Judge Michael B. Kaplan
Hearing Date: 9/9/2020
Hearing Count: 182
Last Updated: 10-27-2020 05:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
19/9/2020 9:00 am15-18043 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $45,879.00
9/8 AMT: $45,025 ptd (64); $854 x 3 beginning 9/1/20, pl ext 67 mo(atty ok)<<<>>>

FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
29/9/2020 9:00 am15-18676 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/14/2020 9:00 am

***Adj to 10/14/20 Peremptory***
Debtor obj,made pymt; will pay in full by 9/30<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
39/9/2020 9:00 am15-23775 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: PIF/PENDING CLOSING AUDIT<<<>>>


Debtor obj, proposes to pay (COVID)<> FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
49/9/2020 9:00 am15-26769 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/14/2020 9:00 am

amt: Made pymt/small bal due to complete-payoff ltr sent<<<>>>


Debtor obj, made pymt, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
59/9/2020 9:00 am15-28936 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $42,245.00
Debtor obj, made pymt, requests recap<>ARREARS; FEASIBILITY
Matter ResolvedRequest
Adjourment
69/9/2020 9:00 am15-31874 / MBKLEE M PERLMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $17,856.00
MTN TO SALE REAL PROPERTY 30 HARTFORD RD
OK case completed
Matter ResolvedRequest
Adjourment
79/9/2020 9:00 am15-34085 / MBKFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $24,134.00
***Trustee Order: $22,934.44 Ptd, then $587 x 4 starting 9/1/20***
Debtor is current as of 8/19/20, however case will not complete timely due to higher Ocwen claim filed and motion fees added.
Matter ResolvedRequest
Adjourment
89/9/2020 9:00 am16-11194 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $26,723.00
9/9 amt; pymt posted - PROPOSED RECAP - $26,723.26 PTD (56); $678 X 4 BEG 10/1/20<<<>>>

9/8 AMT: RECEIPT FOR $3,500 IN 13 DOCS<<<>>

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
99/9/2020 9:00 am16-11227 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $16,282.00
***Atty mailed $2,621 in money orders on 9/2/20 (dm)***

Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
109/9/2020 9:00 am16-11635 / MBKPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $63,190.00
AMT: Arrears cured/owes Sept/will complete timely<<<>>>

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
129/9/2020 9:00 am16-12306 / MBKRobert Manchel, Esq.Creditor Certification of DefualtContinued
9/23/2020 9:00 am
Total Paid In: $11,503.00
CHAMPION MTG ( Mccalla)
Matter ResolvedRequest
Adjourment
119/9/2020 9:00 am16-12306 / MBKRobert Manchel, Esq.Motion Turnover of PropertyContinued
9/15/2020 9:00 am
Total Paid In: $11,503.00
---Creditor appeared on 9/9 and said he did not give permission for adjournment--do not adj again without confirming he was notified EDC

DEBTOR MTN FOR EXECUTOR OF WALSKY'S ESTATE TO TURNOVER OF $50,000 TO TRUSTEE/EXEMPTION OF $7,205.55 TO DEBTOR , BALANCE TO CH 13 ESTATE
Matter ResolvedRequest
Adjourment
139/9/2020 9:00 am16-20959 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $27,148.00
ARREARS
Matter ResolvedRequest
Adjourment
149/9/2020 9:00 am16-32967 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $74,980.00
PER JUDGE NEEDS FILE COVID CERT, I & J, 2019 TAX RETURNS AND MAKE PAYMENTS AND WILL SEE IF CONF ON 10/6

AR WAITING FOR PYMT
9/8/20 - Adj Request Denied-- no payment since Feb
AMT; MP 10/6<<<>>>filed 9/2
8/30/20 - Adj Request Denied--
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
159/9/2020 9:00 am17-13153 / MBKSanto Bonanno Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $18,850.00
ARREARS
Matter ResolvedRequest
Adjourment
169/9/2020 9:00 am17-14626 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $115,456.00
DEBTOR IS CURRENT
Debtor obj,made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
179/9/2020 9:00 am17-17306 / MBKJOHN C FEGGELER, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $15,050.00
AR PARTIES CAN NOT AGREE ON A WORKOUT
Debtor obj<>ALLY CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
189/9/2020 9:00 am17-17671 / MBKDAVID E. SHAVERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,450.00
AMT: pymt posted/owes Sept and will complete timely<<<>>>

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
199/9/2020 9:00 am17-22297 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/17/2020 9:00 am
Total Paid In: $18,500.00
ATTY WILL CONTACT DEBTOR TO GET FUNDS IN
-is now trying to get LM adj for 30 days EDC

Debtor obj, has sale contract<>SV/BANK OF NY #6-1; FAILED TO SELL ABERDEEN PPTY BY 6/30/19
Matter ResolvedRequest
Adjourment
209/9/2020 9:00 am17-27938 / MBKCarol L Knowlton, EsqMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $17,903.00
Debtor obj<>THE OAK CREEK ESTATES ASSOC (SCURA, WIGFIELD, HEYER)
Matter ResolvedRequest
Adjourment
219/9/2020 9:00 am17-28820 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/14/2020 9:00 am
Total Paid In: $28,574.00
H sold commercial property and will pay case-Borger to send email to AR regarding that sale, ownership etc.

Debtor obj, change in circumstances/does not want to sell<> FAILED TO SELL VERONICA COURT PPTY BY 10/1/19
Matter ResolvedRequest
Adjourment
229/9/2020 9:00 am17-30377 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am

AMT; MP 10/6<<<>>>

Debtor obj<>ARREARS; FAILED TO SELL GOLFVIEW DRIVE PPTY BY 7/31/20; FAILED TO ADDRESS NEPTUNE TWP 'PER PLAN' CLM
Matter ResolvedRequest
Adjourment
239/9/2020 9:00 am17-31142 / MBKKurt E. Reinheimer, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $43,796.00
US BANK (Phelan)
Matter ResolvedRequest
Adjourment
249/9/2020 9:00 am17-32774 / MBKTHOMAS J ORR ESQMotion Relief from Stay (Fee)Continued
9/23/2020 9:00 am
Total Paid In: $26,965.00
Debtor obj<>ALLY FINANCIAL (MORTON)
Matter ResolvedRequest
Adjourment
259/9/2020 9:00 am17-32976 / MBKArnold R. Schlisserman Motion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE CERT OF SUPPORT
Matter ResolvedRequest
Adjourment
269/9/2020 9:00 am17-33542 / MBKAllen I. Gorski, Esq.Motion Reinstate StayContinued
10/14/2020 9:00 am
Total Paid In: $43,350.00
MTN TO REIMPOSE STAY
Matter ResolvedRequest
Adjourment
279/9/2020 9:00 am17-34456 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $27,681.00
will send $1800 EDC

AMT: MP 10/6<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY 7/4/18, EXTENDED LOSS MIT EXPIRED 1/4/20; ARREARS
Matter ResolvedRequest
Adjourment
289/9/2020 9:00 am18-10035 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
9/23/2020 9:00 am
Total Paid In: $20,225.00
Debtor obj<>ALLY CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
299/9/2020 9:00 am18-10421 / MBKCANDYCE I SMITH-SKLAR, ESQOrder Shorten TimeGrantedTotal Paid In: $8,787.00
MTN AUTHORIZING SHORT SALE/Ronit Drive ppty
Matter ResolvedRequest
Adjourment
309/9/2020 9:00 am18-12854 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultContinued
9/23/2020 9:00 am
Total Paid In: $10,361.00
SPECIALIZED LOAN (Phelan)
Matter ResolvedRequest
Adjourment
319/9/2020 9:00 am18-15118 / MBKDAVID A SEMANCHIK ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $10,880.00
AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
329/9/2020 9:00 am18-15347 / MBKHENRY CHUDZIK, JR.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $16,534.00
PNC ( Fein Such)
Matter ResolvedRequest
Adjourment
339/9/2020 9:00 am18-15793 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $13,626.00
MTN TO REDUCE/MODIFY CENLAR MTG CLAIM
Matter ResolvedRequest
Adjourment
349/9/2020 9:00 am18-20655 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $6,515.00
9/9 AMT: ORDER SUBMITTED<<<>>>

Debtor obj<>BANK OF NEW YORK MELLON (RAS)
Matter ResolvedRequest
Adjourment
359/9/2020 9:00 am18-22944 / MBKJoel R. Spivack, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $51,300.00
Debtor obj<>ALLY CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
369/9/2020 9:00 am18-25862 / MBKMelinda D Middlebrooks, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,880.00
AMT: WEICHERT #6-2filed for $0 pre-pet arrears<<<>>>


Debtor obj, APOC filed<> WEICHERT FINANCIAL POC #6-1 NOT AMENDED OR MOVED AGAINST W/I 45 DAYS OF 12/17/19 MP CONF
Matter ResolvedRequest
Adjourment
379/9/2020 9:00 am18-28383 / MBKKurt E. Reinheimer, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $4,202.00
MTN FOR RESOLUTION OF DISTRIBUTION OF INSURANCE PROCEEDS
$678 remaining from car accident to debtor--OK EDC
Matter ResolvedRequest
Adjourment
389/9/2020 9:00 am18-28474 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayContinued
10/20/2020 9:00 am
Total Paid In: $34,282.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
399/9/2020 9:00 am18-28474 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $34,282.00
AMT; MP 9/9*** NEEDS RESOLUTIONS***<<<>>>


Atty has $2,500 - MP scheduled for 9/1/20 - currently marked Recommend Denial
AR AS OF 7-31 NO SUPPORTING COVID CERT FILED

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
409/9/2020 9:00 am18-30319 / MBKKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,517.00
ARREARS
Matter ResolvedRequest
Adjourment
419/9/2020 9:00 am18-30634 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $12,569.00
AJAX MTG LOAN TRUST (PLUESE)
Matter ResolvedRequest
Adjourment
439/9/2020 9:00 am18-33807 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultContinued
9/23/2020 9:00 am
Total Paid In: $10,053.00
AMT: MP 9/9 *** RECOMMEND DENIED***<<<>>>

Debtor obj, filing mp to extend 2 yrs (covid)
Matter ResolvedRequest
Adjourment
429/9/2020 9:00 am18-33807 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $10,053.00
CARRINGTON MTG (Hill Wallack) (TR ARREARS )
Matter ResolvedRequest
Adjourment
449/9/2020 9:00 am18-33872 / MBKCARLOS D. MARTINEZ, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $25,382.00
WELLS FARGO BANK (MORTON)
Matter ResolvedRequest
Adjourment
459/9/2020 9:00 am18-34190 / MBKJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $14,088.00
Debtor obj<>WILMINGTON SAVINGS (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
469/9/2020 9:00 am19-10526 / MBKSTEVEN D PERTUZ, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,000.00
OK to adjourn for 2 weeks. Attorney to file a MP extending LM date and file LM application by 9/9/20 EDC

Debtor obj<>FAILED TO LM BY 1/3020
Matter ResolvedRequest
Adjourment
479/9/2020 9:00 am19-11253 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $8,010.00
9/2 AMT: $7,204 PTD (20); $806 X 40 BEGINNING 10/1/20 (atty ok)<<<>>>


Debtor obj (covid), made pymt & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
489/9/2020 9:00 am19-11283 / MBKMark K. Smith, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,800.00
ARREARS
Matter ResolvedRequest
Adjourment
499/9/2020 9:00 am19-12763 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Co-Debtor StayContinued
9/23/2020 9:00 am
Total Paid In: $7,741.00
HSBC BANK (RAS)
Matter ResolvedRequest
Adjourment
509/9/2020 9:00 am19-12909 / MBKSTEPHEN M GOLDBERG, ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Order to be SubmittedTotal Paid In: $16,083.00
---att says will be 100%-need updated order saying 100% to gucs from debtor EDC

OST---
trustee obj:
(1) The trustee needs to receive all non-exempt proceeds from the sale.
(2) The proof of home value of $240,000 provided by the debtor last year is much lower than the homes sale price of $329,000 and is indicative of bad faith on behalf of the debtor.

NATIONSTAR limited obj( Gross Polowy)<>195 WARD PLACE
Matter ResolvedRequest
Adjourment
519/9/2020 9:00 am19-14294 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $10,809.00
LM OUTSIDE AND STAY RELIEF PER JUDGE

AR 18 MONTHS OLD YET LOAN MOD PACKAGE AND MOD PLAN FILED YESTERDAY 9-8-20
FAILED TO LM BY 10/3/19 (MP filed), EXTENDED LOSS MIT EXPIRED (MP filed); FAILED TO FILE PRE CONF CERT BY 7/26/19 (filed)
Matter ResolvedRequest
Adjourment
529/9/2020 9:00 am19-16845 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,550.00
ALLY FINANCIAL (MORTON)
Matter ResolvedRequest
Adjourment
539/9/2020 9:00 am19-16884 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/14/2020 9:00 am
Total Paid In: $18,915.00
FILED MP YESTERDAY 9/8
Debtor obj<>ARREARS
wants cares act
Matter ResolvedRequest
Adjourment
549/9/2020 9:00 am19-17417 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $10,730.00
Midfirst bank obj (shapiro)<>MTN TO COMPEL MTG SERVICER TO ENDORSE INS LOSS DAMAGE CHECK TO DEBTOR
Matter ResolvedRequest
Adjourment
559/9/2020 9:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,291.00
AMT: MP 9/9***HONOR ROLL***

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
569/9/2020 9:00 am19-17881 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,625.00
6 p ARREARS -lp JUNE

AR MOD PLAN FILED CARES ACT NO CERT OR AMEND SCH , ATTY UNABLE TO REACH CLIENT
AMT: MP 9/9 ***NEEDS RESOLUTION***<<<>>>

8/10 ADJ REQUEST IS LATE--
Debtor obj<>FAILED TO LM BY 1/25/20; ARREARS
Matter ResolvedRequest
Adjourment
579/9/2020 9:00 am19-18178 / MBKCharles M Izzo, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,140.00
Debtor obj<>PROVIDENT FUNDING ASSOC (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
589/9/2020 9:00 am19-18563 / MBKBrian Gregory HannonMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $22,000.00
Debor obj; filing MP<>ARREARS
-filed Mp yesterday
Matter ResolvedRequest
Adjourment
599/9/2020 9:00 am19-19204 / MBKMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,593.00
$1000 paid in August per attorney today-do not see as of 9/1 EDC---also to put this on TFS ewage-to be in place by 9/9/20

Debtor obj<>FAILED TO LM BY 1/9/20--Done
--- ARREARS
Matter ResolvedRequest
Adjourment
609/9/2020 9:00 am19-20444 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $3,600.00
tr order 3rd mortg os plan AR ADJ SINCE JULY ONLY MORTG CLAIMS FILED
1ST HAS LOAN MOD , 2ND $850 ARREARS CLAIM
nfa
ADJ to 8/26/20 Peremptory - atty to work out agreement with 3rd mtg co

Debtor obj<>FAILED TO LM BY 12/15/19 OR 6/14/20 AS EXTENDED BY CREDITOR'S CONSENT ORDER DOC #40
Matter ResolvedRequest
Adjourment
619/9/2020 9:00 am19-21096 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $5,242.00
9/2 AMT: $4,368 PTD (15); $874 X 45 BEG 10/1/20 (ATTY OK)<<<>>>

Debtor obj (covid), made pymt & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
629/9/2020 9:00 am19-21335 / MBKTHOMAS J ORR ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,071.00
9/9 AMT: SETTLED<<<>>


Debtor obj<>NEW JERSEY HOUSING MTG FINANCE AGENCY (PLUESE)
Matter ResolvedRequest
Adjourment
639/9/2020 9:00 am19-21337 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,944.00
ARREARS
Matter ResolvedRequest
Adjourment
649/9/2020 9:00 am19-21688 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Continued
10/14/2020 9:00 am
Total Paid In: $7,820.00
Debtor obj<>SHELLPOINT MTG (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
659/9/2020 9:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $15,681.00
file MP by 9/9 ane we can adjourn to MP date EDC

AMT: MP 8/26*** NEEDS RESOLUTION***<<<>>>
Debtor obj, filing MP<>FAILED TO SELL FITZPATRICK RUNPPTY BY 2/20/20; FAILED TO COMPLY WITH 12/27/19 LM ORDER TO FILE MP AND AMD I/J; FAILED TO ADDRESS NJ DIV TAX EST CLM #7-1 BY 10/19/19
Matter ResolvedRequest
Adjourment
669/9/2020 9:00 am19-22188 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,316.00
9/9 AMT: SETTLED

Debtor obj<>EXETER FINANCE (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
679/9/2020 9:00 am19-22326 / MBKANDREW CARROLL, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,126.00
ARREARS
Matter ResolvedRequest
Adjourment
689/9/2020 9:00 am19-22440 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $7,000.00
Debtor obj<>US BANK/CALIBER HOME LOANS (PHELAN)
Matter ResolvedRequest
Adjourment
699/9/2020 9:00 am19-23012 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $857.00
ARREARS
Matter ResolvedRequest
Adjourment
709/9/2020 9:00 am19-23521 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/28/2020 9:00 am
Total Paid In: $4,000.00
$1200 to be sent by attorney---

FAILED TO ADDRESS NJ DIV TAX ESTIMATED CLM #9-1 (UNSECURED PORTION); ARREARS
Matter ResolvedRequest
Adjourment
719/9/2020 9:00 am19-23652 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,652.00
FAILED TO LM BY 3/31/20; ARREARS
Matter ResolvedRequest
Adjourment
729/9/2020 9:00 am19-25502 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,565.00
Matter ResolvedRequest
Adjourment
739/9/2020 9:00 am19-25517 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayContinued
10/14/2020 9:00 am
Total Paid In: $11,702.00
nfa
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
749/9/2020 9:00 am19-25790 / MBKDONALD C GOINS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $6,833.00
Debtor obj withdrawn
US BANK TRUST/CALIBER HOME LOAN (PHELAN)
Matter ResolvedRequest
Adjourment
759/9/2020 9:00 am19-25954 / MBKWarren Levy, Esq.Motion SellOrder Previously SubmittedTotal Paid In: $92,222.00
OST/ 11 ROBIN LANE
OK 100% EDC
Matter ResolvedRequest
Adjourment
769/9/2020 9:00 am19-26343 / MBKCANDYCE I SMITH-SKLAR, ESQMotion File Claim After Claims Bar DateGrantedTotal Paid In: $6,971.00
MTN TO ALLOW LATE POC OF TAMAR COMMONS HOMEOWNERS ASSOC
Matter ResolvedRequest
Adjourment
779/9/2020 9:00 am19-26343 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,971.00
AMT: CLMS MTN 9/9---no opposition---


Debtor obj, filing POC and mtn to allow<>AILED TO ADDRESS PER PLANCLM/TAMAR COMMONS
Matter ResolvedRequest
Adjourment
789/9/2020 9:00 am19-26912 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $5,000.00
JPMORGAN CHASE BANK (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
799/9/2020 9:00 am19-27043 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $14,746.00
Withdrawn - Doc #47
Debtor obj<>CITIZENS BANK (GELLERT SCALI BUSENKELL & BROWN)
Matter ResolvedRequest
Adjourment
809/9/2020 9:00 am19-28059 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,250.00
ARREARS
Matter ResolvedRequest
Adjourment
819/9/2020 9:00 am19-29292 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $5,035.00
MTN TO EXPUNGE WELLS FARGO CLM #5
Matter ResolvedRequest
Adjourment
829/9/2020 9:00 am19-31214 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $12,989.00
Debtor obj<>LAKEVIEW LOAN (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
839/9/2020 9:00 am19-32940 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,710.00
TD AUTO FINANCE (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
849/9/2020 9:00 am19-33314 / MBKDaniel E. Straffi Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,000.00
Debtor obj<>CAPITAL ONE AUTO (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
869/9/2020 9:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
10/14/2020 9:00 am
Total Paid In: $6,563.00
Minutes amended to adjourned to 10/14/20 at 9.

MTN TO MODIFY DIV OF TAXATION #5 TO ZERO
Matter ResolvedRequest
Adjourment
859/9/2020 9:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $6,563.00
MTN TO MODIFY IRS TO ZERO
Matter ResolvedRequest
Adjourment
879/9/2020 9:00 am19-33871 / MBKJonathan Stone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,402.00
Debtor obj<>CARRINGTON MTG (PHELAN)
Matter ResolvedRequest
Adjourment
889/9/2020 9:00 am19-34051 / MBKBRUCE H. LEVITTMotion Relief from Co-Debtor StayGrantedTotal Paid In: $1,645.00
SHELLPOINT MTG (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
899/9/2020 9:00 am20-10035 / MBKRALPH D TAWIL, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,621.00
Debtor obj<>PENNYMAC LOAN (FEIN, SUCH, KAHN)
Matter ResolvedRequest
Adjourment
09/9/2020 9:00 am20-10270 / MBKOTTO J KOSTBAR, ESQMotion Relief from Stay (Fee)Converted to 7 / 11
CARRINGTON MTG (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
909/9/2020 9:00 am20-11841 / MBKNICHOLAS FITZGERALD, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,025.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
919/9/2020 9:00 am20-12251 / MBKDONALD C GOINS, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,824.00
Debtor obj<>CAPITAL ONE AUTO (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
929/9/2020 9:00 am20-12424 / MBKJEFFREY B. SAPER, ESQ.Trustee Objection to Debtor's ExemptionsWithdrawnTotal Paid In: $1,362.00
-Should be withdrawn---Plan takes business value into account EDC

IMPROPER (d)(1) ON INTEREST IN LLC; FAILED TO TAKE (d)(1) ON REAL ESTATE
Matter ResolvedRequest
Adjourment
939/9/2020 9:00 am20-12522 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $6,200.00
21st MTG ( D'aries)
Matter ResolvedRequest
Adjourment
949/9/2020 9:00 am20-12828 / MBKPRO SETrustee Certification of DefaultContinued
10/14/2020 9:00 am

ADJ FOR MOD PLAN BY 9-19 AND EMAIL SF
AR CASE FILED 2/20/20 ARREARS NOW $1837.5- , LAST TR PYMT 4/7/20 , PLAN DENIED AND NO MODIFIED PLAN FILED
***ADJ to 8/18/20 - debtor to send in $500 and get an attorney***


Debtor obj<>

PLAN WAS DENIED ON 4/14/20 AND DEBTOR FAILED TO FILED TO FILE A MODIFIED PLAN; ARREARS
Matter ResolvedRequest
Adjourment
959/9/2020 9:00 am20-12939 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $1,778.00
***Adj by MBK to 9/9/20 (Reverse Mtg - Assumption Issue)***

Adj to 9/1/20 Peremptory - nfa
Debtor obj<>BANK OF NY MELLON (PLUESE)
Matter ResolvedRequest
Adjourment
969/9/2020 9:00 am20-13990 / MBKJustin M. Gillman, Esq.Objection to Claim of ExemptionsContinued
9/23/2020 9:00 am

TRUSTEE'S OBJ TO CLAIM OF EXEMPTIONS
Matter ResolvedRequest
Adjourment
979/9/2020 9:00 am20-15557 / MBKBRAD J SADEKMotion ReconsiderContinued
9/15/2020 9:00 am

***RECEIVED INSURANCE***
outstanding issue - liability insurance
Trustee Obj<>MTN TO REINSTATE
Matter ResolvedRequest
Adjourment
989/9/2020 9:00 am20-16010 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,610.00
AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
999/9/2020 9:00 am20-16344 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $1,150.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
1009/9/2020 9:00 am20-16905 / MBKYAKOV RUDIKHMotion Impose Automatic StayDenied
MTN TO IMPOSE STAY OSC
OBJ BY CITADEL FUNDING---2nd case-debtors att. says circumstances have changed.
Matter ResolvedRequest
Adjourment
09/9/2020 9:00 am20-16905 / MBKYAKOV RUDIKHOrder Order (Generic)Needs Resolution of Issues : Objections
9/4/20 sf - This should not be on the calendar so there is no PN number.

Bridge Order extending Stay through 8/26/20
Matter ResolvedRequest
Adjourment
1019/9/2020 9:00 am20-17221 / MBKROBERT C NISENSON ESQTrustee Objection to Debtor's ExemptionsContinued
9/23/2020 9:00 am
Total Paid In: $2,400.00
amend sch need to be reviewed

IMPROPER (d)(11)(C) ON WHOLE LIFE CASH SURR
Matter ResolvedRequest
Adjourment
1029/9/2020 9:00 am20-17243 / MBKSTEVEN J ABELSON, ESQMotion to SealGrantedTotal Paid In: $1,000.00
MTN TO SEAL AMD DOC TO CORRECT SSN
Matter ResolvedRequest
Adjourment
1039/9/2020 9:00 am20-17331 / MBKSCOTT M WILHELM, ESQMotion Requesting RedactionGrantedTotal Paid In: $1,000.00
Matter ResolvedRequest
Adjourment
1049/9/2020 9:00 am20-17437 / MBKErik M. Helbing Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
10/28 at 10:00 AM new conf

Motion to Vacate Dismissal
- Affidavit needed for 341 Hearing is attached to motion
- Debtor is current
Matter ResolvedRequest
Adjourment
1059/9/2020 9:00 am20-19462 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY FOR UNSECURED/SECURED CLMS
Matter ResolvedRequest
Adjourment
1069/9/2020 9:00 am20-19515 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Impose Automatic StayGranted
MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
1079/9/2020 10:00 am16-32747 / MBKJACQUELINE R ROCCI ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 74 of 47 required payments   Arrears: $0  
Total Paid In: $99,964.00
updated 9/3/2020

ok to confirm at $97,262 paid to date, $1,351x39 begin 9/1/2020 100% plan plus non exempt proceeds from partial condemnation of land from the City of New Brunswick

issues as of 8/31/2020

1) What is status of pending personal injury lawsuit
2) Need higher plan payment to complete 100% plan - plan is 100% due to non exempt equity in real estate of $58,579 and personal property $63,993 for a total of $122,572 - general unsecured claims filed totals $29,430.89 - this must remain a 100% plan
3) To confirm within the extended time period of 84 total months and pay 100% per non exempt equity requires plan to be confirmed at $97,262 paid to date, $1,351x39 begin 9/1/2020 100% plan plus non exempt proceeds from pi lawsuit

proposed plan $95,662 paid to date, $800x43 begin 5/1/2020 base plan
paid in $97,262
extended to 84 months with 39 to go
Matter ResolvedRequest
Adjourment
1089/9/2020 10:00 am17-25707 / MBKBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanContinued
10/14/2020 10:00 am
Debtor has made 29 of 38 required payments   Arrears: $0  
Total Paid In: $24,350.00
ISSUES AS OF 9/2/2020 (DM): Updated 9/3/20

***Received copy of Consent Order with Investors Bank for post-petition arrears to be added to the plan. Trustee recommends case be adjourned to October to verify that 1st payment is made, AND THEN CASE CAN BE CONFIRMED AT $24,350 PTD, THEN $850 x 32 STARTING 10/1/20, BASE PLAN (new plan term is 69 months); ADD TO CONFIRMIG ORDER: PART 8d OF THE PLAN IS AMENDED TO ALLOW TRUSTEE TO PAY POST-PETITION CLAIMS***

 Cert Doc #41 - CARES Act Modified Plan is basically a Motion to Suspend Trustee Payments for 6 months - monthly Trustee payments are to resume 10/1/20 - nothing else has changed.

 COVID-19 Cert attached to Plan.

1) MP proposes $26,137.54 to Investors Bank for post-petition payments - no post-petition claim /order or MFR has been filed (SALDUTTI LAW GROUP SUBMITTED CONSENT ORDER TO CHAMBERS 9/3/20).

2) Trustee OBJ:
- Need amended Sch I&J (SEE ABOVE).
- Need updated proof of income (SEE ABOVE).
- No payment in 6 months (SEE ABOVE).


Confirmed Case: $4,800 Ptd, $850 x 52 start 5/1/18, Base Plan
Prop. MP: Ptd, $850 x 32 start 10/1/20, Base Plan
PTD = $24,350 (6 months arrears)
Last Claim (9-1) dated 12/4/17
Matter ResolvedRequest
Adjourment
1099/9/2020 10:00 am17-29060 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanWithdrawnDebtor has made 43 of 37 required payments   Arrears: $0  
Total Paid In: $24,258.00
Matter ResolvedRequest
Adjourment
1109/9/2020 10:00 am18-17546 / MBKHENRY CHUDZIK, JR.Confirmation Hearing on Modified PlanConfirmedDebtor has made 48 of 30 required payments   Arrears: $0  
Total Paid In: $46,695.00
as of 9/1/2020

Ok to confirm at $43,885 paid to date, $975x12 begin 10/1/2020 100% plan

1) Trustee objection to confirmation - need to resolve
-debtor has failed to provide proof of income RESOLVED, INCOME VERIFIED AS PROPOSED ON AMENDED SCHEDULES, INCOME IS SIGNIFICANTLY REDUCED
-It appears that the debtor is seeking an extension of plan duration under the CARES Act THE PLAN CAN BE COMPLETED WITH 12 PAYMENTS AT THE PROPOSED LOWER PAYMENT OF $975 FOR 12 MONTHS, AN EXTENSION OF THE PLAN IS NOT NEEDED

proposed plan $43,885 paid to date, $975x57 begin 9/1/2020 100% plan
paid in $43,885
reduce to 41 month plan with 12 months to go
Matter ResolvedRequest
Adjourment
1119/9/2020 10:00 am18-24031 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 15 of 27 required payments   Arrears: $0  
Total Paid In: $9,113.00
as of 8/28/2020

ok to confirm at $7,917 paid to date, $598x24 begin 9/1/2020 minimum $10,503.71 dividend to general unsecured creditors

proposed plan $598x24 begin 9/1/2020
extended plan to a 49 month plan
Matter ResolvedRequest
Adjourment
1129/9/2020 10:00 am18-24225 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 27 of 27 required payments   Arrears: $0  
Total Paid In: $8,100.00
CAN CONF AT $300 x 36 beg 8/1/18-min of $111,266 per equity to unsecured-sale of RE by 12/31/2020- low base

8/19/20 amt: ATTY NEVER SUBMITTED FEE APP FOR $1500 INCLUDED IN 3/2020 CONF

-has ongoing adversary proceeding
-cannot pay attorney fees without an order
Matter ResolvedRequest
Adjourment
1139/9/2020 10:00 am18-28474 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanDeniedDebtor has made 15 of 25 required payments   Arrears: $12,491.00  Total Paid In: $34,282.00
MP to be filed within 10 days and trustee to receive money in 10 days EDC

9/1 workup for the 9/9 calendar EDC
Atty is holding approximately $5,192 - Adj to 9/9/20-need to send money and resolve issues below

8/21 workup for the 9/1 calendar EDC

11 payments arrears per original plan- no payments since April
-motion for relief by PHH on for 8/26-need results
-filed COVID cert
-updated POI is incomplete, need more than one paystub and proof still receiving unemployment, need amended I & J for 2019 tax returns filed
-has priority before secured. Should we use trustee order of distribution?
-plan needs $27753 paid then $1579 x 61 remaining beg 9/1/20- pro rata

Matter ResolvedRequest
Adjourment
1149/9/2020 10:00 am18-29750 / MBKJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 24 required payments   Arrears: $0  
Total Paid In: $10,519.00
updated 9/8/2020

ok to confirm need $8318.50 paid to date, $1616x37 begin 10/1/2020 100% plan
- Part 1e as to Ford Motor Company proof of claims #1 and #8 is to be stricken

issues as of 9/1/2020

1) Modified plan states not to pay claim 1 as it is a duplicate/ of claim 8 - this is not correct. Claim 8 is amount due on car while claim 1 is $506 for atty fee per order dated 2/8/2019 and $175 for an order dated 6/26/2019 and amended 7/24/2019 - both were already paid through plan in 2019. Therefore Part 1 e is to be stricken from the plan as it relates to claims 1 and 8
2) Police & Firemen's Retirement System order dated 5/28/2020 requiring post petition arrears in the amount of $15,186.95 to be paid through the plan - this is not treated in the modified plan
3) To confirm need $8318.50 paid to date, $1616x37 begin 10/1/2020 100% plan
- Part 1e as to Ford Motor Company proof of claims #1 and #8 is to be stricken

proposed plan $8318 paid, $1075x22 begin 8/1/2020 100% plan
paid in $8318.50
37 months to go
Matter ResolvedRequest
Adjourment
1159/9/2020 10:00 am18-31005 / MBKDaniel Straffi, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 22 of 24 required payments   Arrears: $35.00  Total Paid In: $2,585.00
Withdrawn by Doc #61
ISSUES AS OF 9/2/2020 (DM):

***Recommend denial or withdrawal of Plan based upon Trustee Order entered 8/25/20***


Confirmed Case: $700 Ptd, $120 x 52 start 7/1/19, Base Plan
Prop. MP: $2,225 Ptd, $120 x 38 start 9/1/20, Base Plan, Loan Mod by 3/1/21
PTD = $2,345
Last Claim (1-2) dated 11/13/19
Matter ResolvedRequest
Adjourment
1169/9/2020 10:00 am18-33807 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
9/23/2020 10:00 am
Debtor has made 8 of 22 required payments   Arrears: $1,282.00  Total Paid In: $10,053.00
AR AMEND BUDGET AND COVID CERT TO BE REVIEWED 9/1 workup for the 9/9 calendar EDC

-5 payments arrears-no payments since March
-MP COVID hardship
* trustee objection:
-no amended I/J
-no updated POI
-need COVID cert

MP proposed 8815 paid then 1282 x 64 pro rata
Matter ResolvedRequest
Adjourment
1179/9/2020 10:00 am18-34512 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 29 of 22 required payments   Arrears: $0  
Total Paid In: $3,804.00
AS OF 8/31/20 (SF) MP doc 33 filed on 8/4/20 was withdrawn on 8/7/20 per doc 41. Attorney filed another modified plan on 8/7 doc 39 but the Court has not given a new date.
Matter ResolvedRequest
Adjourment
1189/9/2020 10:00 am19-16626 / MBKBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanConfirmedDebtor has made 17 of 18 required payments   Arrears: $5.00  Total Paid In: $7,172.00
AS of 8/26/20(mk):

**CAN REC CONFIRM AT $6,343, PTD,THEN $417 X 47,BEGIN 9/1/20;BASE. PLAN EXTENDED TO TOTAL 63 MOS UNDER CARES ACT;TRUSTEE STANDARD ORDER OF DISTRIBUTION**


MP proposes 412 x 47,base &extends plan 3 mos for total 63 mos .
under Cares act. Adds PP arrears. Plan has run 16 mos and 47 remain
Matter ResolvedRequest
Adjourment
1199/9/2020 10:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 18 required payments   Arrears: $1,022.00  Total Paid In: $6,291.00
ISSUES AS OF 9/2/2020 (DM): Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,291 PTD, THEN $511 x 68 STARTING 9/1/20, BASE PLAN; ADD TO CONFIRMING ORDER: DEBTOR SHALL PROVIDE UPDATED PROOF OF INCOME, INCLUDING THE STATUS OF TENANTS, BY 2/1/2021 AND MODIFY THE PLAN IF WARRANTED***

 COVID-19 Cert attached to Plan.

1) Trustee OBJ:
- Debtor has arrears before COVID-19.
- Need updated proof of income, including status of tenants, by 2/1/21.
- Plan should be confirmed as a Base due to temporary hardship.
- Debtor's proposed Plan is 85 months.


Confirmed Case: $3,851 Ptd, $1,210 x 51 start 2/1/20, 100% Plan
Prop. MP: Ptd, $511 x 69 start 9/1/20, $0 Plan
PTD = $6,291
Last Claim (6-2) dated 11/8/19
Matter ResolvedRequest
Adjourment
1209/9/2020 10:00 am19-17881 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 8 of 18 required payments   Arrears: $0  
Total Paid In: $2,625.00
AR REC DENIAL
ISSUES AS OF 9/2/2020 (DM):

***If issues below are resolved, the debtor will need $841 x 64 starting 9/1/20 to adequately fund the plan at the 80 months proposed in the MP based upon Part 1a***

1) Trustee OBJ:
- Need updated proof of income
- Need amended Sch I&J
- Need to file CARES Act Certification


Confirmed Case: $1,000 Ptd, $325 x 54 start 11/1/19, 100% Plan
Prop. MP: $2,625 Ptd, $833 x 64 start 9/1/20, 100% Plan
PTD = $2,625
Last Claim (33-1) dated 6/24/19
Matter ResolvedRequest
Adjourment
1219/9/2020 10:00 am19-17917 / MBKVeer P Patel Confirmation Hearing on Modified PlanConfirmedDebtor has made 22 of 18 required payments   Arrears: $0  
Total Paid In: $12,381.00
AS OF 9/3/20 (SF)

RECOMMEND $11,228 PTD, $571 X 65 (BEGIN 9/1/20) 100% PLAN (81 MONTHS)
- STUDENT LOANS TO BE PAID OUTSIDE PLAN
- PRESERVE N/E EQUITY IN REAL ESTATE OF $51,361 IN CONF ORDER


1. Previous plan was confirmed at 100% w/min dividend of $51,361 to gucs and student loans outside.

MP proposes $605 x 9, $826 x 4, $0 x 3, $571 x 68, Base
Plan has run 17 months and proposes to extend TO 84 months
Arrears: $829

RESOLVED:
- Objection filed by Bank of America (Caine) - OTBS to pay arrears of $36,006.74
- Waiting for updated contribution affidavit from sister and debtor is not current. Arrears are $1655 and last payment was received in June. (CONTRIBUTION AFFIDAVIT RECEIVED AND ANOTHER PAYMENT RECEIVED IN AUGUST)
-Updated I and J amended, still need current proof of income. Proof of income provided does not match Schedule I. 1 paystub provided for debtor dated 7/31/20 which shows that debtor makes $313.52 bi-weekly and proof of unemployment provided which shows $279 per week ($1208.07). Is debtor employed and receiving unemployment? What are the $679 and $3200 amounts listed on Schedule I? (debtorworks 20 hours per week and receives unemployment)
- Need amended schedules I and J and current proof of income (RECEIVED)
- Trustee objection:
It appears that debtor is seeking an extension of plan duration under the CARES Act. However, said Act does not provide an automatic right to extend plan duration to 84 months. Debtor must establish that he or she is experiencing a "material financial hardship" as a result of the COVID-19 pandemic. Debtor has not provided sufficient evidence on why an extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied unless debtor files a COVID-19 Certification in support of the Modified plan that provides sufficient evidence to establish that debtor has suffered a material financial hardship as a result of COVID-19.
Matter ResolvedRequest
Adjourment
1229/9/2020 10:00 am19-19704 / MBKSEYMOUR WASSERSTRUM, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 17 required payments   Arrears: $0  
Total Paid In: $5,192.00
AS OF 9/3/20 (SF)


RECOMMEND $4450 PTD, $371 X 59 (BEGIN 9//20) 0% PLAN

1. trustee objection: 1. Must file Certification of Debtor in Support of Covid-19 Chapter 13 Plan Modification, amend Schedules I and J and include current proof of income for the last 60 days. (RECEIVED)

2. Debtor received Mortgage forbearance from 4/1/20 through 9/1/2020. Payment resumes on 10/1/20

MP proposes $371 x 59 0%
Plan has run 15 months and proposes to extend to 74 months
Arrears: $1484


Matter ResolvedRequest
Adjourment
1239/9/2020 10:00 am19-23884 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 15 required payments   Arrears: $6,000.00  Total Paid In: $62,096.00
updated 9/9/2020

ok to confirm at $62,096 paid to date, $6,000x49 begin 10/1/2020 100% plan
- plus non exempt proceeds from sale of property located outside of the U.S. owned by non-bankruptcy debtor by 3/9/2021
-plan extended to 63 months
-low base until sale completed

---$6000 going forward beg in october with a low base pending sale---plan extended 3 months EDC

As of 9/1/20 (DS): Need to confirm at a higher amount, unless payment is made for Sept. Please confirm if ok to confirm or if additional payment has been made.

Confirm at $56,096 paid, $8,411 x 49 begin 10/1/20 100% to gucs and proceeds from sale of property located outside of the U.S. owned by non-bankruptcy debtor by 3/9/2021

MP Prop $6,000 x 59 100% and Sale of property outside US owned by non-debtor - Due to covid-19 adding 3 months to extend payments.
Note: Debtor provided cert for covid-19.
Matter ResolvedRequest
Adjourment
1249/9/2020 10:00 am19-24097 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanContinued
10/6/2020 10:00 am
Debtor has made 7 of 15 required payments   Arrears: $641.00  Total Paid In: $4,357.00
att to email SF re: compromise

AS OF 9/9/20 (SF) updated -

Previous plan was withdrawn. Modified plan filed and we still do not have a Covid Certification to support extension of plan. There is no basis to reduce payment to $200 for 15 months. Disposable income verifies higher. Also, previous plan was confirmed at 100% and there is none-exempt equity of $10,461 in real estate. (CERT AND TAX RETURN JUST RECEIVED)

1. Objection filed by Lakeview Loan Servicing (Frenkel, Lambert) failure to pay arrears of $4451.89 and speculative loan mod. Also fail to provide for post-petition payments

2. Need copy of 2019 Tax Return (RECEIVED)

3. Trustee objection

- The debtor has failed to provide Proof of Income. (Provided and income verifies higher at $733)

- It appears that the debtor is seeking an extension of plan duration under the CARES Act.
However, said Act does not provide an automatic right to extend plan duration past 60 months.
The debtor must establish that he/she is experiencing a "material financial hardship" as a result
of the COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an
extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied
unless the debtor files a COVID-19 Certification in Support of Chapter 13 Plan Modification that
provides sufficient evidence to establish that the debtor has suffered a material financial
hardship as a result of COVID-19.


MP proposes $3757 PTD, $200 X 15, $617 X 58 Loan Mod by 2/20/21
Plan has run 14 months and proposes to extend to 84 months
Arrears: $6447
Matter ResolvedRequest
Adjourment
1259/9/2020 10:00 am19-25020 / MBKMITCHELL˙MALZBERG,˙ESQ.Confirmation Hearing ScheduledContinued
11/17/2020 10:00 am
Debtor has made 38 of 14 required payments   Arrears: $0  

AS OF 9/2/20 (SF) -ADJ PEREMPTORY - (CASE IS 13 MONTHS OLD) -ADJ 5 TIMES

***NEED STATUS OF SALE OF COMMERICAL PROPERTY, PLAN IS NOT FEASIBLE, 109e ISSUE, ESTIMATED TAXES NJ 2016-2018***

1. Objection filed by Wells Fargo (Phelan) - failure to pay arrears of $29,529.04 - OK TO PAY

2. Objection filed by WBL SPE III, LLC (Jessica Gulash) failure to pay arrears of on 2nd mort $853,635.14. (THE ARREARS PER POC $1,564290.91)

3. Objection filed by Bank of America ( Roger Gottilla) - Plan is not feasible, speculative sale, and 109(e) issue. Debtor owes the Bank approximately $5,294,269.14. (FILED UNSECURED CLAIM FOR $6,182,876.19)
TO BE WD AT SALE

4. IRS priority claim 2-2 is estimated (NEED AMENDED CLAIM)

5. State of NJ priority claim 6-1 is estimated (NEED AMENDED CLAIM)
VERIFY IF FILED GET APOC

6. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Business forms - and 6 months profit and loss statements for all businesses (RECEIVED) _supplemental trustee obj: DISPOSABLE INCOME VERIFIES AT $2639.36 BUT DEBTOR IS ONLY PAY $100 PER MONTH
- A copy of the last filed tax return - 2018 personal and business
- The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e).


Plan proposes $100 x 60 100%, Sale of commercial property by 11/30/19
Payments: 13/13

RESOLVED ISSUES:
- Motion for Relief by Wells Fargo Bank (Phelan) 1/8 @ 9 (ORDER SUBMITTED)
- Need copy of the listing agreement for the commercial property (RECEIVED COPY OF SALES CONTRACT)

PREVIOUS NOTES:
1/3/20(MK):Adj DENIED as nothing done in case & over 90 days since last hearing date of 9/25/19 - THERE IS STILL NO LISTING AGREEMENT PROVIDED. (RECEIVED)
WAS UNDER CONTRACT LITIGATION NEG WITH OTHER DEAL

12/20/19 (SF) - 90 DAY ADJ. IF ISSUES ARE NOT RESOLVED IN 90 DAYS MAY NEED JUDGE (SAME ISSUES AS BEFORE AND NOW TAX CLAIMS ARE ESTIMATED)
Matter ResolvedRequest
Adjourment
1269/9/2020 10:00 am19-28982 / MBKALEXANDER J RINALDI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 10 of 12 required payments   Arrears: $0  
Total Paid In: $10,842.00
AS OF 9/1/2020 (at):

RECOMMEND: $6,225.36 PAID TO DATE, $3,510 x 1 by 9/15/2020, $1,107 x 49 BEGINNING 10/1/2020, BASE
Claims will be paid according to the trustee's order of distribution.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. Objection filed by Lakeview Loan (McCabe) - failure to cure full arrears of $56,117.82 (Per POC) (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - or Cert of non-filing of taxes from Debtors. (RECEIVED)
- Updated auto insurance, insurance expired 12/6/19.(RECEIVED)
- Amendments to Schedules C to take exemptions on real property, there is non-exempt equity $11,917. (NO EQUITY)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $11,917. (NO EQUITY)
- Need Wells Fargo certificate of deposits value prior to filing date. (RECEIVED)
- Add to confirming order Trustee standard order of distribution. (LANGUAGE ADDED)
- Arrears claim filed by American Honda for $19.40. (OK TO PAY)
- Must file Pre-confirmation certificate. (NOT FILED)

MP before confirmation proposes: $5,250 paid to date, $975.36 x 50 beginning 9/1/2020, base
Payments: 6/11, arrears $4,475.36
Matter ResolvedRequest
Adjourment
1279/9/2020 10:00 am19-29635 / MBKTHOMAS G. EGNERConfirmation Hearing on Modified PlanWithdrawnDebtor has made 11 of 12 required payments   Arrears: $0  
Total Paid In: $7,817.00
Matter ResolvedRequest
Adjourment
1289/9/2020 10:00 am19-32126 / MBKDONALD F CAMPBELL, JRConfirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 0 of 11 required payments   Arrears: $86,824.00  Total Paid In: $10,867.00
AS OF 8/28/20 (SF)- MP FILED AND SCHEDULED FOR 9/23/20


RECOMMEND $7638.38 PTD; $85,000 X 1 (BEGIN 9/1/20); $2300 X 51 (BEGIN 9/1/20) 100% PLAN

Note due to excess income of $10,548, plan requires 100%

1. Trustee objection:
- Need 60 days updated proof of income for period prior to filing of the modified plan (RECEIVED) Need proof of bonus income. (BOTH DEBTORS RECEIVED BONUSES TOTALING $90,474. INCOME NOW VERIFIES AT $10,548)
- Excessive expenses on Schedule J: $350 home maintenance; $648.49 telephone; and $860 auto insurance. The expenses on Schedule J were objected to and reduced by $728 per the original Schedule J.
- The Trustee previously entered into a compromise of $2800 x 60 months for a total base of $168,000.


MP proposes $7638.38 PTD, $1614.19 X 52 BASE PLAN, W/$85,000 lump sum to be turned over to trustee within 30 days
Plan has run 9 months with 51 months remaining

RESOLVED ISSUES:
- Modified plan reduces payment and proposes to make $15,000 lump sum payment to mortgage company outside the plan instead of thru the plan. (MP FILED)
- Need copy of 2019 Tax Return. (RECEIVED)
6/22/20 - The current proof of income provided by debtors show bonuses of $5957 for debtor and $139,271 for co-debtor which were received in 2020. The Trustee is requesting proof of those pay stubs. Atty filed a Response to objection yesterday.
Matter ResolvedRequest
Adjourment
1299/9/2020 10:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Order Vacate Dismissal of CaseContinued
10/14/2020 10:00 am
Debtor has made 4 of 10 required payments   Arrears: $1,496.00  Total Paid In: $6,563.00
AR NEED SCHEDULING FOR RESOLUTION OF ADV PRO
adv trial on 11/9

AS OF 9/2/20 (SF)


AR DISCUSS WITH ATTY FEASIBILITY OF ADV PRO AND AUTHORITY TO FILE
AR MOTION RE IRS AND NJ SCH FOR 9-1 (only NJ motion is pending. IRS motion was withdrawn)

1. Stay is vacated per order dated 4/6/20 as to Ivy Holdings LLC (Debtor's residence)

2. State of NJ filed estimated priority and unsecured claim (NEED AMENDED CLAIM) MOTION TO MODIFY SCHEDULED FOR 9/9/20 AT 9 (NO OPPOSITION)

3. Need order resolving Adv. vs. Ivy Holdings LLC - Trial set to begin 11/19/20 @ 10

4. Trustee objection:
- A current market analysis (RECEIVED)
- There is non-exempt equity on real property $64,267.99. Need to verify if Debtor has 50% interest (THERE IS NO EQUITY. DEBTOR HAS 10% INTEREST IN PROPERTY)
- Secured claim of Ivy Holdings is much higher than what plan has.
- Must file Pre-confirmation certificate.
- copy of the will showing the debtor is a 1/12 owner of the residence (THERE IS NO WILL. CERT PROVIDED STATING THAT DEBTOR HAS 10% INTEREST IN PROPERTY)

Plan proposes $709 x 60 0%
Payments: 7/8 Arrears: $709

RESOLVED ISSUES:
- IRS filed estimated priority and unsecured claim (AMENDED)
Matter ResolvedRequest
Adjourment
1309/9/2020 10:00 am20-11240 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
10/6/2020 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $0  
Total Paid In: $6,400.00
resolve NJ and get current for 10/6 EDC

9/1/workup for the 9/9 calendar

-2 payments arrears
-Old plan withdrawn and filed MP
* Trustee objection:
-Need a copy of the last filed tax return - 2019 return by 8/15/2020
-NJ filed 2019 estimated
-A copy of the homeowner's insurance renewal declaration - - (OK DONE)
7/6/2020
-creditor objection (RAS) seeks payment of $24,925.83 through plan, debtor's plan proposes to
pay $29,439, which includes interest - need to resolve and advise Trustee of the exact
number that is being paid to satisfy mortgage in full through the life of the plan.----(Per att $28,223 is the total amount)

MP 800 x 60 100%
Matter ResolvedRequest
Adjourment
1319/9/2020 10:00 am20-11776 / MBKBRIAN W HOFMEISTERConfirmation Hearing on Modified PlanDeniedDebtor has made 5 of 8 required payments   Arrears: $0  
Total Paid In: $6,882.00
AS OF 8/28/20 (SF)

Trustee OBJ:
- The Debtor's Plan was confirmed on 5/27/20 and therefore does not qualify for a CARES Act extension.

MP proposes $1294 x 56 Base, extends plan additional 4 months beginning 10/1/20
Plan has run 6 months with 54 months remaining
Matter ResolvedRequest
Adjourment
1329/9/2020 10:00 am20-11952 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $0  
Total Paid In: $2,093.00
ISSUES AS OF 9/1/2020 (DM): Updated 9/8/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,491 PTD, THEN $301 x 29 STARTING 10/1/20, BASE PLAN***

1) IRS filed $8,890.60 priority claim that includes estimated taxes for 2019 (AMENDED TO $5,039).

2) Ford Motor Credit filed $469 arrears claim on 2018 Ford F-150 lease (OKAY TO PAY?? - Yes)

3) Toyota Motor Credit filed $275 arrears claim on 2018 Toyota RAV 4 (OKAY TO PAY?? - Yes)

4) Trustee OBJ:
- Need a copy of 2019 tax return by 8/15/20 (RECEIVED).
- Need proof of service on lien Avoidance motions (FILED).
- Need to file Pre-Confirmation Cert (FILED).


Prop. Plan $213 x 36, Base Plan
PTD 7/7 = $1,491
Last Claim (21-1)
Matter ResolvedRequest
Adjourment
1339/9/2020 10:00 am20-12087 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $447.00  
AR WAITING FOR PROOF OF CAR INSURANCE As of 8/26/20(mk)(RECEIVED)

--Obj .to Loss Mit- Hearing 9/15/20. As of this date no motion re: tax claim filed.


8/26/20:AR EXT LOSS MIT FILED , IF PROOF OF FILING TAX RETURN OK TO ADJ W MOTION RE TAX CLAIM WI 7 DAYS .

AS of 8/15/20(mk):
--SAME ISSUES AS LAST HEARING IN JUNE. SEE BELOW--

>>NEEDS TO RESOLVE # 2 & 3, Then can work up<<

1.MP Before Conf. filed 4/21/20(#26) . This workup is for that plan.

2. Objection by MTGLQ (RAS):MP filed - Pay arrears pending LM-YES ??
-Plan fails to pay arrears.
>PER ORDER #30- LOS MIT EXTENDED TO 8/28/20<

3. IRS filed Estimated claim. for 2016 taxes($12,104.33). No return filed.APOC filed 9/1/20 - still estimated for 2016.

4. Trustee Objection:
-need update car insurance for all three vehicles.(Expired March 2020)-STILL NEED
-need MP that removes Ally & Wells fargo. (FILED)
-Attorney's fees in the plan and disclosure statement do not agree.(MP corrects).
-need 2019 return by 8/15/20.(PROVIDED)

Plan:447 X 60 BEG 3/20; LM 6 MOS AFTER CONF (38 GOODWIN LN); BASE
payments:5/6
last claim:6-1,bar date:4/17/20
Matter ResolvedRequest
Adjourment
1349/9/2020 10:00 am20-12561 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $1,890.00  Total Paid In: $8,784.00
CAN CONF AT: ***$6894 paid then $1890 x 54 beg 9/1/20- pro rata with minimum of $89178 to gucs

min to gucs will pay at 100%
8/19 workup for the 8/26 calendar EDC
same issues as of 6/19/2020


1) IRS priority claim 8 is estimated for 2017 and 2018 taxes not filed - STILL need to resolve-motion to expunge on for 8/26(RESOLVED)
2) Leaders Financial filed secured claim 6 for a 2004 Chevy Suburban, this claim is not treated in plan - need to either pay claim $4,291.88 or move against it -OK to Pay per email
3) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income
-need amendment to schedules - Statement of Financial Affairs to include business
-the debtor is not paying all disposable income into plan - disposable income of $78.30 per Line 45 of Form 122c requires a minimum dividend of $4,698 to general unsecured creditors(OK income is lower and threshold is almost $90,000)
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity of $9,178 in real estate and non exempt equity of $80,000 in business
-will need 100%

proposed plan $1149x60 0%
paid in $4596
last claim 12
Matter ResolvedRequest
Adjourment
1359/9/2020 10:00 am20-12792 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 4 of 8 required payments   Arrears: $480.00  Total Paid In: $5,740.00
AR RESOLVE OR HOLD
ISSUES AS OF 9/1/2020 (DM): Updated 9/8/20

***Received tax returns - need estimated IRS claim amended or attorney must move against the estimated claim. All other issues are now resolved***

1) IRS filed $7,948.27 priority claim not treated in plan that includes estimated taxes for 2016 thru 2019 (UNRESOLVED).

2) CSMC/Select Portfolio (KML) OBJs - $388.42 arrears (CONSENT ORDER ENTERED).

3) Plan provides $41,901 secured treatment to Renaissance Village Condo Assn - bifurcated POC (8-1) filed as $33,776.37 secured and $15,563.47 as general unsecured (PAY PER POC?? - Yes)

4) Renaissance at North Brunswick Master Assn filed bifurcated POC (9-1) not treated in the plan for $4,293.29 secured and $1,296.85 as general unsecured (ADD TO CONFIRMING ORDER TO PAY PER POC?? - Yes)

5) Capital One Auto filed $353.97 arrears claim on 2017 Toyota Yaris (OKAY TO PAY ARREARS ONLY?? - Yes)

6) Trustee OBJ:
- Need narrative page for the CMA (RECEIVED NEW CMA).
- Need April & May 2020 pay stubs (RECEIVED).
- Need 2019 tax return by 8/15/20 (RECEIVED).
- There is $97,055 non-exempt equity in real estate (ADJUSTED TO $85,171).
- Must file Pre-Confirmation Cert (FILED).
- Need Settlement Statement from PI claim (RECEIVED LETTER FROM WORKERS COMP ATTORNEY THAT TWO WORKERS COMP CASES ARE SETTLING FOR $3,400 & $6,000 RESPECTIVELY).


Prop. Plan $819.94 x 60, Base Plan
PTD 6/7 = $4,919.64
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1369/9/2020 10:00 am20-12939 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $271.00  Total Paid In: $1,778.00
9/9/20 (SF) UPDATED

RECOMMEND $254 X 36 (BEGIN 3/1/2) 100% PLAN
- OTBS WITHIN 30 DAYS RESOLVING OBJ BY BANK OF NY - DO NOT PAY ARREARS

PLAN ADD OTBS BK OF NY OUTSIDE PLAN TRUSTEE NOT TO PAY ARREARS 100% PLAN
8/28 workup for the 9/9 calendar EDC
has mfr for 8/28 that has been adj several times and needs to be resolved in order to confirm
*only $300 in gucs so essentially NY Mellon is only creditor and attorney fees

1. Objection filed by Bank of NY Mellon/CIT (Pleuse) - Debtor is not the owner. This is a reverse mortgage that cannot be assumed and default cannot be cured. (UNRESOLVED)

2. Stay motion filed by Bank of NY Mellon (Pluese) - (DEBTOR HAS MADE NO POST PETITION PAYMENTS)

3. Bank of NY Mellon filed a secured claim #5 in the amount of $173,152.64 which is not in the plan. Need outcome of motion for stay relief.

Plan proposes: $254 x 36, $0 to guc's
Payments: 2/3, arrears $254
Matter ResolvedRequest
Adjourment
1379/9/2020 10:00 am20-13182 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 8 required payments   Arrears: $0  
Total Paid In: $1,500.00
As of 9/2/20 (DS): Need to confirm at $1,500 paid, $596 x 53 begin 10/1/20 100% to gucs with a reserve of $9,134, due to non-exempt equity and add to confirming order Trustee ok to pay the arrears claim #8-1 JPMorgan Chase

7/14/20 (DS): Recommend confirming at $1,100 paid, $582 x 55 begin 8/1/20 100% with a minimum of $9,134 to gucs due to non-exempt equity, within 10 days must file Pre-confirmation certificate and add to confirming order Trustee ok to pay the arrears claim of JPMorgan Chas claim#8-1

1. Trustee obj to the following:
- 22c has disposable income $1,089.76, proof of income also verifies that there is disposable income $1,899.29. - AMENDED SCHED I & J FILED TO INCREASE EXPENSE, THERE IS STILL DISPOSABLE INCOME $1,749.
- There is non-exempt equity $9,134 in TD Bank account.
- Must file Pre-confirmation certificate. - FILED

2. JPMorgan Chase filed arrears claim $31.78. Ok to pay? (YES PAY)

Prop Plan $200 x 60 Base
Note: Balance loan statement provided.
Matter ResolvedRequest
Adjourment
1389/9/2020 10:00 am20-13315 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 8 required payments   Arrears: $0  

9/9 calendar EDC - Per atty, ok to dismiss/hold fees

same issues as of 6/29/2020-nothing done in 2 months

1) IRS priority claim estimated for 2017 taxes - need to resolve
2) Trustee objection to confirmation - need to resolve
-need a current market analysis - need updated CMA with narrative NOT PROVIDED
-the current plan does not specify treatment of IRS (priority) under the plan NO AMENDED PLAN FILED
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - as of now there is $17,480 of non-exempt equity in real estate NO MORTGAGE CLAIMS FILED
-must file Pre Confirmation Certification with Court NOT FILED TO DATE

proposed plan $340x60 base
paid in $1700
last claim 14
Matter ResolvedRequest
Adjourment
1399/9/2020 10:00 am20-13690 / MBKRYAN L GENTILEConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 7 required payments   Arrears: $646.00  Total Paid In: $5,400.00
As of 9/8/20 (DS): Recommend confirming at $4,500 paid, $1,546 x 54 begin 10/1/20 100% to gucs due to disposable income

1. Trustee obj to the following: Emailed Debtor attorney.
- Amended Sched I was filed to include Debtor income from unemployment, Debtor's is also employed. Income verifies higher, there is disposable income $4,829.13.
- Excess expense on amended Sched J as school tuition $850 (amended, previously $900) - STATEMENT FROM 6/4/20 SHOWS THAT A PAYMENT WAS MADE 6/4/20 $2,265 AND ARREARS STILL OWED $4,000 IN ARREARS, PREVIOUS STATEMENT IN MARCH WAS FOR $8,405, MONTHLY TUITION IS $2,575, NOT $800.

Prop Plan $900 x 60 Base
Note: Mod plan filed and adds IRS and removes crams, amended Sched I and J filed and service no longer needed. DSO form and bank statements provided.
Matter ResolvedRequest
Adjourment
1409/9/2020 10:00 am20-13758 / MBKLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 7 required payments   Arrears: $480.00  Total Paid In: $2,960.00
AS OF 8/31/2020 (at):

RECOMMEND: $2,480 PAID TO DATE, $480 x 31 BEGINNING 9/1/2020 100% TO GUC'S

MP proposes: $2,480 paid to date, $480 x 32 beginning 8/1/2020, 100% to guc's
Payments: 5/5
Loan modification has been approved. Removing loan modification language and mortgage arrears. Mr. Cooper is now unaffected in the plan.
Matter ResolvedRequest
Adjourment
1419/9/2020 10:00 am20-13906 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $0  

As of 8/28/20(mk):emailed atty for status. Adj request uploaded- Adj to 10/14/20-PEREMPTORY


1. Objection by Bank of NY(RAS): (Atty is working on resolution)
-fails to pay arrears-LM speculative.

2. Per plan claim for Thrift investment on 2006 Chrysler . DEBTOR FILED CLAIM (#6) ON BEHALF OF CREDITOR & MOTION TO ALLOW LATE CLAIM. HEARING DATE IS 9/15/20 (add late language to conf order - proposed order on motion could be better, dm)

3. Regional Acceptance POC #3-1 is bifurcated. It has a secured part for $5,218( which includes interest)
>>The proposed Cram amt is 5,217,85- Do You Want To Address This? No service on Cram. adj request to serve plan cram on creditor.

4. Trustee Objection:
-need copy of homeowner's insurance declaration page (Provided)
-need statement for spouse payroll loan showing balance due
-excess expenses $220/cell phones; $720/son's travel cost; $200/son's sports trainer;
$380/dental(NEED TO REDUCE EXPENSE TOTAL by $500- =dispo income 914 p/m))
-Form 122C-2 Line 45 shows monthly disposable income $1,050.59 which
requires min.$63,035.40 dividend to gucs
-resolve The Bank of NY Mellon objection .
-NO Proof of Service on Regional Acceptance- Cram on Chevy- (Strike l& add treatment of claim to conf lang)
-must file pre conf cert.


668 X 36 BEG 4/20; LM BY 9/30/20 (9 HEINRICH RD); BASE.
payments:4/5
last claim:5-1, bar date:5/15/20
Matter ResolvedRequest
Adjourment
1429/9/2020 10:00 am20-13990 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
10/6/2020 10:00 am
Debtor has made 3 of 7 required payments   Arrears: $0  

As of 9/2/20 (DS): 1. BELOW ISSUES NOT ALL RESOLVED, CREDITOR RECENTLY OBJECTED TO MOD PLAN LOAN MOD.

MP scheduled for 9/9/20

8/12/20 (DS): 1. Trustee obj to the following:
- Debtor has undertaken an improper use of exemption. Over exempts on d(4) on 2011 Jeep on amended Sched C. There is non-exempt equity on 2011 Jeep $4,000.
- Post-pet mortgage payments $6,012.78 being paid to mortgage? Trustee requires proof.
- Fee app required for attorney fees.
- Must resolve creditor objection.

2. JPMorgan Chase obj to loan mod and arrears not paid. Obj must be resolved.

3. Wells Fargo (2nd mtg) filed unsecured claim. Plan list as outside.

4. Exeter Finance filed arrears $5.40. Ok to pay? Mod plan still list as outside.

Prop Plan $500 x 60 Base and Loan mod on Green Meadow Rd by 11/30/20
Note: Proof of Social security and pension income from Debtor and updated homeowner insurance provided. 22c is moot, there is no disposable income after deducting the excess expenses. 2019 Tax return and amended POC filed by IRS. Amended Sched I & J filed
Matter ResolvedRequest
Adjourment
1439/9/2020 10:00 am20-14541 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
9/15/2020 10:00 am
Debtor has made 24 of 7 required payments   Arrears: $0  

AS OF 9/8/20 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

2. SWBC filed a secured arrears claim #16 in the amount of $603.40 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

3. PNC Bank filed a secured arrears claim # 17 in the amount of $82.18 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

4. SWBC filed a secured arrears claim #18 in the amount of $161.50 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY - OK TO PAY)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for land in Belize and timeshare in Maryland. (NOT RECEIVED)
- Proof of 2 month's income - from unemployment. (NOT RECEIVED)
- Proof of rental income - copy of leases for both properties in Florida. (NOT RECEIVED)
- Business profit & loss statements (NOT RECEIVED)
- Business forms - from all businesses (barber shop and rental). (NOT RECEIVED)
- A copy of the last filed tax return - for 2019. (RECEIVED)
- 2 months bank statements for all accounts listed on #17 of Sched B, prior to filing date. (RECEIVED)
- A copy of the deed - for the Florida properties that provides the addresses, Deeds for land in Belize and Timeshare. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption.
- Specifically: need proof of each of retirement accounts listed on sch B #21 to verify that the accounts are non estate
property under section 541.Trustee reserves the right to supplement the objection to exemptions once requested documents on assets have been provided & reviewed. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250 and HOA $290, Food $900, Transportation $700, Entertainment $795(Includes time share maintenance fees), Life insurance $467.27 and Maintenance on Florida properties $565. Need
Matter ResolvedRequest
Adjourment
1449/9/2020 10:00 am20-14999 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $0  

AR PLS REVIE DOCS AND GO OVER WITH AR
PER JUDGE CONF OR D ON 10/6 EDC

MK:Today-9/9/20- Last night uploaded some of docs the DSO info sheet& a contruib letter. & 2 august pay stubs. AMENDED I &Jj FILED THIS AM NEEDS TO BE REVIEWED.ABOVE MEDIAN CASE. EMAILED ATTY AGAIN THAT HE MUST APPEAR AND REQUEST ADJ.

9/8/20(mk): atty email today says an add'l pay stub will be uploaded and Amended I - wants an adj.- STILL NEED EXPLANATION OF EMPLOYER/ JOB .
CASE IS 6 MOS OLD.NEEDS TO APPEAR TO EXPLAIN WHY THIS WAS NOT DONE WELL IN ADVANCE OF THE HEARING.

As of 8/27/20(mk):

>>STILL QUESTIONS RE:INCOME. IT APPEARS DEBTOR HAS DIFFERENT JOB THAN THE ONE BEFORE THE 341. NO AMENDED I WAS FILED
AND ONLY 1 PAY STUB FROM THIS NEW/DIFFERENT EMPLOYER WAS PROVIDED. ALL TR ISSUES BELOW STILL NEED RESOLUTION ABOVE THE ---<<

1.Trustee Objection:
-need Updated proof of income and amend Sch I if debtor
does NOT return to his old job by the confirmation date.(ONLY SUBMITTED 1 pay stub for 8/720 for new
employer- Direct Waste- No amended I filed. NEED TO KNOW WHEN HE BEGAN THIS JOB ?
-need Domestic Support Obligation information-(Uploaded 9/8/20)
-plan has excessive expenses:$866.67/month for support (need proof/court order or Certification);
$263/month for car insurance (insurance will be $148/month once Genesis is dropped. Plan surrendered)
-debtor not paying all disposable income into play due too:
Reviewed the 22C, monthly gross income is $8,648. Line 23 (optional phone) requires
documentation and Line 33a (mortgage payment) should be $1,888. Per the 22C, monthly
disposable income is $561 which requires a minimum dividend of $33,600 to general
unsecured creditors. (pending proof of alimony/support of $866.67)
-PLAN NEEDS TO RUNS 60 MOS PER 122C FORM
-6 mos Mtg forbearance- April- Sept 2020.
--------------------------
-need Feb.& March bank statements for Central Jersey FCU (Provided)


Plan:150 x 36, Base
payments:4/5
last claim:11-1,bar date:6/5/20
Matter ResolvedRequest
Adjourment
1459/9/2020 10:00 am20-15164 / MBKMICHAEL MCLAUGHLINConfirmation Hearing on Modified PlanDismissedDebtor has made 4 of 7 required payments   Arrears: $0  

AS OF 9/4/2020 (at):

1. Need a copy of the signed lease for new rental.

2. Reviewed Amended Schedule J. Excessive expenses for a household of one: $350/month for cable/internet/phone (debtor has a roommate), $600/month for food, $300/month for clothing, $300/month for personal care, $350/month for entertainment

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A- copy of the last filed tax return - for 2019. (BY 8/30/2020)
- A Modified Plan that propose to pay student loans outside. (LANGUAGE ADDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Rent $800 (Debtor resides with parents, requires proof), Food $600, Clothing $300, Personal care $500, Entertainment $350, Car payment $484 to end in 5 months and Student loans $250 (not in plan to be paid outside)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22c-2 Line 22 takes additional healthcare expense $145, Schedule I has $166.62, which agrees with proof of income. Need to add back $137.76 and Line 45 has $490.71 plus $137.76 total $628.47, which would require $37,708.20 to gucs.
- Income also verifies higher, there is disposable income $4,046.43.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,818 when determining disposable income.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must file Pre-Confirmation certificate. (FILED)

Modified Plan before confirmation proposes: $500 x 4, $700 x 56, base
Payments: 5/6, arrears $700
Matter ResolvedRequest
Adjourment
1469/9/2020 10:00 am20-15276 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $3,195.00
9/8 updated workup for the 9/9 calendar EDC

$2020 paid then $670 x 55 beg 10/1/20-100% (equity of $72214 in real property)

- needs 100% due to $72,214 in equity in the home
-100% plan is not feasible, due to high unsecured claim filed by Ford, Debtor's income is only social security and has had trouble making payments. Payments will need to increase from $505 to $139(RESOLVED-claim withdrawn)


Prop Plan $505 x 60 100%
Note: Need to confirm at 100% with non-exempt equity on real property.
--------------------------
As of 5/21/20 (DS): Debtor attorney requested adjournment to pass bar date.
As of 7/6/20 (DS): Debtor attorney requested adjournment, request denied, Debtor is not current. must make a payment.

As of 6/29/20 (DS): 1. Debtor did not make a payment for June, not sure if payment will be made for July.
Matter ResolvedRequest
Adjourment
1479/9/2020 10:00 am20-15341 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 9/1/2020 (DM):

***Need to resolve State of NJ estimated unsecured claim for final work-up on 100% Plan***

1) Plan provides $4,000 priority treatment to State of NJ - This is a typo and should be NY - no POC filed (STRIKE??)

2) PHH Mtg (RAS) OBJs - $21,523.81 arrears (OKAY TO PAY HIGHER CLAIM?? - Yes, OTBS entered 6/15/20)

3) State of NJ filed general unsecured claim that included estimated taxes for 2007, 2009 & 2010 (UNRESOLVED).

4) Trustee OBJ:
- Need DSO information (RECEIVED).
- Need March bank statement for Chase acct (RECEIVED MARCH STATEMENT FOR ACCT #3443 BUT NOT FOR ACCT #3720).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,400 x 60, 100% Plan
PTD 4/5 = $5,600
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
1489/9/2020 10:00 am20-15674 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,382.00
AS of 8/26/20(mk):

>>ALL ISSUES BELOW NEED TO BE ADDRESSED AND PLAN DOES NOT APPEAR TO BE FEASIBLE GIVEN THE CLAIMS FILED
AND THE DEBTOR'S INCOME <<

1.Objection by Towd Point Mortgage( Frenkel Lambert): ALSO STAY RELIEF MOTION ON FOR 9/23/20.
plan has unaffected & fails to pay arrears POC $2,893.75.

2. One Main Financial filed a Bifurcated Claim (#2-1)on
2000 Chevy- Plan has Cram But Cert of Service did not also serve at the Notice address on the claim.

3. Bayview Loan filed secured claim- 2nd Mtg?
-arrears $20 - Ok to pay?

4. IRS PRIORITY CLAIM 4-1 has an Estimated part for 2019.

5. St Of NJ Claim #21-1 Has a Secured claim of $7,417.53 & Priority $9272.60 which includes estimated for 2019.

6. Toms River MUA filed Secured POC $168.94- NOT IN PLAN.

7. There is only 1 auto listed in petition. 2000 Chevy Silverado- lien held by One Main. Yet there are claims
filed by Ally Capital at #9-1 for a 2014 Chevy Equinox (no arrears) sined in 2017 & #10-1 (no arrears)
signed in 2018 for a 2014 Chevy Equinox- Different VIN numbers- NEEDS EXPLANATION

8. Trustee objection:
-insufficient income . Verified income leaves disposable income of -$97.43..
-need 2019 tax return for non filing spouse.
-need a statement for the debtor's 401k loan.
-need MP that addresses Bayview Loan Servicing's secured claim #16-1. Not Listed In Petition Either.
-tax refund por rated & added to income.
Need to file Pre-Confirmation Certification.
Need to resolve objection by Towd Point Mortgage.
Need to resolve estimated claim filed by the IRS.
Order of distribution is per plan.


Plan:397 x 60 Base
payments:4/4
last claim:21-1, bar date;6/27/20
Matter ResolvedRequest
Adjourment
1499/9/2020 10:00 am20-15718 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $600.00  
9/1 workup for the 9/9 calendar EDC
-nothing resolved since last time

1. Stay motion by BSI Financial on residence (Friedman Vartolo) is scheduled for 8/4/2020.(OTBS on 8/4 but no order yet)

2. Objection filed by BSI Financial (Friedman Vartolo) failure to cure full arrears of $26,354.42 (Per POC) and failure to provide for correct monthly post petition payments of $1,987.43.(Does stay order resolved?)

3. Trustee's objection:
The debtor has insufficient income . Disposable income negative..
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2018 and 2019. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $24,949.16, business $15,000 and possibly bank accounts, pending review of bank statements. Plan is 100%.
- 2 months bank statements for all accounts prior to filing date. (NOT RECEIVED)
- Must resolve creditor ? BSI Financial/US Bank objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $600 x 60, 100% to guc's
Payments: 2/3, arrears $600
Matter ResolvedRequest
Adjourment
1509/9/2020 10:00 am20-16119 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issues as of 8/26/2020

1) 341 not held, not rescheduled - still missing documents DOCUMENTS PROVIDED, RESCHEDULED FOR 9/24
2) Caliber Home Loans Inc (Phelan) objection to confirmation - need to resolve
-approximate arrears $31,930.47
3) Current with Trustee plan payments
4) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1519/9/2020 10:00 am20-16905 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanContinued
10/14/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $0  

AR SV ON NY PTY
IF DISMISSED 6 MO BAR
AS OF 9/2/20 (SF)

1. State of NJ filed priority claim 4-1 for $22 (OK TO PAY)

2. Modified plan proposes to pay Citadel Funding $43,574.06 but the Stay was vacated on 7/10/20. Secured claim 5-1 was filed on 8/6/20 with zero arrears. (MUST RESOLVE)

3. Motion to Impose Stay for all creditors rescheduled to 9/9/20 at 9 (The automatic stay was extended to 8/26/20) Motion is opposed

4. Ally Financial filed arrears claim 2-1 for $2322.61 (OK TO PAY?) - (MP JUST FILED AND DOES NOT ADDRESS ARREARS CLAIM)

5. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- proof of current mortgage payment for Albany property. (The stay is vacated for Citadel so they are not making this payment) - There is a notice of forbearance for period 6/1/20 thru 11/1/20)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: home maintenance $400; Mortgage payment for Albany property 1,650- needs proof.

- As of now income verifies much higher than scheduled and there are excess expenses & /or expenses that need verification.

- 122c is filled out with incorrect information as Rental income is understated .122c , line 9 $1600 needs proof of mtg payment. Line 20 $300 for education. needs proof. Line 23. $450 for optional telephone, needs proof. (PLAN WILL REQUIRE 100% TO GUCS)

- need domestic obligation form uploaded to 13 docs. (RECEIVED)

- must file pre conf cert. (STILL NEED)

- Trustee standard order of distribution.

Plan proposes $150 x 60 Base
Payments: 3/4 Arrears: $824


RESOLVED ISSUES:
- Domestic Support Obligation information
- need proof of $340 for DSO on sch J
- A copy of the homeowner's insurance renewal declaration - update proof for Albany property if case is not confirmed on 7/28/20. (RECEIVED)
- M&T Bank filed arrears claim 3-1 for $319.62 (OK TO PAY?) MP FILED
Amendments to Schedules I to add contribution income.
- Need Amendment to Schedule D to
Matter ResolvedRequest
Adjourment
1529/9/2020 10:00 am20-16945 / MBKRobert Manchel, Esq.Confirmation Hearing on Modified PlanContinued
9/15/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $3,505.00
ok to adjourn to 9/15/2020 hearing date
Matter ResolvedRequest
Adjourment
1539/9/2020 10:00 am20-17107 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $1,007.00
As of 9/1/20 (DS): 1. Trustee obj to the following:
- Need auto policy showing the coverage dates.
- Income for debtor verified higher $5,418.05 (scheduled at $4,013.05) difference of $1,405 and resulting in monthly disposable net income of $1,991.09.
- Excessive expense on Schedule J $1,725/month childcare for 1 child aged 3 - need supporting documentation to verify this expense; $780/car payment (allowance $508).
- Must add to confirming order Trustee standard order of distribution.

2. Wells Fargo obj arrears more, POC filed arrears $63,339.15. Obj must be resolved.

3. Must file Pre-confirmation certificate.

Prop Plan $169 x 6; $475 x 18; $1,100 x 24 Base
Matter ResolvedRequest
Adjourment
1549/9/2020 10:00 am20-17405 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

UPDATED 9/3/2020
issues as of 8/26/2020

1) PNC Bank (Fein Such) objection to confirmation - need to resolve
-Fairmount Avenue property in Newark City, NJ - not treated in plan
2) CSMC (RAS Citron) objection to confirmation - need to resolve
-claim not treated in plan
-pre-petition arrears in the amount of $941.73
3) Diestra Funding and LCI Lender Services (Hasbani & Light) objection to confirmation - need to resolve
-plan fails to provide for payment of arrears, pre petition arrears $24,717.44
4) Trustee objection to confirmation - need to resolve
-excessive expenses - $250/home maintenance; $500/utilities; $250/clothing; $175/auto insurance (policy provided shows $99/month)
-not paying disposable income into plan - excessive expenses and tax refund leaves higher disposable income in the amount of $1,750.77
-excessive expenses on Form 122c-2 specifically Line 23 and Line 30. Tax refund $749.92 not listed on Form 122c. With adjustments, there would be disposable income of $937.12 on Line 45 which would require minimum $56,227.30 dividend to general unsecured creditors
-schedules fail to account for the tax refund in the amount of $8,999 when determining disposable income
-there is estimated non-exempt equity on real property in the amount of $5,370.55, pending claims to be filed MORTGAGE CLAIMS ARE HIGHER, NO NON EXEMPT EQUITY
-must file pre confirmation certification
5) The Essex County property is not disclosed in the plan - need amended Schedules A, C and D, copy of Deed, CMA - STATED PROPERTY WAS FORECLOSED, PROVIDED COPY OF DEED, NEED TO RESOLVE OBJECTION WITH CREDITOR PNC BANK(FEIN SUCH)

proposed plan $250x60 base plan
paid in $500
last claim 17
last claim 12-1
Matter ResolvedRequest
Adjourment
1559/9/2020 10:00 am20-18273 / MBKKirsten B. Ennis Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,275.00
AS OF 9/9/20 (SF) UPDATED

RECOMMEND $425 X 60 (BEGIN 8/1/20) 100% PLAN
- ATTY TO FILE MOTION TO FILE CLAIM ON BEHALF OF MORTGAGE COMPANY IN 30 DAYS



Conf as proposed- att to file motion to file claim on behalf of mortgage in 30 days

EDC

As of 8/27/20(mk):

1. Plan is to pay Mtg. arrears & 100%- No claims filed yet . bar date is 9/14/20. As
of this date no claims have been filed. SHOULD ADJ TO AFTER BAR DATE FOR
ACCURATE WORKUP.

2. 341 was hel 8/27/20- No Obj by TR


Plan:$425 X 60 BEG 8/20; 100%
1/1
last claim : None filed yet:bar date:9/14/20
Matter ResolvedRequest
Adjourment
1569/9/2020 10:00 am20-18317 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $519.00  
AS OF 8/27/2020 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

Plan proposes: $519 x 60, 100% to guc's
Payments: 0/1, arrears $519
Matter ResolvedRequest
Adjourment
1579/9/2020 10:00 am20-18341 / MBKBarry Scott Miller, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 3 required payments   Arrears: $0  

MP to be filed within 30 days EDC

As of 9/1/20 (DS): 1. Trustee obj to the following:
- Need 2 months bank statements from BEECU Credit Union prior to filing date.
- Excessive expenses on Schedule J such as: Homeowner insurance $275 (per insurance pays $1,347 which in 12 months is $112.25) and Home maintenance $400.
- 22c has disposable income $1,522.30, which would require a minimum dividend $91,338 to gucs.
- Schedules fail to account for the debtor's tax refund in the amount of $4,274 when determining disposable income.
- Plan needs to run 60 months pursuant to the B22C form.
- As of now, there is non-exempt equity on real property $39,677.04.
- Must file Pre-confirmation certificate.
- Must resolve creditors objections.

2. Specialized loan obj to arrears not paid pending loan mod, obj must be resolved.

3. Ally obj plan is silent and does not propose to pay post-pet payments. POC filed with arrears $3,712.33. Obj must be resolved.

Prop Plan $100 x 36 Base and Loan mod on Rose St by 11/1/20
Matter ResolvedRequest
Adjourment
1589/9/2020 10:00 am20-18351 / MBKDavid L. Stevens Confirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $0  

UPDATED 9/3/2020 & 9/4/2020
issues as of 8/26/2020

1) Legacy Mortgage Asset Trust (Milstead) objection to confirmation - need to resolve
-arrears $2,885.61
2) Trustee objection to confirmation - need to resolve
- need a copy of the homeowners renewal - STILL NOT RECEIVED TO DATE FOR TOMS RIVER PROPERTY, NEED PERSONAL LIABILITY COVERAGE
-need statement from whole life insurance policy with NYLIAC with cash surrender value prior to filing date RESOLVED, PROVIDED STATEMENT DATED 6/3/2019 SHOWING CASH SURRENDER VALUE OF $6,593.66 - WHICH AMOUNT IS EXEMPTED ON SCHEDULE C
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - non-exempt equity in real property $6,782.50 (pending claim) CLAIM FILED IS LOWER AND NON EXEMPT EQUITY NOW $7,605.91; non exempt equity in bank accounts checking $815.25, savings $621.21 and annuity $1.579 overall total of non exempt equity $10,621.37- RESOLVED, PLAN PROPOSES $12,900.50 DIVIDEND TO GUCS
-debtor has failed to provide proof of service for plan motions - CERTIFICATION OF SERVICE NOT FILED TO DATE, SERVICE TO CREDITOR PNC HAS BEEN MADE UPON THE FIRM OF PHELAN HALLINAN - NO CLAIM, OBJECTION OR NOTICE OF APPEARANCE FROM THIS FIRM FOR THE CREDITOR
-need to file Pre Confirmation Certification with Court - NOT FILED TO DATE - FILED 9/4/2020

proposed plan $290 60 minimum $12,900.50 dividend to gucs
paid in $290
last claim 2
Matter ResolvedRequest
Adjourment
1599/9/2020 10:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 8/26/20(mk):


1. Objection By MTGLQ(McCalla):
-fails to pay full arrears of $10.034.46.

2. Plan has -0- to IRS- They Filed a Secured POC $8,858
& unsecured $17,142.03

3. Trustee Objection:
-need Modified Plan that completes part 1c as to sale of 68 Clark Street property.
-Improper d(1)exemptions taken on 68 Clark Street and 70 Clark Street as the debtor
does not reside at either of these properties.(he lives in 72 Clark St).
-Failed to provide proof of service on lien avoidance Motion- Lenox, Socey, et al
-File pre-confirmation certification.

Plan:$300 X 12; $632.51 X 48; PROCEEDS FROM SALE OF 68 CLARK ST WILL BE USED TO SUPPORT SECOND TIER; BASE
1/1 payments.
last claim:8-1; bar date:9/15/20
Matter ResolvedRequest
Adjourment
1609/9/2020 10:00 am20-18420 / MBKMICHAEL P OTTO ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $5,061.00
issues as of 8/26/2020

1) 341 not held, not rescheduled - no documents provided for 341 hearing to be held
2) current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1619/9/2020 10:00 am20-18421 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $3,200.00
AR INCOME RESOLVED $1,200 GOING FORWARD
AS OF 9/8/2020 (at):

RECOMMEND: $2,000 PAID TO DATE, $1,200 x 58 BEGINNING 10/1/2020, BASE
CLAIM #11 FILED BY TOYOTA MOTOR CREDIT WILL BE PAID THROUGH THE PLAN.
LOAN MOD BY 1/31/2021.

1. Toyota Motor Credit filed a secured arrears claim #11 in the amount of $436.64 which is not in the plan. Is it ok to pay this claim?
AR PER ATTY PAY

2. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- life Insurance $1,300 p/m. Statement shows $510 quarterly. expense total on J was reduced by 1,000. Needs explanation and proof of life insurance costs. (NOT RECEIVED)
AR REVIEWED WITH ATTY

The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income is higher that scheduled and the expenses were reduced as excessive cost for life insurance. Now showing disposable income of approx. 1,600.
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $1,000 x 60, base, loan mod by 1/31/2021
Payments: 2/2
Matter ResolvedRequest
Adjourment
1629/9/2020 10:00 am20-18429 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 4 of 3 required payments   Arrears: $0  
Total Paid In: $2,792.00
As of 9/1/20 (DS): Recommend confirming at $1,396 paid, $1,580 x 58 begin 10/1/20 100% with a minimum of $65,040.48 to gucs due to non-exempt equity on real property and student loans to be treated outside or wait pass bar date 9/18/20

1. Trustee obj to the following:
- Debtor has undertaken an improper use of exemption. Specifically: Improper d(1) exemption taken in the amount of $50,300. The spouse is not listed on Deed.
- Income verifies higher, there is disposable income $1,087.28. Also Sched I list Co-Debtor as employed, but no income provided.
- There in non-exempt equity of $65,040.48 in real estate. May require 100% plan. Total unsecured claims filed $22,973.06, recommend waiting pass Bar date 9/18/20.


Prop Plan $698 x 60 Dollar Base $19,995
Matter ResolvedRequest
Adjourment
1639/9/2020 10:00 am20-18559 / MBKRONALD E NORMAN, ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 8/26/2020

1) 341 rescheduled for 9/17/2020
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification
Matter ResolvedRequest
Adjourment
1649/9/2020 10:00 am20-18770 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 4 of 3 required payments   Arrears: $0  

AS of 8/26/20(mk):


Plan has MTG arrears, no POC yet on that . Bar date 9/30/20.

1. Trustee Obj.
-need current home insur. dec. page( Provided).

Plan:313 X 60 BEG 8/20; $0
2/1 payments
last claim:4-1, Bar date:9/30/30
Matter ResolvedRequest
Adjourment
1659/9/2020 10:00 am20-18834 / MBKSCOTT D SHERMAN ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $750.00
AS OF 9/8/2020 (at):

OK TO PAY CLAIM #8, RECOMMEND: $250 x 8 BEGINNING 8/1/2020, $1,170 x 52 BEGINNING 4/1/2021, BASE
Need updated proof of income for the debtor by 12/31/2020.
Claims will be paid according to the trustee's order of distribution.
Claim #8 filed by ACAR/GM Financial will be paid through the plan.
Need Order resolving objection by PNC Bank within 30 days of confirmation.

1. ACAR Leasing/GM Financial filed a secured arrears claim #8 in the amount of $372.92 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by PNC Bank (Martone) - failure to cure arrears of $1,101.02. (Per Obj)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - Need updated proof of income when debtor obtains employment (LANGUAGE ADDED - UPDATED INCOME BY 12/31/2020)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $250 x 8 beginning 8/1/2020, $1,170 x 52 beginning 4/1/2021, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1669/9/2020 1:00 pm12-38448 / MBKWilliam H. Oliver, Jr., Esq.AP Notice of Hearing - (Generic)Continued
9/15/2020 1:00 pm

STATUS CONFERENCE
Matter ResolvedRequest
Adjourment
1679/9/2020 1:00 pm19-19057 / MBKNICHOLAS FITZGERALD, ESQMotion CompensationGrantedTotal Paid In: $27,169.00
Matter ResolvedRequest
Adjourment
1689/9/2020 2:00 pm17-21678 / MBKRONALD E NORMAN, ESQMotion CompensationGrantedTotal Paid In: $26,144.00
Matter ResolvedRequest
Adjourment
1699/9/2020 2:00 pm17-36079 / MBKANDY WINCHELLMotion CompensationOrder to be SubmittedTotal Paid In: $29,175.00
JUDGE REDUCED FEES
$12,500 IN FEES ALLOWED AND EXP 442

Trustee Obj
1.
Applicant is requesting excessive periods of time charged for court, or multiple court,
appearances.
2.
3. The nature of the work performed does not justify the time charges requested by the applicant.
4. Applicant is requesting fees that are disproportionate to the size and complexity of the case.
Applicant is requesting time charges that are in excess of administrative fees or in excess of fees
generally allowed for such services.
5.
The fee requested by applicant is excessive considering that some of the work performed would
be deemed ordinary during the course of a normal Chapter 13 case.
6.
Trustee objects to the Fee Application to the extent that the Application seeks to reduce the
amount to be paid to general unsecured creditors under the plan from 100% to 91%. Prior to
confirmation, the Trustee objected to the amount of disposable income the debtors were
devoting to the Plan pursuant to Schedule I&J and Form 122c based upon the review of the
income/expenses and tax returns provided. On 6/28/2018, both Bar Dates expired and
$18,618.30 general unsecured claims were timely filed.
Matter ResolvedRequest
Adjourment
1709/9/2020 2:00 pm18-22198 / MBKKirsten B. Ennis Motion CompensationGrantedTotal Paid In: $42,299.00
Matter ResolvedRequest
Adjourment
1719/9/2020 2:00 pm18-29961 / MBKWILLIAM S WOLFSON, ESQMotion CompensationOrder to be SubmittedTotal Paid In: $15,848.00
OTBS Wolfson---No objection but order needs to state plan payment is $848 x 37 going forward
Matter ResolvedRequest
Adjourment
1729/9/2020 2:00 pm19-15193 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $9,700.00
$1207 fees OK EDC
Matter ResolvedRequest
Adjourment
1739/9/2020 2:00 pm19-18357 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $4,483.00
Matter ResolvedRequest
Adjourment
1749/9/2020 2:00 pm19-27822 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $7,128.00
$1500 for loss mit OK EDC
Matter ResolvedRequest
Adjourment
1759/9/2020 2:00 pm19-29020 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $4,491.00
$1030 fees OK EDC
Matter ResolvedRequest
Adjourment
1769/9/2020 2:00 pm20-10395 / MBKEdward Hanratty, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
1779/9/2020 2:00 pm20-17021 / MBKSTEPHEN M GOLDBERG, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1789/9/2020 2:00 pm20-17536 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $2,736.00
Matter ResolvedRequest
Adjourment
1799/9/2020 2:00 pm20-18559 / MBKRONALD E NORMAN, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
1809/9/2020 2:00 pm20-19549 / MBKGEORGETTE MILLEROrder Show CauseWithdrawn
CEDIT COUNSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes