ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 10/15/2025
Last Updated: 10/1/2025 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
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Adjournment
010/15/2025 12:00 am22-14375 / CMGWarren Brumel, Esq.Motion CompensationWithdrawnthis should be w/d as amended application filed at #65
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010/15/2025 12:00 am22-14375 / CMGWarren Brumel, Esq.Motion CompensationNo Opposition Filed
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010/15/2025 12:00 am22-16336 / CMGBrad J. Sadek, Esq.Motion CompensationWithdrawn
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010/15/2025 12:00 am22-16336 / CMGBrad J. Sadek, Esq.Motion CompensationNo Opposition Filed
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010/15/2025 12:00 am23-11719 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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010/15/2025 12:00 am24-13897 / CMGWarren Brumel, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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010/15/2025 12:00 am24-17222 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
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010/15/2025 12:00 am24-21979 / CMGBarbara J. Snavely, Esq.Motion CompensationNo Opposition Filed
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010/15/2025 12:00 am25-13365 / CMGJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition Filed
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010/15/2025 12:00 am25-17048 / CMGKarina Pia Lucid, Esq.Motion CompensationNo Opposition Filed
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Adjournment
010/15/2025 9:00 am18-33317 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS/PLAN BALANCE $2,259
2 mos left as of Oct.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am19-22933 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnPlan paid
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Adjournment
010/15/2025 9:00 am19-26159 / CMGKevin C. Fayette, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition FiledMTN REOPEN TO FILE CERTS AND DISCHAGR
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am19-28171 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS

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Adjournment
010/15/2025 9:00 am19-33649 / CMGRussell L. Low, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition FiledMTN REOPEN TO FILE CERTS
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Adjournment
010/15/2025 9:00 am20-20737 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn

plan balance PAID OFF
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am22-10756 / CMGLee M. Perlman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj, will make pymt & requests recap<> US BANK TRUST/Bloomfield Dr (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am22-15140 / CMGMarc C. Capone, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
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Adjournment
010/15/2025 9:00 am22-17311 / MEHDavid G. Beslow, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
10/22/2025 9:00 am
<>

27 GINGER DR
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am22-20201 / CMGJohn Zimnis, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections

TR OBJ:

Needs revised order to add to page 2 of Order . Debtor to be current w/in 14 days of the entry of this order.
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Adjournment
010/15/2025 9:00 am23-10233 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> CITY OF TRENTON (Zeitz)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-10486 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)No Opposition FiledFEDERAL NAT'L MTG (MARTONE)
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Adjournment
010/15/2025 9:00 am23-11918 / CMGBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT; MP 10/15*<>

Debtor obj, filing MP<>PLAN NOT FEASIBLE DUE TO APPX $10,000 IN POST PET MORTGAGE ARREARS ADDED
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-12006 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-13654 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>LAKEVIEW LOAN (STERN LAVINTHAL)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-15701 / CMGMelinda D. Middlebrooks, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objectionsmotion to expunge claim 10-2 on 10/15
and to be be current by 10/15


Debtor obj<>FAILED TO RESOLVE #10-2(7/2024) FILED AFTER LM ORDER(5/2024) FOR SAME PRE PET AMOUNT AS #10-1.; ARREARS$ 829 as of 8/28/25
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Adjournment
010/15/2025 9:00 am23-15701 / CMGMelinda D. Middlebrooks, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLM10-2
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Adjournment
010/15/2025 9:00 am23-15904 / CMGSteven J. Abelson, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-16002 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS 3,106 Last pay April

adj for payment and recap to 10/15/25
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-16227 / CMGRobert Manchel, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections9/10/25 : parties working on resolving

Debtor obj<>US BANK TRUST NAT'L ASSOC (HLADIK ONORATO)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-16235 / CMGJoseph Casello, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, under contract to sell<>CARRINGTON (Friedman Vartolo)

J. Casello - now appt"d as debtor atty-
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-16319 / CMGSteven J. Abelson, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledGLOBAL LENDING (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-16386 / CMGLaurence R. Sheller, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>US Bank/Hillcrest Ave (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-18690 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-18931 / CMGMoshe Rothenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS; LATE FILED CLMS; WILLINGBORO #19-1 & IRS #18-1
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-19663 / CMGPeter E. Zimnis, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsMP filed- on for 10/15/25


Debtor obj<> ARREARS 4,668 as of 8/8/25. Last py April
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-19802 / CMGRonald E. Norman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS $150
10/15 to be current
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-20647 / CMGSteven J. Abelson, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsPEREMPTORY


Debtor obj, made pymts<> SABRINA PORCARO(Abelson)

supp obj filed by creditor( #58)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am23-21068 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, making pymts<>ARREARS 8,565 as of 9/29
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-10161 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-10255 / CMGYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition FiledFRANKLIN ESTATES (ARONS & ARONS)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-11448 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS/NOT PAYING CORRECT PLAN PYMT AMOUNT
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-12496 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-13384 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, requests recap<> ARREARS 2,005as of 9/25/25 Last pay 4/9/25

need a recent payment before a recap
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-13895 / CMGAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)Order Previously Submitted9/29/25(mk) order submitted; outside cure over 5 mos


Debtor obj<>M&T BANK (McCALLA RAYMER)

mk: settlement discussions
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-13922 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections9/26/25:creditor cert of default filed by US Bank/Selene: post pet due 27,808.46


as of 9/25: current w/ TR

Debtor obj<>ARREARS (now also needs to address ford SV)-atty says outside plan


ORDER ENTERED GRANTING THIS ON 8/27/25
MK>> NOTE: MFR on 8/13 by Ford Motor credit ( McCalla):Ct heard arguments. Debtor to be current w/ entire amount post petition by 8/15/25
Ford Motor Credit has just advised that the account was not brought current, that the payment was returned NSF. This is the third NSF on these arrears.

Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-14402 / CMGLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)No Opposition FiledACAR LEASING (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-14776 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
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Adjournment
010/15/2025 9:00 am24-15086 / CMGPRO SEMotion Relief from Stay (Fee)Moot - DismissedSANTANDER (EISENBERG)
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010/15/2025 9:00 am24-15743 / CMGJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)3rd Party MatterCITY OF TRENTON (ZEITZ)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-16900 / CMGVera Fedoroff, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, in trial LM<> US BANK/Liberty Ct (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-16939 / CMGLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS; ADDRESS IRS LATE FILED CLM #7
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-17450 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NEWREZ/Harbor Rd (Stern & E)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-18161 / CMGMelinda D. Middlebrooks, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NISSAN (Stewart)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-18182 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-18593 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP #39 filed 9/4/25 for Debtors are in a trial payment period for a post-petition loan modification that will address pre- and post-petition mortgage arrears.


Debtor obj<>SV/WILMINGTON; ARREARS 3,947

wrong order was entered on MFR 10/15 for correct order and MP


Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-18668 / CMGJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 10/15<<>>


PLAN WAS DENIED 8/13/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-18729 / CMGJeanie D. Wiesner, Esq.Motion Motion (Generic) - Only use if no other event is applicableRecommend GrantingMTN APPV LM

Debtor's cert filed

TR Limited obj::No debtor cert in support of LM
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-19264 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-19279 / CMGJoseph Albanese, Esq.Motion Relief from Stay (Fee)3rd Party MatterFREEDOM MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-20040 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMK FYI debtor oppn was uploaded as a conf adj.... THE OPPOSITION NEEDS TO BE FILED ON THE DOCKET and then request adj of this motion for you to file a MP

debtor opp'n-has supplied attys w /info for amended I &J and asked for a MP

ARREARS 3,045 as of 9/25- NEEDS TO ADDRESS ONEMAIN #5-3/NO DEFICIENCY STATED IN CLAIM
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-20138 / CMGFrancis P. Cullari, Esq.Motion Reinstate StayNeeds Resolution of Issues - ObjectionsNissan obj ( Stewart)<>MTN REINSTATE STAY/NISSAN MOTOR
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-21215 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO LM BY 4/15/25, EXTENDED LOSS MIT EXPIRED 9/3/25
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-21476 / CMGPRO SEMotion Relief from Stay (Fee)No Opposition FiledSELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-21570 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order Previously Submitted9/16/25(mk): Order submitted - outside cure of $184.37 by 10/15/25

Debtor obj<>CAPITAL ONE FINC (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am24-22232 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)No Opposition FiledAMERICAN HERITAGE FEDERAL (WELTMAN)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-10055 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-10116 / CMGDavid G. Beslow, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>LOANDEPOT.COM (FRENKEL)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO SELL LORI ST PPTY BY 8/31/25


mk: motion to sell on 9/24/25-SHORT SALE
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Order Shorten TimeNeeds Resolution of Issues - Objections10/15 to try to resolve

>>OST< for 9/242/5 and then adj. to 10/15<

--Limited Obj filed by :Wilmington Sav(B. Caine)2nd mtg: wants the lien to be paid in full at closing- does not like language in order under "other provisions" that talks about if full pay off is short then need creditor approval- SIMPLY WANTS ENTIRE LIEN PD OFF- won't happen at the current sale price ..no approval for short sale has been given by creditor


47 LORI ST

SALE K 1,100,000 2 mtgs- SHORT SALE - debtor needs approval form lenders - 2 mtgs


mk :Plan confirmed at 100%w/ sale of RE
applications for retention of broker and atty for closing filed
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Hearing Scheduled (Document)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-10573 / CMGChristopher G. Cassie, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsOST to reinstate stay set for 10/14/25

MP >

Debtor obj<>PLAN DENIED 6/11/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-10573 / CMGChristopher G. Cassie, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsMTN TO REINSTATE STAY

OST to reinstate stay set for 10/14/25- per docket #40- Amended order
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11118 / CMGTamika N. Wyche, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>CAPITAL ONE AUTO (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11118 / CMGTamika N. Wyche, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>CAPITAL ONE AUTO (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11123 / CMGYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11199 / CMGJeanie D. Wiesner, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>WELLS FARGO BANK (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11232 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)No Opposition FiledTHE BANK OF NEW YORK MELLON (STERN & EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11668 / CMGBruce C. Truesdale, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> US BANK (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11931 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-11979 / CMGJames J. Cerbone, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS 3,467. Last pay May 2025

need payments to post then a recap
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-12256 / CMGScott E. Kaplan, Esq.Motion Relief from Stay (Fee)No Opposition FiledWELLS FARGO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-12475 / CMGCandyce I. Smith-Sklar, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledMTN ALLOW LATE CLM OF CAPITAL ONE BANK
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-12955 / CMGDaniel E. Straffi, Esq.Motion to SeverRevised Order Submitted9/29/25(mk) REVISED ORDER SUBMITTED


Limited objection to the Order:
Order does separate claims But just needs to state That debtor Peter will continue under case #25-12955 and that Susan will be assigned a new case #
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-13045 / CMGKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-14344 / MEHKevin C. Fayette, Esq.Motion Relief from Co-Debtor StayContinued
10/22/2025 9:00 am
ANCDI PROPERTIES/CHUCK HOWDARD (GREENBLATT)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-14451 / CMGRobert Manchel, Esq.Motion Relief from Stay (Fee)WithdrawnFREEDOM MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-14966 / CMGBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)No Opposition FiledFINDERNE HEIGHTS CONDO (MEZZACCA)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-14981 / CMGDavid L. Stevens, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
11/5/2025 9:00 am
MTN EXPUNGE CLM#1 of A. Wang
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-14981 / CMGDavid L. Stevens, Esq.Motion RetentionNeeds Resolution of Issues - ObjectionsTrustee limited obj<> APPLICATION FOR REALTOR RETENTION
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-15036 / CMGJohn Michael McDonnell, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledFAY SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-15262 / CMGMelinda D. Middlebrooks, Esq.Order Shorten TimeNeeds Resolution of Issues - Objections>>OST>>

MOTION FOR ORDER FOR TR TO RELEASE SALE PROCEEDS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-15475 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-16369 / CMGDarren M. Baldo, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections9/23: atty says hearing should be next week on St CT OSC- will adj this to 10/15/25


TR objection:
parag. 5 of ST Court Order puts limitation s on Guardian. NEED A CLARIFYING ORDER FROM ST CT ALLOWING THE BANKRUPTY TO EVEN GO FORWARD


9/7/25(mk); atty email - has filed complaint and OSC in mercer Cty Chancery Ct for approval of sale of ward's prop in the ch 13- WHEN IS HEARING ON THAT?
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)3rd Party MatterFREEDOM MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-17240 / CMGMarc P. Feldman, Esq. Motion Relief from Stay (Fee)No Opposition FiledCRESTWOOD VILLAGE (COLLINS, VELLA)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-18187 / CMGKirsten B. Ennis, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsMK: case was dismissed on 9/10 on CT OSC for failure to filed missing schedules. debtor now has all schedules to be filed

TR OBJECTION:
Insurance is forced place and no personal liability coverage.
Sept and Oct TR payments need to be made w/in 10 days of any Order vacating the Dismissal

Needs a revised order that adds the following language on Page 2 of the Order

Debtor is to be current with Trustee payments w/ in 10 days of the entry of the Order.
Debtor must provide proof of home insurance with personal liability coverage.
341 is to be scheduled on or before Nov 20 and Confirmation date is 11/26/25
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-19186 / CMGAndrew Thomas Archer, Esq.Motion for Relief from StayNo Opposition FiledALAIN AVRILLON & JUSTIN RUSSO/LANDLORD
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-19240 / CMGDavid G. Beslow, Esq.Motion Extend TimeNeeds Resolution of Issues - ObjectionsBridge order to be submitted

Citigroup obj<>MTN EXT STAY ALL CREDS

3rd Bkcy filing
case filed 9/3. no plan and missing schedules
AR FILED*99

debtor says now has steady rental income
There is s substantial equity in all 3 properties( mk: reviewed prior case)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:00 am25-19539 / CMGPRO SEMotion Relief from Stay (Fee)No Opposition FiledSUBURBAN PARTNERS/LANDLORD (TRENK ISABEL)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 9:15 am20-17796 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)3rd Party MatterCITY OF TRENTON(ZEITZ)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am22-17371 / MEHDavid G. Beslow, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections***MEH/NEWARK****

Debtor obj<>CARRINGTON/Highland Ave (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am23-10349 / CMGYakov Rudikh, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 24 of 31 required payments   Arrears: $3,027.00
AS of 9/29/25(mk):email to atty

Arrears till the filing of the MP in Sept were 1,827- that gets added to base balance(after Tr com is calculated- This means

**CAN REC CONFIRM AT $17,046 PTD Then $311 x 30 Begin 10/1/25 Base**



MP proposes$310 X 6; $725 X 17; $250 X 37; BASE
income has decreased

Plan has run 30 mos and 30 remain
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am23-11918 / CMGBrad J. Sadek, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 44 of 31 required payments   Arrears: $0
As of 9/29/25(mk):email to atty

**NEEDS TO CONFIRM AT $7,326 PTD Then $353 x 30 Begin 10/1/25
Base. Must file a fee application for supplemental fees of $1,600



MP proposes:$171 X 29; $345 X 31; BASE
Plan has run30 mos and 30 remain

--------------------------------

PRIOR CONF>
$4,248 PD TO DATE (12 MOS) $171 X 48 BEGIN 4/1/24; POT BASE $12,456; ATTY $2890/$4750
MIDFIRST 13-1 TO BE TREATED O/S
AMD POC W/IN 45 DAYS
FEE APP W/IN 7 DAYS OF ENTRY OF CONF ORDER
PAY FIG 17-1 (LATE)






Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am23-14805 / CMGPeter J. Broege, Esq.Motion to Approve Post Petition FinancingNo Opposition FiledMTN TO REFI

SV on real prop. Debtor now has opportunity for reverse Mtg

payments to continue under plan
plan 100%
Email InquiryMatter ResolvedRequest
Adjournment
10410/15/2025 10:00 am23-19663 / CMGPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 24 required payments   Arrears: $6,612.00
updated 9/2/2025 (JMA)
issues as of 8/25/2025 (JMA)

1) Why does modified plan propose payment of $1,537x18 when case was confirmed with $1547x36?
2) Need to provide Trustee with amended Schedules I & J including current proof of income for Spouse and 2024 tax return.
3) Need supporting documentation of debtor's job loss and unemployment income.
4) There are arrears in the amount of $4,668

proposed plan $1537x18, $200x18 base plan
paid in $27,678
arrears $4,688
14 months to go
Email InquiryMatter ResolvedRequest
Adjournment
11710/15/2025 10:00 am23-20634 / CMGThomas J. Orr, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 16 of 23 required payments   Arrears: $822.00
As of 9/19/25 (DS): Debtor atty requested to allow time to get support income

As of 9/19/25 (DS): 1. Trustee obj to the following:
- Must provide Support payments. PROOF OF INCOME PROVIDED VERIFIES THAT DISPOSABLE INCOME IS $493, NOT INCLUDING SUPPORT PAYMENTS, WHICH WAS PREVIOUSLY $874 MO.
- Case was previously confirmed with disposable income and a tier plan increase due to pension loan deducting $1,289 ending 6/1/24.

MP Prop $150 x 15: Base
- Loan mod granted, arrears cured through loan mod.
Note: Updated POI and 2024 Tax return provided.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am24-13206 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 19 required payments   Arrears: $9,768.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am24-13586 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 1 of 18 required payments   Arrears: $13,943.00
As of 10/1/25(mk);UPDATED


**Needs to conf. at $9,928 PTD then $626 x 42 Begin 11/1/25 100%
Preserve equity t/h of $25,602 in real property**


MP proposes:
$9,928 PTD; $607 X 43; 100%
SETTLEMENT HAS BEEN INTERRUPTED AND NO PAYMENTS BEING MADE BY PLAINIF Bay leaf Village now in bkcy
plan has run 18 mos and 42 remain

Plan balance inclu TR commission is 26,306.97



Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am24-17357 / CMGMichelle Lee, Esq.Confirmation Hearing on Modified PlanRecommend DenialDebtor has made 13 of 15 required payments   Arrears: $190.00
AS of 9/30/25(mk):

SAME AS BELOW


AS of 8/26/25(mk): NO MOTION WAS EVER FILED PER #1 BELOW
Tr sent Exeter a letter in March 2025 stating auto was surrendered and we do not pay claims of surrendered property unless claim is amended to an unsecured deficiency balance- WHERE IS THIS AUTO NOW?


Mk: atty to file motion re: auto

As of 7/16/25(mk):

1. Trustee Objection:
-Plan proposes to now pay Exetor Finance on a 2014 Ram truck that was surrendered in a prior confirmed plan via a cram in part 4 of plan( not in part 7) A SEPARATE MOTION MUST BE FILED ON THIS AND PROPERLY SERVED UPON THE CREDITOR

- need fee app for supp fees

-plan payment is increased as of date above no amended i & J nor updated proof of income has been filed


MP proposes PTD $4125 (10mos); $785 X 50; BASE
ADDED EXECUTOR CAR TO BE PAID THRU THE PLAN INSTEAD OF SURRENDER
ADDED ATTY FEES. Plan has run 12 mos and 48 remain


---------------------
March 2025 prior conf:3150 PTD (8 MOS) $504 X 52 BEG 4/1/25 ; BASE $29,358 ; ATTY FEE $4850/$4850 ; MTN
OTBS FROM SANTANDER W/IN 30 DAYS OF CONF
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am24-18593 / CMGLee M. Perlman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 14 required payments   Arrears: $7,123.00
(amt: order vacating stay (333) AND order resolving (#38) were both entered on mtn #29. Need clarification. Also, if order resolving is to be used, need to know if atty fee is inside or outside plan)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am24-18668 / CMGJonathan Stone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 11 of 14 required payments   Arrears: $829.00
AS of 9/30/25(mk):


Work up on MP #54 CASE IS 13 mos old

1. Trustee Objection:
- No Cert of service for this plan. Filed 9/30 but no doc there yet need to review
- As of now there is equity in real property of 81,674( if Glassboro does not have a perfected lien on real property) ply 14,666 in personal property( bank accts)
- updated income verified higher for co debtor and results in disposable income of 3,260


Plan:$830 X 51; BASE std loans outside
current

----------------------------------
- Need to file Pre-Confirmation Certification. FILED
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am24-19013 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 9 of 13 required payments   Arrears: $2,152.00
AS OF 9/29/2025 (at):

RECOMMEND: $6,850 PAID TO DATE, $828 x 1, $1,050 x 13, $1,696 x 34, 100% PLAN
- Preserve non exempt equity of $78,260.
- Student loans will be paid outside of the plan.

MP proposes: $800 x 1, $250 x 3, $828 x 7, $1,050 x 13, $1,580 x 36, 100% to unsecured creditors
Arrears: $1,624
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am24-20137 / CMGJoseph Casello, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 10 of 12 required payments   Arrears: $764.00
AS of 9/30/25(mk):

Work up on MP #49

**CAN REC CONFIRM AT $7,056 PTD Then $2,137 x 49 Begin 10/1/25 100%.
Preserve equity T/H of $249,023 in real property. Student Loans outside
must file fee application for fees in Modified plan w/in 7 days of confirming order.**

MP proposes $724 X 10; $2137 X 50; 100%
TO PAY MTG ARRS AND STUDENT LOANS O/S
Plan has run 11 months and 49 remain






Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-10096 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 6 of 9 required payments   Arrears: $330.00
final adj to 9/24:PEREMPTORY for new counsel

mk ;adj by Ct to 8/13 to allow time for new counsel

AS of 8/5/25(mk)

>VF w/d as counsel

>NO ATTY DISCLOSURE FILED BY CURRENT ATTY.PRIOR ATTY WAS PAID 6500 OUTSIE PLAN. HE HAS WITHDRAWN AND NEW COOUSEL IN CASE.

>>CASE HAS 5 UNSECURED CREDITORS AND BAR DATE HAS PASSED. DEBTOR PAYS VIA MONEYGRAM SO BK ACCT ISSSUE IS MOOT

- needs to file pre conf cert and new atty disclosure statement.

------------------------------

1. Trustee Objection:
- None of the income letters are certified. DEBTOR IS NOW CURRENT
- certification from debtor as to Bank account closing with date and
address how she handles the money she receives and how does she
pay bills ?
- proof of payment for rent lease or certification from landlord. debtor
testified the rent is $4,200 per month. Sch J says $500. Needs
explanation
- Need to file Pre-Confirmation Certification.
-Needs TR std order of distribution.
- need fee app for hourly fee 7 days from confirming order(ATTY W/D)
- Need most recent full statements for Lakeland Bank #8506(mk: debtor testified has not had a bank acct since 8/2022)

Plan:$110 X 36; BASE
5/5 payments

----------------------RESOLVED_-----------------------------
6/2/25: New counsel for debtor who has requested more time to amended the adv pro complaint and vacate dismissal of the adv pro.

5/28/25(mk):debtor is pro se now as atty has w/d. and the ADV.PRO has been dismissed per Order entered at #29 on 5/27/25. ADV PRO IS BACK- waitng for amneded Order
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-10573 / CMGChristopher G. Cassie, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 9 required payments   Arrears: $2,230.00
OST to reinstate stay set for 10/14/25


As of 9/22/25(mk):Updated

Work up on plan #29. Plan is 8mos in

>>PLAN IS NOT FEASIBLE UNLESS THE STAY IS REIMPOSED(OST on motion to reinstate was denied by CT)


1. Plan proposes to pay arrears to NJ Housing and Mtg Fin. Agency- THE STAY HAS BEEN VACATED ON THIS PROPERTY AND TR WILL NOT PAY CLAIM


Plan:$2230 X 41; 100%
7/8 payments

Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-10586 / CMGJoseph Casello, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 17 of 9 required payments   Arrears: $0
>>Creditor Cert of default filed 9/26/25 by Selene(RAS):6,109.13 in post pet.


As of 10/1/25(mk): case is now 9 mos old and same issues. Plan is not feasible.

>>This is a 2 creditors case . 1str and second mtg only- VALUE OF PROP IS HIGH ENOUGH SO AS TO PREVENT A CRAM OF THE SECOND MTG (as plan proposes0 AND TO AVIOD THE J'MENT LIENS

1.Objection By Wells Fargo(Brock & Scott):
- objects to cram and prop value does not support a cram

2.Trustee objection:
- Debtors plan provides for treatment of First Mtg that
The NJERMA grant which the Debtor has applied for requires that any arrears remaining after grant funds are applied must
either be paid immediately, or dealt with by a loan modification. Debtor cannot pay the balance of the remaining arrears
through the Chapter 13 Plan. The Plan is being modified to comply with NJERMA requirements. WHEN WAS IT APPLIED FOR? BEFORE FILING? HAVE D FUNDS BEEN AWARDED/ need documentation.

- No proof that debtors have applied for a LM.


- Debtor cannot cram second mortgage as there is equity left over after the first mortgage.

- There is still equity left over( more than 20,000) so the Lien avoidance in part 7 a is not proper either. No claim filed by LVNV Funding and Midland funding


Plan:$100 x 36 Base LM by 9/15/25
funding includes contrb form family
PTD 1,722

-------------------------------
MRF on 7 /2/25 OTBS- outside cure
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-11141 / CMGDonald C. Goins, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 8 required payments   Arrears: $314.00
As of 9/30/25(mk):


MP proposes 307 x36 sale of Birchwood Dr by 2/28/26 Base
TO EXTEND TIME TO SELL
plan had run 7 mos and 29 remain


1.Trusstee objection:
need proof of efforts to sell . there has been no application to retain a realtor or provide a listing agreement. According to the internet the property is off market
Plan has to be 100% dues to equity in RE BUT there are no guc claims filed.

------------------------------------------------
Prior conf:$307 X 36 BEG 3/1/25 ; 100% PRESERVE NE EQUITY T/H OF $100,639 IN REAL PROPERTY (NO PAY PENDING SALE) ; ATTY FEE $1560/$4750 ; OTBS W/IN 14 DAYS RESOLVING US BANK MOTION FOR STAY RELIEF AND TO PAY POST-PET ARREARS OF $7060 THROUGH THE PLAN.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-11291 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 8 required payments   Arrears: $969.00
AS of 9/30/25(mk):


1. IRS ESTIMATED UNSECURED CLAIM- no 2019 return.

2. Trustee obj:
- Must provide pay stubs from Debtor for Feb. & March.
- Plan fails to propose prompt cure of landlord arrears. Add lang for prompt cure


Plan $484.68 x 60 begin 3/1/25; Base
Note: 2024 Tax return provided 5/16/25. Tax refund no issues since disposable income verifies -$232.
6/7 payments

------------RESOLVED-------------

>>MFR Santander (Eisenberg) on for 8/13/25 OTBS outside cure


MFR filed by Landlord, Woodbine Living, Debtor in arrears, sched 5/21/25. COTBS $9,664 PRE-PET ARREARS TO BE PAID BY TRUSTEE AND POST-PET $240 TO BE PAID BY DEBTOR
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-11413 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 8 required payments   Arrears: $1,500.00
atty has no obj to 100% 10/15 PEREMPTORY

AS OF 8/28/25 (SF)

7/22/25:- atty is working on APOC w/ IRS. no conduit on 2nd mtg


1. IRS filed estimated priority claim 9-1 (STILL NEED AMENDED CLAIM)

2. Trustee Objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$850/month for utilities (JCPL IS $340 per month. Cannot include past due amounts)
$660/month for cable/internet/phone (cable is $332)
$2,000/month for health insurance
$675/month for car insurance ( Premium is $4357 for 6 months)
4 car payments - $422, $408, $241 & $215 (4 car payments are not allowed)
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $7,954.29. (UPDATED PROOF OF INCOME SHOWS DISPOSABLE INCOME OF $8106) WILL NEED 100% PLAN

- There is $195223.14 in non exempt equity in the residence. (Will change when IRS claim is resolved)



Plan proposes $500 x 60 Base w/Min $122,000 to gucs; Refinance by 1/1/26
Payments: 5/6 Arrears: $500

RESOLVED:
- Need a mortgage statement for the Citizens Bank mortgage. (Claim filed)
- Need a copy of the last filed tax return - for 2024 by 5/15/2025. (RECEIVED)
- Objection filed by Citizens Bank (Lubin) - failure to pay arrears of $15,065.61 -COTBS, pay arrears
- Need a copy of the homeowner's insurance renewal declaration - . Policy provided expires on 6/11/25. (RECEIVED)
- JPMorgan Chase filed arrears claim 20-1 in the amount of $1659.57 which is not addressed in the plan. (OK TO PAY?) mk YES PAY
- Motion for Relief by Citizens Bank 7/23 at 9 (7/23/24 mk; ORDER SUBMITTED =ADDS $7,783.24 to plan
- Need Proof of 2 month's income - . Need January pay stubs for the debtor. Atty says Jan stub was provided in April and has uploaded it.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-11668 / CMGBruce C. Truesdale, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 8 required payments   Arrears: $490.00
AS OF 9/29/2025 (at):

PLAN NEEDS TO REMAIN 100% DUE TO NON EXEMPT EQUITY.

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full pre-petition arrears of $53,370.48. Creditor wants stay relief if sale is not sold within an appropriate time frame. (UNRESOLVED)

MP proposes: $490 x 60 beginning 3/1/2025, sale of residence by 3/1/2026, base
Payments: 7/7
(Purchaser of Property under Real Estate Contract lost job and failed to obtain Mortgage Commitment days prior to the preparation of Motion to Approve Sale. Extending date to Sell Real Property to allow time to obtain a new purchaser)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-12256 / CMGScott E. Kaplan, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 7 required payments   Arrears: $2,250.00
As of 9/30/25(mk):

>>MRF ( Deutsche Bank- RAS) on 10/15 Post pet as of 8/27/25 $5,416.25- NEED RESULT- WILL IT IMPACT PLAN?

>>AS OF NOW PLAN Need 3707 x 54 begin oct- NOT FEASIBLE


1.TR Objection:
- needs fee app for any suppl fees


Plan: Ptd then 2250 x 56 100% plus proceeds form PI case needed to fund at 100%. STD Loans outside
LM was rejected so now has to cure arrears


------RESOLVED-------------

-Has personal injury case settled? Tr needs to know status . Sch B says 80,0000 settlement per a preliminary closing statement - no motion was filed. Exemption claimed on C has 55,800 TR NEEDS TO KNOW if both debtors were plaintiffs in the PI case so as to justify that exemption(PER ATTY NO FINAL SETTLEMENT YET)


Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-12294 / CMGDarren M. Baldo, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 7 required payments   Arrears: $2,650.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-12475 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 7 required payments   Arrears: $0
claims motion filed on 10/15/25

AS of 9/16/25(mk):

MP filed 8/7 still has LM and pay partial arrears pending LM- now says debtor applying for ERMA plan says :Debtor will be applying for a loan modification/ERMA funding. If debtor fails to
receive either a loan modification or ERMA funding , debtor will support the
second tier with contributions from daughter.

This is all too speculative Case is 6 mos old.


> CREDITOR OBJ STILL NOT RESOLVED. This was s a 1 creditor case except debtor atty has filed 2 late claims for creditors - 1 of which is attempting to be avoided in the plan...


1. SPS (CHARLES WOHLRAB) obj to loan mod. ( the MP does not resolve this)

2. 2 claims field late by debtor atty . 1 is for Cap One- and Plan avoids the lien
and 1 unsecured claim for credit collection- need a motion to allow this lates claim or add language

Prop Plan $240 x 5, 300 x 4, 2.403.13 x 51; Base and Loan mod on 23 S. Westfield Ave by 12/2025- pay partial arears pending LM
5/6 payments

-------------------RESOLVED-------------
Note: Updated auto insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-12826 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 7 required payments   Arrears: $5,400.00
AS OF 9/30/25(mk): 3/6 payments . last pay was July


1. Wilmington Savings (BRIANE CAINE) obj to avoiding judgment lien in Plan. Must resolve.

2. Chris Alevras (PRO SE CREDITOR) obj to avoiding judgment lien and value of property being $500,000, POC filed as unsecured. Must resolve obj. ( There is no back up documentation for the POC)

3. Trustee obj:
- Excessive expenses on Sched J: $1,100 Food, $600 for health insurance and $1,300 Assistance for adult children. Must provide proof of excessive expenses 10 days prior to conf.
- Disposable income verifies $3,505.15, Tax refund not listed on Sch I.

- Need service to Capital One, Carlos Shipping and Timothy Steele Dadzie on motions in plan.

- Riverbend Townhouse filed a bifurcated claim which needs to be resolved.

- Need fee app 7 days from confirming order. ADDED TO TERMS
- Must file Pre-confirmation certification.


Prop Plan $500 x 2 begin 4/1/25; $1,800 x 58; Base
3/6 payments .last pay July


----------------------------
MFR filed by Freedom Mtg, Debtor in post-pet arrears ORDER SUBMITTED 8/28/25- outside cure

Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-13321 / CMGRussell L. Low, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $400.00
AS OF 9/12/25 (SF)


1. IRS filed estimated unsecured claim 3-1 (STILL NEED AMENDED CLAIM)

2. Trustee objection:

- Need 2 months bank statements from TD Bank savings acct prior to filing date. (RECEIVED THERE IS $725 NONEXEMPT EQUITY)

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. Disposable income verifies $555.

- Must resolve IRS estimated tax claim, 2019 and 2020 tax return not filed.

-Per CMA provided Debtor has solar panels. None listed on Plan or Scheds. If a claim is filed,
this will need to be addressed.



Plan proposes $200 x 60 Base
Payments: 4/5 Arrears: $200

RESOLVED:
- Case is a Joint case and the plan filed fails to check off the box for joint administration in part (MP FILED)
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Objection filed by PennyMac Loan Services (Powers) - failure to provide for arrears of $2419.80 to be paid through the plan (RESOLVED VIA ORDER)
- The debtor must provide updated proof of auto insurance for the 2011 Acura , 2013 Honda and 2002 Saab. The policy provided has expired. (RECEIVED)
- 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint
administration.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14238 / CMGJoseph J. Mania, III, Esq.Order Vacate Dismissal of CaseRecommend DismissalDebtor has made 4 of 6 required payments   Arrears: $2,893.00
AS OF 9/29/2025 (at):

NEED CAR INSURANCE.

1. Objection filed by PNC Bank (2nd mortgage) (LOGS) - failure to cure arrears of $1,100.54 (Per POC) Plan does not list this creditor. (UNRESOLVED)

2. Objection filed by PNC Bank (1st mortgage) (LOGS) - failure to cure arrears of $7,269.27 (Per POC) Plan does not list this creditor. (UNRESOLVED)

3. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor must provide proof of auto insurance for the 2019 Chevy. (NOT RECEIVED)
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C has over exempt d(5) by $450.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Electricity/heat/gas $750, Childcare/Children education cost $429.16 (Sched J list no dependents, but 22C has household of 4) and Clothing $300. Must provide proof of expenses 10 days prior to confirmation. Expenses will be allowed as long as case remains 100%.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22C has disposable income $2,300.11.
- Disposable income will be much higher, due to excessive expenses.
Plan propose 100% so this may be moot.

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence $69,184, Jewelry $450, Bank of America acct#8356 $2,454, Bank of America acct#2084 $11,522 and PNC Bank acct#7492 $25. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14280 / CMGPRO SEConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 6 required payments   Arrears: $1,210.00
9/24/25 To be current to confirm

AS OF 9/23/25(mk): not current yet. Arrears $940 - sent email to debtor last week on this


proposed plan $470x36 5%- MUST BE A BASE PLAN
3/5 payments

----------------RESOLVED ISSUES-------------------

- The debtor has failed to file the required Pre-Confirmation Certification. FILED
- Schedules fail to account for tax refund of $686.00 when determining disposable income. ADDED IN
- Add language Tr std order of distribution.
- Add language the plan will be a base plan.

- The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information the form and court order. RESOLVED, PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14359 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 19 of 6 required payments   Arrears: $910.00
As of 9/30/25(mk):


work up on plan #33


**CAN REC CONFIRM AT $3,840 PTD Then $200 x 31 Begin 10/1/25 100%.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Preserve non exempt equity of $5,235 in real estate**

PLAN WILL COMPLETE EARLY AT 100%






Plan: $910 X 5; $200 X 31; 100%
4/5 payments
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14412 / CMGJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $755.00
9/23/25 - Debtor scheduled an epay payment of $341 for 9/25/25. Receipt attached. Should adjourn for payment to post.




AS OF 9/19/25 (SF) UPDATED NOT CURRENT WITH PAYMENTS AREARS: $755




1. The plan proposes to cram Prestige Financial Services. (LATE CLAIM JUST FILED) CERTIFICATION OF SERVICE IS IMPROPER. DOES NOT SERVE MANAGING AGENT (MUST RESOLVE) Mk: CO ON THIS - will be submitted (OTBS - $15,909.08 thru plan plus adeq prot payment of $390 thru Aug and $130 monthly until regular distributions begin)





Plan proposes $341 x 60 0% Plan
Payments: 2.78/5 payments Arrears: $755

RESOLVED:
Obj filed by Prestige (RESOLVED - OTBS)
- Must provide Chime statement for April 2025. (RECEIVED)
- Motion to Expunge IRS poc scheduled for 8/13 at 9 W/D IRS APOC but still has guc estimated (Motion withdrawn)
mk: APOC filed 8/11/25 by IRS but still has estimated for general unsecured.
- IRS filed estimated unsecured proof of claim 6-2 (NEED AMENDED CLAIM)- workiing on apoc (AMENDED)
---- Trustee objection:
- The debtor has failed to provide proof of service with respect to Plan Motion(s). Prestige Financial Services

8/13/25:see cert of service for MP cram - atty to send filed copy as it does not show up on our pacer. and to resolve tax return Irs guc (SERVICE IS STILL IMPROPER. DOES NOT SERVE MANAGING AGENT)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14488 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $200.00
AS OF 8/29/25 (SF)


1. - Must resolve Wells Fargo Bank bifurcated claim 6-1 for 2023 Kia, arrears $901.50, secured $32,900 and unsecured $5,049.94.

2. Pennymac Loan Services filed arrear sclaim 9-1 in the amount of $240.13 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:

- The debtor has insufficient income.

- Need copy of 401(k) loan balance statement prior to filing date. (RECEIVED. EXPIRES ON 12/11/25) Additional $218 will be available

- Add to confirming order non-exempt proceeds from auto accident to Trustee .


- Need amended Schedule I and proof of income for co-debtor's new job.

Plan proposes $200 x 36 Base
Payments: 4/4



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification .

Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14553 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 6 required payments   Arrears: $0
As of 10/1/25(mk):

Work up on plan #26


1. PennyMac in plan as unaffected. FILED CLAIM for arrears $656.80-OK TO PAY?

2. Trustee objection:
- student loan payments On sch J and therefore the student loan claims need to be paid outside of the plan. 4 student loan claims in plan. NEED MP TO PAY THESE OUTSIDE OR REMOVE THEM FROM SCJ J which will further reduce expenses

-need updated pay stubs for both debtors. Tr calculated income higher that scheduled .Stubs we have are now old . NEED June - Sept stubs

- part 5 of the plan is not properly completed. it checks off 2 boxes
- needs Trustee standard order of distribution.

- unnecessary/excessive expenses : deck repair- submitted estimate for a total of 9,775.10 and debtor wants 163 in budget.- no evidence this is a safety condition and creditors should not be paying for debtor's deck.

pest control line item on J for 163 for infestation and another $500 for a monthly charge p/m- no proof provided - upload another deck estimate for this. Pest control should be part of home maintenance and not a separates 2 items.

-Pet care $211 p/m included food, grooming and and estimate/treatment plan for operation on dog- for 1,765.79-

-birthdays/holidays emergencies $405. excessive and should be reduced


--------------------------RESOLVED-------------------
childcare exp-OK
std loan payment-OK
medical/dental-OK
Cable/phone /internet-/OK
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14684 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $1,000.00
AS of 10/1/25(mk):

work up on plan #35

1.Objection by Mortgage Loan Truste/Wilmington(Friedman V):
-no support filed for sale plan. no broker appointed or listing agreement. There is no equity in the property.


2. Trustee Objection:
Plan calls for payments and then add'l funding form exempt proceeds from sale of real property. It appears that there won't be any exempt funds after payment of secured liens and Costs of sale.

- the second tire of the plan payments need to increase to $2,700. Income is insufficient.

- feasibility is an issue


Plan: $1,000 x 6 begin 6/1/25; $1,300 x 54; Base and SALE 2/2026
plan funding to included exempt proceeds fromm sale
4/5 payments
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14939 / CMGJacqueline R. Rocci, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 5 required payments   Arrears: $300.00
As of 10/1/25(mk):

work up on Plan #24

1. Plan has pay NewRez/Shellpoint in full 78,484.63 interest for total $98,731.80- TR NEEDS ORDER TO PAY INTEREST ON A CLAIM


Plan:$1850 X 3; $2000 X 57; BASE
5/4 payments

------------------RESOLVED ISSUES------------------
. Trustee objection :
- There is non-exempt equity in the residence pending updated CMA NON-EXEMPT EQUITY in Home per new CMA$18,962.69, 2009 Nissan $1,300, 1992 Chevy Corvette $2,500, 2012 Subaru $3,000. will use5,506 for personal property Y TOTAL NE EQUITY $24, 468
Amended I & J filed
- Proof of 2 month's income - Profit and Loss income-UPDATED
The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(5) by $6,532.AMENDED C filed

- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - with recent comps sold within the last 6-9 months, comps provided are from 2/26/24-7/12/24 - RESOLVED, UPDATED CMA PROVIDED COMPS IN 2025.
- The debtor must provide updated proof of auto insurance for the vehicles listed on Sched B. The policy provided has expired. RESOLVED, STATEMENT PROVIDED COVERAGE GOOD THROUGH 12/23/2025.
NF spouse- heading for D - her income not in








Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-14981 / CMGDavid L. Stevens, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,500.00
AS OF 9/22/25(MK):Updated

9/3 hearing: Creditor motion( Alyssa Foss) for SV DENID and MUST RETAIN REALTOR W/ A LISTING AGREEMENT BY 9/12/25

>>NO RETENTION OF REALTOR FILED NOR LISTING AGM'T PROVIDED
>>Motion to Modify claim of D. Wang filed on for 11/5/25( first time motion was filed was Ct error so


1. Daxuan Wang obj to plan proposing $89,700, claim filed for $75,598.62.


2. Alyssa Foss filed bifurcated claim, secured $250,000, unsecured $288,000, arrears $260,343.36 total owed $538,000.

3. Giuseppina Cristofano filed bifurcated claim, owed $33,00, but listed $33,000 secured and $33,000 unsecured. Must be one or the other, not both.

4. Trustee obj to the following:
- There is non-exempt equity in the residence $12,207, $154,116 in the Washington Ave property, $11,020 in the boat and Harley and $4,229 in the Santander bank acct total $181,572.
- Must resolve creditor objection.
- Must file fee app within 7 days from conf order.
- Add to confirming order non-exempt proceeds from sale of Alameda Dr to Trustee.

Prop Plan $1,500 x 12 begin 6/1/25; Dollar Base $141,341.81 and Sale of Alameda Dr by 6 months post-conf
3/4 payments


-----------RESOLVED-------------

MRF BY Ayssa Foss (BENJAMIN CURCIO) sched 9/3/25, plan propose to pay $145,000, claim filed for $200,000. Trustee is to pay $200,000. Not sure what MFR is for. Is creditor to be paid? MOTION WAS DENIED BUT ORDER ENTERED 9/12 for listing agreement and retention of realtor


Estimated IRS and St of NJ tax claims AMENDED TO -0-

. NewRez-Washington Ave (HILL WALLACK) obj to arrears owed $4,938.09, POC filed. Must resolve obj. RESOLVED:ORDEER SUBMITTED 9/2/25:PAY POC ARREARS OF $4,938.09 thru plan
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-15036 / CMGJohn Michael McDonnell, Esq.Confirmation Hearing - Order Vacate Dismissal of CasePending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
as of 9/18/2025 (JMA)

1) Current with Trustee plan payments
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-15371 / CMGDonald C. Goins, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 5 required payments   Arrears: $2,098.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-15481 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $9,576.00
debtor made payment
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-15702 / CMGPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 5 required payments   Arrears: $2,500.00
AS of 10/1/25(mk):STILL NO PAYMENTS 0/5 as of October.

sent debtor an email on 9/30 telling him still no payments


8/28/25(mk): we have home insurance but no payments
there is 122,142 in equity in home Pan has to be 100%(GUV total $44,057.37)

8/14 AMT: INTERIM SCH ORDER TO CHAMBERS/7 DAY<> be current and have provided home insurance

AS OF 8/12/2025 (at):

NO TRUSTEE PAYMENTS.

1. Objection filed by PennyMac (Gross Polowy) - failure to cure arrears of $447.61 (Per POC) (UNRESOLVED)

2. Trustee's objection:
- debtor not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $3,465.36.
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $834.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- There is $122,142 in non exempt equity in the residence. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)

- A copy of the homeowner's insurance renewal declaration - that includes liability coverage.( RECEIVED)

Plan proposes: $500 x 60, base
Payments: 0/3, arrears $1,500
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-15819 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $220.00
AS of 10/1/25(mk)

Waiting for amended I & J


As of 9/18/25 (DS): Debtor atty requested adj to allow time to go over Trustee increase payments with Debtors and may file amended Schedules I & J and provide updated POI



1. Trustee obj to the following:
- Excessive expenses on Sched J: $325 Home maintenance, $433 Miscellaneous, $1,112 Transportation/Bus fare and $1,393 Child care (Tax return does not show any childcare expenses and no expenses shown in bank accts). Must provide proof of expenses 10 days prior to confirmation.
- Disposable income verifies $498.87 and with excessive expenses, not deducting childcare verifies $925. Deducting childcare would be $2,318. Sched I had also failed to add tax refund $1,058.




Prop Plan $220 x 14 begin 7/1/25; $500 x 46; Base

---------RESOLVED-----------------------

. PennyMac (POWERS KIRN) obj to arears owed, POC filed with arrears $3,812.77. Must resolve obj. CO ENTERED 7/30/25 TO PAY ARREARS $3,812.77
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-15919 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $300.00
MK: income has changed - and proof on expenses


AS OF 8/7/25 (SF)

1. Objection filed by Carrington Mortgage Services (Wohlrab) - failure to pay arrears of $3422.50

2. VW Credit Inc. filed arrears claim 9-1 in the amount of $69 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:

- The debtor has not filed the required Pre-Confirmation Certification.

- Need statements for the two TSA loans if they continue to be deducted from pay stubs at new job.

- The debtor's plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$326/month for oil
$658/month for car insurance
$350/month for student loans (need proof these are being paid)
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $1,627

- The schedules fail to account for the debtor(s) tax refund in the amount of $4,527

- Need a mortgage statement showing monthly payment amount if a POC is not filed.

- Need updated proof of income and amended Schedule for debtor's new job at Capital Health (started job in July).


Plan proposes $300 x 8; $850 x 28 Base Plan
Payments: 1/2 Arrears: $300


RESOLVED:
- Need proof of insurance for the 2017 Audi. The policy that was provided to the trustee expires on 7/25/25 (RECEIVED)



Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16003 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $1,084.00
AS of 9/19/25(mk):UPDATED

atty needs time to resolve issue w/ Midland Credit


1. Plan has pay secured claim of Midland Credit at 100% for $2,496.
NO SECURED CLAIM WAS FILED BY THIS CREDITOR STRIKE IT??



Plan $1,084 x 60 base
3/3 Payments


--------------RESOLVED----------------------
. Objection By Santander Bank/Santander Consumer USA (Eisenberg Gold) Objects to cram amount ORDER SUBMITTED; PAY TOTAL 11,209.51 THRU PLAN
Trustee objection:
- debtor has insufficient income. CURRENT

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED

New Jesey Housing and Mortgage Finance Agency (Pluese Becker) objection to confirmation - RESOLVED - ORDER RESOLVING OBJECTION SUBMITTED 9/2/2025 PAYS ARREARS IN THE AMOUNT OF $21,469.31 THROUGH PLAN
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16030 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $2,583.00
As of 10/1/25(mk):2/4 payments Arrears $2583.26

Work up on Plan #14

>>MFR BY Lakeview on 11/6/25

1. Lakeview Loan (BROCK & SCOTT) obj to creditor not in plan, no arrears in plan and sale.

2. Ally Capital (LAURA EGERMAN) obj to Cram amount in plan not correct and interest.

2. Trustee Obj:
- Must provide updated CMA with comps that are similar in size of residence (2 properties were small in size and less rooms and another was sold for more, not what is listed on CMA. Zillow values $607,500.) and property settlement agreement

-NEED A SELL BY DATE FOR Real Property.

- Debtor has insufficient income. Disposable income verifies $1,229, plan propose $1,260.37. Income is fixed. How is plan feasible?

- Trustee payment will need to be much higher, due to non-exempt equity on real property and car claim.

- Add to confirming order non-exempt proceeds from sale residence to Trustee.


Prop Plan $1,261 x 60 begin 7/1/25; Base and Sale of RE per part of divorce
2/4 payments

-----------------------------------RESOLVED----------------------------

Note: Service to Ally Capital done 7/14/25. TD Bank acct statements and auto insurance for 2023 Chevy and 2006 Cadillac provided.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16063 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $150.00
debtor has passed away needs time to determine next steps

AS OF 9/11/25 (SF)


1. 341 not held - MISSING DOCUMENTS

2. PAYMENTS: 2/3 Arrears: $150

Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16460 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 4 required payments   Arrears: $250.00
AS OF 9/29/2025 (at):

1. Objection filed by Capital One Auto Finance (Stewart Legal) - objecting to cram value. Creditor values the 2013 Hyundai Tucson at $8,475. Plan values vehicle at $3,011. Interest rate too low. Creditor wants 9.5%, not 8.5%. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Need a statement for the Robinhood account. (PER CERT OF DEBTOR THIS ACCOUNT IS CLOSED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$700/month for food
$555/month for transportation
$290/month for entertainment
$200/month for car insurance (verifies at $165/month)
Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED)
- Need name of attorney handling claim against Five Lakes Law Group. (NOT RECEIVED)

RESOLVED ISSUES:
- The debtor has insufficient income. Verified income leaves monthly disposable income of
-$18.57. Debtor must sign up for e-wage. (LANGUAGE ADDED)

Plan proposes: $250 x 36 beginning 7/1/2025, $0 to unsecured creditors
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16628 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 4 required payments   Arrears: $3,375.00
AS OF 10/1/2025 (at):

DEBTOR HAS MADE ONE OF FOUR PAYMENTS.


Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)

Plan proposes: $1,125 x 36 beginning 7/1/2025, base
Payments: 1/4, arrears $3,375
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16631 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $324.00
9/24; atty just got appraisal - needs to review


10/1/25(mk)

>>. Waiting on order on car cram resolution to work up.

1. Nissan (GAVIN STEWART) obj to cram. Must resolve obj.

Prop Plan $324 x 60 begin 7/1/25; $0


-----------RESOLVED---------
- INCOME IS NO LONGER AN ISSUE AS TPAF LOAN $1,267 ENDED JUNE 2025, ADD BACK AND DISPOSABLE INCOME VERIFIES $466.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16690 / CMGOtto J. Kostbar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $3,290.00
AS OF 8/28/25 (SF)

1. Objection filed by Citibank (Powers) - failure to pay arrears and speculative loan mod. The budget in this case is predominately funded by individuals other than the debtor, and therefore, the case and plan are filed in bad faith inasmuch as the debtor lacks regular income. Arrears are $322,795.72

2. Santander filed arrears claim 2-1 in the amount of $160 which is not addressed in plan (OK TO PAY?)

3. Loss mit terminates on 10/27/25

4. Trustee objection:
- Need current market analysis with comps used to determine value.
- Must file pre-confirmation certification


Plan proposes $3290.10 x 60 Base, Loan Mod by 9/30/25
Payments: 2/2




Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 3 of 4 required payments   Arrears: $265.00
9/26/25:MP #23 FILED AND ON FOR 11/5- this plan(#12) marked as PLAN DENIED- atty acknowledged my email on disposition(mk)


issues as of 8/26/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): - A Modified Plan that pays student loans outside of the plan. (per student loan payments on schedule J)
- The debtor(s) plan consists of unnecessary or excessive expense items such as - $610/month for utilities; $875/month for student loans ;(need proof these are being paid) $45/month for exterminator; $170/month for lawn care; $325/month for extended warranty on car
Need proof of excessive expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $828.80.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on American Express National Bank.

proposed plan $264.88x60 base plan
paid in $264.88
arrears $264.88
last claim 12-1
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16790 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $500.00
AS OF 10/1/25(mk)

>>WILL THERE BE A MP ON THIS :atty checking on if there is a lien on car or not. crediotr filed an unsecured claim

>>car loan paid off in 9/2029. Additional $856/month in income.

NEED TO KNOW HOW THE DEBTOR IS TREATING THE DIGITAL FCU CLAIM. IF DEBTOR IS NOT GOING TO MAKE CAR PAYMENTS, THEN SCHEDULE J MUST BE AMENDED TO REMOVE THAT PAYMENT.

Trustee's objection:
- Disposable income verifies $1,674(income form job verified higher) w/all expenses and may be more pending proof of expense

--------------------RESOLVED ISSUES----------------------
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Auto insurance $200 (verifies $160), Renter's insurance $30, Childcare/Education cost $1,000 (none listed on 2024 Tax returns), Medical $600 and Car payment $857. Must provide proof of expenses 10 days prior to confirmation. (PROOF OF EXPENSES RECEIVED)
- 22c Line 21 Childcare $1,000, Line 30 Additional food/clothing $77 and Line 43 $3,166.67 (Debtor receives annual bonuses and this should be used as income, also the amount verified $1,583.34, not $3,166.67.)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Line 43 deducts Debtor's job bonus $3,166.67, however, according to pay stubs, Debtor received $19,000 on 2/28/25 as of 5/30/25 stub, no additional bonus were given. Due to Debtor receiving annual bonuses this should not be removed. 12/31/24 bonus $15,000 5/30/25 $19,000 total $34,000 / 2 average = $17,000 / 12 months total $1,416.67. Line 45 Disposable income should be $1,790.15, not adding back the excessive expense for childcare pending proof of expenses.
- Fee app within 7 days from confirming order. (LANGUAGE ADDED)
- Add to confirming order no-exempt proceeds from Cryptocurrency claim to Trustee . (LANGUAGE ADDED
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16792 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $350.00
As of 8/29/25 (DS): Debtor atty requested adj to allow time to request docs

As of 8/28/25 (DS): 1. Trustee obj to the following:
- Must provide 401(k) loan balance statement prior to filing date.
- There is non-exempt equity in the residence $40,765.
- Add Trustee standard order of distribution to confirming order.
- 22C has disposable income. Fails to add annual bonus on Line 2 total should be about $10,128.15 income, which would leave Line 16c to be $121,537.80 and tax refund $178.59 was not added as income, also 22C-C has excessive expense on Line 30 Additional Food/clothing $30. There would be disposable income Line 45 $224.85, add back $2,603.23 of income $2,378.38, plus excessive expense $30, would be $2,408.38 disposable income which would require min. div. $144,503 to gucs. Disposable income verifies $1,109.

2. Fifth Third Bank filed arrears claim $513.19. Trustee ok to pay?

Prop Plan $350 x 42 begin 7/1/25; $1,595 x 18; Dollar Base $35,720
Note: Bank statements provided and there is no equity. Updated auto and homeowner insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-16802 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 4 of 4 required payments   Arrears: $0
AS of 10/1/25(mk):

**CAN REC CONFIRM AT $300 x 60 Begin 7/1/25 Base w/ min to GUCS of $3,338 due to equity in personal property***



1. Trustee objection:
- There is non-exempt equity in the amount of $3,338 for the 2013 Nissan Altima.

Plan $300x60 base plan
4/4/payments


-------------------------RESOLVED--------------------------:

- The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED
- Need to amend Sch I for co-debtor's new job at Ca Ferolie which started 9/4/25. Amend Sch I to remove Door-Dash since debtor stopped in April 2025. RESOLVED, FILED AMENDED SCHEDULES
- Amendments to Schedules Amend Schedule A/B, Q#17 to add the Citizens Bank #8378 balance $2,735.32. RESOLVED, AMENDED
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration; declaration provided fails to include personal liability coverage. RESOVLED, RENEWAL PROVIDED WITH INITIAL OF DEBTOR
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17054 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
AS OF 8/27/25 (SF) $500 POSTED 8-29


1. Objection filed by Pennymac Loan (Douglas McDonough) - failure to pay arrears of $21,114.36

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification .

- A copy of the last filed tax return - for 2024 prior to confirmation.

- Need a statement for the Robinhood account.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$5,759/month mortgage payment (per statement the payment is $5,169)

- There is $5,750 in non exempt equity in the residence.

- The IRS and St of NJ filed an estimated claim which needs to be amended.

Plan proposes $500 x 18; $925 x 42 Base Plan
Payments: 1/2 Arrears: $500



Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17172 / CMGMichael P. Otto, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,056.00
As of 8/26/25 (DS): Debtor atty requested adj to allow time to resolve all issues

As of 8/26/25 (DS): 1. Trustee obj to the following:
- Must provide 401(k) loan balance statement prior to filing date.
- Must resolve IRS and State of NJ estimated tax claims, 2023 and 2024 tax returns not filed.
- Need a consent order with PHH Mtg due to plan proposing Trustee pay adequate protection payments $2,666.99, which would not be feasible considering the Trustee payment being made, which would require $2,964 adequate protection payments, not including arrears owed to PHH $50,000, IRS and State of NJ claims.
- Excessive expenses for $700 Utilities and $670 Cable/internet/phone. Plan prop 100%.
- Disposable income verifies $2,297. Plan propose 100%.
- Must file Pre-confirmation certification.

2. Bank of NY Mellon (CORY WOERNER) obj adequate protection payments and arrears owed are more, no POC filed.

Prop Plan $1,056 x 60 begin 8/1/25; 100%
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17240 / CMGMarc P. Feldman, Esq. Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17277 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $224.00
AS OF 9/29/2025 (at):

1. Objection filed by LoanDepot.com (Brock & Scott) - failure to cure full arrears of $41,740.27. (RESOLVED - ARREARS TO BE CURED THROUGH A LOAN MODIFICATION BY 2/1/2026)

2. Objection filed by Santander Consumer (Eisenberg Gold) - objecting to the cram value in plan of $6,500. Creditor wants $15,250 plus interest of 9.5%. (UNRESOLVED)

3. Trustee's objection:
The debtor has not filed the required Pre-Confirmation Certification. (FILED)

Plan proposes: $400 x 12 beginning 8/1/2025, $1,000 x 48, loan modification by 2/1/2026, base
Payments: almost 2/2, arrears $68

Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17329 / CMGLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $700.00
AS OF 8/26/25 (SF) NO PAYMENTS

1. Objection filed by Lakeview Loan Svc (RAS) - failure to pay arrears of $18,267.87

2. Trustee objection:

- The debtor has insufficient income.

- The debtor has failed to supply the Trustee with the following document(s):

- Need June and July bank statements for PNC account 5507.

- Amendments to Schedules C to exempt personal property.

- There is $5,723 non-exempt equity in the residence.

- There is $3,266 non-exempt equity in the bank account.


Plan proposes $350 x 60 Base
Payments: 0/1 Arrears: $350

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17419 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $3,000.00
As of 9/18/25 (DS): Debtor atty requested adj to pass bar date

As of 9/17/25 (DS): If obj resolved with creditor can confirm at $4,500 paid, $3,000 x 58 begin 10/1/25; 100% to gucs;
- Trustee ok to pay arrears claim#10-1 of Wells Fargo $1,358.85.
- Student loans to be treated outside.

1. Wells Fargo (CORY WOERNER) obj to arrears owed, POC filed arrears $1,358.85. Must resolve obj.

2. Plan propose 100%, recommend waiting pass bar date 9/23/25 or work up at confirmation.

Prop Plan $3,000 x 60 begin 8/1/25; 100%
Note: Plan propose student loans outside, plan does not propose pension loan, because plan propose 100% and disposable income no issue due to plan proposing 100%.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17575 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $928.00
AS OF 9/17/25 (SF)

1. Objection filed by Truist Bank (Wilson) - failure to pay arrears of $1189.27 (claim 5-1) Mk; has CO circulating on this MK: ok to pay claim

2. American Honda filed arrears claim 2-1 in the amount of $498 which is not addressed in the plan (OK TO PAY?)

3. Trustee objection:

- Need a statement for the spouse's 401k loan.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for clothing
$416/month for child care
$710/month car payment
$350/month for kids sports
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $9,157.

- There is $398,168 in non exempt equity in the residence (100% PLAN.)


Plan proposes $1076 x 60 100% Plan
Payments: 1/2 Arrears: $1052


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17610 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 9/19/2025 (JMA)

1) PennyMac Loan Services LLC (Powers Kirn) objection to confirmation - ORDER RESOLVING OBJECTION TO CONFIRMATION. PAY ARREARS OF $1,918.64 THROUGH PLAN
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income, verified negative $165.47
- The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - comps in CMA are outside of the 6 months before filing (closed Feb, March and November 2024). Need comps from January-June 2025. NOT PROVIDED TO DATE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Excess expense $885/car payment. NOT PROVIDED

proposed plan $200x60 minimum to gucs $7,098
paid in $400
last claim 3-1
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17663 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $7,000.00
AS OF 10/1/2025 (at):

1. 341 is scheduled for 10/2/2025. (READY)
2. Payments: 1/3, arrears $7,000
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17697 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $400.00
8/21/25 (sf) Atty requests adj to after bar date. Need updated auto insurance as it expires on 9/20/25.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17716 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $646.00
As of 9/22/25 (DS): Debtor atty requested adj to allow time to resolve all issues

As of 9/17/25 (DS): 1. Trustee obj to the following:
- Must provide pension loan balance statement prior to filing date.
- Service is needed to NJ Manufactured Insurance Co, due to creditor listed on Part 7a of motions to avoid lien.
- IRS filed claim, plan had IRS $0. Trustee ok to pay?
- Must file Pre-confirmation certification.

2. Credit Acceptance-2018 Toyota (WILLIAM E. CRAIG) obj to cram. Must resolve obj.

3. Bank of New York Mellon-1st mtg (DENISE CARLON) obj to arrears owed are more, no POC filed. Must resolve obj.

4. Real Time Solutions-2nd mtg (STEVEN KELLY) obj that plan list mortgage as outside, but claim filed with arrears $56,693.46. Obj must be resolved.

Prop Plan $646.86 x 60 begin 8/1/25; Base

Note: Reviewed the CMA provided and reviewed Zillow and comps used shows dates sold or pending sale, gave estimate $305,000. Zillow valued $356,500. Based on claims filed there is no equity, therefore no updated comps are needed. The bifurcated claim of Credit Acceptance is resolved, due to plan cramming the car.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17804 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 3 required payments   Arrears: $1,312.00
AS OF 10/1/2025 (at):

1. The NJ Division of Taxation filed an estimated claim which needs to be amended. (2021) (STILL ESTIMATED)

Trustee's objection:
- Need HUD-1 from sale of Howe Street property (former marital residence.) (RECEIVED)

RESOLVED ISSUES:
- The schedules fail to account for the debtor(s) tax refund in the amount of $1,102 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $313,734 in non-exempt equity in the residence (100% PLAN.) (LANGUAGE ADDED)
- There is $38,105 in non-exempt equity in the vehicles. (LANGUAGE ADDED)
- Confirming order should provide for all non-exempt proceeds from claim against Bank of America. (LANGUAGE ADDED)

Plan proposes: $656 x 60 beginning 8/1/2025, loan modification 6 months after confirmation, 100% to unsecured creditors
Payments: 1/3, arrears $1,312

Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17828 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 3 required payments   Arrears: $650.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17875 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,674.00
As of 9/22/25 (DS): Debtor atty requested adj waiting on signed affidavit from Debtor

As of 9/17/25 (DS): 1. Trustee obj to the following:
- Must provide Debtor's certification with respect to the assets of the closed Deli business.
- Debtor's income is insufficient, verifies $410.
- There is non-exempt equity in the residence $38,025 and $5,310 in 2021 Ford Bronco total $43,335.

Prop Plan $837 x 60 begin 8/1/25; Dollar Base $42,501.77
Note: Updated auto insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-17917 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18005 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18026 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $752.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18074 / CMGDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $800.00
9/24: atty sent proof of 2 payments pending to be current


As of 9/19/25 (DS): Debtor atty requested adj, request denied, no Trustee payments made

341 sched 10/2/25, no Trustee payments made, Debtor in arrears $1,600, made 0 out of 2 payments. Must get current then submit confirmation adj request. Trustee will not adjourn confirmation unless a Trustee payment is made.
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18113 / CMGRoger Chavez, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $475.00
AS of 9/29/25(mk):

**CAN REC CONFIRM AT $475 x 60 Begin 8/1/25 Base w/ min of $22,996 due to equity in real and personal property. Must file pre -conf certification w/in 7 days of confirming order**



1. Trustee Objection:
- must file pre conf certw/ in 7 days of confirming order
- There is $22,033 in non exempt equity in the residence.
- There is $963 in non exempt equity in the bank accounts
-Total NE equity if 22,996 included in terms


PLan:475 x 60 Base
2/2 payments

---------------RESOLVED-------
plan does have TR standard order of distribution
Schedules fail to account fore debtor tax refund of $1,527.00 when
determining disposable income. PRO RATED OVER 12 MOS and added to income
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18189 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18206 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18242 / CMGRobert H. Johnson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $250.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18260 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $250.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18261 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $5,494.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18264 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $650.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18267 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $450.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18268 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $5,412.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18307 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $2,078.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18380 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18391 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledMoot - Transferred OutDebtor has made 0 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18421 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,089.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18499 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18540 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18601 / CMGEugene D. RothConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $5,000.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18616 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18623 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $4,114.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18635 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledContinued
11/5/2025 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $900.00
9/11/25 (SF) Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18650 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18655 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,100.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18664 / CMGJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18728 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $350.00
Email InquiryMatter ResolvedRequest
Adjournment
010/15/2025 10:00 am25-18911 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,050.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes