ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Mark Edward Hall

Hearing Date: 10/22/2025
Last Updated: 10/1/2025 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
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Adjournment
010/22/2025 2:00 am21-12391 / MEHRobert Cameron Legg, Esq.Motion CompensationNo Opposition Filed
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010/22/2025 2:00 am22-10362 / MEHGeorge E. Veitengruber, III, Esq.Motion CompensationNo Opposition Filed
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010/22/2025 2:00 am22-12794 / MEHKarina Pia Lucid, Esq.Motion CompensationNo Opposition Filed
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010/22/2025 2:00 am23-12682 / MEHMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
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010/22/2025 2:00 am23-12701 / MEHKarina Pia Lucid, Esq.Motion Compensation3rd Party Matter(AMT: THERE IS ONLY APPX $80 FOH AVAILABLE FOR SUPP FEES. IF ORDER IS ENTERED, PLAN COMPLETE LETTER NEEDS TO BE W/D AND ATTY NEEDS TO ADVISE DEBTOR TO RESUME PYMTS TO COMPLETE 100% TO GUC'S)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 2:00 am23-17981 / MEHDaniel E. Straffi, Esq.Creditor Certification of DefaultHold for JudgeDirect Hold for Judge at 2 PM (dm)

Debtor obj<> PENNYMAC (Powers Kirs)
Email InquiryMatter ResolvedRequest
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010/22/2025 2:00 am24-17372 / MEHJonathan Goldsmith Cohen, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
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010/22/2025 2:00 am24-21216 / MEHDaniel E. Straffi, Esq.Motion CompensationNo Opposition Filed
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010/22/2025 2:00 am24-21791 / MEHMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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010/22/2025 2:00 am25-10933 / MEHJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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010/22/2025 2:00 am25-11106 / MEHMarc C. Capone, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
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010/22/2025 2:00 am25-12047 / MEHJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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010/22/2025 2:00 am25-16600 / MEHMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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010/22/2025 8:30 am25-16553 / SLMJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 9/4/25 (SF) Per AR Adj to JKS date

This case is to be reassigned to Judge Sherwood.

1. 341 hearing not held - rescheduled to 9/18/25
2. Payments: 4/4

Email InquiryMatter ResolvedRequest
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010/22/2025 8:30 am25-17358 / SLMJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,100.00
NEWARK CASE

AS OF 9/19/25 (SF)

1. 341 NOT HELD - RESCHEDULED TO 10/2/25
2. PAYMENTS: 2/2


Email InquiryMatter ResolvedRequest
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010/22/2025 8:30 am25-19071 / SLMJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
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610/22/2025 9:00 am20-21949 / MEHDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
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810/22/2025 9:00 am21-11829 / MEHRobert C. Nisenson, Esq.Creditor Certification of Default3rd Party MatterADJ to 10/22 Peremptory
Debtor obj<>GSMPS MTG (Padgett)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am21-13690 / MEHJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
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010/22/2025 9:00 am21-13690 / MEHJeffrey E. Jenkins, Esq.Motion Reinstate StayNo Opposition FiledMTN REIMPOSE STAY AS TO WILIMINGTON TRUST
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010/22/2025 9:00 am21-15994 / MEHRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<>WILMINGTON SVS (Pluese Becker)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am22-12168 / MEHJeffrey E. Jenkins, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMOTION TO DISMISS - HARORTOWN CROSSING CONDO ASSOC (HUESTON)
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Adjournment
010/22/2025 9:00 am22-13010 / MEHMelinda D. Middlebrooks, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition FiledMTN REOPEN TO ALLOW ENTRY DISCHARGE - Financial Management Cert filed 6/24/25
Email InquiryMatter ResolvedRequest
Adjournment
2210/22/2025 9:00 am22-14292 / MEHMarc C. Capone, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - Objections1st listing - Atty wants to file a MP for reduced payments while debtor is on unemployment (dm)

***Proposed Trustee Order: $12,115 Ptd, then $476 x 21 starting 9/1/25, debtor shall sign-up for TFS eWage and provide proof of enrollment within 14 days***

Debtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
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1710/22/2025 9:00 am22-15796 / MEHSteven J. Abelson, Esq.Motion Enforce3rd Party MatterMTN ENFORCE STAY
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010/22/2025 9:00 am22-17311 / MEHDavid G. Beslow, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed27 GINGER DR
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am22-18697 / ABACarol L. Knowlton, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 278 of 35 required payments   Arrears: $1,943.00
ISSUES AS OF 8/21/2025 (DM):

 Final briefs due on 9/2/25 before decision is made on the papers by the Judge.

 5/21/25 - Plenary Hearing conducted. Briefs due within three weeks from the filing of the transcripts - ADJ Conf to 8/27/25.

 ABA set a Peremptory date of 5/21/25 for the claims motion - ADJ Confirmation to 6/11/25 Peremptory (dm)

 2/19/25 - Court scheduled evidentiary hearing (JONES ARE ENTITLED TO A GUC NOT A SECURED CLAIM - JUDGE GIVING 60 DAYS TO EITHER AGREE ON AN AMOUNT OR HAVE ANOTHER PLENARY HEARING. PER JUDGE, CONFIRMATION HAS TO BE ADJ UNTIL AFTER CLAIM IS DETERMINED - dm)

 8/20/24 - Borough of Riverton obtained stay relief on 602 Cinnaminson St, 612 Lippincott Ave and 401 Second St properties.

 Motion to Expunge Renny & Shelia Jones POC (9-1) is scheduled for 5/14/24.

 Marital residence was sold, and trustee received $64,564 from sale.

1) Renny & Shelia Jones (CORVELEYN LAW FIRM) OBJs - case pending for 17 months, claims that the 4 properties, although in the name of debtor, are not really hers because Jones put up all the money. Debtor is collecting rent on 2 properties but not disclosed in schedules. Secured POC from Renny and Sheila Jones (Graig Corveleyn, Esq) in the amount of $1,422,602.98 makes the case infeasible. 100% due to non-exempt equity in real estate.

2) IRS filed $3,054.63 amended post-petition POC (16-2) for 2023 & 2024 tax returns that are estimated (UNRESOLVED.)

3) Plan provides $3,370.66 secured treatment to Borough of Riverton on Cinnaminson St property - no POC filed for this property (CREDITOR FILED POC 14-1, BUT STAY RELIEF GRANTED 8/20/24.)

4) Current attorney, Carol Knowlton, has $10,000 in estimated fees which will need a Fee App.

5) Trustee OBJ and Balboa Notes:
- Not feasible - would need over $1,000/month even if we don't include claim for 1.4 million (NEGATIVE DISPOSABLE INCOME PER AMENDED I&J.)
- Need proof of employment (UNRESOLVED.)
- Current Pay Stub (RECEIVED CERT TH
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am22-20142 / MEHJohn Zimnis, Esq.Creditor Certification of Default3rd Party MatterDebtor obj<> PNC BANK (Fein Such)
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am22-20213 / MEHBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
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2210/22/2025 9:00 am22-20214 / MEHKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupAnother TFS payment to post 10/15 - ADJ to 10/22 for recap (dm)

Debtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am23-11189 / MEHAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO LM; LOSS MITIGATION EXPIRED 8/8/25
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am23-11189 / MEHAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)No Opposition FiledCARRINGTON MTG (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
2310/22/2025 9:00 am23-11659 / MEHLaurence R. Sheller, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT; TR CONDUIT REQUEST<>

Debtor obj<> CARRINGTON/Norlaine Dr (Hill Wallack)
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am23-12006 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnFILED IN WRONG CASE
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2810/22/2025 9:00 am23-12727 / MEHEric J. Clayman, Esq.Creditor Certification of Default3rd Party MatterDebtor obj<> MAIDEN WOODS CONDO (McGovern)
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010/22/2025 9:00 am23-15130 / MEHJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
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010/22/2025 9:00 am23-15283 / MEHRobert Cameron Legg, Esq.Motion SellNo Opposition Filed8B DEERFILED DR
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3910/22/2025 9:00 am23-15718 / MEHJay B. Feldman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsADJ 10/22 Peremptory

Debtor obj<>SN SERVICING (FRIEDMAN)
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3510/22/2025 9:00 am23-17137 / MEHFrancis P. Cullari, Esq.Trustee Certification of DefaultPending WorkupADJ to 10/22 for Confirmation - AR to speak with Atty (dm)

ADJ to 8/20 Peremptory with MP ready and payments made, with proof of income, otherwise case will be reconverted to Ch. 7 (dm)

Debtor obj, filing MP<> ARREARS
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4710/22/2025 9:00 am23-18587 / MEHJoseph Albanese, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsADJ to 10/22 Peremptory

Debtor obj<>CAPITAL ONE AUTO / 2018 toyota Corolla (McCALLA)
Email InquiryMatter ResolvedRequest
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4010/22/2025 9:00 am23-18781 / MEHKarina Pia Lucid, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> CARRINGTON MTG/MAdison Ave (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am23-20608 / MEHCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/12/2025 9:00 am
AMT: LOSS MIT EXT 10/30<>

FAILED TO LM BY 9/1/25
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4910/22/2025 9:00 am23-21581 / MEHDavid G. Esposito, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAR NEED MP TO UP PYMT AND REMOVE REFI
Debtor response<>FAILED TO REFI BY 6/1/25
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5010/22/2025 9:00 am24-10014 / MEHJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor wants a recap - I want to see if debtor can pay $7,600 in Sept before offering recap - ADJ to 10/1 (dm)

Debtor obj, made pymt<>ARREARS
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010/22/2025 9:00 am24-10014 / MEHJustin M. Gillman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> NEWREZ/Mulberry la (Padgett)
Email InquiryMatter ResolvedRequest
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4410/22/2025 9:00 am24-10186 / MEHMarc C. Capone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> NEW REZ/Willow Grove Way (pINCUS)
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-10656 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-11690 / MEHLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-13907 / MEHYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
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010/22/2025 9:00 am24-14642 / MEHJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
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5310/22/2025 9:00 am24-15542 / MEHStephen M. Goldberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workupamt: debtor pd mtg direct/emailed lender to verify and will file amd conduit order)

Debtor obj<>ARREARS
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010/22/2025 9:00 am24-15841 / MEHKevin S. Quinlan, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
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5910/22/2025 9:00 am24-16846 / MEHRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP 9/10 > HR, but ADJ TMTD to 10/22 to make sure TFS payments on the confirmed MP are made (dm)

Debtor obj<>SV/US BANK; ARREARS
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-17226 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
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010/22/2025 9:00 am24-17372 / MEHJonathan Goldsmith Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/LOANDEPOT
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6210/22/2025 9:00 am24-17792 / MEHDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsADJ to 10/22 - paid $500 and debtor to pay another $2,500 before end of Sept and another $3,000 before 10/22 (dm)

Debtor obj<>FAILED TO LY BY 7/1/25; ARREARS
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010/22/2025 9:00 am24-17927 / MEHSteven J. Abelson, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterOCEANFIRST BANK (BROCK)
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-17927 / MEHSteven J. Abelson, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
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6210/22/2025 9:00 am24-18336 / MEHJeanie D. Wiesner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupADJ to 10/22 to see if TFS payments clear for recap (dm)

Debtor obj<>ARREARS

$615 TFS scheduled for 9/30
$615 TFS scheduled for 10/15
Email InquiryMatter ResolvedRequest
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6410/22/2025 9:00 am24-18838 / MEHRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsADJ to 10/22 to be current or dismiss per debtor's counsel (dm)

Debtor obj<>ARREARS
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6610/22/2025 9:00 am24-19086 / MEHPeter E. Zimnis, Esq.Trustee Certification of DefaultPending WorkupADJ to 10/22 for $2,000 to clear or dismiss (dm)

Debtor obj, bank account compromised; will resolve<> ARREARS
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010/22/2025 9:00 am24-19571 / MEHAndre L. Kydala, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-19685 / MEHJonathan Goldsmith Cohen Motion Relief from Stay (Fee)No Opposition FiledPNC BANK (FEIN SUCH)
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010/22/2025 9:00 am24-21206 / MEHJonathan Goldsmith Cohen, Esq.Motion Relief from Stay (Fee)No Opposition FiledLAKEVIEW LOAN (STERN & EISENBERG)
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010/22/2025 9:00 am24-21216 / MEHDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> RUSHMORE/Raleigh Dr (Pluese Becker)
Email InquiryMatter ResolvedRequest
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7110/22/2025 9:00 am24-21216 / MEHDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO SELL RALEIGH DRIVE PPTY BY 7/31/25
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-21409 / MEHGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO LM BY 9/10/25; LOSS MIT TERMINATED
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-21705 / MEHJeanie D. Wiesner, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsLevittown L.P. obj ( Sirlin Lesser)<>MTN MODIFY LEVITTOWN LP CLM #7 TO $81,398.87
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010/22/2025 9:00 am24-21901 / MEHRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO LM BY 9/1/25
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am24-21968 / MEHRobert Cameron Legg, Esq.Motion for relief from automatic stay3rd Party MatterMFR/WAREHOUSE LLC
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Adjournment
010/22/2025 9:00 am25-10051 / MEHRobert Cameron Legg, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterAMT; TRUSTEE CONDUIT REQUEST<>

Debtor obj<>CARRINGTON MTG (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
7810/22/2025 9:00 am25-10550 / MEHHerbert B. Raymond, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor to pay $15,250 within 14 days or dismiss - ADJ to 10/22 (dm)

Debtor obj<>ARREARS
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010/22/2025 9:00 am25-10579 / MEHDaniel E. Straffi, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterBANK OF NEW YORK MELLON (LOGS)
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010/22/2025 9:00 am25-10579 / MEHDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
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010/22/2025 9:00 am25-10581 / MEHDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
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7710/22/2025 9:00 am25-10796 / MEHStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedDebtor obj, requests cure<>LAKEVIEW LOAN/Florence Tollgate (STERN & EISENBERG)
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010/22/2025 9:00 am25-11136 / MEHMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO SELL KENNISAW WAY PPTY BY 8/31/25
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am25-11168 / MEHRobert Manchel, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterNEWREZ/SHELLPOINT (HILL WALLACK)
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010/22/2025 9:00 am25-11168 / MEHRobert Manchel, Esq.Motion Relief from Stay (Fee)3rd Party Matter
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8010/22/2025 9:00 am25-11189 / MEHRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedDebtor obj, providing proof of pymts to mtg co<>US BANK TRUST NAT'L ASSOC (McCALLA)
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010/22/2025 9:00 am25-11661 / MEHCandyce I. Smith-Sklar, Esq.Creditor Certification of Default3rd Party MatterDebtor obj<> RUSHMORE SVS/Brian Drive (Hldik)
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010/22/2025 9:00 am25-12468 / MEHAndy Winchell, Esq.Motion Relief from Stay (Fee)3rd Party MatterVAH LYONS EMPLOYEES FED CRED UNION (McKENNA DuPONT)
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010/22/2025 9:00 am25-12823 / MEHAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)3rd Party MatterCARRINGTON MTG (HILL WALLACK)
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010/22/2025 9:00 am25-13269 / MEHYakov Rudikh, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledAM EX MTN ALLOW CLM 9-1 AS TIMELY ( Hooten & Jacoby)
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010/22/2025 9:00 am25-13483 / MEHJoseph Casello, Esq.Motion Relief from Stay (Fee)No Opposition FiledFEDERAL HOME (KML)
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010/22/2025 9:00 am25-13993 / MEHEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN FOR POST-PET VEH FINC
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010/22/2025 9:00 am25-14065 / MEHDavid A. Semanchik, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
11/12/2025 9:00 am
MTN EXPUNGE CLM#20
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010/22/2025 9:00 am25-14195 / MEHEdward Hanratty, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledLATE POC BOOKS-A-MILLION-AWBC
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010/22/2025 9:00 am25-14343 / MEHMoshe Rothenberg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
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010/22/2025 9:00 am25-14344 / MEHKevin C. Fayette, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledANCDI PROPERTIES/CHUCK HOWDARD (GREENBLATT)
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9110/22/2025 9:00 am25-15359 / MEHDavid G. Beslow, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsADJ to 10/22 Peremptory

Debtor obj<>UPSTART NETWORK (HOOTEN & JOCOBY) 2017 HONDA
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010/22/2025 9:00 am25-15359 / MEHDavid G. Beslow, Esq.Motion for relief from stayNo Opposition FiledMFR/NEWREZ SHELLPOINT
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010/22/2025 9:00 am25-16590 / MEHYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition FiledAMERICAN HONDA (STEWART)
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010/22/2025 9:00 am25-16977 / MEHMoshe Rothenberg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
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010/22/2025 9:00 am25-17100 / MEHRobert Cameron Legg, Esq.Motion SellNo Opposition Filed1305 SQUIRREL RD
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010/22/2025 9:00 am25-17100 / MEHRobert Cameron Legg, Esq.Motion SellNo Opposition Filed1405 EVANS RD
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010/22/2025 9:00 am25-17328 / MEHDavid Jerome Witherspoon, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
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010/22/2025 9:00 am25-17881 / MEHRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN LOSS MIT
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am25-19111 / MEHDaniel E. Straffi, Esq.Hearing Scheduled (Document)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 9:00 am25-19334 / MEHJonathan Stone, Esq.Motion Impose Automatic StayNo Opposition FiledMTN EXT STAY
Email InquiryMatter ResolvedRequest
Adjournment
10710/22/2025 10:00 am23-17137 / MEHFrancis P. Cullari, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 20 required payments   Arrears: $8,529.00
ADJ to 10/22 - AR may consider a tier proposal to address plan arrears (dm)

As of 9/29/25 (DS): 1. Must provide 3 months proof of income from Door Dash. ATTY FILED ANOTHER AMENDED SCHED I. DEBTOR IS WORKING FOR DOOR DASH CHANGING TO 3 MONTHS, PREVIOUSLY LISTED 1 YR (ONLY PROVIDED PROOF OF INCOME FROM 7/21-9/7) AND NOW INCLUDES 2ND JOB AS REALTOR EMPLOYED 1 MONTH, BUT ONLY PROVIDES 1 PAY STUB DATED 9/11/25, NO ADDITIONAL PROOF OF INCOME PROVIDED. INCOME CANNOT BE CALCULATED BASED ON THIS 1 PROOF OF INCOME, NEED ADDITIONAL INCOME FOR THE MONTH OF SEPT AND OCT. - EMAIL 9/26/25 FROM DEBTOR ATTY DEBTOR ONLY RECEIVED ONE PAY.

2. Amended Sched J also increased expenses, causing income to be more insufficient than before, verifying -$1,450.

MP Prop $120 x 60; Base - Loss of income, Debtor self-employed as Door dash.
Note: 2024 Tax return provided, Debtor's total income was $84,420.
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am23-21581 / MEHDavid G. Esposito, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 21 of 22 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am24-19571 / MEHAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 23 of 13 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
11710/22/2025 10:00 am24-21705 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 11 required payments   Arrears: $2,694.00
PER AR, ADJ TO 10/22 - RESOLUTION OF M&T 10 DAYS PRIOR TO NEXT DATE AND MOTION AGAINST POC 7-1 WITHIN 14 DAYS & DETAILED CERT IN TRUSTEE OBJ (DM)

ISSUES AS OF 8/14/2025 (DM):

 Per AR, possible 109e issue (ATTY TO MOVE AGAINST THE POC 7-1 BECAUSE IT HAS DEFAULT AMOUNTS WHICH ARE CONTESTED)

1) M&T Bank (McCalla Raymer) OBJs - $181,064.12 arrears and $574,657.92 secured claim guaranteed by debtor that is secured against Equestrian Dr property (UNRESOLVED.)

2) Trustee OBJ:
- Need Certification regarding payments the insider (Nicole Grifone) received in the last 12 months (CERT UPLOADED 5/27/25 DOES NOT INDICATE HOW MUCH WAS BORROWED AND WHEN. CERT UPLOADED 7/24/25 PROVIDES VERY LITTLE ADDITIONAL DETAIL.)

***RESOLVED ISSUES***

A) R7 Lease Purchase Inc provided Nov 2024 P&L statement reflecting negative income of -$7,105.69 (RECALCULATED INCOME USING P&L STATEMENTS FROM MARCH 2024 TO FEBRUARY 2025 RESULTING IN NET INCOME FO $4767.)

B) Trustee OBJ:
- Need statement from Robinhood and Acorn for the month of Nov. 2024 (RECEIVED.)
- Need 2 months bank statements for WSFS Bank Business acct#7668 (RECEIVED.)
- Need to file Pre-Confirmation Certification (FILED.)
- Need Certification regarding business operations for R7 Lease Purchase Inc (BUSINESS FORM RECEIVED - CURRENTLY OPERATING RENT TO OWN FURNITURE AND APPLIANCES.)
- Need Certification regarding business operation for R7 Trucking LLC (BUSINESS FORM INDICATES OPERATIONS LASTED BETWEEN 3/13/21 AND 2022.)
- Need P&L statements if businesses are still operating (RECEIVED P&L for R7 Lease.)


Prop. Plan $1,797 x 60, Base Plan
- Loan Mod by 7/31/25.
- Student Loans outside.
PTD 8/9 = $14,376
Last Claim (24-2)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am24-22022 / MEHDouglas G. Mitchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 10 required payments   Arrears: $8,594.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-10118 / MEHWilliam S. Wolfson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,028.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-10557 / MEHDarin D. Pinto, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 9 required payments   Arrears: $1,951.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-10557 / MEHDarin D. Pinto, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 9 required payments   Arrears: $1,951.00
Email InquiryMatter ResolvedRequest
Adjournment
11410/22/2025 10:00 am25-11208 / MEHRichard F. Fried, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0
Debtor getting raise starting Feb - wants $500 for Oct - Jan, then $1,250 for 1 year, and then $1,500 balance to pay case - ADJ 10/22 to see if numbers work (dm)

Atty needs to address feasibility (dm)
ISSUES AS OF 9/23/2025 (DM): updated 9/30/25.

***TO CONFIRM THE DEBTOR NEEDS $4,000 PTD, THEN $1,388 x 53 STARTING 10/1/25, 100% PLAN WITH $59,326 THRESHOLD PRESERVED, LOAN MOD WITH NEWREZ/SHELLPOINT BY 11/17/25 OR AS EXTENDED BY LOSS MIT ORDER, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD, TRUSTEE SHALL PAY GRASSY SPRAIN GROUP POC (4-1) A TOTAL GROSS CLAIM WITH INTEREST OF $52,321.89, TRUSTEE SHALL PAY FORD MOTOR CREDIT BIFURCATED POC (10-1) AS FILED***

 Interim Scheduling Order entered 9/2/25.

 Order entered extending Loss Mit to 9/16/25.

1) NewRez/Shellpoint (Stewart Legal) OBJs - $76,271.07 arrears on Albemarie Rd property (CO SUBMITTED - LOAN MOD BY 11/17/25 OR AS EXTENDED BY LOSS MIT ORDER.)

2) Grassy Sprain Group (Saldutti Law Group) OBJs - $42,754.50 judgment entered against the debtor - secured claim not treated in the plan (CO SUBMITTED.)

3) Plan provides $1,112.32 secured paid-in-full treatment to Ford Motor Credit for 2015 Ford Explorer - creditor filed a bifurcated claim for $9,416 secured, $978.66 unsecured with $1,213.16 arrears. Need clarification regarding how debtor wants to treat the creditor (IS TRUE INTENTION TO PAY ARREARS AND TREAT REMAINDER SECURED/UNSECURED BIFUCATED CALIM AS SECURED UNAFFECTED OUTSIDE THE PLAN?? - Pay bifurcated POC as filed.)

4) Trustee OBJ:
- Debtor has undertaken an improper use of exemption. Specifically, debtor filed individually and therefore is not entitled to a (d)(1) exemption in the amount of $55,800 - only allowed $27,900 (AMENDED). There is $80,703 in equity in the property (ADJUSTED TO $59k BASED UPON FILED JUDGMENT POC). Plan must continue to pay 100% to GUCs.
- Need to file Pre-Confirmation Certification (FILED.)


Prop. Plan $500 x 60, 100% Plan
- Loan Mod by 5/30/25
PTD 8/7 = $4,000
Las
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-11661 / MEHCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 8 required payments   Arrears: $53.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-11929 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 13 of 8 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
12410/22/2025 10:00 am25-12148 / MEHRoger Chavez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 8 required payments   Arrears: $1,114.00
341 has been rescheduled (dm)

AS of 9/5/25(mk)ADJ REQUEST DENIED AS DOES NOT HAVE A 341 HEARING DATE

NO 341 date yet
5/7 payments


SV granted on 2019 Mercedes on 7/9/25- Surrendered in plan
Email InquiryMatter ResolvedRequest
Adjournment
12710/22/2025 10:00 am25-12650 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 7 required payments   Arrears: $8,232.00
ADJ to 10/22 Peremptory
9/10/25 (sf) Copy of two money orders just received totaling $2000 attached.

ISSUES AS OF 9/4/2025 (DM):

***Taxes are still estimated and last Trustee payment received in July - RECOMMEND DISMISSAL***

 MFR by Condo Assn pending.

1) IRS filed $10,618.22 amended priority claim that includes estimated taxes for 2021 (UNRESOLVED.)

2) IRS filed an amended general unsecured claim that includes estimated taxes for 2020 (UNRESOLVED.)

3) State of NJ filed $1,870.22 priority claim that includes estimated taxes for 2021 (UNRESOLVED.)

4) State of NJ filed a general unsecured claim that includes estimated taxes for 2020 (UNRESOLVED.)

5) Plan provides $1,331.70 secured treatment to Jackson Twp Municipal - no POC filed by the creditor (STRIKE??)

6) Trustee OBJ:
- Need proof of income for 2 months for Debtor's Union job if he is working (CERT UPLOADED IS JUST A PROJECTION OF WHAT HE ANTICIPATES MAKING.)

***RESOLVED ISSUES***

 ADJ to MEH to 6/18/25 - he wants more information on the law with respect to requirement of insurance (TRUSTEE RESPONSE DOC #22. INSURANCE ISSUE IS NOW MOOT.)

A) Trustee OBJ:
- Need auto insurance for 2013 VW and 2011 Audi - policy expired (RECEIVED.)
- There is $1,451 non-exempt equity in the residence.
- Need 2 months bank statements from BOA acct #8504 (RECEIVED.)
- Need amended Sch A/B and C to add BOA acct #8504 (MOOT - THIS IS FOR JJ STAR AUTOSALES LLC THAT IS NOT ACTIVE. CERT UPLOADED TO INCOME DOCS.)
- Need homeowner's insurance with personal liability coverage (ATTACHED TO RESPONSE DOC #25.)


Prop. Plan $2,558 x 60, $6,456.10 Min Div.
PTD 3/5 = $7,674
Last Claim (20-1)
Email InquiryMatter ResolvedRequest
Adjournment
12110/22/2025 10:00 am25-13197 / MEHStephen M. Goldberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $500.00
ADJ to 10/22 for work-up (dm)
OBJ MAY BE SETTLED (dm)
ISSUES AS OF 9/22/2025 (DM):

 9/4/25 (MK): case is now 6 months old. Still do not have current comps on real property. Trustee disputes debtor's value. Case is all unsecured claims - ADJ to 10/1 Peremptory.

 7/29/25: parties working on resolving #1 or case cannot proceed - ADJ to 9/10 Peremptory (MOTION TO EXTEND TIME TO FILE COMPLAIN SCHEDULED FOR 10/1.)

1) Gagandeep Singh Nanda (Thomas Monroe, Esq.) OBJs:
- debtor not truthful in business activities.
- bad faith, misstatements etc. Mk looks like there will be Stipulation entered extending time for creditor to file complaint re discharge- so is the objection in #1 resolved?

 Motion Extending Time to File Non-Dischargeability Complaint (ORDER ENTERED EXTENDING TIME TO 9/2/25.)

2) Plan provides $2,357 arrears treatment to Jersey Mortgage - no POC filed by the creditor before the Bar Date expiration and debtor's counsel has not filed a POC on behalf of the creditor in the available time (STRIKE PLAN TREATMENT??)

3) Trustee OBJ:
- Need current comps for real property
- There is $29,541 non-exempt equity in the residence pending comps or updated CMA.
- Need March & April bank statements for Capital One Bank acct#7832.
- Strike Plan treatment of Figure Lending and Jersey Mortgage in Part 6 of the plan for Executory Contracts and Unexpired Leases - creditors treated elsewhere in the plan.

***RESOLVES ISSUES***

A) Trustee OBJ:
- Need amended J to list dependents (AMENDED.)
- Need 2024 tax return (RECEIVED.)
- Need Pre-Confirmation Certification (FILED.)


Prop. Plan $500 x 60, Base Plan
PTD 6/6 = $3,000
Last Claim (10-1)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-13704 / MEHThomas G. Egner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
AS OF 9/8/2025 (JMA) - ADJOURNMENT REQUEST TO ALLOW SERVICE OF MP FILED 9/1/2025

1) Trustee objection to confirmation - need to resolve
- A current market analysis - with most recent 6 months comps on properties sold. STILL NOT PROVIDED TO DATE
- Proof of social security income - for the Co-Debtor. STILL NOT PROVIDED TO DATE - ATTY ADVISED CO-DEBTOR HAS NOT RECEIVED SSI BENEFITS AS OF MARCH 18, 2025 NOTICE. THIS NOTICE STATED PAYMENT SHOULD BE RECEIVED WITHIN 40 TO 60 DAYS OF THE DATE OF THE NOTICE. WHAT IS THE CURRENT STATUS OF BENEFITS FOR THE CO DEBTOR?

proposed plan $612x60 base plan
paid in $3,060
last claim 6-1

RESOLVED ISSUES:

- A Modified Plan that either removes US Dept of HUD from Part 4F or removes from Part 4d and 7b. MODIFIED PLAN FILED, RESOLVED, REMOVED PART 4d AND 7b.
- The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C.  109(e).
- Fails to service US Dept of HUD. FILED CERT OF SERVICE 5/14/2025, RESOLVED, MODIFIED PLAN TREATS HUD CLAIM AS SECURED CLAIM UNAFFECCTED BY PLAN.
- The debtor has failed to provide proof of service with respect to Plan Motion(s). Need proper service US Dept of HUD if cramming/motions. RESOLVED, MODIFIED PLAN TREATS HUD AS SECURED CLAIM UNAFFECTED BY THE PLAN
Email InquiryMatter ResolvedRequest
Adjournment
13410/22/2025 10:00 am25-13839 / MEHJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $2,171.00
ISSUES AS OF 9/4/2025 (DM):

1) IRS filed $12,502.50 amended priority claim not treated in the plan (OKAY TO PAY?? - YES)

2) Ford Motor Credit (McCalla) OBJs - plan fails to treat 2020 Ford Transit (OBJ RESOLVED IF SECURED UNAFFECTED IN CONF ORDER.)

3) JP Morgan Chase filed $3,628.57 arrears claim on the Constitutional Dr property (OKAY TO PAY?? - YES)

4) Hyundai Capital filed $20.53 arrears claim on 2022 Kia Soul car lease (OKAY TO PAY OR IS LEASE REJECTED?? - ASSUME)

5) Attorney fees in the plan ($0) and the Atty Disclosure Statement ($2,500) do not agree - one of the documents needs to be amended (AMEND PLAN FOR $1000 PER AMENDED DISCLOSURE.)

6) Trustee OBJ:
- There is $63,384 non-exempt equity in real estate (100% PLAN.)
- Debtor has insufficient income.
- Debtor has failed to file a feasible plan.
- Debtor has failed to file the Pre-Confirmation Certification (FILED.)


Prop. Plan $2,170.53 x 60, 100% Plan
PTD 5/5 = $10,852.65
Last Claim (1-2)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-13964 / MEHEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $350.00
AS OF 9/29/2025 (at):

1. Monmouth Heights at Freehold Recreation Association filed a bifurcated claim which needs to be resolved. (secured - $1,538.90 and unsecured - $1,093.50)

2. Need outcome of adversary proceeding filed by Thomas Cordingley.

3. Trustee's objection:
- The debtor has insufficient income. (CURRENT)
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The debtor must provide updated proof of auto insurance for the 2015 Audi, 2020 Honda and 2014 Ford. The policy provided expires on 9/22/25. (RECEIVED)

Plan proposes: $350 x 60 beginning 8/1/2025, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-14168 / MEHRoger J. Yehl, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 6 required payments   Arrears: $310.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-14180 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,380.00
ADJ to 10/22/25 Peremptory (dm)

As of 7/25/25 (DS): Debtor atty requested adj to allow time to resolve tax claim.

As of 7/24/25 (DS): 1. State of NJ filed estimated tax claim, 2018-2024 not filed. Must resolve claim.

As of 6/16/25 (DS): Debtor atty requested adj to pass bar date

6/18/25 (DS): Recommend waiting pass bar date 7/2/25 or confirm at $1,380 x 2 begin 5/1/25; $2,412, x 58 begin 7/1/25; 100% with a min. div. $558,210 to gucs due to non-exempt equity;
- Add to confirming order non-exempt proceeds from accident to Trustee.
- Within 7 days must file Pre-confirmation certification.

1. Trustee obj to the following:
- There is non-exempt equity in the residence $426,125, Poole Ave property $99,632, 1995 Chevy Impala $8,800, 2012 Hyundai $751 and 1994 Jeep $91 total $535,399.
- Add to confirming order non-exempt proceeds from accident to Trustee.
- Must file Pre-confirmation certification.

Prop Plan $1,380 x 60 begin 5/1/25; 100%
Note: Homeowner insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
15310/22/2025 10:00 am25-14195 / MEHEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,800.00
8/19/25:Debtro filed a response to creditor obj in #1 below: MK; not sure what this response clears up if anything...


AS of 8/15/25(mk):Updated

1. Objection by MMU,LLC( Ragan):
-FILED A SECURED CLAIM.
-Plan cannot be confirmed until the fraudulent transfer issues raised in the prebankruptcy filing state court case, MMU, LLC v. Pascarelli, OCN-C-183-24 (copy of the complaint is attached Exhibit "A") are resolved within the bankruptcy case.

SUPPL TR OBJECTION FILED AS TO:
2. Debtor atty filed claims for: BOOKS-A-MILLION/AWBC- late claim needs motion and order approving same (MOTION PENDING)

3. Debtor also filed a claim for DIV OF WORKERS COMPENSATION SPEC CMP UEF- the gov bar date (10/20/25) has not passed so it its improper for debtor to file the claim at this time

plan proposes to reclassify claims in #2 and 3 above as unsecured

Plan:$1800 x 60; BASE
4/4 payments

-----------RESOLVED--------------------------
IRS Estimated secured and unsecured claim-APOC FILED

Objection by Wells Fargo(Brock & Scott): ATTY ISWAITNG TO HEAR BACK FROM CREDITOR IF OTBS TO PAY ARREARS IS ACCEPTABLE AND REG PAYMENTS OUTSIDE>> To Be w/d - POC has -0- arrears

Trustee Objection:
-Need estimate of fees for plan calculation( provided)

- Need proof of all liens against the Schooner Rd property.( JUDGMENTS UPLOADED)

-Need Citizens Bank statement for March 2025; PNC Bank statement for March 2025; Capital One statement or April 2025. PROVIDED

- need proof of auto insurance for the 2020 Subaru Forester & 2014
Subaru. The policy provided has expired PROVIDED

Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-14680 / MEHAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $1,600.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-14694 / MEHCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $0
AS OF 9/3/2025 (at):

1. Objection filed by Rivers Edge at Delanco (Thomas Orr) - plan does not list creditor in part 4. (MODIFIED PLAN LISTS CREDITOR AND NO OBJECTION TO MODIFIED PLAN)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification .
- The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - with recent comps 6 months from filing date. The 3 comps provided are dated 12/30/08, 8/16/24 and 9/6/24.
- Valuation for 2014 Freightliner
- business valuation
- A Modified Plan that is either cramming Rivers Edge at Delanco or paying claim in full, cannot be both.
- A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan
- Amendments to Schedules C to take D(5) exemption on rental property.
- Amd sch I to remove Kohls and add st of NJ
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C uses d(1) exemption on rental property, however, the Debtor does not reside on the property, only allowed to take d(5). Also d(5) may be over exempt, but amended Schedule C must be filed to determine.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
P&L expenses: Employee wages $64,309/3 months is $21,436 / 3 employees is $7,145.
Debtor is listed as employee and has 2 part time workers. The business forms does not state how much each is paid, Truck payment $1,100 and Auto insurance $1,400. Must provide proof of expenses 10 days prior to confirmation to determine the business income .
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Disposable income may verify higher, pending proof of income listed on P&L.
- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate
Email InquiryMatter ResolvedRequest
Adjournment
14210/22/2025 10:00 am25-14968 / MEHMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $3,400.00
ADJ to 10/22 Peremptory

AS OF 9/4/25 (SF)


Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification.

- Need Proof of 2 month's income - Need March pay stubs for the debtor. Need March and April pay stubs for spouse.

- Need a copy of the last filed tax return - for 2024 prior to confirmation.

- Need a statement for the debtor's PSE&G stock account.

- Verified income leaves monthly disposable income of $2,485. (after deducting social
security)

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).

- Need April and May bank statements for Wells Fargo bank account. (RECEIVED AND THERE IS NONEXEMPT EQUITY OF $1854)

Plan proposes $1700 x 60 0% Plan
Payments: 3/4 Arrears: $1700

Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-15317 / MEHDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-15492 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 5 required payments   Arrears: $3,200.00
Email InquiryMatter ResolvedRequest
Adjournment
15210/22/2025 10:00 am25-15519 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $187.00
ISSUES AS OF 9/2/2025 (DM):

 Motion to Enforce & Approve Loan Mod pending.

1) US Bank (STERN L) OBJs - 232,259.96 arrears on Poplar Pl property (UNRESOLVED.)

2) 341 not held, not rescheduled - missing documents (NOW SCHEDULED FOR 9/25.)


Prop. Plan $187 x 36, 100% Plan
- Loan Mod by 1/28/26
PTD 3/4 = $561
Last Claim (6-1)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-15856 / MEHLawrence Lofaro, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 8/15/25 (DS): Debtor atty requested adj 341 sched 9/4/25
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-16477 / MEHCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $591.00
atty to upload adj request to allow time for service on US Auto

AS of 9/23/25(mk):


first tier needs to be higher to pay atty and prompt cure in first 18 mos
like around 462 x 18- may be lower depending upon PTD at time of conf

1. Plan was served on Westlake AT THEIR ADDRESS for cram on auto - POC FILED BY US AUTO SALES( different address than Westlake) AND THEY US AUTO SALES DID NOT RECIEVE SERVICE OF PLAN

2. Prompt cure for landlord will require atty fees and LL to be paid concurrently


Plan: $380 X 18; $312.86 X 42; BASE
2/3 payments

-------RESOLVED---------
-Need proof of service on Westlake Portfolio. Atty says filed 7/25. BUT
There is no PDF in the docket for the cert of service. Please email me a filed copy. PROVIDED
- Proof of 2 month's income PROVIDED
--need 2024 tax return.(Provided a tax transcript)
-need claims for Westlake(claim filed by US auto sales) and landlord to be filed(LL filed unsecured claim12-1
Email InquiryMatter ResolvedRequest
Adjournment
20210/22/2025 10:00 am25-16535 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $583.00
As of 8/14/25 (DS): 1. Trustee obj to the following:
- Must provide Debtor's certification regarding the debtor's right to receive an inheritance from father's estate. Add to confirming order non-exempt proceeds from father's estate to Trustee.
- There is non-exempt equity in the residence $59,383.

2. Towd Point Mtg (CORY WOERNER) obj to plan not paying arrears and loan mod must be done no longer than 90 days from filing, not 6 month. Must resolve obj.

3. IRS filed estimated tax claim, 2022-2024 not filed. Must resolve claim.

Prop Plan $583 x 60 begin 7/1/25; 100% and Loan mod on Bow St 6 months after conf
Note: Debtor Cert of non-filing 2023/2024 Tax returns and homeowner insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
16010/22/2025 10:00 am25-16561 / MEHEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $800.00
As of 9/8/25 (DS): Debtor atty requested adj to allow time to file mod plan, LL to obtain stay relief

As of 9/5/25 (DS): 1. MFR by Landlord sched 9/10/25 post-pet arrears owed $4,694.34. Need outcome.

2. USAA Federal (CORY WORNER) obj to cram. Must resolve obj.

3. Must file Pre-confirmation certification.

Prop Plan $400 x 60 begin 7/1/25; Base
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-16590 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $300.00
AS OF 9/4/25 (SF)

1. Objection filed by JPMorgan Chase (Lebron) - failure to pay arrears of $8119.22

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- The debtor has failed to supply the Trustee with the following document(s):

- Proof of 2 month's income - for co-debtor's job at Avalon Honda.

- Need a statement for the debtor's 401k loan.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$650/month for utilities
$1,333/month for child care
$917/month car payment
Need proof of expenses 10 days prior to confirmation.

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):

- Verified income leaves monthly disposable income of $7,430.80

- There is $8,033 in non exempt equity in the vehicles.





Plan proposes $300 x 60 Base
Payments: 2/3

RESOLVED:
- Need a copy of the marriage certificate. (RECEIVED)


Email InquiryMatter ResolvedRequest
Adjournment
16710/22/2025 10:00 am25-16786 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $198.00
As of 9/8/25 (DS): Debtor atty requested adj to allow more time to resolve all issues

As of 9/4/25 (DS): 1. Debtor in arrears $400, made 1 payment out of 3. DEBTOR MADE A PAYMENT $201.99 9/8/25 VIA TFS

2. Trustee obj must provide Domestic Support Obligation Info form and Court order.

3. Sun West Mortgage (WILLIAM POWERS) obj arrears owed, POC filed arrears claim for $1,222.23. Must resolve obj.

4. Cavalry SPV filed judgment lien for $7,260.42. Needs to be paid or move against claim.

Prop Plan $200 x 18 begin 7/1/25; $1,000 x 18; Base
Note: Bank of America and NJLPSCU statements provided. IRS claim amended and no longer estimated.
Email InquiryMatter ResolvedRequest
Adjournment
16910/22/2025 10:00 am25-16926 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $253.00
9/9/25 (SF)


1. 341 NOT HELD - RESCHEDULED TO 9/25 AT 9
2. PAYMENTS: 2/3 ARREARS: $253

Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17029 / MEHEugene D. RothConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,410.00
Email InquiryMatter ResolvedRequest
Adjournment
17810/22/2025 10:00 am25-17100 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $438.00
Western Union Money Orders emailed for $296 & $500 - ADJ to 10/22 to post - neither property is deeded in the debtor's name - both sales if completed will be short sales - add non-exempt proceeds from the two separate estates that hold the properties.

As of 9/8/25 (DS): 1. Debtor in arrears $796, made a payment of $80, not per Plan payments $438.

2. Two MFR for prospective relief filed by PHH Mtg for Squirrel Rd and for Evans Rd property, both sched 9/10/25.

3. Trustee obj to the following:
- Must provide homeowner insurance for 1305 Squirrel Rd and 1405 Evans Rd and mortgage balance statement for the Squirrel Rd property, which shows the monthly payment amount.
- Any dismissal of this case should trigger a one year bar to re-filing. This is the debtor's 8th filing since 2017.
- Must file Pre-confirmation certification.
- Add to confirming order non-exempt proceeds from sale of properties to Trustee.

4. BridgeCrest-2012 Mercedes (GAVIN STEWART) obj to cram. Must resolve obj.

5. Toyota-2019 Lexus (LAUREN JACOBY) obj to cram. Must resolve obj.

6. Must resolve State of NJ estimated tax claim, 2023 and 2024 not filed.

Prop Plan $438 x 60 begin 8/1/25; $0 and Sale of Squirrel Rd 6 months from conf
Note: Auto insurance provided 9/5/25. Service to Bridgecrest and Toyota done.
Email InquiryMatter ResolvedRequest
Adjournment
18010/22/2025 10:00 am25-17154 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $150.00
UPDATED 9/8/2025 (JMA)
issues as of 9/4/2025 (JMA)

1) Nationstar Mortgage LLC/US Bank (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Pre-Petition arrears approximately $61,787.40
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - with personal liability coverage. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 9/8/2025
- The current Plan does not specify treatment of US Bank/Rushmore Servicing under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence $268,592.
- Must resolve creditor objection.
- Add to confirming order non-exempt proceeds from sale of residence to Trustee.
3) NJ Division of Taxation filed estimated claim 2-1. Estimated taxes for 2022, 2023 and 2024. NEED TO RESOLVE

proposed plan $150x60 begin 8/1/2025 100% plan with sale of Florida Grove Road by 12/31/2025
paid in $150
arrears $150
last claim 2-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - with personal liability coverage. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 9/8/2025
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17166 / MEHJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
AS OF 9/3/2025 (at):

1. Objection filed by NJ Housing and Mortgage Finance Agency (KML) - failure to cure pre-petition arrears of $28,616.70 (Per objection - no POC yet). Plan proposes to pay $0 until sale of residence. Sale is speculative. (UNRESOLVED)

2. Trustee's objection:
- The debtor has insufficient income. Disposable income verifies $461, plan propose $500. (NO PAYMENTS MADE TO DATE)
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Bank of America statement from 6/18/25 - 7/31/25. (NOT RECEIVED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence $227,155, 2005 BMW $480, Cash $10 and Bank of America acct $16,155. (LANGUAGE ADDED)
- Add to confirming order non-exempt equity from the sale of the residence to Trustee. (LANGUAGE ADDED)
- Must resolve IRS estimated tax claim, 2023 not filed. (NO CLAIM FILED BY THE IRS)
- Must resolve creditor objection. (LISTED ABOVE)
- Add to confirming order Debtor to provide 2 months updated proof of income no later than
5/25/26 and 2025 Tax returns. (LANGUAGE ADDED)

Plan proposes: $500 x 36 beginning 8/1/2025, sale of residence by 1/31/2026, 100% plan
Payments: 1/2, arrears $500
Email InquiryMatter ResolvedRequest
Adjournment
18410/22/2025 10:00 am25-17206 / MEHThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $220.00
AS OF 9/5/25 (SF)

Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- The current Plan does not specify treatment of IRS claim for $1,871.51 and US Dept of HUD under the Plan.

- There may be non-exempt equity in the residence, pending mortgage claim filed. There is non-exempt equity of $3909 in real estate

- First Investor's (2019 Mercedes) filed arrears claim $2,385.12. Plan has outside unaffected.

Note: To pay claims above and non-exempt equity, the trustee payment will need to increase to $346.



Plan proposes $220 x 48 Base Plan
Payments: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
16110/22/2025 10:00 am25-17634 / MEHAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $130.00
As of 9/29/25 (DS): Debtor atty requested adj, request denied, does not provide homeowner insurance (RECEIVED)

As of 9/24/25 (DS): 1. Trustee obj to the following:
- Must provide homeowner insurance, Wells Fargo Bank statements from checking acct from 6/17/25-7/16/25 and 2 months bank statements from Wells Fargo savings acct prior to filing date.
- There is non-exempt equity in the residence $369,537, Wells Fargo chkg acct $2,243 and Wells Fargo savings acct (Pending statements).
- Add to confirming order Debtor to provide 2 month proof of income and amended Sched I & J by 2/1/26.
- Must resolve creditor obj.

2. SPS (GROSS POLOWY) obj to arrears not paid pending sale.

3. NJ Motor Vehicle filed arrears claim for $679.08, not in plan.

Prop Plan $65 x 36 begin 8/1/25; 100% and Sale of Larsen Rd 6 months from filing date 7/21/25 (1/21/26)
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17658 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $7,824.00
9/24/25 (sf) Adj request denied, no payments

341 not held - scheduled for 9/25
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17661 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $350.00
issues as of 9/25/2025 (JMA)

1) 341 not held, rescheduled for 10/2/2025 - need to adjourn confirmation hearing to allow 341 to be held
2) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal Group) objection to confirmation - need to resolve
-anticipated arrearage in the amount of $196,198.67

proposed plan $350x36 base plan with loan mod by 2/2026
paid in $700
last claim 9-1
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17719 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $470.00
AS OF 9/26/2025 (at):

Trustee's objection:
- 2 months (June & July) bank statements from Capital One Bank acct. (PER ATTORNEY, THIS ACCOUNT BELONGS TO THE DEBTOR'S MOTHER ONLY)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence $19,474, Wells Fargo Bank accts#0443 of $203 and acct#7278 of $7,233 and Capital One acct. pending amended Schedules, bank statements and balance statement from mortgage, unless mortgage claim is filed. (NEED BANK STATEMENT AND MORTGAGE STATEMENT)

RESOLVED ISSUES:
- Amendments to Schedules A/B and C to add amounts in Wells Fargo Bank accts#0443 of $203 and acct#7278 of $7,233. (AMENDED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage and 2nd mortgage balance statement, unless mortgage claim filed. (RECEIVED)

Plan proposes: $470 x 60 beginning 8/1/2025, $0 to unsecured creditors
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17737 / MEHLeonard S. Singer, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17743 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,347.00
as of 9/19/2025 (JMA)

1) 341 not held, scheduled for 10/9/2025 - adjourn to 10/22/2025 to allow 341 to be held.
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17780 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $555.00
As of 9/29/25 (DS): Debtor atty requested adj to resolve obj

As of 9/23/25 (DS): 1. Trustee obj to the following:
- Disposable income verifies $738. DEBTOR IS NOT MAKING $285 MONTHLY TRUSTEE PAYMENT, MADE 1 PAYMENT $300 ON 9/3/25, DID NOT MAKE AUGUST PAYMENT. NEEDS TO MAKE ADDITIONAL TRUSTEE PAYMENT.
- Atty must file fee app within 7 days from confirming order.

Prop Plan $285 x 60 begin 8/1/25; Base
Note: Updated auto insurance and TD Bank statements provided 9/22/25.
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17881 / MEHRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,188.00
issues as of 9/25/2025 (JMA)

1) The Bank of New York Mellon (Padgett Law Group) objection to confirmation - need to resolve
- estimated arrears totaling $638,288.58
2) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Form 22c #45 shows monthly disposable income of $11,028.65. The plan needs to be shortened to 36 months.
- Disposable net income on Schedules I & J is $14,908.45 (100% PLAN)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $72,571.44 non-exempt equity in house.

proposed plan $1,188x60 100% plan with loan mod within the time prescribed in the loan modification order
paid in $2,376
last claim 3-1
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17951 / MEHErik Frins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,820.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-17957 / MEHJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $5,562.00
As of 9/23/25 (DS): Debtor atty requested adj to pass bar date 10/8/25
Email InquiryMatter ResolvedRequest
Adjournment
17410/22/2025 10:00 am25-18000 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 10 required payments   Arrears: $400.00
ADJ to 10/22 for work-up (dm)

ISSUES AS OF 9/24/2025 (DM):

 This case was severed by Order dated 7/30/25.

***Need consent order with Prestige for the total gross to be paid through the plan***

1) Prestige Financial (Bill Craig, Esq) OBJs - plan should provide $23,158.38 plus 9.5% interest on the 2020 Nissan Rogue (CO SUBMITTED - $29,182.15 GROSS THROUGH THE PLAN.)

2) Jefferson Capital filed a JOINT claim with $0 arrears on 2012 Cadillac SRX not treated in the plan (TREAT AS SECURED UNAFFECTED OUTSIDE THE PLAN?? - Yes.)

3) Joint IRS claim shall be paid in case #24-22706.


Prop Plan $533 x 60, 0% Plan
PTD = $533
Last Claim (16-1)
Email InquiryMatter ResolvedRequest
Adjournment
17610/22/2025 10:00 am25-18043 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $300.00
ISSUES AS OF 9/25/2025 (JMA) - ATTACHED CERTIFICATION IN SUPPORT OF CONFIRMATION

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): The bonus ($7,807.11) for the non-debtor spouse prorated over year verifies higher ($650.59) than scheduled ($200) resulting in $831 monthly disposable income.

proposed plan $300x60 base plan
paid in $600
last claim 5-1
Email InquiryMatter ResolvedRequest
Adjournment
19110/22/2025 10:00 am25-18089 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $400.00
As of 9/8/25 (DS): Debtor atty requested adj to allow time to review the Trustees calculations of disposable income and prepare amended schedules

As of 9/3/25 (DS): Need to confirm at $400 paid, $570 x 34 begin 10/1/25; Base with a min div. $8,327 to gucs due to non-exempt equity

1. Trustee obj to the following:
- Disposable income verifies $685. Tax refund was listed on Sched I.
- There is non-exempt equity $8,327 in the mobile home.

Prop Plan $400 x 36 begin 8/1/25; Base
Note: Updated homeowner insurance and DSO Info form provided.
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18214 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18222 / MEHAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $150.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18247 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,300.00
issues as of 9/25/2025 (JMA)

1) US Trust Bank (RASC) objection to confirmation - need to resolve
- anticipated pre-petition arrears $4,492.17
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - Debtor tax return missing page 2 showing refund amount.
- Car insurance expired 4/17/2025 - need to provide renewal
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Form 22c Line 45 shows monthly disposable income in the amount of $450.92 which requires $27,055 to gucs.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $85,754.98 non-exempt equity in house. (PROPOSED PLAN PROVIDES $116,636 TO
GUCS.)
-All bank statements (June & July) listed on Schedule A/B does not include the following: TD Bank savings account; Central Jersey Federal Credit Union savings account; Columbia Bank account. Need to provide statements for these accounts.

proposed plan $2,300x60 with minimum $116,636 tu gucs
paid in $2,300
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18251 / MEHScott E. Tanne, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,462.00
AS OF 9/23/2025 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 10/2/2025. (READY)
2. Payments: 1/1


*Objection filed by SN Servicing (Friedman Vartolo) - failure to cure arrears of $67,641.83 - Per objection, no POC yet.*
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18271 / MEHCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,351.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18323 / MEHDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $550.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18375 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Atty asked for one more adj to after bar date to see how much will need to be paid at 100%

AS OF 9/18/25 (SF) PLAN IS NOT FEASIBLE. NONEXEMPT EQUITY IS $264,653 AND DISPOSABLE INCOME VERIFIES AT $196.27.


1. Trustee objection:

- The debtor has insufficient income.

- Need a copy of the homeowner's insurance renewal declaration - Policy provided expires on
9/28/25.

- Need a statement for the debtor's 401k loan.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,648 when
determining disposable income.

- There is $263,321 in non-exempt equity in the residence (100% PLAN.)

- There is $3,831 in non-exempt equity in the debtors' personal property.


Plan proposes $1576 x 60 100% Plan
Payments: 1/1

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Need a statement for the second mortgage showing monthly payment amount if a POC is not filed


Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18412 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,090.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18420 / MEHEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18429 / MEHAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,360.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18559 / MEHCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $568.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18588 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,500.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18593 / MEHJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18618 / MEHAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18619 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00
AS OF 9/18/2025 (at):

RECOMMEND: $400 PAID TO DATE, $1,000 x 16 BEGINNING 10/1/2025, $1,500 x 43 BEGINNING 2/1/2027, BASE
- Preserve non exempt equity of $12,257 in personal property.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that increases trustee payment by $570 in month 17 when spouse's TPAF loan is paid off. (MODIFIED PLAN NOT FILED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $1,060.40.

RESOLVED ISSUES:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$526/month for car insurance (per policy payment is $302.57/month)
$1,200/month for spouse's debt payments (PROOF RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $12,257 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $400 x 60 beginning 9/1/2025, base
Payments: 1/1
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18654 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $337.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18698 / MEHAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $3,456.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18716 / MEHPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18722 / MEHRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18726 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $368.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18760 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,100.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18841 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $820.00
Email InquiryMatter ResolvedRequest
Adjournment
010/22/2025 10:00 am25-18980 / MEHJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $200.00
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Adjournment
010/22/2025 10:00 am25-18981 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
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Adjournment
010/22/2025 10:00 am25-19070 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00
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Adjournment
010/22/2025 10:00 am25-19087 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $595.00
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Adjournment
010/22/2025 3:00 pm24-19099 / MEHJustin M. Gillman, Esq.AP Summons IssuedJudge to Reserve DecisionAP 25-1328 RUSSO VS. ESTHER JORDAN, ROUSCH LIVING TRUST - PRETRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes