Judge Christine M. Gravelle
Hearing Date: 12/20/2023
Hearing Count: 0
Last Updated: 12-01-2023 05:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am18-30035 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $131,220.00
10/13 AMT: PAYOFF PROVIDED<<>>

plan balance as of 12/1 =$584

Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am18-33825 / CMGJoseph Albanese, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $38,316.00
SV/BARCLAYS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am19-13047 / CMGLee M. Perlman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $32,540.00
Debtor obj, made pymts & requests recap<> CARRINGTON/Tattersall Drive (Brock & Scott)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am19-20477 / CMGThomas J. Orr, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $26,534.00
11/8(mk) atty says:debtro has LM to cover all pre and post pet arrears- about to file the motion. If app'd claims #8,10 and 13 will be satisfied leaving atty fees and small div. to gucs- adj 30 days for this w to play out

11/7/23(mk): RECAP IS 25,872 PTD, Then Lump sum$ 662 by 11/25/23 Then 1,847 x 6 Begin 12/1/23. email to atty

Debtor obj, made pymts, filing mtn to reinstate<>SV/FREEDOM MTG;

MOTION TO REINSTATE STAY WAS GRANTED

AMT: TR MTN DID NOT ADDRESS FEASIBILITY. CURING ARREARS WILL NOT COMPLETE PLAN TIMELY DUE TO PP ARREARS ADDED ( mk; emailed atty about this )
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am19-22040 / CMGBRIAN D WINTERS, ESQMotion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $57,848.00
SPECIALIZED LOAN / E. Street(STEWART LEGAL)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am19-30115 / CMGYakov Rudikh, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $20,188.00
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am19-32007 / CMGTHOMAS M EGANMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $71,154.00
CARMAX AUTO /2015 Audi (MORTON)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am19-33261 / CMGSteven J. Abelson, Esq.Motion SellNo Opposition FiledTotal Paid In: $104,845.00
L'IL SPROUTS LLC

MK: sale of debtor's business- a preschool- asserting appreciation belongs to debtor- valued at nothing at conf now selling for 245.000

atty for sale of Corp. needs to be retained- order says 2,445 for fees and Notice says 2500
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am20-12993 / CMGDavid C. Russo Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $32,562.00
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am20-14749 / CMGThomas J. Orr, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $19,482.00
mk: creditor request ot adj to 12/20 as debtor app'd for LM and awaiting execution of docs.

Debtor obj, pending LM approval<>CENLAR/High St (Pluese Becker)


Post pet due: 19,718.03
opp'n: debtor was on a forebearance plan sept-Aug 2023 and submitted LM request. lender acknowledged receipt of LM application, can resume reg mtg payments in Nov. should adj motion till after a decision on LM
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am21-16414 / CMGAndrew Thomas Archer Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $29,084.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
1712/20/2023 9:00 am21-18795 / CMGTamika N. Wyche, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $28,800.00
MP on 12/20<<>>



10/17/23(mk) MP filed-LM denied - now sale of real prop.

Debtor obj, filing MP to sell<>FAILED TO COMPLETE LM BY 7/20/22; EXTENDED LOSS MIT EXPIRED 9/8/23
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am21-18995 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $4,600.00
Debtor obj, will pay by 12/8<>ARREARS 4,550 as of 11/29/23

Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am21-19590 / CMGJamal J. Romero, Esq.Motion Dismiss CaseNo Opposition FiledTotal Paid In: $58,380.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
1912/20/2023 9:00 am22-10054 / CMGJeffrey E. Jenkins, Esq.Motion Convert Chapter 13 to Chapter 7 (fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $5,750.00
11/7/23(mk): MOTION TO SELL PROP. FILED AND ON FOR 12/6/23 SALE PRICE 911,000

AMENDED C FILED TO TAKE MORE (D)(1) AND REMOVE LEGAL MALPRACTICE CASE- what is status of that case?

-------------------------

10/3/23 Update amended lsiting agreement and checks boxes in listing for MLS etc. WHY IS IT LISTED AS "COMING SOON " On Internet- sale of property has been an issue since August?
CREDITOR SAYS Property is not even on the market yet. According to page 11 (out of the 12 filed pages), the property is "expected on market date: 10/17/23." They've lost two months of decent selling season and by the time it hits the market, will only be a month to Thanksgiving


10/3/23: mk filed obj to realtor - same company as agent w/ conflict- should not be exclusive listing - listing agment(#100) has blank boxes not helpful to active marketing of property. Multiple listing info is blank.

9/27/23(mk): application to retain realtor filed. Also filed doc #100- marketing plan for realtor to market real property. and new listing agreement.. listed at 877,800.

9/14/23(mk):

1. Debtor filed doc #93 on creditor's obj to conf of MP and continued request to convert to a 7. debtor has listing agmt for home and has filed appl to retain realtor on 9/14/23. debtor disputes atty fees and escrow shortages in Mtg co claim. Also supplied letter form realtor about property- expects success in marketing of prop. and likeihood of a successful sale.


MP filed on 9/20. Sale by 2/16/24

and uploaded a listing agmt listing 850,000- at that price about $58,000 equity

8/2/23: Ct will adj 2 weeks to allow MP file by 8/15/23 to sell RE

7/25/23(mk) doc #86 Cert of debtor: complains about creditor characterization of lawsuit etc.

7/14/23:Per S. West - 1 more adj to 8/2/23 as there has been an offer of a permanent LM with deadline to accept 8/1. The offer does involve a significant down payment so acceptance of the LM is not certain.

7/3/23(mk) :Lender uploaded adj Re
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-10330 / CMGFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $6,023.00
CLEARBROOK COMMUNITY ASSOC (BECKER & POLIAKOFF)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-10363 / CMGDaniel E. Straffi, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,480.00
Debtor obj, paid<> ARREARS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-14517 / CMGKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $18,582.00
SPECIALZIED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-15172 / CMGBrian W. Hofmeister, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $15,400.00
JPMORGAN CHASE /South Shore Dr(FEIN SUCH)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-15195 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $51,257.00
11/22 AMT: CURRENT THROUGH NOV ($850 short); WILL OWE DEC<<>>

11/13/23:PER AR adj 45 says for debtor to get on Ewage and be completely current

now owes for nov. 5450 which is 1 payment


Debtor obj, made pymt<>ARREARS 8,261 as of 10/25/23

moly payments is 5,450
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-15397 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $11,090.00
11/21/23(mk): order submitted today- outside
6 mo cure

11/8/23(m): creditor adj request to review payments and finalize settlement terms 12/20 is PEREMPTORY DATE

10/16/23(mk): creditor adj uploaded to payment research and proof of receipt of payments


Debtor obj<>SELECT PORTFOLIO /Washburn AVe (FEIN SUCH)


Post pet :$3,603.38 nto including August , SEpt and Oct payments due

Moly payment is :$1,293.41

Debtor says : pd sept and Oct - has paid another 1600 and will pay another 1300 towards arrears
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-15479 / CMGEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $15,819.00
debtor makes payment 2 x per month via TFS - each is 1/2 . 12/20 to be completely current thru Dec

11/7/23(mk: 1/2 of Nov payment pending in TFS other 1/2 to be made 11/7 when debtor gets pd

10/24 AMT: Order resolving cred def cert filed. TR MTN CAN BE W/D IF NOV PYMT HAS BEEN MADE<<>>

ARREARS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-16206 / CMGKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $38,328.00
100% PLAN WILL NOT COMPLETE TIMELY DUE TO HIGHER MTG & TAX CLMS; DEBTOR HAS NOT MADE PLAN PYMT SINCE MAY, 2023
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-16214 / CMGRodney Nelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,500.00
Debtor obj, converting to Ch 7<>ARREARS; NEEDS RECAP DUE TO HIGHER IRS CLM (PRIOR TRUSTEE RECAP NEVER FILED)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-16636 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $9,975.00
SV/KUBOTA CREDIT CORP
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-17144 / CMGSherry Daves, Esq.Motion Withdraw As AttorneyNo Opposition FiledTotal Paid In: $19,215.00



MK: atty is relocating out of the State of NJ
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-18046 / CMGRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,332.00
AMT: MP 12/20
Debtor obj, filing MP<>PLAN NOT FEASIBLE DUE TO POC #1-2
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-18736 / CMGAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $17,140.00
gorski to substituting as atty

ARREARS 7724 as of 11/29/23

Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-19726 / CMGScott D. Sherman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,874.00
Debtor obj, made pymt on arrears<> FREEDOM MTG/Hamilton Drive
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am22-20142 / CMGJohn Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $8,960.00
mk: per creditor- ongoing settlement talks

MOTION BY MATRIX FINANCIAL/FLAGSTAR BK(McCalla- L. Egerman)

Debtor obj, applying for ERMA funds<>MATRIX FINC/Mcadoo Ave

post pet as of 9/30/23 $6,915.68
oppn: will make a payment and getting ERMA funding
Matter ResolvedRequest
Adjourment
3912/20/2023 9:00 am23-10013 / CMGKevin C. Fayette, EsqTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,600.00
atty sent 1400 on 10/31/23- not posted yet and has another 700

Debtor obj, atty has $1400 & requests recap

>>NEEDS TO SEND IN THE $ BEFORE A RECAP

11/10/23: arrears 3,500 last pay 6/14/23
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-10437 / CMGKevin C. Fayette, EsqMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $3,400.00
PENNYMAC LOAN/York St (POWERS)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-10812 / JNPKevin C. Fayette, EsqConfirmation Hearing ScheduledMootDebtor has made 7 of 11 required payments   Arrears: $1,160.00  
10/24 workup for the 11/1 calendar EDC

-Debtor is surrendering interest in parents estate but we need information regarding this interest. We need the value, amount owed etc. The estate is not listed under schedules A or B


proposes $870 paid to date then proposed $290 x 33 pro rata
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-10812 / JNPKevin C. Fayette, EsqConfirmation Hearing ScheduledContinued
1/17/2024 9:00 am
Debtor has made 7 of 11 required payments   Arrears: $1,160.00  
10/24 workup for the 11/1 calendar EDC

-Debtor is surrendering interest in parents estate but we need information regarding this interest. We need the value, amount owed etc. The estate is not listed under schedules A or B


proposes $870 paid to date then proposed $290 x 33 pro rata
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-10910 / CMGSteven J. Abelson, Esq.Motion CompelNo Opposition FiledTotal Paid In: $7,873.00
MTN COMPELLING KAPITUA SVG TO TERMINATE STAY PROCEEDING AND AWARD $500 TO DEBTOR/$1000 TO DEBTOR ATTY
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-10910 / CMGSteven J. Abelson, Esq.Motion Enforce3rd Party MatterTotal Paid In: $7,873.00
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-10919 / CMGKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,275.00
SV/EDGEWATER MANOR; ARREARS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-11217 / CMGJonathan Goldsmith-Cohen, Esq.Motion to SealNeeds Resolution of Issues - ObjectionsTotal Paid In: $14,326.00
MTN TO SEAL NTC OF PPSD SETTLEMENT

TR objection
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-11217 / CMGJonathan Goldsmith-Cohen, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - ObjectionsTotal Paid In: $14,326.00
MTN TO APPV SETTLEMENT

TR objection- tr needs to know the terms of settlement
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-11402 / CMGFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,744.00
SV/SLS & WELLS FARGO; ARREARS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-11437 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,626.00
mk: atty agrees to AMT email

mk: AMT sent email to atty :Trustee is recommending adjourning the Trustee's Motion to 12/20/23 to allow time for the debtor to remit a plan payment of $426 (as confirmed) and sign up for eWage. Please advise if you agree to these terms. If so, the matter can be resolved at the adjourned hearing with a recap and language to address Westlake Services stay vacate.

The proposed recap would be $1,626 ptd (the current $1200 ptd & required $426 payment), t$453 x 51 beginning 12/1/23.

----

Debtor obj, made pymt & requests recap <>SV/WESTLAKE; ARREARS 1,830

made an Oct payment before that last pay was June 2023
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-11773 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,400.00
SV/CREDIT ACCEPTANCE
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-11918 / CMGBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
Debtor obj, will file MP after hearing to approve ERMA funding<> PLAN WAS DENIED ON 10/18/23 AND FAILED TO FILE MP WITHIN 21 DAYS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-12232 / CMGEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $6,152.00
ARREARS (PRE CONF CERT NEVER FILED)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-12494 / CMGPeter E. Zimnis, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $2,740.00
FREEDOM MTG/Stevenson Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-13123 / CMGYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,512.00
ARREARS; FAILED TO FILE SPECIAL COUNSEL RETENTION; FAILED TO REGISTER FOR TFS/eWAGE
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-13123 / CMGYakov Rudikh, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,512.00
Debtor obj, will make pymt & requests recap<>CARRINGTON/Johnson Terrace (Hill Wallack)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-14214 / CMGMoshe Rothenberg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
TR objection
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-14626 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
PLAN WAS DENIED ON 11/1/23 AND FAILED TO FILE MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-14836 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
Debtor obj, filing MP<>PLAN WAS DENIED ON 9/6/23 AND FAILED TO FILE A MP

MP filed on 12/20/23
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-14890 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
PLAN DENIED ON 11/1/23 AND FAILED TO FILE MP WITHIN 7 DAYS
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-15032 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
Debtor obj, filed MP<>DEBTORS PLAN DENIED ON 10/4/23 AND FAILED TO FILE MP IN 14 DAYS

Mp on 12/20
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-15135 / CMGJeffrey S. WaltersMotion Relief from Stay (Fee)3rd Party Matter
11/30:creditor request to adj to 12/20 as working on resolving - conf on 12/20

Debtor obj, pd arrears<>NEWREZ/SHELLPOINT - Lindsley Court (PINCUS)

post pet :1,356.58
debtor says has cured post pet arrears





Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-15282 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $720.00
FAILED TO SELL SNADPIPER COUR BY 11/14/23; FAILED TO FILE PRE CONF CERT BY 9/23/23; ARREARS
Matter ResolvedRequest
Adjourment
6012/20/2023 9:00 am23-15333 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
Debtor obj, filing MP<>DEBTORS PLAN WAS DENIED ON 9/20/23 AND FAILED TO FILE MP IN 14 DAYS

MP filed 11/10/23
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-15701 / CMGMelinda D Middlebrooks, EsqMotion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterTotal Paid In: $1,800.00
MTN TO EXPUNGE NATHALY CALLES POC # 18-1
Matter ResolvedRequest
Adjourment
6312/20/2023 9:00 am23-15720 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
11/14/23(mk):debtor and creditor agree to conduit . Creditor wants 30 days to get numbers to our office and the review w/ client

AMT; TR LTR REQUESTING CONDUIT<>

Debtor obj.<>PENNYMAC /Wilson Blvd (FEIN SUCH)

Creditor- post pet. is 17,558.76 as of 10/4
(5,852.92 x 3)

Debtor obj, will pay $7,500 & requests recap
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16024 / CMGPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
mk: dismissed by CT on OSC for failure to pay final installment of filing fee. Debtor has aid that.

Need to get an update on the PI settlement from
PI Atty
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16113 / CMGPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)No Opposition Filed
BRIDGECREST CREDIT COMPANY/2019 Dodge Caravan (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16202 / CMGGeorgette Miller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,400.00
MP #26 filed 11/30/23

100% PLAN IS NOT FEASIBLE DUE TO ORDER #23 ALLOWING LATE POC #5-1 TO BE PD IN THE PLAN
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16512 / CMGAnthony Sodono III, Esq.Motion Dismiss Case3rd Party Matter
mk: parties trying to resole

MMU,LLC MTN TO DISMISS (Ragan & Ragan)

mk: adj request as parties discussing resolution
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16586 / CMGYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition Filed
MERCEDES-BENZ/2016 Mercedes (MORTON)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16694 / CMGScott D. Sherman, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
M&T BANK /Ridgeview ave (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16698 / CMGJeffrey E. Jenkins, Esq.Motion File Claim After Claims Bar DateNo Opposition Filed
MTN AUTHORIZING TRUSTEE TO PAY TEC INC LATE FILED CLM
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-16698 / CMGJeffrey E. Jenkins, Esq.Motion File Claim After Claims Bar DateNo Opposition Filed
MTN AUTHORIZING TRUSTEE TO POAY MY CAR CORP LATE FILED CLM
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-17121 / CMGAndy Winchell, Esq.Motion Relief from Stay (Fee)3rd Party Matter
FAY SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-17525 / CMGAndy Winchell, Esq.Motion Relief from Stay (Fee)3rd Party Matter
NEWREZ/SHELLPOINT (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-18152 / CMGDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT/PHH MTG
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-18348 / CMGJoseph Albanese, Esq.Motion Relief from Stay (Fee)No Opposition Filed
AMERICREDIT FINC /2017 Chevy Traverse (MORTON)
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-20516 / CMGGeorge E. Veitengruber, III, Esq.Motion Sell3rd Party Matter
252 HAMILTON DR

>>SHORT SALE- 1st mtg has agreed to accept a compromised amt as full satisfaction
Tax sale cert will also be pd at sale
plan strips 2nd mtg and base to gucs
deboro 3,000 relocation allowance

Sale K 304,100 ( first mtg 630,549.35)
Realtor Scott Dubeau appl filed
other realtor is Danielle Coyle- no appl as of 12/1/ for her yet

341 is 12/24/23;NO DOCS YET
Conf 1/77/24
Matter ResolvedRequest
Adjourment
012/20/2023 9:00 am23-20907 / CMGKarina Pia Lucid, Esq.Motion Reinstate Stay3rd Party Matter
MTN TO REINSTATE STAY


mk;timely filed; now has better job and can pay mtg and Tr

NO PLan and NO 341 docs as of 11/28
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am19-30115 / CMGYakov Rudikh, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $20,188.00
NEWREZ (HILL WALLACK)
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am20-17313 / CMGJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 42 required payments   Arrears: $5,890.00  Total Paid In: $30,458.00
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am21-18795 / CMGTamika N. Wyche, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 24 of 25 required payments   Arrears: $1,200.00  Total Paid In: $28,800.00
need listing agreement and will make 6, 890 payment- nee listing agmt

11/2 workup for the 11/15 calendar EDC

2 payments in arrears at $2400. How will they afford the $6890?

*Trustee objection:
-The debtor does not have the disposable income to fund the plan. The proposed plan payment is almost 3 times the amount of the original plan payment.
-The debtor has not filed amended schedules I & J(mk: noting has changed income wise- proposing to use funds in her acct to carry case so she can sell home- put on market yesterday)
-The debtor has not provided updated proof of income or a copy of the 2022 tax returns


proposed MP $6890 X 37 BEG 11/2023; (SALE OF 22 HANOVER CT BY 4/ 30/24); 100%
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am22-10054 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 23 of 23 required payments   Arrears: $0  
Total Paid In: $5,750.00
Motion to sell is on 12/6- apparently closing is on 12/19.

AS OF 11/6/23 (SF) BELOW ISSUES STILL APPLY

9/20/23 Listing Agreement provided for 20 Brians Way in the amount of $850,000 then new PPSD Listing agreement has $877,800.Multiple listing info is blank.

Cert in Support of Chapter 13 Plan filed 10/2/23 which includes listing agreement and marketing plan.


1. Modified plan proposes to pay $5,000 to Bank of America. Is this for post-petition arrears?

2. Need status of Malpractice law suit

3. Motion to Convert Chapter 13 to Chapter 7 Adjourned to 11/15 at 9

4. Objection filed by Bank of America (Douglas McDonough) - the modified plan does not cure pre-petition arrears and the plan does not surrender property security creditor's claim (Note: The POC filed shows zero arrears)

5. Objection filed by Ajax Mortgage Loan Trust 2022 (West) - Failure to propose a plan in good faith; failure to fund plan with non-exempt proceeds of malpractice suit by 12/31/22 and failure to move expeditiously to sell property. Creditor has moved to convert to Chapter 7 and wants the property sold expeditiously. (RESPONSE FILED BY DEBTOR)

6. Treatment of Best Buy, Citi Bank and Target as separately classified unsecured claims to be paid in full because wife is cosigner should be stricken as no claims were filed and the bar dated expired on 7/20/22


MP proposes $250 x 36 Base; Sale by 2/16/24
Plan has run 22 months with 14 months remaining
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am22-17041 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 15 required payments   Arrears: $964.00  Total Paid In: $5,414.00
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am22-18046 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 12 required payments   Arrears: $2,806.00  Total Paid In: $2,332.00
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-10339 / CMGJamal J. Romero, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 11 required payments   Arrears: $200.00  
10/18/23:Per AR file Nj returns in 14 days OR a motion vs St of nj that returns are not due

ar resolve or hold
ISSUES AS OF 10/13/2023 (DM):

***Need to resolve NJ estimated claim. Is debtor any closer to selling Crine Rd property which has $500k of equity***

 9/29/23(mk): creditor sent conduit info to AMT today for Conduit Order on MFR, so will provide the draft order to DM once I have it so that you have info to be consistent with your conf terms.

 Wilmington Savings (STERN E) has a pending MFR on Myrtle Ave property scheduled for 9/20/23 - debtor has agreed to conduit on this property.(MK: UPDATED: Order submitted 11/8( No conduit) terms =post pet arrears $7,425.60 as of 10/23/23 shall be cured vis sale of real prop. to be completed w/in timeline set forth in confirmed plan. Begin 12/1/23 debtor to make reg moly mtg payments to lender)

1) State of NJ filed $2,178.34 priority claim that includes estimated taxes for 2019 - 2022 not treated in the plan (UNRESOLVED).

NOTE: Despite stay relief on the Crine Rd property with no sheriff's sale permitted before 12/22/23, the debtor will need to sell this property before sheriff's sale due to the $500k of equity in the property and to fund the 100% plan. Note - the Myrtle Ave property also has $500k in equity.

***RESOLVED ISSUES***

A) IRS filed $14,746.32 priority claim that includes estimated taxes for 2019 - 2022 not treated in the plan (AMENDED TO $414.22 - OKAY TO PAY?? - MK: per atty YES PAY)

B) Plan provides $85,396.55 priority treatment to NYS Dept. of Taxation - New York State filed POC (11-1) as a general unsecured claim (STRIKE PRIORITY PLAN TREATMENT?? - mk: Per atty - YES STRIKE IT).

C) Are $3,900 balance of attorney fees to be paid by the Trustee to former attorney V. Ava Murray, Esquire? Trustee requires something in writing from Ms. Murray if we are to pay or not to pay this prior attorney (RESOLVED - MK: atty has that in writing - email where Ms. Murry agreed to waive her fee - in Post 341 Docs
Matter ResolvedRequest
Adjourment
8712/20/2023 10:00 am23-10546 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 6 of 11 required payments   Arrears: $70.00  Total Paid In: $387.00
As Of 10/31/23(mk); NEED UPDATE ON STATUS FROM DEBTOR- sent her an email= debot is ill - working w/ creditor- needs 30 days


9/6/23(mk)debtor says creditor will agree to instalment payments- adj 10/4 to see if can be worked out

8/18/23(mk):


TR Objection:
mk: MP to separately classify unsecured debt( No claim filed) to AT&T for cell phone bill. on 8/4/23 I emailed Debtor telling her Tr will object as no basis under the code for the separate classification

(amt: outstanding items from 7/19 conf)<<>>


Need to strike plan 4 d for modification of Credit Crop- there was to be an order entered specifying treatment on this claim- 8/18/23: sent email to D. Morford for status of Order
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-11894 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 9 required payments   Arrears: $500.00  
11/1/23:adj 20 days for atty to contact ERMA and file a motion to approve it and serve on Tr and lender- lender says ErMA does not cover arrears so plan needs to cover rest

AS OF 10/23/23 (SF) BELOW ISSUES STILL APPLY. NEED STATUS UPDATE


10/18/23(mk) email from debtor atty that debtor was approved for ERMA grant $75,000 funds- but these is a closing process to fund the loan- Needs a Motion-


1. Objection filed by Lakeview Loan Servicing (Egerman) - failure to pay arrears and speculative loan mod (MUST RESOLVE)

2. Trustee objection::
The Plan needs to run for a minimum of 36 months.
Form 122c-2 Line 45 monthly disposable income $2,457 and requires minimum $147,420 dividend to general unsecured creditors (100% Plan) (WILL RUN A MINIMUM OF 36 MONTHS AND WILL BE 100% PLAN)



Plan proposes $250 x 30 100%; Loan Mod by 3/1/24
Payments: 7/7

RESOLVED:
- Must file pre-confirmation certification (FILED)





Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-13119 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0  

 Creditor is looking into possibly re-amortizing the matured loan and allowing the debtor to be paid outside the plan. They are still running internal calculations so there is no specific proposal at this time. ADJ Request reconsidered and confirmation adjourned to 12/20/23 (dm)

ADJ Request denied - need updated position of objecting creditor (dm)

AR RESOLVE OR HOLD ISSUES AS OF 11/7/2023 (DM):

1) West Coast Servicing (Hladik, Onorato) OBJs - loan matured on 8/1/2021 and creditor has filed a total debt claim in the amount of $117,897.44. Plan proposes a loan modification on this mortgage (UNRESOLVED).

2) Trustee OBJ:
- Need statements for the debtor & non-filing spouse's 401k loans and 457 loan (RECEIVED LOAN STATEMENT FOR DEBTOR - $528 MONTHLY ON LOAN #014 ENDS JUNE 2026 AND $439 MONTHLY LOAN #013 ENDS FEB 2024 - NEED SPOUSE'S LOANS).

- Income verifies higher ($1,424) than scheduled ($350) resulting in $1,044 monthly disposable income based upon bank statements showing DSO is paid weekly.

- Excessive Expenses: $500 utilities, $700 cable/internet/phone, $500 medical and dental, $500 car insurance (verifies at $426 and will be reduced once surrendered 2021 Chevy is removed), $703 car payment. Need proof of excessive expenses 10 days prior to confirmation (UNRESOLVED).

***RESOLVE ISSUES***

A) ACAR Leasing obtained stay relief on 2021 Chevy Traverse (LEASE WAS NOT ASSUMED IN PART 6 OF THE PLAN AND THUS REJECTED).

B) Athene Annuity & Life Assurance Company (RAS) OBJs - failure to cure arrears of $2,262.68 per POC (CONSENT ORDER SUBMITTED).

C) Trustee OBJ:
- Need homeowner's insurance renewal declaration (RECEIVED).
- Need proof of insurance for the 2019 GMC - policy expires 7/20/23 (RECEIVED).
- Must file a Fee App within 7 days of confirming (LANGUAGE ADDED).
- There is $7,913 of non-exempt equity in the residence (LANGUAGE ADDED).
- Need a statement for the second mortgage (WEST COAST SERVICING FILED A POC).


Prop. Plan $300 x 60, Base Plan
- Loan Mod by
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-13168 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $300.00  
mk; don't has 2022 return yet atty is working w/ POA - per AR adj last time PEREMPTORY

ISSUES AS OF 10/24/2023 (DM):

***Need to resolve mortgage company objection***

1) Mortgage Assets Management/PHH Mtg (McCalla Raymer) OBJs - $100,919.51 arrears and proposed sale is speculative (UNRESOLVED).

2) Trustee OBJ:
- Need 2022 tax return for debtor & spouse or Cert of Non-Filing (UNRESOLVED).
- Need updated homeowner's insurance - expired 8/5/23 (RECEIVED).
- Need Feb & March bank statements for Ocean First Bank acct #0234 (RECEIVED).

 7/26/23 (DS): Debtor attorney requested another adjournment, per MK okay to adjourn - email from atty advising debtor and spouse have not yet filed 2021/2022 tax returns.

 7/19/23 (DS): 341 not held 5/18/23 - Motion for POA granted 7/7/23 - still missing spouse 2021/2022 tax return or Cert of Non-Filing.

 (mk): case has POA - needs motion to allow if debtor is not going to testify at 341 Meeting.


Prop. Plan $300 x 36, 100% Plan
- sale of Cumberland Dr by 5/1/24
PTD 5/6 = $1,500
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-14170 / CMGPaul H. Young, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 4 of 7 required payments   Arrears: $2,870.00  
AS OF 11/13/2023 (at):

1. Capital One Auto filed a secured arrears claim #1 in the amount of $511.46 which is not in the plan. Is the debtor going to pay this claim?

2. Americredit/GM Financial filed a secured arrears claim #8 in the amount of $317.30 which is not in the plan. Is the debtor going to pay this claim?

3. Trustee's objection:
- Amendments to Schedules B and C to add Citizens Bank acct#4795, Investors Bank
accts#6688 and #4795. (NOT AMENDED)
- Need 2 months bank statements (April & May) from Investors Bank checking accts#6688
and #4795 prior to filing date and Citizen Bank acct#4795 from 5/13/23 to 6/12/23. (NOT RECEIVED)
- Need updated proof of income now that debtor is back to work. (NOT RECEIVED)
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity in real property pending all claims filed. (POC FILED - NO EQUITY)
The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance - insurance expired 9/29/23. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,391 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Capital One Auto filed arrears $511.46 and Americredit arrears $317.30. Needs to be paid or move against claim. (LISTED ABOVE)

Plan proposes: $820 x 60 beginning 6/1/2023, base
Payments: less than 4/6, arrears $2,050
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-14243 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $600.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-14285 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $800.00  
ISSUES AS OF 11/29/2023 (DM):

***If debtor's counsel is asserting that the judgment in #1 below is unsecured, then he needs to move against the claim***

1) Middlebrooks Shapiro (S. Mitnick) OBJs to confirmation based upon disposable income - $219,016.30 judgment filed (RESPONSE DOC #29 FILED BY THE DEBTOR).

 Note - IRS priority claim amended to $3,922.37 and State of NJ priority claim amended to $1,384.52.

2) Need proof of $500 estimated tax payments added to amended Sch J (MOOT BASED UPON DISPOSABLE INCOME CALCULATION).

3) Trustee OBJ:
- Tax refund of $5,500.87 was not prorated and included in disposable income calculation.
- Need to file Pre-Confirmation Certification (FILED).
- Need amended Sch I & J (FILED).
- Need proof of income (RECEIVED).


Prop. Plan $800 x 36, Base Plan
PTD 6/6 = $4,800
Last Claim (3-2)
Matter ResolvedRequest
Adjourment
10012/20/2023 10:00 am23-14650 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $3,150.00  
EDC will review equity now that higher claims came in-
PEREMPTORY

11/2 workup for the 11/15 calendar EDC

*if paying mortgage arrears and 100% it would need $7105 going forward. Not feasible.

As of 8/29/23 (DS): 1. MFR filed by mortgage Debtor in arrears of post-petition since 6/1/23, arrears estimated $11,980.97, which includes atty fees. Sched 9/20/23.OTBS TO BE PAID OUTSIDE
will be 100% to gucs.

**Was LM granted? Need order(DENIED BUT WILL PAY ARREARS THROUGH PLAN)

**Trustee obj to the following:
- 22c Line 45 has disposable income $4,199.49 minus $1,014.25 IRS minus $239.15 mortgage minus $152.92 State of NJ priority/secured total $2,793.17, which requires min. dividend $167,590.20 to gucs or 100%. TOTAL GUCS $100,914.77.(WILL BE 100%)
- Disposable income verifies $5,607.
- Current plan does not propose to pay IRS secured portion of claim $53,370.85.(will pay)
- Must file Pre-confirmation certificate.

Prop Plan $3,150 x 60 begin 6/1/23; Base and Loan mod on Wendover Rd by 11/15/23
Note: There is no equity on assets due to IRS claim. Amended Sched A/B and C filed, removes d(1) exemption on real property so that d(5) can be used fully.
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-14836 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 6 required payments   Arrears: $1,822.00  
AS OF 11/30/2023 (at):

1. Objection filed by Tree Haven Apartments/PRC Management (Kromer Law Firm) - modified plan lists correct arrears of $5,347.50 in Section 4B, but in Section 6 lists arrears of only $4,500. (UNRESOLVED)

RESOLVED ISSUES:
- The proof of income provided is much less than scheduled. The debtor needs to provide
updated income to help show the case is feasible. (RECEIVED - INCOME OK)
The debtor has failed to supply the Trustee with the following document (s):
- Need Capital One bank statement for 5/31/2023 (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (OBJECTION FILED)
- The plan needs to propose a prompt cure of residential lease arrears. (MOD PLAN CURES WITHIN 18 MONTHS)

Modified plan before confirmation proposes: $756 x 60 beginning 7/1/2023, $0 to unsecured creditors
Arrears: $1,066
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-14949 / CMGJeffrey E. Jenkins, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 5 of 6 required payments   Arrears: $2,195.00  
12/20 PEREMPTORY

AS Of 11/7/23 (SF)


1. Objection filed by Pingora Loan Servicing (Michael Clark) - failure to pay arrears of $104,194.37 and plan is not feasible because debtor's income does not support payment.

2. Objection filed by Mancini Auto Sales and Service LLC/Turnersville Pre-Owned Auto Sales (Moshe Rothenberg) - Plan is silent as to creditor claim for 2009 Chevrolet. Plan also fails to provide for adequate protection payments.

3. Mancini Auto Sales filed arrears claim 11-1 for $192.02 which is not addressed in plan

4. State of NJ filed secured claim 10-1 in the amount of $15,591.69. The plan proposes to pay State of NJ as a priority claim. (OK TO PAY?)

5. Trustee objection:

- Need a Modified Plan that completes Part 5
- Amendments to Schedules "I" to remove the garnishment
- Income verifies higher than scheduled using all proof of income provided. There is disposable net income of $4,309.69.
- Need TD Bank statement for debtor account for the month of May 2023
- Need TD Bank statement for codebtor account for the month of May 2023
- Need TD Bank statements for debtor/codebtor savings account for April and May 2023,
not provided
- 2007 Chevy Cobalt is not on the auto insurance policy. Need proof of insurance
- Need to file Pre-Confirmation Certification with Court

6. Plan does not provide payment to creditors per Trustee's Standard Order of Distribution



Plan proposes $2732 x 60
Payments: 4/5 Arrears: $2732
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-14992 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $2,000.00  
Hearing on plan #26 - we need all docs/info requested by Tr in cases notes 11/15/23

AR NEED CO FROM 10-18 RE COM PTY(mk: atty for LL has been out of office- CO which would, in part, assume the terms of a modified lease between the Debtor and Landlord, and provide for stay relief and payments outside the Plan.
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-15032 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-15094 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,318.00  
10/18/: adj 12/20/ peremptory

As of 10/10/23 (DS):

1. Must resolve State of NJ estimated tax claim, 2019-2021 tax returns not filed and IRS estimated tax claim, 2018-2021 tax returns not filed.

2. Fifth Third Bank filed arrears claim $343.15. Trustee ok to pay?

3. Non-exempt equity and disposable income. Plan pays 100%.

As of 8/10/23 (DS): Attorney submitted adjournment, no homeowner insurance was provided, emailed atty on 8/8/23 to provide, no response to email, therefore adjournment request has been denied.

8/16/23 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in real property $197,411.11, $20,500 2016 Ford F250; $8,916 2021 Godfrey Boat; $2,950 2005 Chevy, $25,000 1992 Ford Dumpster Truck, Jewelry $1,650, Santander acct $44,971.77, TD Bank $637.89, M&T Bank $2,013.26 and Franklin Templeton Funds $1,810.30 total $305,860.33.
- 22c Line 45 shows disposable income $4,977.36 and disposable income verifies $4,477.
- Sched J has excessive expenses, but plan has proposed 100%.

2. IRS filed estimated tax claim, which needs to be resolved, 2018-2021 tax returns not filed.

Prop Plan $1,318 x 60 begin 7/1/23; 100%
Note: TD Bank, M&T Bank, Franklin Templeton statements and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-15135 / CMGJeffrey S. WaltersConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $1,132.00  
payment pending- another to be pd. MFR 12/6. adj conf 12/20 PEREMPTORY to be current and have issues resolved.

ADJ Request denied for payments (dm)
ISSUES AS OF 11/7/2023 (DM):

***Last Trustee payment made in September - RECOMMEND DISMISSAL***

1) NewRez (PINCUS LAW GRP) OBJs - $28,279.03 arrears per POC (CO ENTERED).

 MFR filed by NewRez for $1,346.58 post-pet arrears owed. (mk: adj request to 12/6 to resolve)

2) Plan provides $1,145 secured treatment to Burlington Twp Water & Sewer - no POC filed (STRIKE??)

3) Trustee OBJ:
- Tax refund of $5,727 was not prorated and included in disposable income calc (MOOT).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $566 x 60, Base
PTD 3/5 = $1,698
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-15257 / CMGAmy Lynn Bennecoff Ginsburg, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 5 of 6 required payments   Arrears: $330.00  
AS OF 11/30/2023 (at):

CASE IS ALMOST 7 MONTHS OLD.

1. 341 has not been held or rescheduled.
2. Payments: 5/5


MTG POC was filed
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-15333 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 6 required payments   Arrears: $1,593.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-15357 / CMGSTEVEN D PERTUZ, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $3,400.00  
Atty is considering converting to Ch. 11 - ADJ to 12/20/23 (dm)
ISSUES AS OF 11/7/2023 (DM):

 10/16/23 (DS): Debtor attorney requested adjournment, due to Loan Mod denial. Debtor is deciding to appeal or file MP to address arrears to cure through plan.

1) Citibank (RAS) OBJs - $287,497.36 arrears and Loan Mod is speculative (UNRESOLVED).

2) Trustee OBJ:
- Need May & June bank statements for Northwest FCU checking acct
- Need statement for Metlife Stock acct prior to filing date.
- Excessive Expenses: $1,000 for rescue animals. Trustee will allow as long as case remains 100%.
- Verified income leaves monthly disposable income of $5,163. Per Form 22C, disposable income is $9,833 which requires $589,980 minimum dividend to GUCs (100% PLAN).
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $3,400 x 60, 100% Plan
- Loan Mod on Spruce Meadows Dr w/90 days or as extended
PTD 4/5 = $13,600
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-15402 / JNPKEVIN C. FAYETTE, ESQUIREConfirmation Hearing ScheduledContinued
1/17/2024 9:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,200.00  
10/26 workup for the 11/1 calendar EDC
Current through September

-motion for relief from stay Freedom mortgage adj to 11/28 at 11:00 AM
-plan proposes $3000 to state of NJ but no claim has been filed-trustee cannot pay if no claim filed
-Freedom filed a claim for %5351.95. Is the trustee paying this claim?


proposed plan $600 x 60 beg 7/1/23 (100% with minimum of $5463 equity)
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16002 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $500.00  
issues as of 10/27/2023 (jma)

1) Trustee objection to confirmation - need to resolve
- Proof of 2 month's income - from new job.
- A copy of the last filed tax return - 2022.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -There is non-exempt equity in debtor's home $124,042.45.
- Attorney needs to file fee application 7 days after confirmation
2) IRS priority claim estimated for 2021 taxes

proposed plan $500x60 100% plan with loan mod 1/31/2024
paid in $1,500
last claim 8
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16057 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $300.00  
11/15/23:add to conf terms If debtor pursues against Home Tap- its for benefit of estate. atty said cert will show debtor-rec'd funds and paid out expenses and balance of $ in an acct 50,000 is still there

11/13/23(mk) PER AR - NEED DEBTOR CERT W/ BACK UP DOCUMENTATION AS TO WHAT DEBTORS DID WITH THE $ FROM HOME TAP. debtor needs more time to provide

11/8/23(mk) atty to file a cert explaining HOME TAP scenario and attached an agreement etc. Needs AR Review once he dose that. mk: still not sure if it is a recorded mtg. - why does POC#26 have all zeros??

AS OF 11/14/2023 (at):

**attorney will need to file a motion to amend or fix amount due on claim #26 filed by ACM Hometap VIII, LLC.**

1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure full arrears of $5,162.54. (Per POC) (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - July and August pay stubs for co-debtor. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $573.96.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- Debtors' attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,122 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $15,284 in non exempt equity in the bank accounts. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 8/1/2023, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16123 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 5 required payments   Arrears: $4,000.00  
LM was granted- Order entered 11//27/23. DEBTRO IS 1/4 PAYMENTS. LAST PAY 9/12/23. STILL ESTIMATED TAX CLAIMS


mk; have been approved for a Trial LM- if they are app'd then they wont need higher payment -$ needs to post- proof of filing tax retURNSs

As of 11/3/23(mk):

1/4 payments. second tier of plan kicks in after 6 mos and raises payment to $2,100. If can't be current at lower plan payment of 1,000 how will he make higher payment of 2100?

Obj. in #2 was resolved - LM by 10/31- STATUS???


10/18/23:
needs more time for APOC for estimated tax claims and got LM- once agm't signed will file motion

. Estimated Tax claim for IRS- priority & Guc. and St of NJ

2. Objection By M & T Bank(McCalla): Resolved: Pay claim and debtor will pursue LM by 10/31 or as extended.
- LM speculative

3.Trustee Objection:
-Amended Disclosure has -0- balance of atty fees. Atty rec'd full flat fee 4750. Plan has 3,325- rec's full flat fee $4750. IF THE 3,325 Needs fee app and order for that estimated amt
- NE equity $17,553- Plan is 100%


Plan:$1000 X 6; $2100 X 54 BEG 8/2023; LM 1/30/2024 (128 CLEVELAND AV); 100%
1/4 payments
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16227 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $2,560.00  
payments posted - will now adj

11/13/23- adj request DENIED 1-4 payments


As of 11/9/23(mk);

1/ 4 payments

1. Objection By New Rez(S. McCaffery of Hladik, Onorato et al): Plan says LM- wants arrears paid pending LM--RESOLVED - ORDER SAYS- PAY CLAIM IN FULL AND DEBTOR TO CONTINUE W/ LOSS MIT IF LM GIVEN , DEBTRO TO MP AND MAKE MOTION TO APPROVE LM

2. Objection by Falcongate Home Assoc. (Hill Wallack): NO CLAIM WAS FILED BY THIS CREDITOR
Plan fails to treat claim

3.Trustee Objection:
- need Proof of 2 month's income from non- filing spouse for
June and July.
-need copy of the homeowner's insurance
renewal declaration -insurance expired
9/10/23.
- need 2 months bank statements from
account with daughter prior to filing date.
-Debtor's income verifies much higher. Pending
spouse income may verify that income is
much higher than schedules. Also per Sched I
& J there is disposable income $3,002
-There is non-exempt equity in real property $40,606.71


Plan: $1,280 x 60 begin 8/1/23; Base and Loan mod on Falcongate Dr by 1/10/24
1/4 payments
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16512 / CMGAnthony Sodono III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 5 required payments   Arrears: $50,000.00  
10/24/23(mk):

No payments
looks like 341 doc in so need adj request uploaded to get a new date for 341 hearing
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16589 / CMGBruce C. Truesdale, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 4 required payments   Arrears: $550.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16627 / CMGCamille J. Kassar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $700.00  
AS OF 11/7/23 (SF)

1. Objection filed by Speicalized Loan Servicing (Stewart) - failure to pay arrears of $258,709.58 and speculative loan mod

2. State of NJ filed estimated priority claim 1-1 (NEED AMENDED CLAIM)

3. Park Village Associates filed a bifurcated claim. $7575.50 is secured and $11,695.06 is unsecured. How should this claim be paid?

4. Big Rig Lending filed secured claim 7-1 with zero arrears. This creditor is not addressed in plan.

5. Trustee objection:

- Need a copy of the homeowner's insurance renewal declaration - document provided does not show personal liability coverage

- Amendments to Schedules A/B to include NFCU acct ending #8328

- -Income verified higher than scheduled, leaving disposable income of $937.01. Need to pay a plan base of $26,000.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $5871 when determining disposable income.

-Need to file Pre-Confirmation Certification with Court



Plan proposes $350 x 60 Base, Loan Mod by 12/31/23
Payments: 1/3 Arrears: $700


Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16698 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,283.00  
AS OF 11/7/23 (SF) NOT CURRENT ARREARS $1283

1. The plan proposes to pay rental arrears to TEC Inc. The creditor did not file a claim and the bar date expired on 10/12/23.

2. Modified plan now proposes to cram My Car Corp and the service is improper. Did not serve Managing Agent or Corporate Officer of Company. Also, no claim filed for this creditor and bar date expired on 10/12/23.

3. Trustee objection:

- Need Auto insurance for 2009 Dodge Ram and 2009 Ford Mustang (Insurance provided for 2007 Mustang but Schedules list 2009 (NEED EXPLANATION) ALSO NEED PROOF FOR 2009 DODGE RAM)

- Income verifies much higher, leaving disposable income $3,088.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution

- Need closing statement from April for Passbook by Remitly account. (RECEIVED, HAS A BALANCE OF $880.90 AS OF 2/28/23)

- Must file Pre-confirmation certificate


Plan proposes $682 X 23, $473 X 12 0%
$763 Received: $1283

RESOLVED ISSUES:
- Need Proof of 2 month's income - father who provided affidavit of contribution $1,505.

- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service to Carmax Finance (MP FILED AND NOW CRAMS A DIFFERENT CREDITOR
- Need 2 (July & Aug) months bank statements from One checking and savings acct listed on Schedule B.
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16717 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $150.00  
AS OF 11/7/2023 (at):

1. Objection filed by Credit Acceptance (Morton & Craig) - 2016 Jeep was purchased less than 910 days prior to filing and creditor wants $13,537.75 paid through the plan. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan (MOD PLAN NOT FILED - OBJECTION FILED)
- The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Credit Acceptance (UNRESOLVED)

Plan proposes: $150 x 60 beginning 9/1/2023, base
Payments: 2/3, arrears $150
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16729 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

needs to file tax retuns

updated 11/13/2023 (jma)
issues as of 11/7/2023(JMA)

1) Trustee objection to confirmation - need to resolve
- Proof of 2 month's income Mk; atty says uploaded
- need June and July 2023 statements for both Santander accounts.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): $402/car insurance - statement shows $194.41/month. expenses will be reduced accordingly.
- Verified income minus expenses results in disposable income of $2,084 per month. plan payment is only $850.
2) 2013 Yamaha Wave Runner and 2018 Karavan trailer are not treated in plan or listed on schedules - claim filed with no arrears.
3) IRS priority claim estimated for 2020 taxes; guc claim estimated for 2018 taxes

proposed plan $850x60 base plan
paid in $2,550
last claim 30
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16734 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $500.00  
NEEDS TO REQUEST ADJ OF THIS CONF TO AFTER 341 HEARING DATE

341 now on 11/30/23-
2/2 payment
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16841 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $606.00  
As of 10/16/23 (DS): 1. Trustee obj to the following:
- Disposable income verifies higher $2,196.37, taking into consideration that some of the income is social security there still leaves disposable income $1,203.
- Must resolve IRS estimated tax claim, 2017-2022 tax returns not filed.
- Service to motions in plan served 10/13/23. Will need time for service.

2. OneMain-2017 Nissan (PETER MELTZER) obj to cram. Obj must be resolved.
(mk: need to reevalute car)

3. NDFI, LLC (GREENSPOON MARDER) obj to cram. Obj must be resolved. ( Mk: may need appraisal)

4. State of NJ filed estimated tax claim, 2017-2022 tax returns not filed.

5. Wells Fargo filed arrears claim $528.03. Ok to pay?

Prop Plan $606 x 36 begin 9/1/23; Base
Note: CMA no longer needed, reviewed by MK with Debtor atty. Wells Fargo obj withdrawn 9/28/23. Service to motions in plan done 10/13/23.
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16902 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $771.00  
mk: uploaded liab insurance today

UPDATED 11/13/2023 (JMA)
updated 11/8/2023 (JMA)
issues as of 11/7/2023 (JMA)

1) Park Plaza LLC (Abilheira & Associates) objection to confirmation - need to resolve
- rental property only rented 6-8 weeks per testimony at meeting of creditors, not 6-8 months
- value of rental property is understated, should be $550,000
- expenses for rental property are understated
- value of two cars is higher than stated by debtor - DEBTOR FILED KELLY BLUE BOOK TRADE IN VALUE FOR BOTH CARS AS FOLLOWS: 2012 MERCEDES $5,217 AFTER SUBTRACTING EXEMPTION ZERO NON-EXEMPT EQUITY; 2016 JEEP $5,663 THERE IS A LOAN WITH $17,244 BALANCE LEAVING NO NON-EXEMPT EQUITY
- debtors decision to waive $25,000 for sale of the debtors interest in bagel business is inappropriate and should be required to be collected and paid into the plan
2) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - document provided was not debtor's personal liability coverage. It is in the name of the Condo Association.
- Need to provide statements for TD Bank acct #1905 and Capital One acct #7803 for July and June 2023
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): $750/transportation. Must provide supporting proof of expense 10 days prior to confirmation.
- Need to provide valuations for cars on Schedule A
- Schedule J references expenses for the rental property. Need to provide Trustee with a profit and loss statement for this property.
- Statement of Financial Affairs shows loss of income from the rental property. Why is a shore rental property operating as a loss?
Form 122c-1 indicates rental income of $1,097.92 and expenses $2,134.42. Debtor's testimony was it was only rented 6-8 mos of
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-16990 / CMGJay L. Lubetkin, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $3,062.00  
AS OF 11/8/23 (SF)


1. Objection filed by US Bank Trust (RAS) - failure to provide for arrears of $144,855.60 (MP Filed) (RESOLVED VIA ORDER)mk: order submitted 11/120- pays claim arrears

2. IRS filed estimated priority claim 2-2 (NEED AMENDED CLAIM)

3. State of NJ filed estimated unsecured claim 4-1 (NEED AMENDED CLAIM)

3. Motion to Expunge/Modify Claim of State of New Jersey scheduled for 12/6/23 at 9

4. Motion to Expunge/Modify Claim of IRS scheduled for 12/6/23 at 9

5. Trustee objection:

- Amendments to Schedules 22C which was filed completely blank. (MUST BE FILED WITH THE COURT)

- Verified income leaves monthly disposable income of $7,068.13.

- There is $289,399.00 in non exempt equity in the residence. 100% plan

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution

- Need to file Pre-Confirmation Certification.

- The attorney must file a fee application for the $7502 received for the bankruptcy. (Any amount above $4750 requires a fee application.



Plan proposes $3062 x 60 100% Plan
Payments: 3/3

RESOLVED ISSUES:

-Objection filed by US Bank Trust (RAS) - failure to provide for arrears of $144,855.60 (MP Filed) (RESOLVED VIA ORDER)

- Need proof of insurance for the 2012 Land Rover. (Per attorney, this vehicle is inoperable and in debtor's garage. There is no insurance)

Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-17038 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $2,894.00  
FYI:11/24/23(mk) order resolving obj by Santander submitted- TERMS= Pay POC arrears $75,161.77 thru plan


As of 10/23/23 (DS): 341 still not held since 9/14/23, still missing docs, also no Trustee payments made. Debtor in arrears $2,894.26, made 0 out of 2, soon 3 payments.
pymt posted 10-24

10/18/23 (DS): 341 not held 9/14/23, still missing docs, no Trustee payments made, Debtor in arrears $2,894.26, made 0 out of 2 payments. (Missing 341 docs uploaded yesterday- says made TFS payment for $2,894 - no date on that receipt.
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-17104 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $200.00  
mk: mailed out trustee acct ck on Monday. $ needs to post- Ok to 100%

AS OF 11/8/23 (SF) NOT CURRENT WITH PAYMENTS 1/3 ARREARS: $400

1. Objection filed by Federal Home Loan (RAS) - failure to provide for arrears of $55,974.23 and speculative loan mod. Also, plan does not appear to be feasible as there is insufficient income. (RESOLVED VIA ORDER. LOSS MIT BY 2/5/24; PAY ARREARS PENDING APPROVAL)

2. Trustee objection:

- There is $80,376 in non exempt equity in the residence. Needs to be 100% plan.
- There is $2,125 in non exempt equity in the 2016 Toyota and Chase bank account.
- Need to file Pre-Confirmation Certification.


Plan proposes $200 x 60 Base Loan Mod as set by loss mitigation
Payments: 1/3 Arrears: $400




Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-17121 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $4,400.00  
341 on for 11/30/23

oct payment pending
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-17399 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $450.00  
As of 11/13/23 (DS): Debtor atty requested adjournment to allow time to file Sched I & J

As of 11/8/23 (DS): 1. Debtor's certification to Trustee obj states spouse began working late Sept., no amended Sched I filed and no proof of income provided. Cert also states Debtor to begin health insurance coverage on 8/2023, pay stubs not provided. Need pay stubs from Debtor and spouse for August - Oct 2023.

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 10/16/23 (DS): Debtor attorney requested adjournment to address Trustee obj and will be filing motion for loan mod. MOTION TO APPROVE LOAN MOD SCHED 11/15/23.

10/18/23 (DS): 1. Trustee obj to the following:
- Need July and August bank statements from Chase Bank acct#4949 and statements from Robinhood and Webull stock accts prior to filing date.
- 22c may have disposable income, Line 25 takes $831 for health insurance and according to Schedule I insurance deductions to begin 10/2023. Need Oct. pay stub to show amount deducted bi-weekly.
- Add to confirming order Debtor to provide 2 months recent proof of income from non-filing spouse when she begins working again and amended Sched I and J to include spouse new job within 120 days from confirming order. SPOUSE IS CURRENTLY WORKING, NO LONGER NEEDED TO ADD TO CONFIRMING ORDER.
- Must file fee app within 7 days of the entry of the order confirming the plan.

2. RewRez/Shellpoint (HILL WALLACK) obj to loan mod. Obj must be resolved.

Prop Plan $450 x 60 begin 9/1/23; Base and Loan mod on Mansfield Ave by 2/28/24
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-17404 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $196.00  
mk: amended A B C filed 11/6/23
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-17816 / CMGCarrie J. Boyle, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 18 of 3 required payments   Arrears: $0  

mk; FYI: order submitted 11/7/23 resolves Obj by Penny Mac. terms=pay pre pet arrears claim 14,394.76
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18014 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $250.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18024 / CMGVera Fedoroff, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $254.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18090 / CMGRobert H. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $5,550.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18091 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $150.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18134 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18152 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18156 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18163 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $1,293.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18210 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,115.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18261 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18324 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18384 / CMGSCOTT E KAPLAN ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18386 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $98.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18403 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $750.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18430 / CMGCarrie J. Boyle, Esq.Confirmation Hearing ScheduledContinued
1/17/2024 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18445 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $229.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18450 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,126.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18485 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $235.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18495 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $3,177.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18509 / CMGSTEVEN J. SICOConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,248.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18511 / CMGTHOMAS G. EGNERConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $283.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18533 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $3,000.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18551 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18564 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $267.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18587 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $700.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18598 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18624 / CMGBrian S. Thomas, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,700.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18675 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $227.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18690 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $310.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18701 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $367.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18709 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $3,110.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18722 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $225.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18743 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,159.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18807 / CMGWarren S. Jones, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,434.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18825 / CMGAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,630.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-18930 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
012/20/2023 10:00 am23-19343 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,280.00  
Matter ResolvedRequest
Adjourment
012/20/2023 12:00 pm20-15365 / CMGJeffrey E. Jenkins, Esq.Motion CompensationWithdrawnTotal Paid In: $8,628.00
Matter ResolvedRequest
Adjourment
012/20/2023 12:00 pm23-10339 / CMGJamal J. Romero, Esq.Motion CompensationNo Opposition Filed
Total fee app is for 20,233.90 of which deducted 2500 retainer and a 2500 credit leaving a balance of 15,233.90

TR ONLY HAS 2,000 ON HAND SO IF CASE GETS DISMISSED ON 12/20 - NEEDS A REVISED ORDER FOR FEES TO PAY 2,000 THRU PLAN AND REST OUTSIDE
Matter ResolvedRequest
Adjourment
012/20/2023 12:00 pm23-11106 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $24,000.00
Matter ResolvedRequest
Adjourment
012/20/2023 12:00 pm23-15826 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,400.00
Matter ResolvedRequest
Adjourment
012/20/2023 12:00 pm23-15970 / CMGMaryBeth Schroeder, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
012/20/2023 12:00 pm23-17584 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $2,550.00
Matter ResolvedRequest
Adjourment
012/20/2023 3:00 pm23-16512 / CMGAnthony Sodono III, Esq.AP Summons IssuedJudge to Reserve Decision
AP 23-1283 EPSTEIN VS. PATEL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes