Judge Michael B. Kaplan
Hearing Date: 10/28/2020
Hearing Count: 101
Last Updated: 09-24-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am15-19095 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $10,975.00
ADJ to 10/28/20 Peremptory
9/16 AMT: Per atty, debtors borrowing funds to complete the plan<<<>>>


Debtor obj<>FEASIBILITY DUE TO POST PETITION ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
510/28/2020 9:00 am15-28936 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $42,245.00
***Plan balance $3,659 as of 9/21/20 - Adj to 10/28/20***
Debtor obj, made pymt, requests recap<>ARREARS; FEASIBILITY
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am16-21205 / MBKGEORGETTE MILLERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $26,000.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am16-21308 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $30,444.00
Matter ResolvedRequest
Adjourment
610/28/2020 9:00 am16-25566 / MBKMarc C. Capone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterTotal Paid In: $13,008.00
Adj to 10/28/20 to serve US Atty General

AR STILL NOT SERVED ON US ATTY GEN
AMT: IS THE UNSECURED CLM BEING PD?<<<>>>

Trustee Obj - MTN TO EXPUNGE IRS PRIORITY CLAIM #1 IN THE AMOUNT OF $1,235.87
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am17-14146 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $23,381.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am17-15685 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $17,937.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am17-27247 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $53,279.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am17-30912 / MBKVERA FEDOROFFMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $13,332.00
Atty mailed $954 on 9/14/20 and will file a CARES Act Modified Plan

<>ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am17-31776 / MBKANDREW J KELLY, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $33,957.00
Debtor obj<>NATIONSTAR HECM (McCALLA)
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am18-10131 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $4,176.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am18-11333 / MBKGARY L GOLDBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $44,953.00
Matter ResolvedRequest
Adjourment
4410/28/2020 9:00 am18-17370 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $14,430.00
8/5 AMT: LOSS MIT EXTENDED TO 10/31/20<<<>>>


***Debtor are still making Trial Mod payment - ADJ to 8/18/20 for status of Perm Mod***
Debtor obj<>FAILED TO LM BY 1/31/19, EXTENDED LOSS MIT EXPIRED 12/18/19
Matter ResolvedRequest
Adjourment
3010/28/2020 9:00 am18-20211 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $6,044.00
***atty to send in $904 and have MP filed for 10/28/20 Hearing date***
Debtor obj, atty has $904<>FAILED TO SELL KINGFISHER WAY PPTY BY 7/24/19; ARREARS
Matter ResolvedRequest
Adjourment
3310/28/2020 9:00 am18-21805 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $14,705.00
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am18-28502 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $7,679.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am18-29595 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $30,316.00
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am18-30211 / MBKMICHAEL L DETZKY, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $15,266.00
PENNYMAC LOAN (PHELAN)
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am18-33092 / MBKFRANK J FISCHER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $28,901.00
N/E SALE PROCEEDS INSUFFICIENT TO PAY IRS #1-2 AND PRIORITY NJ DIV TAX #3-4; ATTY FAILED TO OBTAIN APPROVAL FOR $2500 PD AT CLOSING
Matter ResolvedRequest
Adjourment
5010/28/2020 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $90,992.00
AMT: MP 10/28***NEEDS RESOLUTION*****<<>>

***7/28/20 - atty to send $2,000 and file a COVID-19 Plan - adj to 9/15/20***
Debtor obj<>FAILED TO FILE FEASIBLE PLAN; PI PROCEEDS WER INSUFFICIENT TO COMPLETE 100% PLAN; FAILED TO ADDRESS NJ DIV TAX PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
5310/28/2020 9:00 am19-12880 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $8,737.00
***case is paid off, so atty wants to MP to surrender - adj to 10/28/20***
FAILED TO LM BY 3/31/20; SV/WELLS FARGO # 2-3
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-15516 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,575.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Motion Compensation3rd Party MatterTotal Paid In: $6,291.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-19764 / MBKKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $10,879.00
ARREARS
Matter ResolvedRequest
Adjourment
4610/28/2020 9:00 am19-21587 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $6,223.00
Debtor obj, filing mp<>SV/WILMINGTON; FAILED TO FILE PRECONF CERT BY 3/6/20
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-21697 / MBKHENRY CHUDZIK, JR.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,792.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-22185 / MBKWARREN S JONES, JR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $6,395.00
Debtor obj, can pay $1600 and $971 beg oct (COVID)<>ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-23338 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,973.00
Matter ResolvedRequest
Adjourment
7010/28/2020 9:00 am19-23521 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,800.00
$1200 to be sent by attorney---

FAILED TO ADDRESS NJ DIV TAX ESTIMATED CLM #9-1 (UNSECURED PORTION); ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-24266 / MBKDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,380.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-25446 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,060.00
ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-25609 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,598.00
ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-26932 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,442.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-27944 / MBKSTEVEN J ABELSON, ESQMotion File Claim After Claims Bar Date3rd Party MatterTotal Paid In: $2,110.00
MTN TO ALLOW LATE FILED CLAIM #13
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-28829 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,810.00
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-30455 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,730.00
FAILED TO ADDRESS LATE FILED CLM/COMPREHENSIVE PEDIATRIC DENTISTRY AND PER PLAN CLM/NJ DIV TAX; ARREARS
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-31068 / MBKTHOMAS M MONAHAN, ESQMotion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $11,942.00
Debtor obj<>SHELLPOINT MTG (RAS)
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am19-31779 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $900.00
Matter ResolvedRequest
Adjourment
9310/28/2020 9:00 am20-12087 / MBKWilliam H. Oliver, Jr., Esq.Application for Extension of Loss Motigation3rd Party Matter
MTGLQ obj (RAS)<> APPLICATION FOR EXTENSION OF LOSS MITIGATION
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am20-12188 / MBKSTEPHANIE RITIGSTEINMotion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
MTN TO EXPUNGE POC FILED BY STATE OF NEW JERSEY DIV OF TAXATION
Matter ResolvedRequest
Adjourment
010/28/2020 9:00 am20-15711 / MBKJOSEPH J MANIA III ESQMotion Relief from Stay (Fee)3rd Party Matter
LAKEVIEW LOAN (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
010/28/2020 9:45 am19-24043 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 14 of 14 required payments   Arrears: $86.00  Total Paid In: $11,792.00
Matter ResolvedRequest
Adjourment
10710/28/2020 10:00 am19-11364 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 96 of 20 required payments   Arrears: $650.00  Total Paid In: $90,992.00
ADJ to 10/28/20 for NJ POC to be amended***
ISSUES AS OF 9/4/2020 (DM):
AR NJ STILL ESTIMATED - APOC WAS REQUIRED WI 60 DAYS OF CONF ORDER - NOT DONE
1) US Bank (Francis Ballak, Esq) Limited Obj - interest on claim is higher for 72 month plan - need Consent Order to update the claim amount to be paid (UNRESOLVED).


Confirmed Case: $3,500 Ptd, $1,300 x 1, $600 x 27 start 10/1/19, 100% Plan
- plan balance paid from PI claim
Prop. MP: $88,992 Ptd, $1,100 x 54 start 8/1/20, 100% Plan
- PI clam of $77,192 paid
PTD = $90,992
Last Claim (1-2) dated 9/26/19
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-12763 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 19 required payments   Arrears: $0  
Total Paid In: $7,741.00
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-14860 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 18 required payments   Arrears: $5,240.00  Total Paid In: $7,804.00
As of 8/31/20 (DS): Debtor attorney requested adjournment to file amended Sched I & J and certification.

As of 8/24/20 (DS): 1. Trustee obj to the following:
- Need Debtor's certification in support of Covid-19 Chapter 13 plan modification. It appears that debtor is seeking an extension of plan duration under the CARES Act. However, said Act does not provide an automatic right to extend plan duration to 84 months. Debtor must establish that he is experiencing a "material financial hardship" as a result of the COVID-19 pandemic. Debtor has not provided sufficient evidence on why an extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied unless debtor files a Certification in support of the Modified plan that provides sufficient evidence to establish that debtor has suffered a material financial hardship as a result of COVID-19.
- Must amend Schedule I & J, provide 2 months proof of income and 2019 tax return.
- Case was previously confirmed that Debtor was unemployed and confirming order had to amend Schedule I & J by 5/1/20 and provide 2 months proof of income and 2019 tax return by 5/1/20, which was never done.

MP Prop $7,104 paid, $689 x 68 Base - Trustee arrears, due to Covid-19, extending plan to 7 year period.
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-14958 / MBKDAVID G BESLOW, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 18 required payments   Arrears: $5,100.00  Total Paid In: $6,800.00
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-17684 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 17 required payments   Arrears: $3,930.00  Total Paid In: $7,020.00
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-19744 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 16 required payments   Arrears: $10,300.00  Total Paid In: $10,000.00
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-21688 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanPending WorkupDebtor has made 14 of 15 required payments   Arrears: $532.00  Total Paid In: $7,288.00
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-28770 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 11 required payments   Arrears: $600.00  Total Paid In: $6,000.00
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-31678 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 10 required payments   Arrears: $250.00  Total Paid In: $2,250.00
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-31689 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 10 of 10 required payments   Arrears: $0  

ADJ to 10/28/20 Peremptory
As of 6/14/20(mk): Per atty Adv Pro Mediation is 7/17/20.

>> NEED ADV PRO to Be RESOLVED TO SEE IF CASE IS FEASIBLE:NEED STATUS OF AP<

1. Objection by City of Trenton(Goldenberg): POC IS $47,704- ( DEBTOR FILED ADV. Pro. to Void Transfer. JT Sch. Order :discovery by 8/7/20: trial 10/15/20. Peter Broege is appt Mediator on 5/26/20)
city completed In rem foreclosure- has Judgment Tax sale.
-plan not feasible.

2. Trustee Objection:( STILL)
-need updated soc.sec. card that shows correct debtor's name( Filed doc #10- has full #- NEEDS TO BE REDACTED)
- Must file Pre-confirmation certificate.
-------------------------------------------
-need updated auto insurance, insurance expired 11/15/19.(Provided).
- need Bank statements from TD Bank checking and savings account, prior to filing dates.(Provided).
-need 2019 Tax return by 8/15/20.(Provided).
- need Valuation on 2 Hondas listed on Sch.B. (Provided W/ repair invoices-OK).

Plan:$640.69 x 60 Base
payments:7/7
last claim:12-1 bar date:1/27/20
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am19-32716 / MBKJonathan Stone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 9 required payments   Arrears: $637.00  Total Paid In: $4,275.00
Trustee OBJ:
- Need updated proof of income. (provided- need to review)
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-10054 / MBKDemetrius J. Parrish Jr.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 8 required payments   Arrears: $202.00  
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-10616 / MBKLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 8 required payments   Arrears: $1,841.00  
Matter ResolvedRequest
Adjourment
10610/28/2020 10:00 am20-10616 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $1,841.00  
MP at 100% filed 9/22/20 and scheduled for 10/28/20 (dm)
mk: Order resolving Obj w/ Blue Foundry- RE surrender & creditor has Stay Relief

9/18/20(mk): atty filing MP . It was ready to go just never filed. It will surrender the RE. The MFR by Hopewell T'ship on 9/23/20 is unopposed

8/31/20(mk): atty update: debtor made August payment- has not posted yet- Amy sent proof of payment $1,842.40 made. Reason for hold up is Debtor submitted a complete LM package more than 30 days ago to Blue Foundry. Despite follow up emails to Atty for creditor requesting status, no response came until today. The LM was denied. She is preparing a MP to surrender and amended I. Will be filed today.

As of 8/20/20(mk); CASE IS NOW 7 MOS OLD-NEED ANSWERES TO UNRESOLVED ISSUES BELOW SINCE 7/27/20.
NO MP Filed or Motion to Approve LM.

>>7/27/20:Atty requested adj --waiting for LM decision. Will be filing MP & needs 30 days to see if LM accepted.

AS OF 7/17/20(mk):

Note: Claims came in much higher than scheduled & making base instead of 0% resolves TR obj on dispos income.

1. Objection by Blue Foundry Bank(Sherman Wells): Unresolved
- First Mtg.-plan fails to pay full arrears(POC $115,171.73) OK TO PAY ?

2.Trustee Objection:
-need copy of 2019 by 5/31/20.
-need 2 months bank statements from all accounts prior to filing date.
-plan has excessive expenses:122c Line 9b takes homeowner insurance $241.40,
Line 14 takes public trans $217 and Line 43 takes vehicle expenses $1,314 total $1,531,
Line 21 takes Childcare $100, Line 22 additional healthcare $30, Line 31 charitable
contributions $200 (not listed on Schedules I or J).
- There would be disposable income$188.65, which would require minimum dividend $11,319 to gucs.
-Schedule J list excess expenses such as: Homeowner insurance $226.76, Propane $300;(electric/gas/heat has $450, would be total $750) and Auto insurance $550.
-debtor is not paying all disposable income into the plan. Income verifies higher at $10,428.99 than sche
Matter ResolvedRequest
Adjourment
14410/28/2020 10:00 am20-11419 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $2,032.00  
ADJ IRS APOC AND CERT WITH PROOF OF PYMT OF HOUSING COSTS FROM JAN TO DATE
AS OF 9/10/20 (SF) - Adj Peremptory. CASE IS 8 MOS OLD, ADJ 3 TIMES


Previous Notes:
AR IRS OBJ TO BE RESOLVED BY CO - Per IRS, not resolved.
AR REC DISMISSAL WITH 180 BAR


1. Objection filed by US Bank/RMAC Trust (Stuart West) - failure to pay arrears of $305,517.48; plan not filed in good faith and is not feasible; repeat filer; Creditor intends to file MFR with prospective Relief (MUST RESOLVE)

2. Objection filed by IRS (O'Hagan) - Debtor has not filed tax returns for years 2010 or 2019 and failure to provide for payment of secured claim. Priority and unsecured claims are estimated. (MUST RESOLVE)

3. IRS filed estimated priority and unsecured claim 4-1 (NEED AMENDED CLAIM)

4. State of NJ filed secured claim for $46,818.22 not addressed in plan (OK TO PAY?)

5. IRS filed secured claim for $4428.50 not addressed in plan (OK TO PAY?)

7. Trustee objection:
- The debtor has insufficient income to fund the plan. He doesn't appear to net more than about $9,000 monthly with expenses of $12,300 monthly.
- Amendments to Schedules I to remove rental income. Debtor's mom lives in Staten Island property and he receives no rent.
- per the filed 22C it needs 100%-- $7855 monthly disposable income.
- In event of dismissal the debtor should be barred from refiling for a period of one year.
- Need appraisal on the Staten Island property. The insured value is $819,000 which the CMA provided shows a value of only $451,000. (WHAT IS STATUS OF THIS PROPERTY? A SHERIFF'S DEED WAS PROVIDED)
- Need A current market analysis - Staten Island Prop.
- mortgage payoff information for Staten Island
- Need to provide proof of Staten Island mortgage payments

MP proposes $2032 x 60 Base, Sale of Staten Island property in 6 mos
Payments: 7/8 Arrears: $2032

RESOLVED ISSUES:
- Need proof of completed foreclosure for Colts neck property.(SHERIFF'S DEED PROVIDED)
- State of NJ filed estimated priori
Matter ResolvedRequest
Adjourment
14410/28/2020 10:00 am20-11419 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $2,032.00  
AS OF 9/10/20 (SF) - Adj Peremptory. CASE IS 8 MOS OLD, ADJ 3 TIMES


Previous Notes:
AR IRS OBJ TO BE RESOLVED BY CO - Per IRS, not resolved.
AR REC DISMISSAL WITH 180 BAR


1. Objection filed by US Bank/RMAC Trust (Stuart West) - failure to pay arrears of $305,517.48; plan not filed in good faith and is not feasible; repeat filer; Creditor intends to file MFR with prospective Relief (OK to surrender property and grant stay relief in conf order)

2. Objection filed by IRS (O'Hagan) - Debtor has not filed tax returns for years 2010 or 2019 and failure to provide for payment of secured claim. Priority and unsecured claims are estimated. (MUST RESOLVE)

3. IRS filed estimated priority and unsecured claim 4-1 (NEED AMENDED CLAIM)

4. State of NJ filed secured claim for $46,818.22 not addressed in plan (OK TO PAY?)

5. IRS filed secured claim for $4428.50 not addressed in plan (OK TO PAY?)

7. Trustee objection:
- The debtor has insufficient income to fund the plan. He doesn't appear to net more than about $9,000 monthly with expenses of $12,300 monthly.
- Amendments to Schedules I to remove rental income. Debtor's mom lives in Staten Island property and he receives no rent.
- per the filed 22C it needs 100%-- $7855 monthly disposable income.
- In event of dismissal the debtor should be barred from refiling for a period of one year.
- Need appraisal on the Staten Island property. The insured value is $819,000 which the CMA provided shows a value of only $451,000. (WHAT IS STATUS OF THIS PROPERTY? A SHERIFF'S DEED WAS PROVIDED)
- Need A current market analysis - Staten Island Prop.
- mortgage payoff information for Staten Island
- Need to provide proof of Staten Island mortgage payments

MP proposes $2032 x 60 Base, Sale of Staten Island property in 6 mos
Payments: 7/8 Arrears: $2032

RESOLVED ISSUES:
- Need proof of completed foreclosure for Colts neck property.(SHERIFF'S DEED PROVIDED)
- State of NJ filed estimated priority claim 2-1 (AMENDED)
- For
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-12029 / MBKGeorge E Veitengruber IIIFinal ConfirmationPending WorkupDebtor has made 3 of 7 required payments   Arrears: $0  
Total Paid In: $3,932.00
Order Resolving Adv Pro submitted to Chambers 9/10/20 - ENTERED 9/21/20
Matter ResolvedRequest
Adjourment
13310/28/2020 10:00 am20-12087 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $447.00  
AR WAITING FOR PROOF OF CAR INSURANCE As of 8/26/20(mk)(RECEIVED)

--Obj .to Loss Mit- Hearing 9/15/20. As of this date no motion re: tax claim filed.


8/26/20:AR EXT LOSS MIT FILED , IF PROOF OF FILING TAX RETURN OK TO ADJ W MOTION RE TAX CLAIM WI 7 DAYS .

AS of 8/15/20(mk):
--SAME ISSUES AS LAST HEARING IN JUNE. SEE BELOW--

>>NEEDS TO RESOLVE # 2 & 3, Then can work up<<

1.MP Before Conf. filed 4/21/20(#26) . This workup is for that plan.

2. Objection by MTGLQ (RAS):MP filed - Pay arrears pending LM-YES ??
-Plan fails to pay arrears.
>PER ORDER #30- LOS MIT EXTENDED TO 8/28/20<

3. IRS filed Estimated claim. for 2016 taxes($12,104.33). No return filed.APOC filed 9/1/20 - still estimated for 2016.

4. Trustee Objection:
-need update car insurance for all three vehicles.(Expired March 2020)-STILL NEED
-need MP that removes Ally & Wells fargo. (FILED)
-Attorney's fees in the plan and disclosure statement do not agree.(MP corrects).
-need 2019 return by 8/15/20.(PROVIDED)

Plan:447 X 60 BEG 3/20; LM 6 MOS AFTER CONF (38 GOODWIN LN); BASE
payments:5/6
last claim:6-1,bar date:4/17/20
Matter ResolvedRequest
Adjourment
14910/28/2020 10:00 am20-12188 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $725.00  
AR NEED RESOLUTION OF TR ISSUES #2 BELOW
AS OF 9/11/20 (SF) - CASE IS 7 MONTHS OLD AND ADJ 4 TIMES

AR ADJ PEREMPTORY - NEED RETURNS TO BE FILED OR CERT OF NON FILING AND MOTION TO MODIFY TAX CLAIM BY 9-2 (NOT DONE)

1. State of NJ filed estimated priority and unsecured claims (AMENDED - UNSECURED CLAIM IS STILL ESTIMATED MISSING 2010 THRU 2015 RETURNS)

2. Trustee objection:
- Excessive expenses on Schedule J: $900 transportation; $460 auto insurance (Debtor commutes to NY and insurance is high due to driving records)
- Income verifies higher at 2,126.39
- Need update on insurance claim

Plan proposes $2175 PTD, $725 X 1, $1000 X 55 0%
Payments: 5/7 Arrears $1725

RESOLVED ISSUES:
- Objection filed by US Bank (Lubin) - failure to pay arrears of $33,617.13 (RESOLVED ORDER ENTERED)
- IRS filed secured claim 14-1 for $11,639.51 which is not addressed in plan (MP FILED TO CRAM)
- Citizens Bank filed arrears claim 6-1 for $1814.56 (OK TO PAY?) (MP FILED TO PAY CLAIM)
- CVI SGIP Co Acquisition Trust/Sterling Jewelers Inc filed secured claim 8-1 claim for $429.95, no arrears. This claim is not in the plan. How should this claim be treated? (MP FILED CRAM CLAIM)
- LVNV Funding LLC filed claim 7-1 which is a secured judgment lien for $2988.33, not addressed in plan (MP FILED TO CRAM CLAIM)
- Cavalry Investments filed secured judgment claim 16-1 for 2531.73 which is not addressed in plan (MP FILED TO CRAM CLAIM)
- Wells Fargo Bank filed secured claim 27-1 for $352.66 for furniture not addressed in plan (MP FILED TO CRAM CLAIM)
- IRS filed estimated priority claim 14-1. Missing returns for 2016 thru 2019 (AMENDED)

Matter ResolvedRequest
Adjourment
12110/28/2020 10:00 am20-12968 / MBKKirsten B. Ennis Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $250.00  
$58,000 from settlement is being picked-up on 9/28/20 - ADJ to 10/28/20 Peremptory

mk: told atty must call in:9/14/20:5:10 pm atty email:Hello: Client sent $500.00 on 9-9-20. I will upload proof now. However, the Settlement proceeds for the non-debtor spouse are being issued and are available for pickup 9-24. They will use the proceeds to become current pursuant to the CO entered 7-24-20. The debtor's medical malpractice case is essentially on hold and the attorney is waiting for the scheduling of the settlement conference. The debtor has been approved for unemployment but has not yet received same is owed over $5000.00. The debtors wife is a school aide and her first paystub won't be received until 9-25 which will 800 every two weeks. Can I get 2 more weeks to make it happen?



AS OF 9/8/20 (SF) - NO UPDATES SINCE JULY AND DEBTOR IS NOT CURRENT WITH PAYMENTS 4/7 ARREARS: $750

Atty to file Notice of Settlement for debtor (NOT FILED) and non-debtor has a separate settlement that should help fund the plan - adj to 9/15/20


1. Objection filed by Carrington Mortgage (Stern, Lavinthal) - failure to pay arrears of $78,325.60 and loan mod date of 9/2020 is unreasonable (There is no consent order resolving filed)

2. There is no claim filed for Innsbruck Corp LLC (SHOULD THIS BE STRICKEN FROM PLAN?)

3. C&C Lawncare has not filed a claim. (SHOULD THIS BE STRICKEN FROM PLAN?)

4. US Dept of HUD filed a secured claim1-1 with zero arrears. Not addressed in plan or schedules

5. Trustee objection:
- The debtor has insufficient income to fund the plan. There is negative income.
- A copy of the last filed tax return - : Need 2018 tax returns. Need 2019 tax returns by 8/15/20.
- need updated income if debtor's job status changes. (DEBTOR IS STILL UNEMPLOYED)
- The confirming order must provide for the turnover of all non-exempt proceeds from medical malpractice claim.

- Statement of Financial Affairs indicates $2,500 was received from debtor on 2/3/20, however the
Matter ResolvedRequest
Adjourment
16510/28/2020 10:00 am20-13629 / MBKROBERT C NISENSON ESQOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 4 of 6 required payments   Arrears: $815.00  
AS OF 9/16/2020 (at):

1. Need to request an adjournment of the confirmation hearing.
2. 341 is scheduled for 9/24/2020
3. Payments: 4/6, arrears $1,780
Matter ResolvedRequest
Adjourment
16710/28/2020 10:00 am20-13680 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $400.00  
AS OF 8/19/2020 (at):

1. Harley Davidson filed secured arrears claim #23 in the amount of $540.65 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY, OK TO PAY)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - (last 2 months April & May 2020 for debtor and co-debtor) (NOT RECEIVED)
- The debtors must resolve the estimated IRS claim (STILL ESTIMATED)
- The payments need to increase in 16 months when the pension loan end

Plan proposes: $400 x 60, base
Payments: 5/5
Matter ResolvedRequest
Adjourment
15710/28/2020 10:00 am20-14150 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

Attorney emailed balance sheet that shows over $34,000 in equity -and sent new email from accountant EDC
-need info on 2 other businesses on 2019 taxes
AS OF 9/11/20 (SF)

1. Objection filed by Ally Capital (Morton) - to cram (OTBS)

2. Trustee objection:
- The debtor has insufficient income .
- Accountants valuation of business (Balance Sheet). Balance Sheet provided, but not from Accountant. If debtor only has 10% interest in business, why is her equity $75,003 and the other owner is $40,201? It appears that debtor's equity is $34,157.23 - $1500 exemption leaves n/e equity of $32,657 - (PER EDC, it makes no sense. We will need a line by line certification explaining how they came up with those numbers. We still need an accountant's breakdown and valuation and a copy of the business agreement between the debtor and Freeman) (UNSIGNED OPERATING AGREEMENT PROVIDED ALONG WITH CERT (attached) FROM DEBTOR, NEEDS TRUSTEE REVIEW)

Plan proposes $362 X 60 0%
Payments: 6/6

RESOLVED ISSUES:
- A copy of the last filed tax return - : 2019 tax returns by 8/15/20. (Received)
- A copy of the homeowner's insurance renewal declaration - : insurance expired 3/11/20. (RECEIVED)
- Amendments to Schedules : Statement of Financial Affairs does not list business. (AMENDED)
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
13910/28/2020 10:00 am20-14825 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

Adj to 10/28/20 Peremptory
9/3 workup for the 9/15 calendar EDC
*last issue is IRS estimated-otherwise can confirm


1. NJ Division of Taxation filed a secured claim #9 in the amount of $1,310.12 which is not in the plan. Is it ok to pay this claim? -NO PRIORITY CLAIM FILED. WILL PAY SECURED NJ HOWEVER - pay per POC
2. Objection filed by Freedom Mortgage (Phelan) - failure to cure arrears of $439.82 (Consent order)
3. Trustee's objection:
-The debtor has insufficient income .(sent updated POI H and UC application to us but no proof receiving and no info on business. Is it still running?)
-The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - (update on all income for past 2 months and proof of wife's unemployment) (RECEIVED)
- Amendments to Schedules Statement of Financial Affairs to list all Debtors prior businesses including Elite Sports Systems. (AMENDED)
-Childcare $420 (sent proof of dance which averages $80 monthly-not allowed. Also sent pre K at $354 monthly. Is this still being paid with Covid?)(OK income lower)
- Medical/dental $491 (OK income lower)
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must resolve creditor objection. (UNRESOLVED)
-------------------
- Amendments to Schedules Statement of Financial Affairs to list all Debtors prior businesses including Elite Sports Systems. (AMENDED)
- 401(k) Loan balance statements for two loans, prior to filing date. (OK RECEIVED)
Transportation $620. (RECEIVED CERT AS TO TRANSPORTATION - $620 OK)
- A copy of the last filed tax return - for 2019 Tax return. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $334 x 60, $0 to guc's
Payments: 4/4

Matter ResolvedRequest
Adjourment
16310/28/2020 10:00 am20-15509 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $513.00  
AR ANY OBJ TO DISPOSABLE INC TO BE SUBMITTED 14 DAYS BEFORE RETURN DATE WITH PROOF
AS OF 9/21/2020 (at):

1. Objection filed by Wells Fargo Bank (Shapiro) - failure to cure arrears of $60,834.12 (RESOLVED - PAY PER POC)

2. Objection filed by Nationstar/Mr. Cooper (Phelan) - failure to cure arrears of $2,274.46. (RESOLVED - PAY)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019. (NOT RECEIVED)
- 2 months bank statements from Wells Fargo savings account prior to filing date. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Children's activities $550 and Entertainment $350.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income for Debtor verifies higher, Debtor receive approximately $6,000 monthly from severance.
- Arrears claim filed by Mr. Cooper/Nationstar.
- Must resolve creditor objection (RESOLVED)
- Must file Pre-confirmation certificate. (FILED)
- The trustee needs updated proof of income in November when the severance ends (LANGUAGE ADDED)

MP before confirmation proposes: $2,140 paid to date, $941 x 55 beginning 10/1/2020, loan mod by 2/28/2021, 100% to guc's
Payments: 4/5, arrears $513
Matter ResolvedRequest
Adjourment
16310/28/2020 10:00 am20-15509 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $513.00  
NFA-any obj to our calculations should be sent 14 days prior per AR

AS OF 9/21/2020 (at):

1. Objection filed by Wells Fargo Bank (Shapiro) - failure to cure arrears of $60,834.12 (RESOLVED - PAY PER POC)

2. Objection filed by Nationstar/Mr. Cooper (Phelan) - failure to cure arrears of $2,274.46. (RESOLVED - PAY)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019. (NOT RECEIVED)
- 2 months bank statements from Wells Fargo savings account prior to filing date. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Children's activities $550 and Entertainment $350.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income for Debtor verifies higher, Debtor receive approximately $6,000 monthly from severance.
- Arrears claim filed by Mr. Cooper/Nationstar.
- Must resolve creditor objection (RESOLVED)
- Must file Pre-confirmation certificate. (FILED)
- The trustee needs updated proof of income in November when the severance ends (LANGUAGE ADDED)

MP before confirmation proposes: $2,140 paid to date, $941 x 55 beginning 10/1/2020, loan mod by 2/28/2021, 100% to guc's
Payments: 4/5, arrears $513
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-15557 / MBKBRAD J SADEKOrder Reconsider3rd Party MatterDebtor has made 2 of 5 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-15569 / MBKWarren Levy, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $2,025.00  
As of 8/24/20 (DS): Debtor attorney requested adjournment, 341 sched 9/17/20
Matter ResolvedRequest
Adjourment
14910/28/2020 10:00 am20-15718 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $600.00  
9/1 workup for the 9/9 calendar EDC
-nothing resolved since last time

1. Stay motion by BSI Financial on residence (Friedman Vartolo) is scheduled for 8/4/2020.(OTBS on 8/4 but no order yet)

2. Objection filed by BSI Financial (Friedman Vartolo) failure to cure full arrears of $26,354.42 (Per POC) and failure to provide for correct monthly post petition payments of $1,987.43.(Does stay order resolved?)

3. Trustee's objection:
The debtor has insufficient income . Disposable income negative..
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2018 and 2019. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $24,949.16, business $15,000 and possibly bank accounts, pending review of bank statements. Plan is 100%.
- 2 months bank statements for all accounts prior to filing date. (NOT RECEIVED)
- Must resolve creditor ? BSI Financial/US Bank objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $600 x 60, 100% to guc's
Payments: 2/3, arrears $600
Matter ResolvedRequest
Adjourment
14910/28/2020 10:00 am20-15718 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $600.00  
9/1 workup for the 9/9 calendar EDC
-nothing resolved since last time

1. Stay motion by BSI Financial on residence (Friedman Vartolo) is scheduled for 8/4/2020.(OTBS on 8/4 but no order yet)

2. Objection filed by BSI Financial (Friedman Vartolo) failure to cure full arrears of $26,354.42 (Per POC) and failure to provide for correct monthly post petition payments of $1,987.43.(Does stay order resolved?)

3. Trustee's objection:
The debtor has insufficient income . Disposable income negative..
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2018 and 2019. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $24,949.16, business $15,000 and possibly bank accounts, pending review of bank statements. Plan is 100%.
- 2 months bank statements for all accounts prior to filing date. (NOT RECEIVED)
- Must resolve creditor ? BSI Financial/US Bank objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $600 x 60, 100% to guc's
Payments: 2/3, arrears $600
Matter ResolvedRequest
Adjourment
15010/28/2020 10:00 am20-16119 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

issues as of 8/26/2020

1) 341 not held, not rescheduled - still missing documents DOCUMENTS PROVIDED, RESCHEDULED FOR 9/24
2) Caliber Home Loans Inc (Phelan) objection to confirmation - need to resolve
-approximate arrears $31,930.47
3) Current with Trustee plan payments
4) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
16810/28/2020 10:00 am20-16236 / MBKDANIEL L. REINGANUMConfirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 4 required payments   Arrears: $0  

9/11 workup for the 9/23 calendar EDC--wating for Reinganum email response

-MP filed 8/17/20 and amended I & J--proposes: $1500 X 3; $665 X 6; $990 X 51 BEG 6/20; BASE
-Trustee objection:
--Verified income based on amended J leaves monthly disposable income of $1326.(may be more/housing issue. Based on our information he has $1326 in disposable plus the $1621 improper housing deduction. That gives us $2947 monthly in disposable income. )
--Reviewed the 22C, monthly income is $8,653. Line 22 (OK additional health expenses explained)
requires documentation. Per the 22C, monthly disposable income is $808 which requires
a minimum dividend of $48,480 to general unsecured creditors.(amended plan says debtor is now in therapy ($1140 monthly) which increases expenses. Need proof of rent since lives with mother Need updated proof of income, however, because amended I shows only $5518 in income and we have $6178.)
--Need to resolve the estimated claim filed by the IRS.(DONE)
--Certification explaining higher income to Paid time off that was in Feb. and that
increased overall income etc.
Matter ResolvedRequest
Adjourment
14210/28/2020 10:00 am20-16556 / MBKMARCIA Y. PHILLIPSConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

issues as of 9/8/2020

1) 341 not held, not rescheduled - to date STILL has not provided documents needed for 341 hearing to be held - Trustee allowed adjournment of the 7/14/2020 confirmation hearing to allow documents to be provided and the 341 hearing to be held, unfortunately nothing has happened since the adjournment was granted
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court

proposed plan $1,400x60 base plan
paid in $5,600
last claim 16
Matter ResolvedRequest
Adjourment
17310/28/2020 10:00 am20-17295 / MBKCAMILLE J KASSARConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $320.00  
issues as of 9/14/2020

1) 341 not held, rescheduled for 9/24/2020 - NEED TO REQUEST ADJOURNMENT OF CONFIRMATION TO ALLOW 341 HEARING TO BE HELD
2) Not current with Trustee plan payments, arrears $320
3) Bank of America (Shapiro & DeNardo) objection to confirmation - CONSENT ORDER 9/2/2020 RESOLVES OBJECTION
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-17405 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 9/3/2020
issues as of 8/26/2020

1) PNC Bank (Fein Such) objection to confirmation - need to resolve
-Fairmount Avenue property in Newark City, NJ - not treated in plan
2) CSMC (RAS Citron) objection to confirmation - need to resolve
-claim not treated in plan
-pre-petition arrears in the amount of $941.73
3) Diestra Funding and LCI Lender Services (Hasbani & Light) objection to confirmation - need to resolve
-plan fails to provide for payment of arrears, pre petition arrears $24,717.44
4) Trustee objection to confirmation - need to resolve
-excessive expenses - $250/home maintenance; $500/utilities; $250/clothing; $175/auto insurance (policy provided shows $99/month)
-not paying disposable income into plan - excessive expenses and tax refund leaves higher disposable income in the amount of $1,750.77
-excessive expenses on Form 122c-2 specifically Line 23 and Line 30. Tax refund $749.92 not listed on Form 122c. With adjustments, there would be disposable income of $937.12 on Line 45 which would require minimum $56,227.30 dividend to general unsecured creditors
-schedules fail to account for the tax refund in the amount of $8,999 when determining disposable income
-there is estimated non-exempt equity on real property in the amount of $5,370.55, pending claims to be filed MORTGAGE CLAIMS ARE HIGHER, NO NON EXEMPT EQUITY
-must file pre confirmation certification
5) The Essex County property is not disclosed in the plan - need amended Schedules A, C and D, copy of Deed, CMA - STATED PROPERTY WAS FORECLOSED, PROVIDED COPY OF DEED, NEED TO RESOLVE OBJECTION WITH CREDITOR PNC BANK(FEIN SUCH)

proposed plan $250x60 base plan
paid in $500
last claim 17
last claim 12-1
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-17437 / MBKErik M. Helbing Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-17758 / MBKBRIAN S THOMAS ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

341 docs in - Needs date
Matter ResolvedRequest
Adjourment
20410/28/2020 10:00 am20-17795 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,200.00  
341 on for 8/27/20
had proof of pending payment 1,200
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

As of 8/26/20(mk):


1. Objection By MTGLQ(McCalla):
-fails to pay full arrears of $10.034.46.

2. Plan has -0- to IRS- They Filed a Secured POC $8,858
& unsecured $17,142.03

3. Trustee Objection:
-need Modified Plan that completes part 1c as to sale of 68 Clark Street property.
-Improper d(1)exemptions taken on 68 Clark Street and 70 Clark Street as the debtor
does not reside at either of these properties.(he lives in 72 Clark St).
-Failed to provide proof of service on lien avoidance Motion- Lenox, Socey, et al
-File pre-confirmation certification.

Plan:$300 X 12; $632.51 X 48; PROCEEDS FROM SALE OF 68 CLARK ST WILL BE USED TO SUPPORT SECOND TIER; BASE
1/1 payments.
last claim:8-1; bar date:9/15/20
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-18464 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/10/20 DEBTOR ATTY REQUESTED ADJOURNMENT, 341 SCHED 9/24/20
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-18559 / MBKRONALD E NORMAN, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-18559 / MBKRONALD E NORMAN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 8/26/2020

1) 341 rescheduled for 9/17/2020
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-18767 / MBKBRAD J SADEKConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

As of 9/18/20 Debtor attorney requested adjournment to resolve Trustee obj.

As of 9/16/20 (DS): 1. Trustee obj to the following:
- Need valuation on handgun.
- Bank statements from Ally provided and there is non-exempt equity $79.58.
- Amendment to Schedules B and C done, but does not take exemption for hand gun, leaving $500 non-exempt equity, pending valuation. Also note proceeds from life insurance of Debtor's deceased brother is not on Schedules and no proof of amount Debtor to receive has been provided.
- There is non-exempt equity in bank account $79.58 and handgun pending valuation.
- Capital One arrears claim for $661.64 and Santander arrears claim for $512.64, plan list as outside. Ok to pay? Per email ok to pay.
- Need to add to confirming order non-exempt proceeds from insurance policy of deceased brother's.

Prop Plan $430 x 60 Base
Note: Valuation statements on Stash Investment and TD Ameritrade accounts provided. Amended Sched I added tax refund.
Matter ResolvedRequest
Adjourment
16410/28/2020 10:00 am20-18770 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

AS of 8/26/20(mk):


Plan has MTG arrears, no POC yet on that . Bar date 9/30/20.

1. Trustee Obj.
-need current home insur. dec. page( Provided).

Plan:313 X 60 BEG 8/20; $0
2/1 payments
last claim:4-1, Bar date:9/30/30
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-19082 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/8/2020 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019 Debtor and spouse. (NOT RECEIVED)
- Fee app needed. (LANGUAGE ADDED TO CONFIRMING ORDER)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22C has excessive expenses on Line 13f takes full balance $521 (need balance of car loan) Line 21 Childcare $1,100 (requires proof), Line 22 additional health care expenses $217, Line 30 Additional food/clothing $49, Line 35 is less, IRS POC lower (add back $51.56) and Line 43 deducts lump sum payment bonus to spouse $2,088.83 (what is this about?).
- Schedule J list excessive expenses such as: $535 tele/cell/internet/cable, $1,000 Food, $1,200 Childcare (must provide proof), $350 Clothing and $385 Medical.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Spouse income verifies higher, there is disposable income $3,909.59.
- The Schedules fail to account for the debtor(s) tax refund in the amount of unknown when determining disposable income. (NEED 2019 TAX RETURN)
- The current Plan dos not specify treatment of Sheffield arrears $888.25 under the Plan. (IS IT OK TO PAY THIS CLAIM?)
- Need spouses pension loan balance statement prior to filing date. (PENSION STATEMENT NOT RECEIVED)
- Balance loan statement for vehicle prior to filing date. (NOT RECEIVED)
- Must file Pre-confirmation certificate (NOT FILED)

Plan proposes: $500 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-19200 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $567.00  
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-19504 / MBKWarren Levy, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-19515 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $467.00  
Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-19855 / MBKLAWRENCE W. LUTTRELLConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-19960 / MBKErik M. Helbing Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-20282 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-20292 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledPending WorkupDebtor has made 200.00 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-20302 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-20320 / MBKROBERT BRAVERMANConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 10:00 am20-20324 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/28/2020 1:00 pm18-21209 / MBKEric ClaymanMotion Compensation3rd Party MatterTotal Paid In: $7,840.00
Matter ResolvedRequest
Adjourment
010/28/2020 1:00 pm18-26151 / MBKAllen I. Gorski, Esq.Motion Compensation3rd Party MatterTotal Paid In: $4,480.00
Matter ResolvedRequest
Adjourment
010/28/2020 1:00 pm19-20657 / MBKAllen I. Gorski, Esq.Motion Compensation3rd Party MatterTotal Paid In: $6,000.00
Matter ResolvedRequest
Adjourment
010/28/2020 1:00 pm19-23138 / MBKSTEPHANIE RITIGSTEINMotion Compensation3rd Party MatterTotal Paid In: $3,010.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes