Judge Christine M. Gravelle
Hearing Date: 12/1/2021
Hearing Count: 106
Last Updated: 11-26-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
112/1/2021 9:00 am15-30138 / CMGJohn Crayton Motion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN TO REOPEN AND CANCEL DISHARGE IRS LIENS (BRENNER, SPILLER)
Matter ResolvedRequest
Adjourment
212/1/2021 9:00 am16-22791 / CMGMITCHELL L CHAMBERS, JRMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $35,714.00
11/24/21(mk): PLAN BALANCE PAIDAND POSTED TODAY


FAILED TO PAY PLAN BALANCE

MK Plan has expired. In mo. 64 as of Nov. Plan balance 3,470.

11/23/21: Debtor made elect payment for $2900 and $570 and acct wil debt on 11/24 ONCE POSTED, CAN W/D THE MOTION. then email atty
Matter ResolvedRequest
Adjourment
312/1/2021 9:00 am16-27454 / CMGEUGENE ROTH, ESQMotion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE/PNC BANK MTG
Matter ResolvedRequest
Adjourment
412/1/2021 9:00 am16-33712 / CMGDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $23,448.00
Debtor obj<>ARREARS >>mk:made a payment on 11/18/21.

>>11/91/21: Plan balance is 1,000 and once December hits we will be in month 60, Plan will not complete on time at the payment of 410 p/m
NEEDS TP PAY THE 1,000
Matter ResolvedRequest
Adjourment
512/1/2021 9:00 am17-10434 / CMGRUTH ANN DIDONATOMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $68,512.00
11/19/21: CO entered w/d NJ claims 16-1 and 16-2. AS OF NOVEMBER WE ARE IN MONTH 58. RECAP IS $68,512 ptd, then 1,657 x 2 begin 12/1/21. email to atty- OK TO TERMS


Debtor obj<>Arrears & late POC 16-2 Filed by NJ Div. Of Tax(

11/1/21: atty had proof of pyment sent today for 3,000 & says is working out payment plan on POC #16-2. Mk email to atty Claim needs to be addressed w/ a motion or CO
Matter ResolvedRequest
Adjourment
612/1/2021 9:00 am17-11726 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $10,608.00
Debtor obj<>FEASIBILITY DUE TO SUPP FEE ORDERS/100% PLAN

Recap is $10,608 PTD Then 1,112 x 2 begin 12/1/21- email to atty on 11/19/21.
Matter ResolvedRequest
Adjourment
712/1/2021 9:00 am17-12189 / CMGJOSEPH I WINDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $136,850.00
AMT: $136,849.79 PTD (57); $2,518X 3 BEG 12/1/21 (atty ok)<<<>>>

ARREARS-
Matter ResolvedRequest
Adjourment
812/1/2021 9:00 am17-12833 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $36,009.00
Debtor obj, will pay<>ARREARS

11/24/21:mk: ONLY 3 MOS REMAIN IN PLAN >>Needs 36,008.50, Then $1,233 x 3 begin 12/1/21- OK to terms
Matter ResolvedRequest
Adjourment
912/1/2021 9:00 am17-14408 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $36,233.00
AMT: ARREARS CURED<<>>


Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
1012/1/2021 9:00 am17-21653 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)Continued
1/19/2022 9:00 am
Total Paid In: $87,700.00
>>debtor opp'n(#40)>U.S. BANK TRUST/Darrow Drive (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
1112/1/2021 9:00 am17-24478 / CMGSTEVEN J ABELSON, ESQMotion CompelNeeds Resolution of Issues - ObjectionsTotal Paid In: $36,105.00

NFA
MK: adj request for ongoing settlement discussions



Carrington Mtg obj (McCalla)<>MTN TO ENFORCE STAY/WLMINGTON; DAMAGES & VACATE 7/8/21 NTC OF PYMT CHANGE

>>This will need Judge due to Damage claim .mk sent EMAIL to atty 9/29/21
Matter ResolvedRequest
Adjourment
1212/1/2021 9:00 am17-25899 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $49,924.00
AMT: MP 12/1**NEEDS RESOLUTION***<<>>

8/25/21(mk): spoke to atty. he has MP clients coming into sign then will file.

8/24/21(mk) ARREARS are now 2,451.81 SV on 2011 BMW -


7/15/21(mk): emailed atty asking where is MP? REPLY: He's working on it

5/25/21: mk: Arrears $1.667.81. Atty to file MP to surrender car and amended I & J

Debtor obj<>SV/PRESITGE
Matter ResolvedRequest
Adjourment
1312/1/2021 9:00 am17-25899 / CMGLAURENCE R SHELLER, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsTotal Paid In: $49,924.00
Prestige obj (Schiller Knapp)<>MTN TO EXPUNGE PRESTIGE FINC CLM #4
Matter ResolvedRequest
Adjourment
1412/1/2021 9:00 am18-13226 / CMGDANIEL L. REINGANUMTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $58,721.00
AMT: MP 12/1<>>

NEEDS REQUEST TO ADJ. TO MP HEARING DATE 12/1/21>email to atty

Debtor obj, filing MP> ARREARS 9,759.50 Last pay 6/18/21

>>MK: MP filed(#66) 10/26/21- 100% arrears cap. in plan;1000 x 16
Matter ResolvedRequest
Adjourment
1512/1/2021 9:00 am18-16428 / CMGBRUCE C TRUESDALE ESQMotion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $96,217.00
MTN TO APPV PI SETTLEMENT NUNC PRO TUNC
Matter ResolvedRequest
Adjourment
1612/1/2021 9:00 am18-19615 / CMGKARINA PIA LUCID, ESQ.Application for Unclaimed FundsNeeds Resolution of Issues - Objections
AR NEW APP FILED 12-13 OBJ DEADLINE STILL WRONG AMOUNT

11/22 AMT: CREDITOR WILL FILE AMD APPLICATION WITH THE CORRECT AMOUNT<<<>>(mk: creditor filed APOC but not amended application as of 11/24/21


Trustee obj, amount in app is inflated; only $3,193.28 was deposited<>GREENSKY, LLC APP FOR $6,185.97
Matter ResolvedRequest
Adjourment
1712/1/2021 9:00 am18-20871 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)Withdrawn
USB LEASING LT (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
1812/1/2021 9:00 am18-25901 / CMGJEFFREY E JENKINS ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,760.00
Debtor obj, will pay<> ARREARS $634.73. as of 11/22/21- last pay 8/24/21. plan was confirmed at 36 mos and we are in month 39.
Matter ResolvedRequest
Adjourment
1912/1/2021 9:00 am18-28067 / CMGROBERT C NISENSON ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,530.00
Debtor obj, will bring current<> ARREARS

mk: 11/24/21: arrears only $438 but past pay was 8/16/21
Matter ResolvedRequest
Adjourment
2012/1/2021 9:00 am18-30451 / CMGRonald I. LeVine, Esq.Motion Avoid LienOrder Previously SubmittedTotal Paid In: $21,015.00
MK: revised Order submitted to chamber-OK


(AMT: PPSD ORDER DOES NOT STATE CREDITOR NAME)<<>>

>>MK: sent email to atty 11/1/21. requesting revised order be submitted setting forth name of creditor on each judgment.

MTN TO AVOID LIENS/DJ-067191-2017, DJ-181925-2017, DJ-081502-2018
Matter ResolvedRequest
Adjourment
2112/1/2021 9:00 am18-30504 / CMGKirsten B. Ennis Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,082.00
Debtor obj, filing MP (Covid)<> ARREARS $1,050. last pay 6/21/21 for 175
Matter ResolvedRequest
Adjourment
2212/1/2021 9:00 am19-28278 / CMGKEVIN E ABERANT ESQMotion Dismiss CaseWithdrawnTotal Paid In: $11,308.00
CITY OF TRENTON MTN TO DISMISS ( Goldenberg Mackler)
Matter ResolvedRequest
Adjourment
2312/1/2021 9:00 am19-28802 / CMGROBERT C NISENSON ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $34,756.00
Debtor obj<>FORD MOTOR/ 2018 Explorer (MORTON)

11/22/21(mk) Email form debtor atty office- OTBS
Matter ResolvedRequest
Adjourment
2412/1/2021 9:00 am19-30375 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $12,875.00
ARREARS >ALSO STAY VACATE ORDER ON 11/4/21 FOR 604 Seaman Drive
Matter ResolvedRequest
Adjourment
2512/1/2021 9:00 am19-30858 / CMGWarren Brumel, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,420.00
MK: adj request uploaded & DENIED. DPER AR IRECT HOLD FOR JUDGE AT NOON

This matter has already been adj 3 x and the request is to kick to 1/5/22.NEEDS TR REVIEW


Debtor obj<> M&T BANK/Rothbard Rd (Schiller Knapp)
Matter ResolvedRequest
Adjourment
2612/1/2021 9:00 am19-31610 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,805.00
Debtor obj<>FORD MOTOR /2018 Explorer (MORTON)
Matter ResolvedRequest
Adjourment
2712/1/2021 9:00 am19-31624 / CMGGary D. HoffmanMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $5,718.00
CARRINGTON MTG / Lorillard Ave (ROBERTSON, ANSCHUTZ)

MK: case was dismissed on11/17/21.
Matter ResolvedRequest
Adjourment
2812/1/2021 9:00 am19-31842 / CMGJOHN ZIMNIS, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,480.00
Debtor obj, will make pymt<> ARREARS

11/24/21(mk) Arrears 1,955. Last pay 8/31/21
Matter ResolvedRequest
Adjourment
2912/1/2021 9:00 am19-33031 / CMGJEFFREY H WARDMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $30,427.00
SANTANDER BANK/Idlewild Lane (GROSS)
Matter ResolvedRequest
Adjourment
3012/1/2021 9:00 am20-11183 / CMGTIMOTHY P KANE ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $16,212.00
11/24/21(mk): Same as below


Debtor obj, will pay<> ARREARS as of 11/12/21 $3,000. Last pay 11/1/21

11/6/21(mk): email to atty

Recap is 16,212 PTD< then 1,030 x 62 Begin 12/1/21. Debtor must sign up for TFS auto payment deductions for bank acct w/ in 30 days
Matter ResolvedRequest
Adjourment
3112/1/2021 9:00 am20-14763 / CMGSTACEY L MULLEN, ESQHearing Scheduled (Document)Continued
12/15/2021 9:00 am
Total Paid In: $12,420.00
Matter ResolvedRequest
Adjourment
3212/1/2021 9:00 am20-15375 / CMGJohn Michael McDonnell Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,825.00
Debtor obj<>FREEDOM MTG/Oakside Drive (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
3312/1/2021 9:00 am20-16208 / CMGWARREN S JONES, JR ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,322.00
Debtor obj<>PNC BANK/Cragmoor Drive (KML)

11/23/21(mk) Order submitted-PP arrears added to plan MP w/in 20 days.
Matter ResolvedRequest
Adjourment
3412/1/2021 9:00 am20-16946 / CMGRobert Manchel, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $9,138.00
Debtor obj<> PNC/Butterworths Bogs road (Fein Such)
Matter ResolvedRequest
Adjourment
3512/1/2021 9:00 am20-17313 / CMGJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,000.00
AMT: MP 12/1<< HAS TERMS>>


FAILED TO LM BY 8/31/21

>>MP filed & on for 12/1/21. Extends time for LM
Matter ResolvedRequest
Adjourment
3612/1/2021 9:00 am20-17530 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,038.00
FAILED TO FILE MP AND AMD I/J PER 9/13/21 LM ORDER
Matter ResolvedRequest
Adjourment
3712/1/2021 9:00 am20-17911 / CMGCAMILLE J KASSARTrustee Certification of DefaultWithdrawnTotal Paid In: $8,330.00
AM: ARREARS CURED/WILL COMPLETE TIMELY<<<>>>

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
3812/1/2021 9:00 am20-20048 / CMGYAKOV RUDIKHTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,578.00
Debtor obj, can make pymt<> ARREARS

11/24/21(mk): arrears 2,950. made a NOV payment
Matter ResolvedRequest
Adjourment
3912/1/2021 9:00 am20-21698 / CMGAndrew Thomas Archer Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,400.00
<>ISSUES/OBJECTIONS<<


MK: MP filed 10/15/21. Extend plan from 39 mos to 47 to insure payment of plan. had issue w/ Epay deductions from debtor's Pay but Tr not receiving those payments.

Debtor obj, filing MP<> ARREARS are 3,100 as of 11/17/21.L when a payment of 2,150 posted.

10/4/21(mk): email form atty - Debtor has a wage order and $ taken out but we have notes that epay has Bad Act # and payments reversed. atty to contact KB and straighten out . He has 2 payments form client and will mail those in
Matter ResolvedRequest
Adjourment
4012/1/2021 9:00 am20-21949 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,000.00
Debtor obj<>CAPITAL ONE AUTO/ Nissan Sentra (MESTER)
Matter ResolvedRequest
Adjourment
4112/1/2021 9:00 am20-22590 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Dismiss CaseNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,528.00
Debtor response<>CITY OF TRENTON MTN TO DISMISS (Goldenberg Mackler)
Matter ResolvedRequest
Adjourment
4212/1/2021 9:00 am20-23643 / CMGANDREW J KELLY, ESQMotion Convert Case to 11Withdrawn
Matter ResolvedRequest
Adjourment
4312/1/2021 9:00 am20-23643 / CMGANDREW J KELLY, ESQMotion Convert Case to 11No Opposition Filed
Matter ResolvedRequest
Adjourment
4412/1/2021 9:00 am20-23718 / CMGEric ClaymanMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE POC FILED BY LISA RENEE BELL
Matter ResolvedRequest
Adjourment
4512/1/2021 9:00 am21-11993 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/19/2022 9:00 am
Total Paid In: $1,600.00
AT: MP 12/1<< Issues- Mtg CO OBjects<>>>

Debtor obj<>FAILED TO COMPLETE LM BY 6/30/21

9/29/21(mk: per atty they just found out Loss Mit was closed and will amended plan to do LM Outside.
Matter ResolvedRequest
Adjourment
4612/1/2021 9:00 am21-12355 / CMGROGER CHAVEZ ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE CLM #8/PINNACLE SVS


Conf on 12/15/21
Matter ResolvedRequest
Adjourment
4712/1/2021 9:00 am21-15049 / CMGEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO REDUCE POC #7(Nissan) to -0- Arrears.


>>11/19/21(mk) POS filed. TR can w/d objection . see if creditor filesanything
TR OBJ; as of 11/15/21. NO POS filed for Motion.
Matter ResolvedRequest
Adjourment
4812/1/2021 9:00 am21-15221 / CMGRUSSELL L LOW, ESQApplication for RetentionRecommend GrantingTotal Paid In: $2,852.00
Trustee obj<>APP FOR RETENTION/SPECIAL COUNSEL

MK: response from debtor's Counsel- Tr can w/d opp'n
Matter ResolvedRequest
Adjourment
4912/1/2021 9:00 am21-16419 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Needs Resolution of Issues - Objections
US Bank non-obj response (McCalla)<> MTN TO SELL BRYNMORE RD
>as long as lien is pad in full.

>>BROKERS NEED TO BE RETAINED- TR Objection--APPLICATIONS FILED11/17/21

No equity after mtg and tax claims
Request
Adjourment
12/1/2021 9:00 am21-16607 / MBKEric Clayman341 MeetingContinued
12/2/2021 9:00 am

Matter ResolvedRequest
Adjourment
5012/1/2021 9:00 am21-16694 / CMGSTEVEN J ABELSON, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
>>OST<<
MOTION TO MODIFY AMER. NEIGHBORHOOD MTG CLM #26-1 TO $0 PREPET ARREARAGE

Conf. on 12/1/21

MFR on 12/15/21
Matter ResolvedRequest
Adjourment
5112/1/2021 9:00 am21-16847 / CMGJONATHAN GOLDSMITH-COHEN, ESQMotion SellNeeds Resolution of Issues - Objections
OST**
MTN TO SELL VILLAGE GREEN WAY

Proposed Order has proceeds to pay plan balance- NEEDS TO BE ALL NON-EXEMPT PROCEEDS- check the first box in parag 6-filed obj.11/24/21
Matter ResolvedRequest
Adjourment
5212/1/2021 9:00 am21-17033 / CMGDavid L. Stevens Motion Convert Case to 11No Opposition Filed
Request
Adjourment
12/1/2021 9:00 am21-17134 / MBKROBERT C NISENSON ESQ341 MeetingContinued
12/2/2021 9:00 am

Matter ResolvedRequest
Adjourment
5312/1/2021 9:00 am21-17313 / CMGBRUCE C TRUESDALE ESQMotion Impose Automatic StayNeeds Resolution of Issues - Objections
Planet Lending obj ( Friedman Vartolo)<>MTN TO IMPOSE STAY

MK: Conf on 12/15- 341 hearing now on 12/2/21
Matter ResolvedRequest
Adjourment
5412/1/2021 9:00 am21-17865 / CMGFRANCIS P CULLARI, ESQMotion to Approve Loan ModificationOrder Previously Submitted
Trustee limited obj<> MTN TO APPROVE LOAN MOD

11/19/21(mk): revised order submitted to chambers
Matter ResolvedRequest
Adjourment
5512/1/2021 9:00 am21-18076 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition Filed
ACAR LEASING2020 Chevy Trax (MORTON)
Matter ResolvedRequest
Adjourment
5612/1/2021 9:00 am21-18699 / CMGJames J. Cerbone, Esq.Motion Impose Automatic StayNo Opposition Filed
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
5712/1/2021 10:00 am17-21572 / CMGWARREN LEVY, ESQ.Confirmation Hearing ScheduledRecommend Modified Plan be DeniedDebtor has made 46 of 53 required payments   Arrears: $4,070.00  Total Paid In: $88,865.00
As of 11/18/21 (DS): 1. Mod plan removes 2nd mortgage cram on Section 4d, removes from motions Section 7b and changes to Section 7a. Mod plan does not mention any change, recommend mod plan be denied.

2. Need 2 months proof of income and 2020 tax return.

3. There are excessive expenses on amended Schedule J such as: Homeowners insurance $22.50 (not previously listed), Childcare $611 increased from $380 (11 year old should be 15), Life insurance $221 (not previously listed), Car payment $560 (previously $504), Post-pet payments to IRS NJ $60 and IRS NY $148 (not previously listed), 2nd mortgage $91 (not previously listed and was crammed in previous plan), 3 Student loans $282, $321 and $346 (not previously listed)

MP Prop $1,668.94 x 52; $1,850 x 26; Base
- Discontinues loan mod and propose cure of pre and post-petition arrears and extending plan via Covid-19 extension.
Note: Amended Schedule I & J filed and Debtor's cert in support of mod plan due to covid attached to Mod plan.
Matter ResolvedRequest
Adjourment
5812/1/2021 10:00 am17-25899 / CMGLAURENCE R SHELLER, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 45 of 51 required payments   Arrears: $4,258.00  Total Paid In: $49,924.00
RESOLVE OR HOLD
NEEDS EWAGE
11/17workup for the 12/1 calendar EDC

* trustee motion on for 12/1

* Motion filed to expunge Prestige Amended claim- On for 11/17/21-need resolution
-Prestige Financial filed objection to MP that surrenders the Jeep in full satisfaction. Prestige claims they are entitled to the deficiency guc claim of $6325

trustee obj:

-needs to stay 100% due to equity

-trustee motion to dismiss- 3 months arrears

-no income debtor lost job but no unemployment yet, no amended I & J

-not feasible-would need $1382 going forward
Matter ResolvedRequest
Adjourment
5912/1/2021 10:00 am18-13226 / CMGDANIEL L. REINGANUMConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 36 of 45 required payments   Arrears: $12,029.00  Total Paid In: $58,721.00
ISSUES AS OF 11/23/2021 (DM):

***If debtor agrees to continue treatment of claims below per the confirmed plan, THEN TRUSTEE CAN RECOMMEND CONFIRMATION AT $58,721 PTD, THEN $1,059 x 15 STARTING 12/1/21, 100% PLAN, ATTRONEY FEE APP FOR $995 SHALL BE FILED WITHIN 7 DAYS***

1) MP fails to provide for IRS amended priority claim included in confirmed plan.

2) MP fails to provide for State of NJ priority claim included in confirmed plan.

3) MP fails to provide for Wells Fargo (Mealeys Furniture) bifurcated claim included in confirmed plan.

4) MP fails to provide for M&T Bank secured claim included in confirmed plan.


Confirm Case: $6,000 Ptd, $1,605 x 55, 100% Plan
Prop. MP: Ptd, $1,000 x 16 start 11/1/21, Base
PTD = $58,721
Last Claim (11-2) dated 3/17/20
Matter ResolvedRequest
Adjourment
6012/1/2021 10:00 am18-31848 / CMGEric ClaymanConfirmation Hearing ScheduledRecommend DismissalDebtor has made 26 of 36 required payments   Arrears: $45.00  Total Paid In: $10,293.00
ISSUES AS OF 11/23/2021 (DM):

1) Santander (BROCK & SCOTT) filed a Cert of Default asserting $15,004.26 in post-petition arrears that must be resolved (MK: ORDER VACATING STAY ENTERED 10/29/21 - mk: atty reaching out to creditor to see if can get agreement to reinstate)

2) MP adds $3,975.35 in post-petition arrears on 2014 Hyundai Santa Fe - need amended POC or consent order with creditor (UNRESOLVED - mk: atty has tried to contact Morton but has been unsuccessful.

3) Trustee Conduit OBJ:(mk: atty reviewing with client)
Based upon the pending Certification of Default filed on behalf of Santander Bank, the failure of the debtor to make post-petition mortgage payments directly to the mortgagee is a default under the confirmed plan pursuant to In re Heinzle, 511 B.R. 69 (Bankr. W.D.Tex. 2014) and In re Padilla, 365 B.R. 492, 502 (Bankr. E.D.Pa. 2007). Additionally, due to the history of default by the debtor in making post-petition payments to the mortgagee, the debtor's plan is no longer feasible as constituted. For the foregoing reasons, the Chapter 13 Trustee requests the Court to enter an Order consolidating the debtor's payments, and directing that all future post-petition mortgage payments due during the pendency of the Chapter 13 Bankruptcy proceeding be made through the Chapter 13 Trustee using ePay, eWage, TFS or other electronic payment platform available to bankruptcy debtors. In the alternative, the Trustee requests dismissal of the Bankruptcy due to lack of feasibility.


Confirm Case: $1,680 Ptd, $273 x 53, 0% Plan
Prop. MP: Ptd, $574 x 25 start 11/1/21, 0% Plan
PTD = $10,110.18
Last Claim (14-1) dated 6/17/19
Matter ResolvedRequest
Adjourment
6112/1/2021 10:00 am19-17565 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 91 of 31 required payments   Arrears: $0  
Total Paid In: $133,041.00
AS OF 11/23/2021 (at):

1. Objection filed by Wells Fargo Bank (LOGS Legal Group) - modified plan does not propose to pay full arrears of $14,503.91 as per proof of claim #6 filed on 6/19/19. (UNRESOLVED)

2. Objection filed by Wells Fargo Bank (Powers Kirn) - failure to cure full pre-petition and post petition arrears.
(UNRESOLVED)

MP proposes: $2,111 x 31 beginning 10/1/2021, 100% to guc's
Arrears: $0
(adding post-petition mortgage arrears to be paid in full
increased trustee payment)
Matter ResolvedRequest
Adjourment
012/1/2021 10:00 am19-30037 / RG BRUCE C TRUESDALE ESQMotion CompensationNo Opposition FiledTotal Paid In: $52,345.00
>>NWK CASE<<


Hearing rescheduled to 12/1/21 at 10:00 a.m.
Matter ResolvedRequest
Adjourment
6212/1/2021 10:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 21 of 22 required payments   Arrears: $723.00  Total Paid In: $15,796.00
12/1 workup EDC

Motion for Summary Judgment scheduled for argument on 12/7 together with an objection to Advance Funding's POC and the Motion to Compel Turnover.

9/7/21: in ADV.PRO. Dist Ct Opinion issued Reversing and vacating Bkcy Ct. Orders compelling parties to arbitration and denying reconsideration and Remands back to Bcky Ct for further proceedings.


8/17/21 (sf) - Note from attorney: Dispo indicates that the plan payment needs to increase to reserve funds for Advanced Funding, however, these funds are already being reserved, currently in Dean Maglione's trust account pending further order of the Court. So reserving any additional funds from the Debtor is unnecessary. (Need proof)


8/5/ workup for the 8/18 calendar EDC

Per letter the $361,097 lost wages appeal was affirmed in favor of debtor on March 8th--262k lost wages, 87k att fees and 11212 post judgement interest. subtracting attorney reimbursement of 102k the debtor entitled to $168,615.54. Per attorney debtor owes $113k to Advance still.
-Advance has claim for however--plan to reserve pending resolution


**Problem with the proposed plan is that it is not feasible until we know the Advance Funding ruling. If we are reserving funds for Advance it will need $1955 x 67 remaining which isn't feasible.
-COVID Cert filed
-amended I & J filed and income

proposed: paid to date then 905 x 70 beg 5/1/21 pro rata (84 months)--trustee to reserve funds for Advance Funding pending the resolution of the adversary

Matter ResolvedRequest
Adjourment
6312/1/2021 10:00 am20-16754 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 12 of 18 required payments   Arrears: $4,986.00  Total Paid In: $22,200.00
AS OF 11/23/2021 (at):

(AMOUNT OF NON EXEMPT EQUITY IN OBJECTION IS BEING AMENDED AS FOLLOWS: CMA VALUE OF RESIDENCE - $310,000, MORTGAGE BALANCE - $163,794.41, COST OF SALE - $40,300, EXEMPTION - $50,300 AND PRIORITY IRS CLAIM - $20,682.35, LEAVING NON EXEMPT EQUITY OF $34,923.24 IN THE PROPERTY. ADDITIONALLY THERE WAS $9,810.95 IN NON EXEMPT EQUITY IN THE BANK ACCOUNTS. TOTAL TO BE PAID TO GUC'S SHOULD BE $44,734.18)

Trustee's objection:

1. Plan was proposed with a minimum of $62,931.79 to unsecured creditors due to non exempt equity in property. Modified plan proposes to pay $33,287 to unsecured creditors.

2. Modified plan proposes to pay student loans in full through the plan. Proposed payment will not pay 100% to guc's. Cannot show preference for student loans.

3. Plan was confirmed at 100% to guc's. Modified plan proposes a base with a minimum of $33,287 to guc's.

MP proposes: $774 x 69 beginning 11/1/2021, not less than $33,287 to general unsecured creditors
Arrears: $4,986
(part 1c: reducing payment)
Matter ResolvedRequest
Adjourment
6412/1/2021 10:00 am20-17313 / CMGJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 13 of 17 required payments   Arrears: $824.00  Total Paid In: $7,000.00
AS OF 11/23/2021 (at):

RECOMMEND: $7,000 PAID TO DATE, $580 x 19 BEGINNING 12/1/2021, BASE
LOAN MOD BY 4/30/2022.

MP proposes: $7,000 paid to date, $500 x 17 beginning 12/1/2021, loan mod by 4/30/2022, base
Arrears: $824
(Part 1A updates the "paid to date" amount to the Trustee. Part 1C extends the time for the loan modification.)
Matter ResolvedRequest
Adjourment
6512/1/2021 10:00 am20-21698 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 13 required payments   Arrears: $3,100.00  Total Paid In: $5,400.00
11/17 workup for the 12/1 calendar EDC

* plan includes $7420.55 to landlord but claim is only $3025. Need amended claim or order that includes the full amount remaining to be paid in order to confirm

Trustee objection:
*poor payment history-must confirm with TFS or ewage..previously confirmed with wage deduction but debtor claims money was taken out and didn't go to trustee? This makes no sense, where did it go?


Proposed $750 X 47 BEG 11/2021; BASE--need tfs/ewage
Matter ResolvedRequest
Adjourment
6612/1/2021 10:00 am20-23718 / CMGEric ClaymanConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 6 required payments   Arrears: $0  

mk: atty will work up numbers once get resolution of #1.


11/17/21 (SF) - ADJ 4 TIMES converted 6 mos ago

PLAN IS NOT FEASIBLE - Plan proposes $9000 but need $61,302

1. Objection filed by Wells Fargo (Matthew Fissel) - failure to pay arrears of $39,571.71 (PLAN IS NOT FEASIBLE)Mk: atty says creditor reviewing for a deferral of the entire prepetition amt.)

2. Lisa Renee Bell filed child support claim 8-1 for $2000 not addressed in plan (PER ATTY, DO NOT PAY BECAUSE DEBTOR IS CURRENT. CLAIM MUST BE WITHDRAWN OR EXPUNGED)
(CLAIM IS NOT WITHDRAWN AND NO MOTION WAS FILED)>>(mk: motion filed & on for 12/1/21)

5. Trustee objection:

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution


Plan proposes $250 x 36 Base w/ $2000 to gucs
Payments: Current


RESOLVED ISSUES:
- A copy of the last filed tax return - from spouse for 2020. (MOOT, DEBTOR IS NOT MARRIED)
- Need Proof of 2 month's income - from spouse DSO support income. (MOOT, DEBTOR IS NOT MARRIED. CONTRIBUTION AFFIDAVIT PROVIDED)
- Domestic Support Obligation information - (RECEIVED)
- Need DSO form.
- Must file Pre-confirmation certificate. (FILED)
-Atty disclosure for balance of fees and amount in plan do not match. Need to correct to clarify balance of fees through the plan so they match. (DISCLOSURE AMENDED)
-value of real property appears to be higher than debtor's value. Comparable sales submitted with the CMA are for sales that occurred more than a year ago. Need updated CMA with comparable sales within the last 6 months. RECEIVED (Proofs of claim are higher. There is no equity)
- Need updated car insurance. Policy expired 12/21/20. (RECEIVED)
- Need a copy of the homeowner's insurance renewal declaration - with personal liability coverage, insurance provided is a binder/application. (PROVIDED BUT EXPIRES ON 9/19/21)
- Objection filed by US Bank (RAS Crane) - failure to pay arrears of $5388.76>>(mk: 10/19/21:order submitt
Matter ResolvedRequest
Adjourment
6712/1/2021 10:00 am21-11586 / CMGJohn Richard Voorhees IIIConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $702.00  
Matter ResolvedRequest
Adjourment
6812/1/2021 10:00 am21-11759 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 4 of 8 required payments   Arrears: $6,384.00  Total Paid In: $6,168.00
11/18/21:(mk): LM ORDER ENTERED .11/4/21. NO ONE LEFT TP PAY.


** REC CONFIRM AT $6,168 PTD. NO FURTHER PAYMENTS DUE**

Status Of LM? Debtor's last payment was in July

As of 9/7/21(mk); Email to atty

--THIS SHOULD BE CONFIRMED W/ LM OUTSIDE AND PLAN COMPLETE. DEBTOR IS FREE TO CONTIUNE TO USE PORTAL--OR ADJ to after Trial payments complete .

>>Entire plan is for LM. NO ARREARS ON Cars or 2nd Mtg)NO GUCS. last trial payment due 10/1/21.


1.Part 10 of plan says: no gucs. Debtor in trial LM .last payment due 10/1/21. wants to pay 200 till Dec2021 to allow time for ct approval of LM, if LM denied , then payment increases to cure mtg at 100%


2. As of this date PTD is $6,168 not 7,764. Last payment was 7/13/21.

MP proposes:$7764 PTD; $200 X 4; $1733 X 51; BASE:LM by 12/15/21.
plan has run 6 mos and 54 remain.
Arrears $1596 as of the filing of MP

Matter ResolvedRequest
Adjourment
9912/1/2021 10:00 am21-11993 / CMGROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
1/19/2022 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $1,600.00
As of 11/24/21 Debtor attorney requested adjournment to resolve creditor objection

As of 11/24/21 (DS): 1. PNC Bank 1st mtg (DENISE CARLON) obj to mod plan propose loan mod and arrears not paid. Obj must be resolved, emailed Debtor attorney

2. Plan is proposing loan mod with 1st mortgage to be treated outside and does not propose to pay arrears. Due to loan mod being treated outside, Trustee is required to pay mortgage arrears $21,125.34.

3. PNC Bank, 2nd mtg (FEIN SUCH KAHN & SHEPARD) obj to plan silent on paying arrears $1,086.78. Obj must be resolved. OTBS pay arrears claim and Debtor will maintain regular payments.

MP Prop $1,400 Paid; $200 x 57 begin 11/1/821; Base and LM on Ash St within 3 months from conf outside
- Debtor working with secured creditor on a loan mod outside the bankruptcy case.
Matter ResolvedRequest
Adjourment
7012/1/2021 10:00 am21-12347 / CMGANDRE L KYDALA ESQConfirmation Hearing on Modified PlanIncomplete Docs - Needs Resolution of IssuesDebtor has made 5 of 8 required payments   Arrears: $4,500.00  
RESOLVE OR HOLD
11/23/21(mk) MTG CO HAS FILED AN OBJECTION (#38)


AS of 11/22/21(mk):

>>To cover the pre-petition (POC arrears for $118,974.27 and post-petition. per Order $12,868.26 PLAN NEEDS $7500 PTD, THEN $2,673 X 52, BEGIN 12/1/21; Base. <<
THERE DOES NOT APPEAR TO BE SUFFICIENET INCOME TO COVE THESE PAYMENTS. NO CURRENT POI OR AMENDED i & j HAVE BEEN FILED.

ONY CREDITOR IS THE MTG CO>


1. TR Obj. To MP. before conf. filed 11/3/21
Order adding Post Pet arrears of 12,868.26 This MP only provides for payment of the pre pet arrears, which per POC are $118,974.27.
The addition of Post pet arrears per order of $2,868.26 would cause an increase in the Trustee payment to $2673 x 52 begin 12/1/21; base.
-need amended I & J and updated POI



Plan :1500 x60 :base
ptd 7500
last claim:1-1bar date:6/1/21-NO GUC claims filed
Matter ResolvedRequest
Adjourment
7112/1/2021 10:00 am21-13008 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $1,980.00  
ISSUES AS OF 11/23/2021 (DM):

***Debtor needs $11,880 Ptd, $2,443 x 53 to pay claims at 100% - is this plan feasible ?***

1) IRS filed $9,360.17 priority claim that includes estimated taxes for 2017 - 2018 (AMENDED TO $0).

2) IRS filed $50,841.72 secured claim not treated in plan (UNRESOLVED).

3) IRS filed a general unsecured claim that includes estimated taxes for 2015 - 2016 (AMENDED).

4) Trustee OBJ:
- Need a copy of 2019 and 2020 tax returns (RECEIVED).
- There is $123,854 non-exempt equity in real property (RECALCULATED TO $174,696).
- Need to resolve IRS estimated claims (SEE ABOVE).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,980 x 60, 100% Plan
PTD 6/7 = $11,880
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
7212/1/2021 10:00 am21-13243 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledRecommend DismissalDebtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 11/23/2021 (DM):

1) IRS file $713.49 priority claim that includes estimated taxes for 2018 (UNRESOLVED).

2) IRS filed a general unsecured claim that includes estimated taxes for 2017 (UNRESOLVED).

3) Plan provides $2,100 secured treatment to Trenton Water Works - no POC filed (STRIKE??)

4) Trustee OBJ:
- Need March & April bank statements for TD accounts #0514 (RECEIVED), #3545 (UNRESOLVED) and #7104 (UNRESOLVED).
- Order of Distribution per Plan departs from Trustee standard (OKAY TO CHANGE??)
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $225 x 36, 0% Plan
PTD 7/7 = $1,575
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
7312/1/2021 10:00 am21-14146 / CMGYAKOV RUDIKHConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 6 of 6 required payments   Arrears: $0  

11/17 workup for the 12/1 calendar EDC

MP filed: Can confirm at $4750 paid then $550 x 54 beg 12/1/21 - 100%(min of $825,000 due to equity)

**needs to serve creditors and updated schedules.(amended F filed 6/1/21(mk))If done they will need to file a new plan. If not case is to be dismissed EDC


1) State Farm, NY City Department of Finance Division and NYC Department of Environmental Protection are all listed in plan as outside of the plan, however, they are not listed on Schedules or on the creditor matrix (amended F filed 6/1/21)- what are these claims? PER ATTY LISTED FOR NOTICING PURPOSES ONLY - HOWEVER, SINCE THESE CREDITORS HAVE NOT ACTUALLY RECEIVED SERVICE OF THE PETITION AND PLAN, THE TRUSTEE CANNOT CONFIRM. NEED TO ISSUE SERVICE AND PROVIDE A CERTIFICATION OF SERVICE AND ALLOW TIME FOR SERVICE AND RESPONSE - NEED ADJOURNMENT OF THIS HEARING
2) Plan lists East Brunswick Tax Collector for real estate taxes in the amount of $18,000 - 3 claims have been filed by Christiana Trust (claims 6, 7, 8) for a total amount of $17,715.20 - need to advise if the Trustee is paying the 3 Christiana claims and striking the East Brunswick per plan claim PER ATTY STRIKE EAST BRUNSWICK PLAN PROVISION AND PAY THE 3 CHRISTIANA CLAIMS
3) Trustee objection to confirmation - need to resolve
-need amendment to Schedules I to include rent for Staten Island property
-the debtors plan consists of unnecessary or excessive expense items, such as: $500/month for home maintenance; $1,100/month for food for two people; $557/month for utilities; $550/month for utilities; $250/month for personal care
-the debtor is not paying all disposable income into plan - verified income leaves monthly disposable income of $18,598.30. The plan period may need to be shortened.
-the plan provides for payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - there is $862,701 in non exempt equity in the bank accounts; there is $3,719 in non exempt e
Matter ResolvedRequest
Adjourment
7412/1/2021 10:00 am21-15049 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 11/23/21 (SF)

If Nissan Motion is granted, ok to confirm with terms below:

RECOMMEND $2750 PTD, $629 X 55 (BEGIN 12/1/21) BASE WITH MIN $31,420 TO GUCS PER EQUITY IN REAL ESTATE
- OK TO PAY ARREARS CLAIM 10-1 FOR PINGORA LOAN SERVICING
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- FILE FEE APPLICATION FOR HOURLY FEES WITHIN 7 DAYS OF ENTERED CONF ORDER
- STRIKE NON-STANDARD LANGUAGE FROM PART 10 OF PLAN
- N/E PROCEEDS FROM POTENTIAL LAWSUITS AGAINST NISSAN AND NJ HIGHER EDUCATION TO BE TURNED OVER TO TRUSTEE


1. Pingora Loan Servicing filed arrears claim 10-1 for $2173 which is not addressed in plan (OK TO PAY?)

2. Nissan-Infiniti filed arrears claim 7-1 for $257.14 not addressed in plan (OK TO PAY?) MOTION FILED TO REDUCE POC ARREARS SCHEDULED FOR 12/1/21 AT 9>.NEEDS CERT. OF SERVICE ON MOTION

3. Trustee objection:

- There is non-exempt equity on real property $31,420.
- Must file Pre-confirmation certificate.

4. Must file fee application for hourly fee.

5. Non Standard Language in Part 10 of plan should be stricken

Plan proposes $550 x 60 Base
Payments: 4/4

RESOLVED:
- Need a copy of the homeowner's insurance renewal declaration - if not confirmed by 8/18/21, insurance expires 8/29/21. (RECEIVED)

10/5/21(mk): Appl to retain Hanratty to file adversary vs. St.Loans. NO CLAIM HAS BEEN FILED ON ANY STD LOANS. AND NO EXPENSE ON J> Tr Obj.(atty reply to Tr obj- OK - TR wil w/d obj.to appl for retention
Matter ResolvedRequest
Adjourment
7512/1/2021 10:00 am21-15135 / CMGLAURENCE R SHELLER, ESQConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $2,338.00  Total Paid In: $6,852.00
As of 11/19/21 (DS): Need to confirm at $6,851.52 paid, $1,479 x 55 begin 12/1/21; 100% to gucs

11/17/21 (DS): Recommend confirming at $6,404.51 paid, $1,487 x 55 begin 12/1/21; 100% to gucs

1. Trustee objects to excessive expense on Sched I for DSO $1,217 (Recent pay stubs do not show any deductions and this is also listed on Schedule J for $1,200) and Schedule J has: Rent $2,500 (proof provided verifies $2,250, Tele/Cell $200, Food $500 and car payment $579 (was previously listed as $250, why is payment higher?). There would be disposable income $2,523.64 can still pay 100% to gucs.

MP Prop $660 x 57 begin 11/1/21; Base
- Lowering Trustee payment, due to decrease with Debtor's income.
Matter ResolvedRequest
Adjourment
7612/1/2021 10:00 am21-15203 / CMGANDREW CARROLL, ESQ.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $555.00  
AS OF 11/23/21 (SF)

RECOMMEND $2920 PTD, $795 X 55 (BEGIN 12/1/21) 100% W/ MIN $170,087 TO GUCS)
- STRIKE PER PLAN CLAIM FOR ADVANCED ORTHOPEDICS AS NO CLAIM WAS FILED
- TRUSTE STANDARD ORDER OF DISTRIBUTION


1. There is no claim filed for Advanced Orthopedics. Should this claim be stricken from plan? Bar date expired on 9/3/21.

2. Trustee objection:
- Amendments to Schedules Form 101 should be amended debtor is a/k/a Nancy Zapf.

- There is non exempt equity in real property of $172,960.79. Plan is 100%.

- need amended schedule I to add business income - need proof of business income. (Debtor receives unemployment and per 341 notes, business is operating again and now has business income) (PROFIT AND LOSS STATEMENT PROVIDED. DOES NOT BREAKDOWN EXPENSES BUT PLAN IS 100%)

- add to terms any non exempt proceeds from possible personal injury case to be paid to Trustee.

3. Debtor receives unemployment and per 341 notes, now has business income

Plan proposes $555 x 4, $815 x 56 100%
Payments: 4/5 Arrears: $555


RESOLVED:
- must file per conf cert. (FILED)
Matter ResolvedRequest
Adjourment
7712/1/2021 10:00 am21-15333 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 5 of 5 required payments   Arrears: $0  

AS of 11/22/21(mk): same as below. email to atty as to status of docs. Reply .will be filing/uploading by end of day.

>Waiting for info on parents income and expenses to determine actual support needs of parents and reasonableness of debttors contributions


THIS WILL NEED JUDGE

>>>Tr filed suppl. objection.

1. Amended I & J filed 10/27/21. Current pay stubs provided. TR review of income and verifies at the amounts scheduled WITH the addition of tax refund pro rated at 60.16 per month. net income is $11,079.51.

AMENDED J INCREASES EXPENSE TOTAL FROM J FILED IN JUNE OF 9,469.95 TO 9772.45. Support for parents went from 2,000 per month to 2,227.50. TR OBJECTED TO THE 2,000 AND NOW CONTINUES TO OBJECT TO THIS EXPENSES AS EXCESSIVE & UNREASONABLE AMOUNT .
Even if the prior J total ( that includes 2,000 to parents) is allowed dispos income is 1,609 p/m. TR POSITION IS THE TOTAL AMENDED J EXPENSE SHOULD BE REDUCED BY MIN. 500-600 P/M.
-------------------------

>8/27/21:Amended I reduces debtor income by 200. NO UPDATED PAY STUBS PROVIDED. Verified income thus far is higher so need proofs. No Amended J so TR obj. that not paying dispos income into plan remains. SUPPL OBJ. FILED REQUESTING UPDATED PAY STUBS.

>>8/26/21 Filed Amended I reduces income on I.WILL NEED UPDATED PAY STUBS TO SUPPORT. last pay stubs were from may2021 TR SUPPL OBJ FILED.
>>TR objects to 2,000 p/m for parents support.as this is not an allowed debt/expense (GUC debt is 193,362.18 ).

1.Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- excessive expenses on Schedule J; cell phones $330; $2,000 parents rent, medication etc(Needs proof) (RECEIVED CERTIFICATION AND PROOF OF EXPENSES FOR PARENTS- BUT did not provided info as to income of parents- amt of Soc sec they
Matter ResolvedRequest
Adjourment
7812/1/2021 10:00 am21-15463 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $0  

AS OF 11/23/21 (SF)


1. Objection filed by IRS (O'Hagan) - failure to propose to pay secured and priority claims and failure to file 2018 tax return. Note: 2018 return filed. (THE MODIFIED PLAN CALCULATES POST PETITION INTEREST ON SECURED CLAIM. CLAIM IS $6702 BUT PLAN PROPOSES $7147.26 DOES IRS AGREE TO THIS AMOUNT?

2. Objection filed by Carrington Mortgage Services (Stern, Lavinthal) - failure to pay arrears of $40,379.72 (MP FILED)

3. State of NJ priority claim 17-1 is estimated. Missing 2018 Return (AMENDED) MP DOES NOT PROPOSE TO PAY PRIORITY CLAIM OF $1773.40

4. Modified plan proposes to cram Capital One Auto to
$10,336.67 but the order dated 8/30/21 states to pay $11,117.73

5. Trustee objection -
- excessive expense Schedule J $550/car payment; $350 IRS installment payments


Plan proposes $1062.35 X 3, $1589.37 X 57 BASE; Student Loans outside plan
Payments: 4/4

RESOLVED ISSUES:
- Objection filed by Capital One Auto Finance (Jason Schwartz) - to cram (RESOLVED COS)

- The debtor has failed to provide proof of service with respect to Plan Motion (s). IRS, First National Collection Bureau, Jefferson Capital Systems and LVNV Funding (RECEIVED)
- Must file pre-confirmation certification (FILED)
- IRS filed estimated priority claim 10-1 (AMENDED)
- ACAR Leasing filed claim 1-4 with arrears of $1165.42 for a 2016 GMC Acadia. This car is not listed in plan or schedules (IS THIS LEASE REJECTED?) YES
Matter ResolvedRequest
Adjourment
7912/1/2021 10:00 am21-16213 / CMGDAVID E. SHAVERConfirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 3 required payments   Arrears: $2,400.00  
AS OF 11/18/21 (SF)


1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 1/2 ARREARS: $2400
Matter ResolvedRequest
Adjourment
8012/1/2021 10:00 am21-16283 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 3 required payments   Arrears: $397.00  
ISSUES AS OF 11/23/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $800 PTD, THEN $501 x 57 STARTING 12/1/21, BASE PLAN, STUDENT LOANS TREATED INSIDE THE PLAN***

 11/12/21(MK): objection was resolved. Order submitted. Pay Credit Acceptance total $18,504.11 over the 60-month plan. AP Payments of $237 Begin 9/2021.

 Debtor response to creditor objection - disputing the need to pay claim in full (CMG: Brief of creditor by 11/17/21 debtor reply by 11/23/21).

1) Credit Acceptance (MORTON) OBJ - debtors received a discharge in case 20-14820, as a result they must pay the claim in full along with interest at the contract rate - plan should be amended to provide for payment of the net loan balance of $16,342.43 plus interest at 22.99% - adequate protection payments beginning 9/2021 in the amount of $237 are to be made.

2) Plan does not treat student loans - are they being paid along with the creditor pool? Sch J does not show payments being made (UNRESOLVED).

3) Trustee OBJ:
- Debtor is not paying all disposable income into the plan - income verified higher than scheduled leaving disposable net income of $1,019.31 - cannot be a 0% plan (UNRESOLVED).
- Debtor has failed to provide proof of service with respect to plan motions (MOOT - OBJ FILED).


Prop. Plan $399 x 60, 0% Plan
PTD 2/3 = $800
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
8112/1/2021 10:00 am21-16503 / CMGEdward A. Corma Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 11/19/2021 (at):

RECOMMEND: $375 PAID TO DATE, $700 x 45 BEGINNING 12/1/2021, 100% TO GUC'S
Need updated proof of income by 4/30/2022.
Preserve $11,770.00 in non exempt equity in the bank accounts.

Trustee's objection:
1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - 1099 employee, need proof of income (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
-from March through July the debtor made $11,906.25 and over 5 months that averages to
$2,381.25 - this is 1099 employment so taxes will need to be deducted which may reduce
income.
-father needs to provide affidavit of contribution to debtor (RECEIVED)
-debtor proposes to pay $4,500 into plan and attorney gets $3,600

2. Trustee's supplemental objection:
- Need an Amended Schedule C with dollar amounts. Not 100% (AMENDED)
- Need a statement for the Morgan Stanley mutual fund account. (RECEIVED)
- Need proof of $600/month for rent (NOT RECEIVED)
- Need updated proof of income by 4/30/2022. (LANGUAGE ADDED)

Trustee objects to the non standard language in Part 10 of the Plan. (MOD PLAN FILED DOES NOT CORRECT THIS)

Plan Proposes to pay student loans in Part 5 as a priority and before other unsecured creditors. This is an improper classification. Student loans are not priority debts and will be treated together with all other unsecured creditors. (MOD PLAN CORRECTS THIS)

MP before confirmation proposes: $125 x 36 beginning 9/1/2021, base
Payments: 3/3
(Additional information added to Part 1 sections (b) and (e). Part 5 section (b) revised to delete reference to student loan claims. Part 8 section (c) revised to remove student loan claims as a separate entry in the Order of Distribution.)
Matter ResolvedRequest
Adjourment
8212/1/2021 10:00 am21-16652 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 11/19/2021 (at):

RECOMMEND: $1,863 PAID TO DATE, $375 x 57 BEGINNING 12/1/2021, BASE WITH A MINIMUM OF $13,584.11 TO UNSECURED CREDITORS
Claim #3 filed by Rocket Mortgage will be paid through the plan.
Preserve non exempt equity in real estate of $13,294.11.
Need to file Pre-Confirmation Certification within 10 days of confirmation.


Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Bank statement from TD Bank from 7/24/21 to 8/20/21. (RECEIVED)
- A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan (MODIFIED PLAN REMOVES CRAMS)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There may be non-exempt equity on real property, bank acct. and Allmerica Select Life insurance, pending updated docs. (RECEIVED LIFE INSURANCE STATEMENT - CASH SURRENDER VALUE IS $590.40)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE NOT FILED)
- Need Allmerica Select Life insurance value prior to filing date. (RECEIVED)
-Trustee objects to debtor's valuation of the real property at 128,333. Zillow values the property at 167,000 with comparable sale in the 140,00 and up range. (RECEIVED - $144,000 - NON EXEMPT EQUITY IS $13,294.11)
- Must file Pre-confirmation certificate. (NOT FILED)

Modified plan before confirmation proposes: $1,704.65 paid to date, $375 x 57 beginning 12/1/2021, not less than $13,584.11 to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
8312/1/2021 10:00 am21-16694 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

As of 11/22/21(mk):


1. IRS Estimated claim- Needs to be resolved.

2. Motion to Modify Claim of American Neighborhood Mtg POC #26-1 to make pre pet $0. NEED RESULT

3. Objection by American Neighborhood( Brock & Scott)
POC for 17,175.48- Plan fails to pay.

4. MFR on 12/15/21 by American Honda Fin. on 2018 Civic vs. debtor & non filing co debtor

5. Trustee objection:
-need Amendments to Schedules to include recent car accident information. ( Still & added lang to terms if any lawsuit filed Tr receives NE proceeds)
-must file pre conf cert.
---------------------------
-need to provide Trustee with statements from TD Bank checking account ending #6812, the debtor provided statements for TD Bank account ending #6804 which showed
multiple deposits from acct #6812, The debtors schedules reference acct #6812, not #6804 Provided)
- need homeowner's insurance dec page( Provided)

Plan:550 X 48 BEG 9/2021; BASE
3/3/ payments
last claim:30-1, bar date:11/1/21


Matter ResolvedRequest
Adjourment
8412/1/2021 10:00 am21-16932 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 3 required payments   Arrears: $1,000.00  
matter should be adjourned to same date as the sale motion 12/15 EDC
11/17 workup for the 12/1 calendar EDC

* motion to sell filed-trustee objected, need certification that neither the debtor or the joint owner have any relationship and that it was marketed. Current cert only says debtor has no relationship- House selling for significantly less than valued.

* Trustee obj to the following:

- There is estimated non-exempt equity $276,886.32 on real property. This will be resolved after sale info is provided.( CMA shows $409,000 value and motion to sell Frederick place for $320,000 on for 12/15/21 Mtg POC Community bank $305,439.61)

- Must file Pre-confirmation certificate.

2. Community Loan/Bayview (SCHILLER, KNAPP, LEFKOWITZ& HETZEL) obj to sale.

Prop Plan $500 x 60 begin 9/1/21; $0 and Sale of Frederick Pl by 6 months after conf
Note: Homeowner insurance provided 10/5/21. Listing agreement provided 10/6/21.
------------------
MK: uploaded 2 nd mtg payoff & debtro no longer recieves mtg statments and will upload DSO
- Need recent mortgage statements or POCs filed (doc provided for 1st mortgage is notice of Sheriff Sale dated 3/21/18 and 2nd mtg is Form 1098 for 2017 tax year, dated 12/31/17 and DSO Information Sheet.(POC filed OK)
Matter ResolvedRequest
Adjourment
8512/1/2021 10:00 am21-16957 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 11/18/2021 (JMA)

1) Select Portfolio Servicing/Wilmington Savings Fund Society (Fein Such) objection to confirmation - need to resolve
-pre petition arrears $50,906.11
-loan matures September 1, 2022, total claim at time of filing $196,366.30
2) Select Portfolio Servicing/Wilmington Savings Fund Society (Fein Such) filed an objection to debtors request for loss mitigation, stating loan is not eligible for any modification/retention options as the loan is set to mature on 8/27/2022
3) Trustee objection to confirmation - need to resolve
-need to provide a copy of the homeowners insurance renewal declaration - policy provided is forced placed insurance, does not include personal liability coverage POLICY PROVIDED TO TRUSTEE IS FORCED PLACED INSURANCE THAT DOES NOT INCLUDE PERSONAL LIABILITY COVERAGE. THE POLICY EXPIRED 11/1/2021
-need to provide auto insurance renewal, policy provided expired 9/13/2021 RESOLVED, PROVIDED COPY OF RENEWAL
-IRS unsecured general claim is estimated for 2013 and 2014 taxes, the returns were not filed, need to resolve
-need to provide bank statement for period ending 8/26/2021 - month before filing. The July 26 statement shows ending balance of $2,931.82, schedules only show and exempt $600 - there may be non exempt equity in the bank account, to be determined once statement is provided - STATEMENT FOR PERIOD ENDING 8/25/2021 SHOWS AN ENDING BALANCE OF $2,271.66 THE EXEMPTION IS ONLY $600 LEAVING NON EXEMPT EQUITY IN THE AMOUNT OF $1,671.66
-Select Portfolio Servicing (Fein Such) filed objection to confirmation and objection to debtors request for loss mitigation - need to resolve
4) IRS priority claim 2 in the amount of $3,822.62 for 2018 and 2019 taxes is not treated in plan
5) Need to file Pre Confirmation Certification with Court RESOLVED, FILED
6) The 2008 Ford Edge is treated as both paid in full through plan and motion to avoid lien
7) Need to file Certification of Service for plan motions - RE
Matter ResolvedRequest
Adjourment
8612/1/2021 10:00 am21-17033 / CMGDavid L. Stevens Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 2 required payments   Arrears: $2,040.00  
11/18/21 (SF)

Motion to convert case to Chapter 11 scheduled for 12/1/21 at 9.

(mk: 341 now on 11/18/21 - STILL NO PAYMENTS AS OF NOW


1. 341 NOT HELD - RESCHEDULED TO 11/18/21
2. NO PAYMENTS: 0/2 Arrears: $2040
Matter ResolvedRequest
Adjourment
8712/1/2021 10:00 am21-17040 / CMGJohn Michael McDonnell Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

As of 11/19/21 (DS): 1. Bifurcated claim filed by Wells Fargo/Value City Furniture not in plan. Secured $582.07, unsecured $666.18 with arrears $53.49. Claim must be resolved.

2. Santander filed arrears claim $330.16, plan list outside. Trustee ok to pay?

Emailed Debtor attorney 11/19/21

As of 10/15/21 Debtor atty requested adjournment, to file mod plan and resolve all issues.

11/17/21 (DS): 1. Trustee obj to the following:
- Need a mod plan that addresses treatment of mortgage held by Santander. MOD PLAN LIST OUTSIDE, BUT CLAIM FILED WITH ARREARS $330.16. OK TO PAY CLAIM?
- Excessive expenses on Schedule J such as: $800 Food and $779 excessive Car payment. PLAN PAYS 100%.
- There is non-exempt equity on real property $34,395.26.

2. Santander (BROCK & SCOTT, PLLC) obj to not in plan. MOD PLAN LIST OUTSIDE. OBJ W/D 10/19/21.

Prop Plan $800 x 60 begin 10/1/21; 100%
Note: Attorney fees are correct, plan and atty disclosure agree and atty disclosure has fees will be paid through plan.
Matter ResolvedRequest
Adjourment
8812/1/2021 10:00 am21-17059 / CMGPRO SEConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,800.00  
As of 11/18/21 341 not held 10/21/21, still missing all docs and no Trustee payments made, arrears $1,800.
Matter ResolvedRequest
Adjourment
8912/1/2021 10:00 am21-17455 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

as of 11/18/2021 (JMA)

To resolve Trustee objection to confirmation, need to confirm at $1,296 paid to date, $653x58 begin 12/1/2021 100% plan
-must file Pre Confirmation Certification with Court

1) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan Form 122c Line 45 has disposable income of $892.09 which requires minimum $53,525.40 - plan pays 100% to GUCs
-must file Pre Confirmation Certification with Court

proposed plan $646x60 100% plan
paid in $1,296
last claim 12
Matter ResolvedRequest
Adjourment
9012/1/2021 10:00 am21-17504 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $830.00  
AS OF 11/22/2021 (at):

NEED TO ADJOURN THIS CONFIRMATION HEARING IF THE DEBTOR MAKES HER PAYMENTS. DEBTOR HAS MADE NO PAYMENTS.

1. 341 is scheduled for 12/9/2021
2. Payments: 0/2, arrears $830

Objection filed by Merck Employees FCU (Liska) - property was sold at sheriff's sale on 9/8/2021 to a third party. Redemption period was extended to 60 days after filing. The property was not sold by 11/23/2021 and is no longer part of the bankruptcy estate.

Matter ResolvedRequest
Adjourment
9112/1/2021 10:00 am21-17515 / CMGDaniel Straffi, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $2,000.00  
As of 11/18/21 341 sched 12/9/21, Debtor in arrears $2,000, no payments made out of 2. Debtor must get current, then submit confirmation adj req.
Matter ResolvedRequest
Adjourment
9212/1/2021 10:00 am21-17545 / CMGDONALD C GOINS, ESQConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $248.00  
As of 11/17/21(mk):

1.no payments(0/2)
2. no 341
Matter ResolvedRequest
Adjourment
9312/1/2021 10:00 am21-17573 / CMGPRO SEConfirmation Hearing ScheduledContinued
1/5/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
9412/1/2021 10:00 am21-17637 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $1,608.00  
issues as of 11/18/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-need a copy of the 2020 tax return for the spouse
-need a copy of the homeowner's insurance renewal declaration which provides the page for personal liability coverage
-Bank of America bank statements from 8/11/2021-9/29/2021
-need Amendment to Schedule C to take d(1) exemptions on real property
-the debtors plan consists of unnecessary or excessive expense items, such as car payment $985 and auto insurance $650 (verifies $232.48)
-the Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity on real property $73,348, pending amended Schedule C
-must file Pre Confirmation Certification with Court

proposed plan $1607.86x60 base
paid in $1607.86
arrears $1607.86
last claim 2
Matter ResolvedRequest
Adjourment
9512/1/2021 10:00 am21-17788 / CMGCARRIE J. BOYLE, ESQ.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 1 required payments   Arrears: $0  

issues as of 11/18/2021 (JMA)

1) 341 not held, rescheduled for 12/9/2021
2) Current with Trustee plan payments
3) Wells Fargo Bank (LOGS) objection to confirmation - RESOLVED, CONSENT ORDER

proposed plan $450x60 which includes minimum $22,464.61 dividend to general unsecured creditors
paid in $450
last claim 7
Matter ResolvedRequest
Adjourment
9612/1/2021 10:00 am21-17839 / CMGTAMIKA N. WYCHE, ESQ.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 1 required payments   Arrears: $0  

AS OF 11/19/2021 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - with liability coverage. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,558.42.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $6,158.00 in non exempt equity in the residence.
- There is $8,020 in non exempt equity in the bank accounts. (pending review of two missing statements) (STATEMENTS NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- add to confirming order any non exempt Proceeds from malpractice suit be paid to Trustee. (LANGUAGE ADDED)

Plan proposes: $1,020 x 60 beginning 11/1/2021, not less than $1,136 to unsecured creditors
Payments: 1/1
Matter ResolvedRequest
Adjourment
9712/1/2021 10:00 am21-17845 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 1 required payments   Arrears: $200.00  
As of 11/18/21 341 sched 12/23/21, Debtor has Trustee arrears $300, made 0.34 out of 2 payments. Also need proof of auto insurance.
Matter ResolvedRequest
Adjourment
9812/1/2021 10:00 am21-17884 / CMGSteven A Serna, EsqConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

issues as of 11/18/2021 (JMA)

1) 341 not held, rescheduled for 12/16/2021
2) Current with Trustee plan payments
3) US Bank/JP Morgan Acquisition Trust (KML) objection to confirmation - need to resolve
-pre petition arrears $144,444.92

proposed plan $221x36 base plan with loan mod by 411/2022
paid in $221
last claim 7
Matter ResolvedRequest
Adjourment
012/1/2021 11:00 am21-18412 / CMGMarc C. Capone, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
012/1/2021 11:00 am21-18519 / CMGGEORGETTE MILLEROrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
012/1/2021 11:00 am21-18607 / CMGBENJAMIN JAMIE GINTEROrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
012/1/2021 11:00 am21-18712 / CMGBRIAN W HOFMEISTEROrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
9912/1/2021 12:00 pm18-22712 / CMGYAKOV RUDIKHMotion CompensationRecommend GrantingTotal Paid In: $11,476.00
MK: this is fee app for RE atty who was paid at sale. OK

Made a note in Forum.
Matter ResolvedRequest
Adjourment
10012/1/2021 12:00 pm20-12974 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationNo Opposition FiledTotal Paid In: $6,051.00
Matter ResolvedRequest
Adjourment
10112/1/2021 12:00 pm20-17033 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 13 of 18 required payments   Arrears: $3,150.00  Total Paid In: $9,318.00
NOTE TR RECOMMENDS CONDUIT PAYMENTS DEBTOR OBJECTS
11/8 workup for the 11/17 calendar EDC

* same as last time

-Trustee filed suppl objection to MP for conduit payments (9/24)-previous motion for relief back in April resolved and now a new creditor cert of default order because didn't make 4 mortgage payments. Also 3 payments in arrears to the trustee

-needs TFS or ewage
--covid cert filed

**trustee objection--still need to file amended schedules J, updated POI (filed has temp job income lower, shows negative income)


$8748 PTD; $100 X 12; $908 X 46 BEG 8/2021; BASE
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes