Judge Michael B. Kaplan
Hearing Date: 9/11/2024
Hearing Count: 0
Last Updated: 09-06-2024 06:51 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
29/11/2024 9:00 am17-29060 / MBKKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $49,162.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $194,923.00
ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-15219 / MBKAndrew Thomas Archer, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections
Debtor obj, mailed pymt<>JP MORGAN CHASE/Platt Ave (Fein Such)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-16307 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/25/2024 9:00 am
Total Paid In: $37,768.00
AMT: MP 9/25 **NEEDS TO REQUEST ADJ OF TR MTN BY 9/6 OR APPEAR TO REQUEST**<>

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
79/11/2024 9:00 am19-16884 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $99,851.00
8/14 AMT: TR ORDER, DOC #143 -$13,932 BY 9/4 (ARREARS & SEPT PYMY); $ 3450 X 20 BEG 10/1/24; CASE TO BE DISMISSED ON 9/11 IF LUMP SUM PYMT NOT MADE<<>>

Trustee Order - current by 9/4/24 (AR)


Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-23905 / MBKTRAVIS J RICHARDS ESQMotion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN REOPEN
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-23905 / MBKTRAVIS J RICHARDS ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
Trustee OBJ
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-26088 / MBKStacey L. Mullen, Esq.Exemption from Participation in Financial ManagementNo Opposition Filed
FINC MTG COURSE
Matter ResolvedRequest
Adjourment
129/11/2024 9:00 am19-27366 / MBKYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $43,968.00
per 7/8 email---Clients will be able to pay $4500 by July 12th and the rest of the balance by the September when the plan expires.

ADJ to 7/10 to see how much family can help pay off the balance (dm)

Debtor obj<>100% PLAN WILL NOT COMPLETE TIMELY DUE TO ACAR LEASING POC #1-2 FILED AFTER CREDITOR OTAINED SV
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-27952 / MBKEdward Hanratty, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,848.00
Debtor obj, making pymts<>FREEDOM MTG /Commonwealth Blvd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-29605 / MBKJoan Sirkis Warren, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $46,294.00
Debtor obj<> M&T BANK/Harmoney (McCalla)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-29945 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $53,028.00
Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
109/11/2024 9:00 am19-30574 / MBKBruce C. Truesdale, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $62,660.00
Debtor Atty contacted Kierstyn regarding trust check not credited (dm)

Debtor obj, made payment & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-32698 / MBKWarren Brumel, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $96,639.00
Debtor obj, will pay from settlement
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am19-32698 / MBKWarren Brumel, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $96,639.00
AMT: SETTLEMENT PROCEEDS RECEIVED/PLAN PIF, PENDING RESOLUTION OF CRED DEF CERT<<>>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am20-15435 / MBKCohn Lifland Pearlman Herrmann & Knopf Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $15,612.00
MTN OF BRAIN FECZER AS EXECUTOR OF PROBATE ESTATE (COHN LIFLAND PEARLMAN)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am20-17063 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $37,919.00
Debtor obj, will pay<> FAY SERVICING/Second St (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am20-21589 / MBKGeorge E. Veitengruber, III, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $18,637.00
OST - 15 PRINCETON AV
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am21-11727 / MBKRoger J. Yehl, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $4,701.00
Debtor obj, says current<> PINGORA LOAN/pinehurst Ave ( brock & Scott)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am21-11964 / MBKRobert Cameron Legg, Esq.Motion for exemption from filing Certification in Support of DischargeNo Opposition Filed
CERT OF DISCHARGE AND PP CRED COUSELING CERT
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am21-13286 / MBKKevin C. Fayette, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $29,070.00
Debtor obj, can pay $1,100 and bal by hearing<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am21-14613 / MBKAndrew Thomas Archer, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $69,333.00
AMT: ADJ FOR $3,000 PYMT TO POST; ATTY ADVISED IF $3,000 NOT PAID, CASE MAY BE CONSIDERED FOR DISMISSAL<>

AMT: EMAIL TO ATTY, WILL DO TR ORDER IF $3,000 POSTS BEFORE HEARING: PPSD TR ORDER: ($69,332.50 PTD $3,000) (38); $ 2,937 X 22 BEGINNING 9/1/24 <<>>

Debtor obj, request recap<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am21-15615 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Continued
10/9/2024 9:00 am
Total Paid In: $9,900.00
Debtor obj, requests recap<>LAKEVIEW LOAN/Talon Court (KML)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am21-16097 / MBKThomas J. Orr, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $28,350.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, proposes pymt & recap<>MORTGAGEE LEGACY MTG /Seneca Trail (PLUESE)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am21-18635 / MBKJonathan Goldsmith Cohen, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $29,450.00
ACAR LEASING LTD/GM FINC-2021 Chevy bolt (EISENBERG)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-10206 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $59,547.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-10423 / MBKDaniel E. Straffi, Esq.Creditor Certification of DefaualtOrder to be SubmittedTotal Paid In: $43,659.00
Debtor obj, made pymt<> NATIONSTAR/Curtis Ave (Gross Polowy)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-11984 / MBKThomas G. Egner, Esq.Motion Relief from Stay (Fee)Recommend GrantingTotal Paid In: $6,263.00
Debtor Opp to be withdrawn - Recommend Granting (dm)
AMT: TR LTR REQUESTING CONDUIT<>

debtor obj, requests recap (*withsrawn*)<>NATIONSTAR MTG/3rd St (GROSS)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-12621 / MBKMAUREEN VELLACreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $43,791.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj<> JP MORGAN/Kennedy St (Romano Garubo)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-13002 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/25/2024 9:00 am
Total Paid In: $13,098.00
Debtor obj, filing MP<>PLAN WILL NOT COMPLETE TIMELY DUE TO $12,000 PP MTG ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-13328 / MBKWarren Brumel, Esq.Motion SellNo Opposition FiledTotal Paid In: $23,485.00
86 FIELDCREST WAY
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-13328 / MBKWarren Brumel, Esq.Motion Avoid LienNo Opposition FiledTotal Paid In: $23,485.00
MTN TO AVOID LIENS: AVALON CARPET (J 089367-2012); FIA CARD SVS (J-177648-2012); NJHESAA (J-096132-2018); NEW CENTURY (DJ-062441-2014)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-15460 / MBKBrad J. Sadek, Esq.Notice of Proposed Compromise3rd Party MatterTotal Paid In: $89,927.00
AMT: 9/6 - $42,126.96 SENT VIA USPS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-15719 / MBKMaryBeth Schroeder, Esq.Motion Requesting RedactionJudge to Reserve DecisionTotal Paid In: $19,944.00
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-15719 / MBKMaryBeth Schroeder, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,944.00
Debtor obj, making pymts<>US BANK NAT'L ASSOC (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-15809 / MBKDavid E. Shaver, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $3,356.00
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
339/11/2024 9:00 am22-16995 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/9/2024 9:00 am
Total Paid In: $7,920.00
ADJ to 10/9 - short sale is scheduled to close on 9/23 (dm)
Debtor obj, under contract/filing mtn<>FAILED TO SELL SUNRISE ST PPTY BY 4/10/24
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-17010 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $8,120.00
***Trustee Order: $8,120 Ptd, then $420 x 36 starting 10/1/24***

Debtor obj, will pay $350 & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
259/11/2024 9:00 am22-17388 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $8,195.00
Debtor obj, lawsuit still pending; SP Cert with status<>FAILED TO FILE CERTIFIATION REGARDING PI LAWSUIT BY 10/12/23 PER PROVISION OF CONFIRMATION-filed 8/22
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-17406 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $27,250.00
Debtor obj, filing MP (pending ERMA approval)<>FAILED TO REFI BY 8/1/24
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-17580 / MBKYakov Rudikh, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $18,875.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-17917 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $64,900.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, made pymt & requests recap<>PHH/ MAdison Ave (RAS)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-18469 / MBKAdam Schneider, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $11,562.00
PHH MTG /Monmouth Pkway(McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-18548 / MBKRoger J. Yehl, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $33,092.00
Debtor obj, made pymt & requests recap<>ALLY CAPITAL/2013 Jeep Wrangler (Lavin Cedrone)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am22-18766 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $13,468.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, made pymt<>NATIONSTAR/Landon Drive (LOGS
Matter ResolvedRequest
Adjourment
459/11/2024 9:00 am23-10293 / MBKMarc C. Capone, Esq.Creditor Certification of DefaultContinued
9/25/2024 9:00 am
Total Paid In: $6,172.00
Debtor obj, selling ppty<> US BANK/Midland Blvd (LOGS)
Matter ResolvedRequest
Adjourment
449/11/2024 9:00 am23-10293 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/25/2024 9:00 am
Total Paid In: $6,172.00
Debtor obj, pending offer<>FAILED TO COMPLETE SALE OF MIDLAND BLVD PPTY BY 5/15/24;
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-10361 / MBKYakov Rudikh, Esq.Motion for Relief from StayOrder to be SubmittedTotal Paid In: $13,627.00
RE-LISTED 4/10/24 WAS OTBS/COUNSEL DID NOT RETURN CONS ORDER/CREDITOR REQUESTED HEARING<>

Debtor obj<> ALLY CAPITAL/Ford F-150 (Lavin Cedrone)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-10661 / MBKDavid E. Shaver, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $28,821.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-11627 / MBKMelissa Wotton, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,896.00
DEBTOR MTN TO RESONSIDER 8/14/24 ORDER
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-11659 / MBKLaurence R. Sheller, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $27,978.00
AMT; TR LTR REQUESTING CONDUIT<>

Debtor obj, paying<> CARRINGTON/Laine Dr (Hill Wallack)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-12240 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,889.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-12240 / MBKJustin M. Gillman, Esq.Motion for Relief from StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,889.00
Debtor obj<> FREEDOM MTG/Brookside Dr (Brock & Scott)
Matter ResolvedRequest
Adjourment
579/11/2024 9:00 am23-13153 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultContinued
10/9/2024 9:00 am
Total Paid In: $6,035.00
Per Stuert West - file may be transferred to new Servicer (dm)

AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj<> US BANK/heck Ave (SALTZMAN)
Matter ResolvedRequest
Adjourment
559/11/2024 9:00 am23-13153 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultContinued
10/9/2024 9:00 am
Total Paid In: $6,035.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-14146 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,000.00
Debtor obj<>PNC BANK /Cindy Street(KML)
Matter ResolvedRequest
Adjourment
609/11/2024 9:00 am23-15547 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $76,510.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, requests arrears added to plan<>SELECT PORTFOLIO /Madison Ave (ROBERTSON)
Matter ResolvedRequest
Adjourment
629/11/2024 9:00 am23-15702 / MBKCamille J. Kassar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,750.00
MP filed 8/13 to correct the payment (dm)
AMT: MP 8/14 - Plan Denied

Debtor obj, filed MP<>Failed to obtain Loan Mod by 5/31/24
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-16093 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $6,500.00
ARREARS
Matter ResolvedRequest
Adjourment
659/11/2024 9:00 am23-17490 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $3,600.00
AMT: MP 9/11<> Needs Resolution

Debtor obj, filing MP<>FAILED TO SELL MEHAR PPTY BY 5/31/24
Matter ResolvedRequest
Adjourment
669/11/2024 9:00 am23-17763 / MBKScott J. Goldstein, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $6,000.00
FAILED TO LM BY 6/22/24
Matter ResolvedRequest
Adjourment
429/11/2024 9:00 am23-18231 / MBKFrances A. Tomes, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $14,696.00
Debtor obj, requests recap<> MERCEDES-BENZ/2020 C300C4 (Eisenberg gold)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-18279 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,750.00
Debtor obj, pending contract<>FAILED TO SELL RIVER EDGE DRIVE PPTY BY 7/24/24
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-18506 / MBKMarcia Y. Phillips, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $10,000.00
FAILED TO COMPLETE LM BY 8/1/24
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-19214 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,811.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
449/11/2024 9:00 am23-19564 / MBKThomas G. Egner, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,204.00
Debtor obj, can make pymt & requests recap<>FLAGSHIP CREDIT /2020 Eclipse (EISENBERG)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-20500 / MBKDavid G. Beslow, Esq.Motion Relief from Stay (Fee)Recommend GrantingTotal Paid In: $1,800.00
Debtor Opp to be withdrawn - Recommend Granting (dm)
Debtor obj (*WITHDRAWN*)<>TOYOTA MOTOR /2021 Corolla (STEWART)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-20500 / MBKDavid G. Beslow, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,800.00
Debtor obj<>MAEBROOK AT RENAISSANCE (HABER SILBER RUSSONIELLO)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-20500 / MBKDavid G. Beslow, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $1,800.00
TOYOTA /2021 Camry (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-20923 / MBKMichael P. Otto, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $16,050.00
FAILED TO LM BY 8/1/24; ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am23-21266 / MBKRobert C. Nisenson, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $201,271.00
Debtor obj, trying to pay<> ARREARS
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-10124 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $8,736.00
PINGORA LOAN /Sweet Briar Ln (ROBERTSON)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-10136 / MBKDaniel E. Straffi, Esq.Application to Terminate Loss MitigationNeeds Resolution of Issues - Objections
Debtor obj<> WELLS FARGO APP FOR EARLY TERMINATION OF LOSS MIT
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-10182 / MBKPRO SEMotion Reopen Ch. 13 Case (fee)Continued
9/25/2024 9:00 am

trustee objection

MTN REOPEN
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-10541 / MBKDavid E. Shaver, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj, made pymt<>PHH MTG / Kenneth Rd (ROBERTSON)


8/23/24:mk: debtor atty made offer to creditor to enter into a CO for post pet arrears to be paid thru August atty has 10,582.68 in his trust acct. awaiting creditor response.
Matter ResolvedRequest
Adjourment
849/11/2024 9:00 am24-11209 / MBKPRO SEMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $10,130.00
RAS ADJ Request for 9/11/24 - Mod App is complete & decision expected by 8/30/24 (dm)

AR NOTE LENDER MFR AS OF 5-1 -24 POST PETITION DUE $3944 DEBTOR MP PLAN CURE AND MAINTAIN PLAN IS TYPED AND PRO SE DEBTOR HAD ASSISTANCE WHICH SHE PAID FEES - TRUSTEE IS REVIEWING

Debtor obj, applying for LM<>US BANK TRUST/ Pebble Lane (ROBERTSON)
Matter ResolvedRequest
Adjourment
519/11/2024 9:00 am24-11287 / MBKAndrew M. Carroll, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,300.00
Debtor obj<>MID ATLANTIC FINC / 2014 Ram 1500(EISENBERG)
Matter ResolvedRequest
Adjourment
869/11/2024 9:00 am24-11306 / MBKRobert C. Nisenson, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Debtor obj, attempting to pay<>SELECT PORTFOLIO SERVICING /Wyoming Ave (ROBERTSON)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-13238 / MBKBrian Gregory Hannon, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $625.00
Debtor obj, made pymt<>CROSS COUNTRY MTG/Jamaica Blvd (Alberti Law)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-13803 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNeeds Resolution of Issues - Objections
Debtor obj, can make pymt & requests recap<>LOSS MIT/PLANET HOME LENDING
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-13924 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO REDUCE IRS CLM #3-4 PRIORITY PORTION TO $16,094.78 AND MODIFY GUC PORTION TO $22,080.12
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-13951 / MBKSteven J. Abelson, Esq.Motion Withdraw As AttorneyNo Opposition Filed
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-14369 / MBKDaniel E. Straffi, Esq.Order Shorten TimeNeeds Resolution of Issues - Objections
OST - Motion to Sell Primrose Lane
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-14498 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
Trustee OBJ
Matter ResolvedRequest
Adjourment
589/11/2024 9:00 am24-14631 / MBKAndrew Thomas Archer, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Trustee objection:
$2000 in arrears including August. We only received 1 of 3 payments.
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-14646 / MBKRonaldo C. George, Esq.Motion Relief from Stay (Fee)No Opposition Filed
SN SERVICING/Pleasant Valley Rd (FRIEDMAN)
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-14783 / MBKVera Fedoroff, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
Newrez response ( Leopold)<>MTN TO RECUDE NEW REZ CLM #5-1 TOTAL CLM TO $217,665.74 AND ARREARAGE TO $20,392.28
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-15272 / MBKAndrew Thomas Archer, Esq.Notice of Hearing (Upload)Judge to Reserve Decision
FAILED TO FILE SCHEDULES POST CONVERSION
Matter ResolvedRequest
Adjourment
1009/11/2024 9:00 am24-15777 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>ENVIOS GRAN SABANA /LANDLORD (GORSKI)
Matter ResolvedRequest
Adjourment
1009/11/2024 9:00 am24-16697 / MBKPeter E. Zimnis, Esq.Motion Extend TimeNeeds Resolution of Issues - Objections
US Bank obj (Honig & Greenbert)<>EXTEND STAY
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-17836 / MBKPeter E. Zimnis, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)No Opposition Filed
2 IRWIN PL
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-17836 / MBKPeter E. Zimnis, Esq.Motion Avoid LienNo Opposition Filed
MTN TO AVOID LIEN/WACHOVIA BANK
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-17957 / MBKRussell L. Low, Esq.Motion Extend TimeNo Opposition Filed
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
09/11/2024 9:00 am24-18354 / MBKJeanie D. Wiesner, Esq.Motion Extend TimeNeeds Resolution of Issues - Objections
OST/MTN TO EXTEND SATY
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am19-22460 / SLMJonathan Stone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $20,985.00
debtor obj<>NEW REZ/Birch St ( McCabe)

The Trustee takes no position
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am22-19281 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 20 of 22 required payments   Arrears: $558.00  Total Paid In: $11,254.00
AS OF 9/4/2024 (at):

RECOMMEND: $11,254 PAID TO DATE, $1,039 x 14 BEGINNING 10/1/2024, LOAN MODIFICATION BY 1/31/2025, 100% PLAN
Low base pending loan modification.
Preserve non exempt equity of $39,766 in real and personal property.

MP proposes: $10,696 paid to date, $558 x 16, loan modification by 1/31/2025, 100% plan
(To seek more time to obtain loan modification.)
Matter ResolvedRequest
Adjourment
1139/11/2024 10:00 am23-15611 / MBKJoseph Albanese, Esq.Hearing on ConfirmationHold for JudgeDebtor has made 12 of 15 required payments   Arrears: $0  

9/4 workup Workup -EDC discussed with Ablanese--trustee offered compromise of $90,000 to gucs plus comp./ will need Judge if no agreement

adversary closed--Bank not pursuing case

****************Per AR we need an interim order. The ORDER IS TO INCLUDE THE FOLLOWING:

updated I & J and disposable income

(1) If the debtor disagrees that a houses value is determined at the time of confirmation he may file a brief regarding the when the time of valuation occurs if he so wishes. The trustee will have 10 days to file a response. NOT DONE will consent

(2) The debtor is to file an appraisal if he so wishes if he does not agree to use the amount of $654,000 as the houses value. If an appraisal is filed the trustee shall have 10 days to hire an appraiser. NOT DONE will consent

(3) If the debtor is asserting that the clothing expenses for June/July of last year are reasonable he should file a brief regarding the reasonableness of those expenses. The trustee will have 10 days to file a response. NOT DONE May need brief---

(4) The debtor is to file updated P&L statements up to the last month of that the business operated. The statements should be filed by a certified accountant. NOT DONE

(5) The debtor is to provide all documents showing that the business is closed/dissolved. NOT DONE, only sent cert ok

(6) The debtor is to provide a certification regarding the disposition of all of the business assets. This should include list of those assets and may include a debtor certification regarding the sale or transfer of any assets. DONE

(6) The debtor is to provide a detailed explanation and accounting regarding how the the sale proceeds from the Farmingdale property were spent. This should include all receipts and proof of payments. WHO IS SC CONSTRUCTION GROUP $75,000 CHECK- $150K WENT TO HOUSE

*PER APRIL BANK OF AMERICA AROUND $2500 OF THE $35.000 IRS REFUND WENT TO CLOTHING-- CASE FILED APPROXIMATELY 60 DAYS AFTER RECEIVING MONEY--WHEN WAS THE INITIAL CONSULT WITH AL
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am23-17490 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 12 of 13 required payments   Arrears: $0  
Total Paid In: $3,600.00
as of 9/4/24: No appl to retain realtor or listing agmt provided- ZILLOW HAS NOT CURRENLTY FOR SALE



ADJ to 9/11 to get Realtor retained & Listing Agreement (AR)
AS of 8/7/24(mk):

1. Tr Objection:
No realtor has been retained. the property is not even listed for sale - NEEDS PROOF OF EFFORTS TO SELL



MP proposes$300 X 36 (SALE of 741 MEHAR CT ); BASE
EXTEND TIME TO SELL PROPERTY to 10/1/24
plan has run 13 mos and 23 remain
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am23-17810 / MBKBrad J. Sadek, Esq.Order Vacate Dismissal of CaseRecommend DismissalDebtor has made 11 of 12 required payments   Arrears: $155.00  
AR RESOLVE OR HOLD --CASE JUST REINSTATED AND 12 MONTHS OLD--ISSUES NOT ALL RESOLVED WILL NEED JUDGE OR TO DISMISS AGAIN
9/4 Workup for the 9/11 calendar edc

**Got some updated POI but missing lots of info---need last 2 months income for Santander, hospital Spouse Chorma and Gig work along with certification if not working any of those jobs anymore

**amended schedules have $730 monthly for cell phones for 5 people, $718 car payment, need proof of spouse personal loan $141 and $591 title loan payment. Charitable contribution raised by $50 from original schedules

**Just looking at regular income we are getting over $2,000 disposable. EDC sent email to attorney to review to figure out trustee payment going forward.

1. Trustee obj to the following:
-- Excess expenses on Schedule J: $717.23 car payment; $591 title loan payment; $1,000 month for spouse credit cards and personal loans - need supporting documentation. STILL MISSING TITLE LOAN PAYMENT AND SPOUSE CREDIT CARD INFO
-- Confirming order shall provide for any non-exempt proceeds from the estate of the debtor's father to Trustee.

** Debtor appear to be paying for daughters car insurance. Should unsecured creditors be footing the bill since they are not being paid?

Prop Plan $155 x 36 begin 10/1/23; Base

--------------
RESOLVED
**Westlake filed arrears claim $20. Trustee ok to pay? OK TO PAY
2. Santander (MORTON) obj to pre-petition arrears owed, POC filed $696.69. Must resolve obj. OTBS PAY ARREARS $696.69

As of 1/23/24 (DS): FYI BANK STATEMENTS PROVIDED 1/22/24, NO TIME TO REVIEW. STILL MISSING DOCS. ATTY ASKED TO GIVE SECOND CALL ON CASE AS HE WILL BE AT IN PERSON APPEARANCE AT 9AM.---OK EDC

- Need to provide 7/2023 statement for Chase #9727; 8/2023 statement for Chase #6083; 8/2023 statement for Chase #8633 and 8/2023 statement for Capital One accts #2190 and #3356. OK EDC
Matter ResolvedRequest
Adjourment
1159/11/2024 10:00 am23-20977 / MBKDouglas T. Tabachnik Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 10 required payments   Arrears: $23,835.00  
9/11 Workup edc
--updated trustee objection based on recent certs filed

1) State of NJ Timothy Kawira, Esq) OBJs - plan fails to provide for full payment of $31,651.95 priority claim (OKAY TO PAY PER CLAIM??)

2) MP provides for interest on Ally Financial and Gregory Funding claims without a consent order. Creditors routinely return the overpayment without a consent order (PAY PER CLAIM??)

3) Need explanation for $2,500 income reflected on amended Schedule I for repayment of loan from NJ Premier All-Star Training. PER CERT THE DEBTOR TOOK OUT LOAN OF APPROX $212,000 IN APRIL OF 2022 AND GAVE LOAN TO HIS WIFES BUSINESS NJ PREMIER. THIS WAS DURING THE LAST BANKRUPTCY WITHOUT COURT APPROVAL AND NO NOTICE. THE LOAN IS NOW DUE AND DEBTOR IS MAKING $2500 LOAN REPAYMENT. DEBTOR IS ALSO RECEIVING $2500 A MONTH FROM NJ PREMIER TO PAY BACK THE LOAN

*DEBTOR AND WIFE ARE PAYING $552 FOR DAUGHTERS CAR PAYMENT

4) Trustee OBJ:
- debtor took out $212,000 loan during previous bankruptcy without court approval
- STILL NEED YEAR TO DATE NJ PREMIER P&L
- Still need JANITOR INCOME
-$743 MONTHLY FOR PHONE AND CABLE FOR A FAMILY OF 4
- Need amended Sch C -FILED BUT TAKES $15,425 EXEMPTION ON THE CAPITAL ONE BANK ACCOUNT. DEBTOR ALREADY USED THE FULL D(1) EXEMPTION--ONLY $1475 WILDCARD IS REMAINING. There is $34,175 in the Capital One bank account not $17,000. The account is not in the wife's name, she has her own account. $32700 equity
- Excessive Expenses: $1,527 WIFE and $658 DEBTOR monthly car payments PLUS $552 FOR DAUGHTERS CAR. WHAT IS HER INSURANCE?
PER WIFE'S CERT SHE IS PAYING $473.50 MONTHLY OUR OF HER SALARY TOWARDS THE DAUGHTERS TUITION
- CERT SAYS THAT WIFE HAS NOT BEEN PAID FROM THE BUSINESS SINCE COVID. NEED TO CLARIFY THAT SHE HAS NOT RECEIVED ANY INCOME INCLUDING PETTY CASH FROM BUSINESS?

- Attorney must file a Fee App within 7 days of confirmation.

---------------------------------------
***RESOLVED ISSUES***
- Need to file Pre-Confirmation Certification (UNRESOLV
Matter ResolvedRequest
Adjourment
1189/11/2024 10:00 am24-10214 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0  

ISSUES AS OF 9/3/2024 (DM):

***Excluding Navy FCU late filed claim, to resolve the Trustee objections, RECOMMEND CONFIRMING AT $800 PTD, THEN $407 x 32 STARTING 10/1/24, 100% PLAN WITH $12,311 THRESHOLD PRESERVED, PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS***

 8/9/24 (DS): Debtor atty requested ADJ to resolve OBJ.

1) Trustee OBJ:
- Excessive Expenses - Sch J: family contribution to 3 children, 2 sons and 1 daughter, when Sch J list 3 dependents as the same. Also, contribution to mother but no exact amount - total contributing is $2,000. Must provide proof of expenses 10 days prior to confirmation.
- Need 2023 tax return from non-filing spouse (RECEIVED.)
- Tax refund was not prorated and included in disposable income calculation. Pending proof of expenses, there will be $2,460 monthly disposable income.
- There is non-exempt equity in Newark FCU acct#0690 of $12,311.
- Need to file Pre-Confirmation Certification.


Prop. Plan $200 x 60, Base Plan.
PTD 4/4 = $800
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
789/11/2024 10:00 am24-10908 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 4 of 8 required payments   Arrears: $8,460.00  
AS OF 9/5/24 (SF) Updated

RECOMMEND $8460 PTD, $2454.00 X 53 (BEGIN 9/1/24) - 100% W/MIN $350,640 TO GUCS PER 122C
- NEED COPY OF 2023 TAX RETURN BY 11/1/24
- OK TO PAY ARREARS CLAIM 10-1 FOR ALLY CAPITAL
- STUDENT LOANS TO BE PAID OUTSIDE PLAN



Note; Student loans to be paid outside plan as they are currently deferred.

att will pay 100% and increase payment when 401k ends --- may do 48 months--and get other info NFA

AS OF 8/23/24 (SF) STILL NOT CURRENT. ARREARS: $6345

AR NOTE HELD FOR TR PAYMENT TO POST AND EXPLANATION AS TO BAL OF TR ARREARS



1. Trustee objection:

- Need a copy of the last filed tax return - 2023 by 5/15/2024. (Filed for Extension)

- Need a A Modified Plan that steps up trustee payment in June, 2026 when 401k loan is paid
off.

- Verified income leaves monthly disposable income of $3,958.65.

- Per the 22C, monthly disposable income is $5,844 which requires a minimum dividend of
$350,640 to general unsecured creditors. (PLAN REQUIRES 100%)--will be 100%


- Need a statement for the debtor's Zelle account.


Plan proposes $2115 x 60 Base
Payments: 4/8 Arrears: $8460


RESOLVED:
- Need proof of insurance for the 2020 Jeep. (Received)
- Need copy of Business profit & loss statements (RECEIVED))
- Need to file Pre-Confirmation Certification. (FILED)
- Ally Capital filed arrears claim 10-1 in the amount of $712.02 which is not addressed in plan. OK TO PAY?)----pay per att.
- Need Business forms - for WSNJ Group. Certification from Debtor if not operating (business forms provided)
Matter ResolvedRequest
Adjourment
1319/11/2024 10:00 am24-11008 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $1,000.00  
ISSUES AS OF 9/3/2024 (DM):

1) IRS filed $9,435.56 amended priority claim (PAY)

2) State of NJ filed $7,500 priority claim that includes estimated sales and use taxes for 2023 (UNRESOLVED.)

3) Trustee OBJ:
- Need 2023 tax return (UNRESOLVED.)
- 22c has disposable income of $1,258 which would require $75,501 minimum dividend to GUCs. Total GUCs filed $49,916.06 excluding student loans. Case would need to be 100%.


***RESOLVED ISSUES***

A) BMW Bank (LAVIN, CEDRONE, GRAVER) OBJs to cram - vehicle purchased within 910 days and wants plan modified to pay $71,794.21 (CO ENTERED.)

Note: Life insurance policies provided.
Auto insurance provided for 2018 Honda.


Prop. Plan $1,000 x 60, Base Plan.
- student loans outside plan.
PTD 6/7 = $6,000
Last Claim (4-3)
Matter ResolvedRequest
Adjourment
1329/11/2024 10:00 am24-11138 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 6 of 7 required payments   Arrears: $700.00  
9/4 workup for the 9/11 calendar EDC
1 payments arrears

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure arrears of $61,613.60 (Per POC). (UNRESOLVED) LOSS MIT SUBMITTED 7/24 status??

2. Trustee's objection:
- bank statements for all accounts for 60 days prior to filing (NOT RECEIVED)
- pre conf cert. (NOT FILED)
- need better evidence of value on the home - Zillow has it at $502,300.00 and debtor has
it at $457,333.00. (CMA PROVIDED HAS COMPS THAT ARE TOO OLD - USE ZILLOW UNLESS EXPLANATION IS RECEIVED) $38,850 in equity

--------------------------------
RESOLVED ISSUES:
- IRS claims are estimated. Priority for 2020, 2022 and 2023 taxes. GUC for 2018 taxes. (amenmded)
- any non exempt proceeds for PI suit paid to TR. (LANGUAGE ADDED)
- SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - arrears
approximately $61,613.60 (LISTED ABOVE)

Plan proposes: $700 x 60 beginning 3/1/2024, loan modification by 8/5/2024, base
Payments: 3/4, arrears $700
Matter ResolvedRequest
Adjourment
1239/11/2024 10:00 am24-11270 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
10/23/2024 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $636.00  
As of 8/30/24 (DS): Debtor atty requested adj 341 sched 9/19/24
Matter ResolvedRequest
Adjourment
1249/11/2024 10:00 am24-11306 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 7 required payments   Arrears: $9,306.00  
ADJ to 9/11 - Need Listing Agreement (STILL NEED)

AS OF 9/4/24 (SF)


1. PLAN IS NOT FEASIBLE AND NOT CURRENT 4/7 ARREARS: Arrears: $9305.72

2. Motion for Relief by Select Portfolio/MEB Loan rescheduled to 9/11/24 at 9 (MUST RESOLVE)

3. Trustee objection:

- The debtor has insufficient income .
- The debtor has failed to file a feasible plan
- Plan fails to provide for a prompt sale/refinance of the debtor's real property


Plan proposes $3104.57 x 60 100%; Sale of real estate in 24 months
Payments: 4/7 Arrears: $9305.72

RESOLVED:

-Non-exempt equity $42,956.56 in house, may change with amended IRS priority claim. Plan is 100% (NO EQUITY DUE TO IRS CLAIM)

-IRS priority claim estimated for 2022 and 2023 taxes (AMENDED)
-IRS general unsecured claim estimated for 2019 taxes (AMENDED)

- A copy of the last filed tax return - 2023 (RECEIVED)

- Has the vehicle been sold? No date listed (MP FILED AND REMOVES SALE)

- US Bank filed arrears claim 5-1 in the amount of $145,226.44 which is much higher than the plan amount of $108,000 (OK TO PAY?) MP FILED TO PAY
- Motion for Relief by US Bank scheduled for 6/26/24 OTBS
Matter ResolvedRequest
Adjourment
1259/11/2024 10:00 am24-11403 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $257.00  
ISSUES AS OF 9/3/2024 (DM):

***Now that IRS has amended its claim to $0, this is now a one creditor case***

1)The Bank of New York Mellon (RASC) OBJs - plan is speculative as it is silent as to what efforts have been undertaken to sell property. Short sale has not been approved (UNRESOLVED.)

2) Trustee OBJ:
- Debtor has insufficient income.
- There is $2,001 non-exempt equity in the bank accounts.

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need DSO Form (RECEIVED.)
- Need homeowner's insurance renewal declaration that exceeds the 60-Day Binder time frame (RECEIVED.)
- Need to file Pre-Confirmation Certification (FILED.)
- The IRS filed an estimated claim which needs to be amended (AMENDED.)


Prop. Plan $257 x 36, Base Plan.
- sale of Kings Rd property within 6 months.
PTD 6/7 = $1,542
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1379/11/2024 10:00 am24-12426 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
11/13/2024 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $4,000.00  
nfa
9/4 workup for the 9/11 calendar EDC

IRS estimated priority 2023
NJ estimated priority 2023

1) Trustee objection to confirmation:
- The debtor has failed to file a feasible plan - plan speculative. Very large claims from taxing authorities
- The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2023
- -Excess expenses schedule J, utilities $550; spouse debt $500/month need supporting documentation
- -there is $76,519.25 non-exempt equity in the Investors Bank / Investment account -there is $3,410 non-exempt equity in PSEG shares -TOTAL NON-EXEMPT EQUITY $79,892
- PNC Bank (Martone) objection to confirmation - need to resolve
-negative income, plan not feasible
-multiple filings-DISMISSAL SHOULD HAVE ONE YEAR BAR TO FILING

** Need to file Pre-Confirmation Certification with Court

-low base --loan mod by 12/31/24 per consent order

proposed plan $4,000x60 loan mod by 12/31/2024 minimum $80,000 to gucs
paid in $12,000
arrears $4,000
last claim 6-1
Matter ResolvedRequest
Adjourment
1339/11/2024 10:00 am24-12754 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 9/4/2024 (DM):

 ADJ to 9/11 for consent order by Condo Assn (dm)

 8/2/24 (DS): If obj resolved with the creditor to pay towards arrears, need to confirm at $250 x 36 begin 4/1/24; 100% with a min. dividend $26,393 to GUCs due to non-exempt equity; Sale of N. Oaks Blvd by 2/14/25, plus non-exempt proceeds from sale to Trustee. Okay to pay secured POC (1-1) of Oaks at N Brunswick pending sale, unsecured portion to be paid 100% pro rata with other general unsecured claims; Must file Pre-Confirmation Certification within 7 days.
- Low Base

1) Wells Fargo filed $73.71 arrears claim on N. Oaks Blvd property not treated in the plan (MP PAYS.)

2) Oaks at N Brunswick Condo Assoc (HUESTON MCNULTY) OBJs to plan not proposing to pay $102,240.19 secured arrears (UNRESOLVED.)

3) Trustee obj:
- Non-exempt equity in real property per listing agreement with realtor (listed at $300,000) would leave $26,393 non-exempt equity.
- Need to file Pre-Confirmation Certification.


Prop. Plan $250 x 36, Base Plan.
- sale of N. Oaks Blvd within 6 months.
PTD 5/6 = $1,250
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
1359/11/2024 10:00 am24-13046 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 6 required payments   Arrears: $500.00  
ADJ to 9/11 - drop date for sale or contract (AR) (NOT PROVIDED)


AS OF 9/5/24 (SF)

The plan proposes 100%. The plan is not feasible. The IRS filed an unsecured claim for $788,244.58

1. Objection filed by Bank of America (Caine) - failure to pay arrears of $183,680.13 and sale date is too long. Debtor is also a repeat filer and case filed in bad faith. (Per Mr. Caine, Sale date has to be 9/1/24) (NOT RESOLVED)

2. Trustee objection:

- The debtor has insufficient income Verified income leaves monthly disposable income of -$3,291.90.

- The debtor has failed to file a feasible plan - debtor has insufficient income to fund this plan.


- There is $275,385 in non exempt equity in the residence. (100% plan)

- The debtor failed to include the rental expense for his Houston, Texas lease in the petition.


Plan proposes $500 X 36; 100% PLAN; Sale by 12/30/24
Payments: 5/6 Arrears: $500


RESOLVED ISSUES:
- Need a copy of the homeowner's insurance renewal declaration - Policy provided expired on 5/6/2024. (RECEIVED)
Matter ResolvedRequest
Adjourment
1409/11/2024 10:00 am24-13356 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
9/25/2024 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,500.00  
AS OF 8/5/2024 (at):

1. Objection filed by Shellpoint Mortgage (Friedman Vartolo) - failure to cure arrears $141,414.25 (PER POC FILED) (UNRESOLVED)

2. Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $3,330. ($3,830.02 NOW THAT 401K LOAN WAS PAID OFF)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the spouse's 401k loan. (RECEIVED - LOAN PAID OFF IN JUNE 2024 - ADDITIONAL $500/MONTH IN INCOME)
- Need to file Pre-Confirmation Certification. (FILED)
- Debtor must file tax returns for 2020, 2021, and 2022. (RECEIVED)

Plan proposes: $1,500 x 6 beginning 5/1/2024, $2,575.44 x 54, loan modification by October, 2024, base
Payments: 3/4, arrears $1,500
Matter ResolvedRequest
Adjourment
1509/11/2024 10:00 am24-13444 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $1,240.00  
AS OF 9/5/24 (SF)
NFA - Peremptory


RECOMMEND $1240 X 4 (BEGIN 5/1/24); $1424 X 56 (BEGIN 9/1/24) BASE W/MIN $30,039 TO GUCS
- OK TO PAY ARREARS CLAIM 8-1 FOR ONEMAIN MTG SVS
- STRIKE CRAM OF ALLY FINANCIAL AND PAY ARREARS PER CLAIM 10-1
- PRESERVE NONEXEMPT EQUITY IN REAL PROPERTY OF $27,437.21 IN CONF ORDER


2. Trustee objection:

- There is $20,237.21 in non exempt equity in the residence.
- There is nonexempt equity in business of $7200



Plan proposes $1240 x 60 Base w/min $30,039 to gucs
Payments: 4/5 Arrears: $1240



RESOLVED:
- Need to file Pre-Confirmation Certification. (FILED)
- Need proof of insurance for the 2010 Ford and 2013 Chevy. (RECEIVED)
- The IRS filed an estimated claim which needs to be amended. (AMENDED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Ally Financial. (RECEIVED)
- State of NJ filed priority claim 12-1 in the amount of $389.35 which is not addressed in the plan (OK TO PAY?) yes
-The debtor has insufficient income Verified income leaves monthly disposable income of $221.18. (Moot, income calculated incorrectly)
- Debtor must sign up for e-wage within 10 days of confirmation.. (Moot)
- One Main Mortgage Services filed secured claim 8-1 in the amount of $14,581.13 which is not addressed in plan (ok to pay?) yes
- The plan proposes to cram interest rate for Ally Financial but they filed an unsecured claim 10-1. (Must resolve) per atty strike cram (pay arrears)
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C exceeds the D5 exemption by $11,472. (Not sure why full d(1) exemption not taken on real estate (moot, this is ok)

Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-13599 / MBKRobert Manchel, Esq.Confirmation Hearing on Modified PlanContinued
10/23/2024 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $305.00  
As of 8/28/24(mk):

1. TR Objection:
- Cert of service on Window NationLLc for plan cram was not served on Authorized person to accept service or managing agent- needs amended service and cert.

-In addition, the bar date has passed and no claim has been filed by Window Nation LLC therefore in order for thew cram to be effective- a claim and motion to allow the late claim has to be filed.

2. plan has pay Rocket Mtg arrears of $10.00- The POC is for arrears of $387.29 and that is the amount the Tr will pay.

Plan #16: OTD then 305 x 32 Base
4/4 payments
Matter ResolvedRequest
Adjourment
1449/11/2024 10:00 am24-13803 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $400.00  
AS OF 9/5/24 (SF)

1. Motion to Approve loss mit 9/11/24 at 9 (Contested)

2. Objection filed by Planet Home Lending, LLC (Wohlrab) - failure to provide for full monthly mortgage payment in the amount of $1830.84 and speculative loan mod. (MUST RESOLVE)

3. Trustee objection:

- There is $14,720 non-exempt equity in 2021 Volkswagen Jetta

- There is $21,800 non-exempt equity in 2024 Toyota Corolla

Total $36,520 non-exempt equity (100% PLAN.)

4. Note there is a pending PI Suit


Plan proposes $400 x 36 100%; Loan Mod by 11/1/24
Payments: 4/5 Arrears: $400

RESOLVED:

- Need contribution Affidavit from son for $600/month contribution (RECEIVED)
- Need a copy of the homeowner's insurance renewal declaration - both copies of the HOI expired 4/21/2024 (RECEIVED)
- Need car insurance policy expired 5/19/2024 (RECEIVED)
Matter ResolvedRequest
Adjourment
1489/11/2024 10:00 am24-13924 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $749.00  
ISSUES AS OF 9/4/2024 (DM):

 8/9/24 (DS): Debtor Atty requested ADJ to resolve IRS claim and filed motion to reclassify. Scheduled for 9/11/24.

1) Global Lending (STEWART LEGAL GRP) OBJs to NADA value on 2019 Honda - should be $18,775 and OBJs to interest being 5%, which should be 8.50% (UNRESOLVED.)

2) IRS filed $19,029.90 AMENDED priority claim - plan has $0 (MOTION TO MODIFY CLAIM PENDING.)

3) US Bank filed a higher $33,992.67 arrears claim on Rhodes Ave property (OKAY TO PAY HIGHER CLAIM??)

4) Trenton Water Works $2,161.10 and Twp of Ewing $103.35 filed general unsecured claims while the Plan provides $1,500 and $151 priority treatment respectively (RECOMMEND STRIKING PART 3A AS TO EWING TWP AND TRENTON WATER WORKS AND PAY PER CLAIM.)


Trustee OBJ Note: IRS estimated tax claim amended and no longer estimated. 2023 tax return provided. Service no longer needed on cram since creditor objected. No issue with Form 22c since disposable income would still be -$38.93.


Prop. Plan $749.83 x 60, Base Plan.
- student loans outside the plan.
PTD 4/5 = $3,000
Last Claim (3-4)
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-14085 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $350.00  
As of 8/28/24(mk):

>>JUST NEED TO RESOLVE THE OBJECTION IN #1 AS TO TOTAL AMT BEING PAID AND THEN CASE CAN BE WORKED UP<<


1. Objection by Credit Acceptance( Craig):
- full amt of auto not being paid- interest rate too low

Plan: $350 X 60; BASE
3/3 payments
------------RESOLVED----------------
. Plan has MTG as unaffected - Filed POC arrears $2287.84- OK TO PAY? - Yes

Trustee Objection: PROVIDED
-need Proof of 2 month's income - March and
February 2024, income provided is 2023
- need 2023 tax return
-need updated home insurance if not confirmed
on 8/14
-Need to provide TD Bank acct #6123 for
2024, statements provided are outdated
-Need to provide PayPal acct statements for 2024, statements provided are outdated
Matter ResolvedRequest
Adjourment
1629/11/2024 10:00 am24-14153 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 5 required payments   Arrears: $600.00  
ISSUES AS OF 9/3/2024 (DM):

***Debtor has only made 2 of 5 payments with the last payment made in July - RECOMMEND DISMISSAL***

1) US Bank - 1st mtg (HLADIK ONORATO) OBJs - $43,342.87 arrears on Fernhead Ave property (UNRESOLVED.)

2) Santander Bank - 2nd mtg (GROSS McGINLEY) OBJs - $24,256.93 arrears on Fernhead Ave property - creditor also filed a LATE claim (UNRESOLVED.)

3) Plan provides $1,563.52 cram treatment to Toyota Financial Services for 2004 Toyota 4 Runner - creditor filed POC (2-1) which is a general unsecured deficiency claim for the vehicle (STRIKE PLAN TREATMENT??)

4) Trustee OBJ:
- Need 2023 tax return (UNRESOLVED.)
- Disposable income verifies at $4,412 per month
- Need updated P&L for Door Dash with time period (UNRESOLVED BY 8/26 UPLOAD.)
- There is $61,002 non-exempt equity in real estate.
- Need proof of service on Toyota on the cram (UNRESOLVED.)


Prop. Plan $200 x 60, Base Plan.
- Loan Mod by Loss Mit Order
PTD 2/5 = $400
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1539/11/2024 10:00 am24-14171 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $1,500.00  
9/4 workup for the 9/11 calendar EDC

1) Trustee objection:
-- The debtor has insufficient income .
-- The debtor has failed to file a feasible plan - The proposed trustee payment will not pay
priority claim filed by Ellen Stein ($201,396.50.)
-- Need proof of 2 month's income - for DCT and Vista Tech (anticipated future income on I.)
-- Need Domestic Support Obligation information
-- $1,001.50/month for life insurance
$959.02/month car payment
$3,825.33/month for alimony/support (need an order)
-- The IRS filed an estimated claim which needs to be amended.
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
- Need to file Pre-Confirmation Certification.
- Need valuations for DCT Strategy, DGS International and Vista Tech Solutions.
Certification regarding all business operated within 6 years.
- Need copy of HUD-1 from sale of Hayfield Court property

2) IRS priority claim is estimated for 2023 taxes
3) Ellen Stein (Steven Pertuz) objection to confirmation - need to resolve
-claim filed in the amount of $201,396.50
-plan not proposed in good faith

proposed plan $1500x60 base
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-14569 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
10/9/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $300.00  
As of 9/6/24 (DS): Debtor atty requested adj to pass bar date 9/19/24.

1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-1323.86. Debtor must sign up for e-Wage within 7 days from conf.
- Tax refund $645 was not listed on Sched I when determining disposable income. Trustee added and still does not increase was used to calculate income.
- There is estimated non-exempt equity in the residence $5,015, pending review of all secured claims filed.
- Add to confirming order Debtor atty to file a fee app within 7 days and vesting is upon confirmation.

Prop Plan $300 x 60 begin 6/1/24; Dollar Base $15,000
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-14630 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $1,265.00  
AS OF 9/5/24 (SF)

Debtors are not current with payments. Arrears: $1265

1. Trustee objection:

- Debtor is not paying all disposable income into the plan. Disposable income verifies at $3420.33 minus disability income equals $1308. Recommend Base of $37,656

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto
insurance $170.22 (should be $118).

As of now equity in real property $662


Plan proposes $620 x 36 Base
Payments: Less than 2 payments Arrears: $1265


RESOLVED ISSUES:
- Must file Pre-confirmation certification (FILED)
- Must resolve creditor objection. (RESOLVED)
- Motion for Relief by Andrews FCU 7/24/24 (Surrendered in plan)

- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Must service Sunnova listed in motions. (STILL IMPROPER. DID NOT SERVE MANAGING AGENT) (UNSECURED CLAIM FILED AS A LEASE SO THIS CLAIM CANNOT BE CRAMMED) SHOULD BE STRICKEN OR NEED AMENDED PLAN TO SURRENDER. (MP FILED, LEASE REJECTED)
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-14783 / MBKVera Fedoroff, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

ISSUES AS OF 9/4/2024 (DM):

 8/2/24 (DS): Debtor Atty requested ADJ to allow time to resolve motion to modify NewRez claim.

1) NewRez/Shellpoint (LEOPOLD & ASSOC.) OBJs - $34,646.95 arrears on Beacon St property (UNRESOLVED.)

2) Trustee OBJ:
- Debtor has insufficient income.
- Need service to Discover Bank - service completed 5/20/24 serves Discover Products Inc c/o CT Corp does not serve Discover Bank (ALSO SERVED AT ADDRESS IN POC.)

Note: Debtor's Cert provided for 2004 Dodge. 401(k) loan balance payment $346 ends in month 18. Moot due to income contribution.


Prop. Plan $468 x 60, Base Plan.
PTD 4/4 = $1,872
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-14856 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 4 required payments   Arrears: $200.00  
AS OF 8/28/2024 (at):

RECOMMEND: $200 x 31 BEGINNING 6/1/2024, $500 x 29 BEGINNING 1/1/2027, 100% PLAN
- Debtor must sign up for e-wage within 7 days of confirmation.
- Preserve non exempt equity of $82,074.00 in real property.

Trustee's objection:
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation.

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $82,074 non-exempt equity in real property, 2015 Chevy Trax $266, Cash $10 and Bank of Princeton $500. (100% Plan) (LANGUAGE ADDED)
- Must file Pre-confirmation certification. (FILED)

Plan proposes: $200 x 31 beginning 6/1/2024, $500 x 29, 100% plan
Payments: 3/3
Matter ResolvedRequest
Adjourment
1669/11/2024 10:00 am24-14892 / MBKJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $445.00  
9/4 workup for the 9/11 calendar EDC

1. Trustee obj to the following:
- Must amend Sched I to add new employment, as well as provide 2 months proof of income from new employment.
- Disposable income verifies much higher at $2,162. Plans pays 100%. OK
- Need fee app for attorney fees owed within 7 days from confirmation order.
- IRS filed priority claim $8,935.52. Plan propose $0. Needs to be paid or move against the claim. TRUSTEE WILL PAY FILED CLAIM
- Need a modified plan that removes Mariner Finance or recommend striking. TRUSTEE WILL PAY FILED CLAIM
- Must file Pre-confirmation certification.

2. Capital One (REGINA COHEN) obj to plan surrendering in full satisfaction. Must resolve creditor obj.

Prop Plan $825 x 60 begin 6/1/24; 100%
Matter ResolvedRequest
Adjourment
1679/11/2024 10:00 am24-15218 / MBKMichelle Lee, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 4 of 4 required payments   Arrears: $0  

As of 9/4/24 (DS): 1. Trustee obj to the following:
- Must provide bank statements from April to May for Republic Bank acct, prior to filing date.
- Sale is speculative and is not supported by efforts to sell, such as a listing agreement or
retention of realtor. Note that debtor may be selling to an insider. Plan should be 100%
based upon less than $1,000 general unsecured claims, bar date has passed total unsecured claims filed $885.61.
- Sale date is next month, no listing agreement or motions have been filed. Checked Zillow and property is not listed for sale.

2. US Bank (KIMBERLY WILSON) obj to sale, no supporting docs as to sale and plan does not pay arrears. Obj must be resolved.

Prop Plan $300 x 36 begin 6/1/24; Base and Sale of Maple Tree Dr by 10/1/24
Matter ResolvedRequest
Adjourment
1719/11/2024 10:00 am24-15371 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $100.00  
issues as of 9/5/2024 (JMA)

1) New Rez LLC d/b/a Shellpoint Mortgage (Hill Wallack) objection to confirmation - need to resolve
- Total claim $267,247.16 with arrears in the amount of $72,248.67
2) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - policy provided expired 9/9/2024, provide updated policy before confirmation hearing.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -Bank of Princeton Balance as of 4/30/2024 was $40,637.99 therefore there is $25,212.99 non-exempt equity in the account.
- There is $13,444.99 non-exempt equity in the debtor's home. Total non-exempt equity is $38,657.98 - plan only proposes to pay $30,000 to GUCs.
- This is a sale plan - debtor must pay all non-exempt equity from the sale into the plan.

proposed plan $100X60 with minimum $30,000 to guc and sale of property by 6/1/2024
paid in $300
arrears $100
last claim 5-1
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-15373 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
11/13/2024 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,500.00  
341 on for 10/17/24


341 was not held- need valuation for Philipines property

atty email 7/19:needs time to get valuation of real property in Philipines- will request conf adj

wants to conf dut 341 w/out property info.it. MK reply :Still missing docs: DR BANK STMNTS 2 MTHS FROM ALL ACCTS, DR CMA,DEED,MTG STMNT AND ANY LIABILITY INSUR FOR PHILLIPINES PROPTY,

Is there insurance on Property in Phillipines?

Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-15478 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 0 of 4 required payments   Arrears: $800.00  
AS OF 9/4/2024 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - April and May, 2024. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $1,025/month for transportation.
Need proof of excessive expense 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $320.84.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,415.00
when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on BMW Financial Services (CERT OF SERVICE NOT FILED)

Modified plan before confirmation proposes: $200 x 60 beginning 6/1/2024, base
Payments: 0/4, arrears $800
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-15496 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 4 required payments   Arrears: $2,534.00  
AS OF 8/29/2024 (at):

RECOMMEND: $6,054 PAID TO DATE, $2,517 x 57 BEGINNING 9/1/2024, BASE
Preserve non exempt equity of $112,210 in real estate.

Trustee's objection:
- The debtor has insufficient income to fund the plan.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6507 when
determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is approximately $112,000 in equity in the debtor's home. (LANGUAGE ADDED)
- The debtor needs to resolve the IRS estimated 2019 claim. (AMENDED TO ZERO)

Plan proposes:$1,037 x 1 beginning 6/1/2024, $2,517 x 59, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1909/11/2024 10:00 am24-15861 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 1 of 3 required payments   Arrears: $3,100.00  
AS OF 8/29/2024 (at):

RECOMMEND: $1,800 x 60 BEGINNING 7/1/2024, 100% PLAN
- Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Disposable income verifies $2,554. Plan propose 100%.
- Must file Pre-confirmation certification. (NOT FILED)

RESOLVED ISSUES:
- The current Plan does not specify treatment of US Dept of HUD under the Plan. (CURRENT/OUTSIDE)
- The debtor has failed to supply the Trustee with the following document (s):
- Balance statements from two 401(k) loans on spouse pay stubs, prior to filing date. (RECEIVED)


Plan proposes: $1,800 x 60 beginning 7/1/2024, 100% plan
Payments: less than 2/2, arrears $1,300
Matter ResolvedRequest
Adjourment
1979/11/2024 10:00 am24-16170 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
10/9/2024 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 8/9/24 (SF)

1. ATTORNEY MUST REQUEST ADJOURNMENT
2. 341 NOT HELD - RESCHEDULED TO 9/5/24
3. PAYMENTS: 2/2




Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16202 / MBKFrancis P. Cullari, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $3,650.00  
AS OF 9/5/24 (SF)

RECOMMEND $3650 X 2 (BEGIN 7/1/24); $4650 X 46 (BEGIN 9/1/24) 100% PLAN W/MIN $204,820 TO GUCS PER NONEXEMPT EQUITY IN REAL PROPERTY
- OTBS WITHIN 30 DAYS RESOLVING OBJ BY ROCKET MORTGAGE

1. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$2,500/month for food
$500/month for life insurance

- Verified income leaves monthly disposable income of $8,561.08. (Plan can be paid in 48 months) Bar date expires on 8/29/24)

- Per the 22C, monthly disposable income is $7,189 which requires a minimum dividend of
$431,340 to general unsecured creditors.

- There is $187,424 in non exempt equity in the residence.
There is $10,228 in non exempt equity in the bank accounts and stock account.
There is $7,168 in non exempt equity in the Honda Accord.


Plan proposes $3650 x 60 100% Plan
Payments: 2/2


RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- Need statements for the debtor's 2 401k loans and the co-debtor's 401k loan. (RECEIVED)
Samir loans expire in 36 mos and Toral loan expires in 26 mos.
- Objection filed by Rocket Mortgage (Fissel) - failure to pay arrears of $12,478.15 (OTBS, PAY ARREARS)
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16235 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $1,305.00  
issues as of 9/5/2024 (JMA)

OK TO CONFIRM AT $1,305X6 BEGIN 7/1/2024, $1,830X36 BEGIN 1/1/2025 100% PLAN WITH MINIMUM $139,160 TO GUCS DUE TO NON-EXEMPT EQUITY

1) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $7,860 RESOLVED - 100% PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $139,160 in non-exempt equity in the residence - RESOLVED 100% PLAN
- Need to file Pre-Confirmation Certification RESOLVED, FILED

proposed plan $1,305x6, $1,830x36 100% plan
paid in $2,610
arrears $1,305
last claim 14-1
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16538 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 9/5/24 (SF)


1. Objection filed by Rocket Mortgage (Carlon) - failure to pay arrears and speculative sale and feasibility.

2. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Childcare $900, Medical $1,700 and support payments $268.46. Must provide proof of
expenses 10 days prior to confirmation.

- The current Plan does not specify treatment of Carvana and Rocket Mortgage under the Plan.

- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).

- Plan does not propose non-exempt equIty.

- There is non-exempt equity in real property and PNC Bank acct $4,337.

- Add to confirming order non-exempt proceeds from sale of real property to Trustee.

- Must file Pre-confirmation certification.

- Add to confirming order Debtor to provide 2 months proof of income and 2024 tax
returns, 6 months from confirming order.

- Need information regarding transfer of Guest Drive, Morganville NJ marital property to ex-spouse.



Plan proposes $100 x 60 Base; Sale in 6 months
Payments: 3/3

RESOLVED:
- Need a copy of the homeowner's insurance renewal declaration - which provides personal liability coverage. (RECEIVED)
- Domestic Support Obligation information (RECEIVED)
- Need copy of Realtor's Listing Agreement. (RECEIVED)
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16627 / MBKPRO SEConfirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16649 / MBKDonald F. Campbell, Jr., Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 2 required payments   Arrears: $1,214.00  
AS OF 9/4/24(MK):

341 has not been scheduled and no payments have posted.
auto insurance expired 10/4/24
Home insurance is okay


Adj requested for 8/28 BUT NO 341 DATE AND NO PAYMENTS AS OF 8/26/24-

8/27/24(mk) atty sent picture of upcoming TFS transactions 1 scheduled for 8/28 and 1 for 9/2

NO 341 date : missing dox= STILL NEED CMA FOR 18, DR UPDATED CAR INSUR FOR 1 VEH.( temp auto insurance was uploaded 8/15 and that expires 8/28
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16651 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
10/9/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $550.00  
As of 8/30/24 (DS): Debtor atty requested adj to allow 341 sched 9/26/24 to be heard
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16658 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $2,676.00  
AS OF 9/6/2024 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $5,352
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16666 / MBKNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $3,592.00  
As of 9/6/24 (DS): Debtor atty requested adj, request denied, 341 not sched and no updated auto and homeowner insurance provided. Also does not get consent of objecting creditors

As of 8/30/24 (DS): 341 not held 8/29/24 still missing profit and loss statement for May & June, updated homeowner and auto insurance
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16677 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
10/9/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $354.00  
issues as of 9/5/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- - IRS priority claim estimated for 2021 and 2022 taxes and GUC claim estimated for 2018 and 2020 taxes.

proposed plan $354x36 0% plan
paid in $354
arrears $354
last claim 21-1
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16689 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $58,685.00  
AS of 9/4/24(mk):


1. Claim #15 ST OF NJ- unsecured liability - ESTIMATED


Plan:$485x36 Base
1/2 payment
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16726 / MBKEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 2 required payments   Arrears: $855.00  
issues as of 9/5/2024 (JMA)

1) 341 not held, rescheduled for 9/19/2024
2) No Trustee payments to date, arrears $855.22
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16744 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $1,288.00  
AS OF 9/6/2024 (at):

1. 341 has not been held or rescheduled.
2. Payments: less than 1/2, arrears $1,288
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16843 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
9/25/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $572.00  
Adj to after bar date
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16846 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
10/23/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 9/6/24 (DS): Debtor atty requested adj, 341 sched 9/26/24


As of 8/30/24 (DS): 341 not held 8/29/24 due to still missing CMA for S. Carolina Land
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16878 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledContinued
10/9/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 9/5/2024 (JMA)

1) New American Funding LLC (LOGS) objection to confirmation - need to resolve
-plan does not provide for pre-petition arrears
2) Trustee objection to confirmation - need to resolve
- A current market analysis - with 6 months recent comps, comps attached are from 7/2023 and 8/2023, only 2 comps for March and April 2024. Zillow values $383,900.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity in real property $31,881, pending updated CMA with comps.
- Must file Pre-confirmation certification.
- Must resolve creditor objection.

proposed plan $515X48 base with minimum $13,798 to general unsecured creditors
paid in $1,030
last claim 7-1
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16906 / MBKJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $526.00  
AS of 9/4/24(mk)- email to atty

>>PLAN IS 100% SO THIS SHOULD BE ADJ TO DATE AFTER 9/18/24 FOR ACCURATE CLAIMS TOTALS<<

1. Objection by Lakeview Loan( McCabe):
- plan needs to treat arrears amount( POC NOT FILED AS OF THE ABOVE DATE


2. Trustee Objection
- Needs a MP that completes part 6 (leases)
- Needs Amendments to Schedules G to assume or reject
Volkswagon lease.( improperly in 4f of plan
-Verified income leaves monthly disposable income of
$1,348.
-There is $69,595 in non exempt equity in the real estate.
(100% plan )THERE AIS A 2ND MYG BY HUD THAT REDUCEDT HE EQUITY TO THIS AMT.
-Debtor's attorney must file a fee application within 7 days
of the entry of the order confirming the plan.
-Need to file Pre-Confirmation Certification.


Plan: $526 X 60; 100%
1/1 payments

----RESOLVED----------
- schedules fail to account for Tax refund $6,632- ADDED IN
- HUD MTG NOT PROVIDED FOR IN PLAN- NO ARREARS SO UNAFFECTED- ADD LANGUAGE TO TERMS
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16958 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
10/9/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $2,100.00  
8/20/24 Adj request denied. 341 has not been held due to missing documents - 341 rescheduled for 9/26/2024 - need to adjourn to later date to allow 341 hearing to be held
Matter ResolvedRequest
Adjourment
09/11/2024 10:00 am24-16973 / MBKVirginia E. Fortunato, Esq.Confirmation Hearing ScheduledContinued
10/9/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,140.00  
AS OF 9/3/2024 (at):

RECOMMEND: $1,141 PAID TO DATE, $1,436 x 58 BEGINNING 10/1/2024, BASE
- Claims will be paid according to the trustee's order of distribution.
- Preserve non exempt equity of $46,081.00 in real estate.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.
- Creditor, One Main Financial, Claim #7, shall be treated per the plan provision as current/outside and will not receive distribution on the secured or unsecured potions of the proof of claim.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - if not confirmed by
9/11/24, insurance expires 9/3/24. (NOT RECEIVED)
- Must file Pre-confirmation certification. (NOT FILED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence of $46,081. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- OneMain filed bifurcated claim, secured $15,750, unsecured $10,700.94, no arrears. Is total claim to be treated outside? (PAY OUTSIDE PER THE PLAN)

Plan proposes: $1,141 x 60 beginning 8/1/2024, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
09/11/2024 11:00 am19-20783 / JNPKevin C. Fayette, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections
Debtor obj,made pymts<> JP MORGAN/Marshall Ave (Parker McCay)
Matter ResolvedRequest
Adjourment
09/11/2024 2:00 pm19-23289 / MBKAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
09/11/2024 2:00 pm19-24097 / MBKEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $36,462.00
(8/28 AMT: STATUS OF SALE? ORDER DOC #179 FILED 7/12/24)
Matter ResolvedRequest
Adjourment
09/11/2024 2:00 pm20-22489 / MBKEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $42,695.00
Matter ResolvedRequest
Adjourment
09/11/2024 2:00 pm21-19484 / MBKCandyce I. Smith-Sklar, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $39,508.00
Matter ResolvedRequest
Adjourment
09/11/2024 2:00 pm22-10573 / MBKEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $126,676.00
Matter ResolvedRequest
Adjourment
09/11/2024 2:00 pm22-12768 / MBKRobert Cameron Legg, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $60,735.00
Matter ResolvedRequest
Adjourment
09/11/2024 2:00 pm23-16255 / MBKAllen I. Gorski, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $13,200.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes