ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Eamonn James O'Hagan

Hearing Date: 12/16/2026
Last Updated: 11/11/2026 9:06 AM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am21-19463 / EJODaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am21-19580 / EJOKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am22-13517 / EJOJoseph Albanese, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
412/16/2026 9:00 am22-13660 / EJOThomas J. Orr, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAR ADJ FOR MP TO SELL
AR ADJ to 11/4 Per AR to discuss the case. (dm)

AMT: MP 11/4**PLAN DENIED*<>

Debtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
1212/16/2026 9:00 am22-17390 / EJOJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsSELENE FINC (RAS)<>Debtor obj, made pymts
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am22-19810 / EJODaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am23-12833 / EJOThomas J. Orr, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsNEW JERSEY HOUSING AND MTG (PLUESE)<> Debtor obj
Email InquiryMatter ResolvedRequest
Adjournment
1312/16/2026 9:00 am23-16926 / EJOMarcia Y. Phillips, Esq.Motion Reopen Ch. 13 Case (fee)3rd Party MatterTrustee OBJ

MTN REOPEN/SUPPORT OF DISCHARGE
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am23-18727 / EJOCarrie J. Boyle, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am24-17040 / EJOScott E. Kaplan, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsSV/NJ HOUSING & MTG; FAILED TO FILE MP WITHIN 14 DAYS OF 8/20/26 ORDER VACATING DISMISSAL; ARREARS<>debtor obj, filed mp to surr
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am25-13173 / EJOLee M. Perlman, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterBANK OF AM (FRENKEL)
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am25-13173 / EJOLee M. Perlman, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am25-15917 / EJOAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am25-19953 / EJOAndrew Thomas Archer, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterCAPITAL ONE AUTO FINC (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am25-19953 / EJOAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
4512/16/2026 9:00 am25-20800 / EJOMAKSIM REZNIK, ESQ.Motion Relief from Stay (Fee)3rd Party MatterNEWREZ (HILL WALLACK)<>debtor obj
Email InquiryMatter ResolvedRequest
Adjournment
6812/16/2026 9:00 am25-22528 / EJOMaryBeth Schroeder, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsPENNYMAC LOAN (FRENKEL)<>Debtor obj, lm approved
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-11674 / EJODaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsPLAN DENIED ON 9/26 AND FAILED TO FILE MP IN 14 DAYS<>Debtor obj

MP FILED RETURN DATE 12-16
Email InquiryMatter ResolvedRequest
Adjournment
6012/16/2026 9:00 am26-11674 / EJODaniel E. Straffi, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterNEWREZ/SHELLPOINT (FRIEDMAN)<>Debtor obj
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-11782 / EJOYakov Rudikh, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterWELLS FARGO BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-11782 / EJOYakov Rudikh, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
6512/16/2026 9:00 am26-12468 / EJOJeanie D. Wiesner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsSale was not necessary to fund the Plan - Atty to file MP to remove sale and continue paying the mtg arrears claim - ADJ 12/16

FAILED TO SELL PPTY BY 10/1/26<>Debtor obj
AR I DONT SEE MP FILED TO EXTEND
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-14447 / EJOCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsMTN TO EXPUNGE LVNV #1-1
Email InquiryMatter ResolvedRequest
Adjournment
7012/16/2026 9:00 am26-15486 / EJODaniel E. Straffi, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterPHH ASSET SERVICES (STERN & EISENBERG)<> Debtor obj
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-16592 / EJOScott D. Sherman, Esq.Motion Relief from Stay (Fee)3rd Party MatterJPMORGAN CHASE (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-17348 / EJOHerbert B. Raymond, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsSELENE FINC (RAS)<> Debtor obj
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-17466 / EJOCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsMTN EXPUNGE CLM#5-1
Email InquiryMatter ResolvedRequest
Adjournment
8012/16/2026 9:00 am26-17574 / EJOJonathan Goldsmith Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP 12/16

PLAN WAS DENIED ON 9/23/26 AND FAILED TO FILE MP IN 14 DAYS<>Debtor obj
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-17648 / EJOAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)3rd Party MatterCITIZENS BANK (McCABE)
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-19409 / EJOPRO SEMotion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN FOR VALUATION OF COLLATERAL/ONE MAIN FINC
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-19409 / EJOPRO SEMotion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN FOR VALUATION OF COLLATERAL/CAP ONE AUTO
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 9:00 am26-20982 / EJOGeorge E. Veitengruber, III, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am23-19532 / EJOMarc C. Capone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 32 of 37 required payments   Arrears: $2,415.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am24-17040 / EJOScott E. Kaplan, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 21 of 28 required payments   Arrears: $1,901.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am25-14065 / EJODavid A. Semanchik, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 19 required payments   Arrears: $1,799.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am25-18247 / EJODavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 14 of 15 required payments   Arrears: $2,250.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am25-19187 / EJOWarren Brumel, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 14 required payments   Arrears: $4,960.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am25-22021 / EJOCarlos D. Martinez, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 12 required payments   Arrears: $6,735.00
Email InquiryMatter ResolvedRequest
Adjournment
12912/16/2026 10:00 am26-11131 / EJOJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 10 required payments   Arrears: $2.00
10/15 AMT: INTERIM SCH ORDER TO CHAMBERS FOR FILING/7 DAY<>

ADJ to 12/16 with Scheduling Order
Amendments (Doc #26) filed 10/8/26 (dm)

ISSUES AS OF 10/2/2026 (DM):

 Debtor no longer consolidating with case #26-11134.
 7/17/26 (DS): Atty requested ADJ going away on vacay.

1) PennyMac Loan filed arrears POC (8-1) for $1,065.66 on Debtor's case and also on GF case #26-11134 for the same amount. Who is to pay this claim? Plan is not proposing to pay arrears and case #26-11134 also is not paying arrears. (UNRESOLVED)

2) PNC Bank filed unsecured POC (6-1) for $25,681.82 in this case and in GF's case. If paying claim in full on both cases because of disposable income, then we will need to know who is paying this claim.

3) Attorney Fee balance due in the Disclosure Statement and the Plan do not agree. One of the documents must be amended. (UNRESOLVED)

4) Trustee OBJ:
- There is $21,670 non-exempt equity in the residence.
- Need 2025 tax returns. (RECEIVED)

- There is disposable income of $6,577 per Sch I&J. Total unsecured claims filed $65,786.80. (CASE NO LONGER CONSOLIDATED WITH GF - AMENDED SCH J FILED - STILL NEED TO ADDRESS $200 HVAC REPAIRS, $200 ROOF REPAIRS, $154 MISC.)

- Case is above median with $726.27 disposable income per Form 22C. (CASE NO LONGER CONSOLIDATED WITH GF - NEED AMENDED FORM 22C FOR HOUSEHOLD OF 1 BASED UPON 2025 TAX RETURNS)

******

- Excessive Expenses Sch J: Avg EZ pass $85 and transportation $801 (total $886); Maintenance: Pro-rated pool care $21, Home maintenance $60, HVAC repairs $200 and Roof repairs $200 (total maintenance $481); Auto insurance $610.31 per monthly invoice shows its $563 and 1/2 with girlfriend would be $281.91; Storage Shed rental on property $524; Misc. Pro-rated tax preparation $3 and Emergencies/Birthdays/Holidays $321 (total $324). DISPOSABLE INCOME WOULD BE $1,826.

- Case is above Median and the expenses are the same on Form 22C. These expenses are already taken on Line #8 ...
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-11674 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 9 required payments   Arrears: $900.00
Email InquiryMatter ResolvedRequest
Adjournment
10212/16/2026 10:00 am26-13470 / EJOKarina Pia Lucid, Esq.Confirmation HearingPending WorkupDebtor has made 5 of 8 required payments   Arrears: $6,332.00
AR ALL ISSUES TO BE RESOLVE OR DISMISS
ISSUES AS OF 11/2/2026 (DM):

***Atty needs to work on Conduit orders and file POCs with Motions to Allow Late Claims for secured creditors that failed to file timely claims***

1) Plan provides $2,080 monthly Conduit payments to JPMorgan Chase on 1st Mtg on King Ave property - Need Conduit Order. (UNRESOLVED)

2) Plan proposes $446.30 monthly Conduit payments to US Bank/Select Portfolio on Mtg on Hamilton Ave rental property - Need Conduit Order. (UNRESOLVED)

3) Plan also proposes $3,361.45 secured treatment to US Bank/Select Portfolio on Mtg on Hamilton Ave rental property - no POC filed by creditor. (UNRESOLVED)

4) Plan provides $1,966.86 secured treatment to FIG 20 LLC on tax lien on Hamilton Ave rental property - no POC filed by the creditor. (UNRESOLVED)

5) Plan provides $29,239.42 secured treatment to Pine Valley One Real Estate LLC on tax lien on Hamilton Ave rental property - no POC filed by the creditor. (STRIKE PLAN TREATMENT)

6) Plan provides $1,000, $432, and $1,303 secured treatment to State of NJ Dept of Community Affairs - no POC filed by the creditor. (UNRESOLVED)

7) Trustee OBJ:
- Need bank statements for all accounts listed on Sch A/B for 2/1/26 thru 3/30/26. PROVIDED STATEMENTS FOR ALL 5 ACCOUNTS
- There is $233,295 estimated non-exempt equity in real estate. (100% PLAN)
- There is $2,356 non-exempt equity in 2011 Mercedes.
- There is $2,703 non-exempt equity in 2003 Chevy Trailblazer.
- There is $9,071 nonexempt equity in bank accounts (Acct #1467 of $750; Acct #0973 of $956; Acct #0011 of $4,656 and Acct #000 of $3709)
- Disposable income of $1,184.10 per Line #45 of 122C requires a $71,046 minimum dividend to GUCs. (100% PLAN)
- Atty must file Fee App for hourly fees within 7 days.

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need homeowner's insurance renewal declaration for Hamilton Ave rental property. (RECEIVED RENEWAL BILL WITH SAME ACCOUNT NUMBER FOR POLICY THAT WAS P
Email InquiryMatter ResolvedRequest
Adjournment
14212/16/2026 10:00 am26-14013 / EJOAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 7 required payments   Arrears: $1,767.00
ADJ to 12/16 Peremptory

As of 10/8/26 (DS): 1. BELOW ISSUES STILL NOT RESOLVED.

8/12/26 (DS): 1. Trustee obj to the following:
- Must resolve the estimated tax claim of State of NJ (2023 and 2025 not filed).
- Must file Pre-confirmation certification.
- There is non-exempt equity in the residence $149,508 and in bank acct $3,063 total $152,571. Plan propose 100%.

Prop Plan $937 x 5 begin 5/1/26; $1,768 x 55 begin 10/1/26; 100%
Note: Mod plan treats Capital One arrears, remainder claim to be treated outside. C/O entered with PHH Mtg to pay arrears, mod plan propose to pay arrears as well. Disposable income verifies $1,029, 22C has disposable income. Plan propose 100%.
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-14447 / EJOCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,712.00
Motion to Modify/Expunge LVNV Funding - scheduled for 12/16/26

ISSUES AS OF 10/29/2026 (DM):

Note - unable to determine if LVNV/SOFI POC (1-1) is a student loan. Without clear documentation, the creditor will be paid by the Trustee in the calculation below.

***If Motion to Expunge POC (3-1) is granted, THEN TRUSTEE CAN RECOMMEND CONFIRMATION AT $10,272 PTD, THEN $1,740 x 42 STARTING 11/1/26, 100% PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN, BALANCE OF THE $4,208 ATTORNEY FEE SHALL BE ALLOCATED TO LEE PERLMAN IN THE AMOUNT $3,708 AND CANDYCE SMITH-SKLAR IN THE AMOUNT OF $500 IN ACCORDANCE WITH THEIR WRITTEN AGREEMENT PROVIDED TO THE CHAPTER 13 TRUSTEE***

 8/7/26 (DS): Atty requested ADJ to allow time to dispute POC #1 & #3.

1) Candyce Smith-Sklar has substituted in the case. Trustee to pay $4,208 balance Atty Fee to Lee Perlman unless new Atty moves against the claim or written communication is received from former Atty. (LETTER FROM LEE PERLMAN UPLOADED - FEE BALANCE SPLIT $3,708 TO LEE AND $500 TO CANDYCE)

2) Trustee OBJ:
- Verified disposable income is $5,500 per month. (100% PLAM)


Prop. Plan $1,712 x 60, 100% Plan
- student loans outside the Plan.
PTD 6/6 = $10,272
Last Claim (7-1)
Email InquiryMatter ResolvedRequest
Adjournment
11112/16/2026 10:00 am26-15320 / EJOAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 6 required payments   Arrears: $3,300.00
Atty has a contract for Sale - ADJ to 12/16 - Atty must have estimated claims resolved by then (dm)

ISSUES AS OF 10/23/2026 (DM): updated 10/28/26.

 ADJ to 9/23 - Kim wants Realtor appointed (FILED 9/17/26)

1) IRS filed $46,670.11 amended priority claim that includes estimated taxes for 2022 thru 2026. (UNRESOLVED)

2) Bank of Hope (Brock & Scott) OBJs - $83,641.29 arrears on the residence. Proposed sale Plan is not supported by proof of equity or marketing. (UNRESOLVED)

3) MP proposes $4,200.29 arrears treatment to Ally Capital on 2017 Chevy Suburban - creditor filed $703.39 arrears claim. (OKAY - THIS IS THE TOTAL NUMBER REFLECTED IN THE CONSENT ORDER ON THE MFR)

4) Plan proposes $3,537 arrears treatment to First Commonwealth Bank on the 2016 Mack Tractor - no POC filed and Bar Date has expired. (STRIKE??)

5) Trustee OBJ:
- Debtor has insufficient income.
- Need to file Pre-Confirmation Certification. (UNRESOLVED)
- Need documentation from the sale of Debtor's business Basking Ridge Towing sold 12/2025. (UNRESOLVED)
- Need documentation from the sale of 2015 Hyundai Genesis sold 4/10/26. (UNRESOLVED)
- Need updated proof of auto insurance for the vehicles -policy provided expires on 7/28/26.
- Sch C takes improper exemption of Leaf Blower/snow blower using (d)(3) for household goods, and remaining balance owed from sale of business taking (d)(5) as Debtor received $35,000 from the sale some time from the date of the filing of the case and Debtor also received $4,000 from the sale of 2015 Hyundai on/or about 4/10/26. (PLAN IS 100%)
- Excessive Expenses: transportation $750, car payment $703, and food away from home $600 (when Food has $1,800).
- P&L has expenses for phone, also on Sched J, P&L has payroll expenses, but business forms have no employees, and a debt payment is also listed. The expenses on the P&L and the income do not verify what is on Sch I and is a lot less. (PLAN IS 100%)
- Tax refund in the amount of $8,315 was not prorated and included in
Email InquiryMatter ResolvedRequest
Adjournment
11312/16/2026 10:00 am26-15550 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $1,000.00
Per AR note - ADJ to 12/16 Peremptory (dm)

ISSUES AS OF 10/30/2026 (DM):

1) IRS filed $43,956.87 priority claim that includes estimated taxes for 2023 thru 2025. (UNRESOLVED)

2) State of NJ filed $20,207.43 priority claim that includes estimated taxes for 2023 thru 2025. (UNRESOLVED)

3) State of NJ filed $17,477.58 secured claim that is not treated in the plan. (OKAY TO PAY??)

4) Plan provides $20,811.93 priority treatment to Bala Partners - creditor filed $26,584.35 secured claim. (OKAY TO PAY PER CLAIM??)

5) Trustee OBJ:
- Need a copy of 2025 tax return. (UNRESOLVED)
- Need amended Sch I to add rental income. (UNRESOLVED)
- There is $653,107 non-exempt equity in the real estate. (100% PLAN)
- Need to file Pre-Confirmation Certification. (FILED)
- Need proof of rental income for Pin Oak Lane. (RECEIVED - $1,750/month)
- Need Business P&L statements. (RECEIVED)


Prop. Plan $500 x 60, 100% Plan
- refinance of residence by 6/1/2027
PTD 4/5 = $2,000
Last Claim (9-1)
Email InquiryMatter ResolvedRequest
Adjournment
15812/16/2026 10:00 am26-16592 / EJOScott D. Sherman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
issues as of 10/6/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Creditor anticipates filing proof of claim for pre-petition arrears totaling $116,675.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): Need name of attorney handling claims against Freedom Mortgage (BROCK & SCOTT) and Verizon (JORDAN O'NEAL, BANKRUPTCY SPECIALIST FOR AIS INFOSOURCE LP) FOR BOTH CLAIMS 11-1 AND 12-1.
- Amendments to Schedules B to correct no Camero and add the correct auto of a Mustang. AMENDED CLAIM FILED REMOVED THE CAMERO.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $3,668.58.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $19,410 in non-exempt equity in the residence.
- There is $13,637 in non-exempt equity in the Toyota.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- Need to resolve objection by Freedom Mortgage.
- Nonexempt proceeds from claims against Freedom Mortgage and Verizon and any other lawsuits are to be turned over to the trustee.
Trustee is authorized to pay arrears on Chase claim #7-1 thru the plan.

proposed plan $1,116x60 100% plan
paid in $4,464
last claim 17-1
Email InquiryMatter ResolvedRequest
Adjournment
14512/16/2026 10:00 am26-16601 / EJOGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $2,335.00
AS OF 10/29/26 (SF) BELOW ISSUES STILL APPLY

1. Mortgage arrears claim filed by Truman is much higher than amount proposed. Payment will increase

2. Trustee objection:

- Amendments to Schedules B to list values for the 2014 Chevy and the 2020 Subaru.

- Verified income leaves monthly disposable income of $3,414.87.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,678.00 when
determining disposable income.

- There is $259,110 in non exempt equity in the residence.

- The IRS filed an estimated claim which needs to be amended (NEED AMENDED CLAIM)

- NJ Division of Taxation filed an estimated claim which needs to be amended. (NEED AMENDED CLAIM)


Plan proposes $2867 x 60 100% Plan
Payments: Current: $12,000 Received

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
11912/16/2026 10:00 am26-16667 / EJOPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $4,500.00
$500 is scheduled on TFS for 11/3/26 (dm)

ISSUES AS OF 10/28/2026 (DM):

***Debtor has significant Trustee arrears and the objections below have not been addressed - RECOMMEND DISMISSAL***

1) Trustee OBJ:
- Income verifies higher ($8,710.82) than scheduled ($5,755.37) resulting in $2,881 monthly disposable income. Note that $3,525 housing expense is deducted twice - once on Sch I and once on Sch J.
- Tax refund in the amount of $12,059 was not prorated and included in disposable income calculation.
- Need a MP that marks off Part 8a Vesting upon confirmation (RESOLVED) and Part 8c Trustee standard order of distribution (UNRESOLVED)
- MP proposes an order of distribution that is contrary to the Trustee's recommended order of distribution. (UNRESOLVED)
- Need amended Sch C to take Federal or State exemptions on all assets, not both. Form is blank.
- Need to file Pre-Confirmation Certification. (UNRESOLVED)


Prop. Plan $1,500 x 24, $1,750 x 24, $1,600 x 12, Base Plan
PTD 1.5/4 = $2,500
Last Claim (13-1)
Email InquiryMatter ResolvedRequest
Adjournment
16512/16/2026 10:00 am26-17020 / EJOBrian S. Thomas, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $278.00
UPDATED 10/13/2026 (jma) - Capital One filed unsecured claim for $25,506.24, listed in modified plan as paid outside plan (AR TOLD ATTY TO FILE A MOTION TO ADDRESS THE GUC CAR PAYMENT OUTSIDE OR EXPUNGE - ADJ TO 12/16)

ok to confirm at $3,360 paid to date, $1635x56 begin 11/1/2026

issues as of 10/6/2026 (JMA)

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal) objection to confirmation - NEED TO RESOLVE
- Creditor is in the process of filing a Proof of Claim in the estimated amount of $310,070.02, including an anticipated arrearage in the amount of $45,676.88.
- The Debtor's proposed Chapter 13 Plan includes an arrearage amount of $40,000.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Utilities $625, Auto insurance $550 (verifies $280) SUPPORTING DOCUMENTATION NOT PROVIDED TO DATE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Plan fails to propose the disposable income. Sched I & J show that disposable income is $4,411 and verifies $5,203.00
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): Due to mortgage statement not provided and using Sched D there is estimated non-exempt equity
$34,249 in the residence, pending mortgage statement or claim filed and TD Bank $1,013.
- Capital One Auto filed unsecured claim for 2023 Kia, plan propose to treat claim outside and has payment on Sched J $581. If claim filed as unsecured will be paid as unsecured. This claim has to be amended as secured and must be resolved. RESOLVED, MODIFIED PLAN TREATS CLAIM TO BE PAID OUTSIDE PLAN. DEBTOR IS NOT ON TITLE. WIFE I ON THE TILE (NOT DEBTOR) AND DEBT
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-17169 / EJODaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $400.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-17574 / EJOJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
12612/16/2026 10:00 am26-17671 / EJOAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 11/3/26 (DS): Debtor atty requested adj with consent of obj creditor

As of 10/30/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies -$146.
- Must provide current market analysis/valuation and Title showing interest on mobile home and 2 months proof of income from all employment from Sept. & Oct.
- Must amend Sched B and C to add timeshare.
- Must file a modified plan that removes the cram of Citizens on Part 4d and Part 7b in motions or removes
from Part 4g pay claim in full, cannot propose both, remove to pay the claims in full of Citizens Auto loan, Citizens Mortgage, NBT and Penny Mac and list either as outside or arrears to be paid, but if paying claims in full plan is not feasible and surrender timeshare on Part 4e.
- - 22c has excessive expenses: Line 10 Replace roof and windows $200 (Requires proof that
this is being paid, if not being paid no expense allowed), Line 18 Life insurance $180, (Sched
J has $124), Line 23 Optional tele $300 (Allowed up to $150), Line 25 Health insurance $1,314 (does not agree with Sched I deductions, Line 28 Additional home energy costs $654 (Debtors have solar panels), Line 29 Education for dependents younger than 18 $520 and Line 30 Additional food $52.
- Sched J excessive expenses: Mortgage $3,917 (Per mortgage claim is $2,694.74),
(Electricity/Heat/gas $350 (having solar panels), Food $1,500 (for 2), Transportation $950,
AFLA $210, Umbrella $40, Student loan $520 (Plan fails to mention student loans outside),
Solar panels (Plan is proposing to pay through plan and verifies $365), other real property
expenses maintenance repairs $450 (There is no mention of other property and there already
is maintenance $150) and Cost of replacing Co-Debtor's 2016 Ram $650 monthly (Gives no
explanation on what this means and why is this monthly?).
- Plan fails to propose the non-exempt equity. There is
non-exempt equity on the residence $46,677, $960 in 2022 GMC Yukon, $3,000 househo
Email InquiryMatter ResolvedRequest
Adjournment
12812/16/2026 10:00 am26-17808 / EJODavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 11/3/2026 (at):

1. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $158,408.09 (Per claim) They want refinance by 7/31/2027. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - from spouse who started new employment for the month of August and Sept. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Sched J has life insurance expense $700 and spouse student loans $2,200. Must provide proof of expenses 10 days prior to confirmation. May be moot plan propose 100%.
- Spouse Profit & Loss statement was double dipping expenses with auto insurance, internet and telephone.
- Plan fails to provide for a prompt sale/refinance of the debtor's real property.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $325,126 non-exempt equity in the residence. (LANGUAGE ADDED)
- Need Certification regarding the operations and assets of his pharmacy business SP Financial Professional (RECEIVED)

Plan proposes: $500 x 60 beginning 8/1/2026, refinance of residence with 12 months of confirmation, 100% plan
Payments: 3/4, arrears $500
Email InquiryMatter ResolvedRequest
Adjournment
13012/16/2026 10:00 am26-17896 / EJOSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $325.00
as of 11/2/2026 (JMA)

ok to confirm at $1,950 PAID TO DATE $1,242X57 BEGIN 12/1/2026 BASE PLAN

issues as of 10/26/2026 (JMA)

1) Trustee objection to confirmation - RESOLVED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22C has excessive expenses: Line 10 Additional rent $518 (pending rental lease), Line 35 $74.05 (claim filed less deduct $2.12), Line 43 has Student loans $1,250 AMENDED SCHEDULE J LISTS $1,100, Storage Unit $71 OK and commuting $750 when already taking $802 on Line 11 for 2 (Sched J has $800). RESOLVED, SUPPORT DOCUMENTS PROVIDED.
- Sched J has excessive expenses: Food $1,200 OK, Clothing $250 OK, Personal Care $250, Medical $400 OK, Auto insurance $303 (verifies $280 OK AT $280), Misc. expense $300, and Student loans $1,250 (Not treated in Plan) MODIFIED PLAN TREATS STUDENT LOANS OUTSIDE PLAN. RESOLVED Must provide proof of expenses 10 days prior to confirmation. RESOLVED, SUPPORT DOCUMENTS PROVIDED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - 22c Line 45 has disposable income $294.95, pending proof of expenses there will be more disposable income.
- Disposable income verifies $1,553, pending proof of expenses may verify much higher. RESOLVED, PAYING DISPOSABLE INCOME INTO PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): PNC Bank acct#8742 has $6,059 in acct, Sched B has $4,500.

proposed plan $650x60 begin 8/1/2026 base plan
paid in $1,950
arrears $650
last claim 21-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED
- A Modified Plan that addresses student loans to be treated outside. RESOLVE
Email InquiryMatter ResolvedRequest
Adjournment
13112/16/2026 10:00 am26-17973 / EJODavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $2,750.00
issues as of 10/29/2026 (JMA)

1) IRS priority claim is estimated for 2023 taxes.
2) US Bank (Stern & Eisenberg) objection to confirmation - NEED TO RESOLVE
- Secured Creditor is in the process of preparing its Proof of Claim to be filed by the established Bar Date which will evidence a mortgage lien on the Property, with pre-petition arrears in the amount of $71,375.14
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Pending proof of income from employment. (ATTY TO UPLOAD DOC FOR NEW EMPLOYMENT - dm)
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income 7/17/26 - 9/18/26 from Robert Half employment.
- 2 months statements from Bank of America savings acct prior to filing date, only provided acct#5633.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $169,568.
- Must resolve IRS estimated tax claim, 2023 not filed.
- Must resolve creditor objection.

proposed plan $1,500x60 begin 8/1/2026
paid in $2,250
arrears $2,250
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
18512/16/2026 10:00 am26-18221 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 3 of 4 required payments   Arrears: $500.00
issues as of 10/23/2026 (JMA)

1) 341 rescheduled for 10/29/2026 - work up to be completed after 341 hearing is held

proposed plan $500x12, $1100x48 minimum $21,000
paid in $1,500
last claim 8-1
Email InquiryMatter ResolvedRequest
Adjournment
18912/16/2026 10:00 am26-18347 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $100.00
issues as of 10/2/2026 (JMA)

1) 341 not held, not rescheduled. (NOW ON FOR 10/29)
Email InquiryMatter ResolvedRequest
Adjournment
19112/16/2026 10:00 am26-18365 / EJOLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,400.00
AS OF 10/06/26 (SF)


1. The IRS filed an estimated priority and unsecured claim 1-1 (NEED AMENDED CLAIM)

2. Trustee objection:

- Need a statement for the Amazon stock account.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$650/month for food for one
$125/month for clothing
$800/month for transportation
Need proof of expenses 10 days prior to confirmation.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,458.00 when
determining disposable income.



Plan proposes $700 X 60 100% Plan
Payments: 2 of 3 Arrears: $700


RESOLVED:
- A copy of 2025 Tax Return
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
19512/16/2026 10:00 am26-18596 / EJOBarry Scott Miller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $2,055.00
341 scheduled for 11/19

As of 10/7/26 (DS): 341 not held 9/10/26, still missing proof of income, 2025 tax return and mtg statements, also no Trustee payments made, Debtor in arrears $6,164.55, made 0 out of 3 payments.
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-18708 / EJOJeremias E Batista, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $880.00
Email InquiryMatter ResolvedRequest
Adjournment
19912/16/2026 10:00 am26-18748 / EJOAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,497.00
As of 10/7/26 (DS): 341 not held 9/10/26, still missing all docs (NOW ON FOR 10/29)
Email InquiryMatter ResolvedRequest
Adjournment
20312/16/2026 10:00 am26-18811 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
20412/16/2026 10:00 am26-18815 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
TFS payments processing
issues as of 10/2/2026 (JMA)

1) 341 not held, not rescheduled (NOW 11/12)
2) No Trustee plan payments to date, arrears $1,000
Email InquiryMatter ResolvedRequest
Adjournment
20912/16/2026 10:00 am26-19068 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 10/14/2026 (at):

1. 341 has not been held or rescheduled. (NOW ON FOR 11/12)
2. Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
21412/16/2026 10:00 am26-19203 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 NOW ON FOR 10/29

As of 10/7/26 (DS): 341 sched 10/29/26 must submit conf adjournment request
Email InquiryMatter ResolvedRequest
Adjournment
21612/16/2026 10:00 am26-19245 / EJOEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 3 required payments   Arrears: $0
341 ON FOR 11/12
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-19298 / EJOStuart M. Nachbar Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,558.00
AS OF 10/27/2026 (at):

RECEIVED PROOF OF ONE PAYMENT.

1. 341 is scheduled for 11/19/2026. (READY)
2. Payments: 0/2, arrears $3,558
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-19775 / EJORobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,076.00
updated 11/2/2026 (JMA)
issues as of 10/28/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Creditor intends to file Proof of Claim which will include pre-petition arrears totaling $3,169.06, whereas the Plan proposes to only pay $10.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis with comparatives sold within 6 months of filing.
- The debtor must provide updated proof of auto insurance for the 2024 Ford Bronco, 2016 GMC and two scooters. The policy provided has expired.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $755/month for utilities; $945/month car payment.
Need proof of excessive expenses 10 days prior to confirmation.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): Using Zillow, there is $38,108 non-exempt equity in the residence.
- There is $19,778 non-exempt equity in the car and bank accounts.
- Based upon the household of 3 used Form 122C including Brendan Glassmire and his son, the Trustee needs all the income information for this individual. There may be additional disposable income.

proposed plan $1076x36 base plan
paid in $2152
arrears $1076
last claim 7-1
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-19962 / EJOJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 10/20/2026 (JMA)

1) Select Portfolio Servicing, Inc (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Debtor's proposed plan is insufficient to provide for the anticipated claim of Secured Creditor. Only provides for arrears in the amount of $15,950.38 over the duration of the 60th month of the Plan.
- Upon review of internal records, the objecting creditor is due pre-petition of arrears of approximately $307,679.64 to be set forth in a Claim to be filed by the Claims Deadline.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration that includes liability coverage. RESOLVED, GOOD THROUGH 10/28/2027
- Need a statement for the debtor's 401k loan.
- The debtor must provide proof of auto insurance for the 2002 Ford.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $3,807/mortgage payment (per statement payment is $3,296.31)- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,909.90.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $35,030 in non exempt equity in the cars and bank accounts.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on US Bank.
- Need to resolve objection by Select Portfolio Servicing.
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan.

proposed plan
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-20014 / EJOYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 10/30/26 (DS): Debtor atty requested adj to resolve all issues

As of 10/30/26 (DS): 1. Trustee obj to the following:
- Must provide Certification regarding employment and/or ownership interest with respect to Hustler Transport Inc and Sidhu Trucking Inc. Certification should address operations dates and assets including trucks/trailers listed on Sch A/B.
- Must amend Schedule I for rent collected monthly $4,900 on Randolph St and $2,000 on Cecil Ave.
- Must resolve IRS estimated tax claim, 2025 not filed.
- Arrears claims filed by BMO, Lakeview and Wells Fargo Bank are in plan as outside, but need to be paid or move against claim. BMO filed 5 claims with arrears, secured arrears claims and Lakeview and Wells Fargo also filed arrears claims and obj.
- Disposable income verifies $15,683.
- There is non-exempt equity in the real estate $355,285 and vehicles/trailers pending further Certification from the debtor regarding business assets and value.
- Must file Pre-confirmation certification.

2. Wells Fargo-Grant Ave (CORY WOERNER) obj arrears owed, plan has outside, POC filed with arrears $3,061.19. Must resolve obj.

3. Lakeview Loan-Randolph St (BROCK & SCOTT) obj to arrears owed, POC filed with arrears $7,676.54.

4. Case is a 109(e) the amount of debt exceeds the statutory limit $526,700 for unsecured debt. Total unsecured debt filed to date is $575,430.44, bar date is 11/12/26.

Prop Plan $9,100 x 60 begin 10/1/26; Base
Note: Auto insurance provided for all trucks on Sched B.
Email InquiryMatter ResolvedRequest
Adjournment
15712/16/2026 10:00 am26-20073 / EJORobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,300.00
Email InquiryMatter ResolvedRequest
Adjournment
15912/16/2026 10:00 am26-20117 / EJOJacqueline R. Rocci, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 11/2/26 (DS): Atty advised that Perth Amboy property may be in a prolonged litigation with family members and not in plan.
Debtor atty requested adj to pass bar date, request denied, fails to provide homeowner insurance with personal liability coverage, insurance provided is mortgage forced insurance.

As of 11/2/26 (DS): 1. Trustee obj to the following:
- Must provide current market analysis, recent mortgage statement for Madison Ave if the inherited property is not intended to be sold as part of a sale Plan, homeowner insurance, recorded Deed for Madison Ave, Perth Amboy property, bank statements for July & Aug from Bank of America savings acct and documentation showing that Debtor has 25% interest in his mother's real estate.
- Debtor has insufficient income, disposable income verifies $58, plan propose $650.
- There is non-exempt equity in the residence $49,793, vehicles, Bank of America savings acct and estimated in Perth Amboy property $111,273.
- Must file Pre-confirmation certification.

2. JPMorgan Chase (R.A. LEBRON) obj to arrears owed are more, no POC filed. Must resolve obj.

Prop Plan $650 x 60 begin 10/1/26; 100%
Note: Homeowner insurance provided for Middlesex Ave.
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-20157 / EJOCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $0
TRANSFERRED TO CAMDEN

As of 10/25/26 need:

-MP to treat Bank of America mortgage arrears (see objection above), treat HUD SPOC 1, and to remove LVNV Funding from Part 4(f), Part 7(a), and Part 7(b) [how is Debtor stripping off the liens when there is equity in the RE?];

-Amend Sch. C to claim full $29,630.40 in non-exempt equity in the RE or will need a base iao $7,865.46;

-APOS/T to address for Santander-See POC 12;

-deed submitted is not in the name of the Debtors or any aka on the Vol. Pet.;

-updated copy of homeowner's insurance dec page (expires on 11/8/26); and

-to resolve the IRS est'd POC for 2023-2025;



Trustee will recommend an adjournment to 12/2 for the above.
Email InquiryMatter ResolvedRequest
Adjournment
16212/16/2026 10:00 am26-20288 / EJORussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $207.00
updated 11/2/2026 (JMA) - CANNOT GRANT ADJOURNMENT OF CONFIRMATION HEARING, NO TRUSTEE PLAN PAYMENTS TO DATE. (PER DM TFS PAYMENT PENDING OK TO ADJOURN)

issues as of 10/28/2026 (JMA)

1) 341 rescheduled for 11/12/2026.
2) No Trustee plan payments to date - arrears $207.32

proposed plan $207.32x60 base
paid in $0
arrears $414.64
last claim 10-1
Email InquiryMatter ResolvedRequest
Adjournment
16312/16/2026 10:00 am26-20296 / EJOJuan C. Velasco, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 11/3/26 (DS): Debtor atty requested adj, to pass bar date.

As of 11/3/26 (DS): 1. Trustee obj to the following:
- Must provide 401(k) loan balance statement prior to filing date. - 401(k) loan balance statement provided 11/3/26 not reviewed.
- There is non-exempt equity $13,510 in the bank accts.

2. NewRez (GAVIN STEWART) obj arrears owed are more than $40,000, no POC filed. Must resolve obj.

3. US Dept of HUD filed claim, no arrears owed, not in plan. Trustee to treat claim outside.

Prop Plan $1,411.62 x 60 begin 10/1/26; 100%
Note: Auto insurance for 2025 Mazda was already provided, not needed.
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-20324 / EJOEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
16412/16/2026 10:00 am26-20325 / EJOEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 10/26/26 (SF)

Note: Debtor may wish to amend plan to pay student loans outside


RECOMMEND $,1300 X 2 (BEGIN 10/1/26); $2,228 X 58 (BEGIN 12/1/26) BASE PLAN W/ MIN DIV OF $47,528 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- OK TO PAY ARREARS CLAIM 23-1 TO LAKEVIEW LOAN SERVICING
- MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 7 DAYS



1. Lakeview Loan Servicing LLC filed arrears claim 23-1 in the amount of $1362.49 which is not addressed in plan (OK TO PAY?)

2. Disposable income per 122C shows disposable income of $4206.76 which requires a minimum divided to gucs of $22,406 to gucs
- Disposable income per Schedules I and J is $2785

3. Trustee objection:

- Excess expenses on Schedule J $600/electric; $600/medical; $800/transportation. Need to
provide statements/supporting documentation for these expenses. Must submit within 10
days of confirmation. (REDUCED EXPENSES BY $500)

-There is $47,528 non-exempt equity in house.


Plan proposes $1300 x 60 Base
Payments: 2/2



Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-20743 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-20828 / EJOMichael I. Assad, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $5,800.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-20982 / EJOGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,570.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-20985 / EJOGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $6,350.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21003 / EJOEugene D. Roth, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,696.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21034 / EJOFrances A. Tomes, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,724.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21045 / EJOCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $701.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21099 / EJOLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,113.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21131 / EJOMichael I. Assad, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,030.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21192 / EJOBrian S. Thomas, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21207 / EJOLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21214 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,786.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21236 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $5,000.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21237 / EJOEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $866.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21274 / EJORobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21284 / EJOWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $675.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21287 / EJOAnthony Landolfi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21309 / EJOEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21311 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21358 / EJOKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21365 / EJOPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21468 / EJOThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21478 / EJOAndrew Micklin, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $950.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21484 / EJOLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $850.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21502 / EJOAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21534 / EJOLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21540 / EJOThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $823.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21548 / EJOFrancis P. Cullari, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $644.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21597 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21691 / EJOWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $125.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21705 / EJOJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $294.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21783 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,089.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21789 / EJOStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $335.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21896 / EJOFrederick J. Simon, Esq.Confirmation Hearing ScheduledContinued
1/27/2027 10:00 am
Debtor has made 0 of 1 required payments   Arrears: $3,805.00
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 10:00 am26-21896 / EJOFrederick J. Simon, Esq.Notice General3rd Party Matter
Email InquiryMatter ResolvedRequest
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012/16/2026 10:00 am26-21932 / EJOAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $205.00
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Adjournment
012/16/2026 2:00 pm21-16449 / EJOAllen I. Gorski, Esq.Motion CompensationRevised Order SubmittedAmended Order submitted to Chambers 11/6/26 - Note that from the total award reflected in the proposed Amended Order, Atty will subtract $1,500 retainer paid that was referenced in the 10/14/26 Order Vacating Dismissal. (dm)
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm23-21005 / EJODavid G. Beslow, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm24-10812 / EJOMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm24-21206 / EJOMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm25-15259 / EJOMarc C. Capone, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm25-16784 / EJOMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm25-21904 / EJOAndrew Thomas Archer, Esq.Motion CompensationNeeds Resolution of Issues - Objections
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm26-11062 / EJOMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm26-11282 / EJOJames Mahon, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm26-11485 / EJOEdward Hanratty, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 2:00 pm26-11498 / EJOJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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012/16/2026 2:00 pm26-11904 / EJOJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
6612/16/2026 2:00 pm26-12858 / EJOJennifer N. Weil, Esq.Motion Convert Chapter 13 to Chapter 7 (fee)3rd Party MatterADJ by EJO to 12/16 Peremptory

AR spoke to both parties and explains his position with respect to the proposed settlement - ADJ to 10/14 Peremptory (dm)

AR SENT NOTE TO CHAMBERS
debtor obj<>ESTATE OF OWENS MTN TO CONV TO CH 7
Email InquiryMatter ResolvedRequest
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9812/16/2026 2:00 pm26-12858 / EJOJennifer N. Weil, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $1.00
ADJ by EJO to 12/16 Peremptory - debtor Atty to file a MP in time for the 12/16 date. Judge would like to see a comparison of recovery in a hypothetical Ch. 7 versus a Ch.13 Plan ... Judge understands that creditor/Trustee may need safeguards in the confirming order regarding potential actions. (dm)

ISSUES AS OF 10/30/2026 (DM): both parties explained in detail why they can't accept the proposal floated by the Trustee to try and resolve the dispute.

 Motion & Confirmation may be worked out based upon 10/14 Hearing with AR

***Based upon previous proposal made, terms of confirmation would require a consent order with the Trustee to extend the statute of limitations with respect to the real estate transfer. PROPOSED CONFIRMATION TERMS $14,658 PTD, THEN $2,676 x 53 STARTING 11/1/26, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, STUDENT LOANS POC (1-1) AND POC (13-1) SHALL BE TREATED OUTISDE THE PLAN, OTBS ON OWENS ESTATE OBJ WITHIN 30 DAYS
add min base threshold $72,180
***

1) Owens Estate (GLENN REISER, ESQ) OBJs - debt not dischargeable, claim filed as unsecured. (UNRESOLVED)

 AR spoke to both parties and explained his position with respect to the proposed settlement - emails back and forth with parties on 9/29/26 trying to conference the case.

 AR will look at transaction regarding fraudulent transfer - Doc #13, Doc #16, Doc #17 & Doc #26.

2) Amended Sch B now adds to additional bank accts not previously listed. Must provide 2 months bank statements from Santander acct#114 and acct#011 prior to filing. (RECEIVED)

3) Trustee OBJ:
- Debtor's 401(k) loan payment $329 ends in month 20.
- Excessive Expenses on Sched J: water/sewer $300 - verifies $88, cable/internet/tele $588 -verifies $393 (Cell phone bill $278 does not show what it is paying, just provides total due payment part).
- Disposable income verifies at $2,690.
- Form 22C has disposable income $4,212, which requires $252,720 Min Div to GUCs. (AMENDED FORM 122C - DOC #23 - REQUIRES $157,627.20 M
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 2:00 pm26-13119 / EJOJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 2:00 pm26-15003 / EJOJames Mahon, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 2:00 pm26-15761 / EJORobert Cameron Legg, Esq.Motion CompensationNo Opposition FiledSupplemental Cert filed Doc #40
Email InquiryMatter ResolvedRequest
Adjournment
012/16/2026 2:00 pm26-17348 / EJOHerbert B. Raymond, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes