| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 0 | 12/11/2024 8:30 am | 24-18431 / SLM | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 8:30 am | AS OF 11/27/24 (SF) Atty will provided updated CMA RECOMMEND $2250 PTD, $1382 X 57 (BEGIN $12/1/24) BASE W/MIN $45,610 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - OK TO PAY ARREARS CLAIM 10-1 FOR DEUTSCHE BANK - MUST FILE PRE-CONFIRMATION CERT WITHIN 7 DAYS 1. Deutsche Bank filed arrears claim 10-1 in the amount of $506.70 (OK TO PAY?) 2. Schedules I and J were amended. Disposable income is now $7223.79. Income is reduced by deducting social security and VA disability income leaving net disposable income of $1382. 3. Trustee objection: - Need a current market analysis - CMA provided dated 11/14/2023, need new CMA with comps 6 months before filing (NOT PROVIDED. USED ZILLOW AND NONEXEMPT EQUITY IN REAL ESTATE IS IS $36,760) - Excessive expense transportation $575 on Schedule J -Excessive expense on Form B122-C2 Line #23 $250/ allowance for this is $50. This increases Line #45 to $2,315.57 which requires $138,934.20 to general unsecured creditors. - There is non-exempt equity as follows: $2,740/house (may change when updated CMA provided); $6,150/Ford Escape; $1,400/refrigerator; $1,300/TV. Total non -exempt equity $11,600. -Need to file Pre-Confirmation Certification with Court. Plan proposes $750 x 60 Base Payments: 3/3 RESOLVED: - Need Amendments to Schedules sch I for VA disability (RECEIVED) |
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Matter ResolvedRequest Adjourment | 1 | 12/11/2024 9:00 am | 17-15246 / MBK | Robert C. Nisenson, Esq. | Motion Reopen Ch. 13 Case (fee) | No Opposition Filed | MTN REOPEN TO FILE AP |
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Matter ResolvedRequest Adjourment | 2 | 12/11/2024 9:00 am | 19-12182 / MBK | Robert Cameron Legg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN ALLOW ADMIN CASE |
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Matter ResolvedRequest Adjourment | 3 | 12/11/2024 9:00 am | 19-12879 / MBK | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT: MP 12/11**RECOMMEND DISMISSAL**<> $41,570 ARREARS ADJ by MBK to 11/13/24 - MBK suggested conversion to Ch. 7 or a new case (dm) - Conduit Case. - MP filed to sell - no payment to creditor pending sale. - Not sure if property is listed for sale yet. ADJ Request Denied - last payment received in April (dm) --FINALLY ONE IN NOVEMBER Debtor obj, filing MP<>ARREARS; FAILED TO MAKE LUMP SUM PYMT BY 7/31/24 OR FILE MP TO SELL PPTY |
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Matter ResolvedRequest Adjourment | 4 | 12/11/2024 9:00 am | 19-17821 / MBK | Steven J. Abelson, Esq. | Motion Enforce | Needs Resolution of Issues - Objections | First Atlantic obj (McCabe)<>MTN TO REOPEN TO FILE FIN MGNMT |
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Matter ResolvedRequest Adjourment | 5 | 12/11/2024 9:00 am | 19-22964 / MBK | Peter J. Broege, Esq. | Motion for Exemption | No Opposition Filed | MTN FOR EXEMPTION FROM CERT IN SUPPORT OF DISCHARGE |
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Matter ResolvedRequest Adjourment | 6 | 12/11/2024 9:00 am | 19-25111 / MBK | Marc C. Capone, Esq. | Creditor Certification of Default | Continued 1/29/2025 9:00 am | case is closed and 63 months, any payments need to be outside EDC Debtor obj, can make pymts<>PHH/Oxford Circle (RAS) |
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Matter ResolvedRequest Adjourment | 7 | 12/11/2024 9:00 am | 19-27097 / MBK | Warren D. Levy, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymts<>BOA/Wilson Dr (LOGS |
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Matter ResolvedRequest Adjourment | 8 | 12/11/2024 9:00 am | 19-30587 / MBK | Lee M. Perlman, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymts<>SN SERVICING/Heather Ln (Friedman Vartolo) |
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Matter ResolvedRequest Adjourment | 10 | 12/11/2024 9:00 am | 19-31513 / MBK | Warren S. Jones, Jr., Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> TD BANK/Mill St (Duane Morris) |
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Matter ResolvedRequest Adjourment | 9 | 12/11/2024 9:00 am | 19-31513 / MBK | Warren S. Jones, Jr., Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 12/2 AMT: PIF/MO 61 -PENDING CLOSING REVIEW<<>> Debtor obj, pymt sent 11/25 <>FAILED TO PAY PLAN BALANCE |
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Matter ResolvedRequest Adjourment | 11 | 12/11/2024 9:00 am | 19-33318 / MBK | James J. Cerbone, Esq. | Motion Impose Automatic Stay | Needs Resolution of Issues - Objections | Deutsche obj (RAS)<>MTN REIMPOSING STAY/PHH MTG |
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Matter ResolvedRequest Adjourment | 12 | 12/11/2024 9:00 am | 19-33318 / MBK | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 12/5 amt: $4,262.50 needed to complete plan<<>> Debtor obj, made pymt<>ARREARS |
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Matter ResolvedRequest Adjourment | 13 | 12/11/2024 9:00 am | 20-11641 / MBK | Bruce H. Levitt, Esq. | Motion to Approve Loan Modification | No Opposition Filed | MTN TO APPROVE LM |
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Matter ResolvedRequest Adjourment | 14 | 12/11/2024 9:00 am | 20-15892 / MBK | Bruce C. Truesdale, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, will make pymt & requests recap<>ARVEST BANK (STERN & EISENBERG) |
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Matter ResolvedRequest Adjourment | 15 | 12/11/2024 9:00 am | 20-16010 / MBK | Yakov Rudikh, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>PHH/Riverdale Ave ( RAS) |
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Matter ResolvedRequest Adjourment | 16 | 12/11/2024 9:00 am | 20-21277 / MBK | Lee M. Perlman, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, says she is current<> ARREARS --att says money was mailed to lockbox but we haven't received it |
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Matter ResolvedRequest Adjourment | 17 | 12/11/2024 9:00 am | 20-22464 / MBK | John Zimnis, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, making pymts<>REGIONAL ACCEPTANCE/2017 Lincoln (Wutshcer) |
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Matter ResolvedRequest Adjourment | 18 | 12/11/2024 9:00 am | 20-23862 / MBK | Kevin C. Fayette, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymts<> NATIONSTAR/Grassy Lake Rd (RAS) |
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Matter ResolvedRequest Adjourment | 20 | 12/11/2024 9:00 am | 21-13923 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Order to be Submitted | LATE FILE CLM/IRS PPSD ORDER DOES NOT SPECIFY INSIDE OR OUTSIDE PLAN |
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Matter ResolvedRequest Adjourment | 19 | 12/11/2024 9:00 am | 21-13923 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | AMT: TR MTN CAN BE W/D IF CLMS MTN PENDING 12/11 IS GRANTED<<>> FAILED TO ADDRESS IRS LATE FILED CLM #11 |
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Matter ResolvedRequest Adjourment | 21 | 12/11/2024 9:00 am | 21-14232 / MBK | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, will pay<>CITY OF TRENTON (GARY ZEITZ) |
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Matter ResolvedRequest Adjourment | 22 | 12/11/2024 9:00 am | 21-15214 / MBK | James J. Cerbone, Esq. | Motion Sell | Needs Resolution of Issues - Objections | OST - Lakeview obj (McCabe)<>MTN TO SELL QUAIL RD -OK trustee to receive non-exempt proceeds from the sale |
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Matter ResolvedRequest Adjourment | 23 | 12/11/2024 9:00 am | 21-16137 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, will pay<>LOAN CARE/Van Mater Terrace ( RAS) |
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Matter ResolvedRequest Adjourment | 24 | 12/11/2024 9:00 am | 21-17870 / MBK | Carol L. Knowlton, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt<>LAKEVIEW LOAN /Hemlock Court(ROBERTSON) |
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Matter ResolvedRequest Adjourment | 25 | 12/11/2024 9:00 am | 22-10522 / MBK | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | PHH MTG /32 Golfview Dr (RAS) |
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Matter ResolvedRequest Adjourment | 26 | 12/11/2024 9:00 am | 22-11738 / MBK | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, will pay<>NATIONSTAR MTG /Glenwood Rd (FRENKEL LAMBERT) |
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Matter ResolvedRequest Adjourment | 27 | 12/11/2024 9:00 am | 22-12070 / MBK | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>RUSHMORE/Hollywood Drive (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 28 | 12/11/2024 9:00 am | 22-12453 / MBK | Warren D. Levy, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | amt: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<>POLICE & FIREMAN'S RETIREMENT/NJHMFA - Walter Horner Court |
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Matter ResolvedRequest Adjourment | 29 | 12/11/2024 9:00 am | 22-13002 / MBK | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, making pymt<> PHH/Seward Ave (RAS) |
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Matter ResolvedRequest Adjourment | 30 | 12/11/2024 9:00 am | 22-14860 / MBK | Tamika N. Wyche, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests recap<>NATIONSTAR MTG /Pennsylvania Ave(MCCALLA RAYMER) |
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Matter ResolvedRequest Adjourment | 31 | 12/11/2024 9:00 am | 22-17109 / MBK | David A. Semanchik, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 12/11<<>> Debtor obj, MP filed<>FAILED TO ADDRESS GILA GROUP PARTIL POST PETITION CLAIM #14-2. DEBTOR'S CURRENT CONFIRMED PLAN DOES NOT PROVIDE FOR TRUSTEE TO PAY POST PETITION |
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Matter ResolvedRequest Adjourment | 32 | 12/11/2024 9:00 am | 22-17235 / MBK | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, can make pymts<>RENAISSANCE GLEN/Landlord (HBER SILVER) |
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Matter ResolvedRequest Adjourment | 33 | 12/11/2024 9:00 am | 22-17388 / MBK | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/19/2025 9:00 am | Debtor obj, lawsuit still pending; SP Cert with status<>FAILED TO FILE CERTIFICATION REGARDING PI LAWSUIT BY 10/12/23 PER PROVISION OF CONFIRMATION-filed 8/22 |
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Matter ResolvedRequest Adjourment | 34 | 12/11/2024 9:00 am | 22-17406 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 12/11** RECOMMEND DISMISSAL**<>> Debtor obj, filing MP (pending ERMA approval) <> FAILED TO REFI BY 8/1/24 |
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Matter ResolvedRequest Adjourment | 35 | 12/11/2024 9:00 am | 22-18071 / MBK | Candyce I. Smith-Sklar, Esq. | Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/Refinance | No Opposition Filed | MTN FOR ERMA FUNDING |
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Matter ResolvedRequest Adjourment | 36 | 12/11/2024 9:00 am | 22-19693 / MBK | Kevin C. Fayette, Esq. | Motion Sell | No Opposition Filed | 123 MARY STREET |
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Matter ResolvedRequest Adjourment | 37 | 12/11/2024 9:00 am | 22-20217 / MBK | Marc C. Capone, Esq. | Motion File Claim After Claims Bar Date | No Opposition Filed | MTN AUTHORIZING TRUSTEE TO PAY LATE FILED CLM FIG CUST #16-1 |
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Matter ResolvedRequest Adjourment | 38 | 12/11/2024 9:00 am | 23-10104 / MBK | Lee M. Perlman, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, filing MP<> ARREARS |
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Matter ResolvedRequest Adjourment | 39 | 12/11/2024 9:00 am | 23-10380 / MBK | Herbert B. Raymond, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/8/2025 9:00 am | AMT: MP 1/8 ***NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN BY 12/6 OR APPEAR FOR HEARING<<>> Debtor obj, filing MP<>FAILED TO REFI BY 10/31/24 |
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Matter ResolvedRequest Adjourment | 40 | 12/11/2024 9:00 am | 23-10380 / MBK | Herbert B. Raymond, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, filed MP to refi<>CENLAR/Darrow St (Pluese Becker) |
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Matter ResolvedRequest Adjourment | 41 | 12/11/2024 9:00 am | 23-10696 / MBK | Bruce C. Truesdale, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, made pymt<> SANTANDER/2015 BMW (Eisenberg Gold) |
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Matter ResolvedRequest Adjourment | 42 | 12/11/2024 9:00 am | 23-10696 / MBK | Bruce C. Truesdale, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj; creditor response<> MIDFIRST BANK/Old York Road (Gross Polowy) |
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Matter ResolvedRequest Adjourment | 43 | 12/11/2024 9:00 am | 23-10899 / MBK | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, can pay<>PHH MTG/Dartmouth Way (RAS) |
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Matter ResolvedRequest Adjourment | 44 | 12/11/2024 9:00 am | 23-11162 / MBK | Robert Cameron Legg, Esq. | Creditor Certification of Default | Order to be Submitted | AMT:TR LTR REQUESTING CONDUIT<> OK EDC Debtor obj, made pymt<>MIDFIRST BANK/Windsor Ave (KML) |
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Matter ResolvedRequest Adjourment | 45 | 12/11/2024 9:00 am | 23-11425 / MBK | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>CMG MTG /HEMLOCK sT(McCABE) |
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Matter ResolvedRequest Adjourment | 46 | 12/11/2024 9:00 am | 23-11898 / MBK | Lee M. Perlman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, made pymts; filed mtn to reinstate stay<>SV/TOWER DB IX TRUST; ARREARS |
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Matter ResolvedRequest Adjourment | 47 | 12/11/2024 9:00 am | 23-12029 / MBK | David A. Semanchik, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor may have a dispute with the mortgage POC arrears - Debtor Atty to reach to AR (dm) Debtor obj, filing MP<>ARREARS |
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Matter ResolvedRequest Adjourment | 48 | 12/11/2024 9:00 am | 23-12823 / MBK | Paul H. Young, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO LM BY 7/30/24 PER CONFIRMATION OR 9/30/24 PER ORDER DOC #64 |
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Matter ResolvedRequest Adjourment | 49 | 12/11/2024 9:00 am | 23-13613 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 12/11 **RECOMMEND DISMISSAL**<<>> Debtor obj, filed MP<>ARREARS rec. dismissal edc |
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Matter ResolvedRequest Adjourment | 50 | 12/11/2024 9:00 am | 23-13898 / MBK | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 12/11< > Debtor obj, submitted ERMA app<>FAILED TO LM BY 10/1/24 |
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Matter ResolvedRequest Adjourment | 51 | 12/11/2024 9:00 am | 23-14940 / MBK | Brian L. Hoffman, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | AMERICREDIT /2017 Camaro (EISENBERG) |
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Matter ResolvedRequest Adjourment | 52 | 12/11/2024 9:00 am | 23-15702 / MBK | Camille J. Kassar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO LM BY 10/30/24 |
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Matter ResolvedRequest Adjourment | 53 | 12/11/2024 9:00 am | 23-15786 / MBK | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/WILMINGTON; ARREARS |
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Matter ResolvedRequest Adjourment | 54 | 12/11/2024 9:00 am | 23-16184 / MBK | Jay A. Weinberg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, processing refi & rEquest adj<>CO-MORTGAGOR,RICHARD BARTLETT/Osprey Place (Straffi) |
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Matter ResolvedRequest Adjourment | 55 | 12/11/2024 9:00 am | 23-16590 / MBK | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, will pay<>ALLY CAPITAL/201 Ford Transit (LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 56 | 12/11/2024 9:00 am | 23-17826 / MBK | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>FAILED TO SELL WEST STATE ST PPTY BY 9/30/24; ARREARS * creditor cert of default also on for 12/11 |
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Matter ResolvedRequest Adjourment | 57 | 12/11/2024 9:00 am | 23-17826 / MBK | Justin M. Gillman, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> VELOCITY COMMERCIAL CAPITAL/West State St (Stern & E) |
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Matter ResolvedRequest Adjourment | 58 | 12/11/2024 9:00 am | 23-18279 / MBK | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | Debtor obj, pending contract<>FAILED TO SELL RIVER EDGE DRIVE PPTY BY 7/24/24 |
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Matter ResolvedRequest Adjourment | 59 | 12/11/2024 9:00 am | 23-18308 / MBK | Brad J. Sadek, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymts<>US Bank/London Rd (RAS) |
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Matter ResolvedRequest Adjourment | 60 | 12/11/2024 9:00 am | 23-18904 / MBK | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | PHH MTG/BANK OF NEW YORK MELLON /Leonard Ave (MCCALLA RAYMER) |
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Matter ResolvedRequest Adjourment | 61 | 12/11/2024 9:00 am | 23-19400 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/8/2025 9:00 am | AMT: LOSS MIT EXTENDED TO 1/8/25<<>> AMT: EXTENDED LOSS MIT EXPIRED 10/3/24<<>> Debtor obj filing loss mit extension<>Failed to obtain a Loan Mod by 5/29/24 |
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Matter ResolvedRequest Adjourment | 62 | 12/11/2024 9:00 am | 23-19491 / MBK | James J. Romero, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 12/11***RECOMMEND DISMISSAL***<<>> ADJ to 11/13 for $5,000 payment to post per AR Debtor obj, filing MP<>ARREARS |
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Matter ResolvedRequest Adjourment | 63 | 12/11/2024 9:00 am | 23-19605 / MBK | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | CRESCENT BANK & TRUST/2019 Altima (EISENBERG) |
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Matter ResolvedRequest Adjourment | 64 | 12/11/2024 9:00 am | 23-19605 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/CREDIT ACCEPTANCE; ARREARS |
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Matter ResolvedRequest Adjourment | 65 | 12/11/2024 9:00 am | 23-20810 / MBK | Joan Sirkis Warren, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, applied for ERMA funding<>PHH MTG /Morgan Terrace(ROBERTSON) |
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Matter ResolvedRequest Adjourment | 66 | 12/11/2024 9:00 am | 23-20977 / MBK | Douglas T. Tabachnik | Objection to Exemptions | Withdrawn | ***DEBTOR REVIEWING PROPOSED CONF ORDER THAT WILL RESOLVE THIS Debtor respoonse<>TR OBJ TO AMD SCH C, IMPROPER EXEMPTION ON BANK ACCOUNT TAKES $15,425 EXEMPTION ON THE CAPITAL ONE BANK ACCOUNT. DEBTOR ALREADY USED THE FULL D(1) EXEMPTION--ONLY $1475 WILDCARD IS REMAINING. There is $34,175 in the Capital One bank account not $17,000. The account is not in the wife's name, she has her own account. $32700 equity--ONLY $28,000 IF FILED UNSECURED CLAIMS SO IT WOULD BE 100% DEBTOR CLAIMS SOME AROUND $24,000 IS FROM LOAN REPAYMENT ON GYM AND ANOTHER $10,000 WAS FROM FATHER IN LAW AS A LOAN (NOT LISTED ON SCHED) |
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Matter ResolvedRequest Adjourment | 67 | 12/11/2024 9:00 am | 23-21087 / MBK | George E. Veitengruber, III, Esq. | Motion Relief from Co-Debtor Stay | Moot - Dismissed | AMT: TR LTR REQUESTING CONDUIT<> BANK OF AM /Pemberton Browns Mill Rd (FRENKEL LAMBERT) |
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Matter ResolvedRequest Adjourment | 68 | 12/11/2024 9:00 am | 23-21634 / MBK | Aniello D. Cerreto, Esq. | Motion Reopen Ch. 13 Case (fee) | Needs Resolution of Issues - Objections | Trustee OBJ Over $19,000 arrears AS OF 12/5 MTN REOPEN PAY PLAN ARRS |
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Matter ResolvedRequest Adjourment | 69 | 12/11/2024 9:00 am | 24-10376 / MBK | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, submitting lm app to lender<>FAILED TO LM BY 7/15/24 |
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Matter ResolvedRequest Adjourment | 70 | 12/11/2024 9:00 am | 24-10552 / MBK | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | amt: MP 12/11<<>>HR Debtor obj, filing MP<>FAILED TO LM BY 7/8/24 |
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Matter ResolvedRequest Adjourment | 71 | 12/11/2024 9:00 am | 24-11459 / MBK | Laurence R. Sheller, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymt, needs recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 72 | 12/11/2024 9:00 am | 24-11710 / MBK | Yakov Rudikh, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS; FAILED TO TURN OVER HUD OR SALE PROCEEDS PER 10/23/24 SALE ORDER |
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Matter ResolvedRequest Adjourment | 73 | 12/11/2024 9:00 am | 24-12909 / MBK | Robert C. Nisenson, Esq. | Motion to Approve Loan Modification | Needs Resolution of Issues - Objections | US Bank obj (Parker McCay)<> MTN TO APPROVE LM |
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Matter ResolvedRequest Adjourment | 74 | 12/11/2024 9:00 am | 24-12972 / MBK | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Moot - Converted to 7 / 11 | AMT: ORDER CONVERTING, DOC #37<<>> Debtor obj, converting to Ch 7 <> ARREARS |
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Matter ResolvedRequest Adjourment | 75 | 12/11/2024 9:00 am | 24-13073 / MBK | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>US BANK TRUST /Twelfth St (RAS) |
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Matter ResolvedRequest Adjourment | 76 | 12/11/2024 9:00 am | 24-13664 / MBK | Marc C. Capone, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests recap<>US BANK/Bernard Drive (RAS) |
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Matter ResolvedRequest Adjourment | 77 | 12/11/2024 9:00 am | 24-14820 / MBK | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, making pymt; sale pending closing<> FAILED TO SELL CHANNEL DR BY 10/1/24; ARREARS |
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Matter ResolvedRequest Adjourment | 78 | 12/11/2024 9:00 am | 24-15243 / MBK | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymts<>FREEDOM MTG/columbus Ave (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 79 | 12/11/2024 9:00 am | 24-16323 / MBK | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, making pymts<>PHH MTG /Dawes Ave(RAS) |
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Matter ResolvedRequest Adjourment | 80 | 12/11/2024 9:00 am | 24-16326 / MBK | David E. Shaver, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | PLAN WAS DENIED ON 10/9 AND FAILED TO FILE MO IN 14 DAYS---- |
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Matter ResolvedRequest Adjourment | 81 | 12/11/2024 9:00 am | 24-16538 / MBK | Edward Hanratty, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | if reinstated the motion to dismiss needs to be rescheduled--there was no opposition when case got dismissed edc MTN TO VACATE DISMISSAL<<>> trustee objection: -The debtor has failed to resolve any of the multiple confirmation issues and objection outlined by the trustee in the previous confirmation hearing -The debtor is $600 in arrears to the trustee (after refund to debtor). |
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Matter ResolvedRequest Adjourment | 82 | 12/11/2024 9:00 am | 24-16538 / MBK | Edward Hanratty, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | if reinstated the motion to dismiss needs to be rescheduled--there was no opposition when case got dismissed edc trustee objection: -The debtor has failed to resolve any of the multiple confirmation issues and objection outlined by the trustee in the previous confirmation hearing -The debtor is $600 in arrears to the trustee (after refund to debtor). MTN TO SELL SHFF ST PPTY |
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Matter ResolvedRequest Adjourment | 83 | 12/11/2024 9:00 am | 24-16689 / MBK | Lee M. Perlman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN SUSPEND PLAN PAYMENTS |
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Matter ResolvedRequest Adjourment | 84 | 12/11/2024 9:00 am | 24-16744 / MBK | Peter E. Zimnis, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>PHH MTG/Norway Ave (RAS) |
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Matter ResolvedRequest Adjourment | 85 | 12/11/2024 9:00 am | 24-17039 / MBK | Thomas G. Egner, Esq. | Motion Sell | No Opposition Filed | 920 BROAD ST |
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Matter ResolvedRequest Adjourment | 86 | 12/11/2024 9:00 am | 24-17251 / MBK | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, will make pymt & requests recap<>US BANK TRUST / Baywood Blvd (RAS) |
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Matter ResolvedRequest Adjourment | 87 | 12/11/2024 9:00 am | 24-17322 / MBK | Candyce I. Smith-Sklar, Esq. | Motion to engage in loss mitigation | Order to be Submitted | SN Servicing obj (Friedman Vartolo)<>LOSS MIT |
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Matter ResolvedRequest Adjourment | 88 | 12/11/2024 9:00 am | 24-17323 / MBK | George E. Veitengruber, III, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | trustee objeciton VERIFY PAYMENTS HELD IN TRUST ACCT -The attorney must be able to provide proof of the wet signature of the debtor in order to reinstate and schedule the 341 meeting. |
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Matter ResolvedRequest Adjourment | 89 | 12/11/2024 9:00 am | 24-17517 / MBK | Amit Deshmukh, Esq. | Objection to Proof of Claim | Needs Resolution of Issues - Objections | Bank of NY obj (Stern & E)<>DEBTOR OBJ TO BANK OF NY MELLON POC #5-1 |
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Matter ResolvedRequest Adjourment | 90 | 12/11/2024 9:00 am | 24-17517 / MBK | Amit Deshmukh, Esq. | Objection to Proof of Claim | No Opposition Filed | DEBTOR OBJ TO ABSOLUTE RESOLUTIONS INVESTMENTS POC #3-1 |
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Matter ResolvedRequest Adjourment | 91 | 12/11/2024 9:00 am | 24-17517 / MBK | Amit Deshmukh, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | trustee obj -need all 341 docs -2 payments arrears |
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Matter ResolvedRequest Adjourment | 92 | 12/11/2024 9:00 am | 24-17746 / MBK | Demetrius J. Parrish Jr., Esq. | Objection to Southfork at Ewing HOA Claim #6 | Needs Resolution of Issues - Objections | Southfork obj (Gorski)<>DEBTOR OBJ TO SOUTHFORK HOA POC #6-1 FOR EXCESSIVE ATTY FEES |
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Matter ResolvedRequest Adjourment | 93 | 12/11/2024 9:00 am | 24-17768 / MBK | Jeanie D. Wiesner, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | FAY SERVICING/Mount Bethel Rd (GROSS) |
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Matter ResolvedRequest Adjourment | 94 | 12/11/2024 9:00 am | 24-18983 / MBK | Andre L. Kydala, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | ADJ by MBK to 11/27 with a stay bridge order - if dismissed on 11/27, there will be a 180-day Bar on a stay applying to this creditor(dm) Creditor Atty asserts: - multiple Bk filings. - case is not feasible. - sheriff's sale was scheduled for 9/25/24. - debtor has also failed to pay $27k in real estate taxes. - MP only treats creditor as Secured Unaffected (Don't believe Plan provides for a sale or Loan Mod in Part 1 of the Plan) Lynx Asset Svs obj (Alfieri)<>MTN TO CONT STAY |
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Matter ResolvedRequest Adjourment | 95 | 12/11/2024 9:00 am | 24-19029 / MBK | Joan Sirkis Warren, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN SALE REAL PROPERTY/417 S 3RD ST |
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Matter ResolvedRequest Adjourment | 96 | 12/11/2024 9:00 am | 24-19037 / MBK | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | BRIDGECREST CREDIT/2014 Ram (LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 97 | 12/11/2024 9:00 am | 24-19575 / MBK | Graig P. Corveleyn, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 98 | 12/11/2024 9:00 am | 24-19881 / MBK | Jacqueline R. Rocci, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | MBK - stay extended to 12/11/24 >>OST>>> OK EDC MTN TO EXTEND STAY (mk):as of 10/14/24: 1. Emergent filing on 10/4 as Sh. Sale was scheduled for 10/7/24. 2.Prior case failed due to failure to sell the commercial prop which was to fund plan. This filing will also sell the commercial prop. and debtor has new realtor handling that sale and has a letter of Intent to purchase and proof of funds for 1,300,000 and debtor now has add'l income thru Soc Sec to help fund plan and asserts that he has filed in good faith 3. Needs a Plan to be filed and missing schedules. No 341 dox done |
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Matter ResolvedRequest Adjourment | 99 | 12/11/2024 9:00 am | 24-21023 / MBK | Nicholas Fitzgerald, Esq. | Motion Extend Time | No Opposition Filed | MTN EXTEND STAY |
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Matter ResolvedRequest Adjourment | 100 | 12/11/2024 9:00 am | 24-21433 / MBK | Eugene D. Roth | Order Shorten Time | No Opposition Filed | MTN CON'T STAY -listing agreement attached says 2020 No proof of better financial situation provided. Need the listing agreement (SEE DOC #12) to sell the house EDC |
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Matter ResolvedRequest Adjourment | 101 | 12/11/2024 9:00 am | 24-21461 / MBK | Justin M. Gillman, Esq. | Motion Impose Automatic Stay | Needs Resolution of Issues - Objections | *Trustee objection --4th filing and cert does not show financial improvement that would demonstrate liklieihood of success MTN CONT' STAY AL CREDS |
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Matter ResolvedRequest Adjourment | 102 | 12/11/2024 9:00 am | 24-21464 / MBK | Justin M. Gillman, Esq. | Motion Impose Automatic Stay | Needs Resolution of Issues - Objections | MTN CON'T STAY ALL CREDS trustee obj: *The debtor needs to provide September and October paystubs that show an improvement to the debtors' financial situation from the last case |
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Matter ResolvedRequest Adjourment | 103 | 12/11/2024 9:00 am | 24-21465 / MBK | Robert C. Nisenson, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | MTN CON'T STAY--shortened time |
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Matter ResolvedRequest Adjourment | 104 | 12/11/2024 9:00 am | 24-21529 / MBK | David G. Beslow, Esq. | Order Shorten Time | No Opposition Filed | MTN EXTEND STAY ALL CREDS |
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Matter ResolvedRequest Adjourment | 105 | 12/11/2024 9:00 am | 24-21913 / MBK | Yakov Rudikh, Esq. | Motion to Impose Automatic stay | 3rd Party Matter | MTN EXTEND STAY |
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Matter ResolvedRequest Adjourment | 107 | 12/11/2024 10:00 am | 21-19576 / MBK | Brad J. Sadek, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 12/4/24 (SF) RECOMMEND $28,132 PTD; $1163 X 25 (BEGIN 12/1/24) BASE W/MIN $30,852 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - CONFIRM WITH TFS EWAGE MP proposes $738 x 34; $1121 x 26 BASE Plan has run 35 months with 25 months remaining Adds post petition mortgage arrears Arrears: $829 |
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Matter ResolvedRequest Adjourment | 108 | 12/11/2024 10:00 am | 22-17109 / MBK | David A. Semanchik, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 12/5/24 (SF) RECOMMEND $52,000 PTD, $2361 X 33 (BEGIN 1/1/25) 100% PLAN W/MIN $132,812 TO GUCS PER NONEXEMPT EQUITY Trustee motion to dismiss12/11/24 at 9 (WITHDRAWN) MP proposes $2361 x 36 100% Plan Plan has run 27 months with 33 months remaining |
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Matter ResolvedRequest Adjourment | 109 | 12/11/2024 10:00 am | 22-17406 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | ISSUES AS OF 12/4/2024 (DM): ***MP filed 9/4/24. Debtor has not made one payment under the MP - RECOMMEND DISMISSAL*** 9/30/24: Based upon Trustee calculation, debtors need $8,509 x 36 to adequately fund the plan. Need amended Sch I&J and proof of income to demonstrate feasibility. Confirmed Case: $22,000 Ptd, $1,750 x 40, 100% Plan. - balance from sale or refi of Paterson Ave by 8/1/24. Prop. MP: $27,250 Ptd, $6,700 x 36, 100% Plan. PTD = $27,250, Arrears $0 as MP filed. Last Claim (9-1) dated 11/28/22. |
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Matter ResolvedRequest Adjourment | 110 | 12/11/2024 10:00 am | 23-13613 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | 12/3 workup for the 12/11 calendar $17,000 arrears 5 payments trustee objection: -$17,000 in arrears - The modified plan proposes a sale in June of 2025. The proposes sale should take place by 2/1/2025. - The debtor is proposing a sale plan but the plan is in the 20th month and no realtor has been retained and the house is not on the market. -The debtor has lowered payments but has not filed amended schedules or updated proof of income. -The modified plan does not pay the required $130,168 to unsecured creditors as required by the previous plan -The modified plan attempts to retroactively reduce the debtors past due payments under the plan and excuse arrears. MP $1000 x 60 pro rata with 6% to gucs |
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Matter ResolvedRequest Adjourment | 111 | 12/11/2024 10:00 am | 23-13898 / MBK | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | As of 12/5/24(mk): **CAN REC CONFIRM AT $10,301 PTD Then $400 x 3 Begin 1/1/25 Then $800 x 38 Begin 4/1/24 Base. LM/ERMA FUNDING BY 2/28/25. TR is authorized to pay arrears claim #3-1 of NJ Housing & Mtg Finance Agency pending LM/ERMA funding. Strike MP treatment in part 4 (D) and 7(C) for Credit Union of NJ as TR has been paying and will continue to pay per the THE ORDER reclassifying the claim entered 12/11/23. Low base pending LM/ERMA FUNDING** MP proposes:$527.70 X 18; $400 X 3; $800.16 X 39; BASE EXTEND SECOND TIER PENDING THE OUTCOME OF ERMA FUNDING On LM by 2/2025 Plan has run 19 mos and 41 remain |
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Matter ResolvedRequest Adjourment | 112 | 12/11/2024 10:00 am | 23-19491 / MBK | James J. Romero, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | ISSUES AS OF 12/4/2024 (DM): no payment in Nov & Dec. 1) State of NJ filed $1,194.05 amended priority claim not treated in the plan (OKAY TO PAY??) 2) Debtor has insufficient income. Need documentation that supports the debtor's ability to pay $4,750 per month (UNRESOLVED.) Confirmed Case: $19,530 Ptd, $4,085 x 52, 100% Plan. Prop. MP: $3,255 x 8, $4,085 x 3, $4,750 x 49, 100% Plan. PTD = $24,530, Arrears $11,771.70 as MP filed. Last Claim (5-2) dated 6/13/24. |
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Matter ResolvedRequest Adjourment | 113 | 12/11/2024 10:00 am | 23-20977 / MBK | Douglas T. Tabachnik | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | 12/3 workup for the 12/11 calendar edc ***if debtor agrees to 50% to gucs it needs: $18915 paid then $4477 x 47 beg 1/1/2025 with min of $14,118 to gucs pro rata as determined by an equity compromise with the trustee -NOTHING RECEIVED SINCE LAST TIME. LOTS OF ISSUES BUT THERE IS EQUITY IN THE BANK ACCOUNT OF $32,700 AND ONLY $28,000 IN UNSECURED CREDITORS SO IT NEEDS 100% ANYWAY **CAN CONFIRM AT $15,865 PAID THEN $4583 X 50 BEG. 10/1/24 WITH MIN OF $32,700 DUE TO UNSECURED CREDITORS--PRO RATA--- Attorney must file a Fee App within 7 days of confirmation. 1) State of NJ Timothy Kawira, Esq) OBJs - plan fails to provide for full payment of $31,651.95 priority claim (OKAY TO PAY PER CLAIM??) 2) MP provides for interest on Ally Financial and Gregory Funding claims without a consent order. Creditors routinely return the overpayment without a consent order (PAY PER CLAIM??) 3) Need explanation for $2,500 income reflected on amended Schedule I for repayment of loan from NJ Premier All-Star Training. PER CERT THE DEBTOR TOOK OUT LOAN OF APPROX $212,000 IN APRIL OF 2022 AND GAVE LOAN TO HIS WIFES BUSINESS NJ PREMIER. THIS WAS DURING THE LAST BANKRUPTCY WITHOUT COURT APPROVAL AND NO NOTICE. THE LOAN IS NOW DUE AND DEBTOR IS MAKING $2500 LOAN REPAYMENT. DEBTOR IS ALSO RECEIVING $2500 A MONTH FROM NJ PREMIER TO PAY BACK THE LOAN ---THE LOAN CREATED OBLIGATIONS TO THE IRS AND NJ FOR $100,000 AND $30,000--THE WIFE HAS NOT RECEIVED ANY INCOME FROM THIS BUSINESS SO THE ESTATE HAS NOT RECEIVED ANY BENEFIT ONLY AN ADDITIONAL $130,000 IN OBLIGATIONS *DEBTOR AND WIFE ARE PAYING $552 FOR DAUGHTERS CAR PAYMENT 4) Trustee OBJ: - debtor took out $212,000 loan during previous bankruptcy without court approval - STILL NEED YEAR TO DATE NJ PREMIER P&L--received-SHOWS $67,664 IN WAGES PAID AND $90,688 IN NET INCOME - Still need JANITOR INCOME -$743 MONTHLY FOR PHONE AND CABLE FOR A FAMILY OF 4 - Need amended Sch C -FILED BUT TAKES $15,425 EXEMPTION ON THE CAPITAL ONE BANK ACCOUNT. DEB |
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Matter ResolvedRequest Adjourment | 114 | 12/11/2024 10:00 am | 23-21198 / MBK | Carol L. Knowlton, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AR RESOLVE OR HOLD ISSUES AS OF 12/4/2024 (DM): 1) SN Servicing/US Bank (Friedman Vartolo) OBJs - $83,590.17 arrears on London Dr property. Plan is dependent on speculative sale of Lilac Ct property (OTBS.)LILAC SOLD 2) First Investors filed $356.65 arrears claim on 2017 Nissan Maxima (PER BILL CRAIG $356.65 ARREARS STILL SHOULD BE PAID THRU PLAN DESPITE 6-MONTH CURE IN THE CONSENT ORDER ON THE MFR.) Per last Hearing, need updated CMA's for both properties with comparatives sold within six months of filing (DONE.) --- Lilac sold for $290,000 - received balance from sale. --- London Dr has equity of $32,054 per updated CMA showing median of $589,000 (ADJUSTED TO $628 AFTER FILED PRIORITY CLAIMS WERE ACCOUNTED FOR.) 3) Trustee OBJ: - The debtor has failed to file a feasible plan - need a Trustee payment estimated at $3,247 to fund the plan (ADJUSTED TO $2,549 x 50.) - Need to file Pre-confirmation certificate (UNRESOLVED.) - Must file Fee App within 7 days of confirmation. - Need to add to confirming order non-exempt proceeds from 2 PI lawsuits. ***RESOLVED ISSUES*** Sale contract out of Atty review - Atty ready to file sale motion - ADJ to 9/25/24 ([ROPERTY SOLD.) A) State of NJ filed $8,867.67 secured claim not treated in the Plan (PAID AT SALE.) B) Sixty Acre Condo Assn (McGovern Legal Services) OBJs - plan fails to address $23,950.03 secured claim on Lilac Ct property (PAID AT SALE.) C) US Bank (RAS) obtained stay relief on Lilac Ct property 6/2/24 - MP proposes a sale by 9/30/24 to fund the plan (PAID AT SALE.) D) Trustee OBJ: - Need updated auto insurance - expires 2/15/24 (RECEIVED.) - Need to retain special counsel for the PI case (FILED.) - Need proof of income from son contributing to household expenses for Oct & Nov (OK.) - Need copy of homeowner's insurance renewal declaration with personal liability coverage for both properties (RECEIVED.) - Need amended Sch B & C to add Wells Fargo savings acct#2015 (OK.) - Need a CMA with recent comps fo |
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Matter ResolvedRequest Adjourment | 115 | 12/11/2024 10:00 am | 24-10368 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | ISSUES AS OF 12/5/2024 (DM): ***Nothing has been addressed since the last Hearing Date. The last Trustee payment was a partial payment received in October - RECOMMEND DISMISSAL*** 8/14/24 - Per AR, file Supplemental Cert regarding value/transaction for Deed restricted property (UNRESOLVED.) 1) IRS filed $9,130.81 amended priority claim not treated in the plan (OKAY TO PAY?? - Yes) 2) State of NJ (HEATHER ANDERSON) OBJs to plan not proposing to pay priority/secured claims. Amended POC filed with $3,167.74 priority claim and $10,638.72 secured claim not treated in the plan (SECURED PAID AT BUSINESS CLOSING - OKAY TO PAY PRIORITY?? - Yes) 3) New Rez/Shellpoint - 1st mtg Citation Ct property (RAS) OBJs - plan propose to pay Loan Care but does not list correct mortgage, which is New Rez/Shellpoint (MP CORRECTS THE NAME BUT ARREARS FIGURE IS LOWER THAN POC - UNRESOLVED.) 4) Real Time Resolutions - 2nd mtg Citation Ct property (BERNSTEIN-BURKLEY) OBJs to cram. Property BPO value $285,000 (UNRESOLVED.) 5) TD Retail/Raymour & Flanigan filed bifurcated claim of $2,385 secured and $1,021.55 unsecured for furniture not treated in the plan (UNRESOLVED.) 6) Trustee OBJ: - Verified income leaves monthly disposable income of $2,794 not counting mother contribution. - Need Dec and Jan statements for crypto account (SIGNED LETTER UPLOADED.) Note: - Student loans will be paid outside of the plan. No service needed for to Real Time Resolutions because OBJ filed. ***RESOLVED ISSUES*** A) Carrington Mtg - Phoebe Dr property (HILL WALLACK) OBJs to failure to cure full $8,581.80 arrears (CONSENT ORDER SUBMITTED TO PAY CLAIM.) B) Society Hill Condo Assn - Citation Ct property (HILL WALLACK) OBJs to failure to cure full $26,236.37 arrears (CO ENTERED.) C) US Dept of HUD - 2nd mtg Phoebe Dr not treated in the plan (MP TREATS AS SECURED UNAFFECTED.) D) Trustee OBJ: - Need 2023 tax returns (RECEIVED.) - Need Dec and Jan statements for stash account (RECEIVED.) - Need Dec and J |
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Matter ResolvedRequest Adjourment | 116 | 12/11/2024 10:00 am | 24-10552 / MBK | Donald C. Goins, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 12/5/24 (SF) RECOMMEND $2970 PTD, $484 X 35 (BEGIN 12/1/24) 100% PLAN W/MIN $66,680 TO GUCS PER 122C; LOAN MOD BY 3/31/25 - DO NOT PAY ARREARS OR RESERVE TO BANK UNITED PENDING APPROVAL OF LOAN MOD - PRESERVE NONEXEMPT EQUITY OF $2140 IN PERSONAL PROPERTY 1. There is no basis to reduce debtor's trustee payment. Disposable income verified at $800.88 and when the two pension loans expire in 2025 there will be $1282 available. Schedules I and J were not amended. 2. Trustee Motion to Dismiss 12/11/24 at 9 MP proposes $330 x 60 Loan Mod by 3/31/25 Loan Mod extended to 3/31/25 Arrears: $1584 |
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Matter ResolvedRequest Adjourment | 117 | 12/11/2024 10:00 am | 24-12134 / MBK | Kirsten B. Ennis, Esq. | Confirmation Hearing on Modified Plan | Continued 1/29/2025 10:00 am | AS OF 11/7/24 (SF) Trustee objection 1. Modified plan proposes to add a lien on property for (Goodleap) which reduces the amount of nonexempt equity and lowers monthly payment. There is no proof that this is a lien on the property and the creditor did not file a claim. Debtor only provided a copy of a statement that is in Spanish. Also, the nonexempt equity was determined at the original confirmation hearing. Debtor has never stepped up to higher payment of $975 which was to begin on 8/1/24 - Sent to KB for Trustee motion 2. I and J amended on 9/30/24 but no updated proof of income was submitted. MP proposes $1550 PTD, $250 X 29 BASE Plan has run 9 months Arrears: $3100 |
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Matter ResolvedRequest Adjourment | 118 | 12/11/2024 10:00 am | 24-12426 / MBK | Peter E. Zimnis, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | 12/6 workup for the 12/11 calendar EDC mp on for 12/11 plans to step up from $4000 a month to $13,000 a month in 3 months---not feasible IRS amended claim is huge--$458,843.04--feasible?? *THE TRUSTEE NEEDS UPDATED YEAR TO DATE INCOME FOR 2024 THROUGH OCTOBER 31ST EDC 1) Trustee objection to confirmation: - The debtor has failed to file a feasible plan - plan speculative. Very large claims from taxing authorities - -Excess expenses schedule J, utilities $550; spouse debt $500/month need supporting documentation - -there is $76,519.25 non-exempt equity in the Investors Bank / Investment account -there is $3,410 non-exempt equity in PSEG shares -TOTAL NON-EXEMPT EQUITY $79,892 - PNC Bank (Martone) objection to confirmation - need to resolve -negative income, plan not feasible--*THE TRUSTEE NEEDS UPDATED YEAR TO DATE INCOME FOR 2024 THROUGH OCTOBER 31ST EDC -multiple filings-DISMISSAL SHOULD HAVE ONE YEAR BAR TO FILING ** Need to file Pre-Confirmation Certification with Court -low base --loan mod by 12/31/24 per consent order proposed plan $4,000x60 loan mod by 12/31/2024 minimum $80,000 to gucs ---------------------- RESOLVED NJ estimated priority 2023--OK AMENDED - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2023- FILED AND DEBTOR MADE $400,000 LAST YEAR - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2023- FILED AND DEBTOR MADE $400,000 LAST YEAR |
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Matter ResolvedRequest Adjourment | 119 | 12/11/2024 10:00 am | 24-13167 / MBK | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Denied | mp 1/8 10/25 AMT: 2ND INTERIM SCH ORDER TO CHAMBERS FOR FILING/7 DAY<<>> AS OF 10/18/24 (at): NOTHING PROVIDED AS TO INTERIM SCHEDULING ORDER MP filed $2400 X 8; $1200 X 52; BASE 1. Objection filed by Copy Center/Shore Business Solutions (Fox Rothschild) - sufficient equity to pay this claim. (UNRESOLVED) 2. Objection filed by 5 GCM LLC (Jacobowitz) - debtor is not eligible for a Chapter 13 pursuant to Section 109(e). Schedules fail to list claim of $1,424,102.25. (UNRESOLVED) 3. Objection filed by 784 South Drive LLC (Giordano Halleran) - plan intends to use proceeds from the sale of Mauro & Sons properties - not an asset of the debtor. (UNRESOLVED) 4. 109(e) issue: unsecured claims total $4,041,811.29. 5. JLC CENTRAL LLC D/B/A COMMISSION EXPRESS file a secured claim in the amount of $29,681.25 which is not in the plan. Is the debtor going to pay this claim? 6. Adversary complaint filed by JLC Central LLC. Need outcome. 7. Trustee's objection: - Amendments to Schedules I for new job and proof of that income. (NOT AMENDED/RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $806/month for cable/internet/phone - $351.13 and $476.98/month for life insurance - $2,250/month for non debtor credit cards and boat payment/insurance (luxury item) Need proof of excessive expenses 10 days prior to confirmation. The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $13,550.16. (with excessive expenses) - Need to file Pre-Confirmation Certification. (NOT FILED) - P&L provided shows 6 month income of $65,834. Needs explanation of How you got the monthly average of $353.87? (EXPLANATION NOT RECEIVED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with th |
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Matter ResolvedRequest Adjourment | 120 | 12/11/2024 10:00 am | 24-14171 / MBK | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 12/2 Workup for the 12/11 calendar EDC ****updated objection--ABOVE DEBT LIMIT ---$672,000 in unsecured claims with $465,000 limit 1) Trustee objection: -- The debtor has insufficient income . OK INCOME IS NOW $1800 AFTER ADDING BACK REFUND -- The debtor has failed to file a feasible plan - The proposed trustee payment will not pay priority claim filed by Ellen Stein ($201,396.50.) -- Need proof of 2 month's income - for DCT and Vista Tech (anticipated future income on I.) -- Need Domestic Support Obligation information -- $1,001.50/month for life insurance $959.02/month car payment $3,825.33/month for alimony/support (need an order) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification. - Need valuations for DCT Strategy, DGS International and Vista Tech Solutions. Certification regarding all business operated within 6 years. - Need copy of HUD-1 from sale of Hayfield Court property -plan not proposed in good faith proposed plan $1500x60 base ----------------- RESOLVED -- The IRS filed an estimated claim which needs to be amended. AMENDED |
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Matter ResolvedRequest Adjourment | 121 | 12/11/2024 10:00 am | 24-14352 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 12/5/24 (SF) CASE IS 8 MOS OLD - PLAN IS NOT FEASIBLE AND 2023 TAX RETURN STILL NOT PROVIDED. DEBTOR DOES NOT HAVE THE INCOME TO SUPPORT A HIGHER PAYMENT 1. IRS filed estimated priority claim 1-4 (NEED AMENDED CLAIM) 2. State of NJ filed estimated priority claim 7-1 (NEED AMENDED CLAIM) 3. Trustee objection: - The debtor has failed to file a feasible plan - IRS secured claim is $212,074.02 and mortgage arrears claim is $165,877.48. - Need a copy of the last filed tax return - 2023 prior to confirmation. (NOT PROVIDED) Plan proposes $500 x 6; $2000 x 54 Base; Loan Mod by 12/1/2024 Payments: 6.5/8 Arrears: $3500 RESOLVED ISSUES: - Objection filed by US Bank (Joshua Goldman) - failure to pay arrears of $163,912.64 (RESOLVED VIA ORDER) - Need to file Pre-Confirmation Certification. (FILED) - The debtor to provide a copy of the closing statement to the inherited NY property. (RECEIVED AND OK) |
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Matter ResolvedRequest Adjourment | 122 | 12/11/2024 10:00 am | 24-14361 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 12/9/24(mk): NOTHING POSTED- last pay 8/21/24 uploaded proof of TFS payment for $500- still not current- BAD PAY history 4/8 payments (arrears $200)--- atty said at last hearing SENT IN $1000- nothing came in Loss Mt EXPIRED in Sept.-FILED REQ FOR LOSS MIT arrears $2,000 4/8 payments 1. Trustee objection: - insufficient income Verified income leaves -2,284 -CMA IS OLD- need update w/ comparables w/in last 6 mos. Zillow values prop at over 888,000 and NE equity would be over 242,000.-MK: CMA (10/2024)uploaded 12/9/24 by same person and says no recent sales w/in 90 days - value 660,000- ZILLOW HAS PROP AT 888,000 AND HAS RECENT SALE COMPARABLES IN THE 700,000 RANGE -There is 72,000 in non exempt equity in the personal injury suit- case needs t to be 100%- gucs 68,065.21 negative dispos. income and still estimated tax claims - feasibility is an issue not sure how they are funding the second tier. PLan: $500 X 12; $3000 X 48; LM 11/1/24 (8 NATURE BLVD);N/E FROM PI CASE; BASE 4/7 payments -------------------RESOLVED----------------------- Note - Post 341 Misc Docs uploaded 8/14/24 - SSI and PI Settlement letter (dm) MK: order submitted 8/19/24 resolving objection by US Bank(RAS) Terms= complete Loss Mit by 9/9/24 or as extended by CT Order. TR TO PY ARREARS PENDING LM ESTIMATED TAX CLAIMS FOR ST OF NJ AND IRS(APOC filed) |
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Matter ResolvedRequest Adjourment | 123 | 12/11/2024 10:00 am | 24-15357 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AR RESOLVE OR HOLD ISSUES AS OF 12/5/2024 (DM): ***Still need to address State of NJ estimated 2018 general unsecured claim and Plan payment feasibility*** 1) IRS filed $6,691.64 priority claim that includes estimated taxes for 2022 not treated in the plan (AMENDED TO $1,562.98 - OKAY TO PAY??) 2) State of NJ filed $563.41 priority claim that includes estimated taxes for 2022 not treated in the plan (AMENDED BUT NOW 2018 TAXES ARE ESTIMATED.) 3) Trustee OBJ: - Debtor has insufficient income (NEED $2,015 x 54 GOING FORWARD.) - Debtor has failed to file a feasible plan. - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $777 x 3, $1,850 x 57, Base Plan. PTD 6/7 = $7,881 Last Claim (2-2) |
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Matter ResolvedRequest Adjourment | 124 | 12/11/2024 10:00 am | 24-16078 / MBK | Leonard S Singer | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | Nisenson is no longer the debtor's attorney. Leonard Singer just substituted in on 12/4/24 AS OF 12/4/24 (SF) Sent email to atty requesting status of IRS objection 2nd filing 1. Objection filed by IRS (O'Hagan ) - failure to provide for full payment of secured claim with interest (MUST RESOLVE) 2. IRS filed secured claim in the amount of $717,146.92 which is much higher than the proposed amount of $152,000 (OK TO PAY?) TRUSTEE PAYMENT WILL INCREASE 3. Trustee objection: - The debtor has undertaken an improper use of exemption. Specifically: Sched C over exempt d(5) by $1,475, takes full d(1) exemption, only allowed $1,475 which was already taken on Chase Bank acct. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Homeowner insurance $166.67 (Is Debtor paying and not part of monthly mortgage payment?), Food $450, Clothing $150, Life insurance $220, auto insurance $295 (verifies $135), $10,000 estimated tax payment (Both P&L has tax expense) and car payment $900. Plan pays 100% so this will be moot. - 22c has disposable income $44,038.83. Plan pays 100% to gucs. - Proof of income also verifies higher, there is disposable income $154,994. - There is non-exempt equity in the Chase Bank acct#9751 $198,536 (THIS IS A BUSINESS ACCT), Chase Bank acct#0351 $22,205, Chase Bank acct#8901 $6,307, Astir Home Health business $1,000,000 and One Nation Entertainment business $202,000. Plan proposes $24,108 x 60 (begin 71/1/24 100% plan Payments: 5/6 Arrears: $24,108 RESOLVED: - IRS filed estimated priority claim 1-2 (AMENDED) - Must file Pre-confirmation certification. (FILED) - Need copy of 2023 Tax Return. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 125 | 12/11/2024 10:00 am | 24-16262 / MBK | Joseph Casello, Esq. | Confirmation Hearing on Modified Plan | Continued 1/29/2025 10:00 am | MP filed on for 12/11-- As of 9/19/24 (DS): 1. State of NJ filed estimated tax claim, 2021 - 2023 tax returns not filed. Must resolve claim. 2. M&T Bank (Mtg for Navesink Ave) filed arrears claim $297.02. 3. BELOW ISSUES REMAIN UNRESOLVED. As of 8/26/24 (DS): Debtor atty requested adj to allow time to resolve obj 8/28/24 (DS): 1. Trustee obj to the following: - Must provide Profit & Loss statements and business forms for PV One LLC, PV One Consulting and Helios Yacht Charters, Property settlement agreement with ex-spouse with proof of support payments, Accountants valuation on all businesses and Certification regarding the debtors interest in all businesses. - Excessive expenses: Home maintenance $670, additional mtg payment $1,500, health insurance $2,000, support payment $1,500 PROPRERTY SETTLEMENT AGREEMENT HAS ALIMONY TO EX-SPOUSE $3,440.66 AND MAY VARY PENDING YEARLHY UPDATED CASE INFO STATEMENT, mortgage on other property $1,600 (Which property? Business?) and estimated quarterly taxes (Business?). Must provide proof of expenses 10 days prior to confirmation. - 22c has disposable income $18,089.33, which would require minimum dividend $1,085,359.80 to gucs. - Proof of income also verifies higher and with excessive expenses will be more. - Plan does not propose the non-exempt equity of Debtor's assets. - There is non-exempt equity on 173 Monmouth Ave $354,439.35, 125 Navesink Ave $116,461.50, Cash $350, Bank of America acct#6389 $1,338.98, Bank of America acct#7520 $1,549, PowerNJ LLC per 2023 tax returns valued $177,827 (pending accountant's valuation), 173 Monmouth LLC $823,500, PV One LLC (pending accountants valuation), PV One Consulting (pending accountants valuation), Helios Yacht Charters estimated $200,000 (pending accountants valuation) and Commissions from PowerNJ LLC $150,000. - Add to confirming order Trustee standard order of distribution. - Must file Pre-confirmation certification. 2. TD Bank (198 Grand Ave) filed 2 claims not in plan, no ar |
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Matter ResolvedRequest Adjourment | 126 | 12/11/2024 10:00 am | 24-16518 / MBK | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | ISSUES AS OF 12/5/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $850 x 60 STARTING 7/1/24, 100% PLAN WITH $97,617 THRESHOLD PRESERVED, TRUSTEE IS AUTHORIZED PAY IRS PRIORITY POC (1-4) IN THE AMOUNT OF $2,354.45*** 1) IRS filed $2,354.45 amended priority claim not treated in the plan (OKAY TO PAY?? - Yes) ***RESOLVED ISSUES*** A) NJ Division of Taxation filed a general unsecured claim that includes estimated taxes for 2019 & 2020 (AMENDED.) B) Trustee OBJ: - Need copy of homeowner's insurance renewal declaration (RECEIVED.) - Tax refund of $1,784 was not prorated and included in disposable income calculation (AVG ADDED TO INCOME.) - There is $97,617 non-exempt equity in the residence (LANGUAGE ADDED.) - IRS filed an estimated claim which needs to be amended (AMENDED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $850 x 60, 100% Plan PTD 5/6 = $4,250 Last Claim (1-4) |
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Matter ResolvedRequest Adjourment | 127 | 12/11/2024 10:00 am | 24-16744 / MBK | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 11/22/2024 (at): RECOMMEND: $3,022 PAID TO DATE, $1,091 X 56 BEGINNING 12/1/2024, BASE Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - 2 months bank statements from PNC Bank acct#4766, which is listed in PNC Bank acct #6647. (RECEIVED) - Must file Pre-confirmation certification. (FILED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,589 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $1,000 x 60 beginning 8/1/2024, base Payments: 3/4, arrears $978 |
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Matter ResolvedRequest Adjourment | 128 | 12/11/2024 10:00 am | 24-16843 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 12/5/2024 (DM): 12/5/24 - Aleisha no longer at Hill Wallack - paralegal (Justin Padilla) looking into the amended POC. 11/20/24: Per Aleisha, she reviewed & approved the APOC, however there has since been a change in entities so an AOM is needed. Hoping to clear this up in a few days to file the APOC reflecting $0 arrears (dm) ADJ to 11/27 Peremptory 10/16/24 (DM): Is debtor still disputing mtg claim? 9/25/24 (MK): debtor atty adj request- debtor disputing mtg POC. **CAN REC CONFIRM AT $572 x 36 BEGIN 8/1/24, 100% PLAN, Preserve Equity T/H of 247,025, TRUSTEE IS AUTHORIZED TO PAY POC (9-1) OF WILMINGTON SAVINGS FUND SOCIETY FSB IN THE AMOUNT OF $4,760.80 THROUGH THE PLAN. PLAN SHORTENED TO TOTAL 36 MONTHS** 1) Carrington Mtg (HILL WALLACK) OBJs - $4,760.80 arrears on Leumas Terr property (UNRESOLVED.) 2) Trustee OBJ: - There is $247,025 non-exempt equity in real estate (100% PLAN.) - There is equity in 2018 Chrysler of $5,283, Chase Bank checking acct of $1,406 and Chase Bank savings acct of $1,320 (100% PLAN.) - Debtor has insufficient income disposable income verifies $ -371 (INCOME RECALCULATED - OKAY.) Prop. Plan $572 x 60, 100% Plan. PTD 4/4 = $2,288 Last Claim (9-1) |
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Matter ResolvedRequest Adjourment | 129 | 12/11/2024 10:00 am | 24-17251 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | nfa 12/3 workup for the 12/11 calendar EDC same as last time 1) US Bank (RASC) objection to confirmation - need to resolve - has MFR on for 12/11 also - the pre-petition arrears in the amount of $115,039.92 - loan modification is speculative - adequate protection required to be in the amount of 41,933.71 2) Motion to approve participation in the Court's Loss Mitigation Program to be heard 11/13/2024 - granted 3) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600 for Transportation. SUPPORTING DOCUMENTATION FOR THIS EXPENSE NOT PROVIDED - There is non-exempt equity in the residence $2,021 and $1,315 in Provident Bank acct total $3,336. proposed plan $500x6 begin 8/1/2024 $1,500x54 begin 2/1/2025 base plan paid in $690 arrears $1,310 last claim 11-1 RESOLVED ISSUES: - Updated auto insurance for 2010 Nissan Altima (insurance expired 10/5/24) and auto insurance for 2010 Honda Civic - RESOLVED, PROVIDED RENEWAL GOOD THROUGH 4/5/2025. - A Modified Plan that corrects attorney fees owed, per attorney disclosure owed $4,650 or amend disclosure - FILED AMENDED DISCLOSURE WHICH NOW REFLECTS THE SAME BALANCE DUE TO BE PAID THROUGH THE PLAN AS THE DEBTORS PLAN $2,650 |
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Matter ResolvedRequest Adjourment | 130 | 12/11/2024 10:00 am | 24-17322 / MBK | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | 12/6 Workup need outcome of stay motion and loss mit application to workup EDC mp $900 X 4; $1200 X 4; $2125.94 X 52; LM 3/2025; BASE MFR by SN Servicing, sched 11/13/24, Debtors are in post-pet arrears $5,220.84 from 8/1/24-10/1/24. OTBS STILL Need outcome. Trustee obj to the following: - Must provide current market analysis with comps for properties sold in the last 6 months (CMA only has 1), Valuation statement from Credit Union of NJ life insurance with balance prior to filing date (Received statements from Security Mutual Life for both Debtors valued total $25,00, not same name of insurance and not same value $70,000. Is this additional life insurance? - There is non-exempt equity in Credit Union accts $4,168 and pending updated CMA there may be non-exempt equity in the residence. 3. SN Servicing (FRIEDMAN VARTOLO) obj to arrears $110,404.04, POC filed with same. Must resolve obj. Prop Plan $1,200 x 6 begin 8/1/24; $1,648.57 x 54; Base and Loan mod on Theresa St by 1/2025 ------------------- RESOLVED - Must amend Sched A/B and C for whole life insurance cash surrender value. DONE - The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. MOD PLAN FILED TO MARK OFF 1E. |
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Matter ResolvedRequest Adjourment | 131 | 12/11/2024 10:00 am | 24-17331 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 12/6/24 (SF) MP FILED AND SCHEDULED FOR 1/8/25. CERT REGARDING PROCEEDS PROVIDED BUT NEED ATTY REVIEW - ATTACHED What happen to proceeds from the sale to Mr. Martinez's client - per AR need Cert with docs by 12/1/24. 1. Objection filed by JP Morgan Chase (Wilson) - failure to include treatment of creditor claim. Claim 10-1 filed with arrears of $807.31 2. IRS filed estimated unsecured claim 4-3 (NEED AMENDED CLAIM APOC FILED TO $0 NJ ESTIMATED POC 3. Trustee objection: - Verified income leaves monthly disposable income of $230.62. - The Schedules fail to account for the debtor(s) tax refund in the amount of $925.00 when determining disposable income. - Need to file Pre-Confirmation Certification. 4. When confirmed add Trustee Standard Order of Distribution to confirmation terms 5. Need copy of closing statement for sale of New Brunswick home in 2021. (HUD RECEIVED BUT THERE IS STILL A MORTGAGE CLAIM FILED IN DEBTOR'S NAME. WAS MORTGAGE EVER PAID? IS THERE A NEW DEED?) NEED EXPLANATION YES, THERE IS A NEW DEED BUT ACCORDING TO EMAIL THE MORTGAGE WAS LEFT IN DEBTOR'S NAME. BUYERS HAVE BEEN PAYING THE CHASE MORTGAGE Plan proposes $100 x 60 Base Payments: 5/5 RESOLVED: - IRS priority and unsecured claim 4-1 is estimated (AMENDED) - State of NJ priority and unsecured claim 7-1 is estimated (AMENDED) |
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Matter ResolvedRequest Adjourment | 132 | 12/11/2024 10:00 am | 24-17572 / MBK | Bruce Radowitz, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 12/3 workup for the 12/11 calendar EDC *HOLD FOR JUDGE IF NOT RESOLVED **ONLY UPDATE FROM LAST TIME IS PROOF THAT **Debtor took out 401K loan of $10,602 one month before filing which he is using as proof to reduce 22c income by $250 a month in. This was not reported on either schedule B/C or Statement of financial affairs and should not be allowed to reduce the min. of $93,596 owed to unsecured. Bad faith? As of 11/8/24 (DS): Recommend confirming at $1,000 x 4 begin 8/1/24 (If payment is made for Nov), $2,526 x 56 begin 12/1/24; Base with a min. div. $93,596 to gucs 1. 401(k) loan balance statements provided and verifies that Line 17 has $1,749 should be less. 401(k) monthly payments $261.69 and 401(k) loan should be $505.52 monthly. Adding back $981.79.79 to Line 45 22C disposable income will be $1,559.94, which would require min. div. $93,596 to gucs. Trustee obj to the following: - Sched J excess expenses: $535 for cable/internet/phone, $1,100 for car insurance, $1,000 for Tesla (Per POC Tesla verifies $954), $378 for Chevy (Per POC verifies $352), $584 for Chevy (Per POC verifies $520) and $529 for Subaru (Per POC verifies $455), cannot have four car payments. - 22C has excessive expenses on Line 17 has $1,749, per 401K and 401K Loan verifies $767.21, add back $981 to Line 45 disposable income, Line 23 takes $300 for tele/services, Line 30 takes additional food/clothing expense $47, Line 33d takes expenses for 2017 Chevy Equinox $584 (claim has $352.46) and 2017 Subaru Outback $529 (claim has $455), also Line Line 35 IRS claim was filed for less add back $16.38, plus Line 45 has disposable income $34.23, leaving disposable income to be $1,559.94, which would require min. div. $93,596 to gucs. - 1 Pension loan $504 ends in 19 months and 2nd pension loan $363.75 ends in month 34. Would require a tier plan, however, case is above median. **Debtor took out loan of $10,602 one month before filing which now takes away $250 a month in disposable income. Good |
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Matter ResolvedRequest Adjourment | 133 | 12/11/2024 10:00 am | 24-17685 / MBK | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 12/5/24 (DS): 1. Debtor in arrears $2,,000, made 2 out of 4 payments, last payment made 10/18/24. Debtor will need to be current and apply for e-Wage in order to confirm. 2. Trustee obj debtor has insufficient income, disposabe income verifies $493. Will need Debtor to do e-Wage. Prop Plan $1,000 x 55 begin 9/1/24; Base |
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Matter ResolvedRequest Adjourment | 134 | 12/11/2024 10:00 am | 24-17707 / MBK | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 12/9/24 (SF) Updated Schedules I and J were just amended on 12/6. Now adds income from spouse. 2 pay stubs provided but are in another language. Needs to be translated. No proof provided regarding wife's savings and funds from closing THERE IS NO INCOME AND NO UPDATED INFORMATION HAS BEEN PROVIDED NEED 2023 TAX RETURNS Trustee objection: - The debtor has insufficient income . - The debtor has failed to file a feasible plan - there is no income. - Domestic Support Obligation information for support payments made. Updated auto insurance - expired 10/15/24. Also need 2 months (June & July) bank statements from Santander Bank. A Modified Plan that corrects attorney fees per disclosure $3,000 or amended attorney disclosure. The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $1,600, childcare $1,200 (spouse does not work), $100 healthcare (Is this paid?) and Support payments $100 for whom? Will need proof of expenses 10 days prior to confirmation. - Need Settlement Statement (HUD-1) from sale of real estate in 2023. (RECEIVED - DEBTOR RECEIVED $129,329 ON 2/20/24 - Debtor is no longer working. Need amended Sch I filed. Plan proposes $200 x 60 Base Payments: 3/4 Arrears: $200 |
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Matter ResolvedRequest Adjourment | 135 | 12/11/2024 10:00 am | 24-17746 / MBK | Demetrius J. Parrish Jr., Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | updated 12/9/2024 (JMA) - adjournment request cannot be granted without consent of objecting creditors. issues as of 12/5/2024 (JMA) 1) 341 not held, rescheduled for 12/19/2024 2 PENDING RESOLUTION OBJ TO CLAIM 6 proposed plan $608.34x2, $715.40x58 100% plan with loan mod by 1/31/2025 paid in $1615.68 arrears $1031.80 last claim 8-1 |
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Matter ResolvedRequest Adjourment | 136 | 12/11/2024 10:00 am | 24-17836 / MBK | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | As of 12/9/24 (DS): Debtor atty requested adj to allow time to resolve State of NJ estimated claim and fie mod plan. As of 12/5/24 (DS): 1. NO MOD PLAN FILED, SALE OF RESIDENCE OCCURED 10/25/24. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 10/7/24 (DS): Debtor atty requested adj to allow sale and file mod plan once sold, per Debtor atty, Debtor does not own 2018 Chevy 10/9/24 (DS): 1. Trustee obj to the following: - Must provide proof of auto insurance for 2018 Chevy Equinox (POC FILED DEBTOR ONLY ON CONTRACT) and statement for Fidelity account. - Excessive expenses on Sched J for $3,500 for medical/dental. As well as 22c Line 22 has $3,259. Must provide proof of expenses 10 days prior to confirmation. - 22C Line 45 shows disposable income $622. - Plan fails for a prompt sale of Debtor's real property. SALE COMPLETED 10/25/24, NEED MOD PLAN TO REMOVE. - Must file Pre-confirmation certification. 2. State of NJ filed estimated tax claim, 2018, 2020, 2021 and 2023 tax returns not filed. Must resolve claim. 3. Flagship Credit filed secured claim with arrears $7,398.96 for 2018 Chevy Equinox financed 10/22/22, not on Plan or any Schedules. MUST MOVE AGAINST CLAIM. Prop Plan $1,125 x 60 begin 9/1/24; Base and Sale of Irwin Pl Note: IRS estimated amended, no longer estimated. Auto insurance provided for 2002 Honda, but not 2018 Chevy. |
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Matter ResolvedRequest Adjourment | 137 | 12/11/2024 10:00 am | 24-18631 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | UPDATE12/6/2024 (jma) issues as of 12/5/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22c Line 34 propose to pay mortgage arrears 2,566.70, but plan proposing a loan mod within 5 months, there would be disposable income. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies higher at $1,117. - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,158 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the Merril Lynch CMA acct and bank accts pending updated statements. THERE IS $3,693.94 NON-EXEMPT EQUITY IN MERRILL ACCOUNT. - Add to confirming order Debtor to provide updated proof of income 6 months from confirming order and 2024 tax return, plus amended Schedule I. proposed plan $400x6, $2,000x54, loan mod by 3/1/2025 with minimum $13,000 paid in $800 last claim $800 last claim 1-1 RESOLVED ISSUES: - Merrill Lynch CMA acct statement for August prior to filing date and bank statements from all accounts for August 2024 prior to filing date. RESOLVED, PROVIDED - A Modified Plan that corrects attorney fees to be per attorney disclosure $4,250 or amend attorney disclosure. AMENDED ATTY DISCLOSURE $4,750 LESS $100 AND BALANCE THROUGH PLAN $4,650 |
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Matter ResolvedRequest Adjourment | 138 | 12/11/2024 10:00 am | 24-18693 / MBK | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | As of 12/9/24 (DS): Debtor atty requested adj to to be heard on day of motion filed 12/6/24 against the IRS claim sched 1/8/25 As of 12/6/24 (DS): Need to confirm at $200 x 6 begin 10/1/24 (December payment must be made); $494 x 54 begin 4/1/25; Base; - Loan mod on Wayne Ave by 3/13/25, The Bank of NY Mellon claim#7-1 arrears $13,142.60 is to be paid pending loan mod. - Trustee is to pay IRS claim#3-1 $9,513.78. - Debtor must sign up for e-Wage within 7 days from conf order. - Prestige Financial claim#4-1, not in Plan is not to be paid, creditor granted stay relief on 10/23/24. - Section 3a is to be stricken and not paid, no claim filed. 1. No motion was filed against the IRS claim. 2. Bar date has passed and no claim filed by Trenton Water works, recommend this be stricken and not paid. As of 11/8/24 (DS): Debtor atty requested adj to allow time to to file motion against the IRS claim. 11/13/24 (DS): Need to confirm at $200 x 6 begin 10/1/24 (November payment must be made); $500 x 54 begin 4/1/25; Base; - Loan mod on Wayne Ave by 3/13/25, The Bank of NY Mellon claim#7-1 arrears $13,142.60 is to be paid pending loan mod. - Trustee is to pay IRS claim#3-1 $9,513.78. - Debtor must sign up for e-Wage within 7 days from conf order. - Prestige Financial claim#4-1, not in Plan is not to be paid, creditor granted stay relief on 10/23/24. 1. Trustee obj to the following: - Debtor income is insufficient, disposable income verifies $-125. Debtor must sign up for e-Wage within 7 days from conf order. - Pension loan payment $359 ends 5/1/26. 2. Prestige Financial filed claim with arrears and was not in plan. Stay relief was granted 10/23/24. 3. IRS filed prioirty claim for $9,513.78. Plan has $0. Trustee ok to pay? Prop Plan $200 x 6 begin 10/1/24; $264.75 x 54; Base and Loan mod on Wayne Ave by 3/25 |
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Matter ResolvedRequest Adjourment | 139 | 12/11/2024 10:00 am | 24-18752 / MBK | Brian L. Hoffman, Esq. | Confirmation Hearing Scheduled | Recommend Modified Plan be Denied | AS OF 12/4/24 (SF) MP MUST JUST FILED ON 12/9/24 WAITING FOR NEW DATE. CURRENT PLAN WILL BE MARKED DENIED Atty requests an adjournment as he could not resolve the auto lender's objections 1. Objection filed by Ally Bank (Regina Cohen) - objects to cram (MUST RESOLVE) 2. Objection filed by Capital One Auto (Regina Cohen) - Objects to cram (MUST RESOLVE) 3. Trustee objection: - -Excessive expenses Schedule J $570/utilities; $5,000 childcare/education ages 14, 16 and 19 (Debtor pays tuition for children as follows: $4612 to Drexel University $2059 to Pingry School $1156.50 to Wardlaw- Hartridge School) (PER PROPERTY SETTLEMENT AGREEMENT DEBTOR PAYS $55% OF TUITION WHICH TOTALS $5674) -Form 122c-2 Line 45 has disposable income of $1,376.50 which requires minimum $82,590 dividend to general unsecured creditors. Line 29 on 22c $3000 for education expenses. Shouldn't be more than $189.58 x 3= $568.74 (PLAN SHOULD BE 100% TO GUCS) 2. Must file pre-confirmation certification Plan proposes $1376 x 60 Base Payments: 2/3 Arrears: $1376 RESOLVED: - Need Domestic Support Obligation information (RECEIVED) |
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Matter ResolvedRequest Adjourment | 140 | 12/11/2024 10:00 am | 24-18872 / MBK | John Zimnis, Esq. | Confirmation Hearing Scheduled | Plan Denied | 12/6(mk): atty wants to file a MP as claims less and equity t/h less- MP IN !4 DAYS(reminder set) AS OF 12/5/24(MK): **CAN REC CONFIRM AT $700 X 60 BEGIN 10/1/24 100% Equity T/H 13,209 in real property. Tr is authorized to pay arrears claim 6-1 OF PENNYMAC LOAN SERVICES, LLC in the amount of $1,641.46 through the plan. Student loans outside plan** 1. Objection by PennyMac(Frenkel): - plan fails to provided for all arrears 1,641.46 -OK TO PAY?? 2. TRUSTEE OBJECTION: - debtor has insufficient income for debtor and spouse verified lower than amount on Schedule I, disposable net $580.15. --There is $13,209 non-exempt equity in house (THIS IS 100% PLAN) Plan:$700 X 60; 100% Std Loan outside 2/3 payments |
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Matter ResolvedRequest Adjourment | 141 | 12/11/2024 10:00 am | 24-18888 / MBK | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | AS OF 12/6/2024 (at): 1. Objection filed by Credit Acceptance Corp (Eisenberg Gold) - cram is too low and interest rate of 6% is too low. Creditor wants $10,650 at 10.5%. No proposed adequate protection payments. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A Modified Plan that checks of 1e. (joint administration) (MOD PLAN NOT FILED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - Online comparative market analysis value the home at $786,000. (NEED EXPLANATION OF VALUE) RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Credit Acceptance. (CERT OF SERVICE FILED) - The dismissal of this case should trigger a one year bar to re -filing. This is the 3rd case in 2 years. (LANGUAGE ADDED) Plan proposes: $1,200 x 6 beginning 10/1/2024, $2,914.09 x 54, loan modification by March, 2024, base Payments: 2/3, arrears $1,200 |
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Matter ResolvedRequest Adjourment | 142 | 12/11/2024 10:00 am | 24-18934 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 12/6/24 (DS): 1. State of NJ filed priority claim $102.54. Needs to be paid or move against the claim. 2. BELOW ISSUES REMAIN UNRESOLVED, NO MOD PLAN FILED TO MARK OFF 1E. MP FILED SCH 1-8 -25 As of 11/8/24 (DS): Debtor atty requested adj to resolve all issues 11/13/24 (DS): 1. Trustee obj to the following: - Need a mod plan that marks off 1e. Case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. - Disposable income verifies $1,122.54. Tax refund $11,225 failed to be listed on Sched I. - There is non-exempt equity in the residence $87,981 and $12,700 in the personal property total $100,681. TOTAL GUCS FILED $12,176.72 - IRS filed priority claim $5,529.07. - Must resolve creditor objection. - Must file Pre-confirmation certification. 2. Santander (BROCK & SCOTT) obj to arrears owed, POC filed arrears $22,820.83, plan proposed $14,000. Must resolve creditor obj. Prop Plan $400 x 60 begin 10/1/24; 100% |
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Matter ResolvedRequest Adjourment | 143 | 12/11/2024 10:00 am | 24-18979 / MBK | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 12/5/2024 (JMA) 1) 341 hearing not held, not rescheduled - 341 documents not provided 2) EverBank (McCabe Weisberg) objection to confirmation - need to resolve - secured creditor objects to receiving less than the full amount due on the loan at the time of sale, unless approval for a short sale has been provided in writing by secured creditor. proposed plan $250x60 base plan with sale by 12/2025 paid in $0 arrears $750 last claim 11-1 |
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Matter ResolvedRequest Adjourment | 144 | 12/11/2024 10:00 am | 24-18983 / MBK | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 12/9/2024 (at): PENDING STAY EXT MOTION NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 341 is scheduled for 12/19/2024. (READY) Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 0 | 12/11/2024 10:00 am | 24-18998 / ABA | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 12/6 workup *CAN CONFIRM AT $1200 PAID THEN $625 X 57 BEG 1/1/25 PRO RATA WITH MIN OF $25,440 THROUGH THE PLAN---Trustee will pay Nationstar claim 9-1 through the plan Trustee objection: -There is $13,447 in non exempt equity in the residence. OK -There is $12,950 in non exempt equity in the vehicles. OK -Need HUD-1 from sale of Deptford NJ property in 2022.---Debtor received half of the $134,702 (sold jointly) ------------------- RESOLVED -Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy provided expires on 11/11/24. DONE -Need updated car insurance. Policy provided expired on 10/23/24. DONE -Need to file Pre-Confirmation Certification.--DONE |
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Matter ResolvedRequest Adjourment | 145 | 12/11/2024 10:00 am | 24-19037 / MBK | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | |
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Matter ResolvedRequest Adjourment | 146 | 12/11/2024 10:00 am | 24-19047 / MBK | Juan C. Velasco, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 12/4/24 (DS): 341 sched 12/12/24 still no Trustee payments made, Debtor in arrears $1,316.37, made 0 out of 3 payments. Still missing homeowner insurance, document provided is oddly stamp dated and was signed and dated 7/8/2020. As of 11/22/24 (DS): Debtor atty requested adj, request denied, no Trustee payments and no consent of objecting creditor 341 sched 12/12/24, no Trustee payments made, Debtor in arrears $877.58, made 0 out of 2 payments. Debtor needs to be current, then submit confirmation adj request. |
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Matter ResolvedRequest Adjourment | 147 | 12/11/2024 10:00 am | 24-19098 / MBK | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 12/4/24 (SF) 1. Objection filed by US Bank (Egerman) - failure to pay arrears and speculative loan mod (NEED CONSENT ORDER RESOLVING OBJ) 2. Trustee objection: - Need Proof of 2 month's income - for the debtors spouse and updated schedules - Verified income leaves monthly disposable income of $2,464.12. - Using zillow value, there is $65,219 in non exempt equity in the residence. - Need to file Pre-Confirmation Certification. Plan proposes $186 x 60 Base W/Min $7500 to gucs; Loan Mod by 1/31/25 Payments: 1/3 Arrears: $372 RESOLVED: - Need a copy of the homeowner's insurance renewal declaration - that includes liability coverage. The insurance provided to the trustee is insufficient. (OK) - A current market analysis - with comparatives closed within 6 months of filing. (The claim is higher so this is a moot issue even using zillow) |
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Matter ResolvedRequest Adjourment | 148 | 12/11/2024 10:00 am | 24-19165 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 12/5/2024 (at): RECOMMEND: $800 PAID TO DATE, $1,152 x 57 BEGINNING 1/1/2025, 100% PLAN - Non exempt proceeds from personal injury law suit are to be turned over to the trustee. - Preserve non exempt equity of $2,017 in personal property. 1. Objection filed by PennyMac Loan (Powers Kirn) - failure to cure arrears of $1,776.32. (Per POC). Plan lists creditor is unaffected. (RESOLVED - PAY PER POC) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - 2 months bank statements from all PNC Bank accts prior to filing date, docs provided are not recent. (NOT RECEIVED) - A copy of the deed - Title/Deed for timeshare in Puerto Rico. (NOT RECEIVED) - The debtor has undertaken an improper use of exemption. Specifically: Over exempts d(5) by $1,290.19, only allowed $16,900 of remaining d (5). - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Auto insurance $450 (verifies $336), Solar panels $125 (creditor is not listed on Schedules or Plan) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C Line 45 shows disposable income $1,057.95, add back Line 33d and Line 34, there would be disposable income $1,158.60, which would require minimum dividend $69,516 to gucs. - Disposable income verifies $1,834. RESOLVED ISSUES: - balance statement of PERS loan prior to filing date. (RECEIVED- LOAN IS PAID OFF IN AUGUST, 2026) - Must provide updated auto insurance, expired 10/24/24 (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,350 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S. |
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Matter ResolvedRequest Adjourment | 149 | 12/11/2024 10:00 am | 24-19247 / MBK | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 12/9/24 (DS): Debtor atty requested adj, 341 sched 12/12/24, request denied, does not get consent of obj creditor As of 11/27/24 (DS): Debtor atty requested adj to allow time for 341 to be held, request denied, does not get the consent of the obj creditors As of 11/15/24 (DS): 341 not held 11/7/24, still missing CMA. |
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Matter ResolvedRequest Adjourment | 150 | 12/11/2024 10:00 am | 24-19296 / MBK | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | AS OF 12/9/2024 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/3, arrears $300 |
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Matter ResolvedRequest Adjourment | 151 | 12/11/2024 10:00 am | 24-19319 / MBK | Adam Schneider, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | issues as of 12/5/2024 (JMA) 1) 341 hearing not held, not rescheduled - 341 documents not provided proposed plan $100x60 100% plan with sale of house by 1/2025 paid in $200 arrears $100 last claim 22-1 |
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Matter ResolvedRequest Adjourment | 152 | 12/11/2024 10:00 am | 24-19362 / MBK | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 12/5/2024 (JMA) 1) Capital One Auto Finance (Lavin Cedrone) objection to confirmation - need to resolve -need to pay $34,507.62 through plan to resolve objection 2) Trustee objection to confirmation - need to resolve - Updated auto insurance, insurance expires 11/20/24. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - 22C has excessive expenses on Line 30 Additional food/clothing $86, Line 33d Digital FCU $627.08 is being crammed and should be $566. - Sched J expenses are excessive: Electricity/heat/gas $800, Tele/Cell/Internet/Cable $800, Life insurance $595, Car insurance $822, Car payment $610.26 and Storage Unit $170. Must provide proof of expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c Line 45 has disposable income $5,547.06, which would require minimum dividend $332,824 to gucs. - Disposable income verifies much higher. - The Schedules fail to account for the debtor(s) tax refund in the amount of $17,453 when determining disposable income. - The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. proposed plan $2500x60 base plan paid in $7,500 last claim 31-1 |
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Matter ResolvedRequest Adjourment | 153 | 12/11/2024 10:00 am | 24-19371 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 12/5/2024 (at): MOD PLAN FILED AND SCHEDULED FOR 1/8/2024. IRS CLAIM IS STILL ESTIMATED. 1. Mill Pointe Condo Association filed a bifurcated claim for a secured amount of $31,642.63 and an unsecured amount of $14,744.78. Need to know how to treat this claim. 2. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,750/month mortgage payment (per statement payment is $1,192.95) - The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) - The debtors need to add the Orlando and Massachusetts timeshares to schedules B & C. (NOT AMENDED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - for Florida property. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $432,008 in non exempt equity in the real estate. (LANGUAGE ADDED) - There is $101,741 in non exempt equity in the bank accounts. (LANGUAGE ADDED) Modified plan before confirmation proposes: $1,000 x 1 beginning 10/1/2024, $1,046 x 59, 100% plan Payments: 2/3, arrears $1,092 |
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Matter ResolvedRequest Adjourment | 154 | 12/11/2024 10:00 am | 24-19372 / MBK | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | As of 12/5/24 (DS): 1. Debtor in arrears $2,070, made 1.76 out of 3 payments, 1 payment was made 11/7/24 $1,660. ATTY PROVIDED PROOF OF TFS PAYMENT AMOUNT NOT CLEAR SEEMS TO BE $,1600 AND SCHED 12/6/24 2. Trustee obj to the following: - Must provide updated auto insurance, insurance expired 11/24/24. PROVIDED 12/9/24 - Plan fails to propose the non-exempt equity in the residence $89,962, bar date has pased total unsecured claims filed $107,027.17. 3. Arrears claim filed by JPMorgan Chase for $1,038.64. Prop Plan $1,660 x 60 begin 10/1/24; Base Note: Amended 22c filed removes brother and is now household of 1. Disposable income, tax refund and excessive expenses is no issue as plan needs to pay the non-exempt equity $89,962 in the residence. |
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Matter ResolvedRequest Adjourment | 155 | 12/11/2024 10:00 am | 24-19377 / MBK | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 12/6/24 (DS): If obj is resolved with Global Lending recommend confirming at $300 x 3 begin 10/1/24 (IF DEC PYMT IS MADE BEFORE CONF), $573 x 33 begin 1/1/24; Base - Trustee ok to pay Claim#12-1 of Ally Bank (2013 Chevy) arrears $2,459.28. - Trustee ok to pay Claim#17-1 of Systems & Service (2nd mtg) arrears $6,351.75. - Trustee standard order of distribution. 1. Systems & Service - 2nd mtg filed arrears claim for $6,351.75. Plan has outside. Trustee ok to pay? As of 11/22/24 (DS): Debtor atty requested adj to pass bar date for 2nd mtg to file claim. 11/27/24 (DS): 1. There is non-exempt equity in the residence $22,224 and need Trustee standard order of distribution. THERE IS NO EQUITY AS A 2ND MTG CLAIM WAS FILED 2. Global Lending - 2018 Honda Civic (STEWART LEGAL) filed 2 objections, which are dupes, state, s not in plan to pay arrears. Obj should be moot since plan propose to surrender vehicle. Must resolve obj since 2 obj were filed. 3. Ally financial - Leased 2023 Chevy filed arrears claim $2,459.28. Must resolve claim. Prop Plan $300 x 36 begin 10/1/24; Base |
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Matter ResolvedRequest Adjourment | 156 | 12/11/2024 10:00 am | 24-19576 / MBK | Andrew Micklin, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | issues as of 11/21/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Domestic Support Obligation information -RESOLVED, PROVIDED - Updated auto insurance, expires 11/1/24 - STILL NOT PROVIDED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800 support payment. Must provide proof of expense 10 days prior to confirmation. SUPPORT PAYMENT DISCLOSED ON SCHEDULE J AS $800/MONTH. NEED PROOF OF PAYMENTS, SETTLEMENT AGREEMENT OR OTHER SUPPORTING DOCUMENTATION. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22c Line 45 has disposable income $451.95, which would require min. div. $27,117 to gucs. - Must provide valuation on 1966 Ford Mustang Chassis NOT PROVIDED TO DATE and proof of support payments $800 on Sch J, such as support order or property settlement agreement. NOT RECEIVED TO DATE - Must file Pre-confirmation certification - NOT FILED TO DATE - Need HUD-1 from sale of marital residence and any divorce documents/settlement agreement that shows disposition of the proceeds from the sale. SETTLEMENT DOCUMENT SHOWS $182,523.91 TO DEBTOR AT CLOSING proposed plan $930x60 begin 10/1/2024 base plan paid in $1860 last claim 10-1 |
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Matter ResolvedRequest Adjourment | 0 | 12/11/2024 10:00 am | 24-19721 / MEH | Mark Kriegel, Esq. | Confirmation Hearing Scheduled | Continued 1/22/2025 10:00 am | TRANSFERRED TO MEH AMT: MEH TRANSFER |
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Matter ResolvedRequest Adjourment | 157 | 12/11/2024 10:00 am | 24-19730 / MBK | Brian W. Hofmeister, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | As of 12/4/24 (DS): Debtor atty requested adj, due to the 341 sched 12/19/24 11/26/24 - Adj request denied. No payments |
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Matter ResolvedRequest Adjourment | 158 | 12/11/2024 10:00 am | 24-19759 / MBK | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | Adj to after bar date |
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Matter ResolvedRequest Adjourment | 159 | 12/11/2024 10:00 am | 24-19782 / MBK | Tamika N. Wyche, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | UPDATED 12/6/2024 (JMA) issues as of 12/5/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Need proof of insurance for the 2012 Nissan. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $380/month for clothing; $250/month for personal care; $800/month for transportation. Need proof of excessive expenses 10 days prior to confirmation. NOT PROVIDED TO DATE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $748. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $48,807 in non-exempt equity in the residence. (100% PLAN). - There is $1,815 in non-exempt equity in the bank account. - Need a statement for the debtor's pension loan. STATEMENT PROVIDED 12/31/2023 WITH 15 MONTHLY PAYMENTS TO GO. PENSION LOAN WILL BE PAID BY 3/2025. - Need statements (Aug & Sept) for 3 Wells Fargo accounts listed on direct deposits on pay stubs. NOT PROVIDED TO DATE - Need to file Pre-Confirmation Certification. NOT FILED TO DATE proposed plan $560x36 100% plan paid in $560 arrears $560 last claim 3-1 |
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Matter ResolvedRequest Adjourment | 160 | 12/11/2024 10:00 am | 24-19832 / MBK | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | AS OF 12/5/2024 (at): 1. 341 was scheduled for 12/5/2024. Not held. 2. Payments: 1/3, arrears $1,010 |
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Matter ResolvedRequest Adjourment | 161 | 12/11/2024 10:00 am | 24-19868 / MBK | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | As of 12/4/24 (DS): Debtor atty requested adj, 341 sched 12/5/24 and mod plan filed 12/2/24, which is sched 1/8/25 |
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Matter ResolvedRequest Adjourment | 162 | 12/11/2024 10:00 am | 24-19870 / MBK | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 12/5/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of $366.84. Debtor must sign up for e-wage within 7 days of confirmation. TO CONFIRM THE PLAN NEED PAYMENT OF $456X58 BEGINNING 1/1/2025 - DEBTOR INCOME IS LOWER THAN THE PLAN PAYMENT NEEDED. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $13,792 in non exempt equity in the residence. - There is $2,874 in non exempt equity in the bank accounts. - Need to file Pre-Confirmation Certification. RESOLVED, FILED proposed plan $390x60 with minimum $21,053 to general unsecured creditors paid in $390 arrears $390 last claim 6-1 |
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Matter ResolvedRequest Adjourment | 163 | 12/11/2024 10:00 am | 24-19881 / MBK | Jacqueline R. Rocci, Esq. | Confirmation Hearing Scheduled | Denied | updated 12/6/2024 (JMA) MODIFIED PLAN FILED AND SCHEDULED FOR 1/8/2025 issues as of 12/5/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to provide Trustee with current proof of homeowners insurance for Amboy Ave, Edison - Need to provide Profit and Loss statement for 1065 Amboy Ave LLC and Pride Edison Auto Center - Need to provide Business forms - Need to file Modified Plan that provides a proposed date for completion of sale of Edison property or removes it - Plan faills to provide for prompt sale/refi of real property - There is $398,886 non-exempt equity in Edison property - Need to provide proof of service on Northfield Bank - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification. 2) State of New Jersey prioority claim is estimated for 2020 taxes, need to resolve 3) Cherokee Equities/Financial (Goldenberg Mackler) objection to confirmation - need to resolve - this filing is based on sale of a contaminated commercial property owned by a non-debtor corporate entity solely controlled by the debtor. 4) Northfield Bank (Maselli Mills) objection to confirmation - need to resolve -Northfield Bank holds judgment in the amount of $782,210.05 5) LB-Honey Badger SB Muni Cust (Zeitz) objection to confirmation - need to resolve -creditor calim $78,148.23 -proposed plan is not feasible proposed plan $1,300x36 base plan with sale of Amboy Avenue/Business liquidation/loan modification paid in $1300 arrears $1300 last claim 7-1 |
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Matter ResolvedRequest Adjourment | 164 | 12/11/2024 10:00 am | 24-19901 / MBK | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | 341 is 12/5/2024 (READY) |
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Matter ResolvedRequest Adjourment | 165 | 12/11/2024 10:00 am | 24-19931 / MBK | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 12/4/24 (DS): 341 sched 12/19/24, no Trustee payments made, Debtor in arrears $4,000, made 0 out of 2 payments. |
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Matter ResolvedRequest Adjourment | 166 | 12/11/2024 10:00 am | 24-19946 / MBK | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 12/4/24 (SF) RECOMMEND $1350 X 60 (BEGIN 11/1/24) BASE W/MIN $50,520 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - OK TO PAY ARREARS CLAIM 6-1 TO NATIONSTAR MORTGAGE 1. Nationstar Mortgage filed arrears claim 6-1 in the amount of $538.85 which is not addressed in the plan (OK TO PAY?) 2. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $611 (verifies $491), 1st car payment $453 and 2nd car payment $1,389. Must provide proof of expenses for car payments 10 days prior to confirmation. (RECEIVED. PER ATTY HUSBAND CAR PAYMENT IS UPSIDE DUE TO ROLLING IN PRIOR BALANCE OF A CAR) - There is $33,764 non-exempt equity in the 8th Avenue property and $16,333 in the Monmouth Avenue property and possible equity in bank accounts pending updated statements. Plan proposes $1350 x 60 Base Payments: 2/2 RESOLVED: - A copy of the homeowner's insurance renewal declaration - for 8th Ave property. (RECEIVED) - Must file Pre-confirmation certification. (FILED) - TD Bank statements from checking and savings for Sept and Oct. (RECEIVED) - A copy of the deed - for the Monmouth Ave property, which is missing pages, only provided 1st page. Must provide all pages. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 167 | 12/11/2024 10:00 am | 24-19947 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | issues as of 12/5/2024 (JMA) 1) The 341 hearing has been rescheduled for 12/19/2024 - will need to adjourn confirmation hearing to allow 341 hearing to be held proposed plan $1,800x60 base plan paid in $1,800 arrears $1,800 last claim 4-1 |
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Matter ResolvedRequest Adjourment | 168 | 12/11/2024 10:00 am | 24-19971 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 12/9/2024 (at): DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. 341 is scheduled for 1/9/2025. 2. Payments: 0/2, arrears $700 |
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Matter ResolvedRequest Adjourment | 0 | 12/11/2024 10:00 am | 24-19993 / MEH | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 1/22/2025 10:00 am | TRANSFERRED TO MEH |
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Matter ResolvedRequest Adjourment | 169 | 12/11/2024 10:00 am | 24-20014 / MBK | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | AS OF 12/5/2024 (at): 1. Objection filed by M&T Bank/JP Mortgage Chase (Fein Such) - failure to cure arrears of $214,944.81 (Per objection - no POC filed yet)(UNRESOLVED) 2. Claims will be paid according to the trustee's order of distribution. (LANGUAGE ADDED) 3. Trustee's objection: - Based on the first part of Form 122c the debtor is below median. (OK) - JPMorgan Chase Bank (Fein Such) objection to confirmation - anticipated arrears $214,672.68 - need to resolve (LISTED ABOVE) -Need to file Pre-Confirmation Certification with Court. (FILED) Plan proposes: $300 x 60 beginning 11/1/2024, loan modification by 1/31/2025, 100% plan Payments: 1/2, arrears $300 |
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Matter ResolvedRequest Adjourment | 170 | 12/11/2024 10:00 am | 24-20058 / MBK | Lawrence L. Abt, III, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | As of 12/9/24 (DS): Debtor atty requested adj, 341 sched 1/16/25 |
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Matter ResolvedRequest Adjourment | 171 | 12/11/2024 10:00 am | 24-20071 / MBK | Stacey L. Mullen, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | Adj to after bar date. |
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Matter ResolvedRequest Adjourment | 172 | 12/11/2024 10:00 am | 24-20078 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | issues as of 12/6/2024 (JMA) 1) Wilmington Savings Fund Society (Hill Wallack) objection to confirmation - need to resolve - pre-petition arrears $313,302.98 2) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - insurance expired 11/29/24. - Updated auto insurance, expires 12/10/24. - Add to confirming order non-exempt proceeds from sale of residence to Trustee. 3) No Trustee plan payments to date, arrears $1,000 proposed plan $500x45 base plan with sale of property 6 months after confirmation paid in $0 arrears $1,000 last claim 5-1 |
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Matter ResolvedRequest Adjourment | 173 | 12/11/2024 10:00 am | 24-20103 / MBK | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 12/9/2024 (at): MODIFIED PLAN HAS BEEN FILED. AWAITING HEARING DATE. 1. One Main Financial filed a bifurcated claim #2 in the amount of $11,525 secured and $9,482.65 unsecured. (arrears are $0) Need to know how to treat this claim. 2. Objection filed by Loan Depot (Brock & Scott) - failure to cure full arrears of $2,410.86 (Per POC) (UNRESOLVED) 3. Trustee's objection: - The debtor has failed to file a feasible plan - that proposes a tier plan when Co-Debtor 401(k) loan payment $182 ends in month 28 - The Plan needs to run 60 months pursuant to the B22C form. RESOLVED ISSUES: - Must file Pre-confirmation certification. (FILED) - Credit Acceptance filed arrears claim $353.11. (LISTED ABOVE) - Must resolve creditor objection. (LISTED ABOVE) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - ; document provided is over a year old. (RECEIVED) Plan proposes: $205 x 28, $402 x 8, base Payments: 1/2, arrears $205 |
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Matter ResolvedRequest Adjourment | 174 | 12/11/2024 10:00 am | 24-20126 / MBK | John Michael McDonnell, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | As of 12/4/24 (DS): 341 will not be held 12/5/24, still missing family signed affidavit, also no Trustee payments made, Debtor in arrears $2,700, made 0 out of 2 payments. |
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Matter ResolvedRequest Adjourment | 175 | 12/11/2024 10:00 am | 24-20128 / MBK | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 12/3/24 341 not held due to missing documents No Payments: 0/2 Arrears: $458 |
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Matter ResolvedRequest Adjourment | 176 | 12/11/2024 10:00 am | 24-20139 / MBK | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | issues as of 12/5/2024 (JMA) 1) Wells Fargo Bank (RASC) objection to confirmation - need to resolve -estimated pre-petition arrears $1,004.05 2) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - Need a statement for the spouse's 401k loan. - A Modified Plan that steps up trustee payment in month 44 by $882. (pension loan paid off). - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,374.91. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $36,136 in non exempt equity in the residence. - Need to resolve objection by Wells Fargo Bank. - Need to file Pre-Confirmation Certification proposed plan $880x60 base plan paid in $880 arrears $880 last claim 9-1 |
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Matter ResolvedRequest Adjourment | 177 | 12/11/2024 10:00 am | 24-20169 / MBK | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | Adj to after bar date |
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Matter ResolvedRequest Adjourment | 178 | 12/11/2024 10:00 am | 24-20185 / MBK | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | AS OF 12/5/2024 (at): 1. The IRS filed an estimated claim #20 which needs to be amended. (STILL ESTIMATED) 2. Regional Acceptance filed a secured arrears claim in the amount of $393.23 which is not in the plan. Are the debtors going to pay this claim? (PAY) 3. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,620.70. - Per the 22C, monthly disposable income is $2,537 which requires a minimum dividend of $152,220 to general unsecured creditors. RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the debtor's save plan loan. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $1,759 x 60 beginning 11/1/2024, 100% plan Payments: 1/2, arrears $1,759 |
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Matter ResolvedRequest Adjourment | 179 | 12/11/2024 10:00 am | 24-20326 / MBK | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | As of 12/4/24 (DS): 341 will not be held 12/5/24, still missing lots of docs, also no Trustee payments made, Debtor in arrears $1,928, made 0 out of 2 payments. |
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Matter ResolvedRequest Adjourment | 180 | 12/11/2024 10:00 am | 24-20335 / MBK | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 1/8/2025 10:00 am | AS OF 12/6/24 (SF) PLAN IS NOT FEASIBLE DUE TO HIGHER MORTGAGE CLAIM 1. Objection filed by Lakeview Loan Servicing (Fissel) - failure to pay arrears of $97,197.85 (No claim filed yet) 2. Trustee objection: -Excess expenses on Schedule J $410/home maintenance; $780/utilities; $330/cellphones; $240/gym memberships - need supporting documents for these expenses. -Any dismissal of this case should trigger a one year bar to re -filing. This is the third filing in five years. -WSFS acct #4052 balance as of 9/26/2024 $201.58(debtors share, joint acct), need to amend schedules A/B and C or there may be non-exempt equity -WSFS acct #3228 balance as of 9/20/2024 $2,617.10, need to amend Schedules A/B and C or there may be non-exempt equity. Plan proposes $896 x 60 0% Plan Payments: 1/2 Arrears: $896 RESOLVED: -Need to file Pre-Confirmation Certification with Court. (FILED) |
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Matter ResolvedRequest Adjourment | 181 | 12/11/2024 10:00 am | 24-20342 / MBK | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | issues as of 12/6/2024 (JMA) 1) Wells Fargo Bank (LOGS Legal) objection to confirmation - need to resolve - estimated pre-petition arrears $1,969.87 2) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration. - A Modified Plan that steps up trustee payment in month 30 by $900. (pension loan is paid off). - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $3,175.53. - The Schedules fail to account for the debtor(s) tax refund in the amount of $5,204.00 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $53,765 in non exempt equity in the residence. - Need to resolve objection by Wells Fargo Bank. - Need to file Pre-Confirmation Certification. proposed plan $1,217x60 minimum $53,765 to gucs non-exempt equity paid $1400 arrears $1034 last claim 3-1 |
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Matter ResolvedRequest Adjourment | 183 | 12/11/2024 2:00 pm | 19-12879 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Moot | ISSUES AS OF 12/4/2024 (DM): Bankruptcy would just be a placeholder to allow debtor to sell and pay mortgage outside. That can be accomplished by dismissal and debtor selling outside of bankruptcy. MP is attempting to excuse over $41,000 in arrears 1) Trustee OBJ: - State of NJ filed $24,552.60 post-petition claim that includes estimated taxes for 2022 & 2023 not treated in the MP (The Section 1308 requirement to file tax returns is ongoing even after confirmation of a case. Debtor failure to file is grounds for dismissal.) - MP improperly attempts to excuse arrears by not proposing to repay those arrears through the proposed plan. - Debtors are ineligible to extend the Plan for the purpose of a proposed sale based upon the expiration of the CARES Act provisions of Section 1329(d). ----DEBTOR CITES S SMITH V. FREEDOM 102 F.4TH 643, 3RD CIR 2024 SAYING RES JUDICATA. THE COURT IN FREEDOM SIMPLY FOUND THAT THE MORTGAGE COMPANY CANNOT RE-LITIGAGE ISSUES IT HAD AN OPPORTUNITY TO LITIGATE IN THE ORIGINAL PLAN. THIS IS A MP THAT CHANGES THE TERMS FROM PAYMENTS TO A SALE SO THAT ISSUE IS NOT RES JUDICATA. NEITHER IS THE ISSUE "IF DEBTORS CAN FILE MOD PLANS REQUESTING CARES ACT EXTENSIONS EVEN THOUGH THE CARES ACT WAS REPEALED 2 YEARS AGO". NEITHER ISSUE WAS CONTEMPLATED IN THE ORIGINAL PLAN. RES JUD PRECLUDES PARTIES FROM CONTESTING MATTERS IT HAD A CHANCE TO LITIGATE IN THE ORIGINAL PLAN (MONTANA V. US 44O US 147 S. CT. 1979.) Confirmed Case: $35,401 Ptd, $1,350 x 55, Base Plan. - converted to Conduit by Order dated 10/5/22. Prop. MP: Ptd, $1,456 x 17 start 10/1/24, Base Plan. - sale of Knox Blvd within 6 months. PTD = $130,345, Arrears $38,156 as MP filed. Last Claim (26-1) dated 10/17/24. |
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Matter ResolvedRequest Adjourment | 184 | 12/11/2024 2:00 pm | 19-25816 / MBK | Kirsten B. Ennis, Esq. | Motion Compensation | Hold for Judge | Debtor obj |
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Matter ResolvedRequest Adjourment | 185 | 12/11/2024 2:00 pm | 21-18389 / MBK | Candyce I. Smith-Sklar, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 186 | 12/11/2024 2:00 pm | 22-15664 / MBK | Kirsten B. Ennis, Esq. | Motion Compensation | Needs Resolution of Issues - Objections | Trustee OBJ Applicant has chosen the standard fee pursuant to D.N.J. LBR 2016-5(b), consequently some of the services reflected in the Application should have been covered by the standard fee. The Trustee is requesting Debtor's counsel to amend the Application accordingly. 1 |
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Matter ResolvedRequest Adjourment | 187 | 12/11/2024 2:00 pm | 23-10799 / MBK | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Recommend Reconversion to Chapter 7 | ISSUES AS OF 12/4/2024 (DM): -lots of arrears, made a payment December ***No commitment shown by debtor to make Trustee payment while PI claim is pending - RECOMMEND RECONVERSION TO CH. 7*** 11/27/24 Letter Doc #104 - Letter with PA docs showing that discovery in PI claim has been extended because of debtor's upcoming surgery. 11/20/24 Support Doc #103 - I recently went back to work and initiated a $200 TFS payment on 11/7/24. Notice of Settlement for $15k with insurance carrier for one of the Defendants was filed with 12/4 objection deadline. Debtor still has outstanding claim(s) 9/4/24 Support Doc #96 - MP increases Trustee payments to $200/month. The PI proceeds are almost guaranteed. Reconversion will cost more Chapter 7 Trustee fees. 8/27/24 - Chambers reviewed Doc #94 and directed the debtor to file a MP and Certification in Support of Confirmation. ADJ 7/10/24 Peremptory - Atty wants to get documentation regarding paying DSO directly outside the plan (UNRESOLVED.) 1) Trustee OBJ: - Part 5a of the MP is not completed. - MP fails to treat $9,945 attorney fee & cost awarded to counsel for Chapter 7 Trustee. - Need proof of income for new employment referenced in Part 9 of MP. - Need amended Sch I for new employment referenced in Part 9 of MP. - Plan is not feasible - Plan only proposes $200 x 36 months plus speculative PI claim - minimum funding for the plan consists of $3.6k claim for Chapter 7 Trustee fees, $9.9k claim for Atty representing Ch 7 Trustee, and $8.7k Debtor Atty fee plus Trustee comp. - Must file Chapter 13 Attorney Disclosure form (UNRESOLVED.) - Need to amend Sch B & C to add bank acct shown on debtor's old pay stubs (UNRESOLVED.) - Debtor has not made a payment since April. Case should be reconverted to Ch. 7. ----------------------------------- ***RESOLVED ISSUES*** ADJ to 5/8 Peremptory to address feasibility (UPDATED PAY STUBS RECEIVED 4/30/24 SHOWING $579 IN MONTHLY DISPOSABLE INCOME.) ADJ by MBK to 3/13/24 - Atty |
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Matter ResolvedRequest Adjourment | 188 | 12/11/2024 2:00 pm | 24-14820 / MBK | Robert Cameron Legg, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 189 | 12/11/2024 2:00 pm | 24-15371 / MBK | Allen I. Gorski, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 190 | 12/11/2024 2:00 pm | 24-17367 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | No Opposition Filed | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |