Judge Michael B. Kaplan
Hearing Date: 10/6/2020
Hearing Count: 225
Last Updated: 09-24-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am14-33703 / MBKLAURENCE R SHELLER, ESQMotion Reopen Ch. 13 Case (fee)3rd Party MatterTotal Paid In: $23,265.00
AMT: This is a dismissed case/$15,079.88 deposited with Clerk of the Court for FWDSL. This should be a mtn for unclaimed funds<<<>>>


MTN TO REOPEN TO ALLOW LATE CLM OF FWDSL
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-18399 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $70,421.00
9/23/20 - Trustee accepted debtor's payoff proposal as long as funds post prior to Hearing Date (dm)
9/16 AMT: Payoff ltr provided<<<>>>

FEASIBILITY DUE TO APPX $9,000 POST PET MTG ARREARS ADDED TO PLAN;
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-19095 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $10,975.00
ADJ to 10/28/20 Peremptory
9/16 AMT: Per atty, debtors borrowing funds to complete the plan<<<>>>


Debtor obj<>FEASIBILITY DUE TO POST PETITION ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-19656 / MBKBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $59,070.00
FAILED TO PAY PLAN BALACE
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-22641 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $45,009.00
FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-22778 / MBKPETER E ZIMNIS, ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $90,262.00
Debtor obj, only owe 3rd qtr tx<>FNA JERSEY LIEN SVS (Velasquez)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-24381 / MBKANDREW B FINBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $12,977.00
Debtor obj, made pymt<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-24413 / MBKPHILLIP L LUCAS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $161,602.00
FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-26337 / MBKS DANIEL HUTCHISON ESQMotion to Cancel and DischargeNo Opposition Filed
MTN TO CANCEL/DISCHARGE A LOCK & KEY (DC 848-00/VJ 1712-00)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am15-30927 / MBKSTEVEN J ABELSON, ESQMotion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN TO REOPEN TO FILE MISSING DOC (FINC MGMENT CERT, CERT IN SUPPORT)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am16-11015 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $16,200.00
Debtor obj, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
510/6/2020 9:00 am16-15612 / MBKWilliam H. Oliver, Jr., Esq.Motion CompelNeeds Resolution of Issues : ObjectionsTotal Paid In: $23,052.00
Wells Fargo obj (Shapiro)<>MTN TO COMPEL MTG TO ENDORSE INS LOSS DAMAGE CHCK TO DEBTOR
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am16-17843 / MBKWilliam H. Oliver, Jr., Esq.Supplemental DisclosureNeeds Resolution of Issues : ObjectionsTotal Paid In: $34,048.00
Trustee obj<> SUPPLEMENTAL DISCLOSURE
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am16-21981 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $17,834.00
Debtor obj, sent ins policy to mtg co and is paying ppty tx<>NATIONSTAR (Robertson Anschutz)
Matter ResolvedRequest
Adjourment
710/6/2020 9:00 am16-25993 / MBKSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $77,084.00
Debtor obj<>SPECIALIZED LOAN SERVICING (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
410/6/2020 9:00 am16-26297 / MBKMARK GOLDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $52,291.00
AMT; MP 10/6 *** RECOMMEND DENIED***<<<>>>

AR NEED TO ADDRESS PER PLAN AND NOTICE OF RESERVE
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am16-26939 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $21,214.00
9/24 AMT: Arrears cured; will complete timely<<<>>>
ARREARS
Matter ResolvedRequest
Adjourment
1410/6/2020 9:00 am16-32967 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $73,948.00
PER JUDGE NEEDS FILE COVID CERT, I & J, 2019 TAX RETURNS AND MAKE PAYMENTS AND WILL SEE IF CONF ON 10/6

AR WAITING FOR PYMT
9/8/20 - Adj Request Denied-- no payment since Feb
AMT; MP 10/6<<<>>>filed 9/2
8/30/20 - Adj Request Denied--
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am17-13153 / MBKSanto Bonanno Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $18,850.00
NATIONASTAR MTG (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am17-15246 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : ObjectionsTotal Paid In: $37,174.00
Trustee Obj
Matter ResolvedRequest
Adjourment
1510/6/2020 9:00 am17-21126 / MBKPETER J BROEGE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $37,300.00
AMT: MP 10/6<<<>>>

Adj Request denied - no payments since March
Debtor obj<>ARREARS/FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
1010/6/2020 9:00 am17-22180 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $23,720.00
AMT: MP 10/6<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY 12/31/19
Matter ResolvedRequest
Adjourment
1810/6/2020 9:00 am17-23520 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $22,354.00
Debtor obj, current per 2010 lm Agreement<>BAYVIEW LOAN (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am17-26299 / MBKMICHELLE LABAYENAP Motion Motion (Generic) - Only use if no other event is applicableJudge to Reserve DecisionTotal Paid In: $20,900.00
AP 20-1416 GAMIDOVA MTN TO BE EXCUSED FROM MEDIATION
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am17-27028 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $55,852.00
9/11 AMT; PIF/PENDING CLOSING<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am17-30377 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $15,050.00
AMT; MP 10/6<<<>>>

Debtor obj<>ARREARS; FAILED TO SELL GOLFVIEW DRIVE PPTY BY 7/31/20; FAILED TO ADDRESS NEPTUNE TWP 'PER PLAN' CLM
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am17-32532 / MBKROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $15,300.00
***AS OF 9/24/20 DEBTOR IS CURRENT***
Debtor obj, will get current<> ARREARS
Matter ResolvedRequest
Adjourment
2710/6/2020 9:00 am17-34456 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $27,681.00
will send $1800 EDC

AMT: MP 10/6<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY 7/4/18, EXTENDED LOSS MIT EXPIRED 1/4/20; ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am17-35507 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $13,538.00
Debtor obj, made pymt & request recap<>ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-12056 / MBKLINWOOD A JONESMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $12,525.00
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-12566 / MBKAndrew Thomas Archer Creditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $39,161.00
Debtor obj, pd Aug, will pay Sept<>NATIONSTAR (RAS)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-15154 / MBKMichael Douglas PowerMotion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $35,295.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
3610/6/2020 9:00 am18-15846 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,322.00
AMT: MP 10/6***NEEDS RESOLUTION***<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-17963 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $23,561.00
NATIONSTAR MTG/CHAMPION (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
2710/6/2020 9:00 am18-22198 / MBKKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $39,542.00
AMT: MP 10/6 <><>>>

AR, needs to sign up for eWage by 8/4

Debtor obj<
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-23235 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,154.00
ALLY CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-23699 / MBKCarol L Knowlton, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $18,700.00
AMT: MP 10/6<<<>
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-23808 / MBKHERBERT B RAYMOND ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $12,807.00
ARREARS
Matter ResolvedRequest
Adjourment
3710/6/2020 9:00 am18-25736 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayNeeds Resolution of Issues : ObjectionsTotal Paid In: $16,103.00
Debtor obj<>SPECIALZIED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
3410/6/2020 9:00 am18-26957 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $16,736.00
Atty to send out 2004 - Adj to 10/6
need cert ( due to be filed by 8-4 ) regarding transfers and what happened to property EDC

Debtor obj<>FAILED TO SELL VAN BUREN PPTY BY 12/31/19
Matter ResolvedRequest
Adjourment
2210/6/2020 9:00 am18-27097 / MBKDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $9,480.00
AMT: MP 10/6<<<>>>


Debtor obj, filing MP<>FAILED TO LM BY 2/24/20
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-27875 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $8,971.00
TL Six LLC (Comengno)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-30189 / MBKChristopher S. Martone Motion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE MTG/FIRST NATL BANK
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-31015 / MBKSTEVEN D PERTUZ, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $9,012.00
TRUSTEE'S MTN TO EXPUNGE SPECIALIZED LOAN CLM 14-1
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-31407 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,787.00
***OTBS on debtor motion***
Debtor obj
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-31407 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $4,787.00
***OTBS - $299 x 37 starting 10/1/20***
MTN TO SUSPEND TRUSTEE PAYMENTS FOR FOUR (4) MONTHS
Matter ResolvedRequest
Adjourment
3310/6/2020 9:00 am18-34872 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $31,668.00
AMT: MP scheduled for 10/6

To file new MP by 9/1 or D
AMT: MP 8/26 ***WITHDRAWN***<<<>>>

Debtor obj, filing MP<> ARREARS $15,985, last payment Feb. Mod plan filed 2 days ago
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am18-35222 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $20,012.00
FEASIBILITY; US BANK APOC #48-4 ADDED APPX $14,630 FOR TAXES DISBURSED ON 2/1/20; ATTY FEE HIGHER THAN ESTIMATED AT CONF
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-10414 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,002.00
FAILED TO SELL SUNSET AVE PPTY BY 831/19 OR 5/2020 AS EXTENDED BY ORDER DOC#38; FAILED TO SUBMIT 2018 TAX RETURN BY TRUSTEE BY 10/31/19; NEEDS TO RESOLVE LOANCARE LATE CLM #9-1
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-10729 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $2,675.00
Debtor obj, filing MP<>FAILED TO COMPLY W 1/23/20 LM ORDER TRO FILE AMD J AND MP W/I 30 DAYS//
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-11167 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $12,832.00
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-11498 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $13,776.00
Debtor obj<>U.S. BANK TRUST (PHELAN)

8/28/20:CREDITOR ADJ. REQUEST UPLOADED
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-12182 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $28,490.00
FAILED TO COMPLY WITH 4/6/20 AP CONS ORDER DOC #13 FOR NR DEED TO FILE POC W/I 30 DAYS
Matter ResolvedRequest
Adjourment
5310/6/2020 9:00 am19-12879 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $25,349.00
AMT: Arrears cured/owes Sept, will complete timely<<<>>>


Debtor, will pay w/401K funds<>ARREARS
Matter ResolvedRequest
Adjourment
4110/6/2020 9:00 am19-12882 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $79,300.00
adjournment denied-arrears

Debtor obj<>SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-13404 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $13,700.00
Debtor obj, will be current<>TOWNE MTG (Phelan)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-13719 / MBKJOSEPH I WINDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $17,874.00
9/23 AMT: $17,874 PTD (18); $4125 (SEPT); $1375 X 41 BEG 10/1/20 (atty OK)<>ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-14294 / MBKWilliam H. Oliver, Jr., Esq.Objection to Amended DisclosureNo Opposition FiledTotal Paid In: $9,953.00
TRUSTEE OBJ TO AMD DISCLOSURE, DOC #82
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-14630 / MBKSTEVEN J ABELSON, ESQMotion Reinstate StayNo Opposition FiledTotal Paid In: $40,893.00
MTN TO REINSTATE STAY/CARRINGTON MTG
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-14669 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $82,079.00
ARREARS; OUTSTANDING AUDIT INQUIRIES
Matter ResolvedRequest
Adjourment
6010/6/2020 9:00 am19-14958 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $6,800.00
AMT: P 10/28<<<>>>


***Per AR, adj to 10/6/20 for payment and a feasible plan**


Debtor obj, filing MP (covid)<>ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-16497 / MBKELLEN M McDOWELL, ESQMotion SellNeeds Resolution of Issues : ObjectionsTotal Paid In: $5,650.00
AMENDED ORDER SUBMITTED TO CHAMBERS 9/3/20
Trustee objects to paragraph #6 of the standard order being stricken

23 SOUTH MAIN ST UNIT #2
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-16497 / MBKELLEN M McDOWELL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $5,650.00
AMT: MP 10/6<<<>>>

Debtor obj, filing MP<> FAILED TO SELL TUCKERTON RD PPTY BY 4/1/20; SV/CASCADE FUNDING
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-16517 / MBKScott J. Goldstein Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,060.00
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-16694 / MBKGary D. HoffmanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,056.00
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-18357 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,093.00
ARREARS; SV/BANK OF AMERICA
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-20111 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $9,244.00
PHH (ras)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-20657 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $6,000.00
ARREARS
Matter ResolvedRequest
Adjourment
7010/6/2020 9:00 am19-21582 / MBKRobert Manchel, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,590.00
PENNYMAC LOAN (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
4710/6/2020 9:00 am19-21688 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $7,288.00
Debtor obj<>ALLY FINC (MORTON)
Matter ResolvedRequest
Adjourment
7310/6/2020 9:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $14,692.00
AMT: MP 10/6<<<>>>

file MP by 9/9 ane we can adjourn to MP date EDC

AMT: MP 8/26*** NEEDS RESOLUTION***<<<>>>
Debtor obj, filing MP<>FAILED TO SELL FITZPATRICK RUNPPTY BY 2/20/20; FAILED TO COMPLY WITH 12/27/19 LM ORDER TO FILE MP AND AMD I/J; FAILED TO ADDRESS NJ DIV TAX EST CLM #7-1 BY 10/19/19
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-22138 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $8,095.00
Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-22275 / MBKYAKOV RUDIKHOrder Shorten TimeNeeds Resolution of Issues : ObjectionsTotal Paid In: $4,571.00
MTN TO SELL 41 ARDEN ST (OST)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-22492 / MBKSTEPHEN M GOLDBERG, ESQMotion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $4,440.00
AMT: ppsd order does not authorize Trustee to pay in plan (mp pending 10/6)<<<>>>

MTN TO ALLOW LATE CLM #6/REGENCYVILLAGE
Matter ResolvedRequest
Adjourment
7610/6/2020 9:00 am19-22492 / MBKSTEPHEN M GOLDBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $4,440.00
AMT: MP 10/6<<<>>>

Debtor obj, filed MP<>FAILED TO ADDRESS REGENCY VILLAGE PER PLAN CLAIM BY FILING AN ORDER SETTING AMT TO BE PD WITHIN 30 DAYS OF 1/8/20 CONF
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-23515 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-23667 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $12,632.00
ARREARS
Matter ResolvedRequest
Adjourment
7210/6/2020 9:00 am19-23755 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $2,780.00
$1400 by Oct 2nd or D EDC

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
6310/6/2020 9:00 am19-25021 / MBKBRUCE C TRUESDALE ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $1,660.00
CARRINGTON MTG ( Hill Wallack) AR TR ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-25143 / MBKSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,381.00
FAILED TO LM BY 5/1/20; ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-25956 / MBKCAMILLE J KASSARMotion Requesting RedactionNo Opposition FiledTotal Paid In: $2,597.00
BANK OF NY MELLON MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-27123 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $12,440.00
PENNYMAC LOAN (POWERS)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-27163 / MBKSTEPHANIE RITIGSTEINMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party MatterTotal Paid In: $1,890.00
Matter ResolvedRequest
Adjourment
8010/6/2020 9:00 am19-27530 / MBKJoan Sirkis Warren Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $3,000.00
AMT: MP 10/6<<<>>>

Debtor obj<>FAILED TO LM BY 4/1/20
Matter ResolvedRequest
Adjourment
7910/6/2020 9:00 am19-27530 / MBKJoan Sirkis Warren Motion Relief from Co-Debtor StayNeeds Resolution of Issues : ObjectionsTotal Paid In: $3,000.00
Debtor obj<>SPECIALIZED LOAN/DEUTSCHE BANK (KML)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-27552 / MBKANDREW CARROLL, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,000.00
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-28636 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $1,881.00
US BANK (Phelan)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-29433 / MBKRUSSELL L LOW, ESQMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $252,500.00
MERCEDES-BENZ (MORTON)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-29473 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,300.00
FAILED TO SELL PEMBERTON LA PPTY Y 6/17/20
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-29589 / MBKKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $5,154.00
ARREARS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-30412 / MBKDAVID A SEMANCHIK ESQMotion Reinstate StayNo Opposition FiledTotal Paid In: $3,022.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-32490 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Moot - Dismissed
COMMONS AT PISCATAWAY CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-32992 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $6,044.00
RENAISSANCE WALK CONDO (McGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am19-33208 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterTotal Paid In: $8,225.00
AMT: AOC #1- FILED 9/1 FOR PRIORITYCLM OF $8318>>>>>>


MTN TO REDUCE IRS CLM #1 TO $8968 PRIORITY
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-10160 / MBKDaniel Straffi, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-10378 / MBKAndrew Thomas Archer Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT/ BAYVIEW LOAN
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-11375 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
Trustee Obj
Matter ResolvedRequest
Adjourment
9110/6/2020 9:00 am20-11675 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $9,168.00
Debtor obj<>BANK OF AMERICA (SHAPIRO)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-11850 / MBKKarina Pia Lucid Motion Dismiss CaseNo Opposition Filed
MILLINGTON BANK MTN TO DISMISS (Rubin, Ehrlich)
Matter ResolvedRequest
Adjourment
9210/6/2020 9:00 am20-11907 / MBKMarc C. Capone, Esq.Application to Terminate Loss MitigationNeeds Resolution of Issues : ObjectionsTotal Paid In: $8,100.00
Debtor obj<> APPLICATION FOR EARLY TERMINATION OF LOSS MIT (Hill Wallack)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-12186 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $6,000.00
M & T BANK (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-12968 / MBKKirsten B. Ennis Creditor Certification of DefaultNeeds Resolution of Issues : Objections
Debtor obj, will cure<> CARRINGTON (Stern & L)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-13906 / MBKDONALD C GOINS, ESQMotion Relief from Co-Debtor StayNeeds Resolution of Issues : Objections
Debtor obj, making 2 pymts<>NATIONSTAR (Ras)
Matter ResolvedRequest
Adjourment
9610/6/2020 9:00 am20-13990 / MBKJustin M. Gillman, Esq.Objection to Claim of ExemptionsNo Opposition Filed
TRUSTEE'S OBJ TO CLAIM OF EXEMPTIONS
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-15341 / MBKSTEPHANIE RITIGSTEINMotion File Claim After Claims Bar Date3rd Party Matter
9/14 AMT: MOOT? - NY State has filed POC #16-1/Priority clm $5,84.89; GUC $2,049.30<<<>>>

MTN TO ALLOW DEBTOR TO FILE POC ON BEHALF OF NY STATE FOR PRIORITY CLM OF $4,000
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-16596 / MBKJOHN ZIMNIS, ESQMotion Avoid LienNo Opposition FiledTotal Paid In: $4,669.00
MTN TO RECLASSIFY WELLS FARGO/2ND MTG TO UNSECURED (NCF)
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-16945 / MBKRobert Manchel, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : Objections
Debtor response<>NATIONSTAR MTG (RAS)
Matter ResolvedRequest
Adjourment
11410/6/2020 9:00 am20-17221 / MBKROBERT C NISENSON ESQTrustee Objection to Debtor's ExemptionsNo Opposition Filed
Do cert re money EDC

Per 9/11 letter the insurance policy is no longer active. What happened to the money? Obviously don't need an exemption if no life insurance so sch C should be amended EDC

amend sch need to be reviewed (AMT: EXEMPTION MODIFIED TO (d)(8) IN DOC #23)

IMPROPER (d)(11)(C) ON WHOLE LIFE CASH SURR
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-17528 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $4,050.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
10110/6/2020 9:00 am20-17697 / MBKMark K. Smith, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
Review Response Doc #24

Trustee Obj - no docs
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-18627 / MBKSTEPHANIE RITIGSTEINMotion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
AMT: MOOT APOC #3-2 FILED 9/14 FOR $1,713.28 PRIORITY/$,31.31 GUC<<<>>>


MTN TO MODIFY IS POC #3-1 TO $1.713 PRIORITY/$4,332.75 GUC
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-19473 / MBKEdward Hanratty, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Matter ResolvedRequest
Adjourment
010/6/2020 9:00 am20-20554 / MBKKarina Pia Lucid Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TO CONTINUE STAY AS TO SELINA MYERS
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am16-26297 / MBKMARK GOLDMAN, ESQConfirmation Hearing on Modified PlanRecommend Modified Plan be DeniedDebtor has made 45 of 49 required payments   Arrears: $0  
Total Paid In: $52,291.00
As of 9/18/20 (DS): 1. Mod plan is proposing to avoid lien of Bureau of Housing, previously listed in plan to pay. This must be done as a separate motion.

2. Amended Schedule I has rental income of approximately $4,000 to start in 4 months, not sure for which property, Plan is proposing $4,823 x 12 months, but income was $1,588.49.

3. Mortgage on Baldwin is being paid by the fire insurance for the next 9 months starting in Sept, but Schedule II does not provide how much insurance is paying and why is insurance paying fire insurance? Requires proof of payments and explanation.

4. Case was previously confirmed 100% and has been reduced to a base, need 2 months recent proof of income from all employment for Debtor and spouse (amended Sched I has 3 jobs for Debtor) and 2019 tax return.

5. Need proof of rental income, such as leases. Rental income increased on amended Sched I for Ashmore to $1200, when it was previously listed $882. Also plan has that rental income to be $4,000 to start in 4 months.

6. Plan has 11 months to complete case.

MP Prop $46,128 paid, $4,823 x 12 Base - Includes post petition arrears pursuant to Court Order of $37,266.52 and to void lien of Bureau of Housing.
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am16-32967 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 38 of 45 required payments   Arrears: $10,512.00  Total Paid In: $73,948.00
CARES Act Obj
Matter ResolvedRequest
Adjourment
12310/6/2020 10:00 am16-34214 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 33 of 45 required payments   Arrears: $634.00  Total Paid In: $5,605.00
As of 9/21/20 (DS): 1. Motion to file claim after bar date is scheduled 9/23/20 for late claim filed 8/25/20.

8/26/20 (DS): 1. No post-petition arrears claim or consent order to pay post-petition arrears to landlord. Need consent order or amended claim.

MP Prop $414 x 19 $0 - Adding post-petition rental arrears.
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am17-19608 / MBKJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 36 of 40 required payments   Arrears: $0  
Total Paid In: $63,090.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am17-21126 / MBKPETER J BROEGE ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 24 of 40 required payments   Arrears: $9,766.00  Total Paid In: $37,300.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am17-22180 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 32 of 39 required payments   Arrears: $52.00  Total Paid In: $23,720.00
As of 9/21/20 (DS): Need to confirm at $23,026 paid, $720 x 21 begin 10/1/20 0% to gucs

MP Prop $420 x 24 $0 - Surrendering property located at 928 Wright Avenue, Toms River, NJ, removes sale and payment of arrears for mortgage. Also daughter no longer contributing to household.
Matter ResolvedRequest
Adjourment
8510/6/2020 10:00 am17-26594 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 21 of 37 required payments   Arrears: $2,877.00  Total Paid In: $86,256.00
AS OF 9/24/20 (SF)

***Adj to 10/6 Peremptory to resolve tax/insurance issue with Wells Fargo***

sent in COVID cert on 7/17-loss of wife's income EDC (OK). Need to resolve creditor objections still

1. Objection filed by Wells Fargo Bank (Powers Kirn) - the modified plan fails to correctly calculate amounts owed to Wells Fargo (MUST RESOLVE)

2. Updated income verifies at $2914.65 (Avg. $3340.58 x 2.16)


MP proposes $2171 x 34, $2751.05 x 50 Base
Plan has run 37 months and proposes to extend to 84 months
Arrears: $2876.75


RESOLVED ISSUES:
- Motion for Relief by Quailbrook Homeowners Association scheduled for 7/22/20 at 9 (WITHDRAWN)
- Need copy of 2019 Tax Return (RECEIVED)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am17-29765 / MBKJENKINS & CLAYMANConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 29 of 36 required payments   Arrears: $2,836.00  Total Paid In: $44,100.00
9/24 workup for the 10/6 calendar EDC

* trustee objection-need CARES act cert (REC CERT OK)
* CAN CONF AT: $44100 paid then 1000 x 48 beg 10/1/20-100%
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am17-30377 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 29 of 35 required payments   Arrears: $2,202.00  Total Paid In: $15,050.00
9/24 workup for the 10/6 calendar EDC

*Still no claim from Neptune so cannot pay per the plan. No one left to pay. Have enough money to pay the $991 in gucs and close case. They can seek sale outside unless att is filing fee app. Needs to be 100%

If no att fees CAN CONFIRM AT: $15050 paid then $522 x 1 beg. 10/1/20 -100%-trustee will not pay Neptune unless a claim is filed-trustee will not pay Deutsch unless stay reinstated-student loans outside---debtor free to seek sale outside of the plan

--------------
proposes paid then 522 x 28 beg 9/1/20 sale by 2/28/21 0%
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am17-34456 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 33 of 33 required payments   Arrears: $109.00  Total Paid In: $27,681.00
issues as of 9/24/2020

1) On 9/3/2020 two different modified plans were in the same PDF document. While it appears pages 1-10 is the new plan, pages 11-13 are part of an older plan. Page 14 is a signature page with the handwritten date of 9/3/2020. This should be corrected
2) What is the status of the loan modification? Case was confirmed on 4/24/2018 with a loan mod to be completed by 7/14/2018
3) To confirm would need $27,681.15 paid to date, $955x27 begin 10/1/2020 base plan with loan mod by 3/31/2021

proposed $845x27 begin 10/1/2020 0% plan loan mod by 3/31/2021
paid in $27,681.15
extended to 60 month plan with 27 months to go
Matter ResolvedRequest
Adjourment
8610/6/2020 10:00 am18-15846 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 30 of 30 required payments   Arrears: $752.00  Total Paid In: $7,322.00
As of 9/18/20 (DS): 1. DEBTORS ARE IN ARREARS $752. NO PAYMENT WAS MADE IN SEPT.

2. BELOW ISSUES NOT RESOLVED.

Debtor attorney requested adjournment to discuss case with Debtors and how to proceed with case.

9/1/20 (DS): 1. Stay relief granted to mortgage 8/12/20, plan list as outside, attorney fees for mortgage must be paid balance $635.95.

2. Trustee obj to the following:
- Debtors have failed to provide amended Schedules I & J.
- Debtors have failed to provide Proof of Income from unemployment. - PROOF PROVIDED.

MP Prop $6,822 paid, $100 x 37 100% - Debtors have been out of work due to Covid-19. Plan lowers payment and extends term of plan.
Matter ResolvedRequest
Adjourment
10810/6/2020 10:00 am18-22198 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanRecommend Modified Plan be DeniedDebtor has made 19 of 27 required payments   Arrears: $5,116.00  Total Paid In: $39,542.00
AS OF 9/24/20 (SF) BELOW ISSUES STILL APPLY. RECOMMEND MODIFIED PLAN BE DENIED AND CASE DISMISSED ON TRUSTEE'S MOTION.


AS OF 7/28/20 (SF) - Atty would like a two-week adjournment. Debtor made payment last week, waiting for proof. Also, Debtor was to have approx $30K by end of July to become current with post-petition payments and keeps delaying. Per Atty he should have the funds by 8/15. She will not file motion to reinstate stay until he becomes current. (PAYMENT RECEIVED, STAY IS STILL VACATED)

1. The modified plan proposes to extend plan to 84 months. The stay is vacated for Ocwen/Deutsche Bank and the arrears cannot be paid through the plan.

2. Trustee motion to dismiss scheduled for 10/6/20 @ 9

3. The plan proposes to reduce the trustee payment. Need amended I and J and current proof of income.




MP proposes $36,470 PTD, $1365 X 23 Base
Plan has run 25 months and proposes to extend to 84 months
Arrears: $3070 thru Sept based on modified plan

RESOLVED ISSUES:
AR ATTY REQUEST ADJ FOR DEBTOR TO SIGN UP FOR EWAGE - Per AR need TFS ewage set up. (DONE)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am18-23699 / MBKCarol L Knowlton, EsqConfirmation Hearing on Modified PlanIncomplete Docs / Needs Resolution of IssuesDebtor has made 19 of 26 required payments   Arrears: $6,000.00  Total Paid In: $18,700.00
AS OF 9/22/2020 (at):

(Covid Cert received - Doc #31)

1. Plan was confirmed with arrears being paid to Chase of $49,466.98. Why does the modified plan propose to pay only $42,313?

2. Need 2 months of pay stubs. Only one pay stub provided. This is insufficient to determine current income.

3. Need Amended Schedules I and J.

MP proposes: $400 x6 beginning 10/1/2020, $775 x 52 beginning 4/1/2021, 100% to guc's
Arrears: $6,000
(To extend Plan to 7 years as allowed due to COVID-19 financial hardship. In Part 1, revised amount of monthly payments and extended life of Plan)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am18-27097 / MBKDavid L. Stevens Confirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 31 of 25 required payments   Arrears: $0  
Total Paid In: $9,480.00
AS OF 9/24/20 (SF)

1. Objection filed by Wells Fargo Bank (Shapiro & Denardo) - failure to pay arrears and provide for post-petition payments

2. Trustee motion to dismiss scheduled for 10/6 at 9

3. Equity in real property is $62,962 per previous confirmation terms, not $59,190.


MP proposes $9170 PTD, $310 X 48 Refinance BY 8/2021 - Min $59,190 to gucs (extends plan to 60 mos)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am18-34512 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 21 of 21 required payments   Arrears: $1.00  Total Paid In: $3,631.00
AS OF 9/24/20 (SF)

If creditor objection is resolved, ok to confirm at:

RECOMMEND $3630.88 PTD, $133 X 39 (BEGIN 10/1/20) BASE PLAN

1. Trustee objection filed by Wells Fargo Bank (Shapiro & DeNardo) - failure to pay arrears and pay post-petition payments (THE CLAIM WAS FILED WITH ZERO ARREARS)

MP proposes $172.90 x 19, $130 x 41 Base
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am18-34872 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 21 required payments   Arrears: $18,816.00  Total Paid In: $31,668.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-13179 / MBKCarrie J. Boyle, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 12 of 19 required payments   Arrears: $2,025.00  Total Paid In: $7,950.00
ISSUES AS OF 9/21/2020 (DM):

1) CARES Act Cert - Doc #47.

2) Trustee OBJ:
- Need amend Sch I&J (UNRESOLVED).
- Need updated proof of income (UNRESOLVED).


Confirmed Case: $1,000 Ptd, $200 x 1, $675 x 54 start 9/1/19, 100% Plan
Prop. MP: $7,950 Ptd, $446 x 66 start 10/1/20, 100% Plan
PTD = $7,950
Last Claim (1-3) dated 7/22/19
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-15193 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 18 required payments   Arrears: $485.00  Total Paid In: $8,730.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-15614 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 18 of 18 required payments   Arrears: $0  
Total Paid In: $7,200.00
ISSUES AS OF 9/21/2020 (DM):

***Debtor informed that Loan Mod process suspending during forbearance - MP filed solely to extend Loan Mod completion date. If debtor can resolve Wells Fargo objection, TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,800 PTD, THEN $400 x 19 STATING 9/1/20, BASE PLAN, LOAN MOD WITH WELLS FARGO BY 3/31/21, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD, REMAINING TERMS OF CONFIRMATION APPLY***

1) Wells Fargo (SHAPIRO) OBJs - $30,888.52 arrears (UNRESOLVED).


Confirmed Case: $5,600 Ptd, $400 x 22 start 6/1/20, Base Plan
Prop. MP: $400 x 36 start 4/1/19, Base Plan, Loan Mod by 3/31/21
PTD = $6,800
Last Claim (11-1) dated 6/18/19
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-16497 / MBKELLEN M McDOWELL, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 13 of 18 required payments   Arrears: $0  
Total Paid In: $5,650.00
Matter ResolvedRequest
Adjourment
13310/6/2020 10:00 am19-20391 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 11 of 16 required payments   Arrears: $3,076.00  Total Paid In: $8,946.00
9/22/20 (SF) UPDATED


9/21/20(mk): atty email: uploaded proof of sale/proceeds on Chevy. (THE DOCUMENT PROVIDED IS A PAYOFF. DEFELICE PAID OFF THE M&T LOAN. WHAT WAS THE SALE PRICE AND HOW MUCH DID DEBTOR RECEIVE FROM SALE?)

- ReCap the arrears;Lm was approved & says arrears were added to balance due so that eats up any equity as the lien is now higher. (NEED COPY OF LOAN MOD AGREEMENT TO DETERMINE NEW MORTGAGE BALANCE)


1. The modified plan states that debtor sold the 2015 Chevrolet Silverado. Need proof of sale and proceeds (STILL NEED TO KNOW SALE PRICE AND IF THERE WERE ANY PROCEEDS)

2. I and J were amended. Need current proof of income (UPDATED PROOF RECEIVED FOR SPOUSE BUT NOT FOR HUSBAND. INCOME VERIFIES HIGHER AT $1654.22)

3. Debtor has arrears of $3076

4. Trustee motion to dismiss scheduled for 9/23/20

5. Due to amended Schedule C, the non-exempt equity in real estate is now $45,389 (NEED COPY OF LOAN MOD AGREEMENT)

MP proposes $6396 PTD, $1098 X 47 Base
Plan has run 16 months with 45 months remaining
Arrears: $3076

and copy of 2019 Tax Return (2019 TAX RETURN RECEIVED)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-21587 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 15 required payments   Arrears: $589.00  Total Paid In: $6,223.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-21688 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanWithdrawnDebtor has made 14 of 15 required payments   Arrears: $532.00  Total Paid In: $7,288.00
Mod plan w/d 9/21/20.
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-21841 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 11 of 15 required payments   Arrears: $1,900.00  Total Paid In: $5,975.00
AS OF 9/24/20 (SF)

1. Trustee objection:

Covid Cert provided. Need current proof of income for the months of July and August 2020 and amended Schedules I and J.

MP proposes $5775 PTD, $100 X 12, $525 X 45 BASE PLAN
Plan has run 15 months and proposes to extend the plan to 70 months
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-21959 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 15 of 15 required payments   Arrears: $3.00  Total Paid In: $18,731.00
As of 9/22/20(mk):

***CAN REC CONFIRM AT $18,730.50 PTD, THEN $765 X 45, BEGIN 10/1/20;100%***


MP proposes:786 x 46;100% Plan has run15 mos & 45 reamin.
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 15 of 15 required payments   Arrears: $13.00  Total Paid In: $14,692.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-22492 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 14 of 15 required payments   Arrears: $280.00  Total Paid In: $4,440.00
Matter ResolvedRequest
Adjourment
12410/6/2020 10:00 am19-24097 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 14 required payments   Arrears: $6,247.00  Total Paid In: $4,357.00
AS OF 9/9/20 (SF)

If creditor objection is resolved can recommend confirmation with terms below.

RECOMMEND $4357 PTD, $641 X 70 (BEGIN 10/1/20) 100% W/MIN $10,461 TO GUCS


att to email SF re: compromise

AS OF 9/9/20 (SF) updated -

Previous plan was withdrawn. Modified plan filed and we still do not have a Covid Certification to support extension of plan. There is no basis to reduce payment to $200 for 15 months. Disposable income verifies higher. Also, previous plan was confirmed at 100% and there is none-exempt equity of $10,461 in real estate. (CERT AND TAX RETURN JUST RECEIVED)

1. Objection filed by Lakeview Loan Servicing (Frenkel, Lambert) failure to pay arrears of $4451.89 and speculative loan mod. Also fail to provide for post-petition payments

2. Need copy of 2019 Tax Return (RECEIVED)

3. Trustee objection

- The debtor has failed to provide Proof of Income. (Provided and income verifies higher at $733)

- It appears that the debtor is seeking an extension of plan duration under the CARES Act.
However, said Act does not provide an automatic right to extend plan duration past 60 months.
The debtor must establish that he/she is experiencing a "material financial hardship" as a result
of the COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an
extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied
unless the debtor files a COVID-19 Certification in Support of Chapter 13 Plan Modification that
provides sufficient evidence to establish that the debtor has suffered a material financial
hardship as a result of COVID-19.


MP proposes $3757 PTD, $200 X 15, $617 X 58 Loan Mod by 2/20/21
Plan has run 14 months and proposes to extend to 84 months
Arrears: $6247
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-27256 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 10 of 12 required payments   Arrears: $4,485.00  Total Paid In: $21,480.00
AS OF 9/22/2020 (at):

RECOMMEND: $21,480 PAID TO DATE, $1,528 x 73 BEGINNING 9/1/2020, BASE
PAY IRS 1-2 (NIP)

MP proposes: $19,295 paid to date, $1,528 X 73 beginning 9/1/2020
Payments: 10/12 arrears $4,485
(Debtor's expenses have increased because of Covid. Part 1A increases the number of months of the Plan, and decreases the monthly Trustee payment. Adult child moved in because of loss of job as a waiter due to covid)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-27530 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanPending WorkupDebtor has made 12 of 12 required payments   Arrears: $0  
Total Paid In: $3,000.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-28123 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 12 required payments   Arrears: $2,901.00  Total Paid In: $8,253.00
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-28435 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 7 of 12 required payments   Arrears: $0  
Total Paid In: $7,212.00
ISSUES AS OF 9/23/2020 (DM):

1) Trustee OBJ:
- Unemployment income for non-debtor spouse verifies higher ($4,632) than scheduled ($2,410).
- Need updated proof income for debtor.
- Excessive Expenses: $1,600 childcare, $515 Philadelphia house expense, $200 spouse estimated debt load, $350 transportation, $680 tele/cell/cable.


Confirmed Case: $3,600 Ptd, $1,054 x 51 start 7/1/20, 100% Plan
Prop. MP: $5,104 Ptd, $451 x 50 start ???, Base Plan
PTD = $6,158
Last Claim (1-5) dated 5/6/20
Matter ResolvedRequest
Adjourment
14110/6/2020 10:00 am19-29816 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 11 of 11 required payments   Arrears: $0  

ISSUES AS OF 9/23/2020 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $16,984 PTD, THEN $1,544 x 49 STARTING 10/1/20, 100% PLAN WITH A $427,660 PRESERVED THRESHOLD, LOW PLAN BASE FUNDING PENDING LOAN MOD WITH BANK OF NY MELLON BY 11/1/20; ADD TO CONFIRMING ORDER: THE ORDER OF DISTRIBUTION SHALL BE MODIFIED TO PAY ADMINISTRATIVE CLAIMS FIRST, THEN $486.88 TO TIMELY FILED GENERAL UNSECURED CLAIMS, THEN PAYMENT TO THE SECURED ARREARS POC (3-1) OF BANK OF NY MELLON***

 7/28/20 - Sale fell through - MP filed going back to Loan Mod scheduled for 8/26/20 - Adj Peremptory.

 6/15/20: Atty advises that he had to file a MP to sell - found out house was under contract after last Confirmation date. No Motion to Sell yet. Waiting on Title work.

1) Bank of NY Mellon (POWERS) OBJs - $101,939.19 arrears - claim was transferred to New Rez 2/21/20 (CONSENT ORDER ENTERED - LOAN MOD BY 11/1/20).

2) Trustee OBJ:
- Form 122c, Line #45 has $2,600 monthly disposable income which requires $156,000 min div (100% PLAN).
- There is $18,183 non-exempt equity in Kearny Bank & 1st Constitution Bank accts (100% PLAN).
- There is $400,476 non-exempt equity in real estate (100% PLAN).
- Need copy of the homeowner's insurance renewal declaration (RECEIVED).


Prop. Plan $1,544 x 60, 100% Plan, Loan Mod by 11/1/20
PTD 11/11 = $16,984
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-30606 / MBKBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 6 required payments   Arrears: $355.00  
ISSUES AS OF 9/23/2020 (DM):

***Trustee needs proof of certain expenses in amended Sch J filed 8/26/20 - even if expenses are verified, disposable income is still verifying at $1,076 per month before payroll loan ends at the end of November 2020***

 Brian Hofmeister retained - adj to 9/1/20

 6/25/20 - CONFIRMATION ADJOURNMENT REQUEST GRANTED. DEBTOR NEEDS TO RETAIN A NEW ATTORNEY.

1) JP Morgan filed $2,042.06 arrears claim on Heather Dr property (MP PAYS)

2) Trustee Suppl OBJ:
- Excessive Expenses - amended Sch J: $600 transportation (need proof), $750 non-debtor spouse expenses (need proof), and need proof of car payments of $345 and $346.

3) Trustee OBJ:
- Need statement for payroll loan (RECEIVED - ADD BACK $354/MONTH STARTING 12/1/20).
- Need to amend Attorney Disclosure Statement (UNRESOLVED).
- Income verifies higher ($5,744/$1,893) than scheduled ($3,682/$1,595) resulting in $2,768 disposable income.
- Line #45 of Form 122c has $302 disposable income which requires $18,129 min div.
- Need updated CMA - no addresses for comparables (RECEIVED).
- There is non-exempt equity in real estate (MOOT - SEE REPAIRS NEEDED IN UPDATED CMA).
- Need 2019 tax return by 8/15/20 (RECEIVED).


Prop. Plan $355 x 4, $700 x 56, Base Plan
PTD 5/6 = $2,120
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am19-31849 / MBKMARYBETH SCHROEDERConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-10378 / MBKAndrew Thomas Archer Confirmation HearingNeeds Resolution of Issues : ObjectionsDebtor has made 6 of 8 required payments   Arrears: $800.00  
AS OF 9/23/20 - Adj. 4 times Case is 8 mos old.

1. IRS filed estimated estimated priority claim 2-1 (NEED AMENDED CLAIM) STILL NEED 2019 RETURN WHICH SHOULD BE FILED NOW.

2. Motion to Approve Loss Mit scheduled for 10/6 @ 9

3. Trustee objection:
- Proof of 2 month's income - Need updated profit and loss statements.
- A copy of the last filed tax return - Need copy of 2019 Tax Return
- The debtor(s) is not paying all disposable income into the plan for the following reasons: $1607 depreciation expense on profit and loss statement and spouse's income verifies higher at 3470.49
- There is nonexempt equity of 1,957.73 in real estate.
- File pre-confirmation certification.


Plan proposes $400 x 36 Base, Loan mod is 6 months
Payments: 6/8 Arrears: $800
Matter ResolvedRequest
Adjourment
10610/6/2020 10:00 am20-10616 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $1,841.00  
MP at 100% filed 9/22/20 and scheduled for 10/28/20 (dm)
mk: Order resolving Obj w/ Blue Foundry- RE surrender & creditor has Stay Relief

9/18/20(mk): atty filing MP . It was ready to go just never filed. It will surrender the RE. The MFR by Hopewell T'ship on 9/23/20 is unopposed

8/31/20(mk): atty update: debtor made August payment- has not posted yet- Amy sent proof of payment $1,842.40 made. Reason for hold up is Debtor submitted a complete LM package more than 30 days ago to Blue Foundry. Despite follow up emails to Atty for creditor requesting status, no response came until today. The LM was denied. She is preparing a MP to surrender and amended I. Will be filed today.

As of 8/20/20(mk); CASE IS NOW 7 MOS OLD-NEED ANSWERES TO UNRESOLVED ISSUES BELOW SINCE 7/27/20.
NO MP Filed or Motion to Approve LM.

>>7/27/20:Atty requested adj --waiting for LM decision. Will be filing MP & needs 30 days to see if LM accepted.

AS OF 7/17/20(mk):

Note: Claims came in much higher than scheduled & making base instead of 0% resolves TR obj on dispos income.

1. Objection by Blue Foundry Bank(Sherman Wells): Unresolved
- First Mtg.-plan fails to pay full arrears(POC $115,171.73) OK TO PAY ?

2.Trustee Objection:
-need copy of 2019 by 5/31/20.
-need 2 months bank statements from all accounts prior to filing date.
-plan has excessive expenses:122c Line 9b takes homeowner insurance $241.40,
Line 14 takes public trans $217 and Line 43 takes vehicle expenses $1,314 total $1,531,
Line 21 takes Childcare $100, Line 22 additional healthcare $30, Line 31 charitable
contributions $200 (not listed on Schedules I or J).
- There would be disposable income$188.65, which would require minimum dividend $11,319 to gucs.
-Schedule J list excess expenses such as: Homeowner insurance $226.76, Propane $300;(electric/gas/heat has $450, would be total $750) and Auto insurance $550.
-debtor is not paying all disposable income into the plan. Income verifies higher at $10,428.99 than sche
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-10683 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 8 required payments   Arrears: $3,661.00  
ISSUES AS OF 9/23/2020 (DM):

***The current Plan is not feasible (Adv Pro pending to recover property - preference), tax claims are still estimated from 2010 thru 2019, and debtor has failed to prosecute his case (see multitude of Trustee objections below) - RECOMMEND DISMISSAL***

1) MTAG/Alterna Funding (HONIG GREENBERG) objected to motion to vacate dismissal - there is a pending Adv. Pro. due to the completion of the sheriff sale.

2) State of NJ filed $26,239.80 priority claim not treated in plan that includes estimated taxes for 2016, 2018 & 2019 (UNRESOLVED).

3) State of NJ filed a general unsecured claim that includes estimated taxes for 2010 thru 2015 (UNRESOLVED).

4)Trustee OBJ:
- Debtor has insufficient income to fund the plan.
- Debtor has failed to file a feasible plan.
- Need proof of income for debtor when he starts working again.
- Need P&L statements.
- Need Business Forms for Yack & Associates, LLC.
- Need valuation (Balance Sheet) of Yack & Associates, LLC.
- Need business bank account statements for June, July & Aug 2020.
- Need copy of the Deed in Debtor's name or any doc listing Debtor as administrator.
- Tax refund of $1,307 was not prorated and included in disposable income calculation.
- Plan does not specify treatment of State of NJ tax claim.
- There is $116,392 estimated non-exempt equity in real estate - no tax claims filed.
- Must file a fee application within 7 days of confirmation order.
- Need to file Substitution of Attorney - Notice of Appearance not adequate.
- Must file Pre-confirmation certificate.
- Need information on life insurance policy.
- Confirming Order must provide for all non-exempt proceeds for PI & civil rights claims.
- Needs amended schedules to list lawsuits.
- Debtor to provided all information regarding lawsuit with Debtor vs. a person named Hernandez or J. Pinzon - Landlord Tenant case?


Prop. Plan $400 x 1, $500 x 5, $2,080.57 x 44, Base Plan, Refi in 12 months
PTD 6/8 = $3,400
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-10959 / MBKSCOTT D SHERMAN ESQConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 11 of 8 required payments   Arrears: $0  

ISSUES AS OF 9/23/2020 (DM):

***TRUSTEE IS RECOMMENDING CONFIRMATION AT $2,264 PTD, THEN $600 x 28 STARTING 10/1/20, THEN $2,646 x 24 STARTING 2/1/23, BASE PLAN WITH $7,151 MINIMUM DIVIDEND, PLUS ALL NON-EXEMPT PROCEEDS FROM CLAIMS STEMMING FROM SALE OF REAL ESTATE AND ANY 3rd PARTY CLAIMS STEMMING FROM WORKERS COMPENSATION CLAIM, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

 9/11/20 - email sent to atty regarding a work-up issue - Adj to 10/6/20 Peremptory.

 6/24/20 - Adj to 8/12/20 Peremptory to resolve disposable income.

 6/5/20 - PennyMac (FEIN) filed Notice of Mtg Forbearance ending 7/31/20.

1) Fidelity National (Christopher Balala, Esq) OBJs to cram of judgment - MP treats claim as $61,431.53 secured and $10,142.02 unsecured (MR. BALALA, ESQ IS OKAY WITH MP TREATMENT).

2) PennyMac filed $1,391.34 arrears claim (OKAY TO PAY?? - Yes)

3) Order of Distribution departs from Trustee standard.

4) Trustee OBJ:
- Need $600 tier increase when the Mercedes loan is paid off in August 2020 (AMENDED SCH J FILED).
- Tax refund of $15,375 was not fully prorated and included in disposable income calculation (DEBTOR RECEIVED AN ENERGY TAX CREDIT IN 2018 - RECEIVED 2019 TAX RETURN WITHOUT CREDIT).
- Debtor needs to supply proof of child support (RESOLVED, PROVIDED ORDER).
- Debtor needs to provide a certification of service on all plan cramdowns (FILED).
- There is $38,100 equity in real estate (FIRST NATIONAL JUDGMENT & NBT LIEN WERE NOT INCLUDED IN LIQUIDATION ANALYSIS).
- Need an appraisal on the classic cars (TOTAL VALUE $11,300 - AMENDED SCH C FILED - RECALCULATED TO $7,151).
- There is $25,000 in equity in autos, guns and checking account (AMENDED SCH C FILED).


Prop. Plan $200 x 36, $3,087.44 x 24 start 2/1/24, Min Div of $7,521
- non exempt proceeds from workers comp claim
- non-exempt proceeds from claims stemming from sale of real estate
PTD 7/8 = $2,264
Last Claim (5-2)
Matter ResolvedRequest
Adjourment
13010/6/2020 10:00 am20-11240 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 7 of 8 required payments   Arrears: $800.00  
to resolve NJ and get current for 10/6 EDC (DONE)
-2 payments arrears

CAN CONF AT: $4800 paid then $915 x 52 beg 10/1/20-100%-OTBS with US Bank amending amount of the secured claim in 30 days

9/1/workup for the 9/9 calendar

-2 payments arrears
-Old plan withdrawn and filed MP
* Trustee objection:
-Need a copy of the last filed tax return - 2019 return by 8/15/2020(done)
-NJ filed 2019 estimated
-A copy of the homeowner's insurance renewal declaration - - (OK DONE)
7/6/2020
-creditor objection (RAS) seeks payment of $24,925.83 through plan, debtor's plan proposes to
pay $29,439, which includes interest - need to resolve and advise Trustee of the exact
number that is being paid to satisfy mortgage in full through the life of the plan.----(Per att $28,223 is the total amount)

MP 800 x 60 100%
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-11527 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 2 required payments   Arrears: $0  

As of 9/24/20(mk):emailed atty

>> To Resolve excess dipso income issue Trustee will compromise and **REC CONFIRM AT $800 PTD;THEN $825 X 58 ,BEGIN 10/1/20; Student Loans Outside. Debtor to provide proof of income at the end of April of each year after confirmation until plan completion for review of bonus income. Debtor to provided tax returns to the Trustee for the years 2020 - 2025.
TR Standard order of Distribution.**

1. PNC Bank (2016 Jeep)filed POC($8-1) for $456.36 in arrears. Plan has unaffected. ( Per Atty - YES PAY)

2. Trustee Objection:
-Need to see August & Sept stubs.( Provided -Did a YTD net thru 9/11/20. comes out to 1,584.
-Proof of income verifies higher than on sch I includes Bonus/Aip Cash Award 24,884) .
(debtor says the bonus /cash award rec'd in 3/2020 was for 2019- does not believe there will be a 2020 bonus.
>> Will need to add lang. for updated POI 6 mos form confirmation.
even still there are tons of deductions on the paychecks including pet insurance.
-need amended 122c ;122c takes hh of 3, Schedules list debtor as not married & 1 dependent, so should be hh of 2.
-Line 16, 17 and 25 do not agree w/ Schedule I. Line 30 takes additional food/clothing $49.
-line 45 has disposable income $595.68 .(when debtor filed the case as a ch 7 was in process of separation/divorce)
---------------------------------------
-need current market analysis on timeshare.(Provided 21,000) his 1/2 minus what's owed & exemption =$123 in NE equity
-improper use of exemption. Specifically: D(1) on timeshare(AMENDED C FILED 9/21/20 BUT NOW OVER ON (d)(8) by 1600.
-that 1600 time share equity of 123 =1723
exempt excessive expenses: - childcare $300, Transportation $500, Car payment $609 and Disney timeshare $75.(Cert provided- all ok except the $75 for time share)
Has 2 401(k) Loans- St of balances (Provieed. 1 loan more than 60 mos .
other 1 will be pd off 11/2024 - extra 44.30 p/m
- need balance statement for car loan. POC provided - loan over in 25 mos)
Matter ResolvedRequest
Adjourment
10910/6/2020 10:00 am20-11850 / MBKKarina Pia Lucid Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 7 of 7 required payments   Arrears: $0  

nfa
9/24 workup for 10/6 calendar EDC

* objection by Millington Bank to 2nd mortgage cram and motion to dismiss on for 10/6--need to resolve

----------
* Trustee objection:
- Amendments to Schedules : Amend Sch B to list value of Hyundai Sonata and exempt
on Sch C if needed.(OK DONE)
- The current Plan does not specify treatment of Hyundai Capital under the Plan.(OK zero claim-outside)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $5,103.82 equity in the Hyundai Sonata based upon the POC filed by the creditor.(OK has available exemption)

$548.66 X 60 BEG 3/20; BASE
Matter ResolvedRequest
Adjourment
16210/6/2020 10:00 am20-12588 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledRecommend DismissalDebtor has made 7 of 7 required payments   Arrears: $230.00  
9/24 workup for the 10/6 calendar EDC

>>All Issues Still Need To Be Addressed..No Evidence of LM or a REFI<<

-will be 100% per attorney-resolves trustee expense issues
1.Plan has Cap.One as unaffected. Filed arrears POC $4,202-OK TO PAY?
2. IRS ESTIMATED Taxes-Returns Not Filed for 2017,2018 & 2019.PER ATTY ALL RETURNS FILED BUT CLAIMS STILL ESTIMATED SINCE MAY??
3. Objection by Wilmington(McCalla):-plan fails to cure arrears POC $148,749.22.
>>Plan has REFI Or LM by 5/15/20- STATUS??-is TR paying arrears pending?
4. Trustee Objection:
-must resolve IRS ESTIMATED claim .
-need 2019 tax return.

------Below resolved w/100%----------
-proof of debtor's work expense reimbursement.(done)
need proof of 3rd mtg lien on RE. SBA Loan? (NO CLAIM FILED-100%)
-plan has excessive expenses :Auto insurance insures 3 children and no contribution- $585;
-Student loans $2,324 p/m
needs proof. Real estate taxes $791p/m, No mtg. St. uploaded.( Plan is 100%.)
-Income verified Higher ($15,335.67) and is likely higher once proof of work expense
reimbursement listed on sch I)than scheduled ($14,507.60) Plan 100%.
-Add to confirming Order Student loans to be paid outside plan.
-need Proof Of Service for Plan Motions on all creditors for lien strip.(filed)


plan:2230 X 60 BEG 3/20; LM BY 5/15/20 (23 MONMOUTH BLVD); OR REFI:100%
payments:4/6
last claim:6-1, bar date:4/26/20
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-12841 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0  

MP scheduled for 10/6/20
Adj to 9/23/20 to file a MP to correct the cram issues below (dm)

ISSUES AS OF 7/22/2020 (DM):

1) Affinity FCU (Peter Liska, Esq) OBJs - 2017 Nissan Rogue not treated in plan - Consent Order entered to pay $385.37 pre-petition arrears through the plan - Consent Order silent with respect to bifurcated claim (ADD REMAINING SECURED/UNSECURED CLAIM TO BE TREATED OUTSIDE THE PLAN??)

2) MP proposed cram of TD Retail/Raymour Flanigan in Part 4d, however Part 7b is incorrectly populated. Once corrected, the MP will have to served again (UNRESOLVED).

3) Trustee OBJ:
- Need Jan & Feb bank statements for all bank accounts (RECEIVED).
- Plan does not specify treatment of TD Retail/Raymour & Flanigan (SEE ABOVE).
- Must file Pre-confirmation certificate (FILED).


Prop. Plan $485 x 3, $530 x 57, $15,350 min div
PTD 5/5 = $2,515
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-12990 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledRecommend DismissalDebtor has made 7 of 7 required payments   Arrears: $0  

8/7 workup for the 8/18 calendar EDC

*IRS estimated priority for 2016-2018 and estimated unsecured for 2015
-trustee has not received 2019 tax returns still
* Trustee objection:
-- need : copy of deed of transfer of property (DONE)
-- still need valuation at transfer, still need liens at time of transfer--trustee should receive non-exempt value transferred to family--per attorney value was $270,000 with $144,000 liens, this would be over $70,000 in equity---only $49,000 in gucs would need 100%

$120 X 60 BEG 3/20; BASE

Matter ResolvedRequest
Adjourment
12210/6/2020 10:00 am20-13207 / MBKKarina Pia Lucid Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 7 required payments   Arrears: $608.00  
As of 9/21/20(mk): atty ok to terms

***CAN REC. CONFIRM AT $2,400 PTD, Then $1,008 x 53 Begin 10/1/20: Base;
Trustee is authorized to pay Nissan claim #8-1 for arrears of $467.05 through the plan.
Trustee shall pay Renaissance Station Condo Association Inc. claim #3-1 a secured claim in the amount of $19,286.56.
The unsecured portion in the amount of $3,924.19 shall be paid pro rata with other gucs pursuant to the terms of confirmation.
Must file pre conf cert w/in 10 days.***


1.Trustee Objection: aim filed by Nissan for $467.05, needs to be paid or move against claim.(PER ATYY OK TO PAY)
- Must resolve creditor Renaissance objection.
- Must file Pre-confirmation certificate.
-need Updated auto insurance, insurance expires 8/11/20(Provided).
- Must resolve IRS estimated claim.(APOC Filed)

2.Obj. By Renaissance Station Condo Assoc.(Ansell,Grim et al):W/D & Treatment Resolved see below for claim treatment.
(9/14/20:PER ATTY-WILL TREAT THE UNSECURED PART AS PRO RATA WITH OTHER GUCS. NEEDS OTBS RESOLVING THIS)
-not current w/PP payments.
>>ALSO THIS CREDITOR FILED A BIFURCATED CLAIM. SECURED $19,286.56
AND UNSECURED $3,924.19. PLAN PAYS TOTAL $23,201.72 BUT
THIS CANNOT BE SET UP TO PAY THAT AS THEN THE UNSECURED PART (100%)IS TREATED
DIFFERENTLY THAN REST OF GUCS INNPLAN(PRO RATA)

Plan:400 x 6; $1,008 x 54 Base
payments: current at fist tier. next payment 1008 due in Sept
last claim:9-1,bar date:5/6/20 ,
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-13629 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $815.00  
Matter ResolvedRequest
Adjourment
12710/6/2020 10:00 am20-13774 / MBKArnold R. Schlisserman Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 9/9/2020 (DM): Updated 9/14/20

***Need status of annual bonus***

 The debtor should have received his $50,000 annual bonus in March, but it has not been paid into plan to date.

1) IRS filed an estimated priority claim for 2019 - POC amended to $123,795.89 (OKAY TO PAY HIGHER PRIORITY POC??)

2) IRS filed a higher secured claim at $64,342.14 (OKAY TO PAY HIGHER SECURED POC?? - Yes)

3) Plan provides $1,493.71 secured treatment to State of NJ - no POC filed (STRIKE?? - Yes)

4) Trustee OBJ:
- Need proof of $900 monthly from State of NJ (RECEIVED 1099 - CALCULATES HIGHER).
- Need pay stubs - Feb, March & April (UNRESOLVED - UPLOADED NJ 1099 TWICE).
- DSO - need copy of Pendente Lite Order & Property Settlement Agreement (RECEIVED).
- Need DSO info sheet (RECEIVED).
- Need 2019 tax return by 8/15/20 (RECEIVED).
- Excessive Expenses: need proof of $1,500 court ordered payment (RECEIVED MEDIATION AGREEMENT - SUPPORTS EXP).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $5,760.03 x 60, 100% Plan
- plus $50,000 annual bonus (net $34,000)
PTD 5/6 = $28,915.12
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-13904 / MBKWarren Levy, Esq.Confirmation Hearing ScheduledContinued
12/1/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,600.00  
341 scheduled for 10/22/20 - Adj to 12/1/20

AS of 7/31/20(mk):

1. STILL NO 341. all dosc in now and adj request uploaded.
2. Objection by Citizens Bank(McCabe)

Plan:1600 X 36 BEG 4/20; BASE
4/4:last claim:4-1, bar date:5/15/20
Matter ResolvedRequest
Adjourment
14010/6/2020 10:00 am20-13976 / MBKSCOTT E. TANNE, PC.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $300.00  
late adj filed - will not be processed

8/7 workup for the 8/18 calendar EDC

* plan says pay $7541 and $1302 to Wilminton Mortgage and PNC. Is this amount for trustee to pay pending sale? Claims are much higher.
* plan says to pay Bank of America and Colorado Capital in full through the plan but no claims filed-cannot pay unless claims filed
* Objection by Wilmington
* Objection by the IRS (est claim AMENDED but HUGE claims of approximately $250,000. Is plan feasible?)
* Trustee objection:
-statement value of 10 shares Charles Schwab prior to filing date.
-A Modified Plan that list all mortgage arrears on Part 4a and removes from Part 4b
and 4g.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $3,751 when
determining disposable income.
-There appears to be approximately $83,000 in equity in the debtor's home.
- Plan needs to be a base, due to sale.
- Must add to confirming order non-exempt proceeds from sale.
- Must file Pre-confirmation certificate.

$300 x 36 0% and Sale of Tramp Hollow Rd by 10/20
Matter ResolvedRequest
Adjourment
14210/6/2020 10:00 am20-13990 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 6 required payments   Arrears: $0  

Gillman sent in response to exemptions
As of 9/2/20 (DS): 1. BELOW ISSUES NOT ALL RESOLVED, CREDITOR RECENTLY OBJECTED TO MOD PLAN LOAN MOD.

MP scheduled for 9/9/20

case in LM not sale per Gillman

8/12/20 (DS): 1. Trustee obj to the following:
- Debtor has undertaken an improper use of exemption. Over exempts on d(4) on 2011 Jeep on amended Sched C. There is non-exempt equity on 2011 Jeep $4,000.
- Post-pet mortgage payments $6,012.78 being paid to mortgage? Trustee requires proof.
- Fee app required for attorney fees.
- Must resolve creditor objection.

2. JPMorgan Chase obj to loan mod and arrears not paid. Obj must be resolved.

3. Wells Fargo (2nd mtg) filed unsecured claim. Plan list as outside.

4. Exeter Finance filed arrears $5.40. Ok to pay? Mod plan still list as outside.

Prop Plan $500 x 60 Base and Loan mod on Green Meadow Rd by 11/30/20
Note: Proof of Social security and pension income from Debtor and updated homeowner insurance provided. 22c is moot, there is no disposable income after deducting the excess expenses. 2019 Tax return and amended POC filed by IRS. Amended Sched I & J filed
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-14158 / MBKSTEPHANIE RITIGSTEINOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 6 required payments   Arrears: $600.00  
AS OF 9/24/20 (SF)

1. Objection filed by Credit Acceptance Corporation (Morton) - plan proposes to cure arrears and pay in full. Also, plan is not feasible. (RESOLVED VIA ORDER)

2. Improper service to State of NJ. Did not serve NJ Attorney General

3. IRS priority claim 7-3 is estimated (NEED AMENDED CLAIM)
2. State of NJ priority claim 13-1 is estimated (NEED AMENDED CLAIM)

Plan proposes $200 x 6, $4000 x 54 100% plan
Payments: 3/6 Arrears: $600

Matter ResolvedRequest
Adjourment
15810/6/2020 10:00 am20-14234 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

will pay all arrears to LL by 10/6 or case dismissed agreed by all parties EDC

ISSUES AS OF 9/18/2020 (DM):

 9/15/20 - Adj to report to Trustee as to discussion with Landlord.

1) IRS filed $11,806.04 priority claim that includes estimated taxes for 2018 and 2019 (UNRESOLVED).

2) Gerolyn Ebanks (Candyce Smith-Sklar, Esq) landlord OBJs - $12,500 arrears (UNRESOLVED).

3) Trustee Supp OBJ:
- Received pension loan statement - debtor will have $1,265 in additional income starting 10/1/21 resulting in $1,197 disposable income excluding SSI.

4) Trustee OBJ:
- Debtor failed to file a feasible plan.
- Need a copy of pension loan statement (RECEIVED).
- Need to amend Atty Disclosure Statement or Plan to correct fee balance (MP CORRECTS).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $700 x 18, $325 x 18, 0% Plan
PTD 6/6 = $4,200
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-14254 / MBKEUGENE SONGConfirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $4,896.00  
AS OF 9/21/2020 (at):

4th modified plan before confirmation proposes:
Matter ResolvedRequest
Adjourment
14410/6/2020 10:00 am20-14999 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 6 required payments   Arrears: $100.00  
9/9/20(mk) Reviewed all docs submitted 9/8/20 and amended I & J. pLAN PROPOSED ONLY 36 MOS. NEEDS 60.

Case filed in march 2020 and is above median Therefore Trustee **CAN REC CONFIRM AT 150 X 60 BEGIN 4/1/20;BASE***

PER JUDGE CONF OR D ON 10/6 EDC

MK:Today-9/9/20- Last night uploaded some of docs the DSO info sheet& a contruib letter. & 2 august pay stubs. AMENDED I &Jj FILED THIS AM NEEDS TO BE REVIEWED.ABOVE MEDIAN CASE. EMAILED ATTY AGAIN THAT HE MUST APPEAR AND REQUEST ADJ.

9/8/20(mk): atty email today says an add'l pay stub will be uploaded and Amended I - wants an adj.- STILL NEED EXPLANATION OF EMPLOYER/ JOB .
CASE IS 6 MOS OLD.NEEDS TO APPEAR TO EXPLAIN WHY THIS WAS NOT DONE WELL IN ADVANCE OF THE HEARING.

As of 8/27/20(mk):

>>STILL QUESTIONS RE:INCOME. IT APPEARS DEBTOR HAS DIFFERENT JOB THAN THE ONE BEFORE THE 341. NO AMENDED I WAS FILED
AND ONLY 1 PAY STUB FROM THIS NEW/DIFFERENT EMPLOYER WAS PROVIDED. ALL TR ISSUES BELOW STILL NEED RESOLUTION ABOVE THE ---<<

1.Trustee Objection:
-need Updated proof of income and amend Sch I if debtor
does NOT return to his old job by the confirmation date.(ONLY SUBMITTED 1 pay stub for 8/720 for new
employer- Direct Waste- No amended I filed. NEED TO KNOW WHEN HE BEGAN THIS JOB ?
-need Domestic Support Obligation information-(Uploaded 9/8/20)
-plan has excessive expenses:$866.67/month for support (need proof/court order or Certification);
$263/month for car insurance (insurance will be $148/month once Genesis is dropped. Plan surrendered)
-debtor not paying all disposable income into play due too:
Reviewed the 22C, monthly gross income is $8,648. Line 23 (optional phone) requires
documentation and Line 33a (mortgage payment) should be $1,888. Per the 22C, monthly
disposable income is $561 which requires a minimum dividend of $33,600 to general
unsecured creditors. (pending proof of alimony/support of $866.67)
-PLAN NEEDS TO RUNS 60 MOS PER 122C FORM
-6 mos Mtg forbearance- April- Sept 2020.
--------------
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-15133 / MBKDAVID G BESLOW, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 6 required payments   Arrears: $400.00  
As of 9/18/20(mk):

***REC CONFIRM $400 x 60 Begin 4/1/20;Base:Trustee shall pay the arrearage amount of $356.27 to Ally Capital Claim #6-1.No
distributions will be made on the bifurcated secured and unsecured portions of the claim. Student Loans to be paid Outside.
Fee application must be filed w/in 7 days of of confirming order. Distribution is per plan.***


1. Trustee Objection
-need a statement for the debtor's pension loan.(Provided)
-debtor's attorney must file a fee application within 7 days of order of confirmation-Est fees 3500
-need to resolve estimated claim filed by the IRS.(Not estimated- based upon debtor records)
-Order of distrib is per plan.

2.Objection by Wells Fargo(Powers):MP PAYS POC
-fails to pay POS arrears Amt-17,468.16)

3. Ally Capital (2017 Jeep)filed a Bifurcated claim. MP pays Arrears.$356.27.
Will add lang for treatment.

Plan:400 x 60;Base St loans outside.
5/6 payments
last claim:15-1; bar date:6/9/20


Matter ResolvedRequest
Adjourment
17410/6/2020 10:00 am20-15328 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $360.00  
9/21 workup for the 10/6 calendar EDC

Confirm at: ***$1440 paid then 580 x 55 beg 10/1/20-0%-trustee to pay filed claim of Citibank and debtor free to file motion against claim

1. Citibank mortgage (22 Stratford Ave property), not on Schedules A, D, F or creditor matrix, no docs provided, objects to arrears owed only $2,318.08, POC filed, loan mod was granted 8/1/18. Must resolve obj.(not done-will include claim and debtor can file motion if she wants)
2. Debtor in arrears
3. Trustee Supplemental Objection:
- Based upon the objection filed by Citibank, the Debtor must amend his schedules to disclose the Stratford Ave property and provide the Trustee will all documents associated with said property.(DONE)


Prop Plan $360 x 60 0%
Note: Bank statements and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-15451 / MBKWarren Levy, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 5 required payments   Arrears: $1,110.00  
ISSUES AS OF 8/25/2020 (DM):

***Need responses for #1 and #4 below for final work-up***

1) Plan provides $1,298.22 priority treatment to NJ Dept. of Motor Vehicles - no POC filed (STRIKE??)

2) Caliber Loans (PHELAN) OBJs - $37,765.58 arrears (CONSENT ORDER ENTERED).

3) JP Morgan filed $8,448.21 arrears on 2008 Mercedes S550 not treated in plan (MP PAYS).

4) Debtor must amend Sch B & C to add the 2008 Mercedes S550 (AMENDED 8/26, BUT VALUE IS MUCH LESS THAN WHAT IS REFLECTED IN THE FILED POC).

5) US Dept. of HUD filed a secured claim not treated in plan (MP TREATS AS SECURED UNAFFECTED).

6) Trustee OBJ:
- Disposable income per Sch I & J verifies higher at 1,007 (MP PROPOSES INCREASED PAYMENT).
- Need copy of bank statements for all accounts (RECEIVED).
- Need amended Sch I to list spouse income (FILED).
- Need amended Sch B for any missing bank account disclosure (FILED).
- Need to file Pre-Confirmation Cert (FILED).
- Debtors failed to supply Trustee with proof of SSN (RECEIVED).


Prop. Plan $660 x 4, $1,110 x 56, Base Plan
PTD 3/4 = $1,980
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
19510/6/2020 10:00 am20-15711 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $780.00  
7/10/20: 341 now on for 8/20/20. Still no payments. Atty says 2 MO sent in totaling 900. mk: emailed and said can't count $ till it posts. When were they mailed & does he have copies? atty emailed copies 2monoey orders totaling 900.

get current and get 341 sch by 7/14 or D EDC

AS of 6/25/20(mk):

1. NO PAYMENTS.
2. NO 341 Docs uploaded-
Matter ResolvedRequest
Adjourment
19110/6/2020 10:00 am20-16236 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledPending WorkupDebtor has made 9 of 4 required payments   Arrears: $0  

*amended Form 122c filed 9/22/20
*amended Sch I&J filed 8/17/20

MP PLAN TO BE FILED, ADJOURN TO ALLOW FOR PROPER SERVICE
issues as of 6/18/2020


1) Credit of NJ filed secured claim 6 for 2015 Ram Truck 1500 with zero arrears, add note to confirming order creditor to be treated as current and unaffected by plan
2) Trustee objection to confirmation - need to resolve
-debtor not paying all disposable income into plan - verified income leaves monthly disposable net of $2.,166.09
-debtor not paying all disposable income into plan - Form 122c monthly disposable on line 45 $808 which requires minimum $48,480 dividend to guc's
-Form 122c, Line 22 additional health expenses requires supporting documentation for expense
-need to resolve estimated IRS priority claim, taxes for 2019 by 8/15/2020
-need certification explaining higher income due to paid time off February, which increased average income
3) To resolve Trustee objection, Trustee proposes confirmation at $1,500 paid to date, $1,783x59 begin 7/1/2020 minimum $48,480 dividend to general unsecured creditors
-IRS priority claim 2 to be amended to show $9,419 due to IRS for 2019 taxes
-Credit Union of New Jersey claim 6 for 2015 Ram Truck 1500 to be treated a current and unaffected by plan

proposed plan $1,500x60 base plan
paid in $1500
last claim 11
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-16422 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 8/24/20 (DS): Debtor attorney requested adjournment to allow time to resolve IRS claim

As of 8/19/20 (DS): 1. Trustee obj to IRS estimated claim still not resolved, 2015 and 2016 tax return not filed.

As of 7/8/20 (DS): Debtor attorney requested adjournment to allow time to resolve claim.

7/14/20 (DS): 1. Trustee obj to provide copy of 2015 and 2016, IRS filed estimated tax claim. Claim must be resolved.

Prop Plan $199 x 48 Base
Matter ResolvedRequest
Adjourment
12110/6/2020 10:00 am20-16431 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 4 required payments   Arrears: $476.00  
9/21 workup for the 10/6 calendar EDC
nothing resolved since 8/24/2020

1. Objection filed by Nissan Motor (Stewart Legal) - cram amount is too low and interest rate should be 5.25% not 5%. (UNRESOLVED)

2. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Tele/Cell/Cable/Internet $565, Transportation $809 and Car payment $553.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income verifies higher, there is disposable income.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity on personal assets, pending review of docs needed.
-------------------------------
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (OK - OBJECTION FILED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $476 x 48 beginning 6/1/20, $0 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-16625 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 9/23/20/20 (SF)

RECOMMEND $2132 PTD, $534 X 56 (BEGIN 10/1/20) BASE PLAN W/MIN $2223 TO GUCS
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


1. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: - 22c list IRS claim and Hyundai arrears claims are lower. There is disposable income $37.05, which would require minimum dividend $2223 to gucs.
- Proof of income verifies higher. There is disposable income of $708.24.
(If you calculate co-debtor income based on net paid to date through April, her income would be $3052 leaving total disposable income of $361.37. If you average the 4 pay stubs provided and multiply by 2.16 you get $3399.63 leaving total disposable income of $708.24)


Plan proposes $533 x 60 0%
Payments: 4/4

RESOLVED ISSUES:
1. Objection filed by PennyMac Loan Services (Powers Kirn, LLC) - failure to pay arrears $24,100. (No claim filed yet) (WITHDRAWN, LOAN MOD APPROVED)

2. The plan proposes to pay $1550 to Kia Motor Finance. No claim has been filed yet and the bar date expires on 7/27/20. (CLAIM FILED)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-16964 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 4 of 4 required payments   Arrears: $0  

As of 9/24/20 (DS): 1. Trustee obj to the following:
- Need 2019 tax return.
- Proof of income verifies higher, there is disposable income $4,440.92. Plan is paying 100%.

Prop Plan $760 x 48 100%
Note: Bank statements provided.
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-16965 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS of 9/18/20(mk):STILL ISSUES BELOW

1. Ct. notice of docketing error- wrong plan form for #18.No corrected.

2. IRS Estimated claim- No return for 2019.( Still Need Amended POC)

3. Plan has Credit Acceptance as unaffected-Filed POC $30.85- OK TO PAY?

3.Trustee Objection:
-income for debtor and spouse verified higher than scheduled, disposable net income is
$588.49 ( scheduled amount was $159.62) will need higher plan payments. Add in 2019 refund &
income is higher.
--------------------
-need 2019 Tax return by 8/15/20.(Provided)
-debtor/codebtor pension/401k loan statement (Provided)
-atty disclosure balance (2750) & plan balance (2500 ) do not agree. (Mp filed to correct- incorrect form)


Plan:150x 60, base
3/4 payments
last claim:14-1, bar date:8/7/20
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-17021 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 1 of 2 required payments   Arrears: $1,200.00  
issues as of 9/24/2020

1) Trustee objection to confirmation - need to resolve
-not paying all disposable income into plan - income verified higher than scheduled, there is disposable net income of $1,612.59
-the current Plan does not specify treatment of IRS claim for $8,221.37 under the Plan
-must file Pre Confirmation Certification with Court RESOLVED, FILED
-need domestic support form completed RESOLVED, FILED
2) Not current with Trustee plan payments, arrears $1,200
3) If debtor becomes current with plan payments, ok to confirm at $900x60 begin 8/1/2020 base plan

proposed plan $900x60 base plan
paid in $600
arrears $1,200
last claim 10
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-17107 / MBKDONALD C GOINS, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0  

As of 9/23/20 (DS): Recommend confirming at $757 paid, $250 x 1 begin 10/1/20, $2,008 x 55 begin 11/1/20 100% to gucs and Trustee standard order of distribution

1. Trustee obj to the following:
- Income verifies higher, there is disposable income $2,263.09.
- Excessive expenses on Sched J such as: Car payment $780, which ends in month 12. Plan propose to pay tier plan.
- Need to add to confirming order Trustee standard order of distribution.

Prop Plan $250 x 12, $1,030 x 20, $2,200 x 28 Base
Note: Auto insurance provided.
Matter ResolvedRequest
Adjourment
14910/6/2020 10:00 am20-17221 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 3 required payments   Arrears: $0  

AS OF 9/23/2020 (at):

1. Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure arrears of $42,127.58 (Per POC) (UNRESOLVED)

2. Trustee's objection to exemptions:
The debtor has taken an improper $14,000 522(d)(11)(C) exemption on cash surrender value of whole life insurance. (AMENDED C FILED BUT LIMIT IS $13,400 SO THERE IS $600 NON EXEMPT - NEED TO REVIEW STATEMENT ONCE RECEIVED)

3. Trustee's objection:
- The debtor has insufficient income . Debtors have negative income.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - . Need copy of 2019 Tax Return. (RECEIVED - NO REFUND)
- Need copy of whole life insurance policy statement with Surety Life. showing cash surrender value. (RECEIVED A LETTER STATING THE POLICY IS NO LONGER ACTIVE. WHAT WAS THE VALUE AT THE TIME THIS WAS CLOSED? PER SCHEDULE B, THE VALUE WAS $14,000)
- Amendments to Schedules B & C to add 2002 and 2004 Mercury (AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is nonexempt equity of $182,059.83 in real estate.
- File pre-confirmation certification. (FILED)
- must address objection by New Rez. (UNRESOLVED)

Plan proposes: $400 x 60, 100% to guc's
Payments: 4/3, $400 credit
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-17234 / MBKJ. Todd MurphyConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 3 required payments   Arrears: $0  

As of 9/23/20 (DS): 1. Trustee obj that income verifies higher, there is disposable income $2,125.92.

2. IRS filed estimated claim 2017-2019 tax return not filed. Must resolve claim.

3. Must file Pre-confirmation certificate.

Prop Plan $1,375 x 60 Base
Note: Amended Schedule I & J filed to remove pension loan and garnishment.
Matter ResolvedRequest
Adjourment
19010/6/2020 10:00 am20-17330 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0  

AS of 9/21/20(mk):

***REC CONFIRM AT $175 X 48 BEGIN 7/1/20;BASE;TRUSTEE IS NOT AUTHORIZED TO PAY ARREARS CLAIM #6-1 TO NATIONSTAR/MR COOPER.***

1. Objection by Nationstar/Mr Cooper(Shapiro):Resolved.(CO submitted 9/21/20.The Co owner of RE(Eliz Guiterrez) is to
pay mtg arrears $8,961.72 per POC#13 filed in her case #19-11247 & POC #6 filed in this case(20-17330) is
reduced from 10,074.95 to $8,961.72& is a Duplicate POC in this case and TR Not Authorized to pay it in this case.)
-plan fails to cure arrears.
-Plan says arrears will be paid in co debtor case #19-11247

2. Trustee Objection:
need proof of home insurance(Provided).

plan:175 X 48 BEG 7/20; BASE
payments:3/3
last claim:19-1,bar date:8/17/20
Matter ResolvedRequest
Adjourment
21010/6/2020 10:00 am20-17495 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/24/2020

1) 341 has not been held, not rescheduled - debtor's counsel needs to reschedule hearing with office of Trustee
2) ABCO Federal Credit Union (Powers Kirn) objection to confirmation hearing - need to resolve
-filed claim shows arrears in the amount of $55,489.61
-post petition payment set forth in plan is reduced
3) Need to file Pre Confirmation Certification with Court
4) Wells Fargo Bank NA filed secured claim 5 for 2006 Honda Odyssey - claim is not treated in plan, per the claim the loan is current

proposed plan $600x3, $1230x57 100% plan
paid in $1800
last claim 7
Matter ResolvedRequest
Adjourment
21110/6/2020 10:00 am20-17496 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 3 required payments   Arrears: $750.00  
AS OF 9/23/20 (SF)


1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 2/3 ARREARS: $750

***MBK***
NEED INS FOR CAR (received Geico card) AND HOMEOWNERS (received homeowners insurance)
Matter ResolvedRequest
Adjourment
15910/6/2020 10:00 am20-17570 / MBKBRAD J SADEKConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 3 required payments   Arrears: $298.00  
AS OF 9/23/20 (SF)

To confirm and include claims below need: $596 PTD, $352 X 57 (BEGIN 10/1/20) BASE PLAN - MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS.

1. Township of Florence filed secured claim 4-1 for $736.20 which is not in plan (OK TO PAY?)

2. NJ Housing & Mortgage Finance Agency filed secured arrears claim 6-1 for $14,647.42 (OK TO PAY?)

3. Trustee objection:
- Need a copy of the homeowner's insurance renewal declaration - that shows name and address. (STILL NEED)
- Verified income leaves monthly disposable income of $807.89. (NOW VERIFIES AT $717)
- Need to file Pre-Confirmation Certification. (STILL NEED)


Plan proposes $298 x 60 Base
Payments: 2/3 Arrears: $298

RESOLVED ISSUES:
- Need Proof of 2 month's income - for Debtor for July & August , 2020. (RECEIVED)
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-17578 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/24/2020

1) Trustee objection to confirmation - need to resolve
-need Amendment to Schedules B and C to add 2006 Acura TSX, per auto insurance RESOLVED, FILED
-must file pre confirmation certification with Court
-need Trustee standard order of distribution ADD A NOTE TO CONFIRMING ORDER TO FOLLOW TRUSTEE STANDARD ORDER OF DISTRIBUTION
2) IRS filed priority claim with estimated claims for 2017, 2018 and 2019 tax returns STILL ESTIMATED FOR 2017 AND 2018 RETURNS - NEED TO RESOLVE
3) IRS filed secured claim in the amount of $11,550 - this claim is not treated in plan
4) IRS filed unsecured claim in the amount of $74,273.25 this claim is estimated for 2015 and 2016 returns not filed - need to resolve

proposed plan $100x36 base plan
paid in $300
last claim 7-1

Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-17680 / MBKKarina Pia Lucid Confirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 9/23/2020 (at):

1. Ally Capital filed a secured arrears claim #1 in the amount of $32.66 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Midland Mortgage (Gross Polowy) - failure to cure arrears of $4,787.55. Plan lists creditor as unaffected. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - cover letter with date, name and address of realtor or person who provided CMA. (RECEIVED)
- Proof of 2 month's income - from Debtor with Uber/Lyft and P&L from business. (RECEIVED P&L - NOT UBER/LYFT INCOME)
- A copy of the last filed tax return - for 2019. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - (insurance expires 8/16/20) (RECEIVED)
- 2 months bank statements from all bank accts prior to filing date.
- A Modified Plan that list student loans outside.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Electric/heat/gas $730, Water/sewer/garbage $208, Tele/cell/internet/cable $615, Car payment $653 and Student loans $889 (not in plan as outside and requires proof of payments).
- 22c Line 22 takes $180 for additional healthcare expenses, Line 23 takes $250 for tele
services
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22c Line 22 takes $180 for additional healthcare expenses, Line 23 takes $250 for tele services, Line 45 has disposable income $1,006.83, add excess expenses and there would be disposable income $1,236.83 and would require minimum dividend $74,209.80 to gucs.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $13,860 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of student loans
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-17839 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 9/21/2020 (at):

IF OK TO PAY CLAIM #3, RECOMMEND: $1,500 PAID TO DATE, $2,263 X 33 BEGINNING 10/1/2020, 100% TO GUC'S
Need 2019 tax return by 9/30/2020.

1. US Bank filed a secured arrears claim #3 in the amount of $276.65 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019. (NOT RECEIVED)
- Need a pension loan statement that shows when the loans are paid off. Statement provided does not. (NOT RECEIVED)
- Need proof of insurance for the Kawasaki. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: 3 car
payments and a boat payment. (proposed plan is 100%)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
Verified income leaves monthly disposable income of $8,232.20.
- Per the 22C, monthly disposable income is $3,100 which requires a minimum dividend of $186,000 to general unsecured creditors. Bar date has passed and plan is 100%.
- Need April and May bank statements for TD account #3888 and savings account #1667. (NOT RECEIVED)

Plan proposes: $500 x 60, loan mod by 1/1/2021, 100% to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
20510/6/2020 10:00 am20-17878 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 2 of 3 required payments   Arrears: $256.00  
As of 9/24/20 (DS): 1. BELOW ISSUES HAVE NOT YET BEEN RESOLVED.

8/12/20 (DS): 1. Debtor in arrears $512, made 0 out of 2 payments. Debtor has made 2 out of 3 payments as of 9/24/20.

2. Trustee obj to the following:
- There is disposable income $522.68.
- Must file Pre-confirmation certificate.

3. IRS filed esimtated claim, 2014-2018 not filed.

Prop Plan $256 x 36 Dollar Bas $3,586
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-17999 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 3 of 3 required payments   Arrears: $185.00  
As of 9/23/20 (DS): 1. Trustee obj to the following:
- Need balance statement for the debtor's pension loan prior to filing date.
- Case is above median, but due to change in circumstance will use I & J income. Disposable income verifies $1,190.56, which also deducts excessive expenses ($1,000 for car insurance, 5 cars on auto insurance and per auto insurance bill premium looks to be $516, $628 car payment and $526 car payment.
- Must file Pre-confirmation certificate.

2. Planet Home obj to arrears more, plan has $13,000, but claim filed has $23,660.21 arrears. Obj must be resolved.

3. Arrears claim filed for 2 Capital One Auto claims $1,658.45 and $999.84, plan listed as outside with no arrears.

Prop Plan $375 x 60 Base
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-18093 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 9/23/20 (SF)


RECOMMEND $600 PTD, $381 x 45 (Begin 10/1/20) 100% plan w/min $25,393 TO GUCS)
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- MUST FILE FEE APPLICATION FOR HOURLY FEE WITHIN 7 DAYS OF ENTERED CONF ORDER. EST. FEE IS $3000 THRU PLAN


1. Trustee objection:
- There is equity in the property of approximately $25,393. (THE PLAN REQUIRES 100% DIVIDEND TO GUCS)

Plan proposes $200 x 36 Base
Payments: 3/3
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-18627 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/1/2020 (at):

1. Need to request an adjournment of this confirmation hearing.
2. 341 is scheduled for 9/17/2020
3. Payments: 1/2, arrears $500
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-18908 / MBKMonika Mazurczyk Confirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0  

As of 9/18/20(mk):

1. IRS Filed POC $6,471.86- NOT IN PLAN.

2. Trustee Objection:
-need current market analysis For RE at 3 Becky's Landing.
-need proof of homeowner's insurance renewal declaration
-need Amend Sch A for Beckys Landing property and all
documentation (property was not refinanced or deeded to ex spouse) & is Jtly owned by debtor & ex spouse).
- need mtg statement- Or POC when filed for balance owed.
-Excessive expenses per schedule J:400 in voluntary child support-Child is now 19 or 20 yrs old.
No legal obligation ; $407 for 2016 taxes- IRS FILED POC;
($800 added back into J.)
- Disposable income per Schedules I and J verify higher at $1,684(reduced expense total by $800)
- Pension loan expires in 42 months or 2/2024 and additional $212.93 will be available.
- Excessive expenses per 122C: Line 21 $500 childcare; Line 22: $144 additional
healthcare expenses (need documented proof of expenses)
- Disposable income per line 45 of 122C of $2033.79 require minimum
dividend of approximately $122,027 to gucs.
-current Plan does not specify treatment of IRS under the Plan.
-must file pre conf cert.- NEEDS TO BE FILED ON DOCKET-NOT UPLOADED TO 13DOCS.
----------------------
-Schedules fail to account for tax refund of $794.00 for dispos income(Added In)
-need copy of the deed(Provided)
-need bank statements for Abco FCU for 60 days prior to filing( Letter provided- Acct closed
-need copies of bank statements for PNC Bank for period 6/16 through 7/17/20(Provided).
- need copy of net bonus check (only bonus received in 2020 was in March - review what
we have) (Cert from Debtor 1 bonus for 2020 in March16,507.no bonus in 2019
- Transferred rights to Mekakei-Sew Creative LLC on 10/11/18 pursuant to Divorce
Judgement - need Certification.(Provided)

Plan (#18):624 X 60 BEG 8/20; BASE
2/2 payments
last claim:3-1 bar date:10/5/20
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-18954 / MBKBrian Gregory HannonConfirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 3 of 2 required payments   Arrears: $0  

AS OF 9/21/2020 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - for residence. (RECEIVED)
- Need updated car insurance. (RECEIVED)
- Need a statement for the whole life insurance policy. (RECEIVED)
- Need a statement for the Etrade account and Chase accounts 2342 and 0571. (RECEIVED E-TRADE BUT ONLY THROUGH 3/31/2020. NEED THROUGH 6/30/2020. DID NOT RECEIVE CHASE ACCOUNT STATEMENTS)
- A copy of the HUD-1 statement for sale of Beachwood property in June, 2019 (RECEIVED - NO PROCEEDS TO DEBTOR)
- A Modified Plan that increases trustee payment when pension loans are paid off.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $574.20.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,145 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- as of now ,there is approximate non exempt equity in Bank accounts & ETrade acct of $13,978. Additional statements have been requested. (WAITING FOR STATEMENTS)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- Use Trustee standard order of distribution. (LANGUAGE ADDED)

Plan proposes $250 x 60, not less than
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19050 / MBKBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

341 SCHED 9/24/20
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19062 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 2 of 2 required payments   Arrears: $0  

341 scheduled for 9/24/2020 - work up to be completed after hearing
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19135 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

As of 9/18/20(mk) - Atty ok with terms.sf

**REC CONFIRM $187 X 60 ,BEGIN 8/1/20; BASE: Creditor Ally Capital Claim # 3-1 shall be treated per plan as current and outside and will not receive distribution on the secured and unsecured portions of the proof of claim. Must file pre conf cert w/in 10 days.**



1. Trustee objection:
-Income verifies lower at negative $455.08. (current)
need breakdown of how income was calculated.
-need domestic support obligation form
-File pre-confirmation certification.


Plan:$187 X 60; $0
2/2 payments
last claim:4-1, bar date:10/9/20
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19152 / MBKBrian F. O'Malley Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $398.00  
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19200 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $567.00  
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19233 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 1 required payments   Arrears: $358.00  
AS OF 9/21/2020 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - for both Wall properties. (NOT RECEIVED)
- Need Will for Barbara Albanese (NO WILL) or administration papers to determine value of the estate. (NOT RECEIVED)
- Need bank statements for accounts ending in 1019 and 3738 per direct deposits. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $14,916.59 in non exempt equity in the Squirrel Road property. (LANGUAGE ADDED)
- Need to resolve estimated claim filed by the IRS (NO LONGER ESTIMATED)

Plan proposes: $358 x 60, sale of Squirrel Road within 6 months of confirmation, not less than $882.44 to guc's
Payments 0/1, arrears $358
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19253 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 1 required payments   Arrears: $873.00  
As of 9/23/20 (DS): 1. Debtor in arrears $873, no payments made.

2. Trustee obj to the following:
- If not confirmed will need copy of homeowner and auto insurance they both expired 9/1/20 and 9/11/20.
- Must file Pre-confirmation certificate.
- Must resolve creditor objection.

3. Affinity FCU obj arrears more, POC filed arrears $17,684.62. Also bifurcated claim filed and must be resolved. Secured $120,000, unsecured $36,995.40 and arrears $17,684.62.

Prop Plan $873 x 60 $0
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19326 / MBKRichard F. Fried, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 2 of 1 required payments   Arrears: $0  

issues as of 9/24/2020

1) Trustee objection to confirmation -need to resolve
-need to provide auto insurance renewal, policy provided expired 9/11/2020
-need a modified plan that amends Part 8a to vesting upon confirmation
-not paying all disposable income into plan - income verified higher than scheduled leaving disposable net income at $423.43
-Form 122c Line 45 has monthly disposable income of $1,759.73 which requires minimum $105,583.80 dividend to general unsecured creditors
-the plan provides for payment on unsecured claims less than that which would be distributes upon liquidation under Chapter 7 - non exempt equity in checking and savings account in the amount of $919.47
2) Need to file Pre Confirmation Certification with Court

proposed plan $100x60 base plan
paid in $100
last claim 15
Matter ResolvedRequest
Adjourment
010/6/2020 10:00 am20-19345 / MBKBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

341 Now on for 9/24/20.
Matter ResolvedRequest
Adjourment
010/6/2020 11:00 am20-18595 / CMGRONALD E NORMAN, ESQOrder Show CauseJudge to Reserve Decision
**CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
010/6/2020 11:00 am20-20095 / CMGPRO SEOrder Show CauseJudge to Reserve Decision
**CMG***

FILING FEES
Matter ResolvedRequest
Adjourment
16610/6/2020 1:00 pm12-38448 / MBKWilliam H. Oliver, Jr., Esq.AP Notice of Hearing - (Generic)Judge to Reserve Decision
STATUS CONFERENCE
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm16-29492 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $62,978.00
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm16-33367 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationNo Opposition FiledTotal Paid In: $50,686.00
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm17-31259 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $13,484.00
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm18-26957 / MBKAllen I. Gorski, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $16,736.00
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm19-30893 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm20-18091 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $750.00
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm20-18523 / MBKEdward Hanratty, Esq.Motion Compensation3rd Party Matter
Matter ResolvedRequest
Adjourment
010/6/2020 1:00 pm20-18527 / MBKEdward Hanratty, Esq.Order Show CauseJudge to Reserve DecisionTotal Paid In: $222.00
FILING FEES
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20223 / MBKEric ClaymanOrder Show CauseJudge to Reserve Decision
MISSIG DOCS
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20294 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20294 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20320 / MBKROBERT BRAVERMANOrder Show CauseJudge to Reserve Decision
FLING FEES
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20323 / MBKSTEVEN J ABELSON, ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20370 / MBKYAKOV RUDIKHOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20373 / MBKYAKOV RUDIKHOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20390 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
010/6/2020 2:00 pm20-20518 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
010/6/2020 2:15 pm19-30267 / MBKANDREW SKLARAP Hearing Rescheduled (Document)Converted to 7 / 11
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes