| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 0 | 8/28/2024 8:30 am | 20-14335 / SLM | Scott D. Sherman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 08/21/24 (SF) $13,530 PTD, $31,830 X 1 (BEGIN 09/01/24) BASE PLAN. THE $31,830 LUMP SUM IS NONEXEMPT PROCEEDS FROM INHERITANCE FROM MOTHER'S ESTATE - STANDARD TRUSTEE ORDER OF DISTRIBUTION Debtor is below median and has satisfied 36 month requirement of disposable income. MP proposes $12,720 PTD, $31,830 X 1 BASE PLAN Plan has run 51 months RESOLVED: 1. Motion for Relief by Ally Bank rescheduled to 8/14/24 at 10 (NOT SURE IF THIS MOTION WILL ADD ARREARS TO PLAN) WITHDRAWN Note - Amended Sch B/C (Doc #36) filed adding inheritance from mother's estate - $31,830 is non-exempt. Also note when reviewing the MP that Debtor is below median. |
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Matter ResolvedRequest Adjourment | 1 | 8/28/2024 9:00 am | 17-26594 / MBK | Candyce I. Smith-Sklar, Esq. | Creditor Certification of Default | Continued 9/25/2024 9:00 am | Debtor obj, paid<>WELLS FARGO/Real Estate tax |
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Matter ResolvedRequest Adjourment | 2 | 8/28/2024 9:00 am | 17-29060 / MBK | Kirsten B. Ennis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/11/2024 9:00 am | Debtor obj<>ARREARS |
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Matter ResolvedRequest Adjourment | 3 | 8/28/2024 9:00 am | 18-14766 / MBK | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, attempting to pay<>CARRINGTON MTG/Roseland Place (McCABE WEISBERG) |
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Matter ResolvedRequest Adjourment | 4 | 8/28/2024 9:00 am | 19-10249 / MBK | Thomas J. Orr, Esq. | Motion re Post Petition Mortgage Payments | Withdrawn | ADJ to 8/28/24 Peremptory. DEBTOR MTN TO DETERMING WILMINGTON SVGS FUND POST PET PYMTS, FEES, CHARGES, EXPENSES, ESCROW, & COSTS ARE DEEMED CURRENT |
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Matter ResolvedRequest Adjourment | 5 | 8/28/2024 9:00 am | 19-14769 / MBK | Robert C. Nisenson, Esq. | Motion for Exemption from Participation in Financial Management Course | Granted | FINC MANAGMENT COURSE |
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Matter ResolvedRequest Adjourment | 6 | 8/28/2024 9:00 am | 19-18980 / MBK | Donald C. Goins, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, can make installment pymts<>PNC / Willow St (MARTONE & UHLMANN) |
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Matter ResolvedRequest Adjourment | 7 | 8/28/2024 9:00 am | 19-29635 / MBK | Thomas G. Egner, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 8/5 AMT: NJ APOC #17-3 FILED<<> Debtor obj, filed missing returns<>FAILED TO ADDRESS NJ EST CLM #17-2 |
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Matter ResolvedRequest Adjourment | 8 | 8/28/2024 9:00 am | 19-29668 / MBK | Warren Brumel, Esq. | Creditor Certification of Default | Continued 9/25/2024 9:00 am | Debtor obj, will pay<>DEUTSCHE/Stone Rd (McCalla) |
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Matter ResolvedRequest Adjourment | 9 | 8/28/2024 9:00 am | 19-30353 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/25/2024 9:00 am | AMT: MP 9/25 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN BY 8/23 OR APPEAR AT HEARING**<> Debtor obj, filed MP<>FAILED TO FILE FEASIBLE PLAN; CONS ORDER #77 ADDED $19,000 PPMTG ARREARS & REQUIRED MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 10 | 8/28/2024 9:00 am | 19-30574 / MBK | Bruce C. Truesdale, Esq. | Trustee Certification of Default | Continued 9/25/2024 9:00 am | debtor file motion for hardship withdrawal EDC Debtor Atty contacted Kierstyn regarding trust check not credited (dm) Debtor obj, made payment & requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 11 | 8/28/2024 9:00 am | 20-13608 / MBK | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Granted | DSHC ENTERPRISES /Manhasset Trail (BOUDWIN ROSS ROY) |
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Matter ResolvedRequest Adjourment | 12 | 8/28/2024 9:00 am | 20-16679 / MBK | Robert Cameron Legg, Esq. | Motion to request for Exemption from filing Certification in Support of Discharge and Post-Credit Counseling Certificate | Granted | CERT IN SUPPORT OF DISCHAGE |
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Matter ResolvedRequest Adjourment | 13 | 8/28/2024 9:00 am | 20-17016 / MBK | Stephen M. Goldberg, Esq. | Motion Reinstate Stay | Order to be Submitted | Citigroup limited obj (Romano)<>MTN REINSTATE STAY |
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Matter ResolvedRequest Adjourment | 14 | 8/28/2024 9:00 am | 20-18887 / MBK | Laurence R. Sheller, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj<>WELLS FARGO/Brunswick Ave (LOGS) |
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Matter ResolvedRequest Adjourment | 15 | 8/28/2024 9:00 am | 20-19062 / MBK | Candyce I. Smith-Sklar, Esq. | Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE) | Granted | motion to vacate late proof of claims Is service to Trenton Water works sufficient or does debtor have to serve township? EDC |
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Matter ResolvedRequest Adjourment | 16 | 8/28/2024 9:00 am | 20-22942 / MBK | Daniel E. Straffi, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, can make pymt & requests recap<> ISLAND CAP,LLC/ 2nd mtg-Todd Rd (Pincus) |
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Matter ResolvedRequest Adjourment | 17 | 8/28/2024 9:00 am | 20-23522 / MBK | Ryan L. Gentile, Esq. | Motion Relief from Stay (Fee) | Continued 9/25/2024 9:00 am | Debtor obj, made pymt<>FEDERAL HOME LOAN / Baltic Ave (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 18 | 8/28/2024 9:00 am | 21-11577 / MBK | Warren D. Levy, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Dismissed | Trustee OBJ NOW DUE $35492 WHAT IS ASSURANCE OF COMPIANCE WITH FURTURE PAYMENTS |
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Matter ResolvedRequest Adjourment | 19 | 8/28/2024 9:00 am | 21-14613 / MBK | Andrew Thomas Archer, Esq. | Trustee Certification of Default | Continued 9/11/2024 9:00 am | AMT: ADJ FOR $3,000 PYMT TO POST<> AMT: EMAIL TO ATTY, WILL DO TR ORDER IF $3,000 POSTS BEFORE HEARING: PPSD TR ORDER: ($69,332.50 PTD $3,000) (38); $ 2,937 X 22 BEGINNING 9/1/24 <<>> Debtor obj, request recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 20 | 8/28/2024 9:00 am | 21-17220 / MBK | J. Todd Murphy | Trustee Certification of Default | Trustee Order | amt: PPSD TR ORDER - $55,361 PTD (35); $2,255 X 25 BEG 9/1/24 (EMAIL TO ATTY)<<>> Debtor obj, requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 21 | 8/28/2024 9:00 am | 21-19367 / MBK | Andre L. Kydala, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | conduit AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, requests recap<>CITIZENS BANK/Palnters Row (McCALLA) |
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Matter ResolvedRequest Adjourment | 22 | 8/28/2024 9:00 am | 21-19576 / MBK | Brad J. Sadek, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | OTBS - adding $6,599 to the plan (dm) AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, proposed pymt & recap<>CITIZENS BANK/Ballad La (McCALLA RAYMER) |
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Matter ResolvedRequest Adjourment | 23 | 8/28/2024 9:00 am | 22-10148 / MBK | David G. Beslow, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | to complete LM package by 8/14 per AR AMT: MP 8/28 - **NEEDS TO APPEAR TO REQUEST ADJ OF TR MTN**<<>> Debtor obj<>FAILED TO LM BY 6/15/24 |
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Matter ResolvedRequest Adjourment | 24 | 8/28/2024 9:00 am | 22-10690 / MBK | Brad J. Sadek, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/25/2024 9:00 am | Debtor obj, reviewing account & will file mtn to reinstate stay<>SV/JP MORGAN |
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Matter ResolvedRequest Adjourment | 25 | 8/28/2024 9:00 am | 22-17388 / MBK | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/11/2024 9:00 am | Debtor obj, lawsuit still pending; SP Cert with status<>FAILED TO FILE CERTIFIATION REGARDING PI LAWSUIT BY 10/12/23 PER PROVISION OF CONFIRMATION-filed 8/22 |
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Matter ResolvedRequest Adjourment | 26 | 8/28/2024 9:00 am | 22-19683 / MBK | Lee M. Perlman, Esq. | Trustee Certification of Default | Withdrawn | amt: ARREARS CURED/OWES AUG & WILL COMPLETE TIMELY<<>> Debtor obj, mailed pyMT<> ARREARS |
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Matter ResolvedRequest Adjourment | 27 | 8/28/2024 9:00 am | 23-10293 / MBK | Marc C. Capone, Esq. | Motion Sell | Continued 9/25/2024 9:00 am | US Bank obj ( RAS)<>241 MIDLAND BLVD |
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Matter ResolvedRequest Adjourment | 29 | 8/28/2024 9:00 am | 23-12240 / MBK | Justin M. Gillman, Esq. | Motion for Relief from Stay | Continued 9/11/2024 9:00 am | Debtor obj<> FREEDOM MTG/Brookside Dr (Brock & Scott) |
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Matter ResolvedRequest Adjourment | 30 | 8/28/2024 9:00 am | 23-12549 / MBK | Marcia Y. Phillips, Esq. | Motion Relief from Co-Debtor Stay | Granted | PENNYMAC LOAN/Hilton Rd (FEIN SUCH) |
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Matter ResolvedRequest Adjourment | 31 | 8/28/2024 9:00 am | 23-12936 / MBK | Steven J. Abelson, Esq. | Motion Dismiss Case | Granted | DEBTOR MTN TO DISMISS |
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Matter ResolvedRequest Adjourment | 32 | 8/28/2024 9:00 am | 23-13281 / MBK | Melinda D. Middlebrooks, Esq. | Motion Relief from Stay (Fee) | Continued 9/25/2024 9:00 am | Debtor obj, made pymt<>LAND HOME FINC /Inverrary Ave (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 33 | 8/28/2024 9:00 am | 23-14018 / MBK | Kareem Crawford | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/WELLS; FAILED TO SELL SPINDLETOP LA PPTY BY 5/28/24 |
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Matter ResolvedRequest Adjourment | 34 | 8/28/2024 9:00 am | 23-14150 / MBK | Robert Cameron Legg, Esq. | Trustee Certification of Default | Continued 9/25/2024 9:00 am | Debtor obj, reviewing pymt history<> ARREARS |
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Matter ResolvedRequest Adjourment | 35 | 8/28/2024 9:00 am | 23-14150 / MBK | Robert Cameron Legg, Esq. | Creditor Certification of Default | Continued 9/25/2024 9:00 am | AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, will pay<>US BANK/Bingham (Friedman Vartolo) |
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Matter ResolvedRequest Adjourment | 36 | 8/28/2024 9:00 am | 23-14780 / MBK | Eric J. Clayman, Esq. | Trustee Certification of Default | Trustee Order | AMT: $ 2,025 PTD (13); $1,000 X 1 (aUG); $ 465 X 46 BEG 9/1/24 (EMAIL TO ATTY)<<>> Debtor obj, can $1,000 & requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 37 | 8/28/2024 9:00 am | 23-14823 / MBK | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS; FAILED TO FILE FEASIBLE MP |
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Matter ResolvedRequest Adjourment | 38 | 8/28/2024 9:00 am | 23-15615 / MBK | Robert Manchel, Esq. | Trustee Certification of Default | Withdrawn | 8/1/24 amt: CONDUIT ORDER W/RECAP SUBMITTED TO CHAMBERS UNDER 7 DAY<<>> Debtor response<>ARREARS |
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Matter ResolvedRequest Adjourment | 39 | 8/28/2024 9:00 am | 23-16323 / MBK | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Continued 9/25/2024 9:00 am | Debtor obj, filing MP to sell<>LOANDEPOT.COM /Angela Dr (FRENKEL) |
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Matter ResolvedRequest Adjourment | 40 | 8/28/2024 9:00 am | 23-17113 / MBK | Russell L. Low, Esq. | Creditor Certification of Default | Granted | Debtor Opposition withdrawn Debtor obj<>AMERICAN HONDA/2021 CRV (Stewart) |
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Matter ResolvedRequest Adjourment | 41 | 8/28/2024 9:00 am | 23-18132 / MBK | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: APOC FILED/CASE PAYING OUT AT 100% < BASE BALANCE.<<>> Motion to Approve ERMA funding was granted - need a MP to address claim - ADJ to 8/28 Debtor obj, filing MP<>FAILED TO OBTAIN LOAN MODIFICATION BY 3/29/24 |
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Matter ResolvedRequest Adjourment | 42 | 8/28/2024 9:00 am | 23-18231 / MBK | Frances A. Tomes, Esq. | Creditor Certification of Default | Continued 9/11/2024 9:00 am | Debtor obj, requests recap<> MERCEDES-BENZ/2020 C300C4 (Eisenberg gold) |
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Matter ResolvedRequest Adjourment | 43 | 8/28/2024 9:00 am | 23-18802 / MBK | Thomas G. Egner, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Creditor Atty - Okay with Conduit. Debtor Atty - Okay with Conduit. AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, requests recap<>NATIONSTAR MTG /Syringa St (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 44 | 8/28/2024 9:00 am | 23-19564 / MBK | Thomas G. Egner, Esq. | Motion Relief from Stay (Fee) | Continued 9/11/2024 9:00 am | Debtor obj, can make pymt & requests recap<>FLAGSHIP CREDIT /2020 Eclipse (EISENBERG) |
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Matter ResolvedRequest Adjourment | 45 | 8/28/2024 9:00 am | 23-20500 / MBK | David G. Beslow, Esq. | Motion Relief from Stay (Fee) | Continued 9/11/2024 9:00 am | Debtor obj<>TOYOTA MOTOR /2021 Corolla (STEWART) |
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Matter ResolvedRequest Adjourment | 46 | 8/28/2024 9:00 am | 23-21634 / MBK | Aniello D. Cerreto, Esq. | Motion Relief from Stay (Fee) | Granted | AMERICREDIT FINC / 2021 Yukon(EISENBERG) |
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Matter ResolvedRequest Adjourment | 47 | 8/28/2024 9:00 am | 23-21918 / MBK | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/25/2024 9:00 am | nfa Debtor obj<>FAY/Center St (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 48 | 8/28/2024 9:00 am | 24-10136 / MBK | Daniel E. Straffi, Esq. | Application to Extend Loss Mitigation | Continued 9/25/2024 9:00 am | (AMT: ORDER GRANTING MTN TO EXTEND WAS ENTERED 7/31, DOC #27)<> Wells Fargo obj ( Brock & Scott)<> MTN TO EXTEND LOSS MITIGATION TO 10/24/24 BUT FILED THIS MOTION FOR EARLY TERMINATION |
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Matter ResolvedRequest Adjourment | 49 | 8/28/2024 9:00 am | 24-10550 / MBK | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/25/2024 9:00 am | Debtor obj, can make pymt & requests recap<>WILMINGTON SAVINGS / Bittern Lane (BROCK) |
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Matter ResolvedRequest Adjourment | 50 | 8/28/2024 9:00 am | 24-10745 / MBK | Bruce H. Levitt, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, can make pymt & requests 6 mo recap<>CITIGROUP MTG/Division St (HLADIK ONORATO) |
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Matter ResolvedRequest Adjourment | 51 | 8/28/2024 9:00 am | 24-11287 / MBK | Andrew M. Carroll, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/11/2024 9:00 am | Debtor obj<>MID ATLANTIC FINC / 2014 Ram 1500(EISENBERG) |
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Matter ResolvedRequest Adjourment | 52 | 8/28/2024 9:00 am | 24-11693 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, requests recap<>PNC BANK / Millstone Rd (KML) |
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Matter ResolvedRequest Adjourment | 53 | 8/28/2024 9:00 am | 24-13365 / MBK | Steven J. Abelson, Esq. | Motion Sell | Order to be Submitted | Wells Fargo limited obj *SETTLED* ( Brock & Scott)<> MTN TO SELL ASH RD PPTY |
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Matter ResolvedRequest Adjourment | 54 | 8/28/2024 9:00 am | 24-13664 / MBK | Marc C. Capone, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, can make pymt & requests recap<>US BANK TRUST NAT'L ASSOC / Bernard Drive (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 55 | 8/28/2024 9:00 am | 24-13803 / MBK | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | PLANET HOME/' Merrimac Dr (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 56 | 8/28/2024 9:00 am | 24-13896 / MBK | Eugene D. Roth | Motion Relief from Co-Debtor Stay | Moot - Dismissed | DEUTSCHE BANK/ 411-1/2 Newark Ave (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 57 | 8/28/2024 9:00 am | 24-14092 / MBK | Moshe Rothenberg, Esq. | Motion Relief from Stay (Fee) | Granted | Debtor obj<>US BANK TRUST/ Madison Ave (STERN LAVINTHAL) |
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Matter ResolvedRequest Adjourment | 58 | 8/28/2024 9:00 am | 24-14631 / MBK | Andrew Thomas Archer, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Continued 9/11/2024 9:00 am | Trustee objection: $2000 in arrears including August. We only received 1 of 3 payments. |
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Matter ResolvedRequest Adjourment | 59 | 8/28/2024 9:00 am | 24-16055 / MBK | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | SOUTH'S MHC LLC/SOUTH MOBILE HOME PARK /Cookstown (LORI GREENBERG) |
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Matter ResolvedRequest Adjourment | 60 | 8/28/2024 9:00 am | 24-16322 / MBK | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Granted | AMERICREDIT FINC/2017 GMC Terrain (EISENBERG) |
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Matter ResolvedRequest Adjourment | 61 | 8/28/2024 9:00 am | 24-16326 / MBK | David E. Shaver, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>SN SERVICING / Sunset Ave(FRIEDMAN) ***5th bankruptcy--proposing short sale--no post petition payments---not listed---405k pre-petition arrears --- |
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Matter ResolvedRequest Adjourment | 62 | 8/28/2024 9:00 am | 24-17444 / MBK | Andrew G. Greenberg, Esq. | Order Shorten Time | Continued 9/25/2024 9:00 am | to submit bridge order to 9/25 edc BOA obj (Powers Kirn)<>MTN TO EXTEND STAY |
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Matter ResolvedRequest Adjourment | 63 | 8/28/2024 9:00 am | 24-17595 / MBK | Robert Cameron Legg, Esq. | Motion Extend Time | Granted | EXTEND STAY |
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Matter ResolvedRequest Adjourment | 64 | 8/28/2024 9:00 am | 24-17600 / MBK | Robert Cameron Legg, Esq. | Motion Compel | Continued 8/30/2024 12:00 pm | AR NOTES debtor wants funds but no firm contract as to amount of repairs lender doesn"t want to release until case is confirmed ] trustee suggestion get firm contract for repair and release to contractor upon completion Nationstar obj ( Stern & L)<>MTN TO TURNOVER INSURANCE PROCEEDS TO REPAIR ROOF ON HOME. MONEY CURRENTLY HELD BY MR. COOPER |
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Matter ResolvedRequest Adjourment | 65 | 8/28/2024 9:00 am | 24-17685 / MBK | Peter E. Zimnis, Esq. | Motion Extend Time | Granted | EXTEND STAY |
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Matter ResolvedRequest Adjourment | 66 | 8/28/2024 9:00 am | 24-17746 / MBK | Demetrius J. Parrish Jr., Esq. | Motion to Extend Stsy | Granted | Change in circumstances - mtg co approved application for modification - does this mean a Loan Mod has been signed and returned to mtg co? (dm) MOTION TO EXTEND STAY |
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Matter ResolvedRequest Adjourment | 67 | 8/28/2024 10:00 am | 22-10148 / MBK | David G. Beslow, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ISSUES AS OF 8/19/2024 (DM): Atty agrees to terms ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $16,280 PTD, THEN $672 x 29 STARTING 9/1/24, 100% PLAN, LOAN MOD ON US BANK PRE-PETITION POC (4-1) BY 11/30/24 OR AS EXTENDED BY LOSS MIT ORDER, NO PAYMENT OR RESERVE ON US BANK PRE-PETITION ARREARS POC (4-1) PENDING THE LOAN MOD, TRUSTEE SHALL MAKE PAYMENT ON THE $18,153.52 POST-PETITION CLAIM PER THE 10/27/22 CONSENT ORDER, ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY STATE OF NY PRIORITY POC (1-1) IN THE AMOUNT OF $6,195.52, TRUSTEE STANDARD ORDER OF DISTRIBUTION*** Confirmed Case: $12,980 Ptd, $612 x 34, 100% Plan. - Loan Mod by 6/15/24. Prop. MP: $15,608 Ptd, $672 x 30, 100% Plan. - Loan Mod 90days. PTD = $16,280, Arrears $0 as MP filed. Last Claim (4-1) dated 3/14/22. |
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Matter ResolvedRequest Adjourment | 68 | 8/28/2024 10:00 am | 23-11446 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 8.21 workup edc CONFIRM AT: $27126 paid then $1881 x 42 beg 9/1/24 100%--att. must file an application for Supplemental Atty fees within 10 days---Trustee to pay Amerihome per 8/16/24 court order ---any further creditor or trustee defaults require conduit payments Tr has requested Conduit on Creditor Cert. of Default>> THAT ISSUE NEEDS TO BE RESOLVED BEFORE CASE IS WORKED UP-PUT IN CONF ORDER EDC OK 1. Objection By Cenlar/ AmeriHome( Stern Lav): - debtor recently defaulted on an agreed to Order and matter has been carried several times and debtor has failed to IMMEDIATLY pay 4,000 towards arrears . A MP IS NOT A RESPONSE TO A DEFAULT. and creditor does not agree to accept plan payments to resolve the arrears MP proposes: 1,881 x 45 100%. Plan has run 15 mos and 45 remain plana arrears 1,240. been making payments but each payment is short by $124 so adds up |
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Matter ResolvedRequest Adjourment | 69 | 8/28/2024 10:00 am | 23-19856 / MBK | Terry Glen Tucker, Esq. | Confirmation Hearing - Order Vacate Dismissal of Case | Confirmed | ISSUES AS OF 8/20/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,255 PTD, THEN $465 x 51 STARTING 9/1/24, BASE PLAN*** 1) Is debtor receiving Workers Comp, Unemployment, SSD or a combination of the referenced sources? (AMENDED SCH I FILED.) ***RESOLVED ISSUES*** A) IRS filed $5,039.66 priority claim that includes estimated taxes for 2021 (AMENDED.) B) If debtor intends to cram the interest rate on the2018 Nissan Altima, then plan must be served separately with transmittal letter (CONSENT ORDER SUBMITTED WITH WELLS FARGO.) C) Trustee OBJ: - Need to provide proof of social security disability (RECEIVED.) - Need amended Sch I to remove workers compensation and add SSD (FILED.) - Need auto insurance renewal - policy expires 3/21/2024 (RECEIVED.) - There is $1,448 non-exempt equity in 2018 Nissan (AMENDED SCH C FILED - DOC #29.) - Need to file Pre-Confirmation Certification (FILED.) - Need to file a change of address form for debtor. Prop. Plan $465 x 60, Base Plan. PTD 7/9 = $3,255 Last Claim (1-2) |
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Matter ResolvedRequest Adjourment | 70 | 8/28/2024 10:00 am | 24-10136 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | 8/19 Workup for the 8/28 calendar EDC same as last 2 TIMES--still need status of wc claims and debtor needs job 1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $63,011.65 and loan mod is speculative. (RESOLVED - LOAN MOD BY 10/24/24 & REGULAR PAYMENTS PENDING MOD)--*** 2. Objection filed by NJR Clean Energy Ventures (The Kelly Firm) - plan is silent as to lease with NJR. (UNRESOLVED)(OTBS) 3. Trustee's objection: - The debtor has insufficient income. - The debtor has failed to file a feasible plan - Debtor has no income. - Plan to be partially funded by two worker's compensation claims. Need status of these claims. (STILL NEED STATUS OF CLAIMS) --------------------- RESOLVED ISSUES: - Need proof of insurance for the 2007 Mercedes. (RECEIVED) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (NOT RECEIVED - LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $117,904 in non-exempt equity in the residence (100% Plan.) (LANGUAGE ADDED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $688 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $100 x 12 beginning 2/1/2024, $2,000 x 48, loan modification by 6/1/2024, 100% plan Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 71 | 8/28/2024 10:00 am | 24-10138 / MBK | James J. Romero, Esq. | Confirmation Hearing Scheduled | Continued 8/29/2024 10:00 am | RESOLVE OR HOLD ISSUES AS OF 8/20/2024 (DM): AR NEED RESOLUTION OF FUNDS AVAILABLE ***Need intention of the debtor with respect to the $194,219 liquid funds that is in the debtor's account*** 1) SN Servicing (FRIEDMAN VARTOLO) OBJs to Loan Mod and arrears not paid (UNRESOLVED.) OTBS 2) Sunnova (lease for solar panels) filed $28,950.95 general unsecured claim with $144.32 arrears - need to address this claim (pay arrears and maintain-need consent order) 3) Plan provides $7,608.48 secured treatment to Cavalry LLC for a judgment - no POC filed (STRIKE??) Pending Fee App for $11,742.85 (thru the plan) that needs to be worked into confirmation (dm) 4) Trustee OBJ: - Need amended Sch I to include income from Johnny's Express (UNRESOLVED.) - Need proof of all income received from this LLC for the last 6 months (UNRESOLVED.) - Need property settlement agreement to determine if ex-spouse has interest in real estate (UNRESOLVED.) - There is $89,893 non-exempt equity in real property and $194,219 in Wells Fargo Bank acct for a total of $284,113 (100% PLAN.) ***RESOLVED ISSUES*** A) IRS filed $9,183 amended priority claim that includes estimated taxes for 2023 (AMENDED TO $6,776 - OKAY.) B) State of NJ filed $3,253.37 amended priority claim that includes estimated taxes for 2021 and 2023 (AMENDED TO $2,758.27 - OKAY.) C) Trustee OBJ: - Excessive Expense on Sch J: utilities $655 (100% Plan.) - Form 22C-2 excess expense on Line #22 additional health insurance $150 - none listed on Sch I or J (100% Plan.) - Form 22c Line #45 shows disposable income $10,407.10, which would require minimum dividend of $624,426 to GUCs. Plan will need to remain 100%. Note: Chase Bank acct statements for Nov & Dec provided. Prop. Plan $2,000 x 60, 100% Plan. - Loan Mod on Hyson Rd property within 6 months. PTD 7/7 = $14,000 Last Claim (3-5) |
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Matter ResolvedRequest Adjourment | 72 | 8/28/2024 10:00 am | 24-10193 / MBK | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Denied | MP filed-everything resolved next time AR RESOLVE OR HOLD AS OF 8/22/24 (SF) ADJ 4 TIMES 1. Objection filed by Ajax Mortgage Loan Trust 2021-F (West) - failure to pay arrears of $120,141.16 and speculative loan mod 2. Trustee objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for utilities $600/month for cable/internet/phone $300/month for clothing $900/month for transportation $1,100/month for health insurance Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $1,294.02. - Per the 22C, monthly disposable income is $1,247 which requires a minimum dividend of $74,820 to general unsecured creditors. - There is $2,000 in non exempt equity in the bank account. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, - Need to file Pre-Confirmation Certification Plan proposes $800 x 60; 100% Plan; Loan mod by 7/8/24 Payments: 6/6 RESOLVED ISSUES: - Need a copy of the last filed tax return - 2023 by 5/31/2024. (JUST RECEIVED) - IRS priority claim 1-1 is estimated (NEED AMENDED CLAIM)-debtor said it was just filed per 7/23 email edc (AMENDED) |
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Matter ResolvedRequest Adjourment | 73 | 8/28/2024 10:00 am | 24-10196 / MBK | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | Atty has not heard back from Debtor (dm) ISSUES AS OF 8/20/2024 (DM): 7/24/24 - NFA, Atty needs one more adjournment to address feasibility with the debtor if the 2nd part of the proposed Settlement is short (dm) 6/24/24 (DS): Debtor atty requested ADJ due to debtor approval for social security disability (DEBTOR RECEIVING SSI) and allow time to file amended schedules, resolve IRS claim and provide docs. 1) IRS filed a priority claim that includes estimated taxes for 2021-2023 (AMENDED BUT TAXES STILL ESTIMATED FOR 2023.) 2) Trustee OBJ: - Debtor has insufficient income (PER DEBTOR'S RESPONSE TO MFR, LAWSUIT IS TO SETTLE. SETTLEMENT DOCS PROVIDED, DATED 4/17/24, DEBTOR TO RECEIVE LUMP SUM PAYMENT OF $11,014 - COVERED PER SCH C.) - Need 2023 tax return (RECEIVED.) - There is $65,256.50 in non-exempt equity in the residence (100% PLAN.) - Add to confirming order non-exempt proceeds from lawsuit (LAWSUIT SETTLED.) - Add to confirming order Debtor to provide 2 months proof of income, once Debtor returns to work. Prop. Plan $200 x 60, 100% Plan. PTD 8/7 = $1,600 Last Claim (3-2) |
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Matter ResolvedRequest Adjourment | 74 | 8/28/2024 10:00 am | 24-10541 / MBK | David E. Shaver, Esq. | Order Vacate Dismissal of Case | Plan Denied | Plan Denied MP in 14 days- reminder set for MP(mk) need estimate of atty fees for a place holder AS of 8/21/24(mk):email to atty >MFR on 9/11/24- will this impact plan ?Need result- working on CO outside cure 1. Trustee objection: atty needs to MP - plan has provision that 17,000 will be paid to PHH Mtg upon conf of the plan to reduce the pre petition arrears-WHERE DID THAT $ COME FROM? -need 2023 Tax return -debtor not paying a;; disposable income into plan: Trustee's calculations are higher for the following reason (s): Per the 22C, monthly disposable income is $3,070 which requires a minimum dividend of $184,200 to general unsecured creditors. -Verified income leaves monthly disposable income of $2,243 - Schedules fail to acct for tax refund 3,331 -There is $63,540 in non exempt equity in the residence. -There is $4,150 in non exempt equity in the funds held in trust account. -Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. NEED AN ESTIMATE FOR FEES FOR A PLACEHOLDER -Need to file Pre-Confirmation Certification. - NEED UPDATE HOME AND AUTO INSURANCE- WHAT WAS PROVIDED HAS EXPIRED Plan: $866 X 60; MIN $5000.Debtor has on deposit in the trust account of Broege, Neumann, Fischer & Shaver, LLC the sum of $17,000.00. Those funds will be paid to PHH Mortgage Service upon confirmation of the Chapter 13 Plan and are to be applied against the pre-petition mortgage arrears in the approximate amount of $50,000.00 . 7/7/payments |
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Matter ResolvedRequest Adjourment | 75 | 8/28/2024 10:00 am | 24-10726 / MBK | Mark S. Cherry, Esq. | Order Vacate Dismissal of Case | Dismissed | AS OF 8/26/24 (SF) Updated Adj request denied. An appearance is required 1. Objection filed by Deutsche Bank (RAS) - failure to pay total debt claim and speculative sale 2. Objection filed by PNC Bank (Carlon) - failure to pay total debt claim and speculative sale 3. Need explanation for language in part 7a of plan as to lien avoidance 4. Per Disclosure Statement, balance of fees will be paid outside the plan 5. Trustee objection: The debtor has insufficient income. Verified income leaves monthly disposable income of -$408.23. - Need to file Pre-Confirmation Certification. - Need explanation as to why zillow value is $873,200 and scheduled/appraisal value is $420,000. Trustee requests updated valuation of property. Need certification explaining lower value. Need realtor to be appointed and copy of listing agreement for sale of real property. Plan proposes $100 x 60 Base Sale by 4/2024 (Short Sale) Payments: 7/7 |
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Matter ResolvedRequest Adjourment | 76 | 8/28/2024 10:00 am | 24-10745 / MBK | Bruce H. Levitt, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | ISSUES AS OF 8/20/2024 (DM): ***Taxes are still estimated - RECOMMEND DISMISSAL*** 1) IRS filed $2,938.61 amended priority claim that includes estimated taxes for 2021 not treated in the plan (UNRESOLVED.) 2) State of NJ filed $12,349.32 amended priority claim that includes estimated taxes for 2021 and 2023 not treated in the plan (UNRESOLVED.) 3) Citigroup (Hladik, Onorato) OBJs - plan fails to cure the full arrears of $46,725.63 on the Division St property (UNRESOLVED.) 4) Trustee OBJ: - Income verifies higher ($6,753) than scheduled ($6,192) resulting in $1,852 monthly disposable income. - Reviewed the 22C, monthly gross income is $9,896 (calculated 2023 gross $118,760/12.) Per the 22 C, monthly disposable income is $812 which requires a minimum dividend of $48,720 to general unsecured creditors. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need a copy of 2023 tax return by 5/15/24 (RECEIVED.) - Excessive Expenses: $600 car insurance (INSURANCE PROVIDED VERIFIES AT $597.34/MONTH.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $1,290 x 60, Base Plan. PTD 7/7 = $9,030 Last Claim (1-2) |
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Matter ResolvedRequest Adjourment | 77 | 8/28/2024 10:00 am | 24-10808 / MBK | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Moot | **MOOT THIS WAS CONFIRMED ON 7/29/24 6/20 workup for the 6/26 calendar EDC -current **Objection by Carrington Mortgage **Trustee objection: --Need a current market analysis - which lists value of property, not just comparatives. --Need a statement for the Fidelity Investment account. --There is $2,445 in non exempt equity in the Wells Fargo account. --Need to resolve objection by Carrington Mortgage. --Use Trustee standard order of distribution : $358 X 60; BASE ------------- RESOLVED --Need to file Pre-Confirmation Certification. DONE -Need proof of insurance for the 2003 Mazda. DONE --A Modified Plan that removes Carrington Mortgage from part 4 g because debtor paying arrears not in full-DONE |
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Matter ResolvedRequest Adjourment | 78 | 8/28/2024 10:00 am | 24-10908 / MBK | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 9/11/2024 10:00 am | att will pay 100% and increase payment when 401k ends --- may do 48 months--and get other info NFA AS OF 8/23/24 (SF) STILL NOT CURRENT. ARREARS: $6345 AR NOTE HELD FOR TR PAYMENT TO POST AND EXPLANATION AS TO BAL OF TR ARREARS 1. Ally Capital filed arrears claim 10-1 in the amount of $712.02 which is not addressed in plan. OK TO PAY?)----pay per att. 2. Trustee objection: - Need Business forms - for WSNJ Group. Certification from Debtor if not operating (STILL NEED) - Need a copy of the last filed tax return - 2023 by 5/15/2024. (Filed for Extension) - Need a A Modified Plan that steps up trustee payment in June, 2026 when 401k loan is paid off. - Verified income leaves monthly disposable income of $3,958.65. - Per the 22C, monthly disposable income is $5,844 which requires a minimum dividend of $350,640 to general unsecured creditors. (PLAN REQUIRES 100%)--will be 100% - Need a statement for the debtor's Zelle account. Plan proposes $2115 x 60 Base Payments: 4/7 Arrears: $6345 RESOLVED: - Need proof of insurance for the 2020 Jeep. (Received) - Need copy of Business profit & loss statements (RECEIVED)) - Need to file Pre-Confirmation Certification. (FILED) |
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Matter ResolvedRequest Adjourment | 79 | 8/28/2024 10:00 am | 24-10993 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/27/24(mk) email from atty sent proof of TFS payment scheduled for 8/28/24 in the amount of $2,296. ATTY WILL APPEAR TO REQUEST ADJ TO A PREEMPTORY DATE 30-45 days out. Problem is MTG CO got SV in July Need more time to resolve Ally obj.--SETTLED 8/23 workup for the 8/28 calendar EDC **RECOMMEND CONF AT: $4592 PAID THEN $1265 X54 BEG 8/1/2024 100% WITH MIN. OF $80,000 DUE TO EQUITY------trustee will not pay Wells Fargo claim 4-1 due to stay lift --trustee will pay Ally per the OTBS and will not pay the unsecured portion of the claim 7-1 through the plan**** 1) Trustee objection to confirmation-NEEDS 100% - There is $80,337 in non exempt equity in the residence. - There is $1,722 in non exempt equity in the 2017 Jeep. ALSO MFR ON FOR 7/10 - There is $1,711 in non exempt equity in the Chase bank account. proposed plan $1,148x60 100% plan --------------------- RESOLVED 1) Ally Capital (Lavin Cedrone) objection to confirmation - need to resolve -to resolve need to pay $38,982.69 through plan RESOLVED NEED ORDER - The IRS filed an estimated claim which needs to be amended. RESOLVED - Need to file Pre-Confirmation Certification DONE |
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Matter ResolvedRequest Adjourment | 80 | 8/28/2024 10:00 am | 24-11815 / MBK | Jeffrey E. Jenkins, Esq. | Order Vacate Dismissal of Case | Continued 9/25/2024 10:00 am | 341 held 8/15 |
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Matter ResolvedRequest Adjourment | 81 | 8/28/2024 10:00 am | 24-12354 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | ISSUES AS OF 8/20/2024 (DM): 1) PHH Mortgage (McCalla Raymer) OBJs - plan payments are insufficient to cure arrears (UNRESOLVED.) 2) Trustee OBJ: - Debtor has insufficient income. Plan propose a tier increase, but only income is SSI and a small contribution. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need a copy of 2022/2023 tax returns or cert of non -filing (CERT OF NON-FILING RECEIVED.) - Need a copy of homeowner's insurance with personal liability coverage (RECEIVED.) - Need Income Contribution Affidavit (RECEIVED.) - Need amendments to Sch I to add family/friend contribution and affidavits of contribution (AMENDED.) Prop. Plan $300 x 12, $1,000 x 48, 0% Plan. PTD 5/5 = $1,500 Last Claim (2-1) |
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Matter ResolvedRequest Adjourment | 82 | 8/28/2024 10:00 am | 24-12812 / MBK | Jeanie D. Wiesner, Esq. | Confirmation Hearing on Modified Plan | Continued 9/25/2024 10:00 am | 8/27 UPDATE Workup for the 8/28 calendar EDC ***LM ORDER JUST ENTERED- CAN REMOVE MORTAGE CLAIM ONCE FINALIZED EDC MP $93 X 5; $300 X 12; $500 X 24; $1374 X 19; MIN $26,543.80 --debtors to sign up for automatic ewage deductions within 7 days of confirmation--debtor will pay arrearage claim 6-1 through the plan *PLAN TO BE CHANGED TO LOAN MOD PER ATT BUT NEW PLAN IS THE SAME AS THE OLD ONE--NEED PROOF OF ABILITY TO STEP UP---401k ends and will sign final loan mod ** Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $198. How are plan payment tiers increasing to $658, then $842? 401K ENDS BUT INCOME IS STILL INSUFFICIENT IN THE LAST TIER--OK IF LM SIGNED - Need 2 months proof of income from fiance prior to filing date--THE PROOF SENT IS USELESS. IT IS A P&L THAT ONLY HAS AN AMOUNT FOR NET INCOME LISTED 2023 -------------- resolved * filed motion to approve loan mod/partial claim on 7/1 but no outcome? ORDER ENTERED |
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Matter ResolvedRequest Adjourment | 83 | 8/28/2024 10:00 am | 24-13073 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Plan Denied | 8/26/24(mk) atty to file a MP to pay student loans outside- SO THIS PLAN IS DENIED AND MP IN 14 DAYS- REMINDER SET AS of 8/21/24(mk): email to atty **NEEDS TO CONFIRM AT $5,150 PTD Then $1,256 x 55 Begin 9/1/24 100%.Preserve Equity T/H of 19,625 in personal property** -----------------RESOLVED---------------- 1. IRS FILED ESTIMATED TAX CLAIM(2022 - no return) APOC FILED 2. Was PI Case settled before filing? If not needs to retain counsel and motion to approve-BEFORE FILING 3. Trustee Objection: -There is $19,625 non-exempt equity in bank account -There is $48,100 non-exempt equity in the personal injury lawsuit- before filing - $ in bank acct is the T?H TOTAL NON-EXEMPT EQUITY $67,725 - 100% PLAN -Schedule A/B states Chase account balance is $35,000. Need to provide Trustee additional statements supporting this balance. - must file pre conf cert.(FILED) PLan:1030 x 60 100% 4/4 payments |
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Matter ResolvedRequest Adjourment | 84 | 8/28/2024 10:00 am | 24-13167 / MBK | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 10/23/2024 10:00 am | amt: interim sch order to chambers for filing<> AS OF 8/23/2024 (at): 1. Objection filed by Copy Center/Shore Business Solutions (Fox Rothschild) - sufficient equity to pay this claim. (UNRESOLVED) 2. Objection filed by 5 GCM LLC (Jacobowitz) - debtor is not eligible for a Chapter 13 pursuant to Section 109(e). Schedules fail to list claim of $1,424,102.25. (UNRESOLVED) 3. Objection filed by 784 South Drive LLC (Giordano Halleran) - plan intends to use proceeds from the sale of Mauro & Sons properties - not an asset of the debtor. (UNRESOLVED) 4. 109(e) issue: unsecured claims total $4,041,811.29. 5. JLC CENTRAL LLC D/B/A COMMISSION EXPRESS file a secured claim in the amount of $29,681.25 which is not in the plan. Is the debtor going to pay this claim? 6. Adversary complaint filed by JLC Central LLC. Need outcome. 7. Trustee's objection: - Amendments to Schedules I for new job and proof of that income. (NOT AMENDED/RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $806/month for cable/internet/phone - $351.13 and $476.98/month for life insurance - $2,250/month for non debtor credit cards and boat payment/insurance (luxury item) Need proof of excessive expenses 10 days prior to confirmation. The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $13,550.16. (with excessive expenses) - Need to file Pre-Confirmation Certification. (NOT FILED) - P&L provided shows 6 month income of $65,834. Needs explanation of How you got the monthly average of $353.87? (EXPLANATION NOT RECEIVED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to con |
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Matter ResolvedRequest Adjourment | 85 | 8/28/2024 10:00 am | 24-13393 / MBK | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/20 Workup for the 8/28 calendar EDC current RECOMMEND CONFIRMATION AT: ***$6220 paid to date then 2455 x 56 beg 9/1/24 -- 100% to unsecured w/equity of $42,280 preserved Trustee objection: --Need Business forms - for spouse's construction business. 100 CASE -- Verified income leaves monthly disposable income of $3,495.57. -- The Schedules fail to account for the debtor(s) tax refund in the amount of $828.00 when determining disposable income. -- There is $42,280 in non exempt equity in the residence. 100% MP -- Need to file Pre-Confirmation Certification. DONE MP FILED 8/15 $6220 paid to date then 2455 x 56 beg 9/1/24 -- 100% to unsecured w/equity of $42,280 preserved --------------- resolved -- There is $42,280 in non exempt equity in the residence. 100% MP -- Need to file Pre-Confirmation Certification. DONE --A Modified Plan that changes part 5 to 100% plan. done -- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). ok |
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Matter ResolvedRequest Adjourment | 86 | 8/28/2024 10:00 am | 24-13444 / MBK | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 9/11/2024 10:00 am | AS OF 8/23/24 (SF) NFA - Peremptory Adj one last time to allow creditor to amend poc and debtor to file amended schedules. 1. The plan proposes to cram interest rate for Ally Financial but they filed an unsecured claim 10-1. (Must resolve) per atty strike cram but attorney still needs to get claim fixed 2. One Main Mortgage Services filed secured claim 8-1 in the amount of $14,581.13 which is not addressed in plan (ok to pay?) yes 3. Trustee objection: - The debtor has undertaken an improper use of exemption. Specifically: Schedule C exceeds the D5 exemption by $11,472. (Not sure why full d(1) exemption not taken on real estate (SCHEDULE C HAS NOT BEEN AMENDED) - There is $20,237.21 in non exempt equity in the residence. - There is nonexempt equity in business of $7200 Plan proposes $1240 x 60 Base w/min $30,039 to gucs Payments: 3/4 Arrears: $1240 RESOLVED: - Need to file Pre-Confirmation Certification. (FILED) - Need proof of insurance for the 2010 Ford and 2013 Chevy. (RECEIVED) - The IRS filed an estimated claim which needs to be amended. (AMENDED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Ally Financial. (RECEIVED) - State of NJ filed priority claim 12-1 in the amount of $389.35 which is not addressed in the plan (OK TO PAY?) yes -The debtor has insufficient income Verified income leaves monthly disposable income of $221.18. (Moot, income calculated incorrectly) - Debtor must sign up for e-wage within 10 days of confirmation.. (Moot) |
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Matter ResolvedRequest Adjourment | 87 | 8/28/2024 10:00 am | 24-13452 / MBK | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 8/28/24: atty agreed to terms at 9:07 this Am >>email to atty w/ terms 8/27/24(mk) ;UPDATED: debtor made another payment so terms are updated as follows: **NEEDS TO CONFIRM AT $4,816 PTD Then $1,551 x 56 Begin 9/1/24 0% ST OF NJ will only be paid upon a timely filed claim. Tr std order of distribution. TR standard order of distribution**** >>NOTE VERIFED INCOME DOES NOT APPEAR TO SUPORT THIS PAYMENT - BUT DEBTRO HAS MADE 4/4 PAYMENTS AT $1,260 . AS of 8/21/24(mk):email to atty work up on plan #17- 1. TR Objection; -income verified as insufficient - Debtor has been making the payments BUT TR PAYMENT NEEDS TO INCREASE TO COVER THE HIGHER MTG CLAIM SO DOES NOT APPEAR TO BE FEASIBLE -------RESOLVED--------- 1.Objection by Deutche Bank/JP Morgan(RAS): - plan fails to pay full arrears per filed claim 7/18: order submitted resolving obj in #1- PAY CLAIM 76,387.57 2. IRS ESTIMATED CLAIM- APOC FILED 3. Trustee Obj: -income verified as insufficient - Debtor has been making the payments - Mtg arrears are 20,000 higher than proposed- TR PAYMENT WILL NEED TO INCREASE SIGNIFICANTLY -Dismissal of the case should trigger a one year bar to re -filing Plan: $1148 X 2; $1260 X 58; $0 4/4 payments |
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Matter ResolvedRequest Adjourment | 88 | 8/28/2024 10:00 am | 24-13794 / MBK | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 10/9/2024 10:00 am | issues as of 8/22/2024 (JMA) 1) Credit Union of New Jersey (McKenna DuPont) objection to confirmation - need to resolve - full claim of $66,265.87 to be paid through plan - debtor filed motion to cram claim to zero 2) US Bank (McCall Raymer) objection to confirmation - need to resolve -pre-petition arrears $59,077.61 3) Township of Hamilton filed secured claim in the amount of $274.91 - not treated in plan - need to resolve 4) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2023 prior to confirmation. - Need a valuation for the timeshare in Florida. NOT PROVIDED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $295/month for home maintenance; $595/month for utilities; $585/month for cable/internet/phone; $350/month for childcare/education; $350/month for clothing - Need proof of excessive expenses 10 days prior to confirmation. NOT PROVIDED - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). proposed plan $2,710 paid to date, $1,765x58 begin 7/1/2023 base plan paid in $4,065 arrears $2,175 last claim 21-1 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification - RESOLVED, FILED - The IRS filed an estimated claim which needs to be amended. RESOLVED, AMENDED CLAIM FILED |
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Matter ResolvedRequest Adjourment | 89 | 8/28/2024 10:00 am | 24-13851 / MBK | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 10/9/2024 10:00 am | 10/9- PEREMPTORY AS OF 8/22/24(mk): work up on Plan #21 NEED TO MAKE THE AUGUST PAYMENT AND NEED OBJECTION RESOLVED W/ CONDO ASSOC- WRONG ASSOC IS LISTED IN PLAN AND NO POST PETITION PAYMENTS HAVE BEEN MADE SO THIS HAS TO BE RESOLVED Debtor to provide updated proof of income 6 mos from confirmation 1. Objection by Ravenscroft Condo Assoc( Stark & Stark): Bad Faith. Plan does not pay full claim and plan fails to list creditor as secured. MK:PLAN PAY THE SECURED CALIMMAND THE UNSECURED CLAIM IN FULL- HOWEVER NO POST PET HAS BEEN PAID AND NAME OF CONDO ASSOC IS INCORRECT 2. Trustee objection. -Preserve NE equity T/h of 68,800- plan is 100% > all Tr objection s form prior plan were resolved w/ this MP before conf PLan:$1059 PTD; $1340 X 58; 100% 3/4 payments ------------------- Resolved----------- -Preserve NE equity T/h of 68,800- plan is 100% |
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Matter ResolvedRequest Adjourment | 90 | 8/28/2024 10:00 am | 24-14016 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 8/20/204 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $25,546 PTD, THEN $7,273 x 56 STARTING 9/1/24, 100% PLAN WITH $55,000 THRESHOLD PRESERVED, PLUS NON-EXEMPT PROCEEDS FROM THE ESTATES OF THE DEBTOR'S FATHER (GEORGE BLONDEK) AND AUNT (JEANNE PORTO), DEBTOR SHALL SIGN-UP FOR TFS AUTO PAY*** 7/24/24 (DS): Due to all claims filed, Trustee payment will require an increase to $7,273, disposable income verifies $5,840. UPDATED WILL REQUIRE $7,403 PYMT, NO PYMT FOR AUG. 6/20/24 (DS): Debtor atty requested ADJ to pass bar date of 6/28/24 and also gather paperwork for estates. 1) Trustee OBJ: - Need accounting for the estate of the father's and estate of aunt (TRUSTEE RECEIVED EMAIL AND ATTACHMENT FROM JAMES BERUBE, ESQ). - Need intention of the debtor with respect to lump sum funds he is holding from the estate of his father. Note: Will for father's and aunt estates provided. Updated homeowner insurance provided. Prop. Plan $6,091 x 60, 100% Plan. PTD 4/4 = $25,546 Last Claim (5-1) |
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Matter ResolvedRequest Adjourment | 91 | 8/28/2024 10:00 am | 24-14092 / MBK | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Denied | MP in 14 days AS OF 8/23/2024 (at): 1. Objection filed by US Bank (Stern Lavinthal) - failure to cure arrears of $555,296.25 (Per POC) and creditor is objecting to valuation of $600,000. (MOD PLAN PAYS ARREARS IN FULL) 2. Federal Home Loan filed a secured arrears claim #4 in the amount of $1,518.98 which is not in the plan. Is the debtor going to pay this claim? 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - for Old Bridge property with comparatives sold within 6 months of filing. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $18,935. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): Using Zillow, there is $227,373 in non exempt equity in the Old Bridge property. (AWAITING UPDATED CMA) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - A copy of the last filed tax return - 2023 prior to confirmation. (ON EXTENSION -LANGUAGE ADDED NEED BY 11/15/2024) - The Schedules fail to account for the debtor(s) tax refund in the amount of $14,427 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The current Plan does not specify treatment of Federal Home Loan 's secured arrears claim under the Plan. (LISTED ABOVE) - There is $4,803 in non exempt equity in the bank account. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED) Modified plan before confirmation propos |
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Matter ResolvedRequest Adjourment | 92 | 8/28/2024 10:00 am | 24-14352 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | AS OF 8/22/24 (SF) PLAN IS NOT FEASIBLE AND 2023 TAX RETURN NOT PROVIDED 1. IRS filed estimated priority claim 1-4 (NEED AMENDED CLAIM) 2. State of NJ filed estimated priority claim 7-1 (NEED AMENDED CLAIM) 3. Trustee objection: - The debtor has failed to file a feasible plan - IRS secured claim is $212,074.02 and mortgage arrears claim is $165,877.48. - Need a copy of the last filed tax return - 2023 prior to confirmation. (NOT PROVIDED) - Need to file Pre-Confirmation Certification. - The debtor to provide a copy of the closing statement to the inherited NY property. Plan proposes $500 x 6; $2000 x 54 Base; Loan Mod by 12/1/2024 Payments: 2/4 Arrears: $1000 RESOLVED ISSUES: - Objection filed by US Bank (Joshua Goldman) - failure to pay arrears of $163,912.64 (RESOLVED VIA ORDER) |
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Matter ResolvedRequest Adjourment | 93 | 8/28/2024 10:00 am | 24-14586 / MBK | Thomas J. Orr, Esq. | Confirmation Hearing Scheduled | Confirmed | Atty agrees to terms As of 8/22/24 (DS): Need to confirm at $3,601 paid, $650 x 15 begin 9/1/24; $1,120 x 42 begin 12/1/25; 100% to gucs - Claim#1-2 of Sureway Property Management to be paid as secured $7,826.83 and to be 18 month prompt cure. - Claim#6-1 of Finwise Bank to be treated outside, no arrears owed. - Trustee standard order of distribution. 1. Trustee obj to the following: - The current Plan does not specify treatment of FinWise Bank secured claim for jewelry owed $407.94 with no arrears. - Need Trustee standard order of distribution. 2. Sureway Property Managemt (MICHAEL GREENBLATT) obj fails to provide 18 month prompt cure, but plan states 18 month prompt cured on Part 1b and Part 4b. Claim filed unsecured $7,826.83, plan propose to pay. Prop Plan $650 x 60 begin 6/1/24; $1,000 lump sum payment at conf (already paid 6/18/24); 100% Note: Recalculated income and disposable income verifies $692, no longer insufficient. Excessive expense for son's tuition, but plan propose 100% to gucs. Plan does propose 18 month prompt cure of rental arrears. Tax claims are no longer estimated. |
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Matter ResolvedRequest Adjourment | 94 | 8/28/2024 10:00 am | 24-14831 / MBK | Eugene D. Roth | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 8/26/24 (DS): Debtor atty emailed to allow case to be dismissed due to Debtor health issues, please hold atty fees. As of 8/16/24 (DS): 341 sched 8/29/24, still missing docs. As of 7/5/24 (DS): Debtor atty req adj, 341 sched 7/25/24, payment $1,447 made 7/8/24. Debtor attorney to file amended Sched I to remove debtor employment income and provide 2 months proof of income from contributors. |
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Matter ResolvedRequest Adjourment | 95 | 8/28/2024 10:00 am | 24-14850 / MBK | S. Daniel Hutchison, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/22/2024 (at): RECOMMEND: $3,539 PAID TO DATE, $1,702 x 57 BEGINNING 9/1/2024, BASE Trustee shall pay the arrearage amount of $2,006.16 to Capital One Auto Finance, claim #20. No distributions shall be made on the bifurcated secured and unsecured portions of the proof of claim. 1. Ally Capital filed a secured arrears claim for $32,783.67 which is not in the plan. Is the debtor going to pay this claim? (PAY PER MOD PLAN) 2. Objection filed by Ally Capital (Lavin Cedrone) - objecting to cram and want $34,197.14 (MOD PLAN PAYS $34,197.14 - NO OBJ TO MOD PLAN) 3. Trustee's objection: - Need to file Pre-Confirmation Certification. (FILED) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - for debtor's job at Mavis. (RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: $307.06/month for support (need proof/order) Need proof of expenses 10 days prior to confirmation. (RECEIVED) Modified Plan before confirmation proposes: $1,000 x 2 beginning 6/1/2024, $1,539 x 58, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 96 | 8/28/2024 10:00 am | 24-14878 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Continued 9/25/2024 10:00 am | AS OF 8/22/2024 (at): 1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $130,371.80. (UNRESOLVED) RESOLVED ISSUES: Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Change of address form to correct Debtors address to 445 S. Community Dr. (FILED) - Amendments to Schedules A/B and Voluntary petition page to correct Debtors address from 455 S. Community Dr to 445 S. Community Dr. (BOTH AMENDED) - The case is a Joint case and the plan filed at #2 fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. (MOD PLAN FILED) - Must resolve creditor objection. (UNRESOLVED) Modified plan before confirmation proposes: $400 x 36 beginning 6/1/2024, loan modification by 11/1/2024, base Payments: 2/3, arrears $400 |
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Matter ResolvedRequest Adjourment | 97 | 8/28/2024 10:00 am | 24-15013 / MBK | James J. Cerbone, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 8/22/24(mk): email to atty-ok to terms work up on plan #20 **CAN REC CONFIRM AT $2,064 PTD Then $614 x 57 Begin 9/1/24 Base*** Plan: $614 X 58; $0 3/3 payments |
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Matter ResolvedRequest Adjourment | 98 | 8/28/2024 10:00 am | 24-15025 / MBK | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/15/2024 (at): RECOMMEND: $900 PAID TO DATE, $600 X 57 BEGINNING 9/1/2024, LOAN MODIFICATION BY 9/25/2024, BASE Preserve non exempt equity of $5,475 in personal property. Low base pending loan modification. 1. Objection filed by US Bank Trust (Robertson Anschutz) - plan does not propose to cure arrears but rather a loan modification which has not been offered or approved. (RESOLVED - LOAN MOD OR ERMA APPLICATION BY 9/25/2024. ADEQUATE PROTECTION PAYMENTS OF $1,310. NO PAYMENTS BY TRUSTEE PENDING EITHER.) 2. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $500/month for estimated taxes (need proof this is being paid) (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $782. RESOLVED ISSUES: - The attorney's fees in the plan and the disclosure statement do not agree. One of these must be amended. (DISCLOSURE AMENDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $5,475 in non exempt equity in the bank account. (LANGUAGE ADDED) - Need to resolve objection by US Bank. (RESOLVED) Plan proposes: $300 x 60 beginning 6/1/2024, loan modification by time prescribed in the loan mod order, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 99 | 8/28/2024 10:00 am | 24-15229 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 9/3/24(mk); plan shortened to total 45 mos NOT 44 As of 8/22/24(mk):email to atty-OK TO TERMS **CAN REC CONFIRM AT $4,425 PTD THEN $1,475 x 42 Begin 9/1/24 100%. Preserve Equity T/H of 118,637. Plan shortened to total of 44 mos** --------RESOLVED-------------------- 1. TR Objection: -There is non-exempt equity in real property of $118,637, TD Bank acct#5195 of $1,650, and TD Bank acct#3326 of $3,287 for a total of $123,575 (100% Plan) Plan: $1,475 x 60 begin 6/1/24; 100% 3/3 payments |
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Matter ResolvedRequest Adjourment | 100 | 8/28/2024 10:00 am | 24-15243 / MBK | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/27/2024 (at): RECOMMEND: $594 x 60 BEGINNING 6/1/2024, BASE - Preserve non exempt equity of $19,116 in real estate. - Need order resolving Freedom Mortgage objection within 30 days of confirmation. 1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure arrears of $3,443.71 (Per POC) (RESOLVED - PAY PER POC) 2. Trustee's objection: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $19,116.36 non-exempt equity in house. (LANGUAGE ADDED) Plan proposes: $594 x 60 beginning 6/1/2024, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 101 | 8/28/2024 10:00 am | 24-15366 / MBK | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing on Modified Plan | Confirmed | updated 8/27/2024 (JMA) ok to confirm at $7,840 paid to date, $2,240x57 begin 9/1/2024 100% plan -Application to Retain Special Counsel needs to be filed - lemon law case issues as of 8/22/2024 (JMA) 1) Federal Home Loan Mortgage Corporation (RASC) objection to confirmation - need to resolve -pre-petition arrears $3,729.13 - FILED CLAIM AMOUNT FOR ARREARS IS $2,014.38 - ORDER TO PAY ARREARS THROUGH PLAN 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $9,108.70. Plan only proposes to pay $2,040 per month. - 100% PLAN - RESOLVED - Per the 22C, monthly disposable income is $10,378 which requires a minimum dividend of $622,680 to general unsecured creditors. (100% plan) - RESOLVED - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,083.00 when determining disposable income. 100% PLAN - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $148,549 in non-exempt equity in the residence. There is $11,000 in non-exempt equity in the First Atlantic account. MORTGAGE CLAIM LOWER, NON-EXEMPT EQUITY IN HOUSE IS $150,537.48 - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification - NEED TO FILE WITHIN 10 DAYS OF CONFIRMATION ORDER 3) Note - App to Retain Special Counsel filed - lemon law case. Need to add to confirming order (dm) proposed plan $2,240x60 100% plan paid in $7,840 last claim 23-1 RESOLVED ISSUES: - Need updated car insurance prior to confirmation. Policy prov |
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Matter ResolvedRequest Adjourment | 102 | 8/28/2024 10:00 am | 24-15542 / MBK | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Continued 10/9/2024 10:00 am | issues as of 8/22/2024 (JMA) 1) Rushmore Servicing/US Bank (Friedman Vartolo) objection to confirmation - need to resolve - pre-petition arrears $57,303.63 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. The debtor has failed to supply the Trustee with the following document (s): Need updated car insurance for the 2015 Ford and 2007 Honda. Policy provided expired on 6/28/24. NOT PROVIDED TO DATE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $250/month for clothing; $250/month for savings - Need proof of excessive expenses 10 days prior to confirmation. NOT PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $5,075 in non-exempt equity in the 2015 Ford. - There is $1,620 in non-exempt equity in the bank account. - The attorney's fees in the plan and the disclosure statement do not agree. One of these must be amended. - Need to file Pre-Confirmation Certification proposed plan $500x60 base plan paid in $1,500 last claim 9-1 |
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Matter ResolvedRequest Adjourment | 103 | 8/28/2024 10:00 am | 24-15588 / MBK | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | AS OF 08/27/24 (SF) UPDATED 1. Upstart Network filed arrears claim for $7510.01 which is not addressed in plan (atty will move against claim) 2. Trustee objection: - There is non-exempt equity in the residence $114,300. (PLAN SHOULD BE 100% TO GUCS) - Must file Pre-confirmation certification. Plan proposes $350 x 60 Base Payments: 2/3 Arrears: $350 RESOLVED: - Updated auto insurance if not confirmed by 7/24/24, insurance expires 8/1/24. (RECEIVED) - Need copy of 2023 Tax Return (RECEIVED) |
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Matter ResolvedRequest Adjourment | 104 | 8/28/2024 10:00 am | 24-15598 / MBK | Stacey L. Mullen, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/27/24(mk): email to atty- OK to terms **CAN REC CONFIRM AT $1650 PTD Then $987 x 58 Begin 9/1/24 0%. TR standard order of distribution.** 1. Even If august payment poses TR payment needs to increase from proposed to cover higher claims . ----RESOLVED--------- Ok to pay Credit Acceptance $2,906.27 instead of plan amt. OK for TR std order of distribution. Plan:$825 X 60; 0% 2/2 payment |
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Matter ResolvedRequest Adjourment | 105 | 8/28/2024 10:00 am | 24-15704 / MBK | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/23/24 (SF) RECOMMEND $622 PTD, $429 X 58 (BEGIN 9/1/24) BASE W/MIN $9921 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - OTBS WITHIN 30 DAYS RESOLVING SANTANDER OBJ. 1. Objection filed by Santander Consumer USA (Craig) - objects to cram (RESOLVED VIA ORDER) 2. Trustee objection: - Need a copy of the homeowner's insurance renewal declaration - Need to provide the declaration page. - There is $117,390 non-exempt equity in house (mortgage amount not provided as it is in the name of the ex-spouse.) Based on mortgage statement nonexempt equity is now $9921. Plan proposes $311 x 60 Base Payments: 2/2 Note - debtor is not on the Deed yet - regarding insurance. Atty requests adjournment but need proof of homeowner's insurance with personal liability coverage (PER ATTY EX-HUSBAND WILL NOT PROVIDE ANY DOCUMENTS. WHAT WAS PROVIDED IS ALL THAT HE COULD GET FROM THE BANK) Note: property is only in the name of the husband but the debtor has 50% marital interest. - Debtor has negative income of $-$1359.39 - Need proof of unemployment income (NEED UNEMPLOYMENT STATEMENT THAT LISTS DEBTOR'S NAME) RECEIVED - Objection filed by Lakeview Loan Servicing (Lubin) - failure to pay arrears of $2988.05 (RESOLVED VIA ORDER) |
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Matter ResolvedRequest Adjourment | 106 | 8/28/2024 10:00 am | 24-15722 / MBK | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/26/2024 (at): RECOMMEND: $3,000 x 60 BEGINNING 7/1/2024, 100% PLAN - Student loans will be paid outside of the plan. - Preserve non exempt equity of $249,326 in real estate. - Need order resolving objection by New Rez within 30 days of confirmation. 1. Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure full arrears of $32,556.43. (RESOLVED - PAY PER POC) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comparatives sold within 6 months of filing. (RECEIVED - NON EXEMPT EQUITY IS $249,326) RESOLVED ISSUES: - The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $83,637 in non-exempt equity in the residence. Pending review of updated CMA. (100% Plan) (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED) - Need May and June bank statements for TD account 9428 and PNC accounts 9721 and 9741. (RECEIVED) Plan proposes: $3,000 x 60 beginning 7/1/2024, 100% plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 107 | 8/28/2024 10:00 am | 24-15777 / MBK | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | 8/21/24(mk): MP filed #29- checks 1e and will get a new date. This plan is marked as denied AR okay with ADJ this to 9/11 b/c Atty will be away (dm) mk: emailed atty 8/21 and requested an adj request and creditor consent why do payments decrease? verified income more that scheduled 1.obj by LL attys- knowlton : 2.TR Objection: -Plan dfails to check of part 1e for JT Admin- MUST FILE A NEW PLAN - excessive auto insurance expense: $468 (verifies at $380) -Schedules fail to account for the debtor(s) tax refund in the amount of $5,261 - debtor not paying all dispos income into plan. Disposable income verifies $1,299. |
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Matter ResolvedRequest Adjourment | 108 | 8/28/2024 10:00 am | 24-15850 / MBK | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/27/24 (SF) UPDATED RECOMMEND $3450 PTD, $1795 X 58 (BEGIN 9/1/24) BASE W/MIN $93,678 TO GUCS - OK TO PAY HUNDAI CAPITAL AMERICA ARREARS CLAIM 2-1 - OK TO PAY FORD MOTOR CREDIT ARREARS CLAIM 22-1 - PRESERVE NONEXEMPT EQUITY OF $88,373 IN REAL ESTATE IN CONF ORDER Attorney to provide cert that debtor's father will pay timeshares while debtor is in bankruptcy. 1. Hyundai Capital filed arrears claim 21-1 in the amount of $349.39 which is not addressed in the plan. (OKAY TO PAY?) 2. Ford Motor Credit filed arrears claim 22-1 in the amount of $61.32 which is not addressed in the plan. (OKAY TO PAY?) 3. Trustee objection: - There is $88,373 in non exempt equity in the residence and timeshares - The plan needs to provide for a 100% payout to unsecured creditors if the debtor intends on retaining the Disney timeshare. Plan proposes $1725 x 60 Base w/min $93,677.96 to gucs Payments: 2/2 RESOLVED ISSUES: -A copy of the homeowner's insurance renewal declaration - if not confirmed on 8/14/24. (RECEIVED) -Need to file Pre-Confirmation Certification. (FILED) - Need a valuation for the Disney timeshare. (RECEIVED) Attorney to file modified plan to surrender 2 of the timeshares. Timeshare loans were not listed in the budget. (Moot) |
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Matter ResolvedRequest Adjourment | 109 | 8/28/2024 10:00 am | 24-15892 / MBK | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Dismissed | As of 8/16/24 (DS): 341 not held 7/25/24, still missing docs. |
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Matter ResolvedRequest Adjourment | 110 | 8/28/2024 10:00 am | 24-16055 / MBK | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Dismissed | As of 8/16/24 (DS): 341 not held 8/15/24, still missing docs, also no Trustee payments made, Debtor in arrears $2,164, made 0 out of 2 payments.. |
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Matter ResolvedRequest Adjourment | 111 | 8/28/2024 10:00 am | 24-16078 / MBK | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 10/9/2024 10:00 am | AS OF 8/26/24 (SF) 1. 341 IS SCHEDULED FOR 9/5/2024. 2. PAYMENTS: 2/2 |
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Matter ResolvedRequest Adjourment | 112 | 8/28/2024 10:00 am | 24-16088 / MBK | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Denied | MP in 14 days issues as of 8/22/2024 (JMA) 1) United Teletech Financial Federal Credit Union (McKenna, DuPont) -objection to confirmation - need to resolve -plan does not treat claim 2) Trustee objection to confirmation - need to resolve - A Modified Plan that completes Part 5a - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Excess expense on Schedule J $1,600 support of mother - rent, household expenses and medical bills. proposed plan $723x60 minimum $36,000 to general unsecured creditors paid in $1,446 last claim 11-1 |
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Matter ResolvedRequest Adjourment | 113 | 8/28/2024 10:00 am | 24-16091 / MBK | S. Daniel Hutchison, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/27/2024 (JMA) ok to confirm at $925x60 begin 7/1/2024 100% plan which includes minimum $86,385 to gucs due to non-exempt equity issues as of 8/22/2024 (JMA) BAR DATE DEADLINE IS 8/26/2024 - WILL REVIEW CASE AGAIN ON 8/27/2024 AND RECOMMEND TERMS FOR CONFIRMATION 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. RECALCULATED INCOME, DISPOSABLE NET $1,868.61 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $86,385 in non-exempt equity in the residence (100% Plan.) BAR DATE DOES NOT EXPIRE UNTIL 8/26/2024 - Need to file Pre-Confirmation Certification - RESOLVED, FILED proposed plan $925x60 100% plan paid in $1,850 last claim 8-1 |
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Matter ResolvedRequest Adjourment | 114 | 8/28/2024 10:00 am | 24-16097 / MBK | Mark N. Glyptis, Esq. | Confirmation Hearing Scheduled | Moot - Converted to 7 / 11 | |
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Matter ResolvedRequest Adjourment | 115 | 8/28/2024 10:00 am | 24-16101 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/22/2024 (at): RECOMMEND: $500 X 6 BEGINNING 7/1/2024, $1,066 x 54 BEGINNING 1/1/2025, 100% PLAN Plan proposes: $500 x 6 beginning 7/1/2024, $925 x 54, 100% plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 116 | 8/28/2024 10:00 am | 24-16127 / MBK | Edward Nathan Vaisman, Esq. | Confirmation Hearing Scheduled | Continued 10/9/2024 10:00 am | As of 8/27/24 (DS): DEBTOR ATTY REQUESTED ADJ 341 SCHED 9/5/24. PER DSMITH PAYMENT $935 SCHED TO POST 8/28/24 |
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Matter ResolvedRequest Adjourment | 117 | 8/28/2024 10:00 am | 24-16139 / MBK | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | AS OF 8/15/2024 (at): 1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure arrears of $181,269.65 and a loan modification is speculative. (UNRESOLVED) 2. Objection filed by Renaissance Walk Condo Association (McGovern) - plan does not identify and treat the association secured claim of $25,068.27. (UNRESOLVED) 3. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Income verified higher at $799 per month. - must file pre conf cert (NOT FILED) Plan proposes: $240 x 36 beginning 7/1/2024, loan modification by 1/1/2025, base Payments: 1/2, arrears $240 |
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Matter ResolvedRequest Adjourment | 118 | 8/28/2024 10:00 am | 24-16202 / MBK | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 9/11/2024 10:00 am | AS OF 8/22/24 (SF) Adj to after bar date 1. Objection filed by Rocket Mortgage (Fissel) - failure to pay arrears of $12,478.15 2. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,500/month for food $500/month for life insurance - Verified income leaves monthly disposable income of $8,561.08. (Plan can be paid in 48 months) Bar date expires on 8/29/24) - Per the 22C, monthly disposable income is $7,189 which requires a minimum dividend of $431,340 to general unsecured creditors. - There is $211,696 in non exempt equity in the residence. There is $10,228 in non exempt equity in the bank accounts and stock account. There is $7,168 in non exempt equity in the Honda Accord. Plan proposes $3650 x 60 100% Plan Payments: 2/2 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - Need statements for the debtor's 2 401k loans and the co-debtor's 401k loan. (RECEIVED) Samir loans expire in 36 mos and Toral loan expires in 26 mos. |
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Matter ResolvedRequest Adjourment | 119 | 8/28/2024 10:00 am | 24-16262 / MBK | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | As of 8/26/24 (DS): Debtor atty requested adj to allow time to resolve obj As of 8/22/24 (DS): 1. Trustee obj to the following: - Must provide Profit & Loss statements and business forms for PV One LLC, PV One Consulting and Helios Yacht Charters, Property settlement agreement with ex-spouse with proof of support payments and 2 months bank statements from Bank of America checking acct#7520 prior to filing date (listed on accts#6389 and #3790), Accountants valuation on all businesses and Certification regarding the debtors interest in all businesses. - Amend Sched A/B and C to add Bank of America checking acct#7520. - Excessive expenses: Home maintenance $670, additional mortgage payment $1,500, health insurance $2,000, support payment $1,500, mortgage on other property $1,600 (Which property? Business?) and estimated quarterly taxes (Business?). Must provide proof of expenses 10 days prior to confirmation. - 22c has disposable income $18,089.33, which would require minimum dividend $1,085,359.80 to gucs. - Proof of income also verifies higher and with excessive expenses will be more. - Plan does not propose the non-exempt equity of Debtor's assets. - There is non-exempt equity on 173 Monmouth Ave $354,439.35, 125 Navesink Ave $116,461.50, Cash $350, Bank of America acct#6389 $1,338.98, PowerNJ LLC per 2023 tax returns valued $177,827 (pending accountant's valuation), 173 Monmouth LLC $823,500, PV One LLC (pending accountants valuation), PV One Consulting (pending accountants valuation), Helios Yacht Charters estimated $200,000 (pending accountants valuation) and Commissions from PowerNJ LLC $150,000. - Need Trustee standard order of distribution. - Must file Pre-confirmation certification. 2. TD Bank filed mortgage claims not in plan, no arrears owed. Prop Plan $1,500 x 60 begin 7/1/24; $27,500 Lump sum payments quarterly begin 6/2026); Base Note: IRS claim amended and no longer estimated. |
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Matter ResolvedRequest Adjourment | 120 | 8/28/2024 10:00 am | 24-16267 / MBK | Mark N. Glyptis, Esq. | Confirmation Hearing Scheduled | Denied | UPDATED 8/27/2024 (JMA) MODIFIED PLAN FILED, SCHEDULED FOR 10/9/2024 issues as of 8/22/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,952 when determining disposable income. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - Must file Pre-confirmation certification. NOT FILED proposed plan $797x36 begin 7/1/2024 minimum dollar base $22,859.80 paid in $797 arrears $797 last claim 11-1 |
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Matter ResolvedRequest Adjourment | 121 | 8/28/2024 10:00 am | 24-16278 / MBK | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 10/23/2024 10:00 am | AS OF 8/14/2024 (at): NEED TO ADJOURN THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 9/19/2024. 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 122 | 8/28/2024 10:00 am | 24-16296 / MBK | Darin D. Pinto, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 8/23/24 (DS): Confirm at $1,921 x 60 begin 7/1/24; Base with a min. div. $27,339 to gucs due to non-exempt equity 1. Trustee obj to non-exempt equity in the residence $23,771, Chase Bank acct#7695 has $679 and Chase Bank acct#7106 has $2,889 total $27,339. Prop Plan $1,921 x 60 begin 7/1/24; Base Note: 22c has several descrepancies in health insurance and addition food and clothing expense, however plan proposed should be sufficient enoughh to what 22C disposable income would verify. Chase Bank acct#7106 provided, Also excess expenses are moot since plan pays more after deducting. |
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Matter ResolvedRequest Adjourment | 123 | 8/28/2024 10:00 am | 24-16322 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 8/27/24 (SF) Per atty dismiss/hold fees 1. 341 NOT HELD DUE TO MISSING DOCUMENTS 2. PAYMENTS: 2/2 |
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Matter ResolvedRequest Adjourment | 124 | 8/28/2024 10:00 am | 24-16323 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | As of 8/22/24 (DS): Debtor atty requested adj to resolve all issues. As of 8/22/24 (DS): 1. Trustee obj to the following: - Must provide Debtor's certification regarding tip income. - There is non-exempt equity in the residence $59,031. - Must file Pre-confirmation certification. 2. PHH Mortgage/Deutch Bank (KIMBERLY WILSON) obj to arrears more, no POC filed. 3. IRS filed estimated tax claim, 2023 tax return not filed. Prop Plan $1,000 x 60 begin 7/1/24; 100% |
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Matter ResolvedRequest Adjourment | 125 | 8/28/2024 10:00 am | 24-16326 / MBK | David E. Shaver, Esq. | Confirmation Hearing Scheduled | Continued 10/9/2024 10:00 am | issues as of 8/19/2024 (JMA) adjournment request denied, debtor has not made Trustee plan payments to date, arrears $200 |
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Matter ResolvedRequest Adjourment | 127 | 8/28/2024 10:00 am | 24-16399 / MBK | PRO SE | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING. 341 IS 9/5/2024. |
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Matter ResolvedRequest Adjourment | 128 | 8/28/2024 10:00 am | 24-16406 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 10/9/2024 10:00 am | As of 8/21/24 (DS): Debtor atty requested adj 341 sched 9/5/24 |
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Matter ResolvedRequest Adjourment | 129 | 8/28/2024 10:00 am | 24-16518 / MBK | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 9/25/2024 10:00 am | Adj to after bar date |
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Matter ResolvedRequest Adjourment | 130 | 8/28/2024 10:00 am | 24-16538 / MBK | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 9/11/2024 10:00 am | AS OF 8/21/24 (SF) 1. Objection filed by Rocket Mortgage (Carlon) - failure to pay arrears and speculative sale and feasibility. Trustee objection: - Domestic Support Obligation information - Need copy of Realtor's Listing Agreement. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Childcare $900, Medical $1,700 and support payments $268.46. Must provide proof of expenses 10 days prior to confirmation. - The current Plan does not specify treatment of Carvana and Rocket Mortgage under the Plan. - The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3). - Plan does not propose non-exempt equty. - There is non-exempt equity in real property and PNC Bank acct $4,337. - Add to confirming order non-exempt proceeds from sale of real property to Trustee. - Must file Pre-confirmation certification. - Add to confirming order Debtor to provide 2 months proof of income and 2024 tax returns, 6 months from confirming order. - Need information regarding transfer of Guest Drive, Morganville NJ marital property to ex-spouse. Plan proposes $100 x 60 Base; Sale in 6 months Payments: 2/2 RESOLVED: - Need a copy of the homeowner's insurance renewal declaration - which provides personal liability coverage. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 131 | 8/28/2024 10:00 am | 24-16649 / MBK | Donald F. Campbell, Jr., Esq. | Confirmation Hearing Scheduled | Continued 9/11/2024 10:00 am | Adj requested BUT NO 341 DATE AND NO PAYMENTS AS OF 8/26/24- 8/27/24(mk) atty sent picture of upcoming TFS transactions 1 scheduled for 8/28 and 1 for 9/2 NO 341 date : missing dox= STILL NEED CMA FOR 18, DR UPDATED CAR INSUR FOR 1 VEH.( temp auto insurance was uploaded 8/15 and that expires 8/28 |
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Matter ResolvedRequest Adjourment | 132 | 8/28/2024 2:00 pm | 23-10799 / MBK | Allen I. Gorski, Esq. | Status Conference | Moot | POST CONVERSION PLEADINGS NOT FILED |
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Matter ResolvedRequest Adjourment | 133 | 8/28/2024 2:00 pm | 23-12338 / MBK | Robert Cameron Legg, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 134 | 8/28/2024 2:00 pm | 23-12543 / MBK | David L. Stevens, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 135 | 8/28/2024 2:00 pm | 24-10653 / MBK | Eugene D. Roth | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 137 | 8/28/2024 2:00 pm | 24-15371 / MBK | Allen I. Gorski, Esq. | Motion Compensation | Granted | ACCOUNTANT |
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Matter ResolvedRequest Adjourment | 136 | 8/28/2024 2:00 pm | 24-15371 / MBK | Allen I. Gorski, Esq. | Motion Compensation | Granted | DEBTOR'S COUNSEL |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |