Judge Michael B. Kaplan
Hearing Date: 9/22/2021
Hearing Count: 221
Last Updated: 10-15-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
19/22/2021 9:00 am16-22206 / MBKPAUL R EDINGER ESQMotion Reopen Ch. 13 Case (fee)Granted
TO FILE CERTS
Matter ResolvedRequest
Adjourment
29/22/2021 9:00 am16-25282 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultWithdrawn
Debtor obj<> CARRINGTON MTG/Lake Placid Drive (MCCALLA)
Matter ResolvedRequest
Adjourment
39/22/2021 9:00 am16-33162 / MBKS DANIEL HUTCHISON ESQMotion Motion (Generic) - Only use if no other event is applicableOrder Previously SubmittedTotal Paid In: $47,666.00
MTN TO REINSTATE STAY AS TO US BANK FOR TOWER DBW V TRUST
Matter ResolvedRequest
Adjourment
49/22/2021 9:00 am16-33162 / MBKS DANIEL HUTCHISON ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $47,666.00
MTN TO ALLOW TRUSTEE TO PAY LATE POC #5
Matter ResolvedRequest
Adjourment
59/22/2021 9:00 am16-33162 / MBKS DANIEL HUTCHISON ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $47,666.00
ADJ to 9/22 peremptory

Debtor obj; Actlien response; debtor response<>ACTLIEN HOLDING/ Redwood Court (GOLDENBERG, MACKLER)
Matter ResolvedRequest
Adjourment
69/22/2021 9:00 am16-34317 / MBKHOWARD S REDNOR ESQMotion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO VACATE A SECURED LIEN FOR TAX PAID IN FULL
Matter ResolvedRequest
Adjourment
79/22/2021 9:00 am17-12247 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/27/2021 9:00 am
Total Paid In: $14,728.00
ADJ to 10/27/21 for Motion to Intervene to complete (dm)

NEW MTN TO SELL 8/25 - ADJ TO 9/22 FOR CLOSING & HUD-1<<<>>>

***Per atty, waiting for buyer to return to US to complete the closing - ADJ to 7/28/21 Peremptory***

AMT: MTN TO SELL 3/2 - need executed HUD-1, adj to 5/4/21

Debtor obj, filing mtn to sell/new contract<>FAILED TO PROVIDE HUD-1 SETTLEMENT STATEMENT FROM SALE OF PERRY ST PPTY
Matter ResolvedRequest
Adjourment
89/22/2021 9:00 am17-19435 / MBKROBERT H JOHNSONAP Motion Summary JudgmentContinued
10/13/2021 9:00 am
Total Paid In: $81,202.00
AP 17-1438 Maureen Molz & Patricia Bollman vs. Price
Matter ResolvedRequest
Adjourment
99/22/2021 9:00 am17-21302 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $25,260.00
to add that aunt will payoff case within 30 days of refi EDC


trustee objection: income does not support ability to pay $1810 monthly

MTN TO ALLOW POST-PET FINC
Matter ResolvedRequest
Adjourment
109/22/2021 9:00 am17-21302 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $25,260.00
trustee objection -see above

MTN TO ALLOW GIFT OF EQUITY
Matter ResolvedRequest
Adjourment
119/22/2021 9:00 am17-21601 / MBKJOHN ZIMNIS, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $15,200.00
Debtor obj<> THE MONEY SOURCE/Julia Ave (Stewart Legal)
Matter ResolvedRequest
Adjourment
129/22/2021 9:00 am17-22134 / MBKRobert Manchel, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $28,545.00
***Trustee Order: $28,545 Ptd, then $908 x 9 starting 10/1/21***

Debtor obj, can pay $1,000 & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
139/22/2021 9:00 am17-22297 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $58,000.00
AR CLOSING OF COM PTY ANTICIPATED FEB
ATTY WILL CONTACT DEBTOR TO GET FUNDS IN
-is now trying to get LM adj for 30 days EDC

Debtor obj, has sale contract<>SV/BANK OF NY #6-1; FAILED TO SELL ABERDEEN PPTY BY 6/30/19
Matter ResolvedRequest
Adjourment
149/22/2021 9:00 am17-23277 / MBKJohn Michael McDonnell Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $10,706.00
MTN TO APPRV POST-PET FINC
Matter ResolvedRequest
Adjourment
159/22/2021 9:00 am17-23800 / MBKROBERT C NISENSON ESQMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/ALL STAR FINANCIAL
Matter ResolvedRequest
Adjourment
169/22/2021 9:00 am17-26787 / MBKANDREW J KELLY, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $50,269.00
FORD / 2019 Escape (MORTON)
Matter ResolvedRequest
Adjourment
179/22/2021 9:00 am17-27718 / MBKRobert Manchel, Esq.Motion Approve Compromise Under Rule 9019GrantedTotal Paid In: $19,335.00
MTN TO APPROVE PI SETTLEMENT/$63,272 TO TRUSTEE
Matter ResolvedRequest
Adjourment
189/22/2021 9:00 am17-28258 / MBKSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $27,281.00
Debtor obj<>WELLS FARGO BANK/ Tecumseh Trail (LOGS LEGAL)
Matter ResolvedRequest
Adjourment
199/22/2021 9:00 am17-29926 / MBKPETER J BROEGE ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $32,711.00
Debtor obj<>TOWD POINT MASTER FUNDING/ Digger St (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
209/22/2021 9:00 am17-30144 / MBKSTEPHANIE RITIGSTEINTrustee Certification of DefaultContinued
11/10/2021 9:00 am

OK to adjourn to 11/10 EDC

Debtor obj, can pay in Sept>> ARREARS
Matter ResolvedRequest
Adjourment
219/22/2021 9:00 am17-30614 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $9,907.00
***Trustee Order: $9,907 Ptd, then $268 x 13 starting 10/1/21***

Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
229/22/2021 9:00 am17-35375 / MBKJOHN ZIMNIS, ESQCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $17,091.00
Debtor obj/Trustee response<>NJ HOUSING & MTG FINANCE/Cliff St (Powers)
Matter ResolvedRequest
Adjourment
239/22/2021 9:00 am18-12936 / MBKJOSEPH ALBANESE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $171,222.00
Trustee received the funds on 9/2/21

8/30 AMT: HUD/proceeds in transit<<<>>>


FAILED TO FILED MP/SUBMIT HUD & PROCEEDS FROM SALE; ARREARS
Matter ResolvedRequest
Adjourment
249/22/2021 9:00 am18-13930 / MBKSTEVEN DUNBAR ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedTotal Paid In: $33,501.00
Sent email: Attorney needs to file order reinstating case with order to say that he will file a motion to reinstate the stay within 10 days or case will be re-dismissed. EDC
Matter ResolvedRequest
Adjourment
259/22/2021 9:00 am18-14786 / MBKAndrew Thomas Archer Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $28,560.00
Debtor obj; Trustee response<> PENNY MAC (Powers Kirn)
Matter ResolvedRequest
Adjourment
269/22/2021 9:00 am18-14809 / MBKSTEPHANIE RITIGSTEINMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedTotal Paid In: $17,570.00
OTBS
- $1,509 immediate payment
- $300 in Oct & Nov
- $288 in Dec

Trustee Obj $2397 plan balance
Matter ResolvedRequest
Adjourment
279/22/2021 9:00 am18-15347 / MBKHENRY CHUDZIK, JR.Creditor Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $23,960.00
ADJ to 10/13 for creditor Atty to get approval from client of proposed Trustee conduit order

Debtor obj; Trustee response<> PNC/Texas Rd(Fein Such)
Matter ResolvedRequest
Adjourment
289/22/2021 9:00 am18-23504 / MBKSTEVEN J ABELSON, ESQTrustee Certification of DefaultWithdrawn
AMT: PYMT POSTED/PIF - PENDING CLOSING<<>>

$406 trust acct check mailed 9/2/ - ADJ to 9/22 to clear and complete case.

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
299/22/2021 9:00 am18-23704 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $25,167.00
MFR for consumer fraud related tp auto repair- post petition claim
Debtor obj<>EDWARD TAULANE (LEIGHTON FELDMAN)
Matter ResolvedRequest
Adjourment
309/22/2021 9:00 am18-24930 / MBKSTACEY L MULLEN, ESQMotion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $29,460.00
need updated resolution-waiting for last lien to be paid from proceeds EDC

Trustee objection

MTN TO RELEASE PI PROCEEDS ($51,000 TO TRUSTEE)
Matter ResolvedRequest
Adjourment
319/22/2021 9:00 am18-26130 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,500.00
AMT; MP 6/23 *** CONFIRMED extending sale date to 12/31/21; Fee App still not filed, but atty will not get paid without an order***<>>>

Atty requested 90 day adj to deal with sale and file supplemental fee app.sf

FAILED TO SELL OCEAN AVE UNIT BY 3/31/21; FAILED TO FILE FEE APPLICATION FOR $1,000 WITHIN 14 DAYS OF 9/25/20 MP; ARREARS
Matter ResolvedRequest
Adjourment
329/22/2021 9:00 am18-26836 / MBKAniello D. Cerreto Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $157,855.00
ARREARS
Matter ResolvedRequest
Adjourment
339/22/2021 9:00 am18-26919 / MBKWilliam H. Oliver, Jr., Esq.Motion SellGranted
341 LETTS AV
Matter ResolvedRequest
Adjourment
349/22/2021 9:00 am18-28025 / MBKBrian F. O'Malley Motion Relief from Stay (Fee)Continued
10/27/2021 9:00 am
Total Paid In: $9,916.00
BANK OF AMERICA / Deer Run Lane (MILSTEAD)
Matter ResolvedRequest
Adjourment
359/22/2021 9:00 am18-30186 / MBKBRUCE C TRUESDALE ESQTrustee Certification of DefaultWithdrawn
AMT; PIF/PENDING CLOSING AUDIT<<<>>>

ADJ to 8/22/21 to pay off the case
Debtor obj, atty has $2,400 in trust acct; will pay bal<>ARREARS
Matter ResolvedRequest
Adjourment
369/22/2021 9:00 am18-30896 / MBKCharles M Izzo, EsqTrustee Certification of DefaultTrustee OrderTotal Paid In: $5,254.00
AMT: PPSD TR ORDER - $ 5,125 PTD (35); $ 247 X 25 BEG 10/1/21 (EMAIL TO ATTY)<<<>>>


Per Atty, debtor signed up for bi-weekly TFS deduction of $128.50 ...

NS ON 7-14 DEBTOR APPEARED IN COURT HOUSE , DISCUSS WITH ATTY WHY NO APPEARANCE WAS MADE
Debtor obj, can make pymts<> ARREARS
Matter ResolvedRequest
Adjourment
379/22/2021 9:00 am18-31407 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $5,885.00
payment by 10/13 and will do trustee order otherwise D EDC

***Proposed Recap $5,885 Ptd, then $420 x 26 starting 9/1/21 - AMENDED ORDER ON DEBTOR'S MOTION WITH THE SAME TERMS SUBMITTED TO CHAMBERS ON 6/22/21 - DM ADJOURNING TRUSTEE CERT TO 9/22/21 TO SEE IF 1st PAYMENT IS MADE AFTER 6 MONTH SUSPENSION OF PAYMENTS***

SEE MOTION TO SUSPEND PYMTS

Trustee obj<> ARREARS
Matter ResolvedRequest
Adjourment
389/22/2021 9:00 am18-33048 / MBKEUGENE ROTH, ESQCreditor Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $32,968.00
Debtor obj<> JP MORGAN/Main Street (Fein Such)
Matter ResolvedRequest
Adjourment
399/22/2021 9:00 am18-33065 / MBKMICHAEL L DETZKY, ESQMotion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $6,477.00

AR OBJ DEBTOR - CURRENT
BANK OF AMERICA/ A. Cours De pasteur (PARKER McCAY)
Matter ResolvedRequest
Adjourment
409/22/2021 9:00 am18-33872 / MBKCARLOS D. MARTINEZ, ESQ.Trustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $34,685.00
ARREARS MP 10-27

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
419/22/2021 9:00 am18-33994 / MBKAndrew Thomas Archer Creditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $7,694.00
Debtor obj<> REVERSE MTG/Schuyler Dr (RAS)
Matter ResolvedRequest
Adjourment
429/22/2021 9:00 am19-10199 / MBKJAVIER L. MERINO, ESQ.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $27,345.00
ALLY CAPITAL/2014 F-150 (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
439/22/2021 9:00 am19-10510 / MBKJONAS SINGER, ESQ.Trustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $19,109.00
AMT: MP 9/22 **RECOMMEND DISMISSAL**<<>>

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
449/22/2021 9:00 am19-11454 / MBKJOHN ZIMNIS, ESQCertification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $22,620.00
Debtor obj<> CITY OF TRENTON/Stuyvesant Ave (Goldenberg Mackler)
Matter ResolvedRequest
Adjourment
459/22/2021 9:00 am19-12252 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $52,395.00
Debtor obj<>LOANCARE / Locust Ave (McCABE, WEISBERG & CONWAY)
Matter ResolvedRequest
Adjourment
469/22/2021 9:00 am19-12763 / MBKCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $11,065.00
ADJ to 9/22 to set up conduit payments

ADJ to 8/25/21 - AR to speak with Laura Egerman & Candyce about conduit payment (dm)

Debtor obj<> PHH/Woodland St (RAS)
Matter ResolvedRequest
Adjourment
479/22/2021 9:00 am19-14344 / MBKJames J. Cerbone, Esq.Motion AssumeGrantedTotal Paid In: $11,842.00
MTN FOR POST PETITION FINANCING

mortage payments similar to current payment OK EDC
Matter ResolvedRequest
Adjourment
489/22/2021 9:00 am19-16160 / MBKKirsten B. Ennis Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $28,050.00
8/19/21 - ADJ to 9/22/21 on condition that Trustee is involved in any proposed consent order (dm)

Trustee Response - conduit request
Debtor obj<> SELENE FINANCE/Hadlar Drive (ras)
Matter ResolvedRequest
Adjourment
499/22/2021 9:00 am19-16307 / MBKPETER E ZIMNIS, ESQTrustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $7,028.00
AM: MP 9/22 **NEEDS RESOLUTION***<<>>

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
509/22/2021 9:00 am19-16584 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $12,170.00
Trustee response<>Debtor obj<>NATIONSTAR/High Street (RAS)
Matter ResolvedRequest
Adjourment
519/22/2021 9:00 am19-18507 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Continued
10/27/2021 9:00 am
Total Paid In: $6,738.00
ADJ to 10/27/21 with AR to be involved with any proposed consent order to address feasibility using conduit payments (dm)

Debtor obj; Trustee response<>USAA FEDERAL SAVINGS BANK (LOGS)
Matter ResolvedRequest
Adjourment
529/22/2021 9:00 am19-19333 / MBKNICHOLAS FITZGERALD, ESQApplication for Extension of Loss MitigationWithdrawnTotal Paid In: $5,801.00
Citizens bank obj ( KML)<> MTN TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
539/22/2021 9:00 am19-19722 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $11,964.00
will send proof of ability to pay now that has been retired MP updated incom and amended I & J EDC by 10/27

AMT: Pymt posted/owes Sept<<<>>>


Debtor obj, gave atty funds<> ARREARS
Matter ResolvedRequest
Adjourment
549/22/2021 9:00 am19-20185 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $9,897.00
ADJ to 10/13 for copy of money orders

Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
559/22/2021 9:00 am19-20391 / MBKEdward Hanratty, Esq.Trustee Certification of DefaultConverted to 7 / 11
AMT: MP 8/25 **DENIED ***<<<>>>

debtor obj<> ARREARS $8400 (7 payments)
Matter ResolvedRequest
Adjourment
569/22/2021 9:00 am19-21279 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $18,668.00
Debtor obj, LM approved/will reinstate stay<>SV/DEUTSCHE BANK
Matter ResolvedRequest
Adjourment
579/22/2021 9:00 am19-21344 / MBKSTEPHANIE RITIGSTEINCreditor Certification of DefaultWithdrawnTotal Paid In: $13,000.00
Debtor obj<> WELLS FARGO/Orne Avenue (Logs)
Matter ResolvedRequest
Adjourment
589/22/2021 9:00 am19-21612 / MBKEUGENE ROTH, ESQOrder Shorten TimeOrder to be SubmittedTotal Paid In: $22,705.00
Roth will submit a new order EDC

-trustee obj--order does not state that proceeds to go to trustee EDC

OST- MTN SELL (175 LYNN COURT)
Matter ResolvedRequest
Adjourment
599/22/2021 9:00 am19-22680 / MBKJOAN S. WARREN, ESQ.Trustee Certification of DefaultDismissedTotal Paid In: $48,759.00
cert of default---arrears and no wage order filed

Debtor obj, can now pay> ARREARS
Matter ResolvedRequest
Adjourment
609/22/2021 9:00 am19-23138 / MBKSTEPHANIE RITIGSTEINTrustee Certification of DefaultContinued
10/13/2021 9:00 am

to convert per att by 10/13 EDC

Atty asserts that Trustee payments are coming out per wage order but payroll changed and they are holding arrears - ADJ to 9/22 to provide pay stub showing deduction (dm)

Last payment received in April
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
619/22/2021 9:00 am19-23755 / MBKTHOMAS J ORR ESQTrustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $7,763.00
to file MP for 60 months and get ewage setup EDC

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
629/22/2021 9:00 am19-25697 / MBKJONATHAN GOLDSMITH-COHEN, ESQOrder Shorten TimeContinued
10/27/2021 9:00 am
Total Paid In: $75,000.00
short sale

Wells Fargo response (LOGS); Gregory Funding response (Pluese); Weichert Realtors limited obj (Forman Holt)<>MTN TO SELL HIGHLAND TERRACE
Matter ResolvedRequest
Adjourment
639/22/2021 9:00 am19-25793 / MBKSTEPHANIE RITIGSTEINTrustee Certification of DefaultTrustee OrderTotal Paid In: $15,920.00
Trustee Order $15,920 PTD (24); $1308 x 11 BEG 10/1/21

Debtor obj, can increase pymt to complete plan timely<> ARREARS
Matter ResolvedRequest
Adjourment
649/22/2021 9:00 am19-26829 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $12,238.00
AMT: mp 9/22***PENDING WORK UP TO INCLUDE CONDUIT**<<>>

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
659/22/2021 9:00 am19-26829 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $12,238.00
9/20 AMT: ORDER TO CHAMBERS FOR FILING UNDER 7 DAY<<<>>


9/16 AMT: PPSD CONDUIT ORDER TO COUNSEL<<>>

AR DEBTOR CONSENTS TO CONDUIT

Debtor obj<> TOWNE MTG/Inwood Place (Fein, Such)
Matter ResolvedRequest
Adjourment
669/22/2021 9:00 am19-27123 / MBKKirsten B. Ennis Trustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $19,260.00
NFA
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
679/22/2021 9:00 am19-27256 / MBKJOHN ZIMNIS, ESQMotion Relief from Co-Debtor StayContinued
10/27/2021 9:00 am
Total Paid In: $32,176.00
Debtor obj<>CENLAR/Sutherland Rd (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
689/22/2021 9:00 am19-27256 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $32,176.00
ATTY HOLDING $4,000 - ADJ TO 10/27/21 (dm)
Last payment received in May

atty filed obj, trying to contact debtor<> ARREARS

- confirmed plan is servicing $101,464 in pre-petition mtg arrears thru plan (dm)
Matter ResolvedRequest
Adjourment
699/22/2021 9:00 am19-27471 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $21,260.00
either file motion to reinstate and MP or MP with surrender or else D EDC


SV/PHH; ARREARS
Matter ResolvedRequest
Adjourment
709/22/2021 9:00 am19-27560 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $19,300.00
Debtor obj<>NEWREZ/SHELLPOINT- Florence Avenue(PINCUS LAW)
Matter ResolvedRequest
Adjourment
719/22/2021 9:00 am19-27823 / MBKDONALD C GOINS, ESQMotion Relief from Co-Debtor StayGranted
Debtor obj(WITHDRAWN)<>BANK OF AM (PARKER MCCAY)
Matter ResolvedRequest
Adjourment
729/22/2021 9:00 am19-28909 / MBKMarc C. Capone, Esq.Trustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $7,280.00
AMT: MP 10/13

Debtor obj, can pay $400 & Requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
739/22/2021 9:00 am19-30587 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $18,399.00
LB-CABANA SERIES IV TRUST (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
749/22/2021 9:00 am19-30890 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $27,291.00
9/21 - ePayment cleared - debtor is current

9/15 AMT: Pymt made/owes Sept<<<>>>


Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
759/22/2021 9:00 am19-32018 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $12,786.00
Debtor obj<>FINANCE OF AMERICA/Poe Ave ( RAS)
---no add order because prior consent order
Matter ResolvedRequest
Adjourment
769/22/2021 9:00 am19-32133 / MBKDAVID E. SHAVERTrustee Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $13,239.00
filed a MP and will need ewage

9/15 AMT; Pymt made/owed Sept<<>>


Debtor obj, atty has funds<> ARREARS
Matter ResolvedRequest
Adjourment
779/22/2021 9:00 am19-32814 / MBKSEYMOUR WASSERSTRUM, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $13,498.00
AMT: MP 8/11 Confirmed but should ADJ into Sept to see if 1st payment is made (dm)

Debtor obj, filed MP<> ARREARS
Matter ResolvedRequest
Adjourment
789/22/2021 9:00 am19-33520 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $3,450.00
didnt make payment by last hearing per original agreement with DM but will pay $340 by 10/1-on for 10/13 EDC

Debtor obj, can make a pymt and requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
799/22/2021 9:00 am19-34072 / MBKBRUCE C TRUESDALE ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $2,907.00
Mountainview at Green Brook obj (McGovern)<>MTN TO EXPUNGE CLM #1/MOUNTAINVIEW AT GREEN BROOK CONDO
Matter ResolvedRequest
Adjourment
809/22/2021 9:00 am20-10346 / MBKWARREN LEVY, ESQ.Motion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $24,000.00
NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
819/22/2021 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $63,885.00
NFA-adj to 10/13 to get financing now EDC

Debtor obj<>FEASIBILITY/US BANK #4-3 HIGHER THAN PROPOSED IN PLAN
Matter ResolvedRequest
Adjourment
829/22/2021 9:00 am20-10777 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $2,032.00
MTN TO APPV WORKERS COMP SETTLEMENT
Matter ResolvedRequest
Adjourment
839/22/2021 9:00 am20-11256 / MBKGeorge E Veitengruber IIIMotion SellOrder Previously SubmittedTotal Paid In: $22,163.00
OST - Gregory funding response (Pluese Becker)<>Motion to Sell Windcrest Court
Matter ResolvedRequest
Adjourment
849/22/2021 9:00 am20-11504 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $13,832.00
Debtor obj<> CARRINGTON MTG/Dittmar Drive (Fein Such)
3 payments arrears to trustee
Matter ResolvedRequest
Adjourment
859/22/2021 9:00 am20-11786 / MBKSTEPHANIE RITIGSTEINCreditor Certification of DefaultWithdrawnTotal Paid In: $13,600.00
Debtor obj<> PHH/Grissom Ave (RAS)
4 payments arrears to trustee
Matter ResolvedRequest
Adjourment
869/22/2021 9:00 am20-11907 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
10/27/2021 9:00 am
Total Paid In: $21,600.00
Debtor obj; Creditor response<>WESTGATE SQUARE/Westgate Ave (BUCKALEW FRIZZELL)
Matter ResolvedRequest
Adjourment
879/22/2021 9:00 am20-13601 / MBKJOAN S. WARREN, ESQ.Motion Relief from Co-Debtor StayContinued
10/27/2021 9:00 am
Total Paid In: $11,862.00
PHH MTG/N. Prospect St (ROBERTSON,ANSCHUTZ)
Matter ResolvedRequest
Adjourment
889/22/2021 9:00 am20-14348 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)Continued
10/27/2021 9:00 am
Total Paid In: $17,644.00
Debtor obj<>SELECT PORTFOLIO (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
899/22/2021 9:00 am20-14578 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $116,782.00
Debtor obj<>ALLY FINC/ 2014 Nissan Maxima (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
909/22/2021 9:00 am20-14578 / MBKAndrew Thomas Archer Trustee Certification of DefaultWithdrawnTotal Paid In: $116,782.00
TRUSTEE RECEIVED HUD-1 AND FUNDS FROM THE SALE

Debtor obj, selling ppty to pay plan in full<> ARREARS
Matter ResolvedRequest
Adjourment
919/22/2021 9:00 am20-14697 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $5,258.00
AMT: MP 9/22 ****NEEDS RESOLUTION***<<<>>>

Debtor obj, will cure arrears<> ARREARS
Matter ResolvedRequest
Adjourment
929/22/2021 9:00 am20-15841 / MBKMark K. Smith, Esq.Motion Relief from Stay (Fee)Continued
10/27/2021 9:00 am
Total Paid In: $21,483.00
Debtor obj<>JPMPRGAN CHASE (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
939/22/2021 9:00 am20-16596 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $19,657.00
AMT: $18,408 (15); $1,249 (Sept); $1,263 x 44 BEG 10/1/21 (ATTY ok)<<<>>>

Debtor obj<> FEASIBILITY; FAILED TO COMPLY WITH CONF PROVISION TO PROVIDE UPDATED POI FOR NON-FIILNG SPOUSE BY 2/1/21 (uploaded bank statement showing unemployment income for non-debtor spouse)
Matter ResolvedRequest
Adjourment
949/22/2021 9:00 am20-17570 / MBKBRAD J SADEKCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $2,846.00
Debtor obj<>CENLAR/8TH Ave (Pluese Becker)
Matter ResolvedRequest
Adjourment
959/22/2021 9:00 am20-17918 / MBKSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $11,584.00
Debtor obj<>SKYVIEW INVESTORS (GARY ZEITZ)
Matter ResolvedRequest
Adjourment
969/22/2021 9:00 am20-17942 / MBKPRO SEMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $9,704.00
JP MORGAN CHASE/North St (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
979/22/2021 9:00 am20-18341 / MBKBarry Scott Miller, Esq.Motion Relief from Co-Debtor StayContinued
10/13/2021 9:00 am
Total Paid In: $8,011.00
Debtor obj<>SPECIALZED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
989/22/2021 9:00 am20-18351 / MBKDavid L. Stevens Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE)Order to be SubmittedTotal Paid In: $4,114.00
Debtro obj<>Trinity Financial Services Motion to Vacate Order of Confirmation for lack of proper service
Matter ResolvedRequest
Adjourment
999/22/2021 9:00 am20-21031 / MBKMARYBETH SCHROEDERMotion Avoid LienGranted
MTN TO AVOID LIEN/MIDLAND CREDIT
Matter ResolvedRequest
Adjourment
1009/22/2021 9:00 am20-21240 / MBKRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/27/2021 9:00 am
Total Paid In: $7,260.00
will file claim on behalf of NJ lottery by 10/27

Adjournment request denied due to the age of the case and failure to file all taxes in 11 months.

Debtor obj<>FAILED TO ADDRESS NJ DIV TAX EST CLM #13-1 & NJ LOTTERY PER PLAN CLM
Matter ResolvedRequest
Adjourment
1019/22/2021 9:00 am20-21714 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultContinued
10/27/2021 9:00 am
Total Paid In: $3,957.00
Debtor obj<> CITIMTG/Manor Blvd (Stern & L)
Matter ResolvedRequest
Adjourment
1029/22/2021 9:00 am21-12296 / MBKDONALD C GOINS, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
10/27/2021 9:00 am

MTN OBJECTING TO POC GB EQUITY
Matter ResolvedRequest
Adjourment
1039/22/2021 9:00 am21-14200 / MBKWilliam H. Oliver, Jr., Esq.Objection to Debtor's Claim of ExemptionsContinued
10/27/2021 9:00 am

TRUSTEE OBJ, UNABLE TO DETERMINE VERACITY OF AMD B & C UNTIL VALUE IS PROVIDED FOR KZ-SPORTSMEN TRAILER AND TIMESHARE
Matter ResolvedRequest
Adjourment
1049/22/2021 9:00 am21-14897 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $2,550.00
Debtor obj<>EX-WIFE CARLA THOMAS (HELMER, CONLEY & KASSELMAN)
Matter ResolvedRequest
Adjourment
1059/22/2021 9:00 am21-15183 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $1,136.00
SELENE FINANCE / Tumble Idell Rd (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1069/22/2021 9:00 am21-15836 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Moot - Dismissed
Debtor obj; Meadowbrook response<>MEADOWBROOK REALTY (MIDDLEBROOKS SHAPIRO)
--no payments for Aug or September and no payments to the trustee
Matter ResolvedRequest
Adjourment
1079/22/2021 9:00 am21-17042 / MBKJohn Michael McDonnell Order Shorten TimeGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1089/22/2021 9:00 am21-17134 / MBKROBERT C NISENSON ESQOrder Shorten TimeGranted
MTN TO CONTINE STAY
Matter ResolvedRequest
Adjourment
1099/22/2021 10:00 am16-33162 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 49 of 58 required payments   Arrears: $970.00  Total Paid In: $47,666.00
As of 9/21/21 (DS): Ok to confirm at $47,666 paid, $970 x 17 begin 10/1/21; Base

1. Supplemental obj filed by Actlien (GOLDENBERG, MACKLER) must be resolved. OBJ SETTLED SAME DAY AS OBJ FILED, OTBS HAS TO PAY REMAINDER BALANCE $15,446.23.

2. No additional claims filed or consent orders entered for US Bank Cust Actlien per mod plan amount is $28,358.07. MFR has been settled, need terms and confirm amount is per Mod plan amount. Per OTBS remainder balance owed $15,446.23

Debtor attorney requested adjournment to resolve all issues

8/25/21 (DS): 1. ISSUES BELOW STILL NOT RESOLVED. MOD PLAN WAS FILED, BUT STILL ISSUES WITH MOD PLAN AND OBJ NOT RESOLVED. SETTLED, NEED TERMS.
- MFR filed by Actlien Holdings rescheduled 8/25/21, must be resolved. NOW SCHED 9/22/21, COTBS, NEED TERMS.
- Plan list Mount Holly MUA $2,024.61, no claim filed. LATE CLAIM FILED, MOTION TO ALLOW TRUSTEE TO PAY LATE FILED CLAIM SCHED 9/22/21, NO OPPOSITION FILED.
- No additional claims filed or consent orders entered for 3 debts for US Bank cust for Actlien Holdings $7,836.49, $3,381.91 and $16,841.85. EMAILED DEBTOR ATTORNEY TO ADVISE THE EXACT PAYMENTS WILL BE PAID AND AMENDED CLAIM IF PAYING ALL DEBTS AS ONE CLAIM OR CONSENT ORDER TO PAY THE AMOUNT OWED AND CONTINUE TO PAY THE PREVIOUS CLAIMS.

As of 7/23/21 (DS): Debtor attorney requested adjournment, mod plan filed 7/23/21

7/28/21 (DS): 1. BELOW ISSUES STILL REMAIN UNRESOLVED. NO MOD PLAN FILED AND OBJECTIONS STILL NOT RESOLVED.

2. MFR filed by Actlien Holdings rescheduled 8/25/21, must be resolved.

3. DEBTOR ATTORNEY EMAILED TO INFORM THAT US BANK FOR ACTLIEN PURCHASED TAX LIEN BY US BANK FOR TOWER DBW TAX LIEN, THAT STAY RELIEF SHOULD NO LONGER BE IN AFFECT. STAY RELIEF STILL NEEDS TO BE REINSTATED OR ALL SECURED LIENS NEED TO BE TREATED OUTSIDE PER STAY RELIEF

As of 7/12/21 Debtor attorney requested adjournment, attorney on vacation, also needs time file another mod plan and correct issues

7/14/21 (DS): 1.
Matter ResolvedRequest
Adjourment
1109/22/2021 10:00 am17-20067 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 24 of 53 required payments   Arrears: $0  
Total Paid In: $8,852.00
As of 9/13/21 (DS): Ok to confirm at $8,489 paid, $362.19 x 32 begin 10/1/21; Base

MP Prop $159 x 51; $362.19 x 33; Base
- Adds post-petition arrears to mortgage and extends plan to 84 months, due to Covid-19.
Note: Cert of covid-19 provided, as well as POI and 2020 tax returns. Amended Shced I & J filed 9/9/21.
Matter ResolvedRequest
Adjourment
1119/22/2021 10:00 am17-36022 / MBKBrian Gregory HannonConfirmation Hearing on Modified PlanConfirmedDebtor has made 664 of 46 required payments   Arrears: $0  
Total Paid In: $33,200.00
ISSUES AS OF 9/14/2021 (DM): Updated 9/20/21

***TRUSTEE HAS APPROVED CONFIRMATION AT $33,150 PTD, THEN $50 x 8 STARTING 10/1/21, THEN $1,675 x 14 STARTING 6/1/22, THEN $2,324 x 17 STARTING 8/1/23, 100% PLAN, REMAINING TERMS OF PREVIOUS CONFIRMATION APPLY***

1) MP proposes to extend confirmed plan 9 months at $50 per month due to COVID impact. Proposed plan is now maxed out at 84 months.

2) Trustee OBJ:
- Need amended Sch I&J (UNRESOLVED)
- Need updated proof of income (UNRESOLVED).


Confirm Case: $32,850 Ptd, $50 x 5, $1,675 x 14 start 9/1/21
$2,324 x 17 start 11/1/22, 100% w/$84,316 Min Div
Prop. MP: $33,100 Ptd, $50 x 9 start 9/1/21,
$1,675 x 14, $2,324 x 17, 100%
PTD = $33,150
Last Claim (12-1) dated 9/11/18
Matter ResolvedRequest
Adjourment
1129/22/2021 10:00 am18-11642 / MBKSTACEY L MULLEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 45 required payments   Arrears: $4,635.00  Total Paid In: $35,138.00
Recommend Confirmation at:
*** $35138 paid then $4635 x 16 remaining beg. 10/1/2021-0%-
- Debtor to set up TFS or ewage deductions within 15 days of confirmation
-The trustee payment in theis order includes $2157.51 monthly mortgage payments plus trustee compensation. This amount is to be paid by trustee as an ongoing conduit payment. *See attached Addendum in confirming order*



9/16-email sent to counsel regarding conduit payment through the plan EDC

9/8 workup for the 9/22 calendar EDC
--SAME AS LAST TIME

- Need order or amended claim adding post petition arrears to be paid through modified plan
- Plan payment in July was not the full amount in the proposed modified plan, will need higher payment going forward
- Need updated proof of income and amended Schedules I&J showing debtors ability to make the higher payment
-will need do ewage or TFS deduction along with conduit payment due to inability to keep current with both the trustee and the mortgage payments. Have $33,000 in post petition arrears



proposed plan $2810x19 begin 7/1/2021 0%
paid in $34,065
18 months to go

---------------
2) Is the supplemental fee of $400 an additional fee or the fee from the 4/5/2021 order? (FEE APP DOC #93 SHOULD BE INCORPORATED INTO WORK-UP)
- Plan payment in July was not the full amount in the proposed modified plan, will need higher payment going forward
Matter ResolvedRequest
Adjourment
1139/22/2021 10:00 am18-32546 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 37 of 35 required payments   Arrears: $0  
Total Paid In: $13,116.00
AS OF 9/20/2021 (at):

RECOMMEND: $12,766 PAID TO DATE, $350 x 5 BEGINNING, $600 x 36 BEGINNING 3/1/2022, BASE WITH A MINIMUM OF $6,830.79 TO GUC'S DUE TO NON EXEMPT EQUITY

1. Need June and July pa stubs for the debtor. (RECEIVED)

(Covid Cert received)


MP proposes: $12,766 paid to date, $350 x 5 beginning 10/1/2021, $600 x 36 beginning 3/1/2022, not less than $6,380.79 to guc's
Arrears $866
(Debtor had financial consequences as a result of COVID-19 including extension of auto loan payments and reduction of net income from employment.)
Matter ResolvedRequest
Adjourment
1149/22/2021 10:00 am18-33872 / MBKCARLOS D. MARTINEZ, ESQ.Confirmation Hearing Rescheduled (MBK)Continued
10/27/2021 10:00 am
Debtor has made 26 of 34 required payments   Arrears: $6,645.00  Total Paid In: $34,685.00
 9/15/21 - after consent order reached adding post-petition arrears to the plan, Debtor just received a Trial Mod - atty to file another MP to treat arrears outside the plan (dm).

ISSUES AS OF 9/14/2021 (DM):

1) World Omni Fin. Corp. (Ronald Gellert, Esq) OBJs - Toyota Camry arrears claim not treated in the plan (CONSENT ORDER ENTERED DOES NOT MENTION $481.11 ARREARS CLAIM - OKAY TO ADD PAYMENT IN THE CONFIRMING ORDER??)

2) JP Morgan Chase (POWERS) OBJs - plan proposing incorrect arrears, per POC filed (CONSENT ORDER ENTERED - $41,848.59 POST-PETITION ARREARS ADDED).

 MP extends plan due to COVID hardship and includes the plan payment arrears into the plan. Debtor's Cert filed (tenants could not pay rent due to COVID). Amended Sched I & J filed.

3) Trustee OBJ:
- Obj to MP raising conduit treatment based upon the default in post-petition mortgage arrears being added to the plan.


Confirm Case: $1,225 x 60 start 1/1/19, 100% w/$75,667 Min Div
Prop. MP: Ptd, $1,005 x 55 start 6/1/21, 100%
PTD = $33,356
Last Claim (6-1) dated 3/7/19
Matter ResolvedRequest
Adjourment
1159/22/2021 10:00 am19-10510 / MBKJONAS SINGER, ESQ.Confirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 23 of 33 required payments   Arrears: $6,831.00  Total Paid In: $19,109.00
10/13-will talk to his client about TFS and conduit per our discussion EDC

9/7 workup for the 9/22 calendar EDC

Trustee obj:

-$5998 arrears
-MP wants to pay $6000 to IRS but claim is $753-cannot pay unless claim filed
-MP wants to add around $3500 in post petition mortgage arrears on 1st and 2nd mortgage into the plan (further part 8d says do NOT pay post petition?). Payment history is terrible. This should be a conduit case or else be dismissed
-the plan needs to use the standard order of distribution
-no updated I & J, no POI and no 2020 tax returns

$900 X 30 BEG 9/2021; NO UNSECURED
Matter ResolvedRequest
Adjourment
1169/22/2021 10:00 am19-16307 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 36 of 31 required payments   Arrears: $0  
Total Paid In: $7,028.00
 9/14/21 - email sent to Melissa & Peter for update on 3-way consent order or whether we are adding language to the confirmation order. Looks like Melissa is no longer at McCalla Raymer (dm).

Peter to reach out to Melissa about 3-way consent order - ADJ to 9/22

ISSUES AS OF 8/18/2021 (DM):

1) Trustee Supp OBJ:
- The proposed MP does not clearly include a start date for the plan payments. The Modified Plan should be refiled to clearly disclose that it is a CARES Act plan.
- The confirming order needs to include language that provides Nationstar's post-petition claim shall be treated outside the plan after month 60/84 and the Trustee shall make no further payments on the post-petition claim after month 60/84.

2) Trustee OBJ:
- Need amended Sch I&J (AMENDED on 8/13/21)
- Need to file a CARES Act Cert (FILED 8/13/21 BUT INCOMPLETE AND LACKS SPECIFICITY)


Confirm Case: $1,182 Ptd, $197 x 53 start 11/1/19, Base
Prop. MP: Ptd, $1,000 x 56 start ???, Base
PTD = $7,028
Last Claim (4-1) dated 7/22/21
Matter ResolvedRequest
Adjourment
1179/22/2021 10:00 am19-22726 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 7 of 28 required payments   Arrears: $0  
Total Paid In: $1,989.00
issues as of 9/13/2021 (JMA)

case was dismissed upon Trustee Certification of Default 8/11/2021
Matter ResolvedRequest
Adjourment
1189/22/2021 10:00 am19-25798 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 27 of 26 required payments   Arrears: $0  
Total Paid In: $11,952.00
9/22 calendar EDC - MP WITHDRAWN DOC #84

-house was sold, no one left to pay so needs pro rata

RECOMMEND $11,951.94 paid then $462 x 11 beg 10/1/21 pro rata to guc's - remove sale by 12/31/2021 plan provision (house sold)






MP proposes: $462 x 14 beginning 7/1/2021, sale by 12/31/2021, $0 to guc's
Payments: current
(part 1a: reducing length of bankruptcy to 36 months
part 1c: adding sale of property located at 26 Merrillee Lane Toms River, NJ
part 4a: mortgage arrears may be paid pending sale
part 6: rejecting Toyota lease - vehicle has been turned in)

------------------------
ADJ TO 8/11/21 FOR 2020 TAX RETURN, #3 & #4 BELOW HAVE NOT CHANGED (dm)

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming modified plan.
($599.72 in mod plan - IGNORE, THIS IS JUST BALANCE OF ORIGINAL FEE THEY SEE ON NDC)
2. Need 2020 tax return. ( RECEIVED)
3. Need proof of current social security income. (OK)
4. Need Amended I and J. (OK)



Matter ResolvedRequest
Adjourment
1199/22/2021 10:00 am19-26829 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 26 required payments   Arrears: $3,230.00  Total Paid In: $12,238.00
ISSUES AS OF 9/17/2021 (DM): Trustee Reviewing Conduit Order

***Based upon post-petition mortgage arrears and costs of Towne Mortgage Company being added to the plan, THE TRUSTEE CAN RECOMMEND CONFIRMATION AT $12,238 Ptd, THEN $3,230 x 59 STARTING 10/1/21, 100% PLAN WITH $38,397 THRESHOLD PRESERVED; THE ORDER RESOLVING CREDITOR'S CERTIFICATION OF DEFAULT AND ESTABLISHING PROCEDURES FOR CONDUIT MORTGAGE PAYMENTS BY STANDING CHAPTER 13 TRUSTEE, DOC #_____ ENTERED ______, FOR CONDUIT MORTGAGE PAYMENTS OF $2,168 PER MONTH (includes Trustee comp), IS INCORPORATED HEREIN***

1) Towne Mortgage Company (FEIN) agreed to settle its Cert of Default by adding $3,903.40 in post-petition mortgage arrears and $350 in costs into the plan. Additionally, Towne Mtg agreed to conduit mortgage payments going forward.

2) Failed to make plan payment in the amount proposed in the MP.

3) MP does not indicate when plan payments begin - is this an 84 month plan?

4) Need to file CARES Act Certification (FILED).

5) Need to file amended Sch I&J, provide supporting proof of income and 2020 tax return (RECEIVED).


Confirm Case: $1,058 Ptd, $860 x 58 start 11/1/19, 100%
Prop. MP: $939 x 63, 100%
PTD = $12,238
Last Claim (1-2) dated 3/11/20
Matter ResolvedRequest
Adjourment
1209/22/2021 10:00 am19-31502 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 14 of 23 required payments   Arrears: $350.00  Total Paid In: $5,932.00
ISSUES AS OF 9/15/2021 (DM):

1) ACAR Leasing/GM Financial (MORTON) OBJs - bad faith filing disregarding terms of 5/20/21 consent order with respect to cure of post-petition lease arrears on 2019 GMC Terrain (UNRESOLVED).


Confirm Case: $4,217 Ptd, $413 x 18 start 6/1/21, $3,625 Min Div
Prop. MP: Ptd, $409 x 24 start 7/1/21, $3,625 Min Div
PTD = $5,519
Last Claim (21-1) dated 5/5/20
Matter ResolvedRequest
Adjourment
1219/22/2021 10:00 am19-31911 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 23 required payments   Arrears: $1,068.00  Total Paid In: $13,177.00
ISSUES AS OF 9/17/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $12,365.08 PTD, $800 BY 9/22/21, THEN $1,080 x 30 STARTING 10/1/21, BASE PLAN, ATTY TO FILE SUPPLEMENTAL FEE APP FOR $3,500 WITHIN 15 DAYS***

 6/9/21 - MP within 30 days - new MP is peremptory.

1) Trustee OBJ:
- Updated proof of income verifies higher $4,699 than scheduled $4,198.
- Need proof of $760.19 support expense taken on amended Sch J (per email he sent certification regarding this on 7/1/21. Per Wolfson, she now moved back home from Puerto Rico so expense is moot)
- The debtor has not made a payment since June 2021.


Confirm Case: $1,895 Ptd, $800 x 42 start 6/1/20, Base
Prop. MP: $11,553.40 Ptd, $811.68 June & July, $320 Aug & Sept
$1,080 x 29 start 10/1/21, Base
PTD = $12,365.08
Last Claim (12-1) dated 8/11/20
Matter ResolvedRequest
Adjourment
1229/22/2021 10:00 am19-33274 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 31 of 22 required payments   Arrears: $0  
Total Paid In: $58,472.00
9/8 workup for the 9/22 calendar EDC

-MP forgot to include previous determination of $8100 in equity. CAN CONF AT:

$53,500 .76 paid then $1916 x 63 beg 10/1/21-pro rata with min of $8100 per equity (per previous confirmed plan)
Matter ResolvedRequest
Adjourment
1239/22/2021 10:00 am20-14697 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 7 of 19 required payments   Arrears: $0  
Total Paid In: $5,258.00
9/18/21(mk: FYI- income aff' provided for 2098. Unemployment info uploaded 9/17/21- CAN"T READ IT. Needs reupload in format that is able to determine the amt of benefit


AS OF 9/8/21 (SF)

1. I and J was amended on 8/21/21. Need proof of unemployment income of $1974 and $1260.and family contributions which total $2098.

2. Add to confirmation order need updated proof of income in 6 months and Trustee is authorized to pay late claims for State of NJ and IRS.

MP proposes $3858 PTD, $733 X 67 Base
Plan has run 18 months and proposes to extend to 84 months
Arrears: $2958 thru August

Matter ResolvedRequest
Adjourment
1249/22/2021 10:00 am20-19473 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 32 of 14 required payments   Arrears: $0  
Total Paid In: $12,673.00
As of 9/18/21(mk):

TR will compromise and **Rec confirm at $12,273.17 PTD, Then 400 x 47 Begin 10/1/21 Base; Trustee authorized to pay late IRS claim #27-2 .Amended I & J and Proof of income for co debtor by 1/31/22.
Remaining terms of prior conf apply.
----------------------------

>>No updated income was provided for co debtror Is she still on unemployment? Sch J increased the expenses but Debtors have paid the 800 confirmed payment for August and Sept. MP was filed in July. SO is there a real basis for the reduction .


1. Tr Objection
- Amended J for debtors & separate one for co debtor and increased
expenses. Needs explanation for increase. Are the debtors living
separately?(Yes debtors living separately)
-needs updated proof of income for both debtors.(Provided for debtor but Not co debtor(unemployment)
----------------------------------------------------
>mk: APOC #27- 2 Filed 9/9/21 Fixes IRS Priority AT $4,040.06. This amt conflicts w/ Order(#125) entered 9/8/21. That Order says amt is $4,164** TR WILL PAY APOC AMT AND WILL ADD LANG TO PAY LATE CLAIM .

- Motion To Modify IRS POC On for 9/8/21. NEED RESULT . (AMT: ORDER ENTERED REMOVING PRIORITY AND SETTING GUC AMOUNT, BUT CLM IS LATE FILED - IF PAYING, NEED TO ADD LANGUAGE TO CONF ORDER.)
-------------------------------------

MP Proposes PTD, 200 x 49 beg 8/1/ 21;Base.
says increase expenses. MP REDUCES PAYMENT FROM 800 TO 200.
Plan has run 13 mos and 47 remain

Matter ResolvedRequest
Adjourment
1259/22/2021 10:00 am20-21512 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

NFA
AS OF 9/08/21(SF)

1. Objection filed by Nationstar - failure to pay arrears of $11,953.87 and speculative sale. Also, plan does not propose post petition payments of $963.98. (MUST RESOLVE)

2. Trustee objection:
- The debtor has failed to file a feasible plan - .Nationstar filed arrears claim for $11,953.87, plan list as unaffected.

- Need a copy of the last filed tax return - for 2020 (RECEIVED)

- Need Updated auto insurance, if not confirmed by 8/11/21, insurance expires 8/25/21.

- Need amendments to Schedules A and C to correct property address, Petition has Anderson Dr. and Its Andover Dr

- need updated CMA for property at Andover Dr. Case was filed in Oct.2020 as a Ch7 and converted to Ch 13 on 4/20/21, CMA on real property is dated 7/7/20 with 3 comps from 11/13/19 to 2/13/20.These are out of date and trustee requests updated CMA with
comparable sales within the last 6 months.

- Must file Pre-confirmation certificate.

3. Add Standard Order of Distribution to Conf Order


Plan proposes $386 x 60 100% Plan, Sale by 12/31/21
Payments: 5/5



Matter ResolvedRequest
Adjourment
1269/22/2021 10:00 am20-23894 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 9 of 10 required payments   Arrears: $0  

PER ATTY OK TO DISMISS/HOLD FEES
9/22 calendar
**Per the 2pm hearing-Kaplan determined confirmation is when value is determined. Debtor needs to now show feasibility and income. Then must pay equity to gucs. Zimnis will contact EDC.

--SAME AS LAST TIME

** Trustee's objection:
- latest (zillow) CMA shows value of $918,000-with a range between $854,000 and $982,000-would need 100% if add back the $33,000 for the 2nd mortgage-trustee objection updated EDC

- The debtor has insufficient income. SENT P&L 5/17-PROFIT AND LOSS FROM MARCH-NOVEMBER 2020 SHOW -7,000 IN INCOME. Per I & J disposable income is -$1,118. This is assuming they are still receiving unemployment. If not income is even less.(this is updated amount now that the son is contributing $2,000 monthly)

-- Debtor has exceeded the D5 exemption by $2,937. PLUS NOW ADDED $1325 FOR BUSINESS BUT DONT HAVE AVAILABLE EXEMPTION....There is $79,970 in non exempt equity in the residence. There is $2,937 in non exempt equity in the bank account/jewelry PLUS $1500 BUSINESS ON AMENDED C--total equity is $84,407 at a minimum.

- Business forms - for Vsabas LLC. (RECEIVED 5/17/21-how did they come up with value of $150,000 in business?)(OK sent cert that only owes 1% of business or $1500)


- Need HUD-1 from sale of real estate in 2017 with explanation that money was used to buy current residence. (ONLY RECEIVED HUD - NOT EXPLANATION)



---------------------------------------------------
- A copy of the last filed tax return - : 2020 by 5/31/2021. (filed ok)

- Wells Fargo Bank (Ashley Furniture) filed a bifurcated claim #2 which needs to be addressed. Cram in the plan. No objection filed to date.(pay as cramdown as proposed in plan)
1. Objection filed by PennyMac (Powers Kirn) - failure to cure arrears of $14,936.88 (Per POC) and plan is not feasible as debtor shows negative disposable income (UNRESOLVED-I see a cert of service on 6/15 but no actual order yet)

- need updated proof of 2 month's income - for debto
Matter ResolvedRequest
Adjourment
1279/22/2021 10:00 am21-10113 / MBKEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 9 required payments   Arrears: $0  
Total Paid In: $2,200.00
--Can CONFIRM at $1925 paid then 275 x 39 beg 10/1/21 -pro rata--Claims will be paid according to the trustee's order of distribution.--Navy FCU claim to be treated outside of the plan--Asbury will not be paid unless a valid claim is filed--Debtor will submit Federal and NJ tax refunds to trustee by June 1st every year for distribution to unsecured creditors under the plan during the pendency of this case(debtor may retain Earned income credit amounts)



9/7 workup for the 9/22 calendar
Rhondi needs to review numbers with client - ADJ to 8/11/21 (dm)




ADJ to 7/28/21 Peremptory---sent email to Eric and Rhondi regarding tax refunds. They will need to provide accountants evidence that refund will be different going forward and they should file any updated POI they have. EDC

7/13 workup for the 7/28 calendar EDC

--To resolve income objections needs 100% . Can CONFIRM at $1100 paid then 494 x 55 beg 7/1/21-100%--Claims will be paid according to the trustee's order of distribution.
Navy FCU claim to be treated outside of the plan--Asbury will not be paid unless a valid claim is filed

-No claim by Asbury-cannot pay unless claim filed

---- Trustee's objection:

- 2 months bank statements for all accounts, prior to filing date. (NOT RECEIVED - NEED CHIME AND NAVY FCU STATEMENTS)

The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Auto insurance $390 (per proof provided verifies $250).

The Schedules fail to account for the debtor(s) tax refund in the amount of 7114 when determining disposable income. (AVERAGED/ADDED TO INCOME). Disposable income now $1054

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED - CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
----------------------------------------------
- The current Plan does not specify treatm
Matter ResolvedRequest
Adjourment
1289/22/2021 10:00 am21-10228 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $4,500.00
AS OF 9/21/21 (SF) UPDATED

AR RESOLVE OR HOLD

RECOMMEND $500 X 12 (BEGIN 2/1/21), $2000 X 48 (BEGIN 2/1/22) BASE PLAN, LOAN MOD BY 11/28/21
- PAY ARREARS PENDING APPROVAL OF LOAN MOD
- LOW BASE


AS OF 9/8/21 (SF)

PER ORDER RESOLVING SELECT PORTFOLIO OBJ. LOAN MOD MUST BE COMPLETED BY EXPIRATION OF LOSS MIT PERIOD. LOSS MIT EXPIRED ON 8/28/21. NEED STATUS OF LOAN MOD. (PER ORDER, NOW EXTENDED TO 11/28/21)


Per AR, atty to submit Cert that debtors are authorized to use funds from Trust - ADJ to 9/22/21 (CERT PROVIDED)

1. Disposable income does not support second tier payment of $2000. Can debtor use daughter's Inheritance to fund plan? AR TO DISCUSS WITH ATTY (CERT PROVIDED)

2. Trustee objection:
- Need documents that shows life insurance proceeds from husband policy went into the Trust for the daughter. (FAMILY TRUST PROVIDED FOR DAUGHTER ) All the funds ($474,016.61) are in account ending in 2785 which is the Peggy and Matthew Trust Account. There is only $195.34 in Gianna Marie Kelly Account ending in 4646. (REVIEW WITH AR)


Plan proposes $500 x 12, $2000 x 48 Base, Loan Mod by 7/1/21

Payments: 8/8

RESOLVED:
1. Objection filed by Select Portfolio (Lebron) - failure to pay arrears of $114,277.21 and speculative loan mod. Also fails to propose regular mortgage payments. (RESOLVED) DEBTOR MUST OBTAIN LOAN MOD BY EXPIRATION DATE IN LOSS MIT ORDER WHICH IS 5/9/21.
- Need a copy of the last filed tax return - for 2020 by 6/30/21. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (FILED)
- Need Bank statements from TD Bank Trust acct #2785 for 12/12/20 to 1/12/21. (RECEIVED)
- Need 2 months bank statements from TD Bank accts ending#4646 and #0853 for Dec. and Jan
2021. (RECEIVED)
Matter ResolvedRequest
Adjourment
1299/22/2021 10:00 am21-10816 / MBKANDRE L KYDALA ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $13,464.00
AS OF 9/16/2021 (at):

RECOMMEND: $11,964 PAID TO DATE, $1,500 x 52 BEGINNING 10/1/2021, BASE
Need Pre-Confirmation Certification within 5 days of confirmation.

1. Pre-Confirmation Certification was never filed. (STILL NOT FILED)

2. IRS claim #1 was never amended - still estimated. (AMENDED)

3. Need updated income. May and June pay stubs.

MP proposes: $744 x 4 beginning 2/1/2021, $2,000 x 2 beginning 6/1/2021, $1,500 x 54 beginning 8/1/2021, base
Payments: 8/8, no arrears
(reduce plan payment because bethpage car loan is paid outside the plan)
Matter ResolvedRequest
Adjourment
1309/22/2021 10:00 am21-10876 / MBKHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $13,193.00
AS OF 9/9/21 (SF)


RECOMMEND $11,064 PTD, $1419 X 37 (MAY-OCT EACH YEAR) (BEGIN 10/1/21); THEN $150 X 39 (NOV-APRIL EACH YEAR) (BEGIN 11/1/21) 100% PLAN

- Debtor to pay $150 per month November thru April of every year; then $1419 per month from May thru October of every year 100% plan, Student Loans to be paid outside.

- - Need order approval supplemental fees within 30 days


Note: debtor's income fluctuates every 6 months

MP proposes $9645 PTD, $1419 X 38, $150 X 39 100% PLAN (84 MONTH PLAN)
Plan payment shall be $150 per month, from November through April of every year and $1,419 per month, from May through October of every year, during the course of the case.
Matter ResolvedRequest
Adjourment
1319/22/2021 10:00 am21-11426 / MBKVERA MCCOYOrder Vacate Dismissal of CaseDeniedDebtor has made 3 of 5 required payments   Arrears: $0  

AS OF 9/8/21 (SF)


1. Trustee objection:

- Need valuations for both timeshares.

(GREAT EASTERN RESORT CORP FILED POC WITH VALUE OF TIMESHARE AT $46,990 WHICH WAS THE PURCHASE PRICE) EQUITY IS $40,881.30

(GREAT EASTERN RESPORT CORP FILED POC WITH VALUE OF TIMESHARE AT $11,990 WHICH WAS THE PURCHASE PRICE) EQUITY IS $10,431.30

Note: If debtor want to keep the timeshare, plan must be 100% to general unsecured creditors.

- Need a Modified Plan that addresses intent for timeshares. Great Eastern Resort filed two claims for arrears. claim 5-1 $3420.61 and claim 6-1 $403.24

- Need to amend Schedules C to correct exemptions.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,200/month for food for two
$840/month for charitable donations
$536/month for cable/internet/phone
$347/month for life insurance
$846/month for timeshares
$181/month for timeshare maintenance
$484/month for credit repair service
Need proof of excess expenses at least 10 days prior to confirmation.
- There is $29,029 in non exempt equity in the residence.
- There is $3,954 in non exempt equity in the bank accounts.
- There is $51,312.60 non exempt equity in timeshares

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution

- Need to file Pre-Confirmation Certification.

- Attorney's fees in the plan and disclosure statement do not agree. One of these must be
amended. (NO FEES WILL BE PAID THROUGH THE PLAN BECAUSE THE WRONG DISCLOSURE STATEMENT FORM WAS USED AND IT DOES NOT STATE THAT A BALANCE IS DUE)

Plan proposes $583.33 x 60 Base
Payments: 4/4 Case coverted 5/27/21

Matter ResolvedRequest
Adjourment
1329/22/2021 10:00 am21-11654 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledPlan DeniedDebtor has made 5 of 7 required payments   Arrears: $780.00  
9/21/21(mk): Update. Atty wants to file a MP and not pat Valley full amt of car loan only arrears and 100% so this Plan is denied and must file MP w/in 14 days.

9/21/21(mk): email to atty

**CAN REC CONFIRM AT 3,000 PTD, THEN $1,033 X 54 BEGIN 10/1/21 100% w/min of $97,031 Due To NE Equity in real property and personal assets, Amendments to Schedules A/B to add 2001 Harley Davidson w/in 30 days, Must file pre conf cert w/in 10 days*


9/17/21:Email to atty w/ Issues still outstanding. Case is now 6 mos old. still issues and debtor is in title on RE that is not on petition as we were told only in wife's name. see info on deeds under #1.

As of 9/16/21(mk): Same issues and now it appears title to RE is in joint names of debtor and non filing spouse. This results in Equity as stated below and plan has to be 100%.


1. Trustee Objection:
-need Debtor 's Certification that he was never an owner of the
property and separation from wife.>>ACCORDING TO NJ PARCELS TILLE TO THIS RE WAS TRANSFERRED FROM DEBRA TARANTINO TO DEBRA & ANTHONY TARANTINO ON 11/19/1998. This means debtro is a 50% owner and T/H equity in RE is $96,000. NEEDS 100%.
-Amendments to Schedules A/B to add 2001 Harley Davidson, per
insurance provided and correct year of Dodge Ram to 2015 (per auto
insurance and claim filed).
-debtor not paying all disposable income into plan.
- Proof of income verifies higher, there is disposable income $1,463.( this includes 2020 tax refund of 376 p/m).
-no income for spouse- Sofa says not married but 2020 w-2 info.-so what's the deal on spouse?
-plan has excessive expenses: Car payment $318 (plan list to be paid
in full by Trustee, but car insurance $105 & motorcycle insurance $24 not listed on Sched). EVEN I F ALLOW TOTAL EXPENSES DISPOS INCOME IS $1463.25
-There is non-exempt equity - Bank accts $1,031.09, 2001 Harley
Davidson (pending amended Sched B & C) and real property,as of now 96,000 (pending all documents needed). plus bank acct total equity $97
Matter ResolvedRequest
Adjourment
1339/22/2021 10:00 am21-11892 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 8 of 7 required payments   Arrears: $0  

As of 9/16/21(mk):

1. IRS (Not in plan) Filed Amended Estimated (No returns for 2019)APOC 1-3 filed 8/4/21. $14,044.45( includes est . amt. for 2019

2. St Of NJ( Not in plan) filed POC #5-1 priority $7,242.70

3. Trustee Objection:
-need homeowner's insurance renewal declaration - which provides
personal liability coverage, document dated 5/7/21 is just a receipt.
-There is non-exempt equity on real property $18,970.88 and bank
accts $799.16. Total 19,770
- Must resolve IRS estimated claim.
- Need information on real estate Lots in her retirement accounts (Self Directed IRA).
-current Plan does not specify treatment of State of NJ, IRS
-----------------------------------
CONSENT ORDER (7/1/21)W/M&T BANK- treat as unaffected.
CMA for all timeshares and balance statements for all
timeshares.(Only 1 creditor has filed claim (9-1) Sheraton Flex vacations
ALL TIMESHARES ARE SURRENDERED IN PLAN)
- Sheraton Flex claims (Sheraton is the Vistana Portfolio timeshare) PLAN SURRENDERS THIS )


Plan:$220 x 60 begin 4/1/21 base
7/6 payments
last claim:10-1, bar date:5/18/21
Matter ResolvedRequest
Adjourment
1349/22/2021 10:00 am21-12219 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 9/15/2021 (DM):

1) JP Morgan (Parker McCAY) OBJs - $7,761.31 arrears on Pinehurst Dr property (UNRESOLVED).

2) Fairway Greens Condo Assn (HILL WALLACK) OBJs to cram of $26,801.64 secured claim (UNRESOLVED).

3) Fairway Valley Community Assn (GRIFFIN ALEXANDER) OBJs - creditor filed $1,787.44 unsecured claim and believes MP is not proposed in good faith (UNRESOLVED).

4) Trustee OBJ:
- New Jersey FCU bank statement for Feb 2021 shows total in all accounts the sum of $9,746.55. Sch B only lists $2,350 in the account. The exemption was only $2,350. Therefore, there is $7,396.55 in non exempt equity in this account (AMENDED SCHEDULES FILED, NON-EXEMPT EQUITY RECALCULATED TO $4,296).
- Need proof that Midland Place property went to Sheriff's Sale (RECEIVED SHERIFF'S SALE DOCUMENT).


Prop. Plan $200 x 60, Base Plan
PTD 6/6 = $1,200
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1369/22/2021 10:00 am21-12296 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $1,610.00  
9/8 workup for the 9/22 calendar EDC-MP on for 9/8

* motion to cram claim of GB Equity on for 9/22

* Is it OK to pay NJ secured tax claim of $5016.34? not in MP?

* No claims filed by Irvington Wood and Newark Water/sewer-trustee cannot pay if no claim

* Objection filed by US Bank/Bank of America (Frankel Lambert) - failure to cure full arrears of $120,917.62. (Per POC)-MP surrenders

* Objection filed by GB Equity/Cadle Company (Solomon Rubin) - failure to cure full arrears of $403,487.54. (Per POC)--motion to expunge/modify claim filed-need results

* Trustee's objection:

- A copy of the last filed tax return - 2019 and 2020 by 6/30/2021. (NOT RECEIVED)

- Need to file Pre-Confirmation Certification. (NOT FILED)

-$65,517 in equity total for gucs

-need updated POI in 6 months to see if property rented

Modified Plan proposes: $4012 paid then 1655 x 55 pro rata

---------------------------
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$275/month cell phone
$625/month for food for one
$300/month for water
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,235.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $53,262.46 in non exempt equity in the Newark property.(LANGUAGE ADDED)
- There is $12,255 in non exempt equity in the checking account. (LANGUAGE ADDED)
Matter ResolvedRequest
Adjourment
1369/22/2021 10:00 am21-12711 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledWithdrawnDebtor has made 5 of 6 required payments   Arrears: $670.00  
Per atty, okay to mark as Withdrawn (dm)
This plan should be withdrawn or denied - MP (Doc #22) is scheduled for 10/13/21 (dm).

ISSUES AS OF 8/18/2021 (DM):

1) Santander (MORTON) OBJs to treatment of 2020 Mitsubishi Eclipse (UNRESOLVED).

2) IRS filed $1,814.87 priority claim not treated in the plan that includes estimated taxes for 2017 - 2018 (UNRESOLVED).

3) IRS filed a general unsecured claim that includes estimated taxes for 2009, 2015 - 2016 (UNRESOLVED).

4) State of NJ filed $3,408.16 priority claim not treated in the plan that includes estimated taxes for 2017 - 2019 (UNRESOLVED).

5) Trustee OBJ:
- Need updated CMA - document provided does not include comps or dates (MOOT BASED UPON CURRENT ZESTIMATE & FILED MTG LIEN).
- Amend Form 122c to include income for debtor & spouse (FILED).
- Excessive Expenses - Sch J: $600 car payment.


Prop. Plan $670 x 60, 0% Plan
PTD 3/4 = $2,010
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1379/22/2021 10:00 am21-12721 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 9/8/21 (SF)

1. Objection filed by Americredit Financial Services (Morton) - to cram and failure to provide for adequate protection payments (MORTON TO GET VEHICLE APPRAISED BY EARLY SEPT).

2. Society Hill filed bifurcated claim 17-1 for $11,645.47 secured; $807.75 unsecured; and arrears of $12,453.22 (HOW SHOULD THIS CLAIM BE PAID? - ATTY WILL INFORM TREATMENT THROUGH DISPO LIST)

3. Trustee objection:
- Verified income leaves monthly disposable income of $1,391.92.
- The recent home sales show that the condo value may be more than scheduled.
- Need to file Pre-Confirmation Certification.
- The debtor needs to provide an updated CMA. Realtor information shows that the similar property at 80 Players Circle is under contract for $285,000. Also, 38 players circle is currently for sale at $285,000. (THIS PROPERTY IS DEED-RESTRICTED AND CANNOT BE SOLD FOR MORE THAN $108,082 PER NOTICE OF INTENT TO SELL PROVIDED BY BOROUGH OF TINTON FALLS AFFORDABLE HOUSING PROGRAM) DOCUMENT IS NOT SIGNED.

Plan proposes $584 x 60 0%
Payments: 5/5

RESOLVED ISSUES:
- LVNV Funding filed secured claim 18-1 for 823.22 which is not addressed in plan (OK TO PAY CLAIM? - ATTY TO MOVE AGAINST CLAIM) - MOTION GRANTED
Matter ResolvedRequest
Adjourment
1389/22/2021 10:00 am21-12802 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $250.00  


9/9 workup for the 9/22 calendar EDC

-US Bank filed objection to the MP and treatment-needs to be resolved--plan calls for partial cram of real estate taxes 1st priority lien
-only $9,000 in filed unsecured claims
-plan calls for partial cram of real estate taxes
-step up due to pension loan and DSO ending
$500 X 6; $700 X 6; $1443.26 X 48; BASE

----------------------
*Needs adjournment to allow for service of crams EDC (DONE)
Matter ResolvedRequest
Adjourment
1399/22/2021 10:00 am21-13166 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $400.00  Total Paid In: $2,250.00
**Can recommend confirmation at:

$1800 paid then $850 x 55 beg 10/1/21 pro rata with min of $28,268 (due to equity in house and personal property) trustee to pay secured claim 5-15 for Wells Fargo

- 9/9 workup for the 9/22 calendar EDC
*SAME AS LAST TIME

1. Wells Fargo Bank/Power Home Remodeling filed a secured claim #5 in the amount of $716.32 which is not in the plan. Is it ok to pay this claim? (OK to pay per attorney)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Property settlement agreement with ex-spouse and proof of support payments. (NOT RECEIVED but will increase by $400 per below)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250, Tele/Cell/Cable/Internet $415, Solar Heating system $175 (debt not listed in plan nor on Sched D125-), Food $425, Clothing $150, Entertainment $325 and$400 support payments (requires proof of order).(Per attorney will agree to increase plan payment by $400)
- Proof of income verifies higher, not deducting the excessive expenses there would be disposable income of $849.
- There is non-exempt equity in real property $9,893.30 (or more pending review of divorce
property settlement agreement), non-exempt equity in jewelry $16,975 and in bank accts $1,400.
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $450 x 60 beginning 5/1/2021, base
Payments: 3/4, arrears $450

-------------------------
- A copy of the homeowner's insurance renewal declaration - if not confirmed 7/28/21, insurance expires 8/7/21. (RECEIVED)
Matter ResolvedRequest
Adjourment
1409/22/2021 10:00 am21-13695 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDeniedDebtor has made 4 of 5 required payments   Arrears: $400.00  
MP NEEDS TO BE FILED TO PROVIDE FOR MANDATORY CLAIMS within 15 days

ISSUES AS OF 9/15/2021 (DM):

 8/4/21 - Anita received an email with attachment showing debtor has a Trial Mod for July, Aug & Sept.

1) IRS filed $21,031.84 priority claim not treated in the plan that includes estimated taxes for 2018 - 2020 (UNRESOLVED).

2) State of NJ filed $3,358.36 amended priority claim not treated in the plan that includes estimated taxes for 2020 (UNRESOLVED).

3) State of NJ filed an amended unsecured claim that includes estimated taxes for 2017 (UNRESOLVED).

4) Nationstar Mtg/Mr. Cooper (LOGS) OBJs - $111,443.63 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 12/1/21).

5) Mt Holly MUA filed $1,379.48 secured claim not treated in the plan (OKAY TO ADD TO CONF ORDER??)

6) Santander filed $871.30 arrears claim on 2018 Mercedes SLC (OKAY TO PAY??)

7) Ally Capital filed $327.38 arrears claim on 2011 Chevy Equinox (OKAY TO PAY??)

8) Debtor needs to serve plan motion on PHH Mtg (UNRESOLVED).

9) Trustee OBJ:
- Need 2020 tax return (UNRESOLVED).
- Excessive Expenses - Sch J: $800 car payment, $120 cell (100% PLAN).
- Income verifies higher ($9,754) than scheduled ($6,878).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $400 x 60, 100% Plan, Loan Mod by 2/28/22
PTD 3/4 = $1,200
Last Claim (20-1)
Matter ResolvedRequest
Adjourment
1419/22/2021 10:00 am21-13811 / MBKMonika Mazurczyk Confirmation Hearing Rescheduled (MBK)Continued
10/13/2021 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $736.00  Total Paid In: $11,792.00
filed MP

1) Lincoln Automotive Financial Services/CAB East LLC (Morton) objection to confirmation - RESOLVED, ORDER TO BE SUBMITTED RESOLVING CREDITOR OBJECTION, LEASE IS ASSUMED, NO ARREARS TO BE PAID THROUGH PLAN, DEBTOR WILL CONTINUE REGULAR PAYMENTS OUTSIDE PLAN
2) Harley-Davidson Credit Corp (Stewart Legal Group) objection to confirmation - RESOLVED, PER CONSENT ORDER, VEHICLE SURRENDERED
3) Trustee objection to confirmation - RESOLVED
-need a copy of the last filed tax return - 2020 by 6/30/2021 - RESOLVED, PROVIDED
-need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 6/12/2021 RESOLVED, PROVIDED RENEWAL THROUGH 6/12/2022
-need amendments to Schedules B/C to add Harley Davidson unless surrendered in a MP - RESOLVED, CONSENT ORDER RESOLVING OBJECTION, VEHICLE IS SURRENDERED
-the debtors plan consists of unnecessary or excessive expense items - $650/phone/cable/internet; $450/taxes owed will be removed as IRS/State will be paid through plan); $150/home maintenance; $300/lawn and pool - PROPOSING 100% PLAN
-the debtor is not paying all disposable income into the plan - verified income leaves monthly disposable income of $2,688.59; Per Form 122c, monthly disposable income is $3,914 which requires a minimum dividend of $234,840 to general unsecured creditors
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $2,827 in non exempt equity in the TD Bank account PROPOSING 100% PLAN
-need to file Pre Confirmation Certification - RESOLVED, FILED
-need to resolve estimated claim filed by the IRS - RESOLVED, AMENDED CLAIM FILED
4) Quicken Loan Inc (KML) objection to confirmation - RESOLVED, CONSENT ORDER PAYS ARREARS THROUGH PLAN

proposed plan $3,762 paid to date, $2,180x58 100% plan
paid in $5,643
arrears $299
last claim 35
Matter ResolvedRequest
Adjourment
1429/22/2021 10:00 am21-13923 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 5 required payments   Arrears: $1.00  Total Paid In: $2,627.00
AS of 9/7/21(mk):email to atty- OK TO TERMS

**CAN REC CONFIRM AT 2,080 PTD ,THEN $548 x 32, BEGIN 10/1/21; 100%; Claim #5-1 Filed by PHEAA is a student loan and will be paid outside the plan. Strike Priority plan treatment for NJ Div, Of Tax. They will be paid per filed claim #10-1 as a general unsecured creditor. must file pre conf cert.w/in 10 days.**


1. Plan has St of NJ paid as a priority creditor. They filed a general unsecured claim for $73.20 and will be paid with rest of unsecured creditors. SO STRIKE PRIORITY TREATMENT OF THAT CLAIM.

2..Trustee objection: ALL RESOLVED BY 100% PLAN
-excessive expenses:
$590/month for cable/internet/phone
- $600/month for food for one person
- $300/month for clothing
- $616/month car payment
-not paying all disposable income into the plan..
Income verifies higher ($6,350) than scheduled ($4,151) resulting in $2,642 of monthly disposable income.
Income could calculate higher based upon disclosure that the
debtor's bonus can occur weekly. (100% Plan).
- Per the 22C, monthly disposable income is $3,158 which requires a minimum dividend of $189,480 to general unsecured creditors (100% Plan).
Need to file Pre-Confirmation Certification.


Plan:$520 X 3; $547 X 33; 100% . Student Loans Outside.
4/4 payments
last claim:10-1. Bar date:7/21/21
Matter ResolvedRequest
Adjourment
1439/22/2021 10:00 am21-14014 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 9/16/2021 (DM):

1) Deutsche Bank (RAS) OBJs - $92,004.13 arrears and Loan Mod is speculative (UNRESOLVED).

2) CIT Bank (McCabe) OBJs to cram of 2nd mtg (UNRESOLVED).

3) Trustee OBJ:
- Need 2 months bank statements from all accounts prior to filing date (UNRESOLVED).
- Need value statement for Riversource Life Ins Co Annuity prior to filing date (UNRESOLVED).
- Income verifies higher ($5,739) than scheduled ($4,155).

- Excessive Expense:
-- home maintenance $450; lawn/tree care $150; American home shield $77.74; exterminator $27 and cleaning services $200 for total maintenance of $904.
-- medical expenses $453.33 Horizon Healthcare for daughter and co debtor $664.78; Metlife long term care for debtor $131.58; Metlife long term care for co-debtor $147.43; United Healthcare Drug Plan for Debtor $89.50; United Healthcare Drug Plan for Co Debtor $89.50 and medical marijuana $1,200 for total medical of $2,776.
-- life insurance $971 and auto leases in daughter's name for $439 and $439.

***RESOLVED ISSUES***

- Need auto insurance for leased vehicles (RESOLVED, PROVIDED RENEWAL LISTING DEBTORS AS DRIVERS UNDER THE POLICY).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $885 x 60, Base Plan, Loan Mod 6 months
PTD 4/4 = $3,540
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
1449/22/2021 10:00 am21-14062 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing Rescheduled (MBK)WithdrawnDebtor has made 3 of 5 required payments   Arrears: $0  

ISSUES AS OF 8/18/2021 (DM):

1) Debtor has failed to treat NewRez mortgage lien in the Plan (UNRESOLVED).

2) Debtor needs to calculate the total gross payout on the interest rate cram on both vehicles - refile the Plan with the total payout figure - and serve the creditor once corrected (UNRESOLVED).

3) If debtor is treating Discover in Part 7b, then it must also be populated in Part 4d and served upon the creditor (UNRESOLVED).

4) Trustee OBJ:
- Need statement for Exxon Mobile stock (RECEIVED).
- Need statement for Treasury Bond (RECEIVED).
- Need statement for PSE&G stock (RECEIVED).
- Need 401k loan statement (RECEIVED - LOAN TO BE PAID OFF IN APPROXIMATELY 18 MONTHS FROM 7/1/21 - ADD BACK $418 IN MONTH 19).
- Need MP that removes Baker FCU from Part 4c.
- Amend Sch J to remove car payments based on crams (UNRESOLVED).
- Income verifies higher ($5,370.50) than scheduled ($4,259.16).
- Tax refund of $2,536 was not prorated and included in disposable income.
- As adjusted, disposable income is $2,268 per month.
- There is $37,679 non-exempt equity in real estate.
- There is $6,059 non-exempt equity in bank accounts & stocks.
- Order of Distribution departs from Trustee standard.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $460 x 12 start 6/1/21, $1,335 x 48, Base
PTD 3/3 = $1,380
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1459/22/2021 10:00 am21-14190 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

att needs to send info on where the money in checking account went EDC

9/13 workup for the 9/22 calendar EDC

-based on equity per new CMA and below the case needs:
***CONF AT: $3172 paid then $1803 x 56 beg 10/1/21 pro rata with min of $68183 due to equity-pre conf cert in 10 days

Trustee's objection:

The Schedules fail to account for the debtor(s) tax refund in the amount of $2,433.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- There is $17,447 in non exempt equity in the bank accounts and $50,736 in house(att.wants to use later bank statement of $4289, where did the $14,000 go and shouldn't it be property of the estate)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- need updated comps (within last 6 months) for value of 52 Syracuse( RECEIVED - ZILLOW VALUES PROPERTY AT $704,620 but new CMA shows $570,000. OK to use CMA-equity is $50,736 using the new numbers)


----------------------
- Need proof of service on Ally Financial (CERT OF SERVICE FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $450/month for utilities-ok
- $655/month for transportation (only debtor works)-ok
- A copy of the last filed tax return - 2020 by 6/30/2021. (RECEIVED)
- Need updated car insurance. Policy expired 6/2/2021. (RECEIVED)

Plan proposes: $793 x 36 beginning 6/1/2021, $0 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1469/22/2021 10:00 am21-14200 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 9/17/2021 (at):

STILL NEED UPDATED CMA AND SERVICE ON CAPITAL ONE AUTO.(cert of service just filed on 9/14-would need adjournment from 9/22)

1. Trustee's objection to amended C needs to be resolved prior to confirmation or confirmation needs to be adjourned to 9/8/2021 to coincide with that hearing.

2. Objection filed by Fifth Third Bank (McCabe Weisberg) - failure to cure arrears of $2,193.11. Modified plan pays arrears and no objection to modified plan. Claim filed by Fifth Third Bank is for $4,173.43. Is it ok to pay this claim. (YES)

3. Trustee's supplemental objection:
Trustee objects to debtor's valuation of the real property. Debtor values the real property on Schedule A at $340,200. Zillow has a valuation of $476,400 and all of the comparables with sales between2-9 mos have values from 375,00-485,000. All of debtors comparable sales, with 1 exception are from 2020.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- Need a statement for the debtor's 401k loan. (RECEIVED)
- Need updated car insurance prior to confirmation hearing. (RECEIVED)
- A Modified Plan that steps up the trustee payment in December, 2023 when co -debtor
pension loan is paid off. (LOAN IS PAID OFF AFTER BANKRUPTCY ENDS)
- Amendments to Schedules G to assume Honda lease. (AMENDED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Need proof of service on Capital One Auto Finance. (CERT OF SERVICE NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Fifth Third Bank. (MOD PLAN RESOLVES)
- Amend schedules to include the Florida timeshare and provide valuation to the trustee. (MODIFIED PLAN SURRENDERS TIMESHARE)

MP before confirmation proposes: $515 x 60 beginning 6/1/2021, $0 to guc's
Payments: 4/4
(Adding timeshare to be surrendered in full s
Matter ResolvedRequest
Adjourment
1479/22/2021 10:00 am21-14236 / MBKMOSHE ROTHENBERG, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $950.00  
As of 9/20/21 (DS): 1. Debtor in arrears $1,900, made 2 out of 4 payments, last payment made was 7/29/21.

2. Trustee obj to the following:
- Need accountant's valuation of business (Balance Sheet). Per Schedule B business valued $50,000, there would be non-exempt equity half interest $25,000.
- There is non-exempt equity on real property $57,648.93 and business bank acct#5338 $8,316.48, Debtor's half interest total additional accts and pending business value should be $25,000 with total $90,965.41.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

3. Santander Bank (SALDUTTI GRP) obj to judgment lien against property, property in undervalued and should be $589,400. Obj must be resolved.

Prop Plan $950 x 60 begin 6/1/21; 0%
Note; Bank statements for business and comps provided, also amended G removes lease and Schedule J removes auto insurance.
Matter ResolvedRequest
Adjourment
1489/22/2021 10:00 am21-14268 / MBKLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 4 of 5 required payments   Arrears: $235.00  
MP doc 20 is withdrawn. MP doc 22 is scheduled for 10/13/21 at 10.sf

Matter ResolvedRequest
Adjourment
1499/22/2021 10:00 am21-14281 / MBKDANIEL L. REINGANUMConfirmation Hearing on Modified PlanContinued
12/8/2021 10:00 am
Debtor has made 1 of 5 required payments   Arrears: $2,450.00  
ISSUES AS OF 9/16/2021 (DM):

1) State of NJ filed a priority claim that includes estimated taxes for 2014, 2015 and 2017 (UNRESOLVED).

2) State of NJ filed $225.53 priority claim not treated in the plan (OKAY TO PAY??)(yes)

3) Midfirst Bank (Gross Polowy) OBJs - failure to cure arrears of $32,038.68 per objection, no claim has been filed (CREDITOR OFFERED DEBTOR A LOAN MOD & MOTION TO APPROVE LOAN MOD WAS GRANTED - POC WAS SUBSEQUENTLY AMENDED TO $0 - OBJECTION WITHDRAWN).

4) Trustee OBJ:
- Need Certification regarding FSA Dependent deduction and the reason for the increase from $200 to $523 (UNRESOLVED).
- The debtor has insufficient income.
- Need to file Pre-Confirmation Certification (FILED).
- Need to file a fee application for additional $1,000 in fees in the MP before confirmation (FEE APP FILED FOR $779 IN FEES AND COSTS).

 MP proposes $200 x 60, 0% - arrears are $1,550 based upon original plan that proposed $650/month - reason for MP is to add payment for IRS taxes and to make clear that mortgage with MidFirst will be cured via loan modification.


Prop. Plan $200 x 60, 0% Plan, Loan Mod by 11/1/21
PTD 4/4 = $800
Last Claim (17-2)
Matter ResolvedRequest
Adjourment
1509/22/2021 10:00 am21-14364 / MBKMOSHE ROTHENBERG, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $218.00  Total Paid In: $4,000.00
9/24/21(mk): Per Morton email dated 9/22/21 Order on Honda/Acura Fin, will provide to be Pd $32,664.17 and Adeq. Pro of $285 p/m.( need the begin date- waiting to hear back)

will add adeq protection and keep conf terms-Morton will contact MK for updated terms EDC

MORTON DOES NOT AGREE WITH TERMS. HE WILL BE APPEARING VIA COURT SOLUTIONS. THIS CASE WAS SUBMITTED TO COURT ON HONOR ROLL. PLEASE MAKE SURE KATHY DOES NOT HAVE TWO SETS OF MINUTES.



As of 9/15/21(mk):atty ok to terms


**CAN REC CONFIRM AT $3,000 PTD, THEN $1,218 x 56 , BEGIN 10/1/21, BASE w/ a min to GUCS $2,080 Due To Non Exempt Equity In Personal Assets.Trustee is authorized to pay American Honda arrears claim #2-1 in the amount of $733.10.
Trustee is authorized to pay American Honda/Acura Financial services total amount of $32,664.17 and OTBS resolving American Honda/Acura Financial objection and fixing amount of payment through the plan at $32,664.17 w/in 30 days. Trustee Standard Order of Distribution.
Non exempt proceeds from Personal Injury lawsuit to be paid to the trustee**


1. Objection by American Honda( Morton):
on 2017 Acura- total should be 32,644.17(ATTY AGREESTO THIS- NEED OTBS RESOLVING OBJ AND SETTING THIS AMT IN ORDER FOR TR TO PAY

2.American Honda on 2017 Honda.
plan has unaffected. Arrears POC $733.10(ATTY SAYS PAYARREARS

2. TR Objection:
-There is non-exempt equity in Valley Bank acct $1,061.33 and Wells
Fargo acct $1,019.22.(TOTAL NE Equity $2080)
- Plan pays Acura Fin (#3-1) in full which is $23,846.01)
- Must add to confirming order non-exempt proceeds from PI lawsuit
to Trustee and case can not be 0% to gucs, due to non-exempt equity and disposable income.
---------------------------------------
-Income verifies higher, there is disposable income $2,741.65.
-MP that corrects attorney fees per disclosure $4,750 or amended
attorney disclosure per plan $4,310. (FILED AMD DISCLO)
-auto insurance for 2017 Honda Acord.(Provided)
o
Matter ResolvedRequest
Adjourment
1519/22/2021 10:00 am21-14373 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 9/16/2021 (DM):

***Disposable income discrepancy appears to be from failure to include 50% share of net profit from calculation and excessive expenses, including health insurance expense accounted for twice***

 8/20/21 Debtor attorney requested adjournment to resolve Trustee issues. Adjourned peremptory, no further adjournment.

 8/13/21 (DS): Recommend confirming at $1,064 paid, $2,381 x 33 begin 9/1/21; 100% with a minimum dividend $7,964.58 due to non-exempt equity - within 60 days amend or move against the IRS estimated POC (3-1) - add to confirming order that Order of Distribution is per plan.

1) IRS filed $6,662.56 priority claim that includes estimated taxes for 2020 - debtor provided 2020 and received refund (POC MUST BE AMENDED OR MOVED AGAINST).

2) Santander (BROCK) OBJs - $1,076.81 arrears on Downing Ave property (CO ENTERED).

3) Trustee OBJ:
- BUSINESS FORMS & P&L PROVIDED - P&L SHOWS DEBTOR'S 50% INTEREST OF NET PROFIT FROM BUSINESS IS $4,766 MONTHLY. IN ADDITION, DEBTOR'S 50% INTEREST IN OFFICER SALARY FROM P&L IS $6,941 MONTHLY.
- Trustee needs proof of liquidation of IRA and acquisition of construction loan to build property on Downing Avenue (CERTIFICATION SUBMITTED).
- Per amended SOFA, Debtor withdrew $101,789 from IRA between Jan 2019 - Dec 2019. Debtor also sold 2004 Fourwind RV to unknown person for $3,500 in 9/2020 for living expenses.
- Excessive Expenses - Sch J: $400 Entertainment, $655 Health insurance (insurance already deducted on Sch I & appears on pay stubs as Health Insurance Family Plan) and $267 Solar panels.
- There is non-exempt equity in Santander acct ending #6030 - has balance of $5,725.16 as of 5/31/2021 - half interest is $2,862.58 (after careful review of Sched C there in non-exempt equity on 1992 Troyer Chassis of $4,000 and 12 shares Prudential of $1,102. Must amend Sch C to take exemptions - total non-exempt equity is $7,964.58.
- Order of Distribution departs from Trustee standard order of distributio
Matter ResolvedRequest
Adjourment
1529/22/2021 10:00 am21-14382 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $0  
Total Paid In: $1,615.00
updated 9/13/2021 (JMA)
as of 8/26/2021 (JMA)

to resolve creditor and Trustee objection, ok to confirm at $235x4 begin 6/1/2021, $675x56 begin 10/1/2021 which includes minimum $14,037 dividend to general unsecured creditors


issues as of 8/6/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-need 2 months bank statements from Chase Bank account, prior to filing date PROVIDED
-Amendments to Schedules B and C to add Chase Bank account - SEE NOTE ON #4
-the debtors plan consists of unnecessary or excessive expense items such as Home maintenance $250; Transportation $750; and non-filing spouse installment debt payments $800 require proof
-the debtor is not paying all disposable income into the plan- Form 122c Line 30 takes additional food and clothing expense $51 and tax refund of $630.50 not listed, add back to Line 45 $233.95 and there would be disposable income of $915.45, which would require minimum dividend $54,927 to gucs. Proof of income verifies higher, plus deducting excessive expenses, there would be additional disposable income over $1,000 - BAR DATE HAS EXPIRED, FILED UNSECURED CLAIMS TOTAL $342,534.52 HAVE BEEN FILED
-the schedules fail to account for the debtors tax refund in the amount of $7,566 when determining disposable income
-must file Pre Confirmation Certification FILED
-need to provide the HUD/settlement statement for sale of 6 Stirrup Court in Tinton Falls and certification from debtor as to the circumstances surrounding the sale of this real property and purchase of 52 Hawthorne PROVIDED, NEED REVIEW
2) Blandino/Corsentino/Devlin Studio'sLLC (Norgaard, O'Boyle) objection and supplemental objection filed - need to resolve
3) Debtors counsel has filed a certification to both the creditor objection and supplemental objection - need to resolve
4) Debtors share of the joint checking/savings account #9775 end balance as of 5/10/2021 is $5,155.13 and debtors share is $2,577.56; account #2955 balance as of 5/2
Matter ResolvedRequest
Adjourment
1539/22/2021 10:00 am21-14397 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $5,030.00
ISSUES AS OF 9/16/2021 (DM):atty ok to terms(mk)

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,024 PTD, THEN $1,006 x 56 STARTING 10/1/21, 100% PLAN WITH $114,954 THRESHOLD PRESERVED, PLUS NON-EXEMPT PROCEEDS FROM CLAIM AGAINST MSC LAW GROUP, STUDENT LOANS TREATED OUTSIDE THE PLAN***

1) Failed to file certification of service for plan motions (FILED).

2) Trustee OBJ:
- There is $114,954 non-exempt equity in real property (100% PLAN).
- Add to confirming order non-exempt proceeds from claim against MSC Law Group.
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,006 x 60, 100% Plan
Student Loans outside
PTD 4/4 = $4,024
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1549/22/2021 10:00 am21-14529 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $300.00  
As of 9/17/21 (DS): Debtor attorney requested adjournment, mod plan filed

As of 9/2/21 (DS): Mod plan filed 8/24/21 to add student loans outside and provided minimum dividend $5,062 to gucs, sched 10/13/21, must submit adjournment req.
Matter ResolvedRequest
Adjourment
1559/22/2021 10:00 am21-14613 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,896.00  
AS OF 8/6/2021 (at):

1. Need to resolve estimated claim #3 filed by NJ Division of Taxation.

2. PNC Bank filed a secured claim #5 in the amount of $14,400 which is not in the plan. Is it ok to pay this claim?

3. PNC Bank filed a secured claim #4 in the amount of $1,312.49 which is not in the plan. Is it ok to pay this claim? Objection filed by Fein Such - failure to cure arrears of $1,312.49.

4. Objection filed by the IRS (Eamonn O'Hagan) - plan does not provide for payment of priority claim #2 in the amount of $66,348.21.

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - : need income information from church. (RECEIVED)
- Amendments to Schedules : amend Sch I to add income debtor receives from church. (AMENDED SCHEDULES FILED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- medical expenses $700 (need supporting documentation).
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,656 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $2,282 x 60 beginning 7/1/2021, 0% to guc's
Payments: 1/2, arrears $2,282
Matter ResolvedRequest
Adjourment
1569/22/2021 10:00 am21-14801 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $400.00  
AS OF 8/5/2021 (at):

1. Objection filed by Matrix Financial (KML) - failure to cure arrears of $33,941.60 (PER OBJ - NO POC FILED TO DATE)

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Auto insurance, none provided, but a renewal form form from NJM Insurance with no car info. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Income verifies higher, there is disposable income $896 (debtor receives commissions on a monthly basis).
The Schedules fail to account for the debtor(s) tax refund in the amount of $2,605 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is non-exempt equity on real property $28,991. (LANGUAGE ADDED)
Must file Pre-confirmation certificate. (FILED)

Plan proposes: $400 x 60 beginning 7/1/2021, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1579/22/2021 10:00 am21-14895 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $1,964.00  
Withdrawing plan instead of Adj to 10/13 (dm)

AS OF 9/8/21 (SF) - MP FILED AND SCHEDULED FOR 10/13/21. ATTY MUST REQUEST ADJOURNMENT


RECOMMEND $3928.54 PTD, $3141 X 33 (BEGIN 10/1/21) 100% PLAN W/MIN 256,200 TO GUCS
- PRESERVE NON EXEMPT EQUITY OF $8855 IN PERSONAL PROPERTY IN CONF ORDER

Note: Plan has been shortened to 36 months due to excess disposable income of $4406.78

1. Attorney charges $5100 for fees per Disclosure Statement. Maximum allowed for flat fee is $4750. Need break down of additional fees.

2. Trustee objection:
- A Modified Plan that pays 100% to general unsecured creditors.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: -
$1,000/month for food for two
- $637/month car payment
- Verified income leaves monthly disposable income of $4,406.78.
- Per the 22C, monthly disposable income is $4,270 which requires a minimum dividend of $256,200 to general unsecured creditors. Plan needs to be 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,490.00 when determining disposable income.
- There is $1,273 in non exempt equity in the corvette and $7,582 in non exempt equity in
the bank accounts.

Plan proposes $1964.42 x 2, $1964.45 x 58 Base
Payments: 2/3 Arrears: $1964.45

RESOLVED ISSUES:
- Capital One Auto filed arrears claim 6-1 for $277.32 which is not addressed in plan. (OK TO PAY?) - MP FILED TO SURRENDER

- Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
1589/22/2021 10:00 am21-14897 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $2,550.00
AS of 9/15/21(mk):atty ok to terms

**CAN REC CONFIRM AT $1,700 PTD THEN $850 x 3 Begin 10/1/21 ,THEN $1,717 x 54 begin 1/1/22, BASE; Loan Modification of 81 Rhodes Avenue by 12/31/21; Trustee is authorized to pay arrears pending LMto Nationstar/Mr. cooper on claim #7-1; Low base pending loan Mod.; Trustee is authorized to pay IRS claim #2 in the amount of $12,753.48 through the plan.**



1. STAY RELEIF MOTION FILED BY DEBTOR'S EX SPOUSE. ON FOR 9/22/21.(To complete division of QUADRO in Family Court)

2. Objection by Global Lending(Stewart Legal) RESOLVED ORDER SUBMITTED 9/14/21:PAY TOTAL OF $22,953.64 thru the plan.
- to cram value on 2019 Honda too low.

3.IRS APOC Priority for $12,753.48. PLAN HAS -0-. OK TO PAY?(PER ATTY YES PAY)

4.Tr Objection:
-need Amendments to Schedules "I" to include $1600 rental income(atty says uploaded
-debtor needs to add the Bank of America account to schedules B & C
-needs to complete and submit domestic support obligation form(Done)
--------------------------
-Objection By Nationstar Mtg(Pluese):
plan not feasilble;3rd filing; income insufficient for plan(ALSO OBJ FILED BY KML FOR NATIONSTAR ON SAME MTG. THAT WAS RESOLVED BY ORDER.
- Objection by Nationstar/Mr Cooper(KML):RESOLVED:ORDER ENTERED ;LM BY 12/31/21 TR To pay arrears pending
plan fails topay arrears 97,553.44



Plan:$850 X 6; $1717.37 X 54; LM BY 12/2021; BASE Partial payment towards arrears pending the outcome of a loan modification. Second,
Tier of plan will be supported by increase in work hours
Proposed date for completion: Dec. 2021
2/3 payments
last claim:10-1, bar date :8/24/21
Matter ResolvedRequest
Adjourment
1599/22/2021 10:00 am21-14926 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $423.00  
AS OF 9/16/2021 (at):

1. Objection filed by Carrington Mortgage (Stern Lavinthal) - failure to cure arrears of $35,325.88 (Per POC) and plan proposes excessive time to sell the property.

2. Objection filed by MEB Loan Trust (KML Law) - failure to cure arrears of $567,387.36 on Richard Road (Per POC)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of rental income - Need lease agreement. (NOT RECEIVED)
- statement for Prudential insurance policy showing type of insurance and value if
whole life. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Income verifies much higher than scheduled for debtor ($23,333.00) and non filing
spouse(17,500 from Software programming co. and $26,250 from Vitel Global
Communications- 2 separate groups of pay checks were provided for each company).
Monthly disposable income is $53,280.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $121,082 in non exempt equity in TD Checking account.
- There is $22,914 cash surrender value in Prudential life insurance policy.
- As of now, there is $92,493.29 equity in Richard Rd property and $147,827.37 equity in
Green Hollow Drive property. (100% PLAN)
- Copy of Transmittal letter was not attached to proof of Service for plan motions. (NOT RECEIVED)
- Must file pre conf cert. (NOT FILED)

Plan proposes: $702 x 36 beginning 8/1/2021, sale of 310 Green Hollow within 6 months of confirmation, loan mod with Select Portfolio (2nd mortgage on 6 Richard Street) within 6 months of confirmation, 100% to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1609/22/2021 10:00 am21-14999 / MBKBrian F. O'Malley Confirmation Hearing ScheduledContinued
12/8/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,196.00  
PROOF OF INSURANCE NEEDED
AS OF 9/16/21 (DS): 341 needs to be rescheduled, still missing auto and homeowner insurance, will not adjourn confirmation, unless this is provided.
Matter ResolvedRequest
Adjourment
1619/22/2021 10:00 am21-15054 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

9/18/21(mk): FYI I replied to atty email about income calculation. The dispos income is more as TR reduced the expense total by 1,000 until the excessive expenses listed in TR Objection are proven/justified or allowed in full or partially). Only doc that was provided was on 2 autos but rest of expenses not support and no other requested info per notes below has been provided as of this date.

>>ALSO MOTION TO MODIFY CLAIM OF TD BANK (#17)FILED 9/17/21 AND ON FOR 10/27/21. So NEED RESOLUTION OF THIS MOTION as it will determine #2 belwo.


As of 9/16/21(mk):

1.Limited Objection by Nissan(Stewart)
-intent for auto lease
-POC #4-1(2019 Nissan lease)- no arrears but NO PLAN TREATMENT

2. TD Retail Card Svs Filed Claim #17-1 as a SECURED claim for $5,194 and unsecured amt $2,550- NEED TREATMENT OF THIS CLAIM.

3.Trustee Objection:
-case is above median NEEDS TO RUN 60 mos NOT 36 as proposed.
-need MP states student loans will be paid outside of the plan. (On
Schedule J)- so if to be outside needs MP and amended J
-plan has excessive expenses:
$759/mo. car paymt(provided proof- still over std auto exp)
$650/mo. car payment(provided-still over std auto exp)
$320/month cleaning lady(NOT ALLOWED)
$228/month for pro rated NJ and Federal income taxes(Not allowed unless proof that this is actually paid)
$600/month for THE contribution(need explanation)STILL??
$800/month for transportation (only debtor works)
- paying all disposable income into plan. due too:
- Verified income leaves monthly disposable income of $1,123.61.
co debtror says incoem is disabilrty for NJ labor workforce- EXOLAIN
- Reviewed the 22C, Line 17 (involuntary deductions) should be $817
and Line 23 (optional phone) requires proof. Per the 22C, monthly
disposable income is $3,359 which
requires a minimum dividend of $201,540 to general unsecured
creditors or 100% plan.
- Need to file Pre-Confirmation Certification.
- Debtors' attorney must file a fee application within 7 days of th
Matter ResolvedRequest
Adjourment
1629/22/2021 10:00 am21-15079 / MBKGEORGETTE MILLERConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Adj to 11/10 21 NFA PEREMPTORY

As of 9/16/21(mk):


1. NJ Div Of tax POC filed includes ESTIMATED TAXES for 2017. Plan has -0-.NEEDS TO BE RESOLVED

2.Tr Objection:
- excessive expenses $695.68 car lease husband; $725.21 car
payment (for car in mother's name)
-excess income on Schedules I & J spouse income verified higher than
scheduled, monthly disposable net income is 709.
- Must file pre conf Cert.
-----------------------------------------
- need proof of auto insurance for 2 autos(Provided).
-need amendment to Schedule B to include the balance for acct#1828
in the amount of $570.00; add acct# 8995 in the amount of
$1,975.02; add acct #8987 in the amount of $371; add acct# 0234
in the amount of $8,000.06. The last 3 accounts were not included
in schedules.(FILED)


Plan:$150 X 60 BEG 7/2021; BASE
3/3 payments
last claim:13-1, bar date:8/31/21
Matter ResolvedRequest
Adjourment
1639/22/2021 10:00 am21-15092 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $7.00  Total Paid In: $450.00
9/15/21:mk:atty ok to terms

As of 9/8/21 (DS): Need to confirm at $300 paid, $157 x 33 begin 10/1/21; 100% with a minimum of $235,763 to gucs due to non-exempt equity on real property
- Plus sale of 704 4th St by 7/1/22.
- Non-exempt proceeds from sale of 704 4th St to Trustee.

As of 8/5/21 Debtor attorney requested adjournment for date after bar date

8/11/21 (DS): 1. Trustee obj to the following:
- Need May and June bank statements for PNC accounts #0456 and #0464.
- Copy of homeowner's insurance with personal liability coverage, if tax lien holder transfer title back to debtor.
- There is non-exempt equity on real property. As
of now, there is $235,763.00. Petition lists two
secured tax liens with no amounts and no claims have been filed yet. (100% SALE PLAN). NO CLAIMS FILED OR ATTORNEY FEES TO PAY, WHO IS TRUSTEE TO PAY?? RECOMMEND WAITING PASS BAR DATE IS 8/31/21. 1 CLAIM FILED $4,912.30.

Prop plan $150 x 36 begin 7/1/21; $100,000 x 1; 100% and Sale of 704 4th St by 7/1/2022
Note: 2020 tax return form 1040 2nd page provided.
Matter ResolvedRequest
Adjourment
1649/22/2021 10:00 am21-15197 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,630.00  
AS OF 8/17/2021 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2020. (RECIEVED PROOF OF EXTENTION)
- Judgment for divorce and property settlement agreement. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home
maintenance $280, Water/Sewer $175 and Transportation $350 plus E -Z Pass $65 total
$415.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c Line 22 adds additional health care $51 and Line 34 adds mortgage arrears to be paid
$847.88, plan is proposing loan mod and partially to be paid pending loan mod and Line
43 add educational courses, dues and subscriptions $95, EZ pass $65 and Lawncare $65. (PROOF OF EXPENSES NOT RECEIVED)
There would be disposable income to pay more to gucs.
- Proof of income also verifies higher, there is disposable income $1,680.38.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE NOT FILED)
- Need 2 months bank statements from PNC Bank checking acct prior to filing date. (NOT RECEIVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $815 x 6 beginning 7/1/2021, $945.96 x 54 beginning 1/1/2022, loan mod by January, 2022, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
1659/22/2021 10:00 am21-15340 / MBKJ. Todd MurphyConfirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $228.00  
AS OF 9/16/2021 (at):

NEED TO REQUEST ADJOURNMENT OF THE CONFIRMATION HEARING

1. 341 hearing is scheduled for 9/30/2021.
2. Payments: 3/3

Matter ResolvedRequest
Adjourment
1669/22/2021 10:00 am21-15375 / MBKMARK GOLDMAN, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $712.00  
issues as of 8/20/2021 (JMA)

1) Select Portfolio/Federal Home Loan Mortgage Corp (Fein Such) objection to confirmation - need to resolve
-arrears $85,472.30
2) Trustee objection to confirmation - need to resolve
-need statement for NJ Law & Public Safety Credit Union
-the debtors is not paying all disposable income into the plan - income verifies higher at $7,145.44 than scheduled $6,732.50
-the plan provides for payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - as of now, there is $20,605.30 in non exempt equity in real property - AFTER REVIEW OF FILED CLAIMS, PROPERTY ANALYSIS UPDATED AND THERE IS NO LONGER NON EXEMPT EQUITY IN REAL PROPERTY
-need statement showing balance due for Pension Loan
-need supporting documentation for $600/month support expense
-need to resolve Select Portfolio objection
-must file Pre Confirmation Certification with Court
-need accountant's statement of value for the Keroli Company Operations LLC stocks 100% owned by debtor
3) Debtor's plan does not follow Trustee standard order of distribution

proposed plan $712x24; $2112x36 base plan
paid in $712
arrears $712
last claim 3
Matter ResolvedRequest
Adjourment
1679/22/2021 10:00 am21-15451 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 3 required payments   Arrears: $150.00  Total Paid In: $200.00
Recommend CONFIRMATION AT:
***$200 paid then $150 x 34 beg. 10/1/21-100% (min of $80,729 due to equity)-trustee to receive non-exempt inheritance proceeds by 9/1/2022

9/19/21(Mk) updated per atty email .
-He filed his fee app.
>POST 341 MISCL DOCS<
-Submitted proof of disablilty insurance payment will be extended.
-no need to amend B as 2008 Toyota not in debtors name9titled in deceased husband's name)
-says he submitted letter tht tax refund was seized to psy prior taxes due(DON"T SEE THAT IN DOCS)
-Submitted Cert. Re Inheritance- NEEDS Review. No estimate on Cert. or info as to when the inheritance proceeds will be available.

AS OF 9/7/21 (SF)


1. Credit Union of NJ filed bifurcated claim. $3079.54 as secured and $3079.54 as unsecured. May need amended claim. (THIS CLAIM APPEARS TO BE A TOTAL DEBT CLAIM AS IT MATURES ON 8/27/22) PER MR. GORSKI DISABILITY INSURANCE HAS BEEN COVERING CAR PAYMENTS OUTSIDE. (ATTORNEY TO PROVIDE PROOF THAT THIS CLAIM IS BEING PAID OUTSIDE. ( SEE CO filed 9/10/21 #15 (mk).

2. Trustee objection:

- A Modified Plan that pays 100% to guc's. Current plan is a base plan. (OK TO PAY 100%)

- Amendments to Schedules B to add the 2008 Toyota. (Title not in debtor's name)

- Verified income leaves monthly disposable income of $410.33.

-The Schedules fail to account for the debtor(s) tax refund in the amount of $3,376.00 when determining disposable income.
- (1) There is $80,729 in non exempt equity in the residence.
(2) The value of the debtor's inheritance is unknown at this time but it appears that there will be non-exempt proceeds. The debtor will file a certification outlining the assets for the trustee.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.(FILED- HEARING DATE 10/27/21)

Plan proposes $100 x 36 Base; Plus N/E Proceeds from inheritance
Payments: 2/2

RESOLVED ISSUES:
- Amendments to Schedules B to add the 2008 Toyota. (Title not in debtor's name)
- Need to f
Matter ResolvedRequest
Adjourment
1689/22/2021 10:00 am21-15659 / MBKTIMOTHY P NEUMANN, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

payments posted and 341 is scheduled (dm)

AS OF 9/17/21 (DS): DEBTOR NOT CURRENT, NO TRUSTEE PAYMENTS MADE 0 OUT OF 2, ARREARS $200. NO 341 HELD: STILL NEED MORTGAGE STATEMENT AND CURR CAR INSUR FOR 1 VEH. (PER EMAIL FROM ATTY PAYMENT MADE AND NO AUTO INSURANCE NEEDED, DEBTOR NO LONGER DRIVES VEHICLE).
Matter ResolvedRequest
Adjourment
1699/22/2021 10:00 am21-15710 / MBKPRO SEConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $270.00  
AS OF 9/21/21 (SF) UPDATED

STILL NEED HOMEOWNERS INSURANCE W/PERSONAL LIABILITY COVEREAGE (RECEIVED)

1. 341 NOT HELD - MISSING DOCUMENTS (Rescheduled to 10/7/21)
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
1709/22/2021 10:00 am21-15716 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $271.00  
make payments or dismiss

issues as of 9/16/2021 (JMA)

1) Deutsche Bank National Trust Company (Milstead) - objection to confirmation - need to resolve
-expect arrears to by $17,122.58 (ORDER SUBMITTED TO PAY)
2) Trustee objection to confirmation - need to resolve
-need to provide updated auto insurance, policy provided expired 6/3/2021 RESOLVED, RENEWAL PROVIDED
-must confirm with non-exempt proceeds from class action lawsuit - ADD NOTATION TO CONFIRMING ORDER
-must resolve creditor objection
-must file Pre Confirmation Certification with Court RESOLVED, FILED
3) To date no Trustee plan payments made, arrears $542

proposed plan $271x60 100% plan
paid in $0
arrears $542
no claims filed to date
Matter ResolvedRequest
Adjourment
1719/22/2021 10:00 am21-15717 / MBKJOHN C FEGGELER, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $832.00  
Matter ResolvedRequest
Adjourment
1729/22/2021 10:00 am21-15744 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $750.00  Total Paid In: $1,500.00
AS OF 9/20/2021 (at):

RECOMMEND: $750 X 60 BEGINNING 8/1/2021, BASE
Claim #3 filed by Credit Acceptance will be paid through the plan.

1. Need to resolve the estimated claims file by the IRS and State of New Jersey. (BOTH AMENDED)

2. Credit Acceptance filed an arrears claim #3 in the amount of $171.23 which is not in the plan. Is it OK to pay this claim? (PER ATTY - OK TO PAY)

3. Trustee's objection:
The debtor has insufficient income .
- IRS claim is higher($5,417.22 ) than scheduled(2,781)
- Need to file pre conf cert. (FILED)

Plan proposes: $750 x 60 beginning 8/1/2021, base
Payments 2/2

Matter ResolvedRequest
Adjourment
1739/22/2021 10:00 am21-15747 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,695.00
As of 9/16/21 (DS): Ok to confirm at $565 x 60 begin 8/1/21; Base

Prop Plan $565 x 60 begin 8/1/21; Base
Note: Homeowner insurance with personal liability coverage provided.
Matter ResolvedRequest
Adjourment
1749/22/2021 10:00 am21-15759 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 2 of 3 required payments   Arrears: $0  

MP (#15)filed and on for 10/27/21. Email to atty - This plan should be w/d

As of 9/7/21(mk):

1.Trustee Objection:
-debtor not paying all disposable income into plan . Trustee's calculations
are higher due too:22c has disposable income $134.98, which would
require minimum dividend $8,099 to gucs.
-Proof of income verifies there is disposable income $633.96.
-need IRS POC


Plan:250 x 60 begin 8/1/21; Base
2/2 payments
last claim: 15-1 bar date;9/23/21
Matter ResolvedRequest
Adjourment
1759/22/2021 10:00 am21-15766 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/16/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-need a current market analysis -need a CMA with comparables for Florida land
-need a statement for the debtors 401k loan.
-need insurance for the Florida land
-the debtors plan consists of unnecessary or excessive expense items, such as: there may be equity in bank accounts. Once requested bank statements are received, they will be reviewed and then compared to exemptions claimed on Schedule C
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $8,265 in non exempt equity in the Florida land
-need to file Pre Confirmation Certification
2) Toyota Motor Credit Corp filed secured claim 9 with arrears in the amount of $763.06 - plan lists claim as current and outside plan. Debtor to either pay arrears through the plan or move against claim

proposed plan $151.60x39 base plan
paid in $303.02
last claim 9-1
Matter ResolvedRequest
Adjourment
1769/22/2021 10:00 am21-15784 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1779/22/2021 10:00 am21-15788 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $600.00
As of 9/16/21 (DS): Ok to confirm at $200 x 36 begin 8/1/21; Base

Prop Plan $200 x 36 begin 8/1/21; Base
Note: Bank statements provided.
Matter ResolvedRequest
Adjourment
1789/22/2021 10:00 am21-15814 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 9/7/21(mk): PLan is 100%.NEEDS TO BE ADJ TO AFTER BAR DATE OF 9/27/21
Protect T/h and proceeds form PI
see unemployment income uploaded


1. Objection by New Rez/ Bk of NY Mellon Bk(Stewart Legal):
Mtg arrears POC $73,299.39.
plan has $50,000.

2.Trustee Objection:
-need homeowner's insurance renewal declaration - policy provided
will expire 8/20/2021.(Provided)
-need statements for both payroll loans showing balance due &payoff
date.(Provided)
-non exempt equity in debtors residence in the amount of $15,651.81.
- Bank balances verified higher than scheduled resulting in non -
exempt equity: Columbia acct#0202 balance of $31,415.41; Capital
One Bank acct#7051 balance of $3,441.92;
Capital One Bank acct#0289 balance of $3,301.57; Capital One Bank
acct #7455 balance of $1,000.59.(TOTAL NE EQUITY IN BANK ACCTS 39,157)
Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution,.
- Confirming order must include non-exempt proceeds from PI claim.



Plan:$1200 X 60 BEG 8/2021; 100%
2/2 payments
last claim:5-1, bar date:9/27/21
Matter ResolvedRequest
Adjourment
1799/22/2021 10:00 am21-15816 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/16/2021 (JMA)

1) SN Servicing Corporation/US Bank Trust (Friedman Vartolo) objection to confirmation - need to resolve
-arrears $56,671.79
2) Trustee objection to confirmation - need to resolve
-need year and valuation for Sea Nymph and valuation of the 1996 Prowler
-need proof of insurance for the 2006 Toyota
-the debtors plan consists of unnecessary or excessive excessive expense items, such as: verified income leaves monthly disposable income of $3,374.69
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7- there is $8,457.36 in non exempt equity in the Loomis Brook Road property; there is $6,164 in non exempt in personal property (pending review of additional bank statements)
-there is $10,000 in non exempt equity in the business
-need to file Pre Confirmation Certification RESOLVED, FILED
-debtors attorney must file a fee application within 7 days of the entry of the Order Confirming the plan
-need bank statements for June and July for Middlesex FCU Savings and Wells Fargo account #8424
-Trustee objects to the debtors valuation of the real property at $356,000 as of February
-the case was filed in July and Zillow has a valuation of $407,600 with comparables for recent sales within the last 3 months showing values of over $400,000

proposed plan $1500x60 minimum $16,352 dividend to general unsecured creditors
paid in $1500
arrears $1500
last claim 9
Matter ResolvedRequest
Adjourment
1809/22/2021 10:00 am21-15836 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

AS OF 9/20/2021 (at):

NO PAYMENTS AND NO DOCUMENTS/RESOLUTION OF OBJECTIONS.

1. Objection filed by Meadowbrook Realty (Middlebrooks) - debtor is above the debt limit and post petition arrears are $18,345.55.

2. Trustee's objection:
Albert Russo, Standing Chapter 13 Trustee, objects to the Debtor(s) Plan for the following reason(s):
The debtor has failed to file a feasible plan - that pays rent arrears of $160,309.14.
The debtor has failed to supply the Trustee with the following document (s):
Need June and July bank statements for PNC account #4079 and the Capital One
personal bank account.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
Verified income leaves monthly disposable income of $10,308.00.
Per the 22C, monthly disposable income is $5,096 which requires a minimum dividend of
$305,760 to general unsecured creditors. Proposes plan is 100%.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $21,250 in non exempt equity in the business.
Need to file Pre-Confirmation Certification.
Need to resolve objection by Meadowbrook Realty, LLC.
Stay motion by Meadowbrook Realty is scheduled for 9/9/2021.
Need to file a fee application within 7 days of the entry of the order confirming plan.
Need to resolve estimated claims by the IRS and State of NJ.

Plan proposes: $4,616 x 36 beginning 8/1/2021, 100% to guc's
Payments: 0/2, arrears $9,323
Matter ResolvedRequest
Adjourment
1819/22/2021 10:00 am21-15867 / MBKPETER J BROEGE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 3 required payments   Arrears: $0  
Total Paid In: $1,200.00
As of 9/16/21 (DS): Ok to confirm at $300 x 36 begin 8/1/21; Base

Prop Plan $300 x 36 begin 8/1/21; Base
Matter ResolvedRequest
Adjourment
1829/22/2021 10:00 am21-15917 / MBKMonika Mazurczyk Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 3 required payments   Arrears: $0  

MP(#24) filed and on for 10/13.


As of 9/7/21(mk):

1. Objection ny Old Bridge T'ship( Scarinci):
says they have secured claim . NOT IN PLAN.

2. Trustee Objection:
- must file pre conf Cert.
-Debtors both have unemployment income so need to add to terms updated POI for debtors & amended schedules 6 mos form confirmation.
----------------------------------
-need proof of homeowner's insurance. Policy provided is
forced placed policyw/o personal liability coverage.(PROVIDED).
-Need 2 months Wells Fargo acct #9451 bank statements for May and
June 2021.(PROVIDED).
-need Proof of 2 month's income - (PROVIDED)
need printout for Erin's
unemployment (amount varies based upon part-time hours worked)



Plan:$1300 X 6; $1777 X 54; BASE
2/2 payments
last claim:11-1.bar date;9/30/21
Matter ResolvedRequest
Adjourment
1839/22/2021 10:00 am21-15949 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
11/23/2021 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $400.00  
issues as of 9/16/2021 (JMA)

1) 341 not held, rescheduled for 9/30/2021
2) No Trustee plan payments to date, arrears $200 PROVIDED PROOF OF PAYMENT BY EPAY 9/20/2021 EFFECTIVE 9/21/2021
3) Wells Fargo Bank filed a bifurcated claim #2 for fencing purchased from Straight Forward Fence Co - not treated in plan
Matter ResolvedRequest
Adjourment
1849/22/2021 10:00 am21-15984 / MBKLAURENCE R SHELLER, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $2,199.00  Total Paid In: $4,398.00
AS OF 9/20/2021 (at):

RECOMMEND: $2199 x 60 BEGINNING 8/1/2021, BASE WITH A MINIMUM OF $10,486 TO GUC'S DUE TO NON EXEMPT EQUITY
Claim #2 filed by the IRS will be paid through the plan.
Claim #16 filed by NJ Division of Taxation will be paid through the plan.

1. The IRS file a priority claim #2 in the amount of $6,810.72 which is not in the plan. (PER ATTORNEY - PAY)

2. Objection filed by Wells Fargo (Powers Kirn) - failure to cure arrears of $1,788.77 (order to be submitted to pay POC - RESOLVED).

3. The State of New Jersey filed a pirority claim#16 in the amount of $2,136.54 which is not in the plan.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need statements for the debtor and co-debtor's pension loans showing when they
were taken out. (OK- 2020)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $673 and $638/month car payments
$100/month to the IRS (POC filed - will be paid through plan)- needs proof if they are
actually paying this for estimated tax payments. IRS PYMT PLAN TERMINATES UPON FILING
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $2,407.88.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $10,486 in non exempt equity in the TD Bank account.
Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Wells Fargo Bank. (RESOLVED)
- Need June and July bank statements for Chase account listed on Schedule B. (RECEIVED)
- Will need updated car insurance prior to confirmation hearing on 9/22/2021.(RECEIVED)

Matter ResolvedRequest
Adjourment
1859/22/2021 10:00 am21-16075 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
12/8/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 9/20/21 (DS): Debtor attorney requested adjournment pass bar date 10/6/21, request denied no updated auto insurance provided.

As of 9/3/21 (DS): Need to confirm at $820 x 60 begin 8/1/21; 100% to gucs and within 7 days must file Pre-confirmation certificate or wait pass bar date 10/6/21

1. Trustee obj to the following:
- Updated auto insurance, if not confirmed by 9/22/21, insurance expires 9/23/21.
- Debtors plan consists of unnecessary or excessive expense items, such as: Food $1,000, Medical $400, Transportation $1,600, Life insurance $168, Auto insurance $586 and Car payment $580.
- 22c Line 45 has disposable income $2,067.95, which would require min. dividend $124,077 to gucs. Schedule F has total debt $44,171. May require 100% to gucs.
- Proof of income verifies higher, there is disposable income $4,006.93.
- Must file Pre-confirmation certificate.

Prop Plan $820 x 60 begin 8/1/21; Base
Matter ResolvedRequest
Adjourment
1869/22/2021 10:00 am21-16097 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/16/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - Proposed Trustee payment is insufficient to pay the IRS and State of NJ claims
-need statements for the debtors 2 401k loans
-the debtors plan consists of unnecessary or excessive expense items, such as:
$650/month tobacco; $470/month cable/internet/phone; $433/month utilities/propane; $1,000/month food & work lunches; need explanation/proof of expenses at least 10 days prior to confirmation hearing
-the debtor is not paying all disposable income into the plan - verified income, as of the filing of petition left disposable income of $1,235. That income includes Codebtors unemployment income. 341 testimony from Codebtor was the unemployment stopped 7/31/2021 and that future benefits are under review. Must provide Trustee with current status of the employment 10 days prior to confirmation.
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7- there is $5,797 in non exempt equity in the Wells Fargo account and insurance claim
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-need update on current status of employment for Codebtor
-add language to confirmation terms that need Amended I & J and updated proof of income for Codebtor 6 months from confirmation
2) Legacy Mortgage Asset Trustee 2022-GS2 (Pluese Becker) objection to confirmation - need to resolve
-plan is not in good faith fails to address pre petition arrears $3,322.45 and monthly PITI $1,005.58
3) IRS priority claim 9 is much higher than scheduled $42,306.98
4) State of NJ priority claim 14 is higher than scheduled $2,506.58
5) Proposed plan is not sufficient to pay filed claims

proposed plan $625x60 base plan
paid in $125
last claim 24
Matter ResolvedRequest
Adjourment
1879/22/2021 10:00 am21-16111 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $150.00  
issue as of 9/9/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor needs to resolve the Hyundai unsecured claim which is not calculated in the proposed terms
2) Not current with Trustee plan payments - need to be current before confirmation hearing
3) To resolve the Trustee objection, need to confirm at $150x9 begin 8/1/2021, $693x51 begin 5/1/2022 100% plan
-Hyundai claim $7,405.25 to be paid as unsecured claim through plan

proposed plan $150x9, $600x44 100% plan
paid in $150
arrears $150
last claim 2
Matter ResolvedRequest
Adjourment
1889/22/2021 10:00 am21-16137 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $360.00  
issues as of 9/9/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-need a copy of permanent auto insurance card - provided temporary cards only
-need a modified plan that pays 60 months of disposable income into the plan - NOT FILED TO DATE
-need Amendments to Schedules to include all AirBNB and home rental income
-the debtor is not paying all disposable income into the plan -excess expenses on Form 122c-2 Line 23 $150/telephone services allowed $50
-need statement for Voyager (VGX) and Coinbase stocks
-this is an above media case and must pay 60 months of disposable income into plan
-will need to submit fee application for attorney fees
-debtors to provide certification and proof of income for home rental and AirBNB rental including copies of any leases

proposed plan $360x36 base plan
paid in $360
arrears $360
last claim 15
Matter ResolvedRequest
Adjourment
1899/22/2021 10:00 am21-16172 / MBKPAUL H YOUNGConfirmation Hearing ScheduledDismissedDebtor has made 1 of 3 required payments   Arrears: $0  

AS OF 9/15/2021 (at)

1. 341 has not been held or rescheduled.
2. Payments:1/2, arrears $200
Matter ResolvedRequest
Adjourment
1909/22/2021 10:00 am21-16189 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
12/8/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $583.00  
As of 9/20/21 (DS): Debtor attorney requested adjournment, request denied, no docs provided

- 341 NOT HELD 8/26/21; STILL NEED ALL 341 DOCS.
Matter ResolvedRequest
Adjourment
1919/22/2021 10:00 am21-16217 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/15/2021 (at):

1. Mariner Finance filed a secured arrears claim #3 n the amount of $764.6 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Balance statements for Stash Account from 7/1/21 to 7/31/21. (NOT RECEIVED)
- Amendments to Schedules B and C to add 2007 GMC Acadia, also listed on auto
insurance. (NOT AMENDED AND NO PROOF OF INSURANCE RECEIVED)
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C over
exempts d(5) by $1,405.71, which would be non -exempt equity. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor (s) tax refund in the amount of $678 when
determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of Mariner Finance (2007 GMC) with arrears
$764.76 under the Plan.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is estimated non-exempt equity on real property $36,696, estimated on 2007 GMC Acadia (pending amended Sched B and C), Capital One bank accts $41.69 (statement has $1,366.69, Sched C over exempts by $41.69 ), ABCO FCU acct. $430.25 (per bank statement, plus Sched C over exempts), estimated non-exempt in Stash acct $853.63 (pending updated statement) and Lincoln Life insurance annuity $750.
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $817x 60 beginning 9/1/2021, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
1929/22/2021 10:00 am21-16701 / MBKJOHN ZIMNIS, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1939/22/2021 10:00 am21-16713 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1949/22/2021 1:00 pm17-14146 / MBKDaniel Straffi, Esq.Motion CompensationGrantedTotal Paid In: $25,531.00
Matter ResolvedRequest
Adjourment
1959/22/2021 1:00 pm17-20173 / MBKEric ClaymanMotion CompensationOrder Previously Submitted
AMT: ATTY REVISED PPSD ORDER EMAILED TO CHAMBERS/ATTACHED<<>>

trustee objection
Matter ResolvedRequest
Adjourment
1969/22/2021 1:00 pm17-33840 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $29,176.00
Matter ResolvedRequest
Adjourment
1979/22/2021 1:00 pm18-20166 / MBKBRIAN S THOMAS ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
1989/22/2021 1:00 pm18-23067 / MBKBrian Gregory HannonMotion CompensationGrantedTotal Paid In: $153,155.00
Matter ResolvedRequest
Adjourment
1999/22/2021 1:00 pm18-33772 / MBKAndrew Thomas Archer Motion CompensationOrder Previously Submitted
amended Order for fees outside the plan submitted
Matter ResolvedRequest
Adjourment
2009/22/2021 1:00 pm19-10074 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $81,925.00
Matter ResolvedRequest
Adjourment
2019/22/2021 1:00 pm19-16584 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $12,170.00
Matter ResolvedRequest
Adjourment
2029/22/2021 1:00 pm19-21321 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $18,132.00
Matter ResolvedRequest
Adjourment
2039/22/2021 1:00 pm19-25048 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationWithdrawnTotal Paid In: $13,650.00
Fee app
trustee obj to reducing the confirmed plan payment
Matter ResolvedRequest
Adjourment
2049/22/2021 1:00 pm19-27560 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $19,300.00
trustee objection withdrawn
-debtors do not have ability to make increased plan payments. They are in arr to trustee 2 months already EDC
Matter ResolvedRequest
Adjourment
2059/22/2021 1:00 pm19-28313 / MBKBRUCE C TRUESDALE ESQMotion CompensationGrantedTotal Paid In: $29,104.00
Matter ResolvedRequest
Adjourment
2069/22/2021 1:00 pm20-12513 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $71,800.00
Matter ResolvedRequest
Adjourment
2079/22/2021 1:00 pm20-12522 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $15,200.00
Matter ResolvedRequest
Adjourment
2089/22/2021 1:00 pm20-14578 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $116,782.00
Matter ResolvedRequest
Adjourment
2099/22/2021 1:00 pm20-17380 / MBKEric ClaymanMotion CompensationContinued
10/13/2021 9:00 am
Total Paid In: $5,685.00
trustee objection:
-should be outside-7 months arrears
-no administrative time
Matter ResolvedRequest
Adjourment
2109/22/2021 1:00 pm20-17668 / MBKBrian Gregory HannonMotion CompensationGrantedTotal Paid In: $15,895.00
Matter ResolvedRequest
Adjourment
2119/22/2021 1:00 pm20-19713 / MBKMelinda D Middlebrooks, EsqMotion CompensationGrantedTotal Paid In: $6,314.00
Matter ResolvedRequest
Adjourment
2129/22/2021 1:00 pm20-20259 / MBKEric ClaymanMotion CompensationGrantedTotal Paid In: $9,958.00
Matter ResolvedRequest
Adjourment
2139/22/2021 1:00 pm21-10876 / MBKHERBERT B RAYMOND ESQMotion CompensationGrantedTotal Paid In: $13,193.00
Matter ResolvedRequest
Adjourment
2149/22/2021 2:00 pm21-16440 / MBKCAMILLE J KASSAROrder Show CauseWithdrawn
order to show cause AR CHECK DOCKET FOR FILINGS
MISSING DOCS
Matter ResolvedRequest
Adjourment
2159/22/2021 2:00 pm21-16440 / MBKCAMILLE J KASSARMotion Motion (Generic) - Only use if no other event is applicableDenied
PER EMAIL FROM WENDY MATTER SHOULD BE MOVED TO 2PM

MTAG obj (Honig Greenberg)<>MTN TO EXTEND STAY AS TO PROPERTY 154 AMBOY AV
Matter ResolvedRequest
Adjourment
2169/22/2021 2:00 pm21-16449 / MBKMARCIA Y. PHILLIPSOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2179/22/2021 2:00 pm21-16607 / MBKEric ClaymanOrder Show CauseWithdrawn
Matter ResolvedRequest
Adjourment
2189/22/2021 2:00 pm21-16743 / MBKDONALD C GOINS, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2199/22/2021 2:00 pm21-16743 / MBKDONALD C GOINS, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2209/22/2021 2:00 pm21-16921 / MBKSCOTT E. TANNE, PC.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2219/22/2021 2:00 pm21-16964 / MBKLEE M PERLMAN, ESQOrder Show CauseContinued
10/13/2021 9:00 am

CREDIT COUNSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes