Judge Michael B. Kaplan
Hearing Date: 8/26/2020
Hearing Count: 212
Last Updated: 10-27-2020 03:52 PM

Type an attorney name, case number, or disposition in the box below to filter results.
Example: type the last name of the debtor's attorney to show only records for that attorney;
type a case number to see only that case

Back to Hearings List
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
18/26/2020 9:00 am15-10686 / MBKSCOTT M WILHELM, ESQMotion Reopen Ch. 13 Case (fee)Granted
CERT OF SUPPORT OF DISCHARGE/FINANCIAL MGMT COURSE
Matter ResolvedRequest
Adjourment
28/26/2020 9:00 am16-14747 / MBKDAVID G BESLOW, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $49,983.00
MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
38/26/2020 9:00 am16-23713 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $119,165.00
AMT: MP 8/26*** HONOR ROLL****<<<>>>

adj denied-cnp filed 5/21 and no MP filed as of 7/20
7/15 AMT: Per atty, filing MP to extend plan (COVID)

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
48/26/2020 9:00 am16-26297 / MBKMARK GOLDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $52,291.00
AR NEED TO ADDRESS PER PLAN AND NOTICE OF RESERVE
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
58/26/2020 9:00 am16-28261 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/20/2020 9:00 am
Total Paid In: $37,903.00

AMT: MP 8/26<<<>>>

Debtor obj, filing MP (covid)<>ARREARS
Matter ResolvedRequest
Adjourment
68/26/2020 9:00 am16-31775 / MBKEUGENE ROTH, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $11,348.00
LIBERTY HOME EQUITY (RAS) tr arrears
Matter ResolvedRequest
Adjourment
78/26/2020 9:00 am16-33503 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $12,016.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
88/26/2020 9:00 am17-13699 / MBKWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
***Atty received payoff letter and now needs to schedule a closing date for the refi - ADJ to 8/26/20***

7/15 AMT: Lump sum pymt rec'd; Per order doc #53, debtor proposing to pay in full<<<>>>

Debtor response; made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
98/26/2020 9:00 am17-14146 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)DeniedTotal Paid In: $23,596.00
Debtor obj<>DOUBLE G KEEN MTGMNT (RODRIGUEZ LAW GROUP)
Matter ResolvedRequest
Adjourment
108/26/2020 9:00 am17-22180 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $24,454.00
AMT: MP 8/26***RECOMMEND DENIED***<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY 12/31/19
Matter ResolvedRequest
Adjourment
118/26/2020 9:00 am17-22921 / MBKFRED R BRAVERMAN ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedTotal Paid In: $14,749.00
The 6/15 proposed plan not only surrendered Quantum but also tried to void lien under 7a. Any new MP must remove Quantum from 7a.

--OTBS should say MP filed in 5 days.
Matter ResolvedRequest
Adjourment
128/26/2020 9:00 am17-25796 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)GrantedTotal Paid In: $27,200.00
Debtor obj (WITHDRAWN) <>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
138/26/2020 9:00 am17-28820 / MBKAndrew Thomas Archer Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $28,574.00
NFA
NATIONSTAR (Shapiro)
Matter ResolvedRequest
Adjourment
148/26/2020 9:00 am17-29777 / MBKDAVID A SEMANCHIK ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $8,695.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
158/26/2020 9:00 am17-33585 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $36,071.00
AMT: MP 9/23<<<>>>
Debtor obj<>FAILED TO COMPLY WITH 5/12/20 LM ORDER TO FILE MP AND AMD J WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
168/26/2020 9:00 am17-34314 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $32,954.00
$9,000 posted and Motion to Approve Loan Mod obj deadline is 8/31/20

Debtor obj<>FAILED TO LM BY 10/31/19
Matter ResolvedRequest
Adjourment
178/26/2020 9:00 am17-34928 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $11,288.00
debtor has Trial Mod with last payment due August

FAILED TO LM BY 3/1/20
Matter ResolvedRequest
Adjourment
188/26/2020 9:00 am17-35630 / MBKWarren Brumel, Esq.Motion SellGranted
474 CENTER AVE-OK EDC
Matter ResolvedRequest
Adjourment
198/26/2020 9:00 am18-12854 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultContinued
9/9/2020 9:00 am
Total Paid In: $10,361.00
SPECIALIZED LOAN (Phelan)
Matter ResolvedRequest
Adjourment
208/26/2020 9:00 am18-13494 / MBKROBERT C NISENSON ESQMotion Reinstate StayGrantedTotal Paid In: $6,740.00
MTN TO VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
218/26/2020 9:00 am18-13494 / MBKROBERT C NISENSON ESQMotion Reopen Ch. 13 Case (fee)GrantedTotal Paid In: $6,740.00
MOTION TO REOPEN FILED B/C CASE IS CLOSED
MOTION TO VACATE DISMISSAL SCHEDULED FOR 8/26/20
Matter ResolvedRequest
Adjourment
228/26/2020 9:00 am18-15339 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/1/2020 9:00 am

Debtor obj<>FAILED TO LM BY 11/30/19
Matter ResolvedRequest
Adjourment
238/26/2020 9:00 am18-15347 / MBKHENRY CHUDZIK, JR.Creditor Certification of DefaultContinued
9/9/2020 9:00 am
Total Paid In: $16,534.00
PNC ( Fein Such)
Matter ResolvedRequest
Adjourment
248/26/2020 9:00 am18-17528 / MBKFREDERICK J SIMONMotion Relief from Stay (Fee)GrantedTotal Paid In: $10,715.00
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
258/26/2020 9:00 am18-17528 / MBKFREDERICK J SIMONMotion Relief from Co-Debtor StayContinued
9/15/2020 9:00 am
Total Paid In: $10,715.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
268/26/2020 9:00 am18-17803 / MBKWALTER D NEALY, ESQMotion Reinstate StayGrantedTotal Paid In: $29,693.00
ALLY FINANCIAL (MORTON)
Matter ResolvedRequest
Adjourment
278/26/2020 9:00 am18-18186 / MBKWILLIAM S WOLFSON, ESQMotion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $43,742.00
email sent to Wolfson on 8/20 EDC*** Mr. Russo has suggested that the order say that we apply $3386 to Mr. Blessings case and any remaining balances to wife. The order should say that the trustee is not to pay on IRS unsecured claim in both cases. It should also say that a MP will be filed within 20 days on her case.

7/22 AMT: IRS email to atty attached/reviewing re refund owed to trustee<<>>


MTN FOR IRS TO REFUND TRUSTEE $11,889.54 AND MAKE NO FURTHER PYMTS TO IRS; COPY OF ORDER TO BE DOCKETED IN COMPANION CASE KELLY BLESSING 16-33252
Matter ResolvedRequest
Adjourment
288/26/2020 9:00 am18-19016 / MBKPATRICK MOSCATELLO, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $15,848.00
NATIONSTAR (RAS)
Matter ResolvedRequest
Adjourment
298/26/2020 9:00 am18-22683 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,776.00
AMT: HUD RECEIVED/TO AUDIT<<<>>>

Debtor obj, sent HUD on 8/6<<>>FAILED TO PROVIDE SETTLEMENT SHEET FROM SALE OF LAUREL BLVD PPTY
Matter ResolvedRequest
Adjourment
308/26/2020 9:00 am18-23295 / MBKRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/1/2020 9:00 am
Total Paid In: $4,690.00
Debtor obj<>FAILED TO LM BY 1/1/20
Matter ResolvedRequest
Adjourment
318/26/2020 9:00 am18-23753 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $11,500.00
AMT: $11,000 ptd; $500 x 35 beg 9/1/20 (plan will complete early); SLS Clm #2-1 shall be marked paid to date in the amount of $7,720.00 and the balance of the pre-petition arrearage clm shall be paid outside the plan. Debtor is permitted to use loss mitigation portal and the creditor is free to seek stay relief<<<>>>

add 500 in transit and recap bal
add loan mod os with agreed language
add trustee not to pay claim
Debtor obj<>FAILED TO LM BY 2/6/20
Matter ResolvedRequest
Adjourment
328/26/2020 9:00 am18-23910 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayGrantedTotal Paid In: $8,697.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
338/26/2020 9:00 am18-25972 / MBKGEORGETTE MILLERMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,160.00
FINANCIAL SERVICES VEHICLE TRUST (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
348/26/2020 9:00 am18-27053 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $14,554.00
AMT: Arrears pd/will complete timely<<<>>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
358/26/2020 9:00 am18-27741 / MBKRobert Jeney, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/1/2020 9:00 am
Total Paid In: $38,075.00
AR ATTY TO SUBMIT EVIDENCE OF LOAN MOD AND RESOLVE FEASIBILITY
per attorney got LM will file MP and request adjournment EDC

100% PLAN NOT FEASIBLE DUE TO UNSECURED CRAM BALANCE TO REAL TIME RESOLUTIONS #3-1
Matter ResolvedRequest
Adjourment
368/26/2020 9:00 am18-28474 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayContinued
9/9/2020 9:00 am
Total Paid In: $34,282.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
378/26/2020 9:00 am18-28879 / MBKROBERT H JOHNSONMotion Relief from Co-Debtor StayContinued
9/15/2020 9:00 am
Total Paid In: $49,380.00
NFA
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
388/26/2020 9:00 am18-29396 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/1/2020 9:00 am
Total Paid In: $23,694.00
pay $2000 by 9/1 or D

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
398/26/2020 9:00 am18-30460 / MBKDouglas T. Tabachnik Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $85,444.00
8/25 AMT: $70,484.03 PTD (21); $3,000 (Aug/pending posting); $4,480 X 41 BEGINNING 9/1/20; plan ext 63 mo (atty ok)<<<>>>

Debtor response, made pymts, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
408/26/2020 9:00 am18-30632 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,100.00
FAILED TO LM BY 1/31/20
Matter ResolvedRequest
Adjourment
418/26/2020 9:00 am18-31573 / MBKDaniel Straffi, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $19,941.00
TOYOTA MFR (STEWRT LEGAL)
Matter ResolvedRequest
Adjourment
428/26/2020 9:00 am18-31938 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,300.00
Debtor obj<>TD AUTO FINANCE (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
438/26/2020 9:00 am18-31998 / MBKMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)GrantedTotal Paid In: $10,723.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
448/26/2020 9:00 am18-32289 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $30,357.00
***Trustee Order $27,066 Ptd, then $1,863 x 39 starting 9/1/20, 100% Plan***

100% PLAN NOT FEASIBLE DUE TO AMERCREDIT APOC #3-2
Matter ResolvedRequest
Adjourment
468/26/2020 9:00 am18-33613 / MBKMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $4,565.00
>>>OTBS on Motion to Reinstate ... Trustee Order: $2,922 Ptd, then $469 x 39 starting 9/1/20<<<

***MBK adj to 8/26/20***

Debtor obj<>SV/CLAREMONT HILLS CONDO; ARREARS
Matter ResolvedRequest
Adjourment
458/26/2020 9:00 am18-33613 / MBKMICHAEL P OTTO ESQMotion Reinstate StayOrder to be SubmittedTotal Paid In: $4,565.00
CLAREMONT HILLS COMMUNITY ASSOC
Matter ResolvedRequest
Adjourment
478/26/2020 9:00 am18-34190 / MBKJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)Continued
9/9/2020 9:00 am
Total Paid In: $14,088.00
Debtor obj<>WILMINGTON SAVINGS (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
488/26/2020 9:00 am18-34255 / MBKJOHN F. BRACAGLIA, JR, ESQ.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $34,236.00
Debtor obj<>AMERCREDIT FINANCIAL (MORTON)
Matter ResolvedRequest
Adjourment
498/26/2020 9:00 am18-34872 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/1/2020 9:00 am
Total Paid In: $34,499.00
To file new MP by 9/1 or D

AMT: MP 8/26 ***WITHDRAWN***<<<>>>

Debtor obj, filing MP<> ARREARS $15,985, last payment Feb. Mod plan filed 2 days ago
Matter ResolvedRequest
Adjourment
508/26/2020 9:00 am19-10237 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $32,486.00
AMT: MP 8/26***Honor Roll***<<<>>>


Debtor obj, filing MP<>100% PLAN CONFIRMED WITH INSUFFICIENT PLAN FUNDING; PLAN WILL NOT COMPLETE TIMELY
Matter ResolvedRequest
Adjourment
518/26/2020 9:00 am19-10397 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $5,035.00
Spoke to atty regarding procedure going forward (dm)
Trustee Obj - missing time sheet entries
Matter ResolvedRequest
Adjourment
528/26/2020 9:00 am19-10526 / MBKSTEVEN D PERTUZ, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/9/2020 9:00 am
Total Paid In: $5,000.00
OK to adjourn for 2 weeks. Attorney to file a MP extending LM date and file LM application by 9/9/20 EDC

Debtor obj<>FAILED TO LM BY 1/3020
Matter ResolvedRequest
Adjourment
538/26/2020 9:00 am19-10729 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $2,825.00
Debtor obj, filing MP<>FAILED TO COMPLY W 1/23/20 LM ORDER TRO FILE AMD J AND MP W/I 30 DAYS//
Matter ResolvedRequest
Adjourment
548/26/2020 9:00 am19-11248 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $3,272.00
AMT: PPSD TRUSTEE ORDER: $2823 PTD (18); $160 Aug; $231 x 41 beg 9/1/20; lump sum 2/1/2021 $6,072 (email to atty) - ATTY AGREES TO TERMS (dm)

<<<>>>
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
558/26/2020 9:00 am19-11498 / MBKAllen I. Gorski, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Granted
314 WEST STATE STREET
Matter ResolvedRequest
Adjourment
568/26/2020 9:00 am19-12764 / MBKRYAN L GENTILEMotion Relief from Stay (Fee)Continued
9/23/2020 9:00 am
Total Paid In: $49,000.00
Debtor opp<>REGAL BANK MFR OR CONVERT OT CH 7(MASELLI WARREN)
Matter ResolvedRequest
Adjourment
578/26/2020 9:00 am19-12879 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultSettled / ResolvedTotal Paid In: $27,099.00
PNC ( KML)
Matter ResolvedRequest
Adjourment
588/26/2020 9:00 am19-13404 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $13,700.00
HYUNDAI LEASE TITLING (MORTON)
Matter ResolvedRequest
Adjourment
598/26/2020 9:00 am19-13424 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultContinued
10/14/2020 9:00 am
Total Paid In: $14,123.00
BAYVIEW ( Schiller) tr arrears MTD 9-15
Matter ResolvedRequest
Adjourment
608/26/2020 9:00 am19-14536 / MBKJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,210.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
618/26/2020 9:00 am19-15291 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/1/2020 9:00 am
Total Paid In: $5,812.00
AMT: MP 9/1<<<>>>


Debtor obj, making pymts<>ARREARS
AR AS OF 7-23 LAST TR PTMT 2-11-20
Matter ResolvedRequest
Adjourment
628/26/2020 9:00 am19-16846 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $5,501.00
Received $500 - Adj to 9/23/20 for eWage and Trustee recap (dm)

**DEBTOR RECEIVED A TRIAL MOD FROM 9/1 THRU 11/1 - Caliber Home Loans***

Debtor obj<>FAILED TO LM BY 12/31/19
Matter ResolvedRequest
Adjourment
638/26/2020 9:00 am19-17354 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $9,017.00
***Trustee Order: $6,458 Ptd, then $867 x 44 starting 9/1/20, eWage sign-up within 10 days***
Debtor obj, can pay $2,000 on 7/31; $1692 Aug, Sept, Oct<>ARREARS
Matter ResolvedRequest
Adjourment
648/26/2020 9:00 am19-17425 / MBKPAUL N MIRABELLI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,906.00
FAILED TO SELL HALL PLACE PPTY BY 2/6/0 PER CONF OR BY 4/29/20 AS EXTENDED BY ORDER RESOLVING MFR, DOC #45
Matter ResolvedRequest
Adjourment
658/26/2020 9:00 am19-19204 / MBKMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/9/2020 9:00 am
Total Paid In: $3,593.00
$1000 paid today-check----to put this on TFS ewage-to be in place by 9/9/20

Debtor obj<>FAILED TO LM BY 1/9/20--Done
--- ARREARS
Matter ResolvedRequest
Adjourment
668/26/2020 9:00 am19-19722 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $6,020.00
should be amended to say: $5500 paid then $660 x 44 beg. 10/1/20

550 paid then capitalize 1381 x 21 beg 9/1 and set up ewage per order

AR ATTY MUST SUBMIT EVIDENCE OF A TRIAL MOD - received 8/24/20

***Debtor received a Trial Mod (6 months starting 9/1/20) and Atty is holding $500 (dm)***

7/20 AMT: Filed sup cert/failed to LM by 2/1/20; extended loss mit terminated 7/8<<<>>>

Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
678/26/2020 9:00 am19-20295 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Continued
9/15/2020 9:00 am
Total Paid In: $13,302.00
Debtor obj<>US BANK NAT'L ASSOC (RAS)
Matter ResolvedRequest
Adjourment
688/26/2020 9:00 am19-20329 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,464.00
***atty unable to file a feasible MP - no longer contesting the motion (dm)***
Debtor obj, filing MP<>FAILED TO LM BY 2/19/20, EXTENDED LOSS MIT EXPIRED 5/19/20
Matter ResolvedRequest
Adjourment
698/26/2020 9:00 am19-20444 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/9/2020 9:00 am
Total Paid In: $3,600.00
nfa
ADJ to 8/26/20 Peremptory - atty to work out agreement with 3rd mtg co

Debtor obj<>FAILED TO LM BY 12/15/19 OR 6/14/20 AS EXTENDED BY CREDITOR'S CONSENT ORDER DOC #40
Matter ResolvedRequest
Adjourment
708/26/2020 9:00 am19-21021 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,122.00
AMT: MP 8/26/20***Honor Roll***<<<>>>

(AMT: Amd Sch C never filed per conf order provision to remove time share and protect bank account)<<<>>>

Debtor obj, filing MP<>SV/PORTFOLIO #10-1
Matter ResolvedRequest
Adjourment
718/26/2020 9:00 am19-21114 / MBKBENJAMIN JAMIE GINTERMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $4,648.00
CITIZENS BANK (MCCABE WEISBERG)
Matter ResolvedRequest
Adjourment
728/26/2020 9:00 am19-21335 / MBKTHOMAS J ORR ESQMotion Relief from Stay (Fee)Continued
9/9/2020 9:00 am
Total Paid In: $16,071.00
Debtor obj<>NEW JERSEY HOUSING MTG FINANCE AGENCY (PLUESE)
Matter ResolvedRequest
Adjourment
738/26/2020 9:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/9/2020 9:00 am
Total Paid In: $15,681.00
file MP by 9/9 ane we can adjourn to MP date EDC

AMT: MP 8/26*** NEEDS RESOLUTION***<<<>>>
Debtor obj, filing MP<>FAILED TO SELL FITZPATRICK RUNPPTY BY 2/20/20; FAILED TO COMPLY WITH 12/27/19 LM ORDER TO FILE MP AND AMD I/J; FAILED TO ADDRESS NJ DIV TAX EST CLM #7-1 BY 10/19/19
Matter ResolvedRequest
Adjourment
748/26/2020 9:00 am19-22009 / MBKJEFFREY H WARDMotion Relief from Stay (Fee)GrantedTotal Paid In: $3,574.00
NISSAN MOTOR ACCEPTANCE (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
758/26/2020 9:00 am19-22188 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
9/9/2020 9:00 am
Total Paid In: $9,316.00
Debtor obj<>EXETER FINANCE (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
768/26/2020 9:00 am19-22492 / MBKSTEPHEN M GOLDBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/6/2020 9:00 am
Total Paid In: $4,765.00
Debtor obj, filed MP<>FAILED TO ADDRESS REGENCY VILLAGE PER PLAN CLAIM BY FILING AN ORDER SETTING AMT TO BE PD WITHIN 30 DAYS OF 1/8/20 CONF
Matter ResolvedRequest
Adjourment
778/26/2020 9:00 am19-23038 / MBKVERA FEDOROFFMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,925.00
SV/CHIMERA REO; FAILED TO LM BY 11/8/29, EXTENDED LOSS MIT EXPIRED 5/5/20
Matter ResolvedRequest
Adjourment
788/26/2020 9:00 am19-24666 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/1/2020 9:00 am
Total Paid In: $3,400.00
to pay $500 by 9/1 and have proposal going forward EDC

FAILED TO ADEQUETLY ADDRESS ARREARS OF $2806 , DEBTOR FAILED TO PAY FULL AMOUNT PER CONF ORDER
Debtor obj<>FAILED TO LM BY 2/1/20, EXTENDED LOSS MIT EXPIRED 4/25/20-got trial plan
Matter ResolvedRequest
Adjourment
798/26/2020 9:00 am19-24712 / MBKJohn Michael McDonnell Motion Reinstate StayGrantedTotal Paid In: $10,523.00
MTN TO REINSTATE STAY/PHH MTG
Matter ResolvedRequest
Adjourment
808/26/2020 9:00 am19-25096 / MBKWarren Levy, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $9,358.00
US BANK (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
818/26/2020 9:00 am19-26488 / MBKSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Settled / ResolvedTotal Paid In: $12,950.00
Debtor obj<>SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
828/26/2020 9:00 am19-26932 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayGrantedTotal Paid In: $3,442.00
BANK OF NEW YORK MELLON TRUST (RAS)
Matter ResolvedRequest
Adjourment
838/26/2020 9:00 am19-27163 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,685.00
debtor is to be current in 2 weeks or case D-getting comp check EDC

ARREARS
Matter ResolvedRequest
Adjourment
848/26/2020 9:00 am19-27195 / MBKROBERT C NISENSON ESQMotion Dismiss CaseGrantedTotal Paid In: $5,665.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
858/26/2020 9:00 am19-27507 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,000.00
AMT: MP 8/26: Honor Roll

Debtor obj<>PLAN DENIED ON 7/8/20; FAILED TO FILE MP NO LATER TAHN 7/18/20
Matter ResolvedRequest
Adjourment
868/26/2020 9:00 am19-27709 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $7,518.00
Trustee Limited Obj (new PITI payment is $1,905, okay - dm)<>
MTN TO ALLOW DEBTOR TO OBTAIN PP DEBT - Refi
Matter ResolvedRequest
Adjourment
878/26/2020 9:00 am19-28364 / MBKSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Settled / ResolvedTotal Paid In: $9,045.00
Debtor obj<>SANTNADER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
888/26/2020 9:00 am19-28528 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $7,380.00
Phelan will reach out to creditor - Adj to 8/26/20


AR CERT OF SERVICE FILED 7-1
AR IT IS UNCLEAR HOW HAS THE CHARGE SOUGHT TO BE EXPUNGED BEEN CHARGED BY THE CREDITOR
MTN TO EXPUNGE FEE'S FROM CARRINGTON MTG
Matter ResolvedRequest
Adjourment
898/26/2020 9:00 am19-28829 / MBKTHOMAS J ORR ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,810.00
FIFTH THIRD BANK (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
908/26/2020 9:00 am19-29543 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $19,998.00
Debtor obj<>FAILED TO FILE MTN TO EXPUNGE TRENTON WATER WORKS #2-1 AND DAY INVESTMENT #15-1 WITHIN 30 DAYS OF 4/14/20 CONFIRMATION
Matter ResolvedRequest
Adjourment
918/26/2020 9:00 am19-29990 / MBKSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $8,629.00
ACTLIEN HOLDING INC (GOLDENBERG, MACKLER, SAYEGH )
Matter ResolvedRequest
Adjourment
928/26/2020 9:00 am19-29995 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,716.00
AMT: MP 8/26*** NEEDS RESOLUTION***<<<>>>

Debtor obj, filing MP<>DEBTOR'S PLAN DOC #15 WAS W/D 6/24/20; FAILED TO FILE MP BY 7/1/20
Matter ResolvedRequest
Adjourment
938/26/2020 9:00 am19-30353 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,000.00
MP scheduled for 8/26/20<>

DEBTOR'S PLAN DOC #36 WAS W/D 6/10/20; FAILED TO FILE MP BY 6/24/20
Matter ResolvedRequest
Adjourment
958/26/2020 9:00 am19-30469 / MBKBRIAN L HOFFMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $2,546.00
AMT: $1,850 PTD (9); $232 X 34 BEG 8/1/20; PLAN EXT 43 MO; TRUSTEE TO PAY PHH LATE CLM #6-1; TRUSTEE TO PAY MIDLAND #4-2 SECURED CLM $1,252/GUC SHARES PRO RATA (ATTY OK)<<<>>>

7/30 AMT: Midland filed APOC #4-2/bifurcated but debtor agrees to pay secure/unsecured portion. Need to add language t
o Trustee order to clarify treatment . Pot will be adjusted/need to extend 36 mo plan.

7/9 AMT: Atty filing POC and moving against Midland #4-1. Will need Trustee Order for language authorizing pymt of PHH late filed clm <<<>>

FAILED TO ADDRESS PHH PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
948/26/2020 9:00 am19-30469 / MBKBRIAN L HOFFMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $2,546.00
7/29 amt: Midland filed APOC #4-2/bifurcated. Mtn proposed to reclassify clm #4-1 to wholly unsecured. Per atty consents to APOC to pay secured/unsecured portions. THIS MTN CAN BE W/D<<<>>>

MTN TO RECLASSIFY CLM 4-1 TO UNSECURED
Matter ResolvedRequest
Adjourment
968/26/2020 9:00 am19-30871 / MBKADAM SCHNEIDER, ESQMotion File Claim After Claims Bar DateGranted
(AMT: Creditor proposed in plan to be pif $163,777)<<<>>>

MTN TO ALLOW PHOENIX SALES AND SERVICES TO FILE SECURED JUDGMENT LIEN LATE CLM TO BE PD IN PLAN
Matter ResolvedRequest
Adjourment
978/26/2020 9:00 am19-30871 / MBKADAM SCHNEIDER, ESQMotion Relief from Stay (Fee)Denied
lift stay for fraud conv
Debtor obj<>PHOENIX SALES AND SERVICES CORP (COHEN LAW GROUP)
Matter ResolvedRequest
Adjourment
988/26/2020 9:00 am19-31026 / MBKANDRE L KYDALA ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $18,700.00
MTN TO TRANSFER/RETURN OF PURCHASE TO MARRIOTT RESORTS
Matter ResolvedRequest
Adjourment
998/26/2020 9:00 am19-31389 / MBKJoan Sirkis Warren Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $3,700.00
Warren needs to submit new order---#3 in the order should say: Claim 20 is hereby reinstated and deemed allowed and timely

(AMT: #20-1 is a late filed clm - is language in order sufficient?)<<<>>>

MTN TO CORRECT CLM W/D TO #19;/GEORGIAN TOWNHOUSE ASSOC CLM #20 TO BE PD IN PLAN (FLORIO, PERRUCCI, STEINHARDT, CAPPELLI)
Matter ResolvedRequest
Adjourment
1008/26/2020 9:00 am19-32909 / MBKBRANDON L MARTIN, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $4,926.00
THE BANK OF NEW YORK MELLON (MCCALLA)
Matter ResolvedRequest
Adjourment
1018/26/2020 9:00 am19-32940 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Continued
9/9/2020 9:00 am
Total Paid In: $2,710.00
TD AUTO FINANCE (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
1028/26/2020 9:00 am19-33050 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,970.00
AMT: PRE CONF CERT FILED 7/28<<<>>>

ARREARS; FAILED TO FILE PRE CONF CERT BY 3/6/20
Matter ResolvedRequest
Adjourment
1038/26/2020 9:00 am19-33774 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $525.00
Debtor obj withdrawn
<>CREDIT UNION OF NEW JERSEY (PETER LISKA)
Matter ResolvedRequest
Adjourment
1048/26/2020 9:00 am20-10301 / MBKSEYMOUR WASSERSTRUM, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
SV/WILMINGTON; PLAN W/D ON 7/8/20 AND FILED TO FILE A MP BY 7/22/20
Matter ResolvedRequest
Adjourment
1058/26/2020 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
9/1/2020 9:00 am

AMT: PPSD ORDER NEEDS TO BE CLARIFIED - HAS TWO DOLLAR AMOUNTS; IS THIS IN PALN OR OUTSIDE? (email sent to atty to clarify proposed order)

<<<>>>

MTN TO REDUCE PHH CLM #4
Matter ResolvedRequest
Adjourment
1068/26/2020 9:00 am20-10457 / MBKKirsten B. Ennis Objection to POCJudge to Reserve Decision
MBK CLAIM IS ALLOWED , PER DEBTOR COUNSEL PTY HAS EQUITY , PTY TO RESOLVE AMOUNT OF CLAIM ADJUSTMENT , IF ANY
AR NOTE -FACTUAL DISPUTE AS TO WHETHER MORG WAS PAID OFF , ALSO VALUATION ISSUE RE STRIP OFF CHAPTER 20
Creditor obj (tomes)<>MTN TO EXPUNGE HECKER CLM #6-mortgage paid off per debtor
Matter ResolvedRequest
Adjourment
1078/26/2020 9:00 am20-10576 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,707.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
1088/26/2020 9:00 am20-11139 / MBKKurt E. Reinheimer, Esq.Motion Relief from Stay (Fee)Continued
9/23/2020 9:00 am
Total Paid In: $6,033.00
Debtor obj<>AMERIHOME MTG COMPANY (McCABE, WEISBERG & CONWAY)
Matter ResolvedRequest
Adjourment
1098/26/2020 9:00 am20-11841 / MBKNICHOLAS FITZGERALD, ESQMotion Relief from Stay (Fee)Continued
9/9/2020 9:00 am
Total Paid In: $3,025.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
1108/26/2020 9:00 am20-12561 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $8,784.00
MTN TO REDUCE IRS PRIORITY CLAIM #8-2 TO $8,358.42
Matter ResolvedRequest
Adjourment
1118/26/2020 9:00 am20-13114 / MBKDANIEL L. REINGANUMObjection to Claim of ExemptionsWithdrawnTotal Paid In: $3,165.00
OK to withdraw case was confirmed recently EDC

TRUSTEE OBJ TO EXEMPTIONS ON CREDIT UNION OF NJ FOR SVG/CKG UNDER (d)(10)(A) AND 42 U.S.C 407
Matter ResolvedRequest
Adjourment
1128/26/2020 9:00 am20-13641 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $2,353.00
Debtor obj<>SELENE FINANCE/WILMINGTON SAVINGS (KNUCKLES, KOMOSINSKI)
Matter ResolvedRequest
Adjourment
1138/26/2020 9:00 am20-16421 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,815.00
DAIMLER TRUST (MORTON)
Matter ResolvedRequest
Adjourment
1148/26/2020 9:00 am20-16672 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $1,200.00
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
1158/26/2020 9:00 am20-16905 / MBKYAKOV RUDIKHMotion Impose Automatic StayContinued
9/9/2020 9:00 am

MTN TO IMPOSE STAY OSC
OBJ BY CITADEL FUNDING---2nd case-debtors att. says circumstances have changed.
Matter ResolvedRequest
Adjourment
1168/26/2020 9:00 am20-18394 / MBKWarren Levy, Esq.MotionGranted
MFR/NAVENSINK RIVER CAPITAL (Leopold & Assoc)
Matter ResolvedRequest
Adjourment
1178/26/2020 9:00 am20-18465 / MBKKurt E. Reinheimer, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $5,100.00
SYSTEMS & SERVICES TECHNOLOGIES (STEWART LEGAL GROUP)
Matter ResolvedRequest
Adjourment
1188/26/2020 9:00 am20-19256 / MBKEUGENE ROTH, ESQMotion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1198/26/2020 9:00 am20-19276 / MBKMarc C. Capone, Esq.Order Shorten TimeGranted
OST- MTN TO CONTINUATION STAY
Matter ResolvedRequest
Adjourment
1208/26/2020 10:00 am16-23713 / MBKEUGENE ROTH, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 112 of 51 required payments   Arrears: $0  
Total Paid In: $119,165.00
AS OF 8/15/20(mk):atty ok to terms

***CAN REC CONFIRM AT $117,043 PTD, THEN $1,061 X 29, BEGIN 9/1/20;
100%.PLAN EXTENDED TO TOTAL 78 MOS. UNDER CARES ACT.***

1. MP extends plan to 78 mos under Cares Act. PLan has run 49 mos
and now there are 29 remaining under extended plan.
Matter ResolvedRequest
Adjourment
1218/26/2020 10:00 am16-28261 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
10/20/2020 10:00 am
Debtor has made 41 of 49 required payments   Arrears: $5,021.00  Total Paid In: $37,903.00
issues as of 8/19/2020

1) Trustee objection to be filed - debtor failed to file COVID certification, amended Schedules I&J and proof of income
Matter ResolvedRequest
Adjourment
1228/26/2020 10:00 am16-33503 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 46 required payments   Arrears: $2,674.00  Total Paid In: $12,016.00
AS OF 8/26/20 (SF) UPDATED

RECOMMEND $11,342.16 PTD, $1674 X 40 (BEGIN 9/1/20) BASE PLAN
- COTBS RESOLVING MFR BY PHH MORTGAGE WITHIN 30 DAYS - PAY POST PETITION ARREARS OF $56,321.40


1. Motion for Relief by PHH Mortgage scheduled for 8/26/20 at 9 (OTBS)
2. MP adds $53,353.31 to be paid thru plan. The MFR is not resolved. Will need order.
3. Plan proposes to extend to 84 months. Covid Certification not provided along with amended I and J and current proof of income. Current income does not support increased payment. (CERT PROVIDED ALONG WITH CURRENT POI)


MP proposes $250 X 43, $1158.04 X 41 Base, adds post-petition arrears and extends plan to 84 months
Plan has run 44 months and proposes to extend to 84 months

Matter ResolvedRequest
Adjourment
1238/26/2020 10:00 am16-34214 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
10/6/2020 10:00 am
Debtor has made 33 of 46 required payments   Arrears: $0  
Total Paid In: $5,605.00
As of 8/18/20 (DS): 1. No post-petition arrears claim or consent order to pay post-petition arrears to landlord. Need consent order or amended claim.

MP Prop $414 x 19 $0 - Adding post-petition rental arrears.
Matter ResolvedRequest
Adjourment
1248/26/2020 10:00 am17-22180 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 34 of 40 required payments   Arrears: $0  
Total Paid In: $24,454.00
As of 8/18/20 (DS): 1. Mod plan is surrendering real property, but fails to list Toms River MUA balance $75.81. Is the claim of Toms River to be paid? If not need mod plan to surrender.

MP Prop $615 x 26 Base - Surrendering property located at 928 Wright Avenue, Toms River, NJ.
Matter ResolvedRequest
Adjourment
1258/26/2020 10:00 am18-13340 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 30 of 32 required payments   Arrears: $16.00  Total Paid In: $9,600.00
AS OF 8/19/20

RECOMMEND $9000 PTD, $300 X 30 (BEGIN 9/1/20) BASE PLAN

The modified plan surrenders debtor's car. Need amended Schedule J to remove auto payment of $291. Disposable income is now $618. (Debtor has new auto payment)


MP PROPOSES $8400 PTD, $300 X 32 BASE, Surrenders car
Plan has run 30 months with 30 months remaining
Matter ResolvedRequest
Adjourment
1268/26/2020 10:00 am18-33912 / MBKMAUREEN VELLAConfirmation Hearing on Modified PlanConfirmedDebtor has made 22 of 22 required payments   Arrears: $0  
Total Paid In: $33,582.00
AR RESOLVE OR HOLD
ISSUES AS OF 8/19/2020 (DM): Atty accepts terms

***TO CONFIRM, THE DEBTOR NEEDS $30,555.50 PTD, THEN $1,513 x 40 STARTING 9/1/20, BASE PLAN, STRIKE MOTION ATTACHED TO MODIFIED PLAN, LOAN MOD WITH RUSHMORE/JP MORGAN CHASE BY 11/1/20, TRUSTEE SHALL MAKE NO FURTHER DISBUREMENT ON POC (12-1) - Note, debtor received Trial Mod with last payment due in June, however creditor filed COVID-19 Mortgage Forbearance with payments resuming 11/1/20***

1) Trustee OBJ:
- The formal motion and order attached to the MP should be stricken.
- Need updated proof of income excluding rent agreement which is attached to MP (RECEIVED).
- Need 2019 tax return (UNRESOLVED).


Confirmed Case: $1,220 Ptd, $2,172 x 56 start 5/1/19, Base Plan
Prop. MP: Ptd, $1,269 x 47 start 3/1/20, Base Plan, Trial Mod received
PTD = $30,555.50
Last Claim (3-2) dated 3/4/19
Matter ResolvedRequest
Adjourment
1278/26/2020 10:00 am18-34872 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 12 of 22 required payments   Arrears: $18,816.00  Total Paid In: $34,499.00
8/18 workup for the 8/26 calendar EDC

* MP says no notice required. Needs to withdraw and file new MP. Extending to 84 months is a material change and needs notice even though 100%
Matter ResolvedRequest
Adjourment
1288/26/2020 10:00 am19-10237 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 21 required payments   Arrears: $18.00  Total Paid In: $32,486.00
8/26 workup EDC

*Per attorney IRS will amend claim to $59,466. If resolved we can CONFIRM AT: *** $27826 paid then $2330 x 41 beg 9/1/20- 100%-

> Objection by the IRS-want interest on the claim. We have $52,695 Priority claim and $19,353 secured (this one already paid by trustee)
>Part 9 is not completed, but proposed MP is 100% (dm)
> plan includes $7919 to IRS in addition to the $19,353 in secured already paid---This appears to be a mistake. MISTAKE PER ATT
Matter ResolvedRequest
Adjourment
1298/26/2020 10:00 am19-12102 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 31 of 21 required payments   Arrears: $0  
Total Paid In: $33,600.00
issues as of 8/19/2020

ok to confirm at $31,400 paid to date, $1,100x41 begin 9/1/2020 100% plan
- Westwinds at Princeton Junction HOA late claim to be paid throug plan per COTBS
-State of NJ priority claim $1,319.15 to be paid through plan

1) Westwinds at Princeton Junction HOA late claim $5,095 was filed 2/14/2020 - need to address this claim (COTBS TO PAY)
2) At the original confirmation, it was noted in the confirming order that the State of NJ priority claim in the amount of $1,319.15 would be paid through the plan. This is restated for the modified plan after confirmation. (OKAY TO PAY)
3) Debtor has not provided proof of income, rental income and unemployment income in support of amended Schedule I & J

proposed plan $25,900 paid to date, $1,100x46 begin 4/1/2020 loan modification was completed 2/20/2020
paid in $29,200
42 months to go
Matter ResolvedRequest
Adjourment
1308/26/2020 10:00 am19-17917 / MBKVeer P Patel Confirmation Hearing on Modified PlanContinued
9/9/2020 10:00 am
Debtor has made 22 of 18 required payments   Arrears: $0  
Total Paid In: $12,381.00
AR RESOLVE OR HOLD
AS OF 8/19/20 - Waiting for updated contribution affidavit from sister and debtor is not current. Arrears are $1655 and last payment was received in June.

AS OF 08/03/20 - Updated I and J amended, still need current proof of income. Proof of income provided does not match Schedule I. 1 paystub provided for debtor dated 7/31/20 which shows that debtor makes $313.52 per week ($1357.54) and proof of unemployment provided which shows $279 per week ($1208.07). Is debtor employed and receiving unemployment? What are the $679 and $3200 amounts listed on Schedule I?



1. Need amended schedules I and J and current proof of income
2. Previous plan was confirmed at 100% w/min dividend of $51,361 to gucs and student loans outside.
3. Trustee objection:
It appears that debtor is seeking an extension of plan duration under the CARES Act. However, said Act does not provide an automatic right to extend plan duration to 84 months. Debtor must establish that he or she is experiencing a "material financial hardship" as a result of the COVID-19 pandemic. Debtor has not provided sufficient evidence on why an extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied unless debtor files a COVID-19 Certification in support of the Modified plan that provides sufficient evidence to establish that debtor has suffered a material financial hardship as a result of COVID-19.



MP proposes $605 x 9, $826 x 4, $0 x 3, $571 x 68, Base
Plan has run 15 months and proposes to extend for 70 more months
Arrears: $1655

RESOLVED:
1. Objection filed by Bank of America (Caine) - OTBS to pay arrears of $36,006.74
Matter ResolvedRequest
Adjourment
1318/26/2020 10:00 am19-21021 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 17 required payments   Arrears: $0  
Total Paid In: $5,122.00
AS of 8/21/20(mk):atty ok to terms

**CAN REC CONFIRM AT $3,622.04 PTD, THEN $595 x 45, BEGIN 9/1/20; 100%. Standard order of Distribution**

1. TR Motion to Dismiss on 8/26/20.
2. MP surrenders RE & pays 100%. Plan has run 15 mos.plan
confirmed at 59 mos. extend to 60 for MP
>Plan has $800 atty fees. Is this additional fees? (per atty no).
current fee balance owed to atty is $1,802 & that is set up.
Matter ResolvedRequest
Adjourment
1328/26/2020 10:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 16 of 16 required payments   Arrears: $0  
Total Paid In: $15,681.00
to file a MP within 14 days

AS OF 8/24/20/29/20 (SF)


1. Trustee obj edc:
-- State of NJ filed estimated priority claim on 9/6/19 (Amended)
-- The modified plan changes the cram amount for JPMorgan Chase from $23,50.80 to $14,818 which is improper 3. (IT APPEARS THAT THE CONSENT ORDER RESOLVING CRAM IS HIGHER THAN THE PROOF OF CLAIM AMOUNT. THIS MAY BE AN ERROR AND MAY NEED AMENDED CONSENT ORDER)
-- NO UPDATED I AND J OR POI (Amended J filed and income verifies at $1412.57)

2. Trustee motion to dismiss scheduled for 8/26/20 at 9

MP proposes $976 x 51 0%
Plan has run 14 months with 46 months remaining
Matter ResolvedRequest
Adjourment
1338/26/2020 10:00 am19-25273 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 14 required payments   Arrears: $5,096.00  Total Paid In: $19,209.00
AR RESOLVE OR HOLD - Atty ok with terms.sf

ISSUES AS OF 8/19/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $19,209.44 PTD, THEN $2,548 x 48 STARTING 9/1/20, BASE PLAN WITH A MINIMUM DIVIDEND OF $1,741***

1) IRS filed $3,847.54 priority claim that includes estimated taxes for 2016 (AMENDED).

2) IRS filed $10,129.33 unsecured claim that includes estimated taxes for 2015 (AMENDED).

3) Lakeview Loan Servicing (McCabe) OBJs - $63,397.37 arrears (PER ATTY, PAY PER POC).

4) USAA Fed Sav (SHAPIRO) OBJs - $40,837.42 arrears (CONSENT ORDER ENTERED TO PAY PER POC).

5) Trustee OBJ:
- Need amended Sch I to include full amount of monthly rental for 2 occupied units since mtg for rental property is listed on Sch J - only 1 unit is rented with a new prospective tenant that may move in April 1st (NEED UPDATE - see Doc #56).
- Rental income verifies higher ($2,200) than scheduled ($106.83) resulting in $3,798 disposable income (WILL BE MOOT BASED UPON BASE NEEDED TO PAY SECURED AND PRIORITY CLAIMS).
- There is $1,741 non-exempt equity in real estate (PER ATTY, OKAY TO PAY).
- Why is income and mtg for Pemberton property lower on Form 122c than Sch I&J? (RENT VARIED DURING THE MEANS TEST PERIOD).


Prop. Plan $1,751.38 x 60, Base Plan
PTD 11/12 = $19,209.44
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
1348/26/2020 10:00 am19-27507 / MBKPRO SEConfirmation Hearing ScheduledConfirmedDebtor has made 10 of 13 required payments   Arrears: $300.00  Total Paid In: $1,000.00
ISSUES AS OF 8/20/2020 (DM): Updated 8/21/20 - KML verifies debtor received Trial Mod 9/1 thru 11/1

***TRUSTEE WILL RECOMMEND CONFIRMATION AT $100 x 36 STARTING 10/1/2019, BASE PLAN WITH $333 MINIMUM DIVIDEND, LOAN MOD WITH SLS/MORGAN STANLEY BY 12/31/20, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD; ADD TO THE CONFIRMING ORDER: PRE-CONFIRMATION CERTIFICATION TO BE FILED WITHIN 15 DAYS, PROPERTY OF THE ESTATE SHALL VEST AT CONFIRMATION, TRUSTEE STANDARD ORDER OF DISTRIBUTION, AND TRUSTEE IS AUTHORIZED TO PAY POST-PETITION CLAIMS***

 6/24/20 - Debtors to file MP by 7/8/20 to correct deficiencies raised by Trustee (EDC)

 4/24/20 - Gavin Stewart, Esq represents SLS on the MFR (resolved OTBS on 6/24/20) and advises that the mtg co needs more docs to keep the Loan Mod review going. KML represents SLS on the confirmation objection and she can agree to an adjournment to 6/24/20 -trustee to not pay arrears pending loan mod-LM date by 9/30/20 OTBS

 4/22/20 - Email sent to Pro Se debtors regarding Court Solutions sign-up.

1) Morgan Stanley/US Bank/SLS (KML) OBJs - $77,483.01 arrears and MFR was marked OTBS on 6/24/20 (NEED ORDER).

2) Current Plan does not have treatment to creditors completed in Part 5a - Debtors must file a modified plan with the "Notice Required" box checked on Page 1 (MP CORRECTS).

3) MP does not have a vesting option selected in Part 8a, Order of Distribution completed in Part 8c, and a post-petition claims option selected in Part 8d (ADD TO CONFIRMING ORDER VEST AT CONFIRMATION, TRUSTEE STANDARD ORDER OF DISTRIBUTION, AND TRUSTEE IS AUTHORIZED TO PAY POST-PETITION CLAIMS???)

4) Trustee OBJ:
- Debtors have insufficient income.
- The $4,340 tax refund was not prorated & included in disposable income calculation (MOOT BASED UPON VERIFIED INCOME).
- Need proof of car insurance for all 4 cars - policy provided expired in May (RECEIVED - OKAY).
- Need amended Sch B to add 2006 Chrysler & 2003 Dodge Ram (RESOLVED).
- Need amended Sch C t
Matter ResolvedRequest
Adjourment
1358/26/2020 10:00 am19-27579 / MBKPAUL PFLUMMConfirmation Hearing on Modified PlanConfirmedDebtor has made 122 of 13 required payments   Arrears: $0  
Total Paid In: $6,114.00
AS OF 8/19/2020 (at):

RECOMMEND: $6,014 PAID TO DATE, $50 X 2 BEGINNING 9/1/2020, $1,096 X 72 BEGINNING 11/1/2020, 100% TO GUC'S
Need orders resolving both stay motions filed by Toyota within 30 days of confirmation.

1. Modified plan proposes to pay Toyota $5,568 in post petition arrears. Is there an order? Stay motion pending for 8/4/2020. (RECEIVED CONSENT ORDERS - TWO STAY MOTIONS WERE HEARD ON 8/4/2020)

2. Need proof of unemployment income and non filing spouse's income. (RECEIVED SPOUSE'S INCOME AND UNEMPLOYMENT PROOF)

MP proposes: $6,014 paid to date, $50 x 7 beginning 3/1/2020, $1,180 x 72 beginning 11/1/2020, 100% to guc's
Payments: 5/11. arrears $8,484 (no payments since 2/19/20)
Matter ResolvedRequest
Adjourment
1368/26/2020 10:00 am19-28680 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 10 of 12 required payments   Arrears: $41.00  Total Paid In: $2,400.00
MP filed(#24) and On for 9/23/20
AS of 8/15/20(mk):

>>NEED RESOLUTION OF OF MTG OBJECTION IN #1. WHAT IS STATUS OF lOSS MIT- HAS IT BEEN APPLIED FOR?


1. Objection By US Bank( Romano):( Atty :new servicer=Rushmore-)
- plan fails to pay arrears
-plan not feasible(LM).

2. Trustee Objection:
- Plan has LM by 6/1/19- obvi. error- NO Loss MIT has been applied for in case yet?( atty says -date error-LM application has to be refiled w/ Rushmore ,the new servicer and needs MP to extend LM.
-need bank statements for Bank of America account.( will upload today)
-PLAN NEEDS TO BE 100% based on below NE Equity.
Bar Date Passed- GUC claims = $2,632.76- PERSERVE NE EQUITY T/H $35,209.80
-There is 2,775 non-exempt equity in 2008 Chevy Impala.
-There is $11,300 non-exempt equity in Nissan Altima.
- There is $21,134.50 non-exempt in real estate.
- Needs TR Order of Distribution.

3. Per Plan claim(2,513) for Maplehurst Farm Home Owners Assoc'n.-Bar date Past- NO Claim Filed- STRIKE? OR File Claim & Motion?(PER ATTY -STRIKE)


Plan:200/36, LM: 74 AZELEA PL BY 6/1/19?? BASE
payments:8/8
last claim:4-1, bar date:12/10/19
Matter ResolvedRequest
Adjourment
1378/26/2020 10:00 am19-28905 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $2,275.00
AS OF 8/15/20(mk):atty ok to terms

>>excess dispos income. TR compromise at 400 going forward** CAN REC CONFIRM AT $1,475 PTD, Then $400 x 31,Begin 9/1/20:Base; **

--Case was converted from Ch 7 & has run 5 mos. as a ch 13 & 31 mos remain.

1. Trustee Objection:
- Proof of income verifies that there is disposable income $826.21.
-Must file Pre-confirmation certificate.
-need Amendments Sch. B and C to add 1997 Jeep, per auto insurance.(Filed).


Plan:$295 x 36 Base
5/5, last claim:10-1
bar date:6/8/20

Matter ResolvedRequest
Adjourment
1388/26/2020 10:00 am19-29177 / MBKPAUL N MIRABELLI ESQConfirmation Hearing on Modified PlanContinued
10/20/2020 10:00 am
Debtor has made 7 of 12 required payments   Arrears: $0  
Total Paid In: $8,880.00
8/14 workup for the 8/26 calendar EDC
SAME AS OF 7/8/2020 (at):

> 2 payments arrears
****RECOMMEND: $7400 PAID TO DATE, $1,000 X 50 BEGINNING 9/1/2020, BASE WITH A MINIMUM OF $26,680 TO GUC'S DUE TO NON EXEMPT EQUITY IN REAL ESTATE
NON EXEMPT PROCEEDS FROM PERSONAL INJURY SUIT ARE TO BE TURNED OVER TO THE TRUSTEE

1. Plan was confirmed at $3,700 paid to date and $1,195 x 55 beginning 4/1/2020. Why is the trustee payment being reduced? (REVIEWED CURRENT INCOME AND 2019 TAX REFUND. IF EXPENSES HAVE NOT CHANGED (NO AMENDED J FILED AND CERT SAYS NO CHANGE IN EXPENSES) THEN MONTHLY DISPOSABLE INCOME IS $1,079)

2. Need updated proof of income. (RECEIVED)

3. Need Amended I and J. (AMENDED SCHEDULES NOT FILED)

4. Modified plan needs a start date for the 60 months of payments. (BEGINNING 11/1/2019 PER CERT)

5. Need status of personal injury lawsuit. Non exempt proceeds are to be turned over to the Trustee per the Order Confirming Plan (TREATMENT PUT ON HOLD DUE TO COVID, PI SUIT IS STILL IN THE PRE-START STAGE)

MP proposes: $740 x 60, not less than $26,680 to be distributed pro rata
Payments: almost 7/9, arrears $1,820
Matter ResolvedRequest
Adjourment
1398/26/2020 10:00 am19-29318 / MBKDAVID G BESLOW, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 12 required payments   Arrears: $0  

8/18 workup EDC***ADJ to 8/26/20 on condition that move against the estimated claim by 7/15/20--NOT DONE

SAME ISSUES AS OF 3/25/20(mk):adj to get current and resolve IRS--AS OF 6/4 - 2 PAYMENTS ARREARS AND IRS STILL NOT RESOLVED

1. Objection By Nationstar/Mr Cooper(Stern Lav):
-plan fails to pay full arrears POC of $91,330.47.-OK TO PAY?
2. STILL HAVE EST.. IRS CLAIM - No return for 2009. Needs resolution.
3. POC filed for arrears by Santander ( NOT IN PLAN)on 2018 Toyota for $1,077.04- OK TO PAY?
4. Trustee Objection:
--A current market analysis - appraisal provided is dated 7/12/18.
--Amendments to Schedules B and C to add vehicle(s) owned by Debtor.
--The current Plan does not specify treatment of Santander arrears claim $1,077.04 under
the Plan.





Plan:1,700 x 60 100%
4/5
last claim:7-1,bar date:12/20/19
Matter ResolvedRequest
Adjourment
1408/26/2020 10:00 am19-29815 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 12 required payments   Arrears: $304.00  Total Paid In: $1,190.00
AR RESOLVE OR HOLD

8/25/20 Note: There is a teleconference at 1PM on 8/26 regarding Mortgagee proof fo claim and whether or not there is equity in property.
AS OF 8/19/20 (SF)


RECOMMEND: $1190 PTD, $152 X 50 (BEGIN 9/1/20 ) 100% W/MIN $2523 TO GUCS PER EQUITY IN BANK ACCOUNTS
- ADD SALE OF PROPERTY OUTSIDE THE PLAN , LENDER IS REQUIRED TO SEEK LEAVE OF COURT TO SEEK FORECLOSURE SALE
- ADD ANY SUBSEQUENT ATTY FEES OS PLAN



AR MINIMUM PAYMENT CASE 10 MONTHS OLD , 1 UNSECURED CLAIM FILED FOR$7,900 . SALE PLAN , NO EQUITY , SALE CAN BE ACCOMPLISHED OUT SIDE

Peremptory

1. AR DISC WITH ATTY PLAN CONTRARY TO SALE DATE IN CONSENT ORDER (NEED EXPLANATION)

2. Motion to Fix Proof of Claim filed by Bank of NY Mellon scheduled for 8/18/20 at 9 (OTBS BUT THIS CLAIM WILL BE PAID OUTSIDE PLAN)

3. Modified plan does not propose to pay fees through plan, will need fee application due to hourly fees. (FEES WILL BE PAID OUTSIDE PLAN)

4. Objection filed by The Bank of NY Mellon (RAS Crane) - speculative sale and appraisal is needed to demonstrate feasibility. (THERE IS NO OBJECTION TO MODIFIED PLAN)

5. The plan proposes to pay mortgage in full thru the plan in the amount of $986,624 which is not feasible (Claim amount is actually $737,560.88) Most likely this will be paid at sale (TO BE PAID OUTSIDE PLAN)

6. Trustee objection:
- There is $2,523 in non-exempt equity in his bank accounts.


MP proposes $76 x 60 Base, Sale in 12 months of subdivided lot
Payments: 10/10

RESOLVED ISSUES:
- correction of social security number on petition. The first 3 numbers do not match the card. (SCHEDULE AMENDED BUT NEED CERTIFICATION FROM ATTORNEY THAT THE NUMBER IS CORRECT) RECEIVED
- Schedules A,B and C were amended. Debtor is replacing CMA with Listing Agreement to wipe out equity but the listing agreement is not signed. (NEED SIGNED LISTING AGREEMENT) RECEIVED
- There is $78,211.11 in non-exempt equity in the residence. (MOOT)
Matter ResolvedRequest
Adjourment
1418/26/2020 10:00 am19-29816 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanContinued
10/6/2020 10:00 am
Debtor has made 12 of 12 required payments   Arrears: $0  
Total Paid In: $18,528.00
NFA
AR RESOLVE OR HOLD
ISSUES AS OF 8/19/2020 (DM):

***100% Plan - Need resolution of Bank of NY Mellon/New Rez objection***

 7/28/20 - Sale fell through - MP filed going back to Loan Mod scheduled for 8/26/20 - Adj Peremptory.

 6/15/20: Atty advises that he had to file a MP to sell - found out house was under contract after last Confirmation date. No Motion to Sell yet. Waiting on Title work.

1) Bank of NY Mellon (POWERS) OBJs - $101,939.19 arrears - claim was transferred to New Rez 2/21/20 (UNRESOLVED).

2) Trustee OBJ:
- Form 122c, Line #45 has $2,600 monthly disposable income which requires $156,000 min div (100% PLAN).
- There is $18,183 non-exempt equity in Kearny Bank & 1st Constitution Bank accts (100% PLAN).
- There is $400,476 non-exempt equity in real estate (100% PLAN).
- Need copy of the homeowner's insurance renewal declaration (RECEIVED).


Prop. Plan $1,544 x 60, 100% Plan, Loan Mod by 11/1/20
PTD 10/10 = $15,440
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1428/26/2020 10:00 am19-29995 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 12 of 12 required payments   Arrears: $0  
Total Paid In: $8,716.00
Confirm at $7,966 paid, $750 x 50 begin 9/1/20 and Sale of Arbor Ct by 2/26/21 or as extended by consent order (Low Base)

ADD SALE WI 6 MO OF CONF OR AS EXTENDED BY CO
AR RESOLVE OR HOLD
ISSUES AS OF 8/20/2020 (DM):

 5/26/20 - US Bank (PHELAN) filed a Notice of Forbearance ending 7/31/20.

1) Southridge Hill Condo Assn (McGovern Legal Svc) filed a bifurcated claim for $11,512.50 secured and $22,596.67 as unsecured. The MP proposes to cram and pay $15,000 as an unsecured claim (CONSENT ORDER ENTERED TO PAY $5,756.25 AS SECURED).

2) US Bank (Phelan) OBJs - plan lists a refinance in 13 months, a cure, and a cram - MP proposes a sale within 12 months (IS OBJECTION RESOLVED??) OTBS WI 30 DAYS

3) The MP incorrectly populates Part 7c on the cram of Wells Fargo 2nd Mtg (MP CORRECTS).

4) Trustee OBJ:
- Need proof of income for debtor with new agency for 4 months and co-debtor's new job at Rutgers 4 months (RECEIVED PROOF OF INCOME FOR DEBTOR ONLY - NEED PROOF OF INCOME FOR CO-DEBTOR).
- Need certificate of service on the Wells Fargo and Southridge Hills crams (SERVICE 2/26/20, BUT NEED A MP TO CORRECT THE CRAM ON WELLS FARGO - no service of MP).

Prop. Plan $5,716 Ptd, $750 x 51 start 8/1/20, Base, sale within 12 months
PTD 10/10 = $6,466
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1438/26/2020 10:00 am19-30353 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 12 of 12 required payments   Arrears: $0  
Total Paid In: $6,000.00
AS OF 8/21/20 (SF)

RECOMMEND $500 X 12 (BEGIN 11/1/19); $1142 X 48 (BEGIN 11/1/20) BASE PLAN

1. Trustee motion to dismiss can be withdrawn

2. Objection filed by Select Portfolio (Milstead & Associates) - failure to pay arrears of $52,070.12 and loss mitigation order was terminated and has not been extended. Debtor is not current with adequate protection payments. (MP FILED TO REMOVE LOAN MOD AND CURE ARREARS)

3. Motion to extend loss mit scheduled for 6/24/20 (Terminated on 7/25/20)

MP proposes $500 x 12, $1100 x 48 Base, Loan mod removed
Payments: 10/10

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion(s).

- Ally Financial filed arrears claim 6-1 for $8822.73 which is not addressed in the plan (OK TO PAY?) (MP surrenders) Trustee objection:
- The debtor has undertaken an improper use of exemption. Specifically: The Debtors have exceeded the 522(d)(1) exemption based upon the Deed provided that lists the Debtor as the sole owner. (MOOT, JOINTLY OWNED)
Matter ResolvedRequest
Adjourment
1448/26/2020 10:00 am19-30542 / MBKSCOTT D SHERMAN ESQConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 7 of 12 required payments   Arrears: $0  

per 8/18 email ok to dismiss per attorney EDC
NFA-MP on for 8/26 NFA

7/20 workup for the 728 calendar EDC

No equity because of mortgage and $160k child support judgment. Debtor is not taking exemption. Still lots of outstanding objections from creditors and trustee not resolved and estimated IRS 2019 EDC
AS OF 6/25/2020 (at):

RECEIVED HUD FROM SALE OF LODI PROPERTY. DEBTOR RECEIVED $0. IRS RECEIVED $14,745.90 AND KATHIE BABICH RECEIVED $71,282.75.

1. Claims will be paid according to the trustee's order of distribution.

2. Objection filed by Santander Bank (Phelan) - failure to cure full arrears of $18,217.04 (Per POC) and failure to provide proof of efforts to sell the property.

3. Objection filed by Bank of America (Frenkel) - failure to cure full arrears of $30,583.56 (Per POC).

4. Objection filed by Kathie Babich (Ast & Schmidt) - debtor has not made required post petition support payments, debtor has insufficient income and plan does not provide for payment in full of this priority claim.

5. Motion for Stay Relief as to Kathie Babich filed by Santander Bank. Hearing is scheduled for 2/26/2020.

6. Need to resolve estimated claim #1 filed by the IRS.

7. Trustee's objection:
- The debtor has insufficient income -The income from the profit and loss statements is approximately $4000 a month less than scheduled in the petition. The plan is not
feasible.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -
- No exemptions taken on the houses. There is approximately $235,000 in equity. ($236,012 IN NON EXEMPT EQUITY IN REAL ESTATE)
-The debtor must resolve the objection by Kathie Babich ($161,216 Support claim) and Bank of America (BOTH UNRESOLVED)
-Debtor has life estate with mother on Belvidere p
Matter ResolvedRequest
Adjourment
1458/26/2020 10:00 am19-30871 / MBKADAM SCHNEIDER, ESQConfirmation Hearing on Modified PlanContinued
9/23/2020 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $0  

atty will send e mai on feasibiity
AR RESOLVE OR HOLD
ISSUES AS OF 8/19/2020 (DM):

***Need to address plan feasibility unless Plan is a low base pending sales - is IRS being paid inside plan or outside through sales? Pending MFR filed by Phoenix Sales impacts issues #3 & #4 below. Also need the status of sale efforts for both properties***

 5/19/20 - ADJ to 6/10/20 Peremptory.

1) State of NJ filed a $23,625.38 amended priority claim that includes estimated taxes for 2018 (OKAY - AMENDED).

2) State of NJ filed an unsecured claim that includes estimated taxes for 2015 (OKAY - AMENDED).

3) MP provides $163,777.46 secured treatment to Phoenix Sales & Services - no POC filed (LATE POC FILED FOR $129,939.91 - MOTION TO ALLOW LATE CLAIM SCHEDULED FOR 8/26/20).

4) Phoenix Sales & Services (Jonathan Goldsmith Cohen, Esq) OBJs to timeframe to sell property (UNRESOLVED).

5) M&T Bank filed $62.33 arrears claim (OKAY TO PAY?? - Per email, okay to pay).

6) Trustee OBJ:
- Information on sale of boat and proceeds received (100% PLAN).
- Need amendments to schedules to reflect sale of boat & proceeds received (100% PLAN).
- There is non-exempt equity of $22,403 and $40,780 in real estate and an unknown amount for the boat - pending review of docs from sale and secured claims filed (100% PLAN).
- Need MP that adds all cram downs to Part 4d and Part 7 and removes Phoenix Sales and Services from Part 4g (MP REMOVES CRAM).
- Need service to creditors in motion if cramming Phoenix and Services (MP REMOVES CRAM).
- Plan is not feasible - there is no disposable income (MP IS A SALE PLAN OF BOTH PROPERTIES).

Note: Homeowner insurance provided for both properties.


Prop. Plan $1,370 x 60, 100% Plan
- sale of Venice Dr property within 12 months
- sale of Elena Ct property within 3 years
PTD 9/9 = $12,330
Last Claim (18-1)
Matter ResolvedRequest
Adjourment
1468/26/2020 10:00 am19-30893 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 4 of 11 required payments   Arrears: $0  

8/19 workup fro the 8/26 calendar
* 5 payments in arrears-same as last time
* Still need information on the value of the inherited rowhome to determine equity(PER SUPPORT FILED THE VALUE IS ONLY $10,000 BUT NO PROOF FROM REALTOR-Zillow estimate is $90,000)
* Are all objections resolved
*LM by 8/28
-low base
*disposable income resolved $825 in monthly disposable

6/11 workup for the 6/16 calendar EDC
>>4/6/20(mk);ATTY SAYS HE WANTS JUDGE TO HEAR & RULE ON CONDO OBJ.(#2) BELOW- THEN CASE CAN BE ADJ. TO WORK UP<<

1. Motion Stay Relief ( Shellpoint-McCalla)for 4/8/20(Denied-overturned on 6/8)
2. Objection by Kingsberry Acres Condo Assoc.(McGovern):And Reply by Deb.Atty(#33)-
3. Objection By New Rez/Shellpoint( RAS):(pay POC pending LM-loss mit says LM by 8/28/20)
4. St of NJ -Not In Plan-filed POC $251.82- OK TO PAY?(Per Atty- YES PAY)
5.Trustee Objection:
-need copy of 2018 tax return.(DONE)
-need a copy of the Will and Final Testament of father's estate.(NO WILL BUT HAD ROWHOME-need valuation)
-Verified income leaves a monthly net balance of $1,141.86.(OK plan needs $950 going forward)
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
- The confirmation order must include language that provides for the turnover of all
non-exempt proceeds from the estate of the Debtor's father.
-----------------------------------
need POS for on Capital One Auto and Kingsberry Acres Condo Association.(Filed)
- Need to resolve the ESTIMATED CLAIM filed by the IRS.(Amended POC filed)


Proposed plan:725/60, LM: 237 KINGSBERRY DR BY 5/15/20, BASE
payments:3/5
last claim:12-1, bar date:1/13/20
Matter ResolvedRequest
Adjourment
1478/26/2020 10:00 am19-32992 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 10 required payments   Arrears: $0  
Total Paid In: $6,722.00
AS OF 8/20/2020 (at):

RECOMMEND: $4,688 PAID TO DATE, $646 X 52 BEGINNING 9/1/2020, 100% TO GUC'S
Need order resolving objection by SLS within 30 days of confirmation.

1. Objection filed by Specialized Loan Servicing (KML) - mod plan does not pay pre or post petition arrears. (RESOLVED - NO ARREARS PAID PENDING LOAN MOD)

MP proposes: $4,688 paid to date, $646 x 53 beginning 8/1/2020, 100% to guc's, loan mod by 10/1/2020
Payments: 8/8
Matter ResolvedRequest
Adjourment
1488/26/2020 10:00 am19-33589 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 6 of 10 required payments   Arrears: $0  
Total Paid In: $2,030.00
As of 8/24/20 Debtor attorney requested adjournment for outcome of motion on 2nd mtg, adjourned peremptory, no further adjournments

AR MOTION SCH FOR 9-1 ATTY TO REQUEST ADJOURNMENT

As of 8/19/20 (DS): 1. BELOW ISSUE STILL NOT RESOLVED, MOTION TO RECLASSIFY 2ND MTG CLAIM FILED 8/6/20 AND SCHED 9/1/20, NEED OUTCOME.


Per judge---TO RESOLVE CLAIM OF 2ND MORTG by motion or adversary by 8/26

7/22/20 (DS): 1. Mod plan filed surrenders real property that was sold on 1/6/20 due to short sale. Debtor received $10,0000 relocation incentive, which is exempt. 1st mortgage was pd, 2nd mtg Legacy/Select Portfolio not pd and claim filed, service was never done on cram. Property cannot be surrendered. Must resolve the 2nd mortgage claim.

2. BELOW ISSUES ALSO NOT RESOLVED.

6/24/20 (DS): 1. Trustee obj to the following:
- Need DSO Form.
- Need mod Plan that removes sale of real property, since sale occurred in Jan 2020. MOD PLAN SURRENDERS, NOT PERMITTED, SINCE SOLD.
- Must amend Sched J to adjust for housing costs post sale of residence.
- Excessive expenses on Sched J such as: Property taxes $576.58 and support payments $331 (requires proof, such as order).
- Income verifies higher, there is disposable income $3,419.79. Total unsecured claims filed $9,517.12, plus mortgage cram $55,799.72 would be $65,316.84.

-------------------------
- Debtor has failed to provide proof of service with respect to Plan Motions. Mortgage claim has been filed.- MOD PLAN REMOVES CRAM

Prop Plan $1,000 PAID, $315 x 53 Base - removes sale, but surrenders real property and removes mortgage cram.
Note: Auto insurance provided.
Matter ResolvedRequest
Adjourment
1498/26/2020 10:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Order Vacate Dismissal of CaseContinued
9/9/2020 10:00 am
Debtor has made 4 of 10 required payments   Arrears: $1,496.00  Total Paid In: $6,563.00
AR DISCUSS WITH ATTY FEASIBILITY OF ADV PRO AND AUTHORITY TO FILE
AR MOTION RE IRS AND NJ SCH FOR 9-1 (only NJ motion is pending. IRS motion was withdrawn)
AS OF 8/21/20 (SF)

1. Stay is vacated per order dated 4/6/20 as to Ivy Holdings LLC (Debtor's residence)
2. State of NJ filed estimated priority and unsecured claim (NEED AMENDED CLAIM) MOTION TO MODIFY SCHEDULED FOR 9/9/20 AT 9
3. Need order resolving Adv. vs. Ivy Holdings LLC
4. Trustee objection:
- A current market analysis (RECEIVED)
- There is non-exempt equity on real property $64,267.99. Need to verify if Debtor has 50% interest
- Secured claim of Ivy Holdings is much higher than what plan has.
- Must file Pre-confirmation certificate.
- copy of the will showing the debtor is a 1/12 owner of the residence

Plan proposes $709 x 60 0%
Payments: 7/8 Arrears: $709

RESOLVED ISSUES:
- IRS filed estimated priority and unsecured claim (AMENDED)
Matter ResolvedRequest
Adjourment
1508/26/2020 10:00 am20-10129 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $450.00
to file MP within 10 days EDC

AS OF 8/21/20(SF) - BELOW ISSUES STILL APPLY - Adj 4 times. Case is 7 mos old.

1. Objection filed by Specialized Loan Servicing (Gavin Stewart) - Arrears are $173,336.41. Total debt claim amount is $206405.55. Loan matures on 7/1/23. (MUST RESOLVE)

2. The plan proposes to pay $241,000 to Etrade through the plan. This is not feasible. Claim filed for $206,405.55 (THIS CLAIM IS THE SAME AS SPECIALIZED LOAN SERVICING)

3. Trustee objection:
- The debtor has insufficient income .
- A current market analysis - that gives an opinion of the value (only a summary of comparables received). Zillow lists value at 336,272.
- As of now, there is $16,075.64 of non exempt equity in real property (Plan is 100%).
-Plan cannot be confirmed for less than 36 months. Plan proposes 18 months
-must file pre conf. Cert.

Plan proposes $50 x 18, 100%, Refi by 7/31/20
Payments: 7/7
Matter ResolvedRequest
Adjourment
1518/26/2020 10:00 am20-10378 / MBKAndrew Thomas Archer Confirmation HearingContinued
10/6/2020 10:00 am
Debtor has made 6 of 9 required payments   Arrears: $1,200.00  
AS OF 8/21/20 (SF)

1. IRS filed estimated estimated priority claim 2-1 (NEED AMENDED CLAIM) STILL NEED 2019 RETURN WHICH SHOULD BE FILED NOW.

2. Trustee objection:
- Proof of 2 month's income - Need updated profit and loss statements.
- A copy of the last filed tax return - Need copy of 2019 Tax Return
- The debtor(s) is not paying all disposable income into the plan for the following reasons: $1607 depreciation expense on profit and loss statement and spouse's income verifies higher at 3470.49
- There is nonexempt equity of 1,957.73 in real estate.
- File pre-confirmation certification.


Plan proposes $400 x 36 Base, Loan mod is 6 months
Payments: 6/7 Arrears: $400
Matter ResolvedRequest
Adjourment
1528/26/2020 10:00 am20-10506 / MBKJOSEPH J MANIA III ESQOrder Vacate Dismissal of CaseContinued
9/23/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $0  

AS OF 8/17/20 (SF)

1. Objection filed by Wilmington Savings Fund (RAS Crane) - failure to pay arrears of $313,255.90 and speculative loan mod

2. Trustee objection:
- Proof of 2 month's income - current income for debtor for workers comp. income
- A copy of the last filed tax return - for 2019 .
- Need a statement for the whole life insurance policy. Need updated car insurance .
- Amendments to Schedules to list workers comp income as debtor is not currently working and has not worked since injury in August 2019.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution.
-Need to file Pre-Confirmation.
-needs to be current with payments at confirmation
-Need to resolve objection by Wilmington.

Plan proposes $250 x 60 Base, Loan Mod by 7/2020
Payments: 5/7 Arrears: $500
Matter ResolvedRequest
Adjourment
1538/26/2020 10:00 am20-10683 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $3,661.00  
issues as of 8/19/2020

1) 341 not held, rescheduled for 9/3/2020
2) Not current with Trustee plan payments, arrears $2,080.57
3) Pre Confirmation Certification not filed

proposed plan $400x1, $500x5, $2080.57x44 refi within 12 months base plan
paid in $2900
arrears $2,080.57
last claim 5
Matter ResolvedRequest
Adjourment
1548/26/2020 10:00 am20-10802 / MBKANDRE L KYDALA ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $8,100.00
ISSUES AS OF 8/19/2020 (DM): Updated 8/24/20 - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,300 PTD, THEN $900 x 16 STARTING 9/1/20, LUMP SUM PAYMENT OF $109,417 BY 1/15/22, THEN $900 x 36 STARTING 2/1/22, 100% PLAN, STRIKE PRIORITY PLAN TREATMENT OF CLINTON TOWNSHIP, M&T BANK POC (14-1) ON 2018 SUBARU FORESTER SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN (Note - Plan should complete after lump sum payment in January 2022 from sale of stock options)***

 7/22/20 - AR, Adj Peremptory - Atty to provide Certification proving Alimony payments (Doc #23 - $2,000/month - see Paragraph 29) and Certification re stock options (Doc #24) within 10 days of next hearing date - plan payment to increase to $1,100 starting 8/1/20.

 5/13/20 - debtor should be getting over $500,000 from public offering - atty to send me email and provide Cert of when he will get money (EDC)

1) Plan provides $3,200 priority treatment to Clinton Township - no POC filed (STRIKE??)

2) Quicken Loans filed $322.36 arrears claim on Anderson Rd property (AMENDED TO $0)

3) M&T Bank/Chase Auto filed a bifurcated claim on 2018 Subaru Forester that Plan provides as secured unaffected (TREAT TOTAL CLAIM AS SECURED UNAFFECTED OUTSIDE PLAN??)

4) Trustee OBJ:
- Must file Pre-Confirmation Certificate (FILED).
- Student loans should be treated outside Plan (NO CLAIMS FILED).
- Need DSO Form. (RECEIVED).
- Plan does not treat M&T Bank for 2018 Subaru (PLAN/PETITION LISTS CHASE AUTO INSTEAD OF M&T).
- Need divorce settlement agreement & court order for $3,500 support payments (SEE ABOVE).
- Need amended Form 122c to take proper household deductions (MP is 100%).
- Excessive Expenses - Form 122c: Line #19 support $3,500 requires proof (per tax return, Debtor pays $3,208), Line #23 telephone services $250, Line #30 additional food/clothing $60, Line #33b car payment $950, Line #33d additional vehicle $83.33, Line #35 takes attorney fees $3,200 (MP is 100%).
- Excessive Expenses - Sc
Matter ResolvedRequest
Adjourment
1558/26/2020 10:00 am20-10837 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  

8/19 workup for the 8/26 calendar EDC
NFA---FILE AMENDED I & J, ALL UPDATED POI AND FILE MOTION AND CLAIM ON BEHALF OF DSO AND MP

* No claim filed by Middlesex County-trustee cannot pay without a claim filed-PER ATT WILL FILE
* Wells Fargo/Bob's Discount Furniture filed a secured claim #9 which is not in the plan. Is it ok to pay this claim or are the debtors going to move against this claim?(OK to PAY)
*- Per below the proof of income for debtor verifies higher ($6,493) than scheduled ($5,500)-co-debtor is higher now with new job ($1882)-- and income tax refund is higher at $322 monthly----TOTAL DISPOSABLE IS $3154. This does not include the support discrepancy so will need 100%

* Trustee's objection:
- need proof of 2 month's income - : updated pay stubs for co-debtor for new job at Coleman Cadillac. (Stubs show $6118 net through 4/5/20=$1882 monthly)
- Domestic Support Obligation information (RECEIVED-paying $511 monthly--or $1023 bi-monthly per order---schedule J says $1922 monthly?? Needs explanation-PER ATT NOW PAYING $511))
- A copy of the last filed tax return - for 2019 by 8/15/20. (RECEIVED-got refund of $3868=$322 monthly added to income))
---------------------------------
- Members First ACU was not properly served. FILED on 6/11/20))
- Must file Pre-confirmation certificate. (FILED)
* The IRS filed an estimated claim #2 which is not in the plan and needs to be resolved/amended.(AMENDED)
* Objection filed by PennyMac (Fein Such) - failure to cure arrears of $20,405.19. (OTBS)

Plan proposes: $641.19 x 60, base, loan mod by 5/20/20 (passed)
Payments: 3/4, arrears $641.38
Matter ResolvedRequest
Adjourment
1568/26/2020 10:00 am20-11045 / MBKJACQUELINE R ROCCI ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 9 required payments   Arrears: $934.00  Total Paid In: $9,405.00
AS OF 8/18/20 (SF) UPDATED

***Received copy of IRS proposed amended claim. RECOMMEND $5,505 PTD, $2,417 X 41 (BEGIN 9/1/2) 100% PLAN (48 MONTH PLAN), AMENDED IRS CLAIM WITHIN 30 DAYS, FILED PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS***

AR, ADD 100%, ADD WITHDRAWAL OF DUPLICATE CLAIM OF NJ DEPT OF LABOR OR MOTION BY 9-15-20, WORK UP AT 48 MO
RESOLVE OR HOLD

ISSUES AS OF 8/13/2020 (DM):

***Debtor needs to move against IRS estimated claim and the NJ Dept of Labor duplicate claim (BOTH ISSUES RESOLVED). Trustee disposable income objection is not resolved based upon errors in amended Form 122c and amended Sch J - Plan needs to be 100%***

 6/4/20 (DS): Debtor attorney requested adjournment to resolve claim and file amended schedules and modified plan. Adjourned peremptory, no further adjournments, must resolve all issues.

 4/2/20 (DS): Debtor attorney requested adjournment to resolve estimated claims.

1) IRS filed a priority claim that includes estimated taxes for 2019 (CLAIM MUST BE AMENDED OR DEBTOR'S COUNSEL MUST MOVE AGAINST CLAIM - received copy of proposed amended claim).

2) MP provides priority treatment to the State of NJ in the amount of $31,418.28 and $2,438.33 - State of NJ Division of Taxation filed amended priority POC (3-2) in the amount of $2,438.33 - State of NJ Dept of Labor filed general unsecured POC (7-1) in the amount of $31,418.28 and general unsecured POC (8-1) in the amount of $31,418.28 (DEBTOR'S COUNSEL NEEDS TO MOVE AGAINST DEPT OF LABOR DUPLICATE CLAIM AND SAID CLAIM WILL BE TREATED AS A GENERAL UNSECURED CLAIM - duplicate claim withdrawn).

3) Trustee OBJ:
 Must amend Form 122C-1 to add spouse income (AMENDED - MARITAL DEDUCTION OF $4,459.24 TAKEN ON FORM 122c, LINE #13 WHICH MIRRORS NON-DEBTOR SPOUSE'S OWN SCH J THAT INCLUDES ALL MORTGAGE EXPENSES - PENNYMAC MORTGAGE EXPENSE THEN TAKEN WITHIN THE FORM 122c IS A DUPLICATE EXPENSE AND SHOULD BE DISALLOWED - ALSO, $773 PRIORITY CLAIM DEDUCTION IS ALSO OVERSTATED BASED UPON FILED CL
Matter ResolvedRequest
Adjourment
1578/26/2020 10:00 am20-11256 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 9 required payments   Arrears: $109.00  Total Paid In: $9,505.00
*** CAN CONF AT $7308 paid then $1153 x 53 beg. 9/1/20 100% with min of $53,427 due to equity- poc #11 m& T bank to be treated outside of the bankruptcy

atty to upload 2019 tax returns - adj to 8/26/20
7/16 workup for the 7/28 calendar EDC

same as last time-IRS still not resolved after 9 week adjournment

* IRS Estimated POC(for 2019)- (atty wants to add lang that must be resolved by 8/15/20 but this needs to re resolved)
* DUE TO CLAIMS FILED BY MTG CO. & PLAN HAS TO BE 100% DUE TO NE EQUITY-AS OF NOW ,PLAN PAYMENT NEEDS TO BE 1,854 GOING FORWARD- BUT STILL HAS TO RESOLVE IRS EST. POC. <<<
* SB Once Bank--T'ee issue=(POC back up docs say Mtg .on Rt 36 ,Hazlet prop but OBJ. says Windcrest CT?. Plan has arrears for Rt 36,Hazlet. Attorney may need to MP.

* Trustee Objection:
-plan has excessive exp
-$550/month for cable/internet/phone
-$675/month for education costs (need proof)
-$750/month for car insurance
-$709/month car payment
-schedules fail to account for tax refund of $6,295.00 for disposable income.
-there is $48,027.97 in non exempt equity in the residence.- DUE TO T/H of NE Equity in RE & personal prop -plan has to be 100%- total claims filed =$22,774.46 & bar date has passed.
-there is $5,400 in non-exempt equity in the bank accounts.
-need 209 tax return by 8/15/20.
-Need to resolve the estimated claim filed by the IRS.
Need to resolve the objection filed by Ajax Mortgage.(DONE)




-------------------------------------------------------------------

>>>late claim filed by Ocean medical center- pay or no?(Per atty NO PAY)

>>>DUE TO CLAIMS FILED BY MTG CO. & PLAN HAS TO BE 100% DUE TO NE EQUITY-AS OF NOW ,PLAN PAYMENT NEEDS TO BE 1,854 GOING FORWARD- BUT STILL HAS TO RESOLVE IRS EST. POC. <<<

1.Objection by Ajax (1st mtg on Wiindcrest Ct.)(Pluese):Arrears POC $44,052.17-OK TO PAY?(PER ATTY -YES PAY)

2. Objection by SB One Bank( Getler):ArrearsPOC $26,391.09-OK TO PAY?(PER ATTY YES PAY)
>> T'ee issue=(POC back up docs say Mtg .on Rt 36 ,Hazlet pro
Matter ResolvedRequest
Adjourment
1588/26/2020 10:00 am20-11515 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 9 required payments   Arrears: $677.00  Total Paid In: $4,936.00
AR RESOLVE OR HOLD
AS OF 8/26/20 (SF) Updated

RECOMMEND $4280 PTD, $656 X 32 (BEGIN 9/1/20) BASE PLAN, PLUS
N/E PROCEEDS FROM SALE OF REAL ESTATE BY 2//27/20
- TRUSTEE IS AUTHORIZED TO PAY LATE CLAIM 16-1 AS TO FLAGSHIP CREDIT CRAM
- N/E PROCEEDS FROM PERSONAL INJURY LAWS SUIT TO BE TURNED OVER TO TRUSTEE
- OTBS RESOLVING OBJ BY JP MORGAN CHASE WITHIN 30 DAYS



1. Motion to Sell Free and Clear of Liens granted. Property to be sold by 8/27/20.

2. Objection filed by JP Morgan Chase (Phillip Raymond) - failure to pay arrears of $7699.86 and speculative sale

3. Trustee objection:
- Confirming Order must include all non-exempt proceeds from personal injury claim.


Plan proposes $656 x 33 Base and Sale of Whitty Rd in 6 months
Payments: 7/7

RESOLVED ISSUES:
- IRS priority claim is estimated (AMENDED)
- Motion for Relief by 1st Constitution Bank 4/8/20 (ORDER ENTERED)
- Amendments to Schedules : Amend Sch B for personal injury claim. (AMENDED)
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - : 2019 tax return by 8/15/20. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - insurance expired 3/8/20. (RECEIVED)
- Motion to expunge claim 15-1 as to Ally Bank 7/8 20 @ 9
- Objection filed by 1st Constitution Bank (Neal Ruben) - failure to acknowledge claim or pay arrears of $980.76 and speculative sale (MP pays at sale. Objection is Resolved)

Matter ResolvedRequest
Adjourment
1598/26/2020 10:00 am20-11720 / MBKKEVIN E ABERANT ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 10 of 9 required payments   Arrears: $0  
Total Paid In: $5,927.00
TO FILE MOTION AGAINST IRS OR HAVE RESOLVED BY 10/20-NFA. TO START MAKING PAYMENTS OF $860 TO RESOLVE TRUSTEE OBJ EDC
8/13 workup for the 8/26 calendar EDC
**OK with $860 x 53 going forward beg. 9/1/20 as long as IRS estimated claim resolved

- needs 100% case to resolve income issues
- Need statement for retirement loans for debtor
- Excessive expenses on Schedule J such as: $425 tele/cell/internet/cable, $428 auto insurance, $2,100 spouse's debts and obligations (sent proof of some bills but many are also on schedule J like PSEG, Cable, cell phone so this does not help).
- 22c has marital expense $2,100 on Line #13, which requires proof of expenses. There would be disposable income $1,807.14, which would require a minimum dividend $108,428.40 to gucs.
- Add to confirming order Trustee standard order of distribution.
- Need 2019 tax return, if not filed can add to confirming order to provide by 8/15/20.
*Specialized Loan obj to arrears more, but claim is less than what plan proposes.
*Navy FCU filed claim for 2015 Kia Forte, not listed on Schedule B, J or Plan, but listed on auto insurance. Must amend Schedule B and C to add vehicle.
* IRS filed estimated claim, 2019 tax return not filed. --was to move against or amend claim by 8/15-not done
--------------------------
* Must file Pre-confirmation certificate. DONE
- and spouse and WSFS Bank statements.(DONE)

Prop Plan $601 x 60 Base
Note: Second Mortgage statement provided. Attorney fees to be paid outside, per attorney disclosure.
Matter ResolvedRequest
Adjourment
1608/26/2020 10:00 am20-12029 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 8 required payments   Arrears: $0  
Total Paid In: $5,098.00
ISSUES AS OF 8/20/2020 (DM): Updated 8/24/20

***TRUSTEE RECOMMENDS INTERIM CONFIRMING TERMS AT $2,766 PTD, THEN $1,166 x 54 STARTING 9/1/20, 100% PLAN; COTBS ON BOROUGH OF FREEHOLD OBJECTION WITHIN 14 DAYS, TRUSTEE SHALL PAY $43,506.73 SECURED TO THE BOROUGH OF FREEHOLD IN ACCORDANCE WITH THE COTBS TERMS SUBJECT TO MUNICIPAL RESOLUTION AUTHORIZING THE AGREEMENT; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS SECURED POC (1-1), TRUSTEE IS AUTHORIZED TO PAY NEW REZ ARREARS POC (2-1) IN THE AMOUNT OF $10,617.85 - FINAL CONFIRMATION TO BE SET FOR 10/28/20***

 6/2/20 - AR, NEED TO DISCUSS WITH ATTYS.

1) Borough of Freehold (JOE CASELLO, ESQ) OBJs - there was a final judgment in foreclosure entered 11/7/19 and then debtor filed bankruptcy 91 days after the entry of final judgment - Adv Pro filed 6/1/20 (ORDER TO SHOW CAUSE FOR DISMISSAL FOR LACK OF PROSECUTION SCHEDULED FOR 9/3/20).

2) Plan provides $16,295.79 secured treatment to Borough of Freehold - No POC has been filed (SEE ABOVE).

3) IRS filed $2,267.28 secured claim not treated in plan (OKAY TO ADD??)

4) NewRez/Ditech filed $10,617.85 arrears POC on Mechanic St property (OKAY TO PAY??)

5) Trustee OBJ:
- The plan must remain 100% plan due to $113,869 equity in real estate.
- Must file Pre-confirmation certificate (FILED).


Prop. Plan $461 x 60, 100% Plan
PTD 6/6 = $2,766
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
1618/26/2020 10:00 am20-12087 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/9/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $447.00  
AR EXT LOSS MIT FILED , IF PROOF OF FILING TAX RETURN OK TO ADJ W MOTION RE TAX CLAIM WI 7 DAYS
AS of 8/15/20(mk):

--SAME ISSUES AS LAST HEARING IN JUNE. SEE BELOW--

>>NEEDS TO RESOLVE # 2 & 3, Then can work up<<

1.MP filed 4/21/20(#26) . This workup is for that plan.

2. Objection by MTGLQ (RAS):MP filed - Pay arrears pending LM-YES ??
-Plan fails to pay arrears.
>PER ORDER #30- LOS MIT EXTENDED TO 8/28/20<

3. IRS filed Estimated claim. for 2016 taxes($12,104.33). No return filed.

4. Trustee Objection:
-need update car insurance for all three vehicles.(Expired March 2020)
-need MP that removes Ally & Wells fargo. (FILED)
-Attorney's fees in the plan and disclosure statement do not agree.(MP corrects).
-need 2019 return by 8/15/20.(PROVIDED)

Plan:447 X 60 BEG 3/20; LM 6 MOS AFTER CONF (38 GOODWIN LN); BASE
payments:5/6
last claim:6-1,bar date:4/17/20
Matter ResolvedRequest
Adjourment
1628/26/2020 10:00 am20-12225 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $0  
Total Paid In: $3,052.00
ISSUES AS OF 8/20/2020 (DM):

***Need update on retro pay amount and expected payment date***

 Per atty, creditor listed wrong. Strike Hearthstone and pay Beaver Brook per POC (dm).

1) Beaver Brook Condo Assn (GRIFFIN ALEXANDER) OBJs - POC (8-1) filed is bifurcated - $5,783 secured claim not treated in plan - MP proposes to pay $8,641.75 as secured to Hearthstone (NEED OTBS TO CORRECT ISSUES).

2) Ford Motor Credit (MORTON) OBJs - $665.56 arrears on 2018 Ford Escape must be cured within 6 months - amended POC (1-2) sets arrears at $406.68 and MP provides for no payment on arrears (OKAY TO PAY)

3) Bank of NY Mellon/SLS filed $25,926.59 arrears claim on Brookview Cir property - Plan proposes to pay $174.36 (MP CORRECTS).

4) Trustee Suppl OBJ:
- Plan must be at least 36 month term (MP CORRECTS).
- Need docs regarding retro pay disclosed in the MP (RECEIVED DECISION FROM ADMIN LAW JUDGE BUT NO INDICATION OF THE AWARD AMOUNT AND WHEN PAYABLE).

5) Trustee OBJ:
- Tax refund of $5,425 was not prorated and included in disposable income calculation (MOOT - $1,650 in SSI).
- Need to file Pre-Confirmation Cert (FILED).


Prop. Plan $200 x 5, $640 x 55, $5,000 lump sum, Base Plan
PTD 6/6 = $1,751.50
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1638/26/2020 10:00 am20-12561 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
9/9/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $1,890.00  Total Paid In: $8,784.00
will pay at 100%
8/19 workup for the 8/26 calendar EDC
same issues as of 6/19/2020


1) IRS priority claim 8 is estimated for 2017 and 2018 taxes not filed - STILL need to resolve-motion to expunge on for 8/26(RESOLVED)
2) Leaders Financial filed secured claim 6 for a 2004 Chevy Suburban, this claim is not treated in plan - need to either pay claim $4,291.88 or move against it -OK to Pay per email
3) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income
-need amendment to schedules - Statement of Financial Affairs to include business
-the debtor is not paying all disposable income into plan - disposable income of $78.30 per Line 45 of Form 122c requires a minimum dividend of $4,698 to general unsecured creditors(OK income is lower and threshold is almost $90,000)
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity of $9,178 in real estate and non exempt equity of $80,000 in business
-will need 100%

proposed plan $1149x60 0%
paid in $4596
last claim 12
Matter ResolvedRequest
Adjourment
1648/26/2020 10:00 am20-12798 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $4,784.00
AR CAN ADJ IF RETURNS FILED AND MOTION WI 7 DAYS --DONE
ISSUES AS OF 8/20/2020 (DM):

1) IRS filed $21,223.45 amended priority claim, not treated in the plan, that includes estimated taxes for 2016 & 2019 (UNRESOLVED).

2) PHH Mtg/Deutsche Bank filed a higher arrears claim at $30,743.97 (OKAY TO PAY?? - Yes)

3) Ally Capital filed $1,276.10 arrears claim on 2008 Lincoln Navigator (OKAY TO PAY?? - Yes)

4) Trustee OBJ:
- Need amended Sch I to show change in income - co-debtor no longer working & added SSI (UNRESOLVED).
- There is $2,650 non-exempt equity in BOA checking acct ending #3129 (MOOT- LARGE PRIORITY CLAIM).
- Need to file Pre Confirmation Certification (FILED).


Prop. Plan $598 x 60, Base Plan
PTD 6/6 = $3,588
Last Claim (3-3)
Matter ResolvedRequest
Adjourment
1658/26/2020 10:00 am20-13641 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $2,353.00
8/18 workup for the 8/26 calendar EDC
2 payments arrears

-Objection to Confirmation by Wilmington(OTBS)
-motion for stay relief Wilmington scheduled for 8/26
-motion for stay relief Capital One Auto. Are we paying the 686.41 arrearage claim?
-need to use trustee order of distribution
* Trustee objection (341 held 7/23/20):
-- Need Domestic Support Obligation information court order and any agreement in place per
the divorce.
-- A copy of the homeowner's insurance renewal declaration - insurance expires
6/24/20.(uploaded per email)
-- Update auto insurance, insurance expired 4/28/20.(uploaded per email)
-- Proof of income verifies higher, there is disposable income $4,336.53.
-- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,378 when
determining disposable income.
-- There is non-exempt equity on real property $20,257.63. Schedule C only takes $2,209.50
of (d(1), there is also non-exempt equity in bank account $444.53, per statement,
Schedule C only takes $45 of (d)(5).
-- The debtor has failed to provide proof of service with respect to Plan Motion(s).
-- Service to creditor is not addressed to the attention of managing agent, does not serve
address on claim filed by CACH before service date and does not provide transmittal
letter.
- Capital One Auto filed arrears claim $686.41.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.
Matter ResolvedRequest
Adjourment
1668/26/2020 10:00 am20-13678 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $0  

att ns on 8/26 but AR did courtesy adjournment

ISSUES AS 8/20/2020 (DM):

***Need resolution of Ally Bank/Cenlar objection***

1) Ally Bank/Cenlar (POWERS) OBJs - $91,987.15 arrears on Gless Ave property (UNRESOLVED).

2) Specialized Loan Servicing (STEWART LEGAL) OBJs to treatment of claim on Waters Rd property (OBJ WITHDRAWN).

3) Trustee OBJ:
- Tax refund of $8,920 was not prorated and included in disposable income calculation (100% PLAN).
- Disposable income verifies at $2,193 due to tax refund and rent income (100% PLAN).
- Need to file Pre Confirmation Certification (FILED).


Prop. Plan $133 x 60, 100% Plan, sale of Gless Ave by 8/31/20
PTD 4/5 = $532
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1678/26/2020 10:00 am20-13680 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AS OF 8/19/2020 (at):

1. Harley Davidson filed secured arrears claim #23 in the amount of $540.65 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY, OK TO PAY)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - (last 2 months April & May 2020 for debtor and co-debtor) (NOT RECEIVED)
- The debtors must resolve the estimated IRS claim (STILL ESTIMATED)
- The payments need to increase in 16 months when the pension loan end

Plan proposes: $400 x 60, base
Payments: 5/5
Matter ResolvedRequest
Adjourment
1688/26/2020 10:00 am20-13978 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $548.00  Total Paid In: $3,444.00
8/26/20 (sf) Updated

RECOMMEND $2460 PTD, $766 X 55 (BEGIN 9/1/20) BASE/MIN $22,968 TO GUCS PER EQUITY IN REAL ESTATE
- OTBS RESOLVING IRS CLAIM WITHIN 60 DAYS. HOLD FUNDS TO IRS

Note: Can confirm Eads 20-13978. Resolved IRS issue by: OTBS resolving IRS claim in 60 days-hold funds to IRS pendn

8/18 Workup for the 8/26 calendar EDC--

Debtor attorney requested adjournment last time to resolve IRS, adjourned peremptory, no further adjournments.

As of 6/19/20 (DS): 1. IRS CLAIM HAS 2 DIFFERENT SOCIAL SECURITY #8008 AND #7813, 7813 IS CORRECT, CLAIM HAS TO BE RESOLVED. #8008 is for 2013 - 2017 TAXES priority for $12,992. IF TAXES ARE ATTRIBUTABLE TO ANOTHER PERSON, THERE WILL BE ADDITIONAL NON-EXEMPT EQUITY.

As of 5/4/20 (DS): Debtor attorney requested adjournment to resolve IRS incorrect to check into different SS numbers. NOTHING DONE ON THIS.

5/5/20 (DS): Need to confirm at $492 x 2 begin 4/1/20, $752 x 58 begin 6/1/20 Base with a minimum dividend $22,967.92 and reserve $9,975.87, due to non-exempt equity on real property, add to confirming order Trustee ok to pay the arrears claim of IRS Claim#3-2 and within 10 days must file Pre-confirmation certificate.

1. IRS filed estimated claim, 2018 tax return not filed, also claim not listed to be paid in Plan. Must resolve claim. Amended claim filed.

2. Must file Pre-confirmation certificate.

Prop Plan $492 x 60 Dollar Base $22,967.92
Note: Expense moot.
Matter ResolvedRequest
Adjourment
1698/26/2020 10:00 am20-14374 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 7 required payments   Arrears: $0  

8/13 workup for the 8/26 calendar EDC

3 payments arrears
>>Flagstar objection- (RESOLVED)
>> income came in much lower-only $700 in disposable
>> TRUSTEE OBJ
--The debtor has insufficient income Plan propose $2,172, income verifies at$700.57. The debtor needs to supply updated proof of
income..
-Updated auto insurance, insurance expired 2/6/20.
- Must file Pre-confirmation certificate. (DONE)
-Must file the DSO form
-The proof of income is higher now that the pension loan has ended
Matter ResolvedRequest
Adjourment
1708/26/2020 10:00 am20-14464 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 7 required payments   Arrears: $1,100.00  Total Paid In: $1,150.00
ISSUES AS OF 8/20/2020 (DM): Updated 8/24/20

***MBK made a ruling on Motion to Expunge and Order has been entered on the Docket. TRUSTEE CAN RECOMMEND CONFIRMATION AT $750 PTD, THEN $250 x 9 STARTING 9/1/20, THEN $615 x 46 STARTING 6/1/21, 100% PLAN, STRIKE PRIORITY PLAN TREATMENT OF THE STATE OF NEW JERSEY***

 8/20/20 - Need result of MBK decision On the Papers from 8/18/20 Hearing on Motion to Expunge Claim of landlord to work-up case at 100%.

 7/13/20 (DS): Debtor attorney requested adjournment to allow more time to get police report and also expunge POC of Scott Landrum. Adjourned peremptory, no further adjournments.

1) MP proposes $450 priority treatment to State of New Jersey for unpaid taxes - no POC filed (STRIKE??)

2) MP proposes $1,200 priority treatment to State of New Jersey for overpaid benefits - no POC filed (STRIKE??)

3) Trustee OBJ:
- Need to file Change of Address form.
- Debtor to provide police report for stolen Ford Taurus.
- Need MP that increases trustee payment in June 2021 when pension loan is paid off (FILED).
- Verified income leaves a monthly net balance of $417 (MP is 100%).
- Debtor's pension loan is paid off in May 2021 - additional $350 monthly in income (MP is 100%).
- Need to file Pre-Confirmation Certificate (UNRESOLVED).

Note: DSO form provided.


Prop. Plan $600 Ptd, $250 x 10, $542 x 46, 100% Plan
PTD 4/5 = $750
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1718/26/2020 10:00 am20-14529 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 7 required payments   Arrears: $1,506.00  Total Paid In: $1,050.00
AR RESOLVE OR HOLD
AS OF 8/25/20 (SF) UPDATED

RECOMMEND $900 PTD, $828 X 3 (BEGIN 9/1/20), $1250 X 28 (BEGIN 12/1/20) BASE PLAN
- NON-EXEMPT PROCEEDS FROM PERSONAL INJURY SUIT TO BE TURNED OVER TO TRUSTEE

1. Trustee objection:
- Need a statement for the debtor's pension loan. (RECEIVED. PENSION LOAN EXPIRES IN 11/2020, additional $641.75 will be available)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800/month for cable, internet, phone (Average Verizon bill is $297.26 and delinquent bill from Sprint provided in the amount of $922.23) (WILL ALLOW $497.26 AND REDUCE EXPENSES BY $302.74
- $774/month car payment on 2020 Nissan Pathfinder in husband's name (Statement provided shows payment of $398.94) (REDUCED EXPENSES BY $375.06
- Verified income leaves monthly disposable income of $357 (INCOME NOW VERIFIES AT $1034.80)
The Schedules fail to account for the debtor(s) tax refund in the amount of $6,367.00 when determining disposable income.

Note - Sch B&C amended 7/22/20 to add a PI claim - need to add non-exempt proceeds from PI claim to confirming order.

Plan proposes $150 x 36 Base
Payments: 5/5

RESOLVED ISSUES:
A copy of the last filed tax return - 2019 by 8/31/2020.
1. The plan proposes to not pay arrears to Gateway Mortgage because husband is paying outside but an arrears claim 7-1 filed for $3963.28 (RESOLVED)

2. Objection filed by Gateway Mortgage (Caine) - failure to pay arrears of $3963.28. If debtor does not propose to pay thru the plan, they will seek stay relief.
- A Modified Plan that addresses treatment of unsecured creditors. Part 5 is blank.
- Need to file Pre-Confirmation Certification. (FILED)
- A current market analysis - Need a CMA with name/information of realtor providing same. (RECEIVED)
Matter ResolvedRequest
Adjourment
1728/26/2020 10:00 am20-14720 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
9/1/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $194.00  Total Paid In: $2,278.00
MP scheduled for 9/1/20
As of 7/13/20 (DS): Debtor attorney requested adjournment to allow time to file mod plan, adjourned peremptory, no further adjournments.

As of 7/6/20 (DS): 1. Wells Fargo/Bob's Discount Furniture filed bifurcated claim arrears $2,263.93, secured $1,714.09, unsecured $549.87. Claim needs to be resolved.

2. BELOW ISSUES STILL NOT RESOLVED.

As of 5/18/20 (DS): Debtor attorney requested adjournment to resolve all obj.

5/19/20 (DS): 1. Trustee obj to the following:
- Need CMA for two timeshares/vacation clubs, updated pay stubs for Aramark from March and last pay in February, March bank statement for Chase account 2 months prior to filing date and proof of custodial account disclosed on Schedule B.
- Excessive expenses on Sched J: $1,625 Food, $600 Childcare, $500 Clothing, $418 Misc/postage/repair/services.
- There is non-exempt equity on real property $7,815.90, Garza resort timeshare $4,350, 2018 Honda $2,096.47 (half interest with co-signor), $2,977.10 Creditor in chapter 11 and bank acct $2,225 total $15,114.47.

2. Roundpoint obj to arrears owed, plan list as outside, POC filed with arrears $3,594.75. Obj needs to be resolved.

3. Must file Pre-confirmation certificate.

Prop Plan $411 x 36 Base
Note: CMA for residence is fine, not a year old. No balance statement needed on vehicles, one claim was filed (2018 Honda) and other has no secured debt and has used exemptions (2012 Toyota). Income and expense is moot, deducting excess expenses, income does not verify higher.
Matter ResolvedRequest
Adjourment
1738/26/2020 10:00 am20-14918 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 8 of 7 required payments   Arrears: $0  

AR RESOLVE OR HOLD
8/18 workup for the 8/26 calendar EDC

*Khalil sent email to EDC with cert on 8/10-Reviewed---
----Looked at the cert but it doesn't tell me much. I know that there is a temporary tick downward due to the pandemic but what is the current income? Also, in 6 months the income will be back to normal.
The historical income that I have all points to much higher disposable. If I use the tax returns it's higher, if I use the bank statements it's higher. Either way there is $3,000 to $4000 more income even without adding the wife's social security. Also, it's above median and requires 60 months. If compromised we would be at around $1500 x 60 which is close to 100%.----

As of 6/26/20 (DS): 1. State of NJ filed secured claim for $1,598.33. not in plan.-OK TO PAY

5/19/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Income provided from business verifies $639.33, income is negative $-496.67.
1 - PER BUSINESS BANK STATEMENT NOV 2019-FEB 2020 DEBTOR PAID $29,370 / 4 MONTHS IS $7,342.50 INCOME
2 - PER 2019 PERSONAL TX RETURN DEBTOR AND SPOUSE INCOME GROSSED $106,395, WHICH SHOWS CASE SHOULD HAVE BEEN ABOVE MEDIAN, ALSO BUSINESS NET INCOME $59,153/12 MONTHS = $4,929.42, THERE IS DISPOSABLE INCOME $3,793.42.
- Excess expense on Sched J for estimated tax payments $1,418, must provide proof that payment are being made monthly or quarterly. PER IRS 2019 OWED $8,388. (provided 6/8 check for $4226 for 2nd quarter taxes from his personal account? Why wouldn't that be paid from the business account. That amount would be $16,904 a year which is double what he owed last year. Is he paying son's liability from his own personal bank account?) (need to see the updated personal and business checking from March through July)
- Must file Pre-confirmation certificate.

2. Ford Motor (Morton) obj to lease not in plan. Plan does not list, seems to be surrendered. POC filed as unsecured. Obj must be resolved.

Prop Plan $815 x 36 Base
Note: 2019 Ta
Matter ResolvedRequest
Adjourment
1748/26/2020 10:00 am20-15133 / MBKDAVID G BESLOW, ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 6 of 7 required payments   Arrears: $400.00  Total Paid In: $2,400.00
att to file MP within 14 days

8/15/20: (mk):

>>STILL NEEDS TO ADDRRESS #2. If current, need amended poc. We cannot ignore the claim.You need to address it.
and Need to confirm the order of distribution- Per Plan or TR Std Order?<<


1. Objection by Wells Fargo( Powers): (OTBS)
-plan fails to pay arrears.

2. ALLY - NOT IN PLAN& They Filed Bifurcated Claim. Has secured amt,, unsecured & Arrears.
NEED TO KNOW HOW TO TREAT THIS CLAIM?
Are we to pay arrears only? ( mk: Atty says Unaffected arrears were payment in process-NO -needs to address claim- NEED AMENDED POC) .
3. IRS Estimated POC for 2019 taxes- ((APOC FILED- Bsaed upon debtor's records- Now -0-

4. Trustee Objection: IS ORDER OF DISTRIB PER PLAN OR TR STD ORDER?
- add lang .Std Loans Outside. (yes)
Verified income leaves monthly disposable income of $536.92.(mk:atty says girlfriend contrib till pension loan ends. So
when that happens will have 400 more per mo and girlfriend contrib lessens or goes away)
-need 2019 tax Return by 8/15/20.(Done)
Need to file Pre-Confirmation Certification.(Still).
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Need to resolve objection by Wells Fargo.(Pay POC)
fyi: notice of Mtg forbearance for 90 days: 4/1/20-6/30/20.
Resume 7/1/20. Reg. payment $2223.69

Plan:400 x 60,Base
payments:4/5
last claim:15-1, bar date:6/9/20
Matter ResolvedRequest
Adjourment
1758/26/2020 10:00 am20-15555 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $358.00  Total Paid In: $1,770.00
NO NEED TO RE-WORK - ATTY NEEDS TO CHECK THE SUBJECT TO TERMS NUMBERS - ADJ 8/26/20 (dm)

AS OF 8/20/2020 (at):

RECOMMEND: $1,062 PAID TO DATE, $356 x 56 BEGINNING 9/1/2020, $3,746 x 4 (4/1/2021, 4/1/2022, 4/1/2023 and 4/1/2024), 100% TO GUC'S
Need to file Pre-Confirmation Certification within 10 days of confirmation.
US Dept of HUD will be paid outside of the plan.
Preserve non-exempt equity of $3,687 in personal property.
Non exempt proceeds from PI claim are to be turned over to the trustee.
Claim #1 filed by Capital One will be paid before other claims.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules to include US Department of HUD. (NOT AMENDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3746.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of US Department of HUD under the Plan.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity of $3687 in TD Bank Account ending in 9009.
- add to confirming order that all non exempt proceeds from personal injury case(s) be paid to trustee.
- File pre-confirmation certification. (NOT FILED)

Plan proposes: $354 x 60, 0% to guc's
Payments: 4/4
Matter ResolvedRequest
Adjourment
1768/26/2020 10:00 am20-15556 / MBKPATRICK MOSCATELLO, ESQConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issue as of 8/19/2020

1) Trustee objection to confirmation - need to resolve
-need copy of lease showing rent is $1,600 month-LEASE EXPIRED 6/30/2020, IS THERE A RENEWAL?
-excessive expense $225/life insurance RESOLVED, PROVIDED PROOF OF PAYMENT AND ATTY EXPLANATION
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance of $1,078.21
AMENDED SCHEDULE J RAISED EXPENSES $101, THERE REMAINS EXCESS INCOME IN THE AMOUNT OF $977.21
THERE IS EXCESS ON SCHEDULES I&J. IT APPEARS THE GROSS INCOME ON FORM 122C MAY BE LOWER THAN WHAT IS REFLECTED ON THE PAYSTUBS - SENT EMAIL TO DEBTORS ATTORNEY TO REVIEW AND ADVISE
REQUESTED THE TIAA STATEMENT FOR THE LOANS BEING REPAID OUTSIDE PLAN
REQUESTED PROOF OF STUDENT LOAN PAYMENT DEDUCTED ON FORM 122C AS IT IS NOT SHOWN ON BANK STATEMENT
-the schedules fail to account for the debtors tax refund in the amount of $1,347 when determining disposable income RESOLVED, AMENDED SCHEDULES ADD THIS TO INCOME

2) The plan states vesting of property is upon Discharge. Can Trustee add note to be vesting upon Confirmation? PER ATTY OK TO VEST AT CONFIRMATION ADD TO CONFIRMING ORDER

3) State of NJ filed estimated claim for 2019-2020 taxes - ESTIMATED FOR SALES AND USE TAX FOR BUSINESS, LAST QUARTER FOR 2019 AND FIRST QUARTER FOR 2020

proposed plan $125x60 base plan
paid in $500
last claim 7
Matter ResolvedRequest
Adjourment
1778/26/2020 10:00 am20-15569 / MBKWarren Levy, Esq.Confirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $2,750.00  
As of 8/24/20 (DS): Debtor attorney requested adjournment, 341 sched 9/17/20
Matter ResolvedRequest
Adjourment
1788/26/2020 10:00 am20-15783 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $3,000.00  
issues as of 8/14/2020

1) 341 not held, not rescheduled - missing documents
2) IRS priority claim is estimated for 2019-2020 taxes
3) SB One Bank (Getler) objection to confirmation - need to resolve
-plan fails to provide for post petition plan payments outside the plan
4) Loancare Inc (Phelan) objection to confirmation - need to resolve
-approximate arrears $10,150.50
5) Need to file Pre Confirmation Certification with Court
6) Not current with Trustee plan payments, arrears $600

proposed plan $600x3, $1200x57 100$ plan
paid in $2400
arrears $600
last claim 4
Matter ResolvedRequest
Adjourment
1798/26/2020 10:00 am20-15885 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 8 of 6 required payments   Arrears: $0  
Total Paid In: $2,964.00
MOD PLAN FILED 8/18/20, MUST SUBMIT ADJOURNMENT REQ AND PROVIDE DIVORCE ORDER AND PROPERTY SETTLEMENT AGREEMENT

As of 8/20/20 (DS): 1. Trustee obj to the following:
- Debtor is no longer separated, but divorced, need copy of final judgment of divorce and property settlement agreement.
- Excessive expenses on Sched J such as: $418 miscellaneous expenses, small repairs and professional services - already list $150 for home maintenance - AMENDED SCHED I & J FILED
- Debtor must file amended schedules I & J indicating that he is separated from his spouse and reduce household expenses. - AMENDED SCHED I & J FILED 8/18/20

2. Arrears claim filed by Weichert for $283.18. Ok to pay? MOD PLAN PAYS

Prop Plan $561 x 36 Base
Note: Homeowner and auto insurance provided.
Matter ResolvedRequest
Adjourment
1808/26/2020 10:00 am20-16120 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $400.00  Total Paid In: $2,000.00
as of 8/19/2020

ok to confirm at $400x30 begin 5/1/2020, $850x30 begin 11/1/2022 base plan


1) Trustee objection to confirmation - RESOLVED
2) Merchants Acceptance Corp filed secured claim 1 for cleaning system. The full amount of the claim is $1,550.96. The claim is not treated in plan - either pay the claim through the plan or move against it. RESOLVED, ATTY AND CREDITOR AGREED TO PAYMENT OF $500 SECURED PORTION THROUGH PLAN, UNSECURED BALANCE WILL RECEIVE PRO RATA DIVIDEND IN GUC POOL

proposed plan $400x30, $850x30 base plan
paid in $1,200
arrears $400
last claim 7
Matter ResolvedRequest
Adjourment
1818/26/2020 10:00 am20-16236 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 9 of 5 required payments   Arrears: $0  
Total Paid In: $6,000.00
MP PLAN TO BE FILED, ADJOURN TO ALLOW FOR PROPER SERVICE
issues as of 6/18/2020


1) Credit of NJ filed secured claim 6 for 2015 Ram Truck 1500 with zero arrears, add note to confirming order creditor to be treated as current and unaffected by plan
2) Trustee objection to confirmation - need to resolve
-debtor not paying all disposable income into plan - verified income leaves monthly disposable net of $2.,166.09
-debtor not paying all disposable income into plan - Form 122c monthly disposable on line 45 $808 which requires minimum $48,480 dividend to guc's
-Form 122c, Line 22 additional health expenses requires supporting documentation for expense
-need to resolve estimated IRS priority claim, taxes for 2019 by 8/15/2020
-need certification explaining higher income due to paid time off February, which increased average income
3) To resolve Trustee objection, Trustee proposes confirmation at $1,500 paid to date, $1,783x59 begin 7/1/2020 minimum $48,480 dividend to general unsecured creditors
-IRS priority claim 2 to be amended to show $9,419 due to IRS for 2019 taxes
-Credit Union of New Jersey claim 6 for 2015 Ram Truck 1500 to be treated a current and unaffected by plan

proposed plan $1,500x60 base plan
paid in $1500
last claim 11
Matter ResolvedRequest
Adjourment
1828/26/2020 10:00 am20-16376 / MBKPRO SEConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $500.00
MK: worked it up emailed debtors terms- debtors ok to terms

***CAN REC CONFIRM AT $100 X 50, BEGIN 6/1/20;BASE PLUS ANY NON EXEMPT PROCEEDS FORM 911 CLASS ACTION LAWSUIT ;Trustee to pay arrears Jefferson Capital claim #1-1 through the plan. Strike part 5 b ,separately classified creditors from plan. Unsecured creditors to receive base dividend. Trustee standard order of Distribution. Vesting of property at confirmation ;Must file pre conf cert w/in 10 days***


AS OF 8/19/2020 (at):
Trustee's objection:
The debtor has insufficient income to fund the plan until proof of unemployment is received.
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - . Need proof of unemployment income for co debtor.
- A Modified Plan that completes Parts5a, 8a, 8c and 8d.
- Also need to complete Schedule C.
The Schedules fail to account for the debtor(s) tax refund in the amount of $877.00 when determining disposable income.
The Plan divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of 11 U.S.C. ? 1322(b)(1).
- Specifically: E-Z pass and Xfinity is listed under separately classified unsecured.
- File pre-confirmation certification.
- status of law suit related to 911.
- any non exempt proceeds from lawsuit to be paid to Trustee.

Plan proposes: $100 x 48, plan does not address unsecured claims
Payments: 3/3
Matter ResolvedRequest
Adjourment
1838/26/2020 10:00 am20-16422 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  
Total Paid In: $1,194.00
As of 8/24/20 (DS): Debtor attorney requested adjournment to allow time to resolve IRS claim

As of 8/19/20 (DS): 1. Trustee obj to IRS estimated claim still not resolved, 2015 and 2016 tax return not filed.

As of 7/8/20 (DS): Debtor attorney requested adjournment to allow time to resolve claim.

7/14/20 (DS): 1. Trustee obj to provide copy of 2015 and 2016, IRS filed estimated tax claim. Claim must be resolved.

Prop Plan $199 x 48 Base
Matter ResolvedRequest
Adjourment
1848/26/2020 10:00 am20-16625 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,666.00
AS OF 8/19/20 (SF)

1. Objection filed by PennyMac Loan Services (Powers Kirn, LLC) - failure to pay arrears $24,100. (Debtor should be receiving loan mod package by 8/19/20 which should address objection. Motion to approve loan mod to be filed)

2. The plan proposes to pay $1550 to Kia Motor Finance. (FILED)

3. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: - 22c list IRS claim higher, than claim filed. There is disposable income $28.48, which would require minimum dividend $1,709 to gucs.
- Proof of income verifies higher. There is disposable income of $708.24.
(If you calculate co-debtor income based on net paid to date through April, her income would be $3052 leaving total disposable income of $361.37. If you average the 4 pay stubs provided and multiply by 2.16 you get $3399.63 leaving total disposable income of $708.24)

- 22c would also have disposable income.

Plan proposes $533 x 60 0%
Payments: 3/3
Matter ResolvedRequest
Adjourment
1858/26/2020 10:00 am20-16647 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,500.00
AS OF 8/19/2020 (at):

RECOMMEND: $300 x 60 BEGINNING 6/1/2020, 100% TO GUC'S
Need order resolving US Bank objection within 30 days of confirmation.

ure arrears of $2,206.83 (Per POC).
OTBS PAY . Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Certification of non filing for tax returns. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be di PAY PAY stributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $46,986.48 of non exempt equity in real property. Plan is 100%.
-Attorney disclosure has bio checked that balance of fees will NOT be paid through plan and plan has fee balance through the plan. Need an amended disclosure to correct fees through the Plan. (DISCLOSURE NOT AMENDED)
- must address arrears claim filed by Mtg co. Plan has unaffected.(RESOLVED)
-341 was done by written interrogatories. Need proof of identification and proof of social security number. (OK - BOTH RECEIVED)
-must file pre conf cert. (FILED)

Plan proposes: $300 x 60, 100% to guc's
Payments: 3/3


Matter ResolvedRequest
Adjourment
1868/26/2020 10:00 am20-16679 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,800.00
AS OF 8/19/2020 (at):

1. Need a modified plan. Loan mod plans cannot pay $0 to guc's.(will pay pro rata)

2. Objection filed by Wilmington Savings (Powers Kirn) - failure to cure arrears of $148,601.17 (Per POC)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need bank statements for American Express Serve Account for April 2020 and PNC Bank for March and April 2020. (RECEIVED)
- Amendments to Schedules to include 2000 Honda CR-V (SOLD - NO AMENDMENT NEEDED)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service for Motion Federal Credit Union, BridgeCrest Financial, GMAC, New Century Financial and Midland Funding, LLC (CERT OF SERVICE FILED)
- File pre-confirmation certification (NOT FILED)
- The dismissal of this case should trigger a one year bar to refiling.

Plan proposes: $560 x 60, $0 to guc's, loan mod within 6 months of confirmation
Payments: 3/3
Matter ResolvedRequest
Adjourment
1878/26/2020 10:00 am20-16716 / MBKVERA FEDOROFFConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $3,080.00
As of 8/19/20 (DS): Ok to confirm at $1,326 paid, $877 x 57 begin 9/1/20 Base with minimum $41,857.80 to gucs, due to 22c disposable income and a reserve $16,940.69 due to non-exempt equity of assets and add to confirming order Trustee standard order of distribution

As of 7/20/20 Debtor attorney requested adjournment to provide additional documents and resolve Trustee obj.

7/22/20 (DS): 1. Trustee obj to the following:
- 401(k) loan statement provided and is $11,362.51/60 months is $189.638, case is above median and will deduct difference from Line 41 would be $528.40.
- There is non-exempt equity on real property $15,369.19, bank acct $398.55 and JPMorgan Chase Asset $1,172.95 total $16,940.69.
- Need to add to confirming order Trustee standard order of distribution.
- 22c has disposable income Line 45 $89.52, also claim filed by IRS is less add back $38.65 and Line 34 list mortgage arrears $41.06 (plan list as outside, no arrears, add back and there would be disposable income $169.23, plus 401(k) loan is $189.38, not $717.78 and would require minimum dividend $10,153.80 to gucs.
- Proof of income verifies higher, there is disposable income $1,059.46, includes tax refund not listed on Sched I, plus loans will end during the plan, but case is 122c above median and will work up above median.

Prop Plan $442 x 60 Base
Note: Mortgage balance statement provided. Per $4,000 taken from funds Debtor withdrew funds to pay attorney fees.
Matter ResolvedRequest
Adjourment
1888/26/2020 10:00 am20-16905 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanContinued
9/9/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $0  

AS OF 8/21/20 (SF)

1. State of NJ filed priority claim 4-1 for $22 (OK TO PAY)

2. Modified plan proposes to pay Citadel Funding $43,574.06 but the Stay was vacated on 7/10/20. Secured claim 5-1 was filed on 8/6/20 with zero arrears. (MUST RESOLVE)

3. Motion to Impose Stay for all creditors Scheduled for 8/26/20 at 9

4. Ally Financial filed arrears claim 2-1 for $2322.61 (OK TO PAY?) - (MP JUST FILED AND DOES NOT ADDRESS ARREARS CLAIM)

5. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- proof of current mortgage payment for Albany property. (The stay is vacated for Citadel so they are not making this payment) - There is a notice of forbearance for period 6/1/20 thru 11/1/20)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: home maintenance $400; Mortgage payment for Albany property 1,650- needs proof.

- As of now income verifies much higher than scheduled and there are excess expenses & /or expenses that need verification.

- 122c is filled out with incorrect information as Rental income is understated .122c , line 9 $1600 needs proof of mtg payment. Line 20 $300 for education. needs proof. Line 23. $450 for optional telephone, needs proof. (PLAN WILL REQUIRE 100% TO GUCS)

- need domestic obligation form uploaded to 13 docs. (STILL NEED TO PROVIDE DSO FORMS)

- must file pre conf cert.

- Trustee standard order of distribution.

Plan proposes $150 x 60 Base
Payments: 2/3 Arrears: $662


RESOLVED ISSUES:
- Domestic Support Obligation information
- need proof of $340 for DSO on sch J
- A copy of the homeowner's insurance renewal declaration - update proof for Albany property if case is not confirmed on 7/28/20. (RECEIVED)
- M&T Bank filed arrears claim 3-1 for $319.62 (OK TO PAY?) MP FILED
Amendments to Schedules I to add contribution income.
- Need Amendment to Schedule D to add M & T Bank 2nd lien on property. (MOOT)
- need proof of rent payment for Bedminster pro
Matter ResolvedRequest
Adjourment
1898/26/2020 10:00 am20-17049 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $137.00  Total Paid In: $269.00
AS OF 8/18/2020 (at)

RECOMMEND: $132 PAID TO DATE, $137 x 57 BEGINNING 9/1/2020, BASE WITH A MINIMUM OF $3,000 TO GUC'S
Trustee shall pay Wells Fargo/Value City Furniture, POC #9 a secured claim in the amount of $754.63. The unsecured portion in the amount of $1,211.02 shall be paid pro rata with other general unsecured creditors pursuant to the terms of confirmation.

1. Wells Fargo filed a bifurcated claim #9 with secured arrears of $754.63 which is not in the plan. (Value City Furniture - is it ok to pay this claim?) - OKAY TO PAY

2. Trustee's objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of -$80.00.-
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $132 x 60, $3,000 to guc's
Payments: 1/3, arrears $264
Matter ResolvedRequest
Adjourment
1908/26/2020 10:00 am20-17627 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $150.00  Total Paid In: $2,888.00
updated 8/24/2020

modified plan filed scheduled for confirmation on September 23 - need an adjournment of this hearing

issues as of 8/18/2020

1) Trustee objection to confirmation - need to resolve
-need copy of homeowner's insurance renweal declaration if not confirmed by 8/12, policy provided expires 8/19/2020
-need proof of auto insurance
-the current plan does not specify treatment of US Dept of HUD under the plan
-Ally filed bifurcated claim - must be resolved - claim has arrears in the amount of $315.25 - either pay arrears or move against claim. Confirm that the unsecured claim will not be paid through plan (plan proposes 0% to gucs)

proposed plan $772x60 0% plan
paid in $1444
last claim 24-1
Matter ResolvedRequest
Adjourment
1918/26/2020 10:00 am20-17680 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 8/24/2020 (at):

1. Ally Capital filed a secured arrears claim #1 in the amount of $32.66 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Midland Mortgage (Gross Polowy) - failure to cure arrears of $4,787.55. Plan lists creditor as unaffected. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - cover letter with date, name and address of realtor or person who provided CMA. (NOT RECEIVED)
- Proof of 2 month's income - from Debtor with Uber/Lyft and P&L from business. (RECEIVED P&L - NOT UBER/LYFT INCOME)
- A copy of the last filed tax return - for 2019. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - (insurance expires 8/16/20) (RECEIVED)
- 2 months bank statements from all bank accts prior to filing date.
- A Modified Plan that list student loans outside.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Electric/heat/gas $730, Water/sewer/garbage $208, Tele/cell/internet/cable $615, Car payment $653 and Student loans $889 (not in plan as outside and requires proof of payments).
- 22c Line 22 takes $180 for additional healthcare expenses, Line 23 takes $250 for tele
services
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22c Line 22 takes $180 for additional healthcare expenses, Line 23 takes $250 for tele services, Line 45 has disposable income $1,006.83, add excess expenses and there would be disposable income $1,236.83 and would require minimum dividend $74,209.80 to gucs.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $13,860 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of student lo
Matter ResolvedRequest
Adjourment
1928/26/2020 10:00 am20-17758 / MBKBRIAN S THOMAS ESQConfirmation Hearing ScheduledContinued
10/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 docs in -& adj request uploaded- Needs date
Matter ResolvedRequest
Adjourment
1938/26/2020 10:00 am20-17766 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $4,336.00
As of 8/24/20 (DS): Debtor attorney requested adjournment pass bar date

As of 8/18/20 (DS): Recommend waiting pass bar date or confirm at $2,168 paid, $1,542 x 58 begin 9/1/20 100% to gucs

1. Trustee obj to the following:
- 22c has disposable income $2,256.19, which would require a minimum dividend $135,371.40 to gucs. BAR DATE IS 8/31/20, TOTAL UNSECURED CLAIMS TO DATE IS $25,579.72, UNSECURED CRAM AMOUNTS FROM VEHICLES.
- Income also verifies higher than scheduled plus debtor received annual bonus not included in income calculation.
- excess expenses on Schedule J such as: $595 tele/cell/internet; $727 health insurance (need proof of expense) and $200 water/sewer.

Prop Plan $1,084 x 60 $0
Note: Service on motions done.
Matter ResolvedRequest
Adjourment
1948/26/2020 10:00 am20-17794 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,583.00
as of 8/18/2020

ok to confirm at $638 paid to date, $661x58 begin 9/1/2020 which includes minimum $1,924.69 dividend to general unsecured creditors

proposed plan $630x60 minimum $1924.69 to gucs
paid in $638
arrears $662
last claim 13
Matter ResolvedRequest
Adjourment
1958/26/2020 10:00 am20-17816 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS of 8/15/20(mk):

1. Debtor has lease with Nissan for 2018 Pathfinder. NOT IN PLAN AT PART 6- Are You Rejecting this lease?
POC filed no arrears.

-2.Trustee Objection:
-need Proof of 2 month's income - July and August pay stubs.
-Per Schedules I and J, disposable income verifies higher at 3,820.
-need explanation for deposit of $61,835.66 into Bank of America Acct.#2870.
-need executed HUD-1 from sale of real estate 6 months ago and Certification
regarding what she did with the proceeds (paid the IRS $20,000).
-need copy of divorce decree/settlement agreement that shows marital residence was
to be transferred to ex-husband 4 years ago and proof of transfer.
-need pre conf cert.


Plan:743 X 60 BEG 8/20; BASE
2/2; last claim:15-1
bar date:9/2/20
Matter ResolvedRequest
Adjourment
1968/26/2020 10:00 am20-17839 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,000.00
Matter ResolvedRequest
Adjourment
1978/26/2020 10:00 am20-17989 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,500.00
AS OF 8/18/2020 (at):

RECOMMEND: $625 x 36 BEGINNING 7/1/2020, BASE
Need Pre-Confirmation Certification within 10 days of confirmation.
Need updated income from debtor by 2/28/2021.

Trustee's objection:
The debtor has insufficient income.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Excessive expenses per Schedule J: $450 food for 1 person; $250 pet food/supplies; $85 tobacco;
- File pre-confirmation certification (NOT FILED)

Plan proposes: $625 x 30, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1988/26/2020 10:00 am20-17999 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 8/18/20 (DS): Debtor attorney requested adjournment to pass bar date
Matter ResolvedRequest
Adjourment
1998/26/2020 10:00 am20-18091 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,000.00
updated 8/24/2020

ok to confirm at $250x60 begin 7/1/2020 base

issues as of 8/14/2020

1) Trustee objection to plan - need to resolve
-need a copy of the homeowners insurance renewal declaration - policy provided expired 7/31/2020 RESOLVED, PROVIDED RENEWAL
-amendment to schedules - amend Attorney Disclosure to provide that balance will be paid through plan THIS IS AN HOURLY CASE, IF ANY ADDITIONAL FEES AN ORDER WILL BE REQUIRED AND IT WILL SPECIFY IF ADDITIONAL FEES ARE PAID OUTSIDE OR THROUGH PLAN
2) Need to file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $250x60 base plan
paid in $500
last claim 9
Matter ResolvedRequest
Adjourment
2008/26/2020 10:00 am20-18096 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
10/20/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 8/18/20 (DS): Debtor attorney requested adjournment, 341 sched 9/17/20
Matter ResolvedRequest
Adjourment
2018/26/2020 10:00 am20-18397 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 3 required payments   Arrears: $0  
Total Paid In: $2,535.00
AS of 8/15/20(mk):Atty ok to terms

**NEED TO CONFIRM AT $615 PTD, THEN $640 X 35,BEGIN 9/1/20;BASE W/MIN TO GUCS $15,111 DUE TO NON EXEMPT EQUITY IN REAL & PERSONAL PROPERTY**

>Case is on 1 mo in. No mtg. POC yet. Total NE Equity in RE & auto is $15,111>>

--OR can adj. till after bar date to se what mtg POC is--

1.Trustee Objection:
-Verified income leaves monthly disposable income of $954.70.
-as of now,there is $13,285 in non exempt equity in RE(No POC Filed yet).
-there is $1,826 non exempt equity in Mitsubishi.(Total NE Equity $15,111)
-domestic support obligation form needs to be provided to the trustee(provided)

Plan:615 X 36 BEG 8/20; MIN $14,325.03.
1/1; last claim:2-1
bar date:9/17/20
Matter ResolvedRequest
Adjourment
2038/26/2020 1:00 pm19-29815 / MBKEdward Hanratty, Esq.Conference CallOrder to be SubmittedTotal Paid In: $1,190.00
TELE CONF RE MTN TO REDUCE BNYM CLM
Matter ResolvedRequest
Adjourment
2048/26/2020 2:00 pm18-10171 / MBKNICHOLAS FITZGERALD, ESQMotion CompensationGrantedTotal Paid In: $19,956.00
Matter ResolvedRequest
Adjourment
2058/26/2020 2:00 pm18-24596 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $13,292.00
Matter ResolvedRequest
Adjourment
2068/26/2020 2:00 pm19-12764 / MBKRYAN L GENTILEMotion Motion (Generic) - Only use if no other event is applicableMootTotal Paid In: $49,000.00
AMT: COURT DOCKET NOTED "INCORRECTD EVENT CODE USED/CORRECT AND REFILE<<<>>>

REGAL BANK MTN FOR FEES $2,82.70 (MASELLI WARREN)
Matter ResolvedRequest
Adjourment
2078/26/2020 2:00 pm19-16846 / MBKEric ClaymanMotion CompensationGrantedTotal Paid In: $5,501.00
Matter ResolvedRequest
Adjourment
2088/26/2020 2:00 pm19-18563 / MBKBrian Gregory HannonMotion CompensationGrantedTotal Paid In: $22,000.00
ok-ATT AGREES TO BUMP BASE UP FOR FEES edc
Matter ResolvedRequest
Adjourment
2098/26/2020 2:00 pm19-23712 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $14,234.00
Matter ResolvedRequest
Adjourment
2108/26/2020 2:00 pm19-33054 / MBKDONALD F CAMPBELL, JRMotion CompensationGrantedTotal Paid In: $1,113.00
trustee obj-fees of $18,000 are disproportionate - $100 payment will not pay fees if granted (sale will not yield enough after non-exempt)
Matter ResolvedRequest
Adjourment
2118/26/2020 2:00 pm20-16989 / MBKBrian Gregory HannonMotion CompensationGrantedTotal Paid In: $3,250.00
Matter ResolvedRequest
Adjourment
2128/26/2020 2:00 pm20-17063 / MBKBRUCE C TRUESDALE ESQOrder Show CauseWithdrawnTotal Paid In: $3,337.00
FILING FEES
Matter ResolvedRequest
Adjourment
2138/26/2020 2:00 pm20-19256 / MBKEUGENE ROTH, ESQOrder Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes