Judge Christine M. Gravelle
Hearing Date: 9/16/2020
Hearing Count: 233
Last Updated: 09-24-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
1379/16/2020 12:00 am18-22298 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 25 of 27 required payments   Arrears: $0  
Total Paid In: $24,536.00
DUPLICATE?

ISSUES AS OF 9/4/2020 (DM): Updated 9/15/20

***Based upon OTBS on PHH/Wells Fargo MFR, TRUSTEE CAN RECOMMEND CONFIRMATION AT $24,536 PTD, THEN $1,212 x 33 STARTING 10/1/20, 100% PLAN***

1) Need Order for post-petition arrears with PHH Mtg to be added to the plan (OTBS).

2) Trustee OBJ:
- The MP does not pay the required 100% dividend to GUCs as determined by the originally confirmed plan (OKAY TO PAY 100%).


Confirmed Case: $4,736 Ptd, $990 x 53 start 2/1/19, 100% Plan
Prop. MP: Ptd, $990 x 53 start 2/1/19, Base Plan
PTD = $24,536
Last Claim (10-2) dated 3/26/19
Matter ResolvedRequest
Adjourment
19/16/2020 9:00 am15-24617 / CMGRoger J. Yehl, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $22,705.00
MP on 10/7/20

Debtor obj, filing MP<>LM ORDER DOC #92 FAILED TO ADDRESS POST PETITION ARREARAGE CLAIM; FAILED TO FILE $300 FEE APP WITH 10 DAYS OF 6/20/18 CONF
Matter ResolvedRequest
Adjourment
29/16/2020 9:00 am15-26222 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT; PIF/PENDING CLOSING AUDIT<<<>>>

FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
39/16/2020 9:00 am15-27838 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $36,794.00
adj to 10/21 to pay bal.
Debtor obj, will bring current<>ARREARS $797
Plan balance $1,178. Plan is in Month 60

ALSO MFR on 9/16/20
Matter ResolvedRequest
Adjourment
49/16/2020 9:00 am15-27838 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $36,794.00
Debtor obj, made pymts<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
59/16/2020 9:00 am15-31573 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $57,795.00
9/17/20(mk) Updated: $57,295 PTD(58 mos) Then $4,132 x 2 begin 10/1/20

9/13/20(mk) Recap looks like PTD 56,495(58 mos) Then $4532 x 2 begin 10/1/20- atty ok to terms

As of 9/8/20(mk):ARREARS $7,551 only 2 mos left.

Debtor Obj. says recently sent in 1,500 & will pay another 1,500 before Ct date- Wants a Recap
as of now ,Most recent post we have is $1,000 on 8/30/20.
Matter ResolvedRequest
Adjourment
69/16/2020 9:00 am16-10196 / CMGAllen I. Gorski, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $50,575.00
AR NOTE PARTIES ATTEMPTING TO RESOLVE / NEED RESOLUTION FOR CONF
9/15/20: email from A. Gorski- trying to resolve this- will impact plan if lump sum is required or may need MP if it's granted

PHH ( Robertson)

mk: FYI:
1. MP(#170) filed 8/13/20. On 9/16/20. MP surrenders RE in full satisfaction <<9/16/20 MP ON HR<<
2. Motion To reclassify & expunge JP Morgan POC #9 on for 9/2/20.(Granted)
3. TR Motion to Dismiss on 10/21/20
Matter ResolvedRequest
Adjourment
79/16/2020 9:00 am16-11053 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $136,949.00
MP on 10/21/20. Covid extension

Debtor obj, filing mp<>ARREARS $17,773 as of 9/10/20
Matter ResolvedRequest
Adjourment
89/16/2020 9:00 am16-11510 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $37,061.00
atty says will upload adj. Need MP & covid cert & amended J etc.

Debtor obj, filing MP (Covid)<>ARREARS
Matter ResolvedRequest
Adjourment
99/16/2020 9:00 am16-11845 / CMGWARREN S JONES, JR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 10:00 am
Total Paid In: $11,784.00
AMT: MP(#138) ON 9/16***NEEDS RESOLUTION****<<<>>>

FYI- ANOTHER MP #147 FILED & ON FOR 10/7/20

Debtor obj, filed MP<>ARREARS
Matter ResolvedRequest
Adjourment
109/16/2020 9:00 am16-15149 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $5,376.00
Debtor obj, made pymt<> ARREARS AS OF 9/10/20 $672

RECAP- $5,376 ptd(54 mos) Then $248 x 6 begin 10/1/20. emailed atty- atty ok to terms
Matter ResolvedRequest
Adjourment
119/16/2020 9:00 am16-16512 / CMGGEORGETTE MILLERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $17,150.00
AS of 9/10/20(MK): ARREARS($1,050) NO MP FILED YET>> OD IN $17,150 Plan balance $4,190.

MK contact atty- sent email on 9/16/20

AS of 8/13/20: atty will upload adj request - needs a MP
Matter ResolvedRequest
Adjourment
129/16/2020 9:00 am16-25390 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $31,310.00
9/9 AMT: ATTY FILING MP AND WILL REQUEST ADJ<<<>>>


FAILED TO ADDRESS NJ DIV TAX PER PLAN CLM*; FEASIBILITY DUE TO POST PET ORDERS

Debtor opp'n- will pay 1,400 before hearing- then wants a Recap. MK: email to atty- still needs to address NJ per plan claim

* plan has a priority claim for NJ Div Of Tax & they filed a guc claim. can we strike the per plan in thee TR Order lang?
Matter ResolvedRequest
Adjourment
139/16/2020 9:00 am16-26032 / CMGJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToDeniedTotal Paid In: $28,916.00
Attys agree to have it heard on papers

HOLD FOR 12:00 UNLESS RESOLVED

9/15/20(mk): emailed attys for status. Debtor atty waiting for word from client .
will it be W/D OR Needs Judge-? if yes hold for 12:00- MK TOLD ATTYS TO REGISTER FOR NOON && IF RESOLVED- THEN THEY CAN CANCEL CT SOLUTIONS APPEARANCE

JMC to provide status of foreclosure & extent of recovery. Filed response #37. Amt still due $3,090.44.

Hold For Judge at 12:00PM

MTN TO EXPUNGE ASSOC RESIDENTS PUEERTA DEL MAR CLAIM #1

Obj by Creditor, Assoc Residents Pueerta Del Mar( Casello)

Limited Obj by TR. Need revised order sets forth balance on POC #1 is expunged.
Matter ResolvedRequest
Adjourment
149/16/2020 9:00 am16-34303 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $20,644.00
9/17/20Mk Updated 20,644 PTD(45 mos) Then 1,515 x 15 begin 10/1/20

As of 9/10/20(mk):ARREARS now only $1,603. But plan base balance is $23,016

atty asked for recap is 20,344 PTD(45 mos) then 1,535 x 15 begin 10/1/20.
Matter ResolvedRequest
Adjourment
159/16/2020 9:00 am17-11096 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $16,500.00
8/18 AMT: $16,500 PTD (43); $500 X 6 BEG 9/1/20; PL EXT 49 MO (ATTY ok)

ARREARS
Matter ResolvedRequest
Adjourment
169/16/2020 9:00 am17-11838 / CMGRICHARD J PEPSNY, ESQ.Objection to Debtor's Claim of ExemptionsWithdrawnTotal Paid In: $38,525.00
Amended Sch C filed - OK -CAN W/D THE OBJECTION

TRUSTEE OBJ TO SCH C DOC #73 - BLANK
Matter ResolvedRequest
Adjourment
189/16/2020 9:00 am17-15982 / CMGEric ClaymanCreditor Certification of DefaultContinued
10/21/2020 9:00 am
Total Paid In: $31,750.00
ADJ FOR LOAN AND TO CURE STATUS AND 2020 TAX PYMTS
AR NOTE REVERSE MORTG TAXES OUTSTANDING 10 800 PLUS 2020 TAXES
DEBTOR HAS SOME FUNDS AVAIL

mk: Will need Judge- creditor(Shauna Deluca,esq) wants set plan & debtor trying to come up with funds. Has some form family and son si giving more form his 401(K) needs time to get it.
RS to get more info from client & file cert to get more time for loan

NATIONSTAR (Roberts Anschutz)
debtor obj.- medical issues- will be almost current and request cure over 6 mos


>>FYI TR Motion to Dismiss on 9/2/20, Arrears as of 8/14/20 $2,150.
last pay 7/21/20 for $800. Debtor obj filed says current- NOT SO
Matter ResolvedRequest
Adjourment
179/16/2020 9:00 am17-15982 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $31,750.00
9/3 AMT: PROPOSED RECAP - $31,750 PTD (42); $1029 X 18 BEG 10/1/20,

BUT CREDITOR DEF CERT PENDING RESOLUTION)Atty trying to work out w/ creditor has some funds getting more(9,000) from her son who is getting it from 401(k) so needs more time for the crediotr cert.<<<>>>

8/31/20: another payment for 1,000 sent- if posts- then do a recap

as of 9/1/20(mk): Arrears $3,085

Debtor obj, now current<>ARREARS
Matter ResolvedRequest
Adjourment
199/16/2020 9:00 am17-17301 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $12,104.00
8/25/20(mk): Plan balance $629



Debtor obj, will be current<> ARREARS
Matter ResolvedRequest
Adjourment
209/16/2020 9:00 am17-24567 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $68,222.00
9/14/20(mk) atty says if nothing posts by hearing tomorrow will let it go.

AS of 9/10/20(mk): Nothing Posted. Last payment was 1/23/20

needs 1 payment w/in 2 weeks- then can further adj

Debtor obj<>ARREARS now $40,712

>Debtor trying to REFI home and pay off plan. NEED STATUS
Matter ResolvedRequest
Adjourment
219/16/2020 9:00 am17-27272 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $16,352.00
NEW REZ (Stewart Legal)

TR Arrears $1,102 as of 9/10/20. Plan was 36 mos- now in mo 37.
TR Motion to Dismiss on for 10/21/20.
Matter ResolvedRequest
Adjourment
229/16/2020 9:00 am17-31728 / CMGDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $6,505.00
AMT: MP 10/21<<>>>

mk: FYI: MP & Amended I & J filed 9/9/20.Adj to date of MP when set

FAILED TO SELL DUTCH LANE PPTY BY 3/16/20; ARREARS

Debtor opp'n-Covid affected. Made payments. Will file MP to extend time to sell
Matter ResolvedRequest
Adjourment
239/16/2020 9:00 am17-32024 / CMGHERBERT B RAYMOND ESQCreditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $12,028.00
NATIONSTAR (Ras)( tr arrears )
Matter ResolvedRequest
Adjourment
249/16/2020 9:00 am17-34748 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
9/14/20(mk) Notice of Conversion to Ch 7 filed

9/10/20(mk):ARREARS $7,494. Last pay 3/2/20 for $896

>>Debtor COVID affected- filing MP & amended schedules
Matter ResolvedRequest
Adjourment
259/16/2020 9:00 am18-10980 / CMGMICHAEL L DETZKY, ESQCreditor Certification of DefaultContinued
10/21/2020 9:00 am
Total Paid In: $29,000.00
CARRINGTON MTG (Mccalla)( tr arrears )
>>Debtor Obj.
Matter ResolvedRequest
Adjourment
269/16/2020 9:00 am18-11113 / CMGTHOMAS M MONAHAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $7,960.00
9/10/20(mk): made payments. ARREARS now only 15.00

Needs REcap for plan balance over remaining 28 mos. $7,960 ptd,(32 mos) Then $282 x 28 begin 10/1/20- Atty ok to terms
Matter ResolvedRequest
Adjourment
279/16/2020 9:00 am18-11243 / CMGJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,881.00
9/3 AMT: Arrears cured/owes Sept- will complete timely
ARREARS
Matter ResolvedRequest
Adjourment
289/16/2020 9:00 am18-13849 / CMGRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $10,536.00
RECap- PTD $10,536 (31 mos)then $608 x 19 begin 10/1/20. emailed atty. mk: atty ok to terms

this was confirmed as a 50 mo plan

Debtor opp'n- will pay lump sum $2,000 by 9/1/20 then recap.

ARREARS
Matter ResolvedRequest
Adjourment
299/16/2020 9:00 am18-14329 / CMGRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,696.00
As of 9/10/20(mk): ARREARS $5,084 .Last pay 3/2/20
Matter ResolvedRequest
Adjourment
309/16/2020 9:00 am18-18573 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $29,725.00
9/10/20(mk); Atty w/d Opp'n - Motion can be granted & Case dismissed.

Debtor obj<>ARREARS as of 8/14/20 $12,975. Last pay 6/5/20 for $600
Matter ResolvedRequest
Adjourment
319/16/2020 9:00 am18-19773 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $25,200.00
AMT: MP 9/16<<<>>>

7/31/20(mk): atty email -just rec'd income to support a MP under covid. will file that Mp in next 10days.

6/10/20(mk):debtor opp' n #50.atty to contact 2nd mtg re:POC. will file MP b/c COVID.

FAILED TO FILE POC ON BEHALF OF LOAN CARE (2ND MTG) AND MTN TO ALLOW LATE CLM WITHIN 30 DAYS OF CONF; PLAN NOT FEASIBLE DUE TO CIT BANK #6-1 HIGHER THAN PROPOSED IN PLAN

Matter ResolvedRequest
Adjourment
329/16/2020 9:00 am18-19859 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $5,724.00
9/10/20(mk): Is Debtor still on track with the LM? YES 1 payment left.

2/4/20:: in trial LM- it is a 12mo. trail- 12th payment is due 10/1/20.

Debtor obj<<>>FAILED TO LM BY 4/1/19
Matter ResolvedRequest
Adjourment
339/16/2020 9:00 am18-20431 / CMGJOSEPH I WINDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $24,692.00
As of 9/10/20(mk):ARREARS $2,916.06.

This includes debtor's recent payments of $1500 in August & 1500 in Sept.

RECAP Looks like $24,691.82 PTD(32 mos) Then $1,078 x 32 begin 10/1/20-emailed atty- ATTY OK TO TERMS
Matter ResolvedRequest
Adjourment
349/16/2020 9:00 am18-22298 / CMGGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $24,536.00
9/15/20(mk) dispo email COTBS . Terms= ,486.60 directly to creditor & $6,848.98 to be thru plan. Plus $531 atty fees to creditor

PHH MTG (RAS)

>>MP on for 9/16/20- ISSUES

Matter ResolvedRequest
Adjourment
359/16/2020 9:00 am18-22615 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $14,976.00
9/15 AMT: $13,976 PTD (26); $1,000 (Sept); $632 x 33 beg 10/1/20<<<>>>

Atty filed obj, attempted to contact debtor<>ARREARS $5,056 as of 9/14/20
Matter ResolvedRequest
Adjourment
369/16/2020 9:00 am18-23993 / CMGPETER J BROEGE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,558.00
AMT: MP 9/16<<>>HR

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
379/16/2020 9:00 am18-24264 / CMGWilliam H. Oliver, Jr., Esq.Objection to Amended Schedules/DisclosureContinued
11/18/2020 2:00 pm
Total Paid In: $49,403.00
TO BE HEARD AT 2:00 PM with Other Cases on 11/18

***Case being transferred to CMG and adj to 7/15/20 (dm)****

Trustee obj<>ATTY AMENDED SCHEDULES/DISCLOSURE DOC #79
--disclosures were completely different EDC
Matter ResolvedRequest
Adjourment
389/16/2020 9:00 am18-24810 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,600.00
atty is letting it go

As of 9/10/20(mk):ARREARS 1,200. Last pay 1/13/20.
Matter ResolvedRequest
Adjourment
399/16/2020 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion File Claim After Claims Bar DateOrder Previously SubmittedTotal Paid In: $9,074.00
8/17/20(mk): Revised Order submitted to Chambers . OK- has lang requested by TR.

Needs revised Order that authorizes TR to pay late secured claim #7 of NJ
Matter ResolvedRequest
Adjourment
409/16/2020 9:00 am18-25072 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $5,000.00
AMT; MP 10/21 To Surrender RE<<<>


Debtor obj, filing MP to surrender RE

<>FAILED TO SELL MARL ROAD PPTY BY 3/9/20
Matter ResolvedRequest
Adjourment
419/16/2020 9:00 am18-25686 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $10,534.00
AJAX MTG LOAN (PLUESE)
Matter ResolvedRequest
Adjourment
429/16/2020 9:00 am18-25697 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $16,229.00
Mk: debtor making paymets - adj to post and recap for next date

As of 9/10/20(mk):ARREARS $3,592. Last pay $755 on 8/19/20
Matter ResolvedRequest
Adjourment
439/16/2020 9:00 am18-26330 / CMGKurt E. Reinheimer, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,676.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
449/16/2020 9:00 am18-26618 / CMGBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $15,414.00
9/15/20: atty reply to mk email is in PN. needs more time Or will have to be LM outside
Adj 10/21/20 NFA

AS of 9/10/20(mk): No Motion To Approve LM Filed.

8/14/20(mk): atty advises LM is done. will file Motion to Approve ASAP.

6/26/20(mk):atty email says got final LM papers today. Mtg co wants them back by Monday so they are scrambling. He will b e filing Motion to Approve LM.

4/5/20(mk); Email to atty as to status; Atty reply- debtors now current- & in a trail LM - adj to give them time to complete.

3/10/20 AMT: Per debtors daughter, meeting with Truesdale on Fri to discuss filing loss mit extension (in 3 mo trial period beg April); signing up for ePay to pay arrears<<<>>>

MK:Atty Boyer has Motion to W/D as atty on today 3/18/20.

Ct. Boyer needs to file a motion to W/D as atty- debtor to talk to Trusdale as to options-adj to 3/18/20 as to status.

debtor is pro se - been adjourned numerous times- Abelson/Trusdale does not rep debtor. she kept sayng Trusdale was her new atty- No - I sent debtor son back to you.

1/31/20(mk): nothing done since last few hearings. Arreras now $3,628- no atty has substituted in. REC. Dismiss( mk: abelson office says they Do Not rep the debtor- only did a Lm fr them )

As of 12/1/19(mk): Do Not See a Substitution of Atty filed?? (mk: Boyer is still atty of record but debtor says he does not represent her. Adj to 2/5/20-

has new atty - Bruce Truesdale -- working on LM - he is handling LM only- package been rec'd by Shellpoint



8/21/19: debtors here and No longer represented by Mr. Boyer. Debtors want an adj.


FAILED TO LM BY 2/20/19, EXTENDED LOSS MIT EXPIRED 5/20/19; ARREARS($2,283)
Matter ResolvedRequest
Adjourment
469/16/2020 9:00 am18-27303 / CMGFREDERICK J SIMONMotion To Approve LMOrder Previously SubmittedTotal Paid In: $21,228.00
Revised Order submitted 8/26/20

Trustee limited obj<> MTN TO APPROVE LM

Matter ResolvedRequest
Adjourment
459/16/2020 9:00 am18-27303 / CMGFREDERICK J SIMONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $21,228.00
9/14 AMT: $21,228 ptd (24); $944 (Sept); $1,113 x 35 beg 10/1/20; Trustee authorized to pay NY State late filed clm #22-3, which includes partial post petition liability (atty OK)<<<>>>


8/21/20(mk): motion to approve Lm filed and obj deadline 9/4/20 BUT still not addressed Late priority claim of NY

State#22-1 and amended 22-3 which includes post petition.

7/8/20: debtor made all Trial LM pymts. Waiting for final agreement then will file motion to Approve.

5/11/20(mk): per atty debtors app'd for a 9 mo trial Lm. last payment was in May. Will be filing Motion to Approve LM once get papers.


FAILED TO LM BY 7/15/19; EXTENDED LOSS MIT EXPIRED 10/13/19; FAILED TO ADDRESS LATE FILED CLM #22/NY STATE & #22-3 WHICH ADDED POST PET; FEASIBILITY
Matter ResolvedRequest
Adjourment
479/16/2020 9:00 am18-27546 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $22,628.00
9/10/20(mk) Atty no defense to motion

As of 9/10/20(mk):ARREARS $5,817.
Matter ResolvedRequest
Adjourment
489/16/2020 9:00 am18-27548 / CMGROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,283.00
NO MP & NS - on second call

Debtor obj, filing MP to extend (covid)<>ARREARS
Matter ResolvedRequest
Adjourment
499/16/2020 9:00 am18-28409 / CMGJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,058.00
As of 9/10/20(mk):ARREARS $4,746. Last pay 2/25/20
Matter ResolvedRequest
Adjourment
509/16/2020 9:00 am18-29624 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,668.00
9/1020(mk): ANY UPDATE? atty says ok to Dismiss

8/14/20: per notes below- adj to August for status- SO WHAT IS STATUS?(atty reply :debtor has Trial LM but there is a payment dispute so final approval pending. adj 1 last time to 9/16/20. NFA

MK: 3/27/20- Stay motions resolved and debtor to sell RE by 8/31/20. adj to August for status.

Debtor obj<>FAILED TO LM BY 6/17/19; LOSS MIT EXPIRED 9/15/19;
Matter ResolvedRequest
Adjourment
519/16/2020 9:00 am18-29729 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $26,724.00
ARREARS CURED
Matter ResolvedRequest
Adjourment
529/16/2020 9:00 am18-29843 / CMGJOSEPH J ROGERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
Matter ResolvedRequest
Adjourment
539/16/2020 9:00 am18-30451 / CMGRonald I. LeVine, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $12,576.00
9/15/20: opp'n refiled at #46 email from atty: changes in office -needs MP

As of 9/10/20(mk):ARREARS $5,523. Last pay 3/2/20

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
549/16/2020 9:00 am18-30935 / CMGRobert Manchel, Esq.Motion Relief from Stay (Fee)Continued
10/21/2020 9:00 am
Total Paid In: $13,513.00
SHELLPOINT MTG (STERN LAVINTHAL & FRANKENBERG)

Debtor opp'n filed- in a trial LM- says will include Post pet arrears ...?
Matter ResolvedRequest
Adjourment
559/16/2020 9:00 am18-33317 / CMGRUSSELL L LOW, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $14,640.00
TOYOTA MOTOR/2017 RAV 4, VIN #5150 (STEWART LEGAL)

No opposition
Matter ResolvedRequest
Adjourment
569/16/2020 9:00 am18-33317 / CMGRUSSELL L LOW, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $14,640.00
9/15/20: Opp'n withdrawn so can be granted.

Debtor obj, purchased vehicle and financing remainder of loan<>TOYOTA MOTOR/2017 RAV 4, VIN #5710 (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
579/16/2020 9:00 am18-33390 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,302.00
9/14/20(mk: Debtor now current

AMT: PROPOSED TRUSTEE ORDER - $8,805 PTD (22); $499 X 28 BEG 10/1/20 (email to atty)<<<>>>
Debtor obj, pd $2,000 and bal prior to hearing<>ARREARS
Matter ResolvedRequest
Adjourment
589/16/2020 9:00 am18-33979 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationWithdrawnTotal Paid In: $10,135.00
Trustee obj<>
Matter ResolvedRequest
Adjourment
599/16/2020 9:00 am19-10304 / CMGWilliam H. Oliver, Jr., Esq.Motion Cross MotionContinued
11/18/2020 2:00 pm
Total Paid In: $6,600.00
TRUSTEE'S CROSS MTN TO DISGORGE FEES
Matter ResolvedRequest
Adjourment
609/16/2020 9:00 am19-11148 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
Matter ResolvedRequest
Adjourment
619/16/2020 9:00 am19-12192 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)GrantedTotal Paid In: $13,969.00
8/13/20(mk): debtor atty says has consent for 30 days adj. Told her upload the request now.

Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)

>>Debtor filed Motion to Dismiss on for 10/21/20.
Matter ResolvedRequest
Adjourment
639/16/2020 9:00 am19-12209 / CMGLAURENCE R SHELLER, ESQTrustee Certification of DefaultDismissedTotal Paid In: $2,737.00
9/14/20(mk) Arrears $2,737.

AMT: MP 9/16<>>>REC PLAN BE DENIED

4/6/20(mk):Per AR: adj. at least 60 days. Must file MP w/in14 days & in that MP either remove the 2 per plan claims or if they stay in there file motion file & allow late claims for those creditors.

4/5/20(mk) email to atty- Arrears 2,407- pay is inconsistent and below required payment. Did make a march payment. ATTY Reply says going to file MP to extend to 84 mos. was laid off due to COVID ,then unemployment partially seized due to a fraud claim... HER DEFAULT BEGAN IN DEC.

Debtor obj, made pymt. Mk; As of 3/13/20, Arrears are $2,221. Last pay was 3/11/20 for $350. Plan payment is $366. pd, 200 in Nov.2019, then zero till Feb.2020 $350 & $350 in March. Payments are inconsistent and always under the confirmed amt.

Matter ResolvedRequest
Adjourment
629/16/2020 9:00 am19-12209 / CMGLAURENCE R SHELLER, ESQMotion File Claim After Claims Bar DateGrantedTotal Paid In: $2,737.00
MTN TO FILE LATE CLAIM (BURLINGTON COUNTY PROBATION)

TR Obj>> debtor must file claim on behalf of creditor & then Revised Order to allow late claim & authorize Tr to pay it. Can't rely on creditor to do it as they never filed a claim in 1st place.
Matter ResolvedRequest
Adjourment
649/16/2020 9:00 am19-12338 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $29,959.00
NO MP & NS on 2nd call

9/9/20:Debtor obj, filing MP (covid)<>FEASIBILITY/POST PETITION ARREARS ($24,234.65- per Order 2/13/20 #39) ADDED TO PLAN

>>Now there is an Order submitted to chambers 9/14/20 adding another $5,378.84 post pet. to plan. AS OF 9/14/20 NO MP FILED
Matter ResolvedRequest
Adjourment
659/16/2020 9:00 am19-12895 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,280.00
9/4/20(mk): CO to pay late POC submitted to chambers today.


Debtor obj<>FAILED TO COMPLY WITH PROVISION OF 10/30/19 CONF TO FILE POC AND MTN TO ALLOW TR TO PAY IRS WITHIN 30 DAYS
Matter ResolvedRequest
Adjourment
669/16/2020 9:00 am19-13295 / CMGKirsten B. Ennis Trustee Certification of DefaultContinued
11/18/2020 9:00 am
Total Paid In: $17,534.00
AMT: mp 9/16<<<>>>ISSUES

MP filed 7/14/20 & motion to reimpose stay.

>> bulk of Arrears cured, but owes bal of July payment & now August payment for total $1,718. but SV order entered 6/10<<<>>>


6/2/20(mk) Atty will have cert ck for 7500. need a MP and to resolve creditor cert of default

5/28/20(mk): NEED UPDATE ON STATUS

Debtor obj<> needs time see PN
Matter ResolvedRequest
Adjourment
679/16/2020 9:00 am19-13295 / CMGKirsten B. Ennis Motion Reinstate StayContinued
11/18/2020 9:00 am
Total Paid In: $17,534.00
MTN TO REINSTATE STAY AS TO NATIONSTAR MTG

Obj. (#47)by Nationstar(RAS).
-debtor denied LM on 8/7/20.
-lacks income to cure arrears.
Matter ResolvedRequest
Adjourment
689/16/2020 9:00 am19-15156 / CMGCRAIG P CORVELEYNMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $7,550.00
MTN TO ALLOW LATE FILED CLAIM (BETH SMITH P.C.)
Matter ResolvedRequest
Adjourment
699/16/2020 9:00 am19-15753 / CMGHERBERT B RAYMOND ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $5,480.00
amt: MP 10/21<<<>>

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
709/16/2020 9:00 am19-16596 / CMGWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $5,602.00
MP ON FOR 10/7/20. atty says LM due by 11/30/. will adj to 10/7/20 for MP and then see where we are.

mk: fyi:Motion to Participate in Loss Mit. was adj to 8/19/20 & NOW RESOLVED- Debtor must get LM by 11/30/20;pay post pet & file MP w/in 14 days to extend under cares act to pay rest of PP due. will adj for the filing of the MP

ARREARS:Debtor owes June & July paymt.(total $648.50) will owe Aug. pymt ($330) by time of this hearing. Total to be current thru August $978.50

>>Debtor Opp'n- mailed ck for 1,311.50 on 2/12/20. Working on LM docs .Will get to atty & he will request to be allowed to Participate in Loss Mit again...


FAILED TO LM BY 9/2/19; ARREARS
Matter ResolvedRequest
Adjourment
719/16/2020 9:00 am19-17136 / CMGPETER E ZIMNIS, ESQMotion Avoid LienContinued
10/7/2020 9:00 am
Total Paid In: $13,257.00
atty requested adj for 2 weeks to resolve

MTN TO AVOID LIEN/MERS-DEUTSCHE BANK

TR Objection- Motion is premature.
Creditor Objection(RAS)- premature & should be w/d.
Matter ResolvedRequest
Adjourment
729/16/2020 9:00 am19-19218 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,200.00
As of 9/10/20(mk):ARREARS $1,200. Last pay $200 6/4/20

ORDER Vacating Stay entered on 8/18/20 on 381 Delaware Drive.
Matter ResolvedRequest
Adjourment
739/16/2020 9:00 am19-19260 / CMGMARYBETH SCHROEDERTrustee Certification of DefaultContinued
11/4/2020 9:00 am
Total Paid In: $9,004.00
conf adj but didn't see adj request for motion EDC

MK: adj request uploaded. requests 45 days for income proof & to resolve MP issues
Plan balance /arrears =16,792.income soc sec & pension MP lower payment and removes pension income
tries to lien strip IRS- needs separate motion

AMT: MP 9/16<<<>>>REC DENIAL

8/3/20(mk):See MP #37 filed 8/3/20. Now has LM. removes arrears & adds IRS lien strip-- NEEDS SEP .Motion for this

LM Order entered. needs MP now

Appl to Approve Lm - objection deadline is 6/3/20. Need amended claim (#2)for mtg co amd a MP.
Matter ResolvedRequest
Adjourment
749/16/2020 9:00 am19-19290 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $2,400.00
9/15 AMT: $2,200 PTD (16); $207 X 44 BEG 10/1/20 (ATTY ok)<<<>>>

8/31/20(mk): atty says dbetor made recent payment $200 and more coming. Adj for posting.

as of 8/28/29L arrears $800. Last pay June 2020

Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
759/16/2020 9:00 am19-19916 / CMGSTEPHANIE RITIGSTEINMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $10,681.00
Debtor obj<>NEW JERSEY HOUSING AND MTG (PLUESE)
Matter ResolvedRequest
Adjourment
769/16/2020 9:00 am19-20120 / CMGDARIN D PINTO, ESQMotion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $8,030.00
CASCADE FUNDING (MEYNER AND LANDIS)
Matter ResolvedRequest
Adjourment
779/16/2020 9:00 am19-20195 / CMGBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $18,278.00
AMT: NEW MP, DOC #42 filed 8/14<<>>ON for 9/16/20- ON HR


AMT: MP FILED 7/9<<>> ON FOR 8/19/20 MP removes Refi/LM and now a cure of pre pet. arrears. to Wells Fargo. Can
CT. give it a date ? then will adj this motion to that date.
FYI: mtg forbear filed. April-June payments. Begin pay again 7/1/20 & has to cure delinq. created by forebear period( mo pymt 1,821.83)

Debtor obj, MP filed<> FAILED TO REFE/LM BY 11/30/19
Matter ResolvedRequest
Adjourment
789/16/2020 9:00 am19-20523 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $12,480.00
Debtor obj<>SANTANDER (MORTON)
Matter ResolvedRequest
Adjourment
799/16/2020 9:00 am19-20658 / CMGAndrew Thomas Archer Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $4,669.00
US Bank limited obj (Romano)<>MTN TO APPV LOSS MIT/MR. COOPER
Matter ResolvedRequest
Adjourment
809/16/2020 9:00 am19-21954 / CMGPRO SEMotion Relief from Stay (Fee)GrantedTotal Paid In: $8,460.00
HYUNDAI LEASE (MORTON)
Matter ResolvedRequest
Adjourment
819/16/2020 9:00 am19-22015 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $8,799.00
9/10/20(mk): Atty email money order sent and will make another payment by end of month. adj to Oct for posting and RECap
mk; debtor was COVID affected &trying to be current by sept. If not, will let it go.

8/14/20(mk):ARREARS $4,795. Last pay 8/4/20 for $500. The monthly payment is $1,159
Matter ResolvedRequest
Adjourment
829/16/2020 9:00 am19-22285 / CMGGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $3,963.00
9/14/20(mk) Order submitted to chambers today.

Debtor obj<>NEWREZ/SHELLPOINT (RAS)

Debtor waiting for payment history
Matter ResolvedRequest
Adjourment
839/16/2020 9:00 am19-22325 / CMGRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,466.00
as of 9/9/20:ARREARS $4,342. Last pay 2/4/20
Matter ResolvedRequest
Adjourment
849/16/2020 9:00 am19-22703 / CMGSCOTT D SHERMAN ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $6,061.00
9/10/20(mk): Order submitted to Chambers today - adds Post petition $19,837.16- ? NEEDS REVISED ORDER THAT ADDS LANGUAGE REQUIRING debtor to file MP MK: update9/16/20 - no MP will just do a recap .

Debtor obj<>SPECIALZIED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
869/16/2020 9:00 am19-23601 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $2,400.00
AMT: MP 9/16*** Adj to 10/16/20****<<<>>>

Debtor obj<>ARREARS

MP(#48) filed 8/3/20. COVID extention.
Matter ResolvedRequest
Adjourment
859/16/2020 9:00 am19-23601 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $2,400.00
Debtor obj<>WILMINGTON SAVINGS (PLUESE)
Matter ResolvedRequest
Adjourment
889/16/2020 9:00 am19-23777 / CMGDAVID E. SHAVERMotion Relief from Co-Debtor StayContinued
10/7/2020 9:00 am
Total Paid In: $4,000.00
Debtor obj, pymts have been held insuspense<>PHH MTG (RAS)

ATTY Requesting adj for 2 weeks, waiting for creditor consent
Matter ResolvedRequest
Adjourment
879/16/2020 9:00 am19-23777 / CMGDAVID E. SHAVERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $4,000.00
Debtor obj, will pay arrears by 9/30<>FAILED TO LM BY 2/28/20 & EXTENDED LOSS EXPIRED 4/30/20; ARREARS
Matter ResolvedRequest
Adjourment
899/16/2020 9:00 am19-24038 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $18,316.00
AMT: 9/14 UPDATED - $18,316 PTD (14); $2148 X 48 BEG 10/1/20, EXT TO 62 MO<<<>>>

AMT: $16,289 PTD (13); $2,146 X 49 BEG 9/1/20; EXT TO 62 MO (atty ok)<<<>>>

Debtor obj making a pymt and requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
909/16/2020 9:00 am19-24191 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,080.00
OK to D per Roth EDC
Debtor obj, filing MP (covid)<>ARREARS; FAILED TO LM BY 8/5/20
Matter ResolvedRequest
Adjourment
919/16/2020 9:00 am19-25037 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $5,205.00
Debtor obj<>ARREARS

>>Debtor made payment on 9/8/20 $2,330. Arrears now are 1,765

Recap looks like $5,205 PTD(13 mos) Then $659 x 47 Begin 10/1/20. Email to atty-OK To Terms
Matter ResolvedRequest
Adjourment
929/16/2020 9:00 am19-25105 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultContinued
10/7/2020 9:00 am
Total Paid In: $7,054.00
SANTANDER ( Gross McGinley)

TR ARREARS $7,612. TR Motion on for 11/18/20
Matter ResolvedRequest
Adjourment
939/16/2020 9:00 am19-25476 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $1,662.00
Mk:adj for payment to arrears & CO on late claim: advised atty also needs to address :Other outstanding issues/provisions in conf order, not included in Tr cert:
NEED 2018 tax return by 2/27/20; cotbs resolving pennymac obj by 2/7/20

AMT: Also need to address late filed clm #7-1<<<<>>>>

Debtor obj<>ARREARS $9,549 as of 9/10/20. Last pay 10/15/19. SEE PN for other issues
Matter ResolvedRequest
Adjourment
949/16/2020 9:00 am19-25487 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,200.00
9/10/20:ARREARS $5,376; Debtor obj, (WITHDRAWN)
Matter ResolvedRequest
Adjourment
959/16/2020 9:00 am19-26941 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $936.00
As of 9/10/20(mk);ARREARS $7,488. last pay 11/13/20.
Matter ResolvedRequest
Adjourment
969/16/2020 9:00 am19-26989 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $6,200.00
9/15/20(mk): debtor furloughed just resumed work now can file MP

As of 9/10/20(mk): Motion was adj from July to 9/16/20. NO MP Filed

Debtor obj<>PLAN WILL NOT COMPLETE TIMELY DUE TO CITY OF SALEM CLM#10-1, HIGHER THAN PROPOSED IN PLAN; FAILED TO FILE AMD SCH C PROVIDE CMA/APPRAISAL FOR DAVID AVE PPTY BY 12/15/19(have zillow values)

Debtor obj says: I am presently furloughed and may file a post covid plan and certification. A modified
plan will be filed under either scenario to adjust the payment to reflect the proof of claim amounts.
Finally, I will not be amending Schedule C because the FMV of the house is less than
the principal of the taxes due to Sale.
Matter ResolvedRequest
Adjourment
979/16/2020 9:00 am19-27300 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $1,200.00
Debtor obj*<>FAILED TO ADDRESS EST NJ DIV TAX CLM; ARREARS $3,852 as of 9/10/20.

* says filing missing retruns in 14 days , wants a recap. MK:This is first listing of motion. How about an adj to get returns filed, & claim resolved and make a payment or 2 and then a recap?
Matter ResolvedRequest
Adjourment
989/16/2020 9:00 am19-27685 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $6,000.00
9/11/20(mk) : MP filed to extend time for LM as it terminated 4/2020.

debtor will seek to extend LM & MP if needed. Had medical issues.

Debtor obj, applying for LM extension; delays due to covid<>FAILED TO LM BY 1/2/20, EXTENDED LOSS MIT EXPIRED 4/8/20
Matter ResolvedRequest
Adjourment
999/16/2020 9:00 am19-28171 / CMGPRO SEMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be SubmittedTotal Paid In: $4,238.00
9/10/20(mk); emailed J Morton & debtor to see if have resolution. This needs to be resolved before we can confirm case
Santander obj, value $13,725 (Morton)<>MTN TO RECLASSIFY SANTANER #22-1 TO SECURED CLM $8,320 AND UNSECURED CLM $24,308.45
Matter ResolvedRequest
Adjourment
1009/16/2020 9:00 am19-28694 / CMGSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/4/2020 9:00 am
Total Paid In: $24,256.00
Debtor obj,( had some medical issues) will try to make pymt & requests recap<>ARREARS

6,064 posted 8/10/20. Arrears now 9,096.

RECAP looks like PTD 24,256(11 mos) Then $3506 x 49 begin 10/1/20- email to atty
Matter ResolvedRequest
Adjourment
1019/16/2020 9:00 am19-29480 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $6,250.00
9/10/20(mk): $ posted. REcap is $6250 PTD(11 mos) Then $792 x 49 begin 10/1/20. email to atty- OK TO TERMS

8/31/20:atty has 4,000 in money Orders. adj to 9/16/20 for posting and a recap

as of 8/28/20:Arreras $5,250. Last pay 2/14/20.


Debtor OBJ. >>will pay 4,000 prior to hearing & then recap for remainder of case.
Matter ResolvedRequest
Adjourment
1029/16/2020 9:00 am19-29814 / CMGEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,400.00
FAILED TO PAY PLAN BALANCE of $232.32
Matter ResolvedRequest
Adjourment
1039/16/2020 9:00 am19-30983 / CMGADRIAN JOHNSONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $15,701.00
MP on 9/2/20--HR & OTBS On motion for Tr to disburse AP payments<<

Also a motion on for 8/19/20- to pay AP payments by TR to Lender.(OTBS). THIS ORDER HAS NOT BEEN SUBMITTED YET- AS OF 9/1/20

Debtor obj<>DEBTOR'S PLAN WAS DENIED ON 6/17/20 AND FAILED TO FILE MP BY 7/1/20

>>MP(#38) filed 7/24/20 and on for 9/2/20. MP provides AP payments to lender directly to lender at Part 2b. and says pre petition arrears not to be paid pending LM.
Matter ResolvedRequest
Adjourment
1049/16/2020 9:00 am19-32575 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am

9/16 AMT: FILED STATUS CH FORM TO AMEND MINUTES FROM DISMISSED TO ADJ TO 10/7<<<>>>

MK HOld Order- can we do a status change and adj to 10/7/20 to allow debtor to convert to Ch7

Per Atty - ok to dismiss

As of 9/10/20(mk):ARREARS $11,912. Last pay 1/31/20.
Since the filing of the TR Motion, SV on RE at 72 Vicari Way. Plan NOt feasible any way you look at it
Matter ResolvedRequest
Adjourment
1059/16/2020 9:00 am19-33391 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Continued
12/2/2020 9:00 am
Total Paid In: $893.00
mk: adj per creditor- Orig Conf. gave till end of Nov for sale of RE

Debtor obj<>BAYVIEW LOAN SERVICING (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
1069/16/2020 9:00 am19-33506 / CMGMICHAEL L DETZKY, ESQMotion Relief from Stay (Fee)Order Previously Submitted
9/14/20(mk) Oder submitted to chambers today.

TOYOTA MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
1079/16/2020 9:00 am19-33563 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $9,000.00
Debtor obj<>WELLS FARGO BANK (MORTON)

Funds sent to lender - need to post
Matter ResolvedRequest
Adjourment
1089/16/2020 9:00 am20-10151 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $6,104.00
Debtor obj<>HYUNDAI CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
1099/16/2020 9:00 am20-10541 / CMGJUAN C VELASCO, ESQMotion Relief from Stay (Fee)Continued
10/21/2020 9:00 am
Total Paid In: $5,243.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
1109/16/2020 9:00 am20-10878 / CMGBRIAN W HOFMEISTERMotion Relief from Stay (Fee)Continued
10/7/2020 9:00 am

Debtor obj<>CSMC 2019-JR1 TRUST (FRENKEL LAMBERT WEISS)
Matter ResolvedRequest
Adjourment
1119/16/2020 9:00 am20-11421 / CMGJONI L GRAY, ESQMotion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $1,850.00
Debtor obj<>HMC ASSETS/BSI FINC (PINCUS LAW GROUP)
Matter ResolvedRequest
Adjourment
1129/16/2020 9:00 am20-12899 / CMGDaniel Straffi, Esq.Application to Extend Loss MitContinued
10/7/2020 9:00 am
Total Paid In: $2,647.00
Select Portfolio obj (Fein Such)<> APPLICATION FOR EXTENSION OF LOSS MITIGATION
Matter ResolvedRequest
Adjourment
1139/16/2020 9:00 am20-12901 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)GrantedTotal Paid In: $3,384.00
WELLS FARGO BANK (MORTON)
Matter ResolvedRequest
Adjourment
1149/16/2020 9:00 am20-13569 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $4,979.00
Debtor obj<>NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
1159/16/2020 9:00 am20-13585 / CMGEric ClaymanMotion Relief from Stay (Fee)Continued
10/7/2020 9:00 am

8/31/20: adj request for 2 weeks :amt of rental payment in dispute.

Debtor obj<>WHITEHALL APARTMENTS (GIORDANO, HALLERAN & CIESLA)

MK:MP also on 9/2/20- ISSUES NEED RESOLUTION
Matter ResolvedRequest
Adjourment
1169/16/2020 9:00 am20-13668 / CMGSTEPHANIE SHRETER, ESQMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/HOME POINT FINC
Matter ResolvedRequest
Adjourment
1179/16/2020 9:00 am20-13686 / CMGLEE M PERLMAN, ESQNotice of Hearing (Upload)Converted to 7 / 11
FAILED TO FILE SCHEDULES/POST CONVERSION
Matter ResolvedRequest
Adjourment
1189/16/2020 9:00 am20-13844 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $310.00
Recap $310 PTD(6 mos) $350 x 54 begin 10/1/20- atty ok tto terms

9/8/20:ARREARS $1,565
Matter ResolvedRequest
Adjourment
1199/16/2020 9:00 am20-13965 / CMGDavid L. Stevens Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>U.S. BANK/STRUCTURED ASSET (KML)
Matter ResolvedRequest
Adjourment
1209/16/2020 9:00 am20-14531 / CMGErik M. Helbing Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $3,850.00
MTN TO DETERMINE TAX LIABILITY

>>TR objection to Service of IRS
Matter ResolvedRequest
Adjourment
1219/16/2020 9:00 am20-14735 / CMGJames J. Cerbone, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Trustee obj
Atty reply - ok to Grant now - Make conf date 11/4
Matter ResolvedRequest
Adjourment
1229/16/2020 9:00 am20-18578 / CMGKarina Pia Lucid Notice of Request for Loss MitigationGranted
LOSS MIT/LAKEVIEW
Matter ResolvedRequest
Adjourment
1239/16/2020 9:00 am20-18880 / CMGRaymond C. Osterbye Objection to Claim of ExemptionsOrder to be Submitted
MK do order

TRUSTEE OBJ TO AMD SCH C, DOC #19, ATTEMPTING TO CLAIM FED & STATE EXEMPTIONS

STll No 341 on this case. Missing docs & Conf on for 10/7/20
Matter ResolvedRequest
Adjourment
1249/16/2020 9:00 am20-19282 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Continued
11/18/2020 9:00 am

debtor is deceased. No administrator or executor app'd or qualified
TR MOTION TO DISMISS TO BE FILED

226 DAVIS AVE
Creditor objection. Valuation issue

TR objection at #30.

>>(Reverse Mtg)Short sale. No proceeds.
POA for debtor.

--Mtg Co Objects- wants lien to be pd in full- payoff approv $114,146.57. Sale price $110,000. Says
value of RE is more.
Matter ResolvedRequest
Adjourment
1259/16/2020 9:00 am20-19309 / CMGPETER E ZIMNIS, ESQMotion Extend TimeGranted
CREDITOR CONSENTED TO ON THE PAPERS DEBTOR ATTY WISHES TO APPEAR
needs bridge extending stay to 9/16/20 - debtor's atty to submit Order & adj to 9/16/20

FNA obj (honig)<>MTN TO EXTEND STAY

Creditor waived Oral argument. Debtor wants it so needs to be adj.
Matter ResolvedRequest
Adjourment
1269/16/2020 9:00 am20-19309 / CMGPETER E ZIMNIS, ESQHearing Scheduled (Document)Granted
MTN FOR TELEPHONIC OR WRITTEN 341/WAIVE VIDEO APPEARANCE
Matter ResolvedRequest
Adjourment
1279/16/2020 9:00 am20-19654 / CMGAndrew Thomas Archer Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1289/16/2020 9:00 am20-19831 / CMGJoan Sirkis Warren Motion Extend TimeGranted
MTN TO EXTEND STAY (SHELLPOINT MTG/TOYOTA FINC)
Matter ResolvedRequest
Adjourment
1299/16/2020 9:00 am20-19971 / CMGWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
OST/ MTN TO EXTEND STAY TO ALL CREDITORS
Matter ResolvedRequest
Adjourment
1309/16/2020 9:00 am20-20180 / CMGMichael M Khalil Motion Extend TimeGranted
OST/MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1319/16/2020 10:00 am16-10196 / CMGAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 33 of 56 required payments   Arrears: $9,676.00  Total Paid In: $50,575.00

ADD POST PETITION ARREARS

9/15/20(mk): Case removed for HR : Atty Email- the PHH COD on the debtor's residence is on the 9 am calendar and will impact confirmation. Our proposal is to pay PHH a lump sum of $5,400 and roll the balance of post petition arrears into the plan. PHH is insisting on a lump sum cure. We may have to hold the contested motion for the Judge. If the debtor is successful the plan payments would need to be recalculated. If the Judge grants PHH stay relief to foreclose on the debtor's residence the plan would also need to be modified.

As of 9/2/20 (DS): Ok to confirm at $47,575 paid, $1,526 x 12 begin 9/1/20 100% to gucs

MP Prop $47,575 paid, $1,526 x 12 100% - Extends plan, due to covid-19 and attorney fees.
Matter ResolvedRequest
Adjourment
1329/16/2020 10:00 am16-11845 / CMGWARREN S JONES, JR ESQConfirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 36 of 55 required payments   Arrears: $1,378.00  Total Paid In: $11,784.00
another modified plan has been filed 9/8/2020 and is scheduled for confirmation 10/21/2020 - need consent of objection,

issues as of 9/16/2020

1) Trustee supplemental objection to modified plan after confirmation filed:
-Further issues need to be addressed. The plan states that all arrears and balances of two cars
were paid in full outside of the plan. Debtor did not provide amounts paid or the source of funds for payment.
-The two creditors are Steward Financial Services (2014 Chevrolet Cruze) and Americredit/GM Financial (2014 Chevrolet Traverse).
-Per the petition Americredit/GM Financial was listed at $32,866, the filed claim(#6-1) listed $32,884.27 secured and arrears of $1,270.37.
-Steward ,listed in petition $21,528 did not file a claim . There are two orders 4/12/2017(#45) and 9/17/2019 (#114)resolving defaults with creditor ,Steward.
- It appears debtors somehow had significant funds to pay off both cars.
-Trustee requests information on the alleged payoffs of these cars. Americredit has not amended their claim as of now.
-In addition, the debtors are also in arrears to the Trustee in the amount of $2,252.
2) Steward Financial Services (Stark & Stark) objection to confirmation - need to resolve
-creditors/orders have not been paid in full
3) Debtor filed an amended Schedule J, need to also file an amended Schedule I and proof of income


proposed plan $ 10,584.23 paid to date, $1,500x1 begin 9/1/2020, $834.34x5 begin 10/1/2020
paid in $10,584.23
arrears $2252
?6 months left
Matter ResolvedRequest
Adjourment
1339/16/2020 10:00 am16-31793 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 40 of 46 required payments   Arrears: $1,706.00  Total Paid In: $16,087.00
mk: MP #32 was w/d . Thereafter MP #35 was filed. on 8/7/20 .
Tr objection to #35.

Court Sch hearing on #35 for 10/7/20.
Matter ResolvedRequest
Adjourment
1349/16/2020 10:00 am17-12958 / CMGKurt E. Reinheimer, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 37 of 43 required payments   Arrears: $0  
Total Paid In: $5,328.00
AS OF 9/4/2020 (at):

RECOMMEND: $5,183 PAID TO DATE, $145 x 8 BEGINNING 9/1/2020, BASE

MP proposes: $5,183 paid to date, $145 x 8 beginning 9/1/2020, base
Payments: 41/43, arrears $248
Matter ResolvedRequest
Adjourment
09/16/2020 10:00 am17-19435 / MBKROBERT H JOHNSONAP Hearing Rescheduled (Document)Continued
11/18/2020 10:00 am
Total Paid In: $51,711.00
>>MBK Case<<

AP 17-1438 TRIAL
Matter ResolvedRequest
Adjourment
1359/16/2020 10:00 am17-21379 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 37 of 39 required payments   Arrears: $0  
Total Paid In: $6,105.00
ISSUES AS OF 9/8/2020 (DM): Updated 9/14/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,105 PTD, PLUS NON-EXEMPT PROCEEDS FROM SALE OF OXFORD STREET PROPERTY, NO FURTHER MONTHLY PLAN PAYMENTS, BASE PLAN; ADD TO CONFIRMING ORDER: WITHIN 10 DAYS OF CLOSING, DEBTOR SHALL PROVIDE EXECUTED HUD-1/CD (motion to sell already granted - need to verify non-exempt proceeds and verify JP Morgan Chase POC (8-1) and PNC Bank POC (2-2) were paid at sale)***

 8/12/20 - Confirmation should be adjourned to a date after the Motion to Sell.

1) MP provides secured unaffected treatment to Shellpoint Mtg - there is a $2,668.51 balance on the arrears POC (8-1) filed by JP Morgan Chase - MP proposes sale of real estate to an insider (daughter) and reduction of the plan term to 36 months which has expired.


Confirmed Case: $1,815 Ptd, $165 x 49 start 6/1/18, Base Plan
Prop. MP: $165 x 36 start 7/1/17, Base Plan
PTD = $6,105
Last Claim (2-2) dated 5/23/19
Matter ResolvedRequest
Adjourment
1369/16/2020 10:00 am18-19773 / CMGKevin Fayette, EsqConfirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 28 of 28 required payments   Arrears: $0  
Total Paid In: $25,200.00
AS Of 9/4/20(mk):

1. Notice of reserve of Funds to CitiBank ( 1st Mtg on Honeysuckle RE)on their claim. Returned check says Loan sold to Rushmore Loan. There has been no transfer of claim filed. Needs to resolve.

2. Debtor filed late claim#7 for Loan Care on 2nd Mtg on Honeysuckle Dr. but Needs motion to Allow claim. Cram was allowed per prior confirming order.

3. MP proposes 900 x 26, 970 x 58 base ;Plan extended to total 84 mos- Plan has run28 mos and 56 remain.
Matter ResolvedRequest
Adjourment
1379/16/2020 10:00 am18-22298 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 25 of 27 required payments   Arrears: $0  
Total Paid In: $24,536.00
ISSUES AS OF 9/4/2020 (DM): Updated 9/15/20

***Based upon OTBS on PHH/Wells Fargo MFR, TRUSTEE CAN RECOMMEND CONFIRMATION AT $24,536 PTD, THEN $1,212 x 33 STARTING 10/1/20, 100% PLAN***

1) Need Order for post-petition arrears with PHH Mtg to be added to the plan (OTBS).

2) Trustee OBJ:
- The MP does not pay the required 100% dividend to GUCs as determined by the originally confirmed plan (OKAY TO PAY 100%).


Confirmed Case: $4,736 Ptd, $990 x 53 start 2/1/19, 100% Plan
Prop. MP: Ptd, $990 x 53 start 2/1/19, Base Plan
PTD = $24,536
Last Claim (10-2) dated 3/26/19
Matter ResolvedRequest
Adjourment
1389/16/2020 10:00 am18-23993 / CMGPETER J BROEGE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 166 of 26 required payments   Arrears: $0  
Total Paid In: $16,558.00
AS OF 9/8/20 (SF) atty ok to terms(mk)

RECOMMEND $16,458 PTD, $100 X 4 (BEGIN 9/1/20), $1501 X 43 (BEGIN 1/1/21) BASE PLAN

1. Need copy of 2019 Tax Return (RECEIVED)
2. Debtor has not made a payment since March 2020. Arrears are $5990. Debtor needs to make good faith payments for July and August (RECEIVED)
3. Trustee motion to dismiss scheduled for 9/16/20 (IF CONFIRMED, CAN BE WITHDRAWN)

MP proposes $16,258 PTD, $100 X 6, $1501 X 43 Base
Plan has run 26 months and proposes to extend to 72 months
Arrears: $6988
Matter ResolvedRequest
Adjourment
1399/16/2020 10:00 am18-29433 / CMGDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 24 of 24 required payments   Arrears: $0  
Total Paid In: $6,600.00
As of 9/10/20 (DS): Ok to confirm at $6,600 paid, $275 x 12 begin 10/1/20 pro rata dividend to gucs

As of 8/3/20 (DS): Debtor attorney requested adjournment to date after motion for order approving distribution of insurance proceeds

8/5/20 (DS): Confirm at $6,050 Paid, $275 x 14 begin 8/1/20 pro rata distribution to gucs

1. Debtor's vehicle was involved in an auto accident and totaled on 4/24/20. Need cert from Debtor if there will be a PI lawsuit filed or not. PER MK ONLY PROPERTY DAMAGE, NO PI SUIT

MP Prop $275 x 36 Base - Surrenders 2015 Dodge Ram to creditor to ensure debtor receives discharge of any remaining debt. Addresses secured claim of Santander Consumer USA against a RAM 2015 Truck that debtor is co-owner. Vehicle was totalled in accident.
Plan modified from 0% distribution to pro rata distribution to unsecured creditors in accord with amended order confirming plan dated 3/13/2020.
Matter ResolvedRequest
Adjourment
1409/16/2020 10:00 am18-32210 / CMGJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 63 of 22 required payments   Arrears: $0  
Total Paid In: $6,296.00
ISSUES AS OF 9/8/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,196 PTD, THEN $100 x 15 STARTING 9/1/20, BASE PLAN, REMAINING TERMS OF CONFIRMATION APPLY***


Confirmed Case: $1,000 Ptd, $323 x 31 start 5/1/19, Base Plan
Prop. MP: $6,096 Ptd, $100 x 15, Base Plan
PTD = $6,196
Last Claim (11-2) dated 5/22/20
Matter ResolvedRequest
Adjourment
1419/16/2020 10:00 am19-12209 / CMGLAURENCE R SHELLER, ESQConfirmation Hearing on Modified PlanMootDebtor has made 8 of 19 required payments   Arrears: $0  
Total Paid In: $2,737.00
AR MOOT - Case Dismissed ON TR MOTION/Cert of Default
ISSUES AS OF 9/8/2020 (DM):

***Debtor has only made 2 of 5 payments since the MP was filed and has not paid the correct amount in the MP - RECOMMEND DENIAL AND DISMISSAL ON THE TRUSTEE CERT OF DEFAULT***

1) MP proposes priority treatment to State of NJ Dept of Labor - creditor filed late general unsecured POC (18-1) - 9/25/19 Order entered allowing Trustee to pay the late claim which is a general unsecured claim (STRIKE PLAN TREATMENT AND PAY PER POC??)

2) MP proposes priority treatment to Burlington County Probation - no POC filed (ATTY FILED POC FOR CREDITOR AND MOTION TO ALLOW LATE CLAIM).

3) MP removes arrears treatment from previous Plan for 2017 Kia Sorrento - how is general unsecured POC (3-1) to be treated (IS THIS BALANCE OF POST-PETITION LEASE PAYMENTS FOR AN ASSUMED VEHICLE LEASE OR IS THIS A GENERAL UNSECURED CLAIM ON A LEASED VEHICLE THAT WAS RETURNED??)

4) Trustee OBJ:
- Debtor has failed to provide amended Schedules I & J (UNRESOLVED).
- Debtor has failed to provide proof of income (UNRESOLVED).
- Debtor has failed to provide COVID-19 Certification (NEED CORRECT FORM OF CERTIFICATION).
- Wells Fargo secured POC (4-1) was set up to be paid per prior confirming order (MOTION TO MODIFY POC GRANTED).
- For any per plan claim where no claim was ever filed by the creditor, debtor must file a claim for that creditor and a motion to allow the late claim (SEE ABOVE).


Confirmed Case: $230 Ptd, $336 x 42 start 5/1/19, Base Plan
Prop. MP: Ptd, $398 x 71 start 5/1/20, $25,825 Min Div
PTD = $2,737
Last Claim (20-1) dated 8/21/20
Matter ResolvedRequest
Adjourment
1429/16/2020 10:00 am19-13295 / CMGKirsten B. Ennis Confirmation Hearing on Modified PlanPlan DeniedDebtor has made 17 of 19 required payments   Arrears: $241.00  Total Paid In: $17,534.00
MPin 14 days

motion to reinstate & TR cert of default also adj to 9/16/20. LM was denied so need status if there was any appeal of that

As OF 9/3/20(mk);

1. Motion to Reinstate Stay on 9/16/20- OBJ. BY bank of NY(RAS). NEEDS RESOLUTION.

2. Trustee Cert of Default on 9/16/20. Arrears (at prior payment amt of 1,003)now 2,721 including Sept payment. Fee app on for 10/7/20.

3. Objection to MP by Bank of NY(RAS):
-there is Stay Relief & RE should be surrendered.
-no LM docketed or approved.(LM was denied)

4. MP lowers payment &proposes: PTD, then 660 x 66;Base; extend plan to 84 mos due to Covid.
- TRUSTEE Objection:
-No updated POI provided. Need proof of contribution & updated P & L for debtor.



Matter ResolvedRequest
Adjourment
1439/16/2020 10:00 am19-15753 / CMGHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 8 of 18 required payments   Arrears: $1,600.00  Total Paid In: $5,480.00
ISSUES AS OF 9/8/2020 (DM):

1) Trustee Supp OBJ:
- Only received 1 pay stub from new job that started in June - need additional pay stubs and/or proof of temporary disability income (UNRESOLVED).

2) Trustee OBJ:
- Debtor has failed to file a CARES Act Cert (FILED).


Confirmed Case: $2,205 Ptd, $300 x 5, $657 x 47 start 5/1/20, Base Plan
Prop. MP: $4,455 Ptd, $315 x 67 start 9/1/20, Base Plan
PTD = $5,080
Last Claim (10-2) dated 8/28/20
Matter ResolvedRequest
Adjourment
1449/16/2020 10:00 am19-16297 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 18 required payments   Arrears: $0  
Total Paid In: $12,320.00
As of 9/15/20 (DS): Confirming at $10,398 paid, $679 x 66 begin 10/1/20 pro rata dividend to gucs and Section 4(g) to be stricken. Atty OK To Terms(mk).

1. Mod plan removes cram of 2010 Jeep Wrangler and list claim to be paid in full on Part 4g. If paying claim in full would be a higher payment. - PER EMAIL FROM ATTY CLAIM TO BE TREATED AS PREVIOUSLY CONFIRMED, TRUSTEE TO STRIKE SECTION 4(G)

MP Prop $448 x 17, $678.73 x 67 Base - Plan extended to 84 months, due to covid-19. Trustee arrears of $3,535 were added to plan upon consent of Trustee.
Note: Cert and income provided.
Matter ResolvedRequest
Adjourment
1459/16/2020 10:00 am19-19260 / CMGMARYBETH SCHROEDERConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 4 of 16 required payments   Arrears: $27,012.00  Total Paid In: $9,004.00
NEED TO CHANGE THIS DATE. 10/2/8/20 IS NOT A CMG DAY- NEEDS 11/4/20

AR REC DISM ON TR CERT
9/1 workup for the 9/16 calendar EDC

-needs to file new MP that removes IRS cram

-8 payments arrears per confirmed plan
*trustee obj to MP:
-Modified plan proposes to strip of IRS liens on the real property . This provision was not
contained in the original plan. The IRS filed a secured claim(#1-1) for $5,600 and priority
$165.03 . Those claims are set up to be paid and general unsecured $9,693.50 are treated with
other unsecured creditors per the confirmation terms. Any lien strip needs to be by a separate
filed motion with proper service on the creditor. No such liens are listed in the petition on Sch D.
-MP reduces payments from $2251 to $200
-no updated POI
-amended I & J removes pension of $625 monthly. Need info
-amended I & J adds wifes unemployment but no POI
Matter ResolvedRequest
Adjourment
1469/16/2020 10:00 am19-20195 / CMGBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 16 required payments   Arrears: $0  
Total Paid In: $18,278.00
AS OF 9/8/20 (SF)


RECOMMEND $18278 PTD, $1169 X 44 BASE PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN
- STANDARD ORDER OF DISTRIBUTION

1. Trustee motion to dismiss scheduled for 9/16/20 at 9 (Withdrawn)

MP proposes $1169 x 55 Base - removes Refinance and Loan Mod
Plan has run 16 months with 44 months remaining
Matter ResolvedRequest
Adjourment
1479/16/2020 10:00 am19-22525 / CMGEUGENE ROTH, ESQFinal ConfirmationDismissedDebtor has made 14 of 15 required payments   Arrears: $0  
Total Paid In: $30,355.00
OK to D per email
AR NEEDS JUDGE
9/16/20- NFA- Peremptory--still need LM status-Nothing done in last 3 months. Interim Conf called for LM by May 2020 and sale of Edgewater and River Road properties by 8/31/20--att filed cert that he listed them on an online site called Loopnet

6/16/20:debtor Atty says Bayview( Oakwood RE) wants new LM Application and that was submitted and needs to be reviewed.
Debtor Atty to submit Order containing Date certain for LM & RE listed for Sale as date of ? & provide doc in support of conf. issues. Order to be sent to AR in draft first.

6/8 workup for the 6/17 calendar EDC-sent email to Roth
interim conf order & list final conf on 6-17 -ready except for the 733 Oakwood LM issue-appeal was to be resolved by 5/22 or else file MP to cure-??? EDC

PER AR OK to confirm would need $21415 paid then $2235 x 51 beg 4/1/20
- trustee to receive non-exempt proceeds from sale of 2101 Edgewater Place and 2101 & 2103 River Road by 8/31/20(OK per Order)
- loan mod appeal on 733 Oakwood Road to be resolved by 5/22/20 or else debtor to file MP to cure by 6/1/20 (min of $124,160 to unsecured or 100%)(WHAT IS STATUS??)
Matter ResolvedRequest
Adjourment
1489/16/2020 10:00 am19-23601 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 6 of 14 required payments   Arrears: $3,200.00  Total Paid In: $2,400.00
issues as of 9/10/2020

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to provide amended Schedules I & J
-the debtor has failed to provide proof of income
-it appears that the debtor is seeking an extension of plan duration under the CARES Act. However, said Act does not provide an automatic right to extend plan duration past 60 months. The debtor must establish that he/she is experiencing "material financial hardship" as a result of the COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an extension on plan duration is justified. Based upon the foregoing, Confirmation should be denied unless the debtor files a COVID-19 Certification in support of the Chapter 13 plan modification that provides sufficient evidence to establish that the debtor has suffered a material financial hardship as a result of COVID-19.
2) Debtor is not current with Trustee plan payments. arrears $3,200
3) Wilmington Savings Fund Society FSB, d/b/a Christiana Trust (Pluese) objection to modified plan after confirmation - need to resolve
-loan modification is speculative
-debtor received a forebearance from May to July 2020 - even though the debtor was delinquent for post-Petition payments pre COVID-19.
-post petition arrears exceed $20,000
-plan relies on contribution of debtor's father, a cure plan is not feasible

proposed plan $2,400 paid to date, $100x6, $400x65 100% plan with loan mod by 2/1/2021
paid in $2,400
arrears $3200
plan extended to 84 months, 70 months to go
Matter ResolvedRequest
Adjourment
1499/16/2020 10:00 am19-26890 / CMGVincent Commisa Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 12 of 12 required payments   Arrears: $0  

Atty requested an adjournment - ADJ granted to 10/21/20 Peremptory. No further adjournments for Essex County Fee Arbitration Committee - it has been adjourned twice for Committee conflicts (dm).

ISSUES AS OF 5/15/2020 (DM):

1) Ridge Condo Assn (GRIFFIN ALEXANDER) OBJs to cram treatment (CONSENT ORDER ENTERED).

2) TD Bank (SCHILLER KNAPP) OBJs - $75,091.03 arrears (UNRESOLVED).

3) Susan Guerra (NORGAARD O'BOYLE) OBJs to plan treatment on 2nd mtg lien (UNRESOLVED).

4) The Order of Distribution in the Plan is not completed properly (OKAY TO USE TRUSTEE STANDARD ORDER OF DISTRIBUTION??)

5) Received statement for Peapack-Gladstone account - we need an explanation for $19,,010 that was withdrawn on 10/15/20.

6) Trustee OBJ:
 Income documentation for the debtor verifies higher ($3,967) than scheduled ($3,184).
 Need statement for Peapack-Gladstone (RECEIVED - $19,,010 WAS WITHDRAWN ON 10/15/20 - WE NEED AN EXPLANATION).
 The 522(d)(5) exemption is exceeded by $800.
 Plan is not feasible.
 Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need statements for Ameriprise annuity (RECEIVED).
- Need statements for Jackson annuity (RECEIVED).
- Need current statement for Financial FCU (RECEIVED).
- Need 2018 tax return (RECEIVED).
- Tax refund of $6,475 was not prorated and added to disposable income (MOOT, OWE FOR 2018).
- Need updated proof of insurance - policy expired 10/13/19 (RECEIVED).
- Need Atty Cert regarding debtor's SSN (RECEIVED).


Prop. Plan $250 x 60, Base Plan, Loan Mod by 3/2020
PTD 8/8 = $2,000
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1509/16/2020 10:00 am19-28171 / CMGPRO SEConfirmation Hearing ScheduledConfirmedDebtor has made 12 of 12 required payments   Arrears: $0  
Total Paid In: $4,238.00
9/14/20(mk); Emailed debtor w/ terms. she accepts terms

* Can CONF AT: $3885 paid then $354 x 12 beg 10/1/20 then 533 x 24 beg 10/1/2021 then 765 x 12 beg 10/1/2023 pro rata-OTBS with Santander in 30 days-Vesting of the estate will be upon confirmation, not discharge--Trustee order of distribution

R RESOLVE OR HOLD
9/1 workup for the 9/16 calendar

*Santander cramdown is the last issue-emailed Morton on 9/1/20 EDC***RESOLVED $11117.73

mk:>Amended POS filed 7/21/20. Serves ECommission ay address per their POC & Santander(Morton) got notice as they have Objected . NEED TO RESOLVE MOTIONS(ECOMMISH RESOLVED)
TO SEE IF POSSIBLE TO CONFIRM. Santander Obj. to Confirmation too to value.

mk: 7/9/10 debtor filed 2 motions to Modify/expunge claims: vs. Santander (#42)--objection by Morton now-needs resolution
& Ecommission(#41). BOTH ON FOR 8/19/20. Need cert of Service for these motions. she filed Cert of Service on 7/14/20 but says she served Plan & transmittal letter. mk emailed w/ debtor. she did serve motions. needs to file amended POS. FILED 7/21/20.

_____________________________
* Did speak to IRS so is checking if their can be a further amended claim9-2 --if not will pay their secured claim . (AMENDED)

** Ecommission Financial Services filed a priority claim #4 in the amount of $12,491 which is not in the plan. (FILED MOTION TO EXPUNGE BUT STILL NEED AMENDED POS)(ORDER ENTERED)
** The IRS filed a secured claim #9 in the amount of $15,958.34 which is not in the plan. Is it ok to pay this claim? (Per Debtor-YES)
** Trustee's objection:
- 2 Mos bank statements prior to filing. (MK; RECEIVED- uploaded july & Aug. case filed in Sept.)
- Needs Trustee standard order of distribution. (LANGUAGE ADDED)
- add to confirming Order that property vests at confirmation. (LANGUAGE ADDED)

Plan proposes: $353.10 x 24, $533.65 x 24 beginning 10/1/2021, $656.80 x 12 beginning 10/1/2023, base
Payments: 7/8, arrears $352.20
Matter ResolvedRequest
Adjourment
1519/16/2020 10:00 am19-28843 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 11 required payments   Arrears: $0  
Total Paid In: $14,000.00
AS OF 9/8/20 (SF)

RECOMMEND $12,500 PTD, $1517 X 49 (BEGIN 10/1/20) 100% (MIN $198,038 TO GUCS ), N/E PROCEEDS FROM SALE BY 8/1/21

MP proposes $1300 x 2, $1517 x 58, 100% Plan, Sale by 8/1/21 - Extends sale date
Plan has run 11 months with 49 months remaining
Arrears: $3753

Matter ResolvedRequest
Adjourment
1529/16/2020 10:00 am19-29002 / CMGLAWRENCE W. LUTTRELLConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 27 of 11 required payments   Arrears: $0  

9/1 workup for the 9/16 calendar----341 held 8/6/20--case is 10 months old

*) Trustee objection:
--A copy of the homeowner's insurance renewal declaration - and auto insurance
declaration.
--Amendments to Schedules I to add debtor income from Monroe T'ship & proof of
income for that job
The debtor has failed to provide proof of service with respect to Plan Motion(s). Atlantic Credit & Finance, Inc. and Robert Champy and Gazzelle Champy (NEED TO STRIKE AND FILE SEP MOTION)
-- need breakdown of how income was calculated. A profit and loss statement for OHP
Property Management LLC was provided. The average income of $4360 does not match
the $5188 listed on Schedule I and debtor did not provide proof of spouse dividend
income of $1773 from R&R Plaza LLC which is now OHP Property Management.
-- must File pre-confirmation certification
*) US Bank/Mr. Cooper (McCall Raymer)objection and obtained stay vacate 12/6/2019-plan calls for loan mod by 11/1/20-this should be outside due to stay lift

proposed plan $111.61x36 base plan loan mod by 11/1/2020
paid in $3000
last claim 1
Matter ResolvedRequest
Adjourment
1539/16/2020 10:00 am19-29453 / CMGTHOMAS D MCKEON ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 8 of 7 required payments   Arrears: $0  

9/12/20(mk):adj to after sale of RE

9/4/20(mk: Motion to Sell RE now on for10/7/20. Sale price 155,000- higher than CMA so NE equity now$48,983. Guc claims total $27,378 so plan 100% anyway.
Email to atty - does he want to adj to 10/21/20 date so RE will be sold ? Or No then need resolution to #1 below.


1.Objection by Bank Of America(Milstead): TO BE PAID AT SALE- Needs Order resolving objection.
-plan has sale. need to have entire lien pd.

2. Objection By J. McDonnell( Ch 7 Trustee)
-pay ch 7 admin fess $3858.60- OK TO PAY?(PER ATTY-YES -PAY)
-plan not feasible.

3. Trustee Objection:
--must resolve the objection by the Chapter 7 Trustee Jack McDonnell,
- must resolve objection by Bank of America.
- Ch 7 TR says equity in RE approx 41,000 based on
valuation of between $133,000 and $159,000. The CMA provided was dated 2018.
NEED CURRENT CMA OR we use the Ch 7 TR valuation.(PLAN NEEDS 100%.
Bar date passed . Total GUC claims $27,378.48. protect T/H 48,983.00.0 base on K of sale)
-must file pre conf cert.


Case converted to 13 2/14/20.
Plan:50 x 60 BEG 2/20; SALE BY 2/20 (113 EDINBURGH CT); NOT LESS THAN UNEXEMPT EQUITY AMT or
Payments:5/5last claim:7-1, bar date:4/24/20
Matter ResolvedRequest
Adjourment
1549/16/2020 10:00 am19-30612 / CMGBRIAN W HOFMEISTERConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $0  
Total Paid In: $2,205.00
AR RESOLVE OR HOLD -MP filed on 8/25
**This was converted from a 7 and cannot be dismissed
9/1 workup for the 9/16 calendar EDC

****TO CONFIRM IT NEEDS $2205 paid then $315 x 53 beg. 9/1/20 --pro rata with (MIN TO UNSECURED OF $10,391 DUE TO EQUITY)---ATT TO FILE AMENDED FEE DISCLOSURE IN 10 DAYS--CASE MAY NOT BE DISMISSED WITHOUT FIRST CONVERTING BACK TO A CHAPTER 7--STUDENT LOANS OUTSIDE

-did attorney file disclosure? Hoffmeister substituted in July, need disclosure
1) Trustee objection to confirmation - need to resolve
-proof of 2 months income for non filing spouse, co-owner of residence and resides at the property and is father of debtors 2 children (INCOME PROVIDED VERIFIED AT $3,227.85/MONTH)--TOTAL DISPOSABLE INCOME IS OK BUT $10,391 IN HOUSE EQUITY

- there is $7,887.42 in non exempt equity in the residence, pending review of the appraisal MORTGAGE CLAIM IS LOWER AT $333,467.98 THAN THE SCHEDULED AMOUNT OF $338,475.16 RESULTS IS AN INCREASE IN NON EXEMPT EQUITY TO $10,391.01
-the debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
2) Did not file a new Disclosure for Attorney fees when case was converted, no fees to be paid through plan - unclear if this is an hourly or flat fee case - need to file Amended Disclosure STILL NOT FILED

-----------------------
-debtor has 3 401k loans - need statements for all 3 loans - (OK LOAN BALANCE IS OVER $28,000)
-the schedules fail to account for the debtors tax refund in the amount of $7,060 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7(OK 2019 refund is much less)
-

proposed plan $315x60 base plan
paid in $1260
arrears $315
last claim 20-1
Matter ResolvedRequest
Adjourment
1559/16/2020 10:00 am19-30983 / CMGADRIAN JOHNSONConfirmation Hearing ScheduledConfirmedDebtor has made 105 of 10 required payments   Arrears: $150.00  Total Paid In: $15,701.00
ISSUES AS OF 9/10/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $15,700.68 PTD, THEN $150 x 51 STARTING 9/1/20, 100% PLAN, LOAN MOD WITH CHRISTIANA TRUST/SLS BY 9/30/20 OR AS FURTHER EXTENDED BY LOSS MIT ORDER, NO PAYMENT OR RESERVE BY TRUSTEE ON PRE-PETITION ARREARS PENDING THE LOAN MOD, OTBS WITHIN 10 DAYS FOR TRUSTEE TO RELEASE AP PAYMENTS ON HAND TO CHRISTIANA TRUST/SLS***

 9/9/20 - Loss Mit has been extended to 9/30/20, and Consent Order for Trustee to release AP payments on hand to Christiana Trust is ready to submit to Chambers.

 5/1/20 - Per Consent Order with SLS, the Trustee will not be responsible for making AP payments to SLS starting 9/1/20. The Debtor amended Sch J to add the monthly mortgage payment.

1) Wilmington Savings/SLS (KML) - $50,908.28 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 5/10/20 OR AS EXTENDED BY LOSS MIT).

2) Trustee OBJ:
- Debtor has insufficient income.
- Need a MP that corrects Part 4a - does not list amount to pay SLS (MP CORRECTS & CO ENTERED).
- Tax refund of $2,294 was not prorated and included in disposable income calculation (AMENDED).
- Need to file Pre-Confirmation Certification (FILED).
- Need a consent order with SLS for Trustee to make AP payments (CONSENT ORDER ENTERED - NO AP PAYMENTS BY TRUSTEE STARTING 9/1/20).


Prop. Plan $150 x 60, 100% Plan, Loan Mod by 8/30/20
Debtor to pay AP directly to creditor start 9/1/20
PTD 9/10 = $15,700.68
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1569/16/2020 10:00 am19-31519 / CMGBRUCE H. LEVITTOrder Vacate Dismissal of CaseConfirmedDebtor has made 9 of 10 required payments   Arrears: $0  
Total Paid In: $5,175.00
9/16/20- Peremptory-

**only $2500 in unsecured claims filed so trustee objections can be resolved with 100% plan
***CAN CONF AT: $5175 paid then $664 x 50 beg 10/1/20-100% (min. of $25,400 due to equity)

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income to fund the plan based upon the profit and loss statements provided
-need proof of 2 months income - updated income from the business
-there is equity in the debtors home and in her 4 vehicles as follows: the debtors home $15,302.03; 2014 Dodge Avenger $6,000; 2003 Honda Odyssey $500; 2010 Dodge Grand Caravan $2,600; 2000 Jeep Cherokee $1,100. No Schedule C exemption has been taken by the debtor on the vehicles or home. TOTAL NON EXEMPT EQUITY $25,403.03
-debtor testified at 341 house valued at $300,000 and Zillow estimates value at $326,436 - appraisal may be required
-the certification of Jose Paredes must include proof of income
2) Plan and attorney disclosure do not agree. Plan seeks $2,140 to be paid through plan, disclosure seeks $2,610 - need to amend either disclosure or plan
3) M&T Bank arrearage claim is higher than scheduled - $29,399.35

proposed plan $575x60 base plan
paid in $4600
arrears $575
last claim 4
Matter ResolvedRequest
Adjourment
1579/16/2020 10:00 am19-31877 / CMGDANIEL L. REINGANUMConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 10 required payments   Arrears: $0  
Total Paid In: $7,420.00
9/2 workup for the 9/16 calendar EDC- aTTY OK TO TERMS(MK)

TO CONF NEEDS: $6464 paid then $927 x 14 beg. 9/1/20 then $2550 x 36 beg. 11/1/21 pro rata--trustee to pay the unsecured claim of Estates at Crossroads in full--trustee to receive non-exempt lawsuit proceeds
Matter ResolvedRequest
Adjourment
1589/16/2020 10:00 am19-32587 / CMGJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $2,250.00
9/3 workup for the 9/16 calendar EDC

-CLAIMS HIGHER NEEDS HIGHER PAYMENT:
***RECOMMEND CONFIRMATION AT $2250 PAID THEN 470 X 51 BEG 10/1/20 PRO RATA-USE STANDARD ORDER OF DISTRIBUTION

-ITEMS NOT RESOLVED SINCE 341-- MP filed on 7/20/20 and cert in response filed but didn't completely answer all trustee issues.)
*need to use trustee order of distribution
* Trustee Objection:
-A copy of the last filed tax return - 2019 by 8/15/20.(Filed and added back refund. Now $540 in disposable income)
-schedule D lists ex-wife's lien against debtors interest in property in the amount of
$175,000 - not treated in plan(IN MP)
-trustee objected to amended C filed 7/20-over exempted 522d5

----------------------------
-schedule D lists ex-wife's lien against debtors interest in property in the amount of
$175,000 - not treated in plan(IN MP)
$568. This is not permitted unless plan is 100%.(OK)
-Need A current market analysis - Time Share.(OK 25k value owed 22k-surrender per MP)
-no cert of service to PNC, Wells and Discover (OK)
divorce documents (6.4) state debtor owns 2005 custom made motorcycle with estimated
value of $2,500 - this is not listed on schedules - need explanation and valuation if still
owned by debtor if not need explanation of what happened to it .(sold for $5000 in early 2019 OK)
-Amendments to Schedules A to list Time share.(DONE)
-Statement of Financial Affairs states foreclosure by Wells Fargo status is "concluded" -
which mortgage? Need to confirm priority on the mortgages on the property.(Third mortgage)
$250 x 60 BEG 1/1/2020; BAS


-----------------------------------
As of 3/24/20 (DS): Debtor attorney requested adjournment, proof of payment provided with check from attorney trust account in the amount of $500.
* stay lifted for Lincoln Automotive--MP rejects in part 10 (OK)
As of 1/28/20 (DS): Debtor attorney requested adjournment, 341 sched 2/20/20
Matter ResolvedRequest
Adjourment
1599/16/2020 10:00 am19-33420 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $574.00  
As of 9/15/20 (DS): 1. NO AMENDED CLAIM FILED BY WELLS FARGO, CASE IS 100% AND WAS ADJOURNED PEREMPTORY AND NO FURTHER ADJOURNMENTS. - DEBTOR ATTY WILL REACH OUT TO MORTON FOR AMENDED CLAIM. MUST MOVE AGAINST WELLS FARGO CLAIM, CANNOT PAY THE UNSECURED PORTION, UNTIL DEFICIENCY CLAIM IS FILED.

MK: adj .1 last time to 9/16/20 - should be oon HR then> Wells Fargo (Morton needs to file amended POC for the deficiency on the auto. debtor atty will do correct service on first federal judgment lien strip & plan is 100%.

8/17/20(mk): Atty says has Co with Morton on Wells faro- need terms- OK to Strike Plan Motion as to First Federal
Credit Union lien Strip & work case at 100% still need 2019 tax return.

As of 8/14/20 (DS): 1. Trustee obj still not resolved and case was adjourned peremptory with no further adj:
- Bar date has passed, case need to be 100% to gucs due to 22c disposable income. Unsecured claims filed $30,687.45, but the bi-furcated claim of Wells Fargo for 2015 Chrysler still not resolved and is part of unsecured debt.
- MFR by Wells Fargo for car that was totaled before filing and not in plan. Debtor attorney was to reach out to Morton and resolve claim.
- Service improper to motions still not resolve and recommended to be stricken. PER ATTY OK TO BE STRIKEN AND PAY UNSECURED CLAIM AS 100%
- Still has not provided 2019 tax return.
- US Bank obj not resolved.(RESOLVED- ORDER SUBMITTED 8/17/20- PAY ARREARS POC $23,626.59(mk).)

MK: see notes below per atty. adj to 8/19/20 to resolve all issues.. NFA.

6/17/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

As of 5/5/20 (DS): Debtor attorney requested adjournment due to filing late proof of service on motions in plan - PROOF OF SERVICE SERVED 4/28/20 IS IMPROPER, DOES NOT SERVE ADDRES ON CLAIM AND DOES NOT SERVE OR ATTACH TRANSMITTAL LETTER, RECOMMEND BE STRICKEN and allowing time to resolve creditor obj.

5/6/20 (DS): 1. Trustee obj to the following:
- Income verified higher at $6,094.68, than scheduled $5,495
Matter ResolvedRequest
Adjourment
1609/16/2020 10:00 am19-33506 / CMGMICHAEL L DETZKY, ESQConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Debtor attorney requested adjournment to resolve Trustee obj

9/10/20:mk: To DS -OK to adj & mk will review .

As of 9/10/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Income verifies $979.97, due to Debtor not receiving real estate commission. Recommend Debtor provide 2 months updated proof of income and 2020 tax return 6 months from confirmation.
- Retirement loan $548 ends in 23 months from filing.
- Case is above median case and should be 60 months. Need to confirm at 60 months.
- Must file Pre-confirmation certificate.

2. Secured judgment lien claim filed by American Express $22,108.62. Not in plan. Is this to be paid or will attorney move against claim?

3. Toyota filed 2 claims with arrears $1,443.22 and $3,374.89. Plan list as outside and unaffected. Are claims to be paid or move against claim?

Prop Plan $1,500 x 60 Base
Note: Certification from Debtors explaining change in circumstance.
Matter ResolvedRequest
Adjourment
1619/16/2020 10:00 am19-33939 / CMGANDY WINCHELLConfirmation Hearing ScheduledPlan DeniedDebtor has made 8 of 9 required payments   Arrears: $600.00  
New MP w/in 14 days & will w/d #21 on for 10/21/20

ISSUE AS TO WHO ACTUALLY OWNS THIS RE. APPEARS TO STILLBE IN NAME OF DEBTOR'S FATHER'S ESTATE

AR NOTE REQUESTED ATTY TO CONSIDER LOAN MOD AND LITIGATION OS PLAN
9/10/20(mk): Email from R. Davidow(Phlelan) as to obj. in #4. Appeal of LM was denied on 8/19/20. He will appear to object to confirmation.
Debtor Atty, Andy Winchell reply: Filing a MP & an ADV PRO. for failure of bank to provide info requested on 6/28/20 & 8/6/20.

ISSUES AS OF 9/10/2020 (DM): State tax claims still estimated.

 8/19/20 - Per AR, Adj to 9/16/20 Peremptory - waiting for tax returns to be reviewed, and Bank's answer on review of LM after denial. All needs to be resolved or D on 9/16/20.

 8/17/20 - ATTY DELIVERED COPIES OF TAX RETURNS TO NJ ON 6/30/20 - DEPUTY AG INFORMED ATTY THEY ARE STILL PROCESSING RETURNS AND WILL HAVE THEM AMENDED SHORTLY (dm).

 6/30/20 - all tax returns filed - waiting for decision on Loan Mod.

 6/26/20 - ADJ Request Denied Without Prejudice - Atty failed to address other confirmation issues (dm)

 5/2/20: Requested adjournment to allow mtg co to reply to Loan Mod - Adj to 7/14/20 Peremptory.

1) IRS filed $2,888.22 priority claim not treated in plan (UNRESOLVED).

2) State of NJ filed 568.93 priority claim that includes estimated taxes for 2017 not treated in plan (UNRESOLVED).

3) State of NJ filed an unsecured claim that includes estimated taxes for 2011 thru 2014 (UNRESOLVED).

4) US Bank/Caliber (PHELAN) OBJs - $643,832.64 arrears (UNRESOLVED - Mk, Loan Mod denied - review by bank & decision by 9/9/20)

5) Santander filed higher arrears claim ($950) on 2013 Land Rover (OKAY TO PAY??)

6) Cert of Service does not reference whether creditors affected by plan motions received a transmittal letter and supporting documentation (UNRESOLVED).

7) Trustee OBJ:
 Plan vests upon discharge - need to vest upon confirmation OR provide proof Trustee is named as loss payee on home & auto insurance.
 Sch B list poten
Matter ResolvedRequest
Adjourment
1629/16/2020 10:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $5,936.00
Per AR do interim confirmation with low base-new conf will be 3/24/2021 - atty ok to terms(mk)
-will be low base

**Trustee proposes interim conf at: $742 x 60 beg 2/1/20- trustee to rec non-exempt PI proceeds--debtor resolve trustee objection to exemption within 60 day-trustee to reserve funds for Advance Funding pending the resolution of the adversary proceeding--trustee to pay IRS priority claim--confirmation to be rescheduled until 3/24/2021 at 10:00 AM

9/2 workup for the 9/16 calendar EDC

-Morton resolved

-motion to expunge Advance Funding on for 10/7/20-Need tor resolve ADV PRO Filed by Debtor vs. Advance Funding & Talbert-objecting to $60k claim on assignment agreements. A Late claim filed by Advance Funding for $60,538.76. Sched for Arbitration

* debtor was awarded $325,000 in Sept 2019 for injuries but under appeal-need non-exempt
* Trustee obj to the following:
- Debtor has undertaken an improper use of exemption. Specifically: Both Debtor and Co-Debtor must demonstrate that they are entitled to an exemption in connection with the personal injury claim. - AMENDED SCHED B AND C FILED DOES NOT CORRECT EXEMPTIONS, SAME ISSUES REMAINS UNRESOLVED.
- Case needs to be a base, due to PI lawsuit.
---------------------------------
- Must amend Statement of Financial Affairs to list attorney fees collected prior to bankruptcy filing.(DONE)
* IRS filed priority claim $1,674.16, not in plan, ok to pay?( Per email from attorney, ok to pay)

Prop Plan $742 x 60 $0
Note: Expense moot. 2019 Tax return provided. - Current market analysis with summary/narrative page, PROVIDED 5/4/20.
Matter ResolvedRequest
Adjourment
1639/16/2020 10:00 am20-10272 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $30.00  
AS OF 9/9/20 (SF)

1. Objection filed by Wells Fargo Bank (Phelan) - failure to pay arrears of $39,790.80; speculative loan mod; and failure to propose correct adequate protection payment.

2. Loss mit order expires on 5/31/20 (NEED STATUS OF LOAN MOD)

3. Trustee objection:
- Need December and January bank statements for TD Bank account #4153. (RECEIVED, THERE WAS $24,164 IN THIS ACCOUNT AS OF 12/31/19. NEED EXPLANATION FOR SOURCE OF THESE FUNDS. THERE IS N/E EQUITY OF $13,369.49)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for food $400/month for transportation
- Verified income leaves monthly disposable income of $365.90.
The Schedules fail to account for the debtor(s) tax refund in the amount of $2,197.00 when determining disposable income.


Plan proposes $200 X 60 BEG 2/2020; LM BY 7/1/2020; BASE
Payments: 7/8 Arrears: $30

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Preserve at Rancocas Creek Homeowners Association filed secured claim 2-2 for $11,433.32, not addressed in plan. (MP FILED TO PAY CLAIM)
- Need proof of insurance for both vehicles. (EXPIRED 12/24/19) (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- A copy of the last filed tax return - 2019 by 8/15/20 (RECEIVED)
- Need a statement for the TSP loan. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
Matter ResolvedRequest
Adjourment
1649/16/2020 10:00 am20-10563 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 8 required payments   Arrears: $0  
Total Paid In: $7,273.00
9/23/20(mk): conf. terms changed from 100% to Base due to 2nd mtg cram. atty notified & Ok

ISSUES AS OF 9/10/2020 (DM):

***Based upon Form 122c result and Trustee disposable income objections, TRUSTEE WILL RECOMMEND CONFIRMATION AT $5,195 PTD, THEN $1,283 x 53 STARTING 9/1/20, 100% PLAN, PLUS ALL NON-EXEMPT PROCEEDS FROM PI CLAIM, TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ PRIORITY POC (5-1)***

 5/19/20 (mk): updated day before hearing - made 2 payments today. Now 2 of 4 payments. Debtor was to be current by today. MP filed 5/19/20. Needs to appear on 5/20/20 & explain how MP will resolve issues below & why no response to Trustee Obj, numerous creditor Obj. Did resolve today Obj by Cap One. Again day before hearing...

 4/7/20 - All issues were unresolved & no payments. Atty represented debtor had funds to be current & case was adj. to 5/20/20.

1) State of NJ filed 470.20 priority claim not treated in plan (OKAY TO PAY??)

2) IRS filed $19,259.93 priority claim that includes estimated taxes for 2019 (AMENDED TO $11,402.13).

3) Capital One (MESTER SCHWARTZ) OBJs to cram of 2011 Chevy Camaro (CONSENT ORDER ENTERED).

4) Orchards at Marlboro Condo Assn (GRIFFIN ALEXANDER) OBJs to cram and asserts a $30,275.56 secured claim (MOTION TO MODIFY THE CLAIM WAS GRANTED AND ORDER ENTERED 8/20/20).

5) PHH Mtg/Deutche Bank (RAS) OBJs - $52,002.37 arrears (PER RAS, DEBTOR RECEIVED A LOAN MOD - APP TO APPROVE LOAN MOD HAS BEEN GRANTED).

6) Trustee OBJ:
- Need to file Pre-Confirmation Cert (FILED).
- Need a CMA with summary/narrative page (RECEIVED).
- Need 2019 tax returns by 8/15/20 (RECEIVED).
- Improper 522(d)(1) exemption on a timeshare (MP SURRENDERS).
- Confirmation Order must add all non-exempt proceeds from PI claim.
- Need amended Form 122c for household of 3 - only 1 child claimed on taxes (UNRESOLVED).
- Disposable income per Form 122c is $1,228 which requires $73,680 min dividend.
- Excessive Expenses: $300 home maintenance, $500 tel
Matter ResolvedRequest
Adjourment
1659/16/2020 10:00 am20-10812 / CMGPRO SEConfirmation Hearing on Modified PlanContinued
11/4/2020 10:00 am
Debtor has made 13 of 8 required payments   Arrears: $67.00  
Updated 9/14/20 - RAS to email back regarding completed Loan Mod with HSBC. Debtor to fix cram of VW in the Plan and file/serve another MP. Received email with amendments that need to be filed and proof of unemployment ready to be uploaded - ADJ to 11/4/20 Peremptory (dm).

ISSUES AS OF 9/11/2020 (DM):

***Cram of VW Jetta is not properly listed in any of the 4 plans filed - Need to amend Sch C to take proper exemption on real estate - Need to provide updated proof of income (P&Ls for consulting businesses or proof of unemployment with amended Sch I&J)***

 Motion to Approve Loan Mod filed with objection deadline of 8/27/20 - ORDER ENTERED.

---PLAN DATES---
 MP Doc #32 filed 8/13/20 on Notice - scheduled for 9/16/20.
 MP Doc #31 filed 8/13/20 on Notice is a duplicate of Doc #32 above.
 MP Doc #25 filed 7/13/20 is scheduled for 8/19/20.
 Original Plan Doc #15 was adjourned from 7/15/20 to 9/16/26.

- Note: Deed transferred to debtor from the Estate of Cecile Laufer Solomon on 1/9/2020 - POC filed by PHH Mtg shows Cecile Laufer Solomon was obligor, however MP filed by debtor indicates that a Loan Mod has been completed.

1) HSBC Bank (RAS) OBJs - $117,361.23 arrears - MP Doc #32 indicates Loan Mod completed (EMAILED RAS ON 9/11/20 - THEY WILL CHECK AND REPORT BACK ON COMPLETED LOAN MOD).

2) Cram of Santander on 2013 VW Jetta is not properly listed in the plan and has not been served (UNRESOLVED - PROVIDED DEBTOR WITH GUIDANCE).

3) Trustee OBJ:
 Need P&L statements (RECEIVED NOV & DEC - NEED UPDATED P&Ls - now unemployed, so we need amended Sch I&J and proof of unemployment income).
 Need MP that completes Part 8a (DEBTOR WILL SELECT 8a UPON CONFIRMATION).
 Need MP that completes Part 8c (DEBTOR TO WRITE TRUSTEE STANDARD ORDER OF DISTRIBUTION ON THE LINE).
 Need MP with standard Order of Distribution (SEE NOTE ABOVE).
 Need to to file a completed amended Sch C (DEBTOR READY TO FILE WITH ADJUSTMENTS).
 Need to file Pre-Confirmation Certification (UNRESOLV
Matter ResolvedRequest
Adjourment
1669/16/2020 10:00 am20-10878 / CMGBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanContinued
10/7/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $0  

mk: need to remove form HR to re work #s to add post pet to CMCS Trust - Adj to 10/7/20 fr Order for that and MK will rework #s

S Of 9/4/20(mk):atty agrees to terms

1. Stay Relief Motion by CSMC Trust(Frenkel Lambert) on for 9/16/20: Need to know if resolution of this will affect plan? IF NOT , Then Terms below will work.

**CAN REC CONFIRM AT $5,550 PTD,THEN $1,057 X 52, BEGIN 10/1/20;BASE; NEEDS AMENDED ORDER TO AUTHORIZE TR TO PAY POST PETITION ARREARS TO SPECIALIZED LOAN IN THE AMOUNT OF $11,117.84; TRUSTEE STD ORDER OF DISTRIBUTION;MUST FILE PRE CONF CERT W/IN 10 DAYS**

2. This is hearing on MP before Conf #41.
This orig conf on plan #11 was adj to 10/7/20. that plan should be W/D.


PLan:1000 x 53;Base
payments;6/8
last claim:23-1, bar date:3/30/20
Matter ResolvedRequest
Adjourment
1679/16/2020 10:00 am20-11106 / CMGSTEPHEN M GOLDBERG, ESQConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 8 of 8 required payments   Arrears: $0  

Per atty :DISMISS HOLD FEES

ISSUES AS OF 9/10/2020 (DM): nothing has changed since 5/29/20.

 5/6/20 mk: looks like the proof of current insurance is last 2 pages of 3/25/20 upload. Per debtor's attorney, the debtor will received funds from the estate, but the executor of the estate just died. So this will be delayed.

1) IRS filed $14,018.99 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) Carrington Mtg (HILL) OBJs - $27,976.28 arrears (UNRESOLVED).

3) US Dept of HUD filed a secured claim not treated in plan (MP TREATS AS SECURED UNAFFECTED).

4) Trustee OBJ:
- Need to provide info regarding inheritance from Uncle (NOT RECEIVED)
- Need non-exempt sale proceeds from house (ADD TO CONF ORDER).
- Need proof of $1,701/month for rent (UNRESOLVED).
- Need a copy of 2019 tax return by 8/15/20 (UNRESOLVED - RECEIVED BLANK FORM).
- Need homeowner's insurance that includes liability coverage (RECEIVED).
- Need a copy of the listing agreement for sale of real estate (RECEIVED - LISTING AGREEMENT $225,000).
- Need a MP that addresses 2nd mtg held by US Dept of HUD. (MP FILED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $1,000 x 60, 100% Plan, sale by 9/30/20
PTD 8/8 = $8,000
Last Claim (24-1)
Matter ResolvedRequest
Adjourment
1689/16/2020 10:00 am20-11325 / CMGANDREW CARROLL, ESQ.Confirmation Hearing ScheduledContinued
12/2/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

9/16/20 AMT: FILED STATUS CHANGE FORM TO CORRECT ADJ DATE TO CMG'S 12/2/20<<<>>>

NFA

9/13/20(mk) Atty email:I emailed the other day noting that the tax returns were filed with the IRS recently and I uploaded them. I requested that the case be listed for confirmation, or adjournment for time for the Trustee to review and/or for the IRS to respond. To the extend that the Trustee office is not willing to confirm or adjourn, I would respectfully request that the attorney fees be reserved.

9/1 workup for the 9/16 calendar
As of 6/19/20(mk)-still need to resolve IRS-nothing done since June

>>Once the Est. IRS claim is resolved, Case will be ready to be worked up<<


1.IRS Priority & Unsecured Estimated Claim- NO RETURNS FOR 2016-2019.

2. Trustee Objection:
-there is non-exempt equity of 61,750.38 in real estate.
-Order of distribution differs from TR std order.
-need IRS Est. claim resolved.
-verifies higher 3,409.27 but included soc. sec & contribution so moot.

Plan:2035 X 60 BEG 2/20; 100%
payments:5/5
last claim:2-1, bar date:4/7/20
Matter ResolvedRequest
Adjourment
1699/16/2020 10:00 am20-11338 / CMGCAMILLE J KASSARConfirmation Hearing on Modified PlanContinued
10/7/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $111.00  
9/15/20(mk):Creditor B. Canine has case marked for 10/7/20 to be on with his stay Motion. Attys both agree to go to 10/7/20 and debtor atty will investigate recent letter he received regarding possible debtor tax issues and updtate if case will be dismissed on 10/7/20.
9/15 20:atty will appear to address debtor's apparent tax issues. Case may well get dismissed
Stay Motion on 10/7/20


9/2 workup for the 9/16 calendar
Debtor atty - No Show on contested motion 9/2 and LM in dispute- case removed form HR and adj to 9/16/20-can confirm it resolved EDC

-INCOME IS HIGHER PER TAX REFUND AND POI
*MP filed on 7/30-extends LM to 11/1/20 as per the 8/2 order extending LM...
*CAN CONFIRM AT: $772.66 PAID THEN $250 X 53 BEG. 9/1/20-100%-LM BY 11/1/20-PRE CONF CERT TO BE FILED IN 10 DAYS


-MP on 9/2/20- if no Lm case will be dismissed.

mk:6/30/20- Email from B. Caine (Bank Of America/ Carrington)STATUS ON LM IS NO LM PACKAGE HAS BEEN SUBMITTED.NOTHING GOING ON. Loss Mit expired 5/25/20.--Now there is a motion for relief filed on 8/5/20 also---Objection by Bank of America to loan mod-was to be completed by May per original and modified plan.(ORDER EXTENDS UNTIL 11/1/20)
* Trustee objection need:
-A copy of the last filed tax return - for 2019.--FILED-SHOWS REFUND OF $1260. THERE IS $833 IN DISPOSABLE INCOME
- The current Plan does not specify treatment of US Dept of HUD under the Plan.(pay outside POC is 0 AND IN MP OK)
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee's(MP OK)
- Must resolve creditor objection.
- Must file Pre-confirmation certificate
Matter ResolvedRequest
Adjourment
1709/16/2020 10:00 am20-11853 / CMGBRUCE W RADOWITZ ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  

AS of 9/9/20(mk):

***CAN REC CONFIRM AT $2,250 X 60 BEGIN 3/1/20;BASE;Debtor to file Claim for IRS and Motion to Allow Late claim w/in 30 days
Strike cram from Plan part 4d and 7c and pay arrears to PHH on claim #7-1. Motion to Expunge Wells Fargo Claim#9-1 w/in 30 days.
Trustee is authorized to pay Ally Financial claim #12-1 in the amount of $18.76. Distribution is per plan. ***

1. Notice of Mtg. Forbearance filed 5/27/20(#26).-90 days. 4/24/20-7/23/20. Payments resume 7/24/20.(Per Atty- Does not affect Plan)
2. Objection by PNC Bank( on the 2nd mtg)(Fein Such):-objects to value of RE-debtor is delinquent in post pet payments.(CO submitted 9/9/20- pay arrears- strikes cram).
3. Plan has Ally Fin as unaffected- POC $18.76- OK TO PAY?(YES PAY)
4. Wells Fargo filed Secured POC for $653.89- NOT IN PLAN- Needs to be addressed- Motion To Be Filed To Expunge Claim)
5. IRS Per plan Claim- Gov Bar passed- Atty to file POC & Motion to allow late claim.
6. Trustee objection:(Resolved)
--need Proof of income for Co-Debtor from Nov 2019 - Feb 2020. Docs provided end Oct.
--need Amendments to Schedules B & C to add 2017 Jeep Compass, listed on insurance, no other drivers.
---income verified higher based upon proof at $12,695.32 than the scheduled amt. of
$12,225 leaves disposable income at $2,737. TR compromise at $2250.
--22c Line 18 takes life insurance $350, Line 23 $250 and Line 35 amount is much higher
than what is in Plan. 22c takes household of 4, but tax return only list 1 dependent,
should be household of 3.
- debtor has failed to provide proof of service with respect to Plan Motion(s).(filed cert on 8/13 serves Ally not PNC-also needs to serve certified mail)
- Order of distribution differs from trustee standard order.
- need debtor certification explaining issues below.( CERT PROVIDED)
-P&L for August is suppose to be 33% interest, then why does it have distribution to Ed Kenny 33% $9,652, Brendan Kenny 33% $9,653, but then list Michael Fitztzpatrick Jr? $
Matter ResolvedRequest
Adjourment
1719/16/2020 10:00 am20-12283 / CMGEUGENE ROTH, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $12,404.00
9/3 workup for the 9/16 calendar
**Trustee compromise at $12404 paid then $3070 x 53 beg 10/1/20-min of $94,000 to gucs--to provide 2019 tax returns to trustee in 15 days

PEREMPTORY 7/15/20 --ALL DOCS
Per below need tax returns. If filed the plan needs -------$10632 paid, $4,918 x 54 begin 9/1/20 pro rata dividend to gucs

*. Only issues that need to be resolved are tax returns 2019 and that income verifies $11,486.99. Disposable income is $5,818.99, 22c was not calculated correctly, co-debtor receives income, P&L has disposable income as well as Debtor's income, then there is commission, excess expenses and 2019 tax return to be provided no later than 8/15/20, if not filed.

1. Trustee obj to the following:
- P&L PROVIDED 6/11 VERIFIES THAT CO-DEBTOR INCOME IS MUCH HIGHER SHE NOT ONLY RECEIVES COMMISSION, BUT SHE ALSO RECEIVES INCOME VERIFIED AT $2,981.11.
2019 Tax Return if not filed by 8/15/20.-still not done
- Excessive expense on Sched J such as: $540 electric/heat (docs provided verifies estimated $393.55) and $42.83 boat insurance.
- 22c has disposable income $114.88, which would require a minimum dividend $6,893 to gucs, income may verify higher after review of co-debtor's. INCOME WAS NOT CALCULATED CORRECTLY ON 22C FAILS TO ADD CO-DEBTOR'S INCOME FROM BUSINESS.

-------------------------
- Need bank statement for OceanFirst ending in Acct#2369 (doc provided is from CD acct #3752) (DONE)
2. M&T obj to arrears more, POC filed with arrears owed $61,101.31. (MK: Consent Order submitted to Chambers 6/15/20- PAY POC

Prop Plan $1,772 x 60 Base
Note: Business forms, P&L provided and Insurance statement provided is an IRA. Statement with value of Andrew Garrett Inc Stock and value of Certificate of Deposit with Oceanfirst provided. Bank statement for savings acct provided.
Matter ResolvedRequest
Adjourment
1729/16/2020 10:00 am20-12395 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $9,310.00
9/21/20(MK) add to confirming Order Student loans to be paid outside plan.

ISSUES AS OF 9/10/2020 (DM):Per atty ok to terms- as he worked it out w/ bank to pay POC(mk)

***If paying Nationstar arrears resolves the creditor objection, THEN TRUSTEE COULD RECOMMEND CONFIRMATION AT $9,310 PTD, THEN $2,299 x 53 STARTING 10/1/20, 100% PLAN***

 AR, NO RESOLUTION SINCE APRIL - DISCUSS WITH ATTY (Atty to communicate with our our office to resolve issues - Adj to 9/16/20 Peremptory).

1) IRS filed $34,908.89 amended priority claim that includes estimated taxes for 2019 (AMENDED).

2) Nationstar/Mr. Cooper (STERN LAVl) OBJs - $41,535.29 arrears (AR, OK TO PAY).

3) Old Bridge MUA (Joel Glucksman, Esq) OBJs - MUA has a "priming" $1,665.44 first lien secured claim (AR, PER ATTY PAY).

4) Nissan-Infiniti filed $525.33 arrears claim on 2018 Nissan Rogue (OKAY TO PAY?? - AR, PER ATTY PAY).

5) Trustee OBJ: (note - 100% plan)
- Need proof of income for non filing spouse (RECEIVED).
- Need 2019 tax return by 8/15/20 (UNRESOLVED).
- Need proof of shareholder distribution income (RECEIVED).
- Need MP that addresses mtg arrears (MTG OBJ FILED).
- Need MP that pays student loans outside (NO CLAIM FILED).
PER ATTY DD OS PLAN
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need accountants valuation of the debtor law firm/business (UNRESOLVED).
- Disposable income verifies at $6,131 per month.

- Excessive Expenses:
$1,600/month for food for a household of three
$432/month for cell phones
$800/month for transportation
$670/month for back taxes (IRS will be paid through the bankruptcy)
$673/month car payment
$674/month for AP mtg payments - already have mtg payment on Sch J
$930/month for cigarettes
$1,004/month for student loans (need MP to pay outside)


Prop. Plan $1,330 x 60, 100% Plan
PTD 7/7 = $9,310
Last Claim (6-4)
Matter ResolvedRequest
Adjourment
1739/16/2020 10:00 am20-12974 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  

updated IRS to $0
CONF AT: $241 x 60 beg 3/1/20-0%--Debtor to provide 2019 tax return within 15 days and add to confirming order Trustee ok to pay Ally Capital claim#12-1


9/2 workup for the 9/16 calendar EDC
atty wants to adj to resolve IRS est 2019 as including figure raises payment.(AMENDED)

*** Need to confirm at $1446 paid, $327 x 53 9/1/20 0% to gucs, Debtor to provide 2019 tax return within 15 days and add to confirming order Trustee ok to pay Ally Capital claim#12-1 and IRS claim#2-1.

Tax return filed. Payment will be made by July 15 by separated spouse- need amended POC

5/6/20 (DS): Need to confirm at $241 x 3 begin 3/1/20, $316 x 57 begin 6/1/20 0% to gucs, within 10 days must file Pre-confirmation certificate, must amend or move against the IRS estimated no later than 8/15/20, Debtor to provide 2019 tax return no later than 8/15/20 and add to confirming order Trustee ok to pay Ally Capital claim#12-1 and IRS claim #2-1

1. Trustee obj to the following:
- Need 2019 tax return, if not filed, must be provided by 8/15/20.

2. Must resolve IRS estimated claim, 2019 tax return not filed.

3. Ally filed arrears claim $308.07, plan list as outside, ok to pay? PER EMAIL FROM DEBTOR ATTY OK TO PAY.

Prop Plan $241 x 60 $0
Note: Cert from Debtor on separation provided.
Matter ResolvedRequest
Adjourment
1749/16/2020 10:00 am20-12993 / CMGDavid C. Russo Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $4,049.00
AS OF 9/4/2020 (at): atty ok to terms(mk)

IF OK TO PAY CITIZEN BANK CLAIM #1, RECOMMEND: $3,469 PAID TO DATE, $764 x 53 BEGINNING 10/1/2020, 100% TO GUC'S
Need Order Resolving Ally Capital Objection within 30 days of confirmation.

1. Citizens Bank filed a secured arrears claim #1 in the amount of $731.18 which is not in the plan. Is it ok to pay this claim? (2018 Mitsubishi)

2. Objection filed by Ally Capital (Morton) - plan is silent as to secured creditor. (2016 Mitsubishi) OTBS ON OBJ.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for debtor by 8/30/2020. (when returns to work) (NOT RECEIVED YET)
- A copy of the last filed tax return - 2019 by 9/30/2020. (RECEIVED)
- Need proof of insurance for the 2018 MItsubishi. (RECEIVED)
- Need January and February bank statements for Chase account #1326. (NOT RECEIVED)
- A Modified Plan that addresses Ally secured claim and Citizens Bank arrears claim. (MOD PLAN NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month to IRS (need proof) (PROOF RECEIVED BUT IRS FILED A CLAIM SO EXPENSES REDUCED BY $300 AS THEY WILL BE PAID THROUGH THE PLAN)
$591/month car payment
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Ally Capital. (RESOLVED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)

Plan proposes: $570 x 60, base
Payments: 6/7, arrears $521
Matter ResolvedRequest
Adjourment
1759/16/2020 10:00 am20-13570 / CMGTAMIKA N. WYCHE, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 6 required payments   Arrears: $1,140.00  Total Paid In: $4,908.00
ISSUES AS OF 9/10/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,908 PTD, THEN $1,140 x 55 STARTING 9/1/20, MINIMUM DIVIDEND OF $30,000***

1) IRS filed $6,074.81 priority claim that includes estimated taxes for 2016 (OK - AMENDED TO $1,501).

2) IRS filed an amended general unsecured claim that includes estimated taxes for 2015 (AMENDED).

3) Trustee OBJ:
- Need a MP that adds cram of vehicle on Part 7c not 7b (MP CORRECTS).
- There is $43,535 non-exempt equity in real estate - pending filed claims (ADJUSTED TO $27,640).
- Must service Santander cram once MP is filed (FILED).
- Must file Pre-Confirmation Certificate (FILED).


Prop. Plan $882 x 2, $1,131 x 58, $30,000 min div
PTD 5/6 = $4,908
Last Claim (8-5)
Matter ResolvedRequest
Adjourment
1769/16/2020 10:00 am20-13685 / CMGJOSEPH ALBANESE, ESQConfirmation Hearing ScheduledDismissedDebtor has made 5 of 6 required payments   Arrears: $0  

dismissed & if car insur provided will file motion to reinststed

AR REC DISMISSAL , IF CURRENT AND CAR INS PROVIDED ATTY MUST RESPOND TO OTHER OPEN ISSUES
AS OF 9/9/20 (SF) - BELOW ISSUES STILL APPLY, NO DOCS PROVIDED. NOT CURRENT 4/6 ARREARS: $1960


1. Debtor recently received mortgage forbearance (Not sure why debtor is not current with trustee payments when they did not pay their mortgage payment for June, July and August)

2. Clark Commons Homeowners Association filed a bifurcated claim 5-1. $3305.65 secured and $8860.60 unsecured. The claim needs to be refiled because the total amount of claim per line 7 is $8860.60 so the claim makes no sense. The plan proposes to pay in full.

3. Trustee objection:
- Proof of 2 month's income - : Updated income for April and May income. (pay stubs)
- A copy of the last filed tax return - : 2019 by 8/15/2020.
- Need proof of insurance for the Lexus. (DOES DEBTOR STILL HAVE THIS CAR? ITS NOT ON INSURANCE POLICY)
- Need updated agreement regarding the new rent. (RECEIVED, RENT IS $800 PER MONTH)
The Schedules fail to account for the debtor(s) tax refund in the amount of $1,827.00 when determining disposable income.
- There is $20,688.95 in non-exempt equity in the Clark property.
- There is $11,028 in non-exempt equity in the Lexus and bank accounts.
- Need to file a Pre-confirmation Certification.
- Vesting of the estate is upon discharge. Debtor must list the trustee as a loss payee on all real estate and auto insurance policies or the vesting of the estate will be upon confirmation with language in the confirming order.
- Need Certification regarding whether he is entitled to life insurance proceeds or property from someone's estate.

Plan proposes $980 x 60 Base
Payments: 4/6 Arrears: $1960
Matter ResolvedRequest
Adjourment
1779/16/2020 10:00 am20-13813 / CMGGARY L GOLDBERG ESQConfirmation Hearing on Modified PlanContinued
11/18/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,000.00  
As of 9/10/20 Debtor attorney requested adjournment, Debtor's attorney has medical issues and would like a 60 day adjournment

As of 9/9/20 (DS): 1. Trustee obj to the following:
- Need a valuation (Balance Sheet) for the business.
- Modified Plan that addresses claims filed by the IRS for $113,499.41.
- Debtor has undertaken an improper use of exemption. Specifically: Debtor exceeds the D(5) exemption by $127,400.
- Schedule J list excessive expenses such as: $280 Support payments (requires proof such as order), $440 Car insurance and $530 Cable/internet/phone/cell.
- Proof of income verifies higher, there is disposable income $7,315. Need proof of $3,000 month for taxes listed in the 22C. Per the 2019 tax return, debtor pays no taxes.
Does not deduct excessive expenses.
- There is $127,400 in non-exempt equity in accounts receivable.

Prop Plan $1,000 x 60 Base
Note: Updated CMA and DSO Form provided. Obj with Santander (Morton) resolved, mod plan removes cram.
Matter ResolvedRequest
Adjourment
1789/16/2020 10:00 am20-14015 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  

(mk):0n 9/3/20 Deutch Bank(KML) filed obj to conf. THIS WAS RESOLVED- order submitted to chambers 9/9/20. Terms= LM by 12/1/20;TR NO PAY Arrears pending LM. If LM fails, MP to address arrears. Debtor made another payment after workup so I adjusted numbers below to work as of 9/9/20. STILL need to know if MFR on 10/7 will have any plan impact? If no, then terms below in *** will work. atty ok to terms

9/2 workup for the 9/16 calendar EDC

-Deutsche filed motion for relief on for 10/7/20. IF no plan impact then we can ***CONF AT: $2,400 paid then 400 x 6 Begin 10/1/20 then $875 x 48 Begin 4/1/21;Pro Rata; LM on 893 Gloucester Ave. by 12/1/20 ; TR No Pay Arrears Pending LM:;Student loans outside***

1.Amended Objection filed by Santander( Morton):Plan is silent as to creditor.(POC-0-arrears).-auto must be insured
2. Trustee Objection:
- clarify- is TR paying arrears pending LM?
- need Proof of 2 month's income - (OK new job with Advanced Health)
-need 2019 return by 8/15/20.(DONE)
-need updated homeowner's insurance .Current insurance has expired (DONE).
-need Amendments to Schedules to add new job and the $1300 monthly in rent & remove
Uber income.
-must address objection by Santander .
-need Amended Statement of Financial affairs for attorney disclosure of total funds
received from debtor for the year prior to filing.(OK)
- need amended amended atty disclosure .
debtor has insufficient income to fund plan.(He is current)
--------------------
-add to confirm Order Std.Loans outside.(Notes made on wksheet).


Plan:400 x 12;875 x 48, LM 893 Gloucester Ave by 9/1/20;base
payments:6/6
last claim:11-1, bar date:5/18/20
Matter ResolvedRequest
Adjourment
1799/16/2020 10:00 am20-14168 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $600.00  
debtor to supply POI & LM package by then or surrender Re

AR PLAN IS NOT FEASIBLE - DISCUSS WITH ATTY IF MP TO SURRENDER IS AN OPTION
ISSUES AS OF 9/10/2020 (DM):

 7/15/20 - amended I & J filed 7/14/20 - Trustee needs proof of unemployment & Cares Act $ he lists on amended Sch I.(uploaded 9/15/20)

 7/15/20 - AR, NEED TO RESOLVE LOSS MIT MOTIONS (Notice of Request for Loss Mit and Application to Extend Loss Mit both withdrawn).

 7/10/20 - Atty says debtor has been approval for SBA loan $19,000.

 6/3/20 - AR, $600 payment by 6/10/20 (RECEIVED) and Motion for Loss Mit within 10 days (FILED) - Atty trying to resolve with lender Atty - if resolved, Trustee will work out Trustee payments.

1) Debtor filed Motion to Suspend Trustee Payments scheduled for 6/3/20 (WITHDRAWN).

2) IRS filed $700.01 priority claim not treated in plan that includes estimated taxes for 2019 (AMENDED TO $1,766.01).

3) US Bank/Mr. Cooper (RAS) OBJs - $127,481.87 arrears (UNRESOLVED).

4) Trustee OBJ:
- Need a copy of the 2019 tax return by 8/15/20 (UNRESOLVED).
- Need a MP that pays a base to gucs due to Loan Mod.
- Atty needs to provide Cert for verification of SSN (RECEIVED).
- Excessive Expenses - Sch J: $545 food 1 person.
- Tax refund of $519 was not prorated and included in disposable income calculation.
AR PLAN IS NOT FEASIBLE - DISC WITH ATTY SURRENDER OF PTY
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $400 x 36, 0% Plan, Loan Mod 6 months
PTD 3.5/6 = $1,000
Last Claim (5-3)
Matter ResolvedRequest
Adjourment
1809/16/2020 10:00 am20-14453 / CMGROBERT C NISENSON ESQOrder Vacate Dismissal of CaseContinued
11/18/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $570.00  
341 on for 10/8/20

AS OF 9/9/20 (SF)


1. 341 not held - Must be rescheduled
2. Payments: 4/6 Arrears: $570
Matter ResolvedRequest
Adjourment
1819/16/2020 10:00 am20-14457 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $555.00  
MP is 10/7

7/6 workup for the 7/15 calendar EDC

* Santander Consumer USA Inc (Morton) - objection to confirmation - need to resolve
*objection by SN Servicing mortgage
* Trustee objection to confirmation - need to resolve
-need a copy of the 2019 tax return by 8/15/2020
-need amended profit and loss statement removing utility expense of $3,600 as business operates out of home and Schedule J includes utility expense of $375/month
-debtor not paying all disposable income through plan - spouse income and business income higher than scheduled, disposable net $899.94
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - Schedule B lists balance of Wells Fargo checking and savings account $69,000 and the final bank statement before filing shows ending balance of $78,570.90 and no exemption. Therefore, nonexempt equity should be paid to general unsecured creditors - must be 100% because only $27,000 in filed unsecured claims. Need to address this issue
-need to resolve Santander Consumer objection re 2015 KIA Sedona

proposed plan $555.09 X 60 BEG 4/20; LM BY 9/20; BASE
Matter ResolvedRequest
Adjourment
1829/16/2020 10:00 am20-14531 / CMGErik M. Helbing Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,850.00
9/3 Workup for the 9/16 calendar EDC

**CAN CONF AT: $3205 paid then $643 x 54 beg. 10/1/20 pro rata-use standard order of distribution--trustee to pay Ally arrears only -trustee will not pay Ally unsecured claim

1. Objection filed by Wells Fargo (Phelan) - failure to cure full arrears of $23,882.35 (Per POC) (MOD PLAN PAYS POC IN FULL. NO OBJ TO MOD PLAN)

2. Trustee's objection:
- The debtor has insufficient income to fund the plan as, expenses exceed income by 33.51.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - homeowners insurance policy provided fails to show personal liability coverage (RECEIVED)
- proof of current auto insurance. (NEED UPDATED - EXPIRED 7/17/20)
- A Modified Plan that completes Part 8 c Order of Distribution and Part 8 d Post Petition Claims and treats Creditor US Dept of Housing claim as unafffected. (MOD PLAN FILED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- must address objection by Wells Fargo bank. (MOD PLAN RESOLVES OBJECTION)
- must address IRS estimated claim for 2018 taxes- no return filed. (ok)
- per atty - Trustee Standard order of distribution. (LANGUAGE ADDED)
- must file pre conf. cert. (NOT FILED)

MP before confirmation proposes: $639 x 3, $643 x 57, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1839/16/2020 10:00 am20-15273 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,500.00
9/14/20(mk):Updated: ok to terms

***CAN REC CONFIRM AT $300 x 42, Begin 5/1/20; Base w/ a min to GUCS of $3,010 due to equity in personal property;
Plan extended to total of 42 mos. Must file amended Schedule A w/in 14 days;
Must file pre conf cert w/in 10 days.***


1. Trustee Objection: TR will compromise to resolved Dispo income issues & extend plan to 42 mos. total
-DEBTOR IS NOT ON DEED,INSURANCE OR MTG- NEEDS TO AMEND SCH A.
-RE owned by NF Spouse.
-plan has excessive expenses:
$477/month for real estate taxes (need proof - mortgage has escrow)
$500/month for association fees (need proof)
$375/month for car insurance (per proof provided, it's $175.50/month)
-Verified income leaves monthly disposable income of $486.46.
-There is $3,010 in non exempt equity in the bank accounts.
-Need to file Pre-Confirmation Certification.

Plan:300 x36,base
payments;4/5
last claim:13-1, bar date:7/7/20
Matter ResolvedRequest
Adjourment
1849/16/2020 10:00 am20-15339 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 5 required payments   Arrears: $0  

issues as of 9/10/2020

No update since June hearing
1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - that proposes a tier plan, motorcycle payment $317 ends in month 8
-auto insurance for all vehicles, including trailer and motorcycle
-need valuation of 2017 trailer NOT PROVIDED
-the debtor is not paying all disposable income into the plan - proof of income verifies higher, there is disposable income $802.09, plus motorcycle payment ends
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity on Dodge Ram $7,658; Harley $951.98 (statement dated 1/4/2020) and bank account $532.07 (more or less, pending review of bank statement) - for total of $9,142.05
-bank statements from TD Bank 2 months prior to filing date NOT PROVIDED TO DATE
-must file Pre Confirmation Certification NOT FILED TO DATE


proposed plan $225x60 minimum $7,658
paid in $1250
last claim 10
Matter ResolvedRequest
Adjourment
1859/16/2020 10:00 am20-16393 / CMGMARCIA Y. PHILLIPSConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

ns
9/15/20(mk): 341 SCHEDULED. now on 10/8/20

DEBTOR CURRENT 4/4.
--MK: some docs were supplied & I sent atty an email today telling her what the missing docs are & she needs a 341 date in order to get adjournment of this conf. hearing.

- 6/29/20: atty issues & needs adj , waiting for mtg co to consent to adj then will upload request.

1. No 341 docs submitted at all.
2. Objection by Quicken(Phelan).
Matter ResolvedRequest
Adjourment
1869/16/2020 10:00 am20-16629 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  
adj to get LM or cure arrears to #1

AS OF 9/15/2020 (at):

1. Objection filed by Caliber Home Loans (Phelan) - failure to cure arrears of $26,935.30 (Per POC).

2. Objection filed by Foundation Finance (McCalla) - plan is silent as to this creditor. Proof of claim has $0 arrears, but secured balance due of $17,399.55.

3. Capital One Auto filed a secured arrears claim #6 in the mount of $90 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

4. Ally Capital filed a secured arrears claim #9 in the amount of $6.01 which is not in the plan. Is it ok to pay this claim? (PER ATTY - OK TO PAY)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - policy provided expired 6/29 2020 (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- income verifies higher than scheduled, disposable income is $1,420.21
- The debtor must supply the domestic support obligation form. (RECEIVED)

Plan proposes: $500 x 60, loan mod by 12/1/2020, base
Payments: 3/4, arrears $500
Matter ResolvedRequest
Adjourment
1879/16/2020 10:00 am20-16743 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  

9/2 workup for the 9/16 calendar

>> Plan is 100%. To pay all claims the plan needs $6400 paid then $1707 x 56 beg. 10/1/20- 100% --must file fee application w/in 7 days of confirming order.-Student Loans outside.-

1. Ally Capital(on 2017 Hyundai) filed Bifurcated POC. -Per MP surrender and treat unsecured with other claims

-No claims filed by Beachwood. Cannot pay if no claims
-Mariner cram has no claim filed-need attorney to file claim for creditor to pay

2. Trustee Objection
-excessive expenses; cell phones $650; vehicle insurance $631.22
-monthly disposable income on Line 45 of Form 122c-2 $1,772.53 which requires
-minimum $106,351.80. Plan is 100%.
-Need pre conf cert.
------------------------
- NO Proof of Service on Plan Motions.(Cert of service fails to serve Managing agent or authorized officer /person to accept service on behalf of creditors for Central Jersey Spine; Mariner Finance & Monsignor Donovan And for Consumer Portfolio cram, plan was not served at address . Consumer Portfolio--DONE

Plan:1600 x 60, 100%
payments:3/3
last claim:13-1, bar date:7/30/20
Matter ResolvedRequest
Adjourment
1889/16/2020 10:00 am20-16955 / CMGS DANIEL HUTCHISON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 4 required payments   Arrears: $0  
Total Paid In: $2,248.00
9/2 workup for the 9/16 calendar EDC

* CAN CONF AT: $1794 paid then 454 x 32 beg 9/1/20 pro rata-LM by 11/30/20

-LM extended to 11/30/20
-consent order with Wells on conf objection
*) Trustee objection:
-The debtor has failed to supply the Trustee with the following document(s):
-A copy of the last filed tax return - 2019 by 8/30/2020.(FILED)
-The debtor has failed to provide proof of service with respect to Plan Motion(s).
-Need proof of service on HUD for strip off and all 7 creditors in Part 7a.(DONE)
-Need to file Pre-Confirmation Certification.(Done)
-Need to resolve objection by Wells Fargo Bank.(DONE)
-atty fee balance in plan($4250) and disclosure statement($4750) do not match. Need to
correct

Matter ResolvedRequest
Adjourment
1899/16/2020 10:00 am20-17055 / CMGDAVID A SEMANCHIK ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 9/9/20 (SF) - BELOW ISSUES STILL APPLY

1. Objection filed by TD Bank (Joseph Devine) - to cram and lien matured on 2/4/20. (2nd mortgage)
2. Objection filed by TD Bank (Joseph Devine) - to cram and lien matures on 11/4/22 (3rd mortgage)
3. Objection filed by Nationstar Mortgage (RAS Citron) - failure to pay arrears of $4746.67 (1st mortgage) (COTBS to pay arrears
4. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need copy of whole life insurance policy to determine value.
- Amendments to Schedules . Must amend Disclosure Statement to pay fees through the plan.
- Disposable income per Schedules I and J verify higher at $1,827.00
- The Schedules fail to account for the debtor(s) tax refund in the amount of $13,608.00 when determining disposable income.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
TD Bank and US SBA
- File pre-confirmation certification.

Plan proposes $100 x 36 Base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1909/16/2020 10:00 am20-17105 / CMGRobert Stephen Casagrand, Esq.Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $850.00  
issues as of 9/10/2020

1) Not current with Trustee plan payment, arrears $1,700
2) North Pointe Hollow Condo Association (Stark & Stark) objection to confirmation - need to resolve
-post petition arrears $19,564
3) Debtor filed response to creditor objection
4) Trustee objection to confirmation - need to resolve
-need a current market analysis - need statement from Township of Toms River as to the affordable housing value WITHOUT THE ACTUAL AFFORDABLE HOUSING VALUE, USING THE CMA WOULD LEAVE $28,592.24 NON EXEMPT EQUITY
-the current plan does not specify treatment of MTAG Custodian for FIG Capital Investments under the Plan IS THIS THE SAME AS RED OAK SERVICING CO LLC TAX LIEN IN THE PLAN?
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - as of now there is non exempt equity in real estate of $4,983.05 and there is non exempt equity of $5,010 in the Nissan Altima
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-need to file Pre Confirmation Certification RESOLVED, FILED
-need to add language to the Confirming Order that student loans are to be paid outside of the plan
-add language to the Confirming Order that the plan is to follow the Trustee Standard Order of Distribution
-need attorney certification for debtors social security number RESOLVED, PROVIDED

proposed plan $850x60 which includes minimum $16,828 dividend to general unsecured creditors
paid in $1,700
arrears $1,700
last claim 9
Matter ResolvedRequest
Adjourment
1919/16/2020 10:00 am20-17231 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $900.00
AS OF 9/15/2020 (at):

RECOMMEND: $300 X 6 BEGINNING 7/1/2020, $634 BX 54 BEGINNING 1/1/2021, 0% TO GUC'S
Need updated proof of income for the debtor by 1/31/2021.
Need Order Resolving objection by Central Loan/NJ Housing & Mortgage Finance within 30 days of confirmation.

1. Objection filed by Central Loan/NJ Housing & Mortgage Finance (Pluese) - failure to cure full arrears of $30,107.74 (Per POC - PER ATTY, RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
A copy of the homeowner's insurance renewal declaration - policy provided expires 8/26/2019 (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- no proof - of service on NJ Homekeeper. (CERT OF SERVICE FILED)
- must file pre conf cert. (FILED)
- must address objection by NJ Housing & Mtg. (RESOLVED)

Plan proposes: $300 x 6, $ 498.70 x 54, loan mod by 12/2020, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1929/16/2020 10:00 am20-17313 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 9/11/2020 (at):

RECOMMEND: $500 x 36, BASE
Loan modification by 1/31/2021

1. Objection filed by Government Loan/SLS (Stewart Legal) - failure to cure arrears of $55,666.09 (Per POC).(mk: CO submitted to chambers 9/4/20- CREDITOR SHALL RECEIVE DISBURSEMENTS THROUGH THE PLAN PENDING LOAN MODIFICATION)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for 624 Parkway Ave (N/A)
- A copy of the homeowner's insurance renewal declaration - for 624 Parkway Ave (N/A)
- Need May bank statement for Santander account. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Specialized Loan Servicing. (RESOLVED)
- EXPLANATION OF DIFFERENT ADDRESS IN DEED (RECEIVED - OK - PROPERTY 624 WAS QUIT CLAIMED IN 2004)

Plan proposes: $500 x 36, loan mod by 1/31/2021, base
Payments: 2/3, arrears $500
Matter ResolvedRequest
Adjourment
1939/16/2020 10:00 am20-17468 / CMGANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 9/10/2020

1) Trustee objection to confirmation - need to resolve
-need proof of income for job for debtor now that she is back to work - PER AMENDED SCHEDULE I DEBTOR IS NOW UNEMPLOYED
-the schedules fail to account for the debtors tax refund in the amount of $1662 when determining disposable income
-need to file Pre Confirmation Certification with Court - RESOLVED, FILED
2) Statement provided indicates short term disability benefits end 6/11/2020. Have they been extended?
3) If the debtor is now receiving unemployment income, need to provide Trustee with proof of income HAS APPLIED, NOT APPROVED YET, EXPECTING $600/WEEK

proposed plan $150x36 base plan
paid in $450
last claim 8
Matter ResolvedRequest
Adjourment
1949/16/2020 10:00 am20-17526 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $2,160.00
AS of 9/8/20(mk): - Atty ok with terms.sf

No claim or objection filed by Mtg Co. So ***REC CONFIRM AT $2,160 PTD, THEN $1,129 X 57,BEGIN 10/1/20 W/ MIN. TO UNSECUREDS OF $56,838;
Preserve the equity threshold of $51,828 in real and personal property; LM on 536 Dover Avenue by 10/15/20;
Trustee is not authorized to pay arrears to Lender ,Selene Finance pending LM; Must file a fee application w/in 7 days of confirmation.
Must file pre conf cert w/in 10 days.***


1. Loss Mit order gives till 10/15/20 for LM.

2. Trustee Objection:
Equity of $41,828 in real estate. NO POC FILED BY MTG CO & Bar date passes.( Plan proposes min $56,838 so that is number we use).
-non exempt equity $9,999 checking acct.
-must file pre conf cert.
-need 2019 tax return.(Provided)
-need homeowner's insurance renewal declaration (Provided).

Plan:$1080 X 60 BEG 7/20; LM BY 1/20/2021; DEBTOR WILL MAKE $25,000 O/S PLAN DIRECTLY TO SETERUS PRIOR TOCONF.
min $56,838 to gucs
2/3 payments
last claim:5-1,bar date:8/24/20
Matter ResolvedRequest
Adjourment
1959/16/2020 10:00 am20-17751 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 3 required payments   Arrears: $0  

Debtor requested adjournment, request denied, per Trustee must make appearance

As of 9/14/20 (DS): 1. 1. Trustee obj to the following:
- BANK STATEMENT ONLY PROVIDED 1ST PAGE FOR ACCT ENDING #0555 9/14/20 SHOWS BANK HAS $203,638.67 AS A BALANCE, WHICH IS NOT LISTED ON SCHED B AND IS PART OF DEBTOR'S BUSINESS INTERNATIONAL MINING CO. INVEST AKA IMC INVEST, WHICH IS LISTED ON SCHED B $0. ONLY PROVIDES 1 PAGE AND NO OTHER INFO. LARGE DEPOSITS INTO THIS ACCT $15,061.44 6/18/20.
- Need copy of HUD-1 closing statement for sale of 111 Costa Court, Holmdel (8/2019) and certification regarding the disposition of the proceeds received from sale. PROVIDED WHICH SHOWS DEBTOR RECEIVED $359,200 ON 8/28/19, LESS THAN A YEAR OF FILING. NEED CERT WHAT WAS DONE WITH FUNDS.
- Need certification regarding the two businesses the debtor operated/operates and the deposits showing up in bank accounts.


As of 8/14/20 (DS): Debtor atty req adj to allow time to resolve Trustee obj

8/19/20 (DS): 1. Trustee obj to the following:
- Need May and June bank statements for account #0555. -
- Need copy of HUD-1 closing statement for sale of 111 Costa Court, Holmdel (8/2019) and certification regarding the disposition of the proceeds received from sale.
- Need certification regarding the two businesses the debtor operated/operates and the deposits showing up in bank accounts.
- Must file Pre-confirmation certificate. FILED

2. IRS filed claim for taxes owed 2017 in the amount of $5,569.97 not in plan. Ok to pay?

Prop Plan $150 x 60 Base
Matter ResolvedRequest
Adjourment
1969/16/2020 10:00 am20-17781 / CMGADOLPH P SICHERI, ESQConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

MK; atty registered for Ct Solutions late today but said there was a problem as it would not let him unless matter is at noon.
I told him to email chambers & I will check with Gina in AM on 9/16/20.

issues as of 9/10/2020

1) Trustee objection to confirmation - RESOLVED
-the debtors plan consists of unnecessary or excessive expense items - Schedule J lists support payment of $325, requires proof JUDGMENT OF DIVORCE PROVIDED SHOWING DEBTOR TO PAY SPOUSE $325/MONTH
-the plan provides for payment on unsecured claims - there is $4,386.16 non-exempt equity in Ocean First Bank account
-must resolve IRS estimated claim DEBTORS PROVIDED 2019 RETURN WHICH HAS THE SAME AMOUNT AS THE FILED CLAIM - OK TO PAY THROUGH PLAN
-need proof of support payment $325, listed on Schedule J PROVIDED
-must file Pre Confirmation Certification with Court RESOLVED
-certification regarding the fraud allegations PROVIDED
2) Trustee supplemental objection to Part 4e of the plan the BJ's Wholesale Inc 401k is being surrendered - there is no corresponding claim for this asset and the Trustee has no other information on this 401k plan. It is unclear if this can be surrendered in a Chapter 13 case.
3) Docket indicates amended Schedules I & J are filed however, not attached to filed document-need to provide amended Schedules
4) Modified plan states that it is modified to payout $4,386.15 of non exempt equity in Ocean First Account, however, Part 5 states a pro rata dividend and does not provide for a minimum amount

proposed plan $461.77x60 base
paid in $1,385.31
last claim 14
last claim 5-1
Matter ResolvedRequest
Adjourment
1979/16/2020 10:00 am20-17922 / CMGJeffrey W. Herrmann, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 12 of 3 required payments   Arrears: $0  
Total Paid In: $3,698.00
AS OF 9/7/2020 (at):

RECOMMEND: $3,698 PAID TO DATE, $700 x 33 BEGINNING 10/1/2020, 100% TO GUC'S
(BAR DATE HAS PASSED)

1. Objection filed by Jet Care (Bell & Shivas) - only states that creditor joins in the trustee's objection.

2. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
-spouse income, based on proof of income provided, verifies at $52,200.64, Schedule I only listed income as $4,550.09 - based on excess income in the amount of $49,728.71 - this plan must be a 100% plan
-excessive expenses on Schedule J - $300/home maintenance; $650/utilities; $834.91 for health insurance- needs proof (PROOF RECEIVED - SOME STILL INFLATED)
-need explanation and proof for proposed large reduction in the Trustee payments in month 3 of plan. (RECEIVED - CARE GIVE DUE TO COVID AND WORKING PARENTS BEGINNING SEPT)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6694 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- need better explanation of spouse income: there were 2 checks for each pay period. One is for $2,100.03 and bi weekly that is $4,536.06 net per month. The 2nd check each pay period is a different amount each pay period ranging from $18,913.04 to $25,220.23 - there is no explanation on the check and this income was not reported on the schedules. (EXPLANATION RECEIVED)
-review of bank statements provided show higher balances than reported on Schedule B as follows: Bank of America (Checking) $835.79 as of 5/11/2020 statement provided; Bank of America (Savings) $1,629.55 as of 5/5/2020 statement provided; Manasquan Bank (checking) $473.72 as of 6/15/2020 statement. Must Amend Schedules B and C to reflect correct balances and exemptions accordingly (SCHEDULES NOT AMENDED)
- Capital One statement showed a s
Matter ResolvedRequest
Adjourment
1989/16/2020 10:00 am20-18244 / CMGBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

as of 9/11/2020

OK TO CONFIRM AT $532 PAID TO DATE, $266X58 BEGIN 10/1/2020 100% PLAN
-Trustee to receive all non exempt proceeds from the sale of property of the estate of the debtor's deceased mother

1) HSBC Bank (RAS Citron) objection to confirmation - RESOLVED, COTBS PAY ARREARS PER CLAIM THROUGH PLAN $10,542.42
-arrears $10,987.46
2) Trustee objection to confirmation - RESOLVED
-need proof of 2 months income for both debtor and codebtor PROVIDED
-the Trustee must receive any non exempt estate proceeds ADD NOTE TO CONFIRMING ORDER
-debtor needs to provide information regarding mother's estate, PROVIDED CERTIFICATION REGARDING DEBTORS MOTHERS ESTATE
3) Need to file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $265.87x60 100%
paid in $532
last claim 2
Matter ResolvedRequest
Adjourment
1999/16/2020 10:00 am20-18288 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $500.00
9/14/20 (mk);Updated

**REC CONFIRM AT $250 X 36,BEGIN 8/1/20;BASE;LM on Fairmount Ave. by 1/10/21; Trustee is not authorized to pay arrears pending LM;
All non exempt proceeds form Law suit to be paid to Trustee.; must file pre conf cert w/in 10 days.***

1. Objection BY US Bank(RAS):
-plan fails to pay arrears. LM speculative.
(FYI:Loss Mt order gives till 12/1/20 for LM) (9/11/20 sf -COTBS - Debtor to have 90 days to pursue LMP, acknowledges arrears per POC, and will maintain AP payments.)

2. IRS ESTIMATED Claim. No returns for 2018 & 2019. (APOC FILED)

3.Trustee Objection:
- debtor has insufficient income at this point to fund the plan. Do his adult children
living with him contribute to Household?.
- Proof of 2 month's income for Debtor sick pay for July and August .
-Auto insurance, insurance provided expired 10/16/19.
-Schedules fail to account for refund $ 2,557 for dispo. income(Added in).
- Must add to confirming order non-exempt proceeds from PI lawsuit
- Must resolve IRS estimated claim.(Done)
- Must resolve creditor objection.(Done)
- Must file Pre-confirmation certif.



Plan:$250 x 36 Base and Loan mod on Fairmount Ave by 1/10/21.
payments:2/2
last claim:2-1, bar date:9/14/20
Matter ResolvedRequest
Adjourment
2009/16/2020 10:00 am20-18315 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

9/8/20 (sf) - Isabel Balboa's requested that this matter be adjourned for 30 days.
Matter ResolvedRequest
Adjourment
2019/16/2020 10:00 am20-18437 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS of 9/15/20(mk):

1,proof of 1,000 opayment provided
2. 341 now on for 10/8/20.
Matter ResolvedRequest
Adjourment
2029/16/2020 10:00 am20-18572 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Debtor attorney requested adjournment to pass bar date

As of 9/9/20 (DS): Recommend confirming at $1,100 paid, $610 x 58 begin 10/1/20 100% with a minimum of $26,349 to gucs, due to non-exempt equity OR WAIT PASS BAR DATE 9/24/20

1. Trustee obj to the following:
- There is $24,394.00 in non exempt equity in the residence and $1,955 in the TD bank account, total $26,349. RECOMMEND WAITING PASS BAR DATE 9/24/20.

Prop Plan $550 x 60 Dollar Base $24,565
Matter ResolvedRequest
Adjourment
2039/16/2020 10:00 am20-18578 / CMGKarina Pia Lucid Confirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

UPDATED 9/11/2020

1) Remaining issue IRS general unsecured claim is estimated for 2016 taxes
2) To resolve the Trustee objection need to confirm at $400 paid to date, $1,060x34 begin 10/1/2020 base plan
-loan mod to be completed by 1/21/2021
-Trustee to pay arrears while loan mod is pending
-debtor must pay plan base of $36,425.95 into plan due to excess income, if loan mod is complete may need to confirm at 100%

issues as of 9/9/2020

1) Lakeview Loan Servicing, LLC (Phelan) objection to confirmation - CONSENT ORDER SUBMITTED TO CHAMBERS, ALLOWS TRUSTEE TO PAY THE SECURED ARREARAGE CLAIM WHILE DEBTOR APPLIES FOR LOAN MODIFICATION WHICH IS TO BE APPROVED NO LATER THAN 1/21/2021
-approximate arrears $42,249.32
2) Trustee objection to confirmation - need to resolve
-need proof of 2 months income- July and August for debtor's job PROVIDED
-need amendment to Schedule B to correct year of GEO auto RESOLVED, AMENDED SCHEDULE FILED, MAKING CORRECTION
-not paying all disposable income into plan - income verified higher leaving monthly disposable net income in the amount of $1,349.79
-schedules fail to account for the debtors tax refund in the amount of $6,387 when determining disposable income
-need to file Pre Confirmation Certification with Court
-attorney fees in plan and disclosure statement do not agree. Plan states $2,445 will be paid through plan and disclosure states $2,445 will be paid outside of the plan. One of these must be amended RESOLVED, AMENDED DISCLOSURE FILED
-need to resolve objection of Lakeview Loan Servicing COTBS SUBMITTED TO CHAMBERS
3) IRS general unsecured claim is estimated for 2016 taxes - return not filed

proposed plan $200x36 base plan with loan mod per court order
paid in $400
last claim 3
Matter ResolvedRequest
Adjourment
2049/16/2020 10:00 am20-18589 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 9/14/20(mk):Updated


1. MP (#16) before conf & amended I & J filed .

2. Made 2 payments ; Now current. Needs to PROVIDE ATTY CERT- in TR objection below..

3.Trustee Objection:
-Counsel must supply certification regarding the CMA provided on E. Front St. and verify
that it is not owned by the debtor.

- plan has bal. of fees will NOT be paid in plan & plan has -0- so no fees are set up.(AMENDED DISCLOSURE FILED#15)


Plan:$100 X 60 BEG 9/20; BASE
2/2 payments.
last claim 8-1;bar date:9/24/20
Matter ResolvedRequest
Adjourment
2059/16/2020 10:00 am20-18592 / CMGGARY L GOLDBERG ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2069/16/2020 10:00 am20-18611 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/2/2020 (at):

1. Midfirst Bank filed a secured arrears claim #5 in the amount of $12,792.77 which is not in the plan. Is the debtor going to pay this claim?

2. Windsong at East Brunswick Condo Association filed two secured arrears claims #6 and #7. One of these must be withdrawn or the debtor must move against one of these claims.

3. Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $14,000 non-exempt equity in real estate. (THERE WILL BE LESS EQUITY ONCE THE CORRECT SECURED CLAIM OF THE CONDO ASSOCIATION IS ADDED TO THE LIQUIDATION ANALYSIS)

Plan proposes: $150 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2079/16/2020 10:00 am20-18613 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 9/10/20 Debtor atty requested adjournment, to allow time to resolve Trustee obj.

As of 9/9/20 (DS): 1. Trustee obj to the following:
- Must provide comps used on Zillow. Per Zillow property is missing facts, which can affect the accuracy of home value.
- Claim filed by auto loan and car payment $401 ends in month 12.
- Income verifies higher, there is disposable income $351, which includes excessive expense in food for household of 1 $500, allowed $300.
- The Plan does not specify treatment of IRS priority claim for $449 under the Plan.
- There is non-exempt equity on real property $212,771.51, vehicle $12,344, TD Bank account $3,725, Bank of America account $3,800 and NY Barber shop $6,000 total $238,640.51. RECOMMEND WAITING PASS BAR DATE 9/25/20.
- Must file Pre-confirmation certificate.

2. Arrears claim filed by Nissan $402.94. Ok to pay?

Prop Plan $140 x 60 Base
Matter ResolvedRequest
Adjourment
2089/16/2020 10:00 am20-18614 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

issues as of 9/9/2020

1) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into plan - excessive expenses on Schedule J $900 for food
-excessive expenses per Form 122c, Line 23 $350 for optional telephone services; Line 16 $4,656 for taxes (need breakdown of how taxes were calculated. The Trustee calculates $3,086 minus tax refund of $407.16 equals $2,678.84 for taxes
-disposable income per Line 45 should be approximately $1,389 which requires a minimum $8,340 dividend to general unsecured creditors
-disposable income per Schedules I & J is $1,978.25
-the schedules fail to account for the debtors tax refund inthe amount of $4,886 when determining disposable income
-there is non exempt equity of $34,405 in real estate
-debtors plan fails to follow Trustees standard order of distribution
-need to file pre confirmation certification with court
2) First National Bank of Omaha filed secured claim in the amount of $23,075.20 - claim not treated in plan, need to address
proposed plan $350x60 base plan
paid in $1050
last claim 5
Matter ResolvedRequest
Adjourment
2099/16/2020 10:00 am20-18681 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS of 9/9/20(mk):

>>NEED TO RESOLVE DISPOS INCOME ISSUES. NO POC BY MTG CO YET- BAR DATE 9/28/20.

1. Trustee Objection:
-debtor has improper use of exemption. Over exempted(5) by $675.
-excessive expenses: P&L rent expense of $1,500 when full mortgage expense is already taken
on Schedule J (Need amended P&L to remove expense or amended Sch J to reduce the mortgage expense
taken by $1,500).
-debtors not paying all disposable income into the plan.
122chas disposable income. Line 30 takes additional food/clothing $73 and Line 45 disposable
income $765.37, which in total is $838.37 & requires min.dividend $50,302.20 to gucs.
-debtors' 6th filing.

Plan:3,018 x 60 Dollar Base $12,133.49.
2/2;Last claim:9-1; bar date:9/28/20
Matter ResolvedRequest
Adjourment
2109/16/2020 10:00 am20-18875 / CMGCharles M Izzo, EsqConfirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

341 now on for 10/8/20
Matter ResolvedRequest
Adjourment
2119/16/2020 10:00 am20-19081 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/1/2020 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
2129/16/2020 10:00 am20-19090 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/1/2020 (at):

1. Need to request an adjournment of the confirmation hearing.
2. 341 is scheduled for 9/24/2020.
3. Payments: 1/2, arrears $1,470
Matter ResolvedRequest
Adjourment
2139/16/2020 10:00 am20-19199 / CMGANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledContinued
11/18/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Debtor attorney requested adjournment to allow time to reschedule 341, docs provided

Note: Docs provided,Auto insurance expires 9/16/20 and homeowner insurance expires 10/31/20
Matter ResolvedRequest
Adjourment
2149/16/2020 12:00 pm16-25152 / CMGWILLIAM S WOLFSON, ESQMotion CompensationGrantedTotal Paid In: $55,925.00
Matter ResolvedRequest
Adjourment
2159/16/2020 12:00 pm16-25305 / CMGERIC L LEINBACH, ESQMotion CompensationJudge to Reserve DecisionTotal Paid In: $52,269.00
This will need the Judge-so has to adj to 9/16/20

Trustee obj<>

Atty reply-#126
Matter ResolvedRequest
Adjourment
2169/16/2020 12:00 pm17-21388 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $28,208.00
Matter ResolvedRequest
Adjourment
2179/16/2020 12:00 pm17-34813 / CMGAndrew Thomas Archer Motion CompensationOrder Previously Submitted
9/10/20(mk): Revised Order to pay fees Outside submitted

Trustee obj<> FEE APP

case completed. TR has no FOH to pay - needs revised Order to pay outside.
Matter ResolvedRequest
Adjourment
2189/16/2020 12:00 pm19-11108 / CMGKirsten B. Ennis Motion CompensationGrantedTotal Paid In: $34,000.00
Matter ResolvedRequest
Adjourment
2199/16/2020 12:00 pm19-13295 / CMGKirsten B. Ennis Motion CompensationContinued
10/7/2020 12:00 pm
Total Paid In: $17,534.00
TR Objection
Matter ResolvedRequest
Adjourment
2209/16/2020 12:00 pm19-13780 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $7,641.00
Matter ResolvedRequest
Adjourment
2219/16/2020 12:00 pm19-26135 / CMGJONATHAN GOLDSMITH-COHEN, ESQMotion CompensationGrantedTotal Paid In: $6,500.00
Matter ResolvedRequest
Adjourment
2229/16/2020 12:00 pm19-27735 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $3,214.00
Matter ResolvedRequest
Adjourment
2239/16/2020 12:00 pm19-31189 / CMGGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $1,800.00
Matter ResolvedRequest
Adjourment
2249/16/2020 12:00 pm19-33563 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $9,000.00
Matter ResolvedRequest
Adjourment
2259/16/2020 2:00 pm17-13664 / CMGWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
11/18/2020 2:00 pm

8/11 AMT: Case transferred to CMG and adj<<<>>>


TRUSTEE MTN TO DISGORGE ATTY FEES
Matter ResolvedRequest
Adjourment
2279/16/2020 2:00 pm18-28699 / CMGWilliam H. Oliver, Jr., Esq.Motion Cross MotionContinued
11/18/2020 2:00 pm
Total Paid In: $5,836.00
AMT: transferred to CMG<<<>>>

(AMT: court rescheduled to 7/8, same as fee app)<<>>
TRUSTEE CROSS MTN TO DISGORGE ATTY FEES
Matter ResolvedRequest
Adjourment
2269/16/2020 2:00 pm18-28699 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationContinued
11/18/2020 2:00 pm
Total Paid In: $5,836.00
AMT: Transferred to CMG<<<>>>

Trustee objection/Cross Mtn to Disgorge Fees (7/28)
Matter ResolvedRequest
Adjourment
2289/16/2020 2:00 pm19-00111 / CMGUNKNOWNLetter Brief in Response to the Trustee Motions to DisgorgeContinued
11/18/2020 2:00 pm

AR STATUS CONFERENCE ON FOR 1 pm

THIS IS THE MISCEL PROCEEDING VS. WILLIAM OLIVER FIELD BY THE CT.

WILLIAM OLIVER BRIEF IN RESPONSE TO TRUSTTE OBJECTIONS /CROSS MOTIONS FILED IN STARMER-19-10304;ROBINSON 18-28699;ANDONATOS 17-13664;COX 19-15737 & SPANOLA 18-24164

Related to cases 19-10304, 18-28699 and 17-13664, Atty: Robert Cameron Legg/Oliver
Matter ResolvedRequest
Adjourment
2299/16/2020 2:00 pm19-10304 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationContinued
11/18/2020 2:00 pm
Total Paid In: $6,600.00
HEARING 9/16/20 AT 2:00pm

7/9/20 at 2:00 Conf call


6/22/20:TR Filed Cross Motion To Disgorge.
Matter ResolvedRequest
Adjourment
2309/16/2020 2:00 pm19-15737 / CMGWilliam H. Oliver, Jr., Esq.Objection to Amended DisclosureContinued
11/18/2020 2:00 pm
Total Paid In: $4,036.00
Trustee obj<> AMD DISCLOSURE
Matter ResolvedRequest
Adjourment
2339/16/2020 3:00 pm20-10066 / CMGWilliam H. Oliver, Jr., Esq.AP Summons IssuedContinued
1/6/2021 3:00 pm
Total Paid In: $5,936.00
AP 20-1362 Perkins vs. Advance Funding PRETRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes