Judge Christine M. Gravelle
Hearing Date: 12/7/2022
Hearing Count: 188
Last Updated: 12-07-2022 06:52 PM

Type an attorney name, case number, or disposition in the box below to filter results.
Example: type the last name of the debtor's attorney to show only records for that attorney;
type a case number to see only that case

Back to Hearings List
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
012/7/2022 8:30 am22-17371 / RG David G. Beslow, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 11/28/22 (SF)

RECOMMEND $350 X 60 (BEGIN 10/1/22) BASE PLAN
- Add to confirmation order Trustee Standard Order of Distribution


Trustee objection:
The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution


Plan proposes $350 x 60 Base
Payments: 2/2

RESOLVED ISSUES:
-need to file Pre Confirmation Certification with Court (FILED)

Matter ResolvedRequest
Adjourment
112/7/2022 9:00 am15-31868 / CMGPaul N. Mirabelli, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/21/2022 9:00 am
Total Paid In: $26,798.00
FAILED TO PAY PLAN BALANCE ($799)

11/30/22(mk): sent email to atty- has the $now in trust acct - adj to 12/21/22 to allow time to snd and post it.
Matter ResolvedRequest
Adjourment
212/7/2022 9:00 am15-31931 / CMGPRO SEMotion Reopen Ch. 13 Case (fee)Granted
FILE CERT AND FINC MTG COURSE (BROEGE, NEUMANN)
Matter ResolvedRequest
Adjourment
312/7/2022 9:00 am17-16894 / CMGJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $22,811.00
ARREARS ($11,536 as of 12/6/22). last pay August. has never made a payment since MP was confirmed in August increasing payment to $3,060 p/m
Matter ResolvedRequest
Adjourment
412/7/2022 9:00 am17-17285 / CMGKirsten B. Ennis, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)WithdrawnTotal Paid In: $39,770.00
Matter ResolvedRequest
Adjourment
512/7/2022 9:00 am17-17285 / CMGKirsten B. Ennis, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $39,770.00
mk: dismissed on TR cert of default. Has funds to be current. was Cares act plan (84 mos)100% LM outside.pay arrears pending LM
Matter ResolvedRequest
Adjourment
612/7/2022 9:00 am17-17391 / CMGJeffrey E. Jenkins, Esq.Motion to SellGrantedTotal Paid In: $49,092.00
SALE OF 20 BEECHFERN LN NUNC PRO TUNC

RE sold - had order but name of purchaser and purchase price were different.
It was sold to ADRNJ Investments for 130,00.

Motion provided:w/ K sold to Eastern Real Estate LLC price 202,000

Plan balance pd.-below med. was a cares act extend to 66 mos.
Matter ResolvedRequest
Adjourment
712/7/2022 9:00 am18-12420 / CMGCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultContinued
12/21/2022 9:00 am
Total Paid In: $18,412.00
Debtor obj<> WILMINGTON SVG/Parkway ave (Brock & Scott)

12/2/22: Creditor adj request to get updated amt of arrears.
Matter ResolvedRequest
Adjourment
812/7/2022 9:00 am18-14660 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultContinued
1/18/2023 9:00 am
Total Paid In: $89,306.00
mk:L debtro atty to request 30 day adj. creditor consents

12/2 AMT: TRUSTEE LTR REQUESTING CONDUIT<<>>

Debtor obj<>CITIMTG/McKinley St (Stern & L)
Matter ResolvedRequest
Adjourment
912/7/2022 9:00 am18-17695 / CMGCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $28,544.00
11/23/22(mk): Order submitted. Total arrears $22,922.80. debtor to pay 2,000 immediately and arrears of $20,922.80 thru plan. File a MP 20 days form entry of order.


10/31/22(mk: creditor request to adj to resolve issues


10/28 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> MIDFIRST BANK/Stuyvesant Ave (KML)

10/28/22(mk) email formD, Carlon- will be adj. her client has not agreed to cure considering history.AR proposes CONDUIT w/ EWage
Matter ResolvedRequest
Adjourment
1012/7/2022 9:00 am18-17695 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/21/2022 9:00 am
Total Paid In: $28,544.00
AMT: MP 12/21 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>

11/23/22: creditr cert of default on 12/7 - order submitted - adds $20,922.80 into plan and MP in 20 days. conf on 12/7 should be denied


Debtor obj, filing MP<>PLAN WILL NOT COMPLETE TIMELY DUE TO POST PETITION MTG ARREARS ADDED TO PLAN

Mp on 12/7
creditor cert on 12/7/ -ORDER SUBMITTED 11/23/22
Motion for Comp on 12/7
Matter ResolvedRequest
Adjourment
1112/7/2022 9:00 am18-23993 / CMGPeter J. Broege, Esq.Creditor Certification of DefaultContinued
1/4/2023 9:00 am
Total Paid In: $37,640.00
12/2 AMT: TRUSTEE LTR REQUESTING CONDUIT<<>>


Debtor obj<> CENLAR/Buckalew Rd ( Pluese Becker)

12/7/22:PJB agrees to conduit Order and so does creditor(S. West) - creditor to supply #s to AMT
Matter ResolvedRequest
Adjourment
1212/7/2022 9:00 am18-26283 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)Continued
12/21/2022 9:00 am
Total Paid In: $121,767.00
Debtor obj<>FULTON BANK / Washington St (EISBENBERG,GOLD & AGRAWAL)

12/1/22(mk debtors' atty says debtors are current. She is waiting to hear from creditor atty for a CO to resolve. adj request to work it out to 12/21
Matter ResolvedRequest
Adjourment
1312/7/2022 9:00 am18-27548 / CMGRobert Braverman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $17,308.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<>>

Debtor obj<>ARREARS $2,150 as of 11/14/22
(missed 3 payments in 2021 and 2 in 2022 which caused arrears)

11/14/22: atty email debtor paid 1720 via epay.
adj to 12/7/22 for posting and recap
Matter ResolvedRequest
Adjourment
1412/7/2022 9:00 am18-28067 / CMGRobert C. Nisenson, Esq.Motion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $9,939.00
Debtor obj<>WILMINGTON SAVINGS/ South Fulton(HILL WALLACK)
Matter ResolvedRequest
Adjourment
1512/7/2022 9:00 am18-28067 / CMGRobert C. Nisenson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)WithdrawnTotal Paid In: $9,939.00
SALE OF 103 S FULTON ST

PPSED Order pays balance of plan(2,996). no exemption taken in order.

Matter ResolvedRequest
Adjourment
1612/7/2022 9:00 am18-29605 / CMGGeorge E Veitengruber IIITrustee Certification of DefaultDismissedTotal Paid In: $53,254.00
AMT: per atty, due to pending mfr, case can be dismissed<<>>

Debtor obj, can pay by 10/30<> ARREARS $5,536 as of 11/14/22. last pay 7/5/22

Mk:11/15/22: atty proposal $1400 ASAP then recap for Dec
Matter ResolvedRequest
Adjourment
1712/7/2022 9:00 am18-29682 / CMGLaurence R. Sheller, Esq.Creditor Certification of DefaultContinued
1/18/2023 9:00 am
Total Paid In: $24,254.00
Debtor obj<> US Bank/Pennington Ave (LOGS)
Matter ResolvedRequest
Adjourment
1812/7/2022 9:00 am18-35170 / CMGRussell L. Low, Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $15,652.00
Debtor obj<> MIDFIRST BANK/Meinzer St (KML)

MK: order submitted :cure directly to creditor
Matter ResolvedRequest
Adjourment
1912/7/2022 9:00 am19-15797 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultContinued
4/5/2023 9:00 am
Total Paid In: $51,039.00
12/2 AMT: TRUSTEE LTR REQUESTING CONDUIT<<>>

Debtor obj<> THE MONEY STORE/ Tripplet Rd (Stewart)

mk: 12/5/22:parties now have prob with conduit order- Arrears too high 111,000
DEBTOR TO REQUEST A 3 MO ADJ FOR A LM
Matter ResolvedRequest
Adjourment
2112/7/2022 9:00 am19-19102 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $9,481.00
NFA
per lender , per debtor dispute as to escrow addition prior to full insurance
Debtor obj<>SN SERVICING/Stony Brook Way (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
2012/7/2022 9:00 am19-19102 / CMGJustin M. Gillman, Esq.Motion to Object to Notice of Payment ChangeOrder to be SubmittedTotal Paid In: $9,481.00
RE-LISTED: 1/5/22 MTN OBJ TO NTC OF PYMT CHANGE WAS OTBS/NO ORDER ENTERED


The hearing on the MFR( #99) was also to be relisted for 11/16/22 and then adj to 12/7/22
Matter ResolvedRequest
Adjourment
2212/7/2022 9:00 am19-23548 / CMGRobert Cameron Legg, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $15,584.00
MTN TO ALLOW DEBTOR TO PAY OFF PLAN

MK: debtor rec'd 14,687) and amended sch B & C (exempted 9861.11 leaving $4525.89) and submitted Final Distribution of Estate. showing debtor $14,687
Below median case. Has run 40 mos. Wants to pay it off .

>>Rec'd $ - Showing base balance as of 11//7 22 of $714.11

Matter ResolvedRequest
Adjourment
2312/7/2022 9:00 am19-24907 / CMGRoger Chavez, Esq.Motion to Cancel and DischargeGranted
MTN TO CANCEL/DISCHARGE-WMC MTG
Matter ResolvedRequest
Adjourment
2412/7/2022 9:00 am19-27537 / CMGTHOMAS J ORR ESQTrustee Certification of DefaultContinued
1/18/2023 9:00 am
Total Paid In: $13,120.00
MK:Debtor offered a LM need to file the Motion to Approve

Debtor obj, can make pymt & requests recap<> ARREARS $3,375 as of 11/29/22.


MFR on 11/29(Rushmore Loan)

>>11/1/22(mk: email form debtor's atty:Although we have not received the mortgage company's capitalization figures yet, Mr. Wood will probably not be able to afford to capitalize both mortgage and trustee arrears over the remaining months of the plan. Mr. Wood received a mortgage forbearance through December. He made a partial mortgage payment of $1,175 on October 11, 2022 and a partial trustee payment of $337.50 on 10/31/22 (confirmation number 8801967 - online payment ID number 19275379305). Mr. Wood has also applied for loan modification.

We made a proposal to the mortgage company to resume regular mortgage payments in December and to postpone the MFR to January pending the outcome of the loan modification.

Will the trustee consent to a similar proposal: resume regular trustee payments in December and postpone the COD to coincide the with the MFR.

Matter ResolvedRequest
Adjourment
2512/7/2022 9:00 am19-28802 / CMGRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Continued
1/18/2023 9:00 am
Total Paid In: $65,666.00
Debtor obj<>LAKEVIEW LOAN / Elizabeth Ave(LOGS)

12/2/22(mk) working on CO
Matter ResolvedRequest
Adjourment
2612/7/2022 9:00 am19-29587 / CMGJohn Michael McDonnell, Esq.Order Shortening TimeOrder to be SubmittedTotal Paid In: $19,660.00
>>OST<<

MTN TO SELL MCKINLEY AVE PPTY
new K sale price now $565,000. No gucs in case only Mtg
closing date 12/12/22.

only 1,008.40 in atty fees left in plan
Matter ResolvedRequest
Adjourment
2712/7/2022 9:00 am19-29721 / CMGBruce W. Radowitz, Esq.Trustee Certification of DefaultContinued
1/4/2023 9:00 am
Total Paid In: $44,304.00
AMT: MP 1/4**NEEDS TO APPEAR TO REQUEST ADJ OF TR MTN***<<>>

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
2812/7/2022 9:00 am19-32052 / CMGKarina Pia Lucid, Esq.Creditor Certification of DefaultContinued
1/4/2023 9:00 am
Total Paid In: $82,642.00
THIS WILL BE CONDUIT CASE - so we need info for that. amended schedules due 10 days before hearing date

Debtor obj<> WILMINGTON/Park View Terrace (RAS)

11/22/22(mk): Order submitted: Cure(7,510.34(2,474.34 x 3) direct to creditor w/in 10 day

12/6/22: there was an order submitted on this BUT questions on source of cure payments and status of cure payments. I asked the CT to hold Order until we get this straightened out tomorrow
Matter ResolvedRequest
Adjourment
2912/7/2022 9:00 am20-12131 / CMGLee M. Perlman, Esq.Motion Relief from Co-Debtor StayContinued
1/18/2023 9:00 am
Total Paid In: $7,841.00
Debtor obj<>LAKEVIEW LOAN /Barrington Lane (LOGS)

mk: working on a CO
Matter ResolvedRequest
Adjourment
3012/7/2022 9:00 am20-13668 / CMGSTEPHANIE SHRETER, ESQMotion to Approve Loan ModificationOrder Previously SubmittedTotal Paid In: $5,600.00
Trustee obj<> MTN TO APPROVE LM



MK: Revised Order submitted
Matter ResolvedRequest
Adjourment
3112/7/2022 9:00 am20-16483 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $28,442.00
SV/AJAX; FAILED TO REFI BY 6/30/22
Matter ResolvedRequest
Adjourment
3212/7/2022 9:00 am20-17313 / CMGJohn Zimnis, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $10,920.00

AMT: $10,920 PTD (29); $580 X 14 BEGINNING 12/1/22; EXT PLAN TO 43 MO (ATTY ok)<<>>


atty has 1100 atty will mail
Debtor obj, will pay<> ARREARS $1740 as of 11/10/22. Last pay 7/13/22
Matter ResolvedRequest
Adjourment
3312/7/2022 9:00 am20-21649 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $6,437.00
Debtor obj<>SANTANDER CONSUMER/CHRYSLER CAP/ 2019 Jeep Cherokee (MORTON)
Matter ResolvedRequest
Adjourment
3412/7/2022 9:00 am20-23943 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $4,548.00
Debtor obj, will pay<>ARREARS $1,265 as of 11/29/22

mk: debtor missed May ,June and Oct payment
11/1/22: made payment of $253

11/29/22(mk): RECAP IS $4,548 PTD(23 mos) Then $288 x 37 Begin 12/1/22. TFS - email to atty- OK to terms
Matter ResolvedRequest
Adjourment
3512/7/2022 9:00 am21-15049 / CMGEdward Hanratty, Esq.Motion File Claim After Claims Bar DateOrder to be SubmittedTotal Paid In: $10,298.00
MK_ contact aytty for order


MTN TO EXTEND BAR DATE/ALLOW LATE POC #11-1

MK: TR limited Obj filed for a revised order
Matter ResolvedRequest
Adjourment
3612/7/2022 9:00 am21-15911 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,802.00
SV/FEDERAL HOME LOAN; ARREARS(6,310.12 last pay 7/12/22; FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
3712/7/2022 9:00 am21-16467 / CMGWarren Brumel, Esq.Application in Support of Entry of Consent OrderWithdrawnTotal Paid In: $20,547.00
(moot/ property sold 10/31/22)<<>>

SHELLPOINT APPL FOR CONS ORDER IN LIEU OF MFR (Pincus)
Matter ResolvedRequest
Adjourment
3812/7/2022 9:00 am21-16796 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/4/2023 9:00 am
Total Paid In: $17,483.00
12/1/22(mk) MP filed 11/30/22. On for 1/4/22.Now a cure plan as debtor turned down the LM offer


Debtor obj<>FAILED TO COMPLETE LM BY 7/31/22; FAILED TO TURN OVER COPY OF 2021 TAX RETURN TO TRUSTEE BY 5/31/22

MK: opp'n says: debtor will now be curing arrears and no LM is required. Will file a MP to remove the LM and will provide the 2021 taxes return.
Matter ResolvedRequest
Adjourment
3912/7/2022 9:00 am21-16878 / CMGRobert Cameron Legg, Esq.Motion Avoid LienOrder Previously SubmittedTotal Paid In: $1,814.00
MTN TO AVOID LIEN/100 MORRIS AVE PARTNERS (J-134656-2018)

11/30/22(mk): Consent Order submitted. Creditor lien is voided and Modifiy POC # ( as follows: gets 3,000 as secured and rest unsecured


CONF ON 11/2:HR

11/15/22(mk): FYI. This motion was originally marked as granted on 11/2. No order was entered as Judge had issue as debtor using TR strong arm powers under 544 so should be adversary. Motion was relisted for 12/7/22 by the Court.
Debtor atty working on getting a CO w/ creditor and that will resolve it
Matter ResolvedRequest
Adjourment
4012/7/2022 9:00 am21-18645 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultContinued
1/18/2023 9:00 am
Total Paid In: $9,100.00
12/2 amt: TRUSTEE LTR REQUESTING CONDUIT<<>>

Debtor obj<> NATIONSTAR/Red Feather Trl (McCalla)

mk: conduit is acceptable to crediotr
Matter ResolvedRequest
Adjourment
4112/7/2022 9:00 am21-18712 / CMGBrian W. Hofmeister, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/18/2023 9:00 am
Total Paid In: $2,400.00

AR NOTE PENDING ATTY SUBMITTING PROOF OF TR PYMTS AND STATUS OF LOAN MOD
AMT: MP 12/7<<>>recommend dismissal EDC

FAILED TO LM BY 8/1/22

4 payments in arrears

Mk: debtro in procees of obtaining a LM need 60 days. IT HAS BEEN 90 DAYS SINCE THE TRUSTEE MOTION WAS FILED--STATUS??
Matter ResolvedRequest
Adjourment
4212/7/2022 9:00 am21-18736 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,200.00
debtor opp'n>US BANK NAT'L ASSOC/Leroy Place (ROMANO GARUBO)



12/5/22(mk):Resolution Details:
stay relief granted effective 3/31/23

Matter ResolvedRequest
Adjourment
4312/7/2022 9:00 am21-18939 / CMGVera Fedoroff, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $2,579.00
Debtor obj<>SANTANDER/2018 VW (MORTON)



12/6/22(mk): OTBS:Agreed order for 6 month cure

Mk: also creditor cert of default filed by SN Servicing (J. Schalb) PP arrears $1,808.24.
objection deadline 12/1/22
Matter ResolvedRequest
Adjourment
4412/7/2022 9:00 am21-18939 / CMGVera Fedoroff, Esq.Creditor Certification of DefaultContinued
12/21/2022 9:00 am
Total Paid In: $2,579.00
debtor obj>Santander Consumer/2017 VW (Morton)

12/6/22(mk): OTBS:Agreed order for 6 month cure
Matter ResolvedRequest
Adjourment
4512/7/2022 9:00 am21-19840 / CMGPaul H. Young, Esq.Trustee Certification of DefaultConverted to 7 / 11
mk: adj to 12/7/ 22 to Convert or Dismiss. - 11/30/22 mk: sent atty office email for status. Reply was they are converting but as of 12/1/22 nothing filed on docket yet

Debtor obj, filing MP<> ARREARS 3,220 as of 11/11/22. Last pay7/5/22
Matter ResolvedRequest
Adjourment
4612/7/2022 9:00 am22-10465 / CMGBruce W. Radowitz, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: MP 12/7 ***REC CONF SUBJECT TO TERMS***<<>>

MP filed(#33)LM denied- now a sale plan

Debtor obj<>PLAN DENIED ON 10/5/22; DEBTOR FAILED TO FILE MP OR CONVERSION WITHIN 10 DAYS
Matter ResolvedRequest
Adjourment
4712/7/2022 9:00 am22-10812 / CMGCamille J. Kassar, Esq.Motion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $6,233.00
Debtor obj<>US BANK CUST/ACTLIEN HOLDING/ E. Brookside La(GOLDENBERG, MACKLER)

>>Mk: MP filed on for 12/7/22- to pay Tx lien debt of US bank/Act Lien>>ISSUES<<

Matter ResolvedRequest
Adjourment
4812/7/2022 9:00 am22-10814 / CMGJoan Sirkis Warren, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
12/21/2022 9:00 am
Total Paid In: $3,582.00
adj request for 2 weeks to 12/21 for CO

Webster Bank obj ( Hill Wallack)<>MTN TO REDUCE WEBSTER BANK CLM #23 TO $0

>>TR NEEDS A CONSENT ORDER FOR PROPER AMTS TO PAY IN EACH CASE<<


Mk :debtor owns home jtly w/ her parents. The claim is treated in that case #21-16281).

>>POC in parents' confirmed case(21-16281) was 2,829.28 and in this case the claim is 7,006.99

Matter ResolvedRequest
Adjourment
4912/7/2022 9:00 am22-10972 / CMGDonald F. Campbell, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
DEBTOR'S PLAN WAS W/D ON 10/19/22 AND FAILED TO FILE MP
Matter ResolvedRequest
Adjourment
5012/7/2022 9:00 am22-10994 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,000.00
FAILED TO LM BY 10/25/22; ARREARS ($3,000 as of 12/1/22)

>debtor filed application to extend Loss Mit and creditor (RAS) has objected.
Matter ResolvedRequest
Adjourment
5112/7/2022 9:00 am22-10994 / CMGRussell L. Low, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $2,000.00
NATIONSTAR MTG/Monroe Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
5212/7/2022 9:00 am22-10994 / CMGRussell L. Low, Esq.Application for Extension of Loss MitigationWithdrawnTotal Paid In: $2,000.00
Nationstar obj ( RAS)<>MTN TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
5312/7/2022 9:00 am22-11054 / CMGLee M. Perlman, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,110.00
Debtor obj<>PHH MTG/ Princeton Drive (ROBERTSON, ANSCHUTZ)

11/30/22(mk):Resolution Details:
Immediate full cure; standard default; fees
Matter ResolvedRequest
Adjourment
5412/7/2022 9:00 am22-11147 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/18/2023 9:00 am
Total Paid In: $900.00
Debtor obj<>FAILED TO LM BY 9/30/22

12/1/22(mk) MP filed 11/30/22. on for 1/18/23

now no Lm but a Refi by 5/1/23. Part 9 of plan not complete.
Matter ResolvedRequest
Adjourment
5512/7/2022 9:00 am22-11194 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/4/2023 9:00 am
Total Paid In: $4,000.00
AMT: MP 12/7 >>ISSUES/NEED RESOLUTION<<

Debtor obj<>FAILED TO FILE POC ON BEHALF OF WYNDMOOR APTS AND AUTHORIZING TRUSTEE TO PAY; ARREARS

MK: the MP rejects the lease so LL will not be paid- if case is confirmed then w/d this Tr Motion
Matter ResolvedRequest
Adjourment
5612/7/2022 9:00 am22-11376 / CMGJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/18/2023 9:00 am

MP filed 12/6/22

DEBTOR'S PLAN WAS DENIED ON 10/19/22 AND FAILED TO FILE A MP WITHIN 14 DAYS- 12/1/22-

mk: There is and OST for Motion to Sell real Prop. on fo 12/7/22- there will be a revised order on that.
Matter ResolvedRequest
Adjourment
5712/7/2022 9:00 am22-11376 / CMGJonathan Goldsmith-Cohen, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be Submitted
>>OST<<

450 EVERETT RD

>>>12/6/22: atty will submit a revised Order that all NE proceeds to TR & MP was filed 12/6/22

Sale K 700,000. Amended Debtor's cert(#49) is signed.

TR objection:case is unconfirmed- Order needs to state all non exempt proceeds required to pay plan off at 100% be paid to the trustee.- it says plan balance in parag 6 of order

- Needs MP - There is no active plan in this case.last plan was denied on 10/19/22>>MP FILED 12/6/22


Matter ResolvedRequest
Adjourment
5812/7/2022 9:00 am22-11414 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,350.00
FAILED TO LM BY 9/15/22
Matter ResolvedRequest
Adjourment
5912/7/2022 9:00 am22-11769 / CMGGeorge E Veitengruber IIIMotion SellOrder to be SubmittedTotal Paid In: $2,772.00
mk: OTBs; add language sale will close in 90 days


Wilmington Svg limited response ( RAS)<>213 ROCKWELL AV

MK: case confirmed at 100% and NE proceeds to TR K price $493,000. Proceeds will pay off plan after mtg only 3 gucs that total 959.92 (including Tr Comm)

Order ok - no exemption claimed in it
Matter ResolvedRequest
Adjourment
6012/7/2022 9:00 am22-12120 / CMGAndrew G. Greenberg, Esq.Creditor Certification of DefaultContinued
12/21/2022 9:00 am
Total Paid In: $4,911.00
12/7/22:MK: there was OTBS and TR has requested conduit order so adj 2 weeks for that

11/21 AMT: PPSD CONDUIT TO PARTIES<<>>

Debtor obj<> LAKEVIEW LOAN/Raritan Ave (Schiller Knapp
Matter ResolvedRequest
Adjourment
6112/7/2022 9:00 am22-12496 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/15/2023 9:00 am
Total Paid In: $1,600.00
ARREARS

MK: debtor sending another payment- has had difficulties-starting a new parttime job. needs time and can be current
Matter ResolvedRequest
Adjourment
6212/7/2022 9:00 am22-12714 / CMGEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,110.00
11/29/22(mk): PER ATTY- LETTING CASE GO

FAILED TO SELL TERRACE PLACE PPTY BY 10/20/22; FAILED TO FILE ORDER RESOLVING WILMINGTON SVG OBJ TO PLAN WITHIN 30 DAYS OF 7/20/22 CONF
Matter ResolvedRequest
Adjourment
6312/7/2022 9:00 am22-12832 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $403.00
ARREARS ($1,197 as of 12/6/22. last pay 6/16/22)

MFR on Bradford Ct on 12/21/22 Bt LL, AAH Management Co(Edward Paul esq)$2,507.13
Matter ResolvedRequest
Adjourment
6412/7/2022 9:00 am22-12915 / CMGRussell L. Low, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/SHELLPOINT


MK: TR MOTION TO DISMISS 12/21/22

NO MP filed after 11/2/22 Plan denied
Matter ResolvedRequest
Adjourment
6512/7/2022 9:00 am22-13187 / CMGEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $19,855.00
>>11/29/22(mk): atty says CO was sent to Chambers by creditor in early Nov- I never saw it . asked debtor atty to email it to me. they did not send to Orders email. Atty forwarded PPSED ORDER: terms=debtros motion is resolved by this CO. Subpoena is w/d. Secured creditor is to refund the amt of $12,447 to Debtro w/in 21 days of order entry. refund sent to debtor's atty.


New Rez obj (McCalla<>MTN TO FIX POC #3 (New Rez/ Shellpoint)and the notice of post petition mtg fees etc.

MK: i filed the orig objection as to service , then creditor said they were going to object to motion. none filed as of yet- and is this just about the notice for post pet fees/expenses??

IS THIS RESOLVED?- CLOSING TOOK PLACE 8/22/22. TR cannot clsoe case till after Gov bar date of10/17/22 AND WILL NEED CHANGE OF ADDRESS FOR DEBTRO FOR REFUND

9/26/22(mk): debtor filed Notice of Sale of RE 36 Birch- for 300,000- AN ORDER GRANTING THAT SALE WAS ENTERED 7/14/22 AND IT CLosed. HUD WAS AUDITED AND WE GOT THE PROCEEDS-case will be paid at 100%.

-----------------
9/16/22(mk):CREDITOR IS FILING OPP'N TO THE MOTION AND OBJECTS TO THE ORDER submitted which reduces claim balance to187,681.92(192,084.70-44,402.78) and fees on the notice of post pet mte are expunged and reduced to -0- order says nothing about arrears amt of 64,880.79 but it requires an APOc form creditor


TR Obj.:Cert of service serves atty( at a GA address??) for mtg co.( no notice of appearance was filed by that atty). needs to serve actual creditor. no PPSD order.
Matter ResolvedRequest
Adjourment
6612/7/2022 9:00 am22-13318 / CMGGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayOrder to be Submitted
debtor opp'n>>PLANET HOME LENDING / Fellsway Ave (FRIEDMAN VARTOLO)

TR Motion on 12/21/22(arrears as of 12/1/22$6,650)

Conf 12/21/22-
Matter ResolvedRequest
Adjourment
6712/7/2022 9:00 am22-13449 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/18/2023 9:00 am
Total Paid In: $1,500.00
mk: MP filed 12/5/22

11/30/22(mk): arreras $4,315. Case as is now is not feasible LL POC filed and needs a MP to try to save it or Dismiss


10/14/22(mk: TR SUPPLCERT #29:Arrears and Needs MP to cover late claim of LL - ADJ for MP



10/7/22(mk): debtor atty email on 10/7/22- He will file a MP

10/7/22: CO submitted allowing POC by Landlord for 36,213.45 and a prompt cure THIS CASE NEEDS A MP. Confirmed Base will not come close to covering the claim amt.

10/4/22(mk): Ross Switkes has the signed consent order and will file an application etc


9/19/22(mk) R. Switkes, esq to prepare CO and application to allow late claim for LL.

9/9/22(mk) email from R. Switkes, esq. who rep landlord, Sean martin. he needs time to resolve claim issue with debtor's atty and Tr motion will be adj. to 10/19

Debtor obj, requests recap<>10/11/22 AMT: SUPP CERT FOR ARREARS;
FAILED TO FILE POC ON BEHALF OF LANDLORD AND MTN TO ALLOW LATE CLM WITHIN 15 DAYS OF 7/6/22 CONFR; FAILED TO FILE AMD PEITION WITHIN 10 DAYS OF 7/6/22 CONF TO REMOVE ANY REFERENCE TO PI MATTER(FILED 9/13/22
Matter ResolvedRequest
Adjourment
6812/7/2022 9:00 am22-14323 / CMGMARK G CARUSILLOMotion File Claim After Claims Bar DateGranted
MTN TO ALLOW LATE FILED CLM/PLANET HOME LENDING (FRIEDMAN VARTOLO)

Conf on 12/7/22> HAS TERMS

MFR on 12/21/22-
Matter ResolvedRequest
Adjourment
6912/7/2022 9:00 am22-14837 / CMGDavid Jerome Witherspoon Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $1,200.00
MK: claim #2 was w/d on 12/1/22

Trustee obj<>MTN TO EXPUNGE CLM'S 25 & 2( mk: filed amended cert of service on 11/21//22- uses POC address- Removed objection


FYi : has another motion on 12/21/22 to Expunge POC #1 of the NJ Turnpike Authority
Matter ResolvedRequest
Adjourment
7012/7/2022 9:00 am22-14937 / CMGJohn F. Bracaglia, Jr., Esq.Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>SANTANDER/2018 Toyota Camry (MORTON)

Otbs arrears into plan
Matter ResolvedRequest
Adjourment
7112/7/2022 9:00 am22-14937 / CMGJohn F. Bracaglia, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>PHH MTG/ Hidden Pond Court (ROBERTSON, ANSCHUTZ)

12/5/22(mk):OTBS providing for loan modification by 3/5/23 as Debtor indicated they applied for loss mitigation via the Portal a couple weeks ago; Trustee to disburse APP in the amount of $2,200.00/month for a total Trustee disbursement of $11,000.00 for the months of July - November 2022; Debtor to remit APP directly to Creditor beginning December 2022; The Chapter 13 Trustee shall make payments to Secured Creditor toward the pre-petition arrears while loss mitigation is pending; standard default clauses; fees.
Matter ResolvedRequest
Adjourment
7212/7/2022 9:00 am22-15488 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
1/18/2023 9:00 am

Will Be requesting adj to 1/18/23 pending LM review.

**12/6/22(mk); email from Gavin Stewart, esq. Money Store is agreeable to Conduit payments per Tr conduit letter. Debtros submitted a LM application which is being reviewed. If LM denied, they will provide requested info for conduit.

AMT: TRUSTEE LTR REQUESTING CONDUIT<<>>

Debtor obj<>THE MONEY SOURCE / wAKEFIELD rOAD (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
7312/7/2022 9:00 am22-15637 / CMGFRANK J FISCHER, ESQMotion Relief from Co-Debtor StayContinued
1/4/2023 9:00 am

debtor opp'n>>AMERICAN MTG INVESTMENT / Cedar Ave(KNUCKLES, KOMOSINSKI) cedar ave pty

12/1/22:made $400 . Filed a MP. Prior plan denied MP in 14 days.
realtor has been retained.NO 341 docs uploaded yet(only the listing agrements for the 2 properties

Notes for 11/16/22 Hearing
ATTY HAS 400 CASH
MP DENIED
MP 14 DAYS
ALL DOCS 341 14 DAYS
341 BY 12-15
TFS AUTO PAY


-------------------
11/16/22:MK: case on for conf ; REC DISMISS- NO 341. NO PAYMENTS

Frank Fischer ,esq is now debtor's aty
Matter ResolvedRequest
Adjourment
7412/7/2022 9:00 am22-15847 / CMGNicholas Fitzgerald, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
1/18/2023 9:00 am

12/7/22(mk): OTBS on scheduling for appraisals / evidentiary hearing. Debtor appraisal by 12/31/22. Discovery complete by 1/16/23. motion adj to 1/18/23. If evidentiary hearing needed - advice Chambers by 1/18/23 for CT to fix a date for that
- Debtor atty to upload an adj request for conf of MP(currrent;y on 1/4/23) to 2/1/23.


Creditor submitted an appraisal at 389,000 and debtor atty has not gotten appraisal yet. submit by ?

11/30/22(mk); Sent email to parties for status.
they will need a date for a valuation hearing


11/2/22: NEEDS VALUATION HEARING


Creditor obj(Stern &E)MTN TO TREAT SECOND MTG REAL TIME RESOLUTIONS AS UNSECURED

mk: motion fails to serve the managing agent or other authorized person to accept service. MOOT AS THERE WAS AN OBJECTION FILED BY CREDITOR

also:9/30/22(mk):The plan proposes a loan modification when the trustee's investigation reveals there appears to be a pending sale of the property at $399,000. This is a much higher value that stated in the Petition and debtor cannot cram the second mortgage.
.
Matter ResolvedRequest
Adjourment
7512/7/2022 9:00 am22-15936 / CMGRobert Cameron Legg, Esq.Motion File Claim After Claims Bar DateGranted
MTN TO ALLOW LATE CLM #10( filed by Debtor)


Conf on 12/21/22
Matter ResolvedRequest
Adjourment
7612/7/2022 9:00 am22-15990 / CMGJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Continued
12/21/2022 9:00 am
Total Paid In: $1,950.00
debtor opp'n>SN SERVICING /Prospect Drive (FRIEDMAN VARTOLO)

mk: debtor says says made payments and Nov $ will be paid before 12/7

12/7/22 : working on resolve
Matter ResolvedRequest
Adjourment
7712/7/2022 9:00 am22-16107 / CMGEugene Roth, Esq.Motion Relief from Stay (Fee)Continued
12/21/2022 9:00 am

debtor opp'n>>NATIONSTAR MTG /Diamond Lane (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
7812/7/2022 9:00 am22-16243 / CMGJeffrey E. Jenkins, Esq.Order Shorten TimeDenied
>>OST<<

MTN TO REINPOSE STAY AS TO LANDLORD
Matter ResolvedRequest
Adjourment
7912/7/2022 9:00 am22-16336 / CMGBrad J. Sadek, Esq.Motion to Approve Loan Modification with Wilmington SavingsContinued
12/21/2022 9:00 am

Tr obj, No cert signed by debtor was submitted

MK: adjourned to 12/21/22 to get debtor cert filed
Matter ResolvedRequest
Adjourment
8012/7/2022 9:00 am22-16431 / CMGPRO SEMotion Prospective ReliefOrder to be Submitted
12/6/22: Ct granted stay relief BUT Not prospective relief

Debtor obj<>FNMA MTN TO VACATE STAY/ thread leaf Terrace ( Fein Such)

Conf 12/7/22: No payments. Arrears $1,249
debtor filed a MP on for 1/4/23- REC Dismissal
Matter ResolvedRequest
Adjourment
8112/7/2022 9:00 am22-16496 / CMGAndrew Carroll, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Revised Order Submitted
11/30/22(mk): told atty to submit ( and he did) a revised order and add to OTHER parg. Debtor to sign up for EWage w/in 15 days and fix conf hearing date for MP #16 for 1/4/23 at 10


11/7/22(mk):TR has 1,000 on hand. TR REQUIRES EWAGE GOING FORWARD. WILL NEED NEW CONF DATE IN ORDER for MP #16. mk filed objection stating this .


Case was dismissed on Conf 10/19/22: NO TR payments. Tr and creditor objections & NS at conf.

MP(#16) filed for 11/16/22 BUT MOOT as case is dismissed. That plan corrects arrears to priority creditors and cures car arrears and contributes bonus income of 10,000 annually

Debtor says MP filed that addresses objection. Her payments posted after case was dismissed. Will make payments online if case reinstated.
Matter ResolvedRequest
Adjourment
8212/7/2022 9:00 am22-16850 / CMGDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramWithdrawn
Wilmington obj (Friedman Vartolo)<>LOSS MIT

conf on 12/21/22
Matter ResolvedRequest
Adjourment
8312/7/2022 9:00 am22-17133 / CMGJOHN DICIURCIO, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
11/7/22(mk):

TR OBJECTION: NEEDS EWAGE AND A 341 DATE AND PROOF THAT ATTY HAS ALLFUNDS TO BE CURRENT BEFORE REINSTATED

case was dismissed on 11/2/22 for :
1) 341 not held, not rescheduled - no documents provided to date(MK: some docs uploaded but 341 adj request was denied. still missing docs(0/25/22..................... STILL NEED: DR CHILD SUPPORT STMNT/DECREE, DR CMA, DEED, MTG STMT AND CUR HOME INSUR FOR 60 AND DR CUR CAR INSUR FOR 1 VEH)

2) No Trustee plan payments, arrears $1,388.94( Debtor says will make payments)


3) Lakeview Loan Servincg (LOGS Legal Group, LLP) objection to confirmation - need to resolve
-pre-petition arrears in the amount of $74,077.95
Matter ResolvedRequest
Adjourment
8412/7/2022 9:00 am22-17133 / CMGJOHN DICIURCIO, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
NS

mk case was dismissed for no TR payments, No 341 docs and NS at conf.

Tr objection:
TR OBJECTION: NEEDS EWAGE( to be added to conf terms) AND A 341 DATE ( ALL DOCS IN) AND PROOF THAT ATTY HAS ALL FUNDS TO BE CURRENT BEFORE REINSTATED

>>WILL NEED CONF DATE IN ORDER IF CASE IS REINSTATED. and allow for 341 to be set up and heard.
Matter ResolvedRequest
Adjourment
8512/7/2022 9:00 am22-17278 / CMGRobert Cameron Legg, Esq.Order Shorten TimeGranted
>>OST<<

MTN FOR RELIEF/LANDLORD (Lori Greenberg)
Matter ResolvedRequest
Adjourment
8612/7/2022 9:00 am22-17468 / CMGTHOMAS G. EGNERMotion Requesting RedactionJudge to Reserve Decision
Matter ResolvedRequest
Adjourment
8712/7/2022 9:00 am22-17489 / CMGAndrew G. Greenberg, Esq.Motion Relief from Stay (Fee)Continued
12/21/2022 9:00 am

Debtor obj<>NEWREZ/SHELLPOINT (1st mtg) Allaire Ave (ROBERTSON, ANSCHUTZ)

Motion to extend stay on 12/7/22

LM process just started

12/7/22: CO to allow debtor to submit LM and participate in Loss Mit- 30 days to file LM application 1/6/23
Matter ResolvedRequest
Adjourment
8812/7/2022 9:00 am22-17489 / CMGAndrew G. Greenberg, Esq.Motion to Extend StayGranted
TR requests ewage for tr payments


NEWREZ OBJ(RAS)<> MTN TO EXTEND STAY

>>>AS OF 11/29/22:Debtor is current. Only owes now for DEC.
341 on for 11/3/22- Held-objection
conf on for 12/21/22
MRF on for 12/7/22


Bridge order to extend to 12/7/22. to be heard w/ MFR. To be current with Tr payments (3) by 12/7/22

MK;this was on short time for 10/19 and then adj to 11/2/22. so no longer on short time and creditor objected at last hearing.

NEWREZ OBJ(RAS)<> MTN TO EXTEND STAY

case filed 9/21. 341 ON FOR 11/3/22 & ATTY SENT PROOF OF 2 MONEY ORDERS FOR TOTAL 1,557 FOR OCT PAYMENT

Matter ResolvedRequest
Adjourment
8912/7/2022 9:00 am22-17489 / CMGAndrew G. Greenberg, Esq.Motion Requesting RedactionJudge to Reserve Decision
Matter ResolvedRequest
Adjourment
9012/7/2022 9:00 am22-17537 / CMGRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
REQUESTIMG PERMISSION TO FILE LOSS MIT OUT OF TIME

Mk Case filed in Sept 2022. No 341 yet. Looks like docs are in.
NO PAYMENTS )0/3 payments

Matter ResolvedRequest
Adjourment
9112/7/2022 9:00 am22-17776 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Continued
12/21/2022 9:00 am

AR ATTY TO PROVIDE PROOF OF 401 K WITHDRAWAL FOR BOTH LANDLORD POST PETITION AND TR PYMTS
Debtor obj<>CENTRAL RESIDENTIAL HOLDINGS / Oak Leaf Lane (LORI GREENBERG ASSOC)

Conf on 12/7- But no 341 yet that is now scheduled for 12/22/22
Matter ResolvedRequest
Adjourment
9212/7/2022 9:00 am22-18040 / CMGYakov Rudikh, Esq.Motion Impose Automatic StayWithdrawn
Creditor obj ( debtor not demonstrated a change in circumstances(Honig & Greenberg);Trustee obj<>MTN TO EXTEND STAY<<

No payments, No 341 docs. case filed 10/11/22
Matter ResolvedRequest
Adjourment
9312/7/2022 9:00 am22-18918 / CMGAndrew G. Greenberg, Esq.Order Shorten TimeGranted
>>OST<<

MTN TO EXTEND STAY

11/30/22:mk: Motion timely filed
case filed 11/9/22: Plan and missing docs filed 11/30/22. no 341 docs uploaded so the 341 for 12/8/22 will likely not take place
Matter ResolvedRequest
Adjourment
9412/7/2022 10:00 am18-17695 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 178 of 56 required payments   Arrears: $0  
Total Paid In: $28,544.00
mk: FYI. an Adj request uploaded as adj . for confirmation when it was supposed to be adj request for TR motion on 12/7/22. the Tr motion has been adj to 12/21 to be w/ MP

MP(#192) filed 11/25/22

$20,922.80 pp arrears being added per consent order submitted (dm)

Confirmed Case: $23,660 Ptd, $160 x 50 start 3/1/21, Base
- student loans outside the plan
Prop. MP: $520 x 54, $341.35 x 30, Base
PTD = $28,322
Last Claim (12-3) dated 1/2/20
Matter ResolvedRequest
Adjourment
9512/7/2022 10:00 am19-18899 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 43 of 43 required payments   Arrears: $0  
Total Paid In: $98,153.00
AS OF 11/29/2022 (at):

RECOMMEND: $95,870 PAID TO DATE, $1,939 x 18 BEGINNING 12/1/2022, 100% TO UNSECURED CREDITORS
Debtor's attorney must file a fee application within 10 days of confirmation.
Preserve non exempt equity of $237,111.96 in real estate.

1. Need a fee application for the additional $300 in fees in the modified plan.

MP proposes: $1,939 x 19 beginning 11/1/2022, 100% to unsecured creditors
Arrears: $2,283
(Debtor is reducing plan payment to pay 100% to creditors over full 5 year plan)
Matter ResolvedRequest
Adjourment
9612/7/2022 10:00 am19-24152 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
12/21/2022 10:00 am
Debtor has made 36 of 41 required payments   Arrears: $8,050.00  Total Paid In: $73,688.00
Mk: adj for 2weeks for atty to review- he said he agrees to 100,000 base

issues as of 11/30/2022 (JMA)

1) There are only 20 months left in the 60 month plan
2) Supplemental Trustee objection to be filed - need to resolve
-There has been no proof provided that debtor was put on a 6 month leave from his job.
-The case was prior confirmed with a minimum base of $100,000 to unsecured creditors due to debtor's repayment of a loan shortly before filing bankruptcy. There is basis to remove that minimum base requirement.
-Needs Trustee standard order of Distribution.

proposed plan $73,538 paid to date, $50x4 begin 9/1/2022, $1,215x23 begin 1/1/2023 base plan
paid in$73,688
arrears $6022
only 20 months left in 60 month plan

Matter ResolvedRequest
Adjourment
9712/7/2022 10:00 am19-26232 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 32 of 40 required payments   Arrears: $1,718.00  Total Paid In: $26,282.00
11/28 workup for the 12/7 calendar EDC - Atty ok with terms

-debtor received LM
-MP lowers payments from $834 to $408? No amended schedules I & J and no proof of income and 2021 tax returns. TRUSTEE RECOMMENDS:

CONF AT $26282 paid then $604 x 13 beginning 12/1/22 0%


MP 408 x 23 beg 11/1/22
Matter ResolvedRequest
Adjourment
9812/7/2022 10:00 am19-29721 / CMGBruce W. Radowitz, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 27 of 38 required payments   Arrears: $11,490.00  Total Paid In: $44,304.00
issues as of 11/28/2022 (JMA)

1) Debtor filed modified plan reducing plan payment from $1,558/month to $500/month - need to provide proof of income for both debtor and spouse
2) Need to provide Trustee with 2021 tax return

proposed plan $44,304 paid to date, $500x48 begin 12/1/2022 base plan
paid in $44,304.45
arrears $9,840
47 months to go for an 84 month plan

Matter ResolvedRequest
Adjourment
9912/7/2022 10:00 am19-30892 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 33 of 37 required payments   Arrears: $971.00  Total Paid In: $31,707.00
11/28 workup for the 12/7 calendar EDC

-debtor received LM

**CAN CONFIRM AT: $30,736 paid then 971 x 25 beg 11/1/22 pro rata--fee application within 7 days--M&T paid outside per the loan modification



proposed
MP $300 X 2; $700 X 5; $925 X 12; $971 X 41 BEG 12/2019; BASE --fee application within 7 days
Matter ResolvedRequest
Adjourment
10012/7/2022 10:00 am19-33730 / CMGJohn A. Lipowski Confirmation Hearing on Modified PlanContinued
1/18/2023 10:00 am
Debtor has made 8 of 25 required payments   Arrears: $9,840.00  Total Paid In: $14,830.00
Assign to MK
12/2/22 - Attorney does not agree to terms. Wants adjournment to brief. - To MK for review. Per MK, Debtor's attorney must file brief 10 days prior 1/18/23 hearing date.

AS OF 11/30/22 (SF) Plan should remain at 100%.

RECOMMEND $14,330 PTD, $2127 X 36 BEGIN 12/1/22 100% PLAN W/MIN $29,458 TO GUCS PER N/E EQUITY IN REAL ESTATE


TRUSTEE OBJ:
1. The plan proposes to reduce trustee payment. Previously confirmed at 100%

2. (Received $1000) Arrears are $5670 from time mp was filed.

3. The debtor is not paying all disposable income into the plan pursuant to Schedules I & J for the following reason(s):

- Excessive expenses on Schedule J:
$1744.33 for childcare/education; $605.50 medical; $1882.44 co-debtor expenses (husband's expenses increase from $260 to $1882.44 per previous Schedule J) . (Proofs provided need to review with Staff Attorney)

Debtor - $293 Orthodontist; $1200 tutor; $90 per week physical therapy; and $416 private school

Husband - $74.63 Home Warranty; $66.08 auto insurance; $41.66 air conditioning; $8.22 tires;
$1231.47 transportation (Proofs provided show gas expenses of about $300 per month. Also provided repair bills which are one-time payments)
$250 hired driver for children (RECEIVED LETTER FROM DRIVER THAT HE CHARGES $30 ROUND TRIP 3 TIMES PER WEEK) (Is this ok?)



MP proposes $13,330 PTD, $500 X 38 Base
Plan has run 23 months with 37 months remaining
Arrears: $5670

RESOLVED ISSUES:
4. Need copy of 2021 Tax Return (RECEIVED)

Matter ResolvedRequest
Adjourment
10112/7/2022 10:00 am21-18712 / CMGBrian W. Hofmeister, Esq.Confirmation Hearing on Modified PlanContinued
1/18/2023 10:00 am
Debtor has made 6 of 13 required payments   Arrears: $2,640.00  Total Paid In: $2,400.00
PORTAL OPENED IMMEDIATLY
EWAGE 14 DAYS
CERFICATION OF DETOR WITH LENDER ACKNOWLEDGEMT OF COMPLETED PACKAGE AND UNDER REVIEW
11/28 workup for the 12/7 calendar EDC

Trustee objection:
-Behind on post petition mortgage payments. MFR by Fairways of Forsgate HOA -WITHDRAWN 11-16
-debtor is 4 payments in arrears
-Trustee motion to dismiss for failure to LM. Response says he needs 60 days. Status? It has been 90 days since we filed the motion. Case is 12 months old.



MP $430 X 60 BEG 12/2021; 100% LM by 1/31/2023
Matter ResolvedRequest
Adjourment
10212/7/2022 10:00 am22-10465 / CMGBruce W. Radowitz, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 10 of 11 required payments   Arrears: $200.00  
*NFA

RECOMMEND CONF AT:
*** $2000 PAID THEN 200 X 25 BEG 1/1/23-100% CASE DUE TO EQUITY ($143,391)-TRUSTEE TO REC NON EXEMPT SALE PROCEEDS BY 5/14/2023--OTBS Real Time Solutions within 15 days--trustee to pay Real Time Solutions arrearage claim pending sale


11/29 workup for the 12/7 confirmation EDC

***Case is already 11 months old with no confirmation. Needs to be confirmed or Dismissed. To resolve mortgage and trustee objections the trustee proposes debtor pay $400 into plan going forward with mortgage arrears paid pending sale, 100% case, sale within 6 months (5/14/23)

*11 months old, went from LM to sale plan

*trustee motion to dismiss also on for the same date

*objection by Real Time Sol.--wants 14 months to sell-wants arrears paid pending sale

*Trustee objection:
-case is 11 months old. As a result, the sale period should be within 180 days of confirmation
-no proof provided that the house is listed
-The plan needs to remain a 100% plan due to equity of $107,000 in real property (only $700 in unsecured claims filed).



proposed MP $200 x 36 begin 2/1/22; SALE BY 12/31/2023(409 9TH AV); 100%



Matter ResolvedRequest
Adjourment
10312/7/2022 10:00 am22-10812 / CMGCamille J. Kassar, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 10 required payments   Arrears: $0  
Total Paid In: $6,233.00
As of 12/6/22(mk): updated and email to attys for debtor & Creditor- Both OK to terms

**CAN REC CONFIRM AT $6,233 PTD, Then $710 x 4 Begin 1/1/23, Then $1,683 x 46 Begin 5/1/23 100%. Preserve equity of $274,463 in real property. Consent Order to file late POC for US Bank Cust/ACT Lien and allow that claim to be paid as a secured claim through the plan with in 20 days**


> MFR on 12/7(US BANK CUST/ACTLIEN HOLDING/ E. Brookside La(GOLDENBERG, MACKLER)- mk: Will do a CO on that pay thru plan and creditor will file a POC within 20 days and that late claim is allowed and will be paid thru paln as as secured claim

>>NO POC FILED FOR THIS TAX LIEN CLAIM- WILL THERE BE AN ORDER? yes


MP proposes: $1000 PTD; $710 X 5; $1,683 X 51; 100%. to pay tax lien debt.
PLan has run 9 mos and 51 remain


Prior confirm at :$1,000 PTD (4 MOS) $710 X 56 BEG 7/1/22 ; 100% PRESERVE EQUITY T/H OF $274,463 ; ATTY FEE $0/$3,500 PD O/S ; STUDENT LOANS TO BE PD O/S ; TRUSTEE OK TO PAY NIP CLAIM 1-1 ; NEED AMD SCHEDULES I&J AND UPDATED POI W/IN 6 MOS OF CONF ;
Matter ResolvedRequest
Adjourment
10412/7/2022 10:00 am22-11194 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanContinued
1/4/2023 10:00 am
Debtor has made 8 of 10 required payments   Arrears: $1,000.00  Total Paid In: $4,000.00
POI uploaded 12/6/22

AS OF 11/30/22 (SF)

1. Modified Plan proposes to reduce plan length from 60 months to 36 months because residential Lease is rejected.

2. Need amended I and J; 60 days proof of income for October and November and copy of new residential lease if any.

3. The plan proposes non-standard order of distribution.


MP proposes $3000 PTD, $500 X 30 BASE - Rejects residential lease
Plan has run 9 months with 51 months remaining
Arrears: $500

RESOLVED ISSUES:

Need copy of 2021 Tax Return (RECEIVED)
Matter ResolvedRequest
Adjourment
10512/7/2022 10:00 am22-11686 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 9 required payments   Arrears: $222.00  Total Paid In: $4,314.00
AS OF 11/29/2022 (at):

RECOMMEND: $4,314 PAID TO DATE, $290 x 28 BEGINNING 12/1/2022, 100% TO UNSECURED CREDITORS
Debtor's attorney must file a fee application within 10 days of confirmation.
Preserve non exempt equity of $15,778 in real estate.

1. Need order approving attorney's fees of $924.95 for loan modification.

MP proposes: $290 x 29 beginning 11/1/2022, 100% to unsecured creditors
Payments: $290 credit
(Loan modification was approved. Loan modification plan provision was removed.
PHH mortgage is now listed as unaffected.
Plan length was reduced to 29 remaining months (36 total)
Plan payment was reduced to $290.00 per month.
Treatment of unsecured creditors was changed to 100% payment.)
Matter ResolvedRequest
Adjourment
10612/7/2022 10:00 am22-12011 / CMGDavid E. Shaver, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 9 required payments   Arrears: $400.00  
11/28 workup for the 12/7calendar EDC - Atty ok with terms

CAN CONF AT $3200 paid then 713 x 52 beg 12/1/22 100% with minimum of $28,363 due to equity--LM by 1/17/23--trustee to receive standard administrative expenses and part 3a of plan regarding the Trustee is to be stricken

-only $8000 in filed gucs. Can resolve some objections if agree to 100% plan but still need hasn't resolved estimated IRS claim. Case is 8 months old. EDC

*Trustee objection:

--- Cellphone & Apple watches $377 and Student loan payments $900 (requires proof that student loans are being paid, 7 days before conf.)
--disposable income $2,587.99, which would require minimum dividend $155,279 to
gucs. Bar date has passed 5/23/22, total gucs filed $7,625.35, plan should be 100% to gucs.
---Proof of income verifies higher, there is disposable income $757.
-- Must resolve IRS estimated tax claims.
--need accounting of the estate and any life insurance
insurance proceeds.(only received Funeral Bill so far for $16,000
--need copy of appraisal on mother's home(961 Neville has value of $385,000 1/3 interest in inheritance with $249,000 payoff---this leave equity of $28,363 since no exemption takesn)-Status of probate?
--need name of probate atty handling mother's estate.
-- Must file Pre-confirmation certificate.

* trustee to receive standard administrative expenses and part 3a of plan regarding the Trustee is to be stricken
proposes $400 x 60 begin 4/1/22; Base and Loan mod on South Maplecrest Ct by 9/30/22

-----------------------
Resolved:
-- Must file Pre-confirmation certificate.
-MFR PHH mortgage and PHH has objection to confirmation--OTBS LM by 1/17/23. TR to pay arrears pending LM

-- need copy of Will of Teresa Vasarkovy (DONE)
---Amendments to Schedules B number 32 to add inheritance of debtor's mother. (DONE)
Matter ResolvedRequest
Adjourment
10712/7/2022 10:00 am22-12769 / CMGOtto J. Kostbar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  

ISSUES AS OF 11/22/2022 (DM):

 per 11/1 email, KML is not retained to address MP terms and confirmation was adjourned one cycle to 12/7/22 (dm)

***RECOMMEND CONFIRMATION WITH A LOW BASE AT $200 x 60 STARTING 5/1/22, BASE PLAN, REFINANCE TO PAY US BANK CLAIM BY 1/1/23, TRUSTEE SHALL MAKE PAYMENT ON POC (8-1) PENDING THE REFINANCE. LOW BASE PLAN PENDING THE REFINANCE***

1) US Bank (KML) OBJs - $174,237.07 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 9/1/22 OR AS EXTENDED BY LOSS MIT, TRUSTEE TO PAY ARREARS PER PLAN PENDING THE LOAN MOD).

2) Per amended IRS POC (2-3), there is a secured claim in the amount of $6,363.09. The debtors plan has motion to cram two secured claims in the amount of $4,565.14 and $3,977.33 - need to properly serve the cram (SERVED - DOC #27).

3) Trustee OBJ:
- Need proof of service with respect to cram of the IRS secured claim (SERVED - DOC #27).
- Need statements for the Venmo and Zelle accounts (DOCUMENT PROVIDED SHOWS A LISTING OF DEPOSITS AND WITHDRAWS WITH NO STARTING OR ENDING BALANCE).
- The tax refund of $1,004 was not prorated and included in disposable income calculation.

***RESOLVED ISSUES***

A) Trustee OBJ:
- The debtor has insufficient income (MOOT).
- Need Business P&L statements (RECEIVED).
- Need Business forms for container business listed on SOFA (RECEIVED).
- Need 2021 tax return (RECEIVED).
- Need Feb & Mar bank statements for PNC accts 3776 & 3768 (RECEIVED).
- Need a MP that removes the IRS from Part 4d (OKAY PER DM).
- Need amended SOFA to list attorney fees paid (FILED).
- Need to file Pre-Confirmation Certification (FILED).
- Need to resolve the estimated claim filed by the IRS (AMENDED TO $0).
- Need an updated P&L for the debtor by 7/31/22 (RESOLVED).


Prop. Plan $200 x 60, Base Plan
- Refi by 1/2023
PTD 8/7 = $1,600
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
10812/7/2022 10:00 am22-13561 / CMGAndrew Thomas Archer Order Vacate Dismissal of CaseDismissed - Hold FeesDebtor has made 2 of 7 required payments   Arrears: $5,010.00  
AS OF 11/22/22 (SF) Per Atty, debtor is deceased. Ok to dismiss/hold fees.

mk;atty needs new CMA and debtor to be current. Adj to 12/7/22 PEREMPTORY (October payment was returned for insufficient funds)

AS OF 9/29/22 (SF)

1. Motion for Relief filed by Fay Servicing/US Bank scheduled for 10/19/22 at 9 (Granted)

2. Motion to approve Loss Mit scheduled for 10/19/22 at 9 (NO OPPOSITION BUT THERE IS A STAY MOTION SCHEDULED FOR SAME DAY) MOOT

3. Trustee objection:
- Need a current market analysis - comps that are the basis of this CMA are dated as old as 5/17/2019 to 2/12/2021 - Zillow has value of $454,000

- Need a copy of the homeowner's insurance renewal declaration - policy provided expired 7/18/2022, need renewal (RECEIVED)

- car insurance car expires 9/12/2022 - need to provide renewal (RECEIVED)

- As of now, there is non exempt equity in the house in the amount of $1367.43 May be
more pending CMA with comps within 6 months of filing )


Plan proposes $1002 x 60 0%; Loan Mod in 6 months
Payments: 3 OF 6 Arrears: $4008


RESOLVED ISSUES:
- must file pre conf cert (FILED)
Matter ResolvedRequest
Adjourment
10912/7/2022 10:00 am22-13749 / CMGRichard F. Fried, Esq.CONFIRMATION HEARINGContinued
1/18/2023 10:00 am
Debtor has made 12 of 7 required payments   Arrears: $0  

12/7/22:mk: file for Motion to participate and MP w/in 14 days - docketed reply to Tr obj and to Banks objection w/in 14 days.


AR RESOLVE OR HOLD
11/28 workup for the 12/7 calendar EDC

1. Trustee obj to the following:
--- Need balance statements for Debtor's 401(k) loan, prior to filing date. RECEIVED-ONE LOAN ENDS IN OCTOBER 2023 AND WILL INCREASE INCOME BY $175 MONTHLY
--- Disposable income verifies $797 and tax refund $1,076 was not listed on Sched I when determining disposable income.(Mk: she did not get the refund- IRS took it BUT IT STILL NEEDS TO BE ADDED GOING FORWARD)
--- There is non-exempt equity in real property $37,668.59. There are only around $16,000 in non-student loan claims filed
--- Must file Pre-confirmation certificate.--SENT TO DOCS BUT NOT FILED WITH COURT

2. US Bank/Rushmore (ROMANO GARUBO & ARGENTIERO) obj that plan is not feasible.

Prop Plan $100 x 36 begin 6/1/22; Dollar Base $19,000 and Loan mod on Redwood Dr by 10/28/22
Note: Plan has IRS to be paid on Section 5b, instead of Section 3a.
Matter ResolvedRequest
Adjourment
11012/7/2022 10:00 am22-13930 / CMGMark S Cherry Confirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ADJ PEREMPTORY
APOC FROM IRS NJ
RESPONSE TO TR OBJ BY 12-21-22
AR NOTE Hold for letter FROM CPA that 2020 and 2021 tax returns have been filed - st and fed

AR RESOLVE OR HOLD

AS OF 11/29/22 (SF)

1. State of NJ filed estimated priority claim 3-1 (NEED AMENDED CLAIM) STILL NEED

2. Trustee objection:
- Need proof of 2 months income from non-filing spouse

- Must amend Schedule I to add spouse's income

- The debtor has undertaken an improper use of exemption. Specifically: Debtor over exempts d(5). Uses full d(1), but takes $13,550 for bank acct, also takes d(5) for computer and every day clothing.

- The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).

- There is non-exempt equity in Debtor's joint bank acct on half interest $57,798 deducting remainder d(5) of $75, the total is $57,723 of non-exempt equity.


Plan proposes $2400 x 60 Base w/lump sum from savings of $40,000 upon confirmation
Payments: 6/6 plus $40,000 lump sum due upon confirmation

RESOLVED ISSUES:
- Objection filed by Santander Bank (Fissel) - failure to pay arrears of $180,166.76 (RESOLVED VIA ORDER)

- Must resolve IRS priority estimated tax claim 1-1. (AMENDED)
- Need copy of 2021 Tax Return (Debtor filed for an extension. Need copy of 2021 Tax Return (RECEIVED)
- Must file pre-confirmation certificate. (FILED)

Matter ResolvedRequest
Adjourment
11112/7/2022 10:00 am22-14046 / CMGAndrew Carroll, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 7 required payments   Arrears: $5,520.00  
11/28 Workup for the 12/7 calendar EDC

RECOMMEND CONFIRMING AT $30880 PAID, $4,800 X 54 BEGIN 12/1/22; 100% TO GUCS AND DEBTOR TO SIGNUP FOR AUTOMATIC EWAGE/TFS DEDUCTIONS WITHIN 7 DAYS OF THIS ORDER

1. Still missing DSO Info Form RECEIVED


Confirmation of this plan#33 is on for 11/16/22. Waiting for current proof of home insurance. (MK: Provided-ok)

10/19/22 (DS): 1. Mod plan filed 10/11/22, will need to submit adjournment, but before request is granted, will need to provide updated homeowner insurance (expired 5/14/22). INSURANCE PROVIDED.

2. Debtor in arrears $6,080. made 3.87 out of 5 payments. DEBTOR IN ARREARS AS OF 11/9/22 $5,520

3. Trustee obj to the following
- Need DSO info form.
- Disposable income verifies $7,952. Case is above median, there is disposable income $9,447.13 and would require 100% to gucs.
- Tax refund $852 not listed on Schedule I.
- Mod plan fails to mark Section 8d post-petition claims.
- Mod plan fails to pay 60 months, since case is above median and would require 60 months, pursuant to the B22C form.

MP $5,360 x 5 begin 6/1/22; $4,800 x 54 begin 11/1/22; Base
Matter ResolvedRequest
Adjourment
11212/7/2022 10:00 am22-14115 / CMGPRO SEOrder Vacate Dismissal of CaseDismissedDebtor has made 1 of 7 required payments   Arrears: $3,648.00  
NS

issues as of 11/28/2022 (JMA)

1) Not current with Trustee plan payments, arrears $3,040. Only made one out of six plan payments
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income Verifiable income leaves monthly disposable income of $90.93.
- The debtor has failed to file a feasible plan
- The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - Need March and April 2022 pay stubs.
- A copy of the last filed tax return - 2021- what was provided was unsigned.
- A Modified Plan that complete part 5 for unsecured creditors. There are 2 filed unsecured claims.
- Amendments to Schedules B/C to list assets and exemptions.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $700/month for childcare $900/month for clothing
Need proof of excessive expenses 10 days prior to confirmation.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,672.00 when determining disposable income.
- Need to file Pre-Confirmation Certification.
- Need bank statements for April and May 2022.
2) As a below median case the plan should provide for a minimum of 36 monthly payments

proposed plan $608x31 begin 7/1/2022 (does not treat unsecured claims)
paid in $608
arrears $3,040
last claim 3
Matter ResolvedRequest
Adjourment
11312/7/2022 10:00 am22-14242 / CMGDonald C. Goins, Esq.CONFIRMATION HEARING Order Vacate Dismissal of CaseWithdrawnDebtor has made 5 of 7 required payments   Arrears: $952.00  
issues as of 11/28/2022 (JMA) -per Docket this modified plan has been withdrawn and a new modiified plan filed and scheduled for confirmation hearing on 1/4/2023.

1) Trustee objection to confirmation - need to resolve
- Proof of 2 month's income - April and May 2022 pay stubs.
- A Modified Plan that lists Global Lending as either pay in full or a cram, not both.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Global Lending for cram.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- Need to resolve bifurcated claim filed by Ally Financial NOT LISTED IN THE RECENTLY FILED MODIFIED PLAN

proposed plan $476x60 base plan
paid in $2380
arrears $476
last claim 2
Matter ResolvedRequest
Adjourment
11412/7/2022 10:00 am22-14323 / CMGMARK G CARUSILLOConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $5,708.00  
ISSUES AS OF 11/23/2022 (DM): updated 12/6/22

***Trustee can RECOMMEND CONFIRMATION AT $9,931.36 PTD, THEN $1,067 x 54 STARTING 12/1/22, 100% PLAN WITH $292,482 THRESHOLD PRESERVED; PLANET HOME LENDING TOTAL POC (6-1) SHALL BE PAID IN THE AMOUNT OF $49,497.79; CAPITAL ONE AUTO POC (2-1) SHALL BE TREATED AS SECURED UNAFFECTED; NATIONSTAR ARREARS POC (5-2) SHALL BE PAID IN THE AMOUNT OF $941.79; STRIKE PART 5b; TRUSTEE STANDARD ORDER OF DISTRIBUTION; PART 8a IS AMENDED TO PROVIDE FOR VESTING AT CONFIRMATION; PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 10 DAYS; DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 7 DAYS***

 MFR filed by Nationstar/Mr Cooper scheduled for 12/21/22 (OTBS).

 Pending Motion to Allow Late Claim of Planet Home Lending.

1) Planet Home Lending/STAR202 (FRIEDMAN VARTOLO) OBJs - $49,497.79 total debt due (PAY PER POC??)

2) MP provides $6,853.68 arrears treatment to Nationstar/Mr Cooper - POC filed with arrears of only $941.79 (PAY PER POC??)

3) Trustee OBJ:
- Plan does not specify treatment of Capital One Auto (ADD - PAY OUTSIDE).
- Trustee Standard Order of Distribution (ADD LANGUAGE).
- Add to terms that vesting occurs upon confirmation (ADD LANGUAGE).
- Need to file Pre-Confirmation Certification (UNRESOLVED).

***RESOLVED ISSUES***

A) Trustee OBJ:
- Debtor has insufficient income.
- Need a MP that completes Part 8 which is blank (MP CORRECTS).
- Excessive Expenses: $640 medical & dental, $599.95 car insurance (100% PLAN).
- There is $292,482 non-exempt equity in the residence (100% MP).
- Tax refund of $2,011 was not prorated and included in disposable income calculation (100% PLAN).


Prop. Plan $2,234.20 x 4, $994.69 x 56, 100% Plan
PTD 6/6 = $9,931.36
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
11512/7/2022 10:00 am22-14409 / CMGSEYMOUR WASSERSTRUM, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 6 required payments   Arrears: $725.00  
MK: emaield atty office - requested they file an amended w/d and w/d new MP $36 and not this current plan that was agreed to HR

(12/7 AMT: PLAN DOC #29 W/D, MP DOC #36 FILED; PER MK, ATTY TO CORRECT W/D TO PLAN DOC #36)<<>>

updated 12/6 EDC- atty ok to terms(mk)

CAN CONFIRM AT:
$2885 paid then $725 x 39 beg 1/1/23-pro rata with minimum of $7475 due to equity in inheritance-OTBS with Veterans Affairs in 15 days--LM by 1/2/23

12/2/22(mk): FYI: Order submitted resolving objection by the Vet affairs for 2nd mtg. Terms=TR not to pay on claim of #66,868.81.. so debtro can complete a potential LM.LM by 1/2/23. if approved for LM. creditor will amend their POC. If not app'd, debtor will 1.MP to cure arrears or
2.MP to surrender or
3.Convert to Ch 7 or Dismiss case.
Creditor reserves RT. to file for stay relief if debtor fails to make AP paymnets

*Original plan withdrawn and MP filed

*Objection by Secretary of Veterans Affairs to LM-
---also filed a motion for relief scheduled for 12/21

*IRS estimated taxes 2019-2021-APOC filed
*NJ estimated taxes 2019- APOC Fi
led

**Trustee objection:
---Need a copy of the co-debtor's mother's will, and name of probate attorney and status of
the estate. DONE BUT PROPERTY IS IN THE NAME OF WIFE ONLY SO THEY CANNOT TAKE JOINT D5 EXEMPTIONS ON $20,000 INHERITANCE. AS A RESULT THERE IS $7475 IN NON EXEMPT TO UNSECURED THAT NEEDS TO BE ADDED TO THE PLAN

prop MP $725 X 32 BEG 11/2022; LM BY 12/2022 (53 E SECOND ST); BASE

------------------------
RESOLVED:
---Need to resolve the estimated claim filed by the IRS & NJ
---Plan lists base and $0 to unsecured creditors. Loan modification plans cannot pay $0 to
unsecured creditors. WILL NEED $7475 PER INHERITANCE
---Verified income leaves monthly disposable income of $683.17. The Schedules fail to account for the debtor(s) tax refund in the amount of $2,867.00 OK PAYING MORE NOW
when determining disposable income
---A Modified Plan that lists mortgage company in part 4a.
---Need proof of
Matter ResolvedRequest
Adjourment
11612/7/2022 10:00 am22-14522 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
11712/7/2022 10:00 am22-14538 / CMGDonald C. Goins, Esq.Order Vacate Dismissal of CaseContinued
12/21/2022 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $949.00  
11/29/22(mk):NEED ANSWER TO 11/2/NOTE BELOW- sent email to atty- he replied that he is working on resolving w/ Morton


11/2/22(mk) email this AM that #1 is OTBS:Resolution Details:
Claim to be paid per contractual terms through the plan. Adequate protection payments of $400/month. SO DOES THAT MEAN THAT CRAM AMT IN PLAN OF $52,198.56 IS AGREED TO?


As of 10/27/22(mk):

>>NEEDS TO RESOLVE #1 then can be worked.


1. Objection By Americredit( Morton):
Objects to cram.

2. Trustee objection:
- order of distrib contrary to TR
- pre conf cert(Filed)

Plan: $949 x 60 begin 7/1/22; Base
3/5 payments
Matter ResolvedRequest
Adjourment
11812/7/2022 10:00 am22-15172 / CMGBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 65 of 6 required payments   Arrears: $3,200.00  
AS OF 11/28/2022 (at):

1. Objection by JP Morgan Chase (Fein Such) - failure to cure arrears of $151,081.89.

2. Plan proposes a loan modification and/or refinance by 1/31/2023. Cannot propose both.

3. Trustee's objections:
- Need to resolve objection by JP Morgan Chase. (UNRESOLVED)

RESOLVED ISSUES:
- Proof of service on US Small Business Administration and Sunrun Service Transfer Associate needs to be to the attention of an officer or managing agent. (AMENDED CERT OF SERVICE FILED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - Policy provided expired on 7/18/22. (RECEIVED)
- Need proof of insurance for the 2016 Toyota and the 2017 Ford. Policy provided
expired on 8/1/22. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,416.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $33,580 in non exempt equity in the bank accounts. Needs to be 100% plan. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)

Modified Plan before confirmation proposes: $200 x 57 beginning 12/1/2022, loan modification or refinance by 1/31/2023, base
Arrears: $3,200
Matter ResolvedRequest
Adjourment
11912/7/2022 10:00 am22-15255 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 11/23/2022 (DM):

1) IRS filed $1,874.10 amended priority claim not treated in the plan (OKAY TO ADD?? - Yes)

2) State of NJ filed $4,507.97 priority claim that includes estimated taxes for 2019 not treated in the plan (UNRESOLVED).

3) State of NJ filed a general unsecured claim that includes estimated taxes for 2017 (UNRESOLVED).

4) Trustee OBJ:
- Need proof of insurance for 2021 Kia - debtor is co-signor (VEHICLE IS BEING SURRENDERED IN PLAN).
- There is $1,627 non-exempt equity in the bank account.
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $500 x 48, Base Plan
- Loan Mod 6 months
PTD 5/5 = $2,500
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
12012/7/2022 10:00 am22-15479 / CMGEugene Roth, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $1,871.00  
12/2/22(mk): UPDATED-email to atty- OK to terms

Debtor made another payment so new terms are: **$3,781 PTD, Then $1857 x 55 Begin 1/1/23. 100%. Preserve NE Equity T/H of $68,257 in real prop. Must file pre conf cert. w/in 7 days**
------------

BUT....MRF ( NJ Housing)on for 1/4/23. Post pet arrears $5,543.40- SO NEED TO KNOW HOW THAT MAY IMPACT THE PLAN.( per atty- MFR CURE IS OUTSIDE PLAN)

As of 11/18/22(mk);

>.NEEDS HIGHER PAYMNET TO COVER 100% GUC claims of $36,202.63

***As of this work up date: NEEDS 2,320 PTD, THEN $1,850 x 56 Begin 12/1/22.100%. PRESERVE EQUITY T/H OF $68,257 IN REAL PROPERTY. MUST FILE PRE CONF CERT .IN 10 DAYS.***

1.Trustee Objection:
-There is non exempt equity in real property of
$68,257. Plan needs to be 100%
-need to file pre conf cert

----------------------
- obj.by NJ Housing & Mtg( McCabe W): obj to original plan that was a LM- MP is a cure



Mp (#22) before conf proposes:1,461 x 57 begin 11/1/22. Not less than $17,465 to guc. No longer a LM plan - Now a cure and maintain
Matter ResolvedRequest
Adjourment
12112/7/2022 10:00 am22-15488 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 5 required payments   Arrears: $8,532.00  
mk: Dismissed w/o prej. - if she gets $ can refile

ISSUES AS OF 11/22/2022 (DM): need result of pending MFR and Trustee payments.

1) IRS filed a priority claim that includes estimated taxes for 2018-2021 (OKAY - AMENDED TO $23,830.50).

2) The Money Source (Stewart Legal) OBJs - $97,715.70 arrears on Wakefield Rd property - Consent Order entered to pay per POC (UNRESOLVED DUE TO PENDING MFR).

3) Santander filed $553.84 arrears claim on 2015 Dodge Ram (OKAY TO PAY?? - Yes)

4) Ally Capital filed a claim on 2013 Jeep Grand Cherokee that includes a $38,570.96 total claim, $22,850 secured claim, and $35,074.78 arrears claim - Plan proposes $23,204.25 payment (STRIKE PLAN TREATMENT & PAY ENTIRE SECURED/UNSECURED PER POC?? - Yes)

5) Trustee OBJ:
- Need 2021 tax return (RECEIVED).
- Need a copy of the debtors' marriage certificate (RECEIVED).
- Need to file a MP that addresses Santander $553.84 arrears claim (SEE ABOVE).
- Need to file a MP that adds all cramdowns to Part 4 and Part 7 (STRIKE CRAM).
- Need to amend Sch J to add second car payment.
- Verified income results in $3,826 of monthly disposable income.
- There is $102,068 of non-exempt equity in the residence (100% Plan).
- Need to file Pre-Confirmation Certification.
- Need valuation for Voyager trailer and truck listed on P&L - business can't be worth $0.


Prop. Plan $2,633 x 60, 100% Plan
PTD 1.5/4 = $4,633
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
12212/7/2022 10:00 am22-15538 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $590.00  
ISSUES AS OF 11/28/2022 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $590 x 60 STARTING 8/1/22, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

1) Trustee OBJ:
- Need proof of service on Consumer Portfolio Services (CERT OF SERVICE FILED 10/26/22 - NEED 28 DAYS BEFORE CONFIRMATION CAN BE HELD).

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need May and June 2022 pay stubs (RECEIVED).
- The Order of Distribution departs from the Trustee standard order (USE TRUSTEE STANDARD ORDER).
- Need to file Pre-Confirmation Certification (FILED).
- Schedule G assumes residential lease - Plan rejects the lease (AMENDED SCH G FILED - LEASE REJECTED).


Prop. Plan $590 x 60, $0 Plan
PTD 3/4 = $1,770
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
12312/7/2022 10:00 am22-15547 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $316.00  
CONFIRM AS PROPOSED OR DISMISS

**Updated Terms as more payments have been made and I lowered payments as follows:

**1,264 PTD, Then $320 x 20 Begin 1/1/23. Then 500 x 23 Begin 8/1/24. BASE.
- Section 3a to be stricken and IRS not paid as priority, claim filed only as unsecured so that is how they will be treated.
- Trustee ok to pay OneMain claim#4-1.
- Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certificate.***
------------------------------------------------
MK:this was adj from11/16/22- what is atty's position on terms? nothing has been uploaded or filed since last notes

MK:11/7/22: reviewed all issues below and Tr can compromise as follows:

***$948 PTD $350 x 20 Begin $600 x 20 Begin 8/1/24. BASE.
- Section 3a to be stricken and IRS not paid, claim filed only as unsecured.
- Trustee ok to pay OneMain claim#4-1.
- Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certificate.***


11/7/22(mk: ASKED FOR REST OF SEPT (we have 9/1/22 stub) AND ALL OF OCT PAYSTUBS . Her ytd net comes in way higher( filed supp obj) - mk recalculated income base upon all of pay stubs uplaoed thru 9/1/22 and gets $500 (below median case. Plan proposes a total 48 mos (expenses are ok so can probably compromise. Pension loan ends in mo 20 SO NEEDS A TIER PLAN

Atty does not agree to terms - needs to review and respond on income issue- TR still getting more dispos income

As of 10/13/22 (DS): Recommend confirming at $632 paid, $1,109 x 45 begin 11/1/22; 100%
- Section 3a to be stricken and IRS not paid, claim filed only as unsecured.
- Trustee ok to pay OneMain claim#4-1.
- Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certificate.


9/21/22 (DS): Recommend confirming at $632 paid, $1,198 x 46 begin 10/1/22; Base
- Section 3a to be stricken and IRS not paid, claim filed only as unsecured.
- Trustee ok to pay OneMain claim#4-1.
- Trustee standard order of distributio
Matter ResolvedRequest
Adjourment
12412/7/2022 10:00 am22-15590 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $650.00  
341 scheduled for 12/22/22. This the third time it has been on EDC


As of 10/31/22 (DS): Debtor attorney requested adjournment, 341 sched 11/3/22.


As of 8/31/22 (DS): Debtor attorney requested adjournment, 341 sched 9/29/22
Matter ResolvedRequest
Adjourment
12512/7/2022 10:00 am22-15682 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS of 11/29/22mk):

>>SAME AS LAST TIME-NEEDS TO RESOLVE #1

1. NJ DIV Of Taxation filed a priority estimated claim- no return for 2020
.
2. Trustee objection:
- Mtg arrears POC #14-1 almost doubled (85,197) the plan amt ($47,495)
-need to file Pre-Confirmation Certification.

----Resolved---------

-Brick MUA filed priority POC- plan has it as secured- TR pays as filed. BUT Brick Tship field a secured claim for prop taxes 4,846.21

>. Objection by Santander(Gross McGinley): RESOLVED- ORDER SUBMITTED - PAY POC ARREARS $85,199.73

plan$1,031 X 60 BEG 8/2022; $0
4/4 payments
bar date:9/26/22
Matter ResolvedRequest
Adjourment
12612/7/2022 10:00 am22-15788 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $200.00  
As Of 11/29/22(mk): atty ok to terms

**CAN REC CONFIRM AT $3,000 PTD, Then 100 x 14 begin 12/1/22,Then $186 x 42 begin 2/1/24. BASE. Strike the Per plan claim of Robert Rubino as no timely proof of claim has been filed. Debtor to file a motion to avoid lien of mariner Finance w/in 30 days.**


1. Per plan of Robert Rubino $1,500. NO CLAIM FILED- Strike?- PER ATTY- OK TO STRIKE

2. Trustee objection:
- plan has 8 j'ment liens to be avoided for St Of NJ (7 are for same $ amt of 488.75 and 1 for $977.52) Then there is another J'ment lien by Marnier Finance for $7,012.
THE ONLY claim(Unsecured) filed by NJ is by the NJ Motor Vehicle Commission for Surcharges($4,799.64)-
--mk: GOV BAR has not passed for the NJ per plan claims. Needs motion to avoid Mariner Finance
-----------
IRS Estimate POC- APOC FILED


lan: $100 x 18; $185.92 x 42; Base
3/4 payment
bar date:9/30/22
Matter ResolvedRequest
Adjourment
12712/7/2022 10:00 am22-15920 / CMGAndrew B. Finberg, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $700.00  
AS OF 11/28/2022 (at):

1. Objection filed by JP Morgan Chase (McCalla) - plan does not propose to cure arrears of $5,425.22 (Per POC).

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- 2 months bank statements from WSFS Bank savings acct, prior to filing date. (NOT RECEIVED)
- The circumstances and contents of the debtor's Plan, when taken in their totality,
indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a) (3).
- Plan fails to provide for non-exempt equity.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity in real property pending updated comps and CMA, WSFS Bank acct $931.93, WSFS savings acct pending proof of bank statements and insurance proceeds from lawsuit pending settlement agreement. (NEED UPDATED CMA, BANK STATEMENTS AND SETTLEMENT AGREEMENT)
- Need settlement agreement from lawsuit and proof of funds on hand 7 days before
confirmation. (NOT RECEIVED)
- Must resolve creditor objection. (UNRESOLVED)
-Trustee disputes debtor's valuation of the real property. CMA has only 2 comps for
10/22/21 and 11/24/21 values $190,000. Zillow has lowest $338,000 - $401,000, using lowest there would be non-exempt equity in real property $68,434.19. Trustee requires update CMA with comps in the last 6-8 mos. from the filing date
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $350 x 60 beginning 8/1/2022, base
Payments: 3/4, arrears $350
Matter ResolvedRequest
Adjourment
12812/7/2022 10:00 am22-16223 / CMGKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 3 of 4 required payments   Arrears: $3,600.00  
AS OF 11/30/22 (SF) PER ATTY OK TO DISMISS/HOLD FEES

Plan is not feasible and creditor objection is not resolved.

1. Objection filed Truman 2021 SC9 Title Trust - the plan fails to propose to pay claim in full as loan matures on 5/1/24

2. Trustee objection:

- The debtor has failed to file a feasible plan - disposable income verifies at 1,036. plan
payment is $3,577.
- Need a copy of the last filed tax return - for 2021.
- Need Proof of second mtg lien on the property. (DEBTOR DOES NOT HAVE PROOF)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): AS of
now, there is $65,847.73 of equity in real property and $2,706.04 in the Chase checking
acct. Plan cannot be 0%.
-must file pre conf cert.
-Must resolve objection by Truman 2021 SC Title trust.
-Income verifies at way less than scheduled.
add to terms: TR NO PAY post petition claims and TR standard order of distrib.

I and J amended (Income verifies at $50.48)

Plan proposes $3600 x 60 with 15% to gucs
Payments: $8254 Received Arrears: $2500
Matter ResolvedRequest
Adjourment
12912/7/2022 10:00 am22-16232 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $2,200.00  
As of 11/28/22 (DS): Debtor attorney requested adjournment, 341 sched 12/22/22
Matter ResolvedRequest
Adjourment
13012/7/2022 10:00 am22-16243 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 4 required payments   Arrears: $800.00  
MP in 14 days

AS OF 12/5/2022 (at):

1. Objection filed by Global Lending (Stewart Legal) - creditor wants to be paid $24,485.39 at an interest rate of 7.5%.

2. Stay vacated as to landlord on 11/2/2022. Motion to reinstate the stay is scheduled for 12/21/2022. Need outcome.(Denid)

3. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,581.
- Need to resolve objection by Global Lending. (UNRESOLVED)
- Stay motion by landlord is scheduled for 11/2/2022. (MOTION TO REINSTATE STAY IS SCHEDULED FOR 12/21/22)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $200 x 1 beginning 9/1/2022, $500 x 3 beginning 10/1/2022, $765 x 56 beginning 1/1/2023, 0% to unsecured creditors
Payments: 1/3, arrears $800
Matter ResolvedRequest
Adjourment
13112/7/2022 10:00 am22-16253 / CMGGeorgette Miller, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 3 of 4 required payments   Arrears: $800.00  
LM was denied- so Mp filed #30 and hearing date 1/18/23- but that still has LM - so needs to be w/d and file another plan

As of 12/6/22 (DS): Mod plan filed 12/5/22, must request adjournment via Court Solutions.

As of 11/29/22 (DS): 1. Trustee obj to the following:
- Need the following docs: 1. Pay stub for first pay period in July; 2. Pension loan balance statement prior to filing date; 3. Service to motions in plan to State of NJ.
- Must amend Sched A/B 17.1-17.4 to provide bank acct balances.
- On 8/3/22 $35,709.38 was deposited into acct #2055, appears to be an annuity acct.
On 8/4/2022 $30,000 was deposited into savings account #3246. Provide supporting
information of this transfer for Trustee review.
- Excessive expenses on Sched J such as car payment $710,
- Based on statements provided TD Bank accts have the following balances: #2055
$57.48 as of 8/20/22; #1414 $1,875.71 as of 7/10/22; #7593 noted on 5/7/22 acct closed; #3246 $24,400 as of 8/24/22.
- Debtor's atty works for a new firm different firm than when she filed this case. Need Substitution of Attorney and written confirmation as to who will receive the fees to be paid through plan. If new firm, will require written consent from old firm.
- Need to resolve creditor objection.

2. Select Portfolio (FEIN SUCH) obj arrears not paid fully and loan mod. Loss mit was denied 10/11/22 and order terminating loss mit granted 11/23/22.

3. IRS filed much higher claims. Priority $3,704.69 and secured $64,171.74. Case is not feasible

4. Capital One Auto also filed higher arrears claim $3,049.16 owed. Trustee obj to excess car payment, per POC is $736, Sched J has $710.


Prop Plan $800 x 60 begin 9/1/22; Base and Loan mod on Amerhurst Dr by 2/1/23
Note: No pay stub needed for August. No CMA needed, check Zillow used highest value and checks 4 comps provided and still no equity, since mortgage is much higher. Transportation expense $650 is fine for 2, so is charitable expense $500.
Matter ResolvedRequest
Adjourment
13212/7/2022 10:00 am22-16336 / CMGBrad J. Sadek, Esq.Confirmation Hearing on Modified PlanContinued
1/4/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,914.00  
amended I filed 12/6/22

issues as of 11/28/2022 (JMA)

1) Carrington Mortgage Services/Wilmington Savings Fund Society (Hill Wallack)
-arrears $42,306.20
2) Bridgeview Place Historic Condominium Association (Clemons Richter & Reiss)
-plan proposes inadequate payments to Bridgeview for prepetition arrears
3) Trustee objection to confirmation - need to resolve
- A current market analysis - for the Burlington property with comparables. CMA PROVIDED 10/17/2022 ARE DATED BETWEEN 10/20/2020AND 7/27/2021 - THE PETITION WAS FILED 8/1/2022 AND THE COMPS SHOULD BE WITHIN 6MONTHS OF FILING. THE DATES PROVIDED DO NOT REPRESENT THE CURRENT MARKET PRICES
- Need a copy of the homeowner's insurance renewal declaration - for both properties that includes liability insurance. PROVIDED 10/18/2022, RESOLVED
- Need proof of insurance for both Mercedes listed on Schedule B. CERT 10/18/2022 STATES THIS VEHICLE IS NOT RUNNING, NOT REGISTERED AND THEREFORE NOT INSURED
- Amendments to Schedules I for updated rental income.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $4,682.64.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $681.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $23,654 in non exempt equity in the Burlington property.
- There is $11,952 in non exempt equity in the 2018 Mercedes.
- Need to resolve objection by Carrington/Wilmington Savings.
The attorney's fees in the plan ($3,063) and the disclosure statement ($2,863) do not agree. AMENDED DISCLOSURE STILL NOT CORRECT
- One of these must b
Matter ResolvedRequest
Adjourment
13312/7/2022 10:00 am22-16411 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $323.00  
AS OF 12/6/2022 (at):

PER E-MAIL FROM ATTORNEY THIS PLAN WILL BE WITHDRAWN AND A MODIFIED PLAN FILED INCORPORATING TERMS RESOVING OBJ BY NATIONSTAR.

1. Objection filed by Nationstar Mortgage (Schiller Knapp) - failure to cure arrears of $143,426.31 (Per POC) and plan is under funded. Objection to modified plan.

2. Trustee's objection:
- Must resolve creditor objection.


RESOLVED ISSUES:
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Must file Pre-confirmation certificate.
(FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is estimated non-exempt equity in real property $11,764. (100% PLAN AND GUC'S ARE $0 - BAR DATE PASSED)
The debtor has failed to supply the Trustee with the following document (s):
- Amendments to Schedules B and C to amend year of 2000 Honda to 2005 Honda Pilot (AMENDED)

Modified plan before confirmation proposes: $324 x 36 beginning 9/1/2022, loan modification by 2/19/2023, 100% to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
13412/7/2022 10:00 am22-16417 / CMGJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
12/21/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 11/28/2022 (at):

Trustee's objection:
- The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the whole life insurance policy showing cash surrender value. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Debtor cannot rely on gambling winnings as a source of future income.
- Certification regarding gambling winnings and losses. (NOT RECEIVED)

RESOLVED ISSUES:
- Need to add to confirming order all non-exempt proceeds from personal injury claim.
Also need to amend schedules to add personal injury claim. (LANGUAGE ADDED)

Plan proposes: $100 x36, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
13512/7/2022 10:00 am22-16431 / CMGPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $1,700.00  
As of 11/29/22(mk): MP FILED AND SCHEDULED FOR 1/4/23

FILED A MP (#44) 11/29/22-
STILL NO PAYMENTS (0/3).
amended I & J filed.

**Motion For Prospective Relief (Fein Such)on 12/7/22

** OSC on12/13/22 for failure to pay final filing fee installment

1. No payments (0/3)

2. Objection by Federal Nat'l Mtg( Fein Such):
-bank is owner thru prior completed foreclosure action. Debtor is holdover tenant. Parties had a lease and debtor is in default and eviction action was filed then bkcy case filed

3. Trustee Objection:
-debtor has insufficient income. income is
negative $791.
-Need Business P & L NCH
- Need Business questionnaire for NCH
Investments of NJ.
- need 2021 tax return
-MP that completes part 5
-plan fails to provide prompt cure of rental
arrears.
-Need bank statements for all accounts listed
on B.(NFCU & PENN FEDERAL CREDIT
UNION)
-Petition and signature page for schedules is
not signed.
-Debtor must provide proof that the Trustee
was added as loss payee to all motor vehicle
and real estate insurance policies based upon
vesting at discharge or the confirming
order must provide for vesting at
confirmation.
- needs pre conf cert.

--------------Old Notes-------------------
10/26/22(mk):debtor email to mk requesting another adjournment. she now has a job and will pay TR payments on 11/3/22 .no mention of hiring an atty that she represented she was in process of doing. Told her no adjournment. no payments, creditor objection needs to appear on 11/2/ at 10

10/19/22(mk): Debtor Ill. in process of retaining atty( M. Chambers). Nothing new- MTG co filing an MFR.

Matter ResolvedRequest
Adjourment
13512/7/2022 10:00 am22-16431 / CMGPRO SEConfirmation Hearing on Modified PlanDismissedDebtor has made 0 of 4 required payments   Arrears: $1,700.00  
12/6/22(mk):

FILED A MP (#44) NOTHING DIFFERENT. just explains more about her income in part1

STILL NO PAYMENTS (0/4).
amended I & J filed.

**Motion For Prospective Relief (Fein Such)on 12/7/22

** OSC on12/13/22 for failure to pay final filing fee installment


Matter ResolvedRequest
Adjourment
13612/7/2022 10:00 am22-16533 / CMGRobert Jeney, Jr., Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $101.00  
As of 11/29/22(mk):

341 just held on 11/17/22.

1. Objection by Nationstar (LOGS):
-plan fails to cure Arrears of $1,336.88- OK TO PAY?

2. Trustee Objection:
-need amendments to schs B & C to add add
Navy FCU, United Teletech FCU and Bank of
America accts. Amend Sch B to add PI claim.-
- need 2 mos bank statements form Navy FCU &
B of A prior to filing date.
-improper exemptions:Need to amend Schedule C to take a 522(d)(1) exemption instead of 522(b)(3)(b) based upon the election of the remaining exemptions. Improper use of both state and federal exemptions.
- not paying al dispos income into plan:22c has disposable income $2,064.14, which would require minimum dividend $123,848.40 to gucs.
-schedules fail to include tax refuns of 2,784 for dispo income.
-There is non-exempt equity in United Teletech acct $2,800 and all other bank accounts (pending bank statements from all other accounts).
- Nationstar filed arrears claim $1,336.66, also must resolve Nationstar objection.
- Must file Pre-confirmation certificate.
- Need to add to confirming order all non-exempt proceeds from personal injury claim.
- Need Certification if debtor explaining the Bank of America account listed on her 8/26/22 pay advice if she doesn't own said account.
-excessive expenses:Food $600, Clothing $165 and 2 car payments $661.31 and $660. ( SCH I HAS NO INFO ON NON FILING SPOUSE AND SCH J SAY DEBTOR HAS NO DEPENDANTS--SOFA HAS HE'S IS MARRIED- NEED CLARIFICATION ON THIS

Plan:100.83 x 60 begin 10/1/22; Dollar Base $5,500
2/3 payments
Matter ResolvedRequest
Adjourment
13712/7/2022 10:00 am22-16648 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,790.00  
MK:filing motion to expunge a claim and will resolve Ameri credit obj.

As of 11/29/22 (DS): 1. Bar date has passed, no claim filed by IRS, plan has to pay. Ok to strike and not pay?

2. AmeriCredit obj still not resolved.

11/2/22 (DS): 1. Trustee obj to the following:
- There is disposable income $1,029.68. Plan propose 100%.
- Case is above median there is disposable income $814.91, which would require minimum dividend $48,894, plan is proposing 100%, recommend waiting pass bar date 11/1/22.

2. AmeriCredit (MORTON) obj to plan silent and does not mention creditor. POC filed debtor and spouse purchased 2018 Chevy Suburban on 8/13/22, prior to filing, owes $68,183, no arrears, monthly payment $1,004.64. Obj must be resolved.

Prop Plan $800 x 36 begin 9/1/22; 100%
Matter ResolvedRequest
Adjourment
13812/7/2022 10:00 am22-16649 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $8,720.00  
AS OF 11/28/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. The State of NJ filed an estimated priority claim #5 which needs to be resolved/amended.

2. Objection filed by The Money Source (Stewart Legal) - failure to cure arrears $140,211.02. (Per Obj)- POC has $104,000

3. Objection filed by NJR Clean Energy (The Kelly Firm) - debtor is currently in arrears on his lease payments for September through November.

4. Trustee objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - , CMA provided is dated 8/13/21 with only 2 comps (11/30/18 and 1/31/21). (NOT RECEIVED)
- Will or Deed to her of real property to show ownership (NOT RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity in real property, pending updated CMA and comps.
- Must file Pre-confirmation certificate. (FILED)
- Must resolve creditor objection. (UNRESOLVED)

Plan proposes: $2,180 x 60 beginning 9/1/2022, base
Payments: 0/3, arrears $6,540
Matter ResolvedRequest
Adjourment
13912/7/2022 10:00 am22-16755 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $622.00  
issues as of 11/28/2022 (JMA)

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Pincus Law Group) objection to confirmation - need to resolve
- pre-petition arrears $22,571.09
2) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - insurance expired 8/16/22. RESOLVED, PROVIDED NEW POLICY THROUGH 8/2023
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Transportation $472. NOT ADDRESSED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies $901.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity in real property $31,491 and PayPal acct $770. (100% PLAN)
- Must file Pre-confirmation certificate. STILL NOT FILED
3) NJ Division of Taxation is estimated for 2022 taxes NOT RESOLVED

proposed plan $460x60 begins 9/1/2022 100% plan
paid in $1218
arrears $162
last claim 4
Matter ResolvedRequest
Adjourment
14012/7/2022 10:00 am22-16762 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 3 of 4 required payments   Arrears: $200.00  
MP in 14 days to surrender car

AS OF 12/5/2022 (at):

1. Objection filed by Deutsche Bank/New Rez (Robertson Anschutz) - failure to cure arrears of $91,187.50. (Per POC). (RESOLVED - LOAN MOD BY 12/26/22 OR AS EXTENDED - TRUSTEE TO PAY TOWARDS ARREARS PENDING LOAN MOD)

2. One Main Financial filed a bifurcated claim #2 for a 2006 Pontiac G6 in the amount of $6,000 secured and $1,736.29 unsecured. Plan is silent as to this creditor.(MK atty says this was prev surrendered _ WILL FILE MP TO SURREDER CAR

3. Trustee's objection:
- A Modified Plan that addresses secured claim filed by One Main Financial. (MOD PLAN NOT FILED)
- Need to resolve the bifurcated claim filed by One Main Financial.

RESOLVED ISSUES:
- Amendments to Schedules I for debtor's new job. (RECEIVED)
- Need to resolve objection by Deutsche Bank. (RESOLVED)
- The debtor has insufficient income Verified income leaves monthly disposable income of -$281.62. (DISPOSABLE INCOME IS NOW $273/MONTH)
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - for debtor's new job. (RECEIVED - DISPOSABLE INCOME IS NOW $273/MONTH)

Plan proposes: $200 x 60 beginning 9/1/2022, loan modification by 2/1/2023, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
14112/7/2022 10:00 am22-16780 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 6 of 4 required payments   Arrears: $0  

As of 12/5/22 (DS): Debtor atty requested adjournment, 341 sched 12/15/22
Matter ResolvedRequest
Adjourment
14212/7/2022 10:00 am22-16975 / CMGJacqueline R. Rocci, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $515.00  
AS OF 11/21/2022 (at):

1. American Honda filed a secured claim #2 for a 2022 Honda CRV which is not in the plan. What is the debtor's intention for this vehicle? (SURRENDERED IN MOD PLAN)

2. Trustee's objection:
- The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- Need proof of insurance for the 2020 Honda and the 2008 Hyundai. (ONLY RECEIVED PROOF OF INSURANCE FOR THE 2020 HONDA)
- A Modified Plan that surrenders 2022 Honda per Debtor's Certification. (MOD PLAN NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $515 x 60 beginning 10/1/2022, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
14312/7/2022 10:00 am22-16986 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

updated 11/30/2022 (JMA)
issues as of 11/28/2022 (JMA)

1) UMB Bank (Romano Garubo) objection to confirmation - need to resolve
-proposed plan is not feasible
2) Trustee objection to confirmation
- Proof of 2 month's income - (Disability income for co-debtor once approved). ADD FOLLOW UP IN 3 MONTHS FROM CONF
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,939.57.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). SERVICE FOR MIDLAND FUNDING; PORTFOLIO RECOVERY AND SOUTHERN OCEAN MEDICAL IMPROPER SERVICE TO ATTYS WHO DID NOT FILE NOTICE APPEARANCE AND REQUEST FOR SERVICE
- Need proof of service on all 8 creditors listed in Part 7 of the plan.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- Need to file Pre-Confirmation Certification. RESOLVED FILED

proposed plan $150x36 base plan
paid in $300
last claim 6

Matter ResolvedRequest
Adjourment
14412/7/2022 10:00 am22-17341 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

As of 11/30/22(mk): atty ok to terms

**CAN REC CONFIRM AT $708 PTD, Then $451 x 58 Begin 12/1/22 100%. Preserve equity T/H of $30,719 in real property.
Trustee Standard order of distribution.
Must file pre conf cert. w/in 10 days**


1. Objection by Select Portfolio(Fein Such):
-plan fails to pay arrears.(ORDER SUBMITTED ON THIS - PAYS CLAIM)

2.Trustee Objection:
-There is $30,719 in non exempt equity in the
residence. NEEDS TO BE 100%
-Order of Distribution is TR Standard Order.
- file pre conf cert.

Plan:$354 X 60 BEG 10/2022; BASE
2/2 payments
bar date:11/28/22
Matter ResolvedRequest
Adjourment
14512/7/2022 10:00 am22-17404 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $500.00  
341 Now on for 1/19/23. 2/3 payments


As of 11/23/22 (DS): 341 not held 10/20/22 still missing docs.
Matter ResolvedRequest
Adjourment
14612/7/2022 10:00 am22-17537 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $600.00  
mk: debtor needs to be on TFS EWAGE

12/5/22(mk: atty email - says has debtor has made 3 payments( $600) to their office. will send them in


>>Case filed in Sept 2022. No 341 yet. some docs uploaded


NO PAYMENTS

(amt: clayman filed original petition; nisenson filed disclosure and recent docs---need sub of atty- FILED 11/7/22)
Matter ResolvedRequest
Adjourment
14712/7/2022 10:00 am22-17543 / CMGDavid E. Shaver, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $8,200.00  
12/6/22(mk): Update. atty has $5600 in his trustee acct. will mail out tomorrow. Creditor okay to adj. 341 on 1/5/23

12/2/22(mk):adj request uploaded, BUT
0/3 payments* plan payments are $ 2,800. Debtor has paid $200. DOES NOT HAVE CREDITOR CONSENT TO ADJ AS OF THIS DATE.

341 now on for 1/5/23

--US BANK (PLUSE BECKER) MOTION FOR PROSPECTIVE RELIEF/DISMISSAL ON FOR 12/21/22.

>THIS IS DEBTOR's 4 TH BANKRUPTCY FILING. case has LM and debtor was denied LM again, this time, 17 days before this case was filed.
Matter ResolvedRequest
Adjourment
14812/7/2022 10:00 am22-17604 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,000.00  
12/6/22(mk) We have 1 payment

As of 11/23/22 (DS): 341 sched 12/8/22, no Trustee payments made, Debtor in arrears $1,000, made 0 out of 2 payments. Must get current, then submit confirmation adjournment request.
Matter ResolvedRequest
Adjourment
14912/7/2022 10:00 am22-17699 / CMGMoshe Rothenberg, Esq.Confirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $3,600.00  
AS OF 11/22/22 (SF)


1. 341 NOT HELD - RESCHEDULED TO 12/22/22
2. PAYMENTS: 1/3 ARREARS: $3600

Matter ResolvedRequest
Adjourment
15012/7/2022 10:00 am22-17701 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

As of 11/28/22 (DS): Ok to confirm at $250 x 36 begin 10/1/22; Base

Prop Plan $250 x 36 begin 10/1/22; Base
Matter ResolvedRequest
Adjourment
15112/7/2022 10:00 am22-17709 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $945.00  
AS OF 11/30/22 (SF) UPDATED

RECOMMEND $1890 PTD, $991 X 58 (BEGIN 12/1/22) 100% PLAN
-Add to confirmation order Trustee Standard order of Distribution


Plan proposes $945 x 60 100%
Payments: 2/2


RESOLVED ISSUES:
-need to file Pre-Confirmation Certification with Court (FILED)
-DSO ISSUE: Debtor has provided a certification that he does not know how to locate his ex-wife. No address has been provided for this DSO. Monies are transferred electronically to her bank account via Zelle. (PER AR, DEBTOR ATTORNEY MUST PROVIDE NAME OF EX-WIFE'S MATRIMONIAL ATTORNEY FOR SERVICE) RECEIVED
- Trustee objection:
Domestic Support Obligation information for alimony to Raquel Parada (RECEIVED)



Matter ResolvedRequest
Adjourment
15212/7/2022 10:00 am22-17728 / CMGBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 12/1/22 (DS): Debtor attorney requested adjournment to allow time to respond to obj

12/1/22 (DS): 1. Trustee obj to the following:
- Need Debtor's certification and proof such as bank statements on what was done with $148,628.21 received from sale of East 3rd Ave property on 7/13/21.
- Trustee requested documentation as to what happened to the sale proceeds. A list of transactions was submitted, cannot verify if this was bank statements, since there was no name on statements.
- What was submitted stops at 8/13/21 showing $19,021 left in the account. Where did the rest of that money go?
- Trustee questions whether this is a good faith filing when proceeds of that amount were all spent and a little more than 1 year later Debtor files bankruptcy.
- Trustee requests copies of the bank statements showing the transactions for the dissipation of the proceeds.
- 22c has disposable income $649.44, which would require minimum dividend $38,966.40 to gucs. Plan pays more and may need to pay even more pending proof on proceeds from sale.

Prop Plan $1,000 x 60 begin 10/1/22; Base
Note: All bank statements listed in Trustee obj have been provided 11/1/22.
Matter ResolvedRequest
Adjourment
15312/7/2022 10:00 am22-17776 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $1,500.00  
mk: 341 now on 12/22/22. MRF on 12/7/22. NO TR PAYMENTS

As of 11/23/22 (DS): 341 not held 10/27/22, still missing 2021 tax return
Matter ResolvedRequest
Adjourment
15412/7/2022 10:00 am22-17825 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 11/28/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity $96,266 (100% Plan).
-Must file Pre-confirmation certificate.
2) Bar date 12/12/2022 - non-exempt equity requires minimum $96,266 dividend to gucs - may wish to adjourn to after bar date

proposed plan $688x630 begin 11/1/2022 100%
paid in $688
last claim 4
Matter ResolvedRequest
Adjourment
15512/7/2022 10:00 am22-17851 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 11/29/22(mk):

>>.MAY WANT TO ADJ TO AFTER THE BAR DATE OF 12/13/22<<

1. Trustee Objection:
-need Whole life insurance policy with value (doc provided is face amount only for
$125,000).
-There is non-exempt equity in real property $55,809, 2015 Dodge Ram $11,856.13, 2014
Dodge Durango $5,753 and 1995 Pontiac Grand Prix $1,125 (Sched B is not allowed to
take 10% cost of sale on any of the vehicles)

-----Resolved-----------
-proof of current home insurance- Provided

Plan:$666 x 60 begin 11/1/22; Base
1/1 payments
Matter ResolvedRequest
Adjourment
15612/7/2022 10:00 am22-17861 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $400.00  
if not cure for 1/18 then rec TFS auto payments for conf.

issues as of 11/28/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-The debtor has insufficient income Verified income leaves monthly disposable income of -$3,802.74.
-The debtor has failed to supply the Trustee with the following document (s): Domestic Support Obligation information
-Need proof of insurance for the 2015 Ford and the 2016 Ford.
-Need to provide Amendments to Schedules TO ADD CURRENT SPOUSE INCOME SCH I AND 122 AND AMEND SCHEDUES B AND C TO ADD VEHICLES
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: $650/month for food; $700/month for support/alimony
Need proof of expenses 10 days prior to confirmation.
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $13,575 in non exempt equity in the 2015 Ford and 2016 Ford. There is $25,000 in non exempt equity in the business. Total non-exempt equity $38,575. General unsecured creditors should receive a minimum $38,575 dividend
-Need to provide calculation of net business income of $6,300 per schedule I with supporting documents no later than 10 days before confirmation hearing
-Need DSO form completed
-Need to provide 2 months proof of income for current spouse
2) No Trustee plan payments to date, arrears $200

proposed plan $200x60 base plan with loan mod of property on or before 2/12/2023
plan payments $0
arrears $200
last claim 1
Matter ResolvedRequest
Adjourment
15712/7/2022 10:00 am22-17866 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 11/28/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE HELD ON 12/8/2022.

1. 341 is scheduled for 12/8/2022.
2. Payments: 1/1


11/28 - obj filed by Fay Servicing
Matter ResolvedRequest
Adjourment
15812/7/2022 10:00 am22-17880 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,050.00  
AS of 11/29/22(mk):

>>BAR DATE IS 12/13/22. SHOULD ADJ TILL AFTER THAT DATE.

1. Objection by Deutsche Bank(Frenkel Lambert)
-plan fails to cure arrears.

2.Objection by Carvana(Lavin, Cedrone et al):
-objects to value of 2015 Ford

3. Trustee Objection
Need a statement for the spouse's 401k loan.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$500/month for utilities
$475/month for cable/internet/phones
$310/$485/$320/month car payments (cannot have 3 car payments)
$230/month for gym equipment
Need proof of excessive expenses 10 days prior to confirmation (Debtor intends to amend
Plan for 100%)
-There is $14,784 in non exempt equity in the residence.
Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
Need an explanation as to why proposed plan decreases trustee payment in month 10
(Debtor intends to amend Plan for 100%)
Trustee order of distribution





Plan:$1,050 X 9; $695 X 51 BEG 11/2022; LM BY 4/31/2023; MIN $27,029.42
1/1 payments
Matter ResolvedRequest
Adjourment
15912/7/2022 10:00 am22-17916 / CMGJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $150.00  
12/6/22: we have 1 payment. No 341 date but we have docs. and MFR on 1/4/23

issues as of 11/23/2022 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $150


Matter ResolvedRequest
Adjourment
16012/7/2022 10:00 am22-17919 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $310.00  
AS OF 11/30/2022 (at):

1. Objection filed by Moors Landing HOA (Hill Wallack) - plan is silent as to secured claim in the amount of $52,266.66 (Per POC). Plan proposes to pay $8,025.31

2. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - plan relies solely on loan modification and does not propose to cure arrears in the plan.

3. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $796/month for cable/internet/phone
Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED PROOF OF $703/MONTH FOR CABLE/INTERNET/PHONE)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Moors Landing HOA. (OK. OBJECTION FILED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $310 x 36 beginning 10/1/2022, loan modification within 6 months of confirmation, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
16112/7/2022 10:00 am22-17931 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 12/5/22 (DS): Debtor atty requested adjournment to allow time to collect debtor's bank statements

As of 11/28/22 (DS): 1. Trustee obj to the following:
- Need September and October bank statements for Bank of America accts #2795 and #9064.
- There is non-exempt equity in 2015 Dodge Ram $8,000, 2016 Dodge Ram $1,477 and residence $9,475 total $18,952. Also pending bank statements, need to determine if there is any equity.

Prop Plan $266 x 60 begin 11/1/22; Base
Matter ResolvedRequest
Adjourment
16212/7/2022 10:00 am22-17932 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 11/22/22 (SF)

1. MUST REQUEST ADJOURNMENT
2. 341 NOT HELD - RESCHEDULED TO 12/22/22
3. PAYMENTS:1/1
Matter ResolvedRequest
Adjourment
16312/7/2022 10:00 am22-17980 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 2 required payments   Arrears: $565.00  
NO 341, 1/2 payments
Matter ResolvedRequest
Adjourment
16412/7/2022 10:00 am22-18023 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledContinued
2/1/2023 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $670.00  
Hold for proof of payment


issues as of 11/23/2022 (JMA)

1) 341 hearing not held, not rescheduled
2) No Trustee plan payments to date, arrears $335
3) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve
-pre-petition arrears $96,318.94
4) Need to file Pre-Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
16512/7/2022 10:00 am22-18083 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 11/23/2022 (JMA)

1) 341 not held, rescheduled for 12/15/2022
2) First Home Mortgage Corporation (KML) objection to confirmation - need to resolve
-pre-petition arrears $1,724.32
3) Need to file Pre-Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
16612/7/2022 10:00 am22-18097 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS of 11/29/22(mk);

>>PLAN IS 100%- SHOULD ADJ TO AFTER BAR DATE OF 12/21/22

1. Trustee objection:
There is $166,513.50 in non exempt equity in the residence. Plan is 100% so Tr will protect
the equity T/h. Plan is 100%

-------Resolved--------
11/22/22(mk: CO submitted resolving obj( by Harley Davidson) to conf.- oay outside directly to creditor


Plan:1,060 x60 100%
1/1
Matter ResolvedRequest
Adjourment
16712/7/2022 10:00 am22-18114 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $870.00  
Matter ResolvedRequest
Adjourment
16812/7/2022 10:00 am22-18169 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
1/4/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,000.00  
As of 12/1/22 (DS): Debtor attorney requested adjournment, Mod plan filed 11/30/22

As of 11/28/22 (DS): 1. Debtor in arrears $1,000, made 0 out of 1, 2 payments soon.

2. Trustee obj to the following:
- Need 2021 tax return for Debtor and Bank of America statements from July through September.
- Excessive expenses on Schedule J such as: $950 childcare and $735 car payment (requires proof of expenses 10 days before confirmation).
- Disposable income verifies $1,974, not deducting excessive expenses. There would be additional disposable income pending proof of expenses.
- Debtor needs to add all domestic support obligations to the plan and schedules and file the support obligation form.
- Need service to American Express, which was improperly served to PO Box, not street address and serves attorney, but no notice of appearance filed.

3. NewRez/Shellpoint (MCCALLA RAYMER LEIBERT) obj full arrears not paid pending loan mod and loan mod was not offered to Debtor. Loss mit order granted 11/14/22 doc#11 states loan mod by 2/12/23, but creditor obj after order 11/18/22.

4. Santander (MORTON) obj to cram, but plan is not cramming vehicle, but proposing to pay claim in full. Obj must be resolved.

5. Must resolve IRS estimated tax claim (2018, 2019 and 2021 not filed).

Prop Plan $1,000 x 6; $2,029.79 x 54; Base and Loan mod on Oregon Ave by 4/2023
Note: 2021 Tax return for spouse provided, she filed as HOH. Service to LVNV Funding done.
Matter ResolvedRequest
Adjourment
16912/7/2022 10:00 am22-18235 / CMGJAMES V LOEWEN, ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $1,600.00  
NS

AS OF 12/5/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,600
Matter ResolvedRequest
Adjourment
012/7/2022 11:00 am22-18718 / CMGJohn Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/7/2022 11:00 am22-18787 / CMGMonica Mazurczyk, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/7/2022 11:00 am22-18867 / CMGJoel R. Spivack, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
17012/7/2022 12:00 pm17-34730 / CMGDavid E. Shaver, Esq.Motion CompensationRevised Order Submitted
mk: needs revised order to pay outside plan -application says outside but Order needs to say it. sent email to atty on 11/9/22 for revised order.

>submitted the revised order
Matter ResolvedRequest
Adjourment
17112/7/2022 12:00 pm18-17695 / CMGCandyce I. Smith-Sklar, Esq.Motion CompensationGrantedTotal Paid In: $28,544.00
MK: HAS LAW SUIT SETTLED YET? NEED UPDATE

TR objection: MP on 12/21 that addresses fees and adds post petition mtg arrears
Matter ResolvedRequest
Adjourment
17212/7/2022 12:00 pm18-19366 / CMGRobert Cameron Legg, Esq.Motion CompensationGrantedTotal Paid In: $42,384.00
Matter ResolvedRequest
Adjourment
17312/7/2022 12:00 pm19-22231 / CMGCandyce I. Smith-Sklar, Esq.Motion CompensationGrantedTotal Paid In: $20,234.00
Matter ResolvedRequest
Adjourment
17412/7/2022 12:00 pm19-31620 / CMGNicholas Fitzgerald, Esq.Motion CompensationGrantedTotal Paid In: $35,935.00
Matter ResolvedRequest
Adjourment
012/7/2022 12:00 pm20-13569 / CMGKarina Pia Lucid, Esq.Motion CompensationMoot - DismissedTotal Paid In: $22,887.00
TR objection.
Matter ResolvedRequest
Adjourment
17512/7/2022 12:00 pm20-18578 / CMGKarina Pia Lucid, Esq.Motion CompensationGrantedTotal Paid In: $9,600.00
Matter ResolvedRequest
Adjourment
17612/7/2022 12:00 pm20-23038 / CMGKarina Pia Lucid, Esq.Motion CompensationGrantedTotal Paid In: $22,930.00
Matter ResolvedRequest
Adjourment
17712/7/2022 12:00 pm21-19037 / CMGBruce C. Truesdale, Esq.Motion CompensationGrantedTotal Paid In: $2,760.00
Matter ResolvedRequest
Adjourment
17812/7/2022 12:00 pm22-12011 / CMGDavid E. Shaver, Esq.Motion CompensationOrder Previously Submitted
NO PPSED ORDER SUBMITTED WITH THE MOTION- sent email to atty to submit to chambers and cc orders


11/8/22(mk: Order submitted per application
Matter ResolvedRequest
Adjourment
17912/7/2022 12:00 pm22-12394 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $2,800.00
Matter ResolvedRequest
Adjourment
18012/7/2022 12:00 pm22-14522 / CMGJoan Sirkis Warren, Esq.Motion CompensationGranted
MOTION FOR COMP BY CH 7 TRUSTEE( A. Dobin)
Matter ResolvedRequest
Adjourment
18312/7/2022 3:00 pm22-15163 / CMGWilliam H. Oliver, Jr., Esq.AP Summons IssuedJudge to Reserve Decision
Matter ResolvedRequest
Adjourment
18412/7/2022 3:00 pm22-16636 / CMGJoan Sirkis Warren, Esq.AP Summons IssuedJudge to Reserve Decision
AP 22-1317 DOROTA GOLCZEWSKI VS. DARIUSZ GOLCZEWSKI Pretrial
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes