| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
|
Matter ResolvedRequest Adjourment | 0 | 9/18/2024 8:30 am | 22-17371 / RG | David G. Beslow, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | AS OF 7/31/24 (SF) 1. Cert of Default by JP Morgan rescheduled to 9/18/24 at 10 (MUST RESOLVE) MP proposes $350 x 60 Loan mod in 90 days Plan has run 20 months with 40 months remaining Arrears: $350 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 18-29622 / CMG | Bruce H. Levitt, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | 9/6/24(mk0 Sent email to atty about arrears motion for con't Admin was granted obj, family will pay<> ARREARS 8,058 as of 9/6/24 in mo 71 of 83 mo plan as of August |
|
Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 19-13355 / CMG | Peter E. Zimnis, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | FREEDOM MTG /Creekside Way (BROCK & SCOTT) |
|
Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 20-24079 / CMG | Kevin C. Fayette, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN TO EXPUNGE REGIONS BANK CLM MK: debt not owed by debtor but rather the proofs name an entirely different person |
|
Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 21-12295 / CMG | Ronald E. Norman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/CITIGROUP; ARREARS |
|
Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 21-12306 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | atty says debtor made 1,000 payment epay - adj 9/18 for posting and recap Debtor obj, will make partial pymt & requests recaP<> ARREARS as of 9/3/24 are 2,699. Last pay was 6/13/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 21-18253 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, converting to ch 7<> ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 21-18456 / CMG | Andrew G. Greenberg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN TO CLOSE CASE EARLY |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 21-18456 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | motion to close early on 9/18/24 AMT: HUD AUDITED/NEED MTN TO CLOSE EARLY (PER SALE ORDER, TO BE FILED W/I 14 DAYS OF CLOSING)<<>> 7/16: email from atty HUd will be upload - closing took place AMT: SALE ORDER 6/12/24 -NEED STATUS--------mk: sent email to atty 7/9/24- has property been sold?? motion for cont admin on 5/15- GRANTED ISSUES ARREARS 5,160 SV order entered 4/29/24 and motion to sell property at 100% ARREARS $ 5,160 last pay 11/13/23- ORDER FOR STAY RELEIF ENTERED 4/29/24 (#80) 4/9/24(mk) debtor passed away back in NOV - no notice of death filed or a motion for continued Admin 2//27/24(mk): atty writes debtor recently passed away , Daughter is Executrix and waiting for Surrogates papers then will file motion to continue admin and motion to sell real property |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>ARREARS as of 9/5/24 are 18,501 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-14700 / CMG | Moshe Rothenberg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN AUTHORIZING LIBERTY MUTUAL TO PAY SANTANDER $4,514.73; DEBTOR TO FILE MP |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-15140 / CMG | Marc C. Capone, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | DEBTOR MUST BE CURRENT BY 9/18 HEARING DATE Debtor obj, made pytm<> ARREARS 2,752 as of 9/6/24 as of made recent payment of 1477 8/2 but before that Last pay was 4/9/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-15195 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 8/29 AMT; Pymt posted/owes Aug (& Sept)<<>> Debtor obj, can pay <>ARREARS 12,193.95 Debtor advised that August will be paid by 9/6/2024 and then September will be paid by 9/27/2024 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-15489 / CMG | Allen I. Gorski, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | NATIONSTAR MTG /Cottage Circle(ALBERTELLI LAW) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-16411 / CMG | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, filing mtn to approve lm<>FAILED TO LM BY 6/30/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-17880 / CMG | Karina Pia Lucid, Esq. | Motion Compensation | No Opposition Filed | MK Case reinstated and Mp to be filed - Tr will not press the objection-ok to G -------------------- Tr Obj: case was dismissed and no FOH needs revised order to pay outside plan MOTION TO VACATE DISMISSAL ON 9/4 PER ATTY EMAIL ON 8/5/24: debtor was approved for ERMA on 7/21 so mtg arrears are paid. I suppose we have to wait until the case is reopened to do both. But elimination of mortgage arrears will bring her total remaining debt down to approx. $20k, making the plan totally feasible and reasonable |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-18097 / CMG | Stacey L. Mullen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | NO MTN FOR CONTINUED ADMIN FILED FOR DECEASED DEBTOR |
|
Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 22-18267 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | LAKEVIEW LOAN/Winding river Rd (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-10255 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | adj to 9/18 debtor to be completely current before hearing. ARREARS 5,100- made a July payment of 5400 before that last pay was 3/27/24 Client's husband lost his job, causing the delay in payments. He is now back to work. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-10546 / CMG | PRO SE | Order Shorten Time | Needs Resolution of Issues - Objections | >>OST>> MOTION TO REINSTATE THE STAY |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-10932 / CMG | Kevin C. Fayette, Esq. | Application for Consent Order to pay Cap One | Order Previously Submitted | amt: order doc #27 entered 8/15/24<<>> TO ALLOW TR TO PAY CAP ONE CLAIM |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-11401 / CMG | Francis P. Cullari, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | AURORA FINC GROUP /Archertown Rd (McCALLA RAYMER) |
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Matter ResolvedRequest Adjourment | 38 | 9/18/2024 9:00 am | 23-11657 / CMG | Laurence R. Sheller, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO LM BY 6/11/24 mk: creditor( Freedom Mtg) cert of default adj. to 9/18/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-11657 / CMG | Laurence R. Sheller, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | 7/23: creditor request to adj as debtor is making payments to be current Debtor obj, requests time to be current,<>FREEDOM MTG/Canal Crossing (Brock & Scott) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-12494 / CMG | Peter E. Zimnis, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, disputes missing pymt<>FREEDOM MTG/Stevenson ave (Brock & Scott) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-12827 / CMG | Christopher G. Cassie, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO FILE MP WITHIN 14 DAYS PER ORDER #30; ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-12901 / CMG | Warren Brumel, Esq. | Motion to Approve Loan Modifiction | Needs Resolution of Issues - Objections | NJHMFA obj (Pluese Becker)<> MTN TO APPROVE LM |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-12901 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | amt: MTN TO APPROVE LM >>objections filed and hearing on 9/18/24 6/24/24(mk):has LM trial for payments MAY JUNE /JULY then will file Motion to approve for final LM mk: 3/28/24 Debtor got approval for a LM on 3/22/24- now trial period the LM - debtor obj>FAILED TO LM BY 12/31/23 Debtor says LM package submitted waiting for lender reply- have PD TR and Mtg payments |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-13752 / CMG | Jose R. Torres, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | M&T BANK/Baker Place (KML) |
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Matter ResolvedRequest Adjourment | 32 | 9/18/2024 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | as of 8/17/24(mk) arrears 31,300 and that includes the large payment that posted 7/24/24 motion to reinstate stay is on 8/21- Contested mk :payments need to post adj to 7/17 for that Debtor obj<>SV/ATCF II; ARREARS 21,621 PAYMENT OF $3000.00 WAS REVERSED DUE TO INSUFFICIENT FUNDS ON 07/11/2024-KB opp'n says debtor has made payments to cure all arrears- AS OF 7/1/24 arrears 31,300 and last pay was 6/13 must address SV for mtg and tax lien on real prop |
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Matter ResolvedRequest Adjourment | 31 | 9/18/2024 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Reinstate Stay | Needs Resolution of Issues - Objections | US Asset Funding obj (Hill Wallack- M. Rooney); ATCF II NJ obj (ZEitz)<>MTN REINSTATE STAY debtor says has made all payments on arrears ATCF creditor has paid all taxes due but for 3rd quarter- and POC will now be more Post pet tax funded by ATCF(Zeitz) is 22,900 8/20/24:DEBTOR ATTY EMAIL= WILL ADDRESS PROP TAX ARREARS AS FOLLOWS: mp TO ADD 22,900 IN ARREARS or DEBTOR TO REFI PROP. WHEN DEBORO HAS SOLE TITLEAND SHE HAS PRE APPROVAL FOR REFI FOR 100% PLAN |
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Matter ResolvedRequest Adjourment | 35 | 9/18/2024 9:00 am | 23-14048 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 2 weeks to 9/4 for payment history - PEREMPTORY Debtor obj<>JPMORGAN CHASE /2014 Malibu (ROBERTSON) debtor wants pay history |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-14243 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO SELL CRESTVIEW RD PPTY BY 6/30/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-15032 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS |
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Matter ResolvedRequest Adjourment | 39 | 9/18/2024 9:00 am | 23-15116 / CMG | Donald C. Goins, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | Capital One response (Lafvin Cedrone)<>MTN TO MODIFY CLM#10 to a secured debt |
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Matter ResolvedRequest Adjourment | 40 | 9/18/2024 9:00 am | 23-15116 / CMG | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, made pymts<>ARREARS have been paid; case has not been paid off at 100% PLAN BALANCE AS OF 8/28/24 IS 7,854.41 >>Motion to modify POC on 9/4 NEEDS TO RESOLVE CAPITAL ONE POC #10-1 plan had secured unaffected - they filed a GUC claim (no deficiency stated) - plan is 100% - pay it in full at 100%?? |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-15428 / CMG | George E. Veitengruber, III, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | MP w/in 14 days atty sent proof of TFS payment made 8/6 for 8,000- we have no proof of efforts to sell- told him to appear AMT: FILED SUPPLEMENTAL CERT, FAILED TO CURE ALL ARREARS W/I 21 DAYS OF 6/5/24 ORDER VACATING DISMISSAL AND FAILED TO FILE MTN TO SELL, RETENTION OF PROFESSIONAL W/I 14 DAYS<<>> Debtor obj, made pymt<> ARREARS 39,337.57 SEE ALSO |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-15521 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO REFI BY 7/1/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-15626 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Withdrawn | MK: G. Veitengruber has substituted in as atty - and and he filed late opp'n. Parties requesting 30 days Debtor obj, made pymt<>NATIONSTAR MTG/Audubon Dr (GREENSPOON) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-15720 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO SELL WILSON BLVD PPTY BY 8/1/24; ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-15721 / CMG | Brad J. Sadek, Esq. | Hearing Scheduled (Document) | Needs Resolution of Issues - Objections | Debtor obj, will pay<> SANTANDER/2023 Elantra (Eisenberg Gold) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-15970 / CMG | MaryBeth Schroeder, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | Nissan obj( Stewart Legal)<>MTN TO EXPUNGE NISSAN CLM #10 |
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Matter ResolvedRequest Adjourment | 65 | 9/18/2024 9:00 am | 23-16002 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 9/18<<>> Debtor obj<>FAILED TO LM BY 2/14/24, EXTENDED LOSS MOT EXPIRED 5/13/24 MP filed 8/6 to extend time for LM |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-16113 / CMG | Peter E. Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 9/18 *>> Debtor obj<>FAILED TO ADDRESS NJ LATE FILED CLM #11 |
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Matter ResolvedRequest Adjourment | 43 | 9/18/2024 9:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | amt: MP 9/18> Debtor obj, filing MP<>FAILED TO LM/WILMINGTON BY 11/14/23, EXTENDED LOSS MIT EXPIRED 5/19/24; FAILED TO LM REAL TIME BY 12/1/23; FAILED TO FILE FEE APP FOR LM SVS FOR FEES PROPOSED IN 12/31/23 MP |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-16581 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Withdrawn | SANTANDER/Malden Dr (GROSS) |
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Matter ResolvedRequest Adjourment | 69 | 9/18/2024 9:00 am | 23-16589 / CMG | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | mk:tax return was sent to NJ can't do a recap till that is resolved, - adj 9/18 to pay arrears and APOC form NJ 8/624: email to atty - any resolution of NJ estimated POC? Debtor obj, made pymt<>FAILED TO ADDRESS NJ PER PLAN CLM; ARREARS 3,350. that includes the payment of $670 posted on 7/9/24 last pay NEEDS TO ADDRESS NJ Div of Tax - per plan claim for 2,944 and an Estimated claim 2,522.80 #24 for post petition so really can't do RECAP till that is dealt w/ Arrears 3,350 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-17103 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS |
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Matter ResolvedRequest Adjourment | 75 | 9/18/2024 9:00 am | 23-17110 / CMG | Bruce W. Radowitz, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | adj to 9/18 for settlement funds and recap Debtor obj, will pay w/pi settlement<> ARREARS 10,000 MK:PI settlement funds to TR will only be $6650 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-17144 / CMG | Jonathan Goldsmith Cohen, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | >>OST<< SALE OF 791-B, POMPTON RD Order has balance due on plan professional retained. MK: case confirmed Nov 2023- 100% min 28,432 guc total 31,674 Sale price 475,000- NE equity $0,000 |
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Matter ResolvedRequest Adjourment | 79 | 9/18/2024 9:00 am | 23-17437 / CMG | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 8/7/24: TR willadj for $ to post and Tr will propose by 9/18 debtor be fully current Debtor obj, paying<>ARREARS 13,788 8/5/24: atty emails : debtor says paid 1,561 on 7/12 ( not posted yet)and scheduled another payment of 3500 for 8/1/24 - debtor wants chance to cure rest- ATTY TOLD TO APPEAR |
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Matter ResolvedRequest Adjourment | 81 | 9/18/2024 9:00 am | 23-18445 / CMG | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, filing MP to surr<>SV/EXETER #2-1 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-18905 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 9/6 AMT: SALE PROCEEDS RECEIVED - NEED DEBTOR CHANGE OF ADDRESS FOR REFUND<<>> 8/28 AMT: HUD AUDIT/PENDING SALE PROCEEDS (8/8 closing, per atty, title co mailed to trenton po box)<<>> ARREARS; FAILED TO PAY OFF PLAN OR FILE MP WITHIN 10 DAYS OF 8/7/24 ORDER #62 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-19511 / CMG | Moshe Rothenberg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | WAIVER FROM FILING MTG PAYMENT CHANGE/CITIZENS BANK (WELTMAN WEINBERG) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-19671 / CMG | Jonathan Goldsmith Cohen, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | MTN TO APPROVE ERMA FUNDING NEEDS A REVISED ORDER THAT SETS FORTH : 1. The amount of Erma grant 2.WHAT IS TO BE PAID ( specific amount) for pre petiton and specifc amount of Post petition 3.ARRERS CLAIM #5-1 TO BE AMENDED IN 30 DAYS. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-20401 / CMG | Yakov Rudikh, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | 8/22/24(mk): order submitted- full cure to creditor by 8/31/24 Debtor obj, made pymts/now current<>FLAGSTAR BANK/York St (McCALLA RAYMER) 8/2/24 parties attempting to resolve |
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Matter ResolvedRequest Adjourment | 54 | 9/18/2024 9:00 am | 23-20416 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, will make pymt & requests recap<> HONDA/2022 CRV (Stewart) creditro needs to verify payment history |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-20593 / CMG | Brad J. Sadek, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | FREEDOM MTG /Delview La(BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-20650 / CMG | Richard F. Fried, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO LM BY 7/6/24; ARREARS |
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Matter ResolvedRequest Adjourment | 62 | 9/18/2024 9:00 am | 23-20907 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, making pymts<>LAKEVIEW LOAN/Shawnee Trail (BROCK) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-20955 / CMG | Steven J. Abelson, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymt<> ARREARS |
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Matter ResolvedRequest Adjourment | 55 | 9/18/2024 9:00 am | 23-21432 / CMG | Ralph A. Ferro, Jr., Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 94/24; 6,000 payment yesterday Debtor obj, made $6,000 pymt & requests recap<>ARREARS as of 9/3/24 15,200 Last pay 5/10/24. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 23-21461 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | adj to 9/18 to resolve AMT: TR LTR REQUESTING CONDUIT<> PHH MTG / MYRTLE aVE (RAS) Debtors oppose conduit and can cure arrears creditor will agree conduit |
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Matter ResolvedRequest Adjourment | 105 | 9/18/2024 9:00 am | 24-10142 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 9/18*<<>> Debtor obj<>PLAN WAS DENIED ON 4/17 AND FAILED TO FILE MP |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-10161 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | SANTANDER /Walnut St (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-10161 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | GLOBAL LENDING /20147 Nissan Sentra (STEWART) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-10316 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 8/30/24: atty email says mailing $ order today for 1700 and we have 2023 tax return filed the 2023 return ADJ TO 9/18/24 TO BE COMPLETLEY CURRENT. Debtor obj, can pay by end of Sept<>ARREARS 2,830 AS OF 8/28/24; 2023 TAX RETURN(PROVIDED) ; NO PAYMENTS SINCE CONFIRMATION |
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Matter ResolvedRequest Adjourment | 68 | 9/18/2024 9:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 9/18<<>> MP filed and on for 8/21 Debtor obj<>PLAN DENIED ON 5/15/24 AND FAILED TO FILE MP WITHIN 14 DAYS |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | PRO SE CREDITOR, CARLOS DIAZ, OBJ TO PLAN |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-11014 / CMG | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | MP(#42) filed 9/5/24 - removes IRS and CO entered #40 treats Nj claim FAILURE TO ADDRESS NJ EST CLM #14-2 AND IRS PER PLAN CLM |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-11123 / CMG | Moshe Rothenberg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, can pay<> ARREARS |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-11308 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 9/3/24(mk) ORDER SUBMITTED-oustide cure to lender- no conduit now- only in event of a future default ADJ TO 9/18 TO RESOLVE & DEBTOR HAS 6,000 TO CURE OVER 6 MOS AND NO CONDUIT NOW BUT IF A DEFAULT TR WIL REQUIRE CONDUIT AMT: TR LTR REQUESTING CONDUIT<> PENNYMAC / Dover Court (FEIN SUCH) debtor opp'n- creditor adj request for time to resolve |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-11315 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 9/18- PEREMPTORY debtor atty needs to review payment history Debtor obj<>US BANK TRUST NAT'L / Jackson St (ROBERTSON) arrears:3,361.48 as of 5/28/24-debtor says made payments - bank did not cash them.. and can cure in reasonable time |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-11410 / CMG | Kevin C. Fayette, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | WELLS FARGO BANK / Ardsley Ave (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-11556 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | 8/21: if sale order is granted- and lender gets full pay then ok debtor opp'n>>BERKSHIRE BANK-Harris Rd (BROCK & SCOTT) MK: note the creditors obj to conf was resolved by Order that states sale by 9/30/24- reg payments made by debtor to creditor pending sale- debtor opp'n- says has K for Sale and filing motion to approve sale |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-11804 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | WELLS FARGO / Tree Top terr (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-12357 / CMG | Jeanie D. Wiesner, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj,made pymt<>NAVY FEDERAL CRED/ 2nd mtg - Horseshoe lane (McCABE) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 8/21/24: creditor 6 mo cure- crediotr order Debtor obj, will pay<>SANTANDER /Hillside Dr (BROCK) debtor says can pay back by end of august arrears 5,276.79 as of 6/14/24 conf on 8/21- Issues |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-12791 / CMG | Barbara J. Snavely, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 9/4/24(mk)CO submitted. Terms=debtro has cured delinquency and will remain current working on resolving Debtor obj, cert funds sent to lender to pay arrears<>WELLS FARGO / Elizabeth Court (LOGS) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-12901 / CMG | Marc C. Capone, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN TO MODIFY ALLY CAP mk: Debtor says poc provides for the entire pay off of the claim and should be modified to indicate pre pet arrears $2,559 and no post petition arrears |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-13357 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | creditor waitng for ok from client 9/3/24(mk) sent attys email for any status update. REPLY- still working on it MP on 9/18/24 Proposes PTD then 10,246.11 x 54 and a LM and ERMA funding till 10/2024 and if that fails will sell property.. mk:adj to 9/4- parties still trying to resolve value of vehicle- have not processed yet -conf notes need to be updated mk: parties working on a resolution. Cap One obj (Lavin Cedrone)<>MTN RECLASSIFY CAPITAL ONE AUTO CLM#5-1 TO $29,000 SECURED/$7,681.11 UNSECURED MK: filed Tr objection 7/9/24 atty disagrees and says We valued it at $29,000 at an interest rate of 5.37% which totals $33,321.30 The creditor objected and estimated the value at $34,525 at an interest rate of 9.5%. At this point we are still in negotiations and may end up getting an appraisal on the car. There is no mathematical error in the Order since we have not resolved the numbers |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-14041 / CMG | Andrew G. Greenberg, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | GLOBAL LENDING/2015 Buick Enclave (STEWART LEGLAL) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-14047 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Atty filed obj, contacting debtor<<>>US BANK NAT'L ASSOC /Kennedy Court (STERN LAVINTHAL) creditor: no post petition payments |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-14110 / CMG | Judith G. Amorski, Esq. | Motion Relief from Co-Debtor Stay | Moot - Dismissed | CITIZENS BANK/ Knight Drive (McCABE WEISBERG) case dismissed at conf 9/4/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-14806 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj- says no default- made pymts<>DEUTSCHE BANK / Cumberland Drive (ROBERTSON) debtor 4th filing plan not feasible- no post pet payments debtor says all payments made |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-15049 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | CAPITAL ONE AUTO /2018 Mazda(LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-15969 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | Ally Cap response (Lavin Cedrone)<>MTN TO MODIFY ALLY CAP POC #13-1 FOR TOTAL CLM OF $14,043.83 TR objection: need clarification on amts in PPSD Order |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-16220 / CMG | Robert Cameron Legg, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN TO MOD PMWANGI POC#5-1 TO UNSECURED |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-16220 / CMG | Robert Cameron Legg, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN TO MODIFY WELLS FARGO POC#7 TO $500 SECURED AND $5,300 GUC |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-16266 / CMG | Jose R. Torres, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-16266 / CMG | Jose R. Torres, Esq. | Motion Reopen Ch. 13 Case (fee) | Needs Resolution of Issues - Objections | MTN REOPEN TO ATTEND MEETING OF CREDS mk: atty NS at conf and did not have 341 date so was dismissed. debtor current thru august and and 341 can be scheduled 8/26/24(mk); TR OBJECTION: NEEDS A REVISED ORDER (using the court's form order for vacating the dismissal)THAT ADDS LANGUAGE ON PAGE 2 UNDER THE "FURTHER ORDERED" PARAGRAPH THAT SAYS 341 TO BE SCHEULED ON OR BEFORE 10/10/24 AND CONFIRMATION ON AND CONF 11/6/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-16939 / CMG | Laurence R. Sheller, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | 8/26/24: Revised order submitted. Needs a revised order to add language on page 2 that 341 on or before 10/24/24 . Must be current with Tr payments w/in 14 days of entry of Order and conf on 11/6/24 at 10:00AM |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-18191 / CMG | Moshe Rothenberg, Esq. | Application for Retention | Recommend Granting | Trustee limited obj<> APP FOR REALTOR RETENTION MK: the listing agreement has been provided so this is OK |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-18257 / CMG | Lee M. Perlman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN TO EXTEND STAY MK: timely filed |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 9:00 am | 24-18370 / CMG | Roger J. Yehl, Esq. | Motion Extend Time | No Opposition Filed | MTN EXTEND STAY |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 19-14537 / CMG | Jacqueline R. Rocci, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 22-17371 / RG | David G. Beslow, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymts<>SANTANDER/2017 Rogue ( Eisenberg & Gold) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 22-17371 / RG | David G. Beslow, Esq. | Creditor Certification of Default | No Opposition Filed | 6/3/24 The Trustee takes no position Debtor obj, applying for LM<>JP MORGAN/Highland Ave (Hladik Onorato) MP on 8/7/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 23-16002 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 23-16113 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | atty says #1 is resolved- need terms and treatment for 2nd mtg As of 9/6/24(mk): 1. Objection by Bank of NY Mellon( Stern & E- S. Kelly) (2nd Mtg claim) LOSS MIT EXTENDED 2X AND THEN TERMINATED 5/24. CREDITOR IS INCORECTLY IDENTIFIED AS GREENTREE INTHE PLAN AND AS UNAFFECTED BOTH OF WHICH IS INCORRECT 2. Trustee objection: - Mp Now proposes LM outside- Debtor has tried and failed in getting a loan modification represented by atty on the 2 mtgs and has been unsuccessful. There is an IRS claim for 106.90 and 1 guc claim for 331.84. These should be paid first ,ahead of the atty fees now total $6324.02, if debtor is allowed further time to pursue a LM MP proposes:400 x 36 LM on first mtg.(wilmington savings) outside plan 6 mos from conf - pay arrears pending LM MP extends time to get LM Plan has run 14 mos and 22 remain |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 23-18445 / CMG | Russell L. Low, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS OF 9/6/2024 (at): RECOMMEND: $994.32 PAID TO DATE, $166 X 48 BEGINNING 10/1/2024, BASE MP proposes: $114.44 x 6, $153 x 54, base Arrears: $612 (Surrendering 2017 Ram 1500) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 23-20599 / CMG | Marcia Y. Phillips, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 8/9/24 (DS): Debtor atty requested adj, 341 was rescheduled to 8/29/24, request denied still missing auto insurance, plus Debtor has only made 1 payment out of 4. NOW CURRENT |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 23-21365 / CMG | PRO SE | Order Vacate Dismissal of Case | Needs Resolution of Issues - Objections | 8//28/24(mk) Emailed debtor w/ plan issues for IRS and 2 car claims and lack of fesibility 8/19/24: insurance for both autos provided AS OF 8/15/2024 (at): 1. Need Service on Capital One Auto for cram of 2017 Toyota. 2 IRS priority claim is estimated for 2022 taxes. Not treated in plan. (STILL ESTIMATED) 3. Trustee's objection: - The debtor has insufficient income negative $2,798.81.( Debtor is near current) - The debtor has failed to file a feasible plan - The debtor has failed to supply the Trustee with the following document (s): car insurance policy expires 4/13/2024 (NEED PROOF OF INSURANCE FOR BOTH CARS) - A Modified Plan that proposes as 60 month plan - Per SNAP statement debtor must reapply by 4/15/2024 or benefits will end 4/30/2024. - IRS priority claim is estimated for 2022 taxes. Not treated in plan. (STILL ESTIMATED) - must file pre conf cert. (NOT FILED) Plan proposes: $200 x 60 beginning 1/1/2024, ? to unsecured creditors Payments: 7/8, arrears $166.80 |
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Matter ResolvedRequest Adjourment | 108 | 9/18/2024 10:00 am | 23-21595 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Pending Workup | AMT: ORDER VACATING DISMISSAL AND RESCHEDULING CONF TO 9/18 TO COURT FOR FILING (IRS CLM RESOLVED)<<>> motion objecting to IRS claim on 10/2/24 peremptory for 8/21 8/13 workup for the 8/21 calendar EDC Case is 8 mos.--IRS STILL ESTIMATED MP $916 X 60; BASE ** Trustee objection to confirmation - IRS priority claim is estimated for 2021 and 2022 taxes, GUC claim estimated for 2017 taxes CLAIMS ARE STILL ESTIMATED, NEED TO RESOLVE proposed plan $916x60 0% plan paid in $1,850 arrears $1814 last claim 18 -------------------- RESOLVED ISSUES: FYI: amended C filed which now takes the full (d)(1) exemption of 55,800(mk) peremptory for 8/21 - Kia Finance claim #9 is cosigned by mother and daughter. The plan in this case indicates the car is being paid in the daughters Chapter 13 case #23 -14135.*Did not serve Santander on the Kia cramdown. Needs service certified mail DONE **STILL NEEDS TO FILE AMENDED SCHEDULE C TO TAKE REAL ESTATE EXEMPTION - there is non-exempt equity in the amount of $30,874 in real estate. - -Excessive expense on Schedule J $760/car payment OK - A Modified Plan that treats mortgage arrears The Bank of NY Mellon, Amendments to Schedules Schedule D to include The Bank of NY Mellon (mortgage on house); identify OneMain as loan for 2008 Chevy Impala NOT FILED, ISSUES NOT RESOLVED 1) The Bank of New York Mellon (RASC) objection to confirmation - -arrears $15,248.79 not provided for in the debtor's plan--MP pays claim OK 2) One Main (2008 Chevy Impala) claim #9 has secured claim of $7,200 and unsecured claim of $14,305.92, not treated in plan -SURRENDER MP - Need to file Pre-Confirmation Certification with Court FILED, RESOLVED - A copy of the homeowner's insurance renewal declaration - policy provided is for condo association, need personal liability coverage RESOLVED, PROVIDED POLICY WITH PERSONAL LIABILITY COVERAGE |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-10014 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Pending Workup | 9/18- for mtg amt and order AR RESOLVE OR HOLD ---SAME ISSUES FOR THE LAST 5 MONTHS 8/28 workup for the 9/4 calendar EDC 1) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve-creditor disputes value of property and seeks a motion to value property (PER ATT THIS IS OTBS-NEED ORDER) ** Trustee objection to confirmation - need to resolve - Need to file Pre-Confirmation Certification. NEED TO FILE - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan $1,500x12, $5,300x48 100% plan paid in $4,500 last claim 8 -------------------------------------- RESOLVED ISSUES: - Need a valuation for the business (Balance Sheet). STILL NEED TO PROVIDE - Verified income leaves monthly disposable income of $11,054 per month.(OK 100% - Per the 22C, monthly disposable income is $11,244 which requires a minimum dividend of $674,640 to general unsecured creditors. (OK 100% --There is $171,897 non-exempt equity in the residence. (100% Plan) 2) IRS priority claim resolved for some years but is estimated for 2023 taxes(AMENDED CLAIM FILED) - A copy of the last filed tax return -done - Need 2022 tax return prior to confirmation. done 1) Specialized Loan Servicing LLC (Stewart Legal) objection to confirmation - CONSENT ORDER, PAY PRE-PETITION ARREARS $153,937.69 through plan |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-10120 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/21/24: adj to 9/18 for payment to post and resolve IRS POC estimated ISSUES AS OF 8/13/2024 (DM): Updated 8/15/24. ***Debtor is 3 Trustee payments behind with the last payment made in June - RECOMMEND DISMISSAL*** 1) IRS filed $1,150.60 priority claim that includes estimated taxes for 2023 (UNRESOLVED.) 2) Trustee OBJ: - Income verifies higher ($4,743) than scheduled ($4,570) resulting in $749 monthly disposable income (AMENDED SCH J FILED - NET DISPOSABLE INCOME NOW $689.) ***RESOLVED ISSUES*** A) Global Lending (STEWART LEGAL) OBJ - $1,686.13 arrears on 2021 Nissan Rogue (MP PAYS ARREARS.) B) Brookwood Garden Apts/Kriegman & Smith Inc (Anthony Landolfi, Es) OBJs - debtor is not providing prompt cure of $5,524.07 lease arrears (OBJ WITHDRAWN AND MP PAYS ARREARS.) C) The Atty Fees in the Modified Plan and Atty Disclosure Statement do not agree - one of these documents must be amended (AMENDED DISCLOSURE STATEMENT FILED.) D) Trustee OBJ: - Need a copy of 2023 tax return (RECEIVED.) - Tax refund was not prorated and included in disposable income calculation (AMENDED.) - Need DSO Form (RECEIVED.) - Plan needs to run 60 months pursuant to the B22C form (MP IS 60 MONTHS.) - Need balance statements for two loan repayments listed on pay stub (RECEIVED.) - Need certification from debtor regarding $650 support payment listed on Sch J (RECEIVED.) - Need Trustee Standard Order of Distribution (MP CORRECTS.) - Need to file Pre-Confirmation Certificate (FILED.) Prop. Plan $590 x 60, Base Plan. - student loans outside the plan. PTD 4/7 = $2,436 Last Claim (14-1) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-10142 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Pending Workup | mk: several motions on cars - and 1 debtor reply requests a recap so these terms may not be accurate if $ is added to plan. AS OF 8/5/2024 (at): RECOMMEND: $2,250 PAID TO DATE, $1,209 X 54 BEGINNING 8/1/2024, 100% PLAN (Verified income leaves monthly disposable income of $1,574.98.) - Preserve non exempt equity of $23,326.00 in personal property. - Trustee shall pay the arrearage amount of $2,330.01 to M&T Bank, claim #14. No distributions shall be made on the bifurcated secured and unsecured portions of the proof of claim. - Creditor M&T Bank, Claim #13 shall be treated per the plan provision as current/outside and will not receive distribution on the secured or unsecured potions of the proof of claim. - Need updated income when debtor returns to work. - Need 2023 tax return within 7 days of confirmation. 1. Objection filed by Citizens Bank (Weltman, Weinberg) - plan fails to provide treatment of this creditor (2019 Honda Pilot). (MOD PLAN LISTS CREDITOR AND NO OBJ TO MOD PLAN) 2.Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - once debtor returns to work. (NOT RECEIVED YET) - Domestic Support Obligation information (RECEIVED) - A copy of the last filed tax return - 2023 by 5/15/2024. (NOT RECEIVED) - Need proof of income for Lauren Kreisberg (contributor). (RECEIVED) - Amendments to Schedules B/C to add the 2019 Honda Pilot, 2015 Sierra, 2018 Ford Transit, 2022 cargo trailer and 2022 big tex trailer. (per claims filed ) (AMENDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $498/month in support/alimony payments (need proof of same) (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable inc |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-10421 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | 9/4/24(mk): >>SAME AS BELOW- NOT FASIBLE<< 8/6/24: atty sent a debtor cert that he is now registered to be an Uber driver to increase his income- plan is NOT FEASIBLE and payment would need to increase to 2574 p/m >>Trenton tax lien claim came in at 125,910- plan only had 78,783 MK:UNLESS THERE IS PROOF OF MORE INCOME PLAN IS NOT FEASIBLE 7/22/24: mk: atty says debtor has opportunity for a new new job- if he gets it can afford higher tier he has made 5/6 payments but the payment that is needed to increase too is not feasible. atty has uploaded job application but need to know if he got the job... AS of now would need to confirm at $3,504 PTD Then $2,574 x 54 begin 8/1/24 Base. dispo. income $775 p/m -------------------------- As of 6/20/24(mk): 3/5 payments. Arrears $1,396. Same as last time. PLAN IS NOT FEASIBLE. DEBTOR DOES NOT HAVE THE INCOME TO PAY CLAIMS IN CASE. income is soc sec and pension. Second tier would need to go up to 2,659 ----------- atty has proof of payments and debtor seeking add'l employment- needs some time to show feasibility AS of 4/23/24(mk); 1/3 payments ARREARS $1,396 ..PLAN IS NOT FEASIBLE. DEBTOR DOES NOT HAVE THE INCOME TO PAY CLAIMS IN CASE and income is social sec and pension >>no support for higher payment tier that begins 8/1/24. Says debtor will look for 2nd job. Debtor has only made 1/3 payments at the $700 tier> 1. City Of Trenton POC mush higher at $125,910.74 plan has it at $78,783.36. MP pays POC 2. Trustee Obj: NO CERT OF SERVICE ON PLAN MOTIONS FOR MP #12 - Plan does not specify treatment of New Century Financial secured claim (MP avoids lien and reclassifies as unsecured.) -pre conf cert Plan:$700 X 6; $2,421.46 X 54; BASE 3/5 payments |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-10423 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Pending Workup | IRS POC was amended 7/31 atty need time to f review plan feasibility w/ client - adj to 9/18 PEREMPTORY 7/30 Workup for the 8/7 calendar edc SAME AS LAST TIME *AMERICREDIT FILED SMAILL CLAIM NOT IN PLAN -TRUSTEE WILL PAY * Quantum 3 Group filed a secured claim #3 in the amount of $3,058.01 which is not in the plan. Is the debtor going to pay this claim? TRUSTEE WILL PAY * Hyundai Capital filed a secured arrears claim #7 for a 2019 Santa Fe in the amount of $1,605.94 which is not in the plan. Is the debtor going to pay this claim? TRUSTEE WILL PAY * Trustee's objection: The debtor has insufficient income income is negative. - IRS estimated tax claim (STILL ESTIMATED) - pre conf cert. (NOT FILED) -------------------- RESOLVED ISSUES: 1. Objection filed by Planet Home Lending (McCabe Weisberg) - failure to cure arrears of $3,347.24 (Per POC) (UNRESOLVED) --also MFR on for 6/5 **Americredit (Chevy Siverado) has MFR on for 6/5 -RESOLVED The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in debtors residence in the amount of $70,660.37 (this may change once IRS priority claim is amended) (LANGUAGE ADDED) Plan proposes: $630 x 60 beginning 2/1/2024, 100% plan Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/23 AMT: INTERIM SCHEDULING ORDER TO CHAMBERS FOR FILING/7 DAY<<>> -BK STATEMENTS uploaded 8/21/24 Motion Objecting to Bk Petition Due to Consumer Fraud filed - on for 9/18/24 (dm) AR RESOLVE OR HOLD ISSUES AS OF 8/15/2024 (DM): updated 8/20/24. ***In addition to unresolved issues below, we will need updated bank statements to determine whether debtor's significant gambling activity has ceased*** 1) Trustee OBJ: - There is non-exempt equity in bank accounts pending receipt of bank statements requested (ACCT #6894 HAD $30,500 PRIOR TO FILING - $17,484 IS NON-EXEMPT AFTER AMENDED SCH C FILED 8/19/24.) - Need Dec & Jan bank statements for USAA Fed Sav acct #6494 (RECEIVED), #6894 (RECEIVED - $30,500 BALANCE AS OF 1/28/24) and #6886 (RECEIVED - MAJORITY GAMBLING TRANSACTIONSAS OF 4/9/24.) - Need to file Fee App within 7 days of confirmation. - Debtor has insufficient income. - Excessive Expenses: $417 car payment when P&L statement has $500 car payment. Life insurance for $261. Need proof of expenses 10 days prior to confirmation. - Need Dec & Jan bank statements for CoinBase acct (RECEIVED 12/1/23 STATEMENT - THERE APPEARS TO BE NO TRANSACTION HISTORY.) - Need amended Sch B to add CoinBase acct (UNRESOLVED.) ***RESOLVED ISSUES*** A) IRS filed $1,428.90 priority claim that includes estimated taxes for 2023 not treated in the plan (AMENDED TO $0.) B) State of NJ filed $1,500 priority claim that includes estimated taxes for 2023 not treated in the plan (AMENDED TO $0.) C) USAA Fed Sav Bank (RAS) OBJs - $417.65 arrears on 2018 Dodge RAM not treated in the plan (MP PAYS.) D) Trustee OBJ: - Need 2023 tax returns (RECEIVED.) - Tax refund of $1,216 was not prorated and included in disposable income calculation (TAX REFUND IN 2023 IS $307.) - Need updated car insurance - expires 5/14/24 (RECEIVED.) - Need tier payment in month 32 when the $417 car payment ends (MOOT.) - Need statement for Northwestern Mutual Life Insurance poli |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-11030 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | 9/18 -debtor atty needs response from crediotr atty- see mk notes ISSUES AS OF 8/26/2024 (DM): 1) Part 1d of the MP is not completed with respect to pre-petition arrears claim pending the sale. MK: NOT TO PAY PRE PET ARREARS PENDING SALE 2) Proposed MP provides $673.80 priority treatment to the City of Burlington Tax Collector - no POC filed (STRIKE??) mk YES STRIKE Confirmed Case: $3,420 Ptd, $1,140 x 57, 100% Plan with $50k Min Div. Prop. MP: $1,140 x 5, $445 x 55, 100% Plan. - sale of Locust Ave by 8/1/25. PTD = $6,145, Arrears $0 as MP filed. Last Claim (3-4) dated 5/20/24. |
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Matter ResolvedRequest Adjourment | 157 | 9/18/2024 10:00 am | 24-11286 / CMG | Russell L. Low, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | 8/6/24: creditor want s appraisal on car so 9/18/24 PEREMPTORY As of 7/25/24 (SF) 1. Objection filed by Capital One Auto (Regina Cohen) - objects to cram (MUST RESOLVE) 2. Trustee objection: - Need Certification regarding voluntary support payments. Plan proposes $190 x 60 Base Payments: 5/5 RESOLVED: - Must file Pre-confirmation certificate. (FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Capital One Auto (MOOT, OBJ FILED) - Updated auto insurance if not confirmed by 4/17/24, insurance expires. (RECEIVED) - A copy of the last filed tax return - for 2023 by 5/31/24. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 159 | 9/18/2024 10:00 am | 24-11347 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Pending Workup | 9/18_ PEREMPTORY 8/6- LM packet under review- waiting for decision- file d extension to Loss mit AS OF 7/25/24 (SF) Need status of loan mod. 1. Objection filed by US Bank (RAS) - failure to pay arrears; speculative loan mod and failure to pay full monthly mortgage payments in lieu of adequate protection payments 2. Loss Mit Order expires on 7/30/24 3. Trustee objection: -Need to provide Trustee with social security statement from Social Security showing payment for 2024. Plan proposes $350 x 60 Loan Mod by 9/1/24 Base Payments: 4/5 Arrears: $350 RESOLVED: - Objection filed by Exeter Finance LLC (William Craig) - objection to cram (RESOLVED VIA ORDER) - No claim filed for ACTlien Holding. Bar date expired on 4/23/24. Should this claim be stricken? Mk YES STRIKE - No claim filed for Pro Cap 8 LLC. Bar date expired on 4/23/24. Should this claim be stricken? MK : YES STRIKE - Need a copy of 2023 Tax Return (RECEIVED) - Need to provide Bank of America statements for December 2023 and January 2024 for account #8207 and $8210 (RECEIVED) -Need to provide Trustee with copy of current auto insurance policy. Policy provided expired in February 2024. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-11717 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 7/12/24 (DS): Debtor atty req adj to resolve obj As of 7/12/24 (DS): 1. Debtor in arrears $1,986, made 3 out of 5 payments. 2. Trustee obj to the following: - The case is a Joint case and the plan filed at #2 fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. - Debtor must provide a detailed certification regarding the purchase, sale and ownership interest in the Pizzeria. - Debtor has insufficient income using the proof of income provided, debtor 's income verifies $4,750, lower than scheduled amount $5,676. - Need service to E&S Foods and Ferraro Food listed in plan motions. - Add to confirming order Debtors to provide 2 months updated proof of income and amended Sched I 6 months from confirming order. - Must file Pre-confirmation certification. - Must resolve all creditor objections. 3. SPS Mtg (FRIEDMAN VARTOLO LLP) obj to not in plan, arrears owed, POC filed $8,498.11 arrears. 4. Santander-2023 Mazda (EISENBERG, GOLD & AGRAWAL) obj to not in plan, POC filed $40 arrears. 5. Three Paisano's Food Service (DANIEL E. STRAFFI) obj that Debtor has not disclosed all assets with his business Conca D'Oro the undisclosed business should provide additional disposable income. Also that the residence should be valued more, per Realtor.com valued $420,000. DEBTOR RESPONSE BUSINESS WAS RETURNED TO PREVIOUS OWNER IN PARTIAL SATISFACTION OF OUTSTANDING OBLIGATION IN 2023. AS TO RESIDENCE DEBTOR PROVIDED A CERTIFIED APPRAISAL TO SUPPORT VALUE DATED 3/16/24 . Prop Plan $993 x 60 begin 3/1/24; Dollar Base $47,526 |
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Matter ResolvedRequest Adjourment | 119 | 9/18/2024 10:00 am | 24-12254 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/23/24 amt: INTERIM SCH ORDER TO CHAMBERS FOR FILING/7 DAY<<>> mediation failed . atty has 4th payment interim sch order adv pro needs summary j'ment motion to be filed in sept adj 9/18 : DEBTOR SHALL BE CURRENT by 9/18 or D. date for motions for S/J in adv pro by 9/11/24 AS OF 8/15/24 (SF) NEED STATUS OF ADVERSARY adj to 8/21 for mediation and motions 1. Objection filed by Trenton Master LLC (Anthony Giannascoli) - Trenton Master objects to any Plan that contains or attempts to include 320 North Willow Street as property within the scope of the Plan because that property is not an asset of the bankruptcy estate, as title to that property now rests with Trenton Master pursuant to the Final Judgment in Foreclosure. (NO CLAIM FILED) 2. Trenton Water Works filed secured claim 3-1 in the amount of $401.77 for Willow Street property which is not addressed in plan. (OK TO PAY?) 3. Trenton Water Works filed secured claim 4-1 in the amount of $3830.97 for N. Willow Street property which is not addressed in plan (OK TO PAY?) 4. Adv. Pro Trial scheduled for 11/15/24 at 3 Debtor v. Trenton Master LLC (Need ratification) 5. Trustee objection: The Schedules fail to account for the debtor(s) tax refund in the amount of $3,151 when determining disposable income. - There is $15,293 in non-exempt equity in the Pennington property (100% PLAN.) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, - Need to file Pre-Confirmation Certification. - Need result of Adversary complaint filed against Trenton Master, LLC. - Need Amend Sch. B to add accounts receivable and Certification regarding collectability Plan proposes $1977 x 60 100% Plan Payments: 3/5 Arrears $3954 Repeat Filer |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Pending Workup | ISSUES AS OF 8/15/2024 (DM): updated 8/20/24 - payment made in August. Add to confirming order - 2023 tax return by 10/31, debtor to submit updated P&L annually on Jan 31st of each year. 1) State of NJ filed $700 priority claim that includes estimated taxes for 2023 not treated in the plan (UNRESOLVED.) 2) Trustee OBJ: - Need 2023 tax return (UNRESOLVED.) - Need to add $296,931 threshold to confirmation terms. ***RESOLVED ISSUES*** A) Billows Electric Supply Company (Gary Perkiss, Esq) OBJs - creditor owed $54,108.49. Plan payments are insufficient to pay claims at 100%. (RESOLVED - CLAIM WILL BE REDUCED TO $30,000 - CONSENT ORDER ENTERED TO REDUCE CLAIM.) B) Trustee OBJ: - Need Business profit & loss statements (RECEIVED.) - Need Business forms - from Eventide, only received business form and P&L from Mid-Atlantic which stated that this business was dissolve (RECEIVED.) - Need amended Sch C to take 522(d)(1) exemptions (AMENDED.) - Need to file Pre-Confirmation Certificate (FILED.) Prop. Plan $1,119 x 60, 100% Plan. PTD 4/5 = $4,476 Last Claim (10-1) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-12696 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 9/5/24(mk): ok to terms **CAN REC CONFIRM AT $2,379.75 PTD THEN $588 x 54 Begin 10/1/24 BASE** Plan:$501 x 60 begin 4/1/24; $0 5/6 payments -------RESOVED--------------- . Objection By Cap. One Auto Fin.(Lavin): -objects to cram- RESOLVED : will get #s to me- MK as of date above still need the total amt. RESOLVED_ OBJ WAS W?D AND ATTY SAYS AGREE TO PLAN TREATMENT TOTAL 5,292 Estimated priority tax claim ST. OF NJ. APOC FILED Objection By St OF NJ: Plan fails to pay full POC amt. RERSOLVED w/ CO..8/7/24(mk): after CT got CO w/ St OF NJ NJMVC- TERMS= Pay NJ POC #6-1 Priority AMT of $14,058 thru plan IRS APOC 8/6/24 RESOLVED - CO CIRCULATING= ALLOW GORSKI(mediator's claim) OF 1,005 THRU PLANAND HE W/D THIS OBJ. Objection by A. Gorski- Plan does not treat his administrative claim for mediation services- claim form is old form form 8/205 and currently set up in TR system as a guc claim |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-12791 / CMG | Barbara J. Snavely, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | ADJ TO 9/18 TO RESOLVE 8/13 workup for the 8/21 calendar EDC 2 payments arrears * Trustee objection to confirmation - need to resolve - -there is $57,617 non-exempt equity in house. * Wells Fargo motion relief from stay 9/18/24 * ST OF NJ unsecured claim #22 is estimated for 2018 and 2019 taxes. need to resolve >>8/26/24 (mk): atty has been in touch w/ St Of NJ- debtor position was not making enough $ in those years to file taxes and submitted cert to St of NJ- st of NJ acknowledged receipt of Cert but we need an APOC on this<< proposed plan $1,950x60 base ------------------- resolved: - Need to provide a copy of the auto insurance renewal, the policy provided expires 4/20/2024. - bank statements for Jan and Feb 2024 - provided 112 pages of statements for 2023. - The Schedules fail to account for the debtor(s) tax refund in the amount of $851 when determining disposable income. RES0LVED, 2023 RETURN, NO REFUND 1) VW Credit Inc (Stewart Legal) objection to confirmation - RESOLVED, CONSENT ORDER, ARREARS $5,728.16 PAID THROUGH PLAN -arrears $5,728.16 |
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Matter ResolvedRequest Adjourment | 127 | 9/18/2024 10:00 am | 24-12792 / CMG | Frances A. Tomes, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/21: TR NEEDS A CERT W/ DATE PAYMENTS WERE MADE AND COPIES OF THE DISBURSEMENTS MADE. NEED NAMES AND ADDRESSES OF FAMILY RECIPIENTS AND A WAIVER OF ST OF LIMITATIONS DEPENDING UOPN WHAT CERT SAYS AS OF 8/16/24 (SF) Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $4,000/month for rent (need copy of lease) $400/month for clothing Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $2,787. (100% Plan ) - Per the 22C, monthly disposable income is $5,441 which requires a minimum dividend of $326,460 to general unsecured creditors. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Need to file Pre-Confirmation Certification. (STILL NEED) - Need a copy of the HUD-1 Settlement Statement from the sale of real estate about 1 year ago (STILL NEED) RECEIVED. DEBTOR RECEIVED $170,000 FROM SALE ON 10/14/22. NEED EXPLANATION AS TO WHAT HAPPENED TO THE PROCEEDS? Plan proposes $1536 x 60 100% Payments: 5/5 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-12894 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/5/24:mk:atty says he returned to work7/30/24 and next pay stubs will be 8/15 then they can prep I & J- needs an adj- was told to upload request- DONE 7/31 workup for the 8/7 calendar EDC same as last time RECOMMEND: $2000 PAID TO DATE, $1,000 X 9 BEGINNING 8/1/2024, $1,820 X 47 BEGINNING 5/1/2025, 100% PLAN Preserve non exempt equity of $14,339 in real estate. Preserve non exempt equity of $1,812 in personal property. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information (RECEIVED) - A copy of the last filed tax return - 2023 (RECEIVED) - A copy of the homeowner's insurance renewal declaration - policy provided does notinclude property address (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -There is $14,339 non-exempt equity in the former marital residence (LANGUAGE ADDED) -There is $1,812 non-exempt equity in the Jeep (LANGUAGE ADDED) TOTAL NON-EXEMPT EQUITY $16,151 -Need to provide statement for the Central Jersey Police and Fire FCU account for the months of March, February and January 2024 (RECEIVED) VERIFIED INCOME LEAVES MONTHLY DISPOSABLE INCOME OF $1,972. Plan proposes: $500 x 13 beginning 4/1/2024, $1,434 x 47, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-12901 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Pending Workup | needs amended tax claim and motion on ally cap ISSUES AS OF 7/29/2024 (DM): 1) State of NJ filed $3,624.02 amended priority claim that includes estimated taxes for 2020 and 2021 (UNRESOLVED.) 2) State of NJ filed an amended general unsecured claim that includes estimated taxes for 2017, 2018 and 2019 (UNRESOLVED.) 3) Ally Capital filed $35,797.57 arrears claim for 2019 BMW X3 - Plan only has arrears of $2,559. Must move against the claim or amend claim with amount owed (UNRESOLVED.) 4) Trustee OBJ: - Income verifies higher ($5,259) than scheduled ($5,100) resulting in $924 monthly disposable income. - Must provide Feb & March bank statements for TD accounts #8412 and #8587 (UNRESOLVED.) - Need Fee App within 7 days of confirmation. Note: Updated auto insurance provided. Prop. Plan $250 x 1, $675 x 35, Base Plan. PTD 3/4 = $1,600 Last Claim (8-2) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-13305 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing on Modified Plan | Pending - Work-up in Process | issues as of 9/5/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Income contribution affidavit - NOT PROVIDED TO DATE - A copy of the last filed tax return - 2023 - RETURN PROVIDED, NO REFUND - RESOLVED - A copy of the HUD-1 statement for sale of marital property - HUD SHOWS $312,244.97 TO SELLER WHICH DEBTOR WILL SPLIT WITH EX SPOUSE - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is approximately $49,498.95 non-exempt equity as follows: $8,772.95/Chase acct #0939; $525/Chase acct #2203; $13,125/Jewelry; $25,000/Marcus; $2,076/Mercedes. - There is $201,000 in escrow account from sale of marital residence. Debtor has claimed an exemption of $27,900. Need HUD statement to determine how much the debtor will receive and if there is additional non-exempt equity - THIS IS A 100% PLAN - Must file the pre conf certification wiith Court. RESOLVED, FILED proposed plan $ |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-13357 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-13761 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-13830 / CMG | Avram D. White, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 8/29/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-13907 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Pending Workup | AS OF 9/3/2024 (at): 1. Objection filed by Santander Bank (Brock & Scott) - failure to cure full arrears of $38,345.99. (Per POC) (RESOLVED - PAY PER POC) 2. Trustee's objection: - The debtor has insufficient income. - Must file Pre-confirmation certification. (NOT FILED) - Need to amend Sch I now that the joint owner of the property started to work. The Trustee will also need proof of income. (NOT AMENDED/RECEIVED) RESOLVED ISSUES: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $29,093 and $141 in Bank of America checking acct. (LANGUAGE ADDED) Plan proposes: $1,000 x 60 beginning 5/1/2024, 100% plan Payments: 2/3, arrears $1,000 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14055 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/6: ATTY DOES NOT AGREE- DEBTOR IS SEPARTED FROM SPOUSE AND ALL INCOME WAS HIS- she has disbllity and law suits to pay plan - needs new schedules - separated a few mos ago - no agreement yet on separation AS OF 8/5/2024 (at): RECOMMEND: $750 PAID TO DATE, $3,799 x 33 BEGINNING 8/1/2024, 100% PLAN Non exempt proceeds from slip and fall, wrongful termination and worker's comp suits are to be turned over to the trustee. Trustee's objection: - The debtor has insufficient income disposable income verifies $ -935. Debtor must apply for Ewage or TFS payments. (WITH SPOUSE'S INCOME MONTHLY DISPOSABLE INCOME IS NOW $7,561) - The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income (RECEIVED) - from spouse Bank statements for all bank accts on Sched B from March to April prior to filing date. - Amendments to Schedules amended I for spouse income (NOT AMENDED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,428 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $250 x 36 beginning 5/1/2024, non exempt proceeds from 3 lawsuits, base Payments: 3/4, arrears $250 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14089 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | As of 9/5/24(mk):email to atty >>Freedom mtg in plan as unaffected. Filed POC arrears $290.31- IF OK TO PAY THEN **CAN REC CONFIRM AT $650 x 60 begin 5/1/24. Base w/ MIN to GUCS of $29,000. Preserve Equity T/H of 18,650. TR is authorized to pay Freedom MTG claim #6-1 arrears $290.31 through the plan** Plan: $650 x 60 begin 5/1/24; Dollar Base $29,000 4/5 payments |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14146 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14149 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/28/24(mk) OTBS on NJ POC #4. Terms= pay secured claim $4,704.10 and Priority of $266,827.29 and Guc 6,177.55 to be treat as other gucs AS OF 6/27/24 (SF) Conduit case 1. NJ Dept of Labor filed priority claim 1-1 in the amount of $452.28 which is not addressed in plan. (OK TO PAY?) 2. Mercedes Benz Financial filed arrears claim 3-1 in the amount of $3232.23 which is noted in plan that this debt is paid by a third party but attorney must move against the claim 3. State of NJ filed estimated priority claim 4-2 (NEED AMENDED CLAIM) 4. Trustee objection: - Need updated auto insurance if not confirmed by 7/3/24, insurance expires 6/30/24. - There is non-exempt equity in Truist Bank $20, Chase Bank acct $2,500, business $11,200 and timeshare $870. - Need copy of Life insurance value statement prior to filing date. - Must file Pre-confirmation certification. Plan proposes $6000 x 60 Base Payments: 1/2 Arrears: $6000 RESOLVED: - The debtor has undertaken an improper use of exemption. Specifically: Sched C over exempt d(5) by $13,950. (AMENDED) - Need a copy of the homeowner's insurance renewal declaration - insurance expires 6/20/24. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14386 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
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Matter ResolvedRequest Adjourment | 199 | 9/18/2024 10:00 am | 24-14391 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 8/1/24 (DS): Debtor atty req adj to allow time to get updated CMA As of 7/23/24 (DS): 1. Trustee obj to the following: - Must provide current CMA with recent comps for the past 6 months from filing date and 2 months proof of income from National Vision. - Need a mod plan that removes PennyMac Loan from Part 4f unaffected and 4g to pay claim in full and propose to pay arrears claim $4,448.03, also propose Trustee standard order of distribution. - There is estimated non-exempt equity in the residence $9,8334 and using Zillow value there is non-exempt equity $35,194 and would require 100% plan, total unsecured claims filed $62,034.57. - Mustresolve creditor objection. - Must file Pre-confirmation certification. 2. PennyMac Loan (FRENKEL LAMBER WEISS) obj to plan feasibility as plan propose to pay claim in full. Also as to the arrears owed $4,448.03. Must resolve. 3. Must resolve State of NJ estimated tax claim, 2021 tax returns not filed. 4. US Dept of HUD filed claim, not mentioned i plan, no arrears owed. Prop Plan $950 x 60 begin 5/1/24; Base Note: Life insurance value statement and 401(k) loan balance statement provided. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14500 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 8/2/24 (DS): Debtor atty requested adj to allow Helm Assoc to file late claim. Trustee will require motion to allow Trustee to pay late filed claim. As of 7/22/24 (DS): 1. Trustee obj to the following: - Must provide 2 months proof of income of Debtor for new job, 2023 tax return and statement from Fidelity account prior to filing date. - Amend Sched I to include new employment info and income. 2. No claim filed by Helm Assocs. for 2013 Nissan Altima, bar date has passed. No one to pay, if no claim is filed. Prop Plan $238 x 60 begin 6/1/24; $0 Note: Service on motions done 6/24/24. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14538 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14556 / CMG | Robert L. Schmidt, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/27/24(mk) FYI Order submitted resolving objection in #1. TERMS= pay POC #11-1 in the amount of $3,535.89 thru the plan atty to reach out to DM to resolve ISSUES AS OF 8/15/2024 (DM): 1) JPMorgan Chase (RAS) OBJs - $3,535.89 arrears on 1st mortgage not treated in the plan (UNRESOLVED.)mk working on resolving 2) Affinity FCU filed $793.73 arrears claim on 2nd mortgage (OKAY TO PAY??) 3) SBA Financial Grp POC (7-1) for 2022 Com Trailer and POC (8-1) for 2017 Freightliner. None of these assets or creditors are provided for on schedules or plan. THESE CLAIMS ARE LEASED BY DEBTOR BUSINESS A&S TRANSPORTATION - BUSINESS IS NOW CLOSED AND DEBTOR HAS A 1099 JOB. - Claim#7 is bifurcated - $23,195.11 owed, $10,000 secured, $13,196.11 unsecured with $1,304 arrears (UNRESOLVED.) - Claim#8 is also bifurcated - $45,615 owed, secured $10,000, unsecured $35,615 with $2,047 arrears (UNRESOLVED.) 4) Must add to confirming order - Debtor to provide 2023 tax returns no later than 10/31/24. 5) Trustee OBJ: - Need 2 months proof of income from current employer. Debtor provided a check dated 6/14/24 in the amount of $1,600, no further income (RECEIVED CHECKS FOR JUNE & JULY - DISPOSABLE INCOME VERIFIES AT $18, WHICH IS NOT FEASIBLE TO MAKE TRUSTEE PAYMENTS OF $450.)mk atty will adjust I& J - Sch J excessive expense: $1,500 for estimated tax payment for 1099 employment. Must provide proof of payments 10 days prior to confirmation>>.mk; atty says it is a quarterly payment not monthly- needs proof it is being paid - There is $16,653.29 non-exempt equity in real estate. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need to file Pre-Confirmation Certification (FILED.) - Need updated homeowner insurance (RECEIVED.) Prop. Plan $450 x 60, Base Plan PTD 3/3 = $1,350 Last Claim (12-1) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14642 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14776 / CMG | PRO SE | Order Vacate Dismissal of Case | Needs Resolution of Issues - Objections | As of 9/5/24(mk: sent debtor email w/ attachments ( adj form, plan etc) and procedural instructions as to how to correct and file a MP w/ the info in right sections of the plan 9/5/24(mk): 341 was today - needs to file MP but needs adj first- mk has emailed debtor 1. Trustee objection: - Need a modified plan that corrects below issues: - Part 4a Santander, if this is for 2021 Audi, Santander filed POC with arrears $2,518.02, must be on Part 4b. - Part 4b curing non-principle residence has Bridgcrest, must list arrears if any owed, if no arrears owed than should be on Part 4f as unaffected. - Part 4c has two Credit One accts to be paid in full, due to 910 claim, does not put what collateral is on both creditors and has total for each to be paid $30. Must remove, if they are unsecured creditors. - Part 4d crams two Capital One accts, no collateral and amount is also $30 each. Must remove if unsecured creditor. - Part 4e surrenders Milestone, again no collateral and $30 unsecured. Must remove if unsecured creditor. - Part 4f has Total Visa unaffected and collateral has $30. If unsecured creditor must remove. - Part 4g secured claim to be paid in full has Fingerhut, no collateral and amount is $30. Must remove if unsecured creeditor. - Part 5a does not mark off unsecured creditors. Must mark off how to handle unsecured creditors. - Part 8a does not mark off Vesting of property upon confirmation. - Part 8c need Trustee standard order. - Part 8d post-peet claims not marked. - current plan does not treat Santander arresr $2,518.02. -Needs trustee std order of distribution Must amend Sched C to take exemptions, form was marked off and none were taken. Listed in obj. . - Must file Pre-confirmation certification. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14829 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Pending Workup | AS OF 8/19/2024 (at): 1. Hyundai Capital filed a secured arrears claim #14 in the amount of $569.72 which is not in the plan. Is the debtor going to pay this claim? 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comps within the last 6 months from filing date. (NOT RECEIVED) - A copy of the last filed tax return - for 2023. (NOT RECEIVED) - Home equity loan balance statement prior to filing date (NOT RECEIVED) - 2 months bank statements from Bank of America checking acct#3735 prior to filing date. (NOT RECEIVED) - Amendments to Schedules B and C to add additional Bank of America checking acct#3735 (NOT AMENDED) - The debtor has undertaken an improper use of exemption. Specifically: - Improper exemptions 522(d)(1) taken on real property for Co-Debtor, who is not on Deed. Must amend Sched C. (SCHEDULE C NOT AMENDED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Proof of income verifies higher. There is disposable income $2,447. - The current Plan does not specify treatment of Hilton Grand Vacation (Timeshare) under the Plan. (MOD PLAN NOT FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is estimated non-exempt equity in real property $56,024 to $94,348. Pending updated CMA with comps, amended IRS claim and balance owed on home equity loan. (STILL NEED CMA, IRS STILL ESTIMATED AND NO STATEMENT FOR HOME EQUITY LOAN) - The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE NOT FILED) - Debtors plan does not elect to jointly administer the case. (MOD PLAN NOT FILED) - Must amend Statement of |
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Matter ResolvedRequest Adjourment | 147 | 9/18/2024 10:00 am | 24-14858 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 8/20/24 (DS): Debtor atty requested adj to allow Debtor time to file tax return and resolve obj. As of 8/19/24 (DS): 1. Trustee obj to the following: - Debtor has insufficient income disposable income verifies $621. Bar date has passed will require a Trustee payment of $777. - Must provide 2023 tax return or cert of non-filing of tax returns, 2 months bank statements from Navy FCU prior to filing date and value statement from State Farm Insurance prior to filing date. - There is non-exempt equity in real property $226,649, 1979 Lincoln $1,000, 2008 Ford $1,549, 2008 Chevy 43,916, Cash $300, TD Bank $300, Wells Fargo $700 and State Farm Life insurance $10,978 total $245,392. - Need Trustee standard order of distribution. - Add to confirming order non-exempt proceeds from auto accident to Trustee. OTBS PAY ARREARS. - Must file Pre-confirmation certification. 2. Freedom Mortgage (BROCK&SCOTT) obj to arrears more, POC filed with arrears $11,885.24. OTBS TO PAY ARREARS $11,885.24. Prop Plan $740 x 60 begin 6/1/24; 100% Note: Atty provided Debtor's cert that 2008 Chevy is not operable therefore there is no auto insurance.3 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14917 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Pending Workup | AS OF 8/12/2024 (at): 1. Objection filed by Santander (Eisenberg Gold) - creditor wants $37,585.32 at the contract rate of 9.99% and adequate protection payments. (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income. - Zillow values he property at $235,700. CMA is for $100,000. Need explanation. (NOT RECEIVED) RESOLVED ISSUES: - Need April and May bank statements for account ending in 233 (per direct deposits). (RECEIVED) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - prior to confirmation. (RECEIVED) Plan proposes: $772.46 x 60 beginning 6/1/2024, base Payments: 2/3, arrears $772.46 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-14962 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/28 workup for the 9/4 calendar EDC 1) Trustee objection to confirmation: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $525/month for personal care; $400/month for health insurance; $792/month for spouse's affinity loan; $1,500/month for spouse's creditor cards; $405/month for spouse's student loans. INFO HAS $270 MONTH MANI/PEDI---TRUSTEE COMPROMISE WILL AGREE TO ADD BACK $200 TOTAL - Verified income leaves monthly disposable income of $802.16. PLUS $200 ABOVE IS $1002 IN MONTHLY DISPOSABLE - Per the 22C, monthly disposable income is $7,671 which requires a minimum dividend of $460,260 to general unsecured creditors. - The Schedules fail to account for the debtor(s) tax refund in the amount of $631.00 when determining disposable income. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). WILL ADD ORDINARY DISTRIBUTION TO PLAN proposed plan $300x60 base plan ------------------- Resolved: - Need a statement for the Knights of Columbus life insurance policy. WHOLE LIFE-$10,000 VALUE OK - Need a statement for the debtor's 401k loan. RESOLVED, PROVIDED DEBTOR AND NON-FILING SPOUSE 401K STATEMENTS - Need a statement for the spouse's 401k loan. RESOLVED, PROVIDED |
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Matter ResolvedRequest Adjourment | 171 | 9/18/2024 10:00 am | 24-14981 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 9/4/2024 (at): CASE PENDING SINCE 5/16/24. DEBTOR HAS MADE TWO OF FOUR PAYMENTS. BOTH OBJECTIONS REMAIN UNRESOLVED. 1. Objection filed by Brandon Farms Condo Association (Stark & Stark) - failure to cure arrears of $32,477.07 and plan does not propose post petition payments. (UNRESOLVED) 2. Objection filed by Brandon Farms Condo Association (Stark & Stark) - failure to cure arrears of $4,342.98 and plan does not propose to pay quarterly fee payments. (UNRESOLVED) 3. Trustee's objection: - The debtor has insufficient income. (DEBTOR MUST SIGN UP FOR E-WAGE WITHIN 7 DAYS OF CONFIRMATION) RESOLVED ISSUES: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $72,584 in non-exempt equity in the residence. (100% Plan) (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $1,900 x 60 beginning 6/1/2024, 100% plan Payments: 2/4, arrears $3,800 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15005 / CMG | Timothy P. Neumann, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | MK:order submitted resolving objection in #1- pay arrears per POC thru plan AS OF 8/14/2024 (at): 1. Objection filed by PennyMac Loan Services (Powers Kirn) - failure to cure full arrears of $61,366.14. (Per POC) (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to confirmation. (NOT RECEIVED) - A Modified Plan that completes part 5 (100% plan) (MOD PLAN NOT FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $400/month for home maintenance $1,100/month for food for two Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $352,678 in non exempt equity in the residence. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $1,101.83 x 60 beginning 6/1/2024, ? to unsecured Payments: 2/3, arrears $1,097.83 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15011 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 7/24/24 (DS): Debtor atty req. adj 341 rescheduled to 8/29/24 7/9/24 (DS): Debtor atty req adj, 341 resched to 7/25/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15086 / CMG | PRO SE | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | AS OF 9/6/24(mk): Only 3 creditors in case . santander secured and 2 gucs . Plan proposes cram on stander on car- no service on creditor. sent debtor email w/ form for Transmittal letter and cert of service - that has to be done so will adj to allow that to happen ------------------------------- Trustee's objection: The debtor has failed to file a feasible plan. The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from all employment (Amazon Flex and Axelhire) prior to filing date. (NOT RECEIVED) - A Modified Plan that corrects all issues in objection. (MOD PLAN NOT FILED) - A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan (MOD PLAN NOT FILED) - Amendments to Schedules B to remove Line 34 duplicate 2016 BMW and amends Sched C to take proper federal exemptions on all assets and removes 100% of fair market value. (NOT AMENDED) - The debtor has undertaken an improper use of exemption. Specifically: Marks off 100% fair market value on 2016 BMW and fails to take exemptions on all other personal assets such as: Electronics $2,000, E-Bike $899, Clothes/shoes $3,000, Affinity FCU checking $1,800 and savings $115. Also must remove #34 duplicated 2016 BMW. (AMENDED C NOT FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Service to Santander, after mod plan filed to correct all issues. (CERT OF SERVICE NOT FILED) Plan proposes: $212.99 x 36 beginning 6/1/2024, ? to unsecured creditors Payments: 3/4, arrears $215.96 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15091 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 8/16/24 (DS): Debtor atty requested adj due to Debtor applying for loan mod outside of Plan, mod plan will be needed to remove arrears and surrender solar panels As of 8/16/24 (DS): 1. Secured claim filed by Quantum3 Grp for solar panels. Creditor was not listed on the Plan or Sched J expenses, but listed on Sched D. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 7/11/24 (DS): Debtor atty req adj to allow time for service 7/17/24 (DS): 1. Trustee obj to the following: - Debtor over exempts $2,683.72 on Schedule C using d(5), d(1) exemption was fully used, which means debtor is only allowed $1,475 of d(5). There would be non-exempt equity in Chase checking acct 1/2 interest $1,516.43, not $2,625. - Must provide balance mortgage statements from NJ ERMA, claim was not filed. There would be may also be non-exempt equity in real property $3,704. There are 7 mortgages/liens on property, 6 claims filed. - Trustee needs claims (proof of ERMA Grant that is a lien) for other liens before they can be included in a liquidation analysis. Should be adjourned till after the bar date of 7/29/24. Prop Plan $1,200 x 60 begin 6/1/24; Base Note: Chase svings acct statemeents provided and acct is non-filing spouse. Service to creditors in motion done. Recalculated income and disposable income verifies $1,483.89, income is no issue. Debtor's certification as to Benefit Redirection defined as deductions for medical, dental, vision, Ad&D, dependent life insurance, etc. |
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Matter ResolvedRequest Adjourment | 214 | 9/18/2024 10:00 am | 24-15261 / CMG | Russell S. Warren, Jr., Esq. | Confirmation Hearing Scheduled | Continued 11/6/2024 10:00 am | As of 9/6/24 (DS): Debtor atty requested adj to allow time to file a mod plan As of 8/6/24 (DS): Debtor atty requested adj, 341 sched 8/15/24 2/3 payments As of 7/23/24 (DS): 341 will not be held 7/25/24, still missing: 2 months proof of income prior to filing date, CMA and mortgage balance statement |
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Matter ResolvedRequest Adjourment | 215 | 9/18/2024 10:00 am | 24-15266 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 9/6/24 (SF) NOT CURRENT 1. The debtor has failed to provide proof of service with respect to Plan Motion(s). Onemain Financial Group, LLC 2. IRS filed priority claim 1-1 in the amount of $5441.41 which is not addressed in the plan 3. State of NJ filed priority claim 8-1 in the amount of $198.33 which is not addressed in the plan 4. DGI/EI Greco LLC did not file a claim and the bar date expired on 8/1/24. Should the per plan claim be stricken from plan? 5. Trustee objection: The debtor has failed to supply the Trustee with the following document (s): Need 401K loan statement. (RECEIVED. LOANS EXPIRES IN 16 MONTHS) ADDITIONAL $80 WILL BE AVAILABLE) 6. The Plan proposes non-standard order of distribution Plan proposes $583 X 60 0% Plan Payments: 1/4 Arrears: $1749 |
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Matter ResolvedRequest Adjourment | 216 | 9/18/2024 10:00 am | 24-15268 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/7/24: atty says old house- needs apprasial - DEBTOR WILL GET APPRAISAL- SCHEDULED TO GO TO HOME 8/21 THEN ATTY WILL SUBMIT APPRAISAL TO 13 DOX issues as of 8/5/2024 (JMA) issues as of 7/25/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - A current market analysis - with comparatives sold within 6 months of filing. NOT PROVIDED TO DATE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: The debtors are making payments and paying insurance for 3 different vehicles. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,182.13. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): Using the latest Zillow estimates there is $155,614 in non-exempt equity in the property. - Need to file Pre-Confirmation Certification. 2) Not current with Trustee plan payments, arrears $946 proposed plan $473x60 0% plan paid in $473 arrears $946 last claim 19-1 |
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Matter ResolvedRequest Adjourment | 217 | 9/18/2024 10:00 am | 24-15271 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 9/4/2024 (at): RECOMMEND: $800 PAID TO DATE, $489 x 56 BEGINNING 10/1/2024, 100% PLAN - Student loans will be paid outside of the plan. - Preserve non exempt equity of $104,645 in real estate. - Preserve non exempt equity of $4,357 in personal property. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information (RECEIVED) - 2 months bank statements (April & May) from Navy FCU and USAA savings acct. (RECEIVED) - Amendments to Schedules A/B and C to add Chase checking acct#5699. (NOT AMENDED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $104,645, 2002 Lexus $236, Chase acct $139, USAA checking acct $2,063, ABCO FCU checking acct $1,914, ABCO savings acct $5, USAA savings acct (pending statements) and Navy FCU (pending statements). 100% PLAN (LANGUAGE ADDED) - Must file Pre-confirmation certification. (NOT FILED) Plan proposes: $400 x 60 beginning 6/1/2024, 100% to unsecured creditors Payments: 2/4, arrears $800 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15344 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Pending Workup | issues as of 7/8/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The Plan divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of 11 U.S.C. 1322(b)(1). Specifically: The proposed plan treats the IRS unsecured claim ahead of other unsecured creditors. PER DEBTOR ATTY, ALL CLAIMS TO BE PAID OVER MONTHS 1 TO 36. THE IRS GUC CLAIM TO BE PAID OVER MONTHS 37 TO 60. 2) Bridgecrest claim #15 plan does not address treatment of unsecured claim. Arrears $1,736 to be paid through plan proposed plan $200x60 base plan paid in $200 arrears $200 last claim 16-1 |
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Matter ResolvedRequest Adjourment | 221 | 9/18/2024 10:00 am | 24-15384 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 7/22/24 (DS): 1. Trustee obj to the following: - Must provided Chase Bank acct statements from 4/9/24-5/28/24 prior to filing date, not after filing (statements provided 6/6/24-7/3/24). - Excessive expenses on Sched J: IRS-NJ $250 (verifies $229), student loan $300 (debtor ecevied a deferrment) and spouse credit cards $1,200. Must provide proof of expenses 10 days prior to confirmation. - Proof of income verifies disposable income $1,555 and may be more pending proof of expenses. - Plan does not specity treatment of US Dept of HUD claim, no arrears owed. MK: ADD LANG TO TERMS TREATED AS OUTSIDE PLAN - no arrears - There is non-exempt equity in real property $6,783, $4,000 in 2010 Mitsubishi and $1,000 estimated in Chase Bank acct (still pending statements not provided. - Add to confirming order Debtor attorney to file fee app within 7 days from confirming order. 2. Nationstar (FRENKEL, LAMBERT WEISS WEISMAN & GORDON) obj to arrears owed, no POC filed. Prop Plan $600 x 60 begin 6/1/24; Base Note: Updated auto insurance, recent mortgage statement, marriage cert and proof of IRS and State of NJ payment made (verifies $229) all provided. Service to LVNV Funding 7/1/24. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15487 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 7/19/24 (DS): Debtor atty requested adj to pass bar date 8/8/24 |
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Matter ResolvedRequest Adjourment | 227 | 9/18/2024 10:00 am | 24-15526 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Pending Workup | issues as of 7/24/2024 (JMA) 1) 341 not held, scheduled for 8/15/2024 2) Nationstar Mortgage LLC (RASC) objection to confirmation - need to resolve -plan not feasible 3) Not current with Trustee plan payments, arrears $821 4) Need to file Pre-Confirmation Certification proposed plan $300x1, $821x39 base plan paid in $300 arrears $821 last claim 17-1 |
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Matter ResolvedRequest Adjourment | 228 | 9/18/2024 10:00 am | 24-15548 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 9/4/2024 (at): DEBTORS FILED AN ADVERSARY COMPLAINT AGAINST VERVENT INC. NEED OUTCOME. Vervent Inc. filed a claim in the amount of $25,045.88. Debtors' attorney has indicated that he will move against this claim. Trustee's objection: 100% PLAN - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for cable/internet/phone $1,040/month for child care $975/month for transportation Need proof of expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,159.91. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Need updated car insurance prior to confirmation. Policy provided expires 8/2/24. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $113,965 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $683 x 60 beginning 6/1/2024, 100% plan Payments: 3/4, arrears $683 |
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Matter ResolvedRequest Adjourment | 167 | 9/18/2024 10:00 am | 24-15668 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 9/6/24 (SF) Note: none of the secured claims are addressed in the plan 1. Rejendra Gupta did not file a claim. Should this per plan claim be stricken? 2. City of Trenton filed secured claim 1-1 in the amount of $503.71 which is not addressed in plan. Ok to pay? 3. IRS filed secured claim in the amount of $41,933.95 which is not addressed in plan. Ok to pay? 4. Nationstar Mortgage filed arrears claim 5-1 in the amount of $104.02 which is not addressed in plan. Ok to pay. 5. Trustee objection: - The debtor has failed to file a feasible plan. - -Income verified higher than scheduled, disposable net $3,338.99. Will need higher plan payment. -Excessive expenses Schedule J $900 home maintenance; $1,100 car insurance - statement shown $497.91/month for car insurance. TR will allow expenses as lomg as case remains 100% - -There is $898,557 non-exempt equity in real estate (pending proof that 65 Huston and 864 Stuyvesant are owned by the debtor). -There is $95,452 non-exempt equity in 5 cars. TOTAL NON-EXEMPT EQUITY $994,009 - must file per conf cert Plan proposes $1000 x 60 100% Payments: 2/3 Arrears: $1000 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15669 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 9/5/24(mk): SAME AS LAST HEARING 8/21/24 1. NJ Division of Taxation filed an estimated claim #8 which needs to be amended. (STILL ESTIMATED) Debtor has failed to provide: - business forms and 6 months of profit and loss statements for his job as a handyman. (NOT RECEIVED) - Plan does not specify treatment of claim #4-1 of NJMVCS for $2,146.58 under the plan. Is the debtor going to pay this claim? - Must file Pre-confirmation certification. (NOT FILED) - The debtor to provide a copy of the deed showing that he doesn't own the house. (NOT RECEIVED) - The debtor to amend plan to surrender the mortgage that he co-signed with ex-wife. (MOD PLAN NOT FILED) RESOLVED ISSUES: - Claims will be paid according to the trustee's order of distribution. (LANGUAGE ADDED) Plan proposes: $100 x 60 beginning 7/1/2024, base Payments: 2/3 |
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Matter ResolvedRequest Adjourment | 169 | 9/18/2024 10:00 am | 24-15681 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 9/4/2024 (at): 1. Capital One filed a bifurcated claim #6 which needs to be resolved. (2018 Nissan Sentra) 2. Objection filed by US Bank (McCalla Raymer) - failure to cure full arrears of $90,455.65. (Per POC) (UNRESOLVED) 3. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Must provide 2 months bank statements from all accounts listed on Sched B prior to filing date. (NOT RECEIVED) - Must resolve creditor objection. (UNRESOLVED) - Must file Pre-confirmation certification. (NOT FILED) RESOLVED ISSUES: - Updated auto insurance, insurance expires 7/22/24. (RECEIVED) - Must file fee app 7 days prior to confirming order. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $20,842.50. (LANGUAGE ADDED) - The debtor has failed to file a feasible plan - when car payment $460 ends in month 15. Plan does propose a tier plan increase. (OK) Plan proposes: $1,000 x 5 beginning 7/1/2024, $1,400 x 55, 0% to unsecured creditors Payments: 2/3, arrears $1,000 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15743 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Pending Workup | DEBTOR TO BE CURRENT BY 9/18 HEARING 341 now on 8/15/24 0/2 payments- ATTY HAD PROOF OF MO sent by his office As of 7/23/24 (DS): 341 will not be held 7/25/24, docs still missing and no Trustee payment made for July and soon August |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15826 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Pending Workup | updated 7/30/2024 (JMA) updated 7/29/2024 (JMA) - To date, the mortgage company has not filed the proof of claim. - The bar date does not expire until 8/19/2024. Trustee recommends adjournment to after the bar date issues as of 7/24/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - policy expires 7/23/2024, need renewal - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is $43,627.23 non-exempt equity in TD Bank acct #3047 RESOLVED, 100% PLAN - There is $107,030.15 non-exempt equity in house RESOLVED, 100% PLAN 2) To date the mortgage company has not filed proof of claim. Bar date does not expire until 8/19/2024 - The TD Bank acct #3047 $47,751 as of 5/17/2024 proposed plan $1,259x60 100% plan paid in $1,259 0 claims to date |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15880 / CMG | Lawrence W. Luttrell, Esq. | Confirmation Hearing Scheduled | Pending Workup | 9/4/24: atty says supplied certifcations on expenses and other issues on 8/20- needs to clean up notes and move resolved matters below the issues that still remain issues as of 8/29/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - for ETeam job for April and May. Debtor only provided 1 stub pay date 4/12/24-DEBTOR NO LONGER WORKS HERE, LAST PAYCHECK WAS 4/12/2024. COLLECTS UNEMPLOYMENT - NEED PROOF OF UNEMPLOYMENT INCOME - Two months bank statements from Bank of America acct#3885 prior to filing date. RESOLVED, PROVIDED STATEMENT - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $1,500 (Sched J and 2023 tax return list no dependents), Clothing $300, Tele/cell/internet/cable $725, Transportation $860, Life insurance $426, Auto insurance $600 (1 car verifies $170), 2023 taxes for federal and State $322, Storage Space $402, Subscriptions for children $100 and Mohela Student loan for children $200. Must provide proof of expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Pending additional pay stubs for ETeam employment and proof of excessive expenses proof of income verifies $10,536 - DEBTOR NO LONGER HAS JOB, COLLECTING UNEMPLOYMENT - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Bank statements from Bank of America acct#2934 from 5/15/24 to 6/11/24 prior to filing date. RESOLVED, PROVIDED - Must file Pre-confirmation certification. RESOLVED, FILED - The debtor to provide a certification regarding the vehicles listed on the auto insurance - The debtor to provide th |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-15969 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/26/24(mk): Order submitted resolving obj in #1 TERMS= pay creditor poc#19 for 608.71 thru plan. issues as of 8/16/2024 (JMA) 1) Cardinal Financial Company (Brock & Scott) objection to confirmation - need to resolve -arrears $691.90, plan does not propose to pay arrears through plan 2) Ally Capital (Lavin Cedrone) objection to confirmation (2015 Ford Explorer)- need to resolve -creditor request plan be modified to provide for petition balance of $9,371.19 with interest rate of 10.50% for total $12,085.41 to be paid over 60 months . The creditor lien not released until the completion of the plan 3) Ally Capital (Levin Cedrone) objection to confirmaiton (2016 Lexus ES Hybrid) - need to resolve - Creditor hereby requests that the Plan be modified to provide for the petition balance of $13,359.63 with an interest rate of 10.50% for a total of $17,229.03 to be paid over 60 months of the Plan and that the Creditor's lien shall not be released until the completion of the Plan and the entry of the Debtor's discharge order. 4) Trustee objection to confirmation - need to resolve - A current market analysis - with comparatives sold within 6 months of filing. Zillow values the property at $619,600. - Domestic Support Obligation information for Karen Campoverde. - A copy of the homeowner's insurance renewal declaration - Policy provided expires on 7/10/24. - Need to provide updated proof of income along with a certification and explanation for all additional Zelle income. - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Ally Financial. - Need to file Pre-Confirmation Certification. proposed plan $289x60 base plan paid in $289 arrears $289 last claim 15-1 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16062 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 9/4/2024 (at): 1. Objection filed by SN Servicing (Freidman Vartolo) - failure to cure full arrears of $53,030.60. (MOD PLAN PAYS FULL ARREARS AND NO OBJ TO MOD PLAN) 2. Objection filed by Westlake Financial (Eisenberg Gold) - vehicle was purchased less than 910 days prior to filing and cannot be crammed. Creditor wants $12,117.22 plus interest of 8.5%. (UNRESOLVED) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - which provides personal liability coverage. (RECEIVED) - A Modified Plan that marks off 1(e). (MODIFIED PLAN DOES NOT CHECK OFF PART 1E) - Amendments to Schedules I and proof of income for new job at Seabox (NO AMENDED I AND NO PROOF OF INCOME RECEIVED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need service to West Lake Financial. (OK - OBJECTION FILED) - Must resolve the bifurcated claim of American First Finance, secured $200 and unsecured 4385.36 total claim $585.36. Plan has to pay claim in full. (PER MOD PLAN PAY SECURED PORTION ONLY) - Must file Pre-confirmation certification. (NOT FILED) Modified plan before confirmation proposes: $450 x 6 beginning 7/1/2024, $1,213.98 x 54, loan modification by December, 2024, base Payments: 1/3, arrears $900 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16090 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 9/6/2024 (at): Trustee's objection: - The profit and loss statement for UBER only shows income in the amount of $91. Need to provide documentation that shows $2,000 monthly income from UBER. (NOT RECEIVED) - Need to file Pre-Conf Cert. (NOT FILED) Plan proposes: $2,050 x 60 beginning 7/1/2024, base Payments: 2/3, arrears $2,050 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16171 / CMG | Evan N. Pickus, Esq. | Confirmation Hearing Scheduled | Pending Workup | 9/debtor made a Sept payment at 1800 - Needs to post then terms to be redone to begin 10/1/24 9/3/24: mk atty says had problem w/ shortened plan as spouse not working- will agree to total 60 mos but want amended I & J and update info on income for spouse 6 mos from confirmation. Updated information on spouse income with amended I & J and current proof of income 8 months from confirmation* issues as of 8/30/2024 (JMA) To resolve Trustee objection need to confirm at $5,400 paid to date, $2,591x46 begin 9/1/2024 100% plan 1) Trustee objection to confirmation - need to resolve - Debtor's pension loan balance statements for 2 loans on pay stubs prior to filing date. - Amendments to Schedules A/B and C to add TD Bank acct#7275 and Chase checking acct#0433. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c Line 45 has disposable income $5,424.26, which would require min., div. $325,455.60 to gucs. - Disposable income verifies $3,541. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,759 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $103,595.07, TD Bank #7275 $4,324.29, Chase Bank savings acct#8433 half interest $2,530.30 and Chase Bank checking acct#9639 pending bank statements. Plan needs to be 100% - Must provide statements from Chase checking acct#9639 prior to filing date, shown on savings acct#0433 statement. - Arrears claim filed by CMG Mortgage for $477.45. - Add to confirming order Debtor to provide updated proof of income for both Debtor and spouse by 3/1/25 and amended Schedule I. - Must file Pre-c |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16220 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 9/6/24(mk): **NED RESULTS OF MOTIONS THEN CAN WORK UP >>MOTION TO MODIFY WELLS FARGO #7 TO REDUCE TO $500 SECURED AND $5300 GUC- ON 9/18/24 >>MOTION TO MODIFIY CLAIM OF JOHN MWANGI #5-1 to completely unsecured 1. John Mwangi filed a bifurcated claim #5 which needs to be resolved. MOTION FILED on for 9/18 Plan proposes: $320 x 48 beginning 7/1/2024, $0 to unsecured creditors Payments: 1/2, arrears $320 |
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Matter ResolvedRequest Adjourment | 202 | 9/18/2024 10:00 am | 24-16258 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 8/16/24 (ds): Debtor atty requested adj to allow time for mortgage claim to be filed and resolve all issues. P&L provided and will be reviewed at next hearing. As of 8/16/24 (DS): 1. Trustee obj to the following: - Excessive expenses on Schedule J: Double dipping expenses on P&L and Sched J, also homeowner insurance expense: Homeowners insurance $250 on P&L (Not sure if insurance is paid by mortgage, also insurance is $192 monthly per statement provided $2,300 yrly ), Electricity/gas $673 ($300 Sched J and P&L $373), cellphone $518 ($360 Sched J and $158 P&L) and auto insurance $451 ($284 Sched J and $167 P&L, $253 per auto insurance for all 3 cars, no insurance provided for 2018 Ram Van. Must provide proof of expenses 10 days prior to confirmation. - Proof of income verifies higher, there is disposable income. - There is non-exempt equity in real property $170,639, TD Bank acct#4799 $3,971, TD Bank acct#1,856 and TD Bank acct#5225 $438. - Must file Pre-confirmation certification. 2. The Bank of NY Mellon (POWERS KIRNS) obj arrears $3,442 owed, no POC filed. Must resolve obj. (order entered) Prop Plan $1,300 x 60 begin 7/1/24; Base Note: Auto insurance for 2018 Ram 2500 and life insurance value statement provided. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16333 / CMG | Regina L. Gelzer, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 8/29/24 (DS): Debtor atty requested adj to obtain docs from client As of 8/28/24 (DS): 1. Trustee obj to the following: - Must provide 2 months bank statements from PNC Bank accts#2268 and #2241 prior to filing date, which is listed on PNC Bank acct#2276 - Per letter from employer Debtor re. loan repayment deduction on pay stub was taken on 4/29/24 at $200 wkly deduction total $866 monthly should end 10/31/24 and require a tier plan payment increase 11/1/24. - Disposable income verifies $2,481, tax refund $4,474 not listing on Sched I when determining disposable income. - There is non-exempt equity in the residence $49,276 and in PNC Bank acct#2276 $1,894 total $51,170. - Add to confirming order Trustee standard order of distribution. - Must file Pre-confirmation certification. Prop Plan $972 x 60 begin 7/1/24; Base Note: Amended petition filed that amends the incorrect social security number of the co-debtor and credit agencies were also served notice of correct social security. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16385 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Pending Workup | sch TFS for 1,000- adj for payments to post then can further adj after 341 341 on 9/12/24 0/3 payments NEEDS TO MAKE PAYMENTS THEN SUBMIT AN ADJ REQUST. |
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Matter ResolvedRequest Adjourment | 155 | 9/18/2024 10:00 am | 24-16392 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Pending Workup | TR needs to be listed as add'l insured /loss payyee on home and auto insurance issues as of 8/28/2024 (JMA) 1) Santander Consumer USA dba RoadLoans (Eisenberg Gold) objection to confirmation - need to resolve -debtor's plan does not treat the 2019 Jeep Compass in the plan- ORDER SUBMITTE 9/3/24 TREATS AS UNAFFECTED(mk) 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The Schedules fail to account for the debtor(s) tax refund in the amount of $9,539 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $87,932 in non-exempt equity in the residence. - There is $58,761 in non-exempt equity in the Chase bank accounts. (MK ATTY OBJECTES TO THIS - IN WIFE'S B NAME- SEE UPLOADED STATEMENT. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Debtor must provide proof that the trustee was added as loss payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for vesting at confirmation. proposed plan $2,500x60 base plan with minimum $150,000 to gucs paid in $7,500 last claim 12-1 RESOLVED: - Need to file Pre-Confirmation Certification - RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16432 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS of 9/5/24(mk): does not appear to be feasible at higer payment- email to atty **NEEDS TO CONFIRM AT $700 PTD Then $733 x 53 begin 10/1/24 100%. Preserve equity T/h of $21,783must file pre conf cert in 7 days. Trustee standard order of distribution all non-exempt proceeds from claims against the VA** 1. Trustee Objection: - Must file Pre-confirmation certification. - Add to confirming order all non-exempt proceeds from claims against the VA -Trustee standard order of distribution. Plan: $350 x 60 begin 7/1/24; 100% 2/3 payments -----------Resolved---------- There is non-exempt equity in residence in the amount of $21,783. (100% Plan ) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16451 / CMG | Juan C. Velasco, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 9/6/2024 (at): RECOMMEND: $772.34 PAID TO DATE, $567 x 33 BEGINNING 10/1/2024, 100% PLAN - Preserve non exempt equity of $67,415 in real estate. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - need to provide Bank of America statements joint account with spouse. (RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verified higher than scheduled, disposable net $2,926. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $67,415 non-exempt equity on the debtor's house. (LANGUAGE ADDED) Plan proposes: $386.17 x 60 beginning 7/1/2024, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16478 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16517 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 9/4/2024 (at): RECOMMEND: $1,500 X 60 BEGINNING 7/1/2024, 100% PLAN - Preserve non exempt equity of $110,969 in real estate. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $598/month for home maintenance $625/month for medical/dental $979/month for transportation $495/month for life insurance $713/month car payment Need proof of excessive expenses 10 days prior to confirmation. Trustee will allow expenses as long as case remains 100%. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $110,969 in non exempt equity in the residence. (LANGUAGE ADDED) - Need a statement for the debtor's NYCERS loan. - Need statements for the Robinhood accounts. - Need a statement for the Knights of Columbus insurance policy. - Need to file Pre-Confirmation Certification Plan proposes: $1,500 x 60 beginning 7/1/2024, 100% plan Payments: 2/3, arrears $1,500 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16681 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 9/5/24 (mk): >>BAR DATE IS 9/10/24 AND PLAN IS 100% 1. There is non exempt equity of 120,166 in real property- Plan: $215x6, $1700x34 100% plan 1/2 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16787 / CMG | Regina L. Gelzer, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16797 / CMG | Gary D. Hoffman, Esq. | Confirmation Hearing Scheduled | Pending Workup | 8/26/24 (sf) Adj request denied. Need consent of objecting creditor 341 scheduled for 9/12 but is not ready Payments: 1/2 Arrears: $1320 . |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16806 / CMG | David A. Semanchik, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 9/12/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16811 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16827 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 9/4/2024 (at): 1. The IRS filed an estimated claim #1 which needs to be amended. (STILL ESTIMATED FOR 2022) 2. Capital One Auto Finance filed a secured arrears claim for the 2015 BMW in the amount of $1,002.28 which is not in the plan. Is the debtor going to pay this claim? 3. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Excess expense Form 22c Line 23 $150/telephone services, allowed $50. - Line 45 Form 22c has excess of $1,288.44 which requires minimum $77,306.40 to GUCs. (100% Plan) - The 100% Plan should be confirmed with a $86,603 minimum dividend threshold. (LANGUAGE ADDED) Plan proposes: $1,145 x 60 beginning 8/1/2024, 100% to unsecured creditors Payments: 1/2, arrears $1,140 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16852 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16855 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 not held Payments: 1/2 Arrears: $313 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16865 / CMG | Steven J. Sico, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 9/12/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16875 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16879 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 9/4/2024 (at): RECOMMEND: $300 PAID TO DATE, $1,200 X 34 BEGINNING 10/1/2024, BASE (Verified income leaves monthly disposable income of $1,862) - Preserve non exempt equity of $7,696 in the timeshare. - Preserve non exempt equity of $2,095 in personal property. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,862. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $7,696 in non exempt equity in the timeshare. (LANGUAGE ADDED) - There is $2,095 in non exempt equity in the bank accounts. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $300 x 36 beginning 8/1/2024, base Payments: 1/2, arrears $300 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16919 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 341 scheduled for 9/26/24 No payments: 0/2 Arrears: $2000 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16982 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 9/5/24(MK); Mtg claim not filed yet 1. Trustee Objection: The debtor has insufficient income . The debtor has failed to file a feasible plan . how will second tier be funded? Preserve equity T/H in RE- plan has 28,250 - mtg claim not filed yet PLAN:$250 X 12; $565 X 48; MIN $28,250 2/2 payments -------------RESOLVED----------------- -Need bank statements for April, May and June statements for the Santander acct #1031 & #9911; Chase acct #1728; Capital One #8837; Capital One College Fund acct #0491; Capital One Car Fund acct #9007. ALL PROVIDED -Need statements for the Credit Karma acct #9401.PROVIDED |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-16989 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-17013 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 9/6/2024 (at): RECOMMEND: $675 x 11 BEGINNING 8/1/2024, $1,075 x 49 BEGINNING 7/1/2025, 100% PLAN Trustee's objection: - Verified income leaves monthly disposable income of $1,192.21. - Reviewed the 22C, line 17 (involuntary deductions) should be $440 and Line 23 (optional phone) requires documentation. Per the 22C, monthly disposable income is $1,124 which requires a minimum dividend of $67,440 to general unsecured creditors. Plan proposes: $675 x 11 beginning 8/1/2024, $1,075 x 49, base Payments: almost 2/2, arrears $275 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-17037 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Pending Workup | mk: filed obj. A MODIFIED PLAN WAS FILED AS SUPPORT FOR THE ORIGINAL PLAN . THE SUPPORT DOCUMENT NOW CORRECTLY CHECKS PART 1e FOR JOINT ADMINISTRATION. THE CURRENT PLAN (#2) ON 9/18/24 NEEDD TO BE DENIED OR WITHDRAWN AND THE MODIFED PLAN THAT CORRECTLY CHECKS PART 1E AND IS INITIALED NEEDS TO BE FILED AS A MODIFIED PLAN BEFORE CONFIRMATION SO THAT IT GETS A HEARING DATE. |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-17049 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 not held Payments: 1/2 Arrears: $250 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-17222 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 9/12/24 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-17226 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 10:00 am | 24-17297 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 9/5/2024 (at): RECOMMEND: $943 x 60 BEGINNING 8/1/2024, BASE - Debtor must sign up for e-wage within 7 days of confirmation. - Preserve non exempt equity of $46,293.00 in real estate. - Preserve non exempt equity of $1,094 in personal property. - There are no attorney's fees being paid through the plan. - Claims will be paid according to the trustee's order of distribution. - Vesting will be at confirmation. Trustee's objection: - The debtor has insufficient income. Verified income leaves monthly disposable income of $829.65. - Debtor must sign up for e-wage within 7 days of confirmation. (LANGUAGE ADDED) - The debtor has failed to supply the Trustee with the following document (s): - Need June and July bank statements for PNC account 9269. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $59,865 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $1,094 in non exempt equity in the bank accounts. (LANGUAGE ADDED) - Need updated car insurance prior to confirmation. Policy provided expires on 9/8/24. - add to terms vesting at confirmation. (LANGUAGE ADDED) - Need statements for the debtor's (2) 401k loans. (RECEIVED) - There are no legal fees coming through the plan. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - Tr standard order of distribution (LANGUAGE ADDED) Plan proposes: $943 x 60 beginning 8/1/2024, not less than $51,435 to unsecured creditors Payments: 1/2, arrears $943 |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 12:00 pm | 21-14059 / CMG | Allen I. Gorski, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 12:00 pm | 23-18964 / CMG | Brian Gregory Hannon, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 12:00 pm | 23-20709 / CMG | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 12:00 pm | 23-21951 / CMG | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 12:00 pm | 24-10928 / CMG | Joseph Albanese, Esq. | Motion Compensation | No Opposition Filed | (9/5 amt: need otbs re Balboa Capital per conf terms) |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 12:00 pm | 24-12852 / CMG | Justin M. Gillman, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 12:00 pm | 24-15384 / CMG | Allen I. Gorski, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 0 | 9/18/2024 2:00 pm | 24-10281 / CMG | Edward Hanratty, Esq. | Motion Compensation | No Opposition Filed | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |