| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
|
Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 18-19366 / CMG | Stephen M. Goldberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 18-29892 / CMG | David G. Beslow, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj<>WELLS FARGO BANK/ Musky Ridge Dr (BROCK & SCOTT) |
|
Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 19-21760 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, made pymt<>FAILED TO PAY PLAN BALANCE 411.74. plan is mo 64 as of Oct. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 19-22409 / CMG | Stacey L. Mullen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Payment posted FAILED TO PAY PLAN BAL/PLAN EXPIRED plan balance 1,046 .plan n mo 63 as of sept. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 20-14492 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Continued 11/6/2024 9:00 am | Atty holding $20,402.50 cashier's check - ADJ to 11/6 for payment to post (dm) Debtor obj, will pay<> ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 20-16699 / CMG | Andrew Thomas Archer, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Recommend Granting | 10/1/24: atty response only 4,510.02 left to pay to gucs in plan and case will complete in 3 mos- Tr obj w/d mk: case was voluntarily dismissed on debtor's' motion In August. Now wants to vacate that order. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 20-16741 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/PHH |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 20-17313 / CMG | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT; MP 10/16 **SUBJECT TO TERMS**<<> MP filed 9/3/24(#144)extends Lm time Debtor obj, filing MP<>FAILED TO LM BY 6/30/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 20-21659 / CMG | David G. Beslow, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Atty filed obj, debtors will make pymt<> ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 20-24079 / CMG | Kevin C. Fayette, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Recommend Granting | MTN TO EXPUNGE REGION BANK CLM #7 adj 10/16 for service- AMNEDED CERT OF SERVICE FILED -OK MK: debt not owed by debtor but rather the proofs name an entirely different person Tr Obj:service is at POC address but not to attn of anyone like corp officer or authorized pern to accept service AND IT IS AN FDIC INSTITUTION SO SERVIDE MUST BE BY CERTIFIED MAIL |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-12831 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS 22,125 as of 10/1/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-13109 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Trustee Order | AMT: $14,140 PTD (30); $288 X 30 BEG 11/1/24 ( ATTY OK)<<>> Debtor obj, will make $500 pymt & requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT: $ 66,349 PTD (30: $ 4,300 X 30 BEG 11/1/24 ( ATTY OK)<<>> Debtor obj<>ARREARS as of 10/1/24 are $8,026 lg payment made 9/18 and posted 9/17/24(mk) email from atty debtor making 15,000 payment today- wants adj what is source of funds? answer: mother in law |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-14934 / CMG | Stacey L. Mullen, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 10/1/24: matter was original marked settled as a status change was filed. Creditor then requested 2 week adj to be sure payments post Debtor obj<>CITY OF TRENTON (GARY ZEITZ) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-15422 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS 9,000 as of 10/1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-15489 / CMG | Allen I. Gorski, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | NATIONSTAR MTG /Cottage Circle(ALBERTELLI LAW) debtor opp'n> have a payment plan and working on a LM |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-16411 / CMG | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | LM Granted 9/30/24 Debtor obj, filing mtn to approve lm<>FAILED TO LM BY 6/30/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-18267 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 10/1/24(mk) Order submitted Rolls arrears into plan and MP in 15 days- Debtor obj, made pymt<>LAKEVIEW LOAN/Winding river Rd (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-18545 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | FAY/WILMINGTON/Seton Hall Dr (GROSS) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 22-18545 / CMG | Yakov Rudikh, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | OST - MTN FOR VOLUNTARY DISMISSAL |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-11212 / CMG | Lee M. Perlman, Esq. | Trustee Certification of Default | Withdrawn | AMT: ARREARS CURED/WILL COMPLETE TIMELY<> Debtor obj, made pymts<> ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-11401 / CMG | Francis P. Cullari, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | debtor to pay in full by 10/16 hearing date Debtor obj, will pay<>AURORA FINC GROUP /Archertown Rd (McCALLA RAYMER) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-12022 / CMG | Lee M. Perlman, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | case was dismissed on TR motion on 8/21/24 for arrears TR OBjection: To be current thru October needs 16,800- Debtors must have proof of funds to submit w/in 10 days of any Order entered to vacate the dismissal. 100% plan |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-12340 / CMG | Kevin C. Fayette, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, made pymts<>CROSSCOUNTRY MTG/Silver Lake Dr (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-12494 / CMG | Peter E. Zimnis, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, disputes missing pymt<>FREEDOM MTG/Stevenson ave (Brock & Scott) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-14312 / CMG | Stacey L. Mullen, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debor obj, can make payments<>PLANET HOME LENDING /Ember Lane (KML) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15032 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | amt: MP 10/16<<>>Subject to Terms ARREARS debtor opp'n> filed MP |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15036 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS 6,230 as of 10/1/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15148 / CMG | Stephen M. Goldberg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>SANTANDER CONSUMER/2019 Lexus (EISENBERG) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15282 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | amt: adj pending filing of mtn to sell (atty ok)<> Debtor obj, new contract<>FAILED TO SELL SANDPIPER CT PPTY BY 6/30/24; SALE ORDER 3/18/24 EXPIRED AFTER 90 DAYS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15282 / CMG | Robert Cameron Legg, Esq. | Motion Sell Free and Clear of Liens under 363(f) (FEE) | Needs Resolution of Issues - Objections | Sandpiper Cove Condo limited obj (Giordano Hallean)<> MTN TO SELL SANDPIPER CT PPTY FREE AND CLEAR<<>> TR limited objection to require such a motion be added to the Order for sale to be filed w/in 14 days of closing. Order says proceeds to TR to pay off base plan. NEEDS MOTION TO PAY PLAN OFF EARLY- motion voids Judgments that were in confirmed plan sale K 305,000 realtor retained plan in mo 15 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15428 / CMG | George E. Veitengruber, III, Esq. | Trustee Certification of Default | Withdrawn | AMT: MP 10/16 ** HONOR ROLL**<<>> 9/25/24(MK): 11,600 posted 9/25/24> and MP (#41) On 10/16/24. 100% so all arrears will be included-note debtor is NOT selling home ------------------------ MP w/in 14 days from 8/7/24- NOT FILED as of 9/12/24 atty sent proof of TFS payment made 8/6 for 8,000- we have no proof of efforts to sell- told him to appear AMT: FILED SUPPLEMENTAL CERT, FAILED TO CURE ALL ARREARS W/I 21 DAYS OF 6/5/24 ORDER VACATING DISMISSAL AND FAILED TO FILE MTN TO SELL, RETENTION OF PROFESSIONAL W/I 14 DAYS<<>> Debtor obj, made pymt<> ARREARS 39,337.57 SEE ALSO |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15521 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 10/16**NEEDS RESOLUTION*** FAILED TO REFI BY 7/1/24 debtor opp'n>>filed MP to remove refi and make it a cure plan |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15541 / CMG | Peter E. Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15720 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 10/16** RECOMMEND DENIED**<<>> <<>>Extend sale date to 2/2/25 AS OF NO REALTOR RETAINED AND HOME IS NOT ON THE MARKET AS OF 9/25 THE ORIGNAL CONF. ORDER CALLED FOR SALE BY 8/1/24 FAILED TO SELL WILSON BLVD PPTY BY 8/1/24; ARREARS debtor opp'n>>Filed Mp to extend time to sell and will pay arrears w/ in 7 days |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-15721 / CMG | Brad J. Sadek, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT; TR LTR REQUESTING CONDUIT Debtor obj, proposes pymt & recap<>FREEDOM MTG/Eleanor Drive (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-16057 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/20/2024 9:00 am | Pending $550 TFS payment - ADJ to 11/20 (dm) Debtor obj, can resume & requests recap<>ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-16057 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Continued 11/20/2024 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> creditro request to adj to 10/16 for updated payment history Debtor obj, can pay<>NATIONSTAR MTG /Deerfield Rd (GREENSPOON) TR Motion on 10/16/24:arrears Last pay June |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>WILMINGTON SAVINGS/Elm St (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-17031 / CMG | Paul H. Young, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/6/2024 9:00 am | Debtor obj, LM in process<>FAILED TO LM BY 8/31/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-17110 / CMG | Bruce W. Radowitz, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | adj to 10/16/PEREMPTORY 9/13/24(MK) AS OF THIS DATE NO SETTLEMENT FUNDS. LAST PAY WAS APRIL adj to 9/18 for settlement funds and recap Debtor obj, will pay w/pi settlement<> ARREARS 11,500 MK:PI settlement funds to TR will only be $6650 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-17437 / CMG | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 10/4 AMT: $10,000 POSTED/ARREARS $9,978<<>> 9/18/24(MK) ATTY HAS 10,000 AND DEBTROR WILL HAVE REST BY 9/30. ADJ TO 10/16 TO POST AND BE CUTRRENT 8/7/24: TR willadj for $ to post and Tr will propose by 9/18 debtor be fully current Debtor obj, paying<>ARREARS 13,788 8/5/24: atty emails : debtor says paid 1,561 on 7/12 ( not posted yet)and scheduled another payment of 3500 for 8/1/24 - debtor wants chance to cure rest- ATTY TOLD TO APPEAR |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-17619 / CMG | Joseph Casello, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/US BANK; FAILED TO FILE PRE CONF CERT; FAILED TO SELL FLA INHERITED PPTY BY 9/1/24; ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-18346 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, in LM trial<>NATIONSTAR MTG/Compass Lane (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-18533 / CMG | Joseph Casello, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, made pymts<>UNITED TELETECH FINC /2019 Kia Sportage(MCKENNA) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-18598 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/20/2024 9:00 am | AMT: MP 11/20 Debtor obj, filed MP to extend sale date<>FAILED TO SELL E. BAY AVE BY 8/15/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-18989 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, can resume in Nov and requests recap<<>>ARREARS 16,815 as of 10/1/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-19410 / CMG | Thomas G. Egner, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, requested 6 mo cure<>LAKEVIEW LOAN /Woolman (McCALLA) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-19532 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 8/31/24: creditor request to adj again- 10/16/24 PEREMPTORY 8/1mk: new servicer or loan - need more time to figure it out NEED STATUS? creditor request to adj to 7/3 -Loan is being transferred 6/1/- will be a new servicer and needs time to review. mk: creditor adj request from 5/1 to 6/5 to allow debtor to get current AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<>AJAX MTG/Fairfiled Ave (PLUESE BECKER) mk: post pet $5,518.41 as of hearing date |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-19553 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | adj 10/16 for status 9/3/24(mk) debtor atty email says:Debtor submitted a loan mod application directly to the lender and not through the LM Program. Debtor will be requesting a 60 day adjournment to allow more time for the mortgage company to reach a decision 8/7/24(mk): Email form Lender: no LM by 6/21/24 and no extension filed for BK LM Program, so the BK LM Program has expired Debtor obj, pending response to LM pkg<>FAILED TO LM BY 6/21/24 lender has complete LM package - adj 9/4for review |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-19586 / CMG | Eugene D. Roth | Motion for Relief from Stay | Needs Resolution of Issues - Objections | RELISTED - 7/3/24 hearing was OTBS<<>> Debtor obj, cured arrears<> FEDERAL HOME LOAN/Oakwood Road (RAS) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-19613 / CMG | Mark N. Glyptis, Esq. | Motion Reinstate Stay | Needs Resolution of Issues - Objections | AMT: 10/4 email, DEBTOR AGREES TO CONDUIT; 10/8 email: CREDITOR AGREES TO CONDUIT<> AMT: TR LTR REQUESTSING CONDUIT<> Police & Fire obj ( Pluese Becker)<>MTN REINSTATE STAY( Police & Fire) Creditor says : debtor due for post pet $12,808.16 at time hearing date.$1,500 by 9/20/24, payment of $726.00 on 9/26/2024 pay complete balance due of $1,574.40 by 10/30 and resume regular payments beginning 11/1/2024. 30-day default clause, insurance clause, counsel fees through plan |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-20409 / CMG | Brian S. Thomas, Esq. | Creditor Certification of Default | Continued 11/6/2024 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymts to be current<> CENLAR/Hollybrook (Pluese Becker) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-20593 / CMG | Brad J. Sadek, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 9/27/24:Order submitted : outside cure - no conduit this time if a future default Tr will seek conduit. adj 10/16 for cure so try not to roll anything into plan AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will make pymt & requests recap<>FREEDOM MTG /Delview La(BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-20888 / CMG | Aniello D. Cerreto, Esq. | Motion Sell | Needs Resolution of Issues - Objections | nationstar obj (Stern & L)<>MOTION TO SELL MK: application for realtor submitted- need Proposed order. #54 Cert of debtor in support of motion is inadequate. Sent email to atty on this before i make a formal objection. Pleadings are doc u sign by debtors and told atty must have wet signatures of debtors in his file TR OBJ: -NO REALTOR RETAINED. -CERT FROM ATTY IS BLANK- NEED CERT FORM DEBTOR -order needs to only check the first box in parag 6 - plan confirmed at 100% and non modifiable as far as that goes. - cert of service is blank |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-21432 / CMG | Ralph A. Ferro, Jr., Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 10/1/24: made a payment in Sept 6,00 now as of Oct 1arrears 13,000 9/12/24:MK ARREARS 9,200- bad pay history - Debtor never paid increased tier payment 9/4/24; 6,000 payment yesterday WANTS A RECAP Debtor obj, made $6,000 pymt & requests recap<>ARREARS as of 9/3/24 15,200 Last pay 5/10/24. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-21690 / CMG | Robert Manchel, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | MOTION TO SELL 309 WEBSTER AVE >>motion to sell previous granted in SEPT - fell through as this is new motion and sale K less at $375,000 other K was for $389,000 realtor retained sale K 375,000 plan confirmed at 100% - only 2 GUCs ORDER PROSPES 24,270 TO tr - SHOULD GET A PAY OFF AS IT'S NOT THAT MUCH FOR 100% |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 23-21951 / CMG | Marc C. Capone, Esq. | Creditor Certification of Default | Withdrawn | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-10142 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>PLAN WAS DENIED ON 4/17 AND FAILED TO FILE MP |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-10161 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Order submitted 9/27/24: 2,886.52 into plan debtor opp'n>SANTANDER /Walnut St (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-10522 / CMG | Laurence R. Sheller, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | debtor opp'n>>WEST WINDSOR DEVELOPERS (WILF LAW) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 10/16<<>>Needs Resolution (mk):Plan on 9/18 was denied- needs adj request to adj this motion to MP date of 10/16/24 ***Motion to expunge claim #11 Carlos Diaz on 10/2/24 Debtor obj<>PLAN DENIED ON 5/15/24 AND FAILED TO FILE MP WITHIN 14 DAYS |
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Matter ResolvedRequest Adjourment | 82 | 10/16/2024 9:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN EXPUNGE #11 CLAIM OF CARLOS DIAZ (mk):motion says it was not timely filed BUT IT WAS PER THE 7/10/24 ORDER RESPECTING THE AMENDMENTS TO SCH E/F claim has amount as "unknown" |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-10783 / CMG | John Zimnis, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN TO PAY LATE CLM 7-1 (of Landlord Cobalt realty) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-11014 / CMG | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/6/2024 9:00 am | MP(#48) on 11/6/24 and CO entered #40 treats Nj claim FAILURE TO ADDRESS NJ EST CLM #14-2 AND IRS PER PLAN CLM |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-11123 / CMG | Moshe Rothenberg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | 9/17/24(mk) atty sent proof of payment for 4500 and 4,000 Needs to post - adj to 10/16 to be totally current thru oct. Debtor obj, can pay<> ARREARS 10,800 NEEDS EWAGE FOR ANY RECAP but a recap does not appear feasible |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-11384 / CMG | Steven J. Abelson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO COMPLY WITH PROVISION OF 5/15/24 CONF TO FILE POC ON BEHALF OF POWER PAY & MTN AUTHO PYMT WITHIN 30 DAYS Motion Filed and on for 10/16 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-11384 / CMG | Steven J. Abelson, Esq. | Motion File Claim After Claims Bar Date | No Opposition Filed | MOTION TO FILE POWER PAY LATE CLM & AUTHORIZE TR TO PAY |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-11410 / CMG | Kevin C. Fayette, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | 10/1/24(mk) Order submitted - Outside cure Debtor obj, made pymt & requests recap<>WELLS FARGO BANK / Ardsley Ave (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 56 | 10/16/2024 9:00 am | 24-11804 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>WELLS FARGO / Tree Top terr (BROCK & SCOTT) late opp'n- 9/17/24 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-12254 / CMG | Moshe Rothenberg, Esq. | AP Motion Summary Judgment | Judge to Reserve Decision | AP 24-1109 WRIGHT SIMMONS MTN TO AOID TRANSFER OF PPTY |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-12352 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/20/2024 9:00 am | Debtor obj, filed MP for LM<>PLAN DENIED 8/21 AND FAILED TO FILE MP |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-12357 / CMG | Jeanie D. Wiesner, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, made pymts<>FREEDOM MTG/Horseshoe La(BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-12483 / CMG | Moshe Rothenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | PLAN DENIED ON 8/21 AND FAILED TO FILE MP; |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-13357 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | PHH MTG/Concord Circle (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-13648 / CMG | Michelle Lee, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 9/27/24(mk):Creditor upload adj request stating debtor has been offered a Trial LM requests adj to 10/16 to see if they make 1st payment Debtor obj, LM approved<>MTG NEW JERSEY HOUSING AND MTG / Manor Lane (PLUESE) |
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Matter ResolvedRequest Adjourment | 60 | 10/16/2024 9:00 am | 24-13993 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, will make pymt; LM app to be submitted<>DEUTSCHE BANK / Holmes Ct (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-14047 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | SALE ORDER ENTERED 8/30- WHAT IS STATUS OF CLOSING? Atty filed obj, contacting debtor<<>>US BANK NAT'L ASSOC /Kennedy Court (STERN LAVINTHAL) creditor: no post petition payments |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-14206 / CMG | Marc C. Capone, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, requests reap in plan<>PHH MTG/8th St (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 65 | 10/16/2024 9:00 am | 24-14951 / CMG | Carrie J. Boyle, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt<>ROCKET MTG/ Lawrence Rd (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-15292 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 11/6/2024 9:00 am | Debtor obj, will pay<>METROPOLITAN LIFE INC/First St (STERN & EISENBERG) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-15455 / CMG | Laurence R. Sheller, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | PHH MTG/Tina Lane (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-15748 / CMG | Francis P. Cullari, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, can make pymt & requests recap<>M&T BANK/W. 7th St (KML) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-15969 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | 9/12/24: atty says need appraisal on auto Ally Cap response (Lavin Cedrone)<>MTN TO MODIFY ALLY CAP POC #13-1 FOR TOTAL CLM OF $14,043.83 TR objection: need clarification on amts in PPSD Order |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-16062 / CMG | Candyce I. Smith-Sklar, Esq. | Application for Early Termination of Loss Mitigation | Needs Resolution of Issues - Objections | Debtor obj<>SN SERVICING APPLICATION FOR EARLY TERMINATION OF LOSS MIT (Friedman Vartolo) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-16085 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>DISCOVER BANK / Richard St (KML) |
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Matter ResolvedRequest Adjourment | 70 | 10/16/2024 9:00 am | 24-16121 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, listing home<>COMPU-LINK CORP/CELINK - Gates Ave (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-16385 / CMG | George E. Veitengruber, III, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | No Opposition Filed | MOTION TO PARTICIPATE IN LOSS MIT |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-18718 / CMG | Moshe Rothenberg, Esq. | Motion Compel | Needs Resolution of Issues - Objections | Capital One response (Laving Cedrone)<>MTN TO RELEASE TITLE CAPITAL ONE FINC |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-18827 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Motion Withdraw As Attorney | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-18883 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Motion Withdraw As Attorney | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 9:00 am | 24-19718 / CMG | Joan Sirkis Warren, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | OST - MTN TO EXTEND STAY |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 19-25728 / RG | Jonathan Stone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO PAY PLAN BALANCE (amt: $848 as of 10/8/24) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 20-17313 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/3/2024 (at): RECOMMEND: $56,715.99 PAID TO DATE, $4,155 BY 10/28/2024, $2,778 x 8 BEGINNING 11/1/2024, LOAN MODIFICATION BY 3/31/2025, BASE - Loan modification with Specialized Loan Servicing/Government Loan Securitization Trust by 3/31/2025. - Claim #1 filed by Government Loan Securitization will be paid pending loan modification. MP proposes: $54,090.99 paid to date, $2,788 x 10, Loan mod by 3/31/2025, base Arrears: $4,155 (To ask for more time for a mortgage loan modification.) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 22-17880 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | AS of 10/1/24(mk): work up on MP #82 >>Waiting to see if obj in #1 is resolved 1. Objection by Deutche Bank( D. McDonough- Frankel): - plan does not pay arrears- Plan has ERMA- that motion was moot( mk: debtor got the ERMA $ in time b/w when the case was dismissed and then later reinstated) debtor Atty Reply: Dakota Warburton at NJ ERMA , sent me documentation showing that they paid in full the reinstatement amount provided by Select, as well as July and August payments, thus bringing the Debtor current on mortgage payments through August 2024. Select was paid $52,259.70 which cleared on 08/07/2024.obj should be w/d 1. TR objection: - There must file an amended claim filed by Mtg Co( Deutche bank) if there were in fact paid arrears by ERMA FUNDS MP proposes:$14,790 PTD; $782 X 36; 100% plan has run 23 mos and 37 remain |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 23-15032 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/16/24 (SF) RECOMMEND $13,879 PTD, $1242 X 44 (BEGIN 11/1/24) 100% PLAN - PAY NJ CLASS CLAIM 2-1 IN FULL. ALL OTHER STUDENT LOANS TO BE PAID OUTSIDE PLAN 1. Trustee Motion to dismiss scheduled for 10/16 at 9 MP proposes $12,728 PTD, $1151 X 45 100% PLAN Plan has run 16 months with 44 months remaining Arrears: $11,261 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 23-15428 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 10/3/2024 (at): RECOMMEND: $30,985 PAID TO DATE, $1,350 x 24 BEGINNING 11/1/2024, 100% PLAN MP proposes: $4,535 x 14 beginning 9/1/2023, $1,350 x 24, 100% plan Arrears: $41,575 (Restructure the Trustee payments, remove language for sale of property.) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 23-15521 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Incomplete Docs - Needs Resolution of Issues | AS OF 10/10/2024 (at): 1. Objection filed by Aristacare at Manchester (Saiber LLC) - modified plan does not propose to pay this creditor in full as per the original confirming order. (UNRESOLVED) 2. Trustee's objection: 1. The debtor has failed to provide amended Schedules I & J. (NOT AMENDED) 2. The debtor has failed to provide tax returns for 2023 (NOT RECEIVED) 3. The debtor has failed to provide Recent TD bank statement showing amount of funds that the MP says will help funds the Plan. The last uploaded statements were from 2023. (NOT RECEIVED) This MP is now a cure plan and the payment goes way up and renders the plan not feasible. MP proposes: $3,000 paid to date, $1,800 x 45 beginning 10/1/2024, not less than $76,079 to unsecured creditors Arrears: $200 (Plan is being modified to make this a cure plan.) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 23-15720 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Recommend Modified Plan be Denied | AS OF 10/10/24 (SF) RECOMMEND MODIFIED PLAN BE DENIED AND CASE BE DISMISSED PER TRUSTEE'S MOTION Note: Last Payment received in July 1. Trustee motion to dismiss scheduled for 10/16/24 at 9 2. Trustee objection: - The debtor has failed to provide PROOF THAT THE HOME IS ON THE MARKET AND REALTOR HAS BEEN RETAINED.. - The original confirmation order provided sale by 8/1/24. This MP extends sale date to 2/1/2025. Must provide efforts to market the home for sale. - Arrears as of October 1r are $27,099.32 and the case is a conduit case. MP proposes $27,520.98 PTD; $6800 X 46 100% Plan; Loan Mod by 2/1/25 Plan has run 15 months with 45 months remaining Arrears: $27,520.98 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 23-17985 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 10/2 workup for the 10/16 calendar EDC NO RESOLUTION- BANK AND TR CONTINUE TO OBJECT 8/21/24: ST OF NJ DOES NOT CONSENT TO BEING PAID OUTSIDE PLAN . WNTS CLAIMS TO BE PD THROUGH THE PLAN ON 9/4:PEREMPTORY to work out deal on priority to show its feasible 8/20/24(mk) Updated CASE IS IN MONTH 11 ST of NJ will appear at conf(H. Anderson) APOC BY NJ FILED NO LONGER ESTIMATED. SECURED:376,614.50 AND PRIORITY $74,584.41-NO EQUITY IN HOME DUE TO TAXES AND NOT FEASIBLE(MK). ARREARS $5,000 8/14 Workup edc AR MUST HAVE ALL RETURNS FILED - INterim scheduling order - all returns filed by 8/14 - EDC SENT EMAIL ON 8/14 -- ZIMNIS REPLY THAT TAXES FILE AND ACCT IN COMMUNICATION WITH NJ MP(#39) filed 6/13/24 -atty says non traditional plan and wants to discuss before Ct date debtor wants to pay priority tax claims pro rata-Does that mean he doesn't want to pay in full? EDC 1. Trustee objection to confirmation - There is $8,443 in non exempt equity in the 2015 Chevy. - Need to file Pre-Confirmation Certification. proposed plan $1000x60 base plan paid in $3,000 arrears $1,000 last claim 20 ----------------RESOLVED ISSUES------------ -atty has filed the NJ tax returns - needs APOC--ST of NJ opp'n to motion to expunge says : debtor has to file returns------St of NJ email to debtor : Per the NJ Div. of Taxation, Debtor needs to file "zero returns" for the periods that it was not operating. Also, outstanding TGI-EE need to be filed as well--CAN CONF AT 100% IF CLAIM EXPUNGED EDC mk; motion to expunge was w/d and st of NJ filed APOC - copy of the last filed tax return - 2022 prior to confirmation. - here is $124,392 in non exempt equity in the residence. NO LONGER DUE TO TAX CLAIMS. - IRS claim #1 estimated for 2019-2021 taxes - resolved - Need proof of insurance for the 2015 Chevy. PROVIDED, RESOLVED ST Of NJ APOC - NO LONGER ESTIMATED |
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Matter ResolvedRequest Adjourment | 98 | 10/16/2024 10:00 am | 23-20599 / CMG | Marcia Y. Phillips, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | 10/9/24 - Nothing has changed. Note that wife is no longer living abroad - $1,000 exp (dm) Atty needs ADJ to review w/ client - thinks payment is too high - will contact DM ISSUES AS OF 9/10/2024 (DM): updated 9/16/24. ***To resolve objections below, TRUSTEE RECOMMENDS CONFIRMATION AT $2,000 PTD, THEN $762 x 31 STARTING 10/1/24, 100% PLAN, AMENDED ATTY DISCLOSURE STATEMENT SHALL BE FILED WITHIN 7 DAYS, PRECONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS*** 1) Trustee OBJ: - Excessive Expenses: $200 entertainment, $400 health insurance, $1,000 wife living abroad - she is back living with the debtor. Need proof of expenses within 10 days of confirmation. - Verified income results in $533 monthly disposable income - should be higher now that $1,000 wife expense is moot. - There is $4,569 non-exempt equity in bank accounts. - Atty Fees in the Plan ($2,000) and the Disclosure Statement ($2,488) do not agree. One of these must be amended (UNRESOLVED.) - Need to file Pre-Confirmation Certification (UNRESOLVED.) Prop. Plan $400 x 36, Base Plan. PTD 5/6 = $2,000 Last Claim (9-1) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | AR RESOLVE OR HOLD ISSUES AS OF 10/9/2024 (DM): ***Debtor needs to increase the plan payments or extend the Plan to pay the $17,484 non-exempt equity in bank accounts after exemption/ Additionally, the debtor appears to still be gambling*** Bank statements going into July show that debtor is still gambling. 9/3/24 Interim Scheduling Order. 1) Trustee OBJ: - There is non-exempt equity in bank accounts pending receipt of bank statements requested (ACCT #6894 HAD $30,500 PRIOR TO FILING - $17,484 IS NON-EXEMPT AFTER AMENDED SCH C FILED 8/19/24.) - Need Dec & Jan bank statements for USAA Fed Sav acct #6494 (RECEIVED), #6894 (RECEIVED - $30,500 BALANCE AS OF 1/28/24) and #6886 (RECEIVED - MAJORITY GAMBLING TRANSACTIONSAS OF 4/9/24.) - Need to file Fee App within 7 days of confirmation. - Excessive Expenses: $417 car payment when P&L statement has $500 car payment. Life insurance for $261. Need proof of expenses 10 days prior to confirmation. - Need Dec & Jan bank statements for CoinBase acct (RECEIVED 12/1/23 STATEMENT - THERE APPEARS TO BE NO TRANSACTION HISTORY.) - Need amended Sch B to add CoinBase acct (UNRESOLVED.) ***RESOLVED ISSUES*** Motion Objecting to Bk Petition Due to Consumer Fraud filed - on for 9/18/24 (DENIED FOR NO APPEARANCE.) A) IRS filed $1,428.90 priority claim that includes estimated taxes for 2023 not treated in the plan (AMENDED TO $0.) B) State of NJ filed $1,500 priority claim that includes estimated taxes for 2023 not treated in the plan (AMENDED TO $0.) C) USAA Fed Sav Bank (RAS) OBJs - $417.65 arrears on 2018 Dodge RAM not treated in the plan (MP PAYS.) D) Trustee OBJ: - Need 2023 tax returns (RECEIVED.) - Tax refund of $1,216 was not prorated and included in disposable income calculation (TAX REFUND IN 2023 IS $307.) - Need updated car insurance - expires 5/14/24 (RECEIVED.) - Debtor has insufficient income (MOOT.) - Need tier payment in month 32 when the $417 car payment ends (MOOT.) - Need statement for Northwestern Mutu |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-11014 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-11160 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | 10/4 workup for the 10/16 calendar EDC RECOMMEND CONF AT: $2872 PAID THEN $359 X 52 BEG 11/1/24 100%-LM BY 12/31/2024--TRUSTEE TO PAY MORTAGE CLAIMS PENDING LOAN MODIFICATION -LOW BASE PENDING LM LM by 12/31 mk adj to 9/4- get the Order on MFR and debtor to be current and see if feasible. PER ORDER DEBTOR WAS TO FILE A MP ADDING $8762.10 POST PET ON MORTGAGE - The Schedules fail to account for the debtor(s) tax refund in the amount of $8,973 when determining disposable income. (AVERAGED/ADDED TO INCOME AND ONLY $1000 IN CLAIMS SO CAN BE 100%) 1. Objection filed by The Bank of New York Mellon (Stern Lavinthal) - failure to cure full arrears of $156,210.80 and 90 days is sufficient time to obtain a loan modification. (UNRESOLVED) ------------------------------ RESOLVED ISSUES: 8/6/24: CREDITOR SAYS WILL SETTLE MRF W/ ALL ARREARS IN PLAN AND REG PAYMENTS IN sept - THEY TERMS BELOW WON'T WORK- not feasible--LM GRANTED The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - for 2023. (RECEIVED) - A copy of the homeowner's insurance renewal declaration - with personal liability coverage, only provided a binder/application. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $8,973 when determining disposable income. (AVERAGED/ADDED TO INCOME AND ONLY $1000 IN CLAIMS SO CAN BE 100%) - Must file Pre-confirmation certification. (NOT FILED) Plan proposes: $359 x 60 beginning 3/1/2024, loan modification by 9/1/2024, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-11377 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | AS OF 10/11/24 (SF) Confirmation was adjourned to 10/16/2024 preemptory 1) Objection filed by Stacey Edwards (Jeffrey Walters) - failure to provide for payment of priority claim in the amount of $83,016.35 2) What is status of sale of Truck that plan calls for by 10/31/2024 3) Objection filed by Realtime Solutions, Inc (Stern Eisenberg)- plan to treat claim and MP does not treat it either so obj remains. Plan is underfunded and not feasible. 4) USAA Federal Savings Bank (RASC) objection to confirmation - creditor value is $34,950, creditors claim of $5,518.30 - need to resolve (MP PAYS ARREARS CLAIM. NOT SURE WHY CREDITOR IS ASKING FOR $5518.30 IN OBJ.) 5) Valley National Bank (Thompson) objection to confirmation - creditor claim $58,971.65 - need to resolve (CLAIM MODIFIED PER ORDER DATED 9/6/24) 6) Wilmington Savings (KML): ORDER ENTERED FOR LM W/ ERMA FUNDS-SO NEED AMNEDED CLAIM 7) Trustee objection: - Need Domestic Support Obligation information - There is non-exempt equity as follows: the 2018 Ford F150 $40,000; the International truck $45,000; Chevrolet Boom Truck $30,000; Chevrolet 6500 $25,000 = total $140,000 non-exempt equity (the International truck is to be sold per plan) - The plan states that Real Time Resolutions claim is disputed "claim is barred under RESPA for non-prosecution subject to Adversary Proceeding." The Trustee needs the status of the Adversary Proceeding. - Amend Sch A/B for any additional business assets, other than vehicles that are already listed proposed plan $2469X 5; $1840 X 55; SALE OF 2012 INTERNATIONAL TRUCK ($40,000 VALUE BY 10/31/24); LM 10/31/24; BASE paid in $14,185 arrears $3,680 last claim 12-3 6/8 payments ------------------ ALSO ON (9/4/24:MOTION TO MODIFY CLAIM OF STACEY EDWARDS DSO CLAIM #11-1 and #12-1- WAS W/D RESOLVED: 1) Auto insurance cover page has March 13, 2024 to March 13, 2025, however pages 5 through 13 show coverage from 3/13/2023 to 3/13/2024 (Update provided) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-11556 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/9/2024 (DM): 9/26/24(MK): House was sold 9/11/24. Proceeds in Atty Trust Acct. Has worked out resolutions w/ IRS and St of NJ. The default deadline for the Adv. Pro. (remaining lien creditors) is 10/3/24. ADJ Conf to 10/16/24. 1) MP provides $66,383.68 secured treatment to the IRS - creditor filed amended $58,667.68 secured claim and $8,001.50 priority claim (PAY PER POC??) 2) MP provides $15,355.28 secured treatment to the State of NJ - creditor filed amended $15,355.28 secured claim and $14,762.56 priority claim (PAY PER POC??) 3) Trustee Supp OBJ: - Plan is not filed in good faith. - Debtor listed $7,075 mortgage expense on Sch J but is not paying this expense. If expense is removed, then plan payment should be $8,075 per month instead of $1,000 per month (HOUSE SOLD - NEED TO REVIEW AMENDED I&J AND UPDATED PROOF INCOME - NEED CHANGE OF ADDRESS.) 4) Trustee OBJ: - Debtor has insufficient income. - Need proof of income for spouse new employment with e-commerce job (UNRESOLVED.) - Need amended Sch I to add family contribution (AMENDED, BUT NO INCOME DISCLOSED YET FOR SPOUSE'S NEW E-COMMERCE JOB WITH FAMILY BUSINESS.) - Need to file Pre-Confirmation Certification (UNRESOLVED.) - Atty must file a Fee App within 7 days. ***RESOLVED ISSUES*** A) Need to resolve Berkshire Bank objection (PROPERTY SOLD & MTG PAID.) B) Trustee OBJ: - Need 2023 tax return (RECEIVED.) - Need to resolve IRS & NJ estimated claims (AMENDED.) - Need amended Sch B to add TD America account (ACCT OPENED POST-PETITION.) - Need 2 months (Jan & Feb) bank statement for TD America account (RECEIVED STATEMENT IN MARCH WHEN ACCT WAS OPENED.) - Need income contribution (PER CERT UPLOADED 4/15/24, IT IS NOT A FAMILY CONTRIBUTION - SPOUSE WILL BE WORKING E-COMMERCE FOR A FAMILY BUSINESS.) Prop. Plan $1,000 x 36, Base Plan. - plus, non-exempt proceeds from sale of Harris Rd by 9/30/24. - Adv. Pro. to determine extent/validity of liens. PTD 6/8 = $6,000 Last Claim (6-2) |
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Matter ResolvedRequest Adjourment | 118 | 10/16/2024 10:00 am | 24-11804 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | 10/7 updated workup for the 10/16 calendar EDC sent $4000 9/17, one payment arrears still motion for relief on for 10/16 Wells Fargo--Tree Top Terr arrears INTERIM SCH ORDER TO CHAMBERS/7 DAY<<>> CERT FILED ON 10/7-SEE BELOW * objection by Bancorp--1.5 million claim for business loan--plan proposes to pay outside of the plan but also proposes a cramdown in part 4? * Trustee objection: -- The debtor has insufficient income Verified leaves monthly disposable income of negative $8,032.59 STILL NEED THE AMENDED SCHEDULES TO BE FILED -- The debtor(s) plan consists of unnecessary or excessive expense--PER DEBTOR HE IS REDUCING SOME OF THESE EXPENSES BUT HAS NOT FILED AN AMENDED SCHEDULE J $500/month for home maintenance $1,200/month for food for one $1,000/month for childcare/education (no dependents listed) $1,300/month for transportation $400/month for entertainment $800/month for life insurance---SUPPORT OBLIGATION REQUIRES $750,000 POLICY FOR CHILD. DEBTOR IS PAYING FOR A 5,000,000 POLICY $700/month for car insurance $7,500/month for estimated taxes DEBTOR IS NOT PAYING THIS PER CERT. ALSO PER THE FILED 2023 THERE IS ONLY $2161 ESTIMATED AMOUNT $11,372/month to BankCorp DEBTOR HAS NOT PAID THIS PER CERT -- There is $180,000 in non exempt equity in the businesses PER THE CERT PROVIDED HE OWNS A $60,000 INTEREST (10%) IN OPEN MRI, EAST BRUNSWICK AND MIDDLETOWN BUT WE HAVE NO VALUTATIONS -- Need valuations for all 4 businesses on Schedule B. ONLY RECEIVED ONE FOR DYNAMIC -- Need to resolve objection by Bankcorp Bank. -- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. -- The debtor is to provide a certification regarding all of the assets/equipment owned by his Imaging Centers. ------DYNAMIC MEDICAL PC 100% OWNER--PER CERT THERE IS AN MRI MACHINE WORTH $300,000 BUT DEBTOR CLAIMS IT HAS NO VALUE DUE TO COST TO MOVE. THE OTHER IS WORTH $900K AND HAS A LOAN BUT CURRENT LOAN BALANCE NOT DISCLOSED IN CERT.--VA |
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Matter ResolvedRequest Adjourment | 111 | 10/16/2024 10:00 am | 24-12254 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/10/24 (SF) 1. Motion for Summary Judgment to Dismiss Amended Adv Complaint scheduled for 10/15 at 10 2. Motion for Summary Judgment Avoiding Transfer of Property scheduled for 10/16 at 9 (Brief in Opposition filed) 3. Objection filed by Trenton Master LLC (Anthony Giannascoli) - Trenton Master objects to any Plan that contains or attempts to include 320 North Willow Street as property within the scope of the Plan because that property is not an asset of the bankruptcy estate, as title to that property now rests with Trenton Master pursuant to the Final Judgment in Foreclosure. (NO CLAIM FILED) 4. Trenton Water Works filed secured claim 3-1 in the amount of $401.77 for Willow Street property which is not addressed in plan. (OK TO PAY?) 5. Trenton Water Works filed secured claim 4-1 in the amount of $3830.97 for N. Willow Street property which is not addressed in plan (OK TO PAY?) 6. Adv. Pro Trial scheduled for 11/15/24 at 3 Debtor v. Trenton Master LLC (Need ratification) 7. Trustee objection: The Schedules fail to account for the debtor(s) tax refund in the amount of $3,151 when determining disposable income. - There is $15,293 in non-exempt equity in the Pennington property (100% PLAN.) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, - Need to file Pre-Confirmation Certification. - Need result of Adversary complaint filed against Trenton Master, LLC. - Need Amend Sch. B to add accounts receivable and Certification regarding collectability Plan proposes $1977 x 60 100% Plan Payments: 5/7 Arrears $3954 Repeat Filer 8/23/24 amt: INTERIM SCH ORDER TO CHAMBERS FOR FILING/7 DAY<<>> mediation failed . atty has 4th payment interim sch order adv pro needs summary j'ment motion to be filed in sept adj 9/18 : DEBTOR SHALL BE CURRENT by 9/18 or D. date for motions for S/J in adv pro by 9/11/24 adj to 8/21 for mediation and motions |
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Matter ResolvedRequest Adjourment | 113 | 10/16/2024 10:00 am | 24-12268 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 11/6/2024 10:00 am | ADJ to 11/6/24 Peremptory (dm) ISSUES AS OF 10/9/2024 (DM): ***Need employment status*** 1) Jefferson Capital/Westlake Services filed a secured claim for a 2007 Infiniti M45 not treated in the plan (TREAT AS SECURED UNAFFECTED??) 2) Trustee OBJ: - Disposable income verifies at $964 per month (RECEIVED UPLOAD - DEBTOR NO LONGER EMPLOYED AS OF 7/31/24.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need proof of income for debtor's new job (RECEIVED.) - Need a copy of 2023 tax return by 5/15/24 (CERT OF NON-FILING RECEIVED.) - Plan proposes an order of distribution that is contrary to the standard order of distribution (LANGUAGE ADDED.) - Need proof of service on One Main Financial (SERVICE IS OKAY.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $481 x 60, $0 Plan. PTD 5/7 = $2,405 Last Claim (8-1) |
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Matter ResolvedRequest Adjourment | 84 | 10/16/2024 10:00 am | 24-12318 / CMG | Paul H. Young, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/11/24 (SF) RECOMMEND $6540.00 PTD; $3200 X 30 (BEGIN 10/1/24) 100% PLAN W/ MIN $119,034 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - TRUSTEE STANDARD ORDER OF DISTRIBUTION - STUDENT LOANS TO BE PAID OUTSIDE PLAN 1. Trustee objection: Need a current market analysis - for Old Post Rd. (RECEIVED) Need a copy of the deed - for Old Post Rd. (RECEIVED) Need Amendments to Schedules A/B, C and D to add real property and mortgage. - 22c has disposable income $4,437, which would require min. dividend $266,220 to unsecured creditors. - Proof of income verifies higher, there is disposable income $11,004 per schedules I & J. - There may be non-exempt equity in Debtor's residence based upon recent online estimates. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Must file Pre-confirmation certification. (FILED) Plan proposes $1090 x 4; $2020 x 1; $3200 X 31 100% Plan Payments: 4/7 Arrears $3880 RESOLVED ISSUES: - Objection filed by Lakeview Loan Servicing (Fissel) - failure to provide for payment of arrears in the amount of $6181.63 (MP FILED) Need a copy of the homeowner's insurance renewal declaration - for debtor's residence. (RECEIVED) The current Plan does not specify treatment of Lakeview Loan arrears $6,181.63 under the Plan. (MP FILED) Plan proposes $1090 x 4; $2020 x 1; $3200 x 31 100% Plan Payments: 5/6 Arrears: $1860 RESOLVED: 1. Proposed payment does not pay unsecured creditors at 100%. Unsecured claims total $120,588.91 (MP filed) Amended Sch I&J filed - Doc #35 10/2 AMT: INTERIM SCHEDULING ORDER TO CHAMBERS/7 DAY<<>> peremptory all docs in and amend by 10-9 |
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Matter ResolvedRequest Adjourment | 118 | 10/16/2024 10:00 am | 24-13091 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 9/4: payments 2 made 8/30- sent update dox needs 1 more adj to 10/26 to be current- PEREMPTORY 10/4 Workup for the 10/16 calendar EDC atty has ERMA application ...status? Debtor still in arrears $1,126, made 3 out of 5 payments. ** Trustee obj to the following: - There is $250,185 non-exempt equity in the residence. - Must resolve State of NJ estimated tax claim, 2017, 2018, 2022 and 2023 tax returns not filed. - Must resolve the objections by Bank of America and Ajax Mortgage. ** Bank of America (PARKER MCCAY) obj amount to redeem is $28,803.77, not $24,000 per plan, no POC filed. Also that property was sold at Sheriff Sale to a 3rd party on 3/13/24, case was filed 3/25/24. ** Ajax Mortgage (STUART WEST) obj plan not feasible, plan propose to pay $563 for 1st mortgage arrears $67,374.81 and 2nd mortgage arrears $24,000, plan would require a higher Trustee payment over $2,000, income verifies $563.93. Prop Plan $563 x 60 begin 4/1/24; 100% ----------------------- Resolved - Must file Pre-Confirmation Certification. DONE - Must homeowner insurance with personal liability coverage, document provided is a binder/application. 7/16: atty has proof of another payment and working on Home insurance- Submitted a Binder Summary sheet(Post 341 docs) |
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Matter ResolvedRequest Adjourment | 88 | 10/16/2024 10:00 am | 24-13190 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | nfa 10/2 workup for the 10/16 calendar EDC *per the objections by trustee, the trustee will compromise at $763 going forward RECOMMEND: $2300 paid then $763 x 31 BEGINNING 10/1/2024, BASE - Creditor, Air Academy FCU, Claim #1, shall be treated per the plan as current/outside and will not receive distribution on the secured or unsecured portions of the proof of claim.--trustee will pay the unsecured claim of Cosmo Scardino in full through the plan as an unsecured claim Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - a copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) - Need proof of insurance for the 2013 Toyota. (RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: $450/month for cable/internet/phone $1,650/month for food $350/month for child care $400/month for clothing $1,000/month for medical expenses $1,150/month for transportation $675/month for sports/voice/theatre and dance classes (PROOF OF EXCESSIVE EXPENSES NOT RECEIVED) - The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD) - Need to file Pre-Confirmation Certification. (FILED) Modified plan before confirmation proposes: $460 x 36 beginning 4/1/2024, base Payments: 3/5, arrears $920 --------------- resolved 9/4/24(mk) LANDLORD HAS NOT FILED CLAIM- debtor will file claim and motion to allow claim--done |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-13357 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | |
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Matter ResolvedRequest Adjourment | 123 | 10/16/2024 10:00 am | 24-13900 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 10/2 workup for the 10/16 calendar EDC CONFIRM AT: $2250 PAID THEN $450 X 54 BEG 10/1/24- PRO RATA---Claim #7 filed by Sunnova Energy Corp. will not be paid. This is for a solar panel lease which is being rejected in the plan. Trustee will pay the filed IRS claim and the claim of Mount Holly Mount Holly filed a secured utilities claim of $1774.38-TRUSTEE WILL PAY UNLESS DEBTOR OBJECTS ------------------------ RESOLVED ISSUES: Trustee's objection: - Must resolve State of NJ estimated tax claim 2017-2018 (amended to 0) - The current Plan does not specify treatment of IRS $309.97 under the Plan. (SET UP TO BE PAID) - Must file Pre-confirmation certification. (FILED) Plan proposes: $450 x 60 beginning 5/1/2024, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-13903 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/11/24 (SF) Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Schedule J excessive expenses: Food $750, Clothing $150, Medical $450, Transportation $500, Entertainment $400 and Auto insurance $350 (verifies $250). - 22c has excessive expenses: Line 15 Additional public transportation $218, Line 23 Optional tele/tele services $450, Line 26 Continuing contribution to the care of household or family members $150, Line 30 Additional food/clothing $28 and Line 45 disposable income has $124.50, which now increases the disposable income to $820.50, minus the IRS claim $48.29 total would be $772.21 and would require a higher dividend to unsecured creditors of 46,332.60. - 22C will have disposable income $772.21. - Proof of income verifies that there is disposable income $2,085. The current Plan does not specify treatment of IRS for $2,897.15 under the Plan. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Must file Pre-confirmation certification. Plan proposes $150 x 60 Base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 122 | 10/16/2024 10:00 am | 24-13907 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/9/2024 (DM): ***Need amended Sch I and proof of income for non-debtor joint owner before final work-up*** 1) Trustee OBJ: - The debtor has insufficient income. - Need to file Pre-Confirmation Certification (UNRESOLVED.) - Need to amend Sch I now that the joint owner of the property started to work. The Trustee will also need proof of income (UNRESOLVED.) ***RESOLVED ISSUES*** A) Santander Bank (Brock & Scott) OBJs - $38,345.99 arrears on State Street property (CO ENTERED TO PAY PER POC.) B) Trustee OBJ: - Plan proposes an Order of Distribution that departs from Trustee standard (LANGUAGE ADDED.) - There is $29,093 non-exempt equity in real property and $141 in Bank of America checking acct (LANGUAGE ADDED.) Prop. Plan $1,000 x 60, 100% Plan. PTD 5/6 = $5,000 Last Claim (4-1) |
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Matter ResolvedRequest Adjourment | 134 | 10/16/2024 10:00 am | 24-13993 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | adj to 10/16 peremptory AS OF 10/10/24 (SF) BELOW ISSUES STILL APPLY 1. IRS filed estimated priority and unsecured claim 3-1 (NEED AMENDED CLAIM) 2. State of NJ filed estimated priority and unsecured claim 8-1 (NEED AMENDED CLAIM) 3. Objection filed by Deutsche Bank (RAS) - failure to pay arrears and speculative loan mod 4. Plan will require a base due to loan mod 5. $2500 Attorney fee listed in plan for loan modification requires a fee application 6. Trustee objection: - Need to provide current car insurance policy, policy provided expired June 17, 2024 - Debtor to add Wellness business income to schedules and provide proof of income of approximately $150 monthly. Plan proposes $553 x 48 0% Plan Loan Mod in 6 months Payments: 5/6 Arrears: $553 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-13996 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | As Of 9/24/24(mk): Workup on MP before conf #26 **CAN REC CONFIRM AT $1038 x 60 Begin 5/1/24 Base. Order resolving Objection of federal home loan and fixing amount to be paid through plan and balance of claim outside directly to lender by Debtor w/in 30 days** 1. Objection by Federal Home loan( THERE WAS AN ORDER(SENT IN 8/1/24) SUBMITTED RESOLVING THAT OBJECTION- TR HAD OBJECTED- BUT NOW WILL ALLOW IT SO THAT ORDER SHOULD BE RESUBMITTED AND ENTERED PROVIDING DBBTOR 80,000 LUMP SUM DIRECTLY TO CREDIOTR FOR PRE PETITION ARREARS AND REMAINING BALANCE THRU CH 13 PLAN Plan:1,038 x 60 0% 5/5/payments |
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Matter ResolvedRequest Adjourment | 93 | 10/16/2024 10:00 am | 24-14055 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 10/4 workup for the 10/16 calendar EDC *Debtor filed a certification that says that she still lives with husband and that she is planning on moving out and filing for divorce in about 3 months EDC ** ATTY DOES NOT AGREE WITH 100%- DEBTOR JUST SEPARTED FROM SPOUSE AND ALL INCOME WAS HIS SO THIS MAY NEED THE JUDGE------ she only has disbllity and law suits to pay plan now so it may not be feasible- debtor needs to file new schedules due to new circumstances- WE ALSO NEED A CERTIFICATION UNDER OATH REGARDING THE SEPARATION AND WHERE HUSBAND IS LIVING. DEBTOR ALSO NEEDS TO SHOW PLAN IS FEASIBLE AND NOT SPECULATIVE EDC AS OF 8/5/2024 (at): RECOMMEND: $750 PAID TO DATE, $3,799 x 33 BEGINNING 8/1/2024, 100% PLAN Non exempt proceeds from slip and fall, wrongful termination and worker's comp suits are to be turned over to the trustee. Trustee's objection: - The debtor has insufficient income disposable income verifies $ -935. Debtor must apply for Ewage or TFS payments. (WITH SPOUSE'S INCOME MONTHLY DISPOSABLE INCOME IS NOW $7,561) - The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income (RECEIVED) - from spouse Bank statements for all bank accts on Sched B from March to April prior to filing date. - Amendments to Schedules amended I for spouse income (NOT AMENDED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,428 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $250 x 36 beginning 5/1/2024, non exempt proceeds from 3 lawsuits, base Payments: 3/4, arrears $250 |
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Matter ResolvedRequest Adjourment | 136 | 10/16/2024 10:00 am | 24-14065 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Denial | 10/10/24 (DM): Trustee will Recommend Denial - a Modified Plan has been filed and is scheduled for 11/6/24. 8/21:Dean Semer is in Ct on this for condo assoc 8/21/24mk:debtor has a sale K under atty review and then sale motion will be filed that will pay mtg and condo assoc As of 8/13/24 (DS): 1. Debtor in arrears $400, made 2 out of 4 payments. NOW CURRENT 2. Trustee obj to the following: - Debtor has insufficient income to fund ther Plan. - Must provide 2 months proof of income prior to filing date, proof of social security income, disability or unemployment income, if Debtor is not employed and 2021 and 2022 tax returns. - Amendments to Schedules A/B and C to change the value of the Kawasaki Waverunner to $2,600 based on the 341 testimony. - There is non-exempt equity in real property $11,264.14 (pending estimated tax claims) and in 2016 Audi $9,219. - Add to confirming order non-exempt proceeds from sale of residence to Trustee. - Must resolve the objection of Harbor Pointe Condo Assoc. and the bifurcated claim filed as secured $51,865.19 and unsecured $7,634.76. - Must resolve the estimated tax claims of IRS (2021 and 2022 tax return not filed) and State of NJ (2021-2023 tax return not filed). - Must resolve both creditors objections. - Must file Pre-confirmation certification. 3. Shellpoint (FRIEDMAN VARTOLO) obj not to sale, but to confirmation unless a consent order is entered giving stay relief should property not be sold, plus plan fails to provide any supporting docs regarding sale. 4. Harbor Pointe Condo Assoc. (DEAN SEMER) obj to incorrect arrears owed, plus owed post-pet arrears. 5. State of NJ filed secured tax claim $8,276.32, not in plan. Prop Plan $200 x 36 begin 5/1/24; Base and Sale of Bridgewater Dr 6 months after conf |
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Matter ResolvedRequest Adjourment | 94 | 10/16/2024 10:00 am | 24-14083 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 10/10/24 (SF) BELOW ISSUES STILL APPLY atty needs time to work out marital equity (No updated information provided) This plan is not feasible. The plan proposes to seek liquidation of equitable interest in marital home but the Marital Agreement does not propose a buyout and ex-husband is not obligated to sell. (NEED EXPLANATION) 1. Trustee objection: - Verified income leaves monthly disposable income of -$2,219.39. Debtor must sign up for e-wage for trustee payments within 7 days of confirmation. - There is $97,959 in non exempt equity in the residence. - The attorney's fees in the plan and the disclosure statement do not agree. One of these must be amended. Plan proposes $300 x 60 100% Plan Debtor will seek liquidation of equitable interest in 90 Oakland Drive Payments: 5/6 Arrears: $300 RESOLVED: - Need a copy of homeowner's insurance renewal declaration. Policy provided expired on 5/22/2024. (7/1 amt: received) - Need updated car insurance. (7/1 amt: received) |
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Matter ResolvedRequest Adjourment | 138 | 10/16/2024 10:00 am | 24-14280 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 10/10/24 (SF) PLAN IS NOT FEASIBLE 8/21: atty says debtor app'd for trial LM and needs time to rectify IRS claims- 1. Objection filed by Wells Fargo Bank (Fissel) failure to pay arrears of $57,048.64 and speculative loan mod. 2. Loss mit order expires on 10/1/24. 3. IRS filed estimated priority claim 1-2 (AMENDED TO $585,484.53) NOT ADDRESSED IN PLAN 4. State of NJ filed estimated priority and secured claim 11-1 (NEED AMENDED CLAIM) 5. Trustee objection: - The debtor has insufficient income to pay all priority and secured claims, disposable income verifies $1,135. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2499 when determining disposable income. Plan proposes $1000 x 6; $2000 x 54 Base w/min div of $53,000 to gucs; loan mod by 11/1/24 Payments: 6/6 RESOLVED: - IRS filed secured claim 1-2 in the amount of $260,776.30 which is not addressed in the plan (AMENDED TO ZERO) - IRS claim total debt is $18,696,571.71, not including State of NJ estimated tax claim, mortgage and unsecured claims. (CLAIM AMENDED) - The current Plan does not specify treatment of IRS secured claim $260,776.30 and priority $618,759.18 under the Plan. (AMENDED) 109(e) issue. Unsecured debt alone is over $17 million - Need a copy of the last filed tax return - for 2023. (RECEIVED) - The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). |
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Matter ResolvedRequest Adjourment | 128 | 10/16/2024 10:00 am | 24-14386 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | AS OF 10/11/24 (SF) DEBTORS STILL HAS NOT PROVIDED 2023 TAX RETURN Trustee objection: - A copy of the last filed tax return - 2023 prior to confirmation. (STILL NEED) - Verified income leaves monthly disposable income of $1,542. - The current Plan does not specify treatment of Nationstar Mortgage and Police & Fire FCU secured claims under the Plan. POC #4-1 Arrears $1742.72 Plan proposes $300 x 36 Base Payments: 6/6 RESOLVED: - A Modified Plan that checks off 1e (joint administration of case) (MP FILED) -Objection filed by Nationstar (Fissell) - failure to pay arrears of $3176.96 (MP FILED) - Need April and May bank statements for all accounts listed on Schedule B. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-14402 / CMG | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | ISSUES AS OF 10/10/2024 (DM): ***TO RESOLVE TRUSTEE OBJECTIONS, RECOMMEND CONFIRMING AT $9,352 PTD, THEN $1,753 x 55 STARTING 10/1/24, 100% PLAN, PNC BANK POC (13-1) SHALL BE TREATED AS SECURED UNAFFECTED ON THE 2018 CHEVY CRUZE, DEBTOR SHALL SIGN-UP FOR TFS AUTO PAY AND PROVIDE PROOF OF ENROLLMENT WITHIN 14 DAYS*** 1) PNC Bank filed a secured claim for 2018 Chevy Cruze with $0 arrears not treated in the plan (TREAT AS SECURED UNAFFECTED?? - Yes) 2) Trustee OBJ: - Excessive Expenses: auto insurance $727, and 3 car payments $569, $424 and $300. - Form 22c has disposable income $2,297.70, which would require a $137,862 minimum dividend. - The recent online market comparatives have a higher value for the home of approximately $282,000 (DEBTORS HAVE PLENTY OF 522(d)(1) EXEMPTION AVAILABLE TO USE.) ***RESOLVED ISSUES*** A) Federal Home Loan Mortgage (RAS) OBJs - $1,302.20 arrears on Soloff Dr property - Plan fails to include treatment of claim (MP PAYS & CONSENT ORDER ENTERED.) B) Credit Union of NJ -2nd mtg (McKenna Dupont) OBJs to strip off of mortgage. Per Zillow, the property is valued at $282,000 (MP PAYS AMENDED POC ARREARS.) C) ACAR Leasing filed $424.85 arrears claim on 2023 Chevy Blazer that was assumed in the Plan (MP PAYS) D) Credit Union of New Jersey filed a separate $8,644.75 secured claim (see POC 7-1) for purchases made within 90 days of filing which is not treated in the plan. (CLAIM AMENDED TO A GUC.) E) Trustee OBJ: - Must file Pre-Confirmation Certification (FILED.) Prop. Plan Ptd, $1,717 x 55, 100% Plan. PTD 4.5/6 = $9,352 Last Claim (8-2) |
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Matter ResolvedRequest Adjourment | 130 | 10/16/2024 10:00 am | 24-14500 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | 9/11 Workup for the 9/18 calendar EDC To confirm: **$717 paid then $279 x 55 beg 11/1/24 0%--trustee will treat NJ unemployment claim the same as other guc claims---Trustee will not pay Helm Associates unless a valid claim is filed *NEED TO RESOLVE ADVERSARY FILED BY NJ UNEMPLOYMENT(9/18): Mk it has no effect the debt will be non dischargable. and will get car claim filed PER LEGG INCLUDE WITH OTHER GUCS 0% As of 8/2/24 (DS): Debtor atty requested adj to allow Helm Assoc to file late claim. Trustee will require motion to allow Trustee to pay late filed claim. As of 7/22/24 (DS): 1. Trustee obj to the following: - Must provide 2 months proof of income of Debtor for new job, and statement from Fidelity account prior to filing date. REC AMAZON ACCOUNT NOT FIDELITY - Amend Sched I to include new employment info and income. done 2. No claim filed by Helm Assocs. for 2013 Nissan Altima, bar date has passed. No one to pay, if no claim is filed. Prop Plan $238 x 60 begin 6/1/24; $0 Note: Service on motions done 6/24/24. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-14556 / CMG | Robert L. Schmidt, Esq. | Confirmation Hearing Scheduled | Pending - Work-up in Process | ISSUES AS OF 10/9/2024 (DM): 1) Affinity FCU filed $793.73 arrears claim on 2nd mortgage (OKAY TO PAY?? - Yes) 2) SBA Financial Grp POC (7-1) for 2022 Com Trailer and POC (8-1) for 2017 Freightliner. None of these assets or creditors are provided for on schedules or plan. THESE CLAIMS ARE LEASED BY DEBTOR BUSINESS A&S TRANSPORTATION - BUSINESS IS NOW CLOSED AND DEBTOR HAS A 1099 JOB (If debt was personally guaranteed, then need MP to surrender.) - Claim#7 is bifurcated - $23,195.11 owed, $10,000 secured, $13,196.11 unsecured with $1,304 arrears (AMENDED - NO LONGER BIFURCATED - JUST UNSECURED.) - Claim#8 is also bifurcated - $45,615 owed, secured $10,000, unsecured $35,615 with $2,047 arrears (AMENDED - NO LONGER BIFURCATED - JUST ARREARS.) 3) Must add to confirming order - Debtor to provide 2023 tax returns no later than 10/31/24. 4) Trustee OBJ: - There is $16,653.29 non-exempt equity in real estate (PROPOSED PLAN PAYMENT COVERS MIN DIV.) ***RESOLVED ISSUES*** A) JPMorgan Chase (RAS) OBJs - $3,535.89 arrears on 1st mortgage not treated in the plan (ORDER ENTERED.) B) Trustee OBJ: - Need to file Pre-Confirmation Certification (FILED.) - Need updated homeowner insurance (RECEIVED.) - Sch J excessive expense: $1,500 for estimated tax payment for 1099 employment. Must provide proof of payments 10 days prior to confirmation. (MK: atty says it is a quarterly payment not monthly - needs proof it is being paid. RECEIVED PROOF OF QUARTERLY PAYMENTS AND AMENDED SCH J REDUCES ESTIMATED TAX PAYMENT TO $267 PER MONTH.) - Need 2 months proof of income from current employer. Debtor provided a check dated 6/14/24 in the amount of $1,600, no further income (RECEIVED CHECKS FOR JUNE & JULY - DISPOSABLE INCOME VERIFIES AT $18, WHICH IS NOT FEASIBLE TO MAKE TRUSTEE PAYMENTS OF $450 - AMENDED SCH J FILED TO REDUCE ESTIMATED TAX PAYMENTS.) Prop. Plan $450 x 60, Base Plan PTD 5/5 = $2,250 Last Claim (10-2) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-14642 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | AS OF 10/16/24 (SF) NO PAYMENTS SINCE AUGUST. DEBTOR MUST BECOME CURRENT. ARREARS: $2200 1. Attorney proposes to reduce payment to $100 for 3 months while debtor is out of work. Debtor still has Rental income and social security. Why is proposed payment only $100? Needs Trustee Review 2. Trustee objection: - Add to confirming order non-exempt proceeds from auto accident claim to Trustee. Plan proposes $4000 PTD; $100 X 3; $2000 X 54 Base Payments: 2/5 Arrears: $2200 RESOLVED ISSUES: - Must file Pre-confirmation certification. (FILED - Mooring Tax Asset has not filed a claim. Should the per plan claim be stricken from plan? MP FILED - 71 S Clinton has not filed a claim. Should the per plan claim be stricken from plan? MP FILED -. Jones Act Opportunity filed claim in the amount of $82,561.93 which is much higher than the proposed amount of $64,481 (OK TO PAY?) MP FILED |
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Matter ResolvedRequest Adjourment | 131 | 10/16/2024 10:00 am | 24-14675 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/10/2024 (DM): 1) State of NJ Division of Taxation (HEATHER LYNN ANDERSON) OBJs to plan not proposing to pay $122,706.20 secured claim. There is also a $74,168.23 priority claim that includes estimated taxes for 2020 and 2024 (UNRESOLVED.) 2) IRS filed $5,481.29 priority claim that includes estimated taxes for 2023 (UNRESOLVED.) 3) Glenn Lakatos filed $2,554.92 priority claim not treated in the plan (UNRESOLVED.) 4) Terry Smith (Landlord) filed a general unsecured claim $7,500 (NEED A CONSENT ORDER FOR A PROMPT CURE.) 5) Trustee OBJ: - Need 2023 tax return (UNRESOLVED.) - Need to provide updated P&L income for July & August since Debtor opened business in April (ONLY RECEIVED JULY.) - Need Accountant's valuation for Amore Ristorante Corp (BALANCE SHEET UPLOADED DOSN'T LIST ANY RESTAURANT EQUIPMENT.) - Need April and May bank statements from TD Bank accts#8104, #8063 and #2595 (RECEIVED.) - Need proof of auto insurance for 2011 BMW (MK: this was repossessed) - Need Certification regarding mother's estate - are there any assets or will it be probated and was there a Will? - Verifiable disposable income verifies at $3,929 per month - with deducting SSI, would leave disposable income of $3,135 per month. Note: Debtor proof of income was attached to P&L (Payroll Summary) verifies $451.10 weekly or $1,953 monthly for wages. Prop. Plan $500 x 6, $2,800 x 54, Base Plan PTD 3.5/5 = $1,750 Last Claim (2-2) |
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Matter ResolvedRequest Adjourment | 138 | 10/16/2024 10:00 am | 24-14962 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | atty will speak to client and get back to EDC with answer by October calendar 10/4 workup for the 10/16 calendar EDC 1) Trustee objection to confirmation: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $525/month for personal care; $400/month for health insurance; $792/month for spouse's affinity loan; $1,500/month for spouse's creditor cards; $405/month for spouse's student loans. INFO HAS $270 MONTH MANI/PEDI---TRUSTEE COMPROMISE WILL AGREE TO ADD BACK $200 TOTAL - Verified income leaves monthly disposable income of $802.16. PLUS $200 ABOVE IS $1002 IN MONTHLY DISPOSABLE - Per the 22C, monthly disposable income is $7,671 which requires a minimum dividend of $460,260 to general unsecured creditors. - The Schedules fail to account for the debtor(s) tax refund in the amount of $631.00 when determining disposable income. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). WILL ADD ORDINARY DISTRIBUTION TO PLAN proposed plan $300x60 base plan ------------------- Resolved: - Need a statement for the Knights of Columbus life insurance policy. WHOLE LIFE-$10,000 VALUE OK - Need a statement for the debtor's 401k loan. RESOLVED, PROVIDED DEBTOR AND NON-FILING SPOUSE 401K STATEMENTS - Need a statement for the spouse's 401k loan. RESOLVED, PROVIDED |
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Matter ResolvedRequest Adjourment | 139 | 10/16/2024 10:00 am | 24-14981 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | ISSUES AS OF 10/11/2024 (DM): ***If Condo Assn objection can be resolved, TRUSTEE CAN RECOMMEND CONFIRMATION AT $7,600 PTD, THEN $1,900 x 55 STARTING 11/1/24, 100% PLAN WITH $72,584 THRESHOLD PRESERVED, OTBS ON BRANDON FARMS CONDO ASSN OBJECTIONS WITHIN 30 DAYS TO PAY PER POCs, DEBTOR SHALL SIGN-UP FOR TFS AUTO PAY AND PROVIDE PROOF OF ENROLLMENT WITHIN 14 DAYS*** 1) Brandon Farms Condo Assn (Stark & Stark) OBJ - failure to cure arrears of $32,477.07 and plan does not propose post-petition payments (UNRESOLVED.) 2) Brandon Farms Condo Assn (Stark & Stark) OBJ - failure to cure arrears of $4,342.98 and plan does not propose to pay quarterly fee payments (UNRESOLVED.) 3) Trustee OBJ: - The debtor has insufficient income (DEBTOR MUST SIGN UP FOR E-WAGE WITHIN 7 DAYS OF CONFIRMATION.) ***RESOLVED ISSUES*** A) Trustee OBJ: - There is $72,584 non-exempt equity in the residence (100% PLAN.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $1,900 x 60, 100% Plan. PTD 4/5 = $7,600 Last Claim (14-1) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15011 / CMG | James J. Cerbone, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | ISSUES AS OF 10/11/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,236 PTD, THEN $1,088 x 56 STARTING 10/1/24, BASE PLAN WITH $28,292 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, STUDENT LOAN POC (3-1) SHALL BE TREATED OUTSIDE THE PLAN*** 1) Trustee OBJ: - Excessive Expenses: $857 food, $409 cable/internet/phone, $309 entertainment/ - Need to file Pre-Confirmation Certification. Prop. Plan $1,049 x 56, $28,292 Min Div. - student loans outside the plan. PTD 4/5 = $4,236 Last Claim (17-1) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15086 / CMG | PRO SE | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | AS OF 9/29/24(mk): adj to 11/20-NFA MK sent debtor an email w/ attachments: Santander POC, Cert of service form and Transmittal form so debtor can serve Santander( plan proposes cram) and conf was adj from 9/18 to10/16 to allow this to happen Only 3 creditors in case . santander secured and 2 gucs . Plan proposes cram on stander on car- no service on creditor. ------------------------------- Trustee's objection: The debtor has failed to file a feasible plan. The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from all employment (Amazon Flex and Axelhire) prior to filing date. (NOT RECEIVED) - A Modified Plan that corrects all issues in objection. (MOD PLAN NOT FILED) - A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan (MOD PLAN NOT FILED) - Amendments to Schedules B to remove Line 34 duplicate 2016 BMW and amends Sched C to take proper federal exemptions on all assets and removes 100% of fair market value. (NOT AMENDED) - The debtor has undertaken an improper use of exemption. Specifically: Marks off 100% fair market value on 2016 BMW and fails to take exemptions on all other personal assets such as: Electronics $2,000, E-Bike $899, Clothes/shoes $3,000, Affinity FCU checking $1,800 and savings $115. Also must remove #34 duplicated 2016 BMW. (AMENDED C NOT FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Service to Santander, after mod plan filed to correct all issues. (CERT OF SERVICE NOT FILED) Plan proposes: $212.99 x 36 beginning 6/1/2024, ? to unsecured creditors Payments: 4/4, arrears $215.96 |
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Matter ResolvedRequest Adjourment | 215 | 10/16/2024 10:00 am | 24-15266 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Denial | MP JUST FILED AND SCHEDULED FOR 11/20 AS OF 10/11/24 (SF) DEBTOR IS NOT CURRENT WITH PAYMENTS Amended Sch J filed. 1. The debtor has failed to provide proof of service with respect to Plan Motion(s). Onemain Financial Group, LLC 2. IRS filed priority claim 1-1 in the amount of $5441.41 which is not addressed in the plan 3. State of NJ filed priority claim 8-1 in the amount of $198.33 which is not addressed in the plan 4. DGI/EI Greco LLC did not file a claim and the bar date expired on 8/1/24. Should the per plan claim be stricken from plan? 5. Trustee objection: The debtor has failed to supply the Trustee with the following document (s): Need 401K loan statement. (RECEIVED. LOANS EXPIRES IN 16 MONTHS) ADDITIONAL $80 WILL BE AVAILABLE) 6. The Plan proposes non-standard order of distribution Plan proposes $583 X 60 0% Plan Payments: 2/5 Arrears: $1749 |
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Matter ResolvedRequest Adjourment | 228 | 10/16/2024 10:00 am | 24-15548 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | Atty advised that Default has been requested in Adv. Pro. - ADJ to 11/20 Peremptory (dm) ISSUES AS OF 10/11/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,732 PTD, THEN $1,027 x 56 STARTING 10/1/24, 100% PLAN WITH $113,965 THRESHOLD PRESERVED, STRIKE PRIORITY PLAN TREATMENT TO THE STATE OF NJ, TRUSTEE IS AUTHORIZED TO PAY HYUNDAI CAPITAL $544.16 ARREARS POC (10-1), TRUSTEE SHALL RESERVE ON VERVENT INC POC (11-1) AND SHALL NOT DISBURSE RESERVED FUNDS UNTIL FURTHER ORDER OF THE COURT*** 1) Vervent Inc. filed a $25,045.88 general unsecured claim. Debtors' attorney has indicated that he will move against this claim (DEBTOR FILED AN ADVERSARY COMPLAINT - NEED RESULT.) 2) Trustee OBJ: - Excessive Expenses: $600 cable/internet/phone, $1,040 childcare, $975 transportation. Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $2,159. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need updated car insurance - expires 8/2/24 (RECEIVED.) - There is $113,965 non-exempt equity in the residence (100% PLAN.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $683 x 60, 100% Plan PTD 4/5 = $2,732 Last Claim (17-1) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15669 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | AS OF 10/1/24(mk): SAME AS LAST HEARING 8/21/24 (10/9/24 sf Atty just sent in more docs) 1. NJ Division of Taxation filed an estimated claim #8 which needs to be amended. (STILL ESTIMATED) Debtor has failed to provide: - business forms and 6 months of profit and loss statements for his job as a handyman. (NOT RECEIVED) - Plan does not specify treatment of claim #4-1 of NJMVCS for $2,146.58 under the plan. Is the debtor going to pay this claim? - Must file Pre-confirmation certification. (NOT FILED) - The debtor to provide a copy of the deed showing that he doesn't own the house. (NOT RECEIVED) - The debtor to amend plan to surrender the mortgage that he co-signed with ex-wife. (MOD PLAN NOT FILED) RESOLVED ISSUES: - Claims will be paid according to the trustee's order of distribution. (LANGUAGE ADDED) Plan proposes: $100 x 60 beginning 7/1/2024, base Payments: 3/4 |
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Matter ResolvedRequest Adjourment | 156 | 10/16/2024 10:00 am | 24-15681 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Withdrawn | AS OF 10/8/2024 (at): 1. Capital One filed a bifurcated claim #6 which needs to be resolved. (2018 Nissan Sentra) 2. Objection filed by US Bank (McCalla Raymer) - failure to cure full arrears of $90,455.65. (Per POC) (UNRESOLVED) 3. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Must provide 2 months bank statements from all accounts listed on Sched B prior to filing date. (NOT RECEIVED) - Must resolve creditor objection. (UNRESOLVED) - Must file Pre-confirmation certification. (NOT FILED) RESOLVED ISSUES: - Updated auto insurance, insurance expires 7/22/24. (RECEIVED) - Must file fee app 7 days prior to confirming order. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $20,842.50. (LANGUAGE ADDED) - The debtor has failed to file a feasible plan - when car payment $460 ends in month 15. Plan does propose a tier plan increase. (OK) Plan proposes: $1,000 x 5 beginning 7/1/2024, $1,400 x 55, 0% to unsecured creditors Payments: 3/4, arrears $1,000 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15743 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | As of 10/10/24 (DS): Need to confirm at $4,386 paid, $1,594 x 56 begin 11/1/24; 0% to gucs and add to confirming order Trustee ok to pay Claim#6-1 of City of Trenton Tax Collector $2,093.47 1. Mod plan removes City of Trenton Tax Collector, but claim filed for $2,093.47, which needs to be paid. MK: MP filed#21 - Do this plan as denied 9/16/24 (MK): Atty sent $ orders total $2,670. Still short. Atty says filed a MP and reduced the payment - Arrears do not just disappear. Nothing filed on Pacer as of 11:41 am. Just filed at 12:38pm. 9/18/24 (DS): 1. Debtor was to be current, but is not current, only made 1 out of 3 pymts with arrears $3,432. Last payment made was 8/14/24. Trustee will need Debtor to apply for e-Wage. 2. Trustee requires Debtor to provide 2 months proof of income as truck driver. The 2023 1099 is not sufficient to verify what income is for April and May 2024 or the last 6 months. Using this 1099 would verify $3,772.33 monthly, not $2,835. Disposable income would be $2,865, not $1,716. REVIEWED UPDATED INCOME AND VERIFIES THAT DISPOSABLE INCOME IS $2,284. 3. Secured judgment lien claim filed by Cavalry SPV for $1,841.68, not in plan and needs to be paid or move against the claim. MOD PLAN ADDS ARREARS. Prop Plan $1,462 x 60 begin 7/1/24; $0 Note: Updated auto insurance provided. DEBTOR TO BE CURRENT BY 9/18/24, 341 now on 8/15/24 0/2 payments- ATTY HAD PROOF OF MO sent by his office |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15748 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/10/24 (SF) 1. Motion for Relief by M&T Bank scheduled for 10/16/24 (MUST RESOLVE) 2. LVNV filed secured judgment lien claim 20-1 in the amount of $5201.27 which is not addressed in the plan. (OK TO PAY?) Plan proposes $960 x 60 100% Plan Payments: 3.5/4 Arrears: $480 RESOLVED ISSUES: - Must file Pre-confirmation certification. (FILED) - A copy of the last filed tax return - for 2023 for the spouse. (RECEIVED) - Must resolve IRS estimated tax claim. (AMENDED) - Objection filed by KML Law (Carlon) - failure to pay arrears of $2886.10 (NO CLAIM FILED YET) (RESOLVED ORDER SUBMITTED) 2. Trustee objection: - 22c has disposable income $3,665.24 (100% Plan.) - The current Plan does not specify treatment of US Dept of HUD under the Plan. (outside) - There is non-exempt equity in real property $87,849 (100% Plan.) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15762 / CMG | Edward Nathan Vaisman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 10/3/2024 (at): RECOMMEND: $1,800 PAID TO DATE, $874 x 56 BEGINNING 11/1/2024, 100% PLAN - Preserve non exempt equity of $309,926 in real property. - Debtor's attorney must file Pre-Confirmation Certification within 7 days of confirmation. 1. Objection filed by Lakeview Loan Servicing (LOGS) - failure to cure arrears of $1,768.79. (RESOLVED - PAY PER POC) 2. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $875. - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $9,107 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $309,926 in non-exempt equity in the residence. (100% Plan) (LANGUAGE ADDED) Plan proposes: $450 x 60 beginning 7/1/2024, 100% plan Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 175 | 10/16/2024 10:00 am | 24-15770 / CMG | David E. Shaver, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | issues as of 10/9/2024 (JMA) 1) The IRS and State of NJ priority claims wipe out the non-exempt equity in the property. Both claims are estimated for 2023 taxes, however the other taxes in the claim exceed the non-exempt equity. IRS CLAIM AMENDED, STATE OF NJ STILL ESTIMATED FOR 2023 TAES 2) PHH Mortgage Corporation (RASC) objection to confirmation - need to resolve - PROPOSED PLAN PAYMENTS NOT SUFFICIENT TO PAY CLAIMS OVER 60 MONTH PLAN -debtor will not satisfy admitted arrears during the life of the plan -IRS lien may usurp secured creditors claim of distribution 3) IRS priority claim #1 is estimated for 2023 taxes - RESOLVED, AMENDED CLAIM FILED 4) State of NJ/Division of Taxation claim #7 is estimated for 2023 taxes - need to resolve CLAIM REMAINS ESTIMATED FOR 2023 PRIORITY TAXES 5) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2023 prior to confirmation - RESOLVED, 2023 RETURN PROVIDED, NO REFUND - Need May and June bank statements for PNC accounts 7963 and 2546 - RESOLVED, STATEMENTS PROVIDED - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $4,304. - Per the 22C, monthly disposable income is $4,077 which requires a minimum dividend of $244,620 to general unsecured creditors. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $3,752 in non exempt equity in the residence - IRS PRIORITY CLAIM HIGHER AND WIPES OUT NON-EXEMPT EQUITY - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payment |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15806 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | as OF 10/1/24(MK): 3/4 payments 341 now on 9/19/24-NOT HELD 1. Objection By Community Loan Serv( Fein Such): plan has contradictory terms Part 2c says Lm and 4a says cure and maintain. |
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Matter ResolvedRequest Adjourment | 111 | 10/16/2024 10:00 am | 24-15833 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | ISSUES AS OF 10/11/2024 (DM): ***TO CONFIRM, THE DEBTOR NEEDS $1,233 PTD, THEN $3,229 x 57 STARTING 10/1/24, 100% PLAN WITH $30,313 THRESHOLD PRESERVED, TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (2-4) AS FILED, STRIKE PRIORITY PLAN TREATMENT TO THE STATE OF NJ*** 1) IRS filed an estimated priority claim not treated in the plan (AMENDED TO $12,666.38 NO LONGER ESTIMATED.) 2) State of NJ filed an estimated priority claim (AMENDED TO $0) 3) Trustee OBJ: - Need 2023 tax return for non-filing spouse (RECEIVED.) - Need May & June bank statements for Wells Fargo checking/savings on Sch B (RECEIVED.) - There is disposable income $4,492 (Plan pays 100%.) - There is $30,312 non-exempt equity in the residence (100% Plan.) Prop. Plan $411 x 60, 100% Plan. PTD 3/4 = $1,233 Last Claim (2-4) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-15969 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | ISSUES AS OF 10/11/2024 (DM): Motion to Expunge claim of Ally Financial rescheduled for 10/16/2024 (OTBS - $13,359 AT 7.7% TOTAL GROS $16,137.50.) 1) Trustee OBJ: - Need a CMA with comparatives sold within 6 months of filing. Zillow values the property at $619,600 (THREE RANDOM PROPERTY FROM TRULIA UPLOADED, BUT TRULIA VALUES THE DEBTOR'S PROPERTY AT $546,200.) - Need to provide updated proof of income (UNRESOLVED.) ***RESOLVED ISSUES*** A) Ally Capital (Levin Cedrone) OBJs to confirmation (2016 Lexus ES Hybrid) - creditor requests that the Plan be modified to provide for the petition balance of $13,359.63 with an interest rate of 10.50% for a total of $17,229.03 to be paid over 60 months of the Plan (MP ONLY PROPOSES $14,448.12 - PENDING MOTION - OTBS.) B) Cardinal Financial (Brock & Scott) OBJs to confirmation (CONSENT ORDER ENTERED TO PAY POC.) C) Ally Capital (Lavin Cedrone) OBJs to confirmation (2015 Ford Explorer) - creditor requests plan be modified to provide for petition balance of $9,371.19 with interest rate of 10.50% for total $12,085.41 to be paid over 60 months (MP SURRENDERS THE VEHICLE.) D) Trustee OBJ: - Need proof of service on Ally Financial (FILED.) - Need to file Pre-Confirmation Certification (FILED.) - Need DSO information for Karen Campoverde (RECEIVED.) - Need a copy of homeowner's insurance renewal - expired on 7/10/24 (RECEIVED.) - The debtor has failed to provide proof of service with respect to Plan Motions (MOOT - THERE IS A SEPARATE PENDING MOTION.) - Need a certification and explanation for all additional Zelle income (RECEIVED.) Prop. Plan $192.60 x 3, $315.96 x 57, Base Plan. PTD 3/4 = $867 Last Claim (22-1) |
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Matter ResolvedRequest Adjourment | 187 | 10/16/2024 10:00 am | 24-16065 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | As of 10/10/24 (DS): Debtor atty requested adj to resolve obj and tax claim As of 10/9/24 (DS): 1. Trustee obj to the following: - Must provide property settlement agreement that shows that ex-wife has 50% interest on residence. - 2023 Tax return provided, which shows that Debtor received a tax refund $10,112, not listed on Sched I. Leaving disposable income $1,930. Plan pays 100%. - Must resolve State of NJ estimated tax claim, 2023 tax returns not filed. - Must file Pre-confirmation certification. - Must resolve creditor obj. 2. Select Portfolio Servicing/US Bank (FRIEDMAN VARTOLO) obj to arrears POC filed with $91,904.09. 3. Bank of New York Mellon filed mortgage claim arrears $63,032.72 and New Century filed secured judgment claim for $1,032.78. Prop Plan $1,000 x 60 begin 7/1/24; 100% Note: DSO Info form provided. IRS claim amended and no longer estimated. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16087 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | Amended I&J filed - Doc #20 10/11/24 Atty advised that Schedule J was amended to add rent As of 10/1/24(mk): 1. Santander filed an arrears claim #3-1 for 1,319- Not in Plan- OK TO PAY? 2. Trustee Objection: -Debtors not paying all disposable income into the plan. Proof of income verifies that there is disposable income $1,674 when removing social security income. Plan payment is proposed at $110. -There is $1,990 in TD Bank savings acct and Landlord rent deposit $900 total $2,890. Plan:$110 X 58; MIN $1900 2/4 payments |
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Matter ResolvedRequest Adjourment | 162 | 10/16/2024 10:00 am | 24-16090 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 10/10/2024 (at): Trustee's objection: - The profit and loss statement for UBER only shows income in the amount of $91. Need to provide documentation that shows $2,000 monthly income from UBER. (NOT RECEIVED) - Need to file Pre-Conf Cert. (NOT FILED) Plan proposes: $2,050 x 60 beginning 7/1/2024, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 114 | 10/16/2024 10:00 am | 24-16121 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/11/2024 (DM): 1) Compu-Link/Celink (RAS) OBJs - sale plan is speculative and silent as to efforts to sell the property (UNRESOLVED.) 2) Plan provides $4,522 cram to Edison Automotive on 2011 Ford Edge - creditor has not filed a claim (UNRESOLVED.) 3) Trustee OBJ: - Excessive Expenses: electricity $600, and tele/cell/internet $692. - Plan fails to provide for a prompt sale/refi of real estate. - Case needs to be a Base due to possible non-exempt equity in real property and non-exempt proceeds from the Estate of Gwendolyn V. Jones (MP NOT FILED.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need to serve Plan motions - Edison automotive not served (CERT OF SERVICE FILED.) - There is $994 non-exempt equity in Motion FCU checking acct (LANGUAGE ADDED.) - Add to confirming order non-exempt proceeds from sale of residence and Estate of Gwendolyn Jones to Trustee (LANGUAGE ADDED.) Prop. Plan $370 x 36, $0 Plan. - sale of Gates Ave by unknown? PTD 3/4 = $1,140 Last Claim (20-1) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16149 / CMG | Marc C. Capone, Esq. | Confirmation Hearing on Modified Plan | Incomplete Docs - Needs Resolution of Issues | As of 10/9/24 (DS): 1. Trustee obj to the following: - Must provide accountants valuation for both businesses. - 22c fails to add the income from both businesses shown on the profit and loss statement and would verify that Debtors disposable income is much higher. (100% Plan ) - There is non-exempt equity in the residence $269,827.53, 2017 Jeep Wrangler $18,065, 2019 VW Jetta $340, PNC Bank acct#9791 $4,561.72, PNC Bank acct#9272 $1,623.35 and PNC Bank acct#4464 $879.49 total $295,297. (100% Plan) - Add to confirming order fee app within 7 days from confirming. - Must file Pre-confirmation certification. Prop Plan $1,500 x 12 begin 7/1/24; $2,200 x 12; $2,900 x 12; $3,400 x 12, $3,815 x 12; 100% Note: Mod plan filed to mark off Part 1e jointly administered. Updated homeowner insurance provided. |
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Matter ResolvedRequest Adjourment | 120 | 10/16/2024 10:00 am | 24-16258 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | nfa 10/2 workup for the 10/16 calendar EDC 1. BELOW TRUSTEE OBJECTION NOT RESOLVED AS TO EXPENSES AND DISPOSABLE INCOME BUT TRUSTEE IS OK TO CALCULATE PLAN BASED UPON EQUITY IN THE HOME AND BANK ACCOUNTS OF $172,933 TO CONFIRM IT NEEDS: $3900 PAID TO DATE THEN $3422 X 57 BEG 10/1/24 PRO RATA-TRUSTEE TO PRESERVE MINIMUM EQUITY OF $172,933 TO GUC Trustee obj to the following: - Excessive expenses on Schedule J: Double dipping expenses on P&L and Sched J: AUTO/TRUCK EXPENSE ON P&L $871 with Sched J insurance $284 (per auto insurance for all 3 car verifies $253, no proof of expense provided for 2018 Ram Van), Car pymt $752 and Transportation $240 total $1,276, insurance provided for 2018 Ram Van, but no proof of expense. P&L INSURANCE $544.35 MONTHLY, UNKNOWN WHAT INSURANCE AND PAYROLL $2,008.70 MONTHLY, NO EMPLOYEES ON BUSINESS FORMS, WILL BE CONSIDERED DEBTOR BUSINESS INCOME. NO PROOF OF EXPENSES PROVIDED. - Proof of income verifies higher, there is disposable income $5,290, without verifying the P&L expenses, which may increase.. - There is non-exempt equity in real property $170,639, TD Bank acct#4799 $3,971, TD Bank acct#4799 $1,856 and TD Bank acct#5225 $438 total $172,933. - Must file Pre-confirmation certification. 2. The Bank of NY Mellon (POWERS KIRNS) obj arrears $3,442 owed, no POC filed. Must resolve obj. (ORDER ENTERED 9/4/24 TO PAY ARREARS) Prop Plan $1,300 x 60 begin 7/1/24; Base Note: Auto insurance for 2018 Ram 2500 and life insurance value statement provided. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16290 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 9/30: creditor has reached out to debtor atty and needs more time to review the docs supplied to creditor by debtor per a Subpoena Claim #14 of US Bank was w/d see (#22).All GUC debt AS OF 9/75/24(mk): Was adj from 9/10/24 to 10/2/24: NO FURTHER SUBMISSIONS AS OF THIS DATE 8/30/24(mk): creditor objects to HR and will prosecute their obj. - sent email to debtor atty to let him know case was removed from HR AS of 8/28/24(mk): **CAN REC CONFIRM AT $200 x 36 Begin 7/1/24 Base** ------------------------------- mk: work up and contact atty-creditor obj was not prosecuted on 8/21/24 mk; son lives w/ parent in their home and is paying 2 mtgs for parents not rent- debtor supports both elderly parents who are each in their own bkcy cases.. THIS OBJECTION WAS NOT PROSECUTED AT LAST HEARING ON 8/21/24. MATTER WAS ADJ TO 9/4 AT TR REQUEST SO CASE COULD BE WORKED UP 1. Objection filed by Bhailalbhai Patel and Heena Patel (CAPONE - creditor wants proof that debtor's household size is 3 and believes that the debtor manipulated the 122C-1 to be below median when he's actually above median. Objecting to debtor's expenses. (UNRESOLVED) Debtor atty reply #18 MK: no appearance by creditor on 8/21/24 2. Trustee's objection :DEBTOR/ATTY CERT REPLY #17- debtor supports elderly parents - contributes to their Bkcy cases...but his parents appear to live w/ him so it is a HH of 3 DEBTOR'SPARENTS OWN THE HOME THEY ALL LIVE IN-LOOKS LIKE HE PAYS parents 2 MTG on the property. --------RESOLVED ISSUES--------------- - Needs certification as to the rent to parents and all that he pays and as to other expenses ( RECEIVED- NO rent son lives w/ parents and pays the 2 mtgs) . Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $14,492.61 (Per obj) RESOLVED- STATUS CHANGE- OBJ. WAS W/D The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the profit-sharing account with Proskauer Rose. (RECEIVED) - Need a statem |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16385 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 10/1/24(mk): Plan has no pay arrears pending LM. unsecured creditor total is 10,950 so plan payment proposed will cover 100% to gucs and be complete in less than 60 mos- so need clarification on maybe you do want to pay arrears pending LM?? 1. Trustee Objection: -Need May and June bank statements for PNC account 5176. -Verified income leaves monthly disposable income of $1,109 - Must file pre conf cert. w/in 7 days-filed Plan:$588 X 60; LM 1/2025 (298 EMERALD DR); BASE 3/4 payments ------RESOLVED-------------- - failed to schedule tax refund( ADDED IN) - Must file pre conf cert. w/in 7 days-filed |
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Matter ResolvedRequest Adjourment | 158 | 10/16/2024 10:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 10/9/24 (DS): 1. Trustee obj to the following: - Must provide 2023 tax returns and auto insurance for two 2016 Hyundai Elantras, 2017 Nissan Altima, 2020 Nissan Frontier and 2024 Quantum RV. - Excessive expenses on Sched J: Food $500, Transportation $450, 5 car payments $289, $328, $573, $318 and $578 (2015 Mercedes Benz car payment should be paid off) and RV $1,385. (100% Plan) - Income verifies $25,326, includes tax refund. - There is non-exempt equity in the SC property $31,987.21, 2015 Mercedes $11,423, 2016 Chevy Silverado $22,000, 1997 Bass Boat $2,000, Schwab One Acct $71,150 and PLV Electric, LLC $1,000,000. (100% Plan) - Ally Financial filed several claims with arrears, listed as outside in Plan: 2016 Hyundai Elantra $868.68, 2017 Nissan Altima $984.48, 2019 GMC Sierra $1,225 and 2016 Hyundai Elantra $955.25. - Mutual of Omaha filed arrears claim $2,583.84. 2. Nissan Motor filed claim for 2017 Nissan Rogue not in plan. 3. Nissan Motor (STEWART LEGAL) obj to 2017 Nissan Rogue not in plan. 4. 6 Motions for relief with orders to be submitted, 4 on 9/4/24 and 1 on 10/2/24, none yet on docket. Need terms on all motions. Prop Plan $500 x 12 begin 7/1/24; $2,000 x 48; 100% Note: TD Bank statements from accts#5556 has $2,099.46 and acct#4573 has $1.10. OTBS w/Freedom Mtg ok to pay arrears $2,583.84. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16690 / CMG | Joel R. Spivack, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/9/2024 (JMA) 1) Debtor is not current with Trustee plan payments, arrears $7,200 2) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation -RESOLVED, CONSENT ORDER PAYS ARREARS $3,013.36 THROUGH PLAN 3) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -There is non-exempt equity $3,102.59 in the USAA acct #4969; There is non-exempt equity $249.89 Schwab account; Total non-exempt equity $3,352.48 - Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - RESOLVED, CONSENT ORDER proposed plan $3,600x23, $4,292x37 base plan paid in $3,600 arrears $7,200 last claim 16-1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16746 / CMG | James J. Cerbone, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | issues as of 10/9/2024 (JMA) TO RESOLVE TRUSTEE OBJECTION, NEED TO CONFIRM AT $472 PAID TO DATE, $1,075X57 BEGIN 11/1/2O24 BASE PLAN 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - for Women's Psychotherapy Center job. (July and August) - RESOLVED, PROVIDED - Need a statement for the Franklin Mutual account. - A Modified Plan that vests property upon confirmation - RESOLVED, MODIFIED PLAN CHECKS PART 8a AS VESTED UPON CONFIRMATION - Amendments to Schedules I to correct income (debtor and spouse are reversed) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verifiable income leaves monthly disposable income of $2,243.16. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $3,443 in non-exempt equity in the bank accounts. - Need June and July bank statements for PNC accounts 4152, 4834 and 4826. RESOLVED, STATEMENTS PROVIDED - Need to file Pre-Confirmation Certification - STILL NEED TO FILE 2) Part 8a is not completed- RESOLVED, MODIFIED PLAN FILED 3) Amended Schedules I & J filed, expenses increased $1,080 for diapers/formula $500; baby food $230 and childcare $600 - RESOLVED, PER DEBTORS ATTY, CHILDREN ARE 2 YEARS OLD AND 6 MONTHS OLD. DEBTOR HAS RETURNED TO WORK AND IS NO LONGER NURSING, EXPENSES ARE HIGHER proposed plan $472 paid to date, $236x58 begin 11/1/2024 base plan minimum $10,200 to gucs paid in $472 arrears $236 last claim 16-1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16748 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 9/25/24(mk):email to atty workup on plan #16 >>IF OK TO PAY ARREARS IN #1 THEN ** CAN REC CONFIRM AT $394 x 60 Begin 8/1/24 BASE. Tr is authorized to pay ARREARS CLAIM # 2-1 TO AMERICAN HONDA FINANCE CORPORATION in the amount of $472.44 thru the plan. Must file pre conf cert. 7 days From Conf. Order** 1. American Honda Filed arrears claim #2-1 for $472.44 on lease- OK TO PAY? 2.Trustee objection: must file pre conf cert in 7 days. plan can be a Base plan at the proposed payment amt. Plan:$394 x 60 begin 8/1/24; 0% 2/2 payments |
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Matter ResolvedRequest Adjourment | 171 | 10/16/2024 10:00 am | 24-16767 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/8/2024 (JMA) 1) Trustee objection to confirmation - need to resovle - A current market analysis - for Liberia property - NOT PROVIDED - Need to provide 2 months bank statements from Bank of America acct prior to filing date - RESOLVED, PROVIDED - A copy of the deed - for the Liberia property - PROVIDED, DEED DATED 8/4/2022 - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $274 (verifies $195) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $320 non-exempt equty in ABCO FU acct#0348 and may be in the Bank of America acct pending statement. BANK OF AMERICA STATEMENTS PROVIDED, NO NON-EXEMPT EQUITY ON THIS ACCOUNT. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Must file Pre-confirmation certification - NOT FILED TO DATE - The debtor needs to provide information regarding her separation from her husband including the date of separation - NOT PROVIDED TO DATE proposed plan $375x60 base plan paid in $800 arrears $325 last claim 4-1 RESOLVED: - A copy of the homeowner's insurance renewal declaration - for the residence, insurance expires 8/26/24 and liability insurance for Liberia property. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 177 | 10/16/2024 10:00 am | 24-16811 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | updated 10/10/2024 (JMA) UPDATED 10/8/2024 (JMA) -this must be a 100% plan due to non-exempt equity -to date there is no proof of efforts to sell - no motion to sell, appointment of realtor etc 1) Trustee objection to confirmation - need to resolve - Domestic Support Obligation information RESOLVED, PROVIDED - Property settlement agreement and order of support payments. DIVORCE NOT RESOLVED, NO SETTLEMENT STATEMENT TO PROVIDE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $750, Car payment $1,500, Boat $590 and support payments $1,600. Must provide proof of expenses 10 days prior to confirmation. SUPPORTING DOCUMENTATION NOT PROVIDED, THIS IS A 100% PLAN DUE TO NON-EXEMPT EQUITY IN HOUSE AND BANK ACCOUNT. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c has disposable income $1,575.69, which requires a minimum dividend $94,541 to gucs. - Income verifies higher, there is disposable income $1,138. - The current Plan does not specify treatment of Discover Personal Loans (judgment lien) $35,306.42 under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $147,195, OceanFirst checking acct $488 and savings acct pending statements. - Add to confirming order non-exempt proceeds from sale of Lawrence Drive to Trustee. - Must provide updated auto insurance, insurance expires 8/20/24, also need proof of boat insurance and 2 months bank statements from OceanFirst savings acct, prior to filing date. - Must file Pre-confirmation certification. NOT FILED TO DATE 2) The Toyota Motor Credit Corporation claim #7 for th |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16841 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 11/6/2024 10:00 am | AS OF 10/9/2024 (at): 1. Wells Fargo filed a bifurcated claim for the 2018 Hyundai which needs to be resolved. 2. Santander filed a secured arrears claim #7 for $100 which is not in the plan. Are the debtors going to pay this claim? 3. Ally Capital filed a secured arrears claim #12 in the amount of $236.64 which is not in the plan. Are the debtors going to pay this claim? 4. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure arrears of $5,538.06. (RESOLVED - PAY PER POC) 5. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $297, $225 and $529/month car payments (cannot have 3 car payments) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $6,155 in non exempt equity in the residence at the debtors' value and $53,222 at the Zillow valuation. Trustee requires a more detailed valuation be provided by debtors. - Zillow has the real property value at $250,600. Debtors' valuation is 196,500. TR requires a more detailed market analysis to support value with more detailed comps attached. (NOT RECEIVED) RESOLVED ISSUES: - The debtor has insufficient income Verified income leaves monthly disposable income of -$1,587.73. Debtor must sign up for e-wage within 7 days of confirmation. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - Wells Fargo filed a bifurcated claim which needs to be resolved. (LISTED ABOVE) - need update on Co debtor Veryln Brown's possible law suit for knee injury 6 months from confirmation. (LANGUAGE ADDED) Plan proposes: $813 x 60 beginning 8/1/2024, not less than $12,050 to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16855 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/10/24 (SF) 1. MSR Asset/PHH Mortgage filed arrears claim 8-1 in the amount of $511.34 which is not addressed in plan (OK TO PAY?) 2. Trustee objection: - Need to provide Trustee with supporting documentation for excessive expenses $1,000/childcare; $200/miscellaneous expenses; $1,000/non-filing spouse debts/expenses. Documentation should be provided 10 days before confirmation hearing. - -There is $12,606.31 non-exempt equity in the debtor's home. Plan proposes $313 x 48 Base w/min $10,061 to gucs Payments: 3/3 RESOLVED: - Need Proof of 2 month's income - for wife's part time job at Activity Center. (RECEIVED) - Need to provide Trustee with the May and June 2024 statement for all 4 PNC accounts. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | As of 10/10/24 (DS): Debtor atty requested adj to resolve all objections As of 9/12/24 (DS): Debtor atty requested adj to resolve all objections As of 9/10/24 (DS): 1. Trustee obj to the following: - Excessive expenses on Sched J for car payments $499, $526 and $657 and monthly auto insurance $722. - Must resolve the bifurcated claim of Glen Arden Homeowners Assoc. secured $26,644.89, unsecured $2,011 total arrears $28,655.89. Plan has secured arrears $2,562.68. 2. SN Servicing/US Bank (FRIEDMAN VARTOLO) obj to arrears owed are much more, POC filed arrears are $106,358.25. Must resolve obj. Case will not be feasible to pay arrears, will require a Trustee payment estimated $3,683 or more. 3. Attorney Disclosure states attorney fees $4,250, has received $4,250 balance owed $4,250. This needs to be amended and attorney fees received should be $0 as Statement of Financial Affairs has $0 paid. Must amend attorney disclosure. 4. Glen Arden HOA (CUTOLO BARROS) obj plan arreas less, bifurcated claim filed, secured arrears are $26,644.89. Must resolve obj. Prop Plan $2,060 x 60 begin 8/1/24; Base Note: Service to motions in plan served 8/6/24 and filed 9/3/24. |
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Matter ResolvedRequest Adjourment | 185 | 10/16/2024 10:00 am | 24-16919 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/11/24 (SF) 1. Objection filed by Howard and Ellen Rose (Brian Deeney) - Plan filed in bad faith and does not adequately account for their claim. Note: Two claims were filed for the same amount of $763,981.03. Not sure if one is a duplicate. Also the claims do not have any supporting documents attached. The claims are for damages in active civil litigation. 2. Adv Complaint filed by Howard and Ellen Rose Case No. 24-16919 to determine if debt is dischargeable (Summons and pretrial conference 12/18 at 3) 3. Trustee objection: - The debtor has insufficient income . - A copy of the last filed tax return - for 2023 from non -filing spouse. - Bank of America checking acct#3047 statement pages 2-6 for 5/9/24-6/5/24 and for 6/6/24-7/11/24. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Electricity, gas, and heat $600. - The Schedules fail to account for the debtor(s) tax refund in the amount of $9,883 when determining disposable income. - The current Plan does not specify treatment of US Bank Truist National under the Plan. - There may be non-exempt equity in the debtor's business based upon the bank statements balances of approximately $146,391. The Trustee has requested a valuation of the business. - The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Total unsecured claims filed $1,573,895.20 and mortgage claim $343,484.97 total $1,917,380.17. - Must provide accountants valuation (Balance Sheet) of business assets. - Add to confirming order non-exempt proceeds from pending lawsuit to Trustee. - Must add to confirming order Debtor to apply for eWage or via TFS payments. Plan proposes $1000 x 60 Base; plus nonexempt proceeds from lawsuit Payments: 2/3 Arrears: $1000 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17037 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | As of 10/9/24 (DS): Recommend confirming $3,180 x 3 begin 8/1/24; $3,250 x 57 begin 11/1/24; 100% to gucs with a min. div. $20,568 to gucs due to non-exempt equity 1. Trustee obj to the following: - 22c has disposable income $4,536.89, which would require minimum dividend $272,213.40 to gucs. - Certification regarding payments to creditors within 90 days of filing bankruptcy. - There is non-exempt equity in the residence $19,968.75, Unity Bank acct#2495 $597.31, Unity Bank acct#6757 $1.44, Santander Bank acct#3170 $330.04 and Santander Bank acct#1052 $100.48 total $20,998 to gucs. Prop Plan $3,180 x 60 begin 8/1/24; Base Note: Mod plan filed to mark off 1e jointly administered. |
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Matter ResolvedRequest Adjourment | 145 | 10/16/2024 10:00 am | 24-17280 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 10/11/24 (DS): Need to confirm at $1,000 paid, $500 x 33 begin 11/1/24; $2,626 x 24 begin 8/1/29; 100% with min. div. $115,970 to gucs due to non-exempt equity and Debtor to apply for e-Wage within 7 days from confirming order. (Plan was not worked up properly, did not notice that it had TBD x 24 months, Debtor is to begin receiving social security benefits in month 37 reason for tier, DS made changes and worked up above terms) As of 9/27/24 (DS): Debtor atty requested adj to pass bar date 10/2/24 (DS): Recommend waiting pass bar date total gucs filed $60,502.80 or confirm at $500 x 3 begin 8/1/24; $1,381 x 57 begin 11/1/24; 100% with a min. div. $116,741 to gucs due to non-exempt equity (extending plan to 60, since the income will not fund a 36 month plan due to disposable income $965 1. Trustee obj to the following: - Excessive expenses for food $800 and tax refund $826 not on Sched I. Disposable income would verify $965. MAY NOT MATTER SINCE NON-EXEMPT EQUITY WILL REQUIRE AN INCREASE IN PLAN PAYMENTS. - There is $115,970 in non-exempt equity in the residence. TOTAL GUCS FILED $60,502.80. Prop Plan $500 x 36 begin 8/1/24; $TBD x 24; Base |
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Matter ResolvedRequest Adjourment | 154 | 10/16/2024 10:00 am | 24-17401 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | issues as of 10/8/2024 (JMA) OK TO CONFIRM AT $1,050 PAID TO DATE, $554x57 BEGIN 11/1/2024 WHICH INCLUDES MINIMUM $24,840 TO GUCS DUE TO NON-EXEMPT EQUITY 1) Trustee objection to confirmation - need to resolve - Need to provide Trustee with Business forms - from spouse landscaping business - RESOLVED, PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $24,092 and $1,298 in First Commerce Bank acct, total $25,390. - Must file Pre-confirmation certification - RESOLVED, FILED proposed plan $525x60 begin 8/1/2024 minimum $24,890 dollar base to general unsecured creditors paid in $1,050 arrears $525 last claim 19-1 |
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Matter ResolvedRequest Adjourment | 160 | 10/16/2024 10:00 am | 24-17452 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 10/4/24 RECOMMEND $150 X 36 (BEGIN 8/1/24) BASE Plan proposes $150 x 36 Base Payments: 1/2 Arrears: $150 RESOLVED: - REMOVED FROM THE HONOR ROLL BECAUSE ESTIMATED TAX CLAIM JUST FILED CLAIM 6-1. NEED AMENDED CLAIM. (AMENDED) - Trustee objection: - must file pre conf cert. (FILED) |
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Matter ResolvedRequest Adjourment | 163 | 10/16/2024 10:00 am | 24-17533 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | As of 10/2/24 (DS): 341 needs to be rescheduled, then submit conf adj req As of 9/30/24 (DS): Debtor atty requested adj, request denied, 341 will not be held 9/26/24, still missing docs no auto insurance |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17599 / CMG | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | issues as of 10/8/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - for 2023. - A copy of the homeowner's insurance renewal declaration - , only provided binder that expires 10/6/24. - Updated auto insurance, if not confirmed by 10/16/24, insurance expires 10/13/24. - Amendments to Schedules Attorney Disclosure to change attorney fees owed $4,200, per plan has $4,200. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Real estate $600 and Homeowner insurance $200, shown on the mortgage statement as paid by mortgage. Must provide proof that these expenses are being paid by Debtor 10 days prior to confirmation. - Amend Sched A/B and C to remove TD Bank and amended Statement of Financial Affairs to add bank acct closed on Line 20. - Crescent Bank (2019 Nissan Rogue) filed arrears owed $986.48. - Must file Pre-confirmation certification. proposed plan $1,000X36 100% WITH REFI 9/30/2025 paid in $ lastl claim |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17686 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 10/2/24 (DS): 341 not held 9/5/24, must reschedule, then submit conf adj |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17797 / CMG | Stephanie Shreter, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | 341 is 11/7/2024. (READY) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17808 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 10/9/24 (DS): Need to confirm at $645 x 60 begin 9/1/24; Base with a min. div. $25,896 to gucs due to non-exempt equity and student loans to be treated outside 1. Trustee obj that there is non-exempt equity in the residence $25,896. Prop Plan $645 x 60 begin 9/1/24; Dollar Base $27,921 Note: Disposable inome is mute, plan pays non-exempt equity. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17815 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | UPDATED 10/11/2024 (jma) issues as of 10/8/2024 (JMA) OK TO CONFIRM AT $900X24 BEGIN 9/1/2024, $1,100X24 BEGIN 9/1/2026, $1,403X12 BEGIN 9/1/2028 WHICH INCLUDES MINIMUM $43,465.54 TO GENERAL UNSECURED CREDITORS DUE TO NON-EXEMPT EQUITY 1) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - provided forced placed insurance policy - no personal liability coverage RESOLVED, RENEWAL PROVIDED WITH PERSONAL LIABILITY COVERAGE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Income verified higher than scheduled, disposable net income $2,416.48. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $39,608.95 non-exempt equity in house MORTGAGE CLAIM LOWER, NON-EXEMPT EQUITY $40,805.73 - There is $1,427.95 non-exempt equity in Citizens Bank acct #880-4 Citizens Bank acct 880-4 balance as of 7/8/2024 $1,737.95, need to amend Schedules A/B and C. There is non-exempt equity in bank account $1,427.95 proposed plan $900X24, $1,100X24, $1,300X12 MINIMUM $43,465.54 TO GUCS DUE TO NON-EXEMPT EQUITY paid in $1,800 last claim 8-1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17818 / CMG | David A. Semanchik, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | updated 10/11/2024 (JMA) issues as of 10/3/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): A Modified Plan that pays student loans outside of the bankruptcy. NOT FILED TO DATE - The Schedules fail to account for the debtor(s) tax refund in the amount of $889 when determining disposable income. - Need to file Pre-Confirmation Certification. NOT FILED TO DATE - Need to add all non-exempt proceeds from lawsuit to the confirming order. proposed plan $1,000x60 100% paid in $1,000 arrears $1,000 last claim 8-1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17819 / CMG | David A. Semanchik, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/10/2024 (at): SHOULD ADJOURN TO AFTER THE BAR DATE OF 10/15/2024. 100% PLAN Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17874 / CMG | Michelle Lee, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 10/8/24 (DS): 1. Debtor in arrears $900, made 0 out of 2 payments. 2. Trustee obj to the following: - Must provide statement from Robinhood acct prior to filing date. - There is non-exempt equity in Lexus $94 and Lincoln $90 total $184. 3. Lakeview (STEPHEN M. HLADIK) obj to arrears owed, POC filed arrears are $2,878.90. Must resolve obj. 4. Must file Pre-confirmation certification. Prop Plan $450 x 36 begin 9/1/24; Base |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-17971 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | updated 10/9/2024 (JMA) issues as of 10/8/2024 (JMA) 1) Planet Home Lending LLC (Friedman Vartolo) objection to confirmation - need to resolve -arrears $123,113.18 propsoed plan $2,550x60 base plan paid in $2,556 arrears $2,544 last claim 6-1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18017 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 10/3/2024 (at): RECOMMEND: $1,350 x 60 BEGINNING 9/1/2024, BASE - Preserve non exempt equity of $65,002 in real estate. - Preserve non exempt equity of $710 in personal property. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity: $65,002.55/house; $10/Chase acct #0738; $300/Smith & Wesson 9mm; $300/Santander acct; $100/M&T acct. Total non-exempt equity $65,712.55 (LANGUAGE ADDED) - Did not provide statement for Chase account #0738 (NOT RECEIVED) Plan proposes: $1,350 x 60 beginning 9/1/2024, base Payments: 1/2, arrears $1,350 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18040 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 10/8/24 (DS): Recommend waiting pass bar date 10/22/24 or confirm at $310 x 60 begin 9/1/24; Base with a min. div. $968 - Add to Trustee ok to pay arrears claim#13-1 of Provident Funding $472.51. - Section 4a to be stricken no claim filed. 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $-2,569. TRUSTEE TO ADD DEBTOR TO APPLY FOR E-WAGE - There is non-exempt equity in the residence $968, no arrears claim filed by BIRCH HALLOW HOA. RECOMMEND WAITING PASS BAR DATE 10/22/24 OR STRIKE AND NOT PAY. 2. Provident Funding filed arrears claim $985. Trustee ok to pay? Prop Plan $310 x 60 begin 9/1/24; base |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18053 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/8/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $711.86. (100% plan) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,119.00 when determining disposable income. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - Need to file Pre-Confirmation Certification 2) No Trustee payments have been made to date, arrears $886 proposed plan $443x60 100% paid in $0 arrears $886 last claim 3-1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18061 / CMG | PRO SE | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | no payments |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18098 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | issues as of 10/8/2024 (JMA) OK TO CONFIRM AT $2,665X36 BEGIN 9/1/2024 100% PLAN 1) Trustee objection to confirmation - RESOLVED - Need statements for the debtor and co-debtor's retirement loans. PROVIDED, DEBTOR PAYS $382.51/MONTH, FINAL PAYMENT 1/22/2027; SPOUSE PAYS $303.57/MONTH, FINAL PAYMENT 3/22/2029 - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $295/month for clothing; $295/month for personal care; $637 and $705/month car payments. Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $3,831. - Per the 22C, monthly disposable income is $5,289 which requires a minimum dividend of $317,340 to general unsecured creditors. (100% Plan) - Need to file Pre-Confirmation Certification - RESOLVED, FILED proposed plan $2,66536 100% plan paid in $5,300 last claim 5-1 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18101 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 10/9/2024 (at): Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the 401k loan. (NOT RECEIVED) RESOLVED ISSUES: - The debtor has insufficient income. (EWAGE LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $650 x 36 beginning 9/1/2024, base Payments: 1/2, arrears $650 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18107 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 10/8/24 (DS): Recommend waiting pass bar date 10/24/24 or confirm at $1,500 x 2 begin 9/1/24; $1,542 x 34 begin 11/1/24; 100% with min. div. of $271,732 to gucs due to non-exempt equity 1. Trustee obj to the following: - May need updated auto insurance if not confirmed, insurance expires 10/22/24. - There is non-exempt equity in the residence $271,482 and $250 in 2020 Chevy total $271,732. - There are excessive expenses on Sched J, which are moot since plan pays 100% to gucs. - Proof of income also verifies higher, however plan pays 100% and 22c has disposable income $2,672.18. Plan pays 100%. Prop Plan $1,500 x 36 begin 9/1/24; 100% Note: Mod plan marks off 1e. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18112 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/9/24 (SF) 1. Objection filed by Shellpoint Mortgage (Wohlrab) - failure to pay arrears and speculative loan mod 2. Trustee objection: - There is $37,003 in non exempt equity in the Charles Schwab account. - Need to file Pre-Confirmation Certification. Plan proposes $686 x 60; Base w/ min $37,003.29 to gucs; Loan Mod in 6 months Payments: 2/2 RESOLVED: -The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Capital One, Equable Ascent Financial and PSE&G. (FILED) - The IRS filed an estimated claim which needs to be amended. (AMENDED) - A copy of the homeowner's insurance renewal declaration - Policy provided expires 10/8/24. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18161 / CMG | Melinda D. Middlebrooks, Esq. | Confirmation Hearing Scheduled | Continued 11/20/2024 10:00 am | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18182 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 10/9/2024 (at): 1. Objection filed by Santander (Eisenberg Gold) - objecting to cram. Debtors are not the sole owners of the vehicle. Non-debtor Lisa Nolan is also on the loan. Creditor wants $19,230.86 at 16.94% interest. Need proof of insurance. (UNRESOLVED) 2. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $470. - Need a copy of residential lease. (NOT RECEIVED) RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Chrysler Capital. (OBJECTION FILED) The debtor has failed to supply the Trustee with the following document (s): - Need a valuation for the time share. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $9,093 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $350 x 36 beginning 9/1/2024, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18263 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Continued 11/6/2024 10:00 am | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18346 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 10/8/24 (DS): 1. Trustee obj to the following: - Must provide TD Bank acct#6747 for July and August, prior to filing date ; updated homeowner insurance, if not confirmed, insurance expires 10/25/24 and 401(k) loan balance statements for loans #5 and #6 on Debtor's pay stubs. DEBTOR PROVIDED A PRINTOUT WITH NO NAME OF THE 401 (K) LOAN COMPANY FOR LOAN 6 OF $26.92, NONE PROVIDED FOR LOAN 5 FOR $82.87. - Must provide updated CMA. Current CMA does not take into account the updates that were made to the house that are reflected in the Zillow listing. Additionally, there are no similar comparable properties in the current CMA with 5 bedrooms, 2.5 baths and in-law suite. - Excessive expenses on Sched J: Electricity / heat/gas $435 (P&L has $68 utiliities), Home maintenance $225 (P&L has roof repair/ maintenance $250, no loan on Sched D or Plan), Cable/internet $265, Auto insurance $390 (verifies $261) and 2 car payments $339.87 and $527.30. - Plan does not specify treatment of US Dept of HUD under the Plan. - There is non-exempt equity in the residence, pending updated CMA, $1,838 in TD Bank checking acct #6236, $828 in TD Bank acct #7882 (1/2 interest), TD Bank acct #6747 (pending statement). - Must file Pre-confirmation certification. 2. Santander filed claim for 2013 Honda Civic not in plan, Sched B or on Sched J and no auto insurance provided. The balance owed $2,009, car payment $285, which ends in month 7. Debtor was the co-signor. Prop Plan $400 x 60 begin 69/1/24; Base Note: Cert from Debtor states accts#0223 & #3170, belong to father, not Debtor. Robinhood statement provided and amended Sched A/B and C filed to add bank acct. |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 10:00 am | 24-18545 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 10/3/24 (SF) 1. 341 NOT HELD - RESCHEDULED TO 10/31/24 2. PAYMENTS: 0/2 ARREARS: $3400 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 12:00 pm | 19-14537 / CMG | Jacqueline R. Rocci, Esq. | Motion Compensation | Recommend Granting | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 12:00 pm | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Compensation | Recommend Granting | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 12:00 pm | 23-17525 / CMG | Andy Winchell, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 12:00 pm | 24-11308 / CMG | James J. Cerbone, Esq. | Motion Compensation | Needs Resolution of Issues - Objections | MK:Order is incorrect and proposes payments of 2134.10 for 6 mos. Plan has 53 mos left and can continue at the payment of 766 |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 12:00 pm | 24-12659 / CMG | Andrew Thomas Archer, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 10/16/2024 3:00 pm | 24-15281 / CMG | Lee M. Perlman, Esq. | AP Summons Issued | Judge to Reserve Decision | AP 24-1522 JENNINGS VS. LUTHE |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |