Judge Michael B. Kaplan
Hearing Date: 10/14/2020
Hearing Count: 146
Last Updated: 11-27-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
110/14/2020 9:00 am11-22306 / MBKFRANCIS P CULLARI, ESQMotion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE LIEN AVOIDANCE
Matter ResolvedRequest
Adjourment
210/14/2020 9:00 am15-18676 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
PAID IN FULL
***Adj to 10/14/20 Peremptory***
Debtor obj,made pymt; will pay in full by 9/30<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
310/14/2020 9:00 am15-20643 / MBKPATRICK MOSCATELLO, ESQMotion to Cancel and Discharge MortgageGranted
MTN TO CANCEL DISCHARGE/MORGAN STANLEY MTG
Matter ResolvedRequest
Adjourment
410/14/2020 9:00 am15-25393 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
10/1 AMT: PIF/Pending closing audit<<<>>

Debtor obj<>FAILED TO PAY PLAN BALANCE/ SUPP FEES ADDED TO PLAN IN MO 57
Matter ResolvedRequest
Adjourment
510/14/2020 9:00 am15-26769 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
10/1 AMT: PIF/PENDING CLOSING AUDIT<<<>>>


amt: Made pymt/small bal due to complete-payoff ltr sent<<<>>>

Debtor obj, made pymt, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
610/14/2020 9:00 am16-19302 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
10/28/2020 9:00 am
Total Paid In: $13,829.00
10/1 AMT: Ppsd order does not clarify Trustee's treatment of clm #1-2<<<>>>


MTN TO APPROVE DISBURSEMENTS OF AUTO LOSS PROCEEDS
Matter ResolvedRequest
Adjourment
710/14/2020 9:00 am16-19434 / MBKDAVID E. SHAVERMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO COMPELL THE MORTGAGEE TO HONOR THE MORTGAGE LM AGREEMENT
Matter ResolvedRequest
Adjourment
810/14/2020 9:00 am16-26297 / MBKMARK GOLDMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $57,291.00
MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
910/14/2020 9:00 am16-31574 / MBKROBERT C NISENSON ESQOrder Shorten TimeOrder Previously SubmittedTotal Paid In: $22,030.00
US Bank limited obj (Romano Garubo)<>MTN TO APPROVAL FINANCING (OST)-100% will payoff in full EDC OK
Matter ResolvedRequest
Adjourment
1110/14/2020 9:00 am16-31575 / MBKSTEPHANIE SHRETER, ESQApplication to Waive Mtn Filing FeeContinued
10/28/2020 9:00 am
Total Paid In: $1,650.00
Matter ResolvedRequest
Adjourment
1010/14/2020 9:00 am16-31575 / MBKSTEPHANIE SHRETER, ESQMotion Reopen Ch. 13 Case (fee)Continued
10/28/2020 9:00 am
Total Paid In: $1,650.00
AR SEE #12
Trustee ObJ<>MTN TO REOPEN TO CONTINUE PLAN
Matter ResolvedRequest
Adjourment
1210/14/2020 9:00 am16-31575 / MBKSTEPHANIE SHRETER, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
10/28/2020 9:00 am
Total Paid In: $1,650.00
D did not show email to debtor and counsel to appear will be sent for all 3 matters EDC

AR DISM ON TR CERTWO OBJ - NEED 89 X 13
Trustee Obj

MTN TO REINSTATE
Matter ResolvedRequest
Adjourment
1310/14/2020 9:00 am16-31904 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $42,576.00
SV/BAYVIEW; ARREARS
Matter ResolvedRequest
Adjourment
1410/14/2020 9:00 am17-18008 / MBKRICHARD J PEPSNY, ESQ.Motion Reopen Ch. 13 Case (fee)Granted
OK EDC
OST - Motion to Reopen to file Cert in Support of Discharge
Matter ResolvedRequest
Adjourment
1510/14/2020 9:00 am17-22229 / MBKBrian F. O'Malley Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceWithdrawnTotal Paid In: $38,601.00
MTN TO BORROW 401K TO SATISFY CH 13 PLAN
Matter ResolvedRequest
Adjourment
1610/14/2020 9:00 am17-28820 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $28,574.00
H sold commercial property and will pay case-Borger to send email to AR regarding that sale, ownership etc.

Debtor obj, change in circumstances/does not want to sell<> FAILED TO SELL VERONICA COURT PPTY BY 10/1/19
Matter ResolvedRequest
Adjourment
1710/14/2020 9:00 am17-31845 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/9/2020 9:00 am
Total Paid In: $6,335.00
Debtor obj, made pymt<>SV/CITIZENS BANK (unresolved); ARREARS (current as of 10/12)
Matter ResolvedRequest
Adjourment
010/14/2020 9:00 am17-31845 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,335.00
Doc #53 includes the wrong debtors
Matter ResolvedRequest
Adjourment
1810/14/2020 9:00 am17-33542 / MBKAllen I. Gorski, Esq.Motion Reinstate StayOrder to be SubmittedTotal Paid In: $43,350.00
MTN TO REIMPOSE STAY/NEW REZ
Matter ResolvedRequest
Adjourment
1910/14/2020 9:00 am17-33542 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $43,350.00
Debtor obj<>SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
2010/14/2020 9:00 am17-34326 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $135,136.00
ARREARS; FAILED TO PROVIDE TRUSTEE W/ANNUAL P&L BY 3/31/20
Matter ResolvedRequest
Adjourment
2110/14/2020 9:00 am17-34928 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $11,620.00
Adj to 11/17/20 - spoke with atty - mtg co is preparing 2 assumption agreements before final Loan Mod (dm)

- AR AS OF 10-12 NO MOTION TO APPROVE LOAN MOD

- debtor has Trial Mod with last payment due August

Debtor obj<>FAILED TO LM BY 3/1/20
Matter ResolvedRequest
Adjourment
2210/14/2020 9:00 am17-35780 / MBKWarren Levy, Esq.Motion Relief from Stay (Fee)Continued
11/17/2020 9:00 am
Total Paid In: $37,172.00
PALM FINC SERVICES (MANLEY DEAS KOCHALSKI)
Matter ResolvedRequest
Adjourment
2310/14/2020 9:00 am18-16196 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $9,748.00
AMT: MP 11/17<<<>>>

Debtor obj, filing MP<>SV/CITY OF TRENTON; ARREARS
Matter ResolvedRequest
Adjourment
2410/14/2020 9:00 am18-16748 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $18,600.00
file MP by 10/28 that sells property EDC
LM in place with by 10/14 or case dismissed EDC

Debtor obj<>FAILED TO LM BY 1/30/20
Matter ResolvedRequest
Adjourment
2510/14/2020 9:00 am18-19826 / MBKJONAS SINGER, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)GrantedTotal Paid In: $9,275.00
SV/US BANK
Matter ResolvedRequest
Adjourment
2610/14/2020 9:00 am18-19830 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,763.00
SV/NATIONSTAR; ARREARS
Matter ResolvedRequest
Adjourment
2710/14/2020 9:00 am18-20398 / MBKMARYBETH SCHROEDERMotion Relief from Stay (Fee)Continued
10/28/2020 9:00 am
Total Paid In: $6,525.00
Debtor obj, can make pymts<>CSMC 2019-RPL4 (KML)
Matter ResolvedRequest
Adjourment
2810/14/2020 9:00 am18-23652 / MBKBRUCE W RADOWITZ ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $13,040.00
Debtor obj, filed MP<>SV/ONEMAIN
Matter ResolvedRequest
Adjourment
2910/14/2020 9:00 am18-24457 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,973.00
SV/AMERICREDIT
Matter ResolvedRequest
Adjourment
3010/14/2020 9:00 am18-25055 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $8,936.00
att to file motion by 10/16 EDC

SV/LAKEVIEW;
Matter ResolvedRequest
Adjourment
3110/14/2020 9:00 am18-26019 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $26,932.00
Debtor obj, filing MP to add arrears to plan (covid)<>M&T (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
3210/14/2020 9:00 am18-26130 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,500.00
AMT: 9/23 MP*** HONOR ROLL***

Debtor obj<>FAILED TO SELL OCEAN AVE PPTY, UNIT #3 BY 3/31/20; FAILED TO RESOLVE EST NJ DIV TAX #5-3 BY 9/30/19; FAILED TO FILE POC ON BEHALF OF TTLREO AND MTN TO ALLOW LATE CLM BY 9/30/19; ARREARS
Matter ResolvedRequest
Adjourment
3310/14/2020 9:00 am18-27741 / MBKRobert Jeney, Jr., Esq.Motion to ReconsiderWithdrawnTotal Paid In: $38,075.00
No order attached
MTN TO RECONSIDER MODIFIED PLAN
-mistakenly did not appear at conf and it was dismissed.
-MP has feasibility issues per last time. Needs to explain how this will be resolved
Matter ResolvedRequest
Adjourment
3410/14/2020 9:00 am18-28577 / MBKFREDERICK J SIMONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,300.00
FAILED TO COMPLETE LM BY 7/7/19;EXTENDED LOSS MIT EXPIRED 4/4/0
Matter ResolvedRequest
Adjourment
3510/14/2020 9:00 am18-31343 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/9/2020 9:00 am
Total Paid In: $4,248.00
Debtor obj, made pymt<>SV/HYUNDAI;
Matter ResolvedRequest
Adjourment
3610/14/2020 9:00 am18-32337 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,380.00
SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
3710/14/2020 9:00 am19-10199 / MBKJAVIER L. MERINO, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $17,490.00
***Trustee Order: $16,550 Ptd, then $917 x 39 starting 11/1/20***

Debtor obj, proposes to be current by 10/31/20<>ARREARS
Matter ResolvedRequest
Adjourment
3810/14/2020 9:00 am19-10392 / MBKKEVIN S QUINLAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $33,006.00
SV/LOANCARE;
Matter ResolvedRequest
Adjourment
3910/14/2020 9:00 am19-11269 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $13,830.00
SV/SPECIALIZED LOAN; ARRERAS
Matter ResolvedRequest
Adjourment
4010/14/2020 9:00 am19-13424 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultContinued
12/9/2020 9:00 am
Total Paid In: $14,898.00
BAYVIEW ( Schiller) tr arrears MTD and MP 10-14
Matter ResolvedRequest
Adjourment
4110/14/2020 9:00 am19-13424 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/1/2020 9:00 am
Total Paid In: $14,898.00
cert adj to 12/9
LENDER CERT OF D AND DEBTOR MP 10-14
***atty asserts ePay for $800 and $795 were made 9/15/20***
AMT: MP 10/14 ***NEEDS RESOLUTION****<<<>>>


MP filed 9/11/20 and CARES Act Cert filed 8/31/20 - last payment received in June

AR NO COVID CERT FILED FOR MP
AMT: MP 9/1 **DENIED***<<<>>>

Debtor obj, filing MP to extend plan<>AREARS
Matter ResolvedRequest
Adjourment
4210/14/2020 9:00 am19-14267 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $10,617.00
SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
4310/14/2020 9:00 am19-15291 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,812.00
AMT: MP 10/14 ******NEEDS RESOUTION****<<<>>>


Debtor obj, making pymts<>ARREARS
AR AS OF 7-23 LAST TR PTMT 2-11-20
Matter ResolvedRequest
Adjourment
4410/14/2020 9:00 am19-16854 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $28,735.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
4510/14/2020 9:00 am19-16884 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $18,915.00
AMT: MP 10/14 ***NEEDS RESOLUTION*****<<>>>

Debtor obj<>ARREARS
wants cares act
Matter ResolvedRequest
Adjourment
4610/14/2020 9:00 am19-17417 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $10,730.00
MTN TO MODIFY CLM #12 TO ZERO
Matter ResolvedRequest
Adjourment
4710/14/2020 9:00 am19-17781 / MBKBENJAMIN JAMIE GINTERMotion Dismiss CaseGrantedTotal Paid In: $8,621.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
4810/14/2020 9:00 am19-17881 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)DeniedTotal Paid In: $2,625.00
trustee obj:
D for failure to get LM. Filed MP for COVID but no cert, POI or amended I & J so case was dismissed on CNP
Arrears of 7 payments--$2275. Why not just file a new case. Length will essentially be the same if confirmed through CARES ACT
Matter ResolvedRequest
Adjourment
4910/14/2020 9:00 am19-18629 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/9/2020 9:00 am
Total Paid In: $7,642.00
ar pymt made and mp to be filed
ARREARS; CITIBANK #12-1 WAS NOT AMENDED TO $3,481.75 PTD WITHIN 30 DAYS OF 3/3/20 MP
Matter ResolvedRequest
Adjourment
5010/14/2020 9:00 am19-19911 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,472.00
Honor Roll Confirmation
PAYMENT CLEARED - ADJ TO 10/14/20 CONFIRMATION DATE
***Adj to 9/23/20 for good faith payment to clear(dm)***

AMT: MP 10/14<<<>>>

Debtor obj, filed MP<>ARREARS--adj denied
Matter ResolvedRequest
Adjourment
5110/14/2020 9:00 am19-20185 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $6,277.00
send $1500 on 10/14--debtor will file MP

Debtor obj, will make pymt<>SV/ACAR #3-2; ARRERAS
Matter ResolvedRequest
Adjourment
5210/14/2020 9:00 am19-20295 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToMoot - DismissedTotal Paid In: $13,302.00
MTN MODIFY US BANK #8 TO $14,449.65 SECURED/$3,842.88 UNSECURED
Matter ResolvedRequest
Adjourment
5310/14/2020 9:00 am19-20773 / MBKMICHAEL P OTTO ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,730.00
CREDIT ACCEPTANCE CORP (MORTON)
Matter ResolvedRequest
Adjourment
5410/14/2020 9:00 am19-21688 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $8,352.00
Debtor obj<>SHELLPOINT MTG (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
5510/14/2020 9:00 am19-25517 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayContinued
11/17/2020 9:00 am
Total Paid In: $12,724.00
nfa
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
5610/14/2020 9:00 am19-25631 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,741.00
Debtor obj, wants to add arrears to plan<>LOANCARE (McCABE, WEISBERG & CONWAY)
Matter ResolvedRequest
Adjourment
5710/14/2020 9:00 am19-25631 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayGrantedTotal Paid In: $2,741.00
HYUNDAI LEASE TITLING (MORTON)
Matter ResolvedRequest
Adjourment
5810/14/2020 9:00 am19-26009 / MBKPaola D. Vera, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $15,224.00
Debtor obj, proposes to cure arrears<>SPECIALIZED LOAN (KML)
Matter ResolvedRequest
Adjourment
5910/14/2020 9:00 am19-26112 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,448.00
Debtor obj, will pay<>SUNTRUST BANK (MORTON)
Matter ResolvedRequest
Adjourment
6010/14/2020 9:00 am19-27366 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)GrantedTotal Paid In: $6,307.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
6110/14/2020 9:00 am19-28794 / MBKSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)Continued
10/28/2020 9:00 am
Total Paid In: $9,480.00
Debtor obj<>US BANK AS CUST FOR TOWER DBW (HONIG & GREENBERG)
Matter ResolvedRequest
Adjourment
6210/14/2020 9:00 am19-29635 / MBKTHOMAS G. EGNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,417.00
AMT: MP 10/14***HONOR ROLL***<<<>>

Debtor obj<>FAILED TO ADDRESS NJ DIV TAX LATE FILED CLM; FAILED TO FILE POC ON BEHALF OF RENT A CENTER WITHIN 30 DAYS OF 2/25/20 CONF; FAILED TO FILE PRE-CONF CERT BY 3/8/20
Matter ResolvedRequest
Adjourment
6310/14/2020 9:00 am19-31615 / MBKANDREW CARROLL, ESQ.Motion Relief from Co-Debtor StayContinued
11/17/2020 9:00 am
Total Paid In: $9,561.00
ADJ WITH CONSENT OF THE PARTIES
5Debtor obj, made pymt<>PENNYMAC LOAN (PHELAN)
Matter ResolvedRequest
Adjourment
6410/14/2020 9:00 am19-31667 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Continued
10/28/2020 9:00 am
Total Paid In: $5,875.00
RENAISSANCE STATION CONDO (ANSELL GRIMM & AARON)
Matter ResolvedRequest
Adjourment
6510/14/2020 9:00 am19-31951 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,738.00
SN SERVICING (FRIEDMAN VARTOLO)

10/4/20:Debtor Obj.(#32). Fell behind. Made recent payment $1,870. Requests recap of arrears over next 6 mos.
Matter ResolvedRequest
Adjourment
6610/14/2020 9:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToMootTotal Paid In: $6,563.00
MOOT APOC FILED FOR $0
Minutes amended to adjourned to 10/14/20 at 9.

MTN TO MODIFY DIV OF TAXATION #5 TO ZERO
Matter ResolvedRequest
Adjourment
6710/14/2020 9:00 am20-11720 / MBKKEVIN E ABERANT ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $6,787.00
MTN TO MODIFY IRS CLM #7 RELATED TO 2019 LIABILITY AND FILE AMENDED CLM
Matter ResolvedRequest
Adjourment
6810/14/2020 9:00 am20-12561 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $8,784.00
DEUTSCHE BANK (RAS)
Matter ResolvedRequest
Adjourment
6910/14/2020 9:00 am20-12828 / MBKPRO SETrustee Certification of DefaultDismissed
ADJ FOR MOD PLAN BY 9-19 AND EMAIL SF
AR CASE FILED 2/20/20 ARREARS NOW $1837.5- , LAST TR PYMT 4/7/20 , PLAN DENIED AND NO MODIFIED PLAN FILED
***ADJ to 8/18/20 - debtor to send in $500 and get an attorney***


Debtor obj<>

PLAN WAS DENIED ON 4/14/20 AND DEBTOR FAILED TO FILED TO FILE A MODIFIED PLAN; ARREARS
Matter ResolvedRequest
Adjourment
7010/14/2020 9:00 am20-13182 / MBKROBERT C NISENSON ESQMotion Dismiss CaseGrantedTotal Paid In: $1,500.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
7110/14/2020 9:00 am20-13544 / MBKPETER E ZIMNIS, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $8,800.00
MTN TO MODIFY IRS #6 TO REMOVE ESTIMATED CLAIM AND PAY $1,081.29 GUC
Matter ResolvedRequest
Adjourment
7210/14/2020 9:00 am20-15287 / MBKTHOMAS G. EGNERMotion Relief from Co-Debtor StayGrantedTotal Paid In: $5,195.00
QUICKEN LOANS (PHELAN)
Matter ResolvedRequest
Adjourment
7310/14/2020 9:00 am20-15569 / MBKWarren Levy, Esq.Motion Relief from Co-Debtor StayContinued
11/17/2020 9:00 am

CAPITAL ONE (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
7410/14/2020 9:00 am20-15674 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $2,913.00
Debtor obj, made payments<>TOWD POINT MTG TRUST (FRENKEL LAMBERT WEISS)
Matter ResolvedRequest
Adjourment
7510/14/2020 9:00 am20-16516 / MBKMARCIA Y. PHILLIPSMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
new conf is 12/15

As of 9/15/20, debtors are current and all 341 docs are in (dm)
Matter ResolvedRequest
Adjourment
7610/14/2020 9:00 am20-17295 / MBKCAMILLE J KASSARMotion Relief from Co-Debtor StayContinued
10/28/2020 9:00 am

BANK OF AMERICA (SHAPIRO) - debtpr filed response to motion (JMA)
Matter ResolvedRequest
Adjourment
7710/14/2020 9:00 am20-17766 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $5,420.00
MTN TO MODIFY GM FINANCIAL CLM #1 TO $16,978 SECURED/$0 UNSECURED
Matter ResolvedRequest
Adjourment
7810/14/2020 9:00 am20-17766 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $5,420.00
MTN TO MODIFY VALLEY NATL BANK CLM#3 TO $13,927 SECURED/$0 UNSECURED
Matter ResolvedRequest
Adjourment
7910/14/2020 9:00 am20-18523 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
10/28/2020 9:00 am

AMT: Ppsd order needs to clarify classification of claim amounts<<<>>>

MTN TO REDUCE IRS CLM #2-
Matter ResolvedRequest
Adjourment
8010/14/2020 9:00 am20-19855 / MBKLAWRENCE W. LUTTRELLMotion Relief from Co-Debtor StayGranted
Debtor obj<>JOSEPH LEE (WANG, GAO & ASSOC)-motion against co-defendent spouse--and to entities.
***341 not held---need docs or 341 still (DR NJ ST UNEMPLOYMENT STMNT, SP POI 60 DAYS FROM JULY/AUG 2020 -Conf is 10/28 conf is rec dismissal
Matter ResolvedRequest
Adjourment
8110/14/2020 9:00 am20-19987 / MBKPETER J BROEGE ESQMotion Relief from Stay (Fee)Granted
FORD MOTOR (MORTON)
Matter ResolvedRequest
Adjourment
8210/14/2020 9:00 am20-20735 / MBKJOHN ZIMNIS, ESQMotion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
8310/14/2020 10:00 am17-25707 / MBKBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 29 of 39 required payments   Arrears: $0  
Total Paid In: $24,350.00
ISSUES AS OF 9/2/2020 (DM): Updated 9/3/20

***Received copy of Consent Order with Investors Bank for post-petition arrears to be added to the plan. Trustee recommends case be adjourned to October to verify that 1st payment is made, AND THEN CASE CAN BE CONFIRMED AT $24,350 PTD, THEN $850 x 32 STARTING 10/1/20, BASE PLAN (new plan term is 69 months); ADD TO CONFIRMIG ORDER: PART 8d OF THE PLAN IS AMENDED TO ALLOW TRUSTEE TO PAY POST-PETITION CLAIMS***

 Cert Doc #41 - CARES Act Modified Plan is basically a Motion to Suspend Trustee Payments for 6 months - monthly Trustee payments are to resume 10/1/20 - nothing else has changed.

 COVID-19 Cert attached to Plan.

1) MP proposes $26,137.54 to Investors Bank for post-petition payments - no post-petition claim /order or MFR has been filed (SALDUTTI LAW GROUP SUBMITTED CONSENT ORDER TO CHAMBERS 9/3/20).

2) Trustee OBJ:
- Need amended Sch I&J (SEE ABOVE).
- Need updated proof of income (SEE ABOVE).
- No payment in 6 months (SEE ABOVE).


Confirmed Case: $4,800 Ptd, $850 x 52 start 5/1/18, Base Plan
Prop. MP: Ptd, $850 x 32 start 10/1/20, Base Plan
PTD = $24,350 (6 months arrears)
Last Claim (9-1) dated 12/4/17
Matter ResolvedRequest
Adjourment
8410/14/2020 10:00 am18-14398 / MBKSTEVEN N. TAIEB, ESQ.Confirmation Hearing on Modified PlanContinued
11/17/2020 10:00 am
Debtor has made 32 of 32 required payments   Arrears: $0  
Total Paid In: $8,217.00
AS OF 10/2/20 (SF)

1. Schedules I and J were amended. Need proof of food stamp income and copy of 2019 Tax Return.
2. Income is currently negative $451.26
3. Need order or proof of claim to pay post-petition arrears of $4940.90 to Nationastar Mortgage
4. If plan is confirmed, add to conf terms Trustee Standard Order. The plan omits priority creditors.



MP proposes $7647 PTD, $285 X 54 0%
Plan has run 31 months and plan proposes to extend to 84 months
Matter ResolvedRequest
Adjourment
8510/14/2020 10:00 am19-13424 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
12/1/2020 10:00 am
Debtor has made 13 of 21 required payments   Arrears: $6,390.00  Total Paid In: $14,898.00
AS OF 10/9/2020 (at):

1. Mod plan proposes to pay post petition arrears of $15,364.88 to Bayview. Need an order.(rec order)

2. Mod plan proposes to pay 100% and base to guc's. Need clarification as to which is correct.--(100% per attorney)

3. Need income contribution. Reduced from $1,713 to $1,300.

4. Need updated social security statement.

5. Need 2019 tax return.

6. Need proof of how much rent the debtor now receives.

MP proposes: $12,528 paid to date, $773 x 67 beginning 8/1/2020, both base and 100% to guc's is checked in plan
Arrears: $6,028
(COVID ARREARS TO SECURED CREDITOR AND TRUSTEE. AMEND PLAN COVID 7 YEARS)
Matter ResolvedRequest
Adjourment
8610/14/2020 10:00 am19-15291 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 20 required payments   Arrears: $426.00  Total Paid In: $5,812.00
***Per EDC - adj to 10/14*** - Atty ok with terms.sf
COVID CERT AND AMEND I/J FILED

**To resolve trustee objections below the case needs 100%. Luckily there is only $1658 in filed guc claims.
CAN CONFIRM AT $5264 paid then "$426 x 65 beg 11/1/20-LM by 12/31/20

-sent amended I & J. It inlcludes $1500 monthly for repayment of pension loans. Per original confirmation these all should have recently ended. Need information.(SEND UPDATE-DEBTOR TOOK $43,000 PENSION LOAN IN SEPT OF 2019 WHILE CASE WAS ONGOING-TAKING $741 MONTHLY FROM PAYCHECK-THIS NEEDS TO BE ADDED BACK TO INCOME- BAD FAITH. )
-updated POI provided shows $3650 monthly take home-not $2665 as per amended I. Amended disposable is actually higher than originally confirmed. Even higher when add back the $741 for pension loan=$2027
-Covid cert says now caring for nephew and college aged children that are at home and not working. How old? Why aren't they working?
-Cert says child support from paystub now suspended but it is listed on schedule I. Need to remove.


-proposed MP at $277 x 21 then 396.59 x 63 loan mod by 12/2020

Matter ResolvedRequest
Adjourment
8710/14/2020 10:00 am19-16884 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 19 required payments   Arrears: $2,070.00  Total Paid In: $18,915.00
cert filed 10/13--CONF AT $18915 paid then $1400 x 66 beg 11/1/20 - 0% - (84 month plan)

10/7 workup for the 10/14 calendar EDC

-CNP on for 10/14 also
-original plan had min of $7746 to gucs--OK due to Covid loss of income
-No COVID cert filed. Can confirm if done. The cert in the obj to trustee's motion is insufficient
-Need amended I & J and POI

CONF AT $18915 paid then $1400 x 66 beg 11/1/20 - 0% - (84 month plan)


Matter ResolvedRequest
Adjourment
8810/14/2020 10:00 am19-17248 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 19 required payments   Arrears: $15.00  Total Paid In: $7,127.00
ISSUES AS OF 10/7/2020 (DM): - Atty ok with terms.sf

***TRUSTEE RECOMMENDS CONFIRMATION AT $6,352 PTD, THEN $395 x 43 STARTING 10/1/20, 0% PLAN***

1) Trustee Notes:
- Case was confirmed with Part 4d and 7c stricken from the Plan and require debtor to file separate motions within 30 days. Claims filed by One Main Financial were set up to be paid in full.
- Debtor filed motions to modify claims filed by One Main Financial which were granted.
- AR then wanted Debtor to file a MP if motions resulted in less due per the confirmed Plan.
- Sole purpose of this Plan is to add crams in accordance with the granted motions.


Confirmed Case: $2,744 Ptd, $544 x 10, $580 x 42 start 11/1/20, 0% Plan
Prop. MP: Ptd, $390 x 44 start 9/1/20, 0% Plan
PTD = $6,352
Last Claim (17-1) dated 12/4/19
Matter ResolvedRequest
Adjourment
8910/14/2020 10:00 am19-18605 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanContinued
11/17/2020 10:00 am
Debtor has made 18 of 19 required payments   Arrears: $0  
Total Paid In: $31,419.00
AS OF 10/13/2020 (at):

1. Mod plan proposes to pay GM/Americredit $7,190.16. Plan was confirmed with cram at $7,351.59.

2. Need updated proof of income for unemployment, rent and Uber.

3. Need amended I and J.

MP proposes: $27,875.25 paid to date, $1,273 x 61 beginning 10/1/2020, base
Payments: 18/18
(Extending term of plan an additional 18 months due to loss of income caused by Covid-19.)
Matter ResolvedRequest
Adjourment
9010/14/2020 10:00 am19-19911 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 18 required payments   Arrears: $0  
Total Paid In: $16,472.00
ISSUES AS OF 10/7/2020 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $15,286 PTD, THEN $1,186 x 49 STARTING 11/1/20, BASE PLAN, REMAINING TERMS OF PREVIOUS CONFIRMATION APPLY***

1) CARES Act Certification attached to the Plan should be filed as a separate document.


Confirmed Case,: $5,820 Ptd, $1,164 x 1, $1,186 x 54 start 12/1/19, Base Plan
Prop. MP: Ptd, $1,186 x 50 start 10/1/20, Base Plan
PTD = $15,286
Last Claim (1-2) dated 12/11/19
Matter ResolvedRequest
Adjourment
9110/14/2020 10:00 am19-29295 / MBKJACQUELINE R ROCCI ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 13 required payments   Arrears: $0  
Total Paid In: $21,580.00
ISSUES AS OF 10/7/2020 (DM): Atty agrees to terms

***TRUSTEE RECOMMENDS CONFIRMATION AT $19,920 PTD, THEN $1,660 x 48 STARTING 11/1/20, BASE PLAN, ATTY SHALL FILE $950 SUPPLEMENTAL FEE APPLICATION WITHIN 10 DAYS; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY THE IRS LATE POC (13-1), TRUSTEE SHALL PAY ALLY CAPITAL $24,656.44 IN ACCORDANCE WITH POC (9-1)***

1) Plan proposes $28,087.61 secured pay-in-full treatment to Ally Auto for 2015 Jeep Wrangler - case was confirmed at $24,656.44 pay-in-full treatment - WILL NEED A CONSENT ORDER IF NOW PAYING A HIGHER AMOUNT.


Confirmed Case,: $1,660 x 60 start 11/1/19, Base Plan
Prop. MP: $1,660 x 60 start 11/1/19, Base Plan
PTD = $19,920
Last Claim (13-1) dated 9/11/20
Matter ResolvedRequest
Adjourment
9210/14/2020 10:00 am19-29635 / MBKTHOMAS G. EGNERConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 13 required payments   Arrears: $0  
Total Paid In: $8,417.00
AS OF 10/13/2020 (at):

RECOMMEND: $7,353 PAID TO DATE, $600 x 47 BEGINNING 11/1/2020, BASE
Need updated proof of income for co-debtor by 1/31/2021.

1. Need updated proof of income. (RECEIVED)

2. Need amended I and J. (FILED - ISSUES)

3. Excessive expenses on Amended J: $507/month for cable/interne/phone and $629/month car payment.

4. Verified income leaves monthly disposable income of $1,358 (Debtor disability - $813.61 x 4.33 = $3522.93 and co-debtor unemployment $432 x 4.33 = $1,870.56). Income totals $5,393.49 and expenses per J are $4,035.49 leaving disposable income.

MP proposes: $6,425 paid to date, $464 x 51 beginning 8/1/2020, base
Payments: 9/12, arrears $1,247
Matter ResolvedRequest
Adjourment
9310/14/2020 10:00 am19-32126 / MBKDONALD F CAMPBELL, JRConfirmation Hearing on Modified PlanConfirmedDebtor has made 54 of 12 required payments   Arrears: $1,824.00  Total Paid In: $97,691.00
10/13/20 - Atty agrees to terms (dm)
ISSUES AS OF 10/6/2020 (DM):

***TRUSTEE WILL RECOMMEND CONFIRMATION AT $10,866.76 PTD, $1,824 x 50 STARTING 10/1/20, PLUS $85,000 LUMP SUM PAYMENT BY 10/30/20, BASE PLAN WITH $81,558 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS***

 10/6/20 - conference call between MBK, DM and debtor's counsel.

 9/30 AMT: Trustee Letter Response re income calc filed.

- DM and attorney to provide income calculations and judge to decide on papers on 10/14 EDC

- PLAN CONFIRMED MAY 2020 - MP FILED, DISPUTE AS TO DISPOSABLE INCOME

AS OF 9/23/20 (SF) UPDATED

Based upon the amended 122c filed, unsecured creditors should get $94,422 minimum dividend.

***RECOMMEND $9252.57 PTD; $85,000 X 1 (BEGIN 9/1/20); $2098 X 51 (BEGIN 9/1/20) BASE W/MIN $94,422 TO GUCS***

Note due to excess income of $10,548, plan requires 100%

1. Trustee objection:
- Need 60 days updated proof of income for period prior to filing of the modified plan (RECEIVED) Need proof of bonus income. (BOTH DEBTORS RECEIVED BONUSES TOTALING $90,474. INCOME NOW VERIFIES AT $10,548)
- Excessive expenses on Schedule J: $350 home maintenance; $648.49 telephone; and $860 auto insurance. The expenses on Schedule J were objected to and reduced by $728 per the original Schedule J.
- The Trustee previously entered into a compromise of $2800 x 60 months for a total base of $168,000.


MP proposes $7638.38 PTD, $1614.19 X 52 BASE PLAN, W/$85,000 lump sum to be turned over to trustee within 30 days
Plan has run 9 months with 51 months remaining beginning 9/1/20

RESOLVED ISSUES:
- Modified plan reduces payment and proposes to make $15,000 lump sum payment to mortgage company outside the plan instead of thru the plan. (MP FILED)
- Need copy of 2019 Tax Return. (RECEIVED)
6/22/20 - The current proof of income provided by debtors show bonuses of $5957 for debtor and $139,271 for co-debtor which were received in 2020. The Trustee is requesting proof of those pay stubs. Atty filed a Resp
Matter ResolvedRequest
Adjourment
9410/14/2020 10:00 am19-33040 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 11 required payments   Arrears: $380.00  Total Paid In: $3,970.00
As Of 10/12/20(mk):updated-atty ok to terms

***Can Rec Confirm at $3,969.55 PTD ; Then $380 x 50 begin 11/1/20 Base w/min 2,185 to Gucs due to NE Equity. Documentation supporting reduction in Sale price of real estate to be provided w/in 30 days***

BUT Still Need Question of RE Sale price answered.
(Atty reply-reason for sales drop for sale price $295,000 to 284,500 was septic tank failed so approx 16,500 came off purchase price :mk requested any documentation on that


MP 346 x 52,Base. Plan has Run 10 mos so 50 remain. Base was increased to $22,945.55
To include NE Proceeds from sale. Waiting for Question of RE Sale price answered.

-plan must include the $2185 that the debtor received at closing that is non-exempt. NM will email attorney regarding question of why sale price was reduced from $295k per the order. EDC (This amt was posted 8/2020)
Matter ResolvedRequest
Adjourment
9510/14/2020 10:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Order Vacate Dismissal of CaseConfirmedDebtor has made 4 of 11 required payments   Arrears: $2,992.00  Total Paid In: $6,563.00
10/15/20 (sf) UPDATED

RECOMMEND $6563 PTD, $1496 X 51 (BEGIN 10/1/20) 0% PLAN
- SUBJECT TO DETERMINATION OR RESOLUTION OF ADV. PRO No. 20-01038
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS


ar otbs
ar to send order to counsel

AR NOTES , TRUSTEE REVIEW NO BASIS TO JOIN ADV PRO - NO BENEFIT TO ESTATE THEREFORE RECOVERY LIMITED TO DEBTOR EXEMPTION , PLAN IS TO RECOVER PTY AND PAYOFF LIEN OF TSC , DEBTOR HAS NOT ESTABLISHED FEASIBILITY
AS OF 10/9/20 (SF) - Brief in Support of Motion for Summary Judgment just filed and scheduled for 11/4/20 at 9 (PER AR ADJ REQUEST IS DENIED. APPEARANCE IS REQUIRED)

AR NEED SCHEDULING FOR RESOLUTION OF ADV PRO - adv trial on 11/19
AR DISCUSS WITH ATTY FEASIBILITY OF ADV PRO AND AUTHORITY TO FILE

1. Stay is vacated per order dated 4/6/20 as to Ivy Holdings LLC (Debtor's residence) - (MOTION TO REINSTATE STAY JUST FILED AND SCHEDULED FOR 11/4/20)

2. Need order resolving Adv. vs. Ivy Holdings LLC - Trial set to begin 11/19/20 @ 10

3. Trustee objection:
- Secured claim of Ivy Holdings is much higher than what plan has. (STAY IS VACATED)
- Must file Pre-confirmation certificate.


Plan proposes $709 x 60 0%
Payments: 9/10 Arrears: $527

RESOLVED ISSUES:
- IRS filed estimated priority and unsecured claim (AMENDED)
- A current market analysis (RECEIVED)
- State of NJ filed estimated priority and unsecured claim (NEED AMENDED CLAIM) MOTION TO MODIFY SCHEDULED FOR 9/9/20 AT 9 (NO OPPOSITION) (AMENDED TO ZERO)
- There is non-exempt equity on real property $64,267.99. Need to verify if Debtor has 50% interest (THERE IS NO EQUITY. DEBTOR HAS 10% INTEREST IN PROPERTY)
- copy of the will showing the debtor is a 1/12 owner of the residence (THERE IS NO WILL. CERT PROVIDED STATING THAT DEBTOR HAS 10% INTEREST IN PROPERTY)
AR MOTION RE IRS AND NJ SCH FOR 9-1 (only NJ motion is pending. IRS motion was withdrawn)
Matter ResolvedRequest
Adjourment
9610/14/2020 10:00 am20-12198 / MBKJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $3,600.00
10/7 workup for the 10/14 calendar EDC

-Can confirm with below terms if paying AMEX. MP once again does not include the AMEX secured claim for $13,179. Are we still paying? YES PER ATT
-low base pending refi


400 x 60 beg 3/1/20 refi by 8/31/21-100%
Matter ResolvedRequest
Adjourment
9710/14/2020 10:00 am20-12225 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 9 required payments   Arrears: $1,700.00  Total Paid In: $6,992.00
10/13/20 - Atty okay with terms (dm)
AR RESOLVE OR HOLD SENT ATTY EMAIL
ISSUES AS OF 10/7/2020 (DM): Updated 10/13/20

***TRUSTEE RECOMMENDS CONFIRMATION AT $2,411.50 PTD, THEN $640 x 53 STARTING 10/1/20, PLUS $5,000 LUMP SUM PAYMENT BY 11/5/20, BASE PLAN; ADD TO CONFIRMING ORDER: STRIKE PLAN TREATMENT OF HEARTHSTONE CENTRAL MANAGEMENT AND PAY BEAVER BROOK RUN CONDO ASSOC SECURED/UNSECURED POC (8-1) AS FILED***

 Trustee received 1/16/20 Opinion issued by SSA Admin Law Judge and subsequent letter from SSA advising that debtor would receive $57,932.60 for retro SSA benefits through February 2020.

 Per atty, creditor listed wrong. Strike Hearthstone and pay Beaver Brook per POC (dm).

1) Beaver Brook Condo Assn (GRIFFIN ALEXANDER) OBJs - POC (8-1) filed is bifurcated - $5,783 secured claim not treated in plan - MP proposes to pay $8,641.75 as secured to Hearthstone (STRIKE AND PAY PER POC).

2) Ford Motor Credit (MORTON) OBJs - $665.56 arrears on 2018 Ford Escape must be cured within 6 months - amended POC (1-2) sets arrears at $406.68 and MP provides for no payment on arrears (OKAY TO PAY)

3) Bank of NY Mellon/SLS filed $25,926.59 arrears claim on Brookview Cir property - Plan proposes to pay $174.36 (MP CORRECTS).

4) Trustee Suppl OBJ:
- Plan must be at least 36 month term (MP CORRECTS).
- Need docs regarding retro pay disclosed in the MP (RECEIVED DECISION FROM ADMIN LAW JUDGE BUT NO INDICATION OF THE AWARD AMOUNT AND WHEN PAYABLE).

5) Trustee OBJ:
- Tax refund of $5,425 was not prorated and included in disposable income calculation (MOOT - $1,650 in SSI).
- Need to file Pre-Confirmation Cert (FILED).


Prop. Plan $200 x 5, $640 x 55, $5,000 lump sum, Base Plan
PTD 7/8 = $2,411.50
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
9810/14/2020 10:00 am20-12798 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 9 required payments   Arrears: $0  
Total Paid In: $5,541.00
ISSUES AS OF 10/7/2020 (DM): - Atty ok with terms.sf

***To pay secured/priority claims, DEBTOR NEEDS TO CONFIRM AT $4,784 PTD, THEN $757 x 52 STARTING 11/1/20, BASE PLAN; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (3-5), AND TRUSTEE SHALL PAY ARREARS CLAIMS OF DEUTSCHE BANK POC (4-2) AND ALLY CAPITAL POC (9-1)***

1) IRS filed $21,223.45 amended priority claim, not treated in the plan, that includes estimated taxes for 2016 & 2019 (AMENDED TO $5,459.72 - WILL NEED TO ADD TO CONF ORDER).

2) PHH Mtg/Deutsche Bank filed a higher arrears claim at $30,743.97 (OKAY TO PAY?? - Yes)

3) Ally Capital filed $1,276.10 arrears claim on 2008 Lincoln Navigator (OKAY TO PAY?? - Yes)

4) Trustee OBJ:
- Need amended Sch I to show change in income - co-debtor no longer working & added SSI (FILED 6/18/20).
- There is $2,650 non-exempt equity in BOA checking acct ending #3129 (MOOT- LARGE PRIORITY CLAIM).
- Need to file Pre Confirmation Certification (FILED).


Prop. Plan $598 x 60, Base Plan
PTD 8/8 = $4,784
Last Claim (3-5)
Matter ResolvedRequest
Adjourment
9910/14/2020 10:00 am20-13544 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $1,692.00  Total Paid In: $8,800.00
ISSUES AS OF 10/7/2020 (DM): - Atty ok with terms.sf

***Tax claim has been amended. If paying US Bank higher claim, TRUSTEE CAN RECOMMEND CONFIRMATION AT $7,300 PTD, THEN $1,596 x 54 STARTING 10/1/20, 100% PLAN, THRESHOLD OF $21,142 IS PRESERVED, STUDENT LOANS TREATED OUTSIDE THE PLAN***

1) US Bank (HONIG & GREENBERG) OBJs - $68,042.10 (OKAY TO PAY HIGHER CLAIM??)

2) Trustee OBJ:
- Need CMA with date and comparatives attached (100% PLAN).
- Need copy of 2018 and 2019 tax return (RECEIVED).
- Need updated auto insurance - insurance expired 6/17/20 (RECEIVED).
- Proof of income verifies higher - Foster income is higher than amount on Sch I.
- There is $21,142 non-exempt equity in real estate.
- Must resolve IRS estimated claim (AMENDED).
- Must file Pre-confirmation certificate (UNRESOLVED).


Prop. Plan $1,337 x 60, 100% Plan
PTD 5.5/7 = $7,300
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
10010/14/2020 10:00 am20-13629 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
10/28/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $0  

AR WILL CONSIDER REVIEW OF DISMISSAL IF PROOF OF FILING ALL UNFILED RETRNS PER IRS POC IS SUBMITTED
AS OF 10/8/2020 (at): FORBEARANCE LETTER FROM SPECIALIZED LOAN PROVIDED 9/23/20 - DOC # 54

IRS CLAIM IS STILL ESTIMATED.

1. Virgo Management filed a secured arrears claim #7 in the amount of $3,828.48 which is not in the plan. Is it ok to pay this claim? (MOD PLAN PAYS)

2. Objection filed by Township of Woodbridge (Goldenberg) - plan is silent as to $1,093.02 due to Township. (mod plan pays - no obj to mod plan)

3. Objection filed by Virgo/US Bank Cust BV (Rodriguez) - failure to cure secured claim of $3,828.48. (MOD PLAN PAYS - NO OBJ TO MOD PLAN)

4. Objection filed by Specialized Loan Servicing/GSMPS (Stewart Legal) - failure to cure full arrears of $37,145.74 (Per POC) (mod plan pays in full - no obj to mod plan)

5. Trustee's objection:
- The debtor has insufficient income ; income provided for Jan and Feb then May-July estimates $1,917 income, which verifies $-888.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - with comparatives used to value property, only provides one page. (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - ; insurance expired 2/6/20. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Proof
of payment of taxes $316 and support payments $40.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on business $40,250 and in bank account $646 total $40,896.
- Must resolve all objections. (MOD PLAN RESOLVES OBJECTIONS)
- Must resolve IRS estimated claim, 2014, 2018 and 2019 tax returns not filed. (STILL ESTIMATED)

MP before confirmation proposes: $3,670 paid to date, $1,100 x 54 beginning 9/1/2020, base
Arrears: $1,915
Matter ResolvedRequest
Adjourment
10110/14/2020 10:00 am20-13906 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 8 required payments   Arrears: $0  

10/6 workup for the 10/14 calendar EDC - OK TO DISMISS/HOLD FEES

As of 8/28/20(mk):emailed atty for status. Adj request uploaded- Adj to 10/14/20-PEREMPTORY
-still 3 payments arrears

1. Objection by Bank of NY(RAS): (Atty is working on resolution)
-fails to pay arrears-LM speculative.

*. Trustee Objection:
-needs 100% per below. Proposed payment of $668 will pay 100%
-need statement for spouse payroll loan showing balance due
-excess expenses $220/cell phones; $720/son's travel cost; $200/son's sports trainer;
$380/dental(NEED TO REDUCE EXPENSE TOTAL by $500- =dispo income 914 p/m))
-Form 122C-2 Line 45 shows monthly disposable income $1,050.59 which
requires min.$63,035.40 dividend to gucs
-resolve The Bank of NY Mellon objection .
---------------------------------
2. Per plan claim for Thrift investment on 2006 Chrysler . DEBTOR FILED CLAIM (#6) ON BEHALF OF CREDITOR & MOTION TO ALLOW LATE CLAIM. HEARING DATE IS 9/15/20 (add late language to conf order - proposed order on motion could be better, dm)(GRANTED)

3. Regional Acceptance POC #3-1 is bifurcated. It has a secured part for $5,218( which includes interest)
>>The proposed Cram amt is 5,217,85- DO YOU WANT TO ADDRESS THIS BY PAYING THIS SECURED PART? AND
THEN THE UNSECURED PART of $3,732.91 Can Be Treated pro Rata w/ other gucs. ( PER ATTY- first said yes , then requested ad
of 9/9/20 date to send notice of Cram- Please clarify what you are doing on this?


-NO Proof of Service on Regional Acceptance- Cram on Chevy- (Strike l& add treatment of claim to conf lang)
-must file pre conf cert.


668 X 36 BEG 4/20; LM BY 9/30/20 (9 HEINRICH RD); BASE.
payments:4/5
last claim:5-1, bar date:5/15/20
Matter ResolvedRequest
Adjourment
10210/14/2020 10:00 am20-15341 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
12/15/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

Infa
SSUES AS OF 10/7/2020 (DM):

***Need to resolve State of NJ estimated unsecured claim for final work-up on 100% Plan***

1) Plan provides $4,000 priority treatment to State of NJ - This is a typo and should be NY (STRIKE AND PAY STATE OF NY POC)

2) PHH Mtg (RAS) OBJs - $21,523.81 arrears (OKAY TO PAY HIGHER CLAIM?? - Yes, OTBS entered 6/15/20)

3) State of NJ filed general unsecured claim that included estimated taxes for 2007, 2009 & 2010 (UNRESOLVED).

4) Trustee OBJ:
- Need DSO information (RECEIVED).
- Need March bank statement for Chase acct (RECEIVED MARCH STATEMENT FOR ACCT #3443 BUT NOT FOR ACCT #3720).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,400 x 60, 100% Plan
PTD 5/6 = $7,000
Last Claim (16-1)
Matter ResolvedRequest
Adjourment
10310/14/2020 10:00 am20-15556 / MBKPATRICK MOSCATELLO, ESQConfirmation Hearing ScheduledContinued
1/27/2021 10:00 am
Debtor has made 9 of 7 required payments   Arrears: $0  

issue as of 10/5/2020

1) Trustee objection to confirmation - need to resolve
-need copy of lease showing rent is $1,600 month-LEASE EXPIRED 6/30/2020, IS THERE A RENEWAL?
-excessive expense $225/life insurance RESOLVED, PROVIDED PROOF OF PAYMENT AND ATTY EXPLANATION
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance of $1,078.21
AMENDED SCHEDULE J RAISED EXPENSES $101, THERE REMAINS EXCESS INCOME IN THE AMOUNT OF $977.21
THERE IS EXCESS ON SCHEDULES I&J. IT APPEARS THE GROSS INCOME ON FORM 122C MAY BE LOWER THAN WHAT IS REFLECTED ON THE PAYSTUBS - SENT EMAIL TO DEBTORS ATTORNEY TO REVIEW AND ADVISE
REQUESTED THE TIAA STATEMENT FOR THE LOANS BEING REPAID OUTSIDE PLAN
REQUESTED PROOF OF STUDENT LOAN PAYMENT DEDUCTED ON FORM 122C AS IT IS NOT SHOWN ON BANK STATEMENT
-the schedules fail to account for the debtors tax refund in the amount of $1,347 when determining disposable income RESOLVED, AMENDED SCHEDULES ADD THIS TO INCOME

2) The plan states vesting of property is upon Discharge. Can Trustee add note to be vesting upon Confirmation? PER ATTY OK TO VEST AT CONFIRMATION ADD TO CONFIRMING ORDER

3) State of NJ filed estimated claim for 2019-2020 taxes - ESTIMATED FOR SALES AND USE TAX FOR BUSINESS, LAST QUARTER FOR 2019 AND FIRST QUARTER FOR 2020

proposed plan $125x60 base plan
paid in $500
last claim 7
Matter ResolvedRequest
Adjourment
10410/14/2020 10:00 am20-15674 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $2,913.00
AS of 10/9/20(mk): Updated x2-atty ok to terms


**CAN REC CONFIRM AT $2,382 PTD, THEN $531 X 54;Begin 11/1/20; Base;
Trustee authorized to pay Toms River MUA claim #8-1 for $168.94.
Trustee authorized to pay Bayview claim #16-1 for $20.
Trustee is authorized to pay Towd Point claim #11 for $2,893.75.
Order of Distribution is per plan.**


1.Objection by Towd Point Mortgage( Frenkel Lambert): ALSO STAY RELIEF MOTION ON FOR 10/14/20. PP ARREARS
plan has unaffected & fails to pay arrears POC $2,893.75. ( Atty says arrears part of mtg forbearance-ok to pay POC if not resolved & will use forbearnce on post petitoin)

2. Bayview Loan filed secured claim- 2nd Mtg?
-arrears $20 - Ok to pay?(YES)

3. Toms River MUA filed Secured POC $168.94- NOT IN PLAN. -OK TO PAY?(YES)

4. There is only 1 auto listed in petition. 2000 Chevy Silverado- lien held by One Main.
Yet there are claims filed by Ally Capital at #9-1 for a 2014 Chevy Equinox (no arrears)
signed in 2017 & #10-1 (no arrears) signed in 2018 for a 2014 Chevy Equinox-
Different VIN numbers- NEEDS EXPLANATION-(Provided- 2 identical autos- no arrears)

5. Trustee objection: Resolved
-insufficient income/verified income leaves -$97.43. (Payments current)
-need 2019 tax return for non filing spouse.(atty opposes)
-need MP that addresses Bayview Loan Servicing's secured claim #16-1.
Not Listed In Petition Either.( Or add lang. to pay- PAY))
-Order of distribution is per plan.
---------------------------------------------
- One Main Financial filed a Bifurcated Claim (#2-1) RESOLVED -ORDER #27 ).
- IRS PRIORITY CLAIM 4-1 has an Estimated part for 2019. (APOC filed 9/8/20)
- St Of NJ Claim #21-1 Has a Secured claim of $7,417.53 & Priority $9272.60 which has estimated 2019.(APOC Filed- Priority $8,293.43)


Plan:397 x 60 Base
payments:6/6
last claim:21-12 bar date;6/27/20
Matter ResolvedRequest
Adjourment
10510/14/2020 10:00 am20-16511 / MBKSTEVEN DUNBAR ESQConfirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 10/7/2020 (DM):

1) VAK Fund/FCI Lender Services (KML) OBJs to cram of 2nd Mtg (UNRESOLVED).

2) Plan provides pay-in-full with interest to Wells Fargo for 2015 Subaru Legacy - POC filed for $15,479.08 - need Consent Order to pay claim with correct amount of interest (UNRESOLVED).

3) Plan provides $4,738.06 pay-in-full treatment to Medallion Bank - no POC filed - need a filed claim and motion to allow the late filed claim (UNRESOLVED).

4) Trustee Sipp OBJ:
- Need proper service on cram of FCI Lending/VAK Fund (MOOT - KML FILED OBJ).

5) Trustee OBJ:
- Income verifies higher than scheduled (BOTH DEBTORS OPERATE A BUSINESS - COVID AFFECTED AND VARIES).
- Need proof of insurance for the 2018 trailer (RECEIVED).
- Need April and May bank statements for TD account (RECEIVED).
- FCI Lender needs to be served at a physical address (MOOT - OBJ FILED).
- Need to file Pre-Confirmation Certification (FILED).
- Attorney fees in the plan & disclosure statement do not agree (AMENDED).


Prop. Plan $729.52 x 60, Base Plan
PTD 4/5 = $2,918.08
Last Claim (29-1)
Matter ResolvedRequest
Adjourment
10610/14/2020 10:00 am20-16672 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,200.00
As of 10/7/20 (DS): Ok to confirm at $1,000 paid, $200 x 31 begin 11/1/20 Base and Student loans to be treated outside

MP Prop $200 x 36 Base
Matter ResolvedRequest
Adjourment
10710/14/2020 10:00 am20-16679 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,400.00
AS OF 10/8/2020 (at):

RECOMMEND: $2,240 PAID TO DATE, $600 x 55 BEGINNING 11/1/2020, BASE
Need Pre-Confirmation Certification within 10 days of confirmation.
Loan modification with Wilmington Savings by 12/3/2020.
Debtors will make adequate protection post petition payments to Wilmington pending loan modification.
Trustee shall pay Motion FCU, claim #10, a secured claim in the amount of $4,150. The unsecured portion in the amount of $4,568.31 shall be paid pro rata with other general unsecured creditors pursuant to the terms of confirmation.

1. Need a modified plan. Loan mod plans cannot pay $0 to guc's.(will pay pro rata)

2. Objection filed by Wilmington Savings (Powers Kirn) - failure to cure arrears of $148,601.17 (Per POC) (RESOLVED - LOAN MOD BY 12/3/2020, DEBTORS TO PAY ADEQUATE PROTECTION PAYMENTS AND NO PAYMENTS TOWARDS PRE-PETITION ARREARS)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need bank statements for American Express Serve Account for April 2020 and PNC Bank for March and April 2020. (RECEIVED)
- Amendments to Schedules to include 2000 Honda CR-V (SOLD - NO AMENDMENT NEEDED)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service for Motion Federal Credit Union, BridgeCrest Financial, GMAC, New Century Financial and Midland Funding, LLC (CERT OF SERVICE FILED)
- File pre-confirmation certification (NOT FILED)
- The dismissal of this case should trigger a one year bar to refiling.

Plan proposes: $560 x 60, $0 to guc's, loan mod within 6 months of confirmation
Payments: 4/5, arrears: $560
Matter ResolvedRequest
Adjourment
10810/14/2020 10:00 am20-16905 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

per mbk 180 day bar
AR NO UPDATE AS OF 10-12 . CREDITOR REQUEST 180 DAY BAR (PER ATTY, OK TO DISMISS/HOLD FEES)

AS OF 10/6/20 (SF) - BELOW ISSUES NOT RESOLVED

ADJ TO 10/14 AS PEREMPTORY PER JUDGE TO RESOLVE ISSUES BELOW:
*PER JUDGE DEBTOR TO UPDATE RENTAL AND CONTRIBUTION INCOME AND RESOLVE TRUSTEE ISSUES REGARDING INCOME AND EXPENSES TO PROVE FEASIBILITY FOR CONFIRMATION.
*PER JUDGE PRESERVING INCOME PROPERTY DOESN'T APPEAR TO MAKE SENSE SINCE RENT IS NOT COVERING EXPENSES. NOT FEASIBLE
* PER JUDGE CAN'T USED ASSIGNED RENTS.
*PER JUDGE NO STAY IN EFFECT AT THIS TIME
*PER JUDGE THERE WILL BE A 6 MONTH BAR IF DISMISSED

1. Supplemental objection just filed by Citadel Funding Group (Rocco Cavaliere) - Debtor's counsel has
not reached out even once to Citadel to determine whether the issues concerning the Plan could be resolved, nor has a confirmable plan been filed. Further, aside from unpaid amounts of at least $4,500 in the period from the Petition Date through August 31, 2020, no payments for mortgage, interest, and real estate escrow have been made in September and October to Citadel, while legal fees in this case alone are greater than $13,500. The Debtor has clearly abandoned any effort to proceed with the Chapter 13 case, as the Court has indicated that the upcoming hearing was peremptory and there would be no further adjournments.

2. State of NJ filed priority claim 4-1 for $22 (OK TO PAY)

3. Modified plan proposes to pay Citadel Funding $43,574.06 but the Stay was vacated on 7/10/20. Secured claim 5-1 was filed on 8/6/20 with zero arrears. (MUST RESOLVE)

4. Motion to Impose Stay for all creditors rescheduled to 9/9/20 at 9 (The automatic stay was extended to 8/26/20) Motion is opposed

5. Ally Financial filed arrears claim 2-1 for $2322.61 (OK TO PAY?) - (MP JUST FILED AND DOES NOT ADDRESS ARREARS CLAIM)

6. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- proof of current mortgage payment fo
Matter ResolvedRequest
Adjourment
10910/14/2020 10:00 am20-16962 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $250.00  Total Paid In: $2,200.00
sent email to Cullari on 10/12

**Trustee agrees to compromise at : $1950 paid then 500 x 55 beg 11/1/20-min of $20,000 to unsecured-LM by 12/1/20-trustee will not pay Shellpoint/US Bank pre petition arrears pending loan mod

10/6 workup for the 10/14 calendar EDC

-Are we paying student loans outside? NO PER ATT
-Are we paying Shellpoint US Bank claim? NO PER ATT OBJ RESOLVED/LM ONLY

1. US Bank/Shellpoint filed a secured a arrears claim #17 in the amount of $11,952.80 which is not in the plan. Is it ok to pay this claim? NO PER ATT/LM

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- 2 months bank statements from Fedex Ex savings acct 2 months prior to filing date. (RECEIVED - BALANCE OF $1,130 DATE OF FILING)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Tele/cell/cable/internet $597.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income verifies higher, there is disposable income $1,670.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,431 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $15,013 and bank accounts Chase $99.95, United Teletech $2,585.09 and pending bank statements from Fed Ex acct. ($72 IN NON EXEMPT EQUITY IN RESIDENCE - POC HIGHER)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $390 x 36, loan mod by 12/1/2020, not less than $4,476 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
11010/14/2020 10:00 am20-17064 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,000.00
As of 10/13/20 (DS): Ok to confirm at $500 x 60 begin 6/1/20 Base, plus non-exempt proceeds from PI Lawsuit to Trustee and add to confirming order Trustee ok to pay arrears claim #7-1 of Amerihome Mortgage

****Per updated CMA and zillow review OK to use the $273,640 number. There would be no available equity to remove minimum dividend. Confirm with same terms as a pro rata base EDC

1. There is non-exempt equity on real property $13,081. CMA provided 9/11/20 from Patricia Barksdale is not from the same realtor on document that was provided 7/8/20 from Teddy Gonzalez. Also most recent CMA does not give a realtor's recommended value, but current estimated 8/25/20 $273,640 and Your Comp Analysis dated 9/10/20 $286,575.

9/15/20 (DS): 1. Trustee obj to the following:
- CMA provided and there is non-exempt equity on real property $13,081.
- Must add to confirming order non-exempt proceeds from PI lawsuit to Trustee (ATTY OKAY WITH ADDING).
- AmeriHome filed arrears claim $507.69. Ok to pay? (YES)

Prop Plan $500 x 60 Base
Note: Homeowner insurance provided. Amended Sched C emptions ok.
Matter ResolvedRequest
Adjourment
11110/14/2020 10:00 am20-17536 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 5 required payments   Arrears: $0  
Total Paid In: $3,171.00
As of 10/8/20 (DS): Ok to confirm at $2,736 paid, $435 x 56 begin 11/1/20 Base with a minimum dividend $21,928 to gucs due to 22c disposable income and student loans to be treated outside

MK: EMAIL TO DISPO LIST FROM ATTY TODAY AT 10:50am. I filed a withdrawal of this plan yesterday am, there is a modified plan scheduled to be heard on 10/14/20 to address noted issues

9/15/20 (DS): 1. Mod plan filed propose to pay the arrears claims filed in full, but then list as outside (NewRez, BB&T and JPMorgan Chase). Also plan reduces Trustee payment when there is disposable income and does not propose 60 month plan when case is above median. - MOD PLAN CORRECTS, ONLY LIST PAY ARREARS.

2. NewRez obj to mod plan, plan proposing to pay claim in full. MOD PLAN PAYS ARREARS OWED $150.90.

3. Trustee obj issues not resolved:
- Income verified higher. Amended Sched I & J income verifies $879.63 and amended 22c has $365.46 and would require minimum dividend $21,928 to gucs. Plan also needs to be 60 month, due to 22c case.
- Amended 22c Line 22 takes $110 for additional health care, Line 23 takes $334 for optional phone services and Line 43 $330 plus $234 total $564 for student loans. Disposable income $365.46, which would require minimum dividend $21,928 to gucs.
- Amended Sched J has excessive expenses: Food $715.
- Add to confirming order student loans to be paid outside.

BELOW ISSUES NOT RESOLVED.

Debtor attorney requested adjournment, mod plan filed 8/7/20 and schedule 9/15/20

8/12/20 (DS): 1. Trustee obj to the following:
- 22c has disposable income. Line 16 (taxes) should be $3,228 and line 17 (involuntary deductions)
should be $0. Per the 22C, monthly disposable income is $2,663 which would require minimum dividend $159,780 to gucs. AMENDED 22 HAS DISPOSABLE INCOME AND EXCESS EXPENSES.
- Plan needs to run 60 months pursuant to the B22C form. Mod plan still does not propose 60 months.
- Excessive expenses on Sched J such: $800 Transportation, $300 Water/sewer/garbage (
Matter ResolvedRequest
Adjourment
11210/14/2020 10:00 am20-17766 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $56.00  Total Paid In: $5,420.00
10/12 workup for the 10/14 calendar

***If motions granted on 10/14 we CAN CONF AT: $4336 paid then $1140 x 56 beg 11/1/20 0%

--ADJ to 10/14/20 for motions to reduce both car claims and remove unsecured portion (previous 7 discharge) case will be 100%*** Only unsecured claim filed was from Americredit so if removed there will be no filed gucs EDC


1. Trustee obj to the following:
- 22c has disposable income $2,256.19, which would require a minimum dividend $135,371.40 to gucs. BAR DATE IS 8/31/20, TOTAL UNSECURED CLAIMS TO DATE IS $25,579.72, UNSECURED CRAM AMOUNTS FROM VEHICLES.
- Income also verifies higher than scheduled plus debtor received annual bonus not included in income calculation.
- excess expenses on Schedule J such as: $595 tele/cell/internet; $727 health insurance (need proof of expense) and $200 water/sewer.

Prop Plan $1,084 x 60 $0
Note: Service on motions done.
Matter ResolvedRequest
Adjourment
11310/14/2020 10:00 am20-17816 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 5 of 5 required payments   Arrears: $0  

MP to be filed in 15 days of the 10/14

AS of 10/8/20(mk):


1. Debtor has lease with Nissan for 2018 Pathfinder. NOT IN PLAN AT PART 6- Are You Rejecting this lease?
POC filed no arrears.

2.Trustee Objection: SUPP. Obj filed 10/8/20
-need Proof current income. (Still)
moved to Day shift- less pay so sch I is the current income. This cert does not help.
NEED PAY STUBS FOR July , August & SeptT.(Submitted 4 stubs -1 for 7/30/20 & the same stub 3 times for 8/13/20. NEED ALL OF JULY, AUGUST & SEPT.)
-Per Schedules I and J, disposable income verifies higher at 3,820. (Amended I & J filed- still obj food:$800,1 person & other expenses Not accurate/incomplete:
car lease listed at 500 and bank st shows the lease payment is 1000 p/m. Also Plan has pay std. loans inside Yet there are monthly pays being made by debtor to std loans and those expenses are not on sch J.
- need explanation for deposit of $61,835.66 into Bank of America Acct.#2870.(RE proceeds were55,835 excess dep of 6,000=61,835deposit). Doc #25 provided
but lacks proofs attached. See further comments below on this.
-need executed HUD-1 from sale of real estate (741 Prospect Ave. on 3/6/20(Pet. filed 6/24/20)(HUD Rec'd 10/7/20)and Certification as to how proceeds were spent
regarding what she did with the proceeds . (Cert provided-(#25) BUT no back up docs/proof of these payments as to payments made to LL(13,800,) Pet/dog operation(1,892); purchase of furniture ($8,500);& Atty ($1360). I Can trace payment for washer/dryer/best buy for bk stment$1,585
& IRS based on 2019 tax transcript & APOC by IRS).
-need copy of divorce decree/settlement agreement that shows marital residence was
to be transferred to ex-husband 4 years ago and proof of transfer(Divorce decree provided BUT NO PROP. SETTLEMENT AGMT ATTACHED)


Plan:743 X 60 BEG 8/20; BASE
4/4; last claim:18-1
bar date:9/2/20
Matter ResolvedRequest
Adjourment
11410/14/2020 10:00 am20-17839 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $1,077.00  Total Paid In: $2,500.00
AS OF 10/13/2020 (at):

RECOMMEND: $1,500 PAID TO DATE, $1,577 X 44 BEGINNING 11/1/2020, 100% TO GUC'S
Claim #3 filed by US Bank will be paid through the plan.
The secured portion of claim #6 filed by Motion FCU in the amount of $41.50 will be paid through the plan. The unsecured portion of this claim in the amount of $4,759.89 will not be paid.
Loan mod by 1/1/2021.

1. US Bank filed a secured arrears claim #3 in the amount of $276.65 which is not in the plan. Is it ok to pay this claim? (YES)

2. Objection filed by Midfirst Bank (Gross Polowy) - failure to cure full arrears of $24,799.37 (OTBS - loan mod by 1/1/21).

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019. (NOT RECEIVED)
- Need a pension loan statement that shows when the loans are paid off. Statement provided does not. (NOT RECEIVED)
- Need proof of insurance for the Kawasaki. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: 3 car
payments and a boat payment. (proposed plan is 100%)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
Verified income leaves monthly disposable income of $8,232.20.
- Per the 22C, monthly disposable income is $3,100 which requires a minimum dividend of $186,000 to general unsecured creditors. Bar date has passed and plan is 100%.
- Need April and May bank statements for TD account #3888 and savings account #1667. (NOT RECEIVED)

Plan proposes: $500 x 60, loan mod by 1/1/2021, 100% to guc's
Payments: 4/4
Matter ResolvedRequest
Adjourment
11510/14/2020 10:00 am20-18107 / MBKAmy L Knapp Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $4,910.00
As of 10/13/20 Ok to confirm at $982 x 11 begin 7/1/20, $1,705 x 36 begin 6/1/21 100% with a minimum of $12,918.40 to gucs, due to non-exempt equity on 2012 Toyota and checking acct, Section 7(a) to be stricken and add to confirming order Trustee ok to pay the arrears claim of TD Retail claim#3-1

As of 8/27/20 (DS): Debtor attorney requested adjournment to have additional time to gather documents from Debtor and pass bar date.

9/1/20 (DS): 1. Trustee obj to the following:
- Need loan balance statements for all secured liens and values on vehicles, motorcycle and ATV. POC FILED BY TOYOTA SHOWS PAYMENT $544 ENDS IN MONTH 11. ALSO SECURED CREDITOR FOR ATV IS AN UNSECURED CLAIM FILED BY MIDLAND CREDIT CLAIM 1-1, SCHED J LIST PAYMENT $145.
- There is non-exempt equity in checking account $5,601 and non-exempt equity on car $7,317.40 total $12,918.40.
- Debtor has failed to provide proof of service with respect to Plan Motion(s) to Capital One, SERVES CAPITAL TO PO BOX, DOES NOT SERVE TO THE ATTN OF MANAGING AGENT AND DOES NOT SERVE TRANSMITTAL LETTER OR NOT ATTACH TO CERT. RECOMMEND SECTION 7(A) TO BE STRICKEN.
- Debtor has failed to file a feasible plan, need a tier plan, car payment $500 will end in month 20. PLAN IS 100%
- Debtor has undertaken an improper use of exemption. Specifically, over exempts on d(5), only allowed $13,100 takes $13,900.
- Excessive expenses on Sched J such as: Electricity/heat/gas $600, Tele/cable/internet $300, Cell phone $160, Transportation $400, Health insurance $1,000 (requires proof of payment, none shown in bank statements),
Auto insurance $500 (per insurance pays $451.84), Yamaha $145 (recreation purposes, not necessity and claim is unsecured) and pet food supplies $250. Will be moot since plan is proposing 100%.
- Current Plan does not specify treatment of TD Retail/Raymour & Flanigan bifurcated claim under the Plan. Ok to pay claim? PER EMAIL FROM ATTY OK TO PAY BOTH SECURED AND UNSECURED.

Prop Plan $982 x 60 100%
Matter ResolvedRequest
Adjourment
11610/14/2020 10:00 am20-19256 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
12/9/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Debtor attorney requested adjournment, 341 sched 10/22/20, Proof of payment is attached to adjournment request (2 money orders for $140 each).
Matter ResolvedRequest
Adjourment
11710/14/2020 10:00 am20-19276 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $1,000.00
issues as of 10/5/2020

1) Wilmington Savings Fund Society (Hill Wallack) objection to confirmation - need to resolve
-pre petition arrears $85,000
2) Trustee objection to confirmation - need to resolve
-need a copy of the homeowners insurance renewal declaration with personal liability coverage for 558 Atlantic RESOLVED, UPDATED COVERAGE WITH PERSONAL LIABILITY PROVIDED
-need updated auto insurance insurance provided expired 8/28/2020 RESOLVED, RENEWAL PROVIDED
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - non exempt equity on both properties $56,920.45 and $467,453.32 and possibly E-trade account (pending review of document)
MORTGAGE CLAIM FOR 560 IS HIGHER AND REDUCED NON EXEMPT EQUITY TO $45,887.46
-need to provide E-Trade Brokerage account balance statement prior to filing date
-must file Pre Confirmation Certification
-dismissal of the case should trigger a 1 year bar to refiling

proposed plan $500x36 100% sale of 2 properties by 1/31/2021
paid in $500
arrears $500
last claim 3
Matter ResolvedRequest
Adjourment
11810/14/2020 10:00 am20-19462 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,690.00  
updated 10/13/2020 provided proof of payment - ok to adjourn and allow bar date to pass

issues as of 10/5/2020 (JMA)

1) Santander Bank/Sovereign Bank (Gross McGinley) objection to confirmation - need to resolve
-loan matured 7/4/2015 full claim of $25,139.96 needs to be paid through plan
2) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income - income verified lower than scheduled and leaves monthly disposable income of $741.97
-need a modified plan that increases Trustee payment to cover higher claim of Santander
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $29,795.12 in non exempt equity in the residence - requires 100% plan
3) No Trustee plan payments to date, arrears $1,690

proposed plan $845x60 100% plan
paid in $0
arrears $1,690
last claim 3
Matter ResolvedRequest
Adjourment
11910/14/2020 10:00 am20-19475 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
12/9/2020 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $632.00  
As of 10/8/20(mk): Debtor atty email.341 held 10/1/20. filing a MP to cure arrears in #1 & treat IRS


1.Objection by CSMC 2019 Trust/Wilmington Sav(Parker McCay):
-plan has unaffected- POC arrears $1,645- OK TO PAY?

2. Trustee Objection:
-Plan is not feasible: Secured (26,694.17) not in plan and Priority claims filed by IRS
are substantially higher than what is listed in the plan.
-Business profit & loss statements for Golden Pair LLC show loss.
(debtor has 95% interest & spouse 5% got SBA loan for business from Capital one $13,000).
-need Amendments to Schedules B to list Capital One bank account with
balance of $29,641 .
-debtor has undertaken improper exemption. Specifically: The (d)5
exemption exceeds the limit by $21,830.
-debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
-need to receive marriage certificate(Provided)
-must file pre conf cert.
-need 2019 tax return for debtor.( Provided).
-need proof of current insurance for the 2012 Honda.(Provided)


Plan:$118 X 36 BEG 9/20; BASE
2/2 payments
last claim:8-1;bar date:10/20/20
Matter ResolvedRequest
Adjourment
12010/14/2020 10:00 am20-19487 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 10/2/20 (SF)

1. Snap on creditor filed a secured claim with arrears of $7045.58. (UCC Lien. Total claim is due) The plan proposes to pay outside. (MUST RESOLVE)

2. Trustee objection:
- Minimum dividend proposed is less than balance of attorney fees.
- must file pre conf cert.

Plan proposes $171 x 36 Base w/min $2418 to gucs
Payments: 1/2 Arrears: $171
Matter ResolvedRequest
Adjourment
12110/14/2020 10:00 am20-19549 / MBKGEORGETTE MILLERConfirmation Hearing ScheduledMoot - DismissedDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
12210/14/2020 10:00 am20-19562 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $3,810.00
As of 10/13/20 (DS): 1. Trustee obj to the following:
- Statements from savings accts are 2 UTMA accounts, which show deposits and withdrawals and per email from Debtor attorney, Debtors withdraw from both accts on a needs basis $120-$210 monthly when they are short of funds. There is $1,130.55 #9900 and $1,204.25 #3742 total $2,334.80 non-exempt equity prior to filing date and not listed on Sched B and C of petition.
- Case should be above median case, there are excessive expenses on Line 30 additional food $60, Line 34 mortgage arrears $43.11, POC filed w/no arrears, tax refund $1,126.58 not deducted and Line 45 disposable income $190.61 total disposable income would be $1,420.31, which would require minimum dividend $85,218.60 to gucs. To date total gucs claims filed $38,604.98, recommend waiting pass bar date 10/22/20.
- Excessive expenses on Sched J such as: $450 Home maintenance and $480 Cable/internet/phone.
- Income verifies higher $2,260.17, minus excessive expenses, disposable income would be $2,540.17.
- There is non-exempt equity in bank accts pending additional documents on additional savings bank statements $2,334.80.

Prop Plan $1,230 x 60 Base
Matter ResolvedRequest
Adjourment
12310/14/2020 10:00 am20-19591 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
12/1/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
12410/14/2020 10:00 am20-19633 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

updated 10/9/020 (JMA) - debtor filed modified plan, awaiting new date to grant adjournment

issues as of 10/5/2020 (JMA)

1) Wells Fargo Bank (Shapiro & DeNardo) objection to confirmation - need to resolve
-pre petition arrears in the amount of $504.32
2) Trustee objection to confirmation - need to resolve
-need a current market analysis for Kensington Drive property
-need a copy of the homeowner's insurance renewal declaration for Kensington Drive property RESOLVED, PROVIDED RENEWAL
-need a copy of the divorce decree and property settlement information RESOLVED, PROVIDED
-need a copy of the deed for Kensington Drive property
-need Amendment to Schedule D to add Wells Fargo and HUD mortgages for Kensington Drive property RESOLVED, FILED
-excessive expenses on Schedule J $400/month for household of 1; $500/month for childcare/education; $688/month car payment
-debtor is not paying all disposable income into plan - verified income leaves disposable income of $1,917.52
-debtor is not paying all disposable income into plan - Form 122c-2 Line 45 monthly disposable income $2,280 which requires a minimum dividend of $136,800 to general unsecure creditors or 100% plan
-need to file Pre Confirmation Certification with Court
-need to resolve objection by Wells Fargo
-need to amend Schedule J child support amount of $2,493. Per debtor's testimony pays $632 bi-weekly DIVORCE AGREEMENT SUPPORTS DEBTORS TESTIMONY
3) Amended Schedule A lists current value as sale price less 13% - should be $495,000 as the Trustee property analysis deducts 13% for cost of sale

proposed plan $725X60 BASE PLAN
PAID IN $1450
LAST CLAIM 9
Matter ResolvedRequest
Adjourment
12510/14/2020 10:00 am20-19639 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 3 required payments   Arrears: $0  
Total Paid In: $601.00
As of 10/8/20(mk):atty ok to terms


**CAN REC CONFIRM AT $300 PTD,THEN $151 X 47,BEGIN 11/1/20; BASE W/ MIN $2,655 TO GUCS DUE TO NON EXEMPT EQUITY IN REAL PROPERTY;
Distribution is per plan; Add language that Trustee is authorized to pay Post petition claims;
Trustee is authorized to pay Nationstar arrears claim #9-1 of $569.49; Plan is extended to a total of 49 mos.**


1. Plan has current for Nationstar Mtg. POC Filed $569.49- Ok To Pay?(Per ATTY:YES)

2.Trustee Objection:
-need copy of the homeowner's insurance renewal declaration - ; if not confirmed by
10/14/20, insurance expires 10/15/20.
- Modified Plan that marks off Part 8d- can add lang. distribution is per plan- need to know if
TR is OR is not authorized to pay PP claims.(add lang)
-As of now, there is non-exempt equity in real property $2,655.59.( T/h protected)
second mtg no filed claim yet so this may change
-Add lang that Distribution is per plan.


Plan:150 x 36:base
2/2 payments
last claim:9-1;bar date:10/26/20
Matter ResolvedRequest
Adjourment
12610/14/2020 10:00 am20-19779 / MBKRobert A. Loefflad Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $567.00
AS OF 10/2/20 (SF)

1. MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING
2. 341 NOT HELD - SCHEDULED FOR 10/22/20
3. Payments: 1/2 Arrears: $189
Matter ResolvedRequest
Adjourment
12710/14/2020 10:00 am20-19794 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 10/7/2020 (at):

1. Objection filed by Wells Fargo Bank (Shapiro) - failure to cure arrears of $1,254.96 (Per POC).

2. Trustee's objections:
The debtor has insufficient income to fund the plan. Ladacin income verified lower than scheduled.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,004.50 in non exempt equity in the residence. May be higher once more detailed CMA Provided.
Trustee questions to value as set forth in the uploaded Market analysis for comparable properties on debtor's street or nearby streets with 2 bedroom 1 bath . The CMA provided has comparables of properties that are 2 and 1/2 to 5 plus miles away and reflect a lower value. The Trustee requests more complete evidence of value of this real
property. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Wells Fargo. (UNRESOLVED)

Plan proposes: $246 x 60, not less than $3,004.57 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
12810/14/2020 10:00 am20-19798 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
12/1/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Debtor attorney requested adjournment to get appraisals on vehicles

As of 10/13/20 (DS): 1. Debtor in arrears $846. Email provided has proof that 2 money orders were mailed out. Attorney to request adjournment.

2. Trustee obj to the following:
- Debtor has insufficient income to fund plan. Income verifies lower than scheduled $-984.98.
- Proof of 2 month's income for debtor's new job.
- Amendments to Schedules I to add debtor income from new job and remove unemployment & J
- Excessive expense on Sched J such as: $444 storage and $809 transportation.
- Plan does not specify treatment of IRS claim. IRS claim is estimated due to not filing 2015.
- Must resolve the creditors objections.

2. Credit Acceptance (Morton) obj to cram value of vehicle and plan not proposing adequate protection.

3. Ally (Morton) obj to cram value of vehicle and plan not proposing adequate protection.

4. NCEP filed claim with no arrears, but car not in plan.

Prop Plan $423 x 36 $0
Matter ResolvedRequest
Adjourment
12910/14/2020 10:00 am20-19799 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
12/1/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

UPDATED NOTES 10/9/2020 (JMA)
issues as of 10/5/2020 (JMA)

1) Wells Fargo Bank/Carrington Mortgage Loan Trust (KML) objection to confirmation - ORDER SUBMITTED TO CHAMBERS RESOLVING OBJECTION - CLAIM IS TO BE PAID $70,687.13 THROUGH PLAN
2) Trustee objection to confirmation - need to resolve
-business forms for Ruth's drywall
-auto insurance expired, need policy renewal
-the debtor has failed to provide proof of service with respect to Plan Motions - need to file proof of service on motions to avoid judgment liens

proposed plan $1,502x60 0% plan
paid in $3,004
last claim 4-1
Matter ResolvedRequest
Adjourment
13010/14/2020 10:00 am20-19840 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
AS of 10/8/20(mk):

1. NO Payments(0/2). No home insurance w/ personal liability coverage.

2. Atty office needs to STOP attaching pld plans(#3-1) to current plan for debtor's signature.
do a separate support doc.

3.Objection by Caliber Homes(Phelan):
plan fails to cure arrears. will file POC before bar date.

4.Trustee Objection:
-need Proof of 2 month's income - for new job.
-need copy of the homeowner's insurance which provides personal
liability coverage, insurance provided is forced placed insurance.
-need Amendments to Schedules I & J to update new employer .
-As of now, there is non-exempt equity in real property $219,000.(Plan 100%)
-No proof of service on 2 auto crams in plan.
-fyi:plan is 100% - has 2 auto crams-


Plan:$1,000 x 60 100% and Sale of 3021 Roosevelt St 6 months after conf .
0/2 payments
last claim:8-1, bar date:11/2/20
Matter ResolvedRequest
Adjourment
13110/14/2020 10:00 am20-19987 / MBKPETER J BROEGE ESQConfirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $500.00  
AS OF 10/2/20 (SF)

1. Objection filed by Lakeview Loan Servicing (Fein, Such) - failure to pay arrears of $30,971.49 (MUST RESOLVE, NO CLAIM FILED YET)
2. Ford Motor Credit filed arrears claim 1-1 for $351.90 which is not addressed in plan
3. Motion for Relief by Ford Motor (Morton) scheduled for 10/14/20 (no opposition filed)

Plan proposes $500 x 22, $1322 x 38 100% Plan
Payments: 1/2 Arrears: $500

RESOLVED ISSUES:

-. Trustee objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3674 when determining disposable income. (SCHEDULE I WAS AMENDED)
-must file pre conf cert. (FILED)
Matter ResolvedRequest
Adjourment
13210/14/2020 1:00 pm15-31021 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $59,816.00
Matter ResolvedRequest
Adjourment
13310/14/2020 1:00 pm17-16663 / MBKWILLIAM S WOLFSON, ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
13410/14/2020 1:00 pm18-22440 / MBKDANIEL L. REINGANUMMotion CompensationGrantedTotal Paid In: $23,591.00
OK $1300 fee EDC
Matter ResolvedRequest
Adjourment
13510/14/2020 1:00 pm18-23704 / MBKAllen I. Gorski, Esq.Motion CompensationOrder to be SubmittedTotal Paid In: $17,863.00
fee ok 100% but need amended order
AMT: Adjusted pymt in ppsd order insufficient due to post petition clms added to plan
Matter ResolvedRequest
Adjourment
13610/14/2020 1:00 pm18-24031 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $9,711.00
Matter ResolvedRequest
Adjourment
13710/14/2020 1:00 pm18-27053 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $15,164.00
$1187 fees oK
Matter ResolvedRequest
Adjourment
13810/14/2020 1:00 pm19-11498 / MBKAllen I. Gorski, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
13910/14/2020 1:00 pm19-19301 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $69,000.00
Matter ResolvedRequest
Adjourment
14010/14/2020 1:00 pm19-25697 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion CompensationGrantedTotal Paid In: $41,600.00
Matter ResolvedRequest
Adjourment
14110/14/2020 1:00 pm19-27579 / MBKPAUL PFLUMMMotion CompensationGrantedTotal Paid In: $6,114.00
Matter ResolvedRequest
Adjourment
14210/14/2020 1:00 pm20-10054 / MBKDemetrius J. Parrish Jr.Motion to Determine ValueContinued
11/9/2020 11:00 am

MTN RE VALUATION ON REAL PPTY/GARDNER AVE
Matter ResolvedRequest
Adjourment
14310/14/2020 1:00 pm20-11527 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $2,450.00
Matter ResolvedRequest
Adjourment
14410/14/2020 1:00 pm20-12562 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $3,023.00
Matter ResolvedRequest
Adjourment
14510/14/2020 2:00 pm20-20518 / MBKPRO SEOrder Show CauseVacated
CREDIT COUNSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes