Judge Christine M. Gravelle
Hearing Date: 10/18/2023
Hearing Count: 0
Last Updated: 10-04-2023 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
110/18/2023 9:00 am17-34307 / CMGKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $35,460.00
Debtor obj, made pymts<>QUAILBROOK EAST HOMEOWNERS ASSOC (McGOVERN)

MK: post pet condo fees $3,106

adj to 10/4 for debtor to provide proofs re: issue of special assessment
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am18-18882 / CMGJacqueline R. Rocci, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition FiledTotal Paid In: $59,328.00
plan expired. atty says hopes to have all funds pad f to cover balance to complete before this hearing date.
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am18-27154 / CMGJames J. Cerbone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $18,182.00
Debtor obj, applied for ERMA<>NEW REZ/Oak Street (Hill Wallack)

Creditor : post pet as of 8/8/23 $3,374.12
Debtor: if app'd for ERMA- they will pay 4mos worth of arrears.
Matter ResolvedRequest
Adjourment
810/18/2023 9:00 am18-27988 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $60,174.00
atty will file amended fee order

9/12 AMT: UPDATED PAYOFF LETTER PROVIDED TO ATTY<<>>

In MO 60 plan payoff $1,092.67







Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am18-32513 / CMGAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $27,120.00
AMT: PPSD TR ORDER - $ 27,120 PTD (58); $ 656 X 6 BEG 10/1/23; EXT TO 64 MO (EMAIL TO ATTY)<<>>

AR: AMT to will set up PPSED Order

Debtor obj, requests time to pay<>PLAN PYMTS INSUFFICIENT TO PAY ADMIN & SECURED CLAIMS; TRUSTEE'S PROPOSED RECAP NOT FILED; 36 MO PLAN EXPIRED

we are now in mo 58... Plan balance 4,674 as of 9/19
$600 posted 9/18
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am18-35170 / CMGRussell L. Low, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,984.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am19-20370 / CMGWarren Levy, Esq.Motion Reinstate StayWithdrawnTotal Paid In: $28,205.00
MTN TO REINSTATE STAY

Mk: ANOTHER MOTION WAS FILED AT #76
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am19-20370 / CMGWarren Levy, Esq.Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE)No Opposition FiledTotal Paid In: $28,205.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am19-20370 / CMGWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $28,205.00
Debtor obj, filing mtn to reinstate stay<>SV/SPECIALIZED LOAN #5-3


Motion to reinstate stay on 10/18/23
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am19-20477 / CMGTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $25,210.00
Debtor obj, made pymts, filing mtn to reinstate<>SV/FREEDOM MTG;

MOTION TO REINSTAE STAY ON 10/18
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am19-20477 / CMGTHOMAS J ORR ESQMotion Reinstate StayNo Opposition FiledTotal Paid In: $25,210.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
1010/18/2023 9:00 am19-21386 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $24,142.00
10/3/23(mk) atty had proof of bank ck sent in his possession for 897- need to post and we are in Oct so Oct payment is due- 10/18 PEREMPTORY


Debtor obj, making pymts<>ARREARS $ 897 as of 9/27/23.

Plan in mo 52

fee app on 8/16 WITHDRAWN
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am19-30858 / CMGWarren Brumel, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $30,370.00
9/19/23(mk); creditror(L. Eggerman for lakeview/M & T) requested adj. to resolve


PER AR: debtor atty needs to appear and put on record that he has complied with the terms of the ppsd order that was never sent in...

AMT; TR LTR REQUESTING CONDUIT<<>>

RE-LISTED 4/19/23 HEARING WAS OTBS<<<>>>

Debtor obj<> LAKEVIEW LOAN / Rothbard Rd (Schiller Knapp)

Post pet 6,447.80
debtor - can be current
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am20-11160 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $98,167.00
Debtor obj, proposing pymts<>ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am20-13909 / CMGBRUCE H. LEVITTCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $71,436.00
Debtor obj, can pay<>US BANK/Central Ave (RAS)
Matter ResolvedRequest
Adjourment
1410/18/2023 9:00 am20-16743 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $66,947.00
9/5/23(mk) Atty says have prepared a MP to include post pet real estate taxes - waiitng for clients to return signed plan so we can file


need answer to post pet delinquent taxes on the non escrowed loan. email form Lauren Moyer at Friedman V


Debtor obj<>FAILED TO ADDRESS BEACHWOOD SEWERAGE LATE CLM #15-1 AND BEACHWOOD WATER #16-1; ARREARS

7/7/23: email to M. Capone from Lauren Moyer at Friedman V:
as it appears there are some delinquent post-petition taxes on this non-escrowed loan. Can you please confirm how Debtor intends to address same? Estimates are:

Per Beachwood Borough website:
2020 FY borough taxes are delinquent in the amount of $4737.82
2021 FY borough taxes are delinquent in the amount of $5409.99
2022 FY borough taxes are delinquent in the amount of $4840.70
2023 1st, 2nd Q borough taxes are delinquent in the amount of $2147.54. ***All figures as of 6/30/2023

Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am20-17312 / CMGJohn Zimnis, Esq.Motin to Approve Partial Claim MotionNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,470.00
Trustee obj<>MTN TO APPROVE PARTIAL CLAIM MORTGAGE

support doc #100 shows terms :jr lien for 32,651.93. FHA will purchase portion of existing indebtedness and secure it as a jr. lien( Partial Claim) which does not accrue interest or require payments.


MK filed objection- motion is confusing Motion for Lm - partial claim and cert is for post pet financing- does not address post pet arrears in LM Order - did not use the CT form for PPSD Order.
Matter ResolvedRequest
Adjourment
1710/18/2023 9:00 am20-17312 / CMGJohn Zimnis, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,470.00
mk: per Aleisha needs 2 weeks to confirm w/ client whether the partial claim covers all arrears



9/25/23(mk) Motion to Approve LM filed. MK filed objection- motin is confusing Motion for Lm - partial claim and cert is for post pet financing- does not addres post pet arrears in LM Order - did not use the CT form for PPSD Order.


9/20: creditor says debtro may be approved partial claim mtg and need to figure out what is due

AMT: TR LTR REQUESTING CONDUIT<<>>

RELISTED - CREDITOR DID NOT AGREE TO CONDUIT (9/6 - OTBS)<<>> creditor also does not agree to wait for debtor to get pension loan at end of the year.

Debtor obj, will pay<> PHH/Keswidk Ave (RAS)

Post pet 7,496.37 as of 7/1/23
debtor : will pay before Ct hearing
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am20-17796 / CMGCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $30,705.00
mk: NEW MP FILED ON FOR 10/18


Debtor obj, made pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am20-20617 / CMGSTEPHANIE SHRETER, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $17,823.00
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am20-20911 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $33,950.00
AMT; TR LTR REQUESTING CONDUIT<<>>

Debtor obj<>FAY/Sandspring Dr (FRIEDMAN VARTOLO)


Post pet arrears 10,582.78( included atty fee of $1,238
debtor - made payments- proposes 6 mo cure and objects to atty fees over $500
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am20-23787 / CMGWarren Brumel, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $60,500.00
Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am21-14739 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $15,000.00
ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am21-14739 / CMGJustin M. Gillman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,000.00
RELISTED - 9/20 HEARING WAS otbs<<>>

Debtor obj, may cure or request recap<>AJAX MTG/Wall St (Pluese Becker)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am21-15592 / CMGStephen M. Zullo, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $42,488.00
ARREARS
Matter ResolvedRequest
Adjourment
3410/18/2023 9:00 am21-17313 / CMGBruce C. Truesdale, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $159,440.00
adj 10/18 to be completely current

Debtor obj, paid<> ARREARS- Owes for SEpt payment
Matter ResolvedRequest
Adjourment
4010/18/2023 9:00 am22-11197 / CMGKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $17,435.00
9/19 debtor has another payment - needs to post then recap and Ewage


Debtor obj, can make pymt & requests recap<>ARREARS 5,382 as of 9/15/23. very inconsistent pay history
NEEDS EWAGE
Matter ResolvedRequest
Adjourment
4210/18/2023 9:00 am22-12439 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $21,894.00
creditor request to adj 10/18- to verify recent payments an negotiate settlement

Debtor obj, made pymt<>GITSIT SOLUTIONS /Lexington Drive(WARREN JONES)

Post Pet $20,324.09
debtor says made payments not accounted for
Matter ResolvedRequest
Adjourment
4410/18/2023 9:00 am22-12735 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,800.00
AMT: MP 10/18<<>>

MP filed - removes sale and goes for LM


Debtor obj, filed MP<>FAILED TO SELL EAST HAINES ST BY 7/1/23
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-15195 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $37,033.00
ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-15382 / CMGCamille J. Kassar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $500.00
Debtor obj, reviewing payment records<> ARREARS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-15397 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $8,840.00
SELECT PORTFOLIO /Washburn AVe (FEIN SUCH)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-15479 / CMGEugene Roth, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,119.00
creditor uploaded request to adj 30 days to resolve

Debtor obj<>NJ HOUSLING/Myrtle Ave (McCabe Weisberg)


POST PETION $5,998.91 AS OF 8/9/23
debtor proposes to cure
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-16232 / CMGYakov Rudikh, Esq.Trustee Certification of DefaultContinued
11/1/2023 9:00 am
Total Paid In: $28,050.00
Debtor obj, filing MP On 11/1/23<> ARREARS
Matter ResolvedRequest
Adjourment
4210/18/2023 9:00 am22-17041 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,981.00
MP filed(#42) 9/1-since LM was denied- now a cure plan


8/9/23(mk) email from creditor atty ( J Schwartz): debtor agrees to terminate Loss Mit- creditor has filed an application to terminate- debtor was denied LM 7/11/23 for insufficient income. No appeal was filed.

7/27/23(mk); email from atty : loss mit denied. meeting w/ client 7/31/23 to discuss MP to cure or sell


MK: Order extending Loss Mit to 9/15/23.
Arrears only $315 as of 7/26/23


ARREARS; failed to obtain a loan modification by 5/15/23;
Failed to file an order resolving US Bank objection to confirmation within 30 days of 2 2/15/23 confirmation

Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-17536 / CMGRobert Manchel, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,275.00
MTN TO SELL MOLTEG DR PPTY

K Price 415,000
realtor retained


Limited Tr Objection: Atty responds - need $ to buy new place will do motion on short time- told him request payoff form Tr and then can agree to submit that amt to pay off the plan.

Atty wants the balance of his atty fees that are currently thu the plan to be paid form closing proceeds.

No exemption taken in the order
Order needs to state all non exempt proceeds need to pay plan off at 100% need to forwarded to TR
>>should use the standard Order for sale

NO pay off was given to atty from our office
Matter ResolvedRequest
Adjourment
5710/18/2023 9:00 am22-18104 / CMGMark Kriegel Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,792.00
9/18/123(mk) atty says will consent to pay claim and sent CO to creditor- told him bigger problem arrears 1,104 last pay July TR rec dismiss

MK: per plan Brian Brown then late claim 20-1 by Geraldine Brown3,490- SO OK TO ADD LANG In TR Order to Pay LATE CLAIM?

Arrears $1,104 as of 9/13. last pay 7/3/23

8/17 AMT: NEEDS TO RESOLVE GERALDINE BROWN LATE FILED CLM #20-1 (BASE OK, JUST NEED LANGUAGE TO PAY)<<>>



FAILED TO ADDRESS PER PLAN CLAIM OF BRIAN BROWN
>>atty wants to strike the per plan LL claim

debtor filed opp'n(#48) mk emailed him about that on 8/11/23- either file claim and motion to allow late claim or TR order to strike per plan claim
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-18169 / CMGCandyce I. Smith-Sklar, Esq.Motion to Reinstate StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,500.00
RELISTED - 6/21/23 hearing was OTBS<<>>

NewRez obj (McCalla)<<>> MTN TO REINSTATE STAY/NEW REZ
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-18410 / CMGJOSEPH ALBANESE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,974.00
AMT: MP 10/28<<>>

9/13/239mk): Made a 1,000 payment on 9/12 MP and amended I & J field today. 100% and extends time to sell property. as of now 3k arrears


9/6 adj 2 weeks - need good faith payment w/ in 7 days and MP and amended i & J and for debtor to provide listing agmt- needs to retain realtor

mk: No opp'n filed but atty will appear on CT solutions- had trouble reaching client- there is equity in RE


ARREARS 4,000 as of 9/1; SALE BY 9/1/23

Plan will not complete w/in 60 mos

Made an August payment of 1,000 but failed to pay May, June and July
Matter ResolvedRequest
Adjourment
5910/18/2023 9:00 am22-19332 / CMGDARIN D PINTO, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,372.00
Debtor obj<>AMERIHOME MTG /Onizuka Court (McCALLA RAYMER)

Creditor: post pet $4,039.01 as of 8/4/23
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-19894 / CMGJonathan Singer, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $23,651.00
TOYOTA/2020 Sienna (STEWART LEGAL)

mk: order submitted 9/27/23: Stay Terminated.
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am22-20142 / CMGJohn Zimnis, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterTotal Paid In: $6,580.00
MTN TO ALLOW DEBTOR TO ALLLY FOR ERMA ASSISTANCE
Matter ResolvedRequest
Adjourment
6210/18/2023 9:00 am22-20142 / CMGJohn Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,580.00
9/13/23: Need Update on ERMA Funds


Debtor obj<>PNC BANK/ Mcadoo (FEIN SUCH)

post pet 3,715.18 as of 7/7/23
debtor says applying for NJ ERMA need 30 days
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-10339 / CMGJAMAL J ROMEROMotion for Relief from StayNeeds Resolution of Issues - Objections
9/29/23(mk): Creditro sent Conduit info to AMT for conduit order




mk: creditor cking if client ok to conduit

9/14/23(mk) Debtor agrees to conduit per atty email

AMT: TR LTR REQUESTING CONDUIT<<>>

RELISTED - 7/5/23 WAS OTBS<<>>

Debtor obj<> WILMINGTON/Myrtle Ave, Brooklyn (Stern & E)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-10698 / CMGBruce C. Truesdale, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,170.00
9/11/23(mk: creditor request to adj 30 days to allow NJ ERMA Funds to cure default

Debtor obj, approved for ERMA assistance<>CARRINGTON/Colfax Rd (Hill Wallack)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-10698 / CMGBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,170.00
AMT: WILL NEED RECAP/BASE RAISED-MTG POC HIGHER THAN PROPOSED IN PLAN<<>>

ARREARS $ 695(1 payment need to be current through August) as of 8/25/23


8/22/23(mk): creditor Cert of Default)Carrington-Hill Wallack) post pet $7,280.06 as 8/16/23- now on 10/18 to allow NJ ERMA funds to cure default

----RESOLVED-----------------
Debtor obj, made pymts<>FAILED TO FILE CONS ORDER WITHIN 30 DAYS OF 4/19/23 CONF ALLOWING CARRINGTON MTG LATE CLM;
>>MK: CO submitted 8/25/23 that pays this Late Claim<< FAILED TO FILE PRE CONF CERT;(FILED)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-11045 / CMGBrad J. Sadek, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $2,864.00
LAKEVIEW LOAN / Berkshire Lane(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-11370 / CMGNicholas Fitzgerald, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,708.00
Debtor obj, made pymt & requests recap<>ROCKET MTG/QUICKEN LOANS - Raritan Dr (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-11377 / CMGStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $10,500.00
Debtor obj, can make pymt & requests 6 mo cure<>AMERICAN NEIGHBORHOOD MTG/Morse Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-11402 / CMGFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $6,544.00
SPECIALIZED LOAN/Laurel Brook Dr (PLUESE BECKER)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-11494 / CMGStephen M. Goldberg, Esq.Motion Relief from Stay (Fee)No Opposition Filed
CARRINGTON/Oak Tree ave (HILL WALLACK)
Matter ResolvedRequest
Adjourment
4010/18/2023 9:00 am23-11705 / CMGEdward Hanratty, Esq.Motion to Impose StayNeeds Resolution of Issues - Objections
as of 10/1/23(mk); Last pay 7/11/23 TR arrears $3,419.24


9/6/23:Per AR must be current tr payment for oct plan

RE-LISTED - 4/19/23 HEARING WAS OTBS<<>>

Landlord obj (Cohen, Seglias- A. Barth)<> MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
7910/18/2023 9:00 am23-12006 / CMGSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,185.00
9/18(mk) creditor uploAded adj request- waiting for appraisal in oRder to resolve- adj 10/18 PREMPTORY


need appraisal on auto

Debtor obj, filing MP<>WESTLAKE SERVICES/ 2016 Mazda (HLADIK ONORATO)

Debtor says filed MP to cram car- hearing date 8/16/23 ISSUES- NEEDS RESOLUTION
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-12530 / CMGPaul Evangelista, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $34,462.00
MOTION FOR STAY RELIEF BY JAVIER MENDOZA(Ginarte, O'Dwyer et al)


SV to allow St Ct wrongful death action to continue for Insurance coverage
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-12959 / CMGRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TO RELEASE INSURANCE PROCEEDS

MK: for Gieco to pay Santander 12,829.81 and to release the lien on the Auto

Matter ResolvedRequest
Adjourment
8510/18/2023 9:00 am23-13159 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
mk: has settlement offer and needs 4 weeks

Debtor obj, making pymts<>SN SERVICING/Aldo Drive (FRIEDMAN VARTOLO)

post pet:8,416.36 plus atty fees 1,238
debtor says attempted to make payments - not cashed now on bi weekly payment schedule
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-13278 / CMGWarren Brumel, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $8,260.00
MODIFY IRS CLM
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-13499 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayMoot - Dismissed
TOYOTA MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-13505 / CMGJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $3,863.00
FAILED TO FILE FEE APPLICATION WITHIN 7 DAYS OF 7/19/23 CONFIRMATION FOR APPROVAL OF HOURLY FEE PD BY DEBTOR OUTSIDE
Matter ResolvedRequest
Adjourment
5110/18/2023 9:00 am23-14108 / CMGPaul H. Young, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Debtor obj, disputing arrearage<>SN SERVICING/Railroad Ave (FRIEDMAN VARTOLO)

post pet $4,846.32
debtor says made payments- will provide proof
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-14152 / CMGRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj, will try to pay<>SANTANDER/2018 Rogue (MORTON)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-14273 / CMGRobert Manchel, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-14424 / CMGCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-14651 / CMGChristopher G. Cassie, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
adj to 10/18 for creditor to ck w/ client on conduit- mak contact debtro

TR LTR REQUESTING CONDUIT<>

Debtor obj, will make pymt & requests recap<>FREEDOM MTG / Wilson Ave (BROCK & SCOTT)

post pet arrears 3,436 as of 8/7/23
debtro can pay 1,000 now and request 6 mo cure
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-14651 / CMGChristopher G. Cassie, Esq.Motion Relief from Stay (Fee)No Opposition Filed
PRINCETON FEDERAL CREDIT UNION/Wilson AVe (SALDUTTI LAW)
Matter ResolvedRequest
Adjourment
5710/18/2023 9:00 am23-14992 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)3rd Party Matter
mk: parties agree to adj to 10/18 to resolve.

10/2/23(mk): sent atty email for any updates

Interim resolution and carry to 10/4 - debtor pay 8000 before end of SEpt for PP rent and use and occupancy.

mk: 9/6 23: email to attys -will there be an Order setting forth terms they put on record?
no b/c put on recored and adj to 10/4

resolved : adj to 9/6/23 and debtor to pay 8,000 overnight and 2nd 8,000 by 9/5 if default the SV granted upon filing of a Cert of default and no need for 9/6 hearing . all rights preserved to 9/6


Debtor obj<>CHERYL T FRETZ /landlord (NORRIS McLAUGHLIN)
23,000 in Post pet arrears - no lease payments since march 2023:commercial LL of debtor's business- lease was executed in debtor name individually. even though runs business out of it and business in sub chapter 5-which is pending in PA

Debtor says will make immediate lease payment and then cure....

conf is rec dismissal -no 341 - docs supplied 8/11 and 341 now scheduled for 9/14/23

341 now on 9/14 and conf 10/4/23
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15148 / CMGStephen M. Goldberg, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $2,145.00
MTN TO REDUCING AND EXPUNGING CLM 1-1 US DEPT HUD

mk: second time motion is filed - this time proper service ok
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15282 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $360.00
US BANK TRUST /Sandpiper Court (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15299 / CMGGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15500 / CMGRodney Nelson, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Mk: if granted needs conf date far enough out to allow the 341 hearing to be scheduled and take place.


>says all docs now submitted and current

Case was dismissed at conf. on 9/6 for the following reasons:

1) 341 not held, not rescheduled - missing spouse POI May/June 2023 and spouse tax returns for 2021 and 2022

2) Not current with Trustee plan payments, arrears $164


Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15701 / CMGMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $900.00
EX, NATHALY CALLES, FOR FAMILY COURT (ANDRE KYDALA)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15721 / CMGBrad J. Sadek, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Recommend Granting
MOTION TO VACATE DISMISSAL OF CASE


MK; case was dismissed at con on 9/6 for lack of home insurance w/ personal liability coverage- at that time it was only forced palce.
Now has insurance.

Order is good and fixes conf for 11/1/23
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15822 / CMGRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
LVNV obj (Hladik, Ornoato)<>MTN TO EXPUNGE CLM #12

Debtor atty seeking sanctions
Matter ResolvedRequest
Adjourment
6410/18/2023 9:00 am23-15822 / CMGRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
LVNV obj ( Hladik Onorato)<>MTN TO EXPUNGE LVNV CLM #5
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15826 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
PLAN WAS DENIED ON 9/6/23 AND FAILED TO FILE A MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15849 / CMGMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>CENTRUST BANK/Eliphamets Lane, MA (BROWN & CONNERY)


mk: debt pertains to commercial loan made by creditor to Computer Power Systems LLC and personally guaranteed by debtor and a Denise Campbell. gave mtg on real prop in Cape Cod- went into foreclosure. bkcy filing stopped Auction sale on prop. by creditor Centrust

Debtor says addresses claim in plan
Centrust pre pet arrears 1,083,588,25
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-15849 / CMGMelinda D Middlebrooks, EsqOrder Shorten TimeNeeds Resolution of Issues - Objections
>>OST<<


MTN TO EXPUNGE CLM#9 OF CENTRUST BANK
Matter ResolvedRequest
Adjourment
6510/18/2023 9:00 am23-16113 / CMGPeter E. Zimnis, Esq.Order Shorten Time3rd Party Matter
10/4: atty needs more time

mk: Judge adj from 9/20/23 for more info.

341 is on 10/4


>>OST<<<

MTN TO USE CASE COLLATERAL AND PROVIDE ADQ PRO PYTMS TO FAMILY BUSINESS FUNDING

>>OBJ.FILED BY FAMILY BUSINESS FUNDING( JOE DEVINE,ESQ.

mk: no documentation included in motion and cert talks about
documents debtor is "alleged to have executed" cert is odd- says secured creditor asserted secured claim and security interest in prep pet collateral.
Debtor" assumes " valid lien...

Order says "alleged creditors" and then says Ct has reviewed documentation- THERE WAS NO DOCUMENTATION ATACHED TO MOTION"

Business is an LLC .daycare pre school

THERE IS AN OBJECTION TO THE PLAN FILED BY CREDITOR FAMILY BUSINESS FUNDING(#15)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-16178 / CMGJoseph Casello, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE CLM#4( Time share claim
Matter ResolvedRequest
Adjourment
9910/18/2023 9:00 am23-16456 / CMGRobert B Davis Motion Impose Automatic StayNeeds Resolution of Issues - Objections
creditor obj; debtor response<>MTN TO IMPOSE THE STAY

MK: this case filed 7/28/23.
341 on 10/12/23
1 PYMT POSTED 341 SCH 10-12

2 prior cases 2022 and 2023. now says going to sell home

creditor says no stay was in effect when prop was sold and co owner named in foreclosure. Sale occurred 8/3/23. Redemption period expired. property was sold to 3rd party.

need brief as to interplay b/w stay not in effect and co deboro stay

Brief by creditor in1 week

reply:by debtor 1 week after that hearing on 10/18
Matter ResolvedRequest
Adjourment
10010/18/2023 9:00 am23-16456 / CMGRobert B Davis Motion Confirming Automatic Stay is Not in EffectNo Opposition Filed
US BANK MTN TO CONFIRM STAY IS NOT IN EFFECT(Stern & E)

case filed 7/28/23:creditor says no stay was in effect when prop was sold and co owner named in foreclosure. Sale occurred 8/3/23 Redemption period expired. property sold to 3rd party

debtor says co debtor stay should apply as to sale void against her

need brief as to interplay b/w stay not in effect and co deboro stay

Brief by creditor in1 week

reply:by debtor 1 week after that hearing on 10/18
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-16616 / CMGPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
mk : case was dismissed on Ct OSC for failure to file missing docs

Debtor cert reveals hardships and attempt to work out something with Exeter Finance on the car. Does not say anything about ability to file the missing docs or a plan or about making Trustee payments
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-16814 / CMGGeorge E Veitengruber IIINotice of Request for Loss MitigationWithdrawn
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-16814 / CMGGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
6810/18/2023 9:00 am23-16997 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)3rd Party Matter


Debtor obj, marketing ppty<>FAY SERVICING/Vineyard Dr (FRIEDMAN VARTOLO) on Dug Out Drive property- seeking In Rem relief

3rd filing - prop at sheriffs sale several times
Matter ResolvedRequest
Adjourment
10110/18/2023 9:00 am23-16997 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj, actively marketing ppty; Creditor response<>GENTLE DENTAL PROVIDERS (PIOTR RAPCIEWICZ)

Creditor has j'ment and charging lien-
debtor says actively marketing property- will be paid at sale or Mp to pay thru plan-
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-17065 / CMGRussell L. Low, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-17418 / CMGRobert L. Schmidt Notice of Request for Loss MitigationNeeds Resolution of Issues - Objections
US Bank obj (RAS)<> MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-17433 / CMGKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)No Opposition Filed
JEAN WISNIEWSKI (PICKUS & LANDSBERG)
Matter ResolvedRequest
Adjourment
010/18/2023 9:00 am23-18297 / CMGRobert Cameron Legg, Esq.Motion Extend TimeNo Opposition Filed
MTN TO EXTEND STAY


mk: timely filed:
chg. of circumstances
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am19-25044 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanPending WorkupDebtor has made 33 of 50 required payments   Arrears: $16,622.00  Total Paid In: $113,548.00
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am20-16743 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 37 of 41 required payments   Arrears: $3,726.00  Total Paid In: $66,947.00
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am20-17796 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 28 of 40 required payments   Arrears: $3,192.00  Total Paid In: $30,705.00
Matter ResolvedRequest
Adjourment
11010/18/2023 10:00 am22-12735 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 16 of 18 required payments   Arrears: $300.00  Total Paid In: $4,800.00
9/20; wants short time (60 days) to get a LM creditorr says shorter time and apply for LM

AS OF 9/14/23 (SF)

1. Objection filed by Bank of NY Mellon (RAS) - firs plan proposed a loan mod, second plan proposed a sale and now the third plan proposes a loan mod again. Modified plan is a delay tactic to delay sheriff sale. Plan is not feasible.

2. Trustee motion to dismiss scheduled for 9/20 at 9



MP proposes $300 x 36 Base, Loan Mod by 2/1/24
Removes sale and adds loan mod
Plan has run 17 months with 19 months remaining

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am22-17041 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledPending WorkupDebtor has made 11 of 13 required payments   Arrears: $673.00  Total Paid In: $3,981.00
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am22-18410 / CMGJOSEPH ALBANESE, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 12 required payments   Arrears: $3,000.00  Total Paid In: $7,974.00
Matter ResolvedRequest
Adjourment
11310/18/2023 10:00 am22-20136 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 9 of 10 required payments   Arrears: $926.00  
says taxes filed 10/18 PEREMPTORY

ISSUES AS OF 9/15/2023 (DM): taxes are still estimated.

 ADJ to 9/20 Peremptory NFA (dm)
 7/19/23 mk: atty says all tax returns have been fled

1) IRS filed $56,635.99 priority claim that includes estimated taxes for 2019 - 2021 (UNRESOLVED).

***RESOLVED ISSUES***

A) IRS filed $7,950 secured claim not treated in the plan (OKAY TO ADD?? - mk: yes pay)

B) US Dept. of HUD filed a second lien on McCormick Dr property that is not treated in the plan (TREAT AS SECURED UNAFFECTED?? - mk: yes unaffected)

C) Amerihome Mortgage Co (Brock & Scott) OBJs - plan is silent as to pre-petition arrears of $13,691.50 - POC filed with $12,986.72 arrears (BROCK & SCOTT FILED A MOTION TO APPROVE A PARTIAL CLAIM LOAN MOD - ORDER ENTERED).

D) Trustee OBJ:
- Need a copy of homeowner's insurance renewal declaration which provides name of the Debtor (RECEIVED).
- Need to file Pre-Confirmation Certificate (FILED).
- Need DSO information for Lisa Vega (RECEIVED).
- Need last two checking account statements for account that checks are deposited into (RECEIVED).


Prop. Plan $926 x 60, Base
PTD 8/9 = $7,408
Last Claim (25-2)
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-10339 / CMGJAMAL J ROMEROConfirmation Hearing ScheduledPending WorkupDebtor has made 9 of 9 required payments   Arrears: $0  

9/329/23(mk) : creditor sent conduit info to AMT today for Conduit order on MFR so will provide the draft order to DM once i have it so that you have info to be consistent w/ your conf terms


9/20:See MK notes below in each #

ISSUES AS OF 9/15/2023 (DM):

***Despite stay relief on the Crine Rd property with no sheriff's sale permitted before 12/22/23, the debtor will need to sell this property before sheriff's sale due to the $500k of equity in the property and to fund the 100% plan. Note - the Myrtle Ave property also has $500k in equity***

 Wilmington Savings (STERN E) has a pending MFR on Myrtle Ave property scheduled for 9/20/23 - debtor has agreed to conduit on this property.

1) IRS filed $14,746.32 priority claim that includes estimated taxes for 2019 - 2022 not treated in the plan (AMENDED TO $414.22 - OKAY TO PAY??) MK: per atty YES PAY

2) State of NJ filed $2,178.34 priority claim that includes estimated taxes for 2019 - 2022 not treated in the plan (UNRESOLVED).mk:atty loooking into this.

3) Plan provides $85,396.55 priority treatment to NYS Dept. of Taxation - New York State filed POC (11-1) as a general unsecured claim (STRIKE PRIORITY PLAN TREATMENT??)mk: Per atty - YES STRIKE IT

4) Are $3,900 balance of attorney fees to be paid by the Trustee to former attorney V. Ava Murray, Esquire? Trustee requires something in writing from Ms. Murray if we are to pay or not to pay this prior attorney (UNRESOLVED). MK: atty has that in writing- email where Ms Murry Agreed- in post 341 docs

5) CitiMortgage (Powers Kirn) OBJs - sale plan on Crine Rd property is speculative, and plan does not demonstrate a sales price exceeding the liens encumbering the property (ORDER ENTERED GRANTING STAY RELIEF WITH PROVISO THAT NO SHERIFF'S SALE BEFORE 12/22/23 - MK: need to add that claim is being treated outside the
plan per stay relief).

6) Plan provides $37,205.39 secured treatment to JP Morgan Chase 2nd Mtg on Myrtle Ave property - POC filed with $278 arrear
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-11148 / CMGFRANK J FISCHER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 8 required payments   Arrears: $1,172.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-11705 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 7 required payments   Arrears: $3,419.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-11918 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $434.00  


As of 9/12/23(mk): CASE IS 6 MOS OLD

>>SAME ISSUES AS LAST HEARING INJ jULY>>


1. Plan has Cazenovia Creek Funding a sec per plan $1,100- NO CLAIM FILED - STRIKE IT?

2.- current Plan does not specify treatment of
Mount Holly MUA $51.40 under the Plan. OK
TO PAY?

3. Trustee Objection:
debtor has insufficient income -dispos -
income verifies $ -820.65.
-need proof of income for Feb. March and April
2023.
-Domestic Support Obligation information to
Adrianna Villarreal. need DSO FORM
-also -need 2 months bank statements for all bank
accts listed on Sched B prior to filing date.
- need Amendments to Schedules C to take
d(1) exemption on real property.
- Need 2 months statements from Cash App,
PayPal and Venmo prior to filing date.
-excessive expense items, such as: Support
payment $1,350.20 (must provide proof of
support such as order 10 days prior to
confirmation).
-There is estimated non-exempt equity in real
property $4,621.57 (pending amended
Sched C) and pending all bank account
statements.
- Must file pre conf Cert.


Plan:$434 x 60 begin 4/1/23; Base
5/6payments
Matter ResolvedRequest
Adjourment
8510/18/2023 10:00 am23-12303 / CMGFRANK J FISCHER, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $0  

9/26 workup for the 10/4 calendar EDC

**MP(#22) filed 8/28 and amended I & J- on for 10/4/23. MP does not address deficiencies in the original plan #2 and remaining trustee objectons.

As of 7/12/23 (DS): Debtor attorney requested adjournment to resolve creditor objections

6/7/23 (DS): 1. Trustee obj to the following:
- Need 2021 tax return for non-filing spouse (Debtor filed as HOH, not MFJ) and 2022 joint tax return, Feb & March bank statements for Wells Fargo acct#2330 and Bank of America acct#8701 prior to filing date.
- Excessive expenses on Sched J such as: $200 Homeowner's insurance (escrowed with mortgage), $280 Home maintenance and $567 Utilities and Car insurance is $400 (verifies $335).
- There is non-exempt equity $2,569 in 2012 Volvo.
- Must file Pre-confirmation certificate.

**The modified plan proposes an improper partial cramdown of 2nd mortgage

2. SLS-1st mtg (STEWART LEGAL) obj to arrears owed, arrears POC filed for $5,766.21. Obj must be resolved.

3. SLS/Deutsche-2nd mtg (STEWART LEGAL) obj to reclassifying claim plus interest rate and ask that arrears $51,782.89, per POC. Obj must be resolved.

4. Santander (2007 BMW) arrears claim filed $2,975. Creditor in Plan as outside but this does not remove arrearage claim. Need to move against claim. WILL ADD LANGUAGE TO CONF ORDER

Prop MODIFIED Plan $600 X 60 BEG 9/20/2023; 100% and Loan mod by 60 months

Note: Proof of social security income not needed as doc provided is dated 11/4/22. After deducting the difference in excessive expenses there would be disposable income $724. OK AMENDED I & J HAVE SIMILAR INCOME
Matter ResolvedRequest
Adjourment
15810/18/2023 10:00 am23-12396 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 7 required payments   Arrears: $1,966.00  
AS OF 9/11/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.


1. 341 has been scheduled for 10/5/2023.
2. Payments: 4/6, arrears $1,966
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-12456 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 4 of 7 required payments   Arrears: $2,100.00  
AS OF 9/27/2023 (at):

1. Objection filed by Lakeview Loan Servicing (McCalla) - failure to cure arrears of $4,276.63. (MOD PLAN PAYS ARREARS AND NO OBJECTION TO MODIFIED PLAN.)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - for husbands new job with Hilton Hotels (NOT RECEIVED)
- 2 months bank statements from TD Bank prior to filing date. (NOT RECEIVED)
- Amendments to Schedules to include the husbands new job (AMENDED - NEED PROOF OF INCOME)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $300, Electricity/heat/gas $502 and Medical/Dental $561.
- The current Plan does not specify treatment of US Dept of HUD under the Plan. (MOD PLAN LISTS HUD)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity in real property of $41,342.52, 2013 Chrysler of $1,050, 2010 Subaru of $3,500 and TD Bank (pending recent bank statements). (LANGUAGE ADDED)
- Must file Pre-confirmation certificate with the Court. (NOT FILED)

Modified plan before confirmation proposes: $2,100 x 1 beginning 4/1/2023, ? x 4 beginning 5/1/2023, $700 x 55 beginning 9/1/2023, not less than $28,000 to unsecured creditors
Payments: 3/6, arrears $2,100
(Plan modified to reflect required payment to Secured Creditor on
mortgage arrears and base dividend to unsecured creditors based on
non-exempt equity in assets.)
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-12597 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,835.00  
9/20: debtor waiting for Order on MFR- and will agree to conduit

ISSUES AS OF 9/15/2023 (DM): Trustee is requesting Conduit for case to continue.

 MFR - Prospective Relief requested scheduled for 8/16/23 (OTBS - what were the terms??)NO ORDER SUBMIT >>(9/18/23 mk: terms=are the usual MFR terms - account to remain current, if not current, we can file COD, etc. No unique language. will be submitted shortly



1) JPMorgan Chase (McCalla Raymer) OBJs - three previous Bk filing failed - creditor asserts bad faith (UNRESOLVED).

2) Trustee OBJ:
- Need 2022 tax return (UNRESOLVED).
- Disposable income verifies slightly higher at $3,885 - schedules are showing $3,744 in monthly disposable income (GUCs ONLY $140).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Recommending the Trustee Standard Order of Distribution.


Prop. Plan $1,835 x 60, 100% Plan
PTD 5/6 = $9,175
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
13010/18/2023 10:00 am23-12926 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $2,850.00  
mk: per AR adj to 10/18 if not POC by SBA by 10/4 debtor needs to file POC by 10/11

AS OF 8/30/23 (SF) Updated

RECOMMEND $11,400 PTD, $4084 X 56 (BEGIN 9/1/23) 100% PLAN W/MIN $119,138 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE

The plan requires 100%

Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$2,000/month SBA loan (need proof/statement) Need proof of expense 10 days prior to confirmation. (NONE PROVIDED AND NO CLAIM FILED YET)

- Verified income leaves monthly disposable income of $5,277.37.

- There is between $105,000 and $250,000 in non exempt equity in the residence. The recent price comparisons show a value of approximately $665,000. (THERE IN NONEXEMPT EQUITY OF $96,627.47 RESIDENCE AND $22,511.41 IN TIME SHARE FOR TOTAL OF $119,138

- The debtors need to add the Curacao timeshare and provide value (SCHEDULES AMENDED BUT NO CMA PROVIDED)


Plan proposes $2850 x 60 Base
Payments: 3/4 ARREARS: $2850

RESOLVED ISSUES:
- Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 5/23/2023. (RECEIVED)
- Need to resolve the estimated claim filed by the IRS. (AMENDED)
- The attorney's fees in the plan ($2,849) and the disclosure statement ($4,750) do not agree.
One of these must be amended. (STILL NEED)
- Need a copy of the last filed tax return - 2022 by 5/31/2023. (RECEIVED)

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-12959 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $800.00  
ADJ to 10/18/23 Peremptory (dm)
ISSUES AS OF 9/14/2023 (DM):

 7/27/23 (DS): Debtor attorney requested adjournment to resolve all issues.

1) Need to clarify situation with auto loss of 2015 BMW 3 Series associated with Santander POC (5-1) - per letter from Geico settlement is $12,586.02 and payoff on lien is $21,982.02. Need to know what was done with funds. (TRUSTEE LETTER SENT TO ATTY ON 7/6/23 ASKING TO FILE A MOTION).

2) Trustee OBJ:
- Excessive Expenses on Sch J: $900 annuity payments for non-filing spouse, $2,000 children's expenses, and $440 auto insurance (verifies $286 monthly after deducting the 2 vehicles (Santander - 2015 BMW auto loss, and GM Financial - stay vacate on 2020 Cadillac). THIS IS AN ABOVE MEDIAN CASE. IN REVIEWING FORM 22C, THERE ARE EXCESSIVE EXPENSES AS WELL. Line #13 for $2,000 children's expenses, Line #13b for $48 Santander - car is auto loss, Line #41 for $900 retirement deductions, and Line #43 for $380 additional transportation expense already taken on Line #11 - total transportation $1,022 will require proof. There would be significant disposable income.

- Debtor to supply updated pay information and Certification explaining his position that his income is lower now as no overtime. 2022 TAX RETURN GROSS INCOME FOR BOTH DEBTOR AND NON-FILING SPOUSE WAS $175,825 AND IN 2021 GROSS INCOME WAS $194,348.

- There is $12,242 non-exempt equity in real property.

- Santander (2016 BMW) filed arrears $620.91, but car was in accident. Needs resolution to claim, due to letter from Geico (SEE ABOVE).

***RESOLVED ISSUES***

A) AmeriHome (KML) OBJS - $12,829.81 arrears on Earnshaw Ln property (CONSENT ORDER ENTERED TO PAY).

B) Trustee OBJ:
- IRS and State of NJ filed priority claims, not in plan (PER ATTY, OKAY TO PAY THE CLAIMS).

Note: Updated CMA provided there is non-exempt equity $12,242.43. Transportation expense $500 is fine for 2 adults and Life insurance $248 as well. Updated homeowner insurance provided 7/21/23 and updated auto
Matter ResolvedRequest
Adjourment
14310/18/2023 10:00 am23-13013 / CMGAndrew M. Carroll, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 6 required payments   Arrears: $1,385.00  
issues as of 9/14/2023 (JMA)

1) Crestwood Village Six Community Association Inc (Collins Vella & Casello) objection to confirmation - need to resolve
-filed secured claim in the amount of $35,449.06
-disposable income is $431 and modified plan proposes a plan payment of $895/month - plan is not feasible
2) Trustee objection to confirmation - need to resolve
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): there is non-exempt equity in home $64,830.20, plan fails to provide minimum dividend
to gucs in the amount of $64,830.20
- -Need to file Pre-Confirmation Certification with Court

proposed plan $895x56 begin 9/1/2023 100% plan with loan mod by 12/15/2023
paid in $2,025
arrears $490
last claim 5
Matter ResolvedRequest
Adjourment
14510/18/2023 10:00 am23-13159 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $500.00  
9/13 workup for the 9/20 calendar EDC

MFR SN Servicing Wohlrab on for 9/20 needs to be resolved

* Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $66,984.79 and correct post petition payment amount is $2,368.16. (UNRESOLVED)

** Trustee's objection:
---The debtor(s) plan consists of unnecessary or excessive expense items, such as:
expenses for boat on Schedule J $502.08 boat insurance, $167 boat loan and $317 marina
fees. Total of $986.08. Boat is a luxury so as long as case remains at 100% trustee will
allow .

-- Monthly disposable income is over 5,000 per month and debtor proposes to only pay a
fraction of that into the plan.

--$23,856 in equity in residence
----------------------
RESOLVED ISSUES:
1. Capital One Auto Finance filed a secured arrears claim #4 in the amount of $246.73 which is not in the plan. Is it ok to pay this claim? (mk: PER ATTY OK TO PAY)
- Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023 (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $24,578 non exempt equity in real property (LANGUAGE ADDED - $23,856 NOW THAT THE IRS AMD IT'S CLAIM)

Plan proposes: $500 x 6 beginning 4/2023, $1,750 x 54, loan modification on Aldo Drive by 11/1/2023, 100% to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
15010/18/2023 10:00 am23-13524 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $1,680.00  
10/18 PEREMPTORY

AS OF 9/27/2023 (at):

CASE HAS BEEN PENDING SINCE 4/26/2023.

1. Shellpoint Mortgage needs to be served at a physical address, not just a PO Box. (lien strip in plan) (CORRECTED CERT OF SERVICE FILED 9/19/2023)

2. Objection filed by Deutsche Bank (McCalla) - failure to cure full arrears of $132,862.83. (Per POC) (UNRESOLVED)

3. Trustee's objection:
- Deutsche Bank (McCalla Raymer) objection to confirmation, approximate arrears $132,862.83 - need to resolve (UNRESOLVED)

RESOLVED ISSUES:
-must file pre conf cert. (FILED)
- The current Plan does not specify treatment of IRS under the Plan. (MOD PLAN PAYS THE IRS)
- need update proof of income/employment status for debtor 6 mos form confirmation (LANGUAGE ADDED)


Modified Plan before confirmation proposes: $850 x 60 beginning 5/1/2023, loan modification by 12/1/2023, base
Payments: 4/5, arrears $830
Matter ResolvedRequest
Adjourment
15110/18/2023 10:00 am23-13542 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

Debtor to send info on stolen truck- crediotr appeared R. Cohen - adj 30 days for debtro docs and lender reply

Regin Cohen rep Ally- will appear

9/13 Workup for the 9/20 calendar EDC

*Needs MP to add Ally Bank

1) Ally Bank (Lavin Cedrone) objection to confirmation - they were not listed in the plan--need to resolve- requests modified plan to provide for $63,875.90 plus interest
----arrears claim is only $3084.10 however---payments are almost $1300 a month


2) Trustee objection to confirmation - need to resolve
- The Schedules fail to account for the debtor(s) tax refund in the amount of $410 when determining disposable income. (OK EDC)


proposed plan $150x60 begin 5/1/2023 base plan
paid in $450
last claim 17

---------------------
RESOLVED
- Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED
- Trustee standard order of distribution - ADD NOTE TO CONFIRMING ORDER
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-13568 / CMGJeffrey E. Jenkins, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 2 of 6 required payments   Arrears: $437.00  
Matter ResolvedRequest
Adjourment
15310/18/2023 10:00 am23-13870 / CMGJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $0  

debtor atty and creditor to talk to try to resolve

As of 9/13/23 (DS):

1. US Asset Funding (HILL WALLACK) obj to plan not feasible. Plan will require a payment of $12,206 x 56 months, plan propose $11,700 monthly, disposable income verifies $11,773.

2. BELOW ISSUES REMAIN UNRESOLVED.

mk: MP filed- emailed atty - needs to contact chambers to get a hearing date for MP #30.

8/16/23 (DS): 1. MFR filed by US Asset Funding, Sched 9/20/23. Need outcome. (mk: WAS DENIED ORDER ENTERED 8/17- sorry - i mis marked it)

2. Trustee obj to the following:
- Debtor has undertaken improper use of exemption. Specifically: Sched C over-exempts d(5) by $1,475 based upon the full d(1) exemption taken.
- There is non-exempt equity in real property $208,817.90, 2014 Mercedes $45,550, Bank of America ckg accts#3971 $4,871.34 and acct#2408 $5.93 and Bank of America savings acct#4134 $37.32 total $259,282.49. 100% Plan
- Excessive expenses on Sched J: Utilities $1,000 and car payment $775. (100% Plan)
- 22c has disposable income $24,815.67. Plan is 100%
- Schedule I fails to add tax refund $355 when determining disposable income.
- Arrears claim filed by JPMorgan Chase $1,561.84. Trustee ok to pay? MOD PLAN PAYS ARREARS
- Mod plan Section 8(c) needs to be Trustee standard order of distribution.

3. ATCF II NJ (GARY ZEITZ) obj to not in plan, POC filed $168,911.52. Obj must be resolved. MOD PLAN ADDS TO PAY CLAIM.

Mod Plan Prop $8,920 x 3 begin 6/1/23; $11,700 x 57 begin 9/1/23; 100%
Note: AMENDED SCHED I FILED INCREASE CONTRIBUTIONS, FROM SON FROM $2,800 TO $4,000, HIS DISPOSABLE INCOME VERIFIES AND DAUGHTER CONTRIBUTION ALSO INCREASED FROM $750 TO $1,375 AND IS VERIFIED TO PAY. Estimated tax claim resolved, amended claim $0 owed.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14134 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 5 required payments   Arrears: $700.00  
AS OF 10/4/2023 (at):

RECOMMEND: $1,050 PAID TO DATE, $829 X 31 BEGINNING 11/1/2023, BASE
Claims will be paid according to the trustee's order of distribution.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2022 prior to confirmation. (NON FILING FOR 2018 - 2022)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $545/month for utilities. Need proof of excessive expenses 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $928.
- The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $350 x 36 beginning 6/1/2023, base
Payments: 3/5, arrears $700
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14170 / CMGPaul H. Young, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 2 of 5 required payments   Arrears: $2,460.00  
341 is 10/5/23.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14191 / CMGAndrew B. Finberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $3,300.00  
issues as of 8/23/2023 (JMA)

1) Santander Consumer USA/Chrysler Capital (Morton & Craig) objection to confirmation and objection to cram, need to resolve THIS IS A 100% PLAN, WHY CRAM THE CAR?

2) New Rez LLC/Shellpoint Mortgage Servicing (Pincus Law Group) objection to confirmation - need to resolve

-estimated pre-petition arrears $117,764.65
3) Finwise Bank filed secured claim 3 for upright freezer claim amount $328.43 - need to either pay claim through plan or move against it

4) Trustee objection to confirmation - need to resolve
- must resolve creditor objections by New Rez and Santander.
- must file pre conf cert.
- student loans outside

proposed plan $1,650x60 begin 6/1/2023 with loan od by 12/31/2023 100% plan and student loans outside plan
paid in $3,300
arrears $1,650
last claim 5
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14359 / CMGADAM SCHNEIDER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $250.00  
341 was scheduled for 10/5 - NOT HELD
4/5 payments

Matter ResolvedRequest
Adjourment
16510/18/2023 10:00 am23-14424 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 5 required payments   Arrears: $1,200.00  
atty filed Loss mt appli.

9/19 UPDATED workup for the 9/20 calendar EDC

*City of Burlington Utility did not file claim. Trustee will not pay unless claim filed

1) SN Servicing/USBank (Friedman Vartolo) objection to confirmation - need to resolve
-pre-petition arrears $34,831.56

2) American First Finance LLC filed claim 15 for $553.27 - not treated in plan, either pay claim or move against it--TRUSTEE WILL PAY PER ATTORNEY

proposed plan $400x6 begin 6/1/2023 $529.41x54 begin 12/1/2023 base plan

----------------------
RESOLVED
-Need to file Pre-Confirmation Certification with Court RESOLVED, FILED
-auto insurance renewal, policy provided expires 8/6/2023, confirmation hearing is 8/16/2023(done)
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14450 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $500.00  Total Paid In: $1,400.00
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14460 / CMGGeorge E Veitengruber IIIOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 5 of 5 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
14610/18/2023 10:00 am23-14651 / CMGChristopher G. Cassie, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $6,525.00  
issues as of 8/23/2023 (JMA)

1) Princeton Federal Credit Union (Saldutti Law) objection to confirmation - need to resolve
-plan does not provide for repayment of arrears

2) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22c has disposable income, plan pays 100%.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity in real property $2,177.28 and non-exempt equity in Bank of America acct $1,260.97.
- Princeton filed arrears claim $40,501.27, listed in Plan as outside and unaffected.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate - RESOLVED, FILED

proposed plan $2175x36 begin 6/1/2023 100% plan
paid in $4,350
arrears $2,175
last claim 4
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14805 / CMGPeter J. Broege, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14816 / CMGDavid G. Beslow, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 4 required payments   Arrears: $1,275.00  
341 is 10/5/23.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-14949 / CMGJeffrey E. Jenkins, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 4 required payments   Arrears: $2,732.00  
Matter ResolvedRequest
Adjourment
15210/18/2023 10:00 am23-15036 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $500.00  
issues as of 8/23/2023 (JMA)

1) Santander Consumer USA Inc (Morton & Craig) objection to confirmation - need to resolve
-wants claim of $16,165.88 paid with 11.25% interest

2) Trustee objection to confirmation - need to resolve
- Amendments to Schedules B & C to add lawsuits( atty says all pro se - will sent info and Mk will review and discuss w/ JMA
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $225,066 in non-exempt equity in the residence. (100% plan)
- Need to resolve objection by Santander Consumer.

proposed plan $500x60 begin 7/1/2023 100% plan
paid in $1,000
last claim 7

Matter ResolvedRequest
Adjourment
17410/18/2023 10:00 am23-15038 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $600.00  
see mk notes

As of 9/18/23(mk): needs to make Sept payment and resolve estimated tax


1. St Of NJ- still estimated- no return for 2022 ATTY SENT IT 9/18

2. Plan has Mtg co ( shellpt/Mew Rez) as unaffected- POC ARREARS OF $2,120.76- OK TO PAY? MK; YESPAY

3. Trustee Objection:
There is $18,766 in non exempt equity in the residence.
There is $631 in non exempt equity in the 2018 Honda.
TOTAL 25 ,058. Plan proposes min 34,000 to gucs.

-----------RESOLVED------------
IRS Estimated claim. No return 2022- APOC FILED 9/13
- Need May and June bank statements for USAA account 4608. (Provided)
- Need May and June bank statements for PNC accounts 9323, 9331 and 9358.(Provided)
Per the 22C, monthly disposable income is $1,438 which requires a minimum dividend of
$88,980 to general unsecured creditors. (MK: USE I & J and proofs)

Plan: $600 X 12; $775 X 48 BEG 7/2023; MIN $34,000
2/3 payments
Matter ResolvedRequest
Adjourment
18710/18/2023 10:00 am23-15094 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,318.00  
As of 8/10/23 (DS): Attorney submitted adjournment, no homeowner insurance was provided, emailed atty on 8/8/23 to provide, no response to email, therefore adjournment request has been denied.

As of 8/3/23 (DS): 1. Trustee obj to the following:
- Need updated homeowner insurance, if not confirmed by 8/16/23 (insurance expires 8/22/23), May and June bank statements from TD Bank and M&T Bank prior to filing date and statement from Mutual Funds prior to filing date..
- There is non-exempt equity in real property $199,906.49, $20,500 2016 Ford F250; $8,916 2021 Godfrey Boat; $2,950 2005 Chevy, $25,000 1992 Ford Dumpster Truck, Jewelry $1,650, Santander acct $44,971.77 and TD Bank and M&T Bank accts (pending statements).
- 22c Line 45 shows disposable income $4,977.36 and disposable income verifies $4,477.
- Sched J has excessive expenses, but plan has proposed 100%.
- Must file Pre-confirmation certificate.

2. IRS filed estimated tax claim, which needs to be resolved, 2018-2021 tax returns not filed.

Prop Plan $1,318 x 60 begin 7/1/23; 100%
Matter ResolvedRequest
Adjourment
19510/18/2023 10:00 am23-15215 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $3,000.00  
issues as of 9/14/2023 (JMA)

1) M&T Bank (Parker McCay) objection to confirmation - RESOLVED, CONSENT ORDER FILED PRE-PETITION ARREARS $152,508.15 WILL BE PAID THROUGH PLAN
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - 2022 prior to confirmation -RESOLVED, PROVIDED RETURN
- Need a valuation for the business. Gas station/convenience store cannot be worth $0.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $251,790 in non-exempt equity in the residence. (100% plan) CLAIM IS HIGHER AND THERE ARE PRIORITY AND SECURED CLAIMS FROM THE IRS AND STATE OF NJ, THE PRIORITY CLAIMS ARE ESTIMATED, CURRENT NON-EXEMPT EQUITY IS $125,649.06
- There is $3,656 in non-exempt equity in the 2013 Camry.
- There is $2,577 in non-exempt equity in the Santander bank accounts.
- Need to resolve objection by M&T Bank - RESOLVED
- Need to file Pre-Confirmation Certification - NOT FILED TO DATE
- Need to provide Partnership documents - NOT PROVIDED
- Need to provide Acquisition document - NOT PROVIDED
3) IRS priority and guc claims are estimated - need to resolve
4) State of NJ priority and guc claims are estimated - need to resolve

proposed plan $3,000x60 100% plan
paid in $9,000
last claim 23
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15236 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $156.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15357 / CMGSTEVEN D PERTUZ, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $6,800.00  
As of 8/30/23 (DS): Debtor attorney requested adjournment, 341 sched 9/21/23.
Matter ResolvedRequest
Adjourment
16210/18/2023 10:00 am23-15521 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $200.00  
341 now on 10/5/23

AS OF 9/5/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
16310/18/2023 10:00 am23-15524 / CMGPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $328.00  
AS OF 09/05/23 Updated

341 not held - Rescheduled to 10/5/23
payments: 2/3 Arrears: $328
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15629 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $0  

**MAG**<<>>

As of 9/1/23 (DS): Debtor attorney requested adjournment, 341 sched 9/28/23
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15705 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $200.00  
issues as of 8/22/2023 (jma)

1) 341 not held - Rescheduled to 9/21/23
2) Payments: 2/2

3) Need to file Pre-Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
17210/18/2023 10:00 am23-15720 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 3 required payments   Arrears: $0  

AS OF 8/22/23

341 not held - not rescheduled
payments: 2/2

341 now on for 9/18
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15743 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $1,068.00  
AS OF 10/4/2023 (at):

1. American First Finance filed a secured claim #9 in the amount of $586.89 which is not in the plan. Is the debtor going to pay this claim or move against it?

2. American Honda Finance filed a secured arrears claim #1 (2022 Honda HRV lease) in the amount of $1,011 which is not in the plan. Is the debtor going to pay this claim?

3. Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- AS of now, at debtor's value, There is $49,113 non-exempt equity in home, may change when
2nd mortgage claim is filed. Need to pay minimum $53,267 dividend to general
unsecured creditors. Equity may be more after updated valuation. (2ND MORTGAGE CLAIM FILED. NON EXEMPT EQUITY IS $48,919)
- Trustee disputes valuation of residence . Need update valuation on home as comparables were only listings. Zillow has value at $563,700 with
recent sales to support that. (CMA IS OK)
-Need to file Pre-Confirmation Certification with Court (NOT FILED)

Plan proposes: $1,068 x 60 beginning 8/1/2023, not less than $52,100 to unsecured creditors
Payments: 2/3, arrears $1,068

Matter ResolvedRequest
Adjourment
17710/18/2023 10:00 am23-15764 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 8/17/23 (DS): 341 not held 8/3/23, missing all docs


341 now on 10/5.
Matter ResolvedRequest
Adjourment
11810/18/2023 10:00 am23-15822 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,473.00  
As of 9/26/23 (DS): 1. Prestige Financial-2019 Nissan (MORTON) obj to cram since it was purchased 7/14/22, less than 910 days from 7/7/23 filing. Must resolve obj.

2. State of NJ filed estimated tax claim, 2019-2022 tax return not filed. Must resolve claim.

3. Motions to expunge claims#2-1 to claims#5-1 and claim#12-1 all claims filed by LVNV Funding and scheduled 10/4/23.

4. BELOW ISSUES REMAIN UNRESOLVED.

As of 9/1/23 (DS): Debtor attorney requested adjournment to allow time to resolve IRS estimated claim

9/6/23 (DS): 1. Trustee obj to the following:
- Need 2022 Tax returns for Debtor only.
- Must resolve IRS estimated tax claim, 2019 - 2022 tax returns not filed.
- Must file Pre-confirmation certificate.

Prop Plan $982 x 60 begin 8/1/23; Base
Note: Service to motions in plan done 8/17/23.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15849 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $5,000.00  
mk: 9/18/ atty has proof of 2 payments for 5,000. electronic - ok to adj




341 now on 10/4 still no $


issues as of 9/20/2023 (JMA)

1. 341 not held, not rescheduled
2. Modified plan filed, scheduled for 10/18/2023
3. No Trustee plan payments to date, arrears $10,000
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15884 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $375.00  
AS OF 8/30/23 (SF)


1. 341 NOT HELD - RESCHEDULED TO 9/28/23
2. PAYMENTS: 1/1

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15944 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $630.00  
issues as of 8/21/2023 (JMA)

1) 341 not held, not rescheduled - still missing documents - CMA, Deed and mortgage statement

2) No Trustee plan payments to date, arrears $315 (Copy of money order received in the amount of $315)

3) Need to file Pre-Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-15986 / CMGTHOMAS J ORR ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 9/15/23 (DS): Debtor attorney equested adjournent to allow time to file mod plan

As of 9/12/23 (DS): 1. Plan does not mark off Section 5a of plan on how to handle gucs. Need mod plan to address this issue.

2. Diamond Credit Union (MICHAEL DUPONT) obj to arrears owed are more, POC filed $24,242.64. Obj must be resolved.

3. Shellpoint (CHARLES WOHLRAB) obj to arrears more, POC filed $40,709.92. Obj must be resolved.

Prop Plan $1,200 x 60 begin 8/1/23; ??? gucs
Note: Auto insurance provided and Pre-confirmation cert filed 8/28/23.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16011 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 9/13/23(mk):

>>PLAN IS 100% BAR DATE 9/22/23. SHOULD ADJ. TO AFTER THAT TO 10/4/23<<


1. Objection by MTG Pinnacle Federal Credit Union( Dupont)
- plan fails to pay full arrears of $4,172.92

2. Bifurcated Claim (2-1)filed by Leisure Village West
secured:14,564.11
unsecured 1,972.23
Plan pays Leisure Village arrears $15,822.24

--------Resolved------------
Trustee Objection:
-there is NE Equity in real property $33.014- PLAN IS 100%


Plan:$440 x 60 begin 8/1/23; 100%
2/2 payments
Matter ResolvedRequest
Adjourment
19410/18/2023 10:00 am23-16050 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $200.00  
AS OF 9/15/23 (SF)

1. Objection filed by Towd Point Mortgage Trust (McDonough) - failure to pay arrears of $98,343.05 and speculative loan mod- MK: debtor doing it on their on and LM Package not been submitted. MUST BE SUBMITTED BEFORE NEXT HEARING

2. Specialty Surgery Center filed secured judgment claim 5-1 in the amount of $1445.43 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:

- The debtor has insufficient income .Disposable income $73.00.

- Need Statement for value of Rivian Automotive stock prior to filing date.(RECEIVED. THERE IS $323 NON EXEMPT EQUITY IN ROBINHOOD PORTFOLIO)

- The Schedules fail to account for the debtor(s) tax refund in the amount of $411 when determining disposable income.

- Trustee standard order of Distribution


Plan proposes $200 x 36 Base, Loan Mod by 1/31/24
Payments: 1/2 Arrears: $200
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16057 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 10/4/2023 (at):

RECOMMEND: $900 PAID TO DATE, $523 X 57 BEGINNING 11/1/2023, BASE WITH A MINIMUM OF $18,406.00 TO UNSECURED CREDITORS
Debtors' attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Preserve non exempt equity of $18,406 in real and personal property.

1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure full arrears of $5,162.54. (Per POC) (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - July and August pay stubs for co-debtor. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $573.96.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- Debtors' attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,122 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $15,284 in non exempt equity in the bank accounts. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 8/1/2023, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16087 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 9/14/23 (DS): Debtor attorney requested adjournment to pass bar date.

As of 9/12/23 (DS): 1. AERai Grp (ROBIN LONDON-ZEITZ) obj to cram of tax lien should be priority since lien was originally sold to City of Trenton 6/26/19 and governs priority of all other tax liens and judgments. Obj must be resolved.

Prop Plan $2,208.59 x 60; Base
Note: Service to motions in plan not needed obj filed by creditor and Pre-conf cert filed 8/17/23.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16113 / CMGPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,440.00  
ESTIMATED IRS POC $51,219.44
No business forms for LLC or whatever the entity

341 meeting now on 10/5
1/2 payments

objection by Family Business Funding( Joe Devine of Tromberg, Morris et al)

MP(#16) filed Hearing date 10/4 to include Family B'ness Funding in the Plan for AP payments and payment of their secured claim.
mk: none filed as of 9/18. bar date is 9/26

ALSO ESTIMATED IRS CLAIM. INCOME AND WT-FICA TAXES NO RETRUN 2022
PLAN DOES NOT INCLUDED THE FIXED PROTION OF THE AMT DUE TO IRS OF $49,270.74 THEN THERE IS EST PART OF 1,948.70

PLAN APYMENT INSUFFICIENT TO PAY TAX CLAIM EVEN EHN EST. AMT IS RESOLVED.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16123 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
11/15/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $2,000.00  
needs more time for APOC for estimated tax and got LM- once agm't signed will file motion

AS OF 9/12/23(MK):

>>Plan is 100% bar date is 9/26 .should be adj to after that<

1. Estimated Tax claim for IRS- priority & Guc.

2. Objection By M & T Bank(McCalla): Resolved: Pay claim and debtro will pursue LM by 10/31 or as extended.
- LM speculative

3.Trustee Objection:
-Amended Disclosure has -0- balance of atty fees. Atty re'd full flat fee 4750. Plan has 3,325- rec's full flat fee $4750. IF THE 3,325 Needs fee app for the estimated
- NE equity $17,553- Plan is 100%


Plan:$1000 X 6; $2100 X 54 BEG 8/2023; LM 1/30/2024 (128 CLEVELAND AV); 100%
1/2 payments
Matter ResolvedRequest
Adjourment
20210/18/2023 10:00 am23-16161 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 3 required payments   Arrears: $1,832.00  
AS OF 10/4/2023 (at):

341 is scheduled for 10/19/23.
Payments: 1/3, arrears $1,832
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16178 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
issues as of 9/8/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $318.82/month mortgage on other property; $166.67/month taxes on other property - NO OTHER PROPERTY LISTED ON SCHEDULE A.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $225,678 in non exempt equity in the residence. (100% plan )
- Need to file Pre-Confirmation Certification

proposed plan $1,000x60 begin 8/1/2023 100% plan
paid in $1,000
arrears $1,000
last claim 3
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16314 / CMGDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 0 of 3 required payments   Arrears: $1,530.00  
as of 10/4/23(mk)

341 on 10/19
NO PAYMENTS 0/3
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16364 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $400.00  
9/20/23(mk) atty working on resolving issue w/ 1st mtg and says 2nd mtg resolved- see below


As of 9/13/23(mk):

1. Notice For Loss Mit On 9/20- obj by Stern Lav for Bank Of NY/Mellon-2nd MTG- claim filed by Realtime as agent for Bk Of NY). RESOLVED LOSS MIT GRANTED

2. Objection By Wilmington(RAS) 1st mtg:
-LM speculative.(MK: appears to be order for Loss mit on this mtg entered 8/16/2 3#14. so Lm 90 days so 11/14/23 RESOLVEDMK: FOLLOW LOSS MIT ORDER EMAIL :LM by11/14/23 or as extended TR AUthorized to pay arrears pending LM

3. Trustee objection:
-Income verifies higher ($3,519.23) than scheduled ($2,930.67) for
the debtor resulting in $1,008 monthly disposable income.
- Plan has Avoid Lien of St of Nj- Dept of Labor- they filed an unsecured lien MK: ATTY WILL FILE MOTION TO EXPUNGE CLAIM

---------------
-need Amendments to Schedules B and C to add bank acct listed on
Debtor's pay stubs. NOT IN Name of deboro
-need 2 months (June & July) bank statements.(provided)


Plan:$400 x 36 begin 8/1/23; Base and Loan mod on both 1st and 2nd mtgs on Elm St 6 months after conf
1/2 payments
Matter ResolvedRequest
Adjourment
13410/18/2023 10:00 am23-16532 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 9/29/2023 (at):

1. Objection filed by Specialized Loan Servicing (Meadow Street) (Stewart Legal) - failure to cure arrears "per proof of claim". (No claim filed to date)

2. Trustee's objection:
- Must resolve creditor objection. (UNRESOLVED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - for Oceanic Dr (expires 8/24/23). (RECEIVED)
- Must resolve IRS estimated tax claim. (NO LONGER ESTIMATED)
- Domestic Support Obligation information for support payments listed on Schedule J. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in Meadow St $31,256.60, Oceanic Dr $379,626, Colonial Ct
$42,844, Cash $3,525, TD Ameritrade $8,000, MJMD, LLC $10,000 and Jersey Four Sure
$10,000. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $2,513 x 60 beginning 8/1/2023, 100% plan
Payments: 2/2
Matter ResolvedRequest
Adjourment
13610/18/2023 10:00 am23-16547 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $675.00  
closing st uploaded

As of 9/25/23 (DS):

1. Trustee obj to the following:
- Need Certification and documentation, including Settlement Statement, regarding the disposition of $60,000 in proceeds received from the sale of condo.
- Sched J has excessive expenses: $190 cell, $500 food and $400 pet care, due to excessive expenses disposable income would verify $1,139.38.
- Must file Pre-confirmation certificate.

Prop Plan $675 x 36 begin 8/1/23; Base
Note: Expenses $150 personal care and $200 entertainment ok.
Matter ResolvedRequest
Adjourment
21610/18/2023 10:00 am23-16648 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,538.00  
As of 9/12/23 (DS):

1. No payment made for 9/1/23, 0 out of 1, arrears $1,538.

2. Trustee obj to the following:
- Need July and August bank statements from First Unity Bank acct.
- There is estimated non-exempt equity in the vehicles $13,860, must provide valuation on all vehicles list on Sched B to determine value on all 7 vehicles. (NADA values 2011 Sienna $6,788, 2005 Corolla $615, Jaguar $11,100, 1991 F150 Lariat $2,350 but cannot determine value of 1996 Ford Van (no model info).
- Must resolve creditor objection.

3. Wilmington (BROCK & SCOTT) obj arrears owed $80,293.41, plan has $76,166, no POC filed. Must resolve obj. MK: ATTY SAYS WILL PAY POC

Prop Plan $1,538 x 60 begin 9/1/23; Base
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16698 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,526.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16703 / CMGStephen M. Zullo, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $3,702.00  
mk: fyi Order resolving obj to conf by creditor Guaranteed Rate(Ras) was submitted 9/7. Terms= amt to be paid to creditor is approx $101,459 subject to final POC figures to be filed.
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16717 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $150.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16773 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16797 / CMGRodney Nelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $290.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16814 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $4,974.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16841 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $606.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16854 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,970.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16902 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $771.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16906 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $296.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16908 / CMGScott E. Tanne, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,437.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16949 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16974 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,520.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16990 / CMGJay L. Lubetkin Confirmation Hearing ScheduledContinued
11/15/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $3,062.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16994 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16996 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-16997 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,000.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17007 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $168.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17031 / CMGPaul H. Young, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17036 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17038 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $2,894.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17050 / CMGRhonda E. Greenblatt, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

9/11/23(mk); matt Fissel rep Lakeview Loan and advises thathe has been in touch w/ debtor's counsel and expects the obj to be resolved as their #s are not far off. stay tuned.. his objection is resolved
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17059 / CMGFREDERICK J SIMONConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $152.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17065 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $100.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17103 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,745.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17104 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17110 / CMGBruce W. Radowitz, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,000.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17140 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $265.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17141 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $660.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17160 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
11/15/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $730.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17189 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 2 required payments   Arrears: $1,333.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17223 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $585.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17239 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $650.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17294 / CMGJeffrey H. Ward, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,536.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17335 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $163.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17364 / CMGDAVID A. KASENConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,117.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17399 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $450.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17409 / CMGCarol L. Knowlton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17437 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $771.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17461 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17486 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $536.00  
Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17525 / CMGAndy Winchell Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/18/2023 10:00 am23-17638 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
11/15/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $252.00  
Matter ResolvedRequest
Adjourment
010/18/2023 11:00 am23-18046 / CMGKarina Pia Lucid, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm17-16860 / CMGJeffrey E. Jenkins, Esq.Motion CompensationNeeds Resolution of Issues - Objections
Tr obj, no funds on hand to pay in plan
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm18-14201 / CMGJeffrey E. Jenkins, Esq.Motion CompensationNeeds Resolution of Issues - Objections
Tr obj, insufficient funds on hand to pay entire fee in plan
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm18-31145 / CMGJacqueline R. Rocci, Esq.Motion CompensationNeeds Resolution of Issues - ObjectionsTotal Paid In: $51,812.00
adding fees of $3400 w/ 2 mos to go as of August would increase Tr payment to over 4,000 x 2 begin 9/1/23. Not feasible

mk: per atty- working on this w/ debtor - will likely have a revised order to pay outside
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm18-34500 / CMGJeffrey E. Jenkins, Esq.Motion CompensationNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,461.00
Tr obj, not feasible to pay in plan with 3 months left to complete
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm19-30858 / CMGWarren Brumel, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $30,370.00
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm22-10054 / CMGJeffrey E. Jenkins, Esq.Application for Retention of RealtorNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,250.00
Trustee obj<>APPLICATION FOR REALTOR RETENTION
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm22-12011 / CMGDavid E. Shaver, Esq.Motion CompensationRecommend GrantingTotal Paid In: $9,617.00
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm22-16293 / CMGKarina Pia Lucid, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $26,761.00
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm22-18267 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $6,833.00
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm22-19020 / CMGJustin M. Gillman, Esq.Motion CompensationRecommend GrantingTotal Paid In: $4,098.00
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm23-11427 / CMGSTUART M NACHBARMotion CompensationRecommend GrantingTotal Paid In: $4,480.00
TR ObjeCtion - IS WITHDRAWN

need higher payment or extend 36 mo plan
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm23-13505 / CMGJonathan Goldsmith-Cohen, Esq.Motion CompensationRevised Order SubmittedTotal Paid In: $3,863.00
REVUSED ORDER SUBMITTED


Tr obj, atty disclosure indicates these fees were paid outside; proposed order is to pay in plan
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm23-13759 / CMGAndrew Thomas Archer Motion CompensationRecommend GrantingTotal Paid In: $2,324.00
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm23-14599 / CMGMarc C. Capone, Esq.Motion CompensationRecommend Granting
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm23-15340 / CMGSteven Alan Alpert Motion CompensationNo Opposition Filed
CH 7 TR MOTION FOR COMP
Matter ResolvedRequest
Adjourment
010/18/2023 12:00 pm23-15883 / CMGPaul Evangelista, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $3,000.00
Matter ResolvedRequest
Adjourment
010/18/2023 3:00 pm23-11705 / CMGEdward Hanratty, Esq.AP Summons IssuedJudge to Reserve Decision
AP 23-1231 MORRIS VS. ALEX BARTH HOWELL - Pre Trial
Matter ResolvedRequest
Adjourment
010/18/2023 3:00 pm23-14111 / CMGYakov Rudikh, Esq.AP Summons IssuedJudge to Reserve Decision
AP 23-1215 simkhayev vs. poll PRETRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes