Judge Michael B. Kaplan
Hearing Date: 11/9/2022
Hearing Count: 307
Last Updated: 12-07-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
111/9/2022 9:00 am16-32747 / MBKJacqueline R. Rocci, Esq.Motion Relief from Stay (Fee)Continued
12/14/2022 9:00 am
Total Paid In: $133,739.00
PENDING IRMA FUNDS
STATUS OF FORCLOSURE - ATTY WILL ADVISE
ADJ to 8/24 Peremptory
Debtor obj<>WELLS FARGO/ Troop Ave (POWERS)
Matter ResolvedRequest
Adjourment
211/9/2022 9:00 am17-24388 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>HSBC BANK (BROCK & SCOTT
Matter ResolvedRequest
Adjourment
311/9/2022 9:00 am17-30241 / MBKKirsten B. Ennis, Esq.Objection to Proof of ClaimContinued
12/14/2022 9:00 am
Total Paid In: $17,645.00
Fay Svs obj (Friedman Vartolo)<>DEBTOR OBJ TO US BANK POC #10-1
Matter ResolvedRequest
Adjourment
411/9/2022 9:00 am17-35548 / MBKSteven J. Abelson, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $23,547.00
Debtor obj<>PHH MTG / 8TH Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
511/9/2022 9:00 am17-36011 / MBKBrad J. Sadek, Esq.Creditor Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $48,685.00
ADJ to 12/14 Peremptory

Debtor obj<> US BANK/Guilford Pl (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
611/9/2022 9:00 am18-11058 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultContinued
11/22/2022 9:00 am
Total Paid In: $92,099.00
Debtor is seeking assistance from ERMA

Debtor obj<> SELECT PORTFOLIO/Hazlitt Way (Milstead)
Matter ResolvedRequest
Adjourment
711/9/2022 9:00 am18-14094 / MBKAndrew Thomas Archer Motion for Exemption from Financial Management Course and Certification in Support of DischargeGranted
MTN FOR EXEMPTION FINC MGM/CERT IN SUPPORT OF DISCHARGE
Matter ResolvedRequest
Adjourment
811/9/2022 9:00 am18-15243 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $49,822.00
AMT: MP 11/9 ****HR***

Debtor obj, filing MP>>NOT FEASIBLE DUE TO PP MTG ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
1011/9/2022 9:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQCreditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $30,085.00
Debtor obj<> NATIONSTAR/Overlook Drive (McCalla)
Matter ResolvedRequest
Adjourment
911/9/2022 9:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2022 9:00 am
Total Paid In: $30,085.00
AMT: MP 11/9<<>>Needs Resolution

Debtor obj, filing MP<>FAILED TO FILE MP PER 7/16/20 ORDER RESOLVING CREDITOR DEF CERT TO ADDRESS FEASIBILITY
Matter ResolvedRequest
Adjourment
1111/9/2022 9:00 am18-17699 / MBKRussell L. Low, Esq.Motion CompensationWithdrawnTotal Paid In: $94,673.00
Trustee obj<> FEE APPLICATION
Matter ResolvedRequest
Adjourment
1211/9/2022 9:00 am18-17699 / MBKRussell L. Low, Esq.Creditor Certification of DefaultContinued
11/22/2022 9:00 am
Total Paid In: $94,673.00
10/24 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> FAY SERVICING/S. Middlesex Ave (Stern & E)
Matter ResolvedRequest
Adjourment
1311/9/2022 9:00 am18-19812 / MBKTHOMAS G. EGNERMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $21,435.00
Debtor obj<>CARRINGTON MTG /East Federal St (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1411/9/2022 9:00 am18-23699 / MBKCarol L. Knowlton, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $38,150.00
per Fein Such, debtor made additional payments - ADJ to 11/9

10/11 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj **WITHDRAWN***<>JPMORGAN CHASE/ Robin Drive (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
1511/9/2022 9:00 am18-23909 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $37,311.00
check to see if $4,948 posts - if it does then JM will put debtor on TFS going forward (dm)

Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
1611/9/2022 9:00 am18-24969 / MBKJeffrey E. Jenkins, Esq.Creditor Certification of DefaultOrder to be Submitted
Debtor obj<> US BANK/Hickory Drive (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
1711/9/2022 9:00 am18-25748 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $48,450.00
***Trustee Order: $47,300 Ptd, $575 by 11/20/22, then $1,141 x 11 starting 12/1/22*** Plan extended to 62 months

DEBTOR IS ALREADY ON eWAGE

ARREARS
Matter ResolvedRequest
Adjourment
1811/9/2022 9:00 am18-26051 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Continued
12/14/2022 9:00 am
Total Paid In: $65,172.00
Debtor obj<>LAKEVIEW LOAN (McCABE, WEISBERG, & CONWAY)
Matter ResolvedRequest
Adjourment
1911/9/2022 9:00 am18-27177 / MBKJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: PIF/PENDING CLOSING AUDIT<<>>

ARREARS
Matter ResolvedRequest
Adjourment
2011/9/2022 9:00 am18-29596 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $34,774.00
debtor owes for Nov - will get them on TFS auto pay

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
2111/9/2022 9:00 am18-30881 / MBKStacey L. Mullen, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND FORD LEASE 3 ADD'L MONTHS
Matter ResolvedRequest
Adjourment
2211/9/2022 9:00 am18-34290 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $34,913.00
LOANCARE/Derry Dr (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
2311/9/2022 9:00 am19-11004 / MBKNicholas Fitzgerald, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $20,793.00
Debtor obj<>TOWD POINT MTG/Bernath St (KML)
Matter ResolvedRequest
Adjourment
2411/9/2022 9:00 am19-14446 / MBKPaola D. Vera, Esq.Creditor Certification of DefaultContinued
11/22/2022 9:00 am
Total Paid In: $30,150.00
Debtor obj<> LEEWOOD MT ZION CONDO (McGovern)
Matter ResolvedRequest
Adjourment
2511/9/2022 9:00 am19-14772 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $25,825.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
2611/9/2022 9:00 am19-14815 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $46,497.00
ARREARS
Matter ResolvedRequest
Adjourment
2711/9/2022 9:00 am19-14830 / MBKJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/11/2023 9:00 am
Total Paid In: $20,759.00
Motion to Expunge to be filed by 11/30/22 - ADJ to 1/11/23 Peremptory

Debtor obj<>FAILED TO ADDRESS A&M DUP CLAIM; ARREARS
Matter ResolvedRequest
Adjourment
2811/9/2022 9:00 am19-16636 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $86,430.00
Debtor obj<>NEWREZ/SHELLPOINT- Colgate Ave (PINCUS)
Matter ResolvedRequest
Adjourment
2911/9/2022 9:00 am19-19911 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)GrantedTotal Paid In: $38,724.00
MFR granted by MBK

AR NOTE 58 K POST PETITION ARREARS
DEBTOR FILED MOD PLAN SCH FOE 12-14
CONDUIT RECOMMENDED FOR CONF IF STAY VACATE NOT GRANTED
Debtor obj<>CITIMORTGAGE /Walling Place (POWERS)
Matter ResolvedRequest
Adjourment
3111/9/2022 9:00 am19-23905 / MBKTRAVIS J RICHARDS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $72,409.00
If no pp mtg arrears added, then debtor needs $67,725 Ptd, then $2,342 x 21 starting 11/1/22, debtor to sign up for TFS within 7 days (dm)

Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
3011/9/2022 9:00 am19-23905 / MBKTRAVIS J RICHARDS ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $72,409.00
Debtor obj; Creditor response<>MIDFIRST BANK/Hyde Lane (Gross polowy)
Matter ResolvedRequest
Adjourment
3211/9/2022 9:00 am19-25790 / MBKDonald C. Goins, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $16,105.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
3311/9/2022 9:00 am19-26545 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,036.00
Debtor obj<>WELLS FARGO BANK /Great Bay Blvd. (FRENKEL, LAMBERT)
Matter ResolvedRequest
Adjourment
3411/9/2022 9:00 am19-27117 / MBKJAMES G AARON ESQMotion Relief from Stay (Fee)Continued
11/22/2022 9:00 am
Total Paid In: $33,588.00
SANTNADER/East End Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
3511/9/2022 9:00 am19-27579 / MBKPaul S. Pflumm, Esq.Motion Relief from Co-Debtor StayContinued
3/22/2023 9:00 am
Total Paid In: $30,679.00
Debtor has a 3-month Trial Mod starting 12/1/22 - ADJ to

Debtor obj<>COMMUNITY LOAN SERVICING/BAYVIEW - Limewood Dr (SCHILLER, SNAPP)
Matter ResolvedRequest
Adjourment
3611/9/2022 9:00 am19-27952 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,402.00
Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
3711/9/2022 9:00 am19-28528 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $34,635.00
Trustee Obj (Obj withdrawn, application amended)<> FEE APPLICATION
Matter ResolvedRequest
Adjourment
3811/9/2022 9:00 am19-28770 / MBKJohn Zimnis, Esq.Creditor Certification of DefaultContinued
11/22/2022 9:00 am
Total Paid In: $20,700.00
Debtor obj<> US BANK/Carrie Drive (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
3911/9/2022 9:00 am19-29668 / MBKWarren Brumel, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $25,552.00
Matter ResolvedRequest
Adjourment
4011/9/2022 9:00 am19-30195 / MBKPATRICIA COLLIGAN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,922.00
SV/SANTANDER; ARREARS
Matter ResolvedRequest
Adjourment
4111/9/2022 9:00 am19-32804 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $65,434.00
Debtor obj<>BANK OF AM/ N. Main St (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
4211/9/2022 9:00 am19-32992 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $22,316.00
SV/RENAISSANCE
Matter ResolvedRequest
Adjourment
4311/9/2022 9:00 am19-33073 / MBKDarren M Baldo Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $29,610.00
***Trustee Order: $29,151.43 Ptd, then $1,459 x 15 starting 11/1/22, debtors shall sign up for TFS Auto Pay within 7 days***

CONSENT ORDER WITH LAKEVIEW (KML) SUBMITTED TO CHAMBERS ON 10/26/22 (DM)

SV/LAKEVIEW; ARREARS
Matter ResolvedRequest
Adjourment
4411/9/2022 9:00 am19-33425 / MBKSTEVEN J. SICOMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $76,491.00
SV/WILMINGTON SAVINGS; ARREARS
Matter ResolvedRequest
Adjourment
4511/9/2022 9:00 am20-10032 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $28,500.00
ADJ to 12/14 - Motion to Reinstate Stay or MP to surrender filed by 11/23/22

Debtor obj<>SV/RAVENSCROFT CONDO; ARREARS
Matter ResolvedRequest
Adjourment
4611/9/2022 9:00 am20-10253 / MBKJEANIE D. WIESNER, ESQ.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $31,338.00
Debtor obj<>NEWREZ/SHELLPOINT - Wright Drive (PINCUS LAW)
Matter ResolvedRequest
Adjourment
4811/9/2022 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Continued
12/14/2022 9:00 am
Total Paid In: $33,040.00
AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<>JPMORGAN CHASE / Minuteman Cir (FEIN,. SUCH)
Matter ResolvedRequest
Adjourment
4911/9/2022 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultContinued
12/14/2022 9:00 am
Total Paid In: $33,040.00
What is purpose of pending MP? - Recap needs $33,040 Ptd, then $1,386 x 50 starting 12/1/22 if no additional pp mtg arrears are added (dm)

Debtor obj, will make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
4711/9/2022 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion SellOrder Previously SubmittedTotal Paid In: $33,040.00
FILED AMENDED ORDER---AMENDED ORDER PAYS ALL NON EXEMPT PROCEEDS TO TRUSTEE BUT DEBTOR NEEDS TO FILE AMENDED C TO TAKE FULL EXEMPTION EDC

-Trustee objection-no contract terms, non exempt proceeds --EXHIBIT FILED THAT HAS AMOUNT OF $455K AND CONTRACT---VALUE HAS DOUBLED IN 2 YEARS THOUGH, TRUSTEE NEEDS NON-EXEMPT EDC

-JP MOrgan obj (Fein Such)<> MOTION TO SELL MINUTEMAN CIR
Matter ResolvedRequest
Adjourment
5011/9/2022 9:00 am20-11840 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $10,643.00
Debtor obj<>CENLAR/Caroline Ave (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
5111/9/2022 9:00 am20-11889 / MBKJohn P. Dell'Italia Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $38,794.00
BARCLAYS MTG TRUST / West Cliff Rd (PLUESE BECKER)
Matter ResolvedRequest
Adjourment
5211/9/2022 9:00 am20-12106 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $32,633.00
Debtor obj<>WILMINGTON SAVINGS / Meadowbrook Dr (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
5311/9/2022 9:00 am20-15372 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $7,545.00
Per AR, ADJ to 12/14 for eWage sign-up then payments of $419 going forward

Debtor obj, can pay & will register<> ARREARS; FAILED TO REGISTER FOR TFS
Matter ResolvedRequest
Adjourment
5411/9/2022 9:00 am20-17049 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,437.00
Debtor obj, proposing payments<>ARREARS
Matter ResolvedRequest
Adjourment
5511/9/2022 9:00 am20-21413 / MBKRobert H. Johnson, Esq.Motion SellGrantedTotal Paid In: $160,155.00
157 BAY AVE
Matter ResolvedRequest
Adjourment
5611/9/2022 9:00 am20-23570 / MBKPeter E. Zimnis, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $6,975.00
Debtor obj, requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
5711/9/2022 9:00 am21-11714 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $20,987.00
ADJ to 12/14 - suspension order entered on 11/8 - debtor to bring current under suspension order by 12/14 (dm)

Debtor obj, made payments per resolution of Mtn to Suspend pymts, but order was never entered<>ARREARS
Matter ResolvedRequest
Adjourment
5811/9/2022 9:00 am21-12175 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $25,832.00
***Trustee Order: $23,952 Ptd, then $1,880 x 41 starting 11/1/22, debtor shall sign up for TFS auto pay within 7 days***

ARREARS
Matter ResolvedRequest
Adjourment
5911/9/2022 9:00 am21-12716 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,435.00
Debtor obj<>PHH MTG /Olive St (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
6011/9/2022 9:00 am21-12827 / MBKDavid E. Shaver, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
11/22/2022 9:00 am
Total Paid In: $86,151.00
PI SETTLEMENT PROCEEDS
Matter ResolvedRequest
Adjourment
6111/9/2022 9:00 am21-15054 / MBKEdward Hanratty, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $8,562.00
MTN TO REFI

Trustee objection:

(1) The new mortgage is $850 more than what they are paying now and will jeopardize the completion of the plan.
(2) The debtors do not have disposable income to fund both the plan and the increased mortgage payment. To the extent that income has increased, any increase in income should go to the benefit of unsecured creditors.
Matter ResolvedRequest
Adjourment
6211/9/2022 9:00 am21-15186 / MBKLee M. Perlman, Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $4,200.00
Debtor obj<> LUMBERTON APTS ( Spohn)
Matter ResolvedRequest
Adjourment
6311/9/2022 9:00 am21-16964 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,710.00
FAILED TO REFI BY 9/1/22; ARREARS
Matter ResolvedRequest
Adjourment
6411/9/2022 9:00 am21-17025 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,500.00
Motion to Approve Loan Mod with 10/25 objection deadline filed - ADJ to 11/9/22

Debtor obj<>FAILED TO LM BY 6/30/22; EXTENDED LOSS MIT EXPIRED 7/22/22; FAILED TO FILE AMD B/C WITHIN 30 DAYS OF 4/27/22 COF
Matter ResolvedRequest
Adjourment
6511/9/2022 9:00 am21-18149 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $5,044.00
AR 1960 DUE DEBTOR HAS 400 and wants recap
Debtor obj<> AMER
(Morton)
Matter ResolvedRequest
Adjourment
6611/9/2022 9:00 am21-18272 / MBKWARREN LEVY, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $22,027.00
Debtor obj **WITHDRAWN**<>US BANK NA (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
6711/9/2022 9:00 am21-18825 / MBKJOSEPH J MANIA III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2022 9:00 am
Total Paid In: $3,430.00
Motion Extend Loss Mit granted - Loss Mit extended to 10/31/22 - Trustee Motion ADJ to 11/9/22 (dm)

FAILED TO LM BY 5/31/22
Matter ResolvedRequest
Adjourment
6811/9/2022 9:00 am21-18881 / MBKJoseph Casello, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,000.00
MBK grants stay relief effective 1/16/23

AR NOTE MBK HEARD ISSUE BEFORE - SALE TIMING
Debtor obj<>FARM CREDIT EAST/ Route 524 (STARK & STARK)
Matter ResolvedRequest
Adjourment
6911/9/2022 9:00 am21-18992 / MBKRobert Cameron Legg, Esq.Motion Reinstate StayContinued
11/22/2022 9:00 am
Total Paid In: $8,130.00
US Bank obj (Parker McCay)<>MTN TO REINSTATE STAY RUSHMORE/US BANK
Matter ResolvedRequest
Adjourment
7011/9/2022 9:00 am21-19003 / MBKEdward Hanratty, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceContinued
11/22/2022 9:00 am
Total Paid In: $2,471.00
Trustee objection: NO CERT IN SUPPORT FILED WITH MTN-(CERT NOW FILED SAYS HE TOOK OUT PENSION LOAN WITHOUT COURT PERMISSION IN JUNE OF 2022 TO PAY BACK GAMBLING DEBTS) EDC

TRUSTEE OBJECTION:
(1) The debtor did not act in good faith by incurring at least $29,000 in gambling debts while under the supervision of the bankruptcy court under Chapter 13
(2) The debtors actions of taking the pension loan without court permission back in June of 2022 was done in bad faith and impaired his ability to provide for the maximum benefit to creditors by creating a pension loan deduction in his paystubs.
(3) The debtors case should either be dismissed with a bar from re-filing for a period of one year or should be confirmed with a 100% payout to all general unsecured creditors via mandatory ewage deductions.
Matter ResolvedRequest
Adjourment
7111/9/2022 9:00 am21-19003 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2022 9:00 am
Total Paid In: $2,471.00
AMT: MP 11/9--CASE NEEDS DISMISSAL WITH BAR TO RE-FILING FOR 1 YEAR DUE TO GAMBLING EDC

Debtor obj<>PLAN WAS DENIED ON 8/24/22; FAILED TO FILE MP
Matter ResolvedRequest
Adjourment
7211/9/2022 9:00 am21-19299 / MBKKirsten B. Ennis, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $11,730.00
MTN TO OBJ MARK GLYPTIS FEES - Disgorgement part of the order (Paragraph 2) will need the Judge to order a specific amount (dm)

mk: I have the conf and this Motion seeks to remove balance of atty fee to prior atty of 2,000- ok BUT THEN Oorder requests a disgorgement of fees from prior atty- not put the amt in the order.
Matter ResolvedRequest
Adjourment
7311/9/2022 9:00 am21-19299 / MBKKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $11,730.00
Debtor obj<>ACAR LEASING/2019 GM (MORTON)
Matter ResolvedRequest
Adjourment
7411/9/2022 9:00 am21-19299 / MBKKirsten B. Ennis, Esq.Order Shorten TimeOrder to be SubmittedTotal Paid In: $11,730.00
OST - Motion to Approve Purchase of Lease(2019 GMC Terrain)
Matter ResolvedRequest
Adjourment
7511/9/2022 9:00 am21-19654 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>DEUTSCHE BANK/ 5th Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
7611/9/2022 9:00 am21-19927 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Continued
12/14/2022 9:00 am
Total Paid In: $11,000.00
Debtor obj<>LAKEVIEW LOAN/Bunnell Place (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
7711/9/2022 9:00 am22-10044 / MBKYakov Rudikh, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $2,170.00
DEUTSCHE BANK /Ivy Hill Rd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
7911/9/2022 9:00 am22-10347 / MBKAndre L. Kydala, Esq.Motion Relief from Stay (Fee)Continued
11/22/2022 9:00 am

ADJ to 11/9 Peremptory - proposed settlement agreement is attached to adjournment request and is being circulated for signatures (dm)

Debtor obj; creditor letter brief<>ROBERT STARZINSKI/ESTATE OF RUTH BENSON HAUCK AND ESTATE OF JOAN ANN STARZINSKI (NORRIS MCLAUGHLIN)
Matter ResolvedRequest
Adjourment
7811/9/2022 9:00 am22-10347 / MBKAndre L. Kydala, Esq.AP Motion Motion (Generic) - Only use if no other event is applicableGranted
AP 22-1099 Starzinski vs. Rizzo DEBTOR MTN TO APROVE SETTLEMENT
Matter ResolvedRequest
Adjourment
8011/9/2022 9:00 am22-10614 / MBKAndrew Carroll, Esq.Motion Relief from Stay (Fee)Granted
was marked OTBS but debtor's counsel withdrew opposition - this should be granted (dm)

Debtor obj<>OAK TREE EQUITIES / Garden Court (GREENBERG & ASSOC)
Matter ResolvedRequest
Adjourment
8111/9/2022 9:00 am22-10733 / MBKFRANKLIN S MONTEROMotion Relief from Stay (Fee)Continued
11/22/2022 9:00 am
Total Paid In: $5,080.00
Debtor obj<>CARRINGTON MTG/ S. Gatson Ave (HILL WALLACK)
Matter ResolvedRequest
Adjourment
8211/9/2022 9:00 am22-10986 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,500.00
Debtor obj<>MTN TO VACATE STAY/NEWREZ SHELLPOINT- Manchester St (PINCUS LAW)
Matter ResolvedRequest
Adjourment
8311/9/2022 9:00 am22-10986 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,500.00
Debtor obj<>CREDIT ACCEPTANCE CORP / 2008 Navigator (MORTON)
Matter ResolvedRequest
Adjourment
8411/9/2022 9:00 am22-11279 / MBKBRIAN L HOFFMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/14/2022 9:00 am
Total Paid In: $1,930.00
MP scheduled for 12/14
FAILED TO LM BY 9/1/22
Matter ResolvedRequest
Adjourment
8511/9/2022 9:00 am22-11299 / MBKRobert C. Nisenson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously Submitted
Debtor's counsel will still need to file a Supplemental Fee App (dm)

US Bank obj (LOGS)<>210 PIN OAK - SHORT SALE
Matter ResolvedRequest
Adjourment
8611/9/2022 9:00 am22-11399 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $12,420.00
Debtor obj<>JOHN'S RT 13 AUTO SALES (MITCHELL LEE CHAMBERS)
Matter ResolvedRequest
Adjourment
8711/9/2022 9:00 am22-11662 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $14,400.00
Debtor obj<>BANK OF AMERICA / Woodland Ave (KML)
Matter ResolvedRequest
Adjourment
8811/9/2022 9:00 am22-11757 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,538.00
Debtor obj<>FREEDOM MTG /Madison Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
8911/9/2022 9:00 am22-11846 / MBKPHILIP R KAUFMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableDenied
NA
First American Natl obj ( Jones)<>MTN TO STRIP SECOND MTG/FIRST AMERICAN NATIONAL

(1) The motion attempts to strip mortgage on an unconfirmed case.
Previous CH 7
Service?
Matter ResolvedRequest
Adjourment
9011/9/2022 9:00 am22-11846 / MBKPHILIP R KAUFMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
NA
AMT: MP 11/9<>>>Needs Resolution
341 HELD<<>>

DEBTOR'S PLAN WAS DENIED ON 7/27/22 AND FAILED TO SUBMIT ALL REQUIRED 341 DOCS OR FILE A MP WITHIN 14 DAYS(341 NOW HELD)
Matter ResolvedRequest
Adjourment
9111/9/2022 9:00 am22-12000 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,976.00
Debtor obj<>NJ HOUSING AND MTG FINC / Glenview Lane (PLUESE,BECKER & SALTZMAN)
Matter ResolvedRequest
Adjourment
9211/9/2022 9:00 am22-12298 / MBKMarcia Y. Phillips, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,685.00
PROVIDENT FUNDING/ Gemini Drive (POWERS)
Matter ResolvedRequest
Adjourment
9311/9/2022 9:00 am22-12455 / MBKJames J. Romero, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
FAILED TO APPLY FOR LOSS MIT WITHIN 30 DAYS OF 9/1/22 ORDER RESOLVING OBJ TO CONF; ARREARS
Matter ResolvedRequest
Adjourment
9411/9/2022 9:00 am22-12703 / MBKLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $2,500.00
***Trustee Order: $2,000 Ptd, then $531 x 54 starting 11/1/22, debtor shall sign up for TFS auto pay within 7 days***

Debtor obj<>FAILED TO LM BY 8/31/22; ARREARS
Matter ResolvedRequest
Adjourment
9511/9/2022 9:00 am22-12768 / MBKRobert Cameron Legg, Esq.Motion File Claim After Claims Bar DateOrder to be SubmittedTotal Paid In: $14,574.00
MTN TO ALLOW LATE FILE CLM OF PATRICK MOELLER
Matter ResolvedRequest
Adjourment
9611/9/2022 9:00 am22-13336 / MBKJOHN C FEGGELER, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,010.00
AR NOTE DEFAULT 8 k

, ATTY NOT ABLE TO REACH CLIENT ILL
Debtor obj<>SPECIALZIED LOAN SERVICING /Stevenson Ave (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
9711/9/2022 9:00 am22-13572 / MBKJeffrey E. Jenkins, Esq.Motion Impose Automatic StayGranted
**Just filed updated service on 10/17--needs to LL-needs adjournment EDC

New service on 10/14 is to attorney that didn't file a notice in this case. Service is still not good EDC

MTN TO REIMPOSE STAY KAPLAN AT PERTH AMBOY CAMELOT AT FEDERAL HILL
Matter ResolvedRequest
Adjourment
9911/9/2022 9:00 am22-14343 / MBKMarc C. Capone, Esq.Motion SellWithdrawn
Ozk obj (Bressler)<>2016 STEIGER CRAFT 255 CHESAPEAKE DV26 VESSAL WITH 2016 YAMAHA F205 OUTBOARD MOTOR AND 2016 LOADRITE TRAILER
Matter ResolvedRequest
Adjourment
10011/9/2022 9:00 am22-14486 / MBKMelinda D Middlebrooks, EsqObjection to Debtor's Claim of ExemptoinsWithdrawn
Debtor response<>TR LIMITED OBJ TO CLAIM OF EXEMPTIONS/NEED INFOR RE (d)(12) ANNUITY; NEEDS AMENDED SCH C RE AMD A/B DOC #29
Matter ResolvedRequest
Adjourment
10111/9/2022 9:00 am22-14488 / MBKAllen I. Gorski, Esq.Motion Relief from Co-Debtor StayContinued
11/22/2022 9:00 am

Debtor obj<>SELENE FINC /Lund Lane(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
10211/9/2022 9:00 am22-14675 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>SANTANDER /2020 Mitsubishi Eclipse (MORTON)
Matter ResolvedRequest
Adjourment
10311/9/2022 9:00 am22-14686 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,010.00
Debtor obj<>FREEDOM MTG/ Foxwood Road (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
10411/9/2022 9:00 am22-14805 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
Trustee OBJ - case was dismissed because Trustee did not receive all 341 documents - still missing 341 documents
Matter ResolvedRequest
Adjourment
10511/9/2022 9:00 am22-15248 / MBKRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>PHH MTG /Village Drive (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
10611/9/2022 9:00 am22-15348 / MBKGarrett I. Elias, Esq.Motion Reopen Ch. 13 Case (fee)Order to be Submitted
OTBS CONVERT WI 7 DAYS
Trustee obj - Trustee objects to the extent that debtor's counsel seeks to vacate dismissal for the sole purpose of converting the Chapter 13 to Chapter 7.

MTN TO VACATE DISMISSAL AND REOPEN CASE
Matter ResolvedRequest
Adjourment
10711/9/2022 9:00 am22-15408 / MBKTHOMAS M MONAHAN, ESQMotion Relief from Co-Debtor StayGranted
FREEDOM MTG/ Deerwood Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
10811/9/2022 9:00 am22-15857 / MBKPRO SEMotion Relief from Stay (Fee)Moot - Dismissed
US BANK NAT'L ASSOC/Hazelwood Road (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
10911/9/2022 9:00 am22-15859 / MBKMarc C. Capone, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $3,200.00
LOSS MIT
Matter ResolvedRequest
Adjourment
11011/9/2022 9:00 am22-16185 / MBKGeorge E Veitengruber IIIMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW POA (SILVIO GAVILANES)
Matter ResolvedRequest
Adjourment
11111/9/2022 9:00 am22-16260 / MBKGabriel Del Virginia, Esq.Motion SellOrder to be Submitted
Filed cert EDC

4710 & 4730 NC 242 HWY


Trustee objection:

(1) The debtor's counselshould hold all proceeds in escrow until the matter is confirmed.
(2) Abbots Dairy
(3) non exempt proceeds
(4) no 341, no cma
Matter ResolvedRequest
Adjourment
11211/9/2022 9:00 am22-16611 / MBKANDREW J KELLY, ESQMotion Relief from Stay (Fee)Granted
MATTHEW PICARO/ East Millsgream Rd (RAGAN & RAGAN)
Matter ResolvedRequest
Adjourment
11311/9/2022 9:00 am22-16789 / MBKJeffrey E. Jenkins Motion Relief from Stay (Fee)Moot - Dismissed
RICHARD CIUBA/LANDLORD (SCOTT KAPLAN)
Matter ResolvedRequest
Adjourment
11411/9/2022 9:00 am22-16790 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
11/22/2022 9:00 am

trustee obj need money and 341 docs
Matter ResolvedRequest
Adjourment
11511/9/2022 9:00 am22-16807 / MBKRobert C. Nisenson, Esq.Motion Prospective ReliefContinued
12/14/2022 9:00 am

Debtor obj<>MTN TO VACATE / Mounts Mill Rd(FEIN SUCH)
Matter ResolvedRequest
Adjourment
11611/9/2022 9:00 am22-16831 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Continued
11/22/2022 9:00 am

Debtor obj<>OAK TREE EQUITIES /Center St(GREENBERG & ASSOC)
Matter ResolvedRequest
Adjourment
11711/9/2022 9:00 am22-17402 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
12/14/2022 9:00 am

trustee obj payments and 341 docs
Matter ResolvedRequest
Adjourment
11811/9/2022 9:00 am22-17530 / MBKJames J. Cerbone, Esq.Order Shorten TimeContinued
11/22/2022 9:00 am

ADJ to 11/22 with Bridge Order

OST - MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
11911/9/2022 9:00 am22-17893 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Continued
12/14/2022 9:00 am

Debtor obj<>POLICE AND FIRE FEDERAL CRED UNION/ Brood Dr (DIL WORTH PAXSON)
Matter ResolvedRequest
Adjourment
12011/9/2022 9:00 am22-17955 / MBKPRO SEMotion Relief from Stay (Fee)Granted
Creditor Garewal joins MFR<>277 NORGROVE LLC (RAGAN & RAGAN)
Matter ResolvedRequest
Adjourment
12111/9/2022 9:00 am22-18020 / MBKWARREN S JONES, JR ESQMotion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
12211/9/2022 9:00 am22-18071 / MBKCandyce I. Smith-Sklar, Esq.Motion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
12311/9/2022 9:00 am22-18081 / MBKRobert C. Nisenson, Esq.Motion Impose Automatic StayGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
12411/9/2022 9:00 am22-18182 / MBKKarina Pia Lucid, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
12511/9/2022 9:00 am22-18778 / MBKRONALDO C GEORGEOrder Shorten TimeContinued
11/22/2022 9:00 am

OST - ABS LOAN obj (Frenkel); Debtor response<>MOTION TO IMPOSE AUTOMATIC STAY
- 2 previous dismissals for failure to file missing documents - current case is filed with all documents
Matter ResolvedRequest
Adjourment
12611/9/2022 10:00 am18-15243 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 23 of 57 required payments   Arrears: $423.00  Total Paid In: $49,822.00
issues as of 11/1/2022 (JMA)

to confirm the plan with only 4 months remaining, you need $48,047 paid to date, $2,198x4 begin 12/1/2022 100% plan

proposed plan $1744x6 100%
paid in $48,047
4 months remain in plan
Matter ResolvedRequest
Adjourment
12711/9/2022 10:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQConfirmation Hearing on Modified PlanContinued
11/22/2022 10:00 am
Debtor has made 19 of 57 required payments   Arrears: $1,014.00  Total Paid In: $30,085.00
AS OF 10/31/22 (SF)

1. Trustee motion to dismiss case scheduled for 11/9/22 at 9

2. Creditor Certification of Default filed by Nationstar - Scheduled for 11/9/22 at 9 (MUST RESOLVE)

3. Plan proposes to increase payment to $1065. Need amended Schedules I and J and current proof of income. (RECEIVED) Income verifies lower at $137.24. Plan does not appear to be feasible

MP proposes $26,803 PTD, $850 X 11 w/min $5435 to gucs
Plan has run 54 months with 6 months remaining
Matter ResolvedRequest
Adjourment
12811/9/2022 10:00 am18-16433 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
11/22/2022 10:00 am
Debtor has made 74 of 57 required payments   Arrears: $0  
Total Paid In: $31,933.00

10/31 workup for the 11/9 calendar EDC

Plan increases payments due to large post-petition mortgage arrears.

*Trustee objection:
-- no updated income
-- The large mortgage arrears shows that the debtor does not have the required disposable income to fund the plan and also maintain mortgage payments. This case already includes a previous filed trustee's motion to dismiss and a motion for relief from stay. The only way to help ensure the completion of the plan is through both a mandatory TFS wage deduction and conduit payments through the trustee.

proposed MP $30,968 ptd; $1064 x 29 beg 11/2022; base
Matter ResolvedRequest
Adjourment
12911/9/2022 10:00 am19-16504 / MBKDavid L. Stevens Confirmation Hearing ScheduledConfirmedDebtor has made 32 of 45 required payments   Arrears: $1,030.00  Total Paid In: $32,972.00
AS of 11/3/22(mk):

**CAN REC CONFIRM AT $31,942 PTD Then $1,030 x 21 Begin 11/1/22; Base Remaining terms of prior conf apply**

Mp proposes $30,912 PTD; $1030 X 23 BEG 10/2022; BASE
MP to update w/recent LM - updated plan amts

21 mos remain in plan( this was a cares act extend to total 65 mos)




Matter ResolvedRequest
Adjourment
13011/9/2022 10:00 am19-28770 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanContinued
11/22/2022 10:00 am
Debtor has made 35 of 38 required payments   Arrears: $300.00  Total Paid In: $20,700.00
assign case to DM
AS OF 10/31/22 (SF)


1. Creditor Cert of Default filed by SN Servicing scheduled for 11/9/22 at 9 (NEED OUTCOME)

2. Forwarded to DM for possible conduit plan

3. Currently need $19,800 PTD, $741 X 24 (BEGIN 11/1/22) 100% PLAN with conduit going forward starting 11/1/22 - order with conduit terms to be submitted within 15 days.

MP proposes $17,700 PTD, $690 X 27 BASE
Plan has run 35 months with 25 months remaining

Matter ResolvedRequest
Adjourment
13111/9/2022 10:00 am19-33005 / MBKJenee K. Ciccarelli, Esq.Confirmation Hearing on Modified PlanContinued
1/11/2023 10:00 am
Debtor has made 30 of 36 required payments   Arrears: $12,099.00  Total Paid In: $104,022.00

11/7 - consent order by NJ submitted to allow late claim

ALL MATTERS TO BE RESOLVED AND ALL PYTS MADE UBDER MP PEREMPTORY
10/31 workup for the 11/9 calendar EDC

Trustee objection:
--Debtor now has his own business and doesnt work w2 job but no updated POI. We needP&L and business forms.
--No updated schedules I & J filed
--The debtors have not proven that they will have the ability to increase payments from $1800 monthly to $4200 in 6 months.
--The modified plan does not include treatment of the NJ claim #4-1 in the amount of 718.68. The trustee proposes to pay that claim.


MP proposes--paid to date then beg October $1800 X 6; $4200 X 20 BEG 9/2022; MIN $16,465.20--if case gets dismissed the debtor AND NON DEBTOR SPOUSE will be barred from re-filing for a period of one year from the dismissal date--Trustee to strike Part 7a of the modified plan and debtors counsel to file separate motion outside of plan to move against creditors---trustee to pay NJ claim 4-1
Matter ResolvedRequest
Adjourment
13211/9/2022 10:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 26 of 35 required payments   Arrears: $5,241.00  Total Paid In: $33,040.00
working on terms of Sale - ADJ to 12/14
10/31 workup for the 11/09 calendar EDC

*Trustee objects to motion to sell-EXHIBIT FILED THAT HAS AMOUNT OF $455K AND CONTRACT--HOUSE HAS MORE THAN DOUBLED IN 2 YEARS THOUGH, CMA PROVIDED TO US WAS $216K,
-WE NEED NON EXEMPT PROCEEDS EDC

-plan contradicts itself. It says to pay mortgage arrears but part 9 says don't pay?

-no amended I & J or updated POI to support higher payment

*Chase obj to sale motion AND TO CONFIRMATION--wants payment in full


PROPOSED AT $985.62 X 32; $1000 X 5; $1341.55 X 47; BASE SALE BY 1/31/23
Matter ResolvedRequest
Adjourment
13311/9/2022 10:00 am20-23463 / MBKRobert C. Nisenson, Esq.Motion Relief from Co-Debtor StayWithdrawnTotal Paid In: $4,279.00
Debtor obj<>SELECT PORTFOLIO /Parkway Drive (FEIN SUCH)
Matter ResolvedRequest
Adjourment
13411/9/2022 10:00 am21-10816 / MBKAndre L. Kydala, Esq.Confirmation Hearing on Modified PlanContinued
1/11/2023 10:00 am
Debtor has made 22 of 23 required payments   Arrears: $1,500.00  Total Paid In: $32,964.00
AS OF 10/27/2022 (at):

1. Need an order or proof of claim from the IRS to pay post petition taxes due for 2021.

2. Need and order or proof of claim from the State of New Jersey to pay post petition taxes due for 2021.

Modified plan proposes: $13,452 paid to date, $1,500 x 52 beginning 11/1/2021, base
Arrears: $1500
(Distribution to administrative claims before
unsecured - addition of administrative tax claims for IRS and State of NJ)
Matter ResolvedRequest
Adjourment
13511/9/2022 10:00 am21-11964 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanContinued
11/22/2022 10:00 am
Debtor has made 22 of 21 required payments   Arrears: $0  
Total Paid In: $16,619.00
ADJ to 11/22 - Cameron to talk to client about conduit request by Trustee and creditor

11/7 AMT: LTR TO PARTIES REQUESTING INFOR TO CALCULATE CONDUIT<<>>

11/3/2022 (JMA)

1) New Jersey Housing and Mortgage Finance Agency (Pluese Becker) limited objection to confirmation - need to resolve
-Modified Plan to cure the post-Petition arrearage through the Plan. The
Mortgagee objects to the Modified Plan unless going forward this is a conduit Plan, so that all payments, including post-Petition mortgage payments are made to the Trustee

proposed plan
Matter ResolvedRequest
Adjourment
13611/9/2022 10:00 am21-19003 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
11/22/2022 10:00 am
Debtor has made 3 of 13 required payments   Arrears: $0  
Total Paid In: $2,471.00
Hanratty trying to get report that gambling was an involuntary act - ADJ to 11/22

11/2 Workup for the 11/9 calendar EDC
SAME ISSUES SINCE FEBRUARY

MP filed--received LM but at least $29,000 in gambling post bankruptcy. Needs dismissal with a bar or 100% with ewage

*Supplemental trustee obj filed;

--latest value of house on zillow is now $524,000--equity is now $102,632
--TOOK OUT PENSION LOAN WITHOUT COURT PERMISSION IN JUNE OF 2022 TO PAY BACK GAMBLING
DEBTS:
(1) The debtor did not act in good faith by incurring at least $29,000 in gambling debts while under the
supervision of the bankruptcy court under Chapter 13
(2) The debtors actions of taking the pension loan without court permission back in June of 2022 was
done in bad faith and impaired his ability to provide for the maximum benefit to creditors by creating a
pension loan deduction in his paystubs. updated POI shows $760 every 2 weeks for pension loans.
Previous to this deduction the debtor had $2680 in disposable income per paystubs.
(3) The debtors case should either be dismissed with a bar from re-filing for a period of one year or
should be confirmed with a 100% payout to all general unsecured creditors via mandatory ewage
deductions.
--- Excessive expenses on Sched J such as: Auto insurance $200 (verifies $102) and auto lease $650.
--- Proof of income verifies higher, there is disposable income $2,687. Paramedic income is $6419 monthly
and mp proposes 100 monthly
--- Must file Pre-confirmation certificate.
---The debtors' expenses increased by $1600 since filing with no explanation as to the reason for the
increase


*updated POI shows $760 every 2 weeks for pension loans. When were these taken out? Bad faith if just before filing--SEE ABOVE NOW THAT TOOK OUT PENSION LOAN
* updated also shows $100 for savings plan every 2 weeks
* $51,620 gross over 1st 5 months= $10,300 monthly gross
*expenses increased by $1600 since filing with amended I
Matter ResolvedRequest
Adjourment
13711/9/2022 10:00 am21-19299 / MBKKirsten B. Ennis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 12 of 12 required payments   Arrears: $1,000.00  Total Paid In: $11,730.00
11/9/22(mk): WORK UP FROM CT.- mk sent email to atty w/ terms

**CAN REC CONFIRM AT $10,376 PTD, Then $1,000 x 49 Begin 12/1/22. BASE WITH MIN. to GUCS $37,200. TRUSTEE IS AUTHORIZED TO PAY ARREARS CLAIMS #2-1 AND 3-1 OF ACAR LEASING LTD THROUGH THE PLAN. DEBTOR TO SECURE FINANCING FOR PURCHASE OF 2019 GMC TERRAIN WITHIN 60 DAYS. OTBS ON OBJECTION BY ACAR LEASING WITHIN 30 DAYS.**



OTBS - debtor will be given 60 days to secure financing for purchase of vehicle - okay to pay arrearage claims filed - ADD to Order

AR RESOLVE OR HO;D
11/3/22(mk) MOTION TO APPROVE LEASE PURCHASE FILED OST FOR 11/9/22. NEED RESULT . AND THEN SEE IMPACT ON 2 POCs listed in #2 belwo. Once the motions are decided and claims sorted out , case can be worked up.

>(Morton )MFR (2019 GMC)on 11/9

----------------

Debtor to file a Motion to Approve Purchase of Vehicle at Lease End on Short Notice to resolve outstanding issue & she will report whether to pay POCs 2 & 3 - ADJ to 11/9

AS of 10/11/22(mk): Updated(atty fee issiue now corrected). Just need answer on #1 and what to do about 2 car lease arrears claims

Case is now 10 mos old

>> #1 still unresolved. And the payment of the 2 auto leases arrears claims. Atty filing motion to address atty fee issue say returnable 11 /9/22

1. MFR on 2019 GM(Morton on 10/12/22.

2. Trustee Objection:
- ACAR/ GMLeasing has filed 2 claim (2-1 $323.42)and 3-1 $811.45) for lease arrears and Plan has no arrears


---------Resolved--------

- NEED RESOLUTION ON ATTY FEE ISSUE FOR FORMER ATTY M. GLYPTUS- need something in wring on this( Rec'd email from M. Glyptus that he is not to receive $

-Obj.byTIAAFSB(RAS):RESOLVED:Order submitted 10/7/22 PAY POC #17-1 for $5658.05
-plan fails to address arrears
- need pre conf cert(Filed)

MP before conf:$495 X 6; $875 X 2; $1000 X 52 BEG 1/2022; MIN $37,200

Matter ResolvedRequest
Adjourment
13811/9/2022 10:00 am22-10193 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 11 required payments   Arrears: $800.00  Total Paid In: $3,200.00
ISSUES AS OF 11/1/2022 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,200 PTD, THEN $400 x 51 STARTING 11/1/22, 100% PLAN WITH $150,000 THRESHOLD PRESERVED, SALE OR LOAN MOD ON CREEKVIEW ROAD PROPERTY BY 2/1/23, NO PAYMENT OR RESERVE BY TRUSTEE ON US BANK PRE-PETITION POC (4-1) PENDING THE SALE OR LOAN MOD, TRUSTEE SHALL MAKE PAYMENT ON $13,667.23 POST-PETITION ARREARS CLAIM PER 9/13/22 CONSENT ORDER, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 7 DAYS, case is a low base pending the sale or Loan Mod***

 Consent Order on the MFR entered - $13k in post-petition arrears added to the plan. Need to verify that pre-petition arrears are subject to Loan Mod/Sale date. If confirmed, it will be a low base pending the Loan Mod/Sale.

1) Rushmore (ROMANO GARUBO & ARGENTIERI) OBJs to Loan Mod, plan not feasible, and sale date should be within 90-120 days (UNRESOLVED).

2) Trustee OBJ:
- There is $150,746 non-exempt equity in real property.
- Debtor has insufficient income to fund the plan - income is family contribution for $500. Disposable income is $-3,231.75.
- Sch J has excessive car payment $626 - income is negative and cannot afford any expenses.
- Add to confirming order Debtor to provide updated proof of income and amended Schedule I by 8/1/22.


Prop. Plan $400 x 60, 100%
- Loan Mod on Creekview Rd by 8/1/22
- or Sale by 2/1/23
PTD 8/10 = $3,200
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
13911/9/2022 10:00 am22-10206 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 275 of 11 required payments   Arrears: $2,400.00  
ADJ to 11/9/22 Peremptory for sale proceeds to come in and MP to be filed (dm)
10/6/22 - Attorney advises that sale was approved but has not closed yet - TD Bank will be paid at sale

ISSUES AS OF 10/5/2022 (DM):

***Need clarification on treatment of TD Bank claim. Paying $110,029.59 claim through plan OR entire claim with interest in the amount of $137,813.61 through the plan OR no payment pending the sale/refi***

ADJ to 10/12 Peremptory

 Doc #29 - consent order with TD Bank in resolution of MFR provides that sale must take place by 8/19/22 due to stay vacate on that day (dm)

1) IRS filed $2,498.84 priority claim that includes estimated taxes for 2018 thru 2021 (AMENDED TO $13,453.61 - OKAY TO PAY?? - Yes)

2) IRS filed a general unsecured claim that includes estimated taxes for 2016 thru 2017 (AMENDED - OKAY).

3) State of NJ filed $17,970.84 amended priority claim that includes estimated taxes for 2018, 2020 and 2021 (AMENDED TO $7,088.32 - OKAY TO PAY?? - Yes)

4) Plan proposes $137,813.61 secured pay in full treatment to TD Bank - creditor filed a secured claim for $110,029.59 (ATTY SHOULD GET CONSENT ORDER WITH CREDITOR TO PAY CORRECT AMOUNT WITH INTEREST).

Note - Fee App pending. Late POC (8-1) of NJSVS has been withdrawn.

5) Trustee OBJ:
- Need CMA that includes comps that show dates of sale and sale price.
- Need 2021 tax return on or 5/31/2022.
- Need P&L statement for eBay sales.
- There are two different addresses for the residential property - 487 Edinburg Road and 487 Mercer Edinburg Road - which is correct?
- Need to resolve estimated taxes.
- Need to file Pre-Confirmation Certification.


Prop. Plan $1,000 x 36, 100% Plan
- Sale by 12/31/22
- Refi by 12/31/22
PTD 7/9 = $7,000
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
14011/9/2022 10:00 am22-10211 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 11 required payments   Arrears: $0  

10/31 workup for the 11/9 calendar EDC

* The landlord got stay relief. This case was a landlord cure case. No longer feasible EDC

*Needs ewage/TFS setup still. Was adjourned last time to be current and ewage/tfs

1) Trustee objection to confirmation:
- The Plan fails to provide for a prompt cure of rental arrears. MODIFIED PLAN PROPOSES TO PAY ARREARS THROUGH PLAN, NOT A PROMPT CURE AND ATTORNEY CERT BELIEVES THAT WITH COVID 36 MONTHS IF FAIR PROMPT CURE. NEEDS JUDGE
2) The plan proposes to pay $4,060 through the plan and the Attorney Disclosure Statement proposes to pay $4,065 - need to amend either the Disclosure or the Plan - need to resolve

proposed plan $1160 paid to date, $380x36 0% plan
paid in $1540
arrears $760
last claim 2


ISSUES RESOLVED:
- Amendments to Schedules B and C to include 2014 Honda Civic. (Car was totaled prior to filing OK EDC)
- The debtor has failed to supply the Trustee with the following document (s): 401k loan balance statements prior to filing date. PROVIDED
- The debtor has insufficient income There is negative income of -$4.80. WITH THE 2021 TAX REFUND, THERE IS ONLY $178.29 IN DISPOSABLE INCOME, HAS NOT MADE THE JULY OR AUGUST PAYMENTS UNDER THE MODIFIED PLAN, ARREARS $760(WE WILL ADD TFS TO TERMS OK)
- A Modified Plan that corrects attorney fees to be paid $4,065, per disclosure or amended attorney disclosure to correct per plan $4,060. RESOLVED, MODIFIED PLAN WAS FILED AND AGREES WITH ATTORNEY DISCLOSURE PAYING $4,060 THROUGH PLAN
- File pre-confirmation certification. RESOLVED, FILED
- Must provide copy of 2021 Tax Return by 5/31/22. RESOLVED, PROVIDED 2021 RETURN
Matter ResolvedRequest
Adjourment
14111/9/2022 10:00 am22-10347 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledContinued
11/22/2022 10:00 am
Debtor has made 10 of 11 required payments   Arrears: $330.00  
Debtor filed a Motion to Dismiss scheduled for 11/22/22

ADJ to 11/9 Peremptory - proposed settlement agreement is attached to adjournment request and is being circulated for signatures (dm)

ISSUES AS OF 10/4/2022 (DM):

 9/8/22 EDC update - per Kydala, they are entering into consent agreement.

 9/6/22 EDC workup for the 9/13 calendar - nothing done since 5/11 court date.

 MFR filed by Robert Starzinski/Estate of Ruth Benson Hauck and Estate of Joan Ann Starzinski - failure to administer the estate of Hauck as the representative.

Note - creditor in Adv. Pro. filed $238,238 unsecured claim - remaining unsecured claims total only $9,896.

1) Trustee OBJ:
- The Debtor's Plan is not proposed in good faith.
- Debtor has failed to file a feasible plan.
- Debtor has insufficient income - negative disposable income.
- Fails to add non-filing spouse income. 2020 tax return showed income from wages $164,389 and total income of $510,342.
- Need Dec & Jan pay stubs or P&L for non-filing spouse (UNRESOLVED).
- Need a current social security statement - statement provided is from 2019 (UNRESOLVED).
- Need Dec & Jan bank statements for Chase account listed on Sch B (RECEIVED JAN STATEMENT SHOWING $36,028 BEG BALANCE IN CHECKING/SAVINGS. THIS AMOUNT SHOULD BE EXEMPTED UNDER SCH C. EQUITY TO BE DETERMINED WHEN WE GET ALL OTHER PROPERTY INFO).
- Need copy of the Deed for Vermont property that debtor Deeded over to husband - he still owns the property (UNRESOLVED).
- Need copy of the HUD-1 statement for sale of real estate in Vermont or settlement statement or mortgage payoff as debtor testified she Deeded her interest in the property to spouse (UNRESOLVED).
- Need copy of Will/Probate documents for estate of Ruth Hauck listed on SOFA (UNRESOLVED).
- Need statement for the 200 shares of Apple stock listed on Sch B prior to filing date.
- Need 2021 tax returns (UNRESOLVED).
- Excessive Expenses Sch J: $500 home maintenance, $580 utilities, $1,300 food for household of two (spous
Matter ResolvedRequest
Adjourment
14211/9/2022 10:00 am22-10564 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 11 required payments   Arrears: $700.00  Total Paid In: $5,600.00
ISSUES AS OF 11/1/2022 (DM): updated 11/3/22

***Debtor received a Trial Mod, TRUSTEE CAN RECOMMEND CONFIRMATION AT $5,600 PTD, THEN $700 x 1 STARTING 12/1/22, THEN $5,078 x 49 STARTING 1/1/23, 100% PLAN, LOAN MOD WITH US BANK BY 2/1/23, TRUSTEE TO MAKE PAYMENT TO US BANK PENDING THE LOAN MOD; UPDATED PROOF OF INCOME TO BE PROVIDED TO THE TRUSTEE BY 1/15/2023***

1) IRS filed $105 priority claim not treated in plan that includes estimated taxes for 2021 (AMENDED TO $0).

2) US Bank (RAS) OBJs - $207,627.77 arrears (UNRESOLVED).

3) Trustee OBJ:
- Need copy of 2021 tax return (RECEIVED).
- Needs to contribution affidavit from Joanne for $500 (AMENDED SCH I REMOVES).
- Need proof of the business value (RECEIVED - $34,994 VALUE - NO GUC CLAIMS FILED, BUT PLAN SHOULD STILL PROPOSE 100%).
- Need to file Pre-Confirmation Certification (FILED)
- The attorney's fees in the plan ($3,724) and the disclosure statement ($3,250) do not agree. One of these must be amended (DISCLOSURE AMENDED - PAY $3,724 THROUGH THE PLAN).


Prop. Plan $700 x 11, $5,077.39 x 49 Base Plan, Loan Mod by 1/1/23
PTD 7/10 = $5,600
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
14311/9/2022 10:00 am22-10573 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanContinued
11/22/2022 10:00 am
Debtor has made 6 of 11 required payments   Arrears: $4,615.00  Total Paid In: $27,857.00
ADJ to 11/22 to confirm or dismiss - any submissions should be 10 days prior to Hearing

ISSUES AS OF 11/1/2022 (DM):

***For settlement purposes, the Trustee proposes a compromise on valuation and RECOMMENDS CONFIRMATION AT $23,080.58 PTD, THEN $4,696 x 51 STARTING 11/1/22, BASE PLAN WITH $66,195 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS TO PRESERVE THRESHOLD, STUDENT LOAN POC (2-1), (3-1), (4-1) AND (6-2) SHALL BE TREATED OUTSIDE THE PLAN, PRE-CONFIRMATION CERTIFICATION TO BE FILED WITHIN 7 DAYS, DEBTOR TO SIGN UP FOR TFS AUTO PAY WITHIN 7 DAYS***

(Calculation above includes Fee App pending 11/22/22).

 8/24/22 - AR FOR STATUS CONF ONLY

- CMA uploaded 8/17/22 is the exact same CMA as the original one submitted - exact same report but with different listing agents. List of repairs uploaded 8/8/22 are mostly for cosmetic upgrades/updates and not actual repairs. No updated proof of income provided - Application to Employ CPA as Accountant granted.

 AR, ADJ TO 8/24 PEREMPTORY WITH DOCUMENTS FILED BY 8/17

 ADJ to 8/10 for Ed's calculation on equity

1) Trustee OBJ:
- Form 22c has disposable income $11,526.26, which would require $691,575 minimum dividend to GUCs - still have questions about amended Form 22c.
- There is estimated non-exempt equity in real property of $194,827; 2014 Honda Odyssey $15,250, Wells Fargo checking acct# 4450 of $2,252.27 and Wells Fargo acct #6730 of $8,760.11.
- Need to file Pre-Confirmation Certificate (UNRESOLVED).

***RESOLVED ISSUES***

 Need to treat student loan outside for plan to work - ADJ to 7/27/22 (MP TREATS OUTSIDE IN PART 10)

A) IRS filed $21,817.49 priority claim not treated in the plan (MP PAYS)

B) MP provides additional $30,438 priority treatment to IRS - no POC filed (IRS PRIORITY POC AMENDED TO $52,058.32)

C) State of NJ filed $47,149.55 secured claim not treated in the plan (MP PAYS)

D) Rocket Mtg/Quicken Loans (KML) OBJs to confirmation (CO ENTERED - MP PAY ARREARS THROUGH THE PLAN).

E) Trustee OBJ:
-
Matter ResolvedRequest
Adjourment
14411/9/2022 10:00 am22-10614 / MBKAndrew Carroll, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 7 of 11 required payments   Arrears: $1,573.00  
As of 11/2/22 (DS): 1. MFR filed by Oak Tree (Landlord) owed post-pet arrears as of 10/2022 $5,301. Sched 11/9/22. Need outcome.

2. Debtor in arrears $2,197.80, not making per Plan payments. Several plans filed and proposed different amounts, but per plan payments, were never made, Debtor paid less.

3. Oak Tree Equities filed bifurcated claim, arrears $24493.30, priority $3,025 and
unsecured $21,468.30. Plan has to pay claim amount. MOD PLAN PROPOSE 100%, TRUSTEE WILL PAY UNSECURED.

4. Need Trustee standard order of distribution.

9/13/222 (DS): 1. Debtor in arrears $1,639.80, Debtor is not paying the amount listed in plan. $104 via TFS weekly, does not cover the proposed amount. 3 plans were filed, 1st plan proposed $615 x 3 begin 2/1/22, 2nd plan $410 x 3 begin 5/1/22 and final plan $710 x 54 begin 8/1/22.

2. Oak Tree Equities filed bifurcated claim, arrears $24493.30, priority $3,025 and
unsecured $21,468.30. Plan has to pay claim amount. Claim must be resolved.

3. ISSUES NOT RESOLVED:
- NO CLAIM FILED BY ABE BERGER (LANDLORD), BAR DATE PASSED. MOD PLAN STILL HAS INCORRECT NAME, CLAIM FILED BY OAK TREE EQUITIES AND IS BIFURCATED.
- ADD TO CONFIRMING ORDER TRUSTEE STANDARD ORDER OF DISTRIBUTION. MOD PLAN DOES NOT CORRECT.

AR MUST SHOW PROOF OF FILING DELINQUENT TAX RETURN AND ADJUST TFS PAYMENTS

7/27/22 (DS): 1. Debtor is not current with Trustee payments. Plan propose $410, but Debtor is making monthly payments $104-$141 via TFS. Arrears $887.80, made 4 out of 6 payments.

2. ISSUES NOT RESOLVED SINCE 5/20/22:
- NO CLAIM FILED BY ABE BERGER - LANDLORD, BAR DATE PASSED 4/5/22. MOD PLAN FILED 9/29/22 REMOVES.
- ADD TO CONFIRMING ORDER TRUSTEE STANDARD ORDER OF DISTRIBUTION.

As of 5/20/22 (DS): Debtor attorney requested adjournment to allow time to resolve all issues.

5/25/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

4/13/22 (DS): 1. Debtor in arrears $993.48, made 1 payment out of 2. - DEBTOR NOW IN ARREARS $735.80, M
Matter ResolvedRequest
Adjourment
14511/9/2022 10:00 am22-11165 / MBKJOHN A LIPOWSKI ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 10 required payments   Arrears: $49.00  Total Paid In: $11,788.00
issues as of 11/13/2022

1) Township of Hillsborough has not filed a claim - bar dates have passed. Need to strike Part 4g from plan
2) Loan modification was denied, Modified plan being changed to cure plan. Should also strike Part 1c from the plan
3) to confirm need $9,175.99 paid to date, $2,661x51 begin 12/1/2022 100% plan
-Strike Part 4g from the modified plan
-Strike Part 1c from the modified plan

proposed plan $564x6; $2612x54 begin 3/1/2022 100% plan
paid in $9175.99
plan extended to 60 months with 51 to go
Matter ResolvedRequest
Adjourment
14611/9/2022 10:00 am22-11299 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 8 of 10 required payments   Arrears: $600.00  
AR RESOLVE OR HOLD
ISSUES AS OF 11/2/2022 (DM): UPDATED 11/7/22 - need more information regarding ex-wife that resides in the home. Her pay stubs reveal that she makes $9,600 per month. This plan should be 100% based upon $6,359 unsecured claims filed.

 Motion for Short Sale pending 11/9/22.

1) On 10/31/22, the State of NJ filed a LATE priority claim for $2,751.88 that includes estimated taxes for 2019 not treated in the plan (UNRESOLVED).

2) US Bank (RAS) OBJs - $436,377.88 arrears - Loan Mod has not been offered (MOTION FOR SHORT SALE PENDING).

3) Need proof of service on NJ Office of Attorney General - creditor is listed as pay in full and cram in the plan (MP REMOVES CRAM AND PAYS SECURED - BUT NO POC FILED).

4) Need proof of service on Cavalry SPCV judgment cram (MANAGING AGENT HAS NOT BEEN SERVED).

5) Trustee OBJ: (note - only $6,360 GUCs filed)
- Need proof of income for non-debtor spouse who resides in the home - contribution letter is not sufficient (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $300 x 60, Base Plan
- sale of Pin Oak Rd within 3 months
PTD 7/9 = $2,100
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
14711/9/2022 10:00 am22-11339 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $250.00  
ISSUES AS OF 11/4/2022 (DM): ADJ by DM to 12/14 so debtor can supply pay stubs from November with health insurance deductions.

**Need to supply Trustee with November pay stubs that show full health insurance deductions from pay stubs***

1) Trustee OBJ:
- Excessive Expense: spouse's expenses $1,500 - requires proof of expenses (AMENDED SCH J FILED - EXPENSE CHANGED TO $1,250 WHICH CONSISTS OF $900 TRUCK PAYMENT AND $336 TRAVEL TRAILER PAYMENT).

- Amended proof of income verifies higher ($5,328/$2,880) than scheduled ($3,900/$2,719) resulting in $1,687 of monthly disposable income (DEBTOR PAY IS ONLY 2x PER MONTH WHICH HAS BEEN AMENDED ABOVE, AND HEALTH INSURANCE DEDUCTION WILL START IN NOVEMBER WHICH TRUSTEE DOES NOT HAVE YET).

- There is $2,266 equity in real estate, and equity in vehicles pending all updated documents and amended schedules (MINIMAL EQUITY IN HONDA CIVIC) - Amended Sch C not filed to fully exempt real estate (UNRESOLVED).

- Need to file Pre-Confirmation Certificate (UNRESOLVED).

- Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution (ADD LANGUAGE PAY PER PLAN).

***RESOLVED ISSUES***

A) State of NJ filed $5,747.13 priority claim that includes estimated taxes for 2018 & 2021 - Atty asserts that he has copies and has contacted creditor (OKAY - AMENDED TO $7,932.76).

B) IRS filed $11,561.13 priority claim that includes estimated taxes for 2018 thru 2022 - amended claim filed for $22,364.65 removes estimated taxes (OKAY TO PAY?? - Yes)

C) Wilmington Savings/Sterling National Bank (Pluese Becker) OBJs - $35,677.10 arrears (STANDARD ORDER APPROVING LOAN MOD ENTERED 10/27/22).

D) IRS filed an unsecured claim that includes estimated taxes for 2016 thru 2018 - amended claim filed with estimated taxes for 2016 - 2018 (AMENDED).

E) Trustee OBJ:
- Need 2021 tax returns (RECEIVED).
- Need homeowner's insurance renewal with personal liability coverage (RECEIVED).
- Valuations and proof of ownership
Matter ResolvedRequest
Adjourment
14811/9/2022 10:00 am22-11495 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
11/22/2022 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $0  

PER ATTY CASE TO BE DISMISSED 11-22
AR RESOLVE OR HOLD
10/31 workup for the 11/9 calendar EDC

**Sent email requesting updates to all EDC

1. Trustee obj to the following:
- Need 2021 Tax return, proof of auto insurance for 2006 Chevy and 2011 Ford, proof of insurance and valuation for the business (balance sheet) and personal and business bank statements for Jan and Feb. 2022.
- Excessive expense for boat $522 (Plan is 100%).
- Disposable income verifies $12,498 and 22c shows disposable income $9,339, which would require minimum dividend $560,340 (Plan is 100%).
- There is non-exempt equity $36,398.33 in real property and $11,100 in the business.
- Need to resolve creditor objections.
- Need outcome of the Adversary Proceeding by Jill Measley.(STAY LIFT)

2. Caliber Home (STERN & EISENBERG) obj to arrears not $7,288.44, POC filed $8,803.48.

3. Jill Measley (JOHN J. COUGHLIN) obj plan fails to identify creditor, plan fails include assets that were willfully transferred from Debtor to an insider and creation to of a sham entity to conceal assets. Debtor's real estate is undervalued by $150,000, Debtor's truck is also undervalued by at least $25,000 and Debtor's inactive business. Secured POC filed $140,904.82.(stay lifted to pursue action in State Court. How does this affect this case?)
Is this to be treated outside?

Prop Plan $250 x 12 begin 3/1/22; $1,000 x 48; 100% and Refinance on Patricia Ct by 3/1/2023
Matter ResolvedRequest
Adjourment
14911/9/2022 10:00 am22-11550 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanContinued
1/11/2023 10:00 am
Debtor has made 11 of 10 required payments   Arrears: $0  

ADJ 1/11 Peremptory
11/2 workup for the 11/9 calendar EDC

-9 months old
-MP filed but many of the same issues like estimated NJ and IRS taxes still (2018-2021)

MP pushes back LM/refi/sale dates.

-no updated POI. Last P&L was from February

* Trustee obj to the following:
-- Debtor has insufficient income, disposable income verifies $-1444.
-- Need 2021 Tax returns
--- accountant's valuation on business (Balance Sheet)
--- Must resolve IRS and State of NJ estimate tax claims.

*MP must have same amount as attorney disclosure statement(OK)

Prop modified Plan $500 x 12 begin 3/1/22; $1,500 x 48; SALE/REFI OR LM BY 3/1/2023 (428 NIXON DR); BASE
--------------------
RESOLVED:
*MP must have same amount as attorney disclosure statement(OK)

3. No claim filled by Ding Sun for $1,083.27, bar date has passed 5/9/22.(NOT IN MP)

-- 2 months bank statements from Wells Fargo acct for 1/19/22 to 2/28/22 to determine if there is non-exempt equity in acct
-- homeowner insurance (insurance expires 7/25/22)
Matter ResolvedRequest
Adjourment
15011/9/2022 10:00 am22-11846 / MBKPHILIP R KAUFMAN, ESQConfirmation Hearing ScheduledMoot - DismissedDebtor has made 8 of 9 required payments   Arrears: $0  

NA
AR RESOLE OR HO;D
AS OF 11/1/22 (SF)

1. Trustee motion to dismiss scheduled for 11/9/22 at 9

2. Motion to Strip First American National scheduled for 11/9/22 at 9

3. Objection filed by First American National LLC (Warren Jones) - objects to cram

4. Trustee objection:
- Need a copy of the homeowner's insurance renewal declaration - need declaration page
showing personal liability coverage (STILL NEED) document provided does not show personal liability coverage (Not sure if doc provided is acceptable)
-Need to file Pre Confirmation Certification
-Wells Fargo statement ending 4/30/2022 shows balance of $823.19, schedule B only
reflects $500
-Form 122c does not include income, not sure why as the debtor did provide a 2021 P &L
and a 1st qtr 2022 P&L, need to amend and disclose income

5. The attorney fee in the plan is $1750 but the disclosure statement states that $2000 is due. Which amount is correct?


MP proposes $384 x 36 Base
Payments: 7/8 Arrears: $384


RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
motion to cram 2nd mortgage (Moot, obj filed)
- Objection filed by Bank of NY (Powers Kirn) - failure to provide for arrears of $478.46 (RESOLVED VIA ORDER)
- Need a copy of the last filed tax return - 2021 (RECEIVED)
- Need a current market analysis - need current CMA the document provided is as of
9/9/2021, filed in March 2022 (Per Zillow, there is no equity)
Matter ResolvedRequest
Adjourment
15111/9/2022 10:00 am22-12070 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $1,966.00  
AR RESOLVE OR HOLD ISSUES AS OF 11/3/2022 (DM):

1) Global Lending (STEWART LEGAL GRP) OBJs to cram of 2014 Chevy Equinox (UNRESOLVED).

2) Trustee OBJ:
- Need service on Ocean County Jail listed in motions in plan to avoid judgment lien -recommend to be stricken (UNRESOLVED).
- Must file Pre-confirmation certificate (UNRESOLVED).

***RESOLVED ISSUES***

A) Rushmore Loan (FRIEDMAN VARTOLO) OBJs - plan improperly list creditor name as Wells Fargo and post-petition payments should be $1,937.89. No POC filed. (POC FILED - PAY PER POC)

B) IRS filed $229.62 priority claim not treated in the plan (OKAY TO PAY)

C) State of NJ filed $987.26 priority claim not treated in the plan (OKAY TO PAY)

D) Plan provides $9,299.19 secured treatment to Lacey MUA - Bar Date has passed and no POC has been filed (POC FILED AND ORDER ALLOWING CLAIM ENTERED)

E) Trustee OBJ:
- Need Feb & March bank statement for PNC accts #8506 and #0307 (RECEIVED).
- Need balance statement for co-debtor's TSP loan prior to filing date (RECEIVED).


Note: calculated income and income is fine. Service to Office of Attorney General done 5/20/22. Updated homeowner insurance and auto insurance provided 5/24/22.


Prop. Plan $992 x 60, 0%
PTD 6/8 = $5,962.50
Last Claim (28-1)
Matter ResolvedRequest
Adjourment
15211/9/2022 10:00 am22-12189 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 8 of 9 required payments   Arrears: $140.00  
11/7 UPDATED workup for the 11/9 calendar EDC

*NOT SURE WHY THIS KEEPS GETTING ADJOURNED. NO GUCS. ONCE LM THERE ARE NO OTHER CREDITORS. MORTGAGE ONLY CASE-WHY DOES DEBTOR NEED BANKRUPTCY? CASE WAS ADJ TO GET LM BY 10/31 OR MP AND NEITHER DONE AS OF 11/7 EDC

1. Trustee obj to the following:
- Need proof of income from for disability pay and 2021 tax return. Docs provided is a modification for increase, but has no amount Debtor gets paid.
- There is non-exempt equity on Shore Ave $4,185.09, Alpine Trl $101,903.35 and Cadillac $16,150. Bar date has passed 5/247/22, no unsecured claims filed.
- Must resolve creditor objections.

2. Wells Fargo-Alpine Trail (ROBERTSON, ANSCHUTZ, SCHNEID) obj to sale and plan silent to pay arrears, POC filed arrears $647.03. Obj must be resolved.

3. American Neighborhood Mtg-Shore Ave (PLUESE, BECKER & SALTZMAN) obj to loan mod and arrears not paid. Obj must be resolved.

$150 x 36 begin 4/15/22; Base; Sale of Alpine Trail by 10/31/22 and Loan mod on Shore Ave by 10/31/22--Pro rata- minimum of $106,000 to unsecured due to equity
Matter ResolvedRequest
Adjourment
15311/9/2022 10:00 am22-12224 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $912.00  
AR RESOLVE OR HOLD
10/28 workup for the 11/9 calendar EDC

* same as last time

MP filed on for 9/28-- $456 X 56 BEG 8/2022; SALE 6MO AFTER CONF (59 RAVENWOOD BLVD); BASE

* Objection By US Bank(McCalla):
- plan fails to pay arrears pending sale - creditor wants arrears pd pending sale

4. Trustee Objection:
- debtor has insufficient income. Verified income leaves monthly disposable income of -$230.39. Also behind 2 payments---needs ewage or TFS
-need to file Pre-Confirmation Certification.
-----------------
RESOLVED:

2. NJ Div. of tax filed estimated priority POC.(RESOLVED)

3. Tidewater Finance filed
Bifurcated claim: secured 10,000, Unsecured $4,608.22 and arrears 1,735.12- plan has cram to11,117.73.(Treat as a cramdown to $11,117.73)


- IRS has Estimated GUC- plan has LM so needs to be a base. APOC FILED.
- Barnegat T'ship filed a POC 9#20-1) No amt $ was on claim-plan has $41.86 but claim will control

Plan:$500 X 60 BEG 4/2022; LM 6 MO AFTER CONF (59 RAVENWOOD BLVD); $0
3/5 payments
last claim :10-1, bar date :5/31/22
Matter ResolvedRequest
Adjourment
15411/9/2022 10:00 am22-12298 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 9 required payments   Arrears: $2,220.00  Total Paid In: $5,685.00
AS OF 11/9/22 (SF) UPDATED

RECOMMEND $5684.70 PTD, $1,110 X 41 (BEGIN 11/1/22) 100% PLAN
- PRESERVE IN CONFIRMATION ORDER N/E PROCEEDS OF $103,540 IN REAL ESTATE AND PERSONAL PROPERTY
- STRIKE FROM PLAN CRAM OF MEADOWS CONDO ASSOCIATION
- STRIKE FROM PLAN CHASE CARD SERVICES
- AMEND SCHEDULES B AND C WITHIN 30 DAYS TO ADD CHASE BANK ACCOUNT ENDING IN 9318



1. Trustee objection:

- A Modified Plan that removes Chase Card Service for auto lease on Part 4g pay claim
in full (there is no lease on Sched G or J) and Part 7b avoid lien. (NO CLAIM FILED AND BAR DATE HAS EXPIRED) (SHOULD THIS BE STRICKEN FROM PLAN?)

- A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan (SHOULD THIS BE STRICKEN FROM PLAN?) STRIKE FROM PLAN

- Amendments to Schedules B and C to add Chase checking acct#9318.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home
maintenance $300, Childcare/Child's education $1,150 (requires proof 10 days before
confirmation) and Auto insurance $150 (verifies $114).

- 22c Line 20 has childcare $1,200 (requires proof) and Line 45 has disposable income $787,
which would require minimum dividend $47,220 or more pending proof of childcare
expense.

- Disposable income verifies higher $1,967.99.

- The circumstances and contents of the debtor's Plan, when taken in their totality,
indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)
(3).

- There is non-exempt equity in Real property $98,029.17 and 2014 Mazda $5,511.23 (taking
all remaining d(5) for bank and remainder d(5) is $381.38). Schedule F has total $28,641.63
and may have to be 100% to gucs.

- The debtor has failed to provide proof of service with respect to Plan Motion (s). Meadows Condo Association. (Creditor filed an unsecured claim.) STRIKE FROM PLAN



Plan proposes $812.10 x 60 Base
Payments: 5/6 Arrears: $812.10

RESOLVED ISSUES:
- Objection filed by Provident Funding (Powers Kirn) - failure to
Matter ResolvedRequest
Adjourment
15511/9/2022 10:00 am22-12429 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 9 required payments   Arrears: $0  

ADJ to 11/9 for conversion or dismissal (dm)
AR RESOLVE OR HOLD - husband has a recent injury at work
As of 10/5/22 (DS): 1. BELOW ISSUE STILL REMAINS UNRESOLVED.

Debtor attorney requested adjournment to resolve obj with LL

9/13/22 (DS): 1. Woodmere Assoc.-Landlord (DONALD CAMPBELL, JR) obj to plan rejecting lease, not paying administration fees and Debtor still residing at residence. Amended POC filed $8,683 for post-petition rent and legal fees. Must resolve obj.

====================================

7/27/22 (DS): 1. MFR by Landlord granted 7/13/22. Plan propose to pay arrears, need mod plan to surrender. MOD PLAN FILED TO REJECT LEASE

2. BELOW ISSUES REMAIN UNRESOLVED.

6/8/22 (DS): 1. Trustee obj to the following:
- Schedules I fails to add tax refund $1,246 when determining disposable income. Plan pays more.
- Plan fails to provide prompt cure of rental arrears. MOD PLAN REJECTS RENTAL LEASE.

2. Woodmere Assoc. (DONALD CAMPBELL, JR) obj to no prompt cure of rental arrears. Also need to confirm the amount to pay. Plan has $9,13 is missing one digit. Obj must be resolved. MFR GRANTED 7/13/22

3. Woodmere Assoc. filed unsecured claim#11-1 for $8,904, then filed priority unsecured claim#12-3 amended $4,815 for post-pet arrears and fees.

Prop Plan $235 x 60 begin 4/1/22; Base
Note: Spouse 2021 Tax return provided.
Matter ResolvedRequest
Adjourment
15611/9/2022 10:00 am22-12681 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 8 required payments   Arrears: $0  

AS OF 11/01/22 (SF) Per atty ok to dismiss/hold fees

1. Loss mit order expires on 7/25/22 (NEED STATUS)
AR PER LENDER ATTY DEBTOR DENIED MORTGAGE ASSISTANCE ?

2. Trustee objection:
- Income for new job at Cooper Health verifies higher ($2,853.55) than scheduled ($2,560.35).
-need bank statement showing name of bank (received printout). Information in schedules on ending balance does not match statements provided.


Plan proposes $400 x 36 Base, Loan Mod in 6 months
Payments: 5/7 Arrears: $800


RESOLVED ISSUES:
-need to file Pre-Confirmation Certification with Court (FILED)
- IRS filed estimated priority claim 1-1 (AMENDED)
- Improper service to Virtual Health. Did not serve Managing Agent or Corporate Officer - to EDC for obj. (FILED)

Matter ResolvedRequest
Adjourment
15711/9/2022 10:00 am22-12732 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $279.00  Total Paid In: $1,795.00
updated 11/9/2022 (JMA)

ok to confirm at $1,795 paid to date, $279x29 begin 12/1/2022 with sale by 2/1/2023 base plan

issues as of 11/3/2022 (JMA)

1) Modified plan pays late claim through plan and extends sale date to 2/1/2023
2) Trustee motion for relief due to treatment of late claim and not completing sale - the modified plan resolves creditor objection

proposed plan $1,237 paid to date, $279x31 begin 10/2022 with sale by 2/1/2023 base plan
paid in $1,516
29 months to go
Matter ResolvedRequest
Adjourment
15811/9/2022 10:00 am22-12768 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $2,082.00  Total Paid In: $14,574.00
AS OF 11/8/22 (SF)


RECOMMEND $2082 X 60 (BEGIN 5/1/22) 0%
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- NEED ORDER ALLOWING LATE CLAIM OF PATRICK MOELLER WITHIN 30 DAYS
- STUDENT LOANS WILL BE PAID OUTSIDE OF PLAN
- STRIKE CRAM OF STATE OF NJ AND PAY CLAIM 16-1
- STRIKE LANGUAGE IN 5(b) TO SEPARATELY CLASSIFY IRS UNSECURED CLAIM. PAY AS PRO RATA



May need a new motion to allow late claim filed for Patrick Moeller. Original amount was $4,000 and now there is an amended claim for $9000 to be paid in full. Sent to DM to review. (Amended Order submitted)


1. The plan proposes to pay Patrick Moeller $4000 thru plan. No claim has been filed should this claim be stricken? (CLAIM FILED BY ATTY ALONG WITH MOTION TO ALLOW WHICH IS SCHEDULED FOR 11/9/22 AT 9)

2. Trustee objection
- Need February and March bank statements for TD account 1438. (PER ATTY, THIS ACCT IS CLOSED AND DEBTOR CANNOT ACCESS STATEMENTS)

- Need to file Pre-Confirmation Certification. (STILL NEED)


Plan proposes $2082 x 60 0%
Payments: 5/6 Arrears: $2082

RESOLVED ISSUES:
- The plan proposes to separately classify the IRS unsecured claim. (Ok, per AR)
- A copy of the homeowner's insurance renewal declaration - prior to confirmation hearing - expires 5/14/22. (RECEIVED)
- Need service on Santander for cram of 2021 Chevy Traverse. (FILED)
- Service to Sovereign Distributors ok
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service on State of NJ for motions to avoid liens. (STILL NEED SERVICE TO NJ ATTORNEY GENERAL) (FILED)
- Objection filed by NewRez LLC (Holdren) - failure to pay arrears of $2566.41 (RESOLVED, OTBS, PAY CLAIM)
- IRS filed estimated priority claim 1-1 (AMENDED)
- A copy of the last filed tax return - 2021 by 5/31/2022 (RECEIVED)
- The plan proposes to separately classify the IRS unsecured claim but does not state Treatment. Does this mean to pay in full? The unsecured claim is $51,762.
Matter ResolvedRequest
Adjourment
15911/9/2022 10:00 am22-12782 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

11/7/22(mk): atty email. Not been able to resolve the IRS claim and since claim is over 4(for 2017 taxes) yrs old wants to treat outside OR just pay
the estimate claim of $475.09

AR RESOLVE OR HOLD
1/3/22(mk): SAME AS BELOW

AR NEED PROOF OF FILING RETURN 2017 .

As of 9/16/22(mk):same as last time.

Case now 5 mos old. there are 6 gucs and 5 of them are student loans and 1 IRS est. claim. Plan is Base . pays atty fees and base to gucs.


>>Once IRS Estimated POC(guc) is resolved, case can be worked<<

1. IRS Estimated GUC claim- no return for 2017

2. Trustee objection:
need pre conf cert

Plan:$300 X 60 BEG 5/2022; BASE
5/5
bar date 6/15/22
Matter ResolvedRequest
Adjourment
16011/9/2022 10:00 am22-12785 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $428.00  
AR RESOLVE OR HOLD
AS OF 11/1/22 (SF)

Need status of loan mod. Motion to approve loan mod was to be filed by 11/1/22. (Per atty, debtor just received permanent loan mod. Debtor needs to sign and file Motion to Approve)

1. Trustee objection:

- The Plan fails to provide for a prompt loan modification completion date.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service on Santander Bank and NJ Housing and Mortgage for strip off of second and
third mortgages. (STILL IMPROPER SERVICE) Did not serve Santander at street address via certified mail and did not serve Attorney General for NJ Housing) Also no claim


Plan proposes $204 x 60 Base, Loan Mod by 2/1/23
Payments: 6/7 Arrears: $224

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification (FILED)
- Objection filed by Nationstar/Mr. Cooper (Jennings) - failure to pay arrears of $85,612.94 and speculative loan mod (RESOLVED VIA ORDER) LOAN MOD BY 11/1/22
- IRS filed estimated priority and unsecured claim 1-1 (AMENDED)
- State of NJ filed estimated priority claim 4-1 (AMENDED)
Matter ResolvedRequest
Adjourment
16111/9/2022 10:00 am22-12794 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
11/22/2022 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $1,345.00  
11/3/22 (sf) The Court adjourned matter to 11/9 but should have been adjourned to 11/22 Peremptory.

As of 9/30/22 (DM): Debtor attorney requested another adjournment because income has changed and 2nd mtg objection is still unresolved - ADJ to 11/22/22 Peremptory

As of 8/24/22 (DS): Debtor attorney requested another adjournment to resolve estimated tax claims

As of 7/18/22 (DS): Debtor attorney requested adjournment, needs to amend Schedules due to Debtor change of employment
Matter ResolvedRequest
Adjourment
16211/9/2022 10:00 am22-12835 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 1 of 8 required payments   Arrears: $0  

11/9/22(SF) - PER ATTY OK TO DISMISS/HOLD FEES

AS OF 11/1/22 (SF) - Adj for debtor to become current (debtor's October payments was returned for insufficient funds.)

Modified plan increases payment from $600 to $2550. Disposable income is only $731. How is this feasible?? Debtor has not made the higher payment for October. Debtor currently has arrears of $3150


1. The IRS filed amended priority claim 2-3 for $15,143.28 (OK TO PAY?)

2. State of NJ filed priority claim 15-2 for $952.52 (OK TO PAY?)

3. Carvana/Bridgecrest filed arrears claim for $559 not addressed in plan (OK TO PAY?)


Plan proposes $600x 5, $2550 x 55 Base
Payments: 4/6 Arrears: $3150

RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)

- IRS filed estimated priority and unsecured claim 2-2 (AMENDED)

- State of NJ filed estimated priority claim 15-1 (AMENDED)

- Objection filed by SN Servicing Corp. (Jonathan Schwalb) - failure to pay arrears of $109,016.77 and speculative loan mod (MP FILED) Loan Mod removed

Trustee objection:
- Need updated auto insurance, insurance expires 7/13/22.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,425 when
determining disposable income.
Matter ResolvedRequest
Adjourment
16311/9/2022 10:00 am22-12930 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $0  
Total Paid In: $2,097.00
AR RESOLVE OR HOLD

11/9/22 (SF) UPDATED

RECOMMEND $1747 PTD, $300 X 29 (BEGIN 12/1/22) 100% PLAN W/MIN OF $3014 TO GUCS PER N/E IN BANK ACCOUNT, LOAN MOD BY 12/31/22
- PAY ARREARS TO SANTANDER BANK PENDING APPROVAL OF LOAN MOD
- LOW BASE


AS OF 11/3/22 (SF)

11/9/22 - 2021 Tax Return just received


PER AR ok to adj. Debtor must be set up for ewage within 10 days and provide proof. (EWAGE NOT SET UP BUT DEBTOR NOW ONLY HAS $3 OF ARREARS

1. Trustee objection:
- Proof of income verifies higher, there is disposable income of $592 (Due to lower Tax Refund, disposable income is now $378.60.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,315 when
determining disposable income. (2021 Tax Refund is $0 due to child tax credit)

- There is non-exempt equity in Fulton Bank checking acct# 2021 $3,014.24 and other bank acct pending statements.

- Need auto insurance for for 2004 Chevy Express 3500. (AUTO INSURANCE EXPIRED)

- The dismissal of this case should trigger a one year bar to re -filing. This is the debtor's 5th bankruptcy in 4 years.


Plan proposes $250 x 36 100%, Loan Mod by 12/31/22
Payments: $1747 Received

RESOLVED ISSUES:
- Objection filed by Santander (Fissel) - failure to pay arrears and speculative loan mod (COS)
- Must file Pre-confirmation certificate. (FILED)
- Objection filed by Santander (Loren Speziale) - failure to pay arrears and speculative loan mod (Home Equity Line of Credit) RESOLVED VIA ORDER
- A copy of the last filed tax return - for 2021. (Should have received by 5/31/22) RECEIVED
- 2 months bank statements from Fulton Bank acct# 9762, prior to filing date. RECEIVED
- Need auto insurance for 2008 Mazda (RECEIVED)

Matter ResolvedRequest
Adjourment
16411/9/2022 10:00 am22-13002 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
11/22/2022 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $567.00  
ISSUES AS OF 11/3/2022 (DM):

1) AmeriCredit (MORTON) OBJs to plan surrendering in full satisfaction - POC (15-1) Deficiency Claim for $3,806.73 has been filed (RESOLVED or UNRESOLVED??)

2) Plan proposes cram of $11,185.81 on Kia Sportage - POC (14-1) filed with a $8,143.98 total claim (PAYING $11K or $8K?? - pay per POC)

3) Trustee OBJ:
- There is $57,286 non-exempt equity in real estate - plan needs to be 100%.
- Must file Pre-confirmation certificate.
- Excessive Expenses Sch J: $650 cable/internet/phone (Proof provided from cable/internet bill is $247 - debtor is in arrears $676.36 - bill has $50 one time activities charge to restore services 3/31/22. Cell phone bill also has arrears - monthly payment is $227.74 total expense $475); and transportation $1,155 (allowed $710 per 122c). PLAN NEEDS TO BE 100% DUE TO NON-EXEMPT EQUITY.
- Need updated auto insurance - expired 4/25/22 (RECEIVED).

Note: Service to Kia done 5/17/22. Debtor has insufficient income. Disposable income verifies $149.43. Based on excessive expenses, debtor would have disposable income $769.

***RESOLVED ISSUES***

A) US Bank - 1st mtg (RAS) OBJs to Loan Mod - $22,363.73 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 8/3/22 OR AS EXTENDED BY COURT ORDER - What is the status of Loan Mod?? - LOSS MIT EXTENDED TO 10/5/22 & DEBTOR HAS TRIAL MOD)

B) Real Time Resolutions - 2nd mtg (STERN E) OBJs - $1,109.06 arrears not treated in the plan (CONSENT ORDER ENTERED TO PAY ARREARS).

C) Westlake Financial filed $10 arrears claim on 2015 GMC Acadia (CONSENT ORDER ENTERED TO PAY POST-PETITION CLAIM, FEES & COSTS)


Prop. Plan $567 x 60, Min Div $17,339.03
- Loan Mod on Seward Ave 6 months
PTD 6/7 = $3,402
Last Claim (17-1)
Matter ResolvedRequest
Adjourment
16511/9/2022 10:00 am22-13018 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $920.00  
AS of 11/3/22(mk):

Workup on plan #21.

1. Objection by Planet Hom lending( J. Schwalb): plan fails to pay POC. and LM speculative and does not pay arrears pending


-------------RESOLVED ISSUES------------------Objection by Country Estates(T. Orr):
-plan lists incorrect amt. due.EMAIL FROM DIPSO LIST RESOLVED- WILL PAY POC AMT- Obj. was w/d.

> Objection By US Bank (Powers):
-plan fails to pay arrears. Lm date too long(RESOLVED: Order submitted 9/15/22. Terms=debtor in trial LM payments sept - Nov. then reviewed for permanent LM. IF no LM by 12/1/22 MP in 14 days to cure/surrender. Order does not address if arrears are to be paid pending.

- failed to provide proof of service with respect to Plan Motion.Mariner Finance (2006 Envoy)
motion to cram(Filed)
-there is $530 equity in real property.(no longer as POCs filed)
- need 2021 tax return(Provided)

Plan has cram to Marnier Finance on 2006 Envpy- NO SEcured claim was filed by this creditro - Only POC #23-1 which was filed as unsecured personal loan- STRIKE PER PLAN TREATMENT?- per atty YES STRIKE IT and they get paid as guc

-need Proof of 2 month's income - need additional pay stubs for Allies job (April - May 2022 stubs)(Provided)


Plan:$460 X 60 BEG 5/2022; LM w/ Wells Fargo & Planet Lending BY 10/17/2022; BASE
3/5 payments
Matter ResolvedRequest
Adjourment
16611/9/2022 10:00 am22-13517 / MBKJOSEPH ALBANESE, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 2 of 8 required payments   Arrears: $400.00  
atty requested Plan withdrawn instead of denied and the MP was filed and is on for 12/14/22


11/1 22(mk):This is hearing on Plan #37

BUT email from atty. He will be filing a MP to remove the 522(f) error as to the car-
Matter ResolvedRequest
Adjourment
16711/9/2022 10:00 am22-13572 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $175.00  
AS OF 10/27/2022 (at):

1. Plan proposes to pay Kaplan Properties $3,000 towards rent arrears. The bar date has passed and no claim has been filed. Need to know if debtor's attorney will be filing a claim on behalf of the creditor (and a motion to allow a late claim) or if the claim should be stricken from the plan.

Plan proposes: $175 x 48 beginning 6/1/2022, $0 to unsecured creditors
Payments: 5/5
Matter ResolvedRequest
Adjourment
16811/9/2022 10:00 am22-13757 / MBKPeter J. Broege, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 3 of 7 required payments   Arrears: $1,800.00  
AS of 10/31/22(mk):

MP BEFORE CONF #18 ON FOR 12/14/22. THEREFOR THIS OLD PLAN #2 SHOULD BE MARKED AS DENIED


1. Motion to Reduce/Modify/ Expunge Turnpike POC on for 11/22/22

------------------

>>Atty reaching out to Turnpike Authority on that claim(#25-!)(no supporting docs and amt is 20,676.82) - if no reply will need to file a motion..

>NO MP as of yet- But can add TR to pay secured claims of Toyota & Arvet thru the plan
Van dyke dup claim was taken care of.


8/2/22(mk) email from atty - will request adj. going to MP

AS of 7/29/22(mk): Need answer to #1 then can work up -email to atty
no july payment yet

1. Plan has the following creditors as Unaffected BUT there have been small arrears claims filed:
-Arvest Central Mtg: $402.83; Toyota Motor Credit (On Hylander): $665.25; Toyota Motor Credit (On Rav4) $503.90. >OK TO PAY THESE?

2.Also, now that bar date has passed, The Tr payment needs to incease for PPSED 450 as there is excess dispos income(mk: due to 401(k).debtro needs to start at the 450 then next tier is higher
--------------------------
3. Trustee objection: ALL RESOLVED
-NE Equtiy in RE is $87,171- will preserve T/H in terms
- need updated home insurance Expired 6/14/22(Provided)
-need 2 months bank statements from Co-Debtor's (Provided)
Columbia Bank savings acct#9243 prior to filing date.
- not paying all dispos income:Trustee's calculations are higher for the following reason (s): - 22c has disposable income $1,393.53, which would require minimum divided $83,611 to gucs. May be moot since PLAN IS 100% to gucs.
- There is disposable income $2,169. Proof of income verifies much higher.
There is non-exempt equity on real property,(87,171)
Co-Debtor's Columbia checking acct#3582 (mk: no as we rec'd bk statements
$2,689.92 and pending statements from Columbia savings acct there may be non -exempt
equity. PLAN IS 100%
pre conf cert (filed)

Plan:$450 X 12 begin 6/1/22; ? x 48 to be determined by claims filed after bar date; 100%
3/5 paymen
Matter ResolvedRequest
Adjourment
16911/9/2022 10:00 am22-13928 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 2 of 7 required payments   Arrears: $0  

as of 11/1/2022 (JMA)

1) Case dismissed before confirmation on 10/13/2022
Matter ResolvedRequest
Adjourment
17011/9/2022 10:00 am22-13953 / MBKPaul N. Mirabelli, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $500.00  
As of 11/1/22 (DS): Recommend confirming at $750 paid, $816 x 56 begin 12/1/22; Base with a minimum dividend $8,400 and preserve $6,478.94 of non-exempt equity.
- Add to confirming order Trustee ok to pay arrears claim#5-1 of Wells Fargo and claim#7-1 of PNC Bank.
- Within 7 days must file Pre-confirmation certificate.

1. Trustee obj to the following:
- There is non-exempt equity in real property $6,478.94.

2. Wells Fargo 1st mortgage filed arrears claim $3,054.39. Plan has no arrears and needs to be paid or move against claim.

3. PNC Bank 2nd mortgage filed arrears claim $26,810.17. Plan has no arrears and needs to be paid or move against the claim.

4. Must file Pre-confirmation certificate.

Prop Plan $250 x 60; Dollar Base $8,400
Note: Mortgage statements no longer needed for PNC Home equity loans claims filed. Transportation expense $700 ok for household of 2 adults with 2 vehicles. Attorney disclosure is fine.
Matter ResolvedRequest
Adjourment
17111/9/2022 10:00 am22-14292 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $32.00  Total Paid In: $1,836.00
ISSUES AS OF 11/1/2022 (DM): updated 11/6/22

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,530 PTD, THEN 338 x 54 STARTING 12/1/22, BASE PLAN; ADD TO CONFIRMING ORDER: STRIKE PRIORITY PLAN TREATMENT OF SOUTH BRUNSWICK TWP, TRUSTEE IS AUTHORIZED TO PAY THE LATE CLAIM OF MARINER FINANCE POC (14-1), SUPPLEMENTAL FEE APPLICATION SHALL BE FILED WITHIN 7 DAYS***

 10/21/22 - amended Sch &IJ filed - income is higher and expenses were increased by $1,160.

 10/20/22 - Atty wants to extend plan to 60 months.

1) Plan provides for $6,510 secured treatment to Mariner Finance to cram a 2012 Mitsubishi Outlander - no POC filed (DEBTOR'S COUNSEL FILED POC FOR CREDITOR).

2) Trustee OBJ:
- Needs Fee Application w/in 7 days of confirming order (NEED ESTIMATE FOR CONFIRMATION - ESTIMATE OF $3,600)
- Income verified higher ($5,968 using Ytd numbers/4) than scheduled ($4,671) resulting in $1,624 monthly disposable income. (AMENDED I AND J FILED - expenses were increased by $1,160 - as adjusted, need a Base of $19,152)

Note - also the last pay for 2021 has gross income listed at $104,025 and net income listed at $69,121 which is consistent with the Trustee calculation above. Not sure why Form 122c is only listing $5,141 for average gross income (FORM 122 AMENDED & DEBTOR IS STILL BELOW MEDIAN).

***RESOLVED ISSUES***

A) IRS filed a higher amended priority claim ($7,677.74) than provided for in the plan (OKAY TO PAY?? - Yes)

B) Plan provides for $829.60 priority treatment to South Brunswick Twp for taxes - no POC filed (STRIKE?? - Yes)

C) Trustee OBJ:
- IRS estimated claim needs to be resolved (AMENDED).
- Need proof of service on car cram (CERT OF SERVICE FILED).
- Need DSO information (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $306 x 48, Base
PTD 5/6 = $1,530
Last Claim (14-1)
Matter ResolvedRequest
Adjourment
17211/9/2022 10:00 am22-14341 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $1,137.00  
AS OF 11/3/22 (SF)

1. Trustee objection:

- Amendments to Schedules Schedule D to include the mortgage on the debtors home (IS THERE A MORTGAGE ON DEBTOR'S HOME. NO CLAIM FILED AND SCHEDULE D WAS NOT AMENDED?)

-There is non exempt equity in the amount of $17,080 for the 2017 Toyota Sienna and non exempt equity in the amount of $22,079 for the 2018 Ford F150 which equals total non exempt equity of $39,159. Also, there is non exempt equity in real property of $64,750

-Bank statements provided show balances. Acct #2004 $12.35; Acct #5313 $166.20; Acct
#5305 $140.36 Schedule B lists balance as $0 for all accounts - should amend Schedules B and C accordingly

-need to file Pre Confirmation Certification with Court


2. Currently need to confirm: $4666 PTD, $1162 X 54 (BEGIN 12/1/22) 100% PLAN W/MIN OF $103,909 TO GUCS PER N/E EQUITY IN REAL ESTATE AND VEHICLES
- MUST FILE PRE-CONFIRMATION CERTFICATION WITHIN 10 DAYS


Plan proposes $2386 ptd, $1140 x 57 Base
Payments: 5/6 Arrears: $1140

RESOLVED ISSUES:
- 8/3/22 (SF) - Email received from debtor that he does not wish to continue with case as he cannot afford the current Trustee payments. (MP Filed to lower payment)
- Received proof of car insurance by email on 7/28/22 - ADJ Conf to 9/28/22
- Dismissed by MBK effective 7/29/22 - if car insurance provided by Friday, then ADJ confirmation to 9/28 (dm)

- American Express filed secured judgment claim 5-1 in the amount of $7978.10 which is not addressed in plan (MP FILED)

- American Express filed secured judgment claim 6-1 in the amount of $7340.94 which is not addressed in plan (MP FILED)

- A copy of the homeowner's insurance renewal declaration - policy provided expired 10/25/2021, need renewal (RECEIVED)
Matter ResolvedRequest
Adjourment
17311/9/2022 10:00 am22-14343 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 7 required payments   Arrears: $1,715.00  
10/31/22(mk) . This workup was on
original plan #2. Since then MP before conf was filed at docket #47 and HEARING DATE ON THAT is 12/7/22. Then MP filed today at #51. So that is timely for the 12/14/22 hearing . Therefore, THIS PLAN #2 IS DENIED

>>Motion to Sell 2016 STEIGER CRAFT 255 CHESAPEAKE DV26 VESSAL WITH 2016 YAMAHA F205 OUTBOARD MOTOR AND 2016 LOADRITE TRAILER- on for 11/9/22

As of 9/19/22(mk):

>>Debtor must move against claims plan proposes to pay 0%

>CREDITOR, D'AGOSTINO HAS MOTION TO DISMISS DEBTOR'S CASE RETRUNABLE 9/28/22@9:00AM(doc #25 Judge letter to creditor & atty)

As of 8/10/22(mk):

>>PLAN IS 100% Case was filed in May. New debtor limits in effect as of 6/21/22 so for this case OVER the debt limits

1. Objection by Swift Financial
say plan pays other unsecured creditors 100% and 0% to them(as they are unliquidated & disputed)

2. Objection by Creditor Steven D'Agostino:Objects to payments to other gucs but not him.

4. Response by Creditor Oak Bank((David Pincus, esq from Bressler,Amery):has secured claim ($65,062.11- NO arrears) on a boat. opposes TR objection to boat expense- (mk:Tr considers boat a luxury item


5. Trustee objection:
-The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or
unsecured debt pursuant to 11 U.S.C. 109(e).
Unsecured claim filed by Steven D'Agostino for $1,000,000 is unsecured and over
$465,275.
-Must file Pre-confirmation certificate.
-excessive expense items, such as: Transportation $1,000, Boat insurance $74, Sea Tow $17
and Boat payment $529.73 (100% PLAN).
-need business forms and p&l
-As of now, there is non-exempt equity in real property $84,342.50 (100% PLAN).
---------------------

>. Objection by FC Marketplace, LLC(Hooten & Jacoby). has a guc claim and plan proposes to exclude this creditor(mk: THIS OBJECTION WAS W/D(doc#30) and so was their claim.

7/18/22(mk): adj request uploaded to adj to after bar date of 8/9/22 . says
Matter ResolvedRequest
Adjourment
17411/9/2022 10:00 am22-14458 / MBKJeffrey E. Jenkins, Esq.Order Vacate Dismissal of CaseDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

issues as of 11/3/2022 (JMA)

1) 341 not held, not rescheduled
2) Not current with Trustee payments, arrears $1,600
3) Wells Fargo Bank (LOGS) objection to confirmation - need to resovle

proposed plan $400x60 0% plan
paid in $400
arrears $1,600
last claim 16
Matter ResolvedRequest
Adjourment
17511/9/2022 10:00 am22-14486 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $94.00  
ADJ to 12/14 - okay to add secured unaffected for US Dept of HUD; Atty to serve managing agent for 3 judgment creditors and get back to DM regarding payment.

ISSUES AS OF 11/3/2022 (DM):

 11/2/22 Debtor Cert (Doc #34) filed - debtor has a NJ Building Laborers Annuity Fund retirement account, $20k was withdrawn on 8/21/20 for Covid Hardship and another $10k withdrawn on 3/24/22 due to spouse being out of work and not receiving unemployment - all funds were taxed upon withdrawal (OKAY PER AR).

1) Trustee Supp OBJ:
- Trustee has verified Disposable income at $202 per month.
- Need 2021 tax return for spouse or certification of non filing (TAX RETURN PROVIDED - TAX REFUND IS $4,409 WHICH WAS NOT PRORATED AND INCLUDED ON SCH I - DISPOSABLE INCOME IS NOW $360 PER MONTH).

- No proper service on plan motions - need to serve managing agent. Service is listed as c/o attorneys who have not entered appearance in this case (UNRESOLVED).

- Debtor attempts to exempt an annuity under 522(d)(10)(E). Debtor must demonstrate the factors of the statutory language: that the payment under the annuity is "on account of illness, disability, death ,age or length of service, to the extent reasonably necessary for the support of the debtor and dependent of of the debtor." The Debtor seems to be withdrawing from the funds as of 5/24/22. Debtor recently withdrew $10,000 on 5/24/22. Amended Sch C filed and changes exemption to 522(D)(12) - Trustee still requires Certification (SEE CERT NOTE ABOVE).

- Amended Sch B (Doc #13) lists a 2022 Mercedes-Benz GLE leased car that is listed as the spouse's vehicle and debtor co-signed for it (MP treats as secured unaffected Part4f). Then on Sch J no car payment is listed for spouse's car and the proof of claim shows the monthly payment is $1,567 per month and yet the spouse is listed as unemployed. Therefore, this plan does not appear to be proposed in good faith (OKAY, NO CAR EXPENSE TAKEN).

2) Trustee OBJ:
- Need CMA with comps from last 6 months
Matter ResolvedRequest
Adjourment
17611/9/2022 10:00 am22-14744 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

11/2 workup for the 11/9 calendar EDC

-status of LM? plan says by 11/22

-what are we doing with bifurcated portion of Credit Union of NJ. The consent order is silent. Are we paying pro rata with other gucs?

1. Objection filed by Select Portfolio Servicing (Fein Such) - second mortgage objecting to cram. (UNRESOLVED)

2. Objection filed by Select Portfolio Servicing (Fein Such) - first mortgage - failure to cure arrears of $28,929.52 (Per POC) and loan mod is speculative. (UNRESOLVED)

-----------------------

RESOLVED ISSUES:
3. Objection filed by Credit Union of New Jersey (Liska) - Objecting to cram of 2007 BMW 5. Undervalued, per NADA value is $4,525, not $2,213.28 as per the cram in the plan. (RESOLVED - DEBTOR TO PAY $4,525 THROUGH THE PLAN)

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Bank statements from Wells Fargo checking and savings acct for May and June prior to filing date. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE FILED)
- Must resolve creditor objections. (UNRESOLVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $503.75 x 60 beginning 7/1/2022, loan mod by 11/2022, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
17711/9/2022 10:00 am22-14762 / MBKSteven N. Taieb, Esq.Confirmation Hearing on Modified PlanDismissedDebtor has made 2 of 6 required payments   Arrears: $0  

ISSUES AS OF 11/3/2022 (DM): none of the issues raised in the 9/28/22 confirmation have been addressed and debtor has not made a payment since August - EMAIL SENT TO MCCDOWELL LEGAL THAT WE ARE RECOMMENDING DISMISSAL

***Need a POC filed by PHH in order for Trustee to disburse. Three unsecured creditors listed in Part 5b are not student loans and should be paid in the plan***

1) PHH Mortgage has not filed a POC - Bar Date expired 8/18/22. Debtor is not named on Deed or Mortgage. Property in name of debtor's mother and she passed away 2/2/22. Without a POC, the Trustee will not pay per plan arrears. This needs to be addressed by debtors counsel.

2) Trustee OBJ:
- There is $57,749 non-exempt equity in the house (100% PLAN).
- Need USAA FSB statement for April & May (STILL NEED MAY STATEMENT).
- Need Bank of America statements for April & May - listed on paystub (SEE DOC #20).
- Need Meta Bank statements for April & May - listed on paystub (RESOLVED - MONEYLION INC STATEMENTS PROVIDED - THIS IS METABANK - END BALANCE $40.58).
- First page of the Deed only lists Ruth Ware. On the 3rd page it shows Ruth Ware and Carlene Ware - need to have something showing Carlene has ownership interest (PROVIDED THE SAME DEED WHICH IS FAULTY AS IT FAILS TO LIST DEBTOR ON PAGE 2 ALONG WITH RUTH WARE, NAME ON PAGE 3 DOES NOT INDICATE OWNERSHIP. THE MORTGAGE IS ONLY IN THE NAME OF RUTH WARE. THERE IS NOTHING SHOWING OWNERSHIP OF THE DEBTOR TO THIS PROPERTY).
- Need to file Pre Confirmation Certification (FILED).


Prop. Plan $330 x 60, 100% Plan
PTD 2/5 = $660
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
17811/9/2022 10:00 am22-14973 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,800.00
ISSUES AS OF 11/3/2022 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $300 x 36 STARTING 7/1/22, BASE PLAN, LOAN MOD WITH WILMINGTON SAVINGS BY THE DATE SET FORTH IN THE LOSS MIT ORDER, NO PAYMENT OR RESERVE TO WILMINGTON SAVINGS BY THE TRUSTEE PENDING THE LOAN MOD***

1) Wilmington Savings (Stern Eisenberg) OBJs - $73,220.86 arrears (CONSENT ORDER ENTERED - LOAN MOD BY LOSS MIT ORDER).

2) Trustee OBJ:
- Debtor has insufficient income .
- Plan fails to provide for a prompt loan modification completion date.


Prop. Plan $300 x 36, Base Plan
- Loan Mod by 2/1/23
PTD 5/5 = $1,500
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
17911/9/2022 10:00 am22-15019 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issues as of 11/3/2022 (JMA)

1) Wells Fargo Bank (RASC) objection to confirmation - need to resolve MOTION FOR RELIEF 12/14/2022, FAILURE TO MAKE POST PETITION PAYMENTS
-loan is not eligible for a loan modification as modification limit has been reached per investor rule
2) Nancy Kennedy (Epstein Becker) objection to confirmation - need to resolve
3) Trustee objection to confirmation - need to resolve
-Wells Fargo Bank objection to confirm, need to resolve


proposed plan $104x60 sale by 2/28/2022 with minimum $3,000 dividend
paid in $520
last claim 35
Matter ResolvedRequest
Adjourment
18011/9/2022 10:00 am22-15194 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $200.00  Total Paid In: $800.00
AS of 10/31/22(mk): email to atty-ok to terms

**CAN REC CONFIRM AT $600 PTD, Then $200 x 32 Begin 11/1/22, 100%, Preserve t/h Equity in real property of $725,887. Sale of real property (8th St ) by 5/1/23. Low base pending sale. **


---------------------------
1. Objection by Wells fargo(Brock & Scott):
-loan matured and is $527,752.21 sale /refi speculative (CO SUBMITTED 9/28/22- PAY POC #1 via sale of RE by 5/1/23

2. Trustee Objection:
-here is non-exempt equity in real property $725,887.79, Porsche $2,640 and Lakeland
Bank $89,694.72.PLan is 100%.
- pre conf cert.(Filed)

Plan: $200 x 36 begin 8/1/22; 100% and Sale/Refinance on N 8th St by 8/1/23
3/4 payments
Matter ResolvedRequest
Adjourment
18111/9/2022 10:00 am22-15214 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 6 required payments   Arrears: $0  

AS OF 11/2/22 (SF)

341 not held or rescheduled due to missing documents


9/13/22 - Debtor to file MP to reject the lease (NO MP FILED. STAY IS VACATED AS TO LANDLORD)

1. Page 2 of claim 3-1 is missing for NJ Motor Vehicle Commission. Need amended claim.


Plan proposes $250 X 54 0%
Payments: 3/5 Arrears: $437
Matter ResolvedRequest
Adjourment
18211/9/2022 10:00 am22-15393 / MBKCamille J. Kassar, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $1,000.00
AS OF 11/3/2022 (at):

RECOMMEND: $600 PAID TO DATE, $259 x 56 BEGINNING 12/1/2022, LOAN MODIFICATION BY 1/25/2023 OR AS EXTENDED BY COURT ORDER, 100% TO UNSECURED CREDITORS
Preserve non exempt equity of $9,374 in personal property.
Low base pending loan modification.
Debtor shall make adequate protection payments of $1,600 to Lakeview Loan Servicing directly.

1. Objection filed by Lakeview Loan Servicing/Nationstar (Robertson Anschutz) - failure to cure arrears of $90,639.89 (Per POC) (RESOLVED - LOAN MOD BY 1/25/2023 OR AS EXTENDED. ADEQUATE PROTECTION PAYMENTS OF $1,600/MONTH DIRECTLY TO CREDITOR)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance, if not confirmed by 11/9/22, insurance expires 11/11/22. (NOT RECEIVED)
- Must resolve creditor objection. (RESOLVED)


************************************RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,595 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in Wells Fargo Bank acct $9,374. (100% Plan ) (LANGUAGE ADDED)
- Amendments to Schedules B and C to add Wells Fargo checking acct. (AMENDED)
- Must file Pre-confirmation certificate. (FILED)

Modified plan before confirmation proposes: $200 x 60 beginning 8/1/2022, loan modification by 12/31/2022, 100% plan
Payments: 3/4, arrears $200
Matter ResolvedRequest
Adjourment
18311/9/2022 10:00 am22-15408 / MBKTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 5 required payments   Arrears: $0  

Per atty ok to dismiss/hold fees
AS OF 11/3/22 (SF) Debtor is not making payments 1 of 4

1. Debtor does not propose to pay mortgage arrears and there are no other claims to be paid

2. Motion for Relief filed by Freedom Mortgage scheduled for 11/9/22 (No Oppositon)

3. Objection filed by Freedom Mortgage (Fissel) - failure to pay arrears and speculative sale

4. Trustee objection:
-Freedom Mortgage Corporation (Brock & Scott) objection to confirmation
-need to file Pre Confirmation Certification with Court

Plan proposes $100 x 60 100%; Sale by 1/15/23 - No Discharge
Payments: 1 of 4 Arrears: $300
Matter ResolvedRequest
Adjourment
18411/9/2022 10:00 am22-15414 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,000.00
OTBS, LOAN MOD BY 2/28/23, NO PAYMENT OR RESERVE BY TRUSTEE PENDING LOAN MOD

AS OF 11/9/2022 (at):

RECOMMEND: $200 x 60 BEGINNING 8/1/2022, LOAN MODIFICATION BY 2/28/2023, 100% TO UNSECURED CREDITORS
Need order resolving objection by US Bank within 30 days of confirmation.
Preserve non exempt equity of $38,665 in real estate.
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Trustee will not disburse towards pre-petition mortgage arrears pending loan modification.

1. Objection filed by US Bank (McCalla Raymer) - failure to cure arrears of $122,547.87 (Per POC) - OTBS, LOAN MOD BY 2/28/23, NO PAYMENT OR RESERVE BY TRUSTEE PENDING LOAN MOD

2. Trustee's objection:
- need to file Pre-Confirmation Certification. (NOT FILED)

**********************************
RESOLVED ISSUES:
- Debtor receives a monthly pension payment of $492.21 which began in March 1999 was not listed on Schedule I. (AMENDED I FILED)
- BOA Savings account balance as of 6/28/2022 is $7,074.29. Northfield savings account balance as of 6/30/2022 is $31,591.48. Both are higher than listed and Schedules A/B and C should be amended to reflect the correct amounts. (LANGUAGE ADDED)

Plan proposes: $200 X 60 beginning 8/1/2022, loan modification by date in loss mitigation order, 100% to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
18511/9/2022 10:00 am22-15419 / MBKShmuel Klein Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $800.00  
liability insurance uploaded (dm)

issues as of 11/3/2022 (JMA)

1) 341 hearing not held, not rescheduled
2) Wilmington Trust Company (Powers Kirn) objection to confirmation - need to resolve
-approximate arrears $3,613.52
3) MTGLQ Investors (Parker McCay) objection to confirmation - need to resolve
-plan is ambiguous, not feasible and impermissible

proposed plan $800x60 base plan
paid in $2400
arrears $800
last claim 3
Matter ResolvedRequest
Adjourment
18611/9/2022 10:00 am22-15460 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $5,578.00
As of 10/31/22(mk)

**NEEDS TO CONFIRM AT $2,632 PTD, Then $1,473 x 57 Begin 11/2/22, Base. Debtro to sign up for EWage for TR Payments**w/in 10 days**


1. Trustee objection:
-The debtor should make Trustee payments
using eWage because the current case is the fourth filing of the debtor
------------------------------
CLAIMS ISSUE BELOW ALL STRAIGHTENED OUT
>>POC#12-1 FILED BY BURNT TAVERN-docs are conflicting as the POC has 5,005/01 as total and does not check secured( even tho this appears to be a docketed j'ment). then attached is a letter and then the old form of POC that has secured for 5,005.01, unsecured for $5,585 and then has 250 as priority for post petition per month- ***NEEDS AN AMENDED POC FOR SECURED OR AN ORDER THAT SETS FORTH THE SPECIFIC TREATMENT FOR THIS CLAIM
-Must file Pre-confirmation certificate.(Filed)

> MFR (Affinity Fed'l Credit Union)For prospective relief on 8/24/22.OTBS -Terms=Debtor to make her payments timely to mtg co and TR and abide by terms of loan docs. if not fie cert of default and if Stay lifted by Order than prospective relief for future cases filed w/in 2 yrs. after entry of the Order.
-need CMA for timeshare(Provided)
-need updated homeowner's insurance on
residence, if not confirmed by 9/13/22. (PROVIDED)
- Need Updated auto insurance, if not
confirmed by 9/13/22.(Provided).


Plan:$1,316 x 60 begin 8/1/22; Base
2/3 payment
Matter ResolvedRequest
Adjourment
18711/9/2022 10:00 am22-15487 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $4,420.00
updated as of 11/7/2022

ok to confirm at $884x60 begin 8/1/2022 100% plan

as of 11/3/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Must resolve IRS estimated tax claim for 2019-2021

proposed plan $884x60 100%
paid $3536
claim 13

Matter ResolvedRequest
Adjourment
18811/9/2022 10:00 am22-15506 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $250.00  Total Paid In: $1,000.00
AS OF 11/9/2022 (at):

RECOMMEND: $250 x 12 BEGINNING 8/1/2022, $1,354 X 48 BEGINNING 8/1/2023, LOAN MODIFICATION BY 1/1/2023, 100% TO UNSECURED CREDITORS
Low base pending loan modification.
Preserve non exempt equity of $16,776 in real estate.


As of 11/1/22 (DS): 1. Debtor in arrears $500, made 2 out of 4 payments, last payment made 9/14/22.

2. Trustee obj to the following:
- Need 401(k) loan balance statement, prior to filing date and updated auto insurance, if not confirmed by 11/9/22, insurance expires 11/3/22 (INSURANCE SUBMITTED).
- Plan fails to provide for the non-exempt equity in real property $6,155.71 and timeshare $10,621 total $16,776.71. (OKAY TO ADD EQUITY THRESHOLD)
- Tax refund $2,906 not listed on Sched I, disposable income verifies $463.

Prop Plan $250 x 12 begin 8/1/22; $1,354 x 48; Base and Loan mod on Bittern Ln by 1/1/23
Matter ResolvedRequest
Adjourment
18911/9/2022 10:00 am22-15517 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
11/22/2022 10:00 am
Debtor has made 85445.75 of 5 required payments   Arrears: $0  
Total Paid In: $85,446.00
CLOSING TOOK PLACE ON 11/4/22 - HUD SUBMITTED - TRUSTEE TO RECEIVE $84K
ADJ TO 11/22 TO REVIEW HUD

AS OF 11/3/22 (SF)

1. Objection filed by the Bank of NY Mellon (Raymond) - failure to pay arrears of $99,097.94 and speculative loan mod and sale.

2. Order to Sell entered on 10/27 and Loss Mit Order entered on 10/13/22 (IS THERE A SALE DATE?)

3. Trustee objection:
- Need proof of 2 month's income - from Debtor and spouse by 2/28/23.
A copy of the last filed tax return - for 2021 from non -filing spouse.
- A copy of the homeowner's insurance renewal declaration - insurance expires 10/31/22.
= The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home
maintenance $250, Clothing $250 and Auto insurance $415 (verifies $209, per proof of
insurance).
- Disposable income verifies $921.
- There is non-exempt equity in real property $80,700. (100% Plan)


Plan proposes $300 x 60 100% plan loan mod by 1/1/23 or sale by 8/1/23
Payments: 3/4 Arrears $300
Matter ResolvedRequest
Adjourment
19011/9/2022 10:00 am22-15613 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 5 required payments   Arrears: $0  

issues as of 11//2022 (JMA)

1) 341 still hearing not held, rescheduled for 12/8/2022
2) Phillip & Phyllis Wollfolk (Scott Kaplan) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
19111/9/2022 10:00 am22-15636 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,250.00  
As of 11/3/22 (DS): Debtor atty requested adjournment, 341 sched 11/17/22
Matter ResolvedRequest
Adjourment
19211/9/2022 10:00 am22-15641 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 5 required payments   Arrears: $0  

as of 11/34/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- NJ Division of Taxation priority claim is estimated for 2018-2021 taxes - need to resolve
-IRS priority claim #9 is estimated for 2019-2021 taxes and the unsecured claim for 2016-2018 taxes- need to resolve

proposed plan $1601x60 begin 8/2022 0% plan
paid in $1600
arrears $4804
last claim 11
Matter ResolvedRequest
Adjourment
19311/9/2022 10:00 am22-15661 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

NEED PROOF OF HOMEOWNER'S AND AUTO INSURANCE (received)

AS OF 11/3/22 (SF) The plan does not address any secured claims.

1. Objection filed by PNC Bank (Lebron) - failure to provide for secured creditor and fails to pay arrears of $935.65 (OTBS)

2. Objection filed by Santander (Morton) - plan fails to list Santander/Chrysler Capital as unaffected. There are also arrears of $430 (OTBS)

3. Objection filed by PNC Bank (Lebron) - plan does not provide for secured creditor

4. Trustee objection:
- A copy of the homeowner's insurance renewal declaration - Policy expired 9/12/2022.
- Need proof of insurance for the 2022 GMC. Policy expired 9/12/2022.
- A Modified Plan that address Santander and
Americredit secured claims.
- Need Amendment to Schedules D to separately list the 2 PNC mortgages.
- There is $2,964 in non exempt equity in the bank account.
- Need to file Pre-Confirmation Certification.
- need Hud/ settlement statement from sale of Smithfield CT. and explanation as to what debtor did with his half of the proceeds (SUBMITTED - NEED TIME TO REVIEW)

Plan proposes $342 x 60 Base
Payments: 3/4 Arrears: $342
Matter ResolvedRequest
Adjourment
19411/9/2022 10:00 am22-15719 / MBKMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $414.00  Total Paid In: $2,250.00
As of 11/7/22 (DS): Ok to confirm at $1,800 paid, $864 x 56 begin 12/1/22; Base with a minimum dividend $31,701.23, due to non-exempt equity AND add to confirming order Trustee ok to pay the arrears claim#12-1 of US Bank

1. BELOW ISSUES REMAIN UNRESOLVED.

As of 9/8/22 (DS) Debtor attorney requested adjournment to allow time to get spouse income

9/13/22 (DS): 1. Trustee obj to the following:
- Schedule J includes an expense of "taxes for the year 2022 $420" is this amount being paid to the IRS each month? Needs proof/explanation. NONE PROVIDED, DEDUCTING THIS EXPENSE FROM SCHED J VERIFIES THERE IS DISPOSABLE INCOME $1,740.84.
- Total income for Debtor and spouse verifies $10,789.84, deduct tax expense $420, disposable income verifies $1,740.84.
- There is non-exempt equity in real property $31,701.23, POC filed. Only 1 of the comps is within 6 months of filing. Used the broker opinion range to get value of $545,000. ATTY OK WITH NON-EXEMPT EQUITY

2. US Bank (ROBERTSON, ANSCHUTZ, SCHNEID) obj to arrears owed $4,800.76, POC filed $4,125.42. OTBS TRUSTEE OK TO PAY ARREARS CLAIM

Prop Plan $450 x 60 begin 8/1/22; Base
Note: Updated homeowner insurance provided. Certification from Debtor attorney certifies that she has proof of Debtor's social security card. Pre-conf cert filed.
Matter ResolvedRequest
Adjourment
19511/9/2022 10:00 am22-15721 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $300.00  
INSURANCE SUBMITTED
AS OF 11/3/22 (SF)

Plan is not feasible and Homeowner's insurance expired 10/16/22
SUBMITTED AR
1. Plan is not feasible at 100% due to claim 5-1 filed by Robert and Christine Sylvia $106k

2. Bank of NY/Carrington filed arrears claim 7-1 for $1984.71 which is not addressed in plan (OK TO PAY?)

3. Hyundai Capital filed claim 6-1 for a leased vehicle with zero arrears. Lease is not assumed in the plan.

4. Trustee objection:
- The debtor has insufficient income ; disposable income verifies $ -1,116.75..
- Need a copy of the homeowner's insurance renewal declaration - with personal liability. (STILL NEED)
- As of now, there is $28,825. equity in real property. plan is 100%.


Plan proposes $300 x 60 100%
Payments: 3/4 Arrears: $300

RESOLVED ISSUES:
- Need amendments to Schedules A to correct street address. (AMENDED)
- Must file Pre-confirmation certificate.
Matter ResolvedRequest
Adjourment
19611/9/2022 10:00 am22-15727 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $1,000.00  Total Paid In: $1,500.00
AS OF 10/25/2022 (at):

RECOMMEND: $500 x 60 BEGINNING 8/1/2022, SALE OF RESIDENCE BY 2/28/2023, 100% PLAN
Low base pending sale of residence.
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Preserve non exempt equity of $181,311 in real estate.

1. Objection filed by Rocket Mortgage/Quicken Loans (KML) - failure to cure arrears of $7,101.20 (Per POC). Plan proposes to pay $0. (RESOLVED - Sale by 2/28/2023 and regular post petition payments to be made pending sale.)

2. Trustee's objection:
- The debtor has insufficient income .
- The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - insurance expires
10/27/22. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250 and Tele/Cell/Internet/Cable $620.
- Must file Pre-confirmation certificate. (NOT FILED)

***********************************
RESOLVED ISSUES:
- The current Plan does not specify treatment of Quicken Loans/Rocket for $7,101.20 under the Plan. (OBJECTION FILED AND RESOLVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $181,311. (100% PLAN)

Plan proposes: $500 x 60 beginning 8/1/2022, refinance by 8/1/2023, 100% to unsecured creditors
Payments: 2/3, arrears $500

Matter ResolvedRequest
Adjourment
19711/9/2022 10:00 am22-15741 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $1,352.00  Total Paid In: $5,408.00
AS OF 10/25/2022 (at):

RECOMMEND: $1,352 x 36 BEGINNING 8/1/2022, BASE
Claim #4 filed by JP Morgan will be paid through the plan.
Debtor's attorney must file the Pre-Confirmation Certification within 7 days of confirmation.
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

1. JP Morgan filed a secured arrears claim #4 in the amount of $209.17 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
- The debtor has insufficient income.
- The debtor has failed to file a feasible plan
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$350/month for clothing
$250/month for personal care
$3,200/month in credit cards
$1,000/month for personal loans
$1,345/month for student loans
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)


***********************************
RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- updated proof of income for debtor's job (Aug & Sept). (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $875 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $1,352 x 60 beginning 8/1/2022, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
19811/9/2022 10:00 am22-15784 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $231.00  Total Paid In: $1,200.00
SEE NOTES BELOW - WORK-UP AT 100%

RECOMMEND: $900 PAID TO DATE, $531 x 56 BEGINNING 12/1/2022, 100% PLAN
Trustee shall pay One Main Financial, Claim #5, a secured claim in the amount of $7,425. The unsecured portion in the amount of $9,171.40 will be paid with the other general unsecured creditors pursuant to the terms of confirmation.

As of 11/1/22 (DS): 1. BELOW ISSUES NEEDS TO BE RESOLVED.

9/13/22 (DS): 1. Trustee obj to the following:
- Excessive expenses on Sched J such as: $700 Car insurance (auto policy provided shows premium of $5,804 which is $612 month; 3 car payments $596, $520 and $265 (daughter's car, also not listed in Plan) and $540 Tele/cell/Cable/Internet (allowance $450). There would be disposable income $1,286.83. BAR DATE 9/29/22 TOTAL GUCS FILED $12,749.40, IF REMOVING CLAIM#5-1 WOULD BE $3,578.
- Per 6/10/22 Chase statement provided end balance in 2 checking accts totals $2,110.13, schedules B and C only list $300, need to file Amended Schedules to list correct amount.

2. OneMain (2018 Nissan) filed arrears claim $567.03. Trustee ok to pay? (YES)

3. OneMain (2010 Dodge) filed bifurcated claim, no arrears, secured $7,425, unsecured $9,171.40. If paying 100% will need to know if this is to be paid, since total gucs includes this amount. (PAY AS FILED)

4. Santander (MORTON) obj to plan silent, does not mention creditor. POC filed with no arrears, obj must be resolved. (OTBS)

Prop Plan $300 x 60; Base
Matter ResolvedRequest
Adjourment
19911/9/2022 10:00 am22-15797 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 5 required payments   Arrears: $0  

10/28/22 (SF) PER ATTY OK NO OBJ TO DISMISSAL HOLD FEES - AR


AS OF 9/6/22 (SF) UPDATED - Adj request denied. Need consent from objecting creditor.

1. MUST REQUEST ADJOURMENTS OF 341 AND CONFIRMATION HEARINGS
2. 341 NOT HELD - RESCHEDULED TO 9/22/22
3. PAYMENTS: 2/2

Matter ResolvedRequest
Adjourment
20011/9/2022 10:00 am22-15859 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $800.00  Total Paid In: $3,200.00
11/4/22(mk):email to atty- updated -ok to terms

**CAN REC CONFIRM AT $2,400 PTD, The $800 x 55 Begin 11/1/22. 100%.
Preserve equity T/H of $112,923.
LM w/ Island Cap,LLC on Newington Lane by 2/15/23.
Trustee is Authorized to pay arrears to Island Cap LLC on claim #4-1 pending LM.
Trustee is authorized to pay Deutsche Bank arrears claim #2-1 through the plan.
OTBS resolving Deutsche Bank objection w/n 30 days.
File Fee application w/in 7 days.
File pre conf Cert in 7 days.
Low base pending LM**

1. Objection By Deutsche Bank(RAS):PER ATTY WILL PAY ARREARS PER POC
Plan fails to pay arrears.

2. Trustee Objection: PER ATTY WILL DO 100%
-need current home insurance w/ personal
liab. coverage.
-Excessive expenses:
Form 22C-1 and 22C-2 deducts excessive
expenses. Part 2, Line #13 deducts
$1,989.23 retained by spouse, needs
explanation and proof. Form 22c-2 Line
#13c and #13f take $588 each,
one car is financed and other is new. Line
#21 takes $400 childcare and Line #30
additional food and clothing expense
$77.20.
- Home maintenance $280, Utilities $550,
Food $1,400, Education/Childcare $400,
Clothing $400, Car payment $828, Son living
in Nigeria $1,100 - HOW OLD I IS SON?(requires proof of monthly
payment) and Spouse credit cards $1,000
(requires proof of payments). Proof of
documents to be provided 7 days before
confirmation).
- plan is not proposed in good faith in
accordance with 11 U.S.C. ? 1325(a) (3).
Plan does not propose non-exempt equity.
-There is 112,923 non-exempt
equity in real property.
-Pre conf cert.
-fee app in 7 days

Plan:$800 x 60 begin 8/1/22; Base and Loan mod w/ Island cap(2nd mtg) on on Newington Ln by 2/15/23
3/4 payments
Matter ResolvedRequest
Adjourment
20111/9/2022 10:00 am22-15860 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,000.00  
INSURANCE RECEIVED

AS OF 11/4/2022 (at):

1. Objection filed by Carrington Mortgage/Wilmington Savings (Fein Such) - failure to cure full arrears of $84,659.34. (Per POC) Plan proposes to pay $65,000. (OKAY TO PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2020 & 2021 (NOT RECEIVED)
- Auto insurance for 2001 Ford Mustang and 2002 Dodge Durango, insurance expired 5/11/22. (NOT RECEIVED)
- Must resolve creditor objection. (UNRESOLVED)

**********************************
RESOLVED ISSUES:
- The debtor has undertaken an improper use of exemption. Specifically:
- Schedule C over exempts d(5) by $7,176 for Wells Fargo Bank checking acct and $50 Wells Fargo savings acct. Schedule C takes full d(1) exemption.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is non-exempt equity in real property $145,560.86, Wells Fargo checking acct
$7,175 and Wells Fargo savings acct $50. (LANGUAGE ADDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $600, Clothing $250 and Transportation $575. (100% PLAN)

Plan proposes: $500 x 12 beginning 8/1/2022, $1,400 x 48 beginning 8/1/2023, loan modification by 2/1/2023, 100% to unsecured creditors
Payments: 2/4, arrears $1,000
Matter ResolvedRequest
Adjourment
20211/9/2022 10:00 am22-15954 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $118.00  Total Paid In: $2,000.00
AS OF 11/2/2022 (at):

RECOMMEND: $1,500 PAID TO DATE, $618 x 56 BEGINNING 12/1/2022, 100% TO UNSECURED CREDITORS
Preserve non exempt equity of $22,545 in real estate.
Claim #1 filed by the IRS will be paid through the plan.
Claim #3 filed by Freedom Mortgage will be paid through the plan.

1. The IRS filed a priority claim #1 in the amount of $3,464.89 which is not in the plan. Is it ok to pay this claim?

2. Freedom Mortgage filed a secured arrears claim #3 in the amount of $358.55 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021 prior to confirmation. (RECEIVED - NO REFUND)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $650/month for transportation (debtor works locally)
Need proof of excessive expenses 10 days prior to confirmation.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,012.00
when determining disposable income.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $22,545.87 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $500 x 60 beginning 8/1/2022, 100% to unsecured creditors
Payments: 3/4, arrears $500
Matter ResolvedRequest
Adjourment
20311/9/2022 10:00 am22-15983 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $800.00  Total Paid In: $3,200.00
AS OF 10/27/2022 (at):

RECOMMEND: $800 X 36 BEGINNING 8/1/2022, BASE WITH A MINIMUM OF $5,000 TO UNSECURED CREDITORS
Preserve non exempt equity of $4,075 in personal property.
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

1. Motion to modify claim of IRS is scheduled for 11/22/2022. Need outcome of this motion.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- IRS filed estimated tax claim for priority and general unsecured. (ESTIMATED)
- must file pre conf cert. (NOT FILED)

***********************************
RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- AS of now there is equity in the following personal property: Bank acct #6987 $1500, acct#8788 $2050 and cash $525 (LANGUAGE ADDED)
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- certification for explanation of how debtor and spouse are paid and attach support. (RECEIVED)

Plan proposes: $800 x 36 beginning 8/1/2022, not less than $5,000 to unsecured creditors
Payments: 2/3, arrears $800
Matter ResolvedRequest
Adjourment
20411/9/2022 10:00 am22-16218 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 4 required payments   Arrears: $581.00  
10/31/22:MK: MP filed and on for 12/14/22- THIS PLAN(doc. #2) IS DENIED

AS of 9/21/22(mk): proof of payment uploaded

1. Trustee Objection:
- need Bitcoin and cash app balance statements, prior to filing
date.
-need a MP to address car lease.
-need Amendments to Schedules G to add vehicle lease and
Sched J. to remove student loan expense
- excessive expenses: Car insurance $388.33 (need proof of
auto insurance), Car payment $469 (Sched B, D or Plan does
not list car), Debtor student loans $300 (plan does not list
student loans to be treated outside) and spouse expenses
listed on Sched J (requires proof of expenses 10 days prior to
confirmation.
- Proof of income verifies higher(for spouse) and 22c has
disposable income and may have additional income pending
proof of expenses.
-need service on plan motions.
-Need 2 months bank statements from Investors Bank savings
account (prior to filing date), Auto insurance and proof of
expenses in obj 10 days prior to confirmation hearing.
-need pre conf cert
---------------------------
>Objection by Rocket Mtg(KML): THIS WAS W/D
-plan fails to pay arrears.MK: petition had NO real property- appears to be in non filing spouse name..& POC HAS NO ARREARS

Plan:$225.96 x 60; Base
2/2 payment
Matter ResolvedRequest
Adjourment
20511/9/2022 10:00 am22-16260 / MBKGabriel Del Virginia, Esq.Confirmation Hearing on Modified PlanContinued
1/25/2023 10:00 am
Debtor has made 52 of 4 required payments   Arrears: $0  


ATTY REACHED OUT TO EC OK TO ADJ
issues as of 11/3/2022 (JMA)

1) 341 not held, rescheduled for 11/10/2022
2) US Bank (McCalla Raymer) objection to confirmation - need to resolve
- arrears approximately $53,000
Matter ResolvedRequest
Adjourment
20611/9/2022 10:00 am22-16406 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $800.00
11/1/22(mk):

**CAN REC CONFIRM AT $ 200x 60 Begin 9/1/22 Base. Student loans outside.Distribution is per plan.
TR is authorized to pay claim 8-1 St. Of NJ $378.43 through the Plan. pre conf cert in 7 days**

1. POC filed by NJ Div Of tax($378.43) -OK TO PAY? Per atty - yes pay

2. Trustee Objection:
-not paying all disposable income into
plan. Verified income leaves monthly
disposable income of $1,089.41. ( His income
from Costco pay stubs added in- It was not on
sch I)- CERT. FROM DEBTOR- NO LONGER WORKS AT COSTCO
- must file pre conf cert.
--------
-Need statement for pension loan(provided - 84 mos left)

Plan: $200 X 60 BEG 9/2022; BASE. Std Loans outside
3/3 payments
bar date 10/24
Matter ResolvedRequest
Adjourment
20711/9/2022 10:00 am22-16457 / MBKSCOTT E. TANNE, PC.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $750.00  Total Paid In: $2,250.00
AS of 11/4/22(mk):email to atty-atty ok to terms

**CAN REC CONFIRM AT $750 x 60 Begin 9/1/22. 100%. Preserve equity Threshold of $79,845.Student loans outside.
OTBS on objection By Willington Savings allowing Trustee to pay the arrears through the plan. Strike per claim of Princeton Radiology. pre conf cert in 7 days**


1.Objection by Wilmington Sav( Frenkle Lambert): plan fails to pay arrears. - IS THIS RESOLVED BY PAYING POC AMT $31,305.03?- OTBS ON THIS


2. Bar date has passed and no claim has been filed by Princeton radiology. plan has pay $831. CAN STRIKE THIS PER PLAN OR DEBTRO CAN FILED A CLAIM AMD MOTION TO PAY LATE CLAIM- Which do you want? MK: Per Atty yes strike

3. Trustee objection:
-Income verified much higher that scheduled(leaving dispos income of 2,750
-non exempt equity in house $79,845.37 - OK 100% PLAN PROPOSED

Plan:$750 X 60; 100%
3/3
Matter ResolvedRequest
Adjourment
20811/9/2022 10:00 am22-16486 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $2,100.00  Total Paid In: $6,300.00
as of 11/4/2022 (JMA)

ok to confirm at $2,100x60 begin 9/1/2022 100% plan

proposed plan $2100x60 begin 9/1/2022 100%
paid in $4200
arrears $2100
last claim 1

Matter ResolvedRequest
Adjourment
20911/9/2022 10:00 am22-16555 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $7,675.00  
AS OF 10/27/2022 (at):

1. 341 is scheduled for 11/10/2022.
2. Payments: almost 1/2, arrears $4,450
Matter ResolvedRequest
Adjourment
21011/9/2022 10:00 am22-16590 / MBKGarrett I. Elias, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

RECEIVED HOMEOWNERS INSURANCE

As of 10/28/22 (DS): 341 sched 11/10/22, must submit updated auto insurance (insurance expired 9/27/22), then submit confirmation adjournment.
Matter ResolvedRequest
Adjourment
21111/9/2022 10:00 am22-16606 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,920.00  
AS OF 11/4/2022 (at):

1. The IRS filed an estimated priority claim #1 which needs to be resolved/amended.


**********************************
RESOLVED ISSUES:

The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
-disposable income on schedules verifies at $12,222 per month (100% PLAN)
Trustee's objection:
-need to file Pre Confirmation Certification with Court (FILED)

Plan proposes: $1,920 x 60 beginning 9/1/2022, 100% to unsecured creditors
Payments: 2/3, arrears $1,920
Matter ResolvedRequest
Adjourment
21211/9/2022 10:00 am22-16651 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,649.00
updated 11/7/2022 (JMA)

ok to confirm at $1,200 paid to date, $447x33 begin 12/1/2022 which includes minimum $9,210 dividend to general unsecured creditors

issues as of 11/4/2022 (JMA)

1) Bank of America (Parker McCay) objection to confirmation - need to resolve
-approximate arrears $1,369.09
order submited ok to pay
2) Trustee objection to confirmation- need to resolve
-need to file Pre-Confirmation Certification with Court
filed
-need to resolve objection by Bank of America

proposed plan $400x36 minimum $9,210 dividend to gucs
paid in $1,200
last claim 9
Matter ResolvedRequest
Adjourment
21311/9/2022 10:00 am22-16659 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $5,400.00
AS of 11/8/22(mk) Updated -email to atty- OK TO TERMS

**CAN REC CONFIME AT $3,600 PTD THEN $1,800 x 57 Begin 12/1/22 100%.
- Preserve Equity Threshold of $158,373 in
real and Personal property.
-Student loans to be paid outside plan.
-COTBS w/ Santander w/in 15 days to pay
secured claim #1-1 through the plan. must --must file pre conf cert in 7 days. **

>>NOTE: PLAN WILL END EARLY


#1 is resolved COTBS: PAY CLAIM (1-1) AS SECURED

1. Objection by Santander (Saldutti- R. McDowell):
Has judgment on RE. Total Liens exemption is less than debtor's interest in the RE. PLan improperly attempts to avoid a Judicial lien.

2. Trustee Objection:PLAN IS 100%
- Need CMA w/ comparables in last 6 mos.
- excessive expenses:$600/month for utilities
$1,775/month for private school Need proof
of excessive expenses 10 days prior to
confirmation.(PLAN IS 100%)
- not paying all dispos. income into
plan: Verified income leaves monthly
disposable income of $3,816.42.
- As of now, there is $144,565.50 in non
exempt equity in the Lakewood property
and $25,000 in non exempt equity in the
business. The plan must continue to make a
100% payout to creditors.(PLAN IS 100%)
-Need to file Pre-Confirmation Certification

Plan:$1800 X 60 BEG 9/2022; 100% Student loans outside
2/3
Matter ResolvedRequest
Adjourment
21411/9/2022 10:00 am22-16678 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 4 required payments   Arrears: $0  

HOLD DISMISS ORDER UNTILL 11/16 FOR SCHWALB'S MFR ORDER TO BE ENTERED

issues as of 11/1/2022 (JMA)

1) 341 not held, not rescheduled - to date documents needed for 341 hearing have not been provided to the Trustee
2) Not current with Trustee plan payments, arrears $2,000
3) SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
21511/9/2022 10:00 am22-16700 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 4 required payments   Arrears: $0  

AS OF 11/3/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/3, arrears $286
Matter ResolvedRequest
Adjourment
21611/9/2022 10:00 am22-16735 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $775.00  Total Paid In: $2,325.00
AS OF 10/27/2022 (at):

RECOMMEND: $775 x 60 BEGINNING 9/1/2022, BASE WITH A MINIMUM OF $29,177 TO UNSECURED CREDITORS
Claim #5 filed by the IRS will be paid through the plan.
Claims will be paid according to the trustee's order of distribution.

1. The IRS filed a priority claim #5 in the amount of $4,450.37 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that Complete Part 8a, 8c and 8d (FILED)
-need to file Pre Confirmation Certification with Court (FILED)

Modified plan before confirmation proposes: $775 x 60 beginning 9/1/2022, not less than $29,176.31 to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
21711/9/2022 10:00 am22-16741 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
As of 11/4/22 (DS): Debtor attorney requested adjournment, 341 sched 11/10/22.
Matter ResolvedRequest
Adjourment
21811/9/2022 10:00 am22-16806 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 11/9/22 (SF)

1. ATTY MUST REQUEST ADJ.
2. 341 NOT HELD - RESCHEDULED TO 11/17/22
3. PAYMENTS: CURRENT $645 RECEIVED
Matter ResolvedRequest
Adjourment
21911/9/2022 10:00 am22-16807 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 4 required payments   Arrears: $0  

issues as of 11/14/2022 (JMA) 11/9/22 (sf) Ok to dismiss/hold fees

1) JP Morgan Chase Bank (Fein Such) objection to confirmation - need to resolve
-estimated arrears $237,936.74
2) Trustee objection to confirmation - need to resolve
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -there is a total of $13,479.18 in non-exempt equity as follows: $1,234.18 checking account; $500 1972 motorcycle; $11,745 vacant land -car insurance policy expired 8/3/2022, need renewal
-Schedule J includes "additional mortgage payments for your residence $190, Schedule D only shows 1 mortgage - need supporting documents and Amend Schedules A/ B, C and D
-JPMorgan Chase Bank (Fein Such) objection to confirmation - need to resolve
-need to file Pre-Confirmation Certification with Court

proposed plan $300x60 sale of real property within 3 months
paid in $600
arrears $300
last claim 2

Matter ResolvedRequest
Adjourment
22011/9/2022 10:00 am22-16815 / MBKMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,020.00  Total Paid In: $3,060.00
AS OF 10/27/2022 (at):

RECOMMEND: $1,020 x 60 BEGINNING 9/1/2022, 100% PLAN
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Preserve non exempt equity of $254,127 in real and personal property.

Trustee's objection:
- The debtor has insufficient income cert provided from son states he contributes $2,000, not $3,000, disposable income verifies $451.
The debtor has failed to supply the Trustee with the following document (s):
- Must file Pre-confirmation certificate. (NOT FILED)

************************************
RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - (insurance provided expired 9/30/22). (RECEIVED)
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C over
exempts d(5) by $715, takes full d(1) on residence, only allowed $1,475 d(5).
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food
$500.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $242,450.98, 2016 Honda Accord $10,550 and
bank acct $1,127.47 (LANGUAGE ADDED)

Plan proposes: $1,020 x 60 beginning 9/1/2022, base
Payments: 1/2, arrears $1,020
Matter ResolvedRequest
Adjourment
22111/9/2022 10:00 am22-16831 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,200.00  
PAYMENT HAS BEEN MADE
As of 10/28/22 (DS): 341 sched 11/17/22, but no payments made, Debtor in arrears $1,200, soon $1,800. Made 0 out of soon to be 3 payments. Debtor atty provided proof of TFS payment $600 on 10/25/22, but no payment was ever posted.

adj to see if money post as of 11/9

As of 10/25/22 (DS): Debtor atty requested adjournment and provided proof of TFS payment $600, request denied, does not get consent of obj creditor

341 sched 11/17/22
Matter ResolvedRequest
Adjourment
22211/9/2022 10:00 am22-16849 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $200.00  
PAYMENT IN TRANSIT
AS OF 11/2/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/3, arrears $300
Matter ResolvedRequest
Adjourment
22311/9/2022 10:00 am22-16854 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NA
As of 10/28/22 (DS): 341 not held 9/29/22, still missing proof of income for July and August, proof of social security income (statement), 2 months bank statements prior to filing date and most recent mortgage statement. Also, no payments made, arrears $818, soon $1,227, made 0 out of soon to be 3 months.
Matter ResolvedRequest
Adjourment
22411/9/2022 10:00 am22-16856 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 11/7/22 (SF)

1. 341 NOT HELD - RESCHEDULED TO 11/17/22
2. PAYMENTS: 3/3
Matter ResolvedRequest
Adjourment
22511/9/2022 10:00 am22-16871 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,490.00  
issues as of 11/1/2022 (JMA)

1) 341 not held, not rescheduled - to date documents needed for 341 hearing have not been provided to the Trustee
2) Not current with Trustee plan payments, arrears $1,490
3) The Bank of New York Mellon Trust Company (RASC) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
22611/9/2022 10:00 am22-16885 / MBKJohn M. Kenney, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $150.00  
AS OF 10/27/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEAQRING SO THAT THE 341 MAY BE HELD ON 11/10/2022.

1. 341 is scheduled for 11/10/2022.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
22711/9/2022 10:00 am22-16911 / MBKSCOTT E. TANNE, PC.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $2,840.00  
As of 11/4/22 (DS): Debtor attorney requested adjournment to allow time to gather info for Trustee.

As of 11/1/22 (DS): 1. Trustee obj to the following:
- Need Business forms for The Courtland Events and A Blacktop Production and P&L for Blacktop Production.
- P&L for The Courtland Events has expenses for Truck, utilities, tele, repairs/maintenance, car insurance and car payments. No Business forms provided, so unsure if these are expenses from residence or on Sched J.
- Excessive expenses on Schedule J such as: car payment $750. May be moot plan pays 100%.
- 22c has disposable income $1,589.65 and requires 100% to gucs. May be moot since plan propose 100%.
- Must file Pre-confirmation certificate.

2. Arrears claims filed by Clicklease $287.03 and Santander $40. Both listed as outside and need to be paid or move against the claim.

Prop Plan $1,420 x 60 begin 9/1/22; 100%
Matter ResolvedRequest
Adjourment
22811/9/2022 10:00 am22-16957 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $250.00  
AS OF 11/9/22 (SF) - Adj request denied. Need consent from objecting creditor.


1. ATTY MUST REQUEST ADJ.
2. 341 NOT HELD - RESCHEDULED TO 11/10/22
3. PAYMENTS: 1/1
Matter ResolvedRequest
Adjourment
22911/9/2022 10:00 am22-16995 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 11/7/2022 (JMA)
issues as of 11/4/2022 (JMA)

1) Deutsche Bank (RASC) objection to confirmation - need to resolve
-pre-petition arrears $246,665.73
2) Trustee objection to confirmation - need to resolve
-The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Alert Ambulance Service and Jersey Shore University Medical Center. SERVICE WAS MADE ON 10/27/2022, HEARING IS 11/9 - THE CREDITOR DOES NOT HAVE SUFFICIENT TIME TO ANSWER - NEED TO REQUEST AN ADJOURNMENT OF THE CONFIRMATION HEARING
-Need to file Pre-Confirmation Certification. STILL NOT FILED
-Need to resolve the estimated claim filed by the IRS. CLAIM AMENDED TO ZERO
-any non-exempt proceeds from sale of real property to be paid to Trustee.

proposed plan $330x36 begin 10/1/2022 with sale of real property in 6 months base plan
paid in $660
last claim 3
Matter ResolvedRequest
Adjourment
23011/9/2022 10:00 am22-17009 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 3 required payments   Arrears: $0  
Total Paid In: $1,356.00
AS OF 10/27/2022 (at):

RECOMMEND: $677.17 PAID TO DATE, $212 x 35 BEGINNING 11/1/2022, BASE
Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
-need to file Pre Confirmation Certification with Court (NOT FILED)

**************************************
RESOLVED ISSUES:
- A copy of the last filed tax return - 2021 (RECEIVED)
-need to provide PNC Savings account statement (Aug/Sept), not provided (RECEIVED)
-checking statements provided show $300.67 in account as of 8/12/2022, need to amend
schedules A/B and C to reflect the amount (AMENDED)

Modified plan before confirmation proposes: $212 x 36 beginning 10/1/2022, base
Payments: $465.17 credit
Matter ResolvedRequest
Adjourment
23111/9/2022 10:00 am22-17010 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $400.00  
AS OF 10/27/2022 (at):

1. Objection filed by Specialized Loan Servicing/HSBC Bank (Stewart Legal) - failure to cure full arrears of $57,584.48 (Per obj - no POC yet)

2. The IRS filed a priority claim #1 in the amount of $1,464.57 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Wells Fargo Bank statements from 7/27/22 to 9/2/22 and Credit Union of NJ from 8/1/22-9/2/22. (NOT RECEIVED)
- Must resolve creditor objection. (UNRESOLVED)

**************************************
RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE FILED)
- Must file Pre-Confirmation Certification with Court. (FILED)

Plan proposes: $400 x 60 beginning 10/1/2022, loan modification by 3/2023, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
23211/9/2022 10:00 am22-17026 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 3 required payments   Arrears: $1,390.00  
As of 11/7/22 (DS): Debtor attorney withdrew plan 11/3/22 and filed mod plan 11/6/22

1. Trustee obj to the following:
- Need a mod plan that marks off Section 8d.
- Add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certificate.
- Must resolve creditor objection.

3. Wells Fargo (POWERS KIRN) obj to arrears owed are more, POC filed with arrears $36,383.33.

4. Secured judgment lien filed by New Century/Wells Fargo CC for $28,738.27. Trustee ok to pay?

Prop Plan $1,465 x 60 begin 9/1/22; 100%
Note: Secured judgment lien filed by New Century reduces the non-exempt equity, leaving $0.
Matter ResolvedRequest
Adjourment
23311/9/2022 10:00 am22-17043 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $300.00  
AS OF 11/2/2022 (at):

1. 341 is scheduled for 12/1/22.
2. Payments: 1/2, arrears $300
Matter ResolvedRequest
Adjourment
23411/9/2022 10:00 am22-17050 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 3 required payments   Arrears: $1,474.00  Total Paid In: $1,080.00
AS OF 11/3/22 (SF)

RECOMMEND $720 PTD, $917 X 59 (BEG9N 11/1/22); 100% PLAN W/MIN $88,860 TO GUCS PER 22C
- ORDER OF DISTRIBUTION WILL BE PAID PER PLAN


1. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for entertainment
$250/month for miscellaneous
- Reviewed the 22C, Line 22 (health costs) requires documentation, Line 23 (optional phone) requires documentation, Line 30 (food) requires documentation and Line 43 (commuting expense) requires documentation. Per the 22 C, monthly disposable income is $1,481 which requires a minimum dividend of $88,860 to unsecured creditors.
Verified income leaves monthly disposable income of $2,850.74.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution
- Need to file Pre-Confirmation Certification.
- Claims will be paid according to the plan.

Plan proposes $717 60 100% plan
Payments: 1/2 Arrears: $714
Matter ResolvedRequest
Adjourment
23511/9/2022 10:00 am22-17057 / MBKPeter J. Broege, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 3 required payments   Arrears: $872.00  Total Paid In: $781.00
Attorney accepts terms
issues as of 11/4/2022 (JMA)

to confirm need $781 paid to date, $872x58 begin 12/1/2022 100% plan

1) Trustee objection to confirmation - need to resolve
-Need updated proof of insurance for the 2003 Ford. RESOLVED, POLICY PROVIDED
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: $415/month for cable/internet/phone
$600/month for food for one
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $131,091 in non-exempt equity in the residence. (100% Plan)
There is $3,567.00 in non-exempt equity in the timeshare. (100% Plan)

proposed plan $781x60 begin 10/1/2022 base plan
paid in $781
arrears $781
last claim 6
Matter ResolvedRequest
Adjourment
23611/9/2022 10:00 am22-17065 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 3 required payments   Arrears: $475.00  Total Paid In: $237.00
AS OF 11/4/2022 (at):

RECOMMEND: $237.09 PAID TO DATE, $238 x 58 BEGINNING 12/1/2022, BASE

Trustee's objection:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE FILED)
-need to file Pre Confirmation Certification with Court (FILED)

Plan proposes: $237.09 x 60 months beginning 10/1/2022, base
Payments: 1/2, arrears $237.09
(received proof of one TFS payment on 10/27)
Matter ResolvedRequest
Adjourment
23711/9/2022 10:00 am22-17109 / MBKDAVID A. SEMANCHIK, ESQConfirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $25.00  
Matter ResolvedRequest
Adjourment
23811/9/2022 10:00 am22-17138 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 10/27/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: $1,350 credit (monthly payment is only $100/month)
Matter ResolvedRequest
Adjourment
23911/9/2022 10:00 am22-17151 / MBKSCOTT M WILHELM, ESQConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $750.00  
AS OF 10/27/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 AY BE HELD ON 11/17/2022.

1. 341 is scheduled for 11/17/2022.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
24011/9/2022 10:00 am22-17175 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $300.00  
INSURANCE RECEIVED

As of 10/31/22 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-199.13.
- Need homeowner insurance with personal liability coverage.
- There is non-exempt equity in real property $23,542.62 and in 2018 Hyundai Elantra $534.58 (car claim filed less).
- Must file Pre-confirmation certificate.

2. Specialized Loan/Wilmington (STEWART LEGAL) obj plan does not propose to pay arrears pending refinance. Obj must be resolved.

Prop Plan $300 x 12 begin 10/1/22; $700 x 48; Dollar Base $34,000 and Refinance on Deerfield Dr by 10/1/23
Matter ResolvedRequest
Adjourment
24111/9/2022 10:00 am22-17176 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $375.00  
As of 10/31/22 (DS): 1. Trustee obj to the following:
- Need DSO Information Sheet and 2021 tax returns.
- There is disposable income $4,069.66.
- Must file Pre-confirmation certificate.

Prop Plan $500 x 60 begin 10/1/22; Base
Matter ResolvedRequest
Adjourment
24211/9/2022 10:00 am22-17186 / MBKPRO SEConfirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 11/4/2022

1) Trustee objection to confirmation - need to resolve
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $600. RESOLVED
-The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): There is disposable income $826.75.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $2,763 when determining disposable income.
-The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in bank accts $1,581.46.
The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

proposed plan $425x36 begin 10/1/2022 base plan
paid in $850
last claim 7
Matter ResolvedRequest
Adjourment
24311/9/2022 10:00 am22-17187 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $375.00
AS OF 10/27/2022 (at):

RECOMMEND: $125 X 36 BEGINNING 10/1/2022, BASE

Plan proposes: $125 x 36 beginning 10/1/2022, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
24411/9/2022 10:00 am22-17189 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $225.00  Total Paid In: $450.00
AS OF 11/2/2022 (at):

RECOMMEND: $225 x 36 BEGINNING 10/1/2022, LOAN MODIFICATION BY 3/12/2023, BASE

Plan proposes: $225 x 36 beginning 10/1/2022, loan modification by 3/12/2023, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
24511/9/2022 10:00 am22-17204 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $300.00  
As of 11/4/22 (DS): Debtor attorney requested adjournment, 341 sched 12/15/22.
Matter ResolvedRequest
Adjourment
24611/9/2022 10:00 am22-17224 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $176.00  
As of 11/3/22 (DS): Debtor atty requested adjournment, 341 sched 11/10/22,
Matter ResolvedRequest
Adjourment
24711/9/2022 10:00 am22-17227 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $3,675.00
AS OF 11/1/2022 (at):

RECOMMEND: $1,225 x 60 BEGINNING 10/1/2022, 100% TO UNSECURED CREDITORS
Student loans will be paid outside of the plan.
Preserve non exempt equity of $88,959 in real estate.

Trustee's objection:
The debtor has undertaken an improper use of exemption. Specifically:
- debtor is over the limits for (d)(5). Took full real property exemption so only leaves $1,475 under (d)(5). Needs to be amended. (AMENDED SCHEDULE C FILED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $82,824.37 in equity in real property. May change once a claim is filed. Plan is 100%. (NON EXEMPT EQUITY IS $88,959.37 NOW THAT AMENDED C FILED)
- need pre conf cert. (FILED)

Plan proposes: $1,225 x 60 beginning 10/1/2022, 100% to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
24811/9/2022 10:00 am22-17229 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 3 required payments   Arrears: $200.00  
11/1/2022 (at):

MODIFIED PLAN FILED. CONFIRMATION HEARING FOR MODIFIED PLAN IS 12/14/2022.
Matter ResolvedRequest
Adjourment
24911/9/2022 10:00 am22-17235 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  



1. 341 not held - rescheduled to 12/8/22
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
25011/9/2022 10:00 am22-17238 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,217.00
AS OF 11/4/2022 (at):

RECOMMEND: $1,470 PAID TO DATE, $747 x 58 BEGINNING 12/1/2022, 100% PLAN
Preserve non exempt equity of $135,364.00 in residence.

Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -non
exempt equity of $135,364.50 in house - OK PROPOSING 100% PLAN

Plan proposes: $735 X 60 beginning 10/1/2022, 100% to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
25111/9/2022 10:00 am22-17261 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $312.00  
issues as of 11/1/2022 (JMA)

1) 341 not held, not rescheduled - to date documents needed for 341 hearing have not been provided to the Trustee
2) Not current with Trustee plan payments, arrears $312
3) Deutsche Bank National Trust Company (Brock & Scott) objection to confirmation - COTBS
Matter ResolvedRequest
Adjourment
25211/9/2022 10:00 am22-17337 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $345.00  
AS OF 10/27/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 MAY BE HELD ON 11/17/2022.

1. 341 is scheduled for 11/17/2022.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
25311/9/2022 10:00 am22-17363 / MBKWarren D. Levy Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $534.00  
AS OF 10/27/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
25411/9/2022 10:00 am22-17394 / MBKMoshe Rothenberg, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $700.00  
AS OF 10/27/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
25511/9/2022 10:00 am22-17406 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $500.00  
As of 11/7/22 (DS): Debtor attorney requested adjournment, 341 sched 12/1/22.
Matter ResolvedRequest
Adjourment
25611/9/2022 10:00 am22-17466 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Adj to after bar date
Matter ResolvedRequest
Adjourment
25711/9/2022 10:00 am22-17499 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $250.00  Total Paid In: $500.00
AS OF 10/31/2022 (at):

RECOMMEND: $250 x 36 BEGINNING 10/1/2022, BASE

1. Trustee's objection:
-Statement Financial Affairs #15 cash gambling losses amount not disclosed (RECEIVED CERTIFICATION OF EXPLANATION - OK)

Plan proposes: $250 x 36 beginning 10/1/2022, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
25811/9/2022 10:00 am22-17527 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
1/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $915.00  
As of 10/27/22 (DS): Debtor attorney requested adjournment, 341 sched 11/10/22
Matter ResolvedRequest
Adjourment
25911/9/2022 10:00 am22-17530 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $128.00  
Matter ResolvedRequest
Adjourment
26011/9/2022 10:00 am22-17805 / MBKStacey L. Mullen, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN FOR POA TO REPRESENT DEBTOR
Matter ResolvedRequest
Adjourment
011/9/2022 10:00 am22-18292 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledContinued
12/14/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 10/31/2022 (at):

COURT ENTERED A CORRECTION NOTICE MOVING CONFIRMATION FROM 11/9 TO 12/14/2022.
Matter ResolvedRequest
Adjourment
26111/9/2022 2:00 pm17-18982 / MBKMarc C. Capone, Esq.Motion CompensationOrder Previously Submitted
Trustee objection (AMT: INSUFFICIENT FOH TO PAY ENTIRE FEE IN PLAN) EDC
Matter ResolvedRequest
Adjourment
26211/9/2022 2:00 pm17-34326 / MBKMarc C. Capone, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $282,239.00
Matter ResolvedRequest
Adjourment
26311/9/2022 2:00 pm18-23367 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $58,874.00
Matter ResolvedRequest
Adjourment
26411/9/2022 2:00 pm18-27903 / MBKJeffrey E. Jenkins, Esq.Motion CompensationContinued
11/22/2022 9:00 am
Total Paid In: $90,741.00
Trustee objection: (1) The application needs to clarify if the fee is in addition to the amount paid to counsel at closing. If it is the order must be amended. If it is not, counsel still needs to file a fee application for the funds paid at closing.
Matter ResolvedRequest
Adjourment
26511/9/2022 2:00 pm19-25111 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $37,945.00
Matter ResolvedRequest
Adjourment
26611/9/2022 2:00 pm20-17496 / MBKJavier L. Merino, Esq.Motion CompensationGrantedTotal Paid In: $26,475.00
Matter ResolvedRequest
Adjourment
26711/9/2022 2:00 pm21-12608 / MBKScott J. Goldstein Motion CompensationGranted
Fee App for the accountant (Samuel Sweet) from Ch 11 proceeding - fees to be paid outside the plan from funds held by debtor's counsel (dm)
Matter ResolvedRequest
Adjourment
26811/9/2022 2:00 pm21-12608 / MBKScott J. Goldstein Motion CompensationGranted
Fee App for special counsel (Patricia Ronayne) appointed in the Ch 11 proceeding - fees to be paid outside the plan from funds held by debtor's counsel (dm)
Matter ResolvedRequest
Adjourment
26911/9/2022 2:00 pm21-12608 / MBKScott J. Goldstein Motion CompensationConsent Order to be Submitted
Cert of Consent (Doc #134) filed on the Docket

US Trustee obj (McGee)<>Fee App for debtor's counsel (Scott Goldstein) in connection with the Ch 11 proceeding - fees to be paid outside the plan from funds held by debtor's counsel (dm)
Matter ResolvedRequest
Adjourment
27011/9/2022 2:00 pm21-17612 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Continued
1/11/2023 9:00 am
Total Paid In: $21,360.00
Debtor obj<>CITIMTG/ Quail Run (McCALLA RAYMER)

11/9/22(mk) : got email this am in my spam folder from McCalla firm saying they want to adj to 12/14- replied that someone needs to appear and make request
Matter ResolvedRequest
Adjourment
27111/9/2022 2:00 pm21-19833 / MBKPRO SEMotion CompensationConsent Order to be Submitted
Late objection filed by the debtor to the additional fees of his former attorney.
Matter ResolvedRequest
Adjourment
27211/9/2022 2:00 pm22-13730 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $2,000.00
Trustee obj withdrawn
Matter ResolvedRequest
Adjourment
27311/9/2022 2:00 pm22-14144 / MBKAllen I. Gorski, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
27411/9/2022 2:00 pm22-15857 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
27511/9/2022 2:00 pm22-17381 / MBKPRO SEOrder Show CauseContinued
11/22/2022 9:00 am

CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
27611/9/2022 2:00 pm22-17381 / MBKPRO SEOrder Show CauseContinued
11/22/2022 9:00 am

MISSING DOCS
Matter ResolvedRequest
Adjourment
27711/9/2022 2:00 pm22-17381 / MBKPRO SEMotion Extend TimeContinued
11/22/2022 9:00 am

MTN TO EXTEND TIME
*on 10/11 debtor filed schedules A-D but they are incorrect. Schedule C takes no exemptions accept an exemption on M&T mortgage? Schedule D lists himself as a secured creditor. Debtor needs an attorney.
Trustee obj:
(1) The debtor has not provided 341 documents or made payments to the trustee
(2) The debtor has not provided the court with all required documents and proof of credit counseling
(3) The debtor has not met his burden proving the plan feasibility
Matter ResolvedRequest
Adjourment
27811/9/2022 2:00 pm22-17870 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
27911/9/2022 2:00 pm22-17893 / MBKKevin C. Fayette, EsqOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
28011/9/2022 2:00 pm22-17900 / MBKPRO SEOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
28111/9/2022 2:00 pm22-17930 / MBKJohn Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
28211/9/2022 2:00 pm22-17955 / MBKPRO SEOrder Show CauseContinued
12/14/2022 2:00 pm

MISSING DOCS
Matter ResolvedRequest
Adjourment
28311/9/2022 2:00 pm22-17955 / MBKPRO SEMotion to Extend Time to File Missing SchedulesGranted
MTN TO EXTEND TIME TO FILE SCHEDULES
Matter ResolvedRequest
Adjourment
28411/9/2022 2:00 pm22-17960 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
28511/9/2022 2:00 pm22-17993 / MBKDavid G. Beslow, Esq.Order Show CauseContinued
12/14/2022 2:00 pm

MISSING DOCS
Matter ResolvedRequest
Adjourment
28611/9/2022 2:00 pm22-17993 / MBKDavid G. Beslow, Esq.Motion Extend TimeGranted
MTN TO EXT TO FILE SCH AND PLAN
Matter ResolvedRequest
Adjourment
28711/9/2022 2:00 pm22-18005 / MBKBruce C. Truesdale, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
28811/9/2022 2:00 pm22-18013 / MBKDavid G. Beslow, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
28911/9/2022 2:00 pm22-18020 / MBKWARREN S JONES, JR ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29011/9/2022 2:00 pm22-18028 / MBKDaniel E. Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29111/9/2022 2:00 pm22-18032 / MBKBrian Gregory HannonOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29211/9/2022 2:00 pm22-18033 / MBKJohn Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29311/9/2022 2:00 pm22-18035 / MBKFREDERICK J SIMONOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
29411/9/2022 2:00 pm22-18056 / MBKKAREEM J CRAWFORDOrder Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
29511/9/2022 2:00 pm22-18059 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
29611/9/2022 2:00 pm22-18071 / MBKCandyce I. Smith-Sklar, Esq.Order to Show CauseWithdrawn
Debtor obj<>OSC TO DISMISS CASE/OPEN PRIOR CASE 21-17792
Matter ResolvedRequest
Adjourment
29711/9/2022 2:00 pm22-18080 / MBKWARREN LEVY, ESQ.Order Show CauseContinued
11/22/2022 2:00 pm

MISSING DOCS
Matter ResolvedRequest
Adjourment
29811/9/2022 2:00 pm22-18080 / MBKWARREN LEVY, ESQ.Motion Extend TimeGranted
EXTEND TIME TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
29911/9/2022 2:00 pm22-18081 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
30011/9/2022 2:00 pm22-18099 / MBKKarina Pia Lucid, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
30111/9/2022 2:00 pm22-18123 / MBKGary M. Didieo, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
30211/9/2022 2:00 pm22-18155 / MBKWARREN LEVY, ESQ.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
30311/9/2022 2:00 pm22-18155 / MBKWARREN LEVY, ESQ.Motion Extend TimeMoot
MISSING DOCS
Matter ResolvedRequest
Adjourment
30411/9/2022 2:00 pm22-18160 / MBKJohn Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
30511/9/2022 2:00 pm22-18163 / MBKBrad J. Sadek, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
30611/9/2022 2:00 pm22-18186 / MBKPeter E. Zimnis, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
30711/9/2022 2:00 pm22-18279 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes