Judge Christine M. Gravelle
Hearing Date: 10/7/2020
Hearing Count: 203
Last Updated: 11-27-2020 07:52 PM

Type an attorney name, case number, or disposition in the box below to filter results.
Example: type the last name of the debtor's attorney to show only records for that attorney;
type a case number to see only that case

Back to Hearings List
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
1210/7/2020 12:00 am17-22580 / CMGGregory James Corcoran Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 12:00 am
Total Paid In: $40,588.00
needs atty substition- NEEDS TO MAKE PAYMENT & MP

Debtor obj, filing mp (covid)<>ARREARS as of 10/2/20 $9,259.02
Matter ResolvedRequest
Adjourment
110/7/2020 9:00 am12-26018 / CMGPaul Gregory Lang Motion Avoid LienGranted
MTN TO REOPEN TO AVOID LIEN/MIDLAND FUNDING (DJ-211161-11)

no opposition.
Matter ResolvedRequest
Adjourment
210/7/2020 9:00 am15-24617 / CMGRoger J. Yehl, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $23,145.00
MP on 10/7/20 ***NEEDS RESOLUTION***<<<>>>

Debtor obj, filing MP<>LM ORDER DOC #92 FAILED TO ADDRESS POST PETITION ARREARAGE CLAIM; FAILED TO FILE $300 FEE APP WITH 10 DAYS OF 6/20/18 CONF
Matter ResolvedRequest
Adjourment
310/7/2020 9:00 am15-25244 / CMGEVELYN AKUSHIE-ONYEANIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $29,496.00
FAILED TO PAY PLAN BLANCE


>>Debtor obj. Covid issues will pay before hearing. Looks like $3,824.58 posted . Plan balance is..10cents
Matter ResolvedRequest
Adjourment
410/7/2020 9:00 am16-16512 / CMGGEORGETTE MILLERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $17,150.00
AS of 9/25/20(MK): atty ok to terms

Recap is 17,150 (53) PTD, Then 600 x 7 Begin 10/1/20.
Matter ResolvedRequest
Adjourment
510/7/2020 9:00 am16-17806 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,028.00
ARREARS as of 10/2/20 $728.

Plan has run 54 mos & 6 remain. Recap looks like $9,029 PTD Then $380 x 6 begin 11/1/20.
Plan balance $2,274.26
Matter ResolvedRequest
Adjourment
610/7/2020 9:00 am16-22815 / CMGTIMOTHY P NEUMANN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/18/2020 9:00 am
Total Paid In: $72,258.00
9/29/20(mk): adj requested- debtor covid affected
mk- look back at PN for 10/7/20

AS OF 9/25/20(MK):ARREARS $8404. LAST PAY 1/14/20

>Debtor was also to REFI by 1/17/20, NOT DONE
Matter ResolvedRequest
Adjourment
710/7/2020 9:00 am16-23473 / CMGPAUL H YOUNGMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $12,052.00
10/1 AMT: $11,313 PTD (51); $392 X 13 BEG 10/1/20; PLAN EXTENDED TO 64 MO (ATTY OK)<<<>>>

Debtor obj, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
810/7/2020 9:00 am16-27895 / CMGSteven F. Dunbar Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $13,044.00
ARREARS

Steven Dunbar substituted in as atty - filed 9/25/20
Matter ResolvedRequest
Adjourment
910/7/2020 9:00 am16-32428 / CMGJOSEPH J ROGERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
8/31/20 AMT: APOC FILED<<<>>>
US BANK #7-1 NOT W/D OR AMD POST LM
Matter ResolvedRequest
Adjourment
1010/7/2020 9:00 am17-17888 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/2/2020 9:00 am
Total Paid In: $40,273.00
Debtor obj (covid)<>ARREARS
Matter ResolvedRequest
Adjourment
1110/7/2020 9:00 am17-19141 / CMGJONAS SINGER, ESQ.Motion Relief from Stay (Fee)Continued
11/18/2020 9:00 am
Total Paid In: $40,020.00
Debtor obj, can make pymts<>NATIONSTAR MTG (McCALLA)
Matter ResolvedRequest
Adjourment
1210/7/2020 9:00 am17-22580 / CMGGregory James Corcoran Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $40,588.00
AR NEED MP AND GOOD FAITH PYMT
needs atty substition- NEEDS TO MAKE PAYMENT & MP

Debtor obj, filing mp (covid)<>ARREARS as of 10/2/20 $9,259.02
Matter ResolvedRequest
Adjourment
1310/7/2020 9:00 am17-24478 / CMGSTEVEN J ABELSON, ESQMotion CompelContinued
10/21/2020 9:00 am
Total Paid In: $27,765.00
MTN TO ENFORCE AUTOMATIC STAY
Matter ResolvedRequest
Adjourment
1410/7/2020 9:00 am17-32448 / CMGSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)Continued
11/18/2020 9:00 am
Total Paid In: $7,720.00
Debtor obj<>NATIONSTAR MTG/CHAMPION MTG (McCALLA)
Matter ResolvedRequest
Adjourment
1510/7/2020 9:00 am17-34307 / CMGKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $20,404.00
ARREARS 1,184 as of 10/1/20- debtor needs more time

>>Debtor to send 1400 on 8/26/20 &balance in 2 weeks- ADJ to 10/7/20 to be current
Matter ResolvedRequest
Adjourment
1610/7/2020 9:00 am17-35345 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $8,087.00
MP adj to 11/4/20

MP on 10/7/20. MP- INCOMPLETE DOCS /NEED RESOLUTION OF ISSUES.

Stay Motion( Sunny Brook Assoc) Also on 10/7/20

Debtor obj<>ARREARS $3,083 as of 10/2/20
Matter ResolvedRequest
Adjourment
1710/7/2020 9:00 am17-35345 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $8,087.00
10/5/20(mk): Order submitted .Post pet of $1,785 to be pd thru plan atty fees $531

Debtor obj, made pymt<>THE SUNNYBROOK ASSOC (LAW OFFICE OF NONA L. OSTROVE)

mk; also on 10/7/20: TR Motion & MP (Issues/Incomplete docs.)
Matter ResolvedRequest
Adjourment
1810/7/2020 9:00 am18-14040 / CMGTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,989.00
DEBTOR BECAME CURRENT
Matter ResolvedRequest
Adjourment
1910/7/2020 9:00 am18-21142 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/18/2020 9:00 am
Total Paid In: $6,229.00
MP filed 10/6/20.

Debtor obj, filing MP<> FAILED TO FILE MP FOR 0% TO BASE TO PAY IN 36 MO DISPOSABLE INCOME
Matter ResolvedRequest
Adjourment
2010/7/2020 9:00 am18-21506 / CMGDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $2,916.00
MP filed & On for 11/4/20

Debtor obj, needs more time<>FAILED TO LM BY 4/30/2
Matter ResolvedRequest
Adjourment
2110/7/2020 9:00 am18-24211 / CMGJEFFREY E JENKINS ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,720.00
SN SERVICING CORP (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
2210/7/2020 9:00 am18-24359 / CMGSTEVEN D PERTUZ, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/18/2020 9:00 am
Total Paid In: $33,600.00
10/6/29(mk): atty says lm still pending. Lender request for updated docs- adj 1 more time to 11/18/20 PEREMPTORY

AS of 9/25/20(mk): Order #56 resolving MFR says LM by 9/1/20 or MP to surrender RE of cure arrears-STATUS?

>>NEED STATUS OF LM<<8/18/20:Atty says LM review still pending & he has CO circulating w/ creditor on MFR. Needs more time

1.NO Order has been submitted for the 7/15/20 Stay motion.
2.Order granting extension of Loss Mit on 6/4/20. Has date of extension 1 day to 6/5/20???
3. Notice of Mtg Forbearance filed 8/10/20. No payments from 7/31/20- 10/29/20. Payments resume
10/30/20. Current paymt amt $3,775.48


Prior Notes:
LossMit only extended to 6/5/20 by order 9#52). WHAT IS STATUS?

5/28/20(mk):atty email -needs adj due to family issues. Told him to upload request. Complete LM package uploaded & has filed extension application-obj deadline is 6/3/20.

4/5/20(mk); emailed atty for status. reply is filing for extension today & docs uploaded to portal today.Debtor in Hotelbusiness so been affected.

3/13/20(mk): NEED STATUS OF LM.

1/24 AMT: LOSS MIT NOW EXT 3/5/20<<<>>>

12/4/19: debtor had health issues- now application is in & being reviewed- appl to extend has been filed


Debtor obj<>FAILED TO LM BY 5/31/19, EXTENDED LOSS MIT EXPIRED 6/21/19
Matter ResolvedRequest
Adjourment
2310/7/2020 9:00 am18-27900 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,680.00
As of 10/2/20:ARREARS $4,320. Last pay 3/3/30.

> after the TR motion was filed. Tr sent notice of late unsecured claim filed by PSE & G
Matter ResolvedRequest
Adjourment
2410/7/2020 9:00 am18-29622 / CMGBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $44,436.00
AMT: MP*** HONOR ROLL***

10/2/20(mk) Rec's closing st'ment- Unsigned copy)

9/24/20: (MK Emailed atty re closing statement on West Orange RE- we still need it

AMT: MP 10/7 --ON HR.

8/26/20(mk): atty filed MP (#99)today. Adj this motion to MP hearing date. 10/7/20


ARREARS- Debtor opp'n
Matter ResolvedRequest
Adjourment
2510/7/2020 9:00 am18-30451 / CMGRonald I. LeVine, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $13,880.00
MP ( ON FOR 11/4/20) filed 9/22/20- extend to 84 mos Needs COVID CERT & Amended I & J- ck if filed

9/15/20: email from atty: changes in office -needs MP

As of 9/10/20(mk):ARREARS $5,523. Last pay 3/2/20

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
2610/7/2020 9:00 am18-33317 / CMGRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $14,900.00
Debtor obj, filing MP Under cares Act <>ARREARS as of 10/2/20 $6,405. last pay 3/12/20
Matter ResolvedRequest
Adjourment
2910/7/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Trustee Certification of DefaultGrantedTotal Paid In: $4,410.00
10/2/20(mk):Arrears 9,074. Last pay 12/11/19. There were several motions for turnover filed originally- some were w/d and some settled w/ Order- Email to atty for status . ATTY NOT HEARD FROM DEBTOR

8/18/20(MK):debtor send in 2 payments of 1,000 each. adj to 10/7/20 to be on with motions for turnover w/IRS

8/14/20/20(mk): ARREARS NOW $7,734. Confirmed in Oct 2019. made 1 payment since conf. which was the Last pay 12/11/19.

6/10/20(mk: ADJ. Requested :says filed motion for turnover & sanctions vs. IRS & 3 ST agencies. on for 6/17/20. Arrears $5298 and last pay 12/2019. Told atty she needs to make a payment.


Debtor obj, will have funds- debtor tax refund was offset by IRS- trying to recoup.

as of 3/24/20: Arrears 3,532. Last pay 12/11/20
Matter ResolvedRequest
Adjourment
2710/7/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyWithdrawnTotal Paid In: $4,410.00
10/2/20(mk): There were several motions for turnover filed originally- some were w/d and some settled w/ Order- Email to atty for status

DEBTOR MTN (#65)FOR IRS TO TURN OVER $6,957 TO DEBTOR, $1,500 TO DEBTOR'S COUNSEL, AND SANCTIONS/PUNITIVE DAMAGES TBD BY COURT.
IRS OBJECTION #69

>> Tr Obj. Service defective . adj to 7/1 to correct: APOS FILED 6/8/20.

Matter ResolvedRequest
Adjourment
2810/7/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyOrder Previously SubmittedTotal Paid In: $4,410.00
9/1/20(mk): Order submitted to Chambers.

DEBTOR MTN (#68)FOR SSA TO TURN OVER $1,489 TO DEBTOR, $500 TO DEBTOR'S COUNSEL, SANCTIONS/PUNITIVIVE DAMAGES TBD BY COURT

>.TR Obj- service defective-adj to 7/1/20 to correct-APOS filed 6/8/20.
Matter ResolvedRequest
Adjourment
3010/7/2020 9:00 am19-10740 / CMGSTEVEN J ABELSON, ESQMotion to Approve Loan ModificationOrder Previously SubmittedTotal Paid In: $5,792.00
10/6/20(mk) Correct Order submitted today

Limited Obj. By TR --NEEDS REVISED FORM OF MANDATORY ORDER FOR LM APPROVAL
Matter ResolvedRequest
Adjourment
3110/7/2020 9:00 am19-11017 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $15,819.00
MP rec HR

AMT MP 10/7

8/28/20: MP Filed & COVD Cert. attached -No date yet

As of 8/28/20:ARREARS $7,065; FAILED TO SELL STREEKER RD PPTY BY 8/30/19
Matter ResolvedRequest
Adjourment
3210/7/2020 9:00 am19-11349 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $10,946.00
10/2/20(mk): mk email to atty for status. Reply- Bank told debtor will have answer by 10/14/20.

9/1/20(mk):debtor submitted the additional docs. Atty trying to confirm package is in underwriting, Reached out to bank's counsel

Debtor obj<>FAILED TO LM BY 12/1/19

debtor says:1st LM denied Appeal filed which is pending. Current w/ TR & Post pet. mtg payments.
Matter ResolvedRequest
Adjourment
3310/7/2020 9:00 am19-12662 / CMGDaryl Kipnis Motion Relief from Co-Debtor StayContinued
10/21/2020 9:00 am
Total Paid In: $14,670.00
ALLY CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
3410/7/2020 9:00 am19-13085 / CMGBENJAMIN JAMIE GINTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,608.00
ARREARS $2,541 as of 10/2/20. Last pay 3/3/20.
Matter ResolvedRequest
Adjourment
3510/7/2020 9:00 am19-13417 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $6,015.00
AMT: MP 10/21<<<>>>

adj to allow a MP

FAILED TO LM BY 2/5/20

>Debtor Opp'n-REC'D LM- Order entered 11/15/20- BUT WAS TO FILE MP & AMENDED I & J W/in 20 days.
- there are 2 mtgs on the RE both held by Wells Fargo-pre pet arrears claims were filed for both Mtgs.
-Order grants Lm for 1st Mtg &compels ex spouse to Cooperate w/LM on second Mtg.

>>Needs to address Arrears POC #5 on 1st Mtg & FILE A MP. What's happening on LM for second Mtg?
Matter ResolvedRequest
Adjourment
3610/7/2020 9:00 am19-13417 / CMGROBERT C NISENSON ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
10/21/2020 9:00 am
Total Paid In: $6,015.00
10/6/20(mk): debtor atty email - creditor atty requests 2 weeks to resolve

Eric Waldorf response (Scott Goldstein)<>MTN FOR CONTEMPT AND SANCTIONS AGAINST ERIC WALDORF/FAILURE TO COMPLY WITH ORDER DOC #71 TO SIGN LM AGREEMENT
Matter ResolvedRequest
Adjourment
3710/7/2020 9:00 am19-14880 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,864.00
ARREARS 7,810 as of 10/2/20 Last pay 3/20/20; FEASIBILITY DUE TO POST PETITION ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
3810/7/2020 9:00 am19-14897 / CMGFREDERICK J SIMONMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $18,280.00
PENNYMAC LOAN (PHELAN)
Matter ResolvedRequest
Adjourment
3910/7/2020 9:00 am19-15848 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $5,370.00
HYUNDAI LEASE (MORTON)
Matter ResolvedRequest
Adjourment
4010/7/2020 9:00 am19-16187 / CMGLAURENCE R SHELLER, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $3,056.00
REVERSE MTG (GREENSPOON MARDER)
Matter ResolvedRequest
Adjourment
4110/7/2020 9:00 am19-16596 / CMGWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/18/2020 9:00 am
Total Paid In: $5,602.00
10/5/20(mk): MP adj to 11/18/20

9/25/20(mk): working om MP - needs some clarification . STILL NEED ACCTING OF WRONGFUL DEATH SUIT PROCEEDS PER PRIOR CONF. ORDER.
-arrears now $8.50 but MP is 100% so that will resolve arrears..

MP ON FOR 10/7/20. atty says LM due by 11/30/. will adj to 10/7/20 for MP and then see where we are.

mk: fyi:Motion to Participate in Loss Mit. was adj to 8/19/20 & NOW RESOLVED- Debtor must get LM by 11/30/20;pay post pet & file MP w/in 14 days to extend under cares act to pay rest of PP due. will adj for the filing of the MP

ARREARS:Debtor owes June & July paymt.(total $648.50) will owe Aug. pymt ($330) by time of this hearing. Total to be current thru August $978.50

>>Debtor Opp'n- mailed ck for 1,311.50 on 2/12/20. Working on LM docs .Will get to atty & he will request to be allowed to Participate in Loss Mit again...


FAILED TO LM BY 9/2/19; ARREARS
Matter ResolvedRequest
Adjourment
4210/7/2020 9:00 am19-16714 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/18/2020 9:00 am
Total Paid In: $17,007.00
10/4/20(mk): MP filed.

10/2/20(mk): Arrears $2,465. I don't see Order entered on Motion to Enforce vs IRS (#59 on docket is labeled Order Enforce but that order is On NJ POC #5 reclassify claim) . 2 motions filed Motion (#53)to Enforce prior IRS order (I DO NOT SEE ORDER ENTERED ON THIS MOTION)
& Motion (#52)to Expunge/ Modify NJ Claim #5. so #59 is Order on Motion #52. As of this date no MP filed.

9/4/20(mk): Order vacating stay entered.

8/31/20: filing MP to surrender RE since sale did not occur. Has $1834 towards arrears.

AS of 8/25/20(mk: Arrears are now 2,465. Last pay June 2020.

This was adj to 9/2/20 to be on w/ Motion to Enforce
Debtor obj<>FAILED TO SELL THIEMAR TERRACE PPTY BY 12/31/19; FAILED TO ADDRESS LATE FILED/EST NJ DIV TAX CLM #5-1(Order #59 entered 8/24/20); NEEDS TO CLARIFY CLM AMOUNT DISCREPANCIES FOR IRS ORDER MODIFYING CLM, DOC #34 ENTERED 10/6/19 AND APOC #2-4 FILED 1/6/20-Motion on 9/2/20.

Debtor obj: says will be filing a motion to sale Debtor's property once signed contract is in hand.
In regard to late filed/estimated NJ Division of Taxation claim #5-1, we are awaiting
transcripts to reflect actual filings. Thereafter, we will be filing a motion to
reclassify/reduce/expunge claim# 5-1. As far as the amended POCfiled by IRS,
we will be objecting since an order Reclassifying IRS claimwas already entered on 10/05/19.
Therefore, the doctrine of res judicata applys
Matter ResolvedRequest
Adjourment
4310/7/2020 9:00 am19-17136 / CMGPETER E ZIMNIS, ESQMotion Avoid LienContinued
10/21/2020 9:00 am
Total Paid In: $14,827.00
10/5/20(mk): adj to 10/21/20: atty says resolved but needs to work out terms.

MTN TO AVOID LIEN/MERS-DEUTSCHE BANK

TR Objection- Motion is premature.
Creditor Objection(RAS)- premature & should be w/d.
Matter ResolvedRequest
Adjourment
4410/7/2020 9:00 am19-18445 / CMGDANIEL L. REINGANUMMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $35,142.00
10/2/20(mk): Atty request Recap: $34,462.06 PTD, Then $464 x 18 Begin 11/1/20.- Atty OK to terms

AMT: Fee app doc #78 filed & Granted

ARREARS $1880 as of 9/28/20

Debtor obj, will make pymt<>ATTY FAILED TO FILE FEE APP FOR $1,000 PPSD IN PLAN- DONE
Matter ResolvedRequest
Adjourment
4510/7/2020 9:00 am19-19674 / CMGWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $2,600.00
MTN TO MODIFY CLM# 3 TO ZERO(due to Lm)
Matter ResolvedRequest
Adjourment
4610/7/2020 9:00 am19-19723 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $3,197.00
10/5/20(mk): Motions to Allow late claims below on for 11/4/20

10/2/20(mk); Debtor atty filed POC For AArons & I & B Business on 10/1/20- Needs motion to be filed.


Debtor obj, making pymt; filing POC's<<>>FAILED TO ADDRESS PER PLAN CLAIMS (AARONS & I&B BUSINESS CORP); ARREARS
Matter ResolvedRequest
Adjourment
4710/7/2020 9:00 am19-19739 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $9,049.00
AMT: MP 11/4<<<>>


10/2/20: (mk):when MP had a date adj this to that date.

MP (#33) filed to remove LM & Cure arrears

Debtor obj, filing MP>>FAILED TO LM BY 11/1/19. DEBTOR OBJ.
Matter ResolvedRequest
Adjourment
4810/7/2020 9:00 am19-20120 / CMGDARIN D PINTO, ESQMotion Relief from Stay (Fee)Continued
11/4/2020 9:00 am

CASCADE FUNDING (MEYNER AND LANDIS)

MP also on 10/7/20- ISSUES/OBJECTIONS
Matter ResolvedRequest
Adjourment
5010/7/2020 9:00 am19-20523 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $14,040.00
Debtor obj<>SANTANDER (MORTON)
Matter ResolvedRequest
Adjourment
4910/7/2020 9:00 am19-20523 / CMGWarren Brumel, Esq.Motion Relief from Co-Debtor StayContinued
10/21/2020 9:00 am
Total Paid In: $14,040.00
Debtor obj<>BAYVIEW LOAN (SCHILLER, KNAPP, LEFKOWITZ)

getting a loan history
Matter ResolvedRequest
Adjourment
5110/7/2020 9:00 am19-21329 / CMGSEYMOUR WASSERSTRUM, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,650.00
FAILED TO FILED ORDER RESOLVING SELECT PORTFOLIO OBJ W/I 30 DAYS OF 2/19/20 CONFIRMATION; FAILED TO RESOLVE NJ DIV TAX #3-1 BY 4/30/20 FAILED TO LM BY 6/30/20
Matter ResolvedRequest
Adjourment
5210/7/2020 9:00 am19-22226 / CMGDOUGLAS G. MITCHELLMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)WithdrawnTotal Paid In: $2,712.00
Mk: says debtor fell behind due to unpiad child support owed to her. Will pay arres by heairn g date.

Case dismissed after conf.
Matter ResolvedRequest
Adjourment
5310/7/2020 9:00 am19-22231 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,340.00
Debtor obj, Filed MP (covid)- MP ON 10/7/20- HR

<>ARREARS
Matter ResolvedRequest
Adjourment
5410/7/2020 9:00 am19-22525 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $30,355.00
SELECT PORTFOLIO SERVICING (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
5510/7/2020 9:00 am19-23601 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,400.00
10/7/20: HOLD FOR JUDGE AT 12:00

Debtor obj<>WILMINGTON SAVINGS (PLUESE)
Matter ResolvedRequest
Adjourment
5610/7/2020 9:00 am19-23777 / CMGDAVID E. SHAVERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
Debtor obj, will pay arrears by 9/30<>FAILED TO LM BY 2/28/20 & EXTENDED LOSS EXPIRED 4/30/20; ARREARS
Matter ResolvedRequest
Adjourment
5710/7/2020 9:00 am19-23777 / CMGDAVID E. SHAVERMotion Relief from Co-Debtor StayContinued
10/27/2020 10:00 am

mk: case converted to & motion adj to ch 7 day AT 10 -

Debtor obj, pymts have been held insuspense<>PHH MTG (RAS)

ATTY Requesting adj for 2 weeks, waiting for creditor consent
Matter ResolvedRequest
Adjourment
5810/7/2020 9:00 am19-23889 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $5,976.00
MP ON 10/21/20

Debtor obj, filing MP<>FAILED TO LM BY 4/1/2
Matter ResolvedRequest
Adjourment
5910/7/2020 9:00 am19-24078 / CMGMAUREEN VELLAMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/2/2020 9:00 am
Total Paid In: $33,320.00
9/30/20(mk): needs more time to update IRS with Debtor's current income.
>>mk also needs to address POC #16 and feasibility- ADJ TO 12/2/20- NFA-

8/24/20(MK) debtor COVID affected. NEEDS MP.

NEEDS TO ADDRESS PER PLAN CLM ID#16/CLINTON TWP; 100% NOT FEASIBLE DUE TO #15-1/IRS FILED AFER CONF PRIOR TO GOV BAR EXPIRATION
Matter ResolvedRequest
Adjourment
6010/7/2020 9:00 am19-24191 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,080.00
SETTLED/RESOLVED

LOANCARE (McCABE, WEISBERG)

debtor opp'n- attempting to resolve-made offer
Matter ResolvedRequest
Adjourment
6110/7/2020 9:00 am19-25094 / CMGJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $4,050.00
Debtor obj<> ARREARS

mk: atty requests Recap.$3,150 PTD(14 mos) Then $395 x 46 begin 11/1/20 (atty ok)
Matter ResolvedRequest
Adjourment
6210/7/2020 9:00 am19-25105 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $8,554.00
10/6/20(m): creditor cert W/D

SANTANDER ( Gross McGinley)

TR ARREARS $8,873. TR Motion on for 11/18/20
Matter ResolvedRequest
Adjourment
6310/7/2020 9:00 am19-25976 / CMGROBERT C NISENSON ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $7,670.00
Debtor obj, will cure arrears through plan<>M & T (PARKER McCAY)
Matter ResolvedRequest
Adjourment
6410/7/2020 9:00 am19-25987 / CMGSEYMOUR WASSERSTRUM, ESQMotion Relief from Stay (Fee)Continued
10/21/2020 9:00 am
Total Paid In: $22,120.00
BSI FINANCIAL/SECRETARY OF VETERAN AFFAIRS (PINCUS LAW GROUP)
Matter ResolvedRequest
Adjourment
6510/7/2020 9:00 am19-26083 / CMGMelinda D Middlebrooks, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $11,869.00
ARREARS 19,020 as of 9/25/20

MP FILED - COVID EXTENSION- Hearing date 11/4/20
Matter ResolvedRequest
Adjourment
6610/7/2020 9:00 am19-26203 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $6,429.00
Debtor obj, made pymt<>WILMINGTON SAVINGS (HILL WALLACK)

mk: order submitted to chambers 9/24/20
Matter ResolvedRequest
Adjourment
6710/7/2020 9:00 am19-26961 / CMGPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,851.00
10/5/20(mk): Heard form atty- no opposing dismissal

ARREARS $18,200 as of 10/2/20. Last pay 4/1/20.

MRF By Ajax( Saltzman) Relisted for 10/21/20
Matter ResolvedRequest
Adjourment
6810/7/2020 9:00 am19-26989 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $7,600.00
10/2/20(mk): MP on for 10/21/20

9/15/20(mk): debtor furloughed just resumed work now can file MP

As of 9/10/20(mk): Motion was adj from July to 9/16/20. NO MP Filed

Debtor obj<>PLAN WILL NOT COMPLETE TIMELY DUE TO CITY OF SALEM CLM#10-1, HIGHER THAN PROPOSED IN PLAN; FAILED TO FILE AMD SCH C PROVIDE CMA/APPRAISAL FOR DAVID AVE PPTY BY 12/15/19(have zillow values)

Debtor obj says: I am presently furloughed and may file a post covid plan and certification. A modified
plan will be filed under either scenario to adjust the payment to reflect the proof of claim amounts.
Finally, I will not be amending Schedule C because the FMV of the house is less than
the principal of the taxes due to Sale.
Matter ResolvedRequest
Adjourment
6910/7/2020 9:00 am19-26994 / CMGDANIEL L. REINGANUMMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $6,300.00
10/5/20(mk): Status Chg Filed- settled Otbs by Fein Such- ORDER SUBMIITED TODAY

Debtor obj, wants to add arrears to plan (covid)<>PENNYMAC LOAN (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
7110/7/2020 9:00 am19-29453 / CMGTHOMAS D MCKEON ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously Submitted
10/6/20: Creditor A. Lubin , esq. objects - Needs certain language in order. a Debtor's atty working on it
REVISED ORDER SATISFACTORY TO ALL SUBMITTED TO CHAMBERS TODAY

10/5/20: Order submitted to chambers today -OK

10/2/20(mk: email to atty- They will be submitting the Order . Sale scheduled few few days after 10/7/20.

8/31/20(mk): Atty will submit a revised Order. NEEDS TO BE ADJ TO THE 10/7/20 DATE AS DEADLINE FOR NOTICE OF PRIVATE SALE IS 9/30/30. Revise order will contain a waiver of the 14 day saty and will request Ct enter Order on 10/7/20 as closing scheduled right after that.

113 EDINBURGH CT- K of sale for 155,000.CMA had 146,000 so more NE equity. Case on for conf 9/16/20. and will be 100%.

TR Limited Objection: gucs will receive 100% not pro rata. Atty must file separate fee application for services related to conversion and sale of Re .He seeks $7,460.75 to be pd at sale( Unless AR agrees otherwise). There was no Notice of Private Sale filed. The order should set forth the amount of the debtor's claimed exemption($22,975)in the property as per the filed sch C. Needs revised Order.
Matter ResolvedRequest
Adjourment
7010/7/2020 9:00 am19-29453 / CMGTHOMAS D MCKEON ESQMotion to Extend Time to Sell PropertyWithdrawn
mk: This should be W/D. atty to submit Order on Sale Motion.

MTN TO FILE EXTENSION

>>Doesn't need extension- There should be a revised Order on The Motion to Approve Sale also on Today-10/7/20.
If so, then mark this W/D
Matter ResolvedRequest
Adjourment
7210/7/2020 9:00 am19-30390 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $4,245.00
10/2/20(mk): MP Filed & On 11/4/20 to extend LM period and add PP Mtg Arrears per Order 9/4/20(#34)


Debtor obj, filing MP<>FAILED TO LM BY 4/1/20.> DEBTOR OPP'N
Matter ResolvedRequest
Adjourment
7310/7/2020 9:00 am19-30747 / CMGANDREW G. GREENBERG, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $6,665.00
MP filed and on for 11/4/20. to lower payments. Covid cert #29 & Amended I & J

Debtor obj, filed MP (covid)<>ARREARS $11,514 as of 9/25/20. Last pay 4/17/20.

MFR by Deutsche Bank (Frenkel Lambert)on 10/21/20
Matter ResolvedRequest
Adjourment
7410/7/2020 9:00 am19-31189 / CMGGeorge E Veitengruber IIIMotion to Approve Loan ModificationContinued
10/21/2020 9:00 am
Total Paid In: $2,200.00
9/25/20: needs more time to formalize. Quitclaim deed was recorded & accepted debtor needs to make 1 more payment

8/4/20- atty says need 2 weeks lender atty looking into receipt of signed LM

mk: 7/9/20 Revised Order submitted to Chambers today.

Nationstar obj ( Shapiro); Trustee limited obj<>MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
7510/7/2020 9:00 am19-32024 / CMGJoan Sirkis Warren Motion to Approve Loan ModificationOrder Previously SubmittedTotal Paid In: $4,050.00
Revised Order in correct form submitted 8/31/20.

Trustee limited obj; New Rez limited obj (Hill Wallack)<>MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
7610/7/2020 9:00 am19-32575 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
9/24/20(mk: Notice of Vol. Conversion filed

9/16 AMT: FILED STATUS CH FORM TO AMEND MINUTES FROM DISMISSED TO ADJ TO 10/7 FOR DEBTOR TO CONVERT TO CH 7

MK HOld Order- can we do a status change and adj to 10/7/20 to allow debtor to convert to Ch7

Per Atty - ok to dismiss

As of 9/10/20(mk):ARREARS $11,912. Last pay 1/31/20.
Since the filing of the TR Motion, SV on RE at 72 Vicari Way. Plan NOt feasible any way you look at it
Matter ResolvedRequest
Adjourment
7710/7/2020 9:00 am19-32922 / CMGMelinda D Middlebrooks, EsqMotion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj, proposes to pay<>ALLY CAPITAL (MORTON)

MP on 10/7/20: ISSUES/OBJECTIONS
Matter ResolvedRequest
Adjourment
7810/7/2020 9:00 am19-33035 / CMGFRANK J FISCHER, ESQMotion Avoid LienWithdrawnTotal Paid In: $5,985.00
AMT; THIS PLEADING IS A COPY OF THE PLAN AND TRANSMITTAL LET
Matter ResolvedRequest
Adjourment
8010/7/2020 9:00 am19-33238 / CMGPRO SEMotion Withdraw As AttorneyOrder Previously SubmittedTotal Paid In: $4,400.00
9/16/20:mk Revised Order submitted 9/16/20-

Needs a Revised Order. says debtor filed motion and recuse is spelled wrong and needs better wording.
Matter ResolvedRequest
Adjourment
7910/7/2020 9:00 am19-33238 / CMGPRO SEMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,400.00
mk: 10/7/20 : debtor is here in CT house- says he has paid. What doe John Morton say? has pd OTBS

Debtor obj<>CREDIT ACCEPTANCE (MORTON)

ALSO ON 10/7/20:
MOTION TO W/D AS ATTY
DEBTOR OBJECTION TO ATY FEE ORDER
Matter ResolvedRequest
Adjourment
8110/7/2020 9:00 am19-33238 / CMGPRO SEObjection to filed Fee OrderOrder to be SubmittedTotal Paid In: $4,400.00
Mk: update: Order atty must file amended disclosure and refund TR the fees overpaid 178.60 and no further fees to go to Witherspoon.

Judge treat it as motion to vacate Order #38 is vacated and the fees will be adjusted in original fee comp since we paid on
MK order vacating fee order and debtor's obj sustained, MK Do order TR will adjust fees off the orig .disclosure


DEBTOR APPEARIMG
DEBTOR OBJ TO ATTY FEE ORDER
Matter ResolvedRequest
Adjourment
8210/7/2020 9:00 am19-33563 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $10,000.00
Debtor obj<>WELLS FARGO BANK (MORTON)

Funds sent to lender - need to post
Matter ResolvedRequest
Adjourment
8310/7/2020 9:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToMootTotal Paid In: $7,429.00
MTN TO EXPUNGE ADVANCE FUNDING LLC #26-1/#26-2

OPP'n #53
Matter ResolvedRequest
Adjourment
8410/7/2020 9:00 am20-10151 / CMGDaniel Straffi, Esq.Motion to Extend Loss MitigationContinued
10/21/2020 9:00 am
Total Paid In: $7,130.00
10/7/20: will be requesting Adj

US Alliance FCU obj (Cohn, Lifland, Pearlman)<> MTN TO EXTEND LOSS MIT

Loss Mt terminated in April

new package to lender in 10 days
Matter ResolvedRequest
Adjourment
8510/7/2020 9:00 am20-10151 / CMGDaniel Straffi, Esq.Motion Confirming Stay not in EffectContinued
10/21/2020 9:00 am
Total Paid In: $7,130.00
10/7/20: Will be requesting an adj

Debtor obj<>US Alliance FCU STAY MTN - creditor response to objection linked below
Matter ResolvedRequest
Adjourment
8610/7/2020 9:00 am20-10151 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $7,130.00
Debtor obj<>HYUNDAI CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
8710/7/2020 9:00 am20-10878 / CMGBRIAN W HOFMEISTERMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $7,663.00
10/6/20(mk): this is resolved and will be OTBS - adds $2,524.20 pp to plan.

Debtor obj<>CSMC 2019-JR1 TRUST (FRENKEL LAMBERT WEISS)

9/25 20:Mk: need to know about amt of post pet to be added to MP
Matter ResolvedRequest
Adjourment
8810/7/2020 9:00 am20-11106 / CMGSTEPHEN M GOLDBERG, ESQMotion Relief from Co-Debtor StayMoot - Dismissed
CARRINGTON MTG (HILL WALLACK)
Matter ResolvedRequest
Adjourment
8910/7/2020 9:00 am20-11338 / CMGCAMILLE J KASSARMotion Relief from Co-Debtor StayGranted
10/6/20(mk) : debtor atty no longer opposing

9/25/20(mk): Conf of MP REC Dismissal. No reply for debtor atty as to letter re: tax issues- see conf matter notes.
LM had been terminated as missing docs were not timely submitted

9/2/20: NS by atty & remove confirmation of case from HR

BANK OF AMERICA (PARKER McCAY)

>Debtor opp'n #37

conf on orig plan on 8/5/20. MP #38 is on for 9/2/20 & is HR
Matter ResolvedRequest
Adjourment
9110/7/2020 9:00 am20-11421 / CMGJONI L GRAY, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $1,850.00
10/6/20(mk): Order Vacating Stya was submitted to Chambers TODAY.

10/2/20(mk): Debtor no longer opposing this or the TR Motion

Debtor obj<>HMC ASSETS/BSI FINC (PINCUS LAW GROUP)
Matter ResolvedRequest
Adjourment
9010/7/2020 9:00 am20-11421 / CMGJONI L GRAY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,850.00
10/2/20(mk) Debtor no longer opposing dismissal

Debtor obj<>FAILED TO ADDRESS IRS PER PLAN CLM; ARREARS
Matter ResolvedRequest
Adjourment
9210/7/2020 9:00 am20-12747 / CMGPETER E ZIMNIS, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $960.00
MTN TO EXPUNGE IRS POC #4
Matter ResolvedRequest
Adjourment
9310/7/2020 9:00 am20-12899 / CMGDaniel Straffi, Esq.Application to Extend Loss MitOrder to be SubmittedTotal Paid In: $3,933.00
Select Portfolio obj (Fein Such)<> APPLICATION FOR EXTENSION OF LOSS MITIGATION

loss mit extended 30 days. debtor AP payment beg, Oct
Matter ResolvedRequest
Adjourment
9410/7/2020 9:00 am20-13569 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $7,097.00
mk: Co submitted 9/30/20. Cure arrears outside directly to creditor.

Debtor obj<>NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
9510/7/2020 9:00 am20-13569 / CMGKarina Pia Lucid Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $7,097.00
MK: amt in plan $14,809 AP $135 begin 4/1/20)

AR NOTE PARTIES NEED TO RESOLVE OR ADVISE CMG OF VALUATION ISSUES
MTN TO MODIFY PLAN TO CRAMDOWN AMERICREDIT FINANCIAL CLM

>>MP also on 10/7/20: ISSUES/OBJECTIONS

J. Morton has filed (#38)objection to Mod. Plan (#30) ALSO ON 10/7/20)

Mk: any Order for Cram needs to include the amount to be paid on the cram thru Plan. This order does not have that.
John Morton has creditor so he will object and then we will get amt.
Matter ResolvedRequest
Adjourment
9610/7/2020 9:00 am20-13585 / CMGEric ClaymanMotion Relief from Stay (Fee)Continued
10/21/2020 9:00 am

mk: trying to resolve

Debtor obj<>WHITEHALL APARTMENTS (GIORDANO, HALLERAN & CIESLA)

MK: conf now on 10/21/20
Matter ResolvedRequest
Adjourment
9710/7/2020 9:00 am20-14015 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Continued
10/21/2020 9:00 am
Total Paid In: $3,200.00
Debtor obj, requests arrears to be capitalized in plan<>DEUTSCHE BANK (KML)
Matter ResolvedRequest
Adjourment
9810/7/2020 9:00 am20-14141 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 8 required payments   Arrears: $0  

dismiss w/o prej.

As of 9/28/20 (DS): 1. Debtor in arrears $3,940, made 2 out of 7 payments, last payment $2,000 made 7/13/20.

2. BELOW ISSUES NOT RESOLVED.

8/5/20 (DS): 1. Trustee obj to the following:
- Proof of income verifies $1,646.68.
- Must file Pre-confirmation certificate.
- Need information on grandmother's will. - PER CERT FROM DEBTOR GRANDMOTHER DID NOT PUT HIS NAME IN THE WILL.

2. Quicken Loans mtg obj to arrears more, POC filed with arrears $31,659.48. Obj must be resolved. MOD PLAN PAYS PER POC ARREARS.

3. Ally obj to cram of vehicle, must resolve obj.

Prop Plan $990 x 60 $0
Note: Mod plan now marks off 5a to $0. Amended Sched I filed to add back 401(k) loan. IRS filed amended claim.
Matter ResolvedRequest
Adjourment
9910/7/2020 9:00 am20-14177 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,400.00
AMT: MP 10/7-- ***HONOR ROLL****

Debtor obj<>PLAN DENIED ON 7/15/20 AND FAILED TO FILE MP
Matter ResolvedRequest
Adjourment
10010/7/2020 9:00 am20-15167 / CMGSTEPHEN M GOLDBERG, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO MODIFY WELLS FARGO #7-1 TO UNSECURED
Matter ResolvedRequest
Adjourment
10110/7/2020 9:00 am20-16946 / CMGRobert Manchel, Esq.Motion Relief from Co-Debtor StayContinued
10/21/2020 9:00 am
Total Paid In: $2,680.00
PNC BANK (FEIN, SUCH)

Debtor Opp'n (#23)
Matter ResolvedRequest
Adjourment
10210/7/2020 9:00 am20-17231 / CMGCANDYCE I SMITH-SKLAR, ESQApplication to Extend Loss MitigationDeniedTotal Paid In: $1,500.00
AR NOTE PER DEBTOR MOD APP SUBITTED , PER LENDER PLAN IS A CURE PLAN- PARTIES WILL DISCUSS
10/7/20:Contested -May need judge if not resolved

NJ Housing & Mtg obj ( pluese)<> MTN TO EXTEND LOSS MIT

MK: Plan was confirmed /o a LM and a cure to NJ Housing on Mtg-
per atty office on conf - they will still pursue a LM- WILL THAT NOW BE OUTSIDE?
& if they get it will MP
Matter ResolvedRequest
Adjourment
10310/7/2020 9:00 am20-17609 / CMGJames J. Cerbone, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Needs a new confirmation date. CONF 12/2/20
Matter ResolvedRequest
Adjourment
10410/7/2020 9:00 am20-18737 / CMGRobert Manchel, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW CHARLES CAPPICCILLE TO TESTIFY AT THE 341 MEETING AS POWER OF ATTORNEY FOR CO DEBTOR
Matter ResolvedRequest
Adjourment
10510/7/2020 9:00 am20-19951 / CMGRUSSELL L LOW, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
10610/7/2020 9:00 am20-19971 / CMGWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawn
10/6/20(mk): email form dispo list . Motion w/d

MTN FOR VIOLATION OF THE STAY AGAINST SANTANDER CONSUMER AND TO TURN OVER 2012 CADILLAC ESCALADE

OPP'N (#23)by Santander(Morton)
Matter ResolvedRequest
Adjourment
10710/7/2020 9:00 am20-20285 / CMGROBERT C NISENSON ESQOrder Shorten TimeGranted
MTN TO CONTINUE STAY (OST)
Matter ResolvedRequest
Adjourment
10810/7/2020 9:00 am20-20746 / CMGWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
<
--MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
10910/7/2020 10:00 am15-24617 / CMGRoger J. Yehl, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 81 of 63 required payments   Arrears: $1,648.00  Total Paid In: $23,145.00
w/d Plan

AS OF 9/28/20 (SF)

1. There is a post-petition order dated 5/3/18 as to Select Portfolio Servicing which the Order approving loan mod does not address. This order must be amended/vacated or the Order approving the loan mod dated 4/17/20 must be amended to vacate the order

2. Objection filed by Select Portfolio (Frenkel, Lambert Weiss) - failure to cure all pre-petition arrears; failure to provide for post-petition payments; Secured Creditor objects to the vagueness of the Plan and the reference to
"Nationstar" as the mortgagee. The proposed Plan should be modified to reflect that Secured Creditor's claim
was modified and no arrears remain outstanding. (MUST RESOLVE)

3. Trustee motion to dismiss scheduled for 10/7/20 at 9

MP proposes $22705 PTD, NO FURTHER PAYMENTS, 100% PLAN
Matter ResolvedRequest
Adjourment
11010/7/2020 10:00 am16-31793 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 96 of 48 required payments   Arrears: $175.00  Total Paid In: $16,762.00
As of 9/22/20(mk): - Atty ok with terms.sf

**CAN REC CONFIRM AT $16,086.99PTD,THEN $175 x 38,begin 10/1/20;Base;
PLAN EXTENDED TO 84 MOS UNDER CARES ACT**

TR Objection resolved :
Covid Cert & Amended I & J filed.

MP Proposes:348.60 x 45, 156.21 x 39;Base;Plan extended to 84 mos under Cares Act.
Plan has run 46 mos;now 38 remain
Matter ResolvedRequest
Adjourment
11110/7/2020 10:00 am17-17215 / CMGJOSEPH J ROGERS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 56 of 43 required payments   Arrears: $0  
Total Paid In: $26,508.00
10/5/20(mk):

**CAN REC CONFIRM AT $25,558 PTD,THEN $475 X18 BEGIN 11/1/20;BASE;STRIKE PART 4G FROM PLAN;DISTRIBITION IS PER PLAN.**

MP proposes 475 x 60;0%
plan has run 44 mos & 18 remain.
MP now proposes to pay 2 judgments that were avoided Per Prior conf Order
ENTERED 3/9/18.
RE Surrendered & there is SV
THERE WERE NO CLAIMS FILED BY THOSE CREDITORS.( Objection filed)- Atty agrees
to not pay these j'ments- WILL STRIKE FROM PLAN
Matter ResolvedRequest
Adjourment
11210/7/2020 10:00 am17-35345 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 22 of 35 required payments   Arrears: $0  
Total Paid In: $8,087.00
Debtor attorney requested adjournment, to allow time to get updated income and amend Sched I & J.

As of 9/23/20 (DS): 1. Trustee obj:
- Must file amended Schedule I & J.
- Need updated income and 2019 tax return.
- Case must remain 100% due to non-exempt equity on real property $88,676.31.

MP Prop $215 x 28 $0 - Debtor's income has been impacted. Her oldest child has aged out of the Social Security death benefit and debtor is currently on Social Security. The plan has been extended to 60 months to lower the payment.
Matter ResolvedRequest
Adjourment
11310/7/2020 10:00 am18-26338 / CMGPRO SEFinal ConfirmationContinued
11/4/2020 10:00 am
Debtor has made 33 of 27 required payments   Arrears: $0  
Total Paid In: $93,600.00
Wells Fargo wants a few more changes to the Consent Order - PUT ON RECORD :Adj to 11/4/20 (dm)

MP ISSUES AS OF 9/30/2020 (DM): still need settlement docs - email sent to Shapiro's ofc

8/28/20: Creditor email requesting adj 30 days to do settlement docs & APOC.

8/20/20 - CMG advises that Wells Fargo will be filing an amended POC that will set forth a fixed balance due for final work-up.

***Docket reflects that settlement discussions with the Court regarding the Motion to Reconsider Reduction of Wells Fargo Claim were to take place on 6/22/20***

1) Interim Confirming Order provided for no payment on Wells Fargo POC (1-1) that was reduced to $50,000 per Doc #99 Order - claim shall not be paid until further order of the Court - Court granted creditor's Motion to Reconsider - this is the sole claim that remains to be paid (UNRESOLVED).

2) Interim Confirming Order provided for $1,900.79 to be paid to IRS on its estimated priority claim (POC WAS AMENDED TO $0 ON 4/30/20 AND TRUSTEE DID NOT MAKE A DISBURSEMENT ON THE CLAIM).


Interim Conf Order: $71,100 Ptd, $2,842 x 16 start 5/1/20, 100% Plan
PTD = $81,600
Last Claim (5-2) dated 4/30/20
Matter ResolvedRequest
Adjourment
11410/7/2020 10:00 am18-27154 / CMGJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 22 of 27 required payments   Arrears: $0  
Total Paid In: $7,076.00
AS OF 10/7/2020 (at):

RECOMMEND: $6,344 PAID TO DATE, $325 x 34 BEGINNING 11/1/2020, BASE
(income verified higher than scheduled)

1. Need all June and July pay stubs for Debtor. Only 3 pay stubs provided. (RECEIVED)

2. Excessive expenses: $160/month for IRS refund, $556/month for tuition collection (need proof for both)

MP proposes: $161 x 36, 0% to guc's
Payments: 25/26 ARREARS $221 (Debtor cannot the trustee payments due to no longer receiving overtime at work. no longer a payment to unsecured absorbing attorney fees into the plan. )
Matter ResolvedRequest
Adjourment
11510/7/2020 10:00 am18-29622 / CMGBRUCE H. LEVITTConfirmation Hearing on Modified PlanConfirmedDebtor has made 30 of 25 required payments   Arrears: $0  
Total Paid In: $44,436.00
AS of 9/24/20(mk) Atty ok to terms

**CAN REC CONFIRM AT $41,464 PTD, THEN $1,486 X 2 ,BEGIN 10/1/20;THEN $2,315 X 58 BEGIN 12/1/20; 100%; PLAN EXTENDED TO 84 MOS UNDER CARES ACT**

1. MP changes from 100% to Base. Unsecured total is $46 needs to pay that.

MP proposes$2,275.00 x 6 months, then $1,486.24 x17 ;$2,394.37 x 59;Base
Plan extended to 84 mos total under cares act.
PLan has run 23 mos and now 61 remain
Matter ResolvedRequest
Adjourment
11610/7/2020 10:00 am18-29682 / CMGLAURENCE R SHELLER, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 21 of 25 required payments   Arrears: $0  
Total Paid In: $12,647.00
10/7 calendar EDC

CAN CONF AT: *** $11,094 paid then 598 x 61 beg 10/1/20-100% (84 mos plan)

Covid extension - amended I & J were filed(#44) & #46 . Covid cert(#50)
Matter ResolvedRequest
Adjourment
11710/7/2020 10:00 am19-11017 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 22 required payments   Arrears: $1,413.00  Total Paid In: $15,819.00
9/25 workup for the 107 calendar

*COVID CERT FILED
* House sold and mortgage paid at closing
* IRS is only unsecured creditors with $2,000 claim. Proposed amount will be 100% so will confirm at 100% as per the original confirmed plan

CONFIRM AT: $14406 paid then $1413 x 46 beg 10/1/20- 100% (COVID EST TO 66 MONTHS)
Matter ResolvedRequest
Adjourment
11810/7/2020 10:00 am19-16596 / CMGWarren Levy, Esq.Confirmation Hearing on Modified PlanContinued
11/18/2020 10:00 am
Debtor has made 17 of 19 required payments   Arrears: $669.00  Total Paid In: $5,602.00
AS of 10/2/20(mk):

TR Motion also adj to 11/18/20

TR Objection:

1. MP has $10,648.80 in post pet to Specialized loan. -ORDER (61) FILED 8/19/20 HAS POST PET. ARREARS AT $15,624.16- NEED CLARIFICATION ON OR ORDER CONTROLS.

2. MP has atty fee of $,1,038. Needs suppl fee appl. This same amt was pd to prior atty,
J. Humpheries.

3. Does not appear that we ever received an accounting of the wrongful death proceeds suit per the confirming order of 7/30/19(#29).

MP proposes 253.03 x 18;205.08 x 66. 100%:LM by 11/30/20. Plan has run 18 mos and 66 remain under the extension.
Matter ResolvedRequest
Adjourment
11910/7/2020 10:00 am19-20120 / CMGDARIN D PINTO, ESQConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 11 of 18 required payments   Arrears: $0  

10/5/20:FYI: MFR ( w/ cascade Funding)will be adj to 11/4/20 to resolve. Ok to adj this MP to 11/4/20 when request is uploaded.(mk)

issues as of 10/1/2020

1) The modified plan includes post petition arrears to Middlesex Village HOA in the amount of $1,542.56 - need a proof of claim or order for the post petition arrears to be paid.
2) The modified plan includes post petition arrears to Statebridge/Cascade Funding in the amount of $7,151.77 - need a proof of claim or order for the post petition arrears to be paid.
3) Need to provide updated proof of income for spouse

proposed plan $735x70 begin 9/1/2020 base plan
paid in $8,030
arrears $4,380
extended plan to 84 months, 67 months to go
Matter ResolvedRequest
Adjourment
12010/7/2020 10:00 am19-22231 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 24 of 17 required payments   Arrears: $0  
Total Paid In: $7,340.00
As of 9/22/20(mk): - Atty ok with terms.sf

**CAN REC CONFIRM AT $6,740 PTD.THEN $300 X 5,BEGIN 10/4/20;THEN $732 X 64 BEGIN 2/1/21;BASE;PLAN EXTENDED TO TOTAL 84 MOS. UNDER CARES ACT**


Mp proposes:$298 x 14, $300 x 5, $731.52 x 65;Base.
extend Plan to 84 mos under Cares Act. Plan has run15 mos and 69 remain
Matter ResolvedRequest
Adjourment
12110/7/2020 10:00 am19-27140 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 14 required payments   Arrears: $0  
Total Paid In: $4,482.00
AS OF 9/25/2020 (at):

RECOMMEND: $3,309 PAID TO DATE, $382 x 48 BEGINNING 10/1/2020, MINIMUM OF $9,199 TO GUC'S
Preserve non exempt equity of $9,199 in real estate

MP proposes: $3,309 paid to date, $382 x 50 beginning 8/1/2020, $9,199 to guc's
Payments: 12/12
(The plan is being modified to reflect an increased payment amount moving forward due to late priority tax proof of claim filed by the State of NJ.)
Matter ResolvedRequest
Adjourment
12210/7/2020 10:00 am19-27685 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 14 required payments   Arrears: $0  
Total Paid In: $7,110.00
AS of 9/22/20(mk):atty ok to terms

>>If no objection is filed to extension of LM period in MP , Terms are;

**$6,000 PTD, Then $555 x 24 Begin 10/1/20; 100%; LM on 2 13th St by 3/31/21;
Truste to pay arrears pending LM; Must File Fee Application w/in 7 days of Confirming Order**


-MP has estimate of atty fees 2,000. Added in to plan calculation.

MP 500 x 36,100% LM on 2 13th St by 3/31/21.
Plan has run 12 mos & 24 remain
Matter ResolvedRequest
Adjourment
12310/7/2020 10:00 am19-28612 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 14 required payments   Arrears: $388.00  Total Paid In: $3,338.00
AS OF 10/7/20 (SF) UPDATED


RECOMMEND $2927 PTD, $388 X 48 (10/1/20) BASE PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN

Added back arrears of $1187

1. Need copy of 2019 Tax Return (RECEIVED)
2. I and J amended and current unemployment income provided and income verifies at negative $92.15. It appears that the gross amount was used to calculate income instead of net amount.

MP proposes $344 x 50 0% - Plan proposes to extend to 60 months
Arrears: $1187 thru August
Matter ResolvedRequest
Adjourment
12410/7/2020 10:00 am19-29153 / CMGKarina Pia Lucid Confirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 5 of 13 required payments   Arrears: $2,500.00  Total Paid In: $13,000.00
Mk email atty and CC EDC

9/28 workup for the 10/7 calendar EDC

>Case D and reinstated multiple plans filed-11 months old
>Use MP Docket 34--proposes $1,000.00 per month for 9 months, then $2,000.00 per
month for 10 months, then $4,620.00 per month for 41 months
* no att fees on MP?
** As OF Now not feasible--- Needs $11,000 PTD $4084 x 49 beg 10/1/20 w/min div to gucs of $140,072.17 due to NE Equity in RE;Trustee is Authorized to pay late claim #6-1 of Investors Savings through the plan. Fee Application must be filed w/in 7 days of confirming Order. Must file pre conf cert in 10 days**

4/1/20(mk): ATTY To REQUEST ADJ. Debtor family going to assist him to help fund the plan . Will have contribution aff'd from son. Asking for 60 days to see if can make it work. creditor email ok to adj.

AS OF 3/30/20(mk):Updated

--NEED Proof of Home insurance on Lumberton if adj is requested--
>>>Due to T/H for Non Exempt equity in both pieces of RE,(totals $140,072.17) plan payment would go up to $3,847 per mo. There was not enough income to pay the proposed amt of 1,000 but debtor made 4/5 payments. NOW NOT FEASIBLE AT ALL. Even at tirs of 4000 ptd, then 1000 x 10 begin 4/1/20 then $4479 x 45 begin 2/1/21 still too high and much more than income<<<


1.Late POC Filed by Investors on Smithville RD- (ARE YOU DOING A CO TO PAY?). (Per atty email YES will Pay getting a CO)

2. Trustee Objection:
-need a copy of the homeowner's insurance renewal decl. - policy for Lumberton property expired 12/15/2019
- debtor not paying all disposable income into the plan.-excessive expenses Schedule J $500/home maint.(Reduced by 200).
-Suppl objection: NE Equity Both real property.( Bordentown($86,936.87) & Lumberton ($53,135.13).



Plan:1000 X 60 BEG 11/19; BASE.
payments:6/8
last claim:6-1,bar date:12/18/1
Matter ResolvedRequest
Adjourment
12510/7/2020 10:00 am19-29240 / CMGEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 13 required payments   Arrears: $1,964.00  Total Paid In: $2,756.00
AS OF 9/28/20 (SF)

RECOMMEND $2332 PTD, $1194 X 49 (BEGIN 10/1/20) 0% PLAN

Plan proposes $2120 PTD, $1160 X 50 0%
Payments: 10/11 Arrears: $978

RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
- Objection filed by Newrez LLC/Shellpoint Mortgage (Elizabeth Holdren) - failure to pay arrears of $49,982.68 and speculative loan modification. (MP FILED TO CURE ARREARS)

- Trustee objection:
- LOSS MIT MOTION BY 6-14 (MOTION NOT FILED. NEED STATUS OF LOAN MOD) LOAN MOD REMOVED FROM PLAN
Matter ResolvedRequest
Adjourment
12610/7/2020 10:00 am19-29721 / CMGBRUCE W RADOWITZ ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 13 required payments   Arrears: $0  
Total Paid In: $19,160.00
as of 10/1/2020 (JMA)

ok to confirm at $17,600 paid to date, $1,558x72 begin 11/1/2020 100% plan

proposed plan $16,000 paid $1550x74 begin 100% plan
paid in $17,600
extended plan to 84 months, 72 months remaining
Matter ResolvedRequest
Adjourment
12710/7/2020 10:00 am19-30612 / CMGBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanOrder Previously SubmittedDebtor has made 9 of 10 required payments   Arrears: $0  
Total Paid In: $2,835.00
AR PLAN PREVIOUSLY CONF
case was already confirmed a couple of weeks ago on 9/16/20.This should be marked moot. EDC
Matter ResolvedRequest
Adjourment
12810/7/2020 10:00 am19-32922 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanContinued
12/16/2020 10:00 am
Debtor has made 7 of 11 required payments   Arrears: $0  

adj 12/16/20 NFA

atty needs time to resolve tax claims

AR RESOLVE OR HOLD - Adj request is denied, an appearance is required.

AS OF 9/29/20 (SF) CASE IS 9 MONTHS OLD


1. Objection filed by Specialized Loan Servicing (Saltzman) - failure to pay arrears and speculative loan mod. (NEED STATUS OF LOAN MOD. MOTION FILED, NEED ORDER) mk: Granted . crediotr will amend claim to 0

2. Loss mitigation order expired on 6/5/20 (LOSS MIT ORDER EXTENDED TO 9/3/20). Moot - LM granted

3. Motion for Relief by All Capital (Morton) scheduled for 10/7/20 @ 9 (2017 Ram Promaster)- OTBS - all outside.

4. Motion for Relief by Keybank scheduled for 10/21/20 at 9 (2016 Ram Promaster is surrendered in plan)-mk: CO submitted 10/2/20

5. State of NJ Div of Tax filed estimated priority claim 21-3- missing 4TH QTR EMPLOYMEBT RETURN 2018 (NEED AMENDED CLAIM)
Mk all returns filed- no business operated in 2014

6. IRS filed late priority and unsecured claim 24-1 which is estimated (NEED AMENDED CLAIM)
Mk :supplied all returns

7. Trustee objection:
- The debtor has insufficient income .
- A copy of the last filed tax return - : 2019 tax return for both debtor and spouse by 8/15/20
-- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Water/sewer/garbage $260 and Car payment $610.31.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution.


Plan proposes $170 x 7, $470 x 53 Loan mod in 6 months
Payments: 7/9 Arrears: $810

RESOLVED ISSUES:
- Auto insurance for two 2016 Ram Promaster and 2017 Ram Promaster. (RECEIVED)
- There is non-exempt equity on real property $17,927.99 and possibly assets not listed on Sched B and C, pending amended Schedule B and C. (Moot due to Judgment claim filed by Merchant Cash and Capital)
- A Modified Plan that pays all arrear claims filed. (MP FILED)
- Amendments to Schedules B and C to add all vehicles. AMENDED
- Merchant Cash and Capital LLC filed secu
Matter ResolvedRequest
Adjourment
12910/7/2020 10:00 am19-32923 / CMGDAVID J DOYAGA, SRConfirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 8 of 11 required payments   Arrears: $0  
Total Paid In: $17,888.00
as of 9/30/2020 (JMA)

1) Plan payments are not sufficient to pay plan in full
2) Debtor proposes to pay $1,473 by 10/2/2020 and $1,665x1 by 10/6/2020 - recommend adjournment to allow payments to post. After payments post the plan can be confirmed with $2,218x50 begin 11/1/2020

proposed plan $1564x7 begin 3/1/2020, $1,665x51 begin 10/1/2020 100% plan
paid in $12,525
51 months to go
Matter ResolvedRequest
Adjourment
13010/7/2020 10:00 am19-33035 / CMGFRANK J FISCHER, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 11 required payments   Arrears: $0  
Total Paid In: $5,985.00
9/25 workup for the 10/7 calendar EDC-emailed Barbara re: remaining issues EDC

CAN CONF AT: $4545 paid then $720 x 51 beg 10/1/20 --min of $21,000 to gucs--cramdown removed from plan for Santander, creditor will be paid pro rata with other unsecured claims----pre confirmation certification to be filed within 10 days

8/24- MP filed raises amount to gucs to $21,000 (OK no equity after loan deduction)

* Americredit Financial Services/GM Financial (Morton) objection to confirmation(RESOLVED PER ATT MORTON NO LONGER OBJ TO MP TREATMENT)
* Trustee objection to confirmation - need to resolve
-the debtor has insufficient income-only $235 disposable
-need copy of Guardian Life Insurance statement reflecting value of policy-SENT(OK per above)
-need to file Pre Confirmation Certification with Court
** Santander Bank $41,757.94 secured claim in the amount of $41,757.94 (judgment) - MP has cramdown but they filed a guc claim. Also filed a motion to void on for 10/7 but this is really just a transmittal letter not a motion-can't we just say pay as guc per the claim?
------------------------------------------------
-need settlement statement from personal injury settlement that occurred prior to filing(DONE)
1) Santander Bank/Sovereign Bank (Saldutti) objection to confirmation - withdrawn
5) Sheffield Financial filed secured claim 5 in the amount of $7,174.34 no arrears - (2019 Ferris Lawn Mower) - not treated in plan, need to resolve(MP outside OK)
6) Sheffield Financial filed secured claim 6 in the amount of $9,417.01 no arrears (2018 Ferris Lawn Mower) - not treated in plan, need to resolve(MP outside OK)
7) Deere & Company filed secured claim 11 in the amount of $48,445.92 no arrears (lease) - not treated in plan, need to resolve(MP outside OK)
8) Acar Leasing Ltd filed secured claim 3 in the amount of $6,508.12 no arrears (lease) - not treated in plan, need to resolve(mp outside OK)
9) Americredit Financial Services Inc filed secured claim 7 in the amount of $5
Matter ResolvedRequest
Adjourment
13110/7/2020 10:00 am19-33105 / CMGDONALD F CAMPBELL, JRConfirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 11 required payments   Arrears: $125.00  Total Paid In: $22,854.00
AS OF 9/29/20 (SF)

RECOMMEND $2089 X 60 (BEGIN 1/1/20 BASE PLAN
- MUST FILE FEE APPLICATION FOR HOURLY FEES OF $8000 WITHIN 7 DAYS OF ENTERED CONF ORDER
- OK TO PAY CLAIM 4-1 AS FILED: $2627.82 SECURED AND UNSECURED CLAIM OF %5238.64 TO BE SET UP AND PAID PRO RATA WITH OTHER UNSECURED CLAIMS


1. Trustee objection:
- -Any dismissal of the case should contain language barring any new cases for the period of one year.

2. Need fee application for hourly fees.


Plan proposes $2089 x 60 Base
Payments: 9/9

RESOLVED:
- A copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20.
- Must file pre-confirmation certification (FILED)
- Motion to participate in Loss Mit Program was denied per order dated 5/7/20. (MP removes loan mod)
- The Highlands at Monroe HOA filed bifurcated claim 4-1. $2627.82 is secured and $5238.64 is unsecured (NEED TO ADVISE HOW CLAIM SHOULD BE PAID) (MP FILED TO PAY SECURED CLAIM)
- Objection filed by Nationstar (Stern, Lavinthal) - failure to pay arrears of $88,588.87 (MP FILED TO PAY)

- The IRS filed an estimated priority and unsecured claim 1-1 Missing 2014 thru 2019 returns (AMENDED)

- The State of NJ filed estimated priority claim 2-1 Missing 2015 return (AMENDED)

- excess expenses on Schedule J $650/utilities (allowed $450); (SCHEDULE J AMENDED)
Matter ResolvedRequest
Adjourment
13210/7/2020 10:00 am19-33420 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 6 of 11 required payments   Arrears: $0  
Total Paid In: $6,963.00
Debtor attorney requested adjournment to motion date, adjourned peremptory, no further adjournments, all issues must be resolved

mk: Motion To Modify adj by CT to 10/21/20. That has to be resolved to confirm case. so OK to adj. to 10/21/20.

As of 9/29/20 1. Motion to modify Wells Fargo claim is scheduled for 10/7/20. Claim proposes to pay the claim in its entirety $12,809.97, no obj filed, need outcome.


9/15/20 (DS): 1. NO AMENDED CLAIM FILED BY WELLS FARGO, CASE IS 100% AND WAS ADJOURNED PEREMPTORY AND NO FURTHER ADJOURNMENTS. - DEBTOR ATTY WILL REACH OUT TO MORTON FOR AMENDED CLAIM. MUST MOVE AGAINST WELLS FARGO CLAIM, CANNOT PAY THE UNSECURED PORTION, UNTIL DEFICIENCY CLAIM IS FILED.

MK: adj .1 last time to 9/16/20 - should be oon HR then> Wells Fargo (Morton needs to file amended POC for the deficiency on the auto. debtor atty will do correct service on first federal judgment lien strip & plan is 100%.

8/17/20(mk): Atty says has Co with Morton on Wells faro- need terms- OK to Strike Plan Motion as to First Federal Credit Union lien Strip & work case at 100% still need 2019 tax return.

As of 8/14/20 (DS): 1. Trustee obj still not resolved and case was adjourned peremptory with no further adj:
- Bar date has passed, case need to be 100% to gucs due to 22c disposable income. Unsecured claims filed $30,687.45, but the bi-furcated claim of Wells Fargo for 2015 Chrysler still not resolved and is part of unsecured debt.
- MFR by Wells Fargo for car that was totaled before filing and not in plan. Debtor attorney was to reach out to Morton and resolve claim.
- Service improper to motions still not resolve and recommended to be stricken. PER ATTY OK TO BE STRIKEN AND PAY UNSECURED CLAIM AS 100%
- Still has not provided 2019 tax return. - PROVIDED 9/30/20
- US Bank obj not resolved.(RESOLVED- ORDER SUBMITTED 8/17/20- PAY ARREARS POC $23,626.59(mk).)

MK: see notes below per atty. adj to 8/19/20 to resolve all issues.. NFA.

6/17/20 (DS): 1. BELOW ISSUES NO
Matter ResolvedRequest
Adjourment
13310/7/2020 10:00 am19-33953 / CMGVERA MCCOYOrder Vacate Dismissal of CaseContinued
11/18/2020 10:00 am
Debtor has made 8 of 11 required payments   Arrears: $890.00  
adj to 11/18/20- Ready to Confirm Or Dismiss.

AR NOTES CASE 10 MO OLD , 3 OSC VACATED , CASE DISMISSED AND CASE REINSTATED

MP filed this am 10/7/20

AS OF 9/24/2020 (at):

1. Disclosure statement does not state amount that it to be paid through the plan. The plan lists $3,000 is to be paid. One of these must be amended.

2. Objection filed by HSBC/PHH Mortgage (RAS Citron) - failure to cure full arrears of $8,331.27. Plan lists arrears of $4,000.00.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - July & August Pay stubs. (NOT RECEIVED)
- A copy of the last filed tax return - 2019. (NOT RECEIVED)
- A Modified Plan that completes Part 5a specifying treatment of unsecured claims (MOD PLAN NOT FILED)
- Amendments to Schedules Schedule C amended to set forth exact dollar amount of each exemption, only selecting 100% is not acceptable (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- income verified higher than scheduled at $3,195.39/net per month
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2153 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- must address objection by HSBC (UNRESOLVED)
- Use Trustee standard order of Distribution. (LANGUAGE ADDED)
- need pre conf Cert (NOT FILED)

Plan proposes: $300 x 60, (plan does not list treatment of unsecured claims)
Payments: 7/9, arrears $600
Matter ResolvedRequest
Adjourment
13410/7/2020 10:00 am19-34034 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 9/24/2020 (at):

1. Objection filed by Carrington Mortgage (Stern Lavinthal) - failure to cure arrears of $13,902.45. (POC filed has arrears of $479.12?)
mk:YES PAY

2. USB Leasing filed a secured arrears claim #19 in the amount of $436.11 which is not in the plan. Is it ok to pay this claim? MK: claim is for Jeep that was surrendered- there is a claim so debtor needs to move against claim

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need proof of insurance for the 2016 Jeep Cherokee. (NOT RECEIVED)-mk: Lease rejected & jeep turned in
- Amendments to Schedules to remove auto insurance from schedule J (paid by son) (NOT AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- The online CMA obtained by the trustee shows a home value of $450,000 which is much higher than the debtors estimate of $371,000.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Carrington Mortgage. (UNRESOLVED)
- Schedule I must be amended to include the monthly contributions from Gaetano Marino along with the contributions from the son ( MK No longer receiving)towards the insurance and expenses. (NOT AMENDED)

Plan proposes: $383 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
13510/7/2020 10:00 am20-10667 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
1/20/2021 10:00 am
Debtor has made 10 of 10 required payments   Arrears: $0  

10/7/20:case was mediated w/AR & debtor accepts it but city of trenton says adv not settled (547 & 548 claims). RE not in debtor's name so can't confirm today. AP Trial 4/8/21

9/28 workup for the 10/7 calendar emailed Rhondi for update on 9/28 EDC

7/28/209mk) Per AR & call w/ Attys E. Clayman & F. Ballak- adj 45 days to see if Adv Pro can be resolved.


MP on 5/20/20. AND Adv Pro filed w/o TR consent- Trenton completed a foreclosure of RE
CONFIRMATION HEARING ADJOURNED TO 8/5/20 TO ALLOW TIME FOR OUTCOME OF ADVERSARY PROCEEDING.

AS OF 7/29/2020 (at):

1. The attorney's fees in the plan and disclosure statement do not agree. Debtor's attorney must amend either the plan or disclosure statement. (OK - MOD PLAN FILED - $4,087.48 FEE BALANCE)

2. Objection filed by City of Trenton (Goldenberg, Mackler) - Debtor no longer owns this property. Tax sale foreclosure completed and title vested to City of Trenton. (AP COMPLAINT FILED 4/27/20)

3. The order of distribution in the plan departs from the trustee's order of distribution. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules to take exemption on the Stuyvesant property (NOT AMENDED)

Plan proposes: $1,000 x 60, $0 to guc's
Payments: 5/6, arrears $245.48
Matter ResolvedRequest
Adjourment
13610/7/2020 10:00 am20-10825 / CMGChristopher S. Martone Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 10 of 10 required payments   Arrears: $0  

Adj Request to 11/18/20 - granted Peremptory NFA (dm)

8/28/20(mk): FYI; Appraisal by PNC on auto is scheduled for 9/14/20.

As of 8/12/20 (DS): Debtor attorney requested adjournment, adjourned peremptory, there will be no further adjournments, all issues must be resolved.

As of 7/13/20 (DS): Debtor attorney requested adjournment

AR CAN ADJ OF INSURANCE SUBMITTED (Insur. uploaded 7/10/20 mk)

As of 7/10/20 (DS): Debtor attorney requested adjournment, request denied. Gives no reason for adjournment and does not provide updated homeowner and auto insurance.

As of 7/8/20 (DS): 1. Trustee obj to the following:
- Need updated homeowner insurance, insurance expired 6/2/20 PROVIDED RENEWAL
and proof of auto insurance for 2007 Volvo CAR IS OFF ROAD AND THE PLATES ARE GOING BACK TO DMV/mk
- Excess expenses on Sched J such as: Health insurance $1,440, Taxes $685 (need proof debtor is actually making payments) and $913 for childcare/education (requires proof, no childcare expense listed on tax return).
- Need Trustee standard order of distribution.
- Attorney Disclosure has attorney received $4,990, which is over the allowed flat fee amount of $4,750.
- Must file Pre-confirmation certificate.

2. US Bank obj to loan mod and arrears not paid. Obj must be resolved.

3. PNC Bank obj to cram. Obj must be resolved.

Prop Plan $100 x 36 Base and Loan mod on Spring St by 9/1/20
Note: Service of cram no longer needed, objection filed by creditor.
Matter ResolvedRequest
Adjourment
13710/7/2020 10:00 am20-10878 / CMGBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 10 required payments   Arrears: $0  
Total Paid In: $7,663.00
AS Of 10/6/20(mk):UPDATED


**CAN REC CONFIRM AT $6,550 PTD, THEN 1,113 X 51, BEGIN 11/1/20;BASE; TR STD. ORDER OF DISTRIBUTION;MUST FILE PRE CONF CERT W/IN 10 DAYS. ORDER RESOLVING MOTION FOR STAY RELIEF BY CSMC 2019-JR1 TRUST & ADDING $2,524.20 POST PETITION TO PLAN BE SUBMITTED W/IN 14 DAYS.**


1. Stay Relief Motion by CSMC Trust(Frenkel Lambert) on for 10/7/20: Need to know if resolution of this will affect plan? THERE WILL BE POST PET ARREARS ADDED TO PLAN. RESOLVED - OTBS- Add $2,524.20 PP to plan calculation

2. This is hearing on MP before Conf #41.
This orig conf on plan #11 was adj to 10/7/20. that plan should be W/D.


PLan:1000 x 53;Base
last claim:23-1, bar date:3/30/20
Matter ResolvedRequest
Adjourment
13810/7/2020 10:00 am20-11338 / CMGCAMILLE J KASSARConfirmation Hearing on Modified PlanDismissedDebtor has made 8 of 10 required payments   Arrears: $0  

10/6/20(mk); debtor atty email: not opposing dismissal

mk: B. Caine email- LM has been terminated as missing docs were not timely submitted.

10/7 calendar EDC

--no response
*9/15/20(mk):Creditor B. Caine has case marked for 10/7/20 to be on with his stay Motion. Attys both agree to go to 10/7/20 and debtor atty will investigate recent letter he received regarding possible debtor tax issues and update if case will be dismissed on 10/7/20.
* 9/15 20:atty will appear to address debtor's apparent tax issues. Case may well get dismissed
* Stay Motion on 10/7/20


9/2 workup for the 9/16 calendar
Debtor atty - No Show on contested motion 9/2 and LM in dispute- case removed form HR and adj to 9/16/20-can confirm it resolved EDC

-INCOME IS HIGHER PER TAX REFUND AND POI
*MP filed on 7/30-extends LM to 11/1/20 as per the 8/2 order extending LM...
*CAN CONFIRM AT: $772.66 PAID THEN $250 X 53 BEG. 9/1/20-100%-LM BY 11/1/20-PRE CONF CERT TO BE FILED IN 10 DAYS


-MP on 9/2/20- if no Lm case will be dismissed.

mk:6/30/20- Email from B. Caine (Bank Of America/ Carrington)STATUS ON LM IS NO LM PACKAGE HAS BEEN SUBMITTED.NOTHING GOING ON. Loss Mit expired 5/25/20.--Now there is a motion for relief filed on 8/5/20 also---Objection by Bank of America to loan mod-was to be completed by May per original and modified plan.(ORDER EXTENDS UNTIL 11/1/20)
* Trustee objection need:
-A copy of the last filed tax return - for 2019.--FILED-SHOWS REFUND OF $1260. THERE IS $833 IN DISPOSABLE INCOME
- The current Plan does not specify treatment of US Dept of HUD under the Plan.(pay outside POC is 0 AND IN MP OK)
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee's(MP OK)
- Must resolve creditor objection.
- Must file Pre-confirmation certificate
Matter ResolvedRequest
Adjourment
13910/7/2020 10:00 am20-11797 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPlan DeniedDebtor has made 6 of 9 required payments   Arrears: $371.00  Total Paid In: $7,304.00
MK : plan denied - MP w/in 14 days

9/29-send email to Cameron to file new MP for 60 months

fyi: TR OBJ. - MP extend due to COVID- PLAN HAS NOT BEEN CONFIRMED YET AND DOES NOT QUALIFY FOR EXTENSION UNDER CARES ACT
Matter ResolvedRequest
Adjourment
14010/7/2020 10:00 am20-12747 / CMGPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 9 required payments   Arrears: $0  
Total Paid In: $960.00
ISSUES AS OF 9/29/2020 (DM): - Atty ok with terms.sf

***TO CONFIRM THE DEBTOR NEEDS $700 PTD, THEN $127 x 29 STARTING 10/1/20, BASE PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN; ADD TO CONFIRMING ORDER: SN SERVICING/US BANK POC (10-2) SHALL BE TREATED OUTSIDE THE PLAN PER STAY RELIEF ORDER DATED 8/6/20***

1) IRS filed $7,440.43 amended priority claim not treated in plan that includes estimated taxes for 2017 & 2018 (AMENDED TO $869.42).

2) SN Servicing/US Bank (Friedman Vartolo) OBJs - $49,932.08 arrears not treated in plan (STAY VACATED - PER MP, CLAIM TO BE TREATED OUTSIDE THE PLAN)

3) SN Servicing/US Bank obtained stay relief on 8/6/20 (SEE ABOVE).

4) New Century filed two secured judgments not treated in plan (MP CRAMS/VOIDS).

5) LT Asset Recovery filed a secured judgment not treated in plan (MP CRAMS/VOIDS).

6) Trustee OBJ:
- Need to resolve estimated claim filed by the IRS (SEE ABOVE).
- Must provide 2019 Tax return (RECEIVED).
- Must file Pre-Confirmation Certificate (FILED).

Note: Sheriff's Deed of Foreclosure provided on Raven Crest Dr dated 1/22/20 to Raven Crest HOA. Amended Attorney disclosure filed.


Prop. Plan $100 x 36, Base
- student loans outside
PTD 7/7 = $700
Last Claim (4-3)
Matter ResolvedRequest
Adjourment
14110/7/2020 10:00 am20-13569 / CMGKarina Pia Lucid Confirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $0  
Total Paid In: $7,097.00
mk: see notes under Morton Obj. Cram Amt there and there will be order on that

AR RESOLVE OR HOLD

UPDATED 10/5/2020 (JMA) DEBTOR'S COUNSEL FILED CERTIFICATION IN RESPOSE TO CREDTIOR (AMERICREDIT) OBJECTION TO CONFIRMATION - NEED TO RESOLVE

updated 10/1/2020 (JMA)

1) Americredit Financial Servicies, Inc dba GM Financial (Morton) objection to confirmation - need to resolve
-interest rate too low
-seeking payment of $21,274 through plan, which includes interest (MK: amt in plan $14,809 AP $135 begin 4/1/20)

2) JPMorgan Chase Bank (Fein) objection to confirmation -10/2/2020 ORDER RESOLVING OBJECTION ENTERED

as of 9/30/2020

1) Debtor has only paid $4,979.39 into the plan, therefore to confirm need $4,979.39 paid to date $1,107x54 begin 10/1/2020 base plan TERMS NO LONGER VALID AS THEY DO NOT REFLECT A RESOLUTION OF THE AMERICREDIT OBJECTION

proposed plan $893.73x3, $888x3, $1,100x54 begin 10/1/2020 base plan
paid in $4979.39
54 months to go
Matter ResolvedRequest
Adjourment
14210/7/2020 10:00 am20-13668 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $1,400.00
ISSUES AS OF 9/29/2020 (DM): Atty ok with terms. Cred obj. resolved.sf

***If mtg co objection can be resolved, TRUSTEE WILL RECOMMEND CONFIRMATION AT $1,050 PTD, THEN $175 x 54 STARTING 10/1/20, 100% PLAN, LOAN MOD WITH HOME POINT FINANCIAL CORP BY 2/4/21, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD, OTBS WITHIN 30 DAYS TO RESOLVE OBJECTION***

 8/5/20 - Adj to 10/7/20 to see result on motion on 9/16/20.

1) Home Point Corp (RAS) OBJs - $23,456.71 arrears - MK: motion to participate in Loss Mit on for 9/16/20 (MOTION GRANTED).

2) Trustee OBJ:
- Debtor failed to file a feasible plan (MP PROPOSES LOAN MOD).
- Need CMA - appraisal provided is more than 1 year old (RECEIVED).
- Need copy of PNC savings acct for 60 days prior to filing.
- Need amended schedules - must complete Form 122c (AMENDED).
- Plan does not specify treatment of Home Point Financial Corporation (MP PROPOSES LOAN MOD).
- There is $1,734 non-exempt equity in real estate - adjusted to $40,524 based on updated CMA (100% PLAN).
- Need to file Pre Confirmation Certification (FILED).


Prop. Plan $350 Ptd, $175 x 57, 100% Plan, Loan Mod by 9/1/20
PTD 6/6 = $1,050
Last Claim (8-2)
Matter ResolvedRequest
Adjourment
14310/7/2020 10:00 am20-13909 / CMGBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $940.00  
Motion to Reduce IRS claim on 11/4/20

AS OF 9/30/20 (SF)

1. IRS unsecured claim is still estimated. Missing 2014 Tax Return. (STILL NEED AMENDED CLAIM)

2. Trustee objection:
- Income verifies higher and 22 has disposable income, plan at 100% but substantial difference
- Must file Pre-confirmation certificate. (STILL NEED)

Plan proposes $940 x 60 100%
Payments: 6/6

RESOLVED:
- IRS filed estimated priority and unsecured claim 6-2 (PRIORITY IS AMENDED)
- Need a copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20 (RECEIVED)
- Updated auto insurance, insurance expired 4/12/20. (RECEIVED)
- Motion for Relief by National Mortgage/Mr. Cooper scheduled for 8/5/20 (ORDER ENTERED)
- Objection filed by Nationstar Mortgage (RAS Citron) - failure to pay arrears of $23648.76 (OK TO PAY ?) YES
- Ally Bank Lease Trust filed arrears claim 8-1 for $1381.50 (OK TO PAY?) YES
Matter ResolvedRequest
Adjourment
14410/7/2020 10:00 am20-14141 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 8 required payments   Arrears: $0  

As of 7/27/20 (DS): 1. Trustee obj to the following:
- Need a mod plan that marks off Part 5a.
- Amendments to Schedules "I" to include the income from the recently completed 401k loan.
- Proof of income provided is approximately $400 more than scheduled in the petition and will be even higher when adding back the recently completed 401k loan.
- Must resolve IRS estimated claim.
- Must file Pre-confirmation certificate.
- Need information on grandmother's will.

2. Quicken Loans mtg obj to arrears more, POC filed with arrears $31,659.48. Obj must be resolved.

3. Ally obj to cram of vehicle, must resolve obj.

Prop Plan $990 x 60
Matter ResolvedRequest
Adjourment
14510/7/2020 10:00 am20-14177 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $2,400.00
10/1/2020 UPDATED NOTES (JMA)

OK TO CONFIRM AT $300X60 BEGIN 4/1/2020 100% PLAN WITH SALE OF AVENUE B PROPERTY BY 4/1/2021


issues as of 9/30/2020

1) Wells Fargo Bank NA (Shapiro DeNardo) objection to confirmation - CONSENT ORDER 10/1/2020, POST PETITION PAYMENTS OUTSIDE PLAN TO CREDITOR, SALE OF PROPERTY NO LATER THAN 4/1/2021
2) Capital One Auto Finance (Mester & Schwartz) objection to confirmation - TREATED IN MODIFIED PLAN AS UNAFFECTED BY PLAN
-not treated in plan
3) Specialized Loan Servicing LLC/US Bank (Stewart Legal) objection to confirmation - CONSENT ORDER 07/28/2020, RESOLVES OBJECTION PAYING $3,061.82 MODIFIED PLAN FILED AS REQUIRED BY CONSENT ORDER
4) Trustee objection to confirmation - RESOLVED
-need auto insurance renewal, policy provided expired 5/16/2020
-need a copy of the deed for 36 Cypress PROVIDED
-the debtor is not paying all disposable income into plan - income verified higher on rental income totaling $3,628. Rent on Schedule I listed rent as $1,210
-monthly disposable income on Form 122C2 Line 45 has disposable income of $447.44 and requires a minimum $26,846.40 dividend to general unsecured creditors
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - non exempt equity $7,731 in residential property CLAIMS FILED ARE LOWER CINDY STREET NON EXEMPT EQUITY $8,698.02; CYPRESS STREET NON EXEMPT EQUITY $2,208.18 TOTAL NON EXEMPT EQUITY $10,906.20
-Wells Fargo Bank (Avenue B property) objection to confirmation - RESOLVED, CONSENT ORDER
-Capital One Auto Finance (2016 BMW) objection to confirmation - needs to be resolved- MP NOW TREATS CLAIM AS UNAFFECTED BY PLAN
-Specialized Loan Servicing/US Bank (Cindy Street) objection to confirmation - ORDER 7/28/2020 RESOLVES OBJECTION
-need to file Pre Confirmation Certification with Court RESOLVED, FILED CERTIFICATION

proposed plan $1800 paid to date, $300x55 base plan with sale of property 6 months
paid in $2,400
la
Matter ResolvedRequest
Adjourment
14610/7/2020 10:00 am20-14235 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $216.00  Total Paid In: $3,800.00
AR RESOLVE OR HOLD
AS OF 10/01/20 (SF) UPDATED

RECOMMEND: $3,400 PTD, $616 X 53 (BEGIN 11/1/20) 100% W/ MIN $36,720 TO GUCS; LOAN MOD BY 12/31/20
- DO NOT PAY ARREARS OR RESERVE TO PHH MORTGAGE PENDING APPROVAL OF LOAN MOD
- TRUSTE STANDARD ORDER OF DISTRIBUTION

1. Trustee objection:
- A copy of the last filed tax return - for 2019. (NEED TO RESEND, ALL THE NUMBERS ARE CUT OFF ON THE RIGHT SIDE OF RETURN)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: P&L takes excessive expense on home utilities $280, when Schedule J takes $265 total $545, Food $650 and Support/Alimony $1,000 (requires proof of payments made/order of support).Although she is the beneficiary all money goes to her dad. It is on her income schedule because she claims it on her taxes. But it is deposited in a separate account in NY state and dad lives off of it.
- 22c has disposable income $1,712, which would require $102,720 to gucs.

2. Add language to conf order regarding Trustee Standard Order

Plan proposes $400 x 48 Base w/min $36,720 to gucs, Loan Mod by 12/31/20
Payments: Current: $3400 Received

RESOLVED:
- 2 months bank statements from TD Ameridtrade savings acct prior to filing date.
- Proof of pension income - from deceased mother's pension.
- Must file Pre-confirmation certificate. (FILED
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage, insurance provided does not have. (RECEIVED)
- Objection filed by PHH Mortgage (RAS Citron) - failure to pay arrears of $84,514.87 and speculative loan mod. (RESOLVED, ORDER ENTERED)

- IRS filed estimated priority claim 5-2 for $10,582.58. Missing 2019 Return (AMENDED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). State of NJ. (RECEIVED)
- MUST PROVIDE COPY OF 2019 TAX RETURN WITHIN 10 DAYS (RECEIVED)
- MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS (FILED)
Matter ResolvedRequest
Adjourment
14710/7/2020 10:00 am20-14296 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
12/1/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $1,200.00  
9/22 workup for 10/7/2 EDC
NFA

* Objection By IRS(E. O'Hagan):-unpaid liabilities for several yrs.
-EST.IMATED POC Filed.
* Trustee Objection:
-improper use of exemption. Specifically: There is NE equity in TD bank acct. of $10,374
which was the ending balance on 3/17/20.Petition was filed 3/17/20.
Schedule B & C lists TD Bank acct. at $1.00.
-Monthly disposable income verified at $1,638.23 p/m. Requires div. to gucs of $48,362.04.--Only $2700 in filed gucs
(Plan payment is only proposed at $400 p/m.) Plan needs to be 100%.
-As of now, there is $10,374 of NE equity in TD Bank acct.
-need to file pre-confirmation certification.
---------------------
2. Objection By SN Serv/US Bank(Freidman V):Is This Resolved? (mk: CO submitted on 8/26/20. Terms=TR
NOT To Pay arrears & dbetor gas till12/31/20 or as extended by Ct to get a LM. If No LM. then Mp
to cure, surrender ,Convert or Dismiss).
-fails to pay arrears- (Loss Mit was extended to 12/31/20-by Order#21) .

Plan:400 X 60 BEG 4/20; LM 6MOS AFTER CONF (25 GEDNEY RD); BASE
4/4, last claim:4-1, bar date:5/21/20
Matter ResolvedRequest
Adjourment
14810/7/2020 10:00 am20-14446 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

MK: debtor is current. PTD $12,803. SEE PN. Need to adj to 11/18/20 .That is date of Motion to file late claim

ISSUES AS OF 9/29/2020 (DM): Updated 10/1/20

1) IRS filed $15,235.79 priority claim that includes estimated taxes for 2017 (UNRESOLVED).

2) Plan provides $3,537.63 priority treatment to the State of NJ - no POC filed (STRIKE??)

3) Plan provides $23,656.69 secured treatment to IRS - POC filed for only $3,262.34 (TRUSTEE TO PAY LOWER AMOUNT PER POC).

4) Plan provides $2,941.55 secured treatment to the State of NJ - no POC filed (STRIKE??)

5) Wells Fargo (SALDUTTI) OBJs - $159,651.37 arrears (UNRESOLVED).

6) Southampton Twp filed $12,908.60 late secured claim on Lot #28 not treated in plan (UNRESOLVED).

7) Southampton Twp filed $15,589.53 late secured claim on Lot #26 not treated in plan (UNRESOLVED).

8) Trustee OBJ:
- Debtor failed to file feasible plan - proposed plan payment insufficient to fund 100% plan.
- Need 2019 tax return (UNRESOLVED).
- Previous tax refund of $2,601 was not prorated and included in disposable income calculation.
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need to resolve estimated IRS claim (SEE ABOVE).


Prop. Plan $1,829 x 60, 100% Plan
PTD 6/6 = $10,974
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
14910/7/2020 10:00 am20-14457 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $149.00  Total Paid In: $3,961.00
mk:atty ok to terms
atty says replied to dispo list & see Mk notes on Santander cram (Reply came in after 4pm yesterday.)

RECOMMEND: $444 X 5 (BEGIN 4/1/20); $630 X 5 (BEGIN 9/1/20) ; $909 X 50 (BEGIN 2/1/21) 100% PLAN W/MIN $78,572 TO GUCS PER EQUITY IN PERSONAL PROPERTY); N/E PROCEEDS FROM SALE OF REAL ESTATE BY 1/31/21
- PAY ARREARS TO US BANK BANK PENDING SALE
-OTBS WITHIN 30 DAYS RESOLVING OBJECTION BY SANTANDER. PAY $3576 TO SANTANDER AND $87 FOR ADEQ PROT PAYMENTS TO BEGIN 4/1/20
- LOW BASE PENDING SALE
-STUDENT LOANS TO BE PAID OUTSIDE PLAN


9/21 workup for the 10/7 calendar EDC
*MP is 10/7--has step up-- $444.00 per month for 5 months, then $630.00 per month for 5 months, then $908.52 per month for 50 months--sale of house by 1/31/2021--student loans paid outside
* Santander Consumer USA Inc (Morton) - objection to confirmation cram - need to resolve-MK:OTBS BY Santander- 3,576 and $87 AP $87 per mo begin 4/1/20
* Trustee objection to confirmation - need to resolve
-need a copy of the 2019 tax return by 8/15/2020 (RECEIVED)
-need amended profit and loss statement removing utility expense of $3,600 as business operates out of home and Schedule J includes utility expense of $375/month
-debtor not paying all disposable income through plan - spouse income and business income higher than scheduled, disposable net $899.94
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - Schedule B lists balance of Wells Fargo checking and savings account $69,000 and the final bank statement before filing shows ending balance of $78,570.90 and no exemption. Therefore, nonexempt equity should be paid to general unsecured creditors - must be 100% because only $27,000 in filed unsecured claims. Need to address this issue
-----------------
*objection by SN Servicing mortgage(ORDER SUB)

proposed plan $444 X 5, $630 X 5, $908.52 X 50 Sale BY 1/31/21 Base Plan
Payments: 6/7 Arrears: $149.46

R
Matter ResolvedRequest
Adjourment
15010/7/2020 10:00 am20-14492 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 8 required payments   Arrears: $2,080.00  Total Paid In: $15,680.00
AR RESOLVE OR HOLD
AS OF 10/01/20

RECOMMEND $1700 X 6 (BEGIN 4/1/20) $3780 X 54 (BEGIN 10/1/20) BASE PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


1. IRS filed higher priority claim 1-1 for $58,820.89 (OK TO PAY?) OTBS REDUCING PRIORITY CLAIM TO $52,220.88 (MOTION PENDING TO REDUCE CLAIM GRANTED)

2. Wells Fargo Bank filed arrears claim 7-1 for $3411.66 (OK TO PAY?)

3. Wells Fargo/AJ Perri filed bifurcated claim 9-1. $9578.22 is secured and $1377.44 is unsecured and $10,955.66 (HOW SHOULD THIS CLAIM BE PAID?) - RECLASSIFIED TO UNSECURED

4. Trustee objection:
- Need proof of 2 month's income - March & April 2020 & April for debtor and co-debtor (RECEIVED)
- Income appears to verify much higher for co debtor . Need further proofs as requested above. (DISPOSABLE INCOME VERIFIES HIGHER AT $4556.55) (SCHEDULE J AMENDED AND DISPOSABLE INCOME PER SCHEDULES I AND J IS NOW $3779.59)

5. Affidavit provided from debtors to add $1697 to Schedule J for student loan payments ($1185.62 debtor and $511.49 co-debtor) - THESE PAYMENTS WERE NOT INCLUDED ON ORIGINAL SCHEDULE J. NEED PROOF THAT DEBTORS ARE MAKING THESE PAYMENTS OUTSIDE THE PLAN. (STUDENT LOAN DOCS PROVIDED)

Plan proposes $1700 x 6, $2593.42 X 54 Base Loan Mod by 9/2020, Student loans outside
Payments: 6/7 Arrears: $1700

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (SERVICE OK)
- student loans to be paid outside plan.
- must file pre conf cert. (FILED)
- Objection filed by US Bank (Licker) - to cram of 1st mortgage (DOC#17 WITHDRAWN)
- Atty wants to adj to deal with IRS and Wells Fargo #4 by filing motions
- Objection filed by Select Portfolio (Fein, Such) - failure to pay arrears of $71,888.52 and speculative loan mod (THE PLAN DOES PROPOSE TO PAY ARREARS) (COTBS)
Matter ResolvedRequest
Adjourment
15110/7/2020 10:00 am20-14523 / CMGBARRY J ROYConfirmation Hearing ScheduledConfirmedDebtor has made 40 of 8 required payments   Arrears: $0  
Total Paid In: $54,514.00
ISSUES AS OF 9/30/2020 (DM): Atty accepts terms (dm)

***Government Bar Date is 9/14/20 - proposed plan is currently sufficient to fund the plan at 100% based upon receipt of non-exempt proceeds from PI claim - TRUSTEE CAN RECOMMEND CONFIRMATION AT $51,637.16 PTD, THEN $1,353 x 54 STARTING 10/1/20, 100% PLAN, TRUSTEE TO PAY AJAX MTG $84,893.40 ARREARS POC (5-1)***

 5/18/20 - Debtor received $72,335 from PI claim - RECEIVED SETTLEMENT STATEMENT FOR PI CASE AND NON-EXEMPT PROCEEDS RECEIVED 7/28/20.

 4/8/20(sf): Letter from Rebecca McDowell, Esq. from the Saldutti Law Group - states that they do not represent TD Bank. Service to the creditor is improper (TD BANK WAS ALSO SERVED AT A STREET ADDRESS, ATTN: PRESIDENT).

1) Plan proposes $1,424.06 arrears to Gregory Funding/Ajax Mtg with no Loan Mod provision - arrears POC (5-1) filed for $84,893.40 - Need to verify that Trustee is paying pre-petition arrears per POC and debtor is paying post-petition mortgage directly to creditor (UNRESOLVED).

2) Trustee OBJ:
- Need proof income for Ontime Driving & Recycling Coordinator job (PER ATTY, DEBTOR IS A 1099 CONTRACTOR AND IS PAID MOSTLY CASH).
- Need proof of pension loan payments (RECEIVED - FINAL PAYMENT IN AUG).
- Form 122c as filed has $2,957 monthly disposable income which would require a $177,420 min dividend or 100%.
- Online CMA obtained by Trustee shows $646,000 as value of real estate which aligns with the amount reflected on the homeowners insurance - the debtor's $405,000 estimate needs to be verified by an independent appraisal (RECEIVED UPDATED CMA).
- Need proof of service with respect to plan motions (SEE ABOVE).
- Need non-exempt proceeds from personal injury case (RECEIVED).
- Need Certification regarding debtor's marital status and representation in the debtor's personal injury case (RECEIVED).


Prop. Plan $1,524.06 x 60, Base Plan
PTD 6/6 = $51,637.16
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
15210/7/2020 10:00 am20-14531 / CMGErik M. Helbing Confirmation Hearing ScheduledOrder Previously SubmittedDebtor has made 6 of 8 required payments   Arrears: $641.00  Total Paid In: $3,850.00
CASE (Plan #21)WAS CONFIRMED ON 9/16. THIS IHEARING IS ON PLAN #12 & IS MOOT

atty to review and respond to disposition list w/in 14 days.

mk: added updates as of 9/1/20.
8/25 workup fro the 9/2 calendar

-SAME EXACT ISSUES AS 7/1 CALENDAR-NOTHING DONE

1. Ally Financial filed a secured arrears claim #6 in the amount of $162.72 which is not in the plan. Is it ok to pay this claim?
2. Objection filed by Wells Fargo Bank (Phelan) - debtor has insufficient income to fund the plan and cure pre-petition mortgage arrears. (UNRESOLVED)
3. Trustee's objection:
--The debtor has insufficient income to fund the plan as, expenses exceed income by
$533.51.
- A copy of the homeowner's insurance renewal declaration - homeowners insurance policy provided fails to show personal liability coverage (RECEIVED)
- proof of current auto insurance. (INSURANCE RECEIVED EXPIRED IN JULY-( can't read the 7/2/20 upload)
- A Modified Plan that completes Part 8 c Order of Distribution and Part 8 d Post Petition Claims and treats Creditor US Dept of Housing claim as unaffected. (MP#21 filed)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- must address objection by Wells Fargo bank. (UNRESOLVED)
- must address IRS estimated claim for 2018 taxes- no return filed. (APOC filed 8/27/20- not estimated anymore)
- per atty - Trustee Standard order of distribution. (LANGUAGE ADDED)
- must file pre conf. cert. (NOT FILED)

Plan proposes: $639 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
15310/7/2020 10:00 am20-14592 / CMGROBERT C NISENSON ESQConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 7 of 8 required payments   Arrears: $0  

AR NO RESOLUTION SINCE LAST HEARING
/10 workup for the 8/19 calendar EDC

>Need valuation of the 3 dry cleaner businesses from an accountant-originally listed combined value of $21,000 and now claims almost zero in amended sch B and no exemption on C taken EDC

* Trustee Objection:

> A copy of the deed -
>mortgage balance statement for Carmello Dr.($257,000-spouse only on mortgage)
> The debtor has undertaken an improper use of exemption. Specifically: Over exempted
(d)(5).(amended OK)
> The debtor(s) plan consists of unnecessary or excessive expense items, such as: -22c
has disposable income excessive expenses Line 18 Life insurance $1,350, Education
$2,500. Line 45 has disposable income $391.02 and will be much higher, due to
discrepancies with income and excessive expenses.
>per I & J there is $1286 in disposable income because POI provided is higher
> Real estate taxes $650, Life insurance $1,350 (requires proof), Car payment $605 and
Tuition $2,500.
> The Disclosure and plan do not match-disclosure says $3500 and plan says $2500


$500 x 60

Matter ResolvedRequest
Adjourment
15410/7/2020 10:00 am20-15042 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Debtor attorney requested adjournment to allow time to meet with Debtor and discuss IRS claim.

As of 9/28/20 (DS): 1. Trustee obj to the following:
- Need a Modified Plan that corrects attorney fees per attorney disclosure $3,260 due or amended attorney disclosure per mod plan $815.
- Excessive expenses on Sched J such as: Life insurance $425, Motorcycle insurance $52 (spouse) and Motorcycle insurance $269 (spouse).
- Income verifies higher, there is disposable income $1,851.85.
- IRS claim list taxes owed for Debtor and non-filing spouse. Per POC filed spouse taxes, owed for 2015-2017 total $84,991.17.

2. FMC Mortgage obj arrears more, no POC filed. Obj must be resolved.

Prop Plan $1,049 x 60 $0
Matter ResolvedRequest
Adjourment
15510/7/2020 10:00 am20-15365 / CMGEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 7 required payments   Arrears: $18.00  Total Paid In: $1,140.00
10/6/20(mk):atty ok tp terms

**CAN REC CONFIRM AT $950 PTD, THEN $208 x 37 Begin 11/1/20; Base w/ a Min div of $1,000 to GUCS; LM on 42 Gillman Lane by 11/30/20;
Trustee is Not Authorized to pay arrears to New Rez Pending LM. Consent Order resolving Objection by New Rez to be submitted w/in 14 days;
Trustee standard of distribution; Plan is extended to total of 43 Months.***


10/6/20(mk): (still has to file the appl & cert of Consent but CO submitted to chambers on South Jersey Fed Credit union. Terms= The sec claim filed is $6,826.85.
It is to be treated as follows: sec part is cram down to total of $2,697(2500 plus 5%). Remaining portion of claim is unsecured.

10/2/20: Amended Disclosure Filed. Now Matches plan bal of $4,060(mk)

9/29 workup for the 10/7 calendar EDC
CAN CONF IF GET AMENDED DISCLOSURE AND EXACT AMOUNT TO SJFCU

* Objection filed by New Rez (Stern Lavinthal) - failure to cure arrears of $60,581.62 (Per att have agreed to LM by 11/30/20 will do consent order)
* South Jersey FCU filed a secured claim #10 in the amount of $6,826.85 which is not in the plan. (per att paying $2500 with 5% interest and COTBS)
* Attorney's fees in the plan and disclosure statement do not agree by about $7. Will pay lower amount if not amended

**Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of current auto insurance. (RECEIVED)
- Amendments to Schedules D to add U.S. Dept. of HUD for second Mtg. (AMENDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,041.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of U.S. Dept.Of HUD. under the Plan. (MOD PLAN STRIPS OFF)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S
Matter ResolvedRequest
Adjourment
15610/7/2020 10:00 am20-15534 / CMGJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $0  

Filing a MP - will surrender certain equip

AS OF 10/01/20 (SF) UPDATED - PLAN IS NOT FEASIBLE BASED ON CLAIMS FILED

1. Objection to modified plan filed on 9/30/20 by BMO Harris Bank (Janes Haney) - BHB objects to Debtor's Modified Chapter 13 Plan because Debtor has not provided acceptable treatment for its secured claims.

- Previous Objection filed by BMO Harris Bank (James Haney) -
failure to pay arrears claim 6-1 for $887.38 (plan proposes to pay $443.69)
failure to pay arrears claim 8-1 for $20,495.58 (the stay is vacated)
failure to pay claim 9-1 in full in the amount of $23,992.08 (plan proposes to pay in full but list amount to be paid at zero

2. Motion for Relief filed by BMO Harris Bank scheduled for 8/5/20 at 9 (THE STAY IS GRANTED AS TO 2019 KENWORTH W900-SERIES)

3. BMO Harris Bank as to 2019 Kenworth W900 Series is outside per stay relief

4. Trustee objection:
- A Modified Plan that removes the BMO Transportation Finance cram from Part 7b or corrects the cram terms in Part 4 and Part 7. (SHOULD THIS CRAM BE STRICKEN FROM PLAN AND PAY THE CLAIM IN FULL?)
- Amendments to Schedules J to remove car insurance and two car payments. (both on P&L)
- The Plan fails to provide for a prompt cure of rental arrears.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on BMO Transportation Finance cram.
- Need to file Pre-Confirmation Certification.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.


Plan proposes $700 x 60 Base
Payments: 5/5

RESOLVED ISSUES:
- IRS priority claim 2-1 is estimated. (AMENDED)
- A copy of the last filed tax return - 2019 by 8/15/2020. (RECEIVED)
Matter ResolvedRequest
Adjourment
15710/7/2020 10:00 am20-15615 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $147.00  Total Paid In: $772.00
CAN CONF AT: $520.70 paid then $197 x 55 beg 10/1/20 pro rata

As of 7/27/20 (DS): Debtor attorney requested adjournment to allow time to file motion to address State of NJ estimated claim.

As of 6/16/20 (DS): Debtor attorney requested adj to resolve claim

As of 6/12/20 (DS): 1. State of NJ filed estimated claim, 2018 not filed. Claim must be resolved. Also no priority unsecured portion owed. Is this to be stricken? Emailed atty

---------------------------------------------------------------------------------------------------

1. Trustee obj tot he following:
- Need service on motions in plan. SERVICE DONE
- Must resolve IRS estimated claim, 2018 tax return not filed. AMENDED CLAIM FILED
- Must file Pre-confirmation certificate. FILED

Prop Plan $104.14 x 60 Base
Note: 2019 Tax return, bank statements and auto insurance provided.
Matter ResolvedRequest
Adjourment
15810/7/2020 10:00 am20-15675 / CMGDavid M. Meth, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 6 of 7 required payments   Arrears: $0  

NS 2nd call

ISSUES AS OF 9/29/2020 (DM):

***Debtor failed to provide updated homeowners insurance - RECOMMEND DISMISSAL***

1) IRS filed $2,525.03 priority claim not treated in plan that includes estimated taxes for 2019 (UNRESOLVED).

2) Specialized Loan Servicing (KML) OBJs - $29,098.46 arrears - sale or refi are speculative (UNRESOLVED).

3) JP Morgan Chase (PHELAN) OBJs - $5,943.27 arrears - sale speculative (UNRESOLVED).

4) TD Retail Card Services filed $7,095.32 secured claim not treated in plan (UNRESOLVED).

5) Debtor's plan proposes sale by 9/1/20 - what is the status of the sale?

6) Trustee OBJ: NOTE - ONLY $1,791 GUC CLAIMS FILED
- Need a copy of homeowner's insurance renewal - policy provided expired 7/14/20
- need auto insurance renewal - all cards provided are expired
- There is $6,600 non-exempt equity in whole life insurance policy.
- Tax refund of $5,387 was not prorated and included in disposable income calculation.
- Excessive Expenses - Schedule J: $800 food; $970 transportation; $500entertainment.
- Improper deductions on Form 122c: Line #19 lists $2,140 in court ordered payments - debtor states on Sch J that these payments are not being made, thus he can't take deduction; Line #23 lists $215 optional telephone services - allowed $50. With these adjustments, there is excess on Line #45 in the amount of $1,502 which requires $90,130 minimum dividend to general unsecured creditors.


Prop. Plan $100 x 60, Base Plan,
- sale by 9/1/20 of former marital residence
PTD 6/5 = $600
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
15910/7/2020 10:00 am20-15746 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 7 required payments   Arrears: $0  

AS OF 10/1/20 (SF) - Per Atty, ok to dismiss/hold fees

1. IRS filed estimated priority and unsecured claim 5-2 - Missing 2014 thru 2019 returns (NEED AMENDED CLAIM)

2. State of NJ filed estimated priority and unsecured claim 11-1 - Missing 2014 thru 2019 returns (NEED AMENDED CLAIM)

3. IRS filed secured claim 5-2 for $8750.99 which is not addressed in plan (OK TO PAY?)

4. The State of NJ filed secured claim 11-1 for $2019.49 which is not addressed in the plan (OK TO PAY?)

5. State of NJ Division of Employer Accounts filed secured claim 28-1 for $3855.77 (NOT ADDRESSED IN PLAN - OK TO PAY?)

6. Trustee objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of $109.26.
- Need updated schedules to include $800 a month in unemployment
- The debtor's unemployment needs to be added as income. Also need proof of unemployment income.
- Need to file Pre-Confirmation Certification.


Plan proposes $392 x 56 0%
Payments: 3/6 Arrears: $1176

RESOLVED ISSUES:
- A copy of the last filed tax return - 2019 return received.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Need service on One Main Financial for cram den of 2011 Hyundai. (RECEIVED)
- Amend petition to correct the co-debtors social security number and notify credit bureaus. (FILED)
- Need a statement for the co-debtor's retirement plan loan (RECEIVED EXPIRES IN 50 months)
Matter ResolvedRequest
Adjourment
16010/7/2020 10:00 am20-15859 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

10/2 workup for the 10/7 calendar
-moiton to seal on for 10/21-conf to be moved to 10/21 to determine exact T/H before we confirm.

**CAN CONF AT $4400 x 60 beg 5/1/20-pro rata ---Trustee will receive non-exempt proceeds from settlement. The threshold equity will be determined within 30 days by Judge Gravelle's upon her review of motion to seal or by consent between the debtor and the trustee--amended schedule J to be filed by 11/31/20 after car surrendered

As of 8/13/20 (DS): 1. Trustee obj to the following:
- Debtors income, even adjusting for the one time incentive income is higher $14,000 than scheduled $12,970.96.(OK amended J)
- Part 1e of debtor's plan states "the non-exempt equity on Schedules B & C of about $37,500 will be applied to the general unsecured creditors". However, Part 5 a of the plan only proposes a pot based plan. It should be a dollar base plan with a minimum of $37,500 to gucs. Need resolution of motion to seal to determine equity
- Certification regarding sale of debtor's interest in Forum Analytics and his equity share in his current job at Tenna. (SUPP TR. OBJ. FILED).
--------------------------------------
As of 8/17/20 (DS): Debtor attorney requested adjournment and AR allowed adjourning to 10/7/20 to resolve IRS claim.(OK AMENDED)
8/14/20:(mk): also DS got adj request from debtor but also suggested an interim Order- AR to review.

8/14/20(mk): Proposed Consent Order w/ IRS submitted to chambers. Says IRS will assess return and then set off for 2019 and then amendd POC. No deadline. I objected and said the following: The Trustee has a limited objection to the Order. The case is currently on for confirmation for 8/19/20 and has Issues.
The IRS claim is in the amount of $110,000 and is "per debtor records" which the Trustee does not consider as estimated and
has the claim set up for payment. As of now the proposed payments look to cover the priority claims and if the claim is amended for less,
then the funds should go to unsecured cr
Matter ResolvedRequest
Adjourment
16110/7/2020 10:00 am20-16009 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 7 required payments   Arrears: $376.00  Total Paid In: $1,050.00
As 10/1/20 (DS): Debtor attorney ok to confirm at $150 x 6 begin 5/1/20, $526 x 55 begin 11/1/20 100% to gucs, plus non-exempt proceeds from PI lawsuit and add to confirming order Trustee ok to pay the IRS claim#5-2

Debtor attorney requested adjournment to resolve obj, adjourned peremptory, no further adjournments.

9/2/20 (DS): 1. BELOW ISSUES HAVE NOT BEEN RESOLVED.

As of 7/13/20 (DS): Debtor attorney requested adjournment to resolve Trustee obj.

7/15/20 (DS): 1. Trustee obj to the following:
- 401(K) LOAN STATEMENT PROVIDED 8/28/20 AND LOAN PAYMENT $241.96 ENDS 3/2021.
- HUD CLOSING STATEMNT PROVIDED 8/28/20 ON SHADY OAK ST WHICH OCCURRED 1/11/2019 SHOWS DEBTOR AND SPOUSE RECEIVED $63,541.63, NEED CERT ON WHAT WAS DONE WITH FUNDS
- Need Modified Plan that pays student loans outside of the plan. ONLY ONE STUDENT LOAN CLAIM FILED $1,602.31.
- Amendments to Schedules I to include both of the debtor's jobs.
- Excess expenses such as: $495 Cable/internet/phone, $1,000 Food for household of 2,
$1,600 Car payments, $200 to IRS (claim filed and will be paid through plan) and $240 Student loans (Not in plan as outside). There would be $699.89 disposable income, after deducting expenses and social security income removed.
- 22C has monthly disposable income is $3,841 which would require a minimum dividend of $230,460 to general unsecured creditors. Lines 16, 20, 23, 26, 30. Recommend confirming at 100% bar date expired, total unsecured claims filed $16,361.25. INCOME ALSO VERIFES THERE IS DISPOSABLE INCOME $2,205.89. TOTAL UNSECURED CLAIMS FILED $16,361.25.
- Confirming order must provide for all non-exempt proceeds from personal injury claim.

2. IRS filed priority claim $6,009.10, not in plan to be paid. Ok to pay? PER ATTY OK TO PAY.

3. Must file Pre-confirmation certificate. FILED 8/28/20

Prop Plan $150 x 60 Base
Matter ResolvedRequest
Adjourment
16210/7/2020 10:00 am20-16483 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 9/29/2020 (DM):

***If Wells Fargo objection to vehicle cram can be resolved, then Trustee objections can be resolved by paying 100% to $18 timely filed unsecured claims***

1) Nationstar/Mr. Cooper (RAS) OBJs - $124,970.56 arrears (CONSENT ORDER ENTERED - LOAN MOD WITHIN 180 DAYS OF CONFIRMATION).

2) Wells Fargo Auto (MORTON) OBJs to cram of 2008 Ford Escape (UNRESOLVED). Mk: appraisal submitted to Morton & he needs to review

3) Trustee OBJ:
- Need to file Pre-Confirmation Certification (FILED).
- Order of Distribution departs from Trustee standard (OKAY TO ADD??)
- Need a copy of divorce settlement agreement (RECEIVED).
- Need proof of service on Wells Fargo Dealer Services (MOOT - OBJ FILED).
- Need CMA - the Missouri timeshare showing 2019 purchase price of $30,000 (MP SURRENDERS).
- There is $14,000 equity in the Missouri timeshare.
- Need a copy of Deed for the timeshare (NOT RECEIVED)
- Excessive Expenses: $500 cable/internet/phone, $757 food, $186 timeshare.
- Disposable income verifies at $1,154 per month.
- Reviewed the 122c - monthly gross income is $9,360; Line #34 (mtg arrears) is incorrect because debtor is not paying full arrears; and Line #17 (involuntary deductions) should be $0. Should use I and J instead of the 122c.


Prop. Plan $980 x 60, Base Plan, Loan Mod in 6 months
PTD 4/4 = $3,920
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
16310/7/2020 10:00 am20-17033 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $4,290.00
ADJ DEBTOR MUST BE CURRENT WITH ALL PYMTS POSTING
As of 9/30/20 (DS): 1. Debtor in arrears $1,430, made 2 out of 4 payments, not including Oct. Last payment made 7/23/20. MUST GET CURRENT.

2. Trustee obj to the following: RESOLVED
- Need bank statements from PNC Bank for April & May for accts ending #9719 and #9727. - BANK STATEMENTS PROVIDED 9/29/20
- Must resolve creditor objection. OTBS TO BE SUBMITTED

3. Deutsche Bank obj to arrears more, POC filed with arrears $12,143.91, plan has $10,610. Obj must be resolved. COTBS

Prop Plan $715 x 60 Base
Matter ResolvedRequest
Adjourment
16410/7/2020 10:00 am20-17123 / CMGMonika Mazurczyk Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $0  
Total Paid In: $1,310.00
AS of 9/18/20(mk):atty ok to terms

**CAN REC CONFIRM AT $260 ptd, then $350 x 56; begin 10/1/20;Base w/min $17,268 to unsecured due to equity in personal assets;
Plus all non exempt proceeds from personal Injury case to be paid the the Trustee.**



1. Trustee Objection:
Excessive expenses : $800 transport & $1087 bus expenses (need proof);
$400 estimated tax payments & $500 spouse tax payment (need proof- Provided);
-there is non-exempt equity of $13,179 in 1986 Chris Craft Boat
-there is total non-exempt equity of $4,089.77 in USAA account ending in 7128 and BOA
account ending in 4400.NE EQUITY TOTAL =17,268
- Time shares and boat are considered luxury items .
-add to confirming Order all non exempt proceeds from PI case to be paid to Trustee.
-need debtor's April & May 2020 AFLAC pay stubs for commissions.(provided but they do not
add up to the income on sch I)
-need current auto insurance for 2007 Mercedes((Provided).
-need value for Club Wyndham Timeshare(Provided)
need copy of Aflac Stock Statement.(Provided)
Excessive expenses : $800 transport & $1087 bus expenses (Provided);
$400 estimated tax payments & $500 spouse tax payment (need proof- Provided);

2. IRS Filed APOC.-0-

Plan:65 X 8; $145 X 52; BASE
4/4 last claim:10-1, bar date:8/9/20
Matter ResolvedRequest
Adjourment
16510/7/2020 10:00 am20-17133 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $60.00  Total Paid In: $1,860.00
AS OF 9/24/2020 (at): Atty ok with terms.sf

RECOMMEND: $900 PAID TO DATE, $510 x 57 BEGINNING 10/1/2020, 100% TO GUC'S
Preserve non exempt equity of $62,618.41 in real estate.
(Bar date was 8/10/2020)

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - . Need April and May pay stubs for the debtor.
- A copy of the last filed tax return - 2019 by 8/15/2020.
- Need April and May bank statements for TD account #7356.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $71,497 in non exempt equity in the residence. (NON EXEMPT EQUITY IS $62,618.41 - PROOF OF CLAIM IS HIGHER THAN AMOUNT THAT WAS SCHEDULED)

Plan proposes: $450 x 60, 100% to guc's
Payments: 2/3, arrears $450
Matter ResolvedRequest
Adjourment
16610/7/2020 10:00 am20-17188 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $356.00  Total Paid In: $1,322.00
As of 10/6/20 (DS): Ok to confirm at $330 x 4 begin 7/1/20, $357 x 56 begin 11/1/20 0% to gucs

1. Flagstar (Chandra Arkema) obj to to arrears more, POC filed with arrears $15,091.67, plan has $13,000. Ok to pay? Obj must be resolved with creditor. OTBS per email ok to pay arrears claim

Prop Plan 330 x 60 0%
Note: 2019 tax return provided and Pre-confirmation cert filed.
Matter ResolvedRequest
Adjourment
16710/7/2020 10:00 am20-17206 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $500.00
AS OF 9/24/2020 (at):

RECOMMEND: $100 x 60 BEGINNING 10/1/2020, BASE
Need updated income by 3/31/2021.

Trustee's objection:
The debtor has insufficient income.
- The debtor has failed to file a feasible plan - proposes payment of $100/month without any income on Schedule I
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income (RECEIVED UNEMPLOYMENT INCOME FOR JUNE AND JULY)
- A copy of the last filed tax return - 2019 return, document provided is not sufficient (RECEIVED)
- proof of current car insurance (RECEIVED)
- Amendments to Schedules Schedule I to show income of job beginning 6/15/2020 (AMENDED BUT STATES SHORT TERM DISABILITY?)
-as of 6/8/2020 statement there is an ending balance of $1,057.45 in the Chase account - need to Amend Schedules B and C accordingly or there will be non exempt equity of $857.45. (AMENDED)
- -must file pre conf cert. (FILED)

Plan proposes: $100 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
16810/7/2020 10:00 am20-17236 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $925.00  
adj to 11/18/20 to be current and have provided info on expenses

As of 9/28/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

8/19/20 (DS): 1. Debtor is in arrears $850, made 0 out of 2 payments. DEBTOR HAS PAID $900 8/25/20.

2. Trustee obj to the following:
- Need service on motions in plan.
- Excessive expenses on Schedule J such as: Food $828, childcare $540 (provide proof), Transportation $627, car insurance $331 and student loans $405 (must provide proof of payments, no payments listed on bank statements).
- Per 2018 & 2019 tax return does not list 2 year old child, listed on Sched J. Debtor is supporting boyfriend and child, plus pays child care but no dependents on tax return.

Prop Plan $425 x 60 $0
Note: 2019 tax return and auto insurance provided.
Matter ResolvedRequest
Adjourment
16910/7/2020 10:00 am20-17267 / CMGROBERT H JOHNSONConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,750.00
AS OF 10/06/20 (SF) UPDATED

RECOMMEND $550 X 24 (BEGIN 7/1/20), $797 X 36 (BEGIN 7/1/22) 100% PLAN
- PRESERVE THRESHOLD OF $72,490 IN CONFIRMATION ORDER
- PAY ATTORNEY FEE OF $4250 THRU PLAN
- MUST PROVIDE COPIES OF APRIL AND MAY 2020 BANK STATEMENTS OF TD BANK WITHIN 30 DAYS

1. Motion for Relief just filed by All Credit Considered Mortgage scheduled for 10/21/20 at 9 (THERE IS NO OPPOSITION FILED)

2. Trustee objection:
- Need April and May bank statements for TD Bank account.
- Verified income leaves monthly disposable income of $819.18.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,251.00 when determining disposable income.
- There is $72,490.16 in non exempt equity in the residence. Plan is 100%.
- Need to file Pre-Confirmation Certification. ((FILED)
- Attorney's fees in the plan and disclosure statement do not agree. Debtor's attorney must amend one of these. (MUST RESOLVE) - DISLCOSURE STATEMENT IS CORRECT

Plan proposes $550 x 24, $800 x 12, $1000 x 24 100%
Payments: 4/4
Matter ResolvedRequest
Adjourment
17010/7/2020 10:00 am20-17508 / CMGHERBERT B RAYMOND ESQConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $1,060.00
Matter ResolvedRequest
Adjourment
17110/7/2020 10:00 am20-17677 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  

As Of 9/18/20(mk):

**REC CONFIRM AT $250 X 36,BEGIN 7/1/20;BASE**

>>Plan has to be Base Not 0% as proposed or would not 36 mos.<<

1. Freedom Mtg in plan as unaffected- POC $446.34- OK TO PAY?

2. Trustee Obj:
-need updated Home insurance(provided)

Plan:250 X 36 BEG 7/20; 0%
3/3 payments
last claim:17-1,bar date:8/27/20

Matter ResolvedRequest
Adjourment
17210/7/2020 10:00 am20-17864 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $0  

adj for $ to post & be current OR D

As of 10/6/20 (DS): 1. DEBTOR IN ARREARS $1,000, MADE 2 OUT OF 4 PAYMENTS, LAST PAYMENT MADE 9/8/20 $500.

As of 8/12/20 (DS): 1. Debtor in arrears $1,000, made 0 out of 2 payments. DEBTOR PAID $1,000 TOTAL, ARREARS $500, NOT INCLUDING IF PAYMENT WILL BE MADE IN OCT.

2. Trustee obj to the following:
- Plan fails to provide for a prompt cure of rental arrears.
- Must add to confirming order non-exempt proceeds from PI lawsuit or Certification that he is not pursuing the claim.
- Case needs to be a base, due to PI lawsuit against landlord.

Prop Plan $500 x 36 0%
Note: Cert of social security and drivers license provided.
Matter ResolvedRequest
Adjourment
17310/7/2020 10:00 am20-18214 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $788.00  Total Paid In: $600.00
AS of 10/6/20(mk): updated; Adj uploaded to day MP before conf filed & on for 11/4/20

**PLAN IS NOT FEASIBLE . SEE #1 & 2 BELOW. DEBTORS NOT EVEN LISTED THE SECOND MTG IN PETITION OR PLAN. LISTED 1ST MT AS UNAFFECTED.
HUGE ARREARS OWED ON BOTH (43,309.79 ON 1ST MTG & $60,568.06 ON 2ND) . IRS POC NOR ADDRESSED.


1. Objection by New Rez( Stern Lavinthal):
- fails to pay arrears POC $43,309.79
plan has -0-

2. Real Time Solutions- 2nd Mtg- Filed POC Arrears $60,568.06- NOT IN PLAN OR ON SCH D

3. Trustee Objection:
-IRS APOC Filed- Not in plan-Must pay 1,133.19 or move against.
-Excessive expenses:
Tele/Cell/Internet/Cable:$630 and auto insurance $700 (auto insurance pays $499.21
monthly) Reduced exp. total by 200.
-Income verifies higher for debtor deduct $200 from expenses for auto insur.which was overstated on J
results in disposable income $1,713.74.
- Must file Pre-confirmation certificate.
-need updated CMA (Provided).
-bank statements provided.

4. IRS ESTIMARED POC (Amended POC filed)- no return for 2019.

Plan:150 x 60 Base
payments:2/21
last claim:8-1 bar date:9/10/20
Matter ResolvedRequest
Adjourment
17410/7/2020 10:00 am20-18232 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

adj form 9/2/20 to 10/7/20 to be current and get 341 listed: NEITHER HAS HAPPENED

AS OF 9/18/20(mk):

-NO Payments.
-NO 341
Matter ResolvedRequest
Adjourment
17510/7/2020 10:00 am20-18572 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,200.00
Debtor attorney requested adjournment must resolve mortgage claim with creditor

MK: atty requested adj. to work out w/ creditor. Tr goes by POC for loan balance not loan history.

As of 10/2/20 (DS): If obj resolved need to confirm at $550 x 3 begin 8/1/20, $582 x 57 begin 11/1/20 100% with a minimum $28,425.90 to gucs, due to non-exempt equity

1. Community Loan obj plan is silent and does not pay arrears claim $428, but plan does propose Chase to be paid $3,776, which is the original mortgage on docs attached to POC. Obj must be resolved.

Mortgage claim filed for less, there is non-exempt equity $26,470.90 and non-exempt equity in TD Bank $1,955 total $28,425.90. Total unsecured claims filed $28,234.71, case should be 100% to gucs.

Debtor attorney requested adjournment to pass bar date

9/16/20 (DS): Recommend confirming at $1,100 paid, $610 x 58 begin 10/1/20 100% with a minimum of $26,349 to gucs, due to non-exempt equity OR WAIT PASS BAR DATE 9/24/20

1. Trustee obj to the following:
- There is $24,394.00 in non exempt equity in the residence and $1,955 in the TD bank account, total $26,349. RECOMMEND WAITING PASS BAR DATE 9/24/20.

Prop Plan $550 x 60 Dollar Base $24,565
Matter ResolvedRequest
Adjourment
17610/7/2020 10:00 am20-18592 / CMGGARY L GOLDBERG ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $2,800.00
AS OF 9/30/2020 (at):

RECOMMEND: $800 PAID TO DATE, $1,000 x 52 BEGINNING 10/1/2020, 100% TO GUC'S
Preserve non exempt equity of $41,427.77 in real estate.

Trustee's objection:
- The debtor has failed to file a feasible plan - proposed plan is underfunded does not propose enough to pay claims and non exempt equity
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules "I" to include all income (AMENDED SCHEDULE I FILED 8/25)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- with the addition of 3 income affidavits there is now net disposable income of $1,846.82
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- non exempt equity in real estate in the amount of $45,906.25 - must pay same amount to general unsecured creditors through plan (NON EXEMPT EQUITY IS $41,427.77 - POC WAS A LITTLE HIGHER THAN WHAT WAS SCHEDULED)

MP before confirmation proposes: $1,400 x 60, base
Payments: less than 1/2, arrears $2,000


Matter ResolvedRequest
Adjourment
17710/7/2020 10:00 am20-18595 / CMGRONALD E NORMAN, ESQConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 9/24/2020 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of income from employment with Amada for the month of June. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income verifies higher, there is disposable income $1,609.75. Pending additional income from Amada, only provided 2 stubs. (NO ADDITIONAL PAY STUBS PROVIDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4714 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- 2 months bank statements for savings and checking account with Wells Fargo prior to filing date. (NOT RECEIVED)
- Must file Pre-confirmation certificate (NOT FILED)

Plan proposes: $200 x 60, 0% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
17810/7/2020 10:00 am20-18611 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $1,072.00
AS OF 9/24/2020 (at):

1. Midfirst Bank filed a secured arrears claim #5 in the amount of $12,792.77 which is not in the plan. Is the debtor going to pay this claim?

2. Windsong at East Brunswick Condo Association filed two secured arrears claims #6 and #7. One of these must be withdrawn or the debtor must move against one of these claims.

3. Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $14,000 non-exempt equity in real estate. (THERE WILL BE LESS EQUITY ONCE THE CORRECT SECURED CLAIM OF THE CONDO ASSOCIATION IS ADDED TO THE LIQUIDATION ANALYSIS)

Plan proposes: $150 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
17910/7/2020 10:00 am20-18729 / CMGSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS of 9/18/20(mk):

1. Objection by Deutsch Bank(RAS):
-plan fails to cure full amt: POC $53,213.43

2. IRS Estimated POC- missing returns

3.Trustee Objection:
Plan has atty fee bal. 3,000 & atyy disclosure has $2,145- NEED TO CORRECT
SOFA & Atty disclosure match - plan is off
Need a statement for the debtor's 401k loan.
-Excess expenses:(Plan is 100%)
$1,072/month for car insurance( 4 cars)
$500/month for income taxes (need proof)
$525/month for cable/internet/phone
$575/month for utilities and oil
-There is $7,800 in non exempt equity in his personal property.
-Need to file Pre-Confirmation Certification.
-Need to resolve the estimated claim filed by the IRS.


Plan:$1,200 X 60 BEG 8/20; 100%
2/3 payments
last claim:3-1,bar date:9/29/20
Matter ResolvedRequest
Adjourment
18010/7/2020 10:00 am20-18737 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
18110/7/2020 10:00 am20-18880 / CMGRaymond C. Osterbye Confirmation Hearing ScheduledDismissedDebtor has made 3 of 4 required payments   Arrears: $0  

NS at 10:55

Objection to Debtor's Claim of Exemptions (#22)filed by TR
Objection to Planby Deutche Bank(RAS)

AS OF 9/23/2020 (at):

1. 341 has not been held or rescheduled
2. Payments: 3/3
Matter ResolvedRequest
Adjourment
18210/7/2020 10:00 am20-19246 / CMGTRAVIS J RICHARDS ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,544.00
As of 10/6/20 (DS): (atty ok to terms;(mk)Need to confirm at $600 paid, $472 x 34 begin 11/1/20 Base with a minimum dividend $5,045, due to non-exempt equity in bank accounts and add to confirming order Trustee ok to pay the arrears claim of Wells Fargo claim 3-1.

Received email from Mr. Richards, Debtor atty w/regards to exemptions on d(1), tried to respond twice, but email keeps coming back as delivery failed, incorrect emails. Email states Debtor is taking d(1) exemption, but does not use exemption, also d(5) was used in the amount $6,370, if taking d(1) exemption would only be able to take up to $1,325 of d(5), which would still leave non-exempt equity on personal property $5,045. MUST AMEND SCHED C TO TAKE PROPER EXEMPTIONS TO DETERMINE NON-EXEMPT EQUITY. - AMENDED SCHED C FILED 10/5/20 AND OVER EXEMPTS ON D(5). THERE IS NON-EXEMPT EQUITY $5,045.

1. Trustee obj to the following:
- There is non-exempt equity on real property $23,807.21. - AMENDED SCHED C FILED, OVER EXEMPTS D(5), THERE IS NON-EXEMPT EQUITY $5,045.
- Must provide updated auto insurance, if case not confirmed, auto insurance expired 9/2/20.

2. Wells Fargo obj to arrears owed, POC filed $1,260.89 arrears. Obj must be resolved. OTBS

3. Must file Pre-confirmation certificate. - FILED 9/28/20

Prop Plan $300 x 36 Base
Matter ResolvedRequest
Adjourment
18310/7/2020 10:00 am20-19254 / CMGJoel R. Spivack, Esq.Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $600.00
AS Of 10/5/20:(mk); Updated- debtor atty says Objection at #1 will be w/d .

1.Objection by Estate of Ruth Restuccio(Pinto, esq). (Debtor atty says this is resolved- NEED TERMS?
-default of commercial lease.to LL
NO POC FILED BY THIS CREDITOR AS OF THIS DATEOF WORKUP.
Bar date 10/12/20

2. Trustee Objection:
-need Proof of 2 month's income - unemployment income for spouse
-need Business Questionnaire for Welding Business(Still Need).(Uploaded Cet of formation- not form questionaire
-nonexempt equity in business $7,418.13( Business is LLC= separate entitiy)
-Need Explanation of Source & use of pandemic Loan(25,800). (Provided)
-This loan is not on schedules Nor addressed in plan.
-AS of 7/30/20 Business bank acct /Santander #1793 has bal before filing $24,074.
Petition filed on 8/3/20.-Loan proceeds still in it before filing.
-need Business profit & loss statements for welding business(Provided)

Plan:200 X 36 BEG 9/20; BASE
1/1payments
last claim:4-1,bar date:10/12/20
Matter ResolvedRequest
Adjourment
18410/7/2020 10:00 am20-19279 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,482.00
AS OF 10/6/2020 (at): - Atty ok with terms.sf

RECOMMEND: $1,610 PAID TO DATE, $872 x 58 BEGINNING 11/1/2020, $0 TO GUC'S
Need Order Resolving Objection by Wells Fargo within 30 days of confirmation.


1. Objection filed by Wells Fargo (RAS Citron) - failure to cure full arrears of $34,829.11 (Per POC). (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of pension income - for both pensions (most recent statement). (RECEIVED)
- Amendments to Schedules : I to add pension income. (RECEIVED)

Plan proposes: $805 x 60, $0 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
18510/7/2020 10:00 am20-19282 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $0  

Debtor attorney requested adjournment, 341 SCHED 10/22/20
Matter ResolvedRequest
Adjourment
18610/7/2020 10:00 am20-19299 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/24/2020 (JMA)

1) Trustee objection to confirmation - need to resolve
-need proof of 2 months income for new job at Planet Fitness that started 9/1/2020 TO DATE NOT PROVIDED
-need to resolve the estimated filed by the IRS AMENDED CLAIM FILED 9/8/2020 ZERO DUE TO IRS

proposed plan $468x60 minimum $15,479.62 to general unsecured creditors
paid in $468
last claim 11

Matter ResolvedRequest
Adjourment
18710/7/2020 10:00 am20-19304 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 9/28/20 (SF)

1. 341 DOCS RECEIVED - ADJOURNMENT REQUEST REQUIRED
2. PAYMENTS: 1/2
Matter ResolvedRequest
Adjourment
18810/7/2020 10:00 am20-19309 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $450.00  
As of 10/82/20 (DS): Debtor attorney requested adjournment, 341 sched 10/29/20.
Matter ResolvedRequest
Adjourment
18910/7/2020 10:00 am20-19484 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  


341 now on for 10/22/20


Matter ResolvedRequest
Adjourment
19010/7/2020 10:00 am20-19581 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $434.00  
10/5/20(mk) 341 adj to 10/29/20

AS OF 9/23/2020 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
19110/7/2020 10:00 am20-19592 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Will request adj to past the bar date- make it 11/18/20

As of 10/6/20 (DS):
1a. Amended Sched I filed 10/1/20 removing pension loan $802.49 deduction on Sched I, which doesn't end until month 14.
1b. Amended Schedule J filed 10/1/20 increases expenses from $2,876 to $3,658 in expenses such as: Food from $200 to $782, Clothing from $50 to $100, Personal care from $20 to $50, Entertainment from $100 to $150 and Transportation from $200 to $250. Only expense high is food $782, other expenses are fine. There is still disposable income $579.

Recommend adjourning to bar date.

Recommend confirming at $136 x 14 begin 9/1/20, $427 x 46 begin 11/1/21 100% to gucs or wait pass bar date 10/23/20, total unsecured claims filed to date $4,875.31

1. Trustee obj to the following:
- Pension loan provided and loan payment $802.49 ends in month 14, which would require a tier payment or 100% plan pending all claims. Schedule F has $15,012 and total unsecured claims $4,875.31.

Prop Plan $136 x 60 Dollar Base $3,000
Note: Updated auto insurance and PNC bank statements provided
Matter ResolvedRequest
Adjourment
19210/7/2020 10:00 am20-19594 / CMGKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $4,703.00
issues as of 9/24/2020

1) Specialized Loan Servicing LLC (Stewart Legal Group) objection to confirmation - RESOLVED, CONSENT ORDER FILED
2) Trustee objection to confirmation - need to resolve
-proof of 2 months income - proof of income for new job that started in August (debtor states same pay) NOT RECEIVED TO DATE
-Amendments to Schedule I for new job that started in August (debtor states same pay)
-the debtor is not paying all disposable income into the plan - income verified higher, disposable net income $2,226.81 (100% plan)

proposed plan $1,479x60 100% plan
paid in $1,481
last claim 1
Matter ResolvedRequest
Adjourment
19310/7/2020 12:00 pm16-21633 / CMGCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $12,844.00
Matter ResolvedRequest
Adjourment
19410/7/2020 12:00 pm16-34490 / CMGDAVID G BESLOW, ESQMotion CompensationOrder to be SubmittedTotal Paid In: $31,660.00
OTBS- will be granted & order will provided Amended I & J and POI w/in 45 days

9/1/20:atty requested adj to review budget with debtor

TR Obj.
Matter ResolvedRequest
Adjourment
19510/7/2020 12:00 pm17-30531 / CMGJoseph Casello, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
19610/7/2020 12:00 pm17-32530 / CMGSCOTT E. TANNE, PC.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
19710/7/2020 12:00 pm18-22753 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $49,164.00
Matter ResolvedRequest
Adjourment
19810/7/2020 12:00 pm18-33979 / CMGWilliam H. Oliver, Jr., Esq.Motion compensationOrder Previously SubmittedTotal Paid In: $11,105.00
10/6 AMT: REVISED ORDER SUBMITTED TO CHAMBERS (ATTACHED)<<>>


Trustee limited obj/inflated modified pl pymt<> FEE APP
Matter ResolvedRequest
Adjourment
19910/7/2020 12:00 pm19-13295 / CMGKirsten B. Ennis Motion CompensationGrantedTotal Paid In: $19,540.00
10/6/20(mk): MP on 11/4/20

TR Objection- W?D - Order for $2,517 ok

As of 10/2/20:MP #51 filed 10/1/20.( ON FOR 11/4/20)BUT MOTION TO REINSTATE STAY ON 11/18/20 and will only have a chance if stay gets reinstated COVID Extension & PP arears to Mtg co- better hope stay gets reinstated.
MP includes supp fees of 2,517.50 which is from this application)


TR CERT OF DEFAULT ALSO ON 11/18/20
Motion To reinstate Stay & TR Cert of default On for 11/18/20
Matter ResolvedRequest
Adjourment
20010/7/2020 12:00 pm19-29453 / CMGTHOMAS D MCKEON ESQSTATUS CONFERENCEMoot
RELATED TO MOTION TO CONVERT CASE TO CHAPTER 13

Debtor motion to sell on 9/2/20: ADJ to 10/7/20: K Sale price 155,000.This price address the prior CH 7 TR concern re: value
Matter ResolvedRequest
Adjourment
20110/7/2020 12:00 pm20-10053 / CMGDavid L. Stevens Motion CompensationOrder Previously SubmittedTotal Paid In: $10,430.00
Revised Order Submitted to Chambers on 9/21/20 reducing fee app amt


TR Objection- Flat fee case- case just confirmed 9/2/20. Fee app should only be for those service related to Loss Mit.
Matter ResolvedRequest
Adjourment
010/7/2020 12:00 pm20-11665 / CMGJames J. Cerbone, Esq.Motion CompensationWithdrawnTotal Paid In: $2,373.00
Motion for Comp was w/d


Trustee obj
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes