| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
|
Matter ResolvedRequest Adjourment | 1 | 11/15/2023 9:00 am | 16-25152 / CMG | WILLIAM S WOLFSON, ESQ | Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/Refinance | Granted | MTN FOR ERMA FUNDS |
|
Matter ResolvedRequest Adjourment | 2 | 11/15/2023 9:00 am | 18-22919 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 11/8/23: plan balance has been paid if fails to complete plan balance , case will be converted back to a Ch 7-email to atty (Plan bal as of 10/20 is $1199.52) mk: Per AR- email to ATTY to see when debtor can complete plan and if possible to do a TR Order. Cameron reply- says debtor made 1,500 payment today and will have balance(5,441.76) paid by NOV Debtor obj, trying to pay (medical)<> ARREARS 5,441.76(WHICH IS PLAN BALANCE) made recent july payment but aal TR payments dating back to 10/2022 have not been near the full payment IN MONTH 63 AS OF Sept. |
|
Matter ResolvedRequest Adjourment | 3 | 11/15/2023 9:00 am | 18-28046 / CMG | RICHARD J PEPSNY, ESQ. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT; PIF, PENDING CLOSING<<>> FAILED TO PAY PLAN BALANCE |
|
Matter ResolvedRequest Adjourment | 4 | 11/15/2023 9:00 am | 18-28131 / CMG | Andrew Thomas Archer | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: PIF/PENDING CLOSING<<>> Debtor obj<>FAILED TO PAY PLAN BALANCE |
|
Matter ResolvedRequest Adjourment | 5 | 11/15/2023 9:00 am | 18-29682 / CMG | Laurence R. Sheller, Esq. | Trustee Certification of Default | Trustee Order | Debtor obj, requests recap<> ARREARS RECAP is 29,141 PTD Then $814 x 23 Begin 12/1/23- email to atty Plan is Cares act so 84 mos and 23 remain. |
|
Matter ResolvedRequest Adjourment | 6 | 11/15/2023 9:00 am | 18-31145 / CMG | Jacqueline R. Rocci, Esq. | Motion Compensation | Revised Order Submitted | 11/7/23(mk) sent email to atty- she will submit a revised Order to pay outside Atty need 30 more days as she is working on a resolution w/ debtor - 11/15 peremptory (mk) Now on mo 60 Plan balance w/o adding fees is 3,559- adding fees of $3400 w/ 2 mos to go as of August would increase Tr payment to over 4,000 x 2 begin 9/1/23. Not feasible mk: per atty- working on this w/ debtor - will likely have a revised order to pay outside |
|
Matter ResolvedRequest Adjourment | 7 | 11/15/2023 9:00 am | 18-32967 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/6/2023 9:00 am | mk: atty says debtor made payment of 3451.82 and will pay balance by end of the mo. ARREARS are $5,404.82 plan is in MO 60 |
|
Matter ResolvedRequest Adjourment | 8 | 11/15/2023 9:00 am | 19-10157 / CMG | Warren Brumel, Esq. | Trustee Certification of Default | Trustee Order | updated: $57,547 ptd (58); $1243.50 x 2 beg 12/1/23<<>> AMT: $56,147 PTD (57); $ 1296 X 3 BEGINNING 11/1/23 (ATTY OK)<<>> Debtor obj<> ARREARS |
|
Matter ResolvedRequest Adjourment | 9 | 11/15/2023 9:00 am | 19-17108 / CMG | Brian L. Hoffman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MP on 11/15/23 **HR**<<>> ARREARS $9,149 AS OF 9/13. Last pay June 2023 9/20/23:MK: FIRST LISTIING. EMAIL FOR ATTY- 1 OF DEBTROS LAID OFF - NEEDS TO FILE mp |
|
Matter ResolvedRequest Adjourment | 10 | 11/15/2023 9:00 am | 19-20477 / CMG | Thomas J. Orr, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | 11/8(mk) atty says: debtor has LM to cover all pre and post pet arrears- about to file the motion. If app'd claims #8,10 and 13 will be satisfied leaving atty fees and small div. to gucs- adj 30 days for this w to play out 11/7/23(mk): RECAP IS 25,872 PTD, Then Lump sum$ 662 by 11/25/23 Then 1,847 x 6 Begin 12/1/23. email to atty Debtor obj, made pymts, filing mtn to reinstate<>SV/FREEDOM MTG; MOTION TO REINSTATE STAY WAS GRANTED AMT: TR MTN DID NOT ADDRESS FEASIBILITY. CURING ARREARS WILL NOT COMPLETE PLAN TIMELY DUE TO PP ARREARS ADDED ( mk; emailed atty about this ) |
|
Matter ResolvedRequest Adjourment | 11 | 11/15/2023 9:00 am | 19-23902 / CMG | Edward Hanratty, Esq. | Motion Enforce | Withdrawn | SLS response ( Stewart)<>DEBTOR MTN TO ENFORCE 2004 SUBPOENA TO FED HOM LOAN MTG |
|
Matter ResolvedRequest Adjourment | 12 | 11/15/2023 9:00 am | 20-11160 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/6/2023 9:00 am | adj 12/6 for ewage and for payments to be current per debtor atty - hoping payment will clear before hearing. debtor just started new job so ewage will not work as of now- will do TFS Debtor obj, proposing pymts<>ARREARS 11/7/23(mk) : arrears 11,000 |
|
Matter ResolvedRequest Adjourment | 13 | 11/15/2023 9:00 am | 20-12284 / CMG | Darin D. Pinto, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | LOANCARE /Eastern Blvd. (ROBERTSON, ANSCHUTZ) Resolution Details: Full cure by 11/30/23 for the default through November. |
|
Matter ResolvedRequest Adjourment | 14 | 11/15/2023 9:00 am | 20-15365 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | CONDUIT UPON NEW CASE FILING mk adj to 11/15 so atty can discuss Dismiss and refile later Debtor obj<>ARREARS 9,668 as of 11/14; DID NOT INCREASE PAYMENT TIER PER ORDER RESOLVING MFR/CONDUIT, DOC #74 |
|
Matter ResolvedRequest Adjourment | 15 | 11/15/2023 9:00 am | 21-13774 / CMG | Laurence R. Sheller, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/REVERSE MTG; ARREARS per atty - letting it go |
|
Matter ResolvedRequest Adjourment | 16 | 11/15/2023 9:00 am | 21-15049 / CMG | Edward Hanratty, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/6/2023 9:00 am | MP on 12/6/23 DEBTORS PLAN WAS WITHDRAWN ON 9/30/23 AND FAILED TO FILE A MP WITHIN 14 DAYS |
|
Matter ResolvedRequest Adjourment | 17 | 11/15/2023 9:00 am | 21-18795 / CMG | Tamika N. Wyche, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | MP on 11/15/23>.REC DISMISS<< 10/17/23(mk) MP filed-LM denied - now sale of real prop. Debtor obj, filing MP to sell<>FAILED TO COMPLETE LM BY 7/20/22; EXTENDED LOSS MIT EXPIRED 9/8/23 |
|
Matter ResolvedRequest Adjourment | 18 | 11/15/2023 9:00 am | 22-10046 / CMG | Yakov Rudikh, Esq. | Trustee Certification of Default | Trustee Order | AMT: $44,696 PTD (22); $2,203 X 38 BEG 12/1/23<<>> Debtor obj, will pay<> ARREARS are 1,242 as of 11/7. made recent large payment 11/2 |
|
Matter ResolvedRequest Adjourment | 19 | 11/15/2023 9:00 am | 22-10054 / CMG | Jeffrey E. Jenkins, Esq. | Motion Convert Chapter 13 to Chapter 7 (fee) | Continued 12/20/2023 9:00 am | 11/7/23(mk): MOTION TO SELL PROP. FILED AND ON FOR 12/6/23 SALE PRICE 911,000 AMENDED C FILED TO TAKE MORE (D)(1) AND REMOVE LEGAL MALPRACTICE CASE- what is status of that case? ------------------------- 10/3/23 Update amended lsiting agreement and checks boxes in listing for MLS etc. WHY IS IT LISTED AS "COMING SOON " On Internet- sale of property has been an issue since August? CREDITOR SAYS Property is not even on the market yet. According to page 11 (out of the 12 filed pages), the property is "expected on market date: 10/17/23." They've lost two months of decent selling season and by the time it hits the market, will only be a month to Thanksgiving 10/3/23: mk filed obj to realtor - same company as agent w/ conflict- should not be exclusive listing - listing agment(#100) has blank boxes not helpful to active marketing of property. Multiple listing info is blank. 9/27/23(mk): application to retain realtor filed. Also filed doc #100- marketing plan for realtor to market real property. and new listing agreement.. listed at 877,800. 9/14/23(mk): 1. Debtor filed doc #93 on creditor's obj to conf of MP and continued request to convert to a 7. debtor has listing agmt for home and has filed appl to retain realtor on 9/14/23. debtor disputes atty fees and escrow shortages in Mtg co claim. Also supplied letter form realtor about property- expects success in marketing of prop. and likeihood of a successful sale. MP filed on 9/20. Sale by 2/16/24 and uploaded a listing agmt listing 850,000- at that price about $58,000 equity 8/2/23: Ct will adj 2 weeks to allow MP file by 8/15/23 to sell RE 7/25/23(mk) doc #86 Cert of debtor: complains about creditor characterization of lawsuit etc. 7/14/23:Per S. West - 1 more adj to 8/2/23 as there has been an offer of a permanent LM with deadline to accept 8/1. The offer does involve a significant down payment so acceptance of the LM is not certain. 7/3/23(mk) :Lender uploaded adj Request to 7/19 as servicers is |
|
Matter ResolvedRequest Adjourment | 20 | 11/15/2023 9:00 am | 22-11974 / CMG | Roman Akopian | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO DISBURSE AUTO LOSS PROCEEDS; $5,015.64 TO CAPITAL ONE, REMAINING BALANCE OF $7,738.53 SETTLEMENT TO DEBTOR MK: remaining bal to debtor would be $2,722.89 |
|
Matter ResolvedRequest Adjourment | 22 | 11/15/2023 9:00 am | 22-12120 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 8,505. last pay 8/21/23 MK: DEBTOR CERT FILED IN OST TO APPROVE LM SAYS WILL ALLOW CASE TO BE DISMISSED ON TR MOTION JUST WMTS ORDEER APPROVING LM TO BE ENTERED PRIOR TO DISMISSAL OF CASE. |
|
Matter ResolvedRequest Adjourment | 21 | 11/15/2023 9:00 am | 22-12120 / CMG | Andrew G. Greenberg, Esq. | Order Shorten Time | Order to be Submitted | >>>OST<< MOTION TO APPROVE A LM once this is granted , case will be dismissed HOWEVER: Limited obj> **the order for post pet. referenced in parag 4 refers to conf order NOT the orders dated7/28/22 and 12/28/22 for post petition payments Needs revised order on LM |
|
Matter ResolvedRequest Adjourment | 23 | 11/15/2023 9:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | PHH response (RAS)<>LOSS MIT/PHH MTG |
|
Matter ResolvedRequest Adjourment | 24 | 11/15/2023 9:00 am | 22-12831 / CMG | Vera Fedoroff, Esq. | Trustee Certification of Default | Trustee Order | amt: $17,850 ptd (19); $2,221 x 41 beg 12/1/23; debtors to register for TFSw/in 15 days (atty ok)<<>> Debtor obj, requests recap<> ARREARS |
|
Matter ResolvedRequest Adjourment | 25 | 11/15/2023 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/6/2023 9:00 am | 11/13/23:MK : conduit order on MFR and it will be conduit. will adj this to 12/6 to see where we are- email to atty --------------------- mk: debtor made recent payment at end of Oct.and wants adj to be current ANY RECAP MUST INCLUDE EPAY Debtor obj, made pymts<>ARREARS 7,095 as of 11/9/23 |
|
Matter ResolvedRequest Adjourment | 26 | 11/15/2023 9:00 am | 22-14193 / CMG | Eugene Roth, Esq. | Motion Sell Free and Clear of Liens under 363(f) (FEE) | Revised Order Submitted | SLS obj(Fein Such)- has no obj. to sale as long as lien is PD in full<>6 MIMI DR Sale price 875,000 Plan confirmed at 100% and called for sale of property Order has proceeds to Tr to pay of plan(100%) |
|
Matter ResolvedRequest Adjourment | 27 | 11/15/2023 9:00 am | 22-14223 / CMG | THOMAS M MONAHAN, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Mk Recap 29,220 PTD Then $2,480 x 42 begin 12/1/23 Ewage w/in 10 days- email to atty-ok to terms Debtor obj<>ARREARS 3,776 as of 11/14 large payment posted 11/2 says was in auto accident- wants payments to be reduced till Feb- needs motion to reduce or suspend |
|
Matter ResolvedRequest Adjourment | 28 | 11/15/2023 9:00 am | 22-15047 / CMG | Kevin C. Fayette, Esq | Creditor Certification of Default | Withdrawn | STATUS CHANGE- CERT W/D 11/14/23(mk): counsel email says creditor will be uploading STATUS CHANGE- that w/d the creditor cert. as debtor is current debtor atty needs 2 weeks for debtor to become current AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, can pay<> NJ HOUSING/Ewing St (Powers Kirn) post pet $2,671.73 opp'n says was ill - can get current |
|
Matter ResolvedRequest Adjourment | 29 | 11/15/2023 9:00 am | 22-15195 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | 11/13/23:PER AR adj 45 says for debtor to get on Ewage and be completely current now owes for nov. 5450 which is 1 payment Debtor obj, made pymt<>ARREARS 8,261 as of 10/25/23 moly payments is 5,450 |
|
Matter ResolvedRequest Adjourment | 30 | 11/15/2023 9:00 am | 22-15397 / CMG | Joan Sirkis Warren, Esq. | Motion Relief from Stay (Fee) | Continued 12/20/2023 9:00 am | 11/8/23(m): creditor adj request to review payments and finalize settlement terms 10/16/23(mk): creditor adj uploaded to payment research and proof of receipt of payments Debtor obj<>SELECT PORTFOLIO /Washburn AVe (FEIN SUCH) Post pet :$3,603.38 nto including August , SEpt and Oct payments due Moly payment is :$1,293.41 Debtor says : pd sept and Oct - has paid another 1600 and will pay another 1300 towards arrears |
|
Matter ResolvedRequest Adjourment | 31 | 11/15/2023 9:00 am | 22-15479 / CMG | Eugene Roth, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | 11/7/23(mk: 1/2 of Nov payment pending in TFS other 1/2 to be made 11/7 when debtor gets pd 10/24 AMT: Order resolving cred def cert filed. TR MTN CAN BE W/D IF NOV PYMT HAS BEEN MADE<<>> ARREARS |
|
Matter ResolvedRequest Adjourment | 32 | 11/15/2023 9:00 am | 22-17041 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Co-Debtor Stay | Continued 12/6/2023 9:00 am | Debtor obj, made pymt to old servicer, only 3 were returned to date<>SN SERVICING /EIGHTH Ave (FRIEDMAN VARTOLO) MP filed on for 12/20: non filing spouse lost job- have to sell home |
|
Matter ResolvedRequest Adjourment | 33 | 11/15/2023 9:00 am | 22-18169 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Continued 12/6/2023 9:00 am | 2 money orders posted for $500 and $380 11/14:ARREARS NOW 9,880.last pay before that was June 2023. Recap would send payments to 4,091 not feasible amt: copies of $6,880 pymts (10/30 MO & 10/27 cert ck) attached. Adjourning for time to post<<>> Debtor obj, will make pymt & requests recap<> ARREARS 6,880 last pay was June 2023 |
|
Matter ResolvedRequest Adjourment | 34 | 11/15/2023 9:00 am | 22-18410 / CMG | Joseph Albanese, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 11/15<<>>Honor Roll 9/13/239mk): Made a 1,000 payment on 9/12 MP and amended I & J field today. 100% and extends time to sell property. as of now 3k arrears 9/6 adj 2 weeks - need good faith payment w/ in 7 days and MP and amended i & J and for debtor to provide listing agmt- needs to retain realtor mk: No opp'n filed but atty will appear on CT solutions- had trouble reaching client- there is equity in RE ARREARS 4,000 as of 9/1; SALE BY 9/1/23 Plan will not complete w/in 60 mos Made an August payment of 1,000 but failed to pay May, June and July |
|
Matter ResolvedRequest Adjourment | 35 | 11/15/2023 9:00 am | 22-18736 / CMG | Allen I. Gorski, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | gorski to subsutite as atty ARREARS 9,144 as of 11/14/23 |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 9:00 am | 22-19526 / JNP | KEVIN C. FAYETTE, ESQUIRE | Confirmation Hearing Scheduled | Recommend Dismissal | ISSUES AS OF 11/8/2023 (DM): ***RECOMMEND DISMISSAL - debtor has only made 5 of 11 Trustee payments with the last payment made in July. Additionally, plan is underfunded to pay 100% Plan - debtor would need $3,294 x 50 starting 11/1/23 to fund the Plan*** ADJ to 11/15/23 Peremptory. 1) IRS (Eamonn O'Hagan, Esq) OBJs - no tax returns filed for 2016 through 2019. Amended POC (4-2) filed for $29,802.92 priority and $73,425.71 general unsecured (UNRESOLVED). 2) Fay Svc/US Bank (PINCUS) OBJs - $61,645.86 arrears on Civil War Rd property (CONSENT ORDER ENTERED - LOAN MOD BY LOSS MIT ORDER). 3) Trustee Balboa Objection to Sch C exempting 2 vehicles - see Doc #35. 4) Trustee Balboa Notes: - Recommend dismissal - Plan not feasible w/claims as filed. - Plan must pay substantial Base - keeps camper. - Trial Loan Mod active with final payment due 9/1/23. - Add two storage facility payments - Sch J /SOFA - disclose content of storage boxes. - Resolve NJ estimated POC tax years 2016-2021 (OKAY, AMENDED). - Pre-Confirmation Certification (UNRESOLVED). Prop. Plan $1,000 x 60, 100% Plan - Loan Mod by 6/30/23 PTD 5/11 = $5,000 Last Claim (12-2) |
|
Matter ResolvedRequest Adjourment | 36 | 11/15/2023 9:00 am | 22-19811 / CMG | Kevin C. Fayette, Esq | Trustee Certification of Default | Trustee Order | AMT: $ 4,480 PTD (11); $640 X 25 BEGINNING 12/1/23 (ATTY ok)<<>> Debtor obj,can make pymt & requests recap<> ARREARS |
|
Matter ResolvedRequest Adjourment | 37 | 11/15/2023 9:00 am | 22-19971 / CMG | Jonathan Goldsmith-Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 6,292 as of 11/14/23 Last pay 7/6/23 |
|
Matter ResolvedRequest Adjourment | 38 | 11/15/2023 9:00 am | 22-20142 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 11/14/23(mk) status change filed- settled- Order submitted 10/18/23:creditor review by end of month 10/6/23: Motion to approve ERMA Funds on 10/18- OTBS Debtor obj<>PNC BANK/ Mcadoo (FEIN SUCH) post pet 3,715.18 as of 7/7/23 debtor says applying for NJ ERMA need 30 days |
|
Matter ResolvedRequest Adjourment | 39 | 11/15/2023 9:00 am | 23-10013 / CMG | Kevin C. Fayette, Esq | Trustee Certification of Default | Continued 12/20/2023 9:00 am | atty sent 1400 on 10/31/23- not posted yet and has another 700 Debtor obj, atty has $1400 & requests recap >>NEEDS TO SEND IN THE $ BEFORE A RECAP 11/10/23: arrears 3,500 last pay 6/14/23 |
|
Matter ResolvedRequest Adjourment | 40 | 11/15/2023 9:00 am | 23-10245 / CMG | JOSEPH J MANIA III ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | NS second call debtor submitted more docs to lender today....11/14/23(mk) response from A Jennings: opposes adj of TR motion or to reinstate the stay as debtor is delinquent on payments and has had ample time to submit a Loss mit package. Debtor is due for August - Nov in addition to cure payments form the 6/30/23 Order. Debtor can pursue Loss mit Outside bkcy. 11/10/23: adj request uploaded to 1/3/23: says LM appl submitted. lender requesting add'l docs which are being submityed ADJ. WAS DENIED 11/9/23:mk: NOTHING HAS HAPPENED SINCE LAST HEARING IN SEPT. 9/18/23(mk); email from dispo list FYI--Status of Automatic Stay. Debtor has cured post petition mortgage arrears and is awaiting Consent Order from mortgagee that will vacate the Order(8/25/23) for stay relief FAILED TO LM BY 6/1/23 Order for SV 8/25/23. >>atty wants adj to Nov. and says debtor has submitted LM docs to lender and is awaiting the processing and review of application. |
|
Matter ResolvedRequest Adjourment | 41 | 11/15/2023 9:00 am | 23-10310 / CMG | Steven J. Abelson, Esq. | Certification of Default | Continued 12/6/2023 9:00 am | Debtor obj, made pymts<> US BANK/Coventry Terrace (RAS) Post pet: 3,454.27 debtor says all paid no basis for motion |
|
Matter ResolvedRequest Adjourment | 42 | 11/15/2023 9:00 am | 23-10359 / CMG | Yakov Rudikh, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 11/7/23(mk): OTBS: Resolution Details: Debtor is current and is due for November 2023. Stay current order; standard default clauses; and fees WILMINGTON SAVINGS / Brookdale Rd (ROBERTSON, ANSCHUTZ) |
|
Matter ResolvedRequest Adjourment | 43 | 11/15/2023 9:00 am | 23-10437 / CMG | Kevin C. Fayette, Esq | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN DISBURSE PI SETTLEMENT MK: Sp Counsel retained gross amt 15,000- after costs /fees debtor share $8,450.40 covered by Exemption No proceeds to TR |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 9:00 am | 23-10836 / JNP | KEVIN C. FAYETTE, ESQUIRE | Continued 2/21/2024 9:00 am | ISSUES AS OF 11/8/2023 (DM): Adjournment to 11/15/23 - FINAL CONFIRMATION. 1) NewRez/US Bank (HILL WALLACK) consent order, dated 6/7/23, provides for a loan Mod by 6/6/23 or as extended by the Court. (LOSS MIT WAS EXTENDED 1/30/24 BY ORDER DATED 11/7/23). Interim Confirmed Case: $150 x 3, $178 x 33 Prop. Plan: $150 x 36, 100% Plan PTD = $1,350 Last Claim (2-1) dated 3/24/23 | |
|
Matter ResolvedRequest Adjourment | 46 | 11/15/2023 9:00 am | 23-11045 / CMG | Brad J. Sadek, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 12/5 AMT: DRAFT TO PARTIES<<>> 11/14/23(mk) debtor agrees to conduit. A Jennings to contact AMT to provide #s 11/13/23(mk):secured creditor will agree to add arrears to plan ONLY IF ITS A CONDUIT PLAN adj to 11/15 to see how debtors want to proceed Mk Parties agree to adj to 11/1/23 to resolve mk: creditor reply- not agree to roll in post pet when so far behind w/ TR Payments Debtor obj, can make pymt & requests recap,>LAKEVIEW LOAN / Berkshire Lane(ROBERTSON, ANSCHUTZ) mk: post pet due as of 8/1/23=5,563.94(per Aleisha J email 10/27- now arrears are 10,000 debtor proposes pay 1,417.53 and proposes to cap rest of arrears into plan >>TRUSTEE ARREARS 3,740 AS OF 10/9 LAST PAY WAS 6/28/23<< |
|
Matter ResolvedRequest Adjourment | 45 | 11/15/2023 9:00 am | 23-11045 / CMG | Brad J. Sadek, Esq. | Trustee Certification of Default | Withdrawn | secured creditor will agree to add post pet arrears to plan ONLY IF ITS A CONDUIT PLAN 11/13 AMT: TFS RECEIPT FOR $2,740; WILL CURE ARREARS THROUGH OCT<<>> Debtor obj, $1,000 by 10/20 & recap<> ARREARS $3,675 as of 11/8/23. Last pay before the Oct payment was back in June- is MFR resolved and if so does it impact plan? What was debtor's decision on the case per notes on creditor cert? |
|
Matter ResolvedRequest Adjourment | 47 | 11/15/2023 9:00 am | 23-11106 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | NATIONSTAR MTG/Nottingham Dr (ROBERTSON, ANSCHUTZ) Post pet:3,375.97 as of 9/18 opp'n: made the payments to bring current and they were cashed by lender OTBS: cure sept & oct default |
|
Matter ResolvedRequest Adjourment | 48 | 11/15/2023 9:00 am | 23-11437 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | mk: atty agrees to AMT email mk: AMT sent email to atty :Trustee is recommending adjourning the Trustee's Motion to 12/20/23 to allow time for the debtor to remit a plan payment of $426 (as confirmed) and sign up for eWage. Please advise if you agree to these terms. If so, the matter can be resolved at the adjourned hearing with a recap and language to address Westlake Services stay vacate. The proposed recap would be $1,626 ptd (the current $1200 ptd & required $426 payment), t$453 x 51 beginning 12/1/23. ---- Debtor obj, made pymt & requests recap <>SV/WESTLAKE; ARREARS 1,830 made an Oct payment before that last pay was June 2023 |
|
Matter ResolvedRequest Adjourment | 49 | 11/15/2023 9:00 am | 23-11600 / CMG | Bruce C. Truesdale, Esq. | Motion Relief from Stay (Fee) | Withdrawn | Debtor obj, will pay<>NISSAN /2019 Rogue (STEWART LEGAL) 11/14: email from dispo list: Withdrawn - debtor brought loan current. |
|
Matter ResolvedRequest Adjourment | 50 | 11/15/2023 9:00 am | 23-11985 / CMG | Brad J. Sadek, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Revised Order Submitted | 111/13/23:revised order submitted Tr obj<>MTN TO SUSPEND TRUSTEE PAYMENTS needs a revised order for recap of 333 x 51 or a MP to reduce the base |
|
Matter ResolvedRequest Adjourment | 51 | 11/15/2023 9:00 am | 23-12232 / CMG | Eugene Roth, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | ARREARS (PRE CONF CERT NEVER FILED) MK: closing on real prop to occur and case will be pd off in full. |
|
Matter ResolvedRequest Adjourment | 52 | 11/15/2023 9:00 am | 23-13159 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | NEED UPDATE 10/18:mk: has settlement offer and needs 4 weeks Debtor obj, making pymts<>SN SERVICING/Aldo Drive (FRIEDMAN VARTOLO) post pet:8,416.36 plus atty fees 1,238 debtor says attempted to make payments - not cashed now on bi weekly payment schedule |
|
Matter ResolvedRequest Adjourment | 53 | 11/15/2023 9:00 am | 23-13740 / CMG | Carrie J. Boyle, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Granted | MTN TO EXPUNGE HACKENSACK UNVI CLM #5 Debtor says this claim for services was included in the workers Comp claim ( all but 3,219.60) Order modifies claim to 3,219.60 |
|
Matter ResolvedRequest Adjourment | 54 | 11/15/2023 9:00 am | 23-13778 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/6/2023 9:00 am | FAILED TO LM BY 10/3/23 MP filed ON FOR 12/6. removed LM - debtor has a PI case |
|
Matter ResolvedRequest Adjourment | 55 | 11/15/2023 9:00 am | 23-14214 / CMG | Moshe Rothenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj, will make pymts (amt: does not address failure to file MP)<>DEBTORS PLAN WAS DENIED ON 9/20/23 AND FAILED TO FILE MP IN 21 DAYS Arrears 6,075 as of 11/9/23 |
|
Matter ResolvedRequest Adjourment | 56 | 11/15/2023 9:00 am | 23-14240 / CMG | John Zimnis, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Granted | MTN TO EXPUNGE RAHMANI BACHA CLMS #6-1, #10-1, #11-1 |
|
Matter ResolvedRequest Adjourment | 57 | 11/15/2023 9:00 am | 23-14836 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | Debtor obj, filing MP<>PLAN WAS DENIED ON 9/6/23 AND FAILED TO FILE A MP MP filed on 12/20/23 |
|
Matter ResolvedRequest Adjourment | 58 | 11/15/2023 9:00 am | 23-15032 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | Debtor obj, filed MP<>DEBTORS PLAN DENIED ON 10/4/23 AND FAILED TO FILE MP IN 14 DAYS Mp on 12/20 |
|
Matter ResolvedRequest Adjourment | 59 | 11/15/2023 9:00 am | 23-15135 / CMG | Jeffrey S. Walters | Motion Relief from Stay (Fee) | Continued 12/6/2023 9:00 am | creditor adj request to 12/6 to resolve Debtor obj, pd arrears<>NEWREZ/SHELLPOINT - Lindsley Court (PINCUS) post pet :1,356.58 debtor says has cured post pet arrears CONFRIMATION ON 11/15 >REC DISMISS<< |
|
Matter ResolvedRequest Adjourment | 60 | 11/15/2023 9:00 am | 23-15333 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/20/2023 9:00 am | Debtor obj, filing MP<>DEBTORS PLAN WAS DENIED ON 9/20/23 AND FAILED TO FILE MP IN 14 DAYS MP filed 11/10/23 |
|
Matter ResolvedRequest Adjourment | 61 | 11/15/2023 9:00 am | 23-15340 / CMG | Steven Alan Alpert, Esq. | Motion Relief from Stay (Fee) | Granted | NAVY FEDERAL (BERNSTEIN-BURKLEY)/2023 Mercedes Benz Plan surrenders and is on HR for 11/15 |
|
Matter ResolvedRequest Adjourment | 62 | 11/15/2023 9:00 am | 23-15507 / CMG | Allen I. Gorski, Esq. | Motion to Approve Loan Modification | Granted | mk: debtor's cert was filed Trustee limited obj, need debtor cert<> MTN TO APPROVE LM CONF IS REC DISMISSAL |
|
Matter ResolvedRequest Adjourment | 63 | 11/15/2023 9:00 am | 23-15720 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Continued 12/20/2023 9:00 am | 11/14/23(mk):debtor and creditor agree to conduit . Creditor wants 30 days to get numbers to our office and the review w/ client AMT; TR LTR REQUESTING CONDUIT<> Debtor obj.<>PENNYMAC /Wilson Blvd (FEIN SUCH) Creditor- post pet. is 17,558.76 as of 10/4 (5,852.92 x 3) Debtor obj, will pay $7,500 & requests recap |
|
Matter ResolvedRequest Adjourment | 64 | 11/15/2023 9:00 am | 23-15821 / CMG | Robert C. Nisenson, Esq. | Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/Refinance | Granted | mk: agreement filed as exhibit at #26 This is actually a MOTION TO APPROVE A PARTIAL CLAIM This will address the pre pet arrears claim and motion requests lender w/d their POC Tr Limited Obj. However, cert refers to an agreement proposed by creditor but it does not attach the agreement as an exhibit. Tr needs to se the agmt |
|
Matter ResolvedRequest Adjourment | 65 | 11/15/2023 9:00 am | 23-15826 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 11/15 Debtor obj,filed MP<>PLAN WAS DENIED ON 9/6/23 AND FAILED TO FILE A MP WITHIN 14 DAYS |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 9:00 am | 23-15845 / JNP | KEVIN C. FAYETTE, ESQUIRE | Confirmation Hearing Scheduled | Continued 12/6/2023 9:00 am | ISSUES AS OF 11/8/2023 (DM): attorney discussing possible conversion to Ch. 7 - ADJ to 12/6/23 Peremptory. ***Debtor has made 0 of 4 payments - RECOMMEND DISMISSAL*** 1) Police & Fire FCU filed $549.15 arrears claim on 2017 Ford Explorer (OKAY TO PAY??) 2) Trustee Russo Notes: - Need 2022 tax return - refund of $5,000 per Sch B. - Need proof of insurance for 2017 Ford Explorer. - Need Aug & Sept pay stubs for debtor showing current income. - Need June & July bank statements for both Bank of America checking accts. - Verified monthly disposable income is -$448.93. Need to review updated income. - Non-exempt proceeds from lawsuit are to be turned over to the trustee. Prop. Plan $200 x 60, Base Plan PTD 0/4 = $0 Last Claim (8-1) |
|
Matter ResolvedRequest Adjourment | 68 | 11/15/2023 9:00 am | 23-16512 / CMG | Anthony Sodono III, Esq. | Motion Dismiss Case | Continued 12/6/2023 9:00 am | MMU,LLC MTN TO DISMISS (Ragan & Ragan) mk: adj request as parties discussing resolution |
|
Matter ResolvedRequest Adjourment | 66 | 11/15/2023 9:00 am | 23-16512 / CMG | Anthony Sodono III, Esq. | Motion Compel | Withdrawn | Debtor obj<>MTN TO COMPEL 2004 EXAMINATION/MMU LLC (RAGAN & RAGAN) for Kalpesh M. Patel status change - settled |
|
Matter ResolvedRequest Adjourment | 67 | 11/15/2023 9:00 am | 23-16512 / CMG | Anthony Sodono III, Esq. | Motion Compel | On the Papers | Kapadia response (Scarinci Hollenbeck)<>MTN TO COMPEL 2004 EXAMINATION/MMU for Harit Kapadia and Alka Kapadia mk apparently debtor held a Notes that was transferred to these people who then assigned to another party.... |
|
Matter ResolvedRequest Adjourment | 69 | 11/15/2023 9:00 am | 23-16784 / CMG | THOMAS G. EGNER | Motion Relief from Stay (Fee) | Granted | Debtor obj, (**WITHDRAWN**)<>SALT AND LIGHT CO/ Landlord (GREENBLATT LIEBERMAN) |
|
Matter ResolvedRequest Adjourment | 70 | 11/15/2023 9:00 am | 23-16876 / CMG | Jeffrey E. Jenkins, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | 11/13/23: needs to get rest of 341 docs in and a date. if reinstated NEEDS a conf date far enough out for docs in and 341 hearing 1/3/24 for conf 10/20/23: TR Obj: 341 docs missing: NEED A SIGNED DR BROTHER CONTRIBUTION AFF, DR CMA, .DEED/PARENTS WILL , AND CUR HOME INSUR FOR 13 cert says atty holding $ to be current |
|
Matter ResolvedRequest Adjourment | 71 | 11/15/2023 9:00 am | 23-17036 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 11/15/23: debtor has a K of sale. may need short sale approval Debtor obj, listed for sale<>PHH MTG /Village Dr (ROBERTSON, ANSCHUTZ) creditor: seeking prospective relief says debtor seeking to sell home for over a year and but price is insufficient to cover mtg debtor says home listed and intends to pay off entire amt. |
|
Matter ResolvedRequest Adjourment | 72 | 11/15/2023 9:00 am | 23-17399 / CMG | Justin M. Gillman, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT |
|
Matter ResolvedRequest Adjourment | 73 | 11/15/2023 9:00 am | 23-17433 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Stay (Fee) | Continued 12/6/2023 9:00 am | Mp filed and on for 12/6 debtor is listing house for sale- needs MP w/in 14 days adj to 11/15 for filing and if filed will adj MFR to Mp date Debtor obj; Creditor response<>JEAN WISNIEWSKI (PICKUS & LANDSBERG) MK: creditor has Final j'ment of Foreclosure. plan is not confirmable. not enough income to support plan. debtor says: working with family members to find ways to increase the household income in order for the plan to be feasible. Debtor may also list the house for sale, which would pay all claims in full through the sale proceeds. If stay relief is granted, only the secured creditor would be paid. TR arrears as of 10/9 are 1,200 - which is 1 payment (1/2 payments due) |
|
Matter ResolvedRequest Adjourment | 74 | 11/15/2023 9:00 am | 23-17518 / CMG | VINCENT ANSETTI | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Continued 12/6/2023 9:00 am | US Bank obj (Romano Garubo); mk;Tr objection |
|
Matter ResolvedRequest Adjourment | 75 | 11/15/2023 9:00 am | 23-18551 / CMG | David G. Beslow, Esq. | Motion Relief from Stay (Fee) | Granted | SCOTT VALA AND JEANETTE VALE (MANNING CALIENDO) no opp'n filed |
|
Matter ResolvedRequest Adjourment | 76 | 11/15/2023 9:00 am | 23-18935 / CMG | Peter E. Zimnis, Esq. | Motion Sell | Continued 12/6/2023 9:00 am | mk: atty needs more time to provide info. requested below. Tr obj<> MTN TO SELL RIVERIA DR PPTY 11/13/23(mk): Email to atty requesting further info: : Need a certification from debtor that explains and provides the following info: 1. Deed- who owns the property? 2. The Insurance claim submitted to NJM- need all documentation submitted with that claim and they must have done an INSPECTION- we also want a copy of that report. 3. Copy of the insurance check and details w/ documentation on the expenditures that were made and what account holds any remaining funds form insurance. 4. CMA from a realtor as to current condition and value. Motion says insurance $ was insufficient to to repair damage- no disclosure of amt rec'd or what was done w/it. 341 on 11/30/23 also of 11/9 no docs except 2022 tax return petition has potential malpractice vs law firms and title companies) |
|
Matter ResolvedRequest Adjourment | 77 | 11/15/2023 9:00 am | 23-19147 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Granted | BROOKVILLE COMMONS / Landlord (GORSKI & KNOWLTON) |
|
Matter ResolvedRequest Adjourment | 78 | 11/15/2023 9:00 am | 23-19199 / CMG | Kevin C. Fayette, Esq | Motion Extend Time | Granted | MTN TO CONTINUE STAY mk: timely filed chg. of circumstances |
|
Matter ResolvedRequest Adjourment | 79 | 11/15/2023 9:00 am | 23-19569 / CMG | Scott J. Goldstein | Order Shorten Time | Granted | < MTN TO EXTEND STAY |
|
Matter ResolvedRequest Adjourment | 80 | 11/15/2023 9:00 am | 23-19848 / CMG | Richard F. Fried, Esq. | Order Shorten Time | Granted | >>OST>> MTN TO EXTEND STAY prior case dismissed as could not resolve issues w/ lender(Freedom MTg(M. Fissel) |
|
Matter ResolvedRequest Adjourment | 81 | 11/15/2023 10:00 am | 19-17108 / CMG | Brian L. Hoffman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 11/1 workup for the 11/15 calendar EDC TRUSTEE WILL COMPROMISE AND CONFIRM AT: $142,117 paid then $100 x 5 beginning 11/1/23 then $11,539 x 1 beg 4/1/24--MIN $12039 TO BE PAID TO TRUSTEE $ Trustee objection-arrears are $12,039 through October...cannot excuse arrears...needs $2000 x 6 beginning in November -no updated POI provided and tax returns. Using co-debtors old stubs there is at leat $382 in disposable income -debtor may be better off converting to a Chapter 7 proposed $102 X 6 BEG 11/2023; BASE |
|
Matter ResolvedRequest Adjourment | 82 | 11/15/2023 10:00 am | 20-17312 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Confirmed | as of 11/17/2023 (JMA) ok to confirm at $9,090 paid to date, $648x19 begin 12/1/2023 base plan proposed plan $7750 paid to date, $620x22 begin 9/1/2023 base plan paid in $9,090 arrears $620 19 months to go in 60 month plan |
|
Matter ResolvedRequest Adjourment | 83 | 11/15/2023 10:00 am | 21-18795 / CMG | Tamika N. Wyche, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | need listing agreement and will make 6, 890 payment- nee listing agmt 11/2 workup for the 11/15 calendar EDC 2 payments in arrears at $2400. How will they afford the $6890? *Trustee objection: -The debtor does not have the disposable income to fund the plan. The proposed plan payment is almost 3 times the amount of the original plan payment. -The debtor has not filed amended schedules I & J(mk: noting has changed income wise- proposing to use funds in her acct to carry case so she can sell home- put on market yesterday) -The debtor has not provided updated proof of income or a copy of the 2022 tax returns proposed MP $6890 X 37 BEG 11/2023; (SALE OF 22 HANOVER CT BY 4/ 30/24); 100% |
|
Matter ResolvedRequest Adjourment | 84 | 11/15/2023 10:00 am | 22-10054 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | Motion to sell is on 12/6- apparently closing is on 12/19. AS OF 11/6/23 (SF) BELOW ISSUES STILL APPLY 9/20/23 Listing Agreement provided for 20 Brians Way in the amount of $850,000 then new PPSD Listing agreement has $877,800.Multiple listing info is blank. Cert in Support of Chapter 13 Plan filed 10/2/23 which includes listing agreement and marketing plan. 1. Modified plan proposes to pay $5,000 to Bank of America. Is this for post-petition arrears? 2. Need status of Malpractice law suit 3. Motion to Convert Chapter 13 to Chapter 7 Adjourned to 11/15 at 9 4. Objection filed by Bank of America (Douglas McDonough) - the modified plan does not cure pre-petition arrears and the plan does not surrender property security creditor's claim (Note: The POC filed shows zero arrears) 5. Objection filed by Ajax Mortgage Loan Trust 2022 (West) - Failure to propose a plan in good faith; failure to fund plan with non-exempt proceeds of malpractice suit by 12/31/22 and failure to move expeditiously to sell property. Creditor has moved to convert to Chapter 7 and wants the property sold expeditiously. (RESPONSE FILED BY DEBTOR) 6. Treatment of Best Buy, Citi Bank and Target as separately classified unsecured claims to be paid in full because wife is cosigner should be stricken as no claims were filed and the bar dated expired on 7/20/22 MP proposes $250 x 36 Base; Sale by 2/16/24 Plan has run 22 months with 14 months remaining |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 10:00 am | 22-12954 / JNP | JENKINS LAW GROUP | Confirmation Hearing Scheduled | Continued 12/6/2023 9:00 am | 11/9 workup for the 11/15 calendar EDC 3 payments arrears -MP: WF filed a SPOC/PMSI (Bob's) which is currently NIP; -Amend Sch. I: Debtor's atty advised that Debtor is no longer a part-time bartender so remove and also currently there is -$1,229.06 in monthly net income on Sch. J Line 23c; Plan NOT feasible please review; -when does Mt. Ephraim pension loan payment ($392.14 bi-weekly) end, when was it taken out, what is the payoff, and what was the original amount?; -when does Cenlar pension loan payment ($265.39 bi-weekly) end, when was it taken out, what is the payoff, and what was the original amount?; -Per Plan ch 7 (Finberg to be paid 5440: need claim or Order (lost in space between application, followed by dismissal/conversion); -based on POI submitted Debtor is above-median and Trustee's 122c-2 requires 100%; -CMA disclaimer (only received comps.); -Tax Decl.; -2022 FTR NOW; and -Need back up for alleged utility expenses and phone bill. Bills to prove utility expense and phone bill. Otherwise, Trustee objects to expenses. Otherwise, would need 1,285 ptd & 1,060 x 54 (beg. Sept. 2023)= 100% due to Trustee's 122c-2. Atty Fees 4150/4150. |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 10:00 am | 22-15809 / MBK | David E. Shaver, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | --MBK :OST-- MOTION TO COMPEL ALLY TO RETURN VEHICLE CT.. ENTERED ORDER 11/9/23 REINSTATING THE STAY ON THE VEHICLE THAT WAS REPOSSESSED AND NOW DEBTOR WANTS CAR BACK SO HERE IS THE MOTION TO COMPEL THE RETURN OF VEHICLE. Per Order ,TR to pay pre and post pet arrears on car thru the plan. |
|
Matter ResolvedRequest Adjourment | 85 | 11/15/2023 10:00 am | 22-18410 / CMG | Joseph Albanese, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ISSUES AS OF 11/7/2023 (DM): Atty agreed to terms on 11/13/23 (dm) ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,374 PTD, THEN $400 x 48 STARTING 11/1/23, 100% PLAN WITH $163,000 THRESHOLD PRESERVED, SALE OF HICKORY CIRCLE PROPERTY BY 1/31/24, LOW BASE PENDING THE SALE; DEBTOR SHALL FILE AN APPLICATION TO APPOINT REALTON WITHIN 7 DAYS*** 1) Trustee OBJ: - Need 2022 tax returns (RECEIVED). - Need better proof of income for non-debtor spouse (RECEIVED). - Excessive Expense: $250 new miscellaneous expense (MOOT). Confirmed Case: $3,974 Ptd, $1,000 x 55, 100% Plan $163k Min Div Prop. MP: $5,974 Ptd, $400 x 49, 100% Plan - sale by 1/31/24 PTD = $8,374 Last Claim (7-1) dated 1/4/23 |
|
Matter ResolvedRequest Adjourment | 86 | 11/15/2023 10:00 am | 22-19575 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 11/6/23 (SF) BELOW ISSUES SILL APPLY 1. IRS filed estimated priority claim 4-1 (NEED AMENDED CLAIM) 2. State of NJ filed estimated priority claim 5-1 (NEED AMENDED CLAIM) 3. Trustee objection: - Need amendments to Schedules B or G to add vehicle and B & C to add the debtors personal injury car accident lawsuit - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for utilities $282/month for car insurance and $500/month car payment (no vehicles listed on schedules) Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $363.00 updated Plan proposes $300 x 60 0% Payments: 10/11 Arrears: $300 |
|
Matter ResolvedRequest Adjourment | 87 | 11/15/2023 10:00 am | 23-10546 / CMG | PRO SE | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | As Of 10/31/23(mk); NEED UPDATE ON STATUS FROM DEBTOR- sent her an email= debot is ill - working w/ creditor- needs 30 days 9/6/23(mk)debtor says creditor will agree to instalment payments- adj 10/4 to see if can be worked out 8/18/23(mk): TR Objection: mk: MP to separately classify unsecured debt( No claim filed) to AT&T for cell phone bill. on 8/4/23 I emailed Debtor telling her Tr will object as no basis under the code for the separate classification (amt: outstanding items from 7/19 conf)<<>> Need to strike plan 4 d for modification of Credit Crop- there was to be an order entered specifying treatment on this claim- 8/18/23: sent email to D. Morford for status of Order |
|
Matter ResolvedRequest Adjourment | 88 | 11/15/2023 10:00 am | 23-11531 / CMG | George E. Veitengruber, III, Esq. | Order Vacate Dismissal of Case | Continued 12/6/2023 10:00 am | 12/6 is also motion to sell prop 11/6 workup for the 11/15 calendar EDC adj to 11/15 for workup if issues resolved 10/24/23(mk): per atty- just rec'd a signed K. going to expedite title work and will file Motion to sell It will be free and clear of liens because the unsecured portion of HOA impairs exemption. We agreed with hoa to pay post petition arrears as well as secured portion at closing in form of cotbs.---NO MOTION TO SELL HAS BEEN FILED- was -filed 11/14/23 -- NJDVC objection to conf plan fails to pay their secured claim STILL NEED TO RESOLVE( Atty saysmotion to sell is free and clear and home is affordable housing - plan will need to continue after sale) -- 2 mtg co have stay relief > Case was dismissed back in August as no efforts to sell the real property. MOTION TO VACATE DISMISSAL WAS GRANTED AND ORDER ENTERED 10/4/23 PROVIDED: conf 11/1/23. Motion to sell real property be filed 14 days from Order vacating dismissal along wih application to retain realtor and sale must occur w/ in 45 days of Order so by 11/18/23( Saturday - so say 11/11/20 Plan: $250 X 60 BEG 3/2023; SALE BY 10/1/2023 (34 FENNEC CT); BASE 7/8payments ---------------------------- There is a small profit after paying the mortgage and the secured hoa. (OK) |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 10:00 am | 23-11884 / JNP | Kevin C. Fayette, Esq | Confirmation Hearing Scheduled | Confirmed | 11/9 workup for the 11/15 calendar CAN CONFIRM AT $6300 PAID THEN $900 X 52 BEG 12/1/23 100% (EQUITY OF $279,000 IN REAL ESTATE)--REFINANCE BY 2/15/24 -LOW BASE PENDING REFI -What is sale status? sale was to be by May of 2023? Refinance order but no refinance yet. Will give 90 days from confirmation to refinance - US Bank objects (R. Lebron). 3rd listing. -Bk Statements for PNC Accts dated 09/01/202-02/28/2023 (Need actual sts - not screen shots - no bank name, no account holder's name - no account #). Need to address secured claims filed by Snap On and Army Air Force Exchange. They are not listed in the plan. Needs to file a MP. Needs 100% due to $279,000 in non exempt in real estate $900 x 60-100%-sale of 110 Hemsley Place by 5/15/23 |
|
Matter ResolvedRequest Adjourment | 89 | 11/15/2023 10:00 am | 23-12959 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | Response Doc #39 filed 11/10/23 (dm) ISSUES AS OF 11/8/2023 (DM): email with calculation sent to attorney on 11/9/23. MICHELS PIPELINE INC Earnings Statement 3/31 - 6/30 $40,220.50 total net for 15 pay stubs. Divide total net by 15 equals $2,681.36 for average pay stub. Multiply average by 4.33 (paid weekly) to get $11.610.28 for average monthly income. MICHELS TRENCHLESS INC Earnings Statement 7/14 - 8/4 $19,679.70 total net for 5 pay periods between 7/7 - 8/4 Divide total net by 5 equals $3,935.94 for average pay stub. Multiply average by 4.33 (paid weekly) to get $17,042.62 for average monthly income. OTIS MINNESOTA SERVICES LLC Pay Stubs 9/1, 9/8, and 9/15 Note: we are missing some pay stubs based upon Ytd numbers from 9/1 stub. $14,018.38 Ytd net for 6 pay periods between 8/11 - 9/15 Divide total net by 6 equals $2,336.39 for average pay stub. Multiply average by 4.33 (paid weekly) to get $10,116.56 for average monthly income. MAXIM CRANE WORKS LP Pay Stubs 9/28, and 10/2 $4,691.60 total net for 2 pay periods. Divide total net by 2 equals $2,345.80 for average pay stub. Multiply average by 4.33 (paid weekly) to get $10,157.31 for average monthly income. FURINO AND SONS INC Pay Stubs 10/11, 10/18, 10/25, 11/1 $14,830.15 total net for 4 pay periods. Divide total net by 4 equals $3,707.53 for average pay stubs. Multiply average by 4.33 (paid weekly) to get $16,053.60 for average monthly income. TOTALS $93,440.33 NET FROM ALL 5 JOBS ABOVE BETWEEN 3/31 - 11/3 DIVIDE TOTAL BY 32 PAY PERIODS TO GET $2,920.01 FOR AVERAGE PAY STUB. MULTIPLY AVERAGE BY 4.33 (paid weekly) TO GET $12,643.64 AVG MONTHLY INCOME. ***Trustee still needs Robert Nisenson to provide his specific calculation where he reached $6,465.59 for the debtor's monthly income. This may be a bad faith case*** ADJ to 11/15/23 for Atty to provide additional paystubs (6 months) so that income can be recalculated and to receive Nisenson's calculation (dm) Response Doc #35 filed 10/6/23. 1) Need |
|
Matter ResolvedRequest Adjourment | 90 | 11/15/2023 10:00 am | 23-13032 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Confirmed | 11/7 workup for the 11/15 calendar EDC CAN CONFIRM AS FOLLOWS: **$12,665 PAID THEN $2553 X 54 BEG. 11/1/23 100% (DUE TO $120,000 EQUITY) TRUSTEE TO RECEIVE NON-EXEMPT PROCEEDS FROM SALE BY 4/30/24 LOW BASE current - mp in 14 days to sell trailer and pay everything off---MP FILED PROPOSES: $2553 X 60 BEG 5/1/23 SALE BY 4/30/24 PRO RATA *2 months in arrears Trustee objection *Plan needs 100% due to $120,000 in equity in mobile home. No mortgage 1. Trustee's objection: - Proof of 2 month's income - from son who is contributing $4,400. (RECEIVED) -------------------- RESOLVED ISSUES: *There is now a MFR from Brian Caine US Bank on for 10/4--$7504.96 post petition arrears(Order submitted) - A copy of the homeowner's insurance renewal declaration - for Beth Ct with personal liability coverage and homeowner insurance for Sheryl Ct. (RECEIVED) - Update auto insurance if not confirmed by 8/16/23, insurance expires 8/26/23. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,570 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in Sheryl Ct mobile home $120,129.39 (LANGUAGE ADDED) Plan proposes: $2,533 x 60 beginning 5/1/2023, loan modification by 8/30/2023, base Payments: 2/4, arrears $5,066 RESOLVED - Must file Pre-confirmation certificate. (FILED) |
|
Matter ResolvedRequest Adjourment | 91 | 11/15/2023 10:00 am | 23-13119 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | Creditor is looking into possibly re-amortizing the matured loan and allowing the debtor to be paid outside the plan. They are still running internal calculations so there is no specific proposal at this time. ADJ Request reconsidered and confirmation adjourned to 12/20/23 (dm) ADJ Request denied - need updated position of objecting creditor (dm) AR RESOLVE OR HOLD ISSUES AS OF 11/7/2023 (DM): 1) West Coast Servicing (Hladik, Onorato) OBJs - loan matured on 8/1/2021 and creditor has filed a total debt claim in the amount of $117,897.44. Plan proposes a loan modification on this mortgage (UNRESOLVED). 2) Trustee OBJ: - Need statements for the debtor & non-filing spouse's 401k loans and 457 loan (RECEIVED LOAN STATEMENT FOR DEBTOR - $528 MONTHLY ON LOAN #014 ENDS JUNE 2026 AND $439 MONTHLY LOAN #013 ENDS FEB 2024 - NEED SPOUSE'S LOANS). - Income verifies higher ($1,424) than scheduled ($350) resulting in $1,044 monthly disposable income based upon bank statements showing DSO is paid weekly. - Excessive Expenses: $500 utilities, $700 cable/internet/phone, $500 medical and dental, $500 car insurance (verifies at $426 and will be reduced once surrendered 2021 Chevy is removed), $703 car payment. Need proof of excessive expenses 10 days prior to confirmation (UNRESOLVED). ***RESOLVE ISSUES*** A) ACAR Leasing obtained stay relief on 2021 Chevy Traverse (LEASE WAS NOT ASSUMED IN PART 6 OF THE PLAN AND THUS REJECTED). B) Athene Annuity & Life Assurance Company (RAS) OBJs - failure to cure arrears of $2,262.68 per POC (CONSENT ORDER SUBMITTED). C) Trustee OBJ: - Need homeowner's insurance renewal declaration (RECEIVED). - Need proof of insurance for the 2019 GMC - policy expires 7/20/23 (RECEIVED). - Must file a Fee App within 7 days of confirming (LANGUAGE ADDED). - There is $7,913 of non-exempt equity in the residence (LANGUAGE ADDED). - Need a statement for the second mortgage (WEST COAST SERVICING FILED A POC). Prop. Plan $300 x 60, Base Plan - Loan Mod by |
|
Matter ResolvedRequest Adjourment | 92 | 11/15/2023 10:00 am | 23-13159 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 11/1 workup for the 11/15 AR RESOLVE OR HOLD calendar EDC SAME AS LAST TIME MFR SN Servicing Wohlrab on for 10/18 needs to be resolved * Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $66,984.79 and correct post petition payment amount is $2,368.16. (UNRESOLVED) ** Trustee's objection: ---The debtor(s) plan consists of unnecessary or excessive expense items, such as: expenses for boat on Schedule J $502.08 boat insurance, $167 boat loan and $317 marina fees. Total of $986.08. Boat is a luxury so as long as case remains at 100% trustee will allow . -- Monthly disposable income is over 5,000 per month and debtor proposes to only pay a fraction of that into the plan. --$23,856 in equity in residence ---------------------- RESOLVED ISSUES: 1. Capital One Auto Finance filed a secured arrears claim #4 in the amount of $246.73 which is not in the plan. Is it ok to pay this claim? (mk: PER ATTY OK TO PAY) - Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023 (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - As of now, there is $24,578 non exempt equity in real property (LANGUAGE ADDED - $23,856 NOW THAT THE IRS AMD IT'S CLAIM) Plan proposes: $500 x 6 beginning 4/2023, $1,750 x 54, loan modification on Aldo Drive by 11/1/2023, 100% to unsecured creditors Payments: 3/3 |
|
Matter ResolvedRequest Adjourment | 93 | 11/15/2023 10:00 am | 23-13356 / CMG | Scott J. Goldstein | Confirmation Hearing Scheduled | Moot - Converted to 7 / 11 | application filed 11/14/23 11/1/23:adj 2 weeks for debtor to convert to 7 or D (WAITING FOR APPLICATION TO CONVERT TO BE FILED) AS OF 10/24/23 (SF) Motion to allow late claim not filed and 2022 tax return not filed. 1. No claim filed by Rational Real Estate (Landlord). Should this claim be stricken? Late claim just filed. Need Motion to allow late claim and authorize Trustee to pay claim. mk: debtro atty to do that 2. Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of -$561.34. mk: atty doing amended I & J got new P & Ls - Need A copy of the last filed tax return - 2022 prior to confirmation. (STILL NEED) debtor on extension- will file it shortly (NO PROOF OF EXTENSION PROVIDED AND RETURN NOT FILED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $797.00 when determining disposable income. - There is $4,988 in non exempt equity in the DJ equipment. - need copy of divorce decree/ order. (RECEIVED) Plan proposes $375 x 60 Base w/min $5000 to gucs Payments: 5/7 Arrears: $750 RESOLVED: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $312/month for support (need court order) (RECEIVED) Need proof of excessive expenses 10 days prior to confirmation. - Need to file Pre-Confirmation Certification. (FILED) - Need Domestic Support Obligation information for Alina Livas. (STILL NEED FORM) Per atty sent out for signature |
|
Matter ResolvedRequest Adjourment | 94 | 11/15/2023 10:00 am | 23-13524 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 11/3/2023 (at): RECOMMEND: $4,275 PAID TO DATE, $2,868 x 53 BEGINNING 12/1/2023, BASE Need updated income for debtor within 6 months of confirmation. 1. Objection filed by Deutsche Bank/JPMorgan (McCalla) - failure to cure arrears of $132,862.83 (Per POC) (RESOLVED - PAY PER POC) 2. Trustee's objection: - The current Plan does not specify treatment of IRS under the Plan. (MOD PLAN PAYS IRS) - need update proof of income/employment status for debtor 6 mos form confirmation (LANGUAGE ADDED) - Deutsche Bank (McCalla Raymer) objection to confirmation, approximate arrears $132,862.83 - need to resolve (RESOLVED) -must file pre conf cert. (FILED) Modified plan before confirmation proposes: $2,833 x 54 beginning 11/1/2023, base Payments: 6/7, arrears $3,658 |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 10:00 am | 23-13659 / JNP | Kevin C. Fayette, Esq | Confirmation Hearing Scheduled | Confirmed | 11/9 workup for the 11/15 calendar EDC 4 of 6 P *Confirmation terms: $3750 paid to date then $1836 x 12 beg 11/1/23 then $1500 x 18 beg. 11/1/24 pro rata-- Adequate Protection of $3750 to be paid to Jai Pai Reddy with AP ending upon confirmation of the plan--trustee to pay Jai Pal Reddy and all attorney fees over 12 months beginning in November 2023--- the payment of the $2563 in debtor's attorney fees to be put on hold pending verification of payment to substituted attorney. -3rd filing: need all future payments via TFS ePay/eWage; and -Tax decl. proposed MP paid to date then $1500 x 33 beg 8/1/23 plus AP to Jai Pai Reddy by trustee--pro rata |
|
Matter ResolvedRequest Adjourment | 95 | 11/15/2023 10:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Confirmation Hearing Scheduled | Confirmed | 11/15 reworked EDC **TO CONFIRM IT NEEDS: $61,860 PAID THEN $15,507 X 54 BEG. 12/1/23 100%( $199,000 IN EQUITY)---- Trustee standard order of distribution.---trustee to pay claims #3-1, 4-1----otbs with US Asset Funding in 10 days 11/14/23(mk) M. Roney emailed a PPSD Order. I asked him to give us the total amt. to be paid to his client in the order so case can be worked up. Debtor's counsel replied total to be paid thru plan is $556,399($556,399 Interest)- M.Rony confirmed this amt is correct and will circulate order in am of 11/15/23. 11/2 workup for the 11/15 calendar SAME AS LAST TIME 10/17/23(mk):email from M. Roney: Obj in #1 is resolved-the debtor agreeing to pay interest on the claim at 10% through the plan. will be preparing an Order so the matter can be marked OTBS. STILL NEED ORDER MK: this will change the amount of claim 5-1 as order will add interest and effect proposed terms. Also creditor wants name of creditor and payment to go to different creditor than on the POC $5-1- needs to file APOC so order and claim match -100% PLAN (EQUITY OF $259,000)-y 1. US Asset Funding (HILL WALLACK) obj to plan not feasible. Plan will require a payment of $12,206 x 56 months, plan propose $11,700 monthly, disposable income verifies $11,773. 2. Trustee obj to the following: - Debtor has undertaken improper use of exemption. Specifically: Sched C over-exempts d(5) by $1,475 based upon the full d(1) exemption taken. - There is non-exempt equity in real property $208,817.90, 2014 Mercedes $45,550, Bank of America ckg accts#3971 $4,871.34 and acct#2408 $5.93 and Bank of America savings acct#4134 $37.32 total $259,282.49. 100% Plan - Excessive expenses on Sched J: Utilities $1,000 and car payment $775. (100% Plan) - 22c has disposable income $24,815.67. Plan is 100% - Schedule I fails to add tax refund $355 when determining disposable income. - Arrears claim filed by JPMorgan Chase $1,561.84. Trustee ok to pay? MOD PLAN PAYS ARREARS - Mod plan Section 8(c) |
|
Matter ResolvedRequest Adjourment | 96 | 11/15/2023 10:00 am | 23-14170 / CMG | Paul H. Young, Esq. | Order Vacate Dismissal of Case | Continued 12/20/2023 10:00 am | AS OF 11/13/2023 (at): 1. Capital One Auto filed a secured arrears claim #1 in the amount of $511.46 which is not in the plan. Is the debtor going to pay this claim? 2. Americredit/GM Financial filed a secured arrears claim #8 in the amount of $317.30 which is not in the plan. Is the debtor going to pay this claim? 3. Trustee's objection: - Amendments to Schedules B and C to add Citizens Bank acct#4795, Investors Bank accts#6688 and #4795. (NOT AMENDED) - Need 2 months bank statements (April & May) from Investors Bank checking accts#6688 and #4795 prior to filing date and Citizen Bank acct#4795 from 5/13/23 to 6/12/23. (NOT RECEIVED) - Need updated proof of income now that debtor is back to work. (NOT RECEIVED) - Must file Pre-confirmation certificate. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There may be non-exempt equity in real property pending all claims filed. (POC FILED - NO EQUITY) The debtor has failed to supply the Trustee with the following document (s): - Updated auto insurance - insurance expired 9/29/23. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,391 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Capital One Auto filed arrears $511.46 and Americredit arrears $317.30. Needs to be paid or move against claim. (LISTED ABOVE) Plan proposes: $820 x 60 beginning 6/1/2023, base Payments: less than 4/6, arrears $2,050 |
|
Matter ResolvedRequest Adjourment | 97 | 11/15/2023 10:00 am | 23-14191 / CMG | Andrew B. Finberg, Esq. | Confirmation Hearing Scheduled | Continued 1/17/2024 10:00 am | Fayette is filing substitute of attorney-will adj 11/1 workup for the 11/15 calendar EDC SAME AS LAST TIME 1) Santander Consumer USA/Chrysler Capital (Morton & Craig) objection to confirmation and objection to cram, need to resolve THIS IS A 100% PLAN, WHY CRAM THE CAR? 2) Trustee objection to confirmation - need to resolve - must resolve creditor objections by Santander. proposed plan $1,650x60 begin 6/1/2023 with loan mod by 12/31/2023 100% plan and student loans outside plan ------------- RESOLVED * Finwise Bank filed secured claim 3 for upright freezer claim amount $328.43 - need to either pay claim through plan or move against it(TRUSTEE WILL PAY) - must file pre conf cert.(will put in conf order) - student loans outside(WILL PUT IN CONF ORDER) 2) New Rez LLC/Shellpoint Mortgage Servicing (Pincus Law Group) objection to confirmation - need to resolve(Consent order) |
|
Matter ResolvedRequest Adjourment | 98 | 11/15/2023 10:00 am | 23-14240 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Withdrawn | MP(#26) was filed and On for 12/6- no longer selling home AS OF 11/3/23 (at): MOTION TO EXPUNGE 3 CLAIMS OF BACHA SCHEDULED FOR 11/15/2023. 1. Objection filed by Rahmani Bacha (Andrew Karcich) - Note was due in full on 2/28/20 for $27,300. Failure to pay and plan is not feasible. (UNRESOLVED) 2. Trustee's objection: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): - AS of now there is 45,960 equity in real property. (UNSURE OF EQUITY UNTIL DEBTOR MOVES AGAINST BACHA CLAIMS - SECURED AND UNSECURED) RESOLVED ISSUES: - Need cert from debtor as to the two liens on real property by Burlington City. (INFORMATION RECEIVED - ONE LIEN FILED A CLAIM THE OTHER WAS CANCELLED) Plan proposes: $600 x 36 beginning 6/1/2023, sale by 4/30/2024, (once the POC's are filed, then an MP will be filed to factor the dollar amount for GUC's; see Part 1E about non-exempt equity) Payments: 5/6, arrears $600 |
|
Matter ResolvedRequest Adjourment | 99 | 11/15/2023 10:00 am | 23-14273 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 11/14/2023 (JMA) ok to confirm at $2,940 paid to date, $490x54 begin 12/1/2023 base plan -loan modification by 1/19/2024 -attorney fees to be corrected to match fees set forth in the amended attorney disclosure statement UPDATED 11/13/2023 (JMA) - issues as of 10/25/2023 (JMA) 1) Specialized Loan Servicing LLC/Deutsche Bank (Stewart Legal) objection to confirmation - CONSENT ORDER, ARREARS DUE TO CREDITOR IN THE AMOUNT OF $143,763.34; LOAN MOD BY 1/16/2024; WHILE LOAN MOD PENDING DEBTOR TO MAKE ADEQUATE PROTECTION PAYMENTS IN THE AMOUNT OF $1,463.49 DIRECTLY TO CREDITOR; 3) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - insurance expired 8/12/23 - STILL NOT PROVIDED proposed plan $490x60 begin 6/1/2023 base plan with loan mod by 11/15/2023 paid in $2,940 last claim #1 RESOLVED ISSUES: - Must resolve creditor objection. RESOLVED, CONSENT ORDER FILED - Must file Pre-confirmation certification with Court RESOLVED, FILED - Proof of 2 month's income - for non-filing spouse from Lester Glenn for April and May 2023. RESOLVED, PROVIDED -2) Plan and Amended Disclosure Statement do not agree -AMENDED DISCLOSURE STATEMENT SHOWS $3,905 TO BE PAID THROUGH PLAN |
|
Matter ResolvedRequest Adjourment | 100 | 11/15/2023 10:00 am | 23-14650 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | atty to review w/ EDC- does not agree 12/20- PEREMPTORY 11/2 workup for the 11/15 calendar EDC *if paying mortgage arrears and 100% it would need $7105 going forward. Not feasible. As of 8/29/23 (DS): 1. MFR filed by mortgage Debtor in arrears of post-petition since 6/1/23, arrears estimated $11,980.97, which includes atty fees. Sched 9/20/23.OTBS TO BE PAID OUTSIDE will be 100% to gucs. **Was LM granted? Need order(DENIED BUT WILL PAY ARREARS THROUGH PLAN) **Trustee obj to the following: - 22c Line 45 has disposable income $4,199.49 minus $1,014.25 IRS minus $239.15 mortgage minus $152.92 State of NJ priority/secured total $2,793.17, which requires min. dividend $167,590.20 to gucs or 100%. TOTAL GUCS $100,914.77.(WILL BE 100%) - Disposable income verifies $5,607. - Current plan does not propose to pay IRS secured portion of claim $53,370.85.(will pay) - Must file Pre-confirmation certificate. Prop Plan $3,150 x 60 begin 6/1/23; Base and Loan mod on Wendover Rd by 11/15/23 Note: There is no equity on assets due to IRS claim. Amended Sched A/B and C filed, removes d(1) exemption on real property so that d(5) can be used fully. |
|
Matter ResolvedRequest Adjourment | 101 | 11/15/2023 10:00 am | 23-14949 / CMG | Jeffrey E. Jenkins, Esq. | Order Vacate Dismissal of Case | Continued 12/20/2023 10:00 am | 12/20 PEREMPTORY AS Of 11/7/23 (SF) 1. Objection filed by Pingora Loan Servicing (Michael Clark) - failure to pay arrears of $104,194.37 and plan is not feasible because debtor's income does not support payment. 2. Objection filed by Mancini Auto Sales and Service LLC/Turnersville Pre-Owned Auto Sales (Moshe Rothenberg) - Plan is silent as to creditor claim for 2009 Chevrolet. Plan also fails to provide for adequate protection payments. 3. Mancini Auto Sales filed arrears claim 11-1 for $192.02 which is not addressed in plan 4. State of NJ filed secured claim 10-1 in the amount of $15,591.69. The plan proposes to pay State of NJ as a priority claim. (OK TO PAY?) 5. Trustee objection: - Need a Modified Plan that completes Part 5 - Amendments to Schedules "I" to remove the garnishment - Income verifies higher than scheduled using all proof of income provided. There is disposable net income of $4,309.69. - Need TD Bank statement for debtor account for the month of May 2023 - Need TD Bank statement for codebtor account for the month of May 2023 - Need TD Bank statements for debtor/codebtor savings account for April and May 2023, not provided - 2007 Chevy Cobalt is not on the auto insurance policy. Need proof of insurance - Need to file Pre-Confirmation Certification with Court 6. Plan does not provide payment to creditors per Trustee's Standard Order of Distribution Plan proposes $2732 x 60 Payments: 4/5 Arrears: $2732 |
|
Matter ResolvedRequest Adjourment | 102 | 11/15/2023 10:00 am | 23-14992 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP ( #26 filed)- at that hearing we need all info requested by Tr AR NEED CO FROM 10-18 RE COM PTY(mk: atty for LL has been out of office- CO which would, in part, assume the terms of a modified lease between the Debtor and Landlord, and provide for stay relief and payments outside the Plan. 11/9/23(mk): email form atty either seeking an adj or deny plan w/ Mp in 14 days. says resolution w/ commercial LL( B. Wisotsky) will involve filing a MP. says filing reply to creditor Altholz opp'n NONE OF TR OBJ ISSUES ARE RESOLVED AND 3/5 payments Arrears 2,000 AS OF 11/7/2023 (at): DEBTOR HAS MADE 3/5 PAYMENTS. CASE PENDING SINCE 6/8/23. 1. Objection filed by Steven Altholtz - debtor has undervalued his assets and should be liquidated to pay creditors. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from business for May and June. (NOT RECEIVED) - Business profit & loss statements (NOT RECEIVED) - Valuations for all cars 2022 Cadillac, 1990 Oldsmobile, 1932 Ford and valuation for Ray's Auto Restoration, LLC and accounting of liquidation of JR Stables LLC. (NOT RECEIVED) - Amendments to Schedules B to add 2020 Chevy Blazer and 2020 Buick Envision and values. (NOT RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity $5,400 on tools, $96,777 in the inheritance (pending review of accounting), all vehicles (pending proof of values), Chase Business acct#1875 $644.12, Chase Bank acct#1349 $8.56 and other accts (pending all statements from other accts) and $80,000 in the business (pending valuation). (WILL NEED TO REVIEW ONCE VALUATIONS ARE RECEIVED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Service to the IRS and State of NJ Division of Taxation. (CERT OF SERVICE NOT FILED) - |
|
Matter ResolvedRequest Adjourment | 103 | 11/15/2023 10:00 am | 23-15038 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 11/9/23(mk):Updated -amail to atty-ok to terms **CAN REC CONFIRM AT $2,400 PTD Then $600 x 7 Begin 12/1/23 Then $979 x 48 Begin 7/1/24 Base w/ min to unsecured creditors of $34,000. Preserve equity of $ 17,372 in real and personal property. Trustee is authorized to pay New Rez arrears claim #18-1 in the amount of $2,120.76 through the plan ** 1. Trustee Objection: There is $16,741 in non exempt equity in the residence. There is $631 in non exempt equity in the 2018 Honda. TOTAL 17,372. Plan proposes min 34,000 to gucs. -----------RESOLVED------------ St Of NJ- still estimated- no return for 2022 ATTY SENT IT 9/18- need the APOC to be filed- APOC FILED IRS Estimated claim. No return 2022- APOC FILED 9/13 - Need May and June bank statements for USAA account 4608. (Provided) - Need May and June bank statements for PNC accounts 9323, 9331 and 9358.(Provided) Per the 22C, monthly disposable income is $1,438 which requires a minimum dividend of $88,980 to general unsecured creditors. (MK: USE I & J and proofs) - Plan has Mtg co ( shellpt/Mew Rez) as unaffected- POC ARREARS OF $2,120.76- OK TO PAY? MK; YESPAY( lang added) Plan: $600 X 12; $775 X 48 BEG 7/2023; MIN $34,000 4/5 payments |
|
Matter ResolvedRequest Adjourment | 104 | 11/15/2023 10:00 am | 23-15054 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | Mk- needs 2 weeks to review w/ our office on the numbers and nhome vlaue ISSUES AS OF 11/7/2023 (DM): ***Based upon updated CMA received, THE DEBTOR NEEDS $2,825 PTD, THEN $1,226 x 55 STARTING 12/1/23, MINIMUM DIVIDEND OF $60,000 BASED UPON EQUITY IN REAL ESTATE AND PERSONAL PROPERTY, U.S. DEPT OF HUD POC (1-1) SHALL BE TREATED AS SECURED UNAFFECETD*** 1) Plan does not specify treatment of US Dept of HUD - no arrears owed (ADD TO CONFIRMING ORDER TO BE TREATED AS SECURED UNAFFECTED). 2) Trustee OBJ: - Form 22c has disposable income of $323.91, which requires $19,434 minimum dividend to GUCs. Disposable income verifies at $889 per month. - Need updated CMA with comps - CMA is dated 1/29/23 (RECEIVED - THERE IS $53,000 NON-EXEMPT EQUITY). - There is non-exempt equity in real property, pending updated CMA with comps, 2017 Land Rover of $3,331.25 and bank accts total $3,815.85 (Credit Union savings $610.24 and 674.40, Credit Union checking $2,077.32, ABCO FCU checking $156.21 and savings $296.68). - Need updated auto insurance - expired 9/23/23 (RECEIVED). - Need to file Pre-Confirmation Certificate (FILED). - Debtor has failed to file a feasible plan - need plan that propose tier plan when $540 car payment ends in month 12 (MK: per atty car loan ends in 2 years last pay oct 2025). - Capital One filed $10 arrears claim (PER ATTY, OKAY TO PAY). Prop. Plan $565 x 60, Dollar Base $17,841 PTD 5/5 = $2,825 Last Claim (20-1) |
|
Matter ResolvedRequest Adjourment | 105 | 11/15/2023 10:00 am | 23-15135 / CMG | Jeffrey S. Walters | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | payment pending- another to be pd. MFR 12/6. adj conf 12/20 PEREMPTORY to be current and have issues resolved. ADJ Request denied for payments (dm) ISSUES AS OF 11/7/2023 (DM): ***Last Trustee payment made in September - RECOMMEND DISMISSAL*** 1) NewRez (PINCUS LAW GRP) OBJs - $28,279.03 arrears per POC (CO ENTERED). MFR filed by NewRez for $1,346.58 post-pet arrears owed. (mk: adj request to 12/6 to resolve) 2) Plan provides $1,145 secured treatment to Burlington Twp Water & Sewer - no POC filed (STRIKE??) 3) Trustee OBJ: - Tax refund of $5,727 was not prorated and included in disposable income calc (MOOT). - Need to file Pre-Confirmation Certification (FILED). Prop. Plan $566 x 60, Base PTD 3/5 = $1,698 Last Claim (5-1) |
|
Matter ResolvedRequest Adjourment | 106 | 11/15/2023 10:00 am | 23-15236 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | AS OF 11/8/2023 (at): RECOMMEND: $469 PAID TO DATE, $1,261 x 57 BEGINNING 12/1/2023, 100% PLAN Claims will be paid according to the plan. Preserve non exempt equity of $6,958 in real and personal property. (Verified income leaves monthly disposable income of $3,338) 1. Objection filed by Wells Fargo Bank (LOGS) - failure to cure arrears of $1,001.78 (Per POC) (RESOLVED - PAY PER POC) 2. Trustee's objection: - Amendments to Schedules B to add Old Glory Bank acct #3755 owned jointly with spouse and provide bank statements for June. (NOT AMENDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $350, 2nd mtg payment $200 (per HUD payment not due until 3/1/46), education/childcare $450, plus $500 for school expenses including tuition (religious), auto insurance $475 (verifies $428) and spouse debts/expenses $1,200. Must provide proof of expenses 10 days before confirmation. (NOT RECEIVED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verifies much higher for Debtor ($8,444) than scheduled ($5,117). Income was calculated by $31,276.66/8 pay stubs = $3,909.59 average x 2.16. - Must file Pre-confirmation certificate. (NOT FILED) RESOLVE ISSUES: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $3,318 non-exempt equity in real property and estimated bank accts for Ally Bank and Old Glory Bank pending bank statements. (NON EXEMPT EQUITY OF $3,640 IN ALLY ACCOUNT) The debtor has failed to supply the Trustee with the following document (s): - Ally Bank statements from 5/16/23 to 6/16/23. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,632 |
|
Matter ResolvedRequest Adjourment | 107 | 11/15/2023 10:00 am | 23-15299 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days and specila classification for #2 mk: plan can now be 100% by resolving #2 As of 11/7/23(mk): same as back in Oct and before NEEDS TO RESOLVE OBJECTIONS BELOW IN #1 AND # 2 Order for loss mt entered has until 1/16/24. mk: Plan is a base div but will need to cover the NE equity of $73,398. 1. Objection by New Rez(Pincus): - plan fails to pay full arrears- plan says LM - not opposed to that but should pay arrears pending LM. Feasibility is an issue. 2. Objection by Calogero Iuccolino( H. Rednor):mk: debtro to sign reaffirmation for commerical debt- it was a Gty on commerical prop. - that takes it out of plan- OTBS - plan fails to include creditor who holds Unsecured(2-1) claim for $83,726.14( personally g'teed Commercial promissory Note. 3. Trustee Objection: - there is $73,398.00 equity in real property. - How is debtor going to afford the second tier payment of 1,533( he has made 2/3 at that amt. when we verifed dispo incoem at only $453 p/m). ----Resolved-------- - need May and June bank statements for Fifth Third Bank account #1000 (per direct deposits).PROVIDED - failed to included tax refund in the amount of $1,934 for dispos income( ADDED IN BY TR) Plan:$665 X 3; $1,533 X 57 BEG 7/2023; LM BY 3/2024 (134 SHENANDOAH BLVD); BASE PTD 5,031 |
|
Matter ResolvedRequest Adjourment | 108 | 11/15/2023 10:00 am | 23-15340 / CMG | Steven Alan Alpert, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 11/7/23 (DS): Ok to confirm at $2,660 paid, $1,354 x 57 begin 12/1/23; Base and add to confirming order TD Retail claim #21-1 to be treated outside and not paid Reviewed case with MK and waiting to hear from attorney about Debtor payment for November and informed atty to submit application to finance 2018 Chevy Impala for $650 monthly payment. PAYMENT FOR NOV MADE 11/7/23 atty to email proposal and detailed explanation to DS and will confer w/ MK and review it and see if we can work it out As of 10/27/23 (DS): Need to confirm at $1,330 paid, $1,330 x 1 payment by 11/1/23, $2,188 x 57 begin 12/1/23; Base with a minimum dividend $57,615 to gucs and add to confirming order TD Retail claim #21-1 to be treated outside and not paid 1. Debtor made 1 payment but owes 1 payment and not sure if November will be made. 2. Trustee obj to the following: - Excessive expenses $1,200 for transportation. - Must resolve IRS estimated tax claim, 2022 tax returns not filed. AMENDED CLAIM FILED 10/26/23 NEED TO PAY $47,176.42. - Disposable income verifies $2,394. - 22c takes car expenses on Lines 13b and 33d total $2,673.67, all 3 cars were surrendered through plan. There would be disposable income $1,665.30-deducted IRS/State of NJ/Andrea Dobin difference in claims which would leave disposable income $879 and require min. dividend $52,740 to gucs. 3. TD Retail/Raymour Flanigan (bedroom furniture) filed bifurcated claim, secured $1,448 and unsecured $1,820.79, no arrears. Claim needs to be resolved. Trustee to add claim to be treated outside and not paid, since no arrear owed. Prop Plan $1,330 x 60 begin 9/2023; Base Note: Debtor's cert re. bank statements is acceptable per MK. Amended attorney disclosure filed for chapter 13. 401(k) loan balance statement and Chase Bank statements provided. |
|
Matter ResolvedRequest Adjourment | 109 | 11/15/2023 10:00 am | 23-15357 / CMG | STEVEN D PERTUZ, ESQ | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | Atty is considering converting to Ch. 11 - ADJ to 12/20/23 (dm) ISSUES AS OF 11/7/2023 (DM): 10/16/23 (DS): Debtor attorney requested adjournment, due to Loan Mod denial. Debtor is deciding to appeal or file MP to address arrears to cure through plan. 1) Citibank (RAS) OBJs - $287,497.36 arrears and Loan Mod is speculative (UNRESOLVED). 2) Trustee OBJ: - Need May & June bank statements for Northwest FCU checking acct - Need statement for Metlife Stock acct prior to filing date. - Excessive Expenses: $1,000 for rescue animals. Trustee will allow as long as case remains 100%. - Verified income leaves monthly disposable income of $5,163. Per Form 22C, disposable income is $9,833 which requires $589,980 minimum dividend to GUCs (100% PLAN). - Need to file Pre-Confirmation Certificate (FILED). Prop. Plan $3,400 x 60, 100% Plan - Loan Mod on Spruce Meadows Dr w/90 days or as extended PTD 4/5 = $13,600 Last Claim (3-1) |
|
Matter ResolvedRequest Adjourment | 110 | 11/15/2023 10:00 am | 23-15507 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 11/14/2023 (at): PER ATTORNEY, DISMISS AND HOLD FEES. DEBTORS HAVE MADE 2/5 PAYMENTS AND NO PAYMENTS SINCE 8/2/2023. RESOLVED ISSUES: Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Auto insurance for 2021 Kia Seltos. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,184 when determining disposable income. (AVERAGED/ADDED TO INCOME) The debtor has failed to provide proof of service with respect to Plan Motion (s). - Fails to serve Jayson Company directly, serves law firm, but law firm has not filed notice of appearance and no proof of claim filed by creditor. (AMENDED CERT OF SERVICE FILED) - Fails to serve Cavalry Portfolio to the attention of Managing Agent. (AMENDED CERT OF SERVICE FILED) - Must file fee application 7 days form confirming order. (LANGUAGE ADDED) Plan proposes: $1,000 x 60 beginning 7/1/2023, base Payments: 2/5, arrears $3,000 |
|
Matter ResolvedRequest Adjourment | 111 | 11/15/2023 10:00 am | 23-15521 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | plan is low base w/ a refi. - adj to 12/6 to rework AS OF 11/15/2023 (at): RECOMMEND: $1,000 PAID TO DATE, $1,762 x 55 BEGINNING 12/1/2023, 100% PLAN Preserve non exempt equity of $76,079.00 in real estate. Need order resolving objection by Ally within 30 days of confirmation. 1. Objection filed by Cascade Funding Mortgage Trust (McCalla) - failure to cure arrears of $158,078.69 (Per objection, proof of claim filed is for $0 arrears. (OBJECTION WITHDRAWN 10/17/23) 2. Objection filed by Ally Capital (Lavin Cedrone) - 2017 Nissan Maxima's value is oversecured and must be paid in full. Creditor wants $18,631.67. (UNRESOLVED)mk: ok to Pay the 18,631.67 3. Trustee's objection: 100% plan -TD Bank #8644 balance as of 5/12/2023 $13,853.96 not $12,500 - need amended Schedules A/B and C (NOT AMENDED) - Schedule J does not include mortgage expense - Disposable net income is negative with son contribution RESOLVED ISSUES: - Ally Capital (Lavin Cedrone) objection to confirmation - 2017 Nissan Maxima must be paid in full through plan (UNRESOLVED - LISTED ABOVE) - Cascade Funding Mortgage Trust AB1 (McCalla Raymer) objection to confirmation - arrears $158,078.69 - need to resolve (WITHDRAWN) The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - policy expires 9/30/2023, need renewal confirmation hearing 10/18/2023 (RECEIVED) - need renewal of auto insurance, policy expires 9/30/2023 (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): EQUITY IN RESIDENCE $76,079 (LANGUAGE ADDED) Plan proposes: $200 x 60 beginning 7/1/2023, refinance by 7/1/2024, 100% to unsecured creditors Payments: 4/5, arrears $200 |
|
Matter ResolvedRequest Adjourment | 112 | 11/15/2023 10:00 am | 23-15629 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 1/17/2024 10:00 am | 11/13/23(sf) Note: Per Ms. Greenberg's office, the parties have agreed to adjourn Confirmation to 1/17/24 with an Interim Order to be submitted by the Trustee. 10/13/23 (sf) Per Ms. Greenberg's office, this matter is adjourned to 11/15/23. **MAG**<<>> As of 9/1/23 (DS): Debtor attorney requested adjournment, 341 sched 9/28/23 No 341 and no payments since August-debtor refund due for 5 months |
|
Matter ResolvedRequest Adjourment | 113 | 11/15/2023 10:00 am | 23-15705 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | filed motion to sell on 12/6- it will be 100% based on sale of RE ISSUES AS OF 11/7/2023 (DM): 1) Shellpoint Mtg/US Bank Trust (Friedman Vartolo) OBJs - total debt claim of $181,262.36 matures 6/1/2026 (UNRESOLVED). 2) Plan provides $126,922.61 secured treatment to Santander Bank for a 2nd mtg on Heather Dr. property - no POC filed (STRIKE AND ADD PAYMENT OF CLAIM AT SALE??) 3) Trustee OBJ: - Excessive Expenses: $820 utilities. Need proof of excessive expense 10 days prior to confirmation. - Tax refund of $6,895 was not prorated and included in disposable income calculation. - There is $245,799 non-exempt equity in the residence. Needs to be 100% plan. - Need to file Pre-Confirmation Certification (FILED). - Need updated information, when available, with respect to the estate of the debtor 's father (DEBTOR IS THE EXECUTRIX - THE DEED TO HEATHER DRIVE PROPERTY IS STILL IN THE NAME OF THE DEBTOR'S PARENTS). 10/11/2023 (JMA): Received Letters of Administration naming debtor administration of estate. Prop. Plan $200 x 60, Base Plan - sale of Heather Dr. by 12/1/23 PTD 4/4 = $800 Last Claim (6-1) |
|
Matter ResolvedRequest Adjourment | 114 | 11/15/2023 10:00 am | 23-15721 / CMG | Brad J. Sadek, Esq. | Order Vacate Dismissal of Case | Confirmed | AS OF 11/7/23 (SF) RECOMMEND $440 X 60 (BEGIN 8/1/23); BASE PLAN - FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS 1. Trustee objection: - Need to file Pre-Confirmation Certification. Plan proposes $440 x 60 Base Payments: 4/4 RESOLVED ISSUES: - Objection filed by Freedom Mortgage (Fissel) - failure to provide for arrears of $22,024.88 (No claim filed yet) (WITHDRAWN) - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED) - Need statements for the Acorn, Robinhood and Coin base accounts. (RECEIVED) Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for utilities $480/month for cell phones $507/month for car insurance $888 and $630/month car payments $200/month for pool maintenance Need proof of excessive expenses 10 days prior to confirmation. (Moot because of VA Disability) |
|
Matter ResolvedRequest Adjourment | 115 | 11/15/2023 10:00 am | 23-15780 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | 11/7 Workup for the 11/15 calendar EDC TO CONFIRM IT NEEDS: ** $2800 PAID THEN $1132 X 56 BEG 12/1/23 100% (EQUITYOF $57,280) 1. Trustee obj to the following: - Must resolve creditor objection. US Bank (ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNER) obj to arrears owed, POC filed arrears $3,046.74. TRUSTEE WILL PAY PER ORDER Prop Plan $700 x 60 begin 8/1/23; 100% ------------------------- resolved: - Need CMA with comps with properties sold in the last 6 months from filing date, 2 months bank statements from TD Bank acct#9960, Bank of America savings acct#5340 and PNC Bank acct#0558 prior to filing date.(OK 100%) - Excessive expenses on Sched J such as: home maintenance $350 and car insurance $420 (verifies $341). Plan pays 100%. - There is non-exempt equity in real property $57,280.59 (pending updated CMA), 2016 Honda Accord $856, 2008 Honda Civic $2,300, Bank of America acct#7062 for $72.74 in Debtor's name only, TD Bank acct#4060 for $1,130.12 in Debtor's name only, TD Bank acct #9960 (pending bank statements), Bank of America savings acct#5340 (pending bank statements) and PNC Bank acct #0558 Debtor's name only (pending bank statements). 3. State of NJ filed estimated tax claim 2021-2023 taxes not filed. (amended) |
|
Matter ResolvedRequest Adjourment | 116 | 11/15/2023 10:00 am | 23-15826 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 11/14/2023 (JMA) ok to confirm at $350x12 begin 8/1/2023, $815x48 begin 8/1/2024 base plan -loan modification by 3/31/2024 -Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. issues as of 11/7/2023 (JMA) 1) US Bank (RASC) objection to confirmation - need to resolve - plan seeks loan modification, not offered or approved by creditor 2) Trustee objection to confirmation - need to resolve - Need updated car insurance prior to confirmation. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $626.99/month for cable/internet/phone XFINITY BILL DOES NOT SHOW IF THIS AMOUNT IS THE MONTHLY AMOUNT OR IF IT INCLUDES ARREARS, NEED COMPLETE BILL SHOWING CHARGES AND WHAT IS INCLUDED. THE VERIZON BILL SHOWS A MONTHLY EXPENSE OF AN AVERAGE OF $244.27 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $15,640 in non exempt equity in the 2018 Lincoln. - There is $22,658 in non exempt equity in the residence. MORTGAGE CLAIM HIGHER THAN SCHEDULED AMOUNT, THEREFORE, NO NON-EXEMPT EQUITY IN THE RESIDENCE. TRUSTEE WILL USE THE PROPOSED AMOUNT TO GUCS SET FORTH IN THE PLAN - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan paid in $1,400 last claim 9 RESOLVED ISSUES: - Need July bank statements for the TD and Wells Fargo accounts. RESOLVED, PROVIDED STATEMENTS - Need to file Pre-Confirmation Certification. RESOLVED, FILED - Amendments to Schedules B/C to list values/exemptions for clothing and jewelry. RESOLVED, FILED |
|
Matter ResolvedRequest Adjourment | 117 | 11/15/2023 10:00 am | 23-16024 / CMG | PRO SE | Confirmation Hearing Scheduled | Moot - Dismissed | 11/8/23:case was dismissed by the Ct for failure to pay the filing fees 10/27/23(mk) spoke to PI atty Lee Rosenfeld- debtor to likely receive $ in 30 days and he will try to expedite that and advise me of status and then case can be dismissed as debtor won't need it 10/17/23(mk) Rec'd email from debtor : 2021 and 2022 tax transcript and proof of a money order for $129 payable to TR. and MO to CT for $78.25. not sure if or when they were mailed yet. ** income sch I is blank - no income , no POI. J has no housing expense. MK: NEED TO KNOW IF DEBTOR HAS NOTIFIED HIS PI ATTY THAT HE IS IN BKCY? 10/10/23(mk): Judge adj for 2 weeks for debtor to make payment of 129 to TR(PAYMT MADE 10/23), get all 341 docs in MK; to follow up with debtor's PI atty on settlement (Lee Rosenfeld- from 123 S 22nd St. Philadelphia, PA. lrosenfeld@messalaw.com and cc debtor when you contact him(DONE) MK: case was adj from 10/4/ to 10/10 by the Judge for the debtor to provide proof of car insurance. I spoke to the debtor on the telephone on 10/5 and I sent an email to the debtor on 10/6 reminding him of the date, the requirement that he must have proof of current car insurance. I also attached a copy of each of the 2 proofs of claim in his case and the prior email to debtor in Sept. from Bud in Tr office where debtor was reminded of the required 341 documents needed for a hearing. issues as of 9/28/2023 (JMA) 1) 341 not held, still not rescheduled(debtor has no bank acct) 2) No Trustee plan payments, arrears 129.99 as of oct 3- 0/3 payments Debtor will receive proceeds from car accident injury of over 20,000 |
|
Matter ResolvedRequest Adjourment | 118 | 11/15/2023 10:00 am | 23-16057 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | 11/15/23:add to conf terms If debtor pursues against Home Tap- its for benefit of estate. atty said cert will show debtor-rec'd funds and paid out expenses and balance of $ in an acct 50,000 is still there 11/13/23(mk) PER AR - NEED DEBTOR CERT W/ BACK UP DOCUMENTATION AS TO WHAT DEBTORS DID WITH THE $ FROM HOME TAP. debtor needs more time to provide 11/8/23(mk) atty to file a cert explaining HOME TAP scenario and attached an agreement etc. Needs AR Review once he dose that. mk: still not sure if it is a recorded mtg. - why does POC#26 have all zeros?? AS OF 11/14/2023 (at): **attorney will need to file a motion to amend or fix amount due on claim #26 filed by ACM Hometap VIII, LLC.** 1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure full arrears of $5,162.54. (Per POC) (RESOLVED - PAY PER POC) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - July and August pay stubs for co-debtor. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $573.96. - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $3,122 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $15,284 in non exempt equity in the bank accounts. (LANGUAGE ADDED) Plan proposes: $300 x 60 beginning 8/1/2023, base Payments: 4/4 |
|
Matter ResolvedRequest Adjourment | 119 | 11/15/2023 10:00 am | 23-16087 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ISSUES AS OF 11/7/2023 (DM): Atty ok with terms ***TO CONFIRM, THE DEBTOR NEEDS $8,421.95 PTD, THEN $1,905 x 56 STARTING 12/1/23, BASE PLAN*** 1) AERAI Grp (ROBIN LONDON-ZEITZ) OBJs to cram of tax lien - should be priority since lien was originally sold to City of Trenton 6/26/19 and governs priority of all other tax liens and judgments (MP REMOVES CRAM AND PAYS PER POC). 2) Trustee OBJ: - Need to file Pre-Confirmation Certification (FILED). - Need proof of service on cram (MOOT - CRAM REMOVED). Prop. Plan $2,208.59 x 3, $1,796.18 x 57, Base PTD 4/4 = $8,421.95 Last Claim (5-1) |
|
Matter ResolvedRequest Adjourment | 121 | 11/15/2023 10:00 am | 23-16100 / CMG | Herbert B. Raymond, Esq. | Confirmation Hearing Scheduled | Confirmed | issues as of 11/2/2023 (JMA) ok to confirm at $1,500x60 begin 8/1/2023 100% plan 1) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - Need declaration page of homeowner's insurance for Catherine Street. RESOLVED, PROVIDED - Need a valuation for land owned in Aiken, South Carolina. NOT PROVIDED TO DATE - A copy of the deed - for the land owned in Aiken, South Carolina. NOT PROVIDED TO DATE - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $90,934 in non-exempt equity in the residence FILED CLAIM HIGHER, REDUCED NON-EXEMPT EQUITY TO $85,119.53. (100% plan); There is $4,090 in non-exempt equity in the timeshare. There is $8,812 in non-exempt equity in the Citizen 's bank account. TOTAL NON-EXEMPT EQUITY $90,021.53 - Need to file Pre-Confirmation Certification. RESOLVED, FILED - Need proof of ownership interest in the land owned in Aiken, South Carolina. NOT PROVIDED TO DATE - Need June and July bank statements for Kearny Bank checking account proposed plan $1,500x60 begin 8/1/2023 100% plan paid in $4,500 last claim 3 |
|
Matter ResolvedRequest Adjourment | 122 | 11/15/2023 10:00 am | 23-16123 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | mk; have been approved for a Trial LM- if they are app'd then they wont need higher payment -$ needs to post- proof of filing tax retruns As of 11/3/23(mk): 1/4 payments. second tier of plan kicks in after 6 mos and raises payment to $2,100. If can't be current at lower plan payment of 1,000 how will he make higher payment of 2100? Obj. in #2 was resolved - LM by 10/31- STATUS??? 10/18/23: needs more time for APOC for estimated tax claims and got LM- once agm't signed will file motion . Estimated Tax claim for IRS- priority & Guc. and St of NJ 2. Objection By M & T Bank(McCalla): Resolved: Pay claim and debtor will pursue LM by 10/31 or as extended. - LM speculative 3.Trustee Objection: -Amended Disclosure has -0- balance of atty fees. Atty rec'd full flat fee 4750. Plan has 3,325- rec's full flat fee $4750. IF THE 3,325 Needs fee app and order for that estimated amt - NE equity $17,553- Plan is 100% Plan:$1000 X 6; $2100 X 54 BEG 8/2023; LM 1/30/2024 (128 CLEVELAND AV); 100% 132 payments |
|
Matter ResolvedRequest Adjourment | 123 | 11/15/2023 10:00 am | 23-16205 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | 12/6 to resolve issues AS OF 11/7/23 (SF) 1. Trustee objection: - Need June and July bank statements for Bank of America account and for Chase account #6680. (Statements were provided for July. Still need June Statements) STILL NEED JUNE STATEMENTS FOR: Bank of America account ending in 5766 and Chase Accounts ending in 5766. Also, on 7/19 there was a transfer of $3288.64 to an account ending in 2168 (Need copy of statement for this account) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $350 & $679 & 450/month car payments (cannot have 3 car payments) $1258 allowed (Reduced expenses by $311 - $221 for 3rd car and $90 ins.) - Verified income leaves monthly disposable income of $2,569. NOW $2880 NEED BASE OF $82,944 - The current Plan does not specify treatment of Acura Financial filed arrears claim 1-3 in the amount of $155 and JP Morgan filed arrears claim 6-1 in the amount of $419.50 (OK TO PAY?) The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution Plan proposes $672 x 60 0% Payments: 3/4 Arrears: $668 ---------------------------- RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - Need to resolve the estimated claim filed by the IRS for 2021. (AMENDED) - Objection filed by Santander/Chrysler Capital - failure to assume lease; failure to pay arrears of $1726.81 (Assumed in plan but under the wrong creditor name). Need to resolve issue of arrears (RESOLVED, OTBS LEASE ASSUMED) |
|
Matter ResolvedRequest Adjourment | 124 | 11/15/2023 10:00 am | 23-16227 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | payments posted - will now adj 11/13/23- adj request DENIED 1-4 payments As of 11/9/23(mk); 1/ 4 payments 1. Objection By New Rez(S. McCaffery of Hladik, Onorato et al): Plan says LM- wants arrears paid pending LM--RESOLVED - ORDER SAYS- PAY CLAIM IN FULL AND DEBTOR TO CONTINUE W/ LOSS MIT IF LM GIVEN , DEBTRO TO MP AND MAKE MOTION TO APPROVE LM 2. Objection by Falcongate Home Assoc. (Hill Wallack): NO CLAIM WAS FILED BY THIS CREDITOR Plan fails to treat claim 3.Trustee Objection: - need Proof of 2 month's income from non- filing spouse for June and July. -need copy of the homeowner's insurance renewal declaration -insurance expired 9/10/23. - need 2 months bank statements from account with daughter prior to filing date. -Debtor's income verifies much higher. Pending spouse income may verify that income is much higher than schedules. Also per Sched I & J there is disposable income $3,002 -There is non-exempt equity in real property $40,606.71 Plan: $1,280 x 60 begin 8/1/23; Base and Loan mod on Falcongate Dr by 1/10/24 1/4 payments |
|
Matter ResolvedRequest Adjourment | 125 | 11/15/2023 10:00 am | 23-16456 / CMG | Robert B Davis | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | AS OF 11/2/2023 (at): MOTION CONFIRMING AUTOMATIC STAY IS NOT IN EFFECT AS TO US BANK IS SCHEDULED FOR 12/6/2023. Need time to allow time for a resolution of Debtor's Motion to Reimpose the Automatic Stay and creditor's opposition. |
|
Matter ResolvedRequest Adjourment | 126 | 11/15/2023 10:00 am | 23-16532 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | mk work up and add lang to apy claims in #1 and 2 and per ar we don't need an order resolving the obj just be clear in terms AS OF 11/15/2023 (at): RECOMMEND: $10,052 PAID TO DATE, $3,288 x 56 BEGINNING 12/1/2023, 100% PLAN Preserve non exempt equity of $485,251.00 in real and personal property. Claim #11 filed by Specialized Loan Servicing will be paid through the plan. Claim #12 filed by Trystone Capital Assets will be paid through the plan. 1. Objection filed by Specialized Loan Servicing (Meadow Street) (Stewart Legal) - failure to cure arrears "per proof of claim". (PER PROOF OF CLAIM, ARREARS ARE $77,884.43 - UNRESOLVED - PER ATTORNEY PAY) 2. Objection filed by Trystone (Velasquez) - creditor holds a tax sale certificate against Oceanic Drive property. Claim amount is $2,931.09. (UNRESOLVED - PER ATTORNEY PAY) 3. Trustee's objection: - Must resolve creditor objections. (UNRESOLVED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - for Oceanic Dr (expires 8/24/23). (RECEIVED) - Must resolve IRS estimated tax claim. (NO LONGER ESTIMATED) - Domestic Support Obligation information for support payments listed on Schedule J. (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in Meadow St $31,256.60, Oceanic Dr $379,626, Colonial Ct, $42,844, Cash $3,525, TD Ameritrade $8,000, MJMD, LLC $10,000 and Jersey Four Sure $10,000. (LANGUAGE ADDED) - Must file Pre-confirmation certificate. (FILED) Plan proposes: $2,513 x 60 beginning 8/1/2023, 100% plan Payments: 4/4 |
|
Matter ResolvedRequest Adjourment | 127 | 11/15/2023 10:00 am | 23-16581 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 11/13/23 (DS): Ok to confirm at $1,190 x 60 begin 9/1/23; 100% with a minimum dividend $308,439.20 due to non-exempt equity and Trustee ok to pay IRS claim#1-3 $1,526.98 1. Trustee obj to the following: - Proof of income verifies higher, there is disposable income $1,329. Plan pays 100%. - There is non-exempt equity in real property $295,351.71, 2017 Hyunda $2,106, 1997 GMC $847, 2012 Nissan $2,707, 1996 McKee $4,950 and Santander Bank $3,945.71 total $309,907.42. Prop Plan $1,190 x 60 begin 9/1/23; 100% Note: 2022 tax return provided 11/2/23. Updated auto insurance provided 11/13/23. IRS and State of NJ estimated claims amended and resolved, no loner estimated. |
|
Matter ResolvedRequest Adjourment | 128 | 11/15/2023 10:00 am | 23-16627 / CMG | Camille J. Kassar, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | AS OF 11/7/23 (SF) 1. Objection filed by Speicalized Loan Servicing (Stewart) - failure to pay arrears of $258,709.58 and speculative loan mod 2. State of NJ filed estimated priority claim 1-1 (NEED AMENDED CLAIM) 3. Park Village Associates filed a bifurcated claim. $7575.50 is secured and $11,695.06 is unsecured. How should this claim be paid? 4. Big Rig Lending filed secured claim 7-1 with zero arrears. This creditor is not addressed in plan. 5. Trustee objection: - Need a copy of the homeowner's insurance renewal declaration - document provided does not show personal liability coverage - Amendments to Schedules A/B to include NFCU acct ending #8328 - -Income verified higher than scheduled, leaving disposable income of $937.01. Need to pay a plan base of $26,000. - The Schedules fail to account for the debtor(s) tax refund in the amount of $5871 when determining disposable income. -Need to file Pre-Confirmation Certification with Court Plan proposes $350 x 60 Base, Loan Mod by 12/31/23 Payments: 1/3 Arrears: $700 |
|
Matter ResolvedRequest Adjourment | 129 | 11/15/2023 10:00 am | 23-16646 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 10/30/2023 (at): RECOMMEND: $200 x 60 BEGINNING 9/1/2023, BASE Need proof of income for non filing spouse and Amended I and J by 5/15/2024. Unsecured lease arrears for claim for 11 Fredwood Place will be paid in full through the plan. There is no prompt cure. Trustee's objection: - The debtor has insufficient income disposable income verifies $ -768.54.. - The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD) - Must file pre-confirmation certificate. (FILED) - AMEND I J WHEN SOUSE EMPOYED WITH POI TO TRUSTEE (LANGUAGE ADDED) Plan proposes: $200 x 60 beginning 9/1/2023, base Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 130 | 11/15/2023 10:00 am | 23-16648 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | ISSUES AS OF 11/7/2023 (DM): Per atty, ok to dismiss/hold fees ***Debtor has only made 1 of 3 payments - RECOMMEND DISMISSAL*** 1) Wilmington/Wells Fargo (BROCK & SCOTT) OBJs - $79,406.03 arrears per POC (CO ENTERED TO PAY POC ARREARS). 10/16/23 (DS): Debtor attorney requested adjournment to file amended Sch B/C and provide values on cars not provided (RECEIVED). 10/13/23 (DS): Evaluations on all cars provided and amended Sch B filed. Attorney needs to amend Sch B/C to add values to all vehicles and take exemption. Also need values on 1986 Cougar, 1991 Ford Larriot and 1989 Jaguar. Informed attorney that debtor should be current by the next Hearing with all payments. 2) Trustee OBJ: - Need July & August bank statements for First Unity Bank acct (RECEIVED - THERE IS $482 NON-EXEMPT EQUITY). - There is $13,860 estimated non-exempt equity in the vehicles $13,860. Must provide valuation on all vehicles list on Sch B to determine value on all 7 vehicles. NADA values 2011 Sienna at $6,788, 2005 Corolla at $615, Jaguar at $11,100, 1991 F150 Lariat at $2,350. Can't determine value of 1996 Ford Van - no model info (SEE NOTES ABOVE). Prop. Plan $1,538 x 60, Base Plan PTD 1/3 = $1,538 Last Claim (16-1) |
|
Matter ResolvedRequest Adjourment | 131 | 11/15/2023 10:00 am | 23-16694 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 1/17/2024 10:00 am | As of 11/13/23 (DS): Debtor attorney requested adjournent to allow Debtor time to resolve all objections and file 2021 and 2022 tax returns As of 11/7/23 (DS): 1. Trustee obj to the following: - Income is insufficient, Debtor verifies $4,915 and spouse $2,206.25 total disposable income $-2,560. - Need 2022 tax return and valuation of his membership interest in LA MESA FUNDING LLC. - Must resolve estimated State of NJ and IRS priority claims, 2021 and 2022 returns not filed. - Must resolve the creditor objections. - Must file Pre-confirmation certificate. 2. M&T Bank (MCCALLARAYMER LEIBERT) obj arrears owed ore, POC filed arrears $93,148.79. 3. American Express (ZWICKER & ASSOC.) obj secured claim is judgmentand not in plan. POC filed owed $23,484.88. Prop Plan $250 x 4 begin 9/1/23; $2,011 x 56 begin 1/1/24; Base Note: Homeowner insurance provided 10/19/23. |
|
Matter ResolvedRequest Adjourment | 132 | 11/15/2023 10:00 am | 23-16698 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 12/20/2023 10:00 am | AS OF 11/7/23 (SF) NOT CURRENT ARREARS $1283 1. The plan proposes to pay rental arrears to TEC Inc. The creditor did not file a claim and the bar date expired on 10/12/23. 2. Modified plan now proposes to cram My Car Corp and the service is improper. Did not serve Managing Agent or Corporate Officer of Company. Also, no claim filed for this creditor and bar date expired on 10/12/23. 3. Trustee objection: - Need Auto insurance for 2009 Dodge Ram and 2009 Ford Mustang (Insurance provided for 2007 Mustang but Schedules list 2009 (NEED EXPLANATION) ALSO NEED PROOF FOR 2009 DODGE RAM) - Income verifies much higher, leaving disposable income $3,088. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Need closing statement from April for Passbook by Remitly account. (RECEIVED, HAS A BALANCE OF $880.90 AS OF 2/28/23) - Must file Pre-confirmation certificate Plan proposes $682 X 23, $473 X 12 0% $763 Received: $1283 RESOLVED ISSUES: - Need Proof of 2 month's income - father who provided affidavit of contribution $1,505. - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service to Carmax Finance (MP FILED AND NOW CRAMS A DIFFERENT CREDITOR - Need 2 (July & Aug) months bank statements from One checking and savings acct listed on Schedule B. |
|
Matter ResolvedRequest Adjourment | 134 | 11/15/2023 10:00 am | 23-16717 / CMG | STEPHANIE SHRETER, ESQ | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | AS OF 11/7/2023 (at): 1. Objection filed by Credit Acceptance (Morton & Craig) - 2016 Jeep was purchased less than 910 days prior to filing and creditor wants $13,537.75 paid through the plan. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan (MOD PLAN NOT FILED - OBJECTION FILED) - The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD) - Need to file Pre-Confirmation Certification. (NOT FILED) - Need to resolve objection by Credit Acceptance (UNRESOLVED) Plan proposes: $150 x 60 beginning 9/1/2023, base Payments: 2/3, arrears $150 |
|
Matter ResolvedRequest Adjourment | 135 | 11/15/2023 10:00 am | 23-16729 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | needs to file tax retuns updated 11/13/2023 (jma) issues as of 11/7/2023(JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income Mk; atty says uploaded - need June and July 2023 statements for both Santander accounts. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): $402/car insurance - statement shows $194.41/month. expenses will be reduced accordingly. - Verified income minus expenses results in disposable income of $2,084 per month. plan payment is only $850. 2) 2013 Yamaha Wave Runner and 2018 Karavan trailer are not treated in plan or listed on schedules - claim filed with no arrears. 3) IRS priority claim estimated for 2020 taxes; guc claim estimated for 2018 taxes proposed plan $850x60 base plan paid in $2,550 last claim 30 |
|
Matter ResolvedRequest Adjourment | 136 | 11/15/2023 10:00 am | 23-16734 / CMG | STEPHANIE SHRETER, ESQ | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | NEEDS TO REQUEST ADJ OF THIS CONF TO AFTER 341 HEARING DATE 341 now on 11/30/23- 2/2 payment |
|
Matter ResolvedRequest Adjourment | 137 | 11/15/2023 10:00 am | 23-16773 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | Motion to sell prop on 12/20 atty will file appl on short time to move motion up to 12/6 - all cash deal 100% plan will close by end of Jan. AS OF 11/8/23 (SF) 1. Objection filed by Wells Fargo Bank (Powers) - failure to pay arrears of $48,219.29; speculative sale and feasibility. 2. Trustee objection: -there is non-exempt equity of $152,964 in house, need to pay $161,803 to gucs (100% plan) - Need to file Pre-Confirmation Certification with court. - Confirming order should provide for all non-exempt proceeds from sale of property. Plan proposes $150 x 3; 100% Plan; Sale by 3/31/24 Payments: 3/3 |
|
Matter ResolvedRequest Adjourment | 138 | 11/15/2023 10:00 am | 23-16864 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 1/17/2024 10:00 am | 1/17/24- PREEMTORY AS OF 11/15/23 (SF) UPDATED 1. IRS filed estimated priority claim 5-1 (NEED AMENDED CLAIM) mk sent in returns 2. IRS filed secured claim 5-1 in the amount of $11,384.27 which is not addressed in plan (OK TO PAY?) YES PAY 3. Trustee objection: - There is non-exempt equity in tools $1,525 and Chase checking acct $1,500. Plan proposes $833.35 x 60 Base Payments: 3/3 RESOLVE ISSUES: - Need a copy of the last filed tax return - for 2022 2nd page with tax refund and Schedule C 1040 "Profit and Loss from business. (RECEIVED) - Objection filed by Shellpoint Mortgage Services (Angela Pattison) - failure to pay arrears of $53,726.52 (OTBS, PAY ARREARS) - Need a copy of the homeowner's insurance renewal declaration; homeowner insurance expired 10/20/23. (RECEIVED) - EXPLAIN "OTHER EXPENSE ENTRY " ON P& L (PER Cert, this is for employee wages) - Life insurance statement with value of life insurance prior to filing date. (RECEIVED) -Amendments to Schedules 22C to include business income, both forms filed are blank. |
|
Matter ResolvedRequest Adjourment | 139 | 11/15/2023 10:00 am | 23-16867 / CMG | SCOTT M WILHELM, ESQ | Confirmation Hearing Scheduled | Continued 12/6/2023 10:00 am | docs uploaded 11/14/23 11/7 workup for the 11/15 calendar EDC 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves negative monthly disposable income of -$2,541.56. SUPPLIED INCOME AFFIDAVITS BUT NEED POI FROM CONTRIBUTORS - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $157/month for State of NJ; Need proof of expenses 10 days prior to confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):There is $11,088 in non exempt equity in the vehicles. There is $15,549 in non exempt equity in the residence. TOTAL EQUITY IS $26,547 proposed plan $250x60 base plan paid in $750 last claim 7 ------------------------- RESOLVED ISSUES: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).(OK we can use trustee standard order of distribution) - Need to file Pre-Confirmation Certification - RESOLVED, FILED - The debtor has failed to supply the Trustee with the following document (s): Domestic Support Obligation information DEBTOR PAYS $250 BIWEEKLY IN SUPPORT OF 1 CHILD - $500/month for alimony/support. CHILD SUPPORT EXPENSE ALLOWED, |
|
Matter ResolvedRequest Adjourment | 140 | 11/15/2023 10:00 am | 23-16902 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | mk: uploaded liab insurance today UPDATED 11/13/2023 (JMA) updated 11/8/2023 (JMA) issues as of 11/7/2023 (JMA) 1) Park Plaza LLC (Abilheira & Associates) objection to confirmation - need to resolve - rental property only rented 6-8 weeks per testimony at meeting of creditors, not 6-8 months - value of rental property is understated, should be $550,000 - expenses for rental property are understated - value of two cars is higher than stated by debtor - DEBTOR FILED KELLY BLUE BOOK TRADE IN VALUE FOR BOTH CARS AS FOLLOWS: 2012 MERCEDES $5,217 AFTER SUBTRACTING EXEMPTION ZERO NON-EXEMPT EQUITY; 2016 JEEP $5,663 THERE IS A LOAN WITH $17,244 BALANCE LEAVING NO NON-EXEMPT EQUITY - debtors decision to waive $25,000 for sale of the debtors interest in bagel business is inappropriate and should be required to be collected and paid into the plan 2) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - document provided was not debtor's personal liability coverage. It is in the name of the Condo Association. - Need to provide statements for TD Bank acct #1905 and Capital One acct #7803 for July and June 2023 - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): $750/transportation. Must provide supporting proof of expense 10 days prior to confirmation. - Need to provide valuations for cars on Schedule A - Schedule J references expenses for the rental property. Need to provide Trustee with a profit and loss statement for this property. - Statement of Financial Affairs shows loss of income from the rental property. Why is a shore rental property operating as a loss? Form 122c-1 indicates rental income of $1,097.92 and expenses $2,134.42. Debtor's testimony was it was only rented 6-8 mos of |
|
Matter ResolvedRequest Adjourment | 141 | 11/15/2023 10:00 am | 23-16906 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 1/17/2024 10:00 am | 1/17/24 PEREMPTORY AS OF 11/8/23 (SF) BELOW ISSUES STILL APPLY 1. Objection filed by Portfolio Recovery Associates (Fissel) - objects to cram and failure to provide for adequate protection payments- mk; atty says working on resolving this 2. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM)mk: working on this w/ H & R Block and her son 3. Trustee objection - Need proof of insurance for the 2013 Toyota. Uploaded- 11/13/23 - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,000/month for life insurance Need statements for all 4 life insurance policies on Schedule B Plan proposes $296 x 60 Base Payments: 1/3 Arrears: $592 RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s). (OBJECTION FILED) |
|
Matter ResolvedRequest Adjourment | 142 | 11/15/2023 10:00 am | 23-16926 / CMG | Marcia Phillips, Esq. | Confirmation Hearing Scheduled | Dismissed | NS 2nd call - dismissed w/o prej As of 11/7/23 (DS): 1. Trustee obj to the following: - Need July and August bank statements for TD accounts 0841 and 3303. - There is $146,044.55 non-exempt equity in real property and $2,224 non-exempt equity in the vehicle total $148,268.55. - Add to confirming order non-exempt proceeds from auto accident to Trustee. - Add to confirming order non-exempt proceeds from sale of Adams St to Trustee by 2/1/24. - Need to resolve creditor objection. - Excessive expenses on Sched J: Car insurance $832 (Debtor testified $698) and $600 for support of grown. Amend Sched J to correct auto insurance and remove $600 in support. - Must file Pre-confirmation certificate. 2. Lakeview Loan (MCCABE, WEISBERG & CONWAY) obj to arrears owed, POC filed arrears $4,076.78, also objects that an app to approve realtor for sale of the property needs to be approved and that property has not been listed for sale. 3. TD Retail/Raymour & flanigan filed bifurcated claim, secured $2,179, unsecured $1,522.09, no arrears. Claim needs to be resolved. Prop Plan $500 x 60 begin 9/1/23; Base and Sale of Adams St by 2/1/24 |
|
Matter ResolvedRequest Adjourment | 143 | 11/15/2023 10:00 am | 23-16949 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 11/7/23 (DS): Ok to confirm at $500 x 60 begin 9/1/23; Base and add to confirming order Trustee ok to pay arrears claim#6-2 of Sunwest Mortgage $110.07. 10/18/23 (DS): 1. Trustee obj to the following: - Excessive expenses on Sched J: $720 homeowner association (Zillow has $360), $650 utilities and $815 dental/medical. IS MOOT SINCE HALF OF INCOME IS SOCIAL SECURITY. - Disposable income verifies $1,177.40 without taking excessive expenses. 2. Sunwest Mtg filed arrears claim $110.07. Trustee ok to pay? Prop Plan $500 x 60 begin 9/1/23; Base Note: Reviewed HUDS for sale of Hyannis St and purchase of Middle Holly Ln, funds from sale of Hyannis sold 12/20/21 $71,915.86 were used to purchase Middle Holly 1/14/22 $7,404.61 closing cost and $70,716.57 cash to close. Income and excessive expenses do not matter, since Debtors income is partially social security and would only have disposable income $2,252, social security income is $4,113. Auto insurance provided 10/9/23. |
|
Matter ResolvedRequest Adjourment | 144 | 11/15/2023 10:00 am | 23-16990 / CMG | Jay L. Lubetkin, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | AS OF 11/8/23 (SF) 1. Objection filed by US Bank Trust (RAS) - failure to provide for arrears of $144,855.60 (MP Filed) (RESOLVED VIA ORDER) 2. IRS filed estimated priority claim 2-2 (NEED AMENDED CLAIM) 3. State of NJ filed estimated unsecured claim 4-1 (NEED AMENDED CLAIM) 3. Motion to Expunge/Modify Claim of State of New Jersey scheduled for 12/6/23 at 9 4. Motion to Expunge/Modify Claim of IRS scheduled for 12/6/23 at 9 5. Trustee objection: - Amendments to Schedules 22C which was filed completely blank. (MUST BE FILED WITH THE COURT) - Verified income leaves monthly disposable income of $7,068.13. - There is $289,399.00 in non exempt equity in the residence. 100% plan - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Need to file Pre-Confirmation Certification. Plan proposes $3062 x 60 100% Plan Payments: 3/3 RESOLVED ISSUES: -Objection filed by US Bank Trust (RAS) - failure to provide for arrears of $144,855.60 (MP Filed) (RESOLVED VIA ORDER) - Need proof of insurance for the 2012 Land Rover. (Per attorney, this vehicle is inoperable and in debtor's garage. There is no insurance) - The attorney must file a fee application for the $7502 received for the bankruptcy. (Any amount above $4750 requires a fee application. (FEE OK PER MK) |
|
Matter ResolvedRequest Adjourment | 145 | 11/15/2023 10:00 am | 23-17036 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 1/3/2024 10:00 am | AS OF 11/7/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 12/7/2023. 2. Payments: 2/3, arrears $500 Stay motion by PHH Mortgage (residence) is scheduled for 11/15/2023. |
|
Matter ResolvedRequest Adjourment | 146 | 11/15/2023 10:00 am | 23-17104 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | mk: mailed out trustee acct ck on Monday. $ needs to post- Ok to 100% AS OF 11/8/23 (SF) NOT CURRENT WITH PAYMENTS 1/3 ARREARS: $400 1. Objection filed by Federal Home Loan (RAS) - failure to provide for arrears of $55,974.23 and speculative loan mod. Also, plan does not appear to be feasible as there is insufficient income. (RESOLVED VIA ORDER. LOSS MIT BY 2/5/24; PAY ARREARS PENDING APPROVAL) 2. Trustee objection: - There is $80,376 in non exempt equity in the residence. Needs to be 100% plan. - There is $2,125 in non exempt equity in the 2016 Toyota and Chase bank account. - Need to file Pre-Confirmation Certification. Plan proposes $200 x 60 Base Loan Mod as set by loss mitigation Payments: 1/3 Arrears: $400 |
|
Matter ResolvedRequest Adjourment | 147 | 11/15/2023 10:00 am | 23-17121 / CMG | Andy Winchell, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | 341 on for 11/30/23 oct payment pending |
|
Matter ResolvedRequest Adjourment | 148 | 11/15/2023 10:00 am | 23-17140 / CMG | FRANCIS P CULLARI, ESQ | Confirmation Hearing Scheduled | Confirmed | As of 11/13/23 (DS): Ok to confirm at $265 x 36 begin 9/1/23; Base and within 7 days must file Pre-confirmation certificate. As of 10/13/23 (DS): Debtor attorney requested adjournment to allow time to review income and increase of recommended payment plan. 10/8/23 (DS): Recommend confirming at $265 x 2 begin 9/1/23; $708 x 34 begin 11/1/23; Base and within 7 days must file Pre-confirmation certificate. 1. Trustee obj to the following: - Disposable income verifies $853.54, tax refund $5,869 not on Sched I. AMENDED SCHED I & J FILED 11/9/23, ADDS TAX REFUND ON SCHED I AND INCREASES EXPENSES ON SCHED J, WHICH ARE MINIMAL FOR FAMILY OF 2. - Must file Pre-confirmation certificate. Prop Plan $265 x 36 begin 9/1/23; Base |
|
Matter ResolvedRequest Adjourment | 149 | 11/15/2023 10:00 am | 23-17141 / CMG | FRANCIS P CULLARI, ESQ | Confirmation Hearing Scheduled | Confirmed | updated 11/14/2023 (JMA) issues as of 11/6/2023 (jma) OK TO CONFIRM AT $1,980 PAID TO DATE, $660X57 BEGIN 12/1/2023 100% 1) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is $49,317 non-exempt equity in the debtor's home. (100% PLAN) - Wells Fargo acct #1674 balance as of 7/18/2023 is $1,666.49, leaving non -exempt equity of $356.49. (100% Plan) - Need to file Pre-Confirmation Certification with Court - NOT FILED TO DATE 2) Wells Fargo claim #5 is a bifurcated claim - CLAIM IS NOT TREATED IN PLAN, EITHER PAY BOTH SECURED AND UNSECURED (100% PLAN) OR MOVE AGAINST CLAIM - RESOLVED, ATTY AGREES TO PAY THE SECURED AND UNSECURED PORTIONS OF THE CLAIM IN FULL THROUGH PLAN proposed plan $660x60 100% plan paid in $1,980 last claim 9 |
|
Matter ResolvedRequest Adjourment | 150 | 11/15/2023 10:00 am | 23-17144 / CMG | Jonathan Goldsmith-Cohen, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 11/15/2023 (JMA) - atty to appear To confirm need $1,150 paid to date, $666x57 begin 12/1/2023 100% -Need to file Pre-Confirmation Certification with Court -Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan issues as of 11/6/2023(jma) 1) Pignora Loan Servicing (Frenkel Lambert) objection to confirmation - NEED RESOLUTION OF CREDITOR OBJECTION -estimated arrears $100,23 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of $515.72. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $28,432.41 in non-exempt equity in the residence. (100% plan ) - Need to file Pre-Confirmation Certification. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan $575x60 100% plan paid in $1,150 arrears $575 last claim 33 |
|
Matter ResolvedRequest Adjourment | 151 | 11/15/2023 10:00 am | 23-17160 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 1/17/2024 10:00 am | Okay to ADJ confirmation while Atty files motion to conduct 341 Meeting by Power of Attorney (dm) |
|
Matter ResolvedRequest Adjourment | 152 | 11/15/2023 10:00 am | 23-17189 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 11/13/23 (SF) UPDATED RECOMMEND $11,666 PTD, $1460 X 58 (BEGIN 11/1/23) BASE W/MIN $3312 TO GUCS PER NONEXEMPT EQUITY IN PERSONAL PROPERTY - OK TO PAY STATE OF NJ CLAIM 1-1 - OK TO PAY ARREARS CLAIM 2-1 FOR TRUMAN 2021 SC9 TITLE TRUST 1. Objection filed by Truman 2021 SC9 Title Trust (Argentieri) - The objection is made in the event debtor fails to make trustee payments and post petition mortgage payments; seeks to modify claim; plan is not proposed in good faith; plan does not provide that secured creditor retain its lien; plan is not feasible; failure to provide for payment of it claim, etc. (ARREARS CLAIM FILED FOR $80,006.44) 3. State of NJ filed secured claim 1-1 in the amount of $371.23 which is not addressed in plan (OK TO PAY?) 4. Trustee objection: -The address on some of the documents list home address as 523 Valentine Street; others list home address as 324 Valentine Street - need to amend schedules to reflect the correct address -Schedule A/B shows 2003 Honda Accord has a value of zero - need actual value (There is nonexempt equity of $1787 in car. -Schedule A/B shows 2014 Nissan Pathfinder has value of zero - need actual value (Son's car) -PNC acct #7761 ending balance as of 7/18/2023 is $3,364.10, need amended Schedules A/B and C. There is nonexempt equity of $1525 in bank account Plan proposes $9000 x 1; $1333 x 59 Base Plan Payments: $10,333 Received RESOLVED ISSUES: - State of NJ filed estimated priority and general unsecured claim 1-1 (NEED AMENDED CLAIM) -Need to file Pre-Confirmation Certification with Court (FILED) |
|
Matter ResolvedRequest Adjourment | 153 | 11/15/2023 10:00 am | 23-17239 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | mmk:ATTY ACCEPTS TERMS AS OF 11/15/23 (SF) UPDATED- email sent to atty w/ terms RECOMMEND $650 X 2 (BEGIN 9/1/23); $833 X 58 (BEGIN 11/1/23) 100% PLAN - PRESERVE NONEXEMPT EQUITY OF $51,453 IN CONF ORDER - OK TO PAY SAILFISH SERV ARREARS CLAIMCLAIM 15-1 As of 11/8/23 (DS): work up at 100%- bank acct uploaded today 1. Sailfish Servicing filed mortgage arrears claim $594.27, plan does not provide for this creditor, plan has MRS/United Wholesale outside. (MK OK TO PAY) 2. BELOW ISSUES STILL REMAIN UNRESOLVED. 10/18/23 (DS): 1. Trustee obj to the following: - Need bank statements from TD Bank accts#3668 for July and August.(mk; says sent them in this am) - Excessive expense on Sched J for childcare $2,166, also listed on 22c Line 21 (no dependents listed on Sched J). Must provide proof of monthly expense 10 days before conf. - 22C may have disposable income, also Line 33d takes expense for Jetski which is not on Schedule J and is for recreational purposes and not permitted. - Scheduled fail to add tax refund $6,699 when determining disposable income, also not on 22c. - There is non-exempt equity in real property $34,682.81 and $16,770 in 2017 Jeep Wrangler total $51,452.81. TOTAL GUCS FILED $39,376.77. Prop Plan $650 x 60 begin 9/1/23 Dollar Base $40,000 Note: Updated homeowner insurance and TD Bank acct#2276 statements provided 10/17/23. |
|
Matter ResolvedRequest Adjourment | 154 | 11/15/2023 10:00 am | 23-17294 / CMG | Jeffrey H. Ward, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 11/15/2023 (JMA) updated 11/9/2023 (JMA) as of 11/6/2023 to confirm need $2304.38 paid to date, $858x57 begin 12/1/2023 base plan which includes minimum $52,867.10 dividend to gucs due to non-exempt equity 1. Trustee objection: -There is $73,850 in non-exempt equity in the residence. - POC HIGHER, REDUCED NON-EXEMPT EQUITY TO $52,867.10, BAR DATE PASSED 11/1/2023 ----------RESOLVED----------------- - need co debtor pension loan statement. (Provided - will be paid off in 23 months -One Main filed a bifurcated claim which needs to be addressed. (mK :per atty will pay arrears $621.18 per the claim through plan proposed plan: $768.19 X 60 BASE paid in $2304.38 arrears $0.19 last claim 13 |
|
Matter ResolvedRequest Adjourment | 155 | 11/15/2023 10:00 am | 23-17335 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED 11/13/2023 (JMA) OK TO CONFIRM AT $326.76 PAID TO DATE, $196X57 BEGIN 12/1/2023 BASE PLAN issues as of 11/6/2023 (jma) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. Verified income leaves monthly disposable income of -$1,214.55. - Need a statement for the debtor's pension loan. PER ATTY, NEVER DEDUCTED THE PENSION LOAN FROM INCOME 2) Not current with Trustee plan payments, arrears $163.38 proposed plan $163.38X60 base plan paid in $326.76 arrears $163.38 last claim 14 RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s). RESOLVED, FILED 10/6/2023 - Need proof of service on LVNV Funding. RESOLVED, FILED 10/6/2023 - Need to file Pre-Confirmation Certification. RESOLVED, FILED |
|
Matter ResolvedRequest Adjourment | 156 | 11/15/2023 10:00 am | 23-17364 / CMG | DAVID A. KASEN | Confirmation Hearing Scheduled | Confirmed | AS OF 11/14/2023 (at): RECOMMEND: $3,351 PAID TO DATE, $2,132 x 57 BEGINNING 12/1/2023, BASE WITH A MINIMUM OF $48,272 TO UNSECURED CREDITORS Preserve non exempt equity of $48,272 in personal property. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $1,732/month for taxes (need proof that this is being paid monthly). (NOT RECEIVED -PER CERTIFICATION AN AMENDED J WILL BE FILED WITH ACCURATE FIGURE) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,052. RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,117 when determining disposable income. (AVERAGED/ADDED TO INCOME) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $46,812 in non exempt equity in the vehicles. (LANGUAGE ADDED) - There is $1,460 in non exempt equity in the TD bank account. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification.(FILED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $1,117 x 60 beginning 9/1/2023, base Payments: 2/3, arrears $1,117 |
|
Matter ResolvedRequest Adjourment | 157 | 11/15/2023 10:00 am | 23-17399 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 12/20/2023 10:00 am | As of 11/13/23 (DS): Debtor atty requested adjournment to allow time to file Sched I & J As of 11/8/23 (DS): 1. Debtor's certification to Trustee obj states spouse began working late Sept., no amended Sched I filed and no proof of income provided. Cert also states Debtor to begin health insurance coverage on 8/2023, pay stubs not provided. Need pay stubs from Debtor and spouse for August - Oct 2023. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 10/16/23 (DS): Debtor attorney requested adjournment to address Trustee obj and will be filing motion for loan mod. MOTION TO APPROVE LOAN MOD SCHED 11/15/23. 10/18/23 (DS): 1. Trustee obj to the following: - Need July and August bank statements from Chase Bank acct#4949 and statements from Robinhood and Webull stock accts prior to filing date. - 22c may have disposable income, Line 25 takes $831 for health insurance and according to Schedule I insurance deductions to begin 10/2023. Need Oct. pay stub to show amount deducted bi-weekly. - Add to confirming order Debtor to provide 2 months recent proof of income from non-filing spouse when she begins working again and amended Sched I and J to include spouse new job within 120 days from confirming order. SPOUSE IS CURRENTLY WORKING, NO LONGER NEEDED TO ADD TO CONFIRMING ORDER. - Must file fee app within 7 days of the entry of the order confirming the plan. 2. RewRez/Shellpoint (HILL WALLACK) obj to loan mod. Obj must be resolved. Prop Plan $450 x 60 begin 9/1/23; Base and Loan mod on Mansfield Ave by 2/28/24 |
|
Matter ResolvedRequest Adjourment | 158 | 11/15/2023 10:00 am | 23-17409 / CMG | Carol L. Knowlton, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 11/13/2023 (jma) ok to confirm at $1,000x60 begin 9/1/2023 which includes minimum $208,196.19 due to non-exempt equity in properties and bank account -Debtor's atty must file fee application within 7 days of the entry of the order confirming the plan -Debtor to pay Wells Fargo claim #5 arrears $198.24 through plan, add to confirming order -Debtor to pay New Rez Mortgage LLC claim #8 arrears $2,464.89 through plan, add to confirming order issues as of 11/6/2023 (jma) 1) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - for Ewing property. RESOLVED, PROVIDED COVERAGE WITH LIABILITY COVERAGE - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,870.00 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $205,473.19 in non-exempt equity in the real estate. Needs to be 100% plan. - There is $2,723 in non-exempt equity in the bank account. - Need to file Pre-Confirmation Certification. RESOLVED, FILED - The IRS filed an estimated claim which needs to be amended. RESOLVED - AMENDED CLAIM FILED - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. 2) State of NJ general unsecured claims estimated for 2017, 2018 and 2019 taxes - RESOLVED, AMENDED CLAIM FILED 3) Wells Fargo Bank (2008 Land Rover) is treated in plan as unaffected. Filed claim #5 shows arrears in the amount of $198.24. Debtor needs to pay arrears through plan or move against claim. PER ATTY DEBTOR TO PAY ARREARS THROUGH PLAN proposed plan $1,000x60 base plan paid in $3,000 last claim 11 |
|
Matter ResolvedRequest Adjourment | 159 | 11/15/2023 10:00 am | 23-17449 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 11/2/2023 (at): RECOMMEND: $700 X 34 BEGINNING 9/1/2023, $1,395 X 26 BEGINNING 7/1/2026, BASE Trustee shall pay TD Bank, Claim #7, a secured claim in the amount of $553.00. The unsecured portion in the amount of $13.61 shall be paid pro rata with other general unsecured creditors pursuant to the terms of confirmation. 1. TD Bank/Raymour & Flanigan filed a bifurcated claim #7 which needs to be resolved. 2. Trustee's objection: - Wells Fargo acct #7235 end balance as of 7/26/2023 was $174.93; Wells Fargo acct #7273 end balance as of 7/26/2023 was $1,854.56 and Wells Fargo business acct #4170 end balance as of 7/26/2023 was $1,888.48 RESOLVED ISSUES: - need statement for Bank of America and Chase #4639 accounts for at least June and July 2023 (RECEIVED) Plan proposes: $700 x 34 beginning 9/1/2023, $1,395 x 26, base Payments: 2/3, arrears $700 |
|
Matter ResolvedRequest Adjourment | 160 | 11/15/2023 10:00 am | 23-17486 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED 11/15/2023 (JMA)- atty ok to terms(mk) OK TO CONFIRM AT $536X60 BEGIN 9/1/2023 BASE PLAN issues as of 11/6/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $732.79. - RESOLVED, PROPOSED PAYMENT PAYS IN DISPOSABLE INCOME - The Schedules fail to account for the debtor(s) tax refund in the amount of $567.00 when determining disposable income. THIS IS 2021 RETURN, THE 2022 RETURN THE DEBTOR OWED $1,500 - RESOLVED, AMENDED PROOF OF CLAIM FILED 11/15/2023 ZERO DUE - The plan does not provide for the payment of the arrearage claim from Rocket/Quicken mortgage CLAIM #3 HAS ARREARS IN THE AMOUNT OF $677.58. NEED TO PAY THROUGH PLAN OR MOVE AGAINST IT - RESOVLED. ATTY AGREES TO PAY THROUGH PLAN 2) Mortgage claims filed for amounts less than scheduled, there is $2,011.38 non-exempt equity in real estate proposed plan $536x60 base plan paid in $1,608 last claim 14 RESOLVED ISSUES: - A copy of the last filed tax return - 2022 prior to confirmation. RESOLVED, PROVIDED RETURN, NO REFUND - Need to file Pre-Confirmation Certification RESOLVED, FILED |
|
Matter ResolvedRequest Adjourment | 161 | 11/15/2023 10:00 am | 23-17518 / CMG | VINCENT ANSETTI | Confirmation Hearing Scheduled | Moot - Dismissed | issues as of 11/32023 (JMA) 1) case was dismissed 9/27/2023 2) motion to vacate dismissal schedule for 11/15/2023 -TRUSTEE OBJECTION TO MOTION TO VACATE - NEED TO RESOLVE 3) 341 not held - required documents not provided to Trustee 4) No Trustee payments made, arrears $2,775 |
|
Matter ResolvedRequest Adjourment | 162 | 11/15/2023 10:00 am | 23-17584 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 11/13/23(mk): Updated -email to atty- ok w/ terms **CAN REC CONFIRM AT $2,550 PTD Then $920 x 57 Begin 12/1/23. 100%. Preserve equity T/H of $155,492 in real and personal property. OTBS resolving objection by Fifth Third Bank that pays arrears through the plan. Debtor's attorney must file a fee application with 7 days of the entry of the order confirming the plan** Case is 100% and Bar date is 11/8 1. Objection By Fifth Third Bank(McCalla): -plan fails to pay arrears(2,141) OK TO PAY?(MK: yes pay - PTBS w/ creditor 2. Trustee Objection: -There is $149,432 in non-exempt equity in the residence. (100% plan) -There is $1,800 in non-exempt equity in the 2008 Honda and $4,269 in the bank account -Debtor's attorney must file a fee application with 7 days of the entry of the order confirming the plan. Plan 850 x 60 100% 3/3 payments |
|
Matter ResolvedRequest Adjourment | 163 | 11/15/2023 10:00 am | 23-17638 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | 11/13/23(mk):email to atty- ok to terms CASE CAN BE 100% and reduced to 36 mos and will pay off very early. **CAN REC CONFIRM AT $756 PTD Then $253 x 33 Begin 12/1/23 100% Student Loans Are To Be Paid Outside The Plan. Plan shortened to 36 mos total** --------------------- As of 11/8/23(mk);email to atty- will update on 11/10 w/ terms BAR DATE IS 11/9- NEED TO WAIT TO SEE WHAT CLAIMS GET FILED AS OF NOW I ONLY HAVE ATTY FESS AND 2 GUC CLAIMS TOTALING $817.88 AS STD LOANS ARE OUTSIDE ----------------- 1. Trustee Objection; -Need Certification regarding business operations for Pretty In Armed.( PROVIDED) Plan:$252 X 60; MIN $10,000 Student loans outside 3/3 payments |
|
Matter ResolvedRequest Adjourment | 164 | 11/15/2023 12:00 pm | 19-19102 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 165 | 11/15/2023 12:00 pm | 19-26135 / CMG | Jonathan Goldsmith-Cohen, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 166 | 11/15/2023 12:00 pm | 20-11058 / CMG | Jeffrey E. Jenkins, Esq. | Motion Compensation | Revised Order Submitted | Mk:atty to submit revised order to approve total $3,405.25 - 2,000 outside(as atty has that $ in Trust acct and $1,405 thru plan TR Objection: plan expired/insufficient FOH to pay will need a revised order to pay outside plan. |
|
Matter ResolvedRequest Adjourment | 167 | 11/15/2023 12:00 pm | 23-10800 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 168 | 11/15/2023 12:00 pm | 23-12999 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 169 | 11/15/2023 12:00 pm | 23-15457 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 0 | 11/15/2023 3:00 pm | 23-14785 / CMG | Joel R. Spivack, Esq. | AP Summons Issued | Moot | AP 23-1195 ABIGAIL CIMINI VS.RICHARD CRMINI Pre-Trial |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |