ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 11/5/2025
Last Updated: 10/1/2025 6:51 PM
Type an attorney name, case number, or disposition in the box below to filter results.
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am18-29682 / CMGLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objectionsmade payments



1 mo left plan balance 1,921
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am18-29892 / CMGDavid G. Beslow, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> WELLS FARGO/Musky Ridge Dr (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
311/5/2025 9:00 am18-29892 / CMGDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS $967 as of 9/23/25

creditor cert on 9/24/25
Email InquiryMatter ResolvedRequest
Adjournment
411/5/2025 9:00 am19-10296 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup9/23/25;atty email debtor made payment in month 80

atty filed obj, getting in touch with debtor<>ARREARS 6,089 as of 9/16/25


plan has 4 mos left Bal to complete:13,677
Email InquiryMatter ResolvedRequest
Adjournment
611/5/2025 9:00 am20-22956 / CMGRobert Cameron Legg, Esq.Creditor Certification of Default3rd Party MatterDebtor obj<> SANTANDER/Tanya Circle (Brock & Scott)

debtor to be caught up by next hearing
Email InquiryMatter ResolvedRequest
Adjournment
1111/5/2025 9:00 am22-10127 / CMGScott D. Sherman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsMP filed 9/26/25


PLAN WILL BE DEINED ON 9/24 2 AND MP IN 14 DAYS - THIS WILL BE ADJ TO 11/5

9/19/25(mk) atty email: update. We have a broker retention application ready to be filed. Just waiting for signed certification back from broker which I am told we will have today.
I am in communication with creditor's attorney on CCOD and hoping that will be resolved. We will keep you informed.
Debtor is sending in another plan payment on Wednesday 9/24.
We are just looking for to sell the Debtor's real property. There is significant equity, no mortgage and the sale would pay off Debtor's case at 100%
9/5/25: cred. cert of default and MP also on 9/24>>REC DISMISS>>


8/12/25(mk) MP filed on 9/24/25: sale of real property by 12/31/25 and 100% AS OF 9/15/25 NO REALTOR RETAINED, NO LISTING AGMT AND ZILLOW SAYS PROP IS OFF MARKET


Debtor obj, can make pymt & requests recap<> ARREARS 1,752 as of 8/12/25


Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am23-10013 / CMGKevin C. Fayette, Esq.Motion Relief from Stay (Fee)No Opposition FiledHALSTON BUILDERS ASSOC/DELAWARE HEIGHTS (HABER SILVER)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am23-14433 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
3111/5/2025 9:00 am23-15282 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj<> ARREARS 2,369


NEEDS MP to reduce confirmed payment....
Email InquiryMatter ResolvedRequest
Adjournment
4211/5/2025 9:00 am23-21461 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS $4,257 last pay July
Email InquiryMatter ResolvedRequest
Adjournment
5211/5/2025 9:00 am24-13895 / CMGAndrew Thomas Archer, Esq.Trustee Certification of DefaultPending Workupmp being filed today to surrender car

(amt: also needs to address 9/3 SV order on 2019 chevy)<>

Debtor obj<> ARREARS only Sept payment 753
Email InquiryMatter ResolvedRequest
Adjournment
5511/5/2025 9:00 am24-15049 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj, filing MP and mtn to approve LM<>ARREARS 7,500

ALSO, failure to LM by 3/1/25 (trial period ended 9/1)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-20090 / CMGJames F. Anderson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
7811/5/2025 9:00 am24-21344 / CMGAdam Schneider, Esq.Motion Dismiss Case3rd Party Matter9/22/25(mk) Updated
so far nothing supplemental filed by A. Dobin on behalf of creditor , Bala

8/14/25(mk) A. Dobin now represents the debtor

5/29/25(mk) will likely need Judge again

CREDITOR, SHAN BALA, MTN TO DISMISS

should adj to 4/30. THIS WILL NEED JUDGE

CREDITOR ALLEGES:
--FRAUD
DEBTOR FAILED TO DISCLOSE INCOME
-DEBTOR HAS MISREPRESENTED/CONCEALED FINANCIALCONDITION
-TRANFERS OF LARGE AMTS OF $
-FALSE CLAIMS

**mk: Creditor Proofs are not sufficient and ADV Pro deadline has passed

Debtor filed opp'n
Email InquiryMatter ResolvedRequest
Adjournment
7911/5/2025 9:00 am24-21344 / CMGAdam Schneider, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter9/19/25(mk) so far nothing filed in opp'n by A. Dobin on behalf of creditor , Bala

8/14/25(mk) A. Dobin now represents the debtor

6/16/25(mk) EVIDENTIALRY HEARING SET FOR A DATE


5/29/25(mk): will likely need judge again unless resolved w/ parties

CHAMBERS FAMILIAR WITH ISSUES
4/30/25 :THIS WILL BE HELD FOR JUDGE AT NOON TO BE HEARD WITH OTHER CASE MATTERS


DEBTOR'S MTN EXPUNGE POC OF SHAN BALA #2

4/23/25; Creditor opp'n to this motion filed at #22
Email InquiryMatter ResolvedRequest
Adjournment
8411/5/2025 9:00 am24-22042 / CMGAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj<>ARREARS $3,184 Last pay April
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-22131 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-22672 / CMGMarc C. Capone, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTRUIST BANK (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-22672 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
8811/5/2025 9:00 am25-11573 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO SELL VALLEY RD PPTY BY 7/31/25; FAILED TO MAKE $500,000 LUMP SUM PYMT BY 7/31/25

debtor atty adj request says Resolved creditor stay motion so will file modified
plan to extend sale deadline. Will be on vacation thru Oct 3 so need additional time.
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12282 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterNEWREZ SHELLPOINT (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12282 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12475 / CMGCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation Program3rd Party MatterLOSS MIT
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12504 / CMGJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsCase was dismissed at confirmation on 9/3/25
for failure to make all conf payments and failure to appear at conf.

TR Obj:
MK: Needs a revised order that adds language to page 2 that says: Debtor must be current current with Trustee payments with in 10 days of the entry of this order.
Confirmation date is 11/26/25
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12881 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 9/24

Debtor obj<>PLAN DENIED ON 7/2/25 AND FAILED TO FILE MP WITHIN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
10011/5/2025 9:00 am25-13695 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)3rd Party MatterDebtor obj<>THE BANK OF NEW YORK MELLON/Baltimore Ave (LOGS)

MK:ADJ REQUEST TO 11/5 AS PARTIES WORKING ON A CONSENT ORDER
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-14981 / CMGDavid L. Stevens, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLM#1
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-16030 / CMGRoger J. Yehl, Esq.Motion Relief from Co-Debtor Stay3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-16030 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-17117 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-18189 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)3rd Party MatterTOC FINC
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-19091 / CMGMarc C. Capone, Esq.Motion Prospective Relief3rd Party MatterUS BANK TRUST NAT'L ASSOC (PARKER MCCAY)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-19091 / CMGMarc C. Capone, Esq.Motion Relief from Co-Debtor Stay3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-19091 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am22-10127 / CMGScott D. Sherman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 36 of 45 required payments   Arrears: $2,430.00
Email InquiryMatter ResolvedRequest
Adjournment
10011/5/2025 10:00 am22-17423 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 78 of 37 required payments   Arrears: $0
9/2/25: updated :add'l pay stubs provided debtor now has job income- so no more disability- correct?- I CALCULATED PAY STUBS AND I AM GETTING MUCH MORE INCOME AND THUS MUCH MORE DISPOS INCOME.

no amended I & J yet and last sch I has disability income for debtor



As of 8/26/25(mk):


1. Trustee objection:
No Amended i & J Filed w/ MP and need more pay stubs for debtors( all of July and August) only 1 stub for June was provided for each debtor


MP proposes $16,750 PTD; $1250 X 27; BASE
BOTH DEBTORS RETURNED BACK TO FULL TIME WORK

----------------------
12/20/24:Prior confirm:$15,000 PTD (27 MOS) $250 X 33 BEG 1/1/25 ; BASE $23,250 W/MIN $15,530 TO GUCS DUE TO NE EQUITY ; UPDATED POI & AMENDED SCHEDULES I&J BY 7/30/25 ; PP
FEE APP W/IN 7 DAYS OF CONF ; PLACEHOLDER SET-UP & ON HOLD PENDING ORDER

12/28/22:Original confirm :$250 X 6 BEGIN 10/1/22 $750 X 18 BEGIN 4/1/23 $1,250 X 36 BEGIN 10/1/24; POT BASE $60,000 (MIN $15,530 TO GUCS DUE TO NE EQUITY); ATTY $3180/$4550
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am23-18533 / CMGJoseph Casello, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 25 required payments   Arrears: $3,000.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am23-20401 / CMGYakov Rudikh, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 23 required payments   Arrears: $4,386.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-13586 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 18 required payments   Arrears: $13,943.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-13895 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 17 of 18 required payments   Arrears: $778.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-15864 / CMGRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 11 required payments   Arrears: $9,148.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-18811 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 13 required payments   Arrears: $710.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-20219 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 12 required payments   Arrears: $987.00
Email InquiryMatter ResolvedRequest
Adjournment
12511/5/2025 10:00 am24-21344 / CMGAdam Schneider, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 11 of 11 required payments   Arrears: $0
AS of 9/22/25(mk);Updated

>>Nothing supplemental filed by creditor, Bala's counsel as of today.
No objections or resolutions on the other unsecured clams in the case


8/14/25(mk) A. Dobin now represents the creditor ,Bala

If Bala obj is resolved then...

**REC CONFIRM AT 14,000 PTD Then $3,000 x 53 Begin 7/1/25 Base w/ min to gucs of $100,358 due to equity in real and personal property. Trustee standard order of distribution**

Bala- claim has to be reduced to get under 109(e) limits or obj to other guc claims filed


-------------------------------


4/30/25: need to work out w/ atty what Tr payment will be

AS of 4/22/25(mk)

-CREDITOR S. Bala has Motion To Dismiss on 4/30.

-DEBTOR HAS MOTION TO EXPUNGE BALA'S CLAIM ON 4/30/25 & crediotr opp'n at #22


1. Objection filed by Shan Bala (Pro Se) - debtor has not disclosed all financial accounts, plan understates amount owed to creditor, and plan is not feasible. (UNRESOLVED)

2. Trustee's objection:
-109(e issue) unsecured debtor over the limit. due to claim of S. Bala
-so if that motion to Expunge is granted ,this issue is resolved.

- Improper use of exemption. Sched C over
exempts d(5) by $5,050. Sched C takes full d(1), remaining d(5)
would be $1,475.

>>DEBTOR IS NOT EMPLOYED- ALL INCOME IS NF SPOUSE- debtor not paying all disposable income into plan. Trustee's
calculations are higher for the following reason (s):
- 22C fails to add tax refund $418.42 to income and Line 45 has
disposable income $2,033.24, which would have a total disposable
income $2,451.66 and require a minimum dividend
$147,100 to gucs.
- Proof of income verifies higher, there is disposable income $3,972.

- CERTIFICATION WITH DOCUMENTS AND DISPOSITION OF FUNDS FOR 2 BUSINESSES
IDENTIFY BUSINESS NGL PARTNERS LLC , INCOME ASSESTS OWNWERSHIP AND EXPENSE (NO CERTIFICATION RECEIVED - ONLY A LETTER FROM AN ATTORNEY)


Plan proposes: $2,000 x 60 beginning 12/1/2024, base
Payments: 10/10 payments

-------------------RESOLV
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-21476 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 10 of 11 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
12811/5/2025 10:00 am25-11123 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $200.00
9/19/25(mk: order submitted resolving obj in #3 TERMS=LM by 12/17/25 or as extended. Reg mtg payments outside to lender. TR no pay arrears pending LM


updated 9/18/2025 (JMA)
issues as of 9/17/2025 (JMA)

1) IRS priority claim estimated for 2024 taxes - NEED TO FILE AMENDED RETURN
2) NJ Division of Taxation priority claim estimated for 2024 taxes - NEED TO FILE AMENDED RETURN
3) Deutsche Bank Trustee for HarborView Mortgage Loan Trust (KML) objection to confirmation - NEED TO RESOLVE
- Creditor to file secured claim in the amount of $Secured claim $167,346.52
- Debtor's plan fails to provide for payment of mortgage arrears
4) Real Time Resolutions Inc (Stern Eisenberg) objection to confirmation - NEED TO RESOLVE
- The mortgage lien on the Property is in the amount of $219,617.33 and pre-petition arrears in the amount of $188,70.22.
- The Claim, however, is a Total Debt Claim as the Claim will mature during the pendency of the bankruptcy in accordance with the Note.
- Secured Creditor objects to confirmation of the Debtors' Plan on the basis that the Plan calls for a review for a loan modification; however, Secured Creditor does not offer loan modifications.
5)Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED
- A copy of the last filed tax return - 2024. DEBTOR FILED AN EXTENSION FOR THE FILING OF THE 2024 RETURN.
- Student loans outside plan.
- Need amended claims for IRS and NJ Division of Taxation, filed claims are estimated. STILL ESTIMATED
6) Debtor gucs total $1,716,341.14

proposed plan $200x60 with loan mod by 12/2025 base plan
paid in $600
last claim 28-1

RESOLVED ISSUES:

- The debtor must provide updated proof of auto insurance for the 2015 Mercedes 2018 Jeep. The policy provided expires on 8/24/2025. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 2/24/2026
- The debtor has failed to supply the Trustee with the following document(s):
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-12565 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $210.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-12786 / CMGPRO SEOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 2 of 7 required payments   Arrears: $2,700.00
Email InquiryMatter ResolvedRequest
Adjournment
13611/5/2025 10:00 am25-12955 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0
Motion to sever 10/15

AS of 9/14/25(mk):

NOTHING RESOLVED- SEE CASE HISTORY BELOW NOW 6 mos old.


8/13/25: Atty wants to file motion to Sever case due to claims adj to 9/24

As of 8/6/25 (DS):

1. ISSUES THAT REMAIN UNRESOLVED:
- The amount of debt in Debtor's Plan exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C.109(e) $465,275 total unsecured claims filed is $549,924.75. ATTY WAS TO REVIEW AND MOVE AGAINST CLAIMS.
- Disposable income verifies -$254, need E-Wage.
- There is non-exempt equity total $115,558.

Atty says provided docs for Trustee and claims exceed 109(e) reviewing them and will move against.

6/11/25 (DS): 1. Trustee obj to the following:
- After review of additional income income still verifies insufficient, disposable income verifies -$254. Debtors will need to apply for E-Wage.
- There is non-exempt equity in the residence $106,752, Bank of America acct $1,505, Capital One acct. $401, PNC Bank acct $3,340, American Century Investment $1,145 and Statewide Asset Management $2,415 total $115,558.
- The amount of debt in Debtor's Plan exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C.109(e) $465,275 total unsecured claims filed is $549,924.75.

Prop Plan $500 x 60 begin 4/1/25; Dollar Base $122,000 and Refinance on Overlook Dr by 4/1/26
Note: Co-Debtor proof income for March, 2024 Tax return, PNC Investment statement, American Century Investment statement, Bank of America, Capital One and PNC Bank accts provided.
Email InquiryMatter ResolvedRequest
Adjournment
14111/5/2025 10:00 am25-13695 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $342.00
AS OF 9/12/25 (SF)

1. Motion for Relief filed by Bank of NY scheduled for 9/24 at 9 (No opposition filed) (NEED OUTCOME) adj to NOV 5

2. Objection filed by Bank of NY (Woerner) - failure to pay arrears and speculative loan mod

3. Trustee objection:

- The debtor has insufficient income. negative income of $4,535.66

- The debtor has not filed the required Pre-Confirmation Certification.

- Plan is not feasible plan mortgage payment is $4,438.66, disposable income is only $1,521

- there is non exempt equity in real property $189,603. 100% Plan



Plan proposes $342 x 60 100% Plan; Loan mod in 6 months
Payments: 4/5 Arrears: $342



RESOLVED
- Need copy of 2024 Tax Return (RECEIVED)
- proof of insurance for the 2016 Ford Taurus. The policy that was provided to the trustee expires on 8/12/2025 (RECEIVED)
- Need copy of deed. Last recorded Deed is not in debtor's name, Need current deed with debtor's name on it. (RECEIVED)
. Ally Capital filed arrears claim for $14.36 which is not addressed in the plan (OK TO PAY? mk: yes pay
Email InquiryMatter ResolvedRequest
Adjournment
14611/5/2025 10:00 am25-14362 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $150.00
341 now on 10/23/25

AS OF 9/22/2025 (at):

1. 341 has not been held or rescheduled.
2. Payments: 5/5
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14451 / CMGRobert Manchel, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $548.00
Email InquiryMatter ResolvedRequest
Adjournment
14811/5/2025 10:00 am25-14451 / CMGRobert Manchel, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $548.00
AS OF 9/18/2025 (at):

1. Plan does not check off box 1e (joint administration) (NEED A MODIFIED PLAN)

2. NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)

3. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $5,879.17 non-exempt equity in the Wells Fargo account.
- There is $33,155 non-exempt equity in the debtor's home. (AMENDED C FILED - NO EQUITY)
TOTAL NON-EXEMPT EQUITY $39,034 (Sch C needs to be amended to take exemption.)

Modified plan before confirmation proposes: $2,192 paid to date, $548 x 32, base
Arrears: $0






Email InquiryMatter ResolvedRequest
Adjournment
15611/5/2025 10:00 am25-15569 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $4,461.00
11/5/PEREMPTORY be current and Tax claim must be resolved

AS of 9/16/25(mk):updated

1. ST OF NJ filed apriority claim for 6,261.91 NOT IN PLAN- OK TO PAY?

2. IRS priority taxes claim ESTIMATED for 2022 taxes - need amended claim.

3. Trustee objection:
- debtor not paying all disposable income into plan .Trustee's calculations are higher due too: Income verified higher at 6,388.91 than scheduled at $5,915.66 resulting in dispos income of $2,350 per month.
me There is $5,003 non-exempt equity in house.

-Must file per conf cert.
Plan $1,785 x 60 base
2/4 payments ARREARS $4,462

-------------------RESOLVED-------------------

-Need copy of the homeowner's insurance renewal declaration - need to provide renewal, current policy expired 8/31/25 PROVIDED UPDATED CURRENT COVERAGE
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-16071 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 4 required payments   Arrears: $265.00
Email InquiryMatter ResolvedRequest
Adjournment
17511/5/2025 10:00 am25-17112 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,000.00
issues as of 9/10/2025 (JMA)

1) 341 not held, rescheduled for 10/16/2025
2) Not current with Trustee plan payments, $500 paid, arrears $500

proposed plan $500x60 base plan
paid in $500
arrears $500
last claim 14-1
Email InquiryMatter ResolvedRequest
Adjournment
17711/5/2025 10:00 am25-17113 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $700.00
9/21/25 - Copy of TFS payment receipt for $350 received


AS OF 9/11/25 (SF)


1. 341 NOT HELD - RESCHEDULED TO 10/2 AT 11
2. NO PAYMENTS: 0/2 ARREARS: $700

Lakeview obj( brock & Scott- has CO circulating

other plan objs:Unresolved
-Associated bank(Stewart legal)
-Power-Flo Technologies( Spinellei and Ansell)
Manasquan Bank( Don Campbell)
Email InquiryMatter ResolvedRequest
Adjournment
17811/5/2025 10:00 am25-17180 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $6,977.00
MK: debtor emailed office and she had trouble getting on and when she did noon was there - told here case was dismissed but if she wanted to argue it judge comes on at noon via zoom- chambers is aware


NS creditor appeared -

updated 9/24/2025 (JMA)
issues as of 9/17/2025 (JMA)

1) SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Pre-petition arrears in the amount of $131,041.18 per filed claim 1-1

2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Disposable income verifies $1,631. Trustee payment will be much higher, due to higher mortgage claim and possibility of requiring 100% payments to unsecured creditors, due to non-exempt equity.
- The debtor has failed to supply the Trustee with the following document(s): A Modified Plan that removes SN Servicing from Part 4f, marks off Part 8a vesting upon confirmation, Part 8c Trustee standard order of distribution and 8d Post-petition claims. MODIFIED PLAN FAILS TO ADDRESS PART 8 a, c or d.
- Amendments to Schedules C to take proper exemptions on all assets.
- The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. 1325(a)(3).
- Plan propose 0% to unsecured, but there is non-exempt equity in the assets.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $293,603 and all assets pending amended Schedule C.
- Must resolve creditor objection. NOT FILED TO DATE
3) To date debtor has not made Trustee plan payments, arrears $4,651.46

proposed plan $2,325.73x60 begin 8/1/2025 0% plan
paid in $0
arrears 44,651.46
last claim 5-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED
Email InquiryMatter ResolvedRequest
Adjournment
17911/5/2025 10:00 am25-17233 / CMGFrank J. Fischer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $584.00
issues as of 9/16/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - all May and June pay stubs for the debtor.
- Need to provide Trustee with the June and July bank statements for PNC account 6513. PROVIDED JUNE 2025 STATEMENT ONLY, NOT JULY
- Amendments to Schedules C to take exemptions. Schedule C filed is blank.
- The debtor must provide updated proof of auto insurance for the 2021 GMC Terrain. The policy provided expires on 8/2/25. RESOLVED, PROVIDED RENEWAL POLICY GOOD THROUGH 2/2/2026
- The debtor(s) plan consists of unnecessary or excessive expense items: $680/month for food for one person. Need proof of excessive expense 10 days prior to confirmation.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $81,857 in non-exempt equity in the residence.
- The attorney's fees in the plan ($0) and the disclosure statement ($338) do not agree. One of these must be amended.

proposed plan $583.74x60 100% plan
paid in $583.74
last claim 6-1

RESOLVED ISSUES:

- The debtor must provide updated proof of auto insurance for the 2021 GMC Terrain. The policy provided expires on 8/2/25. RESOLVED, PROVIDED RENEWAL POLICY GOOD THROUGH 2/2/2026
Email InquiryMatter ResolvedRequest
Adjournment
18111/5/2025 10:00 am25-17247 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $300.00
AS OF 9/19/2025 (at):

1. 341 is scheduled for 10/16/2025. (READY)
2. Payments: 1/2, arrears $300
Email InquiryMatter ResolvedRequest
Adjournment
18311/5/2025 10:00 am25-17295 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $600.00
11/5 for service

As of 9/18/25 (DS): 1. Sill need better service to Synchrony Bank street address, not PO Box, no claim filed with that PO Box.

As of 9/2/25 (DS): Debtor atty requested adj

9/3/25 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in the residence $126,382. RECOMMEND WAITING PASS BAR DATE 9/19/25
- Must provide proof of service to Synchrony Bank to a street address, not PO Box. SERVICE WAS ISSUED TO PO BOX AND ATTORNEY, NO NOTICE OF APPEARANCE FILED.

Prop Plan $600 x 24 begin 8/1/25; $1,465 x 36; 100% (EST $57,000)
Note: Updated auto insurance provided 9/2/25.
Email InquiryMatter ResolvedRequest
Adjournment
18511/5/2025 10:00 am25-17363 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $535.00
As of 9/11/25 (DS): Must submit 341 adj request, then after adjourning the 341, submit a confirming adj request


341 now on for 10/16/25
Email InquiryMatter ResolvedRequest
Adjournment
18711/5/2025 10:00 am25-17451 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
341 now on 10/23/25
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
19211/5/2025 10:00 am25-17692 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,000.00
AS OF 9/22/2025 (at):

1. Objection filed by US Bank (Robertson Anschutz) - plan is silent as to this creditor. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Need to provide timeshare valuation (RECEIVED)

Plan proposes: $2,000 x 3 beginning 8/1/2025, $3,393 x 57, base
Payments: 1/2, arrears $2,000
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17692 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
19611/5/2025 10:00 am25-17706 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,200.00
341 now on 10/16/25
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17754 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $260.00
AS OF 9/17/25 (SF)


1. Nationwide Recreation filed secured claim 1-1 in the amount of $5647.49 with arrears of $214.75 for a swimming pool which is not addressed in the plan

2. Objection filed by Freedom Mortgage (Wilson) - failure to pay arrears of $2859.69

3. Trustee objection:

- The debtor has insufficient income. disposable net income is $129.16, proposed plan payment is $260

- The debtor has failed to file the required Pre-Confirmation Certification .


Plan proposes $260 x 36 Base
Payments: 1/2 Arrears: 260

RESOLVED:

- There is $24,860 non-exempt equity in house (Moot, Schedule C amended)
Email InquiryMatter ResolvedRequest
Adjournment
20511/5/2025 10:00 am25-18075 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $245.00
updated 9/17/2025 (jma)
ISSUES AS OF 9/15/2025 (jma)

1) Nationstar Mortgage LLC (McCalla Raymer) objection to confirmation - NEED TO RESOLVE
- Secured Creditor anticipates filing a proof of claim with arrears of $4,353.99 on a total claim of $223,889.47
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $467 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $327,013 non-exempt equity in the residence.
- Add to confirming order non-exempt proceeds from sale of residence to Trustee.

proposed plan $245x60 begin 8/1/2025 100% plan with sale of Patterson Avenue 1/1/2026
paid in $0
arrears $490
last claim 4-1
Email InquiryMatter ResolvedRequest
Adjournment
20611/5/2025 10:00 am25-18148 / CMGPaul N. Mirabelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,200.00
AS OF 9/18/2025 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is 10/16/2025. (READY)
2. Payments: 1/1
Email InquiryMatter ResolvedRequest
Adjournment
20711/5/2025 10:00 am25-18166 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,275.00
As of 9/19/25 (DS): Debtor atty requested adj 341 sched 10/2/25
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18421 / CMGPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,089.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18496 / CMGLeonard S. Singer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18635 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $900.00
9/11/25 (SF) Adj to after bar date

FYI: CO submitted by Leisure Village: TREMS= pay secured $7,194.70 thru plan and guc 336 paid w/ other gucs
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18682 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,940.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18802 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $777.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18895 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,200.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19001 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $680.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19079 / CMGChelsea Kiara Davis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $4,608.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19085 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $596.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19091 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $700.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19096 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,446.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19112 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $466.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19123 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $179.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19157 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19163 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $637.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19165 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,660.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19166 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $22.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19186 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,810.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19218 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19226 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19240 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $4,500.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19269 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19307 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19323 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19346 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,053.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19372 / CMGAndrew M. Carroll, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 0 of 1 required payments   Arrears: $1,100.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19382 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $278.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19479 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $602.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19493 / CMGDennis M. Mahoney, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm23-15487 / MBKJenee K. Ciccarelli, Esq.Motion Reconsider3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm24-12852 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm24-14575 / CMGJeanie D. Wiesner, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm25-17779 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes