Judge Michael B. Kaplan
Hearing Date: 9/15/2020
Hearing Count: 175
Last Updated: 09-24-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
19/15/2020 9:00 am15-26807 / MBKAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableOn the Papers
AR JUDGE NEEDS TO REVIEW MARK ON THE PAPERS
MTN TO ENTER DISCHARGE
Matter ResolvedRequest
Adjourment
29/15/2020 9:00 am16-10001 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $32,498.00
ARREARS
Matter ResolvedRequest
Adjourment
39/15/2020 9:00 am16-12306 / MBKRobert Manchel, Esq.Motion Turnover of PropertyContinued
10/20/2020 9:00 am
Total Paid In: $11,291.00
Bill Hoyt consents to the adjournment request to 10/20/20 (dm)

**This will probably need Judge--adj from 9/9 and creditor and executor said Manchel did not get consent to adjourn EDC***

DEBTOR MTN FOR EXECUTOR OF WALSKY'S ESTATE TO TURNOVER OF $50,000 TO TRUSTEE/EXEMPTION OF $7,205.55 TO DEBTOR , BALANCE TO CH 13 ESTATE
Matter ResolvedRequest
Adjourment
49/15/2020 9:00 am16-12359 / MBKFrances A. Tomes, Esq.Motion to Determine Validity of Payment ChangeOrder to be SubmittedTotal Paid In: $12,583.00
AR 4TH TOME SCH RESOLVE OR HOLD
HSBC Response (RAS)<>DEBTOR MTN OBJECTING TO NTC OF MTG PYMT CHANGE
Matter ResolvedRequest
Adjourment
59/15/2020 9:00 am16-15612 / MBKWilliam H. Oliver, Jr., Esq.Motion CompelContinued
9/23/2020 9:00 am
Total Paid In: $23,052.00
MTN TO COMPEL MTG TO ENDORSE INS LOSS DAMAGE CHCK TO DEBTOR
Matter ResolvedRequest
Adjourment
69/15/2020 9:00 am16-25566 / MBKMarc C. Capone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
10/28/2020 9:00 am
Total Paid In: $13,008.00
Adj to 10/28/20 to serve US Atty General

AR STILL NOT SERVED ON US ATTY GEN
AMT: IS THE UNSECURED CLM BEING PD?<<<>>>

Trustee Obj - MTN TO EXPUNGE IRS PRIORITY CLAIM #1 IN THE AMOUNT OF $1,235.87
Matter ResolvedRequest
Adjourment
79/15/2020 9:00 am16-25993 / MBKSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)Continued
10/6/2020 9:00 am
Total Paid In: $77,084.00
Debtor obj<>SPECIALIZED LOAN SERVICING (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
89/15/2020 9:00 am16-27081 / MBKRICHARD J PEPSNY, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $24,000.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
99/15/2020 9:00 am16-28600 / MBKJOSEPH J ROGERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $30,432.00
9/8 AMT: $30,432 PD (48); $715 X 12 BEG 10/1/20 (atty OK)<<<>>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
109/15/2020 9:00 am16-30009 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultContinued
9/23/2020 9:00 am
Total Paid In: $23,515.00
NATIONSTAR 9SHAPIRO)
Matter ResolvedRequest
Adjourment
119/15/2020 9:00 am16-33761 / MBKRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $21,890.00
9/14 AMT: UPDATED - $21,890 PTD (45); $550 X 15 BEG 10/1/20<<<>>>

8/17 AMT: $20,790 PTD (43); $550 X 17 BEGINNING 8/1/20 (atty ok)<<<>>
ARREARS
Matter ResolvedRequest
Adjourment
129/15/2020 9:00 am17-10692 / MBKWARREN S JONES, JR ESQMotion Avoid LienGranted
MTN TO AVOID LIEN/CITIFINANCIAL
Matter ResolvedRequest
Adjourment
139/15/2020 9:00 am17-19608 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $63,090.00
NA
AMT: MP scheduled for 10/6/20<<<>>>



Debtor obj,filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
149/15/2020 9:00 am17-19814 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $17,605.00
9/8 AMT: $17,605 pt (40); $ 244 x 20 beg 10/1/20 (pymt made/100% plan will complete timely but needs trustee order to recap remaining small areareage)<<<>>>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
159/15/2020 9:00 am17-20067 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,036.00
AMT: ARREARS CURED/OWES SEPT/WILL COMPLETE TIMELY<<<>>>


Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
169/15/2020 9:00 am17-21729 / MBKYAKOV RUDIKHMotion Dismiss CaseGrantedTotal Paid In: $27,900.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
179/15/2020 9:00 am17-24738 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $44,603.00
CAPITAL ONE AUTO (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
189/15/2020 9:00 am17-25707 / MBKBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $24,350.00
***Adj to 9/23/20 for good faith payment (dm)***
AMT: MP 10/14<<<>>>

Debtor obj, filed MP<>ARREARS
Matter ResolvedRequest
Adjourment
199/15/2020 9:00 am17-31142 / MBKKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/15/2020 9:00 am
Total Paid In: $43,796.00
8/25 AMT: SUPP FEE ORDER ADDED $815 TO PLAN- DEBTOR OWED ANOTHER PYMT<<<>>>


8/13 AMT: PIF/PENDING CLOSING AUDIT<<<>>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
209/15/2020 9:00 am17-33486 / MBKTHOMAS G. EGNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $5,134.00
9/14 AMT UPDATED/ADD'L PYMT POSTED: $5,134 PTD (34); $183 x 26 beg 10/1/20<<<>>>

9/8 AMT: $4,770 PTD (34); $197 X 26 BEGINNING 10/1/20 (atty OK)<<>>


Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
219/15/2020 9:00 am17-36022 / MBKBrian Gregory HannonMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $30,300.00
***Adj to 9/23/20 for good faith payment (dm)***
Debtor obj, filing MP (Covid)<>ARREARS
Matter ResolvedRequest
Adjourment
239/15/2020 9:00 am18-10934 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $15,235.00
AMT: CLMS MTN 9/15---no opposition---

Debtor obj<>FAILED TO AMEND 1900 CAPITAL POC WITHIN 60 DAYS OF 9/26/19 CONF
Matter ResolvedRequest
Adjourment
229/15/2020 9:00 am18-10934 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $15,235.00
MTN TO AMEND 1900 CAPITAL TRUST #2-1 TO $5314.23
Matter ResolvedRequest
Adjourment
249/15/2020 9:00 am18-11642 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $25,608.00
***Trustee Order: $25,608 Ptd, then 923 x 29 starting 9/1/20***
Debtor obj, will cure<>ARREARS
Matter ResolvedRequest
Adjourment
259/15/2020 9:00 am18-12660 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $134,869.00
***$12,500 in atty trust account - ADJ to 9/23/20 for funds to post***

ARREARS
Matter ResolvedRequest
Adjourment
269/15/2020 9:00 am18-17528 / MBKFREDERICK J SIMONMotion Relief from Co-Debtor StayGrantedTotal Paid In: $10,045.00
Debtor obj (WITHDRAWN)<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
279/15/2020 9:00 am18-18040 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $11,175.00
***Trustee Order: $10,775 Ptd, then $496 x 24 starting 9/1/20, no additional attorney fees***
Debtor obj, will cure prior to hearing<>ARREARS
Matter ResolvedRequest
Adjourment
289/15/2020 9:00 am18-19504 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $127,737.00
8/12/20 AMT: $$ POSTED/PENDING CLOSING AUDIT<<<>>>

7/29/20 AMT: COPY OF $102,065 CK SENT TO TRENTON PO BOX 6/25<<<>>>


AR TRACING PAYOFF CHECK - DO NOT DISMISS
ARREARS
Matter ResolvedRequest
Adjourment
299/15/2020 9:00 am18-19778 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $21,364.00
***Trustee Order: $18,864 Ptd, $2,500 by 9/20/20, then $808 x 32 starting 10/1/20***

ARREARS

Debtor obj. -can pay 2500 before hearing & be current by end of August.
Matter ResolvedRequest
Adjourment
309/15/2020 9:00 am18-20211 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $6,044.00
***atty to send in $904 and have MP filed for 10/28/20 Hearing date***
Debtor obj, atty has $904<>FAILED TO SELL KINGFISHER WAY PPTY BY 7/24/19; ARREARS
Matter ResolvedRequest
Adjourment
319/15/2020 9:00 am18-20215 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,921.00
Debtor obj<>PENNYMAC LOAN (PHELAN)
Matter ResolvedRequest
Adjourment
329/15/2020 9:00 am18-21766 / MBKRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,250.00
FAILED TO LM BY 8/1/20; ARREARS
Matter ResolvedRequest
Adjourment
339/15/2020 9:00 am18-21805 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $14,705.00
ARREARS
Matter ResolvedRequest
Adjourment
349/15/2020 9:00 am18-23657 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
12/1/2020 9:00 am
Total Paid In: $54,925.00
9/14 AMT: App to extend loss mit to 12/1/20 filed today<<<>>>

AMT: EXTENDED LOSS MIT EXPIRED 9/1/20<<<>>>

***Debtor Obj - Pre-Con Cert filed 6/1/20 and App to Extend Loss Mit filed 6/1/20***
FAILED TO LM BY 3/12/19, EXTENDED LOSS MIT EXPIRED 10/1/19; FAILED TO FILE PRECONF CERT BY 10/10/18
Matter ResolvedRequest
Adjourment
359/15/2020 9:00 am18-23753 / MBKLAURENCE R SHELLER, ESQMotion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $11,500.00
MTN TO ENTER INTO LOSS MIT
Matter ResolvedRequest
Adjourment
369/15/2020 9:00 am18-23970 / MBKKIMBERLY A WILSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,742.00
ARREARS
Matter ResolvedRequest
Adjourment
379/15/2020 9:00 am18-25736 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayContinued
10/6/2020 9:00 am
Total Paid In: $16,103.00
Debtor obj<>SPECIALZIED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
389/15/2020 9:00 am18-26151 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $4,480.00
***atty mailed $1,230 on 9/8/20 - ADJ to 10/20/20***
Debtor obj, atty has funds<>ARREARS
Matter ResolvedRequest
Adjourment
399/15/2020 9:00 am18-26570 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,698.00
ARREARS
Matter ResolvedRequest
Adjourment
409/15/2020 9:00 am18-26612 / MBKSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,865.00
ARREARS
Matter ResolvedRequest
Adjourment
419/15/2020 9:00 am18-28879 / MBKROBERT H JOHNSONMotion Relief from Co-Debtor StayWithdrawnTotal Paid In: $47,288.00
NFA
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
439/15/2020 9:00 am18-29034 / MBKDOUGLAS G. MITCHELLMotion Relief from Stay (Fee)GrantedTotal Paid In: $63,400.00
CITIMORTGAGE (POWERS)
Matter ResolvedRequest
Adjourment
429/15/2020 9:00 am18-29034 / MBKDOUGLAS G. MITCHELLMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $63,400.00
ARREARS
Matter ResolvedRequest
Adjourment
449/15/2020 9:00 am18-29750 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,519.00
AMT: MP 9/9 ***confirmed***

***7/28/20 - Atty advises she is holding funds ($1,800)***
7/22 AMT: SUPP CERT/FAILED TO FILE MP WITHIN 15 DAYS OF 6/1/20 ORDER RESOLVING CREDITOR DEF CERT WHICH ADDED > $15,000 TO BE PD IN THE PLAN<<<>>>


Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
459/15/2020 9:00 am18-29962 / MBKRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $5,185.00
***Adj to 10/20/20 for possible recap***

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
469/15/2020 9:00 am18-32211 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,346.00
9/8 AMT: ARREARS CURED/OWES SEPT, WILL COMPLETE TIMELY<<>>>

Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
479/15/2020 9:00 am18-34290 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $17,377.00
AMT: MP CONFIRMED 8/18<<<>>>

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
489/15/2020 9:00 am18-34505 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,699.00
ARREARS
Matter ResolvedRequest
Adjourment
499/15/2020 9:00 am19-10413 / MBKBARRY J. BERAN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $10,181.00
9/11 AMT: $10,181.46 PTD (20); 659 X 40 BEG 10/1/20 (atty ok)<<<>>>


ARREARS
Matter ResolvedRequest
Adjourment
509/15/2020 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $90,992.00
AMT: MP 10/28***NEEDS RESOLUTION*****<<>>

***7/28/20 - atty to send $2,000 and file a COVID-19 Plan - adj to 9/15/20***
Debtor obj<>FAILED TO FILE FEASIBLE PLAN; PI PROCEEDS WER INSUFFICIENT TO COMPLETE 100% PLAN; FAILED TO ADDRESS NJ DIV TAX PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
519/15/2020 9:00 am19-12383 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $27,355.00
submitted to Chambers 9/14/20
***CO ready to be filed - Adj to 9/15 Peremptory***
Debtor obj<>FAILED TO ADDRESS PELLEGRINO & FELDSTEIN 'PER PLAN' CLM; FAILED TO FILE CONSENT ORDER TO CORRECT ADDRESS ERROR LISTED AP COMPLAINT WITHIN 20 DAYS OF 4/8/20 CONF.
Matter ResolvedRequest
Adjourment
529/15/2020 9:00 am19-12457 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,600.00
ARREARS; STATUS ON SALE OF MARCH PLACE PPTY (AMT: HUD was provide 12/3/219)
Matter ResolvedRequest
Adjourment
539/15/2020 9:00 am19-12880 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $8,737.00
***case is paid off, so atty wants to MP to surrender - adj to 10/28/20***
FAILED TO LM BY 3/31/20; SV/WELLS FARGO # 2-3
Matter ResolvedRequest
Adjourment
549/15/2020 9:00 am19-13141 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $7,302.00
AMT: Moot/POC adjusted per LM order doc #64<<<>>>

MTN TO MODIFY US BANK CLM#6-1 TO ZERO PRE PET ARREARS (post LM)
Matter ResolvedRequest
Adjourment
559/15/2020 9:00 am19-13424 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/14/2020 9:00 am
Total Paid In: $14,123.00
***atty asserts ePay for $800 and $795 were made 9/15/20***
AMT: MP 10/14<<<>>>


MP filed 9/11/20 and CARES Act Cert filed 8/31/20 - last payment received in June

AR NO COVID CERT FILED FOR MP
AMT: MP 9/1 **DENIED***<<<>>>

Debtor obj, filing MP to extend plan<>AREARS
Matter ResolvedRequest
Adjourment
569/15/2020 9:00 am19-13681 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,000.00
ARREARS
Matter ResolvedRequest
Adjourment
579/15/2020 9:00 am19-14603 / MBKAndrew Thomas Archer Motion Approval to Participate in the Court's Loss Mitigation ProgramOrder to be SubmittedTotal Paid In: $3,000.00
AR NOTE PER DEBTOR NEVER COSIDERED FOR LOSS MIT SEE PAPERS
Select Portfolio ogj (Fein Such)<>MTN TO APPROVAL LOSS MIT
Matter ResolvedRequest
Adjourment
589/15/2020 9:00 am19-14603 / MBKAndrew Thomas Archer Creditor Certification of DefaultGrantedTotal Paid In: $3,000.00
AR NOTE per bank arrears 12 k 4 months
per debtor client has 6k
SLS ( FeinSuch)
Matter ResolvedRequest
Adjourment
599/15/2020 9:00 am19-14814 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,051.00
AMT: MP 9/15***HONOR ROLL*****<<>>>

---get MP filed by 8/18/20 EDC

Debtor obj<>SV/CITIGROUP; FAILED TO ADDRESS NJ DEPT LABOR PER PLAN CLM; FAILED TO LM BY 12/3/20 AND EXTENDED LOSS MIT EXPIRED
Matter ResolvedRequest
Adjourment
609/15/2020 9:00 am19-14958 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $6,800.00
***Per AR, adj to 10/6/20 for payment and a feasible plan***
AMT: MP FILED 9/14<<<>>>


Debtor obj, filing MP (covid)<>ARREARS
Matter ResolvedRequest
Adjourment
619/15/2020 9:00 am19-15849 / MBKADAM SCHNEIDER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,900.00
AMT: Arrears cured/will complete timely<<>>

7/27/20 AMT: Per atty email, has $400 in his trust account; will forward<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
629/15/2020 9:00 am19-16504 / MBKDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $8,298.00
AR ADJ FOR MP DATE BY MBK
AR NOTE LAST TR PYMT 4-23 , PREV PAY UP LTR JANUARY , ONLY 2 PYMTS THEREAFTER , FAILURE TO COMPLY WITH LOSS MIT ORDER ENTERED IN MAY , MOD PLAN AND COVID CERT FILED LAST NIGHT
-adj request filed to file MP which has not been done-denied EDC
Debtor obj, filing MP (covid)<>ARREARS; FAILED TO COMPLY W/LM ORDER TO FILE MP AND AMD I/J
Matter ResolvedRequest
Adjourment
639/15/2020 9:00 am19-16694 / MBKGary D. HoffmanMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,056.00
NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
649/15/2020 9:00 am19-17186 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $5,414.00
OTBS - $50 x 3 starting 9/1/20, then $441 x 41 starting 12/1/20
MTN TO SUSPEND TRUSTEE PAYMENTS
Matter ResolvedRequest
Adjourment
659/15/2020 9:00 am19-17410 / MBKROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $4,139.00
***ADJ to 9/23/20 for $700 payment to post (dm)***
Debtor obj, can make pymt and requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
669/15/2020 9:00 am19-18027 / MBKJOHN ZIMNIS, ESQMotion Avoid LienGrantedTotal Paid In: $2,975.00
MTN TO VOID WELLS FARGO 2ND MTG UPON CH 13 DISCHARGE/RECLASSIFY FROM SECURED TO UNSECURED
Matter ResolvedRequest
Adjourment
679/15/2020 9:00 am19-19391 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $8,029.00
***Trustee Order - Trustee is authorized to pay the late filed POC (9-1) of Slomin's, Inc***

7/30 AMT: Will need Trustee Order to add language authorizing pymt of slomins late clm #9-1 (email attached)<<<>>>

ADJ FOR MOTION RE SLOMINS WI 14DAYS AND REC LOAN MOD OS IF NOT RESOLVED BY RETURN DATE
AR EMAILED ATTY WAITING FOR RESPONSE
Debtor obj, filed loss mit ext, requesting adj<(DEBTOR WILL GET 90 DAYS ONCE LOSS MIT ORDER IS ENTERED TODAY)>


FAILED TO FILE PRE CONF CERT BY 10/11/19 (filed); FAILED TO LM BY 3/1/20
Matter ResolvedRequest
Adjourment
689/15/2020 9:00 am19-19744 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $10,000.00
***Atty to request adjournment to 11/17/20 to show that she can resume making payments of $1,400 per month starting 9/1/20 (dm)***
Debtor obj, will have some funds; filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
699/15/2020 9:00 am19-19911 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $14,100.00
***Adj to 9/23/20 for good faith payment to clear(dm)***

AMT: MP 10/14<<<>>>

Debtor obj, filed MP<>ARREARS--adj denied
Matter ResolvedRequest
Adjourment
709/15/2020 9:00 am19-20295 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Continued
9/23/2020 9:00 am
Total Paid In: $13,302.00
Debtor obj<>US BANK NAT'L ASSOC (RAS)

Fyi: on 8/27/20 debtor filed doc #32 under "support" It is actually the MP which attempt to Cram
the 2015 Hyundai
Matter ResolvedRequest
Adjourment
719/15/2020 9:00 am19-20391 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $8,946.00
AMT: MP 9/23***NEEDS RESOLUTION****<<<>>>

AR MP FILED - REVIEW SHOULD PROVIDE THAT TAX REFUND SHOULD CURE AREARAGE AND NOT CHANGE TH
8/10 ADJ REQUEST IS LATE--
AMT: MP 8/12 ** WITHDRAWN****& debtor recently approved for Final Mod<<<>>>

Debtor obj<>FAILED TO LM BY 10/1/19, EXTENDED LOSS MIT EXPIRED 2/28120; FAILED TO FILE ORDER RESOLVING TD BANK OBJ TO CONF; ARREARS
Matter ResolvedRequest
Adjourment
729/15/2020 9:00 am19-21217 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $2,015.00
9/8 AMT: TRUSTEE ORDER - $1655 PTD (15); $271 X 45 BEG 10//20 (email to atty)<<<>>


Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
739/15/2020 9:00 am19-21526 / MBKCANDYCE I SMITH-SKLAR, ESQApplication for Early Termination of Loss MitigationWithdrawnTotal Paid In: $5,214.00
Debtor obj<> SLS (Gavin Stewart, Esq) MTN FOR EARLY TERMINATION OF LOSS MIT
Matter ResolvedRequest
Adjourment
749/15/2020 9:00 am19-22877 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $16,397.00
9/8amt: TRUSTEE ORDER - $16,396.69 PTD (15); $ 1750 X 45 BEG 10/1/20 (email to atty - ATTY AGREES)<<>>>

Debtor obj, will pay $6,200 by 8/1<>ARREARS
Matter ResolvedRequest
Adjourment
759/15/2020 9:00 am19-23839 / MBKRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $25,902.00
ARREARS
Matter ResolvedRequest
Adjourment
769/15/2020 9:00 am19-23884 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $62,096.00
AMT: MP 9/9***confirmed***


Adj to 9/15/20 for return date of MP to be filed by 8/7/20
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
779/15/2020 9:00 am19-24039 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,485.00
SV/MTGLQ; ARREARS
Matter ResolvedRequest
Adjourment
789/15/2020 9:00 am19-25507 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,565.00
ARREARS
Matter ResolvedRequest
Adjourment
809/15/2020 9:00 am19-27530 / MBKJoan Sirkis Warren Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $3,000.00
AMT: MP 10/6<<<>>>

Debtor obj<>FAILED TO LM BY 4/1/20
Matter ResolvedRequest
Adjourment
799/15/2020 9:00 am19-27530 / MBKJoan Sirkis Warren Motion Relief from Co-Debtor StayContinued
10/6/2020 9:00 am
Total Paid In: $3,000.00
Debtor obj<>SPECIALIZED LOAN/DEUTSCHE BANK (KML)
Matter ResolvedRequest
Adjourment
819/15/2020 9:00 am19-28808 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $7,175.00
Debtor obj<>LAKEVIEW LOAN (PHELAN)
Matter ResolvedRequest
Adjourment
829/15/2020 9:00 am19-29342 / MBKBRUCE C TRUESDALE ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $4,280.00
NA by Respondent
MTN TO EXPUNGE RED BRICK PIZZA POC #14
Matter ResolvedRequest
Adjourment
839/15/2020 9:00 am19-29815 / MBKEdward Hanratty, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $1,190.00
AR PAPERS SUBMITTED
BANK OF NY MELLON (Shaprio)
Matter ResolvedRequest
Adjourment
849/15/2020 9:00 am19-31689 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Order to be Submitted
***LATE OTBS***
Debtor obj<>TOYOTA MOTOR CREDIT (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
859/15/2020 9:00 am19-33054 / MBKDONALD F CAMPBELL, JRMotion SellGrantedTotal Paid In: $1,013.00
11 MOUNT RUN
Matter ResolvedRequest
Adjourment
869/15/2020 9:00 am19-33646 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
AMT: CONF 9/15 *** NEEDS RESOLUTION***<<<>>>

Debtor obj, filing MP<>PLAN DENIED 6/16/20, FAILED TO FILE P BY 7/16/20
Matter ResolvedRequest
Adjourment
879/15/2020 9:00 am19-33646 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)Granted
Debtor obj<>DEUTSCHE BANK NAT'L TRUST (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
889/15/2020 9:00 am20-10506 / MBKJOSEPH J MANIA III ESQMotion Relief from Co-Debtor StayGranted
WILMINGTON SAVINGS (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
899/15/2020 9:00 am20-10846 / MBKJOHN ZIMNIS, ESQMotion Avoid LienGrantedTotal Paid In: $2,600.00
MTN TO RECLASSIFY BENEFICIAL FROM SECURED TO UNSECURED (ncf)
Matter ResolvedRequest
Adjourment
09/15/2020 9:00 am20-11375 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Moot
Moot - Motion to Vacate Dismissal filed before Dismissal Order entered
Matter ResolvedRequest
Adjourment
09/15/2020 9:00 am20-11375 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Moot
Moot - Motion to Vacate Dismissal filed before Dismissal Order entered
Matter ResolvedRequest
Adjourment
909/15/2020 9:00 am20-11375 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
10/6/2020 9:00 am

Trustee Obj
Matter ResolvedRequest
Adjourment
919/15/2020 9:00 am20-11675 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
10/6/2020 9:00 am
Total Paid In: $9,168.00
Debtor obj<>BANK OF AMERICA (SHAPIRO)
Matter ResolvedRequest
Adjourment
929/15/2020 9:00 am20-11907 / MBKMarc C. Capone, Esq.Application to Terminate Loss MitigationContinued
10/6/2020 9:00 am
Total Paid In: $8,100.00
Debtor obj<> APPLICATION FOR EARLY TERMINATION OF LOSS MIT (Hill Wallack)
Matter ResolvedRequest
Adjourment
939/15/2020 9:00 am20-12087 / MBKWilliam H. Oliver, Jr., Esq.Application for Extension of Loss MotigationContinued
10/28/2020 9:00 am

MTGLQ obj (RAS)<> APPLICATION FOR EXTENSION OF LOSS MITIGATION
Matter ResolvedRequest
Adjourment
949/15/2020 9:00 am20-12857 / MBKKEVIN E ABERANT ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $7,545.00
MTN TO RECLASSIFY TD RETAIL #5-1 TO UNSECURED
Matter ResolvedRequest
Adjourment
959/15/2020 9:00 am20-13906 / MBKDONALD C GOINS, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW THRIFT INVESTMENT LATE CLM #6 TO BE ADDRESSED IN DEBTOR'S CASE
Matter ResolvedRequest
Adjourment
969/15/2020 9:00 am20-14254 / MBKEUGENE SONGMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToDenied
NA by Movant
AMT; No proposed order submitted w/pleading<<>>

Ramanathan response (Dilworth Paxon)<>DEBTOR OBJ TO RAMANATHAN CLM #4
Matter ResolvedRequest
Adjourment
979/15/2020 9:00 am20-14427 / MBKYAKOV RUDIKHMotion Relief from Co-Debtor StayGrantedTotal Paid In: $3,400.00
TOYOTA MOTOR CREDIT (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
989/15/2020 9:00 am20-14448 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Conf scheduled for 10/20/20
Trustee Obj: - need bank statements (First Financial Trust acct) - UPLOADED 9/10/20

Motion to Vacate Dismissal
- Trust doc uploaded
- auto insurance uploaded
- amended B&C filed to add BOA acct
Matter ResolvedRequest
Adjourment
999/15/2020 9:00 am20-15557 / MBKBRAD J SADEKMotion ReconsiderGranted
***RECEIVED INSURANCE & COPY OF 9/9/20 MONEY ORDER FOR $1,990 - need confirmation date - Scheduled for 10/28/20***
outstanding issue - liability insurance
Trustee Obj<>MTN TO REINSTATE
Matter ResolvedRequest
Adjourment
1009/15/2020 9:00 am20-15659 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $1,356.00
Debtor obj<>LAKEVIEW LOAN (PHELAN)
Matter ResolvedRequest
Adjourment
1019/15/2020 9:00 am20-17697 / MBKMark K. Smith, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
10/6/2020 9:00 am

Trustee Obj - no docs
Matter ResolvedRequest
Adjourment
1029/15/2020 9:00 am20-19798 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
139/15/2020 10:00 am16-27664 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 45 of 48 required payments   Arrears: $0  
Total Paid In: $15,224.00
AS OF 9/10/2020 (at):

RECOMMEND: $14,874 PAID TO DATE, $337 x 23 BEGINNING 9/1/2020, BASE

MP proposes: $14,874 paid to date, $315 x 23 beginning 9/1/2020, base
Payments: 46/48, arrears $850
(extending length of plan due to COVID-19 lower plan payment)
Matter ResolvedRequest
Adjourment
1049/15/2020 10:00 am17-19450 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 38 of 40 required payments   Arrears: $0  
Total Paid In: $84,480.00
ISSUES AS OF 9/4/2020 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $84,480 PTD, THEN $3,300 x 20 STARTING 10/1/20, BASE PLAN, REMAINING TERMS OF PREVIOUS CONFIRMATION APPLY***


Confirmed Case: $2,112 x 60 start 6/1/17, Base Plan
Prop. MP: $80,256 Ptd, $3,300 x 20 start 9/1/20, Base Plan
PTD = $84,480
Last Claim (7-1) dated 9/27/17
Matter ResolvedRequest
Adjourment
1059/15/2020 10:00 am18-11058 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 30 of 32 required payments   Arrears: $0  
Total Paid In: $56,708.00
9/3 workup for the 9/15 calendar EDC

***OK to confirm with 8 months of lowered payments... CAN CONF AT $56,608 paid then $100 x 8 starting 10/1/20, then $1,921 x 27 beg 6/1/2021 pro rata-student loans outside EDC
(68 months)

-trustee objection:
--1. The debtor has failed to provide amended Schedules I & J and POI
--2. Cert filed re: COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an
extension of plan duration is justified.
Matter ResolvedRequest
Adjourment
1069/15/2020 10:00 am18-16329 / MBKERIC L LEINBACH, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 29 of 30 required payments   Arrears: $0  
Total Paid In: $21,875.00
As of 9/2/20 (DS): Ok to confirm at $21,425 paid, $450 x 54 begin 10/1/20 100% with a minimum dividend $114,045 due to non-exempt equity

MP Prop $755 x 30, $450 x 54 100% - Plan extended from 60 to 84 months, due to covid-19 pandemic.
Note: Covid-19 cert provided.
Matter ResolvedRequest
Adjourment
1079/15/2020 10:00 am19-11364 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanContinued
10/28/2020 10:00 am
Debtor has made 96 of 20 required payments   Arrears: $650.00  Total Paid In: $90,992.00
ADJ to 10/28/20 for NJ POC to be amended***
ISSUES AS OF 9/4/2020 (DM):
AR NJ STILL ESTIMATED - APOC WAS REQUIRED WI 60 DAYS OF CONF ORDER - NOT DONE
1) US Bank (Francis Ballak, Esq) Limited Obj - interest on claim is higher for 72 month plan - need Consent Order to update the claim amount to be paid (UNRESOLVED).


Confirmed Case: $3,500 Ptd, $1,300 x 1, $600 x 27 start 10/1/19, 100% Plan
- plan balance paid from PI claim
Prop. MP: $88,992 Ptd, $1,100 x 54 start 8/1/20, 100% Plan
- PI clam of $77,192 paid
PTD = $90,992
Last Claim (1-2) dated 9/26/19
Matter ResolvedRequest
Adjourment
1089/15/2020 10:00 am19-14814 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 15 of 18 required payments   Arrears: $0  
Total Paid In: $9,051.00
AS OF 9/3/20 (SF)

RECOMMEND FUNDS PAID TO DATE OF $8448, 100% PLAN, NO FURTHER PAYMENTS

1. Trustee motion to dismiss scheduled for 9/15 @ 9 (can be withdrawn)


MP proposes funds paid to date, 100% plan, no further payments, property is surrendered
Plan has run 18 months
Matter ResolvedRequest
Adjourment
1099/15/2020 10:00 am19-29097 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledConfirmedDebtor has made 13 of 11 required payments   Arrears: $0  
Total Paid In: $1,300.00
9/3 Workup for the 9/15 calendar EDC - Atty ok with terms.sf

MP filed-there is only $106 in unsecured and disposable per filed schedules is $500.
**RECOMMEND CONFIRM AT: $1300 PAID THEN 100 X 25 BEG. 10/1/20-100%-pre conf cert in 10 days-trustee to pay Provident Bank pending loan mod-LM by 11/1/20

NOTE - Plan was filed incorrectly ... payments should be $100 per month NOT $2,300 per month ... MP should be filed within 7 days.

As of 7/23/20 (DS): 1. Debtor in arrears $19,700, only made less than 1/2 payment out of 9.

2. BELOW ISSUES STILL NOT RESOLVED.

As of 5/22/20 (DS): Debtor attorney requested adjournment, Debtor to return to work in June, after having surgery, allow time to provide updated income and amend Schedules.

5/27/20 (DS): 1. Debtor in arrears $15,200, made 1 out of 7 payments, Plan Section 1 propose $100 x 36, but then Section 10 propose tier payments $2,300 x 59, lump sum payment $25,000.

2. Trustee obj to the following:
- Need Sept and Oct bank statements for all bank accounts and 2019 tax return, if return not filed, will need no later than 8/15/20.
- Amendments to Schedules to remove Aamco settlement and closed businesses from the petition.
- Schedules fail to account for the debtor(s) tax refund in the amount of $15,456.00
when determining disposable income.
- Must file Pre-Confirmation Certification.
- Must resolve objections by Provident Bank and Loancare.

3. Provident Bank obj to loan mod, arrears not paid and bot feasible, due to income. Obj must be resolved. (OTBS)

4. Loancare obj to loan mod, arrears not paid and not feasible. Obj must be resolved.

Prop Plan $100 x 36 or $2,300 x 59; $25,000 X 1 BASE AND LOAN MOD ON HUNT DR BY 11/2020 ????
Matter ResolvedRequest
Adjourment
1109/15/2020 10:00 am19-29635 / MBKTHOMAS G. EGNERConfirmation Hearing on Modified PlanContinued
10/14/2020 10:00 am
Debtor has made 10 of 11 required payments   Arrears: $522.00  Total Paid In: $7,353.00
AS OF 9/10/2020 (at):

1. Need updated proof of income. (RECEIVED)

2. Need amended I and J. (FILED - ISSUES)

3. Excessive expenses on Amended J: $507/month for cable/interne/phone, $475/month for food and $629/month car payment.

4. Verified income leaves monthly disposable income of $1,358 (Debtor disability - $813.61 x 4.33 = $3522.93 and co-debtor unemployment $432 x 4.33 = $1,870.56). Income totals $5,393.49 and expenses per J are $4,035.49 leaving disposable income.

MP proposes: $6,425 paid to date, $464 x 51 beginning 8/1/2020, base
Payments: 9/11, arrears $986
Matter ResolvedRequest
Adjourment
1119/15/2020 10:00 am19-30325 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 6 required payments   Arrears: $0  

AR SAME ISSUES SINCE JUNE RESOLVE OR HOLD
issues as of 9/9/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the 2019 tax return on or by 8/15/2020 - STILL NOT PROVIDED TO DATE
-need to provide valuation of timeshare - TIMESHARE IS SURRENDERED IN THE MODIFIED PLAN
-the debtor is not paying all disposable income into the plan - excessive expense on Schedule J $990/transportation - need supporting documentation of expense NOT PROVIDED
-debtor has timeshare and 341 testimony was maintenance costs are $1,700 per year. This is not on Schedule J but that is a luxury expense and the Trustee objects NOT AN ISSUE AS MODIFIED PLAN SURRENDERS TIMESHARE
-income verifies higher than scheduled DISPOSABLE NET IS $4,697.11 DEBTOR PROVIDED CURRENT PROOF OF INCOME FROM NBC THAT IS NOT ON SCHEDULE I AND THE EPE INCOME VERIFIED HIGHER
-the schedules fail to account for the debtors tax refund in the amount of $1519 when determining disposable income
-need Order showing debtors obligation to pay $1,616 alimony STILL NOT PROVIDED
-need proof that debtor is paying $400/month for taxes STILL NOT PROVIDED
-bank statements show multiple mobile deposits, what is the source of this income - September 17, 2019 statement shows $1,729.95; October 18, 2019 statement shows $6,435.87; November 15, 2019 statement shows $1,568.46. Need Certification from debtor as to income from freelance work STILL NOT PROVIDED
-need domestic support form- debtor pays alimony STILL NOT PROVIDED
-must file Pre Certification with Court RESOLVED, FILED

proposed plan $360x60 base plan
paid in $2520
last claim 8
Matter ResolvedRequest
Adjourment
1129/15/2020 10:00 am19-33646 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 9 of 9 required payments   Arrears: $0  

AR RESOLVE OR HOLD
9/3 workup for the 9/15 calendar EDC

* Only issue is Objection by Deutsche Bank(Fein Such)to MP:-LM speculative.--can confirm per below if resolved

* Americredit/GM filed POC $1382.96- Plan has unaffected- OK TO PAY? will pay
* Wells Fargo filed POC $934.47- Plan has unaffected- OK TO PAY? will pay
MP $3200 paid $400 X 52; REFI BY 8/1/2021 (1901 PATERSON AV); BASE--pay mortgage pending refinance (low base pending refinance)-student loans outside

-----------------------------
*Trustee Objection: NEEDS TO ADDRESS EXCESS EXPENSES(OK payment higher part SS)
-plan has excessive expenses:$780 tele/cell/internet/cable, $570 transportation, $300 entertainment, $385 health insurance
(need proof), $480 vehicle insurance- 4 cars
---------------------------------------
-Need Wells Fargo and Investors checking account statements for November.( Provided).


Plan:400 x 12 then $3800 x 48 pro rata
Payments:4/4
last claim:15-1bar date:2/29/20
Matter ResolvedRequest
Adjourment
1139/15/2020 10:00 am20-10457 / MBKKirsten B. Ennis Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

9/1 workup for the 9/15 calendar EDC
per 8/26 Judge Reserving decision on mortgage issue 2 to 3 weeks-conf can be adjourned EDC

RESOLVE OR HOLD-------PER MBK LAST TIME ADJ TO FOR HECKER FILE POC AND OBJ TO CRAM IN CONF (DONE)
IF CAN NOT CRAM WI 30 DAYS AND ARGUE IF UNSECURED AND DISCHARGED

** Dean Hecker and Dean Hecker as the Executor of the Estate of Marlene Hecker (Tomes) objection to confirmation - need to resolve
-plan fails to pay pre petition arrears through plan and valuation supplied by debtor is too low cannot cram
*Mr. Cooper giving Covid forebearance until October 2020
** Trustee objection to confirmation - need to resolve
-the debtor failed to file a feasible plan - proposed plan payments do not pay scheduled claims plus dividend to general unsecured creditors per filed Form 122C-2 Line 45
-paystubs for spouse that includes name and address of recipient PROVIDED EMAILS SHOWING CANNOT BE PRINTED FROM ONLINE SITE WITH ADDRESS, LIKELY SECURITY REASONS
-need amendment to Form 122C to correct household size NOT DONE
-the debtor is not paying all disposable income into plan - per schedules there is monthly disposable income of $589.49 on Line 45 of Form 122C-2. This requires a minimum $35,369 dividend to general unsecured creditors AMENDED LINE 45 $1,765.49 WHICH REQUIRES MINIMUM $105,929.40 DIVIDEND TO GENERAL UNSECURED CREDITORS
-debtors plan seek attorney fees from prior Chapter 7 in the amount of $13,179.60 and paid as a priority administrative claim in addition to Chapter 13 fees - TRUSTEE TO ADDRESS ISSUE WITH ATTORNEY
PER ATTY WD CLAIM
-------------------------
-need a copy of the last filed tax return - 2019 by 5/31/2020 - (OK REFUND OF $877)
-profit and loss statements are illegible! Need on spreadsheet showing rental income for each property and expenses for those properties. They should not be operating at a loss PER UPDATED PROFIT AND LOSS THE NET INCOME MONTHLY IS $2,6158
2) M&T Bank (Parker McCay) objection to confirmation - RESOLVED
Matter ResolvedRequest
Adjourment
1149/15/2020 10:00 am20-10592 / MBKEdward Nathan VaismanConfirmation Hearing on Modified PlanContinued
9/23/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $0  

AS OF 9/4/20 (SF) - On 8/18/20 this case was adjourned to 9/23/20 at 9 but a modified plan was filed and scheduled for 9/15/20. Adj. Peremptory.

Modified plan proposes to pay adequate protection payments in the same amount as the arreears to US Bank and removed the loan mod. Not sure why this is not just a cure plan. (SHOULD THIS BE A CURE PLAN?) Also, plan is not feasible. Disposable income is $317 and need $1457 going forward.

Currently need $819 PTD, $1457 X 59 (BEGIN 9/1/20) BASE PLAN


1. Objection filed by US Bank (Jonathan Schwalb) - failure to provided for creditor in plan, pay arrears of $73,094.51 and speculative loan mod. (MP filed to pay adequate protection payments)

2. LVNV Funding LLC filed secured judgment lien for $4982.21 not addressed in plan (OK TO PAY?) MP PAYS

3. The plan only proposes 6 months. The plan must be extended to 36 months (MP FILED)

4. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 8/15/20 (STILL NEED)
- Need to file Pre-Confirmation Certification. (STILL NEED)


Plan proposes $150 X 52 plus $1219 adeq prot payment to US Bank
Payments: 7/8

RESOLVED ISSUES:
- A Modified Plan that completes part 5. (FILED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (REMOVED FROM PLAN)
Need service on Advantage Assets, Midland Funding, New Century Financial and Sallie Mae for motions to avoid liens.
2. LVNV Funding LLC filed secured judgment lien for $4982.21 not addressed in plan (OK TO PAY?) MP PAYS

Matter ResolvedRequest
Adjourment
1159/15/2020 10:00 am20-10959 / MBKSCOTT D SHERMAN ESQConfirmation Hearing on Modified PlanContinued
10/6/2020 10:00 am
Debtor has made 11 of 8 required payments   Arrears: $0  

ISSUES AS OF 9/11/2020 (DM): email sent to atty regarding a work-up issue - Adj to 10/6/20 Peremptory.

 6/24/20 - Adj to 8/12/20 Peremptory to resolve disposable income.

 6/5/20 - PennyMac (FEIN) filed Notice of Mtg Forbearance ending 7/31/20.

1) Fidelity National (Christopher Balala, Esq) OBJs to cram of judgment - MP treats claim as $61,431.53 secured and $10,142.02 unsecured (MR. BALALA, ESQ IS OKAY WITH MP TREATMENT).

2) PennyMac filed $1,391.34 arrears claim (OKAY TO PAY??)

3) Order of Distribution departs from Trustee standard.

4) Trustee OBJ:
- Need $600 tier increase when the Mercedes loan is paid off in August 2020 (AMENDED SCH J FILED).
- Tax refund of $15,375 was not fully prorated and included in disposable income calculation (DEBTOR RECEIVED AN ENERGY TAX CREDIT IN 2018 - RECEIVED 2019 TAX RETURN WITHOUT CREDIT).
- Debtor needs to supply proof of child support (RESOLVED, PROVIDED ORDER).
- Debtor needs to provide a certification of service on all plan cramdowns (FILED).
- There is $38,100 equity in real estate (FIRST NATIONAL JUDGMENT & NBT LIEN WERE NOT INCLUDED IN LIQUIDATION ANALYSIS).
- Need an appraisal on the classic cars (TOTAL VALUE $11,300 - AMENDED SCH C FILED - RECALCULATED TO $7,151).
- There is $25,000 in equity in autos, guns and checking account (AMENDED SCH C FILED).


Prop. Plan $200 x 36, $3,087.44 x 24 start 2/1/24, Min Div of $7,521
- non exempt proceeds from workers comp claim
- non-exempt proceeds from claims stemming from sale of real estate
PTD 7/8 = $2,064
Last Claim (5-2)
Matter ResolvedRequest
Adjourment
1169/15/2020 10:00 am20-11483 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 23 of 8 required payments   Arrears: $0  
Total Paid In: $6,755.00
issues as of 9/9/2020- atty ok to terms(mk)


1) Wells Fargo Bank (Shapiro DeNardo) objection to confirmation - RESOLVED CONSENT ORDER 7/29/2020
2) US Bank (Romano) objection to confirmation - need to resolve PER MODIFIED PLAN, WORKING WITH CREDITOR ON LOAN MODIFICATION OUTSIDE OF PLAN PLAN PROPOSES TO PAY $45,000 IN ARREARS THROUGH PLAN WHILE LOAN MOD IS PENDING TO DO THIS NEED HIGHER PLAN PAYMENT
-arrears $144,819.84 - plan only proposes to pay $45,000
3) To confirm need $5,790 paid to date, $969x52 begin 10/1/2020 100% plan
(low base until loan mod outside plan is complete)

proposed plan $965x60 100% plan
paid in $5790
last claim 6
Matter ResolvedRequest
Adjourment
1179/15/2020 10:00 am20-11504 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
10/20/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $802.00  
Morton Cram brief due by 10/9/20 - ADJ to 10/20/20
AR IF PROOF OF FILING NJ RETURNS (amended 9/15/20) THEN RESOLVE OR HOLD AS TO CRAM ISSUE

ISSUES AS OF 9/8/2020 (DM):

***NJ tax claims are still estimated. Vehicle cram is unresolved. Trustee disposable income objection can be resolved by paying 100% to $2,562 of timely filed general unsecured claims***

 8/4/20 - Adj to 9/15/20 Peremptory ... Wells Fargo objection to be ready for Judge on all issues including briefing on legal issues and valuation if necessary.

1) State of NJ filed $17,637.83 priority claim not treated in plan that includes estimated taxes for 2016 thru 2018 (UNRESOLVED).

2) JPMorgan Chase (FEIN) OBJs - $33,436.61 arrears (CONSENT ORDER ENTERED).

3) Wells Fargo Auto (J. MORTON) OBJs to cram value on 2011 Nissan Pathfinder - seeks $12,596.59 over 60 months (UNRESOLVED).

4) Trustee OBJ:
- Need 2019 tax return by 8/15/20 (UNRESOLVED).
- Need 401k loan statement (LOAN WILL BE PAID BY 5/2020 - NEED TO RAISE PAYMENT TO $1,062 STARTING 6/1/20).
- Excessive Expense: $420 cable/internet/phone (PROVIDED 1 BILL FOR CELL PHONE $130/MONTH); $385 childcare (DOCUMENT PROVIDED DOES NOT PROVIDE NAME OF THE ACCOUNT OR WHO THE ACCOUNT IS WITH); $250 car insurance (OK, RECENT RENEWAL SHOWS $337/MONTH).
---------------------
RESOLVED BELOW
---------------------
- Need a MP that treats 2nd mtg held by HUD (MP CORRECTS).
- Need amended Form 122c to reflect a household of 5 not 2 (FILED).
- Debtor has failed to provide proof of service with respect to Plan Motions (FILED).
- Need proof of service on Wells Fargo Dealer Services (FILED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $802 x 60, 0% Plan
PTD 5/8 = $4,010
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1189/15/2020 10:00 am20-12518 / MBKLAWRENCE L ABT III ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

Adj to 10/20/20 Peremptory
ISSUES AS OF 9/8/2020 (DM):

1) IRS filed an estimated priority claim (AMENDED TO $0).

2) US Dept of HUD filed a secured claim not treated in plan (ADD SECURED UNAFFECTED??)

3) Plan provides $3,600 secured treatment to Society Hill at Lawrenceville Assn - no POC filed (STRIKE??)

4) Trustee OBJ:
- Need Feb & March stubs for Wawa (UNRESOLVED).
- Need 2019 tax return by 8/31/20. (UNRESOLVED).
- Need a statement for the whole life insurance policy (UNRESOLVED).
- Need amended Sch I to add child support (UNRESOLVED).
- Income docs verify higher ($4,455/$1,281) than scheduled ($4,298/$644) resulting in $1,968 disposable income when adding $6,573 prorated 2018 tax refund - need update income from part-time job at WAWA as hours are reduced and 2019 tax refund will likely be lower (UNRESOLVED).
--------------------
--------------------
BELOW RESOLVED
--------------------
--------------------
- Need to file Pre-Confirmation Certification (FILED).
- Fees in the Plan and the Disclosure Statement do not agree (DISCLOSURE STATEMENT AMENDED).
- Need Dec & Jan bank statements for Municipal CU savings acct (RECEIVED).
- Need a MP that treats 2nd mtg held by HUD (SEE ABOVE).


Prop. Plan $626 x 60, 0% Plan
PTD 6/7 = $3,756
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1199/15/2020 10:00 am20-12673 / MBKBarry Scott Miller, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $5,384.00
AS of 9/8/20(mk):

>> Income verifies much higher. Plan 100% Plan ;Plan length can be reduced to total of 43 mos.
Therefore if # 1 is resolved,

THEN *** REC TERMS ARE $5,384.18 PTD, THEN $1,124 x 36; BEGIN 10/1/20;100%; Preserve Equity Threshold of $51,915; LM On 11 New York Ave. By 11/1/20. ;
Trustee is NOT Authorized to Pay arrears to Bayview on claim #5-1 pending LM; Must file pre conf cert w/in 10 days. ***


1.Objection by Bayview Loan(Shiller,Knapp):
Plan fails to pay arrears POC $37,680.90.
Plan seeking LM- no arrears pending LM

2. Trustee Objection:
-Income verifies higher at $3,081.47- PLan length can be reduced to total of 43 mos.
SO it would be PTD(5384.18) Then 1,124 x 36 Begin 10/1/20.
-There is non-exempt equity of 51,915 in real estate.
-must file pre-confirmation certification


Plan:$764.03 X 60 BEG 3/20; LM BY 11/1/20 (11 NEW YORK AVE); 100%
payments:7/7
last claim:5-1. bar date extended to : 7/23/20
Matter ResolvedRequest
Adjourment
1209/15/2020 10:00 am20-12729 / MBKVeer P Patel Order Vacate Dismissal of CaseContinued
10/20/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $2,787.00  
***Per AR, Adj to 10/20/20 Peremptory - atty must review Disposition List***
AR CASE PREV DISMISSED AND ISSUES NOT RESOLVED REC DISMISSAL AGAIN
AS OF 9/11/20 (SF) - NOT CURRENT WITH PAYMENTS 4/7 ARREARS: $2787.42

1. Objection filed by Mortgage Research (McCabe, Weisberg) - failure to pay arrears of $46,306.38

2. Wyndham Vacation Resorts Inc filed bifurcated claim 1-1 for $14,462.70 secured and $51.35 unsecured with $4828.11 arrears (HOW SHOULD THIS CLAIM BE TREATED AND IF IT IS TO PAID, PLAN SHOULD BE 100% as there is one other unsecured claim filed for $1920.27 and this is a luxury claim)

3. Trustee objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019.
- 2 months bank statements prior to filing date from other bank acct with USAA Federal, only provided #3283-7.
- Must file Pre-confirmation certificate.

Plan proposes$929.14 x 60 Base
Payments: 4/7 Arrears: $2787.42


RESOLVED ISSUES;
- Proof of 2 month's income - : Updated pay stubs from June & July for new job that started in March 2020.
- Amendments to Schedules A/B to add timeshare; amend Sch I for new job starting in March 2020.
- Proof of income provided from Dept of Defense not listed on Sched I and verifies that there is disposable income.
Matter ResolvedRequest
Adjourment
1219/15/2020 10:00 am20-12968 / MBKKirsten B. Ennis Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $250.00  
$58,000 from settlement is being picked-up on 9/28/20 - ADJ to 10/28/20 Peremptory

mk: told atty must call in:9/14/20:5:10 pm atty email:Hello: Client sent $500.00 on 9-9-20. I will upload proof now. However, the Settlement proceeds for the non-debtor spouse are being issued and are available for pickup 9-24. They will use the proceeds to become current pursuant to the CO entered 7-24-20. The debtor's medical malpractice case is essentially on hold and the attorney is waiting for the scheduling of the settlement conference. The debtor has been approved for unemployment but has not yet received same is owed over $5000.00. The debtors wife is a school aide and her first paystub won't be received until 9-25 which will 800 every two weeks. Can I get 2 more weeks to make it happen?



AS OF 9/8/20 (SF) - NO UPDATES SINCE JULY AND DEBTOR IS NOT CURRENT WITH PAYMENTS 4/7 ARREARS: $750

Atty to file Notice of Settlement for debtor (NOT FILED) and non-debtor has a separate settlement that should help fund the plan - adj to 9/15/20


1. Objection filed by Carrington Mortgage (Stern, Lavinthal) - failure to pay arrears of $78,325.60 and loan mod date of 9/2020 is unreasonable (There is no consent order resolving filed)

2. There is no claim filed for Innsbruck Corp LLC (SHOULD THIS BE STRICKEN FROM PLAN?)

3. C&C Lawncare has not filed a claim. (SHOULD THIS BE STRICKEN FROM PLAN?)

4. US Dept of HUD filed a secured claim1-1 with zero arrears. Not addressed in plan or schedules

5. Trustee objection:
- The debtor has insufficient income to fund the plan. There is negative income.
- A copy of the last filed tax return - : Need 2018 tax returns. Need 2019 tax returns by 8/15/20.
- need updated income if debtor's job status changes. (DEBTOR IS STILL UNEMPLOYED)
- The confirming order must provide for the turnover of all non-exempt proceeds from medical malpractice claim.

- Statement of Financial Affairs indicates $2,500 was received from debtor on 2/3/20, however the
Matter ResolvedRequest
Adjourment
1229/15/2020 10:00 am20-13207 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 3 of 7 required payments   Arrears: $608.00  
9/14/20: IRS APOC to be filed in next day or so - adj 1 cycle for that and then case workup.

>9/11/20:Atty uploaded adj request. Says IRS was just provided 2016-2019 returns & they have acknowledged same. they need to file APOC. (mk: emailed atty as to answer to #2 & TR Objection)

AS of 9/8/20(mk):

>> NEEDS RESOLUTION TO #1 & 2. FOR #1 ALSO NEEDS RESOLUTION OF THE BIFURCATED CLAIM (#3-1)FILED BY CREDITOR.
Plan pays full claim which has a secured part & unsecured part. So this would pay this creditor's unsecured claim at 100%
when rest of gucs are pro rata. Best we can do is pay the Secured part of $19,286.56 and treat the unsecured part $3,924.19
pro rata with the rest iof the GUCS.


1.Obj. By Renaissance Station Condo Assoc.(Ansell,Grim et al):W/D- se below for claim treatment.
(9/14/20:PER ATTY-WILL TREAT THE UNSECURED PART AS PRO RATA WITH OTHER GUCS. NEEDS OTBS RESOLVING THIS)
-not current w/PP payments.
>>ALSO THIS CREDITOR FILED A BIFURCATED CLAIM. SECURED $19,286.56
AND UNSECURED $3,924.19. PLAN PAYS TOTAL $23,201.72 BUT
THIS CANNOT BE SET UP TO PAY THAT AS THEN THE UNSECURED PART (100%)IS TREATED
DIFFERENTLY THAT REST OF GUCS INNPLAN(PRO RATA)

2. IRS ESTIMATED POC- No returns filed for 2016,2017,2018 & 2019.(9/14/20:RETURNS SENT TO IRS & NEEDS APOC)

3. Trustee Objection:
- auto lease arrears claim filed by Nissan for $467.05, needs to be paid or move against claim.(PER ATYY OK TO PAY)
- Must resolve IRS estimated claim.
- Must resolve creditor Renaissance objection.
- Must file Pre-confirmation certificate.
-need Updated auto insurance, insurance expires 8/11/20(Provided).


Plan:400 x 6; $1,008 x 54 Base
payments: current at fist tier. next payment 1008 due in Sept
last claim:9-1,bar date:5/6/20 ,
Matter ResolvedRequest
Adjourment
1239/15/2020 10:00 am20-13510 / MBKROBERT H JOHNSONConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $2,975.00
ISSUES AS OF 9/9/2020 (DM): Updated 9/11/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,975 PTD, THEN $425 x 29 STARTING 10/1/20, BASE PLAN, OTBS ON TD BANK OBJECTION WITHIN 30 DAYS***

1) TD Auto (Shiller Knapp) OBJs - $669.87 arrears on 2017 Hyundai Elantra - POC filed with $0 arrears (OTBS).

2) Trustee OBJ:
- Need Dec & Jan bank statements for BOA accts #2048 and #2051 (RECEIVED).
- Need March and April pay stubs for co-debtor with full deductions (RECEIVED).
- Need 2019 tax return by 8/15/20 (RECEIVED).
- Need proof of insurance for all 4 cars (RECEIVED).
- Need MP that pays student loan outside or add language to Confirming Order (AMENDED SCH J REMOVES EXP).
- Need amended Sch I to remove employment for debtor & amended Sch J (FILED).
- Excessive Expenses: $360 student loans (need proof), $482 for 3rd car loan (AMENDED).
- Disposable income verifies at $2,362 monthly (DEBTOR CURRENTLY UNEMPLOYED - received claim amount).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $425 x 36, Base Plan
PTD 7/7 = $2,975
Last Claim (17-2)
Matter ResolvedRequest
Adjourment
1249/15/2020 10:00 am20-13646 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $10,314.00
AS of 9/8/20(mk): - Atty ok with terms.sf

To Protect the Equity Threshold & address dispos. income issues TR Can ***REC. Confirm $10,314 PTD THEN $2,000 x 54 BEGIN 10/1/20; Base with
Min. $81,295 due to NE Equity in real and personal property; Student loans to be paid outside plan; Auto lease w/ American Honda Finance is assumed;
Must amend sch C win/14 days to claim exemption of rental property under 522 (d)(5); Must file pre conf cert. w/in 10 days***

1.Amended Sch C filed 7/27/20- TR Suppl. OBJ.(dm) - debtor improperly uses 522(d)(1) exemption on rental property .
Needs Amended C to claim under (d)(5)

2. Trustee Objection:
-need Amendments to Schedules C to use only Federal exemptions. STILL NEEDS TO CORRECT.SEE #1.
- Specifically: Schedule C uses both State and Federal exemptions. The schedules must be amended to take only one..
-Verified income leaves monthly disposable income of $5,532.58.(this was ytd as of Feb.
- Schedules fail to account for 2019 tax refund of $7,118- added in
-there is $77,721in non exempt equity in the Stiles St. property.
-there is $3,674 in non exempt equity in the 2012 Pilot. >>TOTAL NE EQUITY T/H $81,295
-need to file Pre-Confirmation Certification.(Uploaded to 13 docs- NEEDS TO BE FILED W/ CT.
------------------------
-need statement for the debtor's 2 401k loans and the non filing spouse's 2 401k loans(Provided).
-need to resolve estimated IRS claim(APOC FIled).
-need copy of 2018 return & 2019 by 8/15/2020.(Provided).
- add lang to confirming order student loans paid outside.

3.PHH Mtg(421 N Stiles St) filed arrears POC$195.56-OK TO PAY?- (PER ATTY- YES PAY)
in plan as unaffected.

4. Matrix Financial(59 Leslie Rd) Filed Areas POC$716.08- OK TO PAY?(PER ATTY- YES-PAY)
-in plan as unaffected.
Plan:1719 x 60 ,Base
payments 5/4
last claim 10-1, bar date:5/11/20
Matter ResolvedRequest
Adjourment
1259/15/2020 10:00 am20-13695 / MBKJUAN C VELASCO, ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 9/9/2020 (DM): Debtor is now current and we are treating mtg outside per stay relief - ADJ to 10/20/20 for 2019 tax return for final work-up

***Mtg Co obtained stay relief on 6/2/20 (no longer paying $,1522 mtg) and debtor is 3 of 6 Trustee payments - RECOMMEND DISMISSAL***

 email from Consumer Portfolio (Keri Ebeck, Esq) advising MP addresses objection - will withdraw obj.

 8/18/20 - need MP & debtor to be current - Adj to 9/15/20 Peremptory.

1) Consumer Portfolio (Keri Ebeck, Esq) OBJs to cram of 2012 Ford Escape (MP FILED & OBJ WITHDRAWN).

2) Peritus Portfolio filed $22,326.47 arrears claim on 2011 Subaru Impreza - Plan treats $18,575 as pay-in-full in Part 4g and cram in Part 7c (MP CORRECTS CRAM TREATMENT).

3) Trustee Supp OBJ:
- Stay was vacated on the home, so no mtg expense is being paid (UNRESOLVED).
- Need a MP that adds crams to Part 4 and Part 7 (MP CORRECTS).
- Need proof of current home & auto insurance (RECEIVED).

4) Trustee OBJ:
- Debtor has insufficient income to fund plan.
- Need Jan & Feb pay stubs (RECEIVED).
- Need 2019 tax return (UNRESOLVED).
- Excessive Expenses: $580 cable/internet/phone, $620 car insurance
- Need a Certification if Debtor is not pursuing the possible fraud claim (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $603 x 60, Base Plan
PTD 3/6 = $1,809
Last Claim (21-1)
Matter ResolvedRequest
Adjourment
1269/15/2020 10:00 am20-13722 / MBKMOSHE ROTHENBERG, ESQConfirmation Hearing on Modified PlanContinued
9/23/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $4,400.00  
Need insurance for Park Ave by 9/23/20 - Hill Wallack to file motion within 21 days and then we can adj again to 11/17/20 (dm)

9/3 workup for the 9/15 calendar EDC
(adj from 9/1)
issues as of 8/24/2020

1) Wells Fargo Bank/First Franklin Mortgage Loan Trust (Milstead) objection to confirmation
-first mortgage 316 Park, plan does not propose payment of mortgage arrears
-claim filed with arrears in the amount of $306,504.53
-modified plan proposes to surrender property (MP SURRENDERS AND OBJ WITHDRAWN)

2) New Rez/Shellpoint Mortgage (Hill Wallack) objection to confirmation - 15 Woodland 1st mtg
-claim filed, arrears $190,836.51

3) New Rez/Shellpoint Mortgage (Hill Wallack) objection to confirmation - 15 Woodland 2nd mtg
-mortgage matures during plan
-objection to the cram

4) Trustee objection to confirmation - need to resolve
-need copy of the 2019 tax return on or by 8/15/2020 - NOT PROVIDED TO DATE

-need a copy of the homeowners insurance renewal declaration showing liability coverage for the Woodland Avenue (RECEIVED) and Park Avenue properties STILL NEED PARK AVENUE HOMEOWNERS INSURANCE DECLARATION PAGE, DOCUMENT PROVIDED IS A BINDER THAT DOESN'T PROVE PERSONAL LIABILITY INSURANCE

-the debtor has failed to supply proof of Social Security Number to the Trustee 8/31/2020 PROVIDED CERTIFICATION VERIFYING ATTORNEY VERIFIED SSN

-the debtors plan does not propose the Trustee standard order of distribution MODIFIED PLAN STILL FAILS TO FOLLOW TRUSTEE STANDARD ORDER OF DISTRIBUTION

-the attorney fees in the plan and disclosure statement no not agree. must amend either the plan or the disclosure statement IN REVIEW OF AMENDED DISCLOSURE DATED 7/1/2020, ATTORNEY AGREED TO FLAT FEE OF ZERO FOR THE FILING OF THIS BANKRUPTCY IS THIS ACCURATE?

-need to resolve estimated IRS priority claim 9 - claim is estimated for 2019 taxes only - filing date 7/15/2020, need to provide copy of return on or by 8/15/2020 and proof of claim should be amended by 9/30/2020 - AS O 8
Matter ResolvedRequest
Adjourment
1279/15/2020 10:00 am20-13774 / MBKArnold R. Schlisserman Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 9/9/2020 (DM): Updated 9/14/20

***Need status of annual bonus***

 The debtor should have received his $50,000 annual bonus in March, but it has not been paid into plan to date.

1) IRS filed an estimated priority claim for 2019 - POC amended to $123,795.89 (OKAY TO PAY HIGHER PRIORITY POC??)

2) IRS filed a higher secured claim at $64,342.14 (OKAY TO PAY HIGHER SECURED POC?? - Yes)

3) Plan provides $1,493.71 secured treatment to State of NJ - no POC filed (STRIKE?? - Yes)

4) Trustee OBJ:
- Need proof of $900 monthly from State of NJ (RECEIVED 1099 - CALCULATES HIGHER).
- Need pay stubs - Feb, March & April (UNRESOLVED - UPLOADED NJ 1099 TWICE).
- DSO - need copy of Pendente Lite Order & Property Settlement Agreement (RECEIVED).
- Need DSO info sheet (RECEIVED).
- Need 2019 tax return by 8/15/20 (RECEIVED).
- Excessive Expenses: need proof of $1,500 court ordered payment (RECEIVED MEDIATION AGREEMENT - SUPPORTS EXP).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $5,760.03 x 60, 100% Plan
- plus $50,000 annual bonus (net $34,000)
PTD 5/6 = $28,915.12
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
1289/15/2020 10:00 am20-13940 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 6 required payments   Arrears: $0  

AS of 9/8/20(mk):

>> SAME AS LAST TIME In AUGUST.ALL ISSUES STILL UNRESOLVED<<

1. Objection by Pingora Loan(Phelan):
fails to pay arrears. LM not offered or approved.

2. Trustee Objection:
Loss Mit expired as of July 6,2020. per the order(#18)
- failed to file a feasible plan - expenses exceed income by $1,432.44 per
filed Schedules I & J, even with income verified higher the
case is still negative more than $800
-need Business profit & loss statements
-need Business forms - for REE Enterprises- Or explanation of income from business.
-need a valuation of the business.
-need home insurance renewal- policy provided will expire before confirmation on 8/4/2020
-need auto insurance renewal, policy provided expires 5/26/2020
-need Amendments to Schedules B & C to add business , value & assets.
-need amended Sch I for business income.
-need 2019 return by 8/15/20.
-must file pre conf cert.


Plan:100 X 60 BEG 4/20; LM 6/30/20 (174 CAMBRIDGE DR); BASE(Std loans outside)
6/6. last claim:9-1, bar date ;5/16/20
Matter ResolvedRequest
Adjourment
1299/15/2020 10:00 am20-13979 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $200.00  
Adj to 10/20/20 - Loan Mod but we will be adding real estate taxes to the plan - expecting Consent Order (dm)
ISSUES AS OF 9/9/2020 (DM):

1) Affinity FCU (Ostrowitz & Ostrowitz) OBJs - $61,964.41 mtg arrears (UNRESOLVED).

2) ACAR Leasing filed a claim for 2016 GMC Sierra not treated in the Plan (UNRESOLVED).

3) Trustee OBJ:
- Need updated proof of child support (UNRESOLVED).
- Co-Debtor income verifies higher ($4,865) than scheduled ($4,270).
- Disposable income of $327 on Form 122c requires $19,674 minimum dividend.
- There is $25,794 non-exempt equity in real estate if no proof of 2nd mtg (UNRESOLVED).
- Need 2019 tax returns (RECEIVED).
- Tax refund of $6,509 was not prorated and included in disposable income calculation (NO REFUND IN 2019).
- Need HUD-1 from sale of real estate in 2019 (RECEIVED).


Prop. Plan $200 x 60, Base Plan, Loan Mod by 9/1/20
PTD 5/6 = $1,000
Last Claim (17-1)
Matter ResolvedRequest
Adjourment
1309/15/2020 10:00 am20-13980 / MBKFRANK J FISCHER, ESQConfirmation Hearing on Modified PlanContinued
11/17/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $200.00  
Family member impacted by COVID - Adj to 11/17/20
ISSUES AS OF 7/29/2020 (DM):

1) JP Morgan Chase Bank (PHELAN) OBJs - $253,907.61 matured loan (UNRESOLVED).

2) Global Lending Services (GAVIN STEWART, ESQ) OBJs - plan does not treat 2018 Buick Encore (MP CORRECTS).

3) Trustee OBJ:
- Need to add non-exempt proceeds from malpractice lawsuit to confirming order.
- Need status of lawsuit from attorney David Shaver
- Debtor has insufficient income.
- Need a copy of 2018 tax returns for spouse (UNRESOLVED).
- Need a copy of 2019 tax returns for debtor and spouse (UNRESOLVED).
- Need proof of auto insurance (UNRESOLVED).
- Need proof of value on 2018 Buick Encore (UNRESOLVED).
- Need MP that corrects real property involved in sale, refi and/or loan mod (MP CORRECTS).
- There is $84,007 non-exempt equity in real estate - adjusted to $74,208 based on filed mtg claim (100% PLAN).
- There is $312 non-exempt equity in bank acct and possibly vehicle (100% PLAN).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Excessive Expenses: Homeowners $250 (proof of insurance shows $116.36/monthly); food $800 (grandson listed as dependent, not on tax return); auto insurance $263; non-debtor expenses $1,500 (requires proof of expenses); no housing expense on Schedule J (100% PLAN).


Prop. Plan $100 x 60, 100% Plan, Refi/Loan Mod by 12/31/20
PTD 4/4 = $400
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1319/15/2020 10:00 am20-14151 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,200.00
9/1 workup for the 9/15 calendar EDC
**CAN CONF AT: $200 x 60 beg 4/1/20 pro rata- LM by 11/30/20
(low base)

As of 8/10/20 Debtor attorney requested adjournment to allow time to provide 2019 tax return (DONE)

As of 8/5/20 (DS): 1. Trustee obj to the following:
- Need copy of 2019 tax returns and bank statements for USAA account #8473.(OK)
- Amendments to Schedules J which was filed completely blank.(DONE)
- There is $800 in non exempt equity in the 2013 Hyundai.(OK de minimus)
- Schedules I fails to account for debtor's tax refund in the amount of $512 when determining disposable income.(OK)

Prop Plan $200 x 60 Base
Matter ResolvedRequest
Adjourment
1329/15/2020 10:00 am20-14234 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ADJ TO REPORT TO TRUSTEE AS TO DISC WITH
ISSUES AS OF 9/8/2020 (DM):

1) IRS filed $11,806.04 priority claim that includes estimated taxes for 2018 and 2019 (UNRESOLVED).

2) Gerolyn Ebanks (Candyce Smith-Sklar, Esq) landlord OBJs - $12,500 arrears (UNRESOLVED).

3) Trustee Supp OBJ:
- Received pension loan statement - debtor will have $1,265 in additional income starting 10/1/21 resulting in $1,197 disposable income excluding SSI.

4) Trustee OBJ:
- Debtor failed to file a feasible plan.
- Need a copy of pension loan statement (RECEIVED).
- Need to amend Atty Disclosure Statement or Plan to correct fee balance (MP CORRECTS).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $700 x 18, $325 x 18, 0% Plan
PTD 5/6 = $3,500
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1339/15/2020 10:00 am20-14268 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

Per AR, adj to 9/23/20, and assign to DM to review income (dm)

UPDATED 9/15/2020

INCOME VERIFIED HIGHER TO CONFIRM NEED $1,500 PAID TO DATE, $1,603X54 BEGIN 10/1/2020 BASE PLAN
-NEED IRS PROOF OF CLAIM AMENDED TO SHOW 2019 RETURN RECEIVED AND NO MONEY DUE TO IRS
-LOAN MOD TO BE COMPLETED BY LOSS MIT DATE OF 11/19/2020

INCOME ANALYSIS: 7 PAYSTUBS PROVIDED TOTALING $9,069.72/7= $1295.67X4.33= $5610.25 MONTHLY NET

APOC FILED AND DOCS SUBMITTTED SEE IF CAN BE WORKED
9/14/20: atty says IS indicates they have return- need APOC

AS OF 9/3/20 (SF)

1. IRS priority claim is estimated. Missing 2019 Tax Return

2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
--Proof of 2 month's income - need April, May & June 2020 pay stubs for debtor. INCOME VERIFIED MUCH HIGHER THAN SCHEDULED, DEBTOR IS RECEIVING REGULAR PAY PLUS VACATION TIME IN EACH PAYCHECK = NET DISPOSABLE INCOME IS $3,058.95 AND WOULD REQUIRE PLAN PAYMENT OF $1,603 GOING FORWARD
--The current Plan does not specify treatment of IRS under the Plan.



Plan proposes $300 x 60 Base, Loan Mod by loss mit date
Payments: 5/6 Arrears: $300

RESOLVED ISSUES:
--A copy of the last filed tax return - 2019 by 8/15/20. (RECEIVED)
Matter ResolvedRequest
Adjourment
1349/15/2020 10:00 am20-14329 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $300.00  Total Paid In: $1,500.00
ISSUES AS OF 9/9/2020 (DM): Updated 9/14/20

***TRUSTEE TO RECOMMEND CONFIRMATION AT $1,500 PTD, THEN $300 x 43 STARTING 9/1/20, LOW BASE PLAN, PLUS ALL NON-EXEMPT PROCEEDS FROM PI CLAIM, OTBS WITH LANDLORD (Jamil Farooqui) WITHIN 10 DAYS, LANDLORD TO WITHDRAW DUPLICATE CLAIM (POC 4-1 or POC 1-1) WITHIN 10 DAYS; ADD TO CONFIRMING ORDER: $2,000 OF DEBTOR'S COUNSEL ATTORNEY FEES AND LANDLORD CLAIM TO BE PAID OVER THE FIRST 18 MONTHS OF THE PLAN, IF BALANCE OF LANDLORD'S CLAIM IS NOT SATISFIED WITHIN THE FIRST 18 MONTHS FROM PI CLAIM USED TO FUND THE PLAN, THE DEBTOR MUST FILE A MODIFIED PLAN***

 9/10/20 - Landlord, Famil Farooqui (Warren Jones, Esq) filed an objection to confirmation (OTBS).

 8/12/20 - AR, ADJ FOR CLEAR INDICATION OF WHEN PI WILL BE SETTLED OR AGREEMENT WITH LANDLORD

1) AmeriCredit (Morton) MFR scheduled for 9/1/20 (OTBS).

2) Landlord, Jamil Farooqui (Kevin Desai, Esq) filed two claim POC (1-1) and POC (4-1) - need consent order to address the two claims and prompt cure (SEE ABOVE).

3) Trustee Supp OBJ:
- Plan fails to provide a prompt cure to landlord (LANDLORD OBJECTED).
- Need status of PI claim that is being used to fund the plan.
- Plan can't be 0%.

4) Trustee OBJ:
- Debtor has insufficient income which verified lower than scheduled.
- Confirming Order must provide for all non-exempt proceeds from PI claim.


Prop. Plan $300 x 48, 0% Plan
- plus lump sum from PI case
PTD 5/6 = $1,500
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1359/15/2020 10:00 am20-14433 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $400.00  Total Paid In: $800.00
As of 9/14/20(mk):Updated-atty ok to terms

***CAN REC CONFIRM AT $200 X 36 BEGIN 4/1/20; 100%: Student Loans Outside; SALE OF GREENHILL RD BY 9/25/20.

>Plan shortened and 100%.


1. Trustee Objection:
-Need admin oath For ID & Soc. security #. (Provided).
-need Updated proof of auto insurance. Policy expired on 5/27/20.
-Must address objection by BSI Financial.(Short sale - Agree to be pd $228,214)

2. Objection By BSI(Freidman Vartolo):Order Approving Sale has Order Submitted .
creditor -as long as creditor is Pd.in full from sale- ORDER Was Submitted
THIS IS A SHORT SALE


-Plan:200 X 60 BEG 4/20; SALE W/IN 1 YR; BASE; Student loans Outside.
payments:4/6
last claim:2-1: bar date:5/25/20


Matter ResolvedRequest
Adjourment
1369/15/2020 10:00 am20-14479 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $400.00  
ISSUES AS OF 9/9/2020 (DM):

***If Order Extending Loss Mit to 11/11/20 resolves Wells Fargo objection, TRUSTEE WILL BE READY TO RECOMMEND CONFIRMATION AT $800 PTD, THEN $200 x 31 STARTING 9/1/20, BASE PLAN, LOAN MOD WITH WELLS FARGO BY LOSS MIT ORDER, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY LVNV FUNDING SECURED POC (6-1) IN THE AMOUNT OF $1,049.11***

1) Wells Fargo/Select Portfolio (McCalla) OBJs - $54,230.80 arrears (UNRESOLVED).

2) LVNV Funding filed a $1,049.11 secured claim not treated in the plan (PER ATTY, OK TO PAY).

3) Trustee OBJ:
- Need income contribution affidavit (RECEIVED).
- Need 2019 tax return by 8/15/20 (UNRESOLVED).


Prop. Plan $200 x 36, Base Plan, Loan Mod by 10/1/20
PTD 4/6 = $800
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1379/15/2020 10:00 am20-14541 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
10/21/2020 10:00 am
Debtor has made 23 of 6 required payments   Arrears: $0  

AS OF 9/8/20 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

2. SWBC filed a secured arrears claim #16 in the amount of $603.40 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

3. PNC Bank filed a secured arrears claim # 17 in the amount of $82.18 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

4. SWBC filed a secured arrears claim #18 in the amount of $161.50 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for land in Belize and timeshare in Maryland. (NOT RECEIVED)
- Proof of 2 month's income - from unemployment. (NOT RECEIVED)
- Proof of rental income - copy of leases for both properties in Florida. (NOT RECEIVED)
- Business profit & loss statements (NOT RECEIVED)
- Business forms - from all businesses (barber shop and rental). (NOT RECEIVED)
- A copy of the last filed tax return - for 2019. (RECEIVED)
- 2 months bank statements for all accounts listed on #17 of Sched B, prior to filing date. (RECEIVED)
- A copy of the deed - for the Florida properties that provides the addresses, Deeds for land in Belize and Timeshare. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption.
- Specifically: need proof of each of retirement accounts listed on sch B #21 to verify that the accounts are non estate
property under section 541.Trustee reserves the right to supplement the objection to exemptions once requested documents on assets have been provided & reviewed. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250 and HOA $290, Food $900, Transportation $700, Entertainment $795(Includes time share maintenance fees), Life insurance $467.27 and Maintenance on Florida properties $565. Need
Matter ResolvedRequest
Adjourment
09/15/2020 10:00 am20-14541 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 23 of 6 required payments   Arrears: $0  

MODIFIED PLAN FILED AND SCHEDULED FOR 1021/2020.
Matter ResolvedRequest
Adjourment
1389/15/2020 10:00 am20-14728 / MBKLAWRENCE W. LUTTRELLConfirmation Hearing ScheduledDismissedDebtor has made 6 of 6 required payments   Arrears: $0  

As of 9/6/20(mk); Below NOT DONE & SAME ISSUES AS LAST HEARING- NOTHING DONE.

NEED RESPONSE TO TRUSTEE OBJ BY 8/28/20 - ADJ TO 9/15/20 PEREMPTORY

8/17/20(mk) :Day before hearing,Adj request at 4:00 pm. says calendar error. Case is 5 mos old. TR objection to confirmation was filed on 5/28/20.Denied

AS of 8/7/20(mk):

>>HUGE DISPOSABLE INCOME ISSUES. LOOKED AT UPDATED INCOME PROOF THROUGH JUNE . HIGHER INCOME AND
EXCESSIVE EXPENSES SHOW DISPOS INCOME OF 2400 PER MONTH NOT 89.00 AS PLAN PROPOSES. INFLATED SCHEULES AND
NO PROOF OF EXPENSES.BAD FAITH<<

1.Trustee Objection:
-improper use of exemption. Sch. C needs to be amended.
the box 100% cannot be used for exemptions .Must state the specific $
amount claimed in the second column.
-excessive expenses: debtor has 4 cars & 3 auto payments on sch J. Third auto $330 p/m .
Transportation $600p/m. Home repair $334 p/m. Food for 4 $1550 p/m. cell phone/ internet $465.
Auto insurance $620 p/m. Life insurance $246 and no life insurance is listed on sch. B. and there is a
deduction on debtor & spouses' pay checks for life insurance.
Property taxes/insurance $166 /m when taxes and insurance are included on mtg statement.
Child education $374.There is a note at bottom of I that second son's education will be $300 p/m plus books.
Accountant $33.33p/m St of NJ $21.17 p/m for $owed?
- Grossly excessive expenses .Expense total should be reduced by a min. 1,000 per month.
Debtor has burden of proving validity of objectionable expenses.
-debtor not paying all disposable income into the plan due to
Updated income verified(thru June pays stubs) ($10,766.96 )higher than scheduled($9,400.55). That combined with
excessive expenses which the total was reduced by 1,000 equals monthly disposable
income of $2,455.96 not the $89.05 on schedules.
- 122c is incorrect as it lists a household of 6. 4 person household per sch J. and the
2018 tax return .So the calculations are wrong . Line 16 taxes. doe not deduct the tax
refund.
Matter ResolvedRequest
Adjourment
1399/15/2020 10:00 am20-14825 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

Adj to 10/28/20 Peremptory
9/3 workup for the 9/15 calendar EDC
*last issue is IRS estimated-otherwise can confirm


1. NJ Division of Taxation filed a secured claim #9 in the amount of $1,310.12 which is not in the plan. Is it ok to pay this claim? -NO PRIORITY CLAIM FILED. WILL PAY SECURED NJ HOWEVER - pay per POC
2. Objection filed by Freedom Mortgage (Phelan) - failure to cure arrears of $439.82 (Consent order)
3. Trustee's objection:
-The debtor has insufficient income .(sent updated POI H and UC application to us but no proof receiving and no info on business. Is it still running?)
-The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - (update on all income for past 2 months and proof of wife's unemployment) (RECEIVED)
- Amendments to Schedules Statement of Financial Affairs to list all Debtors prior businesses including Elite Sports Systems. (AMENDED)
-Childcare $420 (sent proof of dance which averages $80 monthly-not allowed. Also sent pre K at $354 monthly. Is this still being paid with Covid?)(OK income lower)
- Medical/dental $491 (OK income lower)
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must resolve creditor objection. (UNRESOLVED)
-------------------
- Amendments to Schedules Statement of Financial Affairs to list all Debtors prior businesses including Elite Sports Systems. (AMENDED)
- 401(k) Loan balance statements for two loans, prior to filing date. (OK RECEIVED)
Transportation $620. (RECEIVED CERT AS TO TRANSPORTATION - $620 OK)
- A copy of the last filed tax return - for 2019 Tax return. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $334 x 60, $0 to guc's
Payments: 4/4

Matter ResolvedRequest
Adjourment
1409/15/2020 10:00 am20-16149 / MBKJEANIE D WIESNERConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  

9/1 workup for the 9/15 calendar
CONSENT ORDER WITH NATIONSTAR SUBMITTED TO CHAMBERS, HOWEVER MP FILED 8/13/20 IS SCHEDULED FOR 9/1/5/20

***CAN CONFIRM at: $1432 paid then $395 x 56 beg 10/1/20- pro rata >>use trustee order of distribution>>pre conf cert in 10 days>>trustee will pay not pay US Bank secured claims unless claims filed

* Trustee objection:
-The debtor has insufficient income . The trustee needs proof of side job income. (OK payments current)
-A copy of the homeowner's insurance renewal declaration - . If plan is not confirmed
before 7/26/20, will need copy of renewal as current policy will expire on 7/26/20.
Need proof of current auto insurance. Policy expired on 5/25/20.
-The debtor has failed to provide proof of service with respect to Plan Motion(s).
Jefferson Capital System. (DONE)
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).(use trustee order of distribution)
-File pre-confirmation certification.
Matter ResolvedRequest
Adjourment
1419/15/2020 10:00 am20-16511 / MBKSTEVEN DUNBAR ESQConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

ISSUES AS OF 9/9/2020 (DM):

1) VAK Fund/FCI Lender Services (KML) OBJs to cram of 2nd Mtg (UNRESOLVED).

2) Plan provides pay-in-full with interest to Wells Fargo for 2015 Subaru Legacy - POC filed for $15,479.08 - need Consent Order to pay claim with correct amount of interest (UNRESOLVED).

3) Plan provides $4,738.06 pay-in-full treatment to Medallion Bank - no POC filed - need a filed claim and motion to allow the late filed claim (UNRESOLVED).

4) Trustee Sipp OBJ:
- Need proper service on cram of FCI Lending/VAK Fund (MOOT - KML FILED OBJ).

5) Trustee OBJ:
- Income verifies higher than scheduled (BOTH DEBTORS OPERATE A BUSINESS - COVID AFFECTED AND VARIES).
- Need proof of insurance for the 2018 trailer (RECEIVED).
- Need April and May bank statements for TD account (RECEIVED).
- FCI Lender needs to be served at a physical address (MOOT - OBJ FILED).
- Need to file Pre-Confirmation Certification (FILED).
- Attorney fees in the plan & disclosure statement do not agree (AMENDED).


Prop. Plan $729.52 x 60, Base Plan
PTD 3/4 = $729.52
Last Claim (29-1)
Matter ResolvedRequest
Adjourment
1429/15/2020 10:00 am20-16556 / MBKMARCIA Y. PHILLIPSConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 9/8/2020

1) 341 not held, not rescheduled - to date STILL has not provided documents needed for 341 hearing to be held - Trustee allowed adjournment of the 7/14/2020 confirmation hearing to allow documents to be provided and the 341 hearing to be held, unfortunately nothing has happened since the adjournment was granted
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court

proposed plan $1,400x60 base plan
paid in $5,600
last claim 16
Matter ResolvedRequest
Adjourment
1439/15/2020 10:00 am20-16568 / MBKMARCIA Y. PHILLIPSConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

(amt: 341 marked ready for 10/8)<<<>>>

AS OF 9/3/20 (SF)

1. Case is adjourned and marked Peremptory. All documents must be received and 341 hearing rescheduled by 8/15/20. Debtor must also be current. (STILL NO DOCS)
1. 341 NOT HELD - MISSING DOCS
2. PAYMENTS: 4/4
Matter ResolvedRequest
Adjourment
1449/15/2020 10:00 am20-16694 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $3,705.00
As of 9/14/20(mk):atty ok to terms

**CAN REC CONFIRM AT $3,705 PTD,THEN $1,255 X 56 BEGIN 10/1/20;0% .**


1. IRS filed Secured POC $2,941.42- In plan at Part 4g.

2. Trustee Suppl Objection:
-NO Proof of Service on 2 Auto Crams to Affinity Fed'l Credit.(Filed 8/13/20 & Creditor Atty ok w/ cram amts per her email.
-must file pre conf cert.


Plan:$2090 PTD; $1235 X 60 BEG 6/20; 0%
payments:3/4
last claim:9-1, bar date:7/29/20
Matter ResolvedRequest
Adjourment
1459/15/2020 10:00 am20-16945 / MBKRobert Manchel, Esq.Confirmation Hearing on Modified PlanContinued
9/23/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 9/4/2020

1) Nationstar Mortgage (RAS Citron) objection to confirmation - CONSENT ORDER ENTERED 7/22/2020, HOWEVER MOTION RELIEF NOW SCHEDULED FOR 9/23/2020 FOR FAILURE TO MAKE POST PETITION PAYMENTS - NEED TO RESOLVE
2) Trustee objection to confirmation - RESOLVED


proposed plan $701x60 base
paid in $2804
last claim 13
Matter ResolvedRequest
Adjourment
1469/15/2020 10:00 am20-17016 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,350.00
updated 9/14/2020

ok to confirm at $1,350 paid to date, $860x56 begin 10/1/2020 base plan
-Wells Fargo Bank OTBS Trustee to pay arrears through plan in the amount set forth in the filed proof of claim

issues as of 9/3/2020

1) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve(mk) 9/14/20: OTBS- PAY Arrears)
-approximate arrears $4,418.35
2) Trustee objection to confirmation - need to resolve
-a copy of the last filed tax return - 2019 RESOLVED, PROVIDED
-need amendment to schedules - amended Schedules to include 2015 Mitsubishi Outlander Sport RESOLVED, FILED
-need amended petition for co debtors maiden name RESOLVED, FILED
-the debtor is not paying all disposable income into plan - income verified higher with disposable net income in the amount of $932.19. May need current paystubs for the months of July and August to determine if income was reduced 2019 TAX REFUND LOWER, NO ADDITIONAL PAYSTUBS PROVIDED, DISPOSABLE INCOME IS $864.69
-Schedules fail to account for the debtors tax refund in the amount of $1,488 when determining disposable income
-need to file pre confirmation certification with Court RESOLVED, FILED
2) The filed Form 122C shows monthly disposable income of $7,083.84 - which would require a minimum $425,029.80 dividend to general unsecured creditors, as there appears to be a change in debtors income since (it's much lower than the gross income on Form 122c) the trustee recommends using I&J for the determination of plan payments

3) Trustee recommends confirmation at $1,350 paid to date, $860x56 begin 10/1/2020 base plan

proposed plan $450x60 base plan
paid in $1350
arrears $450
last claim 22
Matter ResolvedRequest
Adjourment
1479/15/2020 10:00 am20-17063 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,980.00
issues as of 9/2/2020

ok to confirm at $1,980 paid to date, $697x56 begin 10/1/2020 which includes minimum $29,215.20 dividend to general unsecured creditors
-add to confirming Order - student loans to be paid outside
-must file pre confirmation certification with Court within 10 days of confirmation

1) Trustee objection to confirmation - RESOLVED
-the debtor is not paying all disposable income into the plan - verified income leaves monthly disposable income in the amount of $1,245.16 MINIMUM DIVIDEND PER FORM 122C RESOLVES OBJECTION
-add to confirming Order - student loans to be paid outside ADD NOTE TO CONFIRMING ORDER
-must file pre confirmation certification with Court ADD NOTE TO CONFIRMING ORDER

proposed plan $660x60 minimum $29,215.20
paid in $1980
arrears $660
last claim 22
Matter ResolvedRequest
Adjourment
1489/15/2020 10:00 am20-17064 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 9/3/20 (DS): 1. Trustee obj to the following:
- Need current CMA with dated cover letter from person or company who did the valuation, copy of the homeowner's insurance renewal declaration, insurance expired 8/20/20 and 401(k) loan balance statement prior to filing date (DOCS WERE UPLOADED AND SCHEDULES WERE AMENDED TO ADJUST EXEMPTIONS - NEED TO REVIEW).
- Over exempts on 522(d)11(D) by $1,475 (REVIEW EXEMPTIONS FOR 4/1 EXEMPTION REVISION DATE).
- Must add to confirming order non-exempt proceeds from PI lawsuit to Trustee (ATTY OKAY WITH ADDING).
- AmeriHome filed arrears claim $507.69. Ok to pay? (YES)

Prop Plan $500 x 60 Base
Matter ResolvedRequest
Adjourment
1499/15/2020 10:00 am20-17221 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 4 of 3 required payments   Arrears: $0  

AS OF 9/2/2020 (at):

1. Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure arrears of $42,127.58 (Per POC) (UNRESOLVED)

2. Trustee's objection to exemptions:
The debtor has taken an improper $14,000 522(d)(11)(C) exemption on cash surrender value of whole life insurance. (AMENDED C FILED BUT LIMIT IS $13,400 SO THERE IS $600 NON EXEMPT - NEED TO REVIEW STATEMENT ONCE RECEIVED)

3. Trustee's objection:
- The debtor has insufficient income . Debtors have negative income.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - . Need copy of 2019 Tax Return. (RECEIVED - NO REFUND)
- Need copy of whole life insurance policy statement with Surety Life. showing cash surrender value. (NOT RECEIVED)
- Amendments to Schedules B & C to add 2002 and 2004 Mercury (AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is nonexempt equity of $182,059.83 in real estate.
- File pre-confirmation certification. (FILED)
- must address objection by New Rez. (UNRESOLVED)

Plan proposes: $400 x 60, 100% to guc's
Payments: 4/3, $400 credit
Matter ResolvedRequest
Adjourment
1509/15/2020 10:00 am20-17317 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 9/3/20(mk):adj request uploaded- needs more time to resolve objections

>Still needs to resolve in #1,answer #2 & clarify #3 and resolve issues in TR objection

1. Objection by New Rez/Shellpoint(Stern L):
fails to pay full arrears. LM speculative.

2. IRS (In plan at -0-)filed POC $483.60- OK TO PAY?

3. Plan has Federal National Mtg Assoc both in Part 4g as pay in full and at Part 7b Motions to reclassify as unsecured.
Which is it? TR does not have proof of second lien & as of this date no POC filed yet.

5. Trustee Objection:
- all non exempt proceeds from lawsuit to be pd to Trustee.
- needs proof of service for plan motions & clarify treatment of Federal national Mtg.
-must file pre conf cert.

plan:325 x 60 ,LM by 12/20;Base
2/3 payments
last claim:11-1, bar date:8/17/20
Matter ResolvedRequest
Adjourment
1519/15/2020 10:00 am20-17536 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 3 required payments   Arrears: $0  

MK: EMAIL TO DISPO LIST FROM ATTY TODAY AT 10:50am. I filed a withdrawal of this plan yesterday am, there is a modified plan scheduled to be heard on 10/14/20 to address noted issues

As of 9/8/20 (DS): 1. Mod plan filed propose to pay the arrears claims filed in full, but then list as outside (NewRez, BB&T and JPMorgan Chase). Also plan reduces Trustee payment when there is disposable income and does not propose 60 month plan when case is above median.

2. NewRez obj to mod plan, plan proposing to pay claim in full. Obj must be resolved.

3. Trustee obj issues not resolved:
- Income verified higher. Amended Sched I & J income verifies $879.6 and amended 22c has $365.46 and would require minimum dividend $21,928 to gucs. Plan also needs to be 60 month, due to 22c case.
- Amended 22c Line 22 takes $110 for additional health care, Line 23 takes $334 for optional phone services and Line 43 $330 plus $234 total $564 for student loans. Disposable income $365.46, which would require minimum dividend $21,928 to gucs.
- Amended Sched J has excessive expenses: Food $715.
- Add to confirming order student loans to be paid outside.

BELOW ISSUES NOT RESOLVED.

Debtor attorney requested adjournment, mod plan filed 8/7/20 and schedule 9/15/20

8/12/20 (DS): 1. Trustee obj to the following:
- 22c has disposable income. Line 16 (taxes) should be $3,228 and line 17 (involuntary deductions)
should be $0. Per the 22C, monthly disposable income is $2,663 which would require minimum dividend $159,780 to gucs. AMENDED 22 HAS DISPOSABLE INCOME AND EXCESS EXPENSES.
- Plan needs to run 60 months pursuant to the B22C form. Mod plan still does not propose 60 months.
- Excessive expenses on Sched J such: $800 Transportation, $300 Water/sewer/garbage (requires proof),
$300 Clothing, $895 Student loans (need proof and not in plan as outside) Requires certification and attached proof for the excessive expenses. AMENDED SCHEDULE
- Amount of debt in debtors Plan exceeds statutory limit for s
Matter ResolvedRequest
Adjourment
1529/15/2020 10:00 am20-17687 / MBKWarren Levy, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $2,200.00
AS OF 9/14/2020 (at):

RECOMMEND: $2,200 PAID TO DATE, $1,180 x 57 BEGINNING 10/1/2020, 100% TO GUC'S

1. Plan states that $3,250 in attorney's fees will be paid. Disclosure states $3,250 will be paid outside of the plan. One of these needs to be amended. (DISCLOSURE AMENDED - $3,250 TO BE PAID THROUGH THE PLAN)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need copy of May 2020 Credit Union of NJ checking and savings accounts statement. (NOT RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6115.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is nonexempt equity of $2897.16 in Credit Union of NJ savings and checking accounts.
1. File pre-confirmation certification. (FILED)
2. Need copy of 401k loan statement (RECEIVED)

Plan proposes: $1,100 x 60, base
Payments: 2/3, arrears $1,100
Matter ResolvedRequest
Adjourment
1539/15/2020 10:00 am20-17766 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

***ADJ to 10/14/20 for motions to reduce car claims - case will be 100%***
As of 9/8/20 (DS): Need to confirm at $3,252 paid, $1,613 x 57 begin 10/1/20 100% to gucs, due to 22c disposable income

As of 8/24/20 (DS): Debtor attorney requested adjournment pass bar date

8/26/20 (DS): Recommend waiting pass bar date or confirm at $2,168 paid, $1,542 x 58 begin 9/1/20 100% to gucs

1. Trustee obj to the following:
- 22c has disposable income $2,256.19, which would require a minimum dividend $135,371.40 to gucs. BAR DATE IS 8/31/20, TOTAL UNSECURED CLAIMS TO DATE IS $25,579.72, UNSECURED CRAM AMOUNTS FROM VEHICLES.
- Income also verifies higher than scheduled plus debtor received annual bonus not included in income calculation.
- excess expenses on Schedule J such as: $595 tele/cell/internet; $727 health insurance (need proof of expense) and $200 water/sewer.

Prop Plan $1,084 x 60 $0
Note: Service on motions done.
Matter ResolvedRequest
Adjourment
1549/15/2020 10:00 am20-18460 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
12/9/2020 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $440.00  
Matter ResolvedRequest
Adjourment
1559/15/2020 10:00 am20-18464 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/10/20 DEBTOR ATTY REQUESTED ADJOURNMENT, 341 SCHED 9/24/20
Matter ResolvedRequest
Adjourment
1569/15/2020 10:00 am20-18465 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $3,400.00
UPDATED 9/15/2020

OK TO CONFIRM AT $1,700X36 BEGIN 8/1/2020 BASE PLAN


341 sched 8/13/20, no payment, arrears $1,700, must make payment, then submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
1579/15/2020 10:00 am20-18527 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $222.00
updated 9/14/2020

To resolve Trustee objection need to confirm at $222 paid to date, $226x34 begin 10/1/2020 base plan
-NJ Housing & Mortgage Finance Agency objection to be resolved OTBS pay arrears through plan

UPDATED 9/9/2020
issues as of 9/2/2020

1) Trustee objection to confirmation - need to resolve
-need 2 months income - must resubmit proof of child support that identifies the recipient
-need copy of 401k loan statement for debtor PROVIDED, PAID ON OR BY 1/2/2022
-the debtor is not paying all disposable income into plan - excessive expenses per Schedule J; $1,950/food ALLOWED DUE TO 3 FAMILY MEMBERS HAVING MEDICAL CONDITION REQUIRING SPECIAL DIET; $604 telephone, cell and internet REDUCE SCH J $129 TOTAL EXPENSE ALLOWED $475; disposable income verifies higher. WITH THE ALLOWANCE OF THE HIGHER FOOD EXPENSE, THE SCHEDULE J IS REDUCE BY $129 TO $7,534.34 WHICH RESULTS IN MONTHLY NET INCOME OF $226.56
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity of $1,631 in PNC Bank account ending 4707
-need to file Pre Confirmation Certification with Court
-need copies of bank statements for PNC accounts ending 4694 and 3396 for period of 60 days prior to filing through date of filing PROVIDED STATEMENTS, ACCT 4694 HAD BALANCE $0, ACCT 3396 HAD BALANCE $90.11 EXEMPT
-the dismissal of case should trigger a one year ban of re filing
2) New Jersey Housing and Mortgage Finance Agency (Pluese) objection to confirmation hearing - OTBS PAY ARREARS


proposed plan $111x36 base
paid in $111
last claim 19
Matter ResolvedRequest
Adjourment
1589/15/2020 10:00 am20-18616 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $200.00
As of 9/6/20(mk);Atty ok to terms


IF OK TO Pay #1- THEN **CAN REC CONFIRM AT $200 PTD, THEN $115 X 58 BEGIN 10/1/20;Base;Trustee is authorized to Pay IRS claim #1-2 in the amount of $2,601.35 through the plan. Trustee Standard Order of Distribution. Must file pre conf cert w/in 10 days.**

1. IRS Amended POc $2601.35. Not In PLan- OK TO PAY?

2. Trustee Objection
-need pre conf cert.
----------------------------
-Need to resolve the estimated claim by the IRS.(APOC Filed)
-$700/mo for food(OK- for 3 & budget overall reasonable).
-need proof of insurance for trailer.(Provided)



Plan:100 x 60;base
payments:2/2
last claim:7-1,bar date:9/25/20
Matter ResolvedRequest
Adjourment
1599/15/2020 10:00 am20-18627 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 9/1/2020 (at):

1. Need to request an adjournment of this confirmation hearing.
2. 341 is scheduled for 9/17/2020
3. Payments: 1/2, arrears $500
Matter ResolvedRequest
Adjourment
1609/15/2020 10:00 am20-18658 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $998.00
As of 9/14/20 (DS): Confirm at $499 x 60 begin 8/1/20 pro rata dividend to gucs, Trustee standard order of distribution and within 10 days must file Pre-confirmation certificate.

1. Trustee obj to the following:
- Debtor has insufficient income to fund the plan. Updated proof of income provided and income verifies higher $1,116.13.
- Proof of 2 month's income - (updated including husbands side jobs). PER EMAIL SPOUSE NO LONGER WORKS SIDE JOBS, JOBS ENDED WHEN HE BEGAN FULL TIME EMPLOYMENT WITH ALL-PHASE..
- Need to add to confirming order Trustee standard order of distribution.

2. Must file Pre-confirmation certificate.

Prop Plan $499 x 60 Base
Matter ResolvedRequest
Adjourment
1619/15/2020 10:00 am20-18659 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 2 required payments   Arrears: $0  
Total Paid In: $1,719.00
updated 9/14/2020

ok to confirm at $1,146 paid to date, $578x58 begin 10/1/2020 which includes minimum $25,851 dividend to general unsecured creditors due to non exempt equity in real property owned by the debtor
-Township of Freehold Tax Collector filed secured claim 15, the creditor will be paid as a secured claim through the plan, not as a priority claim as stated in plan
-Trustee to follow order of distribution as set forth in the plan

issues as of 9/2/2020

1) Trustee objection to confirmation - need to resolve
-need a current market analysis with comps used to determine value THIS IS AN FREEHOLD TOWNSHIP AFFORDABLE HOUSING PROPERTY AND THE MAXIMUM RESALE PRICE FOR THE PROPERTY IS $77,966
-need a copy of the last filed tax return - from spouse for 2019 DEBTOR CERTIFICATION STATES CURRENT SPOUSE IS NOT OBLIGATED TO DEFEND HIS CHOICE OF LIFESTYLE NOR SHOULD HIS PERSONAL TAX RETURNS BE SUBJECT TO REVIEW BY THE TRUSTEE
-need a copy of the homeowner's insurance renewal declaration - if not confirmed by 9/15/2020, policy provided expires 9/6/2020 RESOLVED, RENEWAL PROVIDED
-need certification regarding settlement agreement regarding $10,000 to ex husband when house is sold DEBTOR PROVIDED CERTIFICATION IN RESPONSE TO TRUSTEE OBJECTION, STATES THEY DID NOT FOLLOW THE TERMS OF THEIR DIVORCE AGREEMENT AND HAVE A VERBAL AGREEMENT THAT THE DEBTOR PAYS EX SPOUSE $10,000 AS HE MADE MORTGAGE PAYMENTS AND OTHER FINANCIAL ASSISTANCE HE WAS NOT OBLIGATED TO PAY
-the debtors plan consists of unnecessary or excessive expense item, such as: non-filing spouse unknown expense $2,500 requires proof of expenses DEBTOR CERTIFICATION LISTS EXPENSES (CAR PAYMENT $369, NFCU LOAN $700 DOES NOT PROVIDE INVOICES/BILLS)
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7: estimated non exempt equity of $31,400 pending all secured claims filed QUIT CLAIM DEED NEVER FILED IN ACCORDANCE WITH DIVORCE SETTLEMENT
Matter ResolvedRequest
Adjourment
1669/15/2020 1:00 pm12-38448 / MBKWilliam H. Oliver, Jr., Esq.AP Notice of Hearing - (Generic)Continued
10/6/2020 1:00 pm

STATUS CONFERENCE
Matter ResolvedRequest
Adjourment
1639/15/2020 1:00 pm17-10373 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $17,691.00
Matter ResolvedRequest
Adjourment
1649/15/2020 1:00 pm19-19208 / MBKGeorge E Veitengruber IIIMotion CompensationOrder to be SubmittedTotal Paid In: $6,925.00
***OTBS - need $778 x 45 starting 9/1/20 to cover the fee app and the arrears recap***
Trustee Obj
Matter ResolvedRequest
Adjourment
1659/15/2020 1:00 pm19-31678 / MBKGeorge E Veitengruber IIIMotion CompensationOrder to be SubmittedTotal Paid In: $2,250.00
***OTBS for the full fee would be $284 x 51 starting 9/1/20***
Trustee Obj
Matter ResolvedRequest
Adjourment
1669/15/2020 2:00 pm16-34561 / MBKWILLIAM S WOLFSON, ESQMotion CompensationGrantedTotal Paid In: $33,381.00
Matter ResolvedRequest
Adjourment
1679/15/2020 2:00 pm17-29060 / MBKKirsten B. Ennis Motion CompensationGrantedTotal Paid In: $23,692.00
Matter ResolvedRequest
Adjourment
1689/15/2020 2:00 pm20-17528 / MBKMarc C. Capone, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $4,050.00
***amended order emailed to Chambers 8/25/20***
Trustee limited obj
Matter ResolvedRequest
Adjourment
1699/15/2020 2:00 pm20-19713 / MBKMelinda D Middlebrooks, EsqOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
1709/15/2020 2:00 pm20-19855 / MBKLAWRENCE W. LUTTRELLOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
1719/15/2020 2:00 pm20-19857 / MBKCHONG S KIMOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
09/15/2020 2:15 pm19-30267 / MBKANDREW SKLARAP Summons IssuedConverted to 7 / 11
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes