ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Michael B. Kaplan

Hearing Date: 12/10/2025
Last Updated: 11/13/2025 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
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Adjournment
012/10/2025 8:30 am25-16553 / SLMJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 5 required payments   Arrears: $0
AS OF 11/7/25 (SF) Once Motion to transfer is granted, this case needs to be adjourned to JKS hearing date

- Motion to Transfer case to JKS 11/12 at 9

- Motion to w/d as atty for debtor filed and on for 11/12/25


10/14 hearing Newark EDC

- Debtor current

- Objection by for Reilly for back pay from Pet business

TRUSTEE OBJECTION:
- The debtor has failed to file the required Pre-Confirmation Certification .
- The debtor must provide updated proof of auto insurance for the 2025 Hyundai Tucson . The policy provided expires on 10/11/25.

- The debtor has undertaken an improper use of exemption. Specifically: Debtor does not reside
in New Jersey per petition and resides in New Hampshire. Therefore, only allowed to use d(5) and not d(1) on mobile home. Additionally, debtor testified that she lives in the New Hampshire
property, and her current drivers license was issued in New Hampshire.

- There is non-exempt equity in the mobile home $22,263.
- Ally filed arrears owed $64.83. TRUSTEE WILL PAY UNLESS DEBTOR OBJECTS
- Need HUD-1 from sale of South 40 Road property. Additionally, the debtor must provide information on the disposition of the proceeds received from the sale of the property.


$175 x 60 begin 7/1/25; Base--trustee will pay Ally claim 3-1
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 8:30 am25-17358 / SLMJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
NEWARK CASE

AS OF 11/6/25 (SF)

1. Objection filed by Picatinny FCU (David Fornal) - failure to provide for arrears of $65,550.36 (Note, the Proof of claim does not list cure amount) (MUST RESOLVE. NEED CONSENT ORDER)

2. OneMain Financial Group filed bifurcated claim 3-1 with arrears of $40. (OK TO PAY THE $40?)

3. Trustee objection:

- Verified income leaves monthly disposable income of $1,946. (after deducting social security)

-There is $46,060 in non exempt equity in the residence.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution


Plan proposes $1100 x 60 Base
Payments: 4/4

RESOLVED:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am21-11523 / MBKMarc C. Capone, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSHELLPOINT (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
1212/10/2025 9:00 am21-11818 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objectionsamt: adj from 10/29 for final 2 pymts to post<>

Debtor<>ARREARS; PLAN WILL NOT COMPLETE TIMELY
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am21-13157 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am21-19927 / MBKBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-10963 / MBKGeorge E. Veitengruber, III, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SELENE/Bristol Ct (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-10963 / MBKGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS; FEASIBILITY DUE TO SUPP FEES ADDED TO PLAN
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-11432 / MBKAndrew Thomas Archer, Esq.Motion Sell3rd Party Matter5 PHEASANT CT
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-12768 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREAR
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Adjournment
012/10/2025 9:00 am22-13595 / MBKLee M. Perlman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> FAY SERVICING/University Ave (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-17189 / MBKKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-17235 / MBKYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/RENAISSANCE GLEN. LLC
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-17708 / MBKFrancis P. Cullari, Esq.Motion SellNo Opposition Filed89 ORCHARD ST
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-18302 / MBKAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO PAY PLAN BALANCE
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am22-18697 / ABACarol L. Knowlton, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 279 of 36 required payments   Arrears: $1,943.00
Chambers has rescheduled confirmation to 12/10/25 at 9 AM (dm)

ISSUES AS OF 8/21/2025 (DM):

 Final briefs due on 9/2/25 before decision is made on the papers by the Judge.

 5/21/25 - Plenary Hearing conducted. Briefs due within three weeks from the filing of the transcripts - ADJ Conf to 8/27/25.

 ABA set a Peremptory date of 5/21/25 for the claims motion - ADJ Confirmation to 6/11/25 Peremptory (dm)

 2/19/25 - Court scheduled evidentiary hearing (JONES ARE ENTITLED TO A GUC NOT A SECURED CLAIM - JUDGE GIVING 60 DAYS TO EITHER AGREE ON AN AMOUNT OR HAVE ANOTHER PLENARY HEARING. PER JUDGE, CONFIRMATION HAS TO BE ADJ UNTIL AFTER CLAIM IS DETERMINED - dm)

 8/20/24 - Borough of Riverton obtained stay relief on 602 Cinnaminson St, 612 Lippincott Ave and 401 Second St properties.

 Motion to Expunge Renny & Shelia Jones POC (9-1) is scheduled for 5/14/24.

 Marital residence was sold, and trustee received $64,564 from sale.

1) Renny & Shelia Jones (CORVELEYN LAW FIRM) OBJs - case pending for 17 months, claims that the 4 properties, although in the name of debtor, are not really hers because Jones put up all the money. Debtor is collecting rent on 2 properties but not disclosed in schedules. Secured POC from Renny and Sheila Jones (Graig Corveleyn, Esq) in the amount of $1,422,602.98 makes the case infeasible. 100% due to non-exempt equity in real estate.

2) IRS filed $3,054.63 amended post-petition POC (16-2) for 2023 & 2024 tax returns that are estimated (UNRESOLVED.)

3) Plan provides $3,370.66 secured treatment to Borough of Riverton on Cinnaminson St property - no POC filed for this property (CREDITOR FILED POC 14-1, BUT STAY RELIEF GRANTED 8/20/24.)

4) Current attorney, Carol Knowlton, has $10,000 in estimated fees which will need a Fee App.

5) Trustee OBJ and Balboa Notes:
- Not feasible - would need over $1,000/month even if we don't include claim for 1.4 million (NEGATIVE DISPOSABLE INCOME PER AMENDED I&J.)
- Need proof of employment (UNRESOLVED.)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am23-12568 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
3312/10/2025 9:00 am23-13093 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, paid current<>NEWREZ (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am23-15739 / MBKFrederick J. Simon, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-10291 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-11459 / MBKLaurence R. Sheller, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-13791 / MBKPaul S. Pflumm, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledUS BANK TRUST NAT'L ASSOC (PADGETT)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-15861 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/SELENE
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-18888 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/US BANK
Email InquiryMatter ResolvedRequest
Adjournment
4612/10/2025 9:00 am24-20170 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILURE TO LM BY 5/1/25; EXTENDED LOSS MIT EXPIRED 9/17/25
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-20260 / MBKKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO SELL AMMAR RD PPTY BY 10/31/25
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-20260 / MBKKirsten B. Ennis, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)3rd Party Matter147 HAMMER RD
Email InquiryMatter ResolvedRequest
Adjournment
5112/10/2025 9:00 am24-20417 / MBKAndrew Thomas Archer, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj, making pymts<> SELENE FINANCE/lernard Rd - P (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
5012/10/2025 9:00 am24-20417 / MBKAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 12/10<>

Debtor obj<>ARREARS; POST PET MTG DEFAULT BASED ON CREDITOR DEF CERT (amt: SV/US BANK on Langtry Terrace entered 10/8/25 and late claim filed 10/17 to be addressed. Also, def cert pending 10/29 on Lernard Rd/conduit requested )
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am24-21135 / MBKJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledAMERICAN HONDA FINC
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-10115 / MBKGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-10142 / MBKAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-10234 / MBKEric J. Clayman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-10566 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>PLAN DENIED O 9/17/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-11081 / MBKCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition FiledLOSS MIT/SELENE
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-11433 / MBKAndrew Thomas Archer, Esq.Motion Sell3rd Party Matter150 ROBERTSVILLE RD
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-11518 / MBKLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)3rd Party MatterREO TRUST 2017-RPL1 (PLUESE)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-11544 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledAMT: MP 12/10<>

PLAN WAS DENIED ON 10/8/25 AND FAILED TO FILE MP; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-12328 / MBKBrian S. Thomas, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-12714 / MBKWilliam S. Wolfson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 12/10<>

Debtor obj, making pymts; filing MP to remove LM<> FAILED TO LM BY 9/30/25; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-12792 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)3rd Party MatterRESEARCH CENTER/VETERANS UNITED HOM LOANS (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-13911 / MBKAndre L. Kydala, Esq.Motion Prospective ReliefNo Opposition FiledLYNX ASSET SERVICES (MICHAEL ALFIERI)
Email InquiryMatter ResolvedRequest
Adjournment
7912/10/2025 9:00 am25-15023 / MBKMarc C. Capone, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-17167 / MBKStephanie Shreter, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-17562 / MBKRonald E. Norman, Esq.Motion Relief from Stay (Fee)3rd Party MatterCHC PRINTON/ADDISON AT PRINTON MEADOWS (GRIFFIN ALEXANDER)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-18137 / MBKJoseph Casello, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterCITIGROUP MTG (PLUESE)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-18137 / MBKJoseph Casello, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-18431 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN TO RECLASSIFY CALVARY SPVI, LLC CLM#21-1 TO UNSECURED
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-18828 / MBKDavid G. Beslow, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSANTANDER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-19122 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledCARRINGTON MTG (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-19325 / MBKRobert Cameron Legg, Esq.Motion SellNo Opposition Filed296 OGDEN STATION RD
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-19851 / MBKKevin C. Fayette, Esq.Motion Relief from Stay (Fee)No Opposition FiledFRIA PROPERTIES (GREENBLATT)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-20363 / MBKNicholas Fitzgerald, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>CENLAR FSB (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-20372 / MBKPeter E. Zimnis, Esq.Motion Prospective ReliefNo Opposition FiledTFS CUST FOR FIG CAP INV NJ13 (PELLEGRINO)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-20841 / MBKPRO SEMotion Relief from Stay (Fee)No Opposition FiledSELENE FINC (KML)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-20848 / MBKGeorge E. Veitengruber, III, Esq.Motion Prospective ReliefNo Opposition FiledDEUTSCHE BANK (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
10112/10/2025 9:00 am25-21308 / MBKJenee K. Ciccarelli, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsAR NOTES
multiple filings with Ronaldo George (disbarred) claims George did not advise him causing dismissal

2ND MORTG OBJ PROSPECTIVE RELIEF IN LAST CASE ALSO LOAN HAS MATURED - REP 2ND NO PENDING FORCLOSURE 1ST HAS SALE SCHEDULED FREEDMAN VERTOL0
MTN TO IMPOSE STAY

prospective on last case and loan has matured per O'Donnell (Allied 2nd mort)

1st mort had sale scheduled Friedman Vartolo(no obj filed)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-21989 / MBKKevin C. Fayette, Esq.Motion to continue stay3rd Party MatterMTN EXT STAY
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 9:00 am25-21989 / MBKKevin C. Fayette, Esq.Motion Extend Time3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am21-19299 / MBKKirsten B. Ennis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 47 of 47 required payments   Arrears: $1,110.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am24-20170 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 13 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am24-20417 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 13 required payments   Arrears: $9,748.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-10566 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 9 of 10 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
12612/10/2025 10:00 am25-10962 / MBKAndre L. Kydala, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 10 required payments   Arrears: $800.00
10/9 AMT: 2ND INTERIM SCH ORDER TO CHAMBERS/7 DAY<<>>
RECOMMEND DISMISSAL
9/24 workup

AR NOTE DEBTOR DID NOT COMPLY WITH ORDER LAST TIIME AND STILL IS NOT IN COMPLIANCE. THE MOTION TO SELL DOES NOT EXCUSE FAILURE TO PAY, FAILURE TO RESOLVE IRS ETC. -DISMISS OR HOLD

INTERIM ORDER DOC29 REQUIRED:
x File a Motion to Approve Sale of real property
x Provide proof of all filed tax returns to the Trustee and resolve estimated claims of NJ
Division of Taxation #4-1 and IRS # 1-1
x Be current with all Trustee plan payments
x Respond to the following unresolved items in the Trustee's Calendar Disposition List
o Jennifer Snyder's late filed Proof of Claim #5-1, which is not provided for in
debtor's plan
o Provide the Trustee with:
? Domestic Support Obligation information
? Income Contribution Affidavit
Clear copy of auto insurance policy (RECEIVED)
Copy of Deed (RECEIVED)
7/28 workup for the 8/6 calendar

*2 of 6 payments

AMT 7/3: INTERIM SCH ORDER TO CHAMBERS/7 DAY:
--Withdraw Chapter 13 Plan Doc #11 on or before that scheduled hearing date of 7/16/25
--File a Motion to Approve Sale of real property
--Provide proof of all filed tax returns to the Trustee and resolve estimated claims of NJ Division of Taxation #4-1 and IRS # 1-1
--Be current with all Trustee plan payments
--Respond to Jennifer Snyder's late filed Proof of Claim #5-1, which is not provided for in
debtor's plan
--Provide the Trustee with:
? Domestic Support Obligation information
? Income Contribution Affidavit
? Clear copy of auto insurance policy
? Copy of Deed
AS OF 6/24/2025 (at):



1. NJ Division of Taxation filed an estimated claim #4 which needs to be amended. (STILL ESTIMATED)

2. Jennifer Snyder filed a late claim for in the amount of $20,847.62 which is not listed in the plan. Is the debtor going to pay this claim?

3. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation in
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-11081 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 9 required payments   Arrears: $1,238.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-11544 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 9 required payments   Arrears: $7,900.00
Email InquiryMatter ResolvedRequest
Adjournment
11312/10/2025 10:00 am25-12579 / MBKDavid L. Stevens, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 8 required payments   Arrears: $1,050.00
AR RESOLVE OR HOLD
10/21 workup for the 10/29 calendar EDC

--the arrears on the 2022 Ram 250 are $21,347 not $4380

--amended schedules remove non-filing spouse income and expenses? Says they are separated now and that he is still using the $1900 truck. Why would spouse be paying for the truck still if separated? Whey isn't this on his expenses?

--per cert is now self employed so will need P&L and business forms

1) Trustee objection to confirmation - need to resolve
- Domestic Support Obligation information - PROVIDED

- The debtor(s) plan consists of unnecessary or excessive expense items, such as $1,906.08/month car payment NEED TO EXPLAIN
- Verified income leaves monthly disposable income of $1,275.59. NEEDS TO P&L AND OCTOBER INCOME
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,534.00 when determining disposable income.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.


proposed plan $550x36 base plan

----------------------------------------
RESOLVED ISSUES:

- A copy of the last filed tax return - for 2024 by 5/15/2025. RESOLVED, PROVIDED RETURN
- Need to file Pre-Confirmation Certification - RESOLVED FILED
- The IRS filed an estimated claim which needs to be amended - RESOLVED, AMENDED CLAIM FILED
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-12714 / MBKWilliam S. Wolfson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 8 required payments   Arrears: $5,946.00
Email InquiryMatter ResolvedRequest
Adjournment
11412/10/2025 10:00 am25-12815 / MBKLaurence R. Sheller, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 8 required payments   Arrears: $5,990.00
As of 10/23/25 (mk):


returns filed - needs APOC for IRS-
>>IRS ESTIMATED PRIORITY(146,112.54) AND UNSECURED CLAIM: Secured claim is fixed at 5,645

1. Objection By EverBank(A.Lubin):on2nd mtg Aspen Dr. prop:
-plan fails to pay arrears(175,000) MP pays arrears pending LM- creditor objects to the LM as speculative as debto not in loss mit program.

2. Trustee Objection:
- MP still does not give a deadline date for completion of LM.

-Schedule C improperly exempts Timeshare using d(1) exemption. - There is no equity in this timeshare. MP SURRENDERS IT SO Must amend Sched C to remove exemption.


Plan:$3,000 x 60 begin 4/1/25; Base and Loan mod Std Loans outside
6/7 payments


-------------RESOLVED--------------------
- need 2024 tax return. PROVIDED

MFR on real property(Woodland A) 6/25/25-GRANTED- This Prop is surrendered in plan

- Toyota Bifurcated claim -Claim with arrears filed by Toyota for $684.56- atty says PAY THIS ADD LANG to pay arrears and no distributions on secured and unsecured portions of claim

- Objection by US Bank for NRZPass-Thru(RAS) on Woodland- 2nd mtg)PLAN SURRENDERS

- Objection by US Bank as Tr for RCF2Acqu. Trust(RAS):CREDITOR HAS STAY RELIEF ON THIS PROP> AND IT IS SURRENDERED IN PLAN
(0n Woodland Ave prop) 1st mtg
-7th bkcy case
-plan surrenders prop AND says LM
- Bad Faith
- Excessive expenses: Life insurance $600. PROVIDED
- Must provide Lincoln Life whole life insurance balance statement, per Schedules Debtor has borrowed against it. Must provide balance owed prior to filing date. PROVIDED

- need 2024 tax return. PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
11712/10/2025 10:00 am25-13621 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 56 of 7 required payments   Arrears: $400.00
issues as of 10/28/2025 (JMA)

1) There is non-exempt equity in house in the amount of $99,626.06. The plan base is $116,147.
2) Debtor's plan proposes payment of $200x36 base plan. This plan is not feasible.

issues as of 10/23/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Verified income leaves monthly disposable income of -$629.22.
- The debtor has failed to file a feasible plan. Debtor has insufficient income to fund the plan.
- Need statements for the debtor's 5 pension loans - NOT PROVIDED TO DATE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as $700/month for transportation; $3,500/month mortgage payment (per statement payment is $2,914.02). Need proof of excessive expense 10 days prior to confirmation. STILL NEED SUPPORTING DOCUMENTATION FOR TRANSPORTATION.

modified plan before conf proposed plan $200x30 base plan
paid in $11,171.38
arrears $200
last claim 30-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - Policy provided expires on 5/9/25 -RESOLVED, PROPERTY SOLD, NO LONGER NEED HOI
- Need to resolve objection by US Bank. RESOLVED, PAID OFF AT SALE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $110,399 in non-exempt equity in the residence. RESOLVED, PROPERTY SOLD, PAID NON-EXEMPT EQUITY TO TRUSTEE
- The attorney's fees in the plan ($3,000) and the disclosure statement do not agree. Disclosure states that $3,000 will be paid outside of the plan. One of these must be amended -RESOLVED, AMENDED ATTORNEY DISCLOSER OF COMPENSATION, $3,000 TO BE PAID THROUGH PLAN.
Email InquiryMatter ResolvedRequest
Adjournment
12212/10/2025 10:00 am25-15023 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $1,500.00
10/20 workup for the 10/29 calendar EDC

As of 8/25/25 (DS): Debtor atty requested adj to allow time to resolve IRS estimated tax claim, proof provided of TFS payment $2,500 made 8/22/25.-NO PAYMENTS SINCE AUGUST AND IRS STILL ESTIMATED EDC-per AR we can use the estimated amount and reserve with estimated resolved in 90 days

MFR on for 10/29 RAS/Selene

As of 8/21/25 (DS): 1. Debtor not making per plan payments and is in arrears $2,500, made 1.2 out of 3 payments.STILL 2 PAYMENTS IN ARREARS

2. Trustee obj to the following:
- Debtor's income is insufficient, disposable income verifies $834 and plan is proposing $1,500. DEBTOR IS IN ARREARS. PER TRUSTEE ATTY MUST SHOW FEASIBILITY.-per email debtor will be eligible for SS soon
- Must resolve IRS estimated tax claim, 2024 not filed.
- Must resolve creditor obj.
- Must file fee app within 7 days from confirming order.

3. Selene (CORY WOERNER) obj to arrears more, POC filed with arrears $135,453.54. Must resolve obj.

Prop Plan $500 x 1 begin 6/1/25; $1,500 x 11 7/1/25; $2,000 x 12; $3,300 x 36; 0%
Email InquiryMatter ResolvedRequest
Adjournment
12312/10/2025 10:00 am25-15077 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $500.00
10/20 workup for the 10/29 calendar EDC

1) US Bank (RASC) objection to confirmation - STILL NEED TO RESOLVE
- Plan seeks loan modification and proposes adequate protection payments of $1,800. Adequate protection payment should be $2,739.81.
- Plan provides an unclear treatment of Secured Creditor's claim

2) Trustee objection to confirmation - need to resolve
-ARE STUDENT LOANS PAID OUTSIDE?
- Need Certification regarding disposition of the PI proceeds the debtor, Debra Hills, received prior to the current bankruptcy filing. NOT RESOLVED TO DATE.

- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $$57,200 non-exempt equity in house pending review of explanation regarding the disparity in the value of the Ocean County real estate. OK TO PAY - THIS IS THE AMOUNT USING DEBTOR LATES CMA
proposed plan $500x12, 3,000x48 base plan with loan mod by 12/1/2025
paid in $1,000
arrears $500
last claim 14-1

----------------------------------
RESOLVED ISSUES:
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - Zillow value is significantly higher than the CMA value provided. Need explanation. NOT RESOLVED TO DATE
issue as of 8/28/2025 (JMA) - debtor sent a CMA with a lower value of $740,000. The original CMA was an Equifax report with value of $786,000. Zillow value $948,000. OK HOMES IN AREA IN $700 RANGE EDC

The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- Provide 2025 social security statement showing the current amount of SSI received. RESOLVED, 2025 STATEMENT PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-15400 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 6 required payments   Arrears: $1,904.00
mk:Atty uploaded adj request for 12/10

As of 10/21/25(mk):


>>MFR By T. Malouf( CVC LAW): To Allow St Court Probate Proceedings to continue

Plan calls for sale of real property Kendall Park NJ- debtor presently does not have title to property- Will contest in State Court.
APPARENTLY THERE WILL BE A CONSENT ORDER ENTERED INTO BY PARTIES ALLOWING THE CONTINUED LITIGATION OF THE VALIDITY OF THE CODICIL( of debtor's mother)

1. Objection by Finance of America(A. Lubin)
- reverse Mtg- sale plan creditor wants to see a realtor appt. and prop listed for sale and being actively marketed.

2. Objection By Estate of Gail Miller(debtor's mother) Zachary Whelan esq: He was appointed as Ct appointed Administrator of the Estate. there is a Will contest b/w debtor and her sister . Only the Estate can sell the real property. Debtor dos not have the authority to sell the property to pay of her debts in the Ch 13 case.

3. Objection by Bridgecrest(McCalla):
-Objects to cram value.

4. Trustee Objection
-Disposable income verifies higher at $2,252. All NF spouse income- debtor is unemployed
- may be more NE proceeds if debtor is successful in will contest - however guc total is i only $6,282.28 so may be moot as Tr will rec NE proceeds form sale of property
- need copy of debtor's mother's will and codicil and update and or informal accounting of the estate.

Plan:$250 X 4; $600 X 3; $3,195.59 X 53 Base and Sale of Oakey Dr by 12/2025
current

-----RESOLVED-------------------
GUC Total 6,281.28 needs to be 100%
-Plan fails to provide the non-exempt equity in the residence
-There is estimated non-exempt equity in the residence $321,595, pending all secured claims filed.
Add to confirming order non-exempt proceeds from sale of residence to TR

- need service on plan motions: Bridgecrest( moot and they filed an objection)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-15400 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 6 required payments   Arrears: $1,904.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-15909 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $1,832.00
10/20 workup for the 10/29 calendar EDC

* Objection filed by Credit Acceptance (Eisenberg Gold) - creditor wants adequate protection payments and proof of insurance. (UNRESOLVED)

* Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)

$613 x 60 begin 7/1/25; 0%
-------------------
RESOLVED ISSUES:
* Austin Capital Bank filed a bifurcated claim which needs to be resolved. (RESOLVED Capital One and Austin arrears claim to be paid and unsecured portion to be paid outside of the plan)
2. Capital One Auto Finance filed a bifurcated claim which needs to be resolved. (RESOLVED-Capital One and Austin arrears claim to be paid and unsecured portion to be paid outside of the plan)

3. Objection filed by Credit Acceptance (Eisenberg Gold) - creditor wants adequate protection payments and proof of insurance. (UNRESOLVED)

- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Must service Credit Acceptance. (CERT OF SERVICE FILED)

Plan proposes: $613 x 60 beginning 7/1/2025, 0% to unsecured creditors
Payments: 2/3, arrears $606.08
Email InquiryMatter ResolvedRequest
Adjournment
13212/10/2025 10:00 am25-16541 / MBKScott J. Goldstein, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $4,200.00
10/22 workup for the 10/29 calendar EDC
ADJ 10/29 - Subject to Terms - no appearance on 10/8

-motion relief from stay on for 10/29 LoanDepot adj to 11/19

IF PAYING $48,450.34 CLAIM OF LOAN DEPOT TO CONFIRM IT NEEDS:
$1400 X 12 BEG 7/1/25 THEN $2282 X 48 BEG 7/1/26---Attorney to file pre-conf cert in 7 days-attorney must file fee application in 7 days- debtor must sign up for ewage automatic deductions in 7 days


**trustee objection:
-- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of
confirmation.
-- The debtor has failed to file the required Pre-Confirmation Certification .
-- Need a statement for the 401k loan.
-- The debtor must provide updated proof of auto insurance for the 2018 Honda CRV and 2018
Acura ILX. The policy provided has expired 9/25/25

- - Debtor has agreed to use Zillow for the homes value. There is $91,615 in non exempt equity in the
residence. The plan must remain a 100% plan.
-- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming
the plan.

$1400 X 12; $2200 X 48; 100%
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-16553 / SLMJonathan Stone, Esq.Objection to Exemptions3rd Party MatterCREDITOR, REILLY OBJ TO EXEMPTIONS 522 (d)(1), (3), & (4)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-16584 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 5 required payments   Arrears: $2,338.00
Email InquiryMatter ResolvedRequest
Adjournment
13412/10/2025 10:00 am25-16689 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
As of 10/21/25(mk):

1. Objection by Deutsche Bank(RAS): on Cliffwood property
-Plan fails to pay arrears $255,071.66. plan proposes a LM on the property-speculative

2.Objection by Wells Fargo(RAS):on Matawan property
- there is no treatment of this property in the plan
-arrears $995,558.55
MK: debtor says has approval for short sale on this property( belonged to her parents) - MUST FILE A MOTION

3.Trustee Objection:
-plan must be a min of 36 months
- need proof of auto insurance. received
- Amendments to Schedules Schedules C and D are blank
-Excessive expenses on Schedule J $2,850/mortgage residence; $1,585/childcare and
education; $875/car insurance; $1,450/car payment (make/model not provided); Need to
provide Trustee with documentation supporting expenses no less than 10 days before
confirmation hearing.
- plan is not feasible. negative income of 11,221.40.
-must file pre conf cert.

Plan: $100 X ?; LM 12/2025; BASE
4/4 payments
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-16793 / MBKErik Frins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
13512/10/2025 10:00 am25-16803 / MBKEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
nfa
Docs just received, not reviewed

1. Fifth Third Bank filed arrears claim 8-1 in the amount of $462.67 which is not addressed in the plan (OK TO PAY)

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification .

- Need Amendments to Schedules 22C to list spouse's income. This is an above median case.

- Verified income leaves monthly disposable income of $910.07.

- The current Plan does not specify treatment of Fifth Third Bank's secured arrears claim under the Plan.

- There is $315 in non exempt equity in the bank accounts.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution.

- Student loans will be paid outside of the plan.

Plan proposes $125 x 60 Base
Payments: 4/4


RESOLVED:
- Need May and June bank statements for Chase account 3344. (RECEIVED AND OK)
Email InquiryMatter ResolvedRequest
Adjournment
13612/10/2025 10:00 am25-16856 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
10/22 workup for the 10/29 calendar EDC
same as last time

Trustee's objection:
- The debtor has insufficient income.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,156.02/month car payment
- Certification regarding JNZ United Construction. (NOT RECEIVED)

------------------
RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,192 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- Confirming order should provide for all non-exempt proceeds from personal injury and wrongful termination claims. (LANGUAGE ADDED)


Plan proposes: $400 x 36 beginning 7/1/2025, base
Payments: 1/3, arrears $800
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-17095 / MBKAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $743.00
issues as of 10/23/2025 (JMA)

1) JPMorgan Chase Bank (Powers Kirn) objection to confirmation - CONSENT ORDER RESOLVING OBJECTION, OK TO PAY $61,889.99 THROUGH PLAN TO RESOLVE OBJECTION
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Disposable income verifies -$1,522. No income provided for the 2 employers listed on Sched I.
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis with comps.
- Proof of 2 month's income - from employment. Only received 1 pay stub from Burlington County Elections for June.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence $352,889.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). Must resolve creditor objection.
- The debtor needs to add the $4000 small claims court lawsuit to the schedules.
- The debtor needs to add the part time woodworking income.

proposed plan $745x60 begin 8/1/2025 100% plan
paid in $745
arrears $1,490
last claim 1-1
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-17192 / MBKCarrie J. Boyle, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 4 required payments   Arrears: $0
AS OF 10/23/25 (SF) DEBTOR IS NOT CURRENT WITH PAYMENTS ARREARS $600

1. State of NJ filed estimated priority claim 5-1 (NEED AMENDED CLAIM)

2. IRS filed estimated priority claim 4-1 (NEED AMENDED CLAIM)

3. NJMVC/Surcharge Violation System Office filed secured claim $15,075.88 which is not addressed in plan (MUST RESOLVE)

4. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification .

- -Income verified higher $460.16 than the scheduled amount of $334.88.


Plan proposes $300 x 36 Base
Payments: 1/3 Arrears: $600



Email InquiryMatter ResolvedRequest
Adjournment
14212/10/2025 10:00 am25-17313 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 10/27/25 (DS): Recommend confirming at $458 x 3 begin 8/1/25; $1,680 x 33 begin 11/1/25; Base and add to confirming order Trustee ok to pay arrear claim#16-1 of PennyMac Loan $650.79

10/27/25 - EMAIL FROM DEBTOR ATTY DISPUTING INCOME PROVIDING ME WITH 6/2024 INCOME - 6/2025, EMAILED ATTY TO PROVIDE POI FOR JULY-SEPT 2025 TO DETERMINE INCOME.

1. PennyMac mtg filed arrears for $650.79. Trustee ok to pay?

2. DEBTOR ATTY IS DISPUTING DISPOSABLE INCOME. After recalculating disposable income and using year to date income from June for both Debtors there would be disposable income $1,972.33. 10/27/25 - EMAIL FROM DEBTOR ATTY DISPUTING INCOME PROVIDING ME WITH 6/2024 INCOME - 6/2025, EMAILED ATTY TO PROVIDE POI FOR JULY-SEPT 2025 TO DETERMINE INCOME.

AS OF 9/4/25 (at): RECOMMEND: $916 PAID, $600 x 2 BEGIN 10/1/25, $680 x 13 BEGIN 12/1/25, $780 x 19 BEGIN 1/1/27; Base

Trustee's obj disposable income verifies $714.92.

Plan Prop $458 x 36 begin 8/1/25; Base
Note: Homeowner insurance, 401(k) loan and bank statements provided.
Email InquiryMatter ResolvedRequest
Adjournment
14512/10/2025 10:00 am25-17452 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 10/20/2025 (JMA) UPDATED

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor must provide proof of auto insurance for the 2020 GMC Sierra - POLICY PROVIDED DOES NOT LIST VEHICLES COVERED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Duplicate expenses on Schedule J and on P&L:
Cable/internet/phone - Schedule J $375 and P&L $488.66/month; Car payment - Schedule J $1,174 and P&L $1,383/month; Car insurance - Schedule J $304 and P&L $609/month; Wages on P&L are $12,078/month. Per business questionnaire, debtor has no employees. Need proof/explanation of expenses 10 days prior to confirmation.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $12,450 non-exempt equity in the business.

proposed plan $500x60 base plan
paid in $1,500
last claim 8-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOVLED, FILED.
- The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information RESOLVED, PROVIDED STATEMENT FOR CHILD SUPPORT $576/MONTH; A copy of the last filed tax return - for 2024 prior to confirmation. RESOLVED, PROVIDED 2024 RETURN, NO REFUND
Email InquiryMatter ResolvedRequest
Adjournment
14612/10/2025 10:00 am25-17520 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 4 required payments   Arrears: $900.00
AS OF 10/27/25 (SF) UPDATED

suppl trustee obj-The debtor has failed to provide proof of service with respect to Plan Motion(s) as to Quantum 3 Group LLC.

1. Quantum 3 Group LLC filed secured claim 11-1 for $3199.20 with zero arrears. (Water treatment) This claim is not addressed in plan. (MP filed to cram claim but improper service. There is no separate Certification of service filed. (Must Resolve)

2. Fourleave FCU filed arrears claim 21-1 in the amount of $25 which is not addressed in plan (OK TO PAY?) YES

3. Planet Home Lending filed arrears claim 16-1 in the amount of $160.90 which is not addressed in plan (OK TO PAY?) YES

4. Trustee objection:

- The debtor has failed to file a feasible plan - that propose a tier plan when car payment $468 ends in month 15. ok to increase

- Need copy of 401(k) loan balance statement prior to filing date.
Debtor 401k loan expires in 56 months and $204.09 will be available in month 59
Co-Debtor 401k loan expires 1/22/32

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Auto insurance $468 (verifies $100) . Must provide proof of expenses 10 days prior to confirmation.

- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).
Plan fails to propose the non-exempt equity in the residence and assets.

- There is non-exempt equity in the residence $19,286, Four Leaf acct#1561 $658, Four Leaf acct#0894 $460, Four Leaf acct#9573 $1,209 and Four Leaf acct#1544 $1,015 total $22,628.


Plan proposes $900 x 60 Base
Payments: 3/3



RESOLVED:

- 9/18/25 auto insurance received
- The debtor has failed to file the required Pre-Confirmation Certification . (FILED)
- Need a Modified Plan that marks off 1e jointly administered and adds student loans to be paid outside. (FILED)
- The debtor must provide updated proof of auto insurance for the 2017 Chevy Pacifica if n
Email InquiryMatter ResolvedRequest
Adjournment
17412/10/2025 10:00 am25-17656 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 10/3/25 (SF)

1. Objection filed by Deutsche Bank (Woerner) - failure to pay arrears of $238,038.46 and speculative loan mod

2. The IRS filed a priority claim in the amount of $52,775.92 which is higher than the proposed amount of $37,075.46

3. The IRS filed a secured claim 3-1 in the amount of $15,904.41 which is not addressed in the plan for 2010 GMC Light Acadia-V6

4. Americredit Financial Services filed an arrears claim 601 in the amount of $2466.69 which is not addressed in the plan

5. Trustee objection:

- The debtor(s) is not paying all disposable income into the plan:
Excess expenses $620/electricity; $780/telephone, cell phone internet; $400/personal care; $760/Health insurance - need to provide Trustee with supporting statements for excessive expenses. Must be submitted to Trustee within 10 days of confirmation hearing.


Plan proposes $750 x 12; $3500 x 48; Base; Loan Mod by 2/1/26
Payments: 2/3 Arrears: $750

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-17769 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 4 required payments   Arrears: $0
issues as of 10/23/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - STILL NOT FILED
- The debtor must provide updated proof of auto insurance for the 2016 Honda Accord. The policy provided expires on 9/14/25 - RESOLVED, PROVIDED RENEWAL POLICY EFFECTIVE UNTIL 9/14/2026.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $9,354.85. REVIEW OF INCOME SHOWS $5,322.40 REGULAR INCOME PLUS OVERTIME OF $8,793.38. SENDING EMAIL TO DEBTORS ATTORNEY FOR ADDITIONAL INFORMATION.
- Reviewed the 22C, monthly gross income is $17,751. Per the 22C, monthly disposable income is $8,572.50. DISPOSABLE INCOME ON FORM 22 C LINE 11 IS $7949.08. FORM 22C LINE 45 IS NEGATIVE
- Plan payments need to increase by $200 in October once the pension repayment ends.
- Attorney to include timeshare in the schedules and surrender under the plan NOT FILED TO DATE

proposed plan $150X60 BASE PLAN
paid in $650
last claim 13-1

RESOLVED ISSUES:

- Reviewed the 22C, monthly gross income is $17,751. Per the 22C, monthly disposable income is $8,572.50. DISPOSABLE INCOME ON FORM 22 C LINE 11 IS $7949.08. FORM 22C LINE 45 IS NEGATIVE
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-17837 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-17846 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 10/24/25 (DS): Debtor atty requested adj to allow time to file mod plan

As of 10/24/25 (DS): 1. Trustee obj to the following:
- Must file a mod plan that mark off 1e. Case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. Plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. Also needs a tier plan when car payment $477 ends in month 16.
- Must amend Sched A/B and C to add 2009 Lexus.
- 22C Line 22 for additional health care expense $132 and Line 23 has Optional Tele services $550, plus IRS tax claim came is higher and car arrears, which would leave disposable income at $746 and requires min. div. $44,760 to GUCs.
- Nissan filed arrears claim for $446.30. Trustee ok to pay?

2. M&T Bank claim is bifurcated. No arrears owed. Trustee to treat claim outside.

Prop Plan $400 x 60 begin 8/1/25; Base
Note: Updated auto insurance provided 10/24/25.
Email InquiryMatter ResolvedRequest
Adjournment
18312/10/2025 10:00 am25-18104 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 4 required payments   Arrears: $6,059.00
issues as of 10/3/2025 (JMA)

1) 341 has not been held, not rescheduled
2) US Bank (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Consent Order requires debtor to pay $127,635.51 through plan to resolve creditor objection
- If the Debtor fails to make any regular monthly mortgage payment within thirty (30) days of the date it becomes due, then the Creditor may obtain an Order vacating, terminating and/or annulling the Automatic Stay as to the Property by filing, with the Bankruptcy court, a Certification specifying the Debtor's failure to comply with this Order.

proposed plan $2,353x60 base plan
paid in $2,353
arrears $4,706
last claim 5-1
Email InquiryMatter ResolvedRequest
Adjournment
15412/10/2025 10:00 am25-18149 / MBKDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 10/24/25

1. Objection filed by NJ Housing and Mortgage Finance Agency (Cozzini) - failure to pay arears of $5194.11 (OK TO PAY?)

2. The Plan does not address secured claim 1-1 for US Dept of HUD or claim 10-1 for NJ Housing and Mortgage Finance Agency--US Dept of HUD to be paid outside of the plan

3. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification .

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,000/month for utilities
$1,000/month for food for two
$300/month for entertainment
$300/month for support (need court order)
Need proof of expenses 10 days prior to confirmation. All expenses are allowed as long as case remains 100%.

- There is $79,821 in non exempt equity in the residence.

Plan proposes $760 x 60 100% Plan
Payments: 2/2



Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-18165 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $859.00
Email InquiryMatter ResolvedRequest
Adjournment
18812/10/2025 10:00 am25-18167 / MBKJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 rescheduled.
as of 10/1/2025 (JMA)

1) 341 not held, not rescheduled


proposed plan $1,000x60 100% plan
paid in $1,000
arrears $1,000
last claim 2-1
Email InquiryMatter ResolvedRequest
Adjournment
18912/10/2025 10:00 am25-18217 / MBKDouglas A. Cole, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 10/3/2025 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
19112/10/2025 10:00 am25-18236 / MBKJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 rescheduled
As of 9/26/25 (DS): 341 not held 9/11/25 still missing docs
Email InquiryMatter ResolvedRequest
Adjournment
15512/10/2025 10:00 am25-18359 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $800.00
issues as of 10/23/2025 (JMA)

1) Toyota Motor Credit (Stewart Legal Group) objection to confirmation - NEED TO RESOLVE
- Claim to be treated as unaffected by the plan
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(5) by $15,400, used d(1), which only remained $1,675.
- Disposable income verifies $1,625. Plan is 100%.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $145,925, $3,125 in 2019 Toyota, $1,200 in 2007 Toyota and $1,113 in Wells Fargo Bank account - TOTAL NON-EXEMPT EQUITY $19,963

proposed plan $800X60 100% PLAN
paid in $800
arrears $800
last claim 12-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor must provide updated proof of auto insurance for the vehicles. The policy provided has expired - RESOLVED, RENEWAL POLICY PROVIDED GOOD THROUGH 3/24/2026
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-18409 / MBKJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,904.00
Email InquiryMatter ResolvedRequest
Adjournment
19812/10/2025 10:00 am25-18433 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00
AS OF 10/3/25 (SF)

1. Objection filed by Onslow Bay Financial (Spivack) - failure to pay arrears of $878.78 (No claim filed yet)

2. Trustee objection:

- The debtor has failed to file a feasible plan - that propose a tier plan when spouse pension loan $252 ends in month 17

- Need Santander Bank statements for all 3 accts from 8/1/25-8/12/25. (RECEIVED. THERE IS NONEXEMPT EQUITY OF $5,538)


- 22C has disposable income, fails to add Debtor's tax refund $211.08 and with Line 45 $1,145.71 would be $1,356.79, which would require min. div. $81,407 to gucs, also pending spouse 2024 tax return.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,533 when determining disposable income.

- There is non-exempt equity in the residence of $83,700 and may be in Santander Bank accts, pending bank statements.



Plan proposes $1000 x 12; $1800 x 48; $92,000 to gucs
Payments: 1/2 Arrears: $1000

RESOLVED:
- Need a copy of the last filed tax return - from spouse for 2024. (RECEIVED)
- The debtor must provide updated proof of auto insurance for the 2022 Subaru. The policy
provided expires on 10/14/25. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
19912/10/2025 10:00 am25-18469 / MBKEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,100.00

AR ATTY TO UPLOAD ALL DOCS AND SCH 341 IF NOT REC DISMISSAL IF SUBMITTED OK ADJ TO 12-19

as of 10/1/2025 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments made to date, arrears $2,200

proposed plan $1,100x60 base plan
paid in $0
arrears $2,200
last claim 10-1
Email InquiryMatter ResolvedRequest
Adjournment
15812/10/2025 10:00 am25-18487 / MBKHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
issues as of 10/23/2025 (JMA)

1) Selene Finance LP (RASC) objection to confirmation - NEED TO RESOLVE
- Secured Creditor's claim will show the pre-petition arrearage due Secured Creditor is $57,017.38.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. income verified lower than scheduled amount, disposable net is $337.42.
- The debtor has failed to file the required Pre-Confirmation Certification.
- All non-exempt proceeds for Personal injury case be paid to Trustee
3) Navy Federal Credit Union filed secured claim for cash/rewards secured Visa, pay $1,999.30 to be paid in full through plan
4) Prestige Financial Services secured claim, proposes payment in full in the amount of $951.56.

proposed plan $500x30, $1,850x30 base plan
paid in $500
arrears $500
last claim 12-1

Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-18487 / MBKHerbert B. Raymond, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 2 of 3 required payments   Arrears: $500.00
AMT: COURT DOCKET/ENTERED IN ERROR
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-18614 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 not held- rescheduled to 10/30/25
Payments: 2/2


Email InquiryMatter ResolvedRequest
Adjournment
20112/10/2025 10:00 am25-18632 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $300.00
AS OF 10/3/2025 (at):

NEED HOMEOWNER'S INSURANCE WITH LIABILITY COVERAGE. (RECEIVED)

1. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - from Co-Debtor for Sept. (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage, insurance provided is fire coverage insurance. (NOT RECEIVED)
- 2 months bank statements from PNC Bank accts#3902 and #3929, both listed on acct#3881. (NOT RECEIVED)
- Amendments to Schedules A/B and C to add PNC Bank accts#3902 and #3929. (NOT AMENDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Home maintenance $500, Electricity/Heat/Gas $550, Water/Sewer/Garbage $250, Tele/Cell/Cable/Internet $500, Children Education Cost $1,072 (No school expenses on tax return) and Kids sport $205, Transportation $1,000, Entertainment $500, Life insurance $350 and Auto insurance $604 (verifies $326). Must provide proof of expenses 10 days prior to
confirmation (PROOF OF EXPENSES NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- The debtor must provide explanation regarding ticketmaster income and any Zelle income deposits over the past 6 months. Any income must be provided in updated schedule I. (NOT RECEIVED/NOT AMENDED)

Plan proposes: $600 x 60 beginning 9/1/2025, base
Payments: 1/1
Email InquiryMatter ResolvedRequest
Adjournment
16212/10/2025 10:00 am25-18667 / MBKBrian F. O'Malley, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $366.00
As of 10/27/25 (DS): 341 not held 10/16/25, still missing debtor wet sign page 6
Email InquiryMatter ResolvedRequest
Adjournment
16412/10/2025 10:00 am25-18696 / MBKLARRY CHARLES MILLERConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,234.00
10/29/25 (sf) Copy of Cashier's check in the amount of $1617 just received


341 NOT HELD -MISSING DOCUMENTS
PAYMENTS: 0/2 ARREARS: $3234
Email InquiryMatter ResolvedRequest
Adjournment
16712/10/2025 10:00 am25-18842 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $200.00
AR NOTES
ISSUES 341 DOCS FUNDS TFS 10-28
SALE PER MATRIMAONIAL NO AUTH TO SELL WO CONSENT NO POST DSO PYMTS
As of 10/27/25 (DS): 341 not held 10/2/25, still missing docs, also no Trustee payments made, Debtor in arrears $400, made 0 out of 2 pymts.
Email InquiryMatter ResolvedRequest
Adjournment
16812/10/2025 10:00 am25-18873 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $517.00
AS OF 10/24/25 (SF)

Note: nonexempt equity is $26,074. May wish to adjourn to after bar date

1. Part 5a of plan is blank (PLAN REQUIRES 100%)

Trustee objection:

- There is $126,074 in non exempt equity in the residence. (PLAN REQUIRES 100$ TO GUCS)



Plan proposes $517 x 60
Payments: 2/2

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-18994 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $4,982.00
As of 10/24/25 (DS): Debtor atty requested adj to allow time to resolve all issues.

As of 10/22/25 (DS): 1. Debtors in arrears $9,964, made 0 out of 2 payments. TFS PAYMENT $4,982 MADE 10/24/25

2. Trustee obj to the following:
- Must provide 2024 Tax return, 401(k) loan balance statements for 2 loans from Debtor shown on pay stubs prior to filing date, updated auto insurance, if not confirmed (insurance expires 11/7/25) and proof of Solar Incentives NJ program paid for solar panels by deposits made into bank acct from 3/1/25 - 8/1/25.
- 22c has excessive expenses: Line 33 Ally car payment $1,562.50, when plan is already cramming 2 car payments. Removing the excessive car payment would show disposable income $720.03 which would allow unsecured creditors to receive a min. div. $43,202.
- Sched J has excessive expenses: Electric/Heat/Gas $550 (For household 2, plus has solar panels), 3rd car payment with 2 car crams $1,875 and ADT equipment which plan is proposing to cram. Must provide proof of expenses 10 days prior to confirmation.
- Disposable income verifies $6,077 when removing 3rd car payment.
- Debtors have failed to provide proof of service with respect to Plan Motions. Must service Technology Credit Union to address on POC filed, not SunPower Corp who installed the panels. Must service CarMax to address listed on POC filed 9/15/25. Must service ADT to street address, not PO Box.
- Must resolve State of NJ estimated tax claims, 2024 and 2025 not filed.
- There is estimated non-exempt equity in the residence $157,116, pending all claims filed.

3. Eastern Bank (DENISE CARLON) obj to arrears owed are more, no POC filed. Must resolve obj. RESOLVED OTBS WILL PAY ARREARAGE CLAIM

4. BridgeCrest-2020 Tesla (GAVIN STEWART) obj to cram. Must resolve.

Prop Plan $4,982 x 60 begin 9/1/25; 0%
Note: Updated homeowner insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-19101 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,046.00
Adj to after bar date

AS OF 10/22/25 (SF)

Trustee objection:
- The debtor has failed to file the required Pre-confirmation Certification

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$200/month for water/sewer
$741/month for cable/internet/phone
$185/month for miscellaneous expenses
Need proof of expenses 10 days prior to confirmation. (Note - son's contribution covers his car payment.)

- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $50,340 in non exempt equity in the residence



Plan proposes $1046 x 60 Base
Payments: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
17212/10/2025 10:00 am25-19126 / MBKNatalee Picillo, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $300.00
341 NOT HELD - MISSING DOCUMENTS
PAYMENTS: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
17312/10/2025 10:00 am25-19143 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $250.00
updated 10/28/2025 (JMA) NEED TO REQUEST ADJOURNMENT TO ALLOW 341 HEARING TO BE HELD
TFS PAYMENT DATED 10/28/2025 $500 TO BRING DEBTOR CURRENT, FUTURE PAYMENTS SCHEDULED

issues as of 10/20/2025 (JMA)

1) 341 not held, not rescheduled

proposed plan $250x36 base plan with sale 5/2026
paid in $0
arrears $500
last claim 1-1
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-19183 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $500.00
issues as of 10/21/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): Need a statement for the Edward Jones Investment account.
- The debtor has undertaken an improper use of exemption. Specifically: $900/month for cable/internet/phone; $2,500/month for food
$540/month for medical and dental; $500/month for entertainment; $2,900/month for spouse debt service; $587/month for storage unit
Need proof of expenses 10 days prior to confirmation.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $2,599 in non-exempt equity in the bank account.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Need a statement for the Amfamhome Insurance policy.
- Need a statement for the Prudential whole life insurance policy.
- Need August and September bank statements for the Wells Fargo account 4801.
- Student loans will be paid outside of the plan

proposed plan $1,000x36 base plan with loan mod by 2/2026
paid in $500
arrears $500
last claim 3-1
Email InquiryMatter ResolvedRequest
Adjournment
17612/10/2025 10:00 am25-19270 / MBKJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 10/27/25 (DS): Debtor atty requested adj due to 341 rescheduled to 11/6/25, request denied, does not get consent of objecting creditors
Email InquiryMatter ResolvedRequest
Adjournment
17812/10/2025 10:00 am25-19324 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
341 NOT HELD - Rescheduled to 11/20/25
PAYMENTS: 1/1
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-19573 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,000.00
issues as of 11/13/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Income verified higher than scheduled net income of $950.41. Using proof of income provided disposable net income is $2,051.52.
-Form 122c-2 Line 45 disposable net of $1,108 which requires minimum $66,480 to gucs.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $35,725.00 non-exempt equity in house; There is $313 non-exempt equity in 2019 Jetta;
TOTAL NON-EXEMPT EQUITY $36,038

proposed plan $1,000x60 with minimum $39,543 to general unsecured creditors
paid in $1,000
arrears $1,000
last claim 9-1
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-19839 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,262.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20103 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $507.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20126 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20193 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $8,158.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20196 / MBKRobert J. Pompliano, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $400.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20219 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,226.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20220 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20244 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,715.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20278 / MBKJamal J. Romero, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,950.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20327 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20337 / MBKCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20346 / MBKRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20363 / MBKNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $275.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20369 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20372 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20377 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20379 / MBKJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20384 / MBKScott D. Sherman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20473 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20530 / MBKMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $450.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20531 / MBKPaul H. Young, Esq.Order Show CauseWithdrawnFailure to Meet Credit Counseling Requirements.
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20531 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20544 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20591 / MBKRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20623 / MBKDaniel L. Reinganum, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $48.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20629 / MBKMichael Schwartzberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,050.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20692 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20693 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20704 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $625.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20708 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20779 / MBKCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20798 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 10:00 am25-20861 / MBKKevin S. Quinlan, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm15-32379 / MBKAngela Nascondiglio Stein Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm22-18335 / MBKJoseph Casello, Esq.Motion CompensationNo Opposition Filed(amt: ppsd order does not indicate inside or outside plan)
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm23-10799 / MBKAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm24-17039 / MBKThomas G. Egner, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm24-20686 / MBKWarren Brumel, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm24-21952 / MBKJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm25-10037 / MBKRobert Cameron Legg, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm25-10042 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm25-17066 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm25-17723 / MBKJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/10/2025 2:00 pm25-18984 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes