Judge Michael B. Kaplan
Hearing Date: 10/11/2023
Hearing Count: 0
Last Updated: 10-04-2023 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
310/11/2023 9:00 am17-28869 / MBKHerbert B. Raymond, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $102,556.00
Debtor obj<>PLANET HOME LENDING/oak Knoll Rd (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am17-28869 / MBKHerbert B. Raymond, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $102,556.00
Debtor obj, made pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am17-31776 / MBKANDREW J KELLY, ESQMotion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN TO REOPEN TO FILE CERTS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am18-11451 / MBKSteven J. Abelson, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
FILE FINC MTGMT CERT AND CERT IN SUPPORT
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am18-22487 / MBKWARREN S JONES, JR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $67,039.00
Debtor obj<>FAILED TO PAY PLAN BALANCE (amt: $2,203 as of 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am18-24040 / MBKTHOMAS G. EGNERMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $67,761.00
Debtor obj, made pymt & requests 6 mo recap<>CARRINGTON MTG /Bell Lane (HILL WALLACK)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am18-27302 / MBKDonald F. Campbell, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am18-28519 / MBKCarol L. Knowlton, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $29,973.00
Debtor obj, can make pymt & requests recap<> ARREARS (AMT: 10/3 - $375 to complete)
Matter ResolvedRequest
Adjourment
1810/11/2023 9:00 am19-10249 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $32,004.00
amt: mp 10/11 **NEEDS RESOLUTION**

Debtor obj<>FAILED TO FILE MP PER ORDER #34 TO ADDRESS FEASIBILITY DUE TO PP MTG ARREARS ADDED
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am19-16636 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $103,211.00
AMT: MP 10/11 <<>>

ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am19-21731 / MBKAndrew Thomas Archer Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $53,526.00
Debtor obj, will pay; Creditor response<>MIDFIRST BANK/Chatham Square (Gross Polowy)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am19-23127 / MBKPRO SETrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $26,491.00
Debtor obj, WILL PAY<> ARREARS (AMT: $2,354 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am19-23637 / MBKDouglas T. Tabachnik Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - ObjectionsTotal Paid In: $64,119.00
**OST**

MTN TO DEEM MTG FULLY CURRENT
Matter ResolvedRequest
Adjourment
1610/11/2023 9:00 am19-23637 / MBKDouglas T. Tabachnik Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $64,119.00
AR NOTE - ALL
WE NEED ORDER TO REINSTATE ITS A CURE AND MAINTAIN CASE FUNDS ARE ON RESERVE DUE TO STATY VACATED
Debtor obj<>SV/DEUTSCHE;
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am19-25229 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $17,557.00
Debtor obj, will pay<>ARREARS; FAILED TO REGISTER FOR TFS
(AMT: $ 2,880 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am19-25621 / MBKAllen I. Gorski, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
RELEASE IRS LIEN
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am19-27123 / MBKKirsten B. Ennis, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $37,131.00
Debtor obj, filing mtn for violation of stay<>PENNYMAC/Bennett St (Powers Kirn)
Matter ResolvedRequest
Adjourment
4210/11/2023 9:00 am19-27123 / MBKKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $37,131.00
9/5 AMT: ORDER RE NJ SVS SUBMITTED TO CHAMBERS; ATTY DISCUSSING ARREARS W/DEBTOR<<>>

ARREARS;NJSVS LATE CLM

(AMT: $ 3,749 ARREARS AS OF 10/3)
Matter ResolvedRequest
Adjourment
2710/11/2023 9:00 am19-33318 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $81,540.00
Debtor obj<>CREDIT ACCEPTANCE /2018 Kia sportage (MORTON)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $131,171.00
MTN EXPUNGE CLM JPMORGAN CHASE #4-1
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $131,171.00
MTN TO EXPUNGE CAPITAL ONE CLM#2
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $131,171.00
MTN TO EXPUNGE CAPITAL ONE CLM#3
Matter ResolvedRequest
Adjourment
3910/11/2023 9:00 am20-12365 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $25,792.00
AMT: MP 10/11

Debtor obj, filed MP<>PLAN WILL NOT COMPLETE TIMELY DUE TO PP ARREARS AND CREDITOR ATTY FEES ADDED PER ORDER #76
Matter ResolvedRequest
Adjourment
4110/11/2023 9:00 am20-14720 / MBKBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $16,959.00
amt: mp 10/11

Debtor obj, filed MP<>PLAN NOT FEASIBLE DUE TO $16,000 POST PET MTG ARREARS ADDED IN MO 38
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-15287 / MBKTHOMAS G. EGNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $33,294.00
ARREARS

(AMT: $7,347 AS OF 10/3)
Matter ResolvedRequest
Adjourment
3110/11/2023 9:00 am20-16516 / MBKMarcia Y. Phillips, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $55,359.00
FAILED TO FILE MTN ALLOWING EARLY PAYOUT OF 60 MO PLAN AND PROVIDE TRUSTEE WITH UPDATED BUDGET & POI (pending Motion to Complete Early)
Matter ResolvedRequest
Adjourment
3210/11/2023 9:00 am20-16516 / MBKMarcia Y. Phillips, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $55,359.00
MTN TO COMPLETE PLAN EARLY
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-18093 / MBKMarc C. Capone, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
FILE CERT IN SUPPORT
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-18317 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $24,894.00
AMT: $ 24,894 PTD (39); $1,190 X 21 BEG 11/1/23 ( ATTY ok)<<>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-19462 / MBKRobert Cameron Legg, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceNo Opposition FiledTotal Paid In: $34,230.00
MTN TO APPROVE ERMA ASSISTANCE
Matter ResolvedRequest
Adjourment
3210/11/2023 9:00 am20-19462 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $34,230.00
Debtor obj,pending ERMA funds<> ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-22464 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,950.00
Debtor obj<>REGIONAL ACCEPTANCE / 2017 Lincoln(BERNSTEIN-BURKLEY)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am20-23241 / MBKPeter E. Zimnis, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $13,842.00
Debtor obj<> ARREARS (AMT: $2637 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-12465 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $5,870.00
KENTWOOD CONSTRUCTION /Landlord(WILF LAW)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-14710 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $20,127.00
Debtor obj, requesting adj/waiting for benefits to pay arrears<> ARREARS
Matter ResolvedRequest
Adjourment
5010/11/2023 9:00 am21-15499 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $17,795.00
ADJ to 10/11 for $4,000 cashier's check to post and atty to contact DM for recap number and proof of eWage by 10/11 (dm)


Debtor obj, will pay<>ARREARS; FAILED TO REGISTER FOR TFSBILLPAY (AMT: $7,350 AS FO 9/8)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-15615 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,200.00
TOYOTA MOTOR/2020 Lexus (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-15744 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $16,302.00
16,302.30 paid then $889 x 33 beg 11/1/23-debtor to sign up for automatic TFS/ewage deductions within 7 days

Debtor obj, can pay $1,900 & requests recap<> ARREARS (AMT: $ 3,922 AS FO 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-17947 / MBKDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,465.00
Debtor obj, filing LM mtn; pd arrears<>

FAILED TO LM BY 8/30/23 (motion to approve LM filed); ARREARS (due for Oct)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-18117 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $14,320.00
AMT: MP 10/11<<>>

Debtor obj, filing MP to sell<>Conf scheduled for 10/11/23

FAILED TO COMPLETE LM BY 8/3/22, EXTENDED LOSS MITIGATION EXPIRED 8/3/23
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-18318 / MBKSTEVEN D PERTUZ, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
9/29/23(mk) FYI- sent email to Dupont's office for any update. reply was meeting w/ his client on 10/10 to discuss the account....

9/25/23(mk) Per AR ok to adj 2 weeks peremptory- must upload the adj request for this and Conf. hearing.

NFA
6/16/23(mk: OPP' BY LIBERTY( M. Dupont):

creditor cannot approve a LM due to payment history
debtor has made no post pet payments and creditor has a Final J'ment. REQUESTS MOTION BE DENIED- which means can't confirm it either.


Liberty Savings (Michael DuPont, Esq) needs additional time to respond to Motion to Modify Claim - ADJ to 6/28/23 (dm)

MTN TO OBJECT TO LIBERTY SAVINGS FED CREDIT UNION POC

6/16/23(mk: OPP"N BY LIBERTY( M. Dupont):

Matter ResolvedRequest
Adjourment
5910/11/2023 9:00 am21-18487 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,239.00
AMT: MP 10/11


Debtor obj<>FAILED TO SELL DENNIS PLACE PPTY BY 8/15/23
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am21-18763 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $19,250.00
Debtor obj, filing MP<>FAILED TO ADDRESS PER PLAN CLAIMS: 3 CITIBANK CLAIMS, SYNCHRONY BANK & DISCOVER BANK
Matter ResolvedRequest
Adjourment
6010/11/2023 9:00 am21-18923 / MBKAndrew Thomas Archer Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,205.00
AMT: TR LTR REQUESTSING CONDUIT<<>>

Debtor obj, will pay<>BOA/ East Mill Creek Rd (KML)
Matter ResolvedRequest
Adjourment
6410/11/2023 9:00 am22-10193 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,000.00
ADJ to 10/11
Debtor obj, closing expected within 14 days<>FAILED TO SELL CREEKVIEW RD BY 8/1/23; SV PER 5/26/23 ORDER; ARREARS
Matter ResolvedRequest
Adjourment
5210/11/2023 9:00 am22-10319 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $61,120.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, made pymts<>BOA/Still Wells Corner Rd (Brock & Scott)
Matter ResolvedRequest
Adjourment
5110/11/2023 9:00 am22-10319 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $61,120.00
Debtor obj, will make pymt <>ARREARS (AMT: $ 10,875 AS FO 10/3)<<>>

made 8/3 payment but still in arrears for August
Matter ResolvedRequest
Adjourment
6610/11/2023 9:00 am22-10522 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,074.00
Debtor obj<>FAILED TO LM BY 7/31/23; ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-10605 / MBKStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $27,294.00
ARREARS; EST NJ DIV TAX CLM #7-2s
Matter ResolvedRequest
Adjourment
5510/11/2023 9:00 am22-10851 / MBKSTEVEN J. SICOCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $34,860.00
Debtor obj, proof of pymts not accounted for<>US BANK/Chalet Drive (RAS)
Matter ResolvedRequest
Adjourment
7010/11/2023 9:00 am22-11007 / MBKTHOMAS G. EGNERCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $21,158.00
AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, can pay within 60 days<>CENLAR/Nimitz Lane (Pluese Becker)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-11315 / MBKMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,000.00
Debtor obj, pending app for mtg assistance<>FREEDOM MTG / Warren St (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-11366 / MBKRONALD E NORMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,970.00
Debtor obj, will pay<>ARREARS (AMT: $555 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-11408 / MBKHerbert B. Raymond, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,593.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-11563 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,710.00
Debtor obj, made pymt<> MIDFIRST BANK/Matthew Ave (KML)
Matter ResolvedRequest
Adjourment
8310/11/2023 9:00 am22-12222 / MBKMICHAEL P OTTO ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,207.00
Debtor obj<>KINGSBERRY ACRES CONDO ASSOC (McGOVERN)
Matter ResolvedRequest
Adjourment
8510/11/2023 9:00 am22-12298 / MBKMarcia Y. Phillips, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $16,785.00
AMT: $16,784.70 PTD (18); $ 1,130 X 30 BEG 10/1/23 (ATTY Ok)<>

ARREARS; (2 payments behind as of 9/12/23)

FAILED TO FILE AMD B/C TO ADD CHASE BANK ACCT #9318 WITHIN 30 DAYS OF 11/9/22 CONF (filed)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $5,258.00
AMT: MP 10/11 *<<>>

Debtor obj<>FAILED TO LM BY 8/1/23
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,258.00
AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, can pay partial<> RUSHMORE/Quemby Mountain Rd (Romano Garubo)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-12492 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,200.00
FAILED TO LM BY 10/31/22; SV/THIRD FED SAV & NATIONSTAR; FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-12785 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $3,121.00
Debtor obj, made pymt<>US BANK TRUST /Bert Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-13264 / MBKMark N. Glyptis, Esq.Motion Withdraw As AttorneyNo Opposition FiledTotal Paid In: $25,600.00
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-13291 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,800.00
Debtor obj, will try to pay<>ARREARS (AMT: $600 AS OF 10/3)
Matter ResolvedRequest
Adjourment
6310/11/2023 9:00 am22-13291 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,800.00
Debtor obj, will pay<> FIRST ATLANTIC FCU/2019 Chevy (Saldutti)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-13322 / MBKRobert C. Nisenson, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceNo Opposition FiledTotal Paid In: $23,825.00
MTN for ERMA program
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-13322 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $23,825.00
ARREARS; DEBTOR DID NOT INCREASE PLAN PYMTS PER ORDER RESOLVING MFR W/CONDUIT

(AMT: $7,551 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-13323 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $23,159.00
Debtor obj, made pymt<>FAY/Ranch Blvd (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
6410/11/2023 9:00 am22-13529 / MBKJavier L. Merino, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,200.00
Debtor obj<>VW CREDIT /2021 VW JEtta(STEWART LEGAL)
Matter ResolvedRequest
Adjourment
9710/11/2023 9:00 am22-13980 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,700.00
Should close by 9/28 which is when the rate lock expires (dm)

Oil tank found and closing rescheduled for 8/18 - ADJ 9/13

(8/2 AMT: arrears cured/needs to address failure to sell)<<>>


Debtor obj, closing scheduled 8/18<>FAILED TO SELL SON'S PPTY (N. MAIN ST) BY 7/1/23; ARREARS
Matter ResolvedRequest
Adjourment
6510/11/2023 9:00 am22-14021 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,546.00
nfa CURRENT BY 10/11 THROUGH SEPT

9/8 AMT: CLM RESOLVED W/ORDER - OWES AUG & SEPT PLAN PYMT<<>>

Debtor obj<>FAILURE TO ADDRESS TRENTON WATER WORKS #8-1 (partial post pet clm -Trustee not authorized to pay); ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-14058 / MBKSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $19,576.00
ARREARS (AMT: $10,650 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-14690 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $6,544.00
Order submitted 9/22/23 (dm)
NISSAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-14960 / MBKJoseph Casello, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $7,500.00
AMT: $ 7,500 PTD (15); $ 730 X 45 BEG 10/1/23; DEBTOR TO REGISTER FOR TFS AUTO PAY ( ATTY OK)<<>>

Debtor obj, will make pymt & request recap<> ARREARS
Matter ResolvedRequest
Adjourment
8010/11/2023 9:00 am22-16193 / MBKStacey L. Mullen, Esq.Trustee Certification of DefaultNo Opposition FiledTotal Paid In: $9,764.00
Debtor obj, can pay with 401K funds<>ARREARS (AMT: $10,761 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-16193 / MBKStacey L. Mullen, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $9,764.00
MTN TO W/D FUNDS FROM 401K
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-17215 / MBKKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,340.00
Debtor obj, will pay<>ARREARS; FAILED TO REGISTER FOR TFSBILL PAY

(AMT: 100% PLAN BAL APPX $1,799)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-17525 / MBKSteven J. Abelson, Esq.Motion SellNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,800.00
NJ Transit Corp response (Pashman Stein)<>EAST BIDWELL ST
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-17580 / MBKYakov Rudikh, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,283.00
OST - MTN TO ALLOW DEBTOR TO DEPOSIT INSURANCE FUNDS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-17669 / MBKScott E. Tanne, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $118,400.00
AMT: REFI PROCEEDS POSTED/PENDING CLOSING AUDIT<<>>

Debtor obj, refi scheduled 9/12<> ARREARS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-17871 / MBKRobert C. Nisenson, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceNo Opposition FiledTotal Paid In: $13,429.00
MTN TO REFI
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-17996 / MBKPeter E. Zimnis, Esq.AP Motion Motion (Generic) - Only use if no other event is applicableJudge to Reserve Decision
AP: 23-1001 EGR LLP VS. KELLY MTN TO STRIKE ANSWER FOR FAILREU TO COMPLY WITH DISCOVERY DEMANDS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-18182 / MBKKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,911.00
ARREARS (AMT $6,565 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-18408 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,491.00
Conf scheduled for 10/11/23

Debtor obj, filing MP<>FAILED TO ADDRESS JACKSON TWP PER PLAN CLM; ARREARS
Matter ResolvedRequest
Adjourment
12910/11/2023 9:00 am22-18408 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,491.00
Debtor obj<>UNITED AUTO CREDIT 2013 FORD e 250 (BERNSTEIN-BURKLEY)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-18797 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $9,600.00
PHH MTG/ Perrineville Rd (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-19267 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,837.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, requests recap<>JPMORGAN CHASE/6th St (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
13710/11/2023 9:00 am22-19546 / MBKPRO SEOrder Shorten TimeNeeds Resolution of Issues - Objections
AR spoke to the debtor at length, and he will consult with an attorney - docs to be submitted and Plan to be reviewed and modified if needed - ADJ to 10/11/23

Trustee Obj
OST- MTN TO REOPEN AND WAIVE FEES/OST
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am22-19677 / MBKKarina Pia Lucid, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $31,200.00
Debtor obj, closing scheduled before hearing date<>M&T BANK /Beacon Light Rd (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
10210/11/2023 9:00 am23-10027 / MBKDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
AMT: MP 10/11 *** Needs Resolution

Debtor obj<>DEBTOR'S PLAN DOC #30 WAS WITHDRAWN AND FAILED TO FILE A MOFIFIED PLAN
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-10150 / MBKDaniel E. Straffi, Esq.Application to Extend Loss MitigationNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,800.00
Fifth Third Bank obj (RAS)<>DEBTOR APP TO EXTEND LOSS MIT TO 12/5/23
Matter ResolvedRequest
Adjourment
9710/11/2023 9:00 am23-10150 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,800.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj<>FIFTH THIRD BANK / Pulaski Dr (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-10207 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,873.00
Debtor obj, needs time to pay<>ARREARS (AMT: $14,788 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-10661 / MBKDavid E. Shaver, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE LATE FILED CLM #15-1/ AVON FOODS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-10661 / MBKDavid E. Shaver, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE TBF FINANCIAL CLM#16
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-11348 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>STRATFORD VILLAGE/landlord (JENEL R MARRACCINI)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-11565 / MBKPeter E. Zimnis, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
DEUTSCHE BANK /White Oak Way (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-11598 / MBKDavid L. Stevens, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,075.00
Debtor obj, attempting to pay by end of Oct<>ARREARS; (amt: also needs to address per plan claims)


(AMT: $11,592 AS OF 10/3)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-11604 / MBKRichard F. Fried, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $800.00
MTN TO EXPUNGE #6/#7 DUP CLMS & PD BY NJ COMM AFFAIRS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-11656 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,950.00
Debtor obj, will pay from retirement funds<>ROCKET MTG/QUICKEN LOANS/Jacobs Creek Rd (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-11659 / MBKLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $11,013.00
Order submitted on 9/22/23 (dm)
Debtor obj, requests time to cure<>CARRINGTON MTG /Norlaine Drive(HILL WALLACK)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-12261 / MBKGary D. HoffmanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,280.00
AMT: MP 10/25, BUT LOSS MIT NOW EXTENDED TO 3/1/24; TR MTN MOOT<>>

9/14 AMT: MP & APP TO EXT LOSS MIT FILED 9/14. EC AGREED TO ADJ TR MTN TO MP HEARING DATE<<>>

FAILED TO LM BY 7/1/23; EXTENDED LOSS MIT EXPIRED 9/1/23
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-12975 / MBKSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)Continued
11/22/2023 9:00 am

Debtor obj, attempted pymts to creditor<>WELLS FARGO (LOGS)
Matter ResolvedRequest
Adjourment
15510/11/2023 9:00 am23-13291 / MBKDaniel E. Straffi, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - Objections
Debtor obj<>YAAKOV FISHMAN, SS PURCHASER, MTN TO VALIDATE 4/11/23 SHERIFF SALE/NEW MEXICO ST/( Broege, Neumann)
Matter ResolvedRequest
Adjourment
15610/11/2023 9:00 am23-13291 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Yaakov Fishman (Sheriff's Sale purchaser) Response (Broege, Neumann)

Debtor obj, filing mtn to redeem post Sheriff's Sale

CARRINGTON MTG /New Mexico Street (HILL WALLACK)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-13291 / MBKDaniel E. Straffi, Esq.Motion to Redeem PropertyNo Opposition Filed
MTN TO REVERSE SHFF SALE & ALLOW DEBTOR TO REDEEM PPTY & PAY CARRINGTON $324,175
Matter ResolvedRequest
Adjourment
12010/11/2023 9:00 am23-13434 / MBKKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>WILMINGTON TRUST / Campbell Road (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-13455 / MBKJoan Sirkis Warren, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Withdrawn
324 PRESCOTT PL
Matter ResolvedRequest
Adjourment
15810/11/2023 9:00 am23-13674 / MBKJonathan Stone, Esq.Motion to Vacate DismissalNeeds Resolution of Issues - Objections
Trustee Obj<>

$600 in arrears

per Bud---.STILL NEED: DR BUSINES P/L 2 MTHS FORM JULY/AUG 2023 FOR UBER, DR BUSINESS P/L 2 MTHS FORM JULY/AUG 023 FOR LYFT, DR PENSION STMNT, SP POI 60 DAYS FROM JULY/AUG 2023,DR 2021/2022 TAX RETURNS, DR BANK STMNTS 2 MTHS, DR CMA,DEED AND CURR HOME INSUR FOR 719, DR CUR CAR INSUR FOR 2 VEH.
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-13764 / MBKAndrew M. Carroll, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
Matter ResolvedRequest
Adjourment
16010/11/2023 9:00 am23-14091 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj, will pay<>NATIONSTAR MTG/LAKEVIEW - Swartzel Drive (GROSS)
Matter ResolvedRequest
Adjourment
11110/11/2023 9:00 am23-14150 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj, will pay<>SN SERVICING/Binigham St (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-14385 / MBKAndrew M. Carroll, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-14597 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Debtor obj, will make pymt; applying for grant<>NATIONSTAR MTG/ Boom Lane (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-14823 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
US Bank response (Hladik Onorato)<>MTN TO MODIFY US BANK # 5-1 PER LM
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-15119 / MBKDaniel E. Straffi, Esq.Motion for Relief from StayNeeds Resolution of Issues - Objections
RE-LISTED 8/23/23 WAS OTBS; PARTIES UNABLE TO AGREE <<>>

Debtor obj; creditor response<> TOWNSHIP OF TOMW RIVER TO AUTHORIZE TAX SALE (Chiesa Shaninian)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-15260 / MBKAndrew M. Carroll, Esq.Motion Relief from Stay (Fee)No Opposition Filed
NEW JERSEY HOUSING MTG/Pinehurst Dr (PLUESE)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-15283 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO REDUCE CRESTWOOD VILLAGE CLM#7 TO $ 23,855.77
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-15304 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)No Opposition Filed
FREEDOM MTG / Amsterdam Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-15420 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>NEWREZ/Edgewood Street (PINCUS)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-15487 / MBKJenee K. Ciccarelli, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
ROCKET MTG/QUICKEN LOANS /Cedar Ave (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-15714 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition Filed
FORD MOTOR /2021 Explorer (MORTON)
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-16695 / MBKMaryBeth Schroeder, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TO ALLOW 341(a) TO BE CONDUCTED VIA WRITTEN QUESTIONS
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-17902 / MBKRobert Cameron Legg, Esq.Motion Extend TimeNo Opposition Filed
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-18042 / MBKKevin C. Fayette, EsqMotion Extend TimeNo Opposition Filed
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-18117 / MBKJohn Zimnis, Esq.Motion Extend TimeNo Opposition Filed
EXTEND STAY
Matter ResolvedRequest
Adjourment
010/11/2023 9:00 am23-18132 / MBKCandyce Ilene Smith-Sklar Order Shorten TimeNeeds Resolution of Issues - Objections
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am19-10249 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 50 of 57 required payments   Arrears: $0  
Total Paid In: $32,004.00
As of 9/28/23 (DS): Need 2 months recent proof of income, signed affidavit of contribution from son and 2022 tax return (contribution not previously listed and according to amended Sched I income has increased from $3,100 to $5,600, due to overtime, stating overtime income is not guaranteed). EMAILED DEBTOR ATTY

1. Mod plan adds Ally Capital claim to be paid in full with balance $42.23, which is the arrears remaining. Plan will not be feasible to pay claim in full and needs to be stricken and add ok to pay arrears remaining.

MP Prop $30,699 PTD; $1,305 x 6 begin 9/1/23; 0% - Pays post -pet mortgage arrears.
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am19-16636 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 37 of 54 required payments   Arrears: $13,916.00  Total Paid In: $103,211.00
As of 10/4/23(mK):


1. Tr Objection:
-needs amended I & J and current POI. The TR payment needed going forward is $3,747 and debtor could not make the lower payment and accrued arrears. So this appears not to be feasible.
arrears 13,916



MP proposes : $450.00 per month for 14 months, then $2,761.00 per month for 31 months, then $2,804.00 per month for 6 months, then $3,200.00 per month for 33 months 100%
Plan has run 54 mos and 30 remain( Cares Act Plan)
Matter ResolvedRequest
Adjourment
18110/11/2023 10:00 am20-12365 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 38 of 44 required payments   Arrears: $0  
Total Paid In: $25,792.00
Docs and schedules recently filed and uploaded - ADJ to 10/11
10/2 workup for the 10/11 calendar EDC

** CONFIRM AT $24,878 PAID THEN $1560 X 16 BEG 11/1/23 100% PLAN (MIN OF $8353 PER EQUITY)


-MP more than doubles payments to trustee from $671 to $1557 over 17 months. The proposed plan payment in the MP of $1454 is inadequate
-no amended I & J
-no updated proof of income


$22207 PTD; $1454.42 X 19 BEG 9/2023; 100%
Matter ResolvedRequest
Adjourment
18210/11/2023 10:00 am20-14720 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 29 of 43 required payments   Arrears: $1,222.00  Total Paid In: $16,959.00
ISSUES AS OF 10/4/2023 (DM): waiting for response from Bruce to my 10/3/23 email regarding a line item in the P&L statements.

1) Trustee OBJ:
- MP does not pay the required $15,113 threshold dividend to GUCs as determined by the originally confirmed plan.
- The debtor has failed to provide amended Schedules I & J (FILED).
- The debtor has failed to provide Proof of Income (RECEIVED).
- The debtor has failed to provide tax returns for 2022 (RECEIVED).


Confirmed Case: $1,644 Ptd, $414 x 55, $15,113 Min Div
Prop. MP: $15,717 Ptd, $1,227 x 21, Base Plan
PTD = $16,959
Last Claim (26-2) dated 10/16/20
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am21-12608 / MBKScott J. Goldstein Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 13 of 13 required payments   Arrears: $942.00  
ISSUES AS OF 10/4/2023 (DM): reviewing final numbers with the Trustee and will contact debtor's counsel once completed.

 8/3/24: Need to resolve valuation date under 1325(a)(4) post conversion before we can confirm the case. See Trustee filed supplemental response/objection.

 5/24/23: Attorney to send email to Trustee regarding if value is at time of conversion (09/21/22) or at time of Ch. 11.

1) Trustee Supp OBJ:
- Per Zillow the value of E. Centennial Dr is $758,000. Equity of approximately $71,000 (MP PAYS MIN DIV).

 Conwell Limited Partnership filed $719,122.01 secured claim. MP provides for secured claim of Conwell Limited to be paid in full in Part 4g but only in an amount of $147,366.49. But MP also provides for Conwell Limited in motions to avoid liens in Part 7a. Treatment is based upon Order Avoiding Lien entered while in Ch 11. IF CONWELL LIMITED IS DEEMED CRAMMED PER THE CH. 11 ORDER (Doc #64), THERE IS EQUITY IN PROPERTY.

2) Trustee OBJ:
- Form 22c, Line #33d takes $12,230.94 monthly deduction for Conwell Limited, but if cram is allowed it would be $2,456.11 monthly. Form 22c, Line #33d also has $664.15 monthly to Springdale and $170.73 to Craig, but this was also included in the 522(f) lien avoidance motions. Form 22c, Line #35 has priority owed $175,309.20, but total priority claims filed is $34,392.23, which would be $573.21 monthly, not $2,921.82. There would be disposable income of $11,342.65, which would require $680,559 minimum dividend to gucs. IF PAYINNG CONWELL CLAIM IN FULL OF $719,122.01 THERE IS NO DISPOSABLE INCOME.
- Proof verifies higher ($4,793/$12,572) than scheduled ($4,750/$6,000) resulting in $9,915 monthly disposable income.
- Excessive Expenses Sch J: Home maintenance $350, Transportation $500, and Support payments $4,000.
- There is $71,000 non-exempt equity in real estate. Need updated valuation for real estate.

***RESOLVED ISSUES***

A) Trustee OBJ:
- Needs Order of Equitable Distribution payments listed on Sch J for
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am21-18117 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 24 of 24 required payments   Arrears: $200.00  Total Paid In: $14,320.00
AS OF 10/4/23 (SF)

RECOMMEND $14,320 PTD, $100 X 13 (BEGIN 11/1/23) BASE PLAN; NONEXEMPT PROCEEDS FROM SALE TO BE TURNED OVER TO TRUSTEE BY 3/1/24
- LOW BASE


Trustee motion to dismiss scheduled for 10/11/23 at 9 (If plan confirmed motion can be withdrawn.


MP proposes $100 x 14 0%; Sale in 6 months
Plan has run 24 months with 14 months remaining




Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am21-18318 / MBKSTEVEN D PERTUZ, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 12 of 13 required payments   Arrears: $197.00  
AR REC CONV BACK TO 7

AS of 10/4/23(mk)

>>MOTION OBJECTING TO LIBERTY CLAIM ON 10/11

>>MK: Dupont(Rep Creditor Liberty) meeting w/ client on 10/10 . Not sure how that helps when this issue has been unresolved for months.

9/29/23(mk) FYI- sent email to Dupont's office for any update. reply was meeting w/ his client on 10/10 to discuss the account

9/28/23(mk: Email to atty for Creditor Liberty for any update.

9/25/23(mk) Per AR ok to adj 2 weeks peremptory- must upload the adj request for this hearing and the motion.

9/25/23(mk): atty email from dispo list says:Debtor's counsel and Counsel for Liberty FCU are still discussing resolution. Mod application was submitted to the lender and still awaiting final decision. Counsel for both sides are requesting an adjournment of Confirmation and the Debtor's motion to allow for the lender to review mod application. Payments are current through September.


9/20/23(mk):

SAME AS LAST HEARINGS- CASE IS 12 MOS OLD( per prior Order case has to be reconverted to a CH 7 and not dismissed if it is not going to go on

Liberty Savings (Michael DuPont, Esq) needs additional time to respond to Motion to Modify Claim - ADJ to 9/27/23
-------------------
6/16/23(mk): SEEMS THAT LIBERTY OBJECTION NOT RESOLVED AND WILL NOT GIVE A LM case should be reconverted to ch 7

need to know if Liberty obj. is resolved, then can work up. 7/9/ payments arrears $396.28.

Liberty Savings (Michael DuPont, Esq) needs additional time to respond to Motion to Modify Claim - ADJ to 8/9/23

AR REC CONV BACK TO 7
As of 5/1/23(mk): NOTHING DONE SINCE LAST 2 HEARINGS

atty out of town till 4/14. adj uploaded has not heard back for Dupont but Tr granted adj. to 5/10/23

AS of 4/3/23(mk):

1. Objection by Liberty Sav. Federal Credit Union(McKenna):
-plan fails to pau arrears. Lm proposed not in good faith

2. Trustee objection:
-is Tr paying arrears pending LM?( per atty- YES)
>>also: Hud Uploaded for sale on 6/9/21 of Hackman St prop- debtor got 11
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am21-18487 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledPending WorkupDebtor has made 14 of 23 required payments   Arrears: $1,810.00  Total Paid In: $7,239.00
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am22-11221 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 17 of 20 required payments   Arrears: $900.00  Total Paid In: $5,100.00
As of 9/28/23(mk):


**CAN REC CONFIRM AT $5,100 PTD, The $500 x 41 begin 10/1/23 Base.



MP proposes:$4800 PTD; $500 X 42 BEG 9/2023; BASE
ADD STATE OF NJ RESTUTUTION CLM

Plan has run 19 mos and 41 remain
Matter ResolvedRequest
Adjourment
13310/11/2023 10:00 am22-12269 / MBKLee M. Perlman, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 126 of 19 required payments   Arrears: $0  
Total Paid In: $18,933.00
10/2 Workup for the 10/11 calendar EDC


RECOMMEND CONFIRM AT:
**$18,932.57 PAID THEN $1072 X 32 BEG 11/1/23 100% DUE TO EQUITY OF $350,000

Trustee objection:
-The debtor has not filed amended schedules showing feasibility and have not filed updated proof of income. POI PROVIDED HASN'T CHANGED

MP proposes $1072 X 34 BEG 7/2023; 100% due to equity of $350,000

----------------
resolved
a copy of the 2022 tax return (DONE) or
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am22-12366 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 16 of 19 required payments   Arrears: $322.00  Total Paid In: $5,258.00
AS OF 10/4/23 (SF)

1. Creditor Cert of Default scheduled for 10/11/23 at 9 (MUST RESOLVE)

2. Trustee Motion to dismiss scheduled for 10/11/23 at 9


MP proposes $3648 PTD $322 X 31 Base Loan Mod by 3/1/24
Plan has run 19 months with 30 months remaining
Arrears: $322
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am22-17870 / MBKJeffrey E. Jenkins, Esq.Order Vacate Dismissal of CaseNeeds Resolution of Issues - ObjectionsDebtor has made 9 of 12 required payments   Arrears: $1,200.00  
AS OF 10/4/23 (SF) NOT CURRENT 9/12 ARREARS: $1200


Motion for compensation filed and scheduled for 10/11 at 2

1. TD Retail Card filed bifurcated claim 6-1 for furniture with a secured amount of $4696 and unsecured amount of $157.20 (HOW SHOULD THIS CLAIM BE PAID?)

2. Trustee objection:
- Need a current market analysis - with comps sold within the last 6 months. (RECEIVED. THERE IS NONEXEMPT EQUITY OF $71,901 IN REAL ESTATE)

- Need a statement for the debtor's TPAF loan. (EXPIRES IN 26 MONTHS. $1269.13 WILL BE AVAILABLE)

- Need Amendments to Schedules 22C to include part time income.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $335/month for home maintenance

- Income documentation for debtor's part-time job verifies higher ($2,750) than scheduled ($700) resulting in $2,264 monthly disposable income. (debtor's calculations do not include cash tips)

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution

- Need to file Pre-Confirmation Certification.



Plan proposes $400 x 36 Base
Payments: 9/12 Arrears: $1200.00


RESOLVED ISSUES:

- Objection filed by Rocket Mortgage (Carlon) - failure to provide for arrears claim in the amount of $3371.63 (RESOLVED, ORDER ENTERED)
- Need a copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)

- Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. (RECEIVED)
- Amend Sch I to correct (remove) the $876 DSO deduction. (AMENDED)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am22-18408 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 6 of 12 required payments   Arrears: $893.00  Total Paid In: $2,491.00
AS OF 10/4/2023 (at):

RECOMMEND: $2,491 PAID TO DATE, $475 x 48 BEGINNING 11/1/2023, BASE

MP proposes: $153 x 10 beginning 11/1/2022, $427.58 x 50 beginning 9/1/2023, base
Arrears: $444
(Plan modified to remove Jackson Twp. Municipal Claim)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am22-19566 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 10 required payments   Arrears: $415.00  
ISSUES AS OF 9/29/2023 (DM):

***In addition to the need to correct the Consent Order with the landlord, referenced below, the Atty has never addressed the Trustee disposable income objection***

1) Phyllis Woolfolk (SCOTT KAPLAN) OBJs - $3,657.20 rental arrears are higher than provided for in the plan (THE CONSENT ORDER DOC #46 ENTERED DOES NOT REFERENCE THE CORRECT PLAN AND IS NOT SIGNED BY SCOTT KAPLAN).

2) Trustee OBJ:
- Pension loan payment $880 ends in 6/1/23 - would require tier plan begin June.
- Proof of income verifies higher ($1,807/$3,183) than scheduled ($1,064/$1,802) resulting in $2,004 monthly disposable income.

***RESOLVED ISSUES***

A) MP proposes 36 months and 60 months - need to explain (MP IS 36 MONTHS).

B) Trustee OBJ:
- Need Trustee standard order of distribution (MP CORRECTS).
- Must file Pre-confirmation certificate (FILED).
- Service to Westlake fails to serve Managing Agent (MOOT - MP SURRENDERS).
- Plan fails to include Westlake in Part 7 of Plan (MOOT - MP SURRENDERS).
- Plan fails to make a selection in Part 8 for Post-Petition Claims (MP CORRECTS).
- Plan fails to specify treatment of Ally Capital arrears claim (MP SURRENDERS).
- Excessive Expense Sch J: cell phone $427 (OK, 3 KIDS).


Prop. Plan $1,540 Ptd, $415 x 29, Base Plan
- landlord prompt cure is 24 months
PTD 9/9 = $2,785
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
15910/11/2023 10:00 am23-10027 / MBKDonald C. Goins, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 13 of 9 required payments   Arrears: $0  

ISSUES AS OF 9/29/2023 (DM):

***No amended Sch C has been filed yet***

 8/23/23 - Cert uploaded per attorney. DEBTOR NEEDS TO TAKE ANY AVAILABLE EXEMPTION ON THE $70,000 FOR THE NEXT HEARING DATE PER AR.

1) Trustee OBJ:
- Need Certification from debtor regarding $70,000 she received from her brother's estate (UNRESOLVED) and supporting documentation (RECEIVED LETTER FROM NORTHEAST CARPENTERS FUND).
- Verified income leaves monthly disposable income of $441.

***RESOLVED ISSUES***

A) Fay Servicing (Freidman V) OBJs - loan has matured and total debt claim is 250,526. Plan provides for speculative Loan Mod (MP IS A SALE PLAN - NO OBJECTION FILED).

B) Provident Bank 2nd Mtg (Martone) OBJs to value and the stripping of lien (MP IS A SALE PLAN - NO OBJECTION FILED).

C) Need to resolve the estimated claim filed by the IRS (AMENDED).

D) Trustee OBJ:
- Need MP that adds all cramdowns to Part 4 & 7 (MP IS A SALE PLAN).
- Attorney fees in the plan ($2,700) and the Disclosure Statement ($2,750) do not agree. One of these must be amended (MP CORRECTS).


Prop. Plan Ptd, $174 x 54, Base Plan
- sale of Grove Ave by 12/31/23
PTD 8/8 = $1,944
Last Claim (3-8)
Matter ResolvedRequest
Adjourment
19510/11/2023 10:00 am23-10661 / MBKDavid E. Shaver, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 9 required payments   Arrears: $3,000.00  
ISSUES AS OF 9/29/2023 (DM):

***Need objection in #1 below resolved and whether pending Adv. Pro. will affect confirmation***

1) Ohmshivani Mgmt LLC, Jitendra Patel and Prati Patel (Maselli Mills & Fornal) objection to confirmation - lawsuit alleging damages in the minimum amount of $130,000 (UNRESOLVED).

2) TBF Financial filed a late secured judgment claim - does debtor want to address this claim? (PENDING MOTION TO EXPUNGE)

3) MP provides secured unaffected treatment to Nissan Motor on POC (4-1) and POC (5-1) for two vehicles - both claims have $424.20 arrears - need amended claims or consent order with Stewart Legal Office (OKAY TO PAY??)

4) Trustee OBJ:
- Need to resolve the Adv. Pro filed by Farmplast LLC (UNRESOLVED).

***RESOLVED ISSUES***

A) Ford Motor Credit (MORTON) OBJs - 2019 Ford Ranger not treated in the plan (OTBS SECURED UNAFFECTED).

B) Nissan Motor Acceptance (STEWART LEGAL) limited objection - 2019 Nissan NV 200 listed in POC (5-1) not treated in the plan (OTBS - SECURED UNAFFECTED).

C) Nissan Motor Acceptance (STEWART LEGAL) limited objection - 2019 Nissan NV200 listed in POC (4-1) not treated in the plan (OTBS - SECURED UNAFFECTED).

D) Trustee Supp OBJ:
- Secured/Unsecured debt exceeds 109e (RESPONSE DOC #45 ASSERTS THAT FARMPLAST POC 11-1 IN THE AMOUNT OF $1,743,624 IS A CONTINGENT UNLIQUIDATED CLAIM).

E) Trustee OBJ:
- Excessive Expenses: $741 car payment, $1,200 Greensky - amended to $600 (WILL SEND INFO), $662 personal loan (MOOT BASED UPON DISPOSABLE INCOME).
- Tax refund of $6,002 was not prorated and included in disposable income calculation (MOOT BASED UPON DISPOSABLE INCOME).
- Need updated pay stubs for April & May (RECEIVED).
- Need 2022 tax returns (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,500 x 60, Base
PTD 7/8 = $10,500
Last Claim (16-1)
Matter ResolvedRequest
Adjourment
19610/11/2023 10:00 am23-10968 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 8 of 8 required payments   Arrears: $0  

ISSUES AS OF 10/4/2023 (DM): Did sale close?

***If Wells Fargo objection can be resolved, TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,774 PTD, THEN $679 x 52 STARTING 11/1/23, 100% WITH $143,095 THRESHOLD PRESERVED; SALE OF WEST 2nd ST PROPERTY BY 10/31/23; WELLS FARGO POC (4-1), WELLS FARGO POC (6-1) AND NATIONSTAR POC (8-2) SHALL ALL BE TREATED OUTSIDE THE PLAN AT SALE; TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (1-2) AND ABSOLUTE RESOLUTIONS SECURED POC (3-1) AS FILED***

 Sale should close before the end of Sept.
 Amended Order Approving Sale entered 8/30/23.
 To be on eWage by 9/13 per hearing EDC.

1) Wells Fargo (LOGS) OBJs - plan does not cure $25,707.61 arrears (2nd Mtg), and a sale is speculative (CONSENT ORDER ENTERED - SALE BY 9/1/23. IF NO SALE, THEN FILE MP TO CURE ARREARS - DID SALE CLOSE?? - new CO for 60 more days)

2) Trustee OBJ:
- Need Jan & Feb TD Business bank statements (UNRESOLVED).
- There is $28,528 non-exempt equity in the residence (ADJUSTED TO $143,095 NOW THAT DEBTOR OWNS THE PROPERTY SOLELY - 100% PLAN).

***RESOLVED ISSUES***

A) IRS filed $7,974.69 priority claim not treated in the plan that includes estimated taxes for 2019, 2021 & 2022 (AMENDED TO $4,292.02 - OKAY TO PAY?? - Yes)

B) State of NJ filed $1,035.36 priority claim not treated in the plan that includes estimated taxes for 2021 & 2022 (AMENDED TO $0).

C) Nationstar/Mr Cooper (1st Mtg) obtained stay relief on 6/15/23 (DID SALE CLOSE?? - Treat claim outside).

D) Wells Fargo filed a secured claim (3rd Mtg) in the amount of $20,888.77 (DID SALE CLOSE?? - Treat claim outside)

E) Santander filed $1,014.33 arrears claim on 2019 Hyundai Santa Fe (OKAY TO PAY?? - Yes)

F) Absolute Resolutions Investment filed a secured judgment in the amount of $17,952.58 that is not treated in the plan (OKAY TO PAY?? - Yes)

G) Trustee OBJ:
- Need 2022 tax return by 5/31/23 (RECEIVED).
- There is $3,514 non-exempt equity in 2019 Hyundai (100% PLAN)
- Need to file Pre-Confirmation Certifica
Matter ResolvedRequest
Adjourment
16610/11/2023 10:00 am23-11010 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 8 of 8 required payments   Arrears: $0  

ISSUES AS OF 9/29/2023 (DM):

 ADJ TO 10/11 PEREMPTORY (dm)

***Debtor exceeds 109(e) threshold - RECOMMEND DISMISSAL***

1) IRS (Eamonn O'Hagan, Esq) OBJs - amended claim filed for $58,663.74 priority, $20,650 secured, and $4,831,702.44. Debtor exceeds 109(e) threshold (UNRESOLVED).

2) Trustee OBJ:
- Need copy of agreement and proof of $1,300 monthly payment to The Dept. of Justice (UNRESOLVED).
- Debtor has failed to file a feasible plan.
- Disposable income verifies at $13,055 per month.
- Form 22c has disposable income of $4,591, which would require $275,512 minimum dividend to GUCs.
- Claims exceed the 109(e) threshold.

Note: 2022 tax return provided. Amended Atty Disclosure and Pre-Confirmation Cert filed 5/9/23.


Prop. Plan $1,000 x 60, Base
PTD 7/7 = $7,000
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
14810/11/2023 10:00 am23-11348 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 8 required payments   Arrears: $2,271.00  
AS OF 10/4/23 (SF) NOT CURRENT ARREARS $2271

1. Motion for Relief filed by Stratford Village LLC (Landlord) scheduled for 10/11/23 at 9

2. NYC-HRA Office of Child Support Services filed late priority claim 14-1 in the amount of $11,917.74 which is not addressed in the plan (SHOULD THIS CLAIM BE PAID?)

3 Trustee objection:

- The Plan fails to provide for a prompt cure of rental arrears. (NO CLAIM FILED. SHOULD THIS BE STRICKEN FROM PLAN?

- Schedule A/B lists 2 Bank of America accounts, no statements provided - need to provide to Trustee (RECEIVED. $1843 non exempt equity)

Plan proposes $757 x 60 0%
Payments: 5/8 Arrears: $2271.00
Landlord to be paid in 22 months


RESOLVED ISSUES:
- IRS priority claim is estimated for 2019 and 2022 taxes; the unsecured claim is estimated
for 2018 taxes - need to resolve (CLAIM AMENDED)
- The IRS filed priority claim 3-2 in the amount of $2057.98 which is not addressed in plan (OK TO PAY? - Yes)
- Domestic Support Obligation information (RECEIVED)
- Need to file Pre-Confirmation Certification with Court(FILED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,485 when determining disposable income. (2022 RETURN RECEIVED)
- Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023 (NUMBERS ARE CUT OFF, NEED TO RESEND)
- The plan proposes to cram claim 1-1 as to Santander (NEED PROOF OF SERVICE) (STILL NEED) FILED BUT IMPROPER. DID NOT SERVE MANAGING AGENT/CORPORATE OFFICER AND SERVED AT THE WRONG ADDRESS FOR NOTICES PER THE PROOF OF CLAIM (RECEIVED)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-11786 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $1,000.00  
10/3 workup for the 10/11 calendar EDC

-loss mit by 11/22/23 per lm order

* The IRS filed claim #3 which amended secured amount to $225,000. Cram filed but no proof of service still

* Objection filed by Truman 2021 SC9 Title Trust (Romano Garubo) - blanket objection. (UNRESOLVED)

** Trustee's objection:
-- Need a mortgage statement for the first and second mortgages showing monthly payment amounts. (NOT RECEIVED)
-- Verified income leaves monthly disposable income of $3,521.
-- Per the 22C, monthly disposable income is $2,397 which requires a minimum dividend of
$143,820 to general unsecured creditors.
-- The debtor has failed to provide proof of service with respect to Plan Motion (s).
-- Need proof of service on the Internal Revenue Service. (CERT OF SERVICE NOT FILED)
-- Need to file Pre-Confirmation Certification. (NOT FILED)
-- Need valuations (Balance Sheet) for both businesses. (NOT RECEIVED)
-- Need documentation to verify that debtor is entitled to 25% interest in the real estate from
the estate of the debtor's mother. (NOT RECEIVED)
-- Also need proof of insurance and Contract of Sale for proof of value. (NOT RECEIVED)

Plan proposes: $1,000 x 60 beginning 4/1/2023, sale or loan modification by 9/30/2023, 0% to unsecured creditors
-------------------------------
RESOLVED ISSUES:
1. A loan modification plan cannot pay 0% to unsecured creditors. (CONFIRM AS A BASE)
- A copy of the homeowner's insurance renewal declaration - for 232 Treptow Rd
property. (RECEIVED)
The debtor has failed to supply the Trustee with the following document (s):
- Business forms - for Moonlight Homes. (RECEIVED)
- A copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,542 when
determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan pro
Matter ResolvedRequest
Adjourment
17010/11/2023 10:00 am23-11817 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 7 required payments   Arrears: $1,000.00  
10/2 Workup for the 10/11 calendar EDC
SAME AS LAST TIME
2 PAYMENTS ARREARS

1. Trustee obj to the following:
- Need 2022 tax returns and bank statements for Albert Cash from January and February 2023.
- Disposable income verifies $6,321.
- Must resolve State of NJ estimated tax claim, 2018-2021 tax returns not filed.

Prop Plan $500 x 24 begin 4/1/23; $1,000 x 36; Base
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-11998 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 7 required payments   Arrears: $381.00  
Matter ResolvedRequest
Adjourment
17210/11/2023 10:00 am23-12096 / MBKBarry Scott Miller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 8/17/2023 (DM):

1) US Bank (McCalla) OBJs - $278,575.17 arrears and Loan Mod is not feasible (UNRESOLVED).

2) Ally Capital filed $540.45 arrears claim on 2017 Nissan Rogue not treated in the plan (UNRESOLVED).

3) Dll Finance filed $4,225.28 secured claim for equipment not treated in the plan (UNRESOLVED).

4) Trustee OBJ:
- Need 2022 tax return (UNRESOLVED).
- Need updated insurance for 2006 Mini Cooper & 2007 Lincoln (UNRESOLVED).
- Need a copy of Deed for Rose St property (UNRESOLVED).
- Excessive Expenses: $300 homeowner's insurance (loan is escrowed), $300 home maintenance, $650 cable/internet/phone, $1,700 food, $750 transportation. Need proof of excessive expenses 10 days prior to confirmation.
- Income verifies higher ($5,680) for the non-debtor spouse than scheduled ($2,421) resulting in $4,068 total monthly disposable income.
- Per Form 22C, monthly disposable income is $5,082 which requires a minimum dividend of $304,920 to general unsecured creditors.
- Tax refund of $8,203 was not prorated and included in monthly disposable income calculation.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $100 x 36, Base Plan
- Loan Mod by 8/1/23
PTD 5/5
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-12120 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 7 required payments   Arrears: $182.00  Total Paid In: $3,240.00
10/3 Workup for the 10/11 calendar EDC

MP $3239.65 paid then $755 x 53 beg. 11/1/23 100% (min of $34,914 due to equity)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-12427 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 1 of 2 required payments   Arrears: $150.00  
As of 10/2/23 (DS): If amended attorney disclosure filed, then can confirm at $150 x 60 begin 9/1/23; Base

1. Trustee obj that attorney fees in the plan do not agree, but an amended attorney disclosure was filed 8/15/23, marking the box $3,750 will not be paid through the plan, plan has to be paid. Will require another amended atty disclosure to mark off will be paid.

Prop Plan $150 x 60 begin 9/1/23; Base
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-12440 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 7 required payments   Arrears: $0  

9/7/23(mk): WHAT IS STATUS OF LM PACKAGE? updated reply from R. LeBron:client advised that the loan modification is pending review. We hope to have a decision by the end of September. I am always cautious about deadlines so I would suggest the beginning of October is reasonable to expect a response. consent to adj


8/22/23(mk): at 1:55 PM debtor atty emails asking for adj as he "just faxed " a LM application to Chase and cc R Lebron. Told him MUST APPEAR. LM issue has been pending and faxing the afternoon of day before hearing is not acceptable.


As of 8/14/23(mk):email to attys for update on LM- reply from Ray Lebron-his client replied: "I don't see anything regarding a loan mod in place, or being reviewed for one."

>> CASE IS 5 MOS OLD ALL ISSUES STILL UNRESOLVED

7/24/23(mk) : sent email to debtor atty and R. LeBron as to his objection and status of LM- per Ray L. No resolution- debtor atty says needs short adj to get the LM application filed

1. Objection by JPMorgan Chase( Fein Such):
- plan fails to pay arrears $776,910
LM speculative and not offered

2. Trustee objection
- Needs TR std order of distribution


Plan:$105 X 60 BEG 4/2023; LM BY 9/24/2023 (15 WESLEY ST); BASE
5/5 payments
Matter ResolvedRequest
Adjourment
20710/11/2023 10:00 am23-12757 / MBKCamille J. Kassar, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $400.00  
10/2 Workup for the 10/11 calendar EDC
SAME AS LAST TIME

** State of NJ claim estimated for priority taxes from 2001-2023, secured taxes from 2001 and 2002
** Ajax Mortgage Loan (Pluese Becker) objection to confirmation - need to resolve
-pre-petition arrears $91,973.50
** Real Time Resolutions Inc. (Stern Eisenberg) objection to confirmation - need to resolve
-plan is not feasible or properly funded

proposed plan $400x60 begin 5/1/2023 loan mod by 11/30/2023 100% plan
paid in $2,000
last claim 6
---------------------
RESOLVED:
1) IRS priority claim estimated for 2019 taxes (AMENDED)
Matter ResolvedRequest
Adjourment
17510/11/2023 10:00 am23-12867 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 6 required payments   Arrears: $1,518.00  
updated 8/17/2023 (JMA)
-Trustee plan payments are now current
-Have not received a copy of the HUD or amended Schedules I&J

ADJ to 8/23 for payment to post or Dismiss - if posted, then ADJ. Sale closed on 8/7/23 - need HUD and amended Sch I&J.

UPDATED 8/8/2023 (jma)
issues as of 8/2/2023 (JMA)

1) SSA NE Assets LLC (Parker McCay) objection to confirmation RECEIVED EMAIL FROM CREDITORS ATTORNEY THAT THE CLOSING OF DEBTORS HOME COMPLETED ON 8/7/2023, CREDITOR OBJECTION NOW MOOT
-amount due to creditor $206,945.22

2) Peritus Portfolio Services II, LLC/Yamaha Motor Finance Corporation (Morton) objection to confirmation - need to resolve
-claim not provided for in plan (OTBS)

3) Trustee objection to confirmation - need to resolve
- The debtor has failed to file a feasible plan - due to plan to propose to pay mortgage claim in full
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Profit and Loss expenses car payments $1,780 for Corvette/Hummer/ATV (not acceptable expenses for business, also car loans are personal loans, not business debt ), auto insurance $429, Transportation $200 (Sched J has $300 total $500) and Credit Cards $261 (must provide proof of credit cards in business name, according to business forms business is at home address 10 days before confirmation). Need amended sch I & J as debtor.
- Testified at 341 he is no longer operating the business.
- The current Plan does not specify treatment of Yamaha Motor Finance arrears $427 and IRS for $38,495.67 under the Plan.
- Claims filed with arrears owed by Hughes FCU for 2009 Hummer $361.97 and 2016 Chevy Corvette $674.21.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.
2) NJ Division of Taxation priority claim 19 is estimated for 2021 taxes - need to resolve

proposed plan $506x54 begin 5/1/2023 base plan with sale of property by 9/1/2023
paid in $1,012
arrears $1012
last claim 19
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-12952 / MBKTIMOTHY P NEUMANN, ESQConfirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $100.00  
MATTER PUT ON TO 11/8 SO THAT WE CAN GET RESULTS OF THE MOTION FOR RELIEF SCHEDULED FOR 10/24 EDC

AS OF 9/8/2023 (at):

STAY MOTION BY MORTGAGE COMPANY IS SCHEDULED FOR 9/27/2023. CASE HAS BEEN PENDING SINCE 4/10/23 WITHOUT RESOLUTION OF OBJECTION.

1. Objection filed by Wells Fargo Bank (LOGS) - plan does not propose to pay towards arrears of $75,989.27 and sale is speculative. (UNRESOLVED)

2. Santander Consumer filed a secured arrears claim #2 in the amount of $265.12 which is not in the plan. Is it ok to pay this claim? (100% PLAN)

3. Trustee's objection:
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Wells Fargo Bank. (UNRESOLVED)
- Debtor to amend petition to include workers compensation case (no third party actions)
and change to indicate that he is married and separated. (NOT AMENDED)

4. Attorney's fees in the plan ($0) and the disclosure statement ($5,000) do not agree. One of these must be amended.

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $267,114 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $100 x 60 beginning 5/1/2023, sale of Vivian Drive by 4/2024, 100% plan
Payments: 4/5, arrears $100
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-12975 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $400.00  
AS OF 9/29/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 10/19/2023.
2. Payments: 5/5
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-12982 / MBKRegina L. Gelzer, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 6 required payments   Arrears: $925.00  
As of 10/2/23 (DS): 1. Debtor in arrears $1,850, made 4 out of 6 payments, last payment made 8/18/23.

2. Trustee obj to the following:
- Need amended Schedule I to properly list all employments for Debtors. At 341 Trustee was informed co-debtor no longer employed at ESS Northeast and that one of the Debtors began new employment. Also will need 2 months proof of income from new job.
- Proof of income verified much higher at $2,115, but pending updated proof of income and amended Sched I in order to determine is there is disposable income.
- Plan does not specify treatment of Specialized Loan mortgage arrears $43,460.25.
- Must file Pre-confirmation certificate.
- Must resolve creditor obj.

3. Specialized Loan (PHILLIP RAYMOND) obj that plan is silent to treatment of mortgage on real property and arrears owed, POC filed $43,460.25.

Prop Plan $925 x 60 begin 5/1/23; Base
Note: Bank statements provided.
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-13125 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 6 required payments   Arrears: $1,120.00  
9/18 workup for the 9/37 calendar EDC
2.5 payments arrears


*8/17 email said debtor lost job-will grant one adj. if no job we will need to dismiss EDC

1) Trustee objection to confirmation - need to resolve
--- The debtor(s) plan consists of unnecessary or excessive expense items, such as: expenses may be inflated depending on the expenses allocated to the wife.
DEBTOR PROVIDED A CERTIFICATION THAT HE AND THE SPOUSE ARE SEPARATED. THE CAR INSURANCE ON SCHEDULE J LISTS $325, HOWEVER THE POLICY PROVIDED SHOWS ANNUAL POLICY FOR DEBTOR AND SPOUSE TOTALS $1,951 WHICH IS $162.58/MONTH. TRUSTEE ADJUSTED EXPENSES ACCORDINGLY.

- -- Need Certification explaining separation from wife and how expenses are allocated CERTIFICATION TO BE REVIEWED--OK EDC--JUST AMENDED EXPENSES BASED ON INSURANCE ADJUSTMENT ABOVE

* Auto insurance lower than amount on Schedule J. Schedule J reduced to $4,539.58 which increases disposable net balance to $664.62

proposed plan $330x60 base plan plus non-exempt proceeds from lawsuit
paid in $660
------------------------
Resolved:
2) Toyota Motor Credit Corp filed secured claim #4 with arrears in the amount of $423.98 - plan does not provide for payment of arrears. Need to pay claim or move against it. TRUSTEE WILL PAY
- Need to file Pre-Confirmation Certification with Court. RESOLVED, FILED
- Confirming order must provide for all non-exempt proceeds from PI claim. ADD NOTE TO CONFIRMATION TERMS
Matter ResolvedRequest
Adjourment
18210/11/2023 10:00 am23-13225 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 6 required payments   Arrears: $2,370.00  
10/2 workup for the 10/11 calendar EDC

2 payments arrears, still estimated NJ claims

1. Trustee obj to the following:
- There is non-exempt equity in real property $35,848.86 (pending resolve tax claims) and TD Bank acct $926.34.

2. Select Portfolio (FEIN SUCH) obj arrears owed more $9,049.42, POC filed with arears $9,049.42. Obj must be resolved.

3. Amanda Dzitko and Michael Estwanick (PASHMAN STEIN WALDER HAYDEN) obj to the following (RESPONSE FROM DEBTOR AND AMENDED SOFA FILED 8/15/23--RESPONSE DOES NOT REALLY EXPLAIN THE DEPOSITS):
-fraud claim against estate of Eastwanick
- Plan fails to disclose Debtor has 2 Santander Bank accts #0316 and #8713 in which Debtor deposited over $100,000 in alleged "inter vivos gifts" from the estate of his mother in law, Monica Estwanick in 2020 and 2021. The alleged "gifts" from Monica Estwanick form the basis of their fraud complaint pending in Superior Court of NJ, Ocean Vicinage.
- Bank accts were active and receiving deposits at least as of 1/6/23 and the accts also reflect having at $16,500 in deposited checks from Debtor's brother, Francis Pelligrino in 2022 and 2023.
- Schedules also fail to disclose $27,772 in Cashapp payments from daughter, Ashley Pelligrino which were deposited into Debtor's accts between 2020 - 2022.
- Plan fails to disclose lottery winnings received in 2022, Specifically 1/12/22 Debtor received $1,040 and on 2/16/22 $3,503.50 from NJ Lottery.

4. Must resolve estimated tax claims filed by State of NJ 2017-2021 tax returns not filed).

Prop Plan $1,185 x 60 begin 5/1/23; Dollar Base $55,748.67
Note: Chime bank statements provided.
------------------
resolved:
- Excessive expenses on Sched J: Cable/internet $375, Cell $220, Food $470 and Car payment $671.15. OK EDC
- Need signed affidavit of contribution daughter's boyfriend (not e-sign) or rental lease agreement. NEW SIGNED AFFIDAVIT FROM DAUGHTER PROVIDED 8/14/23, NOT BY HER BF STATING SHE CONTRIBUTES $350 AND BOYFRIEND CERT SAYS $850
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-13281 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 6 required payments   Arrears: $153.00  
As of 9/28/23(mk):atty ok to terms

**NEEDS TO CONFIRM AT $765 PTD, Then $161 x 31 Begin 10/1/23 Base. LM on Inverray Ave. by 12/13/23.
TR is not authorized to pay Land Home Financial arrears pending LM.
TR is authorized to pay Capitol One Auto Finance claim 7-1 arrears of $576.88 through the plan.
Tr is authorized to pay Ally Cap claim #25-1 arrears of $1,073.25 through the plan.
Per plan claim of Washington Tax Dept will not be paid unless a claim is timely filed**


-------------RESOLVED---------------
2.Trustee Objection:
- Capital One filed arrears claim $576.88- OK
TP PAY?( Per atty- YES)
-Ally cap filed arrears claim for$1,073.25- OK
TO PAY?( Per atty- YES)

- Objection by Land Home Fin Svs(Brock & Scott): LM speculative(CO Submitted 7/31
Cure arrears VIA A LM to be completed 6 mos from conf)

-need 2022 tax Return (PROVIDED)
- need 2 months (March & April) bank
statements from Chase Bank accts#1601
and #1600.(provided)

-need copy of the homeowner's insurance renewal declaration with personal liability coverage.(PROVIDED)

>> Order for Loss mit entered 6/15/23. LM by 9/13/23

PLAN: $153 x 36 begin 5/1/23; Base and Loan mod on Inverrary Ave 6 months from confirmation
5/5
Matter ResolvedRequest
Adjourment
21510/11/2023 10:00 am23-13291 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 6 required payments   Arrears: $600.00  
10/2 workup for the 10/11 calendar
**needs judge--motion to redeem needs to be heard--att has $325,000
2 payments arrears

1. Objection filed by Carrington/Wilmington (Hill Wallach) - failure to cure full arrears of $105,354.34, refinance is speculative and plan is not feasible because of negative disposable income. (UNRESOLVED)

2. Objection filed by Yaakov Fishman (Broege, Neumann) - property purchased at sheriff's sale, bankruptcy filed 9 days post sale and redemption period expired on 6/20/23. (UNRESOLVED)

3. Trustee's objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of
-$2,867.34.
The debtor has failed to supply the Trustee with the following document (s):
Proof of 2 month's income - for the debtor for June and July. (NOT RECEIVED)
- A copy of the last filed tax return - 2022 prior to confirmation. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- Need to resolve objection by Carrington Mortgage.(UNRESOLVED)
- Need to resolve objection by Yaakov Fishman. (UNRESOLVED)

RESOLVED ISSUES:
- There is $96,641 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED)
The Schedules fail to account for the debtor(s) tax refund in the amount of $5,133.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $300 x 60 beginning 5/1/2023, refinance by 9/1/2023, 100% plan
Payments: 2/5, arrears $900
Matter ResolvedRequest
Adjourment
18610/11/2023 10:00 am23-13325 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $500.00  
ISSUES AS OF 10/2/2023 (DM):

1) MTAG (Gary Zeitz, Esq) OBJs - $43,673.38 secured tax claim not properly set up for payment (UNRESOLVED).

 If consent order is reached with MTAG above, need strike priority plan treatment of creditor (okay per atty)

2) Pacific Asset Holdings filed $1,398.39 arrears claim on Phillips Rd property (OKAY TO PAY??)

3) Plan provides $18,717.81 secured pay-in-full treatment to TD Bank on S. Main St property - no POC filed (STRIKE??)

4) Trustee OBJ:
- Need March & April bank statements for Ocean First joint acct (RECEIVED).
- Need recent statement for Home Depot stock (RECEIVED).
- Tax refund of $3,079 was not prorated and included in disposable income calculation.
- There is $153,244 non-exempt equity in Phillips Rd property and $370,206 non-exempt equity in S. Main St property, $5,550 non-exempt equity in 1990 Ferrari, and $1,932 in bank accounts.
- Debtor has exceeded the 522(d)(5) exemption by $25 (MOOT).
- Need mortgage statement or POC for S. Main St property (RECEIVED)


Prop. Plan $500 x 12, $1,500 x 48, 100% Plan
- Refi of South Main St by 5/1/24
PTD 5/6 = $2,500
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-13434 / MBKKirsten B. Ennis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $250.00  
10/4/23(mk)

>>NEED UPDATE ON LM- email to atty

loss mit package submitted to lender by 9/30 to see if LM will be granted per Judge on 8/23. LOSS MIT WAS GRANTED

AS of 8/14/23(mk):

>>PLAN NOT FEASIBLE- NEGATIVE INCOME<<


Bar date has passed and only creditor is the Mtg company. No discharge case

MFR on 8/23/23

1. Objection By Deutsche Bank( RAS):
loss mit speculative

2.Trustee Objection:
-debtor has insufficient income .Income is
negative $766.31
- debtor has failed to provide proof of service
with respect to -plan motions to avoid liens
and reclassify claim from secured to
unsecured- on claims filed for these creditors.
- Plan treats Mtg co as unaffected and LM
pre pet. arrears 762,012.08.
-need to file Pre-Confirmation Certification with Court

Plan: $250 X 36 BEG 5/2023; LM BY 9/1/2023 (63 CAMBELL RD); BASE
5/6 PAYMENTS
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-13549 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 6 required payments   Arrears: $916.00  
As of 10/2/23 (DS): 1. Debtor in arrears $916, made 2 payments out of 6, last payment made $229 on 7/11/23.

2. Trustee obj to the following:
- Need DSO Info for Gissella Malgeri, 2022 tax return and copy of property settlement agreement that deeded home at 247 Lakeshore Drive to wife.
- Upon review of the 22C gross monthly income is $9,366.25 (April gross $37,465/4), Line 23
requires documentation and Line 41 (retirement deductions - PERS loan) should be $765.62. Per the 22C, monthly disposable income is $1,906 which requires min. dividend $114,360 to gucs. Proof of income verifies disposab;e income $1,181.
- Valley National Bank filed arrears claim $416.79. Needs to be paid or move against the claim.
- IRS filed estimated tax claim, 2021 and 2022 tax returns not filed. Must resolve estimated tax claim.
- Must file Pre-confirmation certificate.

Prop Plan $229 x 24 begin 5/1/23; $439 x 28 begin 4/1/25; $719 x 8; Base
Note: Tier plan not needed, case above median and there is disposable income.
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-13763 / MBKAndrew M. Carroll, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

10/3 workup for the 10/11 calendar EDC
SAME AS LAST TIME

** Trustee objection to confirmation - need to resolve
- Domestic Support Obligation information
- Need to file a Modified Plan that marks off Section 8d post-petition claims and proposes a tier plan when car payment $182 ends in month 25.
- Amendments to Schedules C to take exemptions in all bank accts.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car insurance $540, 3 car payments $182, $276, $589 (car payment verifies $558) and support payment $1,593 (requires proof of payments/order for support payments)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies $1,439.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,041 when determining disposable income.
- Need order for support payment ($1,593) listed on Sched J.
- Must resolve the bifurcated claim of Lehigh Valley (secured $15,000 and unsecured $20,369.41).
- Must file Pre-confirmation certificate.

2) Reviewing claim #1 and #3 it appears that claim #3 released to Lehigh Valle Educators Fed Credit Union, making claim #3 a duplicate claim for the same vehicle (same vin #)

3) Schedule D shows a Ford Mustang, is there a loan on this car? Did not provide insurance for this car. Vehicle is not treated in plan

proposed plan $250x60 begin 6/1/2023 base plan
paid in $750
-----------------
resolved issues:
- Updated auto insurance for 2016 Ford F150 (expired 5/12/23) RESOLVED, PROVIDED RENEWAL
and updated insurance for 2010 Chevy Camaro (expires 6/29/23) RESOLVED, PROVIDED RENEWAL
Matter ResolvedRequest
Adjourment
20810/11/2023 10:00 am23-13939 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-14018 / MBKPRO SEOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 5 required payments   Arrears: $3,650.00  
Matter ResolvedRequest
Adjourment
17410/11/2023 10:00 am23-14150 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 5 required payments   Arrears: $3,674.00  
AS OF 10/4/23 (SF) - DEBTOR IS NOT CURRENT WITH PAYMENTS 2 OF 5 ARREARS $3,674

1. Trustee objection:

- -There is $69,848.05 non-exempt equity in house. The plan needs to remain a 100% plan.



Plan proposes $1231 x 60 100% plan
Payments: 2/5 Arrears: $3674


RESOLVED:
--. Objection filed by Santander (Morton) - objects to cram (OTBS)

-- IRS priority claim 3-2 is estimated (AMENDED)

-- State of NJ priority claim 7-1 is estimated (AMENDED)
Matter ResolvedRequest
Adjourment
18310/11/2023 10:00 am23-14275 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 5 required payments   Arrears: $900.00  
UPDATED 9/28/2023 (JMA)

to confirm need $450x17 begin 6/1/2023, $1,302x36 begin 11/1/2024 with loan mod by 11/15/2023 base plan

issues as of 9/21/2023 (JMA)

1) GolfPark View Condominium Association (McGovern Legal) objection to confirmation - CONSENT ORDER PAYS SECURED CLAIM IN FULL THROUGH PLAN, GUC CLAIM TO BE PART OF GUC POOL
-plan does not include payment of creditors full claim
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income Verified income leaves monthly disposable income of $279.46.
- The debtor has failed to supply the Trustee with the following document (s): Need proof of insurance for the 2016 Chevy and the 2021 Chrysler. - RESOLVED, PROVIDED EXPIRES 11/1/2023, IF NOT CONFIRMED WILL NEED RENEWAL
- Need to resolve the bifurcated claim #3 filed by Golf Park View Condo Association - need to advise of treatment of guc claim RESOLVED

proposed plan $450x17; $1320x36 with loan mod by 11/15/2023 base plan
paid in $1,35
arrears $950
last claim 13


RESOLVED:
- Need to file Pre-Confirmation Certification. RESOLVED, FILED
Matter ResolvedRequest
Adjourment
23310/11/2023 10:00 am23-14687 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 5 required payments   Arrears: $0  

*Motion for Relief Midfirst on for 10/25/23 1st mortgage-post petition arrears

10/2 workup for the 10/11 calendar EDC

**Can confirm at: $1550 paid then $401 x 55 beg 11/1/23 pro rata (min of $3922 to gucs due to equity)---US Department of HUD claim 1-1 will be paid outside of the plan--OTBS with Midfirst within 15 days


1) Trustee objection to confirmation - need to resolve

-- There is $3,922 in non-exempt equity in the bank account
-- US Department of HUD filed secured claim 1 with no arrears, claim is not in plan (ADD SECURED UNAFFECTED)
-- MidFirst Bank (Gross Polowy) objection to confirmation - need to resolve
-pre-petition arrears $14,059.95 (OTBS to PAY CLAIM)

proposed plan $310x60 base plan
paid in $1,240
last claim 10
--------------------
RESOLVED:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $662 in non-exempt equity in the residence. HUD CLAIM FILED, THERE IS NO LONGER NON-EXEMPT EQUITY IN THE HOME
Matter ResolvedRequest
Adjourment
20210/11/2023 10:00 am23-14736 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 5 required payments   Arrears: $275.00  
AS OF 10/4/23 (SF) Atty needs time to discuss terms with client


RECOMMEND $2,475 PTD, $1446 X 32 (BEGIN 10/01/23) BASE W/MIN $6193 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS


Need base of $48,730


Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Transportation $700. (Reduce expenses by $350) (dISPOSABLE INCOME VERIFIES AT $1693)
- Income verifies higher, Sched I has $5,456.21 income, but income verifies $6,225.
- There is estimated non-exempt equity in real property $5,642.36. (NOW 6193 DUE TO LOWER MORTGAGE CLAIM)
- Must file Pre-confirmation certificate




Plan proposes $550 x 36 Base
Payments: 2.5 /3 Arrears: $275



Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-14780 / MBKEric J. Clayman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 4 required payments   Arrears: $1,200.00  
AS of 10/4/23(mk):email to atty

1/ 4 payments- needs more payments then can work up

9/11/23: resolved issues w/ LL and agreed to cram car.Order entered pay 15,419.20 thru plan
1/3 payments to be current thru Sept. Did not make July payment. 1 payment posted 8/15/23- payment needs to go up due to cram amt
1. Trustee objection:
-Verified income leaves monthly disposable
income of $575..


Plan: $400 X 60 BEG 7/2023 BASE
1/4 payments

----------------RESOLVED------------------
Objection by USSA Fed'l Bank ( RAS)- Objects to cram value
>> Bifurcated claim filed by this creditor
ORDER ENTERED ON THIS :CRAM TO TOTAL $15,419.20

-Need to file Pre-Confirmation
Certification.(Filed)



Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-14807 / MBKPeter J. Broege, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 4 required payments   Arrears: $766.00  
AS OF 10/4/2023 (at):

RECOMMEND: $2,592 PAID TO DATE, $780 x 56 BEGINNING 11/1/2023, 100% PLAN
Preserve non exempt equity of $166,132 in real estate.

Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $166,132 in non exempt equity in the residence. (100% plan )

Modified plan before confirmation proposes: $1,826 paid to date, $766 x 58 beginning 9/1/2023, 100% to unsecured creditors
Payments: 3/4, arrears $766
(The Debtor's Plan is 100%. The Debtor wishes to adjust her plan payments based on the claims that have been filed as of the August 10, 2023 bar date.)
Matter ResolvedRequest
Adjourment
20510/11/2023 10:00 am23-14838 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 4 required payments   Arrears: $409.00  
10/3 workup for the 10/11 calendar EDC

CONF AT:
**$1131 paid then 385 x 46 beg 11/1/23 pro rata--Trustee standard order of distribution to be used----Debtor to file motion for cramdown Carvana/Bridgecrest within 15 days



As of 8/18/23 (DS): 1. Trustee obj to the following:
- Need proof of insurance for the 2012 Nissan and the 2012 Ford and 2 months recent proof of income from Instacart.
- Amend Schedule I and provide updated proof of income for new job with Instacart (1099 contractor).
- Need service to Bridgecrest.(NOT DONE-CANNOT CRAM IF NO SERVICE)



** 121 Front St/Jack Naser (landlord) filed priority claim, which is listed in plan as secured. Ok to pay as priority? pay as priority edc

Prop Plan $385 x 48 begin 7/2023; $0
------------------
RESOLVED:
- Must file Pre-confirmation certificate.
- Need Trustee standard order of distribution.- IN CONF ORDER
2. MFR filed by landlord, sched 8/23/23 and needs to be resolved.(denied)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-14915 / MBKRoger J. Yehl, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 4 required payments   Arrears: $2,575.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-14942 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 4 required payments   Arrears: $500.00  
As of 9/28/23(mk): Plan has Lm - prior case had sale and that failed - so what now?

> Hearing on objection to Loss mit on 8/23; WAS W/D- SO WHAT IS PLAN NOW

1. Objection by SN Servicing(Friedman V):
Lm is not feasible. prior Lm denied in 2022
income to debt ratio too high and worse in 2023
regular moly mtg $6,817.87- plan fails to provided for this

4th FILNG

2. Trustee Objection
There is $252,494 in non exempt equity in the residence.
There is $17,511 in non exempt equity in the Lakeland bank account.
Need to file Pre-Confirmation Certification.

Plan:$500 X 60 BEG 7/2023; LM per order(if entered); 100%
1/2 payments
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15021 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $350.00  
issues as of 9/5/2023 (JMA)

1) No 341 hearing, not rescheduled
2) Not current with Trustee plan payments, arrears $350

Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15024 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6054 of 4 required payments   Arrears: $584,750.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15033 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 4 required payments   Arrears: $500.00  
AS OF 10/4/2023 (at):

1. Nationstar Mortgage filed a secured arrears claim ##1 in the amount of $439.91 which is not in the plan. (PER DEBTOR'S ATTORNEY, PAY THIS CLAIM)

2. Wells Fargo Bank/Value City Furniture filed a bifurcated claim #4 which needs to be addressed.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need May and June bank statements for TD Bank accounts 2094, 2341 and 3885. (NOT RECEIVED)

RESOLVED ISSUES:
- The current Plan does not specify treatment of Nationstar Mortgage arrears claim under
the Plan. (PER ATTORNEY, PAY CLAIM)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $15,343 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $2,877 in non exempt equity in the 2018 Nissan. (LANGUAGE ADDED)

Plan proposes: $500 x 60 beginning 7/1/2023, not less than $23,000 to unsecured creditors
Payments: 3/4, arrears $500
Matter ResolvedRequest
Adjourment
22510/11/2023 10:00 am23-15130 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 10/4/2023 (at):

1. Objection filed by US Bank (McCalla) - failure to cure full arrears of $72,409.98. (Per POC) (UNRESOLVED)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $123,062 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $6,131 in non exempt equity in the Chase bank account. (LANGUAGE ADDED)

Plan proposes: $790 x 60 beginning 7/1/2023, 100% to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15181 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 4 required payments   Arrears: $200.00  
AS OF 10/4/23 (SF)

RECOMMEND $600 PTD, $735 X 44 (BEGIN 10/1/23) 100% PLAN

- Proof of 2 month's income - May and June for non filing spouse. (RECEIVED SOME PAY STUBS)

- Amendments to Schedules G to list 2021 Accord lease.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$502/month for health insurance (expenses are reduced by $502)
$629.19/month car payment
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $531.61. (UPDATED PAY STUBS PROVIDED AND INCOME NOW VERIFIES AT $1823.63)


Plan proposes $200 x 36 Base
Payments: 2/3 Arrears $200

RESOLVED ISSUES:
-$116/month for life insurance (OK)
- Need May and June bank statements for Wells Fargo accounts 9868 and 9031.
- Need a Modified Plan that assumes or rejects 2021 Accord lease.
Matter ResolvedRequest
Adjourment
22810/11/2023 10:00 am23-15260 / MBKAndrew M. Carroll, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 4 required payments   Arrears: $880.00  
AS OF 9/26/23 (at):

RECOMMEND: $880 PAID TO DATE, $1,115 x 57 BEGINNING 10/1/2023, 100% PLAN
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Preserve non exempt equity of $88,912 in real estate.

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $986.11.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $88,912 in non exempt equity in the residence. The debtor has not taken any
Federal exemptions on the residence. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $590.00 when
determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $440 x 60 beginning 7/1/2023, base
Payments: 2/3, arrears $440
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15289 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $600.00  
issues as of 8/9/2023 (JMA) - adjourn to allow 341 hearing to be rescheduled and held

1) 341 hearing not held, not rescheduled - no documents provided for 341 hearing
2) Not current with Trustee plan payments arrears $300
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15304 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 4 required payments   Arrears: $2,436.00  
AS OF 9/25/2023 (at):

1. TD Retail Card Services/Raymour Flanigan filed a bifurcated claim which needs to be resolved.

2. Santander filed a secured arrears claim #6 in the amount of $684.06 which is not in the plan. Is the debtor going to pay this claim?

3. Ally Capital filed a secured arrears claim #18 in the amount of $1,332.40 which is not in the plan. Is the debtor going to pay this claim?

4. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure arrears of $91,046.97 (Per POC) (RESOLVED - ARREARS TO BE CURED THROUGH A LOAN MODIFICATION BY 2/1/2024.)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Amended 6 months P&L to remove auto payment, auto insurance, utilities and fuel. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
- D(1) over exempts by taking joint exemption on real property, but Deed is only in Debtor 's name. (THERE IS $63,278 IN NON EXEMPT EQUITY IN THE RESIDENCE.)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: - The
monthly P&L has expenses, which are also on Schedule J: Car payment $574.06, internet
$87, telephone $97.50, auto insurance $262.25 (Schedule J has $814.38) and fuel average
6 months $742.50 (Sched J also has $500).
- Schedule J has excessive expenses as well: Electricity/gas/heat $500,
Tele/cell/internet/cable $563 (P&L has $184.50 total would be $747.50), Transportation
$500 (P&L has $742.50 total would be $1,242.50), Auto insurance $814.38 (P&L also has $262.25 total would be $1,076.63), Car payments $574.06 (listed on P&L) and $1,024.90 and Solar Panels $354 (not listed in Plan and utilities are $500).
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22C has disposable income $3,
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15345 / MBKMonika MazurczykConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 4 required payments   Arrears: $2,100.00  
AS OF 10/4/23 (SF) Debtor has not made a payment since August

1. Objection filed by PNC Bank (Carlon) - Total amount of claim is $1,056,939.22 and creditor objects to speculative sale and feasibility

2. Motion to sell scheduled for 9/13/23 at 9 (RESCHEDULED TO 10/25/23)

3. Trustee objection:

- The debtor has insufficient income. Income verified lower.
- The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that provides for a plan that is a minimum of 36 months
- Debtors residence is to be sold on or by 8/30/2023
- TD Bank #6723 is a special needs trust with end balance of $4,339.08, this is not part of
the debtor estate

4. Pending Motion to Sell - add non-exempt proceeds from sale to Trustee in confirming order (dm)

5. Must file pre-confirmation certification

Plan proposes $150 x 2 Base, Sale by 8/30/23
Payments: 2/4 Arrears: $2100

RESOLVED:
-The debtor must file a motion to sell the residence. (done)
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15363 / MBKScott E. Tanne, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 4 required payments   Arrears: $600.00  
AS OF 10/4/2023 (at):

NO FURTHER ADJOURNMENTS.

RECOMMEND: $1,800 PAID TO DATE, $1,500 x 33 BEGINNING 10/1/2023, BASE
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. The NJ Division of Taxation filed an estimated priority claim #8 which needs to be amended. (NO LONGER ESTIMATED)

2. Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $2,157. (UPDATED 8/31/2023)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Need updated car insurance prior to confirmation. Policy expires 7/26/2023. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,267.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $600 x 36 beginning 7/1/2023, base
Payments: 3/4, arrears $600
Matter ResolvedRequest
Adjourment
25910/11/2023 10:00 am23-15714 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 1 of 3 required payments   Arrears: $8,053.00  
AS OF 9/25/2023 (at):

RECOMMEND: $4,100 PAID TO DATE, $5,500 x 58 BEGINNING 10/1/2023, BASE
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.


Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as: 1. 22c
has excessive expenses:
- Line 13f takes $629, but Ally car loan is $11,438/60 months = $190.63, which should be $438.37, not $629, therefore, need to add back $190.63 to Line 45 disposable income.
- Line 33d has Lincoln Automotive paid $1,215, but car is being surrendered in Plan. Add back $1,215 to Line 45 disposable income.
- Line 34 arrears owed to Ally $3.43, plan does not have any arrears, no POC filed. Add
back to Line 45.
- Line 45 has disposable income $2,742.78 and adding in the above there would be
disposable income $4,151, which would require minimum dividend $164,566.80 to gucs.
2. Excessive expenses: Home maintenance $250, Tele/cell $287.50, Internet/cable $220,
Marist College $3,383.33 and Brookdale College $540, Medical/dental $785
(prescriptions/co-pays $200 and therapy $585), Transportation $500, Life insurance $636.94
and additional life insurance $191.39, 2 car payments $351 and $423, support payments
$8,500 and $400. MUST PROVIDE PROOF OF ALL EXPENSES 10 DAYS PRIOR TO
CONFIRMATION.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c would have disposable income of $4,151.
- Need proof of education and medical expenses. (NOT RECEIVED)

RESOLVED ISSUES:
- Line 19 court order payments $13,273.33, Sched J has total $8,900. Need order for
support payments. (RECEIVED)
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (RECEIVED)
- Order for support payments $8,500 and $400 total
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15718 / MBKJAY B FELDMANConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 3 required payments   Arrears: $0  

As of 9/29/23 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income $-1,481.77. After deducting the difference of food $-976.72.
- Need trustee standard order ofdistribution.

2. SN Servicing (CHARLES WOHLRAB) obj to arrears not paid, plan does not propose pre-petition payments $2,004.32 not paid and loan mod. Obj must be resolved.

Prop Plan $50 x 60 begin 8/1/23; Base and Loan mod on Main St by 12/1/23
Note: Bank statements provided 9/18/23 and CMA provided 9/26/23.
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15722 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0  

As of 9/29/23 (DS): Need to confirm at $500 x 6 begin 8/1/23; $1,600 x 54 begin 2/1/24; 100% with a minimum dividend $100,750.35 due to non-exempt equity

1. Trustee obj need updated CMA with updated comps, Zillow values property $290,000. Trustee to use $290,000. There would be non-exempt equity $100,750.35.

Prop Plan $500 x 6 begin 8/1/23; $1,600 x 54; Dollar Base $85,000
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15808 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

updated 8/17/2023 (JMA)
issues as of 8/9/2023 (JMA)

1) 341 not held, not rescheduled RESCHEDULED FOR 9/21/2023
2) Current with Trustee plan payments
3) Need to file Pre-Confirmation Certification with Court
4) New Rez/Shellpoint Mortgage (Hill Wallack) objection to confirmation - need to resolve
-approximate arrears $2,068.11
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15959 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,870.00  
issues as of 9/5/2023 (JMA)

1) 341 not held, rescheduled for 9/14/2023
2) Not current with Trustee payments, arrears $1,435
3) TD Bank (Morton) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-15965 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 3 required payments   Arrears: $2,200.00  
9/27/23(mk):

Order for SV entered 9/14/23. The plan at #3 needs to be denied Or case dismissed if there is no other reason for the case.

ADJ by MBK to 10/11/23

DEBTOR MOTION TO REINSTATE STAY AND CROSS MOTION - Denied
BY CITIMTG(Powers) FOR PROSPECTIVE RELIEF ON 9/13- GRANTED


PLAN IS 100% AND BAR DATE IS 9/21- SHOULD ADJ TILL AFTER THAT if they make it past the MFR
1. Objection By CitiMtg( Powers):
- plan fails to pay full arrears

2. POC filed by Credito Real on 2018 Nissan- arrears $242- NOT IN PLAN - OK TO PAY?

3. Trustee Objection:
- MP to pay std loans outside plan.
-Verified income leaves monthly disposable income of
$3,586.49.
There is $163,915 in non exempt equity in the residence.
There is $6,900 in non exempt equity in the 2018 Subaru.
PLAN IS 100%
Need to file Pre-Confirmation Certification

---------------RESOLVED------------
schedules fail to acct for tax refund $3215(ADDED IN)


Plan:$2200 X 60 BEG 8/2023; 100%
1/2 payments
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16079 / MBKMonika MazurczykConfirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 3 required payments   Arrears: $600.00  
AS OF 9/25/2023 (at):

PLAN IS NOT FEASIBLE. IRS FILED A SECURED CLAIM FOR $159,812.21. DEBTOR HAS INSUFFICIENT INCOME. WOULD NEED $4,230 x 57 BEGINNING 11/1/2023.

Trustee's objection:
- Need to file Pre-Confirmation Certification (NOT FILED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- Non-exempt equity $172 in 2016 Ford Escape (LANGUAGE ADDED)

Plan proposes: $600 x 3 beginning 8/1/2023, $2,661 x 57 beginning 11/1/2023, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16209 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16286 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0  

As of 10/3/23 (DS): If cert is filed need to confirm at $2,970 paid, $1,196 x 57 begin 11/1/23; 100% to gucs due to disposable income;
- Trustee ok to pay arrears claim#6-1 Capital One $1,133.20.
- Trustee ok to pay the arrears claim#7-1 Merrick Bank only, secured and unsecured portion of claim not to be paid. UNLESS TRUSTEE IS TO PAY? EMAILED ATTY

1. Need Debtors certification explaining Credit Union acct#1530-RG. Emailed Debtor atty.

As of 9/11/23 (DS): Debtor attorney requested adjournment to allow time to get car values, bank statements and wait pass bar date.

9/13/23 (DS): 1. Trustee obj to the following:
- STILL NEED JUNE/JULY BANK STATEMENTS FOR CREDIT UNION IN CO-DEBTOR NAME FOR #1530-RG (ATTY STATES THIS IS SON'S ACCT AND THAT HE IS OVERSEAS AND DEBTOR CANNOT GET ACCESS TO THIS ACCT, CO-DEBTOR HAS BEEN DEPOSITING FUNDS INTO THIS ACCT). TOTAL IN ACCTS#1738-02 SAVINGS $1,906.20, #1738-03 CHRISTMAS CLUB $425.16 AND #1738-RG-SAVINGS $148.37 AND WELLS FARGO $1,289.45.
- AMENDED 22C FILED 9/13/23 AND CHANGES THE GROSS INCOME FOR CO-DEBTOR FROM $5,005.58 TO $3,005.58, WHICH IS NOT WHAT IS ON SCHED I, SCHED I ALSO HAS $5,005.58. CASE WOULD BE ABOVE MEDIAN INCOME IF OVER $99,056 AT $120,897.36.
- Excessive expense for car insurance $410 (per Sched B daughter covers all expenses for car, also unsecured POC filed car was repoed and claim is a deficiency claim) and boat payment $350 (recreational purposes).
- Income verifies much higher, there is disposable income $2,924, deducting boat payment and difference in car insurance. CASE MAY BE 100% TOTAL GUCS FILED TO DATE $8,666.45, SCHED F HAS $13,800, BAR DATE IS 10/2/23.
- Valuation provided for 2019 Jeep Compass and 2018 Chevy Mailbu and values are much lower than what is on Sched B.

2. Capital One Auto (2019 Jeep Compass filed arrears claim $1,133.20. Trustee ok to pay? PER EMAIL 9/7/23 TRUSTEE OK TO PAY

3. Merrick Bank (2016 Key Largo boat) filed bifurcated arrears claim. Arrears owed $1,728.49, secured $16,58
Matter ResolvedRequest
Adjourment
21010/11/2023 10:00 am23-16385 / MBKMitchell Malzberg Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
AS OF 10/4/2023 (at):

1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure full arrears of $76,542.01 (Per POC) (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Excessive Expenses on Schedule J: $355 RV
- Need to file Pre-Confirmation Certification with Court (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - comps used are out of the 6 -month pre-filing range. (RECEIVED - VALUE $412,987. NON EXEMPT EQUITY IS $10,748)

Plan proposes: $1,000 x 60 beginning 8/1/2023, 100% plan
Payments: 2/2
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16399 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $3,353.00  
issues as of 10/4/2023 (JMA)

1) Credit Acceptance Corporation (Morton) objection to confirmation - need to resolve
-adequate protection payments should be made to creditor beginning in August 2023 in the amount of $206.63
2) Sixty Acre Reserve Condo Assoc Inc (McGovern Legal) objection to confirmation - need to resolve
-secured claim $10,978.65
3) Trustee objection to confirmation - need to resolve
- The debtor has failed to provide proof of service with respect to plan motion. Credit Acceptance received no notice and will require service. CERTIFICATION OF SERVICE NOTES SERVICE MADE 9/1/2023, CREDITOR HAS FILED AN OBJECTION TO THE DEBTORS PLAN

proposed plan $3,353x60 begin 8/1/2023 base plan
paid in $6,706
arrears $3,353
last claim 3
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16511 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 3 required payments   Arrears: $200.00  
AS OF 10/4/2023 (at):

DEBTOR HAS MADE ONE OF THREE PAYMENTS.

1. Objection filed by Rushmore Loan Management (Friedman Vartolo) - failure to cure arrears of $139,083.38 (Per obj - no POC filed yet), failure to make monthly post petition payments and creditor wants stay relief if property is not sold within an appropriate time frame. (UNRESOLVED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- there is $70,921 non-exempt equity in house (100% plan) (LANGUAGE ADDED)
-Debtor opened Tuned Proper Auto Sports in July 2023, not yet doing business. Should
provide updated income within 6 months of confirmation. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amo unt of $7,799 when
determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $100 x 36 beginning 8/1/2023, $8,000 x 1 in month 12, sale of residence by 5/31/2024, 100% plan
Payments: 1/3, arrears $200
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16602 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $1,000.00  
AS OF 10/4/2023 (at):

NEED HOMEOWNER'S INSURANCE FOR TIOGA STREET PROPERTY. DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. Santander filed a secured arrears claim #5 in the amount of $3,330.64. Need a modified plan to surrender the vehicle if arrears are not to be paid.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - for Tioga Street and
Sheridan Avenue properties. (RECEIVED INSURANCE FOR SHERIDAN AVE ONLY)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $71,916 in non-exempt equity in the real estate (100% Plan). (LANGUAGE ADDED)
- There is $1,500 in non-exempt equity in the 2006 Jeep (100% Plan). (LANGUAGE ADDED)
- Confirming order must provide for non-exempt proceeds from personal injury claim. (LANGUAGE ADDED)

Plan proposes: $500 x 60 beginning 9/1/2023, 100% to unsecured creditors
Payments: 0/2, arrears $1,000
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16605 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $660.00  
issues as of 10/4/2023 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $660
3) Legacy Mortgage Asset Trust (Parker McCay) objection to confirmation - arrears $72,011.44
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16609 / MBKAndrew M. Carroll, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,550.00  
As of 9/28/23(mk);


no 341 docs at all
no payments
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16649 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $258.00  
As of 9/29/23 (DS): 1. No Trustee payments made, made 0 out of soon to be 2 payments.

2. Trustee obj to the following:
- Debtor has failed to file a feasible plan, the redemption period has expired.
- Need updated CMA with comps sold within 6 months of filing.
- Disposable income verifies $530.
- Must file Pre-confirmation certificate.

Prop Plan $129 x 36; 100%
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16653 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 2 required payments   Arrears: $2,092.00  
issues as of 10/4/2023 (JMA)

1) 341 not held, rescheduled for 10/19/2023
2) No Trustee payments to date, arrears $2,092.40
3) IRS claim amended, no longer estimated
4) Need to file Pre-Confirmation Certiifcation with Court
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16712 / MBKRobert H. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16744 / MBKDemetrius J. Parrish Jr.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $398.00  
AS OF 10/2/23



1. Must request an adjournment
2. 341 not held - Rescheduled to 10/12 at 10
3. Payments: 1 of 2

Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16808 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16822 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 10/4/2023 (at):

1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $3,603.82. (Per POC) (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need statements for the debtor's TRS TDA loan and TR PN loan (deducted from
paycheck). (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Per the 22C, monthly disposable income is $10,493 which requires a minimum dividend of $629,580 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need July and August bank statements for TD account 9372. (NOT RECEIVED)

RESOLVED ISSUES:
- Need proof of insurance for the 2013 Toyota. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $92,153 in non-exempt equity in the residence. (100% Plan) (LANGUAGE ADDED)
- There is $4,587 in non-exempt equity in the 2013 Toyota. (LANGUAGE ADDED)
- There is $2,056 in non-exempt equity in the bank accounts. (LANGUAGE ADDED)

Plan proposes: $1,550 x 60 beginning 9/1/2023, 100% to unsecured creditors
Payments: 1/1
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16826 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16843 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $688.00  
AS OF 10/4/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $688
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16844 / MBKSTEVEN A SILNUTZER, ESQConfirmation Hearing ScheduledDismissedDebtor has made 1 of 2 required payments   Arrears: $0  

As of 9/28/23 (DS): Case dismissed 9/26/23
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16878 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $2,010.00  
UPDATED issues as of 10/4/2023 (JMA)

1) Real Time Resolutions Inc (Stern Eisenberg) objection to confirmation - need to resolve
-objection to plan motion to avoid lien and reclassify to unsecured
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document (s): A copy of the homeowner's insurance renewal declaration - insurance expired 9/12/23. RESOLVED, RENEWAL PROVIDED
- Need to provide Trustee with 2nd mortgage balance statement and proof of HOA liens. STATEMENT OF BALANCE TO HOA LIEN PROVIDED, $1,811.80. CREDITOR PROVIDED BALANCE IN THEIR OBJECTION, NO CLAIM FILED TO DATE.
- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C.  1325(a)(3).
- Plan is cramming 2nd mortgage, but there may be non-exempt equity in real property pending all claims and proof of 2nd mortgage balance and HOA lien. BALANCE ON HOA LIEN WAS PROVIDED $1,811.80. CREDITOR PROVIDED BALANC IN THEIR OBJECTION, NO CLAIM FILED TO DATE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity in real property.
- Need value of 2010 Kia Sedona, Sched B fails to add mileage, therefore cannot determine value. Per NADA valued more, but cannot determine with no mileage and exact model info. RESOLVED, PROVIDED KELLY BLUE BOOK TRADE IN VALUE OF $667
(HIGH MILEAGE)

proposed plan $2,010x600% plan
paid in $2,010
arrears $2,010
last claim 4
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16895 / MBKJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,000.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16918 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 2 required payments   Arrears: $2.00  
AS OF 10/4/2023 (at):

IF OK TO PAY CLAIM #9, RECOMMEND: $832 PAID TO DATE, $476 x 58 BEGINNING 11/1/2023, BASE
Preserve non exempt equity of $21,628 in real property.
Non-exempt proceeds from personal injury claim are to be turned over to the trustee.
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Claim #9 filed by Ally Bank will be paid through the plan.

1. Ally Bank filed a secured arrears claim #9 in the amount of $819 which is not in the plan. Is the debtor going to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVE ISSUES:
- Need a statement for the co-debtor's 401k loan. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $21,628 in non-exempt equity in the residence. (LANGUAGE ADDED)
- Need 6/23 pay stub for the debtor. (RECEIVED)
- Non-exempt proceeds from personal injury claim are to be turned over to the trustee. (LANGUAGE ADDED)
- Need July and August bank statements for Chase accounts 0095 and 1885. (RECEIVED)
- Need updated homeowner's insurance prior to confirmation. (RECEIVED)

Plan proposes: $417 x 60 beginning 9/1/2023, not less than $19,385 to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16934 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 109/4/2023 (at):

RECOMMEND: $600 PAID TO DATE, $300 X 46 BEGINNING 11/1/2023, BASE

Plan proposes: $300 x 36 beginning 9/1/23, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16937 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 1 of 2 required payments   Arrears: $1,367.00  
As of 9/29/23 (DS): RECOMMEND WAITING PASS BAR DATE 10/20/23 OR CONFIRM AT $1,367 x 2 BEGIN 9/1/23; $1,383 X 34 BEGIN 11/1/23; 100%

1. Trustee obj to the following:
- Excessie expenses on Schedule J: 2 Car payments $791 and $990. Trustee will allow so long as case remains 100%.
- 22c has disposable income $3,733, which requires minimum dividend $223,980 to gucs, also income verifies that there is disposable income $4,282.57. Plan pays 100%. RECOMMEND WAITING PASS BAR DATE 10/20/23 TOTAL GUCS FILED $9,790.77.

Prop Plan $1,367 x 36 begin 9/1/23; 100%
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16943 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $1,077.00  
As of 9/28/23 (D): 341 not held 9/7/23, still missing all docs.
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16947 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $1,520.00  
issues as of 9/28/2023 (JMA)

1) 341 not held, not rescheduled
2) Need to file Pre-Confirmation Certification with Court
3) No Trustee plan payments to date, arrears $760

proposed plan $760x60 base plan
paid in $0
arrears $760
last claim 4
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16973 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,700.00  
as of 9/28/23(mk)

no 341 docs
no payments.
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16975 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 2 required payments   Arrears: $0  

as of 10/4/2023 (JMA)

TO CONFIRM NEED $500X2 BEGIN 6/1/2023, $2,475X7 BEGIN 11/1/2023, $500X2 BEGIN 6/1/2024, $3,073X47 BEGIN 8/1/2024 100% PLAN WITH MINIMUM $3,800.11

1) Fay Servicing LLC (Pincus Law Group) objection to confirmation - need to resolve
-arrears $143,667.86
2) Trustee objection to confirmation - need to resolve RESOLVED
- Need June and July bank statements for Chase accounts. RESOLVED, PROVIDED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,132/month for assisted living (need proof) DOCUMENT PROVIDED SHOWS $1,730 AND $2,167 SOCIAL SECURITY PAID TO THE FACILITY
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $3,800 in non exempt equity in the residence. No (d) (1) was taken. ADD MINIMUM $3,800 DIVIDEND TO GUCS
- Need to file Pre-Confirmation Certification - RESOLVED, FILED

proposed plan $500X2, $2,475X7, $500X2, $2,475X47 100%
paid in $1,000
no claims to date
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16980 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-16983 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $730.00  
AS OF 10/4/23 (SF)

Adjourn to after bar date of 10/23/23

1. Santander filed arrears claim 4-1 in the amount of $605.66 which is not proposed to be paid through the plan (OK TO PAY?)

Trustee objection:

- Need HUD balance statement.
- There is non-exempt equity in real property (pending all claims and or 2nd mortgage
balance statement), First Atlantic checking acct $628.17 and TD Bank $144.94.

- Must file Pre-confirmation certificate.

Plan proposes $730 x 60 100%
Payments: 1/2 Arrears: $730
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17022 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $527.00  
AS OF 9/28/2023 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

2. Objection filed by PennyMac Loan (Frenkel Lambert) - failure to cure pre-petition arrears of $1,644.78. (Per obj - no POC yet)

3. Trustee's objection:
-Need to file Pre-Confirmation Certification with Court (NOT FILED)

RESOLVE ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is approximately $42,000 in equity in the debtor's residence. The plan must remain 100% as proposed. (LANGUAGE ADDED)
-Attorney Disclosure of Fees and the Plan do not agree, need to resolve (AMENDED DISCLOSURE FILED - HOURLY)
-HUD claim filed, not treated in plan (ZERO ARREARS, PAY OUTSIDE)

Plan proposes: $528 x 60 beginning 9/1/2023, 100% to unsecured creditors
Payments: 1/1
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17023 / MBKPRO SEConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17064 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $890.00  
AS OF 10/4/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $890
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17076 / MBKDavid E. Shaver, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $850.00  
As of 9/28/23 (DS): 341 not held 9/14/23, missing all docs, also no Trustee payments made.
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17122 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $681.00  
issues as of 9/28/2023 (JMA)

1) 341 not held, not rescheduled
2) Need to file Pre-Confirmation Certification with Court

proposed plan $681x36 base plan
paid in $681
last claim 3
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17176 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $930.00  
as of 9/28/23(mk)

looks like 341 docs in - needs mtg stment and - Needs hearing date

1/1 payment
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17177 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $385.00  
Matter ResolvedRequest
Adjourment
010/11/2023 10:00 am23-17235 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $219.00  
AS OF 10/4/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $219
Matter ResolvedRequest
Adjourment
29210/11/2023 2:00 pm18-23437 / MBKJOSEPH L. YOUNGBLOOD, JR., ESQ.Motion for Determination of Final Cure PaymentNeeds Resolution of Issues - Objections
ADJ by MBK at 10/11/23 at 2 PM

AR NOTE PRO SE DEBTOR DOC 69
NEED RESPONSE FROM LENDER AT 2
Any additional submissions by either the creditor or the Pro Se debtors to be submitted to the Court no later than 8/16/23 - ADJ to 8/23/23 at 2 PM (dm)

Loan Care obj (McCabe Weisbert)<>DEBTOR FILED MTN TO DEEM MTG LOAN CURRENT
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm21-10899 / MBKDavid L. Stevens, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $32,527.00
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm21-17593 / MBKMaryBeth Schroeder, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $145,761.00
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm22-12794 / MBKKarina Pia Lucid, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $31,596.00
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm22-13530 / MBKPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 12 of 18 required payments   Arrears: $2,400.00  
10/2 workup for the 10/11 calendar EDC

6 payments arrears

*case is 17 months old with est. tax returns, stay vacate and unconfirmed

*motion for relief for mortgage Trystone on for 5/24--no opposition filed EDC
--this needs resolution for confirmation

*case was dismissed and reinstated--proposed new MP $400 X 36 BEG 5/2022; N/E FROM PI; SALE BY 10/01/2023 (26 PALFREY LN); 100%

was ADJ to 12/14/22 Peremptory for tax issue- IRS priority claim estimated 2021 return - no refund; general unsecured claim estimated for 2016-2018 taxes

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply proof of Social Security Number to the Trustee. STILL NEED
-Need pre-confirmation certifcation still
-was ADJ to 12/14/22 Peremptory for tax issue- IRS priority claim estimated 2021 return - no refund; general unsecured claim estimated for 2016-2018 taxes
-There has been an undue delay in selling the property. The case is 17 months old and the original plan called for the sale in November of 2022.

--------------------
RESOLVED:
- Need better proof of income for employment by Shipt. Bank statements are not easy to review and can't determine income from this need debtor certification explaining income and support highlighting payments. OK 100% FROM SALE
- Need updated P & L for Marli's Chill N Grill through August 2022. OK 100% FROM SALE
- only provided checking account for Marli's Grill N Chill, does debtor have personal account? Need statements
- need business forms and P & L for Asil Management LLC /explanation as to what this business is and does.
- need to file pre confirmation certification with Court- Trustee to receive non-exempt proceeds from lawsuits and also for sale of home sufficient to ensure a 100% plan. OK


- A current market analysis - with comparable sales- the site you referenced has none. Or Tr will use zillow value of 224,900. $67,000 IN EQUITY PER ZILLOW OK 100%
- Amendments to Schedules B & C to add all acc
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm22-15429 / MBKEdward Hanratty, Esq.Motion CompensationRevised Order Submitted
Amended Order to pay fees outside the plan submitted 9/28/23 (dm)
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm22-16180 / MBKDaniel E. Straffi, Esq.Motion CompensationMoot - Dismissed
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm22-17870 / MBKJeffrey E. Jenkins, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
010/11/2023 2:00 pm23-13915 / MBKCamille J. Kassar, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes