Judge Michael B. Kaplan
Hearing Date: 10/6/2020
Hearing Count: 226
Last Updated: 11-27-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
110/6/2020 9:00 am14-33703 / MBKLAURENCE R SHELLER, ESQMotion Reopen Ch. 13 Case (fee)Continued
11/17/2020 9:00 am
Total Paid In: $23,265.00
AMT: This is a dismissed case/$15,079.88 deposited with Clerk of the Court for FWDSL. This should be a mtn for unclaimed funds<<<>>>

Failed to resolve FWDSL & Associates "per plan" claim for property taxes/Melrose Avenue. Creditor returned Trustee payment for bad address and claim placed on reserve. Upon review for case closing, debtor's counsel provided a copy of prepared tax sale cert cancellation, however, failed to provide information as to who redeemed and if the reserved funds are owed to another entity or should be released for payment to general unsecured creditors.


MTN TO REOPEN TO ALLOW LATE CLM OF FWDSL
Matter ResolvedRequest
Adjourment
210/6/2020 9:00 am15-18399 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
10/5 AMT PYMT POSTED/PENDING CLOSING AUDIT<<<>>>


9/23/20 - Trustee accepted debtor's payoff proposal ($5,610) as long as funds post prior to Hearing Date (dm)
9/16 AMT: Payoff ltr provided<<<>>>

Debtor obj<>FEASIBILITY DUE TO APPX $9,000 POST PET MTG ARREARS ADDED TO PLAN;
Matter ResolvedRequest
Adjourment
310/6/2020 9:00 am15-19095 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $24,775.00
ADJ to 10/28/20 Peremptory
9/16 AMT: Per atty, debtors borrowing funds to complete the plan<<<>>>


Debtor obj<>FEASIBILITY DUE TO POST PETITION ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
410/6/2020 9:00 am15-19656 / MBKBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $59,070.00
FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
510/6/2020 9:00 am15-22641 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
10/1 AMT: PIF/PENDING CLOSING<<<>>>

Debtor obj, made pymt<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
610/6/2020 9:00 am15-22778 / MBKPETER E ZIMNIS, ESQCreditor Certification of DefaultMoot - DismissedTotal Paid In: $90,262.00
Debtor obj, only owe 3rd qtr tx<>FNA JERSEY LIEN SVS (Velasquez)
Matter ResolvedRequest
Adjourment
710/6/2020 9:00 am15-24381 / MBKANDREW B FINBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Debtor obj, made pymt<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
810/6/2020 9:00 am15-24413 / MBKPHILLIP L LUCAS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $161,602.00
FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
910/6/2020 9:00 am15-26337 / MBKS DANIEL HUTCHISON ESQMotion to Cancel and DischargeGranted
MTN TO CANCEL/DISCHARGE A LOCK & KEY (DC 848-00/VJ 1712-00)
Matter ResolvedRequest
Adjourment
1010/6/2020 9:00 am15-30927 / MBKSTEVEN J ABELSON, ESQMotion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE MISSING DOC (FINC MGMENT CERT, CERT IN SUPPORT)
Matter ResolvedRequest
Adjourment
1110/6/2020 9:00 am16-11015 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $16,800.00
9/29 AMT: $16,200 ptd (56); $300 x 6 beg 10/1/'20; pl ext 62 mo (atty ok)<<<>>


Debtor obj, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
1210/6/2020 9:00 am16-15612 / MBKWilliam H. Oliver, Jr., Esq.Motion CompelConsent Order to be SubmittedTotal Paid In: $23,052.00
Wells Fargo obj (Shapiro)<>MTN TO COMPEL MTG TO ENDORSE INS LOSS DAMAGE CHCK TO DEBTOR
Matter ResolvedRequest
Adjourment
1310/6/2020 9:00 am16-17843 / CMGWilliam H. Oliver, Jr., Esq.Supplemental DisclosureContinued
11/18/2020 9:00 am
Total Paid In: $35,440.00
***CASE TO BE TRANSFERED TO CMG for 11/18/20 at 2 PM***

Trustee obj<> SUPPLEMENTAL DISCLOSURE. EDC FILED OBJECTION
Matter ResolvedRequest
Adjourment
1410/6/2020 9:00 am16-21981 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultGrantedTotal Paid In: $18,588.00
Debtor obj, sent ins policy to mtg co and is paying ppty tx<>NATIONSTAR (Robertson Anschutz)(TR ARREARS)
Matter ResolvedRequest
Adjourment
1510/6/2020 9:00 am16-25993 / MBKSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $83,382.00
Debtor obj<>SPECIALIZED LOAN SERVICING (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
1610/6/2020 9:00 am16-26297 / MBKMARK GOLDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $57,291.00
AMT; MP 11/4 ***

AR NEED TO ADDRESS PER PLAN AND NOTICE OF RESERVE
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
1710/6/2020 9:00 am16-26939 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $21,647.00
9/24 AMT: Arrears cured; will complete timely<<<>>>
ARREARS
Matter ResolvedRequest
Adjourment
1810/6/2020 9:00 am16-32967 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $76,012.00
Plan Confirmed

PER JUDGE NEEDS FILE COVID CERT, I & J, 2019 TAX RETURNS AND MAKE PAYMENTS AND WILL SEE IF CONF ON 10/6

AR WAITING FOR PYMT
9/8/20 - Adj Request Denied-- no payment since Feb
AMT; MP 10/6<<<>>>filed 9/2
8/30/20 - Adj Request Denied--
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
1910/6/2020 9:00 am17-13153 / MBKSanto Bonanno Motion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $18,850.00
NATIONASTAR MTG (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
2010/6/2020 9:00 am17-15246 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
10/20/2020 9:00 am
Total Paid In: $39,899.00
- Trustee Obj - $14,059 arrears through Oct 2020

- CARES Act Cert (Doc #109) indicates debtor was current through June 2020 (NEED EXPLANATION).

- case was properly dismissed by MBK on 9/1/20 for failure to prosecute
Matter ResolvedRequest
Adjourment
2110/6/2020 9:00 am17-21126 / MBKPETER J BROEGE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $38,124.00
AMT: MP 10/6---Honor Roll

Adj Request denied - no payments since March
Debtor obj<>ARREARS/FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
2210/6/2020 9:00 am17-22180 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $25,174.00
AMT: MP 10/6---Honor Roll

Debtor obj, filing MP<>FAILED TO LM BY 12/31/19
Matter ResolvedRequest
Adjourment
2310/6/2020 9:00 am17-23520 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Continued
11/4/2020 9:00 am
Total Paid In: $22,971.00
Debtor obj, current per 2010 lm Agreement<>BAYVIEW LOAN (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
2410/6/2020 9:00 am17-26299 / MBKMICHELLE LABAYENAP Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $22,000.00
AP 20-1416 GAMIDOVA MTN TO BE EXCUSED FROM MEDIATION
Matter ResolvedRequest
Adjourment
2510/6/2020 9:00 am17-27028 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
9/11 AMT; PIF/PENDING CLOSING<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
2610/6/2020 9:00 am17-30377 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT; MP 10/6---Honor Roll

Debtor obj<>ARREARS; FAILED TO SELL GOLFVIEW DRIVE PPTY BY 7/31/20; FAILED TO ADDRESS NEPTUNE TWP 'PER PLAN' CLM
Matter ResolvedRequest
Adjourment
2710/6/2020 9:00 am17-32532 / MBKROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,200.00
***AS OF 9/24/20 DEBTOR IS CURRENT***
Debtor obj, will get current<> ARREARS
Matter ResolvedRequest
Adjourment
2810/6/2020 9:00 am17-34456 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $27,681.00
Per atty, debtor no longer contesting dismissal (dm)

will send $1800 EDC

AMT: MP 10/6---Needs Resolution

Debtor obj, filing MP<>FAILED TO LM BY 7/4/18, EXTENDED LOSS MIT EXPIRED 1/4/20; ARREARS
Matter ResolvedRequest
Adjourment
2910/6/2020 9:00 am17-35507 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $15,171.00
9/29 AMT: $ 13,537.94 PTD (33); $433 X 12 BEG 10/1/20; PL EXT TO 45 MO (atty ok)<<<>>>

Debtor obj, made pymt & request recap<>ARREARS
Matter ResolvedRequest
Adjourment
3010/6/2020 9:00 am18-12056 / MBKLINWOOD A JONESMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $13,500.00
Debtor obj, filig MP (covid)<>ARREARS
MP 11-17
Matter ResolvedRequest
Adjourment
3110/6/2020 9:00 am18-12566 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
10/20/2020 9:00 am
Total Paid In: $43,479.00
Debtor obj, pd Aug, will pay Sept<>NATIONSTAR (RAS)
Matter ResolvedRequest
Adjourment
3210/6/2020 9:00 am18-15154 / MBKMichael Douglas PowerMotion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $37,925.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
3310/6/2020 9:00 am18-15846 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,322.00
PER ATTORNEY FOR DEBTOR, OK TO DISMISS DEBTOR CANNOT COME UP WITH FUNDS TO REINSTATE THE STAY/DS

AMT: MP 10/6***NEEDS RESOLUTION***

ARREARS
Matter ResolvedRequest
Adjourment
3410/6/2020 9:00 am18-17963 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $23,561.00
NATIONSTAR MTG/CHAMPION (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
3510/6/2020 9:00 am18-22198 / MBKKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $43,244.00
AMT: MP 11/17---

AR, needs to sign up for eWage by 8/4

Debtor obj<
Matter ResolvedRequest
Adjourment
3610/6/2020 9:00 am18-23235 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $7,450.00
ALLY CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
3710/6/2020 9:00 am18-23699 / MBKCarol L Knowlton, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,500.00
AMT: MP 10/6 ***Honor Roll****
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
3810/6/2020 9:00 am18-23808 / MBKHERBERT B RAYMOND ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,807.00
ARREARS
Matter ResolvedRequest
Adjourment
3910/6/2020 9:00 am18-25736 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $17,495.00
Debtor obj<>SPECIALZIED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
4010/6/2020 9:00 am18-26957 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,736.00
***Trustee motion is no longer contested (dm)***

Atty to send out 2004 - Adj to 10/6
need cert ( due to be filed by 8-4 ) regarding transfers and what happened to property EDC

Debtor obj<>FAILED TO SELL VAN BUREN PPTY BY 12/31/19
Matter ResolvedRequest
Adjourment
4110/6/2020 9:00 am18-27097 / MBKDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,100.00
AMT: MP 10/6---HR


Debtor obj, filing MP<>FAILED TO LM BY 2/24/20
Matter ResolvedRequest
Adjourment
4210/6/2020 9:00 am18-27875 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)GrantedTotal Paid In: $8,971.00
TL Six LLC (Comengno)
Matter ResolvedRequest
Adjourment
4310/6/2020 9:00 am18-30189 / MBKChristopher S. Martone Motion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE MTG/FIRST NATL BANK
Matter ResolvedRequest
Adjourment
4410/6/2020 9:00 am18-31015 / MBKSTEVEN D PERTUZ, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $10,112.00
TRUSTEE'S MTN TO EXPUNGE SPECIALIZED LOAN CLM 14-1
Matter ResolvedRequest
Adjourment
4510/6/2020 9:00 am18-31407 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,315.00
***OTBS on debtor motion***
Debtor obj
Matter ResolvedRequest
Adjourment
4610/6/2020 9:00 am18-31407 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder Previously SubmittedTotal Paid In: $5,315.00
***OTBS - $299 x 37 starting 10/1/20***
MTN TO SUSPEND TRUSTEE PAYMENTS FOR FOUR (4) MONTHS
Matter ResolvedRequest
Adjourment
4710/6/2020 9:00 am18-34872 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $37,330.00
AMT: MP scheduled for 10/20---

To file new MP by 9/1 or D
AMT: MP 8/26 ***WITHDRAWN***<<<>>>

Debtor obj, filing MP<> ARREARS $15,985, last payment Feb. Mod plan filed 2 days ago
Matter ResolvedRequest
Adjourment
4810/6/2020 9:00 am18-35222 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $22,812.00
***Proposed Trustee Order: $21,366 Ptd, then $1,446 x 39 starting 10/1/20, Part 8d of the plan is amended to allow payment of post-petition claims***

Debtor obj<>FEASIBILITY; US BANK APOC #48-4 ADDED APPX $14,630 FOR TAXES DISBURSED ON 2/1/20; ATTY FEE HIGHER THAN ESTIMATED AT CONF
Matter ResolvedRequest
Adjourment
4910/6/2020 9:00 am19-10414 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,202.00
FAILED TO SELL SUNSET AVE PPTY BY 831/19 OR 5/2020 AS EXTENDED BY ORDER DOC#38; FAILED TO SUBMIT 2018 TAX RETURN BY TRUSTEE BY 10/31/19; NEEDS TO RESOLVE LOANCARE LATE CLM #9-1
Matter ResolvedRequest
Adjourment
5010/6/2020 9:00 am19-10729 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $2,975.00
Debtor obj, filing MP<>FAILED TO COMPLY W 1/23/20 LM ORDER TO FILE AMD J AND MP W/I 30 DAYS//
Matter ResolvedRequest
Adjourment
5110/6/2020 9:00 am19-11167 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $14,120.00
ARREARS
Matter ResolvedRequest
Adjourment
5210/6/2020 9:00 am19-11498 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order Previously Submitted
Order submitted to Chambers 10/5/20

Debtor obj<>U.S. BANK TRUST (PHELAN)

8/28/20:CREDITOR ADJ. REQUEST UPLOADED
Matter ResolvedRequest
Adjourment
5310/6/2020 9:00 am19-12182 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $31,800.00
10/7/20 - email from Cameron giving okay for recap terms below (dm)

AMT: RECAP WITH #10-1: $ 30,145 PTD (20): $1,973 X 40 BEG 11/1/20;
***Proposed Trustee Order: Trustee is authorized to pay late secured POC (10-1) in the amount of $45,682.04 to NR Deed, LLC/Christiana Trust***

POC (10-1) filed on 10/5/20
Debtor obj<>FAILED TO COMPLY WITH 4/6/20 Adv Pro CONSENT ORDER (DOC #13) FOR CREDITOR, NR DEED LLC, TO FILE POC W/I 30 DAYS
Matter ResolvedRequest
Adjourment
5410/6/2020 9:00 am19-12879 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $28,849.00
Debtor, will pay w/401K funds<>ARREARS
Matter ResolvedRequest
Adjourment
5510/6/2020 9:00 am19-12882 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $81,600.00
***$2,300 mailed out 10/5/20***
adjournment denied-arrears

Debtor obj<>SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
5610/6/2020 9:00 am19-13404 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
11/4/2020 9:00 am
Total Paid In: $14,498.00
Debtor obj, will be current<>TOWNE MTG (Phelan)
Matter ResolvedRequest
Adjourment
5710/6/2020 9:00 am19-13719 / MBKJOSEPH I WINDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $24,749.00
9/23 AMT: $17,874 PTD (18); $4125 (SEPT); $1375 X 41 BEG 10/1/20 (atty OK)<>ARREARS
Matter ResolvedRequest
Adjourment
5810/6/2020 9:00 am19-14294 / CMGWilliam H. Oliver, Jr., Esq.Objection to Amended DisclosureContinued
11/18/2020 9:00 am
Total Paid In: $10,809.00
***CASE TO BE TRANSFERED TO CMG for 11/18/20 at 2 PM***
EDC OBJ FILED
CASE NEEDS TO BE TR TO CMG TRUSTEE OBJ TO AMD DISCLOSURE, DOC #82
Matter ResolvedRequest
Adjourment
5910/6/2020 9:00 am19-14630 / MBKSTEVEN J ABELSON, ESQMotion Reinstate StayGrantedTotal Paid In: $42,665.00
sent email to Abelson re: late claim and pre conf cert EDC

MTN TO REINSTATE STAY/CARRINGTON MTG
Matter ResolvedRequest
Adjourment
6010/6/2020 9:00 am19-14669 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $82,459.00
***MP scheduled for 11/17/20, but I want to see updated proof of income and amended I&J - so adj to 10/28/20 to get docs and then adj to 11/17/20 for MP (dm)***

AMT: MP 11/17<<<>>>

Debtor obj, filing MP<>ARREARS; OUTSTANDING AUDIT INQUIRIES
Matter ResolvedRequest
Adjourment
6110/6/2020 9:00 am19-14958 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $7,820.00
AMT: MP 10/28<<<>>>


***Per AR, adj to 10/6/20 for payment and a feasible plan**


Debtor obj, filing MP (covid)<>ARREARS
Matter ResolvedRequest
Adjourment
6310/6/2020 9:00 am19-16497 / MBKELLEN M McDOWELL, ESQMotion SellOrder Previously SubmittedTotal Paid In: $6,550.00
AMENDED ORDER SUBMITTED TO CHAMBERS 9/3/20
Trustee objects to paragraph #6 of the standard order being stricken

23 SOUTH MAIN ST UNIT #2
Matter ResolvedRequest
Adjourment
6210/6/2020 9:00 am19-16497 / MBKELLEN M McDOWELL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $6,550.00
MP filed 10/1 to correct sale date extension of Tuckerton Rd property (dm)

AMT: MP 10/6---Recommend Denial of MP

Debtor obj, filing MP<> FAILED TO SELL TUCKERTON RD PPTY BY 4/1/20; SV/CASCADE FUNDING
Matter ResolvedRequest
Adjourment
6410/6/2020 9:00 am19-16517 / MBKScott J. Goldstein Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $7,510.00
***MP and amended I&J filed 10/5/20 - adj to 10/20/20 for updated proof of income and Oct payment***
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
6510/6/2020 9:00 am19-16694 / MBKGary D. HoffmanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,056.00
ARREARS
Matter ResolvedRequest
Adjourment
6610/6/2020 9:00 am19-18357 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $4,483.00
(AMT: Mtn to reinstate stay 10/20)<<<>>>

ARREARS; SV/BANK OF AMERICA
Matter ResolvedRequest
Adjourment
6710/6/2020 9:00 am19-20111 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $10,570.00
Debtor obj, made pymt<>PHH (ras)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-20111 / MBKJOHN ZIMNIS, ESQCertificate of ConsentConsent Order to be SubmittedTotal Paid In: $10,570.00
Matter ResolvedRequest
Adjourment
6810/6/2020 9:00 am19-20657 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,000.00
ARREARS
Matter ResolvedRequest
Adjourment
6910/6/2020 9:00 am19-21582 / MBKRobert Manchel, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,590.00
PENNYMAC LOAN (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
7010/6/2020 9:00 am19-21688 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Continued
10/28/2020 9:00 am
Total Paid In: $8,352.00
Debtor obj<>ALLY FINC (MORTON)
Matter ResolvedRequest
Adjourment
7110/6/2020 9:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,658.00
AMT: MP 10/6---Subject to Terms

file MP by 9/9 ane we can adjourn to MP date EDC

AMT: MP 8/26*** NEEDS RESOLUTION***<<<>>>
Debtor obj, filing MP<>FAILED TO SELL FITZPATRICK RUNPPTY BY 2/20/20; FAILED TO COMPLY WITH 12/27/19 LM ORDER TO FILE MP AND AMD I/J; FAILED TO ADDRESS NJ DIV TAX EST CLM #7-1 BY 10/19/19
Matter ResolvedRequest
Adjourment
7210/6/2020 9:00 am19-22138 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,067.00
9/29 AMT: pymt posted/small arrearage<<<>>>

Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
7310/6/2020 9:00 am19-22275 / MBKYAKOV RUDIKHOrder Shorten TimeGrantedTotal Paid In: $4,571.00
MTN TO SELL 41 ARDEN ST (OST)
Matter ResolvedRequest
Adjourment
7510/6/2020 9:00 am19-22492 / MBKSTEPHEN M GOLDBERG, ESQMotion File Claim After Claims Bar DateGrantedTotal Paid In: $5,095.00
AMT: ppsd order does not authorize Trustee to pay in plan (mp pending 10/6)<<<>>>

MTN TO ALLOW LATE CLM #6/REGENCYVILLAGE
Matter ResolvedRequest
Adjourment
7410/6/2020 9:00 am19-22492 / MBKSTEPHEN M GOLDBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,095.00
AMT: MP 10/6---HONOR ROLL****

Debtor obj, filed MP<>FAILED TO ADDRESS REGENCY VILLAGE PER PLAN CLAIM BY FILING AN ORDER SETTING AMT TO BE PD WITHIN 30 DAYS OF 1/8/20 CONF
Matter ResolvedRequest
Adjourment
7610/6/2020 9:00 am19-23515 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
ARREARS
Matter ResolvedRequest
Adjourment
7710/6/2020 9:00 am19-23667 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,632.00
ARREARS
Matter ResolvedRequest
Adjourment
7810/6/2020 9:00 am19-23755 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $4,180.00
***Wrong case number put on the 3 money orders (dm)***

$1400 by Oct 2nd or D EDC

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
7910/6/2020 9:00 am19-24189 / MBKEUGENE ROTH, ESQMotion Relief from Co-Debtor StayContinued
11/4/2020 9:00 am
Total Paid In: $3,327.00
RELISTED - 6/2/20 HEARING WAS OTBS<<<>>>

Debtor obj<>EXETER FINANCE (MESTER)
Matter ResolvedRequest
Adjourment
8010/6/2020 9:00 am19-25021 / MBKBRUCE C TRUESDALE ESQCreditor Certification of DefaultMoot - DismissedTotal Paid In: $1,660.00
CARRINGTON MTG ( Hill Wallack) AR TR ARREARS
Matter ResolvedRequest
Adjourment
8110/6/2020 9:00 am19-25143 / MBKSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $5,484.00
***Payment received, MP to be filed no later than 10/9 - Adj to 11/17/20***
FAILED TO LM BY 5/1/20; ARREARS
Matter ResolvedRequest
Adjourment
8210/6/2020 9:00 am19-25956 / MBKCAMILLE J KASSARMotion Requesting RedactionGrantedTotal Paid In: $3,111.00
BANK OF NY MELLON MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
8310/6/2020 9:00 am19-27123 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $12,440.00
PENNYMAC LOAN (POWERS)
Matter ResolvedRequest
Adjourment
8410/6/2020 9:00 am19-27163 / MBKSTEPHANIE RITIGSTEINMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order Previously SubmittedTotal Paid In: $3,984.00
Atty holding $1,795 in money orders which would bring debtor current through October

OK to reinstate if gets current EDC
Matter ResolvedRequest
Adjourment
8510/6/2020 9:00 am19-27530 / MBKJoan Sirkis Warren Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,250.00
AMT: MP 10/6---***HONOR ROLL****

Debtor obj<>FAILED TO LM BY 4/1/20
Matter ResolvedRequest
Adjourment
8610/6/2020 9:00 am19-27530 / MBKJoan Sirkis Warren Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $4,250.00
Debtor obj<>SPECIALIZED LOAN/DEUTSCHE BANK (KML)
Matter ResolvedRequest
Adjourment
8710/6/2020 9:00 am19-27552 / MBKANDREW CARROLL, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,000.00
ARREARS
Matter ResolvedRequest
Adjourment
8810/6/2020 9:00 am19-28636 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultContinued
10/20/2020 9:00 am
Total Paid In: $1,881.00
US BANK (Phelan)(TR ARREARS)
Matter ResolvedRequest
Adjourment
8910/6/2020 9:00 am19-29433 / MBKRUSSELL L LOW, ESQMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $252,500.00
MERCEDES-BENZ (MORTON)
Matter ResolvedRequest
Adjourment
9010/6/2020 9:00 am19-29473 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,600.00
FAILED TO SELL PEMBERTON LA PPTY Y 6/17/20
Matter ResolvedRequest
Adjourment
9110/6/2020 9:00 am19-29589 / MBKKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,154.00
ARREARS
Matter ResolvedRequest
Adjourment
9210/6/2020 9:00 am19-30412 / MBKDAVID A SEMANCHIK ESQMotion Reinstate StayGrantedTotal Paid In: $4,182.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
9310/6/2020 9:00 am19-32490 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Moot - Dismissed
COMMONS AT PISCATAWAY CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
9410/6/2020 9:00 am19-32992 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Continued
10/20/2020 9:00 am
Total Paid In: $7,400.00
Debtor obj, making pymts<>RENAISSANCE WALK CONDO (McGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
9510/6/2020 9:00 am19-33208 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToMootTotal Paid In: $9,402.00
AMT: APOC #1- FILED 9/1 FOR PRIORITYCLM OF $8318>>>>>>


MTN TO REDUCE IRS CLM #1 TO $8968 PRIORITY
Matter ResolvedRequest
Adjourment
9610/6/2020 9:00 am20-10160 / MBKDaniel Straffi, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
10/28/2020 9:00 am

trustee objection
- $2,000 arrears thru Oct
-haven't resolved conf issues (feasibility)
Matter ResolvedRequest
Adjourment
9710/6/2020 9:00 am20-10378 / MBKAndrew Thomas Archer Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/ BAYVIEW LOAN
Matter ResolvedRequest
Adjourment
9810/6/2020 9:00 am20-11375 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
Trustee Obj
Matter ResolvedRequest
Adjourment
9910/6/2020 9:00 am20-11675 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $11,568.00
Debtor obj<>BANK OF AMERICA (SHAPIRO)
Matter ResolvedRequest
Adjourment
10010/6/2020 9:00 am20-11850 / MBKKarina Pia Lucid Motion Dismiss CaseContinued
10/27/2020 10:00 am

Judge adjourned to non CH 13 date with confirmation

MILLINGTON BANK MTN TO DISMISS (Rubin, Ehrlich)
DEBTOR OBJ
Matter ResolvedRequest
Adjourment
10110/6/2020 9:00 am20-11907 / MBKMarc C. Capone, Esq.Application to Terminate Loss MitigationContinued
10/20/2020 9:00 am
Total Paid In: $10,800.00
Debtor obj<> APPLICATION FOR EARLY TERMINATION OF LOSS MIT (Hill Wallack)
Matter ResolvedRequest
Adjourment
10210/6/2020 9:00 am20-12186 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)Continued
11/4/2020 9:00 am
Total Paid In: $7,000.00
Debtor obj, wants to add arrears to plan (covid)<>M & T BANK (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
10310/6/2020 9:00 am20-12968 / MBKKirsten B. Ennis Creditor Certification of DefaultContinued
11/4/2020 9:00 am

Debtor obj, will cure<> CARRINGTON (Stern & L)
Matter ResolvedRequest
Adjourment
10410/6/2020 9:00 am20-13906 / MBKDONALD C GOINS, ESQMotion Relief from Co-Debtor StayConsent Order to be Submitted
Debtor obj, making 2 pymts<>NATIONSTAR (Ras)
Matter ResolvedRequest
Adjourment
10510/6/2020 9:00 am20-13990 / MBKJustin M. Gillman, Esq.Objection to Claim of ExemptionsWithdrawnTotal Paid In: $8,528.00
TRUSTEE'S OBJ TO CLAIM OF EXEMPTIONS
Matter ResolvedRequest
Adjourment
10610/6/2020 9:00 am20-15341 / MBKSTEPHANIE RITIGSTEINMotion File Claim After Claims Bar DateMoot
9/14 AMT: MOOT? - NY State has filed POC #16-1/Priority clm $5,84.89; GUC $2,049.30<<<>>>

MTN TO ALLOW DEBTOR TO FILE POC ON BEHALF OF NY STATE FOR PRIORITY CLM OF $4,000
Matter ResolvedRequest
Adjourment
10710/6/2020 9:00 am20-16596 / MBKJOHN ZIMNIS, ESQMotion Avoid LienGrantedTotal Paid In: $5,918.00
MTN TO RECLASSIFY WELLS FARGO/2ND MTG TO UNSECURED (NCF)
Matter ResolvedRequest
Adjourment
10810/6/2020 9:00 am20-16945 / MBKRobert Manchel, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $4,216.00
Debtor response<>NATIONSTAR MTG (RAS)
Matter ResolvedRequest
Adjourment
10910/6/2020 9:00 am20-17221 / MBKROBERT C NISENSON ESQTrustee Objection to Debtor's ExemptionsMootTotal Paid In: $2,400.00
Amended Sch C filed 10/2/20 to resolve objection. Disposition changed from Trustee Order to Moot (dm)

Do cert re money EDC

Per 9/11 letter the insurance policy is no longer active. What happened to the money? Obviously don't need an exemption if no life insurance so sch C should be amended EDC

amend sch need to be reviewed (AMT: EXEMPTION MODIFIED TO (d)(8) IN DOC #23)

IMPROPER (d)(11)(C) ON WHOLE LIFE CASH SURR
Matter ResolvedRequest
Adjourment
11010/6/2020 9:00 am20-17528 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,903.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
11110/6/2020 9:00 am20-17697 / MBKMark K. Smith, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be Submitted
Freedom Mtg (PHELAN) objection - OTBS

att has $909 cashiers check to reinstate-will send EDC. Needs new CONF DATE - set for 12/1/20****

9/30 AMT: 341 DOCS RECEIVED AND CAN BE RESCHEDULED UPON REINSTATEMENT<<<>>>

Review Response Doc #24

Trustee Obj - no docs
Matter ResolvedRequest
Adjourment
11210/6/2020 9:00 am20-18627 / MBKSTEPHANIE RITIGSTEINMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $2,000.00
AMT: MOOT APOC #3-2 FILED 9/14 FOR $1,713.28 PRIORITY/$4,341.31 GUC<<<>>>


MTN TO MODIFY IS POC #3-1 TO $1.713 PRIORITY/$4,332.75 GUC
Matter ResolvedRequest
Adjourment
11310/6/2020 9:00 am20-19473 / MBKEdward Hanratty, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Dismissed on order to show cause-credit counselling
Matter ResolvedRequest
Adjourment
11410/6/2020 9:00 am20-20554 / MBKKarina Pia Lucid Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINUE STAY AS TO SELINA MYERS
Matter ResolvedRequest
Adjourment
11510/6/2020 10:00 am16-26297 / MBKMARK GOLDMAN, ESQConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 49 of 51 required payments   Arrears: $0  
Total Paid In: $57,291.00
As of 9/18/20 (DS): 1. Mod plan is proposing to avoid lien of Bureau of Housing, previously listed in plan to pay. This must be done as a separate motion.

2. Amended Schedule I has rental income of approximately $4,000 to start in 4 months, not sure for which property, Plan is proposing $4,823 x 12 months, but income was $1,588.49.

3. Mortgage on Baldwin is being paid by the fire insurance for the next 9 months starting in Sept, but Schedule II does not provide how much insurance is paying and why is insurance paying fire insurance? Requires proof of payments and explanation.

*4. Case was previously confirmed 100% and has been reduced to a base, need 2 months recent proof of income from all employment for Debtor and spouse (amended Sched I has 3 jobs for Debtor) and 2019 tax return.

*5. Need proof of rental income, such as leases. Rental income increased on amended Sched I for Ashmore to $1200, when it was previously listed $882. Also plan has that rental income to be $4,000 to start in 4 months.

6. Plan has 11 months to complete case.

MP Prop $46,128 paid, $4,823 x 12 Base - Includes post petition arrears pursuant to Court Order of $37,266.52 and to void lien of Bureau of Housing.
Matter ResolvedRequest
Adjourment
11610/6/2020 10:00 am16-32967 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 74 of 47 required payments   Arrears: $0  
Total Paid In: $76,012.00
updated 10/6/2020

ok to confirm at $73,948 paid to date, $1,032x38 begin 11/1/2020 100% plan


INCOME UPLOADED 9/30/20 & DEBTOR IS PROPOSING 100%
As of 10/2/20 (DS): 1. Debtor in arrears $12,436, 1 payment made in Sept. $1,032.

2. Trustee obj to the following:
- Must provide updated proof of income.
- Need Debtor's certification due to covid-19 in support of mod plan. -CERT PROVIDED, DEBTOR BUSINESS WAS INACTIVE DUE TO COVID, BUT NOW IN BUSINESS.
- Must amend Sched I & J. - AMENDED SCHED J FILED INCREASES EXPENSES SUCH AS: CAR INSURANCE FROM $150 TO $175 AND CAR PAYMENT FROM $230 TO $500.

MP Prop $72,916 paid, $1,032 x 39 100% - Covid related. Extends plan to 84 months and reduces Trustee payments.
Matter ResolvedRequest
Adjourment
11710/6/2020 10:00 am16-34214 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanDismissedDebtor has made 33 of 47 required payments   Arrears: $0  
Total Paid In: $5,605.00
As of 10/1/20 (DS): 1. No payment made for Sept and not sure if a payment will be made for Oct. Must make payment to recommend confirmation. Plan is not feasible, Plan would require a payment of $655, income verifies $158.

2. Amended claim was filed for much higher post-pet arrears owed to Landlord, which now includes June-Sept.

Need to confirm at $5,605 paid, $420 x 1 begin 10/1/20, $449 x 14 begin 11/1/20 0% to gucs

1. Motion to file claim after bar date is scheduled 9/23/20 for late claim filed 8/25/20. MOTION GRANTED

8/26/20 (DS): 1. No post-petition arrears claim or consent order to pay post-petition arrears to landlord. Need consent order or amended claim.

MP Prop $414 x 19 $0 - Adding post-petition rental arrears.
Matter ResolvedRequest
Adjourment
11810/6/2020 10:00 am17-19608 / MBKJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 36 of 42 required payments   Arrears: $0  
Total Paid In: $63,090.00
Matter ResolvedRequest
Adjourment
11910/6/2020 10:00 am17-21126 / MBKPETER J BROEGE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 85 of 42 required payments   Arrears: $78.00  Total Paid In: $38,124.00
Atty accepts terms (dm)
As of 9/29/20(mk); IF TERMS ACCEPTED- THEN W/D TR MOTION


***CAN REC CONFIRM AT $37,300 PTD;THEN $451 X 10 BEGIN 10/1/20;100%; MUST FILE FEE APPLICATION FOR SUPP FEES OF 1,300 W/IN 7 DAYS OF CONFIRMIMG ORDER***



MP proposes:37,300 PTD $412 x 12,beg 9/1/20; 100%.
Plan has run40 mos & 10 remain
Matter ResolvedRequest
Adjourment
12010/6/2020 10:00 am17-22180 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 35 of 41 required payments   Arrears: $0  
Total Paid In: $25,174.00
As of 9/21/20 (DS): - Atty ok with terms.sf

Need to confirm at $23,026 paid, $720 x 21 begin 10/1/20 0% to gucs

MP Prop $420 x 24 $0 - Surrendering property located at 928 Wright Avenue, Toms River, NJ, removes sale and payment of arrears for mortgage. Also daughter no longer contributing to household.
Matter ResolvedRequest
Adjourment
12110/6/2020 10:00 am17-26594 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 32 of 39 required payments   Arrears: $0  
Total Paid In: $94,548.00
AR RESOLVE OR HOLD
AS OF 10/01/20 (SF)

RECOMMEND $90,402.35 PTD, $2915 X 46 (BEGIN 11/1/20) BASE PLAN
PLAN IS EXTENDED TO 84 MONTHS DUE TO COVID



1. Updated income verifies at $2914.65 (Avg. $3340.58 x 2.16)


MP proposes $2171 x 34, $2751.05 x 50 Base
Plan has run 37 months and proposes to extend to 84 months
Arrears: $2876.75


RESOLVED ISSUES:
- Motion for Relief by Quailbrook Homeowners Association scheduled for 7/22/20 at 9 (WITHDRAWN)
- Need copy of 2019 Tax Return (RECEIVED)

***Adj to 10/6 Peremptory to resolve tax/insurance issue with Wells Fargo***

- sent in COVID cert on 7/17-loss of wife's income EDC (OK). Need to resolve creditor objections still

- Objection filed by Wells Fargo Bank (Powers Kirn) - the modified plan fails to correctly calculate amounts owed to Wells Fargo (RESOLVED VIA ORDER)
Matter ResolvedRequest
Adjourment
12210/6/2020 10:00 am17-29765 / MBKJENKINS & CLAYMANConfirmation Hearing on Modified PlanConfirmedDebtor has made 46 of 38 required payments   Arrears: $0  
Total Paid In: $46,100.00
9/24 workup for the 10/6 calendar EDC

* trustee objection-need CARES act cert (REC CERT OK)
* CAN CONF AT: $44100 paid then 1000 x 48 beg 10/1/20-100%
Matter ResolvedRequest
Adjourment
12310/6/2020 10:00 am17-30377 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 30 of 37 required payments   Arrears: $0  

9/24 workup for the 10/6 calendar EDC

*Still no claim from Neptune so cannot pay per the plan. No one left to pay. Have enough money to pay the $991 in gucs and close case. They can seek sale outside unless att is filing fee app. Needs to be 100%

If no att fees CAN CONFIRM AT: $15050 paid then $522 x 1 beg. 10/1/20 -100%-trustee will not pay Neptune unless a claim is filed-trustee will not pay Deutsch unless stay reinstated-student loans outside---debtor free to seek sale outside of the plan

--------------
proposes paid then 522 x 28 beg 9/1/20 sale by 2/28/21 0%
Matter ResolvedRequest
Adjourment
12410/6/2020 10:00 am17-34456 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 33 of 35 required payments   Arrears: $0  
Total Paid In: $27,681.00
Atty taking dismissal on Trustee motion (dm)

issues as of 9/24/2020 (JMA)

1) On 9/3/2020 two different modified plans were in the same PDF document. While it appears pages 1-10 is the new plan, pages 11-13 are part of an older plan. Page 14 is a signature page with the handwritten date of 9/3/2020. This should be corrected
2) What is the status of the loan modification? Case was confirmed on 4/24/2018 with a loan mod to be completed by 7/14/2018
3) To confirm would need $27,681.15 paid to date, $955x27 begin 10/1/2020 base plan with loan mod by 3/31/2021

proposed $845x27 begin 10/1/2020 0% plan loan mod by 3/31/2021
paid in $27,681.15
extended to 60 month plan with 27 months to go
Matter ResolvedRequest
Adjourment
12510/6/2020 10:00 am18-15846 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 30 of 32 required payments   Arrears: $0  
Total Paid In: $7,322.00
MOOT - DISMISSED ON TRUSTEE MOTION
As of 10/1/20 Attorney emailed ok to dismiss, Debtors cannot come up with the funds to reinstate the stay with mortgage

As of 9/18/20 (DS): 1. DEBTORS ARE IN ARREARS $752. NO PAYMENT WAS MADE IN SEPT.

2. BELOW ISSUES NOT RESOLVED.

Debtor attorney requested adjournment to discuss case with Debtors and how to proceed with case.

9/1/20 (DS): 1. Stay relief granted to mortgage 8/12/20, plan list as outside, attorney fees for mortgage must be paid balance $635.95.

2. Trustee obj to the following:
- Debtors have failed to provide amended Schedules I & J.
- Debtors have failed to provide Proof of Income from unemployment. - PROOF PROVIDED.

MP Prop $6,822 paid, $100 x 37 100% - Debtors have been out of work due to Covid-19. Plan lowers payment and extends term of plan.
Matter ResolvedRequest
Adjourment
12610/6/2020 10:00 am18-22198 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanContinued
11/17/2020 10:00 am
Debtor has made 21 of 29 required payments   Arrears: $5,508.00  Total Paid In: $43,244.00
***$2,000 MAILED TO TENNESSEE & ATTY SIGNED DEBTOR UP FOR eWAGE - Adj 11/17/20 Peremptory***

AS OF 10/05/20 (SF) UPDATED - Atty provided copy of 1 payment for $2048 which has not posted yet. Also no motion to reinstate stay for Ocwen/Deutsche Bank has been filed. BELOW ISSUES STILL APPLY. RECOMMEND MODIFIED PLAN BE DENIED AND CASE DISMISSED ON TRUSTEE'S MOTION.


AS OF 7/28/20 (SF) - Atty would like a two-week adjournment. Debtor made payment last week, waiting for proof. Also, Debtor was to have approx $30K by end of July to become current with post-petition payments and keeps delaying. Per Atty he should have the funds by 8/15. She will not file motion to reinstate stay until he becomes current. (PAYMENT RECEIVED, STAY IS STILL VACATED)

1. The modified plan proposes to extend plan to 84 months. The stay is vacated for Ocwen/Deutsche Bank and the arrears cannot be paid through the plan.

2. Trustee motion to dismiss scheduled for 10/6/20 @ 9

3. The plan proposes to reduce the trustee payment. Need amended I and J and current proof of income.




MP proposes $36,470 PTD, $1365 X 23 Base
Plan has run 25 months and proposes to extend to 84 months
Arrears: $3070 thru Sept based on modified plan

RESOLVED ISSUES:
AR ATTY REQUEST ADJ FOR DEBTOR TO SIGN UP FOR EWAGE - Per AR need TFS ewage set up. (DONE)
Matter ResolvedRequest
Adjourment
12710/6/2020 10:00 am18-23699 / MBKCarol L Knowlton, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 49 of 28 required payments   Arrears: $0  
Total Paid In: $19,500.00
AS OF 10/5/2020 (at):

RECOMMEND: $18,700 PAID TO DATE, $400 x 6 BEGINNING 11/1/2020, $775 x 52 BEGINNING 4/1/2020, 100% TO GUC'S
Claim #3 filed by Chase will be paid in full through the plan.
Need Order Resolving Objection by Chase within 30 days of confirmation.

(Covid Cert received - Doc #31)

1. Plan was confirmed with arrears being paid to Chase of $49,466.98. Why does the modified plan propose to pay only $42,313?

2. Objection filed by Chase (Fein Such) - mod plan does not pay full arrears of $49,466.98 as previously confirmed plan did.

3. Need 2 months of pay stubs. Only one pay stub provided. This is insufficient to determine current income. (RECEIVED)

4. Need Amended Schedules I and J. (FILED)

MP proposes: $400 x6 beginning 10/1/2020, $775 x 52 beginning 4/1/2021, 100% to guc's
Arrears: $6,000
(To extend Plan to 7 years as allowed due to COVID-19 financial hardship. In Part 1, revised amount of monthly payments and extended life of Plan)
Matter ResolvedRequest
Adjourment
12810/6/2020 10:00 am18-27097 / MBKDavid L. Stevens Confirmation Hearing on Modified PlanConfirmedDebtor has made 33 of 27 required payments   Arrears: $0  
Total Paid In: $10,100.00
AS OF 10/01/20 (SF) UPDATED


RECOMMEND $9790 PTD, $310 X 34 (BEGIN 11/1/20) BASE PLAN W/MIN $62,962 TO GUCS), N/E PROCEEDS FROM REFINANCE BY 8/31/21
- LOW BASE

1. Objection filed by Wells Fargo Bank (Shapiro & Denardo) - failure to pay arrears and provide for post-petition payments (RESOLVED VIA C/O)

2. Trustee motion to dismiss scheduled for 10/6 at 9 (WITHDRAWN)

3. Equity in real property is $62,962 per previous confirmation terms, not $59,190.


MP proposes $9170 PTD, $310 X 48 Refinance BY 8/2021 - Min $59,190 to gucs (extends plan to 60 mos)
Matter ResolvedRequest
Adjourment
12910/6/2020 10:00 am18-34512 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 30 of 23 required payments   Arrears: $0  
Total Paid In: $3,937.00
AS OF 9/24/20 (SF)


RECOMMEND $3630.88 PTD, $133 X 39 (BEGIN 10/1/20) BASE PLAN

1. Objection filed by Wells Fargo Bank (Shapiro & DeNardo) - failure to pay arrears and pay post-petition payments (THE CLAIM WAS FILED WITH ZERO ARREARS)

MP proposes $172.90 x 19, $130 x 41 Base
Matter ResolvedRequest
Adjourment
13010/6/2020 10:00 am18-34872 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
10/20/2020 10:00 am
Debtor has made 13 of 23 required payments   Arrears: $0  
Total Paid In: $37,330.00
AR NEEDTO ADDRESS LATE FILED CLAIM 10-1-Retail lease filed as guc with $174k balance. Assuming? Not in plan. Plan is 100% so needs to either assume or move against claim or pay. Will adj to 10/20 to either file new MP or move against claim EDC

9/25 workup for the 10/6 calendar EDC

-2nd time MP filed recently. No amended I & J, no Covid Cert (FILED 9/30/20)
-Bad sign that made an August payment but no September payment. Feasible? Made payment 10/6 OK

CONF NEEDS $31,667.80 PAID THEN 1900 X 63 BEG 10/1/20-100 MIN $607,000 DUE TO EQUITY
Matter ResolvedRequest
Adjourment
13110/6/2020 10:00 am19-13179 / MBKCarrie J. Boyle, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 20 of 21 required payments   Arrears: $0  
Total Paid In: $8,858.00
ISSUES AS OF 9/21/2020 (DM): Updated 10/2/20

***Debtor needs to have 1st payment before Trustee will confirm (PAID). TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,404 PTD, THEN $454 x 64 STARTING 11/1/20, 100% PLAN***

1) CARES Act Cert - Doc #47 - debtor lost 2nd part-time job.

2) Trustee OBJ:
- Need amend Sch I&J (FILED).
- Need updated proof of income (UNRESOLVED).


Confirmed Case: $1,000 Ptd, $200 x 1, $675 x 54 start 9/1/19, 100% Plan
Prop. MP: $7,950 Ptd, $446 x 66 start 10/1/20, 100% Plan
PTD = $8,404
Last Claim (1-3) dated 7/22/19
Matter ResolvedRequest
Adjourment
13210/6/2020 10:00 am19-15193 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 20 required payments   Arrears: $0  
Total Paid In: $10,606.00
9/25 workup for the 10/6 calendar EDC

CONF AT $8730 paid then 906 x 42 beg 10/1/20-0%

Matter ResolvedRequest
Adjourment
13310/6/2020 10:00 am19-15614 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 20 of 20 required payments   Arrears: $0  
Total Paid In: $8,000.00
***10/6/20 - case taken off the Honor Roll so debtor's counsel can get a Consent Order from Shapiro's office that will allow payments to mortgage company on pre-petition arrears pending the Loan Mod (dm) - Adj to 11/4/20***

ISSUES AS OF 10/2/2020 (DM):

***Debtor informed that Loan Mod process suspending during forbearance - MP filed solely to extend Loan Mod completion date. If debtor can resolve Wells Fargo objection (COTBS), TRUSTEE CAN RECOMMEND CONFIRMATION AT $7,200 PTD, THEN $400 x 18 STATING 10/1/20, BASE PLAN, LOAN MOD WITH WELLS FARGO BY 2/28/21, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD, REMAINING TERMS OF CONFIRMATION APPLY***

1) Wells Fargo (SHAPIRO) OBJs - $30,888.52 arrears (COTBS - LOAN MOD BY 2/28/21).


Confirmed Case: $5,600 Ptd, $400 x 22 start 6/1/20, Base Plan
Prop. MP: $400 x 36 start 4/1/19, Base Plan, Loan Mod by 3/31/21
PTD = $7,200
Last Claim (11-1) dated 6/18/19
Matter ResolvedRequest
Adjourment
13410/6/2020 10:00 am19-16497 / MBKELLEN M McDOWELL, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 15 of 20 required payments   Arrears: $0  
Total Paid In: $6,550.00
will withdraw per attorney
9/25 workup for the 10/6 calendar EDC

-trustee CNP-sale was to occur by 4/1/20
MP filed 8/31 proposes paid to date then sale by 4/1/20?? This is incorrect and looks like the only change so debtor needs to file a corrected plan and withdraw this one.
Matter ResolvedRequest
Adjourment
13510/6/2020 10:00 am19-20391 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 18 required payments   Arrears: $1,600.00  Total Paid In: $9,796.00
AS OF 9/30/20 (SF)

RECOMMEND $8946 PTD, $1225 X 44 (BEGIN 10/1/20) BASE PLAN

1. I and J were amended. Need current proof of income (UPDATED PROOF RECEIVED FOR SPOUSE BUT NOT FOR HUSBAND. INCOME VERIFIES HIGHER AT $1654.22)

2. Debtor has arrears of $3076

4. Trustee motion to dismiss scheduled for 10/06/20

5. Due to amended Schedule C, the non-exempt equity in real estate is now $45,389 (NEED COPY OF LOAN MOD AGREEMENT) RECEIVED, THERE IS NO THRESHOLD

MP proposes $6396 PTD, $1225 X 44 Base
Plan has run 16 months with 44 months remaining
Arrears: $3076


RESOLVED ISSUES:
- Copy of 2019 Tax Return (2019 TAX RETURN RECEIVED)
- 9/21/20(mk): atty email: uploaded proof of sale/proceeds on Chevy. (THE DOCUMENT PROVIDED IS A PAYOFF. DEFELICE PAID OFF THE M&T LOAN. WHAT WAS THE SALE PRICE AND HOW MUCH DID DEBTOR RECEIVE FROM SALE?) (CERTIFICATION PROVIDED FROM DEBTORS THAT THEY SOLD CAR TO DEFELICE AUTO AND THERE WERE NO PROCEEDS RECEIVED)

- ReCap the arrears;Lm was approved & says arrears were added to balance due so that eats up any equity as the lien is now higher. (NEED COPY OF LOAN MOD AGREEMENT TO DETERMINE NEW MORTGAGE BALANCE) RECEIVED


- The modified plan states that debtor sold the 2015 Chevrolet Silverado. Need proof of sale and proceeds (STILL NEED TO KNOW SALE PRICE AND IF THERE WERE ANY PROCEEDS)

Matter ResolvedRequest
Adjourment
13610/6/2020 10:00 am19-21587 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 13 of 17 required payments   Arrears: $589.00  Total Paid In: $7,401.00
AS OF 9/24/20 (SF) - Attorney to refile modified plan.

There are two plans filed within the same document. Need to refile the modified plan.

MP proposes $1800 PTD, $481 X 53 100%
Plan has run 15 months with 45 months remaining
Matter ResolvedRequest
Adjourment
13710/6/2020 10:00 am19-21688 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanWithdrawnDebtor has made 16 of 17 required payments   Arrears: $532.00  Total Paid In: $8,352.00
Mod plan w/d 9/21/20.
Matter ResolvedRequest
Adjourment
13810/6/2020 10:00 am19-21841 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 62 of 17 required payments   Arrears: $0  
Total Paid In: $6,175.00
AS OF 10/5/20 (SF) UPDATED

RECOMMEND $6075 PTD, $100 X 9 (BEGIN 11/1/20) $525 X 45 (BEGIN 8/1/21) 100% PLAN

1. Trustee objection:

Covid Cert provided. Need current proof of income for the months of July and August 2020 and amended Schedules I and J. (RECEIVED. INCOME IS CURRENTLY NEGATIVE)

MP proposes $5775 PTD, $100 X 12, $525 X 45 BASE PLAN
Plan has run 15 months and proposes to extend the plan to 70 months
Matter ResolvedRequest
Adjourment
13910/6/2020 10:00 am19-21959 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 27 of 17 required payments   Arrears: $0  
Total Paid In: $20,745.00
As of 9/22/20(mk):

***CAN REC CONFIRM AT $18,730.50 PTD, THEN $765 X 45, BEGIN 10/1/20;100%***


MP proposes:786 x 46;100% Plan has run15 mos & 45 reamin.
Matter ResolvedRequest
Adjourment
14010/6/2020 10:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 17 of 17 required payments   Arrears: $0  
Total Paid In: $16,658.00
AS OF 9/24/20 (SF)

RECOMMEND $14,692 PTD, $977 X 45 (BEGIN 10/1/20) BASE PLAN (10/15/20 -OK PER DEBTOR ATTY TO CHANGE TO BASE PLAN..SF)

Trustee motion to dismiss scheduled for 10/6/20 at 9

MP proposes $976 x 46 0% Loan mod approved
Matter ResolvedRequest
Adjourment
14110/6/2020 10:00 am19-22492 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 17 required payments   Arrears: $0  
Total Paid In: $5,095.00
AS OF 9/25/20 (SF)

RECOMMEND $4440 PTD, $327 X 45 (BEGIN 10/1/20) BASE PLAN W/MIN $1050 TO GUCS PER N/E IN PERSONAL PROPERTY
- TRUSTEE IS AUTHORIZED TO PAY LATE CLAIM 6-1 FOR REGENCY VILLAGE CONDO ASSOC.


1. Motion to file Claim After Claims Bar scheduled for 10/6/20 at 9
2. Trustee Motion to dismiss scheduled for 10/6/20 (Withdrawn)
3. Previous plan was confirmed with min dividend of $1050 to gucs per n/e equity in personal property

MP proposes $300 x 4, $320 x 56 Base Plan
Plan has run 15 months with 45 months remaining
Arrears: $280
Matter ResolvedRequest
Adjourment
14210/6/2020 10:00 am19-24097 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 16 required payments   Arrears: $641.00  Total Paid In: $4,998.00
AS OF 10/6/20 (SF) UPDATED

RECOMMEND $4357 PTD, $641 X 70 (BEGIN 10/1/20) 100% W/MIN $10,461 TO GUCS, LOAN MOD BY 1/6/21
- DO NOT PAY ARREARS TO LAKEVIEW LOAN SERVICING
- OTBS RESOLVING OBJ BY LAKEVIEW LOAN SERVICING WITHIN 30 DAYS
- PLAN EXTENDED TO 84 MONTHS DUE TO COVID



att to email SF re: compromise

AS OF 9/9/20 (SF) updated -

Previous plan was withdrawn. Modified plan filed and we still do not have a Covid Certification to support extension of plan. There is no basis to reduce payment to $200 for 15 months. Disposable income verifies higher. Also, previous plan was confirmed at 100% and there is none-exempt equity of $10,461 in real estate. (CERT AND TAX RETURN JUST RECEIVED)

1. Objection filed by Lakeview Loan Servicing (Frenkel, Lambert) failure to pay arrears of $4451.89 and speculative loan mod. Also fail to provide for post-petition payments

2. Need copy of 2019 Tax Return (RECEIVED)

3. Trustee objection

- The debtor has failed to provide Proof of Income. (Provided and income verifies higher at $733)

- It appears that the debtor is seeking an extension of plan duration under the CARES Act.
However, said Act does not provide an automatic right to extend plan duration past 60 months.
The debtor must establish that he/she is experiencing a "material financial hardship" as a result
of the COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an
extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied
unless the debtor files a COVID-19 Certification in Support of Chapter 13 Plan Modification that
provides sufficient evidence to establish that the debtor has suffered a material financial
hardship as a result of COVID-19.


MP proposes $3757 PTD, $200 X 15, $617 X 58 Loan Mod by 2/20/21
Plan has run 14 months and proposes to extend to 84 months
Arrears: $6247
Matter ResolvedRequest
Adjourment
14310/6/2020 10:00 am19-27256 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 15 of 14 required payments   Arrears: $1,538.00  Total Paid In: $23,008.00
AS OF 9/22/2020 (at):

RECOMMEND: $21,480 PAID TO DATE, $1,528 x 73 BEGINNING 9/1/2020, BASE
PAY IRS 1-2 (NIP)

MP proposes: $19,295 paid to date, $1,528 X 73 beginning 9/1/2020
Payments: 10/12 arrears $4,485
(Debtor's expenses have increased because of Covid. Part 1A increases the number of months of the Plan, and decreases the monthly Trustee payment. Adult child moved in because of loss of job as a waiter due to covid)
Matter ResolvedRequest
Adjourment
14410/6/2020 10:00 am19-27530 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanConfirmedDebtor has made 17 of 14 required payments   Arrears: $0  
Total Paid In: $4,250.00
9/28 workup for the 10/6 calendar EDC

CONF: $250 x 60 beg 10/1/19 - 100% -LM by 12/1/20

-* motion fo relief on for 10/6 Deutsche (KML)(resolved per email)
* trustee CNP no loan mod by 4/1/20
*low base pending loan mod- can conf if Deutsche resolved



Matter ResolvedRequest
Adjourment
14510/6/2020 10:00 am19-28123 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanWithdrawnDebtor has made 8 of 14 required payments   Arrears: $0  
Total Paid In: $9,653.00
AS OF 9/25/20 (SF)

Trustee objection: ( EDC sent email to attorney that plan needs to be withdrawn and refiled due to Ford mistake. Also that we need updated POI)

1. Plan proposes to reduce payment but no updated proof of income provided. Must provide August and September pay stubs. Schedules I and J were amended.

2. The plan proposes to reject lease for Ford Motor Credit for a 2017 Toyota Corolla but the creditor is Toyota Motor Credit Corp, not Ford Motor Credit.

MP proposes $7553 PTD, $600 X 50 Base plan
Plan has run 12 months with 48 months remaining
Arrears: $2421 thru September

Matter ResolvedRequest
Adjourment
14610/6/2020 10:00 am19-28435 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 9 of 14 required payments   Arrears: $0  
Total Paid In: $9,320.00
ISSUES AS OF 9/23/2020 (DM):

1) Trustee OBJ:
- Unemployment income for non-debtor spouse verifies higher ($4,632) than scheduled ($2,410).
- Need updated proof income for debtor.
- Excessive Expenses: $1,600 childcare, $515 Philadelphia house expense, $200 spouse estimated debt load, $350 transportation, $680 tele/cell/cable.


Confirmed Case: $3,600 Ptd, $1,054 x 51 start 7/1/20, 100% Plan
Prop. MP: $5,104 Ptd, $451 x 50 start ???, Base Plan
PTD = $6,158
Last Claim (1-5) dated 5/6/20
Matter ResolvedRequest
Adjourment
14710/6/2020 10:00 am19-29816 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 13 required payments   Arrears: $0  
Total Paid In: $20,072.00
ISSUES AS OF 9/23/2020 (DM): - Atty ok with terms.sf

***TRUSTEE RECOMMENDS CONFIRMATION AT $16,984 PTD, THEN $1,544 x 49 STARTING 10/1/20, 100% PLAN WITH A $427,660 PRESERVED THRESHOLD, LOW PLAN BASE FUNDING PENDING LOAN MOD WITH BANK OF NY MELLON BY 11/1/20; ADD TO CONFIRMING ORDER: THE ORDER OF DISTRIBUTION SHALL BE MODIFIED TO PAY ADMINISTRATIVE CLAIMS FIRST, THEN $486.88 TO TIMELY FILED GENERAL UNSECURED CLAIMS, THEN PAYMENT TO THE SECURED ARREARS POC (3-1) OF BANK OF NY MELLON***

 7/28/20 - Sale fell through - MP filed going back to Loan Mod scheduled for 8/26/20 - Adj Peremptory.

 6/15/20: Atty advises that he had to file a MP to sell - found out house was under contract after last Confirmation date. No Motion to Sell yet. Waiting on Title work.

1) Bank of NY Mellon (POWERS) OBJs - $101,939.19 arrears - claim was transferred to New Rez 2/21/20 (CONSENT ORDER ENTERED - LOAN MOD BY 11/1/20).

2) Trustee OBJ:
- Form 122c, Line #45 has $2,600 monthly disposable income which requires $156,000 min div (100% PLAN).
- There is $18,183 non-exempt equity in Kearny Bank & 1st Constitution Bank accts (100% PLAN).
- There is $400,476 non-exempt equity in real estate (100% PLAN).
- Need copy of the homeowner's insurance renewal declaration (RECEIVED).


Prop. Plan $1,544 x 60, 100% Plan, Loan Mod by 11/1/20
PTD 11/11 = $16,984
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
14810/6/2020 10:00 am19-30606 / MBKBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $0  

AR RESOLVE OR HOLD


ISSUES AS OF 9/23/2020 (DM):


***Trustee needs proof of certain expenses in amended Sch J filed 8/26/20 - even if expenses are verified, disposable income is still verifying at $1,076 per month before payroll loan ends at the end of November 2020***

 Brian Hofmeister retained - adj to 9/1/20

 6/25/20 - CONFIRMATION ADJOURNMENT REQUEST GRANTED. DEBTOR NEEDS TO RETAIN A NEW ATTORNEY.

1) JP Morgan filed $2,042.06 arrears claim on Heather Dr property (MP PAYS)

2) Trustee Suppl OBJ:
- Excessive Expenses - amended Sch J: $600 transportation (need proof), $750 non-debtor spouse expenses (need proof), and need proof of car payments of $345 and $346.

3) Trustee OBJ:
- Need statement for payroll loan (RECEIVED - ADD BACK $354/MONTH STARTING 12/1/20).
- Need to amend Attorney Disclosure Statement (UNRESOLVED).
- Income verifies higher ($5,744/$1,893) than scheduled ($3,682/$1,595) resulting in $2,768 disposable income.
- Line #45 of Form 122c has $302 disposable income which requires $18,129 min div.
- Need updated CMA - no addresses for comparables (RECEIVED).
- There is non-exempt equity in real estate (MOOT - SEE REPAIRS NEEDED IN UPDATED CMA).
- Need 2019 tax return by 8/15/20 (RECEIVED).


Prop. Plan $355 x 4, $700 x 56, Base Plan
PTD 5/6 = $2,120
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
14910/6/2020 10:00 am19-31849 / MBKMARYBETH SCHROEDERConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $675.00
issues as of 9/30/2020 (JMA)

OK TO CONFIRM AT $225X53 BEGIN 9/1/2020 BASE PLAN
-ACAR LEASING LTD/2019 CHEVROLET SILVERADO LEASE TO BE ASSUMED

1) Trustee objection to confirmation - RESOLVED
-need a copy of the homeowner's insurance renewal declaration - policy provided expired 5/15/2020 RESOLVED, RENEWAL PROVIDED
-student loans to be paid outside plan
-must file Pre Confirmation Certification with Court - RESOLVED, FILED
2) Acar Leasing LTD filed secured claim 3 for the 2019 Chevrolet Silverado lease - the plan does not include this claim - is the lease being assumed?

proposed plan $225x53 base
paid in $225
last claim 4
Matter ResolvedRequest
Adjourment
15010/6/2020 10:00 am20-10378 / MBKAndrew Thomas Archer Confirmation HearingContinued
11/4/2020 10:00 am
Debtor has made 6 of 10 required payments   Arrears: $0  

***ATTY TO PROVIDE 2019 TAX RETURN TO RESOLVE THE SMALL ESTIMATED CLAIM - PER ATTY, OKAY TO WORK-UP AT 100%, AND MTG IS LOAN MOD BY LOSS MIT ORDER - ADJ TO 11/4/20***

AS OF 9/23/20 - Adj. 4 times Case is 8 mos old.

1. IRS filed estimated estimated priority claim 2-1 (NEED AMENDED CLAIM) STILL NEED 2019 RETURN WHICH SHOULD BE FILED NOW.

2. Motion to Approve Loss Mit scheduled for 10/6 @ 9

3. Trustee objection:
- Proof of 2 month's income - Need updated profit and loss statements.
- A copy of the last filed tax return - Need copy of 2019 Tax Return
- The debtor(s) is not paying all disposable income into the plan for the following reasons: $1607 depreciation expense on profit and loss statement and spouse's income verifies higher at 3470.49
- There is nonexempt equity of 1,957.73 in real estate.
- File pre-confirmation certification.


Plan proposes $400 x 36 Base, Loan mod is 6 months
Payments: 6/8 Arrears: $800
Matter ResolvedRequest
Adjourment
15110/6/2020 10:00 am20-10616 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 12887.01 of 10 required payments   Arrears: $0  
Total Paid In: $12,887.00
NFA 10- 28
MP at 100% filed 9/22/20 and scheduled for 10/28/20 (dm)
mk: Order resolving Obj w/ Blue Foundry- RE surrender & creditor has Stay Relief

9/18/20(mk): atty filing MP . It was ready to go just never filed. It will surrender the RE. The MFR by Hopewell T'ship on 9/23/20 is unopposed

8/31/20(mk): atty update: debtor made August payment- has not posted yet- Amy sent proof of payment $1,842.40 made. Reason for hold up is Debtor submitted a complete LM package more than 30 days ago to Blue Foundry. Despite follow up emails to Atty for creditor requesting status, no response came until today. The LM was denied. She is preparing a MP to surrender and amended I. Will be filed today.

As of 8/20/20(mk); CASE IS NOW 7 MOS OLD-NEED ANSWERES TO UNRESOLVED ISSUES BELOW SINCE 7/27/20.
NO MP Filed or Motion to Approve LM.

>>7/27/20:Atty requested adj --waiting for LM decision. Will be filing MP & needs 30 days to see if LM accepted.

AS OF 7/17/20(mk):

Note: Claims came in much higher than scheduled & making base instead of 0% resolves TR obj on dispos income.

1. Objection by Blue Foundry Bank(Sherman Wells): Unresolved
- First Mtg.-plan fails to pay full arrears(POC $115,171.73) OK TO PAY ?

2.Trustee Objection:
-need copy of 2019 by 5/31/20.
-need 2 months bank statements from all accounts prior to filing date.
-plan has excessive expenses:122c Line 9b takes homeowner insurance $241.40,
Line 14 takes public trans $217 and Line 43 takes vehicle expenses $1,314 total $1,531,
Line 21 takes Childcare $100, Line 22 additional healthcare $30, Line 31 charitable
contributions $200 (not listed on Schedules I or J).
- There would be disposable income$188.65, which would require minimum dividend $11,319 to gucs.
-Schedule J list excess expenses such as: Homeowner insurance $226.76, Propane $300;(electric/gas/heat has $450, would be total $750) and Auto insurance $550.
-debtor is not paying all disposable income into the plan. Income verifies higher at $10,428.9
Matter ResolvedRequest
Adjourment
15210/6/2020 10:00 am20-10683 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $3,661.00  
Atty received hard copies of docs requested in the mail from client on 10/5/20 and is uploading to Trustee - Adj to 11/17/20 Peremptory ... debtor must move against State of NJ estimated claims in time for 11/17/20 Hearing (dm).

ISSUES AS OF 9/23/2020 (DM):

***The current Plan is not feasible (Adv Pro pending to recover property - preference), tax claims are still estimated from 2010 thru 2019, and debtor has failed to prosecute his case (see multitude of Trustee objections below) - RECOMMEND DISMISSAL***

1) MTAG/Alterna Funding (HONIG GREENBERG) objected to motion to vacate dismissal - there is a pending Adv. Pro. due to the completion of the sheriff sale.

2) State of NJ filed $26,239.80 priority claim not treated in plan that includes estimated taxes for 2016, 2018 & 2019 (UNRESOLVED).

3) State of NJ filed a general unsecured claim that includes estimated taxes for 2010 thru 2015 (UNRESOLVED).

4)Trustee OBJ:
- Debtor has insufficient income to fund the plan.
- Debtor has failed to file a feasible plan.
- Need proof of income for debtor when he starts working again.
- Need P&L statements.
- Need Business Forms for Yack & Associates, LLC.
- Need valuation (Balance Sheet) of Yack & Associates, LLC.
- Need business bank account statements for June, July & Aug 2020.
- Need copy of the Deed in Debtor's name or any doc listing Debtor as administrator.
- Tax refund of $1,307 was not prorated and included in disposable income calculation.
- Plan does not specify treatment of State of NJ tax claim.
- There is $116,392 estimated non-exempt equity in real estate - no tax claims filed.
- Must file a fee application within 7 days of confirmation order.
- Need to file Substitution of Attorney - Notice of Appearance not adequate.
- Must file Pre-confirmation certificate.
- Need information on life insurance policy.
- Confirming Order must provide for all non-exempt proceeds for PI & civil rights claims.
- Needs amended schedules to list lawsuits.
- Debtor to provided all i
Matter ResolvedRequest
Adjourment
15310/6/2020 10:00 am20-10959 / MBKSCOTT D SHERMAN ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 10 required payments   Arrears: $500.00  Total Paid In: $2,764.00
ISSUES AS OF 9/23/2020 (DM): Updated 9/29/20

***TRUSTEE IS RECOMMENDING CONFIRMATION AT $2,264 PTD, THEN $500 x 28 STARTING 10/1/20, THEN $2,763 x 24 STARTING 2/1/23, BASE PLAN WITH $7,151 MINIMUM DIVIDEND, PLUS ALL NON-EXEMPT PROCEEDS FROM CLAIMS STEMMING FROM SALE OF REAL ESTATE AND ANY 3rd PARTY CLAIMS STEMMING FROM WORKERS COMPENSATION CLAIM, TRUSTEE STANDARD ORDER OF DISTRIBUTION, CERTIFICATION WITH RESPECT TO NON COURT ORDER CHILD SUPPORT WITHIN 30 DAYS***

 9/11/20 - email sent to atty regarding a work-up issue - Adj to 10/6/20 Peremptory.

 6/24/20 - Adj to 8/12/20 Peremptory to resolve disposable income.

 6/5/20 - PennyMac (FEIN) filed Notice of Mtg Forbearance ending 7/31/20.

1) Fidelity National (Christopher Balala, Esq) OBJs to cram of judgment - MP treats claim as $61,431.53 secured and $10,142.02 unsecured (MR. BALALA, ESQ IS OKAY WITH MP TREATMENT).

2) PennyMac filed $1,391.34 arrears claim (OKAY TO PAY?? - Yes)

3) Order of Distribution departs from Trustee standard.

4) Trustee OBJ:
- Need $600 tier increase when the Mercedes loan is paid off in August 2020 (AMENDED SCH J FILED).
- Tax refund of $15,375 was not fully prorated and included in disposable income calculation (DEBTOR RECEIVED AN ENERGY TAX CREDIT IN 2018 - RECEIVED 2019 TAX RETURN WITHOUT CREDIT).
- Debtor needs to supply proof of child support (RESOLVED, PROVIDED ORDER).
- Debtor needs to provide a certification of service on all plan cramdowns (FILED).
- There is $38,100 equity in real estate (FIRST NATIONAL JUDGMENT & NBT LIEN WERE NOT INCLUDED IN LIQUIDATION ANALYSIS).
- Need an appraisal on the classic cars (TOTAL VALUE $11,300 - AMENDED SCH C FILED - RECALCULATED TO $7,151).
- There is $25,000 in equity in autos, guns and checking account (AMENDED SCH C FILED).


Prop. Plan $200 x 36, $3,087.44 x 24 start 2/1/24, Min Div of $7,521
- non exempt proceeds from workers comp claim
- non-exempt proceeds from claims stemming from sale of real estate
PTD 8/8 = $2,264
Last Claim (5-2
Matter ResolvedRequest
Adjourment
15410/6/2020 10:00 am20-11240 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 10 required payments   Arrears: $0  
Total Paid In: $7,200.00
to resolve NJ and get current for 10/6 EDC (DONE)
-2 payments arrears

CAN CONF AT: $4800 paid then $915 x 52 beg 10/1/20-100%-OTBS with US Bank amending amount of the secured claim in 30 days

9/1/workup for the 9/9 calendar

-2 payments arrears
-Old plan withdrawn and filed MP
* Trustee objection:
-Need a copy of the last filed tax return - 2019 return by 8/15/2020(done)
-NJ filed 2019 estimated
-A copy of the homeowner's insurance renewal declaration - - (OK DONE)
7/6/2020
-creditor objection (RAS) seeks payment of $24,925.83 through plan, debtor's plan proposes to
pay $29,439, which includes interest - need to resolve and advise Trustee of the exact
number that is being paid to satisfy mortgage in full through the life of the plan.----(Per att $28,223 is the total amount)

MP 800 x 60 100%
Matter ResolvedRequest
Adjourment
15510/6/2020 10:00 am20-11527 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $2,450.00
As of 10/2/20(mk):emailed atty-OK to Terms

>> To Resolve excess dipso income issue Trustee will compromise and **REC CONFIRM AT $1,625 PTD;THEN $825 X 57 ,BEGIN 11/1/20; Base; with Min to GUCS $1,723 due to non exempt equity in real and personal property; Student Loans Outside. Debtor to provide proof of income at the end of April of each year after confirmation until plan completion for review of any bonus income. Debtor to provided tax returns to the Trustee for the years 2020 - 2024. TR Standard order of Distribution.**

1. PNC Bank (2016 Jeep)filed POC($8-1) for $456.36 in arrears. Plan has unaffected. ( Per Atty - YES PAY)

2. Trustee Objection:
-Need to see August & Sept stubs.( Provided -Did a YTD net thru 9/11/20. comes out to 1,584.
-Proof of income verifies higher than on sch I includes Bonus/Aip Cash Award 24,884) .
(debtor says the bonus /cash award rec'd in 3/2020 was for 2019- does not believe there will be a 2020 bonus.
>> Will need to add lang. for updated POI 6 mos form confirmation.
even still there are tons of deductions on the paychecks including pet insurance.
-need amended 122c ;122c takes hh of 3, Schedules list debtor as not married & 1 dependent, so should be hh of 2.
-Line 16, 17 and 25 do not agree w/ Schedule I. Line 30 takes additional food/clothing $49.
-line 45 has disposable income $595.68 .(when debtor filed the case as a ch 7 was in process of separation/divorce)
---------------------------------------
-need current market analysis on timeshare.(Provided 21,000) his 1/2 minus what's owed & exemption =$123 in NE equity
-improper use of exemption. Specifically: D(1) on timeshare(AMENDED C FILED 9/21/20 BUT NOW OVER ON (d)(8) by 1600.
-that 1600 time share equity of 123 =1723
exempt excessive expenses: - childcare $300, Transportation $500, Car payment $609 and Disney timeshare $75.(Cert provided- all ok except the $75 for time share)
Has 2 401(k) Loans- St of balances (Provieed. 1 loan more than 60 mos .
other 1 will be pd
Matter ResolvedRequest
Adjourment
15610/6/2020 10:00 am20-11850 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
10/27/2020 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  

Judge adjourned to non conf with motion

nfa-adj request denied
9/24 workup for 10/6 calendar EDC

* objection by Millington Bank to 2nd mortgage cram and motion to dismiss on for 10/6--need to resolve along with late filed claim

----------
* Trustee objection:
- Amendments to Schedules : Amend Sch B to list value of Hyundai Sonata and exempt
on Sch C if needed.(OK DONE)
- The current Plan does not specify treatment of Hyundai Capital under the Plan.(OK zero claim-outside)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $5,103.82 equity in the Hyundai Sonata based upon the POC filed by the creditor.(OK has available exemption)

$548.66 X 60 BEG 3/20; BASE
Matter ResolvedRequest
Adjourment
15710/6/2020 10:00 am20-12588 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 9 required payments   Arrears: $6,046.00  Total Paid In: $18,070.00
9/24 workup for the 10/6 calendar EDC
**To CONF needs: $18,070 paid then $4368 x 52 beg. 10/1/20-100% -remove LM / sale or refinance language from the plan, trustee to pay mortgage arrearage claim -student loans outside

>>All Issues Still Need To Be Addressed..No Evidence of LM or a REFI<<

-will be 100% per attorney-resolves trustee expense issues
1.Plan has Cap.One as unaffected. Filed arrears POC $4,202-OK TO PAY?(OK to pay per att)
2. IRS ESTIMATED Taxes-Returns Not Filed for 2017,2018 & 2019.PER ATTY ALL RETURNS FILED BUT CLAIMS STILL ESTIMATED SINCE MAY??(AMENDED)
3. Objection by Wilmington(McCalla):-plan fails to cure arrears POC $148,749.22.(OK to Pay per Att but how is this feasible)
>>Plan has REFI Or LM by 5/15/20- STATUS??-is TR paying arrears pending?(no more loan mod)
4. Trustee Objection:
-must resolve IRS ESTIMATED claim .(DONE)
-need 2019 tax return.(DONE)

------Below resolved w/100%----------
-proof of debtor's work expense reimbursement.(done)
need proof of 3rd mtg lien on RE. SBA Loan? (NO CLAIM FILED-100%)
-plan has excessive expenses :Auto insurance insures 3 children and no contribution- $585;
-Student loans $2,324 p/m
needs proof. Real estate taxes $791p/m, No mtg. St. uploaded.( Plan is 100%.)
-Income verified Higher ($15,335.67) and is likely higher once proof of work expense
reimbursement listed on sch I)than scheduled ($14,507.60) Plan 100%.
-Add to confirming Order Student loans to be paid outside plan.
-need Proof Of Service for Plan Motions on all creditors for lien strip.(filed)


plan:2230 X 60 BEG 3/20; LM BY 5/15/20 (23 MONMOUTH BLVD); OR REFI:100%
payments:4/6
last claim:6-1, bar date:4/26/20
Matter ResolvedRequest
Adjourment
15810/6/2020 10:00 am20-12841 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $539.00  Total Paid In: $4,114.00
Adj to 11/4/20 Peremptory for service of Plan Doc #29.
Plan Doc #34 should be withdrawn and Plan Doc #29 with correct cram should be served (dm)

ISSUES AS OF 9/25/2020 (DM):

***The MP has not corrected the cram error. TRUSTEE WILL RECOMMEND CONFIRMATION AT $3,575 PTD, THEN $539 x 53 STARTING 10/1/20, BASE PLAN WITH $15,350 MINIMUM DIVIDEND, STRIKE CRAM OF TD RETAIL AND ATTORNEY TO FILE A SEPARATE MOTION WITHIN 15 DAYS***

 7/28/20 - Adj to 9/23/20 to file a MP to correct the cram issues below (dm)

1) Affinity FCU (Peter Liska, Esq) OBJs - 2017 Nissan Rogue not treated in plan - Consent Order entered to pay $385.37 pre-petition arrears through the plan - Consent Order silent with respect to bifurcated claim (ADD REMAINING SECURED/UNSECURED CLAIM TO BE TREATED OUTSIDE THE PLAN??)

2) MP proposed cram of TD Retail/Raymour Flanigan in Part 4d, however Part 7b is incorrectly populated. Once corrected, the MP will have to served again (UNRESOLVED).

3) Trustee OBJ:
- Need Jan & Feb bank statements for all bank accounts (RECEIVED).
- Plan does not specify treatment of TD Retail/Raymour & Flanigan (SEE ABOVE).
- Must file Pre-confirmation certificate (FILED).


Prop. Plan $2,515 Ptd, $530 x 54, $15,350 min div
PTD 7/7 = $3,575
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
15910/6/2020 10:00 am20-12990 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 9 required payments   Arrears: $0  

10/5/20 (sf) - OK TO DISMISS/HOLD FEES

8/7 workup for the 8/18 calendar EDC

*IRS estimated priority for 2016-2018 and estimated unsecured for 2015
-trustee has not received 2019 tax returns still
* Trustee objection:
-- need : copy of deed of transfer of property (DONE)
-- still need valuation at transfer, still need liens at time of transfer--trustee should receive non-exempt value transferred to family--per attorney value was $270,000 with $144,000 liens, this would be over $70,000 in equity---only $49,000 in gucs would need 100%

$120 X 60 BEG 3/20; BASE

Matter ResolvedRequest
Adjourment
16010/6/2020 10:00 am20-13207 / MBKKarina Pia Lucid Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 9 required payments   Arrears: $816.00  Total Paid In: $3,600.00
As of 9/21/20(mk): atty ok to terms

***CAN REC. CONFIRM AT $2,400 PTD, Then $1,008 x 53 Begin 10/1/20: Base;
Trustee is authorized to pay Nissan claim #8-1 for arrears of $467.05 through the plan.
Trustee shall pay Renaissance Station Condo Association Inc. claim #3-1 a secured claim in the amount of $19,286.56.
The unsecured portion in the amount of $3,924.19 shall be paid pro rata with other gucs pursuant to the terms of confirmation.
Must file pre conf cert w/in 10 days.***


1.Trustee Objection: aim filed by Nissan for $467.05, needs to be paid or move against claim.(PER ATYY OK TO PAY)
- Must resolve creditor Renaissance objection.
- Must file Pre-confirmation certificate.
-need Updated auto insurance, insurance expires 8/11/20(Provided).
- Must resolve IRS estimated claim.(APOC Filed)

2.Obj. By Renaissance Station Condo Assoc.(Ansell,Grim et al):W/D & Treatment Resolved see below for claim treatment.
(9/14/20:PER ATTY-WILL TREAT THE UNSECURED PART AS PRO RATA WITH OTHER GUCS. NEEDS OTBS RESOLVING THIS)
-not current w/PP payments.
>>ALSO THIS CREDITOR FILED A BIFURCATED CLAIM. SECURED $19,286.56
AND UNSECURED $3,924.19. PLAN PAYS TOTAL $23,201.72 BUT
THIS CANNOT BE SET UP TO PAY THAT AS THEN THE UNSECURED PART (100%)IS TREATED
DIFFERENTLY THAN REST OF GUCS INNPLAN(PRO RATA)

Plan:400 x 6; $1,008 x 54 Base
payments: current at fist tier. next payment 1008 due in Sept
last claim:9-1,bar date:5/6/20 ,
Matter ResolvedRequest
Adjourment
16110/6/2020 10:00 am20-13629 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
10/28/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $0  

AS OF 10/5/2020 (at):

1. Virgo Management filed a secured arrears claim #7 in the amount of $3,828.48 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Township of Woodbridge (Goldenberg) - plan is silent as to $1,093.02 due to Township. (mod plan pays - no obj to mod plan)

3. Objection filed by Virgo/US Bank Cust BV (Rodriguez) - failure to cure secured claim of $3,828.48. (UNRESOLVED)

4. Objection filed by Specialized Loan Servicing/GSMPS (Stewart Legal) - failure to cure full arrears of $37,145.74 (Per POC) (mod plan pays in full - no obj to mod plan)

5. Trustee's objection:
- The debtor has insufficient income ; income provided for Jan and Feb then May-July estimates $1,917 income, which verifies $-888.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - with comparatives used to value property, only provides one page. (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - ; insurance expired 2/6/20. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Proof
of payment of taxes $316 and support payments $40.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on business $40,250 and in bank account $646 total $40,896.
- Must resolve all objections. (MOD PLAN RESOLVES OBJECTIONS)
- Must resolve IRS estimated claim, 2014, 2018 and 2019 tax returns not filed. (STILL ESTIMATED)

MP before confirmation proposes: $1,266.24 x 54 beginning 9/1/2020, base
Arrears: $1,915
Matter ResolvedRequest
Adjourment
16210/6/2020 10:00 am20-13774 / MBKArnold R. Schlisserman Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

***AR wants a Cert regarding disposition of proceeds - short adjournment - ADJ to 10/28/20***

ISSUES AS OF 9/25/2020 (DM):

***Need status of annual bonus***

 The debtor should have received his $50,000 annual bonus in March, but it has not been paid into plan to date.

1) IRS filed an estimated priority claim for 2019 - POC amended to $123,795.89 (OKAY TO PAY HIGHER PRIORITY POC?? - Yes)

2) IRS filed a higher secured claim at $64,342.14 (OKAY TO PAY HIGHER SECURED POC?? - Yes)

3) Plan provides $1,493.71 secured treatment to State of NJ - no POC filed (STRIKE?? - Yes)

4) Trustee OBJ:
- Need proof of $900 monthly from State of NJ (RECEIVED 1099 - CALCULATES HIGHER).
- Need pay stubs - Feb, March & April (UNRESOLVED - UPLOADED NJ 1099 TWICE).
- DSO - need copy of Pendente Lite Order & Property Settlement Agreement (RECEIVED).
- Need DSO info sheet (RECEIVED).
- Need 2019 tax return by 8/15/20 (RECEIVED).
- Excessive Expenses: need proof of $1,500 court ordered payment (RECEIVED MEDIATION AGREEMENT - SUPPORTS EXP).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $5,760.03 x 60, 100% Plan
- plus $50,000 annual bonus (net $34,000)
PTD 6/6 = $34,675.15
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
16310/6/2020 10:00 am20-13904 / MBKWarren Levy, Esq.Confirmation Hearing ScheduledContinued
12/1/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

341 scheduled for 10/22/20 - Adj to 12/1/20

AS of 7/31/20(mk):

1. STILL NO 341. all dosc in now and adj request uploaded.
2. Objection by Citizens Bank(McCabe)

Plan:1600 X 36 BEG 4/20; BASE
4/4:last claim:4-1, bar date:5/15/20
Matter ResolvedRequest
Adjourment
16410/6/2020 10:00 am20-13976 / MBKSCOTT E. TANNE, PC.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 8 required payments   Arrears: $0  

10/2/20 (sf) - Per atty, ok to dismiss and hold fees for Scott Tanne

***Substitution of Atty entered 10/1/20 for Veitengruber's office - Scott Tanne, Esq wants his atty fees preserved***

9/28 workup for the 10/6 calendar EDC

sale by 10/30/20-terms are dependent on sale and sale price otherwise not feasible. Should adjourn to November to see if sold.

*NJ filed late $188 claim and $40,663 claim-we will pay unless attorney objects
* Objection by Wilmington
* Objection by the IRS (est claim AMENDED but HUGE claims of approximately $250,000. Is plan feasible?). Even after sale using debtors numbers the plan would still need about $800 going forward for 54 months
*low base
* Trustee objection:
-statement value of 10 shares Charles Schwab prior to filing date.(OK only $481)
- Plan needs to be a base, due to sale.
- Must add to confirming order non-exempt proceeds from sale.
----------------------------------
* plan says pay $7541 and $1302 to Wilminton Mortgage and PNC. Is this amount for trustee to pay pending sale? Claims are much higher.(PAY PENDING PER MP)
* plan says to pay Bank of America and Colorado Capital in full through the plan but no claims filed-cannot pay unless claims filed(REMOVED FROM MP)
- Must file Pre-confirmation certificate.

$300 x 36 0% and Sale of Tramp Hollow Rd by 10/20
Matter ResolvedRequest
Adjourment
16510/6/2020 10:00 am20-13990 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
10/28/2020 10:00 am
Debtor has made 4 of 8 required payments   Arrears: $0  
Total Paid In: $8,528.00
Adj to 10/28 to resolve JP Morgan-can confirm if resolved EDC

No court appearance with JPMorgan Chase (McCALLA RAYMER) need to confirm at $4,426 paid, $2,212 x 53 begin 11/1/20 Base with a minimum dividend $12,000 to gucs and Loan mod on Green Meadow Rd by 11/30/20-OTBS with JPMorgan Chase within 30 days

EDC has resolved trustee issue with Gillman-will review for HR

As of 9/28/20 ISSUES STILL RESOLVED (DS):

1. CREDITOR OBJECTION TO LOAN MOD AND ARREARS NOT PAID.

2. TRUSTEE OBJ:
- Debtor has undertaken an improper use of exemption. Over exempts on d(4) on 2011 Jeep on amended Sched C. There is non-exempt equity on 2011 Jeep $4,000. WILL WORK UP IN PLAN $4,000 TO GUCS
- Post-pet mortgage payments $6,012.78 being paid to mortgage? Trustee requires proof.
- Fee app required for attorney fees. WILL ADD TO CONFIRMING ORDER FEE APP WITHIN 7 DAYS
- JPMorgan Chase obj to loan mod and arrears not paid. Obj must be resolved.
- Wells Fargo (2nd mtg) filed unsecured claim. Plan list as outside, claim must be resolved.
- Exeter Finance filed arrears $5.40. Ok to pay? Mod plan still list as outside. WILL ADD TO CONFIRMING ORDER TRUSTEE TO PAY ARREARS.


9/9/20 (DS): 1. BELOW ISSUES NOT ALL RESOLVED, CREDITOR RECENTLY OBJECTED TO MOD PLAN LOAN MOD.

MP scheduled for 9/9/20

case in LM not sale per Gillman

8/12/20 (DS): 1. Trustee obj to the following:
- Debtor has undertaken an improper use of exemption. Over exempts on d(4) on 2011 Jeep on amended Sched C. There is non-exempt equity on 2011 Jeep $4,000. WILL WORK UP IN PLAN $4,000 TO GUCS
- Post-pet mortgage payments $6,012.78 being paid to mortgage? Trustee requires proof.
- Fee app required for attorney fees. WILL ADD TO CONFIRMING ORDER FEE APP WITHIN 7 DAYS
- Must resolve creditor objection.

2. JPMorgan Chase obj to loan mod and arrears not paid. Obj must be resolved.

3. Wells Fargo (2nd mtg) filed unsecured claim. Plan list as outside, claim must be resolved.

4. Exeter Finance filed arrears $5.40. Ok to pay? Mod pl
Matter ResolvedRequest
Adjourment
16610/6/2020 10:00 am20-14158 / MBKSTEPHANIE RITIGSTEINOrder Vacate Dismissal of CaseContinued
11/17/2020 10:00 am
Debtor has made 0 of 8 required payments   Arrears: $8,000.00  
AS OF 9/24/20 (SF)

1. Improper service to State of NJ. Did not serve NJ Attorney General

2. IRS priority claim 7-3 is estimated (NEED AMENDED CLAIM)

3. State of NJ priority claim 13-1 is estimated (NEED AMENDED CLAIM)

4. IRS filed secured claim 7-3 for $14,750, not addressed in plan (OK TO PAY?)

5. Doreen Esposito, residential lease is proposed in the plan to be paid $18,000. No claim has been filed. Should this per plan claim be stricken?

6. Trustee objection:
- The debtor has insufficient income . Verified income leaves monthly disposable income of -$4,432.00..
- The debtor has failed to file a feasible plan - . Secured claims total $346,000 and Priority claims total $270,140.
- The debtor has failed to supply the Trustee with the following document(s):
Proof of 2 month's income - : Need P&L statement to show feasibility.
Domestic Support Obligation information
Divorce Decree & Settlement Agreement & HUD-1 from sale of marital residence (Ridge Hill Rd).
Amendments to Schedules : Amend Sch J to remove 2nd car payment.
The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for transportation
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
Need to file Pre-Confirmation Certification.


Plan proposes $200 x 6, $4000 x 54 100% plan
Payments: 3/6 Arrears: $600

RESOLVED ISSUES:
1. Objection filed by Credit Acceptance Corporation (Morton) - plan proposes to cure arrears and pay in full. Also, plan is not feasible. (RESOLVED VIA ORDER)
Matter ResolvedRequest
Adjourment
16710/6/2020 10:00 am20-14234 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $0  

***MBK adj to 10/20/20***

AR RESOLVE OR HOLD
ISSUES AS OF 9/25/2020 (DM):

***Need to report on objection by landlord. Also need to address increase in disposable income of $1,197 starting 10/1/21 that was raised in the Trustee supplemental objection***

 9/23/20 - will pay all arrears to LL by 10/6 or case dismissed agreed by all parties (EDC)

 9/15/20 - Adj to report to Trustee as to discussion with Landlord.

1) IRS filed $11,806.04 priority claim that includes estimated taxes for 2018 and 2019 (AMENDED TO $9,461).

2) Gerolyn Ebanks (Candyce Smith-Sklar, Esq) landlord OBJs - $12,500 arrears (UNRESOLVED).

3) Trustee Supp OBJ:
- Received pension loan statement - debtor will have $1,265 in additional income starting 10/1/21 resulting in $1,197 disposable income excluding SSI.

4) Trustee OBJ:
- Debtor failed to file a feasible plan.
- Need a copy of pension loan statement (RECEIVED).
- Need to amend Atty Disclosure Statement or Plan to correct fee balance (MP CORRECTS).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $700 x 18, $325 x 18, 0% Plan
PTD 6/6 = $4,200
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
16810/6/2020 10:00 am20-14254 / MBKLAURENCE R SHELLER, ESQConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $0  

AS OF 9/30/2020 (at):

1. Amended J filed 8/14/2020. Spouse (33) and parents (65 and 66) contribute nothing? Tax return only claims 2 children. This would be an above median case for a family of 4. Why is childcare $872 when there are 3 adults that apparently don't work in the household?

2. ICICI Bank statement provided shows a balance of $75,074.84. (NONE OF THIS IS EXEMPTED ON SCHEDULE C)

<-MP (Doc #27) filed 7/23/20 with No Notice Required was denied - MP #46 filed on 8/14/20. This is the 4th plan>>
--debtor is defendant in auto accident case. He filed motion to deny the claim filed by the plaintiff Ramanathan but this was denied because debtor's counsel did not show
-plan is confusing regarding payment to lawsuit plaintiff Ramanathan. It appears that the court is holding $15,000 from Geico that they are claiming is secured and plan seems to agree. Plan says it is to be paid by trustee but the money is coming from Geico/court so I believe the confirming order should say that " trustee is not to pay Ramanathan secured portion of claim in amount of $15,000. This is to be paid outside of the plan from Superior Court proceeds. Remaining unsecured claim to be paid pro rata along with other unsecured claims"
-adequate protection paid directly to New Rez outside of the plan
-use trustee order of distribution
-filed amended A/B on 7/23 but needs amended C also>

BELOW--UNRESOLVED ISSUES FROM PREVIOUS DISMISSAL:
1 -Objection filed by NewRez LLC (Robertson Anscutz) - failure to cure arrears of $240.76. (UNRESOLVED)

2. Objection by Ramanthan's remains unresolved.

Trustee Objection:
-- A Modified Plan that marks off Part 8a, 8c and 8d. (4TH MOD PLAN DOES COMPLETE THESE)
The debtor has undertaken an improper use of exemption. Specifically:
- Takes D(10)(e) in stocks/bonds.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $1,885, Child care $919 (spouse not working and 2019 tax return shows no childcare expense), Medical $400
Matter ResolvedRequest
Adjourment
16910/6/2020 10:00 am20-14999 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 8 required payments   Arrears: $0  

10/6/20 Email from attorney's office, ok to dismiss/hold fees.sf

Att did not appear in court. Sent email that we would confirm EDC

9/9/20(mk) Reviewed all docs submitted 9/8/20 and amended I & J. pLAN PROPOSED ONLY 36 MOS. NEEDS 60 PER MEANS TEST.

Case filed in march 2020 and is above median Therefore Trustee **CAN REC CONFIRM AT 150 X 60 BEGIN 4/1/20;BASE***

PER JUDGE CONF OR D ON 10/6 EDC

MK:Today-9/9/20- Last night uploaded some of docs the DSO info sheet& a contruib letter. & 2 august pay stubs. AMENDED I &Jj FILED THIS AM NEEDS TO BE REVIEWED.ABOVE MEDIAN CASE. EMAILED ATTY AGAIN THAT HE MUST APPEAR AND REQUEST ADJ.

9/8/20(mk): atty email today says an add'l pay stub will be uploaded and Amended I - wants an adj.- STILL NEED EXPLANATION OF EMPLOYER/ JOB .
CASE IS 6 MOS OLD.NEEDS TO APPEAR TO EXPLAIN WHY THIS WAS NOT DONE WELL IN ADVANCE OF THE HEARING.

As of 8/27/20(mk):

>>STILL QUESTIONS RE:INCOME. IT APPEARS DEBTOR HAS DIFFERENT JOB THAN THE ONE BEFORE THE 341. NO AMENDED I WAS FILED
AND ONLY 1 PAY STUB FROM THIS NEW/DIFFERENT EMPLOYER WAS PROVIDED. ALL TR ISSUES BELOW STILL NEED RESOLUTION ABOVE THE ---<<

1.Trustee Objection:
-need Updated proof of income and amend Sch I if debtor
does NOT return to his old job by the confirmation date.(ONLY SUBMITTED 1 pay stub for 8/720 for new
employer- Direct Waste- No amended I filed. NEED TO KNOW WHEN HE BEGAN THIS JOB ?
-need Domestic Support Obligation information-(Uploaded 9/8/20)
-plan has excessive expenses:$866.67/month for support (need proof/court order or Certification);
$263/month for car insurance (insurance will be $148/month once Genesis is dropped. Plan surrendered)
-debtor not paying all disposable income into play due too:
Reviewed the 22C, monthly gross income is $8,648. Line 23 (optional phone) requires
documentation and Line 33a (mortgage payment) should be $1,888. Per the 22C, monthly
disposable income is $561 which requires a minimum dividend of $33,600 to general
unsecured credit
Matter ResolvedRequest
Adjourment
17010/6/2020 10:00 am20-15133 / MBKDAVID G BESLOW, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $400.00  Total Paid In: $2,800.00
As of 9/18/20(mk):

***REC CONFIRM $400 x 60 Begin 4/1/20;Base:Trustee shall pay the arrearage amount of $356.27 to Ally Capital Claim #6-1.No
distributions will be made on the bifurcated secured and unsecured portions of the claim. Student Loans to be paid Outside.
Fee application must be filed w/in 7 days of of confirming order. Distribution is per plan.***


1. Trustee Objection
-need a statement for the debtor's pension loan.(Provided)
-debtor's attorney must file a fee application within 7 days of order of confirmation-Est fees 3500
-need to resolve estimated claim filed by the IRS.(Not estimated- based upon debtor records)
-Order of distrib is per plan.

2.Objection by Wells Fargo(Powers):MP PAYS POC
-fails to pay POS arrears Amt-17,468.16)

3. Ally Capital (2017 Jeep)filed a Bifurcated claim. MP pays Arrears.$356.27.
Will add lang for treatment.

Plan:400 x 60;Base St loans outside.
5/6 payments
last claim:15-1; bar date:6/9/20


Matter ResolvedRequest
Adjourment
17110/6/2020 10:00 am20-15328 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $2,490.00
9/21 workup for the 10/6 calendar EDC

Confirm at: ***$1440 paid then 525 x 55 beg 10/1/20-0%-COTBS with Citibank in 30 days granting stay relief

1. Citibank mortgage (22 Stratford Ave property), not on Schedules A, D, F or creditor matrix, no docs provided, objects to arrears owed only $2,318.08, POC filed, loan mod was granted 8/1/18. Must resolve obj.(not done-will include claim and debtor can file motion if she wants)
2. Debtor in arrears
3. Trustee Supplemental Objection:
- Based upon the objection filed by Citibank, the Debtor must amend his schedules to disclose the Stratford Ave property and provide the Trustee will all documents associated with said property.(DONE)


Prop Plan $360 x 60 0%
Note: Bank statements and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
17210/6/2020 10:00 am20-15451 / MBKWarren Levy, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 7 required payments   Arrears: $1,160.00  Total Paid In: $3,700.00
ISSUES AS OF 9/25/2020 (DM): Updated 10/5/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,300 PTD, $450 BY 10/15/20, THEN $1,110 x 54 STARTING 11/1/20, BASE PLAN, STRIKE PLAN TREATMENT OF NJ DEPT OF MOTOR VEHICLES, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

1) Plan provides $1,298.22 priority treatment to NJ Dept. of Motor Vehicles - no POC filed (STRIKE?? - Yes)

2) Caliber Loans (PHELAN) OBJs - $37,765.58 arrears (CONSENT ORDER ENTERED).

3) JP Morgan Chase (RAS) OBJs - $8,448.21 secured claim on 2008 Mercedes S550 not treated in plan (MP PAYS SECURED THROUGH PLAN AND $0 OUTSIDE - IS OBJ RESOLVED?? - Yes, COTBS submitted to Chambers).

4) Debtor must amend Sch B & C to add the 2008 Mercedes S550 (AMENDED).

5) US Dept. of HUD filed a secured claim not treated in plan (MP TREATS AS SECURED UNAFFECTED).

6) Trustee OBJ:
- Disposable income per Sch I & J verifies higher at 1,007 (MP PROPOSES INCREASED PAYMENT).
- Need copy of bank statements for all accounts (RECEIVED).
- Need amended Sch I to list spouse income (FILED).
- Need amended Sch B for any missing bank account disclosure (FILED).
- Need to file Pre-Confirmation Cert (FILED).
- Debtors failed to supply Trustee with proof of SSN (RECEIVED).


Prop. Plan $660 x 4, $1,110 x 56, Base Plan
PTD 4/5 = $3,300
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
17310/6/2020 10:00 am20-15711 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

***Adj to 10/28/20 for proof of payment***

ISSUES AS OF 9/25/2020 (DM): 341 Hearing took place on 9/24/20

1) Lakeview Loan Servicing (McCabe) OBJs - $65,374.28 arrears (UNRESOLVED).

2) Trustee OBJ:
- Debtors have insufficient income.
- Need July & Aug stubs for debtor (UNRESOLVED).
- Need Certification for co-debtor's new part-time job - receives cash (UNRESOLVED).
- Need proof of insurance for 1995 Ford (RECEIVED), 2004 Mercury (RECEIVED) and 2009 Ford (UNRESOLVED).
- Need amended Sch I for co-debtor's new part-time job that started in Sept (UNRESOLVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).

Prop. Plan $264 x 60, Base Plan, Loan Mod by 10/2020
PTD 2/5 = $540
Last Claim (16-1)
Matter ResolvedRequest
Adjourment
17410/6/2020 10:00 am20-16236 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $7,100.00
9/28 workup for the 10/6 calendar EDC--same as last time- send 9/28 email on compromise

**Agreed compromise-CONF AT: ***$6000 paid then $1100 x 55 beg. 11/1/20 min of $16,650 to unsecured-Credit on NJ current and unaffected by the plan


-MP filed 8/17/20 and amended I & J--proposes: $1500 X 3; $665 X 6; $990 X 51 BEG 6/20; BASE
-Trustee objection:
--Verified income based on amended J and updated paystubs (used year to date for first half of year leaves monthly disposable income of $1124.(may be more/housing issue. Based on our information he has $1124 in disposable plus the $1621 improper housing deduction. That gives us $2745 monthly in disposable income. )
--Reviewed the 22C, monthly income is $8,653. Line 22 (OK additional health expenses explained)
requires documentation. Per the 22C, monthly disposable income is $808 which requires
a minimum dividend of $48,480 to general unsecured creditors.(amended plan says debtor is now in therapy ($1140 monthly) which increases expenses. Need proof of rent since lives with mother Need updated proof of income, however, because amended I shows only $5518 in income and we have $6178.)
--Need to resolve the estimated claim filed by the IRS.(DONE)
--Certification explaining higher income to Paid time off that was in Feb. and that
increased overall income etc.
Matter ResolvedRequest
Adjourment
17510/6/2020 10:00 am20-16422 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,194.00
ISSUES AS OF 9/25/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $796 PTD, THEN $199 x 44 STARTING 10/1/20, BASE PLAN***

1) IRS filed an estimated priority claim not treated in the plan (AMENDED TO $0).

2) Trustee OBJ:
- Need copy of 2015 & 2016 tax returns due to estimated claim filed (POC AMENDED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $199 x 48, Base Plan
PTD 4/4 = $796
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
17610/6/2020 10:00 am20-16431 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $494.00  Total Paid In: $1,904.00
Court workup CONFIRM AT $1428 paid then $485 x 45 beg. 10/1/20-0%-pay Nissan per consent order-student loans outside

***Consent Order submitted to Chambers 10/5/20 - vehicle is secured for $10,995 and unsecured for $3,566.37 ... secured claim to be paid at 5.25% for a total secured claim of $12,525 (dm) - can edc resolve disposable income and propose a payment?***

9/21 workup for the 10/6 calendar EDC-Per Oliver on 10/5 sent in info on car and got consent order from Nissan EDC
nothing resolved since 8/24/2020

1. Objection filed by Nissan Motor (Stewart Legal) - cram amount is too low and interest rate should be 5.25% not 5%. (UNRESOLVED)

2. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Tele/Cell/Cable/Internet $565, Transportation $809 and Car payment $553.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income verifies higher, there is disposable income.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity on personal assets, pending review of docs needed.
-------------------------------
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (OK - OBJECTION FILED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $476 x 48 beginning 6/1/20, $0 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
17810/6/2020 10:00 am20-16625 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $534.00  Total Paid In: $2,666.00
AS OF 9/23/20/20 (SF)

RECOMMEND $2132 PTD, $534 X 56 (BEGIN 10/1/20) BASE PLAN W/MIN $2223 TO GUCS
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


1. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: - 22c list IRS claim and Hyundai arrears claims are lower. There is disposable income $37.05, which would require minimum dividend $2223 to gucs.
- Proof of income verifies higher. There is disposable income of $708.24.
(If you calculate co-debtor income based on net paid to date through April, her income would be $3052 leaving total disposable income of $361.37. If you average the 4 pay stubs provided and multiply by 2.16 you get $3399.63 leaving total disposable income of $708.24)


Plan proposes $533 x 60 0%
Payments: 4/4

RESOLVED ISSUES:
1. Objection filed by PennyMac Loan Services (Powers Kirn, LLC) - failure to pay arrears $24,100. (No claim filed yet) (WITHDRAWN, LOAN MOD APPROVED)

2. The plan proposes to pay $1550 to Kia Motor Finance. No claim has been filed yet and the bar date expires on 7/27/20. (CLAIM FILED)
Matter ResolvedRequest
Adjourment
17910/6/2020 10:00 am20-16964 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $4,560.00
Debtor attorney requested adjournment to allow time for Debtor to file tax return, Debtor is not able to get an appt with acct to file.

As of 10/2/20 (DS): If 2019 tax return provided, Trustee recommends confirming at $3,800 paid, $1,034 x 31 begin 11/1/20 100% to gucs

1. Trustee obj to the following:
- Need 2019 tax return.
- Proof of income verifies higher, there is disposable income $4,440.92. Plan is paying 100%.

Prop Plan $760 x 48 100%
Note: Bank statements provided.
Matter ResolvedRequest
Adjourment
18010/6/2020 10:00 am20-16965 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $150.00  
adj 11/17/20 :NFA
AS of 10/5/20(mk): Need to resolve #2,3 & 4

Amended I & J filed but no Updated POI to support Amended I

1. Ct. notice of docketing error- wrong plan form for #18.Not corrected.
AR THIS ERROR WAS POSTED 8-5 , WHY WASNT THIS CORRECTED (Atty reply says - docket says - Next time use correct form. Did not say to refile it.)

2. IRS Estimated claim- for 2019.( Still Need Amended POC)

3. Plan has Credit Acceptance as unaffected-Filed POC $30.85- OK TO PAY?

4.Trustee Objection: Amended I & J filed - NEED updated POI to support amended sch I
-income for debtor and spouse verified higher than scheduled,
disposable net income is $588.49 ( scheduled amount was $159.62) will need higher
plan payments. .
--------------------
-need 2019 Tax return by 8/15/20.(Provided)
-debtor/codebtor pension/401k loan statement (Provided)
-atty disclosure balance (2750) & plan balance (2500 ) do not agree. (Mp filed to correct- incorrect form)


Plan:150x 60, base
4/5 payments
last claim:14-1, bar date:8/7/20
Matter ResolvedRequest
Adjourment
18110/6/2020 10:00 am20-17021 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $3,900.00
***Atty is holding $1,200 to send in - ADJ to 11/4/20***

issues as of 9/24/2020 (JMA)

1) Trustee objection to confirmation - need to resolve
-not paying all disposable income into plan - income verified higher than scheduled, there is disposable net income of $1,612.59
-the current Plan does not specify treatment of IRS claim for $8,221.37 under the Plan
-must file Pre Confirmation Certification with Court RESOLVED, FILED
-need domestic support form completed RESOLVED, FILED
2) Not current with Trustee plan payments, arrears $1,200
3) If debtor becomes current with plan payments, ok to confirm at $900x60 begin 8/1/2020 base plan

proposed plan $900x60 base plan
paid in $600
arrears $1,200
last claim 10
Matter ResolvedRequest
Adjourment
18210/6/2020 10:00 am20-17107 / MBKDONALD C GOINS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 6 required payments   Arrears: $2,008.00  Total Paid In: $1,007.00
As of 9/30/20 (DS): Ok to confirm at $757 paid, $250 x 1 begin 10/1/20, $2,008 x 55 begin 11/1/20 100% to gucs and Trustee standard order of distribution

1. Trustee obj to the following:
- Income verifies higher, there is disposable income $2,263.09.
- Excessive expenses on Sched J such as: Car payment $780, which ends in month 12. Plan propose to pay tier plan.
- Need to add to confirming order Trustee standard order of distribution.

Prop Plan $250 x 12, $1,030 x 20, $2,200 x 28 Base
Note: Auto insurance provided.
Matter ResolvedRequest
Adjourment
18310/6/2020 10:00 am20-17221 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $105.00  Total Paid In: $2,400.00
WORK-UP AT 100%, THE NUMBER FOR NEW REZ IS CHANGING

AS OF 10/6/2020 (at):

RECOMMEND: $1,600 PAID TO DATE, $905 x 56 BEGINNING 11/1/2020, 100% TO GUC'
Need order resolving objection by New Rez within 30 days of confirmation.
Preserve non exempt equity of $182,659 in real estate and personal property.


1. Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure arrears of $42,127.58 (Per POC) (OTBS TO PAY $36,789.89 AND POC WILL BE AMENDED BY CREDITOR)

2. Trustee's objection to exemptions:
The debtor has taken an improper $14,000 522(d)(11)(C) exemption on cash surrender value of whole life insurance. (AMENDED C FILED BUT LIMIT IS $13,400 SO THERE IS $600 NON EXEMPT - NEED TO REVIEW STATEMENT ONCE RECEIVED)

3. Trustee's objection:
- The debtor has insufficient income . Debtors have negative income.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - . Need copy of 2019 Tax Return. (RECEIVED - NO REFUND)
- Need copy of whole life insurance policy statement with Surety Life. showing cash surrender value. (RECEIVED A LETTER STATING THE POLICY IS NO LONGER ACTIVE. WHAT WAS THE VALUE AT THE TIME THIS WAS CLOSED? PER SCHEDULE B, THE VALUE WAS $14,000)
- Amendments to Schedules B & C to add 2002 and 2004 Mercury (AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is nonexempt equity of $182,059.83 in real estate.
- File pre-confirmation certification. (FILED)
- must address objection by New Rez. (UNRESOLVED)

Plan proposes: $400 x 60, 100% to guc's
Payments: 4/3, $400 credit
Matter ResolvedRequest
Adjourment
18410/6/2020 10:00 am20-17234 / MBKJ. Todd MurphyConfirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  
Total Paid In: $8,295.00
Debtor attorney requested adjournment to resolve IRS estimated claim

As of 9/23/20 (DS): 1. Trustee obj that income verifies higher, there is disposable income $2,125.92.

2. IRS filed estimated claim 2017-2019 tax return not filed. Must resolve claim.

3. Must file Pre-confirmation certificate.

Prop Plan $1,375 x 60 Base
Note: Amended Schedule I & J filed to remove pension loan and garnishment.
Matter ResolvedRequest
Adjourment
18510/6/2020 10:00 am20-17330 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $875.00
AS of 9/21/20(mk):

***REC CONFIRM AT $175 X 48 BEGIN 7/1/20;BASE;TRUSTEE IS NOT AUTHORIZED TO PAY ARREARS CLAIM #6-1 TO NATIONSTAR/MR COOPER.***

1. Objection by Nationstar/Mr Cooper(Shapiro):Resolved.(CO submitted 9/21/20.The Co owner of RE(Eliz Guiterrez) is to
pay mtg arrears $8,961.72 per POC#13 filed in her case #19-11247 & POC #6 filed in this case(20-17330) is
reduced from 10,074.95 to $8,961.72& is a Duplicate POC in this case and TR Not Authorized to pay it in this case.)
-plan fails to cure arrears.
-Plan says arrears will be paid in co debtor case #19-11247

2. Trustee Objection:
need proof of home insurance(Provided).

plan:175 X 48 BEG 7/20; BASE
payments:3/3
last claim:19-1,bar date:8/17/20
Matter ResolvedRequest
Adjourment
18610/6/2020 10:00 am20-17495 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 8 of 5 required payments   Arrears: $0  

(debtor is current & 341 scheduled for 10/29/20)

UPDATE AS OF 10/5/2020 (JMA) ADJOURNMENT DENIED, DID NOT PROVIDE DEED FOR CURRENT RESIDENCE (DEED PROVIDED WAS FOR PROPERTY THAT APPEARS TO HAVE BEEN SOLD IN 2007) IN ADDITION, DEBTOR IS NOT CURRENT WITH TRUSTEE PLAN PAYMENTS ARREARS $930 -
issues as of 9/24/2020 (JMA)

1) 341 has not been held, not rescheduled - debtor's counsel needs to reschedule hearing with office of Trustee
2) ABCO Federal Credit Union (Powers Kirn) objection to confirmation hearing - need to resolve
-filed claim shows arrears in the amount of $55,489.61
-post petition payment set forth in plan is reduced
3) Need to file Pre Confirmation Certification with Court
4) Wells Fargo Bank NA filed secured claim 5 for 2006 Honda Odyssey - claim is not treated in plan, per the claim the loan is current

proposed plan $600x3, $1230x57 100% plan
paid in $1800
last claim 7
Matter ResolvedRequest
Adjourment
18710/6/2020 10:00 am20-17496 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $375.00  
AS OF 9/23/20 (SF)


1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 2/3 ARREARS: $750

***MBK***
NEED INS FOR CAR (received Geico card) AND HOMEOWNERS (received homeowners insurance)
Matter ResolvedRequest
Adjourment
18810/6/2020 10:00 am20-17570 / MBKBRAD J SADEKConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $1,490.00
AS OF 9/23/20 (SF)

OK TO CONFIRM AT: $596 PTD, $352 X 57 (BEGIN 10/1/20) BASE PLAN
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS.
- OK TO PAY SECURED CLAIM 4-1 FOR TWP OF FLORENCE
- OK TO PAY ARREARS CLAIM 6-1 FOR NJ HOUSING & MORTGAGE FINANCE AGENCY


1. Township of Florence filed secured claim 4-1 for $736.20 which is not in plan (OK TO PAY?) YES

2. NJ Housing & Mortgage Finance Agency filed secured arrears claim 6-1 for $14,647.42 (OK TO PAY?) YES

3. Trustee objection:
- Need a copy of the homeowner's insurance renewal declaration - that shows name and address. (STILL NEED)
- Verified income leaves monthly disposable income of $807.89. (NOW VERIFIES AT $717)
- Need to file Pre-Confirmation Certification. (STILL NEED)


Plan proposes $298 x 60 Base
Payments: 2/3 Arrears: $298

RESOLVED ISSUES:
- Need Proof of 2 month's income - for Debtor for July & August , 2020. (RECEIVED)
Matter ResolvedRequest
Adjourment
18910/6/2020 10:00 am20-17578 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 9/24/2020 (JMA)

1) Trustee objection to confirmation - need to resolve
-need Amendment to Schedules B and C to add 2006 Acura TSX, per auto insurance RESOLVED, FILED
-must file pre confirmation certification with Court
-need Trustee standard order of distribution ADD A NOTE TO CONFIRMING ORDER TO FOLLOW TRUSTEE STANDARD ORDER OF DISTRIBUTION
2) IRS filed priority claim with estimated claims for 2017, 2018 and 2019 tax returns STILL ESTIMATED FOR 2017 AND 2018 RETURNS - NEED TO RESOLVE
3) IRS filed secured claim in the amount of $11,550 - this claim is not treated in plan
4) IRS filed unsecured claim in the amount of $74,273.25 this claim is estimated for 2015 and 2016 returns not filed - need to resolve

proposed plan $100x36 base plan
paid in $300
last claim 7-1

Matter ResolvedRequest
Adjourment
19010/6/2020 10:00 am20-17680 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  
Total Paid In: $4,439.00
AS OF 9/25/2020 (at):

1. Ally Capital filed a secured arrears claim #1 in the amount of $32.66 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

2. Objection filed by Midland Mortgage (Gross Polowy) - failure to cure arrears of $4,787.55. Plan lists creditor as unaffected. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - cover letter with date, name and address of realtor or person who provided CMA. (RECEIVED)
- Proof of 2 month's income - from Debtor with Uber/Lyft and P&L from business. (RECEIVED P&L - NOT UBER/LYFT INCOME)
- A copy of the last filed tax return - for 2019. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - (insurance expires 8/16/20) (RECEIVED)
- 2 months bank statements from all bank accts prior to filing date.
- A Modified Plan that list student loans outside.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Electric/heat/gas $730, Water/sewer/garbage $208, Tele/cell/internet/cable $615, Car payment $653 and Student loans $889 (not in plan as outside and requires proof of payments).
- 22c Line 22 takes $180 for additional healthcare expenses, Line 23 takes $250 for tele
services
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22c Line 22 takes $180 for additional healthcare expenses, Line 23 takes $250 for tele services, Line 45 has disposable income $1,006.83, add excess expenses and there would be disposable income $1,236.83 and would require minimum dividend $74,209.80 to gucs.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $13,860 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify
Matter ResolvedRequest
Adjourment
19110/6/2020 10:00 am20-17839 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $1,077.00  Total Paid In: $2,500.00
Adj to 10/14/20 for atty to check numbers with client (dm)

work-up at 100% with notes below

AS OF 10/6/2020 (at):

RECOMMEND: $1,500 PAID TO DATE, $2,168 X 32 BEGINNING 11/1/2020, 100% TO GUC'S
Claim #3 filed by US Bank will be paid through the plan.
The secured portion of claim #6 filed by Motion FCU in the amount of $41.50 will be paid through the plan. The unsecured portion of this claim in the amount of $4,759.89 will not be paid.
Loan mod by 1/1/2021.

1. US Bank filed a secured arrears claim #3 in the amount of $276.65 which is not in the plan. Is it ok to pay this claim? (YES)

2. Objection filed by Midfirst Bank (Gross Polowy) - failure to cure full arrears of $24,799.37 (OTBS - loan mod by 1/1/21).

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019. (NOT RECEIVED)
- Need a pension loan statement that shows when the loans are paid off. Statement provided does not. (NOT RECEIVED)
- Need proof of insurance for the Kawasaki. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: 3 car
payments and a boat payment. (proposed plan is 100%)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
Verified income leaves monthly disposable income of $8,232.20.
- Per the 22C, monthly disposable income is $3,100 which requires a minimum dividend of $186,000 to general unsecured creditors. Bar date has passed and plan is 100%.
- Need April and May bank statements for TD account #3888 and savings account #1667. (NOT RECEIVED)

Plan proposes: $500 x 60, loan mod by 1/1/2021, 100% to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
19210/6/2020 10:00 am20-17878 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 5 required payments   Arrears: $0  

Debtor attorney requested adjournment, request denied, Debtor not current, arrears $512, made 2 out of 4 payments, last payment made 8/2020.

As of 9/24/20 (DS): 1. BELOW ISSUES HAVE NOT YET BEEN RESOLVED.

8/12/20 (DS): 1. Debtor in arrears $512, made 0 out of 2 payments. Debtor has made 2 out of 3 payments as of 9/24/20.

2. Trustee obj to the following:
- There is disposable income $522.68.
- Must file Pre-confirmation certificate.

3. IRS filed esimtated claim, 2014-2018 not filed.

Prop Plan $256 x 36 Dollar Bas $3,586
Matter ResolvedRequest
Adjourment
19310/6/2020 10:00 am20-17999 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $2,650.00
As of 10/5/20 (DS): MOD PLAN FILED 10/2/20, SCHED 11/4/20

1. Trustee obj to the following:
- Need balance statement for the debtor's pension loan prior to filing date.
- Case is above median, but due to change in circumstance will use I & J income. Disposable income verifies $1,190.56, which also deducts excessive expenses ($1,000 for car insurance, 5 cars on auto insurance and per auto insurance bill premium looks to be $516, $628 car payment and $526 car payment.
- Must file Pre-confirmation certificate. FILED 10/2/20

2. Planet Home obj to arrears more, plan has $13,000, but claim filed has $23,660.21 arrears. Obj must be resolved. CO entered 10/2/20 ok to pay claim.

3. Arrears claim filed for 2 Capital One Auto claims $1,658.45 and $999.84, plan listed as outside with no arrears.

Prop Plan $375 x 60 Base
Matter ResolvedRequest
Adjourment
19410/6/2020 10:00 am20-18093 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,000.00
AS OF 10/01/20 (SF) UPDATED


RECOMMEND $200 x 36 (Begin 7/1/20) BASE PLAN W/MIN $122 TO GUCS)
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- MUST FILE FEE APPLICATION FOR HOURLY FEE WITHIN 7 DAYS OF ENTERED CONF ORDER. EST. FEE IS $3000 THRU PLAN


1. Trustee objection:
- There is equity in the property of approximately $25,393. (THE PLAN REQUIRES 100% DIVIDEND TO GUCS)

Plan proposes $200 x 36 Base
Payments: 3/4 Arrears: $200
Matter ResolvedRequest
Adjourment
19510/6/2020 10:00 am20-18627 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,000.00
AS OF 9/29/2020 (at): Updated 10/6/20

RECOMMEND: $500 x 36 BEGINNING 8/1/2020, BASE
Need Pre-Confirmation Certification within 10 days of confirmation.
---
Need order resolving motion to fix IRS proof of claim within 30 days of confirmation (MOOT, AMENDED POC FILED).

Trustee's objection:
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve the estimated claim filed by the IRS. (Motion to object to IRS claim is scheduled for 10/6/2020)

Plan proposes: $500 x 36, base
Payments: 3/2, $500 credit
Matter ResolvedRequest
Adjourment
19610/6/2020 10:00 am20-18908 / MBKMonika Mazurczyk Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $126.00  Total Paid In: $2,496.00
As of 10/5/20(mk): will upload adj . req. to 10/20/20 past bar date. .

1. IRS Filed POC $6,471.86- NOT IN PLAN.- OK TO PAY?( Per Atty- YES PAY)

2. St OF NJ Div. Of TAX Filed POC#4-1 Priority $314.78- OK TO PAY?(Per Atty- YES-PAY)

3. Trustee Objection:
-need Amend Sch A for Beckys Landing property & D for Mtg.
- Disposable income per Schedules I and J verify higher at $1,291(reduced expense total by $407)
- Pension loan expires in 42 months or 2/2024 and additional $212.93 will be available.
----------------------
-need current market analysis For RE at 3 Becky's Landing.(Provided- No equity)
-documentation on Beckys Landing(property was not refinanced or deeded to ex spouse& is Jtly owned by debtor & ex spouse.
(Deed provided - still in Jt names)
- need mtg statement- Or POC when filed for balance owed.(Provided)
-Schedules fail to account for tax refund of $794.00 for dispos income(Added In)
-need copy of the deed(Provided)
-need proof of homeowner's insurance renewal declaration(Provided)
-need bank statements for Abco FCU for 60 days prior to filing( Letter provided- Acct closed
-need copies of bank statements for PNC Bank for period 6/16 through 7/17/20(Provided).
- need copy of net bonus check (only bonus received in 2020 was in March - review what
we have) (Cert from Debtor 1 bonus for 2020 in March16,507.no bonus in 2019
- Transferred rights to Mekakei-Sew Creative LLC on 10/11/18 pursuant to Divorce
Judgement - need Certification.(Provided)
-must file pre conf cert.- Filed.
-Excessive expenses $407 for 2016 taxes- IRS FILED POC; (deducted 407 from exp total).
-122c has excess expenses- will use I & J and proofs and reach compromise.


Plan (#18):624 X 60 BEG 8/20; BASE
2/2 payments
last claim:3-1 bar date:10/5/20
Matter ResolvedRequest
Adjourment
19710/6/2020 10:00 am20-18954 / MBKBrian Gregory HannonConfirmation Hearing ScheduledContinued
12/1/2020 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $0  

MP to be filed by 10/16 - ADJ to 12/1/20
AS OF 9/21/2020 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - for residence. (RECEIVED)
- Need updated car insurance. (RECEIVED)
- Need a statement for the whole life insurance policy. (RECEIVED)
* Need a statement for the Etrade account and Chase accounts 2342 and 0571. (RECEIVED E-TRADE BUT ONLY THROUGH 3/31/2020. NEED THROUGH 6/30/2020. DID NOT RECEIVE CHASE ACCOUNT STATEMENTS)
- A copy of the HUD-1 statement for sale of Beachwood property in June, 2019 (RECEIVED - NO PROCEEDS TO DEBTOR)
- A Modified Plan that increases trustee payment when pension loans are paid off.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
* Verified income leaves monthly disposable income of $574.20.
* The Schedules fail to account for the debtor(s) tax refund in the amount of $1,145 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
* as of now ,there is approximate non exempt equity in Bank accounts & ETrade acct of $13,978. Additional statements have been requested. (WAITING FOR STATEMENTS)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- Use Trustee standard order of distribution. (LANGUAGE ADDED)
Matter ResolvedRequest
Adjourment
19810/6/2020 10:00 am20-19050 / MBKBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $400.00
As of 10/5/20 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in M&C FCU $509.25 - ATTY OK TO PAY TO GUCS
- Must resolve creditor objection.
- Must file Pre-confirmation certificate. FILED 9/25/20

2. US Bank (POWERS) obj to arrears not paid and speculative loan mod. Obj must be resolved.

Prop Plan $100 x 60 Base and Loan mod on Wilson Blvd by 12/31/20
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
19910/6/2020 10:00 am20-19062 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $186.00  Total Paid In: $2,181.00
updated 9/30/2020 (JMA)

ok to confirm at $997.25 paid to date, $685x58 begin 10/1/2020 which includes minimum $9,019 dividend to general unsecured creditors

EDC sent email to Candyce re: equity on 10/1
issues as of 9/29/2020

1) Trustee objection to confirmation - need to resolve
-non exempt equity in real property $1,108.08 Garfield Avenue THERE IS ALSO NON EXEMPT EQUITY IN TIOGA STREET PROPERTY IN THE AMOUNT OF $7,910.92 - SUPPLEMENTAL OBJECTION TO BE FILED
-debtor has failed to provide proof of service with respect to plan motions - FILED
2) To confirm the plan need $997.25 paid to date, $685x58 begin 10/1/2020 which includes minimum $9,019 dividend to general unsecured creditors

proposed plan $498.63x60 base plan
paid in $997.25
last claim 9
Matter ResolvedRequest
Adjourment
20010/6/2020 10:00 am20-19135 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $748.00
As of 9/18/20(mk) - Atty ok with terms.sf

**REC CONFIRM $187 X 60 ,BEGIN 8/1/20; BASE: Creditor Ally Capital Claim # 3-1 shall be treated per plan as current and outside and will not receive distribution on the secured and unsecured portions of the proof of claim. Must file pre conf cert w/in 10 days.**



1. Trustee objection:
-Income verifies lower at negative $455.08. (current)
need breakdown of how income was calculated.
-need domestic support obligation form
-File pre-confirmation certification.


Plan:$187 X 60; $0
2/2 payments
last claim:4-1, bar date:10/9/20
Matter ResolvedRequest
Adjourment
20110/6/2020 10:00 am20-19152 / MBKBrian F. O'Malley Confirmation Hearing ScheduledContinued
12/9/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $398.00  
341 scheduled for 10/29/20 and debtor is 2 of 3 payments
Matter ResolvedRequest
Adjourment
20210/6/2020 10:00 am20-19200 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $95.00  Total Paid In: $4,544.00
Matter ResolvedRequest
Adjourment
20310/6/2020 10:00 am20-19233 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $370.00  Total Paid In: $358.00
Adj to 10/20 for proof of payment (dm)
AS OF 9/21/2020 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - for both Wall properties. (RECEIVED 10/1/20)
- Need Will for Barbara Albanese (NO WILL) or administration papers to determine value of the estate. (NOT RECEIVED)
- Need bank statements for accounts ending in 1019 and 3738 per direct deposits. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $14,916.59 in non exempt equity in the Squirrel Road property. (LANGUAGE ADDED)
- Need to resolve estimated claim filed by the IRS (NO LONGER ESTIMATED)

Plan proposes: $358 x 60, sale of Squirrel Road within 6 months of confirmation, not less than $882.44 to guc's
Payments 0/1, arrears $358
Matter ResolvedRequest
Adjourment
20410/6/2020 10:00 am20-19253 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $873.00  
Received a copy of a cashier's check for $1,746 to be mailed out (dm).

As of 9/23/20 (DS): 1. Debtor in arrears $873, no payments made.

2. Trustee obj to the following:
- If not confirmed will need copy of homeowner (RECEIVED 10/5/20) and auto insurance they both expired 9/1/20 and 9/11/20.
- Must file Pre-confirmation certificate.
- Must resolve creditor objection.

3. Affinity FCU (PETER LISKA LLC) obj arrears more, POC filed arrears $17,684.62. Also bifurcated claim filed and must be resolved. Secured $120,000, unsecured $36,995.40 and arrears $17,684.62.

Prop Plan $873 x 60 $0
Matter ResolvedRequest
Adjourment
20510/6/2020 10:00 am20-19326 / MBKRichard F. Fried, Esq.Confirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/24/2020 (JMA)

1) Trustee objection to confirmation -need to resolve
-need to provide auto insurance renewal, policy provided expired 9/11/2020 RESOLVED, PROVIDED
-need a modified plan that amends Part 8a to vesting upon confirmation NEED TO ADD A NOTE TO THE CONFIRMING
-not paying all disposable income into plan - income verified higher than scheduled leaving disposable net income at $423.43
-Form 122c Line 45 has monthly disposable income of $1,759.73 which requires minimum $105,583.80 dividend to general unsecured creditors
-the plan provides for payment on unsecured claims less than that which would be distributes upon liquidation under Chapter 7 - non exempt equity in checking and savings account in the amount of $919.47
2) Need to file Pre Confirmation Certification with Court
3) Attorney Disclosure selects the flat fee option with the balance to be paid through the plan, however, it fails to disclose how much was charged, paid and the balance due

proposed plan $100x60 base plan
paid in $200.01
last claim 15
Matter ResolvedRequest
Adjourment
20610/6/2020 10:00 am20-19345 / MBKBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,744.00
AS of 9/25/20(mk):atty request adj to after bar date

-341 just held 9/24/20.

1. Trustee Objection:
-need CMA for correct prop address. CMA provided is for 476 Raritan, not
475.Apparently there are adjoining lots but insurance and mtg have 475 Raritan
Internet- zillow & NJ parcels (showing debtor's ownership)list it as 476 Raritan
- need proof of spouse 's VA Partial Disability income- will provide bk acct deposit.
-As of now, there is non-exempt equity on real property $52,082 - Pending receipt of CMA.
-Atty disclosure (bal 1,500)and plan(1,560) for balance of fees do not match. Need to
correct whichever is wrong.
-Must file pre conf cert.
-Schedules fail to account for tax refund $1534.91(Added in)
-need updated home insurance(Provided).


Plan:620 x 60 ;Base
1/1 payments
last claim:3-1,bar date:10/15/20
Matter ResolvedRequest
Adjourment
010/6/2020 11:00 am20-18595 / CMGRONALD E NORMAN, ESQOrder Show CauseVacated
**CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
010/6/2020 11:00 am20-20095 / CMGPRO SEOrder Show CauseMoot - Dismissed
**CMG***

FILING FEES
Matter ResolvedRequest
Adjourment
20710/6/2020 1:00 pm12-38448 / MBKWilliam H. Oliver, Jr., Esq.AP Notice of Hearing - (Generic)Order Previously Submitted
STATUS CONFERENCE
Matter ResolvedRequest
Adjourment
20910/6/2020 1:00 pm16-29492 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $66,862.00
Matter ResolvedRequest
Adjourment
21010/6/2020 1:00 pm16-33367 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $52,186.00
Matter ResolvedRequest
Adjourment
21110/6/2020 1:00 pm17-31259 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $14,444.00
Matter ResolvedRequest
Adjourment
21210/6/2020 1:00 pm18-26957 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $16,736.00
Matter ResolvedRequest
Adjourment
21310/6/2020 1:00 pm19-30893 / MBKJustin M. Gillman, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
21410/6/2020 1:00 pm20-18091 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $1,000.00
Matter ResolvedRequest
Adjourment
21510/6/2020 1:00 pm20-18523 / MBKEdward Hanratty, Esq.Motion CompensationGranted
no opposition EDC
Matter ResolvedRequest
Adjourment
21610/6/2020 1:00 pm20-18527 / MBKEdward Hanratty, Esq.Order Show CauseWithdrawnTotal Paid In: $674.00
FILING FEES
Matter ResolvedRequest
Adjourment
21710/6/2020 2:00 pm20-20223 / MBKEric ClaymanOrder Show CauseWithdrawn
MISSIG DOCS
Matter ResolvedRequest
Adjourment
21910/6/2020 2:00 pm20-20294 / MBKSTEPHEN M GOLDBERG, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
21810/6/2020 2:00 pm20-20294 / MBKSTEPHEN M GOLDBERG, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
22010/6/2020 2:00 pm20-20320 / MBKROBERT BRAVERMANOrder Show CauseWithdrawn
FLING FEES
Matter ResolvedRequest
Adjourment
22110/6/2020 2:00 pm20-20323 / MBKSTEVEN J ABELSON, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
22210/6/2020 2:00 pm20-20370 / MBKYAKOV RUDIKHOrder Show CauseWithdrawnTotal Paid In: $500.00
MISSING DOCS
Matter ResolvedRequest
Adjourment
22310/6/2020 2:00 pm20-20373 / MBKYAKOV RUDIKHOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
22410/6/2020 2:00 pm20-20390 / MBKGeorge E Veitengruber IIIOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
010/6/2020 2:15 pm19-30267 / MBKANDREW SKLARAP Hearing Rescheduled (Document)Converted to 7 / 11
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes