Judge Michael B. Kaplan
Hearing Date: 8/25/2021
Hearing Count: 231
Last Updated: 10-15-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
08/25/2021 8:30 am21-14626 / SLMMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
10/13/2021 8:30 am
Debtor has made 4 of 4 required payments   Arrears: $4.00  
AS OF 8/13/21 (SF)

1. The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Ryan Strotman filed personal injury claim 13-1 for $1.5 million dollars. This claim may be unliquidated.

2. Wells Fargo filed arrears claim 21-1 for $6934.02 which is not addressed in plan. (OK TO PAY?)

3. Trustee objection:
- Excessive expenses on Schedule J: $437 RV camper; $597 auto; $629 auto.
- Excessive deductions taken on 122C:
line 23: $314.60 optional telephone;
line 30: $73 additional food;
line 33d: $437.42 RV Camper
line 41: $1537.42 retirement deductions, need copies of loan statements
line 45 currently shows disposable income of $651.03 which requires minimum dividend of $39,062 to gucs.
- Disposable income per Schedules I and J verify at $1916.
- Need copies of bank statements for PNC Bank accounts ending in 6354, 6362, 6389 and Picatinny FCU savings and checking accounts for 60 days prior to filing.
- Need copy of pension loan statement for Debtor (DEBTOR PENSION LOAN EXPIRES IN 24 MONTHS.
ADDITIONAL $524.60 WILL BE AVAILABLE) and copy of loan payment statement deducted for Spouse (SPOUSE LOAN WILL EXPIRE IN 21 MONTHS AND ADDITIONAL $962.56 WILL BE AVAILABLE)
- Debtor has a pending lawsuit related to an auto accident that is not disclosed. Must amend schedules to include lawsuit.
- Must provide copy of Deed for residence (RECEIVED)

Plan proposes $126 x 60 Base
Payments: $250 received Arrears: $2

RESOLVED ISSUES:
- Greenberg's office has 1 payment in the amount of $117.50 which will be forwarded to our office.
- a copy of homeowner's insurance renewal declaration for residence (RECEIVED)
- current market analysis for Disney Timeshare
- Need copy of auto insurance declaration page for Chevy Silverado (RECEIVED) and 2016 Toyota Highlander. (Per Atty this car was totaled)
- File pre-confirmation certification (FILED)
- Must provide copy of Deed for residence (RECEIVED)
Matter ResolvedRequest
Adjourment
18/25/2021 9:00 am15-33762 / MBKKevin Fayette, EsqMotion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO PROCESS DISCHARGE
Matter ResolvedRequest
Adjourment
28/25/2021 9:00 am16-15436 / MBKAlan G. Cosner Motion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN/CERT OF DISCHARGE
Matter ResolvedRequest
Adjourment
38/25/2021 9:00 am16-22486 / MBKHENRY CHUDZIK, JR.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $22,950.00
DEBTOR ATTY REVIEW PYMT HISTORY FROM LENDER
Debtor obj<>SELECT PORTFOLIO /Chesterfield Way (MILSTEAD & ASSOC)
Matter ResolvedRequest
Adjourment
48/25/2021 9:00 am16-26765 / MBKSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/8/2021 9:00 am

ADJ to 9/8 for $1,019 to process

month 58

Debtor obj, made pymts<>ARREARS; FEASIBILITY DUE TO POST PETITION ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
58/25/2021 9:00 am16-28600 / MBKJOSEPH J ROGERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
MP on for 8/25/21****Honor Roll

Debtor obj, filing MP<>SV/NJ HOUSING
Matter ResolvedRequest
Adjourment
68/25/2021 9:00 am16-29178 / MBKJONATHAN GOLDSMITH-COHEN, ESQOrder Shorten TimeContinued
9/8/2021 9:00 am
Total Paid In: $34,720.00
ADJ to 9/8 for documents (dm)

Trustee OBJ
- The Trustee is entitled to all proceeds from the sale of the undisclosed real estate.
- The debtor has failed to provide any information with respect to the proposed sale.

OST - MOTION TO SELL CAMPBELL CT
Matter ResolvedRequest
Adjourment
78/25/2021 9:00 am16-32747 / MBKJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)Continued
10/13/2021 9:00 am
Total Paid In: $114,825.00
NATIONSTAR MTG/COOPER- Pebble Drive GA(McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
88/25/2021 9:00 am16-32747 / MBKJACQUELINE R ROCCI ESQCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $114,825.00
Debtor obj, requested forebearance extension<>NATIONSTAR/Huntsman Bend, GA (RAS)
Matter ResolvedRequest
Adjourment
98/25/2021 9:00 am16-33162 / MBKS DANIEL HUTCHISON ESQMotion Relief from Stay (Fee)Continued
9/22/2021 9:00 am
Total Paid In: $47,666.00
ADJ to 9/22 peremptory

Debtor obj; Actlien response; debtor response<>ACTLIEN HOLDING/ Redwood Court (GOLDENBERG, MACKLER)
Matter ResolvedRequest
Adjourment
108/25/2021 9:00 am17-12247 / MBKCANDYCE I SMITH-SKLAR, ESQMotion SellGrantedTotal Paid In: $14,728.00
202 PERRY ST
Matter ResolvedRequest
Adjourment
118/25/2021 9:00 am17-12247 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/22/2021 9:00 am
Total Paid In: $14,728.00
NEW MTN TO SELL 8/25 - ADJ TO 9/22 FOR CLOSING & HUD-1<<<>>>

***Per atty, waiting for buyer to return to US to complete the closing - ADJ to 7/28/21 Peremptory***

AMT: MTN TO SELL 3/2 - need executed HUD-1, adj to 5/4/21

Debtor obj, filing mtn to sell/new contract<>FAILED TO PROVIDE HUD-1 SETTLEMENT STATEMENT FROM SALE OF PERRY ST PPTY
Matter ResolvedRequest
Adjourment
128/25/2021 9:00 am17-21698 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $27,867.00
8/25/21 - Received copy of payment in the amount of $1200

Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
138/25/2021 9:00 am17-25537 / MBKScott J. Goldstein Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $19,672.00
Debtor obj<>BSI/Karen Court( Fein Such)
Matter ResolvedRequest
Adjourment
148/25/2021 9:00 am17-26486 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $10,092.00
AMT: $9,677 PTD (48); $206 X12 BEG 9/1/21 (ATTY OK)<<<>>>

Debtor obj, will be current<> ARREARS
Matter ResolvedRequest
Adjourment
158/25/2021 9:00 am17-29926 / MBKPETER J BROEGE ESQMotion Relief from Stay (Fee)Continued
9/22/2021 9:00 am
Total Paid In: $32,711.00
Debtor obj<>TOWD POINT MASTER FUNDING/ Digger St (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
168/25/2021 9:00 am17-30091 / MBKJOHN ZIMNIS, ESQMotion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $14,925.00
MTN FOR PENSION LOAN/NUNC PRO TUNC
-$2400 taken out from pension OK EDC
Matter ResolvedRequest
Adjourment
178/25/2021 9:00 am17-30091 / MBKJOHN ZIMNIS, ESQCreditor Certification of DefaultGrantedTotal Paid In: $14,925.00
Debtor obj<> NJ HOUSING/Home Ave (Powers)
Matter ResolvedRequest
Adjourment
188/25/2021 9:00 am17-33781 / MBKPETER J BROEGE ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $37,232.00
Debtor obj<>SN SERVICING/US BANK TRUST/Van Zile Rd (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
198/25/2021 9:00 am17-33832 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $22,400.00
8/16 AMT: TR ORDER - $21,890 PTD (45); $510 X 15 BEGINNING 9/1/21 (email to atty)<<>>
ARREARS
Matter ResolvedRequest
Adjourment
208/25/2021 9:00 am18-14398 / MBKSTEVEN N. TAIEB, ESQ.Creditor Certification of DefaultWithdrawnTotal Paid In: $11,280.00
Debtor obj<> NATIONSTAR/Syrina St ( RAS)
Matter ResolvedRequest
Adjourment
218/25/2021 9:00 am18-16575 / MBKYAKOV RUDIKHTrustee Certification of DefaultTrustee OrderTotal Paid In: $6,122.00
AMT: $ 5,800 PTD (40); $ 161 X 20 BEG 9/1/21 (ATTY OK)<<<>>>

Debtor obj, can make pymts<> ARREARS
Matter ResolvedRequest
Adjourment
228/25/2021 9:00 am18-22372 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel DischargeGranted
MTN TO CANCEL MTG/SOVEREIGN BANK-SANTANDER
Matter ResolvedRequest
Adjourment
238/25/2021 9:00 am18-22471 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $10,892.00
MTN TO ALLOW DEBTOR TO PAY OFF PLAN AND OBTAIN DISCHARGE
Matter ResolvedRequest
Adjourment
248/25/2021 9:00 am18-23071 / MBKVERA FEDOROFFMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $23,546.00
***Trustee Order: $17,520.64 Ptd, $5,000 by 8/31/21, then $818 x 22 starting 9/1/21***

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
258/25/2021 9:00 am18-23909 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $24,285.00
AMT: $23,131 PTD (36); $ 775 (Aug); $898 x 23 beg 9/1/21 (atty ok)<<<>>>

Debtor obj, can pay $775 and requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
268/25/2021 9:00 am18-24930 / MBKSTACEY L MULLEN, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
9/22/2021 9:00 am
Total Paid In: $29,460.00
resolved- paying 100% from proceeds OTBS EDC

Trustee objection

MTN TO RELEASE PI PROCEEDS ($51,000 TO TRUSTEE)
Matter ResolvedRequest
Adjourment
278/25/2021 9:00 am18-26126 / MBKJoseph Casello, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $461,575.00
Debtor obj<>TD BANK / Grand Ave(SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
288/25/2021 9:00 am18-26130 / MBKJoseph Casello, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)GrantedTotal Paid In: $16,500.00
1920 OCEAN AV, UNIT 3
100% case
Matter ResolvedRequest
Adjourment
298/25/2021 9:00 am18-27111 / MBKMARK A STEINBERG ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)DeniedTotal Paid In: $61,451.00
ADJ to 8/25/21 for debtor to drop off funds to atty (dm)

trustee objection--$8786 in arrears after applying the $4400
Matter ResolvedRequest
Adjourment
308/25/2021 9:00 am18-30178 / MBKHERBERT B RAYMOND ESQTrustee Certification of DefaultContinued
9/8/2021 9:00 am
Total Paid In: $15,912.00
HELD WITH MOD PLAN
AMT; MP 8/25<<<>>>Needs Resolution

Payment received 7/26/21 - Adj Request reprocessed to 8/25/21
Adj Request denied due to last payment received in May

June is the last month of the Trial Mod - MOTION TO APPROVE LOAN MOD FILED, BUT LAST TRUSTEE PAYMENT RECEIVED IN MAY (dm)

Debtor obj, LM approved, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
318/25/2021 9:00 am18-30186 / MBKBRUCE C TRUESDALE ESQTrustee Certification of DefaultContinued
9/22/2021 9:00 am


to anita for review

ADJ to 8/25/21 to pay off the case
Debtor obj, atty has $2,400 in trust acct; will pay bal<>ARREARS
Matter ResolvedRequest
Adjourment
328/25/2021 9:00 am18-30379 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $10,800.00
Debtor obj<>MIDFIRST BANK/South Concourse (KML)
Matter ResolvedRequest
Adjourment
338/25/2021 9:00 am18-30947 / MBKSTEPHANIE SHRETER, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $3,800.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<<>>


Debtor obj, can pay $200<> ARREARS
Matter ResolvedRequest
Adjourment
348/25/2021 9:00 am18-31095 / MBKJOSEPH W COIRO ESQMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $32,664.00
MIDFIRST BANK/Marigold La (KML)
Matter ResolvedRequest
Adjourment
358/25/2021 9:00 am18-33732 / MBKGEORGETTE MILLERMotion Relief from Stay (Fee)GrantedTotal Paid In: $7,480.00
ACAR LEASING/2018 Cadillac (MORTON)
Matter ResolvedRequest
Adjourment
368/25/2021 9:00 am18-33872 / MBKCARLOS D. MARTINEZ, ESQ.Trustee Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $34,685.00
AMT: MP 8/25<<>>MP was ADJ to 9/22/21***NEEDS TO APPEAR TO REQAUEST ADJ OF TR MTN***<<>>

**ADJ to 5/26/21 for proof of payment and the filing of a MP***

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
378/25/2021 9:00 am18-35381 / MBKSCOTT E. TANNE, PC.Motion Relief from Stay (Fee)GrantedTotal Paid In: $53,106.00
ACAR LEASING/2018 GMC Terrain expired lease, vehicle has been returned (MORTON)
Matter ResolvedRequest
Adjourment
388/25/2021 9:00 am19-10199 / MBKJAVIER L. MERINO, ESQ.Motion Relief from Co-Debtor StayContinued
9/22/2021 9:00 am
Total Paid In: $27,345.00
ALLY CAPITAL/2014 F-150 (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
398/25/2021 9:00 am19-10281 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultDismissedTotal Paid In: $8,949.00
MP 8/25-*** RECOMMEND DENIED***<<>>

Trustee obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
408/25/2021 9:00 am19-12252 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Relief from Stay (Fee)Continued
9/22/2021 9:00 am
Total Paid In: $52,395.00
Debtor obj<>LOANCARE / Locust Ave (McCABE, WEISBERG & CONWAY)
Matter ResolvedRequest
Adjourment
418/25/2021 9:00 am19-12763 / MBKCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $11,065.00
ADJ to 9/22 to set up conduit payments

ADJ to 8/25/21 - AR to speak with Laura Egerman & Candyce about conduit payment (dm)

Debtor obj<> PHH/Woodland St (RAS)
Matter ResolvedRequest
Adjourment
428/25/2021 9:00 am19-14323 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $15,231.00
***Trustee Order: $15,231 ptd, then $796 x 55 starting 9/1/21, debtor shall sign up for eWage within 10 days***

8/10/21 - another email to SF with a copy of an additional $300 sent
8/5/21 - email sent to SF with a copy of two money orders totaling $800

7/13/21 (sf) copy of TFS payment attached in the amount of $800.--AS IF 8/3 WE STILL DO NOT HAVE THAT PAYMENT. LAST PAYMENT IN MARCH

Debtor obj, made $804 pymt and will be current prior to haring<> ARREARS
Matter ResolvedRequest
Adjourment
438/25/2021 9:00 am19-15261 / MBKMITCHELL L CHAMBERS, JRMotion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $8,060.00
LOSS MIT
Matter ResolvedRequest
Adjourment
448/25/2021 9:00 am19-15833 / MBKADAM SCHNEIDER, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $39,832.00
Debtor obj<> NEWREZ/SHELLPOINT/ West 2nd Street (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
458/25/2021 9:00 am19-16160 / MBKKirsten B. Ennis Creditor Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $28,050.00
8/19/21 - ADJ to 9/22/21 on condition that Trustee is involved in any proposed consent order (dm)

Trustee Response - conduit request
Debtor obj<> SELENE FINANCE/Hadlar Drive (ras)
Matter ResolvedRequest
Adjourment
468/25/2021 9:00 am19-16884 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $30,030.00
AMT:MP 8/25<<<>>confirmed

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
478/25/2021 9:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $15,302.00
Trustee obj<>FEE APPLICATION
Matter ResolvedRequest
Adjourment
488/25/2021 9:00 am19-18507 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Continued
9/22/2021 9:00 am
Total Paid In: $6,738.00
8/19/21 - ADJ to 9/22/21 with AR to be involved with any proposed consent order to address feasibility using conduit payments (dm)

Debtor obj; Trustee response<>USAA FEDERAL SAVINGS BANK (LOGS)
Matter ResolvedRequest
Adjourment
498/25/2021 9:00 am19-19101 / MBKJustin M. Gillman, Esq.Motion to Approve Loan ModificationOrder Previously SubmittedTotal Paid In: $6,005.00
US BANK obj ( pARKER mCcAY)<> MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
508/25/2021 9:00 am19-19333 / MBKNICHOLAS FITZGERALD, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $5,801.00
Debtor obj<> AMERICREDIT/2012 Odyssey (Morton)
Matter ResolvedRequest
Adjourment
518/25/2021 9:00 am19-19333 / MBKNICHOLAS FITZGERALD, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $5,801.00
***Trustee Order: $5,801 Ptd, then $699 x 12 starting 9/1/21***

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
528/25/2021 9:00 am19-20391 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToDenied
PER CHAMBERS OPINION TO BE ENTERED
ADJ to 8/11/21 for MBK to rule on the papers if not resolved

TD Bank obj/brief (Schiller Knapp); debtor response<>MTN OBJECTING TO TD BANK PAYMENT CHANGE
Matter ResolvedRequest
Adjourment
538/25/2021 9:00 am19-20391 / MBKEdward Hanratty, Esq.Trustee Certification of DefaultContinued
9/22/2021 9:00 am

AMT: MP 8/25***NEEDS RESOLUTION***<<<>>>

debtor obj<> ARREARS $8400 (7 payments)
Matter ResolvedRequest
Adjourment
548/25/2021 9:00 am19-21279 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/22/2021 9:00 am
Total Paid In: $18,668.00
Debtor obj, LM approved/will reinstate stay<>SV/DEUTSCHE BANK
Matter ResolvedRequest
Adjourment
558/25/2021 9:00 am19-21526 / MBKCANDYCE I SMITH-SKLAR, ESQNotice of Request for Loss MitigationGrantedTotal Paid In: $8,560.00
REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
568/25/2021 9:00 am19-21731 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $21,151.00
Debtor obj<>CREDITOR MIDFIRST BANK / Chatham Square (GROSS POLOWY)
Matter ResolvedRequest
Adjourment
578/25/2021 9:00 am19-21795 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/13/2021 9:00 am
Total Paid In: $9,797.00
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
588/25/2021 9:00 am19-21795 / MBKSTEPHANIE RITIGSTEINCreditor Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $9,797.00
Debtor obj<>UNITED AUTO/2014 Chysler 300 (Bernstein-Burkley)
Matter ResolvedRequest
Adjourment
598/25/2021 9:00 am19-25048 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $13,650.00
AMT: $12,978.50 PTD(24); $671 X 36 BEG 9/1/21 (ATTY OK)<<<>>>

Debtor obj, can make pymts<> ARREARS

Trustee Cert of Default
Matter ResolvedRequest
Adjourment
608/25/2021 9:00 am19-25595 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $2,743.00
AMT: MP 8/25 ******HONOR ROLL***<<>>

LAST PAYMENT RECEIVED IN JANUARY

Debtor obj, filing MP (covid)<> ARREARS
Matter ResolvedRequest
Adjourment
618/25/2021 9:00 am19-26829 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $12,238.00
AR DEBTOR CONSENTS TO CONDUIT

Debtor obj<> TOWNE MTG/Inwood Place (Fein, Such)
Matter ResolvedRequest
Adjourment
628/25/2021 9:00 am19-26829 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $12,238.00
AMT: mp 8/25<<<>>>Needs Resolution

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
638/25/2021 9:00 am19-27366 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)GrantedTotal Paid In: $13,602.00
FORD MOTOR/2018 Ford Escape (MORTON)
Matter ResolvedRequest
Adjourment
648/25/2021 9:00 am19-27823 / MBKDONALD C GOINS, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW PAYMENT OF LATE FILED CLM/REGIONAL ACCEPTANCE CORP (GOINS & GOINS)
Matter ResolvedRequest
Adjourment
658/25/2021 9:00 am19-27954 / MBKEdward Hanratty, Esq.Motion EnforceGrantedTotal Paid In: $8,309.00
DEBTOR'S MTN TO ENFORCE 2004 EXAM TO HESAA
Matter ResolvedRequest
Adjourment
668/25/2021 9:00 am19-28977 / MBKMOSHE ROTHENBERG, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $41,112.00
***Recap: $36,958 Ptd, then $2,077 x 38 starting 9/1/21***
Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
678/25/2021 9:00 am19-29731 / MBKAllen I. Gorski, Esq.Motion to SeverOrder to be SubmittedTotal Paid In: $18,188.00
CO-DEBTOR, SHANNON, MTG TO SEVER AND CONVERT TO CH 7 (Straffi)

-divorcing and co-debtor wants to be in a 7-does not want to save RE<<>>

AMT: DEED FROM SHANNON TO DAVID ATTACHED

Matter ResolvedRequest
Adjourment
688/25/2021 9:00 am19-29773 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $38,477.00
Debtor obj<> COMMUNITY LOAN SVS/ Eastwod Ave (Schiller Knapp)
Matter ResolvedRequest
Adjourment
698/25/2021 9:00 am19-30278 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $3,813.00
AMERICAN HONDA/2016 Accord (MORTON)
Matter ResolvedRequest
Adjourment
708/25/2021 9:00 am19-30287 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $63,092.00
Debtor obj<>SELECT PORTFOLIO/Belle Terre Drive (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
718/25/2021 9:00 am19-31402 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $16,445.00
Educational Credit Mngmt obj (Kenneth Baum, Esq); Debtor reply<>MTN TO REDUCE EFS #5 TO $0
Matter ResolvedRequest
Adjourment
728/25/2021 9:00 am19-31402 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $16,445.00
Educational Credit Mngmt obj (Kenneth Baum, Esq); Debtor reply<>MTN TO EXPUNGE NAVIENT CLM #6 TO $0
Matter ResolvedRequest
Adjourment
738/25/2021 9:00 am19-31639 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $19,446.00
Debtor obj<>LAKEVIEW LOAN/ Liberty Ave(KML)
Matter ResolvedRequest
Adjourment
748/25/2021 9:00 am19-32814 / MBKSEYMOUR WASSERSTRUM, ESQTrustee Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $13,498.00
AMT: MP 8/11 Confirmed but should ADJ into Sept to see if 1st payment is made (dm)

Debtor obj, filed MP<> ARREARS
Matter ResolvedRequest
Adjourment
758/25/2021 9:00 am19-33318 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $32,149.00
Debtor obj<>PHH MTG (ROBERTSTON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
768/25/2021 9:00 am19-33677 / MBKS DANIEL HUTCHISON ESQMotion Motion (Generic) - Only use if no other event is applicableOrder Previously SubmittedTotal Paid In: $10,756.00
ORDER SUBMITTED - DEBTOR WILL NEED TO MOVE AGAINST THE CLAIM IF IT IS NOT AMENDED WITHIN 30 DAYS PER THE PROPOSED ORDER (dm)

Trustee obj<>failure to include disposition of lienholder in the order

MTN TO ALLOW AUTO INSURANCE CARRIER TO PAY PROCEEDS TO LIENHOLDER ONE MAIN FINC IN FULL

Proposed order does nothing ... will need another motion to modify the claim ... email sent to Atty on 7/2/21 (dm)
Matter ResolvedRequest
Adjourment
778/25/2021 9:00 am20-10054 / MBKDemetrius J. Parrish Jr.Trustee Certification of DefaultContinued
10/13/2021 9:00 am
Total Paid In: $33,763.00
HELD WITH MOD PLAN
MP 8/25/21 (dm)--recommend denial EDC

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
788/25/2021 9:00 am20-10157 / MBKJOHN ZIMNIS, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $4,315.00
Debtor obj<> CALIBER HOMES/Abernety Drive ( Kelly & E)
Matter ResolvedRequest
Adjourment
798/25/2021 9:00 am20-10157 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultDismissedTotal Paid In: $4,315.00
NA
Debtor obj, proposes to pay<>ARREARS
Matter ResolvedRequest
Adjourment
808/25/2021 9:00 am20-10160 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,870.00
7/20 AMT: MP8/25 <<>>Honor Roll


Debtor obj, mailed $1500, filing MP to remove LM<>FAILED TO LM BY 4/1/21; ARREARS
Matter ResolvedRequest
Adjourment
818/25/2021 9:00 am20-10194 / MBKTHOMAS M MONAHAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $13,186.00
ADJ to 8/11/21 - email sent to atty on 7/28/21 (dm)
Debtor obj<>SV/COMMUNITY LOAN; ARREARS
Matter ResolvedRequest
Adjourment
828/25/2021 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/22/2021 9:00 am
Total Paid In: $63,885.00
Debtor obj<>FEASIBILITY/US BANK #4-3 HIGHER THAN PROPOSED IN PLAN
Matter ResolvedRequest
Adjourment
838/25/2021 9:00 am20-10398 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,000.00
ACAR LEASING/ 2018 Chevy Traverse (MORTON)
Matter ResolvedRequest
Adjourment
848/25/2021 9:00 am20-10398 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,000.00
SANTANDER CONSUMER / 2018 Grand Cherokee (MORTON)
Matter ResolvedRequest
Adjourment
858/25/2021 9:00 am20-11504 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $13,832.00
Debtor obj<> CARRINGTON MTG/Dittmar Drive (Fein Such)
Matter ResolvedRequest
Adjourment
868/25/2021 9:00 am20-11553 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/10/2021 9:00 am
Total Paid In: $55,479.00
DEBTORWILL FILE MOD PLAN
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
878/25/2021 9:00 am20-11786 / MBKSTEPHANIE RITIGSTEINCreditor Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $13,600.00
Debtor obj<> PHH/Grissom Ave (RAS)
Matter ResolvedRequest
Adjourment
888/25/2021 9:00 am20-12251 / MBKDONALD C GOINS, ESQMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $4,104.00
MIDFIRST BANK / Tennyon Lane (KML)
Matter ResolvedRequest
Adjourment
898/25/2021 9:00 am20-14697 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultContinued
9/22/2021 9:00 am
Total Paid In: $5,258.00
AMT: MP 9/22 ***NEEDS TO APPEAR TO REQUEST ADJ OF TR DEF CERT***<<<>>>

Debtor obj, will cure arrears<> ARREARS
Matter ResolvedRequest
Adjourment
908/25/2021 9:00 am20-14738 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $20,147.00
Debtor obj<> WILMINGTON SVG/Gooe Creek Rd(Powers Kirn)
Matter ResolvedRequest
Adjourment
918/25/2021 9:00 am20-16556 / MBKMARCIA Y. PHILLIPSMotion Relief from Stay (Fee)GrantedTotal Paid In: $30,100.00
ACAR LEASING/ 2018Chevy Equinox (MORTON)
Matter ResolvedRequest
Adjourment
928/25/2021 9:00 am20-16596 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/22/2021 9:00 am
Total Paid In: $19,657.00
Debtor obj<> FEASIBILITY; FAILED TO COMPLY WITH CONF PROVISION TO PROVIDE UPDATED POI FOR NON-FIILNG SPOUSE BY 2/1/21 (uploaded bank statement showing unemployment income for non-debtor spouse)
Matter ResolvedRequest
Adjourment
938/25/2021 9:00 am20-16962 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Continued
9/8/2021 9:00 am
Total Paid In: $6,450.00
Debtor obj<>NEWREZ/SHELLPOINT/ Rutgers Terrace (PINCUS LAW)
Matter ResolvedRequest
Adjourment
948/25/2021 9:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQMotion SellGrantedTotal Paid In: $3,900.00
70 CLARK ST
Matter ResolvedRequest
Adjourment
958/25/2021 9:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQMotion SellGrantedTotal Paid In: $3,900.00
68 CLARK ST
Matter ResolvedRequest
Adjourment
968/25/2021 9:00 am20-18523 / MBKEdward Hanratty, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $51,780.00
LOSS MIT/WILMINGTON SAVINGS
Matter ResolvedRequest
Adjourment
978/25/2021 9:00 am20-19152 / MBKBrian F. O'Malley Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,808.00
- motion to reimpose stay pending
Debtor obj<>SV/SANTANDER
Matter ResolvedRequest
Adjourment
988/25/2021 9:00 am20-19152 / MBKBrian F. O'Malley Motion Reinstate StayOrder to be SubmittedTotal Paid In: $10,808.00
OST - MTN TO REIMPOSE STAY
Matter ResolvedRequest
Adjourment
1008/25/2021 9:00 am20-20319 / MBKDaniel Straffi, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $7,900.00
MTN TO ALLOW LATE FILED CLM/STATE OF NJ DIV OF TAXATION (STRAFFI)
Matter ResolvedRequest
Adjourment
1018/25/2021 9:00 am20-20799 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $6,301.00
LYNX ASSET SERVICES/W. Third St (MICHAEL ALFIERI)
Matter ResolvedRequest
Adjourment
1028/25/2021 9:00 am20-20976 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $4,128.00
AMT: $3,128.09 PTD (11); $ 520 X 49 BEG 9/1/21 (ATTY OK)<<<>>>


Debtor obj, can make pymts<> ARREARS
Matter ResolvedRequest
Adjourment
1038/25/2021 9:00 am20-21724 / MBKADRIAN JOHNSONMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,164.00
TOYOTA/2018 Toyota (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
1048/25/2021 9:00 am20-23241 / MBKPETER E ZIMNIS, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $4,862.00
MTN TO FILE Late POC/US BANK
Matter ResolvedRequest
Adjourment
1058/25/2021 9:00 am21-10172 / MBKEdward Nathan VaismanMotion Relief from Stay (Fee)Granted
CENLAR/Pacific Street (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
1068/25/2021 9:00 am21-10670 / MBKCAMILLE J KASSARMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,510.00
US BANK-CUST TOWER/US Bank-Cust Tower (PELLEGRINO & FELDSTEIN)
Matter ResolvedRequest
Adjourment
1078/25/2021 9:00 am21-10976 / MBKCarrie J. Boyle, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramDeniedTotal Paid In: $5,337.00
DENIED BY MBK

OST/ Deutsche obj (KML)<>MTN FOR LOSS MIT OUT OF TIME
Matter ResolvedRequest
Adjourment
1088/25/2021 9:00 am21-11287 / MBKFRANCIS P CULLARI, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $9,520.00
LAKEVIEW LOAN/Birmingham Dr (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1098/25/2021 9:00 am21-11809 / MBKSTEPHANIE RITIGSTEINObjection to Debtor's claim of ExemptionsMootTotal Paid In: $4,875.00
MOOT - CASE CONFIRMED WITH MINIMUM DIVIDEND
TRUSTEE OBJ TO EXEMPTIONS
Matter ResolvedRequest
Adjourment
1108/25/2021 9:00 am21-12114 / MBKKARINA PIA LUCID, ESQ.Objection to Amended Schedule CTrustee OrderTotal Paid In: $17,800.00
trustee filed objection to amended sch C:
--The trustee objects to the amended schedule C only if the debtor is requesting that the
determined equity amount at time of confirmation be altered. The determination of equity
at confirmation is res judicata.
Matter ResolvedRequest
Adjourment
1118/25/2021 9:00 am21-14581 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Avoid LienGrantedTotal Paid In: $800.00
MTN TO AVOID LIEN/NJM
Matter ResolvedRequest
Adjourment
1128/25/2021 9:00 am21-14999 / MBKBrian F. O'Malley Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Granted - Conf set for 9/22/21
Trustee Obj
Matter ResolvedRequest
Adjourment
1138/25/2021 9:00 am21-15214 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $972.00
Debtor obj<>FORD MOTOR/2018 Explorer (MORTON)
Matter ResolvedRequest
Adjourment
1148/25/2021 9:00 am21-15340 / MBKJ. Todd MurphyMotion Reinstate StayContinued
9/8/2021 9:00 am

NJ Housing obj (Pluese)<>MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
1158/25/2021 9:00 am21-15875 / MBKRUSSELL L LOW, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY TO ALL CREDITORS
Matter ResolvedRequest
Adjourment
1168/25/2021 9:00 am21-15994 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY TO ALL CRED
Matter ResolvedRequest
Adjourment
1178/25/2021 9:00 am21-16000 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY TO ALL CREDS
Matter ResolvedRequest
Adjourment
1188/25/2021 9:00 am21-16137 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Extend TimeGranted
MTN TO EXTEND STAY TO SECURED AND UNSECURED
Matter ResolvedRequest
Adjourment
1198/25/2021 9:00 am21-16172 / MBKPAUL H YOUNGMotion to Extend StayGranted
OST - Extend Stay
Matter ResolvedRequest
Adjourment
1208/25/2021 9:00 am21-16202 / MBKANDRE L KYDALA ESQMotion Impose Automatic StayGranted
MTN TO CONTINE STAY
Matter ResolvedRequest
Adjourment
1218/25/2021 10:00 am16-22486 / MBKHENRY CHUDZIK, JR.Confirmation Hearing on Modified PlanConfirmedDebtor has made 25 of 64 required payments   Arrears: $0  
Total Paid In: $22,950.00
issues as of 8/23/2021 (JMA)

ok to confirm at $21,125.70 paid to date, $912x22 begin 9/1/2021 base plan

issues as of 8/17/2021 (JMA)

1) Select Portfolio Servicing Inc (Milstead) motion relief schedule 8/25/2021 - need outcome of motion to make recommendation on the modified plan PER ATTY RESOLVED OTBS POST PETITION ARREARS TO BE PAID THROUGH MODIFIED PLAN, REQUESTED EXACT AMOUNT OF POST PETITION ARREARS TO BE PAID - $18,893.87


proposed plan $850x23 begin 8/1/2021 base plan
paid in $21,125.70
extended plan to 84 months with 22 months remaining
Matter ResolvedRequest
Adjourment
1228/25/2021 10:00 am16-28600 / MBKJOSEPH J ROGERS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 71 of 61 required payments   Arrears: $0  

AS OF 8/19/21 (SF)


RECOMMEND $38,192 PTD, $540 X 1 (BEGIN 9/1/21) 100% PLAN
- STANDARD TRUSTEE ORDER OF DISTRIBUTION

1. Trustee motion to dismiss scheduled for 8/25 @ 9
(WITHDRAWN)

MP proposes $540 x 3 100%
Plan has run 59 months with 1 month remaining


Matter ResolvedRequest
Adjourment
1238/25/2021 10:00 am16-33162 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing on Modified PlanContinued
9/22/2021 10:00 am
Debtor has made 49 of 58 required payments   Arrears: $970.00  Total Paid In: $47,666.00
Debtor attorney requested adjournment to resolve all issues

As of 8/23/21 (DS): 1. ISSUES BELOW STILL NOT RESOLVED. MOD PLAN WAS FILED, BUT STILL ISSUES WITH MOD PLAN AND OBJ NOT RESOLVED.
- DEBTOR ATTORNEY EMAILED TO INFORM US BANK FOR ACTLIEN PURCHASED TAX LIEN BY US BANK FOR TOWER DBW TAX LIEN, THAT STAY RELIEF SHOULD NO LONGER BE IN AFFECT. STAY RELIEF STILL NEEDS TO BE REINSTATED OR ALL SECURED LIENS NEED TO BE TREATED OUTSIDE PER STAY RELIEF. MOTION TO REINSTATE FILED 8/20/21, SCHED 9/22/21, MUST SUBMIT CONF ADJ, EMAILED DEBTOR ATTY TO INFORM.
- MFR filed by Actlien Holdings rescheduled 8/25/21, must be resolved.
- US Bank cust for Tower DBW have stay relief 2/2/21, plan list to pay. Must reinstate stay. MOTION FILED 8/20/21
- Plan list Mount Holly MUA $2,024.61, no claim filed. LATE CLAIM FILED, MUST FILE MOTION TO ALLOW TRUSTEE TO PAY LATE FILED CLAIM, EMAILED ATTORNEY AND INFORMED SAME.
- No claims filed or consent orders entered for 3 debts for US Bank cust for Actlien Holdings $7,836.49, $3,381.91 and $16,841.85. EMAILED DEBTOR ATTORNEY TO ADVISE THE EXACT PAYMENTS WILL BE PAID AND AMENDED CLAIM IF PAYING ALL DEBTS AS ONE CLAIM OR CONSENT ORDER TO PAY THE AMOUNT OWED AND CONTINUE TO PAY THE PREVIOUS CLAIMS.
- Actlien (GOLDENBERG, MACKLER, SAYEGH, MINTZ, PFEFFER, BONCHI & GILL) obj to plan. OBJ WAS TO PREVIOUS PLAN FILED, NO OBJECTION FILED TO RECENT MOD PLAN.

As of 7/23/21 (DS): Debtor attorney requested adjournment, mod plan filed 7/23/21

7/28/21 (DS): 1. BELOW ISSUES STILL REMAIN UNRESOLVED. NO MOD PLAN FILED AND OBJECTIONS STILL NOT RESOLVED.

2. MFR filed by Actlien Holdings rescheduled 8/25/21, must be resolved.

3. DEBTOR ATTORNEY EMAILED TO INFORM THAT US BANK FOR ACTLIEN PURCHASED TAX LIEN BY US BANK FOR TOWER DBW TAX LIEN, THAT STAY RELIEF SHOULD NO LONGER BE IN AFFECT. STAY RELIEF STILL NEEDS TO BE REINSTATED OR ALL SECURED LIENS NEED TO BE TREATED OUTSIDE PER STAY RELIEF

As of 7/12/21 Debtor attorney requested adjournment, attorney on vaca
Matter ResolvedRequest
Adjourment
1248/25/2021 10:00 am17-18957 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 18 of 53 required payments   Arrears: $462.00  Total Paid In: $18,022.00
8/19/21 - NewRez Obj withdrawn (dm)

ISSUES AS OF 8/18/2021 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $16,500 PTD, $492 BY 8/25/21, THEN $992 x 9 STARTING 9/1/21, BASE PLAN, PART 8d OF THE MP IS AMENDED TO ALLOW PAYMENT OF POST-PETITION CLAIMS***

1) MP proposes payment of post-petition arrears , however Part 8d does not permit payment of post-petition claims (ADD TO ORDER).


Confirm Case: $9,100 Ptd, $200 x 43 start 11/1/18, Base
Prop. MP: $16,000 Ptd, $992 x 10 start 8/1/21, Base
PTD = $16,500
Last Claim (7-3) dated 8/5/21
Matter ResolvedRequest
Adjourment
1258/25/2021 10:00 am18-16694 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 33 of 42 required payments   Arrears: $1,184.00  Total Paid In: $19,500.00
updated 8/20/2021 (JMA)
as of 8/17/2021 (JMA)

ok to confirm at $19,500 paid to date, $592x10 begin 9/1/2021 100% plan
-student loans now paid OUTSIDE of the plan
-need order to pay supplemental attorney fees through plan

proposed plan $500x50 begin 5/1/2018 100% plan with balance of student loans outside to now be paid outside the plan
paid in $19,500
arrears $500
extended to 50 month total plan with 10 months to go
Matter ResolvedRequest
Adjourment
1268/25/2021 10:00 am18-25055 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 29 of 39 required payments   Arrears: $429.00  Total Paid In: $12,413.00
ISSUES AS OF 8/18/2021 (DM): - Atty ok with terms.sf

***Debtor missed the July payment under the Modified Plan. TRUSTEE RECOMMENDS CONFIRMATION AT $12,008 PTD, THEN $405 x 23 STARTING 9/1/21, BASE PLAN***


Confirm Case: $1,868 Ptd, $372 x 52 start 4/1/19, 0% Plan
Prop. MP: Ptd, $388 x 25 start 7/1/21, Base
PTD = $12,008
Last Claim (1-3) dated 2/28/19
Matter ResolvedRequest
Adjourment
1278/25/2021 10:00 am18-30178 / MBKHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanContinued
9/8/2021 10:00 am
Debtor has made 40 of 36 required payments   Arrears: $800.00  Total Paid In: $15,912.00
AR DEBTOR OBJ TO CURE TR ARREARS IN MOD PLAN

8/6 workup for the 8/25 calendar EDC

-LM granted
Trustee objection-3062 in arrears needs to be paid.

Would need $425 x 8 additional months. Can CONF at $400 x 2 beg 9/1/21 then $445 x 8 beg 11/1/21 ($3062 trustee arrears to be paid in last 8 months)-LM granted





Proposes $15512 PTD; $400 X 3; BASE
Matter ResolvedRequest
Adjourment
1288/25/2021 10:00 am18-32211 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 77 of 35 required payments   Arrears: $200.00  Total Paid In: $15,325.00
As of 8/16/21 (DS): Ok to confirm at $15,125 paid, $200 x 10 begin 9/1/21, $1,120 x 41 begin 7/1/22; 100% to gucs, plus non-exempt proceeds from PI claim

As of 8/9/21 (DS): Debtor attorney requested adjournment, payment of $597 m.o. mailed out 8/9/21, needs time to receive

8/11/21 (DS): 1. No payments made for July and August, arrears $1,854. Plan propose to start Trustee payments $200 x 12 begin 7/1/21. Must make Trustee payments to recommend confirming.

MP Prop $14,528 Paid $200 x 12 begin 7/1/21; $1,120 x 41 begin 7/1/22; 100% - Debtor and girlfriend's income both decreased, due to covid.
Matter ResolvedRequest
Adjourment
1298/25/2021 10:00 am18-33872 / MBKCARLOS D. MARTINEZ, ESQ.Confirmation Hearing Rescheduled (MBK)Continued
9/22/2021 10:00 am
Debtor has made 26 of 34 required payments   Arrears: $6,645.00  Total Paid In: $34,685.00
As of 8/18/21 Debtor attorney requested adjournment to file a mod plan to resolve objections.

As of 8/16/21 (DS): If obj resolved with JPMorgan Chase, would need to confirm at $33,356 paid, $1,005 x 52 begin 9/1/21; 100% to gucs, due to non-exempt equity on real property $75,667.08 and add to confirming order Trustee ok to pay the late claim#5-2 of World Omni Financial and JPMorgan Chase claim#3-1 to be paid per POC filed.

As of 8/6/21 Debtor attorney requested adjournment to resolve obj

As of 8/3/21 (DS): If obj resolved with JPMorgan Chase, would need to confirm at $30,698 paid, $1,005 x 52 begin 9/1/21; 100% to gucs, due to non-exempt equity on real property $75,667.08 and add to confirming order Trustee ok to pay the late claim#5-2 of World Omni Financial and JPMorgan Chase claim#3-1 to be paid per POC filed.

1. BELOW ISSUES STILL NOT RESOLVED.

As of 7/8/21 Debtor attorney requested adjournment to resolve objections

7/14/21 (DS): 1. World Omni arrears for loan on 2017 Toyota Camry $481.11 not listed in plan, but was previously being paid. Ok to pay? Consent order entered 7/27/21, does not mention arrears, only states monthly payments outside. Order does not have arrears outside. Claim needs to be paid or need amended order to state arrears to be paid outside.

2. World Omni (GELLER SCALI BUSENKELL & BROWN) obj to not in plan for arrears to be paid, obj must be resolved. CONSENT ORDER ENTERED, DOES NOT MENTION THE ARREARS. NEED AMENDED ORDER OR PAY ARREARS.

3. JPMorgan Chase (POWERS KIRN) obj to plan proposing incorrect arrears, per POC filed. Obj must be resolved.

MP Prop $1,005 x 55 begin 6/1/21; 100% - Extends plan due to covid hardship and includes the plan payment arrears into the plan.
Note: Debtor's Cert of covid filed (tenants could not pay rent due to covid). Amended Sched I & J filed.
Matter ResolvedRequest
Adjourment
1308/25/2021 10:00 am19-10125 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 31 of 33 required payments   Arrears: $0  
Total Paid In: $10,900.00
As of 8/10/21(mk):

**CAN REC CONFIRM AT $9,580 PTD, THEN $350 X 5 BEGIN 9/1/21; BASE; Fee application for supplemental atty fees to be filed w/in 10 days. Plan reduced to total 36 mos. Std loans outside; Tr standard order of distribution**


-plan has run 31 mos and 29 remain under old plan . This MP reduces length to total 36 mos. PLan is now a base.

MP proposes:$350 X 6 BEG 8/2021; BASE
ELIMINATE PAYMENTS TO MTG CO THRU PLAN
PAY SMALL DIVIDEND TO UNSECURED CRED
REDUCE LENGTH OF PLAN

Plan confirmed 5/2019:- $1,200 PD TO DATE $350 X 56 BEGINNING 6/1/19; 0%; ATTY $4065/$4750
AMD IRS 3-1 TO REMOVE EST TAX LIABILITY W/IN 60 DAYS (AMD 5/9/19)
TRUSTEE WILL PAY IRS AMD POC WHEN EST TAX LIABILITY IS REMOVED
STUDENT LOANS O/S
Matter ResolvedRequest
Adjourment
1318/25/2021 10:00 am19-10281 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 23 of 33 required payments   Arrears: $3,428.00  Total Paid In: $8,949.00
REC DENIAL OF PLAN AND DISMISSAL ON TR CERT OF D
issues as of 8/6/2021 (JMA)

1) Modified plan states reason to amend is to add Wells Fargo mortgage arrears to plan, do not have a claim for Wells Fargo or a mortgage ATTY ADVISED PART 9 WAS NOT UPDATED -
2) COVID certification states debtor required to help support mother due to brothers job loss - seeking to reduce Trustee plan payment without providing amended schedules, updated proof of income, 2020 tax return
Matter ResolvedRequest
Adjourment
1328/25/2021 10:00 am19-16307 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanContinued
9/22/2021 10:00 am
Debtor has made 36 of 31 required payments   Arrears: $0  
Total Paid In: $7,028.00
Peter to reach out to Melissa about 3-way consent order - ADJ to 9/22

ISSUES AS OF 8/18/2021 (DM):

1) Trustee Supp OBJ:
- The proposed MP does not clearly include a start date for the plan payments. The Modified Plan should be refiled to clearly disclose that it is a CARES Act plan.
- The confirming order needs to include language that provides Nationstar's post-petition claim shall be treated outside the plan after month 60/84 and the Trustee shall make no further payments on the post-petition claim after month 60/84.

2) Trustee OBJ:
- Need amended Sch I&J (AMENDED on 8/13/21)
- Need to file a CARES Act Cert (FILED 8/13/21 BUT INCOMPLETE AND LACKS SPECIFICITY)


Confirm Case: $1,182 Ptd, $197 x 53 start 11/1/19, Base
Prop. MP: Ptd, $1,000 x 56 start ???, Base
PTD = $6,028
Last Claim (4-1) dated 7/22/21
Matter ResolvedRequest
Adjourment
1338/25/2021 10:00 am19-16884 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 30 required payments   Arrears: $2,705.00  Total Paid In: $30,030.00
8/9 workup for the 8/25 calendar EDC

$14,915 in arrears-needs TFS or epay to confirm

**CAN CONFIRM AT:
$24,715 paid then 2710 x 56 beg 9/1/21 0%-TFS or epay in 10 days



Proposes $2590 X 59 BEG 7/2021; $0
-adds post pet mort
Matter ResolvedRequest
Adjourment
1348/25/2021 10:00 am19-17417 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 31 of 30 required payments   Arrears: $0  
Total Paid In: $17,336.00
Per Cameron - going to move against mtg lien that was discharged in Ch 7 Bk, and then inheritance should be able to pay off the case at 100% - ADJ to 10/13/21

As of 8/17/21(mk): SAME ISSUES AS LAST HEARING IN JUNE


TR Objection:

1. Will of aunt was uploaded. NEED TO KNOW WHAT ASSETS DEBTORS INHERITED .What the assets are included in estate and IS ESTATE IN PROBATE ? NEED TIMELINE FOR ADMINISTRATION OF ESTATE.
(person who passed was co debtor's aunt(Carmen Titolo) Oliver's office representing co debtor in settling Estate of her aunt- per supple. disclosure at #112.)

2. Plan can't be 0%- must be base due to inheritance

3. Amended J filed but not Amended I. Last plan confirmation was a year ago- needs amended I and current poi for co debtor . debtor income appears to be soc security and pension co debtor is employed.

4. Need 2020 tax return.
-------------------------------------------------
> obj to amended C - lists inheritance 2x and takes wild card of $11,134.31 and 11,134.30. TR NEEDS INFO ON INHERITANCE;(MK: BOTH DEBTOR & CO DEBTOR ARE BENEFICIARIES- SO CAN W/D OBJ TO AMENDED C

MP proposes: ptd, $553 x 11 begin 6/1/21; 0%. Plan has run 28 mos and 13 remain.


Matter ResolvedRequest
Adjourment
1358/25/2021 10:00 am19-18951 / MBKEric ClaymanConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 17 of 29 required payments   Arrears: $0  
Total Paid In: $6,199.00
Matter ResolvedRequest
Adjourment
1368/25/2021 10:00 am19-18980 / MBKDONALD C GOINS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 22 of 29 required payments   Arrears: $568.00  Total Paid In: $12,444.00
As of 8/10/21(mk): atty ok to terms

**CAN REC CONFIRM AT $11,424 PTD, THEN $568 X 33, BEGIN 9/1/21; 100% , Preserve equity threshold of $9,005 in personal property; Remaining terms of prior conf Order apply.**



MP proposes: PTD; $452 X 58 BEG 8/2019; 100%
ADDING POST PET ARREARS FROM MTG PNC BANK

Plan has run 27 mos and 33 remain

7/2019:CONFIRMED: $576 PTD (2 MTHS) $452 X 58; 100% (MIN $9005 GUCS DUE TO N/E EQUITY); $2940/$4750 ATTY; PP; STUDENT LOANS O/S; TRUSTEE ORDER DISTRIBUTION
Matter ResolvedRequest
Adjourment
1378/25/2021 10:00 am19-20391 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanDeniedDebtor has made 11 of 29 required payments   Arrears: $0  

mod plan wi 14days
AS OF 8/12/21 (SF)


1. Motion Objecting to TD Bank Notice of Mortgage payment change rescheduled to 8/25/21 at 9 (IF MORTGAGE PAYMENT INCREASES TO $4646.66, THE PLAN WILL NOT BE FEASIBLE AS THERE WILL BE NEGATIVE DISPOSABLE INCOME)

2. Trustee Certification of Default 8/25/21 at 9


MP proposes $12,346 PTD, $450 X 36 Base
Plan has run 27 months with 33 months remaining
Arrears: $6850 thru 6/21

RESOLVED ISSUES:
- Must provide copy of 2020 Tax Return (RECEIVED)

- Motion for compensation scheduled for 7/14 at 1:00 (GRANTED)

- Modified plan proposes to reduce trustee payment. Need current proof of income for 60 days prior to filing modified plan. Please provide all of April and May 2021 pay stubs for both debtors.
(RECEIVED)
Matter ResolvedRequest
Adjourment
1388/25/2021 10:00 am19-24043 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 52 of 27 required payments   Arrears: $0  
Total Paid In: $15,692.00
As of 8/12/21 (DS): Ok to confirm at $15,092 paid, $300 x 35 begin 9/1/21; 100% to gucs and fee app within 7 days to pay $3,500 (previous attorney fees $2,000 not to be paid)

MP Prop $843 x 14 begin 8/1/19; $300 x 22 begin 10/1/20; 100%
- Debtors income remains reduced due to Covid reductions. Plan payment to continue at $300 and pay out 100% to all timely filed claims.
Note: Per Debtor attorney, no longer paying $2,000, only to pay $3,500.
Matter ResolvedRequest
Adjourment
1398/25/2021 10:00 am19-25050 / MBKPaola D. Vera, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 20 of 26 required payments   Arrears: $0  
Total Paid In: $16,287.00
AS OF 8/19/21 (SF)

1. Need contribution affidavit from daughter Megan in the amount of $500 per amended Schedule I. (RECEIVED)

RECOMMEND $14,629 PTD, $829 X 36 (BEGIN 9/1/21) 100% PLAN


Modified plan proposes to pay $20,000 thru the plan. Per amended Proof of claim $22,900.27 is due.


MP proposes $829 x 37 100%
Plan has run 24 months with 36 months remaining

Matter ResolvedRequest
Adjourment
1408/25/2021 10:00 am19-25595 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 26 required payments   Arrears: $175.00  Total Paid In: $2,743.00
8/6 workup for the 8/25 calendar EDC - Atty ok with terms.sf

**CAN CONFIRM AT: $2386 paid then $266 x 60 beg 9/1/21-0%-TFS or epay within 10 days

-trustee filed cert of default-no payments since January
-Covid Cert filed
-Needs TFS or epay in order to confirm

$260 X 62 BEG 8/2021; $0

Matter ResolvedRequest
Adjourment
1418/25/2021 10:00 am19-26829 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanContinued
9/22/2021 10:00 am
Debtor has made 4 of 26 required payments   Arrears: $3,230.00  Total Paid In: $12,238.00
ISSUES AS OF 8/18/2021 (DM):

***Need resolution of Towne Mtg Cert of Default (FEIN). If Cert of Default is resolved without an impact to the plan, the debtor will need $12,238 Ptd, then $949 x 61 starting 8/1/21, 100% Plan with $38,397 threshold preserved***

1) Failed to make plan payment in the amount proposed in the MP.

2) MP does not indicate when plan payments begin - is this an 84 month plan?

3) Need to file CARES Act Certification (FILED).

4) Need to file amended Sch I&J, provide supporting proof of income and 2020 tax return (RECEIVED).


Confirm Case: $1,058 Ptd, $860 x 58 start 11/1/19, 100%
Prop. MP: $939 x 63, 100%
PTD = $12,238
Last Claim (1-2) dated 3/11/20
Matter ResolvedRequest
Adjourment
1428/25/2021 10:00 am19-31502 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
9/22/2021 10:00 am
Debtor has made 14 of 23 required payments   Arrears: $350.00  Total Paid In: $5,932.00
issues as of 8/17/2021 (JMA)

1) Debtor is not current with Trustee plan payments, arrears $350- NOW CURRENT
2) ACAR Leasing LTD d/b/a GM Financial Leasing (2019 GMC Terrain) (Morton) - objection to confirmation - need to resolve
-bad faith filing disregarding terms of 5/20/2021 order
3) ACAR Leasing LTD d/b/a has a consent order 5/10/2021 - for post petition arrears of $2,394.36 to be paid directly to creditor with 6 payments beginning 5/1/2021. Modified plan seeks payment of post petition arrears through the plan - is this the same arrears? Sent email to debtors attorney to review and advise.
4) Modified plan only proposes to pay $1,794.36 - does not agree with the consent order terms

proposed plan $409x24 begin 7/2021 minimum $3,635
paid in $5106
arrears $350
15 months to go in 36 month plan
Matter ResolvedRequest
Adjourment
1438/25/2021 10:00 am20-10054 / MBKDemetrius J. Parrish Jr.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 14 of 21 required payments   Arrears: $10,219.00  Total Paid In: $33,763.00

AR MORTG IN FOREBEAARNCE SO $ 0 ALLOWED ON J UNTIL MORTG WILL BE PAID MOST LIKELY AT SALE

AR RUSHMORE OBJ NEEDS TO BE RESOLVED AS WELL AS TR ISSUES
8/10 workup for the 8/25 calendar EDC(updated)

-The MP says to pay $2363 to unsecured which would be 100% BUT there is a cram balance of $154,000 that he did not take into account
-No amended I & J filed-(plan lowers payments by $600 (AMENDED TODAY 8/25)
-bad payment history-needs TFS or ewage
-POI just sent 8/25...why the day of the hearing? (SUBMITTED TODAY 8/25)

*Trustee filed objection on 8/10 to MP
-it took 10 previous adjournment to confirm the original plan which called for paying arrears
-have request for mortgage forbearance but $15,919 in arrears post-petition
-Rushmore filed objection to MP (PLUESE BECKER)
-trustee filed cert of default for arrears
-plan is lowering payments from $2405 to $1811
-no amended I & J filed
-no updated POI

$31,952 PTD; $1811 X 42 BEG 7/2021; SALE BY 12/31/2021 (625 PARKWAY AV); MIN $2849--sale of house by 12/31/21
Matter ResolvedRequest
Adjourment
1448/25/2021 10:00 am20-10160 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 14 of 21 required payments   Arrears: $842.00  Total Paid In: $11,870.00
AS OF 8/25/21 (SF)


RECOMMEND $11,000 PTD, $856 X 41 (BEGIN 9/1/21) 100% PLAN


Previous plan was confirmed at 100% due to excess income. I and J was not amended and no updated proof of income provided so plan should remain at 100% and proposed payment pays plan at 100%.

Trustee motion to dismiss scheduled for 8/25 at 9 (Withdrawn)

MP proposes $11,000 PTD, $856 X 42 Base, LM removed
Plan has run 19 months with 41 months remaining


Matter ResolvedRequest
Adjourment
1458/25/2021 10:00 am20-11550 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 19 of 21 required payments   Arrears: $320.00  Total Paid In: $10,870.00
AS OF 8/25/21 (SF)

RECOMMEND $10,020 PTD, $585 X 65 (BEGIN 9/1/21) BASE PLAN,
- PLUS N/E PROCEEDS FROM ACCOUNTS RECEIVABLE IF ANY TO BE TURNED OVER TO TRUSTEE
- TRUSTEE STANDARD ORDER OF DISTRIBUTION

MP proposes $585 x 64 0%
Plan has run 19 months and proposes to extend to 84 months


Matter ResolvedRequest
Adjourment
1468/25/2021 10:00 am20-13978 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 19 required payments   Arrears: $547.00  Total Paid In: $9,879.00
8/9 workup for the 8/25 calendar EDC

**TO CONFIRM IT NEEDS

$8817 paid then 539 x 67 beg 9/1/21- pro rata with min. of $22,968 due to equity

(84 month plan)

-Covid cert and amended schedules filed


$531 X 69 BEG 8/2021; MIN $22,967.92
Matter ResolvedRequest
Adjourment
1478/25/2021 10:00 am20-19665 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $126.00  
Atty to file Cert of Explanation regarding PA valuation and improvements that are required - PER AR, ADJ 10/13/21

AS OF 8/18/2021 (at):

1. There is $16,808 in non exempt equity in the bank accounts and $2,166 in non exempt equity in the Cranbury property. (need updated CMA for PA property)

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - . Need updated CMAs for both properties. (RECEIVED FOR CRANBURY PROPERTY ONLY - ZILLOW VALUES PROPERTY IN PA AT $500,200)
- Also need letter showing PA property is uninhabitable. (RECEIVED)
- Proof of 2 month's income - March and April for Ebay for debtor and spouse. (RECEIVED STATING $0 MADE IN APRIL AND MAY)
- Need updated proof of unemployment income. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for both properties. (RECEIVED)
- Need bank statements for April and May for Chase accounts 4971 and 1823. (RECEIVED)
- Need updated car insurance for all vehicles. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$500/month for child care (need proof)
$450/month for transportation (only spouse works)
$425/month for home maintenance for PA property (when it's uninhabitable)
$110/month for NJ tax payments (need proof)
$250/month for peco for PA house (need proof)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)

Plan proposes: $126 x 36 beginning 6/1/2021, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1488/25/2021 10:00 am20-21909 / MBKEric ClaymanConfirmation Hearing on Modified PlanContinued
10/13/2021 10:00 am
Debtor has made 9 of 12 required payments   Arrears: $2,800.00  
ADJ to 10/13 Peremptory
ISSUES AS OF 8/19/2021 (DM):

***State of NJ claim resolved, claim filed for Edison Auto Sales, and MP populates interest cram in Part 4d. Debtor still needs to resolve the IRS amended estimated claims and formally serve the MP on Santander***

 7/9/21 - ADJ to 8/25/21 Peremptory for scheduled MP.
 5/10/21 - ADJ to 7/14/21 Peremptory.

1) IRS filed $1,488.21 amended priority claim that includes estimated taxes for 2017 (UNRESOLVED).

2) IRS filed an amended general unsecured claim that includes estimated taxes for 2014 - 2016 (UNRESOLVED).

3) State of NJ filed $6,665.45 priority claim not treated in the plan that includes estimated taxes for 2017 thru 2019 (AMENDED TO $0).

4) MP provides $6,000 secured treatment to Edison Auto Sales for a Chrysler vehicle - no POC filed (POC FILED & ORDER ALLOWING LATE CLAIM ENTERED)

5) The interest rate cram on the 2019 Mitsubishi Eclipse in Part 7c should be also be in Part 4d of the MP (MP ADDS TO PART 4d).

6) Trustee OBJ:
- Debtors amended SCH I&J showing $1,509 monthly disposable income.
- THERE ARE OTHER ISSUES ABOUT NEW LEASE THAT WE NEED ATTORNEY TO ADDRESS, EMAIL SENT - used a company to help get the rental (Michelagelo Technologies); Husbands last name was left off of the lease, needs to be corrected. (JMA)
- Verified income leave monthly disposable income of $2,169 (AMENDED TAX RETURN FOR CO-DEBTOR FILED & REFUND IS REMOVED FROM INCOME WHICH REDUCES DISPOSABLE INCOME TO $1,382).

---RESOLVED ISSUES---

- Need a MP that adds all cramdowns to Part 4 & Part 7 (MP ONLY CRAMS INTEREST - BUT SHOULD ALSO BE IN PART 4d - MP ADDS TO PART 4d).
- Need MP that addresses residential lease (MP REJECTS OLD LEASE).
- Need proof of 2 month's income for debtor by 5/1/2021 (RESOLVED - MP PROPOSES PRO RATA DIVIDEND).
- Tax refund of $10,378 was not prorated and included in disposable income calculation (SEE NOTE ABOVE ABOUT AMENDED TAX RETURN).
- Order of Distribution departs from Trustee standard (MP CORRECTS).
Matter ResolvedRequest
Adjourment
1498/25/2021 10:00 am20-23274 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 10 required payments   Arrears: $0  
Total Paid In: $4,244.00
8/25/21 (SF) UPDATED

If creditor objection is resolved ok to confirm at:
$3368 PTD, $438 X 52 (BEGIN 9/1/21) BASE W/MIN $9,767 TO GUCS PER EQUITY IN PERSONAL PROPERTY



Per adjournment request, Mr. Campbell is awaiting receipt of independent property appraisal (STATUS CHANGE FORM FILED TO WITHDRAW OPP).

AR, ADJ TO 8/11/21 PEREMPTORY
RESOLVE OR HOLD

7/27/21 (SF) -

4/16/21 - Debtor atty requested adjournment because Diploma Joint Insurance need time to find bankruptcy counsel to assist in their claim.

Mr. Borger will provide an analysis of the 522f cram to opposing counsel - ADJ to 4/20/21 (MEMORANDUM RECEIVED AND SENT TO EDC FOR REVIEW)

AS OF 4/13/21 (SF)

1. Improper lien avoidance of Diploma Joint Insurance judgment. There is equity in real estate before deducting this claim. - objection filed

2. Objection filed by Diploma Joint Insurance Fund ( Dennis McKeever) - failure to address judgment lien in the amount of $41,520 (MODIFED PLAN FILED TO CRAM TO ZERO. NO OBJECTION FILED TO MP - Ms. Bonjour, Esq is still objecting) (IS THIS RESOLVED, NO ORDER ENTERED)

3. Trustee objection:
- The debtor has insufficient income of $ -246.26. (I AND J AMENDED. DISPOSABLE INCOME IS NOW $212.85)

- Need a copy of the HUD-1 statement for 1420 7th St Ave property sold 6/4/19. (RECEIVED. DEBTOR RECEIVED $67,614.55)

- There is n/e of $9637.50 for 2017 Jeep and Credit Union of NJ $129.36 for total of $9766.86.

- Need recent statement from 2nd mortgage, proof provided is dated 2/19/19. (Mortgage has been charged off)

- Need divorce documents with property settlement agreement. (JUDGMENT OF DIVORCE PROVIDED)

- Need cert and proof from Debtor on what was done with funds on 1420 7th Ave, sold 6/4/19. (RECEIVED)
$19,404.47 - Reinstatement of mortgage to Wells Fargo
$1531.81 to siblings
$3512.45 to grandchildren
$29,268.21 for car (July 2019 she purchased a dodge challenger for $26,000.00. There was a safety recall, which caused her to purchased the Jeep in Septe
Matter ResolvedRequest
Adjourment
1508/25/2021 10:00 am20-23862 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 10 required payments   Arrears: $0  
Total Paid In: $3,200.00
As of 8/12/21 (DS) Ok to at $2,400 paid, $400 x 52 begin 9/1/21; 100% with a minimum $109,417 to gucs due to non-exempt equity and Loan mod with Specialized Loan on Grassy Lake Rd by 9/30/21 (arrears to be addressed through loan mod)

MP Prop $400 x 60; 100% and Loan mod with Specialized Loan by 9/30/21.
- Debtor in a loan mod, extends time to complete loan mod with Specialized Loan Servicing.
Matter ResolvedRequest
Adjourment
1518/25/2021 10:00 am20-23940 / MBKJohn F Murano, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 10 required payments   Arrears: $0  
Total Paid In: $1,750.00
8/10 workup for the 8/25 calendar EDC

***CAN CONF AT:
$1400 paid then $175 x 31 beginning 9/1/21-min of $1606 to unsecured due to equity-trustee to receive non exempt lawsuit proceeds


-confirmed with MIN $1,606 TO GUCS DUE TO NE EQUITY and non exempt lawsuit proceeds
-MP just adds attorney fees

proposed$175 X 36 BEG 1/2021; BASE
Matter ResolvedRequest
Adjourment
1528/25/2021 10:00 am21-10172 / MBKEdward Nathan VaismanConfirmation Hearing ScheduledDismissedDebtor has made 7 of 9 required payments   Arrears: $0  

NA
AS OF 8/23/2021 (at):

PER E-MAIL FROM ATTORNEY ON 8/23/2021 - DISMISS CASE.

1. Objection filed by Cenlar/Citimortgage (Stern, Lavinthal) - failure to cure arrears of $37,223.36 (Per POC)

2. Stay motion by Cenlar/Citimortgage (Stern Lavinthal) returnable 8/25/2021.

3. Trustee's objection:
- The debtor has insufficient income ; disposable income verifies $20.47.
- The debtor has failed to file a feasible plan - car payment $448 ends in 11 months, would require a tier plan payment.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2020. (RECEIVED)
- Valuations on vehicles listed on Schedule B, cars are undervalued. (NOT RECEIVED)
- A Modified Plan that removes adequate protection payments on Part 2a and list arrears to be paid on Part 4a. (MOD PLAN NOT FILED)
- Amendments to Schedules A and C to add value of real property and take d (1) exemption, Schedule list as $0. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Adequate protection payment to mortgage $670.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $78,186 and possibly vehicles (pending valuations and amended Schedule C exemptions).
- Need PNC Bank acct statements 2 months prior to filing date. (RECEIVED)
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must resolve creditor objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $750 x 60 beginning 2/1/2021, base
Payments:7/7
Matter ResolvedRequest
Adjourment
1538/25/2021 10:00 am21-10228 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $4,500.00
Per AR, atty to submit Cert that debtors are authorized to use funds from Trust - ADJ to 9/22/21

AS OF 08/12/21 (SF)


1. Disposable income does not support second tier payment of $2000. Can debtor use daughter's Inheritance to fund plan? AR TO DISCUSS WITH ATTY (NEED STATUS)

2. Trustee objection:
- Need documents that shows life insurance proceeds from husband policy went into the Trust for the daughter. (FAMILY TRUST PROVIDED FOR DAUGHTER ) All the funds ($474,016.61) are in account ending in 2785 which is the Peggy and Matthew Trust Account. There is only $195.34 in Gianna Marie Kelly Account ending in 4646. (REVIEW WITH AR)

3. Loss mit extended to 8/28/21. Low Base

Plan proposes $500 x 12, $2000 x 48 Base, Loan Mod by 7/1/21

Payments: 7/7

RESOLVED:
1. Objection filed by Select Portfolio (Lebron) - failure to pay arrears of $114,277.21 and speculative loan mod. Also fails to propose regular mortgage payments. (RESOLVED) DEBTOR MUST OBTAIN LOAN MOD BY EXPIRATION DATE IN LOSS MIT ORDER WHICH IS 5/9/21.
- Need a copy of the last filed tax return - for 2020 by 6/30/21. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (FILED)
- Need Bank statements from TD Bank Trust acct #2785 for 12/12/20 to 1/12/21. (RECEIVED)
- Need 2 months bank statements from TD Bank accts ending#4646 and #0853 for Dec. and Jan
2021. (RECEIVED)
Matter ResolvedRequest
Adjourment
1548/25/2021 10:00 am21-10883 / MBKBrian F. O'Malley Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 9 required payments   Arrears: $0  
Total Paid In: $5,710.00
AS OF 8/19/2021 (at):

RECOMMEND: $3,710 PAID TO DATE, $1,000 x 53 BEGINNING 9/1/2021, BASE
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. Objection filed by The Money Source (Stewart Legal) - failure to cure arrears of $404.25. Mod plan cures arrears and no objection to mod plan.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2020. (RECEIVED)
- 2 months bank statements for all accts listed on Sched B prior to filing date. (RECEIVED)
- Amendments to Schedules to update schedules B & C to clarify that the lawsuit is a workers compensation case (AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Life insurance $562.33 for Debtor and $35 for spouse, Auto insurance $379 (per proof monthly
payments should be $235), Spouse gym $160 and Spouse credit cards $1,123 (requires
proof).
- 22c-2 list excessive expenses as well such as: Line 43 Spouse gym membership $160,
spouse credit card payments $1,123, spouse life insurance $35 (requires proof of spouse
expenses) and student loans $563. Line 45 has disposable income $531 and would be
much more, due to excessive expenses and would require a minimum dividend $31,860 or more to gucs..
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Income verifies higher, plus there are excessive expenses on Schedule J.
- 22c also will have higher disposable income.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,148 when determining disposable income. (2020 REFUND WAS ONLY $16)

MP before confirmation proposes: $530 x 6 beginning 2/1/2021, $539 x 54 beginning 8/1/2021, not less than $28,620 to guc's
Payments: 7/7
(To account for an arre
Matter ResolvedRequest
Adjourment
1558/25/2021 10:00 am21-10981 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $1,883.00  
ISSUES AS OF 8/19/2021 (DM):

***Need to resolve estimated claims below, provide updated bank statements for the business referenced below, and amend Sch I to include adult children contribution***

 Trustee filed obj to exemptions EDC (DEBTOR FILED CERTIFICATION RESPONSE DOC #27)

1) IRS filed $1,500 amended priority claim not treated in the plan that includes estimated taxes for 2019 - 2020 (UNRESOLVED).

2) State of NJ filed $2,077.74 priority claim not treated in the plan that includes estimated taxes for 2019 (UNRESOLVED).

3) Trustee OBJ:
- Need bank statements for the business for Dec 2020 - Feb 2021 (UNRESOLVED - YOU UPLOADED DEC 2019 thru Feb 2020, SO NOT HELPFUL).
- Need amended Sch I to include contributions to household from employed adult children (UNRESOLVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need valuations for 2004 & 1991 Harley motorcycles (OK - SEE DOC #27).
- Need 2020 tax return (RECEIVED).
- Need amended Sch B/C to add debtor's business (FILED).
- Need amended SOFA to list income for last 2 years (FILED).
- 2019 tax return provided.


Prop. Plan Ptd, $1,883 x 42 start 8/1/21, 0%
PTD 6/6 = $8,798
Last Claim (3-2)
Matter ResolvedRequest
Adjourment
1568/25/2021 10:00 am21-11039 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
9/8/2021 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $112.00  Total Paid In: $15,112.00
ADJ to 9/8 for atty to resend legible pay stubs

AS OF 8/12/211 (SF)- Atty requested adjournment but does not have consent from creditor. Says creditor is unresponsive. Must appear.

1. Motion for Relief by Lakeview Loan scheduled for 9/8 at 9

2. Objection filed by Lakeview Loan Servicing (Schiller, Knapp) - failure to pay arrears of $63,478.17
obj resolved pay claim (PAY PER POC)

3. IRS filed secured claim 2-2 for $52,042.09 which is not addressed in plan (AMENDED TO $19,734. THERE IS STILL A FEASIBLITY ISSUE BECAUSE PRIORITY CLAIM WAS AMENDED TO $31,623.81.) CURRENTLY NEED $2255 GOING FORWARD

Plan proposes $1500 x 60 Base
Payments: 6/6


RESOLVED ISSUES:
- IRS filed estimated priority claim 2-2 (AMENDED)

Trustee objection:
- A copy of the last filed tax return - 2020 tax return on or by 6/30/21 (RECEIVED)

- The confirming order must provide for $15,460 minimum dividend to unsecured creditors based upon non-exempt equity in real estate. (IRS secured claim reduces equity to zero)
Matter ResolvedRequest
Adjourment
1578/25/2021 10:00 am21-11351 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $900.00  Total Paid In: $1,500.00
$300 x 36 beg 3/1/21 pro rata-pre conf cert in 10 days

8/10 workup for the 8/25 calendar

same issues as of 5/20/2021

1) Trustee objection to confirmation - need to resolve
-need a copy of the 2020 return on or by 6/30/2021
-the debtors plan consists of unnecessary or excessive expense items such as $363 car insurance for 1 vehicle
-the debtor is not paying all disposable income into the plan -due to excessive expenses there would be disposable income
-must file Pre confirmation certification NOT FILED TO DATE



--------------------
-need to provide 2 months (January and February) bank statements from HSBC Bank prior to filing date PROVIDED
2) IRS priority claim is estimated for 2019 return -resolved

proposed plan $300x36 base plan
paid in $600
arrears $300
last claim 17
Matter ResolvedRequest
Adjourment
1588/25/2021 10:00 am21-11354 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $800.00
As of 8/10/21(mk):


**REC CONFIRM AT $600 PTD, THEN $100 X30 , BEGIN 9/1/21; BASE**



MP Proposes:$100 X 31 BEG 8/2021; BASE
LM COMPLETED

Plan has run 6 mos and 30 remain
Matter ResolvedRequest
Adjourment
1598/25/2021 10:00 am21-11654 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $780.00  
As of 8/17/21(mk):


1. Trustee Objection:
-need Debtor 's Certification that he was never an owner of the
property and separation from wife.
-Amendments to Schedules A/B to add 2001 Harley Davidson, per
insurance provided and correct year of Dodge Ram to 2015 (per auto
insurance and claim filed).
-plan has excessive expenses: Car payment $318 (plan list to be paid
in full by Trustee, but car insurance $105 & motorcycle insurance $24
not listed on Sched).
-debtor not paying all disposable income into plan.
- Proof of income verifies higher, there is disposable income $1,276.
-There is non-exempt equity on Mass mutual "Modified Investment
Acct" - Bank accts $1,031.09, 2001 Harley
Davidson (pending amended Sched B & C) and real property (pending
all documents needed).
-Must file Pre-confirmation certificate.

----------------------------------------------
- Valley Nat'l Bank; Plan has pay in full & POC is $12,289.76
- Obj. by Quicken(KML):RESOLVED; order submitted resolving obj w/ Quicken loans-pays POC
#2 arrears thru plan
-need Mass Mutual "Modified Investment Acct (Provided).
-need 2020 tax return. (Provided).
-need copy of the deed - to Hillside Drive (Provided)


Plan:600 x 60 Base
4/5 payments
last claim:5-1, bar date:6/7/21
Matter ResolvedRequest
Adjourment
1608/25/2021 10:00 am21-11809 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $4,875.00
Attorney has agreed to pay $51,700 to gucs due to equity. The CONF TERMS would be:

***3375 paid then $750 x 26 beg 9/1/21 then 1453 x 29 beg. 2/1/24-min of $51,700 to unsecured due to equity-trustee to pay appraisal fee as an administrative expense through the plan--pre conf cert in 10 days


Debtors have denied the appraiser with access. An outside appraisal is being done. Needs adjournment until September EDC

8/3 workup for the 8/25 calendar EDC


Rhondi sent POI email on 7/20 to review
filed amended C-reviewed by EDC and objection
(1) $45,364 house exemption leaves $53,199 in equity -CMA $422,700 and Zillow $420k
(2) Dodge Ram equity is $9200-you cant take cost of sale of 10% on car
(3) Firearms are $5544
Total equity is $67,943

RECOMMEND: $2,025 PAID TO DATE, $2,028 x 57 BEGINNING 7/1/2021, 100% TO GUC'S
Preserve non exempt equity of $72,303 in real estate and personal property.
Need Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
- The debtor has failed to file a feasible plan - monthly car payment $412 to end in month 14, requires a tier plan.
The debtor has failed to supply the Trustee with the following document (s):
- Bank statements for both checking and savings accts for Feb and March 2021. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22c Line 16 and 17 does not agree with Schedule I deductions. Total deduction on 16 and 17 is $12,640, Sched J has $5,266. Line 25 takes $652, but Line 16 and 17 are excessively high. Line 35 takes priority $4,100, but plan does not include any priority unsecured to be paid. (USING I & J)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Proof of income verifies higher for both Debtors.
- The Schedules fail to account for the debtor
Matter ResolvedRequest
Adjourment
1618/25/2021 10:00 am21-12232 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDeniedDebtor has made 7 of 7 required payments   Arrears: $0  

AR NEED VERIFICATION OF FILING RETURNS
AS OF 8/17/2021 (at):

Trustee's objection:
The debtor has failed to supply the Trustee by 6/30/2021. (RECEIVED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on Ally Financial for cram. (CERT OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (STILL ESTIMATED FOR 2015, 2017, AND 2018)

Plan proposes: $693 x 60 beginning 4/1/2021, $0 to guc's
Payments: 5/5
Matter ResolvedRequest
Adjourment
1628/25/2021 10:00 am21-12233 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $678.00  Total Paid In: $1,286.00
ISSUES AS OF 8/19/2021 (DM): Updated 8/24/21

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,286 PTD, THEN $339 x 55 STARTING 9/1/21, BASE PLAN***

1) Santander (MORTON) OBJs to cram, 910 claim, per contract vehicle purchased 10/23/20 (pymts to begin 12/7/20), need proof of insurance and no AP proposed (CONSENT ORDER ENTERED - AP $132/month start April, Gross $13,298.73).

2) Trustee OBJ:
- Need 2 months recent proof of income from new employment. Debtor provided 6/2/21, but dates and amount paid were cut off (RECEIVED UPDATED PAY STUBS).
- Must file Pre-confirmation certificate (UNRESOLVED).


Prop. Plan $321 x 60, 0%
PTD 4/5 = $1,286
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1638/25/2021 10:00 am21-12465 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $1,200.00
Atty accepts terms (dm)
Confirm at $800 paid, $200 x 55 begin 9/1/21; Base, add to confirming order Trustee ok to pay the arrears claim #2-1 of JPMorgan Chase (unsecured portion not to be paid) and student loans to be treated outside

issues as of 8/16/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income, verified income leaves monthly disposable income of negative $717.36
-need to provide Trustee with Domestic Support Obligation information RESOLVED, PROVIDED
-need a copy of the last filed tax return - 2020 by 6/30/2021 RESOLVED, PROVIDED
-need February and March bank statements for Wells Fargo account #6898 RESOLVED, PROVIDED
-the debtors plan consists of unnecessary or excessive expense items, such as: $591/student loans (cannot be on schedule J until he actually starts paying them)
-the debtor is not paying all disposable income into the plan - need proof of the $4,099 involuntary deductions on line 17 of the Form 22c for involuntary deductions
2) JP Morgan Chase Bank field secured/unsecured claim 2 for the 2014 VW Beetle - the plan treats the claim as outside, however, there are arrears in the amount of $327.54 and there is also an unsecured portion of the plan - the proposed plan proposes a pro rata distribution to these claims - need to advise Trustee of treatment of arrears and the unsecured portion of the claim (PAY ARREARS THRU PLAN & SECURED/UNSECURED PAID OUTSIDE)

proposed plan $200x60 base plan
paid in $800
ARREARS $200
last claim 7

Matter ResolvedRequest
Adjourment
1648/25/2021 10:00 am21-12711 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $670.00  
ISSUES AS OF 8/18/2021 (DM):

1) Santander (MORTON) OBJs to treatment of 2020 Mitsubishi Eclipse (UNRESOLVED).

2) IRS filed $1,814.87 priority claim not treated in the plan that includes estimated taxes for 2017 - 2018 (UNRESOLVED).

3) IRS filed a general unsecured claim that includes estimated taxes for 2009, 2015 - 2016 (UNRESOLVED).

4) State of NJ filed $3,408.16 priority claim not treated in the plan that includes estimated taxes for 2017 - 2019 (UNRESOLVED).

5) Trustee OBJ:
- Need updated CMA - document provided does not include comps or dates (MOOT BASED UPON CURRENT ZESTIMATE & FILED MTG LIEN).
- Amend Form 122c to include income for debtor & spouse (FILED).
- Excessive Expenses - Sch J: $600 car payment.


Prop. Plan $670 x 60, 0% Plan
PTD 3/4 = $2,010
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
08/25/2021 10:00 am21-12790 / MBKJOSEPH ALBANESE, ESQConfirmation Hearing ScheduledConverted to 7 / 11Debtor has made 3 of 6 required payments   Arrears: $0  

AR REVIEWING INSURANCE AND OK TO ADJ IF OK -
AS OF 7/6/2021 (at):

1. Objection filed by US Bank (McCalla Raymer) - failure to cure arrears of $51,254.78 (Per POC) (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2020 on or by 6/30/2021 (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - need to see the actual coverage, specifically personal liability (NOT RECEIVED)
- A Modified Plan that clearly states treatment of residential lease Montecarlo Drive (NOT FILED)
-Disclosure of Attorney Compensation does not agree with plan as it states the balance of attorney fees will not be paid through plan. The filed plan proposes payment of balance of fees to be paid through plan. (NOT AMENDED)
-need to resolve US Bank objection to confirmation (McCalla) (UNRESOLED)
-need to amend schedules to include temporary rental income of $300 monthly (NOT AMENDED)

Plan proposes: $100 x 36 beginning 5/1/2021, loan mod on Bamberry Lane by 11/1/2021, base
Payments: 2/3, arrears $100
Matter ResolvedRequest
Adjourment
1658/25/2021 10:00 am21-12802 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanContinued
9/22/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $250.00  
*Needs adjournment to allow for service of crams EDC

8/10 workup for the 8/25 calendar EDC

-cert of service just filed 8/5-will need to adj confirmation for service
-only $9,000 in filed unsecured claims
-plan calls for partial cram of real estate taxes
-step up due to pension loan and DSO ending
$500 X 6; $700 X 6; $1443.26 X 48; BASE
Matter ResolvedRequest
Adjourment
1668/25/2021 10:00 am21-12827 / MBKDAVID E. SHAVERConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $300.00  
AR CASE WILL BE 10 MO OLD - RESOLVE OR HOLD
As of 8/17/21(mk):Updated

>Plan has LM and pay arrears to mtg co.So Tr to pay arrears pending LM -Correct?

>> WHAT IS STATUS OF PI CASE?

1. Obj. By Deutsche Bank(RAS):

2. Seaview Orthopedics(NIP) filed a SECURED POC $6,194.41- OK To PAY?

3. Trustee Objection:
-ARE STUDENT LOANS OUTSIDE PLAN? Plan does not list them outside
and the total guc claims w/ std loan =195,442.49
-debtor has insufficient income ; income verifies $ -263.29..
-debtor has failed to file a feasible plan - income verifies $ -263.29.
-need Amendments to Schedules B and C to add "Current" Bank acct
and "Chime" bank acct. and remove the Bank of America acct.
-need current proof of homeowner's insurance--insurance expired
7/31/21.
-need Updated auto insurance, if not confirmed by 8/25/21, insurance
expires 8/18/21.
------------
-Schedules fail to account for the debtor(s) tax refund of $1,386 when
determining disposable income.(Added in)
-Equity in Navy FCU bank acct $6.39, Chime bank acct $82.93 and
Current bank acct $1,571.68(protect T/H of $1661)
- Add lang for non-exempt proceeds from PI claim to Trustee.
-need copy of 2020 filed tax return.(Debtor provided copy of request for extension)- add lang to terms for 2020 return w/in 6 mos.
-Bank of America Bank Statements( Atty says they do not have a B of
A acct)
-Schedules fail to account for the debtor(s) tax refund of $1,386 when
determining disposable income.(Added in)


Plan: $150 x 12; $400 x 48; 100% Plus PI proceeds and Loan mod by
1/1/2022
payments:4/4
last claim:11-1, bar date:6/15/21
Matter ResolvedRequest
Adjourment
1678/25/2021 10:00 am21-12981 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $41.00  Total Paid In: $1,487.00
ISSUES AS OF 8/18/2020 (DM): Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $964 PTD, THEN $282 x 56 STARTING 9/1/21, MINIMUM DIVIDEND OF $1,927, PLUS ALL NON-EXEMPT PROCEEDS FROM PI CLAIM, PRE-CONFIRMATION CERTIFICATION TO BE FILED WITHIN 10 DAYS***

1) Credit Acceptance (MORTON) OBJs to cram treatment - plan does not pay adequate protection (CO ENTERED).

2) Trustee OBJ:
- Need to add to confirming order all non-exempt proceeds from PI claim.
- Need a MP that pays a dividend to unsecured creditors (UNRESOLVED).
- Need statement for 401k loan (RECEIVED - WILL BE PAID IN JUNE 2022 - NEED TIER INCREASING PLAN PAYMENT BY $118 BEGINNING 7/1/2022).
- Debtor has exceeded the D5 exemption by $1,927.
- Verified income leaves $590 monthly disposable income (RECALCULATED USING RECENT PAY STUBS).
- There is $1,927 non exempt equity in bank accounts.
- Need service on Credit Acceptance (OBJ FILED).
- Need to file Pre Confirmation Certification (UNRESOLVED).
- Attorney Disclosure Statement states that $4,613 will and will not be paid through the plan (RESOLVED - AMENDED SCHEDULE FILED).


Prop. Plan $241 x 60, 0% Plan
PTD 4/4 = $964
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1688/25/2021 10:00 am21-13157 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $110.00  
-appraiser has spoken with debtor and is scheduling appraisal 8/25. Needs an adj. EDC

As of 8/17/21(mk);


1.Objection by A. Dobin-Ch 7 Tr.(Fees /costs Granted $1,390.55)
PER ATTY OK TO PAY
2. NJ Div of Tax- Filed ESITMATED POC. No returns for 2018,2019 & 2020.

3. Trustee Objection:
DEBTOR HAS NOT PROVIDE AN ACCURATE VALUATION OF HIS REAL PROPERTY AND HAS STRUCURED HIS CONVERSION TO CHAPTER 13 TO AVOID MEANINGFUL DISTRIBUTION TO CREDITORS.
-must file pre conf cert.



Plan:$110 X 60 BEG 7/2021; BASE
2/2 payments
last claim:6-1; bar date:8/31/21
Matter ResolvedRequest
Adjourment
1698/25/2021 10:00 am21-13166 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $400.00  Total Paid In: $2,250.00
AS OF 8/18/2021 (at):

1. Wells Fargo Bank/Power Home Remodeling filed a secured claim #5 in the amount of $716.32 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - if not confirmed 7/28/21, insurance expires 8/7/21. (RECEIVED)
- Property settlement agreement with ex-spouse and proof of support payments. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250, Tele/Cell/Cable/Internet $415, Solar Heating system $175 (debt not
listed in plan nor on Sched D125-), Food $425, Clothing $150, Entertainment $325 and
$400 support payments (requires proof of order).
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Proof of income verifies higher, not deducting the excessive expenses there would be disposable income of $849.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $9,893.30 (or more pending review of divorce
property settlement agreement), non-exempt equity in jewelry $16,975 and in bank accts $1,400.
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $450 x 60 beginning 5/1/2021, base
Payments: 3/4, arrears $450
Matter ResolvedRequest
Adjourment
1708/25/2021 10:00 am21-13367 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

AS OF 8/24/21 (SF) per atty ok to dismiss/hold fees


1. 341 NOT HELD - RESCHEDULED TO 8/12/21 (no show)
2. PAYMENTS: 2/4 Arrears: $700


Matter ResolvedRequest
Adjourment
1718/25/2021 10:00 am21-13479 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,948.00
AS OF 8/23/21 (SF) UPDATED

RECOMMEND $2,600 PTD, $674 X 56 (BEGIN 9/1/21) BASE W/MIN $22,920 TO GUCS PER 22C
-PRESERVE N/E OF $19,055 IN REAL ESTATE AND PERSONAL PROPERTY
-FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS


Trustee objection:
- Must file Pre-confirmation certificate.

Plan proposes $650 x 60 Base
Payments: 4/4

RESOLVED ISSUES:
- Need a Modified Plan that proposes student loans outside, Schedule J list student loan payment $177.43 and add FCC Finance arrears. (MP FILED)

- Objection filed by Quicken Loans (Carlon) - failure to pay arrears of $3752.32 (RESOLVED VIA ORDER, PAY ARREARS CLAIM)
- Need 2 months bank statements from Municipal Credit Union prior to filing date. (RECEIVED)
- The current Plan does not specify treatment of FCC Finance claim 2-1 for siding (UCC LIEN). Secured amount is $5643.88 with arrears of $661.12 under the Plan. (MP PROPOSES A CRAM)
Food $780 (FOOD IS OK); and Student Loan $177.43. (STUDENT LOAN IS OK)
- Excessive expenses on Schedule J such as:
Childcare/education $750 ($170.83 allowed); (OK)

TRUSTEE OBJECTION:
- Must provide proof of support payments $750. (Debtor receives $714 for child support. Debtor pays $750 for private school. There is no proof that the tuition is court-ordered. (PROOF PROVIDED AND SENT TO AR FOR REVIEW) OK PER AR

- 22c list excessive expenses such as:
Line 19 court order payments $750 (not listed on
Sched J as support, but listed as childcare/education cost. Requires proof )
Line 23 optional tele services $150, Line 43
Student loan payments $181
Line 45 has shows disposable income $551.11, which would require minimum dividend to gucs (DEDUCTED SECURED CLAIMS BEING PAID THRU PLAN WHICH REDUCES DIVIDEND TO GUCS TO $22,920)
Matter ResolvedRequest
Adjourment
1728/25/2021 10:00 am21-13497 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $389.00  Total Paid In: $1,598.00
AS OF 8/25/21 (SF) UPDATED

RECOMMEND $1123 PTD, $432 x 56 (BEGIN 9/1/21) 0%
- OTBS RESOLVING OBJ BY SANTANDER WITHIN 30 DAYS
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS
- MUST PROVIDE UPATED PROOF OF INCOME AND AMENDED I AND J IN 6 MONTHS


1. Objection filed by Santander (Morton) - Loan in name of debtor and non-filing co-debtor. plan must pay Santander present net loan balance of $13,797.43 with contract rate of interest at 13.73%. Also plan should be modified to state that Santander will retain it's lien following confirmation until paid in full outside the plan, etc. (OTBS - $13,797.43 @ 13.73% FOR $19,146.84 TOTAL PAYOUT)

2. Trustee objection:
- Need to file Pre-Confirmation Certification.
- Debtor is currently receiving unemployment income add to confirming Order debtor to filed amended I & J and provide updated proof of income within 6 mos of confirmation.


Plan proposes $373 x 60 0%
Payments: $723 received which is less than 2 payments Arrears: $769


RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service on Santander for cram of 2014 Jeep. (MOOT, OBJ FILED)
- Need to resolve estimated claim filed by the IRS. (AMENDED)
-need domestic support obligation form filed. (DONE)
- Cavalry SPVI, LLC filed secured judgment claim 11-1 for $4925.98 which is not addressed in plan (MOTION TO MODIFY TO UNSECURED GRANTED)
Matter ResolvedRequest
Adjourment
1738/25/2021 10:00 am21-13957 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $58.00  Total Paid In: $3,526.00
As of 8/13/21 (DS): If obj with PHH Mortgage resolved to pay arrears and loan mod by 11/13/21 need to confirm at $1,734 paid, $925 x 57 begin 9/1/21; 100% with a minimum of $19,071.23 to gucs due to non-exempt equity.
- Loan mod with PHH Mortgage on Butterfly Rd by 11/13/21 (OBJ IS OTBS).
- Add to confirming order Trustee ok to pay the IRS claim#3-2P and arrears claim#2-1 of Ford Motor Credit.

1. BELOW ISSUES STILL UNRESOLVED

As of 7/12/21 (DS): Debtor attorney requested adjournment to resolve IRS estimated claim.

7/14/21 (DS): 1. Trustee obj to the following:
- Income verifies higher, there is disposable income $2,349.02. May be moot, since plan is proposing 100% to gucs.
- Must resolve the estimated claim filed by the IRS. - AMENDED CLAIM FILED, CLAIM HAS $2,102.47. Trustee ok to pay?
- There is $19,071.23 in non exempt equity in the residence. Plan needs to remain 100%.

2. Deutsche Bank (ROBERTSON, ANSCHUTZ, SCHNEID, CRANE) obj to loan mod and arrears. Obj must be resolved.

3. Ford filed arrears claim $419.63. Trustee ok to pay?

Prop Plan $867 x 60 begin 6/1/21; 100% and Loan mod on Butterfly Rd by 6 months from filing 5/13/21 (11/13/21)
Note: 2020 tax return provided.
Matter ResolvedRequest
Adjourment
1748/25/2021 10:00 am21-14040 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 8/18/2021 (at):

1. 109 (e) ISSUE...GUC'S TOTAL $587,770.

2. Objection filed by Specialized Loan Servicing, Stewart Legal) - failure to cure full arrears of $74,401.25 (OTBS Per POC)

3. Toyota Lease Trust filed a secured arrears claim #15 in the amount of $65.90 which is not in the plan. Is it ok to pay this claim? (YES)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance, insurance expires 8/3/21. (RECEIVED)
- Amendments to Schedules I to remove unemployment and update on income (NOT AMENDED)
- amend Sched B to add additional TD checking acct#2826 (listed on savings acct statements). (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Schedule J has excessive expenses such as: Life insurance $466.25 and 3 Car payments
$593.10, $525 and $265.33. (REDUCED EXPENSES BY $550)
- Also P&L for Future of Health has excessive household expenses on residential property
for 6 months, each month would be Electricity $667, Phone $699, Repairs/Maintenance $163 (Sched J list $200), Misc expense $874 (needs explanation), Office $519 (which is at residence).
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2722 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need 3-6 months recent P&L for Future of Healthcare Inc. (RECEIVED)
- Need 2 months bank statements from TD checking acct#0865 and acct#2826 to filing date and Value statement from Investors Life Insurance, prior to filing date. (RECEIVED)
- Need accountants valuation on both businesses. (RECEIVED FOR KRISTINE SALES ONLY)
- Arrears claim filed by Toyota for $65.90.
- Must resolve creditor objection.

Plan proposes: $500 x 12 beginning 6/1/2021, $1,350 x 48 beginning 6/1/2022, loan mod by 12/1/2021, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1758/25/2021 10:00 am21-14062 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing Rescheduled (MBK)Continued
9/22/2021 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $0  

ISSUES AS OF 8/18/2021 (DM):

1) Debtor has failed to treat NewRez mortgage lien in the Plan (UNRESOLVED).

2) Debtor needs to calculate the total gross payout on the interest rate cram on both vehicles - refile the Plan with the total payout figure - and serve the creditor once corrected (UNRESOLVED).

3) If debtor is treating Discover in Part 7b, then it must also be populated in Part 4d and served upon the creditor (UNRESOLVED).

4) Trustee OBJ:
- Need statement for Exxon Mobile stock (RECEIVED).
- Need statement for Treasury Bond (RECEIVED).
- Need statement for PSE&G stock (RECEIVED).
- Need 401k loan statement (RECEIVED - LOAN TO BE PAID OFF IN APPROXIMATELY 18 MONTHS FROM 7/1/21 - ADD BACK $418 IN MONTH 19).
- Need MP that removes Baker FCU from Part 4c.
- Amend Sch J to remove car payments based on crams (UNRESOLVED).
- Income verifies higher ($5,370.50) than scheduled ($4,259.16).
- Tax refund of $2,536 was not prorated and included in disposable income.
- As adjusted, disposable income is $2,268 per month.
- There is $37,679 non-exempt equity in real estate.
- There is $6,059 non-exempt equity in bank accounts & stocks.
- Order of Distribution departs from Trustee standard.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $460 x 12 start 6/1/21, $1,335 x 48, Base
PTD 3/3 = $1,380
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1768/25/2021 10:00 am21-14190 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AR UPDATED CMA FILED REVIEW WITH EC AND AR
AS OF 8/17/2021 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2020 by 6/30/2021. (RECEIVED)
- Need updated car insurance. Policy expired 6/2/2021. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $450/month for utilities
- $655/month for transportation (only debtor works)
The Schedules fail to account for the debtor(s) tax refund in the amount of $2,433.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $17,447 in non exempt equity in the bank accounts.
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Ally Financial (CERT OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- need updated comps (within last 6 months) for value of 52 Syracuse Dr. Comparables supplied include closings on prop. 10- 12 mos ago and for homes that are 3 bedrooms when debtors home has 4 or 5 bedrooms (NOT RECEIVED - ZILLOW VALUES PROPERTY AT $704,620)

Plan proposes: $793 x 36 beginning 6/1/2021, $0 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1778/25/2021 10:00 am21-14200 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
9/22/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 8/25/2021 (at):

HOMEOWNER'S INSURANCE SUBMITTED ON 8/23.

1. Trustee's objection to amended C needs to be resolved prior to confirmation or confirmation needs to be adjourned to 9/8/2021 to coincide with that hearing.

2. Objection filed by Fifth Third Bank (McCabe Weisberg) - failure to cure arrears of $2,193.11. Modified plan pays arrears and no objection to modified plan. Claim filed by Fifth Third Bank is for $4,173.43. Is it ok to pay this claim. (YES)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- Need a statement for the debtor's 401k loan. (RECEIVED)
- Need updated car insurance prior to confirmation hearing. (RECEIVED)
- A Modified Plan that steps up the trustee payment in December, 2023 when co -debtor
pension loan is paid off. (LOAN IS PAID OFF AFTER BANKRUPTCY ENDS)
- Amendments to Schedules G to assume Honda lease. (AMENDED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Need proof of service on Capital One Auto Finance. (CERT OF SERVICE NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Fifth Third Bank. (MOD PLAN RESOLVES)
- Amend schedules to include the Florida timeshare and provide valuation to the trustee. (MODIFIED PLAN SURRENDERS TIMESHARE)

MP before confirmation proposes: $515 x 60 beginning 6/1/2021, $0 to guc's
Payments: 3/3
(Adding timeshare to be surrendered in full satisfaction of debt/lien and Adding pre-petition mortgage payment to be paid in plan)
Matter ResolvedRequest
Adjourment
1788/25/2021 10:00 am21-14258 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $263.00  Total Paid In: $1,052.00
AS OF 8/25/21 (SF)

RECOMMEND $263 X 60 (BEGIN 6/1/21) 100% W/MIN $10,632 PER N/E IN REAL ESTATE, LOAN MOD BY 9/8/21
-OTBS RESOLVING OBJ BY PHH MORTGAGE WITHIN 30 DAYS
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS
- LOW BASE



ADJ past Bar Date for 100%, should have OTBS with RAS - ADJ to 8/25/21 (NEED ORDER)

1. Objection filed by PHH Mortgage (RAS Crane) - failure to pay arrears of $31,035.73 and speculative loan mod (OTBS - PAY PENDING LOAN MOD)

2. Trustee objection:
- There is estimated non-exempt equity on real property $10,632.65 (pending claims filed).
- Must file Pre-confirmation certificate.

3. Loss mit order expires on 9/8/21


Plan proposes $263 x 60 100%, Loan Mod in 6 mos
Payments: 3/3


Matter ResolvedRequest
Adjourment
1798/25/2021 10:00 am21-14268 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $235.00  
AS OF 8/19/21 (SF)

1. The plan proposes to surrender 2020 Nissan Pathfinder but the claim filed is for the year 2019. (NEED TO AMEND SCHEDULES AND PLAN)

2. Trustee objection:
- Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 8/7/2021.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for medical expenses (need proof)
- Verified income leaves monthly disposable income of $841.46.
- There is $7,962 in non exempt equity in the bank accounts.
- Need to file Pre-Confirmation Certification.
- Need to clarify if there is a secured debt to Cit Bank.


Plan proposes $247 x 60 Base
Payments: 3/3

Matter ResolvedRequest
Adjourment
1808/25/2021 10:00 am21-14359 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 8/19/21 (SF) - PROPOSED PLAN IS NOT FEASIBLE. ONLY PROPOSES A BASE OF $7200


1. Objection filed by First Guaranty Mortgage (Brian Caine) - The forbearance agreement has expired at the end of June and the arrears are due in the amount of $17,897.94

2. First Guaranty Mortgage Corp filed arrears claim 5-1 for $17,897.94. The plan states that arrears were in forbearance until July 2021. (NEED STATUS. MUST RESOLVE)

3. Hyundai Capital America filed arrears claim 6-1 for $299 which is not addressed in plan (OKAY TO PAY?)

4. Trustee objection:
- Need Domestic Support Obligation information .
- Need to file Pre-Confirmation Certification.
- need updated comps for (2021)real property. The Appraisal only has comps from 2020. Zillow values property at $432,000.
- need explanation of Bank statements which are joint. Deposits in March for #1663 total $1,880 (and $7,176 was withdrawn) and deposits for March for account #1650 total $11,282. Doesn't add up.
- add to confirmation terms Need updated income and amended I and J by 2/28/2022.

Plan proposes $150 x 48 Base
Payments: 3/3


Matter ResolvedRequest
Adjourment
1818/25/2021 10:00 am21-14373 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 8/20/21 Debtor attorney requested adjournment to resolve Trustee issues, adjourned peremptory, no further adjournment

As of 8/13/21 (DS): Recommend confirming at $1,064 paid, $2,381 x 33 begin 9/1/21; 100% with a minimum dividend $7,964.58 due to non-exempt equity.
- Within 60 days amend or move against the IRS estimated claim#3-1.
- Add to confirming order Trustee ok to pay the arrears claim of Santander claim#13-1.
- Add Trustee standard order of distribution.

1. BELOW ISSUES REMAIN UNRESOLVED, IRS ESTIMATED CLAIM NOT RESOLVED

As of 7/26/21 (DS): Debtor attorney requested adjournment to resolve all issues.

7/28/21 (DS): 1. Trustee obj to the following:
- BUSINESS FORMS & P&L PROVIDED, P&L SHOWS DEBTOR'S HALF INTEREST OF INCOME FROM BUSINESS IS $4,766.88 MONTHLY.
- Trustee needs proof of liquidation of IRA and acquisition of construction loan to build property on Downing Avenue.
- Per SOFA Debtor withdrew $101,789 from IRA from 1/1/2019 - 12/31/19. Debtor also sold 2004 Fourwind RV to unknown person for $3,500 in 9/2020 for living expenses.
- Excessive expenses on Sched J such as: $400 Entertainment, $655 Health insurance (insurance already deducted on Sched I) and , $267 Solar panels.
- Trustee's calculations are higher for the following reasons: Per P&L provided net income from Jan 2021 to June 2021 is $57,202 half interest is $28,601, which would be $4,766.84 net income from business.
- There is non-exempt equity in Santander acct ending #6030 has balance of $5,725.16 as of 5/31/2021, half interest is $2,862.58 (after careful review of Sched C there in non-exempt equity on 1992 Troyer Chassis $4,000 and 12 shares Prudential $1,102. Must amend Sched C to take exemptions, total non-exempt equity $7,964.58.
- Need Trustee standard order of distribution.

2. Must resolve IRS estimated claim, 2020 tax return estimated. Debtor provided 2020 and received refund. Must amend or move against claim.

Prop Plan $338 x 36 begin 6/1/21; Base
Note: Amended SOFA filed
Matter ResolvedRequest
Adjourment
1828/25/2021 10:00 am21-14397 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $5,030.00
issues as of 7/16/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity on real property of $114,954.11. Plan pays 100% to gucs, will add due to non exempt equity
-must add to confirming order non-exempt proceeds from possible claim against MSC Law Group
-must file pre confirmation certification with court
2) Failed to file certification of service for plan motions
3) Not current with Trustee plan payments, arrears $1,006

proposed plan $1,006x60 100% plan
paid in $2,012
last claim 10


Matter ResolvedRequest
Adjourment
1838/25/2021 10:00 am21-14554 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanWithdrawnDebtor has made 1 of 4 required payments   Arrears: $1,831.00  
Matter ResolvedRequest
Adjourment
1848/25/2021 10:00 am21-14726 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $209.00  
341 now on for 9/16/21
Matter ResolvedRequest
Adjourment
1858/25/2021 10:00 am21-14751 / MBKErik M. Helbing Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 8/20/21 (DS): Debtor attorney requested adjournment, 341 sched 9/16/21
Matter ResolvedRequest
Adjourment
08/25/2021 10:00 am21-14860 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 0 of 4 required payments   Arrears: $0  

CASE CONVERTED TO A CHAPTER 7 ON 8/16/2021.
Matter ResolvedRequest
Adjourment
1868/25/2021 10:00 am21-14888 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $764.00  
Atty holding $764 to send in - ADJ to 10/13

As of 8/16/21 (DS): 1. Debtor has not made any Trustee payments, arrears $764, made 0 out of 2.

2. Trustee obj to the following:
- Need 2020 tax return, listing agreement for Squirrel Road, copy of the Will or proof that the debtor has 1/3 interest in Squirrel Rd property.
- Add to confirming order Debtor to provide updated income and amended I and J by 2/28/22.
- There is $4,710.11 in non-exempt equity in debtor's interest in Squirrel Rd property.
- In the event that the case is dismissed the debtor should be barred from refiling for a period of one year.
- Must file Pre-Confirmation Certification.

3. Must resolve IRS estimated claim, 2018 tax return not filed.

Prop Plan $382 x 60 begin 7/1/21; Dollar Base $822.44 and Sale of Squirrel Rd 6 months after conf
Note: Service on motions done.
Matter ResolvedRequest
Adjourment
1878/25/2021 10:00 am21-14907 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 8/18/21 (DS) 341 not held 7/15/21 - STILL NEED; 2 MONTHS BANK STATEMENTS, DEED/REGISTRATION (FOR MOBILE TRAILER), MTG STATEMENT FOR 113, DR LEASE AGREEMENT FOR TRIALER LOT IN PA
Matter ResolvedRequest
Adjourment
1888/25/2021 10:00 am21-14914 / MBKAndrew Micklin Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 8/13/2021 (JMA)

1) Wells Fargo Bank (LOGS Legal Group) objection to confirmation - need to resolve
-plan does not include ongoing monthly post-petition payments
2) Gulf Coast Bank and Trust Co (Honig & Greenberg) objection to confirmation - need to resolve
-judgment $92,379.18
3) Trustee objection to confirmation - need to resolve
-the plan provides on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - Wells Fargo acct scheduled $135, but 5/27/2021 statement shows ending balance of $2,516.50 if not eligible for exemption there will be non exempt equity; Hanmi acct scheduled $361, but 5/20/2021 statement shows ending balance of $569.88 if not eligible for exemption there will be non exempt equity
-Gulf Coast Bank and Trust Co filed secured claim $92,379.18 judgment levied upon real estate, not treated in plan - need to resolve

proposed plan $830x60 begin 7/1/2021 minimum $42,416
paid in $1,792
last claim 13

-
Matter ResolvedRequest
Adjourment
1898/25/2021 10:00 am21-14917 / MBKDavid L. Stevens Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $2,518.00
AS OF 8/23/21 (SF) UPDATED

RECOMMEND $1000 PTD, $759 X 58 (BEGIN 9/1/21) BASE PLAN


PER AR RECOMMED $750 PER MONTH (BASE OF $45,000) TRUSTEE COMPROMISE


Trustee objection: (DEBTOR CERT FILED)
- 2 months bank statements for all bank accts prior to filing date. (NEED BANK STATEMENTS FOR BANK OF AMERICA CHECKING AND SAVINGS ACCOUNTS)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto
insurance $260 (verifies $196.15), Motorcycle Insurance $80 (verifies $57.85 and is a luxury expenses), Motorcycle payment $229 (luxury expense) (PER DEBTOR CERT, WANTS TO INCLUDE MOTORCYCLE AS AN ENTERTAINMENT EXPENSE) NOT ACCEPTABLE AS THIS IS AN OVER THE ROAD VEHICLE THAT WILL ALSO NEED MAINTENANCE.

- Proof of income verifies higher, disposable income with excess expenses verifies $1,036.03.

- 22c Line 13e and Line 33c takes expenses for Harley Motorcycle $229 and $229 (luxury expenses) and Line 45 has disposable income $78.95, total disposable income would be $536.95, which would require minimum dividend $32,217 to gucs.
The Schedules fail to account for the debtor(s) tax refund in the amount of $2142 when determining disposable income. (2020 TAX REFUND IS $2075) (CERT OBJECTS TO TAX REFUND AS BEING SPECULATIVE)

- Need Certification form Debtor as to receipt of life Insurance proceeds form Aunt who passed away in January 2020 including the amount received and how the funds were spent with supporting documentation attached to the Cert. (CERT PROVIDED, DEBTOR RECEIVED $25,000 FROM LIFE INSURANCE FOR AUNT WHO PASSED AWAY AND USED THE FUNDS TO PAY CREDITORS. NO PROOF PROVIDED. BANK ACCT IS CLOSED)


Plan proposes $500 x 60 Base
Payments: 2/2

RESOLVED ISSUES:
- A copy of the last filed tax return - for 2020. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
1908/25/2021 10:00 am21-14923 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $150.00  
As of 8/23/21(mk):

1. 1/2 PAYMENTS
2.341 now on 9/2/21.


341 was on for 8/12/21. It could not be conducted as debtor needed an interpreter and we had short notice of that so hearing needs to be rescheduled.

Matter ResolvedRequest
Adjourment
1918/25/2021 10:00 am21-14926 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $423.00  
AS OF 8/17/2021 (at):

100% PLAN - BAR DATE IS 8/25/2021. SHOULD ADJOURN TO AFTER BAR DATE.

1. Objection filed by Carrington Mortgage (Stern Lavinthal) - failure to cure arrears of $35,325.88 (Per POC) and plan proposes excessive time to sell the property.

2. Objection filed by MEB Loan Trust (KML Law) - failure to cure arrears of $253,941.56 on Richard Road (Per obj - no POC yet)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of rental income - Need lease agreement. (NOT RECEIVED)
- statement for Prudential insurance policy showing type of insurance and value if
whole life. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Income verifies much higher than scheduled for debtor ($23,333.00) and non filing
spouse(17,500 from Software programming co. and $26,250 from Vitel Global
Communications- 2 separate groups of pay checks were provided for each company).
Monthly disposable income is $53,280.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $121,082 in non exempt equity in TD Checking account.
- There is $22,914 cash surrender value in Prudential life insurance policy.
- As of now, there is $92,493.29 equity in Richard Rd property and $147,827.37 equity in
Green Hollow Drive property. (100% PLAN)
- Copy of Transmittal letter was not attached to proof of Service for plan motions. (NOT RECEIVED)
- Must file pre conf cert. (NOT FILED)

Plan proposes: $702 x 36 beginning 8/1/2021, sale of 310 Green Hollow within 6 months of confirmation, loan mod with Select Portfolio (2nd mortgage on 6 Richard Street) within 6 months of confirmation, 100% to guc's
Paymen
Matter ResolvedRequest
Adjourment
1928/25/2021 10:00 am21-15001 / MBKGeoffrey P. Neumann, Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 1970.41 of 4 required payments   Arrears: $0  

As of 8/20/21 Debtor attorney requested adjournment to file 2020 tax return and provide explanation as to business expenses as well as file amended Schedules

As of 8/12/21 (DS): 1. Trustee obj to the following:
- Need 2020 tax returns.
- Amended Schedule F to add creditor Carol Wiseman.
- Per Business Forms, current business is Consulting for various Shipping Terminals. There are expenses on P&L that are questioned, as follows: Kitchen supplies & materials $3,000; other business expenses $3,440.24 (this should be detailed; uncategorized expenses $1,000; utilities $10.75 (business is run out of Debtor's home so we need explanation of this expense).
- There is non-exempt equity in real estate $43,015.81.
- 122c Line 45 has monthly disposable income of $3,653.97 which requires min. dividend $219,238.20 to gucs.
- Excessive expenses on Schedule J such as: $800 Utilities, $500 Tele/cell/cable, $2,000 Food, $1,600 Childcare (must provide supporting docs).

2. Must resolve IRS estimated claim, 2020 taxes not filed.

3. PennyMac Loan (FRENKEL LAMBERT WEISS ET AL) obj to arrears owed, POC filed with arrears $53,437.95, plan list as outside. Obj must be resolved.

4. Must file Pre-confirmation certificate.

Prop Plan $491.43 x 60; Dollar Base $25,000
Matter ResolvedRequest
Adjourment
1938/25/2021 10:00 am21-15002 / MBKGeoffrey P. Neumann, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

AR NOTE / ATTY MUST ADDRESS TR PTMTS - REC DISM WITHOUT PREJUDICE TO MOTION TO VACATE
issues as of 8/13/2021 (JMA)

1) 341 not held, rescheduled 8/26/2021
2) To date no Trustee plan payments have been made, arrears $200
OBJ BY TSC APROX 12-13 K
Matter ResolvedRequest
Adjourment
1948/25/2021 10:00 am21-15026 / MBKMark N Glyptis Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  
Total Paid In: $0.00
NA
issues as of 8/12/2021 (JMA)

1) 341 not held, not rescheduled
2) No Trustee payments to date, arrears $1,478
3) IRS priority claim is estimated
4) Has not provided all documents needed for 341 hearing to be held
Matter ResolvedRequest
Adjourment
1958/25/2021 10:00 am21-15048 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $5,919.00
AS OF 8/18/21 (SF)


1. Trustee objection:
- EXPLANATION OF EXTENDED HOME OWNERS LIABILITY COVERAGE;

- NEED VERIFICATION OF RENT PAYMENTS

- Form 122c-2 Line 45 Shows monthly disposable income $3,302.26 which requires minimum
$198,135.60 dividend to general unsecured creditors

- DEBTOR IS NOT PAYING ALL OF DISPOSABLE INCOME INTO PLAN, NET DISPOSABLE INCOME VERIFIES AT $3,200 PER MONTH

-need updated comparable sales for real property. Comparables submitted are for homes sold 1 year before this filing. Zillow value is 261,000 and those comparables are w/in 1 -7 mos and value range is 245,00- 280,000. Trustee objects to debtor value of 168,000. (USED $245,000 AND THERE IS NO EQUITY. PLAN PROPOSES 100%)

-must file pre conf cert.

RECOMMEND $2866 PTD, $2187 X 34 (BEGIN 9/1/21) 100% PLAN (36 MONTH PLAN)

Plan proposes $1433 x 60 100%
Payments: 2/2

RESOLVED ISSUES:
- Limited objection by Harley-Davidson (Gavin Stewart) - failure to treat claim in plan (MP FILED)
- Amendments to Schedules FOR MOTORCYCLE (AMENDED)
Matter ResolvedRequest
Adjourment
1968/25/2021 10:00 am21-15054 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

8/9/21(Mk): adj request to after bar date of 8/30/21


>>Needs creditor Nissan Motor (Stewart legal) consent to adj. HAS CONSENT

1.Limited Objection by Nissan(Stewart)
-intent for auto lease
-POC #4-1- no treatment.

2.Trustee Objection:
- Need June bank statements for Bank of America #8031 and #4137
and Wells Fargo #933 and #782.
-needs a MP that states student loans will be paid outside of the plan.
(On Schedule J)
-plan has excessive expense items, such as:
$759/month car payment
$650/month car payment
$320/month cleaning lady
$228/month for pro rated NJ and Federal income taxes
$600/month for THE contribution (need explanation)
$800/month for transportation (only debtor works)
-debtors not paying all disposable income into the plan :
- Verified income leaves monthly disposable income of $1,123.61.
- Reviewed the 22C, Line 17 (involuntary deductions) should be $817
and Line 23 (optional phone) requires proof. Per the 22C, monthly
disposable income is $3,359 which requires a minimum dividend of
$201,540 to general unsecured creditors or 100% plan.
-There is $1,001 in non exempt equity in the bank statements pending
review of June statements.
- Need to file Pre-Confirmation Certification.
- Debtors' attorney must file a fee application within 7 days of the entry
of the order confirming the plan.
- Case must be confirmed with non-exempt proceeds from lawsuit
against Lakeview Law Group/Other defendants


Plan:380 x 36 Base
2/2 payments
last claim:15-1, bar date:8/30/21
Matter ResolvedRequest
Adjourment
1978/25/2021 10:00 am21-15159 / MBKROBERT G SWAN, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 8/25/21 (SF)


1. 341 NOT HELD - RESCHEDULED TO 9/23/21
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
1988/25/2021 10:00 am21-15197 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,630.00  
AS OF 8/17/2021 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2020. (RECIEVED PROOF OF EXTENTION)
- Judgment for divorce and property settlement agreement. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home
maintenance $280, Water/Sewer $175 and Transportation $350 plus E -Z Pass $65 total
$415.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c Line 22 adds additional health care $51 and Line 34 adds mortgage arrears to be paid
$847.88, plan is proposing loan mod and partially to be paid pending loan mod and Line
43 add educational courses, dues and subscriptions $95, EZ pass $65 and Lawncare $65. (PROOF OF EXPENSES NOT RECEIVED)
There would be disposable income to pay more to gucs.
- Proof of income also verifies higher, there is disposable income $1,680.38.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE NOT FILED)
- Need 2 months bank statements from PNC Bank checking acct prior to filing date. (NOT RECEIVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $815 x 6 beginning 7/1/2021, $945.96 x 54 beginning 1/1/2022, loan mod by January, 2022, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
1998/25/2021 10:00 am21-15214 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
9/8/2021 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $972.00
As of 8/20/21 (DS): 1. Trustee obj to the following:
- Need 2 months savings account statements from OceanFirst Bank prior to filing date. SUBMITTED 8-23
- There is non-exempt equity on real property $1,544.34 and estimated in savings
account, once statement is provided.
- Must resolve creditors objections.

2. Ford Motor Credit (MORTON) obj to 2018 Ford Explorer not in plan. Plan is silent to treatment of vehicle. (OTBS TO ASSUME LEASE)

3. Lakeview (McCABE, WEISBERG & CONWAY, P.C.) obj to arrears owed $2,233.91, POC filed arrears $2,233.92.

Prop Plan $169 x 60; Dollar Base $6,000
Note: 2020 Tax return and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
2008/25/2021 10:00 am21-15375 / MBKMARK GOLDMAN, ESQConfirmation Hearing ScheduledContinued
9/8/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $712.00  
issues as of 8/12/2021 (JMA)

1) Select Portfolio/Federal Home Loan Mortgage Corp (Fein Such) objection to confirmation - need to resolve
-arrears $85,472.30
2) Trustee objection to confirmation - need to resolve
-need statement for NJ Law & Public Safety Credit Union
-the debtors is not paying all disposable income into the plan - income verifies higher at $7,145.44 than scheduled $6,732.50
-the plan provides for payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - as of now, there is $20,605.30 in non exempt equity in real property
-need statement showing balance due for Pension Loan
-need supporting documentation for $600/month support expense
-need to resolve Select Portfolio objection
-must file Pre Confirmation Certification with Court
-need accountant's statement of value for the Keroli Company Operations LLC stocks 100% owned by debtor
3) Debtor's plan does not follow Trustee standard order of distribution

proposed plan $712x24; $2112x36 base plan
paid in $712
arrears $712
last claim 3
Matter ResolvedRequest
Adjourment
2018/25/2021 10:00 am21-15385 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 8/17/21 (SF) - Atty will be filing mp

RECOMMEND $300 PTD, $207 X 34 (BEGIN 9/1/21) BASE PLAN

Trustee objection:
- Auto insurance for 2003 Chevrolet and updated auto insurance for 2019 Jeep and
2007 Honda, insurance expires 8/10/21.
- Amendments to Schedules B and C to add 2007 Honda CR-V.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car
payment $720 (REDUCED EXPENSES BY $187) RECOMMEND BASE OF $7388

Plan proposes $150 x 36 Base
Payments: 2/2

Matter ResolvedRequest
Adjourment
2028/25/2021 10:00 am21-15424 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/13/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 8/17/21(mk):

>>case was filed in July. Should be adj to 10/13/21 so we get July, Aug & Sept pay stubs to better verify income as debtor says no longer gets OT as of end of May 2021.<< This is an Above median case.


1. Trustee Objection:
- Notice of appearance filed 7/28/21 by A. Lubin for B Of A- HE WAS NOT SERVED W/ PLAN THAT CRAMS HIS CLIENTS DEBT.
-Per Cameron Legg, the income on Sch I is Ytd net income (dm).Also; sch I says debtor rec'd OT for Jan - May and no longer gets that(mk);
WE NEED MORE PAYSTUBS FOR JULY , AUGUST AND SEPT.
-need Pension loan balance statement prior to filing date.
-plan has excessive expenses:Food $406, Transportation $542, Car insurance $193 (proof provided is $123).
- 122 -C objections: excessive expenses such as: Line 22 additional health care $282, Line 30 additional food/clothing $25, Line 33b taking car payment $452.10 (already listed on Line 13b) & Line 41 Pension loan $521.56 (need balance statement).
- debtor is not paying all disposable income into plan. Trustee's
calculations are higher for the following reason (s): Proof
of income verifies higher and with excessive expenses verifies
disposable income $1,598.91.
- Must file Pre-confirmation certificate.
- Add to confirming order non-exempt proceeds from lawsuits, if any.( Need to make plan a base)
------------------------
-Failed to provide proof of service for B Of A Plan motion to cram 2018 Dodge(FILED 8/3/21)


Plan:540 x 60 begin 8/1/21; $0
1/1 payments
last claim:9-1, bar date:9/9/21
Matter ResolvedRequest
Adjourment
2038/25/2021 10:00 am21-15468 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $514.00  
AS OF 8/20/2021 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that complete part 5 for distribution to unsecureds. (NOT FILED)
- Atty disclosure and plan balance for fees do not match. Need to correct whichever one
is wrong. (NEITHER AMENDED)
- The pre-confirmation certification needs to be filed (NOT FILED)

Plan proposes: $454 x 60 beginning 8/1/2021, part 5 of plan is blank as to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
2048/25/2021 10:00 am21-15478 / MBKANDREW CARROLL, ESQ.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 3 required payments   Arrears: $885.00  
withdrawn 8/3/21, mod plan filed 8/1/21
Matter ResolvedRequest
Adjourment
2058/25/2021 10:00 am21-15499 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
10/27/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
2068/25/2021 10:00 am21-15836 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2078/25/2021 10:00 am21-16111 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
9/22/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $150.00  
issue as of 8/12/2021 (JMA)

1) Case scheduled confirmation hearing the day before the 341 hearing, then reset date to 9/22/2021 - the 8/25/2021 is moot
Matter ResolvedRequest
Adjourment
2088/25/2021 1:00 pm15-22778 / MBKPETER E ZIMNIS, ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2098/25/2021 1:00 pm16-19841 / MBKLEE M PERLMAN, ESQMotion CompensationGrantedTotal Paid In: $214,219.00
Matter ResolvedRequest
Adjourment
2108/25/2021 1:00 pm17-19450 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $127,380.00
Matter ResolvedRequest
Adjourment
2118/25/2021 1:00 pm17-26339 / MBKJoseph Casello, Esq.Motion CompensationGrantedTotal Paid In: $31,567.00
Matter ResolvedRequest
Adjourment
2128/25/2021 1:00 pm17-27795 / MBKLEE M PERLMAN, ESQMotion CompensationGrantedTotal Paid In: $18,572.00
Matter ResolvedRequest
Adjourment
2138/25/2021 1:00 pm18-24502 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2148/25/2021 1:00 pm19-16160 / MBKKirsten B. Ennis Motion CompensationDismissed - Hold FeesTotal Paid In: $28,050.00
Matter ResolvedRequest
Adjourment
2158/25/2021 1:00 pm19-29668 / MBKWarren Brumel, Esq.Motion CompensationGrantedTotal Paid In: $18,806.00
Matter ResolvedRequest
Adjourment
2168/25/2021 1:00 pm20-17139 / MBKMelinda D Middlebrooks, EsqMotion CompensationGrantedTotal Paid In: $750.00
Matter ResolvedRequest
Adjourment
2178/25/2021 1:00 pm21-10670 / MBKCAMILLE J KASSARMotion CompensationGrantedTotal Paid In: $2,510.00
Matter ResolvedRequest
Adjourment
2188/25/2021 2:00 pm16-28100 / MBKROBERT C NISENSON ESQMotion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $17,200.00
8/25 - DENIED BY MBK - OTBS by State of NJ

ADJ by MBK to 8/25/21 @ 2 PM for further briefing on service issue & Espinosa issue

NJ DAG obj; Debtor response<>MTN TO CANCEL AND DISCHARGE TAX LIEN
Matter ResolvedRequest
Adjourment
2198/25/2021 2:00 pm20-16556 / MBKMARCIA Y. PHILLIPSNotice of Hearing (Upload)Order Previously SubmittedTotal Paid In: $30,100.00
OBJECTION TO PPSD ORDER AN APPLICATION TO APPROVE PURCHASE OF LEASED VEHICLE
Matter ResolvedRequest
Adjourment
2208/25/2021 2:00 pm20-22489 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 11 required payments   Arrears: $1,214.00  Total Paid In: $10,565.00

AR NEED TO RESOLVE PLAN SEC 10 - ATTY HAS NOT EXPRESSED CLEAR REASON WHY NEEDED - ISSUE BEFORE MBK AND CMG PREVIOUSLY
hold for judge on 8/25 2pm

As of 8/16/21 (DS): Need to confirm at $9,351 paid, $1,214 x 51 begin 9/1/21; Base with a minimum dividend $10,448;
- Loan mod with Mortgage Research by 1/14/22 (arrears not to be paid pending loan mod).
- Section 10 to be stricken.
- Student loans to be treated outside (per previous confirming order).
- Pays fee app filed 7/8/21.

As of 7/12/21 Debtor attorney requested ready hold, case will be held to 1pm.

7/14/21 (DS): Need to confirm at $6,923 paid, $1,214 x 53 begin 7/1/21; Base with a minimum dividend $10,448;
- Loan mod with Mortgage Research by 1/14/22 (arrears not to be paid pending loan mod).
- Section 10 to be stricken.
- Student loans to be treated outside (per previous confirming order).

MP Prop $1,214 x 54 begin 5/1/21; Base and Loan mod on Texas Rd by 6 months from conf
- Proposes loan mod on residence.

Trustee obj: Need to strike Part 10 from Plan - Atty previously agreed to stop adding this non-standard language.

"Upon confirmation of the plan, property of the estate will remain property of the debtor and possession of property of the estate shall remain with the debtor. The chapter 13 trustee shall have no responsibility regarding the use or maintenance of property of the estate. The debtor is responsible for protecting the estate from any liability resulting from operation of a business by the debtor. Nothing in the plan is intended to waive or affect adversely any rights of the debtor, the trustee, or party with respect to any causes of action owned by the debtor.
Matter ResolvedRequest
Adjourment
2218/25/2021 2:00 pm20-23090 / MBKYAKOV RUDIKHOrder to Show CauseWithdrawn
8/25 - OTSC WITHDRAWN BY MBK
Atty response; Trustee response<>OSC FOR ATTY RUDIKH SANCTIONS
Matter ResolvedRequest
Adjourment
2228/25/2021 2:00 pm21-15710 / MBKPRO SEOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2238/25/2021 2:00 pm21-15917 / MBKMonika Mazurczyk Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2248/25/2021 2:00 pm21-15949 / MBKJONATHAN GOLDSMITH-COHEN, ESQOrder Show CauseWithdrawn
MISSING SCHEDULES
Matter ResolvedRequest
Adjourment
2258/25/2021 2:00 pm21-16172 / MBKPAUL H YOUNGOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2268/25/2021 2:00 pm21-16172 / MBKPAUL H YOUNGOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2278/25/2021 2:00 pm21-16189 / MBKSTEVEN J ABELSON, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2288/25/2021 2:00 pm21-16189 / MBKSTEVEN J ABELSON, ESQMotion Extend TimeGranted
MTN TO EXTEND DEADLINE TO FILE MISS SCH
Matter ResolvedRequest
Adjourment
2298/25/2021 2:00 pm21-16202 / MBKANDRE L KYDALA ESQOrder Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes