| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 9/4/2024 9:00 am | 17-34307 / CMG | Kirsten B. Ennis, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | mk: per amt std order is fine. adj to 9/4/24 for posting 8/6/24:uploaded to 13 dox- copy of ck. for 4969.39 dated 8/5 payable to AR Trustee 2 weeks to 8/7 to pay off 4,969.39- NOT PAID AS OF 8/2/24 $4,969.39 IS IN SUSPENSE IF CASE IS REINSTATED 08/16/2024-KB 7/2/24(mk) : email from atty says:, my client is not on board with the amounts to reinstate the case and the payoff. Apparently, the HOA told her that she owes an additional 10K and I'm not clear whether it concerns pre or post-petition arrears. 6/27/(mk) requested atty submit a revised order providing Pay of of case - Atty reply=will do 6/25/24(mk) debtor to pay plan balance per payoff sent to atty case was a Cares Act case confirmed for 83 mos and dismissed in Mo 77 and when July hits we will be on mo 78. NEEDS TR REVIEW: MK: I think it Can only be re opened if she can pay of the base balance 6058.39 6/18/24: AR sent atty an email There is a plan balance of 6058.39 or 2919 to cure trustee default which can be made by cash or return of voided debtor refunds In addition, since this case has a bad payment history I will require TFS ewage and verification of payment of any outstanding post-petition condo fees |
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Matter ResolvedRequest Adjourment | 2 | 9/4/2024 9:00 am | 18-29622 / CMG | Bruce H. Levitt, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO CONT' ADMIN OF CASE AFTER DEBTOR DEATH needs to get current as of 8/23/24 arrears 5,372 Tr cert of default on 9/18 |
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Matter ResolvedRequest Adjourment | 3 | 9/4/2024 9:00 am | 19-11108 / CMG | Kirsten B. Ennis, Esq. | Creditor Certification of Default | Order to be Submitted | (AMT: THERE ARE NO FOH; ORDER SHOULD NOT PROVIDE FOR ANY PAYMENT IN PLAN)<> 8/19/24(mk): parties have resolved the issue and can be marked OTBS 8/6/24: CT : brief by parties as to creditor w/in 2 weeks that says Cert is moot and debtor response a week later ---------------- Then address: PER CT DEBTOR FILE A MOTION ASAP- AND A SCHEDULING ORDER AR NOTE DEBTOR ALLEGES PAYMENTS RETURNED CASE IS COMPLETE 8/7 PEREMPTORY:CASE IS COMPLETED and has EXPIRED - in mo 67 of a 60 mo plan 6/5 issue w/ payment history- Debtor obj<>WEICHERT FINANCIAL/Church St (Brock & Scott) Debtor says was continuously making postpetition payments but then told he was paid ahead and not to make payments .Debtor was surprised to learn that the mortgage company submitted a final cure of $33,000.00 when just last month they issued a statement with zero due. Debtor will file an Adversary Complaint regarding same. |
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Matter ResolvedRequest Adjourment | 4 | 9/4/2024 9:00 am | 19-15753 / CMG | Herbert B. Raymond, Esq. | Creditor Certification of Default | Granted | 9/3: DEBT'S OPP'N TO CERT WAS W/D Debtor obj, selling ppty(**WITHDRAWN**)<>US Bank/N. Oaks Blvd (Friedman Vartolo) Realtor was retained back in June 2024 |
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Matter ResolvedRequest Adjourment | 5 | 9/4/2024 9:00 am | 19-22958 / CMG | John O'Boyle, Esq. | Motion Relief from Stay (Fee) | Withdrawn | debtor opp'n>>MIDFIRST BANK/Baywood Blvd (KML) Debtor says : dispute amt of arrears- has made payments |
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Matter ResolvedRequest Adjourment | 6 | 9/4/2024 9:00 am | 19-25109 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Withdrawn | AMT; MP 9/4 **< Needs TR review-will agree to $4400 divided over 6 months Debtor obj, filed MP<>ARREARS |
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Matter ResolvedRequest Adjourment | 7 | 9/4/2024 9:00 am | 20-10909 / CMG | Erik M. Helbing, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 9/4/24:debtro made and posted payment of 3321 on 8/27- REVISED TERMS 68,396 PTD Then 1,485 x 5 Begin 9/1/24 8/1/24 AMT: $ 65,075 PTD (54); $ 1790 X 6 BEG 8/1/24 (ATTY OK)<<>> ARREARS; FAILED TO FILE $500 FEE APP FOR PRIOR TR MTN; PLAN WILL NOT COMPLETE TIMELY DUE TO PP ARREARS/FEES ADDED TO PLAN |
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Matter ResolvedRequest Adjourment | 8 | 9/4/2024 9:00 am | 20-15769 / CMG | Brian S. Thomas, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, current through June<> NATIONSTAR/Laurel Lane (RAS |
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Matter ResolvedRequest Adjourment | 9 | 9/4/2024 9:00 am | 20-20180 / CMG | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | per atty no defense to motion- case Dismissed on Tr motion SV/US BANK |
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Matter ResolvedRequest Adjourment | 10 | 9/4/2024 9:00 am | 21-12306 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Continued 9/18/2024 9:00 am | atty says debtor made 1,000 payment epay - adj 9/18 for posting and recap Debtor obj, will make partial pymt & requests recaP<> ARREARS as of 9/3/24 are 2,699. Last pay was 6/13/24 |
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Matter ResolvedRequest Adjourment | 11 | 9/4/2024 9:00 am | 21-16652 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymt<>ROCKET MTG /Lobelia Ln(KML) |
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Matter ResolvedRequest Adjourment | 12 | 9/4/2024 9:00 am | 21-18965 / CMG | Kevin C. Fayette, Esq. | Trustee Certification of Default | Trustee Order | (AMT: CORRECTED ORDER TO CHAMBERS: $12,921 PTD; $486 X 26 BEG 10/1/24 )<> AMT:- $ 12,121 PTD (33); $800 X 1 BEG 9/1/24; $ 186 X 26 BEG 10/1/24 (ATTY OK)<<>> Debtor obj, can pay $800 & requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 13 | 9/4/2024 9:00 am | 22-10046 / CMG | Yakov Rudikh, Esq. | Trustee Certification of Default | Withdrawn | AMT: CURED ARREARS/WILL COMPLETE TIMELY<<>> Debtor obj, will make payments<> ARREARS |
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Matter ResolvedRequest Adjourment | 14 | 9/4/2024 9:00 am | 22-10331 / CMG | John Zimnis, Esq. | Trustee Certification of Default | Withdrawn | AMT: MADE PYMT/OWES AUG & WILL COMPLETE TIMELY<<>> Debtor obj, made pymts<> ARREARS |
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Matter ResolvedRequest Adjourment | 15 | 9/4/2024 9:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT mp 9/4**< mk: conf has feasiblilry issue due to 5,100 conduit payment to begin 7/1- conf should be add to August date to see if July and August payments are made and we need Amended I &J and updated POI Debtor obj, filed MP<>FAILURE TO COMPLETE LM BY 12/1/23; EXTENDED LOSS MIT TERMINATED 4/26/24 |
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Matter ResolvedRequest Adjourment | 16 | 9/4/2024 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | ARREARS as of 8/27/24 are 13,976 |
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Matter ResolvedRequest Adjourment | 17 | 9/4/2024 9:00 am | 22-14538 / CMG | Donald C. Goins, Esq. | Trustee Certification of Default | Continued 10/2/2024 9:00 am | Debtor obj, <> ARREARS Debtor to make payments and post and then recap on 10/2 |
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Matter ResolvedRequest Adjourment | 18 | 9/4/2024 9:00 am | 22-15195 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | 1 payment to post by 9/18 8/29 AMT; Pymt posted/owes Aug (& Sept)<<>> Debtor obj, can pay <>ARREARS 12,193.95 Debtor advised that August will be paid by 9/6/2024 and then September will be paid by 9/27/2024 |
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Matter ResolvedRequest Adjourment | 19 | 9/4/2024 9:00 am | 22-16310 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 9/4/24: OTBS: AR NOTE HELD FOR DEBTOR PROOF OF PYMTS adj to 9/4 for attys to review Debtor obj, will pay<>NAT'L MTG/Ellis Rd (ROBERTSON) debtor thinks he's current - will provide proof.. |
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Matter ResolvedRequest Adjourment | 20 | 9/4/2024 9:00 am | 22-16636 / CMG | Joan Sirkis Warren, Esq. | Motion Relief from Co-Debtor Stay | Granted | TOYOTA MOTOR / 2020 Tundra (STEWART) |
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Matter ResolvedRequest Adjourment | 21 | 9/4/2024 9:00 am | 22-17880 / CMG | Karina Pia Lucid, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | Revised order submitted MP in 14 days- debtor got erma funding when case was dismissed so need an APOC Mk: case was dismissed on a TR cert for arrears that had no opposition. TR Limited obj: Motion does not address Tr arrears only ERMA funds for mtg arrears which will be over 7,000 when Sept comes If Dismissal gets vacated then must bring case current w/in 10 days and get ERMA motion relisted- so a revised order adding those terms. |
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Matter ResolvedRequest Adjourment | 22 | 9/4/2024 9:00 am | 22-19814 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 9/4 << HR>>>> Debtor obj, filing MP<>FAILED TO LM BY 9/1/23; LOSS MIT EXPIRED 5/22/24 |
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Matter ResolvedRequest Adjourment | 23 | 9/4/2024 9:00 am | 23-10919 / CMG | Kevin C. Fayette, Esq. | Trustee Certification of Default | Trustee Order | AMT: $ 5,175 PTD (18); $475 X 32 BEGINNING 9/1/24; PLAN EXTENDED TO 50 MO (atty ok)<<>> Debtor obj, making pymts and requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 24 | 9/4/2024 9:00 am | 23-11106 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj<>9/30/24:ARREARS 8,935- made a Aug payments REcap w/ ewage TR ORDER RECAP: $51,328 PTD Then 3,851 x 41 begin 10/1/24 |
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Matter ResolvedRequest Adjourment | 25 | 9/4/2024 9:00 am | 23-11217 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/2/2024 9:00 am | amt: MP 9/4 **ADJ 10/2/ PEREMPTORY**<<>> 5/29/24(mk): email to atty- SAYS FILED A MP AND WILL FILE OPP'N co debtor was employed as a nurse - now back in school (AMT: NEEDS TO ADDRESS ORDER #60, APPROVING REFI/MTG CLM RESERVED PENDING APOC OR NOTIFICATION THAT REFI DID NOT COMPLETE) <<>> ARREARS 23,496 as of 8/6/24 MTG Claim of Nationstar is supposed to be amended as debtor go t ERMA funds |
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Matter ResolvedRequest Adjourment | 26 | 9/4/2024 9:00 am | 23-11224 / CMG | Steven J. Abelson, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO AUTHORIZE REAL ESTATE PURCHASE Oder selling debtor's prior home entered 8/21- plan is 100% using proceeds to buy new home |
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Matter ResolvedRequest Adjourment | 27 | 9/4/2024 9:00 am | 23-11264 / CMG | Thomas J. Orr, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 9/3/24(mk) Order submitted Terms= OUTSIDE CURE Debtor obj, pymts made, not accounted for<>FREEDOM MTG /Perennial Lane (POWERS) post pet 2,745.26 as of 8/1/24 |
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Matter ResolvedRequest Adjourment | 29 | 9/4/2024 9:00 am | 23-11815 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT; mp 9/4< 7/19:Creditor filed cert of default- post pet arrears 15,754.70 on 9/4/24 AS of 8/25/24:(mk): ACCORDING TO ZILLOW- THIS PROP IS NOT EVEN LISTED FOR SALE... -------------- 8/7 PREMPTORY AS of 8/25/24:(mk): ACCORDING TO ZILLOW- THIS PROP IS NOT EVEN LISTED FOR SALE... MP filed on 7/3/24- extends time to sell property to 12/1/24 Debtor obj, filed MP< REC DISMISS>FAILED TO SELL TERRACE AVE PPTY BY 4/21/24 |
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Matter ResolvedRequest Adjourment | 28 | 9/4/2024 9:00 am | 23-11815 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Granted | debtor obj, has a buyer<> PHH/Terrace Ave (McCalla) No realtor has been retained and no listing agmt provided conf. 9/4/24 debtor's nephew looking to by property- conf 9/4 |
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Matter ResolvedRequest Adjourment | 30 | 9/4/2024 9:00 am | 23-12470 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Continued 10/2/2024 9:00 am | Debtor obj, filing MP<> ARREARS filing MP w/ amended schedules- |
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Matter ResolvedRequest Adjourment | 31 | 9/4/2024 9:00 am | 23-12727 / CMG | Eric J. Clayman, Esq. | Creditor Certification of Default | Order to be Submitted | 9/4/24:Settled/ OTBS working on a resolution. Debtor obj, made pymts not accounted for<>MAIDEN WOODS CONDO (McGovern) |
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Matter ResolvedRequest Adjourment | 32 | 9/4/2024 9:00 am | 23-12901 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | amt: MTN TO APPROVE LM >>objections filed and hearing on 9/18/24 6/24/24(mk):has LM trial for payments MAY JUNE /JULY then will file Motion to approve for final LM mk: 3/28/24 Debtor got approval for a LM on 3/22/24- now trial period the LM - debtor obj>FAILED TO LM BY 12/31/23 Debtor says LM package submitted waiting for lender reply- have PD TR and Mtg payments |
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Matter ResolvedRequest Adjourment | 34 | 9/4/2024 9:00 am | 23-13851 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | OTBS:Resolution Details: Debtor to cure by 8/30/2024; Debtor to resume regular monthly payment 9/1; 30 day default clause; fees and costs through Plan. debtor opp'n- will make full payment by 8/30/24>>ROCKET MTG/QUICKEN LOAN - Riva Blvd (STERN & EISENBERG) |
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Matter ResolvedRequest Adjourment | 33 | 9/4/2024 9:00 am | 23-13851 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/2/2024 9:00 am | MP 9/4 adj 10/2 8/28/24(mk) atty email: debtor still needs to get 2022 tax return filed- has not heard back form Tax Preparer group. needs time to resolve - has uploaded adj request for 10/2/24 for motion and MP Debtor obj, filing MP<> FAILED TO ADDRESS IRS LATE FILED CLM # 29-1 AND LATE FILED/PARTIALLY ESTIMATED NJ #28-1 >owes August payment. |
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Matter ResolvedRequest Adjourment | 35 | 9/4/2024 9:00 am | 23-13878 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Moot - Dismissed | 8/21/24:debtor wants to MP to sell RE and pay off case-will be filed in next few days AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<> BELTWAY CAPITAL/Bryant Dr ( Dembo) TR arrears 10,409 MK; Creditor/Beltway objects to conduit |
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Matter ResolvedRequest Adjourment | 36 | 9/4/2024 9:00 am | 23-14450 / CMG | Stacey L. Mullen, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | 8/19/24: Order submitted- outside cure 8/17:-working to resolve Debtor obj, requests recap<>UNITED ASSET MGMT /2nd mtg Tavernier St(HLADIK, ONORATO) |
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Matter ResolvedRequest Adjourment | 37 | 9/4/2024 9:00 am | 23-14450 / CMG | Stacey L. Mullen, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | MK; Order submitted= outside cure directly to creditor MCLP ASSET COMPANY/Tavernier St (PADGETT LAW) debtor says: debtor can pay $880 and pay balance over 6 mos MFR for 2nd Mtg on 8/21/24 |
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Matter ResolvedRequest Adjourment | 38 | 9/4/2024 9:00 am | 23-14593 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 8/30/24(mk): order submitted- cure outside by 9/30/24 Debtor obj, will make payments- made pymt<>PENNYMAC /Lime Rock Ln (POWERS) post pet 9,935.75- June - August debtor says will make payments |
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Matter ResolvedRequest Adjourment | 40 | 9/4/2024 9:00 am | 23-15116 / CMG | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | Debtor obj, made pymts<>ARREARS have been paid; case has not been paid off at 100% PLAN BALANCE AS OF 8/28/24 IS 7,854.41 >>Motion to modify POC on 9/4 NEEDS TO RESOLVE CAPITAL ONE POC #10-1 plan had secured unaffected - they filed a GUC claim (no deficiency stated) - plan is 100% - pay it in full at 100%?? |
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Matter ResolvedRequest Adjourment | 39 | 9/4/2024 9:00 am | 23-15116 / CMG | Donald C. Goins, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 9/18/2024 9:00 am | Capital One response (Lafvin Cedrone)<>MTN TO MODIFY CLM#10 to a secured debt |
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Matter ResolvedRequest Adjourment | 41 | 9/4/2024 9:00 am | 23-15553 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Granted | 8/23/24: creditor atty was away on 8/21 so was adj to 9/4 8/19/24(mk): creditor email- debtor made no payments and what is due now is 12,000- matter is PEREMPTORY to 8/21- creditor does not agree to another Order parties still discussing resolution - 8/21 PEREMPTORY AMT: TR LTR REQUESTING CONDUIT<> Debtor obj (*** WITHDRAWN**)<> CARRINGTON/Green Grove Place ( Hill Wallack Arrears $ 6,832 as of 4/19 debtor wants pay history |
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Matter ResolvedRequest Adjourment | 42 | 9/4/2024 9:00 am | 23-16227 / CMG | Robert Manchel, Esq. | Trustee Certification of Default | Trustee Order | RECAP IS :11,978 PTD Then 1,989 x 46 Begin 10/1/24-email to atty- ok to terms debtor is on TFS 4500 Posted 8/16/24 arrears as of 9/3/24 $8,233 Debtor obj, will make pymt & requests recap<> ARREARS - made august payment before that last pay March 2024 |
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Matter ResolvedRequest Adjourment | 43 | 9/4/2024 9:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | amt: MP 9/4 *** Debtor obj, filing MP<>FAILED TO LM/WILMINGTON BY 11/14/23, EXTENDED LOSS MIT EXPIRED 5/19/24; FAILED TO LM REAL TIME BY 12/1/23; FAILED TO FILE FEE APP FOR LM SVS FOR FEES PROPOSED IN 12/31/23 MP |
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Matter ResolvedRequest Adjourment | 44 | 9/4/2024 9:00 am | 23-16994 / CMG | Kevin C. Fayette, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>HYUNDAI CAPITAL /2020 Kia Sportage (EISENBERG) |
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Matter ResolvedRequest Adjourment | 45 | 9/4/2024 9:00 am | 23-17104 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | OTBS 9/4/24 for payment history PEREMPTORY 8/14/24: debtor pd 7,000 yesterday(funds from non filing spouse 7/2/24: atty needs to review w/ debtor - creditor ok w/ an adjournment to 8/7 ANY UPDATE? mk: per creditor - need updated pay history- adj to 7/3 Debtor obj, made pymts<>SELECT PORTFOLIO - Roberts Rd (ROBERTSON) arrears 5,216.02 as of 2/23/24 debtor says doing LM thru portal and has made payments |
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Matter ResolvedRequest Adjourment | 46 | 9/4/2024 9:00 am | 23-17616 / CMG | Joseph Casello, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | (amt: cred w/d obj to LM; per atty properly signed LM doc returned to mtg co)<> ORDER APPROVING LM ENTERED 3/15/24 AND MTG CLM ADJUSTSED. LATE OBJ FILED 8/1/24 STATING RE-DRAFTED LM WAS NEVER FILED. PLAN IS NOT FEASIBLE W/MTG POC #21-1 |
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Matter ResolvedRequest Adjourment | 47 | 9/4/2024 9:00 am | 23-18964 / CMG | Brian Gregory Hannon, Esq. | Motion Relief from Stay (Fee) | Withdrawn | TOYOTA MOTOR (STEWART) |
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Matter ResolvedRequest Adjourment | 48 | 9/4/2024 9:00 am | 23-19351 / CMG | Thomas G. Egner, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | MK: TR is okay w/ the creditor/ debtor resolution and conduit in event of future default 9/3/24(mk) : debtor atty email. Does not agree to conduit and has resolved w/ creditor for an outside cure over 6 mos. DEBTOR WILL AGREE TO CONDUIT IN THE EVENT OF A FUTURE DEFAULT AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests recap<>LAKEVIEW LOAN/ New Hampshire Rd (BROCK) >>debtor thought they had agreement to cure over 6 mos- **Creditor( M Fissal) REPLY TO CREDITOR=You emailed me about a 6 month cure but your filed opposition requests the balance of arrears be capitalized into the plan - which is it? Also, any Order resolving the MFR must be approved by my client so we have not settled this yet. |
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Matter ResolvedRequest Adjourment | 49 | 9/4/2024 9:00 am | 23-19439 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 9/3/24:mk: NO payment has been made( was supposed to be posted by 8/30. No updated pay stubs. PER DOC #52 Scheduling order ARREARS=3,971 Order entered 8/9/24 that :adj to 9/4 for payment- 3089 by 8/30/24 and submit to TR new paystub for new job debtor lost job- got a new one starts 8/12 8/6/24; adj request DENIED -last pay was in feb debtor needs time to get atty and address issues ARREARS 3089 (APRIL PYMTS RETURNED NSF); FAILED TO ADDRESS CAPITAL ONE AUTO PER PLAN CLAIM |
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Matter ResolvedRequest Adjourment | 50 | 9/4/2024 9:00 am | 23-19532 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Continued 10/16/2024 9:00 am | 8/31/24: creditor request to adj again- 10/16/24 PEREMPTORY 8/1mk: new servicer or loan - need more time to figure it out NEED STATUS? creditor request to adj to 7/3 -Loan is being transferred 6/1/- will be a new servicer and needs time to review. mk: creditor adj request from 5/1 to 6/5 to allow debtor to get current AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<>AJAX MTG/Fairfiled Ave (PLUESE BECKER) mk: post pet $5,518.41 as of hearing date |
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Matter ResolvedRequest Adjourment | 51 | 9/4/2024 9:00 am | 23-19553 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/16/2024 9:00 am | adj 10/16 for status 9/3/24(mk) debtor atty email says:Debtor submitted a loan mod application directly to the lender and not through the LM Program. Debtor will be requesting a 60 day adjournment to allow more time for the mortgage company to reach a decision 8/7/24(mk): Email form Lender: no LM by 6/21/24 and no extension filed for BK LM Program, so the BK LM Program has expired Debtor obj, pending response to LM pkg<>FAILED TO LM BY 6/21/24 lender has complete LM package - adj 9/4for review |
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Matter ResolvedRequest Adjourment | 52 | 9/4/2024 9:00 am | 23-19586 / CMG | Eugene D. Roth | Motion Compel | Order Previously Submitted | MTN FOR DEUTSCHE BANK TO DISCHARGE MTG 8/29/24(mk) CO submitted TERMS=bank to pay atty fees to debtor atty $1,500 and POC #9-1 is w/d |
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Matter ResolvedRequest Adjourment | 54 | 9/4/2024 9:00 am | 23-20416 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Continued 9/18/2024 9:00 am | Debtor obj, will make pymt & requests recap<> HONDA/2022 CRV (Stewart) creditro needs to verify payment history |
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Matter ResolvedRequest Adjourment | 53 | 9/4/2024 9:00 am | 23-20416 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/2/2024 9:00 am | AMT: MP 9/4** NEEDS RESOLUTION**<<>> order resolving creditr cert of default w/ M & T bank adds 18,146 to plan MP filed on 7/3>>ISSUES>> - removes Loss mit and makes it a sale/base plan Debtor obj, filing MP<>PLAN DENIED ON 4/3/24 AND FAILED TO FILE MP BY 5/1/24 creditor Stewart legal filed Cert of default(Honda CRV) on 6/27 |
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Matter ResolvedRequest Adjourment | 55 | 9/4/2024 9:00 am | 23-21432 / CMG | Ralph A. Ferro, Jr., Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | 94/24; 6,000 payment yesterday to post and proposal for resolution of balance of arrears Debtor obj, made $6,000 pymt & requests recap<>ARREARS as of 9/3/24 15,200 Last pay 5/10/24. |
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Matter ResolvedRequest Adjourment | 56 | 9/4/2024 9:00 am | 23-21461 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | adj to 9/18 to resolve AMT: TR LTR REQUESTING CONDUIT<> PHH MTG / MYRTLE aVE (RAS) Debtors oppose conduit and can cure arrears creditor will agree conduit |
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Matter ResolvedRequest Adjourment | 57 | 9/4/2024 9:00 am | 23-21690 / CMG | Robert Manchel, Esq. | Motion Sell Free and Clear of Liens under 363(f) (FEE) | Revised Order Submitted | 9/3/24(mk)REVISED ORDER SUBMITTED that addresses lender's concern Fed Home Loan response/no obj- JUST WANTS LIEN PAID IN FULL ( McCalla)<>MTN TO SELL WEBSTER AVPPTY<> MK: case originally confirmed at 100% - Filed MP for a base- HR for 100% Sale K for 389,000- that was value at confirmation and equity T/H is 152,788 guc total 13,470.61 8/1/24:Application for closing atty filed- and realtor was already retained. order has 21,000 to Tr which wll more than cover 100% of plan MP IS ON HR |
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Matter ResolvedRequest Adjourment | 58 | 9/4/2024 9:00 am | 23-21690 / CMG | Robert Manchel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | amt: mp 9/4< > debtor filed appl to retain realtor Doc #31- all it was was notice - then filed #32 w/ proper papers FAILED TO OBTAIN LM BY 5/22/24; FAILED TO FILE PRE CONF CERT BY 5/31/24 SALE MOTION ON FOR 9/4/24 |
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Matter ResolvedRequest Adjourment | 59 | 9/4/2024 9:00 am | 23-21976 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | CUSTOMERS BANK/Greenlawns Dr (KML) 8/3/24: parties attempting to resolve CONF ON 9/4:REC DISMISSAL |
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Matter ResolvedRequest Adjourment | 60 | 9/4/2024 9:00 am | 23-21992 / CMG | Jonathan Stone, Esq. | Motion Relief from Stay (Fee) | Granted | CONSUMER USA / 2022 Hyundai Kona (EISENBERG) |
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Matter ResolvedRequest Adjourment | 61 | 9/4/2024 9:00 am | 24-10142 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Order Previously Submitted | 8/28: Order submitted- cure outside by 9/4/24 Debtor obj, proposes full balance within 14 days<> TD AUTO FIN/2015 GMC Sierra (Gross Polowy) creditor needs to let atty know cure w/in 30 days or roll into plan |
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Matter ResolvedRequest Adjourment | 62 | 9/4/2024 9:00 am | 24-10316 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | 8/30/24: atty email says mailing $ order today for 1700 and we have 2023 tax return filed the 2023 return ADJ TO 9/18/24 TO BE COMPLETLEY CURRENT. Debtor obj, can pay by end of Sept<>ARREARS 2,830 AS OF 8/28/24; 2023 TAX RETURN(PROVIDED) ; NO PAYMENTS SINCE CONFIRMATION |
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Matter ResolvedRequest Adjourment | 63 | 9/4/2024 9:00 am | 24-10613 / CMG | James J. Cerbone, Esq. | Motion Sell | Granted | MTN TO SELL ENSIGN AV PPTY mk: closing atty appt. looks like no realtor involved- Order has NE proceeds to Tr . at sale price and no brokers commissions- will be around 50,000 NE exempt after debtor's exemption |
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Matter ResolvedRequest Adjourment | 64 | 9/4/2024 9:00 am | 24-10676 / CMG | Andrew Thomas Archer, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj, retaining new realtor(** WITHDRAWN**)<>FAILED TO SELL TREBING CT BY 7/31/24; ARREARS Mk;PER ZILLOW- HOME NOT LISTED FOR SALE AND NO APPL TO RTAIN RESLTOR HAS BEEN FILED |
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Matter ResolvedRequest Adjourment | 65 | 9/4/2024 9:00 am | 24-11017 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Granted | mk: parties working on resolving. ROCKET MTG /Vicky Ct (KML) |
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Matter ResolvedRequest Adjourment | 66 | 9/4/2024 9:00 am | 24-11288 / CMG | MaryBeth Schroeder, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | TR to prepare draft Conduit order- c= Need amounts from creditor 8/26 AMT: DEBTOR AGREES TO CONDUIT<<>> amt: TR LTR REQUESTING CONDUIT<> Debtor obj, proposing pymts & recap<>DEUTSCHE BANK /Forecastle Ave (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 67 | 9/4/2024 9:00 am | 24-11315 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | 9/18- PEREMPTORY debtor atty needs to review payment history Debtor obj<>US BANK TRUST NAT'L / Jackson St (ROBERTSON) arrears:3,361.48 as of 5/28/24-debtor says made payments - bank did not cash them.. and can cure in reasonable time |
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Matter ResolvedRequest Adjourment | 69 | 9/4/2024 9:00 am | 24-11377 / CMG | Steven J. Abelson, Esq. | Application to Approve Loan Modification | Order to be Submitted | Trustee's limited obj; debtor response<> APPLICATION TO APPROVE ERMA FUNDING mk:atty response : grant is for $ 59,610.98. This will pay all pre-petition arrears (set forth inthe Proof of Claim as $45,640.03) and all post petition arrears as well. The account will be current through August 2024 and I am resuming regular payments in September, 2024 NEEDS A REVISED ORDER THAT STATES ERMA FUNDING APPROVED AND SET FORTH WHAT IS TO BE PAID PER THE RESPONSE ABOVE AND ARRERS CLAIM TO BE AMENDED IN 30 DAYS. |
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Matter ResolvedRequest Adjourment | 68 | 9/4/2024 9:00 am | 24-11377 / CMG | Steven J. Abelson, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | MTN TO MODIFY STACEY EDWARDS POC'S #11-1 & #12-1 8/27/24(mk): order submitted Terms= 1) The Secured Proof of Claim of Valley National Bank (Claim# 7-1) is hereby expunged. 2) The Secured Proof of, Claim of Valley National Bank (Claim# 2-1) is hereby modified to a total claim of$ 55,165.14 |
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Matter ResolvedRequest Adjourment | 70 | 9/4/2024 9:00 am | 24-11556 / CMG | Justin M. Gillman, Esq. | Order Shorten Time | Order to be Submitted | REV order to be submitted. call at 9 and resolve 8/30/24: ADV PRO Filed for validiy. priority and extent of liens MP filed 8/28/24(mk); Adds debtor to file ADV Por. To determine extent , validity of liens on real property. sale motion is proposed free and clear. The priority section does not list any claims- as of now IRS has estimated priority and fixed secured claim which is provided for in plan. MP adds in 4d and 7 modify lien of US Customs& Border patrol subject to CO #30. Part 7a. lists various judicial liens that were revealed by title co 8/6/24: suppl cert #26 filed by debtor atty: title binder revealed more judgments- wants to amend motion to sell free and clear Note: conf is REC Dismissal ct will grant motion to sell if adv pro and MP filed by then 8/21/24:atty to file adv pro to avoid liens and MP >>OST>> MOTION TO SELL HARRIS RD Free and Clear of Liens Prop was listed for 1,600,000- SALE K is for $1,496,000 liens: mortgage:1,050,392.79 Federal Gov Consent J'ment 530,397,62( POC 7-1) AR NEED APOC OR ORDER POST CLOSING IRS secured:66,383.68 (priority =29,625.69) NJ Div of Tax Secured:15,355.28(priority $48,766.64) Priority tax claims for St of NJ and IRS are estimated. There are also other judgment liens - that impair debtor's exemptions' -Lisa Amabile:2,440 costs -Lisa Amabile: 1,016 costs -MVC 250 -JP Morgan Chase: 23,416.35 -USP Captial Corp:125,728.22 costs 2,556 |
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Matter ResolvedRequest Adjourment | 71 | 9/4/2024 9:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | OTBS - arrears by end of sept Debtor obj, applying for assistance( NJ Firemans Fund);will pay<>PNC BANK/Selkirk Ave (KML) arrears 2520.65 parties trying to resolve debtor will ultimately list prop for sale - equity |
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Matter ResolvedRequest Adjourment | 72 | 9/4/2024 9:00 am | 24-13357 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 9/18/2024 9:00 am | creditor waitng for ok from client 9/3/24(mk) sent attys email for any status update. REPLY- still working on it MP on 9/18/24 Proposes PTD then 10,246.11 x 54 and a LM and ERMA funding till 10/2024 and if that fails will sell property.. mk:adj to 9/4- parties still trying to resolve value of vehicle- have not processed yet -conf notes need to be updated mk: parties working on a resolution. Cap One obj (Lavin Cedrone)<>MTN RECLASSIFY CAPITAL ONE AUTO CLM#5-1 TO $29,000 SECURED/$7,681.11 UNSECURED MK: filed Tr objection 7/9/24 atty disagrees and says We valued it at $29,000 at an interest rate of 5.37% which totals $33,321.30 The creditor objected and estimated the value at $34,525 at an interest rate of 9.5%. At this point we are still in negotiations and may end up getting an appraisal on the car. There is no mathematical error in the Order since we have not resolved the numbers |
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Matter ResolvedRequest Adjourment | 73 | 9/4/2024 9:00 am | 24-13398 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Co-Debtor Stay | Granted | BANK OF NY MELLON / Greenwich Drive (LOGS) Conf is DISMISS- so this will be granted |
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Matter ResolvedRequest Adjourment | 74 | 9/4/2024 9:00 am | 24-13403 / CMG | PRO SE | Motion Relief from Stay (Fee) | Order to be Submitted | AR to redo deadlines for interim order and submit under 7 day rule:341 by 9/11/24 341 by 9/26 and conf 10/2/24 delete listing agmt and realtor appl - in the works Debtor obj<>US BANK TRUST NAT'L ASSOC / Newman Court (STERN & EISENBERG) as of 9/3/24:Mk: no scheduling order has been submitted. Debtor's counsel was to revise the deadlines and submit. OTBS : sold w/ in 60 days and order survives dismissal |
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Matter ResolvedRequest Adjourment | 75 | 9/4/2024 9:00 am | 24-14806 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | creditor supp response- supp for loan history post pet Debtor obj- says no default- made pymts<>DEUTSCHE BANK / Cumberland Drive (ROBERTSON) debtor 4t h filing plan not feasible- no post pet payments debtor says all payments made |
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Matter ResolvedRequest Adjourment | 76 | 9/4/2024 9:00 am | 24-15046 / CMG | Richard D. Robinson, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Denied | TR Objection: case was dismissed due to: failure to provide required documents to the Trustee prior to the 341(a) meeting, resulting in the meeting not being held failure to make all required pre-confirmation payments to the Trustee lack of prosecution failure to attend Confirmation Hearing None of theses issues have been addressed in the motion. |
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Matter ResolvedRequest Adjourment | 77 | 9/4/2024 9:00 am | 24-15769 / CMG | Rodney Nelson, Esq. | Motion Dismiss Case | Moot - Dismissed | DEBTOR MTN TO DISMISS case was dismissed on conf on 8/21/24 |
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Matter ResolvedRequest Adjourment | 78 | 9/4/2024 9:00 am | 24-16121 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Continued 10/2/2024 9:00 am | Debtor obj, listing home<>COMPU-LINK CORP/CELINK - Gates Ave (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 79 | 9/4/2024 9:00 am | 24-16263 / CMG | Marc C. Capone, Esq. | Motion Sell | Revised Order Submitted | 9/3/24(mk): Revised order submitted - OK US Bank limited response (RAS)<>MTN TO SELL STERLING DR PPTY >>bar date is 8/30 TR Objection filed: -Trustee objects to certain provisions in the Proposed Order. -Trustee requires an estimate of attorney fees which should be disclosed in Paragraph 20a. -Since the case has not been confirmed yet nor has a 341 taken place, Trustee requires language in paragraph 20c be revised and state: all non exempt proceeds from sale be paid to Trustee pending further order of the Court. -Paragraph 20e should be deleted. -As to paragraph 24. the HUD/Settlement statement should be supplied to trustee in 7 days not 10. MK; case Not confirmed yet PPSED at 100% and sale of property. 341 is on for 9/19/24 Contract of sale 1,210,000 and buyer to receive a 30,000 credit for repairs needed on RE so 1,180,000. LIENS= 2 mtgs( 767,604,85 and 90,843.76) , Federal tx lien IRS (204,579.64and 2 NJ judgments- 11,714.91 and 19,340.79 Realtor commission only 2% (23,450) as of debtor /seller is a realtor so only commission for other realtor may be enough for 100% but not sure ORDER says NE proceeds to Ct 13 Tr to satisfy the plan |
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Matter ResolvedRequest Adjourment | 81 | 9/4/2024 9:00 am | 24-16478 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Co-Debtor Stay | Granted | US BANK/Smallwood La (RAS) |
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Matter ResolvedRequest Adjourment | 80 | 9/4/2024 9:00 am | 24-16478 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Co-Debtor Stay | Granted | US BANK TRUST / Smallwood Lane (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 82 | 9/4/2024 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, making pymt & requests recap<>ALLY CAPITAL/ 2016 Hyundai Elantra (LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 83 | 9/4/2024 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, making pymt & requests recap<>ALLY CAPITAL / 2016 Elandra Sedan, VIN ending # 4226(LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 84 | 9/4/2024 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, making pymt & requests recap<>ALLY CAPITAL / 2016 Elantra Hatchback - VIN ending # 2594 (LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 85 | 9/4/2024 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, making pymt & requests recap<>ALLY CAPITAL/ 2019 GMC Sierra (LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 86 | 9/4/2024 9:00 am | 24-17301 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Granted | TRANSPORT FUNDING /2018 Tractor (MAURICE WUTSCHER) |
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Matter ResolvedRequest Adjourment | 88 | 9/4/2024 9:00 am | 24-17828 / CMG | James J. Cerbone, Esq. | Motion Sell | Withdrawn | 8/27/24(mk): atty email- BUYER BACKED OUT OF K - BACK ON MARKET- WILL W/D THIS MOTION - atty will keep retention appl for now MTN TO SELL HOOVER AV PPTY appl for Sp/ Counsel and realtor filed 341 on 9/4/24 conf is on 10/2/24 Base 9,000 TR OBJECTION: PPSED ORDER claims 55,800 exemption- sch C properly clams 27,900 NEEDS A REVISED ORDER CORRECTING THAT EXEMPTION. There is NE equity of 139,595 SALE ORDER CORRECTLY CHECKS THE BOX FOR ALLL NE PROCEEDS TO TR |
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Matter ResolvedRequest Adjourment | 87 | 9/4/2024 9:00 am | 24-17828 / CMG | James J. Cerbone, Esq. | Motion Impose Automatic Stay | Granted | MTN IMPOSE STAY |
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Matter ResolvedRequest Adjourment | 89 | 9/4/2024 9:00 am | 24-17971 / CMG | Kevin C. Fayette, Esq. | Motion Extend Time | Granted | MTN TO CON'T STAY |
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Matter ResolvedRequest Adjourment | 90 | 9/4/2024 10:00 am | 19-25109 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Confirmed | email to atty w/ terms- ok to term 9/3/24: MK work up ;confirm at make addl 2 payments of $ 993 w/in 30 days and w/d Tr motion debtor agrees to make 2 payments of $993 for Sept and oct and then case is done. since we are in Sept now **REC CONFIRM AT $71,433.97 PTD Then $1,986 x 1 Begin 10/1/24. Base. Student loans outside. Waterfall claims to be treated outside plan** NOTE: debtor can pay 933 in Sept and then 993 in October. case will be done after the 933 payment is made. -------------resolved--------------------- Needs TR review-will agree to $4400 divided over 6 months 8/6/24:debtro atty position= mtg will be treated outside as arrears uncureable in plan and Mtg co agrees. and 2 mos of dispo income to pay and will go to plan. 7/31 workup for the 8/7 calendar EDC Trustee obj: *$6227 arrears through July. MP cannot remove arrears. *MP removes cure due to ERMA assistance. Plan is in 59th month. Did they already get assistance. We can't confirm a plan that is going to delay closing waiting to see if they get ERMA. *Filed amended I & J, updated income OK-partial SS income MP proposes $993 x 2 beg. 6/1/24 with completed Erma |
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Matter ResolvedRequest Adjourment | 91 | 9/4/2024 10:00 am | 20-17609 / CMG | James J. Cerbone, Esq. | Confirmation Hearing on Modified Plan | Continued 10/2/2024 10:00 am | TR Motion to Approve settlement on for 10/2/24 Mk TR motion to approve settlement to be filed -t ehnadj this MP to that date. As of 8/29/24 (DS): Recommend confirming at $246,051.80 paid to date with a minimum dividend $67,718 to gucs MP Prop $0 x 0; 0% - Debtor sold property and the balance to the Trustee is not enough to pay off the remaining claims so a mod plan is required. |
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Matter ResolvedRequest Adjourment | 92 | 9/4/2024 10:00 am | 21-13001 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 10/2/2024 10:00 am | 8/27 Workup for the 9/4 calendar EDC -amended I & J filed -MP lowers payments from $695 to $200...need updated income *Trustee objection: -The debtor needs to file updated proof of income for the last 2 months along with the 2023 tax returns MP $23,043 PTD; $200 X 6 BEG 7/2024; 0% |
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Matter ResolvedRequest Adjourment | 93 | 9/4/2024 10:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Moot - Dismissed | AS OF 8/26/24 (SF) RECOMMEND MODIFIED PLAN BE DENIED AND DISMISSED ON TRUSTEE MOTON needs to make a payment for feasibility OR Dismiss on 9/4 AS OF 8/8/24 (SF) Debtor has not stepped up to higher payment and I and J have not been amended. 1. Per MK case should be adjourned to August to allow for the amended I and J and see if debtor can make the payments. 2. Trustee motion to dismiss scheduled for 8/21/24 at 9 a.m. 3. Trustee objection: The debtor proposes to increase plan payments to $5100 per month per order resolving Cert of Default. Need amended I and J. Current disposable income is $396. The plan does not appear to be feasible. MP proposes $7100 PTD, $1000 X 6; $3000 X 29 BASE Removes loan mod and proposes a cure |
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Matter ResolvedRequest Adjourment | 94 | 9/4/2024 10:00 am | 22-19814 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/22/2024 (at): RECOMMEND: $9,271 PAID TO DATE, $482 X 40 BEGINNING 9/1/2024, BASE MP proposes: $490 x 18, $440.91 x 42, base Arrears $170 credit (Plan modified to remove tier plan since debtor is paying the full arrears back.) |
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Matter ResolvedRequest Adjourment | 95 | 9/4/2024 10:00 am | 23-11217 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing on Modified Plan | Continued 10/2/2024 10:00 am | mk: creditor is reviewing to see if payment was properly applied- needs time- adj to 10/2 PEREMPTORY AS OF 8/26/24 (SF) Waiting for Amended Nationstar claim (CLAIM STILL NOT AMENDED) 1. Modified plan includes language in part 9 that there are no longer arrears owed to Nationstar due to loan mod. There is no order approving loan mod and the claim has not been amended for pre-petition arrears (MUST RESOLVE) Arrears are $19,380 through June but plan will be 100% if Nationstar arrears are removed. 3. Trustee motion to dismiss scheduled for 9/4/24 at 9 MP proposes $1292 x 39 100% PLAN Plan has run 17 months with 43 months remaining Arrears: $19380.00 RESOLVED ISSUES: - Co-debtor is no longer working. Need amended schedules I and J (AMENDED. NEED UPDATED PROOF OF INCOME) RECEIVED |
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Matter ResolvedRequest Adjourment | 96 | 9/4/2024 10:00 am | 23-11815 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Moot - Dismissed | ISSUES AS OF 8/26/2024 (DM): Zillow still showing the property is Off Market, and no application to appoint realtor has been filed. 8/7 - NFA - peremptory. ***This is a one creditor case. If debtor is unable to show that property was listed for sale shortly after the 12/7/23 consent order, then Trustee will RECOMMEND DISMISSAL*** 1) Mortgage Assets Management (Laura Egerman) OBJs - debtor has failed to make adequate protection and sell the property by 4/1/24 or even list the property for sale per previous consent order (UNRESOLVED.) Confirmed Case: $2,800 Ptd, $350 x 52, 100% Plan with $30k Min Div. - sale of Terrace Ave by 4/1/24. Prop. MP: $4,550 Ptd, $350 x 22, 100% Plan. - sale of Terrace Ave by 12/1/24. PTD = $5,600, Arrears $350 as MP filed. Last Claim (1-1) dated 4/21/23. |
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Matter ResolvedRequest Adjourment | 97 | 9/4/2024 10:00 am | 23-13851 / CMG | James J. Cerbone, Esq. | Confirmation Hearing on Modified Plan | Continued 10/2/2024 10:00 am | As of 8/29/24 (DS): Debtor atty requested adj to allow Debtor more time to locate 2022 tax return or file As of 8/29/24 (DS): 1. MFR by mortgage sched 9/4/24, Debtor in arrears with post pet pymts $2,895.90 as of 8/5/24. Must resolve. 2. Must resolve State of NJ estimated tax claim, 2022 tax return not filed. MP Prop $1,546 x 45; Dollar Base $50,818 - Addresses the late filed claims. |
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Matter ResolvedRequest Adjourment | 0 | 9/4/2024 10:00 am | 23-16038 / RG | Jonathan Stone, Esq. | Motion Impose Automatic Stay | Order to be Submitted | US Bank limited obj ( Friedman Vartolo)<>MTN REIMPOSE STAY |
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Matter ResolvedRequest Adjourment | 0 | 9/4/2024 10:00 am | 23-16038 / RG | Jonathan Stone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | ***Trustee Order: $24,865 Ptd, then $2,282 x 46 starting 10/1/24, debtors shall sign-up for TFS auto pay and provide proof of enrollment within 14 days*** 7/17 AMT: DEBTORS HAVE FUNDS TO BRING PLAN PYMTS CURRENT AND MTN TO REINSTATE STAY PENDING 8/21 6/3/24 (sf) - Per attorney, ok to dismiss Debtor obj, atty has $11,0000<> SV/US BANK |
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Matter ResolvedRequest Adjourment | 98 | 9/4/2024 10:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Continued 9/18/2024 10:00 am | #1 is resoved- need terms As of 8/28/24(mk): 1. Objection by Bank of NY Mellon( Stern & E- S. Kelly) (2nd Mtg claim) LOSS MIT EXTENDED 2X AND THEN TERMINATED 5/24. CREDITOR IS INCOREECTLY IDENTIFED AS GREENTREE INTHE PLAN AND AS UNAFFECTED BOTH OF WHICH IS INCORRECT 2. Trustee objection: - Mp Now proposes LM outside- Debtor has tried and failed in getting a loan modification represented by atty on the 2 mtgs and has been unsuccessful. There is an IRS claim for 106.90 and 1 guc claim for 331.84. These should be paid first ,ahead of the atty fees now total $6324.02, if debtor is allowed further time to pursue a LM MP proposes:400 x 36 LM on first mtg. outside plan 6 mos from conf - pay arrears pending LM MP extends time to get LM Plan has run 13 mos and 23 remain |
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Matter ResolvedRequest Adjourment | 99 | 9/4/2024 10:00 am | 23-17525 / CMG | Andy Winchell, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ISSUES AS OF 8/27/2024 (DM): updated 9/3/24. ***Trustee received non-exempt proceeds from sale of property. TRUSTEE CAN RECOMMEND CONFIRMATION AT $16,800.66 PTD, THEN $300 x 48 STARTING 9/1/24, BASE PLAN WITH A $3,692 THRESHOLD PRESERVED AS A MINIMUM DIVIDEND, PLUS ALL NON-EXEMPT PROCEEDS FROM POTENTIAL CLAIMS LISTED ON SCHEDULE A/B OR ADDED BY AMENDMENT, PART 8a OF THE PLAN IS AMENDED TO PROVIDE FOR VESTING AT CONFIRMATION, FEE APPLICATION SHALL BE FILED WITHIN 7 DAYS*** 7/22: Amended Sch A/B, C, D, I and J filed removes real estate post sale (dm) 7/3: atty had trouble contacting debtor - needs time to talk to him 1) Trustee OBJ: - Atty must file fee application within 7 days of confirmation (LANGUAGE ADDED.) ***RESOLVED ISSUES*** 4/17/24 - sale has not closed- creditor says post final judgement and payoff needs to be requested form foreclosure atty who is different that bankruptcy atty - Not Debtors Delay - creditor is working on it and then will close in next 2-3 weeks. 3/6 email to Atty advising of 2015 estimated NJ tax claim. Sale now in early April (dm) Motion to Sell pending (ORDER ENTERED.) MFR (Friedman Vartolo) pending (OTBS.) Motion to Expunge POC (11-1) pending 3/20/24 - amended POC (11-2) filed 2/27/24. A) Shellpoint Mtg (Friedman Vartolo) OBJs - creditor wants stay relief if property is not sold within time frame that creditor agrees to (CLAIM PAID AT CLOSING.) B) State of NJ filed an unsecured claim that includes estimated taxes for 2015 (CLAIM AMENDED TO $0.) C) DC Gov't Office of Tax & Revenue filed $13,485.66 amended secured POC (11-2) - pending Motion to Expunge was filed with respect to POC (11-1) and proposed order incorrectly references POC #17 - proposed order will need to be amended to correct POC number and provide more detail - is debtor looking to expunge the claim based upon his Certification or just make entire claim unsecured (POC HAS BEEN WITHDRAWN AND MOTION TO EXPUNGE THE POC WAS ALSO GRANTED.) D) MP provides |
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Matter ResolvedRequest Adjourment | 100 | 9/4/2024 10:00 am | 23-17985 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 9/10/2024 11:00 am | adj to 9/10 at 11:ooAM IF NO RESOLUTION-WILL NEED JUDGE ON 9/4/24 8/21/24: ST OF NJ DOES NOT CONSENT TO BEING PAID OUTSIDE PLAN . WNTS CLAIMS TO BE PD THROUGH THE PLAN ON 9/4:PEREMPTORY to work out deal on priority to show its feasible 8/20/24(mk) Updated CASE IS IN MONTH 11 ST of NJ will appear at conf(H. Anderson) APOC BY NJ FILED NO LONGER ESTIMATED. SECURED:376,614.50 AND PRIORITY $74,584.41-NO EQUITY IN HOME DUE TO TAXES AND NOT FEASIBLE(MK). ARREARS $5,000 8/14 Workup edc AR MUST HAVE ALL RETURNS FILED - INterim scheduling order - all returns filed by 8/14 - EDC SENT EMAIL ON 8/14 -- ZIMNIS REPLY THAT TAXES FILE AND ACCT IN COMMUNICATION WITH NJ MP(#39) filed 6/13/24 -atty says non traditional plan and wants to discuss before Ct date debtor wants to pay priority tax claims pro rata-Does that mean he doesn't want to pay in full? EDC 1. Trustee objection to confirmation - There is $8,443 in non exempt equity in the 2015 Chevy. - Need to file Pre-Confirmation Certification. proposed plan $1000x60 base plan paid in $3,000 arrears $1,000 last claim 20 ----------------RESOLVED ISSUES------------ -atty has filed the NJ tax returns - needs APOC--ST of NJ opp'n to motion to expunge says : debtor has to file returns------St of NJ email to debtor : Per the NJ Div. of Taxation, Debtor needs to file "zero returns" for the periods that it was not operating. Also, outstanding TGI-EE need to be filed as well--CAN CONF AT 100% IF CLAIM EXPUNGED EDC mk; motion to expunge was w/d and st of NJ filed APOC - copy of the last filed tax return - 2022 prior to confirmation. - here is $124,392 in non exempt equity in the residence. NO LONGER DUE TO TAX CLAIMS. - IRS claim #1 estimated for 2019-2021 taxes - resolved - Need proof of insurance for the 2015 Chevy. PROVIDED, RESOLVED ST Of NJ APOC - NO LONGER ESTIMATED |
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Matter ResolvedRequest Adjourment | 101 | 9/4/2024 10:00 am | 23-19388 / CMG | Robert B Davis | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days - to sell business- reminder set ISSUES AS OF 8/13/2024 (DM): terms updated from the last Hearing. ***TO CONFIRM AT 100%, THE DEBTOR NEEDS $9,779.74 PTD, THEN $2,474 x 50 STARTING 9/1/24, 100% PLAN WITH $142,743 THRESHOLD PRESERVED, DEBTOR SHALL MOVE AGAINST BERSHIRE BANK POC (4-1) IF CLAIM IS NOT AMENDED WITHIN 30 DAYS, 522(d)(5) EXEMPTION IS LIMITED TO $1,475, DEBTOR SHALL MOVE TO REINSTATE THE AUTOMATIC STAY WITHIN 14 DAYS, $3,750 IN ATTORNEY FEE BALANCE SHALL BE PLACED ON HOLD UNTIL ATTORNEY DISCLOSURE STATEMENT IS AMENDED*** 8/21 atty needs to review w/ client. ***Has the debtor obtained a buyer or secured refinancing yet? There is no stay in effect, and it does not appear that any of the issues raised in the trustee objection have been addressed - RECOMMEND DISMISSAL*** 8/21 - Peremptory 3/28/24 - Notice of Settlement: Berkshire Bank to grant 6-month forbearance staying foreclosure in exchange for payment of debt in full or Refi at the end of 6-month forbearance. Did debtor provide lender with a bona fide signed contract for sale or bona fide loan commitment from a lender within 90 days as referenced in Par 6d of the Agreement? 1/17/24 - Order Denying Motion to Extend Stay. 1) Berkshire Bank (Caitlin Conklin, Esq) OBJs - plan fails to cure obligation (SETTLEMENT ENTERED ON THE DOCKET AS DOC #29.) 2) Citizens Bank filed $57.74 arrears claim on Homestead Ave property for the 2nd mortgage (OKAY TO PAY??) 3) Trustee OBJ: - Need P&L statements for March through June (UNRESOLVED.) - Atty Fees in the Plan and Disclosure Statement do not agree - one needs to be amended (UNRESOLVED.) - Schedule C exceeds 522(d)(5) exemption by $13,950 based upon full use of 522(d)(1) exemption (UNRESOLVED.) - Disposable income verifies at $2,974 per month. - Tax refund was not prorated and included in disposable income calculation. - There is $50,902 non-exempt equity in real estate, $13,000 in BMW, $1,525 cash, $1,836 in Citizens Bank account, $1,575 |
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Matter ResolvedRequest Adjourment | 102 | 9/4/2024 10:00 am | 23-20416 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | MP IN 21 days reminder set(mk) 9/3/ atty says shorter deadline for sale w/in 90 days - get it listed and realtor retained ISSUESAS OF 8/27/2024 (DM): Pending Cert of Default by Honda (Stewart) 8/7/24 Peremptory. 1) Franklin Credit/Wilmington Savings - 2nd mtg (HILL WALLACK) OBJs - $175,903.62 arrears (UNRESOLVED.) 2) MP changes treatment from Loan Mod to sale by 1/1/25. Is Citibank/US Bank (KML) okay with sale date? Are we paying pre-petition pending sale or just the post-petition per consent order entered? 3) Toyota Lease filed $451.50 arrears claim on 2022 Toyota Camry (OKAY TO PAY??) ***RESOLVED ISSUES*** MFR filed by Citibank scheduled 3/20/24. Debtor $13,568.19 in post-petition arrears (CO ENTERED - $18,090.92 ADDED TO THE PLAN PLUS $549 FEES/COSTS.) A) Citibank/US Bank - 1st mtg (KML) OBJs - Loan Mod is speculative - $210,697.57 arrears (CO ENTERED, LOAN MOD BY 5/7/24, TRUSTEE NOT PAYING PENDING LOAN MOD.) MFR filed by Toyota scheduled 3/20/24. Debtor $1,290 in post-petition arrears (CO ENTERED - 6 MONTH CURE.) Note: Expense for tele/cell/internet/cable $425 is okay, and disposable income is not an issue as plan pays more. Prop. Plan $3,000 Ptd, $500 x 54, Base Plan. - sale of Lori St by 1/1/25. PTD 9/9 = $4,500 Last Claim (18-1) |
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Matter ResolvedRequest Adjourment | 103 | 9/4/2024 10:00 am | 23-21690 / CMG | Robert Manchel, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/26/24 (SF) atty ok to terms(mk)8/30/24 RECOMMEND $7146 PTD, $1191 X 53 (BEGIN 8/1/24) 100% PLAN W/MIN DIV OF $152,788 TO GUCS; NONEXEMT PROCEEDS FROM SALE OF REAL ESTATE TO BE TURNED OVER TO TRUSTEE BY 1/10/25 - PAY ARREARS TO FEDERAL HOME LOAN MORTGAGE CORP - LOW BASE - NEED ORDER TO SELL WITHIN 30 DAYS 1. Motion to Sell scheduled for 9/4 at 9 2. Trustee Motion to Dismiss scheduled for 8/7/24 at 9 3. Modified plan proposes a base but requires 100% due to nonexempt equity in real estate of $152,788 MP proposes $5955 PTD, $1191 X 53 Base; Sale by 1/10/25 - removes loan mod RESOLVED ISSUES: - Motion for Compensation scheduled for 8/7/24 at 12 (GRANTED) - Objection filed by Federal Home Loan Mortgage (Egerman) - objects to speculative sale (RESOLVED VIA ORDER) |
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Matter ResolvedRequest Adjourment | 104 | 9/4/2024 10:00 am | 23-21715 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Confirmed | -LOW BASE PENDING LM **Previous MP filed proposes $1050 X 6; $1100 X 4; $3292 X 50; LM 10/24; BASE with minimum of $14,532 to unsecured creditors due to equity:LM On Sayreville Propp by 10/31/24---TR is authorized to pay arrears to Barclays on claim #8-1 pending LM-------Tr is authorized to pay late claim #14-1 of Princeton Fed'l Credit Union in the amount of $3,084.90 thru plan.-----Trustee to receive non exempt proceeds from copyright lawsuit --------------------------- 9/4; terms need to be revised per 9/3 note below and NE equity in property needs to be adjusted THIS ORDER TO BE REVISED- TR WILL MAKE PAYMENTS PENDING LM- SO OK 9/3/24(mk) Order submitted on Barclays #8-1 :TERMS= LM BY 12/31/24 TR NOT TO PAY ARREARS PENDING LM. IF LM IS GRATED DEBTOR TO FILE A MP AND AMENDED j W/IN 30 DAYS POST LM. IF LM DENIED MP IN 14 DAYS TO PAY ARREARS OR SURRENDER RE OR CONVERT TO CH 7 OR DISMISS. Debtor to pay reg post pet mtg(5,349.94 p/m) outside while LM is pending 8/27 workup for the 9/4 calendar EDC *There have been 5 modified plans *121 N. Hermitage now showing value of $114,000. Would be $15,484 in equity DEBTOR SAID THEY DON'T OWN BUT HIS BUSINESS MAY OWN THIS. THERE IS ALSO AROUND $15,000 EQUITY IN THE CORTLAND HOUSE EDC **To confirm the MP the trustee needs----$7406 paid to date then $1100 X 4; $2882 X 48; LM 12/1/2024 with min. of $134,484 to gucs due to equity pro rata--LM by 12/1/24--trustee will not pay Sayreville unless valid timely claim is filed---TR is authorized to pay arrears to Barclays on claim #8-1 pending LM----Tr is authorized to pay late claim #14-1 of Princeton Fed'l Credit Union in the amount of $3,084.90 thru plan.------------Trustee to receive non exempt proceeds from copyright lawsuit---------student loans outside -LOW BASE PENDING LM **Previous MP filed proposes $1050 X 6; $1100 X 4; $3292 X 50; LM 10/24; BASE with minimum of $14,532 to unsecured creditors due to equity:LM On Sayreville Propp by 10/31/24---TR is authorized |
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Matter ResolvedRequest Adjourment | 105 | 9/4/2024 10:00 am | 23-21976 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Continued 11/6/2024 10:00 am | PEREMPTORY 11/6 9/4/24: ACOUNTING PROVIDED 9/3/24 AS OF 8/26/24 STILL NO ACCOUNTING PROVIDED AND PLAN IS NOT FEASIBLE DUE TO DISPOSABLE INCOME 7/3/24 - atty spoke to estate executor and debtor stands to inherit 200,000 and getting account Note: The proposed payments are not enough to satisfy the plan at 100%. Also, the debtor's income does not support the higher 2nd tier. The debtor must provide an accounting and date when funds will be available for lump sum payment. --Documents just provided: Decedent did not have a Will so debtor and Decedent's sister are splitting the inheritance but no accounting provided. 1. Is there a pending inheritance? The schedules list the Estate of Ralph Donorovitch. We need a copy of the Will or any accounting showing the value of the Estate. The plan proposes to pay a lump sum payment from the Estate. The debtor's disposable income is insufficient to fund the plan. mk: atty trying to get info) 2. Trustee objection: - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,237.00 when determining disposable income. - There is $136,560 in non exempt equity in the residence. 3. Disposable income is $342. Plan proposes $305 x 12; $1,000 x 48 100% PLAN Lump sum at completion of Estate Administration Payments: 6/6 RESOLVED ISSUES: - Need a copy of the homeowner's insurance renewal declaration - . Policy expires 2/9/2024. (RECEIVED) 3/22/24: Consent orders submitted on each of the condo claims: claim 1 . Allowed claim of secured 9,928.12 to be paid thru plan and guc 2,177,83 Order on claim #2 Allows claim of secured 6,106.36 and guc $441 pd thru plan Note: plan is 100% so unsecured portions to be paid in full MP FILED AND AMOUNTS IN PLAN DO NOT MATCH CONDO CLAIMS 1. Objection filed by Lakewood/Four Seasons Condo Assoc (McGovern Legal Services) - failure to pay entire secured claim amount of $6106.36 (Claim is bifurcated. How should this claim be paid?) ORDER ENTERED 2. Obje |
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Matter ResolvedRequest Adjourment | 106 | 9/4/2024 10:00 am | 24-10014 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 9/18- for mtg amt and order AR RESOLVE OR HOLD ---SAME ISSUES FOR THE LAST 5 MONTHS 8/28 workup for the 9/4 calendar EDC 1) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve-creditor disputes value of property and seeks a motion to value property (PER ATT THIS IS OTBS-NEED ORDER) ** Trustee objection to confirmation - need to resolve - Need to file Pre-Confirmation Certification. NEED TO FILE - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan $1,500x12, $5,300x48 100% plan paid in $4,500 last claim 8 -------------------------------------- RESOLVED ISSUES: - Need a valuation for the business (Balance Sheet). STILL NEED TO PROVIDE - Verified income leaves monthly disposable income of $11,054 per month.(OK 100% - Per the 22C, monthly disposable income is $11,244 which requires a minimum dividend of $674,640 to general unsecured creditors. (OK 100% --There is $171,897 non-exempt equity in the residence. (100% Plan) 2) IRS priority claim resolved for some years but is estimated for 2023 taxes(AMENDED CLAIM FILED) - A copy of the last filed tax return -done - Need 2022 tax return prior to confirmation. done 1) Specialized Loan Servicing LLC (Stewart Legal) objection to confirmation - CONSENT ORDER, PAY PRE-PETITION ARREARS $153,937.69 through plan |
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Matter ResolvedRequest Adjourment | 107 | 9/4/2024 10:00 am | 24-10143 / CMG | Herbert B. Raymond, Esq. | Confirmation Hearing on Modified Plan | Continued 10/2/2024 10:00 am | As of 8/30/24 (DS): Debtor atty requested adj to coincide with motion to cancel and discharge settlement sched 10/2/24 As of 8/30/24 (DS): 1. There is a motion to cancel and discharge settlement sched 10/2/24, without this settled, loan mod stated in mod plan will not be granted. Need outcome. 2. Mortgage attorney fees $1,238 needs to be paid. MP Prop $500 x 6; $250 x 30; Base - Loan mod granted, plan reduces Trustee payment and also crams US Dept of HUD. |
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Matter ResolvedRequest Adjourment | 0 | 9/4/2024 10:00 am | 24-10652 / RG | Jonathan Stone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | $1680 paid to date then $350 x 53 beg. 9/1/24 pro rata with min of 1774 to gucs--trustee will pay amended claim 15-1 through the plan AMT: CREDITOR IN PLAN AS DSO (PRIORITY CLM) FOR $8600; LATE FILED POC #15-1 FILED AS UNSECURED FOR $13,575--NEED PROPER CLM FILED/AMENDED AND AUTHO TO PAY THE LATE CLM<> Atty filed obj<>FAILED TO ADDRESS AMANDA KISE PER PLAN CLM (late filed unsecured POC #15-1) |
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Matter ResolvedRequest Adjourment | 108 | 9/4/2024 10:00 am | 24-10975 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 9/3/24 (sf) - Per atty ok to dismiss/hold fees ISSUES AS OF 8/27/2024 (DM): ***The case is in a worse position than at the last Hearing - RECOMMEND DISMISSAL*** Interim Scheduling Order (Doc #54) entered. Issues below must be resolved by 8/22/24. 8/6/24: Adj to 9/4/24 - Atty to respond to every item w/in 10 days - if default then case should be dismissed on 9/4/24 - TRUSTEE TO DO SCHEDULING ORDER. 1) IRS filed $14,580.85 amended priority claim not treated in the plan that includes estimated taxes for 2023 (UNRESOLVED.) 2) State of NJ filed $13,607.11 priority claim not treated in the plan that includes estimated taxes for 2020- Gross Income, 2022-S&U, and 2023-S&U, Employer Withholding (UNRESOLVED.) 3) State of NJ filed an unsecured claim that includes estimated taxes for 2017, 2018 & 2019 (UNRESOLVED.) 4) New Rez/Shellpoint (RAS) filed a MFR for post-petition payments on Biesiada Ct property that is scheduled for 8/21/24 (STAY RELIEF GRANTED - NEED A MP TO SURRENDER.) 5) Plan provides secured unaffected treatment to GM Financial for 2023 Buick - ACAR Leasing dba GM Financial obtained stay relief on 5/15/24 on a 2024 Buick Encore (NEED A MP TO SURRENDER.) 6) Plan provides secured unaffected treatment to Mercedes Benz for 2023 Mercedes G Wagon - creditor obtained stay relief on 4/3/24 (NEED A MP TO SURRENDER.) 7) Plan provides secured unaffected treatment to Porsche Financial for a vehicle - creditor obtained stay relief 7/3/24 on a 2023 Porsche Taycan (NEED A MP TO SURRENDER.) 8) Plan provides secured unaffected treatment to KIA Motors for 2023 KIA - Hyundai Capital filed $1,688.23 arrears claim on a 2023 KIA Forte (STAY RELIEF GRANTED 8/14/24 - NEED MP TO SURRENDER.) 9) Plan provides secured unaffected treatment to BMW Financial Svcs for 2022 BMW X5 - creditor filed a bifurcated claim that includes $3,190.21 in arrears (NEED A MP TO PROPERLY TREAT THIS CLAIM.) 10) JP Morgan Chase (RAS) filed a MFR for a 2021 Jaguar F-Type not treated in the plan |
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Matter ResolvedRequest Adjourment | 109 | 9/4/2024 10:00 am | 24-11030 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing on Modified Plan | Continued 9/18/2024 10:00 am | 9/18 -debtor atty needs response from crediotr atty- see mk notes ISSUES AS OF 8/26/2024 (DM): 1) Part 1d of the MP is not completed with respect to pre-petition arrears claim pending the sale. MK: NOT TO PAY PRE PET ARREARS PENDING SALE 2) Proposed MP provides $673.80 priority treatment to the City of Burlington Tax Collector - no POC filed (STRIKE??) mk YES STRIKE Confirmed Case: $3,420 Ptd, $1,140 x 57, 100% Plan with $50k Min Div. Prop. MP: $1,140 x 5, $445 x 55, 100% Plan. - sale of Locust Ave by 8/1/25. PTD = $6,145, Arrears $0 as MP filed. Last Claim (3-4) dated 5/20/24. |
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Matter ResolvedRequest Adjourment | 110 | 9/4/2024 10:00 am | 24-11160 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Denied | MP TO BE FILED WITHIN 14 DAYS- reminder set(mk) mk adj to 9/4- get the Order on MFR and debtor to be current and see if feasible. PER ORDER DEBTOR WAS TO FILE A MP ADDING $8762.10 POST PET ON MORTGAGE 8/6/24: CREDITOR SAYS WILL SETTLE MRF W/ ALL ARREARS IN PLAN AND REG PAYMENTS IN sept - THEY TERMS BELOW WON'T WORK- not feasible debtor paid $ to lender yesterday and needs to post 7/30 workup for the 8/7 calendar EDC *If obj resolved we can confirm at: $359 x 60 beginning 3/1/2024, loan modification by 9/4/24-100% - The Schedules fail to account for the debtor(s) tax refund in the amount of $8,973 when determining disposable income. (AVERAGED/ADDED TO INCOME AND ONLY $1000 IN CLAIMS SO CAN BE 100%) 1. Objection filed by The Bank of New York Mellon (Stern Lavinthal) - failure to cure full arrears of $156,210.80 and 90 days is sufficient time to obtain a loan modification. (UNRESOLVED) ------------------------------ RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - for 2023. (RECEIVED) - A copy of the homeowner's insurance renewal declaration - with personal liability coverage, only provided a binder/application. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $8,973 when determining disposable income. (AVERAGED/ADDED TO INCOME AND ONLY $1000 IN CLAIMS SO CAN BE 100%) - Must file Pre-confirmation certification. (NOT FILED) Plan proposes: $359 x 60 beginning 3/1/2024, loan modification by 9/1/2024, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 111 | 9/4/2024 10:00 am | 24-11377 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Continued 10/16/2024 10:00 am | adj to 10/16 Premeptory As of 8/27/24(mk): **THERE HAS BEEN NO 341 HEARING IN THIS CASE** MISSING DOX:STILL NEED: MUST HAVE: DR WET SIGN PAGE 6,.STILL NEED: DR POI 60 DAYS FROM MAY/JUNE 2024, DR UPDATED P/L 2MTHS FROM MAY/JUNE 2024 AND COMPLETED BUSINESESS QUEST, DR UPDATED CAR INSUR FOR 4 VEH. >>3 of 6 payments arrears $9,247. Last pay April 2024 ALSO ON (9/4/24:MOTION TO MODIFY CLAIM OF STACEY EDWARDS DSO CLAIM #11-1 and #12-1- NEED RESULT >>MOTION TO APPROVE ERMA FUNDING- TR LIMITED OBJ = need order to be specific as to what amt. of funding goes to pre pet arrears and what amt goes to post pet. 1. Objection by Realtime Solutions( S. Kelly- Stern & E): -plan to treat claim and MP does not treat it either so obj remains. - plan is underfunded and not feasible. 2. Objection by Wilmington Sav( KML): - to original plan- now there is application to satisfy via ERMA by Tr has objection to motion - needs clarification as to what ERMA is paying towards pre and post petition arrear. Plan: $2469X 5; $1840 X 55; SALE OF 2012 INTERNATIONAL TRUCK ($40,000 VALUE BY 10/31/24); LM 10/31/24; BASE |
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Matter ResolvedRequest Adjourment | 112 | 9/4/2024 10:00 am | 24-12095 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/3/24 (SF) UPDATED RECOMMEND $165 X 36 (BEGIN 8/1/24) BASE PLAN - OK TO PAY ARREARS CLAIM 5-1 FOR ALLY CAPITAL MKREMOVED TFS REQUIREMENT AS THEY ARE CURRENT - AT OK W/ THIS issues as of 8/29/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of -$207.82. Debtors must sign up for e-wage within 7 days of confirmation. - The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - for co-debtor's job at HMH Hospitals. (Per atty, debtor is a per diem employee) - Need to file Pre-Confirmation Certification proposed plan $165x36 base plan paid in $165 last claim 5-1 RESOLVED: - A copy of the last filed tax return - 2023 prior to confirmation. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 113 | 9/4/2024 10:00 am | 24-12268 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 10/16/2024 10:00 am | ISSUES AS OF 8/28/2024 (DM): Updated 8/30/24. 1) Jefferson Capital/Westlake Services filed a secured claim for a 2007 Infiniti M45 not treated in the plan (TREAT AS SECURED UNAFFECTED??) 2) Trustee OBJ: - Disposable income verifies at $964 per month (RECEIVED UPLOAD - DEBTOR NO LONGER EMPLOYED AS OF 7/31/24.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need proof of income for debtor's new job (RECEIVED.) - Need a copy of 2023 tax return by 5/15/24 (CERT OF NON-FILING RECEIVED.) - Plan proposes an order of distribution that is contrary to the standard order of distribution (LANGUAGE ADDED.) - Need proof of service on One Main Financial (SERVICE IS OKAY.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $481 x 60, $0 Plan. PTD 3/5 = $1,443 Last Claim (8-1) |
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Matter ResolvedRequest Adjourment | 114 | 9/4/2024 10:00 am | 24-12505 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/29 workup for the 9/4 calendar EDC Per compromise the trustee recommends confirmation at: $3840 paid then 940 x 54 beg 10/1/24 pro rata Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - 22C Line 22 takes Additional health insurance $353 and Health insurance $814, also Line 18 take Life insurance $410, but no deduction is listed on Sched I or J. - Health insurance $627 (there are health insurance deductions on Sched I total $573 ), 2 Car lease payments $654 and $799 and additional car payment for spouse $670. Must provide proof of all expenses 10 days prior to confirmation ($633 A MONTH FOR INSURANCE PER PROOF BUT SCHED I & J HAVE $1200 MONTHLY--ALSO CAN'T PAY FOR SONS CAR OR INSURANCE) ********sent email will compromise adding an additional $400 monthly due to son's car payment and his insurance EDC ------------------------------- RESOLVED ISSUES: - Must provide Co-Debtor 401(k) loan balance statements for 2 loans on pay stubs. (RECEIVED OK EDC) - Amendments to Schedules A/B and C to add Alliant Credit Union acct. (OK de minimus) - 2 months bank statements from ACU Savings and T-Mobile checking accts prior to filing date. (RECEIVED) - The debtor has failed to supply the Trustee with the following document (s): - Business forms - 2nd page is missing (RECEIVED) - A copy of the last filed tax return - for 2023. (RECEIVED) Plan proposes: $640 x 60 beginning 4/1/2024, not less than $32,000 to unsecured creditors Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 115 | 9/4/2024 10:00 am | 24-12592 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | 7/26/24 (sf) Waiting for report from MAG office - sent email Joseph Petrolino from MAG office requests that this matter be adj to 8/7/24 with an Interim Order to be submitted. PER MAG OFFICE( B Knapp requests adj to 7/3 as debtro has supplied the docs and made a payment. MK: MAG is TR for this CMG case - |
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Matter ResolvedRequest Adjourment | 116 | 9/4/2024 10:00 am | 24-12696 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | sT OF nJ apoc As of 8/27/24(mk) SAME AS BELOW AS of 8/7/24(mk): after CT on 8/7 CO came in w/ NJ DMV so now just need the NJ tax est. claim resolved 1. Estimated priority tax claim ST. OF NJ. 2. Objection By Cap. One Auto Fin.(Lavin): -objects to cram- RESOLVED : will get #s to me- MK as of date above still need the total amt. Plan:$501 x 60 begin 4/1/24; $0 5/5 payments -------RESOVED--------------- Objection By St OF NJ: Plan fails to pay full POC amt. RERSOLVED w/ CO..8/7/24(mk): after CT got CO w/ St OF NJ NJMVC- TERMS= Pay NJ POC #6-1 Priority AMT of $14,058 thru plan IRS APOC 8/6/24 RESOLVED - CO CIRCULATING= ALLOW GORSKI(mediator's claim) OF 1,005 THRU PLANAND HE W/D THIS OBJ. Objection by A. Gorski- Plan does not treat his administrative claim for mediation services- claim form is old form form 8/205 and currently set up in TR system as a guc claim |
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Matter ResolvedRequest Adjourment | 117 | 9/4/2024 10:00 am | 24-12967 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | As of 8/30/24 (DS): Debtor atty requested adj to resolve obj and allow Debtor to come current with Trustee payments. As of 8/30/24 (DS): 1. Debtor in arrears $1,556, made 3 out of 5 soon to be 6 payments, last payment made 6/24/24. Must get current. 2. Trustee objects to the profit & loss statement provided, verifies income for Feb & March to be total $19,789, which would be $9,894.50 monthly, if this is the case, there is disposable income $9,165. Must provide updated Profit and Loss statements for June and July. 3. Hyundai Capital (2022 Kia) filed bifurcated claim, secured $23,000, unsecured $3,998.21, arrears $7,524.88. Plan propose to pay claim in full. Need to know how to treat the unsecured portion. 4. The landlord claim is much higher $18,235.02, then plan $11,400. Prop Plan $778 x 60 begin 4/15/24; $0 |
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Matter ResolvedRequest Adjourment | 118 | 9/4/2024 10:00 am | 24-13091 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | 9/4: payments 2 made 8/30- sent update dox needs 1 more adj to 10/26 to be current- PEREMPTORY 8/27 workup for the 9/4 calendar EDC atty has ERMA application ...status? Debtor still in arrears $1,126, made 3 out of 5 payments. ** Trustee obj to the following: - Must homeowner insurance with personal liability coverage, document provided is a binder/application. - There is $250,185 non-exempt equity in the residence. - Must resolve State of NJ estimated tax claim, 2017, 2018, 2022 and 2023 tax returns not filed. - Must resolve the objections by Bank of America and Ajax Mortgage. - Must file Pre-Confirmation Certification. ** Bank of America (PARKER MCCAY) obj amount to redeem is $28,803.77, not $24,000 per plan, no POC filed. Also that property was sold at Sheriff Sale to a 3rd party on 3/13/24, case was filed 3/25/24. ** Ajax Mortgage (STUART WEST) obj plan not feasible, plan propose to pay $563 for 1st mortgage arrears $67,374.81 and 2nd mortgage arrears $24,000, plan would require a higher Trustee payment over $2,000, income verifies $563.93. Prop Plan $563 x 60 begin 4/1/24; 100% ----------------------- Resolved 7/16: atty has proof of another payment and working on Home insurance- Submitted a Binder Summary sheet(Post 341 docs) |
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Matter ResolvedRequest Adjourment | 119 | 9/4/2024 10:00 am | 24-13190 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | 9/4/24(mk) LANDLORD HAS NOT FILED CLAIM- debtor will file claim and motion to allow claim AS OF 8/22/2024 (at): RECOMMEND: $1,840 PAID TO DATE, $900 x 31 BEGINNING 9/1/2024, BASE - Creditor, Air Academy FCU, Claim #1, shall be treated per the plan as current/outside and will not receive distribution on the secured or unsecured portions of the proof of claim. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - a copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) - Need proof of insurance for the 2013 Toyota. (RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: $450/month for cable/internet/phone $1,650/month for food $350/month for child care $400/month for clothing $1,000/month for medical expenses $1,150/month for transportation $675/month for sports/voice/theatre and dance classes (PROOF OF EXCESSIVE EXPENSES NOT RECEIVED) - The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD) - Need to file Pre-Confirmation Certification. (FILED) Modified plan before confirmation proposes: $460 x 36 beginning 4/1/2024, base Payments: 3/5, arrears $920 |
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Matter ResolvedRequest Adjourment | 120 | 9/4/2024 10:00 am | 24-13206 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 9/3/24 (DS): Ok to confirm at $5,210 paid $1,000 x 55 begin 10/1/24; 100% with a min. div. $14,247 to gucs due to non-exempt equity; - Add to confirming order Trustee ok to pay the arrears claims #1-1 Carvana $592 and claim#5-1 of Flagship Credit $779.74. - Fee app within 7 days. - DLJ Mortgage to be treated outside and creditor free to seek relief. 1. Mod plan propose loss mit outside, but an order for loss mit was entered to be done by 9/22/24. Also the mod plan fails to add the arrears owed to Carvana and Flagship. MP to be filed reduces Trustee payment and 100% and treats mtgs via LM outside, but loss mit order has by 9/22/24. 7/17/24 (DS): 1. UNRESOLVED ISSUES: - DLJ Mortgage (ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS) obj to loan mod and arrears owed are more, POC filed. ORDER FOR LOSS MIT ENTERED TO BE DONE BY 9/22/24. - Carvana and Flagship filed arrears, plan has outside, claims need to be paid or move against the claims. MOD PLAN STILL HAS OUTSIDE, BUT NEEDS TO BE PAID. - No claim filed by Bank of America (2nd mortgage) the statement provided was from 6/1/14, 10 year ago. There is estimated non-exempt equity $14,247, no claim filed. Mod Plan has removed arrears and list as outside. 7/17/ to be current or close - and add to terms TFS/ewage for debor 6/5/24 Attorney provided copy of cashier's check in the amount of $4210 attached 6/5/24 (DS): 1. No Trustee payments made, Debtor in arrears $12,618, made 0 out of 3 payments. DEBTOR MADE 1 PYMT $4,210, NO ADDITIONAL PYMTS MADE, DEBTOR IN ARREARS $12,614, MADE 1 OUT OF 4 PYMTS. 2. Trustee obj to the following: - Excessive expenses on Sched J: Electric/heat/gas $800, Tele/Cell/internet/cable $765, Medical $416, Trans $1,260, Auto insurance $420 (surrenders 1 car should be $300) and car payment $779. Plan pays 100% as long as case remains 100%. - 22C has disposable income $5,938.82, which would require min. dividend $356,329 to gucs. Plan pays 100%. - Proof of income ve |
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Matter ResolvedRequest Adjourment | 121 | 9/4/2024 10:00 am | 24-13384 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | Atty ok with terms. ISSUES AS OF 8/29/2024 (DM): Updated 8/30/24 ***TO CONFIRM THE DEBTOR NEEDS $1,292 PTD, THEN $355 x 56 STARTING 9/1/24, BASE PLAN WITH A $6,469 MINIMUM DIVIDEND THRESHOLD PRESERVED, OTBS ON AXOS BANK OBJECTION WITHIN 30 DAYS*** ADJ to 9/4 for order on #1. 1) Axos Bank (HLADIK, ONORATO & FEDERMAN) OBJs to cram of 2017 Chevy Cruze - the loan amount to NADA value of car is $7,075 and interest rate of 9.5% should be $10.5% (MK: COTBS terms = 4500 9.5% int = 5,670.50) 2) Trustee OBJ: - There is $4,419 non-exempt equity in real estate (UPDATED TO $4,332.) - Need 2023 tax return (RECEIVED.) - Need to serve plan motions (CREDITOR OBJECTED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $323 x 60, Min Div $6,469 PTD 4/4 = $1,292 Last Claim (8-1) |
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Matter ResolvedRequest Adjourment | 122 | 9/4/2024 10:00 am | 24-13398 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | Per atty, ok to dismiss/hold fees.sf As of 8/29/24(mk) : same as below - no payment as of this date 1/4 and 15,000 arrears nothing has posted since 5/16/24 atty has proof of payment AS OF 7/15/24(mk): 1/3 payments and arrears $10,000- THUS FAR ONLY MADE 1 PAYMENT IN MAY 1.ESTIMATED TAX CLAIMS ST OF NJ.-unsecured 2. Trustee Objection: - debtor has insufficient income(Amended J reduces expenses) - Need to file Pre-Confirmation Certification. - Trustee should receive non-exempt proceeds from lawsuit in connection with business contract to fund plan at 100%. Plan: $5000 X 60; 100% 1/4 payments 4------------RESOLVED----------------- IRS - filed APOC resolved; obj to conf by Bank of NY Mellon- Pay claim 9-1 for 181,692.84 through the plan - debtor has insufficient income(Amended J reduces expenses) |
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Matter ResolvedRequest Adjourment | 123 | 9/4/2024 10:00 am | 24-13900 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | 8/22 workup for the 9/4 calendar EDC Trustee's objection: - Must resolve State of NJ estimated tax claim 2017-2018 (STILL ESTIMATED) RESOLVED ISSUES: - The current Plan does not specify treatment of IRS $309.97 under the Plan. (SET UP TO BE PAID) - Must file Pre-confirmation certification. (FILED) Plan proposes: $450 x 60 beginning 5/1/2024, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 124 | 9/4/2024 10:00 am | 24-13954 / CMG | Scott E. Kaplan, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 8/28/2024 (DM): updated 9/4/24. ***TRUSTEE RECOMMENDS CONFIRMATION AT $1,124 PTD, THEN $750 x 56 STARTING 9/1/24, BASE PLAN WITH $35,353 THRESHOLD MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, CITADEL CREDIT UNION POC (9-1) SHALL BE TREATED AS SECURED UNAFFECTED, TRUSTEE IS AUTHORIZED TO PAY JPMORGAN CHASE $444.63 ARREARS POC (23-1), STRIKE ALL JUDGMENT CRAM IN PART 7a*** 1) JPMorgan Chase filed $444.63 arrears claim on Springside Place property not treated in the plan (OKAY TO PAY??) mk YES PAY 2) Citadel Credit Union filed a secured claim for 2019 Dodge Grand Caravan with $0 arrears not treated in the plan (DAUGHTER IS PAYING - TREAT AS SECURED UNAFFECTED??) MK; YES 3) Trustee OBJ: - Need to file certification of service for plan motions (NONE OF THE JUDGMENT CREDITORS IN PART 7a WERE NOT SERVED UPON A MANAGING AGENT.) - Need CMA with current sales - documents provided show 2023 sales which are too old (ONE CMA UPLOADED ON 8/7/24 IS FOR $250,000 AND ANOTHER CMA UPLOADED ON 8/19/24 IS FOR $235,000 - USING AVERAGE OF THE 2 CMAs $242,500.) - There may be non-exempt equity in real estate once updated CMA received (MTG CAME IS LOWER THAN YEAR OLD MTG STATEMENT PROVIDED - RECALCULATED NON-EXEMPT EQUITY IS NOW $35,353.) Prop. Plan $281 x 36, Min Div $6,104.40 PTD 4/4 = $1,124 Last Claim (30-1) |
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Matter ResolvedRequest Adjourment | 125 | 9/4/2024 10:00 am | 24-14024 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | atty needs to review the equity in RE and needs to review (Atty agrees to terms) 8/26 workup for the 9/4 calendar EDC RECOMMEND: $2000 PAID TO DATE, $3,979 x 56 BEGINNING 9/1/2024, BASE - Student loans will be paid outside of the plan. - Preserve non exempt equity of $197,265 in real estate. - Need 2023 tax return within 30 days of confirmation. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to confirmation. (NOT RECEIVED) RESOLVED ISSUES: - Need updated car insurance prior to confirmation. Policy provided expires on 6/21/24. (RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for child care $645.59/month for health insurance Need proof of expenses 10 days prior to confirmation. (RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,240. - The Schedules fail to account for the debtor(s) tax refund in the amount of $5,746 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $197,265 in non exempt equity in the residence. (LANGUAGE ADDED) Plan proposes: $500 x 60 beginning 5/1/2024, not less than $26,000 to unsecured creditors Payments: 3/4, arrears $500 |
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Matter ResolvedRequest Adjourment | 126 | 9/4/2024 10:00 am | 24-14047 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Plan Denied | As of 8/22/24(mk): Sale order requires a MP - so this plan should be denied MP in 14 DAYS- reminder set(mk) >>sale motion Granted for 8/21/24- sale k is for $490,000- that won't pay all claims at 100%<< 1. Estimated IRS claim - no returns for 2021 and 2022 2. Estimated St of NJ Claim- no returns for 2020,21 and 22. 3. Objection by US BANK( Stern LAV): - sale plan 6 mos form conf. - too long 4. Objection BY Kings Landing Condo(J. Casello): - plan fails to provide for full payment of claim 5. Trustee Objection: -need Valuation statement from Allstate Life insurance, prior to filing date and information on interest of father's estate -Need Will and Accounting from father's esate - non-exempt equity in real property $44,337, 2014 Jeep $9,353, Santander Bank acct $1,183 (as of date of filing, the acct had $2,583.63 half interest is $1,291.82 deduct exemption $108.03), Allstate Life insurance (pending statement) and interest in father's estate (pending proof). - Add to confirming order to provide non-exempt proceeds from sale to Trustee and non-exempt proceeds from Debtor's interest in father's estate. - must file pre conf cert. Plan: $1,000 x 36 begin 5/1/24; 100% and Sale of Kennedy Ct 6 months after conf 1/2 payments |
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Matter ResolvedRequest Adjourment | 127 | 9/4/2024 10:00 am | 24-14110 / CMG | Judith G. Amorski, Esq. | Confirmation Hearing Scheduled | Dismissed | NS issues as of 8/28/2024 (JMA) 1) 341 hearing not held, not rescheduled 2) No Trustee plan payments to date, arrears $5,900 |
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Matter ResolvedRequest Adjourment | 128 | 9/4/2024 10:00 am | 24-14206 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/30/2024 (at): Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: $277/month for court order restitution Need proof of excessive expenses 10 days prior to confirmation. (PROOF NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) - need update POI and amended I & J and POI once back to work (NOT RECEIVED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $17,525 in non exempt equity in the residence. (LANGUAGE ADDED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) Plan proposes: $203 x 60 beginning 5/1/2024, base Payments: 3/4, arrears $203 |
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Matter ResolvedRequest Adjourment | 129 | 9/4/2024 10:00 am | 24-14386 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 8/26/24 (SF) MODIFIED PLAN FILED AND SCHEDULED FOR 9/18/24 fyi: obj by Nationstar resolved . order submitted 7/23. TERMS=Pay arrears 3,176.95 per poc #11 thru plan |
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Matter ResolvedRequest Adjourment | 130 | 9/4/2024 10:00 am | 24-14402 / CMG | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Plan Denied | Email sent to Larry & Mary regarding filing a MP (dm) ISSUES AS OF 8/28/2024 (DM): Updated 9/3/24. 1) Federal Home Loan Mortgage (RAS) OBJs - $1,302.20 arrears on Soloff Dr property - Plan fails to include treatment of claim (UNRESOLVED.) 2) Credit Union of NJ -2nd mtg (McKenna Dupont) OBJs to strip off of mortgage. Per Zillow, the property is valued at $282,000 (DEBTOR ATTY INTENDS TO STRIKE STRIP.) 3) PNC Bank filed a secured claim for 2018 Chevy Cruze with $0 arrears not treated in the plan (TREAT AS SECURED UNAFFECTED?? - Yes) 4) ACAR Leasing filed $424.85 arrears claim on 2023 Chevy Blazer that was assumed in the Plan (OKAY TO PAY ARREARS?? - Yes) 5) Trustee OBJ: - Excessive Expenses: auto insurance $727, and 3 car payments $569, $424 and $300. - Form 22c has disposable income $2,297.70, which would require a $137,862 minimum dividend. - The recent online market comparatives have a higher value for the home of approximately $282,000 (DEBTORS HAVE PLENTY OF 522(d)(1) EXEMPTION AVAILABLE TO USE.) ***RESOLVED ISSUES*** A) Credit Union of New Jersey filed a separate $8,644.75 secured claim (see POC 7-1) for purchases made within 90 days of filing which is not treated in the plan. (CLAIM AMENDED TO A GUC.) B) Trustee OBJ: - Must file Pre-Confirmation Certification (FILED.) Prop. Plan $2,638 x 60, Base Plan. PTD 3.5/ = $9,352 Last Claim (7-2) |
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Matter ResolvedRequest Adjourment | 131 | 9/4/2024 10:00 am | 24-14675 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | As of 8/29/24 (DS): 1. Trustee obj to the following: - Must provide updated P&L income for July & August (since Debtor opened business in April), 2023 tax return, proof of auto insurance for 2011 BMW,(mk: this was repossessed) accountants valuation for Amore Ristorante Corp., April and May bank statements from TD Bank accts#8104, #8063 and #2595, certification information on mother's estate, are there any assets or will it be probated and was there a Will? - Verifiable disposable income verifies $3,929 with deducting social security would leave disposable income $3,135. - Plan does not specify treatment of priority claim filed by Glenn Lakatos $2,554.92. - Must resolve the estimated tax claims filed by State of NJ (2020 tax returns not filed) and IRS (2023 tax returns not filed). - Must resolve State of NJ Division of Taxation obj. 2. State of NJ Division of Taxation (HEATHER LYNN ANDERSON) obj to plan not proposing to pay secured claim $122,706.20. 3. Terry Smith (Landlord) filed unsecured claim $7,500. Prop Plan $500 x 6 begin 6/1/24; $2,800 x 54; Base Note: Debtor proof of income was attached to P&L verifies $451.10 weekly monthly being $1,953. |
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Matter ResolvedRequest Adjourment | 132 | 9/4/2024 10:00 am | 24-14879 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/22/2024 (at): RECOMMEND: $1,275 PAID TO DATE, $690 x 57 BEGINNING 9/1/2024, BASE Preserve non exempt equity of $28,249.19 in real estate. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Bank statements from Chase Bank accts#9410, #5990 and #3769 4/9/24 - 5/13/24 and 2 months bank statements from PNC Bank accts#2228 and #2201 prior to filing date. (RECEIVED) - A Modified Plan that checks part 1e (MOD PLAN FILED) - Amendments to Schedules B to add Chase Bank acct#9410, #5990 and #3769. (AMENDED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies much higher, there is disposable income $1,072. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $28,249.19 and estimated to be in all 3 Chase Bank acct (pending statements). (LANGUAGE ADDED) - The case is a Joint case and the plan filed at #2 fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. (MOD PLAN FILED) - JPMorgan Chase filed arrears claim $3,616.15. (MOD PLAN PAYS CHASE) Modified plan before confirmation proposes: $425 x 60 beginning 6/1/2024, not less than $20,000 to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 133 | 9/4/2024 10:00 am | 24-14962 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 8/28 workup for the 9/4 calendar EDC 1) Trustee objection to confirmation: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $525/month for personal care; $400/month for health insurance; $792/month for spouse's affinity loan; $1,500/month for spouse's creditor cards; $405/month for spouse's student loans. INFO HAS $270 MONTH MANI/PEDI---TRUSTEE COMPROMISE WILL AGREE TO ADD BACK $200 TOTAL - Verified income leaves monthly disposable income of $802.16. PLUS $200 ABOVE IS $1002 IN MONTHLY DISPOSABLE - Per the 22C, monthly disposable income is $7,671 which requires a minimum dividend of $460,260 to general unsecured creditors. - The Schedules fail to account for the debtor(s) tax refund in the amount of $631.00 when determining disposable income. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). WILL ADD ORDINARY DISTRIBUTION TO PLAN proposed plan $300x60 base plan ------------------- Resolved: - Need a statement for the Knights of Columbus life insurance policy. WHOLE LIFE-$10,000 VALUE OK - Need a statement for the debtor's 401k loan. RESOLVED, PROVIDED DEBTOR AND NON-FILING SPOUSE 401K STATEMENTS - Need a statement for the spouse's 401k loan. RESOLVED, PROVIDED |
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Matter ResolvedRequest Adjourment | 134 | 9/4/2024 10:00 am | 24-14991 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/27/24 (SF) RECOMMEND $300 PTD, $188 X 9 (BEGIN 9/1/24); $324 X 36 (BEGIN 6/1/25) BASE W/MIN $2990 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - OK TO PAY CITIZENS BANK ARREARS CLAIM 12-1 - ACAR LEASING IS ASSUMED IN PLAN DUE TO EXCESSIVE EXPENSES AND PENSION LOAN EXPIRING, RECOMMEND BASE OF $13,656 1. Acar leasing filed claim 1-1 which is not addressed or assumed in the plan. 2. Citizens Bank filed arrears claim 12-1 in the amount of $284.42 (OK TO PAY?) 3. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $490 Medical and back taxes $100 (taxes are in plan to pay). Must provide proof of expenses 10 days prior to confirmation. (RECEIVED AND DOES NOT EQUAL TO MORE THAN $300 PER MONTH) REDUCED EXPENSES BY $290 - Disposable income verifies $303.50 and when pension loan ends disposable income will be $593.50. - There is non-exempt equity in real property of $2,990. Plan proposes $100 x 60 Base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 135 | 9/4/2024 10:00 am | 24-15049 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | As of 8/29/24 (DS): 1. Trustee obj to the following: - Must provide the balance statement for Debtor's 401(k) loan (DOCS PROVIDED FROM NJ TRANSIT RETIREMENT HAS A BALANCE $12,915, BUT NO DATES ON IT. - Excessive expenses on Sched J: 3 car payments $228, $650 & $645 (cannot have 3 car payments), $64 boat insurance and $167 boat, $317 marina fees (these expenses are for recreation and not a necessity). - 22C monthly disposable income is $3,908 which requires min. div. $234,480 to gucs. - Disposable income verifies $6,481. - Capital One filed a bifurcated claim with arrears $4,936.12, secured $9,151.50 and unsecured $9,613.45. Must resolve claim. - Must resolve all the creditor objections. 2. SN Servicing (CHARLES WOHLRAB) obj to arrears not paid pending loan mod and loan mod. 3. Real Time Solutions filed their mortgage claim as unsecured, if their claim is to be considered unsecured, there is non-exempt equity in the residence $30,544. Must move against the claim if claim is to be a secured claim. 4. MFR by Capital One for 2018 Mazda 6 sched 9/18/24, Debtor has not made any post-pet payments since 5/19/24 and in arrears $1,420.50. Need outcome. Prop Plan $500 x 6 begin 6/1/24; $1,500 x 52; Base and Loan mod on Aldo Dr by 11/1/24 Note: Mod plan filed to mark off 1(e) jointly administered. |
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Matter ResolvedRequest Adjourment | 136 | 9/4/2024 10:00 am | 24-15240 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 10/2/2024 10:00 am | As of 8/30/24 (DS): Debtor atty requested adj to allow time to resolve issues. As of 8/29/24 (DS): 1. Trustee obj to the following: - Must amend Sched I to add correct employment and income. - Need service to One Main Financial listed in motions in the Plan. - Add to confirming order Trustee standard order of distribution. As of 7/26/24 (DS): Debtor atty requested adj to resolve all issues Prop Plan $366 x 60 begin 6/1/24; $0 Note: Vanguard statement and POI from new employment provided. IRS estimated claim amended, no longer estimated. |
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Matter ResolvedRequest Adjourment | 137 | 9/4/2024 10:00 am | 24-15292 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | 9/4: car esuszi- surrender in plan- need cert that its surrender and not operable. need auto insurance on Ducati car- also inoperable - debtor will cert this and no on road As of 8/29/24 (DS): 1. Trustee obj to the following: - Must provide 2 months proof of income from person contributing $1,900, auto insurance for 2014 Isuzu Medium Duty and 2014 Ducati, valuations for all cars, trucks, tractors and motorcycles etc and closing statement from the sale of the Debtor's juice business last year. - Excessive expense on sched J for auto insurance $340, verifies $123. - Must resolve IRS and State of NJ estimated tax claims, 2021-2023 tax returns not filed. - Must file Pre-confirmation certification. 2. Ally Capital-2014 Isuzu (REGINA COHEN) obj to plan to plan surrendering in full satisfaction and does not have provision for filing a deficiency claim. Obj must be resolved. 3. Ally Capital-2016 Dodge Challenger (REGINA COHEN) obj plan proposing balance $7,714, the claim is over secured and must be paid in full with an interest rate of 10.50% for a total $9,948.24. Obj must be resolved. 4. Bar date has passed, no claim filed by Barnegat Twp, recommend striking and not paying. Prop Plan $1,988 x 60 begin 6/1/24; $0 and Loan mod on 29 1st St 6 months after conf |
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Matter ResolvedRequest Adjourment | 138 | 9/4/2024 10:00 am | 24-15372 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/28/2024 (at): Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Amendments to Schedules I and provide proof of unemployment income (NOT AMENDED AND NO PROOF OF UNEMPLOYMENT RECEIVED) - Need February, March and April 2024 statements for the NFCU account or closing statement. (NOT RECEIVED) - Need to provide February, March and April 2024 statements for the Robinhood investment account or closing statement. (NOT RECEIVED) -IRS unsecured claim is estimated for 2018 and 2019 taxes, need amended claim (STILL ESTIMATED FOR 2017 - 2019) - Need settlement documents from the sale of the debtor's pizza business. (NOT RECEIVED) Plan proposes: $425 x 36 beginning 6/1/2024, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 139 | 9/4/2024 10:00 am | 24-15455 / CMG | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days _reminder set(mk) issues as of 8/28/2024 (JMA) 1) Trustee objection to confirmation -need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of $482.35. Debtor must sign up for e-wage within 7 days of confirmation. - The debtor has failed to file a feasible plan - The IRS filed a secured claim in the amount of $98,011.10. - The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - for debtor's new job. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,500/month car payment. - The current Plan does not specify treatment of Snap-on Credit 's secured claim under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $117,055 in non-exempt equity in the vehicles. - Need to file Pre-Confirmation Certification. RESOVLED, FILED 2) IRS priority claim #8 in the amount of $38,632.48, not provided for in the plan - need to resolve 3) IRS secured claim #8 in the amount of $98,011.10 not provided for in the plan - need to resolve 4) State of NJ priority claim #16, not provided for in the plan, estimated for 2023 taxes - need to resolve 5) State of NJ secured claim #16, not provided for in the plan, estimated for 2011 taxes - need to resolve 6) Americredit Financial Services claim #9 (2021 Cadillac Escalade) has arrears in the amount of $4,375.61, not provided for in the plan - need to resolve 7) BMO Bank claim #15 (2018 Dodge Ram 2500 Crew Cab) has arrears in the amount of $1,026.49, not provided for in the plan - need to resolve 8) Deutsche Bank (RASC) objection to confimation - need to resolve -mortgage arrears $144,751.12 -loan modification has not been offered or approved to date proposed plan $500x60 with loan mod 6 months base plan paid in $1,500 last clai |
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Matter ResolvedRequest Adjourment | 140 | 9/4/2024 10:00 am | 24-15505 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/27/24 (SF) RECOMMEND $2417 PTD, $892 X 33 (BEGIN 9/1/24) BASE W/MIN $24,986 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $754/month for transportation $3,717.46/month for alimony/support (need order) FOSTER CARE PAYMENT Need proof of expenses 10 days prior to confirmation. - There is $22,396.76 in non exempt equity in the residence. (Mortgage claim filed is lower so nonexempt equity is higher at $24,986) MK: he agrees to this Plan proposes $805 x 36 Base w/min $22,396.76 to gucs Payments: 3/3 RESOLVED: - Need proof of insurance for the 2020 Chevy and 2011 Nissan. Policy provided expired on 6/6/2024. (RECEIVED) - Domestic Support Obligation information (STILL NEED)- its foster income - not DSO |
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Matter ResolvedRequest Adjourment | 141 | 9/4/2024 10:00 am | 24-15636 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/28/2024 (at): AR DEBTOR UNEMPLOYMENT NEED UPDATE POST CONF 1. Objection filed by Nationstar Mortgage (Hladik Onorato) - failure to cure arrears of $25,399.99. (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comps 6 months prior to filing date. Zillow values property $300,800. (UPDATED CMA RECEIVED - NO EQUITY) The Plan fails to provide for a prompt loan modification completion date. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is estimated non-exempt equity in real property (pending updated CMA with comps 6 months prior to filing date) and in Citizen Bank acct $867. (CMA RECEIVED - VALUATION IS $195,000) - Must file Pre-confirmation certification. (NOT FILED) Plan proposes: $45 x 60 beginning 7/1/2024, loan modification by June, 2025, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 142 | 9/4/2024 10:00 am | 24-15748 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | AS OF 08/30/24 (SF) 1. LVNV filed secured judgment lien claim 20-1 in the amount of $5201.27 which is not addressed in the plan. (OK TO PAY?) Plan proposes $960 x 60 100% Plan Payments: 2/2 RESOLVED ISSUES: - Must file Pre-confirmation certification. (FILED) - A copy of the last filed tax return - for 2023 for the spouse. (RECEIVED) - Must resolve IRS estimated tax claim. (AMENDED) - Objection filed by KML Law (Carlon) - failure to pay arrears of $2886.10 (NO CLAIM FILED YET) (RESOLVED ORDER SUBMITTED) 2. Trustee objection: - 22c has disposable income $3,665.24 (100% Plan.) - The current Plan does not specify treatment of US Dept of HUD under the Plan. (outside) - There is non-exempt equity in real property $87,849 (100% Plan.) |
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Matter ResolvedRequest Adjourment | 143 | 9/4/2024 10:00 am | 24-15782 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 9/3/2024 (at): RECOMMEND: $1,500 PAID TO DATE, $1,250 X 57 BEGINNING 10/1/2024, BASE (Verified income leaves monthly disposable income of $1,760) - Need order resolving objection by Americredit within 30 days of confirmation. - Need to file Pre-Confirmation Certification within 7 days of confirmation. 1. Objection filed by AmeriCredit/GM Financial (Eisenberg, Gold) - interest rate in the plan is too low. Creditor wans 10.5% interest. Creditor wants adequate protection payments. (RESOLVED - CREDITOR TO BE PAID $42,316.97 THROUGH THE PLAN) 2. The order of distribution in the plan departs from the trustee's order of distribution. (LANGUAGE ADDED - PAY PER TRUSTEE'S ORDER) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - car insurance (RECEIVED) Plan proposes: $750 x 60 beginning 7/1/2024, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 144 | 9/4/2024 10:00 am | 24-15841 / CMG | Kevin S. Quinlan, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/22/24 (at): RECOMMEND: $770.82 PAID TO DATE, $770 x 58 BEGINNING 9/1/2024, BASE Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Amendments to Schedules "A" to list the value of the home. (AMENDED) Plan proposes: $770.82 x 60 beginning 7/1/2024, base Payments: 1/2, arrears $770.82 |
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Matter ResolvedRequest Adjourment | 145 | 9/4/2024 10:00 am | 24-15880 / CMG | Lawrence W. Luttrell, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | issues as of 8/29/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - for ETeam job for April and May. Debtor only provided 1 stub pay date 4/12/24-DEBTOR NO LONGER WORKS HERE, LAST PAYCHECK WAS 4/12/2024. COLLECTS UNEMPLOYMENT - NEED PROOF OF UNEMPLOYMENT INCOME - Two months bank statements from Bank of America acct#3885 prior to filing date. RESOLVED, PROVIDED STATEMENT - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $1,500 (Sched J and 2023 tax return list no dependents), Clothing $300, Tele/cell/internet/cable $725, Transportation $860, Life insurance $426, Auto insurance $600 (1 car verifies $170), 2023 taxes for federal and State $322, Storage Space $402, Subscriptions for children $100 and Mohela Student loan for children $200. Must provide proof of expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Pending additional pay stubs for ETeam employment and proof of excessive expenses proof of income verifies $10,536 - DEBTOR NO LONGER HAS JOB, COLLECTING UNEMPLOYMENT - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Bank statements from Bank of America acct#2934 from 5/15/24 to 6/11/24 prior to filing date. RESOLVED, PROVIDED - Must file Pre-confirmation certification. RESOLVED, FILED - The debtor to provide a certification regarding the vehicles listed on the auto insurance - The debtor to provide the year-to-date income from his spouse. 2) Debtor response to Trustee objection states the 2002 Jaguar was a gift to the debtor's wife as they could not afford a car. |
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Matter ResolvedRequest Adjourment | 146 | 9/4/2024 10:00 am | 24-15942 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 9/3/2024 (at): PER ATTORNEY, DISMISS AND HOLD FEES 1. 341 has not been held or rescheduled. 2. Payments: 1/3, arrears $1,447 |
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Matter ResolvedRequest Adjourment | 147 | 9/4/2024 10:00 am | 24-16087 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Plan Denied | Plan denied- MP in 14 days- reminder set AS of 8/29/24(mk): 341 was held today >>PLAN HAS TO BE DENIED OR W/D THIS PLAN AND FILE A MP AND CHECK PART 1E FOR JT ADMINISTRATION> 1. IRS ESTIMATED UNSECURED TAX CLAIM- 2020 return not filed 2.- Santander/Chrysler filed arrears claim for $1,319- OK TO PAY? 3. Trustee Objection: - The case is a Joint case and the plan fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. -Proof of income verifies that there is disposable income $1,674 when removing social security income. -need 2023 tax return - Must file Pre-confirmation certification. Plan:$108 x 60 begin 7/1/24; Dollar Base $1,900 1/2 payments |
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Matter ResolvedRequest Adjourment | 148 | 9/4/2024 10:00 am | 24-16112 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Confirmed | as of 8/28/2024 (JMA) TO RESOLVE TRUSTEE OBJECTION, NEED TO CONFIRM AT $268 PAID TO DATE, $521X34 BEGIN 9/1/2024 BASE PLAN 1) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Excess expense on Schedule J: $717 car payment. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Income verifies higher than scheduled. DISPOSABLE NET INCOME IS $623.95 proposed plan $268x36 base paid in $268 arrears $268 last claim 13-1 |
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Matter ResolvedRequest Adjourment | 0 | 9/4/2024 10:00 am | 24-16171 / CMG | Evan N. Pickus, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 9/debtor made a Sept payment at 1800 - Needs to post then terms to be redone to begin 10/1/24 9/3/24: mk atty says had problem w/ shortened plan as spouse not working- will agree to total 60 mos but want amended I & J and update info on income for spouse 6 mos from confirmation. Updated information on spouse income with amended I & J and current proof of income 8 months from confirmation* issues as of 8/30/2024 (JMA) To resolve Trustee objection need to confirm at $5,400 paid to date, $2,591x46 begin 9/1/2024 100% plan 1) Trustee objection to confirmation - need to resolve - Debtor's pension loan balance statements for 2 loans on pay stubs prior to filing date. - Amendments to Schedules A/B and C to add TD Bank acct#7275 and Chase checking acct#0433. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c Line 45 has disposable income $5,424.26, which would require min., div. $325,455.60 to gucs. - Disposable income verifies $3,541. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,759 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $103,595.07, TD Bank #7275 $4,324.29, Chase Bank savings acct#8433 half interest $2,530.30 and Chase Bank checking acct#9639 pending bank statements. Plan needs to be 100% - Must provide statements from Chase checking acct#9639 prior to filing date, shown on savings acct#0433 statement. - Arrears claim filed by CMG Mortgage for $477.45. - Add to confirming order Debtor to provide updated proof of income for both Debtor and spouse by 3/1/25 and amended Schedule I. - Must file Pre-c |
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Matter ResolvedRequest Adjourment | 150 | 9/4/2024 10:00 am | 24-16184 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 11/6/2024 10:00 am | AS OF 8/22/2024 (at): 1. Eric Bryant filed a secured claim in the amount of $67,500 which is not in the plan. Is the debtor going to pay this claim? 2. Trustee's objection: - The debtor has insufficient income. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,014.38. - Per the 22C, monthly disposable income is $4,154 which requires a minimum dividend of $249,240 to general unsecured creditors. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - once debtor finds employment. (LANGUGAGE ADDED) - Business forms - for E-gurus, LLC. (RECEIVED) - Need statements for the Charles Schwabb brokerage account (RECEIVED - $450 BALANCE) - NY Life whole life insurance policy. (RECEIVED - VALUE OF $11,715) - Need to file Pre-Confirmation Certification. (FILED) - Proof of income for debtor and amended I & J 6 mos form confirmation OR a certification if he is not employed by then. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).(LANGUAGE ADDED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $10,813.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $46,405 in non exempt equity in the residence. (LANGUAGE ADDED) - The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Per Schedu |
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Matter ResolvedRequest Adjourment | 151 | 9/4/2024 10:00 am | 24-16290 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 9/10/2024 11:00 am | May need Judge 8/30/24(mk): creditor objects to HR and will prosecute their obj. - sent email to debtor atty to let him know case was removed from HR AS of 8/28/24(mk): **CAN REC CONFIRM AT $200 x 36 Begin 7/1/24 Base** ------------------------------- mk: work up and contact atty-creditor obj was not prosecuted on 8/21/24 mk; son lives w/ parent in their home and is paying 2 mtgs for parents not rent- debtor supports both elderly parents who are each in their own bkcy cases.. THIS OBJECTION WAS NOT PROSECUTED AT LAST HEARING ON 8/21/24. MATTER WAS ADJ TO 9/4 AT TR REQUEST SO CASE COULD BE WORKED UP 1. Objection filed by Bhailalbhai Patel and Heena Patel (CAPONE - creditor wants proof that debtor's household size is 3 and believes that the debtor manipulated the 122C-1 to be below median when he's actually above median. Objecting to debtor's expenses. (UNRESOLVED) Debtor atty reply #18 MK: no appearance by creditor on 8/21/24 2. Trustee's objection :DEBTOR/ATTY CERT REPLY #17- debtor supports elderly parents - contributes to their Bkcy cases...but his parents appear to live w/ him so it is a HH of 3 DEBTOR'SPARENTS OWN THE HOME THEY ALL LIVE IN-LOOKS LIKE HE PAYS parents 2 MTG on the property. --------RESOLVED ISSUES--------------- - Needs certification as to the rent to parents and all that he pays and as to other expenses ( RECEIVED- NO rent son lives w/ parents and pays the 2 mtgs) . Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $14,492.61 (Per obj) RESOLVED- STATUS CHANGE- OBJ. WAS W/D The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the profit-sharing account with Proskauer Rose. (RECEIVED) - Need a statement for the Robinhood account. Deposits of $2,500k on 4/26 and $4,000 on 5/7 to this account. (NOT RECEIVED) - Need a statement for the Zelle account. $2,300 deposited in there on 5/3. (NOT RECEIVED) atty resonse-ok - plan consists of unnecessary or excessive expe |
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Matter ResolvedRequest Adjourment | 152 | 9/4/2024 10:00 am | 24-16333 / CMG | Regina L. Gelzer, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | As of 8/29/24 (DS): Debtor atty requested adj to obtain docs from client As of 8/28/24 (DS): 1. Trustee obj to the following: - Must provide 2 months bank statements from PNC Bank accts#2268 and #2241 prior to filing date, which is listed on PNC Bank acct#2276 - Per letter from employer Debtor re. loan repayment deduction on pay stub was taken on 4/29/24 at $200 wkly deduction total $866 monthly should end 10/31/24 and require a tier plan payment increase 11/1/24. - Disposable income verifies $2,481, tax refund $4,474 not listing on Sched I when determining disposable income. - There is non-exempt equity in the residence $49,276 and in PNC Bank acct#2276 $1,894 total $51,170. - Add to confirming order Trustee standard order of distribution. - Must file Pre-confirmation certification. Prop Plan $972 x 60 begin 7/1/24; Base Note: Amended petition filed that amends the incorrect social security number of the co-debtor and credit agencies were also served notice of correct social security. |
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Matter ResolvedRequest Adjourment | 153 | 9/4/2024 10:00 am | 24-16369 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 09/3/24 (SF) UPDATED RECOMMEND $3006 PTD, $2272 X 58 (BEGIN 9/1/24) 100% PLAN W/MIN $42,933 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE; LOAN MOD BY 1/1/25 - OK TO PAY ARREARS TO NJ HOUSING MORTGAGE AND FINANCE - OK TO PAY PRIORITY CLAIM 2-1 FOR BERKELEY TWP SEWERAGE AUTHORITY - OTBS WITHIN 30 DAYS RESOLVING OBJ BY HOUSING AND MORTGAGE FINANCE 1. Objection filed by Housing and Mortgage Finance (Carlon) - failure to pay arrears of $89,925.28 (RESOLVED) 2. Trustee objection: - Need a current market analysis - with comps from the past 6 months. - Need Updated auto insurance, if not confirmed by 9/4/24, insurance expired 9/14/24. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $300 and Transportation $650. - 22c has disposable income $1,055.34, which would require minimum dividend $63,320.40 to GUCs. (100% Plan) - Disposable income verifies $2,997. - There is non-exempt equity in the residence $118,927. (100% Plan) Plan proposes $1500 x 60 100%; Loan Mod by 1/1/25 Payments: 2/2 8/29/24(mk); FYI order submitted resolving obj. to conf. by NJ Mtg Finance. TERMS= PAY arrears(poc#7) in the amount of $89,925.28 thru plan. |
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Matter ResolvedRequest Adjourment | 0 | 9/4/2024 10:00 am | 24-16370 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/9/2024 10:00 am | 9/4/24: 3/4 Tr payments & 341 now on 9/12/24 ----------------- as of 8/22/2024 (JMA) - no Trustee payments, no 341 hearing - recommend dismissal PYMT POSTED |
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Matter ResolvedRequest Adjourment | 154 | 9/4/2024 10:00 am | 24-16385 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | sch TFS for 1,000- adj for payments to post then can further adj after 341 341 on 9/12/24 0/3 payments NEEDS TO MAKE PAYMENTS THEN SUBMIT AN ADJ REQUST. |
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Matter ResolvedRequest Adjourment | 155 | 9/4/2024 10:00 am | 24-16392 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | TR needs to be listed as add'l insured /loss payyee on home and auto insurance issues as of 8/28/2024 (JMA) 1) Santander Consumer USA dba RoadLoans (Eisenberg Gold) objection to confirmation - need to resolve -debtor's plan does not treat the 2019 Jeep Compass in the plan- ORDER SUBMITTE 9/3/24 TREATS AS UNAFFECTED(mk) 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The Schedules fail to account for the debtor(s) tax refund in the amount of $9,539 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $87,932 in non-exempt equity in the residence. - There is $58,761 in non-exempt equity in the Chase bank accounts. (MK ATTY OBJECTES TO THIS - IN WIFE'S B NAME- SEE UPLOADED STATEMENT. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Debtor must provide proof that the trustee was added as loss payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for vesting at confirmation. proposed plan $2,500x60 base plan with minimum $150,000 to gucs paid in $7,500 last claim 12-1 RESOLVED: - Need to file Pre-Confirmation Certification - RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 156 | 9/4/2024 10:00 am | 24-16451 / CMG | Juan C. Velasco, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 9/3/2024 (at): BAR DATE IS 9/4/2024...SHOULD ADJOURN TO AFTER BAR DATE. RECOMMEND: $772.34 PAID TO DATE, $813 x 46 BEGINNING 9/1/2024, 100% PLAN Preserve non exempt equity of $67,415 in real estate. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - need to provide Bank of America statements joint account with spouse. (RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verified higher than scheduled, disposable net $2,926. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $67,415 non-exempt equity on the debtor's house. (LANGUAGE ADDED) Plan proposes: $386.17 x 60 beginning 7/1/2024, base Payments: 2/3, arrears $386.17 |
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Matter ResolvedRequest Adjourment | 157 | 9/4/2024 10:00 am | 24-16517 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 7/29/24 (sf) Adj to after bar date |
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Matter ResolvedRequest Adjourment | 158 | 9/4/2024 10:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | 341 on 9/26 As of 8/23/24 (DS: 341 not held 8/22/24, still missing docs 1/3 payments PLan relies on a Ch 11 reorg and that has been converted in July |
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Matter ResolvedRequest Adjourment | 159 | 9/4/2024 10:00 am | 24-16542 / CMG | Adam Schneider, Esq. | Confirmation Hearing Scheduled | Dismissed | NS by debtor atty creditors appeared: L. Lipkin esq.: 109(e). plan does does not treat Mtg co. and Pincus appeared and 1 more AS OF 9/3/2024 (at): DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. 341 has not been held or rescheduled. 2. Payments: 0/3, arrears $3,000 no 341 dox at all |
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Matter ResolvedRequest Adjourment | 160 | 9/4/2024 10:00 am | 24-16558 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 9/4/24 (SF) Copy of certified check in the amount of $4086 just received 1. 341 NOT HELD. RESCHEDULED TO 9/26/24 2. NO PAYMENTS: 0/2 ARREARS: $4086 |
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Matter ResolvedRequest Adjourment | 161 | 9/4/2024 10:00 am | 24-16568 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 11/6/2024 10:00 am | 341 now on for 9/26 2/2 payments |
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Matter ResolvedRequest Adjourment | 162 | 9/4/2024 10:00 am | 24-16618 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | |
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Matter ResolvedRequest Adjourment | 163 | 9/4/2024 10:00 am | 24-16620 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 8/28/24 (DS): Ok to confirm at $900 x 6 begin 8/1/24; $1,345 x 54 begin 2/1/25; 100% with a minimum dividend $244,637 due to non-exempt equity 1. Trustee obj there is non-exempt equity in the residence $238,280, Hyunda Tucson $3,474 and TD Bank acct $2,883 total $244,637. Prop Plan $900 x 6 begin 8/1/24, $1,345 x 54; 100% |
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Matter ResolvedRequest Adjourment | 164 | 9/4/2024 10:00 am | 24-16653 / CMG | Michael Schwartzberg, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 09/03/24 (SF) Updated RECOMMEND $770 PTD, $582 X 58 (BEGIN 10/1/24) BASE PLAN - OK TO PAY PNC BANK CLAIM 8-1 - TRUSTEE STANDARD ORDER OF DISTRIBUTION 1. PNC Bank filed arrears claim 8-1 in the amount of $375.14 which is not addressed in plan (OK TO PAY?) 2. Trustee objection: - The debtor has insufficient income income verifies lower than scheduled amount, disposable net income $87.93. (Disposable income is now $726.93) -There is Excess expenses Schedule J $500/utlities; $450/telephone, cell phone; $858/lease 2023 Lexus; $400/IRS, need proof of payments made to IRS. Need to provide proof of utilities, telephone expenses for Trustee review 10 days before confirmation (Reduce expenses by $639 - $400 IRS payment which is being paid through the plan and $239 for excessive auto payment) 2. The Plan proposes non-standard order of distribution Plan proposes $385 x 60 Base Payments: 1/1 |
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Matter ResolvedRequest Adjourment | 165 | 9/4/2024 10:00 am | 24-16681 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | As of 8/22/24(mk): email to atty >>BAR DATE IS 9/10/24 AND PLAN IS 100%- NEEDS TO ADJ TO AFTER THAT DATE SO WE HAVE ALL CLAIMS IN** 1. There is non exempt equity of 120,166 in real property- HOW WILL DEBTOR FUND 2ND TIER OF PLAN? Plan: $215x6, $1700x34 100% plan 1/1 |
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Matter ResolvedRequest Adjourment | 166 | 9/4/2024 10:00 am | 24-16690 / CMG | Joel R. Spivack, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | issues as of 8/28/2024 (JMA) 1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - need to resolve -pre-petition arrears $2,742.48 2) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is non-exempt equity $3,102.59 in the USAA acct #4969 - There is non-exempt equity $249.89 Schwab account. - Total non-exempt equity $3,352.48 - Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - anticipated arrears claim $2,742.48 - need to resolve proposed plan $3,600x23, $4,292x37 base plan paid in $0 arrears $3,600 last claim 9-1 |
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Matter ResolvedRequest Adjourment | 167 | 9/4/2024 10:00 am | 24-16720 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/22/2024 (at): 1. Affinity FCU filed a secured arrears claim #1 in the amount of $442.40 (2011 Mercedes) which is not in the plan. Is the debtor going to pay this claim? (PER ATTORNEY, DEBTOR WILL PAY THIS OUTSIDE OF THE PLAN - NEED TO MOVE AGAINST THIS CLAIM) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need a valuation for the timeshare. (NOT RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,400/month for food $30/month to the IRS $164/month for timeshare (luxury item) Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $906. - The attorney's fees in the plan and the disclosure statement do not agree. Disclosure states $2,720 will not be paid through the plan. One of these must be amended. (NEITHER AMENDED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $839 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $14,942 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $9,726 in non exempt equity in the cars and bank accounts. (LANGUAGE ADDED) Plan proposes: $350 x 60 beginning 8/1/2024, base Payments: 1/1 |
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Matter ResolvedRequest Adjourment | 168 | 9/4/2024 10:00 am | 24-16746 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Plan Denied | 9/3/24 (sf) Per atty, modified plan just filed. Not received yet. issues as of 8/28/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - for Women's Psychotherapy Center job. (July and August) - Need a statement for the Franklin Mutual account. - A Modified Plan that vests property upon confirmation.AR OR ADD TRUSTEE AS ADDITIONAL INSURED - Amendments to Schedules I to correct income (debtor and spouse are reversed) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verifiable income leaves monthly disposable income of $2,243.16. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $3,443 in non-exempt equity in the bank accounts. - Need June and July bank statements for PNC accounts 4152, 4834 and 4826. - Need to file Pre-Confirmation Certification 2) Part 8a is not completed proposed plan $236x60 base with minimum $10,200 to gucs paid in $236 last claim 6 |
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Matter ResolvedRequest Adjourment | 169 | 9/4/2024 10:00 am | 24-16747 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 1 days- reminder set AS OF 8/30/24 (SF) RECOMMEND MP BE DENIED. PART 1E OF THE PLAN IS BLANK 1. Objection filed by CMG Mortgage Inc (Fissel) - failure to pay arrears of $1010.66 (MUST RESOLVE) 2. Ford Motor Credit filed lease claim 4-1 for 2023 Ford Explorer which lease is not assumed in the plan (MUST RESOLVE) 3. Trustee objection: - Need Amendments to Schedules I & J to remove unemployment income - There is $2,492 non-exempt equity in Chase account - There is $159.31 non-exempt equity in debtors house. TOTAL NON-EXEMPT EQUITY $2,651.31 4. Must file pre-confirmation certificaton Plan proposes $794 x 60 w/min $39,808 to gucs Payments: 1/1 |
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Matter ResolvedRequest Adjourment | 170 | 9/4/2024 10:00 am | 24-16748 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days- reminder set -Plan 1e does not mark off jointly administered MUST FILE A MP and this plan will be either denied AS of 8/28/24(mk): 341 was held today 1. American Honda filed arrears claim for the lease on 2022 Honda- arrears $472.44- OK TO PAY? 2. Trustee Objection: -Plan 1e does not mark off jointly administered MUST FILE A MP and this plan will be either denied or w/d -amend schedule A/B and C to add 2004 Toyota 4Runner -need Loan payment balance owed prior to filing date, shown on pension income as deduction $978.05. - Must file Pre-confirmation certification. -co- debtor to provide updated income 6 mos from confirmation Plan:$394 x 60 begin 8/1/24; 0% 1/1 payment |
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Matter ResolvedRequest Adjourment | 171 | 9/4/2024 10:00 am | 24-16767 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | Copy of money order provided in the amount of $400 issues as of 8/27/2024 (JMA) 1) Trustee objection to confirmation - need to resovle - A current market analysis - for Liberia property. - Need to provide 2 months bank statements from Bank of America acct prior to filing date. - A copy of the deed - for the Liberia property. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $274 (verifies $195) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $320 non-exempt equty in ABCO FU acct#0348 and may be in the Bank of America acct pending statement. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Must file Pre-confirmation certification. - The debtor needs to provide information regarding her separation from her husband including the date of separation. 2) No Trustee plan payments to date, arrears $375 proposed plan $375x60 base plan paid in $0 arrears $375 last claim 4-1 RESOLVED: - A copy of the homeowner's insurance renewal declaration - for the residence, insurance expires 8/26/24 and liability insurance for Liberia property. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 172 | 9/4/2024 10:00 am | 24-16841 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | AS OF 8/29/2024 (at): RECEIVED PROOF OF ONE TFS PAYMENT DATED 8/26/2024. 1. 341 is scheduled for 9/12/2024. 2. Payments: 0/1, arrears $813 |
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Matter ResolvedRequest Adjourment | 173 | 9/4/2024 10:00 am | 24-16944 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | issues as of 8/27/2024 (JMA) - NEED TO REQUEST ADJOURNMENT OF CONFIRMATION TO ALLOW 341 TO BE HELD 1) 341 not held, rescheduled for 9/12/2024 2) Current with Trustee plan payments proposed plan $745x60 100% plan paid in $745 lst claim 5-1 |
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Matter ResolvedRequest Adjourment | 174 | 9/4/2024 12:00 pm | 21-12482 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 175 | 9/4/2024 12:00 pm | 23-13119 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Revised Order Submitted | |
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Matter ResolvedRequest Adjourment | 176 | 9/4/2024 12:00 pm | 23-16364 / CMG | Robert Cameron Legg, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 177 | 9/4/2024 12:00 pm | 23-17816 / CMG | Carrie J. Boyle, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 180 | 9/4/2024 12:00 pm | 24-10186 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 181 | 9/4/2024 12:00 pm | 24-10192 / CMG | Andrew Thomas Archer, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 182 | 9/4/2024 12:00 pm | 24-13725 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 183 | 9/4/2024 12:00 pm | 24-13926 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 184 | 9/4/2024 12:00 pm | 24-14033 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 185 | 9/4/2024 12:00 pm | 24-14464 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 187 | 9/4/2024 3:00 pm | 20-17727 / CMG | Steven J. Abelson, Esq. | AP Summons Issued | Judge to Reserve Decision | AP 24-1477 /DISCHARGEABILITY - GAUL VS. US DEPT ED |
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Matter ResolvedRequest Adjourment | 0 | 9/4/2024 3:00 pm | 20-17727 / CMG | Steven J. Abelson, Esq. | AP Hearing Rescheduled (Document) | 3rd Party Matter | |
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Matter ResolvedRequest Adjourment | 200 | 9/4/2024 3:00 pm | 24-16248 / CMG | Andy Winchell, Esq. | AP Summons Issued | Judge to Reserve Decision | AP 24-1479 PAOLI VS. ILEX ASSET RECOVERY GROUP, LLC |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |