Judge Christine M. Gravelle
Hearing Date: 10/20/2021
Hearing Count: 115
Last Updated: 10-15-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am16-23473 / CMGPAUL H YOUNGRELISTED Motion for Relief from StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,972.00
AMT: 4/21/21 HEARING WAS OTBS/NO ORDER SUBMITTED<<<>>>


Debtor obj<> WILMINSTON SVG/Florence Tollgate ( Hladik, Onorato)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am16-27945 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $84,601.00
Debtor obj<> US BANK/Medinah Court (Romano Garubo)




mk: Debtor's Motion t pay off case on for 11/3/21. Plan has expired.

Tr filed cert of default & debtor obj - ON 10/20.
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am16-27945 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
11/3/2021 9:00 am
Total Paid In: $84,601.00
Debtor obj<> ARREARS12,168.67. (Which is also the plan balance)Last pay 5/20/21 for$ 500
PLAN HAS EXPIRED .WE ARE IN MO. 61


>>MOTION TO PAY OFF THE CASE ON 11/3/21


>>Creditor Cert of default also on 10/20/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am16-33680 / CMGDouglas T. Tabachnik Motion Reopen Ch. 13 Case (fee)Continued
11/3/2021 9:00 am
Total Paid In: $34,075.00
>.DIRCT HOLD FOR NOON ON 11/3/21

THIS NEEDS JUDGE- email to atty to adj to 11/3/21 at noon.


Tr obj; Debtor response<>MTN TO REOPEN TO VACATE DISMISSAL

Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am16-34303 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $27,444.00
Debtor obj, can make pymts<>ARREARS 12,895. Since TR Recap in Sept 2020 debtor never paid full TR payment of 1,515

Feasibility issue- Creditor cert of default also on 10/20/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am16-34303 / CMGEric ClaymanCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $27,444.00
Debtor obj<> MAIDEN WOODS CONDO (McGovern)


TR MOTION ON 10/20/21 Arrears 12,895
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am17-18160 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,134.00
debtor obj>FAWN LAKES CONDO (CUTOLO BARROS)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am17-25899 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $49,150.00
AMT: MP 10/20***<>>

8/25/21(mk): spoke to atty. he has MP clients coming into sign then will file.

8/24/21(mk) ARREARS are now 2,451.81 SV on 2011 BMW -


7/15/21(mk): emailed atty asking where is MP? REPLY: He's working on it

5/25/21: mk: Arrears $1.667.81. Atty to file MP to surrender car and amended I & J

Debtor obj<>SV/PRESITGE
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am17-32024 / CMGHERBERT B RAYMOND ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,594.00
Debtor obj<> NATIONSTAR/Eastern Parkway (RAS)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am17-32236 / CMGWILLIAM S WOLFSON, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $30,473.00
Debtor obj, filing MP<> ARREARS

>>mk DEBTRO WAS TO PAY OFF PLAN (24,370.75)FROM WORKERS COMP PROCEEDS PER NOTICE OF SETTLEMENT

Now filed a MP(#127)- There are 13 mos left in the 60 month plan and the balance to complete is 24,320.75 HOS MP LOOKS LIKE HE INTENDS A CARES ACT EXTENTION. BUT> NO COVID CERT OR AMENDED I & J SCHEDULES FILED for MP

>>NEEDS TO MAKE A GOOD FAITH PAYMENT BEFORE THIS CAN BE ADJ. Arrears 5,728
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-12420 / CMGCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,992.00
Debtor obj, made pymts<>ARREARS $700 as of 10/14/21. last pay 6/1/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-12843 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $18,036.00
Debtor obj<>REVERSE MTG/Weston St (RAS)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-16428 / CMGBRUCE C TRUESDALE ESQObjection to Debtor's Claim of ExemptionsNo Opposition FiledTotal Paid In: $93,976.00
TRUSTEE OBJ TO DEBTOR'S CLAIM OF EXEMPTIONS
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-17886 / CMGJohn Michael McDonnell Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $26,570.00
NEED ORDER PER TERMS OF SETTLEMENT IN NOTICE (10/15 AMT: PPSD ORDER TO CHAMBERS FOR FILING)<<>>

9/3/21 AMT: FILED NTC OF SETTLEMENT TO RESOLVE<<>>>

ADJ FOR NOS


MTN TO ALLOW CaSE TO CLOSE EARLY
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-19033 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $17,713.00
debtor Obj>Arvest Central Mortgage Company (Stern & Eisenberg)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-19987 / CMGMark Kriegel Motion for Relief from StayOrder Previously SubmittedTotal Paid In: $12,025.00
Debtor obj<>WELLS FARGO BANK/2016 Jeep Compass (LOGS LEGAL)

CO submitted on 9/14/21 but it had been adj to 10/20/21 on 9/9/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-22775 / CMGSTEVEN N. TAIEB, ESQ.Creditor Certification of DefaultContinued
11/3/2021 9:00 am
Total Paid In: $40,970.00
Debtor obj<> PHH/Parkway Drive (RAS)

adjourned to 11/3/21to see if debtor will by current by end of Oct.
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-24334 / CMGRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,150.00
AMT: MP 10/20>Honor Roll

Debtor obj, filing MP<>ARREARS

Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $15,245.00
MTN TO SELL HILLCREST DR


mk: sale price:399,900. Order has proceeds To TR-OK
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-27031 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Continued
11/3/2021 9:00 am
Total Paid In: $31,905.00
Debtor obj<>CENLAR/Dunbarton Rd (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-27937 / CMGPhillip L. Lucas, Esq.Motion CompelNo Opposition FiledTotal Paid In: $23,217.00
TRUSTEE MTN FOR SPECIAL COUNSEL TO TURNOVER FUNDS TO TRUSTEE PENDING RETENTION ORDER
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-28699 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $8,771.00
AMT: PYMT MADE/PENDING CLOSING<<<>>>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-29247 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $32,000.00
Debtor obj<> FAY SERVICING/Santa Anita Lane (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-29597 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $23,439.00
HYUNDAI LEASE (MORTON)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-29740 / CMGBrian F. O'Malley Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2021 9:00 am
Total Paid In: $32,371.00
Debtor obj, filing MP<>FEASIBILITY DUE TO POST PETITION ARREARS ADDED TO PLAN/ALLY CAPITAL, ORDER DOC #40

>>MP FILED 10/14/21. ON 11/17.
MP cures PP arrears per CO and increases Tr payment to cover
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-29947 / CMGNICHOLAS FITZGERALD, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $17,509.00
10/14/21(mk):ARREARS 5,319. last pay 8/23/21


9/8/21(mk): payment of 860 was made 8/23. ARREARS AS OF NOW $4,458. WHAT HAPPENED TO PAYMENT OF $2,861 BY END OF AUGUST?



Debtor obj, can pay $2861 by end of Aug<> ARREARS $4,457 as of 8/10/21.

Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-30484 / CMGJOSEPH I WINDMAN, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order Previously SubmittedTotal Paid In: $32,955.00
MOTION TO VACATE DISMISSAL

10/12/21: Order was emailed to chambers

10/8/21:ORDER WAS FILED ON DOCKET on 9/29/21- NEEDS TO BE SENT TO CHAMBERS - mk sent atty an email


MK: CASE WAS DISMISSED ON TR Cert of default for arrears They now have the funds to be current

>>TR Limited objection: Need Mandatory Court Form of Order fro Vacate Dismissal .

l
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-30504 / CMGKirsten B. Ennis Trustee Certification of DefaultContinued
12/1/2021 9:00 am
Total Paid In: $8,082.00
Debtor obj, filing MP (Covid)<> ARREARS $875. last pay 6/21/21 for 175
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am18-32714 / CMGKevin Fayette, EsqTrustee Certification of DefaultTrustee OrderTotal Paid In: $39,000.00
$39,000 PTD (35);$1,175 X 25 BEG 11/1/21 (ATTY OK)<<<>>

9/9/21(mk): SAME AS BELOW. Arrears now $8,050 and last pay was 3/18/21.


Debtor obj, can make pymt in 2 week and requests recap<> ARREARS 5,750 last pay 3/18/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-11782 / CMGAndrew Thomas Archer Trustee Certification of DefaultTrustee OrderTotal Paid In: $8,000.00
Debtor obj, will pay<> ARREARS

10/13/21: Payment 1,275 posted: There is now 20 mos left in the plan w/ a plan bal of $5,593. So I am suggesting a TR Order that is for $8000 PTD, Then 281 x20 Begin 11/1/21 (email to atty) ATTY OK TO TERMS

Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-12450 / CMGJOHN ZIMNIS, ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $26,076.00
Debtor obj<> CENLAR/Borden Way (Stern & L)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-12539 / CMGSTEPHANIE SHRETER, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,588.00
Debtor obj, can make pymts<> ARREARS $823.75 .last pay 10/13/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-14897 / CMGFREDERICK J SIMONOrder Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $27,450.00
>>OST<<

MOTION TO SELL 12 SUSAN LANE
(No RE Broker involved)

mk: PLAN CONFIRMED AT 100% PROCEEDS SUFFICIENT TO PAY ALL LIENS AND PLAN OFF AT 100%. NO PROPOSED FORM OF ORDER WAS INCLUDED WITH THE MOTION.

>> SHOULD SUBMIT THE CT. REC FORM FOR SALE OF R
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-17565 / CMGGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $130,289.00
PHH/ Blueberry Hill (RAS)

10/14/21:Resolution Details:
COTBS - Debtor to roll arrears through September 2021 into the plan, and recommence ongoing payments directly to Creditor 10/2021.
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-19674 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $3,864.00
Debtor obj, made pymt<> ARREARS 1,066 as of 10/14/21. last pay 6/24/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-21323 / CMGAlan G. Cosner Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $13,606.00
MP on 10/20/21. >.HR<<


still 100% will complete in 33 mos and lowers payment due to loss of income and IRS debt was paid off

amt: IRS APOC #1-2 FILED; <<<>>>


ARREARS. NEEDS TO RESOLE IRS #1-1 DEBTOR STATES WAS IF OUTSIDE PLAN
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-21386 / CMGGeorge E Veitengruber IIITrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,308.00
Debtor obj, made pymts<> ARREARS $1,698 as of 10/14/21/ made recent Oct payment of $562
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-22958 / CMGJohn O'Boyle Motion to Approve Loan ModificationNeeds Resolution of Issues - ObjectionsTotal Paid In: $24,649.00
Trustee obj<> MTN TO APPROVE LM

>>MK: needs correct mandatory form of LM Order

MFR adj. to 10/6/21- was w/d
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-25382 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,520.00
SV/BRANCH BANKING & TRUST; ARREARS1,440. last pay 6/7/21.
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-27190 / CMGMark Kriegel Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $29,461.00
U.S. BANK NAT'L ASSOC / Westmoreland Drive (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-28428 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $10,470.00
Debtor obj<>TALL OAKS AT MONROE MANOR CONDO/MORNING GLORY DRIVE (MEZZACCA & KWASNIK)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-30375 / CMGLEE M PERLMAN, ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,875.00
Debtor obj<> WILMINGTON SAVINGS (Powers Kirn)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-32052 / CMGKARINA PIA LUCID, ESQ.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $49,108.00
Debtor obj<>WILMINGTON SVS/Park View terrace (RAS)

9/24/21(mk: email from dispo list- OTBS
no details of resolution given
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-32486 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)Continued
11/17/2021 9:00 am
Total Paid In: $20,008.00
BOA/Seelys Run (FRENKEL)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-32587 / CMGJOHN F. BRACAGLIA, JR, ESQ.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $7,670.00
Debtor obj<>WELLS FARGO BANK /Lehigh Rd. (LOGS)



9/24/21(mk): Order submitted
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-32922 / CMGMelinda D Middlebrooks, EsqMotion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $12,427.00
MTN TO APPROVE VEHICLE FINANCE
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am19-33419 / CMGGeorge E Veitengruber IIITrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $21,333.00
Debtor obj, made pymt requests recap<> ARREARS

RECAP IS :$21,333 PTD, Then 1,615 x 38 begin 11/1/21. Email to atty
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $15,414.00
mk: POC #28 was w/d by docket #79


MTN TO EXPUNGE CLM#28/ADVANCE FUNDING,
LLC



MK: #26-1 filed 7/15/20 $60,538.76
#26-1 amended filed on 9/15/21 113,202.67
#28-1 filed on 9/10/21 for 113,202.67
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Motion CompelContinued
11/3/2021 9:00 am
Total Paid In: $15,414.00
NEEDS JUDGE- HOLD FOR NOON


Advance Funding obj (Windman)<>MTN TO COMPEL TURNOVER DEBTOR'S EXEMPTION FROM PI SETTLEMENT

AP motion SJ now on 12/7/21

Conf 12/1/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Motion Cross MotionContinued
11/3/2021 9:00 am
Total Paid In: $15,414.00
NEEDS JUDGE- HOLD For Noon

ADVANCE FUNDING CROSS MTN TO ENFORCE PRE PET INTEREST IN PI PROCEEDS (Windman)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-11670 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $15,370.00
Debtor obj<>PENNYMAC/Middleton La (Fein Such)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-11797 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $18,863.00
debtor obj>CARRINGTON MTG /Lighthouse Dive (LOGS)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-13877 / CMGANDREW J KELLY, ESQMotion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $11,668.00
MTN TO MODIFY PLAN



TR OBJ>Mk: do not need the motion. He needs to just file the MP ( as corrected per obj)and it will be set up for a conf. date
MP attached to motion adds Mtg arrears per Order and increases payment.
MP chaeck both boxes for notice and no notice and must correct box for file amended schedules I & J and updated POI
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-14015 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,825.00
FAILED TO LM BY 7/1/21; ARREARS $3,100 as of 10/14/21.last pay 7/6/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-14117 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $16,480.00
Debtor obj<>JPMORGAN CHASE / Gimbel Place (FEIN, SUCH)

9/29/21(mk); Status change- SETTLED OTBS & ORDER WAS SUBMITTED LATER ON 9/29/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-14523 / CMGBARRY J ROYMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $68,044.00
9/28/21:Creditor adj request to 10/20/21 to be current post petition.





Debtor obj<>AJAX MTG LOAN/Hunting Lane (PLUSE BECKER)

MK: Did debtor's check to creditor post?
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-15365 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $3,428.00
10/14/21(mk); NEED STATUS OF LM


7/16/21(mk): need to know status of LM?? mk: debtor in trial LM last payment Sept 2021.


5/25/21(mk): DID DEBTOR GET THE LM?(per mtg co. LM is Currently under review


4/8/21(mk): Order entered resolving objection by New Rez- LM by 5/15/21- adj this till 6/2 to see if got LM


4/6/21(mk): Order sent to creditor waiting t ofr it back- says LM by 5/15/21

3/16/21:(mk) Have a CO circulating- just needs signatures- extends LM to 5/15/21, Adj 2 weeks for CO to be entered.

MK; Atty working on resolving w/ creditor atty (M. Cozzini of Stern Lav.)

Debtor obj<>FAILED TO LM BY 11/30/20; FAILED TO FILE CONS ORDER RESOLVING NEW REZ OBJ WITHIN 14 DAYS OF 10/7/20 CONF
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-17033 / CMGBRUCE C TRUESDALE ESQCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $9,218.00
Debtor obj<> SELECT PORTFOLIO/Churchill Ave (RAS)

10/13/21(mk):OTBS: Total of $4,909.79 rolled into Plan (plus fees/costs). Ongoing payments to recommence 10/1/21.
>>CO WAS ALSO SUBMITTED TODAY
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-17734 / CMGSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,600.00
Debtor obj<>NEW REZ/Montclair La (Hill Wallack)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-18578 / CMGKARINA PIA LUCID, ESQ.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $3,880.00
Debtor obj, made pymt & requests recap<> ARREARS $1,560 as of 10/14/21. last pay 6/8/21
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-19971 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,319.00
AMT: PPSD RECAP: $ 4,319 PTD(14); $982 X46 BEG 1/1/21; debtor to register for TFS (HUD received; email to atty for recap)<<>>


Debtor obj, will pay<>FAILED TO PROVIDE COPY OF HUD & SUBMIT SALE PROCEED TO TRUSTEE; ARREARS
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-20999 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,958.00
Debtor obj, mailed pymt<>ARREARS as of 10/14/21 $592. last pay 500
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am20-24088 / CMGKevin Fayette, EsqTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,000.00
10/15/21: atty had proof od payment . ck back in Monday for posting and do a recap

10/14/21(mk): Nothing posted since 6/7/21. Arrears $2,000


Debtor obj, can pay $600 & requests recap<> ARREARS

9/29/21(mk): eamail to atty - have funds been sent?
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am21-11586 / CMGJohn Richard Voorhees IIINotice of Hearing (Upload)Judge to Reserve Decision
DEBTOR'S FAILURE TO FILE SCHEDULES POST CONVERSION
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am21-11993 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2021 9:00 am
Total Paid In: $1,400.00
MP on 11/17/21

Debtor obj<>FAILED TO COMPLETE LM BY 6/30/21

9/29/21(mk: per atty they just found out Loss Mit was closed and will amended plan to do LM Outside.
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am21-14026 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
debtor obj.>SANTANDER / 2019 Ram (MORTON)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am21-14027 / CMGDaniel Straffi, Esq.Motion Dismiss CaseRecommend Granting
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am21-14868 / CMGCarrie J. Boyle, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>HYUNDAI/2018 Kia (Morton)
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am21-16256 / CMGANDREW B FINBERG ESQMotion Relief from Co-Debtor StayNo Opposition Filed
BRAVO RESIDENTIAL FUNDING / Main St (PLUESE)

mk: this prop is 1 of 2 properties and is surrendered in plan
Matter ResolvedRequest
Adjourment
010/20/2021 9:00 am21-17573 / CMGPRO SEOrder Shorten TimeNeeds Resolution of Issues - Objections
>>OST<<

MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am17-25899 / CMGLAURENCE R SHELLER, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 44 of 50 required payments   Arrears: $3,914.00  Total Paid In: $49,150.00
10/12 workup for the 10/20 calendar
-same as last time

trustee obj:

-Prestige Financial filed objection to MP that surrenders the Jeep in full satisfaction. Prestige claims they are entitled to the deficiency guc claim of $6325

-needs to stay 100% due to equity

-trustee motion to dismiss- 3 months arrears

-no income debtor lost job but no unemployment yet, no amended I & J

-not feasible-would need $1382 going forward
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am18-24334 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 31 of 39 required payments   Arrears: $2,550.00  Total Paid In: $9,150.00
ISSUES AS OF 10/15/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $9,150 PTD, THEN $150 x 22 STARTING 10/1/21, BASE PLAN***

1) Trustee OBJ:
- Need updated income (RECEIVED).
- Need 2020 tax return (RECEIVED).


Confirm Case: $300 x 60 start 8/1/18, Base
Prop. MP: $8,850 Ptd, $150 x 24 start 8/1/21, Base
PTD = $9,150
Last Claim (4-3) dated 8/24/20
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am18-30188 / CMGTRAVIS J RICHARDS ESQConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 34 of 36 required payments   Arrears: $0  
Total Paid In: $37,405.00
AS OF 10/8/21 (SF)

RECOMMEND $36,205 PTD, $1092 X 7 (BEGIN 10/1/21) 100% PLAN
- NEED ORDER RESOLVING OBJ BY WELLS FARGO WITHIN 30 DAYS


1. Objection filed by Wells Fargo (Powers) - failure to pay pre-petition arrears of $29,629.27 and $5866.51 post petition arrears for a total of ($35,495.78) thru the plan. Also, the plan provides for reduced continuing payment outside of plan in the amount of $1243.08 but the corrected amount should be $1298.09 (RESOLVED VIA ORDER)

2. Trustee objection: Plan proposes to reduce payment from $1092 to $740. Schedules I and J were not amended and no updated proof of income provided. In addition, previous plan was confirmed at 100% and current plan proposes a base.

MP proposes $34,705 PTD, $740 X 8 Base
Plan has run 35 months and proposes to extend to 42 months

Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am19-21323 / CMGAlan G. Cosner Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 14 of 28 required payments   Arrears: $7,340.00  Total Paid In: $13,606.00
10/12 workup for the 10/20 calendar EDC



Need $13605.50 paid then $586 X 32 BEG 11/1/21; 100%

Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am19-32298 / CMGSCOTT E. TANNE, PC.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 22 of 23 required payments   Arrears: $0  
Total Paid In: $21,388.00
As of 10/5/21(mk):


**CAN REC CONFIRM AT $20,402 PTD, THEN $986 X 16 BEGIN 11/1/21:100% (MIN $3,477 TO GUCS DUE TO NE EQUITY) Plan Extended To Total 39 mos**


MP Proposes:$19,416 PTD; $986 X 18 BEG 9/2021; 100%
PP mtg arrears added and plan extended to 39 mos total.
Plan has run 23 mos and 16 remain if total is 39


Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am20-17508 / CMGHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 12 of 14 required payments   Arrears: $274.00  Total Paid In: $7,506.00
as of 10/15/2021 (JMA)

ok to confirm at $7,506 paid to date, $354x46 begin 11/1/2021 base plan
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am20-19299 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 13 of 14 required payments   Arrears: $502.00  Total Paid In: $6,237.00
issues as of 10/15/2021 (JMA)

1) Need proof of DSO, Snap and Family Contribution - not provided
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am20-19464 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 9 of 14 required payments   Arrears: $2,558.00  Total Paid In: $10,345.00
ISSUES AS OF 10/15/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $10,345 PTD, THEN $1,267 x 46 STARTING 11/1/21, 0% PLAN***


Confirm Case: $1,950 Ptd, $1,094 x 56 start 1/1/21, 0%
Prop. MP: Ptd, $1,224 x 49 start 9/1/21, 0%
PTD = $10,345
Last Claim (2-1) dated 9/22/21
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am20-23718 / CMGEric ClaymanConfirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 5 required payments   Arrears: $0  

10/13/21 (SF) - ADJ 3 TIMES

PLAN IS NOT FEASIBLE - Plan proposes $9000 but need $61,302

1. Objection filed by Wells Fargo (Matthew Fissel) - failure to pay arrears of $39,571.71 (PLAN IS NOT FEASIBLE)

2. Objection filed by US Bank (RAS Crane) - failure to pay arrears of $5388.76

3. (7/12 AMT: Ch 7 Trustee fee order doc #54 does not specify to be pd in plan/not set up) (THIS FEE WILL NOT BE PAID WITHOUT AMENDED ORDER TO BE PAID THRU PLAN) - Per AR Add to conf order

4. Lisa Renee Bell filed child support claim 8-1 for $2000 not addressed in plan (PER ATTY, DO NOT PAY BECAUSE DEBTOR IS CURRENT. CLAIM MUST BE WITHDRAWN OR EXPUNGED)
(CLAIM IS NOT WITHDRAWN AND NO MOTION WAS FILED)

5. Trustee objection:
- Stay is vacated for 2017 Land Rover. Is this lease rejected? (PER ATTY CAR WAS RETURNED)

Insurance provided for 2019 Subaru but this car is not listed in Schedules. Is this a new car? (THIS IS FIANCE'S CAR)

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution


Plan proposes $250 x 36 Base w/ $2000 to gucs
Payments: 5/5


RESOLVED ISSUES:
- A copy of the last filed tax return - from spouse for 2020. (MOOT, DEBTOR IS NOT MARRIED)
- Need Proof of 2 month's income - from spouse DSO support income. (MOOT, DEBTOR IS NOT MARRIED. CONTRIBUTION AFFIDAVIT PROVIDED)
- Domestic Support Obligation information - (RECEIVED)
- Need DSO form.
- Must file Pre-confirmation certificate. (FILED)
-Atty disclosure for balance of fees and amount in plan do not match. Need to correct to clarify balance of fees through the plan so they match. (DISCLOSURE AMENDED)
-value of real property appears to be higher than debtor's value. Comparable sales submitted with the CMA are for sales that occurred more than a year ago. Need updated CMA with comparable sales within the last 6 months. RECEIVED (Proofs of claim are higher. There is no equity)
- Need updated car insurance. Policy expired 12/21/20. (RECEI
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-11759 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
12/1/2021 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $4,788.00  Total Paid In: $6,168.00
10/12/21(mk): Email to atty- has approval waiting for agreement then will file motion and can confirm at PTD no further payments due

Status Of LM? Debtor's last payment was in July

As of 9/7/21(mk); Email to atty

--THIS SHOULD BE CONFIRMED W/ LM OUTSIDE AND PLAN COMPLETE. DEBTOR IS FREE TO CONTIUNE TO USE PORTAL--OR ADJ to after Trial payments complete .

>>Entire plan is for LM. NO ARREARS ON Cars or 2nd Mtg)NO GUCS. last trial payment due 10/1/21.


1.Part 10 of plan says: no gucs. Debtor in trial LM .last payment due 10/1/21. wants to pay 200 till Dec2021 to allow time for ct approval of LM, if LM denied , then payment increases to cure mtg at 100%


2. As of this date PTD is $6,168 not 7,764. Last payment was 7/13/21.

MP proposes:$7764 PTD; $200 X 4; $1733 X 51; BASE:LM by 12/15/21.
plan has run 6 mos and 54 remain.
Arrears $1596 as of the filing of MP

Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-12482 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 7 required payments   Arrears: $0  

AR RESOLVE OR HOLD
ISSUES AS OF 10/15/2021 (DM): email sent to Justin to answer a few questions and instructed to file a MP if minimum dividend is going to be reduced based upon secured judgment.


1) TBF Financial filed secured judgment POC (28-1) in the amount of $38,199.14 not treated in the plan (ADD TO CONFIRMING ORDER TO PAY).

2) Trustee OBJ:
- Need updated income for both debtors by 9/30/21 (RECEIVED UPDATED AGGREGATE STUBS AND UPDATED P&L STATEMENT).
- There is $29,544 non-exempt equity in real estate (NEED TO RECALCULATE BASED UPON FILED SECURED JUDGMENT).
- There is $624 non-exempt equity in personal bank accts pending review of
additional accounts.
- There is $13,800 non-exempt equity in business equipment & furniture and bank
account balance of $20,255 (SEE BALANCE SHEET IN DOC #45).
- Need a valuation (Balance Sheet) for the business (SEE DOC #45).


***RESOLVED ISSUES***

 Trustee and Wells Fargo (Brock & Scott) objected to Notice of Proposed Compromise of Settlement (ORDER ENTERED DOC #43)

3) IRS filed a priority claim that includes estimated taxes (AMENDED TO $0).

4) State of NJ filed priority POC (14-1) that includes estimated taxes for 2019 & 2020 (AMENDED TO $5,120.30).

5) Wells Fargo Bank (Brock & Scott) OBJs - failure to cure arrears of $13,878.35 (CO ENTERED TO PAY BUT POC AMENDED TO $0 AS LOAN MOD IS NOW COMPLETE).

6) Nationstar/Mr. Cooper (LOGS Legal Group) OBJs - failure to cure arrears of $2,277.62 (CO ENTERED & MP PAYS).

7) Wells Fargo/Bob's Furniture filed a bifurcated POC (7-1) not treated in the plan (MP PAYS SECURED CLAIM).

8) Trustee OBJ:
- Need proof of rental income (lease agreement) for Florida property (RECEIVED).
- Need 2020 tax return by 6/30/21 (RECEIVED).
- Need bank statements for 2 Affinity FCU business accounts (RECEIVED).
- Need Jan & Feb bank statements for Chase account (RECEIVED).
- Need a MP to treat secured claims filed by Wells Fargo & One Main (FILED).
- Excessive Expenses - Sch J: $698 car payment.
- Nee
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-13146 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $960.00  
ISSUES AS OF 10/15/2021 (DM):

1) Motion to Expunge State of New Jersey POC (3-1) filed 8/24/21 - State of New Jersey filed amended POC (3-2) on 8/31/21 after the motion was filed - The Order Granting Debtor's Motion to Expunge, dated 10/9/21, specifically references the original claim and not the amended claim (UNRESOLVED).

- NOTE - if we pay State of NJ amended priority/secured POC (3-2) per filed claim, the total amount of $12,793.47 is less than the $27,000 priority proposed in the Plan.

2) IRS filed $13,176.97 amended secured claim not treated in the Plan (OKAY TO PAY??)

3) IRS $32,620.61 amended priority claim is higher than $20,000 proposed in the plan (OKAY TO PAY HIGHER AMOUNT??)

4) Trustee OBJ:
- Need certification explaining the receipt of $25,815 PPP loan deposited 3/15/2021 and retiring 4/1/2021 (NOT RECEIVED).
- The balance in Ocean First account as of 3/31/21 is $4,098.18, Schedule B&C only show $1,000 - unless schedules amended there is non exempt equity $3,098.18. (AMENDED SCH C DOES NOT RESOLVE EQUITY).

***RESOLVED ISSUES***

- Need to provide better proof of unemployment income received - document provided does not indicate when it started and what is received weekly/biweekly (RECEIVED).
- Need a MP that addresses IRS secured claim & fix priority amount (SEE ABOVE).
- Need 2 months before filing personal bank acct statements (RECEIVED).
- Need to file Pre-Conf Cert (FILED).


Prop. Plan $960 x 60, 0% Plan
PTD 5/6 = $4,800
Last Claim (3-2)
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-13336 / CMGMARCIA Y. PHILLIPSConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 6 required payments   Arrears: $900.00  
10/13 workup for the 10/20 calendar EDC
(As of 8/30/21 (DS) Debtor attorney requested adjournment to resolve all issues, adjourned peremptory, no further adjournments, must resolve all issues 10 days before confirmation)


*****TO CONFIRM AND PAY ALL TAX CLAIMS NEEDS:
$4500 paid then $1884 x 54 beg 11/1/21--pro rata---trustee to pay NJ claim 19-1, Mt. Holly claim 3-1 and Capital One claim 4-1 through plan--pre confirmation certification in 10 days



-As of 8/23/21 (DS): 1. NJ Division of taxation filed claim for 2018-2020 taxes $26,304.46, not in plan to be paid.

* 7/7/21 (DS): 1. Trustee obj to the following:
- 401(k) loan statement dated 12/31/20 has balance $5,742.68, which means loan payment weekly pymt $413.91 will end or has ended, need updated balance loan statement prior to filing date.
- Must file Pre-confirmation certificate.

* Arrears claim filed by Mt. Holly for sewer $4,507.35, not in plan. Ok to pay? pay
* Capital One filed arrears $141.80, ok to pay? pay

Prop Plan $900 x 60; Base
Note: Excess expenses on Sched J are moot, since claims with arrears filed, will require higher payment. IRS claim amended, no longer estimated.
----------------------
- Plan should be 100% based upon discharge recently obtained in previous Chapter 13 case (discharged 9/14/20). OK
- Plan is not feasible to pay 100%, total unsecured claims filed $119,748.28. Disposable income verifies $819. OK not 100% EDC

- Need March and April bank statements from TD Bank acct. OK
- Must file Pre-confirmation certificate.
- Need 2020 tax returns.
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-14027 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 1 of 5 required payments   Arrears: $3,000.00  
MK: DEBTOR'S MOTION TO DISMISS CASE ON 10/20/21 ON at 9 SO CASE WILL BE DISMISSED THEN


As of 8/5/21(mk):adj requested to filed returns


1.Objection by Ajax Mtg(Pluese)
-bad faith, tier plan despite large dispos income.
-needs to pay arrears POC

2. POC filed by IRS for priority $5,056.25 ESTIMATED and IRS Secured $163,022.95.

3. POC filed by St Of NJ priority estimated $12,062.22 and Secured $1,774.05

4.Santander filed arrears POC $476.55. Plan has unaffected.

5. Trustee Objection:
A copy of the last filed tax return - for 2020.
Bank statements for April and May 2021.
Amendments to Schedules I and J to list rental income and mortgage expenses.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Support payment $440 (per consent order ex-spouse no longer to receive alimony as of
2014, if support payments for minor children, must provide order).
-debtor not paying all disposable income into plan.Trustee's
calculations are higher for the following reason (s): 22c
has disposable income $8,108.48, plan propose 100%. Can be
confirmed at a higher Trustee payment and 36 months.
-Non-exempt equity on business (pending accountant's valuation).



Plan:$750 x 12 begin 6/1/21; $2,000 x 48; 100%
1/3 payments
last claim:8-1, bar date:7/23/21
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-14146 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledRecommend DismissalDebtor has made 4 of 5 required payments   Arrears: $550.00  
10/12 workup for the 10/20 calendar
**needs to serve creditors and updated schedules. If done they will need to file a new plan. If not case is to be dismissed EDC

UPDATED 8/17/2021 (JMA)
issues as of 8/11/2021 (JMA)

1) State Farm, NY City Department of Finance Division and NYC Department of Environmental Protection are all listed in plan as outside of the plan, however, they are not listed on Schedules or on the creditor matrix - what are these claims? PER ATTY LISTED FOR NOTICING PURPOSES ONLY - HOWEVER, SINCE THESE CREDITORS HAVE NOT ACTUALLY RECEIVED SERVICE OF THE PETITION AND PLAN, THE TRUSTEE CANNOT CONFIRM. NEED TO ISSUE SERVICE AND PROVIDE A CERTIFICATION OF SERVICE AND ALLOW TIME FOR SERVICE AND RESPONSE - NEED ADJOURNMENT OF THIS HEARING
2) Plan lists East Brunswick Tax Collector for real estate taxes in the amount of $18,000 - 3 claims have been filed by Christiana Trust (claims 6, 7, 8) for a total amount of $17,715.20 - need to advise if the Trustee is paying the 3 Christiana claims and striking the East Brunswick per plan claim PER ATTY STRIKE EAST BRUNSWICK PLAN PROVISION AND PAY THE 3 CHRISTIANA CLAIMS
3) Trustee objection to confirmation - need to resolve
-need amendment to Schedules I to include rent for Staten Island property
-the debtors plan consists of unnecessary or excessive expense items, such as: $500/month for home maintenance; $1,100/month for food for two people; $557/month for utilities; $550/month for utilities; $250/month for personal care
-the debtor is not paying all disposable income into plan - verified income leaves monthly disposable income of $18,598.30. The plan period may need to be shortened.
-the plan provides for payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - there is $862,701 in non exempt equity in the bank accounts; there is $3,719 in non exempt equity in the bank accounts
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
4) N
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-14231 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 5 required payments   Arrears: $4,358.00  
ISSUES AS OF 10/15/2021 (DM):

1) Santander (Morton) OBJs - plan is silent as to $507.22 arrears to Santander on 2015 Dodge Ram and they want proof of insurance (UNRESOLVED).

2) IRS filed a priority claim that includes estimated tax for 2018, 2019 & 2020 (UNRESOLVED).

3) The Money Source recently obtained stay relief on Wakefield Rd property (UNRESOLVED).

4) Plan proposes to pay Ally Financial $32,278 on 2013 Jeep Cherokee - creditor filed a claim for $38,574.03 containing an arrears claim of $35,494.78 (UNRESOLVED).

5) Trustee OBJ:
- Need 2020 tax return (RECEIVED).
- Need valuation (Balance Sheet) for the business (UNRESOLVED).
- Verified income leaves $5,841 monthly disposable income.
- Need to file Pre-Confirmation Certification (FILED).
- The attorney fees in the Plan and Disclosure Statement do not agree. One of these must be amended (NEITHER AMENDED).


Prop. Plan $2,179 x 60, $0 Plan
PTD 3/5 = $6,537
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-14394 / CMGJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 5 required payments   Arrears: $0  

10/13 workup for the 10/20 calendar EDC

**can compromise on disposable income issues and **** CONFIRM AT: $3150 paid then $730 x 55 remaining pro rata-debtor to file motion against Krichman claim within 180 days--trustee to put hold on Kirchman claim--pre confirmation certification in 10 days


**stay vacate on the Krichman guc claim of $200,000-going to state court to determine amount of liability. The claim can be put on hold with amended POC in 180 days. If claim determined to be zero then this will end up being 100% plan

**can compromise on disposable income issues and CONFIRM AT: $3150 paid then $730 x 55 remaining pro rata-amended Krichman claim within 180 days--trustee to put hold on Kirchman claim--pre confirmation certification in 10 days


Trustee's objection:

The debtor(s) is not paying all disposable income into the plan:
-excessive expense on Schedule J $600/home maintenance - allowed $200; $550/utilities;
$550/telephone, cellphone, internet cable; $1,400/food expense for 3 adults; $650/charity;
$620/life insurance - need supporting documentation of these excessive expenses (NOT RECEIVED)
- must file pre conf cert. (NOT FILED)

Plan proposes: $630 x 48 beginning 6/1/2021, base
Payments: 3/3
-------------------------
The debtor has failed to supply the Trustee with the following document (s):
- Amendments to Schedules PNC accts #4094 $751.56 and #3974 $956.65 total $1,708.21 - Schedule B only lists $1,000 and Schedule C only exempts $1,000 leaving $708.21 in non exempt equity (AMENDED)
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-14818 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 10/13/2021 (at):

RECOMMEND: $712.00 PAID TO DATE, $1,332 x 56 BEGINNING 11/1/2021, 100% TO GUC'S
Student loans will be paid outside of the plan.
Need updated income by 2/28/2022.

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Unemployment income for the co-debtor verifies higher ($2,199) than than scheduled ($0)
- Need June bank statements for acct #9251 and #3929; for acct #6054 need May and June
statements. (RECEIVED - OK)

Plan proposes: $178 x 60 beginning 7/1/2021, $6,000 to guc's
Payments: 4/4
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-15049 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 10/14/21 (SF)

10/5/21(mk): Appl to retain Hanratty to file adversary vs. St.Loans. NO CLAIM HAS BEEN FILED ON ANY STD LOANS. AND NO EXPENSE ON J> Tr Obj.


RECOMMEND $2,200 PTD, $633 X 56 (BEGIN 11/1/21) BASE W/MIN $31,420 TO GUCS PER EQUITY IN REAL ESTATE
- OK TO PAY ARREARS CLAIM 10-1 FOR PINGORA LOAN SERVICING
- OK TO PAY ARREARS CLAIM 7-1 FOR NISSAN-INFINITI
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- FILE FEE APPLICATION FOR HOURLY FEES WITHIN 7 DAYS OF ENTERED CONF ORDER
- STRIKE NON-STANDARD LANGUAGE FROM PART 10 OF PLAN
- N/E PROCEEDS FROM POTENTIAL LAWSUITS AGAINST NISSAN AND NJ HIGHER EDUCATION TO BE TURNED OVER TO TRUSTEE


1. Pingora Loan Servicing filed arrears claim 10-1 for $2173 which is not addressed in plan (OK TO PAY?)

2. Nissan-Infiniti filed arrears claim 7-1 for $257.14 not addressed in plan (OK TO PAY?)

3. Trustee objection:

- There is non-exempt equity on real property $31,420.
- Must file Pre-confirmation certificate.

4. Must file fee application for hourly fee.

5. Non Standard Language in Part 10 of plan should be stricken

Plan proposes $550 x 60 Base
Payments: 4/4

RESOLVED:
- Need a copy of the homeowner's insurance renewal declaration - if not confirmed by 8/18/21, insurance expires 8/29/21. (RECEIVED)
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-15592 / CMGSTEPHEN M ZULLO, ESQConfirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 10/13/2021 (at):

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - prior to confirmation. (RECEIVED)
- Need car insurance prior to confirmation. (RECEIVED)
- Need June and July bank statements for Bank of America checking and savings accounts. (RECEIVED - NON EXEMPT EQUITY OF $4,582 IN BANK OF AMERICA ACCOUNTS)
- A Modified Plan that completes part 5 (unsecured claims). (FILED - BASE PLAN)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Reviewed the 22C, Line17 (involuntary deductions should be $1,162 and Line 34
(mortgage arrears) should be $0 as it is a loan mod plan. Per the 22 C, monthly
disposable income is $675 which requires a minimum dividend of $40,500 to general
unsecured creditors.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- The attorney's fees in the plan and disclosure statement do not agree. One of these must
be amended. (NOT AMENDED - STILL DON'T AGREE)

MP before confirmation proposes: $1,252 x 3 beginning 8/1/2021, then $1,742 x 57 beginning 11/1/2021, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-15602 / CMGBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 1 of 3 required payments   Arrears: $302.00  
As of 10/13/21 (DS): Need to confirm $489 paid, $1,070 x 57 begin 11/1/21; Base with minimum dividend $34,612.53 to gucs, due to non-exempt equity

Debtor attorney requested adjournment, mod plan filed 9/9/21, amended Sched I & J and 22c filed 9/9/21 and docs provided, need time to review.

9/15/21 (DS): 1. Trustee obj to the following:
- Plan does pay mortgage arrears $19,166.96 and non-exempt equity.
- Debtor has undertaken improper exemptions on d(1). Debtor cannot claim d(1) property since Deed is in co-debtor's name as unmarried.
- Disposable income verifies $1,294.06 when deducting excessive expenses and tax refund $3,103 not listed on Schedule I. PLAN NEEDS TO PAY MORE, DUE TO MINIMUM DIVIDEND DUE TO NON-EXEMPT EQUITY.
- Excessive expenses on Schedule J such as: Food $1,750 and Transportation $800.
- There is non-exempt equity on real property $23,882.10, Capital One acct $1,043.53, PNC acct half interest $972.46 and Disney Vacation $8,714.44 (Per CMA provided has more equity) total $34,612.53.

2. Specialized Loan (PLUESE, BECKER & SALTZMAN) obj to plan not paying arrears, POC filed with arrears. OBJ W/D MOD PLAN PAYS ARREARS.

Prop Plan $163 x 36; Base
Note: CMA for Disney provided and shows that there is also non-exempt equity and Pre-conf cert filed.
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-15667 / CMGMarc C. Capone, Esq.Confirmation HearingIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $417.00  
As of 10/13/21 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in the bitcoin acct in the amount of $7,951. This must be min. dividend $7,951 to gucs.
- Trustee should receive any non-exempt equity upon recovery of the Grant Street, South Amboy property obtained in the fraudulent conveyance action.
- Templar Real Estate South LLC (Schwartzberg) filed motion relief - opposition filed by debtor. - Stay relief granted 9/16/21, but adversary complaint filed 9/30/21 and sched 12/15/21.
- Need Certification regarding the following transfers: Santander Bank deposit 6/2/21 $12,032, wire transfers on 6/7/21 $1,000 $25 fee and 6/11/21 $10.950 $25 fee- external transfers to Gemini Trust Company LLC $50 on 6/1/21; to Kraken account $100 on 6/1/21 and to Blockfi Trading LLC $500 on 6/3/21.

2. Templar Real Estate filed obj 10/7/21 (MICHAEL SCHWARTZBERG, ESQ.), after stay relief was granted 9/16/21.

3. State of NJ filed estimated claim 2018-2020 tax return not filed. Must resolve claim.

4. Must file Pre-confirmation certificate.

Prop Plan $417 x 60 begin 8/1/21; 0%
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-15782 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 3 required payments   Arrears: $242.00  
As of 10/12/21(mk):

1/3 payments. Last pay August


1.Objection By Freedom Mtg.(Brock & Scott):
plan fails to pay arrears and has unaffected.
ARREARS $24,535.16- OK TO PAY?

2. BMW Fin. filed arrears $30 POC #5-1- OK TO PAY?
plan has creditor as Alphera Fin

3. Trustee Objection:
-need 2020 Tax return with all pages.
- need Bank of America value of certificate of deposit (#1947 &
#1950)prior to filing date.
-need Amendments to Schedules B and C to add correct year for BMW
SUV and add 2012 BMW Sedan.
-as of now, non-exempt equity on vehicle not listed on Sched B
(pending amended Sched B and C), and possible bank acct /Cert of deposit- waiting for statements.
--------------------------------
-need Proof of 2 month's income - from non-filing spouse, such as a
letter from employer.(letter from spouse says he does not get pay stubs- he is pd in cash..)
-rec'd B OfA bank statements for #3232 and #4651.
- there is estimated non-exempt equity on real property
$13,618.96(No Longer- POC filed by mtg co. NO Equity in RE)
- Must file Pre-confirmation certificate.(Filed).


Plan:$121 x 60 begin 8/1/21; Base
1/3 payments
last claim:16-1, bar date:9/24/21
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-15874 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 10/13/2021 (at):

RECOMMEND: $199 x 60 BEGINNING 8/1/2021, BASE
Debtor's lease with VW Credit for the 2016 Jetta is rejected.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that rejects the Jetta lease (LANGUAGE ADDED TO CONFIRMING ORDER)
- Must file Pre-confirmation certificate. (LANGUAGE ADDED TO CONFIRMING ORDER)

Plan proposes: $198.50 x 60 beginning 8/1/2021, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-15911 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,332.00  
As of 10/13/21 (DS): 1. Debtor in arrears $1,331.77, paid $470, plan payment is $600.59. Paid less then 1 month out of 3 payments.

2. Trustee obj to the following:
- Need 401(k) loan balance statement prior to filing date.
- Excessive expenses on Schedule J such as: $530 telephone/cell phone/internet; $450
transportation/1 person; $838 car payment; $470 help elderly mother - PLAN PROPOSING 100%
- 22c has disposable income. PLAN PROPOSE 100%
- 100% plan should be confirmed with $30,723.52 threshold preserved. Marina way filed unsecured portion, secured portion $7,517.97, which increases the threshold.

3. Marina Way Condo Assoc filed a bifurcated claim, arrears $20,893.47, secured is $7,517.97, unsecured $13,375.50. Plan pays $14,644.53, how will claim be handled?

4. Santander filed arrears claim $500.22, plan list as outside. Trustee ok to pay?

5. Must file Pre-confirmation certificate.

Prop Plan $600.59 x 60 begin 8/1/21; 100%
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16015 / CMGPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 3 required payments   Arrears: $450.00  
As of 10/13/21 (DS): 1. DEBTOR IN ARREARS $450, NO PAYMENTS MADE OUT OF 3, BELOW ISSUES UNRESOLVED.

As of 10/4/21 Pro-Se Debtor requested adjournment to seek consult with atty, request denied, Debtor has not made any Trustee payments nor provided proof of auto insurance. Emailed Debtor and informed of same.

10/6/21 (DS): 1. No Trustee payments made, 0 out of 2 payments.

2. Trustee obj to the following:
- Debtor has insufficient income. No income provided.
- Need 2 month's proof of income from unemployment (if it renews on 9/5/21) and other sources of income if applicable, 2020 tax returns, bank statements from 5/1/21 to 7/31/21 and current auto insurance policy.
- Need a mod plan that removes attorney fees, completes Part 8a, Part 8c, Part 8d, advises of treatment of student loans and specifies treatment of the financing company for the car.
- Amend Schedule D to add financing company for the car.
- Excesses expenses on Schedule J such as: $500 Telephone/cell phone/internet and $575 car payment.
- Debtor is not entitled to a discharge in this Chapter 13 based upon the Chapter 7 discharge issued in 2019.

3. Caravana (HLADIK, ONORATO & FEDERMAN) obj not in plan. Obj must be resolved.

4. Must file Pre-confirmation certificate.

Prop Plan $150 x 36 begin 9/1/21; Base
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16292 / CMGTHEODORE SLIWINSKI ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 2 required payments   Arrears: $0  

AS OF 10/14/21 (SF)

OK TO CONFIRM AT $233 x 36 (BEGIN 9/1/21) Base w/min $7550 to gucs
- Preserve n/e equity of $5243 in confirmation order
- Trustee Standard Order of Distribution

Plan proposes $233 x 36 Base w/min $7550 to gucs
Payments: $473 received, current

RESOLVED:
Need proof that social security number has been corrected with the court. (Email from the court states that social security number has not been corrected) Attorney must file Form B121 Statement About Your Social Security Numbers and add Amended to the docket text. (FILED)

1. Trustee objection:

- The debtor has insufficient income: negative $213
- Need modified plan that completes parts 5a and 8a
- Amend petition to correct the fifth number in the debtor's social security number
- Must file pre-confirmation certification (FILED)
- The plan proposes non-standard order of distribution

MK: he filed MP and filed schedules

Note: Atty is not charging fees on this case. Debtor is his relative.


Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16405 / CMGWARREN S JONES, JR ESQConfirmation Hearing ScheduledContinued
11/3/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16414 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $2,132.00  
As of 10/12/21(mk):No Payments(0/2)

>>Motion to Extend Stay was w/d 9/1/21.

1. Objection By New Rez(/Shellpoint(Hill Wallack):
-plan fails to pay arrears

2.Objection by US Bank Cust for Procapital(L. Fossi):
-NIP-plan fails to pay Tax sale cert.(POC $3,528.61)

3. Trustee objection:
- need 2020 tax return
-Verified income leaves monthly disposable income of $2,762.73 .
------------------------------------------
-need CMA for Spring Hill Rd property. Plan pays arrears on mortgage and non filing spouse has no income. Mortgage in debtor's name only
PROVIDED-RE was transferred from debtor & spouse to just spouse in 2008.


Plan:1,066/60, BASE
No Payments(0/2)
last claim53-1, bard date:10/19/21
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16419 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 10/15/2021 (JMA)

1) IRS priority claim estimated for 2020 taxes - need to resolve
2) NJ Division of Taxation priority claim estimated for 2020 taxes - need to resolve
3) US Bank (McCalla Raymer) objection to confirmation re New Egypt property - need to resolve
-arrears $45,458.28 - no claim to date
4) US Bank (RAS) objection to confirmation of modified plan re North Carolina property - need to resolve
-arrears $77,359.42 per claim 4 filed 10/6/2021
5) Trustee objection to confirmation - need to resolve
-need a copy of the homeowner's insurance renewal declaration for North Carolina property prior to confirmation
-need a valuation for the business from an accountant
-the debtors plan consists of unnecessary or excessive expense items, such as: $516/month cable/internet/phone; $1,898/month health insurance; $4,888/month second home - need to provide Trustee with proof of expenses at least 10 days prior to confirmation
-the current plan does not specify treatment of IRS secured claim in the amount of $159,304.34 SECURED CLAIM, AMENDED TO ZERO
-the plan provides for payment on unsecured claim of less than that which would be distributed upon distribution under Chapter 7 - there is approximate non exempt equity of $83,662.34 in the residence
-need to file Pre Confirmation Certification with Court
-need to resolve the estimated claim filed by the IRS
-need to resolve objection by US Bank/Fay Servicing
-real property value appears understated. Internet values with current comparable sales list value ranging from $545,000-$602,000. Trustee objects to Petition value of $445,333. The property is currently listed for sale at $550,000
-Trustee objects to second home expenses of debtors when proposing to pay unsecured creditors 0%. That is bad faith.
6) With the modified plan, an Amended Schedule J was filed adding life insurance $200 and health insurance $1,898 this now makes the disposable income $402.21 and keeping a 0% plan

Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16467 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 10/14/21 (SF)

1. Objection filed by Credit Acceptance Corp (Morton) - 910 claim and plan fails to provide for adequate protection payments. The objection states that debtor should pay $17,498.98 over 60 months but the plan proposes $19,107. (NEED ORDER RESOLVING OBJ)

2. Trustee objection:
The debtor has insufficient income. Disposable income verifies at $311.47. (PER 341 NOTES DEBTOR WORKS FOR UNITED AIRLINES AND INCOME WILL INCREASE AS TRAVEL RETURNS TO NORMAL)
- There is estimated non-exempt equity on real property of $22,011.71. (BECAUSE OF EQUITY IN REAL ESTATE, THE PLAN IS NOT FEASIBLE. SECOND TIER WILL NEED TO INCREASE TO 1947 FOR REMAINING 36 MONTHS) - PER AR OK TO CONFIRM WITH EWAGE)

3. Plan proposes to pay Fay Loan Servicing $32,500 but no claim has been filed yet.



Plan proposes $650 x 24, $1300 x 36 Base Plan
Payments: 2/2

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Service was issued to Ally Financial, not Credit Acceptance. (MOOT, OBJ FILED)
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16503 / CMGEdward A. Corma Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 10/13/2021 (at):

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - 1099 employee, need proof of income (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
-from March through July the debtor made $11,906.25 and over 5 months that averages to
$2,381.25 - this is 1099 employment so taxes will need to be deducted which may reduce
income.
-father needs to provide affidavit of contribution to debtor (RECEIVED)
-debtor proposes to pay $4,500 into plan and attorney gets $3,600

2. Trustee's supplemental objection:
- Need an Amended Schedule C with dollar amounts. Not 100% (NOT AMENDED)
- Need a statement for the Morgan Stanley mutual fund account. (NOT RECEIVED)
- Need proof of $600/month for rent (NOT RECEIVED)
- Need updated proof of income by 4/30/2022. (LANGUAGE ADDED)

Trustee objects to the non standard language in Part 10 of the Plan. (MOD PLAN NOT FILED)

Plan Proposes to pay student loans in Part 5 as a priority and before other unsecured creditors. This is an improper classification. Student loans are not priority debts and will be treated together with all other unsecured creditors. (LANGUAGE ADDED)

Plan proposes: $125 x 36 beginning 9/1/2021, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16511 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $150.00  
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16548 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 10/13/2021 (at):

1. 341 has not been held.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16583 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

As of 10/13/21 (DS): OK to confirm at $150 x 12 begin 9/1/21; $331 x 36 begin 9/1/22; Base

Prop Plan $150 x 12; $325 x 36 begin 9/1/21; Base
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16586 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

As of 10/14/21(mk):Updated-

**CAN REC CONFIRMATION AT $700 PTD, THEN $350 X 46, BEGIN 11/1/21;BASE.PLAN EXTENDED TO TOTAL 48 MONTHS**


1.Trustee Objection; ATTY REPLY- disputes 60 mos & needs detail on excess income-(reviewed w/ atty compromise at 48 mos.
-debtors not paying all disposable income into plan .
Trustee's calculations are higher for following reason (s):
Income verifies higher than scheduled and results in disposable
income of $661 per month.
-Schedules fail to account for tax refund if $1,338 when determining
disposable income.(Added in)
-Plan needs to run 60 months pursuant to the B22C form.
-must file pre conf cert.


Plan:$350 X 36 BEG 9/2021; BASE
2/2 payment
last claim:10-1. bar date:10/27/21
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16618 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 2 required payments   Arrears: $3,430.00  
issues as of 10/14/2021 (JMA)

1) Teh Money Source, Inc (Stewart Legal) objection to confirmation - need to resolve
-arrears $86,528.33, no claim to date
2) Trustee objection to confirmation - need to resolve
-must address objection by Money Source
-must file Pre Confirmation Certification

proposed plan $1,715x60 base plan
paid in $0
arrears $3,430
last claim 2

Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16626 / CMGPAUL H YOUNGConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $400.00  
STILL NEED; Debtor F/T proof of income 60 days from July/August 2021, P/T proof of income 60 days from July/August 2021, 2019/2020 Tax return, bank statements 2 months prior to filing date and current auto insurance
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16661 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 1 of 2 required payments   Arrears: $307.00  
AS OF 10/14/21 (SF)

RECOMMEND $307 X 1, $310 X 47 (BEGIN 10/1/21) 0% PLAN
- FILE PRE-CONFIRMATION CERT WTHIN 10 DAYS


1. Trustee objection:
- Need updated proof of income - for the debtor
- Income verified higher than scheduled and leaves monthly disposable income of $1,062.83. (RECALCULATED AND INCOMEI IS LOWER. THIS ISSUE IS MOOT)
- Need to file Pre-Confirmation Certification.


Plan proposes $307 x 48 0%
Payments: 1/2 Arrears: $307

RESOLVED:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service on Santander for cram of 2013 Acadia. (FILED)
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16694 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,100.00  
As of 10/7/21

1.No Payments 0/2
2.No 341 hearing yet
3. Debtor's Motion To Enforce Stay & Compel Turnover of levied Funds
on 11/3/21
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16779 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $1,000.00  
issues as of 10/14/2021 (JMA)

1) 341 hearing not held, not rescheduled - still missing documents needed for hearing
2) Not current with Trustee plan payments, arrears $1,000
3) Need to file Pre Confirmation Certification with Court
4) Modified plan filed and scheduled for confirmation on 11/3/2021
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-16796 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 10/13/2021 (at):

1. Objection filed by Credit Acceptance (Morton) - vehicle titled in name of non-filing co-signer so cannot be crammed. Creditor wants $24,482.57 plus interest at 22.99%. They also want adequate protection payments and proof of insurance.

2. Trustee's objection:
- The debtor has insufficient income ; disposable income verifies -$118.81.
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - (updated by providing the paystubs for August ) (RECEIVED SEPTEMBER - WILL USE THAT)
- Bank statements from NJ Law & Public Safety checking and savings prior to filing
date. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE HAS NOT BEEN FILED)
- Need proof of income from part job for Sept. to determine income (only 1 stub
provided). (RECEIVED)
- Add to confirming order non-exempt proceeds from class action lawsuit to Trustee. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $500 x 6, then $1,239.44 x 54 beginning 6/1/2021, loan mod by 3/2022, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
010/20/2021 10:00 am21-17040 / CMGJohn Michael McDonnell Confirmation Hearing ScheduledContinued
12/1/2021 10:00 am
Debtor has made 1 of 1 required payments   Arrears: $0  

As of 10/15/21 Debtor atty requested adjournment, to file mod plan and resolve all issues.

As of 10/15/21 (DS): 1. Trustee obj to the following:
- Need a mod plan that addresses treatment of mortgage held by Santander.
- Excessive expenses on Schedule J such as: $800 Food and $779 excessive Car payment.
- There is estimated non-exempt equity on real property $34,034, no mortgage claim filed. Plan pays 100% Recommend waiting pass bar date 11/12/21.
- Must file Pre-confirmation certificate.

2. Santander (BROCK & SCOTT, PLLC) obj to not in plan. Obj must be resolved.

Prop Plan $800 x 60 begin 10/1/21; 100%
Note: Attorney fees are correct, plan and atty disclosure agree and atty disclosure has fees will be paid through plan.
Matter ResolvedRequest
Adjourment
010/20/2021 12:00 pm20-20493 / CMGANDREW B FINBERG ESQMotion CompensationNo Opposition FiledTotal Paid In: $33,412.00
Matter ResolvedRequest
Adjourment
010/20/2021 12:00 pm21-12376 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,600.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes