Judge Christine M. Gravelle
Hearing Date: 9/2/2020
Hearing Count: 179
Last Updated: 10-27-2020 03:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
19/2/2020 9:00 am15-28819 / CMGPRO SEMotion Reopen Ch. 13 Case (fee)Granted
CERT OF FINA MTGMT COURSE
Matter ResolvedRequest
Adjourment
29/2/2020 9:00 am15-31006 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $46,120.00
8/27/20(mk): 1st K fell through, have a new K for sale of Aberdeen prop. adj to Oct. for complete or Dismiss

>>Atty opposes- Provided contract dated 1.17/20. for sale of Prop. at 357 Country Rd.5.8 mil.- adj to allow to close deal.

FAILED TO TURN OVER N/E PROCEEDS FROM SALE OF A. MAUTONE REXOURCES LLC BY 7/1/19; ARREARS
Matter ResolvedRequest
Adjourment
39/2/2020 9:00 am15-33949 / CMGELLEN M McDOWELL, ESQMotion SellOrder to be Submitted
OST/Citimtg obj (Powers)<>1800 2nd ST
Matter ResolvedRequest
Adjourment
49/2/2020 9:00 am15-33949 / CMGELLEN M McDOWELL, ESQOrder Shorten TimeGranted
MTN TO CANCEL/DISCHARGE IRS LIEN
Matter ResolvedRequest
Adjourment
69/2/2020 9:00 am16-10196 / CMGAllen I. Gorski, Esq.Creditor Certification of DefaultContinued
9/16/2020 9:00 am
Total Paid In: $50,575.00
PHH ( Robertson)

mk: FYI:
1. MP(#170) filed 8/13/20. On 9/16/20. MP surrenders RE in full satisfaction
2. Motion To reclassify & expunge JP Morgan POC #9 on for 9/2/20.
3. TR Motion to Dismiss on 10/21/20
Matter ResolvedRequest
Adjourment
59/2/2020 9:00 am16-10196 / CMGAllen I. Gorski, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $50,575.00
MTN TO RECLASSIFY TO UNSECURED AND EXPUNGE PHH CLM #9

MP (#170) on for 9/16/20 Surrenders in Full Satisfaction& there is SV
Matter ResolvedRequest
Adjourment
79/2/2020 9:00 am17-10277 / CMGEric ClaymanMotion Relief from Co-Debtor StayGranted
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
89/2/2020 9:00 am17-10434 / CMGRUTH ANN DIDONATOMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $53,786.00
9/1/20(mk): Proof of 2 payments for 1,578.needs more time to catch up. Businees COVID affected

Debtor obj, impacted by COVID; can make pymts<> ARREARS

>>8/25/20:(mk):atty reply says mailed 1,578 on 8/21/20 and mailing out 2 more payments at 1,578 on Monday.
Matter ResolvedRequest
Adjourment
99/2/2020 9:00 am17-11765 / CMGJACQUELINE R ROCCI ESQMotion to Cancel and DischargeGranted
MTN TO CANCEL DISCHARGE/FIRST INTERSTATE FINANCIAL
Matter ResolvedRequest
Adjourment
109/2/2020 9:00 am17-11816 / CMGLEE M PERLMAN, ESQMotion to Approve Loan ModificationOrder Previously SubmittedTotal Paid In: $34,657.00
8/27/20: Revised Order submitted.

Trustee limited obj<>MTN TO APPROVE LM

Just needs revised Order to ck box in Parg 4
Matter ResolvedRequest
Adjourment
119/2/2020 9:00 am17-12833 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $22,209.00
8/31/20(mk): CO submitted today

Debtor obj<>RAVENS CREST EAST AT PRINCETON MEADOWS CONDO (CUTOLO BARROS)

>>Consent Order submitted to Chambers 8/26/20- no signature by debtor's atty
Matter ResolvedRequest
Adjourment
129/2/2020 9:00 am17-12852 / CMGDouglas S. Stanger Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $12,801.00
8/31 AMT: $ 12,430 PTD (42); $371 X 18 BEG 9/1/20 (atty ok)<<<>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
139/2/2020 9:00 am17-15982 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $31,750.00
8/31/20: another payment for 1,000 sent- if posts- then do a recap

as of 9/1/20(mk): Arrears $3,085

Debtor obj, now current<>ARREARS
Matter ResolvedRequest
Adjourment
149/2/2020 9:00 am17-15982 / CMGEric ClaymanCreditor Certification of DefaultContinued
9/16/2020 9:00 am
Total Paid In: $31,750.00
9/1/20:Debtor needs adj - creditor objects

TR ARREARS
RS to get more info from client & file cert to get more time for loan

NATIONSTAR (Roberts Anschutz)
debtor obj.- medical issues- will be almost current and request cure over 6 mos


>>FYI TR Motion to Dismiss on 9/2/20, Arrears as of 8/14/20 $2,150.
last pay 7/21/20 for $800. Debtor obj filed says current- NOT SO
Matter ResolvedRequest
Adjourment
159/2/2020 9:00 am17-17301 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $12,254.00
8/25/20(mk): debtor made payment- Plan balance $150



Debtor obj, will be current<> ARREARS
Matter ResolvedRequest
Adjourment
169/2/2020 9:00 am17-18512 / CMGLEE M PERLMAN, ESQMotion SellOrder Previously SubmittedTotal Paid In: $11,089.00
9/1/20(mk: Revised Order submitted to Chambers today- OK

137 BRIARWOOD DRIVE

mk: reviewed, Order good except for parg 9- waives 10 day under R6004(g)- should be 14 day stay under 6004(h).

looks like approx 15,000 NE proceeds
Matter ResolvedRequest
Adjourment
179/2/2020 9:00 am17-18847 / CMGANDREW B FINBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $26,096.00
8/27/20:ARREARS $2,063
Matter ResolvedRequest
Adjourment
189/2/2020 9:00 am17-21379 / CMGJOAN S. WARREN, ESQ.Motion Sell Free and Clear of Liens under 363(f) (FEE)GrantedTotal Paid In: $6,105.00
705 OXFORD STREET
Matter ResolvedRequest
Adjourment
199/2/2020 9:00 am17-24567 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $68,222.00
needs 1 payment w/in 2 weeks- then can further adj

Debtor obj<>ARREARS now $40,712

>Debtor trying to REFI home and pay off plan. NEED STATUS
Matter ResolvedRequest
Adjourment
209/2/2020 9:00 am17-25899 / CMGLAURENCE R SHELLER, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $40,309.00
MTN TO MODIFY CLAIM #15

Creditor w/d their claim #15 on 8/6/20(#59) so this motion is also w/d.
Matter ResolvedRequest
Adjourment
219/2/2020 9:00 am17-28450 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $19,504.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
229/2/2020 9:00 am17-31728 / CMGDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $6,690.00
FAILED TO SELL DUTCH LANE PPTY BY 3/16/20; ARREARS

Debtor opp'n-Covid affected. Made payments. Will file MP to extend time to sell
Matter ResolvedRequest
Adjourment
239/2/2020 9:00 am17-31728 / CMGDavid L. Stevens Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $6,690.00
8/31/20(mk): CO submitted today.

8/26/20(mk): email OTBS. debtor make reg payments to creditor begin 9/5/20 & atty fees $350 & costs 181 in plan.

Debtor obj<>TD AUTO FINANCE (SCHILLER, KNAPP, LEFKOWITZ)

mk: fyi TR MTN To Dismiss on for 9/2/20.. Arrears & Failed to LM by 3/26/20.
Matter ResolvedRequest
Adjourment
249/2/2020 9:00 am17-31749 / CMGAvram D White Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
9/1/20(mk): Atty says filing Notice to Convert today.

As of 8/28/20(mk): No Notice to Convert- STATUS?

8/19/20:adj to convert to 7

8/14/20(mk):ARREARS now as of SEpt are $2,000. Last pay 1/6/20 for $250.
Matter ResolvedRequest
Adjourment
259/2/2020 9:00 am17-32945 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $22,272.00
MP on 9/2/20- ON HR

Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
269/2/2020 9:00 am17-34307 / CMGKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $19,757.00
ARREARS 1,937.50 as of 8/26/20

>>Debtor to send !400 on 8/26/20 &balance in 2 weeks- ADJ to 10/7/20 to be current
Matter ResolvedRequest
Adjourment
279/2/2020 9:00 am17-35345 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $7,822.00
MK: MP filed 8/26/20- Adj this to date of MP on 10/7/20.

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
289/2/2020 9:00 am18-12315 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
Notice of Vol Conversion filed 8/31/20

FAILED TO LM BY 2/1/20
Matter ResolvedRequest
Adjourment
299/2/2020 9:00 am18-12573 / CMGEdward Hanratty, Esq.Application for RetentionOrder to be SubmittedTotal Paid In: $16,406.00
9/1/20: Per AR OTBS - Hanratty to prep order. Legal fees outside & NE Proceeds to TR.

AR NEED STMT AS TO JURISDICTION
debtor atty to lay out grounds and benefit to estate and approx value of claim by 8/19/20.

>>debtor reply #141

Trustee obj<> APPLICATION FOR RETENTION/SPECIAL COUNSEL
-since TR objection, amended b & c filed to list lawsuit- Value Unknown. no exemption taken on C
-THIS APPLICATION REQUESTS ATTY GARY LYNCH REP DEBTOR IN CLASS ACTION VS. LENDING CLUB. DEBTOR ATTY HAD HIMSELF RETAINED #132
TO DO THE SAME THING?
Matter ResolvedRequest
Adjourment
309/2/2020 9:00 am18-13645 / CMGKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $13,654.00
8/25/20(mk): Debtor current now

Debtor obj, making pymts<> ARREARS
Matter ResolvedRequest
Adjourment
319/2/2020 9:00 am18-13849 / CMGRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $10,536.00
Debtor opp'n- will pay lump sum $2,000 by 9/1/20 then recap.

ARREARS
Matter ResolvedRequest
Adjourment
329/2/2020 9:00 am18-14819 / CMGROBERT G SWAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $21,426.00
As of 8/26/20:ARREARS are $1,470. Debtor has been making recent payments.

Recap looks like :$19,150 PTD(29 mos)Then $768 x 31 begin 9/1/20. mk email to atty-Atty ok to terms
Matter ResolvedRequest
Adjourment
339/2/2020 9:00 am18-18882 / CMGJACQUELINE R ROCCI ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $30,350.00
8/31/20(mk): email through Dispo list- OTBS- asked Counsel about funds on reserve.

Debtor obj<>PHH (Ras)

8/31/20: Atty email says:This matter is resolved as Debtor paid all post petition arrears through September 2002. Last week counsel for PHH received proof of payment and was looking into withdrawing the motion.
>> MK: Replied to atty & asked ?in PN about reserve amt to be paid to PHH?
Matter ResolvedRequest
Adjourment
349/2/2020 9:00 am18-20064 / CMGWilliam H. Oliver, Jr., Esq.Motion to Approve Loan ModificationGrantedTotal Paid In: $3,992.00
Trustee limited obj< MTN FOR LM

>>Debtor cert filed So TR OBJ CAN BE W/D & Motion G
Matter ResolvedRequest
Adjourment
359/2/2020 9:00 am18-20147 / CMGBRIAN S THOMAS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,200.00
As of 8/28/20:ARREARS $1,400. Last pay 12/27/19
Matter ResolvedRequest
Adjourment
369/2/2020 9:00 am18-22154 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $17,380.00
(9/1/20(mk) Atty email ok with Dismissal but does not want bad faith grounds -

As of 8/31/20: ARREARS $3,170.

Debtor opp'n- says payment made $3,558.>> NOT TRUE. Payment was $358. Receipt altered.
CASE SHOULD BE DISMISSED FOR BAD FAITH
Matter ResolvedRequest
Adjourment
379/2/2020 9:00 am18-25901 / CMGJEFFREY E JENKINS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,301.00
8/28/20: Debtor Current

Debtor obj, will get current; ARREARS
Matter ResolvedRequest
Adjourment
389/2/2020 9:00 am18-27900 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $10,680.00
As of 8/28/20:ARREARS $3,695. Last pay 3/3/30.
Matter ResolvedRequest
Adjourment
399/2/2020 9:00 am18-27988 / CMGLEE M PERLMAN, ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $16,625.00
THE BANK OF NEW YORK MELLON TRUST (RAS)

Debtor Opp'n filed- made payments & be current w/in 90 days.
Matter ResolvedRequest
Adjourment
409/2/2020 9:00 am18-28089 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,420.00
SV/WELLS FARGO; ARREARS $2,455 as of 8/28/20.
Matter ResolvedRequest
Adjourment
419/2/2020 9:00 am18-28564 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,713.00
8/31/20: Per Atty- No defense.


As of 8/28/20:ARREARS $3,445. Last pay 4/28/20.
Matter ResolvedRequest
Adjourment
429/2/2020 9:00 am18-29622 / CMGBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $42,950.00
8/26/20(mk): atty filed MP (#99)today. Adj this motion to MP hearing date. 10/7/20


ARREARS- Debtor opp'n
Matter ResolvedRequest
Adjourment
439/2/2020 9:00 am18-31190 / CMGMark K. Smith, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $30,475.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
449/2/2020 9:00 am19-11017 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $15,819.00
8/28/20: MP Filed & COVD Cert. attached -No date yet

As of 8/28/20:ARREARS $7,065; FAILED TO SELL STREEKER RD PPTY BY 8/30/19
Matter ResolvedRequest
Adjourment
459/2/2020 9:00 am19-11349 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $9,908.00
9/1/20(mk):debtor submitted the additional docs. Atty trying to confirm package is in underwriting, Reached out to bank's counsel

Debtor obj<>FAILED TO LM BY 12/1/19

debtor says:1st LM denied Appeal filed which is pending. Current w/ TR & Post pet. mtg payments.
Matter ResolvedRequest
Adjourment
469/2/2020 9:00 am19-11710 / CMGWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,822.00
7/31/20(mk): MP also adj to 9/2/20 - Honor Roll.

6/12/20: atty req. adj .filed MP 6/12/20.( extends plan to 84mon and now a cure plan as LM denied.

FAILED TO LM BY 12/4/19

>>Debtor opp'n. LM was denied and will be filing a MP to cure arrears.
Matter ResolvedRequest
Adjourment
479/2/2020 9:00 am19-13417 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $5,680.00
adj to allow a MP

FAILED TO LM BY 2/5/20

>Debtor Opp'n-REC'D LM- Order entered 11/15/20- BUT WAS TO FILE MP & AMENDED I & J W/in 20 days.
- there are 2 mtgs on the RE both held by Wells Fargo-pre pet arrears claims were filed for both Mtgs.
-Order grants Lm for 1st Mtg &compels ex spouse to Cooperate w/LM on second Mtg.

>>Needs to address Arrears POC #5 on 1st Mtg & FILE A MP. What's happening on LM for second Mtg?
Matter ResolvedRequest
Adjourment
489/2/2020 9:00 am19-13647 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,825.00
9/1/20(mk): atty says still working with surviving debtor on best course of action.

8/28/20(mk) ;Need status from atty as to if case will proceed

8/4/20(mk): atty email co debtor has passed away. Need time to see how debtor wants to proceed

7/31/20(mk) MP also on 8/5/20.ADJ to 9/2/20>>ISSUES<<
6/23/20(mk) MP filed (#89) on for 8/5/20.
Mp says Prospect RE sold.MP extends time to sell Norwodd RE.

Mk :will adj to sort out St of NJ issues and debtor payments.

6/16/20(mk): email debtor atty office :Mailed out $2,000.00 in funds, $400.00 epayment made;
Waiting on return for modified plan to extend time to sell property; Have Consent Order for NJ Dept of Labor; Trying to work out State of NJ Claim.

6/15/20:mk: claim 14-1 -open it - It's in wrong case. Docket says St Of NJ Workers Comp - claim is New Century- for Debtor Lawrence Morgan.

-What is status of sale of Norwood Prop.?

Debtor obj<>FAILED TO SELL NORWOOD PPTY BY 4/2/20; FAILED TO FILE ORDER RESOLVING NJ DEPT OF LABOR OBJ AND MOVE AGAINST NEW CENTURY #14-1 (see note above)WITHIN 30 DAYS OF 10/2/19 CONF; FAILED TO RESOLVE NJ DIV TAX EST CLM (#11-1)WITHIN 60 DAYS OF 10/2/19 CONF; FAILED TO FILE CERT RE FILING OF TAX RETURNS BY 10/16/19; FAILED TO PAY NEPTUNE TWP #4-1 AT CLOSING OF PROSPECT AVE PPTY; ARREARS 9now 3,031 as of 6/16/20)

-debtor opp'n say will pay 2,000 by 5/22/20. There was payment of $400 on 6/3/20.last pay before that was Jan 2020in addition to all of the other issues above.
Matter ResolvedRequest
Adjourment
499/2/2020 9:00 am19-13973 / CMGRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,630.00
FAILED TO LM BY 4/12/20; ARREARS $8,010 as of 8/28/20.
Matter ResolvedRequest
Adjourment
519/2/2020 9:00 am19-16714 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $17,007.00
8/31/20: filing MP to surrender Re since sale did not occur. Has $1834 towards arrears.

AS of 8/25/20(mk: Arrears are now 2,465. Last pay June 2020.

This was adj to 9/2/20 to be on w/ Motion to Enforce
Debtor obj<>FAILED TO SELL THIEMAR TERRACE PPTY BY 12/31/19; FAILED TO ADDRESS LATE FILED/EST NJ DIV TAX CLM #5-1(Order #59 entered 8/24/20); NEEDS TO CLARIFY CLM AMOUNT DISCREPANCIES FOR IRS ORDER MODIFYING CLM, DOC #34 ENTERED 10/6/19 AND APOC #2-4 FILED 1/6/20-Motion on 9/2/20.

Debtor obj: says will be filing a motion to sale Debtor's property once signed contract is in hand.
In regard to late filed/estimated NJ Division of Taxation claim #5-1, we are awaiting
transcripts to reflect actual filings. Thereafter, we will be filing a motion to
reclassify/reduce/expunge claim# 5-1. As far as the amended POCfiled by IRS,
we will be objecting since an order Reclassifying IRS claimwas already entered on 10/05/19.
Therefore, the doctrine of res judicata applys
Matter ResolvedRequest
Adjourment
509/2/2020 9:00 am19-16714 / CMGCANDYCE I SMITH-SKLAR, ESQMotion EnforceGrantedTotal Paid In: $17,007.00
MTN TO ENFORCE ORDER DOC #34 ENTERED 10/5/19 SETTING IRS PRIORITY CLM AT $10,347.64/IRS AMD POC'S UNTIMELY

This is Debtor objection to IRS APOC & set claim amt per prior CT. Order.
Matter ResolvedRequest
Adjourment
529/2/2020 9:00 am19-17565 / CMGGeorge E Veitengruber IIIMotion SellOrder Previously SubmittedTotal Paid In: $112,649.00
Trustee obj<>MTN TO SELL SAWGRASS CT

RE is from estate . REVISED ORDER SUBMITTED 8/10/20 & OK -( debtor does not get an exemption on this RE) Plan is 100%
Matter ResolvedRequest
Adjourment
539/2/2020 9:00 am19-18571 / CMGJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,959.00
MK: per Atty OK to Dismiss

ARREARS
Matter ResolvedRequest
Adjourment
549/2/2020 9:00 am19-18997 / CMGROBERT H JOHNSONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,566.00
8/27/20(mk): Atty Email- No opp'n to Dismissal

ARREARS
Matter ResolvedRequest
Adjourment
559/2/2020 9:00 am19-19260 / CMGMARYBETH SCHROEDERTrustee Certification of DefaultContinued
9/16/2020 9:00 am
Total Paid In: $9,004.00
AMT: MP 9/16<<<>>>

8/3/20(mk):See MP #37 filed 8/3/20. Now has LM. removes arrears & adds IRS lien strip-- NEEDS SEP .Motion for this

LM Order entered. needs MP now

Appl to Approve Lm - objection deadline is 6/3/20. Need amended claim (#2)for mtg co amd a MP.
Matter ResolvedRequest
Adjourment
569/2/2020 9:00 am19-19290 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $2,400.00
8/31/20(mk): atty says dbetor made recent payment $200 and more coming. Adj for posting.

as of 8/28/29L arrears $800. Last pay June 2020

Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
579/2/2020 9:00 am19-22226 / CMGDOUGLAS G. MITCHELLMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,712.00
as of 9/1/20: ARREARS $3,171. Last pay 3/6/20.
Matter ResolvedRequest
Adjourment
589/2/2020 9:00 am19-22231 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $7,040.00
Debtor obj, Filed MP (covid)- MP ON 10/7/20

<>ARREARS
Matter ResolvedRequest
Adjourment
599/2/2020 9:00 am19-22285 / CMGGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Continued
9/16/2020 9:00 am
Total Paid In: $4,227.00
Debtor obj<>NEWREZ/SHELLPOINT (RAS)

Debtor waiting for payment history
Matter ResolvedRequest
Adjourment
609/2/2020 9:00 am19-23548 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $4,112.00
TOYOTA MOTOR CREDIT (STEWART LEGAL)

>>CO submitted to chambers 8/24/20
Matter ResolvedRequest
Adjourment
619/2/2020 9:00 am19-23601 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $2,400.00
AMT: MP 9/16<<<>>>

Debtor obj<>ARREARS

MP(#48) filed 8/3/20. COVID extention.
Matter ResolvedRequest
Adjourment
629/2/2020 9:00 am19-23753 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/18/2020 9:00 am
Total Paid In: $3,000.00
FAILED TO LM BY 2/1/20.

Debtor Opp'n- LM is under review- Order extending LM to 11/9/20 entered 8/18/20.
Matter ResolvedRequest
Adjourment
639/2/2020 9:00 am19-23777 / CMGDAVID E. SHAVERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am

FAILED TO LM BY 2/28/20 & EXTENDED LOSS EXPIRED 4/30/20; ARREARS
Matter ResolvedRequest
Adjourment
649/2/2020 9:00 am19-23777 / CMGDAVID E. SHAVERMotion Relief from Co-Debtor StayContinued
9/16/2020 9:00 am

PHH MTG (RAS)

ATTY Requesting adj for 2 weeks, waiting for creditor consent
Matter ResolvedRequest
Adjourment
669/2/2020 9:00 am19-23963 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,724.00
AMT: MP & CLMS MTN 9/2<<>>HR- CAN W/D Motion
Debtor obj<>FAILED TO ADDRESS STURWOOD LATE CLM; ARREARS
Matter ResolvedRequest
Adjourment
659/2/2020 9:00 am19-23963 / CMGCANDYCE I SMITH-SKLAR, ESQMotion File Claim After Claims Bar DateOrder Previously SubmittedTotal Paid In: $2,724.00
8/25/20(mk):Revised Order submitted today allows claim & prompt cure over next 18 mos
Amended Notice of Motion filed correcting Creditor

Trustee obj<>MTN TO ALLOW LATE CLM OF STURWOOD HAMLET ASSOCIATES.
(Motion caption is mislabeled Shellpoint Mtg)- This is for rent- order says pay over 60 mos?
Creditor has legal counsel.
TR obj to clarify.
Matter ResolvedRequest
Adjourment
679/2/2020 9:00 am19-24078 / CMGMAUREEN VELLAMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/7/2020 9:00 am
Total Paid In: $30,725.00
8/24/20(MK) debtor COVID affected. 1 more adj to 10/7/20 PEREMPTORY. NEEDS MP. mk sent email to atty on 8/24/20

NEEDS TO ADDRESS PER PLAN CLM ID#16/CLINTON TWP; 100% NOT FEASIBLE DUE TO #15-1/IRS FILED AFER CONF PRIOR TO GOV BAR EXPIRATION
Matter ResolvedRequest
Adjourment
689/2/2020 9:00 am19-24191 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $5,080.00
LOANCARE (McCABE, WEISBERG)

debtor opp'n- attempting to resolve-made offer
Matter ResolvedRequest
Adjourment
699/2/2020 9:00 am19-25105 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultContinued
9/16/2020 9:00 am
Total Paid In: $7,054.00


SANTANDER ( Gross McGinley) TR ARREARS
Matter ResolvedRequest
Adjourment
709/2/2020 9:00 am19-25987 / CMGSEYMOUR WASSERSTRUM, ESQMotion Relief from Stay (Fee)Continued
10/7/2020 9:00 am
Total Paid In: $20,215.00
BSI FINANCIAL/SECRETARY OF VETERAN AFFAIRS (PINCUS LAW GROUP)
Matter ResolvedRequest
Adjourment
719/2/2020 9:00 am19-25989 / CMGBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,022.00
AMT: MP CONFIRMED 7/1
Matter ResolvedRequest
Adjourment
729/2/2020 9:00 am19-26945 / CMGAndrew Thomas Archer Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $3,600.00
9/1/20(mk):Order submitted today

BANK OF NY MELLON (Parker Mccay)

>>Funds sent. Creditor needs to receive it. adj to 8/19/20
Matter ResolvedRequest
Adjourment
739/2/2020 9:00 am19-26961 / CMGPATRICK MOSCATELLO, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $7,851.00
AJAX MTG LOAN TRUST (PLUESE)

>Debtor opp'n-debtor feel behind- COVID AFFECTED-back at work -will be current by Oct.

TR Arrears $13,000
Matter ResolvedRequest
Adjourment
749/2/2020 9:00 am19-27140 / CMGMelinda D Middlebrooks, EsqMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $4,091.00
8/24/20:CO submitted to Ct .8/24/20.

Trustee limited obj; response to Tr obj<>MTN TO MODIFY CLAIM 7-1

mk: late filed claim by NJ & POC includes Corp liability(S&U) of 10,000 for 2013 & 2014
no returns Debtor says never operated & was dissolved 1/2014. There was no income for 2013.
-the other part of the POC is for 9,849.98. But that also includes S&U tax and
$300 for (GIT-ER )of it is estimated .
>>Order does not have language that authorizes TR to Pay this part of late claim. TR OBJ. Filed.
Matter ResolvedRequest
Adjourment
759/2/2020 9:00 am19-27824 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,245.00
AMT: MP CONFIRMED 8/5<<<>>>

FEASIBILITY
Matter ResolvedRequest
Adjourment
769/2/2020 9:00 am19-28612 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayDeniedTotal Paid In: $2,927.00
ns by creditor on 2nd call- motion denied

Debtor obj<>SHELLPOINT MTG (STERN LAVINTHAL & FRANKENBERG)
Matter ResolvedRequest
Adjourment
779/2/2020 9:00 am19-28963 / CMGADAM SCHNEIDER, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $3,071.00
CAPITAL ONE AUTO (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
789/2/2020 9:00 am19-29453 / CMGTHOMAS D MCKEON ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Continued
10/7/2020 9:00 am
Total Paid In: $400.00
8/31/20(mk): Atty will submit a revised Order. NEEDS TO BE ADJ TO THE 10/7/20 DATE AS DEADLINE FOR NOTICE OF PRIVATE SALE IS 9/30/30. Revise order will contain a waiver of the 14 day saty and will request Ct enter Order on 10/7/20 as closing scheduled right after that.

113 EDINBURGH CT- K of sale for 155,000.CMA had 146,000 so more NE equity. Case on for conf 9/16/20. and will be 100%.

TR Limited Objection: gucs will receive 100% not pro rata. Atty must file separate fee application for services related to conversion and sale of Re .He seeks $7,460.75 to be pd at sale( Unless AR agrees otherwise). There was no Notice of Private Sale filed. The order should set forth the amount of the debtor's claimed exemption($22,975)in the property as per the filed sch C. Needs revised Order.
Matter ResolvedRequest
Adjourment
799/2/2020 9:00 am19-29480 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $6,250.00
8/31/20:atty has 4,000 in money Orders. adj to 9/16/20 for posting and a recap

as of 8/28/20:Arreras $5,250. Last pay 2/14/20.


Debtor OBJ. >>will pay 4,000 prior to hearing & then recap for remainder of case.
Matter ResolvedRequest
Adjourment
809/2/2020 9:00 am19-30064 / CMGWARREN S JONES, JR ESQMotion File Claim After Claims Bar DateGrantedTotal Paid In: $3,732.00
(AMT: unsecured clm/will not affect feasibility; pot plan)><<<>>

NJ DIV TAX MTN AUTHORIZING TRUSTEE TO PAY LATE CLM #4
Matter ResolvedRequest
Adjourment
819/2/2020 9:00 am19-30983 / CMGADRIAN JOHNSONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $15,851.00
MP on 9/2/20--ISSUES<<

Also a motion on for 8/19/20- to pay AP payments by TR to Lender.(OTBS). THIS ORDER HAS NOT BEEN SUBMITTED YET- AS OF 9/1/20

Debtor obj<>DEBTOR'S PLAN WAS DENIED ON 6/17/20 AND FAILED TO FILE MP BY 7/1/20

>>MP(#38) filed 7/24/20 and on for 9/2/20. MP provides AP payments to lender directly to lender at Part 2b. and says pre petition arrears not to be paid pending LM.
Matter ResolvedRequest
Adjourment
829/2/2020 9:00 am19-31189 / CMGGeorge E Veitengruber IIIMotion to Approve Loan ModificationContinued
10/7/2020 9:00 am
Total Paid In: $2,000.00
8/28/20: NEED STATUS ON LM

8/4/20- atty says need 2 weeks lender atty looking into receipt of signed LM

mk: 7/9/20 Revised Order submitted to Chambers today.

Nationstar obj ( Shapiro); Trustee limited obj<>MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
839/2/2020 9:00 am19-31519 / CMGBRUCE H. LEVITTMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $5,750.00
HUDSON CITY SAVINGS (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
849/2/2020 9:00 am19-32480 / CMGRYAN L GENTILEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,200.00
9/1/20(mk): atty email - No opp'n to Dismissal

As of 8/28/20: ARREARS 44,428. Last pay 1/29/20.
Matter ResolvedRequest
Adjourment
859/2/2020 9:00 am19-32922 / CMGMelinda D Middlebrooks, EsqMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO RECLASSIFY CLM 1-1 from secured to unsecured.
Matter ResolvedRequest
Adjourment
869/2/2020 9:00 am19-33807 / CMGCANDYCE I SMITH-SKLAR, ESQMotion File Claim After Claims Bar DateGrantedTotal Paid In: $1,740.00
MK: Amended Motion (#31) filed correcting errors & Order pays the claim. OK

Trustee limited obj<>MTN TO ALLOW LATE FILED CLAIM SHELLPOINT MTG***

**The Motion incorrectly captioned for Shellpoint- It is a Motion to allow late claim(#9-1)
of LL, Robert Rubiano filed by debtor- Order has pay secured ,then has share in unsecured.
Matter ResolvedRequest
Adjourment
879/2/2020 9:00 am20-10053 / CMGDavid L. Stevens Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $9,225.00
8/25/20:CO submitted today

9/2/20 NFA

This Was adj from 7/15/20 to 8/5/20 to 8/19 20 for Consent order. WHERE IS ORDER?

Debtor obj<>U.S. BANK NAT'L (RAS)
Matter ResolvedRequest
Adjourment
899/2/2020 9:00 am20-10151 / CMGDaniel Straffi, Esq.Motion Confirming Stay not in EffectContinued
10/7/2020 9:00 am
Total Paid In: $7,130.00
Debtor obj<>US Alliance FCU STAY MTN - creditor response to objection linked below
Matter ResolvedRequest
Adjourment
889/2/2020 9:00 am20-10151 / CMGDaniel Straffi, Esq.Motion to Extend Loss MitigationContinued
10/7/2020 9:00 am
Total Paid In: $7,130.00
US Alliance FCU obj (Cohn, Lifland, Pearlman)<> MTN TO EXTEND LOSS MIT

Loss Mt terminated in April

new package to lender in 10 days
Matter ResolvedRequest
Adjourment
909/2/2020 9:00 am20-10563 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $7,273.00
9/1/20(mk): CO submitted to chambers Today.

POST PETITION 640 ( DISPUTED )
AND ATTY FEES FOR FEES AND COSTS FEES 880 COSTS 231
Debtor obj<>ORCHARDS AT MARLBORO CONDO (GRIFFIN ALEXANDER)
Matter ResolvedRequest
Adjourment
919/2/2020 9:00 am20-10812 / CMGPRO SEMotion to Approve Loan ModificationOrder Previously Submitted
8/28/20(mk) Debtor submitted revised order to chambers today - OK

***new order attached to Doc #40*** Mk: DOES NOT CHECK APPROP. BOX IN PARAG 4 OF ORDER.

>> 8/28/20:mk:sent email to debtor.

Trustee obj<> MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
929/2/2020 9:00 am20-11338 / CMGCAMILLE J KASSARMotion Relief from Co-Debtor StayContinued
9/16/2020 9:00 am

AR DEBTOR ATTY DID NOT APPEAR DESPITE LENDER ATTY STATING HE WOULD BE APPEARING
THIS CAUSE CONF TO BE ADJ
BANK OF AMERICA (PARKER McCAY)

>Debtor opp'n #37

conf on orig plan on 8/5/20. MP #38 is on for 9/2/20 & is HR
Matter ResolvedRequest
Adjourment
939/2/2020 9:00 am20-11856 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $1,944.00
mk: RECAP: $1,944 PTD(6mos);Then $413 x 31 begin 9/1/20.email reply to atty w/terms. Atty ok

Debtor obj<>ARREARS- as of 8/28/20 only $399 which is amt of August payment. On hearing date will also be due for Sept payment.

>>atty has 1562. Told to send in and will recap once posted.
Matter ResolvedRequest
Adjourment
949/2/2020 9:00 am20-12220 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $3,500.00
Debtor obj<>ALLY BANK (PHELAN)

MK: MP also on 9/2/20- ISSUES NEED RESOLUTION

8/31/20(mk):OTBS: order stating that debtor will obtain a loan mod by 10/1/20 to cure arrears in full or secured creditor can relist MFR. creditor has acknowledged receiving a full package that is now under review
Matter ResolvedRequest
Adjourment
959/2/2020 9:00 am20-12259 / CMGMARK W FORDMotion Relief from Co-Debtor StayMoot - Dismissed
RUSHMORE LOAN (KNUCKLES, KOMOSINSKI)
Matter ResolvedRequest
Adjourment
969/2/2020 9:00 am20-12901 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)GrantedTotal Paid In: $3,861.00
WELLS FARGO BANK (MORTON)
(2015 Mercedes)

FYI: Stay Motion filed By Wells Fargo (Morton)on 2008 Mazda- On for 9/16/20.
Matter ResolvedRequest
Adjourment
979/2/2020 9:00 am20-13186 / CMGJoseph Casello, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $2,100.00
MTN TO STRIP THE LIEN OF VERIPRO SOLUTIONS INC
Matter ResolvedRequest
Adjourment
989/2/2020 9:00 am20-13569 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)Continued
10/21/2020 9:00 am
Total Paid In: $6,128.00
atty will file a MP & motion to cram


Debtor obj<>AMERICREDIT FINC (MORTON)
Matter ResolvedRequest
Adjourment
999/2/2020 9:00 am20-13585 / CMGEric ClaymanMotion Relief from Stay (Fee)Continued
9/16/2020 9:00 am

8/31/20: adj request for 2 weeks :amt of rental payment in dispute.

Debtor obj<>WHITEHALL APARTMENTS (GIORDANO, HALLERAN & CIESLA)

MK:MP also on 9/2/20- ISSUES NEED RESOLUTION
Matter ResolvedRequest
Adjourment
1019/2/2020 9:00 am20-14453 / CMGROBERT C NISENSON ESQRequest for Loss MitigationWithdrawn
MERRILL LYNCH FIRST FRANKLIN MTG obj (McCalla)<>MTN FOR LOSS MIT

Mk: Also on for Motion for tele. 341 Conf . is currently sch for 9/16/20
Matter ResolvedRequest
Adjourment
1009/2/2020 9:00 am20-14453 / CMGROBERT C NISENSON ESQMotion Motion (Generic) - Only use if no other event is applicableOrder Previously Submitted
**Revised Order filed on docket #24 to allow 341 via telephone. CAN THIS BE PULLED OFF THE DOCKET.?
Trustee limited obj<>MTN TO EXCUSE APPEARANCE & DO TELEPHONE EXAMINATION

>Order is incomplete and does not contain the relief requested in the motion.

Matter ResolvedRequest
Adjourment
1029/2/2020 9:00 am20-14492 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $11,900.00
MTN TO REDUCE/MODIFY IRS CLAIM

MP on 9/2/20- Has Rec. terms.
Matter ResolvedRequest
Adjourment
1039/2/2020 9:00 am20-15042 / CMGWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1049/2/2020 9:00 am20-15615 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $625.00
MTN TO REDUCE UNSECURED PORTION OF NJ DIV TAX CLM #6-1 FROM $1,199.21 TO $ 407.18
Matter ResolvedRequest
Adjourment
1059/2/2020 9:00 am20-18288 / CMGKevin Fayette, EsqNotice of Request for Loss MitigationGrantedTotal Paid In: $750.00
REQUEST FOR LOSS MITIGATION

obj deadline was 8/17/20
Matter ResolvedRequest
Adjourment
1069/2/2020 9:00 am20-19304 / CMGPETER E ZIMNIS, ESQMotion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1079/2/2020 9:00 am20-19309 / CMGPETER E ZIMNIS, ESQMotion Extend TimeContinued
9/16/2020 9:00 am

needs bridge extending stay to 9/16/20 - debtor's atty to submit Order & adj to 9/16/20

FNA obj (honig)<>MTN TO EXTEND STAY

Creditor waived Oral argument. Debtor wants it so needs to be adj.
Matter ResolvedRequest
Adjourment
1089/2/2020 9:00 am20-19464 / CMGWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY FOR UNSECURED/SECURED CLMS
Matter ResolvedRequest
Adjourment
1099/2/2020 10:00 am17-13713 / CMGAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 29 of 44 required payments   Arrears: $0  
Total Paid In: $13,638.00
AS OF 8/30/2020 (at):

RECOMMEND: $12,684 PAID TO DATE, $477 x 30 BEGINNING 9/1/2020, BASE

MP proposes: $13,002 paid to date, $460 x 30 beginning 9/1/2020, base
Payments: 40/42 arrears $624
Matter ResolvedRequest
Adjourment
1109/2/2020 10:00 am17-32945 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 29 of 35 required payments   Arrears: $0  
Total Paid In: $22,272.00
As Of 8/21/20(mk): Atty ok with terms.sf

***CAN REC CONFIRM AT $19,478 PTD,THEN $755 X 27,BEGIN 9/1/20;0%***


1.TR Motin to Dismiss on 9/2/20.
2.MP proposes 642 x 30, 0%. Plan has run 33 mos & 27 remain.
Mp adds post pet to mtg co.
Matter ResolvedRequest
Adjourment
1119/2/2020 10:00 am18-26338 / CMGPRO SEFinal ConfirmationContinued
10/7/2020 10:00 am
Debtor has made 32 of 26 required payments   Arrears: $0  
Total Paid In: $89,600.00
8/28/20: Creditor email requesting adj 30 days to do settlement docs & APOC.

8/20/20 - CMG advises that Wells Fargo will be filing an amended POC that will set forth a fixed balance due for final work-up.

ISSUES AS OF 8/12/2020 (DM):

***Docket reflects that settlement discussions with the Court regarding the Motion to Reconsider Reduction of Wells Fargo Claim were to take place on 6/22/20***

1) Interim Confirming Order provided for no payment on Wells Fargo POC (1-1) that was reduced to $50,000 per Doc #99 Order - claim shall not be paid until further order of the Court - Court granted creditor's Motion to Reconsider - this is the sole claim that remains to be paid (UNRESOLVED).

2) Interim Confirming Order provided for $1,900.79 to be paid to IRS on its estimated priority claim (POC WAS AMENDED TO $0 ON 4/30/20 AND TRUSTEE DID NOT MAKE A DISBURSEMENT ON THE CLAIM).


Interim Conf Order: $71,100 Ptd, $2,842 x 16 start 5/1/20, 100% Plan
PTD = $81,600
Last Claim (5-2) dated 4/30/20
Matter ResolvedRequest
Adjourment
1129/2/2020 10:00 am19-11710 / CMGWarren Levy, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 21 required payments   Arrears: $0  
Total Paid In: $11,822.00
ISSUES AS OF 8/25/2020 (DM): Updated 8/31/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,136 PTD, THEN $1,826 x 65 STARTING 9/1/20, 100% PLAN***

1) If attorney is seeking any additional attorney fees to what has already been paid to Mr. Humphries ($4,267.34) and Mr. Levy ($482.66), then a supplemental application for compensation must be filed (NO ADDITIONAL FEES SOUGHT).

2) Trustee OBJ:
- COVID-19 impact spreadsheet filed on 6/19/20 is insufficient and debtor must file a standard COVID-19 Certification (CORRECTED BY DOC #76).


Confirmed Case: $3,616 Ptd, $452 x 50 start 11/1/19, 100% Plan
Prop. MP: $372.24 x 17, $1,600 x 67, 100% Plan
PTD = $8,136
Last Claim (19-1) dated 9/25/19
Matter ResolvedRequest
Adjourment
1139/2/2020 10:00 am19-12120 / CMGJonathan Stone, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 9 of 21 required payments   Arrears: $0  
Total Paid In: $8,790.00
ISSUES AS OF 7/30/2020 (DM): - Per attorney, ok to withdraw plan.

1) Trustee OBJ:
- Need 2019 tax return.
- Need updated proof of income
- Excessive Expenses - Sch J: $400 increase in home maintenance, $240 increase in tele/cell/cable, $400 increase in food, $50 increase to vehicle #1 payment, $200 new expense for Affirm, $100 new pet expense, $230 new regional oil maintenance expense.


Confirmed Case: $1,250 Ptd, $300 x 12, $931 x 43 start 7/1/20, 100% Plan
Prop. MP: $297 x 17, $550 x 43, Base Plan
PTD = $5,875
Last Claim (2-2) dated 1/8/20
Matter ResolvedRequest
Adjourment
1149/2/2020 10:00 am19-12380 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 17 of 20 required payments   Arrears: $1,287.00  Total Paid In: $21,611.00
w/d this plan and file new one when have new lease

AS OF 8/26/20 (SF)

1. Modified plan rejects Toyota Motor Leasing. There is now additional disposable income of $439.46 which is the lease payment that the debtor is no longer paying. Schedule J was not amended

2. Add back arrears of $2697 through August

RECOMMEND $17,617 PTD, $1763 X 42 (BEGIN 9/1/2) BASE W/MIN $37,092 TO GUCS


MP proposes $1292 x 44 Base
Plan has run 18 months with 42 months remaining
Arrears: $2697
Matter ResolvedRequest
Adjourment
1159/2/2020 10:00 am19-13647 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 11 of 20 required payments   Arrears: $0  
Total Paid In: $5,825.00
dismissed on tr motion
AS OF 8/27/20 (SF)

8/4/20(Mk): co debtor passed away.

1. Objection just filed on 8/27/20 by 610 Norwood Ave, LLC (Jonathan Ettman) - failure to sell by 4/2/20; failure to pay arrears; failure to address judgment liens totaling $195,854.75 and outstanding real estate taxes of $23,925.09 and water/sewer charges of $8261.21. There is not enough equity to satisfy all of the liens.

2. 610 Norwood Avenue filed late arrears claim 15-1 for $241,824.32 (MUST RESOLVE)

2. Trustee motion to dismiss scheduled for 9/2/20 at 9

3. Need proof of satisfaction for Township of Neptune regarding claim 4-1 (PROOF PROVIDED - SENT TO KV TO REVIEW)

4. State of NJ claim 11-1 is not listed in plan to be paid (added to confirmation order in previous plan)

5. Cram of State of NJ DJ 097258-13 was stricken from previous plan to be paid at sale

6. State of NJ claim 11-1 unsecured claim is still estimated missing 2009 tax return

7. Must resolve HUD Audit Deficiencies from sale of Prospect Avenue



MP proposes $429 x 21 100% Sale of Norwood Ave by 12/21/20
Plan has run 18 months with 42 months remaining
Arrears: $1652 through August

RESOLVED ISSUES:
- Motion was to be filed against New Century Claim 14-1 by 11/2/10 (Moot- This claim was filed in wrong case,
It does not belong to this debtor(mk).
Matter ResolvedRequest
Adjourment
1169/2/2020 10:00 am19-17485 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 18 required payments   Arrears: $321.00  Total Paid In: $8,225.00
AS OF 8/31/2020 (at):

RECOMMEND: $6,704 PAID TO DATE, $921 x 68 BEGINNING 9/1/2020, BASE
Need order resolving objection by Caliber Home Loans within 30 days of confirmation.

1. Objection filed by Caliber Home Loans (Phelan) - Mod plan proposes to pay $12,468.66 in post petition arrears and mortgage company has not agreed to same. (RESOLVED - PAY POST PETITION ARREARS)

2. Need updated income. (RECEIVED ONE STUB FOR TEMPORARY DISABILITY DATED 7/15/20. NEED FREQUENCY OF THIS PAYMENT - PER ATTY THIS IS WEEKLY. OK )

MP plan proposes: $383.47 x 15 beginning 5/1/2019, $900 x 69 beginning 8/1/2020, base
Payments: 10/16, arrears $4,912
Matter ResolvedRequest
Adjourment
1179/2/2020 10:00 am19-19916 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 17 required payments   Arrears: $0  
Total Paid In: $11,563.00
AS OF 9/2/20 (SF) UPDATED

RECOMMEND $9799 PTD, $882 X 21 (BEGIN 9/1/20) BASE PLAN
- OTBS WITHIN 30 DAYS RESOLVING MFR BY NJ HOUSING AND MORTGAGE

1. Motion for Relief filed by NJ Housing and Mortgage scheduled for 9/16/20 at 9 - Debtor has not made a mortgage payment since April, 2020. (MUST RESOLVE)
(MK:9/1/20: email form creditor .This is resolved OTBS-no payments thru plan 9 mo cure outside.)

MP proposes $8035 PTD $882 X 24 0%
Plan has run 15 months with 21 months remaining
Matter ResolvedRequest
Adjourment
1189/2/2020 10:00 am19-23963 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 15 required payments   Arrears: $304.00  Total Paid In: $2,724.00
AS of 8/26/20(mk):

**CAN REC CONFIRM AT $2,419.88 PTD,THEN $304 X 18 BEGIN 9/1/20;THEN $109 X 29 BEGIN 3/1/22;BASE;PLAN EXTENDED TO 60 MOS.;PROMPT CURE TO STRUWOOD HAMLET ASSOCIATES FOR RESIDENTIAL RENT ARREARS & WILL BE PAID FIRST CONCURRENTLY WITH ATTY FEES;BEFORE OTHER CREDITORS;TRUSTEE STANDARD ORDER OF DISTRIBUTION**

>>Needs higher first tier to cove 18 mo cure.


MP Proposes:201.60 ;230 x 18; 149.61 x 30x 60:base. Plan extended to 60 mos.so run 13 mos & now 47.

1. Motion to Allow Late Claim Of Sturwood Hamlet Assoc( Landlord)
residential rent arrears $4,155 over 60 mos. RESOLVED- REVISED ORDER SUBMITTED 8/25/20.
PAYS CLAIM TO LL & PROMPT CURE OVER THE 18 MOS.
TR obj.:Notice of Motion improperly names Shellpoint&
-cure over 60 mos is not a prompt cure.

2. TR Motion to Dismiss on 9/2/20:
-arrears & fails to address late POC 13-1of Sturwood

Matter ResolvedRequest
Adjourment
1199/2/2020 10:00 am19-29153 / CMGKarina Pia Lucid Confirmation Hearing ScheduledWithdrawnDebtor has made 7 of 12 required payments   Arrears: $0  
Total Paid In: $13,000.00
This is hearing on MP # 3. A NEW MP #24 WAS FILED 8/19 AND THAT HEARING DATE IS 10/7/20.

PER ATTY THIS PLAN SHOULD BE W/D.
Matter ResolvedRequest
Adjourment
1209/2/2020 10:00 am19-29240 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 2 of 12 required payments   Arrears: $982.00  Total Paid In: $2,544.00
AR RESOLVE OR HOLD MP FILED AND SCHEDULED FOR 10/7/20

AS OF 9/2/20 (SF) - BELOW ISSUES STILL APPLY

1. Objection filed by Newrez LLC/Shellpoint Mortgage (Elizabeth Holdren) - failure to pay arrears of $49,982.68 and speculative loan modification.

2. Trustee objection:
- LOSS MIT MOTION BY 6-14 (MOTION NOT FILED. NEED STATUS OF LOAN MOD)

Plan proposes $215 X 36 Base, Loan mod by 6/1/20
Payments: 9.86/10 Arrears: $30

RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
1219/2/2020 10:00 am19-30983 / CMGADRIAN JOHNSONConfirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 106 of 11 required payments   Arrears: $150.00  Total Paid In: $15,851.00
AR RESOLVE OR HOLD
ISSUES AS OF 8/25/2020 (DM):

***For final work-up, need Order from 8/19/20 Hearing for Trustee to disburse payments to Christiana Trust for post-petition adequate protection payments. Also need a new Loan Mod completion date***

 5/1/20 - Per Consent Order with SLS, the Trustee will not be responsible for making AP payments to SLS. The Debtor amended Sch J to add the monthly mortgage payment. Trustee has sufficient funds on hand to pay case off at 100% and issue a refund to the debtor - need status of Loan Mod application (5/6/20 MK: PACKAGE SUBMITTED 2 WEEKS AGO AND STILL UNDER REVIEW).

1) Wilmington Savings/SLS (KML) - $50,908.28 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 5/10/20 OR AS EXTENDED BY LOSS MIT).mk: working on LM package

2) Trustee OBJ:
- Debtor has insufficient income.
- Need a MP that corrects Part 4a - does not list amount to pay SLS (MP CORRECTS & CO ENTERED).
- Tax refund of $2,294 was not prorated and included in disposable income calculation (AMENDED).
- Need to file Pre-Confirmation Certification (FILED).
- Need a consent order with SLS for Trustee to make AP payments (CONSENT ORDER ENTERED - NO AP PAYMENTS BY TRUSTEE).


Prop. Plan $100 x 60, 100% Plan, Loan Mod by 8/30/20
Debtor to pay AP directly to creditor start 9/1/20
PTD 8/9 = $13,956.16
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1229/2/2020 10:00 am19-31413 / CMGFREDERICK J SIMONConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 8/21/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the 401k loan statement - LOAN PAID 6/9/2022 NEED TIER INCREASING PAYMENT TO $1,330 FOR REMAINDER OF THE PLAN
-excessive expense - support of parents in another country $400 - needs explanation
-debtor not paying all disposable income into plan - need proof of childcare/education cost of $1,550 per month EXPENSE FOR MIDDLESEX COUNTY COLLEGE IS FOR DEBTOR, NOT CHILDREN. SCHOOL TUITION FOR 2 BOYS IS $1,091/MONTH - BOY SCOUT EXPENSES FALL UNDER ENTERTAINMENT; CLOTHING FOR SCHOOL WOULD FALL UNDER CLOTHING NOT CHILDCARE
-need breakdown of calculations for Lines 16 and 17 of Form 122c
-disposable income per Schedules I and J verify higher at $815.51
-need copy of the HUD-1/Settlement statement from the sale of Old Bridge property
-schedules fail to account for tax refund of $7,944 when determining disposable income
-need to file pre confirmation certification with Court RESOLVED, FILED
-debtors pay $300/month for baby furniture ($3,600/year); $160 per month to Best Buy for TV and laptop ($1,920/year); and $110/month for laptop from Amazon ($1,320/year). Need certification from debtor and proof attached as to payments and when the contracts expire
2) Disclosure for Attorney fees states $1,500 due to attorney will not be paid through plan
3) Wells Fargo Bank filed secured claim 5 has secured amount of $1,599.93 and unsecured amount of $132.39 - not in plan and need to pay or move against claim

proposed plan $652X60 base plan
paid in $1,956
last claim 17
Matter ResolvedRequest
Adjourment
1239/2/2020 10:00 am19-31793 / CMGKarina Pia Lucid Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 11 required payments   Arrears: $0  
Total Paid In: $10,738.00
ISSUES AS OF 8/21/2020 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $7,600 PTD, THEN $1,569 x 51 STARTING 9/1/20, 100% PLAN, STRIKE PRIORITY PLAN TREATMENT TO IRS***

 6/30/20: Atty needs to review our numbers and what are the problems with our expenses, then will file MP - Atty to contact MK.

5/19/20 - Received Will - debtor is entitled to 1/6 of the estate. Need estate accounting (CERT UPLOADED 5/21/20 INDICATES HE RECEIVED $19,000).

1) MP proposes $1,706.29 priority treatment to IRS - no POC filed (STRIKE??- PER atty strike).

2) Caliber (PHELAN) OBJs - $44,829.16 arrears (COTBS 4/6/20).

3) Plan provides for judgment crams in Part 7b which requires listings in Part 4d unless judgment crams were meant to only be listed in Part 7a (MP CORRECTS BUT NO SERVICE ON THE MP - Cert of Service filed 7/1/20).

4) Trustee OBJ:
 Income documentation also verifies that there is $1,952 disposable income.
- Debtor has failed to provide proof of service with respect to Plan Motions (SEE ABOVE).
- Need copy of mother's will (RECEIVED).
- Need Cert and supporting docs for the $19,000 received from mother's estate (RECEIVED).
- Must file Pre-confirmation certificate (FILED).
- Need 2019 Tax return by 8/15/20 (RECEIVED).
- Need proof of current auto insurance - expired on 2/23/20 (MK, INSURANCE PROVIDED).

- Excessive Exp Sch J: $565 tele/cell/cable, $1000 food, $450 entertainment, $300 auto repair and $400 support for elderly parents (SCHEDULES AMENDED).

- Excessive Exp - Form 122c: $965 on Line #23 for tele services. Disposable income per Line #45 is $770.63 plus $790 deducted from Line #23 results in disposable income of $1,560 which will require $93,637 min div to gucs (AMENDED TO $878 DISPOSABLE INCOME BUT SOME EXPENSES MISSING - USING I&J).


Prop. Plan $800 x 7, $1,000 x 53, Base Plan
PTD 8/9 = $7,600
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1249/2/2020 10:00 am19-32720 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 10 required payments   Arrears: $9,800.00  Total Paid In: $10,678.00
AR RESOLVE OR HOLD
ISSUES AS OF 8/25/2020 (DM): Atty ok with terms.sf

***Trustee is showing $6,000 plus in disposable income due to debtor monthly wages not being added to the business net profit on Schedule I - TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,278 PTD, $1,200 BY 8/31/20, THEN $5,500 x 52 STARTING 9/1/20, BASE PLAN, STRIKE PRIORITY PLAN TREATMENT OF MTAG SRV, US BANK CUST FOR PRO CAP, AND US BANK CUST PC4***

 7/24/20 - Barbara Lita (Frances Tomes, Esq) filed opposition to Motion to Reclassify Claim - creditor also filed a MFR to to pursue a State Court action for fraudulent transfer or Adv Pro (MBK RULED ON MOTIONS).

 Note - State of NJ Workers Compensation filed a $340,172.11 unsecured judgment - debtor's counsel may want to move against the judgment.

1) New Rez/Shellpoint (HILL) OBJs - $65,788.87 amended arrears claim (CONSENT ORDER ENTERED).

2) Barbara Lita filed $21,122.00 secured judgment claim not treated in plan (MOTION TO RECLASSIFY SCHEDULED 8/19/20 - MBK entered an Order that reclassifies claim to unsecured).

3) Plan provides $1,808.62 priority treatment to MTAG - no POC filed (STRIKE?? - Yes)

4) Plan provides $1,964.13 priority treatment to US Bank Cust for Pro Cap - no POC filed (STRIKE?? - Yes)

5) Plan provides $2,032.68 priority treatment to US Bank Cust PC4 - no POC filed (STRIKE?? - Yes)

6) Trustee OBJ:
 Need to amend Sch J to remove auto insurance & any other exp already accounted for in P&L.
 Income documentation verifies higher (proofs show income for business $4,796 and wages from business $4350) for business than scheduled ($3,698). If business income calculations are off we need more documentation/explanation (UPDATED P&Ls UPLOADED 7/29/20 AND SCREENSHOT OF BANK STATEMENT SHOWING UNEMPLOYMENT DEPOSITS).
- Need itemized list of business assets and copy of business insurance, and Balance sheet (RECEIVED).
- Deed to property is in the name of the spouse only. Conveyed from them jointly to the spouse in 2008/2009. The mortgage
Matter ResolvedRequest
Adjourment
1259/2/2020 10:00 am19-33035 / CMGFRANK J FISCHER, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 7 of 10 required payments   Arrears: $0  
Total Paid In: $5,265.00
8/24- MP filed

* Americredit Financial Services/GM Financial (Morton) objection to confirmation
* Trustee objection to confirmation - need to resolve
-the debtor has insufficient income-only $235 disposable
-need copy of Guardian Life Insurance statement reflecting value of policy-$68,389 value needs to be resolved because took $18,000 exemption leaving $50,389 for gucs in equity..Per divorce decree no mention of
-need to file Pre Confirmation Certification with Court
-need settlement statement from personal injury settlement that occurred prior to filing
-proof of insurance from debtor's business on 2 Chevy trucks
4) Santander Bank $41,757.94 secured claim in the amount of $41,757.94 (judgment) - MP has cramdown-service?
------------------------------------------------
1) Santander Bank/Sovereign Bank (Saldutti) objection to confirmation - withdrawn
5) Sheffield Financial filed secured claim 5 in the amount of $7,174.34 no arrears - (2019 Ferris Lawn Mower) - not treated in plan, need to resolve(MP outside OK)
6) Sheffield Financial filed secured claim 6 in the amount of $9,417.01 no arrears (2018 Ferris Lawn Mower) - not treated in plan, need to resolve(MP outside OK)
7) Deere & Company filed secured claim 11 in the amount of $48,445.92 no arrears (lease) - not treated in plan, need to resolve(MP outside OK)
8) Acar Leasing Ltd filed secured claim 3 in the amount of $6,508.12 no arrears (lease) - not treated in plan, need to resolve(mp outside OK)
9) Americredit Financial Services Inc filed secured claim 7 in the amount of $56,002.67 (2019 Chevrolet Silverado) - not treated in plan, need to resolve(MP outside OK)
10) Ally Capital filed secured claim 8 in the amount of $29,474.58 no arrears )2018 Chevrolet Silverado) - not treated in plan, need to resolve(MP outside OK)
-need Domestic Support Obligation information
-need proof of court-ordered support payment of $1,200A(says $150 per child a week OK)

proposed MP paid to date then $575 x 55 beg 6/1/20--15
Matter ResolvedRequest
Adjourment
1269/2/2020 10:00 am19-33389 / CMGTHOMAS M MONAHAN, ESQConfirmation Hearing on Modified PlanMootDebtor has made 7 of 10 required payments   Arrears: $0  
Total Paid In: $1,225.00
THIS PLAN WAS PREVIOUSLY CONFIRMED ON 8/5/2020. (at)
Matter ResolvedRequest
Adjourment
1279/2/2020 10:00 am19-33807 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 10 required payments   Arrears: $432.00  Total Paid In: $1,740.00
8/21 workup for the 9/2 calendar EDC

*CONFIRM AT: $1390 paid then $391 x 52 beg 9/1/20-pro rata-trustee to pay landlord and attorney first concurrently before other creditors--landlord claim deemed to be valid and timely--strike Mariner cramdown provision

BELOW ISSUES NOT RESOLVED.
-FILED AMENDED ABC ON 6/24 THAT NEEDS TO BE REVIEWED

*can't pay Rubiano because no claim filed-late claim filed 6/24 for $4652 by attorney
*Trustee obj to the following:
- Schedules fail to add tax refund $2,076.
- Need service to Mariner Finance, no service done, listed in plan as judgment lien. RECOMMEND TO BE STRICKEN.
-Capital One obj to cram of 2011 Kia Optima, obj must be resolved-- filed bifurcated claim, secured $7,150, unsecured $2,999.36, arrears $1,771.09. Claim must be resolved.MK:(COTBS PER LAST TIME BUT NO ORDER YET)
-IRS filed estimated claim, must resolve claim, 2013 Tax return not filed.(amended)

Prop Plan $277.89 x 18, $246.10 x 42 Base
Note: Proof of auto insurance provided.
Matter ResolvedRequest
Adjourment
1289/2/2020 10:00 am20-10053 / CMGDavid L. Stevens Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 9 required payments   Arrears: $0  
Total Paid In: $9,225.00
AS OF 8/26/20 (SF)

RECOMMEND $6815 PTD, $1205 X 53 (BEGIN 9/1/20) BASE PLAN
-OTBS WITH 30 DAYS RESOLVING MFR BY US BANK


1. Motion for Relief by US Bank scheduled for 8/19/20 (MUST RESOLVE)AR EMAILED RAS FOR STATUS OF CO -MFR now on 9/2/20 (RESOLVED, OTBS)


Plan proposes $3200 PTD, $1205 X 56 Base
Payments: 7/7

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - Need homeowner's insurance for Phillipsburg property. (RECEIVED)
- There is no objection to the plan. Loan mod was denied in previous bankruptcy. There is an order resolving Request for loss mit but no expiration date. Need status of loan mod. (LOAN MOD DENIED MP FILED TO PAY ARREARS)
- A copy of the last filed tax return - 2019 by 8/15/20 (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (Service just sent on 6/12/20)
Need service on Townsend, Tomaio & Newmark, Ford Motor Credit and Discover Bank.
- Need to file Pre-Confirmation Certification. (FILED)
- Trustee objection
The debtor has failed to supply the Trustee with the following document(s):
Need a statement for the whole life insurance policy. (RECEIVED)
Matter ResolvedRequest
Adjourment
1299/2/2020 10:00 am20-10825 / CMGChristopher S. Martone Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  

As of 8/12/20 (DS): Debtor attorney requested adjournment, adjourned peremptory, there will be no further adjournments, all issues must be resolved.

As of 7/13/20 (DS): Debtor attorney requested adjournment

AR CAN ADJ OF INSURANCE SUBMITTED (Insur. uploaded 7/10/20 mk)

As of 7/10/20 (DS): Debtor attorney requested adjournment, request denied. Gives no reason for adjournment and does not provide updated homeowner and auto insurance.

As of 7/8/20 (DS): 1. Trustee obj to the following:
- Need updated homeowner insurance, insurance expired 6/2/20 PROVIDED RENEWAL
and proof of auto insurance for 2007 Volvo CAR IS OFF ROAD AND THE PLATES ARE GOING BACK TO DMV/mk
- Excess expenses on Sched J such as: Health insurance $1,440, Taxes $685 (need proof debtor is actually making payments) and $913 for childcare/education (requires proof, no childcare expense listed on tax return).
- Need Trustee standard order of distribution.
- Attorney Disclosure has attorney received $4,990, which is over the allowed flat fee amount of $4,750.
- Must file Pre-confirmation certificate.

2. US Bank obj to loan mod and arrears not paid. Obj must be resolved.

3. PNC Bank obj to cram. Obj must be resolved.

Prop Plan $100 x 36 Base and Loan mod on Spring St by 9/1/20
Note: Service of cram no longer needed, objection filed by creditor.
Matter ResolvedRequest
Adjourment
1309/2/2020 10:00 am20-11338 / CMGCAMILLE J KASSARConfirmation Hearing on Modified PlanContinued
9/16/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $0  

Debtor atty - No Show on contested motion and LM in dispute- case removed form HR and adj to 9/16/20

8/21 workup for the 9/2 workup EDC - Atty ok with terms.sf

-INCOME IS HIGHER PER TAX REFUND AND POI
*MP filed on 7/30-extends LM to 11/1/20 as per the 8/2 order extending LM...
*CAN CONFIRM AT: $772.66 PAID THEN $250 X 53 BEG. 9/1/20-100%-LM BY 11/1/20-PRE CONF CERT TO BE FILED IN 10 DAYS


-MP on 9/2/20- if no Lm case will be dismissed.

mk:6/30/20- Email from B. Caine (Bank Of America/ Carrington)STATUS ON LM IS NO LM PACKAGE HAS BEEN SUBMITTED.NOTHING GOING ON. Loss Mit expired 5/25/20.--Now there is a motion for relief filed on 8/5/20 also---Objection by Bank of America to loan mod-was to be completed by May per original and modified plan.(ORDER EXTENDS UNTIL 11/1/20)
* Trustee objection need:
-A copy of the last filed tax return - for 2019.--FILED-SHOWS REFUND OF $1260. THERE IS $833 IN DISPOSABLE INCOME
- The current Plan does not specify treatment of US Dept of HUD under the Plan.(pay outside POC is 0 AND IN MP OK)
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee's(MP OK)
- Must resolve creditor objection.
- Must file Pre-confirmation certificate
Matter ResolvedRequest
Adjourment
1319/2/2020 10:00 am20-12220 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $500.00  Total Paid In: $3,500.00
ISSUES AS OF 8/25/2020 (DM): Updated 9/2/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,000 PTD, THEN $500 x 54 STARTING 9/1/20, BASE PLAN, LOAN MOD WITH ALLY BANK BY 10/1/20, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD, OTBS ON MFR SHOULD COVER CONFIRMATION OBJECTION***

8/31/20(mk): OTBS On MFR by Ally- LM by 10/1/20 to cure the pre pet. arrears. No pay arrears pending LM

 6/3/20 MK: time for refi was to be 3/2021 not 3/2020. Atty will work to mtg co objection.

1) Ally Bank/Cenlar/South Shore Bank (PHELAN) - $281,367.08 arrears (MFR OTBS - LOAN MOD BY 10/1/20 - NO PAY OR RESERVE PENDING LOAN MOD).

2) Trustee OBJ:
- Sch I indicates debtor is applying for permanent disability - need proof of SSI per amended Sch I (UPLOADED 8/31/20).
- Counsel will need to file amended Sch I disclosing additional income (FILED).


Prop. Plan $500 x 60, Base Plan, Sale/Refi by 3/1/20 or Loan Mod by 9/1/20
PTD 6/7 = $3,000
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1329/2/2020 10:00 am20-12747 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $27.00  Total Paid In: $800.00
MP filed 8/29/20 . Hearing on 10/7/20

ISSUES AS OF 8/25/2020 (DM):

***Plan is no longer feasible - mortgage company has stay relief***

1) IRS filed $7,440.43 amended priority claim not treated in plan that includes estimated taxes for 2017 & 2018 (UNRESOLVED).

2) SN Servicing/US Bank (Friedman Vartolo) OBJs - $49,932.08 arrears not treated in plan (UNRESOLVED)

3) SN Servicing/US Bank obtained stay relief on 8/6/20.

4) New Century filed two secured judgments not treated in plan (UNRESOLVED).

5) LT Asset Recovery filed a secured judgment not treated in plan (UNRESOLVED).

6) Trustee OBJ:
- Need to resolve estimated claim filed by the IRS (SEE ABOVE).
- Must provide 2019 Tax return (RECEIVED).
- Must file Pre-Confirmation Certificate (FILED).

Note: Sheriff's Deed of Foreclosure provided on Raven Crest Dr dated 1/22/20 to Raven Crest HOA. Amended Attorney disclosure filed.


Prop. Plan $100 x 36, Base
PTD 6/6 = $600
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
1339/2/2020 10:00 am20-12974 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $1,928.00
9/1/20:Atty wants this reworked w/ the IRS amended POC for HR on 9/16/20


8/21 workup for the 9/2 calendar EDC
atty wants to adj to resolve IRS est 2019 as including figure raises payment.(AMENDED)

*** Need to confirm at $1446 paid, $320 x 54 9/1/20 0% to gucs, Debtor to provide 2019 tax return within 15 days and add to confirming order Trustee ok to pay Ally Capital claim#12-1 and IRS claim#2-1.

Tax return filed. Payment will be made by July 15 by separated spouse- need amended POC

5/6/20 (DS): Need to confirm at $241 x 3 begin 3/1/20, $316 x 57 begin 6/1/20 0% to gucs, within 10 days must file Pre-confirmation certificate, must amend or move against the IRS estimated no later than 8/15/20, Debtor to provide 2019 tax return no later than 8/15/20 and add to confirming order Trustee ok to pay Ally Capital claim#12-1 and IRS claim #2-1

1. Trustee obj to the following:
- Need 2019 tax return, if not filed, must be provided by 8/15/20.

2. Must resolve IRS estimated claim, 2019 tax return not filed.

3. Ally filed arrears claim $308.07, plan list as outside, ok to pay? PER EMAIL FROM DEBTOR ATTY OK TO PAY.

Prop Plan $241 x 60 $0
Note: Cert from Debtor on separation provided.
Matter ResolvedRequest
Adjourment
1349/2/2020 10:00 am20-13585 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 9 of 7 required payments   Arrears: $0  

ISSUES AS OF 8/26/2020 (DM):

1) Whitehall Apartments (Giordano Halleran) OBJs - $3,854 post-petition claim (UNRESOLVED).

2) Plan provides $1,800 secured treatment to Whitehall Apartments for pre-petition arrears (STRIKE??)

3) Whitehall Apartments has pending MFR scheduled for 9/2/20 (UNRESOLVED).

4) Consumer Portfolio (Bernstein/Buckley) OBJs to cram of 2014 Nissan Sentra (CONSENT ORDER ENTERED).

5) Plan improperly lists BOA judgment cram in Part 7b and needs to be served (UNRESOLVED).

6) Trustee OBJ:
- Debtor has failed to file a feasible plan.
- Need a MP that selects Part 8d - Trustee is authorized to pay post-petition arrears (UNRESOLVED).
- Plan fails to provide for a prompt cure of rental arrears (CREDITOR OBJECTED).
- Debtor has failed to provide proof of service with respect to plan motions (SEE ABOVE).
- Need 401k loan statement - monthly loan payment is $130 (RECEIVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $267 x 48, 0% Plan
PTD 7/5 = $1,931.21
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1359/2/2020 10:00 am20-13762 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 7 required payments   Arrears: $0  

Per atty, ok to dimiss, HOLD FEES

8/24 workup for the 9/2 calendar EDC
atty file MP to sell & 100% per 7/15 calendar-NOT DONE
MFR on 8/5/20-GRANTED--stay lift on house and Ford. Where is this case going?

7/2 workup for the 7/15 calendar EDC

*IRS filed estimated claimMk debtor submitting them in next few days)
*objection for Bank of NY-LM speculative
* Small arrears claim filed by Ford-OK TO PAY
*Trustee objection:
--A copy of the homeowner's insurance renewal declaration - (DONE)
--The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s): The
debtor needs to resolve the objections by Ford and by The Bank of NY
--The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
Equity cannot be determined until an appraisal is received.
--The CMA provided is much lower than other available estimates regarding the houses
value. The value appears to be between $512,000 and $625,000. The debtor must provide
an appraisal.

: $428 X 60 BEG 4/20; LM BY 11/30/20 (516 PALMER AV); $0
Matter ResolvedRequest
Adjourment
1369/2/2020 10:00 am20-13909 / CMGBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $940.00  
AS OF 8/27/20 (SF)

1. Objection filed by Nationstar Mortgage (RAS Citron) - failure to pay arrears of $23648.76 (OK TO PAY ?)

2. Motion for Relief by National Mortgage/Mr. Cooper scheduled for 8/5/20 (OTBS, STILL NEED ORDER)

3. Ally Bank Lease Trust filed arrears claim 8-1 for $1381.50 (OK TO PAY?)

4. IRS unsecured claim is still estimated. Missing 2014 Tax Return. (STILL NEED AMENDED CLAIM)

5. Trustee objection:
- Income verifies higher and 22 has disposable income, plan at 100% but substantial difference
- Must file Pre-confirmation certificate. (STILL NEED)

Plan proposes $940 x 60 100%
Payments: 5/5

RESOLVED:
- IRS filed estimated priority and unsecured claim 6-2 (PRIORITY IS AMENDED)
- Need a copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20 (RECEIVED)
- Updated auto insurance, insurance expired 4/12/20. (RECEIVED)
Matter ResolvedRequest
Adjourment
1379/2/2020 10:00 am20-13965 / CMGDavid L. Stevens Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $1,100.00  

ADJ PEREMPTORY

9/2/20:atty says MP will be filed. Has filed tax returns and will address claims & file amended I & J . needs to address dispos income issues.

per attorney email recent payments were sent EDC
8/25 workup for the 9/2 calendar EDC

-same issues as 7/15 calendar

**US bank resolved obj to conf but now filed a motion for stay relief on for 9/16
** Not current with Trustee plan payments to date, arrears $1,100, made 3 out of 5 plan payments to date
** IRS priority claim #2 estimated for 2019 taxes - Part 3a of the plan proposes to pay $82,245 through plan and Part 4b states the same amount will be paid outside plan at closing
** State of NJ, Division Taxation priority claim 9 estimated for 2019 taxes and not listed in plan
** NYC Water Board filed a secured claim $ 25,065.28 - not treated in plan
** Trustee objection to confirmation - need to resolve:
-need a copy of the last filed tax return - 2019 by 8/30/2020
-the debtor is not paying all disposable income into plan - income verified higher than scheduled - disposable net income is $4,196.58
-the schedules fail to account for the debtors tax refund in the amount of $3,770 when determining disposable income
-there is non exempt equity in real estate in the amount of $645,970
-there is non exempt equity in personal property in the amount of $965
-need to file Pre Confirmation Certification with the Court
-Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan
-need to resolve objections by US Bank and Wilmington Savings
-need to resolve the estimated claims
-----------------------
-need proof of 2 months income, including certification for all current jobs (updated)
2) US Bank (KML) objection to confirmation - RESOLVED CONSENT ORDER 7/2/2020

proposed plan $550x60 with sale by 5/31/20201 100%
paid in $1100
arrears $1100
last claim 9
Matter ResolvedRequest
Adjourment
1389/2/2020 10:00 am20-13984 / CMGMark K. Smith, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 4 of 7 required payments   Arrears: $0  

MK; 9/3/20: disclosure has box checked that no fees thru plan. none were set so no fees were in dismiss order.

up per atty email the debtor consents to voluntary dismissal of case - the issues cannot be resolved in time to allow the closing to occur. Preserve atty fees

issues as of 8/25/2020

1) Order approving sale of property was entered 8/13/2020, sale date not provided - what is the status of the sale?
2) SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-arrears of approximately $23,852.13
3) Trustee objection to confirmation - need to resolve
-need 2 months bank statements from acct ending #7114 prior to filing date - listed on pay check
-non exempt equity on real property estimated to be $253,269.10 - plan is 100%
-must resolve IRS estimated claim and creditors objection PRIORITY CLAIM ESTIMATED FOR 2019 TAXES, UNSECURED CLAIM ESTIMATED FOR 2014 AND 2015
-must file Pre Confirmation Certification with Court STILL NOT FILED TO DATE


proposed plan $1200x5, $1850x31 100% plan with sale of Wildhedge Lane by 9/30/2020
paid in $7,800
last claim 2
Matter ResolvedRequest
Adjourment
1399/2/2020 10:00 am20-14231 / CMGVERA FEDOROFFConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 7 required payments   Arrears: $0  
Total Paid In: $2,848.00
AS OF 9/1/20 (SF) UPDATED-atty ok to terms(mk)

RECOMMEND $1761 PTD, $1087 X 32 BEGIN 10/1/20 BASE PLAN W/MIN $24,890 TO GUCS PER EQUITY IN REAL ESTATE
- M&T BANK CLAIM 29-1 WILL BE SET UP AS CURRENT AND UNAFFECTED. DO NOT PAY SECURED OR UNSECURED CLAIM.
- TRUSTEE STANDARD ORDER OF DISTRIBUTION


1. Income verifies higher at $945.54 (UPDATED PAY STUBS PROVIDED. ATTY STATES THAT DEBTOR NO LONGER HAS OVERTIME. INCOME NOW VERIFIES AT $1420.16 WHICH TAKES INTO ACCOUNT THAT THE PENSION LOAN IS EXPIRING THIS MONTH.)

2. There is non-exempt equity of $24,890 in real estate

3. Pension loan expires in 9/2020. An additional $1351.99 will be available

4. Add Standard order of distribution to confirmation order

Plan proposes $558 x 60 Base
Payments: 3/5 Arrears: $645

RESOLVED ISSUES:
4. Trustee objection:
- The debtor has undertaken an improper use of exemption. Specifically: -used d(1)
exemption on non-residential property 1390 Aetna Church Road, Tennessee (vacant land) (AMENDED. THERE IS NON-EXEMPT EQUITY OF $24,890 IN 1475 Highway 48 property)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution (WILL FIX IN CONF ORDER)
-need statement for Pension loan showing balance due (Received, loan expires on 9/2020 and additional $1351.99 will be available)
- Schedules I and J and 122C were amended. Income was reduced and debtors are now below median. Need current proof of income to support amended Schedule I. (RECEIVED)
Matter ResolvedRequest
Adjourment
1409/2/2020 10:00 am20-14492 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 3 of 7 required payments   Arrears: $2,080.00  Total Paid In: $11,900.00
AS OF 8/27/20 (SF)

RECOMMEND $1700 X 6 (BEGIN 4/1/20, $4656 X 54 (BEGIN 10/1/20) BASE PLAN, LOAN MOD BY 9/30/20
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


1. IRS filed higher priority claim 1-1 for $58,820.89 (OK TO PAY?) OTBS REDUCING PRIORITY CLAIM TO $52,220.88 (MOTION PENDING TO REDUCE CLAIM SCHEDULED FOR 9/2 @ 9 - NO OPPOSITION)

2. Wells Fargo Bank filed arrears claim 7-1 for $3411.66 (OK TO PAY?)

3. Wells Fargo/AJ Perri filed bifurcated claim 9-1. $9578.22 is secured and $1377.44 is unsecured and $10,955.66 (HOW SHOULD THIS CLAIM BE PAID?) - RECLASSIFIED TO UNSECURED

4. Trustee objection:
- Need proof of 2 month's income - March & April 2020 & April for debtor and co-debtor (RECEIVED)
- Income appears to verify much higher for co debtor . Need further proofs as requested above. (DISPOSABLE INCOME VERIFIES HIGHER AT $4556.55) TRUSTEE PAYMENT WILL NEED TO INCREASE.

Plan proposes $1700 x 6, $2593.42 X 54 Base Loan Mod by 9/2020, Student loans outside
Payments: 5/5

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (SERVICE OK)
- student loans to be paid outside plan.
- must file pre conf cert. (FILED)
- Objection filed by US Bank (Licker) - to cram of 1st mortgage (DOC#17 WITHDRAWN)
- Atty wants to adj to deal with IRS and Wells Fargo #4 by filing motions
- Objection filed by Select Portfolio (Fein, Such) - failure to pay arrears of $71,888.52 and speculative loan mod (THE PLAN DOES PROPOSE TO PAY ARREARS) (COTBS)
Matter ResolvedRequest
Adjourment
1419/2/2020 10:00 am20-14531 / CMGErik M. Helbing Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $3,850.00
atty to review and respond to disposition list w/in 14 days.

mk: added updates as of 9/1/20.
8/25 workup fro the 9/2 calendar

-SAME EXACT ISSUES AS 7/1 CALENDAR-NOTHING DONE

1. Ally Financial filed a secured arrears claim #6 in the amount of $162.72 which is not in the plan. Is it ok to pay this claim?
2. Objection filed by Wells Fargo Bank (Phelan) - debtor has insufficient income to fund the plan and cure pre-petition mortgage arrears. (UNRESOLVED)
3. Trustee's objection:
--The debtor has insufficient income to fund the plan as, expenses exceed income by
$533.51.
- A copy of the homeowner's insurance renewal declaration - homeowners insurance policy provided fails to show personal liability coverage (RECEIVED)
- proof of current auto insurance. (INSURANCE RECEIVED EXPIRED IN JULY-( can't read the 7/2/20 upload)
- A Modified Plan that completes Part 8 c Order of Distribution and Part 8 d Post Petition Claims and treats Creditor US Dept of Housing claim as unaffected. (MP#21 filed)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- must address objection by Wells Fargo bank. (UNRESOLVED)
- must address IRS estimated claim for 2018 taxes- no return filed. (APOC filed 8/27/20- not estimated anymore)
- per atty - Trustee Standard order of distribution. (LANGUAGE ADDED)
- must file pre conf. cert. (NOT FILED)

Plan proposes: $639 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1429/2/2020 10:00 am20-15167 / CMGSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $54.00  
Needs MP to pay LL thru plan. Motion filed to reclassify Wells Fargo filed today

AS OF 8/25/2020 (at):

1. Wells Fargo Bank filed a secured arrears claim #7 in the amount of $1,421.41 which is not in the plan. Is it ok to pay this claim?

2. The NJ Division of Taxation filed an estimated priority claim #1 which needs to be resolved/amended. (STILL ESTIMATED)

3. The IRS filed an estimated priority claim #4 which needs to be resolved/amended. (STILL ESTIMATED)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - : 2019 tax return by 8/15/2020. (NOT RECEIVED YET)
- Amendments to Schedules : Amend Sch B to add vehicle purchased post-petition. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
-using all proof provided for part time job - income verified at $1,234.92 (scheduled amount $800) - disposable monthly income $667.25
- The Schedules fail to account for the debtor(s) tax refund in the amount of $707 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
-attorney served has not filed a Notice of Appearance and claim has not been filed directing this attorney to be served on behalf of Jefferson Capital (CORRECTED CERT OF SERVICE NOT FILED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- The two Attorney Disclosure Statements should be reviewed for accuracy and one of them should be withdrawn.
(NEITHER WITHDRAWN)

Plan proposes: $175 x 58 beginning July, 2020 (should be June 2020), base
Payments: 2/3, arrears $107.
Matter ResolvedRequest
Adjourment
1439/2/2020 10:00 am20-15187 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $7,070.00
AS OF 9/2/20 (SF) - Updated - AR TO REVIEW WITH ATTY

If AR is ok with Nissan claim ok to confirm as follows:

RECOMMEND $1010 X 60 (BEGIN 4/1/20) 100%
- Do not Pay Nissan claim 3-2 (in rem claim) as debt was discharged in Chapter 7 case. Treated outside.plan.
- Order of Distribution to be paid per plan
- Must provide bank statements for Provident Bank checking and savings accounts for February and March 2020 within 30 days


1. Nissan Motor Acceptance filed arrears claim 3-1 for $10,516.35. (OK TO PAY?) PER ATTY, DO NOT PAY. CREDITOR AMENDED CLAIM TO IN REM CLAIM. PREVIOUSLY DISCHARGED IN CH. 7) - TO AR FOR REVIEW

2. Trustee objection:
- The debtor has insufficient income to fund the plan. Income verifies at $232.98
- 2 months bank statements from all bank accts prior to filing date.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution - add lang to conf. order that Distribution is per plan


Plan proposes $1010 x 60 Base
Payments: 5/6

RESOLVED ISSUES
- A copy of the homeowner's insurance renewal declaration - insurance expires 6/26/20. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)
- Motion for Relief filed by Wilmington Savings scheduled for 8/5/20 at 9 (COTBS)
- Objection filed by Nissan Motor Acceptance (Gavin Stewart) - failure to pay arrears of $10,516.35 (WITHDRAWN)
Matter ResolvedRequest
Adjourment
1449/2/2020 10:00 am20-15213 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $2,000.00
ISSUES AS OF 8/26/2020 (DM): Updated 8/27/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,200 PTD, THEN $400 x 56 STARTING 9/1/20, BASE PLAN, LOAN MOD WITH FREEDOM MORTGAGE AT THE DISCRETION OF THE PARTIES (plan cures arrears), TRUSTEE STANDARD ORDER OF DISTRIBUTION, PRE-CONFIRMATION CERTIFICATION WITHIN 15 DAYS***

1) IRS filed priority claim not treated in plan that includes estimated taxes (AMENDED TO $0).

2) Freedom Mortgage (PHELAN) OBJs - $6,406.37 arrears (COTBS - LOAN MOD BY 9/1/20 - PAY ARREARS PENDING LOAN MOD - this is basically a cure with a loan mod option).

3) Trustee OBJ:
- Debtor has insufficient income.
- Need copy 2019 tax return by 8/15/20 (UNRESOLVED).
- Need a copy of homeowner's insurance renewal - expired 6/15/20 (RECEIVED).
- There is $217 non-exempt equity in real estate.
- Order of Distribution departs from Trustee standard (ADD TRUSTEE STANDARD??)
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $400 x 60, Base Plan, Loan Mod in 6 months
PTD 3/4 = $1,200
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
1459/2/2020 10:00 am20-15365 / CMGEric ClaymanConfirmation Hearing on Modified PlanContinued
10/7/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,140.00
9/1/20(mk): atty has 3 payments coming On TFS. Needs adj. has reached out for creditor on #1 to resolve.

AS OF 8/24/2020 (at):

1. Objection filed by New Rez (Stern Lavinthal) - failure to cure arrears of $60,581.62 (Per POC)

2. Need service on US Dept of HUD for strip off.(Filed)

3. South Jersey FCU filed a secured claim #10 in the amount of $6,826.85 which is not in the plan. Is it ok to pay this claim?

4. Attorney's fees in the plan and disclosure statement do not agree. One of these must be amended.

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of current auto insurance. (RECEIVED)
- Amendments to Schedules D to add U.S. Dept. of HUD for second Mtg. (AMENDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,041.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of U.S. Dept.Of HUD. under the Plan. (MOD PLAN STRIPS OFF)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)

MP Plan before confirmation proposes: $190 x 36, loan mod by 12/31/2020
Payments: 2/4, arrears $380
To strip off second mortgage lien of US Department of HUD
Matter ResolvedRequest
Adjourment
1469/2/2020 10:00 am20-15551 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $1,380.00  
Debtor attorney requested adjournment to file mod plan and provide additional docs

As of 8/25/20 (DS): 1. Trustee obj to the following:
- Need 2019 tax return.
- Need a modified plan that addresses mortgage held by HUD.
- Excessive expenses on Schedule J such as: $490 Food, $300 Pet food (1 dog) and $150 clothing.
- Income verifies higher, there is disposable income $999.53 or more. Tax refund not listed on Sched I. Also deducted excessive expenses. Case is above median 22c has disposable income $231.15, add back all the differences in arrears claims and there would be disposable income $117.01, which would require minimum dividend $6,848.40 to gucs.
- Need to file Pre-Confirmation Certification.
- Need to resolve the estimated claim filed by the IRS, 2018 and 2019 not filed.
- Need to add non-exempt proceeds from personal injury claim to confirming order.

2. Wyndham Place Condo obj to arrears more and failure to provide payment for post-pet payments. POC filed as bifurcated claim $12,992.94 secured and $3,216.60 unsecured. Obj and claim needs to be resolved.

3. Ovation Sales Finance filed arrears claim $186.81 for HVAC, not in plan. Ok to pay?

4. JPMorgan listed in plan as outside filed arrears claim $49.62. Ok to pay?

Prop Plan $460 x 60 Base
Matter ResolvedRequest
Adjourment
1479/2/2020 10:00 am20-15567 / CMGTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

8/21 workup for the 9/2 calendar EDC

*objection by Quicken Loans-arrearage amount is about $14,000 higher than plan
*objection by Carvana-not in plan but 0 arrears claim
*Trustee objection:
--need A copy of the last filed tax return - 2019 by 10/30/2020.
--Need a statement for the co-debtor's 401k loan.(OK DONE)
--A Modified Plan that pays student loans outside if appropriate.
--$800/month for childcare (need proof)
--$894/month for car insurance
--$1,287/month car payment
--Verified income leaves monthly disposable income of $4,106.30.
--The Schedules fail to account for the debtor(s) tax refund in the amount of $431.00 when
determining disposable income.
Need to file Pre-Confirmation Certification.
----Need to resolve the estimated claim filed by the IRS.
--Need to resolve objections by Quicken Loans and Carvana.

$1029 x 60 beg 4/14 base
Matter ResolvedRequest
Adjourment
1489/2/2020 10:00 am20-15675 / CMGDavid M. Meth, Esq.Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issues as of 8/24/2020

1) JP Morgan Chase Bank (Phelan) objection to confirmation - need to resolve
-sale speculative
-pre petition arrears $5,943.27
2) Specialized Loan Servicing (KML) objection to confirmation - need to resolve
-pre petition arrears $29,098.46
-sale or refi are speculative
3) Trustee objection to confirmation - need to resolve
-need a copy of homeowner's insurance renewal declaration - policy provided expired 7/14/2020
-need auto insurance renewal - all cards provided are expired
-the debtor is not paying all disposable income into plan - excessive expenses on Schedule J -$800/food; $970/transportation; $500/entertainment
-debtor is not paying all disposable income into plan - improper deductions on Form 122c: Line 19 $2,140 court ordered payments, debtor states on Schedule J that these payments are not being made and therefore cannot be deducted on Form 122c; Line 23 $215/optional telephone services, allowed $50; with these adjustments there is excess on Line 45 in the amount of $1,502.17 which requires a minimum $90,130.20 to general unsecured creditors through the plan
-the Schedules fail to account for the debtors tax refund in the amount of $5,387 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation of Chapter 7 - non exempt equity in whole life insurance policy in the amount of $6,600
-JP Morgan Chase and Specialized loan services have filed objection to confirmation, need to resolve
4) TD Retail Card Services filed secured claim 4 in the amount of $7,095.32 - this claim is not treated in plan, either pay through plan or move against claim
5) Debtors plan proposes sale by 9/1/2020 - what is the status of the sale?
6) IRS filed priority claim 1 which is estimated for 2019 taxes, copy of return provided showing refund. The claim should be amended.


proposed plan $100x60 base plan with sale by 9/1/2020 of former marital
Matter ResolvedRequest
Adjourment
1499/2/2020 10:00 am20-16009 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $900.00
Debtor attorney requested adjournment to resolve obj, adjourned peremptory, no further adjournments.

As of 8/31/20 (DS): 1. BELOW ISSUES HAVE NOT BEEN RESOLVED.

As of 7/13/20 (DS): Debtor attorney requested adjournment to resolve Trustee obj.

7/15/20 (DS): 1. Trustee obj to the following:
- 401(K) LOAN STATEMENT PROVIDED 8/28/20 AND LOAN PAYMENT $241.96 ENDS 3/2021.
- HUD CLOSING STATEMNT PROVIDED 8/28/20 ON SHADY OAK ST WHICH OCCURRED 1/11/2019 SHOWS DEBTOR AND SPOUSE RECEIVED $63,541.63, NEED CERT ON WHAT WAS DONE WITH FUNDS
- Need Modified Plan that pays student loans outside of the plan. ONLY ONE STUDENT LOAN CLAIM FILED $1,602.31.
- Amendments to Schedules I to include both of the debtor's jobs.
- Excess expenses such as: $495 Cable/internet/phone, $1,000 Food for household of 2,
$1,600 Car payments, $200 to IRS (claim filed and will be paid through plan) and $240 Student loans (Not in plan as outside). There would be $699.89 disposable income, after deducting expenses and social security income removed.
- 22C has monthly disposable income is $3,841 which would require a minimum dividend of $230,460 to general unsecured creditors. Lines 16, 20, 23, 26, 30. Recommend confirming at 100% bar date expired, total unsecured claims filed $16,361.25. INCOME ALSO VERIFES THERE IS DISPOSABLE INCOME $2,205.89. TOTAL UNSECURED CLAIMS FILED $16,361.25.
- Confirming order must provide for all non-exempt proceeds from personal injury claim.

2. IRS filed priority claim $6,009.10, not in plan to be paid. Ok to pay? PER ATTY OK TO PAY.

3. Must file Pre-confirmation certificate. FILED 8/28/20

Prop Plan $150 x 60 Base
Matter ResolvedRequest
Adjourment
1509/2/2020 10:00 am20-16305 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 8/24/2020

1) Credit Acceptance Corporation (Morton) objection to cram - need to resolve MODIFIED PLAN PROPOSES TO PAY $24,012.41 AS CRAM AMOUNT, DOES THIS RESOLVE OBJECTION
-need $24,012.41 paid over 60 month plan
2) Trustee objection to confirmation - need to resolve
-debtor not paying all disposable income into plan - excessive expenses on Schedule J: $449/telephone/cable/internet/cell; $780/food; $630 transportation
-IRS filed estimated priority and unsecured claim, the priority claim is estimated for 2018 taxes, the unsecured claim is estimated for 2014 and 2016 taxes
3) Mid-Atlantic Finance Company Inc to pay full claim as proposed in plan requires slightly higher payment of $4,020.56
Matter ResolvedRequest
Adjourment
1519/2/2020 10:00 am20-16607 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $790.00  Total Paid In: $2,040.00
AS OF 9/1/20 (SF)

RECOMMEND $750 PTD, $1040 X 57 (BEGIN 9/1/20) 100% PLAN W/MIN $22,456 TO GUCS PER EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- PAY ARREARS CLAIM 7-1 FOR WYNDHAM VACATION RESORTS. DO NOT PAY SECURED OR UNSECURED PORTION OF CLAIM
- OK TO PAY ARREARS CLAIM 4-1 FOR NATIONSTAR MORTGAGE


1. Trustee objection:
- Need copy of 401k/pension loan balance statement for Debtor prior to filing date. (RECEIVED. FINAL PAYMENT DUE 8/14/23 ADDITIONAL $739.48 WILL BE AVAILABLE IN 9/2023)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22c has excessive expenses Line 20 takes $300 for education (not listed on Schedule I or J), Line 23 $600 for tele, Line 30 $48 for extra food and clothing, Line 31 takes $350 for charitable contributions (none listed on Schedule I & J). There would be disposable income of $1,370.23, which would require minimum dividend $82,213.80 to gucs.
- Excessive expenses on Schedule J such as: Electricity/gas/heat $500, Water/sewer/garbage $250, Tele/cell/internet/cable $500 and Car payment $626.
- Income verifies higher. There is disposable income $1,198.56.
- There is non-exempt equity on real property $9,047.76, Timeshares $693.35, $8,199.32 and $5,458.82, USAA savings acct ending#2913 $1,000.31 and Fulton Bank ckg acct $49.02 total equity $24,448.58. (UPDATED EQUITY IS $22,456)
- Must file Pre-confirmation certificate.


Plan proposes $250 x 60 Base
Payments: 3/3

RESOLVED:
- A copy of the homeowner's insurance renewal declaration - insurance expires 6/30/20. (RECEIVED)
- Nationstar Mortgage filed arrears claim 4-1 for $1485 which is not addressed in plan (OK TO PAY?)YES
- Wyndham Vacation Resorts filed bifurcated claim 7-1 with $3985.30 secured, $106.21 unsecured and $106.21 arrears (HOW SHOULD THIS CLAIM BE PAID?) PAY ARREARS
Matter ResolvedRequest
Adjourment
1529/2/2020 10:00 am20-16955 / CMGS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  
Total Paid In: $2,702.00
AS OF 8/24/2020 (at):

NEED TO ADJOURN TO 9/16/20 TO COINCIDE WITH MODIFIED PLAN.

1. The IRS filed an estimated priority claim #1 which needs to be resolved/amended. (AMENDED)

2. Objection filed by Wells Fargo (Phelan) - failure to cure full arrears of $36,053.47 (Per POC). (RESOLVED - DO NOT PAY ARREARS PENDING LOAN MOD AND LOAN MOD BY 11/30/20)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
A copy of the last filed tax return - 2019 by 8/30/2020. (RECEIVED)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on HUD for strip off and all 7 creditors in Part 7a. (CERT OF SERVICE FILED 8/1/2020)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Wells Fargo Bank. (RESOLVED)
- atty fee balance in plan and disclosure statement do not match. Need to correct. (MOD PLAN CORRECTS)

Modified Plan before confirmation proposes: $670 x 2, $454 x 34 beginning 8/1/2020, loan mod by 11/30/2020, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1539/2/2020 10:00 am20-17206 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $400.00
adj to 9/2/20 for POI & proof of insurance form VW(provided)

AR REC DISMISSAL 109e
AS OF 8/24/2020 (at):

HAVE NOT RECEIVED CAR INSURANCE. NEED INCOME AFFIDAVIT FOR FAMILY CONTRIBUTION.

Trustee's objection:
The debtor has insufficient income.
- The debtor has failed to file a feasible plan - proposes payment of $100/month without any income on Schedule I
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income (RECEIVED UNEMPLOYMENT INCOME FOR JUNE AND JULY)
- A copy of the last filed tax return - 2019 return, document provided is not sufficient (RECEIVED)
- proof of current car insurance (NOT RECEIVED)
- Amendments to Schedules Schedule I to show income of job beginning 6/15/2020 (AMENDED BUT STATES SHORT TERM DISABILITY?)
-as of 6/8/2020 statement there is an ending balance of $1,057.45 in the Chase account - need to Amend Schedules B and C accordingly or there will be non exempt equity of $857.45. (AMENDED)
- -must file pre conf cert. (FILED)

Plan proposes: $100 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1549/2/2020 10:00 am20-17480 / CMGKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $3,406.00
As of 8/21/20(Mk):Atty ok tterms

>>If ok to pay arrears claims in #1 &2, Then ***CAN REC CONFIRM AT $1,702 PTD,THEN $852 X 34, BEGIN 9/1/20;100%;
Trustee is authorized to pay Capital One Auto arrears claim 3-1 of $311.92.
Trustee is authorized to pay Capital One Auto arrears claim $5-1 of $544.94 .***


1. Cap. One(2010 Chevy) filed Arrears POC $311.92-OK TO PAY?
-plan has unaffected

2. Cap. One (2015 GMC)filed Arears POC $554.94-OK TO PAY?
-plan has unaffected.

3.Trustee Objection: RESOLVED
-Schedules fail to account for tax refund of $2010.00 (Added in).
-Need bank statements for Wells Fargo account ending in 8888 for April & May 2020 that
list the Debtors' names. (Provided).


Plan: 851 x 36, 100%
2/2
last claim:24-1; bar date:8/21/20
Matter ResolvedRequest
Adjourment
1559/2/2020 10:00 am20-17796 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 8/27/20 (DS): Debtor attorney requested adjournment to allow time to negotiate with Exeter on value of car and file some motions.

As of 8/25/20 (DS): 1. Trustee obj to the following:
- Need proof of income for Co-debtor for May and June.
- Will add to confirming order updated proof of income for the Debtor by 12/31/20.
- There is disposable income $4,340.72.
- Need service to Exeter Finance for cram of 2013 Chevy Camaro and NJ Healthcare for motion to avoid lien.
- Must file Pre-confirmation certificate.

Prop Plan $911.57 x 60 Base
Matter ResolvedRequest
Adjourment
1569/2/2020 10:00 am20-17911 / CMGCAMILLE J KASSARConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $200.00  
Debtor attorney requested adjournment, 341 sched 9/24/20

fyi: order resolving Wells Fargo Obj to Conf. submitted 8/1220/ LM by 11/13/20. Debtor to pay post pet to creditor. If lm not offered, MP pay arrears or surrender RE etc.
Matter ResolvedRequest
Adjourment
1579/2/2020 10:00 am20-17977 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,416.00
as of 8/24/2020

ok to confirm at $604x60 begin 7/1/2020 0% plan

proposed plan $604x60 0% plan
paid in $1208
last claim 1
Matter ResolvedRequest
Adjourment
1589/2/2020 10:00 am20-17978 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $520.00  Total Paid In: $520.00
AS of 8/24/20(mk):


** CAN CONFIRM AT $260 X 36,BEGIN 7/1/20;BASE**


1. Trustee Objection:
-need August pay stubs.(Provided).

Plan:$260 X 36 BEG 7/20; BASE
2/2;last claim:8-1
bar date:9/7/20
Matter ResolvedRequest
Adjourment
1599/2/2020 10:00 am20-18017 / CMGTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $7,168.00
updated 9/1/2020

ok to confirm at $5,040.06 paid to date, $1,923x57 begin 10/1/2020 100% plan

issues as of 8/24/2020

1) Trustee objection to confirmation - RESOLVED
-need amendment to Schedules B and C to add the 2013 Nissan RESOLVED, FILED 58/26/2020
-the debtor has undertaken an improper use of exemption - debtor exceeded limit for D5 exemption RESOLVED, AMENDED SCHEDULE FILED
-debtor is not paying all disposable income through plan - verified income leaves monthly disposable income of $1,925.25 - OK 100% PLAN
-there is non exempt equity in resident in the amount of $36,935.12 MORTGAGE CLAIM IS LOWER AT $11,715.85 WHICH INCREASES NOT EXEMPT EQUITY TO $37,715.30, OK 100% PLAN
-there is non exempt equity in bank accounts in the amount of $4,856 - OK 100% PLAN
-need to resolve the IRS estimated claim - CLAIM IS AMENDED, THE PRIORITY CLAIM IS $14,048.20 AND THE UNSECURED PORTION IS $9,732.52 BOTH TO BE PAID THROUGH PLAN
-need to file pre confirmation certification with Court RESOLVED FILED 8/25/2020


proposed plan $1678x60 100% plan
paid in $3360.06
last claim 3-1
Matter ResolvedRequest
Adjourment
1609/2/2020 10:00 am20-18159 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $482.00  
AS OF 9/1/2020 (at):

If a payment is made, need to request an adjournment of this hearing.

341 is scheduled for 9/17/2020.

Payments: 1/2, arrears $241
Matter ResolvedRequest
Adjourment
1619/2/2020 10:00 am20-18171 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Debtor attorney requested adjournment to obtain appraisal for vehicle.

As of 8/25/20 (DS): 1. Trustee obj to the following:
- Need May and June bank statements for TD Bank savings account 5378, shown on checking acct statement deposits $102.91 5/1/20 and 5/11/20 or funds deposited into that account $50 4/27/20.
- Excessive expenses such as: $468 cable/internet/cell/phone and $445 transportation.

2. Exeter Finance obj to cram. Obj must be resolved.

Prop Plan $339 x 36 $0
Note: Pre-confirmation cert filed.
Matter ResolvedRequest
Adjourment
1629/2/2020 10:00 am20-18185 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
11/4/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 now on 9/24/20. Current w/ Payments.

issues as of 9/26/2020

1) 341 not held, not rescheduled - still missing documents for 341 hearing
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
4) IRS priority claim estimated for 2018 and 2019 taxes
5) State of NJ priority claim estimated for 2017, 2018 and 2019 taxes, unsecured claim for 2016 taxes
Matter ResolvedRequest
Adjourment
1639/2/2020 10:00 am20-18210 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 8/21/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of 2019 tax return by 8/15/2020
-not paying all disposable income into plan - excessive expenses on Schedule J: $300/home maintenance (allowed $200); $750/food 2 people (allowed $600)
-plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - residential property has non exempt equity in the amount of $130,128.22 - must be a 100% plan
2) US Bank filed secured claim 5 in the amount of $33,360.91 - not treated in plan
3) Need to file Pre Confirmation Certification with Court

proposed plan $150x60 base plan
paid in $150
last claim 5
Matter ResolvedRequest
Adjourment
1649/2/2020 10:00 am20-18214 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 8/20/20(mk)



1. Objection by New Rez( Stern Lavinthal):
- fails to pay arrears POC $43,309.79
plan has -0-

2. IRS ESTIMARED POC - no return for 2019.
3. Trustee Objection:
-need updated CMA (unable to use Zillow on this property).
-need 2019 tax return.
-need2 months (or quarterly statement) TD bank statement from
savings account prior tofiling date.
-excessive expense items, such as:
Tele/Cell/Internet/Cable:$630 and auto insurance $700 (auto insurance pays $499.21
monthly)
-Income verifies higher, deduct excessive expense& add tax refund, there would be
disposable income $2,438.
-schedules fail to account for tax refund $7,153 for dispos income.
- IRS filed estimated claim, claim must be resolved.
- Must file Pre-confirmation certificate.

Plan:150 x 60 Base
payments:1/1
last claim:7-1 bar date:9/10/20
Matter ResolvedRequest
Adjourment
1659/2/2020 10:00 am20-18232 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $0  

adj to be current and get 341 listed

as of 8/20/20(mk):

NO Payments.
NO 341
Matter ResolvedRequest
Adjourment
1669/2/2020 10:00 am20-18244 / CMGBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $798.00
Matter ResolvedRequest
Adjourment
1679/2/2020 10:00 am20-18385 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $555.00  Total Paid In: $1,595.00
UPDATED 8/31/2020

To resolve Trustee objection, ok to confirm at $1,040 paid to date, $555x59 begin 9/1/2020 which includes $21,080 dividend to general unsecured creditors
-Wells Fargo secured claim 3 to be paid $1,862.18 through plan
-Amended Schedule C to correct improper d(5) exempt to be filed with Court within 10 days of confirmation

issues as of 8/21/2020

1) Trustee objection to confirmation - need to resolve
-the debtor has undertaken an improper use of exemption. Specifically d(5) exemption exceeds limit by $626.52
-the debtor is not paying all disposable income into the plan as income verified higher than schedules, disposable net income is $903.37
-the current plan does not specify treatment of Wells Fargo claim 3 under the plan CLAIM TO BE PAID
-there is non exempt equity of $6260.52 in NY Community Bank account PLAN PROVIDES FOR DIVIDEND TO GENERAL UNSECURED CREDITORS

proposed plan $$520x60 minimum $21,080 dividend to gucs
paid in $520
last claim 7
Matter ResolvedRequest
Adjourment
1689/2/2020 10:00 am20-18390 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 8/26/2020

1) 341 not held, rescheduled for 9/24/2020
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
4) US Bank/ Tower DB VIII 2017-1 claim is higher $30,453.94 than scheduled
Matter ResolvedRequest
Adjourment
1699/2/2020 10:00 am20-18592 / CMGGARY L GOLDBERG ESQConfirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $600.00  Total Paid In: $1,200.00
Matter ResolvedRequest
Adjourment
1709/2/2020 10:00 am20-18594 / CMGJoel R. Spivack, Esq.Confirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Debtor attorney requested adjournment to gather docs from Debtors.

As of 8/25/20 (DS): 1. Trustee obj to the following:
- Need proof of income from Co-Debtor for the month of July and August, 2 months bank statements prior to filing date from Public Service FCU and Energy People FCU and proof of second mtg on Real property (no claim filed to determine non-exempt equity).
- Proof of income verifies higher, also tax refund not listed on Schedule I, disposable income verifies $1,749.60.
- There is non-exempt equity on real property $3,887.08, pending proof of 2nd mtg or claims filed.
- Arrears claim filed by Wells Fargo for $231.25 for 2004 Dodge Ram.
- Must file Pre-confirmation certificate.

Prop Plan $900 x 15, $1,375 x 21 Base
Matter ResolvedRequest
Adjourment
1719/2/2020 10:00 am20-18595 / CMGRONALD E NORMAN, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1729/2/2020 12:00 pm16-25305 / CMGERIC L LEINBACH, ESQMotion CompensationContinued
9/16/2020 12:00 pm
Total Paid In: $52,494.00
This will need the Judge-so has to adj to 9/16/20. Mk emailed atty on 8/26/20.

Trustee obj<>

Atty reply-#126
Matter ResolvedRequest
Adjourment
1739/2/2020 12:00 pm16-34490 / CMGDAVID G BESLOW, ESQMotion CompensationContinued
10/7/2020 12:00 pm
Total Paid In: $30,268.00
atty requested adj to review budget with debtor

TR Obj.
Matter ResolvedRequest
Adjourment
1749/2/2020 12:00 pm18-33679 / CMGTHOMAS J ORR ESQMotion CompensationGrantedTotal Paid In: $16,109.00
Matter ResolvedRequest
Adjourment
1759/2/2020 12:00 pm19-29453 / CMGTHOMAS D MCKEON ESQSTATUS CONFERENCEContinued
10/7/2020 12:00 pm
Total Paid In: $400.00
RELATED TO MOTION TO CONVERT CASE TO CHAPTER 13

Debtor motion to sell on 9/2/20: ADJ to 10/7/20: K Sale price 155,000.This price address the prior CH 7 TR concern re: value
Matter ResolvedRequest
Adjourment
1769/2/2020 12:00 pm20-11780 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $2,400.00
Matter ResolvedRequest
Adjourment
1779/2/2020 12:00 pm20-11821 / CMGCarol L Knowlton, EsqMotion CompensationGrantedTotal Paid In: $2,350.00
Matter ResolvedRequest
Adjourment
1789/2/2020 2:00 pm18-24958 / CMGJoseph Casello, Esq.Motion EnforceOrder to be SubmittedTotal Paid In: $36,400.00
8/24/20:email form Dispo list:Resolution Details:
The interest rate on the modified loan will remain as set forth in the original loan modification package. The amount of waived principal will be $47,267.05 and the amount of deferred principal will be $47,267.04.


Hearing adj . by CT to 9/2/20 @2.

8/19/20 at 2:00

Brief JMC by 8/5/20 on case law & included what discovery you need and why. creditor rep by atty Reese, esq. by same date 8/5/20 - borrower authorization error allows you to add it to loan. How would amortization of this loan have looked like. both address case law Duawng case (451BR800,2011 and any others. Both briefs due 8/5/20 and Reply on 8/12/20

Wilmington obj (Stradley Ronon)<>MTN TO ENFORCE TERMS OF LM
Matter ResolvedRequest
Adjourment
1799/2/2020 2:00 pm19-22616 / CMGJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $3,600.00
CT TO REVIEW CERT & ENTER ORDER

9/2/20(mk); Cert filed by creditor- NO PAYMENT MADE- this means Ct enters Order lifting stay.

8/28/20(mk): Need to know if Debtor made required payment to creditor.

8/14/20(mk): Order (#68) entered. Pertinent terms =
-Debtor shall remit the amount of Nineteen Thousand Five Hundred Eighty-Six
Dollars ($19,586.00) to Investors Bank on or before September 1, 2020,
representing his post-petition arrears through August 2020.
-Investors Bank shall notify the Court, with copy to Debtor's counsel,
in writing, the morning of September 2, 2020, of the status of Debtor's
payment.
-In the event Debtor does not pay the amount set forth in Paragraph 2
above, via certified funds or cashier's check as described in
Paragraph 3 above, by 5:00 P.M.on Tuesday, September 1, 2020, then upon
Certification by Investors Bank on September 2, 2020, served via electronic
mail upon Debtor's counsel, the Court will enter an Order lifting
the automatic stay without notice to Debtor.
- If debtor makes payment - motion will be denied.


adj to see if Post pet of $19,000 will be pd if not Stay relief granted- Creditor will provide Order

Debtor obj, filing MP<>INVESTORS BANK (SALDUTTI LAW GROUP)
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes