Judge Michael B. Kaplan
Hearing Date: 11/22/2022
Hearing Count: 306
Last Updated: 12-07-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
111/22/2022 9:00 am16-17075 / MBKJonathan Goldsmith-Cohen, Esq.AP Motion Motion (Generic) - Only use if no other event is applicableJudge to Reserve Decision
AP 20-1632
Matter ResolvedRequest
Adjourment
211/22/2022 9:00 am16-22887 / MBKSteven J. Abelson, Esq.Motion Reopen Ch. 13 Case (fee)On the Papers
MTN TO REOPEN TO ENFORDE DISCHARGE INJUNCTION
Matter ResolvedRequest
Adjourment
311/22/2022 9:00 am17-14083 / MBKRobert M. Kline Motion Reopen Ch. 13 Case (fee)Granted
TO FILE CERTS
Matter ResolvedRequest
Adjourment
411/22/2022 9:00 am17-23819 / MBKRalph A Ferro, Jr, EsqCreditor Certification of DefaultOrder to be Submitted
Debtor obj<> PENNYMAC LOAN/Orchard Ave (Frenkel Lambert)
Matter ResolvedRequest
Adjourment
511/22/2022 9:00 am17-28116 / MBKPaola D. Vera, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $258,113.00
ADJ to 1/11/23
- debtor to pay $7,480.14 by 11/18/22
- debtor to pay $7,480 by 12/15/22

FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
611/22/2022 9:00 am17-28432 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $13,749.00
NATIONSTAR MTG/CODDINGTON AVE (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
711/22/2022 9:00 am17-29926 / MBKPeter J. Broege, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Atty mailed plan balance of $7,055 in certified funds on 11/14/22 (dm)

FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
811/22/2022 9:00 am17-31116 / MBKFRANCIS P CULLARI, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO WAIVE REQ TO FILE CERT IN SUPPORT FOR D.POWELL
Matter ResolvedRequest
Adjourment
911/22/2022 9:00 am17-32638 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,452.00
FAILED TO TURN OVER NON-EXEMPT PROCEEDS FROM TWO LAWSUITS; 7/10/16 MFR WAS OTBS-NO ORDER SUBMITTED
Matter ResolvedRequest
Adjourment
1011/22/2022 9:00 am17-34409 / MBKYakov Rudikh, Esq.Motion to Cancel and DischargeGrantedTotal Paid In: $72,651.00
MTN TO CANCEL DISCHARGE/NJ LENDERS CORP-OCWEN
Matter ResolvedRequest
Adjourment
1111/22/2022 9:00 am18-11058 / MBKBruce C. Truesdale, Esq.Trustee Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $92,099.00
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
1211/22/2022 9:00 am18-11058 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $92,099.00
Debtor is seeking assistance from ERMA

Debtor obj<> SELECT PORTFOLIO/Hazlitt Way (Milstead)
Matter ResolvedRequest
Adjourment
1311/22/2022 9:00 am18-11564 / MBKRhonda E. Greenblatt, Esq.RE-LISTSED Motion for Loss MitigationGrantedTotal Paid In: $12,514.00
LOSS MIT - 9/13 HEARING WAS OTBS, NO ORDER ENTERED
Matter ResolvedRequest
Adjourment
1411/22/2022 9:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $30,085.00
AMT: MP 11/22<<>>

Debtor obj, filing MP<>FAILED TO FILE MP PER 7/16/20 ORDER RESOLVING CREDITOR DEF CERT TO ADDRESS FEASIBILITY
Matter ResolvedRequest
Adjourment
1511/22/2022 9:00 am18-17699 / MBKRussell L. Low, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $94,673.00
10/24 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> FAY SERVICING/S. Middlesex Ave (Stern & E)
Matter ResolvedRequest
Adjourment
1611/22/2022 9:00 am18-20071 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $37,839.00
Debtor obj<> WELLS FARGO/Old Stage Rd (Brock & Scott)
Matter ResolvedRequest
Adjourment
1711/22/2022 9:00 am18-20374 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $20,518.00
nfa

Per attorney, debtor was approved for a Loan Mod - waiting for paperwork to file motion (dm)

Debtor filed obj<>SV/THE MONEY SOURCE; NOT FEASIBLE WITH POST PET MTG ARREARS IF STAY IS REINSTTED
Matter ResolvedRequest
Adjourment
1811/22/2022 9:00 am18-24178 / MBKJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $10,256.00
will sign up and make payment edc

Debtor obj<> ARREARS; FAILED TO REGISTER FOR TFS
Matter ResolvedRequest
Adjourment
1911/22/2022 9:00 am18-24293 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $15,162.00
AMT: $14,522 PTD (52); $640 X 8 BEG 12/1/22 ( ATTY OK)<<>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
2011/22/2022 9:00 am18-26084 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $27,335.00
SV/LYNX; ARREARS
Matter ResolvedRequest
Adjourment
2111/22/2022 9:00 am18-27006 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $28,600.00
mp in 14 days edc

Debtor obj<>FAILED TO ADDRESS US BANK PRE AND POST PET CLMS WITHIN 45 DAYS OF 8/81/20 CONF; ARREARS
Matter ResolvedRequest
Adjourment
2211/22/2022 9:00 am18-30110 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $52,574.00
Debtor obj<> WILMINGTON SVS/Tieman Cir (Brock & Scott)
Matter ResolvedRequest
Adjourment
2311/22/2022 9:00 am18-30340 / MBKSTEVEN DUNBAR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $33,279.00
AMT: $33,279.28 PTD (49); $708 X 11 BEG 12/1/22; TRUSTEE TO PAY UNSECURED ESTIMATED PORTION OF IRS POC #1-5<<>>

Debtor obj<>FAILED TO ADDRESS IRS EST CLM #1-5U BY 3/2/22; ARREARS
Matter ResolvedRequest
Adjourment
2411/22/2022 9:00 am18-34290 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $34,913.00
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
2511/22/2022 9:00 am19-10781 / MBKYakov Rudikh, Esq.Order Order (Generic)WithdrawnTotal Paid In: $15,348.00
OST --
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
2611/22/2022 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultContinued
1/11/2023 9:00 am
Total Paid In: $129,987.00
mp in 14 days to sell pty
current tr pymts beg december 1
6000 to be sent in
listing agrmt

Debtor obj, proposing to sell NY ppty to pay plan in full<> ARREARS
Matter ResolvedRequest
Adjourment
2711/22/2022 9:00 am19-11874 / MBKRobert Cameron Legg, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be SubmittedTotal Paid In: $22,397.00
OTBS trustee to get $3000 to gucs EDC

MTN TO SELL GOLDWEBER AV

Trustee obj:
165k at confirmation 6/2019
395k at sale
only 6000 gucs after student loans removed
Matter ResolvedRequest
Adjourment
2811/22/2022 9:00 am19-14446 / MBKPaola D. Vera, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $30,150.00
Debtor obj<> LEEWOOD MT ZION CONDO (McGovern)
Matter ResolvedRequest
Adjourment
2911/22/2022 9:00 am19-14870 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $5,507.00
***Trustee Order: $5,507 Ptd, then $154 x 40 starting 12/1/22, debtor shall sign up for TFS auto pay within 7 days***

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
3011/22/2022 9:00 am19-20684 / MBKRobert Braverman, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $46,752.00
MTN TO APPV POST-PET MTG FINC

Trustee objection:
No home and info on exact financing terms yet. Premature.
Matter ResolvedRequest
Adjourment
3111/22/2022 9:00 am19-23053 / MBKDouglas T. Tabachnik Creditor Certification of DefaultContinued
1/11/2023 9:00 am
Total Paid In: $54,519.00
**CONDUIT PER JUDGE

AR NOTE DEFAULT APPROX $22 600
ewage candidate
debtor conduit plan lender does not agree

10/24 AMT: TRUSTEE LTR REQUESTING CONDUIT<<>>

Debtor obj<> GREGORY FUNDING/Opal Court ( Pluese, Becker)
Matter ResolvedRequest
Adjourment
3211/22/2022 9:00 am19-25309 / MBKWARREN L PETERSON ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $36,706.00
AMT: $35,420 (39); $1,286 X 23 BEG 12/1/22; PLAN EXTENDED TO 62 MO (ATTY ok)<<>>
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
3311/22/2022 9:00 am19-25547 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $15,259.00

need verification of app
Debtor obj<>FAILED TO LM BY 7/1/22
Matter ResolvedRequest
Adjourment
3411/22/2022 9:00 am19-26488 / MBKStacey L. Mullen, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $22,455.00
Debtor obj,***WITHDRAWN***<> ARREARS

Atty sending in $813 - ADJ to 11/22/22 to determine if recap with months added is needed to complete the case payoff (dm)
Matter ResolvedRequest
Adjourment
3511/22/2022 9:00 am19-27117 / MBKJAMES G AARON ESQMotion Relief from Stay (Fee)Continued
12/14/2022 9:00 am
Total Paid In: $33,588.00
Debtor obj<>SANTNADER/East End Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
3611/22/2022 9:00 am19-28094 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $11,913.00
AMT: $ 11,598 PTD (38); $340 X 22 BEG 12/1/22 ( ATTY OK)<<>>

Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
3711/22/2022 9:00 am19-28770 / MBKJohn Zimnis, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $20,700.00
Debtor obj<> US BANK/Carrie Drive (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
3811/22/2022 9:00 am19-29093 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Granted
NISSAN MOTOR/2019 Rogue (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
3911/22/2022 9:00 am19-30494 / MBKNONA OSTROVE, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $35,000.00
Debtor obj<>US BANK TRUST/ Garrison Circle (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
4011/22/2022 9:00 am19-31421 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $11,551.00
Debtor obj<> CARRINGTON/Rebecca Ct (Hill Wallack)
Matter ResolvedRequest
Adjourment
4111/22/2022 9:00 am19-31639 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $30,912.00
AMT: Arrears cured/will complete timely<<>>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
4211/22/2022 9:00 am19-32170 / MBKStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $37,160.00
ARREARS
Matter ResolvedRequest
Adjourment
4311/22/2022 9:00 am19-33180 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $33,716.00
AMT: $ 32,463 PTD (35); $ 1,168 X 38 BEGINNING 12/1/22 (ATTY ok)<<>>


Debtor obj, can make a pymt and requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
4411/22/2022 9:00 am19-33318 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $61,950.00
***Trustee Order: $55,799 Ptd, then $4,000 by 11/25/22, then $2,420 x 25 starting 12/1/22, debtor shall sign up for TFS auto pay within 7 days***

Debtor obj, propose pymt & recap<>ARREARS
Matter ResolvedRequest
Adjourment
4511/22/2022 9:00 am19-33520 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $7,182.00
AMT: MP 12/14 ** ADJ REQUEST FOR TR MTN PENDING PROCESSING**<<>>


Debtor obj, requests recap<> ARREARS; FAILED TO REGISTER FOR TFS BILLPAY
Matter ResolvedRequest
Adjourment
4611/22/2022 9:00 am20-10592 / MBKEdward Nathan VaismanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $38,379.00
ARREARS
Matter ResolvedRequest
Adjourment
4711/22/2022 9:00 am20-10655 / MBKMICHAEL SCHWARTZBERG ESQMotion Relief from Stay (Fee)Continued
12/14/2022 9:00 am

Debtor obj<>US BANK NAT'L ASSOC/ Highfield Road (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
4811/22/2022 9:00 am20-14608 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $19,500.00
AMT: MP 12/14

Debtor obj<>FAILED TO COMPLY WITH PROVISION OF CONFIRMATION TO TURN OVER N/E PROCEEDS FROM WORKERS COMP LAWSUIT BY 7/1/22
Matter ResolvedRequest
Adjourment
4911/22/2022 9:00 am20-17346 / MBKMonica Mazurczyk, Esq.Motion SellGrantedTotal Paid In: $16,385.00
MTN TO SELL MEDFORD CT
Matter ResolvedRequest
Adjourment
5011/22/2022 9:00 am20-21413 / MBKRobert H. Johnson, Esq.Creditor Certification of DefaultContinued
1/11/2023 9:00 am
Total Paid In: $160,155.00
AMT: TRUSTEE LTR REQUESTING CONDUIT <<>>

Debtor obj<> NATIONSTAR/Chestnut St (Stern & L)
Matter ResolvedRequest
Adjourment
5111/22/2022 9:00 am20-22489 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Continued
12/14/2022 9:00 am
Total Paid In: $26,377.00
Debtor obj<>MTG RESEARCH CENTER/VETERANS UNITED HOME LOANS/ Texas Rd(McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
5211/22/2022 9:00 am20-22672 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $7,650.00
updated POI and put on ewage autopay by next date EDC

Debtor obj, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
5311/22/2022 9:00 am20-23638 / MBKJohn Zimnis, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $56,700.00
Debtor obj<>US BANK NAT'L ASSOC /Barrymore Drive (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
5411/22/2022 9:00 am21-10113 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $5,775.00
for 1/11---The trustee is OK with the refund for this year but is requesting the following:
-updated proof of income for the last 2 months
-supplemental fee application for $500 within 7 days (per the 4/27 order)
The matter can be adjourned to provide this information.


Debtor obj<>FAILED TO TURNOVER A COPY OF 2021 FED TAX RETURN AND REFUND, IF ANY TO TRUSTEE BY 6/1/22; FAILED TO FILE SUPP FEE APP FOR $500 WITHIN 7 DAYS OF 4/27/22 MP CONF
Matter ResolvedRequest
Adjourment
5511/22/2022 9:00 am21-11637 / MBKLee M. Perlman, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $3,600.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
5611/22/2022 9:00 am21-12105 / MBKMICHAEL SCHWARTZBERG ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $10,589.00
TOYOTA MOTOR/ 2019 Camry (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
5711/22/2022 9:00 am21-12827 / MBKDavid E. Shaver, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $86,151.00
PI SETTLEMENT PROCEEDS
Matter ResolvedRequest
Adjourment
5811/22/2022 9:00 am21-12832 / MBKJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Continued
12/14/2022 9:00 am
Total Paid In: $120,016.00
Debtor obj<>BMW BANK/ 2018 BMW (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
6011/22/2022 9:00 am21-13050 / MBKJustin M. Gillman, Esq.Motion to SeverOrder to be SubmittedTotal Paid In: $8,414.00
MTN TO SEVER - JOANNE TO CONTINUE/MICHAEL TO BE DISMISSED

The trustee objects the the form of order because it should contain an accounting of the specific individual creditors and claims that are to be severed.
Matter ResolvedRequest
Adjourment
5911/22/2022 9:00 am21-13050 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $8,414.00
AMT: MP 12/14 ***NEEDS TO SUBMIT ADJ REQUEST FOR TR DEF CERT**<<>>

PER AR TO FILE MP AND MAKE NOV PAYMENT BY 11/22 DATE

No payments in 7 months
ADJ to 10/26/22 Peremptory for Motion to Bifurcate to be filed and copy of proposed MP to be attached (dm)

Debtor obj, filing mtn to bifurcate and file MP<>ARREARS
Matter ResolvedRequest
Adjourment
6111/22/2022 9:00 am21-13720 / MBKRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayContinued
1/11/2023 9:00 am
Total Paid In: $8,586.00
Debtor obj<>NATIONSTAR MTG / Carol Ave (LOGS)
Matter ResolvedRequest
Adjourment
6211/22/2022 9:00 am21-14197 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $7,200.00
AMT: MP 12/14

Debtor obj<>ARREARS; FAILED TO ADDRESS CANTEBURY LATE FILED CLM #8-1
Matter ResolvedRequest
Adjourment
6311/22/2022 9:00 am21-14926 / MBKEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT; Sale proceeds received/pending closing audit<<>>

Per AR, okay to ADJ to 10/26/22 Peremptory

Motion to sell pending 8/10/22 - when is closing? (dm)

Roth sent email yesterday evening (6/21) explaining inspection delays are the problem EDC

Atty working on finalizing the Loan Mod docs - ADJ to 6/22 (dm)
Debtor obj<>FAILED TO LM BY 2/1/22
Matter ResolvedRequest
Adjourment
6411/22/2022 9:00 am21-15499 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $7,645.00
***Trustee Order: $6,145 Ptd, $1,500 by 11/30/22, then $1,230 x 44 starting 12/1/22, debtor shall sign up for TFS eWage within 7 days***

Debtor obj, will make payment<<>>ARREARS
Matter ResolvedRequest
Adjourment
6511/22/2022 9:00 am21-16382 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultContinued
1/25/2023 9:00 am
Total Paid In: $7,381.00
AMT: MP 11/22 **NEEDS RESOLUTION**<<>>


Debtor obj, can make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
6611/22/2022 9:00 am21-17161 / MBKBrad J. Sadek, Esq.Creditor Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $8,380.00
Debtor obj<> FREEDOM MTG /Spout Spring Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
6711/22/2022 9:00 am21-17756 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
1/11/2023 9:00 am
Total Paid In: $17,832.00
Debtor obj<>WILMINGTON SAVINGS / Samantha Court (LOGS)
Matter ResolvedRequest
Adjourment
6811/22/2022 9:00 am21-18116 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $8,400.00
11/18/22 AMT: $4,915 PTD ( 12); $2,500 X 1 (NOV - IN TRANSIT/TFS); $996 X 47 BEG 12/1/22 (EMAIL TO ATTY)<<>>

Debtor obj<> ARREARS; FAILED TO REGISTER FOR TFS WITHIN 15 DAYS OF 5/11/22 CONFIRMATION
Matter ResolvedRequest
Adjourment
6911/22/2022 9:00 am21-18118 / MBKCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $11,932.00
LOSS MIT
Matter ResolvedRequest
Adjourment
7011/22/2022 9:00 am21-18758 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $13,479.00
amt: mp 11/22
>

FAILED TO LM BY 9/1/22

>MP #41 filed 10/20/22
Matter ResolvedRequest
Adjourment
7211/22/2022 9:00 am21-18770 / MBKRobert Cameron Legg, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be SubmittedTotal Paid In: $7,525.00
Wells Fargo limited obj (RAS)<> S. LONGVIEW RD
Matter ResolvedRequest
Adjourment
7111/22/2022 9:00 am21-18770 / MBKRobert Cameron Legg, Esq.Motion Requesting RedactionGrantedTotal Paid In: $7,525.00
Matter ResolvedRequest
Adjourment
7311/22/2022 9:00 am21-18825 / MBKJOSEPH J MANIA III ESQMotion Relief from Stay (Fee)Continued
1/11/2023 9:00 am
Total Paid In: $3,430.00
LAKEVIEW LOAN / Lenape Trail (LOGS)
Matter ResolvedRequest
Adjourment
7411/22/2022 9:00 am21-18825 / MBKJOSEPH J MANIA III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $3,430.00
Motion Extend Loss Mit granted - Loss Mit extended to 10/31/22

FAILED TO LM BY 5/31/22
Matter ResolvedRequest
Adjourment
7511/22/2022 9:00 am21-18992 / MBKRobert Cameron Legg, Esq.Motion Reinstate StayGrantedTotal Paid In: $8,130.00
per lender 8 000 arrears per detor 4 pymts lost in transit has found some and agrees to conduit for any post and going forward
AMT: TR LTR REQUESTING CONDUIT TO PARTIES<<>>

US Bank obj (Parker McCay)<>MTN TO REINSTATE STAY RUSHMORE/US BANK
Matter ResolvedRequest
Adjourment
7711/22/2022 9:00 am21-19003 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,471.00
AMT: MP 11/22-**RECOMMEND DISMISSAL**
-CASE NEEDS DISMISSAL WITH BAR TO RE-FILING FOR 1 YEAR DUE TO GAMBLING EDC

Debtor obj<>PLAN WAS DENIED ON 8/24/22; FAILED TO FILE MP
Matter ResolvedRequest
Adjourment
7611/22/2022 9:00 am21-19003 / MBKEdward Hanratty, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $2,471.00
Trustee objection withdrawn if case confirmed

: NO CERT IN SUPPORT FILED WITH MTN-(CERT NOW FILED SAYS HE TOOK OUT PENSION LOAN WITHOUT COURT PERMISSION IN JUNE OF 2022 TO PAY BACK GAMBLING DEBTS) EDC

TRUSTEE OBJECTION:
(1) The debtor did not act in good faith by incurring at least $29,000 in gambling debts while under the supervision of the bankruptcy court under Chapter 13
(2) The debtors actions of taking the pension loan without court permission back in June of 2022 was done in bad faith and impaired his ability to provide for the maximum benefit to creditors by creating a pension loan deduction in his paystubs.
(3) The debtors case should either be dismissed with a bar from re-filing for a period of one year or should be confirmed with a 100% payout to all general unsecured creditors via mandatory ewage deductions.
Matter ResolvedRequest
Adjourment
7811/22/2022 9:00 am21-19654 / MBKDaniel E. Straffi, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
4/12/2023 9:00 am

Giordano obj ( Dressel)<>MTN TO MODIFY MICHAEL D GIORDANO CLM #14-1
Matter ResolvedRequest
Adjourment
7911/22/2022 9:00 am21-19654 / MBKDaniel E. Straffi, Esq.Motion Dismiss CaseContinued
4/12/2023 9:00 am

Debtor obj<>CREDITOR, GIORDANO, MTN TO DISMISS
Matter ResolvedRequest
Adjourment
8011/22/2022 9:00 am21-19670 / MBKTHOMAS G. EGNERMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $2,983.00
PP VEH FINANCING
Matter ResolvedRequest
Adjourment
8111/22/2022 9:00 am22-10185 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $900.00
AMT: LOSS MIT NOW EXTENDED TO 1/26/23<<<>>>>

FAILED TO COMPLETE LM BY 5/1/22; EXTENDED LOSS MIT EXPIRED 10/5/22
Matter ResolvedRequest
Adjourment
8211/22/2022 9:00 am22-10299 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $4,500.00
FAILED TO SELL OR REFINANCE BY 8/25/22
Matter ResolvedRequest
Adjourment
8311/22/2022 9:00 am22-10299 / MBKDavid G. Beslow, Esq.Creditor Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $4,500.00
Debtor obj<> SN SERVICING/Rumson Rd (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
8511/22/2022 9:00 am22-10347 / MBKAndre L. Kydala, Esq.Motion Dismiss CaseGranted
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
8411/22/2022 9:00 am22-10347 / MBKAndre L. Kydala, Esq.Motion Relief from Stay (Fee)Moot - Dismissed
ADJ to 11/9 Peremptory - proposed settlement agreement is attached to adjournment request and is being circulated for signatures (dm)

Debtor obj; creditor letter brief<>ROBERT STARZINSKI/ESTATE OF RUTH BENSON HAUCK AND ESTATE OF JOAN ANN STARZINSKI (NORRIS MCLAUGHLIN)
Matter ResolvedRequest
Adjourment
8611/22/2022 9:00 am22-10518 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $1,891.00
Debtor obj, final LM approved- filing mtn<>FAILED TO COMPLETE LM BY 9/30/22; FAILED TO COMPLY WITH PROVISION OF CONF TO PROVIDE COPY OF 2021 FED TAX RETURN TO TRUSTEE BY 5/3/122
Matter ResolvedRequest
Adjourment
8711/22/2022 9:00 am22-10733 / MBKFRANKLIN S MONTEROMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,080.00
Debtor obj<>CARRINGTON MTG/ S. Gatson Ave (HILL WALLACK)
Matter ResolvedRequest
Adjourment
8811/22/2022 9:00 am22-11007 / MBKTHOMAS G. EGNERMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,780.00
Debtor obj<>NEW JERSEY HOUSING AND MTG FINC / Nimitz Lane (PLUESE)
Matter ResolvedRequest
Adjourment
8911/22/2022 9:00 am22-11354 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
12/14/2022 9:00 am
Total Paid In: $25,958.00
MODIFY CLM #6 STATE OF NJ DIV OF TAX
Matter ResolvedRequest
Adjourment
9011/22/2022 9:00 am22-11399 / MBKLee M. Perlman, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $12,420.00
JOHN'S RT 13 Auto limited obj(Chambers)**WITHDRAWN**<>MTN TO VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
9111/22/2022 9:00 am22-11441 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $2,250.00
mp in 14 days

Debtor obj, filing MP<>FAILED TO SELL /REFI SENECA TRAIL PPTY BY 9/22/22
Matter ResolvedRequest
Adjourment
9211/22/2022 9:00 am22-11556 / MBKJOSHUA S. BAUCHNER, ESQ.Motion ContemptContinued
1/11/2023 9:00 am

NEXTGEAR CAPITAL MTN HOLDING R.R.B.B. ACCOUNTANTS IN CONTEMPT (Eckert Seamans)
Matter ResolvedRequest
Adjourment
9311/22/2022 9:00 am22-11556 / MBKJOSHUA S. BAUCHNER, ESQ.Motion Dismiss CaseContinued
1/11/2023 9:00 am

CREDITOR, NEXTGEAR CAPITAL, MTN TO DISMISS OR CONVERT TO CH 7 (Eckert)
Matter ResolvedRequest
Adjourment
9411/22/2022 9:00 am22-11734 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Withdrawn
Debtor obj<>US BANK NAT'L ASSOC Gravel Hill Rd. (McCALLA RAYMER)-fail to supply subpoena docs
Matter ResolvedRequest
Adjourment
9511/22/2022 9:00 am22-12144 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,700.00

PER ATTY OK TO D
FAILED TO OBTAIN LM BY 9/15/22
Matter ResolvedRequest
Adjourment
9611/22/2022 9:00 am22-12190 / MBKMarc C. Capone, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $2,316.00
ACAR LEASING /2020 Silverado (MORTON)
Matter ResolvedRequest
Adjourment
9711/22/2022 9:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $2,682.00
AMT: MP 12/14

Debtor obj<>FAILED TO COMPLETE LM BY 10/1/22
Matter ResolvedRequest
Adjourment
9811/22/2022 9:00 am22-12375 / MBKAndrew Thomas Archer Order Shorten TimeGranted
1/25 10:00 AM new conf

OST - Motion to Vacate Dismissal

Trustee Objection

conf issues:
1/6 payments. Arrears $2,652. Last pay was 4/2022

1. IRS Estimated Priority POC. No return for 2019(Per Atty returns sent to Mary Ford at IRS- waiting for another APOC

2. Trustee Objection:
-Verified income leaves monthly disposable income of $663.
-need 2021 tax retrun.
Matter ResolvedRequest
Adjourment
9911/22/2022 9:00 am22-12692 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>US BANK NAT'L ASSOC / Forge Pond Rd (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
10011/22/2022 9:00 am22-12736 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $1,200.00
Atty received cash from debtor - ADJ to 12/14

ARREARS; FAILED TO FILE PRE-CONF CERT BY 8/13/22; FAILED TO PROVIDE A COPY OF 2021 FED TAX RETURN FOR DEBTOR & NON-FILING SPOUSE TO TRUSTEE BY 8/31/22
Matter ResolvedRequest
Adjourment
10111/22/2022 9:00 am22-12745 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,742.00
FAILED TO LM BY 10/13/22; ARREARS
Matter ResolvedRequest
Adjourment
10211/22/2022 9:00 am22-12941 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $3,500.00
Debtor obj<>JPMORGAN CHASE / Cotton Wood Drive (MCALLA RAYMER)
Matter ResolvedRequest
Adjourment
10311/22/2022 9:00 am22-12947 / MBKPRO SEMotion Relief from Stay (Fee)GrantedTotal Paid In: $200.00
TOYOTA MOTOR /2020 Corolla (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
10411/22/2022 9:00 am22-13189 / MBKPeter E. Zimnis, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be Submitted
new plan date is 1/25 at 10am----MP to be filed in 14 days and resolve all objections, file updated POI and I & J within 14 days

current but all conf issues not resolved-trustee obj

CONF ISSUES:
1. Objection filed by Deutsche Bank (Frenkel Lambert) - failure to cure arrears of $16,619.73 (Per POC). (UNRESOLVED)

2. Objection filed by Trinity Financial (Waldman & Kaplan) - loan matured on 10/9/2021 and modified plan proposes to only pay $55,304 instead of proof of claim amount of $234,696.54. (UNRESOLVED)

3. Trustee's objection:
- A Modified Plan that corrects treatment to Trinity Financial and adds tier payments when car payment of $429 ends in month 21. (MOD PLAN CRAMS TRINITY AND DOES NOT STEP UP PAYMENT IN MONTH 21)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Disposable income verifies $459 after removing social security income and excessive expenses.
Matter ResolvedRequest
Adjourment
10511/22/2022 9:00 am22-13230 / MBKVera Fedoroff, Esq.Motion Relief from Stay (Fee)Continued
1/11/2023 9:00 am

Debtor obj<>ELIZABETH BOHEN (KEITH, WINTERS, WENNING & HARRIS)
Matter ResolvedRequest
Adjourment
10611/22/2022 9:00 am22-13315 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am

PLAN WAS DENIED 9/28/22 AND DEBTOR FAILED TO FILE MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
10711/22/2022 9:00 am22-13435 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultGranted
PER DEBTOR ATTY NOV STILL DUE
Debtor obj<> WESTLAKE SVS/2014 Ford Escape (Hladik)
Matter ResolvedRequest
Adjourment
10811/22/2022 9:00 am22-13435 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Granted

Debtor obj<>CHESTERFILED HOLDING/ HARDING RD (ANTHONY LANDOLFI)
Matter ResolvedRequest
Adjourment
10911/22/2022 9:00 am22-13646 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am

ARREARS; DEBTORS PLAN WAS DENIED ON 9/28/22 & FAILED TO FILE MP WITHIN 14 DAYS OR CONVERT CASE
Matter ResolvedRequest
Adjourment
11011/22/2022 9:00 am22-13757 / MBKPeter J. Broege, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO EXPUNGE NEW JERSEY TURNPIKE AUTHORITY
Matter ResolvedRequest
Adjourment
11111/22/2022 9:00 am22-13928 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be Submitted
new 1/25 10 am with debtor to respond to trustee conf issues within 20 days otbs

Trustee objections-conf issues outstanding:

-- Not current with Trustee plan payments, arrears $1,200
-- US Bank (RASC) objection to confirmation - need to resolve
-pre petition arrears $29,088.35
-- Greenwich Chase Homeowners Association Inc (Griffin Alexander) objection to confirmation - need to resolve-secured claim of $12,728.05 and an unsecured claim of $534
-- Trinity Financial Services LLC (Leopold & Associates, PLLC) objection to confirmation - need to resolve
--without loan modificiation the plan is not feasible
-- Trustee objection to confirmation - need to resolve
- - Domestic Support Obligation information for $1,313/month support payments
- - Need April and May bank statement for account #1939 (per direct deposits)
- - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $5,866.
- - Need to file Pre-Confirmation Certification.
- - Need to resolve the bifurcated claim filed by Greenwich Chase Homeowner 's Association.
Matter ResolvedRequest
Adjourment
11211/22/2022 9:00 am22-13995 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
Debtor obj, filing MP<>PLAN WAS DENIED ON 10/12/22 AND DEBTOR FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
11311/22/2022 9:00 am22-13995 / MBKGeorge E Veitengruber IIIMotion Motion (Generic) - Only use if no other event is applicableDenied
SSA NE Assets obj (Parker McCay)<>POST-PET TAKE OUT FINANCING

The plan of reorganization is for the Debtor to refinance a loan which is not
his own debt
Matter ResolvedRequest
Adjourment
11411/22/2022 9:00 am22-13995 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayGranted
Debtor obj<>SSA NE ASSETS/ Ramona Drive (PARKER McCAY)
Matter ResolvedRequest
Adjourment
11511/22/2022 9:00 am22-14488 / MBKAllen I. Gorski, Esq.Motion Relief from Co-Debtor StayGranted
Debtor obj<>SELENE FINC /Lund Lane(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
11611/22/2022 9:00 am22-14788 / MBKRobert Manchel, Esq.Hearing Scheduled (Document)Withdrawn
Amended Sch C (Doc #60) filed - okay

TRUSTEE OBJ TO EXEMPTION - AMD SCH C 522 (d)(5) EXCEEDS AVAILABLE EXEMPTION BASED ON AMOUNT USE FOR (d)(1) HOMESTEAD
Matter ResolvedRequest
Adjourment
11711/22/2022 9:00 am22-14860 / MBKTAMIKA N. WYCHE, ESQ.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,649.00
Debtor obj<>DAIMLER TRUST / 2020 Mercedes (MORTON)
Matter ResolvedRequest
Adjourment
11811/22/2022 9:00 am22-14935 / MBKKirsten B. Ennis, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $13,950.00
LOSS MIT
Matter ResolvedRequest
Adjourment
11911/22/2022 9:00 am22-15092 / MBKMoshe Rothenberg, Esq.Motion Prospective ReliefGranted
Debtor obj<>MTN TO VACATE STAY AND OBTAIN PROSPECTIVE RELIEF/316 Park Ave, Hightstown
Matter ResolvedRequest
Adjourment
12011/22/2022 9:00 am22-15098 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am

AMT: MP 12/14

Debtor obj, filed MP<>PLAN WAS DENIED ON 9/28/22 AND DEBTOR FAILED TO FILE MP WITHIN 10 DAYS
Matter ResolvedRequest
Adjourment
12111/22/2022 9:00 am22-15098 / MBKBrad J. Sadek, Esq.Motion SellWithdrawn
Unconfirmed case - the first box in Paragraph #6 should be selected

OST - 129 MANHATTAN AV
Matter ResolvedRequest
Adjourment
12211/22/2022 9:00 am22-15331 / MBKAndrew Thomas Archer Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
1/25 10am new conf

trustee obj, payments and conf issues
Matter ResolvedRequest
Adjourment
12311/22/2022 9:00 am22-15454 / MBKAndrew B. Finberg, Esq.Motion Dismiss CaseContinued
1/23/2023 10:00 am

1/23 at 10am
Debor Brief opp<>CREDITOR, THERESA MTICHELL, MTN TO DISMISS OR FOR STAY RELIEF (Kasen)
Matter ResolvedRequest
Adjourment
12411/22/2022 9:00 am22-15527 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Co-Debtor StayContinued
1/25/2023 9:00 am
Total Paid In: $3,900.00
Debtor obj<>NEWREZ/SHELLPOINT/ Rhodes Ave (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
12511/22/2022 9:00 am22-15641 / MBKRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayMoot - Dismissed
SELENE FINC / Spruce Drive (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
12611/22/2022 9:00 am22-15969 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Granted

Debtor obj<>THE BANK OF NEW YORK MELLON / Corso Reale (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
12711/22/2022 9:00 am22-15981 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
12/14/2022 9:00 am

Trustee objection:
Still need the following 341 schedules--*DR POI 60 DAYS FROM AUG/SEPT 2022, DR 2020/2021 TAX RETURN, DR BANK STMNTS 2 MTHS.DR CUR A INSUR FOR 1 VEH.

No payments 0 of 3 $564 each

-schedules filed are incomplete, no proper sch C exemptions, schedule I makes no sense, schedule J is bare bones

The plan says $564 x 60 but does not propose to pay anyone including gucs?
Matter ResolvedRequest
Adjourment
12811/22/2022 9:00 am22-15983 / MBKJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $3,200.00
AMT: MOOT/APOC # 2-2 FILED 10/27 FOR %0 LIABILITY<<>>

MTN TO MODIFY CLM #2 IRS
Matter ResolvedRequest
Adjourment
12911/22/2022 9:00 am22-16030 / MBKJonathan Stone, Esq.Motion Relief from Stay (Fee)Order to be Submitted
LOANCARE / Spring Meadow (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
13011/22/2022 9:00 am22-16111 / MBKJohn Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $2,940.00
MTN TO EXPUNGE US DEPT OF HUD CLM TO $0
Matter ResolvedRequest
Adjourment
13111/22/2022 9:00 am22-16289 / MBKKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>BMW BANK OF NORTH AM/2020 BMW (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
13211/22/2022 9:00 am22-16458 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Granted
KRIEGMAN & SMITH/LANDLORD (ANTHONY LANDOLFI)
Matter ResolvedRequest
Adjourment
13311/22/2022 9:00 am22-16790 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
12/14/2022 9:00 am

trustee obj need money and 341 docs
Matter ResolvedRequest
Adjourment
13411/22/2022 9:00 am22-16831 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Denied
Debtor obj<>OAK TREE EQUITIES /Center St(GREENBERG & ASSOC)
Matter ResolvedRequest
Adjourment
13511/22/2022 9:00 am22-17075 / MBKLEONARD R BOYERMotion Reinstate StayGranted
MTN TO REINSTATE STAY AS TO MTG CO/PHH MTG
Matter ResolvedRequest
Adjourment
13611/22/2022 9:00 am22-17530 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayGranted
SN SERVICING CORP / Poplar Place(FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
13711/22/2022 9:00 am22-17530 / MBKJames J. Cerbone, Esq.Order Shorten TimeMoot
ADJ to 11/22 with Bridge Order

OST - MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
13811/22/2022 9:00 am22-17663 / MBKLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
1/11/2023 9:00 am

PER SF MATTER SHOULD STILL BE LISTED

Judge extends until conf date11/22 to see if feasible EDC

PC4 LLC obj (Zeitz)<>MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
13911/22/2022 9:00 am22-18408 / MBKCandyce I. Smith-Sklar, Esq.Motion Impose Automatic StayOrder to be Submitted
NewRez obj (Pincus)<>MTN TO EXTEND STAY

Matter ResolvedRequest
Adjourment
14011/22/2022 9:00 am22-18415 / MBKKevin C. Fayette, EsqMotion Extend TimeOrder to be Submitted
Landlord obj ( Gorski)<>MTN TO CONTINUE STAY
ALL 341 DOCS IN 341 SCH FOR 12-1
ATTY HAS $1,400 WILL SEND IN TR POSITION OK TO REINSTATE PLAN PROVIDES FOR PROMPT CURE
Matter ResolvedRequest
Adjourment
14111/22/2022 9:00 am22-18778 / MBKRONALDO C GEORGEOrder Shorten TimeContinued
12/14/2022 9:00 am

OST - ABS LOAN obj (Frenkel); Debtor response<>MOTION TO IMPOSE AUTOMATIC STAY
- 2 previous dismissals for failure to file missing documents - current case is filed with all documents
Matter ResolvedRequest
Adjourment
14211/22/2022 9:00 am22-18978 / MBKRobert C. Nisenson, Esq.Order Shorten TimeContinued
2/22/2023 9:00 am

Interim order through 2/22/23

OST - MTN TO CONTINUE STAY

Trustee Obj resolved

- Need Plan and remaining scheduled filed
- No 341 documents submitted
Matter ResolvedRequest
Adjourment
14311/22/2022 10:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 19 of 57 required payments   Arrears: $1,014.00  Total Paid In: $30,085.00
AR RESOLVE HOLD OR HOLD
AS OF 11/18/22 (SF) UPDATED

RECOMMEND $29,538 PTD, $1561X 4 (BEGIN 12/1/22 BASE W/MIN $5435 TO GUCS PER N/E IN REAL ESTATE


1. Trustee motion to dismiss case scheduled for 11/9/22 at 9 (Withdrawn)

2. Creditor Certification of Default filed by Nationstar - Scheduled for 11/9/22 at 9 (RESOLVED VIA ORDER)

3. Plan proposes to increase payment to $1065. Need amended Schedules I and J and current proof of income. (RECEIVED) Income verifies lower at $137.24. Plan does not appear to be feasible (RECEIVED AND DISPOSABLE INCOME IS NOW $810.80) Will confirm as there are only 4 months left in plan.

MP proposes $26,803 PTD, $850 X 11 w/min $5435 to gucs
Plan has run 56 months with 4 months remaining
Matter ResolvedRequest
Adjourment
14411/22/2022 10:00 am18-16433 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 74 of 57 required payments   Arrears: $0  
Total Paid In: $31,933.00
11/10 workup for the 11/22 calendar EDC
-same as last time

Plan increases payments due to large post-petition mortgage arrears.

*Trustee objection:
-- no updated income
-- The large mortgage arrears shows that the debtor does not have the required disposable income to fund the plan and also maintain mortgage payments. This case already includes a previous filed trustee's motion to dismiss and a motion for relief from stay. The only way to help ensure the completion of the plan is through both a mandatory TFS wage deduction and conduit payments through the trustee.

proposed MP $30,968 ptd; $1064 x 29 beg 11/2022; base
Matter ResolvedRequest
Adjourment
14511/22/2022 10:00 am19-10643 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 59 of 47 required payments   Arrears: $457.00  Total Paid In: $26,983.00
AS OF 11/17/22 (SF)

RECOMMEND $26,526 PTD, $457 X 3 (BEGIN 11/1/22) BASE W/MIN $7361.09 TO GUCS OR 50%
- N/E PROCEEDS OF $7785 HAVE BEEN RECEIVED
- LOANCARE WAS PAID AT CLOSING
- ADD TO CONFIRMATION ORDER TO PAY STUDENT LOANS OUTSIDE PLAN
- NEED ORDER APPROVING SUPPLEMENTAL ATTY FEES WITHIN 30 DAYS



1. Real estate is no longer surrendered. Debtor now proposes to sell real estate by 1/10/23.

2. Per notes from Motion to Sell hearing, MP is supposed to pay student loans outside plan but it does not list student loans as outside

3. Application for Compensation scheduled for 12/14/22 AT 2 (NEED ORDER)


MP proposes $457 x 3 Base w/50% dividend to gucs; Sale by 1/10/23

Plan has run 46 months with 2 months remaining


Matter ResolvedRequest
Adjourment
14611/22/2022 10:00 am19-16707 / MBKYakov Rudikh, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 34 of 44 required payments   Arrears: $0  
Total Paid In: $37,995.00
11/14 workup for the 11/22 calendar EDC

Trustee objection:

-Modified schedules includes $800 monthly for support for parents in India and removes 100% from previous confirmed plan
-Income on I is $4000 less than confirmed but the POI provided is $630 more than scheduled.

**So have disposable of $945 if allowed the support or disposable of $1745 if support removed. Trustee suggests payments of: $36,875 paid then $1120 x 17 beg 12/1/22 -- 100% to gucs

proposed $300 X 19 BEG 11/2022; BASE

Matter ResolvedRequest
Adjourment
14711/22/2022 10:00 am19-27043 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 22 of 39 required payments   Arrears: $3,085.00  Total Paid In: $54,379.00
AS OF 11/17/22 (SF)

RECOMMEND $52,473.65 PTD, $2,495 X 23 (BEGIN 11/1/22 BASE W/MIN $10,138 TO GUCS PER N/E IN PERSONAL PROPERTY
-MUST FILE FEE APPLICATION FOR SUPPLEMENTAL FEES WITHIN 10 DAYS

MP proposes $50,568.65 PTD, $2337 X 24 BASE W/MIN $10,138 TO GUCS
Plan has run 38 months with 22 months remaining

Matter ResolvedRequest
Adjourment
14811/22/2022 10:00 am19-28770 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanContinued
12/14/2022 10:00 am
Debtor has made 35 of 38 required payments   Arrears: $300.00  Total Paid In: $20,700.00
ISSUES AS OF 11/17/2022 (DM):

 US Bank (FRIEDMAN VARTOLO) Creditor Cert of Default pending 11/22/22 (UNRESOLVED).OTBS

1) Trustee Conduit Objection filed.

2) Currently need $20,100 Ptd, $760 x 23 (BEGIN 12/1/22) 100% Plan with conduit going forward starting 12/1/22 - order with conduit terms to be submitted within 15 days.


Confirmed Case: $11,400 Ptd, $600 x 40 start 7/1/21, 100%
- Loan Mod by 8/1/21 or as extended by Loss Mit Order
Prop. MP: $17,700 Ptd, $690 x 27 start 8/1/22, Base
PTD = $20,100
Last Claim (1-2) dated 5/4/21
Matter ResolvedRequest
Adjourment
14911/22/2022 10:00 am20-13554 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 14 of 33 required payments   Arrears: $1,445.00  Total Paid In: $19,852.00
As of 11/18/22 (DS): Ok to confirm at $19,852 paid to date, $1,419 x 28 begin 12/1/22; Base

MP Prop $18,492 PTD; $1,360 x 30 begin 10/1/22; Base - Increased to pay post-petition mortgage arrears.
Matter ResolvedRequest
Adjourment
15011/22/2022 10:00 am20-21714 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 22 of 26 required payments   Arrears: $0  
Total Paid In: $8,505.00
As of 11/14/22(mk);

**CAN REC CONFIRM AT $8,126 PTD, Then $379 x 35 Begin 12/1/22 100%. Strike plan provision that surrenders real property . Prop was sold and Citi mtg. and US Dept of HUD were treated outside plan**


Plan has run 25 mos and 35 remain

MP proposes:$6989 PTD; $379 X 36 BEG 11/2022; 100%
PROPERTY SOLD AND ADDING STATE OF NJ CLAIM
MP has Mtg claims all under surrender 4e of plan - this is incorrect as property was sold. (MARKED AS OUTSIDE)
Matter ResolvedRequest
Adjourment
15111/22/2022 10:00 am21-11964 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanContinued
12/14/2022 10:00 am
Debtor has made 22 of 21 required payments   Arrears: $0  
Total Paid In: $16,619.00
Response Doc #61
DEBTOR OPPOSES CONDUIT LENDER AND TRUSTEE REQUEST CONDUIT
issues as of 11/18/2022(JMA)

1) Debtors counsel to talk to client about conduit request by Trustee and creditor
2) 11/7 AMT: LTR TO PARTIES REQUESTING INFOR TO CALCULATE CONDUIT<<>>
3) New Jersey Housing and Mortgage Finance Agency (Pluese Becker) limited objection to confirmation - need to resolve
-Modified Plan to cure the post-Petition arrearage through the Plan. The Mortgagee objects to the Modified Plan unless going forward this is a conduit Plan, so that all payments, including post-Petition mortgage payments are made to the Trustee

proposed plan $1024X42 BEGIN 11/1/2022 0% PLAN
paid in $14,516
40 months to go
Matter ResolvedRequest
Adjourment
15211/22/2022 10:00 am21-12608 / MBKScott J. Goldstein Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $942.00  
As of 11/9/22 (DS): 341 not held 10/20/22, no docs provided
Matter ResolvedRequest
Adjourment
15311/22/2022 10:00 am21-14434 / MBKRobert Braverman, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 7 of 19 required payments   Arrears: $9,300.00  Total Paid In: $6,214.00
AS OF 11/16/22 (SF)

***per Judge k for sale by March 31st and ret broker by January 11th. Also get trustee infor needed in objection (sch I,J etc). Plan will be sale plan or D.EDC

1. Trustee Certification of Default scheduled for 11/22/22 at 2pm (NO PAYMENTS SINCE APRIL) Debtor made $100 payment in September. Arrears: $7768 through October

TR PYMT UPDATE ARREARS 8434 300 PD SINCE JULY CERT OF D PYMT OF $300
AR NOTE, NO TRUSTEE PYMT SINCE 4-1-22 - ARREARS $6,136 - HISTORIC POOR PAYMENT HISTORY (7 0F 15 PYMTS MADE). TR MOTION FILED 5-27 - REC DISMISS WITHOUT PREJUDICE AND REINSTATE IF PROMISED FUNDS COME IN WITHIN 60 DAYS.


2. Motion for Relief by US Bank Cust PC7 LLC /FirstTrust scheduled for 11/22 at 2pm

3. Plan does not address secured creditor, US Bank Custodian for PC7, LLC/Firstrust Bank

4. Plan proposes to reduce trustee payment. Need amended Schedules I and J, updated proof of income for months July and August and a copy of 2021 Tax Return. (NOT RECEIVED)


MP proposes $5914 PTD, $100 x 45 100%; SALE BY 5/31/23
Plan has run 17 months with 43 months remaining
Arrears: $7768

Matter ResolvedRequest
Adjourment
15411/22/2022 10:00 am21-15717 / MBKJOHN C FEGGELER, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 17 required payments   Arrears: $1,068.00  Total Paid In: $14,983.00
as of 11/18/2022 (JMA)

1) Case was confirmed as a 100% plan due to non-exempt equity - must remain 100% plan
2) To confirm need $13,934.92 paid to date, $1,068x44 begin 12/1/2022 100% plan

proposed plan $1048x45 begin11/2022 base plan
paid in $13,394.92
40 months to go
Matter ResolvedRequest
Adjourment
15511/22/2022 10:00 am21-16382 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 8 of 16 required payments   Arrears: $4,900.00  Total Paid In: $7,381.00
AS OF 11/7/2022 (at):

1. Need amended I and J.

2. Need updated proof of income showing no overtime.

3. Need 2021 tax return.

MP proposes: $427 x 14, $308.47 x 46, base
Arrears: $4,500

(Plan modified to reduce trustee payment since debtor is no longer receiving overtime payments at job. Plan also modified to add trustee arrears to date in the amount of
$2700 . Trustee consent needed)
Matter ResolvedRequest
Adjourment
15611/22/2022 10:00 am21-18318 / MBKSTEVEN D PERTUZ, ESQConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $198.00  
As of 11/17/22(mk):

>adj request uploaded - 341 docs there .Atty has proof of 2 electronic payments.

*Per conversion Order- case to be reconverted and not dismissed if it ends up facing that.

no 341 docs
No payments(0/2).

>>also: Hud Uploaded for sale on 6/9/21 of Hackman St prop- debtor got 11,262( her 1/2 of proceeds total 22,525- what did she do with those proceeds?
Matter ResolvedRequest
Adjourment
15711/22/2022 10:00 am21-18490 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 11 of 13 required payments   Arrears: $631.00  Total Paid In: $5,456.00
AS OF 11/7/2022 (at):

1. Excessive expenses on J: $460/month for cable/internet/phone, $800/month for food and $600/month for transportation. Need proof of excessive expenses 10 days prior to confirmation.

2. Need updated proof of income and amended Schedule I.

MP proposes: $260 x 26 beginning 10/1/2022, base
Payments: $374 arrears

(Mortgage arrears and loan modification intentions have been removed. PennyMac Loan Services, LLC is now unaffected in the plan.
Debtor is paying pro rata to unsecured creditors due to excess income showing on Schedule J.)
Matter ResolvedRequest
Adjourment
15811/22/2022 10:00 am21-18758 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 13 required payments   Arrears: $1,314.00  Total Paid In: $13,479.00
AS of 11/8/22(mk):email to atty -ok to terms

**CAN REC CONFIRM AT $13,479 PTD, Then $1,314 x 48 Begin 12/1/22 Base. Remaining terms of prior conf apply.



MP proposes:$1,098 X 60 BEG 12/2022; ASE
Plan has run 12 mos and 48 remain
-creditor amts in MP are not accurate. NEEDS HIgher payment going forward




MP has pay Villages at Delaware Run $4273.76. THAT WAS SRRICKEN FROM PRIO PLA -NO CLAIM FILED -








Matter ResolvedRequest
Adjourment
15911/22/2022 10:00 am21-18992 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 9 of 13 required payments   Arrears: $1,532.00  Total Paid In: $8,130.00
AMT: TR LTR REQUESTIN CONDUIT TO PARTIES<>

AS OF 11/17/22 (SF)

If Motion to Reinstate Stay is Granted, may need conduit payments.


1. Objection filed by US Bank (Caine) - Debtor has fallen behind with post petition payments multiple times and the Stay has been vacated. Creditor objects to the stay being reinstated

2. Objection to Motion to Reinstate Stay (Caine) scheduled for 11/22/22 at 9

3. Plan proposes to add addition post petition arrears of $2044.59 (NEED ORDER)


MP proposes $1003 x 49 100% Plan
Plan has run 12 months with 48 months remaining
Arrears: $1645


Matter ResolvedRequest
Adjourment
16011/22/2022 10:00 am21-19003 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 13 required payments   Arrears: $0  
Total Paid In: $2,471.00
CONF AT: $1510 paid then 961 x 48 beg 12/1/21- min of 40,400 to gucs pro rata-Any dismissal shall trigger a one year bar from filing a Chapter 13 bankruptcy. Trustee will Pay IRS claim 20-1--Debtor shall sign up for ewage auto pay within 7 days of confirmation


11/10 Workup for the 11/22 calendar EDC
SAME ISSUES SINCE FEBRUARY

MP filed--received LM but at least $29,000 in gambling post bankruptcy. Needs dismissal with a bar or 100% with ewage

*Supplemental trustee obj filed;

--latest value of house on zillow is now $524,000--equity is now $102,632
--TOOK OUT PENSION LOAN WITHOUT COURT PERMISSION IN JUNE OF 2022 TO PAY BACK GAMBLING
DEBTS:
(1) The debtor did not act in good faith by incurring at least $29,000 in gambling debts while under the
supervision of the bankruptcy court under Chapter 13
(2) The debtors actions of taking the pension loan without court permission back in June of 2022 was
done in bad faith and impaired his ability to provide for the maximum benefit to creditors by creating a
pension loan deduction in his paystubs. updated POI shows $760 every 2 weeks for pension loans.
Previous to this deduction the debtor had $2680 in disposable income per paystubs.
(3) The debtors case should either be dismissed with a bar from re-filing for a period of one year or
should be confirmed with a 100% payout to all general unsecured creditors via mandatory ewage
deductions.
--- Excessive expenses on Sched J such as: Auto insurance $200 (verifies $102) and auto lease $650.
--- Proof of income verifies higher, there is disposable income $2,687. Paramedic income is $6419 monthly
and mp proposes 100 monthly
--- Must file Pre-confirmation certificate.
---The debtors' expenses increased by $1600 since filing with no explanation as to the reason for the
increase


*updated POI shows $760 every 2 weeks for pension loans. When were these taken out? Bad faith if just before filing--SEE ABOVE NOW THAT TOOK OUT PE
Matter ResolvedRequest
Adjourment
16111/22/2022 10:00 am21-19833 / MBKPRO SEConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 12 required payments   Arrears: $3,400.00  
ADJ to 1/25/23 Peremptory (dm)

11/2 - Order submitted to Chambers - Melissa Burton (DSO) stay relief to return to state court to determine arrears (dm)

ADJ to 11/22/22 - MBK granted stay relief on 8/31/22 to fix pre-petition arrears claim in State Court (dm)

ISSUES AS OF 9/1/2022 (DM):

 MBK scheduled Evidentiary Hearing and Cross MFR for 10/3/22.

1) Ex-wife, Melissa Burton (CANDYCE SKLAR) OBJs - $113,397 priority DSO claim (UNRESOLVED).

2) This is a 1 creditor case.

3) Trustee OBJ:
- Debtor has insufficient income.
- Need proof of income for Anderson Management business (UNRESOLVED).
- Need P&L statements (UNRESOLVED).
- Need Business Forms for Anderson Management (UNRESOLVED).
- Need Certification regarding ownership interest and assets of Anderson Investments (CERTIFICATION UPLOADED 4/8/22 IS NOT SIGNED).
- Need proof of $3,500/month in DSO payments (UNRESOLVED).
- Tax refund of $2,323 was not prorated and included in disposable income calculation.
- Debtor's counsel must file a Fee App within 7 days of confirmation.
- Vesting at discharge - Trustee must be added as loss payee on insurance policies.
- Need statement for National Life Insurance policy (UNRESOLVED).
- Need statement for Rydberg Technologies stock account (UNRESOLVED).


Prop. Plan $100 x 7, $1,200 x 53, 100% Plan
PTD 8/9 = $1,900
Last Claim (1-1)
Matter ResolvedRequest
Adjourment
16211/22/2022 10:00 am22-10206 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanContinued
1/25/2023 10:00 am
Debtor has made 275 of 11 required payments   Arrears: $2,400.00  
ISSUES AS OF 11/17/2022 (DM): Atty to get an appraisal of the debtor's musical inventory

1) Trustee Suppl OBJ:
- Plan must remain at 100% based upon $104,775 non-exempt equity in personal assets including collectibles $3,000, business inventory $98,675 and Harley Davidson $3,000.

2) Trustee OBJ:
- Need P&L statement for eBay sales (UNRESOLVED).

***RESOLVED ISSUES***

A) IRS filed $2,498.84 priority claim that includes estimated taxes for 2018 thru 2021 (AMENDED TO $13,453.61 - MP PAYS).

B) IRS filed a general unsecured claim that includes estimated taxes for 2016 thru 2017 (AMENDED - OKAY).

C) State of NJ filed $17,970.84 amended priority claim that includes estimated taxes for 2018, 2020 and 2021 (AMENDED TO $7,088.32 - MP PAYS).

D) Plan proposes $137,813.61 secured pay in full treatment to TD Bank - creditor filed a secured claim for $110,029.59 (MP PROVIDES FOR PAYMENT AT SALE - SALE COMPLETED).

E) Trustee OBJ:
- Need CMA that includes comps that show dates of sale and sale price (MOOT, PROPERTY SOLD).
- Need 2021 tax return on or 5/31/2022 (RECEIVED).
- There are two different addresses for the residential property - 487 Edinburg Road and 487 Mercer Edinburg Road - which is correct? (MOOT - PROPERTY SOLD)
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $7,000 Ptd, $200 x 36 start 11/1/22, Base Plan
- Sale by 12/31/22
PTD 7/10 = $55,079.79
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
16311/22/2022 10:00 am22-10283 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $150.00  
nfa
ar resolve or hold
As of 11/17/22 (DS): 1. Need certification to confirm who the attorney fees are to be paid. (NEED CHAPTER 13 DISCLOSURE STATEMENT)

2. BELOW ISSUES NOT RESOLVED.

10/12/22 (DS): 1. Trustee obj to the following:
- Need 2 months bank statements from PNC Bank savings acct for April and May 2022.
- Proof of income verifies much higher, disposable income, 2021 Tax refund $2,113 not listed on Sched I. There would be disposable income $1,210.92

Prop Plan $150 x 60 begin 5/1/22; Base
Note: Attorney disclosure filed. Pre-conf cert filed 10/10/22.
Matter ResolvedRequest
Adjourment
16411/22/2022 10:00 am22-10347 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 10 of 11 required payments   Arrears: $330.00  
Debtor filed a Motion to Dismiss scheduled for 11/22/22. Wants settlement agreement entered before dismissal.

ADJ to 11/9 Peremptory - proposed settlement agreement is attached to adjournment request and is being circulated for signatures (dm)

ISSUES AS OF 10/4/2022 (DM):

 9/8/22 EDC update - per Kydala, they are entering into consent agreement.

 9/6/22 EDC workup for the 9/13 calendar - nothing done since 5/11 court date.

 MFR filed by Robert Starzinski/Estate of Ruth Benson Hauck and Estate of Joan Ann Starzinski - failure to administer the estate of Hauck as the representative.

Note - creditor in Adv. Pro. filed $238,238 unsecured claim - remaining unsecured claims total only $9,896.

1) Trustee OBJ:
- The Debtor's Plan is not proposed in good faith.
- Debtor has failed to file a feasible plan.
- Debtor has insufficient income - negative disposable income.
- Fails to add non-filing spouse income. 2020 tax return showed income from wages $164,389 and total income of $510,342.
- Need Dec & Jan pay stubs or P&L for non-filing spouse (UNRESOLVED).
- Need a current social security statement - statement provided is from 2019 (UNRESOLVED).
- Need Dec & Jan bank statements for Chase account listed on Sch B (RECEIVED JAN STATEMENT SHOWING $36,028 BEG BALANCE IN CHECKING/SAVINGS. THIS AMOUNT SHOULD BE EXEMPTED UNDER SCH C. EQUITY TO BE DETERMINED WHEN WE GET ALL OTHER PROPERTY INFO).
- Need copy of the Deed for Vermont property that debtor Deeded over to husband - he still owns the property (UNRESOLVED).
- Need copy of the HUD-1 statement for sale of real estate in Vermont or settlement statement or mortgage payoff as debtor testified she Deeded her interest in the property to spouse (UNRESOLVED).
- Need copy of Will/Probate documents for estate of Ruth Hauck listed on SOFA (UNRESOLVED).
- Need statement for the 200 shares of Apple stock listed on Sch B prior to filing date.
- Need 2021 tax returns (UNRESOLVED).
- Excessive Expenses Sch J: $500 home maintenance, $
Matter ResolvedRequest
Adjourment
16511/22/2022 10:00 am22-10573 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 11 required payments   Arrears: $4,615.00  Total Paid In: $27,857.00
ISSUES AS OF 11/15/2022 (DM):

 ADJ to 11/22 to confirm or dismiss - any submissions should be 10 days prior to Hearing

***For settlement purposes, the Trustee proposes a compromise on valuation and RECOMMENDS CONFIRMATION AT $23,080.58 PTD, THEN $4,696 x 51 STARTING 11/1/22, BASE PLAN WITH $66,195 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS TO PRESERVE THRESHOLD BASED ON SETTLED DISPOSABLE INCOME AND NON EXEMPT EQUITY IN RESIDENCE , STUDENT LOAN POC (2-1), (3-1), (4-1) AND (6-2) SHALL BE TREATED OUTSIDE THE PLAN, PRE-CONFIRMATION CERTIFICATION TO BE FILED WITHIN 7 DAYS, DEBTOR TO SIGN UP FOR TFS AUTO PAY WITHIN 7 DAYS***

(Calculation above includes Fee App pending 11/22/22).

 8/24/22 - AR FOR STATUS CONF ONLY

- CMA uploaded 8/17/22 is the exact same CMA as the original one submitted - exact same report but with different listing agents. List of repairs uploaded 8/8/22 are mostly for cosmetic upgrades/updates and not actual repairs. No updated proof of income provided - Application to Employ CPA as Accountant granted.

 AR, ADJ TO 8/24 PEREMPTORY WITH DOCUMENTS FILED BY 8/17

 ADJ to 8/10 for Ed's calculation on equity

1) Trustee OBJ:
- Form 22c has disposable income $11,526.26, which would require $691,575 minimum dividend to GUCs - still have questions about amended Form 22c.
- There is estimated non-exempt equity in real property of $194,827; 2014 Honda Odyssey $15,250, Wells Fargo checking acct# 4450 of $2,252.27 and Wells Fargo acct #6730 of $8,760.11.
- Need to file Pre-Confirmation Certificate (UNRESOLVED).

***RESOLVED ISSUES***

 Need to treat student loan outside for plan to work - ADJ to 7/27/22 (MP TREATS OUTSIDE IN PART 10)

A) IRS filed $21,817.49 priority claim not treated in the plan (MP PAYS)

B) MP provides additional $30,438 priority treatment to IRS - no POC filed (IRS PRIORITY POC AMENDED TO $52,058.32)

C) State of NJ filed $47,149.55 secured claim not treated in the plan (MP PAYS)

D) Rocket Mtg/Quicken Loans (KML) OBJs to confi
Matter ResolvedRequest
Adjourment
16611/22/2022 10:00 am22-11177 / MBKBRUCE J. DUKEOrder Vacate Dismissal of CaseContinued
1/11/2023 10:00 am
Debtor has made 10 of 10 required payments   Arrears: $0  

nfa
ISSUES AS OF 11/15/2022 (DM): need status of proposed conduit order.

 10/26 AMT: DRAFT CONDUIT TO PARTIES/NEED PP INFO

 MFR by Amerihome Mortgage - Debtor has made no post-petition payments (CONSENT ORDER ENTERED - ADDS $7,557.24 POST-PETITION ARREARS TO THE PLAN).

1) Trustee is unable to pay American Credit Acceptance for the 2019 VW Jetta without a filed POC or a consent order (UNRESOLVED).

2) Plan provides $5,400 priority treatment to Joann McGee for a DSO - Trustee is unable to pay this creditor without a filed POC or a consent order (UNRESOLVED).

3) Trustee OBJ:
- The debtor has insufficient income.

***RESOLVED ISSUES***

A) Amerihome Mortgage (STERN L) OBJs - $57,875.61 arrears not treated in the in the plan (MP PAYS).

B) American Credit Acceptance is listed in the Plan in Part 4g as $15,757.48 pay-in-full treatment, and in Part 6 as a lease. Is this a lease or a finance? (MP CORRECTS).

C) Trustee OBJ:
- There is $13,211 non-exempt equity in real estate (ONLY $160 GUCs - MP IS 100%)
- Domestic Support Obligation information (RECEIVED).
- Need homeowner's insurance renewal - policy provided expires 6/14/2022 (RECEIVED).
- Excessive Expense: $400/water, sewer, garbage; $540/telephone, cell phone (MOOT).
- Need to file Pre-Confirmation Certification with Court (FILED).


Prop. Plan $1,387.32 x 6, $1,441.12 x 64, 100%
PTD 9/9 = $12,702
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
16711/22/2022 10:00 am22-11230 / MBKPaul H. Young, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 10 required payments   Arrears: $1,400.00  Total Paid In: $3,200.00
11/16 workup for the 11/22 calendar

***Compromised--recommend confirmation at:
$3200 paid then $700 x 5 beg 11/1/22 then 1100 x 22 beg 4/1/23 pro rata


-late filed MP on 10/19 just adds the increase for the loan payoff but doesn't address other objections. Needs Judge.

- cars are in mothers name per atty

** Trustee objection to confirmation updated on 11/16:

-In response to income verifying higher by $250 on 10/18 amended J was filed and expenses were increased by $300 (increase insurance, spouse credit cards, transportation and added EZPass of $285)
---need a statement for the non filing spouse's PERS loan -payments end 2/1/23-NEEDS INCREASE OF $550 BEG 3/1/23
---the debtors plan consists of unnecessary or excessive expense items, such as: $510/month for car insurance; $819/month car payment; $689/month car payment (no cars on Schedule A/B); $850/month for transportation; $250/month for home maintenance - need proof of excessive expenses 10 days prior to confirmation EXPLANATION PROVIDED IS NOT SUFFICIENT. THERE ARE CAR PAYMENTS WITHOUT CARS LISTED ON THE SCHEDULES. THE HIGH AMOUNTS OF EACH CAR PAYMENT EXCEEDS THE ALLOWANCE. SCHEDULE J SHOULD BE REDUCED. THE AUTO INSURANCE IS IN THE NAME OF THE DEBTORS MOTHER.
---the debtor is not paying all disposable income into the plan - verified income is higher by $250 due to refund and spouses paychecks and leaves monthly disposable income of $678. This does not include the excessive expenses that need to be added back. If added back disposable would be closer to $1200 at a minimum retroactively to the filing date.
-debtor should not be paying for mothers car insurance of $130 monthly.

---------------------------------
RESOLVED ISSUES:

-explanation regarding need for year round yellowjacket treatments as an expense is insufficient(home maint reduced per amended J)
-need to file Pre Confirmation Certification RESOLVED, FILED
-need to resolve the estimated claims filed by the IRS (RESOLVED, AMENDED CLAIM FILED
Matter ResolvedRequest
Adjourment
16811/22/2022 10:00 am22-11484 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 10 required payments   Arrears: $0  

AR RESOLVE OR HOLD

AS OF 11/18/22 (SF)

1. Need something in writing from James DiMaggio, Esq. that he is not to receive the attorney fee of $3025 in this case. Also, the Attorney Disclosure Statement was filed by Mr. DiMaggio (STILL NEED)

2. Trustee objection:
- Need Bank statements from Wells Fargo checking acct from 1/27/22 - 2/25/22. (RECEIVED) There is $1942 non exempt equity

- Need Amendments to Schedules B and C to year, make and model of boat. (STILL NEED)

- The debtor has failed to supply proof of Social Security Number to the Trustee. (STILL NEED)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: - 22c
Line 34 takes mortgage and property taxes on real property that is listed surrendered.

- Auto insurance $703.68,(PLAN IS 100%)
- Sober living $800 (NOT RECEIVED)
- daughter's tuition $2,500 (RECEIVED, PAYMENT IS $2900 PER MONTH WHICH IS NOT ALLOWED) PLAN IS 100%

- Income verifies higher at $4,144, plan pays 100%.

- Sched J has 4 dependents, 2020 and 2021 tax returns only list 2 dependents. 22c takes
household of 6, case is above median and should be household of 4 not 6.

-missing the following docs: Auto insurance for 2004 VW Beetle and updated auto insurance for 2012 Chevy Police and 2012 Chevy Impala (insurance expired 5/20/22)

- Need 2 months bank statements from Santander checking prior to filing date (none provided)

- Need proof of Co-Debtor POI for Feb. 2022. (cO-Debtor started new job in February. Need amended Schedule I to include new income. Disposable income is now $4144. (RECOMMEND 36 MONTH PLAN)


Plan proposes $1605.63 x 60 100% Plan
Payments: 8/9 Arrears: $1605.52

RESOLVED ISSUES:
Auto insurance 2010 Ford Edge, 2008 Infiniti (RECEIVED)

- The debtor has undertaken an improper use of exemption. Specifically: 2012 Chevy
Caprice over exempts d(2) (vehicle in Debtor's insurance only). Only allowed $4,450. (Debtor get $4450 each and they only exempted $7857 so ok)
Matter ResolvedRequest
Adjourment
16911/22/2022 10:00 am22-11495 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 9 of 10 required payments   Arrears: $0  

ADJ to 11/22 for case to be dismissed (dm)
AR RESOLVE OR HOLD
10/31 workup for the 11/9 calendar EDC

**Sent email requesting updates to all EDC

1. Trustee obj to the following:
- Need 2021 Tax return, proof of auto insurance for 2006 Chevy and 2011 Ford, proof of insurance and valuation for the business (balance sheet) and personal and business bank statements for Jan and Feb. 2022.
- Excessive expense for boat $522 (Plan is 100%).
- Disposable income verifies $12,498 and 22c shows disposable income $9,339, which would require minimum dividend $560,340 (Plan is 100%).
- There is non-exempt equity $36,398.33 in real property and $11,100 in the business.
- Need to resolve creditor objections.
- Need outcome of the Adversary Proceeding by Jill Measley.(STAY LIFT)

2. Caliber Home (STERN & EISENBERG) obj to arrears not $7,288.44, POC filed $8,803.48.

3. Jill Measley (JOHN J. COUGHLIN) obj plan fails to identify creditor, plan fails include assets that were willfully transferred from Debtor to an insider and creation to of a sham entity to conceal assets. Debtor's real estate is undervalued by $150,000, Debtor's truck is also undervalued by at least $25,000 and Debtor's inactive business. Secured POC filed $140,904.82.(stay lifted to pursue action in State Court. How does this affect this case?)
Is this to be treated outside?

Prop Plan $250 x 12 begin 3/1/22; $1,000 x 48; 100% and Refinance on Patricia Ct by 3/1/2023
Matter ResolvedRequest
Adjourment
17011/22/2022 10:00 am22-11556 / MBKJOSHUA S. BAUCHNER, ESQ.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $500.00  
Adj to 1/11/23 Peremptory to finalize settlement agreement

11/10 workup for the 11/22 calendar EDC

-- Motion to Dismiss case for Bad faith filed by NextGear Capital on 11/22/22. ALSO Motion for Contempt By R.R.B.B Accountants for failure to comply with Supboena on same date

ADV. PRO. Filed By Next Gear. Going to Mediation.

--TR Objections in #3 above the --- remain unresolved.

7/18/22(mk). ORDER GRANTING MOTION TO ENFORCE HAS AT PARAG #4 CONF IS ADJOURNED TO 8/26/22- adj to 9/13/22

6/28/22(mk): Motion to Enforce Subpoena and adj conf. on 7/13/22- WAS GRANTED


As of 5/4/22(mk):
1. Motion to Quash Subpoena 5/11/22.

2. Motion to Extend Time ( Filed by NextGear Cap(N. Gaunce ,esq))to Object to Discharge- 5/11/22

3. Trustee Objection:
-There appears to be non exempt equity in the Tesla. NADA trade $33,600 for the 2014 model S- claim is $25, 354- So NE equity is 8,246.no exemption claimed on sch C
-amount of debt in the debtor(s) Plan exceeds
the statutory limit under 109(e).
Nextgear Capital in the amount of
$1,958,171 has a Superior Court case
pending for a fraudulent transfer. Case has been stayed due to the within bankruptcy
filing.
--need certification from debtor as to what debtor did with his share of the proceeds from
the sale of marital residence in Sept 2021 including documentation of what amount he
paid to people and name and addresses of persons whom he paid..
-Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.( NEED ESTIMATE FOR PLAN CALCULATION & PLACEHOLDER)
-need proof of $1,000/month is support listed on Schedule J.
-need Amendments to Schedules 22C which was filed blank.
-Is TR to pay post pet claims - Or not?
-need pre conf cert.
--------------------------------------
-need 2021 tax return by 5/31/22(Provided)
-need copy of the HUD-1 statement for sale of residence on 9/15/2021.(PROVIDED)
-need a statement for the TD Ameritrade account.(Provided)
-need January and Fe
Matter ResolvedRequest
Adjourment
17111/22/2022 10:00 am22-11918 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 9 required payments   Arrears: $2,504.00  Total Paid In: $5,837.00
11/14 workup for the 11/22 calendar EDC

**new MP and amended I & J within adding the terms of the mortgage resolution EDC--

CONFIRM
$5837 paid then $1252 X 29 BEG 11/2022; LM BY 4/30/2023 (153 N 7TH AV); 100% ($10,873 equity) -cotbs with Rushmore in 15 days-Trustee standard order of distribution---ewage within 7 days (f not done already)


-low base

ADJ to 9/28 for ePay to clear & debtor agrees for work-up at 100%

--If mortgage isssue resolved we can confirm at:
***$4670 paid then 1,167 x 32 beg 10/1/22 100% case with equity of $10,873--LM by 10/30/22---- Trustee standard order of distribution---ewage within 7 days (f not done already)

As of 7/21/22 Debtor attorney requested adjournment to resolve all issues
--Debtor now 3 payments in arrears including September--need ewage in order to confirm

--The proposed payments will pay 100% and resolve the trustee issues, so trustee OK if pays 100%. Need to resolve mortgage issues, however and LM

* MFR UMB Bank mortgage on for 9/28

* Trustee obj to the following:
--- Need Jan. & Feb. 2022 proof of income from Debtor and non-filing spouse, statement for spouse 401(k) loan balance prior to filing date and January bank statements from Bank of America acct#3973.
--- Excessive expenses on Schedule J such as: $550 Childcare/education (Schedule J list nephew as dependent with no age), $230 Sports, $175 Speech/therapy, $140 Tutoring, $680 Car payment and $280 Entertainment. Need proof of excessive expenses 10 days prior to confirmation.
--- There would be disposable income due to excess expenses.
--- 2021 tax refund $4,907 not listed on Schedule.
--- There is $10,075 in non-exempt equity in 2015 Honda Pilot and $798 non-exempt in the bank account total $10,873.


Proposed $1,167 x 36 begin 4/1/22; Base and Loan mod on North 7th Ave by 10/30/22
---------------------------------
RESOLVED ISSUES:
--- Add to confirming order Trustee standard order of distribution.
Prop Plan $1,167 x 36 begin 4/1/
Matter ResolvedRequest
Adjourment
17211/22/2022 10:00 am22-12269 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 91 of 9 required payments   Arrears: $150.00  Total Paid In: $13,706.00
11/10 Workup for the 11/22 calendar

CONFIRM $150 x 36 begin 4/1/22; 100% (equity of $350,000) and Sale on Mill St & Main St by 12/22/22--trustee to receive non-exempt proceeds from sale

-low base pending sale

*SAME AS LAST SEVERAL TIMES
ADJ TO 11/22 PEREMPTORY-DISMISS IF NJ STILL ESTIMATED

8/10/22 (DS): 1. State of NJ filed estimated tax claim, 2021 tax return not filed. Must resolve claim.

2. Nationstar (GROSS POLOWY) "431 Carranza Rd obj arrears, late POC filed $270.78. Need motion to allow Trustee to pay late filed claim. (CLAIM 6-1 WAS FILED ON TIME SO THE AMENDED CLAIM 6-1 IS TIMELY). OBJ W/D 8/24/22. TRUSTEE OK TO PAY

3. Non-exempt equity on all 3 properties remaining. Plan pays 100%, bar date has passed, pending is State of NJ estimated tax claim.

Is it OK to pay the Deutsche Bank $232.07 claim?

Prop Plan $150 x 36 begin 4/1/22; 100% and Sale on Mill St & Main St 9 months from filing date (12/22/22)
Note: Do not need CMA for 445 Carranza 8 acres of land, comps used are all vacant lands. 2021 TAX RETURN PROVIDED 7/22/22.
---------------
resolved
2. Nationstar Mtg (GROSS POLOWY) "431 Carranza Rd" obj that there are pre-petition
arrears owed, late POC filed with arrears $270.78. Obj must be resolved. OBJ WITHDRAWN-
5/25/22 (DS): 1. Trustee obj to the following:

- There is non-exempt equity on 3 properties total $368,561.66. Plan is proposing sale and 100% to gucs.
- The majority of properties on CMAs for all 3 properties are more than 6 months old. The Trustee only used comps that were 6 months from filing date. CMA values are different than the averages on the CMA 's provided. (100% PLAN)
3. Rocket Mtg (DENISE CARLON) "8 Mill St" obj to sale and arrears not paid. Obj must be resolved. OBJ WITHDRAWN, MOTION FOR SALE GRANTED 6/25/22, SALE OCCURRED 7/19/22, FUNDS FORWARDED TO TRUSTEE 7/26/22 $12,505.57.
Matter ResolvedRequest
Adjourment
17311/22/2022 10:00 am22-12417 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 9 required payments   Arrears: $0  

11/16/22 - amended State of NJ POC filed (dm)
ISSUES AS OF 11/14/2022 (DM):

***Debtor has only made 4 of 8 payments - RECOMMEND DISMISSAL***

 ADJ TO 9/28 - if POCs not amended by 8/15, then Atty needs to file motions (MOTION TO MODIFY NJ TAX CLAIM PENDING 12/14/22).

1) IRS filed $25,690.83 amended priority claim not treated in the Plan that includes estimated taxes for 2021 - AMENDED TO $18,727.83 - estimated note is due to pending examination (OKAY TO ADD??)

2) Township of Burlington filed $3,775.81 priority claim not treated in the plan (OKAY TO ADD??)

3) State of NJ filed $29,531.08 priority claim not treated in the Plan that includes estimated taxes for 2017 through 2019 and 2021 (MOTION TO MODIFY CLAIM PENDING 12/14/22).

4) Trustee OBJ: 100% PLAN
- Need tier plan when car loan payment of $837 ends 12/2024.

***RESOLVED ISSUES***

A) Well Fargo (BROCK & SCOTT) OBJs to plan silent on arrears owed - POC filed with arrears of $23,704.38 on a 2nd mtg on Anthony Dr. property (CONSENT ORDER TO PAY ENTERED).

B) Nationstar/Lakeview/Arvest (STERN E) OBJs - POC filed with arrears of $4,294.39 on a 1st mtg on Claflin Ave. property (CONSENT ORDER TO PAY ENTERED).

C) US Bank/SN Servicing filed POC with arrears of $1,517.53 on a 1st mtg on Anthony Dr. property - Plan treats as secured unaffected (OKAY TO PAY?? - Yes)

D) Santander/Chrysler filed POC with arrears of $82.12 on 2018 Jeep Wrangler - Plan treats as secured unaffected (OKAY TO PAY?? - Yes)

E) Trustee OBJ:
- Need CMA for both properties that provide dates (TRULIA SUBMITTED 9/20/22).
- There is $108,665 non-exempt equity in Anthony Dr property, $95,095 in Claflin Ave property, and $8,773 in 2018 Jeep Wrangler for a $212,534 total to gucs (ADD THRESHOLD TO CONFIRMING ORDER).
- Form 22c has disposable income $1,582, which would require $94,920 minimum dividend to gucs (100% PLAN).
- Attorney Disclosure lists attorney fees to be paid outside, however plan proposes $1,818 attorney fees to be paid through plan.
Matter ResolvedRequest
Adjourment
17411/22/2022 10:00 am22-12621 / MBKMAUREEN VELLAConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $2,156.00  
nfa
RESOLVE OR HOLD
ISSUES AS OF 11/15/2022 (DM):

***No MP has been filed. In order to pay claims below, the debtor would need to confirm at $10,059 Ptd, then $1,753 x 52 starting 12/1/22, Base Plan, pay IRS POC (1-2) as filed, pay $52,661.92 arrears POC (7-1) of JP Morgan; strike priority plan treatment of the Township of Woodbridge, strike secured plan treatment of Wells Fargo***

 ADJ to 11/22/22 Peremptory for debtor to file MP, amend Sch I & make payment(s) - dm

 8/5/22 Debtor attorney requested adjournment to allow time to revise Plan to recent settlements with Twp of Woodbridge and JPMorgan Chase.

1) MP proposes $32,773.99 priority treatment to the IRS - amended POC (1-2) filed by the IRS includes a $14,101.83 priority claim and a $24,309.74 secured claim (PAY PER POC??)

2) JPMorgan Chase (ROMANO GARUBO & ARGENTIERI) OBJs - $52,661.92 arrears and plan is not feasible. (UNRESOLVED)

3) Twp of Woodbridge (GOLDENBERG, MACKLER, SAYEGH) OBJs - $18,800.06 arrears, no claim filed, Bar Date has passed. Per Doc #21 letter states objection withdrawn. Mortgage company paid arrears in full. Recommend Twp of Woodbridge be stricken and not paid.

4) MP proposes $4,795.29 arrears treatment to Wells Fargo - no POC filed and Bar Date has passed. (STRIKE??)

5) Trustee OBJ:
- Form 122c, Line #45 has monthly disposable income of $3,300.75 which requires $198,045 minimum dividend to general unsecured creditors.
- Attorney fee is hourly so we need an estimate of fees as a place holder in Plan and a fee application with in 7 days of confirming order.
- Must file Pre-confirmation certificate. (FILED)

Note: 7/22/22 Per email from creditor the objection was withdrawn. Informed attorney that withdrawal has to be filed via PACER and if there is a consent order this also needs to be filed as well.


Prop. Plan $1,437 x 60, Base
PTD 7/8 = $10,059
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
17511/22/2022 10:00 am22-12691 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 8 required payments   Arrears: $500.00  Total Paid In: $3,500.00
ISSUES AS OF 11/18/2022 (DM): updated 11/22/22

Low Base Terms

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $500 x 36 STARTING 5/1/22, 100% PLAN, SALE OF EAST HAINES STREET PROPERTY BY 2/1/23, ALL NON-EXEMPT PROCEEDS FROM SALE TO THE TRUSTEE, OTBS BY US BANK WITHIN 30 DAYS, TRUSTEE TO PAY ON US BANK POC (3-1) PENDING THE SALE; TRUSTEE IS AUTHORIZED TO PAY NJSVS SECURED POC (5-1) IN THE AMOUNT OF $759.04***

1) SN Servicing (Jonathan Schwalb) OBJs - failure to correctly provide for regular monthly mortgage payments; failure to pay arrears of $70,510.29; speculative loan mod and as to sale of property, creditor will not agree to sale unless a consent order is entered giving stay relief should property not be sold within an appropriate time frame (DOES MP PAYING ARREARS AT A LOW BASE PENDING SALE RESOLVE THE OBJ??)

2) Trustee OBJ:
- Need to add non-exempt proceeds from sale to Trustee.

***RESOLVED ISSUES***

A) NJMVC Surcharge Violation System filed secured judgment claim in the amount of $759.04 which is not addressed in plan (OKAY TO PAY? - YES).

B) There are no tax sale certificate claims filed. There are 5 per plan priority claims listed in the plan. The bar date expired on 6/10/22. Should these claims be stricken? (MP REMOVES).

C) Trustee OBJ:
- Tax refund of $1,103 was not prorated and included in disposable income calculation (MOOT).
- There is $33,373 non-exempt equity in real estate (100% PLAN).


Prop. Plan $500 x 36, 100%
- Sale by 4/1/23
PTD 7/7 = $3,500
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
17611/22/2022 10:00 am22-12729 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $226.00  Total Paid In: $1,501.00
ISSUES AS OF 11/16/2022 (DM):

***TO CONFIRM, THE DEBTOR NEEDS $1,394.24 PTD, THEN $333 x 53 STARTING 12/1/22, PLUS ALL NON-EXEMPT PROCEEDS FROM CLAIM AGAINST THE ESTATE OF THE DEBTOR'S MOTHER, BASE PLAN; TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (1-3) IN THE AMOUNT OF $67.19; TRUSTEE SHALL DISBURSE FROM AVAILABLE FUNDS ON HAND FIRST TO SANTANDER UNTIL THE $1,400 DOWN PAYMENT IN THE CONSENT ORDER HAS BEEN PAID; PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 10 DAYS***

Note - it does not appear that the debtor has a regular bank account for TFS auto pay.

1) IRS filed $1,455.19 amended priority claim that includes estimated taxes for 2020 not treated in the plan. (AMENDED TO $67.19 - OKAY TO ADD??)

2) State of NJ filed $1,000 priority claim that includes estimated taxes for 2021 not treated in the plan. (AMENDED TO $0)

3) Santander (MORTON) OBJs to cram, 910 claim, proof of insurance and adequate protection payments not proposed for 2016 Ford Escape. (CONSENT ORDER SUBMITTED TO PAY $11,460.70)

4) Affiliated Management (BRACH EICHLER) OBJs to post-pet payments $491, not $400, and debtor has failed to execute renewal of rental leased. (AMENDED CONSENT ORDER ENTERED)

5) Trustee OBJ:
- Need 2021 Tax return. (RECEIVED)
- Plan fails to provide for a prompt cure of rental arrears to landlord. (CO ENTERED)
- Must resolve IRS estimated tax claim, 2020 tax return not filed. (AMENDED)
- Must file Pre-confirmation certificate. (UNRESOLVED)
- Add to confirming order non-exempt proceeds from disputed claim from mother's estate to Trustee.


Prop. Plan $244 x 60, 0%
PTD 5.5/7 = $1,394.24
Last Claim (9-2)
Matter ResolvedRequest
Adjourment
17711/22/2022 10:00 am22-12794 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 7 of 8 required payments   Arrears: $1,345.00  
ISSUES AS OF 11/18/2022 (DM):

*** AR NEED PROOF OF FILIMG IRS taxes are still estimated for 2020 and need resolution of JPMorgan objection***

 9/30/22 (DM): Debtor attorney requested another adjournment because income has changed and 2nd mtg objection is still unresolved - ADJ to 11/22/22 Peremptory.

 8/24/22 (DS): Debtor attorney requested another adjournment to resolve estimated tax claims.

 7/18/22 (DS): Debtor attorney requested adjournment, needs to amend schedules due to debtor change of employment.

1) IRS filed $17,751.77 priority claim that includes estimated taxes for 2020 (UNRESOLVED).

2) Select Portfolio (FEIN) OBJs - $5,561.01 arrears not treated in the plan on Hamilton Ave property (CONSENT ORDER ENTERED TO PAY).

3) JPMorgan Chase (MCCALLA RAYMER) OBJs - $91,326.36 arrears on King Ave property (UNRESOLVED).

4) Trustee OBJ:
- Need proof of income for new job at Richii Page (UNRESOLVED).
- Need proof of income for new job at Silvi Materials (UNRESOLVED).
- Amend Sch J to remove 2nd mortgage payment on residence (UNRESOLVED).
- Debtor has exceeded 522(d)(5) exemption by $4,598.
- Excessive Expenses: $714 car insurance.
- Tax refund of $8,386 was not prorated and included in disposable income calculation.
- There is $4,598 in non-exempt equity in personal property, pending review of bank
statements for TD accounts #6714, #1483 and #6206 (100% PLAN).
- Need to file Pre-Confirmation Certification (FILED).
- Need to amend Attorney Disclosure Statement - need to check the box that fees will be paid through the plan (UNRESOLVED).


Prop. Plan $1,345 x 60, 100% Plan
PTD 6/7 = $8,070
Last Claim (5-2)
Matter ResolvedRequest
Adjourment
17811/22/2022 10:00 am22-13002 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $567.00  
SEE DEBTOR BRIEF SEE CAR LENDER OBJ TO CONF
RESOLVE OR HOLD
ISSUES AS OF 11/18/2022 (DM): email sent to Debbie & John regarding a reply brief.

1) AmeriCredit (MORTON) OBJs to plan surrendering in full satisfaction - POC (15-1) Deficiency Claim for $3,806.73 has been filed (RESOLVED or UNRESOLVED??)

2) Plan proposes cram of $11,185.81 on Kia Sportage - POC (14-1) filed with a $8,143.98 total claim (PAYING $11K or $8K?? - pay per POC)

3) Trustee OBJ:
- There is $57,286 non-exempt equity in real estate - plan needs to be 100%.
- Must file Pre-confirmation certificate.
- Excessive Expenses Sch J: $650 cable/internet/phone (Proof provided from cable/internet bill is $247 - debtor is in arrears $676.36 - bill has $50 one time activities charge to restore services 3/31/22. Cell phone bill also has arrears - monthly payment is $227.74 total expense $475); and transportation $1,155 (allowed $710 per 122c). PLAN NEEDS TO BE 100% DUE TO NON-EXEMPT EQUITY.
- Need updated auto insurance - expired 4/25/22 (RECEIVED).

Note: Service to Kia done 5/17/22. Debtor has insufficient income. Disposable income verifies $149.43. Based on excessive expenses, debtor would have disposable income $769.

***RESOLVED ISSUES***

A) US Bank - 1st mtg (RAS) OBJs to Loan Mod - $22,363.73 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 8/3/22 OR AS EXTENDED BY COURT ORDER - What is the status of Loan Mod?? - LOSS MIT EXTENDED TO 10/5/22 & DEBTOR HAS TRIAL MOD)

B) Real Time Resolutions - 2nd mtg (STERN E) OBJs - $1,109.06 arrears not treated in the plan (CONSENT ORDER ENTERED TO PAY ARREARS).

C) Westlake Financial filed $10 arrears claim on 2015 GMC Acadia (CONSENT ORDER ENTERED TO PAY POST-PETITION CLAIM, FEES & COSTS)


Prop. Plan $567 x 60, Min Div $17,339.03
- Loan Mod on Seward Ave 6 months
PTD 6/7 = $3,402
Last Claim (17-1)
Matter ResolvedRequest
Adjourment
17911/22/2022 10:00 am22-13165 / MBKMark S Cherry Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 8 required payments   Arrears: $0  

11/15 workup for the 11/22 calendar

*As of 10/25/22 Debtor attorney requested adjournment to allow Debtor to pay arrears and filed another mod plan. Adjourned peremptory, no further adjournments. Debtor is $12,291 post petition for mortgage and $2699 to trustee (only 1 payment made in the last 5 months). PLUS TRUSTEE ISSUES UNRESOLVED SINCE JUNE

As of 10/21/22 (DS): 1. Mod Plan filed to pay mortgage arrears, removes loan mod and conduit payments. Plan propose $2,037.05 x 60 months pro rata

-Modified plan adds improper provison #2 to part 4d. This must be removed.
-needs automatic ewage setup prior to confirmation
-disposable income requires a 100% plan. This would increase plan payments to $2050 going forward.

** TRUSTEE ISSUES REMAIN UNRESOLVED SINCE JUNE:
----Modified plan adds improper provison #2 to part 4d. This must be removed.
----The debtor needs automatic ewage setup prior to confirmation
---The disposable income requires a 100% plan. This would increase plan payments to $2050 going forward.
--- Need (1) 401(k) loan balance statement, prior to filing date; (2) Statements for Mutual of Omaha and Royal Neighbors of America insurance policies, prior to filing date (attorney provided Wells Fargo Bank statement showing monthly payments for each $60.95 Mutual of Omaha and $202.19 for Royal, not balance statements); (3) 2 months proof of income from spouse, prior to filing date.
--- There is disposable income $4,699. Bar date has passed 6/28/22, total unsecured claims filed $5,956.63. Case should be 100% to unsecured.
--- Excessive expense on Sched J for Life insurance $450 and cable/internet/phone $695.
--- There may be non-exempt equity in life insurance, pending statements.
--- There is non-exempt equity 2015 Ford Edge $33.37, Computers/laptop $25, Clothing $1,000, Emigrant Bank acct $130.75, Wells Fargo acct#6150 $487.64, Wells Fargo acct#6964 $33, Wells Fargo acct#0671 $209.53, Wells Fargo acct#7942 $20.02 total $1,939.31.


Matter ResolvedRequest
Adjourment
18011/22/2022 10:00 am22-13230 / MBKVera Fedoroff, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $1,482.00  
peremptory
As of 11/14/22(mk):

--5/7/payments Arrears $1,482.

**MFR by Elizabeth Bohen(ex wife)(Winters) on 11/22/22 to proceeds with matrimonial issues in Superior Court.

>Late filed claim by the IRS

>Late filed claim (#7-1) by Eliz. Bohen- DSO &
Eq. Distribution total $606,151.49(45,060 as
priority DSO ).

> Late filed Estimated(no returns for 2019 & 2020) claim by ST. Of NJ- Div of Tax

> Late filed claim (#6-1) by MRA Plaza- lease
arrears. (appears to be from b'ness lease)

1. Trustee Objection:
-IRS PER PLAN CLAIM- no POC filed-gov bar has passed. Strike it ??
- Need atty disclosure statement. none was filed
-Amendments to Schedules J to remove real estate
taxes. Amended J still has re taxes on it. ( prop In Brick) owned by current wife.
-Debtor to provide HUD for residence and Colts Neck
property.(MK: not sure what this refers too)
- must file pre conf cert.
--------------------------
-Debtor to provide certification regarding the formation
and dissolution of Xigo LLC andXigo Inc.( PROVIDED)
-need proof of insurance for 2006 Saab(Provided)


Plan:$741 X 36 BEG 6/2022; BASE
5/7 Payments
Matter ResolvedRequest
Adjourment
18111/22/2022 10:00 am22-13412 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $300.00  
ADJ to 1/25/23 Peremptory (dm)

ISSUES AS OF 9/20/2022 (DM): very small estimated tax claims - need to resolve RAS objection and then terms can be proposed.

1) IRS filed $878 priority claim not treated in the plan that includes estimated taxes for 2021 - $100 general unsecured claim is also estimated for tax year 2017 (UNRESOLVED).

2) Wilmington Savings/Selene Finance (RAS) OBJs - $111,246.80 arrears - loan mod has not been offered or approved by Secured Creditor (UNRESOLVED).

Note - Loss Mit extended to 11/25/22.

3) LVNV Funding filed secured judgment POC (1-1) in the amount of $454.61 not treated in the plan - either pay claim or move against it (OKAY TO PAY?? - Yes)

4) Evolve Bank & Truste file secured judgment POC (3-1) in the amount of $1,079.35 not treated in the plan - either pay claim or move against it (OKAY TO PAY?? - Yes)

5) Trustee OBJ:
- There is $7,500 non-exempt equity in 2006 MBW 330 and $7,000 non-exempt equity in 2004 Infiniti 330i for a total of $14,500 non-exempt equity. There is also $40,909 non-exempt equity in real estate. A threshold of $55,409 (okay per Atty) should be preserved in the 100% Plan.
- Need amended Sch B & C to include 2010 Nissan Sentra and 2007 Chrysler Aspen LTD (FILED).
- NY State Insurance Fund monthly disability income of $400 is not listed on Schedule I (AMENDED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $300 x 60, 100% Plan
- Loan Mod by 11/1/22
PTD 5/5 = $1,500
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
18211/22/2022 10:00 am22-13435 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 8 required payments   Arrears: $0  

ISSUES AS OF 11/18/2022 (DM):

***Case was adjourned from 10/26/22 despite the last Trustee payment received from the debtor was in June - debtor to be current by 11/22/22 or dismiss - RECOMMEND DISMISSAL***

1) Plan provides $12,984.62 priority treatment to the IRS - secured POC filed by the IRS (PAY PER POC??)

2) Plan provides $4,147 treatment to Chesterfield Holdings for lease arrears through the Plan subject to Rental Assistance Program - no POC filed (STRIKE??)

3) Trustee OBJ:
- Income verifies higher ($3,644) than scheduled ($3,001) resulting in $1,215 monthly disposable income.
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Needs to identify the vehicle being surrendered in plan (MP RESOLVES).
- The confirming order should provide for all non-exempt proceeds from the estate of Anthony Leonardi.


Prop. Plan proposed plan $561x60, Base
PTD 2/6 = $1,122
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
18311/22/2022 10:00 am22-13529 / MBKJavier L. Merino, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $350.00  



AS OF 11/19/22 (SF) Per DM's note below, the loan will not be modified which makes the plan infeasible.

1. Objection filed by Planet Home Lending, LLC (Schwalb) - failure to pay arrears of $142010.26; speculative loan mod and failure to correctly provide for post petition payments of $1669.17 (IS THIS RESOLVED - per 10/26/22 email, the loan will not be modified due to previous Loan Mod in 2015 - dm)

2. Loss mit order expires on 10/28/22

3. Trustee objection:

- Verified income leaves monthly disposable income of $2,918.20.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,281.00
when determining disposable income.
- There is $86,377 in non exempt equity in the residence. (100% plan )
- Need to file Pre-Confirmation Certification.


Plan proposes $350 x 60 100% Plan, Loan Mod by 10/31/22
Payments: 5.5/6 Arrears: $550

RESOLVED ISSUES:
- Property address on proof of claim does not match property address listed in schedules or Deed. (1939 Merrimac on schedules and Deed and POC has 1339 Merrimac (Need amended claim) (AMENDED)
- Need March and April bank statements for Santander account #5103. (MOOT, NOT DEBTOR'S ACCT. SON'S ACCT)
Matter ResolvedRequest
Adjourment
18411/22/2022 10:00 am22-13765 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 8 of 7 required payments   Arrears: $0  

mp in 14 days with reponse to feasiblity in 14 days EDC

11/14 workup for the 11/22 calendar EDC
*same as last time

1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-302.78 with proof of May tips.
- Need 2 months proof of income from Laurita Winery for tips income for June. Only received month of May, 2021 tax returns and 2 months bank statements from Ocean County Credit Union (RECEIVED BUT INCOME IS STILL NEGATIVE).

2. NewRez/Shellpoint (STEWART LEGAL) obj to arrears more. POC filed arrears $543,516.54. Motion to approve loss mit was granted 7/28/22 to be complete 90 days, which was 10/26/22 from date of order.

Prop Plan $200 x 12 begin 6/1/11; $1,900 x 48; 100% and Loan mod on Serpentine Dr by 12/1/22
Note: Tax refund no issue since there is no disposable income, unless it is proven.

-----------------------
Resolved:
- Need service to motions in plan. - SERVICE WAS ISSUED 9/23/22, WILL NEED TO ADJOURN TO ALLOW TIME FOR CREDITOR TO RECEIVE NOTICE.
Matter ResolvedRequest
Adjourment
18511/22/2022 10:00 am22-13967 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $1,408.00  Total Paid In: $8,448.00
ISSUES AS OF 11/14/2022 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,408 x 60 STARTING 6/1/22, 100% PLAN WITH $41,223 THRESHOLD PRESERVED, PLUS NON-EXEMPT PROCEEDS FROM PI CLAIM; LOAN MOD WITH PNC BANK PER THE LOSS MIT ORDER, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD; TRUSTEE TO PAY FNA POC (4-1) AS FILED; TRUSTEE TO PAY PRESTIGE FINANCIAL $405.06 ARREARS POC (1-1) FOR 2014 JEEP PATRIOT***

Note - above calculation includes pending Fee App for $1,547.50

1) Prestige Financial filed arrears claim $405.06 arrears claim on 2014 Jeep Patriot (OKAY TO PAY??)

2) Plan provides $63,991.44 secured treatment on FNA tax claim that includes 18% interest - POC filed for $61,962.27 (PAY PER POC?? - Yes)

3) PNC Bank (FEIN) OBJs - $76,560.94 arrears (CONSENT ORDER ENTERED - LOAN MOD BY LOSS MIT ORDER - currently extended to 12/5/22).

4) Trustee OBJ:
- Debtor has insufficient income (RESOLVED).
- There is $41,223 non-exempt equity in real estate (100% PLAN).
- Amended Sch I shows $6,500 contribution from family - only provided $1,500 in contributions - need additional certifications or another amend Sch I&J (RESOLVED).
- Need March, April & May bank statements for Wells Fargo (RECEIVED).
- Need March, April & May bank statements for Robinhood (RECEIVED).
- Need March, April & May bank statements for Crypto Currency (RESOLVED).
- Add to confirming order non-exempt proceeds from PI claim to Trustee.


Prop. Plan $1,408 x 60, 100%
- Loan Mod 6 months from filing date
PTD 6/6 = $8,448
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
18611/22/2022 10:00 am22-14164 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $9,318.00
ISSUES AS OF 11/18/2022 (DM): updated 11/22/22

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $7,765 PTD, THEN $1,553 x 54 STARTING 12/1/22, 100% PLAN WITH $51,910 THRESHOLD PRESERVED, LOAN MOD WITH US BANK BY 1/1/23, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD, OTBS BY US BANK WITHIN 30 DAYS; TRUSTEE IS AUTHORIZED TO PAY IRS POC 3-1 AND STATE OF NEW JERSEY POC 5-1***

1) IRS filed priority claim that includes estimated taxes for 2021 (AMENDED TO $2,351.03 - OKAY TO PAY).

2) NJ Division of Taxation filed priority claim for 2021 taxes (AMENDED TO $368.24 - OKAY TO PAY).

3) US Bank (Romano Garubo) OBJs - $92,387.78 arrears and plan is not feasible (OTBS-do not pay pending LM-LM by 1/1/23 or as extended).

4) Trustee OBJ:
- Need CMA with comparable sales within the last 6 months (UNRESOLVED).
- Need proof of insurance for the Ford Explorer (RECEIVED).
- Excessive Expenses: $575 cable/internet/phone.
- There is $51,910.33 non-exempt equity in real estate.
- There is $3,721 non-exempt equity in the Ford Explorer.
- Need to file Pre-Confirmation Certification.


Prop. Plan $1,553 x 60, Base Plan
- Loan Mod by 2/1/23
PTD 5/6 = $7,765
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
18711/22/2022 10:00 am22-14390 / MBKDEAN G SUTTON ESQConfirmation Hearing ScheduledContinued
12/14/2022 2:00 pm
Debtor has made 5 of 6 required payments   Arrears: $300.00  
if not resolved on for 2 pm
need motion to sell must be filed 11/16/22 (sf) (Adj request should not be granted as debtor's attorney does not have the consent of objecting creditor. Francis Ballak, attorney for US Bank/Actlien does not consent)

issues as of 11/18/2022 (JMA)

1) US Bank (Goldenberg Mackler) objection to confirmation - need to resolve
-US Bank is the owner of a municipal Tax Sale Certificate sold at a public tax sale on November 20, 2019
2) Trustee objection to confirmation - need to resolve
-A copy of the last filed tax return - for 2021 prior to confirmation.
-A Modified Plan that proposes a minimum plan length of 36 months.
-Amendments to Schedules C to specify the exact amount for each exemption taken.
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: $450/month for cable/internet/phone
$500/month for food for one Need proof of excessive expenses 10 days prior to confirmation
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $498,000 in non exempt equity in the residence. (100% PLAN )
-Confirming order must provide for all non-exempt proceeds from personal injury claim

proposed plan $300x12, lump sum $70,000 on 7/1/2023 with sale of property by 7/1/2023 100% plan
paid in $1,200
arrears $300
last claim 6
Matter ResolvedRequest
Adjourment
18811/22/2022 10:00 am22-14488 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 6 required payments   Arrears: $0  

11/16 workup for the 11/22 calendar

Plan will need around $7500 going forward if paying both claims. Not feasible. Proof of income doesn't support this and debtor's proof is only a statement that he expects to make more money next year.

Pending Fee App for $7,126.05 through the plan (dm)

1) ABS Loan Trust V (Frenkel Lambert) objection to confirmation - need to resolve
-pre petition arrears are estimated at $967,603.50--reduces ABS Loan and Trust pre petition arrearage claim from $967,603.50 to $190,003.50-OK TO PAY--how is this going to be feasible along with the $204,970 claim

2) US Bank (RASC) objection to confirmation - need to resolve
-loan modification has not been offered or approved by secured creditor
--pre petition arrears $204,970.02
--HAS MFR on for 11/22 also

-still need to file Pre Confirmation Certification with Court

-Ally filed a claim for $21 on the Lexus-WE WILL PAY UNLESS ATTORNEY WANTS TO MOVE AGAINST CLAIM

-Motion to void lien US Attorney and Atlantic Plywood

proposed plan $500x12 begin 7/1/2022, $5,000x48 begin 7/1/2023 with loan mod by 6/1/2023 base plan
paid in $1,500
last claim 7
-------------
RESOLVED:
3) Debtors counsel filed a motion to reduce ABS Loan and Trust pre petition arrearage claim from $967,603.50 to $190,003.50
-motion to be heard by the Court on 9/13/2022 - MOTION GRANTED
Matter ResolvedRequest
Adjourment
18911/22/2022 10:00 am22-14675 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $1,628.00  
AS OF 11/18/22 (SF)

Jenkins substituted in. Need something in writing as to who will receive the attorney fees in the case.

1. IRS unsecured claim 1-2 is estimated (NEED AMENDED CLAIM) Missing 2018 Return

2. Trustee objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information
- Amendments to Schedules amend Petition to correct spelling of debtor 's last name.
- income verifies higher than scheduled
- The Schedules fail to account for the debtor(s) tax refund in the amount of $617/$3,846 when determining disposable income.
-both debtor and spouse received tax refunds for 2021, they are not included as income on debtor's schedules
-need to file Pre-Confirmation Certification

Plan proposes $850 x 4, $1239 x 56 0%
Payments: 4/5 Arrears: $1239


RESOLVED ISSUES:
1. Objection filed by Deutsche Bank (Jennings) - failure to pay arrears of $50,859.40 (RESOLVED VIA ORDER)

2. Santander filed arrears claim 2-1 for $7517.10. The plan lists this creditor as unaffected (MP FILED)
Matter ResolvedRequest
Adjourment
19011/22/2022 10:00 am22-14739 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 17 of 6 required payments   Arrears: $0  

AS OF 11/17/22 (SF) Per atty, ok to dismiss/hold fees. Debtor is unable to proceed with case.

Attorney says that tax judgments appeared in judgement search so she wishes to adjourn to allow time for tax claims to be filed. Also need to resolve income issue.


1. Trustee objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021.
- A Modified Plan that provides for a sale plan.
- Proof of income verifies higher, there is disposable income $6,165. (MUST RESOLVE)
- There may be non-exempt equity in real property pending mortgage claim filed (100%
Plan).
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution

Plan proposes $875 x 3, $200 x 33 100% Plan, Sale by 11/15/22
Payments: $3436 Received

Matter ResolvedRequest
Adjourment
19111/22/2022 10:00 am22-14874 / MBKMICHELLE LABAYENConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $50.00  Total Paid In: $4,800.00
(updated)
11/14 workup for the 11/22 calendar EDC

CAN AGREE TO $4000 paid to date then $850 x 55 beg 12/1/22 pro rata with minimum of $48,000 to gucs

As of 10/7/22 (DS): Debtor attorney requested adjournment to allow time to provide Debtor's certification and proof of what was done with funds from sale.

** Counsel needs to take a d5 exemption on some of the money from sale. No exemption taken.

*Trustee obj to the following:
--- Need proof that the Ameriprise account or whatever account(s) that debtor testified holds balance of sale of home proceeds on sale sold. PER EMAIL FROM ATTY ACCT IS AMERIPRISE. $48,000 IN ACCOUNT NOW.
--- Need Debtor's certification and proof on what was done with the funds $99,158 on real property sold 4/19/21. CERT SHOWS $35,000 TO TAXES. ALSO CLAIMS LOST $25,000 IN GAMBLING BUT NO PROOF PROVIDED. IF WE DON'T INCLUDE GAMBLING THERE IS $64,158 THAT NEEDS TO BE EXEMPTED
--- Income verifies higher ($6,228.27) then scheduled ($4,459.74) resulting in disposable income, after deduction of expenses, of $ 1,986.27.
--- Excess income on Line 45 of Form 122c shows monthly disposable income of $780.34, which requires a min. $46,820.40 dividend to gucs.

Prop Plan $800 x 60 begin 7/1/22; Base
Note: HUD provided, which shows Debtor received $99,158 from the proceeds of sale on
Matter ResolvedRequest
Adjourment
19211/22/2022 10:00 am22-14889 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $10,800.00
AS OF 11/18/22(SF)

RECOMMEND $1800 X 36 (BEGIN 7/1/22); $2150 X 6 (BEGIN 7/1/25); $3895 X 18 (BEGIN 1/1/26) BASE W/MIN $55,726 TO GUCS PER N/E IN REAL ESTATE
- NEED UPDATED PROOF OF INCOME BY 5/31/23
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS



Need attorney's breakdown of income calculations and amended Schedules I and J. (9/27/22 - PER ATTY, DEBTOR WILL RELY ON PROJECTED FUTURE INCOME AS THE DEBTOR WILL BE WORKING MORE OVERTIME) Debtor is current with payments

1. JPMorgan Chase filed arrears claim 7-1 in the amount of $99.25 (OK TO PAY?)

2. There is non-exempt equity of $55,726.86 in residence. Sent to Mk for supplemental obj.

3. Need copy of 401k loan Statement (LOAN EXPIRES IN 12/2025 -39 MONTHS) ADDTIONAL $949.31 WILL BE AVAILABLE

4. Plan does not appear to be feasible. Income verifies as negative $-544.75

5. Trustee objection:

- The debtor has undertaken an improper use of exemption. Specifically: Trustee objects to debtor's exemption of liquidated retirement annuity under (d)(10(E). Once converted, those funds are now considered disposable income so elements of statute must be proved. need debtor certification as to this. (DEBTOR LIQUIDATED RETIREMENT ACCOUNTS AS HE WAS SENDING MONEY TO A PERSON WHO DEFRAUDED HIM. SEE CERT DOC 16) NEEDS ATTY REVIEW

- As of now, and pending receipt of requested bank statements, there is nonexempt equity in savings bank accts of $4,933 and unless resolved, checking $9,751-which is the converted retirement funds the trustee has objected to debtor's exemption.

-need valuation of timeshare (STILL NEED. CERT SAYS ITS WORTH ZERO)

-Need Statements for April and May 2022 for the following accounts Chase #2038; Chase #5401; TD #6678; Citizens #1218

-Trustee requests explanation of how debtor 's income was calculated on schedule I as income was verified at less than scheduled on I.

-must file a fee application w/in 7 days of confirming order.

-need to file Pre Confirmation Certification with Court

6. Auto lo
Matter ResolvedRequest
Adjourment
19311/22/2022 10:00 am22-14893 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledDismissedDebtor has made 3 of 6 required payments   Arrears: $0  

11/10/22 (SF) - (per attorney, ok to dismiss)

ADJ to 11/22 - debtor has 2 sisters that are going to contribute to address feasibility & landlord is represented and atty has been in contact to resolve objection (dm)

AS OF 10/5/22 (SF) PLAN IS NOT FEASIBLE - Adj request denied. Must file modified plan


1. Objection filed by Vincent L. Devivo (Ragan) - insufficient information provided for contribution from friend and monthly lease amount is $4500, not $3000.

2. Motion for Relief by Vincent Devivo scheduled for 9/13/22 (OTBS)

3. Plan proposes to pay $45,000 to Landlord but no claim filed. Bar date expired on 8/24/22. Proposed plan is not feasible. Plan only proposes $12,000.

4. Trustee objection:
- The debtor has insufficient income income is negative.
- The debtor has failed to supply proof of Social Security Number to the Trustee.
- non exempt equity in bank account $35,261.73, Debtor must pay a minimum $35,261.73
dividend to general unsecured creditors
-plan does not propose a prompt cure of rental arrears
-need to file Pre Confirmation Certification with Court


Plan proposes $200 x 60 Base
Payments: 3/4 Arrears: $200
Matter ResolvedRequest
Adjourment
19411/22/2022 10:00 am22-14919 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 6 required payments   Arrears: $0  

issues as of 11/17/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-The debtor has insufficient income, disposable income verifies $ -56.59
-A copy of the last filed tax return - for 2021
-A Modified Plan that removes Bank of America mortgage . this was error. there is no real property. RESOLVED, FILED
-Must file Pre-confirmation certification with the Court RESOLVED, FILED
2) NJ Division of Taxation - 2020-2021 estimated priority claim - need to resolve

proposed plan $126x60 begin 7/1/2022 base plan
paid in $390
arrears $240
last claim 12
Matter ResolvedRequest
Adjourment
19511/22/2022 10:00 am22-14960 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $703.00  Total Paid In: $2,100.00
AS OF 11/21/2022 (at):

RECOMMEND: $2,100 PAID TO DATE, $703 x 55 BEGINNING 12/1/2022, 100% TO UNSECURED CREDITOR
Claim #6 filed by Denise Murray will be paid through the plan.
Need order resolving objection by Denis Murray within 10 days of confirmation.
Need to file Pre-Confirmation Certification within 7 days of confirmation
Preserve non-exempt equity of $22,261.00 in residence.

1. Objection filed by Denise Murray (Pro Se) - Plan is silent as to her priority claim #6 in the amount of $13,667.04. Claim was filed late, but debtor's attorney has advised he will allow the late claim.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information need form. (NOT RECEIVED)
- Need updated proof of insurance for the 2003 Chevy, 2005 Harley, 2010 Jayco and 2016 GMC. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $ 2,952.50.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection filed by Denise Murray. (UNRESOLVED)

*********************************
RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $22,621 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $500 x 50 beginning 7/1/2022, not less than $12,000 to unsecured creditors
Payments: 4/5, arrears $400
Matter ResolvedRequest
Adjourment
19611/22/2022 10:00 am22-15024 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanWithdrawnDebtor has made 3 of 6 required payments   Arrears: $751.00  
MP FILED AND SCHEDULED FOR 12/14/22
Matter ResolvedRequest
Adjourment
19711/22/2022 10:00 am22-15067 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledWithdrawnDebtor has made 7 of 6 required payments   Arrears: $1,000.00  
AMT: NEW PLAN DOC #32 FILED 11/17<<>>

11/15 workup for the 11/22 calendar EDC
2 payments in arrears

-loss mit extended to 1/16/23

*Trustee objection:
--Domestic Support Obligation information
--Need May and June bank statements for American Express account.
--There is $10,081 in non exempt equity in the bank accounts.
--Need to resolve the estimated claim filed by the State of NJ.
--Confirming order must provide for all non-exempt proceeds from personal injury claim.

*POI provided is less than scheduled. There is negative income.

proposes 500/36, LM: 135 KINGD RD - 6MOS FROM FILING, 100%
-----------------------
Resolved:
--Need to file Pre-Confirmation Certification.
--Need to resolve objection by Select Portfolio/Bank of New York Mellon. OS
Matter ResolvedRequest
Adjourment
19811/22/2022 10:00 am22-15092 / MBKMoshe Rothenberg, Esq.Confirmation Hearing on Modified PlanDismissedDebtor has made 5 of 6 required payments   Arrears: $0  

11/22/22 (SF) Received email from debtor's attorney that he does not oppose dismissal of case today. Once he has required documents, will file motion to reinstate.


AS OF 11/15/22 (SF) No discharge case and plan proposes 0%

Homeowner's Insurance:
1013 Aspen Dr will expire on 11/22/22
316 Park Ave will expire on 1/5/23
15 Woodland Ave will expire on 1/30/23


1. Objection filed by Toyota Motor Credit (Stewart) - the plan does not provide treatment for creditor. Plan should be amended to include creditor in Section 4(f)(PER ORDER NOW OUTSIDE)

2. Objection filed by Select Portfolio (Lebron) - (316 Park Ave) failure to pay arrears and objection to cram

3. IRS priority claim 1-2 is estimated (NEED AMENDED CLAIM)

4. State of NJ priority claim 7-1 is estimated (NEED AMENDED CLAIM)

5. Trustee objection:
- Need Proof of rental income - (updated) for Hightsown and Ewing/Plainsboro properties
- Need Business profit & loss statements
- Need A copy of the last filed tax return - for 2021 prior to confirmation.
- Need a Modified Plan that updates the debtors intent to keep the Hightstown property
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,595.00 when determining disposable income.
- There is $53,225 in non exempt equity in the bank accounts.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution,
- Need to file Pre-Confirmation Certification.
- Debtor updated the Court and Trustee with her new mailing address and residence.


Plan proposes $3250 x 60 0%
Payments: 5/5

Matter ResolvedRequest
Adjourment
19911/22/2022 10:00 am22-15178 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 4 of 6 required payments   Arrears: $200.00  
file MP in 14

AS OF 11/7/2022 (at):

1. Need proof of service on Intrinsic Value Fund for strip off of 2nd mortgage. (CERT OF SERVICE NOT FILED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that removes Interstate Intrinsic Value Fund (2nd mtg) from Section 4d and 7c, due to plan proposing loan mod and loss mit filed. Modified Plan to be filed within 14 days. (MODIFIED PLAN DOES NOT REMOVE STRIP OFF)
- The Plan needs to run 60 months pursuant to the B22C form.
The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - ; insurance provided is a
binder/application, not declaration page. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c has disposable income $3,698, which would require minimum dividend $221,880 or 100%
to gucs. (BAR DATE HAS PASSED AND GUC'S ARE $0)
- Plan does not propose non-exempt equity. (LANGUAGE ADDED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $41,911.84 and bank account $34,329.20
(Debtor's half interest). (LANGUAGE ADDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Health insurance $290 (already listed on Sched I deductions).By
- Proof of income verifies higher, there is disposable income $1,090.
- Updated auto insurance, insurance expired 8/2/22. (RECEIVED)

Modified plan before confirmat
Matter ResolvedRequest
Adjourment
20011/22/2022 10:00 am22-15248 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $500.00  
NFA

ISSUES AS OF 11/18/2022 (DM): updated 11/21/22

1) State of NJ filed $1,012.33 priority claim that includes estimated taxes for 2021 (UNRESOLVED).

2) IRS filed a general unsecured claim that includes estimated taxes for 2021 (UNRESOLVED).

3) Deutsche/Ocwen (RAS) OBJs - $163,981.05 arrears and sale is speculative (COTBS - SALE NO LATER THAN 6/1/23).

4) Trustee OBJ:
- Need 2 months proof of income for spouse listed on Sch I as draw from business since spouse is listed on Business Forms as employee (UNRESOLVED).
- Need 2021 tax return (UNRESOLVED).
- Need updated auto insurance.
- Need 2 months bank statements for Wells Fargo business acct (UNRESOLVED).
- Must add to confirming order all non-exempt proceeds from sale of Village Dr to Trustee.
- Must file Pre-confirmation certificate.

- Business Forms do not list value of assets, Sch B has value $1,250. Needs explanation.
- Need explanation of P&L: Business Forms has employees each paid $2,000 to Rosa (spouse) and $1,900 paid to Vincent, but P&L only has $5,242.60 for 6 months, which estimates at $873. Also, P&L has payroll taxes for Rosa (spouse) $4,236.29 for 6 months which estimates monthly at $706. Is she paying taxes or is this income and why is payroll taxes almost the amount of employee wages? May need to amend P&L.


Prop. Plan $500 x 36, Base
- Sale of Village Dr 6 months after Conf
PTD 5/5 = $2,500
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
20111/22/2022 10:00 am22-15335 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $750.00  
11/16 workup for the 11/22 calendar EDC
NEED UPDATED CAR INSURANCE STILL OR WILL GET DISMISSED

1) Trustee objection to confirmation - need to resolve
- Need updated car insurance prior to confirmation.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $17,389.25 in non exempt equity in the residence pending review of updated CMA.
- There is $13,325 in non exempt equity in the Dodge Ram.
- There is non exempt equity in the Robinhood account. (THE IRS STATEMENT PROVIDED FOR ROBINHOOD DOESNT HELP. WE JUST NEED THE LAST ROBINHOOD STATEMENT PRIOR TO FILING)
- Need to file Pre-Confirmation Certification.
- Need a statement for the whole life insurance policy showing cash surrender value.
- Need updated comps for the real property w/in last 6 -8 mos

proposed plan $500x60 base

--------------------
RESOLVED:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $379.00 when determining disposable income. OK
- Need June and July bank statements for Bank of America checking and savings.DONE
- A copy of the last filed tax return - for 2021 prior to confirmation.(DONE)
Matter ResolvedRequest
Adjourment
20211/22/2022 10:00 am22-15338 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 5 required payments   Arrears: $0  

As of 11/21/22 Debtor attorney requested case be dismissed and hold fees

As of 11/17/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

As of 10/6/22 (DS): Debtor attorney requested adjournment to allow Debtor more time to resolve obj.

10/12/22 (DS): 1. Trustee obj to the following:
- Amendments to Statement of Financial Affairs to add sold 2004 Dodge Durango, date and amount received.
- There is non-exempt equity in real property $239,578.18, 1965 Chevy $4,618 and bank account $23,506.30. Plan propose 100%.
- Need to add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

2. Must resolve State of NJ estimated tax claim, 2019-2021 tax returns not filed.

3. Case will not feasible paying higher mortgage arrears, plus 100% to gucs claims $71,202.75. Would require an increase $2,598 x 56 months or more pending on the estimated tax claim.

Prop Plan $705 x 60 begin 8/1/22; 100%
Note: Legacy obj resolved to pay arrears $58,689.10.
Matter ResolvedRequest
Adjourment
20311/22/2022 10:00 am22-15340 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 11/15/22 (SF)

1. Objection filed by Bank of America/US Bank (Raymond) - failure to provide for arrears of $667,500

2. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM)

3. Trustee objection:
- The debtor has insufficient income . Verified income leaves monthly disposable income
of $207.00.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution,
- Need to file Pre-Confirmation Certification.


Plan proposes $300 x 60 100%; Sale by 12/31/22
Payments: 4/4


RESOLVED ISSUES:
- There is $12,075.80 in non exempt equity in the residence. (100% plan )MOOT, CLAIM IS HIGHER
- State of NJ filed estimated priority claim 8-1 (AMENDED)
Matter ResolvedRequest
Adjourment
20411/22/2022 10:00 am22-15401 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $1,514.00
Hanratty needs to review the terms below - ADJ to 11/22/22 (dm)

AS OF 11/18/22 (at):

RECOMMEND $957 PTD, $550 X 56 (BEGIN 12/1/22) BASE W/ MIN $20,917 TO GUCS PER N/E EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- Ok to pay arrears to HSBC Bank claim 3-1
- Debtor's attorney must file fee application for hourly fees within 7 days of of entered confirmation order
- Must file pre-confirmation cert within 10 days


AS OF 11/4/2022 (at):

1. Objection filed by Specialized Loan Servicing/HSBC Bank (Stewart Legal) - failure to cure arrears o $1,536.66 (Per POC) (UNRESOLVED)

2. Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

3. Trustee's objection:
- Amendments to Schedules Schedule D 2.4 Toyota Financial Services secured vehicle is 2017 Toyota Yaris (NOT AMENDED - PER SCHEDULE D THIS IS FOR A 2016 SUBARU)
- Need to file Pre-Confirmation Certification with Court (NOT FILED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- non exempt equity in the 2016 Subaru Impreza $11,514
- non exempt equity in the 2017 Toyota Yaris $8,688
TOTAL NON EXEMPT EQUITY $20,202 FOR BOTH VEHICLES (LANGUAGE ADDED)
The debtor has failed to supply the Trustee with the following document (s):
- need to provide May and June statements for the BOA acct #6040 (RECEIVED - BALANCE $592)

Plan proposes: $100 x 60 beginning 7/1/2022, base
Payments: 4/4, $557 credit
Matter ResolvedRequest
Adjourment
20511/22/2022 10:00 am22-15454 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledContinued
1/23/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $2,000.00  
per judge 1/23 at 10am-separate date than reg conf date

AS OF 11/4/2022 (at):

1. Objection filed by Theresa Mitchell (Kasen & Kasen) - plan is not feasible because of the numerous valuable assets the debtor did not disclose in his petition.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information
- Property settlement agreement, Life insurance balance statements and proof of expenses for life insurance.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $500, Life insurance $400 and alimony $2,800 (need to verify this is not part of Debtor's annuity income spouse receives).
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Proof of income verifies higher $10,250 per P&L statement provided. Debtor is above median income
- Must resolve IRS estimated tax claim. (STILL ESTIMATED)
- Must resolve creditor objection.
- Must file Pre-confirmation certificate. (NOT FILED)

DEBTOR TO PROVIDE THE FOLLOWING DOCUMENTS TO THE TRUSTEE AND OBJECTING CREDITOR WITHIN 14 DAYS:

- 1400 Route 38 Real Estate Investments Limited Liability Company business
questionnaire - surrender interest 2019 -2020 need docs
- 1402 Route 38 Real Estate Investments Limited Liability Company business
questionnaire same as 1400
- 1401 Route 38 Properties Limited Liability Company business questionnaire
J O D theresa owns 50 % VALUE UNKNOWN ; NO LIABILTY OTHER THAN POSSIBLE PTY TAXES
- 2004 Route 38 Associates, Inc. business questionnaire SAME AS 1400N
- Snow Enterprises, Inc. business questionnaire
- HAS TITLE TO VEHICLES AND POSSIBLY AIRPLANE AWARDED 50% TO SPOUSE
AIRCRAFT LIEN NEED INFO
- Snow Associates, Inc. business questionnaire NOT OPERATING SINCE 1980
- Snow Enterprises of
Matter ResolvedRequest
Adjourment
20611/22/2022 10:00 am22-15517 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 85445.75 of 5 required payments   Arrears: $0  
Total Paid In: $85,446.00
AS OF 11/15/22 (SF)

RECOMMEND $85,145.75 PTD 100% PLAN, NO FUTHER PAYMENTS; INCLUDES N/E PROCEEDS FROM SALE OF REAL ESTATE
Strike loan mod and sale date as sale has already taken place

1. Trustee objection:
- Need proof of 2 month's income - from Debtor and spouse by 2/28/23.
- A copy of the homeowner's insurance renewal declaration - insurance expires 10/31/22.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home
maintenance $250, Clothing $250 and Auto insurance $415 (verifies $209, per proof of
insurance).
- Disposable income verifies $921.
- There is non-exempt equity in real property $80,700. (100% Plan)


Plan proposes $300 x 60 100% plan loan mod by 1/1/23 or sale by 8/1/23
Payments: 3/4 Arrears $300

RESOLVED ISSUES:

- Objection filed by the Bank of NY Mellon (Raymond) - failure to pay arrears of $99,097.94 and speculative loan mod and sale. (MOOT, PROPERTY SOLD AND PAID AT SALE)
- CLOSING TOOK PLACE ON 11/4/22 - HUD SUBMITTED - TRUSTEE TO RECEIVE $84K
- Order to Sell entered on 10/27 and Loss Mit Order entered on 10/13/22 (IS THERE A SALE DATE?)
- A copy of the last filed tax return - for 2021 from non -filing spouse. (RECEIVED)


Matter ResolvedRequest
Adjourment
20711/22/2022 10:00 am22-15591 / MBKEdward L. Paul, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $6,240.00
AS OF 11/21/22 (SF) UPDATED

RECOMMEND $1200 X 3, $1320 X 57 (BEGIN 11/1/22) BASE PLAN
- OK TO PAY ARREARS CLAIM 4-1 TO ALLY CAPITAL

Plan proposes $1200 X 3, $1320 X 57 Base
Payments: $4800 Received Arrears: $120

RESOLVED ISSUES:
- Objection filed by CSMC (Carlon) - Resolved OTBS
- Need to file Pre-Confirmation Certification (FILED)
- A current market analysis - with comparables sold within 6 months of filing. (RECEIVED)
- Need June and July bank statements for TD account #0748. (RECEIVED)
- Amendments to Schedules J to remove 2nd mortgage payment due to cram in the Plan. (MOOT, MP REMOVES CRAM)
- A copy of the last filed tax return - for 2021 prior to confirmation. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: second
mortgage payment.
- Need proof of insurance for the 2017 Nissan (RECEIVED AND EXPIRES ON 12/3/22)
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Need proof of service on FCI Lender Services and NJ Housing and Mortgage. (strip off of 2nd and 3rd mortgages) MP REMOVES CRAM OF FCI. (SERVICE OK)
- Ally Capital filed arrears claim 4-1 in the amount of $542.78 (OK TO PAY?) YES
Matter ResolvedRequest
Adjourment
20811/22/2022 10:00 am22-15624 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $1,710.00  Total Paid In: $6,840.00
11/15 workup for the 11/22 calendar EDC

CONF AT:
** $6840 paid then 1710 x 56 beg 12/1/22 100% (min. equity of $34,526) trustee to receive non-exempt sale proceeds by 2/21/23-US Bank to be paid at sale

*IRS estimated claim for 2021-need taxes(resolved)

*US Bank filed objection to plan
-also MFR for US Bank mortgage on for 12/14/22(RESOLVED OTBS-PAY POST PET ARREARS OUTSIDE WITH SALE OF HOUSE IN 90 DAYS

*Trustee objection:
--$617/month for cable/internet/phone
$687/for car insurance
$518.31/month for life insurance
$708/month car payment
$3,020/month for apartment lease (need a copy of the lease)
$325/month for apartment utilities
Need proof of excessive expenses 10 days prior to confirmation. (100% PLAN )
--Per the 22C, monthly disposable income is $10,328 which requires a minimum of $619,680 to
general unsecured creditors. Proposed plan pays 100%.
--There is $34,526 in non exempt equity in the residence (100% PLAN).
There is $56,526 in non exempt equity in the bank accounts (100% PLAN).
--Need to file Pre-Confirmation Certification.

1,710.00/60, SALE: 38 DUNCAN DR 6 MOS POST-CONF,100%
Matter ResolvedRequest
Adjourment
20911/22/2022 10:00 am22-15798 / MBKSCOTT C PYFERConfirmation Hearing ScheduledDismissedDebtor has made 0 of 5 required payments   Arrears: $0  

nsAS OF 11/16/2022 (at):

NO PAYMENTS AND NO 341 MEETING HELD.

1. 341 has not been held or rescheduled.
2. Payments: 0/4, arrears $100
Matter ResolvedRequest
Adjourment
21011/22/2022 10:00 am22-15849 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,680.00  
ISSUES AS OF 11/18/2022 (DM):

1) Whitehall Apartments (Giordano Halleran) OBJs - lease expired 6/30/22, now month to month tenants - $7,938 pre-petition arrears - claim filed as unsecured (UNRESOLVED).

2) Whitehall Apartments filed MFR scheduled to be heard 10/12/22 (MOTION WITHDRAWN).

3) Bridgecrest filed $282.89 arrears claim on 2015 Chrysler Town & Country (OKAY TO PAY??)PER ATTY OKK TO PAY

4) Trustee OBJ:
- The debtor has insufficient income.
- Need updated income for Amazon job by 9/30/2022 (RECEIVED).
- Need amended Sch J to list car payment (AMENDED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $840 x 36, Base Plan
PTD 3/4 = $2,520
Last Claim (18-1)
Matter ResolvedRequest
Adjourment
21111/22/2022 10:00 am22-15895 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 9/19/2022 (JMA)

1) 341 hearing not held, documents needed for hearing to be held, not provided
2) Need to file Pre Confirmation Certification
3) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
21211/22/2022 10:00 am22-15969 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 17 of 5 required payments   Arrears: $0  

AS OF 9/16/22 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 2/2
341 SCH 10-13
Matter ResolvedRequest
Adjourment
21311/22/2022 10:00 am22-15975 / MBKAndrew Carroll, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $10,058.00
11/30/22(mk Add to terms Trustee NOT to pay post et claims.

AS of 11/8/22(mk):email to atty-OK to terms

>work up on plan #26.

IF paying full arrears claim in obj at #1 THEN

** CAN REC CONFIRM AT $7,395 PTD, Then $2,663 x 56 Begin 12/1/22 100%. Preserve Equity T/h of $27,420 Due To Equity in Real property. OTBS Resolving Wilmington Objection w/in 30 days. Must file pre conf . Cert. w/in 7 days.

1. Objection t a prior plan by Wilmington Sav(Schiller Knapp): plan fails to pay full arrears

2. Trustee Objection:
- need updated auto insurance- expired 9/6/22
-not paying all dispos income into plan:-using
proof provided, income for debtor and spouse is higher than the scheduled amount.
There is disposable income of $7,037 -neesd to be a 100% plan. ONLY $931.44 GUC CLAIMS

Plan:$2595 X 58 BEG 10/2022; BASE
3/4 payments
Matter ResolvedRequest
Adjourment
21411/22/2022 10:00 am22-16027 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $1,000.00
AS of 11/8/22(mk); email to atty- ok to terms

**CAN REC CONFIRM AT $750 PTD, Then $250 x 20 Begin 12/1/22, Then $730 x 36 begin 8/1/24. 100%. Trustee standard order of distribution and Must file pre conf cert. w/ in 7 days**

1.Ttrustee Objection: RESOLVED AT 100%
debtor has failed to file a feasible plan - proposes a tier plan when car payment
$374 ends in month 18. ( it is a tier and 100%)
- excessive expense items, such as: - 22c -1
Line 13 deducts student loans $474, credit cards $177, car payment $430 and life
insurance $75.
- 22c-2 fails to deduct mortgage expenses on Line 9b $2,099, $1,825 should be deducted
and Line 30 takes additional food and clothing $47. There would be disposable income
$1,932.34 or more, since 22c-1 deducts additional expenses. Plan propose 100%.
- Auto insurance $320 (verifies $238) and spouse expenses (student loans $474, credit
cards $177 and life insurance $75, requires proof of expenses 10 days before
confirmation)
- TR standard order of distribution
- must file pre conf cert.


Plan: $250 x 24; $650 x 36 begin 8/1/22; 100%
3/4 payments
Matter ResolvedRequest
Adjourment
21511/22/2022 10:00 am22-16040 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
issues as of 11/17/2022 (JMA)

1) SN Servicing Corporation servicer for US Bank (Friedman Vartolo) objection to confirmation, need to resolve
-approximate pre petition arrears $113,389.75
2) Trustee objection to confirmation - need to resolve
- Need to provide a copy of the homeowner's insurance renewal declaration - for Asbury Park and North Carolina properties.
- The current Plan does not specify treatment of State of NJ Division of Taxation claim under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $124,390 in non exempt equity in the Asbury Park and North Carolina properties. Plan is 100%.
- Need to file Pre-Confirmation Certification. NOT FILED
- Need to resolve the estimated claim filed by the IRS.
- Need to resolve objection by SN Servicing/US Bank.

proposed plan $300x36 begin 9/1/2022 loan mod 6 months after confirmation 100% plan
paid in $900
last claim 3
Matter ResolvedRequest
Adjourment
21611/22/2022 10:00 am22-16085 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $385.00  Total Paid In: $1,155.00
AS OF 11/22/2022 (at):

RECOMMEND: $385 x 60 BEGINNING 9/1/2022, 100% TO UNSECURED CREDITORS
Need updated income and 2022 tax return within 6 months of confirmation.
Student loans will be paid outside of the plan.
Preserve non-exempt equity of $4,965.00 in real estate.
Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- The debtor has failed to file a feasible plan - that propose tier plan when spouse pension loan $498 ends in month 8.
The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22c takes excessive expenses:
- Line 9b fails to account for average monthly housing/mortgage payment. There is a mortgage payment $1,562 on Sch J.
- Line 23 takes $15,000 for optional tele/services.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c would have disposable income $1,803, based on excessive expenses taken. Plan would need to be 100%.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity $4,965. Plan propose to pay 100% to gucs with student loans outside on Section 1e, but Section 5a has pro rata. (NEED CLARIFICATION)
- Must file Pre-confirmation certificate. (NOT FILED)

********************************
RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,669 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Add to confirming order Debtor to provide updated proof of income and 2022 tax return, 6 months from confirming. (LANGUAGE ADDED)

Plan proposes: $385 x 60 beginning 8/1/2022, 100% to guc's and base? (CASE FILED 8/2/2022)
Payments: 2/3, arrears $385
Matter ResolvedRequest
Adjourment
21711/22/2022 10:00 am22-16111 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $1,506.00  Total Paid In: $2,940.00
As of 11/21/22 (DS): Ok to confirm at $2,940 paid, $1,506 x 57 begin 12/1/22; Base

1. Motion to expunge US Dept of HUD sched 11/22/22. Need outcome. Per EC confirm honor roll, if creditor shows, will need to adjourn.

As of 10/7/22 (DS): Debtor attorney requested adjournment to allow time for motion to expunge to file.

10/12/22 (DS): 1. Trustee obj to the following:
- Plan does not specify treatment of US Dept of HUD mortgage due 6/1/38. POC filed with no arrears. CASE#17-30091 DOC#35 CLASSIFIED AS UNSECURED ON 4/30/19 AND FILED WITH MERCER COUNTY CLERKS OFFICE 2/2/22. WILL REQUIRE A MOTION TO EXPUNGE THE CLAIM. MOTION SCHED 11/22/22.

Prop Plan $1,470 x 60 begin 9/1/22; Base
Note: Updated auto insurance provided 10/3/22.
Matter ResolvedRequest
Adjourment
21811/22/2022 10:00 am22-16118 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $2,750.00  
AS OF 11/10/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 CAN BE HELD ON 12/8/2022.

1. 341 is scheduled for 12/8/2022.
2. Payments: 1/3, arrears $2,200
Matter ResolvedRequest
Adjourment
21911/22/2022 10:00 am22-16180 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  
As of 11/14/22(mk):

>>Plan is not feasible as of now.

1. Objection by American Express( Zwicker& Assoc): plan does not provide for the partially secured claim (Perfected judicial lien)

2. Objection By Newrez/Shellpoint( Stern Eisenberg):fails to pay arrears and not feasible

3. Trustee Objection:
-debtor has insufficient income ; after review
of P &L and Sch J there still leaves no
income to fund the plan..
-debtor has failed to file a feasible plan - that
propose a tier plan when car payment
$360 ends in month 11
- excessive expense items, such as: - P &L
from real estate and JNS have excess
expenses already provided for on Sched J,
such as utilities and transportation. Still with
all the excess expenses, there is no
disposable income.
-current Plan does not specify treatment of
American Express judgment lien
$123,616.34 under the Plan.
- plan is not proposed in good faith in
accordance with 11 U.S.C. ? 1325(a)(3).
There is no income to fund the plan,
businesses are operating at a loss, income
verifies $-2,772.34.
-There is non-exempt equity in real property
$33,190.87 and non-exempt equity in 2018
Honda $968.26, after reviewing claims and
d(1) and d(5) remaining exemptions total
$34,159.13.
- Arrears claim filed by Caliber $23,625.02,
Plan has as unaffected, but arrears need to
be paid.
- Add to confirming order Debtor to provide 2
months proof of income from employment,
2 months Profit and Loss statements from all
businesses and 2022 tax returns, 6 months
from confirming.

Plan:$500 x 60 begin 9/1/22; Dollar Base $30,000
2/3 payments
Matter ResolvedRequest
Adjourment
22011/22/2022 10:00 am22-16185 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,385.00  
we have documents & we have 1 of 2 payments - Motion for POA scheduled for 11/9 - ADJ to 11/22

issues as of 10/6/2022 (JMA)

1) 341 hearing not held, not rescheduled - no documents provided for 341 hearing
2) FNA DZ, LLC FBO WSFS (Honig & Greenberg) objection to confirmation - need to resolve
-pre petition arrears $37,917.69
3) Need to file Pre Confirmation Certification with Court

proposed plan $695x60 begin 9/1/2022 base plan
paid in $695
arrears $695
last claim 2-1
Matter ResolvedRequest
Adjourment
22111/22/2022 10:00 am22-16236 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $150.00  
AS OF 11/10/2022 (at):

1. The IRS filed a priority claim #1 in the amount of $1,933.25 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by US Bank (Romano Garubo) - sale date time frame is too far in the future and creditor needs to be paid in full at sale.

3. Objection filed by PNC Bank (Fein Such) - failure to cure arrears of $2,895.68 (Per POC). Plan does not propose to make regular monthly payment pending the sale.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that steps up trustee payment when car loan is paid off. (MOD PLAN NOT FILED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $329.45.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve the objection filed by US Bank. (UNRESOLVED)
- Need to resolve the objection filed by PNC Bank. (UNRSOLVED)

*********************************RESOLVED ISSUES:
- The current Plan does not specify treatment of the IRS under the Plan.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $62,212 in non exempt equity in the residence. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)

Plan proposes: $150 x 60 beginning 8/1/2022, sale of residence by 1/31/2023, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
22211/22/2022 10:00 am22-16259 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanContinued
1/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $676.00  
AS OF 11/16/2022 (at):

1. Need proof of service on Trinity Financial, Patricia Adamo and State of New Jersey for crams listed in parts 4d and 7b.

2. Objection filed by Deutsche Bank (Robertson Anschutz) - sale is speculative and creditor wants an appraisal to provide proof that sale will pay off mortgage.

3. Objection filed by Trinity Financial (Leopold & Associates) - failure to cure full arrears of $87,439.11. Objection filed to modified plan. Creditor wants a basis for the valuation of $741,250 and is objecting to the strip off in the modified plan.

4. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Cable/internet/phone - $983 on P&L and $280 on Schedule J
- Auto expense - $4,245 on P&L and $800 on Schedule J
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,492.66.
- Reviewed the 22C, Line 34 should be $0 as debtor is not curing mortgage arrears through the plan. Per the 22C, monthly disposable income is $1,136 which requires a minimum dividend of $68,160 to general unsecured creditors.
- Need to resolve objection filed by Deutsche Bank and Trinity Financial (UNRESOLVED)

*********************************
RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $587.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)
- nonexempt proceeds, if any, from sale of real property paid to trustee. (LANGUAGE ADDED)


MP before confirmation proposes: $676 x 60 beginning 9/1/2022, sale of residence by 3/1/2023, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
22311/22/2022 10:00 am22-16289 / MBKKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 1 of 4 required payments   Arrears: $2,238.00  
As of 11/16/22 (DS): Plan withdrawn, mod plan filed and sched 12/14/22
Matter ResolvedRequest
Adjourment
22411/22/2022 10:00 am22-16292 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanDeniedDebtor has made 4 of 4 required payments   Arrears: $810.00  
MP in 14 days to sell

AS OF 11/16/2022 (at):

1. Objection filed by Mortgage Assets/Champion (Robertson Anschutz) - failure to cure arrears of $39,372.77. (MOD PLAN CURES FULL ARREARS AND NO OBJECTION TO MOD PLAN)

2. Objection filed by PHH Mortgage (Robertson Anschutz) - loan matured in March, 2014 so no loan modification can be offered. Total debt claim POC filed in the amount of $204,397.87 so plan cannot be confirmed.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 if filed. (NOT RECEIVED AND NO CERT OF NON FILING RECEIVED)

*********************************
RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - rental property insurance does not show personal liability coverage. only a binder submitted. need
declaration page. (RECEIVED)
-need Amended Schedules I and J in 6 months to reflect rental income. (LANGUAGE ADDED)
- The debtor has insufficient income negative disposable income $332.64. (AMENDED I FILED. GRANDSON CONTRIBUTION OF $1,300)


MP before confirmation proposes: $2,000 paid to date, $1,000 x 46 beginning 11/1/2022, loan modification by 5/31/2023, base
Payments: 3/3

(Part 1A adjusts the Trustee payment and length of Plan. Part 1C states that this is a loan modification Plan. Part 4A states that the mortgage for Prospect Street will share in funds from the Chapter 13 Trustee.)
Matter ResolvedRequest
Adjourment
22511/22/2022 10:00 am22-16350 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $368.00  Total Paid In: $1,600.00
As of 11/17/22 (DS): Once verification is clear on who attorney fees to be paid to, need to confirm $1,200 paid, $768 x 57 begin 12/1/22; 100% -- hold attorney fees pending fee resolution within 30 days

1. Need certification to confirm who the attorney fees are to be paid.

Prop Plan $400 x 60 begin 9/1/22; 100%
Matter ResolvedRequest
Adjourment
22611/22/2022 10:00 am22-16353 / MBKDAVID A. SEMANCHIK, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $4,000.00
As of 11/18/22 (DS): Ok to confirm at $1,000 x 60 begin 9/1/22; 100% with a minimum of $126,453.99 to gucs due to non-exempt equity and within 7 days must file Pre-confirmation certificate

Prop Plan $1,000 x 60 begin 9/1/22; 100%
Note: Amended attorney disclosure filed.
Matter ResolvedRequest
Adjourment
22711/22/2022 10:00 am22-16380 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $400.00  
As of 11/16/22(mk):email to atty & reply - updated

1. Objection by Wilmington(Stern E):
-plan fails to treat claim- POC FOR ARREARS $6,563- OK TO PAY? (mk: atty has reached out to resolve.says debtors brought pre pet arrears current shortly after filing the petition but Mtg co applied them to post petition.

2.Cavalry filed Secured POC for j'ment- Not In Plan- needs to be addressed.- APOC TO UNSECURED

3. Trustee Objection:
-excessive expenses: $750/telephone, cellphone, internet; $599/car payment;
$150 car repair, (schedules already include $625 under transportation which should
include maintenance).Needs proofs
-must file pre conf cert.


Plan: $440 X 60 BEG 9/2022; BASE
3/3
Matter ResolvedRequest
Adjourment
22811/22/2022 10:00 am22-16441 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 4 required payments   Arrears: $0  

As of 11/9/22 (DS): 341 NOT HELD 10/20/22, DEBTOR DID NOT HAVE SSN. MUST RESCHEDULE 341, THEN SUBMIT CONFIRMATION ADJOURNMENT REQUEST
Matter ResolvedRequest
Adjourment
22911/22/2022 10:00 am22-16452 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,158.00  Total Paid In: $3,196.00
As of 11/22/22 (DS): Ok to confirm at $3,196 paid, $1,158 x 57 begin 12/1/22; 100% with minimum dividend of $105,488.56 to gucs due to non-exempt equity and add to confirming order Trustee ok to pay State of NJ tax claim#12-1

1. State of NJ filed tax claim $162.82 which is not in plan. Trustee ok to pay? OK TO PAY

As of 10/11/22 (DS): Debtor attorney requested adjournment to gather docs needed and resolve objection.

10/12/22 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in real property $105,278.79 and non-exempt equity in Discover#5623 $46.95 (after deducting the remaining amount on d(5) available is $260.65, after deducting the 4 bank accts total $105,488.56.
- Proof of income verifies higher, there is disposable income $2,262. PLAN IS 100%

2. Aurora (FRENKEL LAMBERT WEISS) obj to arrears more, POC filed with arrears $52,980.69. Obj needs to be resolved. PER EMAIL FROM DEBTOR ATTORNEY OBJ RESOLVED TO PAY ARREARS CLAIM, BUT NO CONSENT ORDER FILED. EMAIL OK TO CONFIRM PAY ARREARS CLAIM

Prop Plan $1,048 x 60 begin 9/1/22; 100%
Note: Discover Bank acct#5623 provided and there is non-exempt equity.
Matter ResolvedRequest
Adjourment
23011/22/2022 10:00 am22-16453 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $1,030.00  Total Paid In: $2,490.00
AS OF 11/16/2022 (at):

RECOMMEND: $2,490 PAID TO DATE, $1,030 x 57 BEGINNING 12/1/2022, 100% TO UNSECURED CREDITORS
Preserve non exempt equity of $59,895 in real estate and $7,500 in personal property.
Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - which provides recent comps, comps provided are from
7/21-8/21. (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - ; if not confirmed by
11/22/22, insurance expires 11/27/22. (NOT RECEIVED)
- Updated auto insurance, if not confirmed by 11/22/22, insurance expires 11/27/22. (NOT RECEIVED)
- Amendments to Schedules B and C to add bank accounts (statement provided from
Affinity FCU.) (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22c -2 Lines 16 and 17 taxes and voluntary deductions is much higher with total deductions $9,217 (per proof of income estimates to be total $4,615 per month) and Line 30 takes additional food and clothing expense $47. There would be disposable income $4,415.60, which would require minimum dividend $264,936 or 100% to gucs.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c has errors with deductions and would require minimum dividend or 100% to gucs.
- Proof of income verifies higher, there is disposable income $2,429.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- At debtors' value of 365,00 there is $59,895.60 in equity .There may be more non -exempt equity in real property (pending updated comps form 2022), 2011 Hyundai Tucson $7,500 and Ba
Matter ResolvedRequest
Adjourment
23111/22/2022 10:00 am22-16576 / MBKMICHELLE LABAYENConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,000.00  
issues as of 11/17/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Business profit & loss statements PROVIDED P&L FROM 6/15/2022-8/31/2022 INCOME NEGATIVE
- Business forms - for the LLC STILL NOT PROVIDED
- Need to file a Modified Plan that increases trustee payment in September, 2023 when pension loan is paid off. NOT FILED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $5,545.59.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $15,160 in non exempt equity in the 2022 Kona.
- There is $2,076 in non exempt equity in the bank account.
2) The plan and disclosure do not agree - need to either amend the disclosure or modified plan

proposed plan $500x60 base plan
paid in $1000
arrears $500
last claim 5
Matter ResolvedRequest
Adjourment
23211/22/2022 10:00 am22-16673 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

issues as of 11/16/2022 (JMA)

1) 341 hearing not held, not rescheduled
2) No Trustee plan payments to date, arrears $1,335
Matter ResolvedRequest
Adjourment
23311/22/2022 10:00 am22-16892 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $6,010.00  
As of 11/18/22 (DS): 1. Debtor in arrears $12,020, made 1 out of 3 payments.

2. State of NJ filed estimated tax claim, 2019-2021 tax returns not filed. Must resolve claim.

3. Mortgage claim filed by Lakeview Loan/Nationstar, not Community Loan Servicing. Need to confirm if same creditor.
PER ATTY WILL VERIFY

4. BELOW ISSUES REMAIN UNRESOLVED.

As of 10/24/22 Debtor attorney requested adjournment to pass bar date 11/9/22.

10/26/22 (DS): 1. Trustee obj to the following:
- Must resolve IRS estimated tax claim, 2016-2021 not filed. AMENDED CLAIM FILED MUCH HIGHER $264,618 THAN WHAT PLAN PROPOSES TO PAY $2,500.
- 22c disposable income is $5,291, which requires a minimum dividend of $317,460 to gucs. Plan pays 100%.
- Verified income leaves monthly disposable income of $6,879.72. Plan pays 100%.
- Non-exempt equity $115,197.00 in residence, $28,581 in bank accts and investment accounts total $143,778. Plan pays 100%.
- Above median case, is ok as long as plan remains 100%.

2. Wells Fargo filed arrears claim for 2017 Maserati Ghibli for $15,871.17, there is no equity in this car, but no loan is on Sched D or in Plan.

Prop Plan $6,010 x 36 begin 9/1/22; 100%
Matter ResolvedRequest
Adjourment
23411/22/2022 10:00 am22-17158 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

ns
341 not held - Missing documents
No payments: Arrears: $410

Matter ResolvedRequest
Adjourment
23511/22/2022 10:00 am22-17205 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $347.00  
As of 11/17/22 (DS): 1. Trustee obj to the following:
- Need pay stubs for July and August (received 4 pay stubs and all with same date 8/29/22 start pay) and proof of auto insurance for 2000 Nissan Sentra.
- Schedules fail to account for Debtor's tax refund $2,398 when determining disposable income.
- Plan fails to provide for a prompt cure of rental arrears.
- Must file Pre-Confirmation Certification.

2. Need to verify in writing who to pay Plan attorney fees $4,065.

Prop Plan $347 x 60 begin 10/1/22; $0
Matter ResolvedRequest
Adjourment
23611/22/2022 10:00 am22-17215 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $2,246.00  
MODIFIED PLAN FILED AND WILL BE HEARD ON 1/25/2023.
Matter ResolvedRequest
Adjourment
23711/22/2022 10:00 am22-17257 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
23811/22/2022 10:00 am22-17266 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $2,800.00  
AS OF 11/16/2022 (at):

1. The IRS filed a priority claim #2 in the amount of $2,631.81 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - for debtor's part time job. (NOT RECEIVED)
- Need a valuation for the timeshare. (NOT RECEIVED)
- A Modified Plan that addresses the IRS proof of claim. (NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$2,750/month in rent (cannot list this expense until debtor is actually paying it)
$500/month for transportation
$400/month for entertainment
$300/month for pet care
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,893.00.

*********************************
RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - Policy expired 8/13/2022. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,939.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $34,607.50 in non exempt equity in the residence. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- any non exempt equity in sale of Property to be paid to Trustee. (LANGUAGE ADDED)

Plan proposes: $1,400 x 36 beginning 10/1/2022, $15,000 from sale to trustee, sale of residence by 3/31/2023, not less than $55,200 to unsec
Matter ResolvedRequest
Adjourment
23911/22/2022 10:00 am22-17267 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledDeniedDebtor has made 2 of 3 required payments   Arrears: $260.00  
MP in 14 days to include IRS and NJ

issues as of 11/17/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income verified income $204.
- The debtor has failed to supply the Trustee with the following document (s): Need bank statements for all accounts. (spouse is paid by direct deposit )
- Amendments to Schedules B/C to list bank accounts.
- The current Plan does not specify treatment of the IRS priority claim under the Plan.
- The Plan fails to provide for a prompt loan modification completion date.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $1,560 in non exempt equity in the residence.
- Need to file Pre-Confirmation Certification.
- loan mod time frame way too long.
2) IRS priority claim estimated for 2018 and 2019 claims - CLAIM NOT IN PLAN
3) NJ Division of Taxation claim estimated 2019 and 2021 claims and guc claim estimated for 2015-2018 - CLAIM NOT IN PLAN

proposed plan $260x60 base plan with loan mod by 6/1/2023
paid in $520
last claim 4
Matter ResolvedRequest
Adjourment
24011/22/2022 10:00 am22-17277 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,324.00  
As of 11/21/22(mk): Updated >1/2 payments

>>PLAN IS 100%. 1/2 payments as of now SHOULD BE ADJ TO AFTER BAR DATE OF 11/23/22. Needs to resolve #1 also.

1. ST OF NJ Has ESTIMATED PRIORITY CLAIM (2021 no return)

2. Trustee Objection:
- excessive expenses: Mortgage payment is
$2,088, not $2,300 as scheduled
-Verified income leaves monthly disposable
income of $ 2,689.00.
-Per the 22C, monthly disposable income is
$3,265 which requires a minimum dividend
of $195,900 to general unsecured creditors.
Proposed plan pays 100%
-There is $314,500.00 in non exempt equity
in the residence.
-There is $18,367 in non exempt equity in the
Suburban.
----------RESOLVED----------------

1. Objection by Santander( Morton):
-Plan fails to address claim(OTBS:Pay pre pet arrears thru plan - creditor is otherwise unaffected


Plan:$1324 X 60 BEG 10/2022; 100%
1/2 payments
Matter ResolvedRequest
Adjourment
24111/22/2022 10:00 am22-17320 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $450.00
AS OF 11/10/2022 (at):

RECOMMEND: $150 x 36 BEGINNING 10/1/2022, BASE

Plan proposes: $150 x 36 beginning 10/1/2022, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
24211/22/2022 10:00 am22-17388 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 11/17/2022 (JMA)

1) Selene Finance LP (RASC) objection to confirmation, need to resolve
-pre-petition arrears $81,628.16
2) Trustee objection to Confirmation - need to resolve
- Need to provided proof of 2 month's income - by January 31, 2023.
- Need to provided proof of insurance for the 2015 Dodge Ram.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,000/month for car insurance.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,019.98.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3000.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $31,426 in non exempt equity in the vehicles.
- Need to file Pre-Confirmation Certification. FILED, RESOLVED
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Need name of attorney handling personal injury suit.
- NEED RETENTION OF PI AND COMP ATTYS
- CHILDREN CONTRIBUTE TO HOUSEHOLD NEED AFFIDAVTS AND AMENDED SCH I

proposed plan $250x36 100% plan
paid in $500
last claim 2
Matter ResolvedRequest
Adjourment
24311/22/2022 10:00 am22-17389 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 11/18/22 Debtor attorney requested adjournment to file mod plan and resolve creditor objection

As of 11/17/22 (DS): 1. Trustee obj to the following:
- Need service on motion in plan to Resurgent Capital.
- Must file Pre-confirmation certificate.

2. US Bank (MCCALLA RAYMER LIEBERT) obj to loan mod not offered and arrears not paid. Obj must be resolved.

Prop Plan $500 x 36 begin 10/1/22; Base and Loan mod on Blenheim Dr by 3/31/23
Note: Updated auto insurance provided 11/10/22.
Matter ResolvedRequest
Adjourment
24411/22/2022 10:00 am22-17411 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $302.00  
AS OF 11/16/2022 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Chase Bank statements for 8/4/22 to 9/19/22. (NOT RECEIVED)

*********************************
RESOLVED ISSUES:

The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity in real property $4,691. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $301.79 x 60 beginning 10/1/2022, base
Payments: 1/2, arrears $301.79
Matter ResolvedRequest
Adjourment
24511/22/2022 10:00 am22-17428 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $100.00  
AS OF 11/15/22 (SF) UPDATED

May wish to adjourn until after the bar date of 11/29/22


1. Objection filed by US Bank (Kimberly Wilson) - Unclear treatment of creditor's claim. Speculative sale and loan mod (Per the plan, the debtor entered into trial loan mod for September, October and November. Did debtor complete loan mod?)

2. Objection filed by John Tramutolo (Nicholas Caputo) - failure to provide for secured judgement claim in the amount of $176,818.3 through the plan. Objects to feasibility and speculative sale.

3. John Tramutolo filed bifurcated claim 6-1 in the amount of $176,818.32 secured, $547,712.64 unsecured and $724,530.96 cure total debt. (HOW SHOULD THIS CLAIM BE PAID?)

4. Capital One Auto Finance filed arrears claim 3-1 for $836.74 (OK TO PAY?)

5. Trustee objection:
- Need copy of auto insurance policy which expires 11/2/2022
- -there is $53,468 non-exempt equity in home, need to pay minimum $53,468 dividend to
general unsecured creditors

6. Attorney must file fee application for hourly fees

Plan proposes $100 x 36 Base plan, Loan mod by 12/1/22 or sale in 6 months
Payments: 3/3
Matter ResolvedRequest
Adjourment
24611/22/2022 10:00 am22-17445 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $1,467.00  
11/21/22 (sf) - Per Atty he is holding $978

AS of 11/14/22(mk);

> No Payments

1.Trustee Objection:
-Need updated car insurance for all three
vehicles prior to confirmation.
- Amendments to Schedules B to add a
valuation for the business.
-Need August and September bank
statements for TD accounts 1291 and 2132.
- Trustee objects to value of real property
submitted by Debtor. Trustee research show
value at $550,000. need better evidence of
value with recent comps.
-need certification for spouse as to her
part time media work and what she earns
over a 6 month time frame.
-excessive expense items, such as:
$490/month for utilities
$1,500/month for health insurance
$750/month for transportation (also on P&L)
Need proof of excessive expenses 10 days prior to confirmation
-Need pre conf cert.


Plan:$489 X 36 BEG 10/2022; LM 6MO (257 ROCKWELL AV); BASE
2/2 payments
Matter ResolvedRequest
Adjourment
24711/22/2022 10:00 am22-17461 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $561.00  
issues as of 11/16/2022 (JMA)

1) 341 rescheduled for 12/14/2022
2) Not current with Trustee plan payments, arrears $560.62 NOW CURRENT AS OF 11-22
3) NewRez LLC/Shellpoint Mortgage Servicing (Pincus) objection to confirmation - need to resolve
-estimated pre-petition arrears $5,762.98
Matter ResolvedRequest
Adjourment
24811/22/2022 10:00 am22-17497 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

get proof of payment by 12/14 or D

AS OF 11/16/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. Objection filed by Wells Fargo Bank (LOGS Legal Group) - plan is silent to this creditor and property. Failure to cure pre-petition arrears of $975.30 (Per POC)

2. Objection filed by Americredit (Morton) - creditor wants interest of 8.25% on $14,233.04 over the life of the plan.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that removes Americredit from Part 4b or amend Sch J to remove car
payment (MOD PLAN NOT FILED AND SCHEDULED J NOT AMENDED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Wells Fargo. (UNRESOLVED)
Need copy of divorce settlement and copy of Deed transfer to ex -husband. (NEITHER RECEIVED)

*********************************
RESOLVED ISSUES:
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Confirming Order must include all non-exempt proceeds from personal injury claim. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 10/1/2022, base
Payments: 0/2, arrears $600
Matter ResolvedRequest
Adjourment
24911/22/2022 10:00 am22-17503 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $845.00
As of 11/18/22 (DS): Confirm at $500 paid, $345 x 46 begin 12/1/22; Base
- Section 1c to be stricken, no loan mod and arrears of Crosscountry to be paid per obj $11,108.37 arrears, no POC filed.
- Add to confirming order Trustee ok to pay arrears claim#10-1 Ally Capital.

1. Arrears claim filed by Ally Capital $40, plan has outside. Trustee ok to pay? Per attorney ok to pay and asked to extend months to 46.

Prop Plan $250 x 36 begin 10/1/22; Base and Loan mod on Storer Ct by 3/31/23
Note: TD Bank and Acorn statements provided. There is no non-exempt equity in bank accts.
Matter ResolvedRequest
Adjourment
25011/22/2022 10:00 am22-17513 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledDismissedDebtor has made 1 of 3 required payments   Arrears: $0  

ns
AS of 11/14/22(mk):

Plan is 120 x 36-to pay IRS- and all issue are unresolved. NOT feasible

1.IRS ESTIMATEDPRIORITY CLAIM( no returns for 2019,2020,2021)

2. Trustee Objection:
-need Proof of 2 month's income - from
unemployment by 1/31/23, which is to end
in December.
-need 2021 tax return
-need2 months bank statements from Chase
checking acct#1770 listed in acct#1053.
-- Need copy of receipt for 1965 Pontiac Leman Convertible that was sent to the junkyard.
- excessive expenses:pays contribution for
mortgage $1,000 on Pulawski ave ( WHO OWNS THAT PROPERTY?) we still have debtor address as Fouratt Ave- that prop was sold at sheriff sale?? POC in case is for Fouratt Ave,.
- Need valuation for 1977 Bay Craft Boat
There may be non-exempt equity in 1965 Pontiac Lemans and 1977 Bay Craft Boat
(pending valuations).
- will need update POI and amended I & J 6 mos from conf
- must file pre conf cert.

Plan:$120 x 36; Base
1/2 payments
Matter ResolvedRequest
Adjourment
25111/22/2022 10:00 am22-17514 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $3,401.00  
issues as of 11/16/2022 (JMA)

1) Wells Fargo Bank (Brock & Scott) objection to confirmation - resolved with Consent Order paying pre-petition arrears of $3,486.57 through plan
2) Trustee objection to confirmation - need to resolve
-The debtor has insufficient income .
-Need proof of insurance for the 2020 Lexus. PROVIDED POLICY, RESOLVED
-Amendments to Schedules to add the 2020 Lexus lease.
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,945.94/month mortgage payment (debtor only pays $974.81 of that) $170/month for Roth IRA
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $68,918 in non exempt equity in the residence. There is $3,432 in non exempt equity in the bank accounts. MORTGAGE PROOF OF CLAIM LOWER THAN SCHEDULED AMOUNT, NON EXEMPT IN HOUSE $70,000.04 PLUS BANK ACCOUNTS $3,432 FOR TOTAL NON EXEMPT EQUITY $73,4732.04 - WILL NEED HIGHER PLAN PAYMENT TO PAY GUCS
-Need to file Pre-Confirmation Certification. FILED, RESOLVED
-Need to resolve objection by Wells Fargo. RESOLVED, CONSENT ORDER
Need a statement for the Robinhood account. PROVIDED STATEMENT, RESOLVED

proposed plan $995x60 begin 10/1/2022 base
paid in $1990
arrears $1604
last claim 11
Matter ResolvedRequest
Adjourment
25211/22/2022 10:00 am22-17516 / MBKJOHN A UNDERWOOD ESQConfirmation Hearing ScheduledDeniedDebtor has made 3 of 3 required payments   Arrears: $0  

MP to be filed 14 days

AS OF 11/16/22 (at):

NEED HOMEOWNER'S INSURANCE IF AN ADJOURNMENT REQUEST IS RECEIVED.(DONE)

1. Objection filed by PennyMac (Powers Kirn) - failure to cure full arrears of $18,092.23 (Per POC)

2. Trustee's objection:
The debtor has failed to file a feasible plan - Need to increase trustee payment to pay IRS priority claim of $20,567.49.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration (NOT RECEIVED)
- A Modified Plan that addresses second mortgage held by HUD. (MOD PLAN NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$301/month for cell phone
$480 & $395/month car payments for a household of one
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by PennyMac. (UNRESOLVED)

*********************************
RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $25,891.09 in non exempt equity in the residence. (100% plan )
There is $3,830 in non exempt equity in the bank accounts. (LANGUAGE ADDED)


Plan proposes: $656 x 60 beginning 10/1/2022, 100% to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
25311/22/2022 10:00 am22-17525 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $150.00  
AS OF 11/16/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 CAN BE HELD ON 12/22/2022

1. 341 is scheduled for 12/22/2022.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
25411/22/2022 10:00 am22-17580 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 11/21/22 (SF)

1. 341 NOT HELD - RESCHEDULED TO 12/22/22
2. PAYMENTS: 2/2

Matter ResolvedRequest
Adjourment
25511/22/2022 10:00 am22-17635 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $610.00  
341 just held 11/14/22

11/17/22(mk):

1. Objection by US Bank( Friedman V):
plan fails to pay full claim( plan has LM and no pay arrears pending)


2.Trustee Objection:
- PLAN HAS AP PAYMENTS TO CONSUMER PORTFOLIO TO BE PAID BT THE TRUSTEE PRE CONF- NEED ORDER FOR THIS( sent email to atty on 11/14 asking about this- if yes then tell claims to set up ,if no then strike it)- STRIKE IT
- fails to pay dispo income into plan:
-pension income verified significantly higher
than the scheduled amount per proof
provided, disposable net income $3,182.81 - (per atty fed taxes 1,099.00 moly are deducted form the debtros pension- says uploaded proof of that
may need to be a 100% plan
--there is $29,481.36 non-exempt equity in
debtor's home, must pay minimum
$29,481.36 dividend to general unsecured
creditors - may need to be a 100% plan

Plan:$610 X 36 BEG 10/2022; LM BY 3/31/2023 (81 CLEVELAND AV); BASE
Bar date 12/6/22
Payments: 1/2 Arrears: $610
Matter ResolvedRequest
Adjourment
25611/22/2022 10:00 am22-17663 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,096.00  
UPDATE 11/22/2022 PER BUD, LAST 341 DOCUMENT PROVIDED TODAY
ISSUES AS OF 11/18/2022 (jma)

1) 341 not held, not rescheduled
2) Not current with Trustee payments, arrears $548
Matter ResolvedRequest
Adjourment
25711/22/2022 10:00 am22-17734 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 2 of 3 required payments   Arrears: $200.00  
mp in 14 days to surrender car

As of11/18/22 Debtor attorney requested adjournment, request denied, does not provide auto insurance for 2004 Toyota

As of 11/16/22 (DS): 1. Trustee obj to the following:
- Need the following: A. DSO information sheet; B. Must supply Debtor's certification regarding his marital status and all child support obligations that he has including the names of all children; C. 2 months bank statements from Chimba Bank savings acct prior to filing date; D. Proof of support payments $860, such as order; and E. Auto insurance for 2004 Toyota Camry.
- Excessive expenses on Sched J such as: Transportation $500, Auto insurance $180 (verifies $88) and Support payments $860.
- OneMain Financial filed arrears $1,291.62 for 2004 Toyota Camry, not on Plan or Schedules and no auto insurance provided.

Prop Plan $200 x 36 begin 10/1/22; Base
Matter ResolvedRequest
Adjourment
25811/22/2022 10:00 am22-17761 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $650.00  
AS OF 11/9/22 (SF)

1. ATTORNEY MUST REQUEST ADJOURNMENT
2. 341 NOT HELD - RESCHEDULED TO 12/8/22
3. PAYMENTS: 1/2 Arrears: $650
Matter ResolvedRequest
Adjourment
25911/22/2022 10:00 am22-17766 / MBKMichael Alan Siddons Confirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $0  

AS OF 11/16/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $475
Matter ResolvedRequest
Adjourment
26011/22/2022 10:00 am22-17767 / MBKJenee K. Ciccarelli, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 2 of 3 required payments   Arrears: $658.00  
issues as of 11/16/2022 (JMA) - need confirmation adjournment request

1) Another modified plan filed and scheduled to be heard 12/14/2022- need to withdraw previously filed modified plan
2) 341 scheduled for 11/17/2022

proposed plan $657.84x60 base plan
paid in $657.84
arrears $657.84
last claim 6
Matter ResolvedRequest
Adjourment
011/22/2022 11:00 am22-18338 / CMGPRO SEOrder Show CauseContinued
11/29/2022 11:00 am

MISSING DOCS
Matter ResolvedRequest
Adjourment
011/22/2022 11:00 am22-18410 / CMGJOSEPH ALBANESE, ESQOrder Show CauseContinued
12/6/2022 11:00 am

MISSING DOCS
Matter ResolvedRequest
Adjourment
011/22/2022 11:00 am22-18410 / CMGJOSEPH ALBANESE, ESQMotion Extend TimeGranted
EXTEND TIME SCH & PLAN
Matter ResolvedRequest
Adjourment
011/22/2022 11:00 am22-18545 / CMGYakov Rudikh, Esq.Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
011/22/2022 11:00 am22-18566 / CMGDaniel E. Straffi, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
011/22/2022 11:00 am22-18639 / CMGDaniel E. Straffi, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
011/22/2022 11:00 am22-18682 / CMGDaniel E. Straffi, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
26111/22/2022 2:00 pm17-34790 / MBKEdward Hanratty, Esq.Motion CompensationWithdrawnTotal Paid In: $319,280.00
10/20/22 amt: Trustee received n/e sale proceeds sufficient to pay atty fees and debtor will be refunded the balance- case pending closing<<>>
/
trustee obj>( NOT FEASIBLE/PLAN IN MO 57)
Matter ResolvedRequest
Adjourment
26211/22/2022 2:00 pm18-27903 / MBKJeffrey E. Jenkins, Esq.Motion CompensationWithdrawnTotal Paid In: $90,741.00
(amt: NEEDS FEE APP FOR FUNDS PD AT CLOSING)<<>>

Trustee objection: (1) The application needs to clarify if the fee is in addition to the amount paid to counsel at closing. If it is the order must be amended. If it is not, counsel still needs to file a fee application for the funds paid at closing.
Matter ResolvedRequest
Adjourment
26311/22/2022 2:00 pm18-33872 / MBKCARLOS D. MARTINEZ, ESQ.Motion CompensationOrder Previously Submitted
New order submitted OK EDC


Trustee obj:
(1) The plan has been completed and the trustee submitted the "Plan Complete" letter on 9/15/22. The trustee is only holding available funds of $3,084.18 which are not enough to pay the attorney through the plan. The compensation order should say that the amount of $3084.18 will be paid to counsel with the remainder paid outside of the plan.

(amt: insufficient FOH to pay full fee order)
Matter ResolvedRequest
Adjourment
26411/22/2022 2:00 pm20-15969 / MBKJeffrey E. Jenkins, Esq.Motion CompensationGrantedTotal Paid In: $4,299.00
Matter ResolvedRequest
Adjourment
26511/22/2022 2:00 pm20-17495 / MBKJavier L. Merino, Esq.Motion CompensationGrantedTotal Paid In: $15,110.00
Matter ResolvedRequest
Adjourment
26611/22/2022 2:00 pm21-14434 / MBKRobert Braverman, Esq.Motion Relief from Stay (Fee)Continued
1/11/2023 9:00 am
Total Paid In: $6,214.00
ADJ by MBK to 11/22 at 2 PM

Debtor obj<>US BANK CUST PC7 LLC/ Kiowa Trail (TAYLOR AND KEYSER)
Matter ResolvedRequest
Adjourment
26711/22/2022 2:00 pm21-14434 / MBKRobert Braverman, Esq.Trustee Certification of DefaultContinued
1/11/2023 9:00 am
Total Paid In: $6,214.00
ADJ by MBK to 11/22 at 2 PM
TR PYMT UPDATE ARREARS 8434 300 PD SINCE JULY CERT OF D
PYMT OF $300
AR NOTE, NO TRUSTEE PYMT SINCE 4-1-22 - ARREARS $6,136 - HISTORIC POOR PAYMENT HISTORY (7 0F 15 PYMTS MADE). TR MOTION FILED 5-27 - REC DISMISS WITHOUT PREJUDICE AND REINSTATE IF PROMISED FUNDS COME IN WITHIN 60 DAYS.

ADJ to 8/15 @ 10:30

Debtor obj, pending disability payments<> ARREARS
Matter ResolvedRequest
Adjourment
26811/22/2022 2:00 pm21-18490 / MBKAndrew Thomas Archer Motion CompensationNo Opposition FiledTotal Paid In: $5,456.00
Matter ResolvedRequest
Adjourment
26911/22/2022 2:00 pm21-19450 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $5,636.00
Matter ResolvedRequest
Adjourment
011/22/2022 2:00 pm21-19616 / MBKGeorgette Miller, Esq.Motion CompensationJudge to Reserve DecisionTotal Paid In: $9,600.00
Correction Notice in Electronic Filing - Chapter 13 Debtor's Attorney Fee Application Cover Sheet not included. This request for fees will not be processed. For more information, see D.N.J. LBR 2016-5, 2016-1 and the Court's Notices to the Bar referring to 2019 Local Rule and Form Revision.

(amt: no ppsd order with doc #54)
Matter ResolvedRequest
Adjourment
27011/22/2022 2:00 pm22-10573 / MBKEdward Hanratty, Esq.Motion CompensationContinued
12/14/2022 9:00 am
Total Paid In: $27,857.00
amending order
Matter ResolvedRequest
Adjourment
27111/22/2022 2:00 pm22-13967 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $8,448.00
Matter ResolvedRequest
Adjourment
27211/22/2022 2:00 pm22-14174 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $10,961.00
Matter ResolvedRequest
Adjourment
27311/22/2022 2:00 pm22-14488 / MBKAllen I. Gorski, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
27411/22/2022 2:00 pm22-15857 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
27611/22/2022 2:00 pm22-16678 / MBKJohn Zimnis, Esq.Order Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
27711/22/2022 2:00 pm22-16838 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $1,400.00
Matter ResolvedRequest
Adjourment
28011/22/2022 2:00 pm22-17381 / MBKPRO SEMotion Extend TimeWithdrawn
MTN TO EXTEND TIME
*on 10/11 debtor filed schedules A-D but they are incorrect. Schedule C takes no exemptions accept an exemption on M&T mortgage? Schedule D lists himself as a secured creditor. Debtor needs an attorney.
Trustee obj:
(1) The debtor has not provided 341 documents or made payments to the trustee
(2) The debtor has not provided the court with all required documents and proof of credit counseling
(3) The debtor has not met his burden proving the plan feasibility
Matter ResolvedRequest
Adjourment
27811/22/2022 2:00 pm22-17381 / MBKPRO SEOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
27911/22/2022 2:00 pm22-17381 / MBKPRO SEOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
28111/22/2022 2:00 pm22-17777 / MBKBruce C. Truesdale, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
28211/22/2022 2:00 pm22-18080 / MBKWARREN LEVY, ESQ.Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
28311/22/2022 2:00 pm22-18290 / MBKPaul H. Young, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
28411/22/2022 2:00 pm22-18332 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
28511/22/2022 2:00 pm22-18335 / MBKJoseph Casello, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
28611/22/2022 2:00 pm22-18396 / MBKCandyce I. Smith-Sklar, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
28711/22/2022 2:00 pm22-18398 / MBKGarrett I. Elias, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
28811/22/2022 2:00 pm22-18398 / MBKGarrett I. Elias, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
28911/22/2022 2:00 pm22-18414 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29011/22/2022 2:00 pm22-18430 / MBKPRO SEOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
29111/22/2022 2:00 pm22-18430 / MBKPRO SEOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29211/22/2022 2:00 pm22-18444 / MBKPRO SEOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
29311/22/2022 2:00 pm22-18474 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29411/22/2022 2:00 pm22-18475 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29511/22/2022 2:00 pm22-18544 / MBKYakov Rudikh, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
29611/22/2022 2:00 pm22-18557 / MBKSCOTT E. TANNE, PC.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29611/22/2022 2:00 pm22-18557 / MBKSCOTT E. TANNE, PC.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29711/22/2022 2:00 pm22-18610 / MBKJohn Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29811/22/2022 2:00 pm22-18613 / MBKGeorge E Veitengruber IIIOrder Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes