Judge Michael B. Kaplan
Hearing Date: 11/8/2023
Hearing Count: 0
Last Updated: 12-05-2023 04:37 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
011/8/2023 8:30 am23-12595 / SLMJonathan Stone, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 9 of 9 required payments   Arrears: $0  

**att to file a mp that sells the property instead of surrender EDC

10/30/23(mk): motion to sell also on 11/8/23 for $610,000(which is less than CMA due to condition is not great according to realtor and home inspection credit of 15,000 so 595,000 )

AS OF 9/29/2023 (at): Debtor may be selling house. Adj to give attorney time to have inspection done and file modified plan and motion to sell.

RECOMMEND: $1,975 PAID TO DATE, $407 x 54 BEGINNING 10/1/2023, BASE
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. Objection filed by Wilmington Savings (RAS) - failure to cure arrears of $136,616.78. (Per POC) (MOD PLAN SURRENDERS THIS PROPERTY)

2. Trustee's objection:
- The plan does not appear to be feasible pursuant to 11 U.S.C. Section 1325(a)(6), as the debtor will be unable to make payments under the plan and to comply with the plan.
- Specifically, the stay was vacated on debtor's real property. Debtor's Plan proposes to sell this property. (MODIFIED PLAN SURRENDERS THIS PROPERTY)

Modified Plan before confirmation proposes: $0 x 4 beginning 4/1/2023, $325 x 56 beginning 8/1/2023, base
Payments: $1,325 credit
Matter ResolvedRequest
Adjourment
111/8/2023 9:00 am17-28869 / MBKHerbert B. Raymond, Esq.Creditor Certification of DefaultMoot - DismissedTotal Paid In: $102,556.00
Debtor obj<>PLANET HOME LENDING/oak Knoll Rd (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
211/8/2023 9:00 am17-28869 / MBKHerbert B. Raymond, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $102,556.00
Per Kevin Delyon agreed to submit Order for debtor to be current by 11/8/23 and sign up for TFS auto pay starting in December (dm)

Debtor obj, made pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
311/8/2023 9:00 am18-16562 / MBKBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2023 9:00 am
Total Paid In: $61,372.00
9/5 AMT: NEED STATUS OF PI LAWSUIT IF ARREARS ARE RESOLVED<<>>

Debtor obj, will pay in Sept<>ARREARS
Matter ResolvedRequest
Adjourment
411/8/2023 9:00 am18-16895 / MBKEugene Roth, Esq.Creditor Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $29,239.00
Debtor obj, can cure arrears<>WILMINGTON/Katie Lynn Court (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
511/8/2023 9:00 am18-20406 / MBKTHOMAS G. EGNERMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/SLM FINANCIAL
Matter ResolvedRequest
Adjourment
611/8/2023 9:00 am18-24040 / MBKTHOMAS G. EGNERMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $70,199.00
AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, made pymt & requests 6 mo recap<>CARRINGTON MTG /Bell Lane (HILL WALLACK)
Matter ResolvedRequest
Adjourment
811/8/2023 9:00 am18-30460 / MBKDouglas T. Tabachnik Trustee Certification of DefaultContinued
12/13/2023 9:00 am
Total Paid In: $221,856.00
Debtor obj, filed mtn for hardship discharge<> ARREARS
Matter ResolvedRequest
Adjourment
711/8/2023 9:00 am18-30460 / MBKDouglas T. Tabachnik Motion Hardship DischargeContinued
12/13/2023 9:00 am
Total Paid In: $221,856.00
Debtor response<<>>
case in 60th month-4 payments arrears
trustee obj.
(1) The debtor has not met the burden of 11 U.S.C. Section 1328(b) in that he has not shown that failure to complete is due to circumstances for which debtor should not be justly held accountable. The debtor was in in arrears prior to his July 2023 injury.

(2) The debtor has not met the burden of 11 U.S.C. Section 1328(b) in that the debtors amended schedules show that disposable income of approximately $350 monthly has been available to be paid under the plan. Therefore, a modified plan should have been filed at the time the debtor's circumstances changed in July.

(3) The debtor has a viable alternative to hardship discharge. He may simply convert the matter to a Chapter 7 case.
Matter ResolvedRequest
Adjourment
911/8/2023 9:00 am19-11314 / MBKJOSEPH I WINDMAN, ESQCreditor Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $207,966.00
Debtor obj<>BSI FINANCIAL/Normandy Court (Pluese BEcker)
Matter ResolvedRequest
Adjourment
1011/8/2023 9:00 am19-11703 / MBKTIMOTHY P NEUMANN, ESQMotion Motion (Generic) - Only use if no other event is applicableMootTotal Paid In: $16,343.00
DEBTOR MTN TO RETRIEVE REFUND ($7,107.73)
Matter ResolvedRequest
Adjourment
1111/8/2023 9:00 am19-16504 / MBKDavid L. Stevens, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $45,332.00
Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
1211/8/2023 9:00 am19-18980 / MBKDonald C. Goins, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $27,212.00
Debtor obj, trying to catch up<>PNC BANK /Willow St(MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
1311/8/2023 9:00 am19-19833 / MBKTHOMAS G. EGNERMotion Relief from Stay (Fee)Continued
11/22/2023 9:00 am
Total Paid In: $103,910.00
Debtor obj, filing MP to sell<>SHEELPOINT MTG / Middlebury Lane (PINCUS)
Matter ResolvedRequest
Adjourment
1411/8/2023 9:00 am19-21668 / MBKKevin C. Fayette, EsqCreditor Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $35,432.00
Debtor obj<> NATIONSTAR/Woodland St (Greenspoon)
Matter ResolvedRequest
Adjourment
1511/8/2023 9:00 am19-21731 / MBKAndrew Thomas Archer Creditor Certification of DefaultWithdrawnTotal Paid In: $55,026.00
cert withdrawn
Debtor obj, will pay; Creditor response<>MIDFIRST BANK/Chatham Square (Gross Polowy)
Matter ResolvedRequest
Adjourment
1611/8/2023 9:00 am19-22440 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
12/13/2023 9:00 am
Total Paid In: $28,050.00
nfa
Debtor obj, atty has funds<>SN SERVICING/gold Street (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
1711/8/2023 9:00 am19-26545 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $8,371.00
M&T BANK/ Compass Court (KML)
Matter ResolvedRequest
Adjourment
1811/8/2023 9:00 am19-28226 / MBKJeffrey E. Jenkins, Esq.Motion Reinstate StayContinued
12/13/2023 9:00 am
Total Paid In: $43,452.00
Debtor obj<>MTN TO REIMPOSE STAY US BANK TRUST NAT'L ASSOC
Matter ResolvedRequest
Adjourment
1911/8/2023 9:00 am19-28310 / MBKJonathan Goldsmith-Cohen, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $31,850.00
MTN TO APPV SETTLEMENT
Matter ResolvedRequest
Adjourment
2011/8/2023 9:00 am19-29635 / MBKTHOMAS G. EGNERMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $29,767.00
POST-PET VEH FINANCING
Matter ResolvedRequest
Adjourment
2211/8/2023 9:00 am19-32716 / MBKJonathan Stone, Esq.Motion Requesting RedactionJudge to Reserve DecisionTotal Paid In: $37,076.00
Matter ResolvedRequest
Adjourment
2311/8/2023 9:00 am19-33210 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $163,620.00
FAY SERVICING/Pineway Drive (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
2411/8/2023 9:00 am20-11483 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultMoot - DismissedTotal Paid In: $40,674.00
Debtor obj, will amend plan to cure<>US Bank/Sommers Lane (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
2511/8/2023 9:00 am20-12182 / MBKRobert Cameron Legg, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW DEBTOR TO PAY OFF PLAN AND OBTAIN DISCHARGE
Matter ResolvedRequest
Adjourment
2611/8/2023 9:00 am20-13695 / MBKJuan C. Velasco, Esq.Trustee Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $24,874.00
debtor said they sent one payment on 11/4, to set up and make another payment through ewage or D by 11/22 EDC

Debtor obj, proposed pymt & recap<> ARREARs
Matter ResolvedRequest
Adjourment
2711/8/2023 9:00 am20-14608 / MBKJoan Sirkis Warren, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $42,765.00
MTN TO APPV SETTLEMENT
Matter ResolvedRequest
Adjourment
2811/8/2023 9:00 am20-17496 / MBKJavier L. Merino, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
11/22/2023 9:00 am
Total Paid In: $54,086.00
Trustee OBJ
Matter ResolvedRequest
Adjourment
2911/8/2023 9:00 am20-18091 / MBKMarc C. Capone, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $9,813.00
Debtor obj, made pymt<> ANDREWS FCU/2015 Ford Explorer (Luszcz)
Matter ResolvedRequest
Adjourment
3011/8/2023 9:00 am20-22489 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $37,037.00
MTN TO APPV MTG PAYMENT DEFERRAL
Matter ResolvedRequest
Adjourment
3111/8/2023 9:00 am21-11714 / MBKBrad J. Sadek, Esq.Order Shorten TimeGrantedTotal Paid In: $44,913.00
MTN FOR POST PETITION FINANCING
Matter ResolvedRequest
Adjourment
3211/8/2023 9:00 am21-12391 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $40,436.00
per ar ok to recap, ar will contact anita

ADJ to 9/27 to be fully current (dm)

8/8 amt: pd through July/owes August<<>>

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
3311/8/2023 9:00 am21-14710 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2023 9:00 am
Total Paid In: $23,427.00
to make one payment and tfs or D

11/6 AMT: PER ATTY, $1,300 PYMT MAILED<<>>

Debtor obj, requesting adj/waiting for benefits to pay arrears<> ARREARS
Matter ResolvedRequest
Adjourment
3411/8/2023 9:00 am21-15197 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultContinued
12/13/2023 9:00 am
Total Paid In: $25,160.00
per AR need to find out if debtor getting 12,000 back due to forced place insurance, needs to be current with trustee and creditor also. EDC

wants OTBS but trustee wants conduit

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, can make pymt & requests 6 mo cure<> PHH/Allens Corner Rd (RAS)
Matter ResolvedRequest
Adjourment
3511/8/2023 9:00 am21-15499 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $19,025.00
ADJ to 11/8 - Recap is $17,795 PTD (27); $ 1,240 X 33 BEG 11/1/23 - Nov payment must be made and proof of eWage set-up to start for Dec payment.

ADJ to 10/11 for $4,000 cashier's check to post and atty to contact DM for recap number and proof of eWage by 10/11 (dm)


Debtor obj, will pay<>ARREARS; FAILED TO REGISTER FOR TFSBILLPAY (AMT: $7,350 AS FO 9/8)
Matter ResolvedRequest
Adjourment
3611/8/2023 9:00 am21-15867 / MBKPeter J. Broege, Esq.Trustee Certification of DefaultContinued
12/13/2023 9:00 am
Total Paid In: $6,370.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
3711/8/2023 9:00 am21-18761 / MBKKevin C. Fayette, EsqCreditor Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $18,428.00
AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, proposed to cure<>CENLAR/Knabe Drive (Stern & L)
Matter ResolvedRequest
Adjourment
3811/8/2023 9:00 am21-19463 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,865.00
11/29 AMT: ORDER TO CHAMBERS/ 7 DAY<<>.

conduit order to begin 1/1/24 per AR

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, made pymt, will cure in Dec<>FEDERAL HOME LOAN /Leawood Avenue (PLUESE)
Matter ResolvedRequest
Adjourment
3911/8/2023 9:00 am21-19927 / MBKBruce C. Truesdale, Esq.Trustee Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $20,500.00
AMT: MP 11/22

Debtor obj, filed MP<> ARREARS
Matter ResolvedRequest
Adjourment
4011/8/2023 9:00 am22-10319 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $64,120.00
10/26 AMT: ORDER RESOLVING DEF CERT/CONDUIT TO CHAMBERS - 7 DAY<<>>

ADJ to 11/8 for Conduit Order to be submitted on the Creditor Cert of Default (dm)

Debtor obj, will make pymt <>ARREARS (AMT: $ 10,875 AS OF 10/3)<<>>

made 8/3 payment but still in arrears for August
Matter ResolvedRequest
Adjourment
4111/8/2023 9:00 am22-10522 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/13/2023 9:00 am
Total Paid In: $10,111.00
nfa
Debtor obj<>FAILED TO LM BY 7/31/23; ARREARS

Per RAS, Loan Mod docs not received and close out letter was mailed on 10/10/23 (dm)**UPDATE 10/30--ras client reopened the loss mit process and they sent a letter on 10/23 requesting more documents EDC
Matter ResolvedRequest
Adjourment
4211/8/2023 9:00 am22-11155 / MBKRodney Nelson, Esq.Creditor Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $8,690.00
nfa
Debtor obj, will pay<>SANTANDER/2019 Dodge Caravan ( Morton)
Matter ResolvedRequest
Adjourment
4311/8/2023 9:00 am22-11366 / MBKRONALD E NORMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $3,525.00
3325 paid to date then $188 x 35 beg 12/1/23

Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
4411/8/2023 9:00 am22-11757 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $10,174.00
Debtor obj, can make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
4511/8/2023 9:00 am22-11757 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $10,174.00
amt: tr ltr requesting conduit<<>>

Debtor obj, partial pymt & recap<> FREEDOM MTG/Madison Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
4611/8/2023 9:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,977.00
AMT: CONDUIT/RECAP ORDER ENTERED - DEBTOR WILL OWE PYMT BEG NOV<<>>

ADJ to 11/8 for Conduit Order on Creditor Cert of Default (dm)

AMT: MP 11/8*<<>>

Debtor obj<>FAILED TO LM BY 8/1/23
Matter ResolvedRequest
Adjourment
4711/8/2023 9:00 am22-12536 / MBKJames J. Cerbone, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceContinued
11/9/2023 11:30 am
Total Paid In: $17,548.00
Trustee Obj
MTN TO REFI
Matter ResolvedRequest
Adjourment
4811/8/2023 9:00 am22-13002 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,183.00
Debtor obj, made pymt, will pay bal<>PHH MTG (ROBERTSON, ANSCHUTZ)/Seward Ave
Matter ResolvedRequest
Adjourment
4911/8/2023 9:00 am22-13291 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $3,400.00
cert withdrawn
Debtor obj, will pay<> FIRST ATLANTIC FCU/2019 Chevy (Saldutti)
Matter ResolvedRequest
Adjourment
5011/8/2023 9:00 am22-13529 / MBKJavier L. Merino, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/13/2023 9:00 am
Total Paid In: $6,200.00
OTBS re: status of LM per AR

Debtor obj, made payments<>

FAILED TO LM BY 9/30/23;
FAILED TO FILE ORDER RESOLVING PLANET HOME OBJ W/I 30 DAYS OF 7/7/23 CONF;
ARREARS (owes for Nov)
Matter ResolvedRequest
Adjourment
5111/8/2023 9:00 am22-14021 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $11,446.00
10/11 AMT: $11,466 PTD (17); $2,000 X 43 BEGINNING 11/1/23 ( atty ok)<<>>


ADJ to 11/8 by MBK to review recap numbers (dm)

nfa CURRENT BY 10/11 THROUGH SEPT

9/8 AMT: CLM RESOLVED W/ORDER - OWES AUG & SEPT PLAN PYMT<<>>

Debtor obj<>FAILURE TO ADDRESS TRENTON WATER WORKS #8-1 (partial post pet clm -Trustee not authorized to pay); ARREARS
Matter ResolvedRequest
Adjourment
5211/8/2023 9:00 am22-15067 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayContinued
12/13/2023 9:00 am
Total Paid In: $4,625.00
Debtor obj, filing AP against mtg co<>SELECT PORTFOLIO /Kings Rd (FEIN SUCH)
Matter ResolvedRequest
Adjourment
5311/8/2023 9:00 am22-15342 / MBKMarc C. Capone, Esq.Motion CompelHold for JudgeTotal Paid In: $15,410.00
This case needs the Judge - ADJ to 11/8 which is the first date both attorneys are available (dm)

CREDITOR, AMY HYMAN MTN TO COMPEL PAYMENT OF ADMIN CLM (Gorski)
Matter ResolvedRequest
Adjourment
5411/8/2023 9:00 am22-15342 / MBKMarc C. Capone, Esq.Motion Cross MotionHold for JudgeTotal Paid In: $15,410.00
This case needs the Judge - ADJ to 11/8 which is the first date both attorneys are available (dm)

DEBTOR CROSSMTN TO DISALLOW AMY HYMAN CLAIM
Matter ResolvedRequest
Adjourment
5511/8/2023 9:00 am22-15400 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,596.00
AMT: MP 11/8 **hr**<<>>

Debtor obj, finalizing lm<>FAILED TO LM BY 8/1/23
Matter ResolvedRequest
Adjourment
5611/8/2023 9:00 am22-15414 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,800.00
MP 11/8** HR

Debtor obj<>FAILED TO LM BY 2/28/23; LOSS MIT EXPIRED 8/16/23
Matter ResolvedRequest
Adjourment
5711/8/2023 9:00 am22-15454 / MBKCarol L. Knowlton, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Hold for JudgeTotal Paid In: $34,250.00
Creditor Theresa Mitchell obj (Kasen); Debtor response<> MTN TO SELL BOAT SLIP/J24 SUNSET BLVD
Matter ResolvedRequest
Adjourment
5911/8/2023 9:00 am22-15809 / MBKDavid E. Shaver, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2023 9:00 am
Total Paid In: $1,300.00
AMT: MP 11/8 -needs resolution<<>>

Debtor obj<>SV/ALLY CAPITAL; ARREARS

>>MK: motion to reinstate stay on 11/8 and conf adj to 11/8- adj request For motion and conf uploaded to MK- processed both on docket
Matter ResolvedRequest
Adjourment
5811/8/2023 9:00 am22-15809 / MBKDavid E. Shaver, Esq.Motion Reinstate StayGrantedTotal Paid In: $1,300.00
DEBTOR MOTION TO REINSTATE THE STAY FOR ALLY CAPITAL (BROEGE NEUMANN)

11/3/23(mk): email from D. Shaver- Ally repossessed the truck.

11/7/23: David Shaver( debor atty) send letter to ally ( attached) saying a mistake was made when debtor's truck was repossessed. We need to hear form counsel for Ally
Matter ResolvedRequest
Adjourment
6011/8/2023 9:00 am22-16957 / MBKAndrew B. Finberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,250.00
FAILED TO LM BY 8/31/23; ARREARS
Matter ResolvedRequest
Adjourment
6111/8/2023 9:00 am22-17176 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot - Converted to 7 / 11
ARREARS
Matter ResolvedRequest
Adjourment
6211/8/2023 9:00 am22-17215 / MBKKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/10/2024 9:00 am
Total Paid In: $10,040.00
Debtor obj, will pay<>ARREARS; FAILED TO REGISTER FOR TFSBILL PAY

(AMT: 100% PLAN BAL APPX $1,799)
Matter ResolvedRequest
Adjourment
6311/8/2023 9:00 am22-17445 / MBKRobert Cameron Legg, Esq.Trustee Certifiaction of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $4,671.00
AMT: MP 11/22 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**

Debor obj<> ARREARS
Matter ResolvedRequest
Adjourment
6411/8/2023 9:00 am22-17516 / MBKJOHN A UNDERWOOD ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $11,828.00
AMT: TR LTR REQUESTING CONDUIT<<>


Debtor obj, can make pymt & requests recap<>PENNYMAC LOAN (POWERS)/surrey Court
Matter ResolvedRequest
Adjourment
6511/8/2023 9:00 am22-17993 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/13/2023 9:00 am
Total Paid In: $2,640.00
Debtor obj, filing MP<>FAILED TO LM WITH CSMC BY 8/1/23; FAILED TO REFI WITH DEUTSCHE BY 8/31/23
Matter ResolvedRequest
Adjourment
6611/8/2023 9:00 am22-18163 / MBKBrad J. Sadek, Esq.Trustee Certification of DefaultContinued
11/22/2023 9:00 am
Total Paid In: $1,131.00
Debtor obj, applied for disabililty<> ARREARS
Matter ResolvedRequest
Adjourment
6711/8/2023 9:00 am22-18187 / MBKADAM SCHNEIDER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,842.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
6811/8/2023 9:00 am22-18214 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,700.00
AMT: LM ORDER ENTERED 10/31<<>>

Motion to Approve Loan Mod filed with 10/27 OBJ deadline (dm)

Debtor obj, filing for loss mit<>FAILED TO LM BY 7/11/23
Matter ResolvedRequest
Adjourment
6911/8/2023 9:00 am22-18529 / MBKScott J. Goldstein Order Shorten TimeOrder to be Submitted
COTBS with creditor FNA (dm)
OST - Motion to Sell Dunster St property.
Matter ResolvedRequest
Adjourment
7011/8/2023 9:00 am22-18866 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/13/2023 9:00 am
Total Paid In: $4,800.00
Debtor obj, filing MP to remove LM and propose sale<>FAILED TO LM BY 8/1/23; EXTENDED LOSS MIT EXPIRED 9/1/23
Matter ResolvedRequest
Adjourment
7111/8/2023 9:00 am22-18866 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayContinued
12/13/2023 9:00 am
Total Paid In: $4,800.00
Debtor obj, filing MP to remove LM and propose sale<>NEWREZ/SHELLPOINT -COUNTY ROAD 516(STEWART LEGAL)
Matter ResolvedRequest
Adjourment
7211/8/2023 9:00 am22-18928 / MBKPaul H. Young, Esq.Motion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $4,550.00
Debtor obj, requests 90 day cure<>COMSUMERS CREDIT UNION /2017 Corolla (WARREN JONES)
Matter ResolvedRequest
Adjourment
011/8/2023 9:00 am22-18944 / ABAKevin C. Fayette, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 13 required payments   Arrears: $250.00  Total Paid In: $3,000.00
10/31 Workup for the 11/8 calendar EDC

**RECOMMEND CONFIRMATION AT:
$2750 PAID THEN 250 X 25 BEG 11/1/23---Trustee will not pay the per plan claim of Somerdale unless a valid, timely POC is filed.

Confirmation of Modified Plan - MP and Amended J filed in accordance with the Order Approving Loan Modification.

As of 9/14/23 just need APOS/T (POS/T submitted in this case was for another Debtor/case). See addresses in POCs 5 & 6.

Otherwise, MP may work as filed 2,250 ptd & 250 x 27= base equal to atty fees.

Trustee recommends adjournment to 11/8 for APOS/T.
Matter ResolvedRequest
Adjourment
7411/8/2023 9:00 am22-19267 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,837.00
FAILED TO COMPELTE LM MY 9/1/23
Matter ResolvedRequest
Adjourment
7311/8/2023 9:00 am22-19267 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $6,837.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, requests recap<>JPMORGAN CHASE/6th St (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
7511/8/2023 9:00 am23-10207 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,873.00
ADJ to 11/8 for debtor to be current through Oct per AR, then address Nov payment (dm)

Debtor obj, needs time to pay<>ARREARS (AMT: $14,788 AS OF 10/3)
Matter ResolvedRequest
Adjourment
7611/8/2023 9:00 am23-10293 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2023 9:00 am
Total Paid In: $2,320.00
file MP by 11/22 or D

Debtor obj, LM was denied; filing MP to sell<>FAILED TO FILE LM BY 8/31/23
Matter ResolvedRequest
Adjourment
7711/8/2023 9:00 am23-10565 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $3,918.00
MTN TO ALLOW TRUSTEE TO PAY FREEHOLD BOROUGH LATE POC #22
Matter ResolvedRequest
Adjourment
7811/8/2023 9:00 am23-10831 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
12/27 at 10AM new conf date

trustee objection: failure to resolve conf issues, 8 months old
Matter ResolvedRequest
Adjourment
7911/8/2023 9:00 am23-10915 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,820.00
AMT: NJ APOC FILED/CONDUIT ORDER TO CHAMBERS<>>

Terms of Conduit Order began circulating 10/13/23 (dm)

Debtor obj, arrears cured with conduit order resolving mfr<>ARREARS; EST NJ DIV TAXATION CLM
Matter ResolvedRequest
Adjourment
8011/8/2023 9:00 am23-11598 / MBKDavid L. Stevens, Esq.Creditor Certification of DefaultMoot - DismissedTotal Paid In: $9,075.00
Debtor obj, attempting to pay<> SN Servicing/Vineyard Rd (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
8111/8/2023 9:00 am23-11604 / MBKRichard F. Fried, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
11/22/2023 9:00 am
Total Paid In: $890.00
MTN TO EXPUNGE KARA PARISI CLM #1/PD BY COMM AFFAIRS
Matter ResolvedRequest
Adjourment
8211/8/2023 9:00 am23-11604 / MBKRichard F. Fried, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToHold for JudgeTotal Paid In: $890.00
no consent to adj request for 11/8 edc

Michael Parisi pro se response<>MTN TO EXPUNGE #6/#7 DUP CLMS & PD BY NJ COMM AFFAIRS
Matter ResolvedRequest
Adjourment
8311/8/2023 9:00 am23-11813 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
Can reinstate if we receive the CMA, deed and home insurance EDC
-debtor is current
Matter ResolvedRequest
Adjourment
8411/8/2023 9:00 am23-11898 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,618.00
AMT: CONF 11/8 **Honor Roll

Debtor obj<>PLAN WAS DENIED ON 9/13/23 AND FAILED TO FILE MP BY 9/27/23
Matter ResolvedRequest
Adjourment
8511/8/2023 9:00 am23-12381 / MBKBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,030.00
AMT: APOC #19-2 FILED<<>>


Debtor obj, filing apoc<>FAILED TO ADDRESS NJ DIV TAX EST CLM #19-1 BY 8/14/23
Matter ResolvedRequest
Adjourment
8611/8/2023 9:00 am23-12464 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
PLAN WAS WITHDRAWN ON 9/27/23 AND FAILED TO FILE MP
Matter ResolvedRequest
Adjourment
8711/8/2023 9:00 am23-12543 / MBKDavid L. Stevens, Esq.Motion Relief from Stay (Fee)Continued
11/22/2023 9:00 am
Total Paid In: $7,782.00
Debtor obj, made pymt, another one will be 10/28<>NAVY FEDERAL/2015 Subaru (BERNSTEIN BURKLEY)
Matter ResolvedRequest
Adjourment
8811/8/2023 9:00 am23-12579 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $4,628.00
CAPITAL ONE/2017 Acura (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
8911/8/2023 9:00 am23-12719 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $335.00
ARREARS
Matter ResolvedRequest
Adjourment
9011/8/2023 9:00 am23-12936 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Continued
11/22/2023 9:00 am
Total Paid In: $4,205.00
Debtor obj, will pay by 11/8<>SERVICE ONE/BSI FINC/Maple Ave (PINCUS)
Matter ResolvedRequest
Adjourment
9111/8/2023 9:00 am23-13043 / MBKPeter E. Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
11/22/2023 9:00 am

Midland funding obj (Warren Jones); Nationstar obj (LOGS)<>MTN TO EXPUNGE MIDLAND CREDIT #9, VERIZON #12, JEFFERSON CAP #14 & #15; MTN TO EXPUNGE CREDIT ACCEPTANCE #6 (BIFURCATED); ABC #1 IS ALLOWED IN THE AMOUNT OF $ 5768.05
Matter ResolvedRequest
Adjourment
9211/8/2023 9:00 am23-13153 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,875.00
AMT: TR LTR REQUESTING CONDUJIT<>

Debtor obj, requests recap<>BARCLAYS MTG /heck Avenue (PLUESE)
Matter ResolvedRequest
Adjourment
9311/8/2023 9:00 am23-13225 / MBKLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO PARTICIPATE IN NJHAF/ERMA PROGRAM
Matter ResolvedRequest
Adjourment
9411/8/2023 9:00 am23-13225 / MBKLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawn
MTN AUTHORIZING PARTICIPATION NJHAF/ERMA
Matter ResolvedRequest
Adjourment
9511/8/2023 9:00 am23-13510 / MBKAndrew G. Greenberg, Esq.Motion Relief from Co-Debtor StayContinued
12/13/2023 9:00 am
Total Paid In: $4,788.00
Anita to review order

WILL DO CONDUIT PER BOTH PARTIES, WILL REQUEST ADJ TO DEC EDC

Debtor obj, requests 6 mo cure<>JPMORGAN CHASE /Church St (FEIN SUCH)
Matter ResolvedRequest
Adjourment
9611/8/2023 9:00 am23-13546 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Granted
CYPRESS GARDENS APT (WILF LAW)
Matter ResolvedRequest
Adjourment
9711/8/2023 9:00 am23-14018 / MBKPRO SEMotion Relief from Stay (Fee)Continued
12/13/2023 9:00 am

Debtor obj, requesting adj<>WELLS FARGO BANK /Spindletop Lane (KML)
Matter ResolvedRequest
Adjourment
9811/8/2023 9:00 am23-14597 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayConsent Order to be Submitted
Debtor obj, will make pymt; applying for grant<>NATIONSTAR MTG/ Boom Lane (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
9911/8/2023 9:00 am23-14823 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
12/13/2023 9:00 am

US Bank response (Hladik Onorato)<>MTN TO MODIFY US BANK # 5-1 PER LM
Matter ResolvedRequest
Adjourment
10011/8/2023 9:00 am23-15119 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/13/2023 9:00 am

Debtor obj, filed MP<>DEBTORS PLAN W/D ON 9/27/23 AND FAILED TO FILE MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
10111/8/2023 9:00 am23-15130 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
11/16 AMT: ORDER TO CHAMBERS FOR FILING UNDER 7 DAy<<>>

11/6 amt: DRAFT ORDER RESOLVING/CONDUIT TO PARTIES - NEED CRED INFO)<<>>

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, made pymt & requests recap<>FAY SERVICING /Gloucester Ave (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
10211/8/2023 9:00 am23-15210 / MBKDavid E. Shaver, Esq.Motion Relief from Co-Debtor StayGranted
Debtor obj<>SN SERVICING /Sunset Ave (FRIEDMAN)
Matter ResolvedRequest
Adjourment
10311/8/2023 9:00 am23-15304 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)Continued
12/13/2023 9:00 am

Debtor obj, made pymt<>FREEDOM MTG / Amsterdam Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
10411/8/2023 9:00 am23-15433 / MBKEugene Roth, Esq.Motion Relief from Co-Debtor StayContinued
12/13/2023 9:00 am
Total Paid In: $1,080.00
Debtor obj, made adq pro pymts as proposed in plan<>DEUTSCHE BANK/Newark Avenue (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
10511/8/2023 9:00 am23-15864 / MBKGeorgette Miller, Esq.Motion Relief from Co-Debtor StayContinued
11/22/2023 9:00 am

amt: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, requests arrears be added to plan<>SN SERVICING/Garrison Circle (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
10611/8/2023 9:00 am23-15892 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Continued
12/13/2023 9:00 am

Debtor obj, requests deferral<>TD BANK (DUANE MORRIS)/Princeton Ave
Matter ResolvedRequest
Adjourment
10711/8/2023 9:00 am23-16000 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
trustee obj-need 341 docs and money to bring current
Matter ResolvedRequest
Adjourment
10811/8/2023 9:00 am23-16065 / MBKAndre L. Kydala, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
11/22/2023 9:00 am

Planet Home obj (Friedman Vartolo)<>MTN TO EXPUNGE CLM

Cert of Service filed 10/19/23 - creditor not served at address provided in the POC (dm)
Trustee OBJ - motion has not been served (dm)
Matter ResolvedRequest
Adjourment
10911/8/2023 9:00 am23-16145 / MBKAndrew Thomas Archer Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Matter ResolvedRequest
Adjourment
11011/8/2023 9:00 am23-16156 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj, paid<>NATIONSTAR MTG/ Geanne Way (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
11111/8/2023 9:00 am23-16565 / MBKAmy Lynn Bennecoff Ginsburg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
1/10 new conf. 10am new cMTN TO VACATE DISMISSAL

Trustee Obj
Matter ResolvedRequest
Adjourment
11311/8/2023 9:00 am23-16584 / MBKCamille J. Kassar, Esq.Motion to Extend TimeWithdrawn
MTN TO EXTEND TIME TO FILE DOCS
Matter ResolvedRequest
Adjourment
11411/8/2023 9:00 am23-17572 / MBKFRANKLIN S MONTEROMotion Relief from Stay (Fee)Order to be Submitted
11/8 AMT: STATUS CHANGE FILED/SETTLED<<>>

Debtor obj, can pay<>CARRINGTON MTG (HILL WALLACK)/S Gratson Ave
Matter ResolvedRequest
Adjourment
11511/8/2023 9:00 am23-18117 / MBKJohn Zimnis, Esq.Motion Extend TimeHold for Judge
AMT: TR LTR REQUESTING CONDUIT<<>>

US BAnk obj ( Friedman Vartolo)<>EXTEND STAY
Matter ResolvedRequest
Adjourment
11811/8/2023 9:00 am23-18132 / MBKCandyce I. Smith-Sklar, Esq.Motion to Request Loss MitigationContinued
11/9/2023 11:30 am

Wells Fargo obj (Powers Kirn)<> REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
11711/8/2023 9:00 am23-18132 / MBKCandyce I. Smith-Sklar, Esq.Order Shorten TimeHold for Judge
OST - Motion to Impose Automatic Stay

Wells Fargo Bank (Powers Kirn) Cross Motion for Relief pending
Matter ResolvedRequest
Adjourment
11611/8/2023 9:00 am23-18132 / MBKCandyce I. Smith-Sklar, Esq.Motion Cross MotionHold for Judge
AMT; TR LTR REQUESTING CONDUIT<>

Debtor obj<>WELLS FARGO BANK CROSS MTN FOR PROSPECTIVE RELIEF (POWERS KIRN)
Matter ResolvedRequest
Adjourment
11911/8/2023 9:00 am23-18802 / MBKTHOMAS G. EGNERMotion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
12011/8/2023 9:00 am23-18809 / MBKJeffrey H. Ward, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
otbs to extend except for houses/mortgages per AR

OST - MTN TO EXTEND STAY

There are several properties listed in the Petition. The Trustee should have all 341 Docs before we consent to extend the stay. Oral objections can be raised at the Hearing. (dm)
Matter ResolvedRequest
Adjourment
12111/8/2023 9:00 am23-18904 / MBKJames J. Cerbone, Esq.Motion Impose Automatic StayGranted
MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
12211/8/2023 9:00 am23-19205 / MBKCarol L. Knowlton, Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
12311/8/2023 9:00 am23-19208 / MBKEdward Hanratty, Esq.Order Shorten TimeOrder to be Submitted
AMT: TR LTR REQUESTING CONDUIT<<>>

MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
12411/8/2023 9:00 am23-19328 / MBKRobert Cameron Legg, Esq.Motion Extend TimeGranted
OST - MOTION TO EXTEND STAY
Matter ResolvedRequest
Adjourment
12511/8/2023 10:00 am19-29716 / MBKJamal J. Romero, Esq.Confirmation Hearing on Modified PlanContinued
11/9/2023 11:30 am
Debtor has made 50 of 50 required payments   Arrears: $1,300.00  Total Paid In: $64,588.00
AR RESOLVE OR HOLD
10/30 Workup for the 11/8 calendar EDC

CNP says to D if info not received by 11/8

ADJ 10/25/23 for Atty to submit documents to Trustee with respect to property that friend will refi to get money for the debtor to fund plan.

Trustee obj:-Plan needs another almost $75,000 to complete. How much is debtor getting from brother and when? Need proof. This appears speculative


proposed $58,500 PTD; $1300 X 15 BEG 8/2023; MIN $42,090.83 to gucs--funds to be gifted by brother by ????
Matter ResolvedRequest
Adjourment
12611/8/2023 10:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 21 required payments   Arrears: $3,075.00  Total Paid In: $8,977.00

AS OF 11/2/23 (SF)

RECOMMEND $5902 PTD, $3075 X 23 (BEGIN 11/1/23) BASE PLAN, LOAN MOD BY 3/1/24
- DO NOT PAY ARREARS TO US BANK PENDING APPROVAL OF LOAN MOD
- LOW BASE
- PLAN CONFIRMED WITH CONDUIT PAYMENTS


2. Trustee Motion to dismiss scheduled for 11/8/23 at 9 (IF CONFIRMED MOTION CAN BE WITHDRAWN)


MP proposes $3648 PTD $322 X 31 Base Loan Mod by 3/1/24
Plan has run 20 months with 22 months remaining
Arrears: $2,431

RESOLVED ISSUES:

ADJ to 11/8 for Conduit Order on Creditor Cert of Default - still needs MP to extend Loan Mod date (dm)
- Creditor Cert of Default scheduled for 10/11/23 at 9 (ORDER ENTERED)
Matter ResolvedRequest
Adjourment
12711/8/2023 10:00 am22-13803 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanContinued
12/27/2023 10:00 am
Debtor has made 9 of 19 required payments   Arrears: $1,854.00  Total Paid In: $8,490.00
as of 11/2/2023 (JMA)

1) Debtors counsel advised she needs to amend schedules and modify plan and file a motion to reclassify claim- need adjournment request
2) Fee application scheduled for 11/22/2023, no opposition

Matter ResolvedRequest
Adjourment
12811/8/2023 10:00 am22-15400 / MBKLee M. Perlman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 17 required payments   Arrears: $1,192.00  Total Paid In: $19,596.00
as of 10/31/2023 (JMA)

ok to confirm at $18,403.82 paid to date, $1,192x21 begin 11/1/2023 100% plan with loan mod by 3/30/2024

proposed plan $1192x21 100% plan
paid in $18,403.82
21 months to go
Matter ResolvedRequest
Adjourment
12911/8/2023 10:00 am22-15414 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 17 required payments   Arrears: $6,378.00  Total Paid In: $2,800.00
AS OF 10/31/2023 (at):

RECOMMEND: $2,800 PAID TO DATE, $3,189 x 45 BEGINNING 11/1/2023, 100% PLAN

MP proposes: $2,800 paid to date, $3,090 x 46 beginning 11/1/2023, 100% to unsecured creditors
Arrears: $200
(Debtor was denied a Loan Modification, therefor we are curing the Mortgage arrears through the Plan.)
Matter ResolvedRequest
Adjourment
13011/8/2023 10:00 am22-15527 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanContinued
12/13/2023 10:00 am
Debtor has made 13 of 17 required payments   Arrears: $3,600.00  Total Paid In: $19,000.00
AS OF 10/31/2023 (at):

RECOMMEND: $18,000 PAID TO DATE, $1,000 x 5 BEGINNING 11/1/2023, $2,129 X 40 BEGINNING 4/1/2024, LOAN MODIFICATION BY 3/1/2024, 100% PLAN
(Plan was confirmed at 100%)

MP proposes: $1,100 x 15, then $1,000 x 5, then $1,490.04 x 40, loan modification by March, 2024, base
Arrears: $1,600
(Plan modified to extend second tier pending the outcome of loss mitigation.
If debtor defaults on post petition mortgage payments after a LM is in place, a Conduit Order will be required)
Matter ResolvedRequest
Adjourment
13111/8/2023 10:00 am22-15809 / MBKDavid E. Shaver, Esq.Confirmation Hearing on Modified PlanContinued
11/22/2023 10:00 am
Debtor has made 7 of 17 required payments   Arrears: $125.00  Total Paid In: $1,300.00
AR RESOLVE OR HOLD
11/3/23(mk) Ally has repossessed the truck so unless that is remedied not sure where this is going.( SHAVER SENT LETTER 11/7/23 TO ALLY STATING THE REPO WAS A MISTAKE. IF MOTION IS RESOLVED - SEND CASE BACK TO ME FOR WROK UP(mk).

10/29/23(mk): NEED UPDATE FROM ATTY AS TO WHAT,IF ANYTHING HAS BEEN RESOLVED- sent email to atty on 11/2/23


MOTION TO REINSTATE STAY ( ALLY CAP) ON 11/8(Mk: 11/3/23- per D, Shaver- Ally repossessed the truck)- no forbearance agreement/order was produced to TR .

1. Stay was vacated for Ally Capital on 2020 Chevy; Debtor plan says Ally has agreed to a 6 mo forbearance from repossessing the Chevy due to debtor disability -Plan has prepetition and post pet arrears in plan. says regular payments resume 2/1/24

NEED ORDER W/ CREDITOR FOR FOREBARANCE AND POST PET TO BE PAID AFTERWARDS

Order for SP Counsel for workers comp/PI case - CLARIFY IF THERE IS A 3RD PARTY CLAIM OR JUST WORLERS COMP--NO 3RD PARTY PER SHAVER


MP proposes:
$175 X 12; $289 X 36 BEG 8/2023; BASE
Plan has run 16 mos and44 remain


Prior conf:1./11/23 - $250 PD TO DATE (6 MOS) $50 X 6 BEGIN 2/1/23 $175 X 12 BEGIN 8/1/23 $289 X 36 BEGIN 8/1/24; POT BASE $13,054; ATTY $4500/$4500
UPDATED POI BY 1/31/24
TRUSTEE STANDARD ORDER OF DISTRIBUTION
ALLY 3-1 TO BE PD ARREARS IN AMT OF $7,225.89
Matter ResolvedRequest
Adjourment
011/8/2023 10:00 am22-16955 / ABAANDREW B. FINBERG, ESQUIREFinal ConfirmationConfirmedDebtor has made 16 of 15 required payments   Arrears: $216.00  Total Paid In: $5,700.00
**CAN CONFIRM AT:

$5200 PAID THEN $358 X 47 BEG. 11/1/23 PRO RATA



$Final Confirmation - Current. Order resolving MVS by mortgagee pays $688 in fees to movant. Order to Approve Loan Mod 09/12/2023.

08/30/2023 - MP Filed (Mtg O/S Plan) / Amended Sched J Filed.
09/01/2023 - COS Filed (MP & Transmittal Ltr).
09/21/2023 - APOC for Carrington Filed (Arrears = $0.00).

-POS/T of MP on mortgagee and counsel (NOA at Doc. No 14) for mortgagee (POC 5); and

Trustee recommends final confirmation be adjourned to 11/8 for the above.
Matter ResolvedRequest
Adjourment
13211/8/2023 10:00 am22-17635 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 7 of 15 required payments   Arrears: $3,918.00  Total Paid In: $12,716.00
10/31/23(mk): atty says wi// w/d it and file new MP in 14 days- made a reminder

As of 10/29/23(mk):email to atty

1. TR Objection:
-3 separate plans were filed under doc #61
all three proposed plans should be
denied or withdrawn to prevent confusion

>>. Per prior conf order:
Trustee will pay a total cram amount of $9,424.05 to Jefferson Capital, claim 10-1 on the 2014
Volkswagen. all 3 MPs at #61 REDUCES THAT AMT TO TOTAL 7,714.85. As of date above TR has PD 1,500 on the confirmed amt of $9,424.05 leaving a balance of 8,224.05


MP proposes:$9299 PTD; $1,814 X 48 BEG 10/2023; BASE .Plan adds Post pet arrears
PLan has run13 mos and 47 remain
Matter ResolvedRequest
Adjourment
13311/8/2023 10:00 am22-20127 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $247.00  
As of 11/6/23 (DS): Debtor attorney requested adjournment, mod plan filed 11/1/23 and sched 12/13/23.

1. Debtor in arrears $345, last payment made 9/27/23. Made 2.5 payments out of 4.

2. Trustee obj to the following:
- Need 2 months proof of income from Grub Hub, 2022 tax returns and June and July bank statements from Santander acct#3011.
- Excessive expenses on Sched J: $562 utilities. Is moot since plan pays 100%.
- Disposable income would be $1,597. Plan pays 100%.
- Plan does not list US Bank arrears, plan has Fay Servicing outside. US Bank filed arrears $803.86. MOD PLAN DID NOT CORRECT NAME.
- There is non-exempt equity in real property $11,089.33. Plan pays 100%.
- Must resolve objections.

3. SN Servicing/US Bank obj arrears owed, POC filed $803.86, not in plan to pay. Mod plan filed, but does not prop to pay SN Servicing/US Bank, still has Fay Servicing. CREDITOR OBJ AGAIN TO NOT CORRECT CREDITOR IN PLAN.

4. Bunce Atkinson chapter 7 Trustee obj to fees owed $5,366.88. Must resolve obj. Mod plan propose to pay, obj should be resolved.

Prop Plan $295 x 60 begin 8/1/23; 100%
Note: Updated auto insurance provided. Amended attorney disclosure and Sched I & J filed 11/1/23. Line 6c expenses ok for family of 4.
Matter ResolvedRequest
Adjourment
011/8/2023 10:00 am23-10574 / ABAKevin C. Fayette, EsqConfirmation Hearing ScheduledContinued
12/13/2023 9:00 am
Debtor has made 8 of 11 required payments   Arrears: $1,500.00  
We adjourned this matter to 11/8 but the Court adjourned hearing to 12/13/23 at 10.
Matter ResolvedRequest
Adjourment
13411/8/2023 10:00 am23-11619 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 5 of 10 required payments   Arrears: $2,710.00  
NFA
Matter ResolvedRequest
Adjourment
13511/8/2023 10:00 am23-11786 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
12/13/2023 10:00 am
Debtor has made 6 of 9 required payments   Arrears: $1,500.00  
AR RESOLVE OR HOLD --send counsel to seller 2004 subpoena pe rAR

10/31 workup for the 11/8 calendar EDC

MP $1000 X 6; $1500 X 5; $75000 X 1; $1500 X 6; $3500 X 12; SALE 3/31/2024 (25% INT/232 TREPTOW RD); LM 12/31/2023 (236 TREPTOW RD); BASE

**50% owner of 236 has equity

** Plan proposes to sell property that debtor and his wife only have 25% interest in...since they may not be able to force the other owners to sell we need some evidence that the other owners are agreeing to sell also. EDC

** Trustee's objection:
--The plan proposes to sell property that debtor and his wife only have 25% interest in...since they may not be able to force the other owners to sell we need some evidence that the other owners are agreeing to sell also. EDC
- Need a mortgage statement for the first and second mortgages showing monthly payment amounts. (NOT RECEIVED)
- Verified income leaves monthly disposable income of $3,142
- Per the 22C, monthly disposable income is $2,397 which requires a minimum dividend of
$143,820 to general unsecured creditors.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on the Internal Revenue Service. (CERT OF SERVICE NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need valuations (Balance Sheet) for both businesses. (NOT RECEIVED)
- Need documentation to verify that debtor is entitled to 25% interest in the real estate from
the estate of the debtor's mother. (NOT RECEIVED)
- Also need proof of insurance and Contract of Sale for proof of value. (NOT RECEIVED)

--------------------

RESOLVED ISSUES:
- Also need proof of insurance and Contract of Sale for proof of value. (NOT RECEIVED)

- A copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)
- Business forms - for Moonlight Homes. (RECEIVED)
** Objection filed by Truman 2021 SC9 Title Trust (Romano Garubo) - blanket objection. (no obj to mp)
- A copy of the homeowner's insurance renewal declar
Matter ResolvedRequest
Adjourment
13611/8/2023 10:00 am23-11898 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 9 required payments   Arrears: $46.00  Total Paid In: $5,618.00
ISSUES AS OF 10/25/2023 (DM): updated 11/6/23.

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,009 PTD, THEN $1,655 x 52 STARTING 12/1/23, 100% PLAN WITH $273,262 THRESHOLD PRESERVED, PLUS NON-EXEMPT PROCEEDS FROM PERSONAL INJURY CLAIM***

1) IRS filed $7,483.84 amended priority claim that includes estimated taxes for 2021 - 2022 (AMENDED).

2) State of NJ filed $8,814.05 priority claim that includes estimated taxes for 2019 - 2022 (AMENDED TO $0).

3) State of NY filed $2,799.53 amended priority claim not treated in the Plan (MP PAYS)

4) Plan provides $51,690 priority treatment and $27,444 priority treatment to Child Support Enforcement with identifying the recipient - also, no POCs have been filed (MP REMOVES - TRUSTEE SENT LETTERS TO DSO RECIPIENTS AND STATE AGENCIES).

5) Trustee OBJ:
- Need DSO Information sheet for Clark and Ramirez (RECEIVED).
- Need updated income by 7/15/23.
- Excessive Expense Sch J: $880 alimony/support.
- Verifies disposable income is $2,400 per month.
- There is non-exempt equity in real property.
- Add to confirming order non-exempt proceeds from PI settlement
- Add to confirming order non-exempt proceeds from sale of Harrison Pl (SALE REMOVED).
- Must file Pre-confirmation certificate (FILED).


Prop. Plan $400 x 6, $1,609 x 54, 100% Plan
PTD 7/8 = $4,009
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
13711/8/2023 10:00 am23-11998 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 9 required payments   Arrears: $504.00  Total Paid In: $2,179.00
ISSUES AS OF 10/25/2023 (DM): updated 11/6/23.

***TO CONFIRM THE DEBTOR NEEDS $1,923.48 PTD, $380 x 5 STARTING 11/1/23, THEN $745 x 48 STARTING 4/1/24, BASE PLAN, TRUSTEE SHALL STRIKE PLAN TREATMENT AND PAY TRENTON WATER WORKS POC (6-1) AS FILED, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY AND PROVIDE TRUSTEE WITH PROOF OF SIGN-UP WITHIN 14 DAYS; DEBTOR IS FREE TO USE THE DMS OR OTHER PORTAL FOR A LOAN MOD APPLICATION AND SHALL REQUEST COURT APPROVAL IF A LOAN MODIFICATION IS OBTAINED***

1) IRS filed amended priority POC (1-2) in the amount of $12,345.42 - MP proposes to pay the IRS $7,715.30 (PAY PER POC?? - Yes)

2) Plan provides $534 priority treatment to Trenton Water Works - creditor filed $534.40 secured claim (OKAY TO STRIKE AND PAY PER POC?? - Yes)

***RESOLVED ISSUES***

A) Lakeview Loan (KML) OBJs - $20,429.44 arrears on Cornwell Ave property (MP PAYS).

B) Trustee OBJ:
- Need accurate proof of pension income - deposits in bank statement provided does not match amount reflected on Sch I (RECEIVED).
- Need auto insurance renewal - policy expired 5/10/23 (RECEIVED).
- Tax refund of $2,165 was not prorated and included in disposable income calc (AMENDED).
- Need Jan & Feb statements for PNC bank account (RECEIVED 9/11/23 - NEED EXPLANATION REGARDING LARGE ANNUITY DEPOSITS NOT LISTED ON SCH I - Annuity is the large deposit which is paid once a year).


Prop. Plan $128 x 6, $380 x 6, $615.87 x 48, Base Plan
PTD 7/7 = $1,923.48
Last Claim (8-2)
Matter ResolvedRequest
Adjourment
13811/8/2023 10:00 am23-12096 / MBKBarry Scott Miller, Esq.Confirmation Hearing on Modified PlanContinued
11/22/2023 10:00 am
Debtor has made 0 of 9 required payments   Arrears: $3,968.00  
AR RESOLVE OR HOLD
ISSUES AS OF 10/25/2023 (DM):

***In addition to the unresolved objection of US Bank below, the debtor has not addressed the disposable income objections of the Trustee***

1) US Bank (McCalla) OBJs - $278,575.17 arrears and Loan Mod is not feasible (UNRESOLVED).

2) Dll Finance filed $4,225.28 secured claim for equipment not treated in the plan (UNRESOLVED).

3) Trustee OBJ: (ONLY $140 GUCs - NEED TO BE 100%)
- Need 2022 tax return (UNRESOLVED).
- Income verifies higher ($5,680) for the non-debtor spouse than scheduled ($2,421) resulting in $4,068 total monthly disposable income.
- Tax refund of $8,203 was not prorated and included in monthly disposable income calculation.
- Excessive Expenses: $300 homeowner's insurance (loan is escrowed), $300 home maintenance, $650 cable/internet/phone, $1,700 food, $750 transportation. Need proof of excessive expenses 10 days prior to confirmation.
- Per Form 22C, monthly disposable income is $5,082 which requires a minimum dividend of $304,920 to general unsecured creditors.
- Need to file Pre-Confirmation Certification (UNRESOLVED).

***RESOLVED ISSUES***

A) Ally Capital filed $540.45 arrears claim on 2017 Nissan Rogue not treated in the plan (MP PAYS).

B) Trustee OBJ:
- Need updated insurance for 2006 Mini Cooper & 2007 Lincoln (RECEIVED).
- Need a copy of Deed for Rose St property (RECEIVED).


Prop. Plan $100 x 60, Base Plan
- Loan Mod by 12/31/23
PTD 8/8 = $800
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
13911/8/2023 10:00 am23-12420 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $4,700.00
As of 11/1/23(mk): Updated

**CAN REC $4,150 PTD Then $515 x 52 Begin 12/1/23 base w/ min to GUCS of $20,068 due to equity. Freedom Mortgage will be treated as unaffected by the plan**

>obj by Freedom Mtg( M Fissel): plan does not treat as unaffected- emailed him and asked if I added lang. would that resolve obj?

also PTD was updated and now we are in Nov so 52 mos


MP Proposes 500 x 36 Base
removed mtg as got a LM
Matter ResolvedRequest
Adjourment
011/8/2023 10:00 am23-12454 / ABAKevin C. Fayette, EsqConfirmation Hearing ScheduledContinued
1/10/2024 9:00 am
Debtor has made 6 of 9 required payments   Arrears: $1,500.00  
11/1 workup for the 11/8 calendar EDC
3 payments in arrears through November

-need pre-confirmation certification within 7 days of confirmation


1. Need proof of insurance for the 2015 Honda Civic.
2. Need February and March bank statements for Chase account 3011 and Citizen's Bank account 5857.
3. Need 2 months of pay stubs for debtor's new job at Virtua. Only have one stub.
4. $690/month car payment
$1,400/month for spouse credit cards
Need proof of excessive expenses 10 days prior to confirmation.
5. Car loan is paid off in May, 2025. Additional $292/month in income should be added to the plan


proposed $500 x 60 beg 4/1/23
Matter ResolvedRequest
Adjourment
14011/8/2023 10:00 am23-12471 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 9 required payments   Arrears: $905.00  Total Paid In: $6,692.00
ISSUES AS OF 10/25/2023 (DM): updated 11/6/23.
Atty ok with terms

***RECOMMEND CONFIRMATION AT $5,942.30 PTD, $375 BY 11/30/23, THEN $1,280 x 52 STARTING 12/1/23, BASE PLAN, ONE MAIN FINANCIAL BIFURCATED POC (5-1) ON 2012 HONDA CIVIC SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN***

1) Plan provides for $10,484 priority treatment to the IRS - amended claim came in higher $23,743.94 (OKAY TO PAY?? - Yes)

2) One Main Financial filed a bifurcated claim on 2012 Honda Civic with $0 arrears - Plan provides secured unaffected treatment in Part 4f (BASED UPON PLAN TREATMENT, TRUSTEE TO ADD TO CONFIRMING ORDER THAT ENTIRE BIFURCATED POC (5-1) SHALL BE TREATED AS UNAFFECTED OUTSIDE THE PLAN).

3) Trustee OBJ:
- Debtors need to provide a certification regarding any funds received via inheritance and how funds were used (TRUSTEE TO REVIEW CERT UPLOADED 9/25/23)

***RESOLVED ISSUES***

A) JP Morgan (Parker McCay) OBJs - failure to cure full arrears of $37,424.33 per filed POC (RESOLVED - ORDER ENTERED TO PAY PER POC).

B) Trustee OBJ:
- Need 2022 tax return (RECEIVED).
- Need Feb & March bank statements for Santander and USAA accts (RECEIVED).
- Tax refund of $2,195 was not prorated and included in disposable income calculation (AVERAGED/ADDED TO INCOME).


Prop. Plan $750 x 60, Base Plan
- Loan Mod by 10/1/23
PTD 8/8 = $5,942.30
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
011/8/2023 10:00 am23-12499 / ABAKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 9 required payments   Arrears: $113.00  Total Paid In: $2,000.00
11/1 workup for the 11/8 calendar EDC

Based on the large amount of disposable income the plan should be shortened. Trustee can recommend confirmation at:
**$1650 paid then $463 x 36 beginning 12/1/23-100%

1. Need proof of insurance for the 2009 Nissan and the 2003 Ford.
2. Need February and March bank statements for Wells Fargo account 6355.
3. Need a copy of the Deed.
4. Need proof of homeowner's insurance.
5. There is $86,019 in non exempt equity in the residence. No D1 taken. 100% plan.
6. Need January and February pay stubs for part time job.
7. $1,200/month for food for two
$300/month for clothing
Need proof of excessive expenses 10 days prior to confirmation.
8. Verified income leaves monthly disposable income of $2,328.18.


proposed $350 x 60 100%

Matter ResolvedRequest
Adjourment
011/8/2023 10:00 am23-12595 / SLMJonathan Stone, Esq.Order Shorten TimeOrder to be Submitted
<>
Wilmington limited response ( RAS)<>MOTION TO SELL REAL PROPERTY


TR limited objection (#49) - atty must file an application for suppl fees for the 1500 for forcelosure defense fees

------------------
Sheriff sale 12/1/23(SV by order 7/27/23)

Mtg Wilmington (Pluese)payoff as of 10/25/23 $554,385.68

10/30/23(mk) $610,000(which is less than CMA value- says due to condition is poor- sent in pics. according to realtor and home inspection credit of 15,000 so $595,000 )

- Order has balance of proceeds to Tr but at that price there are no proceeds. Atty is pd 1500 for closing and 1500 for foreclosure defense- NEED AN APPLCATION AND ORDER FOR SUPPLE FEES FOR THAT.

>HOW LONG WAS THE PROP MARKETED?(Per realtor 33 days on MLS)

-NEEDS TO RETAIN REALTOR(FILED and obj.deadline is 11/7)
Matter ResolvedRequest
Adjourment
14111/8/2023 10:00 am23-12952 / MBKTIMOTHY P NEUMANN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $100.00  Total Paid In: $700.00
10/30 workup for the 11/8 calendar EDC

**RECOMMEND CONFIRMATION AT:
$600 PAID THEN 100 X 30 BEG 11/1/23 100%(MIN. OF $261,114 BASED ON EQUITY)-TRUSTEE TO RECEIVE PROCEEDS TO PAYOFF CASE IN FULL FROM THE SALE OF THE HOME BY 4/30/23--Attorney's fees to be paid from sale proceeds--Trustee to pay Santander claim 2-1---Pre-confirmation certification must be filed within 10 days

LOW BASE

* Santander Consumer filed a secured arrears claim #2 in the amount of $265.12 which is not in the plan. Is it ok to pay this claim? (100% PLAN) PAY

* Trustee's objection:
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Debtor to amend petition to include workers compensation case (no third party actions)
and change to indicate that he is married and separated. (NOT AMENDED)

* Attorney's fees in the plan ($0) and the disclosure statement ($5,000) do not agree. One of these must be amended.(OK FEES TO BE PAID OUTSIDE AT SALE)

-----------------------
RESOLVED ISSUES:

STAY MOTION BY MORTGAGE COMPANY IS SCHEDULED FOR 9/27/2023. CASE HAS BEEN PENDING SINCE 4/10/23 WITHOUT RESOLUTION OF OBJECTION. otbs

1. Objection filed by Wells Fargo Bank (LOGS) - plan does not propose to pay towards arrears of $75,989.27 and sale is speculative. (OTBS BUT WE STILL DO NOT HAVE ORDER)

- Need to resolve objection by Wells Fargo Bank. (OTBS)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $267,114 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $100 x 60 beginning 5/1/2023, sale of Vivian Drive by 4/2024, 100% plan
Payments: 4/5, arrears $100
Matter ResolvedRequest
Adjourment
14211/8/2023 10:00 am23-12982 / MBKRegina L. Gelzer, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 4 of 8 required payments   Arrears: $1,495.00  
This plan has been withdrawn and a new plan #33 filed

10/31 workup for the 11/8 calendar EDC

** Trustee obj to the following:
- Need amended Schedule I to properly list all employments for Debtors. At 341 Trustee was informed co-debtor no longer employed at ESS Northeast and that one of the Debtors began new employment. Also will need 2 months proof of income from new job.
- Proof of income verified much higher at $2,115, but pending updated proof of income and amended Sched I in order to determine is there is disposable income.
- Plan does not specify treatment of Specialized Loan mortgage arrears $43,460.25.
- Must file Pre-confirmation certificate.
- Must resolve creditor obj.

3. Specialized Loan (PHILLIP RAYMOND) obj that plan is silent to treatment of mortgage on real property and arrears owed, POC filed $43,460.25.

Prop Plan $925 x 60 begin 5/1/23; Base
Note: Bank statements provided.
Matter ResolvedRequest
Adjourment
14311/8/2023 10:00 am23-13225 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $3,555.00  
Woerner sent OTBS yesterday afternoon 11/7 but have not reviewed, will need to adjourn EDC

Per AR, ADJ to 11/8/23 Peremptory - Atty trying to resolve the 2 objecting creditors to make the case 100% which would resolve the insufficient Certification (dm)

10/30 workup for the 11/8 calendar EDC

1. Trustee obj to the following:
- There is non-exempt equity in real property $35,848.86 and TD Bank acct $926.34.

2. Select Portfolio (FEIN SUCH) obj arrears owed more $9,049.42, POC filed with arears $9,049.42. Obj must be resolved.

3. Amanda Dzitko and Michael Estwanick (PASHMAN STEIN WALDER HAYDEN) obj to the following (RESPONSE FROM DEBTOR AND AMENDED SOFA FILED 8/15/23--RESPONSE DOES NOT REALLY EXPLAIN THE DEPOSITS):
-fraud claim against estate of Eastwanick
- Plan fails to disclose Debtor has 2 Santander Bank accts #0316 and #8713 in which Debtor deposited over $100,000 in alleged "inter vivos gifts" from the estate of his mother in law, Monica Estwanick in 2020 and 2021. The alleged "gifts" from Monica Estwanick form the basis of their fraud complaint pending in Superior Court of NJ, Ocean Vicinage. (RESPONSE DOESN'T EXPLAIN WHAT HAPPENED TO MONEY)
- Bank accts were active and receiving deposits at least as of 1/6/23 and the accts also reflect having at $16,500 in deposited checks from Debtor's brother, Francis Pelligrino in 2022 and 2023. (RESPONSE SAYS MONEY WENT TO PAY ATT. FEES)
- Schedules also fail to disclose $27,772 in Cashapp payments from daughter, Ashley Pelligrino which were deposited into Debtor's accts between 2020 - 2022.(RESPONSE SAYS MONEY WENT TO CARE FOR MONICA ESTWANICK)
- Plan fails to disclose lottery winnings received in 2022, Specifically 1/12/22 Debtor received $1,040 and on 2/16/22 $3,503.50 from NJ Lottery.


Prop Plan $1,185 x 60 begin 5/1/23; Dollar Base $55,748.67
Note: Chime bank statements provided.
------------------
resolved:
4. Must resolve estimated tax claims filed by State of NJ 2017-2021 tax returns not filed(amended)
still es
Matter ResolvedRequest
Adjourment
011/8/2023 10:00 am23-13265 / ABAKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $2,143.00  Total Paid In: $5,155.00
ADJ to 11/8/23 for Kevin Fayette to confer with Andrew Finberg (dm)
ISSUES AS OF 10/6/2023 (DM): SUBJECT TO TERMS

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,965 PTD, THEN $1,111 x 55 STARTING 10/1/23, 100% PLAN WITH $59,836 THRESHOLD PRESERVED; $2,637 BALANCE OF ATTORNEY FEES SHALL BE PLACED ON HOLD UNTIL SUCH TIME THAT TRUSTEE RECEIVES A SUBSTITUTION OF COUNSEL SPECIFYING PAYMENT OF ATTORNEY FEE BALANCE***

1) NewRez/Shellpoint (PINCUS) OBJs - $20,803.61 arrears on Horace Ave property (CONSENT ORDER ENTERED).


Prop. Plan $1,900 Ptd, $1,115 x 56, 100% Plan
PTD 5/6 = $3,965
Last Claim (22-2)
Matter ResolvedRequest
Adjourment
14411/8/2023 10:00 am23-13504 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $300.00  Total Paid In: $2,100.00
10/30 Workup for the 11/8 calendar EDC

$300 X 60 BEG 5/1/23 PRO RATA--TRUSTEE TO RECEIVE ANY NON EXEMPT PROCEEDS OF THE SALE OF THE HOME BY 5/1/24--TRUSTEE WILL PAY MORTGAGE ARREARS CLAIM PENDING SALE

--LOW BASE

*sale date of May 2024. No info on new job or amended I & J. What is status? NEEDS ALL DOCS BY 9/27 OR SHOULD BE DISMISSED

*amended schedule I has negative -$500 monthly per schedules--
1. Objection filed by Wells Fargo Bank/Mr. Cooper (LOGS) - failure to cure arrears of $196,386.82 (Per POC) (OK TO PAY PER ATT)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - from new job. (NOT RECEIVED)
- Amendments to Schedules sch I and J to account for new job. (NOT AMENDED)
- Must resolve creditor objection. (UNRESOLVED)

RESOLVED ISSUES:
-any non exempt proceeds from sale of property to be paid to Trustee. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 5/1/2023, sale of Gracey Street by 5/1/2024, base
Payments: 2/3, arrears $300
Matter ResolvedRequest
Adjourment
14611/8/2023 10:00 am23-13549 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $458.00  

NFA
As of 11/3/23 (DS): Debtor attorney reques adjournment, mod plan filed 11/2/23.

As of 11/1/23 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

As of 10/6/23 (DS): Debtor attorney requested adjournment to allow IRS to filed amended claim and file mod plan

10/11/23 (DS): 1. Trustee obj to the following:
- Need DSO Info for Gissella Malgeri.
- Upon review of the 22C gross monthly income is $9,366.25 (April gross $37,465/4), Line 23 requires documentation and Line 41 (retirement deductions - PERS loan) should be $765.62. Per the 22C, monthly disposable income is $1,906 which requires min. dividend $114,360 to gucs. Proof of income verifies disposable income $1,181.
- Valley National Bank filed arrears claim $416.79. Needs to be paid or move against the claim. MOD PLAN PAYS ARREARS.
- IRS filed estimated tax claim, 2021 and 2022 tax returns not filed. Must resolve estimated tax claim.

Prop Plan $229 x 24 begin 5/1/23; $439 x 28 begin 4/1/25; $719 x 8; Base
Note: 2022 Tax return, as well as property settlement agreement on 247 Lakeshore Dr belonging to ex-spouse.Tier plan not needed, case above median and there is disposable income.
Matter ResolvedRequest
Adjourment
14711/8/2023 10:00 am23-14018 / MBKPRO SEConfirmation Hearing - Order Vacate Dismissal of CaseContinued
12/13/2023 10:00 am
Debtor has made 31 of 7 required payments   Arrears: $3,100.00  
issues as of 10/31/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income disposable income verifies $ -350.61.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- Need a modified plan that proposes a Loan Mod or Sale in Part 1c, not both; Part 2a and 2b both propose adequate protection payments to Westlake to be paid by Trustee and by Debtor - need to remove since plan is proposing Trustee to pay claim in full on Part 4 g; mark off Part 5a treatment of unsecured claims to be 100% and remove all unsecured debts to be paid on Part 5b - preference on who to pay within a class is not permitted (additional claim filed by Fingerhut); mark off Part 8a vesting upon confirmation or need to list Trustee on all insurance policies; mark Part 8c Order of Distribution as Trustee standard order of distribution.
- Need explanation of the setoff and recoupment listed in plan.
- Must file Pre-confirmation certificate.
- Add to confirming order non-exempt proceeds from all lawsuits/claims settled to Trustee.
- Add to confirming order non-exempt proceeds from sale of real estate.

proposed plan $1,50036 begin 7/1/2023
paid in $5,350
arrears $2,150
last claim 9
Matter ResolvedRequest
Adjourment
14811/8/2023 10:00 am23-14151 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $885.00  Total Paid In: $3,515.00
AS OF 11/7/2023 (at):

RECOMMEND: $3,515 PAID TO DATE, $885 x 54 BEGINNING 12/1/2023, 100% PLAN
Preserve non exempt equity of $164,943 in real estate.
Claim #2 filed by Wells Fargo will be paid through the plan.

1. Wells Fargo filed a secured arrears claim #2 in the amount of $1,686.90 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

2. The IRS filed an estimated claim #1 which needs to be amended. (NO LONGER ESTIMATED)

3. The NJ Division of Taxation filed an estimated priority claim #6 which needs to be amended. (NO LONGER ESTIMATED)

4. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,160.39.


RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Need proof of $1,000/month rent from son. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need updated car insurance prior to confirmation. (RECEIVED)
- A copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- The plan must continue to pay a 100% dividend due to the $164,943 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $703 x 60 beginning 6/1/2023, 100% plan
Payments: 5/6, arrears $703
Matter ResolvedRequest
Adjourment
14911/8/2023 10:00 am23-14832 / MBKDonald C. Goins, Esq.Confirmation Hearing on Modified PlanContinued
12/27/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $501.00  
AS OF 11/2/23 (SF)

Trustee objection:
- Verified income leaves monthly disposable income of $763.90.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,702 when determining disposable income.

- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Need proof of service on Capital One Auto Finance. (IMPROPER SERVICE. DID NOT SERVE ADDRESS ON PROOF OF CLAIM)

The debtor must supply a certification regarding the $27,855 received in March of 2023 (CERT PROVIDED THAT FUNDS WERE FROM CLAIM HOMEOWNERS INSURANCE FOR FIRE AT HOME)


Plan proposes $501 x 60 Base
Payments: 4/5 Arrears: $501

RESOLVED ISSUES:
- Need to resolve the bifurcated claim #4 filed by Capital One. (Cram)
- The attorney's fees in the plan ($3,331) and the disclosure statement ($3,313) do not agree.
One of these must be amended. (AMENDED)
- Need to file Pre-Confirmation Certification. (FILED)
-The debtor must supply a certification regarding the $27,855 received in March of 2023 (CERT PROVIDED THAT FUNDS WERE FROM CLAIM HOMEOWNERS INSURANCE FOR FIRE AT HOME)
Matter ResolvedRequest
Adjourment
15011/8/2023 10:00 am23-14915 / MBKRoger J. Yehl, Esq.Confirmation Hearing on Modified PlanContinued
12/13/2023 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $2,949.00  
debtor to make 2 payments by 12/13 and setup ewage per AR

IF D HOLD FEES PER ATT

11/1 workup for the 11/8 calendar EDC

-adj last time to get current 3P arrears through November
NEEDS TO GET CURRENT BEFORE CAN BE WORKED UP
per atty debtor has payments and more to follow- adj to 11/8 PEREMPTORY
DEBTOR NEEDS EWAGE

As of 10/5/23(mk):email to atty

2/5 payments-



Plan: $652.66 PTD; $961 X 34 BEG 9/2023; BASE
1/5 payments
Matter ResolvedRequest
Adjourment
15111/8/2023 10:00 am23-15099 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

Per email from Debtor attorney, debtor will not file tax return, allow case to be dismissed and preserve fees

As of 11/1/23 (DS): 1. State of NJ estimated tax claim still not resolved.
-
2. Ally (2016 Dodge) filed arrears claim $374.49, plan has outside and needs to be paid or move against claim.

AS OF 8/23/23 (SF) Cannot confirm because more claims were recently filed since last workup and State of NJ filed estimated tax claim.

- State of NJ filed estimated priority claim 9-1 , 2017-2021 tax returns not filed (MUST RESOLVE)
- Ally Bank filed arrears claim 11-1 for $374.49 (OK TO PAY?)

8/23/23 (DS): Need to confirm at $250 paid, $460 x 34 begin 9/1/23; 100% to gucs

1. Trustee obj that Pre-confirmation certificate must be filed. FILED 8/11/23

Prop Plan $250 x 36 begin 7/1/23; 100%
Matter ResolvedRequest
Adjourment
15211/8/2023 10:00 am23-15115 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
12/27/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $350.00  
AS OF 11/2/23 (SF) PLAN IS NOT FEASIBLE BASED ON CLAIMS FILED AND DISPOSABLE INCOME

1. Objection filed by US Bank Trust (Egerman) - failure to pay arrears of $48,688.61

2. Objection filed Credit Union of NJ (Dupont) - objects to cram

3. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM

4. State of NJ filed estimated priority claim 13-1 (NEED AMENDED CLAIM)

5. Westlake Financial Services filed arrears claim 20-1 in the amount of $497.27 which is not addressed in plan (OK TO PAY?)

6. Trustee objection:

- Debtor is not devoting all disposable income to the plan, and thus should be a Base plan.

- Need to file Pre-Confirmation Certification.



Plan proposes $350 x 60 0% Plan
Payments: 4/5 Arrears: $350

RESOLVED ISSUES:
- Need a copy of the last filed tax return - 2022 tax return. (RECEIVED)
Matter ResolvedRequest
Adjourment
15311/8/2023 10:00 am23-15209 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $100.00  
send in new income and updated I & J and possibly a MP

10/31 workup for the 11/8 calendar EDC

TRUSTEE WILL COMPROMISE AS FOLLOWS:
$400 PAID THEN $200 X 56 BEG. 11/1/23 PRO RATA---TRUSTEE WILL PAY CAPITAL ONE CLAIM 11-1 BEFORE THE STUDENT LOAN UNSECURED CREDITORS

*THE PROOF OF EXPENSES ARE NOT EVEN CLOSE TO WHAT IS IN THE SCHEDULES. THERE IS LOTS OF DISPOSABLE INCOME

**Trustee obj to the following:
-- Need 2 month's income from maternity leave/temp disability for Debtor (ONLY HAVE DISABILITY THROUGH JUNE, WHAT IS STAUTUS NOW)
-- need proof of car loan, which is on Sched J expense (auto insurance $200 and car payment $300).-
-- Sched J has excessive expenses Childcare $800 and Medical $600, also a $400 expense. Must provide proof of expenses 19 days prior to conf.
-- 22c has excessive deductions on Line 13 deducts $2,610.77 paycheck deductions, Lines 13c and 13f take $629 each for cars (need balance statement for car payment listed on Sched J $300, since no creditor is listed in Plan, Sched D or G ), Line 21 childcare $800 (must provide proof of daycare expense), Line 22 additional health care expense $600, Line 23 Optional Phone $303.77, Line 28 Additional home energy $300.56 (seems to be the same amount listed on Sched J for electricity/heat gas and is already on Line 8 deductions). There would be disposable income pending all proof of expenses. ALSO THERE IS DISPOSABLE INCOME DUE TO EXCESSIVE EXPENSES. PROOF OF GAS BILL IS UNDER $200 A MONTH AVERAGE AND PHONE CABLE IS $179 WHICH IS LOWER THAN SCHEDULES, HEALTH CARE LESS THAN $100 A MONTH AVERAGE
-- Add to confirming order Debtor to provide updated proof of income 3 months from confirmation.
-- Must file Pre-confirmation certificate.

Prop Plan $100 x 60 begin 7/1/23; Base
Matter ResolvedRequest
Adjourment
15411/8/2023 10:00 am23-15487 / MBKJenee K. Ciccarelli, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $0  

convert or D by 11/22

ISSUES AS OF 10/25/2023 (DM):

***No feasible MP has been filed and the Trustee does not proof of insurance with liability coverage for the marital home - RECOMMEND DISMISSAL***

 ADJ by MBK to 11/8/23. Ex-wife was advised that mortgage company would probably file a MFR if Motion to Sell didn't proceed - sheriff's sale was stayed by the pending Bk. Ex-wife wants to buy out debtor's interest in the property with credit applied for DSO the debtor has failed to pay.

1) IRS filed $16,048.99 priority claim not treated in the plan (UNRESOLVED).

2) State of NJ filed $5,906.20 priority claim that includes estimated taxes for 2020 & 2021 not treated in the plan (UNRESOLVED).

3) Zdenka Karas filed $209,034.73 priority DSO claim and objects to the plan treatment - current plan is underfunded (UNRESOLVED).

4) Trustee OBJ:
- The schedules of expenses filed in unrealistic, and the plan is not feasible.
- Need to file a MP with a 36-month minimum term (UNRESOLVED).
- Need DSO Form (UNRESOLVED).
- Need homeowner's insurance with liability coverage (UNRESOLVED).
- Tax refund of $1,357 was not prorated and included in disposable income calculation.
- There is $61,764 non-exempt equity in real estate.
- Debtor has failed to sell the home by July 2023.
- Order of Distribution departs from Trustee standard.
Need to file Pre-Confirmation Certification (UNRESOLVED).
- Atty must file a Fee App within 7 days of confirmation.
- Need Settlement Statement from lawsuit being held by Townsend, Tomaio & Newark LLC (UNRESOLVED).


Prop. Plan $25 x 2, Base Plan
- sale of Cedar Ave property by 7/31/23
PTD 4/4 = $100
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
15511/8/2023 10:00 am23-15547 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $5,465.00  Total Paid In: $27,325.00
AS OF 10/31/2023 (at):

RECOMMEND: $5,465 x 60 BEGINNING 7/1/2023, BASE
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - document provided is forced placed insurance does not include personal liability (RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Rental income received from 3 tenants each with payment of $1,350

RESOLVED ISSUES:
- Atty will need to file fee application within 7 days of confirmation (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification with Court (FILED)

Plan proposes: $5,465 X 60 beginning 7/1/2023, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
15611/8/2023 10:00 am23-15604 / MBKPRO SEConfirmation Hearing ScheduledWithdrawnDebtor has made 5 of 6 required payments   Arrears: $2,000.00  
10/31 workup for the 11/8 calendar EDC

*Roth is new attorney. Many issues remaining
*Did Roth file a substitution of attorney?

**. Trustee obj to the following:
- Need 2 months bank statements from Ocean First checking and savings accts prior to filing date.
- Schedules failed to add tax refund in the amount of $6,271 when determining disposable income.
- Disposable income verifies much higher, there would be $9,570 in disposable income.
- Plan does not propose the non-exempt equity in asset and/or disposable income. There is non-exempt equity in real property $103,630.15, 2016 Mercedes-Benz $9,296.50, 2012 Ford Van $3,000, OceanFirst checking and savings acct (pending proof of statements), E-Trade $12,086.66 and AB Tucci Concrete $2,200.
- Need explanation/debtor certification for OceanFirst Bank business checking has business as AB Tucci Concrete Corp. There are checks made to the construction business. Debtor made a payment to himself for $3,600 on 6/22/23, then from Feb to May Debtor makes checks payable to his construction business. In Feb $85,000 on 2/28/23, $17,000 on 3/16/23, $1,200 on 3/27/23, $18,000 on 3/28/23, $20,000 on 4/3/23, $2,000 4/24/23, $9,651 on 5/1/23, and $3,650 on 5/9/23. LETTER FROM ACCOUNTANT PROVIDED AND BEING REVIEWED BY MK.

2. Keybank (WELTMAN WEINBERG & REIS) obj to not in plan. Creditor filed claim with no arrears, monthly payments are $374.24. Obj must be resolved.

3. Manasquan Bank (ANSELL GRIMM & AARON) obj to plan failing to propose continued payment to mortgage. Obj must be resolved.

4. State of NJ filed estimated tax claim, 1989-1993 not filed. Must resolve estimated tax claim.

Prop Plan $2,000 x 60 begin 7/1/23; Base
Note: E-Trade statement provided, there is $12,086.66 noon-exempt equity.
Matter ResolvedRequest
Adjourment
15711/8/2023 10:00 am23-15611 / MBKJoseph Albanese, Esq.Confirmation Hearing ScheduledContinued
1/24/2024 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $500.00  
issues as of 10/31/2023 (JMA)

1) Unity Bank (McCabe Weisberg) objection to confirmation - need to resolve
-arrears $1,129.19
2) TD Bank (Dembo Brown) objection to confirmation - need to resolve
-adversary complaint
3) Trustee objection to confirmation - need to resolve
- Proof of 2 month's income - Profit and Loss from 1/1/23-6/30/23 (P&L provided is up to 6/15/23)
- A copy of the homeowner's insurance renewal declaration - ; if not confirmed by 11/8/23, insurance expires 10/28/23.
- Update auto insurance for 2023 Nissan Pathfinder, insurance expired 9/23/23.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $300, Transportation $758 (P&L also has $873 total $1,631).
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Proof of income verifies higher, there is disposable income $9,261.88.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in real property $871.16, $33,465.25 in Bank of America acct#0632, Bank of America acct#5708 (pending bank statements). There may also be equity in the sold Farmingdale home pending the receipt of the HUD
- Need Bank of America acct#0632 from 4/12/23 - 5/11/23 and 2 months bank statements from Bank of America acct #5708 (prior to filing date).
- Need auto insurance for 2022 Nissan Frontier, Sched B states car in business name, need verification.
- Must resolve all creditor objections.
- Must file Pre-confirmation certificate.

proposed plan $500x60 begin 7/1/2023 base plan
paid in $2,000
last claim 9
Matter ResolvedRequest
Adjourment
15811/8/2023 10:00 am23-15710 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $844.00  
AS OF 11/2/23 (SF)

1. Motion for Relief by Somerset Mews scheduled for 11/22/23 at 9

2. Somerset Meadows did not file a claim. Cannot pay per plan amount listed in plan. (Should this claim be stricken from plan?)

3. Trustee objection:

-income verified higher using paystubs provided and did not account for the tax refund, verified monthly disposable income is $940.22. Must pay disposable income into plan. Need plan base of $27,078.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2505 when determining disposable income.

-plan provides for repayment of residential lease arrears, does not provide for prompt cure (Motion for Relief filed by creditor)



Plan proposes $333 x 60 Base
Payments: 3/4 Arrears: $844


RESOLVED ISSUES:
- Need Wells Fargo Savings account statements, not provided (RECEIVED)
-Need to file Pre-Confirmation Certification with Court (FILED)
Matter ResolvedRequest
Adjourment
15911/8/2023 10:00 am23-15718 / MBKJAY B FELDMANConfirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  

MP filed

10/30 workup for the 11/8 calendar EDC

As of 10/5/23 (DS): Debtor attorney requested adjournment due to Debtor offered loan mod trial period and allow time to file mod plan. NOTHING FILED

As of 9/29/23 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income $-1,481.77. After deducting the difference of food $-976.72.
- Need trustee standard order of distribution.

2. SN Servicing (CHARLES WOHLRAB) obj to arrears not paid, plan does not propose pre-petition payments $2,004.32 not paid and loan mod. Obj must be resolved.

Prop Plan $50 x 60 begin 8/1/23; Base and Loan mod on Main St by 12/1/23
Note: Bank statements provided 9/18/23 and CMA provided 9/26/23.
Matter ResolvedRequest
Adjourment
16011/8/2023 10:00 am23-15807 / MBKPRO SEConfirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $200.00  
10/27 workup for the 11/8 calendar EDC


1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income. INCOME IS NEGATIVE $600
- The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - for last pay periods in June and July (only provided first pay periods for those months.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $200 (if 2013 Dodge Avenger is not returned). ADD BACK INCOME
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). OK TO USE OUR ORDER
- Must resolve IRS estimated tax claim. AMENDED CLAIM FILED,
- Must file Pre-confirmation certificate. FILED
- Debtor needs to notify the Trustee is the 2013 Dodge Avenger that was repossessed is returned to the debtor. OK to surrender per debtor
2) State of NJ priority claim is estimated for 2020-2022 taxes - need to resolve

proposed plan $100x36 base plan
paid in $100
arrears $200
last claim 11
Matter ResolvedRequest
Adjourment
16111/8/2023 10:00 am23-15864 / MBKGeorgette Miller, Esq.Confirmation Hearing ScheduledContinued
12/27/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $584.00  
11/6/23 (SF) PER AR, FILING FEE CAN BE ALLOWED, ATTORNEY MUST AMEND DISCLOSURE STATEMENT TO INCLUDE THIS COST. (WHEN CONFIRMED, ADD LANGUAGE IN CONF ORDER)


As of 11/6/23 (DS): Debtor attorney requested adjournment due to being away

As of 11/1/23 (DS): 1. MFR filed by SN Servicing mortgage sched 11/8/23, owed post-pet arrears plus atty fees $6,103.48. Must resolve.

2. Trustee obj to the following:
- Need updated auto insurance (insurance expired 9/1/23) and recent Deed (Deed provided dated 2006, does not list Debtor as owner).
- Disposable income verifies $1,874. Car payment $510 will end in month 18.
- Current Plan does not specify treatment of Purchasing Power owed $780.51, no arrears, 7 months remaining for the purchase of Apple Ipad bundle, Coach bag and Citizen Quartz mens watch.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

3. SN Servicing (CHARLES WOHLRAB) obj arrears more, POC filed $25,795.95, Mod plan filed to pay arrears. Obj should be resolved, but new obj filed explaining MFR post-petition arrears not paid, Must resolve obj.

Prop Plan $500 x 3 begin 8/1/23; $585 x 57; Base
Matter ResolvedRequest
Adjourment
16211/8/2023 10:00 am23-16018 / MBKRONALD E NORMAN, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 5 required payments   Arrears: $0  

AS OF 10/30/2023 (at):

PER DEBTOR'S ATTORNEY, DISMISS AND HOLD FEES.

DEBTOR HAS MADE ONE OF THREE TRUSTEE PAYMENTS.

1. Need a consent order allowing trustee to make adequate protection payments to Bridgecrest.

2. The IRS filed an estimated claim #1 which needs to be amended.

3. The NJ Division of Taxation filed an estimated claim #9 which needs to be amended.

4. Objection filed by Bridgecrest Acceptance (Lavin Cedrone) - vehicle was purchased within 910 days of filing and creditor wants $33,501.53. (RESOLVED - PAY $33,501.53)

5. Trustee's objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of
-$87.24.
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information for Kelly Larkin (NOT RECEIVED)
- Need proof of insurance for the mobile home. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $1,144/month for rent-a-center
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need proof of insurance for the 2017 Nissan. (NOT RECEIVED)

RESOLVE ISSUES:
- Need to resolve objection by Bridgecrest Acceptance Corp. (RESOLVED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $8,600 in non exempt equity in the mobile home. (LANGUAGE ADDED)
- There is $1,200 in non exempt equity in the rental security deposit. (LANGUAGE ADDED)


Plan proposes: $710 x 60 beginning 8/1/2023, base
Payments: 1/3, arrears $1,417

Matter ResolvedRequest
Adjourment
16311/8/2023 10:00 am23-16156 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 1 of 5 required payments   Arrears: $6,402.00  
AS OF 11/1/23 (SF)

1. Objection filed by Nationstar (Jessica Berry) failure to pay arrears of $171,551.641.

2. Objection filed by Thomas Beaudry (Frances Tomes) - failure to pay secured claim in the amount of $146,825

3. Adv. A.K. Electric vs. Bencivenga 12/18 at 11

4. Capital One filed bifurcated claim 2-1 with arrears of $10,926.50 (OK TO PAY?)

5. Motion for Relief by Nationstar 11/8 at 9

6. Trustee objection:
- Need bank statements (June & July) for acct #7720
- there is $53,080 non-exempt equity in real estate (100% Plan)


Plan proposes $1233 x 3; $3200 x 57 100% Plan; Refinance by 7/1/23
Payments: 2/4 Arrears: $4434



Matter ResolvedRequest
Adjourment
16411/8/2023 10:00 am23-16339 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $2,436.00  Total Paid In: $3,832.00
AS OF 11/7/23 (SF) Updated

RECOMMEND $2,874 PTD, $2,176 X 57 (BEGIN 11/1/23) BASE W/MIN $19,498 TO GUCS PER NON EXEMPT EQUITY IN REAL ESTATE
- FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


1. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$295/month for home maintenance (allow $200)
$430/month for cell phones (allow $230)
$795/month for child care (ok)
$782 & $1,164/month car payments (allow $1258 per IRS guidelines)
Need proof of excessive expenses 10 days prior to confirmation. (REDUCED EXPENSES BY $1013)

- Verified income leaves monthly disposable income of $1,229. DISPOSABLE INCOME IS NOW $2176

- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,528 when
determining disposable income.

- There is $19,498.00 in non-exempt equity in the residence (
- There is $87,500 in non-exempt equity in the bank accounts. (Cert provided that debtor is only on accounts to assist elderly mother)

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution

Plan proposes $958 x 48 Base w/min $19,332 to gucs
Payments: 2/4 Arrears: $1916

RESOLVED ISSUES:
- Need June and July bank statements for the (2) checking and (2) savings accounts owned by the debtors and listed on schedule B. (RECEIVED)

Cert provided that Bank of America accounts ending in 4791 and 2961 belong to debtor's mother. Debtor is only on the accounts to assist elderly mother.




Matter ResolvedRequest
Adjourment
16511/8/2023 10:00 am23-16345 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $822.00  
AS OF 10/26/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THE CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 11/30/23.
2. Payments: 2/3, arrears $816

objection filed by Ravenscroft Condo association on 9/21/23
Matter ResolvedRequest
Adjourment
16611/8/2023 10:00 am23-16432 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
12/27/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $500.00  
As of 11/6/23 (DS): Debtor attorney requested adjounrment to allow time to submit additional documentation in support of plan.

As of 11/1/23 (DS): Need to confirm at $500 x 4 begin 8/1/23; $1,157 x 56 begin 12/1/23; Base with a min dividend $54,632.40 to gucs and within 7 days must file fee app

As of 9/25/23 (DS): Debtor attorney requested adjournment to allow Debtor to respond to obj

9/27/23 (DS): Recommend confirming at $1,000 paid, $1,136 x 58 begin 10/1/23; Base w/min. dividend $54,632.40 to gucs;
- Must file fee app within 7 days.

1. Trustee obj to the following:
- 22C, Line 16 (taxes) should be $1,872.76, not $2,003.60, Line 23 takes $100, allowed $75, Line 25 should be $133.60, not $167.40, Line 30 takes $27, should be $0, Line 41 should be $106.30, not $212.25 and Line 45 has disposable income $588.79, add back excess expenses and disposable income verifies $910.54 which requires a min. dividend of $54,632.40 to gucs.
- Calculating April-July 7 income verifies that there is disposable income $1,543.26 and that ytd net as of 6/23/23 also verifies that disposable income is $1,895.
- Need fee app 7 days prior to confirming.

Prop Plan $500 x 60 begin 8/1/23; Base
Note: Auto insurance provided 8/24/23 and June/July statements provided 8/25/23.
Matter ResolvedRequest
Adjourment
16711/8/2023 10:00 am23-16472 / MBKJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $2,550.00  
As of 11/1/23 (DS): 1. Debtor in arrears $1,700, made 2 out of 4 payments, last payment made 9/25/23.

2. MFR filed by NewRez mortgage, no mortgage payments made for 8/1/23-10/1/23 total $3,572.69, sched 11/22/23. Need outcome.

3. Trustee obj to the following:
- Need current market analysis with 6 months recent comps, comps submitted were from 2022 (ANOTHER CMA PROVIDED HAS NO COMPS ATTACHED) and 2022 tax returns.
- Disposable income verifies higher $1,516, including tax refund not on Sched I $5,901.
- There is non-exempt equity in real property $20,609.50. BAR DATE HAS PASSED TOTAL GUCS FILED $15,638.51.
- Need Trustee standard order of distribution.
- Must resolve creditor objection.

4. NewRez/Shellpoint (HILL WALLACK) obj arrears owed more than what plan is proposing, POC filed arrears $49,676.78, plan has $20,000. Plan will require a higher Trustee payment. Must resolve obj. (OTBS to pay arrears claim $49,676.78 11/7/23)

5. Westlake (2014 Ford) filed arrears claim $491.03, which is not treated in Plan or any of the schedules and no auto insurance provided, car payment is $491.

Prop Plan $850 x 60 begin 8/1/23; 100%
Matter ResolvedRequest
Adjourment
011/8/2023 10:00 am23-16493 / MBKMitchell L. Chambers, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $0  

Docket says this was adj to 11/22/23

mk: UPDATE: PER KB- TFS PAYMENT PENDING

10/25/23:mk: per atty - has had no contact from client and said ok to dismiss/hold fees BUT this am debtor contacted him and said she made another payment this morning. It was by TFS told him to show up and try to save the case


As of 10/19/23(mk): email to atty

1/3 payments

LL DID FILE A POC $5,206- it appears to be late claim bar date was 10/10

1. Trustee objection:
-debtor has insufficient income- debtor response- has sufficient income.
SUPP OBJECTION :plan fails to provide prompt cure over 18 mos of rental arrears ( Plan does provide for 18 mos cure BUT that will not be accomplished unless atty fees(3,990) and LL are paid concurrently.


--------------RESOLVED-----------
pre conf cert filed


Plan:$277 X 36 BEG 8/2023; BASE
1/3
Matter ResolvedRequest
Adjourment
16811/8/2023 10:00 am23-16511 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $200.00  
AS OF 11/7/2023 (at):

1. Objection filed by Rushmore Loan Management (Friedman Vartolo) - failure to cure arrears of $139,048.38 (Per POC), failure to make monthly post petition payments and creditor wants stay relief if property is not sold within an appropriate time frame. (UNRESOLVED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- there is $70,921 non-exempt equity in house (100% plan) (LANGUAGE ADDED)
-Debtor opened Tuned Proper Auto Sports in July 2023, not yet doing business. Should
provide updated income within 6 months of confirmation. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,799 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $100 x 36 beginning 8/1/2023, $8,000 x 1 in month 12, sale of residence by 5/31/2024, 100% plan
Payments: 2/4, arrears $200
Matter ResolvedRequest
Adjourment
16911/8/2023 10:00 am23-16565 / MBKAmy Lynn Bennecoff Ginsburg, Esq.Motion ReconsiderMoot
MTN TO RECONSIDER DISMISSAL

Trustee Obj
Matter ResolvedRequest
Adjourment
16911/8/2023 10:00 am23-16565 / MBKAmy Lynn Bennecoff Ginsburg, Esq.Confirmation Hearing ScheduledMootDebtor has made 4 of 5 required payments   Arrears: $620.00  
motion to reinstate case 11/8
Matter ResolvedRequest
Adjourment
17011/8/2023 10:00 am23-16584 / MBKCamille J. Kassar, Esq.Order Vacate Dismissal of CaseDismissedDebtor has made 2 of 4 required payments   Arrears: $0  

ns
As of 10/31/23 (DS): 341 not held 8/31/23, still missing docs
Matter ResolvedRequest
Adjourment
17111/8/2023 10:00 am23-16590 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 11/2/23 (DS): Debtor attorney requested adjournment to resolve obj

As of 10/31/23 (DS): 1. Trustee obj to the following:
- Need 2 months business profit and loss statements for June and July 2023 from Golden Path Adult Day HealthCare and Steamania Inc.
- Need Business forms from Steamania business and 2 months profit and loss statements for June and July.
- DSO Information Sheet.
- There is non-exempt equity in real property estimated to be $187,012.82, pending all claims filed. Plan propose 100%.
- -TD Bank acct #0957 shows two large deposits from GED Transportation on 5/19/23 $7,055 and 7/5/23 $8,490 - this income is not reported on Schedule I. Need explanation.
- TD Bank acct #2944 balance on 7/31/23 $2,994.15 (business account). Income verifies less ($8,485.56 than scheduled ($11,724.60) which results in disposable income $740 as opposed to the 3,979 on schedules. Is this feasible? ONCE ALL P&L PROVIDED FOR BOTH BUSINESSES THIS WILL BE DETERMINED.

2. State of NJ filed priority tax claim $15,740.68, not in plan. Trustee ok to pay?

3. Ally Capital (2017 Ford Transit) filed claim with no arrears owed, but not in plan.

4. Must file Pre-confirmation certificate.


Prop Plan $3,750 x 60 begin 9/1/23; 100%
Matter ResolvedRequest
Adjourment
17211/8/2023 10:00 am23-16591 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 4 required payments   Arrears: $0  

updated 11/6/2023 per atty debtor still has not returned to work and does not have adequate income to fund the plan - ok to dismiss, hold fees
issues as of 10/31/2023 (JMA)

1) The Provident Bank (Pluese Becker) objection to confirmation - need to resolve
-arrears $48,458.92
2) Trustee objection to confirmation - need to resolve
-The debtor has insufficient income Verified income leaves monthly disposable income of -$623.47.
The debtor has failed to supply the Trustee with the following document (s): Need updated income to show that the case is feasible.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $44,876 in non exempt equity in the residence.
- The debtor needs to resolve objection filed by Provident Bank.
- The debtor to provide proof of the $200,000 that he received via inheritance in 2021 along with a certification regarding the disposition of those funds.

proposed plan $1,170x60 0% plan
paid in $2,340
last claim 7

RESOLVED:
- The debtor needs to file Pre-Confirmation Certification - RESOLVED, FILED
Matter ResolvedRequest
Adjourment
17311/8/2023 10:00 am23-16647 / MBKOtto J. Kostbar, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $1,500.00  
As of 10/29/23(mk):

1, Objection by Santander Bank( Gross Mc Ginley): Plan fails to cure full arrears

2. Plan has Cap one on car as unaffected and claim was filed for arrears $1,219.20

2. Trustee objection;
-Failed to serve Toyota on car cram
-debtor has undertaken an improper use of
exemption. Specifically: -Improper d (1)
exemption, property is only in the name of
the debtor. The co -debtor is not entitled to
an a full (d)(1) exemption.( I adjusted it for
(d)(5) so there is $3,407 non-exempt
equity in real estate.
- need to file pre conf cert.

Plan:$500 X 60 BEG 9/2023; LM 1/30/2023 (220 FERNHEAD AV); BASE
1/2 payments
Matter ResolvedRequest
Adjourment
17411/8/2023 10:00 am23-16674 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $946.00  
AS OF 11/3/2023 (at):

NO FURTHER ADJOURNMENTS.

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $70,917.70 (Per POC). (UNRESOLVED)

2. NJ Division of Taxation filed an estimated priority claim #5 which needs to be amended. (STILL ESTIMATED FOR 2020 - 2022)

3. Trustee's objection:
- The debtor has failed to file a feasible plan - IRS filed secured claim $361,438.81 and unsecured $6,120.87. Also, mortgage arrears are $70,917.70.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2022. (NOT RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car
insurance $100 (verifies $53)
- Must resolve IRS estimated tax claim. (STILL ESTIMATED FOR 2020 - 2022)
- Must resolve creditor objection. (UNRESOLVED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in bank acct $13,744.58. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate (FILED)

Plan proposes: $946 x 60 beginning 9/1/2023, 100% plan
Payments: 2/3, arrears $946
Matter ResolvedRequest
Adjourment
17511/8/2023 10:00 am23-16744 / MBKDemetrius J. Parrish Jr.Confirmation Hearing ScheduledContinued
12/27/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $398.00  
AS OF 10/31/23 (SF)

Claims are higher:
1. Lakeview Loan filed arrears claim 71- for $19,384.33

2. Objection filed by South Fork at Ewing HOA (Knowlton) - failure to provide for secured amount of $8589.14 and failure to pay all disposable income into the plan.

3. South Fork at Ewing HOA filed secured claim for $8589.14 with amount necessary to cure default in the amount of $25,685.68. (MUST RESOLVE)

4. Trustee objection:

- Need 2 months (June & July) bank statements from PNC Bank acct.

- 22c has disposable income $821.50, which requires minimum dividend $49,290 to gucs.

- The current Plan does not specify treatment of US Dept of HUD under the Plan.

- There is estimated non-exempt equity in real property pending all secured claims against
property.

- Need pension loan balance statement prior to filing date.

- Must file Pre-confirmation certificate.

- Need Modified Plan and amended Attorney Disclosure Statement to correct the fees.


Plan proposes $398.17 x 60 Base
Payments: 2/2




Matter ResolvedRequest
Adjourment
17611/8/2023 10:00 am23-16822 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $6,461.00
AS OF 11/7/2023 (at):

RECOMMEND: $4,650 PAID TO DATE, $1,811 x 57 BEGINNING 12/1/2023, 100% PLAN
Preserve non exempt equity of $98,796 in real and personal property.

1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $3,603.82. (Per POC) (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Per the 22C, monthly disposable income is $10,493 which requires a minimum dividend of $629,580 to general unsecured creditors.


RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Need statements for the debtor's TRS TDA loan and TR PN loan (deducted from
paycheck). (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need July and August bank statements for TD account 9372. (PER ATTORNEY, THIS IS THE SPOUSE'S ACCOUNT AND DEBTOR HAS NO ACCESS TO IT)
- Need proof of insurance for the 2013 Toyota. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $92,153 in non-exempt equity in the residence. (100% Plan) (LANGUAGE ADDED)
- There is $4,587 in non-exempt equity in the 2013 Toyota. (LANGUAGE ADDED)
- There is $2,056 in non-exempt equity in the bank accounts. (LANGUAGE ADDED)

Plan proposes: $1,550 x 60 beginning 9/1/2023, 100% to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
17711/8/2023 10:00 am23-16927 / MBKThomas J. Orr, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,483.00
AS OF 11/7/2023 (at):

RECOMMEND: $1,045 PAID TO DATE, $438 x 57 BEGINNING 12/1/2023, BASE
Non exempt proceeds from slip and fall claim are to be turned over to the trustee.

1. Sunnova Energy filed a secured claim #20 in the amount of $65,575.49. Are the debtors going to move against this claim? (CORRECTION - UNSECURED CLAIM FILED AND LEASE REJECTED IN THE PLAN)

2. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure full arrears of $15,125.19 (Per obj - no POC filed yet) (RESOLVED - DEBTORS TO PAY $17,078.28 PER CLAIM TO BE FILED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comparative sales sold within 6 months of filing. (RECEIVED)
- Need July and August bank statements for TD account 4528. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$500/month for utilities
$682/month for cable/internet/phone
$650/month for cigarettes
$175/month for pets
Need proof of excessive expenses 10 days prior to confirmation.
(RECEIVED PROOF OF EXPENSES)
- Need a valuation for the coin collection. (RECEIVED)
- Confirming order must provide for the turnover of all non -exempt proceeds from personal injury claim. (LANGUAGE ADDED)
- Need to resolve the estimated claim filed by the IRS for 2018 & 2019. (NO LONGER ESTIMATED)
- Need to file Pre-Confirmation Certification. (FILED)

Modified plan before confirmation proposes: $305 x 60 beginning 9/1/2023, non-exempt proceeds from slip and fall claim, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
17811/8/2023 10:00 am23-16937 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,367.00  
As of 11/2/23 (DS): Debtor attorney requested adjournment
to allow time to file motion to expunge duplicate claims #6 and 7.

As of 11/1/23 (DS): Need to confirm at $1,367 x 3 begin 9/1/23; $1,573 x 33 begin 12/1/23; 100% to gucs

As of 10/10/23 (DS): Debtor attorney requested adjournment to pass bar date 10/20/23

10/11/23 (DS): RECOMMEND WAITING PASS BAR DATE 10/20/23 OR CONFIRM AT $1,367 x 2 BEGIN 9/1/23; $1,383 X 34 BEGIN 11/1/23; 100%

1. Trustee obj to the following:
- Excessie expenses on Schedule J: 2 Car payments $791 and $990. Trustee will allow so long as case remains 100%.
- 22c has disposable income $3,733, which requires minimum dividend $223,980 to gucs, also income verifies that there is disposable income $4,282.57. Plan pays 100%. RECOMMEND WAITING PASS BAR DATE 10/20/23 TOTAL GUCS FILED $9,790.77.

Prop Plan $1,367 x 36 begin 9/1/23; 100%
Matter ResolvedRequest
Adjourment
17911/8/2023 10:00 am23-16943 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
12/27/2023 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $3,077.00  
As of 10/31/23 (DS): 1. Debtor is not making current monthly payment, arrears $1,076.92, made 1 payment out of 2, soon 3. Payments paid monthly are $461.54, instead of $1,000.

2. Trustee obj to the following:
- Need balance statement for Debtor's PERS loan prior to filing date.
- Must resolve IRS estimated tax claim, 2017 not filed.
- Excessive expenses on Sched J such as: $900 Food, $600 Transportation, $700 Car insurance for both his vehicle and his 36 year old son 's vehicle, $422 Storage for mother's items and $250 Pet care. DUE TO EXCESSIVE EXPENSES THERE WOULD BE DISPOSABLE INCOME $2,095 OR MORE. TRUSTEE OBJ TO INSUFFICIENT INCOME, BUT EXPENSES ARE VERY HIGH AND NO PROOF PROVIDED.
- Add to confirming order attorney to file fee app 7 days prior to confirming.

3. State of NJ filed estimated tax claim, 2015 - 2022 not filed. Must resolve claim.

Prop Plan $1,000 x 60 begin 9/1/23; Base
Matter ResolvedRequest
Adjourment
18011/8/2023 10:00 am23-16975 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 4 required payments   Arrears: $0  

as of 10/4/2023 (JMA)

1) Fay Servicing LLC (Pincus Law Group) objection to confirmation - need to resolve
-arrears $143,667.86
2) Trustee objection to confirmation - need to resolve RESOLVED
- Need June and July bank statements for Chase accounts. RESOLVED, PROVIDED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,132/month for assisted living (need proof) DOCUMENT PROVIDED SHOWS $1,730 AND $2,167 SOCIAL SECURITY PAID TO THE FACILITY
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $3,800 in non exempt equity in the residence. No (d) (1) was taken. ADD MINIMUM $3,800 DIVIDEND TO GUCS
- Need to file Pre-Confirmation Certification - RESOLVED, FILED

proposed plan $500X2, $2,475X7, $500X2, $2,475X47 100%
paid in $1,000
no claims to date
Matter ResolvedRequest
Adjourment
18111/8/2023 10:00 am23-16980 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $10,700.00
11/7/23(mk):debtor made Nov payment so

Updated terms are ** $7,740 PTD, Then $2,960 x 57 begin 12/1/23.100%. w/ min to GUCS of $137,647 Due To Equity in Real Property and Life Insurance. Trustee is authorized to pay arrears claim #18-1 to New Rez in the amount of $2,223.94 through the plan**


As of 10/26/23(mk):email to atty

>>IF OK TO PAY MTG ARREARS THEN - per atty yes

**CAN REC CONFIRM AT $5,150 PTD Then $2,954 x 58 Begin 11/1/23 100% w/ min to GUCS of $137,647 Due To Equity in Real Property and Life Insurance. Trustee is authorized to pay arrears claim #18-1 to new rez in the amount of $2,223.94 through the plan. Must file pre conf cert in 7 days.**

1. Mtg co filed an arrears claim (Not in Plan)for $2,223.94- OK TO PAY?

2.Trustee objection:
-There is non-exempt equity in real property $1367,281 and life insurance $1,366.54.
-Must file Pre-confirmation certificate.


Plan:$2,580 x 60 begin 9/1/23; 100% student Loans outside
3/3 payments
Matter ResolvedRequest
Adjourment
18211/8/2023 10:00 am23-16983 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $2,526.00
AS OF 10/31/23 (SF)

RECOMMEND $1460 PTD, $1066 X 58 (BEGIN 11/1/23) BASE W/MIN $97,072 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 14 DAYS
- FILE FEE APPLICATION FOR HOURLY FEES WITHIN 7 DAYS OF ENTERED CONFIRMATION ORDER
- OK TO PAY ARREARS CLAIM 4-1 FOR SANTANDER



Adjourn to after bar date of 10/23/23

1. Santander filed arrears claim 4-1 in the amount of $605.66 which is not proposed to be paid through the plan (OK TO PAY?)

2. Trustee objection:

- Need HUD balance statement. (NEVER RECEIVED) BUT PLAN IS 100%
- There is non-exempt equity in real property (pending all claims and or 2nd mortgage
balance statement), First Atlantic checking acct $628.17 and TD Bank $144.94.

- Must file Pre-confirmation certificate.

Plan proposes $730 x 60 100%
Payments: 2/2
Matter ResolvedRequest
Adjourment
18311/8/2023 10:00 am23-17022 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $527.00  
MP to be filed within 10 days

AS OF 11/7/2023 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

2. Objection filed by PennyMac Loan (Frenkel Lambert) - failure to cure pre-petition arrears of $1,644.78. (Per POC) (will pay)

3. Trustee's objection:
-Need to file Pre-Confirmation Certification with Court (NOT FILED)

RESOLVE ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is approximately $42,000 in equity in the debtor's residence. The plan must remain 100% as proposed. (LANGUAGE ADDED)
-Attorney Disclosure of Fees and the Plan do not agree, need to resolve (AMENDED DISCLOSURE FILED - HOURLY)
-HUD claim filed, not treated in plan (ZERO ARREARS, PAY OUTSIDE)

Plan proposes: $528 x 60 beginning 9/1/2023, 100% to unsecured creditors
Payments: 2/3, arrears $527.01
Matter ResolvedRequest
Adjourment
18411/8/2023 10:00 am23-17235 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
12/27/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $219.00  
AS OF 10/30/2023 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2022 (NOT RECEIVED)
-WSFS acct #9335 balance $4,640.89 as of 6/12/2023, not $0. Need to amend Schedules A/B and C or there will be non-exempt equity (NOT AMENDED)
-Need to file Pre-Confirmation Certification with Court (NOT FILED)
- Need amended Sch I and updated proof of income for co -debtor's new job at Virtua Hospital. (NOT AMENDED/RECEIVED)

RESOLVED ISSUES:
The debtor has undertaken an improper use of exemption.
- Specifically: The co -debtor in unable to take a 522(d)(1) exemption on real estate. The debtor owns the property solely. (EXEMPTION ADJUSTED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is approximately $50,480 non-exempt equity in real estate. (CLAIM FILED AND LANGUAGE ADDED)

Plan proposes: $219 x 60 beginning 9/1/2023, base
Payments; 2/2
Matter ResolvedRequest
Adjourment
18511/8/2023 10:00 am23-17264 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

issues as of 10/31/2023 (JMA)

1) 341 not held, not rescheduled
2) No Trustee payments to date, arrears $812
3) Modified plan scheduled for confirmation 11/22/2023
4) Need to file Pre-Confirmation Certification with Court
5) Toyota Motor Credit Corporation (Stewart Legal) objection to confirmation - need to resolve
-claim amount $17,1797.63
Matter ResolvedRequest
Adjourment
18611/8/2023 10:00 am23-17319 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 4 required payments   Arrears: $450.00  Total Paid In: $462.00
updated 11/8/2023

ok to confirm at $462 paid to date, $450x33 begin 12/1/2023 base plan

OK to shorten to 36 months at $450 going forward $5617 min due to equity EDC

1) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $589.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $9,174 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $5,617 in non exempt equity in the 2022 Mazda.(will pay)
- Need to file Pre-Confirmation Certification.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

proposed plan $231x36 begin 9/1/2023 with minimum $4,909.40 dividend to general unsecured creditors due to non-exempt equity
paid in $462
last claim 14
Matter ResolvedRequest
Adjourment
18711/8/2023 10:00 am23-17346 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,005.00  Total Paid In: $2,721.00
AS OF 11/3/2023 (at):

RECOMMEND: $1,814 PAID TO DATE, $956 x 58 BEGINNING 11/1/2023, 100% PLAN
Preserve non exempt equity of $101,830 in real estate.

1. Objection filed by M&T Bank (Frenkel Lambert) - failure to cure arrears of $932.21 (PER POC) (RESOLVED - PAY PER POC)

RESOLVED ISSUES:
Trustee's objection:
- The current Plan does not specify treatment of IRS tax claim $585.80 under the Plan. (100% PLAN)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $101,830.49. Plan pays 100%. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $907 x 60 beginning 9/1/2023, 100% to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
18811/8/2023 10:00 am23-17347 / MBKAlan G. Cosner Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,470.00  Total Paid In: $7,710.00
AS OF 10/30/23 (SF)

RECOMMEND $2295 X 60 (BEGIN 9/1/23) 100% PLAN W/MIN DIV OF $11,011 TO GUCS PER NONEXEMPT EQUITY IN PERSONAL PROPERTY
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 14 DAYS


Note: No objection filed against modified plan

1. Trustee objection:

- Excess expenses on Schedule J - 600/utilities - need to provide statements.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $659 when determining disposable income.

- There is $11,011 non-exempt equity in all of the debtor's bank accounts (100% Plan).

2. Must file pre-confirmation certification

Plan proposes $2295 x 60 100% Plan
Payments: 2/2



Matter ResolvedRequest
Adjourment
18911/8/2023 10:00 am23-17462 / MBKPRO SEConfirmation Hearing ScheduledMoot - Converted to 7 / 11Debtor has made 0 of 4 required payments   Arrears: $0  

issues as of 10/30/2023 (JMA)

1) 341 not held, not rescheduled - missing documents needed for 341 hearing
2) Hamilton Garden Associates (Greenblatt Lieberman) objection to confirmation - need to resolve
-fails to provide prompt cure of rental arrears
3) No Trustee plan payments to date
4) Debtors plan fails to provide for Trustee plan payments
Matter ResolvedRequest
Adjourment
19011/8/2023 10:00 am23-17470 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/10/2024 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $100.00  
debtor working on tax issues

As of 10/29/23(mk):

1. Objection by New rez(Pincus):
plan fails to cure pre pet arrears $489,687- wants payments pending sale of property proposed in plan.

<< Appears that any sale of prop. would be a short sale

2. Trustee Objection:
Home insurance in name of Michael and Shelli Lennon- who are they? Shelli owns 1/3 of prop. other 1/3 owned by Debtor and Seymour Masur..
-need 2022 tax return.
- Must resolve IRS estimated tax claim for guc debt. No returns for 2017 and 2018


Plan:$100 x 36 begin 9/1/23; Base and Sale of Birch Dr 6 months after conf
2/2 payments

-----------Resolved-----------------
- Add to confirming order all non-exempt proceeds from sale of real property to the Trustee(Added to terms).
Cert of service for Countrywide filed 10/27
Must file Pre-confirmation certificate(Filed)
Matter ResolvedRequest
Adjourment
19111/8/2023 10:00 am23-17490 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/10/2024 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
as of 10/31/23(mk)

No 341 docs uploaded
2/2 payments
Matter ResolvedRequest
Adjourment
19211/8/2023 10:00 am23-17505 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

to be current and all 341 docs or D EDC
Matter ResolvedRequest
Adjourment
19311/8/2023 10:00 am23-17507 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

AS OF 11/7/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/3, arrears $600
Matter ResolvedRequest
Adjourment
19411/8/2023 10:00 am23-17545 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,200.00  
AS OF 10/30/2023 (at):

1. Objection filed by Santander Bank (Brock & Scott) - failure to cure full arrears of $84,109.97. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - insurance expires 10/25/23. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property, Cash $5, Bank of America acct.#4517 $80 and
Bank of America acct.#9504 $4.
- Eagles Chase filed bifurcated claim. Need to know how you wish to treat this. Per attyPay secured portion through plan and treat guc w/ other gucs
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $1,200 x 29 beginning 9/1/2023, $1,400 x 26 beginning 2/1/2026, $1,900 x 5 beginning 4/1/2028, not less than $6,943 to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
19511/8/2023 10:00 am23-17552 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
1/10/2024 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,100.00  
As of 10/31/23 (DS): 1. Trustee obj to the following:
- Need statement from Boston Mutual whole life insurance prior to filing date.
- There is non-exempt equity in the vehicles $23,425 and $1,870 in bank account.
- Must resolve IRS estimate, 2022 tax return not filed.

2. Fay Servicing (PINCUS LAW GRP) obj to arrear more than what is in Plan, no POC filed. Must resolve obj.

Prop Plan $1,100 x 60 begin 9/1/23; 100%
Note: Chime Bank statements provided and pension loan statement shows payment $1,323 ends in month 13. Per EDC there is no inheritance from wife passing. Disposable income verifies higher, Plan pays 100%.
Matter ResolvedRequest
Adjourment
19611/8/2023 10:00 am23-17553 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledContinued
12/13/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $950.00  
issues as of 10/30/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- Proof of 2 month's income - once debtor returns to work.
- Amendments to Schedules D to list all three mortgages.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $6,891.71.
- Per the 22C, monthly disposable income is $12,442 which requires a minimum dividend of $746,520 to general unsecured creditors. (100% plan)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $47,202 in non exempt equity in the residence. 100% plan.
- There is $5,137 in non exempt equity in personal property. ($1,462 in bank account and $3,675 in jewelry)
- Need to file Pre-Confirmation Certification.

proposed plan $950x60 begin 9/1/2023 100% plan
paid in $0
arrears $1,900
last claim 10
Matter ResolvedRequest
Adjourment
19711/8/2023 10:00 am23-17555 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
12/27/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $490.00  
AS OF 10/31/23 (SF) UPDATED

1. Objection filed by Newrez (Steven Kelly) - failure to provide for arrears of $34,246.21 through the plan.

2. No claims filed in case yet.

3. Trustee objection:

- Disposable income verifies at $1,418.75. Plan pays 100%.

- There is non-exempt equity in real property $117,273, 2015 Subaru $4,907, 2005 BMW
$2,605, Chase Bank acct $7,295.66 and TD Bank $116.98.

- Must file Pre-confirmation certificate.

4. Confirm with Trustee Standard Order of Distribution

Plan proposes $490 x 60 100% Plan
Payments: 2/2


Matter ResolvedRequest
Adjourment
2111/8/2023 11:30 am19-29716 / MBKJamal J. Romero, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/9/2023 11:30 am
Total Paid In: $64,588.00
per AR att. to draft order that if info not received by 11/8 the case will be dismissed EDC

ADJ 10/25/23 for Atty to submit documents to Trustee with respect to property that friend will refi to get money for the debtor to fund plan.

MP >>> 11/8 **NEEDS RESOLUTION**<<>>

Debtor obj<>FAILED TO REFI BY 8/1/21; NEEDS TO ADDRESS NY STATE LATE CLM #24-1 (POC WITHDRAWN)
Matter ResolvedRequest
Adjourment
11711/8/2023 11:30 am23-18132 / MBKCandyce I. Smith-Sklar, Esq.Order Shorten TimeContinued
11/9/2023 11:30 am

OST - Motion to Impose Automatic Stay

Wells Fargo Bank (Powers Kirn) Cross Motion for Relief pending
Matter ResolvedRequest
Adjourment
11611/8/2023 11:30 am23-18132 / MBKCandyce I. Smith-Sklar, Esq.Motion Cross MotionContinued
11/9/2023 11:30 am

AMT; TR LTR REQUESTING CONDUIT<>

Debtor obj<>WELLS FARGO BANK CROSS MTN FOR PROSPECTIVE RELIEF (POWERS KIRN)
Matter ResolvedRequest
Adjourment
11811/8/2023 11:30 am23-18132 / MBKCandyce I. Smith-Sklar, Esq.Motion to Request Loss MitigationContinued
11/9/2023 11:30 am

Wells Fargo obj (Powers Kirn)<> REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
19811/8/2023 2:00 pm18-23437 / MBKJOSEPH L. YOUNGBLOOD, JR., ESQ.Motion for Determination of Final Cure PaymentOrder Entered
ADJ by MBK to 11/8 - no Hearing - MBK will set forth a number (dm)
ADJ by MBK at 10/11/23 at 2 PM

AR NOTE PRO SE DEBTOR DOC 69
NEED RESPONSE FROM LENDER AT 2
Any additional submissions by either the creditor or the Pro Se debtors to be submitted to the Court no later than 8/16/23 - ADJ to 8/23/23 at 2 PM (dm)

Loan Care obj (McCabe Weisbert)<>DEBTOR FILED MTN TO DEEM MTG LOAN CURRENT
Matter ResolvedRequest
Adjourment
19911/8/2023 2:00 pm18-24153 / MBKWILLIAM S WOLFSON, ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
20011/8/2023 2:00 pm19-30890 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $70,034.00
Matter ResolvedRequest
Adjourment
20111/8/2023 2:00 pm20-10456 / MBKWILLIAM S WOLFSON, ESQMotion CompensationGrantedTotal Paid In: $68,346.00
Matter ResolvedRequest
Adjourment
20211/8/2023 2:00 pm20-20554 / MBKKarina Pia Lucid, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
20311/8/2023 2:00 pm22-11007 / MBKTHOMAS G. EGNERMotion CompensationWithdrawnTotal Paid In: $21,158.00
Trustee obj<> FEE APPLICATION
Matter ResolvedRequest
Adjourment
20411/8/2023 2:00 pm22-13517 / MBKJoseph Albanese, Esq.Motion CompensationRevised Order SubmittedTotal Paid In: $7,465.00
Matter ResolvedRequest
Adjourment
20511/8/2023 2:00 pm22-19776 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $12,334.00
10/31/23 AMT: THE PRE-CONF CERT WAS NOT FILED WITHIN 7 DAYS OF 9/13/23 CONFIRMATION
Matter ResolvedRequest
Adjourment
20611/8/2023 2:00 pm22-20211 / MBKMichael McLaughlin, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
20711/8/2023 2:00 pm23-11788 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $1,800.00
Matter ResolvedRequest
Adjourment
20811/8/2023 2:00 pm23-15604 / MBKPRO SEMotion CompensationContinued
11/9/2023 11:30 am

Moved by Chambers to 11/9/23 at 11:30 AM (dm)
Per Chambers, Hold for 2 PM - Gene Roth to appear as new counsel (dm)
Matter ResolvedRequest
Adjourment
20911/8/2023 2:00 pm23-16255 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $4,000.00
Matter ResolvedRequest
Adjourment
21011/8/2023 2:00 pm23-16329 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $74,178.00
Matter ResolvedRequest
Adjourment
21111/8/2023 2:00 pm23-17023 / MBKPRO SEMotion CompensationGranted
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes