Judge Michael B. Kaplan
Hearing Date: 9/27/2023
Hearing Count: 0
Last Updated: 10-04-2023 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
19/27/2023 9:00 am16-18777 / MBKGeorge E Veitengruber IIIMotion to Determine Mortgage Fees and ExpensesContinued
10/25/2023 9:00 am

9/21 AMT: CLAIM LEDGERS EMAILED TO CREDITOR<<>>


legacy Mtg response (Albertelli Law)<>DEBTOR MTN FOR SPS EXPLANATION OF ESCROW SHORTGAE
Matter ResolvedRequest
Adjourment
29/27/2023 9:00 am16-29011 / MBKJacqueline R. Rocci, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $95,865.00
amt: ARREARS CURED/OWES OCT TO COMPLETE TIMELY<<>>

ARREARS - $895 to complete
Matter ResolvedRequest
Adjourment
39/27/2023 9:00 am18-10131 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $16,571.00


Debtor obj, made pymt & requests recap<>NATIONSTAR/Wayne Ave (McCalla)
Matter ResolvedRequest
Adjourment
49/27/2023 9:00 am18-16562 / MBKBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $58,892.00
9/5 AMT: NEED STATUS OF PI LAWSUIT IF ARREARS ARE RESOLVED<<>>

Debtor obj, will pay in Sept<>ARREARS
Matter ResolvedRequest
Adjourment
59/27/2023 9:00 am18-19610 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $56,033.00
ADJ to 10/25 Peremptory for full eWage payment of $1,714 to clear (dm)

ADJ to 8/23 to see if debtor makes eWage payment of $1,613 (dm)--DONT SEE PAYMENT

Debtor obj<>ARREARS - $10,354 as of 6/12 and now arrears even higher in September EDC
Matter ResolvedRequest
Adjourment
69/27/2023 9:00 am18-24153 / MBKWILLIAM S WOLFSON, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
10/5/2023 10:30 am

Debtor's counsel to submit a response to creditor's objection by 8/16/23 - ADJ to 8/23/23. 9/7 support filed by wolfson


US Bank obj (Friedman Vartolo)<>DEBTOR MTN DECLARING PRE-PET MTG ARREARS CURRENT & FIX POST PET TO $0
Matter ResolvedRequest
Adjourment
79/27/2023 9:00 am18-25688 / MBKKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT; PIF/PENDING CLOSING<<>>

ARREARS
Matter ResolvedRequest
Adjourment
89/27/2023 9:00 am18-32889 / MBKRobert Braverman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $35,945.00
*iIF MAKE PAYMENT BY 9/28 am I WILL ADJORN TO MP DATE EDC--not done

ADJ to 9/27 for good faith Trustee payment and MP to sell, schedules and proof of income (dm)

Debtor obj, requests recap<>ARREARS ($14,430 AS OF 9/8)
Matter ResolvedRequest
Adjourment
99/27/2023 9:00 am18-34180 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $128,355.00
SANTANDER /Eric Ct (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
109/27/2023 9:00 am19-11723 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $24,750.00
Debtor obj, will consent to wage order<>FEASBILITY DUE TO SUPP FEES & ARREARS
Matter ResolvedRequest
Adjourment
119/27/2023 9:00 am19-12182 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $74,487.00
9/18 AMT: ARREARS CURED/WILL COMPLETE TIMELY<<>>

AMT: PPSD TR ORDER - $ 70,751 PTD (54); $ 1,274 X 30 BEG 9/1/23 (8/30 - per atty, debtor trying to be current. will advise prior to hearing)<<>>

Debtor obj, will pay<>ARREARS ($3,726 OF 9/8)
Matter ResolvedRequest
Adjourment
129/27/2023 9:00 am19-12383 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $91,568.00
9/19 AMT: PPSD RECAP TO ATTY/PENDING REPLY<<>>


Debtor obj,made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
139/27/2023 9:00 am19-12879 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $97,970.00
9/20 AMT: ARREARS CURED/WILL COMPLETE TIMELY<<>>

Copy of Navy FCU cashier's check, dated 9/12/23, for $19,425 was emailed - ADJ to 9/27 for payment to post (dm)

Adj to be current per MBK

AR CONDUIT CASE ARREARS 9672 LAST PAY 6-22
6/13 AMT: DEBTOR PROOF OF $4,880 DATED TODAY; WILL PAY JUNE BY END OF JUNE; MUST BE CURRENT THROUGH JULY BY ADJ HEARING DATE<<>>

Debtor obj, will pay<> ARREARS - (AMT: $19,424 as of 9/8)
Matter ResolvedRequest
Adjourment
149/27/2023 9:00 am19-13879 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $14,325.00
ARREARS (AMT: $800 AS OF 9/20)
Matter ResolvedRequest
Adjourment
159/27/2023 9:00 am19-14012 / MBKDENNIS M. MAHONEY, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $55,302.00
AMT: MP 10/25 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>


9/20 amt: owes 2 mo ($8,000)<>

7/11 AMT: MADE PYMT, NOW OWES JULY<<>>

ARREARS
Matter ResolvedRequest
Adjourment
169/27/2023 9:00 am19-14720 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $42,390.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<>>

Debtor obj, can pay<>ARREARS
Matter ResolvedRequest
Adjourment
179/27/2023 9:00 am19-14845 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $164,850.00
AMT: ARREARS CURED, WILL COMPLETE TIMELY/ US BANK FILED TRANSFER OF CLM<<>>

Debtor obj<>ARREARS; RESOLVE US BANK RESERVE
Matter ResolvedRequest
Adjourment
189/27/2023 9:00 am19-14870 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $7,047.00
$316 arrears- will not do another trustee order due to many defaults

ADJ to 8/23 for $650 to Post or Dismiss (dm)

7/25 AMT: $650 ARREARS PD (M.O. TO TN) & PROOF OF TFS REGISTRATION-ADJ FOR FUNDS TO POST<<>>

Debtor obj, made pymt and requests recap<>ARREARS; FAILED TO REGISTER FOR TFSBILLPAY
Matter ResolvedRequest
Adjourment
199/27/2023 9:00 am19-16625 / MBKWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $61,010.00
NO RECAP DUE TO MULTIPLE DEFAULTS

Debtor obj, made pymts & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
209/27/2023 9:00 am19-21731 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
10/11/2023 9:00 am
Total Paid In: $53,526.00
Debtor obj, will pay; Creditor response<>MIDFIRST BANK/Chatham Square (Gross Polowy)
Matter ResolvedRequest
Adjourment
219/27/2023 9:00 am19-25309 / MBKWARREN L PETERSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $45,708.00
SV/LAKEVIEW; ARREARS
Matter ResolvedRequest
Adjourment
229/27/2023 9:00 am19-26737 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $45,300.00
Debtor obj<>US BANK NAT'L ASSOC / Woodland Court(ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
249/27/2023 9:00 am19-27123 / MBKKirsten B. Ennis, Esq.Creditor Certification of DefaultContinued
10/11/2023 9:00 am
Total Paid In: $37,131.00
Debtor obj, filing mtn for violation of stay<>PENNYMAC/Bennett St (Powers Kirn)
Matter ResolvedRequest
Adjourment
239/27/2023 9:00 am19-27123 / MBKKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/11/2023 9:00 am
Total Paid In: $37,131.00
9/5 AMT: ORDER RE NJ SVS SUBMITTED TO CHAMBERS; ATTY DISCUSSING ARREARS W/DEBTOR<<>>

ARREARS;NJSVS LATE CLM
Matter ResolvedRequest
Adjourment
259/27/2023 9:00 am19-29782 / MBKBrian F. O'Malley Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $49,935.00
Trustee obj
The order must specifically authorize the trustee to pay the claims.

MTN TO FILE POC ON BEHALF OF CITY OF PHIL & NY DEPT FINANCE
Matter ResolvedRequest
Adjourment
269/27/2023 9:00 am19-31704 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultContinued
10/25/2023 9:00 am
Total Paid In: $73,250.00
AMT: MP 10/25 ** ADJ REQUEST PENDING PROCESSING**<<>>


Debtor obj, filing MP<> ARREARS

$11000 in arrears LP 4/10/23
Matter ResolvedRequest
Adjourment
279/27/2023 9:00 am19-33318 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
10/11/2023 9:00 am
Total Paid In: $81,540.00
Debtor obj<>CREDIT ACCEPTANCE /2018 Kia sportage (MORTON)
Matter ResolvedRequest
Adjourment
289/27/2023 9:00 am19-34072 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $13,344.00
Debtor obj, will make pymt & requests 6 mo cure<>WELLS FARGO BANK/Robin Court (LOGS)
Matter ResolvedRequest
Adjourment
299/27/2023 9:00 am19-34072 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $13,344.00
Debtor obj<>MOUNTAINVIEW AT GREENBROOK CONDO (McGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
319/27/2023 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $131,171.00
ADJ to 8/9 to get status of the real estate closing (dm)

Debtor obj, will pay<>ARREARS (amt: $7.052 as of 8/28)
Matter ResolvedRequest
Adjourment
309/27/2023 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $131,171.00
MTN TO APPV DISBURSEMENT OF N/E FROM SALE
Matter ResolvedRequest
Adjourment
329/27/2023 9:00 am20-11483 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $40,674.00
AMT: MP 10/25 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>

Debtor obj, filing MP<>PER ORDER #56, TRUSTEE PAYING $45,000 ON POC #6-1 PENDING LM NEGOTIATIONS. FAILED TO COMPLETE LM BY 12/14/20 AND/OR MODIFY THE PLAN TO ADDRESS BALANCE OF PREPET ARREARAGE
Matter ResolvedRequest
Adjourment
339/27/2023 9:00 am20-11908 / MBKJAY B FELDMANMotion Relief from Co-Debtor StayContinued
10/25/2023 9:00 am
Total Paid In: $34,836.00
WELLS FARGO BANK/ Eggerts Crossing Rd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
349/27/2023 9:00 am20-11986 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $8,386.00
$8160 paid then $234 x 17 beg 10/1/23 debtor to sign up for ewage within 7 days

ADJ to 9/27 for additional $225 & $113 to post and then do a Trustee Recap (dm)

$225 TFS payment pending - ADJ to 9/13/23.
Debtor obj, will pay<>ARREARS - (AMT:$887 AS OF 9/8)
Matter ResolvedRequest
Adjourment
359/27/2023 9:00 am20-12106 / MBKJames J. Cerbone, Esq.Motion Reinstate StayGrantedTotal Paid In: $42,033.00
MTN TO REINSTATE STAY/WILMINGTON SVGS
Matter ResolvedRequest
Adjourment
369/27/2023 9:00 am20-12950 / MBKStephen M. Goldberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $33,218.00
AMT: MP 10/25 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>

AMT: 8/9/23 NOT STANDARD LM ORDER - NEEDS TO ADDRESS #3-1 IN ADDITION TO SV #7-1<<>>

SV/BANK UNITED
Matter ResolvedRequest
Adjourment
379/27/2023 9:00 am20-18770 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $14,160.00
9/25 - debtor is current (dm)

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
389/27/2023 9:00 am20-20152 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $28,047.00
Debtor obj, filing mtn to reinstate stay<>SV/ALLIED MTG
Matter ResolvedRequest
Adjourment
399/27/2023 9:00 am20-20554 / MBKKarina Pia Lucid, Esq.Motion SellOrder Previously SubmittedTotal Paid In: $46,348.00
NewRez limited response (RAS)<> MTN TO SELL PALISADE AV PPTY
Matter ResolvedRequest
Adjourment
409/27/2023 9:00 am21-11818 / MBKRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $4,717.00
Debtor obj, made pymt & requests recap<>TIAA FSB/Capri Court (ROBERTSON, ANSCUTZ)
Matter ResolvedRequest
Adjourment
419/27/2023 9:00 am21-11964 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $39,119.00
9/25/23 - debtor is current (dm)

9/12 AMT: ARREARS PD/PER ATTY, DEBTOR WILL PAY SEPT ON 9/18<<>>

Debtor obj, will pay June/July by hearing date and request short adj if Aug is not paid.

ARREARS (AMT: $5,000 AS OF 9/8)
Matter ResolvedRequest
Adjourment
429/27/2023 9:00 am21-12391 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/8/2023 9:00 am
Total Paid In: $32,860.00
nfa

ADJ to 9/27 to be fully current (dm)

8/8 amt: pd through July/owes August<<>>

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
439/27/2023 9:00 am21-15468 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,122.00
SV/BANK OF NY MELLON; ADDRESS TWP OF NEPTUNE POC #2-1; ARREARS
Matter ResolvedRequest
Adjourment
449/27/2023 9:00 am21-17908 / MBKEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $25,926.00
9/22 AMT: STAY REINSTATED - PROOF OF SEPT PYMT PROVIDED>>

SV/US BANK (Consent Order submitted 8/21)
ARREARS
Matter ResolvedRequest
Adjourment
459/27/2023 9:00 am21-18149 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $7,730.00
AMT: $ 7,730 PTD (23); $610 X 37 BEG 10/1/23; REGISTER FOR TFS W/I 10 DAYS (atty ok)<<>>

Debtor obj, made pymt/recap<>ARREARS; FAILED TO REGISTER FOR TFSBILLPAY
Matter ResolvedRequest
Adjourment
469/27/2023 9:00 am21-18318 / MBKSTEVEN D PERTUZ, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
10/11/2023 9:00 am

9/25/23(mk) Per AR ok to adj 2 weeks peremptory- must upload the adj request for this and Conf. hearing.

NFA
6/16/23(mk: OPP' BY LIBERTY( M. Dupont):

creditor cannot approve a LM due to payment history
debtor has made no post pet payments and creditor has a Final J'ment. REQUESTS MOTION BE DENIED- which means can't confirm it either.


Liberty Savings (Michael DuPont, Esq) needs additional time to respond to Motion to Modify Claim - ADJ to 6/28/23 (dm)

MTN TO OBJECT TO LIBERTY SAVINGS FED CREDIT UNION POC

6/16/23(mk: OPP"N BY LIBERTY( M. Dupont):

Matter ResolvedRequest
Adjourment
479/27/2023 9:00 am21-19299 / MBKKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $21,100.00
ACAR LEASING /2020 GMC Acadia (MORTON)
Matter ResolvedRequest
Adjourment
489/27/2023 9:00 am21-19501 / MBKRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $12,794.00
must file an amended B & C (FILED)

MTN TO APPV DISBURSEMENT OF SETTLEMENT
Matter ResolvedRequest
Adjourment
499/27/2023 9:00 am22-10148 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,000.00
AMT: MP 9/27 <<>>Subject to Terms

amt: Extended loss mit expired 5/31/23<<>>

Debtor obj<>FAILED TO LM BY 12/22/22
Matter ResolvedRequest
Adjourment
509/27/2023 9:00 am22-10295 / MBKKevin C. Fayette, EsqCreditor Certification of DefaultWithdrawnTotal Paid In: $35,073.00
Debtor obj, executor can pay & requests recap<> PNC/Tekening Way (KML)
Matter ResolvedRequest
Adjourment
529/27/2023 9:00 am22-10319 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultContinued
10/11/2023 9:00 am
Total Paid In: $61,120.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, made pymts<>BOA/Still Wells Corner Rd (Brock & Scott)
Matter ResolvedRequest
Adjourment
519/27/2023 9:00 am22-10319 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/11/2023 9:00 am
Total Paid In: $61,120.00
Debtor obj, will make pymt <>ARREARS

made 8/3 payment but still in arrears for August
Matter ResolvedRequest
Adjourment
539/27/2023 9:00 am22-10529 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $20,374.00
HYUNDAI CAPITAL/2019 Kia Optima (MORTON)
Matter ResolvedRequest
Adjourment
549/27/2023 9:00 am22-10690 / MBKBrad J. Sadek, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $21,090.00
AMT; TR LTR REQUESTING CONDUIT<<>>
Debtor obj, made pymt<>JP MORGAN/Streeker Rd (Powers Kirn)
Matter ResolvedRequest
Adjourment
559/27/2023 9:00 am22-10851 / MBKSTEVEN J. SICOCreditor Certification of DefaultContinued
10/11/2023 9:00 am
Total Paid In: $34,860.00
Debtor obj, proof of pymts not accounted for<>US BANK/Chalet Drive (RAS)
Matter ResolvedRequest
Adjourment
569/27/2023 9:00 am22-10915 / MBKWarren Levy, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $10,954.00
10/3/23 AMT: ORDER TO CHAMBERS/7 DAY<<>>

AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, making $1700 pymt and requests 6 mo cure<>BANK OF AM /Philmont Ave (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
579/27/2023 9:00 am22-11007 / MBKTHOMAS G. EGNERMotion Relief from Stay (Fee)Continued
10/25/2023 9:00 am
Total Paid In: $21,158.00
Debtor obj, can pay & requests recap<>BRIDGECREST ACCEPTANCE/2016 GMC Terrain (GHIDOTTI BERGER)
Matter ResolvedRequest
Adjourment
589/27/2023 9:00 am22-11221 / MBKDaniel E. Straffi, Esq.Motion File Claim After Claims Bar DateGrantedTotal Paid In: $5,100.00
MTN TO ALLOW LATE CLM
Matter ResolvedRequest
Adjourment
599/27/2023 9:00 am22-11927 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $18,040.00
Debtor obj<>MOUNTAINVIEW AT GREENBROOK CONDO (McGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
609/27/2023 9:00 am22-12070 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Continued
10/25/2023 9:00 am
Total Paid In: $18,362.00
NFA
AMT: TR LT REQUESTING CONDUIT<<>>
Debtor obj<>RUSHMORE LOA/Hollywood Drive (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
619/27/2023 9:00 am22-12453 / MBKWarren Levy, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $61,503.00
LOSS MIT
Matter ResolvedRequest
Adjourment
629/27/2023 9:00 am22-13111 / MBKJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $29,320.00
Debtor obj<>LOANDEPOT.COM /Kent Place(McCabe weisberg)
Matter ResolvedRequest
Adjourment
639/27/2023 9:00 am22-13291 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultContinued
10/11/2023 9:00 am
Total Paid In: $2,800.00
Debtor obj, will pay<> FIRST ATLANTIC FCU/2019 Chevy (Saldutti)
Matter ResolvedRequest
Adjourment
649/27/2023 9:00 am22-13529 / MBKJavier L. Merino, Esq.Motion Relief from Co-Debtor StayContinued
10/11/2023 9:00 am
Total Paid In: $4,200.00
Debtor obj<>VW CREDIT /2021 VW JEtta(STEWART LEGAL)
Matter ResolvedRequest
Adjourment
659/27/2023 9:00 am22-14021 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/11/2023 9:00 am
Total Paid In: $9,546.00
nfa CURRENT BY 10/11

9/8 AMT: CLM RESOLVED W/ORDER - OWES AUG & SEPT PLAN PYMT<<>>

Debtor obj<>FAILURE TO ADDRESS TRENTON WATER WORKS #8-1 (partial post pet clm -Trustee not authorized to pay); ARREARS
Matter ResolvedRequest
Adjourment
669/27/2023 9:00 am22-14164 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2023 9:00 am
Total Paid In: $20,189.00
TO DECIDE IF KEEPING CASE AND BE CURRENT WITH TRUSTEE BY 11/22

Atty obj, debtor passed away; needs time to get affairs in order.
FAILED TO LM BY 1/1/23 PER CONF OR 8/1/23 PER CONSENT OFDER #34
Matter ResolvedRequest
Adjourment
679/27/2023 9:00 am22-14753 / MBKJeffrey E. Jenkins, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $3,200.00
MTN TO ALLOW LATE CLM
Matter ResolvedRequest
Adjourment
689/27/2023 9:00 am22-15342 / MBKMarc C. Capone, Esq.Motion CompelContinued
11/8/2023 9:00 am
Total Paid In: $12,178.00
This case needs the Judge - ADJ to 11/8 which is the first date both attorneys are available (dm)

CREDITOR, AMY HYMAN MTN TO COMPEL PAYMENT OF ADMIN CLM (Gorski)
Matter ResolvedRequest
Adjourment
699/27/2023 9:00 am22-15342 / MBKMarc C. Capone, Esq.Motion Cross MotionContinued
11/8/2023 9:00 am
Total Paid In: $12,178.00
This case needs the Judge - ADJ to 11/8 which is the first date both attorneys are available (dm)

DEBTOR CROSSMTN TO DISALLOW AMY HYMAN CLAIM
Matter ResolvedRequest
Adjourment
719/27/2023 9:00 am22-15393 / MBKCamille J. Kassar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramWithdrawnTotal Paid In: $2,897.00
Lakeview Loan obj (RAS)<>LOSS MIT/LAKEVIEW LOAN
Matter ResolvedRequest
Adjourment
709/27/2023 9:00 am22-15393 / MBKCamille J. Kassar, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)WithdrawnTotal Paid In: $2,897.00
Per Atty, motion withdrawn (dm)

Trustee objection:
--The debtor's case was dismissed for failing to meet several deadlines in obtaining a loan modification and should avail herself of the option of filing a new case. In addition, no new facts have been presented showing the dismissal was in error.<>

Lakeview Loan obj ( RAS)<> MTN TO REINSTATE
Matter ResolvedRequest
Adjourment
729/27/2023 9:00 am22-15401 / MBKEdward Hanratty, Esq.Motion EnforceWithdrawnTotal Paid In: $7,014.00
SLS response ( Stewart)<>DEBTOR MTN TO COMPEL HSBS TO PROVIDE DOCS RE POC #3
Matter ResolvedRequest
Adjourment
739/27/2023 9:00 am22-15414 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/8/2023 9:00 am
Total Paid In: $2,800.00
MP 11/8

Debtor obj<>FAILED TO LM BY 2/28/23; LOSS MIT EXPIRED 8/16/23
Matter ResolvedRequest
Adjourment
759/27/2023 9:00 am22-15429 / MBKEdward Hanratty, Esq.Notice of Proposed CompromiseContinued
10/25/2023 9:00 am

Tr obj; IBEW Local 400 response (O'Brien, Belland)<>NTC OF PROPOSED COMPROMISE
-The Trustee objects to the proposed settlement to the extent that it divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of
11 U.S.C. 1322(b)(1).
Matter ResolvedRequest
Adjourment
749/27/2023 9:00 am22-15429 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
10/25/2023 9:00 am

St of NJ Obj; Debtor response<>MTN TO OBJ TO CLM #11
Matter ResolvedRequest
Adjourment
769/27/2023 9:00 am22-15506 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,750.00
ARREARS (AMT: $12,000 AS OF 9/20)
Matter ResolvedRequest
Adjourment
779/27/2023 9:00 am22-15527 / MBKCandyce I. Smith-Sklar, Esq.Notice of Request for Loss MitigationGrantedTotal Paid In: $16,500.00
REQUEST FOR LOSS MIT/SHELLPOINT
Matter ResolvedRequest
Adjourment
789/27/2023 9:00 am22-15527 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $16,500.00
AMT; TR LTR REQUESTIG CONDUIT<<>>NO CONDUIT, CONF ORDER HAS CONDUIT IF ANY DEFUALTS EDC

Debtor obj, made pymt & requests recap<> NEWREZ/Rhodes Ave (hill Wallack)
Matter ResolvedRequest
Adjourment
799/27/2023 9:00 am22-15809 / MBKDavid E. Shaver, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $775.00
Debtor obj<>SV/ALLY CAPITAL; ARREARS
Matter ResolvedRequest
Adjourment
809/27/2023 9:00 am22-16259 / MBKGeorge E Veitengruber IIIMotion Sell Free and Clear of Liens under 363(f) (FEE)Granted
OST - MTN TO SELL MARKUS COURT PPTY

Motion refiled - Title review revealed the omission of a 2nd mtg with Commerce Bank that can be stripped (dm)
Matter ResolvedRequest
Adjourment
819/27/2023 9:00 am22-16606 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,846.00
SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
829/27/2023 9:00 am22-17215 / MBKKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/11/2023 9:00 am
Total Paid In: $9,340.00
Debtor obj, will pay<>ARREARS; FAILED TO REGISTER FOR TFSBILL PAY

(AMT: ARREARS $3,855)
Matter ResolvedRequest
Adjourment
839/27/2023 9:00 am22-17261 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $3,744.00
AMT: LOSS MIT NOW ETX TO 11/1/23<<>>

(AMT: LOSS MIT EXTENDED TO 8/1/23)

Debtor obj, lm under review; filed for loss mit extension<> FAILED TO LM BY 4/1/23
Matter ResolvedRequest
Adjourment
849/27/2023 9:00 am22-17277 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $9,761.00
AMT: MP 10/25 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN **<<>>

Loan Mod motion filed - ADJ to 9/27 for MP
Debtor obj, will make pymt; applying for LM<>ARREARS - $5753 AS OF 8/18
Matter ResolvedRequest
Adjourment
859/27/2023 9:00 am22-17767 / MBKJenee K. Ciccarelli, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $8,546.00
Debtor obj, disputes arrearage<>NATIONSTAR MTG / Park Crest Rd (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
869/27/2023 9:00 am22-18214 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/8/2023 9:00 am
Total Paid In: $2,475.00
TO FILE MP

Debtor obj, filing for loss mit<>FAILED TO LM BY 711/23
Matter ResolvedRequest
Adjourment
879/27/2023 9:00 am22-18266 / MBKMICHAEL P OTTO ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $6,042.00
MTN TO APPV DEBTORS PENISON LIQUIDATION
Matter ResolvedRequest
Adjourment
09/27/2023 9:00 am22-18300 / MBKJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayWithdrawnTotal Paid In: $3,210.00
Debtor obj, made pymts<>WELLS FARGO / Farms Rd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
889/27/2023 9:00 am22-18791 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)Continued
10/25/2023 9:00 am
Total Paid In: $1,500.00
Debtor obj<>CENLAR/CITIMTG/ Prospect St (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
899/27/2023 9:00 am22-18818 / MBKTHOMAS G. EGNERCreditor Certification of DefaultGrantedTotal Paid In: $2,804.00
DEBTOR OBJ WITHDRAWN<>

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj,<> US BANK/N. Carolina Trail (RAS)
Matter ResolvedRequest
Adjourment
909/27/2023 9:00 am22-19139 / MBKGeorge E Veitengruber IIIMotion to Extend Loss MitigationWithdrawnTotal Paid In: $22,534.00
SLS OBJ (Fein Such)<>MTN TO EXTEND LOSS MIT TO 12/14/23
Matter ResolvedRequest
Adjourment
919/27/2023 9:00 am22-19231 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $7,863.00
OTBS ANY FURTHER DEFAULTS WILL NEED CONDUIT TO BE IN ORDER EDC

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, will make pymt & requests recap<>CENLAR/Ewing Street (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
929/27/2023 9:00 am22-19333 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,500.00
AMT: MP 9/27 *<<>>

Debtor obj, filing MP<>FAILED TO ADDRESS IRS PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
939/27/2023 9:00 am22-19355 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $15,000.00
AMT:, INCLUDES PENDING FEE APP: $ 13,200 PTD (1); $1,611 X 50 BEG 10/1/23, EXT TO 60 MO (ATTY OK)<<>>

ADJ to 9/27 - Atty to contact Anita for Recap Order incorporating proposed fees (dm)

Debtor obj<>FAILED TO FILE PRECONF CERT (amt; now filed); ATTY FAILED TO FILE AMD DISCLOSURE ($2,850 IN PLAN/$0 ON DISCLOSURE); 100% PLAN NOT FEASIBLE WITH AMOUNT OF ALLOWED FILED CLAIMS
Matter ResolvedRequest
Adjourment
949/27/2023 9:00 am22-19546 / MBKPRO SEMotion Reopen Ch. 13 Case (fee)Denied
NS
'rustee Obj
MTN TO REOPEN
Matter ResolvedRequest
Adjourment
959/27/2023 9:00 am22-19546 / MBKPRO SEApplication to waive motion filing feeMoot
APPLICATION TO WAIVE MTN FILING FEE
Matter ResolvedRequest
Adjourment
969/27/2023 9:00 am22-19677 / MBKKarina Pia Lucid, Esq.Motion Avoid LienGrantedTotal Paid In: $31,200.00
MTN TO VOID LIEN AND RECLASSIFY NOAH BANK CLM TO UNSECURED
Matter ResolvedRequest
Adjourment
979/27/2023 9:00 am23-10150 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayContinued
10/11/2023 9:00 am
Total Paid In: $1,800.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj<>FIFTH THIRD BANK / Pulaski Dr (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
989/27/2023 9:00 am23-10661 / MBKDavid E. Shaver, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN POC#12 NOT BE AFFECTED BY MP
Matter ResolvedRequest
Adjourment
999/27/2023 9:00 am23-10849 / MBKDonald C. Goins, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,074.00
(amt: lm by 8/30)<<>>

Debtor obj **WITHDRAWN**<>SN SERVICING/tiffany Lane (FRIEDMAN)
Matter ResolvedRequest
Adjourment
1009/27/2023 9:00 am23-11331 / MBKRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot
AMT: MP 9/27 **Recommend Dismissal


Debtor obj, filing MP<>PLAN WAS DENIED ON 7/6/23 AND FAILED TO FILE MP WITHIN 15 DAYS
Matter ResolvedRequest
Adjourment
1029/27/2023 9:00 am23-11604 / MBKRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/22/2023 9:00 am
Total Paid In: $800.00
ADJ to 9/27 for $500 manual TFS payment to clear and motion to be filed against the two claims (dm)

Debtor obj, will make pymts (amt: does not address clm issue)<>ARREARS; FAILED TO ADDRESS LANDLORD CLAIM #1-1 & #6-1
Matter ResolvedRequest
Adjourment
1019/27/2023 9:00 am23-11604 / MBKRichard F. Fried, Esq.Motion Relief from Stay (Fee)Continued
11/22/2023 9:00 am
Total Paid In: $800.00
AMERICREDIT FINC /2020 Buick Encore (MORTON)
Matter ResolvedRequest
Adjourment
1039/27/2023 9:00 am23-11627 / MBKMelissa Wotton, Esq.Objection to Debtor's Claim of ExemptionsWithdrawn
Doc #50 corrects exemptions (dm)

Doc #32 is still mixing state and federal exemptions - debtor must select state OR federal exemptions and NOT both (dm)

TRUSTEE OBJ TO DEBTOR'S CLAIM OF EXEMPTIONS
Matter ResolvedRequest
Adjourment
1049/27/2023 9:00 am23-11813 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Co-Debtor StayGranted
LAKEVIEW LOAN /Gordon St (STERN & EISBENBERG)
Matter ResolvedRequest
Adjourment
1059/27/2023 9:00 am23-12395 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Continued
10/5/2023 10:30 am

Debtor obj; creditor response<>CHEROKEE EQUITIES/2nc mtg, Amboy Ave (GOLDENBERG, MACKLER)
Matter ResolvedRequest
Adjourment
1069/27/2023 9:00 am23-12464 / MBKEdward Hanratty, Esq.Confirmation Hearing - Order Vacate Dismissal of CaseWithdrawnDebtor has made 6 of 7 required payments   Arrears: $100.00  
issues as of 9/21/2023 (JMA)

1) NewRez, LLC d/b/a Shellpoint Mortgage Services (Stewart Legal) objection to confirmation - need to resolve
-anticipated arrears $107,950.14, no claim filed to date
2) Trustee objection to confirmation - need to resolve
- Must resolve creditor objection.
- Must file Pre-confirmation certificate. STILL NOT FILED
- Need to amend schedules to include wife's income/social security STILL NOT FILED

proposed plan $100x36 begin 4/1/2023 base plan with loan mod 6 months after confirmation
paid in $600
last claim 6

RESOLVED:
- A copy of the last filed tax return - for 2022. RESOLVED, RETURN PROVIDED
- The debtor has failed to provide proof of service with respect to Plan Motion (s). RESOLVED, FILED
Matter ResolvedRequest
Adjourment
1079/27/2023 9:00 am23-12472 / MBKAndre L. Kydala, Esq.Motion Relief from Stay (Fee)Continued
10/25/2023 9:00 am

Debtor obj, under contract<>NEWREZ/SHELLPOINT - Madisonville Rd (FRIENDMAN)
Matter ResolvedRequest
Adjourment
1089/27/2023 9:00 am23-12562 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am

AMT: MP 10/25 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN **<<>>

Debtor obj<>PLAN WAS DENIED ON 8/9/23 AND FILED TO FILE MP BY 8/23/23
Matter ResolvedRequest
Adjourment
1099/27/2023 9:00 am23-12952 / MBKTIMOTHY P NEUMANN, ESQMotion Relief from Stay (Fee)Continued
10/25/2023 9:00 am

Debtor obj<>WELLS FARGO/Vivian Drive (LOGS)
Matter ResolvedRequest
Adjourment
1109/27/2023 9:00 am23-13434 / MBKKirsten B. Ennis, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/SELECT PORTFOLIO
Matter ResolvedRequest
Adjourment
1119/27/2023 9:00 am23-14150 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Continued
10/11/2023 9:00 am

Debtor obj, will pay<>SN SERVICING/Binigham St (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1129/27/2023 9:00 am23-14252 / MBKKirsten B. Ennis, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramWithdrawn
Wilmington Svs obj (RAS)<>LOSS MIT/SELENE FINC
Matter ResolvedRequest
Adjourment
1139/27/2023 9:00 am23-14292 / MBKRobert C. Nisenson, Esq.Order Shorten TimeGranted
WILL ADD 100% TO ORDER

shortened time--trustee needs all non-exempt proceeds, not proceeds to pay plan. Case has not been confirmed yet

US Bank limited response (RAS)<> MTN TO SELL VAIL LN PPTY
Matter ResolvedRequest
Adjourment
1149/27/2023 9:00 am23-14833 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
trustee obj
arrears now paid but still need 341 docs

-need 341 docs=STILL NEED: DR DEED ,MTG STMNT AND CUR HOME INSUR FOR 330, DR CUR CARINSUR FOR1 VEH.
Matter ResolvedRequest
Adjourment
1159/27/2023 9:00 am23-15304 / MBKGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
1169/27/2023 9:00 am23-15819 / MBKEdward Hanratty, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/NEWREZ/PHH MTG
Matter ResolvedRequest
Adjourment
1179/27/2023 9:00 am23-15972 / MBKKirsten B. Ennis, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramContinued
10/25/2023 9:00 am

Lakeview Loan obj (RAS)<>LOSS MIT/LOANCARE
Matter ResolvedRequest
Adjourment
1189/27/2023 9:00 am23-16329 / MBKAndrew Thomas Archer Motion SellGranted
Trustee Obj (AMENDED ORDER SUBMITTED TO CHAMBERS 9/26/23 - dm)


SN Servicing limited obj ( Friedman Vartolo)<> NORTH LAKESIDE DR
Matter ResolvedRequest
Adjourment
1199/27/2023 9:00 am23-16584 / MBKCamille J. Kassar, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order Previously Submitted
NEW ORDER FILED OK EDC

limited objection:
Need OTBS. The trustee requests that any reinstatement contain a provision that the debtor submit all 341 documents and reschedule the 341(a) meeting within 10 days.
Matter ResolvedRequest
Adjourment
09/27/2023 9:00 am23-17021 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
NS
US Bank limited opp (Friedman Vartolo)<>CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
1209/27/2023 9:00 am23-17021 / MBKPRO SEMotion Relief from Co-Debtor StayGranted
SN SERVICING/kenbury rd (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1219/27/2023 9:00 am23-17459 / MBKDavid G. Beslow, Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1229/27/2023 9:00 am23-17481 / MBKLee M. Perlman, Esq.Motion Extend TimeMoot - Dismissed
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1239/27/2023 9:00 am23-17505 / MBKAndre L. Kydala, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1249/27/2023 9:00 am23-17555 / MBKYakov Rudikh, Esq.Motion Impose Automatic StayGranted
MTN TO EXTEND STAY ALL CREDS
Matter ResolvedRequest
Adjourment
1259/27/2023 10:00 am19-29605 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 206 of 48 required payments   Arrears: $0  
Total Paid In: $43,951.00
as of 9/21/2023 (JMA)

ok to confirm at $43,738 paid to date, $213x13 begin 10/1/2023 base plan

proposed plan $43,525 paid to date, $213x15 begin 9/1/2023 base plan
paid in $43,738
13 months to go
Matter ResolvedRequest
Adjourment
1269/27/2023 10:00 am20-14608 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 46 of 43 required payments   Arrears: $15,023.00  Total Paid In: $41,870.00
As of 9/22/23 (DS): Ok to confirm at $40,975 paid, $15,000 lump sum payment immediately upon confirming, $918 x 18 begin 10/1/23, $10,000 by 12/1/23; 100% to gucs with minimum $10,000 due to non-exempt equity and Trustee standard order

MP Prop $22,000 PTD; $850 x 22; 100% - Workers comp lawsuit settled, plan propose lump sum deposits. Debtor to submit $15,000 immediately, additional lump sum payment $15,000 which Debtor save and $10,00 by 12/1/23 from work bonus.
Matter ResolvedRequest
Adjourment
1279/27/2023 10:00 am20-20554 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 5 required payments   Arrears: $78,859.00  Total Paid In: $46,348.00
ISSUES AS OF 9/18/2023 (DM): terms accepted.

***Can either wait until after sale closing or confirm now at $46,344.97 Ptd, then $78,859 lump sum payment from sale of Palisade Ave property by 10/15/23, 100% Plan, lump sum payment to pay case off at 100% is subject to Trustee audit***

 Pending Motion to Sell Palisade Ave property for $611k scheduled for 9/27/23.

 Order Denying Ch. 7 Trustee Motion to Convert Case to Ch. 7 (Doc #116) - debtor has until 12/21/23 to propose and confirm a plan which provides for sale of property and payment in full of all creditors.


Confirmed Case: $26,548.25 Ptd, $1,800 x 20, $2,437 x 22, 100% Plan
Prop. MP: $1,617.79 x 3, $1,451.47 x 4, $1,779 x 11, $1,800 x 20,
$0 x 4, $1,800 x 6, $36,150.17 lump sum in month 48, 100% Plan
- sale of Palisade Ave property by 10/15/23
PTD = $46,344.97
Last Claim (13-1) dated 7/10/23
Matter ResolvedRequest
Adjourment
1289/27/2023 10:00 am21-14917 / MBKDavid L. Stevens, Esq.Confirmation Hearing on Modified PlanDeniedDebtor has made 26 of 28 required payments   Arrears: $777.00  Total Paid In: $19,957.00
to file MP within 14 days or D

AS OF 9/20/23 (SF)


Trustee objection:

The Modified Plan is not filed in good faith pursuant to 1325(a)(3).

- The Trustee objected to the debtor's motion to obtain post-petition financing for the purpose of
purchasing real estate to ensure that it would not have a negative impact on the debtor's confirmed plan.

- The debtor is above median and has not provided updated proof of all household income to justify reducing the plan payment.

- The income documentation in the Trustee's possession currently shows that there is $1,217 in disposable income, and the Trustee has already compromised with the debtor with respect to the plan Base.


Currently need:
$19457 PTD, $775 X 33 (BEGIN 10/1/23) BASE PLAN
- Must file fee application for supplemental fees within 14 days




MP proposes $18,957 PTD; $500 X 35 BASE
Plan has run 27 months with 33 months remaining
Matter ResolvedRequest
Adjourment
1299/27/2023 10:00 am21-18318 / MBKSTEVEN D PERTUZ, ESQConfirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 12 of 13 required payments   Arrears: $197.00  
9/25/23(mk) Per AR ok to adj 2 weeks peremptory- must upload the adj request for this hearing and the motion.

9/25/23(mk): atty email from dispo list says:Debtor's counsel and Counsel for Liberty FCU are still discussing resolution. Mod application was submitted to the lender and still awaiting final decision. Counsel for both sides are requesting an adjournment of Confirmation and the Debtor's motion to allow for the lender to review mod application. Payments are current through September.


9/20/23(mk):

SAME AS LAST HEARINGS- CASE IS 12 MOS OLD( per prior Order case has to be reconverted to a CH 7 and not dismissed if it is not going to go on

Liberty Savings (Michael DuPont, Esq) needs additional time to respond to Motion to Modify Claim - ADJ to 9/27/23
-------------------
6/16/23(mk): SEEMS THAT LIBERTY OBJECTION NOT RESOLVED AND WILL NOT GIVE A LM case should be reconverted to ch 7

need to know if Liberty obj. is resolved, then can work up. 7/9/ payments arrears $396.28.

Liberty Savings (Michael DuPont, Esq) needs additional time to respond to Motion to Modify Claim - ADJ to 8/9/23

AR REC CONV BACK TO 7
As of 5/1/23(mk): NOTHING DONE SINCE LAST 2 HEARINGS

atty out of town till 4/14. adj uploaded has not heard back for Dupont but Tr granted adj. to 5/10/23

AS of 4/3/23(mk):

1. Objection by Liberty Sav. Federal Credit Union(McKenna):
-plan fails to pau arrears. Lm proposed not in good faith

2. Trustee objection:
-is Tr paying arrears pending LM?( per atty- YES)
>>also: Hud Uploaded for sale on 6/9/21 of Hackman St prop- debtor got 11,262( her 1/2 of proceeds total 22,525- what did she do with those proceeds?( mk: pr atty she used $ to live on- she was not working at the time.)


-------Resolved----------------
-There is $16,955 in non exempt equity in the mortgage held by the debtor(mk per atty- mtg not collectable)
-Need September and October full bank statements for PNC account
#1963.(Provided)
-need bank statements for Wells Fargo accoun
Matter ResolvedRequest
Adjourment
1309/27/2023 10:00 am22-10148 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 17 of 21 required payments   Arrears: $596.00  Total Paid In: $10,000.00
ISSUES AS OF 9/20/2023 (DM): updated 9/21/23.

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $10,000 PTD, THEN $596 x 40 STARTING 10/1/23, 100% PLAN, OTBS ON US BANK OBJECTION WITHIN 30 DAYS, LOAN MOD ON US BANK PRE-PETITION POC (4-1) BY 12/31/23, NO PAYMENT OR RESERVE BY TRUSTEE ON THE PRE-PETITION CLAIM, TRUSTEE SHALL MAKE PAYMENT ON THE $18,153.52 POST-PETITION CLAIM PER THE 10/27/22 CONSENT ORDER***

1) US Bank/SLS (FRENKEL LAMBERT) OBJs - $448,380.40 pre-petition arrears are not being cured nor does plan provide for the surrender of property (OTBS - LOAN MOD IN 90 DAYS).

2) MP proposes to address US Bank/SLS (FRENKEL LAMBERT) $448,380.40 pre-petition arrears through a Loan Mod within 6 months - Trustee will continue to pay the $18,153.52 post-petition arrears claim per the 10/27/22 consent order.


Confirmed Case: $500 x 36, 100% Plan
Prop. MP: $9,000 Ptd, $500 x 18, 100% Plan
- Loan Mod in 6 months
PTD = $10,000
Last Claim (4-1) dated 3/14/22
Matter ResolvedRequest
Adjourment
1319/27/2023 10:00 am22-10362 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanWithdrawnDebtor has made 14 of 21 required payments   Arrears: $6,752.00  Total Paid In: $46,090.00
AS OF 9/21/23 (SF)

1. Objection filed by Manasquan Bank (Broege) - Modified plan proposed is not in good faith and the debtor has unrealistically valued and listed the property for sale in a amount far in excess of its fair market value thus discouraging prospective purchasers. Plan is not feasible.

2. Modified plan does not address IRS and State of NJ priority claims

3. If confirmed must include min div of $1,818,288 to gucs



MP proposes $3182 x 47 100% sale by 12/1/23
Plan has run 20 months with 40 months remaining
Arrears: $6752



Matter ResolvedRequest
Adjourment
1329/27/2023 10:00 am22-12224 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 32 of 19 required payments   Arrears: $12.00  Total Paid In: $7,466.00
9/19 workup for the 9/27 calendar EDC

MP paid to date then $7241 paid then $237 x 42 remaining beg 10/1/23 pro rata--fee app within 7 days---plan to surrender Tidewater Finance claim
Matter ResolvedRequest
Adjourment
1339/27/2023 10:00 am22-12269 / MBKLee M. Perlman, Esq.Confirmation Hearing on Modified PlanContinued
10/11/2023 10:00 am
Debtor has made 126 of 19 required payments   Arrears: $0  
Total Paid In: $18,933.00
9/19 Workup for the 9/27 calendar EDC

*MP removes sale and increased payments BUT DOESN'T HAVE ENOUGH INCOME. TRUSTEE SUGGESTS LENGTHENING PLAN TO 60 MONTHS TO LOWER PAYMENT
RECOMMEND CONFIRM AT:
**$18,932.57 PAID THEN $800 X 42 BEG 10/1/23 100% DUE TO EQUITY OF $350,000

Trustee objection:
-The debtor has not filed amended schedules showing feasibility and have not filed updated proof of income. POI PROVIDED HASN'T CHANGED

MP proposes $1072 X 34 BEG 7/2023; 100% due to equity of $350,000

----------------
resolved
a copy of the 2022 tax return (DONE) or
Matter ResolvedRequest
Adjourment
09/27/2023 10:00 am22-13530 / MBKPRO SEOrder Vacate Dismissal of CaseContinued
10/11/2023 10:00 am
Debtor has made 12 of 18 required payments   Arrears: $2,400.00  
9/18 workup for the 9/27 calendar EDC

5 payments arrears

*case is 17 months old with est. tax returns, stay vacate and unconfirmed

*motion for relief for mortgage Trystone on for 5/24--no opposition filed EDC
--this needs resolution for confirmation

*case was dismissed and reinstated--proposed new MP $400 X 36 BEG 5/2022; N/E FROM PI; SALE BY 10/01/2023 (26 PALFREY LN); 100%

was ADJ to 12/14/22 Peremptory for tax issue- IRS priority claim estimated 2021 return - no refund; general unsecured claim estimated for 2016-2018 taxes

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply proof of Social Security Number to the Trustee. STILL NEED
-Need pre-confirmation certifcation still
-was ADJ to 12/14/22 Peremptory for tax issue- IRS priority claim estimated 2021 return - no refund; general unsecured claim estimated for 2016-2018 taxes
-There has been an undue delay in selling the property. The case is 17 months old and the original plan called for the sale in November of 2022.

--------------------
RESOLVED:
- Need better proof of income for employment by Shipt. Bank statements are not easy to review and can't determine income from this need debtor certification explaining income and support highlighting payments. OK 100% FROM SALE
- Need updated P & L for Marli's Chill N Grill through August 2022. OK 100% FROM SALE
- only provided checking account for Marli's Grill N Chill, does debtor have personal account? Need statements
- need business forms and P & L for Asil Management LLC /explanation as to what this business is and does.
- need to file pre confirmation certification with Court- Trustee to receive non-exempt proceeds from lawsuits and also for sale of home sufficient to ensure a 100% plan. OK


- A current market analysis - with comparable sales- the site you referenced has none. Or Tr will use zillow value of 224,900. $67,000 IN EQUITY PER ZILLOW OK 100%
- Amendments to Sc
Matter ResolvedRequest
Adjourment
1349/27/2023 10:00 am22-15527 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 11 of 15 required payments   Arrears: $3,100.00  Total Paid In: $16,500.00
AS OF 9/26/2023 (at):

RECOMMEND: $16,500 PAID TO DATE, $1,500 x 46 BEGINNING 10/1/2023, BASE--SIGN UP FOR AUTO EWAGE/TFS IN 7 DAYS AND ANY TRUSTEE OR CREDITOR DEFAULTS AFTER LOAN MODIFICATION IN THE FUTURE WILL REQUIRE CONDUITS

1. Need updated pay stubs to justify lowering trustee payment.

2. Need 2022 tax returns for debtor and spouse.

3. Need Amended I and J.

MP proposes: $1,154 x 13, $1,000 x 5, $1,454.76 x 42, base
Arrears: $1600
(Plan modified to extend lower tier pending the outcome of loss mitigation)
Matter ResolvedRequest
Adjourment
1359/27/2023 10:00 am22-15809 / MBKDavid E. Shaver, Esq.Confirmation Hearing on Modified PlanContinued
10/25/2023 10:00 am
Debtor has made 4 of 15 required payments   Arrears: $300.00  Total Paid In: $775.00
9/20/23(mk)

1. Stay was vacated for Ally Capital on 2020 Chevy; Debtro plan says Ally has agreed to a 6 mo forbearance from repossessing the Chevy due to debtor disability -Plan has prepetition and post pet arrears in plan. says regular payments resume 2/1/24

NEED ORDER W/ CREDITOR FOR FOREBARANCE AND POST PET TO BE PAID AFTERWARDS

Order for SP Counsel for workers comp/PI case - CLARIFY IF THERE IS A 3RD PARTY CLAIM OR JUST WORLERS COMP--NO 3RD PARTY PER SHAVER


MP proposes:
$175 X 12; $289 X 36 BEG 8/2023; BASE
Plan has run 14 mos and 46 remain







Prior conf:1./11/23 - $250 PD TO DATE (6 MOS) $50 X 6 BEGIN 2/1/23 $175 X 12 BEGIN 8/1/23 $289 X 36 BEGIN 8/1/24; POT BASE $13,054; ATTY $4500/$4500
UPDATED POI BY 1/31/24
TRUSTEE STANDARD ORDER OF DISTRIBUTION
ALLY 3-1 TO BE PD ARREARS IN AMT OF $7,225.89
Matter ResolvedRequest
Adjourment
1369/27/2023 10:00 am22-16259 / MBKGeorge E Veitengruber IIIOrder Vacate Dismissal of CaseContinued
10/25/2023 10:00 am
Debtor has made 12 of 14 required payments   Arrears: $1,352.00  
ADJ to 10/25/23 Peremptory - same day as Motion to Expunge (dm)
ISSUES AS OF 9/20/2023 (DM): updated 9/25/23.

 Pending Motion to Sell Markus Ct property scheduled for 9/27/23.

1) IRS filed $124.10 amended priority claim not treated in the plan (OKAY TO PAY?? - Yes)

2) Deutsche Bank/Mr Cooper 1st Mtg (RAS) OBJs - sale is speculative and creditor wants an appraisal to provide proof that sale will pay off mortgage (OBJ RESOLVED BY LOGS CONSENT ORDER ENTERED WITH RESPECT TO SALE??)

3) Trinity Financial 2nd Mtg (Leopold & Associates) OBJs - failure to cure full arrears of $87,439.11. Objection filed to MP. Creditor wants a basis for the valuation of $741,250 and is objecting to the strip off in the MP (MOTION TO DISALLOW PENDING 10/25/23).

4) Trustee OBJ: (OKAY TO PAY 100% IF MOTION IN #3 ABOVE IS GRANTED)
- Excessive Expenses: cable/internet/phone of $983 on P&L and $280 on Sch J; auto expense of $4,245 on P&L and $800 on Sch J.
- Verified income results in $1,492 of monthly disposable income.
- Reviewed Form 22C, Line #34 should be $0 as debtor is not curing mortgage arrears through the plan. Per Form 22C, monthly disposable income is $1,136 which requires a $68,160 minimum dividend to general unsecured creditors.
- Non-exempt proceeds, if any, from sale of real property paid to trustee (ADD TO CONF ORDER??)

***RESOLVED ISSUES***

A) Need proof of service on Trinity Financial, Patricia Adamo and State of New Jersey for crams listed in parts 4d and 7b. (CERT OF SERVICE FILED DOES NOT INDICATE IF TRANSMITTAL LETTER & CMA WAS INCLUDED IN THE SERVICE - corrected in Doc #35 but need to serve Atty General on NJ cram - SERVED IN DOC #37).

B) Trustee OBJ:
- The schedules fail to account for the debtor(s) tax refund in the amount of $587 when determining disposable income (AVERAGED/ADDED TO INCOME).
- Need to file Pre-Confirmation Certification (FILED).
- Need to resolve the estimated claim filed by the IRS (AMENDED).


Prop. Plan $676 x 60, Base
- sale of residence by
Matter ResolvedRequest
Adjourment
1379/27/2023 10:00 am22-16926 / MBKTheodore B. Weiss, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 14 required payments   Arrears: $411.00  Total Paid In: $2,276.00
ISSUES AS OF 9/20/2023 (DM): updated 9/26/23.

***If creditor objections below can be resolved, THEN TRUSTEE COULD RECOMMEND CONFIRMATION AT $2,275.50 PTD, THEN $411 x 47 STARTING 10/1/23, 100% PLAN WITH $107,539 THRESHOLD PRESERVED, TRUSTEE STANDARD ORDER OF DISTRIBUTION, OTBS BY WILMINGTON SAVINGS WITHIN 30 DAYS TO PAY POC (4-1) ARREARS OF $15,285.01, TRUSTEE SHALL PAY $500 DEBTOR ATTORNEY FEE BALANCE SUBJECT TO FEE APP FOR ANY ADDITIONAL FEES***

1) Wilmington Savings/Christina Trust (FRENKEL LAMBERT) OBJs - MP does not properly cure $15,285.01 arrears on 2nd mtg (UNRESOLVED).

2) US Bank/Citigroup (POWERS) OBJs to MP - $629.06 arrears are not provided for on the 1st mtg (ORDER SUBMITTED TO PAY).

3) Atty Disclosure provides for $500 fee balance due, and MP provides for $1,000 fees balance due - one of the documents should be amended (UNRESOLVED)

4) Trustee OBJ:
- Tax refund of $2,035 (adjusted to $1,282 based on 2022 tax returns) was not prorated and included in disposable income calculation.
- There is $111,367 non-exempt equity in the debtor's home - only $3k in GUCs have filed claims.
- Need bank statements for June & July 2022 for Wells Fargo checking acct #4333 and savings acct #4581 (UNRESOLVED).
- Plan will follow Trustee Standard Order of Distribution.

***RESOLVED ISSUES***

A) Santander (MORTON) OBJs - plan does not provide for Santander with respect to 2022 Mitsubishi Eclipse (CONSENT ORDER ENTERED SECURED UNAFFECTED).

B) Trustee OBJ:
- Need updated car insurance - expired 2/8/23 (RECEIVED).
- Need copy of 2022 tax returns (RECEIVED).
- Sch B does not list bank accounts (AMENDED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $145.43 x 11, $332.46 x 52, 100%/Base Plan
PTD 13/13 = $2,275.50
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1389/27/2023 10:00 am22-17394 / MBKMoshe Rothenberg, Esq.Confirmation Hearing ScheduledContinued
10/5/2023 10:30 am
Debtor has made 9 of 13 required payments   Arrears: $7,100.00  
STILL NO APPRAISAL DUE TO CREDITOR ERROR WILL NEED JUDGE

9/18 workup for the 9/27 calendar EDC

NOW STAY LIFT-PLAN NOT FEASIBLE---Per debtor he was allowing in inspector on 7/26 --no response to trustee email requesting updates, adj multiple times for same issue...per attorney inspector came out 8/11 and he emailed Ms. Cozzini regarding this--NEED UPDATE!

AR RESOLVE OR HOLD ***12 months old**

8/23 calendar EDC

**RECENT ZILLOW SHOWS MUCH HIGHER HOUSE VALUE OF $739,000. CASE NEEDS TO BE 100%. THERE IS ONLY $17,000 IN UNSECURED CLAIMS-ATTORNEY WILL PAY 100% EDC

** Objection filed by Cenlar/CitiMortgage (Stern Lavinthal) - failure to cure full arrears of $473,985.97. (UNRESOLVED).., IF PAYING PAYMENT WOULD GO UP TO $10,157 FROM $7100 WHICH ISNT FEASIBLE UNLESS HE CAN PROVE $8000 MONTHLY IN RENT. WE ONLY SHOW $5000--STAY LIFT


Plan proposes: $400 x 3 beginning 10/1/2022, $7,100 x 57, base
Payments: 4/5, arrears $7,100
----------------
Resolved:
** Trustee's objections RESOLVED SINCE 100%
The debtor has failed to supply the Trustee with the following document (s):
-- Income provided verifies much higher than scheduled. There is net disposable income
of $6,501, when you subtract social security the net income is $4,835. WILL PAY 100%
-- There is a total of non-exempt equity $42276; $2,000 cash; $22,276.29 Capital One account; $18000 ETrade account (statement balance is $5400 higher than scheduled). NEEDS 100% BASED ON CLAIMS FILED - WILL PAY
---Schedule I lists rental income of $6,500 only provided 2 leases for $2,500/each. Is there a
third lease? Need to provide copy of lease. (ONLY TWO LEASES RECEIVED)
** Federal Home Loan Mortgage filed a secured arrears claim #3 in the amount of $338.34 which is not in the plan. Is it ok to pay this claim? TRUSTEE WILL PAY CLAIM 3-1 THROUGH PLAN
1. The attorney's fees in the plan ($4,310) and the disclosure statement ($4,060) do not agree. One of these must be amended. DONE

*is trustee paying the Dept Community Affairs
Matter ResolvedRequest
Adjourment
1399/27/2023 10:00 am22-17996 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
10/5/2023 10:30 am
Debtor has made 11 of 12 required payments   Arrears: $100.00  
ISSUES AS OF 9/21/2023 (DM): case is 11 months old and does not appear to be any closer to confirmation. Trustee recommends dismissal or the case needs to held for the Judge.

 ADJ to 9/27/23 Peremptory (dm)

***Once Abelson's objection is resolved, the Trustee will be able to make a recommendation***

 Adv. Pro. filed by EGR is scheduled for trial on 11/30/23.

 OneLink Solutions (Erin Kennedy, Esq) may conduct a 2004 exam.

1) EGR LLLP and AGR Family LLLP (Abelson) objection to confirmation - plan is not filed in good faith (UNRESOLVED).

2) Lakeland Bank filed $793.58 arrears claim on Hopewell Rocky Hill Rd property not treated in the plan (UNRESOLVED).

3) Trustee OBJ:
- Need to provide a copy of the 2021 tax return (RECEIVED).
- Need to file amended Sch I&J for total household income and expenses (FILED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $100 x 36, Base
PTD 10/11 = $1,000
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1409/27/2023 10:00 am22-18778 / MBKRONALDO C GEORGEConfirmation Hearing on Modified PlanDismissedDebtor has made 2 of 11 required payments   Arrears: $0  

9/18 workup for the 9/27 calendar EDC

current by 9/27 including September or D---stay reinstated also peremptory per AR-NOTHING DONE - STILL ARRREARS

AR RESOLVE OR HOLD


9months old
$16, 092 trustee arrears

If mortgage objectors agree we can confirm...In order to confirm we need:
**$14,856 paid then 8974 x 51 beg 9/1/23-100% case($11,022 equity)--trustee will not pay MCLP claim 4-2 due to the order vacating the automatic stay----the cramdown provisions will be stricken regarding claims 1-1 and 2-1 MEB and ABS and the trustee will pay the filed claims through the plan


- Atty asserts that debtor is okay with 100% despite the proposed cram down of real estate (dm)---Are we removing the cram provisions? Claims are $157,316 and $121,806--feasiblilty

* MP called for LM by 8/1--no LM?

*MP calls for partial cramdown to 2 SPS Loans. One on each property. Objections filed by both MEB Loan and ABS Loans.

MCLP order vacates stay on 1st mortgage Deans lane property-trustee won't pay

MP proposes: $8974.69 X 53 BEG 7/2023; LM BY 8/1/2023; BASE

Trustee Obj is resolved if we confirm at 100% to gucs-there are no filed guc claims and equity in the property so it needs 100%.--- Atty asserts that debtor is okay with 100% despite the proposed cram down of real estate (dm)


-- need a current market analysis - 561 Georges Road - all comps are dated 2021 and 2019 -
need to be within 6 months of filing.
-- A copy of the homeowner's insurance renewal declaration - for 561 Georges Rd and
73 Deans Ln with proof of liability coverage.
-- A copy of the deed - 555 Georges Road
--A mendments to Schedules Amend Sch A to add residence (Forestall Rd) and provide
Deed/CMA and insurance.
-- income verified higher using proof of income provided, disposable net $14,286.78
-- excessive expenses Schedule J $540/utilities; $395/personal care; $670/medical; $1,150
health insurance; $670/property taxes 561 (this is a rental property); $500/contribution to
other family
-- non-exemp
Matter ResolvedRequest
Adjourment
1419/27/2023 10:00 am22-18978 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 6 of 11 required payments   Arrears: $3,500.00  
9/20 Workup for the 9/27 calendar EDC
D IF NO PAYMENTS MADE BY 9/27 EDC

4 payments in arrears last was July--IF DEBTOR MAKES A PAYMENT BEFORE CONFIRMATION WE WILL NEED TO ADD $56 MONTHLY TO CAPITALIZE AND EWAGE

IF PAYMENT CONFIRM AT:

***$4200 PAID THEN $756 X 50 BEG. 10/1/23 PRO RATA-DEBTOR TO SIGN UP FOR EWAGE WITHIN 7 DAYS



PROPOSED PLAN / LM GRANTED
$3500 PTD; $700 X 51 BEG 8/2023; BASE
Matter ResolvedRequest
Adjourment
1429/27/2023 10:00 am22-19333 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 11 required payments   Arrears: $1,000.00  Total Paid In: $4,500.00
AS OF 9/21/23 (SF)

RECOMMEND $500 X 12 (BEGIN 12/1/22); $1300 X 48 (BEGIN 12/1/23) 100% PLAN W/MIN DIV OF $225,190 TO DUCS PER NON EXEMPT EQUITY IN REAL ESTATE; NON EXEMPT PROCEEDS FROM REFINANCE BY 12/1/23
- STRIKE 3(A) AS TO ATTORNEY FEES PER PREVIOUS CONFIRMATION TERMS

Trustee motion to dismiss scheduled for 9/27/23 at 9 (WITHDRAWN)

MP proposes $500 x 12, $1300 x 48 100% Plan; Refi by 12/1/23
Removes IRS claim
Plan has run 10 months with 50 months remaining
Arrears: $500




Matter ResolvedRequest
Adjourment
1439/27/2023 10:00 am22-19872 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
10/5/2023 10:30 am
Debtor has made 9 of 10 required payments   Arrears: $1,500.00  
*STILL NO CREDIOR VALUATION

AS OF 9/21/23 (SF)

Valuation issue with Fay Servicing - ADJ to 9/27 Peremptory (STILL NOT RESOLVED. SEE EMAIL FROM ATTONEY ATTACHED)

1. Objection filed by Fay Servicing/Wilmington Savings Fund (Karina Velter) - failure to pay total debt claim in the amount of $102,113.60. Also objects to cram (ATTY SENT CREDITOR HIS VALUATION)

2. Trustee objection:

- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,960.00
when determining disposable income.

- There is $14,211 in non exempt equity in the Norwick Lane property.

- Need statements for the Etrade (STATEMENT PROVIDED BUT NOT DATED WITH $778.75 IN ACCOUNT and Traders Way (STATEMENT PROVIDED WITH VALUE OF $599.78 AS OF 3/31/23). DEBTOR WITHDREW $500 FROM TRADER'S WAY ACCOUNT ON 7/20/23)

- Need a valuation for the construction business.


Plan proposes $1500 x 60 Base w/min $65,304 to gucs; Loan Mod in 6 months
Payments: 9/9


RESOLVED ISSUES:
- CMA for Lenape Lane has 5 comps from 12/21 - 9/22. Too old. Zillow values property at
$495,100, not $392,000. (moot, either way there is no equity)
- Need to file Pre-Confirmation Certification. (FILED)

- Objection filed by US Bank (Jennings) - failure to pay arrears of $163,850.83 and speculative loan mod (Arrears are $81,984.68 per claim) (RESOLVED OTBS) - Pay arrears pending Loan Mod. must complete loss mit by 11/7/23 or as extended by court order

- Need proof of insurance for the 2005 Lexus, 2008 Honda and 2013 Mercedes.(STILL NEED. CURRENT INSURANCE EXPIRES ON 8/6/23) (RECEIVED, NOW EXPIRES 2/6/24)

- State of NJ filed estimated priority claim 8-3 Just filed on 7/10/23 (TAXES FILED)

- The IRS filed priority claim for $23,634.55 which is not addressed in plan (OK TO PAY? - Yes)
Matter ResolvedRequest
Adjourment
1449/27/2023 10:00 am22-20127 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $50.00  
As of 9/27/23 (DS): Debtor attorney requested adjournment, request denied, due to no auto insurance for 2018 Hyunda Santa Fe and 2018 Hyndai Elantra. There seems to be perhaps incorrect year for 2018 Elantra (must file an amended Sched B to correct the year, per auto insurance is 2019.

As of 9/25/23 (DS): Debtor attorney requested adjournment request denied, still missing docs, also no homeowner or auto insurance provided.
Matter ResolvedRequest
Adjourment
1459/27/2023 10:00 am23-10592 / MBKEdward Nathan VaismanConfirmation Hearing ScheduledConfirmedDebtor has made 0 of 5 required payments   Arrears: $1,660.00  Total Paid In: $396.00
AS OF 9/27/23 (SF) UPDATED

RECOMMEND $396.08 PTD, $1660 X 56 (BEGIN 10/1/23) BASE PLAN
- OK TO PAY TOYOTA LEASE ARREARS CLAIM 13-1
- OK TO PAY SBA SECURED CLAIM 24-1
- FILE PRE CONFIRMATION CERT WITHIN 14 DAYS


OK TO PAY $1660 GOING FORWRD PER ATT EDC

1. Toyota Lease Trust filed arrears claim 13-1 for $824.14 which is not addressed in plan OK TO PAY

2. SBA filed secured claim in the amount of $49,401.37 which is not addressed in plan OK TO PAY

3. Trustee objection:
- Need statements for the co-debtor's (2) 401k loans. (RECEIVED - Loan 1 expires in 19 months and $148.12 will be available and Loan 2 expires in 42 months and $26.88 will be available)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,146.67/month for food- on Profit and Loss statement - Will allow $400
$825/month car payment - Amount is higher that IRS guideline - will allow $629
$300/month tax payment. Installment agreement ended when debtor filed, not allowed
Need proof of excessive expenses 10 days prior to confirmation along with explanation.

DISPOSABLE INCOME IS NOW $1661.45 AND WILL INCREASE WHEN LOANS EXPIRE

- Business bank deposits show more income than what is listed on the P &L.

- Need to file Pre-Confirmation Certification.

- The debtor needs to provide explanation as to why the monthly bank deposits are higher
than the amounts listed in the profit and loss statements.


Plan proposes $99 x 23; $173 x 27; $186 x 8 Base plan
Payments: 4/4


RESOLVED:
- Need a copy of the last filed tax return - 2022 prior to confirmation. (RECEUVED)
- Need April and May bank statements for TD account 5116. (This account belongs to daughter)
Matter ResolvedRequest
Adjourment
1469/27/2023 10:00 am23-10952 / MBKDavid Jerome Witherspoon Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 8 required payments   Arrears: $426.00  Total Paid In: $1,838.00
9/20 workup for the 9/27 calendar EDC

CONFIRM AT $1838 PAID THEN $426 X 53 BEG 10/10/2023 PRO RATA

MP lowers payment to $426 from $550 but the trustee compromised at $500 due to a $660 car payment and big tax refund. The debtor attempted to file an amended schedule J to increase expenses based on refund but trustee objected. Husband has lost his job and wants to decrease payments.

proposes $1,628 to date, then $426 for 53 months for a total of 60 months
Matter ResolvedRequest
Adjourment
1479/27/2023 10:00 am23-11331 / MBKRichard F. Fried, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 8 required payments   Arrears: $100.00  
ISSUES AS OF 9/21/2023 (DM): updated 9/22/23 after amended schedules filed.

***MP is purely speculative, and debtor has not provided any updated documentation demonstrating plan feasibility - RECOMMEND DISMISSAL***

 7/5/23 (mk): Per atty email -says will now agree to pay foreclosure judgment thru the plan and debtor will obtain add'l employment so mark plan DENIED and MP in 15 days w/ POI and amended I & J.

 AR, HELD TO RESOLVE ISSUE OF OBJECTED PLAN PROVISION SEEKING LOAN MOD ON MTG POST FORECLOSURE JUDGEMENT.

 ADJ to 6/28 to feasibility of paying both mortgage arrears (dm)

1) IRS filed $14,289.15 amended priority claim not treated in the plan (OKAY TO PAY??)

2) Wilmington Savings (RAS) OBJs - fails to pay arrears. Plan provides for Loan Mod after discharge?? Wilmington Savings filed secured claim with arrears $46,148.70 - plan list as priority $4,000?? POC (4-1) is a total debt claim - loan has matured (MP PROPOSES TO PAY WITH INCREASED TIERS).

3) US Bank (RAS) OBJs - Plan has current an unaffected - POC (6-1) for $4,830.01 arrears needs to be paid (MP PAYS).

4) Plan provides $4,594.33 secured treatment to Governors Pointe Village II Condo Assn in the priority claims part of the plan (MP CORRECTS).

5) US Dept of HUD filed secured POC (1-1) as a 3rd lien on the property - MP incorrectly treats as a student loan outside the plan (TREAT AS SECURED UNAFFECTED??)

6) Trustee OBJ:
- Debtor has insufficient income
- Needs Trustee Standard Order of Distribution.
- There is $58,089 (adjusted to $0 post claims filing and amended Sch C) non-exempt equity in real property. Needs to be 100% and pay student loan outside or Base and cover the equity threshold (MP PAYS 100% - WOULD NEED AMENDED PLAN ON NOTICE IF PERCENT IS TO BE CHANGED).

***RESOLVED***

- Need MP that removes Wilmington Savings Fund and Governors Point from Part 3a and keep on Section 4a (MP CORRECTS).
- Debtor has chosen State exemptions over the Federal exemptions. WHY? Atty advises amended exempt
Matter ResolvedRequest
Adjourment
1489/27/2023 10:00 am23-11348 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $2,271.00  
to decide if going to file mp or motion regarding child support by 10/11 edc

AS OF 09/20/23 (SF)

1. Motion for Relief filed by Stratford Village LLC (Landlord) scheduled for 10/11/23 at 9

2. NYC-HRA Office of Child Support Services filed late priority claim 14-1 in the amount of $11,917.74 which is not addressed in the plan (SHOULD THIS CLAIM BE PAID?)

3 Trustee objection:

- The Plan fails to provide for a prompt cure of rental arrears. (NO CLAIM FILED. SHOULD THIS BE STRICKEN FROM PLAN?

- Schedule A/B lists 2 Bank of America accounts, no statements provided - need to provide to Trustee (RECEIVED. $1843 non exempt equity)

Plan proposes $757 x 60 0%
Payments: 5/7 Arrears: $1514
Landlord to be paid in 22 months


RESOLVED ISSUES:
- IRS priority claim is estimated for 2019 and 2022 taxes; the unsecured claim is estimated
for 2018 taxes - need to resolve (CLAIM AMENDED)
- The IRS filed priority claim 3-2 in the amount of $2057.98 which is not addressed in plan (OK TO PAY? - Yes)
- Domestic Support Obligation information (RECEIVED)
- Need to file Pre-Confirmation Certification with Court(FILED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,485 when determining disposable income. (2022 RETURN RECEIVED)
- Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023 (NUMBERS ARE CUT OFF, NEED TO RESEND)
- The plan proposes to cram claim 1-1 as to Santander (NEED PROOF OF SERVICE) (STILL NEED) FILED BUT IMPROPER. DID NOT SERVE MANAGING AGENT/CORPORATE OFFICER AND SERVED AT THE WRONG ADDRESS FOR NOTICES PER THE PROOF OF CLAIM (RECEIVED)
Matter ResolvedRequest
Adjourment
1499/27/2023 10:00 am23-11565 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 8 required payments   Arrears: $801.00  
9/19 workup for the 9/27 calendar EDC

Same as 7/6/23 (DS): Debtor attorney requested adjournment to resolve issues with home and second mortgage.

As of 7/5/23 (DS): 1. Trustee obj to the following:
- Need 2022 tax return.
- Sched J has excessive payment to 2nd mortgage $1,000 and listed in plan to be crammed to an unknown amount. Need proof of monthly payment made to creditor, since filing.
- Must file Pre-confirmation certificate.

2. Deutsche-1ST MTG (FRENKEL LAMBERT WEISS) obj to arrears more and loan mod. Must resolve obj.
*also has motion for stay relief on for 10/11/23--claim there are $5677 in arrears as of July

3. Trinity-2nd mtg (MATTHEW SITI) obj to cram. Must resolve obj.

Prop Plan $400 x 60 begin 3/2023; Base and Loan mod on White Oak Way by 8/31/23
Matter ResolvedRequest
Adjourment
1509/27/2023 10:00 am23-11619 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 6 of 8 required payments   Arrears: $2,080.00  
MP filed 9/25- pays arrears to 2 PNC mtg claims 40,593.13 and 32,969.13


mk: PLAN DENIED- MP IN 14 DAYS( REMINDER SET)

9/20/23(mk):

NOTHING RESOLVED CASE IS 7 MOS OLD

work up on plan #18

1. Objection by PNC Bank( Martone): STATUS CHANGE: SETTLED
Plan fails to address BOTH mtgs held by PNC
Two claims 6-1 and 8-1 filed by PNC- different acct #s -
for mortgages

2. Claim filed by Citibank(2-1) for a MTG - arrears $926.15-OK TO PAY?
plan has Shellpoint as unaffected.

3. Trustee Objection:
-debtors not paying all of dispos income into
plan :proof of income provided shows
monthly disposable income of
approximately $8,000. Proposed plan
payment is $3,552
- there is exempt equity in real property of $32,537. GUCs are 7,105.32 and bar date has passed - Plan is 100%

Plan:$3522.86 X 60 BEG 4/2023; 100%
5/7 payments
Matter ResolvedRequest
Adjourment
1519/27/2023 10:00 am23-11627 / MBKMelissa Wotton, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 24 of 7 required payments   Arrears: $316.00  
AR RESOLVE OR HOLD nfa

ISSUES AS OF 9/21/2023 (DM): sale motion was marked OTBS on 8/23/23 - need status of the closing.

***If sale goes through, then after applying the funds on hand, the debtor only needs $1,009 to pay case off at 100% if there is no deficiency from the short sale***

1) Towd Point Mortgage (Frenkel Lambert) OBJs - sale is speculative. Plan is not feasible because there is insufficient income to cure arrears if sale is not completed (THERE IS A PENDING MOTION TO SELL).

2) Trustee OBJ:
- Need 2022 tax return from Debtor & non-filing spouse (UNRESOLVED).
- Excessive Expenses: Electricity/gas/heat $632.
- Form 22C shows disposable income of $1,441.35 which would require $86,481 minimum dividend to GUCs.
- Disposable income verifies much higher - there is $5,283 disposable income.
- Plan is not proposed in good faith: 22c has debtor GROSS income as $6,837, but according to proof of income, Debtor's NET monthly income is $6,382 (debtor gets paid weekly). The income calculation for Debtor is incorrect.
- Need to amended Sch B add Robinhood acct - there appears to be $25,089 non-exempt equity in this account (UNRESOLVED).

***RESOLVED ISSUES***

A) AmeriHome Mtg/Cenlar (Stern Lavinthal) OBJs - plan fails to cure full arrears and loss mitigation period should not exceed 60 days (STANDARD LOAN MOD ORDER ENTERED 8/4/23).

B) Trustee OBJ:
- Need 2021 tax return for non-filing spouse (RECEIVED).
- Need CMA for North Bergen Mills Rd (MOOT - SALE MOTION PENDING).
- Need homeowner's insurance renewal for N. Bergen Mill Rd (RECEIVED).
- Need balance owed to Savings Plan loans 5 and 6 listed on pay stubs (RECEIVED).
- Need MP that selects one option in Part 5a (MP CORRECTS).
- Need Jan & Feb statements from Robinhood acct (RECEIVED).
- Need to file Pre-Confirmation Certificate (FILED).
- The Trustee objects to the 522(b)(3)(B) and 522(b)(3)(C) exemptions taken based upon the 522(d) exemptions taken (DOC #50 CORRECTS).


Prop. Plan $1,442 x 3, $1,379 x 2, $315.6
Matter ResolvedRequest
Adjourment
1529/27/2023 10:00 am23-11757 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $1,543.00  Total Paid In: $8,868.00
AR RESOLVE OR HOLD
ISSUES AS OF 9/21/2023 (DM): updated 9/25/23.

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,868 PTD, THEN $1,543 x 54 STARTING 10/1/23, BASE PLAN, AMENDED OTBS WITH NJ POC (15-2) AND POC (27-1) WITHIN 30 DAYS, AMERICREDIT POC (1-1) ON 2022 CHEVY SILVERADO SHALL BE TREATED AS SECURED UNAFFECTED, ORDER OF DISTRIBUTION IS PER PLAN***

1) State of NJ filed $6,611.74 amended priority claim that includes estimated taxes for 2008, 2009 and 2012 (OTBS TOPAY).

2) State of NJ filed $3,393.01 secured claim not treated in the Plan (OTBS TO PAY)

3) AmeriCredit/GM Financial filed a claim for 2022 Chevy Silverado not treated in the plan (TREAT AS SECURED UNAFFECTED?? - Yes)

4) Freedom Mortgage filed $207.42 arrears claim on Parker Street property (OKAY TO PAY?? - Yes)

5) Trustee OBJ:
- Distribution is per Plan (LANGUAGE ADDED).

***RESOLVED ISSUES***

A) Quantum Group LLC filed $45,571.36 secured claim not treated in the plan (ORDER RECLASSIFYING CLAIM ENTERED).

B) Trustee OBJ:
- Need a copy of the 2022 tax return (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).
- There is $74,283 equity in real property (THERE IS NO EQUITY ONCE SECURED AND PRIORITY CLAIMS ADDED).
- Need homeowner's insurance renewal - policy expired 4/18/23 (RECEIVED).
- Sch J lists $500 estimated tax payments - need proof taxes being paid (RECEIVED).
- Debtor did not disclose income paid to him by business averaging to $2,075/month - listed on P&L with Business Forms (CERTIFICATION ASSERTS THAT WAGES WERE PAID TO WIFE BEFORE SHE OBTAINED EMPLOYMENT).


Prop. Plan $1,478 x 60, Base
PTD 6/6 = $8,868
Last Claim (15-2)
Matter ResolvedRequest
Adjourment
1539/27/2023 10:00 am23-11813 / MBKJeffrey E. Jenkins, Esq.ConfirmationDismissedDebtor has made 4 of 7 required payments   Arrears: $0  

issues as of 9/20/2023 (JMA)

1) 341 hearing not held, not rescheduled
2) Not current with Trustee plan payments, arrears $2,076
3) Lakeview Loan Care (Stern Eisenberg) objection to confirmation - need to resolve
-there are pre-petition arrears $137,228.74

proposed plan $594x60 0% plan
paid in $1,488
arrears $2,076
no claims filed to date
Matter ResolvedRequest
Adjourment
1549/27/2023 10:00 am23-12395 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
10/5/2023 10:30 am
Debtor has made 6 of 7 required payments   Arrears: $500.00  
9/20 workup for the 9/20 calendar EDC
ADJ to 9/27 Peremptory

**att says nj taxes now filed but no amended claim yet
* NJ Division of Taxation is estimated for 2019-2022 taxes - priority claim
* NJ Division of Taxation is estimated for 2013-2016 taxes - general unsecured claim

* Trustee objection:
--The debtor has insufficient income .
--The Schedules fail to account for the debtor(s) tax refund in the amount of $435 when
determining disposable income.
--There is $6,889 non-exempt equity in the Fourth Street property and possible additional
non-exempt equity pending valuation of businesses.
--Need to file Pre-Confirmation Certification.
--Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
--Need valuation (Balance Sheet/Liquidation Analysis) for 1065 Amboy Ave LLC and Pride
Auto Body Inc. with supporting documentation.
--Confirming order must provide for all non-exempt proceeds from any sale of property

** Cherokee Equities LLC (Goldenberg,Mackler) objection to confirmation and motion for stay relief on for 9/27- need to resolve
-Debtor's plan is both speculative and not feasible
-Creditor filed a bifurcated claim with $258,803.77 secured and $19,605.85 unsecured
-The plan relies almost entirely on the sale of a contaminated property that does not have enough value to support the indebtedness
-The plan does not appreciate or account for the fact that the property to be sold is subject to a NJ DEP Spill Act lien and a Superior Court order requiring debtor to remediate the property

** Northfield Bank (Maselli Mills & Fornal) objection to confirmation - need to resolve
-the commercial property is not part of the Bankruptcy Estate as it is not owned by the Debtor in his individual capacity.
-the Bank filed unsecured claim #4 in the amount of $729,946.52



proposed plan $500x60 begin 4/1/2023 100% plan with sale of 1065 Amboy Ave on or by 9/30/2023

--------------------
RESOLVED
Matter ResolvedRequest
Adjourment
1559/27/2023 10:00 am23-12471 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $433.00  
Cert uploaded 9/25/23 - need time to review (dm)
ISSUES AS OF 9/22/2023 (DM):

***Still need Certification regarding inheritance. Note that debtors will need $1,260 starting Oct to pay required claims which Trustee has verified is feasible***

1) Plan provides for $10,484 priority treatment to the IRS - amended claim came in higher $23,743.94 (OKAY TO PAY?? - Yes)

2) One Main Financial filed a bifurcated claim on 2012 Honda Civic with $0 arrears - Plan provides secured unaffected treatment in Part 4f (BASED UPON PLAN TREATMENT, TRUSTEE TO ADD TO CONFIRMING ORDER THAT ENTIRE BIFURCATED POC (5-1) SHALL BE TREATED AS UNAFFECTED OUTSIDE THE PLAN).

3) Trustee OBJ:
- Debtors need to provide a certification regarding any funds received via inheritance and how funds were used. (NOT RECEIVED)

***RESOLVED ISSUES***

A) JP Morgan (Parker McCay) OBJs - failure to cure full arrears of $37,424.33 per filed POC (RESOLVED - ORDER ENTERED TO PAY PER POC).

B) Trustee OBJ:
- Need 2022 tax return (RECEIVED).
- Need Feb & March bank statements for Santander and USAA accts (RECEIVED).
- Tax refund of $2,195 was not prorated and included in disposable income calculation (AVERAGED/ADDED TO INCOME).


Prop. Plan $750 x 60, Base Plan
- Loan Mod by 10/1/23
PTD 6/6 = $4,817.30
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
1569/27/2023 10:00 am23-12472 / MBKAndre L. Kydala, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 4 of 7 required payments   Arrears: $300.00  
to file mp within 10 days

AS OF 9/26/2023 (at):

CASE HAS BEEN PENDING SINCE 3/27/2023.

1. The attorney's fees in the plan ($0) and the disclosure statement ($1,000) do not agree. One of these must be amended. (NEITHER AMENDED)

2. Objection filed by Shellpoint/US Bank (Friedman Vartolo) - failure to cure arrears of $120,102.33 (per POC) and creditor wants stay relief if property is not sold. (UNRESOLVED)

3. Trustee's objection:
- The current Plan does not specify treatment of US Bank 's secured arrears claim under the Plan. (MOD PLAN IS SILENT AS TO MORTGAGE ARREARS)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Shellpoint Mortgage. (UNRESOLVED)

RESOLVE ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $4,168 in non exempt equity in the real estate. (LANGUAGE ADDED)
- There is $7,550 in non exempt equity in the GMC Denali. (LANGUAGE ADDED)

Modified plan before confirmation proposes: $100 x 60 beginning 2/1/2023, sale of Madisonville Road by 11/1/2023, base
Payments: 4/6, arrears $200
Matter ResolvedRequest
Adjourment
1579/27/2023 10:00 am23-12549 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $860.00  Total Paid In: $3,440.00
9/20 Workup for the 9/27 calendar EDC

***Confirm at $3440 paid to date then $860 x 54 beg 10/1/23-100% to gucs--Trustee will not pay per plan claims unless a valid claim is filed---Santander claim to be treated outside of the plan

As of 8/3/23 (DS): 1. Trustee obj to the following:
- Excessive expenses on Sched J: $800 Cable/internet/phone, $800 Childcare/Education cost, $638 Car payment and $700 Student loans (plan does not list student loans outside). MUST PROVIDE PROOF OF EXPENSES 10 DAYS PRIOR TO CONFIRMATION. OK 100%
- Must amend Sched I to add ARC of Burlington (Part time job). PER ATTORNEY EMAIL THE INCOME IS CORRECT AND WILL NEED TO BE 100% DUE TO INCOME
- Must resolve IRS estimated tax claim, 2022 tax return not filed. AMENDED
- Need outcome of Adversary Proceeding filed by NJ Dept of Labor & Workforce Development, which is sched 9/7/23. WITHDRAWN

2. Bar date has passed and no claims filed by Delaware Port Authority, EZ Pass and NJ Turnpike. Needs to be stricken and not paid.

3. US Dept of HUD filed claim with no arrears, not treated in plan.

4. Santander Consumer claim#3-1 is bifurcated, no arrears, secured 15,475 and unsecured $3,727.62. Can add to confirming order to be treated outside.

Prop Plan $860 x 60; Base
Note: Proof of income from Arc provided, none was provided for NJ State Based, reviewed paystubs and only provided Arc up to March. Updated homeowner, auto insurance and POI from ARC and State of NJ provided 8/1/23. 2022 Tax return provided 8/3/23
Matter ResolvedRequest
Adjourment
1589/27/2023 10:00 am23-12565 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $400.00  Total Paid In: $2,400.00
AS OF 9/27/2023 (at):

RECOMMEND: $2,400 PAID TO DATE, $400 x 30 BEGINNING 10/1/2023, LOAN MODIFICATION BY 12/31/2023 OR AS EXTENDED, BASE
Low base pending loan modification.
Trustee to disburse to PHH Mortgage pending loan modification.

1) Trenton Water Works has a secured per plan claim to be paid through plan $1,260.59, creditor filed an unsecured claim for the same amount. Need to resolve--PAY AS UNSECURED
2) PHH Mortgage Corporation (RASC) objection to confirmation - need to resolve
-loan modification has not been offered or approved (RESOLVED - LOAN MOD BY 12/31/2023 OR AS EXTENDED, ADEQUATE PROTECTION PAYMENTS PENDING LOAN MOD, TRUSTEE TO PAY TOWARDS ARREARS PENDING LOAN MOD)
3) Trustee objection to confirmation - need to resolve
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,413 when determining disposable income. ($1848 FOR 2022) OK EDC
- Altra FCU Savings account balance as of 2/28/2023 was $369.52, and Checking account balance as of 2/28/2023 was $4,920.61. Need to amend Schedules A/B and C. NOT FILED TO DATE OK EDC
- Need to provide Trustee with a copy of the 2022 tax return on or by 5/31/2023 - (PROVIDED - REFUND OF $1,848)
- Need to resolve objection by PHH mortgage. (RESOLVED)


proposed plan $400x36 begin 4/1/2023 base plan with loan mod by 12/31/2023
paid in $2,000
arrears $400
last claim 5

RESOLVED ISSUES:

- Need to file Pre-Confirmation Certification. RESOLVED, FILED
- Need provide proof of car insurance. RESOLVED, PROVIDED POLICY
Matter ResolvedRequest
Adjourment
1599/27/2023 10:00 am23-12579 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $872.00  Total Paid In: $4,528.00
ISSUES AS OF 9/22/2023 (DM):

***If Attorney Disclosure Statement is amended, THEN TRUSTEE COULD RECOMMEND CONFIRMATION AT $4,527.73 PTD, THEN $872 x 54 STARTING 10/1/23, BASE PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN, STRIKE PRIORITY PLAN TREATMENT OF BOROUGH OF RED BANK, TRUSTEE IS AUTHORIZED TO PAY ARREARS POCs (3-1) AND (4-1) OF CAPITAL ONE AUTO FINANCE, PRE-CONFIRMATION CERTIFICATION AND ATTORNEY FEE APP SHALL BE FILED WITHIN 7 DAYS***

1) Plan provides $3,767.09 priority treatment to Borough of Red Bank for taxes - no claim has been filed (STRIKE??)

2) Capital One Auto filed $985.68 arrears claim on 2017 Acura ILX that plan treats as current (OKAY TO PAY??)

3) Capital One Auto Finance filed $607 arrears claim on 2020 GMC Terrain Utility that plan treats as current (OKAY TO PAY??)

4) Trustee OBJ:
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- The attorney's fees in the plan ($2,750) and the Disclosure Statement ($0) do not agree. One of these must be amended (UNRESOLVED).

***RESOLVED ISSUES***

A) NJMFA (Pluese Becker) OBJs - failure to provide for full satisfaction of pre-petition arrears of $41,918.45 (ORDER ENTERED TO PAY PER POC).

B) BB 316 Investments LLC filed secured POC (10-1) in the amount of $4776.46 not treated in the plan (CLAIM WITHDRAWN ON 8/15/23).

C) Trustee OBJ:
- Need a statement for the whole life insurance policy (RECEIVED).
- Tax refund of $173 was not prorated and included in the disposable income calculation (AMOUNT IS DIMINIMUS).
- Need amended Sch I to include contribution to household from debtor's fianc? (TRUSTEE HAS CONTRIBUTION CERTIFICATION).
- Verified income leaves monthly disposable income of $1,229 (AMOUNT NEEDED TO CONFIRM OKAY BASED UPON FATHER CONTRIBUTION).


Prop. Plan $863 x 60, Base Plan
- student loans outside
PTD 5.5/6 = $4,527.73
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1609/27/2023 10:00 am23-12630 / MBKChristopher G. Cassie, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $1,634.00  Total Paid In: $9,150.00
AS of 9/2/23(mk) Updated :email to atty- ok to terms

** CAN REC CONFIRN AT $9,150 PTD, Then $1,634 x 54 Begin 10/1/23 Base. Strike plan provision for proceeds of inheritance - there were none. Trustee is authorized to pay Navy Federal Credit Union arrears claim #8-1 in the amount of $393.11. Trustee is authorized to pay late secured claim #18-1 of Canterbury at Piscataway Condo Assoc. in the amount of $19,463.39 through the plan **



---------Resolved------------

1. Plan has pay Canterbury At Piscatawy for secured $9,295.77- NO POC FILED AND BAR DATED HAS PASSED- LATE POC FILED _ PER ATTY PAY IT
2. Navy Fed'l credit Union filed POC #81- secured $393.11- NOT IN PLAN- ok to pay? Per aty _ YES PAY

-Need updated car insurance prior to confirmation.(Provided)
-Need documents/update from Administrator handling the estate of the
debtor's father who passed without a Will.
- Trustee should receive all non-exempt proceeds from the debtor's interest in the estate of her father.(LETTER FROPM ATTY- NO DISTRIBUTION AND NOTHING TO DISTRIBUTE)

Plan: $1525 X 60 BEG 4/2023; N/E FROM INHERITANCE; BASE
6/6 payments
Matter ResolvedRequest
Adjourment
1619/27/2023 10:00 am23-12842 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $539.00  Total Paid In: $2,050.00
As of 9/20/23 (DS): If objection resolved by both parties to pay arrears, need to confirm at $2,050 paid, $539 x 55 begin 10/1/23; 100% and ok to pay MidFirst Bank claim#2-1 arrears with US Dept of HUD to be treated outside, no arrears owed.

1. MidFirst Bank (GROSS POLOWY) obj to arrears more, POC filed arrears $26,129.73.

8/9/23 Obj creditor requested adjournment, which came in late yesterday evening, will need to adjourn at court.

8/9/23 (DS): If obj with MidFirst resolved to pay arrears via email consent from both parties or order, need to confirm at $410 x 4 begin 5/1/23; $537 x 56 begin 9/1/23; 100% to gucs and US Dept of HUD claim#1-1 to be treated outside, no arrears owed

1. MidFirst Mtg (GROSS POLOWY) obj to arrears more, POC filed arrears $26,129.73. Obj must be resolved.

2. US dept of HUD filed claim with no arrears owed. Creditor was not treated in plan.

Prop Plan $410 x 60 begin 5/1/23; 100%
Matter ResolvedRequest
Adjourment
1629/27/2023 10:00 am23-12879 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $1,289.00  Total Paid In: $6,445.00
9/19 Workup for the 9/27 calendar EDC

**Confirm at:
$1289 x 60 beginning 5/1/23 pro rata with min. of $6274 to gucs---Student loans to be paid outside of the plan----OTBS regarding stay motion (docket 19) within 7 days


*OTBS on Lakeview stay motion-need motion

1) Trustee objection to confirmation - need to resoThe debtor has insufficient income .
- TD Bank #9152 balance as of 4/5/2023 $580.40. OK
- Did not provide statements for custodial savings account with TD Bank. OK
- Certification regarding insurance proceed payout (approximately $140,000) and how the funds were used. STARTED RECEIVING MONEY IN 2017 THROUGH 2020 OK EDC

proposed plan $1289x60 begin 5/1/2023 base plan with minimum $6,274 dividend to gucs
paid in $2578
arrears $2578

----------------------
RESOLVED

- Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED
TD Bank Statements provided & Certification regarding life insurance payouts - need review
issues as of 8/2/2023 (JMA)
Matter ResolvedRequest
Adjourment
1639/27/2023 10:00 am23-12957 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $1,119.00  Total Paid In: $2,500.00
ISSUES AS OF 9/22/2023 (DM): Atty ok with terms.

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,000 PTD, THEN $1,619 x 55 STARTING 10/1/23, 100% PLAN, PURCHASE POWER POC (13-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN, TRUSTEE IS AUTHORIZED TO PAY STEWART FINANCIAL ARREARS POC (7-1), DEBTOR IS FREE TO USE THE COURT LOSS MIT PROGRAM, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY AND PROVIDE TRUSTEE WITH PROOF OF SIGN-UP WITHIN 14 DAYS***

1) US Bank/Rushmore (PLUESE BECKER) OBJs - $69,794.93 arrears on Dittmar Dr property (ORDER ENTERED - CURE ARREARS PER POC AND DEBTOR FREE TO USE COURT LOSS MIT PROGRAM)

2) Trustee OBJ:
(BAR DATE HAS PASSED AND ONLY $8,279 GUCs FILED)
- Debtor has failed to file a feasible plan that propose a tier in 11/2023 when car payment $521 ends.
- Need updated auto insurance - insurance expired 7/9/23.
- There is disposable income of $2,453.
- Tax refund was not prorated and included in disposable income calculation.
- Current Plan does not specify treatment of Purchasing Power under the Plan (NO ARREARS OWED, WILL ADD TO CONFIRMING ORDER TO BE TREATED OUTSIDE).
- Stewart Financial filed $181.38 arrears on 2013 Honda Odyssey (PER ATTY, AT 341 OKAY TO PAY).


Prop. Plan $500 x 12, $1,250 x 48, $27,000 Min Div
- Loan Mod by 11/1/23
PTD 4/5 = $2,000
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1649/27/2023 10:00 am23-13043 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 6 required payments   Arrears: $1,644.00  
AS OF 9/26/2023 (at):

1. Credit Acceptance filed a bifurcated claim #6 (2008 Cadillac) which is not in the plan and needs to be resolved.

2. Objection filed by Nationstar Mortgage (LOGS) - loan matures during the bankruptcy and plan is silent as to creditors claim in the amount of $16,711.83. (UNRESOLVED)

3. Trustee's objection:
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of 3/24/2023, the Chase #5551 account ending balance is $1,085.33. Need to amend Schedules A/B and C. (NOT AMENDED)
- Need to file Pre-Confirmation Certification with Court. (NOT FILED)

RESOLVE ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - need renewal for residential property, policy provided expires 7/6/2023 (RECEIVED)
- There is $35,075 non-exempt equity in the Bruce Park Drive property and there is $28,745
non-exempt equity in the N. Olden Avenue property. Total non -exempt equity of $63,821 which requires a minimum dividend be paid to general unsecured creditors. (LANGUAGE ADDED)

Plan proposes: $600 x 1 beginning 5/1/2023, $811 x 59 beginning 6/1/2023, base
Payments: less than 4/5, arrears $844
Matter ResolvedRequest
Adjourment
1659/27/2023 10:00 am23-13228 / MBKKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 6 required payments   Arrears: $0  
Total Paid In: $6,961.00
ISSUES AS OF 9/20/2023 (DM): terms accepted.

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $5,134 PTD, THEN $1,827 x 55 STARTING 10/1/23, 100% PLAN WITH $98,675 THRESHOLD PRESERVED, TRUSTEE IS AUTHORIZED TO PAY ROCKET MTG $448.52 ARREARS POC (7-1), TRUSTEE SHALL PAY TD RETAIL BIFURCATED POC (10-1) AS FILED***

 amt: need transfer of claim for #1 from US Dept of Ed to Aidvantage if confirmed.

1) Rocket Mtg filed $448.52 arrears claim on 1 mtg not treated in the plan (OKAY TO PAY??)

2) TD Retail Card Services filed a bifurcated claim for furniture not treated in the plan - $,100 secured and $481.62 unsecured (PAY PER POC??)

3) Trustee OBJ:
- Need CMA that includes comps sold within 6 months (RECEIVED).
- Need a copy of 2022 tax returns (RECEIVED).
- Need amended Sch I for co-debtor's new job at Dollar General (FILED).
- Need proof of income for new job (RECEIVED).
- Income verifies higher ($3,574.76/$1,574.35/$1,030.54) than scheduled ($3,246.38/$782.30/$636.66) resulting in $2,022 monthly disposable income.


Prop. Plan $500 x 3, $1,817 x 57, 100% Plan
PTD 5/5 = $5,134
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1669/27/2023 10:00 am23-13244 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 6 required payments   Arrears: $150.00  
9/27/23 (sf) Per atty ok to dismiss/hold fees

ISSUES AS OF 9/20/2023 (DM): updated 9/26/23.

1) Kriegman and Smith, Inc (Landolfi) OBJs - $7,813.79 rental arrears (UNRESOLVED).

2) Trustee OBJ:
- Debtor has insufficient income
- Debtor has failed to file a feasible plan - Trustee payment is insufficient to cure rent arrears in 60 months.
- Plan fails to provide for a prompt cure of rental arrears.
- Order of Distribution departs from Trustee standard order.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $150 x 60, Base Plan
PTD 5/5 = $750
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1679/27/2023 10:00 am23-13455 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 5 of 6 required payments   Arrears: $1,000.00  
Recommend Denial of current plan - MP filed and scheduled for 10/25/23 (dm)

issues as of 8/2/2023 (JMA)

1) LVNV Funding Inc c/o Resurgent Capital Services (Hladik Onorato) objection to confirmation - need to resolve
-judgment in the amount of $3,254.17 -not treated inplan, need to resolve
2) IRS claim 3 has a priority claim of $62,517.04 and secured claim of $49,577.52 - not treated in plan, need to resolve -AGREES TO PAY CLAIMS THROUGH PLAN
3) State of NJ, Office of Sp Compensation filed secured claim in the amount of $398,986.63 - not treated in plan, need to resolve
4) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - for Prescott Place - does not show Personal Liability Coverage.
- amended Profit and Loss statement removing duplicative expenses already listed on Schedule J.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Excessive expense on Schedule J: $500/home maintenance; $950/utilities; $1,030/telephone, cell phone, internet (internet and cell phone expense also listed on
Profit and Loss statement cannot deduct twice); $1,800 health insurance (also listed on Profit and Loss statement cannot deduct twice); $650/vehicle insurance (statement provided has $2,330 for 6 month policy which is $388.33 /month ); expenses for other properties $1,400/real estate taxes.
- There is monthly disposable income on Form 122C-2 Line 45 in the amount of $23,407.96 which requires minimum $1,404,477.60 to general unsecured creditors (100% PLAN)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in Prescott Place property in the amount o
Matter ResolvedRequest
Adjourment
1689/27/2023 10:00 am23-13504 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $300.00  
per att all docs now filed edc
9/19 Workup for the 9/27 calendar EDC

*sale date of May 2024. No info on new job or amended I & J. What is status? NEEDS ALL DOCS BY 9/27 OR SHOULD BE DISMISSED

1. Objection filed by Wells Fargo Bank/Mr. Cooper (LOGS) - failure to cure arrears of $196,386.82 (Per POC) (OK TO PAY PER ATT)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - from new job. (NOT RECEIVED)
- Amendments to Schedules sch I and J to account for new job. (NOT AMENDED)
- Must resolve creditor objection. (UNRESOLVED)

RESOLVED ISSUES:
-any non exempt proceeds from sale of property to be paid to Trustee. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 5/1/2023, sale of Gracey Street by 5/1/2024, base
Payments: 2/3, arrears $300
Matter ResolvedRequest
Adjourment
1699/27/2023 10:00 am23-13546 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $558.00  
nfa
ISSUES AS OF 9/20/2023 (DM): updated 9/26/23.

1) IRS filed $5,825.23 amended priority claim that includes estimated taxes for 2020 (AMENDED TO $2,838.72 - OKAY TO PAY??)

2) IRS filed a general unsecured claim that includes estimated taxes for 2017 (UNRESOLVED).

3) MP provides $8,000 to Cypress Garden Apartment for lease arrears - no POC has been filed - need claim filed and motion to allow late claim (POC FILED BY DEBTOR'S COUNSEL AND MOTION FILED 9/25/23).

***RESOLVED ISSUES***

A) Trustee OBJ:
- The Order of Distribution in the plan departs from the Trustee's standard order of distribution (CLAIMS CAN BE PAID ACCORDING TO TRUSTEE STANDARD)
- Need amended schedules to include the PI claim (AMENDED).
- The attorney's fees in the plan ($4,065) and the disclosure statement ($4,750) do not agree. One of these must be amended (MP CORRECTS).
- Need proof of service on Carvana/Bridgecrest on vehicle cram (CERT OF SERVICE FILED 8/3/23).
- Need Wood Forest National Bank statements (RECEIVED).


Prop. Plan $558 x 44, $0 Plan
PTD 4/5 = $2,232
Last Claim (3-3)
Matter ResolvedRequest
Adjourment
1709/27/2023 10:00 am23-13733 / MBKAniello D. Cerreto, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $450.00  Total Paid In: $1,800.00
as of 9/21/2023 (JMA)

ok to confirm at $1,800 paid to date, $ begin 10/1/2023 100% plan

proposed plan $450x60
paid in $1,800
total 53 month plan, 49 months to go
Matter ResolvedRequest
Adjourment
1719/27/2023 10:00 am23-13754 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $150.00  Total Paid In: $600.00
As of 9/25/23(mk):Updated- Atty ok to t

**CAN REC CONFIRM AT $150 x 36 Begin 6/1/23 Base.
LM On first mortgage w/ HSBC Bank by 11/15/23.
Trustee is authorized to pay arrears to HSBC Bank pending LM.
LM on second Mtg with Statebridge Company by 12/31/23. Trustee is not authorized to pay arrears pending LM
Need updated proof of rental income in 6 months after confirmation.
Pre conf cert. must be filed w/ in 10 days.
Low Base pending LM**



>>APOC BY ST OF NJ FILED today at 2:45PM- reduced to -0-

3. Trustee objection:
-Per Schedule I debtor expects to increase
income $900 when additional room is rented.
- Need updated proof of income in 6 months after confirmation
- must file pre conf cert. w/in 10 days


----RESOLVED-------------
Objection BY Statebridge/Wilmington(2nd mtg) (MCCalla):
- plan silent as to treatment.(COTBS) LM by 12/31/23
. St of NJ ESTIMATED Tax Claim- No Returns for 2019- 2022. STILL
- Objection by HSBC Bank( RAS)-loan mod speculative RESOLVED LM by 8/17/23

Plan: $150 X 36 BEG 6/2023; LM 6MO (455 MATTHEWS LN); BASE
4/4 payments
Matter ResolvedRequest
Adjourment
1729/27/2023 10:00 am23-13898 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $400.00  
As of 9/ 22/23 (mk): STILL NEEDS TO RESOLVE #1- Motion on 10/25

LM BY 12/6/23 per loss mit order #26


filing motion to reduce claim of Credit Union of NJ- has a n appraisal
NO MOTION FILED AS OF 9/22/23

1.Objection By Credit Union of NJ( Dupont):
-objects to cram amt.



---------RESOLVED------------------
1. Objection by NJ Mortgage & Housing(Pluese): ORDER AT #22 - says debtro has 3 mos for LM
-plan fails to pay arrears. LM speculative

> debtor has filed a Motion to Engage in Loss Mit. on 7/20 - objection filed by NJ Housing & Mtg(Pluese): late application for Loss mit and debtor admits will have difficulty making Mtg and Tr payment
mk: on 9/6 debtor filed motion to participate in Loss mit w/ Cenlar the POC filed3-1 by NJ housing/Cenlar for 1st mt- and there is already Order granting participate in LM entered 8/23 as noted below-

(mk: 8/22/23:Order submitted resolving the motion to Participate in Loss Mit on 8/23: terms=debtor has 3 month from date of entry of the order to get a LM- can be extended only if waiting on a final decision by lender. Moly AP payments outside directly to lender. order was silent on if Tr is to pay arrears pending LM
- objects to cram amt

- must file pre conf cert. FILED

Plan:$400 x 6; $730.91 x 54; Base and Loan mod on Bellevue Ave by 11/2023
4/4 payment


Matter ResolvedRequest
Adjourment
1739/27/2023 10:00 am23-13981 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,500.00
Need to confirm at $500 x 60 begin 6/1/23; Base
- Claim#4-1 of Wells Fargo arrears to be paid per C/O entered 6/9/23.
- Claim#8-1 of JPMorgan Chase arrears $549.75 to be paid by Trustee.
- Claim#9-1 of TD Retail to be treated outside.
- Claim#25-1 of PNC Bank arrears $634.16 to be paid by Trustee.

9/20 Workup for the 9/27 calendar EDC

1. Trustee obj to the following:

- Must amend Attorney disclosure to add attorney fees paid, per Statement of Financial Affairs attorney paid $5,538 5/2023 but disclosure says $0?? FILED

- Must file Pre-confirmation certificate. FILED


**TD Retail/Raymour Flanigan filed bifurcated claim, secured $3,246, unsecured $5,057.75 with no arrears. Can add to confirming order entire claim # 9-1 to be treated outside. TRUSTEE WILL PUT OUTSIDE OF PLAN UNLESS ATT DISAGREES


Prop Plan $500 x 60 begin 6/1/23; Base

----------------------
RESOLVED:
- Need DSO Information Sheet for Debtor who per Sched J pays $350 child support. OK EDC
- Excessive expenses on Sched J: $1,000 childcare (2022 tax return verifies $767 monthly and reviewed bank acct#5431 pays average $517 monthly for March and April), $500 tele/cable/internet/cell and $350 child support (need order). OK EDC
4. Chase Bank claim#8-1 arrears $549.75 and PNC Bank (2nd mtg) arrears $634.16. TRUSTEE WILL PAY

2. Ford Motor (MORTON) obj to not in plan, plan improperly list Lincoln Automotive, not Ford Motor Credit. Obj must be resolved. ORDER SUBMITTED
Matter ResolvedRequest
Adjourment
1749/27/2023 10:00 am23-14150 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $3,674.00  
GET CURRENT OR D BY 10/11 EDC

AS OF 9/20/23 (SF) - DEBTOR IS NOT CURRENT WITH PAYMENTS 2 OF 4 ARREARS $2443

1. Trustee objection:

- -There is $69,848.05 non-exempt equity in house. The plan needs to remain a 100% plan.



Plan proposes $1231 x 60 100% plan
Payments: 1/2 Arrears: $1231


RESOLVED:
--. Objection filed by Santander (Morton) - objects to cram (OTBS)

-- IRS priority claim 3-2 is estimated (AMENDED)

-- State of NJ priority claim 7-1 is estimated (AMENDED)
Matter ResolvedRequest
Adjourment
1759/27/2023 10:00 am23-14151 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $703.00  
AS OF 9/25/2023 (at):

1. Wells Fargo filed a secured arrears claim #2 in the amount of $1,686.90 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

2. The IRS filed an estimated claim #1 which needs to be amended. (STILL ESTIMATED FOR 2017)

3. The NJ Division of Taxation filed an estimated priority claim #6 which needs to be amended. (STILL ESTIMATED FOR 2019)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need proof of $1,000/month rent from son. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,160.39.


RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- Need updated car insurance prior to confirmation. (RECEIVED)
- A copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- The plan must continue to pay a 100% dividend due to the $164,943 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $703 x 60 beginning 6/1/2023, 100% plan
Payments: 3/4, arrears $703
Matter ResolvedRequest
Adjourment
1769/27/2023 10:00 am23-14179 / MBKScott D. Sherman, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $125.00  
AS OF 9/21/2023 (at):

1. Objection filed by KAD Mall Partners, LLC (Scott Goldstein) - failure to cure rent arrears of $47,775.00. (UNRESOLVED)

2. The NJ Division of Taxation filed an estimated priority claim #5 which needs to be amended. (STILL ESTIMATED)

3. Bank of America filed a secured claim #1 in the amount of $36,974.65 which is not in the plan. Is the debtor going to pay this claim? (CORRECTION - ARREARS ON THIS CLAIM ARE $0)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Business profit & loss statements (NOT RECEIVED)
- Business forms - for Peak Performance Nutrition & Fitness and Nutrition Ammunition. (NOT RECEIVED)
- A copy of the last filed tax return - 2022 prior to confirmation. (NOT RECEIVED)
- Need April and May bank statements for Fulton accounts 6134 and 9593. (all pages ) (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Kad Mall Partners, LLC. (UNRESOLVED)
- The IRS filed an estimated claim which needs to be resolved/amended. (STILL ESTIMATED)
- Need April and May bank statements for PNC account listed on Schedule B. (NOT RECEIVED)
- Need 12-month P&L. (NOT RECEIVED)
- Need Balance Sheet for value of businesses. (NOT RECEIVED)

RESOLVED ISSUES:
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $675 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $125 x 36 beginning 6/1/2023, base
Payments: 4/5, arrears $125
Matter ResolvedRequest
Adjourment
1779/27/2023 10:00 am23-14183 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $510.00  
9/20 workup for the 9/27 calendar EDC
SAME AS LAST TIME

1. Objection filed by New Rez/Shellpoint (Pincus) - failure to cure full arrears of $8,468.04. (Per POC) (UNRESOLVED)

2. Trustee's objection:
- Need April and May bank statements for Bank of America savings account 2983. (NOT RECEIVED)
- The debtor's plan consists of unnecessary or excessive expense items, such as:
$400/month for taxes (need proof these are being paid) (NOT RECEIVED)
- The debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $1,486.27.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $140,977 in non exempt equity in the residence. The plan must remain a 100% plan as proposed. (LANGUAGE ADDED)
- The schedules fail to account for the debtor(s) tax refund in the amount of $3,469.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $510 x 60 beginning 6/1/2023, 100% plan
Payments: 3/3
Matter ResolvedRequest
Adjourment
1789/27/2023 10:00 am23-14205 / MBKMark Kriegel Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $6,141.00  Total Paid In: $11,925.00
AS OF 9/25/2023 (at):

RECOMMEND: $11,925 PAID TO DATE, $6,141 x 56 BEGINNING 10/1/2023, 100% PLAN

1. One Main Financial filed a secured arrears claim #1 in the amount of $868.26 which is not in the plan. (100% plan)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - Document provided is from 2022 - need comps within 6
months of filing. (RECEIVED - VALUE OF $396,500)
- A copy of the homeowner's insurance renewal declaration - Policy provided is forced
placed insurance, does not include personal liability coverage. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s): -
There are excessive expenses on Schedule J: $300/home maintenance (allowed $200);
$724/food 1 person (allowed $400); $586/transportation 1 person (allowed $350);
$5,000/taxes, need to provide proof of payment of monthly payment of $5,000 for 6 months before filing. (100% PLAN)
-Need to file Pre-Confirmation Certification with Court (FILED)

Plan proposes: $3,975 x 60 beginning 6/1/2023, 100% plan
Payments: 3/4, arrears: $3,975
Matter ResolvedRequest
Adjourment
1799/27/2023 10:00 am23-14252 / MBKKirsten B. Ennis, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 5 required payments   Arrears: $250.00  
As of 9/25/23 (DS): Once amended Sched D and service filed to add Santander need to confirm at $1,000 paid, $250 x 32 begin 10/1/23; 100%
- Loan mod on Hadlar Dr by 12/1/23.
- Must file Pre-confirmation certificate within 7 days.

7/17/23 (DS): 1. Trustee obj to the following:
- Must amend Sched D/Creditor Matrix to add Santander and serve creditor., which is listed in Plan. AMENDED SCHED D FILED 7/29/23, BUT STILL FAILS TO ADD SANTANDER.
- Must amend Sched I to include son's $1,000 for rent to Debtor and provide signed affidavit of contribution as rent as well as 2 months proof of income from son. AMENDED BUT NO POI PROVIDED.
- Excessive expenses on Sched J: $583 cable/internet/tele and $493 car insurance (verifies $471 monthly for 3 cars with 3 adult drivers in household). PLAN PAYS 100%
- Must file Pre-confirmation certificate.

Prop Plan $250 x 36 begin 6/1/23; 100% and Loan mod on Hadlar Dr by 12/1/23
Note: No updated homeowner insurance needed, insurance provided 5/23/23 expires 3/24/24. Cert of contribution from son provided and is much higher than Sched I. Amended atty disclosure filed 7/26/23.
Matter ResolvedRequest
Adjourment
1809/27/2023 10:00 am23-14275 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $900.00  
UPDATED 9/22/2023 (JMA)

to confirm need $450x17 begin 6/1/2023, $1,639x36 begin 11/1/2024 with loan mod by 11/15/2023 base plan

issues as of 9/21/2023 (JMA)

1) GolfPark View Condominium Association (McGovern Legal) objection to confirmation - CONSENT ORDER PAYS SECURED CLAIM IN FULL THROUGH PLAN, GUC CLAIM TO BE PART OF GUC POOL
-plan does not include payment of creditors full claim
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income Verified income leaves monthly disposable income of $279.46.
- The debtor has failed to supply the Trustee with the following document (s): Need proof of insurance for the 2016 Chevy and the 2021 Chrysler. - RESOLVED, PROVIDED EXPIRES 11/1/2023, IF NOT CONFIRMED WILL NEED RENEWAL
- Need to resolve the bifurcated claim #3 filed by Golf Park View Condo Association - need to advise of treatment of guc claim RESOLVED

proposed plan $450x17; $1320x36 with loan mod by 11/15/2023 base plan
paid in $1,35
arrears $950
last claim 13


RESOLVED:
- Need to file Pre-Confirmation Certification. RESOLVED, FILED
Matter ResolvedRequest
Adjourment
1819/27/2023 10:00 am23-14350 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,000.00  
AS of 9/26523(mk):

1.Objection By US Bank( Pincus):
plan fails to pay arrears and not feasible

2. ESTIMATED PRIORITY TAX CLAIMS FOR IRS & ST. OF NJ

3. Trustee Objection:
- need copy of Hud/ settlement from closing on home from mother's estate.
- accounting form mother's estate( will says jewelry, autos. works of art to 2 sons- 1 is the debtor and residuary estate to 2 sons -1 is debtor and debtor is co exector
-2022 tax return.
- Proof of current car insurance- what was provided has expired
- There would be disposable income $5,553, due to excessive
expenses. Schedule I income is
$10,288.39, but due to excessive expenses on P&L and Schedule
would be $11,125.
- excessive expense items, such as: Business
is at home, P&L has expenses for internet and telephone $420, plus
Schedule J takes $310 total $730. P&L has expenses for repairs
and maintenance $417.11 monthly, plus
Schedule J has $200 total $617.11. Schedule J has federal taxes
paid $500 (requires proof of payments made)

-There is $47,632.32 Debtor's half interest in TD Bank savings
acct#4729, after exemption
and TD Bank checking acct Debtor's half interest $806.61 total
$48,813.93 and business
value $1,611.03 total $50,049.96

---------RESOLVED--------------------
- need copy of Mother's Will.(Provided )


Plan:$500 x 6 begin 6/1/23; $4,000 x 54; plus non-exempt proceeds from TD Bank savings acct. BASE and Loan mod on Cedar Hill Dr by 12/23.
3/4/payments
Matter ResolvedRequest
Adjourment
1829/27/2023 10:00 am23-14369 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,000.00  
AS OF 9/20/23 (SF)

1. Objection filed by Bank of America (Cozzini) - failure to pay arrears of $84,569.93 and plan is not feasible.

2. Trustee objection:

- Need a copy of the last filed tax return - 2022

-Need to file Pre-Confirmation Certification with Court

-Amended Form 122c only lists household of 2 while Amended Schedule includes 3
children in addition to debtor and spouse

-Did not provide statements for the Robinhood Account

-IRS Priority claim #2 is estimated for 2022 taxes, not filed to date

-State of NJ, Division of Taxation Priority claim #3 is estimated for 2022 taxes, not filed to
date

-Schedule D lists Bordentown Twp Sewerage Authoritiy and Bordentown Township Water
Department having secured claims with amount of claim unknown. To date claims have
not been filed

Plan proposes $501 x 60 Base
Payments: 3/3





Plan proposes $500 x 60 Base
Payments: 3/4 Arrears: $500

Matter ResolvedRequest
Adjourment
1839/27/2023 10:00 am23-14597 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,000.00  
AS OF 9/25/2023 (at):

1. Objection filed by Nationstar Mortgage (Friedman Vartolo) - failure to cure full arrears of $163,031.14 (Per POC) and creditor wants proof of efforts to sell the property. (UNRESOLVED)

2. Trustee's objection:
- A Modified Plan that removes IRS from priority as claim filed a general unsecured
claim (MOD PLAN NOT FILED)--PUT PAY AS GUC IN CONFIRMING ORDER EDC
-Nationstar Mortgage (Friedman Vartolo) objection to confirmation - pre -petition arrears $163,031.14 (UNRESOLVED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - policy provided does not have personal liability coverage (RECEIVED)
-any non exempt proceeds form sale of real property be paid to Trustee (LANGUAGE ADDED)

Plan proposes: $500 x 60 beginning 6/1/2023, sale of residence by 6/1/2024, base
Payments: 3/4, arrears $500
Matter ResolvedRequest
Adjourment
1849/27/2023 10:00 am23-14823 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,494.00  
As of 9/15/23 (DS): 341 scheduled 10/5/23, Debtor in arrears $1,494, made 1 out of 3 payments, last payment made 7/24/23. Debtor must get current, then submit confirmation adjournment request

As of 8/3/23 (DS): Debtor attorney requested adjournment, 341 sched 8/17/23
Matter ResolvedRequest
Adjourment
1859/27/2023 10:00 am23-14832 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $501.00  
MP JUST FILED ON 9/26. THIS PLAN SHOULD BE MARKED WITHDRAWN

AS OF 9/20/23 (SF)

1. The plan surrenders the property and lists Midfirst Bank but does not address US Dept. of HUD

2. Trustee objection:

- Verified income leaves monthly disposable income of $763.90.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,702.00
when determining disposable income.

- The debtor has failed to provide proof of service with respect to Plan Motion (s).

- Need proof of service on Capital One Auto Finance.

- Need to file Pre-Confirmation Certification.

- Need to resolve the bifurcated claim #4 filed by Capital One. (Plan proposes a cram)

- The attorney's fees in the plan ($3,331) and the disclosure statement ($3,313) do not agree. One of these must be amended.

- The debtor must supply a certification regarding the $27,855 received in March of 2023.

Plan proposes $501 x 60 Base
Payments: 3/3


Matter ResolvedRequest
Adjourment
1869/27/2023 10:00 am23-14915 / MBKRoger J. Yehl, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 1 of 4 required payments   Arrears: $2,575.00  
MP filed and on for 10/11/23

As of 8/2/23(mk);


1. Objection By Hazlet residential Dev(Griffin Alexander): plan fails to pay arrears

2. Trustee Objection:
-debtor has insufficient income Verified income
leaves monthly disposable income of
-$986.90.
- The Plan fails to provide for a prompt cure of
rental arrears. Proposes 24 mos
-Need to file Pre-Confirmation Certification.
-Debtor to sign up for TFS auto pay for Trustee
payments

Plan: $652.66 X 36 BEG 7/2023; BASE
1/2 payments
Matter ResolvedRequest
Adjourment
1879/27/2023 10:00 am23-15101 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $250.00  Total Paid In: $750.00
as of 9/21/2023 (JMA)

ok to confirm at $250x36 begin 7/1/2023 base plan

proposed plan $$250x36 begin 7/1/2023 base plan
paid in $750
last claim 15

Matter ResolvedRequest
Adjourment
1889/27/2023 10:00 am23-15119 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $200.00  
TO FILE MP WITHIN 14 DAYS

AS OF 9/20/23 (SF)

1. Objection filed by PNC Bank (Uhlmann) - failure to pay 2nd mortgage in full. loan matured in 2021. Plan is also speculative as to refinance and fails to provide for post petition taxes and insurance escrows.

2. Objection filed by Township of Toms River (Sam Della Fera)- failure to provide for claim in full in the amount of $53,616.18; insufficient income and speculative refinance.

3. Motion for Relief filed by Township of Toms River scheduled for 10/11/23 at 9

4. PNC filed total debt claim 3-1 in the amount of $43,376.35. Plan proposes to pay $22,000

5. Trustee objection:

- The debtor has insufficient income disposable income verifies $ -1,055..
- The debtor has failed to file a feasible plan - Twp of Toms River Tax Collector 's office
filed a much higher secure claim $53,616.18.
- Need a copy of the homeowner's insurance renewal declaration - which provides personal
liability coverage, if not confirmed by 9/27/23, insurance expires 9/24/23.(PROOF PROVIDED FOR DWELLING. NO PROOF OF PERSONAL LIABILITY COVERAGE)

-Need 2 months bank statements from TD Bank checking and savings accounts prior to filing
date.

- There is non-exempt equity in real property $129,486.76.

- Need update on debtors efforts to Refinance the property or get a reverse Mortgage


Plan proposes $200 x 60 100%; Refinance by 6/1/24
Payments: 2/2

RESOLVED ISSUES:

- Credit Acceptance filed arrears claim 2-1 for $10.02 (OK TO PAY?) Yes
Matter ResolvedRequest
Adjourment
1899/27/2023 10:00 am23-15168 / MBKMark S Cherry Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $2,567.00  
Attorney is going to be late. Has emergent hearing in Ocean County Chancery Court this morning.

As of 9/20/23(mk):

1. Objection By Penny Mac(Frenkel Lambert): lLan listed in part 4g instead of 4a
- plan fails to cure arrears

2.Objection By Ameri Credit ( Morton):
- can't cram down car purchased in 2021

3. Cap. One listed per plan 1,582.37 om 2012 Dodge- NO claim filed. Bar date passed- STRIKE IT?

4. Trustee objection: PLAN NEEDS TO BE 100% GUC CLaims total 11,048.83
-Amendments to Schedules I to add non filing
spouse 's income.( have her pay stubs and total income verifies much higher. Disposable income over 5,000 p/m
-There is $282,734 in non exempt equity in the residence.
There is $4,037 in non exempt equity in the bank accounts.

------------------------------
- excessive expenses:$580 and
$100/month car payments (cars are being
paid through the plan)- deducted form
expenses)
-Need proof of service on GM Financial. OBJ filed so moot)

Plan:$2566.75 X 60; BASE
3/3 payments
Matter ResolvedRequest
Adjourment
1909/27/2023 10:00 am23-15209 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $100.00  
As of 9/25/23 (DS): Debtor attorney requested adjournment to allow time to resolve obj, some docs provided

As of 9/20/23 (DS): 1. Trustee obj to the following:
- Need 2 month's income from maternity leave/temp disability for Debtor and proof of auto insurance and proof of car loan, which is on Sched J expense (auto insurance $200 and car payment $300).
- Sched J has excessive expenses Childcare $800 and Medical $600, also a $400 expense. Must provide proof of expenses 19 days prior to conf.
- 22c has excessive deductions on Line 13 deducts $2,610.77 paycheck deductions, Lines 13c and 13f take $629 each for cars (need balance statement for car payment listed on Sched J $300, since no creditor is listed in Plan, Sched D or G ), Line 21 childcare $800 (must provide proof of daycare expense), Line 22 additional health care expense $600, Line 23 Optional Phone $303.77, Line 28 Additional home energy $300.56 (seems to be the same amount listed on Sched J for electricity/heat gas and is already on Line 8 deductions). There would be disposable income pending all proof of expenses. ALSO THERE IS DISPOSABLE INCOME DUE TO EXCESSIVE EXPENSES.
- Add to confirming order Debtor to provide updated proof of income 3 months from confirmation.
- Must file Pre-confirmation certificate.

Prop Plan $100 x 60 begin 7/1/23; Base
Matter ResolvedRequest
Adjourment
1919/27/2023 10:00 am23-15210 / MBKDavid E. Shaver, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $75.00  
As of 9/20/23 (DS): 1. Trustee obj to the following:
- Need updated auto insurance (insurance expired 9/16/23).
- Debtor has undertaken an improper use of exemption. Specifically: The D(5) exemption exceeds it's limit by $2,865, which leaves non-exempt equity $2,865.
- Must resolve IRS estimated tax claim, 2022 tax return not filed.
- Must file fee application within 7 days after confirming.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

2. US Bank (FRIEDMAN VARTOLO) obj to plan proposing loan mod and sale, plus arrears not paid and not paying outstanding property taxes, which Debtor is delinquent.

Prop Plan $75 x 6 begin 7/1/23; $150 x 6; $250 x 48; Base and Loan mod on Sunset Ave by 12/31/23 or Sale by 8/31/24 ( if loan mod denied)
Matter ResolvedRequest
Adjourment
1929/27/2023 10:00 am23-15615 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,352.00  
As of 9/21/23 (DS): Debtor attorney requested adjournment, 341 sched 10/5/23

Matter ResolvedRequest
Adjourment
1939/27/2023 10:00 am23-15652 / MBKPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 3 of 4 required payments   Arrears: $136.00  
ns
issues as of 9/20/2023 (JMA)

1) 341 not held, not rescheduled - has not provided documents for 341 hearing
2) Need to file Pre-Confirmation Certification with Court

proposed plan $136x36 0%
paid in $408
last claim 2
Matter ResolvedRequest
Adjourment
1949/27/2023 10:00 am23-16044 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $3,945.00
UPDATED 9/26/2023 (JMA)

OK TO CONFIRM AT $1,315X60 BEGIN 8/1/2023 BASE WITH MINIMUM $37,575 DIVIDEND TO GENERAL UNSECURED CREDITORS DUE TO NON-EXEMPT EQUITY

issues as of 9/21/2023 (JMA)

1) Deutsche Bank (RASC) objection to confirmation - need to resolve
-arrears $1,564.84 - FILED CLAIM SHOWS ARREARS OF $1,639.34 - RESOLVED WITH PAYMENT OF ARREARS CLAIM THROUGH PLAN
2) Trustee objection to confirmation - need to resolve
- The Schedules fail to account for the debtor(s) tax refund in the amount of $861.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $7,190 in non exempt equity in the 2018 Ford; There is $29,670 in non exempt equity in the residence; There is $715 in non exempt equity in the Bank of America checking account. TOTAL N/E EQUITY $38,083
- Need to file Pre-Confirmation Certification. RESOLVED, FILED

proposed plan $1315x60 base plan
paid in $2,630
last claim 40
Matter ResolvedRequest
Adjourment
1959/27/2023 10:00 am23-16054 / MBKDonald F. Campbell, Jr., Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $200.00  
341 now on 10/5/23
2/2 payments

>needs to request adj of this hearing<
Matter ResolvedRequest
Adjourment
1969/27/2023 10:00 am23-16093 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
1979/27/2023 10:00 am23-16110 / MBKJAMES V LOEWEN, ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $1,575.00  
ns

9/19/23 (sf) Adj request denied. 341 not held due to missing documents and no payments
Matter ResolvedRequest
Adjourment
1989/27/2023 10:00 am23-16143 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $7,309.00  
ns
AS OF 9/25/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $4,872.42
Matter ResolvedRequest
Adjourment
1999/27/2023 10:00 am23-16145 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissedDebtor has made 1 of 3 required payments   Arrears: $10,890.00  
ns
As of 9/15/23 (DS): 341 not held 8/24/23, still missing docs
Matter ResolvedRequest
Adjourment
2009/27/2023 10:00 am23-16156 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $2,466.00  
AS OF 9/19/23 (SF) Copy of Attorney Trust check received in the amount of $1233


1. 341 NOT HELD - RESCHEDULED TO 9/28/23
2. NO PAYMENTS: 0/2 ARREARS: $2466

Matter ResolvedRequest
Adjourment
2019/27/2023 10:00 am23-16184 / MBKJAY A WEINBERG, ESQConfirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $623.00  
AS OF 9/22/2023 (at):

1. Objection filed by US Bank (RAS) - failure to cure arrears of $2,932.81 (Per obj - No POC filed yet) (UNRESOLVED)

2. Objection filed by Richard Bartlett (Straffi) - per matrimonial settlement agreement debtor was to remove creditor from the mortgage through a refinance or sale. Plan does not propose either.

3. Trustee's objection:
- The debtor has insufficient income disposable income verifies $457, not $600.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage. (RECEIVED 9/22/23)
- 2nd mortgage balance statement prior to filing date, unless claim is filed. (NOT RECEIVED AND NO CLAIM FILED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity in real property $30,150 (pending proof of 2nd mortgage balance statement) and non-exempt equity in Wells Fargo Bank acct $297.86. (LANUGAGE ADDED FOR BANK ACCOUNT. NO MORTGAGE STATEMENT YET)
- Must file Pre-confirmation certificate. (NOT FILED)
- Must resolve creditor objection. (UNRESOLVED)

Plan proposes: $623 x 60 beginning 8/1/2023, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2029/27/2023 10:00 am23-16209 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2039/27/2023 10:00 am23-16255 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $1,000.00  Total Paid In: $2,000.00
As of 9/20/23 (DS): Confirm at $1,000 x 60 begin 8/1/23; 100% with a minimum dividend $92,703 due to non-exempt equity;
- Sale of Collins Rd by 8/1/24, plus non-exempt proceeds from sale of Collins Rd to Trustee. (Low Base)

1. Trustee obj to the following:
- 22c disposable income $720.31 requires min. dividend $43,2108.60 to gucs.
- Excessive expenses for Food $600 and car payment $945.46.
- There is non exempt equity in real property $92,703, must add to confirming order non-exempt proceeds from sale to Trustee.

Prop Plan $1,000 x 60 begin 8/1/23; 100% and Sale of Collins Rd by 8/1/24
Matter ResolvedRequest
Adjourment
2049/27/2023 10:00 am23-16309 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $3,678.00  
issues as of 9/20/2023 (JMA)

1) 341 not held, rescheduled for 10/5/2023
2) No Trustee plan payments to date, arrears $2,452
3) Need to file Pre Confirmation Certification with Court

proposed plan $1,226x24, $200x12 0% plan
paid in $0
arrears $2,452
last claim 2
Matter ResolvedRequest
Adjourment
2059/27/2023 10:00 am23-16323 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $990.00  
Matter ResolvedRequest
Adjourment
2069/27/2023 10:00 am23-16329 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $338.00  
341 on 10/5/23
1/2 payments

>>NEEDS TO REQUEST ADJ OF THIS HEARING
Matter ResolvedRequest
Adjourment
2079/27/2023 10:00 am23-16339 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $958.00  
AS OF 9/19/23 (SF)

Trustee objection:

- Need June and July bank statements for the (2) checking and (2) savings accounts owned by the debtors and listed on schedule B.

Cert provided that Bank of America accounts ending in 4791 and 2961 belong to debtor's mother. Debtor is only on the accounts to assist elderly mother.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$295/month for home maintenance
$430/month for cell phones
$795/month for child care
$782 & $1,164/month car payments
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $1,229.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,528 when
determining disposable income.

- There is $15,739 in non-exempt equity in the residence (pending review of IRS and State
tax claims).
There is $87,500 in non-exempt equity in the bank accounts.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution

Plan proposes $958 x 48 Base w/min $19,332 to gucs
Payments: 1 of 2 Arrears: $958




Matter ResolvedRequest
Adjourment
2089/27/2023 10:00 am23-16343 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
2099/27/2023 10:00 am23-16345 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $816.00  
AS OF 9/21/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 10/19/2023.
2. Payments: 1/2, arrears $813
Matter ResolvedRequest
Adjourment
2109/27/2023 10:00 am23-16385 / MBKMitchell Malzberg Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,000.00  
AS OF 9/26/2023 (at):

1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure full arrears of $79,102.05 (Per obj - no POC filed yet) (UNRESOLVED)

2. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s): -
- Excessive Expenses on Schedule J: $355 RV
- Need to file Pre-Confirmation Certification with Court (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - comps used are out of the 6 -month pre-filing range. (RECEIVED - VALUE $412,987. NON EXEMPT EQUITY IS $10,748)

Plan proposes: $1,000 x 60 beginning 8/1/2023, 100% plan
Payments: 1/2, arrears $1,000
Matter ResolvedRequest
Adjourment
2119/27/2023 10:00 am23-16432 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $500.00  
As of 9/25/23 (DS): Debtor attorney requested adjournment to allow Debtor to respond to obj

As of 9/19/23 (DS): Recommend confirming at $1,000 paid, $1,136 x 58 begin 10/1/23; Base w/min. dividend $54,632.40 to gucs;
- Must file fee app within 7 days.

1. Trustee obj to the following:
- 22C, Line 16 (taxes) should be $1,872.76, not $2,003.60, Line 23 takes $100, allowed $75, Line 25 should be $133.60, not $167.40, Line 30 takes $27, should be $0, Line 41 should be $106.30, not $212.25 and Line 45 has disposable income $588.79, add back excess expenses and disposable income verifies $910.54 which requires a min. dividend of $54,632.40 to gucs.
- Calculating April-July 7 income verifies that there is disposable income $1,543.26 and that ytd net as of 6/23/23 also verifies that disposable income is $1,895.
- Need fee app 7 days prior to confirming.

Prop Plan $500 x 60 begin 8/1/23; Base
Note: Auto insurance provided 8/24/23 and June/July statements provided 8/25/23.
Matter ResolvedRequest
Adjourment
2129/27/2023 10:00 am23-16454 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
11/22/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $691.00  
issues as of 9/21/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Excess Expenses on Schedule J: $559 telephone/cellphone/internet; $599.80 car payment. Need to provide supporting documentation of expenses for Trustee review.
2) Wells Fargo claim 9 has secured and unsecured - claim is not treated in plan. Either pay claim through plan or move against claim

proposed plan $691x48 base plan with minimum $4,516.32 dividend to general unsecured creditors
paid in $691
arrears $692
last claim 15
Matter ResolvedRequest
Adjourment
2139/27/2023 10:00 am23-16493 / MBKMitchell L. Chambers, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $553.00  
As of 9/15/23(mk): email to atty adj to after bard date and he is ok w/ paying LL and atty fees concurrently

1. Trustee objection:
-debtor has insufficient income- debtor response- has sufficient income.
SUPP OBJECTION :plan fails to provide prompt cure over 18 mos of rental arrears ( Plan does provide for 18 mos cure BUT that will not be accomplished unless atty fees(3,990) and LL are paid concurrently.
AS of now there is NO CLAIM FILED BY LL BAR DATE IS 10/10

--------------RESOLVED-----------
pre conf cert filed



Plan:$277 X 36 BEG 8/2023; BASE
1/2
Matter ResolvedRequest
Adjourment
2149/27/2023 10:00 am23-16494 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $963.00  Total Paid In: $1,926.00
AS OF 9/25/2023 (at):

RECOMMEND: $963 PAID TO DATE, $1,009 x 58 BEGINNING 10/1/2023, BASE
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Plan proposes: $963 x 60 beginning 8/1/2023, base
Payments: 1/2, arrears $963
Matter ResolvedRequest
Adjourment
2159/27/2023 10:00 am23-16565 / MBKAmy Lynn Bennecoff Ginsburg, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $810.00  
AS OF 9/25/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,050
Matter ResolvedRequest
Adjourment
2169/27/2023 10:00 am23-16588 / MBKScott D. Sherman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $1,267.00  Total Paid In: $1,254.00
AS OF 9/18/2023 (at):

RECOMMEND: $1,254 PAID TO DATE, $1,267 X 59 BEGINNING 10/1/2023, 100% PLAN
Claims will be paid according to the trustee's order of distribution.
Claim #4 filed by Bank of America will be paid through the plan.

1. Bank of America filed a secured arrears claim #4 (2020 Honda CRV) in the amount of $503.60 which is not in the plan. (100% PLAN)

2. The order of distribution in the plan departs from the trustee's order of distribution.
(CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)

3. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Excess expense on Line 23 Form 122c-2 "optional telephone and telephone services in the amount of $250" allowed $50
- Excess disposable net income Form 122c-2 Line 45 $1,209.87 requires minimum
$72,592.20 dividend to general unsecured creditors

RESOLVED ISSUES:
-Need to file Pre-Confirmation Certification with Court (FILED)

Plan proposes: $1,254 x 60 beginning 9/1/2023, 100% plan
Payments: 1/1
Matter ResolvedRequest
Adjourment
2179/27/2023 10:00 am23-16590 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 9/18/23 (DS): Debtor attorney requested adjournment, 341 sched 10/5/23
Matter ResolvedRequest
Adjourment
2189/27/2023 10:00 am23-16591 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,170.00  
issues as of 9/20/2023 (JMA)

1) The Provident Bank (Pluese Becker) objection to confirmation - need to resolve
-arrears $48,458.92
2) Trustee objection to confirmation - need to resolve
-The debtor has insufficient income Verified income leaves monthly disposable income of -$623.47.
The debtor has failed to supply the Trustee with the following document (s): Need updated income to show that the case is feasible.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $44,876 in non exempt equity in the residence.
- The debtor needs to file Pre-Confirmation Certification - RESOLVED, FILED
- The debtor needs to resolve objection filed by Provident Bank.
- The debtor to provide proof of the $200,000 that he received via inheritance in 2021 along with a certification regarding the disposition of those funds.

proposed plan $1,170x60 0% plan
paid in $1,170
last claim 4
Matter ResolvedRequest
Adjourment
2199/27/2023 10:00 am23-16626 / MBKRYAN L GENTILEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $1,000.00  
As of 9/26/23 (DS): PER EMAIL FROM DEBTOR ATTY OK TO ALLOW CASE TO BE DISMISSED
341 not held 8/31/23, still missing docs, also no Trustee payments made, arrears $500, made 0 out of 1.
Matter ResolvedRequest
Adjourment
2209/27/2023 10:00 am23-16647 / MBKOtto J. Kostbar, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $500.00  
341 on for 10/12/23. Payment posted 9/14




Matter ResolvedRequest
Adjourment
2219/27/2023 10:00 am23-16674 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $946.00  
AS OF 9/18/2023 (at):

PLAN IS NOT FEASIBLE.

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $70,917.70 (Per POC). (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to file a feasible plan - IRS filed secured claim $361,438.81 and unsecured $6,120.87. Also, mortgage arrears are $70,917.70.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2022. (NOT RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car
insurance $100 (verifis $53)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in bank acct $13,744.58. (LANGUAGE ADDED)
- Must resolve IRS estimated tax claim. (STILL ESTIMATED FOR 2020 - 2022)
- Must resolve creditor objection. (UNRESOLVED)

RESOLVED ISSUES:
- Must file Pre-confirmation certificate (FILED)

Plan proposes: $946 x 60 beginning 9/1/2023, 100% plan
Payments: 1/1
Matter ResolvedRequest
Adjourment
2229/27/2023 10:00 am23-16695 / MBKMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $539.00  
UPDATE 9/22/2023 - PROOF OF PAYMENT PROVIDED, HAS NOT POSTED TO DATE - OK TO GRANT ADJOURNMENT REQUEST. NEED TO BE CURRENT BY NEXT HEARING
issues as of 9/20/2023 (jma)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $539
3) Need to file Pre-Confirmation Certification with Court

proposed plan $539x60 base plan
paid in $0
arrears $539
last claim 5
Matter ResolvedRequest
Adjourment
2239/27/2023 10:00 am23-16927 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/25/2023 (at):

1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure full arrears of $15,125.19 (Per obj - no POC filed yet) (UNRESOLVED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comparative sales sold within 6 months of filing. (RECEIVED)
- Need July and August bank statements for TD account 4528. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$500/month for utilities
$682/month for cable/internet/phone
$650/month for cigarettes
$175/month for pets
Need proof of excessive expenses 10 days prior to confirmation.
(RECEIVED PROOF OF EXPENSES)
- Need a valuation for the coin collection. (RECEIVED)
- Confirming order must provide for the turnover of all non -exempt proceeds from personal injury claim. (LANGUAGE ADDED)
- Need to resolve the estimated claim filed by the IRS for 2018 & 2019. (NO LONGER ESTIMATED)
- Need to file Pre-Confirmation Certification. (FILED)

Modified plan before confirmation proposes: $305 x 60 beginning 9/1/2023, non-exempt proceeds from slip and fall claim, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
2249/27/2023 10:00 am23-16930 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $1,250.00  
ns
As of 9/19/23 (DS): 1. No Trustee payment made for Sept., made 0 out of 1 payment.

2. Trustee obj that Debtor has insufficient income, disposable income verifies $-96.77. Debtor has not made a Trustee payment.

prop Plan $625 x 36 begin 9/1/23; Base
Matter ResolvedRequest
Adjourment
2259/27/2023 2:00 pm18-23367 / MBKJustin M. Gillman, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2269/27/2023 2:00 pm18-23704 / MBKAllen I. Gorski, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2279/27/2023 2:00 pm18-35381 / MBKScott E. Tanne, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2289/27/2023 2:00 pm19-18554 / MBKEdward Hanratty, Esq.Motion CompensationOrder to be SubmittedTotal Paid In: $24,650.00
TO OTBS OUTSIDE

Trustee obj
Fees make the plan infeasible with only 8 months left. Will double payment. Needs payment outside of the plan EDC
Matter ResolvedRequest
Adjourment
2299/27/2023 2:00 pm19-25111 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $54,129.00
Matter ResolvedRequest
Adjourment
2309/27/2023 2:00 pm20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $131,171.00
AMT: IS THIS IN ADDITION TO THE $2,800 PD AT CLOSING?
Matter ResolvedRequest
Adjourment
2319/27/2023 2:00 pm20-15276 / MBKTHOMAS G. EGNERMotion CompensationGrantedTotal Paid In: $26,592.00
Matter ResolvedRequest
Adjourment
2329/27/2023 2:00 pm21-14062 / MBKWILLIAM S WOLFSON, ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2339/27/2023 2:00 pm21-19546 / MBKJohn Zimnis, Esq.Motion SanctionsContinued
10/25/2023 9:00 am
Total Paid In: $5,785.00
AR NOTE ATTYS REPORTED CLOSE TO SETTELMENT ( 3 X LISTED )
ADJ to 6/28 Peremptory

Shellpoint response (Pincus)<>DEBTOR MTN SANCTIONING SHELLPOINT MTG
Matter ResolvedRequest
Adjourment
2349/27/2023 2:00 pm22-10843 / MBKMICHAEL P OTTO ESQMotion CompensationGrantedTotal Paid In: $6,307.00
Matter ResolvedRequest
Adjourment
2359/27/2023 2:00 pm22-13530 / MBKPRO SEAP Notice of Hearing - (Generic)On the Papers
AP 23-1093, JONES-MASON VS. W'BORO TWP & TRYSTONE CAPITAL

MOTION FOR RECONSIDERATION
Matter ResolvedRequest
Adjourment
2369/27/2023 2:00 pm22-15429 / MBKEdward Hanratty, Esq.Motion CompensationWithdrawn
Trustee OBJ
Matter ResolvedRequest
Adjourment
2379/27/2023 2:00 pm22-15429 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 15 of 15 required payments   Arrears: $0  

AS OF 9/21/23 (SF) Adj. Peremptory - PLAN IS NOT FEASIBLE

AR IF ISSUES NOT RESOLVED MAY NEED SCHEDULING ORDER
AR NOTE CASE 11 MO OLD WITHOUT RESOLUTION OF IBEW CLAIM , IRS AND NJ CLAIMS AND FEASIBILITY

1. Motion for Post-Petition Financing scheduled 9/13 at 9 - - OTBS

2. Notice of Proposed Compromise or Settlement of Controversy 9/27 at 9

3. Motion to Expunge /Reduce State of NJ Claim 11-1 scheduled for 9/27 at 9 (Brief filed by State of NJ in Opposition)

4 Per Attorney email dated 8/23/23 an amended plan would be filed by the end of August. Still not filed.

5. 7/5/23 - Email from attorney that debtor is in the process of obtaining funds to settle adversary with IBEW.

6. State of NJ filed late priority claim 11-1 for $753,507.45

7. IRS filed an objection to confirmation on 3/27/23 (O'Hagan) - failure to provide for full payment of secured claim with post-confirmation interest. NOTE IRS WILL NOT CONSENT TO TREATMENT OS [PLAN

8. NEED TO RESOLVE IBEW ISSUE-CLAIM $277,000 (CLAIM AMENDED TO $456,513.74) (Plan is no longer feasible)

9. Objection filed by State of NJ - failure to provide for claim in full through the plan.

10. Motion to Dismiss Counts four and Five of Adversary Complaint was Granted in part and denied in part. Count 4 was denied as to fraud and Count 5 was granted that claim is not identified as a non-dischargeable debt

11. Adversary Complaint filed by IBEW Local 400 Welfare, Annuity, Supplemental and Joint Apprenticeship Training Funds to determine Dischargeability. (TRIAL SCHEDULED FOR 10/12/23 AT 10) JUDGE TO RESERVE DECISION

12. Objection filed by Fay Servicing/US Bank (Sherri Smith) - failure to pay arrears of $3487.77 OK TO PAY OTBS - No order provided

13. IRS filed secured claim 1-2 for $124,444.06. The plan proposes to pay outside (NEED ORDER) STILL NEED (Note, there is an installment agreement) IRS filed objection. Plan is not feasible.

14. Trustee objection:
- Need amended Schedules C which was filed comple
Matter ResolvedRequest
Adjourment
2389/27/2023 2:00 pm22-15859 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $11,200.00
Matter ResolvedRequest
Adjourment
2399/27/2023 2:00 pm22-19291 / MBKAllen I. Gorski, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $11,791.00
Matter ResolvedRequest
Adjourment
2409/27/2023 2:00 pm22-19322 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/5/2023 10:30 am
Total Paid In: $2,100.00
9/22/23(sf)

Per EDC ok to adjourn to 10/5 at 10:30 direct hold for Judge via zoom


ADJ to 9/27 at 2 PM - debtor wants to appear Pro Se - this will need the Judge (dm)

Debtor obj, selling home<>FAILED TO LM BY 6/30/23
Matter ResolvedRequest
Adjourment
2419/27/2023 2:00 pm22-19355 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationRevised Order SubmittedTotal Paid In: $15,000.00
Matter ResolvedRequest
Adjourment
2429/27/2023 2:00 pm23-10614 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $750.00
Matter ResolvedRequest
Adjourment
2439/27/2023 2:00 pm23-15027 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $1,800.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes