August Disbursement

August disbursement has been rescheduled to Tuesday, 8/11/2015.

NEW! Updated Notice of Documents Required
in Advance of and at the 341(a) Meeting

EFFECTIVE JULY 1, 2015

NOTICE OF DOCUMENTS REQUIRED IN ADVANCE OF
AND AT THE 341(a) MEETING

This is a reminder that you are REQUIRED to appear at the Meeting of the Creditors on the date and time specified in the “Notice of Chapter 13 Bankruptcy Case, Meeting of Creditor, & Deadlines” that was mailed to you by the United States Bankruptcy Court. The meeting will be held at the Office of Standing Chapter 13 Trustee, Albert Russo, 1 AAA Drive, Suite 101, Robbinsville, New Jersey. Directions are available at www.russotrustee.com. During the Meeting, you will be questioned, under oath, about information contained in your Voluntary Petition, Schedules, and Plan.

The following documents are required to be filed with the court at least ten (10) days prior ot the 341(a) Meeting***

– Complete Chapter 13 Petition, Schedules, Chapter 13 Plan, Plan Transmittal Letter, and Certification of Service (Form 22C and Amended Schedules I & J are required for cases converted from Chapter 7)

The following documents are required to be submitted to the Trustee’s office at least ten (10) days prior to the first scheduled 341(a) Meeting***

  1. Copy of the most recent sixty (60) day payment advices
    • The Trustee reserves the right to request, upon five (5) day notice, a copy of the six (6) month pay advices that were utilized in the calculations on Form 22C.
  2. Complete copy, including all schedules, of your most recently filed Federal Income Tax Return
  3. Copy of bank statements for the sixty (60) day period immediately prior to the filing date of the petition
  4. For all real estate listed on your schedules:
    • Current Market Analysis
    • Copy of deed(s)
    • Payoff statement(s) for lien(s) related to such real estate
    • Evidence of liability insurance for all such real estate
  5. Evidence of liability insurance for all automobiles
  6. Business Cases:
    • Business Case Questionnaire and a six (6) month Profit and Loss Statement

***Failure to timely file Petition, all Schedules, and Chapter 13 Plan with the Bankruptcy Court and provide to the Trustee the required documents ten (10) days prior to the 341(a) Meeting may result in the rescheduling of your 341(a) Meeting and possibly the dismissal of your case.

The following information is required to be provided by you (and your spouse or partner, if the petition is filed jointly) at the 341(a) Meeting.

  1. A VALID form of picture identification [driver’s license, passport, or country identification], which was issued by a governmental agency.
  2. Your Social Security Card or proof of your Social Security Number.

If you are represented by counsel, we recommend that you consult with your counsel and make arrangments for him/her to submit the above information as required. Both petitioner(s) and counsel are reminded that any documents submitted which have sensitive identification issues, including, but not limited to, full Social Security Number and names of minor children, MUST BE REDACTED prior to submission to the Trustee’s office. (Example: tax returns and pay stubs should redact all but the last four (4) digits of the petitioner(s) Social Security Number)

Documents that are required in advance of the 341(a) Meeting must be submitted to the Trustee’s office via the online document filing system located at www.13documents.com. Any documents that do not fall under the categories listed at www.13documents.com can be emailed to caseinfo@russotrustee.com and MUST be accompanied by a Document Submittal Form which can be found on the Trustee’s website, www.russotrustee.com.

IF YOU ARE REPRESENTING YOURSELF, email the required documents to caseinfo@russotrustee.com and be sure to include the Document Submittal Form which can be found on the Trustee’s website, www.russotrustee.com.

NEW! Adjournment Request Forms

New adjournment request forms have been posted under the FORMS menu.

These forms are REQUIRED for any case for which a 341(a) Meeting or Confirmation adjournment is requested.

The forms are designed to be completed online, in your browser window, and emailed to our office.

PLEASE READ THE INSTRUCTIONS that are included with the link to each form.

CONFIRMATION REQUIREMENTS
2014 INCOME TAX RETURNS

For all cases FILED after 1/1/15, we will require the verification of the filing of 2014 Income Tax Returns. Consistent with the policy previously established, we will not hold up confirmation but include language in the Confirmation Order that the Debtor(s) will provide a copy of the filed 2014 Income Tax Returns prior to 5/31/2015.  The required language to be included as an additional provision in the Order is, “…the debtor(s) shall submit to the Chapter 13 Trustee a copy of the filed Federal Income Tax returns required pursuant to Bankruptcy Code Section 1325(a)(9) and 1308(a).”

2nd Notice to Creditors Affected by Motions in Chapter 13 Plans


In accordance with Local Rule D.N.J. LBR 3015-1, a Chapter 13 Plan Transmittal Letter must be filed in all cases where the Plan contains motions.  Please note that the Chapter 13 Plan Transmittal Letter and documents to be attached thereto should be attached as an exhibit to the required Certification of Service filed with the court related to the Chapter 13 Plan and Motions.

Chapter 13 Plan Transmittal Letter

Certification of Service

E-Filing Instructions:

CHAPTER 13 PLAN & MOTIONS

This event is programmed in CM/ECF to automatically transmit statistical information to the Administrative Office of the U.S. Courts pursuant to statutory mandates of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). Please be sure this is the most appropriate event for the pleading you are e:filing.

Effective April 1, 2003, revised Chapter 13 Plan and Motions (Formally Local Form 8) must be used when filing a Chapter 13 plan. Motions to Avoid Liens under 11 U.S.C. 522 (f) and Motions to Avoid Liens and Reclassify Claims in whole or in part must be so noted in Article 6 of Chapter 13 Plan and Motions and do not require separate documentation in accordance with motion practice. The court, upon receipt of Chapter 13 Plan and Motions, will serve a copy of the plan on all interested parties and will issue a Notice of Hearing on Confirmation of Plan setting forth the confirmation hearing date and the last day to file objections to same. Motions, if any, noted in Article 6 of Chapter 13 Plan and Motions, will be returnable on the date of confirmation. Pursuant to DNJ L.B.R. 3015-1, “the debtor must, within twenty one days of the date of entry on the docket of the Notice of Hearing on Confirmation of Plan, serve each potentially affected creditor with a copy of the Plan and Chapter 13 Plan Transmittal Letter. The debtor shall file a Proof of Service of compliance with this section at least seven days prior to the scheduled Confirmation Hearing”.

For additional guidance, see Notice to Bar and Public Regarding Amended Chapter 13 Plan and Motions, New Forms (5/25/06) and Everything You Always Wanted to Know About the NEW Chapter 13 Plan.