Judge Michael B. Kaplan
Hearing Date: 9/8/2021
Hearing Count: 197
Last Updated: 10-15-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
19/8/2021 9:00 am16-26765 / MBKSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
ADJ to 9/8 for $1,019 to process

month 58

Debtor obj, made pymts<>ARREARS; FEASIBILITY DUE TO POST PETITION ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
29/8/2021 9:00 am16-29178 / MBKJONATHAN GOLDSMITH-COHEN, ESQOrder Shorten TimeOrder to be SubmittedTotal Paid In: $34,720.00
As of 9/1/21:
- received copy of the Will ... co-debtor is 1 of 6 children.
- received contract of sale for $765,000 (Doc #54).
- DEBTOR'S COUNSEL WILL NEED TO AMEND THE SALE ORDER ... CLEAR BOXES IN PARAGRAPH #6 ... ADD TO PARAGRAPH #9 THAT TRUSTEE IS TO RECEIVE CO-DEBTOR'S SHARE OF PROCEEDS FROM THE SALE. CO-DEBTOR SHALL PROVIDE A COPY OF THE HUD-1 FROM THE SALE AND A COPY OF THE ESTATE ACCOUNTING ... TRUSTEE TO RECEIVE FUNDS 30 DAYS FROM DATE OF ORDER (dm)

ADJ to 9/8 for documents (dm)

Trustee OBJ
- The Trustee is entitled to all proceeds from the sale of the undisclosed real estate.
- The debtor has failed to provide any information with respect to the proposed sale.

OST - MOTION TO SELL CAMPBELL CT
Matter ResolvedRequest
Adjourment
39/8/2021 9:00 am16-33761 / MBKRichard F. Fried, Esq.Creditor Certification of DefaultContinued
10/13/2021 9:00 am

Debtor obj<> RUSHMORE/Arthur Ave (Romano Garubo)
Matter ResolvedRequest
Adjourment
49/8/2021 9:00 am17-13043 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $70,035.00
Debtor obj<>US BANK CUST/PRO CAP 8/PRO CAP (GARY ZEITZ LLC)
Matter ResolvedRequest
Adjourment
59/8/2021 9:00 am17-15932 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $23,492.00
SKYVIEW INVESTORS/Overlook Dr(GARY ZEITZ)
Matter ResolvedRequest
Adjourment
69/8/2021 9:00 am17-16454 / MBKBRUCE C TRUESDALE ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $91,185.00
Debtor obj<>MONEY SOURCE/Christina Court (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
09/8/2021 9:00 am17-16454 / MBKBRUCE C TRUESDALE ESQCertificate of Consent3rd Party MatterTotal Paid In: $91,185.00
Matter ResolvedRequest
Adjourment
79/8/2021 9:00 am17-21283 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $94,389.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<<>>>

Atty filed obj, debtors can pay<> ARREARS
Matter ResolvedRequest
Adjourment
89/8/2021 9:00 am17-21532 / MBKAndrew Thomas Archer Trustee Certification of DefaultTrustee OrderTotal Paid In: $18,517.00
***Trustee Order: $17,928.50 Ptd, then $588 x 34 starting 9/1/21, debtor shall sign up for TFS payments within 10 days***

Debtor obj, made pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
99/8/2021 9:00 am17-27539 / MBKLEE M PERLMAN, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $35,476.00
Debtor obj<> FORD/2019 Escape (Morton)
Matter ResolvedRequest
Adjourment
109/8/2021 9:00 am17-29862 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $13,176.00
12,354 paid then 300 x 13 beg 9/1/21 EDC

Debtor obj, proposes pymts<> ARREARS
Matter ResolvedRequest
Adjourment
119/8/2021 9:00 am17-34745 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $31,756.00
WELLS FARGO BANK /201 Crostrek(LOGS)
Matter ResolvedRequest
Adjourment
129/8/2021 9:00 am18-12936 / MBKJOSEPH ALBANESE, ESQHearing Scheduled (Document)WithdrawnTotal Paid In: $171,222.00
DEBTOR OBJ TO FAY SERVICING REQUEST FOR STAY RELIEF
Matter ResolvedRequest
Adjourment
139/8/2021 9:00 am18-18695 / MBKDAVID G BESLOW, ESQTrustee Certification of DefaultDismissedTotal Paid In: $27,140.00
Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
149/8/2021 9:00 am18-18695 / MBKDAVID G BESLOW, ESQCreditor Certification of DefaultGrantedTotal Paid In: $27,140.00
Debtor obj<> QUICKEN LOANS/Main St (KML)
Matter ResolvedRequest
Adjourment
159/8/2021 9:00 am18-22380 / MBKHENRY CHUDZIK, JR.Trustee Certification of DefaultDismissedTotal Paid In: $20,139.00

NOTES , DEBTOR DROPPED OFF 400 CASH TO ATTY AND PROPOSES CURRENT BY 10-31 , MULT PYMT DEFAULTS , REC DISMISSAL WO PREJUDICE TO REFILE

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
169/8/2021 9:00 am18-23067 / MBKBrian Gregory HannonMotion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $153,155.00
Debtor obj<>TD BANK./Grassmere Ave(SCHILLER, KNAPP)

-debtor has essentially brought the acct current (dm)-
Matter ResolvedRequest
Adjourment
179/8/2021 9:00 am18-23504 / MBKSTEVEN J ABELSON, ESQTrustee Certification of DefaultContinued
9/22/2021 9:00 am

$406 trust acct check mailed 9/2/ - ADJ to 9/22 to clear and complete case.

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
189/8/2021 9:00 am18-23652 / MBKBRUCE W RADOWITZ ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $18,551.00
Debtor obj<>SELENE FINANCE/McNair Court (RAS)
Matter ResolvedRequest
Adjourment
199/8/2021 9:00 am18-24226 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $44,439.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<<>>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
209/8/2021 9:00 am18-26285 / MBKKevin Fayette, EsqMotion Relief from Co-Debtor StayGrantedTotal Paid In: $22,682.00
ALLY BANK/Willow Blvd (POWERS)
Matter ResolvedRequest
Adjourment
219/8/2021 9:00 am18-26535 / MBKSTEPHANIE RITIGSTEINTrustee Certification of DefaultWithdrawnTotal Paid In: $11,126.00
Mod plan recommended to confirm 9/8/21

AMT:MP 9/8 **SUBJECT TO TERMS***<<<>>>

ADJ to 8/11/21 for July & Aug payment & then adjourn to MP date

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
229/8/2021 9:00 am18-28684 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $22,018.00
AR CO FUNDS TO BE HELD IN TRUST ACCT WHEN RECD
AR ATTY TO PROVIDE INFO ON RECIEPT OF INHERITED FUNDS - REQUEST TO BE HELD IN TRUST
MP to be filed by 9/15/21 - ADJ to 10/27/21

Debtor obj<>FAILED TO TURN OVER NON-EXEMPT PROCEEDS FROM DEBTOR'S SHARE OF FATHER'S ESTATE (edc)

Husband got $125,000 inheritance and wants to pay 100% but sever with his co-debtor wife to avoid her having to pay 100%.
-Around $10,000 in wifes gucs
Matter ResolvedRequest
Adjourment
239/8/2021 9:00 am18-28684 / MBKWilliam H. Oliver, Jr., Esq.Motion to SeverGrantedTotal Paid In: $22,018.00
MTN TO SEVER-EDWARD CONTINUE CH 13/MEREDITH WILL CONVERT TO CH 7
Matter ResolvedRequest
Adjourment
249/8/2021 9:00 am18-29396 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $38,467.00
AMT; mp 9/8**RECOMMEND DENIAL**<<<>>>

ADJ to 9/8/21 for MP to be filed and scheduled

Debtor obj<>SV/MTGLQ; ARREARS
Matter ResolvedRequest
Adjourment
259/8/2021 9:00 am18-30178 / MBKHERBERT B RAYMOND ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $15,912.00
AMT: MP 9/8**SUBJECT TO TERMS<>>

HELD WITH MOD PLAN



Payment received 7/26/21 - Adj Request reprocessed to 8/25/21
Adj Request denied due to last payment received in May

June is the last month of the Trial Mod - MOTION TO APPROVE LOAN MOD FILED, BUT LAST TRUSTEE PAYMENT RECEIVED IN MAY (dm)

Debtor obj, LM approved, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
269/8/2021 9:00 am18-33206 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $24,460.00
THREE PENCE BROOKE CONDO ASS0C MFR TO COLLECT POST PET ASSESSMENTS & ATTY FEES (CUTOLO BARROS)
Matter ResolvedRequest
Adjourment
279/8/2021 9:00 am18-33613 / MBKMICHAEL P OTTO ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $9,800.00
Debtor obj<> SELECT PORTFOLIO/Eves Drive (Milstead)
Matter ResolvedRequest
Adjourment
289/8/2021 9:00 am18-34236 / MBKAndrew Thomas Archer Trustee Certification of DefaultTrustee OrderTotal Paid In: $36,040.00
AMT: $31,834 PTD (32); $2,103 X 28 BEG 9/1/21 (ATTY OK )<<>>

Debtor obj, can make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
299/8/2021 9:00 am18-34872 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $47,958.00
AMT: PPSD TR ORDER - $54,711.26 (33); $1907 X 52 BEG 10/1/21 (EMAIL TO ATTY)<<>>

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
309/8/2021 9:00 am19-10125 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,900.00
AMT: MP 8/25<>>

Debtor obj<> FAILED TO COMPLY WITH 4/20/21 LM ORDER TO FILE AMD J AND MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
319/8/2021 9:00 am19-10467 / MBKAndrew Thomas Archer Trustee Certification of DefaultTrustee OrderTotal Paid In: $8,139.00
AMT: $8,139 PTD (32); $357 X 28 BEG 10/1/21 (ATTY OK)<<>>

Last payment received in April
Debtor obj, can resume and requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
329/8/2021 9:00 am19-10638 / MBKSTEPHANIE SHRETER, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)DeniedTotal Paid In: $2,259.00
NA
Trustee Obj
Matter ResolvedRequest
Adjourment
339/8/2021 9:00 am19-11905 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot - DismissedTotal Paid In: $29,700.00
ARREARS
Matter ResolvedRequest
Adjourment
349/8/2021 9:00 am19-12250 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $24,045.00
AMT; MP 9/8***HR**<<<>>>

MP filed 7/27/21
att to file MP and TFS by 7/28 EDC

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
369/8/2021 9:00 am19-14886 / MBKGEORGETTE MILLERMotion Reinstate StayOrder Previously SubmittedTotal Paid In: $13,014.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
359/8/2021 9:00 am19-14886 / MBKGEORGETTE MILLERMotion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE)WithdrawnTotal Paid In: $13,014.00
Matter ResolvedRequest
Adjourment
379/8/2021 9:00 am19-16307 / MBKPETER E ZIMNIS, ESQTrustee Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $7,028.00
AM: MP 9/22

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
389/8/2021 9:00 am19-17182 / MBKBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $21,850.00
AMT: CAN W/D IF MTN TO EXPUNGE FORD #5 IS GRANTED TODAY<<<>>>

Atty to address POC (5-1) - ADJ to 8/25/21

Debtor obj, sv has no impact on plan<>SV/FORD
ATTY NEEDS TO ADDRESS CLAIM 5-1
Matter ResolvedRequest
Adjourment
399/8/2021 9:00 am19-17182 / MBKBRUCE C TRUESDALE ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $21,850.00
MTN TO EXPUNGE FORD MOTOR CLM #5
Matter ResolvedRequest
Adjourment
409/8/2021 9:00 am19-19038 / MBKJOAN S. WARREN, ESQ.Trustee Certification of DefaultDismissedTotal Paid In: $14,356.00
NA
Last payment received in May
Debtor obj, can make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
419/8/2021 9:00 am19-19057 / MBKNICHOLAS FITZGERALD, ESQCreditor Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $38,659.00
ADJ to 10/13 ... secured creditor agrees to involve Trustee in any consent order (dm)

Debtor obj; Trustee response<> US BANK/Bass Court (LOGS)
Matter ResolvedRequest
Adjourment
429/8/2021 9:00 am19-21344 / MBKSTEPHANIE RITIGSTEINCreditor Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $13,000.00
Debtor obj<> WELLS FARGO/Orne Avenue (Logs)
Matter ResolvedRequest
Adjourment
439/8/2021 9:00 am19-22275 / MBKYAKOV RUDIKHMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToMoot - DismissedTotal Paid In: $4,683.00
FILED CERT ON 8/3 NEED TO ADJOURN TO A SEPTEMBER DATE TO ALLOW FOR SERVICE EDC

Trustee Obj - Service is incomplete
MTN TO EXPUNGE CLM #4
Matter ResolvedRequest
Adjourment
449/8/2021 9:00 am19-22614 / MBKBRAD J SADEKMotion Relief from Stay (Fee)GrantedTotal Paid In: $14,500.00
JP MORGAN CHASE BANK/2018 Subaru (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
459/8/2021 9:00 am19-23138 / MBKSTEPHANIE RITIGSTEINTrustee Certification of DefaultContinued
9/22/2021 9:00 am

Atty asserts that Trustee payments are coming out per wage order but payroll changed and they are holding arrears - ADJ to 9/22 to provide pay stub showing deduction (dm)

Last payment received in April
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
469/8/2021 9:00 am19-23312 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $8,050.00
AMT: PYMT MADE; STILL ARREARS BUT < $10 DUE TO COMPLETE 100%PLAN. TO AUDIT FOR PAYOFF LTR<<<>>>

Debtor obj gave atty some funds<> ARREARS
Matter ResolvedRequest
Adjourment
479/8/2021 9:00 am19-23484 / MBKAndrew Thomas Archer Trustee Certification of DefaultTrustee OrderTotal Paid In: $13,861.00
$12958 paid then $1,803.00 x 35 months beg 9/1/21

Debtor obj, can pay and requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
489/8/2021 9:00 am19-23755 / MBKTHOMAS J ORR ESQTrustee Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $7,763.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
499/8/2021 9:00 am19-23881 / MBKTHOMAS M MONAHAN, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $7,104.00
TD BANK/Chesapeak Rd (SCHILLER,. KNAPP)
Matter ResolvedRequest
Adjourment
509/8/2021 9:00 am19-25517 / MBKSTEVEN J ABELSON, ESQMotion SellGrantedTotal Paid In: $23,966.00
Trustee obj<>63 CHRISTOPHER MILL RD
Matter ResolvedRequest
Adjourment
519/8/2021 9:00 am19-25631 / MBKAndrew Thomas Archer Order Shorten TimeGrantedTotal Paid In: $3,883.00
OST - MOTION TO SELL
Matter ResolvedRequest
Adjourment
529/8/2021 9:00 am19-26488 / MBKSTACEY L MULLEN, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $15,776.00
AMT: ARREARS CURED/0% PLAN WILL COMPLETE TIMELY<<<>>

Debtor obj, can cure<>ARREARS
Matter ResolvedRequest
Adjourment
539/8/2021 9:00 am19-26545 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $3,866.00
Debtor obj<>HOLLY LAKE PARK ASSOC (CHESTER LUSZCZ)
Matter ResolvedRequest
Adjourment
549/8/2021 9:00 am19-27256 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $32,176.00
Last payment received in May
atty filed obj, trying to contact debtor<> ARREARS
Matter ResolvedRequest
Adjourment
559/8/2021 9:00 am19-29799 / MBKSTACEY L MULLEN, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $19,325.00
Debtor obj<>21ST MTN /Smith Lane
Matter ResolvedRequest
Adjourment
569/8/2021 9:00 am19-29816 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/10/2021 9:00 am
Total Paid In: $37,056.00
adj for 60 days no mod tr order os plan close case
***MOVED TO 9/8/21 per consolidation of Judge's calendars***
***ADJ to 9/14/21 - no further extensions of Loss Mit without Judge approval***


Debtor obj<>FAILED TO LM BY 11/20
Matter ResolvedRequest
Adjourment
579/8/2021 9:00 am19-30195 / MBKPATRICIA COLLIGAN, ESQ.Trustee Certification of DefaultTrustee OrderTotal Paid In: $8,422.00
***Trustee Order: $7,978 Ptd, $444 by 9/15/21, then $475 x 37 starting 10/1/21***

Last payment received in April
Debtor obj, requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
589/8/2021 9:00 am19-31773 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $44,160.00
Debtor obj<>FREEDOM MTG/College Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
599/8/2021 9:00 am19-32461 / MBKSTEVEN J. SICOMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $14,889.00
MTN TO REFI AND PAYOFF PLAN
Matter ResolvedRequest
Adjourment
609/8/2021 9:00 am19-33262 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $19,708.00
AMT: MP 9/8***RECOMMEND DENIED**<<>>


NJ DIV TAX EST CLM #27-1 & #28-1; SV/REGIONAL ACCEPTANCE; ARREARS
Matter ResolvedRequest
Adjourment
619/8/2021 9:00 am20-10587 / MBKSTEPHANIE RITIGSTEINMotion Relief from Co-Debtor StayContinued
10/13/2021 9:00 am
Total Paid In: $12,435.00
Debtor obj; Trustee response<>DEUTSCHE BANK/Goldstar Dr (ROBERSTON ANSCHUTZ)
Matter ResolvedRequest
Adjourment
629/8/2021 9:00 am20-10655 / MBKMICHAEL SCHWARTZBERG ESQMotion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE)GrantedTotal Paid In: $28,210.00
MOTION TO REINSTATE STAY - U.S. BANK
Matter ResolvedRequest
Adjourment
639/8/2021 9:00 am20-10683 / MBKAndrew Thomas Archer Trustee Certification of DefaultTrustee OrderTotal Paid In: $8,800.00
AMT: $8,300 PTD (20 MO); 500 X 40 BEG 10/1/21 (ATTY OK)<<>>

Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
649/8/2021 9:00 am20-11786 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $13,600.00
Debtor obj, filing MP<>ARREARS; TRUSTEE SUPP CERT
Matter ResolvedRequest
Adjourment
659/8/2021 9:00 am20-11907 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
9/22/2021 9:00 am
Total Paid In: $21,600.00
Debtor obj; Creditor response<>WESTGATE SQUARE/Westgate Ave (BUCKALEW FRIZZELL)
Matter ResolvedRequest
Adjourment
669/8/2021 9:00 am20-12365 / MBKROBERT C NISENSON ESQMotion Relief from Co-Debtor StayContinued
10/13/2021 9:00 am
Total Paid In: $8,116.00
ADJ to 10/13 - advised RAS that Trustee filed a response and must be involved with any proposed consent order before submission to the Court (dm)

Trustee response; Debtor obj<>NEWREZ/SHELLPOINT /Clarksburg Rd(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
679/8/2021 9:00 am20-12562 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,998.00
AMT: MP 9/8<<< HR>>>

Atty to mail in $1,500 (RECEIVED) and file a MP - ADJ to 7/28/21 (dm)

Debtor obj<>SV/GLOBAL LENDING; ARREARS
Matter ResolvedRequest
Adjourment
689/8/2021 9:00 am20-12588 / MBKADAM SCHNEIDER, ESQTrustee Certification of DefaultDismissedTotal Paid In: $23,438.00
adj debtor sending in another 1000
6/21/21 - Atty sent in $1,000 - ADJ to 7/28/21 to see if Loan Mod is offered

Atty response, debtors need time to complete lm<>ARREARS
Matter ResolvedRequest
Adjourment
699/8/2021 9:00 am20-13301 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,300.00


otbs by lender

AR NOTES 5TH TIME ON -NEED TO WORK OUT TERMS OF ORDER
Debtor obj<>WILMINGTON SAVINGS / Willowbrook Way (LOGS)
Matter ResolvedRequest
Adjourment
709/8/2021 9:00 am20-13990 / MBKJustin M. Gillman, Esq.Notice of Proposed Compromise/SettlementContinued
10/27/2021 9:00 am
Total Paid In: $31,580.00
OK to adjourn to 10/27 at 9am

Trustee obj<>NTC OF SETTLEMENT/$45,000 TO BE PD TO IRS OUTSIDE PLAN
Matter ResolvedRequest
Adjourment
719/8/2021 9:00 am20-15234 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $5,160.00
Debtor obj, filing MP<>FAILED TO LM BY 6/30/21; ARREARS
Matter ResolvedRequest
Adjourment
729/8/2021 9:00 am20-15287 / MBKTHOMAS G. EGNERMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $13,599.00
Debtor obj<>SELENE FINC/WILMINGTONSAVINGS (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
739/8/2021 9:00 am20-16120 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $6,491.00
Debtor obj<> AMERICREDIT/2017 Sonata (Morton)
Matter ResolvedRequest
Adjourment
749/8/2021 9:00 am20-16431 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $6,420.00
Debtor obj<> USAA / Fathom Ave(LOGS)
Matter ResolvedRequest
Adjourment
759/8/2021 9:00 am20-16962 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,450.00
Debtor obj<>NEWREZ/SHELLPOINT/ Rutgers Terrace (PINCUS LAW)
Matter ResolvedRequest
Adjourment
769/8/2021 9:00 am20-17139 / MBKMelinda D Middlebrooks, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/27/2021 9:00 am
Total Paid In: $750.00
CLOSING SCHEDULED FOR 9/30 - ADJ TO 10/27/21

AMT: MP 9/8 ***NEEDS RESOLUTION***<<>>

MOTION TO SELL PENDING 7/28/21 - Need HUD-1 after Closing

6/15/21 - Atty advises that there are 2 sale offers on the property and Plan is a sale plan - Need update on offers - ADJ 7/28/21

Debtor obj<>FAILED TO LM BY 1/6/21; EXTENDED LOSS IT EXPIRED 4/6/21
Matter ResolvedRequest
Adjourment
779/8/2021 9:00 am20-17139 / MBKMelinda D Middlebrooks, EsqMotion Relief from Co-Debtor StayContinued
10/27/2021 9:00 am
Total Paid In: $750.00
CLOSING SCHEDULED FOR 9/30 - ADJ TO 10/27/21

Debtor obj<>NATIONSTAR MTG /Vetterlein Ave(LOGS LEGAL)
Matter ResolvedRequest
Adjourment
789/8/2021 9:00 am20-17942 / MBKPRO SEMotion Relief from Co-Debtor StayContinued
9/22/2021 9:00 am
Total Paid In: $9,704.00
JP MORGAN CHASE/North St (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
799/8/2021 9:00 am20-18167 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $2,390.00
AMT: PPSD TR ORDER - $2,390 PTD (13); $228 X 28 BEG 9/1/21, EXT PLAN TO 41 MO (EMAIL TO ATTY)<<<>>>

Debtor obj, can pay<> ARREARS
Matter ResolvedRequest
Adjourment
809/8/2021 9:00 am20-18351 / MBKDavid L. Stevens Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE)Continued
9/22/2021 9:00 am
Total Paid In: $4,114.00
Debtro obj<>Trinity Financial Services Motion to Vacate Order of Confirmation for lack of proper service
Matter ResolvedRequest
Adjourment
819/8/2021 9:00 am20-18523 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $51,780.00
Debtor obj<>WILMINGTON SAVINGS/ Eaton Place (LOGS)
Matter ResolvedRequest
Adjourment
829/8/2021 9:00 am20-19473 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $12,673.00
Needs new order that classifies claim EDC

AMT:PPSD Order does not clarify classification for clm to be pd. Clm #27-1 has priority and guc portions<<<>>>

MTN TO REDUCE IRS CLM#27 TO $4,164.38
Matter ResolvedRequest
Adjourment
839/8/2021 9:00 am20-21241 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,034.00
AMT: MP 9/8 **HR** <<>>

Debtor obj<>FAILED TO LM BY 6/1/21; ARREARS
Matter ResolvedRequest
Adjourment
849/8/2021 9:00 am20-21462 / MBKMelinda D Middlebrooks, EsqTrustee Certification of DefaultWithdrawnTotal Paid In: $990.00
AMT: ARREARS CURED/WILL COMPETE TIMELY<<<>>>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
859/8/2021 9:00 am20-21632 / MBKJohn Michael McDonnell Motion Relief from Co-Debtor StayGrantedTotal Paid In: $5,810.00
PHH MTG/Delaware Dr (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
869/8/2021 9:00 am20-22325 / MBKGEORGETTE MILLERMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,410.00
Debtor obj<>WELLS FARGO BANK/2012 Chevy Avalanche (LOGS LEGAL)
Matter ResolvedRequest
Adjourment
879/8/2021 9:00 am21-10981 / MBKWilliam H. Oliver, Jr., Esq.Objection to Debtor's claim of exemptionsContinued
10/27/2021 9:00 am

OBJ to Sch C (SEE DEBTOR RESPONSE CERTIFICATION DOC #27)

trustee obj:
The trustee objects to the schedule C objections because the trustee is unable to determine
if equity is available for creditors until he receives appraisals on the two Harley Davidson
automobiles and on the business.
--debtors cert bases the value of Harleys and business based on his own personal knowledge only.
Matter ResolvedRequest
Adjourment
889/8/2021 9:00 am21-11039 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $15,112.00
Debtor obj<>LAKEVIEW LOAN (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
899/8/2021 9:00 am21-12300 / MBKTAMIKA N. WYCHE, ESQ.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
trustee objection:
Atty is holding April & May payments but lots of confirmation issues not addressed
Matter ResolvedRequest
Adjourment
909/8/2021 9:00 am21-12721 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO MODIFY LVNV CLM#18 FROM SECURED TO UNSECURED
Matter ResolvedRequest
Adjourment
919/8/2021 9:00 am21-12827 / MBKDAVID E. SHAVERMotion Relief from Stay (Fee)Granted
PHH MTG/ Kenneth Rd(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
929/8/2021 9:00 am21-13286 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,000.00
Debtor obj<>CONSUMER PORTFOLIO/2014 Chrysler (BERNSTEIN-BURKLEY)
Matter ResolvedRequest
Adjourment
949/8/2021 9:00 am21-14200 / MBKWilliam H. Oliver, Jr., Esq.Objection to Debtor's Claim of ExemptionsContinued
9/22/2021 9:00 am

TRUSTEE OBJ, UNABLE TO DETERMINE VERACITY OF AMD B & C UNTIL VALUE IS PROVIDED FOR KZ-SPORTSMEN TRAILER AND TIMESHARE
Matter ResolvedRequest
Adjourment
959/8/2021 9:00 am21-14397 / MBKLEE M PERLMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $5,030.00
MTN TO STRIKE CLM OF BOA #2
Matter ResolvedRequest
Adjourment
969/8/2021 9:00 am21-14397 / MBKLEE M PERLMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $5,030.00
MTN TO STRIKE CLM SYNCHRONY BANK CLM #11
Matter ResolvedRequest
Adjourment
979/8/2021 9:00 am21-15340 / MBKJ. Todd MurphyMotion Reinstate StayContinued
10/13/2021 9:00 am

NJ Housing obj (Pluese)<>MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
989/8/2021 9:00 am21-15949 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Relief from Stay (Fee)Order Previously Submitted
CITADEL FEDERAL CREDIT UNION /2015 Mercedes (GELLERT SCALI)
Matter ResolvedRequest
Adjourment
999/8/2021 9:00 am21-16202 / MBKANDRE L KYDALA ESQMotion Relief from Stay (Fee)Order Previously Submitted
Debtor obj<>US BANK CUST/PRO CAP / Preidential Dr (GARY ZEITZ LLC)
Matter ResolvedRequest
Adjourment
1009/8/2021 9:00 am21-16440 / MBKCAMILLE J KASSARMotion Motion (Generic) - Only use if no other event is applicableWithdrawn
MTN TO EXTEND STAY AS TO PROPERTY 112 HILLSIDE AVE
Matter ResolvedRequest
Adjourment
1019/8/2021 9:00 am21-16440 / MBKCAMILLE J KASSARMotion Motion (Generic) - Only use if no other event is applicableContinued
9/22/2021 9:00 am

MTAG obj (Honig Greenberg)<>MTN TO EXTEND STAY AS TO PROPERTY 154 AMBOY AV
Matter ResolvedRequest
Adjourment
1029/8/2021 9:00 am21-16547 / MBKSTEPHANIE SHRETER, ESQMotion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1039/8/2021 9:00 am21-16561 / MBKWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
OST - MTN TO EXTEND STAY TO SECURED AND UNSECURED CRED
Matter ResolvedRequest
Adjourment
1049/8/2021 10:00 am17-34746 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 35950.00 of 46 required payments   Arrears: $0  
Total Paid In: $35,950.00
As of 9/2/21 (DS): Ok to confirm at $35,950 paid, 100% to gucs, student loans to be treated outside and strike Section 1c sale of Lyon Ln already complete on 8/17/21, plus non-exempt proceeds already sent to Trustee 8/24/21

MP Prop $450 x 60 begin 1/1/18;100% and Sale of Lyon Ln by 10/31/21, plus non-exempt proceeds from sale to Trustee
Matter ResolvedRequest
Adjourment
1059/8/2021 10:00 am18-16562 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 37 of 42 required payments   Arrears: $979.00  Total Paid In: $35,951.00
AS OF 8/31/21 (SF) - Atty requested adj due to holiday


1. Debtor proposes to extend plan to 70 months and pay 3% to gucs. Need amended I and J and current proof of income for period 60 days prior to filing of modified plan. To EDC for obj.

2. Need Order to pay post petition arrears through plan.

3. Must file fee application for supplemental fees of $1860 within 10 days of confirmation.

4. Add n/e proceeds from PI Lawsuit to conf order.

MP proposes $894.08 x 37; $955 x 33 3%
Plan has run 40 months and proposes to extend to 70 months
Matter ResolvedRequest
Adjourment
1069/8/2021 10:00 am18-26535 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 25 of 38 required payments   Arrears: $444.00  Total Paid In: $11,126.00
As of 8/31/21 (DS): Ok to confirm at $10,682 paid, $444 x 34 begin 9/1/21; Base and fee app within 7 days

MP Prop $444 x 35 begin 8/1/21; 0% - Extending plan due to Covid.
Matter ResolvedRequest
Adjourment
1079/8/2021 10:00 am18-29396 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 30 of 37 required payments   Arrears: $0  
Total Paid In: $38,467.00
8/25 workup for the 9/8 calendar EDC

-MP surrenders property but MP forgot to include the Ally Capital claim anywhere. This plan needs to be withdrawn and new plan filed EDC

Matter ResolvedRequest
Adjourment
1089/8/2021 10:00 am18-30178 / MBKHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 40 of 36 required payments   Arrears: $800.00  Total Paid In: $15,912.00
Can CONF at $15912 paid then $400 x 2 beg 9/1/21 then $445 x 8 beg 11/1/21-LM granted-plan will pay arrears to trustee


9/8 confirmation EDC
***8/25/21 - MBK ruled that debtor must cure Trustee arrears in the MP but may explore Cares Act motion for early discharge - atty to contact EDC to let him know if debtor will accept Trustee offer below.

AR DEBTOR OBJ TO CURE TR ARREARS IN MOD PLAN

8/6 workup for the 8/25 calendar EDC

-LM granted
Trustee objection-3062 in arrears needs to be paid.

Would need $425 x 8 additional months. Can CONF at $15912 paid then $400 x 2 beg 9/1/21 then $445 x 8 beg 11/1/21-LM granted-plan will pay arrears to trustee





Proposes $15512 PTD; $400 X 3; BASE
Matter ResolvedRequest
Adjourment
1099/8/2021 10:00 am18-31567 / MBKSCOTT D SHERMAN ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 28 of 36 required payments   Arrears: $0  
Total Paid In: $6,216.00
AS OF 8/30/21 (SF)

1. The plan proposes to pay post petition arrears of $21,621.97 to Select Portfolio. (STILL NEED ORDER) Per atty Counsel for Select Portfolio is waiting for approval to deal with post-petition arrears.

2. Trustee OBJ (RECEIVED)
- Need to file CARES Act Cert
- Need amended Sch I
- Need updated proof of income


MP proposes $4752 PTD, $488 X 52 100% (84 MONTH PLAN)
Plan has run 34 months with 50 months remaining
Matter ResolvedRequest
Adjourment
1109/8/2021 10:00 am19-12250 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 31 of 32 required payments   Arrears: $0  
Total Paid In: $24,045.00
AS OF 8/23/2021 (jma)

ok to confirm at $22,475 paid to date, $785x15 begin 9/1/2021 base plan

proposed plan $785x16 base plan
paid in $22,475
15 months to go
Matter ResolvedRequest
Adjourment
1119/8/2021 10:00 am19-22092 / MBKCharles M Izzo, EsqConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 25 of 28 required payments   Arrears: $0  
Total Paid In: $28,792.00
Dismissed 8/11/21
Matter ResolvedRequest
Adjourment
1129/8/2021 10:00 am19-26922 / MBKDAVID H LIPOWConfirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 25 required payments   Arrears: $363.00  Total Paid In: $6,641.00
As of 8/31/21 (DS): Ok to confirm at $6,277.50 paid, $363 x 61 begin 9/1/21; 100% to gucs

MP Prop $363 x 64 begin 5/1/21; 100% - Debtor was impacted by Covid-19. Spouse and daughter lost their jobs. Plan months were increased to 84 months.
Note: Cert for mod plan due to covid provided.
Matter ResolvedRequest
Adjourment
1139/8/2021 10:00 am19-27944 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 17 of 25 required payments   Arrears: $1,773.00  Total Paid In: $3,503.00
As of 8/31/21 (DS): 1. BELOW ISSUES STILL NOT RESOLVED.

7/28/21 (DS): 1. Michael Valentino, Landlord (OLIVER & LEGG) obj to post-rental arrears owed $4,437 for May, June and July. Plan does not propose to pay these arrears. Obj must be resolved.

MP Prop $3,058.50 Paid; $125 x 40 begin 6/1/21; Base
- Extend plan length and capitalized plan arrears, due to Covid-19.
Note: Debtor's Cert of covid-19, POI and 2020 tax return provided.
Matter ResolvedRequest
Adjourment
1149/8/2021 10:00 am19-32077 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 20 of 23 required payments   Arrears: $0  
Total Paid In: $41,561.00
AS OF 9/7/21 (SF) UPDATED

RECOMMEND $39,446 PTD, $2,115 X 38 BEGIN 10/1/1/21 BASE W/MIN $72,869 TO GUCS



1. Plan adds post petition IRS priority taxes to be paid thru the plan. (NEED AMENDED CLAIM OR ORDER) RECEIVED

MP proposes $33,545 PTD, $1967 X 41 BASE W/MIN $72,868.95 to gucs
Plan has run 22 months with 38 months remaining
Matter ResolvedRequest
Adjourment
1159/8/2021 10:00 am19-33262 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 12 of 22 required payments   Arrears: $0  
Total Paid In: $19,708.00
ISSUES AS OF 9/1/2021 (DM):

1) State of NJ filed POC (27-2) that includes $2,116.42 priority taxes for 2016 - Trustee to set up per POC since MP provides $4,500 for taxes between 2015 - 2019.

2) State of NJ filed POC (28-2) that includes $20,989.36 post-petition priority taxes for year end 2019 & 2020 - this amount deviates from amount proposed in the MP, referenced above, to treat taxes from 2015 - 2019 (UNRESOLVED).

3) Trustee OBJ:
- Need proof of unemployment income (UNRESOLVED).
- Need copy of 2020 tax returns (UNRESOLVED).
- Need resolution of State of NJ post-petition priority claims contained in POC (28-2).

Note - Order of Distribution is per Plan.


Confirm Case: $8,430 Ptd, $1,672 x 52 start 9/1/20, Base
Prop. MP: $18,462 Ptd, $1,246 x 66 start 7/1/21, Base
PTD = $19,708
Last Claim (27-2) dated 7/14/21
Matter ResolvedRequest
Adjourment
1169/8/2021 10:00 am20-10683 / MBKAndrew Thomas Archer AP Hearing Rescheduled (Document)DismissedTotal Paid In: $8,800.00
AP 20-1162 Goodman vs. MTAG / ALIAS SUMMONS
Matter ResolvedRequest
Adjourment
1179/8/2021 10:00 am20-12562 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 11 of 20 required payments   Arrears: $0  
Total Paid In: $4,998.00
AS OF 9/3/2021 (at):

RECOMMEND: $4,522 PAID TO DATE, $465 x 35 BEGINNING 8/1/2021 100% TO GUC'S

MP proposes: $465 x 35 beginning 8/1/2021, 100% to guc's
Arrears: $3,091.50
(surrendering 2019 Kia Optima, shortening plan to a 48 month plan)
Matter ResolvedRequest
Adjourment
1199/8/2021 10:00 am20-13107 / MBKSTEVEN N. TAIEB, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 15 of 20 required payments   Arrears: $619.00  Total Paid In: $9,009.00
AS OF 8/31/21 (SF)

RECOMMEND $8410 PTD, $599 X 42 (BEGIN 9/1/21) 0% PLAN
- Add Standard Trustee Order of Distribution to confirmation order
- Provide Current proof of social security and pension income within 30 days


1. I and J amended on 7/29/21. Income increased slightly. Need current proof of social security and pension income.


MP proposes $7820 PTD, $590 X 43 0%
Plan has run 18 months with 42 months remaining
Matter ResolvedRequest
Adjourment
1209/8/2021 10:00 am20-15587 / MBKSTACEY L MULLEN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 18 required payments   Arrears: $1,070.00  Total Paid In: $15,458.00
As of 8/30/21 (DS): Ok to confirm at $14,186 paid, $1,171 x 44 begin 9/1/21; Base and Trustee ok to pay pro rata to unsecured claims NJ Division claim#13-1 and PSE&G claim#14-1

MP Prop $1,171 x 45 begin 8/1/21; Base
- Regional Acceptance received stay relief, Debtors are surrendering vehicle and adds to pay pro rata on late claim of PSE&G.
Matter ResolvedRequest
Adjourment
1219/8/2021 10:00 am20-17139 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 15 of 16 required payments   Arrears: $50.00  Total Paid In: $750.00
CLOSING SCHEDULED FOR 9/30 - ADJ TO 10/27/21

As of 8/25/21(mk):WHEN IS CLOSING on RE? email to atty. Aty says soon but will let me know when she has date.

7/26/21(mk):fty CO submitted to Chambers resolves creditor obj to sale motion. creditor mtg. lien to be pd off in full at closing.

As of 7/20/21(mk): Needs resolution of Sale Motion & MFR


1. MOTION TO SELL RE & MRF on 7/28/21.
(Nationstar(LOGS legal)says(#76)does not oppose sale
as long as Order provides for full satisfaction of lien


2. MP still has T'ship Of Hamilton to be pd thr plan - DOESN'T IT HAVE TO BE PD FROM SALE OF RE?

2. OBJECTION BY NATIONSTAR/MR COOPER( Logs Legal Group)
-Plan fails to pay arrears- Proposes Sale of RE but does not address if RE fails to sell.( THIS WILL BE MOOT IF MOTION TO SELL IS GRANTED)


MP proposes$50 x 40 ,begin 5/1/21;Sale of 319 Vetterien Avenue w/in 6 months confirmation.
Plan has run 13 mos and 37 remain..
Matter ResolvedRequest
Adjourment
1229/8/2021 10:00 am20-17495 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 73 of 16 required payments   Arrears: $50.00  Total Paid In: $10,990.00
8/25 workup for the 9/8 calendar EDC

-Covid cert and amended I & J filed
-missed the August payment-recommend:

CONF AT :

**10,740 paid then 150 x 5 beg 9/1/21 then $930 x 65 beg. 2/1/22-100%

Matter ResolvedRequest
Adjourment
1239/8/2021 10:00 am20-20554 / MBKKARINA PIA LUCID, ESQ.Confirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 10 of 13 required payments   Arrears: $2,738.00  Total Paid In: $18,595.00
ISSUES AS OF 9/1/2021 (DM): Updated 9/6/21

*** Amended Sch I filed ... spouse's gross income decreased by 50%, but tax rate increased, new retirement loan deductions were added, new DSO deductions were added, new union dues deductions were added, new tax shelter deduction was added resulting in negative scheduled take home pay for the spouse. However, Ytd pay stubs for spouse calculate to $6,385 monthly net. Need pay stubs for debtor once school starts.

1) Need an amended claim or consent order with the IRS to pay 2020 taxes proposed in the MP (UNRESOLVED).

2) Need supplemental Fee App for $2,000 fee added to the MP (UNRESOLVED).

3) Trustee OBJ:
- Need updated proof of income to justify reduction in payment (UNRESOLVED).
- Need copy of 2020 tax returns (RECEIVED).
- Need amended Sch I&J (FILED).


Confirm Case: $10,659.25 Ptd, $1,779 x 53 start 5/1/21, 100%
Prop. MP: Ptd, $1,452 x 50 start 8/1/21, Base
PTD = $17,144.25
Last Claim (2-2) dated 3/4/21
Matter ResolvedRequest
Adjourment
1249/8/2021 10:00 am20-21241 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 12 required payments   Arrears: $0  
Total Paid In: $12,034.00
as of 8/23/2021 (JMA)

$8,469.50 paid to date, $1,782x50 begin 9/1/2021 0% plan

proposed plan $6,687.50 paid, $1782x51 0% plan
paid in $8,469.50
50 months to go
Matter ResolvedRequest
Adjourment
1259/8/2021 10:00 am20-21589 / MBKEric ClaymanConfirmation Hearing on Modified PlanWithdrawnDebtor has made 9 of 12 required payments   Arrears: $245.00  Total Paid In: $3,630.00
ISSUES AS OF 8/4/2021 (DM): Updated 8/11/21

***Ytd income averages at $4,395 per month ... even if I subtract $600 because DSO is not paid to her regularly, disposable income is still $728 per month because debtor failed to include prorated tax refund. DEBTOR SHOULD PROBABLY WITHDRAW THE PLAN AND CONTINUE WITH HER PLAN PAYMENT AND FILE A MOTION TO EXTEND LOSS MIT***

1) Trustee OBJ:
- Need 2020 tax returns (RECEIVED).
- Need amended Sch I&J (FILED).
- Need updated proof of income to demonstrate the need to reduce the Trustee payment (RECEIVED).
- The MP is not filed in good faith per 1325(a)(3).


Confirm Case: $900 Ptd, $425 x 31 start 4/1/21, Base
Prop. MP: Ptd, $250 x 28, Base, Loan Mod by 2/1/22
PTD = $2,780
Last Claim (27-1) dated 12/16/20
Matter ResolvedRequest
Adjourment
1269/8/2021 10:00 am20-22107 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 12 required payments   Arrears: $1,250.00  Total Paid In: $6,000.00
As of 8/30/21 (DS): Ok to confirm at $4,750 paid, $1,250 x 50 begin 9/1/21; 100% with a minimum $61,313, due to non-exempt equity on real property and Section 4(d) and 7(c) to be stricken and not paid

MP Prop $4,275 Paid; $1,250 x 50 begin 8/1/21; 100%
- Debtor's previous plan proposed a sale of real property. Debtor has now elected to pay the arrears on the mortgage encumbering the same and increase his plan payment to pay the liquidation threshold due to equity and IRS did not file a POC, provision to pay them in part 3 has been removed.
Matter ResolvedRequest
Adjourment
1279/8/2021 10:00 am20-23241 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 10 required payments   Arrears: $868.00  Total Paid In: $4,862.00
9/7/21 (SF) UPDATED


RECOMMEND $4400.80 PTD, $665 X 52 (BEGIN 9/1/21) BASE PLAN W/WAGE ORDER



Plan proposes $500 x 4, $647 x 56 Base w/wage order
Payments: $4400.80 Received Arrears: $834.20


RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal
declaration - (RECEIVED)
- must file pre conf cert. (FILED)
- Need copy of 2019 Tax Return (RECEIVED)
- Improper service to State of NJ. Did not serve NJ Attorney General Office (FILED)
-. State of NJ filed estimated priority claim missing 2016 and 2018 tax returns (NEED AMENDED CLAIM) AMENDED
- NJ Motor Vehicle Commission/Surcharge filed bifurcated claim 3-1 for $23,215.69 secured and $2483.58 unsecured. This claim is not addressed in plan (MP PROPOSES TO CRAM)
- Objection filed by City of Trenton (Francis Ballak) - The City of Trenton objects to confirmation on the basis that it is believed that this new filing is an attempt to do an end run around prior determinations which is in bad faith. The interest of the City of Trenton for timely payment of post-petition taxes must be protected and ensured whereas if such are not paid when due then such would constitute a material default resulting in the dismissal of the case (THERE IS NO OBJ TO MP)

STILL NEED CLAIM FILED FOR US BANK CUST PRO (RECEIVED)


RESOLVE OR HOLD - PER AR ADJ TO ALLOW FOR LATE CLAIM AND MOTION TO BE FILED. (MOTION FILED AND GRANTED

Modified plan proposes to cram US Bank Cust Pro to $12,144 to be paid through the plan. No claim has been filed. Should this claim be stricken from plan? Bar date expired on 2/10/21. (EMAIL FROM ZIMNIS. HE WILL FILE LATE CLAIM AND MOTION)

Matter ResolvedRequest
Adjourment
1289/8/2021 10:00 am20-23500 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $108.00  Total Paid In: $6,201.00
AS OF 9/3/2021 (at):

1. Need June and July pay stubs for the debtor and spouse.

2. Plan was confirmed at 100% to guc's and modified plan proposes a base. Need reason for change in circumstance.

MP proposes: $4,062 paid to date, $538 X 53 8/1/2021, base
Arrears: $108
(loan modification approved GSF unaffected , pro rata
distribution)
Matter ResolvedRequest
Adjourment
1299/8/2021 10:00 am20-23570 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 10 required payments   Arrears: $1,146.00  Total Paid In: $2,675.00


AR NOTE SEE DOC 28 , TR DOES NOT AGREE WITH CALC , NOT JOINT CASE ( MOTHER AND SON )THEREFORE EACH CASE TO BE CALC SEPERATEY FOR NET EQUITY PURPOSES

AS OF 8/31/21 (SF)

NOTE: Still need copy of 2020 Tax Return (STILL NEED)


RECOMMEND $1925 PTD, $632 X 53 (BEGIN 8/1/21) 100% PLAN W/MIN $16,797 TO GUCS PER EQUITY IN REAL ESTATE
-N/E PROCEEDS FROM INHERTIANCE TO BE TURNED OVER TO TRUSTEE



**amended C filed shows equity of 16,796.67 now plus any non-exempt inheritance proceeds EDC

***ADJ to 6/23/21 for Atty to file an Amended Sch C***


1. Trustee objection:
- A copy of the last filed tax return - 2020 by 6/30/21. (STILL NEED)

- A Modified Plan that addresses intent for the timeshare and pays 100% to general unsecured creditors. (MP FILED TO SURRENDER TIMESHARE)

--Amendments to Schedules D to add amounts owed for property taxes and C to exempt potential inheritance. (NOT AMENDED)

- There is $25,361.42 in non exempt equity in the Bruce Park real estate and $8,617 in N. Olden Ave. (PLAN REQUIRES 100%)


Plan proposes $200 X 5, $375 X 55 Base
Payments: 7/7 Arrears: $375

RESOLVED ISS UES:
-- New Century Financial filed secured judgment claim 12-1 for $1275.24 which is not addressed in plan (MP FILED)

-- LVNV Funding LLC filed secured judgment claim 8-1 for $423.71, not addressed in plan (MP FILED)

-- Need a valuation for the timeshare in Kissimmee Florida. (MP SURRENDERS)
- Need to file Pre-Confirmation Certification. (FILED)
- Objection filed by Nationstar Mortgage (Wassall) - failure to pay arrears of $20,884.90 and plan fails to provide for ongoing monthly post-petition payments of $590.67. (PER THE PLAN, THIS CLAIM IS BEING DEALT WITH IN THE BANKRUPTCY OF THE CO-OWNER CASE NO. 17-29060 RYLAND, N. OLDEN AVE.) (RESOLVED OTBS - CLAIM IS OUTSIDE)
- A current market analysis - for both properties. Zillows provided are not dated. (RECEIVED)

- Proof of 2 month's income - : updated proof of income for restart of job by 5/15/21. (RECEIVED)
Matter ResolvedRequest
Adjourment
1309/8/2021 10:00 am20-23894 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $0  

9/22 workup
**Per 9/8 2pm hearing-Kapllan uses date of confirmation for valuation. Zimnis will need to show feasibility and then agree on equity amount to gucs before next court date EDC

8/24 workup EDC

--SAME AS LAST TIME

** Trustee's objection:
- latest (zillow) CMA shows value of $918,000-with a range between $854,000 and $982,000-would need 100% if add back the $33,000 for the 2nd mortgage-trustee objection updated EDC

- The debtor has insufficient income. SENT P&L 5/17-PROFIT AND LOSS FROM MARCH-NOVEMBER 2020 SHOW -7,000 IN INCOME. Per I & J disposable income is -$1,118. This is assuming they are still receiving unemployment. If not income is even less.(this is updated amount now that the son is contributing $2,000 monthly)

-- Debtor has exceeded the D5 exemption by $2,937. PLUS NOW ADDED $1325 FOR BUSINESS BUT DONT HAVE AVAILABLE EXEMPTION....There is $79,970 in non exempt equity in the residence. There is $2,937 in non exempt equity in the bank account/jewelry PLUS $1500 BUSINESS ON AMENDED C--total equity is $84,407 at a minimum.

- Business forms - for Vsabas LLC. (RECEIVED 5/17/21-how did they come up with value of $150,000 in business?)(OK sent cert that only owes 1% of business or $1500)


- Need HUD-1 from sale of real estate in 2017 with explanation that money was used to buy current residence. (ONLY RECEIVED HUD - NOT EXPLANATION)



---------------------------------------------------
- A copy of the last filed tax return - : 2020 by 5/31/2021. (filed ok)

- Wells Fargo Bank (Ashley Furniture) filed a bifurcated claim #2 which needs to be addressed. Cram in the plan. No objection filed to date.(pay as cramdown as proposed in plan)
1. Objection filed by PennyMac (Powers Kirn) - failure to cure arrears of $14,936.88 (Per POC) and plan is not feasible as debtor shows negative disposable income (UNRESOLVED-I see a cert of service on 6/15 but no actual order yet)

- need updated proof of 2 month's income - for debtor and non filing spouse by 8/
Matter ResolvedRequest
Adjourment
1319/8/2021 10:00 am21-11039 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $112.00  Total Paid In: $15,112.00
AR RESOLVE OR HOLD
AS OF 9/1/21 (SF)


ADJ to 9/8 for atty to resend legible pay stubs (RECEIVED DISPOSABLE INCOME NOW VERIFIES AT $3436) (9/8/21 - Debtor's status keeps changing, now has a new employer. Need updated pay stubs)


CURRENTLY NEED $9000 PTD, $3112 X 53 (BEGIN 9/1/21) 100% PLAN


1. Motion for Relief by Lakeview Loan scheduled for 9/8 at 9 (MUST RESOLVE) - Adj to 10/13/21

2. Objection filed by Lakeview Loan Servicing (Schiller, Knapp) - failure to pay arrears of $63,478.17
obj resolved pay claim (PAY PER POC)

3. IRS filed secured claim 2-2 for $52,042.09 which is not addressed in plan (AMENDED TO $19,734. THERE IS STILL A FEASIBLITY ISSUE BECAUSE PRIORITY CLAIM WAS AMENDED TO $31,623.81.) SECURED CLAIM NOW AMENDED TO $3345


Plan proposes $1500 x 60 Base
Payments: 6/7 Arrears: $1500


RESOLVED ISSUES:
- IRS filed estimated priority claim 2-2 (AMENDED)

Trustee objection:
- A copy of the last filed tax return - 2020 tax return on or by 6/30/21 (RECEIVED)

- The confirming order must provide for $15,460 minimum dividend to unsecured creditors based upon non-exempt equity in real estate. (IRS secured claim reduces equity to zero)
Matter ResolvedRequest
Adjourment
1329/8/2021 10:00 am21-12017 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AR RRESOLVE OR HOLD
AS OF 9/1/21 (SF)

1. Objection filed by Specialized Loan Servicing LLC (Gavin Stewart) to cram (MUST RESOLVE)

2. Bank of America just filed claim 5-1 with arrears of $532.28 (OK TO PAY?)(OK to pay)

3. Trustee objection:
- Need a copy of the last filed tax return - for 2020 by 6/30/21. (RECEIVED)

- Need 2 months bank statements from all bank accts, prior to filing date. (STILL NEED STATEMENTS FOR FIRST FINANCIAL CREDIT UNION FOR JAN AND FEB 2021) ok to confirm at 100%

- 22c Line 45 has disposable income $109.67. Line 17 has $2,004.74 (pension loan $8,000 bal./60 months is $133, need to deduct $1,033.52 difference, add back $133 pension loan ), there would be disposable income $1,276.19, which would require minimum dividend $76,571 to gucs.(OK to pay 100% per att)

- Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22c has disposable income.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,413 when determining disposable income.

4. Pension loan expires in 14 months. An additional $1030.34 will be available. Plan will require 100% (Student loans to be paid outside plan) Only unsecured creditor will be cram balance



Plan proposes $200 x 60 Base
Payments: 5/6 Arrears: $200

RESOLVED ISSUES:
- Need valuation statement from life insurance prior to filing date. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
1339/8/2021 10:00 am21-12946 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AR RESOLVE OR HOLD
8/25 workup for the 9/8 calendar EDC

1) Trustee objection to confirmation - need to resolve

-$14,360 in equity in the timeshares
-need a copy of the HUD-1 statement for sale farm 10/20/2018(received $168,854-what happened with money?)
-a modified plan that addresses secured claim filed by Chase (Subaru)
-amendments to Schedule I to update co-debtor income and Amended Schedule J
-the debtor's plan proposes an order of distribution is contrary to the Trustee's recommended order of distribution
-need to file Pre Confirmation Certification
-need to resolve the estimated claim filed by the IRS
-proceeds, if any, from possible shareholder lawsuit to Trustee
-need a certification from debtors as to Peak Performance LLC - containing information as to interest in LLC, value of business and circumstances surrounding business and other partner
-if business is sold during the pendency of this bankruptcy case, Trustee entitled to any non exempt proceeds from debtors(sent proof of 2004 subpoena sent to Peak Performance)
-need proof of all expenses below, Schedule J will be amended as a co debtor has new job beginning May 10, 2021: $619/month for cable/internet/phone; $900/month for food for a household of two; $300/month for personal care; $348.50 for car insurance per bill its' $291; $1,050/month to board and care for a horse - this is a luxury and not permitted by Trustee in a plan that is less than 100%(sent Cell phone and xfinity bill but that does not change objection)

-------------------------
RESOLVED ITEMS:
-need proof of income for the co debtor for new job started 5/10/2021(received)
-need a copy of the last filed tax return - 2020 by 6/30/2021(rec.Oct 15th extension only)
-need proof of rent, plan lists $2,250 and Schedule J lists $2,525(proof of $2525 supplied)
-need March and April bank statements for PNC account #6708(OK)
-need a copy of the last filed tax return - 2020 by 6/30/2021(rec.Oct 15th extension only)
-need proof of rent, plan list
Matter ResolvedRequest
Adjourment
1349/8/2021 10:00 am21-12960 / MBKWARREN LEVY, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $7,125.00
As of 8/26/21(mk):atty ok to terms

**CAN REC CONFIRM AT $4,925 PTD, THEN $1,100 x 43 BEGIN 9/1/21; 100% W/ MIN TO GUCS of 71,562 due to EQUITY IN REAL PROPERTY**


TR Objection:
1.MP before conf filed & on for 9/8/21. this plan is 100% but reduces plan payment from 1275 to 1,100 x 57. No updated POI to support lower payment and no amended I & J. $175 difference so Tr can compromise. as above
PROTECT EQUITY T/H OF $71,562.

------------------------------------------
As of 7/15/21(mk):

Plan can be 100% and shortened and stay at same payment amt.

**CAN REC CONFIRM AT $3,825 PTD,THEN $1,275 X 38 BEGIN 8/1/21;100% AND PROTECT EQUITY THRESHOLD IN REAL PROPERTY OF $71,562**


1.Trustee Objection: PLAN CAN BE 100%
-debtor not paying all dispos. income into plan. Income verified and there is $1,679 in dispos income per month.
-Form 122c Line 45 shows monthly disposable income of $526.99 which requires minimum $31,919.40 dividend to general unsecured creditors
-There is $71,562.47 of non exempt equity in real property.( Preserve T/H). Total guc claims filed 15,986.63



Plan:1,275 X 60 BEG 5/21; BASE
payments:4/4
last claim:14-1 bar date:6/18/21
Matter ResolvedRequest
Adjourment
1359/8/2021 10:00 am21-13023 / MBKJeffrey W. Herrmann, Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 9/1/2021 (DM):

 7/22/21 recommendation prepared by (at): If okay to pay $118.05 arrears POC (6-1) filed by Wells Fargo, RECOMMEND CONFIRMATION AT $2,790.36 PTD, $2,057 x 57 STARTING 8/1/2021, BASE, PRE-CONFIRMATION CERT WITHIN 10 DAYS; NEED AMENDED CLAIM FROM THE IRS WITHIN 60 DAYS; DEBTORS MUST PROVIDE UPDATED PROOF OF INCOME AND AMENDED SCH I&J TO TRUSTEE BY 1/1/2022.

1) IRS filed $16,375.80 estimated priority claim for 2020 taxes - Trustee has a copy of the 2020 tax return, however claim must be withdrawn or amended (UNRESOLVED).

2) Wells Fargo filed $118.05 arrears claim (OKAY TO PAY??)

3) Trustee OBJ:
- Excessive Expense: children's education cost of $3,595.37 and college age daughter support of $200 and 10% tax deduction from unemployment $99.66 (RECEIVED PROOF OF SPECIAL NEEDS AND TUITION - tuition is $42,350 yearly and debtor claims necessary because child diagnosed with ADHD ... this tuition is higher than most college tuition and will need to be briefed if an agreement is not reached with the trustee EDC).
- Form 122c has disposable income $2,994.35. Line 8 failed to add unemployment income.
- Proof of income verifies higher ($12,054) than scheduled ($10,758) resulting in $2,225 in monthly disposable income.
- The Plan needs to run 60 months pursuant to the B22C form.
- Debtors are to provide updated proof of income and amended Schedule I&J to the
trustee on 1/1/2022.
- Must file Pre-Confirmation Certificate.
- Must provide invoices for children's schooling.


Prop. Plan $930.12 x 36, Base
PTD 5/5 = $4,650.60
Last Claim (13-2)
Matter ResolvedRequest
Adjourment
1369/8/2021 10:00 am21-13272 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
10/27/2021 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $382.00  
Atty holding $764 & debtor has filed taxes for 2015 - 2019, atty working on consent order for earlier years - ADJ to 10/27

ISSUES AS OF 9/1/2021 (DM):

1) State of NJ filed $8,734.84 priority claim that includes estimated taxes for 2016 - 2019 (UNRESOLVED).

2) State of NJ filed a general unsecured claim that includes estimated taxes for 2011 - 2015 (UNRESOLVED).

3) Trustee OBJ:
- Need amended Certification with more detail regarding separation from husband (Debtor and husband still in the same household). Trustee reserves the right to request financial documentation from non-debtor spouse.
- Must file Pre-confirmation certificate (UNRESOLVED).
- Must provide 2020 tax return (UNRESOLVED).

Note: Service on motions done.


Prop. Plan $382 x 60, $0 Plan, student loans outside
PTD 2/5 = $764
Last Claim (35-1)
Matter ResolvedRequest
Adjourment
1379/8/2021 10:00 am21-13350 / MBKBRUCE J. DUKE, LLCMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
OK cert of service filed so trustee opp withdrawn-new conf will be 11/10 at 10:00 AM EDC

trustee obj: Check to see if amended Cert of Service is filed to make sure all creditors were served (dm)--not done-has not served any unsecured creditors EDC

Atty is holding $2,700 - need to reschedule 341 Meeting and Confirmation Hearing (dm)

Motion to Vacate Dismissal
Matter ResolvedRequest
Adjourment
1389/8/2021 10:00 am21-13357 / MBKANDREW B FINBERG ESQConfirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,100.00
AS OF 9/1/21 (SF)


1. Objection filed by Cenlar/AmeriHome Mortgage (Stern, Lavinthal) - failure to pay arrears of $16,265.16 (IS THIS OBJ RESOLVED? LOAN MOD APPROVED BUT ARREARS CLAIM AMENDED TO SAME AMOUNT OF $16,251.85) (MUST RESOLVE)

2. Trustee objection:

- Need proof of 2 month's income: need proof of income for non-debtor spouse. (STILL NEED)
- Need a copy of the last filed tax return - : 2020 tax return. (STILL NEED)
- there is non exempt equity of $10,195.63 in the Credit Union of NJ acct #385 as of 3/31/2021 statement.
-confirming order must provide for all non-exempt proceeds from personal injury claim.
-Credit Union NJ acct ending #385 as of 3/31/2021 savings balance $12,695.63, checking balance $500 - need to amend Schedules there is non exempt equity of $10,195.63.
-WFSS acct ending #6513 as of 4/12/2021 ending balance $573.18.
-WFSS acct ending #9756 as of 4/6/2021 ending balance $435.65 - this account is not listed on Schedules.

3. Note: Only two claims filed. Sacor which is a late claim and Lakeview Loan which is the mortgage company. There are no unsecured creditors.

Plan proposes $1050 PTD, $350 x 32 Base
Payments: 4/5 Arrears: $350

RESOLVED ISSUES:
1. Sacor Financial Inc filed late secured judgment claim 2-1 for $51,559.12 which is not addressed in plan (MP FILED TO AVOID LIEN)
Matter ResolvedRequest
Adjourment
1399/8/2021 10:00 am21-13676 / MBKGARY L GOLDBERG ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $250.00  
mk: adj to 11/10 /21 TO RESOLVE OR DISMISS--NFA

AS of 8/31/21(mk):

1.Objection by Reliant Loan( McCalla):
-Objects to lien strip of this 2nd mtg on Lighthouse Lane prop.

2.Objection By Anchorage Harbor Assoc'n(McGovern Legal)
-objects to modification/cram to -0-. bifurcated claim filed secured & unsecured NEEDS RESOLUTION OF CLAIM TREATMENT.

3. NJ Motor Vehicle Comm Filed a secured POC for secured $100.74 & guc $3,086.99. NEED TO KNOW TREATMENT OF THIS CLAIM

4. Trustee Objection:
-The 539 Garfield prop is not on schedule A. deed shows debtor owns
it. debtor rents out Lighthouse prop. Who lives in Garfiled prop.? Also then debtor herself rents the prop at 1010 SE Central Ave???
-need current market analysis - on Lighthouse Ln, which provides
comps and date when completed and CMA on 593 Garfield Ave.( what
was uploaded is grossly insufficient)
-need copy of the homeowner's insurance renewal declaration - with
personal liability coverage for Garfield Ave property.
-need Updated auto insurance, insurance expires 8/15/21.
-Amendments to Schedules A/B and C to add 593 Garfield Ave condo
and 2003 Dodge Ram 1500 (no other person on insurance)
-improper exemptions. Specifically: Over exempts on
d(5) by $1,450.
-There is non-exempt equity on both properties (pending updated
documents and amended Schedules A/B and C), 2003 Dodge Ram
(pending amended Schedules B & C), Cash $100 and PSE&G (pending
valuation).
-need proof of service with respect to Plan Motion (s)(Cram on 2nd mtg and condo lien).
- Need valuation on PSE&G stocks prior to filing date.
- Must resolve creditor objection.
- Must resolve NJMVC Must file Pre-confirmation certificate.


Plan:$250 x 60 begin 6/1/21; Base
3/3 payments
last claim 5-1. Bar date:7/12/21
Matter ResolvedRequest
Adjourment
1409/8/2021 10:00 am21-13690 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $944.00  
AS OF 9/7/2021 (at):

ADJOURNED TO 10/13/2021 COINCIDE WITH HEARING ON MOD PLAN.

RECOMMEND: $523.36 PAID TO DATE, $422 x 56 BEGINNING 10/1/2021, BASE

1. Objection filed by Fay Servicing/Wilmington Trust (Friedman Vartolo) - failure to cure arrears of $17,615.20 per POC. (MOD PLAN PAYS FULL ARREARS AND NO OBJ TO MOD PLAN)

2. Trustee's objection:
- The debtor has insufficient income ; disposable income verifies $ -151.09..
- The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that completes Part 7b as a cramdown to $0 (MOD PLAN FILED 9/3/2021)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Service on motions in plan was issued with no transmittal letter to Specialized Loan. (CERT OF SERVICE FILED)
- Must file Pre-confirmation certificate. (FILED)
- Must resolve creditor objection. (MOD PLAN RESOLVES OBJ)

MP before confirmation proposes: $523.36 paid to date, $422 x 56 beginning 10/1/2021, $0 to guc's
Arrears: $756.64
(1. Plan was modified to pay Fay's proof of claim in full through the plan
2. Plan was modified to address Specialized Treatment in Part 7b of plan)
Matter ResolvedRequest
Adjourment
1419/8/2021 10:00 am21-13720 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $461.00  
As of 8/31/21 (DS): 1. BELOW ISSUES STILL NOT RESOLVED.

7/14/21 (DS): 1. Trustee obj to the following:
- Need current market analysis with comparables in the last 6 months and 2020 tax returns.
- As of now, there is $9,023.61 non-exempt equity in real property. Trustee has requested updated info on property comparable sales. The 3 provided are 2 from May & 1 for August 2020 and do not reflect the current market value of the real property, per Zillow property valued $525,800.
- Santander ending balance as of 4/30/21 is $2,811.18. Schedule B and C should be amended as there is now non-exempt equity in bank account. JOINT ACCT, HALF INTEREST IS PER SCHED B.
- Debtor is currently on unemployment, must add language to confirmation terms Trustee requires update proof of income and amended schedules I & J within 6 months of confirmation.
- Must file Pre-confirmation certificate.

Prop Plan $461 x 60 begin 6/1/21; Dollar Base $9,158.59
Matter ResolvedRequest
Adjourment
1429/8/2021 10:00 am21-13748 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,740.00  
AS OF 9/1/21 (SF)

1. The plan proposes to pay $14,000 to Oak Tree Equities (Residiential Lease). No claim has been filed. Claim should be stricken or late claim must be filed along with motion to allow late claim.

2. Trustee objection:
- A copy of the last filed tax return - 2020 (RECEIVED AND TAX REFUND IS $3956)

- Verified income leaves monthly disposable income of $871.83. (DUE TO HIGHER TAX REFUND DISPOSABLE INCOME IS NOW $1110 WHICH REQUIRES A BASE OF $31,968)

- The Schedules fail to account for the debtor(s) tax refund in the amount of $3956 when determining disposable income.

- The Plan fails to provide for a prompt cure of rental arrears. (PROPOSED PAYMENT IS NOT ENOUGH TO PAY PROMPT CURE)

- Need to file Pre-Confirmation Certification.


Plan proposes $870 x 18, $200 x 42 0%b w/wage order
Payments: 3/4 Arrears: $870


RESOLVED ISSUES:
- Objection filed by Capital One Auto Finance (Jason Schwartz) - to cram (RESOLVED VIA C/O)
- Need a statement for the debtor's 401k loan. (RECEIVED, EXPIRES 2/21/25)
Matter ResolvedRequest
Adjourment
1439/8/2021 10:00 am21-14020 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,567.00  
ADJ to 10/13 for bank statements
As Of 8/31/21(mk):


1.Objection by Nationstar( McCalla):
plan fails to cure arrears (OTBS to pay POC)

2. Trustee objection:
- need April & May TD bank statements.
-As of now there is $3,543 in non exempt equity in the TD bank account.
-Need proof of service on the IRS. cram of secured deb (STRIKE CRAM AND PAY PER POC)


Plan:$1567 X 60; MIN $3542
3/3 payments
last claim:12-1,bar date:7/23/21
Matter ResolvedRequest
Adjourment
1449/8/2021 10:00 am21-14039 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $500.00  
As of 8/31/21 (DS): 1. Trustee obj to the following:
- Need 2019 and 2020 tax return or certificate of non-filing of taxes and April 2021 bank statements for both #6154 and #6060.
- There is non-exempt equity on real property $46,260.50, more than what plan is proposing. Plan has $44,000 (OKAY TO USE $46k PER DAN).

Prop Plan $500 x 12; $775 x 48 begin 6/1/21; Dollar Base $44,000
Matter ResolvedRequest
Adjourment
1459/8/2021 10:00 am21-14042 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing Rescheduled (MBK)Continued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $2,156.00
AS OF 9/3/21 (SF) UPDATED - PLAN IS NOT FEASIBLE (MP FILED AND SCHEDULED FOR 10/13/21)

AR REC DISMISSAL UNLESS ATTY CAN DEMONSTRATE FEASIBILTY


1. Objection filed by City of Trenton (Francis Ballak) - failure to pay amount due of $39,199.32

2. US Bank as CST for Red Clover 1 LLC (TSC) filed secured claim 4-1 in the amount of $25,527.10 which is not addressed in plan. (PLAN IS NOT FEASIBLE)

3. Trustee objection:
The debtor has failed to supply the Trustee with the following document (s):
Need April - May bank statements for TD account. (RECEIVED. IS DEBTOR STILL RECEIVING UNEMPLOYMENT BENEFITS?)
Need to file Pre-Confirmation Certification. (FILED)


Plan proposes $538.95 x 60 Base
Payments: 3/3






Matter ResolvedRequest
Adjourment
1469/8/2021 10:00 am21-14145 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $0  

updated as of 8/27/2021 (JMA)
issues as of 8/23/2021 (JMA)

1) City of Trenton (Goldenberg Mackler) Objection to confirmation - need to resolve
-claim filed $60,587.62
2) Trustee objection to confirmation - need to resolve
-need April and May bank statements for account ending in #4313 NO STATEMENT FOR THIS ACCOUNT HAS BEEN PROVIDED
-the schedules fail to account for the debtors tax refund in the amount of $1,924 when determining disposable income
3) New Jersey Motor Vehicle Commission filed claim 3 for $12,544.23 with $3,182.28 as secured and $9,361.95 as unsecured and arrears in the amount of $12,544.23 - NEED TO ADVISE TRUSTEE HOW THIS CLAIM IS TO BE TREATED IN THE PLAN OR MOVE AGAINST THE CLAIM

proposed plan $1,000x7, $1,154.87x53 base plan
paid in $2,000
last claim 3

RESOLVED ISSUES:

-need proof of 2 months income - March and April paystubs for debtor RESOLVED, PROVIDED
-need declaration page from car insurance policy RESOLVED, PROVIDED UPDATED POLICY
-need to file Pre Confirmation Certification RESOLVED, FILED
-need clarification as to unemployment income. proof provided shows $154/weekly
Matter ResolvedRequest
Adjourment
1479/8/2021 10:00 am21-14191 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,500.00
As of 9/7/21 (DS): Ok to confirm at $500 x 36 begin 6/1/26; 100% with a minimum of $113,326.43, due to non-exempt equity on all assets and refinance on Orange Ave by 6/1/2022 (Low Trustee payment, creditors to be paid once refinanced)

As of 7/23/21 (DS): Debtor attorney requested adjournment to allow time to collect all docs

7/28/21 (DS): 1. Trustee obj to the following:
- There is non-exempt equity on real property $40,100, bank acct $27,247.07, Exelon Shares $24,812, and Life insurance policies $21,167.36.

Prop Plan $500 x 12 begin 6/1/21; 100% and Refinance on Orange Ave by 6/1/2022
Note: 2020 Tax return and bank statements provided. Life insurance statements provided as well as Exelon statement.
Matter ResolvedRequest
Adjourment
1489/8/2021 10:00 am21-14197 / MBKDAVID G BESLOW, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 5 required payments   Arrears: $174.00  Total Paid In: $1,826.00
8/25 workup for the 9/8 calendar EDC

**CAN CONFIRM AT:
$400 x 60 beg 6/1/21 pro rata-trustee will not pay Cantebury HOA unless a claim is filed

modified plan filed 7/27/2021 docket #20
-fee app in 7 days
-proposes to pay Cantebury HOA but no claim filed-cannot pay unless claim filed

---------------------------
1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - income verified at negative $431
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-must file Pre Confirmation Certification with Court FILED
2) Wells Fargo Bank NA filed claim partially secured/unsecured - need to advise how they intend to treat this claim or move against the claim--MP surr

proposed plan $400x60 base plan
paid in $1,000
arrears $200
last claim 7
Matter ResolvedRequest
Adjourment
1499/8/2021 10:00 am21-14232 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 8/20/2021 (JMA)

1) City of Trenton (Goldenberg, Mackler) objection to confirmation - need to resolve
-amount due on lien over life of plan is $96,888.53
-this is debtor's fifth filing
-bad faith filing

proposed plan $1000x6, $1639x54 base plan
paid in $3,000
last claim 5
Matter ResolvedRequest
Adjourment
1509/8/2021 10:00 am21-14249 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $600.00  
issues as of 8/20/2021 (JMA)

1) 341 not held, not rescheduled
2) Not current with Trustee plan payments, arrears $300
Matter ResolvedRequest
Adjourment
1519/8/2021 10:00 am21-14319 / MBKSTEVEN N. TAIEB, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $4.00  Total Paid In: $1,200.00
AS OF 9/2/2021 (at):

RECOMMEND: $600 TO DATE. $304 x 56 BEGINNING 10/1/2021, BASE


1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Value of all collections on Schedule B Part 8. (AMENDED)
- Amendments to Schedules C to take exemptions on collection of values. (AMENDED)
- The debtor has failed to supply proof of identity to the Trustee. (RECEIVED per dm)
- Must file Pre-confirmation certificate. (FILED)


Plan proposes: $300 x 60 beginning 6/1/2021, 0% to guc's
Payments: 2/4, arrears $600
Matter ResolvedRequest
Adjourment
1529/8/2021 10:00 am21-14420 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 9/2/2021 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

2. Objection filed by Chase (Fein Such - residence) - failure to cure arrears of $337.16.

3. Objection by Chase (McCalla 8 Wilson Way) - plan does not propose adequate protection payments.

4. Objection filed by Chase (McCalla 10 Wilson Way) - plan does not propose to pay arrears of $999 Per POC. (RESOLVED)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - for 4 Main Street, Suite 1, Helmetta, NJ and 42 -44 Main Street, South River, NJ (NOT RECEIVED)
The debtor has failed to supply proof of Social Security Number to the Trustee.
- Need documentation showing cash value of wife's whole life policy. (NOT RECEIVED)
- Transfer of vacant lot in the Poconos on 5/7/2021. Sale price was $57,500 and net proceeds to debtor and spouse in the amount of $52,452.08 - need closing information on this transaction (RECEIVED)
- Trustee to receive any non exempt proceeds from the sale of 8 Wilson Way and 10 Wilson Way. (LANGUAGE ADDED)
- The confirming order on the 100% plan should preserve a threshold of $1,107,000 (LANGUAGE ADDED)

Plan proposes: $2,000 x 60 beginning 6/1/2021, sale of 8-10 Wilson Way by 11/30/2021, 100% Plan
Payments: 3/4, arrears $2,000
Matter ResolvedRequest
Adjourment
1539/8/2021 10:00 am21-14493 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $700.00  
As of 8/31/21 (DS): 1. Trustee obj to the following:
- Need CMA (doc provided dated 9/7/20, petition filed 5/28/21, Zillow list property $325,400, there may be non-exempt equity pending updated CMA), 2020 tax return and bank statements for 2 accts ending#3707 and #6912 for March, April and May 2021 (docs provided are dated 2020).
- 22c Line 45 shows disposable income $3,245.88 which requires minimum dividend $194,752.80 to gucs and should be a 100% plan.
- Excessive expenses on Schedule J such as: $610.99 Car payment; $571 Husband car payment; $930 Pet costs; $149.25 Timeshare maintenance fees (this is a luxury item).
- Income verified higher than scheduled, disposable income $2,792.66 (if there
are adjustments to Schedule J for excessive expenses, disposable income would be higher).

2. Must resolve IRS estimated claim, 2018 and 2020 tax returns not filed.

3. 2 arrear claims filed for lease vehicles by ACAR Leasing 2020 Cadillac X14 and 2017 Cadillac XT5 with arrears $5,877.79 and $2,634.61, not in plan and not on Schedule G, but listed on Sched F.

Prop Plan $700 x 60; Base
Note: Bank statement provided for non-filing spouse bank acct and loan for car (not joint acct#27720) and joint acct provided.
Matter ResolvedRequest
Adjourment
1549/8/2021 10:00 am21-14554 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanWithdrawnDebtor has made 1 of 4 required payments   Arrears: $1,831.00  
UPDATED 9/7/2021 (JMA) - MODIFIED PLAN SCHEDULED FOR 9/8 WAS WITHDRAWN AND NEW MODIFIED PLAN FILED AND SCHEDULED FOR 10/13/2021

issues as of 8/20/2021 (JMA)

1) The modified plan Part 6 while it states the lease is rejected, it also states post petition payments resume 7/21 - for clarification the Trustee needs to strike that part of the provision - kindly review and advise
2) Trustee objection to confirmation - need to resolve
-need proof of 2 months income for May and June 2021
-need updated auto insurance, if not confirmed by 8/11/2021, insurance expires 8/28/2021
-the schedules fail to account for the debtors tax refund in the amount of $962 when determining disposable income
-the plan fails to provide for a prompt cure of rental arrears MODIFIED PLAN REJECTED LEASE
-the debtor failed to provide proof of service with respect to plan motions - RESOLVED, SERVED 8/3/2021
-need 2 months bank statements from all accounts, prior to filing date
-must file Pre Confirmation Certification with Court

proposed plan $700x60 0% plan
paid in $969.24
arrears $430.76
last claim 18
Matter ResolvedRequest
Adjourment
1559/8/2021 10:00 am21-14581 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $800.00
AS OF 9/2/2021 (at):

RECOMMEND: $400 PAID TO DATE, $229 x 57 BEGINNING 10/1/2021, BASE
Claim #5 filed by Legacy Mortgage will be paid through the Plan.


1. Objection filed by NJM a/s/o Nunziato (Parker Young) - failure to cure unsecured claim for Order for Judgment of $20,265.04. (MOTION TO AVOID LIEN GRANTED 8/25/2021)

2. Legacy Mortgage Asset/Select Portfolio filed a secured claim #5 in the amount of $854 which is not the plan. Is it ok to pay this claim?

3. The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- Amendments to Schedules I to add social security income. (AMENDED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on Westlake Financial for cram of 2015 Nissan. (CERT OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by New Jersey Manufacturers. (RESOLVED)

Plan proposes: $196.84 x 60 beginning 7/1/2021, base
Payments: 2/3, ARREARS $190.52
Matter ResolvedRequest
Adjourment
1569/8/2021 10:00 am21-14841 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $550.00  Total Paid In: $1,650.00
As of 8/31/21 (DS): Ok to confirm at $550 x 60 begin 7/1/21; 100% to gucs

Prop Plan $550 x 60 begin 7/1/21; 100%
Note: Obj with Wells Mtg resolved to pay arrears.
Matter ResolvedRequest
Adjourment
1579/8/2021 10:00 am21-15048 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $5,919.00
AS OF 9/7/21 (SF) UPDATED


RECOMMEND $4299 PTD, $1620 X 45 (BEGIN 10/1/21) 100% PLAN
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS


Note: Due to excess income recommend 36 month plan


1. Trustee objection:
- EXPLANATION OF EXTENDED HOME OWNERS LIABILITY COVERAGE;

- NEED VERIFICATION OF RENT PAYMENTS (NOT RECEIVED)

- Form 122c-2 Line 45 Shows monthly disposable income $3,302.26 which requires minimum
$198,135.60 dividend to general unsecured creditors

- DEBTOR IS NOT PAYING ALL OF DISPOSABLE INCOME INTO PLAN, NET DISPOSABLE INCOME VERIFIES AT $2757.37 PER MONTH

-need updated comparable sales for real property. Comparables submitted are for homes sold 1 year before this filing. Zillow value is 261,000 and those comparables are w/in 1 -7 mos and value range is 245,00- 280,000. Trustee objects to debtor value of 168,000. (USED $245,000 AND THERE IS NO EQUITY. PLAN PROPOSES 100%)

-must file pre conf cert.

Plan proposes $1433 x 60 100%
Payments: 2/2

RESOLVED ISSUES:
- Limited objection by Harley-Davidson (Gavin Stewart) - failure to treat claim in plan (MP FILED)
- Amendments to Schedules FOR MOTORCYCLE (AMENDED)
Matter ResolvedRequest
Adjourment
1589/8/2021 10:00 am21-15214 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $972.00
As of 9/7/21 (DS): Ok to confirm at $338 paid, $429 x 57 begin 10/1/21; Base with a minimum dividend $6,000 and add to confirming order Trustee ok to pay the arrears claim of First National Bank of Omaha claim#12-1, Ford Motor Credit claim#4-1 and Lakeview Loan claim#8-1

1. Secured claim filed by First National Bank of Omaha, which is a judgment lien in the amount $10,516.98. Emailed Debtor attorney to inform that needs to be paid. PER EMAIL FROM ATTORNEY OK TO PAY CLAIM

ADJ TO 9/8 FOR SAVINGS ACCT STATEMENTS

8/25/21 (DS): 1. Trustee obj to the following:
- Need 2 months savings account statements from OceanFirst Bank prior to filing date. - PROVIDED
- There is non-exempt equity on real property $1,544.34 and estimated in savings. NO EQUITY
account, once statement is provided. - STATEMENT PROVIDED UP TO 5/31/21, PETITION FILED 6/25/21. EMAILED DEBTOR ATTY 9/1/21 TO PROVIDE AND AMEND SCHED B AND C. - AMENDED SCHED B AND C FILED, NO EQUITY
- Must resolve creditors objections. - RESOLVED

2. Ford Motor Credit (MORTON) obj to 2018 Ford Explorer not in plan. Plan is silent to treatment of vehicle. (OTBS TO ASSUME LEASE)

3. Lakeview (McCABE, WEISBERG & CONWAY, P.C.) obj to arrears owed $2,233.91, POC filed arrears $2,233.92. OTBS OKAY TO PAY ARREARS

Prop Plan $169 x 60; Dollar Base $6,000
Note: 2020 Tax return and homeowner insurance provided. Bank statements and amended Sched B and C filed.
Matter ResolvedRequest
Adjourment
1599/8/2021 10:00 am21-15291 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Need Cert regarding pay fluctuations and proof of income to demonstrate pay fluctuations - ADJ to 10/27

AS OF 9/1/2021 (at):

RECOMMEND: $1,995 PAID TO DATE, $1,000 x 44 BEGINNING 10/1/2021, 100% TO GUC'S
Need to file Pre-Confirmation Certification within 7 days of confirmation.


Trustee's objection:
- The debtor has failed to file a feasible plan - that proposes a tier plan, car payments $216 will end in month 7.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Income verifies much higher $6,801, disposable income is $1,456.12.
- The current Plan does not specify treatment of Wells Fargo bifurcated claim 4 -1 under the Plan.
- Arrears claim filed by Carrington Mortgage $533.71.
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $665 x 60 beginning 7/1/2021, not less than $33,160 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1609/8/2021 10:00 am21-15308 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $660.00  Total Paid In: $1,980.00
As of 8/31/21 (DS): Ok to confirm at $660 x 60 begin 7/1/21; Base

Prop Plan $660 x 60 beg 7/1/21; Base
Matter ResolvedRequest
Adjourment
1619/8/2021 10:00 am21-15340 / MBKJ. Todd MurphyConfirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $228.00  
AS OF 9/2/2021 (at)

1. 341 has not been held or reschduled.
2. Payments: 2/3, arrears $787.66
Matter ResolvedRequest
Adjourment
1629/8/2021 10:00 am21-15375 / MBKMARK GOLDMAN, ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $712.00  
issues as of 8/20/2021 (JMA)

1) Select Portfolio/Federal Home Loan Mortgage Corp (Fein Such) objection to confirmation - need to resolve
-arrears $85,472.30
2) Trustee objection to confirmation - need to resolve
-need statement for NJ Law & Public Safety Credit Union
-the debtors is not paying all disposable income into the plan - income verifies higher at $7,145.44 than scheduled $6,732.50
-the plan provides for payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - as of now, there is $20,605.30 in non exempt equity in real property - AFTER REVIEW OF FILED CLAIMS, PROPERTY ANALYSIS UPDATED AND THERE IS NO LONGER NON EXEMPT EQUITY IN REAL PROPERTY
-need statement showing balance due for Pension Loan
-need supporting documentation for $600/month support expense
-need to resolve Select Portfolio objection
-must file Pre Confirmation Certification with Court
-need accountant's statement of value for the Keroli Company Operations LLC stocks 100% owned by debtor
3) Debtor's plan does not follow Trustee standard order of distribution

proposed plan $712x24; $2112x36 base plan
paid in $712
arrears $712
last claim 3
Matter ResolvedRequest
Adjourment
1639/8/2021 10:00 am21-15451 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $150.00  Total Paid In: $200.00
AS OF 8/24/21 (SF) - May wish to adjourn to after bar date of 9/10/21. Need updated homeowners and auto insurance. (RECEIVED)


1. Credit Union of NJ filed bifurcated claim. $3079.54 as secured and $3079.54 as unsecured. May need amended claim. (SET UP AS SECURED ZERO ARREARS)

2. Trustee objection:
- Will need updated homeowner's and car insurance prior to confirmation 9/8/2021.

- A Modified Plan that pays 100% to guc's. Current plan is a base plan.

- Amendments to Schedules B to add the 2008 Toyota.

- Verified income leaves monthly disposable income of $410.33.

-The Schedules fail to account for the debtor(s) tax refund in the amount of $3,376.00 when determining disposable income.
- (1) There is $80,729 in non exempt equity in the residence.
(2) The value of the debtor's inheritance is unknown at this time but it appears that there will be non-exempt proceeds. The debtor will file a certification outlining the assets for the trustee.
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.

Plan proposes $100 x 36 Base; Plus N/E Proceeds from inheritance
Payments: 2/2

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- Will need updated homeowner's and car insurance prior to confirmation 9/8/2021. (RECEIVED)
Matter ResolvedRequest
Adjourment
1649/8/2021 10:00 am21-15478 / MBKANDREW CARROLL, ESQ.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 2 of 3 required payments   Arrears: $885.00  
As of 9/1/21 (DS): MOD PLAN FILED 9/1/21 AND SCHED 10/13/21, MUST SUBMIT CONFIRMATION ADJOURNMENT REQ.

As of 9/1/21 (DS): 1. Trustee obj to the following:
- There is non-exempt equity on real property $91,625.16. RECOMMEND WAITING PASS BAR DATE 9/13/21, TOTAL UNSECURED CLAIM FILED, WHICH INCLUDES ONEMAIN BIFURCATED CLAIM IS $12,933.46.
- Must resolve OneMain bifurcated claim, secured with no arrears, but list unsecured portion $2,800.17. How will claim be handled?

Prop Plan $885 x 59 begin 9/1/21; Dollar Base $164,000
Note: Mod plan filed to correct Section 8c and 8d and adds trustee standard order of distribution. Amended Sched C takes real property exemptions.
Matter ResolvedRequest
Adjourment
1659/8/2021 10:00 am21-15532 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $193.00  
As of 9/1/21(mk): atty provided proof of a payment


1. No payments. 0/2.

2.Objection By Santander( Morton):
-lease in name of no filing spouse
- cram under values.

3.Trustee Objection:
-Need updated car insurance prior to confirmation hearing.
-Need a copy of the residential lease/proof of rent.
-Verified income leaves monthly disposable income of $654.00.
-Need proof of service on Colton Gesser, Discover, Dona Pilcher, Robert Planter and Ross Gottlieb.
Need to file Pre-Confirmation Certification. (Filed)
Need to resolve objection by Santander.

Plan:192.69 X 60; BASE
0/2 payments
last claim:6-1, bar date:9/14/21
Matter ResolvedRequest
Adjourment
1669/8/2021 10:00 am21-15543 / MBKBENJAMIN JAMIE GINTERConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 5 of 3 required payments   Arrears: $0  

AS OF 9/2/2021 (at):

RECOMMEND: $375 PAID TO DATE, $951 x 58 BEGINNING 10/1/2021, 100% TO GUC'S
Claims will be paid according to the Trustee's order of distribution.
Need to file Pre-Confirmation Certification within days of confirmation.
Non exempt proceeds from Personal injury suit are to be turned over to the trustee.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need June and July bank statements for Chase accounts #7979 and #3137. (NOT RECEIVED)
- Need statements for the Data Dog, Apple and NIO stock accounts. (RECEIVED)
- Need a statement for the debtor's 401k loan. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$900/month for food for two
$300/month for clothing for two
$250/month for personal care
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -
- Verified income leaves monthly disposable income of $1,702.00.
- Reviewed the 22C, monthly disposable income is $11,274 (June gross/6 months). Per the 22C, monthly disposable income is $3,033 which would require a minimum dividend of $181,980 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,264 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (LANGUAGE ADDED)
- Confirming order should provide for non exempt proceeds from PI lawsuit to trustee. (LANGUAGE ADDED)

Plan proposes: $375 x 60 beginning 8/1/2021, base
Payments: 1/2, arrears $375
Matter ResolvedRequest
Adjourment
1679/8/2021 10:00 am21-15596 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $571.00  
As of 8/20/21 Debtor attorney requested adjournment, 341 sched 8/26/21
Matter ResolvedRequest
Adjourment
1689/8/2021 10:00 am21-15604 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $156.00  
As of 8/20/21 341 not held; missing the following documents: 30 days additional proof of income from May 2021, Co-Debtor 60 days proof of income from May and June, 2020 tax return, 2 months bank statements prior to filing date, CMA, Deed mortgage statement, current homeowners insurance and current auto insurance for 3 vehicles.
Matter ResolvedRequest
Adjourment
1699/8/2021 10:00 am21-15614 / MBKPETER J BROEGE ESQConfirmation Hearing ScheduledContinued
11/10/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,322.00  
AS OF 8/30/21 (SF) UPDATED

1. State of NJ filed secured claim 4-1 for $10,981.91 which is not addressed in plan. (DEBTOR ATTY SENT LETTER TO CREDITOR DISPUTING ALLEGED SECURED CLAIM AND ASKS THAT AN AMENDED CLAIM BE FILED TO REMOVE SECURED PORTION. IF NOT, ATTY WILL FILE MOTION TO RECLASSIFY CLAIM) The plan proposes to pay value of debtors personal property to IRS secured claim.

2. Note: Debtors anticipate filing an adversary proceeding for a declaratory judgment that the student loan debts are nondischargeable.

Plan proposes $1322 x 60 BASE
Payments: 1/1

RESOLVED ISSUES:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: (MOOT DUE TO SS INCOME
$700/month for food
$300/month for clothing
$375/month for life insurance
- Trustee objection:
The debtor has failed to supply the Trustee with the following document (s):
- Business profit & loss statements (RECEIVED)
- Business forms - for Venex, Inc. and Certification regarding business operations. (RECEIVED)
- Need June and July bank statements for Chase account #5294. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
1709/8/2021 10:00 am21-15615 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $810.00
AS of 8/31/21(mk):

**CAN REC CONFIRM AT $270 X 60 ,BEGIN 8/1/21;BASE**


1. Trustee Objection:
-debtor(is not paying all disposable income into plan .
-income verified higher, monthly disposable net $494.(PLan is 60 mos so
this is ok)
- no POC from mtg co yet . plan n has -0- arrears.


Plan:$270 X 60 BEG 8/2021; BASE
payments:1/1
last claim 14-1, bar date:9/17/21
Matter ResolvedRequest
Adjourment
1719/8/2021 10:00 am21-15639 / MBKKirsten B. Ennis Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 3 required payments   Arrears: $0  
Total Paid In: $400.00
AS OF 9/1/2021 (at):

RECOMMEND: $100 x 4 BEGINNING 8/1/2021, $400 x 58 BEGINNING 12/1/2021, BASE WITH A MININUM OF $6,507 TO GUC'S DUE TO NON EXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
Need updated income and amended I and J by 2/28/2022.
Need Pre-Confirmation Certification within 10 days of confirmation.


1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Bank statement from Bank of America prior to filing date. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $285. (OK)
The Schedules fail to account for the debtor(s) tax refund in the amount of $2,205 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property estimated $6,257, 2000 Dodge $250, 2005
Cadillac (pending amended Sched B and C) and non-exempt equity in bank acct (pending statement). (EXEMPT)
- Need to add to confirming order Debtor to provide 2 months updated proof of income nd amended Sched I and J by 12/1/21.
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $100 x 4 beginning 8/1/2021, $400 x 56 beginning 12/1/2021, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1729/8/2021 10:00 am21-15651 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,330.00
As of 8/30/21 (DS): Ok to confirm at $710 x 60 begin 8/1/21; 100% with a minimum of $250,253.04 to gucs, due to non-exempt equity

Prop Plan $710 x 60 begin 8/1/21; 100%
Note: Pre-confirmation cert filed.
Matter ResolvedRequest
Adjourment
1739/8/2021 10:00 am21-15710 / MBKPRO SEConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $270.00  
Matter ResolvedRequest
Adjourment
1749/8/2021 10:00 am21-15875 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 now on for 9/23/21.
1/1 payments.

NEED TO REQUEST ADJ OF THIS 9/8/21CONF HEARING
Matter ResolvedRequest
Adjourment
1769/8/2021 10:00 am21-15994 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $924.00  
AS OF 09/03/21 (SF) UPDATED


1. 341 NOT HELD -RESCHEDULED TO 9/23/21
2. NO PAYMENTS: 0/1 ARREARS: $462 (COPY OF CERTIFIED CHECK PROVIDED FOR $924. ATTY TO SEND IN)


Matter ResolvedRequest
Adjourment
1779/8/2021 10:00 am21-15996 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 5 of 3 required payments   Arrears: $0  

As of 8/31/21(mk);

1.Objection by Select Portfolio(Fein Such):
-fails to pay full arrears. (PER RAY, PAY PER POC, NO ORDER NEEDED)

2. Trustee Objection:
-need Amendments to schedules B22 and schedule "I" to include $800 rent receiving from "mother/daughter" located on the property
-need Ocean First checking acct #7644 statements for July 2021.
-Improper exemption:
uses 5141b)(11) exemption using uniform transfer to minors act. e there are numerous withdraws from this account including for example $4,400 on 6/15/2021 transferred to debtors checking account. On the statement ending 6/30/2021 a total of $6,780 was withdrawn from the minor account. Trustee needs certification regarding this withdrawal.
--based on statements provided there is non exempt equity in bank accounts as follows: acct#9006 $1,57.27; acct#7057 $120; acct#7644 $1,884.47 for total non exempt equity $2,161.74
-need to resolve creditor objection

Plan:$300 X 36 BEG 8/2021; BASE
2/1 payments
last claim:10-1, bar date:10/5/21
Matter ResolvedRequest
Adjourment
1789/8/2021 1:00 pm18-17544 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $17,380.00
Matter ResolvedRequest
Adjourment
1799/8/2021 1:00 pm18-17699 / MBKRUSSELL L LOW, ESQMotion CompensationGrantedTotal Paid In: $67,526.00
Matter ResolvedRequest
Adjourment
1809/8/2021 1:00 pm18-24546 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $26,504.00
Matter ResolvedRequest
Adjourment
1819/8/2021 1:00 pm18-30178 / MBKHERBERT B RAYMOND ESQMotion CompensationGrantedTotal Paid In: $15,912.00
Matter ResolvedRequest
Adjourment
1829/8/2021 1:00 pm19-17481 / MBKDANIEL L. REINGANUMMotion CompensationGrantedTotal Paid In: $40,814.00
Matter ResolvedRequest
Adjourment
1839/8/2021 1:00 pm19-23425 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $36,316.00
Matter ResolvedRequest
Adjourment
1849/8/2021 1:00 pm19-24041 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $8,650.00
(AMT: EST TAX CLM STILL NOT RESOLVED PER 2/10/21 MP)
Matter ResolvedRequest
Adjourment
1859/8/2021 1:00 pm20-15555 / MBKAndrew Thomas Archer Motion CompensationGranted
Matter ResolvedRequest
Adjourment
1869/8/2021 1:00 pm20-22037 / MBKBRUCE C TRUESDALE ESQMotion CompensationGrantedTotal Paid In: $6,791.00
Matter ResolvedRequest
Adjourment
1879/8/2021 1:00 pm20-22740 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $1,685.00
Matter ResolvedRequest
Adjourment
1889/8/2021 1:00 pm21-10976 / MBKCarrie J. Boyle, Esq.Motion CompensationGrantedTotal Paid In: $5,337.00
Matter ResolvedRequest
Adjourment
1899/8/2021 1:00 pm21-14070 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $1,767.00
Matter ResolvedRequest
Adjourment
1909/8/2021 2:00 pm21-15710 / MBKPRO SEOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
1919/8/2021 2:00 pm21-16368 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1929/8/2021 2:00 pm21-16382 / MBKCANDYCE I SMITH-SKLAR, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1939/8/2021 2:00 pm21-16406 / MBKWARREN S JONES, JR ESQOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
1949/8/2021 2:00 pm21-16440 / MBKCAMILLE J KASSAROrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1969/8/2021 2:00 pm21-16452 / MBKWARREN LEVY, ESQ.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1979/8/2021 2:00 pm21-16492 / MBKDaniel Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1989/8/2021 2:00 pm21-16521 / MBKRUSSELL L LOW, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1999/8/2021 2:00 pm21-16547 / MBKSTEPHANIE SHRETER, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2009/8/2021 2:00 pm21-16584 / MBKJOHN ZIMNIS, ESQOrder Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes