Judge Michael B. Kaplan
Hearing Date: 12/14/2022
Hearing Count: 413
Last Updated: 12-07-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am15-19715 / MBKWilliam H. Oliver, Jr., Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN TO REOPEN TO OBTAIN COURT ORDER TO CANCEL DISCHARGE MTGS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am15-19715 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE TD BANK MTG (BOOK 12219/PAGE 0262)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am15-19715 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE TD MTG (BOOK 11799/PAGE 1438)
Matter ResolvedRequest
Adjourment
112/14/2022 9:00 am16-32747 / MBKJacqueline R. Rocci, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $133,739.00
PENDING IRMA FUNDS
STATUS OF FORCLOSURE - ATTY WILL ADVISE
ADJ to 8/24 Peremptory
Debtor obj<>WELLS FARGO/ Troop Ave (POWERS)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am17-16584 / MBKAndrew G. Greenberg, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN TO REOPEN TO FILE CERTS-certs filed

Matter ResolvedRequest
Adjourment
512/14/2022 9:00 am17-23707 / MBKBrian W. Hofmeister, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $40,322.00
$6100 BALANCE in mo 63

(OTBS with morton)

100% PLAN WILL NOT COMPLETE TIMELY DUE TO #3-2
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am17-24654 / MBKWarren Brumel, Esq.Creditor Certification of DefaultWithdrawn
Debtor obj<> CARRINGTON /Main St (Powers Kirn)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am17-24834 / MBKJohn Michael McDonnell, Esq.Motion Exemption from Financial Management CourseNeeds Resolution of Issues - Objections
CERT IN SUPPORT FINC MAGMENT COURSE

trustee obj--(1) The debtor has failed to supply specific proof of the inability to complete the course. EDC
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am17-26426 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $34,865.00
PAID
Debtor obj, making pymt<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am17-28869 / MBKHerbert B. Raymond, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $87,596.00
Debtor obj<> PLANET HOME LENDING/Oak Knoll Road (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
612/14/2022 9:00 am17-29257 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $50,902.00
MP 12/14 <>>


MP ready to file - ADJ to 9/13

Debor obj, filing MP<>FAILED TO LM BY 11/30/21; EXTENDED LOSS MIT EXPIRED 5/27/22
Matter ResolvedRequest
Adjourment
312/14/2022 9:00 am17-30241 / MBKKirsten B. Ennis, Esq.Objection to Proof of ClaimNeeds Resolution of Issues - ObjectionsTotal Paid In: $17,645.00
Fay Svs obj (Friedman Vartolo)<>DEBTOR OBJ TO US BANK POC #10-1
Matter ResolvedRequest
Adjourment
712/14/2022 9:00 am17-35390 / MBKGeorgette Miller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $35,943.00
month 60, plan balance of $7,975

Debtor obj<>FEASIBILITY/POST PET; ARREARS
Matter ResolvedRequest
Adjourment
512/14/2022 9:00 am17-36011 / MBKBrad J. Sadek, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $48,685.00
ADJ to 12/14 Peremptory

Debtor obj<> US BANK/Guilford Pl (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am17-36011 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $48,685.00
ARREARS; DEBTOR HAS ACCRUED PP MTG ARREARS TO U.S. BANK
Matter ResolvedRequest
Adjourment
1212/14/2022 9:00 am18-11058 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $92,099.00
Debtor is seeking assistance from ERMA

Debtor obj<> SELECT PORTFOLIO/Hazlitt Way (Milstead)
Matter ResolvedRequest
Adjourment
1112/14/2022 9:00 am18-11058 / MBKBruce C. Truesdale, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $92,099.00
Debtor is current under 67-month CARES Act Plan as of 11/30/22 (dm)

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am18-17757 / MBKDavid E. Shaver, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)No Opposition FiledTotal Paid In: $23,530.00
MOTION TO SELL 2020 KIMBALL ST
Matter ResolvedRequest
Adjourment
1612/14/2022 9:00 am18-20071 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $37,839.00
Debtor obj<> WELLS FARGO/Old Stage Rd (Brock & Scott)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am18-24178 / MBKJohn Zimnis, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,256.00
Debtor obj<> US BANK/Parkinson Ave ( Friedman Vartolo)
Matter ResolvedRequest
Adjourment
1812/14/2022 9:00 am18-24178 / MBKJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $10,256.00
Debtor obj<> ARREARS; FAILED TO REGISTER FOR TFS

($747 ARREARS AS OF 12/7)
Matter ResolvedRequest
Adjourment
1512/14/2022 9:00 am18-25055 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $16,950.00
AMT: MP 12/14 >>> Needs Resolution



MP filed 9/13 - ADJ to 10/26

Debtor obj<>FAILED TO COMPLY WITH 6/29/22 LM ORDER TO FILE AMD I/J & MP WITHIN 14 DAYS; ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am18-26051 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $65,172.00
NEWREZ/SHELLPOINT (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
1812/14/2022 9:00 am18-26051 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $65,172.00
Debtor obj<>LAKEVIEW LOAN/ Sharpe Rd (McCABE, WEISBERG, & CONWAY)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am18-26106 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $18,200.00
Debtor obj<>PHH MTG/Carol Lane (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am18-27002 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $8,160.00
Debtor obj, will pay<>FAILED TO PAY PLAN BALANCE ($1,817 AS OF 11/23)
Matter ResolvedRequest
Adjourment
2212/14/2022 9:00 am18-30110 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $52,574.00
Debtor obj<> WILMINGTON SVS/Tieman Cir (Brock & Scott)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am18-30460 / MBKDouglas T. Tabachnik Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $179,524.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am18-32613 / MBKTHOMAS G. EGNERTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $45,298.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
1912/14/2022 9:00 am18-34290 / MBKLee M. Perlman, Esq.Motion to SeverNeeds Resolution of Issues - ObjectionsTotal Paid In: $34,913.00
Filed MP so this will not be needed

MTN TO SEVER DECEASED DEBTOR, DANIEL, FROM CASE-SANDEE TO FILE AMD SCHEDULES AND CONTINUE CH 13
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-10004 / MBKJEANIE D. WIESNER, ESQ.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $13,113.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-12292 / MBKSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $9,660.00
SELENE FINC/ Ginger Drive (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-12411 / MBKRobert Braverman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $26,370.00
Debtor obj<> US BANK/Ballad Lane (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-13179 / MBKCarrie J. Boyle, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $18,392.00
amended POC (6-4) has $10,017.62 claim for projected escrow shortage (dm)

Debtor obj<>ARREARS; NEED TO CLARIFY POC #6-3 FILED AFTER COMPLETION OF LM
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-17748 / MBKRoger Chavez, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $7,521.00
MTN (Michael DuPont, Esq) TO ALLOW COMMUNITY FINANCIAL LATE POC#28
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-17748 / MBKRoger Chavez, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $7,521.00
MTN (Michael DuPont, Esq) TO ALLOW COMMUNITY FINANCIAL LATE POC#29
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-19833 / MBKTHOMAS G. EGNERMotion Reopen Ch. 13 Case (fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $77,602.00
MTN TO REOPEN
trustee obj on companion motion to vacate dismissal... $10,408 arrears
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-19833 / MBKTHOMAS G. EGNERMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsTotal Paid In: $77,602.00
$10,408 arrears
trustee obj $10,408 arrears
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-21668 / MBKKevin C. Fayette, EsqMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsTotal Paid In: $26,085.00
Trustee Obj
AR ATTY HOLDIMG 687 WILL SEND IN OK TO GRANT
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-22230 / MBKLee M. Perlman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $47,883.00
Debtor obj, making pymts<> ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-22887 / MBKLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - ObjectionsTotal Paid In: $59,598.00
Wells response (LOGS)<>MTN TO REFI
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-23035 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $5,950.00
SV/US BANK; FAILED TO LM BY 5/1/20; FAILED TO PROVIDE HUD FROM SALE OF KENTON DRIVE PPTY (8/15/22 SALE ORDER)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-23425 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $46,479.00
ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-25111 / MBKMarc C. Capone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $37,945.00
Debtor obj<> PHH/Oxford Circle (RAS)
Matter ResolvedRequest
Adjourment
3312/14/2022 9:00 am19-25547 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $15,259.00
mp 14 days
Debtor obj<>FAILED TO LM BY 7/1/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-25621 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $32,984.00
CASE PAID

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
3512/14/2022 9:00 am19-27117 / MBKJAMES G AARON ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $33,588.00
Debtor obj<>SANTNADER/East End Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-27666 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $34,042.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-27666 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $34,042.00
Debtor obj<> NATIONSTAR/Rue Cambone (RAS)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-33498 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $31,956.00
Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am19-33520 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,182.00
AMT: MP 12/14 >>>


Debtor obj, requests recap<> ARREARS; FAILED TO REGISTER FOR TFS BILLPAY
Matter ResolvedRequest
Adjourment
4512/14/2022 9:00 am20-10032 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $28,500.00
ADJ to 12/14 - Motion to Reinstate Stay or MP to surrender filed by 11/23/22

Debtor obj<>SV/RAVENSCROFT CONDO; ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-10398 / MBKWarren Brumel, Esq.Motion SellNo Opposition FiledTotal Paid In: $10,200.00
MOTION TO SELL DOCK ST
Matter ResolvedRequest
Adjourment
4712/14/2022 9:00 am20-10655 / MBKMICHAEL SCHWARTZBERG ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>US BANK NAT'L ASSOC/ Highfield Road (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-10731 / MBKAndre L. Kydala, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $27,251.00
Debtor obj<> US BANK/Wells Sweep Road (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
4812/14/2022 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $33,040.00
AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<>JPMORGAN CHASE / Minuteman Cir (FEIN,. SUCH)
Matter ResolvedRequest
Adjourment
4912/14/2022 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $33,040.00
AMT: MP >>> Subject to Terms

Debtor obj, will make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-11483 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $31,949.00
Debtor obj<>TOYOTA MOTOR/2015 Lexus (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-11504 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $27,194.00
Consent Order entered as Doc #125

MTN TO EXPUNGE CLM#1
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-11983 / MBKDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $17,701.00
Debtor obj<> PHH/Trenton Ave (RAS)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-12518 / MBKLAWRENCE L ABT III ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $35,049.00
GLOBAL LENDING/ 2019 Nissan Sentra (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-12518 / MBKLAWRENCE L ABT III ESQMotion Dismiss CaseNo Opposition FiledTotal Paid In: $35,049.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
4112/14/2022 9:00 am20-12522 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $27,630.00
Debtor obj<> 21ST MTG/Iowana Ave (D'Aries)
Matter ResolvedRequest
Adjourment
4812/14/2022 9:00 am20-14608 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $19,500.00
AMT: MP 12/14 >>> Needs Resolution

Debtor obj<>FAILED TO COMPLY WITH PROVISION OF CONFIRMATION TO TURN OVER N/E PROCEEDS FROM WORKERS COMP LAWSUIT BY 7/1/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-14676 / MBKROBERT G SWAN, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $11,219.00
FREEDOM MTG/Boulevard St (POWERS)
Matter ResolvedRequest
Adjourment
5312/14/2022 9:00 am20-15372 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,545.00
***Proposed Trustee Order: $7,545 Ptd, then $412 x 29 starting 12/1/22, debtor shall be enrolled in eWage***

Per AR, ADJ to 12/14 for eWage sign-up then payments of $419 going forward

Debtor obj, can pay & will register<> ARREARS; FAILED TO REGISTER FOR TFS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-15659 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $8,832.00
AMT: MP 1/11/23

Debtor obj<>SV/LAKEVIEW #7-1 AND USB LEASING #9-1
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-17495 / MBKJavier L. Merino, Esq.Application to Extend Loss MitigationNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,110.00
ABCO FCU obj ( Powers Kirn)<>DEBTOR MTN TO EXTEND LOSS MIT TO 2/15/23
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am20-20105 / MBKJonathan Goldsmith-Cohen, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $64,401.00
OST - MTN TO SELL STAMLER DRIVE PPTY
Matter ResolvedRequest
Adjourment
5112/14/2022 9:00 am20-22489 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $26,377.00
Debtor obj<>MTG RESEARCH CENTER/VETERANS UNITED HOME LOANS/ Texas Rd(McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
5212/14/2022 9:00 am20-23678 / MBKCamille J. Kassar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $16,720.00
AMT: MP 12/14 >>> Needs Resolution

Debtor obj<>FAILED TO LM BY 4/2/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-10899 / MBKDavid L. Stevens Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,250.00
Debtor obj<> SANTANDER/2018 Wrangler (Morton)
Matter ResolvedRequest
Adjourment
5712/14/2022 9:00 am21-11714 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $20,987.00
As of 11/30/22, debtor is current (dm)

ADJ to 12/14 - suspension order entered on 11/8 - debtor to bring current under suspension order by 12/14 (dm)

Debtor obj, made payments per resolution of Mtn to Suspend pymts, but order was never entered<>ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-12232 / MBKRobert Cameron Legg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsTotal Paid In: $8,127.00
$4494 arrears trustee obj
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-12465 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $4,000.00
KENTWOOD CONSTRUCTION (WILF FIRM)
Matter ResolvedRequest
Adjourment
5812/14/2022 9:00 am21-12832 / MBKJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $120,016.00
Debtor obj<>BMW BANK/ 2018 BMW (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
5912/14/2022 9:00 am21-13050 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,414.00
AMT: MP 12/14 >>> Needs Resolution

PER AR TO FILE MP AND MAKE NOV PAYMENT BY 11/22 DATE

No payments in 7 months
ADJ to 10/26/22 Peremptory for Motion to Bifurcate to be filed and copy of proposed MP to be attached (dm)

Debtor obj, filing mtn to bifurcate and file MP<>ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-13581 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $45,730.00
Debtor obj<> SLS/ Orchard Crest Blvd ( Stewart Legal)
Matter ResolvedRequest
Adjourment
6212/14/2022 9:00 am21-14197 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,200.00
AMT: MP 12/14 HONOR ROLL

Debtor obj<>ARREARS; FAILED TO ADDRESS CANTEBURY LATE FILED CLM #8-1
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-15451 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,450.00
Debtor obj<>FAILED TO TURN OVER N/E INHERITANCE BY 9/1/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-16743 / MBKDonald C. Goins, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,448.00
Debtor obj<>BANK OF AM / Rolling Hills Dr(KML)
Matter ResolvedRequest
Adjourment
6612/14/2022 9:00 am21-17161 / MBKBrad J. Sadek, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,380.00
Debtor obj<> FREEDOM MTG /Spout Spring Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-17260 / MBKKarina Pia Lucid, Esq.Creditor Certification of DefaultContinued
1/11/2023 9:00 am
Total Paid In: $23,880.00
Debtor obj<>NATIONSTAR/Bound Brook Ave ( LOGS)
Matter ResolvedRequest
Adjourment
6312/14/2022 9:00 am21-17752 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,813.00
AMT: MP 12/14 >>>

Debtor obj<>FAILED TO LM BY 9/9/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-17885 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $10,185.00
JPMORGAN CHASE / Anchor Rd (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-18118 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $11,932.00
Debtor obj<>PHH MTG / Decker Rd
(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-18722 / MBKJoseph Casello, Esq.Motion EnforceNo Opposition FiledTotal Paid In: $23,696.00
MTN TO ENFORCE STAY
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-19656 / MBKEdward Hanratty, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $2,604.00
MTN TO PERMIT GORSKI LATE FILED ADMIN CLM # 4-1
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am21-19927 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,000.00
Debtor obj<>LAKEVIEW LOAN/Bunnell Place (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-10299 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,500.00
AMT: MP 12/14 >>ISSUES/ OBJECTIONS

Debtor obj<>FAILED TO SELL OR REFINANCE BY 8/25/22

MP now wants 6 mos to sell
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-10299 / MBKDavid G. Beslow, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,500.00
Debtor obj<> SN SERVICING/Rumson Rd (Friedman Vartolo)

Failed to meet conditions of Consent Order to sell/refi by 8/25/22 nor has debtor paid Post pet mtg payments .
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-10986 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $3,500.00
***Proposed Trustee Order: Loss Mit is extended to 6/15/23***

Anita submitted a conduit order to Chambers on 11/9/22 in resolution of creditor's MFR (dm)

9/19/22 AMT: Tax return provided; loss mit extended to 12/5; per DM adj hearing to Dec


Debtor obj<>FAILED TO LM BY 7/1/22 (extended to 12/6/22); FAILED TO PROVIDE COPY OF 2021 TAX RETURN TO THE TRUSTEE BY 6/30/22 (received)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-10988 / MBKDaniel E. Straffi, Esq.Motion File Claim After Claims Bar DateNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,800.00
Swift Electrical limited obj (Stafford)<>DEL SANO CONTRACTING MTN TO ALLOW LATE FILED CLM #15-1
Matter ResolvedRequest
Adjourment
8412/14/2022 9:00 am22-11279 / MBKBRIAN L HOFFMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $1,930.00
MP scheduled for 12/14 >>> Needs Resolution

FAILED TO LM BY 9/1/22
Matter ResolvedRequest
Adjourment
7812/14/2022 9:00 am22-11352 / MBKEdward Hanratty, Esq.Motion CompensationNeeds Resolution of Issues - Objections
trustee objection:
-some fees excessive
-can better review fees once feasibility of plan determined
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-11354 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $25,958.00
MODIFY REDUCING NJ CLM #6 TO $20,030.34 ($17,046.06 GUC/$2,984.28 PRIORITY) & REMOVING $19,915.53 SECURED PORTION
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-11495 / MBKDaniel E. Straffi, Esq.AP Motion Motion (Generic) - Only use if no other event is applicableMoot - Dismissed
MOTION TO APPROVE SETTLEMENT TERMS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-11495 / MBKDaniel E. Straffi, Esq.AP Motion Motion (Generic) - Only use if no other event is applicableMoot - Dismissed
MOTION TO APPROVE SETTLEMENT TERMS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-11575 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,546.00
FAILED TO LM BY 10/27/22; ARREARS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-11664 / MBKJavier L. Merino, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,500.00
SV/US BANK; FAILED TO LM & LOSS MIT WAS DENIED BY ORDER DOC #42 ENTERED 10/13/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12027 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $2,179.00
LOANCARE /Federal Way (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12045 / MBKBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
amt: MP 1/11 ** NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**

Debtor obj<>DEBTOR'S PLAN WAS DENIED ON 10/26/22 AND FAILED TO FILE MP WITHIN 15 DAYS
Matter ResolvedRequest
Adjourment
9012/14/2022 9:00 am22-12095 / MBKJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $4,050.00
Debtor obj<>SELECT PORTFOLIO /West Plane St (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12224 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>US BANK NAT'L ASSOC/Ravenwood Blvd (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,682.00
AMT: MP 12/14 >>>

Debtor obj<>FAILED TO COMPLETE LM BY 10/1/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,682.00
Debtor obj<>US BANK NAT'L ASSOC/Quenby Mountain Rd(ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12417 / MBKLaurence R. Sheller, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToMoot - Dismissed
MTN TO REDUCE STATE OF NJ DIV OF TAXATION CLM #17 TO $1957.66
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12650 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
DEBTOR'S PLAN WAS DENIED ON 10/26/22 AND FAILED TO FILE MP WITHIN 15 DAYS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12692 / MBKDaniel E. Straffi, Esq.Application to Extend Loss MitigationNeeds Resolution of Issues - Objections
US Bank obj ( Romano Garubo)<>MTN TO EXTEND LOSS MIT TO 2/28/2023
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12695 / MBKStacey L. Mullen, Esq.Creditor Certification of DefaultNo Opposition FiledTotal Paid In: $10,964.00
Debtor obj **WITHDRAWN**<> US BANK/Tara Lin Dr (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12732 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,795.00
AMT: ISSUES RESOLVED WITH 11/9 MP<<>>

Debtor obj<>FAILED TO SELL BENNINGTON WAY PPTY BY 10/1/22; FAILED TO ADDRESS WOODSTOCK LATE FILED CLM #11-1
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12736 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,200.00
Atty received cash from debtor - ADJ to 12/14

ARREARS; FAILED TO FILE PRE-CONF CERT BY 8/13/22; FAILED TO PROVIDE A COPY OF 2021 FED TAX RETURN FOR DEBTOR & NON-FILING SPOUSE TO TRUSTEE BY 8/31/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-12770 / MBKPaul H. Young, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
US bank obj (KML)

<<>> MTN TO REINSTATE<<>>

Need new conf date of 2/8/23 at 10am
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13018 / MBKTHOMAS G. EGNERMotion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13047 / MBKJoseph Casello, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $3,500.00
MTN TO EXPUNGE FISTER EQUITIES GUC CLM #3
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13139 / MBKWARREN LEVY, ESQ.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $12,605.00
PHH MTG / Ensign Drive
(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13165 / MBKMark S Cherry Motion Relief from Co-Debtor StayMoot - Dismissed
NEWREZ/SHELLPOINT - Timothy Lane(KML)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13315 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayNo Opposition Filed
GUARDIAN MTG / US Hwy 35 (FEIN SUCH)
Matter ResolvedRequest
Adjourment
10612/14/2022 9:00 am22-13315 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
AMT: MP 1/11/23 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN<<>>

PLAN WAS DENIED 9/28/22 AND DEBTOR FAILED TO FILE MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13327 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections
Debtor obj<> MCCORMIC 106 LLC (Dembo)
Matter ResolvedRequest
Adjourment
10912/14/2022 9:00 am22-13646 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
ARREARS; DEBTORS PLAN WAS DENIED ON 9/28/22 & FAILED TO FILE MP WITHIN 14 DAYS OR CONVERT CASE
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13803 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $1,800.00
AMT: MP 1/11/23 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>

FAILED TO LM BY 11/1/22
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13855 / MBKJohn Zimnis, Esq.Motion Avoid LienNo Opposition FiledTotal Paid In: $5,098.00
MIDLAND FUNDING (DC 6744-10/VJ 9048-10/DJ 68896-11
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13855 / MBKJohn Zimnis, Esq.Motion Avoid LienNo Opposition FiledTotal Paid In: $5,098.00
MIDLAND FUNDING (DC 4164-10/VJ 5450-10/DJ 306914-10)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13855 / MBKJohn Zimnis, Esq.Motion Avoid LienNo Opposition FiledTotal Paid In: $5,098.00
MIDLAND FUNDING (DC 7060-10/VJ 7081-10/ DJ 20461-11
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13855 / MBKJohn Zimnis, Esq.Motion Avoid LienNo Opposition FiledTotal Paid In: $5,098.00
MIDLAND FUNDING (DC 7531-10/VJ 7430-10/DJ 41698-11)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13855 / MBKJohn Zimnis, Esq.Motion Avoid LienNo Opposition FiledTotal Paid In: $5,098.00
NEW CENTURY FINANCIAL (DC1923-10/VJ 2948-10/DJ 292963-10)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-13855 / MBKJohn Zimnis, Esq.Motion Avoid LienNo Opposition FiledTotal Paid In: $5,098.00
NEW CENTURY FINANCIAL (DC 5020-09/VJ 6137-09/ DJ 244281-09)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14011 / MBKJohn P. Dell'Italia Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,471.00
Debtor obj<>FEDERAL HOME LOAN / Fela Ave (KML)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14021 / MBKPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,890.00
Debtor obj<>PHH MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14058 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Continued
1/11/2023 9:00 am
Total Paid In: $8,896.00
Debtor obj<>NATIONSTAR MTG/ Manhattan Ave (LOGS)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14135 / MBKMarc C. Capone, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,400.00
OST - Home Point limited obj (RAS)<>MOTION TO SELL 6 ARLENE DR
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14343 / MBKMarc C. Capone, Esq.Motion SellNo Opposition Filed
2016 STEIGER CRAFT 255 CHESAPEAKE DV26 VESSAL WITH 2016 YAMAHA F250 OUTBOARD MOTOR AND 2016 LOADRITE TRAILER

***FYI MP #81 is a dividend not less that $84,342.50 NOT 100%



Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14372 / MBKPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,589.00
Debtor obj<>LAKEVIEW LOAN / Columbus Ave (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14725 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition Filed
BANK OF THE WEST /2008 Coach Concord (WARREN JONES)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14744 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)No Opposition Filed
SELECT PORTFOLIO / Weber Ave (FEIN SUCH)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14819 / MBKRobert C. Nisenson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)No Opposition FiledTotal Paid In: $1,400.00
MOTION TO SELL STATE ST
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-14860 / MBKTAMIKA N. WYCHE, ESQ.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,649.00
Debtor obj<>DAIMLER TRUST / 2020 Mercedes (MORTON)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15019 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
PHH MTG / Ramshorn (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
12012/14/2022 9:00 am22-15098 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
AMT: MP 12/14 >>> Needs Resolution

Debtor obj, filed MP<>PLAN WAS DENIED ON 9/28/22 AND DEBTOR FAILED TO FILE MP WITHIN 10 DAYS
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15098 / MBKBrad J. Sadek, Esq.Motion SellNeeds Resolution of Issues - Objections
Trustee limited objection
MOTION TO SELL MANHATTAN AV
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15202 / MBKJacqueline R. Rocci, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $1,750.00
WELLS FARGO BANK/Robins Place (KML)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15241 / MBKWARREN S JONES, JR ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
trustee objection-unresolved confirmation issues
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15248 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE CITIBANK CLM#4
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15248 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE SANTANDER CLM#2
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15248 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE CITIBANK CLM#3
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15322 / MBKPHILIP R KAUFMAN, ESQMotion Relief from Co-Debtor StayNo Opposition Filed
AMERICAN HONDA /2020 Acura (MORTON)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15426 / MBKEdward Hanratty, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Debtor obj<>PHH MTG /Timmons Hill Dr (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15506 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $1,000.00
WILMINGTON SAVINGS / Bittern Lane (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15624 / MBKEugene Roth, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $6,840.00
BANK TRUST NAT'L ASSOC (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15636 / MBKYakov Rudikh, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
US BANK NAT'L ASSOC/Newport Drive (PARKER McCAY)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15860 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition Filed
CARRINGTON MTG /Park Ave (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-15969 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
Bank of NY Mellon response (RAS)<>MTN TO REDUCE BANK OF NY MELLON TOTAL CLM#6 TO $2,531,345.80 (ARREARAGE REMAINS AT $1,574,403.99
Matter ResolvedRequest
Adjourment
12712/14/2022 9:00 am22-15981 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
Trustee objection:
As of 11/29 Still need the following 341 schedules--*DR POI 60 DAYS FROM AUG/SEPT 2022, DR 2020/2021 TAX RETURN, DR BANK STMNTS 2 MTHS.DR CUR A INSUR FOR 1 VEH.

No payments 0 of 3 $564 each

-schedules filed are incomplete, no proper sch C exemptions, schedule I makes no sense, schedule J is bare bones

The plan says $564 x 60 but does not propose to pay anyone including gucs?
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-16193 / MBKStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,000.00
Debtor obj<>FREEDOM MTG CORP /Llewellyn Pksy(PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-16236 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition Filed
US BANK NAT'L ASSOC/Pine St (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-16454 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>HAZLET RESIDENTIAL DEVELOPMENT / Autumn Drive (GRIFFIN ALEXANDER)
Matter ResolvedRequest
Adjourment
13312/14/2022 9:00 am22-16790 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
trustee obj need money ($100 IN SUSPENSE) and 341 docs (ALL 341 DOCS ARE IN) dm
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-16807 / MBKRobert C. Nisenson, Esq.Motion Prospective ReliefMoot - Dismissed
Debtor obj<>MTN TO VACATE / Mounts Mill Rd(FEIN SUCH)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-16831 / MBKJeffrey E. Jenkins, Esq.Motion ReconsiderNo Opposition Filed
LANDLORD MTN TO RECONSIDER ORDER DENYING MFR
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-16871 / MBKPaul H. Young, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Debtor obj<>BANK OF NEW YORK MELLON/ Starkin Rd. (ROBERTSON ANSCHUTZ)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-16892 / MBKKevin C. Fayette, EsqMotion Relief from Co-Debtor StayNo Opposition Filed
LAKEVIEW LOAN / Larsen Rd (ROBERTSON, ANSCUTZ)
Matter ResolvedRequest
Adjourment
11712/14/2022 9:00 am22-17402 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
trustee obj payments and 341 docs
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-17406 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT/SELECT PORTFOLIO
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-17461 / MBKWARREN S JONES, JR ESQMotion SanctionsHold for Judge
DEBTOR MTN FOR JCP&L TO PAY $900 COUNSEL FEES DAMAGES
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-17767 / MBKJenee K. Ciccarelli, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE LVNV CLM#2
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-17767 / MBKJenee K. Ciccarelli, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE SYNCHRONY BANK CLM#6
Matter ResolvedRequest
Adjourment
11912/14/2022 9:00 am22-17893 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>POLICE AND FIRE FEDERAL CRED UNION/ Brood Dr (DIL WORTH PAXSON)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-18056 / MBKKAREEM J CRAWFORDOrder Shorten TimeNeeds Resolution of Issues - Objections
Trustee OBJ to be raised at Hearing
- dismissal should not be vacated unless missing documents filed
- dismissal should not be vacated unless proof of Nov & Dec Trustee payments are provided

OST - MOTION TO VACATE DISMISSAL
- Landlord has matter scheduled for 12/5/22 to remove debtor

Case dismissed by Court on 11/10/22 - Failure to File Missing Docs
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-18302 / MBKAndrew Thomas Archer Motion SellNeeds Resolution of Issues - Objections
New Rez Limited obj (Stewart legal)<>PHOENIX CT
Matter ResolvedRequest
Adjourment
14112/14/2022 9:00 am22-18778 / MBKRONALDO C GEORGEOrder Shorten TimeNeeds Resolution of Issues - Objections
ABS LOAN obj (Frenkel); Debtor response

OST MOTION TO IMPOSE AUTOMATIC STAY

- 2 previous dismissals for failure to file missing documents - current case is filed with all documents
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-18968 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition Filed
DANIEL BAKARICH (PICKUS & LANDSBERG)
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-19045 / MBKPaul H. Young, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - Objections
Trustee Obj

MTN TO EXTEND STAY/63 BETHANY RD
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-19231 / MBKJohn Zimnis, Esq.Motion Extend TimeNo Opposition Filed
MTN TO EXTEND TIME/STAY
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-19281 / MBKJohn Zimnis, Esq.Motion to Extend StayNo Opposition Filed
Motion to Extend Stay
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-19281 / MBKJohn Zimnis, Esq.Motion Extend TimeNo Opposition Filed
Matter ResolvedRequest
Adjourment
012/14/2022 9:00 am22-19283 / MBKPRO SEHearing Scheduled (Document)Needs Resolution of Issues - Objections
MTN TO WAIVE CREDIT COUNSELING

Trustee obj:
The debtor has failed to plead with specificity to establish sufficient grounds to grant the relief requested.
Matter ResolvedRequest
Adjourment
13112/14/2022 10:00 am17-29257 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 56 of 63 required payments   Arrears: $946.00  Total Paid In: $50,902.00
As of 10/25/22 (DS): 1. Need consent order with PNC Bank to allow Trustee to pay post-pet arrears pro rata. Order was entered 5/6/21 to pay post-pet arrears $33,873.56 and must have creditor consent to allow Trustee to pay mortgage pro rata.(OTBS)

2. PNC Bank-1st mtg (FEIN SUCH) obj to plan proposing refinance/reverse mortgage and arrears not paid fully.(OTBS)

3. PNC Bank-1st and 2nd mtg (MARTONE & UHLMANN) obj to refinance and arrears not paid. - Email 10/25/22 states OTBS, need terms on order. Is Trustee to pay arrears is date of refinance acceptable?(OTBS)

MP Prop $495 x 6 begin 10/1/22; Base and Refi for reverse mortgage 6 months from conf
- Debtor was denied a loan mod, plan removes loan mod and now adds to refinance and apply for a reverse mortgage.
Matter ResolvedRequest
Adjourment
14412/14/2022 10:00 am18-16433 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 74 of 57 required payments   Arrears: $0  
Total Paid In: $31,933.00
12/6 AMT: PRELIM DRAFT OF CONDUIT TO PARTIES<<>>


11/29 workup for the 12/14 calendar EDC

-same as last time--needs Judge

Plan increases payments due to large post-petition mortgage arrears.

*Trustee objection:
-- no updated income
-- The large mortgage arrears shows that the debtor does not have the required disposable income to fund the plan and also maintain mortgage payments. This case already includes a previous filed trustee's motion to dismiss and a motion for relief from stay. The only way to help ensure the completion of the plan is through both a mandatory TFS wage deduction and conduit payments through the trustee.

proposed MP $30,968 ptd; $1064 x 29 beg 11/2022; base
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am18-20071 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 51 of 55 required payments   Arrears: $1,223.00  Total Paid In: $37,839.00
11/29 workup for the 12/14 calendar EDC

-creditor cert on for the same date---had agreement to pay post petition and debtor did not make those payments. Case should be dismissed

- 30 months remaining in 84 month plan

-Why is payment being reduced? Proposal won't pay post petition claim , trustee arrears and pay original base. To confirm even without any additional post pet mortgage payments would need at least 525 x 30 beginning 12/01/2022 pro rata---trustee to rec all non exempt lawsuit proceeds

-case would need TFS auto deductions before confirming







proposed $700 x 53; $137.77 x 31; BASE
Matter ResolvedRequest
Adjourment
13412/14/2022 10:00 am18-25055 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 40 of 53 required payments   Arrears: $1,898.00  Total Paid In: $16,950.00
ISSUES AS OF 11/23/2022 (DM):

1) Trustee OBJ:
- Need updated proof of income (UNRESOLVED).
- Need 2021 tax return (UNRESOLVED).
- MP does not proposes to cure arrears.


Confirmed Case: $12,008 Ptd, $405 x 23 start 9/1/21, Base
Prop. MP: Ptd, $247 x 10 start 10/1/22, 0%
PTD = $16,950
Last Claim (1-3) dated 2/28/19
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am18-33916 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 42 of 48 required payments   Arrears: $2,676.00  Total Paid In: $35,842.00
11/30 workup for the 12/14 calendar EDC


CAN CONFIRM AT:
35,842 paid then $350 X 12 beg 1/1/23 MIN $2000 to gucs
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am18-34290 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 38 of 48 required payments   Arrears: $6,014.00  Total Paid In: $34,913.00
AS OF 12/5/2022 (at):

1. Need a copy of the death certificate for the debtor.

MP proposes: $563 X 14 beginning 11/1/2022, 0% to unsecured creditors
Arrears: $6,014
(Arrears for Loancare, LLC are now included in the plan. Removed all information for debtor from the schedules. Debtor is deceased.)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am19-19911 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanRecommend DismissalDebtor has made 28 of 43 required payments   Arrears: $4,185.00  Total Paid In: $38,724.00
ISSUES AS OF 11/23/2022 (DM):

***CitiMortgage obtained stay relief on 11/10/22, and debtor has not made the higher Trustee payment under the MP for November - plan is no longer feasible - RECOMMEND DISMISSAL***

1) CitiMortgage (POWERS) OBJs - MFR was granted, and Order entered 11/10/22.

2) MP fails to treat $517.46 IRS priority claim previously included in confirmation terms (OKAY TO PAY??)


Confirmed Case: $15,286 Ptd, $1,186 x 49 start 11/1/20, Base
Prop. MP: Ptd, $3,734 x 25 start 11/1/22, Base
PTD = $38,724
Last Claim (1-2) dated 12/11/19
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am19-27944 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Converted to 7 / 11
MICHAEL VALENTINO (OLIVER & LEGG)
Matter ResolvedRequest
Adjourment
14812/14/2022 10:00 am19-28770 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 35 of 38 required payments   Arrears: $300.00  Total Paid In: $20,700.00
(12/5 AMT: PPSD CONDUIT TO PARTIES - $20,400 PTD (37 MO); $3,800 X 23 BEG 12/1/22)

ISSUES AS OF 11/29/2022 (DM): updated 11/30/22

***In addition to the Conduit payment, the debtor needs to confirm (includes pending $850 Fee App) at $20,400 Ptd, then $1,039 x 23 starting 12/1/22, 100% Plan, debtor shall sign up for TFS auto pay within 10 days; conduit order shall be submitted within 7 days***

 11/22 AMT: LTR TO PARTIES FOR CONDUIT INFO

 Confirm with CONDUIT - Adj to 12/14 for terms EDC

 US Bank (FRIEDMAN VARTOLO) Creditor Cert of Default pending 11/22/22 (RESOLVED).

1) Trustee Conduit Objection filed.


Confirmed Case: $11,400 Ptd, $600 x 40 start 7/1/21, 100%
- Loan Mod by 8/1/21 or as extended by Loss Mit Order
Prop. MP: $17,700 Ptd, $690 x 27 start 8/1/22, Base
PTD = $20,400
Last Claim (1-2) dated 5/4/21
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am19-33520 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 21 of 36 required payments   Arrears: $1,360.00  Total Paid In: $7,182.00
(amt: need to address pp mtg arrearage clm; lm order Doc #64 did not address clm)
Matter ResolvedRequest
Adjourment
13212/14/2022 10:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 26 of 35 required payments   Arrears: $5,241.00  Total Paid In: $33,040.00
11/29 workup for the 12/14 calendar EDC
working on terms of Sale - ADJ to 12/14

Can Recommend CONF AT: $33040 paid then 1000 x 3 beg 12/1/22 then 1342 x 47 beg 03/01/2022 pro rata with trustee to receive non-exempt proceeds from the sale by 1/30/2023--debtor to sign up for TFS automatic wage deduction in 7 days--trustee to pay Four Season, Chase and N OR D Remick secured claims pending the sale


***low base pending sale

*Trustee objects to motion to sell-EXHIBIT FILED THAT HAS AMOUNT OF $455K AND CONTRACT--HOUSE HAS MORE THAN DOUBLED IN 2 YEARS THOUGH, CMA PROVIDED TO US WAS $216K,
*OK PER AMENDED ORDER TRUSTEE TO GET NON EXEMPT PROCEEDS EDC

-plan contradicts itself. It says to pay mortgage arrears but part 9 says don't pay?

-no amended I & J or updated POI to support higher payment OK

*Chase obj to sale motion AND TO CONFIRMATION--wants payment in full-RESOLVED PER MFR-PAID IN FULL VIA SALE BY 3/31/23


PROPOSED AT $985.62 X 32; $1000 X 5; $1341.55 X 47; BASE SALE BY 1/31/23
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am20-12518 / MBKLAWRENCE L ABT III ESQConfirmation Hearing on Modified PlanRecommend DismissalDebtor has made 27 of 34 required payments   Arrears: $3,916.00  Total Paid In: $35,049.00
Pending Motion to Dismiss filed by the debtor (dm)

ADJ Request processed to 12/14/22
10/19/22 - Society Hill at Lawrence (HILL) filed an objection
ISSUES AS OF 10/18/2022 (DM):

1) MP provides $2,500 priority treatment to the IRS - no POC filed (STRIKE??)

2) MP proposes $19,030 payment of post-petition arrears - consent order (RAS) on the MFR only adds $16,269.50 (TRUSTEE TO PAY PER CONSENT ORDER).

3) MP proposes $3,600 secured treatment to Society Hill at Lawrenceville Townhouse Association - no POC filed (STRIKE??)

4) MP fails to treat US Dept of HUD on 2nd mortgage (ADD SECURED UNAFFECTED TO CONFIRMING ORDER??)

5) Trustee OBJ:
- Need amended Sch I and J
- Need updated proof of income
- Need 2021 tax returns
- Debtor provides no basis to change the confirmed plan from a Base to 0%


Confirmed Case: $5,008 Ptd, $1,306 x 52 start 11/1/20, Base
Prop. MP: Ptd, $2,036 x 29 start 10/1/22, 0%
PTD = $35,048.50
Last Claim (13-1) dated 4/24/20
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am20-14608 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 39 of 33 required payments   Arrears: $0  
Total Paid In: $19,500.00
ISSUES AS OF 12/6/2022 (DM):

1) Trustee OBJ:
- Need updated proof of income (UNRESOLVED).
- Need amended Sch I&J (UNRESOLVED).
- Need 2021 tax return (UNRESOLVED).


Confirmed Case: $14,500 Ptd, $500 x 37 start 3/1/22, 100%
- balance paid with Workers Comp lawsuit by 7/1/22
Prop. MP: $9,500 Ptd (1-13), $200 x 47, 100%
- balance paid with Workers Comp lawsuit by 7/1/23
PTD = $19,500
Last Claim (14-1) dated 10/14/20
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am20-15587 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 25 of 32 required payments   Arrears: $3,051.00  Total Paid In: $24,306.00
As of 12/7/22 (DS): Ok to confirm at $24,306 paid, $200 x 4 begin 1/1/23; Base and fee app within 7 days

MP Prop $200 x 4 begin 12/1/22; 0%
- Debtor passed away, plan changes distribution to unsecured creditors, due to less income.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am20-23678 / MBKCamille J. Kassar, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 20 of 24 required payments   Arrears: $46.00  Total Paid In: $16,720.00
ISSUES AS OF 11/23/2022 (DM):

 Fee App pending for $1,794.50

1) Bank of NY Mellon (POWERS) OBJs - no Loan Mod date provided - plan lacks feasibility based upon Sch I&J (UNRESOLVED).

2) Case was recently confirmed for 56 months. Proposed MP is only for 48 months, so plan payments would need to be $1,051 x 25 starting 12/1/22.


Confirmed Case: $8,590 Ptd, $790 x 42 start 3/1/22, 100%
Prop. MP: $200 x 2, $432 x 2, $790 x 44 start 5/1/21, 100%
PTD = $15,884.04
Last Claim (3-1) dated 2/25/21
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am21-10899 / MBKDavid L. Stevens Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 23 of 23 required payments   Arrears: $300.00  Total Paid In: $19,250.00
ISSUES AS OF 11/23/2022 (DM):

***Need result of Cert of Default. Debtors did not make the higher Trustee payment in November per the MP***

 pending Cert of Default (Doc #91) filed on Jeep Wrangler by MORTON.


Confirmed Case: $3,400 Ptd, $850 x 20, $1,438 x 36 start 2/1/23, $46,500 Min Div
Prop. MP: $17,000 Ptd, $1,398 x 3 start 11/1/22, $1,986 x 36, $46,500 Min Div
PTD = $18,700
Last Claim (30-2) dated 7/22/22
Matter ResolvedRequest
Adjourment
15112/14/2022 10:00 am21-11964 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 22 of 21 required payments   Arrears: $0  
Total Paid In: $16,619.00
ISSUES AS OF 11/29/2022 (DM):

 Response Doc #61 - debtors oppose conduit proposal and argue that conduit was not a condition of previous consent order on the MFR. However, debtors are adding post-petition mortgage arrears that accrued after the amount provided for in the MFR consent order.

 Debtors counsel to talk to client about conduit request by Trustee and creditor.

 11/7/22 AMT: LTR TO PARTIES REQUESTING INFO TO CALCULATE CONDUIT.

1) NJHMFA (Pluese Becker) - creditor objects to the MP unless going forward this is a Conduit Plan, so that all payments, including post-petition mortgage payments are made to the Trustee (UNRESOLVED).

2) Berkley Twp Sewer Authority filed $544.59 priority claim not treated in the MP (OKAY TO ADD??)


Confirmed Case: $5,480 Ptd, $753 x 53 start 11/1/21, 0% Plan
Prop. MP: Ptd, $1,024 x 42 start 11/1/22, 0% Plan
PTD = $15,569
Last Claim (1-3) dated 4/27/22
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am21-13050 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 13 of 20 required payments   Arrears: $5,026.00  Total Paid In: $8,414.00
AS OF 12/5/2022 (at):

1. Need a copy the death certificate for the joint debtor.

MP proposes: $448 x 18 beginning 5/1/2021, $350 x 42 beginning 11/1/2022, lump sum of $14,000 to be paid to trustee within 6 months of confirmation of the modified plan, not less than $29,818 to unsecured creditors
Arrears: $5,026
(Joint Debtor passed away and case is being severed to individual case.
Based on change in financial circumstances, payments reduced to $350.00 per month effective November 1, 2022, plus lump sum payment from exempt life insurance proceeds to pay minimum required dividend to general
unsecured claims.)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am21-14197 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 18 of 19 required payments   Arrears: $400.00  Total Paid In: $7,200.00
11/30 workup for the 12/14 calendar EDC

There is a pending Fee App for $1,428.56 (added in)


**CONFIRM AT:
7200 paid then $400 X 18 BEG 12/1/2021; BASE-TRUSTEE TO PAY CANTERBURY AT PISCATAWAY CONDO ASSOC. CLAIM THROUGH PLAN
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am21-17752 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 11 of 14 required payments   Arrears: $518.00  Total Paid In: $2,813.00
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am21-18881 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 6 of 13 required payments   Arrears: $3,000.00  Total Paid In: $6,000.00
11/30 workup for the 12/14 calendar EDC

Trustee objection:
-MP reduces payment to $500 (some social security income OK) EDC


5500 paid then MP $500 X 24 BEG 12/1/2022 100% -trustee to receive all non-exempt sale proceeds by 3/31/23-mortgage claims will be paid outside of the plan at the time of sale

-low base

Matter ResolvedRequest
Adjourment
15912/14/2022 10:00 am21-18992 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 9 of 13 required payments   Arrears: $1,532.00  Total Paid In: $8,130.00
AS OF 12/6/22 (SF)

RECOMMEND $7129 PTD; $1004 X 47 (BEGIN 1/1/23) 100% PLAN W/MIN $60,916 TO GUCS PER N/E IN REAL ESTATE
- Ok to pay post petition arrears to US Bank in the amount of $2044.49
- Plus conduit payments (TBD)


If Motion to Reinstate Stay is Granted, may need conduit payments. (Motion is Granted)


1. Objection filed by US Bank (Caine) - Debtor has fallen behind with post petition payments multiple times and the Stay has been vacated. Creditor objects to the stay being reinstated

2. Objection to Motion to Reinstate Stay (Caine) scheduled for 11/22/22 at 9 (GRANTED)

3. Plan proposes to add addition post petition arrears of $2044.59 (NEED ORDER)


MP proposes $1003 x 49 100% Plan
Plan has run 13 months with 47 months remaining
Arrears: $1645

AMT: TR LTR REQUESTIN CONDUIT TO PARTIES



Matter ResolvedRequest
Adjourment
14512/14/2022 10:00 am21-19654 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 11 of 12 required payments   Arrears: $500.00  
ISSUES AS OF 11/28/2022 (DM):

***Trustee suggests confirming at 100% on an interim basis with a reservation of litigants rights***

 Motion to Dismiss by Giordano - 4/12/23
 Motion to Modify Giordano POC (14) - 4/12/23

 ADJ to 10/26 Peremptory to address 109(e) issue.

1) Wells Fargo (Brock & Scott) OBJs - creditor holds a security interest in 212 Orion Way Lake Ariel, PA property but is not listed in the plan (CONSENT ORDER ENTERED - SECURED UNAFFECTED).

2) Deutsche Bank/PHH filed $8,837.19 arrears claim on 5th Ave property - plan provides secured unaffected treatment to Ocwen (OKAY TO PAY?? MFR FILED?? CONSENT ORDER TO PAY $31k PP ARREARS OVER 6 MONTHS OUTSIDE PLAN ... FEASIBILITY??)

3) Michael Giordano (Lex Nova Law) OBJs - POC (14-1) filed for Giordano is in the amount of $2,724,005 which puts the debtor above the debt limit for a Chapter 13 bankruptcy. Plan is not feasible as debtor has insufficient income to qualify for a refinance (UNRESOLVED).

4) Adversary Proceeding filed by Michael Giordano. Complaint objecting to dischargeability of debt was filed on 3/11/2022 (UNRESOLVED).

5) Trustee OBJ:
- The debtor has insufficient income - Verified income leaves monthly disposable income of $1,345.
- Debtor has failed to file a feasible plan - Plan proposes 100% but $2,936,857 unsecured claims filed.
- Need CMA with comps sold within 6 months of filing.
- Need amended Sch A & C to add Orien Way property.
- There is $137,309.00 non-exempt equity in the Belmar property (100% PLAN).
- The debtor is over the 109(e) debt limit.
- P&L for Liberty Mortgage has $68,570 for office expenses (needs explanation).
- P&L for 110 5th Ave for 6/2021 - 11/2021 has $6,000 for supplies and $5,064 for office expenses and $3,588 for electric and $3,000 for accounting (requires proof).
- Need information/documentation as to sale of 212 Orion Way to son in 2018 - was it for fair value?


Prop. Plan $500 x 60, 100%
- Refi of 5th Ave, Belmar by 1/1/23
PTD 11/11 = $5,500
Last Claim (
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-10299 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 9 of 11 required payments   Arrears: $500.00  Total Paid In: $4,500.00
12/7/22(mk):

>>Creditor cert of default on 12/14/22.NEED RESULT

>> Tr motion 12/14/22

1. Objection by US Bank( Freidman V):
- parties had a CO to sell/refi by 8/25/22 and make moly mtg payments. Not making that payments. plan not feasible.

2. Trustee objection:
-need proof of efforts to sell real property.


MP proposes $4500 PTD; $500 X 27 BEG 12/2022; (SALE Of 181 RUMSON RD W/in 6 mos of conf.)100%
REMOVING LM AND INCREASING TR'S PAYMENT
says will make moly payments to mtg co of $5,901.84
Matter ResolvedRequest
Adjourment
14612/14/2022 10:00 am22-10370 / MBKScura, Wigfield, Heyer, Stevens & Camm Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 10 of 11 required payments   Arrears: $570.00  Total Paid In: $2,910.00
AS OF 12/2/2022 (at):

1. Objection filed by US Bank (Romano Garubo) - blanket objection. (UNRESOLVED)

Modified plan proposes: $2,055 paid to date, $285 x 52 beginning 10/1/2022, loan modification as determined by Court Order, 100% to unsecured creditors
Arrears: $855
(Part 1 (c): proposed date of completion modified from July 23, 2022 to "As determined by Court Order")
Matter ResolvedRequest
Adjourment
14112/14/2022 10:00 am22-10690 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 11 required payments   Arrears: $1,495.00  
ISSUES AS OF 11/28/2022 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,640 PTD, THEN $1,645 x 50 STARTING 12/1/22, 100% PLAN WITH $47,600 THRESHOLD PRESERVED; TRUSTEE TO RECEIVE ALL NON-EXEMPT PROCEEDS FROM DISCLOSED LAWSUITS; SUPPLEMENTAL FEE APP SHALL BE FILED WITHIN 7 DAYS***

 ADJ to 12/14 to show feasibility - needs payments for Oct, Nov & Dec (dm)

 10/11/22 received email with copies of personal checks in connection with side work. Also received a copy of what purports to be a receipt for the first increased Trustee payment made on or about 10/5 with TFS (dm)


1) Dan & Meir Holdings LLC (McNally Law) OBJs - tax lien foreclosure judgment was entered in favor of the creditor on Genesee Street property and debtor is no longer the owner of the property (MP REMOVES TREATMENT OF GENESEE STREET PROPERTY).

2) JP Morgan Chase (POWERS) OBJs - $64,000.42 arrears on Streeker Rd property (MP PAYS).

3) Ally Financial (LAVIN, CEDRONE) OBJs - $3,596.88 arrears claim on 2005 Cadillac Escalade not treated in the plan (MP PAYS $4,078.94 WHICH IS THE AMOUNT WITH INTEREST LISTED IN THE CREDITOR OBJECTION).

4) Need $950 supplemental Fee App filed.

5) Trustee OBJ:
- There is $40,466 non-exempt equity in the real estate properties (MP IS 100%).
- There is $7,200 in non-exempt equity in the 1997 Pro-Line (MP IS 100%).
- Need to file Pre-Confirmation Certification (FILED).
- Trustee to receive non-exempt lawsuit proceeds.


Prop. Plan Ptd, $1,645 x 51, 100% Plan
PTD 10/10 = $4,640
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-10730 / MBKREGINA L GELZER, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 9 of 11 required payments   Arrears: $3,865.00  
issues as of 12/7/2022 (JMA)

1) Modified plan filed 11/8/2022 proposes a sale/refinance/loan mod - supplemental Trustee objection to be filed
2) Trustee objection to confirmation - need to resolve
-Proof of 2 month's income - organized and explained for all employment for March and April 2022. PROVIDED CERTIFICATION HAS NOT WORKED FOR ENCOMPASS HEALTH REHAB SINCE 11/2021
-A copy of the last filed tax return - for Debtor and non -filing spouse for 2021. ONLY PROVIDED 2021 RETURN FOR DEBTOR
-Need to provide bank statements from Wells Fargo checking and 2 savings acct for Dec. 2021 and Jan. 2022. PROVIDED STATEMENTS, THE END BALANCES AS OF 1/26/2022 ARE HIGHER THAN THE AMOUNT ON AMENDED SCHEDULES A/B AND C. CHECKING ACCT#2778 $6,778.34, SAVINGS ACCT#4713 $18,738.22; SAVINGS ACCT#2218 $690.33 FOR TOTAL END BALANCE OF $26,206.89. USING EXEMPTION ON SCHEDULE C THERE IS NON-EXEMPT EQUITY OF $23,706.89
-Need to file Amendments to Schedules B and C to add Venmo account, balance in acct is $607.73 and amend Sched I to add all jobs. FILED, RESOLVED
-The Schedules fail to account for the debtor(s) tax refund in the amount of $4804 when determining disposable income.
-The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C.  1325(a)(3).
-There is non-exempt equity in all bank accounts and Venmo account, plus non -exempt equity in 2011 Dodge Ram. RESOLVED, AMENDED SCHEDULE C FILED, THERE IS NON-EXEMPT EQUITY AS FOLLOWS: $4,417 IN 2011 LINCOLN TOWN CAR; $1,175 IN WELLS FARGO ACCOUNT - THE 2009 DODGE RAM DOES NOT HAVE EQUITY. TOTAL NON-EXEMPT EQUITY TO BE DETERMINED BASED ON HIGHER WELLS FARGO AMOUNTS
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in 2011 Lincoln Town Car $4,417, all three bank accts (pend
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-11275 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 7 of 10 required payments   Arrears: $600.00  
12/7/22(mk):

>>Report almost complete adj to 1/25/23 for submission and review

10/20/22(mk):

>>Atty has retained Sean Racquet (formally of Bederson & Co and now on his own) to review the documents /proofs on where the $ went and write a report -Needs time for that so this is adj to 12/14/22 . emailed atty and creditor Woodford for debtor's atty to submit the adjournment request.
--
Cert of debtor (#21) filed as to how spent $ NEEDS TR REVIEW-

1.Objection x 2 by Paul Woodford (pro se):
update objection filed; objects to redacted bank statements attached to debtor cert.

2. Trustee Objection:
-Verified income is much higher than scheduled and leaves monthly disposable income of $1,1751.
- excessive expenses: 732.92 p/m for life insurance
-need a detailed Certification from debtor with supporting documentation that explains what was done with the sale proceeds for sale of 2 properties in Seagirt(proceeds 147,354 in 12/22/20) and Manasquan, NJ(2/21/20 - $89,721)
-Need a copy of the lease showing
$2,400/month for rent.
- needs pre conf cert.
---------
-need 2021 tax return by 5/31/22(Provided- Refund $6,626-added to dispos income)


Plan:$200 X 36 BEG 3/2022; BASE
3/5 payments
last claim 8-1, bar date 4/28/22
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-11279 / MBKBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 10 required payments   Arrears: $1,382.00  Total Paid In: $1,930.00
issues as of 12/7/2022 (JMA)

1) Modified plan now proposes sale plan, post petition payments will resume
2) Pingora Loan Servicing LLC (Frenkel Lambert) objection to confirmation - need to resolve
-plan does not address payment of pre petition arrears
3) Plan seeks to extend plan to a 46 month plan

proposed plan $100x36 begin 12/1/2022 with sale of real property by 4/1/2023
paid in $1,930
arrears $1,382
26 months remain in 36 month plan

Matter ResolvedRequest
Adjourment
14712/14/2022 10:00 am22-11339 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 9 of 10 required payments   Arrears: $250.00  
ISSUES AS OF 11/28/2022 (DM): updated 12/7/22

***If debtor provides proof of payment for private health insurance premium (RECEIVED), then to pay higher amended priority tax claims, THE DEBTOR NEEDS TO CONFIRM AT $2,250 PTD, THEN $620 x 51 STARTING 12/1/22, BASE PLAN; ORDER OF DISTRIBUTION IS PER PLAN; PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 10 DAYS***

 11/20/22 - Debtor Certification (Doc #33) filed - debtor has now opted out of the company health insurance and will secured private health insurance - proof of expense will be provided.

 11/8/22 - Adj by DM to 12/14 so debtor can supply pay stubs from November with health insurance deductions.

 10/19/22 - Debtor Certification (Doc #29) filed - debtor is only paid twice per month and not every two weeks; starting in November, debtor will be paying $1,121.26 per month when health insurance deductions commence.

1) Disposable Income Calculation:
- Debtor $2,664.27 x 2 equals $5,328.54 per month.
- Non-debtor spouse $25,926.64 Ytd/9 equals $2,880.73 per month average.
- Amended Sch J totals $7,566.
- Disposable income is now $643 per month resulting in $23,148 POT Base needed.

2) Trustee OBJ:
- Amended proof of income verifies higher ($5,328/$2,880) than scheduled ($5,021/$2,719) resulting in $643 of monthly disposable income (DEBTOR PAY IS ONLY 2x PER MONTH WHICH HAS BEEN AMENDED ABOVE, AND $919 PRIVATE HEALTH INSURANCE DEDUCTION ON AMENDED SCH J IS INCLUDED BUT PROOF OF PAYMENT NEEDS TO BE PROVIDED).

- Need to file Pre-Confirmation Certificate (UNRESOLVED).

- Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution (ADD LANGUAGE PAY PER PLAN).

***RESOLVED ISSUES***

A) State of NJ filed $5,747.13 priority claim that includes estimated taxes for 2018 & 2021 - Atty asserts that he has copies and has contacted creditor (OKAY - AMENDED TO $7,932.76).

B) IRS filed $11,561.13 priority claim that includes estimated taxes for 2018 thru 2022 - amended cl
Matter ResolvedRequest
Adjourment
16712/14/2022 10:00 am22-11352 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 10 required payments   Arrears: $2,114.00  
AR RESOLVE OR HOLD
ISSUES AS OF 12/2/2022 (DM):

 Motion for Prospective Relief filed by Santander (Saldutti) scheduled for 12/12/22.

 Pending Fee App (Doc #60) scheduled for 12/14/22 and Fee App (#83) scheduled for 1/11/23

1) Santander (SALDUTTI) OBJs - perfected lien on all real property - first plan valued residence at $479,100, most recent MP values property at $340,100 without explanation. Santander wants a valuation as Zillow values the property at $568,800. Objecting to the strip-off of lien (UNRESOLVED).

2) M&T Bank (PARKER McCAY) OBJs - $136,251.66 arrears not treated, plan payment is too low, and 6 months is too long to determine if debtors qualify for a Loan Mod - DEBTOR RECEIVED TRIAL MOD OFFER FOR AUG, SEPT & OCT (NEED STATUS OF LOAN MOD).

3) Plan provides $747 secured treatment to Ralph Clayton & Sons - no POC filed (STRIKE??)

4) Trustee OBJ:
- Need Jan & Feb bank statements before filing based upon Certification that debtor routinely goes on unemployment between Dec & March every year (NOT RECEIVED).
- Income verifies higher than scheduled. Debtor is paid weekly and the weekly pay
averages to $1,522.52 x 4.33 = $6592.53. The result is excess disposable net in the amount
of $4,299.55. Schedule I lists monthly take home pay as $2,522.20 which is impossible
when one paycheck is $1,522.52 and debtor is paid weekly. (Note - debtor usually goes on unemployment every year between Jan & March).

***RESOLVE ISSUES***

A) Trustee OBJ:
- The co-debtor is not on the Deed or Mortgage and therefore cannot take a 522(d)(1) exemption on the property (AMENDED - NO EQUITY).
- The two comps provided both had significantly smaller square foot living space. Debtors' property is 2,514 sq. ft. Comp #1 is $1,192 sq. ft., and Comp #2 is 1,216 sq. ft. In addition, the Zillow value is $486,100 (UPDATED ZILLOW PROVIDED is $479,100 - NO EQUITY).
- Need 2021 tax return (RECEIVED - REFUND OF $17,740 - IRS ADJUSTED REFUND TO $10,740 PER 3/21/22 NOTICE).
- Need homeowner'
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-11408 / MBKHerbert B. Raymond, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 9 of 10 required payments   Arrears: $400.00  
ISSUES AS OF 12/2/2022 (DM):

***RECOMMEND DISMISSAL UNLESS DEBTOR PROVIDES THE TRUSTEE WITH A COPY OF ALL TAX RETURNS LISTED AS DELINQUENT IN THE STATE OF NJ POC REFERENCED BELOW***

 ADJ Request processed to 12/14/22 Peremptory.

1) IRS filed $16,947.34 amended priority claim (OKAY TO PAY HIGHER CLAIM??)

2) State of NJ filed $9,205.88 priority claim that includes estimated taxes for 2017, 2018, 2019 and 2021 (UNRESOLVED).

3) HSBC Bank/PHH Mtg (RAS) OBJs - $165,276.39 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 12/30/22, TRUSTEE TO PAY ARREARS PENDING THE LOAN MOD).

4) Trustee OBJ:
- Need Jan & Feb bank statements for BOA acct #3298 (RECEIVED RUNNING STATEMENT BUT TRUSTEE CAN'T DETERMINE ACCOUNT BALANCE ON DAY OF FILING).
- Need to resolve bifurcated claim filed by Credit Acceptance (PLAN SURRENDERS VEHICLE IN FULL SATISFACTION).
- Need certification from debtor explaining the separation from husband and his household contribution status (RECEIVED).


Prop. Plan $400 x 36, Base Plan
-Loan Mod by 9/30/22
PTD 9/10 = $3,600
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
15612/14/2022 10:00 am22-11734 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 9 of 9 required payments   Arrears: $0  

NFA

11/30 Workup for the 12/14 calendar EDC

Bank has approved short sale which is scheduled for closing no later than 9/23. Atty to upload short sale docs - order to sell entered on 9/29--ADJ to 10/26 Peremptory (dm)

***STILL NOT RESOLVED AND LISTED AS NFA-NJ filed huge estimated claims and objection to confirmation on 10/7


Prop Plan $300 x 60 begin 4/1/22; Base and Sale of Gravel Hill Rd with 12 months (3/1/23)
Note: Business forms provided.
---------------------------------
2. Trustee obj to the following:
- Need DSO Information sheet. FILED
- Must add to confirming order non-exempt proceeds from sale of real property. OK to ADD
- Plan has attorney fees $1,500, attorney disclosure has $3,500 owed. These do not match. Must amend plan or attorney disclosure to agree with balance owed and amount to pay. DONE

As of 7/21/22 (DS): 1. MFR filed by mortgage sched 7/27/22. Post-petition payments not made for April and May, not including June, total owed $13,585.14. Debtor response to adequate payments $2,220 and proposing short sale. Order for sale granted 6/25/22 and sale to be done , according to sale contract, sale by 4/30/22. Need outcome.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 9 required payments   Arrears: $0  
Total Paid In: $2,682.00
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-12551 / MBKPaul H. Young, Esq.Order Vacate Dismissal of CaseNeeds Resolution of Issues - ObjectionsDebtor has made 8 of 9 required payments   Arrears: $200.00  
AS OF 12/2/2022 (at):

1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $66,929.21 (Per POC) and correct monthly payment is $1,255.48.

2. Trustee's objection:
-SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $200 x 60 beginning 4/1/2022, loan modification by 6/30/22, 100% to unsecured creditors
Payments: 8/9, arrears $200
Matter ResolvedRequest
Adjourment
16612/14/2022 10:00 am22-12692 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 8 required payments   Arrears: $600.00  
ISSUES AS OF 11/28/2022 (DM):

 Need result of contested Loss Mit application.

1) Credit Acceptance filed $988.90 arrears claim on 2019 Chevy Equinox (OKAY TO PAY??)

2) US Bank (Romano Garubo) OBJs - blanket objection - $380,345.45 arrears claim filed (UNRESOLVED).

3) Plan provides $2,200 priority treatment to Tara Desantis for taxes - no POC filed (STRIKE??)

4) Trustee OBJ:
- Need proof of insurance for 2019 Chevy and Nissan - doc provided marks off info on insurance, not readable (RECEIVED UPDATED DOC).
- Excessive Expense: car payments for 2 cars $678 and $683.
- Disposable income verifies at $312.


Prop. Plan $200 x 36, Base
- Loan Mod by 10/1/22
- student loans outside
PTD 5/7 = $1,000
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-12794 / MBKKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 7 of 8 required payments   Arrears: $1,345.00  
ISSUES AS OF 12/2/2022 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $9,415 PTD, $1,345 x 1 STARTING 12/1/22, THEN $2,000 x 52 STARTING 1/1/23, 100% PLAN; TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (1-2); DEBTOR SHALL SIGN UP FOR TFS AUTO PAY OR TFS eWAGE WITHIN 7 DAYS***

 9/30/22 (DM): Debtor attorney requested another adjournment because income has changed and 2nd mtg objection is still unresolved - ADJ to 11/22/22 Peremptory.

 8/24/22 (DS): Debtor attorney requested another adjournment to resolve estimated tax claims.

 7/18/22 (DS): Debtor attorney requested adjournment, needs to amend schedules due to debtor change of employment.

1) IRS filed $17,751.77 priority claim that includes estimated taxes for 2020 (OKAY - AMENDED).

2) Select Portfolio (FEIN) OBJs - $5,561.01 arrears not treated in the plan on Hamilton Ave property (CONSENT ORDER ENTERED TO PAY).

3) JPMorgan Chase (MCCALLA RAYMER) OBJs - $91,326.36 arrears on King Ave property (MP PAYS).

4) Trustee OBJ:
- Need proof of income for new job at Richii Page (RECEIVED STUBS FOR CONSTRUCTURAL DYNAMICS).
- Need proof of income for new job at Silvi Materials (RECEIVED STUBS FOR CITY OF TRENTON).
- Amend Sch J to remove 2nd mortgage payment on residence (AMENDED).
- Debtor has exceeded 522(d)(5) exemption by $4,598.
- Excessive Expenses: $714 car insurance.
- Tax refund of $8,386 was not prorated and included in disposable income calculation (AMENDED).
- There is $4,598 in non-exempt equity in personal property, pending review of bank
statements for TD accounts #6714, #1483 and #6206 (100% PLAN).
- Need to file Pre-Confirmation Certification (FILED).
- Need to amend Attorney Disclosure Statement - need to check the box that fees will be paid through the plan (FILED).


Prop. Plan $1,345 x 8, $2,000 x 52, 100% Plan
PTD 7/8 = $9,415
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-12836 / MBKPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 8 required payments   Arrears: $725.00  
11/30 workup for the 12/14 calendar

* prior plan was denied and new plan filed.--plan once again proposes to refi prop. that was sold at Sheriff's Sale--Where is this case going? Was supposed to get attorney 3 months ago. Debtor's adversary was dismissed in October.


10/20/22(mk): NO ATTY In CASE AS OF YET

--plan proposes to refi prop. that was sold at Sheriff's Sale--


As of 9/23/22(mk); Debtor has uploaded an adj request- To Obtain a lawyer. Per DM notes at last hearing case was adj to 9/28 for the purpose of getting an atty. Case is now 5 mos old- no consent of creditor- ADJ. DENIED and emailed Debtor to appear and explain.


AS of 9/16/22(mk) SAME AS LAST HEARING ON 8/10/22 EXCEPT DEBTOR FILED ADV PRO CHALLENGING MTG CLAIM (In #1 below). Still rep himself- PLEADINGS ARE INCOMPLETE AN NO SERVICE HAS BEEN DONE ON CREDITOR ETC.

ADJ 9/28 - Pro Se debtor will get an attorney and attorney to communicate with Trustee's Office and Deutsche Bank's counsel before 9/28 (dm)

1.Objection by Deutsche Bank(RAS):PROPERTY WAS SOLD AT SHERIFF'S SALE ON 3/27/18(SHERIFF' S DEED RECORDED)Debtor No longer in title

2. Trustee Objection:
-not feasible
-MP does not fix order of distribution but will use standard order if confirmed
-need pre conf cert to be filed

-NEED A CHANGE OF ADDRESS FORM


-------------
He does not own the real property so we don't need this info .
- need copy of the homeowner's insurance renewal declaration - that includes liability
coverage if debtor is still on title to the property.
- Need CMA if debtor is still in title on property.
-need Amendments to Schedules C to exempt real/personal property.
--Need copy of proof that Hope Road property went to sheriff 's sale.
> IRS ESTIMATED CLAIM-No returns for 2018 for priority .APOC now-0-
-need Proof of social security income for non-debtor spouse(provided)

plan: 275/60, REFI: 127 HOPE RD BY: ?????,NO UNSEC
5/6 payments
Bar date passed
Matter ResolvedRequest
Adjourment
17612/14/2022 10:00 am22-12941 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $500.00  Total Paid In: $3,500.00
As of 10/20/22 (DS): 1. MFR sched 11/22/22, no order entered, mod plan has post-pet arrears $13,366.35, need to know outcome of hearing.

2. Plan is proposing to pay mortgage pre-petition and post-petition arrears in full at $600, will require a higher Trustee payment $2,655 x 54 begin 11/1/22. Alson need to add to confirming order non-exempt proceeds from sale to Trustee.

MP Prop $2,000 PTD; $600 x 55 begin 10/1/22 ; 100% and Sale of Cottonwood Dr by 4/1/23; 100%
- Removes loan mod and adds sale of Cottonwood Dr by 4/1/23.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-13058 / MBKMonica Mazurczyk, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 761 of 8 required payments   Arrears: $50.00  Total Paid In: $38,053.00
Matter ResolvedRequest
Adjourment
16712/14/2022 10:00 am22-13097 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 8 required payments   Arrears: $3,330.00  
ISSUES AS OF 12/2/2022 (DM): IRS 2020 tax year still estimated.

 Tax certifications have been sent to NJ & IRS.
 Attorney agrees to pay GUCs first per AR and send funds to us to pay GUCs.

1) IRS filed $15,120 priority claim that includes estimated taxes for 2020 - 2021 not treated in the plan. (UNRESOLVED - CLAIM AMENDED TO $7,200 BUT 2020 TAX YEAR IS STILL ESTIMATED)

2) US Bank (Hladik, Onorato & Federman) OBJs - $141,185.07 arrears and Loan Mod is speculative. (UNRESOLVED)

3) Trustee OBJ:
- Non-exempt equity $84,208 in PI settlement should be immediately turned over.
- Need Cert signed by the debtor's employer regarding cash payments. (UNRESOLVED)
- Excessive Expenses Sch J: $650 food; $906 transportation.
- Need to file Pre-Confirmation Certification. (UNRESOLVED)

***RESOLVED ISSUES***

A) IRS filed an unsecured claim that includes estimated taxes for 2016 - 2018. (OKAY - AMENDED TO $0)

B) State of NJ filed $3,171.81 priority claim that includes estimated taxes for 2019 - 2021 not treated in the plan. (OKAY - AMENDED TO $0)


Prop. Plan $1,665 x 60, Min Div $86,208.31
- Loan Mod in 6 months after confirmation
PTD 6/8 = $9,990
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-13238 / MBKPAUL R EDINGER ESQOrder Vacate Dismissal of CaseRecommend DismissalDebtor has made 9 of 8 required payments   Arrears: $0  

AS OF 12/2/2022 (at):

CASE HAS BEEN PENDING SINCE 4/21/2022.

1. Objection filed by US Bank/Select Portfolio (Fein Such) - failure to cure full arrears of $19,382.65 (Per POC). (UNRESOLVED)

2. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $916.05.
- Need to resolve objection by Select Portfolio Servicing. (UNRESOLVED)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,117.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $395.39 x 48 beginning 5/1/2022, 0% to unsecured creditors
Payments: 8/8, $566.41 credit
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-13327 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 5 of 8 required payments   Arrears: $4,605.00  
12/6/2(mk):email form debtor atty- trying to get appraisal and will file order on workers Comp motion shortly

-CASE IS NOW 8 MOS OPLD

11/30/22(mk):

>>creditor cert of default on 12/14/22.

>>Still no order on expunging claim Nj Workers Comp claim

** SAME ISSUES AS BEFORE. NEED UPDATE AS TO STAUS OF ISSUES IN THIS CASE


10/19/22(mk): see mk notes below- valuation of real property is still an issue and need Order on Motion to expunge from 9/28/ hearing

10/24(sf) - Per Tammy she is waiting for response from Valenzano to submit order. It just says that NJ workers compensation can participate in a distribution in unsecured, if any.


mk: email from Tammy 9/27/22: she has uploaded debtor cert. of repairs & cma( mk:ITS WAS NOT A CMA-ONLY COMPS) -The cert for repairs is by the debtor so that is not helpful. Now saying repairs are 187,000. Has not met burden - NEED AN OFFFICIAL APPRAISAL OR and may need evidentiary hearing on value.


Needs to resolve objection in #1

>>MFR on Home on 10/26- CO entered . cure default of $1,518.42 by 10/26/22

>> Debtor's Motion to Expunge St of Nj Workers Comp claim is contested and on 9/28/22. OTBS-- NEED ORDER

>> AS OF NOW PLAN NOT FEASIBLE DUE TO CLAIMS FILED AND AMOUNTS OF THOSE CLAIMS>

1.Objection by McCormick 106,LLC(Dembo Brown): plan not feasible-POC $80,485.90.(OTBS)

2. Trustee Objection:
-home value according to online comparative homes is between $441,000 and $544,000.( NEED CERTIFICATION AS TO CONDITION/REPARIS/ESTIMATES FOR REPAIRS NEEDED
-Plan does not specify treatment of State of
NJ Workers Compensation $71,037.61 under
the Plan(MOTION TO EXPUNGE FILED -ON FOR 9/28/22-CONTESTED)
----------------
- Need auto insurance and proof of the value
for 1969 Chevy Chevelle(Provided)
Atty was going to get appraisal of Chevelle- WAS THAT DONE? ALSO CERT FOR REPAIRS ON HOME. as of this date. mk: 9/19/22: car value submitted 10,000. debtro working on cert for repair

Plan:$1,535 x 60; $0
3/5 payments
bar date 7/5/
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-13517 / MBKJOSEPH ALBANESE, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 8 required payments   Arrears: $400.00  
As of 12/1/22(mk):
workup on plan #42. Case is 8 mos old


1. IRS Estimated GUC claim#2-1) still has an estimated unsecured claim, and the - plan is a base so it must be resolved.(No returns for 2018)

2. Trustee objection:
- no proof of service on plan motions
-need update proof of income for debtors to prove feasibility
- proof of home insurance has expired. Plan
has vesting at discharge instead of at
confirmation so will need updated prrof of
home insurance w/ TR on it OR Change
vesting to at confirmation.
- plan has avoid lien of Community Medical
Center- THEY FILED AN UNSECURED CLAIM
need to file a separate motion
- Need to add to confirming order all non-
exempt proceeds from potential claims
stemming from RESPA violations or
violations of fed/state consumer protection
law.

plan: $1100 PTD; $517 X 53 BEG 12/2022; BASE
PTD is only $900
Matter ResolvedRequest
Adjourment
17212/14/2022 10:00 am22-13530 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 7 of 8 required payments   Arrears: $400.00  
12/2 workup for the 12/14 calendar EDC

*ALL ISSUES STILL NOT RESOLVED

ADJ to 12/14/22 Peremptory for tax issue- IRS priority claim estimated 2021 return - no refund; general unsecured claim estimated for 2016-2018 taxes

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply proof of Social Security Number to the Trustee.
- Need better proof of income for employment by Shipt. Bank statements are not easy to review and can't determine income from this need debtor certification explaining income and support highlighting payments.
- Need updated P & L for Marli's Chill N Grill through August 2022.
- only provided checking account for Marli's Grill N Chill, does debtor have personal account? Need statements
- need business forms and P & L for Asil Management LLC /explanation as to what this business is and does.
- need to file pre confirmation certification with Court
- Trustee to receive non-exempt proceeds from lawsuits and also for sale of home sufficient to ensure a 100% plan.


proposed plan $400x36 begin 5/1/2022 with sale of house by 11/30/2022, non-exempt proceeds from PI suit to Trustee 100% plan

--------------------
RESOLVED:
- A current market analysis - with comparable sales- the site you referenced has none. Or Tr will use zillow value of 224,900. $67,000 IN EQUITY PER ZILLOW OK 100%
- Amendments to Schedules B & C to add all accidents/lawsuits(DONE)
- A copy of the last filed tax return - 2021 RESOLVED, PROVIDED 2021 RETURN
Matter ResolvedRequest
Adjourment
17412/14/2022 10:00 am22-13623 / MBKANDREW J KELLY, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 7 required payments   Arrears: $10,143.00  
ISSUES AS OF 12/5/2022 (DM):

 AP is going through mediation to address 3-million-dollar claim - ADJ to 12/14/22

 MFR filed US Bank/Wilmington (RAS) has been adjourned to 1/25/23 to provide the debtor with an opportunity to market and sell the property.

1) US Bank/Wilmington (RAS) OBJs - plan fails to treat $411,968.16 pre-petition arrears and does not propose post-petition payments pending sale. No proof of efforts to sell property have been provided (UNRESOLVED).

2) Rivers Edge Condo Assn (OSTROVE) OBJs - plan is silent as to $3,206,054.66 judgment claim filed by creditor (UNRESOLVED).

 Adversary complaint filed by Rivers Edge Condo Assn (UNRESOLVED).

3) Trustee OBJ:
- Need amended Sch B&C to add savings acct with Santander #8427 and business acct (UNRESOLVED).
- Need copy of 2021 tax return for business (UNRESOLVED).
- Business is not listed on schedules (UNRESOLVED).

- Proof of income verifies higher - there is disposable income $21,077.
- Excessive Expenses: P&L has telephone/internet $705.43 - Sch J has telephone/internet/cable/cell $300; P&L has utilities $578.32 - Sch J has utilities $500; P&L has cleaning/landscaping $625 - Sch J has home maintenance $200.
- The Plan is not proposed in good faith in accordance with 1325(a)(3) - Plan does not propose all disposable income and does not propose to pay the non-exempt equity.

- There is commingling of debtor's personal and business expenses so Trustee will require
information/valuation of business (UNRESOLVED).
- There is $7,250 non-exempt equity in 2008 Mercedes, $1,000 cash, Bank of America
checking account $1,444 and savings account $51, business bank account $23,955 and tools
$9,575.

- The amount of debt exceeds the 109(e) limit (UNRESOLVED).
- Need proof of marketing the real property for sale (UNRESOLVED).

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $3,447.53 x 60, Base
- sale of 350 Main St by 5/1/23
PTD 4/7 = $13,990.12
Last Clai
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-13757 / MBKPeter J. Broege, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 7 required payments   Arrears: $1,800.00  
As of 12/1/22(mk):email to atty-debtro will make payment on Monday 12/5/22. Once that posts, will work it up


As of today, debtor has paid in $1350(arrears 1,800.last payment made was in Sept and he missed the July payment

This will cause 2nd tier to be much higher. NEEDS TO MAKE A Payment and then will work up


Plan:$450 X 12; $881 X 48 BEG 6/2022; 100%
Matter ResolvedRequest
Adjourment
18712/14/2022 10:00 am22-13759 / MBKKirsten B. Ennis, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 7 required payments   Arrears: $400.00  
ISSUES AS OF 11/28/2022 (DM):

***Debtor has only made 3 of 6 Trustee payments with last payment received in September - RECOMMEND DISMISSAL***

 Need status of Med Mal lawsuit (HAVE A HEARING 11/3/22).

1) Carrington Mortgage (Stern L) OBJs - failure to cure full arrears of $157,685.63 and Plan does not propose to make post-petition payments or payments towards pre-petition arrears (UNRESOLVED).

2) U.S. Dept of HUD filed a 2nd mtg claim not treated in the plan (ADD SECURED UNAFFECTED TO CONFIRMING ORDER??)

3) Trustee OBJ:
- Debtor has insufficient income - disposable income verifies as negative.
- Need a MP that pays 100% to unsecured creditors (UNRESOLVED).
- Need updated proof of income and amended I & J 6 months from confirmation, all non-exempt proceeds from Med Mal lawsuit paid to Trustee (LANGUAGE TO BE ADDED).

***RESOLVED ISSUES***

A) Trustee OBJ:
- Tax refund of $11,933 was not prorated and included in disposable income calculation (MOOT).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $100 x 60, Base
- Loan Modification by 8/1/22
- settlement of Med Mal lawsuit by 8/1/22
PTD 3/6 = $300
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-13786 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $4,458.00  
Matter ResolvedRequest
Adjourment
17512/14/2022 10:00 am22-13843 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 6 of 7 required payments   Arrears: $1,370.00  
*SAME ISSUES AS SEPTEMBER
11/30 workup for the 12/14 calendar EDC

1. Objection filed by US Bank/Fay Servicing/Wells Fargo (McCalla Raymer) - failure to cure full arrears of $32,023.11 (Per POC). Plan proposes to pay $16,297. (UNRESOLVED)

2. Trustee's objection:
- Must resolve State of NJ and IRS estimated tax claims (IRS NO LONGER ESTIMATED....STATE OF NJ IS STILL ESTIMATED)
- Capital One Auto filed arrears claim $1,206.26, plan list as outside and needs to be addressed.
- Must resolve creditor objection. (UNRESOLVED)


RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Auto insurance for 2002 Mercedes C300. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $750, clothing $150 and car payment $603 (ends in month 18). May be moot since plan pays 100%.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is non-exempt equity in real property $106,468.61 and Affinity FCU $349.09 total
$106,817.70 to gucs. Must add to confirming order 100% due to non -exempt equity. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $1,370 x 60 beginning 6/1/2022, 100% plan
Payments: 4/4
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-13936 / MBKDANIEL L. REINGANUMOrder Vacate Dismissal of CaseNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $910.00  
AS of 11/30/22:work up on plan #21


1.Trustee Objection:
- plan contains improper language in Part 10 . Debtor must pay post-petition mortgage payments or agree to conduit payments to be made by the Trustee

--------Resolved------
-need a statement for Robinhood
account(Provided).
-need service on Cavalry /Portfolio Services
for motion to avoid lien.(Filed)
-there is $8,623 in non-exempt equity in the
bank accounts.
-there is $1,003 in non-exempt equity in
personal property(PLAN PROVIDEDS FOR $9,630


Plan:$750 X 15; $1000 X 21; MIN $9,630
3/5 payments- arrears 41,048
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-14010 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 7 required payments   Arrears: $420.00  
11/30 workup for the 12/14 calendar EDC

Can CONFIRM AT:
***$2100 PTD; $420 X 32 BEG 12/2022; 100%

-Stay lifted on US Bank 1st mortgage on 11/15/22

As of 8/19/22 Debtor attorney requested adjournment to resolve IRS estimated claim and talk with tax preparer to determine if tax returns need to be filed for 2020 and 2021.(RESOLVED)

-debtor has entered order to pay post-petition arrears on top of regular trustee payment. Also 2 payments arrears to trustee.

*Trustee obj to the following:
-- Disposable income verifies $2,815-712.25 SS = $2,102.85 disposable income. Bar date has passed 7/26/22, total unsecured creditors $9,421.52.




------------------------
RESOLVED:- Need 2020 and 2021 tax returns or certificate of non-filing of tax returns.(ok)
As of 8/19/22 Debtor attorney requested adjournment to resolve IRS estimated claim and talk with tax preparer to determine if tax returns need to be filed for 2020 and 2021.(RESOLVED)
Matter ResolvedRequest
Adjourment
18712/14/2022 10:00 am22-14390 / MBKDEAN G SUTTON ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $300.00  
ISSUES AS OF 12/5/2022 (DM):

 per Application to Retain Professional filed 11/21/22, debtor has a contract of sale.

1) US Bank (Goldenberg Mackler) OBJs - creditor is the owner of a municipal $65,591.40 Tax Sale Certificate (UNRESOLVED).

2) Trustee OBJ:
- Need a copy of 2021 tax return (UNRESOLVED).
- Need a MP that proposes a minimum plan length of 36 months.
- Need amended Sch C to specify exact amount for each exemption taken (AMENDED).
- Excessive Expenses: $450 cable/internet/phone; $500 food for one. Need proof of excessive expenses 10 days prior to confirmation.
- There is $498,000 non-exempt equity in the residence (100% PLAN).
- Confirming order must provide for all non-exempt proceeds from PI claim.


Prop. Plan $300 x 12, lump sum $70,000 on 7/1/23, 100% Plan
- sale of property by 7/1/23
PTD 5/6 = $1,500
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
17512/14/2022 10:00 am22-14486 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $94.00  
ADJ to 12/14 - okay to add secured unaffected for US Dept of HUD; Atty to serve managing agent for 3 judgment creditors and get back to DM regarding payment.

ISSUES AS OF 11/3/2022 (DM):

 11/2/22 Debtor Cert (Doc #34) filed - debtor has a NJ Building Laborers Annuity Fund retirement account, $20k was withdrawn on 8/21/20 for Covid Hardship and another $10k withdrawn on 3/24/22 due to spouse being out of work and not receiving unemployment - all funds were taxed upon withdrawal (OKAY PER AR).

1) Trustee Supp OBJ:
- Trustee has verified Disposable income at $202 per month.
- Need 2021 tax return for spouse or certification of non filing (TAX RETURN PROVIDED - TAX REFUND IS $4,409 WHICH WAS NOT PRORATED AND INCLUDED ON SCH I - DISPOSABLE INCOME IS NOW $360 PER MONTH).

- No proper service on plan motions - need to serve managing agent. Service is listed as c/o attorneys who have not entered appearance in this case (UNRESOLVED).

- Debtor attempts to exempt an annuity under 522(d)(10)(E). Debtor must demonstrate the factors of the statutory language: that the payment under the annuity is "on account of illness, disability, death ,age or length of service, to the extent reasonably necessary for the support of the debtor and dependent of of the debtor." The Debtor seems to be withdrawing from the funds as of 5/24/22. Debtor recently withdrew $10,000 on 5/24/22. Amended Sch C filed and changes exemption to 522(D)(12) - Trustee still requires Certification (SEE CERT NOTE ABOVE).

- Amended Sch B (Doc #13) lists a 2022 Mercedes-Benz GLE leased car that is listed as the spouse's vehicle and debtor co-signed for it (MP treats as secured unaffected Part4f). Then on Sch J no car payment is listed for spouse's car and the proof of claim shows the monthly payment is $1,567 per month and yet the spouse is listed as unemployed. Therefore, this plan does not appear to be proposed in good faith (OKAY, NO CAR EXPENSE TAKEN).

2) Trustee OBJ:
- Need CMA with comps from last 6 months
Matter ResolvedRequest
Adjourment
20912/14/2022 10:00 am22-14725 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 6 required payments   Arrears: $2,500.00  
ISSUES AS OF 12/5/2022 (DM):

***Need to resolve IRS 2021 estimated tax claim***

 pending MFR by Bank of the West (WARREN JONES, ESQ) on 2008 Beaver Coach Concord - is debtor surrendering this vehicle?

1) IRS filed $35,100.81 amended priority claim that includes estimated taxes for 2021 (UNRESOLVED).

2) State of New Jersey filed $10,093.75 priority claim that includes estimated taxes for 2021 (AMENDED TO $0).

3) Trustee OBJ:
- Need business forms (RECEIVED - NOT OPERATING HORSE RACING BUSINESS FOR 2 YEARS).
- Need business P&L statements (RECEIVED - NO INCOME DUE TO INJURY).
- Debtor has business checking account for Dockside Stables LLC - this business is not listed on schedules - need P&L statement (SEE ABOVE).
- Need DSO information for Bridget Jablonsky (RECEIVED). The DSO must also be in the plan.
- Need a copy of homeowner's insurance renewal - policy provided expired August (UNRESOLVED).
- Need a copy of the Deed - provided 1st page of unrecorded Deed. Need full copy with recording stamp (UNRESOLVED).
- There is $658,012 non-exempt equity in real estate (100% PLAN).
- Crown Bank statement shows 2 payments from social security $1,424 and $2,406 for total of $3,830 - need explanation as we only have a statement for the $2406.
- Cashed out Pennsylvania Harness Horsemen Association received check 3/31/22 for $82,711.21. What did debtor do with this money? It may have been deposited into the Crown Bank account - need to confirm with debtor.
- Debtor has large deposits of $8,580 on 5/11/22 and $7,700 on 5/16/22 into Crown Bank account #3344. The Trustee needs certification as to the status of those funds.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $1,250 x 60, 100% Plan
PTD 4/6 = $5,000
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-14788 / MBKRobert Manchel, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 6 required payments   Arrears: $1,100.00  
12/1/22(mk):

>>RE SALE OCCURED. NE PROCEEDS $68,555.28.

** STILL HAS NOT RESOLVED #1. NEED AMENDED POC before case can be worked


1. IRS Estimated claim for priority and guc. No returns for 2020 and 2021
for priority and no returns for 2016 and 2018 for unsecured. PRIOTITY CLAIMS HAVE TO BE PAID THRU THE PLAN ABSENT A CO W/ IRS>

2. Trustee objection:
-home insurance is forced place and no personal liability(PROP WAS SOLD)
-NE Proceeds from sale of property $68,555. Plan needs 100%
St Of NJ claim higher at $1,326.94

----Resolved-------
amended Sch C (Doc #60) filed - now there should be $12,000 in non-exempt cash
Objection to amended Sch C filed 10/31/22

As of 10/20/22(mk); This work up is on Plan #26 most recent one.

> Motion to sell on 10/26- TR Objected to PPSD Order- All N/E Proceeds to Tr. Needs amended sch C to claim exemption in Order and needs suppl fee app to pay fees from sale

-home insurance is forced place and no personal liability(PROP WAS SOLD)


PLan:.100/1 THEN 550/41, SALE(12/15/22): 2499 HOOPER AVE , BASE
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-14970 / MBKRobert Manchel, Esq.Order Vacate Dismissal of CaseRecommend DismissalDebtor has made 2 of 6 required payments   Arrears: $8,868.00  
AS OF 12/2/2022 (at):

CASE HAS BEEN PENDING SINCE 6/20/2022. DEBTOR HAS NOT MADE A PAYMENT SINCE AUGUST. ARREARS $8,868.

341 scheduled for 12/15/2022. Need payments if an adjournment request is received.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-15024 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 6 required payments   Arrears: $751.00  
AS OF 12/6/22 (SF)


1. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: -
Schedule J has excessive expenses: Homeowner insurance $140 (verifies $88),
Water/Sewer/Garbage $370, Cell $435, Children's education $400 and Car payment $656.
- 22c has excessive expenses: Line 20 education as condition for job or physically
mentally challenged child $400 (requires proof of expense, if not add back $400) and Line
35 any priority claims $6,000 (Plan has $4,100, add back $31.66). (THERE ARE NO PRIORITY CLAIMS) Add back $100 to line 45 of 122C
- Income is higher and due to excessive expenses there would be disposable income of $843.
- Westlake is to be paid in full through the plan at $8741.49/60 mos = $145.69. $327.45 should be added back to line 45 of 122C.
- Add Arrears for The Windmill Club Condo Assoc of $19,508.13/60 = $325

- 22c Line 45 has disposable income $90.08, add back $327.45, $100, and $400 there would be disposable income of $917.53 - $325 =$593 - $75 for post petition arrears and fees = $518 which would require $31,080. to gucs.



Plan proposes $1046 x 56 Base
Payments: $3513.50 Received Arrears: $750.50


RESOLVED ISSUES:
- Objection filed by Peritus Portfolio (Morton) - Loan matured for 2014 Chrysler 300 on 5/16/21. Plan should provide for payment in full within first 36 months. Adequate protection should be paid ahead of attorney fees. (RESOLVED VIA ORDER)
- Objection filed by The Windmill Club Condo Assoc (Hill Wallack) - failure to provided for secured claim in the amount of $19,5089.13 ) MP FILED
- Must file Pre-confirmation certificate (FILED)
- Need copy of the homeowner's insurance renewal declaration - with personal liability
cover, not application. (RECEIVED)
- Need a current market analysis - with comps in the last 6 months. CMA has only 2
properties dated 7/15/20 and 7/15/21. (NO EQUITY)

Matter ResolvedRequest
Adjourment
22312/14/2022 10:00 am22-15039 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 6 required payments   Arrears: $3,536.00  
ISSUES AS OF 12/6/2022 (DM):

***Debtor has failed to provide updated proof of homeowners insurance with liability coverage and debtor has only made 2 of 6 Trustee payments with the last payment received in August - RECOMMEND DISMISSAL***

1) US Bank (Emmanuel Argentieri, Esq) OBJs - $74,675.62 arrears (UNRESOLVED).

2) Plan provides $43,778.24 secured treatment to Canyon Woods Condo Assn - creditor filed a higher claim for $46,200.12 (OKAY TO PAY HIGHER CLAIM??)

3) Plan assumes the 2019 Ford Edge lease - creditor filed $436.83 arrears claim (OKAY TO PAY??)

 Ford Motor Credit (MORTON) has a pending MFR scheduled for 1/11/23.

4) Plan provides secured unaffected treatment to Ally Capital for 2014 Acura RLX - creditor filed $440.55 arrears claim (OKAY TO PAY??)

5) Trustee OBJ:
- Need homeowner's insurance with liability coverage - expired 8/20/22 (UNRESOLVED).
- Need statement for Mutual of Omaha whole life insurance (UNRESOLVED).
- Need to amend schedules to remove Channel Partners job (DEBTOR CURRENTLY AT AMAZON AND LOOKING FOR EMPLOYMENT IN CORPORATE ADVERTISING - WILL UPDATE).
- Plan should be a Base due to proposed Loan Mod (UNRESOLVED).
- Plan needs a tier when $504 Ally payment ends in month 19 and $440 Ford lease payment ends in month 5 (UNRESOLVED).

***RESOLVED ISSUES***

A) Old Bridge MUA (Joel Glucksman, Esq) OBJs - plan failes to treat $858.75 secured claim (CONSENT ORDER ENTERED).

B) Trustee OBJ:
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $884 x 60, 0% Plan
- Loan Mod in 6 months
PTD 2/6 = $1,768
Last Claim (19-1)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-15098 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $187.00  
issues as of 12/7/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need proof of insurance for the 2014 Chevy. provided, policy for all vehicles expired 8/8/2022 STILL NEED TO PROVIDE RENEWAL
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $700/month for utilities, NOT ADDRESSED, 100% PLAN
- Need proof of excessive expenses 10 days prior to confirmation. NOT PROVIDED, 100% PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $386,327 in non-exempt equity in the residence. (100% plan)
- There is $36,252 in non-exempt equity in the 2021 Jeep. (100% plan)

proposed plan $748 paid to date, $187x55 begin 11/1/2023 with sale by 1/2023 100% plan
paid in $935
arrears $187
last claim 1

RESOLVED ISSUES:
- J&A New York Inc filed secured claim 1 in the amount of $180,670.83 for taxes on property, this claim is not treated in the plan
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-15322 / MBKPHILIP R KAUFMAN, ESQConfirmation Hearing on Modified PlanRecommend DismissalDebtor has made 3 of 6 required payments   Arrears: $1,905.00  
12/2 workup for the 12/14 calendar

-MFR on for 1/11 from Apuzzo to continue state court actions for loans received by debtor prior to filing--if lifted the bulk of the guc's will be outside of the plan and could be 100% plan.

**see order entered at #47 that required debtor to be current with trustee, file amended I & J, disclose property in PA, disclose lawsuits, info on sale of King George Road property in 2021--

-amended F lists around 70 people as "smaller donations" what is this? -Attorney submitted letter with some explanations but did not submit any proofs of validity of loans and payments regarding large payments to creditors prior to filing, nor was proof of tax sale of PA properties provided
-schedule I list no income accept $1800 but POI list over $14,000 monthly in income. This needs explanation. If we use this number with the amended J there is $6500 in monthly disposable income.
-schedule C does not take any home exemption
-debtor submitted lots of docs to our email docs that need to be filed with the court LIKE AMENDED C, J ETC.
-Attorney submitted letter with some explanations but did not submit any proofs of validity of loans and payments regarding large payments to creditors prior to filing, nor was proof of tax sale of PA properties provided

*3 payments arrears

*Trustee objection:
---A current market analysis - with comparable sales within the last 6 months. Only
submitted comp no dates on them-NEW CMA SHOWS $400K VALUE
---A copy of the last filed tax return - 2021 tax return prior to confirmation.
---A Modified Plan that completes part 5. NEW PLAN SUBMITTED HAS ILLEGIBLE PAGE
--Amendments to Schedules C. filed 2 schedules C and has Debtro 2 exemptions- this is
an individual case. All exemptions need to be on 1 sch C
---Verified income leaves monthly disposable income of $3,661.87. The debtor filed an amended I that removes all self employment income of $9200 monthly. Why? If no income the plan would not be feasible.
---The Schedules fail to a
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-15342 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 5 required payments   Arrears: $0  

AS OF 12/7/22 (SF)

1. Objection filed by US Bank (Lebron) - failure to pay arrears of $2032.53

2. Objection filed by FCI Lender Services/ Wilmington Savings Fund (Matthew Siti) - Plan fails to pay the total debt claim in the amount of $65,707.42 which matures in May 2022 and speculative loan mod

3. The modified plan proposes to pay State of NJ Judgment claim 3-1 $3573.33 which includes interest. There is listed in section 4d of the plan which requires service and there is no service. It is also listed in 4g to pay in full. Which is it? The claim filed was filed in the amount of $3107.24

4. The second mortgage claim secured amount is $35,707.42. There is non exempt equity of $2112.13. Plan will require 100%. Only 1 unsecured claim filed in the amount of $60.79.

5. Trustee objection:
- Domestic Support Obligation information for Child Support
- Updated car insurance, insurance expires 8/31/22.
- Must file Pre-confirmation certificate.

Plan proposes $622 x 2, $300 x 34 Base, Loan Mod by 3/1/23
Payments: Current
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-15344 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

12/7/22(mk):

>>STILL NEED TO RESOLVED IRS estimated guc claim #5-1

> WHAT SI STAUS OF THE LM PER ORDER RESOLVING #1?

- Plan has to be either a sale Or a LM - not both

1. Objection by Nationstar(RAS):
-LM speculative( order entered allowing debtor to Loss Mit- RESOLVED OTBS: Pay arrears pending approval of loan mod. Debtor shall complete loss mitigation process by 12/13/22 or as extended by court order.

2. Trustee Objection:
- debtor has insufficient income . Verified
income leaves monthly disposable income
of -$939.00..)3/3payments
-Need updated proof of insurance for the
2002 Ford.(Provided)
-Need to file Pre-Confirmation Certification.(File)

plan:$250 X 60 BEG 8/2022; SALE BY 7/1/2023 (25 BOOM LN) LM BY 1/1/2023); BASE
4/4 payment
bar date:9/9/22
Matter ResolvedRequest
Adjourment
23312/14/2022 10:00 am22-15426 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 12/6/2022 (DM):

***If debtor's counsel re-files his $1,190.49 supplemental Fee App, and mortgage creditor objection is resolved by paying arrears claim, then debtor will need $640 Ptd, $588 x 56 starting 12/1/22, 100% with $148,624 threshold preserved, plus any non-exempt proceeds from wrongful termination lawsuit; student loans treated outside the plan; Trustee is authorized to pay IRS priority claim***

 Fee App filed as Doc #24 generated a Notice of Docketing Error and was not considered by the Court.

1) IRS filed $2,013.10 priority claim not treated in the Plan (OKAY TO ADD??)

2) Wells Fargo/New Rez/PHH Mtg (RAS) OBJs - failure to cure arrears of $12,405.93 - plan lists creditor as unaffected (UNRESOLVED).

3) Trustee OBJ:
- There is $148,624 non-exempt equity in real property - must pay minimum dividend of $148,624 to general unsecured creditors or 100% plan (UNRESOLVED).
- Any non-exempt proceeds from wrongful termination lawsuit should be paid to Trustee.

- Sch B Q#8 discloses toys valued at $20,000 and not listed on Sch C - schedules should be amended and there may be non-exempt equity (UNRESOLVED).
- Sch B Q#10 discloses a gun valued at $500 and not listed on Sch C - schedules should be amended and there may be non-exempt equity (UNRESOLVED).
- Sch B Q#13 lists 2 parrots valued at $4,500 and not exempted on Sch C - schedules should be amended and there may be non-exempt equity (UNRESOLVED).
- Sch B Q#7 discloses TV, computer, printer valued at $5,000 and not exempted on Sch C - schedules should be amended and there may be non-exempt equity (UNRESOLVED).

- Need to file Pre-Confirmation Certification (UNRESOLVED).

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need a CMA (RECEIVED).


Prop. Plan $128 x 36, Base
PTD 5/5 = $640
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
27112/14/2022 10:00 am22-15497 / MBKRobert H. Johnson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 12/6/2022 (DM):

1) State of New Jersey Dept. of Labor filed $120,000 priority claim not treated in the Plan (OKAY TO PAY??)

2) Rushmore/US Bank (Friedman Vartolo) OBJs - $125,537.39 arrears - plan not feasible (UNRESOLVED).

3) Bank of America (Stern & Eisenberg) OBJs - $4,268.98 arrears - imposes duty on creditor to review Loan Mod - plan is underfunded to cure both 1st & 2nd mortgage arrears (UNRESOLVED).

4) Trustee OBJ:
- Plan does not specify treatment of State of NJ Dept. of Labor $120,000 claim.

***RESOLVED ISSUES***

A) Trustee OBJ:
- There is non-exempt equity in real property (100% PLAN & NO GUC FILED).
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $900 x 60, 100% Plan
- Loan Mod by 2/2/23
PTD 5/5 = $4,500
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-15664 / MBKKirsten B. Ennis, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 12/2/2022 (at):

CASE HAS BEEN PENDING SINCE 7/17/2022.

1. Objection filed by Brookside Square (Scura Wigfield) - mod plan proposes to pay post petition maintenance fees of $230/month, but that may go up.

2. Objection filed by US Bank (Robertson Anschultz) - failure to cure arrears of $4,241.37 (Per POC).

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 prior to confirmation. (NOT RECEIVED)
- Need June and July bank statements for Bank of America account #3295. (NOT RECEIVED)
- Amendments to Schedules A/B to add 2005 Nissan. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $822.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - that includes liability
insurance. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $981 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Brookside Square for cram. (OK - OBJECTION FILED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)
- A Modified Plan that completes part 8c. (MOD PLAN DOES NOT COMPLETE PART 8C - LANGUAGE ADDED)


Modified plan before confirmation proposes: $200 x 6 beginning 8/1/2022, $642.50 x 13 beginning 2/1/2023, $845 x 41 beginning 3/1/2024, base
Pa
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-15671 / MBKMoshe Rothenberg, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 4 of 5 required payments   Arrears: $750.00  
12/2 workup for the 12/14 calendar EDC

** Isaac Neger (Bender) - objection to confirmation, need to resolve
-judgment entered against debtor in the amount of $225,000

-- SUPPLEMENTAL OBJ: In addition to the previous objections the trustee objects to the valuation of the debtor's home. The updated online comparable homes show an estimated value of $670,000.

** Trustee objection to confirmation, need to resolve
--- The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a) (3).
--- Plan has to pay in full American Honda 2022 Honda Pilot that was financed 3/4/22 with car payment $668 debt $41,953, Plan propose 0% to gucs
--- Real property was transferred from Debtor to Debtor and spouse 6/3/21. This case was filed 7/2022. why is this not a fraudulent conveyance ? PROVIDED LETTER SIGNED BY DEBTOR EXPLAINING CONVEYANCE OF HALF PROPERTY TO WIFE BECAUSE SHE ORIGINALLY COULNDNT BE ON DEED DUE TO HER BAD CREDIT
--- Plan has to pay in full American Honda 2022 Honda Pilot that was financed 3/4/22 with car payment $668 debt $41,953, Plan propose 0% to gucs .
--- There are multiple issues with bank accounts and transfers as follows: BOA joint personal chkg acct#3116 shows total deposits and additions from Zelle or transfers from other acct to be $58,858.84 from 5/6/22 to 6/6/22, then total withdrawals $59,124.61 and from 6/7/22 to 7/6/22 total deposits $29,485.97 with total withdrawals $29,066.91. Many transfers were from business acct 5/27/22 to 5/31/22 total transfer was $8,300, from 6/1/22 to 6/6/22 total transfer from business acct $7,723.10. PROVIDED CERTIFCATION ABOUT BANK TRANSFERS, REFERENCES TRYING TO MINIMIZE BANK CHARGES. THIS EXPLANATION IS NOT CLEAR.
--- Reviewing BOA the above checking acct transfers from business income for May was $8,300 and for June was $23,786.10, which would calculate monthly income $16,043, if we were to use the depo
Matter ResolvedRequest
Adjourment
23312/14/2022 10:00 am22-16030 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 5 required payments   Arrears: $1,400.00  
AS OF 12/1/2022 (at):

1. 341 has not been held or rescheduled.
2. Arrears: $1,400
Matter ResolvedRequest
Adjourment
20512/14/2022 10:00 am22-16054 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $1,875.00  
AS OF 12/2/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 CAN BE CONDUCTED.

1. 341 is scheduled for 12/15/22.
2. Payments: 3/4, arrears $1,875
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16058 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
23412/14/2022 10:00 am22-16068 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0  

12/4 WORKUP EDC

BASED ON EQUITY AND INCOME THE TRUSTEE REC CONF AT:

$1600 PAID THEN $665 X 48 BEG 1/1/23-100%-MIN OF $48249 EQUITY-TRUSTEE TO PAY CAVALRY SECURED CLAIM 201

* Trustee objection to confirmation:
-- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): debtors income verified higher than scheduled resulting is disposable income of $1,940 per month
-- Form 122C Line 45 has monthly disposable income of $2,078.30 which requires minimum $124,698 dividend may need to be 100% plan
-- There is $48,249 in non-exempt equity in real property.
-- the statement ending 7/8/2022 shows month ending balance of $3,735.88, need to amend Schedules A/B and C accordingly--OK IF 100%

* Cavalry SPV I, LLC filed secured claim #2 in the amount of $6,635.94 - not in plan, need to either pay through plan or move against claim-WOULD PAY IF 100%

proposed plan $400x60 begin 9/1/2022 base plan
paid in $800

------------------------
RESOLVED:
-- A copy of the homeowner's insurance renewal declaration - policy provided expires 10/19/2022, need renewal before confirmation 10/26/2022-DONE
1) Wells Fargo (Powers Kirn) objection to confirmation - RESOLVED 10/13/2022 ORDER, PAY ARREARS $3,961.93 THROUGH PLAN
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16072 / MBKRobert H. Johnson, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 4 of 4 required payments   Arrears: $0  

12/5 workup for the 12/14 calendar EDC

**SAME ISSUES AS LAST TIME-NOTHING UPDATED

* Trustee objection to confirmation - need to resolve
- A current market analysis - the cma is out of date, dated 10/11/2021 - need one with comps within 6 months of filing date
- A copy of the last filed tax return - (return provided has numbers crossed out )
- A Modified Plan that provides for treatment of Post Petition Claims in Part 8d of the plan
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - excessive expenses on Schedule J $675/utilities; $1,250/transportation; $1,000/wife 's bills need supporting documentation
- Provided a pay statement that does not show deductions. Should provide Trustee with the detailed report for each pay period showing all payroll deductions.
- The pension statement showing payments end in September of this year

proposed plan $358.18x60 begin 9/2022 minimum $16,185.92 to gucs
paid in $716.36
last claim 8
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16197 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $500.00  
AS OF 12/06/22 (SF) - NEED STATUS OF LOAN MOD

1. Objection filed by US Bank (Sarah McCaffery) - failure to pay arrears of $108,490.88; speculative loan mod and failure to pay post petition payments until 11/1/22

2. Loss Mit order expires on 12/6/22 (NEED STATUS OF LOAN MOD)

3. Trustee objection:
- Need Proof of 2 month's income - for the debtor once he begins working in October, 2022. (STILL NEEDS)

- Need a copy of the homeowner's insurance renewal declaration - for Keansburg and
Middletown properties. (that includes liability coverage ) RECEIVED PROOF FOR MIDDLETOWN, STILL NEED KEANSBURG WHICH IS THE SURRENDERED PROPERTY

- Need June and July bank statements for Two River Community Bank account #2754. (RECEIVED JULY AND AUG STATEMENTS. STILL NEED JUNE)

- The online valuation for the property in Middletown is $458,000 per zillow. Attorney used Redfin


Plan proposes $500 x 36 Base, Loan Mod in 6 mos
Payments: 3/4 Arrears: $500
No Discharge Case

RESOLVED ISSUES:
- Need proof of service on Bank of America, Outdoor Technologies and Ralph Clayton &
Sons. (FILED)
- Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
21412/14/2022 10:00 am22-16209 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $600.00  
AS OF 12/1/2022 (at):

1. Capital One Auto filed a secured arrears claim #1 in the amount of $267.24 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Rushmore Loan Management (Friedman Vartolo) - failure to cure arrears of $110,933.39 (Per POC). (UNRESOLVED)

3. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $3500 for college expenses for his 20, 21 and 29 year old children.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
plan motion to avoid and reclassify lien of Rushmore Loan Management Services
- Rushmore Loan Management/US Bank (Friedman Vartolo) - objection to confirmation,
need to resolve (UNRESOLVED)
- Debtors plan includes a motion to avoid liens and reclassify claim from secured to
completely unsecured- the first mortgage on property debtor owns with spouse. (CANNOT CRAM FIRST MORTGAGE AND THIS IS A LOAN MOD PLAN. CRAM SHOULD BE STRICKEN)
- need to file Pre-Confirmation Certification with Court (NOT FILED)

RESOLVED ISSUES:
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
The debtor has failed to supply the Trustee with the following document (s):
- auto insurance policy expired 10/23/2022 (RECEIVED)

Plan proposes: $300 x 18 beginning 9/1/2022, $2,750 x 42, loan modification within 90 days of the entry of the loss mitigation order or as further extended by the court, 100% plan
Payments: 2/4, arrears $600
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16218 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $581.00  
As of 12/6/22(mk):

>>Debtor needs to make a payment at the higehr tier of $404- NO cents
>> STILL NEED Amended schedule J to remove student loan payment. Then will work up

--------------------------
1. Trustee Objection:Cert on expenses filed at docket #27.
-need a MP to address car lease.(BOTH CARS IN SPOUSES"S NAME)
-need Amendments to Schedules G to add vehicle lease and Sched J. to remove student loan expense
- excessive expenses: Car insurance $388.33 (need
proof of auto insurance), Car payment $469 (Sched
B, D or Plan does not list car), Debtor student
loans $300 (plan does not list student loans to be
treated outside) and spouse expenses
listed on Sched J (requires proof of expenses 10 days
prior to confirmation.
- Proof of income verifies higher(for spouse) and 22c
has disposable income and may have additional
income pending proof of expenses.
-need service on plan motions.
-Need 2 months bank statements from Investors Bank
savings account (prior to filing date), Auto insurance
and proof of expenses in obj 10 days prior to
confirmation hearing.

>Objection by Rocket Mtg(KML): THIS WAS W/D
-plan fails to pay arrears.MK: petition had NO real property- appears to be in non filing spouse name..& POC HAS NO ARREARS- treated as unaffected

- need Bitcoin and cash app balance statements, prior
to filing date.(Provided)

Plan:$225.96 X 2; $403.65 X 58; Base
2/4 payments
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16234 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS of 12/1/22(mk):

** atty fee issue. atty was paid $3470 before filing then has balance at 2000.in plan. There is only a car with no arrears and rest of case is all guc debt. atty receiving more than div to gucs

1. Trustee objection:
-Wells Fargo(NOT IN PLAN) filed a Bifurcated claim(#14-1) is has a secured part, unsecured part and arrears. HOW IS TRUSTEE TREATING THIS CLAIM?
-There is non-exempt equity in 2011 Lexus
$480, checking acct $500.17, savings acct
$296.07
- Disposable income is negative 1,201. How is this feasible?
Shore Brainfreezers LLC - Value $1,000, business forms have $5,000.
- Falcon Fuel Vending Machines - Value $4,800, business forms has $15,000.
- Add to confirming order Debtor to provide
2 months updated proof of income 6
months from confirming.
-needs atty fee app w/in 7 days of conf.
-must file pre conf cert.

4/4 payments
bar date; 10/17/22
plan:$150 x 36 begin 9/1/22; Base
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16262 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

issues as of 12/7/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to file a feasible plan - that propose a tier plan, car payments $527 ends in month 28 and $292 ends in month 13.RESOLVED
- The debtor has failed to supply the Trustee with the following document (s): Pension loan balance statement prior to filing date. NOT PROVIDED TO DATE
- Arrears claim filed by Santander $69.23.
- Must file Pre-confirmation certificate.
- Debtor to provide Trustee with an update from sale of father's home by the estate when that happens but w/in 4 months of confirmation otherwise.
- Non-exempt assets from estate of debtor's father to be paid to Trustee.
2) State of New Jersey filed claim 4, the priority claim is estimated for 2020 taxes, the general unsecured claim is estimated for 2018 taxes, need to resolve STILL ESTIMATED

proposed plan $300x13, $592X15, $1185X32 with loan mod by 6 months after confirmation2/9/2023 100% plan
paid in $1200
last claim 4
Matter ResolvedRequest
Adjourment
21912/14/2022 10:00 am22-16269 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16289 / MBKKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 4 required payments   Arrears: $2,238.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16316 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 12/5/2022 (at):

1. Pennymac filed a secured arrears claim #1 in the amount of $650.80 which is not in the plan. Is it ok to pay this claim?

2. Trustee's supplemental objection:
Verified income leaves monthly disposable income of $1,327.
Reviewed the 22C, Line 16 (taxes) should be $1,428.44. Per the 22C, monthly disposable income is $577 which requires a minimum dividend of $34,620 to unsecured creditors or 100% plan.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance (insurance expired 10/11/22).
- Arrears claim filed by PennyMac $650.80.
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $200 x 60 beginning 9/1/2022, base
Payments: 3/4, arrears $200
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16340 / MBKGary M. Didieo, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 4 required payments   Arrears: $0  

10/28 AMT: PER SF, DISMISSED IN ERROR/ORDER VACATING DISMISSAL TO CHAMBERS AND RESCHEDULING CONF FOR 12/24<<>>
NS
As of 10/24/22 Debtor attorney requested adjournment, request denied, does not provide updated auto insurance.

As of 10/20/22 (DS): 1. Trustee obj to the following:
- Need 2021 tax return or cert of non-filing of tax returns and updated auto insurance (insurance expired 6/10/22.
- Debtor is to provide the HUD for the 6th Avenue Brick NJ property that was sold in 2020 along with a certification regarding the use of the $130,000 in proceeds.
- SOFA #15 states debtor lost money due to gambling, needs to provide dollar amount lost
and when.

Supplement trustee objection: There is non-exempt equity in real property $6,200

3. Must file Pre-confirmation certificate.

Prop Plan $155 x 60 begin 8/1/2022; Base
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16368 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 4 required payments   Arrears: $3,552.00  
As of 12/7/22(mk):

>1/4 payments. arrears $3,552. Last pay Sept.

1. Objection by Carrington Mtg(Hill Wallack):
-plan fails to pay full arrears

2. Objection by Toyota Motor Credit( Stewart Legal):Objects to cram value.

3. Trustee Objection:
-IRS priority POC higher than scheduled.
-excessive expense items, such as:
$350/month for home maintenance
$425/month for utilities
$550/month for food
$650/month for transportation
$600/month to grandkids
-Need proof of excessive expenses 10 days prior to confirmation.

-Verifiable income leaves monthly disposable
income of $8,648.
-need Certification regarding income
generated from AYA Healthcare.(2 pay stubs uploaded form July- how long has debtor worked there?. need explanation on this income. have there been contracts since July?
- attorney's fees in the plan and disclosure
statement do not agree. One of these must
be amended.(Filed)
-must file pre conf cert.

------------------------
- attorney's fees in the plan and disclosure
statement do not agree. One of these must
be amended.(Filed)
-Need July and August bank statements for
Beneficial, Bank of America and ABCO FCU
accounts showing balances on date of filing.(Provided).


Plan:$1184 X 60 BEG 9/2022; BASE (lump sum 3010 form atty trust acct on conf
1/4/payments
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16380 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $400.00  
As of 12/6/22(mk):

1. Objection by Wilmington(Stern E):
-plan fails to treat claim- POC FOR ARREARS $6,563- OK TO PAY? (mk: atty has reached out to resolve.says debtors brought pre pet arrears current shortly after filing the petition but Mtg co applied them to post petition.

2.Cavalry filed Secured POC for j'ment- Not In Plan- needs to be addressed- APOC TO UNSECURED(21-2)

3. Trustee Objection:
-excessive expenses: $750/telephone, cellphone, internet; $599/car payment;
$150 car repair, (schedules already include $625 under transportation which should
include maintenance).Needs proofs
-must file pre conf cert.


Plan: $440 X 60 BEG 9/2022; BASE
3/3
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16382 / MBKMarcia Y. Phillips, Esq.Order Vacate Dismissal of CaseNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $447.00  
issues as of 12/7/2022 (Jma)

1) Trustee objection to confirmation - need to resolve
-Proof of 2 month's income - Need proof of Uber Eats income for co-debtor.
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: Two car payments on Schedule J and another being paid through the plan. Cannot have 3 car payments.
-The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review
of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $680.
- Need to file Pre-Confirmation Certification. STILL NOT FILED
- Confirming Order must provide for all non-exempt proceeds from personal injury claim. Debtor's counsel must file a motion to approve the recent settlement of the personal injury claim.
2) Debtors plan proposes to pay the Truist Bank/Ally Financial claim #13 in full through plan. Plan provides for 13,228. The claim is only for $9,716.29

proposed plan $446.89x60 base plan
paid in $1,340.67
arrears $466.89
last claim 14
Matter ResolvedRequest
Adjourment
22712/14/2022 10:00 am22-16383 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 12/5/2022 (at):

1. 341 is scheduled for 12/22/2023.
2. Payments: 4/4
Matter ResolvedRequest
Adjourment
23112/14/2022 10:00 am22-16414 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $150.00  
issues as of 10/6/2022(JMA)

1) Trustee objection to confirmation - need to resolve
-The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -the car payment $738 is higher than the allowance
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
-Schedule J does not include rent expense
-need to file Pre -Confirmation Certification with Court
-need to provide documents related to transfer of home in 2020

proposed plan $150x60 begin 9/1/2022 base plan
paid in $300
last claim 25
Matter ResolvedRequest
Adjourment
23312/14/2022 10:00 am22-16439 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $720.00  
AS OF 11/30/22 (SF)


1. Must request adjournment
2. 341 not held - Rescheduled to 12/15/22
3. Payments: 2/3 Arrears: $360


Matter ResolvedRequest
Adjourment
23912/14/2022 10:00 am22-16480 / MBKAndy Winchell, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $9,947.00  
12/6/22 - Email to Bud & Debtor Atty that 341 Meeting can be rescheduled (dm)

99% of docs appear to be in (no rent is received by debtor) and payments made - ADJ to 12/14

issues as of 10/6/2022 (JMA)

1) 341 hearing not held, not rescheduled
2) Rushmore Loan Management Services LLC (Sheldon May & Associates) objection to confirmation - need to resolve
-pre petition arrears $100,069.73
3) Need to file Pre Confirmation Certification with Court

proposed plan $6,000x60 begin 9/1/2022 base plan
paid in $6,000
arrears $6,000
last claim 4
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16510 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 12/6/22 (SF)

1. Trustee objection:

- A copy of the last filed tax return - 2021
- As of now, there is $ 1,969 equity in real property. However, if Schedule C is amended to claim there would be more under (d)(1) there will not be any equity. (NEED AMENDED SCHEDULE C)
must file pre conf cert.


Plan proposes $200 x 60 Base
Payments: 4/4


Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16611 / MBKANDREW J KELLY, ESQConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 4 required payments   Arrears: $10,800.00  
12/6/22 (sf) Adj request denied, no payments and 341 not held due to missing docs
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16613 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 4 required payments   Arrears: $1,133.00  
AS OF 12/1/2022 (at):

RECOMMEND: $3,399 PAID TO DATE, $1,394 x 56 BEGINNING 1/1/2023, BASE
Claim #1 filed by the IRS will be paid through the plan.
Debtor's attorney must file the Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
- Must resolve IRS estimated tax claim. (NO LONGER ESTIMATED)
- Apartment and storage lease. (RECEIVED)
- The debtor has failed to supply the Trustee with the following document (s):
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Rent
$1,041 (P&L also has rent, business run out of home, will need proof of expense), Food
$977 (P&L has expenses for food as well for Debtor), Transportation $1,162, Life insurance
$300.61 (P&L also has life insurance expense), also P&L list car payments, need proof of
additional car payments, plan is cramming 2 vehicles, need to confirm these are not the
expenses listed). Must provide proof of all expenses 7 days before confirmation. (DEBTOR TESTIFIED AT 341 THAT HE NO LONGER HAS THIS BUSINESS. ONLY HIS REGULAR INCOME)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Pending proof on excessive expenses, disposable income may verify much higher. (NON ISSUE - USE I AND J ONLY - NO P&L AS BUSINESS IS NOT OPERATING ANYMORE)
- The current Plan does not specify treatment of IRS under the Plan. (LANGUAGE ADDED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE FILED ON 10/7/2022 - NEED TO WAIT UNTIL 11/4/22 TO CONFIRM)

Plan proposes: $1,133 x 60 beginning 9/1/2022, base
Payments: 3/4, arrears $1,133
Matter ResolvedRequest
Adjourment
26212/14/2022 10:00 am22-16771 / MBKSCOTT M WILHELM, ESQConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,500.00  
AS OF 11/28/2022 (at):

1. 341 is scheduled for 12/15/2022.
2. Payments: 1/3, arrears $1,500
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-16885 / MBKJohn M. Kenney, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 4 required payments   Arrears: $150.00  
AS OF 12/1/2022 (at):

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - of employment as nanny from employer or proof of payments made to Debtor (a certification from Debtor is not acceptable). (NOT RECEIVED)
- A Modified Plan that removes cramdown of 2014 Lincoln on Section 4d (MOD PLAN NOT FILED)
- Mod plan that removes attorney fees owed or amend attorney disclosure to mark off fees will be paid through plan. (MOD PLAN NOT FILED AND AMENDED DISCLOSURE STILL STATES FEES PAID OUTSIDE)
- Amendments to Schedules to add lawsuit against former divorce attorney (NOT AMENDED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
Service not needed if removing cramdown of vehicle. (CERT OF SERVICE NOT FILED AND CRAM NOT REMOVED FROM PLAN)
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
- The trustee needs to receive all non-exempt lawsuit proceeds. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)

Plan proposes: $150 x 60 beginning 9/1/2022, base
Payments: 3/4, arrears $150
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17009 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing on Modified PlanMootDebtor has made 6 of 3 required payments   Arrears: $0  
Total Paid In: $1,356.00
PREVIOUSLY CONFIRMED.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17010 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $400.00  
AS OF 12/1/2022 (at):

1. Objection filed by Specialized Loan Servicing/HSBC Bank (Stewart Legal) - failure to cure full arrears of $57,584.48 (Per obj - no POC yet) (UNRESOLVED)

2. The IRS filed a priority claim #1 in the amount of $1,464.57 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Wells Fargo Bank statements from 7/27/22 to 9/2/22 and Credit Union of NJ from 8/1/22-9/2/22. (RECEIVED WELLS FARGO ACCOUNT - NEED CREDIT UNION OF NJ ACCOUNT)
- Must resolve creditor objection. (UNRESOLVED)


RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE FILED)
- Must file Pre-Confirmation Certification with Court. (FILED)

Plan proposes: $400 x 60 beginning 10/1/2022, loan modification by 3/2023, base
Payments: 2/3, arrears $400
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17026 / MBKAndrew Carroll, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,390.00  
(AMT: Doc #23 was w/d - Plan doc #31 filed 11/7 with notice, but did not get a hearing date scheduled)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17075 / MBKLEONARD R BOYERConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 12/7/2022 (JMA)

1) PHH Mortgage Corporation (RASC) objection to confirmation, need to resolve
-pursuant to loan mod denial letter dated 10/21/2021 loan mod is not viable option debtor is able to pursue a Short Sale or Deed in Lieu.
-the plan fails to identify the treatment of the full pre-petition arrears of approximately $97,992.73
2) Attorney filed opposition to creditor objection - debtor assumed mortgage of the home she inherited from her mother when she passed away - need to resolve
3) Trustee objection to confirmation - need to resolve
- Republic Bank statement dated 8/5/2022 shows end balance of $3,906.16; Navy Federal Credit Union statement dated 8/13/2022 shows balance of $51.10; TD Bank statement dated 8/30/2022 states account closed - should amend schedules A/B and C accordingly.
- PHH Mortgage Corporation (RASC) objection to confirmation - need to resolve.
- need to file Pre-Confirmation Certification with Court.
- proposed plan must remain at 100% based upon non-exempt equity in real estate.

proposed plan $100x12 begin 10/2022 loan mod by 3/1/2023 100% plan
paid in $348
last claim 4
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17109 / MBKDAVID A. SEMANCHIK, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $25.00  
AS OF 12/6/22 (SF)

Trustee objection:

- A copy of the homeowner's insurance renewal declaration - with personal liability
coverage.
- A copy of the deed - Need updated Deed if ownership changed to debtor and
co-debtor. (DEBTOR HAS 50% INTEREST IN PROPERTY)
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C
takes joint d(1), Debtor is only on Deed with 3 additional Grantors. Only allowed to use
$27,900 and (d)(5) exemptions. (NEED AMENDED SCHEDULE C)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,220 when
determining disposable income.
- There is non-exempt equity in real property $132,812.49.
- Must file Pre-confirmation certificate.

Plan proposes $2000 x 60 100%
Payments: $5975 Received Arrears: $25
Matter ResolvedRequest
Adjourment
27012/14/2022 10:00 am22-17162 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 3 required payments   Arrears: $1,047.00  
now current ok to adjourn, request received
AR PYMT POSTED ATTY TO APPEAR AND REQUEST ADJ issues as of 10/14/2022 (JMA)

1) 341 not held, rescheduled for 11/17/2022
2) No Trustee plan payments to date, arrears $922 NOW CURRENT
3) Need to file Pre-Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17172 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $400.00  
AS OF 12/1/2022 (at):

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance, if not confirmed by 12/14/22 (insurance expires 12/17/22).
- A Modified Plan that removes cram of 2017 Volkswagen Passat with Global Lending
on Section 4d and 7c or removes from Section 4g pay claim in full. Cannot be both. (MOD PLAN NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $475 and Transportation $500.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- There would be disposable income $724.
The circumstances and contents of the debtor's Plan, when taken in their totaility,
indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)
(3).
- 2017 Volkswagen Passat was purchased 6/4/22, plan is proposing to cram said lien.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (NEED PROOF OF SERVICE ON GLOBAL LENDING FOR CRAM)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,007 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $400 x 60 beginning 10/1/2022, base
Payments: 2/3, arrears $400
Matter ResolvedRequest
Adjourment
24212/14/2022 10:00 am22-17186 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AMT: 11/9 Sub of Atty from debtor to Radowitz is noted on PACER as error/mtn required.

issues as of 12/7/2022

1) Trustee objection to confirmation - need to resolve
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $600. RESOLVED
-The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): There is disposable income $826.75.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $2,763 when determining disposable income.
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in bank accts $1,581.46.
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

proposed plan $425x36 begin 10/1/2022 base plan
paid in $850
last claim 7
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17229 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $200.00  
AS OF 12/1/2022 (at):

1. Need clarification as to intention of debtor with regard to the $22,000 in the IRCO FCU account.

2. Harley Davidson filed a secured arrears claim #8 in the amount of $470.39 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

3. Koalafi filed a secured arrears claim #1 in the amount of $546.96 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

4. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $500/month for ownership expenses (no lien on trailer and land lease is already on
Schedule J) (OK - LIEN ON TRAILER AND MONTHLY PAYMENT OF $500)
- $167/childcare/education (son is 19)
- $235/month for clothing
- Need proof of expenses 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $687.
- Need August and September bank statements for IRCO FCU account. (NOT RECEIVED)
- Need copy of HUD-1 from the sale of Florida real estate. (NOT RECEIVED)

RESOLVED ISSUES:
- Need copy of rent to own agreement for the Trailer. (RECEIVED - DEBTOR TO PAY $500/MONTH UNTIL PAID IN FULL - TERM IS 30 MONTHS BEGINNING 4/2022)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $13,050 in non exempt equity in the trailer. (NO EQUITY IN THE TRAILER - RENT TO OWN AGREEMENT)
- There is $6,975 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- Reviewed the 22C, Line #16 (taxes) should be $1,699, Line #19 (court ordered payments) needs documentation and is not on Schedule J, Line #22 (additional healthcare costs) requires documentation an
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17337 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $345.00  
AS OF 11/30/2022 (at):

1. 341 is scheduled for 1/12/23
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17466 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

ISSUES AS OF 12/7/2022 (DM):

1) FinWise Bank filed $689.87 secured claim for Bob's Discount Furniture not treated in the plan (OKAY TO ADD?)

2) Santander filed a $0 arrears claim for 2019 Jeep Cherokee not treated in the plan (ADD SECURED UNAFFECTED??)

3) Debtor's counsel must provide an estimated fee for work-up.

4) Trustee OBJ:
- Tax refund of $5,010 was not prorated and included in disposable income calculation.
- Need to file Pre-Confirmation Certification.


Prop. Plan $1,335 x 60, Base
PTD 3/3 = $4,005
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
24812/14/2022 10:00 am22-17497 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 12/5/2022 (at):

1. Objection filed by Wells Fargo Bank (LOGS Legal Group) - plan is silent to this creditor and property. Failure to cure pre-petition arrears of $975.30 (Per POC)

2. Objection filed by Americredit (Morton) - creditor wants interest of 8.25% on $14,233.04 over the life of the plan.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that removes Americredit from Part 4b or amend Sch J to remove car
payment (MOD PLAN NOT FILED AND SCHEDULED J NOT AMENDED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Wells Fargo. (UNRESOLVED)
Need copy of divorce settlement and copy of Deed transfer to ex -husband. (NEITHER RECEIVED)

RESOLVED ISSUES:
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Confirming Order must include all non-exempt proceeds from personal injury claim. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 10/1/2022, base
Payments: 2/3, arrears $300
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17530 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $128.00  
issues as of 12/7/2022 (JMA)

1) Star221, LLC (Stern Eisenberg) objection to confirmation - need to resolve
-plan does not propose payment of arrears, only payment by loan modification
2) US Bank (Friedman Vartolo) objection to confirmation - 11/28/2022 ORDER GRANTING IN REM RELIF FROM STAY AND CO DEBTOR STAY
-plan does not propose payment of arrears, only payment by loan modification
3) Trustee objection to confirmation - need to resolve
-auto insurance expired 6/4/2022
-Star221, LLC (Stern Eisenberg) objection to confirmation - need to resolve
-SN Servicing/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-need to file Pre-Confirmation Certification with Court- need amendments to petition for debtor's address . Correct address is Poplar Place. Petition has Poplar Street.

proposed plan $128x36 with loan mod by 5/31/2022 100% plan
paid in $256
arrears $128
last claim 8
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17547 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 3 required payments   Arrears: $11,152.00  
As of 12/1/22 (DS): 341 not held 10/20/22, still missing 2 months business P&L statements, complete Business questions form and car insurance which provides expiration date. Debtor in arrears $11,152, made 1 out of 3 payments, last payment made 11/9/22.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17586 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 3 required payments   Arrears: $1,263.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17601 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $340.00  
as of 12/6/22(mk):


Trustee Objection:
-Verified income leaves moly dispos. income $1,738.68
- Schedules fail to account for tax refund of $3,292.00



Plan:$340 X 60 BEG 10/2022; BASE
2/3/ payments
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17630 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 12/6/22 (SF)

RECOMMEND $2343 PTD, $931 X 57 (BEGIN 1/1/23) BASE W/MIN $5966 TO GUCS PER N/E IN REAL ESTATE
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- ATTY MUST FILE FEE APPLICATION FOR HOURLY ESTIMATED FEES OF $2700 WITHIN 7 DAYS OF ENTERED CONF ORDER
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


Trustee objection:
- Need a copy of the homeowner's insurance renewal declaration - document provided did
not include declaration page, need to provide
- -Income verifies higher than scheduled leaving disposable income of $411.42
- excessive expenses on Schedule J $620/transportation; $650/food for 1 (REDUCED EXPENSES BY $520) DISPOSABLE INCOME IS NOW $931
- excessive expense on Form 122c-2 Line 23 $150/telephone etc. Trustee allows $50
deduction
-Form 122c-2 Line 45 shows $780.59monthly disposable income which requires minimum
$46,835.40 dividend to general unsecured creditors
- -there is non-exempt equity of $5,965.50 in house
-Chime acct #287 the 8/31/2022 statement shows ending balance $1,986.58. Did not
provide September statement showing zero balance. Need to amend Schedules A/B and
C or provide September statement before filing date of 9/27/2022.
-Need to file Pre-Confirmation Certification with Court

copy of HUD provided - Debtor sold Mantoloking Road 10/20/20 and purchased 430 Carlisa Drive 11/16/20

Plan proposes $781 x 60 Base; Student loans outside
Payments: 3/3
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17632 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $150.00  
issues as of 12/7/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-Proof of 2 month's income - from non-filing spouse for September and October 2022.
-Amendments to Schedules "I" to include the spousal income.
-Must file Pre-confirmation certificate.

proposed plan $150x36 begin 10/1/2022 base plan
paid in $300
arrears $150
last claim 4
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17651 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 2 of 3 required payments   Arrears: $700.00  
AS OF 12/1/2022 (at):

WILL REVIEW AFTER BAR DATE OF 12/6/2022.

Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,700/month for food
$400/month for medical and dental
Need proof of excessive expenses 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $3,510.00.

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $364.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (FILED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)

Plan proposes: $700 x 18 beginning 10/1/2022, $1,550 x 42 beginning 4/1/2024, 100% to unsecured creditors
Payments: 2/3, arrears $700
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17652 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $1,321.00  
As of 12/1/22 (DS): 341 sched 12/15/22 , must submit confirmation adjournment request.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17667 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17669 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 12/5/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 3/3
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17681 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17708 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 is scheduled for 1/12/2023.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17710 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,475.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17760 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 3 required payments   Arrears: $1,200.00  
As of 12/1/22 (DS): 341 sched 12/15/22, no Trustee payments made. Debtor in arrears $1,200, made 0 out of 3 payments. Must get current then submit confirmation adjournment request.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17767 / MBKJenee K. Ciccarelli, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $658.00  
issues as of 12/7/2022 (JMA)

1) 341 hearing not held, not rescheduled
2) Not current with Trustee plan payments, arrears $657.84
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17777 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 12/5/22 (SF)

1. Objection filed by PennyMac Loan Services (Powers) - failure to pay arrears of $828.43
2. IRS priority claim 1-2 is estimated (NEED AMENDED CLAIM)
3. Pennymac Loan Services filed arrears claim 10-1 in the amount of $828.43 (OK TO PAY?)


Plan proposes $250 x 48 Base
Payments: 3/3


Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17805 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 12/7/2022 (JMA)

1) MTG Assets Management Inc claim 1 is lower than proposed at $7,240.12.
2) Bar date does not expire until 12/12/2022
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17850 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0  

As of 12/1/22 (DS): 341 not held 11/3/22, still need Deed, auto insurance for 2002 Honda Civic and updated homeowner insurance (insurance expires 12/3/22).
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17858 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $150.00  
AS OF 12/5/22 (SF)

1. Summit Manor Apartments filed bifurcated claim 2-1. $3025 is priority and $43,662.73 is unsecured. (How should this claim be paid?)


2. Trustee objection:

- The Schedules fail to account for the debtor(s) tax refund in the amount of $876 when
determining disposable income.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution
- Need to file Pre-Confirmation Certification.

Plan proposes $150 x 36 Base
Payments: 1/2 Arrears: $150

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17863 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17864 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $3,308.00  
AS OF 12/5/2022 (at):

THE IRS FILED A SECURED CLAIM FOR $55,043.18 AND US BANK FILED A SECURED CLAIM FOR $87,552.80. TRUSTEE PAYMENT WILL NEED TO BE $5,597 MOVING FORWRD TO PAY 100%.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that removes attorney fees to be paid $2,650 or amended attorney
disclosure that marks off attorney fees will be paid. (AMENDED DISCLOSURE STILL STATES FEES WILL BE PAID OUTSIDE)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Cell $247.82 and internet/cable $235.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c has disposable income $4,733.93 and would require minimum dividend $284,035. The plan must remain at 100% to creditors.
- Proof of income verifies higher. There is disposable income $5,372.97 monthly. The plan length should be shortened.
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $3,308 x 60 beginning 11/1/2022, 100% to unsecured creditors
Payments: 1/2, arrears $3,308
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17870 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17871 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $1,114.00  
AS OF 12/5/2022 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - which provides 6 months recent comps. (NOT RECEIVED)
- Amendments to Schedules SCH FOR UBER AND FAMILY CONTRIBUTION (NOT AMENDED)
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
- Add to confirming order Debtor to provide 2 months updated proof of income from Debtor and spouse and 2022 tax return 6 months from confirmation. (LANGUAGE ADDED)


Modified plan before confirmation proposes: $1,114.69 x 60 beginning 11/1/2022, base
Payments: 1/2, arrears $1,114.38
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17877 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17893 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

MFR on 12/14/22 OTBS TERMS PAY CLAIM AND ONGOING PYMTS DIRECT
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17909 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17917 / MBKMichael Khalil, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

ISSUES AS OF 12/6/2022 (DM): may want to adjourn past the Bar Date and set payment up at 100% - currently $9,500 general unsecured claims filed.


1) Plan provides $67,337 treatment to New Rez/Wells Fargo - creditor filed $82,126.42 arrears claim (OKAY TO PAY HIGHER CLAIM??)

2) Trustee OBJ:
- Disposable income verifies at $2,600 per month - disposable income per schedules is $3,031 per month and debtor is only proposing a $1,700 payment.
- Per Form 22C, monthly disposable income is $2,844 which requires a $170,640 minimum dividend to general unsecured creditors.
- There are $34,778 non-exempt funds in bank accounts.
- Need to file Pre-Confirmation Certification

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need DSO information (RECEIVED).
- Need statements for two Fidelity loans on debtor's pay stub (RECEIVED - LOAN #1 ENDS 1/16/24 AND LOAN #2 ENDS 2/16/26).
- The Plan needs to run 60 months pursuant to B22C form (PLAN IS 60 MONTHS - THERE IS A LUMP SUM PAYMENT IN MONTH 60).


Prop. Plan $1,700 x 59, $38,700 x 1, Base
PTD 2/2 = $3,400
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17920 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 2 of 2 required payments   Arrears: $0  

As of 12/6/22(mk):


1. Trustee objection:
-need 2 months bank statements from savings
acct#3706 listed on paystub, 2 months prior to
filing date.
-Must file Pre-confirmation certificate
-----------------------------
-plan consists of unnecessary or excessive expense
items, such as: Medical$150 and therapist $375
(requires proof of medical expense 7 days before
confirmation hearing).MK: EXPENSES ARE OK


Plan:$800 x 36 begin 11/1/22; Base
2/2 payments
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17922 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 12/5/2022 (at):

1. Skyone FCU filed a secured arrears claim #2 for a 2015 Kia in the amount of $518.50 which is not in the plan. Is it ok to pay this claim?

2. Skyone FCU filed a secured arrears claim #3 for a 2016 Nissan the amount of $204.01 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - Need October pay stubs. Only received September and debtor is a teacher. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $3,150/month for rent
- $206 and $300 car payments - can only have one car payment
Need proof of excessive expenses 10 days prior to confirmation.
- The Plan needs to run 60 months pursuant to the B22C form.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need a statement for the TPAF loan. (NOT RECEIVED)
- Confirming order must provide for all non-exempt proceeds from claim against
PALISDALE LEGAL GROUP, PLLC & THE VERITAS LEGAL PLAN, INC.
- Need Certification regarding pension loan taken prior to filing and what the proceeds
were used for. (NOT RECEIVED)

RESOLVED ISSUES:
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $100 x 36 beginning 11/1/2022, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17930 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 1 of 2 required payments   Arrears: $930.00  
as of 12/7/2022 (JMA)

to resolve Trustee objection need to confirm at $930 paid to date, $955x58 begin 1/1/2023 base plan with all non-exempt proceeds from personal injury/car accident lawsuit paid to Trustee

proposed plan $930 60 begin 11/1/2022 base plan
paid in $930
arrears $930
last claim 5
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-17996 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $100.00  
issues as of 12/5/2022 (JMA)

1) 341 has not been held, not rescheduled
2) Not current with Trustee plan payments, arrears $100
3) Need to file Pre-Confirmation Certification with Court

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18005 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,825.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18010 / MBKBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 12/5/22 (SF)

RECOMMEND $800 X 1 (BEGIN 11/1/22); $904 X 59 (BEGIN 12/1/22) 100% PLAN W/MIN $311,979 TO GUCS PER N/E IN REAL ESTATE
- CONFIRM WITH TRUSTEE STANDARD ORDER OF DISTRIBUTION



Plan proposes $800 x 60 100%
Payments: 1/2 Arrears: $800

RESOLVED ISSUES:
1. Trustee objection:
-auto insurance expires 11/15/2022 - need renewal (RECEIVED)
-need to file pre confirmation certification with court (FILED)

2. Add to confirmation order Trustee Standard Order of Distribution


Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18013 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $200.00  
AS OF 11/30/22 (SF)


1. Must request Adjournment
2. 341 not held - Rescheduled to 12/22/22
3. Payments: 1/1

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18020 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $870.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18028 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0  

As of 12/1/22 (DS): 341 not held 11/10/22, no docs provided.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18032 / MBKBrian Gregory HannonConfirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18033 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $310.00  
341 NOW ON FOR 12/15/22. 1/1 payment

>NEEDS REQUEST TO ADJ. THIS CONF HEARING<
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18035 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $550.00  
AS OF 11/30/22 (SF)



1. 341 not held - Rescheduled to 12/22/22
2. No Payments Arrears: $275

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18059 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $540.00  
AS OF 12/5/2022 (at):

IF A PAYMENT IS MADE, NEED TO REQUEST AN ADJOURMENT OF THIS CONFIRMATION HEARING SO THAT 341 CAN BE HELD ON 12/22/2022.

1. 341 is scheduled for 12/22/2022.
2. Payments: 0/2 arrears $540
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18067 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 2 required payments   Arrears: $870.00  
issues as of 12/7/2022 (JMA)

1) No Trustee plan payments to date, arrears $870
2) Capital One Auto Finance (2017 Ford Escape) filed secured claim 7 with arrears in the amount of $386.05 - either pay arrears through plan or move against claim - need to resolve
3) Trustee objection to confirmation - need to resolve
-Need statements for the debtor's 2 401k loans.
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: $460/month for food, $1,080/month for transportation & maintenance
-Need proof of excessive expenses 10 days prior to confirmation.
-The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $672.
-Need to file Pre-Confirmation Certification.
-Need to resolve the estimated claim filed by the IRS.
-Need a copy of the debtor's bonus check showing net payment to the debtor.
-Need September and October bank statements for account #6442. (per direct deposit on pay stubs

proposed plan $435x24, $741x10. $851x26 base plan
paid in $0
larrears $870
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18071 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $600.00  
AS of 12/7/22(mk):


1. Objection by Specialized Loan(Pluse):
- plan not feasible. Lm speculative

2. Objection by Cap. One (Lavin, Cedrone):
objects to cram

3. Must resolve IRS estimated tax claim.

4. Trustee Objection:
-St. Of NJ POC HIgher(8,189.17 than scheduled $3,812.45
- Need 2 months bank statements for Chase checking
account prior to filing date.(Provided)
-need updated auto insurance(Provided).


Plan:$600 x 5; $944.38 x 55; Base and Loan mod by 3/2023
1/2 payments
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18081 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $500.00  
issues as of 12/7/2022 (JMA)

1) 341 hearing not held, rescheduled for 12/15/2022
2) Not current with Trustee plan payments, arrears $500
3) Need to request adjournment of confirmation hearing for 341 to be held.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18099 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 2 required payments   Arrears: $463.00  
AS OF 12/1/2022 (at):

PER ATTORNEY DISMISS AND HOLD FEES.

RECOMMEND: $463 PAID TO DATE, $1,067 x 59 BEGINNING 12/1/2022, $48,886 TO UNSECURED CREDITORS
Preserve non exempt equity of $48,886 in real estate.
Claims will be paid according to the trustee's order of distribution.

Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $48,886 non-exempt equity in real estate.

Plan proposes: $463 x 60 beginning 11/1/2022, $15,118.30 to unsecured creditors.
Payments: 1/1
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18109 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $5,000.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18120 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

as of 12/7/2022 (JMA)


ok to confirm at $710x36 begin 11/1/2022 with 18 month cure of rental arrears base plan

proposed plan $710x36 begin 11/1/2022 with 18 month cure of rental arrears base plan
paid in $1420
last claim6
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18123 / MBKGary M. Didieo, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 12/5/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18150 / MBKJOSEPH I WINDMAN, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

12/2/22(mk):atty ok to terms

**CAN REC CONFIRM AT $5,070 x 60 Begin 11/21/22, Base .Preserve equity T/h in real property of $5,649.
--------------

1. Villages at Meadow Creek filed an unsecured claim(#5-3) of $2,084.50. ALSO Estates at Meadow Creek filed a separate unsecured claim(#10-1) for $3,090 - both are for unpaid confo fees. PLEASE REVIEW THESE CLAIMS. Plan has it secured and Pay in full. Trustee pays per filed claim Unless thee is an order otherwise.(Per atty - pay claims as filed)

2. Trustee Objection:Resolved_ expenses proof provided and income recalculated.
-plan consists of unnecessary or excessive
expense items, such as: Car
payment $800.36 and Transportation
expenses total $919.34 (transportation
$300, auto maintenance $100, Highway
tolls $20, commuting/bus/subway $426 and
commuter lot/automobile tolls $73.34). -NEEDS PROOF OF EXPENSES (PROVIDED)-not paying all disposable income into plan:
Line 45 has disposable income $2,723.8,
which would require minimum dividend
$163,431.60 to gucs. Also pending all
claims filed may be more disposable income
on Line 45.
-As of now, there is non-exempt equity in real property. $5649.

Plan:$5,070 x 60 begin 11/1/22; 88%
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18155 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $2,720.00  
issues as of 12/7/2022 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $2,720
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18160 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 0 of 2 required payments   Arrears: $1,250.00  
AS OF 12/1/22 (SF)



RECOMMEND $100 X 1 (BEGIN 11/1/22) $1250 X 35 (BEGIN 12/1/22) BASE PLAN


Plan proposes $100 X 1; $1250 X 35 BASE
Payments: 1/2 Arrears: $1250

RESOLVED ISSUES:

-bank statements provided fail to include the name of the Bank or the name/address of
the debtor (Schedule A/B references CUNJ) RECEIVED

Trustee objection:
- The debtor has insufficient income .
- need to file Pre-Confirmation Certification (FILED)
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18163 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $322.00  
As of 12/1/22 (DS): 341 scheduled 12/15/22; Debtor in arrears $322, made 0 out of 2 payments. Must get current then submit confirmation adjournment request.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18182 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $850.00  
341 is 12/1/22.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18186 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $100.00  
issues as of 12/7/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-car insurance expires 11/27/2022 - need to provide renewal
-The Schedules fail to account for the debtor(s) tax refund in the amount of $2,800 when determining disposable income.
-need to file Pre Confirmation Certification with Court

proposed plan $100x36 base
paid in $100
arrears $100
last claim 11-1
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18187 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $542.00  
AS OF 11/30/22 (SF) Copy of Will provided. Need to review

1. Carvana/Bridgecrest filed arrears claim 6-1 for $1189 (OK TO PAY?)

2. Trustee objection:
- The debtor has failed to file a feasible plan - trustee payment is insufficient to cure
mortgage and rental arrears.
-Need a statement for the debtor's pension loan.
- A Modified Plan that increases trustee payment in December, 2024 when pension
loan is paid off.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$700/month car payment
- Verified income leaves monthly disposable income of $1,728.93. (100% plan )
- The Plan fails to provide for a prompt cure of rental arrears.
- Need to file Pre-Confirmation Certification.
- Need to amend Statement of Financial Affairs to list attorney 's fees paid



Plan proposes $1142 x 60 100%
Payments: 1/1

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18188 / MBKEdward Nathan VaismanConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18189 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 2 required payments   Arrears: $0  

Mod plan filed 12/1/22 and previous plan withdrawn 12/1/22.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18198 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 12/5/2022 (at):

1. 341 is scheduled for 12/22/22.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18214 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 11/30/22(mk);

>>BAR DATE IS 12/27/22. THIS SHOULD BE ADJOURNED TO AFTER THAT DATE.

1. Trustee Objection:
-Need September and October bank statements for all accounts. Spouse is paid by
direct deposit.
-need a Modified Plan that addresses priority
claim filed by the State of NJ
-There is $82,286 in non exempt equity in the Violet Lane property. (100% plan )
- must file pre conf cert.

Plan: $225 X 36 BEG 11/2022; LM 6MO AFTER CONF (1409 5TH AV); 100%
1/1 payments
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18221 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $666.00  
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18253 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 0 of 2 required payments   Arrears: $0  

CASE WAS CONVERTED TO A CHAPTER 7 ON 11/10/2022.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18266 / MBKMICHAEL P OTTO ESQConfirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $718.00  
11/4/22 Adj. request denied. No payments.


341 scheduled for 12/15/22, Debtor in arrears $718, made 0 out of 2 payments
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18279 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $2,000.00  
12/6/22(mk):


no payments
no 341
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18292 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 11/29/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE HELD ON 12/22/22

1. 341 is scheduled for 12/22/22.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18296 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 11/29/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED ON 12/15/2022.

1. 341 is scheduled for 12/15/2022.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18300 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

As of 12/7/22 (DS): 1. Trustee obj to the following:
- There is estimated non-exempt equity in real property $7,725.70, no State of NJ tax claim or real property tax claims filed. Recommend waiting pass bar date 12/28/22 to determine non-exempt equity.
- Must resolve creditor objection.

2. Wells Fargo (BROCK & SCOTT) obj to arrears owed, POC filed arrears $673.27.

Prop Plan $250 x 31 begin 11/1/22; $1,050 x 29 begin 6/1/25; Base
Note: Disposable income is fine, since plan is proposing a step up plan, due to pension loan ending.
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18302 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $250.00  
AS OF 11/30/22 (SF)

1. Must Request Adjournment
2. 341 not held. Rescheduled to 12/22/22
3. Payments: 1/1
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18332 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $632.00  
12/6/22(mk):

NO Payments
No 341- no docs at all
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18819 / MBKJohn Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 10:00 am22-18991 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 11:00 am20-21120 / KCFJonathan Goldsmith-Cohen, Esq.AP Motion Summary JudgmentJudge to Reserve Decision
Case converted to Ch. 7 and assigned to KCF
Matter ResolvedRequest
Adjourment
012/14/2022 11:00 am20-21120 / KCFJonathan Goldsmith-Cohen, Esq.AP Motion to DismissJudge to Reserve Decision
Case converted to Ch. 7 and assigned to KCF
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm17-28432 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $13,749.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm17-34790 / MBKEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $319,280.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm18-34653 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $44,982.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm19-10643 / MBKAndrew Thomas Archer Motion CompensationNo Opposition FiledTotal Paid In: $26,983.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm20-10398 / MBKWarren Brumel, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $10,200.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm20-11841 / MBKNicholas Fitzgerald, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $22,134.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm20-20138 / MBKJames J. Romero, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $31,185.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm20-20282 / MBKAndrew Thomas Archer Motion CompensationNo Opposition FiledTotal Paid In: $15,766.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm20-23678 / MBKCamille J. Kassar, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $16,720.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm21-12827 / MBKDavid E. Shaver, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $86,151.00
Amended Order submitted to Chambers on 11/22/22
amt: proposed order does not specify to be paid in plan.
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm21-14197 / MBKDavid G. Beslow, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $7,200.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm21-14281 / MBKDANIEL L. REINGANUMMotion CompensationNo Opposition FiledTotal Paid In: $3,400.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm21-14613 / MBKAndrew Thomas Archer Motion CompensationNo Opposition FiledTotal Paid In: $37,133.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm21-17260 / MBKKarina Pia Lucid, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $23,880.00
Matter ResolvedRequest
Adjourment
27012/14/2022 2:00 pm22-10573 / MBKEdward Hanratty, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $27,857.00
amending order
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-14292 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,836.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-14304 / MBKJacqueline R. Rocci, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
12912/14/2022 2:00 pm22-14343 / MBKMarc C. Capone, Esq.Notice of Hearing (Upload)Needs Resolution of Issues - Objections
Debtor obj

CREDITOR, D'AGOSTINO, MTN TO DISMISS
--claims debtor is committing fraud, lying about income etc.

341 held trustee awaiting lots of info but case is 100%-

***FYI MP #81 is a dividend not less that $84,342.50 NOT 100%
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-14343 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 7 required payments   Arrears: $1,715.00  
12/7/22(mk):work up on MP before conf #51

>>Creditor motion to Dismiss on 12/14/22 at 2:00PM- Needs to be resolved before confirming a plan


1. Freedom Mtg listed as unaffected- Small arrears POC $448.91- OK TO PAY?

2. Limite objection by Domino's franchising, Dominos Pizza LLC and INC (Wong Fleming):
-plna fails to cure defaults under Doino's Pizza contracts

3.Claim of Celtic bank(#10-1) filed as secured for business- says personal gty- HOW DO YOU PROPOSE TO HANDLE THIS CLAIM?

4. Claim of National Funding(#6-1) filed as secured for business- personal gty

5.Trustee objection:
-needs amended J to remove all
expenses for the boat that is due to
be sold.
- NE Equity in real property $84,894(mtg claim came in a bit lower)

Plan: $4300 PTD; $1715 X 55 BEG 11/2022; SALE OF 2016 STEIGERCRAFT BOAT; MIN $84,342.50

PTD:$6,015
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-15393 / MBKCamille J. Kassar, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,000.00
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-15859 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $3,200.00
(AMT: **NEEDS TO FILE PRE-CONF CERT**)
Matter ResolvedRequest
Adjourment
27512/14/2022 2:00 pm22-15981 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
FILING FEE
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-17224 / MBKMelinda D Middlebrooks, EsqOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-17320 / MBKBruce C. Truesdale, Esq.Order Show CauseJudge to Reserve DecisionTotal Paid In: $450.00
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-17381 / MBKPRO SENotice of Hearing (Upload)Needs Resolution of Issues - Objections
Trustee objection

DEBTOR MTN FOR TRUSTEE TO SHOW CAUSE WHY HE SHOULD NOT BE RECUSED FROM CASE
Matter ResolvedRequest
Adjourment
28212/14/2022 2:00 pm22-17955 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
28512/14/2022 2:00 pm22-17993 / MBKDavid G. Beslow, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-17996 / MBKPeter E. Zimnis, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18005 / MBKBruce C. Truesdale, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18444 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18701 / MBKRobert Cameron Legg, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18727 / MBKJOHN D DICIURCIOOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18737 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18757 / MBKJose R. Torres Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18775 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18778 / MBKRONALDO C GEORGEOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18791 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18797 / MBKJames J. Cerbone, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18819 / MBKJohn Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18826 / MBKJeffrey E. Jenkins, Esq.Order Show CauseMoot - Dismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18863 / MBKJohn Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18866 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18897 / MBKJeffrey E. Jenkins, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18911 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18928 / MBKPaul H. Young, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18978 / MBKRobert C. Nisenson, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-18997 / MBKRobert H. Johnson, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19016 / MBKBrad J. Sadek, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19036 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19039 / MBKRobert Cameron Legg, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19045 / MBKPaul H. Young, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19063 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19122 / MBKJeffrey E. Jenkins, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19139 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19153 / MBKHerbert B. Raymond, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19163 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19229 / MBKEdward Hanratty, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19267 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19283 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/14/2022 2:00 pm22-19286 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes