| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 9/20/2023 9:00 am | 16-31793 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Withdrawn | Mk: Paid Debtor obj, pd<> ARREARS debtor says has paid the arrears due of $464 |
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Matter ResolvedRequest Adjourment | 2 | 9/20/2023 9:00 am | 17-34307 / CMG | Kirsten B. Ennis, Esq. | Motion Relief from Stay (Fee) | Continued 10/4/2023 9:00 am | QUAILBROOK EAST HOMEOWNERS ASSOC (McGOVERN) MK: post pet condo fees $3,106 adj to 10/4 for debtor to provide proofs re: issue of special assessment |
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Matter ResolvedRequest Adjourment | 3 | 9/20/2023 9:00 am | 18-18041 / CMG | Stacey L. Mullen, Esq. | Creditor Certification of Default | Withdrawn | 9/19/23(mk): OTBSResolution Details: COD withdrawn as moot 8/10/23:mk: waiting for update from attys Debtor obj, made pymts<> ALLIED BANK/Hampshire Way (Stewart Legal) |
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Matter ResolvedRequest Adjourment | 4 | 9/20/2023 9:00 am | 18-20979 / CMG | Robert Cameron Legg, Esq. | Motion to Cancel and Discharge | Granted | MTN TO CANCEL/DISCHARGE - DEUTSCHE BANK Mk: reviewed - ok plan dealt w/ it creditor filed a Consent to the relief requested |
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Matter ResolvedRequest Adjourment | 5 | 9/20/2023 9:00 am | 18-22919 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/15/2023 9:00 am | if fails to complete plan balance , case will be converted back to a Ch 7-email to atty (plan bal $ apps $2,554.64.98 as of 9/18) mk: Per AR- email to ATTY to see when debtor can complete plan and if possible to do a TR Order. Cameron reply- says debtor made 1,500 payment today and will have balance(5,441.76) paid by NOV Debtor obj, trying to pay (medical)<> ARREARS 5,441.76(WHICH IS PLAN BALANCE) made recent july payment but aal TR payments dating back to 10/2022 have not been near the full payment IN MONTH 63 AS OF Sept. |
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Matter ResolvedRequest Adjourment | 6 | 9/20/2023 9:00 am | 18-27154 / CMG | James J. Cerbone, Esq. | Creditor Certification of Default | Continued 10/18/2023 9:00 am | creditro req to adj to 10/18 for more time for NJ HAF $ Debtor obj, applied for ERMA<>NEW REZ/Oak Street (Hill Wallack) Creditor : post pet as of 8/8/23 $3,374.12 Debtor: if app'd for ERMA- they will pay 4mos worth of arrears. |
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Matter ResolvedRequest Adjourment | 7 | 9/20/2023 9:00 am | 18-27689 / CMG | Piotr Rapeiewicz Esquire | Trustee Certification of Default | Withdrawn | AMT: PIF/PENDING CLOSING<<>> 8/18/23(mk); atty sending cashiers ck out today for balance of plan. Once posted can w/d motion 8/9/23(mk) atty sent proof of cashiers check for /12 plan balance 1,209- needs to post then will make last payment due on plan is mo 60 which is Sept. 8/7/23(mk): arrears now 1,657. Plan in month 59 and plan balance $2,418 7/14/23(mk): atty provided proof of bank check for $6,153 to Tr and mailed today. debtor said will send add'l ck $781 to be mailed on 7/20. AS of 6/30/23: Atty advises debtor refund for support arrears will be 6,153.18. probation case worker mailed ck to debtor today. adj to 7/19 for posting of $.also told atty debtor needs to make a payment 5/17/23(mk): atty for debtor submitted child support payment history for debtor. Ocn Cty probation was double garnishing and a refund check will be issued but don't know how much. ADJ 30 days 6/21/23 to see if resolved. Debtor obj<> ARREARS as of 5/10/23 $6,248. Last pay 9/29/23 Debtor says Probation holding $(5,396.93) belonging to debtor due to incorrect w/holding for child support. ------------------- In MO 56. what is status of lawsuit per conf order? (amt: see attached atty email)- mk: appeal for pension benefits- DENIED |
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Matter ResolvedRequest Adjourment | 8 | 9/20/2023 9:00 am | 18-27988 / CMG | Lee M. Perlman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | atty will file amended fee order 9/12 AMT: UPDATED PAYOFF LETTER PROVIDED TO ATTY<<>> In MO 60 plan payoff $1,092.67 |
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Matter ResolvedRequest Adjourment | 9 | 9/20/2023 9:00 am | 18-30029 / CMG | JAMES V LOEWEN, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 9/15/23(mk) :CO reinstating Stay circulated today and will be submitted so this Tr moit can be w/d 9/14/23(mk): ORDER per 8/26 note has not been filed. mk email to Aleisha Jennings to follow up 8/26/23(mk): per A. Jennings will be filing an Order to Reinstate the Stay as foreclosure action was dismissed. PLAN BALANCE $380 8/21/23:MK: Atty reply and attached Order for Vacating foreclosure J'ment was vacated. Aleisha reply she is checking w/ her foreclosure Dept. to see if stay can be reinstated. 8/21/23:email from debtor atty- asking how much is left to pay off plan- I replied that there is SV( see below. I then emailed Aleisha for update on St CT. Action in mo. 58. Made 8/3 payment $161 and 8/21 payment $561 Conditional stay relief per Order #38- 6/16/23: vacates sty for creditor to vacate final j'ment in Foreclosure in Superior Ct . THEN upon dismissal of the foreclosure action F-021715-17 in Superior CT( Warren Cty). Creditor shall have an Order entered in the bankruptcy case reinstating the Stay and co debtor stay |
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Matter ResolvedRequest Adjourment | 10 | 9/20/2023 9:00 am | 18-32513 / CMG | Allen I. Gorski, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | AR: AMT to will set up PPSED Order Debtor obj, requests time to pay<>PLAN PYMTS INSUFFICIENT TO PAY ADMIN & SECURED CLAIMS; TRUSTEE'S PROPOSED RECAP NOT FILED; 36 MO PLAN EXPIRED we are now in mo 58... Plan balance 4,674 as of 9/19 $600 posted 9/18 |
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Matter ResolvedRequest Adjourment | 11 | 9/20/2023 9:00 am | 18-32714 / CMG | Kevin C. Fayette, Esq | Motion Exemption from Financial Management Course | Granted | MTN WAIVER OF CERT SUPPORT OF DISCHAGE |
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Matter ResolvedRequest Adjourment | 12 | 9/20/2023 9:00 am | 18-32967 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/15/2023 9:00 am | ARREARS Debtor made 2 Sept payments: Plan will complete in Nov. adj 60 days to complete |
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Matter ResolvedRequest Adjourment | 13 | 9/20/2023 9:00 am | 18-33883 / CMG | Peter E. Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | ARREARS $280 as of 9/13/23. RECAP: $15,886 PTD Then $387 x 3 Begin 10/1/23- email to atty-ok |
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Matter ResolvedRequest Adjourment | 14 | 9/20/2023 9:00 am | 19-10341 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/4/2023 9:00 am | 9/13/23(mk): ARREARS $5,556 . made a $500 payment 8/1 23 before that last pay 4/2023 In mo 56 : 36,282 PTD Then 2,417 x 4 begin 10/1/23- NOT FEASIBLE 8/14/23:Debtor obj, can pay $500 & requests recap<>ARREARS 4,672 as of 8/7 Bad Pay history |
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Matter ResolvedRequest Adjourment | 15 | 9/20/2023 9:00 am | 19-10868 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 9/19/23(mk) RECAP: $39,961 PTD Then $1,171 x 28 Begin 10/1/23. Debtor must sign up for TFS auto pay w/in 7 days. 9/13/23: case in Mo 56 or 84 mo plan arrears now 5,520 |
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Matter ResolvedRequest Adjourment | 16 | 9/20/2023 9:00 am | 19-12203 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, made pymts<>ARREARS now $450 AS OF 9/19) Balance to complete only 838.97 Case will complete om time and can continue at regular payment of 225 |
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Matter ResolvedRequest Adjourment | 17 | 9/20/2023 9:00 am | 19-17108 / CMG | Brian L. Hoffman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/1/2023 9:00 am | ARREARS $9,149 AS OF 9/13. Last pay June 2023 MK: FIST LISTIING. EMAIL FOR ATTY- 1 OF DEBTROS LAID OFF - NEEDS TO FILE mp |
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Matter ResolvedRequest Adjourment | 18 | 9/20/2023 9:00 am | 19-21386 / CMG | George E Veitengruber III | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/4/2023 9:00 am | ARREARS $ 897 as of 9/14/23. Debtro to pay Sept by end of month- needs to post fee app on 8/16 WITHDRAWN |
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Matter ResolvedRequest Adjourment | 19 | 9/20/2023 9:00 am | 19-25044 / CMG | Melinda D Middlebrooks, Esq | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/1/2023 9:00 am | MP filed(#93) to recap arrears into plan. Says payment was made under MP($4,537) NOT POSTED YET- per KB it is pending mk: debtor self employed- waiting for funds to clear to make payment to cure - needs 30 days- 9/20 PEREMPTOTY Debtor obj, will pay end of month<>ARREARS 17,546 as of 9/13/23. Bad pay history Plan balance $54,441.10 as of 9/13/23 |
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Matter ResolvedRequest Adjourment | 20 | 9/20/2023 9:00 am | 19-28694 / CMG | Steven J. Abelson, Esq. | Creditor Certification of Default | Withdrawn | Debtor obj, sale scheduled 9/4<<>>ROCKET MTG/Honeysuckle Drive (KML) |
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Matter ResolvedRequest Adjourment | 21 | 9/20/2023 9:00 am | 19-30858 / CMG | Warren Brumel, Esq. | Creditor Certification of Default | Continued 10/18/2023 9:00 am | 9/19/23(mk); creditror(L. Eggerman for lakeview/M & T) requested adj. to resolve PER AR: debtor atty needs to appear and put on record that he has complied with the terms of the ppsd order that was never sent in... AMT; TR LTR REQUESTING CONDUIT<<>> RE-LISTED 4/19/23 HEARING WAS OTBS<<<>>> Debtor obj<> LAKEVIEW LOAN / Rothbard Rd (Schiller Knapp) Post pet 6,447.80 debtor - can be current |
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Matter ResolvedRequest Adjourment | 22 | 9/20/2023 9:00 am | 19-30936 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 9/20 is 3rd hearing date researching payments Debtor obj, <>SANTANDER /State St (BROCK & SCOTT) Mk: creditor says $4,041.80 as of 6/2/23 debtor obj - says "believes he is current" creditor adj request uploaded 7/13; working on settlement |
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Matter ResolvedRequest Adjourment | 23 | 9/20/2023 9:00 am | 19-32922 / CMG | Melinda D Middlebrooks, Esq | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 9/18/23(mk): ARREARS $6,885. last pay 5/1/23. no payments since last hearing- email to atty 8/15/23: adj 30 days to be current Debtor obj, will pay by 9/15<>ARREARS 5,753 as of 8/10. last pay in May |
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Matter ResolvedRequest Adjourment | 24 | 9/20/2023 9:00 am | 20-13821 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Revised Order Submitted | MTN TO EXPUNGE NJ ESTIMATED TAX CLM >>NEEDS REVISED ORDER TO ADD LANGUAGE THAT TRUSTEE IS AUTHORIZED TO PAY LATE PRIORITY CLAIM MODIFIED TO OF $796 |
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Matter ResolvedRequest Adjourment | 25 | 9/20/2023 9:00 am | 20-13821 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj<>FAILED TO ADDRESS LATE, ESTIMATED PARTIAL PP NJ DIV TAX CLM #21-1 |
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Matter ResolvedRequest Adjourment | 26 | 9/20/2023 9:00 am | 20-14492 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | mk:$ posted- current ----------------- adj to 9/20 for $ to post 8/25/23(mk): payment history submitted showing Debtor made the following payments: 9,999 and 9,999.50 and 421.50 NEEDS TO POST >>What is source of those funds?(mk: email to atty- ATTY REPLY-says he has the money and became ill so never sent $. High TR payment so 4 payments behind.. Debtor obj, will pay & requests recap<>ARREARS as of 8/24: arrears are $16,324. Last pay 6/12/23 |
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Matter ResolvedRequest Adjourment | 27 | 9/20/2023 9:00 am | 20-17105 / CMG | Robert Stephen Casagrand, Esq. | Trustee Certification of Default | Continued 10/4/2023 9:00 am | 9/19: debtor neds to track the payment as it still has not posted. 9/13/23: as of today the Ck debtor sent late august has not posted. mk; sent email to atty Debtor obj, will pay<> ARREARS 1,578 .last pay 6/14/23 8/23/23:atty says debtor mailed ck for arrears- attached proof to email- Needs to post |
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Matter ResolvedRequest Adjourment | 28 | 9/20/2023 9:00 am | 20-17312 / CMG | John Zimnis, Esq. | Creditor Certification of Default | Continued 10/4/2023 9:00 am | 9/20: creditor says debtro may be approved partial claim mtg ab=nd need to figure out what is due AMT: TR LTR REQUESTING CONDUIT<<>> RELISTED - CREDITOR DID NOT AGREE TO CONDUIT (9/6 - OTBS)<<>> creditor also does not agree to wait for debtor to get pension loan at end of the year. Debtor obj, will pay<> PHH/Keswidk Ave (RAS) Post pet 7,496.37 as of 7/1/23 debtor : will pay before Ct hearing |
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Matter ResolvedRequest Adjourment | 29 | 9/20/2023 9:00 am | 20-17796 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Continued 10/18/2023 9:00 am | mk: NEW MP FILED ON FOR 10/18 AMT: MP 9/20 ** NEEDS RESOLUTION**<<>> Debtor obj, made pymt & requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 30 | 9/20/2023 9:00 am | 20-22822 / CMG | John Zimnis, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, will pay<>PHH MTG/Willow Ave (ROBERTSON, ANSCHUTZ) 91/14/23(mk):Resolution Details: An Order will be entered providing for immediate cure; fees; and standard default clauses. |
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Matter ResolvedRequest Adjourment | 31 | 9/20/2023 9:00 am | 21-10491 / CMG | Kevin C. Fayette, Esq | Trustee Certification of Default | Continued 10/4/2023 9:00 am | 9/19: atty has $925- needs to send in to post Debtor obj, will pay<> ARREARS $908 as of 9/19 Last pay June 2023 |
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Matter ResolvedRequest Adjourment | 32 | 9/20/2023 9:00 am | 21-12507 / CMG | Andrew Thomas Archer | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT: DEBTOR OBJ W/D, DOC # 27<<>> 9/15/23: NOTHING POSTED- atty email has 750- told him to appears based upon history and failed representations as to payment on this case. 8/15/23: debtor made on lne payment - needs to post 6/26/23: email from atty debtor's bank acct was hacked- she closed acct and filed claim w/ bank could take 30 days to get $ back Debtor obj, missed work/covid sick, requests recap<> ARREARS3,225 as of 8/9/23 last pay 10/21/23- there was a recap in Jan 2023 and debtor never made a payment |
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Matter ResolvedRequest Adjourment | 33 | 9/20/2023 9:00 am | 21-14739 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Order to be Submitted | 9/20/23:full cure by 10/18 or SV $14,117.34- add in order any furtherhr default that requires a cure requires conduit. email to Justin about provision and cert as to where funds are coming from 9/14/23(mk): email form J. Gillman. Debtor anticipates a gift from family to pay of mtg arrears and possibility address Tr arrears as well. awaiting the amount of gift. wants adj but Gregory Funding has not consented to adj. Debtor Proposal: 1. Lump sum payment for arrears via family gift by the date my client advises. 2. Regular payment now and in October pending gift/cure payment. adj from 9/6 AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, made pymts<> AJAX/Wall St (Pluese Becker) Creditor says: Post pet.$9,395.96 as of 7/26/23 includes atty fess $200. debtor says will cure by lump sum or do a prompt cure MK: TR arrears 4,500 as of 9/13 |
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Matter ResolvedRequest Adjourment | 34 | 9/20/2023 9:00 am | 21-17313 / CMG | Bruce C. Truesdale, Esq. | Trustee Certification of Default | Continued 10/18/2023 9:00 am | adj 10/18 to be completely current Debtor obj, paid<> ARREARS- Owes for SEpt payment |
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Matter ResolvedRequest Adjourment | 35 | 9/20/2023 9:00 am | 21-17865 / CMG | FRANCIS P CULLARI, ESQ | Motion Enforce | Withdrawn | 9/18/23(mk) WITHDRAWN :Resolution Details: Attorney fees being paid through the plan pursuant to the Consent Order and were removed from the account as were late fees that were erroneously assessed on those amounts. Client's account now has a credit balance of $495.00. We have withdrawn our Motion. mk: creditor opp'n says working on resolving- need more time to review accounting so 9/20 Fox Chase IV obj (Cutolo Barros); Debtor response<>DEBTOR MTN TO ENFORCE STAY RE FOX CHASE IV TO CEASE COLLECTION OF PP FEES BEING PD IN THE PLAN |
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Matter ResolvedRequest Adjourment | 36 | 9/20/2023 9:00 am | 21-17946 / CMG | Robert C. Nisenson, Esq. | Trustee Certification of Default | Withdrawn | mk: $ posted Debtor obj, will pay<> ARREARS $600 . Last pay 6/7/23 |
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Matter ResolvedRequest Adjourment | 37 | 9/20/2023 9:00 am | 21-19470 / CMG | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO SELL HAMPDEN COURT PPTY BY 7/30/23 SV granted 9/6/23 |
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Matter ResolvedRequest Adjourment | 38 | 9/20/2023 9:00 am | 22-10054 / CMG | Jeffrey E. Jenkins, Esq. | Motion Convert Chapter 13 to Chapter 7 (fee) | Continued 10/4/2023 9:00 am | 9/14/23(mk): 1. Debtor filed doc #93 on creditor's obj to conf of MP and continued request to convert to a 7. debtor has listing agmt for home and has filed appl to retain realtor on 9/14/23. debtor disputes atty fees and escrow shortages in Mtg co claim. Also supplied letter form realtor about property- expects success in marketing of prop. and likeihood of a successful sale. MP filed on 9/20. Sale by 2/16/24 and uploaded a listing agmt listing 850,000- at that price about $58,000 equity 8/2/23: Ct will adj 2 weeks to allow MP file by 8/15/23 to sell RE 7/25/23(mk) doc #86 Cert of debtor: complains about creditor characterization of lawsuit etc. 7/14/23:Per S. West - 1 more adj to 8/2/23 as there has been an offer of a permanent LM with deadline to accept 8/1. The offer does involve a significant down payment so acceptance of the LM is not certain. 7/3/23(mk) :Lender uploaded adj Request to 7/19 as servicers is requesting add'l time for loss mit. review. mk: SINCE CERT. WAS FILED - JUDGE WILL DO THIS ON PAPERS PER HER RULING ON6/21/23 6/30/23(mk) Debtor cert filed(#83)- Nothing offered by Sp. Counsel for debtor in the legal mal practice case) debtor blames Mtg co for ignoring Lm requests.. debtor gives summary of lawsuit- but we have no update form Sp counsel on likelihood of success or status of any possible settlement discussions etc. >>Supp Cert by Stuart West in support of converting case to Ch 7 (#84). On 6/21 . law firm 's motion ( that debtor has a counterclaim against) to bar debtor' expert witness was barred and debtor's motion to amended complaint and bar law firm's expert was Denied. so debtro has to proceed to trail w/out an expert witness while Planitff law firm has an expert witness. mk: therefore debtor's likelihood of success is slim and none.. 6/21/23:PER JUDGE NEED CERT ON ST CT LAWSUIT ON STATUS AND LIKELIHOOD OF SUCCESSS If no cert then case converted - if cert than Judge will do on papers Mk: WILL NEED JUDGE MK: st |
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Matter ResolvedRequest Adjourment | 39 | 9/20/2023 9:00 am | 22-10257 / CMG | John Zimnis, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 9/20/23 OTBS: immediate cure- any further default requires conduit ALSO: debtor cert for where funds came from AMT: TR LTR REQUESTING CONDUIT<> Debtor, requests to add to plan<>PHH MTG/Hepburn Lane (ROBERTSON ANSCHUTZ) Post pet $3,385 as of 7/12/23 Debtor says will pay before hearing |
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Matter ResolvedRequest Adjourment | 40 | 9/20/2023 9:00 am | 22-11197 / CMG | Kevin C. Fayette, Esq | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | 9/19 debtor has another payment - needs to post then recap and Ewage Debtor obj, can make pymt & requests recap<>ARREARS 5,382 as of 9/15/23. very inconsistent pay history NEEDS EWAGE |
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Matter ResolvedRequest Adjourment | 41 | 9/20/2023 9:00 am | 22-11952 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | IS THERE A K for Sale? yes in july Debtor obj, anticipates sale within 30 days<>FAILED TO SELL SYNDEY AVE PPTY BY 3/1/23; ORDER AUTHORIZING SALE ENTERED 3/15/23 REQUIRED HUD & N/E PROCEEDS TO BE TURNED OVER |
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Matter ResolvedRequest Adjourment | 42 | 9/20/2023 9:00 am | 22-12439 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | creditor request to adj 10/18- to verify recent payments an negotiate settlement Debtor obj, made pymt<>GITSIT SOLUTIONS /Lexington Drive(WARREN JONES) Post Pet $20,324.09 debtor says made payments not accounted for |
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Matter ResolvedRequest Adjourment | 43 | 9/20/2023 9:00 am | 22-12546 / CMG | John Zimnis, Esq. | Trustee Certification of Default | Trustee Order | atty has 7,000 case; Recap $68,667 ptd, then $7000 by 9/30/23 Then 6,788 x 42 begin 10/1/23 Debtor sign up for TFS auto pay w/in 7 days. 9/13/23:Debtor obj, will pay<> ARREARS 14,216( 2 payments) mk: 8/14: atty says has 1 payment- needs to post and will make another- adj 30 days to be completely current |
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Matter ResolvedRequest Adjourment | 44 | 9/20/2023 9:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | AMT: MP 9/20< MP filed - removes sale and goes for LM Debtor obj, filed MP<>FAILED TO SELL EAST HAINES ST BY 7/1/23 |
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Matter ResolvedRequest Adjourment | 45 | 9/20/2023 9:00 am | 22-13066 / CMG | Adrian Johnson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/4/2023 9:00 am | 9/13/23(mk) THIS IS 5TH HEARING DATE FOR THIS TR MOTION. DEBTOR IS CURRENT- atty provided update from mtg co - still in underwriting. TOLD HIM NEEDS TO APPEAR AND ADDRESS SITUATION ANF FILE OPP'N 7/21/23(mk) Atty email : had to submit an entirely new LM Package w/ Updated Docs and Lender's counsel confirms it is now under review. MK inquired as to how long review of LM will take- reply is LM package complete now under review ------------------------ 4/28/23 (sf) Per Atty, loan mod is still under review by Lender. Need more time Debtor obj<>FAILED TO LM BY 1/30/23 3/2/23: debtor current w/ TR and Lender. LM procees held up by lender.LM package was complete in Dec and under review then lender stopped responing. debtro atty has followed up and lastest portal inquiry said file complete and under review |
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Matter ResolvedRequest Adjourment | 46 | 9/20/2023 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 9/20/23(mK); PARTIES AGREES TO CONDUIT ORDER AMT TO PREP AND CREDITOR WILL SEND #S mk: adj from 9/6 debtor atty a NS AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, will pay<>FAY SERVICING/ Briarcliff Drive (FRIEDMAN VARTOLO) MK: Creditor says: Post pet $11,017.44 debtor says can catch up TR arrears as of 9/13/23 $7,595 |
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Matter ResolvedRequest Adjourment | 47 | 9/20/2023 9:00 am | 22-14089 / CMG | Georgette Miller, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | BOTH PARTIES AGREE TO CONDUIT TR WILL PREP ORDER. 9/19/23(mk) :creditor working on it- agrees to conduit. submitted figures to AMT AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, requests to add to plan<>SPECIALIZED LOAN/Pardee Blvd (STEWART LEGAL) Post pet arrears $6,879.725 as of 8/8/23 Debtor wants to roll arrears into plan. |
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Matter ResolvedRequest Adjourment | 48 | 9/20/2023 9:00 am | 22-14409 / CMG | Seymour Wasserstrum, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 9/20- NS 9/14/23(mk) Email to atty 7/13/23(mk) sent another email. got reply - he is checking on it: Reply:Elena Purdom has advised me that she has submitted all of the necessary documents to Russell Graves -, the executive director of the National Foundation for Debt Management (NFDM) in Marmora. They are a non profit enterprise that has been in business for approximately 12 years, and they are assisting Mr. and Mrs. Purdom with the loan mod application.we are hopefully confident that the Purdoms will have a positive outcome within the next 60 days. mk: emailed atty as this was on 5/17/ no appearance and no opp'n mk emails again on 5/31/23- atty reply will ck w/ client- atty was a away for a bit and wlil let me know Debtor obj<>FAILED TO LM BY 1/2/23 |
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Matter ResolvedRequest Adjourment | 49 | 9/20/2023 9:00 am | 22-14517 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>AMERICREDIT FINC (MORTON)/2019 GMC Terrain |
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Matter ResolvedRequest Adjourment | 50 | 9/20/2023 9:00 am | 22-15479 / CMG | Eugene Roth, Esq. | Creditor Certification of Default | Continued 10/18/2023 9:00 am | creditor uploaded request to adj 30 days to resolve Debtor obj<>NJ HOUSLING/Myrtle Ave (McCabe Weisberg) POST PETION $5,998.91 AS OF 8/9/23 debtor proposes to cure |
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Matter ResolvedRequest Adjourment | 51 | 9/20/2023 9:00 am | 22-16358 / CMG | Michael McLaughlin, Esq. | Motion Relief from Stay (Fee) | Continued 10/4/2023 9:00 am | 9/20: debtro made payments need to verify- adj to 10/4 debtor opp'n>CARRINGTON MTG /Stonewyck Drive (STERN LAVINTHAL Creditor: post pet $6,642.22 Debtor says made payments and should be a CO or motion to w/d |
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Matter ResolvedRequest Adjourment | 52 | 9/20/2023 9:00 am | 22-16411 / CMG | Donald C. Goins, Esq. | Creditor Certification of Default | Continued 10/4/2023 9:00 am | 9/20- PPSED Resoluiton Debtor obj, can pay<>NATIONSTAR/Walnut St ( Grenespoon Marder Creditor: $ 3,859.14 debtor: can be current by 9/15 to satisfy arrears and make Sept payment by end of Sept to be current. |
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Matter ResolvedRequest Adjourment | 53 | 9/20/2023 9:00 am | 22-17390 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Withdrawn | 9/6/23:debtor says arrears are cured- adj 9/20 to confirm pd. 8/16: debtor does not dispute the arrears - proposes to cure by 8/31 to cure 8/11/23(mk) debtor atty email to TR conduit request-- This is a COD on a Mortgage and responding re: Trustee request for Conduit. Per discussions with Debtor, expect to resolve post-petition delinquency without a cure proposal. Debtor had his payroll deductions reduced due to error by employer. This has finally been resolved but it did result in Debtor receiving very low net pay for several months due to over withholdings. Debtor is likely to get a gift from family to cure post-petition arrears in full. Do not believe this is a conduit situation and assuming debtor can cure, would oppose conduit. AMT; TR LTR REQUESTING CONDUIT<> Debtor obj<> US BANK/Longfello Drive (Friedman Vartolo) Creditor says: $5,943.10 as 6/8/23 Debtor says :had unexpected tax liability for 2022- trying to change with holdings |
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Matter ResolvedRequest Adjourment | 54 | 9/20/2023 9:00 am | 22-17473 / CMG | Peter E. Zimnis, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | Debtor obj<>CITMORTGAGE/Arena Dr (POWERS) mk; post pet $4,810 debor says :disputing pay history - says made payments 9/18/23(mk): order submitted; cure arrears $4,810.02 by adding to plan |
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Matter ResolvedRequest Adjourment | 55 | 9/20/2023 9:00 am | 22-17574 / CMG | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Withdrawn | Debtor obj, will pay<>NATIONSTAR MTG / Poplar St (STERN LAVINTHAL) mk: post pet$3,976.92 as of 7/21/23 debtor wants to cure it |
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Matter ResolvedRequest Adjourment | 56 | 9/20/2023 9:00 am | 22-18023 / CMG | Edward Nathan Vaisman | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT: $8,351 PTD (10); $ 3003 X 1 (Sept); $3,400 x 49 beginning 10/1/23 (atty ok)<<>> ARREARS; NEEDS TO ADDRESS FEASIBILITY DUE TO WELLS FARGO #7-2 WIHT HIGHER PRE-PET MTG ARREARAGES Arrears 6,006( 2 payments) |
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Matter ResolvedRequest Adjourment | 57 | 9/20/2023 9:00 am | 22-18104 / CMG | Mark Kriegel | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | mk: adj to 10/18 to be completley current . debtor sin up asap for ewage and will be a CO on LL claim 9/18/123(mk) atty says will consent to pay claim and sent CO to creditor- told him bigger problem arrears 1,104 last pay July TR rec dismiss MK: per plan Brian Brown then late claim 20-1 by Geraldine Brown3,490- SO OK TO ADD LANG In TR Order to Pay LATE CLAIM? Arrears $1,104 as of 9/13. last pay 7/3/23 8/17 AMT: NEEDS TO RESOLVE GERALDINE BROWN LATE FILED CLM #20-1 (BASE OK, JUST NEED LANGUAGE TO PAY)<<>> FAILED TO ADDRESS PER PLAN CLAIM OF BRIAN BROWN >>atty wants to strike the per plan LL claim debtor filed opp'n(#48) mk emailed him about that on 8/11/23- either file claim and motion to allow late claim or TR order to strike per plan claim |
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Matter ResolvedRequest Adjourment | 58 | 9/20/2023 9:00 am | 22-18410 / CMG | JOSEPH ALBANESE, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | 9/13/239mk): Made a 1,000 payment on 9/12 MP ON 10/18/23 and amended I & J field today. 100% and extends time to sell property. as of now 3k arrears 9/6 adj 2 weeks - need good faith payment w/ in 7 days and MP and amended i & J and for debtor to provide listing agmt- needs to retain realtor mk: No opp'n filed but atty will appear on CT solutions- had trouble reaching client- there is equity in RE ARREARS 4,000 as of 9/1; SALE BY 9/1/23 Plan will not complete w/in 60 mos Made an August payment of 1,000 but failed to pay May, June and July |
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Matter ResolvedRequest Adjourment | 59 | 9/20/2023 9:00 am | 22-19332 / CMG | DARIN D PINTO, ESQ | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | AMERIHOME MTG /Onizuka Court (McCALLA RAYMER) Debtro limited obj- parties agreed to adj to 10/18- debtor has made payments Creditor: post pet $4,039.01 as of 8/4/23 |
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Matter ResolvedRequest Adjourment | 60 | 9/20/2023 9:00 am | 22-19524 / CMG | Andrew B. Finberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Motion To Approve LM Filed 9/11/23- OK Debtor obj, in trial LM<>FAILED TO LM BY 6/1/23( needs 60 days to complete) Motion was adj from 7/19 to 9/20 |
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Matter ResolvedRequest Adjourment | 61 | 9/20/2023 9:00 am | 22-19572 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 9/19/23 : ODER SUBMITTED- cure arres in full by 9/20/23. then reg payments Debtor obj, making pymts<>NEWREZ/SHELLPOINT /Stone Rd (McCALLA RAYMER) post pet:3,120.18 as of 7/7/23 opp'n says debtor made payment of 3730 on 8/9 and will pay 1240.25 by 8/23/23 |
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Matter ResolvedRequest Adjourment | 62 | 9/20/2023 9:00 am | 22-20142 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | creditro adj request needs more time for LM status 9/13/23: Need Update on ERMA Funds Debtor obj<>PNC BANK/ Mcadoo (FEIN SUCH) post pet 3,715.18 as of 7/7/23 debtor says applying for NJ ERMA need 30 days |
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Matter ResolvedRequest Adjourment | 63 | 9/20/2023 9:00 am | 23-10013 / CMG | Kevin C. Fayette, Esq | Motion Relief from Stay (Fee) | Withdrawn | 9/19/23:atty says creditor will likely be w/d this motion Debtor obj<>HALSTON BUILDERS ASSOC/Landlord (HABER SILVER) Post pet rent $3,639.58 debtor said will be current by heairng |
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Matter ResolvedRequest Adjourment | 64 | 9/20/2023 9:00 am | 23-10245 / CMG | JOSEPH J MANIA III ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/15/2023 9:00 am | 9/18/23(mk); email form dispo list FYI--Status of Automatic Stay. Debtor has cured post petition mortgage arrears and is awaiting Consent Order from mortgagee that will vacate the Order Lifing the Stay FAILED TO LM BY 6/1/23 Order for SV 8/25/23. >>atty wants adj to Nov. and says debtor has submitted LM docs to lender and is awaiting the processing and review of application. |
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Matter ResolvedRequest Adjourment | 65 | 9/20/2023 9:00 am | 23-10339 / CMG | JAMAL J ROMERO | Motion for Relief from Stay | Continued 10/18/2023 9:00 am | mk: creditro cking if client ok to conduit 9/14/23(mk) Debtor agrees to conduit per atty email AMT: TR LTR REQUESTING CONDUIT<<>> RELISTED - 7/5/23 WAS OTBS<<>> Debtor obj<> WILMINGTON/Myrtle Ave, Brooklyn (Stern & E) |
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Matter ResolvedRequest Adjourment | 67 | 9/20/2023 9:00 am | 23-10375 / CMG | Richard F. Fried, Esq. | Motion for Relief from Stay | Moot - Dismissed | debtro atty wants more time - said had to appear. AMT: TR LTR REQUESTING CONDUIT<<>> **RELISTED** 5/17/23 hearing was OTBS<<>> Debtor obj<<>>FREEDOM MTG/Chestnut St (Brock & Scott) Post pet 7,149 as of 4/6/23 debtor : sent in 4,680 not been accounted for |
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Matter ResolvedRequest Adjourment | 66 | 9/20/2023 9:00 am | 23-10375 / CMG | Richard F. Fried, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | PLAN WITHDRAWN ON 8/2 AND FAILED TO FILE MP |
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Matter ResolvedRequest Adjourment | 68 | 9/20/2023 9:00 am | 23-10599 / CMG | FRANCIS P CULLARI, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO SELL WELLINGTON AVE PPTY BY 8/1/23; FAILED TO PROVIDE TRUSTEE WITH COPY OF 2022 TAX RETURN BY 5/31/23 |
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Matter ResolvedRequest Adjourment | 69 | 9/20/2023 9:00 am | 23-10677 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/4/2023 9:00 am | 9/14/23(mk) mail from debtor- ill requesting adj. CT said adj. PREMPTORY 10/4. 9/13/23(mk):emailed debtor about no MP and asked if he had retained Atty and telling him both motion s hold for Judge at noon PLAN WAS DENIED ON 7/19/23 AND FAILED TO FILE MP WITHIN 30 DAYS |
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Matter ResolvedRequest Adjourment | 70 | 9/20/2023 9:00 am | 23-10698 / CMG | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | Creditor Cert adj. to 10/18 AMT: WILL NEED RECAP/BASE RAISED-MTG POC HIGHER THAN PROPOSED IN PLAN<<>> ARREARS 8/22/23(mk): creditor Cert of Default)Carrington-Hill Wallack) post pet $7,280.06 as 8/16/23- now on 10/18 to allow NJ ERMA funds to cure default ----RESOLVED----------------- Debtor obj, made pymts<>FAILED TO FILE CONS ORDER WITHIN 30 DAYS OF 4/19/23 CONF ALLOWING CARRINGTON MTG LATE CLM; >>MK: CO submitted 8/25/23 that pays this Late Claim<< FAILED TO FILE PRE CONF CERT;(FILED) |
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Matter ResolvedRequest Adjourment | 71 | 9/20/2023 9:00 am | 23-10698 / CMG | Bruce C. Truesdale, Esq. | Creditor Certification of Default | Continued 10/18/2023 9:00 am | 9/11/23(mk: creditor request to adj 30 days to allow NJ ERMA Funds to cure default Debtor obj, approved for ERMA assistance<>CARRINGTON/Colfax Rd (Hill Wallack) |
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Matter ResolvedRequest Adjourment | 72 | 9/20/2023 9:00 am | 23-10738 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymt<>TOYOTA/2021 toyota Camry (STEWART LEGAL) Cure by 10/9 |
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Matter ResolvedRequest Adjourment | 73 | 9/20/2023 9:00 am | 23-10919 / CMG | Kevin C. Fayette, Esq | Motion Relief from Stay (Fee) | Granted | EDEWATER MANOR HOLDING/Landlord (MICHAEL MIRNE) |
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Matter ResolvedRequest Adjourment | 74 | 9/20/2023 9:00 am | 23-10933 / CMG | Kevin C. Fayette, Esq | Motion Relief from Stay (Fee) | Order to be Submitted | 9/29/23(mk); Revised order submitted that includes provision that any future default requires conduit payments.- OK creditor OTBS- conduit w/ future default EMAIL TO ATTYS AND AR- TR REQUESTED CONDUIT - CAN'T MARK OTBS AT THIS TIME 9/14/23(mk): email for dispo list - Aleisha J- OTBS Resolution Details: An Order will be entered providing for an immediate payment equivalent to one month payment; 6 month cure for remaining default; fees; and standard default clauses. any further deflaultneeds conduit AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests 6 mo cure<>SELENE FINC/Seneca Trail (ROBERTSON, ANSCHUTZ) Post pet $3,608.52 |
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Matter ResolvedRequest Adjourment | 75 | 9/20/2023 9:00 am | 23-11342 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Granted | WOODBRIDGE GARDENS /Landlord (HABER, SILVER) |
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Matter ResolvedRequest Adjourment | 76 | 9/20/2023 9:00 am | 23-11402 / CMG | FRANCIS P CULLARI, ESQ | Motion Relief from Stay (Fee) | Granted | WELLS FARGO BANK /2015 Camry (LOGS) |
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Matter ResolvedRequest Adjourment | 77 | 9/20/2023 9:00 am | 23-11437 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Granted | WESTLAKE SERVICES/ 2011 Ford F-150 (HLADIK ONORATO) |
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Matter ResolvedRequest Adjourment | 78 | 9/20/2023 9:00 am | 23-11826 / CMG | Paul H. Young, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | MTN TO EXPUNGE CLM #7 IRS TR Objection: MK: THE ORDER ON THIS MOTION IS TERRIBLE service is bad as well- fails to serve Us. Atty Office as wel as U.S. Atty General per Rule 9014. |
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Matter ResolvedRequest Adjourment | 79 | 9/20/2023 9:00 am | 23-12006 / CMG | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | 9/18(mk) creditor uploAded adj request- waiting for appraisal in oRder to resolve- adj 10/18 PREMPTORY need appraisal on auto Debtor obj, filing MP<>WESTLAKE SERVICES/ 2016 Mazda (HLADIK ONORATO) Debtor says filed MP to cram car- hearing date 8/16/23 ISSUES- NEEDS RESOLUTION |
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Matter ResolvedRequest Adjourment | 80 | 9/20/2023 9:00 am | 23-12022 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | PER AR OK IF ADDED TO ORDER UPON ANY FURHTER DEFAULT , ANY CURE SHALL REQUIRE CONDUIT PAYMENTS. 9/19/23: Creditor advises matter is settled and I replied that TR requested Conduit and asked for terms as Tr may object and CC al on email AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt & requests recap<>AMERICAN NEIGHBORHOOD MTG/Bilge Ave (PLUESE BECKER) Arrears: 5,072.08 Debtro wants to cure over 6 mos |
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Matter ResolvedRequest Adjourment | 81 | 9/20/2023 9:00 am | 23-12284 / CMG | Russell L. Low, Esq. | Motion Relief from Co-Debtor Stay | Granted | CT granted w/o in rem relief 9/20/23:debtor atty says debtor to be full time teacher when approved in oct. then will have more income. need proof of this Creditor says mtg payment is 4800 NOT FEASIBLE CREDITOR WANTS IT HELD FOR JUDGE 9/18/23: K. Borger for Nationstar DOES NOT WANT ARREARS ROLLED INTO PLAN. case was filed 6 months ago, and no post-petition payments have been made. Beyond that, the plan proposes a loan modification, and my client has not yet even received a loan modification application. All of this is indicative of the fact that this case was filed just to delay the foreclosure process. As such, we request that this matter be held for the Judge. AMT: TR LTR REQUESTING CONDUIT<<> >>was adj form 8/16 to allow debtor to get current. Debtor obj, can cure end of aug<>NATIONSTAR MTG/Monroe Ave (ROBERTSON, ANSCHUTZ) PROSPECTIVE RELIEF 4th filing- each filing to stop foreclosure sale NO POST PET ARREARS HAVE BEEN PD. |
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Matter ResolvedRequest Adjourment | 82 | 9/20/2023 9:00 am | 23-12456 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | 9/3/23: Order submitted immediate cure of $2,017.57 Debtor obj, will pay<>LAKEVIEW LOAN / Central Ave (McCALLA RAYMER) Mk post pet 4,042.54 debtor says can be current by hearing date |
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Matter ResolvedRequest Adjourment | 83 | 9/20/2023 9:00 am | 23-12727 / CMG | Eric J. Clayman, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | MAIDEN WOOD CONDO ASSOC (McGOVERN) MK: 9/6/23: Order submitted. arrears post petition 1,317/73 debtor to pay 437 By 9/30 and 880.73 be paid thu plan |
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Matter ResolvedRequest Adjourment | 84 | 9/20/2023 9:00 am | 23-12944 / CMG | Joan Sirkis Warren, Esq. | Motion Sell Free and Clear of Liens under 363(f) (FEE) | Revised Order Submitted | 15 PHEASANT RUN- >>THERE IS AN UNSECURED CLAIM (#7-1) FILED BY PANTHER VALLEY PROP. OWNERS ASSOC.( assoc'n assessments, fees and legal fees) $8,031.92- THIS WILL BE PAID AT CLOSING- YES? OR NO? mk; sent email to attty 9/5- PER ATTY YES WILL BE PD AT CLOSING -------------RESOLVED- REVISED ORDER SUBMITTED ------- >>NEEDS A REVISED ORDER( fixing parag #3) AND AMENDED NOTICE OF SALE setting forth realtor comm and closing atty flat fee 8/28/23(mk): email to atty w/ below info. as of today- did not file formal obj- waiting to see if resolved Realtor retained Who is atty dosing closing?(mk: different atty than debtor atty so needs to be retained) realtor and the commission is NOT set forth in the Notice of Sale at doc. #30 and yet the Proposed order refers to it in paragraph 3. Also - is there a separate atty doing the real estate closing? If it is not you , they need to be retained. Your fee of $700( for services of Motion to Approve, appoint realtor and notice of private sale ) In the Proposed Order has to have an application for supplemental fees. 400,000 sale K- NE equity 33,751 |
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Matter ResolvedRequest Adjourment | 85 | 9/20/2023 9:00 am | 23-13159 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | mk: has settlement offer and needs 4 weeks 10/18 Peremptory Debtor obj, making pymts<>SN SERVICING/Aldo Drive (FRIEDMAN VARTOLO) post pet:8,416.36 plus atty fees 1,238 debtor says attempted to make payments - not cashed now on bi weekly payment schedule |
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Matter ResolvedRequest Adjourment | 86 | 9/20/2023 9:00 am | 23-13505 / CMG | Jonathan Goldsmith-Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/18/2023 9:00 am | FAILED TO FILE FEE APPLICATION WITHIN 7 DAYS OF 7/19/23 CONFIRMATION FOR APPROVAL OF HOURLY FEE PD BY DEBTOR OUTSIDE |
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Matter ResolvedRequest Adjourment | 87 | 9/20/2023 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 10/4/2023 9:00 am | MTN TO DISALLOW OBERMAYER POC #6 Creditor to amend POC |
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Matter ResolvedRequest Adjourment | 88 | 9/20/2023 9:00 am | 23-14147 / CMG | George E Veitengruber III | Motion Relief from Co-Debtor Stay | Granted | 9/6/23:debtro may have cured arrears- TR asked -where did $ come from( answer: debtor new consulting contract started right after he filed. plan is repay of Mtg arrears. atty will get updated paystubs/P & L and bank statements since date of filing AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<>THE BANK OF NEW YORK MELLON /Greenwich Dr (FRIEDMAN VARTOLO) MK: post pet $8,105.42 7/20/23 debtro says sent 2 mtg payments and will sent aug by 9/1/23 Conf 9/20/23 |
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Matter ResolvedRequest Adjourment | 89 | 9/20/2023 9:00 am | 23-14613 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Granted | Debtor obj, can make pymt and requests recap<>US BANK NAT'L ASSOC / Vessel Lane (PARKER) Post pet arrears $10,000 as of 9/20 debtor say pay 1500 and roll rest into plan |
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Matter ResolvedRequest Adjourment | 90 | 9/20/2023 9:00 am | 23-14645 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Granted | CITIZENS BANK/2021 Kia Soul (WELTMAN WEINBERG) |
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Matter ResolvedRequest Adjourment | 91 | 9/20/2023 9:00 am | 23-14650 / CMG | Robert Manchel, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>FAY SERVICING/Wendover Rd (FRIEDMAN VARTOLO) post pet 11,980.97 as of 7/20/23 debtro made payments not accounted for and arrears now should be 7,141 and requests 6 mo cure OTBS: 6 mos cure begin Oct |
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Matter ResolvedRequest Adjourment | 92 | 9/20/2023 9:00 am | 23-14651 / CMG | Christopher G. Cassie, Esq. | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | adj to 10/18 for creditor to ck w/ client on conduit- mak contact debtro TR LTR REQUESTING CONDUIT<> Debtor obj, will make pymt & requests recap<>FREEDOM MTG / Wilson Ave (BROCK & SCOTT) post pet arrears 3,436 as of 8/7/23 debtro can pay 1,000 now and request 6 mo cure |
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Matter ResolvedRequest Adjourment | 93 | 9/20/2023 9:00 am | 23-14836 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Continued 10/4/2023 9:00 am | Debtor obj<>TREE HAVEN APT (KROMER LAW) |
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Matter ResolvedRequest Adjourment | 94 | 9/20/2023 9:00 am | 23-14949 / CMG | Jeffrey E. Jenkins, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | mk: OK TO G and make conf 10/18 9/5/23:REVISED ORDER SUBMITTED ADDRESSING CREDITOR CONCERNS - NEEDS A CONFIRMATIN DATE IN ORDER 8/18/23(mk): 341 docs in and debtor current NEEDS 341 DATE AND CONF DATE IN ORDER Case dismissed 8/16/23 due to no 341 failure to provide docs. failure to make payments failure to resolve objections creditor objections to case before it was dismissed: 1. Pingora Loan(Richard Squire esg); Plan fails to pay arrears 2.Mancini Auto sales( M. Rothenberg): plan silent to claim on 2009 Chevy. can't be crammed as purchased 4/823 |
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Matter ResolvedRequest Adjourment | 95 | 9/20/2023 9:00 am | 23-15148 / CMG | Stephen M. Goldberg, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | mk: atty filed new motion on 10/18 w/ proper service - SO IAM MARKING THIS ONE AS WITHDRAWN MTN TO EXPUNGE CLM 1-1 US Dept. Of HUD TR Objection: Service was to address on POC. Creditor is a fereral Agency so need to serve US Atty General and US atty |
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Matter ResolvedRequest Adjourment | 96 | 9/20/2023 9:00 am | 23-15849 / CMG | Melinda D Middlebrooks, Esq | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | Debtor obj<>CENTRUST BANK/Eliphamets Lane, MA (BROWN & CONNERY) mk: debt pertains to commercial loan made by creditor to Computer Power Systems LLC and personally guaranteed by debtor and a Denise Campbell. gave mtg on real prop in Cape Cod- went into foreclosure. bkcy filing stopped Auction sale on prop. by creditor Centrust Debtor says addresses claim in plan Centrust pre pet arrears 1,083,588,25 |
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Matter ResolvedRequest Adjourment | 97 | 9/20/2023 9:00 am | 23-16113 / CMG | Peter E. Zimnis, Esq. | Order Shorten Time | Continued 10/4/2023 9:00 am | >>OST<<< MTN TO USE CASE COLLATERAL AND PROVIDE ADQ PRO PYTMS TO FAMILY BUSINESS FUNDING >>OBJ.FILED BY FAMILY BUSINESS FUNDING( JOE DEVINE,ESQ. mk: no documentation included in motion and cert talks about documents debtor is "alleged to have executed" cert is odd- says secured creditor asserted secured claim and security interest in prep pet collateral. Debtor" assumes " valid lien... Order says "alleged creditors" and then says Ct has reviewed documentation- THERE WAS NO DOCUMENTATION ATACHED TO MOTION" Business is an LLC .daycare pre school THERE IS AN OBJECTION TO THE PLAN FILED BY CREDITOR FAMILY BUSINESS FUNDING(#15) |
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Matter ResolvedRequest Adjourment | 98 | 9/20/2023 9:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Notice of Request for Loss Mitigation | Granted | RealTime obj (Stern & E)<>REQUEST FOR LOSS MIT |
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Matter ResolvedRequest Adjourment | 100 | 9/20/2023 9:00 am | 23-16456 / CMG | Robert B Davis | Motion Confirming Automatic Stay is Not in Effect | Continued 10/18/2023 9:00 am | US Bank/Old Road (Stern & E) TO CONFIRM STAY IS NOT IN EFFECT case filed 7/28/23:creditor says no stay was in effect when prop was sold and co owner named in foreclosure. Sale occurred 8/3/23 Redemption period expired. property sold to 3rd party debtor says co debtor stay should apply as to sale void against her need brief as to interplay b/w stay not in effect and co deboro stay Brief by creditor in1 week reply:by debtor 1 week after that hearing on 10/18 |
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Matter ResolvedRequest Adjourment | 99 | 9/20/2023 9:00 am | 23-16456 / CMG | Robert B Davis | Motion Impose Automatic Stay | Continued 10/18/2023 9:00 am | creditor obj; debtor response<>MTN TO IMPOSE THE STAY MK: this case filed 7/28/23. 341 on 10/12/23 1 PYMT POSTED 341 SCH 10-12 2 prior cases 2022 and 2023. now says going to sell home creditor says no stay was in effect when prop was sold and co owner named in foreclosure. Sale occurred 8/3/23. Redemption period expired. property was sold to 3rd party. need brief as to interplay b/w stay not in effect and co deboro stay Brief by creditor in1 week reply:by debtor 1 week after that hearing on 10/18 |
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Matter ResolvedRequest Adjourment | 101 | 9/20/2023 9:00 am | 23-16997 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Continued 10/18/2023 9:00 am | Debtor obj, actively marketing ppty; Creditor response<>GENTLE DENTAL PROVIDERS (PIOTR RAPCIEWICZ) Creditor has j'ment and charging lien- debtor says actively marketing property- will be paid at sale or Mp to pay thru plan- |
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Matter ResolvedRequest Adjourment | 102 | 9/20/2023 9:00 am | 23-17189 / CMG | Joan Sirkis Warren, Esq. | Motion Extend Time | Granted | MTN TO EXTEND STAY mk: timely filed. 341 docs in |
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Matter ResolvedRequest Adjourment | 103 | 9/20/2023 9:00 am | 23-17336 / CMG | Lee M. Perlman, Esq. | Motion Extend Time | Granted | MTN TO EXTEND STAY MK: prior case( Pro Se) dismissed in July. now has counsel. timely filed: needs plan filed and get 341 docs in |
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Matter ResolvedRequest Adjourment | 104 | 9/20/2023 10:00 am | 19-17960 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Confirmed | 9/12 workup for the 9/20 calendar EDC -plan reduced because husband lost job. Only 7 months left so payment needs to be higher than proposed. **CONFIRM AT $32,782 PAID THEN 401 X 7 BEG 10/1/23 PRO RATA---trustee to rec non exempt lawsuit proceeds-student loans outside-Peruzzi of Langhorne outside per stay vacate--use trustee standard order of distribution--pro rata to unsecured proposed $225 X 9 BEG 9/2023; PART 5 NOT MENTION reduces from 84 months |
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Matter ResolvedRequest Adjourment | 105 | 9/20/2023 10:00 am | 20-17796 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | MK: NEW MP (#89) filed and on for 10/18. reduced plan length back to 72 mos as prv confirmed under Cares act at 72. reduces payment due to job loss adds Tr arrears ISSUES AS OF 9/12/2023 (DM): $2,610 plan arrears. 1) MP provides $13,330 priority treatment to IRS - POC filed for $6,711.15 (PAY PER POC??) 2) MP provides $1,104.88 priority treatment to State of NJ - no POC filed (STRIKE??) 3) MP provides $11,297.33 cram treatment to Exeter Finance on 2013 Chevy Camaro - per Consent Order (1/6/21), total cram payout with interest should be $12,548.59 (PAY PER CONSENT ORDER??) 4) Trustee OBJ: - Debtor's case is currently confirmed with a 72-month term under the CARES Act. The MP proposes to extend the plan term to 84 months pursuant to the CARES Act. The Trustee objects to a further term extension based upon the expiration of the CARES Act. - The debtor has failed to provide amended Schedules I & J (UNRESOLVED). - The debtor has failed to provide Proof of Income (UNRESOLVED). - The debtor has failed to provide tax returns for 2022 (UNRESOLVED). Confirmed Case: $20,415 Ptd, $559 x 4, $936 x 45, 100% Plan Prop. MP: $773 x 38, $188.92 x 46, Base Plan PTD = $30,205 Last Claim (16-1) dated 9/8/21 |
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Matter ResolvedRequest Adjourment | 106 | 9/20/2023 10:00 am | 20-20737 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Continued 10/4/2023 10:00 am | at to review atty email AS OF 9/11/2023 (at): RECOMMEND: $40,768 PAID TO DATE, $1,464 x 24 BEGINNING 10/1/2023, 100% PLAN Preserve non exempt equity of $31,807. MP proposes: $1,172 x 26 beginning 8/1/2023, not less than $31,807 to unsecured creditors Arrears: $0 (part 3a: adding post-petition 2022 IRS taxes to be paid through plan part 8d: allowing trustee to pay post-petition claims) |
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Matter ResolvedRequest Adjourment | 107 | 9/20/2023 10:00 am | 20-21659 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Confirmed | 9/12 workup for the 9/20 calendar EDC -LM granted-mortgage outside **TO CONFIRM IT NEEDS $16667 paid then 799 x 25 beg 10/1/23-100%-Carrington claims will not be paid by trustee due to loan modification--student loans outside of he plan proposed $15,967 PTD; $700 X 26 BEG 9/2023; 100% |
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Matter ResolvedRequest Adjourment | 108 | 9/20/2023 10:00 am | 21-15049 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Withdrawn | MP in 14 days mk; email from atty:I confirmed with NJHESAA that pursuant to Section 9A:10-6.16, as a consequence of borrower's default, NJHESAA may suspend any NJ occupational and professional license, including a teaching license. I also confirmed that they will accept a settlement of $64,088.00 over sixty months. inheritance increased base- MP in 14 days federal loan will be forgiven b/c she's a teacher AS OF 9/19/23 (SF) UPDATED AR RESOLVE OR HOLD Cannot confirm case until we receive answer on separate classification of student loan. Attorney was to brief the issue back in May. Need status. The plan proposes to only pay the student loan. Adversary adjourned to 11/16 at 10:00 a.m. Currently need $46,718 PTD, $1503 X 33 BASE W/MIN $31,420 TO GUCS - The plan will only pay up to $64,000 to NJ Class pending outcome of adversary - Non exempt proceeds from Lawsuits against Nissan and NJ Higher Education to be turned over to Trustee Note: NJ Class has already received $19,363.66 through the plan AS OF 8/3/23 (SF) BELOW ISSUES STILL APPLY mk: may need to adj to after adv trial 6/22/23- been exchanging emails with debtors counsel 5/23/23(mk): need to review atty Hanratty email w/ AR and Need clarification on amt to be paid on Std loan 5/3/23:mk: debtor to brief special classification of ST loan AS OF 5/23/23 (SF) BELOW ISSUE STILL APPLY The plan proposes to pay $64,000 to Student loan but the order which was entered on 12/16/22 which allows late proof of claim is in the amount of $78,977.31. Need clarity as to which amount is to be paid and the proposed payment is not high enough to pay either amount. Note: $30,130 received from Motion to Use Inherited Funds MP proposes $629 x 40 Base Plan has run 27 months RESOLVED ISSUES: - Objection filed by Allen Gorsk that administrative claim 12-1 for $780 is not provided for in plan (Order resolving mediator's objection to conf submitted to chambers 3/15/2. Terms = claim #12 timely filed and to |
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Matter ResolvedRequest Adjourment | 109 | 9/20/2023 10:00 am | 22-10054 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 9/14/23 (SF) 1. Modified plan proposes to pay $5,000 to Bank of America. Is this for post-petition arrears? 2. Need status of Malpractice law suit 3. Motion to Convert Chapter 13 to Chapter 7 scheduled for 9/20 at 9 4. Objection filed by Bank of America (Douglas McDonough) - the modified plan does not cure pre-petition arrears and the plan does not surrender property security creditor's claim (Note: The POC filed shows zero arrears) 5. Objection filed by Ajax Mortgage Loan Trust 2022 (West) - Failure to propose a plan in good faith; failure to fund plan with non-exempt proceeds of malpractice suit by 12/31/22 and failure to move expeditiously to sell property. Creditor has moved to convert to Chapter 7 and wants the property sold expeditiously. (RESPONSE FILED BY DEBTOR) 6. Treatment of Best Buy, Citi Bank and Target as separately classified unsecured claims to be paid in full because wife is cosigner should be stricken as no claims were filed and the bar dated expired on 7/20/22 MP proposes $250 x 36 Base; Sale by 2/16/24 Plan has run 20 months with 16 months remaining |
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Matter ResolvedRequest Adjourment | 110 | 9/20/2023 10:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | 9/20; wants short time (60 days) to get a LM creditorr says shorter time and apply for LM w/in 2 weeks AS OF 9/14/23 (SF) 1. Objection filed by Bank of NY Mellon (RAS) - firs plan proposed a loan mod, second plan proposed a sale and now the third plan proposes a loan mod again. Modified plan is a delay tactic to delay sheriff sale. Plan is not feasible. 2. Trustee motion to dismiss scheduled for 9/20 at 9 MP proposes $300 x 36 Base, Loan Mod by 2/1/24 Removes sale and adds loan mod Plan has run 17 months with 19 months remaining |
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Matter ResolvedRequest Adjourment | 111 | 9/20/2023 10:00 am | 22-18731 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | 9/8/23(mk):atty reply- may need to adjust terms and lengthen plan- atty ok to terms **CAN REC CONFIRM AT $2,649 PTD, Then $523 x 48 Begin 9/1/23. Base. Plan total of 58 months** 9/6/23: Co entered that vacates LM Order and Tr is to pay pre and post petition through the plan. MP plan changes plan length to 50 mos so that means 40 remain- arrears. Last pay in July. Arrears were 439 then should have Pd August and SEpt MP amt $523 p/m means total base is 27,689 1. Note: Mp has in part 4a to Midland Mtg( pre and post arrears - THRERE ARE NO PRE PET- LM ORDER ENTERED - ONLY POST PET THRU THIS MP MP proposes:$2269 PTD; $380 X 1; $523 X 43; BASE ADD POST-PET MTG ARREARS Plan has run 10 mos and plan extends to total 50 mos so 40 remain |
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Matter ResolvedRequest Adjourment | 112 | 9/20/2023 10:00 am | 22-19894 / CMG | Jonathan Singer, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/18/23 (SF) Updated RECOMMEND $21,030 PTD, $2621 X 51 (BEGIN 10/1/23) 100% PLAN W/MIN $195,333 TO GUCS PER NON EXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - TRUSTEE STANDARD ORDER OF DISTRIBUTION 1. Motion for Relief filed by Toyota Motor Credit scheduled for 10/18/23 2. Trustee objection: - Need a Modified Plan that completes parts 5, 6, 7 and 8 which are blank and removes leased vehicle from part 7b. (MP to be filed) (NOT FILED) FILED WITH NO NOTICE, OK. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $643.74/month for cable/internet/phone; $900/month for food; $2,000/month for medical and dental; $698/month car payment; $350/month for home maintenance Need proof of excessive expenses 10 days prior to confirmation. - There is $4,739 in non exempt equity in the bank accounts. Plan proposes $2103 x 10; $2450 x 50 100% plan Payments: Current, $21030.00 Received RESOLVED: - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Capital One Auto. - Objection filed by Freedom Mortgage (Fissel) - failure to provide for arrears of $585.94 thru the plan. (RESOLVED VIA CONSENT ORDER) OK TO PAY ARREARS - Objection filed by Capital One Auto Finance (Regina Cohen) - to cram (RESOLVED VIA CONSENT ORDER) - Amend Sch I for new part -time job at Home Depot and proof of income. - Need Proof of 2 month's income - for "other sources" listed on Schedule I. 8/15/23(mk) Order submitted: allows NJ Dept of Labor poc 34-1 allowed in full for priority total of 17,580.59 8/7/23 Sent email to attorney as to the status: Attorney Response: (HE IS WAITING FOR A CONSENT ORDER WITH THE STATE OF NJ DEPT OF LABOR TO RESOLVE A NEW LIEN AGAINST DEBTORS. ORDER WILL ALLOW THE STATE TO FILE A LATE CLAIM AND THEN HE WILL FILE A MODIFY PLAN TO INCLUDE CLAIM AND FIX OTHER ISSUES AND WILL ALSO PROVIDE TAX RETURN) - Need documents regarding the liquidation of the business. (RECEIVED |
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Matter ResolvedRequest Adjourment | 113 | 9/20/2023 10:00 am | 22-20136 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | says taxes filed 10/18 PEREMPTORY ISSUES AS OF 9/15/2023 (DM): taxes are still estimated. ADJ to 9/20 Peremptory NFA (dm) 7/19/23 mk: atty says all tax returns have been fled 1) IRS filed $56,635.99 priority claim that includes estimated taxes for 2019 - 2021 (UNRESOLVED). ***RESOLVED ISSUES*** A) IRS filed $7,950 secured claim not treated in the plan (OKAY TO ADD?? - mk: yes pay) B) US Dept. of HUD filed a second lien on McCormick Dr property that is not treated in the plan (TREAT AS SECURED UNAFFECTED?? - mk: yes unaffected) C) Amerihome Mortgage Co (Brock & Scott) OBJs - plan is silent as to pre-petition arrears of $13,691.50 - POC filed with $12,986.72 arrears (BROCK & SCOTT FILED A MOTION TO APPROVE A PARTIAL CLAIM LOAN MOD - ORDER ENTERED). D) Trustee OBJ: - Need a copy of homeowner's insurance renewal declaration which provides name of the Debtor (RECEIVED). - Need to file Pre-Confirmation Certificate (FILED). - Need DSO information for Lisa Vega (RECEIVED). - Need last two checking account statements for account that checks are deposited into (RECEIVED). Prop. Plan $926 x 60, Base PTD 8/9 = $7,408 Last Claim (25-2) |
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Matter ResolvedRequest Adjourment | 114 | 9/20/2023 10:00 am | 23-10302 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 2 weeks to convert to 7 09/15/23(SF) IS THIS CASE BEING CONVERTED? NO MODIFIED PLAN FILED Motion to Approve Loan Mod scheduled for 8/16/23 at 9 (GRANTED) Per atty, Debtor was just approved for loan mod. Motion to approve to be filed and MP or conversion may be filed once order is entered. NEED PROOF OF HOW NON EXEMPT FUNDS FROM SALE OF PROPERTY WERE SPENT. (STILL NEED PROOF OF PAYMENTS MADE TO CREDITORS LISTED ON EXPLANATION OF HOW MONEY WAS SPENT) Trustee objection: - Need Modified Plan that increases trustee payment when thrift savings plan loans end. - Need February and March bank statements for Chase accounts 1229 and 2572 and TD Bank account 5463. (TD Bank Statement receieved for Acct 5463 which has a balance of $5228) STILL NEED CHASE STATEMENTS - Need the HUD/ALTA closing statement for the Jersey City home sold in 2022 per the divorce decree. (RECEIVED) SELLER RECEIVED $83,877. DEBTOR RECEIVED 50% $83,877 (At 341 hearing debtor testified that money was spent on paying off student loans and credit cards) No student loans listed on the list provided. Plan proposes $232 x 60 Base Payments: 5/6 Arrears: $232 RESOLVED ISSUES: - Need a current market analysis - that is updated with comparatives from last 6 months. (CMA OK) - The debtor has insufficient income Verified income leaves monthly disposable income of -$299.60. (DEBTOR RECEIVES OVERTIME SO THIS NUMBER WILL FLUCTUATE THROUGH THE YEAR) - Need Proof of social security income - for the debtor per TD Bank statements. (MOOT. DEBTOR WORKS FOR SOCIAL SECURITY) - Need proof of insurance for the 2018 Honda CRV. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 115 | 9/20/2023 10:00 am | 23-10339 / CMG | JAMAL J ROMERO | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | adj to 10/18 to be on w/motion AR RESOLVE OR HOLD ISSUES AS OF 9/15/2023 (DM): ***Despite stay relief on the Crine Rd property with no sheriff's sale permitted before 12/22/23, the debtor will need to sell this property before sheriff's sale due to the $500k of equity in the property and to fund the 100% plan. Note - the Myrtle Ave property also has $500k in equity*** Wilmington Savings (STERN E) has a pending MFR on Myrtle Ave property scheduled for 9/20/23 - debtor has agreed to conduit on this property. 1) IRS filed $14,746.32 priority claim that includes estimated taxes for 2019 - 2022 not treated in the plan (AMENDED TO $414.22 - OKAY TO PAY??) 2) State of NJ filed $2,178.34 priority claim that includes estimated taxes for 2019 - 2022 not treated in the plan (UNRESOLVED). 3) Plan provides $85,396.55 priority treatment to NYS Dept. of Taxation - New York State filed POC (11-1) as a general unsecured claim (STRIKE PRIORITY PLAN TREATMENT??) 4) Are $3,900 balance of attorney fees to be paid by the Trustee to former attorney V. Ava Murray, Esquire? Trustee requires something in writing from Ms. Murray if we are to pay or not to pay this prior attorney (UNRESOLVED). 5) CitiMortgage (Powers Kirn) OBJs - sale plan on Crine Rd property is speculative, and plan does not demonstrate a sales price exceeding the liens encumbering the property (ORDER ENTERED GRANTING STAY RELIEF WITH PROVISO THAT NO SHERIFF'S SALE BEFORE 12/22/23 - need to add that claim is being treated outside the plan per stay relief). 6) Plan provides $37,205.39 secured treatment to JP Morgan Chase 2nd Mtg on Myrtle Ave property - POC filed with $278 arrears - is Trustee paying full claim or just arrears? ***RESOLVED ISSUES*** A) Trustee OBJ: - Need 2022 tax return (RECEIVED). - Need Fee Application 7 days from confirming order (LANGUAGE ADDED). - POC (1-1) and POC (14-2) appear to be duplicate claims (POC 1 WITHDRAWN). - Need non-exempt proceeds from sale of Crine Rd property to be paid |
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Matter ResolvedRequest Adjourment | 116 | 9/20/2023 10:00 am | 23-10349 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/14/23(mk):email to atty- ok to terms **CAN REC CONFIRM AT $1,948 PTD, Then $725 x 54 begin 10/1/23 BASE. Distribution is per plan. must file pre conf cert in 7 days. ---------Resolved----------------- 1. Trustee Objection: TR WILL COMPROMISE AND REQUIRE HIGHR PAYMENT GOING FORWARD -No amended I & J filed w/ MP - prior objection ( STILL RELEVANT)included obj. to expenses excessive expense items, such as: $600/month for utilities $550/month for cable/internet/phone $1,181/month car payment $550/month car payment (2020 Hyundai is being surrendered) THIS IS WIFE"S CAR Need proof of excessive expenses 10 days prior to confirmation. Plan: $398 X 55 BEG 9/2023; BASE 5/6 payments |
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Matter ResolvedRequest Adjourment | 117 | 9/20/2023 10:00 am | 23-10607 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/15/2023 (DM): atty ok t terms(mk) ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,184.72 PTD, THEN $194 x 52 STARTING 10/1/23, BASE PLAN*** 1) IRS filed priority POC (4-3) that includes estimated taxes for 2021 (ORDER ENTERED THAT MODIFIES THE CLAIM). 2) State of NJ filed POC (9-1) that includes estimated taxes for 2016 - 2018 (ORDER ENTERED THAT MODIFIES THE CLAIM). ***RESOLVED ISSUES*** A) Trustee OBJ: - Need auto insurance for 2003 Ford Expedition (RECEIVED). - Need 2022 tax return (RECEIVED). - Need value statements from Mass Mutual Life Insurance policy (PER CERTIFICATION FROM DEBTOR, NO LONGER HAS THIS POLICY). - Plan does not treat Regional Acceptance arrears claim (MP SURRENDERS VEHICLE.) - Need to serve creditors in motions (CERT OF SERVICE FILED). - Need to file Pre-Confirmation Certificate. (FILED) Prop. Plan $135.51 x 4, $160.67 x 56, Base Plan PTD 8/8 = $1,184.72 Last Claim (11-1) |
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Matter ResolvedRequest Adjourment | 118 | 9/20/2023 10:00 am | 23-11176 / CMG | Avram D White | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 9/19/23(mk) debtor atty provided letter from Gregory funding- dated 9/6. LM package complete. 30 days for review- Debbie form S. Wesy oofice reply- heard form client will have answer by end of week AR RESOLVE OR HOLD ISSUES AS OF 9/15/2023 (DM): ***If Loan Mod issue below can be resolved, THEN THIS CASE IS READY TO CONFIRM AT $3,300 PTD, THEN $773 x 54 STARTING 9/1/23, 100% PLAN WITH $52,980 THRESHOLD PRESERVED, AJAX MORTGAGE POC (12-1) SHALL BE TREATED OUTSIDE THE PLAN AND DEBTOR IS FREE TO CONTINUE PURSUING A LOAN MOD WITH THE CREDITOR, TRUSTEE STANDARD ORDER OF DISTRIBUTION*** (mk): debtor has to 8/18 to submit missing docs and then lender review. Email from S. West - Debtor atty provided proof that all supporting docs were sent so parties agree to Adj to 8/2. 6/7/23 (mk): debtor to submit complete Loan Mod package in 2 weeks (6/21/23) and a review within 10 -14 days. 1) Ajax Mortgage/US Bank (PLUESE BECKER) OBJ - failure to cure full arrears of $106,508.80 per POC. Plan proposes to pay $20,000 towards arrears and balance through a Loan Mod, and debtor was offered a forbearance agreement in the Fall of 2022 and did not accept it (UNRESOLVED). 2) Trustee OBJ: - Need 2022 tax return by 5/31/23 (RECEIVED - SHOWS NON-DEBTOR SPOUSE IS EMPLOYED IN AN ADMINISTRATIVE POSITION - need Amended Sch I). - Need amended 22C - filed blank (UNRESOLVED). ***RESOLVED ISSUES*** A) Trustee OBJ: - Excessive Expense: $530 cable/internet/cell, $1,100 food, $400 childcare (no dependents listed), $950 transportation (only debtor works), $525 car insurance. As long as plan remains at 100%, Trustee will allow expenses. If there is a modification at a later date, then the Trustee reserves right to renew an objection to excessive expenses. - Verified income leaves monthly disposable income of $873. - There is $52,979 non-exempt equity in the real estate (100% Plan). - Plan proposes an order of distribution that departs from Trustee standard order of distribution (CLAIMS WILL |
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Matter ResolvedRequest Adjourment | 119 | 9/20/2023 10:00 am | 23-11773 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/15/2023 (DM): ***Debtor is current with Trustee payments. RECOMMEND CONFIRMING AT $1,800 PTD, THEN $300 x 30 STARTING 10/1/23, BASE PLAN*** 1) Trustee OBJ: - Debtor has insufficient income. - Debtor has failed to file a feasible plan - debtor has insufficient income. - Need 2022 tax return (RECEIVED). Prop. Plan $300 x 36, Base Plan PTD 6/6 = $1,800 Last Claim (29-2) |
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Matter ResolvedRequest Adjourment | 120 | 9/20/2023 10:00 am | 23-11823 / CMG | DAVID A. SEMANCHIK, ESQ | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | 9/20: atty has creditor ok to file a motion to reinstate stay APOC BY IRS 9/12 workup for the 9/20 conf EDC 2 payments arrears *Plan is not feasible due to stay lift *Fay Servicing/US Bank got stay lift on 330 Lakewood Ave Berkely NJ -objection also Fay *2022 IRS estimated Trustee objection: ---Need proof of insurance for the 2008 BMW. ---There is $45,575 in non exempt equity in the Santander bank account. (100% plan ) --Need to resolve the estimated claim filed by the IRS. --Need to resolve the objection filed by US Bank. $1350 X 60 BEG 4/2023; 100% |
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Matter ResolvedRequest Adjourment | 121 | 9/20/2023 10:00 am | 23-11826 / CMG | Paul H. Young, Esq. | Confirmation Hearing on Modified Plan | Continued 11/1/2023 10:00 am | motion to Modify IRS claim but objection by Trustee due to bad service 9/11 workup for the 9/20 calendar EDC MP filed on for 8/9 proposes : $350 X 5; $1421 X 55 BEG 4/2023; 100 -- IRS claim #7 is estimated for 2019 priority taxes and for 2018 unsecured taxes is last remaining issue. Have they been filed? If not it needs to be dismissed. If yes attorney needs to move against claim now. -------------- RESOLVED: *Objection by Rushmore-not paying full arrears-(MP filed pays arrears OK) -- US HUD claim 1 filed, no arrears but not treated in plan.(OK IN MP) -- Need to file Pre-Confirmation Certification. (DONE) --There is $134,082 non-exempt equity in NY property owned by debtor, must pay minimum $134,082 dividend to general unsecured creditors (100% Plan). --The Schedules fail to account for the debtor(s) tax refund in the amount of $992 when determining disposable income. OK --Income verifies higher ($5,702) than scheduled ($5,312) resulting in $825 of monthly disposable income. (OK 100%) |
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Matter ResolvedRequest Adjourment | 122 | 9/20/2023 10:00 am | 23-11881 / CMG | John H. Anlian, Esq. | Confirmation Hearing Scheduled | Confirmed | 9/18 updated workup for the 9/20 calendar EDC RECOMMEND CONFIRMATION AT: $8800 PAID THEN $3000 X 48 BEG 10/1/23-100% (MIN OF $14,500 DUE TO EQUITY TO GUCS)--otbs with Nationstar within 10 days per AR adj to 9/20 : need in 15 days: move vs Harely claim, tax return 15 days amended I& J and proof of expenses 15 days pre conf cert and blue book value on Harley- MOST DOCS RECEIVED. IT CAN BE 100% CASE SINCE ONLY SMALL AMOUNT OF UNSECURED CLAIMS FILED. OTBS BUT NEED ORDER TO RESOLVE NATIONSTAR *Still need order on OTBS for Santander/Chrysler for Jeep(MK: submitted 9/19: reg payments and lease assumed 1. Objection filed by Nationstar Mortgage (Frenkel Lambert) - failure to cure full arrears of $131,272.11 (Per POC) (RESOLVED) 2. Harley Davidson filed a secured arrears claim #2 in the amount of $910.16 which is not in the plan. Is it ok to pay this claim? ( says going to move against it) *debtor amended schedule J. Per schedules there is $2350 in monthly disposable income but per the POI provided there is $3800 in disposable. Both debtor and wife's income is higher than scheduled---THERE IS ONLY AROUND $9000 IN UNSECURED CREDITORS SO THE TRUSTEE SUGGESTS JUST MAKING IT A 100% PLAN AND THAT RESOLVES MANY ISSUES 3. Trustee's objection: - A copy of the last filed tax return - 2022 prior to confirmation. (NOT RECEIVED) --- Verified income leaves monthly disposable income of $3800 after amended schedule J The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4) --- Need to resolve objection by Nationstar Mortgage. (UNRESOLVED) --- Need model and mileage for the 2017 Harley along with proof of current value (RECEIVED--shows value of $14,500 with no exemption taken and no proof not owned 100% by debtor. Since there is less then $10,000 un unsecured creditors it should be 100% plan) --------------------------------- RESOLVED ISSUES: --Need proof of exc |
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Matter ResolvedRequest Adjourment | 123 | 9/20/2023 10:00 am | 23-11914 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | ISSUES AS OF 9/15/2023 (DM): ***Debtor has only made 1 of 6 payments despite two separate wage orders entered and taxes are still estimated for 2019 through 2022 - RECOMMEND DISMISSAL*** 9/20 date is Peremptory. 7/28/23 (DS): Wage order was entered 6/5/23, yet no payments have been made (ATTY EMAILED TO INFORM THAT DEBTOR BEGAN NEW JOB AND IS NO LONGER EMPLOYED AT PREVIOUS EMPLOYMENT HE BEGAN 3/2023 - HAS FILED ANOTHER MOTION FOR WAGE ORDER 7/27/23. Must provide 2 months recent proof of income from LabCorp). 6/5/23 (DS): Debtor attorney requested adjournment to resolve outstanding tax returns, application for wage order granted 6/13/23. 1) IRS filed $52,938.80 priority claim that includes estimated taxes for 2019 - 2022 (UNRESOLVED). 2) Trustee OBJ: - Need 2021/2022 tax returns (UNRESOLVED). - Need Metabank online bank acct statements (PER ATTY, METABANK CLOSED 2019, NEED PROOF THAT ACCT WAS CLOSED IN 2019, SUCH AS LETTER FROM BANK). - There is disposable income of $2,497 (100% Plan). - Need to file Pre-Confirmation Certificate (UNRESOLVED). - Need Trustee Standard Order of Distribution (ATTY OK WITH ADDING TO CONFIRMING ORDER). Note: Updated auto insurance and PNC Bank statements provided. Amended Sch I filed 7/28/23. Prop. Plan $1,750 x 60, 100% Plan PTD 1/6 = $1,750 Last Claim (4-1) |
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Matter ResolvedRequest Adjourment | 124 | 9/20/2023 10:00 am | 23-11918 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | As of 9/12/23(mk): CASE IS 6 MOS OLD >>SAME ISSUES AS LAST HEARING INJ jULY>> 1. Plan has Cazenovia Creek Funding a sec per plan $1,100- NO CLAIM FILED - STRIKE IT? 2.- current Plan does not specify treatment of Mount Holly MUA $51.40 under the Plan. OK TO PAY? 3. Trustee Objection: debtor has insufficient income -dispos - income verifies $ -820.65. -need proof of income for Feb. March and April 2023. -Domestic Support Obligation information to Adrianna Villarreal. need DSO FORM -also -need 2 months bank statements for all bank accts listed on Sched B prior to filing date. - need Amendments to Schedules C to take d(1) exemption on real property. - Need 2 months statements from Cash App, PayPal and Venmo prior to filing date. -excessive expense items, such as: Support payment $1,350.20 (must provide proof of support such as order 10 days prior to confirmation). -There is estimated non-exempt equity in real property $4,621.57 (pending amended Sched C) and pending all bank account statements. - Must file pre conf Cert. Plan:$434 x 60 begin 4/1/23; Base 5/6payments |
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Matter ResolvedRequest Adjourment | 125 | 9/20/2023 10:00 am | 23-12006 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | 11/1/23 PEREMPTORY issues as of 9/14/2023 (JMA) 1) Motion for relief Westlake Services/2016 Mazda on 8/16/2023, need outcome 2) Westlake Services, Inc (Hladik, Onorato) objection to confirmation of the modified plan - need to resolve -modified plan does not provide for full repayment of Movant's secured claim value of $11,647 -Part 9 of the plan states the value of the vehicle is lower and they are cramming to Fair Market Value - need appraisal on auto proposed plan $695 paid to date, $370x56 begin 8/1/2023 paid in $940 42 months to go |
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Matter ResolvedRequest Adjourment | 126 | 9/20/2023 10:00 am | 23-12036 / CMG | FRANKLIN S MONTERO | Confirmation Hearing Scheduled | Confirmed | AS OF 9/11/2023 (at): RECOMMEND: $2,520 PAID TO DATE, $475 X 54 BEGINNING 10/1/2023, 100% PLAN Preserve non exempt equity of $20,522.00 in real and personal property. Need to file Pre-Confirmation Certification within 10 days of confirmation. 1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure arrears of $2,280.10 (Per POC). (RESOLVED - PAY PER POC) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - for Baltimore property. - Business profit & loss statements - A copy of the homeowner's insurance renewal declaration - for Baltimore property. Need a mortgage statement for Baltimore property. - A copy of the deed - for Baltimore property. - Amendments to Schedules A to list Baltimore property and arkansas property and valuation The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $14,753 in non exempt equity in the Old Bridge property., subject to review of property settlement agreement - There is $5,769 in non exempt equity in the bank accounts. - Need to file Pre-Confirmation Certification. (NOT FILED) - Need to resolve objection by Freedom Mortgage. (RESOLVED - PAY PER POC THROUGH THE PLAN) - Need proof of insurance for the 2012 Volkswagen. - copy of property settlement agreement clarification of duplex home and rental unit info on deed to lender of baltimore - proof of consulting income - explanation of zelle payment to x husband - account and reconciliation of funds to debtor Plan proposes: $420 x 60 beginning 4/1/2023, base Payments: 6/6 |
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Matter ResolvedRequest Adjourment | 127 | 9/20/2023 10:00 am | 23-12078 / CMG | Robert Manchel, Esq. | Confirmation Hearing on Modified Plan | Continued 11/1/2023 10:00 am | AS OF 9/11/2023 (at): PEREMTORY. NEEDS TO BE 100% PLAN DUE TO NON EXEMPT EQUITY. 1. TD Retail Card Services filed a secured arrears claim #3 in the amount of $423.92 which is not in the plan. Is the debtor going to pay this claim? (100% PLAN) 2. Objection filed by US Bank (Robertson Anschutz) - blanket objection. (UNRESOLVED) 3. Objection filed by Meridian Bank (Unruh) - failure to cure full arrears of $8,846.85 (Per POC) (MOD PLAN PAYS THE CLAIM IN FULL AND NO OBJECTION TO THE MODIFIED PLAN) 4. Objection filed by Felix Nosik - failure to cure full arrears of $33,907.94 (Per POC) (MODIFIED PLAN PAYS THIS CLAIM IN FULL AND NO OBJECTION TO THE MODIFIED PLAN) 5. Trustee's objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $1,346.81. The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2022 prior to confirmation. (NOT RECEIVED - NEED PROOF THIS IS ON EXTENSION) - Need values for the 2011 Toyota Camry, 2020 Subaru Outback, 2015 BMW 750, 2015 Range Rover, 2017 Nissan Altima and 2023 Harley. (NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) - Need to resolve objection by Meridian Bank. (RESOLVED BY MODIFIED PLAN) - Need to resolve objection by US Bank. (UNRESOLVED) - Need proof of insurance for the 2020 Subaru, 2015 BMW, 2015 Range Rover, 2011 Toyota and 2023 Harley. (NOT RECEIVED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $213,265 in non exempt equity in the real estate. (LANGUAGE ADDED) - There is $60,000 in non exempt equity in the 2023 Star Craft boat. (LANGUAGE ADDED) - There is $65,000 in non exempt equity in the 2022 Grand Design Travel Trailer. (LANGUAGE ADDED) Modified plan before confirmation proposes: $6,078 paid to date, $2,026 x 57 beginning 7/1/2023, lo |
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Matter ResolvedRequest Adjourment | 128 | 9/20/2023 10:00 am | 23-12135 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | As of 9/8/23 (DS): Case dismissed 9/6/23 |
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Matter ResolvedRequest Adjourment | 129 | 9/20/2023 10:00 am | 23-12232 / CMG | Eugene Roth, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/19/23 (SF) RECOMMEND $2972 PTD, $3180 X 55 BASE (BEGIN 9/1/23) NONEXEMPT PROCEEDS FROM SALE OF REAL ESTATE BY 3/1/24- PROVIDE PROOF OF FOOD STAMP INCOME WITHIN 14 DAYS - FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS - PLAN IS CONFIRMED WITH CONDUIT PAYMENTS 1. I and J amended. Need proof of food stamp income in the amount of $1600 3. Objection filed by The Bank of NY Mellon (Raymond) - failure to pay arrears of $111,128.19 and speculative sale (MUST RESOLVE) 4. Trustee objection: - non exempt Proceeds , if any, from sale of real property to be paid to Trustee. -Need to file Pre Confirmation Certification with Court Plan proposes $1280 x 55 Base Sale in 6 months Payments: 4 of 6 Arrears: $2023 RESOLVED: MK: Debtor is the Executrix of her late husband's etsate. I have asked Mr. Roth to Upload the appointment papers to 13 docs. Asked BR to give it a 341 date. Debtor will be selling the real property as part of her plan and she will be selling it as the representative of the estate so this is okay. -. Motion for Relief by Newrez/Shellpoint scheduled for 7/19/23 (No Opposition) ORDER SUBMITTED - The debtor has failed to provide proof of service with respect to Plan Motion(s). (REMOVED FROM PLAN) |
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Matter ResolvedRequest Adjourment | 130 | 9/20/2023 10:00 am | 23-12284 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | ISSUES AS OF 9/15/2023 (DM): MFR scheduled for 9/20/23 and Trustee Letter requesting Conduit. 1) IRS filed $8,888.98 priority claim not treated in the plan that includes estimated taxes for 2022 (AMENDED TO $4,129.78 - OKAY TO PAY??) 2) Nationstar/Pacific Union (RAS) OBJs - 9 months is too long to review for a Loan Mod, correct monthly mortgage payment is $4,872.57, and plan is not feasible (UNRESOLVED). 3) Trustee OBJ: - Debtor has insufficient income. - Need recent proof of income for Debtor who began new job as a teacher for the Board of Education (UNRESOLVED). - Need recent proof of income for spouse from ReMax (UNRESOLVED). - Need valuation for cars on Sch B (UNRESOLVED). - Need amended Sch B/C to correct 2005 GMC, listed on Sched B as 2003, and jewelry amount per homeowner insurance $2,500 limit (UNRESOLVED). - Excessive Expenses: $1,300 estimated taxes - requires proof that taxes are being paid 10 days before confirmation (UNRESOLVED). ***RESOLVED ISSUES*** A) Trustee OBJ: - Need 2022 tax return (RECEIVED). - Need to file Pre-Confirmation Certificate (FILED). - Tax refund of $948 net was not prorated and included in disposable income calculation (MOOT BASED UPON 2022 TAX RETURN). Prop. Plan $500 x 60, 100% Plan - Loan Mod by 11/2023 PTD 5/6 = $2,500 Last Claim (2-2) |
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Matter ResolvedRequest Adjourment | 131 | 9/20/2023 10:00 am | 23-12342 / CMG | TAMIKA N. WYCHE, ESQ. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 10/4 PEREMPTORY 9/12/23(mk): case has only 2 secured claims Wells faro and Cooper Valley ( this one is resolved but need update on Wells Fargo update on #1 and #2? can it be resolved? 1. Motion for prospective Relief on 10/4/23 .NEED RESULT 2.Objection By Wells Fargo/Select (McCalla): plan fails to pay full arrears -----------RESOLVED------------------- No GYC filed Claims Order resolving objection by Cooper valley Condo Assoc submitted 4/17/23. TERMS= Pay secured portion of the claim in full at $8,752.18. Post pet payments due to creditor continue outside plan. Plan: $1366 X 60 BEG 4/2023; 100% 6/6payments |
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Matter ResolvedRequest Adjourment | 132 | 9/20/2023 10:00 am | 23-12378 / CMG | Kevin C. Fayette, Esq | Confirmation Hearing on Modified Plan | Confirmed | AS OF 9/11/2023 (at): RECOMMEND: $3,101 PAID TO DATE, $785 x 42 BEGINNING 10/1/2023, 100% PLAN Non exempt proceeds from personal injury suit are to be turned over to the trustee. MP proposes: $579 x 4, $785 x 44, 100% plan Arrears: $1,519 (Debtors have moved from the premises. Lease is rejected) |
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Matter ResolvedRequest Adjourment | 133 | 9/20/2023 10:00 am | 23-12383 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 9/19/2023 (JMA) ok to confirm at $2,028 paid to date, $441x54 begin 10/1/2023 base plan with minimum $15,000 dividend to general unsecured creditors issues as of 9/14/2023 (JMA) 1) Modified plan proposes attorney fees of $2,284.02 - is that in addition to the balance of fees due $1,656.70 2) Income verified higher than schedule, disposable net $551.01 3) Amended Schedule J lists pay car insurance to mom twice - Line 15c $216 and Line 21 $150 proposed plan $338x60 minimum $15,000 paid in $2028 arrears $1212 last claim 15 |
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Matter ResolvedRequest Adjourment | 134 | 9/20/2023 10:00 am | 23-12396 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | AS OF 9/11/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 has been scheduled for 10/5/2023. 2. Payments: 4/6, arrears $1,966 |
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Matter ResolvedRequest Adjourment | 135 | 9/20/2023 10:00 am | 23-12411 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Confirmed | $125 paid on 9/15/23 can be applied to 10/1/23 payment (dm) 9/15/23 - Atty agrees to terms (dm) ISSUES AS OF 9/14/2023 (DM): ***Conduit payment needed is $1,900 and $816 is needed to pay plan claims. THUS, TO CONFIRM INCLUDING CONDUIT, THE DEBTOR NEEDS $3,000 PTD, THEN $2,716 x 54 STARTING 10/1/23, 100% PLAN, PLUS ANY NON-EXEMPT ASSETS FROM THE ESTATE OF THE DEBTOR'S PARENTS*** 9/6/23 (mk): Both parties agree to Trustee Conduit Order on MFR. Info sent to AMT for conduit order. 7/19/23 (mk): uploaded probate docs yesterday - document uploaded is Jessica Whisten renouncing her right of administration and appointment of Steven Whisten as Administrator. 6/6/23 (DS): Debtor attorney requested adjournment to allow time to get info regarding probate of deceased parents property. 1) Trustee OBJ: - Need documentation from the probate of the estate of the debtor's parents, proof that siblings have half interest (both passed without Wills). - There is $2,063 non-exempt equity in real property - may be more if Debtor owns property 100%. - Need 2 months (Feb & March) bank statements from Citizens Bank savings accts (RECEIVED). Note: Auto and Homeowner insurance and Citizen Bank checking acct statements provided. Prop. Plan $500 x 60, 100% Plan PTD 6/6 = $3,000 Last Claim (11-1) |
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Matter ResolvedRequest Adjourment | 136 | 9/20/2023 10:00 am | 23-12494 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 9/18/23(mk) atty has $600 cash - THAT WOULD LEAVE ARREARS FOR SEPTEMBER- atty says orthodontist expense done and has 150 more toward budget- TR REQUESTIMG EWAGE FOR TR PAYMENTS 9/19 UPDATED workup for the 9/20 calendar EDC *payments will need to go up to $647 based on claims. Debtor has been unable to keep up with $375 a month payments. Feasible? * Trustee obj to the following: - Must file Pre-confirmation certificate. 3. Capital One filed arrears claim $477.92. (TRUSTEE WILL PAY) Prop Plan $300 x 2; $375 x 58; Base --------------------- RESOLVED 8/2(mk): car insurance uploaded. will upload tax returns---DONE - Need service to motions in plan.(CLAIM IS FILED AS UNSECURED, TRUSTEE WILL TREAT AS GUC) - Need 2021/2022 tax returns (DONE) |
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Matter ResolvedRequest Adjourment | 137 | 9/20/2023 10:00 am | 23-12597 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | 9/20: debtor waiting for Order on MFR- and will agree to conduit. And AMT WIL DO CONDUIT ORDER ON MRF ISSUES AS OF 9/15/2023 (DM): Trustee is requesting Conduit for case to continue. MFR - Prospective Relief requested scheduled for 8/16/23 (OTBS - what were the terms??)NO ORDER SUBMIT >>(9/18/23 mk: terms=are the usual MFR terms - account to remain current, if not current, we can file COD, etc. No unique language. will be submitted shortly 1) JPMorgan Chase (McCalla Raymer) OBJs - three previous Bk filing failed - creditor asserts bad faith (UNRESOLVED). 2) Trustee OBJ: - Need 2022 tax return (UNRESOLVED). - Disposable income verifies slightly higher at $3,885 - schedules are showing $3,744 in monthly disposable income (GUCs ONLY $140). - Need to file Pre-Confirmation Certification (UNRESOLVED). - Recommending the Trustee Standard Order of Distribution. Prop. Plan $1,835 x 60, 100% Plan PTD 5/6 = $9,175 Last Claim (2-2) |
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Matter ResolvedRequest Adjourment | 138 | 9/20/2023 10:00 am | 23-12624 / CMG | Scott J. Goldstein | Confirmation Hearing Scheduled | Converted to 7 / 11 | AS OF 9/15/23 (SF) Still did not receive proper proof of service for PFSC Inc. and Chase Bank Statements regarding deposits. adj 9/20 form complete cert form debtor that resolves all or Dismiss AS OF 8/29/23 (SF) ADJOURNED 3 TIMES WITH NO RESPONSE TO TRUSTEE OBJECTION STILL NO PROOF OF SERVICE PROVIDED FOR PLAN MOTIONS (PROOF OF SERVICE JUST RECEIVED TODAY 9/6. STILL IMPROPER, DOES NOT SERVE MANAGING AGENT FOR PFSC, INC. ) Trustee objection: - The Schedules fail to account for the debtor(s) tax refund in the amount of $1686 when determining disposable income. -Bank of America acct #8859 has 2 large deposits on 2/22/2023 $6,500 wire transfer from Chase Bank and 3/13/2023 $2,023 wire transfer from Chase Bank. Did not provide statement for Chase Bank. ( need debtors' certification as to what those were) CERT JUST RECEIVED STATES THAT DEPOSITS WERE FROM TAX REFUNDS BASED ON CHILD TAX CREDIT. STILL NEED CHASE BANK STATEMENT. - no proof of service on plan motions. (Capital One Auto; Ohio Treasurer and PFSC Inc.) Plan proposes $712 x 60 Base Payments: 5.5/6 Arrears: $356 RESOLVED ISSUES: - Domestic Support Obligation information need DSO form (RECEIVED) 9/5/23(mk): DEB sent email to atty as he tried to file something today w/ 17 page attachment that was corrupt- needs to refile doc |
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Matter ResolvedRequest Adjourment | 139 | 9/20/2023 10:00 am | 23-12769 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 10/4 to be current and respond to dispo list - debtro to be on EWAGE AS OF 9/15/23 (SF) STILL NOT CURRENT ( arrears $1,872) 8/2: to provide pay stubs and any other req docs be current including Sept- Tr will require sign up for ewage 1. Trustee objection - The debtor has insufficient income Verified income leaves monthly disposable income of $184.21. - The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - . Need March pay stubs.(Attorney says more pay stubs were uploaded- not received. Debtor was on medical leave in February through middle of March. Need to resend. Need June and July pay stubs) - Need a statement for the debtor's "loan deduction".( STILL NEED) (Per atty, loan is paid. Review pay stubs. AUGUST PAY STUBS STILL SHOW THAT THERE IS A LOAN #5. DID DEBTOR RECENTLY TAKE A NEW LOAN? - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution. MP proposes $$648 x 60 0% Payments: 2/5 Arrears: $1872.50 RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,951.00 when determining disposable income. - Need to file Pre-Confirmation Certification. (FILED) - Objection filed by Carrington Mortgage Services LLC (Holdren) - failure to pay arrears of $31,451.52 and fails to state the name of the creditor. (OTBS. OK TO PAY ARREARS) |
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Matter ResolvedRequest Adjourment | 140 | 9/20/2023 10:00 am | 23-12798 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | atty will appear to discuss 9/19/23(mk) Updated- **CAN RE CONFIRM AT $1,250 PTD, Then $2,000 x 31 Begin 10/1/23 100% PRESERVE EQUITY t/H OF $34,765 IN REAL PROPERTY LM 12/5/2023 (123 WEST WARREN). TR is authorized to pay arrears to Bank of NY Mellon pending LM Low base pending LM mk: TR objected to order resolving obj in #1 below. Tr needs to pay arrears pending LM - requested revised order. CREDITRO FINE W/ THAT - DEBTOR? Then Per AR can work up at 2000 p/m 100% and pay arrears pending LM LM by 12/5/23 Disposable income is 2,700 the guc claims are $850.17 Order resolving Obj by mtg co has LM by 12/5 and NO PAY ARREARS PENDING plan payments proposed at 250 CASE CAN BE OVER IN A MONTH BUT FOR THE LM BY 12/5/23 -------------------------------------------------- Motion for Loss mit on 9/6 Granted >Loss mit till 12-5-23. >>Plan proposes a LM - No pay arrears thru plan and bar date has passed. There are 3 claims filed in this case. 1 for mtg co, and 2 unsecured creditors for total guc $850.17 so needs to pay arrears thru plan for LM IF creditor obj is resolved plan has to be 100% and TR payments needs to be way higher based upon dispos income- unless some resolution on LNM .plan has deadline for 8/31/23- What is status of LM? No application for LM thru plan.... 1. Objection By New Rez( HilllWallack): ORDER SUBMITTED- LM by 12/5 TR No Pay arrears. - plan fails to cure arrears- LM speculative - pre pet arrears 124,725.21 2. Trustee Objection: Verifieied income leaves monthly disposable income of $2,792.75. Plan payments proposed are $250 Must file pre conf cert. --------resolved----------------- There is $34,765 in non exempt equity in the residence. BAR DATE PASSED GUC CLAIM TOTAL 850.17 - NEEDS 100% Needs TR std order of Distribution. -need Amendments to Schedules Need to amend the 22C to correct monthly gross income. (DONE) Plan: $250 X 36 BEG 5/2023; LM 8/31/2023 (123 WEST WARREN); BASE 5/5 payments |
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Matter ResolvedRequest Adjourment | 141 | 9/20/2023 10:00 am | 23-12944 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 9/15/23: atty email - debtor made TFS payments for 9,999 on 9/11.12.13.14 to pay it off from lawsuit proceeds- waiting for posting. --------------------------- AS of 9/14/23(mk):email to atty **CAN REC CONFIRM AT $1,200 Ptd, Then $300 x 55 Begin 10/1/23 100%. Preserve NE Equity in Real Property $33,751. Sale of Real Property by 11/1/23. Any non exempt proceeds from sale of real property to be paid to TR. TR is not authorized to pay arrears pending sale. non exempt from Lawsuit proceeds paid to TR. Low base pending sale** 9/12: email from atty - says Dobin distrib 250,00 to debtor in Ch 7 8/28/23(mk): >>THERE IS AN UNSECURED CLAIM (#7-1) FILED BY PANTHER VALLEY PROP. OWNERS ASSOC.( assoc'n assessments, fees and legal fees) $8,031.92- THIS WILL BE PAID AT CLOSING- YES? OR NO? mk: sent email to atty 9/5 asking this- PER ATTY- YES WILL BE PAID AT CLOSING update from atty: house sold(400,000) closing 10 /14- MOTION TO APPROVE SALE FILED on 9/20). Debtor also has a settled law suit from a prior chapter 7- Andrea Dobin is the trustee(#20-21218/CMG). Andrea is sending the debtor a check for partial proceeds in the amount of $250,000.00 this week. atty advised debtor to pay off plan from proceeds. 1. Trustee Objection: - Non-exempt proceeds from sale of property should be turned over to the Trustee. - Need status of Chapter 7 Trustee disbursement to creditors. Debtor needs to file a claims motion post Chapter 7 distribution ------------------------------------- IRS ESTIMATED CLAIM( no return for 2020-2022) APOC FILED Plan:$300 X 60 BEG 5/2023; SALE BY 12/1/2023 (15 PHEASANT RUN); 100% 2/4 payments |
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Matter ResolvedRequest Adjourment | 142 | 9/20/2023 10:00 am | 23-12959 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | ADJ to 10/18/23 Peremptory (dm) ISSUES AS OF 9/14/2023 (DM): 7/27/23 (DS): Debtor attorney requested adjournment to resolve all issues. 1) Need to clarify situation with auto loss of 2015 BMW 3 Series associated with Santander POC (5-1) - per letter from Geico settlement is $12,586.02 and payoff on lien is $21,982.02. Need to know what was done with funds. (TRUSTEE LETTER SENT TO ATTY ON 7/6/23 ASKING TO FILE A MOTION). 2) Trustee OBJ: - Excessive Expenses on Sch J: $900 annuity payments for non-filing spouse, $2,000 children's expenses, and $440 auto insurance (verifies $286 monthly after deducting the 2 vehicles (Santander - 2015 BMW auto loss, and GM Financial - stay vacate on 2020 Cadillac). THIS IS AN ABOVE MEDIAN CASE. IN REVIEWING FORM 22C, THERE ARE EXCESSIVE EXPENSES AS WELL. Line #13 for $2,000 children's expenses, Line #13b for $48 Santander - car is auto loss, Line #41 for $900 retirement deductions, and Line #43 for $380 additional transportation expense already taken on Line #11 - total transportation $1,022 will require proof. There would be significant disposable income. - Debtor to supply updated pay information and Certification explaining his position that his income is lower now as no overtime. 2022 TAX RETURN GROSS INCOME FOR BOTH DEBTOR AND NON-FILING SPOUSE WAS $175,825 AND IN 2021 GROSS INCOME WAS $194,348. - There is $12,242 non-exempt equity in real property. - Santander (2016 BMW) filed arrears $620.91, but car was in accident. Needs resolution to claim, due to letter from Geico (SEE ABOVE). ***RESOLVED ISSUES*** A) AmeriHome (KML) OBJS - $12,829.81 arrears on Earnshaw Ln property (CONSENT ORDER ENTERED TO PAY). B) Trustee OBJ: - IRS and State of NJ filed priority claims, not in plan (PER ATTY, OKAY TO PAY THE CLAIMS). Note: Updated CMA provided there is non-exempt equity $12,242.43. Transportation expense $500 is fine for 2 adults and Life insurance $248 as well. Updated homeowner insurance provided 7/21/23 and updated auto |
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Matter ResolvedRequest Adjourment | 143 | 9/20/2023 10:00 am | 23-13013 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing on Modified Plan | Continued 10/18/2023 10:00 am | issues as of 9/14/2023 (JMA) 1) Crestwood Village Six Community Association Inc (Collins Vella & Casello) objection to confirmation - need to resolve -filed secured claim in the amount of $35,449.06 -disposable income is $431 and modified plan proposes a plan payment of $895/month - plan is not feasible 2) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): there is non-exempt equity in home $64,830.20, plan fails to provide minimum dividend to gucs in the amount of $64,830.20 - -Need to file Pre-Confirmation Certification with Court proposed plan $895x56 begin 9/1/2023 100% plan with loan mod by 12/15/2023 paid in $2,025 arrears $490 last claim 5 |
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Matter ResolvedRequest Adjourment | 144 | 9/20/2023 10:00 am | 23-13032 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Plan Denied | current - mp in 14 days to sell trailer and pay everything off 9/13 workup for the 9/20 calendar EDC *There is now a MFR from Brian Caine US Bank on for 10/4--$7504.96 post petition arrears *Plan needs 100% due to $120,000 in equity in mobile home. No mortgage 1. Trustee's objection: - Proof of 2 month's income - from son who is contributing $4,400. (RECEIVED) -------------------- RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - for Beth Ct with personal liability coverage and homeowner insurance for Sheryl Ct. (RECEIVED) - Update auto insurance if not confirmed by 8/16/23, insurance expires 8/26/23. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,570 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in Sheryl Ct mobile home $120,129.39 (LANGUAGE ADDED) Plan proposes: $2,533 x 60 beginning 5/1/2023, loan modification by 8/30/2023, base Payments: 2/4, arrears $5,066 RESOLVED - Must file Pre-confirmation certificate. (FILED) |
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Matter ResolvedRequest Adjourment | 145 | 9/20/2023 10:00 am | 23-13159 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | 10/18- Peremptory 9/13 workup for the 9/20 calendar EDC MFR SN Servicing Wohlrab on for 9/20 needs to be resolved * Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $66,984.79 and correct post petition payment amount is $2,368.16. (UNRESOLVED) ** Trustee's objection: ---The debtor(s) plan consists of unnecessary or excessive expense items, such as: expenses for boat on Schedule J $502.08 boat insurance, $167 boat loan and $317 marina fees. Total of $986.08. Boat is a luxury so as long as case remains at 100% trustee will allow . -- Monthly disposable income is over 5,000 per month and debtor proposes to only pay a fraction of that into the plan. --$23,856 in equity in residence ---------------------- RESOLVED ISSUES: 1. Capital One Auto Finance filed a secured arrears claim #4 in the amount of $246.73 which is not in the plan. Is it ok to pay this claim? (mk: PER ATTY OK TO PAY) - Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023 (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - As of now, there is $24,578 non exempt equity in real property (LANGUAGE ADDED - $23,856 NOW THAT THE IRS AMD IT'S CLAIM) Plan proposes: $500 x 6 beginning 4/2023, $1,750 x 54, loan modification on Aldo Drive by 11/1/2023, 100% to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 146 | 9/20/2023 10:00 am | 23-13168 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | 9/20- atty says proof of insurance uploaded. ISSUES AS OF 9/14/2023 (DM): ***Mortgage company objection below is not resolved and we did not receive updated homeowner's insurance - RECOMMEND DISMISSAL*** 1) Mortgage Assets Management/PHH Mtg (McCalla Raymer) OBJs - $100,919.51 arrears and proposed sale is speculative (UNRESOLVED). 2) Trustee OBJ: - Need 2022 tax return for debtor & spouse or Cert of Non-Filing (UNRESOLVED). - Need updated homeowner's insurance - expired 8/5/23 (UNRESOLVED). - Need Feb & March bank statements for Ocean First Bank acct #0234 (STILL NEED MARCH). 7/26/23 (DS): Debtor attorney requested another adjournment, per MK okay to adjourn - email from atty advising debtor and spouse have not yet filed 2021/2022 tax returns. 7/19/23 (DS): 341 not held 5/18/23 - Motion for POA granted 7/7/23 - still missing spouse 2021/2022 tax return or Cert of Non-Filing. (mk): case has POA - needs motion to allow if debtor is not going to testify at 341 Meeting. Prop. Plan $300 x 36, 100% Plan - sale of Cumberland Dr by 5/1/24 PTD 4/5 = $1,200 Last Claim (4-1) |
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Matter ResolvedRequest Adjourment | 147 | 9/20/2023 10:00 am | 23-13278 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | 9/19 updated workup for the 9/20 calendar EDC *RECOMMEND CONFRIMATION AT: $6500 PAID THEN 1760 X 55 BEG 10/1/23-PRO RATA- IRS TO FILE AMEND CLAIM WITHIN 5 DAYS ** The IRS filed an estimated priority claim #8 which needs to be amended. (STILL ESTIMATED FOR 2021 PRIORITY AND 2017 UNSECURED) ** Trustee's objection: - Auto insurance $580 is high (verifies $324). - According to BOA savings acct#1963 for Co-debtor, there is a online transfer from BRK#8066, shows 2 deposits $2,000 on 2/21/23 and $1,000 on 2/23/23. This acct is not listed on Sched B.ok - Co-Debtor checking acct#6161 also shows deposits into acct from Qapital (an app to save invest and spend), which is not listed on Sched B and no docs provided. Deposits $55 2/17/23, $6.27 2/22/23, $18.87 & $16.48 3/14/23 and $8.35 3/14/23. ok edc - Same bank acct has deposits from Venmo $479 2/21/23, $125 2/24/23, $300 3/6/23 and $250 3/14/23. Not listed on Sched B and no docs provided. ok edc --------------------- RESOLVED ISSUES: * The NJ Division of Taxation filed an estimated priority claim #4 which needs to be amended. (STILL ESTIMATED) 1. Objection filed by HSBC Bank (Robertson, Anschutz) - failure to cure full arrears of $83,287.03. (Per POC) (RESOLVED - PAY PER POC) - Need 2 months bank statements from Qapital and Venmo accts prior to filing date. (RECEIVED) - Must resolve creditor objection. (RESOLVED) The debtor has failed to supply the Trustee with the following document (s): - Auto insurance for 2003 Toyota Rav4. (NOT RECEIVED - PER ATTORNEY NO LONGER OPERABLE) - Amendments to Schedules B and C to add Qapital and Venmo. (AMENDED) - Proof of 2 month's income - from Uber employment as driver for March and April. (PER ATTORNEY, ONLY UBERS IN WINTER MONTHS) - A copy of the last filed tax return - for 2022. (RECEIVED) Plan proposes: $1,300 x 14 beginning 5/1/2023, $1,760 x 46, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 148 | 9/20/2023 10:00 am | 23-13356 / CMG | Scott J. Goldstein | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | AS OF 9/15/23 (SF) 1. No claim filed by Rational Real Estate (Landlord). Should this claim be stricken? Late claim just filed. Need Motion to allow late claim and authorize Trustee to pay claim. mk: debtro atty to do that 2. Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of -$561.34. mk: atty doing amended I & J got new P & Ls - Need Domestic Support Obligation information for Alina Livas. (STILL NEED FORM) Per atty sent out for signature - Need A copy of the last filed tax return - 2022 prior to confirmation. (STILL NEED) debtor on extension- will file it shortly - The Schedules fail to account for the debtor(s) tax refund in the amount of $797.00 when determining disposable income. - There is $4,988 in non exempt equity in the DJ equipment. - need copy of divorce decree/ order. Plan proposes $375 x 60 Base w/min $5000 to gucs Payments: 5/5 RESOLVED: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $312/month for support (need court order) (RECEIVED) Need proof of excessive expenses 10 days prior to confirmation. - Need to file Pre-Confirmation Certification. (FILED) |
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Matter ResolvedRequest Adjourment | 149 | 9/20/2023 10:00 am | 23-13499 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 9/14/2023 (at): DEBTOR HAS MADE TWO OF FIVE TRUSTEE PAYMENTS. 1. The NJ Division of Taxation filed an estimated priority and unsecured claim #12 which needs to be resolved/amended. (STILL ESTIMATED) 2. Tanglewood Homeowner's Association filed a bifurcated claim #4 which needs to be resolved. Objection file by McGovern Legal - plan is silent as to secured claim. (UNRESOLVED) 3. Toyota Lease Trust filed a secured arrears claim # 10 in the amount of $356.12 which is not in the plan. Is it ok to pay this claim? (NEED REPLY) 4. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $174,048.83 (Per obj). (LOAN MODIFICATION ENTERED INTO AND APPROVED) 5. Objection filed by the IRS - failure to file income taxes for 2017 - 2022. Claim filed in the amount of $147,499. 6. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Excessive expenses on Schedule J $514/utilities (RECEIVED PROOF OF $450/MONTH FOR GAS & ELECTRIC); $611/telephone etc; (RECEIVED PROOF OF $140/MONTH FOR CABLE) $500/childcare provide proof; $812/transportation The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verifies higher ($8,359.70) than scheduled ($7,962.90). -Need to file Pre-Confirmation Certification with Court (NOT FILED) -IRS priority claim estimated for 2020, 2021 and 2022 taxes (STILL ESTIMATED) -IRS guc claim estimated for 2017, 2018 and 2019 taxes (STILL ESTIMATED) -Form 122c Line #16b lists household of 6 - there are 3 children, debtor and spouse - need to amend to household of 5 (NOT AMENDED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information (RECEIVED) - Need to provide Trustee with a copy of the 2022 tax |
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Matter ResolvedRequest Adjourment | 150 | 9/20/2023 10:00 am | 23-13524 / CMG | George E Veitengruber III | Confirmation Hearing on Modified Plan | Continued 10/18/2023 10:00 am | 10/18 PEREMPTORY AS OF 9/18/2023 (at): CASE HAS BEEN PENDING SINCE 4/26/2023. 1. Shellpoint Mortgage needs to be served at a physical address, not just a PO Box. (lien strip in plan) (CORRECTED CERT OF SERVICE NOT FILED) 2. Objection filed by Deutsche Bank (McCalla) - failure to cure full arrears of $132,862.83. (Per POC) (UNRESOLVED) 3. Trustee's objection: - Deutsche Bank (McCalla Raymer) objection to confirmation, approximate arrears $132,862.83 - need to resolve (UNRESOLVED) RESOLVED ISSUES: -must file pre conf cert. (FILED) - The current Plan does not specify treatment of IRS under the Plan. (MOD PLAN PAYS THE IRS) - need update proof of income/employment status for debtor 6 mos form confirmation (LANGUAGE ADDED) Modified Plan before confirmation proposes: $850 x 60 beginning 5/1/2023, loan modification by 12/1/2023, base Payments: 4/5, arrears $830 |
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Matter ResolvedRequest Adjourment | 151 | 9/20/2023 10:00 am | 23-13542 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | Debtor to send info on stolen truck- crediotr appeared R. Cohen - adj 30 days for debtor docs and lender reply Regina Cohen rep Ally- will appear 9/13 Workup for the 9/20 calendar EDC *Needs MP to add Ally Bank 1) Ally Bank (Lavin Cedrone) objection to confirmation - they were not listed in the plan--need to resolve- requests modified plan to provide for $63,875.90 plus interest ----arrears claim is only $3084.10 however---payments are almost $1300 a month 2) Trustee objection to confirmation - need to resolve - The Schedules fail to account for the debtor(s) tax refund in the amount of $410 when determining disposable income. (OK EDC) proposed plan $150x60 begin 5/1/2023 base plan paid in $450 last claim 17 --------------------- RESOLVED - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED - Trustee standard order of distribution - ADD NOTE TO CONFIRMING ORDER |
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Matter ResolvedRequest Adjourment | 152 | 9/20/2023 10:00 am | 23-13626 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 9/14/2023 (DM): atty ok to terms(mk) ***Bar Date has expired, and only $16,400 general unsecured claims filed. Based upon the unresolved objections below, TRUSTEE IS RECOMMENDING CONFIRMATION AT $800 PTD, THEN $359 x 56 STARTING 9/1/23, 100% PLAN*** 1) Trustee OBJ: - Form 22c was not done properly? Sch I & Form 22c gross income for Debtor is the same, but non -filing spouse on Sch I is $7,972.14 and $2,657.38 on Form 22c. Reviewed proof of income provided for spouse, and as of 5/19/23 gross income is $36,794.50/5 months is $7,358.90 gross - total gross income for both is $160,333.76 yearly, so case should be above median. - Proof of income verifies higher ($4,927.51) than scheduled ($4,539.88) for the non-debtor spouse. - Excessive Expenses: $500 tele/cell, $500 education cost, $500 spouse student loans, $350 medical, $204 life insurance (OK), $50 spouse life insurance (OK), $244 storage unit, and $500 spouse credit cards. Must provide proof of expenses 10 days before confirmation. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need 2022 tax return for non-filing spouse (RECEIVED). - Need 2 months bank statements for BOA business checking acct (RECEIVED). - Need amended Sch B/C to add 3 Affinity FCU bank accounts (FILED). - Need to file Pre-Confirmation Certificate (FILED). Prop. Plan $200 x 60, Base Plan PTD 4/5 = $800 Last Claim (12-1) |
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Matter ResolvedRequest Adjourment | 153 | 9/20/2023 10:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | debtor atty and creditor to talk to try to resolve As of 9/13/23 (DS): 1. US Asset Funding (HILL WALLACK) obj to plan not feasible. Plan will require a payment of $12,206 x 56 months, plan propose $11,700 monthly, disposable income verifies $11,773. 2. BELOW ISSUES REMAIN UNRESOLVED. mk: MP filed- emailed atty - needs to contact chambers to get a hearing date for MP #30. 8/16/23 (DS): 1. MFR filed by US Asset Funding, Sched 9/20/23. Need outcome. (mk: WAS DENIED ORDER ENTERED 8/17- sorry - i mis marked it) 2. Trustee obj to the following: - Debtor has undertaken improper use of exemption. Specifically: Sched C over-exempts d(5) by $1,475 based upon the full d(1) exemption taken. - There is non-exempt equity in real property $208,817.90, 2014 Mercedes $45,550, Bank of America ckg accts#3971 $4,871.34 and acct#2408 $5.93 and Bank of America savings acct#4134 $37.32 total $259,282.49. 100% Plan - Excessive expenses on Sched J: Utilities $1,000 and car payment $775. (100% Plan) - 22c has disposable income $24,815.67. Plan is 100% - Schedule I fails to add tax refund $355 when determining disposable income. - Arrears claim filed by JPMorgan Chase $1,561.84. Trustee ok to pay? MOD PLAN PAYS ARREARS - Mod plan Section 8(c) needs to be Trustee standard order of distribution. 3. ATCF II NJ (GARY ZEITZ) obj to not in plan, POC filed $168,911.52. Obj must be resolved. MOD PLAN ADDS TO PAY CLAIM. Mod Plan Prop $8,920 x 3 begin 6/1/23; $11,700 x 57 begin 9/1/23; 100% Note: AMENDED SCHED I FILED INCREASE CONTRIBUTIONS, FROM SON FROM $2,800 TO $4,000, HIS DISPOSABLE INCOME VERIFIES AND DAUGHTER CONTRIBUTION ALSO INCREASED FROM $750 TO $1,375 AND IS VERIFIED TO PAY. Estimated tax claim resolved, amended claim $0 owed. |
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Matter ResolvedRequest Adjourment | 154 | 9/20/2023 10:00 am | 23-13878 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | PER CAMERON SEWER LIEN= WAS PAID OUTSIDE NO PLAN IMPACT TO CONFIRM WIHOUT CONDUIT IT NEEDS: *$5480 PAID THEN $1912 X 56-100% ($87,744 EQUITY)-Trustee is to receive any non-exempt foster care lawsuit proceeds 9/20 Workup EDC 9/20/23:Per AR: Cameron to research sewer lien issue - municipal charges and how to pay Bridge order extending stay until 9/20 AMT: TR LTR REQUESTING CONDUIT<<>> 1) Beltway Capital, LLC (Dembo Brown) objection to confirmation - need to resolve -there is pre-petition arrears in the amount of $62,041.48 -plan is not feasible- 2) Trustee objection to confirmation - need to resolve - There is non-exempt equity on real property - NON-EXEMPT EQUITY IS $87,744.94-only $18,000 in filed guc claims - Trustee is to receive any non-exempt foster care lawsuit proceeds proposed plan $1,798x60 begin 6/1/2023 100% plan paid in $3,680 ------------------ RESOLVED - Must resolve State of NJ and IRS estimated tax claims - RESOLVED, AMENDED CLAIMS FILED - Must file Pre-confirmation certificate. RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 155 | 9/20/2023 10:00 am | 23-14080 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | AS OF 9/18/2023 (at): RECOMMEND: $2,600 PAID TO DATE, $1,200 X 56 BEGINNING 10/1/2023, REFINANCE BY 12/30/2024, BASE WITH A MINIMUM OF $159,564 TO UNSECURED CREDITORS DUE TO NON EXEMPT EQUITY Claims will be paid according to the plan. Low base pending refinance. Preserve non exempt equity of $159,564 in real and personal property. Need order resolving objection by New Residential Mortgage within 30 days of confirmation. Trustee is authorized to pay claim filed by New Residential Mortgage. 1. Objection filed by Bridgecrest Credit (Fontana & Napolitano) - Plan proposes to pay $5,940. Value of the 2018 Nissan Sentra is $15,925. Creditor wants $10,375.41 to be paid in full. (RESOLVED - CREDITOR TO BE PAID $9,921 THROUGH THE PLAN) 2. Objection filed by Bridgecrest Credit (Fontana & Napolitano) - Plan proposes to pay $10,099. Value of the 2017 Kia Sorrento is $19,875. Creditor wants $21,407.82 to be paid in full. (RESOLVED - CREDITOR TO BE PAID $18,723.60 THROUGH THE PLAN) 3. Objection filed by New Residential Mortgage (Robertson Anschutz) - failure to cure arrears of $957.85. (PAY PER POC - NEED ORDER WITHIN 30 DAYS) RESOLVED ISSUES: - Must file Pre-confirmation certificate. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $158,809.96 (LANGUAGE ADDED), PNC Bank acct#2627 has $558.12, M&T Bank acct#2296 has $50.39, Santander checking/savings has $127.38 and pending 2 bank accts with PNC Bank ending#2635 and #2643 (LANGUAGE ADDED). The debtor has failed to supply the Trustee with the following document (s): - 2 months bank statements from PNC Bank accts ending #2635 and #2643 prior to filing date. (RECEIVED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as requir |
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Matter ResolvedRequest Adjourment | 156 | 9/20/2023 10:00 am | 23-14095 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | home and auto uploaded 9/13 workup for the 9/20 calendar EDC **1.5 payments arrears 1) Trustee objection: --Need Domestic Support Obligation information --Need A copy of the homeowner's insurance renewal declaration - that includes liability coverage. --Need April and May bank statements for Wells Fargo accounts 3621 and 5956 and Chase account 9083. --Amendments to Schedules I FOR CURRENT INCOME --The proof of income is higher. Verified income leaves monthly disposable income of $1,153.13. --There is $3,553 in non exempt equity in the residence. --Need a statement for the debtor's "loan" deduction on his pay stub. --Need proof of insurance for the 2020 Kia. Policy expired 6/13/2023 3) Deutsche Bank/PHH (RASC) objection to confirmation - need to resolve -pre-petition arrears in the amount of $3,787.09 MK: OK TO PAY PER ATTY 4) Ally Capital (Lavin Cedrone) objection to confirmation - need to resolve -creditor objection to the cram of the 2020 Kia Telluride mk; still working on cram proposed plan $500x60 begin 6/1/2023 base plan ---------------------- RESOLVED --Need A copy of the last filed tax return - 2022 prior to confirmation.(done) --$500/month for food(OK EDC) --$600/month for transportation(OK EDC) |
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Matter ResolvedRequest Adjourment | 157 | 9/20/2023 10:00 am | 23-14108 / CMG | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | issues as of 9/14/2023 (JMA) 1) 341 hearing not held, not rescheduled - has not provided required documents for 341 hearing 2) Current with Trustee plan payments 3) Not current with Trustee plan payments, arrears $200 proposed plan $200x60 base plan with sale by 11/30/2023 paid in $600 arrears $200 last claim 9 |
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Matter ResolvedRequest Adjourment | 158 | 9/20/2023 10:00 am | 23-14111 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | mk: debtor is currently unemployed- income from spouse ISSUES AS OF 9/15/2023 (DM): ***If paying IRS claim, the last issue to resolve is proof of $1,100 health insurance expense*** 1) IRS filed $5,670 secured claim not treated in plan (OKAY TO ADD??) 2) State of NJ filed $5,000 priority claim that includes estimated taxes for 2022 not treated in the plan (AMENDED TO $0). 3) Trustee OBJ: - Excessive Expenses: $1,100 Health insurance (UNRESOLVED), $265 car insurance (OK), $650 car payment (amended Sch B removes car - OK, VEHICLE IN SPOUSE'S NAME), and $600 Special Needs (RECEIVED PROOF OF THIS EXPENSE). Must provide proof of expenses 10 days before confirmation. - There is $8,487 non-exempt equity in real property. - Need to file Pre-Confirmation Certification (FILED). Prop. Plan $600 x 60, Base Plan PTD 3/4 = $1,800 Last Claim (3-2) |
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Matter ResolvedRequest Adjourment | 159 | 9/20/2023 10:00 am | 23-14147 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Dismissed - Hold Fees | OK TO D PER ATT EMAIL 9/13 workup for the 9/20 calendar EDC *Trustee sent Conduit request *3 payments in arrears--$15,000 **Trustee objection: --Business profit & loss statements --Need April and May bank statements for TD accounts 9047 and 2596. --Verified income of approximately $25,000 leaves monthly disposable income of $15,500 monthly. Per the 341 meeting the income will be higher based on new large business contract. The plan should provide for 100% payout to unsecured creditors. ** IRS priority claim #2 is estimated for 2021 and 2022 taxes - need to resolve ** NJ Division of Taxation priority claim #7 is estimated for 2021-2022 taxes - need to resolve proposed plan $5,000x60 begin 6/1/2023 base plan --pre conf cert filed |
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Matter ResolvedRequest Adjourment | 160 | 9/20/2023 10:00 am | 23-14214 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Plan Denied | 9/20: see Mk notes below and debtor admits to feasibility issues Per AR needs to resolve the issues and be current- REC Plan be denied MP in 21 days- make proper amendments to SOFA to disclosure B'ness and send creditor P & L he sent to TR ISSUES AS OF 9/12/2023 (DM): arrears 4,500 ***Debtor has only made 1 of 4 payments - RECOMMEND DISMISSAL*** 1) City of Trenton (Francis Ballak, Esq) OBJs to the following plan treatment: - Final Judgment was entered with respect to 320 1/2 North Willow St property (UNRESOLVED). - Total POC (1-1) on 85 Pennington Ave property is $21,217.03 which would total $26,716 over the life of the plan (UNRESOLVED). mk: needs MP to surrender prop. 2) Trenton Master LLC (LAMB MCERLANE) OBJs - Final Judgment was entered with respect to 320 North Willow St - POC (5-1) filed with a $82,247.88 total claim (UNRESOLVED). mk: debtor trying to get prop. back via Adv Pro. Debtor filed Adv Proceeding against Trenton Master as defendants. 3) Trenton Water Works filed $4,232.74 secured water/sewer POC (4-1) on 320 North Willow St property not treated in the plan (UNRESOLVED). 4) Consumer Portfolio filed $1,429.78 arrears POC (3-1) on 2019 Nissan Frontier not treated in the plan (UNRESOLVED). 5) Plan provides $35,000 secured treatment to the City of Trenton on 320 North Willow St - no POC filed by the City of Trenton on this property (STRIKE??) 6) Trustee OBJ: - Need CMA and Deed for 85 Pennington Ave (UNRESOLVED). - Need 2022 tax return (UNRESOLVED). mk: will upload today 9/20 - Need to amend Sch A/C to add 320 N. Willow St (FINAL JUDGMENT ENTERED PER #2 ABOVE). - Excessive Expenses Sch J: $700 car payment, and $230 car insurance (verifies $94.75 monthly). - Tax refund of $4,603 was not prorated and included in disposable income calculation - need 2022 tax returns. - Need Trustee Standard Order of Distribution. - Need to file Pre-Confirmation Certificate (UNRESOLVED). Prop. Plan $1,500 x 60, 100% Plan PTD 1/4 = $1,500 Last Claim (5-1) |
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Matter ResolvedRequest Adjourment | 161 | 9/20/2023 10:00 am | 23-14243 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | As of9/15/23 (DS): Debtor attorney requested adjournment to allow time to file mod plan and resolve creditor obj As of 9/13/23 (DS): IF OBJ RESOLVED WITH CREDITOR TO PAY ARREARS WOULD NEED $900 PAID, $3,098 X 56 BEGIN 10/1/23; 100% WITH A MINIMUM OF $114,019.03 TO GUCS DUE TO NON-EXEMPT EQUITY; - WITHIN 7 DAYS MUST FILE FEE APP. - MUST FILE PRE-CONFIRMATION CERTIFICATE WITHIN 7 DAYS. - NON-EXEMPT PROCEEDS FROM AUTO ACCIDENT TO TRUSTEE. 1. BELOW ISSUES REMAIN UNRESOLVED. As of 7/26/23 (DS): Debtor attorney requested adjournment to resolve obj 8/2/23 (DS): 1. Trustee obj to the following: - Plan is not feasible at $300 monthly Trustee payments, disposable income verifies $619. Debtors are on a fixed income (social security/pension). - There is non-exempt equity in real property $114,019.03. The case must remain 100% to gucs. - Add to confirming order non-exempt proceeds from auto accident to Trustee. - Must resolve creditor objection. - Must file Pre-confirmation certificate. 2. PNC Bank (FEIN SUCH KAHN & SHEPARD) obj to arrears more, per POC $104,196.89, not $50,000. Prop Plan $300 x 60 begin 6/1/23; 100% |
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Matter ResolvedRequest Adjourment | 162 | 9/20/2023 10:00 am | 23-14273 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 11/15/2023 10:00 am | issues as of 9/8/2023 (JMA) 1) 341 not held, not rescheduled 2) Specialized Loan Servicing LLC/Deutsche Bank (Stewart Legal) objection to confirmation - need to resolve -estimated arrears $145,763.34 3) Current with Trustee plan payments 4) Plan and Amended Disclosure Statement do not agree - need tor esolve |
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Matter ResolvedRequest Adjourment | 163 | 9/20/2023 10:00 am | 23-14285 / CMG | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | issues as of 9/8/2023 (JMA) 1) Middlebrooks Shapiro, P.C. (S. Mitnick) objection to confirmation - need to resolve -obtained judment $219,016.30 2) Trustee objection to confirmation - need to resolve - The Schedules fail to account for the debtor(s) tax refund in the amount of $5500.87 when determining disposable income. - Need to file Pre-Confirmation Certification with Court - Need amended schedules I & J and proof of income by 10/31/23. proposed plan $800x36 base plan paid in $2,400 arrears $800 last claim 11 |
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Matter ResolvedRequest Adjourment | 164 | 9/20/2023 10:00 am | 23-14373 / CMG | Nicholas Fitzgerald, Esq. | Order Vacate Dismissal of Case | Confirmed | AS OF 9/18/2023 (at): RECOMMEND: $1,518 PAID TO DATE, $842 X 32 BEGINNING 10/1/2023, 100% PLAN Student loans will be paid outside of the plan. Debtor must sign up for ewage to pay trustee payments within 10 days of confirmation. Trustee's objection: The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verifies much higher. The monthly disposable income is approximately $3700. - Plan is 100 % and the length of plan can be reduced to a total of 36 mos. Need July and August pay stubs if you dispute that plan length can be shortened. - The bank statement provided with acct# blacked out has 2 additional accts, one of these accts is not listed on Sched B. Shows acct #0506 and #3005. Needs explanation. (EXPLANATION NOT RECEIVED) RESOLVED ISSUES: - Must file Pre-confirmation certificate. (FILED) - student loans to be paid outside plan. (LANGUAGE ADDED) Plan proposes: $506 x 60 beginning 6/1/2023, 100% plan Payments: 3/4, arrears $506 |
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Matter ResolvedRequest Adjourment | 165 | 9/20/2023 10:00 am | 23-14424 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Continued 10/18/2023 10:00 am | atty filed Loss mt appli. 9/19 UPDATED workup for the 9/20 calendar EDC *City of Burlington Utility did not file claim. Trustee will not pay unless claim filed 1) SN Servicing/USBank (Friedman Vartolo) objection to confirmation - need to resolve -pre-petition arrears $34,831.56 2) American First Finance LLC filed claim 15 for $553.27 - not treated in plan, either pay claim or move against it--TRUSTEE WILL PAY PER ATTORNEY proposed plan $400x6 begin 6/1/2023 $529.41x54 begin 12/1/2023 base plan ---------------------- RESOLVED -Need to file Pre-Confirmation Certification with Court RESOLVED, FILED -auto insurance renewal, policy provided expires 8/6/2023, confirmation hearing is 8/16/2023(done) |
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Matter ResolvedRequest Adjourment | 166 | 9/20/2023 10:00 am | 23-14599 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | As of 9/13/23 (DS): 1. Trustee obj to the following: - Need updated homeowner insurance for Brick property (insurance expired 8/23/23), INS SUBMITTED 2 months bank statements or amended Sched B to remove bank acct. - Amend Sched C to take d(5) remainder exemption on Freehold property. - There is non-exempt equity in Freehold property $60,078.94 and 2011 Nissan $1,175 total $61,253.94. BAR DATE HAS PASSED, TOTAL UNSECURED CLAIMS FILED $2,063. - Add to confirming order non-exempt proceeds from sale of Atlanta Ct property to Trustee. - Must file fee app within 7 days from confirming. - Must resolve creditor objections. - Must file Pre-confirmation certificate. - Plan improperly list 1st mortgage-Atlanta Ct, Freehold property on Section 7c in motions and not on Section 4d and needs to be stricken or a mod plan. 2. Order vacating automatic stay on Laurel Brook Dr, Brick property granted 9/6/23, plan proposed Loan mod. Need mod plan to surrender. 3. US Bank-Atlanta Ct, Atlanta Ct, Freehold property (PARKER MCCAY) obj to sale and equity. Must resolve. 4. US Bank-Laurelbrook Dr, Brick property (PARKER MCCAY) obj, but stay relief was granted. Prop Plan $250 x 36 begin 6/1/23; Base; Sale of Atlanta Ct by 11/30/23 and Loan mod on Laurel Brook Dr by 12/15/23 |
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Matter ResolvedRequest Adjourment | 167 | 9/20/2023 10:00 am | 23-14613 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | issues as of 9/14/2023 (JMA) 1) US Bank (Parker McCay) objection to confirmation - need to resolve -arrears approximately $178,754.31 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of -$808.10. - The debtor has failed to supply the Trustee with the following document (s): Domestic Support Obligation information - STILL NOT PROVIDED - Need to provide attorney certification of SSN and photo ID - STILL NOT PROVIDED - The debtor has failed to supply proof of Social Security Number to the Trustee - STILL NOT PROVIDED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,800/month for support (need proof) NOT PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $63,439 in non-exempt equity in the residence. (100% plan) - Need to resolve objection by US Bank - NOT RESOLVED - Need to provide property settlement agreement - NOT PROVIDED 3) NJ Motor Vehicle Commission/NJSVS filed secured claim 7 in the amount of $2,080.31 - not treated in plan 4) Citibank listed in plan with $30,000 due, creditor not listed on Schedule D proposed plan $500x60 begin 6/1/2023 with loan mod by 12/1/2023 100% plan paid in $1,000 arrears $1,000 last claim 7 |
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Matter ResolvedRequest Adjourment | 168 | 9/20/2023 10:00 am | 23-14626 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP(22) filed on for 10/4 AS of 8/29/23(mk): >only 3 guc claims in the case for 3,686.74. Bar date has passed >>THIS PLAN SHOULD BE DENIED and MP in 14 days or Dismissed- AS ll GOT STAY RELIEF SO PLAN NO LONGER FEASIBLE>> 1. SV Order entered 7/6/23 (doc#17) allows LL to pursue possession of premises in St Ct. 2. Trustee Objection: - no basis to lower 2nd tier of Tr payments. Income verifies now (w/o Lyft) $580 p/m -Proof of 2 month's income - for LYFT job -2 months bank statements from Santander savings acct prior to filing date. -Amendments to Schedules "I" to include part time LYFT income - Income verifies now (w/o Lyft) $580 p/m -Schedules fail to account for the debtor(s) tax refund in the amount of $786 in dispos income -needs tr standard order of distribution ---------------- - pre conf cert filed Plan:$350 x 24 begin 6/1/23; $175 x 12 begin 6/2025; Base 1/4 payments |
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Matter ResolvedRequest Adjourment | 169 | 9/20/2023 10:00 am | 23-14645 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | AS OF 9/18/2023 (at): 1. The IRS filed an estimated priority claim #2 which needs to be amended. (STILL ESTIMATED) 2. Rocket Mortgage filed a secured arrears claim #7 in the amount of $810.32 which is not in the plan. Is the debtor going to pay this claim? (PER ATTORNEY - OK TO PAY) 3. Trustee's objection: - The debtor must provide a CMA regarding the inherited property on Livingston Ave in (mk:prop is in a Trust and not an estate and will amend schs) Edison and provide a copy of the will showing that she has a 1/8th interest. (NEITHER RECEIVED) - Need to resolve the bifurcated claim #11 filed by M &T Bank. (UNRESOLVED) MK: NO ARREARS - SO ADD PROPER LANG FOR TREATMENT RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) The debtor has failed to supply the Trustee with the following document (s): - Need proof of insurance for the 2021 Kia. (RECEIVED) - The current Plan does not specify treatment of Rocket Mortgage arrears claim under the Plan. (IS THE DEBTOR GOING TO PAY THIS CLAIM? - YES) - Need April and May bank statements for Wells Fargo account #5675. (RECEIVED - THERE IS $496 IN NON EXEMPT EQUITY) - The plan must be confirmed with any non-exempt inheritance proceeds to be turned over to the trustee. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $50,279 in non exempt equity in the residence. (LANGUAGE ADDED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $355.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $2,610 x 60 beginning 6/1/2023, not less than $46,260 to unsecured creditors Payments: 3/4, arrears $2,610 |
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Matter ResolvedRequest Adjourment | 170 | 9/20/2023 10:00 am | 23-14792 / CMG | FRANCIS P CULLARI, ESQ | Confirmation Hearing Scheduled | Confirmed | AS OF 9/8/2023 (at): RECOMMEND: $1,491 PAID TO DATE, $825 x 57 BEGINNING 10/1/2023, 100% PLAN Preserve non exempt equity of $13,875 in personal property. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Wells Fargo checking/savings bank statements for the month of May 2023 prior to filing date. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c Line 45 shows disposable income $908.31, which would require minimum dividend $54,498.60 to gucs. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in 2019 Honda $13,503 and estimated in Wells Fargo acct $371.95 (pending May statement). (LANGUAGE ADDED - AWAITING BANK STATEMENTS) RESOLVED ISSUES: - Need PERS loan balance statement prior to filing date, there is a monthly loan payment $730. (RECEIVED - LOAN PAID OFF IN JUNE 2026.) - Must file Pre-confirmation certificate. (FILED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $6,075 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Auto insurance for 2019 Honda Civic (RECEIVED) Plan proposes: $497 x 60 beginning 7/1/2023, 100% plan Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 171 | 9/20/2023 10:00 am | 23-14890 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | As of 9/15/23 (DS): Debtor attorney requested adjournment to allow time to file mod plan. As of 9/14/23 (DS): 1. Motion to purchase vehicle was granted, per cert 2021 Honda Passport is no longer safe to drive and order to finance 2020 Kia was granted 9/8/23. Need mod plan to surrender 2021 Honda Passport, since plan has assumed. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 8/14/23 (DS): Debtor attorney requested adjournment to resolve estimated claim all remaining issues 8/16/23 (DS): 1. Trustee obj to the following: - Need 401(k) loan balance statement prior to filing date. - 22c disposable income is $1,800, which would require minimum dividend $108,000 to gucs. BAR DATE HAS PASSED, TOTAL GUCS $104,820.91. WILL NEED $2,320 MONTHLY 100% PLAN. - Proof of income verifies much higher, disposable income is $4,574. - There is non-exempt equity in real property $37,656.56, deducting Castle Credit $10,000 and IRS $5,248.92, as well as mortgage claim. - Castle Credit filed UCC claim#8-1, which is bifurcated, arrears $3,385.15, secured $10,000 and unsecured $5,181.50, creditor is not in the plan. - Must file fee app within 7 days prior to confirming. Prop Plan $600 x 60 begin 7/1/23; Base Note: 2022 tax return provided 8/22/23 and IRS estimated tax claim amended 810/23 and no longer estimated. |
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Matter ResolvedRequest Adjourment | 172 | 9/20/2023 10:00 am | 23-14892 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/14/23 (SF) UPDATED RECOMMEND $3043 PTD, $779 X 57 (BEGIN 10/1/23) BASE W/MIN $38851 TO GUCS PER NONEXEMPT EQUITY - TRUSTEE IS AUTHORIZED TO PAY LATE CLAIM OF OCEAN MEDICAL CENTER PRO RATA THROUGH THE PLAN - OK TO PAY JPMORGAN CHASE ARREARS CLAIM 11-1 1. JP Morgan filed arrears claim 11-1 for $819.61 which is listed in the plan as unaffected. Should this claim be paid? A not in plan letter was sent on 8/8/23. (YES OK TO PAY) 2. Ocean Medical Center filed a late unsecured claim 15-1. Will this claim be allowed? (YES ALLOW IT) MP proposes $779 x 58 $38,851 to gucs Plan has run 3 months with 57 months remaining. |
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Matter ResolvedRequest Adjourment | 173 | 9/20/2023 10:00 am | 23-14917 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Confirmed | Need to confirm at $281 x 36 begin 7/1/23; 100% with a minimum dividend $42,051.63 and Loan mod on Brotherhood St by 12/30/23, ok to pay arrears pending loan mod As of 9/19/23 (DS): 1. Trustee obj to the following: - There is non-exempt equity in real property $42,051.63. Bar date has passed no unsecured claims filed. - Must resolve creditor objection. 2. NewRez (ALEISHA JENNINGS) obj to loan mod, plan does not propose to pay arrears. Must resolve obj. MK: RESOLVED: LM accepted and Motion to approve 10/ 4 MTG ARREARS TO BE PAID PENDING LM Prop Plan $281 x 36 begin 7/1/23; Base and Loan mod on Brotherhood St by 12/30/23 Note: Updated homeowner insurance provided. |
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Matter ResolvedRequest Adjourment | 174 | 9/20/2023 10:00 am | 23-15038 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | see mk notes As of 9/18/23(mk): needs to make Sept payment and resolve estimated tax 1. St Of NJ- still estimated- no return for 2022 ATTY SENT IT 9/18 2. Plan has Mtg co ( shellpt/Mew Rez) as unaffected- POC ARREARS OF $2,120.76- OK TO PAY? MK; YESPAY 3. Trustee Objection: There is $18,766 in non exempt equity in the residence. There is $631 in non exempt equity in the 2018 Honda. TOTAL 25 ,058. Plan proposes min 34,000 to gucs. -----------RESOLVED------------ IRS Estimated claim. No return 2022- APOC FILED 9/13 - Need May and June bank statements for USAA account 4608. (Provided) - Need May and June bank statements for PNC accounts 9323, 9331 and 9358.(Provided) Per the 22C, monthly disposable income is $1,438 which requires a minimum dividend of $88,980 to general unsecured creditors. (MK: USE I & J and proofs) Plan: $600 X 12; $775 X 48 BEG 7/2023; MIN $34,000 2/3 payments |
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Matter ResolvedRequest Adjourment | 175 | 9/20/2023 10:00 am | 23-15039 / CMG | Jennifer L. Kearney, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | MK: emailed atty AS OF 9/18/2023 (at): 1. The NJ Division of Taxation filed an estimated priority claim #8 which needs to be amended. (STILL ESTIMATED) 2. Trustee's objection: - The debtor has insufficient income. - Need to file Pre-Confirmation Certification (NOT FILED) RESOLVED ISSUES: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) Plan proposes: $240 x 36 beginning 7/1/2023, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 176 | 9/20/2023 10:00 am | 23-15116 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED 9/19/2023 (JMA) OK TO CONFIRM AT $790X36 BEGIN 7/1/2023, $1,000X24 BEGIN 7/1/2026, 100% PLAN WITH MINIMUM $155,879.94 TO GUCS DUE TO N/E EQUITY issues as of 9/14/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - that includes personal liability coverage for Lenny Court. Document provided insures the condo association. - RESOLVED, RENEWAL POLICY PROVIDED - Need a statement for the debtor's 401k loan. NOT PROVIDED - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $3,355.71. - The Schedules fail to account for the debtor(s) tax refund in the amount of $8,810.00 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $155,879 in non-exempt equity in the residence. (100% plan) - Need to file Pre-Confirmation Certification - RESOLVED, FILED proposed plan $790x36, $1,000x24 100% plan paid in $2,400 last claim 12 |
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Matter ResolvedRequest Adjourment | 177 | 9/20/2023 10:00 am | 23-15140 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/15/23 (DS): Ok to confirm at $1,725 paid, $654 x 57 begin 10/1/23; 100% with a minimum of $332,026.98 to gucs due to non-exempt equity 1. Trustee obj to the following: - There is non-exempt equity in real property $332,026.98. Add to confirming order 100% due to non-exempt equity. Prop Plan $575 x 60 begin 7/2023; 100% Note: August paystubs provided 9/15/23. |
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Matter ResolvedRequest Adjourment | 178 | 9/20/2023 10:00 am | 23-15144 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 9/19/23(mk):email to atty- ok to terms **CAN REC CONFIRM AT $2,054 PTD Then $1,573 x 57 Begin 10/1/23 100%. Preserve equity T/H of $76,363 in real Property** > Payment needs to increase . Mtg arrears claim came in higher and needs 100% 1. Trustee Objection: - even at debtor value ,There is $76,363 non- exempt equity in real property- NEEDS 100% GUC Claim Total $23,629.27. -see amended C filed 9/11/23- now takes real prop exemption over exempted (d) (5) but Moot cause lost of equity in real prop. -Plan does not propose the non-exempt equity and incorrect deductions were made on 22c and Schedule I. - even at debtor value ,There is $76,363 non-exempt equity in real property ---------------------------- - need A current market analysis - Appraisal provided is over a year old. MOOOT- NE EQUITY WAY OVER GUCS CLAIN TOTAL from 2021 and only one from 2022. -excessive expense items, such as: - Sch J excessive expenses: car insurance $235 (verifies $196).(adjusted for the $39) - 22c also has excessive expenses:USE I & J Line 17 deductions $374.33 (per pay stubs verifies $186.73 which is $86.45 bi-weekly). Line 19 Court order $1,662.72 (per pay stubs is $829.44 monthly which is $384 bi-weekly). Line 25 Medical $806.38 (per pay stubs is $402.25 which is $186.26 bi-weekly). Line 30 additional food/clothing $28. There would be disposable income $1,500.45, which would require minimum dividend $90,027 minimum dividend to gucs Plan:$1,027 x 60 begin 7/1/23; Base 2/3 payments |
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Matter ResolvedRequest Adjourment | 179 | 9/20/2023 10:00 am | 23-15148 / CMG | Stephen M. Goldberg, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 9/15/23 (SF) RECOMMEND $2145 PTD, $736 X 57 (BEGIN 10/1/23) BASE PLAN - NEED ORDER EXPUNGING US DEPT OF HUD WITHIN 30 DAYS 1. Objection filed by Bank of America (Cozzini) - Plan is silent as to mortgage and does not provide for post petition payments (RESOLVED WITH MP FILED) 2. Motion to Expunge claim of US Dept of HUD scheduled for 9/20/23 at 9 (Needs service to US Atty General and US Atty) 3. Trustee objection: -Income verified higher than scheduled amount, disposable net income is $1,339.32. Must pay all disposable income into the plan. -Santander end balance as of 5/31/2023 is $714.78, need to amend Schedules A/B and C Plan proposes $715 x 60 Base Payments: 3/3 RESOLVED: - Need to provide Santander statement for April 2023 (RECEIVED) -Need to file Pre-Confirmation Certification with Court |
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Matter ResolvedRequest Adjourment | 180 | 9/20/2023 10:00 am | 23-15215 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | issues as of 9/14/2023 (JMA) 1) M&T Bank (Parker McCay) objection to confirmation - RESOLVED, CONSENT ORDER FILED PRE-PETITION ARREARS $152,508.15 WILL BE PAID THROUGH PLAN 2) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2022 prior to confirmation -RESOLVED, PROVIDED RETURN - Need a valuation for the business. Gas station/convenience store cannot be worth $0. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $251,790 in non-exempt equity in the residence. (100% plan) CLAIM IS HIGHER AND THERE ARE PRIORITY AND SECURED CLAIMS FROM THE IRS AND STATE OF NJ, THE PRIORITY CLAIMS ARE ESTIMATED, CURRENT NON-EXEMPT EQUITY IS $125,649.06 - There is $3,656 in non-exempt equity in the 2013 Camry. - There is $2,577 in non-exempt equity in the Santander bank accounts. - Need to resolve objection by M&T Bank - RESOLVED - Need to file Pre-Confirmation Certification - NOT FILED TO DATE - Need to provide Partnership documents - NOT PROVIDED - Need to provide Acquisition document - NOT PROVIDED 3) IRS priority and guc claims are estimated - need to resolve 4) State of NJ priority and guc claims are estimated - need to resolve proposed plan $3,000x60 100% plan paid in $9,000 last claim 23 |
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Matter ResolvedRequest Adjourment | 181 | 9/20/2023 10:00 am | 23-15330 / CMG | George E Veitengruber III | Confirmation Hearing on Modified Plan | Confirmed | As of 9/15/23 (DS): Ok to confirm at $780 paid, $268 x 33 begin 10/1/23; Base MP FILED 8/11/23 (MK): PER ATTY FILING A MP TO ADDRESSS ISSUES. SO THIS SHOULD BE MARKED W/D AND MP IN 14 DAYS- email to atty 8/16/23 (DS): 1. Trustee obj to disposable income $333, due to 2022 tax refund and will need a mod plan to properly address the cram of the 2nd mortgage SLS which is properly listed on Section 4d, but must be added to Section 7b, not 7a, then will need service of the mod plan to 2nd mortgage as per mortgage statement address-6200 S. Quebec St, Ste. 300, Greenwood Village, CO 80111. MOD PLAN FILED AND CORRECTS CRAM/MOTIONS AND SERVICE DONE. 2. Deutsche Bank (FRENKEL LAMBERT WEISS WEISSMAN & GORDON) obj to not in plan, POC filed arrears $2,174.12. Must resolve objections. MOD PLAN ADDS ARREARS $2,174.12. OBJ SHOULD BE RESOLVED. Prop Plan $260 x 36 begin 7/1/23; Base Note: TD Bank statements provided 7/21/23. |
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Matter ResolvedRequest Adjourment | 182 | 9/20/2023 10:00 am | 23-15333 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Plan Denied | mk: MP in 21 days - need new pay stubs for debtro issues as 9/13/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to file a Modified Plan that completes Part 5. - Need amendments to schedules 22C which was filed blank. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,292. - The Plan fails to provide for a prompt cure of rental arrears. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $8,000 in non-exempt equity in the 2013 Honda Civic. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Need to file Pre-Confirmation Certification. - Amend Sch I and provide proof of income for new job at Princeton Care Center that she started in July 2023. proposed plan $531x24, $250x12 paid in $1,062 arrears $531 last claim 4 |
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Matter ResolvedRequest Adjourment | 183 | 9/20/2023 10:00 am | 23-15614 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Plan Denied | 9/20 : made a payment AS OF 9/18/2023 (at): 1. 341 has not been held or rescheduled. 2. Payments: less than 1/3, arrears $400 |
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Matter ResolvedRequest Adjourment | 184 | 9/20/2023 10:00 am | 23-15626 / CMG | Jonathan Goldsmith-Cohen, Esq. | Confirmation Hearing Scheduled | Confirmed | updated paid to date 9/19/2023 updated 9/14/2023 (JMA)- atty ok to terms(mk) ok to confirm at $4210.78 paid to date, $1,767x57 begin 10/1/2023 100% plan -Trustee to receive non-exempt proceeds from personal injury lawsuit -Need to file fee application within 7 days of confirmation -Need to retain PI attorney -Must file Pre-Confirmation Certification with Court issues as of 9/13/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income disposable income verifies $ -760.86. - The debtor has failed to supply the Trustee with the following document (s): Updated auto insurance, if not confirmed by 9/6/23 (insurance expires 8/23/23). RESOLVED, PROVIDED RENEWAL - The Schedules fail to account for the debtor(s) tax refund in the amount of $4,394 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in real property $102,229 CLAIM FILED LOWER THAN SCHEDULED, REDUCED NON-EXEMPT EQUITY TO $102,019.34; 2018 Nissan Murano $115.68, PNC Bank acct#7799 $3,773.29, TD Bank acct #0625 $40.10, Provident Bank #5817 $6,189.41 and TD Bank #3638 $178.01. - Need fee app within 7 days from confirming. - Add to confirming order non-exempt proceeds from PI lawsuit to Trustee. - Need to retain PI attorney. - Must file Pre-confirmation certificate. proposed pan $1,610x60 begin 7/1/2023 100% plan paid in $3,839.24 arrears $990.76 last claim 32 |
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Matter ResolvedRequest Adjourment | 185 | 9/20/2023 10:00 am | 23-15849 / CMG | Melinda D Middlebrooks, Esq | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | mk: 9/18/ atty has proof of 2 payments for 5,000. electronic - ok to adj 341 now on 10/4 still no $ issues as of 9/20/2023 (JMA) 1. 341 not held, not rescheduled 2. Modified plan filed, scheduled for 10/18/2023 3. No Trustee plan payments to date, arrears $10,000 |
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Matter ResolvedRequest Adjourment | 186 | 9/20/2023 10:00 am | 23-15883 / CMG | Paul Evangelista, Esq. | Confirmation Hearing Scheduled | Confirmed | 9/19/23(mk): email atty- reworked at total 48 mos- ok to terms ** CAN REC CONFIRM AT $1,500 PTD, Then $1,762 x 46 Begin 10/1/23 100%.Plan shortened to total 48 mos. Strike part 4g per plan claim of Citibank. No claim filed. Must file fee app for atty fees 7 days from confirmation** As of 9/14/23(mk): Updated CASE IS 100% Bar date 9/18- email to atty will do final numbers for him Tuesday am. NEED TO SHORTEN PLAN, AS EXCESS DISPOS INCOME St of NJ field a POC AND huge dispos income Plan can be shortened to total 36 mos.- COMPROMISE TO 48 1. Trustee Objection: - 22c has disposable income $6,835.91. Also I & J verfiied dispo income at over 5,000 - Strike Part 4g per plan claim of Citibank as not proof of claim was timely filed. - needs pre conf cert. -plan shortened to total 36 mos -----------------Resolved-------- excessive expense items, such as: Home maintenance $275, Food $1,000, Clothing $250, Auto insurance $240 (verifies $152), Car payments for Debtor $728.73 and spouse $1,333. May be moot since plan propose 100%. AS LONG AS REMAINS 100% WILL ALLOW Plan:$1,425 x 60 begin 8/1/23; 100% 1/2 payments |
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Matter ResolvedRequest Adjourment | 187 | 9/20/2023 10:00 am | 23-15884 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | AS OF 8/30/23 (SF) 1. 341 NOT HELD - RESCHEDULED TO 9/28/23 2. PAYMENTS: 1/1 |
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Matter ResolvedRequest Adjourment | 188 | 9/20/2023 10:00 am | 23-15891 / CMG | Raymond C. Osterbye, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | |
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Matter ResolvedRequest Adjourment | 189 | 9/20/2023 10:00 am | 23-15904 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | MK: se notes below AS OF 9/18/2023 (at): 1. Borough of Beachwood filed a secured claim #2 in the amount of $1,273.64 which is not in the plan. Is the debtor going to pay this claim? 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Business forms - for Mike's Flooring LLC. (NOT RECEIVED) MK: filed 9/19 - Need to file Pre-Confirmation Certification. (NOT FILED) MK: FILED - Need June and July bank statements for Wells Fargo account 9818. (NOT RECEIVED) RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED) - Need proof of insurance for the 2009 VW Jetta. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $991.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) Distribution is per plan. (LANGUAGE ADDED) Plan proposes: $843 x 60 beginning 8/1/2023, 100% plan Payments: 2/2, |
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Matter ResolvedRequest Adjourment | 190 | 9/20/2023 10:00 am | 23-15986 / CMG | THOMAS J ORR ESQ | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | As of 9/15/23 (DS): Debtor attorney equested adjournent to allow time to file mod plan As of 9/12/23 (DS): 1. Plan does not mark off Section 5a of plan on how to handle gucs. Need mod plan to address this issue. 2. Diamond Credit Union (MICHAEL DUPONT) obj to arrears owed are more, POC filed $24,242.64. Obj must be resolved. 3. Shellpoint (CHARLES WOHLRAB) obj to arrears more, POC filed $40,709.92. Obj must be resolved. Prop Plan $1,200 x 60 begin 8/1/23; ??? gucs Note: Auto insurance provided and Pre-confirmation cert filed 8/28/23. |
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Matter ResolvedRequest Adjourment | 191 | 9/20/2023 10:00 am | 23-16002 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | issues as of 9/8/2023 (jma) 1) 341 not held, rescheduled for 9/21/2023 2) Not current with Trustee plan payments, arrears $500 3) IRS priority claim estimated for 2021 taxes |
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Matter ResolvedRequest Adjourment | 192 | 9/20/2023 10:00 am | 23-16011 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | As of 9/13/23(mk): >>PLAN IS 100% BAR DATE 9/22/23. SHOULD ADJ. TO AFTER THAT TO 10/4/23<< 1. Objection by MTG Pinnacle Federal Credit Union( Dupont) - plan fails to pay full arrears of $4,172.92 2. Bifurcated Claim (2-1)filed by Leisure Village West secured:14,564.11 unsecured 1,972.23 Plan pays Leisure Village arrears $15,822.24 --------Resolved------------ Trustee Objection: -there is NE Equity in real property $33.014- PLAN IS 100% Plan:$440 x 60 begin 8/1/23; 100% 2/2 payments |
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Matter ResolvedRequest Adjourment | 193 | 9/20/2023 10:00 am | 23-16048 / CMG | PRO SE | Confirmation Hearing Scheduled | Dismissed | MK: 9/20: CASE WAS DISMISSED TODAY ON CT'S ORDER TO SHOW CAUSE I DID NOT FILE ANOTHER ORDER DISMISSING NS second call no payments(0/2) no real prop. but owns a car- no insurance uploaded plan is to cram car |
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Matter ResolvedRequest Adjourment | 194 | 9/20/2023 10:00 am | 23-16050 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | AS OF 9/15/23 (SF) 1. Objection filed by Towd Point Mortgage Trust (McDonough) - failure to pay arrears of $$98,343.05 and speculative loan mod 2. Specialty Surgery Center filed secured judgment claim 5-1 in the amount of $1445.43 which is not addressed in plan (OK TO PAY?) 3. Trustee objection: - The debtor has insufficient income .Disposable income $73.00. - Need Statement for value of Rivian Automotive stock prior to filing date.(RECEIVED. THERE IS $323 NON EXEMPT EQUITY IN ROBINHOOD PORTFOLIO) - The Schedules fail to account for the debtor(s) tax refund in the amount of $411 when determining disposable income. - Trustee standard order of Distribution Plan proposes $200 x 36 Base, Loan Mod by 1/31/24 Payments: 1/2 Arrears: $200 |
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Matter ResolvedRequest Adjourment | 195 | 9/20/2023 10:00 am | 23-16057 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | AS OF 9/11/2023 (at): RECOMMEND: $600 PAID TO DATE, $500 X 58 BEGINNING 10/1/2023, BASE WITH A MINIMUM OF $18,406.00 TO UNSECURED CREDITORS Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. Need to file Pre-Confirmation Certification within 10 days of confirmation. Preserve non exempt equity of $18,406 in real and personal property. 1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure full arrears of $5,162.54. (Per POC) (RESOLVED - PAY PER POC) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - July and August pay stubs for co-debtor. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $573.96. - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $3,122 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $15,284 in non exempt equity in the bank accounts. (LANGUAGE ADDED) Plan proposes: $300 x 60 beginning 8/1/2023, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 196 | 9/20/2023 10:00 am | 23-16087 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | As of 9/14/23 (DS): Debtor attorney requested adjournment to pass bar date. As of 9/12/23 (DS): 1. AERai Grp (ROBIN LONDON-ZEITZ) obj to cram of tax lien should be priority since lien was originally sold to City of Trenton 6/26/19 and governs priority of all other tax liens and judgments. Obj must be resolved. Prop Plan $2,208.59 x 60; Base Note: Service to motions in plan not needed obj filed by creditor and Pre-conf cert filed 8/17/23. |
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Matter ResolvedRequest Adjourment | 197 | 9/20/2023 10:00 am | 23-16100 / CMG | Herbert B. Raymond, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | issues as of 9/13/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - Need declaration page of homeowner's insurance for Catherine Street. RESOLVED, PROVIDED - Need a valuation for land owned in Aiken, South Carolina. NOT PROVIDED TO DATE - A copy of the deed - for the land owned in Aiken, South Carolina. NOT PROVIDED TO DATE - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $90,934 in non-exempt equity in the residence FILED CLAIM HIGHER, REDUCED NON-EXEMPT EQUITY TO $85,119.53. (100% plan); There is $4,090 in non-exempt equity in the timeshare. There is $8,812 in non-exempt equity in the Citizen 's bank account. - Need to file Pre-Confirmation Certification. RESOLVED, FILED - Need proof of ownership interest in the land owned in Aiken, South Carolina. NOT PROVIDED TO DATE - Need June and July bank statements for Kearny Bank checking account proposed plan $1,500x60 begin 8/1/2023 100% plan paid in $1,500 arrears $1,500 last claim 3 |
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Matter ResolvedRequest Adjourment | 198 | 9/20/2023 10:00 am | 23-16113 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | ESTIMATED IRS POC $51,219.44 No business forms for LLC or whatever the entity 341 meeting now on 10/5 1/2 payments objection by Family Business Funding( Joe Devine of Tromberg, Morris et al) MP(#16) filed Hearing date 10/4 to include Family B'ness Funding in the Plan for AP payments and payment of their secured claim. mk: none filed as of 9/18. bar date is 9/26 ALSO ESTIMATED IRS CLAIM. INCOME AND WT-FICA TAXES NO RETRUN 2022 PLAN DOES NOT INCLUDED THE FIXED PROTION OF THE AMT DUE TO IRS OF $49,270.74 THEN THERE IS EST PART OF 1,948.70 PLAN APYMENT INSUFFICIENT TO PAY TAX CLAIM EVEN EHN EST. AMT IS RESOLVED. |
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Matter ResolvedRequest Adjourment | 199 | 9/20/2023 10:00 am | 23-16123 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | AS OF 9/12/23(MK): >>Plan is 100% bar date is 9/26 .should be adj to after that< 1. Estimated Tax claim for IRS- priority & Guc. 2. Objection By M & T Bank(McCalla): - LM speculative 3.Trustee Objection: -Amended Disclosure has -0- balance of atty fees. Atty re'd full flat fee 4750. Plan has 3,325- rec's full flat fee $4750. IF THE 3,325 Needs fee app for the estimated - NE equity $17,553- Plan is 100% Plan:$1000 X 6; $2100 X 54 BEG 8/2023; LM 1/30/2024 (128 CLEVELAND AV); 100% 1/2 payments |
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Matter ResolvedRequest Adjourment | 200 | 9/20/2023 10:00 am | 23-16150 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | AS OF 9/14/23 (SF) Adjourn past bar date 1. LP Financial filed arrears claim 7-1 for $1218.85 (OK TO PAY?) This is a spa which appears to be a luxury item 2. Trustee objection: - Need June and July bank statements for Seaport FCU bank account 6003. - Verified income leaves monthly disposable income of $4,652.41. - Reviewed the 22C, Line 16 (taxes) should be $7,908.25, Line 17 (involuntary deductions) should be $848.38, Lines 22 and 23 require documentation, Line 33 should be $0 (plan surrenders the quad and jetski) and Line 43 should be $0. Per the 22 C, monthly disposable income is $4,707 which requires a minimum dividend of $282,453 to general unsecured creditors. - The Schedules fail to account for the debtor(s) tax refund in the amount of $16,101.00 when determining disposable income. - There is $50,725 in non exempt equity in the residence. - There is $7,750 in non exempt equity in the BMW. - There is $6,000 in non exempt equity in the 2006 boat, 2023 Navi and 2004 motorcycle. - There is $6,936 in non exempt equity in the Chase bank account. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Plan proposes $1600 x 60 Base Payments: 2/2 RESOLVED: - Need Domestic Support Obligation information . - Need to file Pre-Confirmation Certification. (FILED) |
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Matter ResolvedRequest Adjourment | 201 | 9/20/2023 10:00 am | 23-16151 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Dismissed | AS OF 9/18/2023 (at): PER ATTORNEY, OK TO DISMISS. DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. 341 has not been held or rescheduled. no docs at all uploaded 2. Payments: 0/2, arrears $300 |
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Matter ResolvedRequest Adjourment | 202 | 9/20/2023 10:00 am | 23-16161 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | AS OF 9/18/2023 (at): DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. 341 is scheduled for 9/28/2023. 2. Payments: 0/2, $1,832 |
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Matter ResolvedRequest Adjourment | 203 | 9/20/2023 10:00 am | 23-16172 / CMG | Fred R. Braverman | Confirmation Hearing Scheduled | Dismissed | 9/19/23(mk) 341 now on for 10/12 but no payments- sent atty email. NO HOME INSURANCE As of 9/19/23 (DS) Debtor attorney requested adjournment, request denied, missing homeowner insurance and no Trustee payments made. 341 not held 8/24/23, missing homeowner insurance and no Trustee payments made, Debtor in arrears $1,450, made 0 out of 2 payments. |
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Matter ResolvedRequest Adjourment | 204 | 9/20/2023 10:00 am | 23-16177 / CMG | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/14/23(mk): **CAN REC CONFIRM AT $1,800 PTD, The $2,000 x 58 Begin 10/1/22 Base w/ min to GUCS of $102,100 due to equity in assets** ------------------ 1. Trustee Objection: - NE equity in 2012 Jeep and GMC Canyon - there is $6,300 in Santander acct(debtor cert. adjusted- jt acct- ok) -There is $116,000(minus exemption)=88,000 in non exempt equity in the net proceeds from sale of home. Other issues from objection have been resolved. Plan: $1800 X 60 BEG 8/2023; PART 5 Base. 1/2 payments |
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Matter ResolvedRequest Adjourment | 205 | 9/20/2023 10:00 am | 23-16178 / CMG | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | issues as of 9/8/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $318.82/month mortgage on other property; $166.67/month taxes on other property - NO OTHER PROPERTY LISTED ON SCHEDULE A. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $225,678 in non exempt equity in the residence. (100% plan ) - Need to file Pre-Confirmation Certification proposed plan $1,000x60 begin 8/1/2023 100% plan paid in $1,000 arrears $1,000 last claim 3 |
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Matter ResolvedRequest Adjourment | 206 | 9/20/2023 10:00 am | 23-16227 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 11/15/2023 10:00 am | 341 Now on for 9/28 NEEDS TO REQUEST ADJ OF THIS CONF HEARING 1/1 PAYMENTS |
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Matter ResolvedRequest Adjourment | 207 | 9/20/2023 10:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/18/23 (SF) UPDATED RECOMMEND $673 X 2 (BEGIN 8/1/23) $842 X 46 (BEGIN 10/1/23) 100% PLAN W/MIN $136,953 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE; LOAN MOD BY 1/11/24 - DO NOT PAY ARREARS OR RESERVE TO TRUMAN 2021 SC9 TITLE TRUST - OTBS WITHIN 30 DAYS RESOLVING TRUMAN OBJ 1. Objection filed by Truman 2021 SC9 Title Trust (Argentieri) - failure to provide for creditors claim in the amount of $233,689.77 (PLAN IS NOT FEASIBLE) OTBS OUTSIDE PER LOAN MOD 2. Trustee objection: - Verified income leaves monthly disposable income of $1,625.66. - The Schedules fail to account for the debtor(s) tax refund in the amount of $335.00 when determining disposable income. - There is $136,953 in non exempt equity in the residence. (100% plan) Plan proposes $673 x 48 100% Loan Mod by 1/11/24 Payments: 1/2 Arrears: $673 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - IRS estimated tax claim (AMENDED) - Santander filed arrears claim 3-1 in the amount of $918.33 (OK TO PAY?) YES - will need updated schedule I and proof of income if debtor obtains employment in the future. (DEBTOR WILL NOT BE RETURNING TO WORK. STAYING HOME WITH CHILDREN) |
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Matter ResolvedRequest Adjourment | 208 | 9/20/2023 10:00 am | 23-16267 / CMG | JOSEPH ALBANESE, ESQ | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | sent adjournment request, need consent of objecting creditor to grant adjournment issues as of 9/8/2023 (JMA) 1) 341 not held, not rescheduled - missing documents 2) Not current with Trustee plan payments, arrears $1,600 PYMT POSTED 3) Wells Fargo (McCalla Raymer) objection to confirmation- need to resolve pre-petition arrears $105,909.96 |
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Matter ResolvedRequest Adjourment | 209 | 9/20/2023 10:00 am | 23-16295 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/11/2023 (at): RECOMMEND: $100 X 20 BEGINNING 8/1/2023, $500 X 16 BASE Trustee's objection: - The debtor has insufficient income. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: 2 Car payments $513.06 and $489.83 and $406 auto insurance (per auto insurance should be $351). (OK) - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,265 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Arrears claim ($513.06) filed by Ford for leased 2023 Ford Explorer. (NO ARREARS CLAIM) Plan proposes: $100 x 20 beginning 8/1/2023, then $500 x 16, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 210 | 9/20/2023 10:00 am | 23-16334 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/19/23 (DS): Ok to confirm at $650 paid, $662 x 58 begin 10/1/23; Base - Must amend Sched C within 15 days to take (d)(8) exemptions on life insurance. - Within 7 days must file Pre-confirmation certificate. - Fee app within 7 days. 1. Trustee obj to the following: - Still missing value statements from United of Omaha life insurance policy #6669 (provided payment page only) and Prudential insurance (provided statement dated 11/11/22 which shows $2,664.03, need recent date prior to filing date). PER MK ADD TO CONFIRIMING ORDER AMENDED SCHED C TO TAKE D(8) EXEMPTIONS ON LIFE INSURANCE. - Must file Pre-confirmation certificate. Prop Plan $650 x 60 begin 8/1/23; Base Note: IRS estimated claim amended and resolved. 401 (k) loan balance statement provided. 22c excessive expenses on Line MP $-6.57. Amended Sched b and C adds amounts to life insurance and exempts as well, still missing statements on two. |
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Matter ResolvedRequest Adjourment | 211 | 9/20/2023 10:00 am | 23-16342 / CMG | Brian F. O'Malley | Confirmation Hearing Scheduled | Confirmed | UPDATED 9/19/2023 (JMA) ok to confirm at $1,800 paid to date, $933x34 begin 10/1/2023 100% plan which includes minimum $29,160 dividend to general unsecured creditors UPDATED 91/15/2023 (JMA) issues as of 9/13/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to file a Modified Plan that completes Part 5a - MODIFIED PLAN PAYS $29,160 TO GUCS - The Schedules fail to account for the debtor(s) tax refund in the amount of $715 when determining disposable income - RESOLVED, AMENDED SCHEDULE I INCLUDES TAX REFUND - The plan has fee balance $1,000 and atty disclosure payment has box checked that fees are NOT to be paid through plan- need an amended atty disclosure - AMENDED DISCLOSURE FILED - Need to provide Trustee with Charles Schwab acct #5719 and #8559, not provided - RESOLVED, PROVIDED - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED proposed plan $900x36 begin 9/1/2023 with minimum $29,160 dividend to general unsecured creditors. paid in $1,800 last claim 5 |
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Matter ResolvedRequest Adjourment | 212 | 9/20/2023 10:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | 9/19/23(mk) atty working on resolving issue w/ 1st mtg and says 2nd mtg will be w/d their obj to LM As of 9/13/23(mk): 1. Notice For Loss Mit On 9/20- obj by Stern Lav for Bank Of NY/Mellon-2nd MTG- claim filed by Realtime as agent for Bk Of NY). RESOLVED LOSS MIT GRANTED 2. Objection By Wilmington(RAS) 1st mtg: -LM speculative.(MK: appears to be order for Loss mit on this mtg entered 8/16/2 3#14. so Lm 90 days so 11/14/23 RESOLVEDMK: FOLLOW LOSS MIT ORDER 3. Trustee objection: -Income verifies higher ($3,519.23) than scheduled ($2,930.67) for the debtor resulting in $1,008 monthly disposable income. - Plan has Avoid Lien of St of Nj- Dept of Labor- they filed an unsecured lien MK: ATTY WILL FILE MOTION TO EXPUNGE CLAIM --------------- -need Amendments to Schedules B and C to add bank acct listed on Debtor's pay stubs. NOT IN Name of deboro -need 2 months (June & July) bank statements.(provided) Plan:$400 x 36 begin 8/1/23; Base and Loan mod on both 1st and 2nd mtgs on Elm St 6 months after conf 1/2 payments |
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Matter ResolvedRequest Adjourment | 213 | 9/20/2023 10:00 am | 23-16371 / CMG | DAVID A. SEMANCHIK, ESQ | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | 9/20/23 - Atty requested adj but is waiting for consent from creditor AS OF 9/11/23 (SF) 1. Objection filed by Citizen's Bank (Raymond) - failure to pay arrears in the amount of $26,218.53 (No claim filed yet) 2. Trustee objection: - Need 2 months (June & July) bank statements from Wells Fargo checking and savings accts. - Need a Modified Plan that marks off Part 5a or case needs to be worked -up at 100%. - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,429 when determining disposable income. - There is $172,679 non-exempt equity in real property. - Must file Pre-confirmation certificate. 3. Add to confirmation terms Trustee Standard Order of Distribution Plan proposes $440 x 60 100% Payments:1 of 2 Arrears: $440 |
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Matter ResolvedRequest Adjourment | 214 | 9/20/2023 10:00 am | 23-16499 / CMG | ADAM SCHNEIDER, ESQ | Confirmation Hearing Scheduled | Confirmed | AS OF 9/13/2023 (at): RECOMMEND: $200 PAID TO DATE, $165 x 34 BEGINNING 10/1/2023, BASE Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Amendments to Schedules to include Trinidad property and provide certification regarding valuation (AMENDED SCHEDULE A DOES NOT LIST PROPERTY - CMA RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $100 x 36 beginning 8/1/2023, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 215 | 9/20/2023 10:00 am | 23-16586 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 11/1/2023 10:00 am | 9/14/23(mk): 341 now on 10/12/23 1/1 payment |
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Matter ResolvedRequest Adjourment | 216 | 9/20/2023 10:00 am | 23-16648 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | As of 9/12/23 (DS): 1. No payment made for 9/1/23, 0 out of 1, arrears $1,538. 2. Trustee obj to the following: - Need July and August bank statements from First Unity Bank acct. - There is estimated non-exempt equity in the vehicles $13,860, must provide valuation on all vehicles list on Sched B to determine value on all 7 vehicles. (NADA values 2011 Sienna $6,788, 2005 Corolla $615, Jaguar $11,100, 1991 F150 Lariat $2,350 but cannot determine value of 1996 Ford Van (no model info). - Must resolve creditor objection. 3. Wilmington (BROCK & SCOTT) obj arrears owed $80,293.41, plan has $76,166, no POC filed. Must resolve obj. MK: ATTY SAYS WILL PAY POC Prop Plan $1,538 x 60 begin 9/1/23; Base |
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Matter ResolvedRequest Adjourment | 218 | 9/20/2023 12:00 pm | 17-24681 / CMG | Robert Cameron Legg, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 219 | 9/20/2023 12:00 pm | 18-31145 / CMG | Jacqueline R. Rocci, Esq. | Motion Compensation | Continued 10/18/2023 12:00 pm | adding fees of $3400 w/ 2 mos to go as of August would increase Tr payment to over 4,000 x 2 begin 9/1/23. Not feasible mk: per atty- working on this w/ debtor - will likely have a revised order to pay outside |
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Matter ResolvedRequest Adjourment | 220 | 9/20/2023 12:00 pm | 20-17123 / CMG | Monika Mazurczyk | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 221 | 9/20/2023 12:00 pm | 23-10677 / CMG | PRO SE | Motion Reinstate Stay | Continued 10/4/2023 12:00 pm | 9/14/23(mk) mail from debtor- ill requesting adj. CT said adj PREMPTORY 10/4. Note. John Monari- no longer at Pincus firm contact Sheri Smith- mk emailed her about new date- JEROME BLACK FROM PINCUS NOW HANDLING THE FILE 9/7/23(mk) emailed debtor about plan payments and sent him a TR report. he appears to be sending to the lock box but since July has not paid the full 1629 so that is what we show arrears CT will reimpose Stay till MP Debtor says now will retain Georgette Miller to represent VA obj (Pincus) J Momari<> Debtor's MTN TO REINSTATE STAY |
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Matter ResolvedRequest Adjourment | 222 | 9/20/2023 12:00 pm | 23-11705 / CMG | Edward Hanratty, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 223 | 9/20/2023 12:00 pm | 23-13843 / CMG | Warren Brumel, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 224 | 9/20/2023 12:00 pm | 23-14433 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 225 | 9/20/2023 12:00 pm | 23-14436 / CMG | Marc C. Capone, Esq. | Motion Compensation | Recommend Granting | |
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Matter ResolvedRequest Adjourment | 226 | 9/20/2023 12:00 pm | 23-18063 / CMG | PRO SE | Motion to Receive Offsets Under Chapter 13 | Denied | **OST** EMERGENT MOTION TO RECEIVE (OFFSETS) UNDER CHAPTER 13 MK: home sold 8/18/23- Ray Lebron rep JP Morgan Chase? |
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Matter ResolvedRequest Adjourment | 228 | 9/20/2023 3:00 pm | 18-31407 / MBK | Robert Cameron Legg, Esq. | AP Hearing Rescheduled (Document) | Converted to 7 / 11 | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |