Judge Michael B. Kaplan
Hearing Date: 10/13/2021
Hearing Count: 250
Last Updated: 10-15-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
010/13/2021 8:30 am21-14626 / SLMMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
11/10/2021 8:30 am
Debtor has made 4 of 4 required payments   Arrears: $4.00  
AS OF 10/6/21 (SF)


Per Atty, Debtor no longer works for Newton or Uber. Amended I and J to be submitted along with bank statements.


1. The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Ryan Strotman filed personal injury claim 13-1 for $1.5 million dollars. This claim may be unliquidated. (MOTION TO EXPUNGE FILED AND SCHEDULED FOR 10/13 AT 10) NO OPPOSITION FILED

2. Objection filed by Wells Fargo (Matthew Fissel) - failure to pay arrears of $6934.02

3. Wells Fargo filed arrears claim 21-1 for $6934.02 which is not addressed in plan. (OK TO PAY?)

4. Disposable income currently verifies at $2513.41. Debtor's pension loan will expire in 8/2023 and additional $566 will be available and co-debtor's pension loan expires in 5/2023 and additional $962.56 will be available. Plan requires 100% plan

5. Trustee objection:
- Excessive expenses on Schedule J: $437 RV camper; $597 auto; $629 auto. ($533 allowed per auto) REDUCED EXPENSES BY $597 for autos and RV

- Excessive deductions taken on 122C:
line 23: $314.60 optional telephone;
line 30: $73 additional food;
line 33d: $437.42 RV Camper
line 41: $1537.42 retirement deductions, need copies of loan statements
line 45 currently shows disposable income of $651.03 which requires minimum dividend of $39,062 to gucs.
- Disposable income per Schedules I and J verify at $1916. Income is higher after reducing expenses.
- Need copies of bank statements for PNC Bank accounts ending in 6354, 6362, 6389 and Picatinny FCU savings and checking accounts for 60 days prior to filing.

- Need copy of pension loan statement for Debtor (DEBTOR PENSION LOAN EXPIRES IN 24 MONTHS.
ADDITIONAL $566.57 WILL BE AVAILABLE) and copy of loan payment statement deducted for Spouse (SPOUSE LOAN WILL EXPIRE IN 21 MONTHS AND ADDITIONAL $962.56 WILL BE AVAILABLE)

- Debtor has a pending lawsuit related to an auto accident that is not disclosed. Must amend
Matter ResolvedRequest
Adjourment
110/13/2021 9:00 am16-18911 / MBKPAUL N MIRABELLI ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO DETERMINE US BANK PP MORTGAGE PYMTS ARE CURRENT
Matter ResolvedRequest
Adjourment
010/13/2021 9:00 am16-19632 / MBKIleana Montes Motion Reopen Ch. 13 Case (fee)Moot
trustee obj-no proposed order EDC

MTN REOPEN TO FILE CERTS
Matter ResolvedRequest
Adjourment
210/13/2021 9:00 am16-22206 / MBKPAUL R EDINGER ESQMotion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN/CERT IN SUPPORT OF DISCHARGE
Matter ResolvedRequest
Adjourment
310/13/2021 9:00 am16-32747 / MBKJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)Continued
11/23/2021 9:00 am
Total Paid In: $114,825.00
NATIONSTAR MTG/COOPER- Pebble Drive GA(McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
410/13/2021 9:00 am16-33761 / MBKRichard F. Fried, Esq.Creditor Certification of DefaultContinued
10/27/2021 9:00 am

Debtor obj<> RUSHMORE/Arthur Ave (Romano Garubo)
Matter ResolvedRequest
Adjourment
510/13/2021 9:00 am17-16986 / MBKSTEVEN N. TAIEB, ESQ.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $26,178.00
Debtor obj<> REVERSE FUNDING/Durham Terrace (RAS)
Matter ResolvedRequest
Adjourment
610/13/2021 9:00 am17-19435 / MBKROBERT H JOHNSONAP Motion Summary JudgmentJudge to Reserve DecisionTotal Paid In: $81,202.00
AP 17-1438 Maureen Molz & Patricia Bollman vs. Price
Matter ResolvedRequest
Adjourment
710/13/2021 9:00 am17-21678 / MBKRONALD E NORMAN, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $36,128.00
***Trustee Order: $36,128 Ptd, then $930 x 3 starting 11/1/21***

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
810/13/2021 9:00 am17-22297 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $58,000.00
AR CLOSING OF COM PTY ANTICIPATED FEB
ATTY WILL CONTACT DEBTOR TO GET FUNDS IN
-is now trying to get LM adj for 30 days EDC

Debtor obj, has sale contract<>SV/BANK OF NY #6-1; FAILED TO SELL ABERDEEN PPTY BY 6/30/19
Matter ResolvedRequest
Adjourment
910/13/2021 9:00 am17-26174 / MBKWilliam H. Oliver, Jr., Esq.Motion to Request Exemption from Certification in Support of DischargeGranted
Matter ResolvedRequest
Adjourment
1010/13/2021 9:00 am17-26979 / MBKWilliam H. Oliver, Jr., Esq.Motion for Exemption from Discharge & Financial CertsGranted
Matter ResolvedRequest
Adjourment
1110/13/2021 9:00 am17-26988 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
10/27/2021 9:00 am
Total Paid In: $30,730.00
Debtor obj<>RUSHMORE LOAN MGMENT/ Hollywood Drive (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1210/13/2021 9:00 am17-28857 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Continued
11/10/2021 9:00 am
Total Paid In: $6,122.00
Debtor obj<>LANDLORD/Matawan Ave (Mirne)
Matter ResolvedRequest
Adjourment
1310/13/2021 9:00 am17-29000 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)GrantedTotal Paid In: $22,411.00
SELENE FINC/WILMINGTON SAVINGS - East Cape May Avenue (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1410/13/2021 9:00 am17-32634 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $72,168.00
Debtor obj<>ROCKET MTG/ Lake St (KML)
Matter ResolvedRequest
Adjourment
1510/13/2021 9:00 am17-33585 / MBKMarc C. Capone, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $51,859.00
***Trustee Order: $51,859 Ptd, then $1,816 x 14 starting 10/1/21***

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
1610/13/2021 9:00 am17-34298 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $46,286.00
MTN TO VOLUNTARY DISMISS CHP 13
Matter ResolvedRequest
Adjourment
1710/13/2021 9:00 am17-35410 / MBKJOSEPH I WINDMAN, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $55,467.00
MTN TO REINSTATE/FINAL PYMT MADE
Matter ResolvedRequest
Adjourment
1810/13/2021 9:00 am18-10131 / MBKCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultContinued
11/10/2021 9:00 am
Total Paid In: $6,909.00
Debtor obj<> NATIONSTAR MTG/Wayne Avenue (Mccalla)
Matter ResolvedRequest
Adjourment
1910/13/2021 9:00 am18-15347 / MBKHENRY CHUDZIK, JR.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $23,960.00
9/22/21 - AT submitted proposed order to Chambers (dm)

9/21/21 - both debtor and creditor approved proposed Trustee conduit order after adjournment request was processed to 10/13/21 (dm)

ADJ to 10/13 for creditor Atty to get approval from client of proposed Trustee conduit order

Debtor obj; Trustee response<> PNC/Texas Rd(Fein Such)
Matter ResolvedRequest
Adjourment
2010/13/2021 9:00 am18-16575 / MBKYAKOV RUDIKHMotion Relief from Co-Debtor StayContinued
11/10/2021 9:00 am
Total Paid In: $6,122.00
FIFTH THIRD BANK / Schoolhouse Lane (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
2410/13/2021 9:00 am18-21209 / MBKEric ClaymanCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $15,140.00
Debtor obj<> SN SERVICING/3rd Avenue (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
2510/13/2021 9:00 am18-21354 / MBKSTEVEN J ABELSON, ESQTrustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $39,782.00
AMT: MP 10/27 ***NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN***<<>>


Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
2610/13/2021 9:00 am18-23067 / MBKBrian Gregory HannonMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $153,155.00
Debtor obj<>TD BANK./Grassmere Ave(SCHILLER, KNAPP)

-debtor has essentially brought the acct current (dm)-
Matter ResolvedRequest
Adjourment
2710/13/2021 9:00 am18-26284 / MBKKevin Fayette, EsqTrustee Certification of DefaultTrustee OrderTotal Paid In: $22,000.00
***Trustee Order: $22,000 Ptd, then $1,300 x 22 starting 11/1/21***

Debtor obj, can make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
2810/13/2021 9:00 am18-28684 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/10/2021 9:00 am
Total Paid In: $22,018.00
ADJ TO 11/10/21 - DEBTOR INTENDS TO TURN OVER SUFFICIENT FUNDS FROM INHERITANCE TO PAY OFF THE PLAN (dm)

AR CO FUNDS TO BE HELD IN TRUST ACCT WHEN RECD
AR ATTY TO PROVIDE INFO ON RECIEPT OF INHERITED FUNDS - REQUEST TO BE HELD IN TRUST
MP to be filed by 9/15/21 - ADJ to 10/27/21

Debtor obj<>FAILED TO TURN OVER NON-EXEMPT PROCEEDS FROM DEBTOR'S SHARE OF FATHER'S ESTATE (edc)

Husband got $125,000 inheritance and wants to pay 100% but sever with his co-debtor wife to avoid her having to pay 100%.
-Around $10,000 in wifes gucs
Matter ResolvedRequest
Adjourment
2910/13/2021 9:00 am18-31407 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $5,885.00
Proposed Recap $5,885 Ptd, $420 by 10/31/21, then $438 x 24 starting 11/1/21

payment by 10/13 and will do trustee order otherwise D EDC

***AMENDED ORDER ON DEBTOR'S MOTION WITH THE SAME TERMS SUBMITTED TO CHAMBERS ON 6/22/21 - DM ADJOURNING TRUSTEE CERT TO 9/22/21 TO SEE IF 1st PAYMENT IS MADE AFTER 6 MONTH SUSPENSION OF PAYMENTS***

SEE MOTION TO SUSPEND PYMTS

Trustee obj<> ARREARS
Matter ResolvedRequest
Adjourment
3010/13/2021 9:00 am18-31684 / MBKJohn Michael McDonnell Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $59,335.00
MTN TO APPRV POST PET FINANCING
Matter ResolvedRequest
Adjourment
3110/13/2021 9:00 am18-33065 / MBKMICHAEL L DETZKY, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,477.00
AR OBJ DEBTOR - CURRENT
Debtor obj<>BANK OF AMERICA/ A. Cours De pasteur (PARKER McCAY)
Matter ResolvedRequest
Adjourment
3210/13/2021 9:00 am19-10179 / MBKWilliam H. Oliver, Jr., Esq.Motion Avoid LienGranted
MTN TO AVOID LIEN/EVERGREEN WOODS PARK (DJ-20608-2016)
Matter ResolvedRequest
Adjourment
3410/13/2021 9:00 am19-10510 / MBKJONAS SINGER, ESQ.Trustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $19,109.00
ADJ TO 10/27/21 TO WORK OUT CONDUIT ORDER WITH EDC (dm)

AMT: MP 10/13**Recommend Dismissal

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
3510/13/2021 9:00 am19-10638 / MBKSTEPHANIE SHRETER, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $2,259.00
As of 9/21/21, current through Sept.
Matter ResolvedRequest
Adjourment
3610/13/2021 9:00 am19-11454 / MBKJOHN ZIMNIS, ESQCertification of DefaultWithdrawnTotal Paid In: $22,620.00
9/23/21 Status Change filed. Cert is withdrawn.sf

Debtor obj<> CITY OF TRENTON/Stuyvesant Ave (Goldenberg Mackler)
Matter ResolvedRequest
Adjourment
3710/13/2021 9:00 am19-15449 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $27,708.00
Debtor obj<>WILMINGTON SAVINGS / Trimmer Avenue (POWERS)
Matter ResolvedRequest
Adjourment
3810/13/2021 9:00 am19-16307 / MBKPETER E ZIMNIS, ESQTrustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $7,028.00
AM: MP 10/27<<>>

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
3910/13/2021 9:00 am19-16584 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
11/10/2021 9:00 am
Total Paid In: $12,170.00
Trustee response; Debtor obj<> NATIONSTAR/High St (RAS)
Matter ResolvedRequest
Adjourment
4110/13/2021 9:00 am19-17417 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $17,336.00
MTN TO REDUCE US DEPT HUD #8-1 TO ZERO
Matter ResolvedRequest
Adjourment
4210/13/2021 9:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $15,302.00
Debtor obj<> SELENE FINANCE/Rockwell Ave (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
4310/13/2021 9:00 am19-17554 / MBKDemetrius J. Parrish Jr.Motion Relief from Stay (Fee)Continued
11/10/2021 9:00 am
Total Paid In: $4,176.00
LAKEVIEW LOAN / Revere Ct (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
4510/13/2021 9:00 am19-20185 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $9,897.00
ADJ to 10/27/21 for TFS/eWage to kick in (dm)

Debtor was to sign up for eWage as part of the Trustee recap back in May 2021 (dm)

ADJ to 10/13 for copy of money orders

Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
4610/13/2021 9:00 am19-20686 / MBKROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $20,700.00
Debtor obj, working on the lm<>FAILED TO LM BY 6/30/21
Matter ResolvedRequest
Adjourment
4710/13/2021 9:00 am19-20803 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/27/2021 9:00 am
Total Paid In: $24,611.00
NO MP FILED PER LAST ADJ EDC

Property listed with ReMax through Mr. Tillman. As of 8/6/21, there have been 22 showings with no solid offer. Price reduction is being considered. ADJ to 10/13/21 for MP if property is not sold (dm).

Debtor obj<>FAILED TO SELL VAIL RD PPTY BY 5/31/21
Matter ResolvedRequest
Adjourment
4910/13/2021 9:00 am19-21279 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/23/2021 9:00 am
Total Paid In: $18,668.00
Motion to Reinstate granted - ADJ to 11/23/21 to address arrears

Debtor obj, LM approved/will reinstate stay<>SV/DEUTSCHE BANK
Matter ResolvedRequest
Adjourment
4810/13/2021 9:00 am19-21279 / MBKLAURENCE R SHELLER, ESQMotion Reinstate StayGrantedTotal Paid In: $18,668.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
5010/13/2021 9:00 am19-21795 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,797.00
AMT: MP 10/13***HONOR ROLL***<<<>>>

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
5110/13/2021 9:00 am19-21795 / MBKSTEPHANIE RITIGSTEINCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $9,797.00
Debtor obj<>UNITED AUTO/2014 Chysler 300 (Bernstein-Burkley)
Matter ResolvedRequest
Adjourment
5210/13/2021 9:00 am19-23138 / MBKSTEPHANIE RITIGSTEINTrustee Certification of DefaultConverted to 7 / 11
Debtor intends to convert to Ch 7 (dm)
Order Terminating Wage Order dated 10/5/2021 (DLS)

Atty asserts that Trustee payments are coming out per wage order but payroll changed and they are holding arrears - ADJ to 9/22 to provide pay stub showing deduction (dm)

Last payment received in April
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
5310/13/2021 9:00 am19-23312 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $8,050.00
AMT: PIF/PENDING CLOSING AUDIT<<<>>>

Debtor obj gave atty some funds<> ARREARS
Matter ResolvedRequest
Adjourment
5410/13/2021 9:00 am19-23521 / MBKKevin Fayette, EsqMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedTotal Paid In: $6,772.00
Atty is holding $1,848
$2310 in arrears
Matter ResolvedRequest
Adjourment
5510/13/2021 9:00 am19-23755 / MBKTHOMAS J ORR ESQTrustee Certification of DefaultContinued
11/10/2021 9:00 am
Total Paid In: $7,763.00
to file MP for 60 months and get ewage setup EDC

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
5610/13/2021 9:00 am19-27123 / MBKKirsten B. Ennis Trustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $19,260.00
AMT: MP 10/27 *<<<>>>

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
5710/13/2021 9:00 am19-27471 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/23/2021 9:00 am
Total Paid In: $21,260.00
MP FILED 10/12/21 TO SURRENDER - ADJ TO 11/23/21 (dm)

AMT: Obj does not address SV<<<>>>

Debtor obj, made pymt<> SV/PHH; ARREARS
Matter ResolvedRequest
Adjourment
5810/13/2021 9:00 am19-27560 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $19,300.00
OTBS - small arrears amount added to the plan (dm)

Debtor obj<>NEWREZ/SHELLPOINT- Florence Avenue(PINCUS LAW)
Matter ResolvedRequest
Adjourment
5910/13/2021 9:00 am19-28314 / MBKBRUCE C TRUESDALE ESQTrustee Certification of DefaultContinued
11/23/2021 9:00 am
Total Paid In: $13,870.00
ADJ TO 11/23/21 TO SEE WHAT PAYMENTS CLEAR - DEBTOR MIGHT BE CURRENT (dm)

***Proposed Trustee Recap: $12,640 Ptd, then $1,321 x 47 starting 11/1/21***

Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
6010/13/2021 9:00 am19-28770 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/10/2021 9:00 am
Total Paid In: $12,300.00
AMT: MP 11/10 ***NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN****<<<>>>

Debtor obj<>FAILED TO LM BY 8/1/21; ARREARS
Matter ResolvedRequest
Adjourment
6110/13/2021 9:00 am19-28863 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $10,593.00
Debtor obj<> SANTANDER/2016 Dodge Ram (Morton)
Matter ResolvedRequest
Adjourment
6210/13/2021 9:00 am19-28909 / MBKMarc C. Capone, Esq.Trustee Certification of DefaultContinued
11/10/2021 9:00 am
Total Paid In: $7,280.00
AMT: MP 10/13***

Debtor obj, can pay $400 & Requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
6310/13/2021 9:00 am19-28968 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayContinued
10/27/2021 9:00 am
Total Paid In: $19,971.00
Debtor obj<<>SANTANDER BANK (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
6410/13/2021 9:00 am19-29199 / MBKWARREN S JONES, JR ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $23,017.00
Debtor obj<> WILMINGTON SVS/Montrose Lane (RAS)
Matter ResolvedRequest
Adjourment
6510/13/2021 9:00 am19-31016 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
11/10/2021 9:00 am
Total Paid In: $24,060.00
Debtor obj<>NEWREZ/SHELLPOINT MTG - Pingree Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
6610/13/2021 9:00 am19-31773 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $44,160.00
Debtor obj<>FREEDOM MTG/College Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
6710/13/2021 9:00 am19-32496 / MBKKARINA PIA LUCID, ESQ.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $11,219.00
Debtor obj<>FORREST GATE AT FRANKLIN HOMEOWNERS ASSOC (McGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
6810/13/2021 9:00 am19-32804 / MBKAndrew Thomas Archer Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $39,886.00
MTN TO APPROVE REFI
Matter ResolvedRequest
Adjourment
7010/13/2021 9:00 am19-33314 / MBKDaniel E. Straffi Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,500.00
ARREARS
Matter ResolvedRequest
Adjourment
7110/13/2021 9:00 am19-33520 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $3,450.00
ADJ TO 10/27/21 FOR ATTY TO GET PAYMENT FROM HIS CLIENT IN HIS POSSESSION (dm)

will pay $340 by 10/1-on for 10/13 EDC

Debtor obj, can make a pymt and requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
7210/13/2021 9:00 am20-10054 / MBKDemetrius J. Parrish Jr.Trustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $33,763.00
ADJ TO 10/27 FOR GOOD FAITH ePAYMENT AND DISCUSSION WITH EDC REGARDING PROPOSED PLAN & DEBTOR TO ENROLL IN TFS (dm)

amt: mp 10/13***RECOMMEND DISMISSAL***

HELD WITH MOD PLAN
MP 8/25/21 (dm)--recommend denial EDC

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
7310/13/2021 9:00 am20-10253 / MBKJEANIE D. WIESNER, ESQ.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $18,338.00
Debtor obj<> SLS/Wright Drive (Stewart Legal)
Matter ResolvedRequest
Adjourment
7410/13/2021 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $63,885.00
MTN TO REDUCE NTC OF US BANK POST-PET MTG FEES, EXPENSES FILED 4/22/21 TO $0
Matter ResolvedRequest
Adjourment
7510/13/2021 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/23/2021 9:00 am
Total Paid In: $63,885.00
MP FILED 10/12/21 - ADJ TO 11/23/21 (dm)

NFA-adj to 10/13 to get financing now EDC

Debtor obj<>FEASIBILITY/US BANK #4-3 HIGHER THAN PROPOSED IN PLAN
Matter ResolvedRequest
Adjourment
7610/13/2021 9:00 am20-10587 / MBKSTEPHANIE RITIGSTEINMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $12,435.00
ORDER ALREADY ENTERED - DEBTOR BROUGHT ACCOUNT CURRENT

Debtor obj; Trustee response<>DEUTSCHE BANK/Goldstar Dr (ROBERSTON ANSCHUTZ)
Matter ResolvedRequest
Adjourment
7710/13/2021 9:00 am20-10683 / MBKAndrew Thomas Archer AP Hearing Rescheduled (Document)Hold for JudgeTotal Paid In: $8,800.00
AP 20-1162 Goodman vs. MTAG MTN TO EXTEND TIME TO APPEAL
Matter ResolvedRequest
Adjourment
7910/13/2021 9:00 am20-10731 / MBKANDRE L KYDALA ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $16,035.00
Debtor obj<>US BANK/Wells Sweep Rd (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
8010/13/2021 9:00 am20-10837 / MBKKARINA PIA LUCID, ESQ.Hearing Scheduled (Document)Continued
11/10/2021 9:00 am
Total Paid In: $17,411.00
Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
8110/13/2021 9:00 am20-11786 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/23/2021 9:00 am
Total Paid In: $13,600.00
Debtor obj, filing MP<>ARREARS; TRUSTEE SUPP CERT
Matter ResolvedRequest
Adjourment
8210/13/2021 9:00 am20-12365 / MBKROBERT C NISENSON ESQMotion Relief from Co-Debtor StayContinued
11/10/2021 9:00 am
Total Paid In: $8,116.00
10/7/21 - email sent to Christian at RAS regarding consent order language (dm)

Is debtor filing a MP to address pp arrears?

ADJ to 10/13 - advised RAS that Trustee filed a response and must be involved with any proposed consent order before submission to the Court (dm)

Trustee response; Debtor obj<>NEWREZ/SHELLPOINT /Clarksburg Rd(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
8310/13/2021 9:00 am20-12424 / MBKJEFFREY B. SAPER, ESQ.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
10/27/2021 9:00 am
Total Paid In: $2,593.00
D on cert of default last month

$5351 arrears-trustee objection
Matter ResolvedRequest
Adjourment
8410/13/2021 9:00 am20-12528 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/23/2021 9:00 am
Total Paid In: $8,100.00
Debtor obj, in final stage of trial LM<>FAILED TO LM BY 8/1/21
Matter ResolvedRequest
Adjourment
8510/13/2021 9:00 am20-12680 / MBKSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,900.00
SV/NATIONSTAR; ARREARS
Matter ResolvedRequest
Adjourment
8610/13/2021 9:00 am20-13558 / MBKJOHN ZIMNIS, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $4,795.00
MTN TO PAY LATE FILED CLM #7/HYUNDAI
Matter ResolvedRequest
Adjourment
8710/13/2021 9:00 am20-14347 / MBKKevin Fayette, EsqMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $6,030.00
Debtor obj<>PENNYMAC LOAN (POWERS)
Matter ResolvedRequest
Adjourment
8810/13/2021 9:00 am20-14697 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $5,258.00
AMT: MP 10/13***HR***<<

Debtor obj, will cure arrears<> ARREARS
Matter ResolvedRequest
Adjourment
8910/13/2021 9:00 am20-15234 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,160.00
AMT: MP 10/13***HR***<<>>

Debtor obj, filing MP<>FAILED TO LM BY 6/30/21; ARREARS
Matter ResolvedRequest
Adjourment
9010/13/2021 9:00 am20-16945 / MBKRobert Manchel, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $10,615.00
***Proposed Trustee Recap: $10,615 Ptd, then $1,035 x 43 starting 11/1/21***

Debtor obj can pay<> ARREARS
Matter ResolvedRequest
Adjourment
9110/13/2021 9:00 am20-17380 / MBKEric ClaymanMotion CompensationContinued
11/10/2021 9:00 am
Total Paid In: $5,685.00
PER EDC, OKAY TO ADJ TO 11/10/21 (dm)
trustee objection:
-should be outside-7 months arrears
-no administrative time
Matter ResolvedRequest
Adjourment
9210/13/2021 9:00 am20-17570 / MBKBRAD J SADEKTrustee Certification of DefaultDismissedTotal Paid In: $2,846.00
NA
Last payment received in June.

Debtor obj,can make pymt & requests recap; ARREARS
Matter ResolvedRequest
Adjourment
9310/13/2021 9:00 am20-17918 / MBKSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $11,584.00
Debtor obj<>SKYVIEW INVESTORS (GARY ZEITZ)
Matter ResolvedRequest
Adjourment
9410/13/2021 9:00 am20-18341 / MBKBarry Scott Miller, Esq.Motion Relief from Co-Debtor StayContinued
11/10/2021 9:00 am
Total Paid In: $8,011.00
Debtor obj<>SPECIALZED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
9510/13/2021 9:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $3,900.00
MTN TO EXPUNGE CLM OF WELLS FARGO #4-1 AND CANCEL OF RECORD
Matter ResolvedRequest
Adjourment
9610/13/2021 9:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $3,900.00
MTN TO EXPUNGE QUANTUM3 GROUP#5-1 AND CANCEL OF RECORD
Matter ResolvedRequest
Adjourment
9710/13/2021 9:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $3,900.00
MTN TO EXPUNGE PORTFOLIO CLM #7-1 AND CANCEL OF RECORD
Matter ResolvedRequest
Adjourment
9810/13/2021 9:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $3,900.00
MTN TO EXPUNGE CITIBANK CLM #8-1 AND CANSEL OF RECORD
Matter ResolvedRequest
Adjourment
9910/13/2021 9:00 am20-19326 / MBKRichard F. Fried, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,277.00
HYUNDAI LEASE (MORTON)
Matter ResolvedRequest
Adjourment
10010/13/2021 9:00 am20-19799 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/23/2021 9:00 am
Total Paid In: $15,096.00
ADJ TO 11/23/21 TO CONSIDER FEASIBILITY REGARDING NJ CLAIM (dm)

Debtor obj, filing MP<>FAILED TO ADDRESS NJ DIV EST CLM #7-1; ARREARS
Matter ResolvedRequest
Adjourment
10110/13/2021 9:00 am20-20799 / MBKJOHN ZIMNIS, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $6,301.00
MTN TO ALLOW APPL OF INSURANCE PROCEEDS (LOGS)
Matter ResolvedRequest
Adjourment
10210/13/2021 9:00 am20-20799 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,301.00
SV.SANTANDER; ARREARS
Matter ResolvedRequest
Adjourment
010/13/2021 9:00 am20-21031 / MBKMARYBETH SCHROEDERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
SV/PENNYMAC; ARREARS
Matter ResolvedRequest
Adjourment
10310/13/2021 9:00 am20-21714 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/10/2021 9:00 am
Total Paid In: $3,957.00
Debtor obj<>FAILED TO SELL MANOR BLVD PPTY BY 6/24/21
Matter ResolvedRequest
Adjourment
10410/13/2021 9:00 am20-23463 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/23/2021 9:00 am
Total Paid In: $1,700.00
ATTY HOLDING $300 - ADJ TO 11/23/21

Debtor obj<>FEASIBILITY DUE TO POC #11-1; ARREARS
Matter ResolvedRequest
Adjourment
10510/13/2021 9:00 am20-23463 / MBKROBERT C NISENSON ESQMotion Relief from Co-Debtor StayWithdrawnTotal Paid In: $1,700.00
SELECT PORTFOLIO (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
10610/13/2021 9:00 am20-23986 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/10/2021 9:00 am
Total Paid In: $1,737.00
Debtor obj<>FAILED TO ADDRESS BERKELEY TWP PER PLAN CLM; ARREARS
Matter ResolvedRequest
Adjourment
10710/13/2021 9:00 am21-10113 / MBKEric ClaymanMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,200.00
NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
10810/13/2021 9:00 am21-11039 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,112.00
Debtor obj<>LAKEVIEW LOAN / West Federal Street (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
10910/13/2021 9:00 am21-11287 / MBKFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,520.00
SV/LAKEVIEW SVS; ARREARS
Matter ResolvedRequest
Adjourment
11010/13/2021 9:00 am21-11714 / MBKBRAD J SADEKMotion Relief from Stay (Fee)Continued
11/10/2021 9:00 am
Total Paid In: $8,277.00
Debtor obj<>WILMINGTON SAVINGS/Franklin Court (MILSTEAD)
Matter ResolvedRequest
Adjourment
11110/13/2021 9:00 am21-12460 / MBKDaniel Straffi, Esq.Motion SellGrantedTotal Paid In: $900.00
552 PRINCETON AVE
100% case
Matter ResolvedRequest
Adjourment
11210/13/2021 9:00 am21-12832 / MBKJohn Michael McDonnell Objection to Debtor's Claim of ExemptionsTrustee OrderTotal Paid In: $25,000.00
TRUSTEE OBJ TO DEBTOR EXEMPTIONS
Matter ResolvedRequest
Adjourment
11310/13/2021 9:00 am21-13286 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $4,000.00
MEB LOAN (FRENKEL, LAMBERT)
Matter ResolvedRequest
Adjourment
11410/13/2021 9:00 am21-14420 / MBKJustin M. Gillman, Esq.Order Shorten TimeOrder to be Submitted
***Paragraph #19c should specifically provide non-exempt proceeds to Trustee as opposed to "... any balance paid to the Debtor and/or Chapter 13 Trustee." (this is too vague)***

OST -JP Morgan non-obj response (McCalla)<> Motion to Sell 8 WILSON WAY
Matter ResolvedRequest
Adjourment
11510/13/2021 9:00 am21-14897 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,550.00
Debtor obj<>EX-WIFE CARLA THOMAS (HELMER, CONLEY & KASSELMAN)
Matter ResolvedRequest
Adjourment
11610/13/2021 9:00 am21-14926 / MBKEUGENE ROTH, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
11710/13/2021 9:00 am21-15183 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $1,136.00
CENTRAL JERSEY FEDERAL CREDIT UNION (ROBERT MALLOY)
Matter ResolvedRequest
Adjourment
11810/13/2021 9:00 am21-15340 / MBKJ. Todd MurphyMotion Reinstate StayOrder to be Submitted
Trustee Obj - requesting conduit as a condition to reinstate the stay (dm)

NJ Housing obj (Pluese)<>MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
11910/13/2021 9:00 am21-15532 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
10/27/2021 9:00 am

MTN TO MODIFY SANTANDER CLM #2 FOR SECURED CLM $7,500/GUC CLM # 13,652.14
Matter ResolvedRequest
Adjourment
12010/13/2021 9:00 am21-15836 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableMoot
MTN TO REFORM AND ASSUME EXISTING BUSINESS LEASE
Matter ResolvedRequest
Adjourment
12110/13/2021 9:00 am21-17157 / MBKANDREW J KELLY, ESQOrder Shorten TimeOrder to be Submitted
Need amended order to provide non-exempt proceeds, if any, to Trustee (dm)

OST - Motion to Sell Overton Rd property
Matter ResolvedRequest
Adjourment
12210/13/2021 9:00 am21-17222 / MBKDONALD C GOINS, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
12310/13/2021 9:00 am21-17397 / MBKJustin M. Gillman, Esq.Motion Impose Automatic StayGranted
Matter ResolvedRequest
Adjourment
12410/13/2021 9:00 am21-17414 / MBKWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
OST - MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
12510/13/2021 10:00 am17-20475 / MBKSTEVEN N. TAIEB, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 29 of 53 required payments   Arrears: $0  
Total Paid In: $43,721.00
As of 10/7/21 (DS): Ok to confirm at $43,721 paid, $1,165 x 19 begin 11/1/21; 100% due to non-exempt equity and fee app within 7 days

1. Plan is proposing to pay additional post-petition arrears to Twp of Willingboro, no amended claim or consent order entered to pay post-petition arrears $6,174.31. Emailed Debtor attorney. OTBS with Willingbroro

MP Prop $42,556 Paid $1,165 x 20 begin 10/1/21; 100%
- Adding post-pet tax obligations to the Twp of Willingboro and extending plan due to Covid-19.
Matter ResolvedRequest
Adjourment
12610/13/2021 10:00 am17-30091 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 498 of 48 required payments   Arrears: $0  
Total Paid In: $14,925.00
updated 10/12/2021 (JMA)

ok to confirm at $14,895 paid to date and $30x1 to post on or by 10/15/2021 base plan


1) Terms proposed are not clear - email to debtors counsel to clarify - epayment of $30 to pay off plan made on 10/11/2021 and effective 10/12/2021

**Looks like we have enough on hand to pay Trento balance. Should be conf as paid in full no further payments-mortgage paid outside per stay relief EDC
Matter ResolvedRequest
Adjourment
12710/13/2021 10:00 am18-16562 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledConfirmedDebtor has made 37 of 42 required payments   Arrears: $979.00  Total Paid In: $35,951.00
AS OF 10/13/21 (SF) UPDATED

RECOMMEND $35,951 PTD, $976 X 29 (BEGIN 10/1/21) BASE W/MIN $239 TO GUCS (70 MONTHS)
- NEED ORDER TO PAY PP ARREARS WITHIN 30 DAYS
- FILE SUPPLEMENTAL FEE APPLICATION WITHIN 10 DAYS
- N/E PROCEEDS FROM PERSONAL INJURY SUIT TO BE TURNED OVER TO TRUSTEE



1. Debtor proposes to extend plan to 70 months and pay 3% to gucs. Need amended I and J and current proof of income for period 60 days prior to filing of modified plan. To EDC for obj. (SCHEDULED J AMENDED)

2. Need Order to pay post petition arrears through plan. The plan proposes to pay $55,519.42 to be paid through the plan which I assume includes pre-petition arrears. Not clear as to the post-petition amount (ORDER SUBMITTED)

3. Must file fee application for supplemental fees of $1860 within 10 days of confirmation.

4. Add n/e proceeds from PI Lawsuit to conf order.

MP proposes $894.08 x 37; $955 x 33 3%
Plan has run 41 months and proposes to extend to 70 months
Matter ResolvedRequest
Adjourment
12810/13/2021 10:00 am18-21306 / MBKKIMBERLY A WILSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 102 of 40 required payments   Arrears: $250.00  Total Paid In: $25,546.00
As for 9/27/21(mk):

**CAN CONFIRM AT $25,296 PTD, THEN $250 x 33 Begin 10/1/21;0%;Application for supplemental fees to be filed 7 days from confirming Order. Plan extended to total of 72 months.
Remaining Terms of prior confirmation apply.**


1. Trustee Objection(RESOLVED-all filed/provided)
--need covid Cert.
-need amended I & J .
-need proof of income and 2020 tax return.

MP proposes:$25,296 PTD; $250 X 34 BEG 10/21; 0%
REDUCING PLAN PAYMENT AND EXTENDED THE PLAN LENGTH
Total plan length 72 mos
Plan is in mo 39 and 9 remain under confirmed 48 mo plan
33 remain if total plan is 72 mos
Matter ResolvedRequest
Adjourment
12910/13/2021 10:00 am18-31567 / MBKSCOTT D SHERMAN ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 28 of 36 required payments   Arrears: $0  
Total Paid In: $6,216.00
AS OF 10/5/21 (SF)

RECOMMEND $6,216 PTD, $488 X 48 (BEGIN 11/1/21) 100%
- Preserve N/E PROCEEDS of $19,120 In conf order
- Add to conf order: Debtor will be subject to conduit payments on any future default in payment to the Trustee or the mortgage company.

Trustee Supplemental Obj filed - request conduit payments. (MUST RESOLVE)


1. The plan proposes to pay post petition arrears of $21,621.97 to Select Portfolio. (RECEIVED) Per atty Counsel for Select Portfolio is waiting for approval to deal with post-petition arrears.

2. Trustee OBJ (RECEIVED)
- Need to file CARES Act Cert
- Need amended Sch I
- Need updated proof of income


MP proposes $4752 PTD, $488 X 52 100% (84 MONTH PLAN)
Plan has run 35months with 49 months remaining
Matter ResolvedRequest
Adjourment
13010/13/2021 10:00 am19-10510 / MBKJONAS SINGER, ESQ.Confirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 23 of 33 required payments   Arrears: $6,831.00  Total Paid In: $19,109.00

AR ATTY OK WITH CONDUIT
10/13-will talk to his client about TFS and conduit per our discussion **No response EDC

9/7 workup for the 9/22 calendar EDC

Trustee obj:

-$5998 arrears
-MP wants to pay $6000 to IRS but claim is $753-cannot pay unless claim filed
-MP wants to add around $3500 in post petition mortgage arrears on 1st and 2nd mortgage into the plan (further part 8d says do NOT pay post petition?). Payment history is terrible. This should be a conduit case or else be dismissed
-the plan needs to use the standard order of distribution
-no updated I & J, no POI and no 2020 tax returns

$900 X 30 BEG 9/2021; NO UNSECURED
Matter ResolvedRequest
Adjourment
13110/13/2021 10:00 am19-16307 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 36 of 31 required payments   Arrears: $0  
Total Paid In: $7,028.00
ISSUES AS OF 10/8/2021 (DM): sent edits to the proposed order to Peter on 10/5/21 ... no response received (dm)

 9/14/21 - email sent to Melissa & Peter for update on 3-way consent order or whether we are adding language to the confirmation order. Looks like Melissa is no longer at McCalla Raymer (dm).


1) Trustee Supp OBJ:
- The proposed MP does not clearly include a start date for the plan payments. The Modified Plan should be refiled to clearly disclose that it is a CARES Act plan.
- The confirming order needs to include language that provides Nationstar's post-petition claim shall be treated outside the plan after month 60/84 and the Trustee shall make no further payments on the post-petition claim after month 60/84.

2) Trustee OBJ:
- Need amended Sch I&J (AMENDED on 8/13/21)
- Need to file a CARES Act Cert (FILED 8/13/21 BUT INCOMPLETE AND LACKS SPECIFICITY)


Confirm Case: $1,182 Ptd, $197 x 53 start 11/1/19, Base
Prop. MP: Ptd, $1,000 x 56 start ???, Base
PTD = $7,028
Last Claim (4-1) dated 7/22/21
Matter ResolvedRequest
Adjourment
13210/13/2021 10:00 am19-17417 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 31 of 30 required payments   Arrears: $0  
Total Paid In: $17,336.00
**10/14/21(mk): Lump sum did not included cram balance calculation. New terms 17,336 PTD then lump sum 44,819 from inheritance proceeds by 11/15/21;100%. will do status change once atty is notified**mk;atty ok to terms 10/15/21

10/13/21(mk): UPDATED FROM CT. x 2

**CAN REC CONFIRM AT $17,336 PTD, THEN Lump Sum of $27,723 from Proceeds from Inheritance by 11/15/21; 100% **



WORK-UP AT 100% ... MOTION TO REDUCE CLAIM WAS GRANTED TODAY ... FUNDS FROM INHERITANCE WILL PAY OFF THE CASE AT 100% (DM)

as of 10/4/21(mk):

>>STILL DO NOT HAVE AMENDED I & J or current POI OR net amt of inheritance to debtors for plan funding. Have they rec'd it yet?

> Motion to Reduce POC #9 (US Housing & Urban Dev) To Zero ( was discharged in prior 7)on 10/13/21. As of now, no opp'n filed

8/25/21:Per Cameron - going to move against mtg lien that was discharged in Ch 7 Bk, and then inheritance should be able to pay off the case at 100% - ADJ to 10/13/21
>>FYI If 100% - There is cram balance on Ally that will be included in 100% clalculation.

TR Objection:

1. Will of aunt was uploaded. NEED TO KNOW WHAT ASSETS DEBTORS INHERITED .What the assets are included in estate and IS ESTATE IN PROBATE ? NEED TIMELINE FOR ADMINISTRATION OF ESTATE.
(person who passed was co debtor's aunt(Carmen Titolo) Oliver's office representing co debtor in settling Estate of her aunt- per supple. disclosure at #112.)

2. Plan can't be 0%- must be base due to inheritance

3. Amended J filed but not Amended I. Last plan confirmation was a year ago- needs amended I and current poi for co debtor . debtor income appears to be soc security and pension co debtor is employed.

4. Need 2020 tax return.
-------------------------------------------------
> obj to amended C - lists inheritance 2x and takes wild card of $11,134.31 and 11,134.30. TR NEEDS INFO ON INHERITANCE;(MK: BOTH DEBTOR & CO DEBTOR ARE BENEFICIARIES- SO CAN W/D OBJ TO AMENDED C

MP proposes: ptd, $553 x 11 begin 6
Matter ResolvedRequest
Adjourment
13310/13/2021 10:00 am19-20686 / MBKROBERT BRAVERMANConfirmation Hearing on Modified PlanConfirmedDebtor has made 29 of 29 required payments   Arrears: $0  
Total Paid In: $20,700.00
10/4 workup for the 10/13 calendar EDC

-CNP for failure to get LM and MP wants until March 2022 to refinance now



$19,990 PTD; REFI; $685 X 33 BEG 10/21; 100% (min of $9625 due to equity)--refinance by 3/31/22
Matter ResolvedRequest
Adjourment
13410/13/2021 10:00 am19-21795 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 24 of 28 required payments   Arrears: $0  
Total Paid In: $9,797.00
AS OF 9/28/21 (SF)


RECOMMEND $9518.79 PTD, $400 X 41 0% (BEGIN 11/1/21) PLAN W/WAGE ORDER (68 MONTHS)
- MUST FILE SUPPLEMENTAL FEE APPLICATION WITHIN 10 DAYS

Trustee motion to dismiss scheduled for 10/13/21 at 9 (WITHDRAWN)

MP proposes $9055.74 PTD, $400 X 42 0%
Plan has run 27 months and proposes to extend to 68 months
Arrears are $1143.79 thru August



Matter ResolvedRequest
Adjourment
13610/13/2021 10:00 am19-27944 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 17 of 25 required payments   Arrears: $1,773.00  Total Paid In: $3,503.00
NFA
10/1 workup for the 10/13 calendar EDC
--same as last time
As of 8/31/21 (DS): 1. BELOW ISSUES STILL NOT RESOLVED.

7/28/21 (DS): 1. Michael Valentino, Landlord (OLIVER & LEGG) obj to post-rental arrears owed $4,437 for May, June and July. Plan does not propose to pay these arrears. Obj must be resolved.

MP Prop $3,058.50 Paid; $125 x 40 begin 6/1/21; Base
- Extend plan length and capitalized plan arrears, due to Covid-19.
Note: Debtor's Cert of covid-19, POI and 2020 tax return provided.
Matter ResolvedRequest
Adjourment
13710/13/2021 10:00 am19-28528 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 19 of 25 required payments   Arrears: $0  
Total Paid In: $20,680.00
DOCS SUBMITTED 11/6/21
10/4 workup for the 10/13 calendar

Trustee Obj filed:
1. The debtors have failed to provide Proof of Income.
2. The debtors have failed to provide tax returns for 2020 .
3. The Modified Plan does not propose to pay the required dividend to the general unsecured
creditors as determined by the originally confirmed plan. Needs MIN $12,242.32 TO GUCS DUE TO NE EQUITY


$1150 X 38 BEG 9/2021; BASE
Matter ResolvedRequest
Adjourment
13810/13/2021 10:00 am19-28909 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanContinued
11/10/2021 10:00 am
Debtor has made 21 of 24 required payments   Arrears: $976.00  Total Paid In: $7,280.00
issues as of 10/8/2021 (JMA)

1) Modified plan seeks to remove PNC from the plan due to sale of property. Left message with debtors attorney regarding debtors transfer of interest in the property.
SPOKE WITH TIFFANY AT CAPONES OFFICE FRIDAY, SHE BELIEVED THERE WAS A DEED FOR THE PROPERTY WITH THE PNC MORTGAGE -
Matter ResolvedRequest
Adjourment
13910/13/2021 10:00 am19-34072 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 12 of 22 required payments   Arrears: $235.00  Total Paid In: $2,907.00
AS OF 9/28/21 (SF)

RECOMMEND $2907 PTD, $235 X 39 (BEGIN 10/1/21) 100% W/MIN $7525 TO GUCS
- OK TO PAY LVNV FUNDING SECURED CLAIM 9-1


1. Modified plan does not address LVNV Funding LLC claim 9-1

MP proposes $2754 PTD, $235 X 40 Base, Loan Mod completed
Plan has run 21 MONTHS WITH 39 MONTHS REMAINING
Matter ResolvedRequest
Adjourment
14010/13/2021 10:00 am20-10054 / MBKDemetrius J. Parrish Jr.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 14 of 21 required payments   Arrears: $10,219.00  Total Paid In: $33,763.00
ADJ TO 10/27 FOR GOOD FAITH ePAYMENT AND DISCUSSION WITH EDC REGARDING PROPOSED PLAN & DEBTOR TO ENROLL IN TFS (dm)

10/4 workup for the 10/13 calendar EDC

AR RUSHMORE OBJ NEEDS TO BE RESOLVED AS WELL AS TR ISSUES
*house has been listed with realtor for $398k
*If confirmed the MP should provide that trustee receives all non-exempt proceeds from the sale

-The MP says to pay $2363 to unsecured which would be 100% BUT there is a cram balance of $154,000 that he did not take into account
-bad payment history-needs TFS or ewage

*Trustee filed objection on 8/10 to MP
-it took 10 previous adjournment to confirm the original plan which called for paying arrears
-have request for mortgage forbearance but $15,919 in arrears post-petition
-Rushmore filed objection to MP (PLUESE BECKER)
-trustee filed cert of default for arrears
-plan is lowering payments from $2405 to $1811
-no amended I & J filed(DONE-NO LONGER LISTS 3 RENTAL UNIT INCOME. WHY?)(AMENDED i & j ONLY SHOW $1000 IN DISPOSABLE WITHOUT RENTALS WITH PROPOSED $1811 MONTHLY PAYMENT)

------------------------------
-No amended I & J filed-(plan lowers payments by $600 (AMENDED TODAY 8/25)

$31,952 PTD; $1811 X 42 BEG 7/2021; SALE BY 12/31/2021 (625 PARKWAY AV); MIN $2849--sale of house by 12/31/21
Matter ResolvedRequest
Adjourment
14110/13/2021 10:00 am20-11840 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 19 of 20 required payments   Arrears: $0  
Total Paid In: $3,800.00
10/12/21 (SF)

RECOMMEND $3800 PTD, $475 X 61 (BEGIN 11/1/21) BASE PLAN

AS OF 9/28/2021 (at):

1. Need a current mortgage statement showing payment went from $1,371 to $1,609. (RECEIVED) PER AR OK

2. Per the Covid Certification, Debtor's nieces and or nephews have been residing with her since May 2020 because her brother is an unvaccinated essential worker. He doesn't contribute to the household where his children are residing? (NEED PROOF AND EXPLANATION) PER AR OK

MP proposes: $3,400 paid to date, $475 x 60 beginning 9/1/2021, base
Arrears: $0.00
(had an increase of expenses due to Covid. amended to 84 months. Part 1a adjusts the Trustee
payments.)
Matter ResolvedRequest
Adjourment
14210/13/2021 10:00 am20-11908 / MBKJAY B FELDMANConfirmation Hearing on Modified PlanContinued
11/10/2021 10:00 am
Debtor has made 20 of 20 required payments   Arrears: $0  
Total Paid In: $14,874.00
ADJ TO 11/10 - SEE NOTES IN CAPS BELOW (dm)

AS OF 9/29/21 (SF)


1. Need proof of $4467.67 unemployment income. (UPLOADED 10/12/21)

2. Not sure why the modified plan proposes to pay $43,093.67 pre-petition arrears to Wells Fargo when the arrears claim is in the amount of $32,295.59. This plan be able to be confirmed for 60 months. (SEE SUPPLEMENTAL POC FILED ON 7/29/21 ADDING FORBEARANCE ARREARS)



MP proposes $922 x 66 100%
Plan has run 19 months and proposes to extend to 84 months

Matter ResolvedRequest
Adjourment
14310/13/2021 10:00 am20-12772 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 11 of 20 required payments   Arrears: $1,377.00  Total Paid In: $3,024.00
10/5 workup for the 10/13 calendar EDC

-covid cert filed-on unemployment now
-Only 64 months left if using 84 months:

*CAN CONF AT: 3024 paid then $192 x 64 0%

-------------
proposed

$154 X 70 BEG 9/2021; $0
Matter ResolvedRequest
Adjourment
14410/13/2021 10:00 am20-14697 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 19 required payments   Arrears: $0  
Total Paid In: $5,258.00
AS OF 10/7/21 (SF) Updated

Recommend $4458 PTD, $733 X 66 (BEGIN 10/1/21) BASE W/MIN $14,824 TO GUCS (84 MONTH PLAN)
- TRUSTEE IS AUTHORIZED TO PAY LATE CLAIMS FOR STATE OF NJ AND IRS

I and J amended. Debtor is now working

MP proposes $3858 PTD, $733 X 67 Base
Plan has run 18 months and proposes to extend to 84 months
Arrears: $2958 thru August

Matter ResolvedRequest
Adjourment
14510/13/2021 10:00 am20-14800 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 28 of 19 required payments   Arrears: $328.00  Total Paid In: $9,177.00
AS of 9/29/21(mk):atty ok to terms

**CAN REC CONFIRM AT $9,177 ptd, then $328 x 42 Begin 10/1/21; 100% w/ min of $44,239 to GUCS Due to Equity in Real property. Plan is extended to a total of 60 months**



MP proposes $321 X 45 BEG 8/2021; 100%.
Plan reduces payment. stays 100%

Plan was confirmed at 42 mos total. and has run 18 mos left so 24 remain
if extended to 60 mos then 42 remain
Matter ResolvedRequest
Adjourment
14610/13/2021 10:00 am20-15234 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 18 required payments   Arrears: $3,858.00  Total Paid In: $5,160.00
AS OF 9/28/2021 (at):

RECOMMEND: $5,160 PAID TO DATE, $632 x 27 BEGINNING 10/1/2021, LOAN MOD BY 3/31/2021, 100% TO GUC'S
Pay Lakeview Loan claim # 2 pending loan modification.

MP proposes: $5,160 paid to date, $632 x 27 beginning 10/1/2021, loan mod by 3/31/2022, 100% to guc's
Arrears: $3,226
(To extend the time period to complete a loan modification)
Matter ResolvedRequest
Adjourment
14710/13/2021 10:00 am20-17380 / MBKEric ClaymanConfirmation Hearing on Modified PlanContinued
11/10/2021 10:00 am
Debtor has made 6 of 16 required payments   Arrears: $7,191.00  Total Paid In: $5,685.00
PER EDC, OKAY TO ADJ TO 11/10/21 (dm)

AS OF 9/28/2021 (at):

Trustee objection:
1. Plan was confirmed with Medallion Bank being paid $9,113 as secured and $2,162.92 as unsecured. Why does the modified plan propose to only pay $8,000?

2. Need P&L for 2021.

3. Need amended I and J.

4. Need 2020 tax return.

MP proposes: $5,685 paid to date, $862 x 70 beginning 9/1/2021, not less than $0 to guc's
Arrears: $6,210
(Debtor had no income from his business in 2020 due to Covid-19. Plan is being extended under the Cares Act.)
Matter ResolvedRequest
Adjourment
14810/13/2021 10:00 am20-19665 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $126.00  
ATTY TO RESUBMIT CMA - PROPERTY IS NOT HABITABLE (dm)

ISSUES AS OF 10/5/2021 (DM):

***Case needs to be 100% based upon filed claims and non-exempt equity in real estate***

 8/25/21 - Atty to file Cert of Explanation regarding PA valuation and improvements that are required - PER AR, ADJ 10/13/21.

1) There is $16,808 non-exempt equity in bank accounts, $2,166 non-exempt equity in Old Stone Mill Dr property, and $85,689 non-exempt equity in Lower Mountain Rd property (NEED TO REVIEW STATEMENTS - ATTY ASSERTS ACCT IS SOLEY IN WIFE'S NAME).

2) JP Morgan/New Rez filed $1,022.11 arrears claim on Old Stone Mill Dr property (OKAY TO PAY?? - YES)

3) Lakeview Loan Servicing filed $443.47 arrears claim on Lower Mountain Rd property (OKAY TO PAY?? - YES)

4) Trustee OBJ:
- Need updated CMAs for both properties (RECEIVED).
- Need letter showing PA property is uninhabitable (RECEIVED).
- Need March & April proof of income from Ebay for debtor and spouse (RECEIVED STATING $0 MADE IN APRIL AND MAY).
- Need updated proof of unemployment income (RECEIVED).
- Need homeowner's insurance renewal declaration for both properties (RECEIVED).
- Need April & May bank statements for Chase accts #4971 & #1823 (RECEIVED).
- Need updated car insurance for all vehicles (RECEIVED).
- Excessive Expense: $500 child care (need proof); $450 transportation (only spouse works),
$425 home maintenance for PA property (when it's uninhabitable); $110 NJ tax payments (need proof); $250 Peco electric for PA house (need proof).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan (LANGUAGE ADDED).


CONVERTED FROM CH. 7
Prop. Plan $126 x 36, Base
Ptd 4/5 = $504
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
14910/13/2021 10:00 am20-20554 / MBKKARINA PIA LUCID, ESQ.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 10 of 13 required payments   Arrears: $2,738.00  Total Paid In: $18,595.00
ISSUES AS OF 10/5/2021 (DM): still showing significant disposable income.

***Amended Sch I filed ... spouse's gross income decreased by 50%, but tax rate increased, new retirement loan deductions were added, new DSO deductions were added, new union dues deductions were added, new tax shelter deduction was added resulting in negative scheduled take home pay for the spouse. However, Ytd pay stubs for spouse calculate to $6,385 monthly net. Need pay stubs for debtor once school starts (RECEIVED 1 PAYSTUB FOR THE DEBTOR, HOWEVER THE ISSUE IS WITH NEGATIVE INCOME CALCULATED FOR THE SPOUSE WHEN PAYSTUBS CLEARLY SHOW SIGNIFICANT POSITIVE INCOME).

1) Need an amended claim or consent order with the IRS to pay 2020 taxes proposed in the MP (UNRESOLVED).

2) Need supplemental Fee App for $2,000 fee added to the MP (UNRESOLVED).

3) Trustee OBJ:
- Need updated proof of income to justify reduction in payment (UNRESOLVED).
- Need copy of 2020 tax returns (RECEIVED).
- Need amended Sch I&J (FILED).


Confirm Case: $10,659.25 Ptd, $1,779 x 53 start 5/1/21, 100%
Prop. MP: Ptd, $1,452 x 50 start 8/1/21, Base
PTD = $18,595.25
Last Claim (2-2) dated 3/4/21
Matter ResolvedRequest
Adjourment
15010/13/2021 10:00 am20-21909 / MBKEric ClaymanConfirmation Hearing on Modified PlanContinued
11/23/2021 10:00 am
Debtor has made 9 of 12 required payments   Arrears: $2,800.00  
ISSUES AS OF 10/8/2021 (DM):

***Debtor still needs to resolve the IRS amended estimated claims***

 8/25/21 - ADJ to 10/13 Peremptory.
 7/9/21 - ADJ to 8/25/21 Peremptory for scheduled MP.
 5/10/21 - ADJ to 7/14/21 Peremptory.

1) IRS filed $1,488.21 amended priority claim that includes estimated taxes for 2017 (UNRESOLVED).

2) IRS filed an amended general unsecured claim that includes estimated taxes for 2014, 2015 & 2016 (UNRESOLVED).

3) State of NJ filed $6,665.45 priority claim not treated in the plan that includes estimated taxes for 2017 thru 2019 (OKAY - AMENDED TO $0).

4) MP provides $6,000 secured treatment to Edison Auto Sales for a Chrysler vehicle - no POC filed (POC FILED & ORDER ALLOWING LATE CLAIM ENTERED)

5) The interest rate cram on the 2019 Mitsubishi Eclipse in Part 7c should be also be in Part 4d of the MP (MP ADDS TO PART 4d & MP HAS BEEN SERVED).

6) Trustee OBJ:
- Debtors amended SCH I&J showing $1,509 monthly disposable income.
- THERE ARE OTHER ISSUES ABOUT NEW LEASE THAT WE NEED ATTORNEY TO ADDRESS, EMAIL SENT - used a company to help get the rental (Michelagelo Technologies); Husbands last name was left off of the lease, needs to be corrected. (JMA)
- Verified income leave monthly disposable income of $2,169 (AMENDED TAX RETURN FOR CO-DEBTOR FILED & REFUND IS REMOVED FROM INCOME WHICH REDUCES DISPOSABLE INCOME TO $1,382).

---RESOLVED ISSUES---

- Need a MP that adds all cramdowns to Part 4 & Part 7 (MP ONLY CRAMS INTEREST - BUT SHOULD ALSO BE IN PART 4d - MP ADDS TO PART 4d).
- Need MP that addresses residential lease (MP REJECTS OLD LEASE).
- Need proof of 2 month's income for debtor by 5/1/2021 (RESOLVED - MP PROPOSES PRO RATA DIVIDEND).
- Tax refund of $10,378 was not prorated and included in disposable income calculation (SEE NOTE ABOVE ABOUT AMENDED TAX RETURN).
- Order of Distribution departs from Trustee standard (MP CORRECTS).
- Need to file Pre Confirmation Certification (FILED).
- Need proof of unemployment (RECEIVED).

Matter ResolvedRequest
Adjourment
15210/13/2021 10:00 am20-23561 / MBKDavid L. Stevens Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 8 of 10 required payments   Arrears: $0  
Total Paid In: $5,957.00
AS OF 9/29/21 (SF)

Plan is not feasible due to claim 6-2 for Boro of South River

1. After confirmation the Borough of South River filed an amended bifurcated claim 6-2. $32,927.45 is priority and $4554.61 is secured. This claim is not addressed in the modified plan. Note: There was no claim filed at the time of confirmation and the per plan claim was stricken because the debtor did not own the property at the time per Adv. Proc. (NEED TO RESOLVE)

2. Per the Adversary, debtor was to purchase 190 Whitehead Ave by June of 2021. Did the purchase take place?
(DEBTOR NEVER PURCHASED THE PROPERTY SO NOT SURE WHY THE TOWNSHIP FILED AMENDED CLAIM. ATTORNEY WILL MOVE AGAINST THE CLAIM)

MP proposes $3787 PTD, $723.17 X 28 100%; SALE OF REAL ESTATE IN 6 MONTHS
Plan has run 9 months with 27 months remaining

Matter ResolvedRequest
Adjourment
15310/13/2021 10:00 am21-10292 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 9 required payments   Arrears: $0  
Total Paid In: $1,512.00
As of 10/8/21 (DS): Ok to confirm at $1,512 paid, $208 x 75 begin 11/1/21; Base
- Add to confirming order Trustee ok to pay the late filed claim#4-1 of Ewing Twp Tax Office.
- Section 4(g) to be stricken and post-pet arrears to be paid per order entered 6/29/21 doc#31.

1. Plan list to pay mortgage arrears $2,998.50 on Part 4g as paid claim in full. Needs to be stricken and pay post-petition arrears in full, not mortgage claim.

MP Prop $164 x 8; $188.35 x 76; Base
- Adds post-pet mortgage and Ewing property tax arrears and extends plan due to Covid-19.
Matter ResolvedRequest
Adjourment
15410/13/2021 10:00 am21-11964 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $5,480.00
updated 10/8/2021 (JMA)

ok to confirm at $5,480 paid to date, $753x53 begin 11/1/2021 0% plan

issues as of 10/6/2021 (JMA)

1) Debtor is not current with proposed plan payments under the modified plan, arrears $368
2) To confirm need $5,480 paid to date, $753x53 begin 11/1/2021 0% plan
Matter ResolvedRequest
Adjourment
15510/13/2021 10:00 am21-12232 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  

10/5 workup for the 10/13 calendar EDC

*MP does not include the IRS claim. Will add.

To CONFIRM IT NEEDS 3678 PAID THEN $642 X 53 BEG 11/1/21 $0--trustee will not pay Tinton Falls unless a valid proof of claim is filed

-income is higher after adding 2020 refund.


-----------------------
AR NEED VERIFICATION OF FILING RETURNS --OK amended claims filed

Trustee's objection:
The debtor has failed to supply the Trustee by 6/30/2021. (RECEIVED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on Ally Financial for cram. (CERT OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (STILL ESTIMATED FOR 2015, 2017, AND 2018)

Plan proposes: $693 x 60 beginning 4/1/2021, $0 to guc's
Payments: 5/5
Matter ResolvedRequest
Adjourment
15610/13/2021 10:00 am21-12585 / KCFSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
11/3/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

UPDATED 10/6/2021 (JMA)
issues as of 9/29/2021 (JMA)

1) 341 hearing not held, rescheduled 10/28/2021 -
2) Current with Trustee plan payments
3) Need to file pre confirmation certification

Matter ResolvedRequest
Adjourment
15710/13/2021 10:00 am21-12711 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
11/23/2021 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $670.00  
ISSUES AS OF 10/6/2021 (DM):

1) Santander (MORTON) OBJs to treatment of 2020 Mitsubishi Eclipse (MP RESOLVES??)

2) IRS filed $1,814.87 priority claim not treated in the plan that includes estimated taxes for 2017 - 2018 (UNRESOLVED).

3) IRS filed a general unsecured claim that includes estimated taxes for 2009, 2015 - 2016 (UNRESOLVED).

4) State of NJ filed $3,408.16 priority claim not treated in the plan that includes estimated taxes for 2017 - 2019 (UNRESOLVED).

5) Trustee OBJ:
- Need updated CMA - document provided does not include comps or dates (MOOT BASED UPON CURRENT ZESTIMATE & FILED MTG LIEN).
- Amend Form 122c to include income for debtor & spouse (FILED).
- Excessive Expenses - Sch J: $600 car payment.


Prop. Plan $670 x 60, 0% Plan
PTD 5/6 = $3,350
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
15810/13/2021 10:00 am21-12827 / MBKDAVID E. SHAVERConfirmation Hearing ScheduledContinued
12/8/2021 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $300.00  
>10/12/21:atty filing Motion to reinstate stay - has creditor consent to Adj. Once adj request is uploaded, Will adj conf. Adj to 12/8/21 NFA

As of 9/29/21(mk):

>>STAY RELIEF WAS GRANTED ON HOME (Order entered 9/9/21).THIS PLAN IS NO LONGER FEASIBLE<<
--------------
Old Case Notes from August 2021

>Plan has LM and pay arrears to mtg co.So Tr to pay arrears pending LM -Correct?

>> WHAT IS STATUS OF PI CASE?

1. Obj. By Deutsche Bank(RAS): STAY RELIEF WAS GRANTED ON HOME (Order entered 9/9/21

2. Seaview Orthopedics(NIP) filed a SECURED POC $6,194.41- OK To PAY?

3. Trustee Objection:
-ARE STUDENT LOANS OUTSIDE PLAN? Plan does not list them outside
and the total guc claims w/ std loan =195,442.49
-debtor has insufficient income ; income verifies $ -263.29..
-debtor has failed to file a feasible plan - income verifies $ -263.29.
-need Amendments to Schedules B and C to add "Current" Bank acct
and "Chime" bank acct. and remove the Bank of America acct.
-need current proof of homeowner's insurance--insurance expired
7/31/21.
-need Updated auto insurance, if not confirmed by 8/25/21, insurance
expires 8/18/21.
------------
-Schedules fail to account for the debtor(s) tax refund of $1,386 when
determining disposable income.(Added in)
-Equity in Navy FCU bank acct $6.39, Chime bank acct $82.93 and
Current bank acct $1,571.68(protect T/H of $1661)
- Add lang for non-exempt proceeds from PI claim to Trustee.
-need copy of 2020 filed tax return.(Debtor provided copy of request for extension)- add lang to terms for 2020 return w/in 6 mos.
-Bank of America Bank Statements( Atty says they do not have a B of
A acct)
-Schedules fail to account for the debtor(s) tax refund of $1,386 when
determining disposable income.(Added in)


Plan: $150 x 12; $400 x 48; 100% Plus PI proceeds and Loan mod by
1/1/2022
payments:4/5
last claim:11-1, bar date:6/15/21
Matter ResolvedRequest
Adjourment
15910/13/2021 10:00 am21-12832 / MBKJohn Michael McDonnell Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $25,000.00
AS OF 10/12/21 (SF) UPDATED - Atty ok with terms. Ok to conf.sf

RECOMMEND $25,000 PTD; $7,918 X 30 (BEGIN 11/1/21) 100% PLAN
- PRESERVE NON EXEMPT EQUITY OF $52,765 IN CONF ORDER FOR REAL ESTATE AND PERSONAL PROPERTY
- OTBS RESOLVING OBJ TO EXEMPTIONS
- CONFIRM WITH TFS WAGE ORDER GOING FORWARD
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- STRIKE STATE OF NJ PER PLAN CLAIM, NO CLAIM FILED AND GOV BAR EXPIRED ON 10/4/21

10/12/21 - $5000 payment was made yesterday but has not posted yet.

Note: Atty agrees to confirm at 100% for 36 months.
Debtor is not current with payments: 4/6 Arrears: $10,000


1. Trustee objection to exemptions:(9/13/21 8:27AM.(Atty Response:Debtor moved from NJ to Florida and is now living in the Florida condo. A change of address was filed on the docket on 8/6/21. Therefore, the Debtor is using his (d)(1) exemption as it is now his residence)(mk). OK TO ALLOW D(1) EXEMPTION ON FL PROPERTY PER AR

-- The debtor may not take the full 522(d)(1) exemption on the Naples, Florida property since it is not the debtor's residence. OK

-- The debtor needs to provide information as to why the 728 shares of Wells Fargo stock valued at $26,936 are not property of the estate.(atty says Cert will be uploaded/filed in response)mk. (STILL NEED CERT)

-- The debtor needs to provide information as to why the TD Bank account that had a balance of $17,129 in March is not property of the estate.(atty says Cert. will be uploaded/filed in response)mk. (STILL NEED CERT)

2. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $1,200; Clothing $250; Medical/dental $450; Auto insurance $200 (verifies $153), Life insurance $362; Car payment $884; Timeshare fees $306 and $106; Alimony payments $6,250 (OK); Mortgage $1,571.58 (Debtor will be moving to Fl property in near future, therefore rent payment $2,300, will be moot, also no rental income) ,. Current plan is 100%. Trustee reserves right to challenge expenses if
Matter ResolvedRequest
Adjourment
16010/13/2021 10:00 am21-13023 / MBKJeffrey W. Herrmann, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 6 of 6 required payments   Arrears: $0  

Plan Withdrawn
ISSUES AS OF 10/6/2021 (DM):

 7/22/21 recommendation prepared by (at): If okay to pay $118.05 arrears POC (6-1) filed by Wells Fargo, RECOMMEND CONFIRMATION AT $2,790.36 PTD, $2,057 x 57 STARTING 8/1/2021, BASE, PRE-CONFIRMATION CERT WITHIN 10 DAYS; DEBTORS MUST PROVIDE UPDATED PROOF OF INCOME AND AMENDED SCH I&J TO TRUSTEE BY 1/1/2022.

1) IRS filed $16,375.80 estimated priority claim for 2020 taxes - Trustee has a copy of the 2020 tax return, however claim must be withdrawn or amended (AMENDED).

2) Wells Fargo filed $118.05 arrears claim (OKAY TO PAY??)

3) Trustee OBJ:
- Excessive Expense: children's education cost of $3,595.37 and college age daughter support of $200 and 10% tax deduction from unemployment $99.66 (RECEIVED PROOF OF SPECIAL NEEDS AND TUITION - tuition is $42,350 yearly and debtor claims necessary because child diagnosed with ADHD ... this tuition is higher than most college tuition and will need to be briefed if an agreement is not reached with the trustee EDC).
- Form 122c has disposable income $2,994.35. Line 8 failed to add unemployment income.
- Proof of income verifies higher ($12,054) than scheduled ($10,758) resulting in $2,225 in monthly disposable income.
- The Plan needs to run 60 months pursuant to the B22C form.
- Debtors are to provide updated proof of income and amended Schedule I&J to the
trustee on 1/1/2022.
- Must file Pre-Confirmation Certificate.
- Must provide invoices for children's schooling.


Prop. Plan $930.12 x 36, Base
PTD 6/6 = $5,580.72
Last Claim (3-2)
Matter ResolvedRequest
Adjourment
16110/13/2021 10:00 am21-13357 / MBKANDREW B FINBERG ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,100.00
AS OF 10/12/21 (SF) UPDATED


RECOMMEND $1750 PTD, $445 X 30 (BEGIN 11/1/21) BASE W/MIN $7681 TO GUCS PER N/E EQUITY IN BANK ACCOUNTS
- DO NOT PAY LAKEVIEW LOAN/CENLAR CLAIM 1-2. CLAIM TO BE AMENDED TO ZERO WITH 30 DAYS

1. Objection filed by Cenlar/AmeriHome Mortgage (Stern, Lavinthal) - failure to pay arrears of $16,265.16 (IS THIS OBJ RESOLVED? LOAN MOD APPROVED BUT ARREARS CLAIM AMENDED TO SAME AMOUNT OF $16,251.85) (OBJ WITHDRAWN)

2. Trustee objection:
- Need proof of 2 month's income: need proof of income for non-debtor spouse. (STILL NEED)(CERT FILED. DEBTOR IS SEPARATED BUT LIVE IN SAME HOUSEHOLD AS SPOUSE FOR FINANCIAL REASONS. SPOUSE REFUSES TO PROVIDE PAYSTUBS. PER DEBTOR UNSECURED DEBT IS SOLELY HERS.)
- Need a copy of the last filed tax return - : 2020 tax return. (RECEIVED) DISPOSABLE INCOME IS NOW $524
- there is non exempt equity of $10,195.63 in the Credit Union of NJ acct #385 as of 3/31/2021 statement.
-confirming order must provide for all non-exempt proceeds from personal injury claim.
-Credit Union NJ acct ending #385 as of 3/31/2021 savings balance $12,695.63, checking balance $500 - need to amend Schedules there is non exempt equity of $10,195.63.
-WFSS acct ending #6513 as of 3/12/2021 ending balance $548.27.
-WFSS acct ending #9756 as of 4/6/2021 ending balance $435.65 - this account is not listed on Schedules. (TOTAL BALANCE IN ACCOUNTS TOTAL $12,180.88-$4500 EXEMPTION = $7680.88 N/E EQUITY) Note: There is still additional d(5) that can reduce equity. Need amended Schedule C.

Per disposable income need base of $15,084.


Plan proposes $1050 PTD, $350 x 32 Base
Payments: 5/6 Arrears: $350

RESOLVED ISSUES:
-- Sacor Financial Inc filed late secured judgment claim 2-1 for $51,559.12 which is not addressed in plan (MP FILED TO AVOID LIEN)

-- Note: Only two claims filed. Sacor which is a late claim and Lakeview Loan which is the mortgage company. There are no unsecured creditors.
Matter ResolvedRequest
Adjourment
16210/13/2021 10:00 am21-13449 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $111.00  
NEED TO REVIEW CMA UPLOADED 10/12/21 FOR $152,000 - ADJ TO 11/10/21 FOR REVIEW

AS OF 9/28/2021 (at):

1. McDonnell Crowley, Counsel for Chapter 7 Trustee filed a priority claim #18 in the amount of $3,495.15 which is not in the plan (ADD THIS CLAIM TO THE CONFIRMING ORDER).

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comparables from 2021. Zillow values property at
$220,600. (NOT RECEIVED)
- Need a statement for the whole life insurance policy. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real estate when using real estate sales comparables from
2021.

Plan proposes: $100 x 60 beginning 8/1/2021, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
16310/13/2021 10:00 am21-13581 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $12,504.00  
ISSUES AS OF 9/30/2021 (DM):

1) IRS (Eamonn O'Hagan) OBJs - amended POC (4-3) includes a priority claim for $5,901.71, a secured claim for $90,143.14, and a general unsecured claim for $25,106.70 (UNRESOLVED).

2) State of NJ filed $16,000 priority claim not treated in the plan (UNRESOLVED).

3) State of NJ filed $1,239.95 secured claim not treated in the plan (UNRESOLVED).

4) M&T Bank (Parker McCay) OBJs - POC (10-1) lists $4,378.90 arrears on 1st mtg (UNRESOLVED).

5) MEB Loan Trust/SLS (Stewart Legal) OBJs - POC (21-1) lists $38,917.20 arrears on 2nd mtg (UNRESOLVED).

6) Ford Motor Credit (MORTON) OBJs - plan is silent with respect to 2017 Ford Escape (UNRESOLVED).

7) American Honda filed $50 arrears claim for 2019 Honda CRV lease (OKAY TO PAY??)

8) Plan provides $1,853 secured treatment to Daxuan Wang for a tax sale certificate - no POC has been filed (UNRESOLVED).

9) Trustee OBJ:
- Need information on Estate of Debtor's father. Need copy of Will and information as to what debtor received from that estate including information regarding the levy on PNC bank account and any other accounts of funds over 9,000 per debtor's 341 testimony and
status of that levy and the funds (UNRESOLVED).

- As of now, there is $49,092.47 in non exempt equity in the residence pending updated
comparable sales and valuation of real property.
- Value of real estate appears to be higher than the CMA provided. All 3 comparable properties closed almost 1 year ago. Properties on Debtor's street have a much higher value. Trustee requests an amended CMA be provided with comparable sales w/in the last 6 months (RECEIVED - KIND OF).

- Need March & April bank statements for BOA #2966 & Wells Fargo #9864 (RECEIVED - NON EXEMPT EQUITY OF $9,329 IN THESE ACCOUNTS).
- There is $1,481 in non exempt equity in the bank accounts (ADJUSTED TO $10,810 NOW THAT ADDITIONAL BANK STATEMENT RECEIVED).

- Disposable income verifies at $3,664 per month.
- Need 2020 tax return by 6/30/21 (RECEIVED).
- Nee
Matter ResolvedRequest
Adjourment
16410/13/2021 10:00 am21-13690 / MBKEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 5 required payments   Arrears: $944.00  
ISSUES AS OF 9/30/2021 (DM): Updated 10/12/21

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $757.64 PTD, $84.98 BY 10/31/21, THEN $469 x 55 STARTING 11/1/21, BASE PLAN; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY NEW CENTURY FINANCIAL SERVICES (Kay Jewelers) LATE SECURED POC (7-1) IN THE AMOUNT OF $2,279.37***

 9/7/2021 (at): RECOMMEND: $523.36 PAID TO DATE, $422 x 56 BEGINNING 10/1/2021, BASE---TFS in 10 days.

1) Fay Servicing/Wilmington Trust (Friedman Vartolo) OBJs - $17,615.20 arrears (MP PAYS).

2) New Century filed a $2,279.37 late secured claim for Kay Jewelers (UNRESOLVED).

3) Trustee OBJ:
- Debtor has insufficient income.
- Need a MP that completes Part 7b of the cramdown (MP RESOLVES).
- Need service plan motions (CERT OF SERVICE FILED).
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $523.36 Ptd, $422 x 56, $0%
PTD 2/4 = $757.64
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
16510/13/2021 10:00 am21-13720 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 5 required payments   Arrears: $461.00  
10/6 Workup for the 10/13 calendar EDC

*Trustee obj to the following:
- Still need current updated market analysis with comparables in the last 6 months and 2020 tax returns.
- As of now, there is $9,023.61 non-exempt equity in real property. Trustee has requested updated info on property comparable sales. The 3 provided are 2 from May & 1 for August 2020 and do not reflect the current market value of the real property, per Zillow property valued $525,800.(About $92,000 in equity with only $30,000 in filed guc claims)
- Debtor is currently on unemployment, must add language to confirmation terms Trustee requires update proof of income and amended schedules I & J within 6 months of confirmation.
- Must file Pre-confirmation certificate.

Prop Plan $461 x 60 begin 6/1/21; Dollar Base $9,158.59
----------------------------------
- Santander ending balance as of 4/30/21 is $2,811.18. Schedule B and C should be amended as there is now non-exempt equity in bank account. JOINT ACCT, HALF INTEREST IS PER SCHED B.
Matter ResolvedRequest
Adjourment
16610/13/2021 10:00 am21-13811 / MBKMonika Mazurczyk Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 5 required payments   Arrears: $736.00  Total Paid In: $11,792.00
10/6 workup for the 10/13 calendar EDC - Atty ok with terms.sf

**To Confirm and pay all filed claims the case needs:

$11,493 paid then $3960 x 56 beg 10/1/21-min of $172,325 to unsecured pro rata---JPMorgan Chase Bank NA (2019 Toyota Avalon) claim 11 arrears $625.39 to be paid through the plan---Lincoln Automotive Financial Services (2019 Lincoln MKZ) order to be submitted resolving creditor objection, lease is assumed, no arrears to be paid through plan



* Trustee objection to confirmation - RESOLVED
-need a copy of the last filed tax return - 2020 by 6/30/2021 - RESOLVED, PROVIDED
-need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 6/12/2021 RESOLVED, PROVIDED RENEWAL THROUGH 6/12/2022
-need amendments to Schedules B/C to add Harley Davidson unless surrendered in a MP - RESOLVED, CONSENT ORDER RESOLVING OBJECTION, VEHICLE IS SURRENDERED
-the debtors plan consists of unnecessary or excessive expense items - $650/phone/cable/internet; $450/taxes owed will be removed as IRS/State will be paid through plan); $150/home maintenance; $300/lawn and pool - PROPOSING 100% PLAN
-the debtor is not paying all disposable income into the plan - verified income leaves monthly disposable income of $2,688.59; Per Form 122c, monthly disposable income is $3,914 which requires a minimum dividend of $234,840 to general unsecured creditors
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $2,827 in non exempt equity in the TD Bank account PROPOSING 100% PLAN
-need to file Pre Confirmation Certification - RESOLVED, FILED
-need to resolve estimated claim filed by the IRS - RESOLVED, AMENDED CLAIM FILED
4) Quicken Loan Inc (KML) objection to confirmation - RESOLVED, CONSENT ORDER PAYS ARREARS THROUGH PLAN

proposed plan $3,762 paid to date, $2,180x58 100% plan
paid in $5,643
arrears $299
last claim 35
-----------------------------------
1) Li
Matter ResolvedRequest
Adjourment
16710/13/2021 10:00 am21-14020 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $1,567.00  
As of 9/29/21(mk):atty ok to terms


**NEED TO CONFIRM AT $6,268 PTD, Then $1,730 x 56 begin 10/1/21; base w/ min to gucs $3,543 Due To Equity in Bank Acct; Strike plan Cram Of IRS and pay per claim #1-1**



1.Objection by Nationstar( McCalla):
plan fails to cure arrears (OTBS to pay POC)

2. Trustee objection:
- need April & May TD bank statements.(Provided)
-As of now there is $3,543 in non exempt equity in the TD bank account.
-Need proof of service on the IRS. cram of secured deb (STRIKE CRAM AND PAY PER POC)


Plan:$1567 X 60; MIN $3542
4/4 payments
last claim:12-1,bar date:7/23/21
Matter ResolvedRequest
Adjourment
16810/13/2021 10:00 am21-14039 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $500.00  
10/7/21 - Atty ok with terms.sf

**Per below CAN CONFIRM AT: $2000 paid then 500 x 8 beg 10/1/2021 then 945 x 48 beg 6/1/22 min of $46,000 to gucs (equity)

As of 8/31/21 (DS): 1. Trustee obj to the following:
- Need 2019 and 2020 tax return or certificate of non-filing of taxes and April 2021 bank statements for both #6154 and #6060.
- There is non-exempt equity on real property $46,260.50, more than what plan is proposing. Plan has $44,000 (OKAY TO USE $46k PER DAN).

Prop Plan $500 x 12; $775 x 48 begin 6/1/21; Dollar Base $44,000
Matter ResolvedRequest
Adjourment
16910/13/2021 10:00 am21-14042 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $2,156.00
AS OF 10/7/21 (SF)

If creditor objection is resolved can confirm with below terms:

Currently need $2155.80 PTD, $1313 X 55 (BEGIN 11/1/21) BASE PLAN

1. Objection filed by City of Trenton (Francis Ballak) to modified plan. Creditor is asking for documentation to support mother's ability to make required contributions.

2. Objection filed by City of Trenton (Francis Ballak) - failure to pay amount due of $39,199.32 (MP FILED)

3. US Bank as CST for Red Clover 1 LLC (TSC) filed secured claim 4-1 in the amount of $25,527.10 which is not addressed in plan. (PLAN IS NOT FEASIBLE) (MP FILED)

AR REC DISMISSAL UNLESS ATTY CAN DEMONSTRATE FEASIBILTY


Plan proposes $538.95x5, $1231.89 x 55 Base
Payments: 4/5 Arrears: $538.95

RESOLVED ISSUES:
--Trustee objection:
The debtor has failed to supply the Trustee with the following document (s):
Need April - May bank statements for TD account. (RECEIVED. IS DEBTOR STILL RECEIVING UNEMPLOYMENT BENEFITS?) PER ATTY DEBTOR NO LONGER RECEIVES UNEMPLOYMENT
Need to file Pre-Confirmation Certification. (FILED)

Matter ResolvedRequest
Adjourment
17010/13/2021 10:00 am21-14145 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  

OK TO CONFIRM AT $3000 PAID THEN $1215 X 55 BEG 11/1/21--PRO RATA

10/6 workup for the 10/13 calendar EDC

-MP filed 9/3/21 avoids NJ Surcharge liens but no proof of service to NJ or attorney general

* City of Trenton (Goldenberg Mackler) Objection to confirmation - need to resolve
-claim filed $60,587.62-not feasible
(appears to be feasible if add refund per trustee-would need approx $1250 going forward)

proposed plan $1,000x7, $1,154.87x53 base plan
paid in $2,000
last claim 3


-----------------------
RESOLVED ISSUES:

2) Trustee objection to confirmation - need to resolve
-need April and May bank statements for account ending in #4313 NO STATEMENT FOR THIS ACCOUNT HAS BEEN PROVIDED
-the schedules fail to account for the debtors tax refund in the amount of $1,924 when determining disposable income-OK debtor needs this to fund plan

3) New Jersey Motor Vehicle Commission claim 3 for $12,544.23 with $3,182.28 as secured and $9,361.95 as unsecured and arrears in the amount of $12,544.23 - NEED TO ADVISE TRUSTEE HOW THIS CLAIM IS TO BE TREATED IN THE PLAN OR MOVE AGAINST THE CLAIM
-need proof of 2 months income - March and April paystubs for debtor RESOLVED, PROVIDED
-need declaration page from car insurance policy RESOLVED, PROVIDED UPDATED POLICY
-need to file Pre Confirmation Certification RESOLVED, FILED
-need clarification as to unemployment income. proof provided shows $154/weekly
Matter ResolvedRequest
Adjourment
17110/13/2021 10:00 am21-14232 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanContinued
12/21/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ADJ TO 12/21/21 TO SEE IF DEBTOR CAN PAY $1,915 IN NOV & DEC (DM)

ISSUES AS OF 9/29/2021 (DM):

1) City of Trenton (Francis Ballack, Esq) OBJs:
- $96,888.53 is amount due on lien over life of plan
- this is debtor's 5th filing
- bad faith filing


Prop. Plan $1,000 x 9, $1,872.84 x51, Base Plan
PTD 4/4 = $4,000
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
17210/13/2021 10:00 am21-14268 / MBKLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanContinued
11/10/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $235.00  
AS OF 10/7/21 (SF)

Per atty, bank accounts are joint. Docs provided do not have any names listed. Atty to provide proof that bank accounts are joint. Terms will need to be recalculated

RECOMMEND $1000 PTD, $467 X 55 (BEGIN 11/1/21) BASE W/MIN $7922 TO GUCS PER N/E EQUITY IN BANK ACCOUNTS

1. Trustee objection:
- Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 8/7/2021.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for medical expenses (PROVIDED)
- Verified income leaves monthly disposable income of $841.46. (INCOME RECALCULATED AND NOW VERIFIES AT $167.98. EXPENSES WERE REDUCED BY $71 FOR MORTGAGE PAYMENT WHICH IS IS $2228, NOT $2300.
- There is $7,922 in non exempt equity in the bank accounts.


Plan proposes $247 x 60 Base
Payments: 4/5 Arrears: $235

RESOLVED ISSUES:
- The plan proposes to surrender 2020 Nissan Pathfinder but the claim filed is for the year 2019. (NEED TO AMEND SCHEDULES AND PLAN)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to clarify if there is a secured debt to Cit Bank.
Matter ResolvedRequest
Adjourment
17310/13/2021 10:00 am21-14359 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 10/7/21 (SF) -

PROPOSED PLAN IS NOT FEASIBLE. ONLY PROPOSES A BASE OF $7200


1. Objection filed by First Guaranty Mortgage (Brian Caine) - The forbearance agreement has expired at the end of June and the arrears are due in the amount of $17,897.94

2. First Guaranty Mortgage Corp filed arrears claim 5-1 for $17,897.94. The plan states that arrears were in forbearance until July 2021. (NEED STATUS. MUST RESOLVE)

3. Hyundai Capital America filed arrears claim 6-1 for $299 which is not addressed in plan (OKAY TO PAY?)

4. Trustee objection:
- Need Domestic Support Obligation information .
- need explanation of Bank statements which are joint. Deposits in March for #1663 total $1,880 (and $7,176 was withdrawn) and deposits for March for account #1650 total $11,282. Doesn't add up.
- add to confirmation terms Need updated income and amended I and J by 2/28/2022.

Plan proposes $150 x 48 Base
Payments: 4/5 Arrears: $150


RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- need updated comps for (2021)real property. The Appraisal only has comps from 2020. Zillow values property at $432,000. (RECEIVED)
Matter ResolvedRequest
Adjourment
17410/13/2021 10:00 am21-14385 / MBKTAMIKA N. WYCHE, ESQ.Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 10/6/21 (SF)

Trustee objection:
- Pay stubs for May, June & July 2021 (RECEIVED)
- A Modified Plan that addresses priority claim by Pennsauken Municipal. (RECEIVED)
- Verified income leaves monthly disposable income of $1,644.25. Now verifies at $1505.48
- Need to file Pre-Confirmation Certification.
- Need to resolve the estimated claim filed by the IRS and State of NJ


Plan proposes $302 x 60 Base
Payments: 4/5 Arrears: $302
Matter ResolvedRequest
Adjourment
17510/13/2021 10:00 am21-14420 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

CHECK FOR SALE PROCEEDS TO COME IN - ADJ TO 11/23/21 (dm)
ISSUES AS OF 9/30/2021 (DM):

***If objection filed by Fein Such gets resolved, then the Trustee will be able to recommend confirmation at 100% with $1,107,000 threshold preserved based upon filed claims by the Bar Date. However, we need status of proposed sale based upon filed Retention Application and whether proposed sale is intended/needed to fund the plan***

1) Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

2) JPMorgan Chase (FEIN) OBJs - $337.16 arrears on Avenue G property (UNRESOLVED).

3) JPMorgan Chase (McCalla) OBJs - plan does not propose adequate protection payments on the 8 Wilson Way property pending the proposed sale (CONSENT ORDER ENTERED).

4) JPMorgan Chase (McCalla) - $999 arrears on 10 Wilson Way property (CONSENT ORDER ENTERED WITH NO PAYMENT BY TRUSTEE ON ARREARS PENDING SALE).

5) Trustee OBJ:
- Need CMA for 4 Main Street property (UNRESOLVED).
- Need CMA for 42 -44 Main Street property (UNRESOLVED).
- Need proof of Social Security Number (RESOLVED).
- Need statement showing cash value of wife's whole life policy (UNRESOLVED).
- Transfer of vacant lot in the Poconos on 5/7/2021 - sale price was $57,500 and net proceeds to debtor and spouse in the amount of $52,452.08 - need closing information on this transaction (RECEIVED).
- Trustee to receive any non exempt proceeds from the sale of 8 Wilson Way and 10 Wilson Way (LANGUAGE ADDED).
- The confirming order on the 100% plan should preserve a threshold of $1,107,000 (LANGUAGE ADDED).


Prop. Plan $2,000 x 60, 100% Plan
sale of 8-10 Wilson Way by 11/30/2021
PTD 4/4 = $8,000
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
17610/13/2021 10:00 am21-14529 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $300.00  
10/6 workup for the 10/13 calendar EDC

$300 x 60 beg 6/1/21 pro rata with min of $5062 to gucs-Great Lakes and US Department of Education (Student Loans) paid outside of the plan

As of 9/17/21 (DS): Debtor attorney requested adjournment, mod plan filed

As of 9/2/21 (DS): Mod plan filed 8/24/21 to add student loans outside and provided minimum dividend $5,062 to gucs, sched 10/13/21, must submit adjournment req.
Matter ResolvedRequest
Adjourment
17710/13/2021 10:00 am21-14554 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 4 required payments   Arrears: $1,831.00  
as of 10/6/2021 (JMA)

TO RESOLVE OK TO CONFIRM AT $969.24 PAID TO DATE, $741X56 BEGIN 11/1/2021 BASE PLAN

1) Trustee objection to confirmation - RESOLVED
-need proof of 2 months income for May and June 2021 PROVIDED, MONTHLY DISPOSABLE INCOME IS $1,473.64 AND REQUIRES 36 MONTHS OF DISPOSABLE INCOME PAID INTO PLAN
-need updated auto insurance, if not confirmed by 8/11/2021, insurance expires 8/28/2021 RESOLVED, RENEWAL PROVIDED
-the schedules fail to account for the debtors tax refund in the amount of $962 when determining disposable income
-the plan fails to provide for a prompt cure of rental arrears NEW MODIFIED PLAN - RENTAL ARREARS WERE PAID IN FULL THROUGH GOVERNMENT PROGRAM, LEASE NOW ASSUMED, NO CLAIM WAS FILED
-the debtor failed to provide proof of service with respect to plan motions - RESOLVED, SERVED 8/3/2021
-need 2 months bank statements from all accounts, prior to filing date RESOLVED, PROVIDED
-must file Pre Confirmation Certification with Court RESOLVED, FILED
2) DEBTOR IS NOT CURRENT WITH TRUSTEE PLAN PAYMENTS UNDER THE TERMS OF THE MODIFIED PLAN, ARREARS $1,830.76 WILL REQUIRE HIGHER PLAN PAYMENT GOING FORWARD

proposed plan $700x60 0% plan
paid in $969.24
arrears $430.76
last claim 18
Matter ResolvedRequest
Adjourment
010/13/2021 10:00 am21-14626 / SLMMelinda D Middlebrooks, EsqNEWARK - Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToJudge to Reserve Decision
MTN TO EXPUNGE CLM#13/RYAN STROTMAN
Matter ResolvedRequest
Adjourment
17810/13/2021 10:00 am21-14686 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,116.00  
As of 10/12/21 (DS): 1. BELOW ISSUES NOT RESOLVED. EMAILED DEBTOR ATTY.

As of 8/9/21 Debtor attorney requested adjournment, request denied, does not provide homeowner insurance. (PROVIDED )

8/11/21 (DS): 1. Trustee obj to the following:
- Need a current market analysis, which provides sales within the last 6 months for residence 32 Plum St, not 643 Ave C land (Ave C is surrendered in Plan).
- Need service on RB Debris LLC and GE Money Bank. SERVICE WAS DONE 10/11/21, WILL NEED TIME FOR SERVICE TO BE ISSUED TO CREDITORS.
- Reviewed 22C, line 16 (taxes) should be $1,380. Per the 22C monthly disposable income is $1,271 which requires minimum dividend $76,260 to gucs. (PLAN IS 100%)
- Proof of income verifies there is disposable income $2,282.02.
- Based on Zillow there is non-exempt equity on real property $52,750.37. Plan is 100% to gucs.

Prop Plan $1,116 x X, $119 X 57 BEGIN 10/1/21; 100% and Loan mod on Plum St by 12/7/21
Note: Homeowner insurance provided. State of NJ estimated claim amended. Mod plan list IRS and Southampton Twp. Order w/Freedom Mtg to pay arrears.
Matter ResolvedRequest
Adjourment
17910/13/2021 10:00 am21-14706 / MBKKirsten B. Ennis Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $500.00  
as of 10/6/2021 (JMA)

ok to confirm at $500x60 begin 7/1/2021 base plan

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income. Verified income leaves negative monthly disposable income REQUESTED ATTORNEYS CALCULATION - USING PAYSTUBS FROM APRIL THROUGH JULY, DEBTORS INCOME HAS BEEN CALCULATED AND DISPOSABLE INCOME IS $710.68. THE TRUSTEE RECOMMENDS CONFIRMATION AS PROPOSED $500X60 BEGIN 7/1/2021 BASE PLAN WITH LOAN MODIFICATION BY 12/31/2021

-the debtor has failed to provide proof of service with respect to Plan motions. Need proof of service on Greenwich Chase and Real Time Solutions. Service must be sent to the attention of managing agent, president or corporate officer. CERT OF SERVICE UPLOADED TODAY RESOLVES THE TRUSTEE OBJECTION
-need to file Pre Confirmation Certification -RESOLVED, FILED
-need certification as litigation in Ecuador - CERTIFICATION PROVIDED, HIRED AN ATTORNEY NOTHING HAS BEEN DONE ON THIS MATTER TO DATE

proposed plan $500x60 base plan with loan mod by 12/31/2021
paid in $1,500
arrears $500
last claim 4


Matter ResolvedRequest
Adjourment
18010/13/2021 10:00 am21-14710 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $2,052.00  
AS OF 10/5/21 (SF)

RECOMMEND $2052 PTD, $1026 X 57 (BEGIN 10/1/21 0% PLAN
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS



1. Trustee objection:
- Must file pre-conf cert.


Plan proposes $1026 x 60 0%
Payments: 2/4 Arrears: $2052

RESOLVED ISSUES:
EDC sent email to Legg regarding IRS and proof of service

1. IRS filed estimated priority claim 3-1 (AMENDED)

2. The debtor has failed to provide proof of service with respect to Plan Motion(s) for Midland Funding LLC, LVNV Funding and Citibank. - (FILED)

3. Trustee objection:
- Need updated CMA wit with comp sales in 2021. Comps provided were all from April, June and August 2020. recent comp sales show value range is 320,000- 347,000. (RECEIVED)
Matter ResolvedRequest
Adjourment
18110/13/2021 10:00 am21-14888 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $764.00  
10/13/14 copy of money order received for $765.sf

As of 10/7/21 (DS): 1. MFR filed by PHH Mortgage/Bank of America (1305 Squirrel Rd property), Sched 10/27/21. Need outcome. since plan was proposing to pay at sale.

2. BELOW ISSUES REMAIN UNRESOLVED, NO DOCS PROVIDED, DEBTOR IN ARREARS $764, 2 OUT OF 4 PAYMENTS.

Atty holding $764 to send in - ADJ to 10/13

8/25/21 (DS): 1. Debtor has not made any Trustee payments, arrears $764, made 0 out of 2. DEBTOR PAID $764, ARREARS $764, MADE 2 OUT OF 4 PAYMENTS, LAST PAYMENT OF $764 MADE 8/31/21.

2. Trustee obj to the following:
- Need 2020 tax return, listing agreement for Squirrel Road and copy of Will or proof that debtor has 1/3 interest in Squirrel Rd property.
- Add to confirming order Debtor to provide updated income and amended I and J by 2/28/22.
- In the event that the case is dismissed the debtor should be barred from refiling for a period of one year.
- Must file Pre-Confirmation Certification.

3. Must resolve IRS estimated claim, 2018 tax return not filed.

Prop Plan $382 x 60 begin 7/1/21; Dollar Base $822.44 and Sale of Squirrel Rd 6 months after conf
Note: Service on motions done. Mortgage claim filed and there is no equity on Squirrel Rd.
Matter ResolvedRequest
Adjourment
18210/13/2021 10:00 am21-14895 / MBKWARREN LEVY, ESQ.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 3 of 4 required payments   Arrears: $1,964.00  
AS OF 10/5/21 (SF) Another modified plan was filed and is scheduled for 10/27/21. Attorney must request adjournment of the 10/13/21 hearing.


1. Trustee objection:
- A Modified Plan that pays 100% to general unsecured creditors. (FILED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: -
$1,000/month for food for two
- $637/month car payment
- Verified income leaves monthly disposable income of $4,406.78.
- Per the 22C, monthly disposable income is $4,270 which requires a minimum dividend of $256,200 to general unsecured creditors. Plan needs to be 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,490.00 when determining disposable income.
- There is $1,273 in non exempt equity in the corvette and $7,582 in non exempt equity in
the bank accounts.


Plan proposes $1964.43 x 3, $2032.60 x 57 100%
Payments: 3/4 Arrears: $2032.60
Matter ResolvedRequest
Adjourment
18310/13/2021 10:00 am21-14907 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
12/8/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 IS SCHEDULED FOR 11/4/21 - ADJ TO 12/8/21

As of 9/28/21 (DS): 341 still not held since 7/15/21, still missing income from Green Brook, also Debtor in arrears $637.94, made one payment out of soon to be 4.

Matter ResolvedRequest
Adjourment
18410/13/2021 10:00 am21-14914 / MBKAndrew Micklin Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AR ATTY WILL FILE A MOD PLAN
issues as of 10/6/2021 (JMA)

while issues are resolved, the plan does not appear to be feasible - to confirm need $3,584 paid to date, $2,658x56 begin 11/1/2021 which includes minimum $42,416 dividend to general unsecured creditors

1) Wells Fargo Bank (LOGS Legal Group) objection to confirmation - CONSENT ORDER 9/2/2021, POST PETITION PAYMENTS $2,734.72
2) Gulf Coast Bank and Trust Co (Honig & Greenberg) objection to confirmation - CONSENT ORDER, CLAIM TO BE ALLOWED AS A SECURED CLAIM
3) Trustee objection to confirmation - need to resolve
-the plan provides on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - Wells Fargo acct scheduled $135, but 5/27/2021 statement shows ending balance of $2,516.50 if not eligible for exemption there will be non exempt equity; Hanmi acct scheduled $361, but 5/20/2021 statement shows ending balance of $569.88 if not eligible for exemption there will be non exempt equity NON EXEMPT EQUITY $2,590.38
-Gulf Coast Bank and Trust Co filed secured claim $92,379.18 judgment levied upon real estate, not treated in plan - RESOLVED, CONSENT ORDER

proposed plan $830x60 begin 7/1/2021 minimum $42,416
paid in $1,792
last claim 13

-
Matter ResolvedRequest
Adjourment
18610/13/2021 10:00 am21-15001 / MBKGeoffrey P. Neumann, Esq.Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 1970.41 of 4 required payments   Arrears: $0  

As of 10/8/21 Debtor attorney requested adjournment to resolve all issues and file mod plan

As of 10/7/21 (DS): 1. Quick Bridge Funding filed secured claim#14-1 for judgment lien UCC Statement in the amount $89,637.58. Must be paid or move against claim.

2. Claim filed by Brielle Aaron & Bobby was filed as unsecured priority in the amount $6,607 with $3,025 as priority. Claim must be paid or move against claim.

3. BELOW ISSUES REMAIN UNRESOLVED.

As of 8/20/21 Debtor attorney requested adjournment to file 2020 tax return and provide explanation as to business expenses as well as file amended Schedules

8/25/21 (DS): 1. Trustee obj to the following:
- Amended Schedule F to add creditor Carol Wiseman.
- Per Business Forms, current business is Consulting for various Shipping Terminals. There are expenses on P&L that are questioned, as follows: Kitchen supplies & materials $3,000; other business expenses $3,440.24 (this should be detailed; uncategorized expenses $1,000; utilities $10.75 (business is run out of Debtor's home so we need explanation of this expense).
- There is non-exempt equity in real estate $43,015.81.
- 122c Line 45 has monthly disposable income of $3,653.97 which requires min. dividend $219,238.20 to gucs.
- Excessive expenses on Schedule J such as: $800 Utilities, $500 Tele/cell/cable, $2,000 Food, $1,600 Childcare (2020 tax return has childcare $12,949/12=$1,079 monthly, 6 year old is now in school full time, must provide supporting docs). Deducting expenses would increase disposable income $12,193.22.

2. Must resolve IRS estimated claim, 2020 tax returns not filed.

3. PennyMac Loan (FRENKEL LAMBERT WEISS ET AL) obj to arrears owed, POC filed with arrears $53,437.95, plan list as outside. Obj must be resolved.

4. Must file Pre-confirmation certificate.

Prop Plan $491.43 x 60; Dollar Base $25,000
Note: 2020 tax return provided.
Matter ResolvedRequest
Adjourment
18710/13/2021 10:00 am21-15097 / MBKANDREW CARROLL, ESQ.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 0 of 2 required payments   Arrears: $0  

AS OF 9/28/2021 (at): - Atty ok with dismissal/hold fees.sf


1. 341 has not been held or scheduled.
2. Payments: 0/1, arrears $1,275
Matter ResolvedRequest
Adjourment
18810/13/2021 10:00 am21-15162 / MBKMARCIA Y. PHILLIPSConfirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $600.00  
AS OF 10/4/21 (SF) -

1. Objection filed by Natonstar/Mr. Cooper (Wassall) - failure to pay arrears of $429.11 and failure to provide for post petition payments of $1666.95. (RESOLVED VIA CONSENT ORDER)

2. Objection filed by Santander (Morton) - Plan is silent as to 2020 Cadillac CT5

3. Trustee objection: (NOT RESOLVED)
- A current market analysis - comparables provided are from 2019.
- Amend Sch A/B, D and the Plan to add Cadillac CTS and treatment to secured creditor.
- A Modified Plan that list student loans to be be paid outside plan.
- Amendments to Schedules : amend Sch A/B to add new lawsuit.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home
maintenance $500, Tele/Cell/Internet/Cable $550, Food $750, Medical $1,600 (requires proof of medical expenses), Entertainment $500 and Student Loans $1,500 (requires proof of payments and not listed in plan).
- Form 22c was not done properly - fails to add pension $1,685, VA income $3,697 and Special
Compensation income $2,449.44. Total annual income would be $93,977.28 and be above
median case.
- There may be non-exempt equity on real property (pending updated CMA) and $956.59 in
Wells Fargo bank accounts.
- Must file Pre-confirmation certificate.
- Confirming Order must provide for non-exempt proceeds from personal injury claim.


Plan proposes $600 x 36
Payments: 2/4 Arrears: $1200

Matter ResolvedRequest
Adjourment
18910/13/2021 10:00 am21-15340 / MBKJ. Todd MurphyConfirmation Hearing on Modified PlanContinued
11/23/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $228.00  
AR BOTH PARTIES AGREE TO CONDUIT
AS OF 10/13/2021 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING


1. 341 hearing is scheduled for 10/28/2021
2. Payments: 4/4

Matter ResolvedRequest
Adjourment
19010/13/2021 10:00 am21-15385 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

ATTY TO CONTACT SF REGARDING EXPENSE NUMBER SHE USED - ADJ TO 10/27/21

AS OF 10/12/21 (SF) UPDATED



RECOMMEND $600 PTD, $210 X 32 (BEGIN 11/1/21) BASE PLAN


AR DEBTOR DRIC=VE CHEV AND ALL OTHER CARS OWNED BY NIN DEBTOR SPOUSE


1. The lease is rejected for the 2019 Jeep Grand Cherokee. Lease was to expire in 3/2022

2. The updated auto insurance shows a 2021 Jeep Grand Cherokee (Is this a new vehicle? It's not listed in schedules and should $720 car payment be removed from schedule J?)

3. Trustee objection:
- Auto insurance for 2003 Chevrolet and updated auto insurance for 2019 Jeep and 2007 Honda, insurance expires 8/10/21. (RECEIVED)
- Amendments to Schedules B and C to add 2007 Honda CR-V. (STILL NEED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car
payment $720 (REDUCED EXPENSES BY $187)- this auto payment was for the 2019 Jeep. What is the auto payment for the new 2021 Jeep?

Plan proposes $150 x 36 Base
Payments: 2/2

Matter ResolvedRequest
Adjourment
19110/13/2021 10:00 am21-15424 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

As of 10/13/21(mk):Updated as #1 was resolved this AM

**CAN REC CONFIRM AT $1,620 PTD, Then $632 x 57 Begin 11/1/21: Base; Plus any non exempt proceeds from lawsuits to be paid to Trustee; Bank of America to be paid total $31,551.23 through the plan and OTBS resolving objection with Bank of America w/in 30 days;
Must file pre conf cert. w/in 10 days.**


1. Objection By Bank Of America(Milstead) :RESOLVED- EMAIL SAYS PAY TOTAL $31,551.23
objects to cram amt

2. Trustee Objection :Resolved -plan has to be base not -0- and just needs pre conf cert and lang. added for proceeds if, any form lawsuits to TR

- NEED MORE PAYSTUBS FOR JULY , AUGUST AND SEPT. (Provided)
>>ONLY CURRENT UPLOADS ARE FOR JUNE 2021(NEED JULY ,AUGUST & SEPT.2021 TO VERIFY NO OT FOR THSE MONTHS)- THEN WILL RECALCULATE INCOME
-need Pension loan balance statement prior to filing date.(STILL).
-plan has excessive expenses:(Will adjust for insurance - rest OK)
Food $406, Transportation $542, Car insurance $193 (proof provided is $123).
- 122 -C objections: excessive expenses such as: Line 22 additional health care $282, Line 30 additional food/clothing $25, Line 33b taking car payment $452.10 (already listed on Line 13b) & Line 41 Pension loan $521.56 (need balance statement).(Will go by I & J)
- Proof of income verifies higher and with excessive expenses verifies
disposable income $1,598.91.(Resolved- recent stubs reduced income and expense deductions now dispo income $592)
- Must file Pre-confirmation certificate.
- Add to confirming order non-exempt proceeds from lawsuits, if any.( Need to make plan a base)
------------------------
-Failed to provide proof of service for B Of A Plan motion to cram 2018 Dodge(FILED 8/3/21)


Plan:540 x 60 begin 8/1/21; $0
3/2 payments
last claim:20-1, bar date:9/9/21
Matter ResolvedRequest
Adjourment
19210/13/2021 10:00 am21-15478 / MBKANDREW CARROLL, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 3 required payments   Arrears: $885.00  
As of 10/12/21 (DS): Ok to confirm at $1,585 paid, $1,052 x 57 begin 11/1/21; 100% with a minimum of $91,625.16 to gucs, due to non-exempt equity on real property and the claim#1-1 of OneMain Financial Grp will be treated outside, no arrears and unsecured portion will not receive any distribution

As of 9/1/21 (DS): MOD PLAN FILED 9/1/21 AND SCHED 10/13/21, MUST SUBMIT CONFIRMATION ADJOURNMENT REQ.

9/8/21 (DS): 1. Trustee obj to the following:
- There is non-exempt equity on real property $91,625.16. RECOMMEND WAITING PASS BAR DATE 9/13/21, TOTAL UNSECURED CLAIM FILED, WHICH INCLUDES ONEMAIN BIFURCATED CLAIM IS $12,933.46.
- Must resolve OneMain bifurcated claim, secured with no arrears, but list unsecured portion $2,800.17. How will claim be handled? PER PLAN TO BE TREATED OUTSIDE AND UNSECURED PORTION NOT TO RECEIVE ANY DISTRIBUTION.

Prop Plan $885 x 59 begin 9/1/21; Dollar Base $164,000
Note: Mod plan filed to correct Section 8c and 8d and adds trustee standard order of distribution. Amended Sched C takes real property exemptions.
Matter ResolvedRequest
Adjourment
19310/13/2021 10:00 am21-15512 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 10/6/21 (DS): 1. Trustee obj to the following:
- Need updated CMA/Appraisal with recent comps (Appraisal provided was done 11/12/20 and comps are dated 4/24/20-9/24/20) and statements prior to filing date for 2 TSP loans.
- Need a step up plan when TSP loans are paid off.
- Excessive expenses on Schedule J such as: $865 Food, $645 Transportation and $672 Car payment.
- Tax refund not listed on Sched I, income verified income leaves disposable income $924.87.
- There would be non-exempt equity, pending updated CMA showing values from 2021.
- Must file Pre-confirmation certificate.

2. TIAA (mtg) and Santander (2021 Jeep) both filed claims with arrears. Ok to pay arrears?

Prop Plan $125 x 36 begin 8/1/21; Base
Matter ResolvedRequest
Adjourment
19410/13/2021 10:00 am21-15532 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $193.00  
As of 10/5/21(mk):


1..Motion To Modify/Reclassify POC #2 of Santander on 10/13/21; NEED RESULT

2.Objection By Santander( Morton):
-lease in name of no filing spouse
- cram under values.

3.Trustee Objection: ALL UNRESOLVED
-Need updated car insurance .What was provided expired in August.
-Need a copy of the residential lease/proof of rent.
-Verified income leaves monthly disposable income of $654.00.
----------------------------------------
-Need proof of service on Colton Gesser, Discover, Dona Pilcher, Robert Planter and Ross Gottlieb.(Filed)


Plan:192.69 X 60; BASE
1/3 payments
last claim:13-1, bar date:9/14/21
Matter ResolvedRequest
Adjourment
19510/13/2021 10:00 am21-15543 / MBKBENJAMIN JAMIE GINTERConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 3 required payments   Arrears: $0  

AS OF 9/28/2021 (at):

RECOMMEND: $700 PAID TO DATE, $884 x 58 BEGINNING 10/1/2021, 100% TO GUC'S
Claims will be paid according to the Trustee's order of distribution.
Non exempt proceeds from Personal injury suit are to be turned over to the trustee.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need June and July bank statements for Chase accounts #7979 and #3137. (NOT RECEIVED)
- Need statements for the Data Dog, Apple and NIO stock accounts. (RECEIVED)
- Need a statement for the debtor's 401k loan. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$900/month for food for two
$300/month for clothing for two
$250/month for personal care
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -
- Verified income leaves monthly disposable income of $1,702.00.
- Reviewed the 22C, monthly disposable income is $11,274 (June gross/6 months). Per the 22C, monthly disposable income is $3,033 which would require a minimum dividend of $181,980 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,264 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (LANGUAGE ADDED)
- Confirming order should provide for non exempt proceeds from PI lawsuit to trustee. (LANGUAGE ADDED)

Plan proposes: $375 x 60 beginning 8/1/2021, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
19610/13/2021 10:00 am21-15596 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $571.00  
As of 10/12/21 (DS): Ok to confirm at $1,142 paid, $572 x 57 begin 11/1/21; 0%

Prop Plan $571 x 60 begin 8/1/21; 0%
Note: IRS claim no longer estimated. Life insurance statement with balance provided. Investors Savings acct statement provided.
Matter ResolvedRequest
Adjourment
19710/13/2021 10:00 am21-15716 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $271.00  
Motion to Allow Late Claim to be filed by 10/21/21 - ADJ to 11/23/21

issues as of 10/5/2021 (JMA) - NEED TO ADJOURN TO ALLOW MOTION TO ALLOW LATE CLAIM TO BE FILED AND RESOLVED

1) Deutsche Bank National Trust Company (Milstead) -RESOLVED WITH CONSENT ORDER
2) Trustee objection to confirmation - need to resolve
-need to provide updated auto insurance, policy provided expired 6/3/2021 RESOLVED, RENEWAL PROVIDED
-must confirm with non-exempt proceeds from class action lawsuit - ADD NOTATION TO CONFIRMING ORDER
-must resolve creditor objection RESOLVED WITH CONSENT ORDER
-must file Pre Confirmation Certification with Court RESOLVED, FILED
3) To date no Trustee plan payments made, arrears $542 - MADE 1 OUT OF 3 PLAN PAYMENTS TO DATE
4) Mercedes Benz Financial Services has not filed a proof of claim to date, the bar date has passed - Trustee can strike provision or debtors counsel can file a late claim along with a motion to approve the late claim - CLAIM FILED BY DEBTORS ATTY, NEEDS MOTION TO APPROVE LATE FILED CLAIM

proposed plan $271x60 100% plan
paid in $271
arrears $542
last claim 1
Matter ResolvedRequest
Adjourment
19810/13/2021 10:00 am21-15784 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 10/13/2021 (at):

RECOMMEND: $200 x 36 BEGINNING 8/1/2021, NOT LESS THAN $1,535 TO GENERAL UNSECURED CREDITORS.
ORDER OF DISTRIBUTION IS PER PLAN (dm)
Need order resolving objection by The Money Source within 30 days of confirmation.
ADD VESTING AT CONFIRMATION TO THE CONFIRMING ORDER

1. Objection filed by The Money Source (Stewart Legal) - failure to cure arrears of $1,969.87 (pay Per POC).

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that completes part 8a (MOD PLAN NOT FILED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- excessive expense on Schedule J $325 for miscellaneous expenses - need a detail of
what is included in this amount to determine if it represents an allowed expense for
Chapter 13 (RECEIVED - CAR PAYMENT)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- need proof of service for Consumer Portfolio. (CERT OF SERVICE FILED ON 9/14/2021.)
- Distribution is Per Plan. (LANGUAGE ADDED)
- need to address Money Store mtg. arrears claim#11-1 for $1,969. Plan has unaffected. (OBJECTION FILED)
- must file pre conf cert. (NOT FILED)

Plan proposes: $200 x 36 beginning 8/1/2021, not less than $1,535 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
19910/13/2021 10:00 am21-15875 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

As of 9/19/21(mk):


**CAN REC CONFIRM AT $348.14 PTD, Then $174 x 58 Begin 10/1/21; Base; Strike Ally Financial from part 4 f of plan. They filed an unsecured claim and will be treated as unsecured.**


Plan: $174.07 X 60 BEG 8/2021; BASE
2/2payments
last claim:12-1, bar date:9/28/21
Matter ResolvedRequest
Adjourment
20010/13/2021 10:00 am21-15917 / MBKMonika Mazurczyk Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

10/12/21(mk): #1 Resolved COTBS and will pay POC so case now on HR

As of 10/4/21(mk):ONLY IF #1 is resolved.

>> As of now, Parties trying to resolve #1(AMT. of fees in POC) BUT If obj.in #1 is resolved by paying the present POC Amt. THEN

**CAN REC CONFIRM AT $3,900 PTD, Then $1,300 x 3 Begin 11/1/21;Then $2,057 x 54 begin 2/1/22;Base; OTBS resolving objection by US Bank w/in 30 days: Must file per conf cert. w/in 10 days; Debtors to provided updated POI & amended schedules I & J by 1/31/22. **


1.Objection by US Bank(Romano):
debtor reply - will pay POC amt.


Plan(#24):$1300 X 6; $1995 X 54; BASE
3/3 payments
last claim:21-1, bar date:9/30/21
Matter ResolvedRequest
Adjourment
20110/13/2021 10:00 am21-16000 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 10/6/21(mk):


1. Trustee Objection:
-need copy of Recorded mortgage with James Madigan.(Letter submitted is NOT SUFFICIENT) NEEDED TO ACCURATELY CALCULATE NE EQUITY
-plan has unnecessary / excessive expenses:
Tele/Cell/Internet/Cable $580, Food $667 and Grandchildren $200
(need proof of payments and explanation of payments).
-ABOVE MEDIAN CASE & 22c has excessive expenses on Line 26 $200
(per Schedule J for grandchildren, needs proof of payments and
explanation) 30 additional food/clothing $44, Line 35 based on
priority claims filed for less, add back $80.77 and Line 45 has
disposable income $125.82, add back excessive expenses and there
would be disposable income $450.59.
-Income verifies higher and there would be disposable income $1,916.
-There is non-exempt equity on real property, pending receipt of
recorded mortgage.
- Need Proof of payments to grandchildren of $200 and certification from Debtors with explanation.
- Must file Pre-confirmation certificate.


Plan:1,331 x 60 begin 8/1/21; Dollar Base $41,381.23
3/3 payments
last claim:22-1, bar date:10/5/21
Matter ResolvedRequest
Adjourment
20210/13/2021 10:00 am21-16054 / MBKWarren D. Levy Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $1,725.00  
updated 10/12/2021 (JMA) - provided proof of TFS payment in the amount of $1,725 - ok to adjourn
issues as of 10/5/2021(JMA)

1) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve
-correct pre-petition arrears $27,22.38
2) Trustee objection to confirmation - need to resolve
-the debtor has undertaken an improper use of exemption - specifically, over exempts on D(5) in the amount of $8,000, when only allowed $1,325 based upon use of total D(1) exemption- AS OF 7/23/2021 THE LAST STATEMENT BEFORE THE FILING DATE THE ACCOUNT ENDING BALANCE WAS $857.09
-need to provide proof of2 months income - income provided was only up to 2/25/2021
-the schedules fail to account for the debtors tax refund in the amount of $4,934 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity on real property $68,661
-must file pre confirmation certification
-must address objection to Wells Fargo
2) AS OF 7/23/2021 THE LAST BANK STATEMENT BEFORE THE FILING DATE THE ACCOUNT ENDING BALANCE WAS $857.09
3) As of today, no Trustee payments have been made (0 for 3), arrears $1,725

proposed plan $575x60 base plan
paid in $0
arrears $1,725
last claim 4
Matter ResolvedRequest
Adjourment
20310/13/2021 10:00 am21-16111 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $150.00  
10/13 calendar EDC
CONF AT: $150 x 9 beg 8/1/21 then $600 x 44 beg. 5/1/22-100%-debtor move against the unsecured claim of Hyundai within 30 days

1) Trustee objection to confirmation - need to resolve
-the debtor needs to resolve the Hyundai unsecured claim which is not calculated in the proposed terms -LEASE COMPLETES DURING PLAN
2) Not current with Trustee plan payments - need to be current before confirmation hearing
3) To resolve the Trustee objection, need to confirm at $150x9 begin 8/1/2021, $693x51 begin 5/1/2022 100% plan
-Hyundai claim $7,405.25 to be paid as unsecured claim through plan

proposed plan $150x9, $600x44 100% plan
paid in $150
arrears $150
last claim 2
Matter ResolvedRequest
Adjourment
20410/13/2021 10:00 am21-16202 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $1,300.00  
ADJ 2 WEEKS FOR PYMT
ATTY HAS MED ISSUE \WILL PUT DEBTOR ON TFS AUTO WD
AS OF 9/28/2021 (at):

DEBTOR HAS MADE NO PAYMENTS.

1. 341 is scheduled for 10/21/2021
2. Payments: 0/1
Matter ResolvedRequest
Adjourment
20610/13/2021 10:00 am21-16238 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
12/8/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $326.00  
As of 10/1/21 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, income verifies $217.25.
- Plan fails to provide prompt cure of rental arrears.
- Need a mod plan that increases Trustee payment to cover prompt cure of rent arrears.
- Amend Schedules A & C to add security deposit owed from previous landlord and add potential death benefit claim for debtor's nephew. Non-exempt proceeds from this claim should be added to the confirming order.
- Must file Pre-confirmation certificate.

2. Credit Acceptance (MORTON & CRAIG) obj to cram, less than 910 days before filing, vehicle purchased 5/24/19.

3. Must resolve State of NJ estimated claim, 2011-2020 not filed.

Prop Plan $326 x 60 begin 9/1/21; $0
Note: No service on cram needed, obj filed.
Matter ResolvedRequest
Adjourment
20710/13/2021 10:00 am21-16241 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 10/6/21(mk):


1. NOT IN PLAN>> Snap on Credit filed secured POC -Has arrears $4,923.18 and the secured total is $5,271.26. NEED TREATMENT FOR THIS CLAIM

2. St Of NJ Filed a SECURED POC $7,430.70. Plan has priority- WE PAY CLAIM AS FILED SO IT WILL BE SET UP AS SECURED.
---------------------------------

3. Trustee Objection:
-No service on plan motions(Filed )


Plan:$160.29 X 60; BASE
2/2 payments
last claim:8-1, bar date:10/12/21
Matter ResolvedRequest
Adjourment
20810/13/2021 10:00 am21-16253 / MBKKARINA PIA LUCID, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $956.00  
UPDATED10/12/2021 (jma)

TO CONFIRM NEED $956 PAID TO DATE, $973X58 BEGIN 11/1/2021 100% PLAN, WITH MINIMUM $126,601 DIVIDEND TO GUCS DUE TO NON EXEMPT EQUITY

issues as of 10/5/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-a Modified Plan that removes attorney fees owed or amended Attorney Disclosure statement AMENDED TO MATCH PLAN
-the schedules fail to account for the debtors tax refund in the amount of $1,021 when determining disposable income OK
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $119,383 non exempt equity in real property and $7,218 in bank accounts (bank statement shows total balance for all Bank of America accounts $8,256.74. - the 100% plan should be confirmed with a threshold preserved OK WITH THRESHOLD
-must file Pre Confirmation Certification with Court FILED

proposed plan $956x60 100%
paid in $956
arrears $956
last claim 10-
Matter ResolvedRequest
Adjourment
20910/13/2021 10:00 am21-16276 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

ADJ past 10/13/21 Bar Date ... case may end up at 100% (dm)

AS OF 9/27/2021 (at):

RECOMMEND: $500 PAID TO DATE, $810 x 59 BEGINNING 10/1/2021, BASE WITH A MINIMUM OF $39,004 TO GUC'S DUE TO NON EXEMPT EQUITY IN REAL ESTATE AND VEHICLES

1. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $570/month for maintenance of Florida condo (need proof at least ten days prior to
confirmation)
- $490 & $303.67 car payments (can't pay for two cars)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,383.36.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $18,660.84 in non exempt equity in the Florida property, $3,679 in non exempt
equity in the 2017 Wrangler and $5,052 in non exempt equity in the 2016 Honda. (DEBTOR'S ATTORNEY AGREED TO USE THE ZILLOW VALUE FOR THE FLORIDA PROPERTY WHICH IS $235,800 LEAVING NON EXEMPT EQUITY IN THE PROPERTY OF $30,273)

Plan proposes: $500 x 36 beginning 9/1/2021, then $900 x 24 beginning 9/1/2024, not less than $31,204.48 to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
21010/13/2021 10:00 am21-16281 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

As of 10/8/21 Debtor attorney requested adjournment to obtain new appraisal

As of 9/30/21 (DS): 1. Trustee obj to the following:
- Need current market analysis (all comps are from May and June 2020, Zillow list property for $529,500. Letter from appraiser is not acceptable, still need updated comps, since comps are a year old) and bank statements for Bank of America accts#7573 and # 2315 for June and July (bank statements provided are for Valley National Bank checking acct and is not Debtor's, belongs to Mr. Fortner with Landing, NJ address.
- There may be non-exempt equity on real property $55,256.71, pending updated CMA with comps.

Prop Plan $110 x 60 begin 8/1/21; Base
Note: Amended attorney disclosure filed 9/9/21 and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
21110/13/2021 10:00 am21-16303 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $675.00  
10/5/21(Mk) Atty will upload adj request to 10/27 and will reach out to LL and upload insurance policy st.(uploaded as 341 request but I processed as conf adj)

AS of 10/4/21(mk):

>>No claim on the rent arrears yet bar date 10/14/21.Maybe adj to 10/27 to see if claim is filed and for debtro to make the Oct payment. Need whole life statement.


1. Trustee Objection:
-Need a statement for the whole life insurance policy.
debtor not paying all disposable income into plan .
Verified income leaves monthly disposable income of $1,312.57.(This is error- calculation done w/ incorrect YTD net. correct ytd was 16,538/7 which actually results in negative income.



Plan:$675 X 36 BEG 9/2021; BASE
1/2 payments
last claim:3-1, bar date:10/14/21
Matter ResolvedRequest
Adjourment
21210/13/2021 10:00 am21-16307 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $200.00  
issues as of 9/30/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan - income verified higher leaving disposable income $364.85 RECALCULATED FOR THE6 MONTHS BEFORE FILING, RESULTS IN NET DISPOSABLE INCOME OF $284.51 - RESOLVED
-confirmation order should provide for non-exempt proceeds from personal injury claim - ADDED A NOTE ON WORKSHEET FOR CONFIRMING ORDER
-the plan should include a tier payment when pension loan is paid off at the end of April 2022 - MODIFIED PLAN ADDRESSES THIS ISSUE
2) Need to adjourn the 10/13 hearing to the modified plan hearing date of 11/10/2021

proposed plan $200x8 begin 9/1/2021, $200x28 begin 5/1/2022 base plan
paid in $200
last claim 10
Matter ResolvedRequest
Adjourment
21310/13/2021 10:00 am21-16382 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $290.00  
AS OF 9/27/2021 (at):

1. Objection filed by United Auto Credit Corp (Bernstein-Berkley) - failure to pay off loan in full. Amount in plan is $5,254.59 and proof of claim is for $5,823.43.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that steps up trustee payment in month 41 when 401k loan is paid off. (NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $1,600/month in rent (need proof)
- $450/month in child care (need proof)
****Need proof of expenses at least 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,250.00.
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on Midland Credit and Usalliance FCU.(CERT OF SERVICE NOT FILED)
-Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by United Auto Credit. (UNRESOLVED)

Plan proposes: $290.44 x 60 beginning 9/1/2021, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
21410/13/2021 10:00 am21-16452 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledContinued
12/8/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,475.00  
As of 10/4/21(mk):

-341 docs in- NEEDS A Date
-1/2 payments
Matter ResolvedRequest
Adjourment
21510/13/2021 10:00 am21-16453 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $1,350.00  
As of 10/12/21 (DS): Ok to confirm at $1,350 paid, $2,297 x 58 begin 11/1/21; 100% with a minimum of $4,687.24, due to non-exempt equity
- Loan mod with US Bank/Rushmore on Cooper St by 11/25/21 (arrears to be paid pending loan mod).
- Add to confirming order Trustee ok to pay the arrears claim of IRS claim#1-2 and State of NJ claim#3-2.


1. No Trustee payments made, arrears will be $2,700 by 10/1/21. Attorney email MO amount $1,350 issued 9/30/21.
NOW 1 OF 2

2. Trustee obj to the following:
- 22c Line 30 has additional food and clothing $73 and Line 45 has disposable income $935.22 and would be $1,008.22, which require minimum dividend $60,493.20 to gucs. Atty ok with confirming 100%.
- Income verifies higher, also due to excess expense would be disposable income $2,042.34. Tax refund $2,011 for Debtor and $765 for spouse fails to be added on Schedule I.
- Excessive expenses on Schedule J for auto insurance $540 (verifies $215).
- The plan does not specify treatment of State of NJ tax $3,448.78 and IRS $11,044.02.
- There is non-exempt equity on 2018 Ford Explorer $4,687.24.
- Must resolve IRS and State of NJ estimated claims. - NO LONGER ESTIMATED
- Must file Pre-confirmation certificate. FILED
- Based upon the 6/4/2021 Chapter 7 discharge, this case should be 100% or a no discharge case.

3. Rushmore (FRIEDMAN VARTOLO) obj to arrears more, POC filed $72,962.82, plan has $68,150. OTBS TO PAY ARREARS AND LOAN MOD BY 11/25/21

Prop Plan $1,350 x 60 begin 9/1/21; Base and Loan mod on Cooper St by 12/1/21
Note: DSO Information Sheet provided. Spouse 2020 tax return provided 10/1/21.
Matter ResolvedRequest
Adjourment
21610/13/2021 10:00 am21-16462 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

AS of 10/12/21(mk):Updated- email to Atty- OK To Terms

**CAN REC CONFIRM AT $600 x 36, Begin 9/1/21; Base w/ min $,2484 to GUCS Due to Non Exempt Equity in Personal Assets**



1. TRUSTEE OBJECTION:
-Need current market analysis - with comparables sold within 6 months of filing.(Provided)
-plan has unnecessary/excessive expenses:(Amended I & J reviewed & Debtors' Cert)
$100/month for homeowner's insurance (need proof as mortgage is
escrowed);$425/month for utilities;$450/month cable/internet/phone
$1,000/month for health insurance-needs proof;$684/month car
payment. Need proof of expenses 10 days prior to conf.(PROVIDED)
-There is $2,484.28 in non exempt equity in the bank accounts.
Need to file Pre-Confirmation Certification.(Filed)
--------------------------------
-Need proof of insurance for the 2016 Toyota.(Provided)

Plan:600x 36 base
2/2 payments
last claim:10-1 bar date 10/21/21


Matter ResolvedRequest
Adjourment
21710/13/2021 10:00 am21-16561 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $664.00  
ADJ 10/27/21 FOR PAYMENTS TO POST & THEN ADJ FOR 341 MEETING

updated 10/12/2021 (JMA) adjournment denied -need proof of payment

issues as of 9/29/2021 (JMA)

1) 341 not held, not rescheduled
2) No Trustee payments received to date, arrears $332
3) Need to file pre confirmation certification with Court
4) US Dept Housing & Urban Development

proposed plan $332x60 minimum $18,155.89
paid in $0
arrears $332
last claim 7
Matter ResolvedRequest
Adjourment
21910/13/2021 10:00 am21-17025 / MBKDaniel Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
22010/13/2021 1:00 pm17-29257 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $39,150.00
Matter ResolvedRequest
Adjourment
22110/13/2021 1:00 pm18-11636 / MBKMelinda D Middlebrooks, EsqMotion CompensationGrantedTotal Paid In: $17,986.00
Matter ResolvedRequest
Adjourment
22210/13/2021 1:00 pm18-12936 / MBKJOSEPH ALBANESE, ESQMotion CompensationGrantedTotal Paid In: $171,222.00
Matter ResolvedRequest
Adjourment
22310/13/2021 1:00 pm18-16694 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $19,500.00
Matter ResolvedRequest
Adjourment
22410/13/2021 1:00 pm19-14815 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $35,345.00
Matter ResolvedRequest
Adjourment
22510/13/2021 1:00 pm19-15291 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $10,052.00
Matter ResolvedRequest
Adjourment
22610/13/2021 1:00 pm19-21085 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $16,532.00
Matter ResolvedRequest
Adjourment
22710/13/2021 1:00 pm19-24043 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $15,692.00
Matter ResolvedRequest
Adjourment
22810/13/2021 1:00 pm19-25697 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion CompensationGrantedTotal Paid In: $75,000.00
Matter ResolvedRequest
Adjourment
22910/13/2021 1:00 pm19-25798 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $11,952.00
Matter ResolvedRequest
Adjourment
23010/13/2021 1:00 pm19-30353 / MBKDaniel Straffi, Esq.Motion CompensationGrantedTotal Paid In: $18,562.00
Matter ResolvedRequest
Adjourment
23110/13/2021 1:00 pm19-33318 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $32,149.00
Matter ResolvedRequest
Adjourment
23210/13/2021 1:00 pm20-11392 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $20,340.00
Matter ResolvedRequest
Adjourment
23310/13/2021 1:00 pm20-11979 / MBKSTEPHANIE RITIGSTEINMotion CompensationGrantedTotal Paid In: $11,780.00
Matter ResolvedRequest
Adjourment
23410/13/2021 1:00 pm20-14541 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $74,362.00
Matter ResolvedRequest
Adjourment
23510/13/2021 1:00 pm20-14918 / MBKBRUCE C TRUESDALE ESQMotion CompensationGrantedTotal Paid In: $15,485.00
Matter ResolvedRequest
Adjourment
23610/13/2021 1:00 pm21-11354 / MBKMelinda D Middlebrooks, EsqMotion CompensationGrantedTotal Paid In: $800.00
Matter ResolvedRequest
Adjourment
23710/13/2021 1:00 pm21-14197 / MBKDAVID G BESLOW, ESQMotion CompensationGrantedTotal Paid In: $1,826.00
Matter ResolvedRequest
Adjourment
23810/13/2021 2:00 pm20-18179 / MBKSTEVEN DUNBAR ESQOrder Show CauseJudge to Reserve DecisionTotal Paid In: $3,058.00
MISSING DOCS
Matter ResolvedRequest
Adjourment
23910/13/2021 2:00 pm21-15054 / MBKEdward Hanratty, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
24010/13/2021 2:00 pm21-15499 / MBKPETER E ZIMNIS, ESQOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
24110/13/2021 2:00 pm21-16719 / MBKWARREN LEVY, ESQ.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
24210/13/2021 2:00 pm21-16964 / MBKLEE M PERLMAN, ESQOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
24310/13/2021 2:00 pm21-17008 / MBKSEYMOUR WASSERSTRUM, ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
24410/13/2021 2:00 pm21-17016 / MBKDaniel Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
24510/13/2021 2:00 pm21-17025 / MBKDaniel Straffi, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
24610/13/2021 2:00 pm21-17086 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
24710/13/2021 2:00 pm21-17095 / MBKTHOMAS J HORNBECKOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
24810/13/2021 2:00 pm21-17134 / MBKROBERT C NISENSON ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
24910/13/2021 2:00 pm21-17136 / MBKYAKOV RUDIKHOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
25010/13/2021 2:00 pm21-17141 / MBKROBERT C NISENSON ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
25110/13/2021 2:00 pm21-17157 / MBKANDREW J KELLY, ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
25210/13/2021 2:00 pm21-17167 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
25310/13/2021 2:00 pm21-17220 / MBKJ. Todd MurphyOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
25410/13/2021 2:00 pm21-17222 / MBKDONALD C GOINS, ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
25510/13/2021 2:00 pm21-17228 / MBKDaniel Straffi, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
25610/13/2021 2:00 pm21-17231 / MBKJENEE K. CICCARELLIOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
25710/13/2021 2:00 pm21-17260 / MBKKARINA PIA LUCID, ESQ.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
25810/13/2021 2:00 pm21-17315 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
25910/13/2021 2:00 pm21-17395 / MBKCharles M Izzo, EsqOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes