| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 19-18248 / MEH | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/LAND HOME | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 19-19744 / MEH | Peter E. Zimnis, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<> MEADOW WOODS (McGovern Legal) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 19-27689 / MEH | Carol L. Knowlton, Esq. | Creditor Certification of Default | Continued 11/12/2025 9:00 am | Debtor obj<> PHH/Cortland dr ( McCalla) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 19-27689 / MEH | Carol L. Knowlton, Esq. | Trustee Certification of Default | Continued 11/12/2025 9:00 am | Debtor obj<> ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 20-13668 / MEH | Stephanie Shreter, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: FUNDS POSTED/PIF - PENDING CLOSING AUDIT<> 9/17 AMT: PAYOFF LTR SENT $223 PL BAL<> FAILED TO PAY PLAN BALANCE | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 20-21949 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/22/2025 9:00 am | AMT: PYMT MADE; ADJ FOR AUDIT AND PAYOFF FOR PLAN BAL Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 20-22492 / MEH | Edward Hanratty, Esq. | Creditor Certification of Default | Continued 11/12/2025 9:00 am | Debtor obj<> CARRINGTON MTG (Friedman Vartolo) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 21-11829 / MEH | Robert C. Nisenson, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | ADJ to 10/22 Peremptory Debtor obj<>GSMPS MTG (Padgett) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 21-16453 / MEH | S. Daniel Hutchison, Esq. | Creditor Certification of Default | Withdrawn | Debtor obj<> RUSHMORE/Cooper St (Friedman Vartolo) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 21-17242 / MEH | SCOTT C PYFER | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymt<>HSBC BANK (RAS) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 21-19367 / MEH | Andre L. Kydala, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT: $ 357,944 PTD (45); $15,500 X 15 BEG 10/1/25; LUMP SUM PYMTS: $15,000 ON 11/17/25, 2/4/26, 5/1/26; $25,000 ON 8/4/26; $35,000 ON 11/4/26 (ATTY OK) Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-10423 / MEH | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>HYUNDAI CAPITAL (EISENBERG) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-11165 / MEH | John A. Lipowski, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT:- $148,431.99 PTD (43); $ 6,375 X 17 BEG 10/1/25 ( ATTY ok)<> Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-12526 / MEH | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | CURRENT ADJ to 10/1 to be current through and including Sept (dm) 7/15 AMT: Also, need order on cred def Cert/OTBS in March (CORY FROM RAS INTENDS TO WITHDRAW COD - dm) Debtor obj, will pay<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-13660 / MEH | Thomas J. Orr, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<> PHH/Middlesex Ave (RAS) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-13688 / MEH | Benjamin Jamie Ginter, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-15796 / MEH | Steven J. Abelson, Esq. | Motion Enforce | Continued 10/22/2025 9:00 am | MTN ENFORCE STAY | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-17390 / MEH | Justin M. Gillman, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<> AMERICREDIT/GM FINANCIAL (Eisenberg Gold) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-18083 / MEH | Lee M. Perlman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Revised Order Submitted | KML noticed - Doc #89 ADJ to 10/1 for service on KML (dm) Trustee OBJ - Need to serve Atty (KML) for creditor (UNRESOLVED.) - Need amended proposed order (AMENDED ORDER EMAILED TO CHAMBERS 8/26/25 AND AGAIN ON 9/30/25.) MTN TO SUSPEND PAYMENTS (AUG/SEPT) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-18533 / MEH | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj<>CAPITAL ONE (McCALLA) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-20142 / MEH | John Zimnis, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | Debtor obj<> PNC BANK (Fein Such) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 22-20214 / MEH | Kevin C. Fayette, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/22/2025 9:00 am | AR IF RECAP ON 10-22 ADD AUTO DISMISSAL PROVISION Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-11659 / MEH | Laurence R. Sheller, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | NA Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-11659 / MEH | Laurence R. Sheller, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | AMT; TR CONDUIT REQUEST<> Debtor obj<> CARRINGTON/Norlaine Dr (Hill Wallack) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-11786 / MEH | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: LOSS MIT EXT 12/5<> 9/8/25 - App to Extend Loss Mit filed - ADJ to 10/1 (dm) Debtor obj<>FAILED TO REFI BY 6/1/25 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-12022 / MEH | Lee M. Perlman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-12140 / MEH | John Zimnis, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | OTBS - fees outside the plan per AR TRUSTEE CONDUIT REQUEST<> Debtor obj<>SN SERVICING CORP/Edgewood Ave (FRIEDMAN) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-12727 / MEH | Eric J. Clayman, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | 2nd call - NA by either party Debtor obj<> MAIDEN WOODS CONDO (McGovern) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-16057 / MEH | Justin M. Gillman, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<> FORD (McCalla) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-16286 / MEH | Stacey L. Mullen, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj<>CAPITAL ONE AUTO FINC (McCALLA) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-16614 / MEH | Michelle Lee, Esq. | Motion Avoid Lien | Granted | MTN TO VOID LIEN/NY J#E2022-1781 & NJ J#DJ-056494-2024 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-16614 / MEH | Michelle Lee, Esq. | Motion Avoid Lien | Granted | MTN TO VOID LIEN/BEARDEN WRIT OF EXECTION-J-092721-23 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-16926 / MEH | Marcia Y. Phillips, Esq. | Motion to Approve Loan Modification | Withdrawn | ||
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-16975 / MEH | Karina Pia Lucid, Esq. | Motion for Continued Adminstration | Granted | MTN TO CONTINUE ADMIN | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-17137 / MEH | Francis P. Cullari, Esq. | Trustee Certification of Default | Continued 10/22/2025 9:00 am | ADJ to 10/22 for Confirmation - AR to speak with Atty (dm) ADJ to 8/20 Peremptory with MP ready and payments made, with proof of income, otherwise case will be reconverted to Ch. 7 (dm) Debtor obj, filing MP<> ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-17347 / MEH | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: ORDER REINSTATING STAY ENTERED<> Debtor obj<>SV/BOA - proposed order reinstating the stay with respect to BOA submitted to Chambers on 8/29/25 (dm) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-17404 / MEH | Robert Cameron Legg, Esq. | Motion Sell | Withdrawn | 40 MOBILE LN | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-17930 / MEH | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT: $ 201,132 PTD (24); $ 10,413 X 36 BEG 10/1/24 (EMAIL TO ATTY)<> Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-18035 / MEH | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: LOSS MIT EXT TO 12/3<> 9/4/25 - App to Extend Loss Mit filed - ADJ to 10/1 (dm) Debtor obj<>FAILED TO LM BY 3/31/25; EXTENDED LOSS MIT EXPIRED 7/22/25 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-18781 / MEH | Karina Pia Lucid, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> CARRINGTON MTG/MAdison Ave (Friedman Vartolo) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-18866 / MEH | Robert Cameron Legg, Esq. | Motion Sell | Order to be Submitted | NewRez limited reponse (McCalla)<>6 HIALEAH CT Trustee Limited OBJ: - Paragraph #8 needs to be selected to file a MP. Debtor is above Median and we are in month 23. | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-19331 / MEH | John Michael McDonnell, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 12/3/2025 9:00 am | MP to be filed to surrender the vehicle - ADJ to 12/3 AMT: TR MTN CAN BE W/D IF MTN TO REINSTATE STAY IS GRANTED<<>> Debtor obj<>SV/SANTANDER; ARREARS ATTY TO ADDRESS STAY VACATE OPPOSITION IS NOT CLEAR | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-19331 / MEH | John Michael McDonnell, Esq. | Motion Reinstate Stay | Denied | Santander obj (Eisenberg Gold)<>MTN REINSTATE STAY | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 23-19626 / MEH | Justin M. Gillman, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<> AMERICREDIT (Eisenberg Gold) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-10014 / MEH | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/22/2025 9:00 am | Debtor wants a recap - I want to see if debtor can pay $7,600 in Sept before offering recap - ADJ to 10/1 (dm) Debtor obj, made pymt<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-10014 / MEH | Justin M. Gillman, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> NEWREZ/Mulberry la (Padgett) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-10186 / MEH | Marc C. Capone, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> NEW REZ/Willow Grove Way (pINCUS) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-10417 / MEH | Andrew Thomas Archer, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | ***Trustee Order: $6,882 Ptd, then $642 x 40 starting 10/1/25, debtor shall sign-up for TFS eWage and provide proof of enrollment within 14 days*** Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-11347 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/US BANK | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-13924 / MEH | Candyce I. Smith-Sklar, Esq. | Motion Relief from Co-Debtor Stay | Continued 11/12/2025 9:00 am | AM: TRUSTEE CONDUIT REQUEST<> Debtor obj<>SELENE FINC (RAS) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-14194 / MEH | Christopher G. Cassie, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/US BANK; FEASIBLE PLAN | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-15292 / MEH | Robert Cameron Legg, Esq. | Trustee Certification of Default | Trustee Order | ***Trustee Order: $25,023 Ptd, then $2,545 x 44 starting 10/1/25*** Upcoming TFS payment of $4,752 scheduled 9/10/25 (dm) Debtor obj<> ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-15366 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 10/8/2025 9:00 am | MTN EXPUNGE CLM#11-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-15542 / MEH | Stephen M. Goldberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/22/2025 9:00 am | amt: debtor paying trustee Sept/pending lender info to amend conduit order<> amt: debtor pd mtg direct/emailed lender to verify and will file amd conduit order) Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-15681 / MEH | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | amt: loss mit extended to 12/4<> 9/5/25 - App to Extend Loss Mit filed - ADJ to 10/1 (dm) Debtor obj, filing for extension of loss mit<>FAILED TO LM BY 2/28/25; EXTENDED LOSS MIT EXPIRED 7/22/25 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-15756 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-16385 / MEH | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj, made pymt; lm pkg submitted<>FAILED TO LM BY 1/1/25; EXTENDED LOSS MIT EXPIRED 5/15/25; ARREARS (AMT: ALSO, no order entered on MFR, doc #30 from JAN 2025) <<>> Per Cory, proposed order recently submitted (dm) ORDER ENTERED | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-17372 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Withdrawn | Withdrawn - creditor obtained stay relief (dm) LOSS MIT/LOAN DEPOT | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-17595 / MEH | Robert Cameron Legg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN DISBURSE INSURANCE PROCEEDS/GEICO TO PAY $6,391.33 TO CREDITOR/$3,157.98 TO DEBTOR; TRUSTEE TO ADJUST WOLLEMI ACQ CLM | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-17728 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 11/12/2025 9:00 am | Debtor obj<>SELECT PORTFOLIO (RAS) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-17792 / MEH | Daniel E. Straffi, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT/RUSHMORE LOAN | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-18098 / MEH | Kevin C. Fayette, Esq. | Motion Relief from Stay (Fee) | Granted | ALLY BANK (McCALLA) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-18336 / MEH | Jeanie D. Wiesner, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/22/2025 9:00 am | ADJ to 10/22 to see if TFS payments clear for recap (dm) Debtor obj<>ARREARS $615 TFS scheduled for 9/30 $615 TFS scheduled for 10/15 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-18357 / MEH | Francis P. Cullari, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/NATIONSTAR; ARREARS; ADDRESS PER PLAN CLM/WILLINGBORO MUA | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-18751 / MEH | Jeanie D. Wiesner, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-19074 / MEH | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>CAPITAL ONE (KML) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-19086 / MEH | Peter E. Zimnis, Esq. | Trustee Certification of Default | Continued 10/22/2025 9:00 am | POST BY 10-22 $2,000 OR DISMISS ANY RECAP ADD AUTO DISMISSAL Debtor obj, bank account compromised; will resolve<> ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-19403 / MEH | Stacey L. Mullen, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | AMT; TRUSTEE CONDUIT REQUEST<> Debtor obj<>SELENE FINC/MCLP (PADGETT) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-20562 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Continued 11/12/2025 9:00 am | Debtor has applied for ERMA amt; TR CONDUIT REQUEST<> Debtor obj<>NEW JERSEY HOUSING AND MTG (PLUSES) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-21195 / MEH | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | ADJ to 10/1 - Motion to Approve Loan Mod filed with 9/22 OBJ deadline (dm) ORDER ENTERED Debtor obj<>FAILED TO LM BY 7/22/25 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-21216 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/22/2025 9:00 am | Debtor obj<>FAILED TO SELL RALEIGH DRIVE PPTY BY 7/31/25 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-21216 / MEH | Daniel E. Straffi, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | Debtor obj<> RUSHMORE/Raleigh Dr (Pluese Becker) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-21320 / MEH | Edward Nathan Vaisman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/12/2025 9:00 am | MP >>> PLAN WAS DENIED ON 5/7/25 AND FAILED TO FILE A MODIFIED PLAN IN 14 DAYS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-21409 / MEH | George E. Veitengruber, III, Esq. | Creditor Certification of Default | Granted | debtor obj<> SANTANDER ( Eisenberg gold) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-21416 / MEH | John Zimnis, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>GSR MTG LOAN TRUST (STERN & EISENBERG) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 24-21705 / MEH | Jeanie D. Wiesner, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 10/22/2025 9:00 am | MTN MODIFY LEVITTOWN LP CLM #7 TO $81,398.87 | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-10013 / MEH | Jeanie D. Wiesner, Esq. | Creditor Certification of Default | Conduit / OTBS | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> M&T BANK (Brock & Scott) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-10051 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Continued 10/22/2025 9:00 am | AMT; TRUSTEE CONDUIT REQUEST<> Debtor obj<>CARRINGTON MTG (HILL WALLACK) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-10236 / MEH | Bruce H. Levitt, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO LM BY 7/31/25; FAILED TO PROVIDE COPY OF 2024 TAX RETURNS TO THE TRUSTEE | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-10550 / MEH | Herbert B. Raymond, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/22/2025 9:00 am | Debtor to pay $15,250 within 14 days or dismiss - ADJ to 10/22 (dm) Debtor obj<>ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-10579 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Moot - Dismissed | AMT: MP -10/1 >>> Needs Resolution Debtor obj<>PLAN DENIED 6/18/25 AND FAILED TO FILE MP IN 14 DAYS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-11414 / MEH | Peter E. Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/DEUTSCHE | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-11607 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Continued 11/12/2025 9:00 am | Debtor has applied for ERMA Debtor obj<>NEW JERSEY HOUSING AND MTG (PLUESE) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-11661 / MEH | Candyce I. Smith-Sklar, Esq. | Creditor Certification of Default | Continued 10/22/2025 9:00 am | Debtor obj<> RUSHMORE SVS/Brian Drive (Hldik) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-11972 / MEH | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>CAPITAL ONE AUTO FINC (McCALLA) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-12233 / MEH | Christopher G. Cassie, Esq. | Motion Relief from Stay (Fee) | Conduit / OTBS | amt: trustee conduit request<> Debtor obj<>SANTANDER (BROCK) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-12650 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Revised Order Submitted | Debtor obj <>Cooks Bridge Condo joinder to join MFR (Stark & Stark) <>US BANK TRUST (LOGS) - OTBS submitted 9/11/25 (dm) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-12728 / MEH | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Granted | ARG HOLDINGS (MARLEY & ASSOC) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-12728 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-12777 / MEH | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Withdrawn | Debtor received a 12-month Trial Mod Debtor obj, submitted lm pkg<>SNSERVICING CORP (FRIEDMAN) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-13197 / MEH | Stephen M. Goldberg, Esq. | Motion Extend Time | Granted | MTN EXT TIME TO FOR CREDITOR TO FILE COMPLAINT OBJ TO DISCHARGE | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-13735 / MEH | Andrew M. Carroll, Esq. | Motion Relief from Stay (Fee) | Granted | CITIZENS BANK (McCABE) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-13735 / MEH | Andrew M. Carroll, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | PLAN WITHDRAWN ON 8/20/25 AND FAILED TO FILE MP | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-13945 / MEH | Christopher G. Cassie, Esq. | Motion Relief from Stay (Fee) | Granted | GLOBAL LENDING (STEWART) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-14417 / MEH | Andrew Thomas Archer, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>GLOBAL LENDING (STEWART) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-15049 / MEH | Edward Hanratty, Esq. | Order Shorten Time | Order to be Submitted | OST - MTN TO VACATE DISMISSAL | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-15131 / MEH | Andrew Thomas Archer, Esq. | Motion Relief from Co-Debtor Stay | Moot - Dismissed | NEWREZ/SHELLPOINT (McCALLA) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-15312 / MEH | Aniello D. Cerreto, Esq. | Motion Relief from Stay (Fee) | Withdrawn | JPMORGAN CHASE BANK (RAS) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-15971 / MEH | Roger J. Yehl, Esq. | Motion Relief from Stay (Fee) | Withdrawn | Debtor obj<>CLINTON WOODS/LANDLORD (JENEL MARRACCINI) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-16058 / MEH | James J. Cerbone, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Order to be Submitted | Need new Conf date (dm) | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-16332 / MEH | David Jerome Witherspoon, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | Trustee OBJ | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-16958 / MEH | Adrian J. Johnson, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Order to be Submitted | Trustee OBJ | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-17073 / MEH | David H. Lipow, Esq. | Order Shorten Time | Order to be Submitted | OST - MTN TO REOPEN | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-17661 / MEH | Daniel E. Straffi, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT/SHELLPOINT MTG | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-18190 / MEH | Andrew G. Greenberg, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | Three (Sept, Oct Nov payments) certified checks each for $4,235 emailed (dm) Trustee OBJ | |
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-19396 / MEH | James J. Cerbone, Esq. | Motion Impose Automatic Stay | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 9:00 am | 25-19663 / MEH | Brian S. Thomas, Esq. | Order Shorten Time | Granted | OST - MTN EXT STAY | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 22-12794 / MEH | Karina Pia Lucid, Esq. | Confirmation Hearing on Modified Plan | Moot - Dismissed | ISSUES AS OF 9/19/2025 (DM): ***MP is not feasible. Based upon adjustments made for the numbers below, the debtor would need $8,956 x 19 starting 10/1/25 before adding in the conduit payment of $2,105.11 per month - RECOMMEND DISMISSAL*** 1) Case was confirmed to pay Pine Valley $51,694.16 for tax sale certificate - MP proposes payment with interest for a total of $98,218.90 (NEED A CONSENT ORDER WITH THE CREDITOR.) 2) MP failed to include $14,898.43 post-petition arrears to JPMorgan Chase from 4/12/24 order (ADDED IN THE TRUSTEE CALCULATION.) 3) Need Fee App for $11,000 proposed in the MP within 7 days. Confirmed Case: $16,780.97 Ptd, $3,202 x 48, 100% Plan Prop. Plan $116,605.96 Ptd, $6,000 x 20, 100% Plan PTD = $122,605.96, Arrears $33,000 as MP filed. Last Claim (5-3) dated 8/14/24 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 23-17137 / MEH | Francis P. Cullari, Esq. | Confirmation Hearing on Modified Plan | Continued 10/22/2025 10:00 am | ADJ to 10/22 - AR may consider a tier proposal to address plan arrears (dm) As of 9/29/25 (DS): 1. Must provide 3 months proof of income from Door Dash. ATTY FILED ANOTHER AMENDED SCHED I. DEBTOR IS WORKING FOR DOOR DASH CHANGING TO 3 MONTHS, PREVIOUSLY LISTED 1 YR (ONLY PROVIDED PROOF OF INCOME FROM 7/21-9/7) AND NOW INCLUDES 2ND JOB AS REALTOR EMPLOYED 1 MONTH, BUT ONLY PROVIDES 1 PAY STUB DATED 9/11/25, NO ADDITIONAL PROOF OF INCOME PROVIDED. INCOME CANNOT BE CALCULATED BASED ON THIS 1 PROOF OF INCOME, NEED ADDITIONAL INCOME FOR THE MONTH OF SEPT AND OCT. - EMAIL 9/26/25 FROM DEBTOR ATTY DEBTOR ONLY RECEIVED ONE PAY. 2. Amended Sched J also increased expenses, causing income to be more insufficient than before, verifying -$1,450. MP Prop $120 x 60; Base - Loss of income, Debtor self-employed as Door dash. Note: 2024 Tax return provided, Debtor's total income was $84,420. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 24-10009 / MEH | Melinda D. Middlebrooks, Esq. | Confirmation Hearing on Modified Plan | Dismissed | NA AS OF 9/26/2025 (at): 1. Stay vacated as to NJ Housing and Mortgage Finance Agency on 9/3/2025. Is the debtor surrendering this property? MP proposes: $381 x 6, $1,774 x 8, $1,875 x 5, $2,340 x 43, 100% plan Arrears: $5,625 (The Plan is being Modified to address Consent Order Docket No. 56.) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 24-13305 / MEH | Scott D. Sherman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | UPDATED 9/29/2025 (JMA) issue as of 9/25/2025 (JMA) Trustee recommends confirmation at $1,700 paid to date, $103x42 begin 10/1/2025 100% plan, lump sum payoff before 12/31/2025 or parties to appear, including all Matrimonial counsel, and show cause why the Bankruptcy Court should not take jurisdiction as to the equitable distribution of funds from sale of property 1) Plan proposes that funds from the sale will be distributed once the State Court divorce action is resolved. Attorney advised there is $200,000 in escrow. 2) The modified plan proposes payments of $100x43 100% plan, funds in escrow to be distributed upon finalization of State Court divorce action is resolve. proposed plan $1,700 paid to date, $100x43 100% pan paid in $1,700 42 months to go | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 24-21320 / MEH | Edward Nathan Vaisman, Esq. | Confirmation Hearing Scheduled | Withdrawn | MP filed 10/1 ISSUES AS OF 9/19/2025 (DM): ***Case is 10 months old, and Trustee has only received a 1-month P&L statement for the non-debtor spouse as proof of income and debtor's P&L statement was $0. No updated proof of income has been provided as reflected in the Trustee objection - RECOMMEND DISMISSAL. If proof of income is provided and scheduled income is verified, then terms are below*** ***TO CONFIRM, THE DEBTOR NEEDS $12,040 PTD, THEN $1,204 x 50 STARTING 10/1/25, BASE PLAN WITH $6,440 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, TRUSTEE IS AUTHORIZED TO PAY IRS LATE POC (21-2) AS FILED, STATE OF NJ POC (20-1) SHALL BE PAID AS FILED, QUANTUM3 GROUP POC (19-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS*** 3/24/25 (DS): Debtor atty requested adj to allow time to gather docs. 1) Plan provides $306 DSO priority treatment to the IRS - creditors filed $53,591.45 late amended priority claim (OKAY TO PAY PER POC??) 2) Planet Home Lending (CHARLES WOHLRAB) OBJs - $2,156.41 arrears on Emerald Ln property (CONSENT ORDER ENTERED ON PREVIOUS PLAN TREATMENT.) 3) Quantum3 Group filed $5,774.14 secured claim with $0 arrears for household goods and fixtures not treated in the plan (NEED A MP TO TREAT CLAIM.) 4) Trustee OBJ: - Need updated proof of income from Debtor and spouse (UNRESOLVED.) - Need updated CMA - Trustee gets a higher value $503,167, comps submitted are old, Zillow values $530,600 (UPDATED CMA DOES NOT DISCLOSE SOLD DATES.) - Need a MP that removes IRS and State of NJ from Part 3b and put on Part 3a, specifies treatment of Quantum3, and add Trustee standard order of distribution (UNRESOLVED.) - There is $45,211 to $57,145 estimated non-exempt equity in the residence, and TD Bank acct of $1,764. - Need to file Pre-Confirmation Certification (UNRESOLVED.) - Order of Distribution departs from Trustee standard. ***RESOLVED ISSUES*** A) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-10579 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | Received forwarded email from financing company that debtor's Refi App is being reviewed (dm) AR RESOLVE OR HOLD ISSUES AS OF 9/22/2025 (DM): ADJ to 10/1 to see if payments are made to RAS's client and then find out when Dan can get a commitment for a Refi from his professional per AR. Atty has to address stay not in place (dm) 1) Bank of NY Mellon (RAS) OBJs - $125,289.42 arrears on East Haines St property (UNRESOLVED.) 2) Trustee OBJ: - Need 2023 (RECEIVED) and 2024 tax returns (UNRESOLVED.) Prop. Plan $350 x 60, 100% Plan - Refi on E. Haines St by 2/1/26 PTD 8/8 = $2,800 Last Claim (1-1) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-11096 / MEH | Valerie Palma DeLuisi, Esq. | Confirmation Hearing Scheduled | Dismissed | NA ISSUES AS OF 9/22/2025 (DM): ADJ to 9/10 Peremptory - need better explanation regarding 109e (dm) ***MP attempts to address 109e in Part 10. Despite the position taken in Part 10, DLL Finance LLC filed POC (6-1) in the amount of $737,607.88 that is based upon a consent judgment against the debtor which exceeds 109e. Additionally, there is stay relief with respect to the debtor's residence, the debtor is not current with Trustee payments (3 of 7 payments), and debtor has unfiled tax returns for several years - RECOMMEND DISMISSAL*** Per AR - ADJ to 7/30 to be fully current and respond to 109(e) issue within 21 days and address Freedom Mtg stay relief on 6/18 (dm) Note: Part 4a of the MP provides that the secured claims of Stephen Nicholas, Wall Twp and IRS will be paid in the Ch. 11 bankruptcy. Part 10 of MP also provides that the claim of Charlie McCague POC (10-1) will be paid in the Ch. 11 bankruptcy (DEBTOR MUST MOVE AGAINST THESE CLAIMS OR GET CONSENT ORDERS WITH THE CREDITORS.) 1) IRS (Eamonn O'Hagan) OBJs - $24,481.77 secured claim not treated in this bankruptcy - $137,188.70 priority claim includes estimated taxes for 2022 through 2024 (UNRESOLVED.) Freedom Mtg obtained stay relief on 6/18/25. 2) Freedom Mtg (BROCK & SCOTT) OBJs - $208,813.45 arrears on Oxford Ln property (UNRESOLVED.) 3) Trustee OBJ: - The amount of debt in debtor's Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. Section 109(e). Total unsecured filed $1,257,513.02 (allowed $465,275) and secure $1,459,127.39 (allowed $1,395,875). - Debtor has insufficient income. - Need a copy of 2024 Tax Return (UNRESOLVED.) - Atty has chosen the flat fee and has charged $8,000 which is in excess of the flat fee under D.N.J.L BR 2016-5b (UNRESOLVED.) - Sch J excesses expenses: Mortgage $8,452.65, Utilities $650, Tele/cell/internet $475, Food $820, Clothing $200, and Transportation $600. Sch J, Q#24 indicates "Debtor is expecting his first child, so his | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-11106 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | Per atty ok to dismiss/hold fees. Atty will be filing fee application prior to the hearing. AS OF 9/25/25 (SF) BELOW ISSUES STILL APPLY. NOT CURRENT ARREARS $7,050 8/18/25 (sf) Atty asked for 1 more adj. having trouble reaching client ADJ to 8/20 - strike secured treatment to JPMCB (GUC claim filed), Tax return by 8/10/25 (dm) STILL HAVE NOT RECEIVED TAX RETURN. 1. Schedule I was amended. Need updated contribution affidavit. (STILL NEED) 2. Trustee objection: - Alevtina Rochat (DSO) - did not file a claim. The bar dated expired on 4/14/25. (STRIKE FROM PLAN) LATE CLAIM FILED - The debtor has failed to file the required Pre-Confirmation Certification (STILL NEED) - Need a copy of the last filed tax return - for 2024 prior to confirmation. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - There is $43,229 in non exempt equity in the residence. - There is $23,986 in non exempt equity in the bank account. - There is $33,000 in non exempt equity in the 1984 Samuel Morse Falmouth Cutter. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Plan proposes $2350 x 60 Base w/min $45,411 to gucs Payments: 4/7 Arrears: $7,050 RESOLVED: - Proof of 2 month's income - for debtor's new job. (RECEIVED. DISPOSABLE INCOME IS NOW $4751. NEED AMENDED SCHEDULE I TO INCLUDE DEBTOR'S NEW INCOME) RECEIVED - The debtor has insufficient income. Verified income leaves monthly disposable income of $300.39. (Updated proof of income provided along with amended I and J) - $2,315.42/month for alimony/support (need copy of order) (RECEIVED) - Domestic Support Obligation information for Alevtina Rochat. (RECEIVED) - JPMCB is listed in the plan as secured but filed an unsecured claim 7-1. The claim will be paid pro rata with other general unsecured creditors. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-11208 / MEH | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | Debtor getting raise starting Feb - wants $500 for Oct - Jan, then $1,250 for 1 year, and then $1,500 balance to pay case - ADJ 10/22 to see if numbers work (dm) Atty needs to address feasibility (dm) ISSUES AS OF 9/23/2025 (DM): updated 9/30/25. ***TO CONFIRM THE DEBTOR NEEDS $4,000 PTD, THEN $1,388 x 53 STARTING 10/1/25, 100% PLAN WITH $59,326 THRESHOLD PRESERVED, LOAN MOD WITH NEWREZ/SHELLPOINT BY 11/17/25 OR AS EXTENDED BY LOSS MIT ORDER, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD, TRUSTEE SHALL PAY GRASSY SPRAIN GROUP POC (4-1) A TOTAL GROSS CLAIM WITH INTEREST OF $52,321.89, TRUSTEE SHALL PAY FORD MOTOR CREDIT BIFURCATED POC (10-1) AS FILED*** Interim Scheduling Order entered 9/2/25. Order entered extending Loss Mit to 9/16/25. 1) NewRez/Shellpoint (Stewart Legal) OBJs - $76,271.07 arrears on Albemarie Rd property (CO SUBMITTED - LOAN MOD BY 11/17/25 OR AS EXTENDED BY LOSS MIT ORDER.) 2) Grassy Sprain Group (Saldutti Law Group) OBJs - $42,754.50 judgment entered against the debtor - secured claim not treated in the plan (CO SUBMITTED.) 3) Plan provides $1,112.32 secured paid-in-full treatment to Ford Motor Credit for 2015 Ford Explorer - creditor filed a bifurcated claim for $9,416 secured, $978.66 unsecured with $1,213.16 arrears. Need clarification regarding how debtor wants to treat the creditor (IS TRUE INTENTION TO PAY ARREARS AND TREAT REMAINDER SECURED/UNSECURED BIFUCATED CALIM AS SECURED UNAFFECTED OUTSIDE THE PLAN?? - Pay bifurcated POC as filed.) 4) Trustee OBJ: - Debtor has undertaken an improper use of exemption. Specifically, debtor filed individually and therefore is not entitled to a (d)(1) exemption in the amount of $55,800 - only allowed $27,900 (AMENDED). There is $80,703 in equity in the property (ADJUSTED TO $59k BASED UPON FILED JUDGMENT POC). Plan must continue to pay 100% to GUCs. - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $500 x 60, 100% Plan - Loan Mod by 5/30/25 PTD 8/7 = $4,000 Las | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-11509 / MEH | Russell L. Low, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 9/26/25 (SF) UPDATED RECOMMEND $290.51 X 3 (BEGIN 3/1/25; $3578 X 3 (BEGIN 6/1/25); $2335 X 54 (BEGIN 9/1/25) 100% PLAN W/MIN $36,888 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - DEBTOR TO SIGN UP FOR EWAGE WITHIN 7 DAYS - OK TO PAY ARREARS CLAIM 2-1 FOR SHEFFIELD FINANCIAL - MITSUBISHI HC CAPITAL AMERICA CLAIM 5-1 IS SURRENDERED IN FULL SATISFACTION - ALLY CAPITAL CLAIM 9-1 IS SURRENDERED IN FULL SATISFACTION Note: Disposable income is only $620. Need updated proof of income or agree to Auto Ewage payments 1. Sheffield Financial filed secured UCC claim 2-1 in the amount of $514.29 which is not addressed in plan (OK TO PAY?) 3. Trustee objection: - The debtor has insufficient income verifies $421, pending income from Lucas Logistics. May need E-wage.. (NOT FEASIBLE) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $500, Clothing $180 and Auto insurance $454.67 (should be $177, 1 car surrendered and additional car - 2024 Mitsubishi, not on Sched B ) (REDUCED EXPENSES BY $657 expenses allowed as long as case remains 100%. - There is non-exempt equity in the residence of $31,690 and $5198 in Wells Fargo bank acct pending bank statements. Plan proposes $2960.51 x 3; $3578 X 3; $2335 x 54 100% Plan Payments: 6/6 RESOLVED: - Must file Pre-confirmation certification (FILED) - IRS filed estimated priority claim 8-1 (AMENDED) - objection filed by Nation Lending (Fissel) - failure to pay arrears of $1584.33 (MP Filed) - A copy of the last filed tax return - for 2024. (RECEIVED) - The current Plan does not specify treatment of Sheffield Financial (2021 Bobcat Lawn mower) and Mitsubishi (2021 Thermo King) under the Plan. (The plan lists 2020 Trailer and the claim filed is for a 2021. Is this an error?) MP FILED - Need 2 months bank statements for Wells Fargo checking/savings acct prior to filing date. (RECEIVED) - Limited objection filed by Mitsubishi (Joann Sternheimer) - | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-12307 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 12/3/2025 10:00 am | ADJ to 12/3 Peremptory to resolve IRS claim (dm) ISSUES AS OF 9/22/2025 (DM): ***Plan lacks feasibility - RECOMMEND DISMISSAL*** 1) IRS (Eamonn O'Hagan) OBJs - $9,060 secured claim and $123,649.53 priority claim not treated in the plan (UNRESOLVED.) 2) IRS filed an amended estimated unsecured claim for 2019 tax year (AMENDED.) 3) Consent Order on MFR with BMW Fin (McCalla) is adding $4,049.72 post-petition delinquency to the plan. Plus $649 fees and costs. 4) Trustee OBJ: - Debtor has insufficient income. - Plan proposes $1,249 arrears treatment to BMW Bank for 2019 Infiniti QX50 - creditor filed claim with $0 arrears (STRIKE PLAN TREATMENT AND TREAT AS SECURED UNAFFECTED?? - Yes) Note: Updated auto insurance provided. Bank statements provided, amended Sch B and C filed to add bank accts. Prop. Plan $400 x 36, Base PTD 5/6 = $2,000 Last Claim (1-5) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-12468 / MEH | Andy Winchell, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/29/25 (SF) UPDATED RECOMMEND $100 X 1 (BEGIN 4/1/25); $340 X 59 (BEGIN 5/1/25) BASE PLAN - PLUS NONEXEMPT PROCEEDS FROM ANY POTENTIAL CLAIMS OR LAWSUITS As of 9/24/25 (DS): 1. Debtor is not current with Trustee payments. Arrears $680, made 3 out of 6 payments soon will be out of 7. Debtor must get current. 2. Obj with Global Lending not resolved, POC filed no arrears. 8/20/25 (DS): 1. Trustee obj to the following: - Add to confirming order any non-exempt proceeds from any potential claims for lawsuits and personal injury to Trustee. 2. Global Lending - 2017 Hyundai (GAVIN STEWART) obj to not treated in plan, POC filed with no arrears. Must resolve obj. (CONSENT ORDER SUBMITTED - SECURED UNAFFECTED.) Prop Plan $100 x 1 begin 4/1/25; $340 x 59 begin 5//1/25; Base Note: Amended Sched A/B filed (Doc #30) removes accts that were closed and discloses closed accts in the SOFA - ADJ to 10/1 (DM) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-12542 / MEH | John D. DiCiurcio, Esq. | Confirmation Hearing Scheduled | Dismissed | NA ISSUES AS OF 9/25/2025 (DM): 1) Trustee OBJ: - Tax refund of $7,196 was not prorated and included in disposable income calculation. - Disposable income verifies higher ($6,095) than scheduled (4,835) resulting in $2,110 monthly disposable income (INCOME CALCULATION $18,286.10 Ytd Net/3 MONTHS.) - Need to provide 2 months bank statements for Liberty Savings FCU prior to filing date, shown in bank acct $270 deposited into account bi-weekly (UNRESOLVED - ONLY JULY STATEMENT UPLOADED - NEED FEB & MARCH.) ***RESOLVED ISSUES*** 9/25/2025: Refund check received and voided. DLS ADJ to 10/1 Peremptory to be current (dm) 9/2/25 - now Atty advises that debtor accidentally discarded the check with the other mail (COPY OF REFUND CHECK UPLOADED 9/5 - WHO IS IN POSSESSION OF THIS CHECK?) Debtor has found the refund check and has mailed it to atty office. Requesting an adjournment of confirmation hearing so that they can make all amendments and supply all documents requested at 341. TFS receipt received for $500, and debtor will notify Atty if/when refund check is received - short ADJ to 8/20 to check for payment posting which is after scheduled 341 Meeting (dm) A) trustee OBJ: - Need amended Sch A/B to add car (AMENDED.) - Need amended Form 22C-1 to add income - the form is blank and was not done properly (AMENDED.) - Excessive Expense: $160 auto insurance, $430 car payment - no vehicles listed on schedules (SCH A/B AMENDED TO ADD CAR.) - Need to provide proof of insurance for car listed on Schedule J (RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $250 x 36, Base Plan PTD 4/6 = $1,000 Last Claim (16-1) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-12715 / MEH | James J. Cerbone, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 9/18/2025 (at): RECOMMEND: $4,844 PAID TO DATE, $1,560 x 54 BEGINNING 10/1/2025, 100% PLAN - Preserve non exempt equity of $36,193 in real estate. MP proposes: $1,363 x 60, 100% plan Arrears: $1,573 (Consent Order capitalizing additional $4,556.10 to Rushmore Servicing and accommodating fee application for same.) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-12777 / MEH | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 10/1/25 (DS): Confirm at $250 x 7 begin 4/1/25; $705 x 53 begin 11/1/25; 100% with a min. div. $17,373 due to non-exempt equity; - Loan mod on Rock Ave M2 by 10/1/26, mortgage arrears not to be paid pending loan mod and no reserve. - Trustee to pay claim#2-1 Windsor Terrace of $20,204.52. 1. BELOW ISSUES REMAIN UNRESOLVED. 9/10/25 (DS) 1. MFR by SN Servicing sched 9/10/25, need outcome. RESCHED 10/1 2. Trustee obj to the following: - Plan fails to provide for a prompt loan mod. - Plan fails to provide the non-exempt equity on the residence $17,373. Bar date has passed total gucs filed $11,305.33. (OKAY TO THRESHOLD) - Must resolve creditor obj. 3. SN Servicing (CHARLES WOHLRAB) obj to plan payments proposing to pay arrears and loan mod. (OTBS - 12-MONTH TRIAL MOD STARED 9/1/25 - ADD TO CONFIRMING ORDER THAT LOAN MOD BY 10/1/26 NO PAYMENT OR RESERVE BY TRUSTEE PENDING LOAN MOD.) Prop Plan $250 x 60 begin 4/1/25; Base and Loan mod on Rock Ave M2 within the time prescribed by order Note: Updated auto insurance provided. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-13197 / MEH | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | ADJ to 10/22 for work-up (dm) OBJ MAY BE SETTLED (dm) ISSUES AS OF 9/22/2025 (DM): 9/4/25 (MK): case is now 6 months old. Still do not have current comps on real property. Trustee disputes debtor's value. Case is all unsecured claims - ADJ to 10/1 Peremptory. 7/29/25: parties working on resolving #1 or case cannot proceed - ADJ to 9/10 Peremptory (MOTION TO EXTEND TIME TO FILE COMPLAIN SCHEDULED FOR 10/1.) 1) Gagandeep Singh Nanda (Thomas Monroe, Esq.) OBJs: - debtor not truthful in business activities. - bad faith, misstatements etc. Mk looks like there will be Stipulation entered extending time for creditor to file complaint re discharge- so is the objection in #1 resolved? Motion Extending Time to File Non-Dischargeability Complaint (ORDER ENTERED EXTENDING TIME TO 9/2/25.) 2) Plan provides $2,357 arrears treatment to Jersey Mortgage - no POC filed by the creditor before the Bar Date expiration and debtor's counsel has not filed a POC on behalf of the creditor in the available time (STRIKE PLAN TREATMENT??) 3) Trustee OBJ: - Need current comps for real property - There is $29,541 non-exempt equity in the residence pending comps or updated CMA. - Need March & April bank statements for Capital One Bank acct#7832. - Strike Plan treatment of Figure Lending and Jersey Mortgage in Part 6 of the plan for Executory Contracts and Unexpired Leases - creditors treated elsewhere in the plan. ***RESOLVES ISSUES*** A) Trustee OBJ: - Need amended J to list dependents (AMENDED.) - Need 2024 tax return (RECEIVED.) - Need Pre-Confirmation Certification (FILED.) Prop. Plan $500 x 60, Base Plan PTD 6/6 = $3,000 Last Claim (10-1) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-13392 / MEH | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Dismissed | NA As of 9/25/25(mk) Work up on Plan #26 1. Plan has pay One main Financial claim interest for total $33,875- NEED ORDER TO PAY THAT .Tr won't pay interest on claim w/o an order. 2. Must file pre conf cert. Plan:$615 X 5; $750 X 19; $1015 X 36; BASE 6/5 payments | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-13417 / MEH | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | ISSUES AS OF 9/23/2025 (DM): ***Proposed Order on USB Leasing objection in #1 below provides $29,012.83 to be paid by the Chapter 13 Trustee as an administrative claim within 36 months. The current Plan does not provide for this priority treatment, and no other creditors are privy to this priority treatment. Atty should file a MP on Notice to creditors to disclose this arrangement. Also, current Plan is underfunded by $13,330*** POC (13-2) for Jeep lease amended to a GUC - lease expired - no deficiency balance stated. MFR filed by USB Leasing for 2021 Jeep leased vehicle, plan proposed to pay claim in full, but lease is up, matured 3/1/25, Debtors were no longer making leased payments. Sched 8/20/25. Need outcome. 1) USB Leasing - 2021 Jeep Grand Cherokee (LAURA EGERMAN) OBJs - car is a lease and debtors did not timely exercise the purchase option, Debtors cannot purchase the leased car. Claim filed as leased and secured (PROPOSED ORDER SUBMITTED 9/18/25.) 2) Plan provides $16,176.36 priority treatment to the IRS - creditor filed $24,886.60 (OKAY TO PAY HIGHER CLAIM??) 3) Plan provides $12,551.18 priority treatment to the State of NJ - creditor filed $1,833 priority and $10,388.90 secured (OKAY TO PAY PER POC??) 4) Trustee OBJ: - Amended 22C filed Line #45 shows disposable income $1,870.55, however the amended 22C fails to add the tax claims and the crammed vehicles. After deducting the amounts, there would be disposable income $506.87, which would require $30,412 Min. Div. to GUCs. - Updated disposable income verifies $909. Note: Service no longer needed to Santander, obj filed by creditor. 2024 Tax return, loan balances and updated POI for Debtors provided ***RESOLVED ISSUES*** A) Santander - 2021 Volvo XC40 (WILLIAM CRAIG) OBJs to cram (CONSENT ORDER ENTERED.) Prop. Plan $500 x 12, $1,500 x 12, $2,500 x 36, Base Plan PTD 5/5 = $2,500 Last Claim (13-2) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-13537 / MEH | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/24/2025 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,000 x 60 STARTING 5/1/25, 100% PLAN WITH $387,789 THRESHOLD PRESERVED, STUDENT LOANS POC (1-1), POC (3-1), AND POC (12-1) SHALL BE TREATED OUTSIDE THE PLAN*** 1) Trustee OBJ: - Excessive Expenses: $895/month car payment $200/month for personal care $550/month for transportation $430/month for cable/internet/phone Need proof of excessive expenses 10 days prior to confirmation. ***RESOLVE ISSUES*** A) Trustee OBJ: - Need file Pre-Confirmation Certification (FILED.) - There is $295,000 non-exempt equity in the residence (LANGUAGE ADDED.) - There is $92,789 non-exempt equity in the bank account (LANGUAGE ADDED.) - IRS filed an estimated claim which needs to be amended (AMENDED.) - NJ Division of Taxation filed an estimated claim which needs to be amended (AMENDED.) Prop. Plan $3,000 x 60, 100% Plan PTD 4/5 = $12,000 Last Claim (11-2) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-13704 / MEH | Thomas G. Egner, Esq. | Confirmation Hearing on Modified Plan | Continued 10/22/2025 10:00 am | ADJOURNMENT REQUEST TO ALLOW SERVICE OF MP FILED 9/1/2025 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-13825 / MEH | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/26/25 (SF) 1. Nissan-Infiniti LT filed arrears claim 5-1 in the amount of $10 for a lease which is not assumed in the plan (MUST RESOLVE) 2. USAA Federal Savings filed unsecured claim 4-1 for 2023 GMC Yukon XL. This is not a lease so this claim appears to be filed incorrectly. The debtor pays $1521.21 p/m. The plan lists this creditor as secured (NEED AMENDED CLAIM) 3. NewReZ LLC filed arrears claim 11-1 in the amount of $3792.62 which is not addressed in the plan (OK TO PAY?) 4. Trustee objection: - Need a valuation for the timeshare. - The debtor(s) plan consists of unnecessary or Excessive expense items, such as: $1,525 & $615/month car payments $250/month for timeshare (luxury item) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided: Verified income leaves monthly disposable income of $1,442.62. - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,835.00 when determining disposable income. - There is $18,815 in non exempt equity in the bank accounts. - USAA filed a bifurcated claim which needs to be resolved. - Need name of attorney handling car accident and personal injury suits. - Need 6 months Profit and Loss statement for the Della Fusion Spa LLC Plan proposes $200 x 60 Base Payments: 4/5 Arrears: $200 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Need a current market analysis - with comparatives sold within 6 months of filing. (Moot. Using Zillow there is still no equity) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-13964 / MEH | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/29/2025 (at): 1. Monmouth Heights at Freehold Recreation Association filed a bifurcated claim which needs to be resolved. (secured - $1,538.90 and unsecured - $1,093.50) 2. Need outcome of adversary proceeding filed by Thomas Cordingley. 3. Trustee's objection: - The debtor has insufficient income. (CURRENT) - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor must provide updated proof of auto insurance for the 2015 Audi, 2020 Honda and 2014 Ford. The policy provided expires on 9/22/25. (RECEIVED) Plan proposes: $350 x 60 beginning 8/1/2025, base Payments: 2/2 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14065 / MEH | David A. Semanchik, Esq. | Confirmation Hearing on Modified Plan | Continued 11/12/2025 10:00 am | New Plan Note - Motion to Approve Partial Claim filed 9/9/25 might resolve M&T Bank (McCalla) OBJ (dm) issues as of 8/14/2025 (JMA) - atty to file modified plan, will also request adjournment of confirmation hearing 1) M&T Bank (McCalla Raymer) objection to confirmation -STILL NEED TO RESOLVE OBJECTION - mortgage arrears $19,775.57 - Debtor's plan fails to acknowledge or accommodate any arrears due. 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - A Modified Plan that removes Ally & GM on Part 4b, since creditors are on Part 4d and 7c, also attorney disclosure has fees $4,072 and plan has $4,063 - NOT RESOLVED TO DATE - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $28,787. The CMA provided has an estimated value $301,200 based on comps provided, but realtor gives $285,000 with no explanation. $285,000 was the only property with the value, two were $299,900 and one for $320,000. Zillow values property $311,700. THE LAST PROPERTY ON THE CMA SHOULD BE EXCLUDED AS IT IS OLDER THAN 6 MONTHS AFTER FILING. THE AVERAGE OF THE REMAINING 3 COMPS IS $306,608. -UPDATED CMA HAS AVERAGE VALUE AT $284,475 USING COMPS WITHIN 6 MONTHS OF FILING - Add to confirming order non-exempt proceeds from potential lawsuit against prior employer (EEOC Claim) to Trustee. - M&T Bank filed arrears claim $19,775.57, plan has outside and needs to be paid. PLAN FAILS TO PROPOSE TREAMENT OF CLAIM, THE FILED CLAIM #9 SEEKS PAYMENT OF $19,775.57. 3) The plan treats Ally (2018 Chevrolet) and American Financial Services (2019 GMC Acadia) in Part 4a and Part 4b with two different amounts. NEED TO RESOLVE proposed plan $416x60 base plan paid in $832 arrears $832 last claim 21-1 RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certificat | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14129 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 9/29/25 (SF) 341 not held - Rescheduled to 10/30/25 Payments: Copy of TFS payment receipt in the amount of $2000 received. Payment is pending | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14209 / MEH | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 9/29/25 (sf) Per atty ok to dismiss/hold fees AS OF 9/26/25 (SF) NOT CURRENT WITH PAYMENTS 1/5 ARREARS $3000 1. Objection filed by Santander Bank (Craig) - objects to cram and failure to provide for adequate protection payments. (MUST RESOLVE) MP FILED AND THERE IS NO OBJECTION TO MP 2. Jasmine Properties has not filed a claim. The bar date expires on 7/2/25 (MUST RESOLVE) MUST BE STRICKEN OR FILE CLAIM ON BEHALF OF CREDITOR 3. Trustee objection - Need statements for the two TSP loans. (STILL NEED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,668.00 when determining disposable income. Plan proposes $750 x 60 0% plan Payments: 1/5 Arrears: $3000 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) 2. Objection filed by Bridgecrest Acceptance (Egerman) - Plan is silent as to the treatment of creditor (2016 Chevrolet Malibu) (MUST RESOLVE) MP FILED TO SURRENDER | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14358 / MEH | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/23/2025 (DM): updated 9/28/25. Updated 9/29/25 ***To resolve Trustee objections, RECOMMEND CONFIRMATION AT $1,410 x 60 STARTING 5/1/25, 100% PLAN WITH $67,568 THRESHOLD PRESERVED, OTBS WITHIN 30 DAYS ON WELLS FARGO OBJECTION AND US BANK OBJECTION, U.S. DEPT OF HUD POC (1-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN, PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS*** 1) Wells Fargo Bank (RAS) OBJs - failure to cure arrears of $3,673.66 on Kadlubeck Way property. Plan only proposes to pay $10 (UNRESOLVED.) 2) US Bank (RAS) OBJs - failure to cure arrears of $2,817.12 on the boat. Plan is silent as to this creditor (TRUSTEE POSITION IS THAT THIS ASSET SHOULD BE SURRENDERED.) 3) Plan provides $400 priority treatment to the State of NJ - no POC filed yet, but Gov Bar Date is 10/27/25 (KEEP IN THE PLAN.) 4) US Dept of HUD filed a secured claim on Kadlubeck Way property not treated in the plan (OKAY TO ADD AS SECURED UNAFFECTED.) 5) Trustee OBJ: - There is $26,618 non-exempt equity in the residence. - There is $36,475 non-exempt equity in the 2022 Dodge Ram ($38,000 DODGE RAM TRADED-IN AND PURCHASE OF 2022 CHRYSLER 300 WORTH ONLY $18,000 WITHOUT COURT APPROVAL. SEE AMENDED SCH A/B.) - There is $4,475 non-exempt equity in personal property. - The debtor has undertaken an improper use of exemption. Specifically, debtor has exceeded the D5 exemption by $4,475. - Excessive Expense: $275 personal care, $890 car insurance, $606 boat payment (luxury item). Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - Need to file Pre-Confirmation Certification (UNRESOLVED.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need homeowner's insurance renewal declaration - expired on 8/6/25 (RECEIVED.) - Debtor has insufficient income. - Current Plan does not specify treatment of US Bank's secured arrears claim (OBJ FILED.) - Need updated proof of auto insurance for the 2011 Chrysler and the 2022 Dodge. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14612 / MEH | Andy Winchell, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | Plan Denied - MP filed and scheduled for 11/12/25. Amended I&J filed 9/25/25. ISSUES AS OF 9/24/2025 (DM): ***To resolve Trustee objections, RECOMMEND CONFIRMATION AT $4,225 PTD, THEN $2,500 x 56 STARTING 10/1/25, BASE PLAN, PLUS NON-EXEMPT PROCEEDS FROM ALL CLAIMS LISTED ON SCH A/B, Q#53, DEBTOR SHALL PROVIDE A CERTIFICATION WITH RESPECT TO THE STATUS OF SAID CLAIMS BY 3/1/30, ATTY FEE APP SHALL BE FILED WITHIN 7 DAYS, DEBTOR SHALL PROVIDE PROOF THAT THE TRUSTEE WAS ADDED AS LOSS PAYEE ON ALL INSURANCE POLICIES WITHIN 14 DAYS BASED UPON VESTING AT DISCHARGE*** 1) Trustee OBJ: - Tax refund in the amount of $2,420 was not prorated and included in disposable income calculation. - Income documentation provided verifies higher ($10,066.82/$1,221.50) than scheduled ($9,576.10/$833) resulting in $2,621 monthly disposable income. INCOME CALCULATION - Pay Stubs Feb - April $25,167.08 Net/5 = $5,033.41 x 2 = $10,066.82 - or $40,395.92 Ytd Net from April pay stub/4 = $10,098.98 - Bonus Check dated 12/27/24 Net = $14,658/12 = $1,221.50 - 2024 Tax Refund = $2,420/12 = $201.67 - Add $300 for 401k loans that ended July 2025 - Per Form 22C, monthly disposable income is $6,204 which requires a $372,240 minimum dividend to general unsecured creditors. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Debtor must provide proof that the trustee was added as loss payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for vesting at confirmation. ***RESOLVED ISSUES*** A) Trustee OBJ: - Excessive Expenses: $930 childcare, $740 car payment, $290 summer camp, $80 kid's allowance (PROOF OF EXPENSES RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) - Need DSO for Jennifer Mucciolo (RECEIVED.) - Need a statement for the 401k loan (RECEIVED.) - Need updated proof of auto insurance for 2020 BMW and 2021 Jeep. Policy provided expired | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14638 / MEH | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/26/25 - 1. ADV filed by NJ Dept of Labor to determine dischargeability of debt (Adv 25-01303) - Pretrial conference 10/1/25. (ORDER FOR JUDGMENT ENTERED ON 9/23/25 $13,236 IS NONDISCHARGEABLE. WILL PLAN BE AMENDED TO PAY THIS?) 2. Objection filed by Real Time Resolutions (Steven Kelly) - failure to pay arrears of $24,882.39. Secured Creditor objects to confirmation of the Debtor's Plan as its treatment is impermissible under the Bankruptcy Code. Per creditor, the property should be surrendered in the plan. (MUST RESOLVE) NEED STATUS The plan states: The debtor's Chapter 7 Discharge for case # 09-21794 absolved her of any and all personal liability for this debt with the original 2nd mortgage holder; this Discharge thus also applies to the current 2nd mortgage holder who took over that same loan. They are free to pursue their State law rights). Plan proposes $200 x 36 Base Payments: 4/4 RESOLVED: - Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy provided expires on 6/27/25. (RECEIVED) - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Trustee objection: - Need March and April statements for Venmo account.(RECEIVED) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14671 / MEH | David A. Semanchik, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/24/2025 (DM): Updated 9/29/25 ***If Dennis Peregrim objection is withdrawn, TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,500 PTD, THEN $1,851 x 56 STARTING 10/1/25 BASE PLAN WITH $83,068 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS*** 1) Dennis Peregrim (Schwartz & Schwartz) OBJS: - creditor is due payment for the sale of a business to Michal Wall. - creditor objects to the confirmation of the payment without including payment of his outstanding obligation. The obligation was to be paid in full in 2013 but remains unpaid to date. POC FILED AS UNSECURED 2) Trustee OBJ: - Plan fails to provide the non-exempt equity in the assets. - There is $75,005 non-exempt equity in real estate, $475 in 2012 Chevy, and $7,588 in Northwestern Mutual Life insurance for a total of $83,068 of equity. ***RESOLVED ISSUES*** A) NewRez/Shellpoint Mtg (Hill Wallack) OBJs - $8,092.58 arrears on Long Rd property (ORDER ENTERED TO PAY PER POC.) B) Trustee OBJ: - Need a CMA with comps - the CMA provided is not dated and has no comps attached (RECEIVED UPDATE.) - Need proof of auto insurance for the 2012 Chevy Silverado (RECEIVED.) - Excessive Expenses: Water/sewer/garbage $300, Garbage $100 and again Garbage $30, and auto insurance $500. Must provide proof of expenses 10 days prior to confirmation (RECEIVED.) - Debtor has insufficient income (MOOT.) - Debtor has failed to file a feasible plan that proposes an increased tier when car payment of $379.61 ends in month 25 (MOOT.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $1,624 x 60, Base Plan PTD 4/4 = $6,500 Last Claim (26-1) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14704 / MEH | Joan Sirkis Warren, Esq. | Confirmation Hearing on Modified Plan | Continued 11/12/2025 10:00 am | AS OF 9/26/25 (SF) 1. State of NJ priority claim 2-1 is estimated (NEED AMENDED CLAIM) 2. IRS unsecured claim 3-2 is estimated (NEED AMENDED CLAIM) 3. Objection filed by Wells Fargo Bank (Kelly) - failure to provide for arrears of $214,651.22 (MP FILED TO PAY ARREARS) 4. Trustee objection: - Need a current market analysis - with comparatives sold within 6 months of filing. - Need April and May bank statements for TD account 6374. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $250/month for home maintenance $550/month for utilities $950/month for food for two $300/month for entertainment Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan Per the 22C, monthly disposable income is $16,561 which requires a minimum dividend of $993,660 to general unsecured creditors. - Need a statement for the Sofi stock account. Plan proposes $3500 x 3; $5433 x 57 100% Plan Payments: 1.5 of 4 Arrears: $10,508 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-14980 / MEH | John Zimnis, Esq. | Confirmation Hearing Scheduled | Withdrawn | OLD PLAN - MP was confirmed on 9/10/25 (dm) issues as of 8/13/2025 (JMA) OK TO CONFIRM AT $2,550 PAID TO DATE, $1,117X57 BEGIN 9/1/2025 WHICH INCLUDES MINIMUM $45,205 DUE TO NON-EXEMPT EQUITY IN HOUSE 1) Trustee objection to confirmation - RESOLVED - Amendments to Schedules I for co debtor new job - RESOLVED, FILED - need proof of income from co -debtor's new job - RESOLVED PROVIDED proposed plan $850x60 begin 6/1/2025 with minimum dividend $43,186 non-exempt equity paid in $2,550 last claim 38-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15058 / MEH | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/25/25 (SF) NOT CURRENT WITH PAYMENTS ARREARS: $5146 (TFS payment receipt provided for 3 pending payments) 1. Objection filed by SN Servicing (Wohlrab) - Debtor`s proposed plan is insufficient to provide for the total debt claim of Secured Creditor. (MUST RESOLVE) 2. Trustee objection: - There is $126,352.43 non-exempt equity in house. Plan requires 100%. Plan proposes $2574 x 60 Base Plan Payments: 2/4 Arrears: $5146 RESOLVED: - State of NJ filed estimated priority and secured claim 9-1 (AMENDED) - The debtor has failed to file the required Pre-Confirmation Certification (filed) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15091 / MEH | Juan C. Velasco, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | issues as of 9/24/2025 (JMA) 1) Trustee objection to confirmation - RESOLVED 2) IRS priority claim #4 is estimated FOR 2021 taxes, need amended claim - STILL ESTIMATED 3) Provident Bank filed secured claim 6-1 with judgment lien on 1st mtg in the amount of $437,615.72 - PROPOSED PLAN IS NOT FEASIBLE (Per AR - this can be worked-up paying the arrears of $57k per the POC) 4) Proposed plan payments are not sufficient to pay the judgment lien in full through plan - need to resolve proposed plan $2,028.93x60 100% plan paid in $8,097.93 last claim 6-1 RESOLVED ISSUES; - The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15110 / MEH | John Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/24/2025 (DM): updated 9/25/25 Aty accepts terms ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $5,000 PTD, THEN $1,500 x 32 STARTING 10/1/25, BASE PLAN, TRUSTEE SHALL PAY IRS POC (13-2) AS FILED, HYUNDAI CAPITAL POC (18-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN, STATE OF NJ POC (25-3) HAS BEEN RECLASSIFIED TO A TOTAL GENERAL UNSECURED CLAIM OF $38,221.60 PER CONSENT ORDER DATED 8/21/25*** 1) IRS filed $3,035 amended secured claim not treated in the plan (OKAY TO PAY PER POC??) 2) Hyundai Capital filed $0 arrears claim on 2021 Kia Sorento not treated in the plan (TREAT AS SECURED UNAFFECTED OUTSIDE THE PLAN??) ***RESOLVED ISSUES*** A) NJ Division of Taxation filed an estimated claim which needs to be amended (AMENDED, AND SECURED PORTION RECLASSIFIED TO GUC BY CONSENT ORDER DATED 8/21/25.) B) Trustee OBJ: - Need life insurance statements from two insurance policies (RECEIVED.) - Disposable income verifies at $1,498 without social security (MP PROPOSES $1,500.) - Debtor has not explained the need to have 2 life insurance policies (RECEIVED CERTIFICATION OF DEBTOR.) Prop. Plan $1,000 x 2, $1,500 x 34, Base Plan PTD 4/4 = $5,000 Last Claim (25-3) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15192 / MEH | John D. DiCiurcio, Esq. | Confirmation Hearing on Modified Plan | Moot - Dismissed | ||
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15312 / MEH | Aniello D. Cerreto, Esq. | Confirmation Hearing Scheduled | Plan Denied | Atty will file another MP within 14 days with Notice Box checked (dm) ISSUES AS OF 9/25/2025 (DM): updated 9/30/25. 1) MP filed 9/17/25 with No Notice box checked. Previous Plan provided for a conflicting treatment to general unsecured creditors in Part 5a that included a 20.25% distribution and a Base distribution. The current MP should have been filed with the Notice Box checked. 2) MP proposes to pay $14,500 secured pay-in-full to JP Morgan Chase for 2015 Toyota RAV4 - creditor only filed a total claim of $8,667.37 (NEED TO ASK RAS ABOUT THEIR FILED CLAIM & PLAN TREATMENT.) 3) Trustee OBJ: - Need a Modified Plan that marks off percentage or Pro Rata, cannot be both. Based upon income case should be 100% case (MP FILED WITH NO NOTICE.) - Disposable income verifies at $100,205. Based on Debtor's income from business, there is sufficient income to pay 100% to general unsecured creditors. Tax returns from 2024 show $224,310 gross income - how is Atty only getting $6,137 for monthly income. - Excessive Expenses: Home maintenance $300 and Food $1,200. - Need April & May bank statements from Chase Bank acct #6169 (NOT RECEIVED.) - Debtor has undertaken an improper use of exemption. Specifically, improper 15 U.S.C. Section 1673 and 522(d)(1) exemptions were taken on checking accts. Only permitted to take 522(d)(5) exemptions. - There is $12,188 non-exempt equity in the residence, unknown estimated on cars (pending valuations and balance statements), Collectible items $500 (OK), Firearms $2,000 (OK), Chase Bank accts (pending all statements) and Inventory $8,000. - Must provide balance statements and valuations for all cars listed on Sched B. Per POC filed for 2015 Toyota RAV4 car valued on NADA $13,525, owed $8,667 leaving non-exempt equity $4,858. Sch B fails to give mileage on all cars. (RECEIVED $30,246 KBB VALUE FOR 2020 FORD TRANSIT VAN, $14,608 KBB VALUE FOR 2016 FORD TRANSIT VAN, $11,408 KBB VALUE FOR 2020 FORD ESCAPE, $19,153 KBB VALUE FOR 2021 FORD RANG | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15468 / MEH | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/23/2025 (DM): ***Email received from Atty on 9/15/25 advising that he was accepting the terms and to place the case on the Honor Roll*** ADJ to 10/1/25 - Atty getting bank statements to trace funds for issue below (dm) Atty to reach out to AR to discuss removing $18,721 from the threshold below and/or providing trace evidence that funds from the joint account with debtor's mother are only attributed to the mother. See also Certifications uploaded to Pre-341 Bank Statements (TRUSTEE COMPROMISE BELOW.) ***TO RESOLVE OBJECTIONS BELOW, TRUSTEE IS RECOMMENDING CONFIRMATION AT $750 x 60 STARTING 6/1/25, BASE PLAN WITH $16,400 EQUITY THRESHOLD PRESERVED, PLUS ALL NON-EXEMPT PROCEEDS FROM ANY INHERITACE RECEIVED FROM THE ESTATE OF THE DEBTOR'S AUNT, TRUSTEE IS AUTHROIZED TO PAY PNC BANK $929.34 ARREARS POC (2-1), JPMORGAN CHASE POC (3-1) SHALL BE TREATED AS SECURED PAY-IN-FULL AT $10,596.25*** 1) PNC Bank filed $929.34 arrears claim on Virginia Dr property (OKAY TO PAY??) 2) Trustee Objection to confirmation - need to resolve - Excessive Expenses: $500 food, $175 clothing, $175 entertainment. Need proof of expenses 10 days prior to confirmation. - Proof of income ($6,013/$687) verifies higher than scheduled ($5,917/$500) resulting in $952 of monthly disposable income. - There is $7,051 non-exempt equity in the real estate. - There is $37,442 non-exempt equity in the bank accounts. Debtor to submit Certifications regarding bank accounts (NEED TO REVIEW WITH THE TRUSTEE.) - CERTIFICATION PROVIDED STATES THE MONEY IN THE DEBTOR'S MOTHERS ACCOUNT ARE NOT RELATED TO THE DEBTOR. THE DEBTOR LISTED ON THE ACCOUNT IN THE EVENT OF AN EMERGENCY. 3) Debtor provided Trustee with 4 PNC accounts in name of the debtor. The certification of the debtor states account #8951 was not listed in the debtor certification. 4) 4 PNC accounts provided, no exemptions leaving $894.59 non-exempt equity. proposed plan $750 x 60, Base Plan paid in $2,250 Last Claim (10-1) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15728 / MEH | Brian S. Thomas, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | ISSUES AS OF 9/19/2025 (DM): 1) IRS filed $20,467.44 amended priority claim that includes WT-FICA & FUTA estimated taxes for 2025 based upon debtor's business ownership - Atty needs to contact the IRS to clear up this issue (UNRESOLVED.) 2) State of NJ filed $33,731.07 priority claim that includes S&U estimated taxes for 2023 & 2024 (UNRESOLVED.) 3) Kapitus Servicing filed a bifurcated claim for $51,707.58 secured (UCC-1 Statement) and $100 unsecured that is not treated in the plan (PAY POC AS FILED OR MOVE AGAINST THE POC?? - Pay as filed.) 4) Trustee OBJ: - Debtor has failed to file a feasible plan that proposes an increased tier plan when car payment of $439 ends in month 15 (UNRESOLVED.) - Need Marcus Goldman Sachs savings acct statement for May (UNRESOLVED.) - Need Acorn statement from May (UNRESOLVED.) - Need TD Bank acct statement for May (UNRESOLVED.) - Need Bitcoin acct statement from 4/1/30-5/30/25 or Certification (UNRESOLVED.) - There is non-exempt equity in the 2018 Nissan of $1,631, 2013 Toyota Tundra of $3,325, Kayak/surfboard/mountain bike of $2,000, TD Bank acct of $2,352, Marcus savings acct of $2,528 (pending statement), Acorn acct of $400 (pending statement), Bitcoin acct of $500 (pending statement), and Bayside Carpet business of $10,000. - Income verifies higher ($3,212/$6,231) than scheduled resulting in $2,323 monthly disposable income. - Form 22C may have disposable income of $305.30 which would require a $18,318 minimum dividend to GUCs. - Need to file Pre-Confirmation Certification (UNRESOLVED.) - EXCESSIVE EXPENSES: (i) - Business operates out of the residence. Thus, there are excessive expenses on P&L statement and Sch J when reviewed together: - prorated insurance from P&L statement of $828.34 does not specify what kind of insurance -vs- $500 auto insurance and $120 pet care insurance from Sch J totals $1,448 for all insurance. - prorated utilities on P&L statement of $234.34 -vs- $570 utilities on Sch J totals $804.34 for all ut | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-15917 / MEH | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/29/25(mk):Updated **CAN REC CONFIRM AT $1,230 PTD Then $410 x 11 Begin 10/1/25 Then $2,400 x 46 Begin 9/1/26 Base** Plan:$410 X 14; $2400 X 46; BASE 3/3 payments ------------------RESOLVED------------- - new CMA provided value $540,000. At that value, there is 16,148 in equity. SCHEDULE C only claimed 1 dollar under (d)(1)- AMENDED C FILED- no equity - HOW IS SECOND TIER of $2,400 TO BE FUNDED?? Pension loan ends - need updated CMA w/ comparable w/in 6 mos. MUST HAVE THIS TO DETERMINE WHAT -Verified income leaves monthly disposable income of -$192.18. Debtor must sign up for e-wage. -must file pre conf cert.(FILED - obj by Lakeview- resolved order entered to pay arrears - plan has cap one as unaffected Arrears claim was filed for $20 - OK to pay- YES PAY | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16154 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Plan Denied | per atty- need to file a MP to sell RE-THIS PLAN IS DENIED AND MP IN 14 DAYS ----- As of 9/25/25(mk): 1/3 payments(Pd 1st payment in June and nothing else arrears 4,650 100%plan Plan proposes to make a lump sum payment to Mtg co of $75,000( this will reduced the pre pet POC to121,344.47- no amended claim has been filed so guessing that has not happened?? 1. IRS ESTIMATED CLAIM- 2021-2024 not filed. 2. Objection by New Rez(Stewart Legal): - plan fails to pay full arrears 3. Plan has Citizens Bank as unaffected on 2019 auto- POC for arrears $1,624.52 filed- OK TO PAY? 4. Trustee Objection: --Must provide closing statement from sale of mother's inherited home - Fee app within 7 days from confirming order -Schedule C over exempts d(5) by $5,720 on Chase Bank & PNC acct. - must file pre conf cert. Plan:$2,325 x 60 begin 7/1/25; Plus lump sum payment $75,000 within 10 days from conf order; 100% 1/3 payments --------RESOLVED---------------- >> There is non-exempt equity Chase Bank acct#6249 $100,998 and PNC Bank acct#7606 $178 total $101,176.PLAN IS 100% LANGUAGE ADDED Car payment $762. Plan propose 100%. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16156 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/25/25 (SF) 1. Objection filed by US Bank (RAS) - failure to pay arrears and speculative sale. 2. Objection filed by the State of NJ (Aiden Black) - failure to provide for payment of priority claim and failure to file tax returns. 3. State of NJ filed estimated priority claim 4-1 (NEED AMENDED CLAIM) 4. Trustee objection: - The debtor has insufficient income. Verified income leaves monthly disposable income of $292 Debtor must sign up for e-wage. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Plan proposes $350 x 12; $650 x 12; $1150 x 12; $1350 x 12; $1500 x 12 Base Plan; Sale by 12/31/25 Payments: 2/3 Arrears: $350 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - Proof of 2 month's income - Need May pay stubs for non filing spouse. (RECEIVED) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16237 / MEH | Jeffrey S. Nowak, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP FILED 9/30- so this plan should be DENIED and not adjourned mk: adj request uploaded at 5:00PM 9/30 DENIED has to appear late filed amended schedules A_J on 9/30 and 2/4 payments Arrears 2,000- As of 9/25/25(mk): 1. IRS filed an estimated claim which needs to be amended. 2. Plan has TD Bank as unaffected- They filed and arrears claim fo $2,557.62- OK TO PAY? 3. QUANTUM3 GROUP LLC AS AGENT FOR GOODLEAP file a secured claim for $28,279.24- HOW WILL YOU TREAT THIS CREDIOTR? 4. Trustee Objection: - Verified income leaves monthly disposable income of $3,440.52. -current Plan does not specify treatment of Quantum 3's secured claim under the Plan. - As of now, there is $5,114 in non exempt equity in the residence - Needs TR standard order of distribution. Plan:850 x 60 Base 3/3 payments --------------------------------RESOLVED---------------------------- PROOF PROVIDED-OK Excessive exp: $250/month for home maintenance $390/month for water & sewer $645/month for childcare $668/month car payment Need proof of excessive expenses 10 days prior to confirmation. - Need statements for the debtor's (2) 401k loan-PROVIDED | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16477 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | atty to upload adj request to allow time for service on US Auto AS of 9/23/25(mk): first tier needs to be higher to pay atty and prompt cure in first 18 mos like around 462 x 18- may be lower depending upon PTD at time of conf 1. Plan was served on Westlake AT THEIR ADDRESS for cram on auto - POC FILED BY US AUTO SALES( different address than Westlake) AND THEY US AUTO SALES DID NOT RECIEVE SERVICE OF PLAN 2. Prompt cure for landlord will require atty fees and LL to be paid concurrently Plan: $380 X 18; $312.86 X 42; BASE 2/3 payments -------RESOLVED--------- -Need proof of service on Westlake Portfolio. Atty says filed 7/25. BUT There is no PDF in the docket for the cert of service. Please email me a filed copy. PROVIDED - Proof of 2 month's income PROVIDED --need 2024 tax return.(Provided a tax transcript) -need claims for Westlake(claim filed by US auto sales) and landlord to be filed(LL filed unsecured claim12-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16550 / MEH | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/18/2025 (at): RECOMMEND: $1,290 PAID TO DATE, $797 x 45 BEGINNING 10/1/2025, 100% PLAN Trustee's objection: - Need to provide Wells Fargo statements for acct #9938 for May, April and March 2025 (NOT RECEIVED) - The proof of income provided is much higher than the amount scheduled in the petition . The disposable income is approximately $3200 monthly. RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - Domestic Support Obligation information Shannon Pryor (RECEIVED) Plan proposes: $430 x 60 beginning 7/1/2025, base Payments: 3/3 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16616 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 9/29/25 (DS): Debtor atty requested adj request denied, still missing updated auto insurance As of 9/24/25 (DS): 1. Trustee obj to the following: - Need updated CMA with recent comps (comps used were all from 2024. Zillow list property for sale $599,999 by person who did CMA. There would be non-exempt equity $74,182) and updated auto insurance (expired 9/17/25). - Add to confirming order fee app within 7 days from confirming order. Prop Plan $825 x 60 begin 7/1/25; 0% | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16784 / MEH | Marc C. Capone, Esq. | Confirmation Hearing on Modified Plan | Confirmed | issues as of 9/24/2025 (JMA) OK TO CONFIRM AT $4,636 PAID TO DATE, $1468X57 BEGINS 10/1/2025 WHICH INCLUDES MINIMUM $74,496.47 TO GENERAL UNSECURED CREDITORS 1) Capital One (Brock & Scott) objection to confirmation - OK TO PAY $1,088 THROUGH PLAN. DEBTOR RESERVES THEIR RIGHT TO OBJECT TO THE POC ONCE FILED. - The Plan erroneously lists Creditor as a Secured Claim Unaffected by the Plan. - Creditor anticipates that the claim will include pre-petition arrearage totaling $1,088.54. 2) Trustee objection to confirmation - need to resolve - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan $1,593x60 minimum $23,630 to gucs per plan paid in $4,636 last claim 43-1 RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED - The debtor has failed to supply the Trustee with the following document(s): Need a statement for the second mortgage showing monthly payment amount is $1,068 -RESOLVED, DEBTOR PROVIDED DISCOVER HOME LOANS MORTGAGE STATEMENT FOR 6/21/2025 SHOWING MORTGAGE PAYMENT OF $1,088.54 - The debtor must provide proof of auto insurance for the 2025 Chevy Trailblazer - RESOLVED, PROVIDED RENEWAL THROUGH 10/29/2025 - Need statements for Chase accounts 0178 and 8562 and the Merrill Lynch account. RESOLVED, PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $16,871 in non-exempt equity in the residence. FILED CLAIMS REDUCED NON-EXEMPT EQUITY TO $15,912.18, HOWEVER PLAN PROPOSED TO PAY MINIMUM $23,630 TO GUCS - MODIFIED PLAN PROPOSES $74,831 TO GENERAL UNSECURED CREDTIORS | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16829 / MEH | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/24/2025 (at): RECOMMEND: $830 x 60 BEGINNING 7/1/2025, 100% PLAN - Non exempt proceeds from personal injury claim are to be turned over to the trustee. - Student loans will be paid outside of the plan. - Preserve non exempt equity of $91,138 in real estate. - Preserve non exempt equity of $1,893 in personal property. 1. NJ Division of Taxation filed an estimated claim which needs to be amended. (AMENDED TO ZERO) 2. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - A current market analysis - comps in the CMA are older than 6 months. The trustee will need CMA with updated comps. (RECEIVED BPO) RESOLVED ISSUES: - The debtor has insufficient income. business income is lower than scheduled amount, negative $488.12 (DEBTOR IS CURRENT) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $1,893.56 non-exempt equity in Wells Fargo acct#5987 -There is $$91,138.37 non-exempt equity in house TOTAL NON-EXEMPT EQUITY $93,031.93 (OK 100% PLAN) (LANGUAGE ADDED) Plan proposes: $830 x 60 beginning 7/1/2025, 100% plan Payments: 3/3 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-16978 / MEH | Carlos D. Martinez, Esq. | Confirmation Hearing Scheduled | Confirmed | Atty accepts terms As of 9/25/25 (DS): Recommend confirming at $1,900 x 3 begin 8/1/25; $2,016 x 7 begin 11/1/25; $2,450 x 50 begin 6/1/26; Base and Fee app within 7 days from confirming order As of 9/8/25 (DS): Debtor atty requested adj to allow time to resolve all issues As of 9/4/25 (DS): 1. Trustee obj to the following: - Disposable income verifies $2,520. Debtor YTD net income $50,512.13/6 months YTD net, 2024 Tax return income gross $190K. - Thrift Plan savings loan payment $542.40 ends 5/31/26. Will need tier plan to increase Trustee payment on 6/1/26. - Must file fee app within 7 days from confirming order. Prop Plan $1,900 x 60 begin 8/1/25; Base Note: Amended Sched A/B filed 9/22/25. Bank statements provided, acct belongs to mother, Debtor contributes $600 into mother's acct monthly. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17046 / MEH | Roger J. Yehl, Esq. | Confirmation Hearing on Modified Plan | Confirmed | update as of 9/25/2025 (JMA) to confirm need $4,072 paid to date, $2,299x58 begin 10/1/2025 which includes minimum $76,339.41 to gucs issues as of 9/24/2025 (JMA) 1) Trustee objection to confirmation - RESOLVED, FILED AMENDED SCHEDULE C. PER THE DEED THE HOUSE IS IN THE NAME OF BENJAMIN AND DARLEEN REED, ALLOWED THE TAKEN EXEMPTION. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $325, Food $950, Clothing $275, Life insurance $300 and Student loan $328 (Not listed in the plan as outside). Must provide proof of expenses 10 days prior to confirmation. - Disposable income verifies $4,507. REVIEW OF PENSIONS CORRECTED DISPOSABLE INCOME IS $2,971.54 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $101,944 and 2017 Infiniti $5,970. NON-EXEMPT EQUITY IN HOUSE IS $70,369.41. TOTAL NON-EXEMPT EQUITY $76,339. RESOLVED ISSUES: - Trustee objection to Debtors Chapter 13 Plan and Trustees objection to debtors claim of exemptions -RESOLVED, FILED AMENDED SCHEDULE C. PER THE DEED THE HOUSE IS IN THE NAME OF BENJAMIN AND DARLEEN REED, ALLOWED THE TAKEN EXEMPTION. - Objection to Schedule C re exemption - RESOLVED, FILED AMENDED SCHEDULE C. PER THE DEED THE HOUSE IS IN THE NAME OF BENJAMIN AND DARLEEN REED, ALLOWED THE TAKEN EXEMPTION. - The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(1), per Deed provided, Debtor only on Deed. BOTH DEBTOR AND CO-DEBTOR ARE ON THE DEED ALLOWED EXEMPTION TAKEN - A Modified Plan that marks off Part 1e and adds student loans to be treated outside on Part 5b (Sched J list payment $328). RESOLVED, FILED MP ADDRESSES BOTH ISSUES. - Value statement of AAA Universal Whole Life insurance and TD Bank savings acct#8883 (TD Bank chkg acct shows funds transferred i | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17073 / MEH | David H. Lipow, Esq. | Confirmation Hearing on Modified Plan | Continued 12/3/2025 10:00 am | ||
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17179 / MEH | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Dismissed | NA | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17280 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 12/3/2025 10:00 am | AS OF 9/26/25 (SF) 1. Need supplemental objection due to 109(e) issues. Unsecured debt exceeds limit - $968,152 in guc claims 2. Objection filed by AmeriCredit/GM Financial (Craig) - Creditor is not treated in the plan and should be listed as unaffected - 2022 GMC Sierra. Poc has arrears of $854.04 which are not addressed in plan 3. Objection filed by AmeriCredit/GM Financial (Craig) - Creditor is not treated in the plan and should be listed as unaffected - 2021 Chev Express. Poc has arrears of $20 which is not addressed in plan. 4. Objection filed by AmeriCredit/GM Financial (Craig) - Creditor is not treated in the plan and should be listed as unaffected - 2021 GMC Medium Duty. Poc has arrears of $713.15 which are not addressed in plan 5. Objection filed by TD Bank (Kyle Eingorn) - proposed plan is insufficient to pay 100% to unsecured creditors 6. Ally Capital filed secured claim 13-1 with zero arrears which is not listed as unaffected in plan for 2020 Ram Promaster City Cargo Van 7. New American Funding filed arrears claim 14-1 in the amount of $3245.18 which is not addressed in plan (OK TO PAY?) 8. Trustee objection: - The debtor has insufficient income. Verified income leaves monthly disposable income of -$1138.51. Debtor must sign up for e-wage. - The debtor has failed to file the required Pre-Confirmation Certification - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,000/month for childcare/education (spouse stays home) $877/month car payment The case is 100% and expenses will be allowed as long as case remains 100%. - The Schedules fail to account for the debtor(s) tax refund in the amount of $17,960.00 when determining disposable income. - There is $84,582 in non exempt equity in the residence. - There is $35,777 in non exempt equity in the time share. - There is $430,000 in non exempt equity in the debtor's businesses. - There is $73,387 in non exempt equity in the bank accounts and investm | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17325 / MEH | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/25/2025 (at): RECOMMEND: $5,700 PAID TO DATE, $2,137 x 58 BEGINNING 10/1/2025, BASE - Preserve non exempt equity of $28,045 in personal property. - Need to file Pre-Confirmation Certification within 7 days of confirmation. 1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure full arrears of $48,180.28. Plan proposes to pay $40,000. (RESOLVED - PAY PER POC) 2. Trustee's objection: - The debtor has insufficient income. Income verifies $6,808, not $10,684. Even after deducting the excessive expenses disposable income verifies $1,795. (CURRENT) - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor must provide updated proof of auto insurance for the vehicles. The policy provided expires on 10/18/25. (NOT RECEIVED) - The debtor has undertaken an improper use of exemption. Specifically: Sched C over exempts d(6) on business assets. Business is only co-debtor's. Only permitted to take $3,175. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: P&L and Sched J double dipping. P&L has expenses for home, as well as Sched J: Home maintenance $542 on P&L/ Sched $200 total $742, Utilities $747.04 on P&L/Sched J $675 total $1,422.04, Cell/Tele on P&L $318.25/Sched J $195 total $503.25, Auto insurance on P&L $614.80/Sched J $678 total $1,292.80 and P&L has a payment made to Debtor $6,000, Debtor is not employed for Debtor and has interest on business and should be reported as income. RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document(s): - A copy of the last filed tax return - for 2024. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the 2017 Honda $3,650, Firearms $500, TD Bank acct#3788 $20,388, TD Bank acct#3947 $432 and Business assets $3,075. (LANGUAGE ADDED) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17524 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | as of 9/25/2025 (JMA) ok to confirm at $562x60 100% plan proposed plan $562x60 100% plan paid in $562 arrears $562 last claim 7-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17588 / MEH | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/30/2025 (at): DEBTOR HAS MADE LESS THAN ONE OF TWO PAYMENTS. 1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure full arrears of $8,257.64. Plan proposes to pay $2,669.20. (UNRESOLVED) 2. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $947.76 (Per POC) Plan lists creditor as unaffected. (UNRESOLVED) 3. Objection filed by Metra Industries (Scura Wigfield) - schedule J fails to account for the $5,000 yearly payments owed to creditor pursuant to the April, 2011 settlement agreement. Failure to cure arrears of $100,200. (UNRESOLVED) 4. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $1,876.43. RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,331.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - AS of now, there is $7,270. in equity in real property. (CLAIM FILED - NON EXEMPT EQUITY IS $4,004) (LANGUAGE ADDED) Plan proposes: $563 x 60 beginning 8/1/2025, $0 to unsecured creditors Payments: less than 1 of 2, arrears $736.24 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17634 / MEH | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | As of 9/29/25 (DS): Debtor atty requested adj, request denied, does not provide homeowner insurance (RECEIVED) As of 9/24/25 (DS): 1. Trustee obj to the following: - Must provide homeowner insurance, Wells Fargo Bank statements from checking acct from 6/17/25-7/16/25 and 2 months bank statements from Wells Fargo savings acct prior to filing date. - There is non-exempt equity in the residence $369,537, Wells Fargo chkg acct $2,243 and Wells Fargo savings acct (Pending statements). - Add to confirming order Debtor to provide 2 month proof of income and amended Sched I & J by 2/1/26. - Must resolve creditor obj. 2. SPS (GROSS POLOWY) obj to arrears not paid pending sale. 3. NJ Motor Vehicle filed arrears claim for $679.08, not in plan. Prop Plan $65 x 36 begin 8/1/25; 100% and Sale of Larsen Rd 6 months from filing date 7/21/25 (1/21/26) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17658 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | 9/24/25 (sf) Adj request denied, no payments (TFS payment receipt provided) 341 not held - scheduled for 9/25 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17661 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | issues as of 9/25/2025 (JMA) 1) 341 not held, rescheduled for 10/2/2025 - need to adjourn confirmation hearing to allow 341 to be held 2) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal Group) objection to confirmation - need to resolve -anticipated arrearage in the amount of $196,198.67 proposed plan $350x36 base plan with loan mod by 2/2026 paid in $700 last claim 9-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17719 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | AS OF 9/26/2025 (at): Trustee's objection: - 2 months (June & July) bank statements from Capital One Bank acct. (PER ATTORNEY, THIS ACCOUNT BELONGS TO THE DEBTOR'S MOTHER ONLY) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $19,474, Wells Fargo Bank accts#0443 of $203 and acct#7278 of $7,233 and Capital One acct. pending amended Schedules, bank statements and balance statement from mortgage, unless mortgage claim is filed. (NEED BANK STATEMENT AND MORTGAGE STATEMENT) RESOLVED ISSUES: - Amendments to Schedules A/B and C to add amounts in Wells Fargo Bank accts#0443 of $203 and acct#7278 of $7,233. (AMENDED) - The debtor has failed to supply the Trustee with the following document(s): - A copy of the homeowner's insurance renewal declaration - with personal liability coverage and 2nd mortgage balance statement, unless mortgage claim filed. (RECEIVED) Plan proposes: $470 x 60 beginning 8/1/2025, $0 to unsecured creditors Payments: 2/2 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17724 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/29/25 (DS): Confirm at $2,700 x 60 begin 8/1/25; Base and add to confirming order non-exempt proceeds from two auto accidents to Trustee 1. Trustee obj to add to confirming order non-exempt proceeds from 2 auto accident lawsuits to Trustee. Prop Plan $2,700 x 60 begin 8/1/25; Base | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17733 / MEH | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/25/25 (SF) RECOMMEND $200 PTD, $122 X 58 (BEGIN 10/1/25) BASE PLAN - OK TO PAY CAPITAL ONE AUTO FINANCE ARREARS CLAIM 9-1 - OK TO PAY BANK OF AMERICA/NEWREZ/SHELLPOINT CLAIM ARREARS CLAIM 14-1 - US DEPT OF HUD CLAIM 1-1 IS UNAFFECTED BY PLAN AND WILL NOT BE PAID - MUST AMEND SCHEDULES TO INCLUDE US DEPT OF HUD CLAIM 1-1 WITHIN 15 DAYS 1. US Dept of HUD filed secured claim 1-1 with zero arrears, not addressed in plan or schedules 2. Capital One Auto Finance filed arrears claim 9-1 in the amount of $419.69 which is not addressed in plan Plan proposes $100 x 60 Base Payments: 2/2 RESOLVED: Trustee objection: - Need a copy of the homeowner's insurance renewal declaration - RECEIVED - The debtor must provide proof of auto insurance for the 2016 Nissan. RECEIVED - No claim filed yet for Shell Point Mortgage. Bar date expires on 10/1/25. (RECEIVED) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17743 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | as of 9/19/2025 (JMA) 1) 341 not held, scheduled for 10/9/2025 - adjourn to 10/22/2025 to allow 341 to be held. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17767 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/23/2025 (at): 1. Objection filed by Penny Mac (Gross Polowy) - failure to cure arrears of $1,150.88. Plan lists creditor as unaffected. (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income. Verified income leaves monthly disposable income of $329.68. Debtor must sign up for e-wage. (CURRENT) - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - Need June and July bank statements for Capital One accounts 5144 and 4596. (RECEIVED) - A Modified Plan that increases trustee payment by $637 in month 38 when pension loan is paid off. (MODIFIED PLAN NOT FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for home maintenance $1,500/month for food for three Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $42,767 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $593 in non exempt equity in the PNC bank accounts. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED) Plan proposes: $1,000 x 60 beginning 8/1/2025, base Payments: 2/2 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17780 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | As of 9/29/25 (DS): Debtor atty requested adj to resolve obj As of 9/23/25 (DS): 1. Trustee obj to the following: - Disposable income verifies $738. DEBTOR IS NOT MAKING $285 MONTHLY TRUSTEE PAYMENT, MADE 1 PAYMENT $300 ON 9/3/25, DID NOT MAKE AUGUST PAYMENT. NEEDS TO MAKE ADDITIONAL TRUSTEE PAYMENT. - Atty must file fee app within 7 days from confirming order. Prop Plan $285 x 60 begin 8/1/25; Base Note: Updated auto insurance and TD Bank statements provided 9/22/25. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17827 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/26/25 (SF) Trustee objection: - Need statements for the Primerica and Transunion insurance policies. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $958/month for food for two $473/month for transportation $150/month for pet care $75/month for elderly aunt Need proof of expenses 10 days prior to confirmation. - - Verified income leaves monthly disposable income of $707 Plan proposes $585 x 60 0% Payments: 2/2 RECEIVED: Need statements for the Boston Mutual; Globe Life insurance policies | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17881 / MEH | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | issues as of 9/25/2025 (JMA) 1) The Bank of New York Mellon (Padgett Law Group) objection to confirmation - need to resolve - estimated arrears totaling $638,288.58 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Form 22c #45 shows monthly disposable income of $11,028.65. The plan needs to be shortened to 36 months. - Disposable net income on Schedules I & J is $14,908.45 (100% PLAN) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $72,571.44 non-exempt equity in house. proposed plan $1,188x60 100% plan with loan mod within the time prescribed in the loan modification order paid in $2,376 last claim 3-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17951 / MEH | Erik Frins, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 9/30/2025 (at): DEBTOR HAS MADE LESS THAN ONE OF TWO TRUSTEE PAYMENTS. 1. The attorney's fees in the plan ($0) and the disclosure statement ($1,500) do not agree. One of these must be amended. (PER ATTY, FEES ARE BEING PAID BY METLIFE LEGAL AND NOT THROUGH THE PLAN) 2. Objection filed by Planet Home Lending (KML) - failure to cure arrears of $11,828.83 (Per objection, no POC yet). Plan proposes to pay $0. (CONSENT ORDER SUBMITTED) 3. Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - Amendments to Schedules A/B and C to add Chase Bank savings acct#4762 and correct name of bank from TD Bank checking to Chase Bank checking on Sched B. (UNRESOLVED BY 9/22 AMENDMENT.) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - 22C Line 45 has disposable income $342.18, which would require min. div. $20,530.80 to gucs. RESOLVED ISSUES: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Health insurance $800 (Insurance is on pay roll deductions). Must provide proof of expense 10 days prior to confirmation. (AMENDED) - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - 2 months (June & July) bank statements from Chase Bank savings acct #4762. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence of $7,185 and in the Chase Bank savings acct pending statement. ($884 IN NON EXEMPT EQUITY IN CHASE ACCOUNT) - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,954 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $900 x 60 beginni | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-17957 / MEH | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | As of 9/23/25 (DS): Debtor atty requested adj to pass bar date 10/8/25 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18000 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | ADJ to 10/22 for work-up (dm) ISSUES AS OF 9/24/2025 (DM): This case was severed by Order dated 7/30/25. ***Need consent order with Prestige for the total gross to be paid through the plan*** 1) Prestige Financial (Bill Craig, Esq) OBJs - plan should provide $23,158.38 plus 9.5% interest on the 2020 Nissan Rogue (CO SUBMITTED - $29,182.15 GROSS THROUGH THE PLAN.) 2) Jefferson Capital filed a JOINT claim with $0 arrears on 2012 Cadillac SRX not treated in the plan (TREAT AS SECURED UNAFFECTED OUTSIDE THE PLAN?? - Yes.) 3) Joint IRS claim shall be paid in case #24-22706. Prop Plan $533 x 60, 0% Plan PTD = $533 Last Claim (16-1) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18039 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/25/25 (SF) Trustee objection: - Need Life insurance policy prior to filing date. - Add to confirming order non-exempt proceeds from lawsuit to Trustee. - Must resolve IRS estimated tax claim, 2022-2024 not filed. Claim 6-1 Plan proposes $200 x 36 Base Payments: 2/2 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18043 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | ISSUES AS OF 9/25/2025 (JMA) - ATTACHED CERTIFICATION IN SUPPORT OF CONFIRMATION 1) Trustee objection to confirmation - NEED TO RESOLVE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): The bonus ($7,807.11) for the non-debtor spouse prorated over year verifies higher ($650.59) than scheduled ($200) resulting in $831 monthly disposable income. proposed plan $300x60 base plan paid in $600 last claim 5-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18084 / MEH | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/29/2025 (at): 1. Objection filed by Americredit/GM Financial (Eisenberg Gold) - plan incorrectly classifies the loan as a lease in regard to the 2020 Honda Civic. (OTBS) Note - per Atty, this is a household of 8 (dm) 2. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - A Modified Plan that removes cars and mortgages from Part 6. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,000/month for utilities $750/month for cable/internet/phone $950/month for personal care $1,010/month for transportation $800/month for entertainment $699 & $213 & $345/month car payments (cannot have 3 car payments) $200/month for brother $500/month chapter 13 plan payment (is the spouse in her own bankruptcy?) $200/month for pet food Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED) - The attorney's fees in the plan and the disclosure statement do not agree. The disclosure statement states that $3,250 will NOT be paid through the plan. One of these must be amended. (NEITHER AMENDED) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document(s): - Need a statement for the debtor's 401k loan. Also need a statement for the spouse's 401k loan. (RECEIVED) Plan proposes: $250 x 60 beginning 8/1/2025, base Payments: 1/2, arrears $250 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18106 / MEH | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 9/26/2025 (at): 1. 341 is scheduled for 10/30/2025. (READY) 2. Payments: 1/2, arrears $150 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18176 / MEH | Frederick J. Simon, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 9/26/25 (DS): Debtor atty requested adj to allow time to resolve obj As of 9/23/25 (DS): 1. Trustee obj to the following: - Must provide 401(k) loan balance statement prior to filing date. - Need a mod plan that marks off Part 8c-Trustee standard order of distribution and 8d-Post-petition claims and adds arrears owed to Arvest Bank $8,421.02 on Goldfinch Ln property. - CMA provided only has 2 comps, one sold a year ago and another sold 6/2025 for $800,000. Zillow valued $800,600. Will use Zillow value. - There is non-exempt equity in the Goldfinch Ln $72,298 and $942 in Chime acct total $73,240. - Disposable income verifies $1,106. - Must file Pre-confirmation certification. Prop Plan $800 x 60 begin 9/1/25; Base Note: HUD was provided for Ulyssis Rd, sale occurred 2014. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18192 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 12/3/2025 10:00 am | AS OF 9/18/25 (SF) PLAN IS NOT FEASIBLE 1. Objection filed by Freedom Mortgage (Wilson) - failure to provide for arrears of $3,156.42 2. Objection filed by Harold Zuber (John Gagliardi) - failure to provide for secured claim in the amount of $1,680,000. which will exceed debt limit. Also debtors fail to disclose all disposable income. Note: Debtor has 4 vehicles. 3 of the vehicles are not listed in the plan 3. Ally Capital filed arrears claim 9-1 in the amount of $9275.48 which is not addressed in plan for 2019 Chev Tahoe 4. Ally Bank filed arrears claim 10-1 in the amount of $4987.20 which is not addressed in plan for 2022 Chev Truck Silverado 3500 5. Ally Bank filed arrears claim 11-1 in the amount of $10,739.03 which is not addressed in plan for 2021 Chev Truck 6. The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e) . 7. Trustee objection: - Need Proof of 2 month's income - Need June and July pay stubs for co-debtor's job at Meridian Foundation. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,062 when determining disposable income. - There is $216,138 in non-exempt equity in the residence (100% PLAN.) - There is $435,000 non-exempt equity in Grove Road LLC business (owns property and manages rental income.) - Need HUD-1/Settlement Statement from sale of vacant Lot in upstate New York. (A HUD WAS NOT PROVIDED. WE RECEIVED A STATEMENT OF SALE. DEBTOR RECEIVED $28,509.40 ON 7/29/2024 ) Need status of what the debtor did with the proceeds. Plan proposes $500 x 60 100% Plan; Refinance by 8/1/26 Payments: 1/1 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Domestic Support Obligation information (RECEIVED) | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18247 / MEH | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | issues as of 9/25/2025 (JMA) 1) US Trust Bank (RASC) objection to confirmation - need to resolve - anticipated pre-petition arrears $4,492.17 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - Debtor tax return missing page 2 showing refund amount. - Car insurance expired 4/17/2025 - need to provide renewal - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Form 22c Line 45 shows monthly disposable income in the amount of $450.92 which requires $27,055 to gucs. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $85,754.98 non-exempt equity in house. (PROPOSED PLAN PROVIDES $116,636 TO GUCS.) -All bank statements (June & July) listed on Schedule A/B does not include the following: TD Bank savings account; Central Jersey Federal Credit Union savings account; Columbia Bank account. Need to provide statements for these accounts. proposed plan $2,300x60 with minimum $116,636 tu gucs paid in $2,300 last claim 11-1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18251 / MEH | Scott E. Tanne, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | AS OF 9/23/2025 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 10/2/2025. (READY) 2. Payments: 1/1 *Objection filed by SN Servicing (Friedman Vartolo) - failure to cure arrears of $67,641.83 - Per objection, no POC yet.* | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18336 / MEH | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/24/25 (DS): Ok to confirm at $2,400 x 60 begin 9/1/25; 100% with a min. div. $45,548 due to non-exempt equity; - Debtor to provide 2024 Tax return no later than 10/15/25. - Add to confirming order Trustee ok to pay arrears claim#10-1 of Toyota $1,544.58. ATTY OK WITH TERMS 1. Trustee obj to the following: - Add to confirming order Debtor to provide 2024 Tax return no later than 10/15/25. - 22c Line 45 disposable income is $15,506.35, which would require 100% plan. RECOMMEND WAITING PASS BAR DATE TO ALLOW ALL CLAIMS TO BE FILED. - Disposable income verifies $5,872. - There is $23,205 non-exempt equity in residence. - The withdrawal of $22,343.19 from bank accounts in July 2025 may be deemed fraudulent activity. This amount should be added to the debtor's threshold as equity. Total non-exempt equity $45,548. 2. Toyota filed arrears claim for $1,544.58. Trustee ok to pay Prop Plan $2,400 x 60 begin 9/1/25; Base Note: Updated homeowner insurance provided. Sched J expenses for utility $500, food $800 and wife mtg $1,700 (spouse receives rental income $2,100) are all ok. | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18375 / MEH | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | Atty asked for one more adj to after bar date to see how much will need to be paid at 100% AS OF 9/18/25 (SF) PLAN IS NOT FEASIBLE. NONEXEMPT EQUITY IS $264,653 AND DISPOSABLE INCOME VERIFIES AT $196.27. 1. Trustee objection: - The debtor has insufficient income. - Need a copy of the homeowner's insurance renewal declaration - Policy provided expires on 9/28/25. - Need a statement for the debtor's 401k loan. - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,648 when determining disposable income. - There is $263,321 in non-exempt equity in the residence (100% PLAN.) - There is $3,831 in non-exempt equity in the debtors' personal property. Plan proposes $1576 x 60 100% Plan Payments: 1/1 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Need a statement for the second mortgage showing monthly payment amount if a POC is not filed | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18382 / MEH | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED 9/30/2025 (JMA) ok to confirm at $877x60 base plan -Plan to follow Trustee standard order of distribution updated 9/29/2025 (JMA) issues as of 9/25/2025 (JMA) 1) Ally Capital (McCalla Raymer) objection to confirmation - RESOLVED, CLAIM TO BE PAID IN FULL AT $37,230.69 - Secured creditor asserts that its claim should be fully secured at $37,230.69 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. Verified income leaves monthly disposable income of $569.73. Debtor must sign up for e-wage. DEBTOR USED TFS FOR PAYMENT AUTO PAY - The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). PLAN TO FOLLOW TRUSTEE STANDARD ORDER OF DISTRIBUTION - Debtor to amend schedule F to include the $3,000 payday loan and to provide child support agreement. NOT FILED proposed plan $877x60 0% paid in $878 last claim 11-1 RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information Merissa Jones - RESOLVED, PROVIDED DSO INFOMRATION SHEET, CURRENT WITH DSO OBLIGATION | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18619 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/22/2025 10:00 am | AS OF 9/18/2025 (at): RECOMMEND: $400 PAID TO DATE, $1,000 x 16 BEGINNING 10/1/2025, $1,500 x 43 BEGINNING 2/1/2027, BASE - Preserve non exempt equity of $12,257 in personal property. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - A Modified Plan that increases trustee payment by $570 in month 17 when spouse's TPAF loan is paid off. (MODIFIED PLAN NOT FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $526/month for car insurance (per policy payment is $188.41/month) $1,200/month for spouse's debt payments Need proof of expenses 10 days prior to confirmation. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $1,060.40. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $12,257 in non exempt equity in the bank accounts. (LANGUAGE ADDED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $400 x 60 beginning 9/1/2025, base Payments: 1/1 | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18634 / MEH | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 9/23/25 (DS): 341 not held 9/18/25, still missing docs | |
| Email InquiryRequest Adjournment | 10/1/2025 10:00 am | 25-18722 / MEH | Russell L. Low, Esq. | Motion Extend Time | Granted | MTN EXT STAY ALL CREDS | |
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 18-19610 / MEH | Allen I. Gorski, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 21-13050 / MEH | Justin M. Gillman, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 22-17204 / MEH | Justin M. Gillman, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 22-19988 / MEH | George E. Veitengruber, III, Esq. | Motion Compensation | Withdrawn | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 23-15457 / MEH | Marc C. Capone, Esq. | Motion Compensation | Revised Order Submitted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 24-14208 / MEH | Marc C. Capone, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 24-17377 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 24-21206 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 24-22519 / MEH | Justin M. Gillman, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 25-10928 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 25-11136 / MEH | Marc C. Capone, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 25-11771 / MEH | Justin M. Gillman, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 25-12048 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 25-15532 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 2:00 pm | 25-16783 / MEH | Marc C. Capone, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 10/1/2025 3:00 pm | 25-14638 / MEH | John Zimnis, Esq. | AP Summons Issued | Order Entered | ||
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |