Judge Michael B. Kaplan
Hearing Date: 8/23/2023
Hearing Count: 0
Last Updated: 10-04-2023 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
28/23/2023 9:00 am16-29011 / MBKJacqueline R. Rocci, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $95,865.00
ARREARS - $895 FOR AUG
Matter ResolvedRequest
Adjourment
38/23/2023 9:00 am16-29011 / MBKJacqueline R. Rocci, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $95,865.00
AMT: DUP FILING OF #119<<>>

ARREARS
Matter ResolvedRequest
Adjourment
48/23/2023 9:00 am18-11564 / MBKRhonda E. Greenblatt, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: PIF/PENDING CLOSING<<>>

7/12 AMT: $58.83 PLAN BAL/ISSUED UPDATED PAYOFF LETTER
Matter ResolvedRequest
Adjourment
58/23/2023 9:00 am18-19610 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $56,033.00
to do standard wage order with full payment by 9/27

ADJ to 8/23 to see if debtor makes eWage payment of $1,613 (dm)--DONT SEE PAYMENT

Debtor obj<>ARREARS - $10,354 as of 6/12
Matter ResolvedRequest
Adjourment
68/23/2023 9:00 am18-20398 / MBKMaryBeth Schroeder, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
TRUSTEE MTN DEEMING CONDUIT MTG PAYMENTS
Matter ResolvedRequest
Adjourment
78/23/2023 9:00 am18-20537 / MBKJOSEPH ALBANESE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Order to be SubmittedTotal Paid In: $16,715.00
ADJ to 8/23 Peremptory (dm)

Debtor atty obj<>ARREARS

(AMT: ALSO NEED STATUS OF PI CLAIM)
Matter ResolvedRequest
Adjourment
88/23/2023 9:00 am18-20537 / MBKJOSEPH ALBANESE, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,715.00
AR NOTES
PLAN EXPIRED IN MONTH 63
DEBTOR DIED FAMILY WANTS TO SELL
LENDER AREARS $2197 6 MO
Debtor obj<>PNC/Arthur St (FEIN SUCH)
Matter ResolvedRequest
Adjourment
98/23/2023 9:00 am18-24153 / MBKWILLIAM S WOLFSON, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
9/27/2023 9:00 am

Debtor's counsel to submit a response to creditor's objection by 8/16/23 - ADJ to 8/23/23.

US Bank obj (Friedman Vartolo)<>DEBTOR MTN DECLARING PRE-PET MTG ARREARS CURRENT & FIX POST PET TO $0
Matter ResolvedRequest
Adjourment
08/23/2023 9:00 am18-31829 / MBKBrian S. Thomas, Esq.Hearing Scheduled (Document)MootTotal Paid In: $38,938.00
AMT:CREDITOR CERT OF DEFAULT, DOC #68, PREVIOUSLY SCHEDULED FOR 6/28 ADJ TO 7/26 - OTBS
Matter ResolvedRequest
Adjourment
108/23/2023 9:00 am18-33613 / MBKMICHAEL P OTTO ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $20,538.00
AMT: $ 19,599.40 PTD (56); $ 469 BY 8/30; $469 X 3 BEG 9/1/23 (ATTY OK)<<>>

8/18 AMT: $469 PENDING TFS POSTING<<>>


Debtor obj, made pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
118/23/2023 9:00 am19-14870 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $7,047.00
ADJ to 8/23 for $650 to Post or Dismiss (dm)

7/25 AMT: $650 ARREARS PD (M.O. TO TN) & PROOF OF TFS REGISTRATION-ADJ FOR FUNDS TO POST<<>>

Debtor obj, made pymt and requests recap<>ARREARS; FAILED TO REGISTER FOR TFSBILLPAY
Matter ResolvedRequest
Adjourment
128/23/2023 9:00 am19-16625 / MBKWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $61,010.00
to put on ewage per att EDC

Debtor obj, made pymts & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
138/23/2023 9:00 am19-18178 / MBKCharles M Izzo, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $21,597.00
make 2 payments by 9/13 per debtor pro se

Debtor obj<>ARREARS - $2,068 AS OF 8/18
Matter ResolvedRequest
Adjourment
148/23/2023 9:00 am19-21587 / MBKRobert C. Nisenson, Esq.Order Shorten TimeOrder to be SubmittedTotal Paid In: $27,427.00
AR NOTE -ATTY ARE TRYING TO WORK OUT TERMS OF ORDER - HELD FOR TERMS

see 7/24 DM email to att and creditor-- re: consent order as compromise from 1/27/20 not satisfied by PI settlement so we need a consent order regarding this sale to make sure Fraga and Doran paid correctly EDC
We need a very specific order directing exactly how much Trustee shall pay Doran & Fraga claims from sale proceeds and how to pay their respective balances over the life of the plan - Detailed email sent to all affected parties on 7/24/23 (dm)

Selene finance limited obj (Friedman Vartolo)
Doran obj (Underwood)

MTN TO SELL GROVER AVE PPTY
Matter ResolvedRequest
Adjourment
158/23/2023 9:00 am19-22230 / MBKLee M. Perlman, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $68,523.00
ADJ to 8/23 to be current

Debtor obj, will pay<> ARREARS - $8,300 AS OF 8/23
Matter ResolvedRequest
Adjourment
168/23/2023 9:00 am19-23637 / MBKDouglas T. Tabachnik Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/11/2023 9:00 am
Total Paid In: $64,119.00
AR NOTE - ALL
WE NEED ORDER TO REINSTATE ITS A CURE AND MAINTAIN CASE FUNDS ARE ON RESERVE DUE TO STATY VACATED
Debtor obj<>SV/DEUTSCHE;
Matter ResolvedRequest
Adjourment
178/23/2023 9:00 am19-26125 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $147,025.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<>>

Debtor obj, making pymts<>ARREARS
Matter ResolvedRequest
Adjourment
188/23/2023 9:00 am19-26158 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $73,316.00
Debtor obj<> NISSAN/2017 Altima (sTEWART)
Matter ResolvedRequest
Adjourment
198/23/2023 9:00 am19-27411 / MBKAndrew M. Carroll, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $49,562.00
SIXTY ACRE RESERVE CONDO/Verbana Court (McGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
208/23/2023 9:00 am19-29716 / MBKCarlos D Martinez Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $61,988.00
MP 9/13 EDC

Debtor obj<>FAILED TO REFI BY 8/1/21; NEEDS TO ADDRESS NY STATE LATE CLM #24-1
Matter ResolvedRequest
Adjourment
218/23/2023 9:00 am19-31704 / MBKJustin M. Gillman, Esq.Trustee Certification of DefaultContinued
9/27/2023 9:00 am
Total Paid In: $73,250.00
Debtor obj, filing MP<> ARREARS

$9000 in arrears LP 4/10/23
Matter ResolvedRequest
Adjourment
228/23/2023 9:00 am19-33871 / MBKJonathan Stone, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $47,622.00
to vacate and convert to 7
Matter ResolvedRequest
Adjourment
238/23/2023 9:00 am19-34072 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Continued
9/27/2023 9:00 am
Total Paid In: $13,344.00
Debtor obj, will make pymt & requests 6 mo cure<>WELLS FARGO BANK/Robin Court (LOGS)
Matter ResolvedRequest
Adjourment
248/23/2023 9:00 am20-10837 / MBKKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $46,951.00
Debtor obj<>PENNYMAC LOAN/ Columbus Rd (POWERS)
Matter ResolvedRequest
Adjourment
258/23/2023 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $131,171.00
MTN TO MODIFY CLM #6/FOUR SEASONS
Matter ResolvedRequest
Adjourment
268/23/2023 9:00 am20-11986 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $8,386.00
$225 TFS payment pending - ADJ to 9/13/23.
Debtor obj, will pay<>ARREARS - $1115 AS OF 8/18
Matter ResolvedRequest
Adjourment
278/23/2023 9:00 am20-12365 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $25,792.00
AMT: MP 9/13 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>

Debtor obj, filed MP<>PLAN WILL NOT COMPLETE TIMELY DUE TO PP ARREARS AND CREDITOR ATTY FEES ADDED PER ORDER #76
Matter ResolvedRequest
Adjourment
288/23/2023 9:00 am20-12950 / MBKStephen M. Goldberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $33,218.00
PEREMPTORY
SV/BANK UNITED
Matter ResolvedRequest
Adjourment
298/23/2023 9:00 am20-16010 / MBKYakov Rudikh, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $38,790.00
PHH MTG / Riverdale Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
308/23/2023 9:00 am20-16516 / MBKMarcia Y. Phillips, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $55,359.00
FAILED TO FILE MTN ALLOWING EARLY PAYOUT OF 60 MO PLAN AND PROVIDE TRUSTEE WITH UPDATED BUDGET & POI (pending Motion to Complete Early)
Matter ResolvedRequest
Adjourment
318/23/2023 9:00 am20-16516 / MBKMarcia Y. Phillips, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
9/13/2023 9:00 am
Total Paid In: $55,359.00
MTN TO COMPLETE PLAN EARLY
Matter ResolvedRequest
Adjourment
328/23/2023 9:00 am20-19462 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultContinued
10/11/2023 9:00 am
Total Paid In: $34,230.00
Debtor obj,pending ERMA funds<> ARREARS
Matter ResolvedRequest
Adjourment
338/23/2023 9:00 am20-19794 / MBKRobert Cameron Legg, Esq.Motion Reinstate StayGrantedTotal Paid In: $29,157.00
MTN TO REINSTATE STAY/WELLS FARGO
Matter ResolvedRequest
Adjourment
348/23/2023 9:00 am20-20554 / MBKKarina Pia Lucid, Esq.Motion Convert Chapter 13 to Chapter 7 (fee)Order to be SubmittedTotal Paid In: $46,348.00
sale must occur within 120 days case to be converted back to 7 per Judge

MOD PLAN FILED 8 -22 NOT REVIEWED
Debtor obj<>CH 7 TRUSTEE BEZNER MTN TO CONVERT TO 7
Matter ResolvedRequest
Adjourment
358/23/2023 9:00 am20-22619 / MBKHoward N. Sobel, Esquire Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $65,174.00
SANTANDER BANK/Court Street (GROSS)
Matter ResolvedRequest
Adjourment
368/23/2023 9:00 am21-12391 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $32,860.00
DUP FILING

(tr mtn 8/9)
Matter ResolvedRequest
Adjourment
378/23/2023 9:00 am21-12938 / MBKCandyce I. Smith-Sklar, Esq.Motion Reinstate StayGrantedTotal Paid In: $7,632.00
Need answer with respect to Short Sale approval - ADJ to 7/26

MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
388/23/2023 9:00 am21-12938 / MBKCandyce I. Smith-Sklar, Esq.Motion SellOrder to be SubmittedTotal Paid In: $7,632.00
OTBS sale by 10/18/23.

Deutsche obj (RAS)<>MTN TO SELL WILSON AVE PPTY
Matter ResolvedRequest
Adjourment
398/23/2023 9:00 am21-12938 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,632.00
amt: mp 8/23<<>>

Debtor obj, filing MP<>FAILED TO SELL WILSON AVE PPTY BY 3/31/23
Matter ResolvedRequest
Adjourment
408/23/2023 9:00 am21-13497 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $8,777.00
AMT: $ 8237 PTD (28); $540 X 32 BEG 9/1/23 (ATTY OK)<<>>

Debtor obj, registered for tfs prior to losing job; new employment will do eWage; requests recap<>ARREARS; FAILED TO REGISTER FOR TFS EWAGE
Matter ResolvedRequest
Adjourment
418/23/2023 9:00 am21-13871 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $7,598.00
AMT: $ 7280 PTD (27); $318 X 13 BEG 9/1/23, EXT TO 40 MO (ATTY OK)<<>>

Debtor obj, wants to pay<>ARREARS
Matter ResolvedRequest
Adjourment
428/23/2023 9:00 am21-14191 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $14,500.00
AMT: MP 8/23 **HR**<<>>


Debtor obj, filed MP<>FAILED TO REFI BY 6/1/23
Matter ResolvedRequest
Adjourment
438/23/2023 9:00 am21-15054 / MBKEdward Hanratty, Esq.Notice of SettlementOrder Previously SubmittedTotal Paid In: $13,962.00
Trustee obj<>NTC OF SETTLEMENT OF CONSUMER FRAUD ACTION EDC
(1) The debtors have not exempted the proceeds from this suit and do not have enough exemption available to exempt the amount in full under 522 d(5). Further, there is no exemption under 522 d(11) because it is not a personal injury lawsuit.
Matter ResolvedRequest
Adjourment
448/23/2023 9:00 am21-15291 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $18,788.00
CARRINGTON MTG/Pinewood Ave (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
458/23/2023 9:00 am21-17593 / MBKMaryBeth Schroeder, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be SubmittedTotal Paid In: $145,761.00
Rocket Mtg response (KML)<> MTN TO SELL EASTERN BLVD PPTY

-no order submitted-needs to be marked OTBS
Matter ResolvedRequest
Adjourment
468/23/2023 9:00 am21-18025 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,645.00
SV/CARRINGTON; ARREARS
Matter ResolvedRequest
Adjourment
478/23/2023 9:00 am21-18677 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,200.00
ADJ to 8/23 to address feasibility in the MP (dm)

MP - REC DENY
Debtor obj, filed MP<>FAILED TO COMPLETE SALE OF PRIMROSE LANE PPTY BY 10/1/22
Matter ResolvedRequest
Adjourment
488/23/2023 9:00 am21-18763 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/11/2023 9:00 am
Total Paid In: $19,250.00
Debtor obj, filing MP<>FAILED TO ADDRESS PER PLAN CLAIMS: 3 CITIBANK CLAIMS, SYNCHRONY BANK & DISCOVER BANK
Matter ResolvedRequest
Adjourment
498/23/2023 9:00 am22-10166 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Continued
9/13/2023 9:00 am
Total Paid In: $13,990.00
DLJ MTG CAPITAL/Bennett St (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
508/23/2023 9:00 am22-10295 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Continued
9/13/2023 9:00 am
Total Paid In: $35,073.00
Debtor obj, will pay<>SANTANDER /Tekening Way (GROSS)
Matter ResolvedRequest
Adjourment
518/23/2023 9:00 am22-10319 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $61,120.00
Debtor obj, will make pymt <>ARREARS

made 8/3 payment but still in arrears for August
Matter ResolvedRequest
Adjourment
528/23/2023 9:00 am22-10319 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultContinued
9/27/2023 9:00 am
Total Paid In: $61,120.00
AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, made pymts<>BOA/Still Wells Corner Rd (Brock & Scott)
Matter ResolvedRequest
Adjourment
548/23/2023 9:00 am22-10733 / MBKFRANKLIN S MONTEROMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,679.00
AMT: MTN TO REINSTATE STAY 8/23 <<>>

Debtor obj<> SV/WILMINGTON SVS; ARREARS
Matter ResolvedRequest
Adjourment
538/23/2023 9:00 am22-10733 / MBKFRANKLIN S MONTEROMotion Reinstate StayMoot - DismissedTotal Paid In: $9,679.00
AR NOTE SALE OCCURED YESTERDAY EC

Carrington obj (Hill Wallack)<>MTN TO REINSTATE STAY/CARRINGTON
Matter ResolvedRequest
Adjourment
558/23/2023 9:00 am22-10924 / MBKRobert Cameron Legg, Esq.Motion SellGrantedTotal Paid In: $48,357.00
nationstar obj ( LOGS)<> MTN TO SELL SHARON DRIVE PPTY
Matter ResolvedRequest
Adjourment
568/23/2023 9:00 am22-11041 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $14,437.00
***Trustee Order: $13,094 Ptd, then $1,343 x 40 starting 9/1/23, debtor shall sign up for TFS eWage and provide Trustee with proof of enrollment within 14 days***

Debtor obj, will make pymt & requests recap<>ARREARS - $6112 AS OF 8/18
Matter ResolvedRequest
Adjourment
578/23/2023 9:00 am22-11354 / MBKEdward Hanratty, Esq.Order Shorten TimeContinued
9/13/2023 9:00 am
Total Paid In: $31,547.00
att to send proof of feas by 9/13 edc

MTN TO VACATE DISMISSAL

remaining confirmation issues:

*Still no order regarding the NJ Labor claim that was OTBS--NEED ORDER WITHIN 10 DAYS

* The debtor is $10,767 in arrears. HAS MONEY BUT NEEDS TO ADDRESS FEASIBILITY WITHIN 10 DAYS


*MP improperly removes the minimum to unsecured creditors of $22,465. NEEDS A NEW MP TO BE FILED WITHIN 10 DAYS

*Schedule J has $4,257 for rent/mortgage, originally was $2036 and raises expenses by $1000, Food is only $100, medical went from $334 to $1000
Matter ResolvedRequest
Adjourment
588/23/2023 9:00 am22-11550 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $9,323.00
AMT: MP 9/13<<>>

ADJ to 8/23 for $2,000 - need plan to address arrears (dm)

AMT: MP 9/13 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN*<<>.


to receive $5000 by 8/9 or D EDC

Debtor obj<>ARREARS; FAILED TO SELL/REFI/LM BY 4/30/23
Matter ResolvedRequest
Adjourment
598/23/2023 9:00 am22-11958 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Continued
9/13/2023 9:00 am
Total Paid In: $10,279.00
Debtor obj<>SUPREME MANAGEMENT/LANDLORD (LORI GREENBERG)
Matter ResolvedRequest
Adjourment
608/23/2023 9:00 am22-12070 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Continued
9/27/2023 9:00 am
Total Paid In: $18,362.00
AMT: TR LT REQUESTING CONDUIT<<>>
Debtor obj<>RUSHMORE LOA/Hollywood Drive (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
618/23/2023 9:00 am22-12189 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/25/2023 9:00 am
Total Paid In: $2,913.00
Debtor obj, in trial mod for 1st property in Manahawkin
<>FAILED TO SELL ALPINE TRAIL PPTY BY 6/1/23 for 2nd property
Matter ResolvedRequest
Adjourment
628/23/2023 9:00 am22-12222 / MBKMICHAEL P OTTO ESQCreditor Certification of DefaultContinued
9/13/2023 9:00 am
Total Paid In: $11,207.00
amt: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, made pymt & requests 6 mo recap<>SELENE/Kingsberry dr (RAS)
Matter ResolvedRequest
Adjourment
638/23/2023 9:00 am22-12298 / MBKMarcia Y. Phillips, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $16,785.00
ARREARS; FAILED TO FILE AMD B/C TO ADD CHASE BANK ACCT #9318 WITHIN 30 DAYS OF 11/9/22 CONF
Matter ResolvedRequest
Adjourment
648/23/2023 9:00 am22-12526 / MBKJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,020.00
amt: mp 8/23***<< HR>>

ADJ to 7/26 for $540 TFS to clear and amended Sch I&J and proof of income (dm)


Debtor obj, filed MP<>ARREARS
Matter ResolvedRequest
Adjourment
658/23/2023 9:00 am22-12783 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
ARREARS
Matter ResolvedRequest
Adjourment
668/23/2023 9:00 am22-13111 / MBKJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayContinued
9/27/2023 9:00 am
Total Paid In: $29,320.00
Debtor obj<>LOANDEPOT.COM /Kent Place(McCabe weisberg)
Matter ResolvedRequest
Adjourment
678/23/2023 9:00 am22-13264 / MBKMark N. Glyptis, Esq.Motion Relief from Stay (Fee)Continued
9/13/2023 9:00 am
Total Paid In: $25,600.00
debtor appeared in court on 8/23 and said she didn't agree with the OTBS from her attorney

Debtor obju<>GLOBAL LENDING / 2020 Mitusibhi(STEWART LEGAL)
Matter ResolvedRequest
Adjourment
688/23/2023 9:00 am22-13375 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,500.00
SV/US BANK; FAILED TO LM BY 11/1/22 OR SELL BRENTWOOD PPTY BY 5/1/23; ARREARS
Matter ResolvedRequest
Adjourment
698/23/2023 9:00 am22-13517 / MBKJOSEPH ALBANESE, ESQMotion Extend TimeContinued
10/25/2023 9:00 am
Total Paid In: $6,223.00
MTN TO EXTEND TIME TO OBJ TO FIRST MTG CLM
Matter ResolvedRequest
Adjourment
708/23/2023 9:00 am22-13843 / MBKRobert C. Nisenson, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $29,574.00
SELENE FINC/Mildred St (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
718/23/2023 9:00 am22-14021 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $9,546.00
8/23 AMT: CLM RESOLVED W/ORDER - OWES AUG PLAN PYMT<<>>

Debtor obj<>FAILURE TO ADDRESS TRENTON WATER WORKS #8-1 (partial post pet clm -Trustee not authorized to pay); ARREARS
Matter ResolvedRequest
Adjourment
728/23/2023 9:00 am22-14889 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,288.00
ARREARS - $9220 as of 8/18
Matter ResolvedRequest
Adjourment
738/23/2023 9:00 am22-15177 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,900.00
ADJ to 8/23 Peremptory
4 TH LISTING
NEED TO RESOLVE FOR TR MOTION AND CONF

Debtor obj, selling ppty<>SELENE/Princeton Ln (ROBERTSON, ANSHUTZ)
Matter ResolvedRequest
Adjourment
748/23/2023 9:00 am22-15177 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $3,900.00
AMT: mp 8/23 **NEEDS RESOLUTION* *<<>>

Debtor obj, filing MP<>ARREARS; SALE OF PRINCETON LANE PPTY BY 5/23/23
Matter ResolvedRequest
Adjourment
758/23/2023 9:00 am22-15223 / MBKFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,271.00
ARREARS - $4887 as of 8/18
Matter ResolvedRequest
Adjourment
768/23/2023 9:00 am22-15331 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,252.00
SV/PENNYMAC; ARREARS
Matter ResolvedRequest
Adjourment
778/23/2023 9:00 am22-15393 / MBKCamille J. Kassar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,897.00
FAILED TO LM BY 1/25/23, EXTENDED LOSS MIT EXPIRED 7/12/23
Matter ResolvedRequest
Adjourment
788/23/2023 9:00 am22-15527 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultContinued
9/27/2023 9:00 am
Total Paid In: $16,500.00
AMT; TR LTR REQUESTIG CONDUIT<<>>

Debtor obj, made pymt & requests recap<> NEWREZ/Rhodes Ave (hill Wallack)
Matter ResolvedRequest
Adjourment
798/23/2023 9:00 am22-15849 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed - Hold FeesTotal Paid In: $7,807.00
ARREARS; FAILED TO FILE ORDER RESOLVING WHITEHALL APTS OBJ AND AUTHORIZE TRUSTEE TO PAY PP CLM #12-2
Matter ResolvedRequest
Adjourment
808/23/2023 9:00 am22-16193 / MBKStacey L. Mullen, Esq.Trustee Certification of DefaultContinued
10/11/2023 9:00 am
Total Paid In: $9,764.00
Debtor obj, can pay with 401K funds<>ARREARS
Matter ResolvedRequest
Adjourment
818/23/2023 9:00 am22-16197 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultContinued
9/13/2023 9:00 am
Total Paid In: $3,338.00
AMT: MP 9/13 **ADJ REQUEST PENDING PROCESSING **<<>>


7/26/23 (sf) copy of epay receipt provided for $500 payment attached.

Debtor obj, in trial lm<> ARREARS (amt: $3,000 as of 7/24)
Matter ResolvedRequest
Adjourment
828/23/2023 9:00 am22-16449 / MBKWarren D. Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,600.00
Debtor obj<>ARREARS; FAILED TO FILE ORDER RESOLVING SOUTH FORK HOA BIFURCATED CLM #3-1 SETTING SEC & UNSEC AMOUNTS
Matter ResolvedRequest
Adjourment
838/23/2023 9:00 am22-16508 / MBKGeorge E Veitengruber IIIMotion File Claim After Claims Bar DateOrder to be SubmittedTotal Paid In: $19,983.00
MTN TO ALLOW LATE POC/NEW JERSEY NATURAL GAS
Matter ResolvedRequest
Adjourment
08/23/2023 9:00 am22-16741 / MBKRussell L. Low, Esq.Application for Early Termination of Loss MitigationContinued
9/13/2023 9:00 am
Total Paid In: $3,300.00
Debtor obj<>US BANK APP TO TERMINATE LOSS MIT ( Friedman Vartolo)
Matter ResolvedRequest
Adjourment
848/23/2023 9:00 am22-17277 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $9,761.00
Loan Mod motion filed - ADJ to 9/27 for MP
Debtor obj, will make pymt; applying for LM<>ARREARS - $5753 AS OF 8/18
Matter ResolvedRequest
Adjourment
858/23/2023 9:00 am22-17394 / MBKMoshe Rothenberg, Esq.Motion Relief from Stay (Fee)Order to be Submitted
AR WAITING FOR VEEIFICATION OF HOUSE INSPECTION EC
Debtor to make property available for inspection for creditor on 8/11/23 no exceptions - ADJ to 8/23/23.-PER EMAIL 3RD FLOOR TENANT NOT AVAIL AND COULDNT INSPECT ENTIRE HOUSE EDC

Debtor obj, plan proposing cram/pif in plan-no pp pymts<>US BANK TRUST /Madison Ave (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
868/23/2023 9:00 am22-17669 / MBKScott E. Tanne, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $118,400.00
MTN TO REFIN/AFFINITY FEDERAL CRED UNION
Matter ResolvedRequest
Adjourment
878/23/2023 9:00 am22-17870 / MBKJeffrey E. Jenkins, Esq.Order Vacate Dismissal of CaseContinued
10/11/2023 10:00 am
Debtor has made 9 of 12 required payments   Arrears: $1,200.00  
AS OF 8/18/23 (SF)


1. TD Retail Card filed bifurcated claim 6-1 for furniture with a secured amount of $4696 and unsecured amount of $157.20 (HOW SHOULD THIS CLAIM BE PAID?)

2. Trustee objection:
- Need a current market analysis - with comparables sold within the last 6 months.

- Need a statement for the debtor's TPAF loan.

- Need Amendments to Schedules 22C to include part time income.

- Amend Sch I to correct (remove) the $876 DSO deduction.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $335/month for home maintenance

- Income documentation for debtor's part-time job verifies higher ($2,750) than scheduled ($700) resulting in $2,264 monthly disposable income.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution

- Need to file Pre-Confirmation Certification.



Plan proposes $400 x 36 Base
Payments: 8/10 Arrears: $800


RESOLVED ISSUES:

- Objection filed by Rocket Mortgage (Carlon) - failure to provide for arrears claim in the amount of $3371.63 (RESOLVED, ORDER ENTERED)
- Need a copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)

- Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. (RECEIVED)
Matter ResolvedRequest
Adjourment
888/23/2023 9:00 am22-18300 / MBKJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayContinued
9/27/2023 9:00 am
Total Paid In: $3,210.00
Debtor obj, made pymts<>WELLS FARGO / Farms Rd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
898/23/2023 9:00 am22-18408 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Continued
9/13/2023 9:00 am
Total Paid In: $2,491.00
Debtor obj<>UNITED AUTO CREDIT 2013 FORD e 250 (BERNSTEIN-BURKLEY)
Matter ResolvedRequest
Adjourment
908/23/2023 9:00 am22-18426 / MBKJOSEPH J MANIA III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $3,487.00
AMT: MP 8/23 - ***HR**<<>>

filed MP but says no notice required-send email to withdraw and file a new plan-EDC

7/18 AMT: LATE CLM FILED FOR PHILLIPSBURG - NEED ORDER AUTHORIZING PYMT<>


FAILED TO LM BY 5/20/23; FAILED TO ADDRESS TWP OF PHILLIPSBURG PER PLAN CLM
Matter ResolvedRequest
Adjourment
918/23/2023 9:00 am22-18529 / MBKScott J. Goldstein Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $12,900.00
Debtor obj, can pay<>FNA DZ LLC/Dunster St (HONIG & GREENBERG)
Matter ResolvedRequest
Adjourment
928/23/2023 9:00 am22-18562 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $23,000.00
Debtor obj<> FAILED TO FILE ORDER PROVIDING FOR UNSEC PORTION OF IRS #3-4 TO BE PD OUTSIDE; ARREARS - $23,500 AS OF 8/18
Matter ResolvedRequest
Adjourment
938/23/2023 9:00 am22-18791 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)Continued
9/13/2023 9:00 am
Total Paid In: $1,500.00
Debtor obj<>CENLAR/CITIMTG/ Prospect St (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
948/23/2023 9:00 am22-18878 / MBKNicholas Fitzgerald, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $4,254.00
MTN TO APPV RESCUE MTG ASSISTANCE FINANCING
Matter ResolvedRequest
Adjourment
958/23/2023 9:00 am22-18978 / MBKRobert C. Nisenson, Esq.Order Shorten TimeOrder to be Submitted
ORDER TO CONTINUE STAY NEED PLAN SCHEDULED
MOTION (Doc #52) TO APPROVE LOAN MOD FILED WITH 8/3 OBJ DEADLINE (dm)
ORDER ENTERED

Last Trial is July 1st - ADJ 7/26

Per POWERS, debtor has been offered a Trial plan - ADJ to 6/14/23 (dm)
OST - MTN TO CONTINUE STAY

Trustee Obj resolved

Matter ResolvedRequest
Adjourment
968/23/2023 9:00 am22-19333 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am
Total Paid In: $4,500.00
AMT: MP 9/27 **NEEDS TO SUBMIT ADJ REQUEST BY 8/18 OR APPEAR TO REQUEST ADJ OF TR MTN**<<>>

Debtor obj, filing MP<>FAILED TO ADDRESS IRS PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
978/23/2023 9:00 am22-19355 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $15,000.00
FAILED TO FILE PRECONF CERT; ATTY FAILED TO FILE AMD DISCLOSURE ($2,850 IN PLAN/$0 ON DISCLOSURE); 100% PLAN NOT FEASIBLE WITH AMOUNT OF ALLOWED FILED CLAIMS
Matter ResolvedRequest
Adjourment
988/23/2023 9:00 am22-19776 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2023 9:00 am
Total Paid In: $10,980.00
AMT: MP 9/13 **NEEDS TO SUBMIT ADJ REQUEST BY 8/18 OR APPEAR TO REQUEST ADJ OF TR MTN **<<>>

Debtor obj<>PLAN WAS DENIED ON 3/22/23 AND FAILED TO FILE MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
998/23/2023 9:00 am22-19792 / MBKAndrew B. Finberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,780.00
8/15 AMT: LM PROVISION REMOVED IN ORDER RESOLVING MFR/CONDUIT SUBMITTED TO CHAMBERS FOR FILING<<>>

AMT: MP 8/23 (**WITHDRAWN**)<<>>
Debtor obj, LM denied, filed MP to pay arrears<>FAILED TO LM BY 6/30/23
Matter ResolvedRequest
Adjourment
1008/23/2023 9:00 am22-19967 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $3,270.00
Debtor obj, requests recap<>TOWD POINT MASTER FUNDING/ Primrose La (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
1018/23/2023 9:00 am22-20211 / MBKMichael McLaughlin, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)GrantedTotal Paid In: $27,031.00
6 DEER RUN DR
Matter ResolvedRequest
Adjourment
1028/23/2023 9:00 am23-10027 / MBKDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/11/2023 9:00 am

AMT: MP 8/23***NEEDS RESOLUTION**<<>>

Debtor obj<>DEBTOR'S PLAN DOC #30 WAS WITHDRAWN AND FAILED TO FILE A MOFIFIED PLAN
Matter ResolvedRequest
Adjourment
1038/23/2023 9:00 am23-10565 / MBKEdward Hanratty, Esq.Motion CompelGrantedTotal Paid In: $3,114.00
MTN TO ENFORCE 2004 SUBPOENA
Matter ResolvedRequest
Adjourment
1048/23/2023 9:00 am23-10965 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)Granted
GLOBAL LENDING/2018 Buick Encore (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
1058/23/2023 9:00 am23-10968 / MBKGeorge E Veitengruber IIIOrder Shorten TimeOrder to be Submitted
Trustee OBJ to proposed order - need to amend Paragraph #6 (AMENDED ORDER SUBMITTED 8/15/23) - also, is the buyer a disinterested person (SEE DOC #54) - there should enough funds to pay ALL secured claims and 100% to GUCs (dm)

OST - Wells Fargo response (LOGS - CO SUBMITTED); Nationstar limited obj (Frenkel)<>MTN TO SELL W 2ND ST PPTY
Matter ResolvedRequest
Adjourment
1068/23/2023 9:00 am23-11193 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
Trustee objection:

Debtor is now current through July but many conf issues remaining including:

1.Obj by Toyota(Stewart legal):objects to cram value

2. Trustee Objection:
- debtor has insufficient income .
- plan fails to provide a prompt cure to LL
- need to Amend Bankruptcy Petition to add alias last name
Romero Martinez
- need 2022 tax return
-unnecessary/ excessive expense:
$500/month for mortgage on other property- THERE IS NO OTHER PROP LISTED
-Need to add non-exempt proceeds from personal injury
claim (car accident). PLAN HAS TO BE A BASE
- needs Tr std Order of distribution.
Matter ResolvedRequest
Adjourment
1078/23/2023 9:00 am23-11331 / MBKRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/27/2023 9:00 am

AMT: MP 9/27 **NEEDS TO APPEAR TO REQUEST ADJ OF TR MTN**<<>>


Debtor obj, filing MP<>PLAN WAS DENIED ON 7/6/23 AND FAILED TO FILE MP WITHIN 15 DAYS
Matter ResolvedRequest
Adjourment
1088/23/2023 9:00 am23-11627 / MBKMelissa Wotton, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be Submitted
Towd Point limited obj (Frenkel Lambert)<>MTN TO SELL SPOTSWOOD ENGLISHTOWN RD PPTY
Matter ResolvedRequest
Adjourment
1098/23/2023 9:00 am23-11627 / MBKMelissa Wotton, Esq.Objection to Debtor's Claim of ExemptionsContinued
9/27/2023 9:00 am

Doc #32 is still mixing state and federal exemptions - debtor must select state OR federal exemptions and NOT both (dm)

TRUSTEE OBJ TO DEBTOR'S CLAIM OF EXEMPTIONS
Matter ResolvedRequest
Adjourment
1108/23/2023 9:00 am23-11786 / MBKJustin M. Gillman, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/RUSHMORE LOAN
Matter ResolvedRequest
Adjourment
1118/23/2023 9:00 am23-11829 / MBKGeorge E Veitengruber IIIOrder Shorten TimeOrder Previously Submitted
Trustee OBJ to proposed Order - Paragraph #6 needs to be amended (AMENDED ORDER SUBMITTED 8/15/23) - also, is the buyer a disinterested person (SEE DOC #39) - there should enough funds to pay ALL secured claims and 100% to GUCs (dm)

Creditor has Cross Motion to file a POC.

OST - JP MOrgan response (McCalla)<>MTN TO SELL FLORENCE LANE PPTY
Matter ResolvedRequest
Adjourment
1128/23/2023 9:00 am23-11829 / MBKGeorge E Veitengruber IIICross Motion to file Proof of ClaimWithdrawn
CREDITOR, KLEIN & RADOL CROSS MTN TO FILE POC
Matter ResolvedRequest
Adjourment
1138/23/2023 9:00 am23-11898 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)Continued
9/13/2023 9:00 am

Debtor obj<>US BANK /Harrison Place (HONIG & GREENBERG)
Matter ResolvedRequest
Adjourment
1148/23/2023 9:00 am23-11974 / MBKBruce C. Truesdale, Esq.Motion SellGrantedTotal Paid In: $41,763.00
107 DORY CT
Matter ResolvedRequest
Adjourment
1158/23/2023 9:00 am23-12039 / MBKAndrew B. Finberg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $147,744.00
MTN TO EXPUNGE POC#5/Margaret Carsky-Wilson
Matter ResolvedRequest
Adjourment
1168/23/2023 9:00 am23-12039 / MBKAndrew B. Finberg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $147,744.00
MTN TO EXPUNGE POC#6/Plato Woodwork
Matter ResolvedRequest
Adjourment
1178/23/2023 9:00 am23-12363 / MBKRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $10,033.00
amt: tr ltr requesting conduit<<>>

Debtor obj, will pay<>LEGACY MTG /4th ave (PARKER McCAY)
Matter ResolvedRequest
Adjourment
1188/23/2023 9:00 am23-12952 / MBKTIMOTHY P NEUMANN, ESQMotion Relief from Co-Debtor StayContinued
9/13/2023 9:00 am

Debtor obj<>FORD MOTOR /2020 ford Fusion (MORTON)
Matter ResolvedRequest
Adjourment
1198/23/2023 9:00 am23-13245 / MBKPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)Order to be Submitted
LENDER SEEKING SV PRIOR FILINGS AR SUGGESTED CONDUIT
Debtor obj<>DEUTSCHE BANK/Pilgrim Court (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
08/23/2023 9:00 am23-13291 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayContinued
9/13/2023 9:00 am

Yaakov Fishman, SS purchaser response (Broege, Neumann); Debtor obj, filing mtn to redeem SS<>CARRINGTON MTG /New Mexico Street (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1208/23/2023 9:00 am23-13434 / MBKKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)Continued
10/25/2023 9:00 am

Debtor obj<>WILMINGTON TRUST / Campbell Road (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1218/23/2023 9:00 am23-13549 / MBKPaul H. Young, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
10/11 10 am conf date
Matter ResolvedRequest
Adjourment
1228/23/2023 9:00 am23-13898 / MBKCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramOrder Previously Submitted
NJ HOUSING obj (wEST)<>LOSS MIT
Matter ResolvedRequest
Adjourment
1238/23/2023 9:00 am23-14018 / MBKPRO SEMotion to Vacate DismissalGranted
10/11 10AM

Matter ResolvedRequest
Adjourment
1248/23/2023 9:00 am23-14046 / MBKPRO SEMotion Relief from Stay (Fee)Granted
Debtor obj, retaining counsel<>NEWREZ/SHELLPOINT -Clairmore Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1258/23/2023 9:00 am23-14350 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
AMT; TR LTR REQUESTING CONDUIT<<>>

Debtor obj, pending response on LM; can pay $2500 & requests recap<>US BANK TRUST NAT'L / CEDAR HILL DR (PARKER McCAY)
Matter ResolvedRequest
Adjourment
1268/23/2023 9:00 am23-14453 / MBKAndrew G. Greenberg, Esq.Motion Dismiss CaseMoot - Dismissed
IRVIN RICHTER MTN TO DISMISS (Braverman Kaskey)
Matter ResolvedRequest
Adjourment
1278/23/2023 9:00 am23-14838 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Denied
Debtor obj<>JACK NASER/LANDLORD (121 FRONT STREET LLC)
Matter ResolvedRequest
Adjourment
1288/23/2023 9:00 am23-14942 / MBKDavid G. Beslow, Esq.Notice of Request for Loss MitigationWithdrawn
US Bank obj (Friedman VartoloZ)<>REQUEST FOR LOSS MITIGATION
Matter ResolvedRequest
Adjourment
1298/23/2023 9:00 am23-15119 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj; creditor response<>TOWNSHIP OF TOMS RIVER TO AUTHORIZE TAX SALE (CHIESA SHANINIAN)
Matter ResolvedRequest
Adjourment
1308/23/2023 9:00 am23-15487 / MBKJenee K. Ciccarelli, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Withdrawn
Minutes amended by MBK on 9/18/23 to mark Motion to Sell "WITHDRAWN" (dm)

otbs to serve ex wife with order per AR
Ex-Wife wants an adjournment (dm)
Trustee Obj; debtor response to tr obj<>MTN TO SELL CEDAR AV PPTY
Matter ResolvedRequest
Adjourment
1318/23/2023 9:00 am23-15809 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
9/13/2023 9:00 am

Debtor obj<>BAHER HODHOD/LANDLORD (OLIVER & LEGG)
Matter ResolvedRequest
Adjourment
1328/23/2023 9:00 am23-16176 / MBKPRO SEMotion Prospective ReliefGranted
BOUND BROOK APT (BART KLEIN)
Matter ResolvedRequest
Adjourment
1338/23/2023 9:00 am23-16511 / MBKBRUCE H. LEVITTOrder Shorten TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1348/23/2023 9:00 am23-16602 / MBKPeter E. Zimnis, Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1358/23/2023 9:00 am23-16609 / MBKAndrew M. Carroll, Esq.Order Shorten TimeDenied
Need 341 Docs (dm)

OST - MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
1368/23/2023 9:00 am23-16649 / MBKJames J. Cerbone, Esq.Motion Impose Automatic StayGranted
Matter ResolvedRequest
Adjourment
1378/23/2023 9:00 am23-16653 / MBKWARREN S JONES, JR ESQMotion to Extend StayGranted
MOTION TO EXTEND AUTOMATC STAY
Matter ResolvedRequest
Adjourment
1388/23/2023 10:00 am21-12785 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 35 of 30 required payments   Arrears: $443.00  Total Paid In: $15,617.00
As of 8/8/23 (DS): Ok to confirm at $15,173.67 paid, $443.20 x 32 begin 9/1/23; Base

MP Prop $542 x 27; $443.20 x 33; Base
- Loan mod granted, removes mortgage arrears.
Matter ResolvedRequest
Adjourment
1398/23/2023 10:00 am21-12938 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 246 of 30 required payments   Arrears: $0  
Total Paid In: $7,632.00
AR RESOLVE OR HOLD

8/23 calendar EDC

*REC CONF AT:
$7432 PAID THEN 314 X 32 BEG 9/1/23-PRO RATA-TRUSTEE TO REC ANY NON EXEMPT PROCEEDS FROM SALE BY 10/18/23--TRUSTEE WILL PAY DEUTSCHE CLAIMS PENDING SALE



**LOW BASE PENDING SALE

-motion to reinstate stay 7/26(motion will be granted)
-motion to sell 7/26 otbs
-CNP on for 7/26 withdrawn

* Deutsche Bank filed obj to MP
-cert of default was granted on 5/24 and stay is lifted and no approval for short sale

*Plan calls for short sale and treatment of property inside of the plan so it is not feasible. If stay not reinstated and short sale not approved the case needs to be dismissed

$260 X 25; $316.81 X 35; BASE sale by 7/30/23
--------------------
resolved
Need answer with respect to Short Sale approval - ADJ to 7/26-approved
Matter ResolvedRequest
Adjourment
1408/23/2023 10:00 am21-14191 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 29 of 29 required payments   Arrears: $0  
Total Paid In: $14,500.00
As of 8/8/23 (DS): Ok to confirm at $13,500 paid; $500 x 33 begin 9/1/23; 100% with a minimum dividend $113,326.43 due to non-exempt equity and Sale of Orange Ave by 2/1/24, plus non-exempt proceeds from sale of real property (LOW BASE)

MP Prop $13,000 PTD; $500 x 34 begin 8/1/23; 100% and Sale of Orange Ave by 2/1/24
- Removes refinance and allow sale of Orange Ave within the next 6 months.
Matter ResolvedRequest
Adjourment
1418/23/2023 10:00 am21-18677 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 21 of 23 required payments   Arrears: $0  
Total Paid In: $4,200.00
ADJ to 8/23 to address feasibility (dm)

AS OF8/16/23 (SF)

1. The plan removes sale provision and proposes to pay mortgage arrears and increases trustee payment from $200 to $1300. I and J was not amended and no updated proof of income provided. Debtor currently has negative income. Debtor has not stepped up to the higher payment of $1300 which was to begin on 7/1/23.

2. Trustee motion to dismiss scheduled for 8/23/23 at 9

MP proposes $3600 PTD, $200 X 6; $1300 X 35 BASE PLAN
Plan has run 20 months with 40 months remaining
Removes sale/refi


Matter ResolvedRequest
Adjourment
1428/23/2023 10:00 am22-12492 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 16 of 19 required payments   Arrears: $600.00  Total Paid In: $3,200.00
AR REC MP WI 14DAYS

IF DEBTOR WISHES TO CONTINUEOR DISMISS - atty agrees to modified plan to be marked denied - no appearance
issues as of 8/17/2023 (JMA)

1) Thrid Federal S&L Association obtained stay vacate order 8/11/2023
2) Modified plan after confirmation was filed 6/1/2023, now that stay vacate order has been granted modified plan cannot be confirmed

proposed plan $200x14 $500x26 base plan
paid in $3,,000
arrears $200
plan extended to 40 total months, 23 months to go
Matter ResolvedRequest
Adjourment
1438/23/2023 10:00 am22-12526 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 32 of 19 required payments   Arrears: $260.00  Total Paid In: $7,020.00
AS of 8/14/23(mk):email to atty-ok to terms

MP 100% CAN REC CONFIRM AT 6,840 PTD, Then $197 x 43 Begin 9/1/23 100% LM by 10/1/23 Trustee not to pay arrears pending LM.

MP proposes $6,300 PTD; $180 X 47 BEG 5/2023; 100%. Debtor offered a trial loan for 4 mos- August is 4th mo so do LM by 10/1/23. No pay arrears
Matter ResolvedRequest
Adjourment
1448/23/2023 10:00 am22-13412 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 17 of 18 required payments   Arrears: $300.00  Total Paid In: $5,100.00
ISSUES AS OF 8/16/2023 (DM): Atty ok with terms

***TO CONFIRM, THE DEBTOR NEEDS $4,800 PTD, THEN $300 x 24 STARTING 9/1/23, 100% PLAN WITH $55,409 THRESHOLD PRESERVED, TRUSTEE IS AUTHORIZED TO PAY LVNV FUNDING SECURED POC (1-1) AND EVOLVE BANK & TRUST SECURED POC (3-1); SUPPLEMENTAL FEE APP FOR $3,105.92 AND $2,500 SHALL BE FILED WITHIN 7 DAYS***


Confirmed Case: $300 x 60, 100% Plan
Prop. MP: $300 x 48, 100% Plan
PTD = $4,800
Last Claim (2-2) dated 11/21/22
Matter ResolvedRequest
Adjourment
1458/23/2023 10:00 am22-13604 / MBKWarren Levy, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 18 of 17 required payments   Arrears: $202.00  Total Paid In: $3,722.00
as of 8/17/2023 (JMA)

ok to confirm at $3,512 paid to date, $206x21 begin 9/1/2022 base plan
-debtor's property has been sold
-Trustee to strike surrender of Penny Layne Condo Association and Wells Fargo Bank in the modified plan after confirmation

proposed plan $3,002 paid to date $206x22 begin 8/1/2023 base plan
paid in $3,512
21 months to go in 40 month plan
Matter ResolvedRequest
Adjourment
1468/23/2023 10:00 am22-13623 / MBKANDREW J KELLY, ESQConfirmation Hearing ScheduledDeniedDebtor has made 6 of 17 required payments   Arrears: $5,375.00  
ISSUES AS OF 8/18/2023 (DM): Amended Sale Order entered 7/25/23, but last Trustee payment received in March.

 AR: ATTY COVERING 6/28/23 DID NOT KNOW CASE AND CASE IS 13 MONTHS OLD WITH MANY UNRESOLVED ISSUES.

 Motion to Sell has been granted - need HUD-1 from sale to verify what claims were paid at sale including the US Bank/Wilmington claim. Need to resolve Trustee income/expense objection if case is not 100%.

 Note - River's Edge Condo $3.2 million dollar claim has been withdrawn pursuant to a consent order to dismiss the AP (dm)

1) US Bank/Wilmington (RAS) OBJs - plan fails to treat $411,968.16 pre-petition arrears and does not propose post-petition payments pending sale. No proof of efforts to sell property have been provided (MOTION TO SELL GRANTED 4/26/23).

2) State of NJ filed $7,113.47 priority post-petition claim not treated in the original plan.

3) Trustee OBJ:
- Proof of income verifies higher - there is disposable income $21,077.
- Excessive Expenses: P&L has telephone/internet $705.43 - Sch J has telephone/internet/cable/cell $300; P&L has utilities $578.32 - Sch J has utilities $500; P&L has cleaning/landscaping $625 - Sch J has home maintenance $200.
- The Plan is not proposed in good faith in accordance with 1325(a)(3) - Plan does not propose all disposable income and does not propose to pay the non-exempt equity.
- There is commingling of debtor's personal and business expenses so Trustee will require information/valuation of business (UNRESOLVED).
- There is $7,250 non-exempt equity in 2008 Mercedes, $1,000 cash, Bank of America checking account $1,444 and savings account $51, business bank account $23,955 and tools $9,575.
- Need amended Sch B&C to add savings acct with Santander #8427 and business acct (UNRESOLVED).
- Business is not listed on schedules (UNRESOLVED).

***RESOLVED ISSUES***

A) Rivers Edge Condo Assn (OSTROVE) OBJs - plan is silent as to $3,206,054.66 judgment claim filed by creditor (CONSENT ORDER TO DISMISS AP AND WITH
Matter ResolvedRequest
Adjourment
1478/23/2023 10:00 am22-15177 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 16 required payments   Arrears: $600.00  Total Paid In: $3,900.00
Confirm at $3900 paid then 300 x 46 beg. 9/1/23 min of $10,750 to gucs pro rata---per Judges order sale to be completed by 10/23/2023


mk : late obj. on MP filed 8/22/23 By US Bank(RAS): mtg on Princeton lane-secured creditor has not approved a short sale- that order was entered.

AS of 8/14/23(mk);

MFR is on Prop in #1- PRINCETON LANE - short Sale order entered

1. Order entered 8/10/23 to sell real property on Princeton Lane. SHORT SALE

---------------------------------
Objection By US Bank( RAS): (THIS WAS W/D)
Re property on West Front St .MK: obj says plan proposes sale of property- NO --other prop on Princeton Lane being sold at short sale- MP #70 pays arrears POC on this property- SO THIS SHOULD BE RESOLVED



MP proposes:$3300 PTD; $300 X 47 BEG 8/2023; ( SALE by 10/23 DAYS); 100%. Plan has run 14 mos and 46 remain
Matter ResolvedRequest
Adjourment
1488/23/2023 10:00 am22-15429 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 2:00 pm
Debtor has made 15 of 15 required payments   Arrears: $0  

AR NOTE 13 MONTHS OLD NEED SCHDULING ORDER
as of 8/16/23 (SF) NO UPDATED INFO PROVIDED.

7/5/23 - Email from attorney that debtor is in the process of obtaining funds to settle adversary with IBEW.



AR NOTE CASE 11 MO OLD WOTHOUT RESOLUTION OF IBEW CLAIM , IRS AND NJ CLAIMS AND FEASIBILITY

hold for judge 7/6 at 2pm all parties to appear per AR

AS OF 6/26/23 (SF) UPDATED PLAN IS NOT FEASIBLE.

6/26/23 NEW ISSUE: State of NJ filed late priority claim 11-1 for $753,507.45

ADJ to 5/24/23 Peremptory
AR RESOLVE OR HOLD

AS OF 4/10/23 (SF) UPDATED - New Issue: IRS filed objection


IRS filed an objection to confirmation on 3/27/23 (O'Hagan) - failure to provide for full payment of secured claim with post-confirmation interest. NOTE IRS WILL NOT CONSENT TO TREATMENT OS [PLAN

NEED TO RESOLVE IBEW ISSUE-CLAIM $277,000 (CLAIM AMENDED TO $456,513.74) (Plan is no longer feasible)

1. Motion to Dismiss Counts four and Five of Adversary Complaint was Granted in part and denied in part. Count 4 was denied as to fraud and Count 5 was granted that claim is not identified as a non-dischargeable debt

2. Adversary Complaint filed by IBEW Local 400 Welfare, Annuity, Supplemental and Joint Apprenticeship Training Funds to determine Dischargeability. (TRIAL SCHEDULED FOR 10/12/23 AT 10)

3. Objection filed by Fay Servicing/US Bank (Sherri Smith) - failure to pay arrears of $3487.77 OK TO PAY OTBS - No order provided

4. IRS filed secured claim 1-2 for $124,444.06. The plan proposes to pay outside (NEED ORDER) STILL NEED (Note, there is an installment agreement) IRS filed objection. Plan is not feasible.

5. Trustee objection:
- Need amended Schedules C which was filed completely blank.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$904/month IRS payment (Debtor has an installment plan)
$300/month state of nj payment (Nothing received)
- There is $140,331 in non-exempt equity in the residence and $29,000 non-exempt equity
in the Har
Matter ResolvedRequest
Adjourment
1498/23/2023 10:00 am22-17229 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 13 required payments   Arrears: $0  
Total Paid In: $3,900.00
AS OF 8/16/2023 (at):

RECOMMEND: $2,900 PAID TO DATE, $500 x 49 BEGINNING 9/1/2023, BASE WITH A MINIMUM OF $6,975 TO UNSECURED CREDITORS
(Current disposable income is $897)

1. Need updated income for the debtor to justify the decrease in trustee payment. (RECEIVED 2 PAY STUBS - DOES DEBTOR STILL RECEIVE A BONUS? NO MORE BONUSES)

2. Need 2022 tax return. (RECEIVED)

3. $500/month for food and $200/month for entertainment and $235/month for clothing. (REDUCED EXPENSES BY $335)

MP proposes: $2,000 paid to date, $200 x 57 beginning 5/1/2023, not less than $6,975 to unsecured creditors
Arrears: $1,100
(plan payment being reduced)
Matter ResolvedRequest
Adjourment
1508/23/2023 10:00 am22-17394 / MBKMoshe Rothenberg, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 9 of 13 required payments   Arrears: $7,100.00  
per Judge order---9/27 for status conference and the on for 9/29 for actual confirmation hearing at 10AM

Per debtor he was allowing in inspector on 7/26 --no response to trustee email requesting updates, adj multiple times for same issue...per attorney inspector came out 8/11 and he emailed Ms. Cozzini regarding this

AR RESOLVE OR HOLD ***10 months old**

8/23 calendar EDC

**RECENT ZILLOW SHOWS MUCH HIGHER HOUSE VALUE OF $739,000. CASE NEEDS TO BE 100%. THERE IS ONLY $17,000 IN UNSECURED CLAIMS-ATTORNEY WILL PAY 100% EDC

** Objection filed by Cenlar/CitiMortgage (Stern Lavinthal) - failure to cure full arrears of $473,985.97. (UNRESOLVED).., IF PAYING PAYMENT WOULD GO UP TO $10,157 FROM $7100 WHICH ISNT FEASIBLE UNLESS HE CAN PROVE $8000 MONTHLY IN RENT. WE ONLY SHOW $5000


Plan proposes: $400 x 3 beginning 10/1/2022, $7,100 x 57, base
Payments: 4/5, arrears $7,100
----------------
Resolved:
** Trustee's objections RESOLVED SINCE 100%
The debtor has failed to supply the Trustee with the following document (s):
-- Income provided verifies much higher than scheduled. There is net disposable income
of $6,501, when you subtract social security the net income is $4,835. WILL PAY 100%
-- There is a total of non-exempt equity $42276; $2,000 cash; $22,276.29 Capital One account; $18000 ETrade account (statement balance is $5400 higher than scheduled). NEEDS 100% BASED ON CLAIMS FILED - WILL PAY
---Schedule I lists rental income of $6,500 only provided 2 leases for $2,500/each. Is there a
third lease? Need to provide copy of lease. (ONLY TWO LEASES RECEIVED)
** Federal Home Loan Mortgage filed a secured arrears claim #3 in the amount of $338.34 which is not in the plan. Is it ok to pay this claim? TRUSTEE WILL PAY CLAIM 3-1 THROUGH PLAN
1. The attorney's fees in the plan ($4,310) and the disclosure statement ($4,060) do not agree. One of these must be amended. DONE

*is trustee paying the Dept Community Affairs secured amount of $1625.13 per consent order? ORD
Matter ResolvedRequest
Adjourment
1518/23/2023 10:00 am22-17996 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 11 of 12 required payments   Arrears: $100.00  
ADJ to 9/27/23 Peremptory (dm)
ISSUES AS OF 5/18/2023 (DM):

***Once Abelson's objection is resolved, the Trustee will be able to make a recommendation***

 Adv. Pro. filed by EGR is scheduled for trial on 11/30/23.

 OneLink Solutions (Erin Kennedy, Esq) may conduct a 2004 exam.

1) EGR LLLP and AGR Family LLLP (Abelson) objection to confirmation - plan is not filed in good faith (UNRESOLVED).

2) Lakeland Bank filed $793.58 arrears claim on Hopewell Rocky Hill Rd property not treated in the plan (UNRESOLVED).

3) Trustee OBJ:
- Need to provide a copy of the 2021 tax return (RECEIVED).
- Need to file amended Sch I&J for total household income and expenses (FILED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $100 x 36, Base
PTD 6/7 = $600
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1528/23/2023 10:00 am22-18426 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 12 required payments   Arrears: $535.00  Total Paid In: $3,487.00

8/28/23 (sf) Correction: Terms should be $$2952 PTD, $535 X 50 Begin 9/1/23 Base Plan

UPDATED 8/14/2023 (JMA)

OK TO CONFIRM AT $2,952 PAID TO DATE, $482X50 BEGIN 9/1/2023 BASE PLAN
-TOWNSHIP OF PHILLPSBURG FILED A LATE CLAIM #8, IT IS TO BE PAID AS A PRIORITY CLAIM THROUGH PLAN

issues as of 8/11/2023 (JMA)

1) Township of Phillpsburgh filed priority claim 8 on 6/19/2023 in the amount of $9,527.06. The per plan claim from original confirmation was $4,027.83. The gov bar date was 4/24/2023 - need to file motion to allow late claim to be paid through plan ADD TO CONFIRMING ORDER ALLOWING LATE CLAIM TO BE PAID THROUGH PLAN AS A PRIORITY CLAIM
2) Plan was originally confirmed as a 100% plan. Plan does not demonstrate a change in circumstance, must remain a 100% plan BELOW MEDIAN PLAN, TO PAY CLAIMS REQUIRES PAYING MORE THAN DISPOSABLE INCOME

proposed plan $477x51 begin 8/1/2023 base plan
paid in $2,952
arrears $1,329
Matter ResolvedRequest
Adjourment
1538/23/2023 10:00 am22-18778 / MBKRONALDO C GEORGEConfirmation Hearing on Modified PlanContinued
9/27/2023 10:00 am
Debtor has made 2 of 11 required payments   Arrears: $0  

current by 9/27 including September or D---stay reinstated also peremptory per AR

AR RESOLVE OR HOLD
8/14 workup for the 8/23 calendar EDC

9months old
$16, 092 trustee arrears

If mortgage objectors agree we can confirm...In order to confirm we need:
**$14,856 paid then 8974 x 51 beg 9/1/23-100% case($11,022 equity)--trustee will not pay MCLP claim 4-2 due to the order vacating the automatic stay----the cramdown provisions will be stricken regarding claims 1-1 and 2-1 MEB and ABS and the trustee will pay the filed claims through the plan


- Atty asserts that debtor is okay with 100% despite the proposed cram down of real estate (dm)---Are we removing the cram provisions? Claims are $157,316 and $121,806--feasiblilty

* MP called for LM by 8/1--no LM?

*MP calls for partial cramdown to 2 SPS Loans. One on each property. Objections filed by both MEB Loan and ABS Loans.

MCLP order vacates stay on 1st mortgage Deans lane property-trustee won't pay

MP proposes: $8974.69 X 53 BEG 7/2023; LM BY 8/1/2023; BASE

Trustee Obj is resolved if we confirm at 100% to gucs-there are no filed guc claims and equity in the property so it needs 100%.--- Atty asserts that debtor is okay with 100% despite the proposed cram down of real estate (dm)


-- need a current market analysis - 561 Georges Road - all comps are dated 2021 and 2019 -
need to be within 6 months of filing.
-- A copy of the homeowner's insurance renewal declaration - for 561 Georges Rd and
73 Deans Ln with proof of liability coverage.
-- A copy of the deed - 555 Georges Road
--A mendments to Schedules Amend Sch A to add residence (Forestall Rd) and provide
Deed/CMA and insurance.
-- income verified higher using proof of income provided, disposable net $14,286.78
-- excessive expenses Schedule J $540/utilities; $395/personal care; $670/medical; $1,150
health insurance; $670/property taxes 561 (this is a rental property); $500/contribution to
other family
-- non-exempt equity in Brunswick Bank and T
Matter ResolvedRequest
Adjourment
1548/23/2023 10:00 am22-18978 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 6 of 11 required payments   Arrears: $3,500.00  
AMT: PLAN DOC #53 WITHDRAWN; PLAN DOC #56 FILED 7/21/23 WITH NOTICE, BUT NO HEARING DATE HAS BEEN SCHEDULED
Matter ResolvedRequest
Adjourment
1558/23/2023 10:00 am22-19566 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 7 of 10 required payments   Arrears: $415.00  
mp filed to be put on for 10/11 at 10AM

ISSUES AS OF 8/18/2023 (DM):

1) Phyllis Woolfolk (SCOTT KAPLAN) OBJs - $3,657.20 rental arrears are higher than provided for in the plan (NEED CONSENT ORDER TO ADDRESS PROMPT CURE).

2) Trustee OBJ:
- Pension loan payment $880 ends in 6/1/23 - would require tier plan begin June.
- Proof of income verifies higher ($1,807/$3,183) than scheduled ($1,064/$1,802) resulting in $2,004 monthly disposable income.

***RESOLVED ISSUES***

A) MP proposes 36 months and 60 months - need to explain (MP IS 36 MONTHS).

B) Trustee OBJ:
- Need Trustee standard order of distribution (MP CORRECTS).
- Must file Pre-confirmation certificate (FILED).
- Service to Westlake fails to serve Managing Agent (MOOT - MP SURRENDERS).
- Plan fails to include Westlake in Part 7 of Plan (MOOT - MP SURRENDERS).
- Plan fails to make a selection in Part 8 for Post-Petition Claims (MP CORRECTS).
- Plan fails to specify treatment of Ally Capital arrears claim (MP SURRENDERS).
- Excessive Expense Sch J: cell phone $427 (OK, 3 KIDS).


Prop. Plan $1,540 Ptd, $415 x 29, Base Plan
- landlord prompt cure is 24 months
PTD 8/8 = $1,955
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1568/23/2023 10:00 am22-19677 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 10 required payments   Arrears: $3,900.00  Total Paid In: $31,200.00
AR RESOLVE OR HOLD
8/22 (revised) workup for the 8/23 calendar EDC

*Per attorney sale will by by 9/24, if OK with creditor we can add to terms and confirm

RECOMMEND: **$27,300 paid $3,900 x 52 begin 9/1/23; Dollar Base $2,700 and Sale of Beacon Hill Rd by 9/24/2023 ---Strike Noah/Bank of America cramdown--trustee to receive non exempt proceeds from sale

* Need judges order on the fee application that was held on the papers still

*Sale order entered on 5/25---WHAT IS THE STATUS?

*part 7a has a cram of Noah/Bank of America but doesn't state amount to be reclassified. Also there is a plan conflict because it is also in part 4f as unaffected. Also there appears to be equity so I don't see how this can be crammed. This needs to be stricken and done via motion

* Objection filed by Bank of America (Powers Kirn) - modified plan infers that lien will be satisfied from sale, but does not expressly state what is to occur with the debtor selling to his daughter and the amount that BOA is expected to receive from the sale. (IS THIS NOW RESOVLED WITH SALE ORDER??)

* Trustee's supplemental 6/6/23 objection: Need updated appraisal since sale is to daughter and the original appraisal is a year old and house prices have gone up. Zillow now has value of $790,000--OK IF 100%

-----------------------------------
RESOLVED ISSUES:
1. Need proof of service on Noah Bank and M&T Bank for cram in modified plan. (CERT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $500, Electricity/heat/gas $737 (RECEIVED CERT - AVERAGE $625/MONTH), Medical $700 (RECEIVED CERTIFICATION OF DEBTOR - OK) and Car insurance $220
(verifies $180).
Proof of expenses must be provided 10 days prior to the hearing. (RECEIVED)
- Add to confirming order non-exempt proceeds from sale of Beacon Hill Rd to Trustee. (LANGUAGE ADDED)
- need a fee application- plan has 9,000 fees through plan. this is unreasonable for this case. (MOD PLAN REMOVES FEES)

Modifie
Matter ResolvedRequest
Adjourment
1578/23/2023 10:00 am22-19792 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 10 required payments   Arrears: $2,710.00  Total Paid In: $11,780.00
Matter ResolvedRequest
Adjourment
1588/23/2023 10:00 am22-20211 / MBKMichael McLaughlin, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 108 of 10 required payments   Arrears: $0  
Total Paid In: $27,031.00
AS of 8/15/23(mk):atty ok to terms

**CAN REC CONFIRM AT $1,250 PTD, Then $250 x 28 Begin 9/1/23 100%. Preserve Equity T/H of $69,900. Sale of real property by 11/30/23.
Trustee not authorized to pay arrears to Fifth Third bank pending sale. Low base pending sale**



MP proposes:$250 X 36 BEG 1/2023; (6 DEER RUN DR); 100%. Plan has run 8 mos and 28 remain
Matter ResolvedRequest
Adjourment
1598/23/2023 10:00 am23-10027 / MBKDonald C. Goins, Esq.Confirmation Hearing on Modified PlanContinued
10/11/2023 10:00 am
Debtor has made 13 of 9 required payments   Arrears: $0  

cert uploaded Monday per attorney. DEBTOR NEEDS TO TAKE ANY AVAILABLE EXEMPTION ON THE $70,000 FOR THE NEXT HEARING DATE PER AR

ISSUES AS OF 8/18/2023 (DM):

1) Trustee OBJ:
- Need Certification from debtor regarding $70,000 she received from her brother's estate (UNRESOLVED) and supporting documentation (RECEIVED LETTER FROM NORTHEAST CARPENTERS FUND).
- Verified income leaves monthly disposable income of $441.

***RESOLVED ISSUES***

A) Fay Servicing (Freidman V) OBJs - loan has matured and total debt claim is 250,526. Plan provides for speculative Loan Mod (MP IS A SALE PLAN - NO OBJECTION FILED).

B) Provident Bank 2nd Mtg (Martone) OBJs to value and the stripping of lien (MP IS A SALE PLAN - NO OBJECTION FILED).

C) Need to resolve the estimated claim filed by the IRS (AMENDED).

D) Trustee OBJ:
- Need MP that adds all cramdowns to Part 4 & 7 (MP IS A SALE PLAN).
- Attorney fees in the plan ($2,700) and the Disclosure Statement ($2,750) do not agree. One of these must be amended (MP CORRECTS).


Prop. Plan Ptd, $174 x 54, Base Plan
- sale of Grove Ave by 12/31/23
PTD 7/7 = $1,701
Last Claim (3-7)
Matter ResolvedRequest
Adjourment
1608/23/2023 10:00 am23-10175 / MBKPaul H. Young, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 9 required payments   Arrears: $3,204.00  Total Paid In: $8,652.00
AR RESOLVE OR HOLD
ISSUES AS OF 8/17/2023 (DM): Updated 8/22/23

***TRUSTEE RECOMMENDS CONFIRMATION AT $7,260 PTD, $1,392 BY 8/30/23, THEN $1,602 x 53 STARTING 9/1/23, 100% PLAN, PART 8a OF THE PLAN IS AMENDED TO PROVIDE FOR VESTING UPON CONFIRMATION***

1) MP specifically changed vesting to Discharge. Debtor needs to add Trustee to all insurance policies as a loss payee and provide a copy.

***RESOLVED ISSUES***

A) IRS filed $5,667.68 priority claim that includes estimated taxes for 2022 (AMENDED).

B) Elizon Master Trust/US Bank/SN Servicing (KML) OBJs - failure to cure $69,136.88 arrears (MP PAYS FULL ARREARS AND NO OBJ TO MP FILED).

C) Trustee OBJ:
- Need to file Pre-Confirmation Certification (FILED).
- Need 2022 tax returns (RECEIVED).


Prop. Plan $300 x 1, $1,392 x 59, 100% Plan
PTD 6/7 = $7,260
Last Claim (2-3)
Matter ResolvedRequest
Adjourment
1618/23/2023 10:00 am23-10614 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 9 required payments   Arrears: $2,319.00  Total Paid In: $750.00
AGREE TO USE CREDITOR # AND CONFIRM

RECOMMEND: $750 PAID TO DATE, $1,259 X 53 BEGINNING 9/1/2023, 100% PLAN
trustee will not pay Woodbridge and Petro unless valid timely claims are filed
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Preserve non exempt equity of $307,966.00 in real property.

8/15 workup for the 8/23 calendar EDC

MP filed on for 8/23 proposes: $150 X 6; $1050 X 54 BEG 3/2023; 100% min. of $307,966 due to equity


1. Cannot confirm until Objection filed by Lillian Zhang resolved - objecting to the cram of her tax lien. Plan proposes to pay $43,115.99 Secured claim is for $46,933.96. (OK TO CONFIRM AT CREDITORS NUMBER PER CAPONE)

*trustee will not pay Woodbridge and Petro unless valid timely claims are filed

------------------------------
RESOLVED ISSUES:

2. Need proof of service on Lillian Zhang, Township of Woodbridge and Petro Inc.-OK MP pays in full
Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021 and 2022. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $307,966. (LANGUAGE ADDED)
- Add to confirming order non-exempt proceeds from sale of real property to Trustee. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $150 x 36 beginning 3/1/2023, sale of residence by 9/15/2023, 100% plan
Payments: 3/4, arrears $150
Matter ResolvedRequest
Adjourment
1628/23/2023 10:00 am23-10831 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 7 of 8 required payments   Arrears: $0  

AS Of 8/16/23(mk):

Workup on Plan #24

1. Objection by Carleton Club Apts(Giordano):
-plan not feasible and fails to "Prompt cure "arrears
24 mos is too long

2. Trustee objection:
Verified income show s dispos income 0f 1126. Plan proposes a tier plan where the second tier decreases to 200 . There is no basis for that. Verified dispo income is over 1,000)
Needs explanation/clarification( atty says she wil l"tighten her belt" to pay the 536 and then wants to reduce to 200 after the LL is paid- TR OBJECTS AS DISPOS INCOME OVER 1,000.


Plan:$2943 PTD; $536 X 19; $200 X 12; BASE
6/6/ payments LL to be paid in 1st 24 mos
Matter ResolvedRequest
Adjourment
1638/23/2023 10:00 am23-10965 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 0 of 8 required payments   Arrears: $0  

8/17/23 (SF) Per Attorney, ok to dismiss hold/fees (Trustee objection states:- The dismissal of this case will need to trigger an automatic bar on re -filing for the period of one year from the dismissal date.



ADJ to 8/23 Peremptory (dm)

AS OF 8/16/23 - Need status of closing and IRS is still estimated.


Proposed plan is currently not feasible based on claims filed.

Reverse Mtg closing is scheduled for late June & MFR is scheduled for 7/12 - ADJ 7/12 (NEED STATUS)

1. Motion for Relief filed by Global Lending (2018 Buick Encore) scheduled for 8/23 at 9 (NEED OUTCOME. THEY FILE AN ARREARS CLAIM)

2. Objection filed by JPMorgan Chase (Raymond) - proposed treatment does not accurately reflect the status of the loan and whether or not the reverse mortgage is feasible given the additional amount needed to payoff the loan. The loan matured in 2016. (CHASE DID NOT FILE A CLAIM AND BAR DATE EXPIRED ON 4/17/23) (STAY RELIEF GRANTED)

3. Motion for Prospective Relief as to JPMorgan Chase scheduled for 7/12/23 - GRANTED

3. What is the status of the Reverse Mortgage?

4. IRS priority claim is estimated (NEED AMENDED CLAIM) (STILL NEED)

5. Global Lending filed arrears claim 3-1 for $832.42 which is not addressed in plan (OK TO PAY?)

6. New Century filed secured judgment claim 1-1 for $1536.82 which is not addressed in plan (OK TO PAY?)

7. Greymorr LLC filed secured claim 7-1- for $83,391.67 TSC which is not addressed in plan

8. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for utilities
$625/month for cable/internet/phone
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $1,256.48. (after deducting social security)

- There is $165,186 in non exempt equity in the residence. (100% plan )

- Need to file Pre-Confirmation Certification.

- Debtor's attorney must file a fee application within 7 days of the entry of the order
co
Matter ResolvedRequest
Adjourment
1648/23/2023 10:00 am23-11446 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $1,755.00  Total Paid In: $10,549.00
As of 8/18/23(mk) UPDATED :email to atty- ok to terms

**CAN REC CONFIRM AT $9,042 PTD, Then $1,631 x 54 Begin 9/1/23 100%. Preserve equity T/H of $65,480.
Trustee is authorized to pay IRS claim #1 in the amount of $3,671.64 through the plan**


MFR on 6/28- 7/26/23 ORDER ADDS POST PET 6,355.15 INTO PLAN
1. Trustee objection:
-Plan does not specify treatment of the IRS

-There is $55,450 in non exempt equity in the
residence. (100% plan )
-There is $30,100 in non exempt equity in the
Jeeps.
---------------------
-Need a statement for the whole life insurance
policy.(Provided)
-Plan does not specify treatment of the IRS
and NJ Division of Tax under the Plan-OK TO PAY?APOC FILED --0-

Plan: $1507 X 60 BEG 3/2023; 100%
6/6 payments

Matter ResolvedRequest
Adjourment
1658/23/2023 10:00 am23-11565 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $801.00  
8/10 workup for the 8/23 calendar EDC
2 months arrears

Same as 7/6/23 (DS): Debtor attorney requested adjournment to resolve issues with home and second mortgage.

As of 7/5/23 (DS): 1. Trustee obj to the following:
- Need 2022 tax return.
- Sched J has excessive payment to 2nd mortgage $1,000 and listed in plan to be crammed to an unknown amount. Need proof of monthly payment made to creditor, since filing.
- Must file Pre-confirmation certificate.

2. Deutsche-1ST MTG (FRENKEL LAMBERT WEISS) obj to arrears more and loan mod. Must resolve obj.

3. Trinity-2nd mtg (MATTHEW SITI) obj to cram. Must resolve obj.

Prop Plan $400 x 60 begin 3/2023; Base and Loan mod on White Oak Way by 8/31/23
Matter ResolvedRequest
Adjourment
1668/23/2023 10:00 am23-11627 / MBKMelissa Wotton, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 24 of 7 required payments   Arrears: $316.00  
ISSUES AS OF 8/18/2023 (DM):

***If sale goes through, then debtor only needs $2,406 to pay case off at 100% if there is no deficiency from the short sale***

1) Towd Point Mortgage (Frenkel Lambert) OBJs - sale is speculative. Plan is not feasible because there is insufficient income to cure arrears if sale is not completed (THERE IS A PENDING MOTION TO SELL).

2) Trustee OBJ:
- Need 2022 tax return from Debtor & non-filing spouse (UNRESOLVED).
- The Trustee objects to the 522(b)(3)(B) and 522(b)(3)(C) exemptions taken based upon the 522(d) exemptions taken (UNRESOLVED).
- Excessive Expenses: Electricity/gas/heat $632.
- Form 22C shows disposable income of $1,441.35 which would require $86,481 minimum dividend to GUCs.
- Disposable income verifies much higher - there is $5,283 disposable income.
- Plan is not proposed in good faith: 22c has debtor GROSS income as $6,837, but according to proof of income, Debtor's NET monthly income is $6,382 (debtor gets paid weekly). The income calculation for Debtor is incorrect.
- Need to amended Sch B and C to add Robinhood acct (UNRESOLVED).

***RESOLVED ISSUES***

A) Cenlar (Stern Lavinthal) OBJs - plan fails to cure full arrears and loss mitigation period should not exceed 60 days (STANDARD LOAN MOD ORDER ENTERED 8/4/23).

B) Trustee OBJ:
- Need 2021 tax return for non-filing spouse (RECEIVED).
- Need CMA for North Bergen Mills Rd (MOOT - SALE MOTION PENDING).
- Need homeowner's insurance renewal for N. Bergen Mill Rd (RECEIVED).
- Need balance owed to Savings Plan loans 5 and 6 listed on pay stubs (RECEIVED).
- Need MP that selects one option in Part 5a (MP CORRECTS).
- Need Jan & Feb statements from Robinhood acct (RECEIVED).
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $1,442 x 3, $1,379 x 57, Base Plan
- Loan Mod on N Bergen Mills Rd by 7/11/23
- Sale of Spotswood Englishtown Rd - no date
PTD 4/5 = $5,723
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1678/23/2023 10:00 am23-11741 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 17 of 7 required payments   Arrears: $0  
Total Paid In: $5,005.00
AR RESOLVEOR HOLD - Atty ok with terms

8/10 workup for the 8/23 calendar EDC

*Plan needs increase of $33 a month due to trustee arrears CAN CONF AT:

***$4005 paid then $288 x 31 beg 9/1/23 pro rata---debtor to provide bill of sale regarding Jeep Grand Cherokee by 8/31/2023 with any NE proceeds will be turned over to Trustee----Bank of America claim 1-1 to be treated outside of the plan--Trustee will not pay adequate protection to Bank of America

last time--6/9/23 (DS): 1. BANK OF AMERICA OBJ STILL NOT RESOLVED.--notice of sale filed, when is the sale and what are the adequate protection terms pending the sale? Is it $175 adeq protections beg 5/1/23 until confirmation? RESOLVED PER ATT, CAR SOLD AND PAID OFF

1. Bank of America (FRENKEL, LAMBERT, WEISS, ET ALS) obj to adequate protection payment amount $175 when monthly payment is $1,100.74 for 2018 Jeep Grand Cherokee. Must resolve creditor objection and provide a consent order that permits Trustee to pay adequate protection payments, amount to be paid and date when sale is to occur. RESOLVED PER ATT, CAR SOLD AND PAID OFF


Prop Plan $1,000 x 5 begin 4/1/23; $250 x 31; Base and Debtor intends to sell 2018 Jeep Grand Cherokee any NE proceeds will be turned over to Trustee


---------------
Resolved:
* notice of motion to sell car 8/9--no objection EDC
Note: Tax refund not on Sched I, but fine, there not be much disposable income once rent expenses starts in Sept. Plan propose non-exempt proceeds from sale to Trustee.
Matter ResolvedRequest
Adjourment
1688/23/2023 10:00 am23-11786 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $1,000.00  
8/15 Workup for the 8/23 calendar EDC

* The IRS filed claim #3 which amended secured amount to $225,000. Cram filed but no proof of service still

* Objection filed by Truman 2021 SC9 Title Trust (Romano Garubo) - blanket objection. (UNRESOLVED)

** Trustee's objection:
-- Need a mortgage statement for the first and second mortgages showing monthly payment amounts. (NOT RECEIVED)
-- Verified income leaves monthly disposable income of $3,521.
-- Per the 22C, monthly disposable income is $2,397 which requires a minimum dividend of
$143,820 to general unsecured creditors.
-- The debtor has failed to provide proof of service with respect to Plan Motion (s).
-- Need proof of service on the Internal Revenue Service. (CERT OF SERVICE NOT FILED)
-- Need to file Pre-Confirmation Certification. (NOT FILED)
-- Need valuations (Balance Sheet) for both businesses. (NOT RECEIVED)
-- Need documentation to verify that debtor is entitled to 25% interest in the real estate from
the estate of the debtor's mother. (NOT RECEIVED)
-- Also need proof of insurance and Contract of Sale for proof of value. (NOT RECEIVED)

Plan proposes: $1,000 x 60 beginning 4/1/2023, sale or loan modification by 9/30/2023, 0% to unsecured creditors
-------------------------------
RESOLVED ISSUES:
1. A loan modification plan cannot pay 0% to unsecured creditors. (CONFIRM AS A BASE)
- A copy of the homeowner's insurance renewal declaration - for 232 Treptow Rd
property. (RECEIVED)
The debtor has failed to supply the Trustee with the following document (s):
- Business forms - for Moonlight Homes. (RECEIVED)
- A copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,542 when
determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan provides for payment on unsecured claims
Matter ResolvedRequest
Adjourment
1698/23/2023 10:00 am23-11791 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $535.00  
ISSUES AS OF 8/18/2023 (DM):

1) IRS filed $224,862 priority claim that includes estimated taxes for 2019 thru 2022 not treated in the plan (UNRESOLVED).

2) Freedom Mortgage (Brock & Scott) OBJs - failure to cure $23,009.41 arrears (UNRESOLVED).

3) Plan provides $3,5504.29 secured treatment to Fig Cust on Chestnut Hill Dr property - no POC filed (STRIKE??)

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need Jan & Feb statements for TD Bank savings acct #2277 (RECEIVED).
- Nee Fee App within 7 days of confirmation (LANUGAGE ADDED).
- Need to file Pre-Confirmation Certification (FILED).
- Confirming order on the 100% plan should preserve $119,566 threshold (LANGUAGE ADDED).


Prop. Plan $535 x 60, 100% Plan
PTD 5/5 = $2,675
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1708/23/2023 10:00 am23-11817 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $1,000.00  
8/14 workup for the 8/23 calendar EDC

1. Trustee obj to the following:
- Need 2022 tax returns and bank statements for Albert Cash from January and February 2023.
- Disposable income verifies $6,321.
- Must resolve State of NJ estimated tax claim, 2018-2021 tax returns not filed.

Prop Plan $500 x 24 begin 4/1/23; $1,000 x 36; Base
Matter ResolvedRequest
Adjourment
1718/23/2023 10:00 am23-12039 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 211 of 7 required payments   Arrears: $700.00  Total Paid In: $147,744.00
8/10 workup for the 8/23 calendar

CAN CONFIRM AT: $147,043.84 paid then $700 x 31 remaining beg. 9/1/23 pro rata with min of $124,997 going to gucs through the plan---trustee to pay attorney fee of $2588 per the plan--Pre confirmation cert to be filed within 7 days

Equity in real property and $32,799 in Navy FCU account totals $124,997 to gucs.

The values on the Florida property are much higher. Units are for sale from $315-$335k. Even if we value the debtors property at only $290k there is around $19,000 in equity. PROPOSED PAYMENT PAYS ENOUGH TO COVER THE EQUITY-OK EDC

** Trustee objection to confirmation - need to resolve
- The debtor has insufficient income. OK BIG LUMP FROM SALE
- The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - once employed. OK SEE ABOVE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $32,799 in non-exempt equity in the Navy FCU account.
- Need to file Pre-Confirmation Certification. ADDED TO TERMS
- Need to resolve objection by Navy FCU. RESOLVED, MORTGAGE PAID AT CLOSING
- The attorney's fees in the plan ($2,588) and the disclosure statement ($2,600) do not agree. One of these must be amended. PAY $2588 ADDED TO PLAN

propsoed plan $700x36 begin 4/1/2023 base plan with sale by 5/30/2023 of Park Avenue property
paid in $146,784.78
arrears $1,400
last claim 12
----------------RESOLVED
1) Navy Federal Credit Union (FEIN SUCH) objection to confirmation - RESOLVED, MORTGAGE PAID AT CLOSING
-property has been sold and mortgage was paid at closing per the HUD -1
Matter ResolvedRequest
Adjourment
1728/23/2023 10:00 am23-12096 / MBKBarry Scott Miller, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 8/17/2023 (DM):

1) US Bank (McCalla) OBJs - $278,575.17 arrears and Loan Mod is not feasible (UNRESOLVED).

2) Ally Capital filed $540.45 arrears claim on 2017 Nissan Rogue not treated in the plan (UNRESOLVED).

3) Dll Finance filed $4,225.28 secured claim for equipment not treated in the plan (UNRESOLVED).

4) Trustee OBJ:
- Need 2022 tax return (UNRESOLVED).
- Need updated insurance for 2006 Mini Cooper & 2007 Lincoln (UNRESOLVED).
- Need a copy of Deed for Rose St property (UNRESOLVED).
- Excessive Expenses: $300 homeowner's insurance (loan is escrowed), $300 home maintenance, $650 cable/internet/phone, $1,700 food, $750 transportation. Need proof of excessive expenses 10 days prior to confirmation.
- Income verifies higher ($5,680) for the non-debtor spouse than scheduled ($2,421) resulting in $4,068 total monthly disposable income.
- Per Form 22C, monthly disposable income is $5,082 which requires a minimum dividend of $304,920 to general unsecured creditors.
- Tax refund of $8,203 was not prorated and included in monthly disposable income calculation.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $100 x 36, Base Plan
- Loan Mod by 8/1/23
PTD 5/5
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1738/23/2023 10:00 am23-12440 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledContinued
9/13/2023 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

PER AR ADJ TO 9/13 IF LM NOT COMPLETE TO BE DISMISSED EDC

8/22/23(mk): at 1:55 PM debtor atty emails asking for adj as he "just faxed " a LM application to Chase and cc R Lebron. Told him MUST APPEAR. LM issue has been pending and faxing the afternoon of day before hearing is not acceptable.


As of 8/14/23(mk):email to attys for update on LM- reply from Ray Lebron-his client replied: "I don't see anything regarding a loan mod in place, or being reviewed for one."

>> CASE IS 5 MOS OLD ALL ISSUES STILL UNRESOLVED

7/24/23(mk) : sent email to debtor atty and R. LeBron as to his objection and status of LM- per Ray L. No resolution- debtor atty says needs short adj to get the LM application filed

1. Objection by JPMorgan Chase( Fein Such):
- plan fails to pay arrears $776,910
LM speculative and not offered

2. Trustee objection
- Needs TR std order of distribution


Plan:$105 X 60 BEG 4/2023; LM BY 9/24/2023 (15 WESLEY ST); BASE
5/5 payments
Matter ResolvedRequest
Adjourment
1748/23/2023 10:00 am23-12464 / MBKEdward Hanratty, Esq.Confirmation Hearing - Order Vacate Dismissal of CaseContinued
9/27/2023 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $100.00  
issues as of 8/11/2023 (JMA)

1) NewRez, LLC d/b/a Shellpoint Mortgage Services (Stewart Legal) objection to confirmation - need to resolve
-anticipated arrears $107,950.14, no claim filed to date
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2022.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.
- Need to amend schedules to include wife's income/social security

proposed plan $100x36 begin 4/1/2023 base plan with loan mod 6 months after confirmation
paid in $400
arrears $100
last claim 5

Matter ResolvedRequest
Adjourment
1758/23/2023 10:00 am23-12867 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanContinued
10/11/2023 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $1,518.00  
updated 8/17/2023 (JMA)
-Trustee plan payments are now current
-Have not received a copy of the HUD or amended Schedules I&J

ADJ to 8/23 for payment to post or Dismiss - if posted, then ADJ. Sale closed on 8/7/23 - need HUD and amended Sch I&J.

UPDATED 8/8/2023 (jma)
issues as of 8/2/2023 (JMA)

1) SSA NE Assets LLC (Parker McCay) objection to confirmation RECEIVED EMAIL FROM CREDITORS ATTORNEY THAT THE CLOSING OF DEBTORS HOME COMPLETED ON 8/7/2023, CREDITOR OBJECTION NOW MOOT
-amount due to creditor $206,945.22
2) Peritus Portfolio Services II, LLC/Yamaha Motor Finance Corporation(Morton) objection to confirmation - need to resolve
-claim not provided for in plan (OTBS)
3) Trustee objection to confirmation - need to resolve
- The debtor has failed to file a feasible plan - due to plan proposing to pay mortgage claim in full
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Profit and Loss expenses car payments $1,780 for Corvette/Hummer/ATV (not acceptable expenses for business, also car loans are personal loans, not business debt ), auto insurance $429, Transportation $200 (Sched J has $300 total $500) and Credit Cards $261 (must provide proof of credit cards in business name, according to business forms business is at home address 10 days before confirmation). Need amended sch I & J as debtor.
- Testified at 341 he is no longer operating the business.
- The current Plan does not specify treatment of Yamaha Motor Finance arrears $427 and IRS for $38,495.67 under the Plan.
- Claims filed with arrears owed by Hughes FCU for 2009 Hummer $361.97 and 2016 Chevy Corvette $674.21.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.
2) NJ Division of Taxation priority claim 19 is estimated for 2021 taxes - need to resolve

*attorney to review $400 Quad payment and why not 100% to gucs


proposed plan $506x54 begin 5/1/2023 base plan with sale of property by 9/1/2023
paid in $1,012
arrears
Matter ResolvedRequest
Adjourment
1768/23/2023 10:00 am23-12975 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $400.00  
8/21/23(mk):


341 now on 91/14/23

4/4 payments
Matter ResolvedRequest
Adjourment
1778/23/2023 10:00 am23-13125 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $1,120.00  
8/17 email said debtor lost job-will grant one adj. if no job we will need to dismiss EDC

8/15 workup for the 8/23 calendar edc

Per email sent to Zimnis trustee will agree to compromise and confirm at:
**$860 paid then $465 x 57 beg 8/1/23-pro rata with min. of $6000 to gucs--trustee to receive non exempt PI proceeds--Trustee to pay Toyota arrearage claim 4-1 through the plan

1) Trustee objection to confirmation - need to resolve
--- The debtor(s) plan consists of unnecessary or excessive expense items, such as: expenses may be inflated depending on the expenses allocated to the wife.
DEBTOR PROVIDED A CERTIFICATION THAT HE AND THE SPOUSE ARE SEPARATED. THE CAR INSURANCE ON SCHEDULE J LISTS $325, HOWEVER THE POLICY PROVIDED SHOWS ANNUAL POLICY FOR DEBTOR AND SPOUSE TOTALS $1,951 WHICH IS $162.58/MONTH. TRUSTEE ADJUSTED EXPENSES ACCORDINGLY.

- -- Need Certification explaining separation from wife and how expenses are allocated CERTIFICATION TO BE REVIEWED--OK EDC--JUST AMENDED EXPENSES BASED ON INSURANCE ADJUSTMENT ABOVE

* Auto insurance lower than amount on Schedule J. Schedule J reduced to $4,539.58 which increases disposable net balance to $664.62

proposed plan $330x60 base plan plus non-exempt proceeds from lawsuit
paid in $660
------------------------
Resolved:
2) Toyota Motor Credit Corp filed secured claim #4 with arrears in the amount of $423.98 - plan does not provide for payment of arrears. Need to pay claim or move against it. TRUSTEE WILL PAY
- Need to file Pre-Confirmation Certification with Court. RESOLVED, FILED
- Confirming order must provide for all non-exempt proceeds from PI claim. ADD NOTE TO CONFIRMATION TERMS
Matter ResolvedRequest
Adjourment
1788/23/2023 10:00 am23-13141 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissedDebtor has made 4 of 6 required payments   Arrears: $0  

AS OF 8/21/2023 (at):

1. The Borough of Tinton Falls filed a secured claim #10 in the amount of $364.20 which is not in the plan. Is the debtor going to pay this claim?

2. Ally Capital (2019 Infiniti) filed a secured arrears claim #13 in the amount of $1,764.51 which is not in the plan. Is the debtor going to pay this claim?

3. Ally Capital (2015 Chevy) filed a secured arrears claim #14 in the amount of $1,637.04 which is not in the plan. Is the debtor going to pay this claim?

4. Foxchase at Tinton Falls filed a bifurcated claim #2 which needs to be resolved.

5. Trustee's objection:
- The debtor has insufficient income.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $500/month car insurance
- $673 & $380/month car payments (cannot have two car payments)
- $300/month for student loans
Need proof of expenses 10 days prior to confirmation.


RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the "employee stock plan" (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $938 in non exempt equity in the employee stock plan. (STATEMENT RECEIVED - NON EXEMPT EQUITY IS $1,783)

Plan proposes: $425 x 60 beginning 5/1/2023, base
Payments: 3/4, arrears $425
Matter ResolvedRequest
Adjourment
1798/23/2023 10:00 am23-13153 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $1,664.00  Total Paid In: $2,240.00
8/25/23(mk): add language to strike secured plan treatment of IRS in part 4g .Tr will pay per filed claim #7-3 Priority at $986.25 and unsecured portion of claim treated pro rata with other unsecured creditors per the confirmed plan.

8/24/23(mk):amended terms $1,839.50 PTD Then 1,032 x 56 BASE Begin 9/1/23. rest of terms for 8/23 still apply. sent email to Atty

8/23/23(mk) Updated- sent terms to atty

>>If the COTBS on Barclays obj is to pay arrears claim amt of $44,584.93 and to account for the plan arrears Needs

** CAN REC CONFIRM AT $1,839.50 PTD, Then $1,031 x 56 begin 9/1/23 Base.

-TR is authorized to pay the secured portion of State Employees Credit Union claim 10-1 in the amount of $214.32. The unsecured portion of $444.68 shall be paid pro rata pursuant to the confirmed plan.

-TR is authorized to pay Barclays Mortgage Trust arrears claim #14-1 in the amount of 44,584.93 through the plan.

-COTBS on objection By Barclays Mortgage Trust w/in 15 days**

-Debtor to update TFS auto payment amount w/in 15 days**


-------------------------------------------


AS of 8/14/23(mk):
TR AREARS $1,836.50 DEBTOR MAKING WRONG payments. OK TO RECAP

1. Objection By Barclays( Pluese):
- fails to pay full arrears. Plan not feasible (COTBS)

2. ST Employees Union filed secured claim #10-1. Secured $214.32( for salary advance loan) - OK TO PAY

3. Trustee Objection:
- plan proposes to pay IRS secured claim $4,299.23-So far, IRS FILED ONLY A PRIORITY CLAIM (986.25) (OK TO PAY) and a GUC claim.
ST of NJ Priority claim $114.07- OK TO PAY? YES


--------RESOLVED--------
- debtor has failed to provide proof of service with respect to Plan
Motion ( cram on car). FILED
ST OF NJ Estimated priority tax claim( no return 2020-2022).APOC FILED


Plan:$919 x 60 begin 5/1/23; Base
2/4 payments
Matter ResolvedRequest
Adjourment
1808/23/2023 10:00 am23-13213 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 8/21/2023 (at):

1. The NJ Division of Taxation filed an estimated priority claim #3 which needs to be amended. (STILL ESTIMATED)

2. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure pre-petition arrears of $54,926.79. (RESOLVED - ARREARS TO BE PAID THROUGH LOAN MODIFICATION)

3. Objection filed by Truman 2021 SC9 Title Trust (Romano Garubo) - blanket objection. (UNRESOLVED)

4. Trustee's objection:
- Must resolve IRS and State of NJ estimated tax claims. (BOTH STILL ESTIMATED)
- Must resolve creditor objection. (UNRESOLVED)
- Need to update the debtors last name on the petition regarding the use of her married name on the deed. (PETITION NOT AMENDED)

----------------------------------
RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- 2 months bank statements with Banco Popular Bank prior to filing date. (RECEIVED)
- Need to supply the 401k statement. (RECEIVED - LOAN IS PAID OFF)
- Must file Pre-confirmation certificate. (FILED)
- A copy of the last filed tax return - for 2022. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $11,900.19, Jewelry $1,625, Bank of America checking acct $805.93, Bank of America savings acct $23,465.65 and Banco Popular acct $2,500 (BANCO POPULAR BALANCE IS $14,994). May be moot since no unsecured claims filed, pending the resolution of estimated tax claims. (LANGUAGE ADDED - BAR DATE PASSED AND NO GUC'S FILED CLAIMS)

Plan proposes: $500 x 60 beginning 5/1/2023, loan modification 6 months from filing, 100% to unsecured creditors
Payments: 4/4
Matter ResolvedRequest
Adjourment
1818/23/2023 10:00 am23-13215 / MBKBarbara J. Snavely, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $3,200.00  Total Paid In: $6,400.00
AS OF 8/11/2023 (at):

RECOMMEND: $1,600 x 60 BEGINNING 5/1/2023, 100% PLAN
Claims will be paid according to the trustee's order of distribution.
Preserve non exempt equity of $101,803.00 in real estate.
Strike adequate protection payment of $100 per month.

1. Plan proposes to pay $100/month in adequate protection payment through the trustee to who? (STRIKE)

2. Need to resolve the estimated claim #3 filed by the IRS. (NO LONGER ESTIMATED)

3. Objection filed by MCLP Asset Company, (Pincus) - failure to cure arrears of $8,592.35 (Per POC) (OTBS TO PAY PER POC)

4. Objection filed by Credit Acceptance (Morton) - 2011 Ram cannot be crammed because it was purchased less than 910 days before filing. (OTBS - $17,678.63 @ 9% FOR A TOTAL OF $22,018.76 AP $173.25)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need proof of insurance for the 2011 Dodge, 2015 Ford, 2018 Nissan and 2020 trailer. (NOT RECEIVED)
- Amendments to Schedules Amend Schedules to add the business and value of the
business. (NOT AMENDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$688/month car insurance
$690/month car payment
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,039 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $101,803 non-exempt equity in the residence (100% Plan). (LANUGAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)


Plan proposes: $1,600 x 60 beginning 5/1/2023, 100% plan
Payment
Matter ResolvedRequest
Adjourment
1828/23/2023 10:00 am23-13225 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $2,370.00  
As of 8/17/23 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.
est IRS and NJ claims

6/28/23 (DS): 1. Trustee obj to the following:
- Need signed affidavit of contribution daughter's boyfriend (not e-sign) or rental lease agreement. NEW SIGNED AFFIDAVIT FROM DAUGHTER PROVIDED 8/14/23, NOT BY HER BF STATING SHE CONTRIBUTES $350, NOT $500.
- Excessive expenses on Sched J: Cable/internet $375, Cell $220, Food $470 and Car payment $671.15.
- There is non-exempt equity in real property $35,848.86 (pending resolve tax claims) and TD Bank acct $926.34.

2. Select Portfolio (FEIN SUCH) obj arrears owed more $9,049.42, POC filed with arears $9,049.42. Obj must be resolved.

3. Amanda Dzitko and Michael Estwanick (PASHMAN STEIN WALDER HAYDEN) obj to the following (RESPONSE FROM DEBTOR AND AMENDED SOFA FILED 8/15/23):
- Plan fails to disclose Debtor has 2 Santander Bank accts #0316 and #8713 in which Debtor deposited over $100,000 in alleged "inter vivos gifts" from the estate of his mother in law, Monica Estwanick in 2020 and 2021. The alleged "gifts" from Monica Estwanick form the basis of their fraud complaint pending in Superior Court of NJ, Ocean Vicinage.
- Bank accts were active and receiving deposits at least as of 1/6/23 and the accts also reflect having at $16,500 in deposited checks from Debtor's brother, Francis Pelligrino in 2022 and 2023.
- Schedules also fail to disclose $27,772 in Cashapp payments from daughter, Ashley Pelligrino which were deposited into Debtor's accts between 2020 - 2022.
- Plan fails to disclose lottery winnings received in 2022, Specifically 1/12/22 Debtor received $1,040 and on 2/16/22 $3,503.50 from NJ Lottery.

4. Must resolve estimated tax claims filed by IRS (2022 not filed) and State of NJ 2017-2021 tax returns not filed).

Prop Plan $1,185 x 60 begin 5/1/23; Dollar Base $55,748.67
Note: Chime bank statements provided.
Matter ResolvedRequest
Adjourment
1838/23/2023 10:00 am23-13228 / MBKKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanContinued
9/27/2023 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $0  
Total Paid In: $6,961.00
issues as of 8/10/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- A current market analysis - that includes comparatives sold within the last 6 months PROVIDED DOCUMENT IN JUNE THAT DOES NOT INCLUDE COMPS
- A copy of the last filed tax return - 2022 by 5/31/2023 - RESOLVED, PROVIDED COPY OF 2022 RETURN
- Amend Sch I for co-debtor's new job at Dollar General and proof of income. NO NEW INCOME HAS BEEN PROVIDED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Income verifies higher ($3,574.76/$1,574.35/$1,030.54) than scheduled ($3,246.38/$782.30/$636.66) resulting in $2,022 monthly disposable income.

proposed plan $500x3 begin 5/1/2023 $1,817x57 begin 8/1/2023 100% plan
paid in $3,317
last claim 30
Matter ResolvedRequest
Adjourment
1848/23/2023 10:00 am23-13282 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $600.00  Total Paid In: $1,000.00
ATTY UNDERSTANDS OUR CALCULATION - NEEDS TO TALK TO THE DEBTOR - ADJ 8/23

AS OF 8/23/2023 (at):

RECOMMEND: $800 PAID TO DATE, $400 X 56 BEGINNING 9/1/2023, 100% TO UNSECURED CREDITORS
Unsecured creditors will be paid before secured creditors.
Low base pending ERMA decision by 10/25/23.
Preserve non exempt equity of $16,424 in real estate.

1. Objection filed by New Rez/Shellpoint - (Stewart Legal) - failure to cure arrears of $35,772.76 (Per POC) (RESOLVED BY CONSENT ORDER - PAY PER POC)

2. Objection filed by Wells Fargo (LOGS) - failure to cure arrears of $14,319.52. (RESOLVED - PAY PER POC)

3. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $965.61

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
The Plan provides for payment on unsecured claims of less than that which would
be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $18,352 in non-exempt equity in the residence. (THERE IS $16,424 NOW THAT CLAIMS HAVE BEEN FILED - LANGUAGE ADDED)

Plan proposes: $200 x 36 beginning 5/1/2023, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1858/23/2023 10:00 am23-13293 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $1,330.00
AS OF 8/15/2023 (at):

RECOMMEND: $800 PAID TO DATE, $265 x 32 BEGINNING 9/1/2023, BASE

Trustee's objection:
- Debtor needs to file 2017, 2018 and 2019 tax returns. (IRS CLAIM NO LONGER ESTIMATED)

Plan proposes: $200 x 36 beginning 5/1/2023, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1868/23/2023 10:00 am23-13325 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $500.00  
ISSUES AS OF 8/16/2023 (DM):

1) MTAG (Gary Zeitz, Esq) OBJs - $43,673.38 secured tax claim not properly set up for payment (UNRESOLVED).

 If consent order is reached with MTAG above, need strike priority plan treatment of creditor (dm) ok per att

2) Pacific Asset Holdings filed $1,398.39 arrears claim on Phillips Rd property (OKAY TO PAY??) YES

3) Plan provides $18,717.81 secured pay-in-full treatment to TD Bank on S. Main St property - no POC filed (STRIKE per att.)

4) Trustee OBJ:
- Need March & April bank statements for Ocean First joint acct (UNRESOLVED).
- Need recent statement for Home Depot stock (UNRESOLVED).
- Tax refund of $3,079 was not prorated and included in disposable income calculation.
- There is $153,244 non-exempt equity in Phillips Rd property and $370,206 non-exempt equity in S. Main St property, $5,550 non-exempt equity in 1990 Ferrari, and $1,932 in bank accounts.
- Debtor has exceeded the 522(d)(5) exemption by $25 (MOOT).
- Need mortgage statement or POC for S. Main St property (RECEIVED)


Prop. Plan $500 x 12, $1,500 x 48, 100% Plan
- Refi of South Main St by 5/1/24
PTD 3/4 = $1,500
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1878/23/2023 10:00 am23-13434 / MBKKirsten B. Ennis, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $250.00  
loss mit package submitted to lender by 9/30 to see if LM will be granted per Judge on 8/23

AS of 8/14/23(mk):

>>PLAN NOT FEASIBLE- NEGATIVE INCOME<<


Bar date has passed and only creditor is the Mtg company. No discharge case

MFR on 8/23/23

1. Objection By Deutsche Bank( RAS):
loss mit speculative

2.Trustee Objection:
-debtor has insufficient income .Income is
negative $766.31
- debtor has failed to provide proof of service
with respect to -plan motions to avoid liens
and reclassify claim from secured to
unsecured- on claims filed for these creditors.
- Plan treats Mtg co as unaffected and LM
pre pet. arrears 762,012.08.
-need to file Pre-Confirmation Certification with Court

Plan: $250 X 36 BEG 5/2023; LM BY 9/1/2023 (63 CAMBELL RD); BASE
2/ 4 PAYMENTS
Matter ResolvedRequest
Adjourment
1888/23/2023 10:00 am23-13523 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $3,000.00  
10/25/23: PEREMPTORY

AS of 8/14/23(mk):


1.Objection By PNC( KML):
-plan fails to pay arrears- Plan not feasible

2.Objection by St Of NJ Div of Tax:
objects to reclassify claims

3 ESTIMATED Priority claims by IRS and St of NJ.

4. Trustee Objection:
-Need a statement for the PSE&G and PNC
stocks.
- As of now there is $3,365 in non-exempt
equity in the PSE&G and PNC stocks (pending
review of statements).
-Amendments to Schedules Need amended Sch
I and proof of income for wife (self
employed).
-Figures on Sch I and the P&L provided do not
agree.. Need a 12-month P&L statement to
get a better average of monthly income. As of
now Tr show negative income of $1,137.
-No proof of service on plan motions to IRS and
St of NJ( NJ filed objection so moot for them
but as of now no service on IRS.

Plan: $3000 X 60 BEG 5/2023; LM BY 12/31/2023 (26 CHURCH ST); BASE
4/4 payments
Matter ResolvedRequest
Adjourment
1898/23/2023 10:00 am23-13613 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,000.00  
8/14 workup for the 8/23 calendar EDC

Trustee objection:

---there is $130,168.67 equity in real property. Plan is 100%.
---Claim #2 IRS priority claim estimated for 2022 taxes
---Claim #8 NJ Division of Taxation estimated for 2022 taxes

*surrendering timeshare-potential def. claim for the secured amount

proposed plan 1000 X 12; 2500 X 48 BEG 5/1/23; 100%

-----------------------
RESOLVED:
--- the first 3 digits of co debtor's social security number appear to be incorrect on the
petition. Needs to be corrected and all 3 credit agencies notified. DONE
---pre conf cert filed
Matter ResolvedRequest
Adjourment
1908/23/2023 10:00 am23-13733 / MBKAniello D. Cerreto, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 4 of 5 required payments   Arrears: $450.00  Total Paid In: $1,800.00
Recommend Deny this Plan - MP is scheduled for 9/27/23 (dm)

issues as of 7/7/2023 (JMA)

1) Trustee objection to confirmation - will need to resolve
- Need to file a Modified Plan that completes Part 8 in full.
- Need to file Pre-Confirmation Certification.
2) Not current with Trustee plan payments, arrears $450

proposed plan $450x60 begin 6/1/2023 100% plan
paid in $450
arrears $450
last claim 9
Matter ResolvedRequest
Adjourment
1918/23/2023 10:00 am23-13754 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $150.00  Total Paid In: $600.00
As of 8/15/23(mk):

1. Objection BY Statebridge (MCCalla):
- plan silent as to treatment.

2. St of NJ ESTIMATED Tax Claim- No Returns for 2019- 2022.

3. Trustee objection:
-Per Schedule I debtor expects to increase
income $900 when additional room is rented.
- Need updated proof of income in 6 months after confirmation
- must file pre conf cert.


----RESOLVED-------------
- Objection by HSBC Bank( RAS)-loan mod speculative RESOLVED LM by 8/17/23

Plan: $150 X 36 BEG 6/2023; LM 6MO (455 MATTHEWS LN); BASE
3/3 payments
Matter ResolvedRequest
Adjourment
1928/23/2023 10:00 am23-13763 / MBKAndrew M. Carroll, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 8/23/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- Domestic Support Obligation information
- Updated auto insurance for 2016 Ford F150 (expired 5/12/23) RESOLVED, PROVIDED RENEWAL
and updated insurance for 2010 Chevy Camaro (expires 6/29/23) RESOLVED, PROVIDED RENEWAL
- Need to file a Modified Plan that marks off Section 8d post-petition claims and proposes a tier plan when car payment $182 ends in month 25.
- Amendments to Schedules C to take exemptions in all bank accts.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car insurance $540, 3 car payments $182, $276, $589 (car payment verifies $558) and support payment $1,593 (requires proof of payments/order for support payments)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies $1,439.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,041 when determining disposable income.
- Need order for support payment ($1,593) listed on Sched J.
- Must resolve the bifurcated claim of Lehigh Valley (secured $15,000 and unsecured $20,369.41).
- Must file Pre-confirmation certificate.
2) Reviewing claim #1 and #3 it appears that claim #3 released to Lehigh Valle Educators Fed Credit Union, making claim #3 a duplicate claim for the same vehicle (same vin #)
3) Schedule D shows a Ford Mustang, is there a loan on this car? Did not provide insurance for this car. Vehicle is not treated in plan

proposed plan $250x60 begin 6/1/2023 base plan
paid in $750
last claim 6
Matter ResolvedRequest
Adjourment
1938/23/2023 10:00 am23-13898 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $400.00  
filing motion to reduce claim of Credit Union of NJ- has a n appraisal


AS of 8/14/23(mk):

>>AS OF NOW, ALL ISSURES UNRESOLVED


1. Objection by NJ Mortgage & Housing(Pluese):
-plan fails to pay arrears. LM speculative

> debtor has filed a Motion to Engage in Loss Mit. on 7/20 - objection filed by NJ Housing & Mtg(Pluese): late application for Loss mit and debtor admits will have difficulty making Mtg and Tr payment

2.Objection By Credit Union of NJ( Dupont):
- objects to cram amt

3. Trustee Objection:
- must file pre conf cert.

Plan:$400 x 6; $730.91 x 54; Base and Loan mod on Bellevue Ave by 11/2023
3/3 payment


Matter ResolvedRequest
Adjourment
1948/23/2023 10:00 am23-13939 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $200.00  
AS OF 8/9/23 (SF)

1. MUST REQUEST ADJOURNMENT
2. 341 NOT HELD - RESCHEDULED TO 8/24/23
3. PAYMENTS: 2/3 ARREARS $200
Matter ResolvedRequest
Adjourment
1958/23/2023 10:00 am23-14007 / MBKRobert H. Johnson, Esq.Confirmation Hearing ScheduledContinued
9/13/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $900.00  Total Paid In: $3,600.00
ISSUES AS OF 8/10/2023 (JMA)

1) Rushmore Loan Management Services LLC/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-approximate arrears $147,110.52
2) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply proof of Social Security Number to the Trustee - RESOLVED - PROVIDED ATTORNEY DECLARATION REGARDING CONFIRMATION OF DEBTOR IDENTITY AND SSN
- The debtor has undertaken an improper use of exemption. Specifically: Sched C takes d(1) on electronics, but not on real property, which has non -exempt equity.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Clothing $250, Medical $625 and Transportation $600 and spouse vehicle expenses $300 (total transportation $900).TR will allow as long as plan remains 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,778 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in real property $116,400.43 and Wells Fargo ckg $1,523.10 and savings $1,619.55.Plan is 100% - Add to confirming order non-exempt proceeds from sale of real property to Trustee.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate - RESOLVED, FILED

proposed plan $900x60 begin 6/1/2023 100% plan with sale of property 6/1/2024
paid in $1,800
arrears $900
last claim 1
Matter ResolvedRequest
Adjourment
1968/23/2023 10:00 am23-14177 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,400.00  
As of 8/14/23(mk):


>>Needs to resolve #1.

1. Objection By Nationstar Mtg( McCalla):
- plan fails to pay arrears(POC 20,485) Plan treats as unaffected



Plan:$700 x 14 begin 6/1/23; $1,310 x 24; $1,460 x 22; Base
STUDENT LOANS OUTSIDE
2/3 payments
Matter ResolvedRequest
Adjourment
1978/23/2023 10:00 am23-14183 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $510.00  
AS OF 8/21/2023 (at):

1. Objection filed by New Rez/Shellpoint (Pincus) - failure to cure full arrears of $8,468.04. (Per POC) (UNRESOLVED)

2. Trustee's objection:
- Need April and May bank statements for Bank of America savings account 2983. (NOT RECEIVED)
- The debtor's plan consists of unnecessary or excessive expense items, such as:
$400/month for taxes (need proof these are being paid) (NOT RECEIVED)
- The debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $1,486.27.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $140,977 in non exempt equity in the residence. The plan must remain a 100% plan as proposed. (LANGUAGE ADDED)
- The schedules fail to account for the debtor(s) tax refund in the amount of $3,469.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $510 x 60 beginning 6/1/2023, 100% plan
Payments: 3/3
Matter ResolvedRequest
Adjourment
1988/23/2023 10:00 am23-14221 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
9/13/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $2,000.00  
AS OF 8/16/23 (SF) - Atty needs time to discuss with client.

RECOMMEND $4000 PTD, $2400 X 57 (BEGIN 9/1/23) BASE PLAN W/MIN $123,400 TO GUCS DUE TO NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 14 DAYS



1. M&T Bank filed arrears claim 3-1 for $570.02 (ok to pay?)YES


2. Trustee objection:

- The debtor has insufficient income Verified income leaves monthly disposable income of -$4,254.44..

- The debtor has failed to file a feasible plan - Debtors have insufficient income to fund this plan.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$350/month for home maintenance
$500/month for entertainment
$625/month for life insurance
Need proof of excessive expenses 10 days prior to confirmation.

- There is $167,424 in non exempt equity in the residence. (PLAN REQUIRES 100%)

- There is $12,900 in non exempt equity in the 1997 Lexus.

- Need to file Pre-Confirmation Certification.


Plan proposes $2000 X 60 BASE W/MIN $120,000 TO GUCS
Payments: 2/3 ARREARS: $2000

RESOLVED ISSUES:
- The debtor has failed to supply proof of Social Security Number to the Trustee. (CERT PROVIDED)


Matter ResolvedRequest
Adjourment
1998/23/2023 10:00 am23-14238 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $3,128.00  Total Paid In: $3,488.00
AS OF 8/8/2023 (at):

RECOMMEND: $2,616 PAID TO DATE, $2,000 x 57 BEGINNING 9/1/2023, BASE
Need 2022 tax return within 30 days of confirmation.


Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2022 (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Using profit and loss statement provided verifies higher ($5,771) than scheduled ($3,718) resulting in $3,073.58 monthly disposable income - cannot be a zero percent plan.
- IRS priority claim is only $11,403.02 not $45,000 as listed on Schedule E/ F. Unsecured portion of claim is higher at $252,067.43.

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification with Court. (FILED)
- Need Certification explaining the Tattoo business ownership and income distribution. (RECEIVED - DEBTOR DOES NOT RECEIVE INCOME FROM THE TATTOO BUSINESS)

Plan proposes: $872 x 60 beginning 6/1/2023, $0 to unsecured creditors
Payments: 3/3

Matter ResolvedRequest
Adjourment
2008/23/2023 10:00 am23-14256 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $256.00  Total Paid In: $610.00
updated 8/22/2023 (JMA)

ok to confirm at $410 paid to date, $228x57 begin 9/1/2023 base plan
-plus Trustee to receive non-exempt proceeds from lawsuit

issues as of 8/10/2023 (JMA)

1) Trustee objection to confirmation -need to resolve
- Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED
- Income verified lower based on the paystubs provided
- IRS estimated claim for 2020 and 2021 - RESOLVED
- Any non-exempt proceeds from lawsuit to be paid to Trustee - ADD TO CONFIRMING ORDER

proposed plan $205x60 begin 6/1/2023 base
paid in $410
arrears $205
last claim 20
Matter ResolvedRequest
Adjourment
2018/23/2023 10:00 am23-14396 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $550.00  Total Paid In: $1,350.00
AS OF 8/14/2023 (at):

RECOMMEND: $400 PAID TO DATE, $750 X 57 BEGINNING 9/1/2023, BASE


1. Objection filed by Toyota Motor Credit (Stewart Legal) - plan does not provide for treatment of Creditor's claim on property which should be included in section 4(f). (RESOLVED - CREDITOR IS UNAFFECTED - PAID OUTSIDE OF THE PLAN)

2. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $1,000 P&L has $276.67 monthly total $1,276.67, Clothing $250 and Auto insurance $325 (verifies $239). There would be disposable income $595. (REDUCED EXPENSES BY $500 - DISPOSABLE INCOME IS $1,095)


RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
- Must resolve IRS estimated tax claim. (NO LONGER ESTIMATED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2022 when filed and proof of extension. (RECEIVED)

Plan proposes: $200 x 60 beginning 6/1/2023, base
Payments: 2/3, arrears $200
Matter ResolvedRequest
Adjourment
2028/23/2023 10:00 am23-14736 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $275.00  
AS OF 08/16/23 (SF) Atty needs time to discuss terms with client


RECOMMEND $1375 PTD, $1435 X 33 (BEGIN 09/01/23) BASE W/MIN $6193 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS


Need base of $48,730


Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Transportation $700. (Reduce expenses by $350) (dISPOSABLE INCOME VERIFIES AT $1693)
- Income verifies higher, Sched I has $5,456.21 income, but income verifies $6,225.
- There is estimated non-exempt equity in real property $5,642.36. (NOW 6193 DUE TO LOWER MORTGAGE CLAIM)
- Must file Pre-confirmation certificate




Plan proposes $550 x 36 Base
Payments: 2.5 /3 Arrears: $275



Matter ResolvedRequest
Adjourment
2038/23/2023 10:00 am23-14773 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $500.00  Total Paid In: $2,500.00
AS OF 8/23/2023 (at):

RECOMMEND: $1,500 PAID TO DATE, $750 x 57 BEGINNING 9/1/2023, LOAN MODIFICATION BY 9/26/23, BASE WITH A MINIMUM OF $1,441 TO UNSECURED CREDITORS
Low base pending loan modification.
Preserve non exempt equity of $1,441 in personal property.
Loan modification by 9/26/2023.

1. Objection filed by Specialized Loan Servicing 2nd Mortgage (Stewart Legal) - failure to cure full arrears of $134,905.01 (Per POC) (RESOLVED - LOAN MOD BY 9/26/23 AND ADEQUATE PROTECTION PAYMENTS OF $788.70 PENDING LOAN MOD)

2. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Electricity/heat/gas $550, Tele/cell/internet/cable $540 and Clothing $230.
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c has disposable income, shows Debtor is paying mortgage arrears $2,200.97, but plan has arrears not to be paid pending loan mod. There would be disposable income $244.11 which would require minimum dividend $14,646.60 to gucs.
- Must resolve creditor objection. (RESOLVED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- 2nd mortgage balance statement prior to filing date, if no claim filed. (CLAIM FILED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity in real property pending proof of 2nd mortgage and in
bank accts shows total in bank $1,441.46 (exempts $200). (LANUGAGE ADDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $500 x 60 beginning 6/1/2023, loan mod by 1/2024, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2048/23/2023 10:00 am23-14797 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $123.00  Total Paid In: $2,951.00
updated as of 8/11/2023 (JMA)

ok to confirm at $1,414 paid to date, $830x58 begin 9/1/2023 100% plan which includes minimum $87,327 dividend to gucs due to non-exempt equity

issues as of 7/31/2023 (JMA) - BAR DATE IS 8/10/2023 - WILL CHECK BACK 8/11

1) Trustee objection to confirmation - need to resolve
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): The case must remain a 100% dividend case due to the $76,758 in non-exempt equity in the
residence and the $7,837 in non-exempt equity in the 2021 Buick. THE MORTGAGE CLAIM WAS LOWER THAN THE AMOUNT ON SCHEDULE D, INCREASING NON-EXEMPT EQUITY TO $79,490 PLUS NON-EXEMPT EQUITY $7,837 FOR TOTAL $87,327
- Need to file Pre-Confirmation Certification RESOLVED, FILED
2) Filed amended Schedule J which adds $550 for support of elderly mom, food, medical supplies and medicine

proposed plan $707x60 100% plan
paid in $1,414
last claim 8
Matter ResolvedRequest
Adjourment
2058/23/2023 10:00 am23-14838 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $409.00  
8/23/23 (sf) Ok to adjourn to 10/11/23. Must be read into the record



As of 8/18/23 (DS): 1. Trustee obj to the following:
- Need proof of insurance for the 2012 Nissan and the 2012 Ford and 2 months recent proof of income from Instacart.
- Amend Schedule I and provide updated proof of income for new job with Instacart (1099 contractor).
- Need service to Bridgecrest.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

2. MFR filed by landlord, sched 8/23/23 and needs to be resolved.

3. 121 Front St/Jack Naser (landlord) filed priority claim, which is listed in plan as secured. Ok to pay as priority?

Prop Plan $385 x 48 begin 7/2023; $0
Matter ResolvedRequest
Adjourment
2068/23/2023 10:00 am23-14868 / MBKPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NS
Matter ResolvedRequest
Adjourment
2078/23/2023 10:00 am23-14940 / MBKBrian L. Hoffman, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $920.00  
AS OF 8/16/23 (SF)

RECOMMEND $1843 PTD, $1348 X 1 (BEGIN 9/1/23) THEN $1992 X 57 (BEGIN 10/1/23) BASE PLAN
- OK TO PAY SECURED CLAIM 8-1 FOR STATE OF NJ
- OK TO PAY SECURED ARREARS CLAIM 4-1 FOR AMERICREDIT
- OK TO PAY ARREARS CLAIM 19-1 FOR US BANK



Note: Spouse refuses to provide proof of income. Debtor only has a W-2 from last year. Is this acceptable or should the debtor amend Schedules I and J to remove spouses income and expenses?

1. US Bank just filed arrears claim 19-1 in the amount of $13,391.72 which is not addressed in the plan (OK TO PAY?)

2. State of NJ filed secured claim 8-1 in the amount of $5639.51 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:
- Need Proof of 2 month's income - W-2 from non-filing spouse, per Debtor's cert. (Using W-2 debtor's income now verifies at $1338 and will increase in October 2023 to $1992 due to 401k loan expiring)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Electricity/Heat/Gas $588 and 2 Car payments $657 and $536.

- The trustee needs the spouses income in order to determine the 22C disposable income.

- Need 401(k) loan balance statement, prior to filing date. (RECEIVED) EXPIRES IN 9/2023, ADDITIONAL $634.80 WILL BE AVAILABLE IN 10/2023


Plan proposs $921 x 60 Base
No Payments: 1/2 Arrears: $920

RESOLVED ISSUES:

- Must file Pre-confirmation certificate. (FILED)
- Americredit Financial Services filed arrears claim 4-1 in the amount of $666.90 which is not addressed in plan (OK TO PAY?) YES
- Objection filed by Newrez (Stewart) - failure to pay arrears of $2315.79 (RESOLVED PER ORDER)
- Auto insurance for 2017 Chevy Camaro, not listed on auto insurance provided. (RECEIVED)
- Need updated auto insurance if not confirmed by 8/9/23, insurance expires 8/8/23
Matter ResolvedRequest
Adjourment
2088/23/2023 10:00 am23-14942 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  
As of 8/16/23(mk):

4th FILNG

> Hearing on objection to Loss mit on 8/23; NEED RESULT

1. Objection by SN Servicing(Friedman V):
Lm is not feasible. prior Lm denied in 2022
income to debt ratio too high and worse in 2023
regular moly mtg $6,817.87- plan fails to provided for this

2. Trustee Objection
There is $252,494 in non exempt equity in the residence.
There is $17,511 in non exempt equity in the Lakeland bank account.
Need to file Pre-Confirmation Certification.

Plan:$500 X 60 BEG 7/2023; LM per order(if entered); 100%
1/2 payments
Matter ResolvedRequest
Adjourment
2098/23/2023 10:00 am23-14981 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NS
As of 8/22/23(mk):

NO 341 docs at all

NO PAYMENTS (0/2)
Matter ResolvedRequest
Adjourment
2108/23/2023 10:00 am23-15033 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  
AS OF 8/9/23 (SF)

1. MUST REQUEST ADJOURNMENT
2. 341 NOT HELD - RESCHEDULED TO 9/7/23
3. PAYMENTS: 1/2 ARREARS: $500
Matter ResolvedRequest
Adjourment
2118/23/2023 10:00 am23-15076 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $2,030.00  
AS OF 8/18/2023 (at):

MODIFIED PLAN FILED - HEARING IS 9/13/2023.

1. Objection filed by Bank of NY Mellon (McCalla) - failure to cure full arrears of $173,159.62 (Per obj - no POC yet). Lack of feasibility.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - comps used are more than 6 months before filing (NOT RECEIVE)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Excess expenses $569/telephone, cell phones; $300/sports; $250/tutor - need to provide
supporting documentation for excessive expenses
- Need to file Pre-Confirmation Certification with Court (NOT FILED)

RESOLVED ISSUES:
- IRS priority claim #1 estimated 2020-2022 (NO LONGER ESTIMATED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,358 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Modified plan before
confirmation proposes: $2,030 x 60 beginning 7/1/2023, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2128/23/2023 10:00 am23-15099 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
11/8/2023 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $750.00  
AS OF 8/23/23 (SF)

Cannot confirm because more claims were recently filed since last workup and The State of NJ filed estimated tax claim.

- State of NJ filed estimated priority claim 9-1 (MUST RESOLVE)
- Ally Bank filed arrears claim 11-1 for $374.49 (OK TO PAY?)


As of 8/11/23 (DS): Need to confirm at $250 paid, $460 x 34 begin 9/1/23; 100% to gucs and within 7 days must file Pre-confirmation certificate.

1. Trustee obj that Pre-confirmation certificate must be filed.

Prop Plan $250 x 36 begin 7/1/23; 100%
Matter ResolvedRequest
Adjourment
2138/23/2023 10:00 am23-15101 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $250.00  Total Paid In: $750.00
UPDATED 8/21/2023 (jma) - need to resolve estimated claim, removed from Honor Roll, waiting for adjournment request.

State of NJ priority claim is estimated for 2022 taxes, claim filed 8/11/2023

as of 8/10/2023 (JMA)

ok to confirm at $250x36 begin 7/1/2023 base plan

proposed plan $$250x36 begin 7/1/2023 base plan
paid in $500
last claim 15
Matter ResolvedRequest
Adjourment
2148/23/2023 10:00 am23-15103 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledContinued
9/13/2023 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $1,736.00  Total Paid In: $2,110.00
AS of 8/17/23(mk):

POC BY WASHIGTON t'SHIP WILL REQUIRE MUSCH HIGHER MONTHLY PAYMENRT- NOT FEASIBLE AT ALL W/ INCOME.


1. Trustee objection:
POC by Washington T'Sip way higher at $88,923.56- Plan has in aprt 4a and 4g for pay in full - 88,923.56 is fu; sec claim- so will strike it in part 4a
-Non-Debtor spouse provided a contribution
letter stating he gives debtor $1,060 monthly
even though they are separated. The trustee ---also needs proof of income from spouse to
prove that he has income to contribute.
-Need to file Pre-Confirmation Certification with Court
Trustee standard order of distribution.


Plan:$1055 X 60 BEG 7/2023; BASE
1/2 payments
Matter ResolvedRequest
Adjourment
2158/23/2023 10:00 am23-15110 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
9/13/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $157.00  Total Paid In: $457.00
AS OF 8/21/23 (SF)

Trustee objection:

The debtor(s) plan consists of unnecessary or excessive expense items, such as: Proof of
income needs to be updated since the debtor's income varies. The proof of income should include at lease 3 months worth of income along with any applicable
explanations (UPDATED PROOF OF INCOME PROVIDED. PLAN REQUIRES 100%)

Plan proposes $150 x 36 Base
Payments: 0/2 Arrears: $300

Matter ResolvedRequest
Adjourment
2168/23/2023 10:00 am23-15115 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
9/13/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $350.00  
GET CURRENT AND 341 SCH BY 9/13 OR D
Matter ResolvedRequest
Adjourment
2178/23/2023 10:00 am23-15155 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $3,825.00  
AS OF 8/15/2023 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Amendments to Schedules B & C to include the Chase account. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$340/month for cable/internet/phone
$450/month for personal care
The debtor needs to provide proof of expenses along with explanation of the necessity of these expenses at least 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $6,101.04.
- Per the 22C, monthly disposable income is $6,843 which requires a minimum dividend of $410,580 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $2,550 x 60 beginning 7/1/2023, 100% to unsecured creditors
Payments: 1/2, arrears $2,550
Matter ResolvedRequest
Adjourment
2188/23/2023 10:00 am23-15191 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 0 of 4 required payments   Arrears: $1,283.00  
8/23/23 (sf) - Atty wants to adjourn to file modified plan. Ok to adjourn to 10/25/23


As of 8/22/23 (SF): Updated

Pending amended Sched D to include timeshare if filed, recommend waiting pass bar date 8/24/23 or confirm at $400 paid, $1,1331 x 58 begin 9/1/23; Base with a minimum dividend $46,144 due to non-exempt equity;
- Fee app within 7 days from confirmation.


1. Trustee obj to the following:
- Amend Schedule D to include the timeshare finance company as a creditor on the foreclosed timeshare.
- There is $19,016.91 non-exempt equity in real property, $1,371.90 in 2023 Kia Niro Hybrid, $25,100 in the 2020 Telluride, $2,835 in 2006 Yamaha FJR, $3,525 in firearms, $2,440.56 TD Bank acct and Stash Investment $632 total $54,921.37. RECOMMEND WAITING PASS BAR DATE 8/24/23.
- Must file Pre-confirmation certificate.

2. Lakeview Loan (DENISE CARLON) obj to arrears more, POC filed for $19,551.62. Obj settled 8/17/23 to pay arrears claim $19,551.62.

Prop Plan $200 x 3 begin 7/1/23; $1,283 x 57 begin 10/1/23; Dollar Base $46,144
Matter ResolvedRequest
Adjourment
2198/23/2023 10:00 am23-15197 / MBKSTEVEN D PERTUZ, ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

AS OF 8/21/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $340
Matter ResolvedRequest
Adjourment
2208/23/2023 10:00 am23-15209 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $100.00  
Adj to after bar date
Matter ResolvedRequest
Adjourment
2218/23/2023 10:00 am23-15210 / MBKDavid E. Shaver, Esq.Confirmation Hearing ScheduledContinued
9/27/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $75.00  
As of 8/18/23 (DS): Debtor aaty requested adjournment 341 schedule 9/7/23
Matter ResolvedRequest
Adjourment
2228/23/2023 10:00 am23-15283 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,018.00  
updated 8/21/2023 (JMA)
issues as of 8/9/2023 (JMA)

1) Crestwood Village Five Community Association Inc (Collins, Vella & Casello) objection to confirmation - need to resolve
-pre-petition arrears $41,599.58
2) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration
- Need proof of insurance for the 2015 Subaru.
- Need to file Pre-Confirmation Certification.
- The IRS filed an estimated claim which needs to be resolved.
3) IRS priority claim is estimated for 2021 taxes and IRS unsecured claim is estimated for 2019 taxes -RESOLVED - CLAIM AMENDED TO ZERO 8/17/2023
4) State of NJ priority claim is ESTIMATED for 2020-2022 taxes - need tor esolve

proposed plan $509x60 begin 7/1/2023 base plan
paid in $509
arrears $509
last claim 8
Matter ResolvedRequest
Adjourment
2238/23/2023 10:00 am23-15289 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $600.00  
issues as of 8/9/2023 (JMA) - adjourn to allow 341 hearing to be rescheduled and held

1) 341 hearing not held, not rescheduled - no documents provided for 341 hearing
2) Not current with Trustee plan payments arrears $300
Matter ResolvedRequest
Adjourment
2248/23/2023 10:00 am23-15304 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $2,436.00  
Freedom mortgage obj is cotbs

AS OF 8/21/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING.

1. 341 is scheduled for 9/7/2023.
2. Payments: 1/2, arrears $1,140
Matter ResolvedRequest
Adjourment
2258/23/2023 10:00 am23-15345 / MBKMonika MazurczykConfirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 0 of 4 required payments   Arrears: $2,100.00  
AS OF 8/16/23 (SF)

1. Objection filed by PNC Bank (Carlon) - Total amount of claim is $1,056,939.22 and creditor objects to speculative sale and feasibility

2. Motion to sell scheduled for 9/13/23 at 9

3. Trustee objection:

- The debtor has insufficient income. Income verified lower.
- The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that provides for a plan that is a minimum of 36 months
- Debtors residence is to be sold on or by 8/30/2023
- TD Bank #6723 is a special needs trust with end balance of $4,339.08, this is not part of
the debtor estate

4. Pending Motion to Sell - add non-exempt proceeds from sale to Trustee in confirming order (dm)

5. Must file pre-confirmation certification

Plan proposes $150 x 2 Base, Sale by 8/30/23
Payments: 2/2

RESOLVED:
-The debtor must file a motion to sell the residence. (done)
Matter ResolvedRequest
Adjourment
2268/23/2023 10:00 am23-15414 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 8/21/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
2278/23/2023 10:00 am23-15420 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $300.00  
MP filed and scheduled for 9/13/23. Recommend that this plan be marked withdrawn.
Matter ResolvedRequest
Adjourment
2288/23/2023 10:00 am23-15433 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledContinued
9/13/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $360.00  Total Paid In: $1,080.00
AS OF 8/18/2023 (at):

* amended schedule C only takes house exemption, no other exemptions?

1. Objection filed by Deutsche Bank (McCalla) - plan fails to acknowledge arrears of $126,999.34 (Per obj). Sale is speculative. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need to provide TD Bank savings account statements - only provided checking
statements. (NOT RECEIVED)
- TD Bank checking acct #7332 balance as of 6/5/2023 is $256.79, not zero as set forth on
Schedule A/B
- Need to file Pre-Confirmation Certification with Court. (NOT FILED)
- Need a Certification explaining the necessity of renting an apartment in New York City. (NOT RECEIVED)

Plan proposes: $360 x 36 beginning 7/1/2023, sale of residence 6 months post confirmation, base
Payments: 3/2, $360 credit
Matter ResolvedRequest
Adjourment
2298/23/2023 10:00 am23-15516 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $600.00  Total Paid In: $1,400.00
workup for confirmation per AR

AS OF 8/23/23 (SF)

RECOMMEND $800 PTD, $600 X 58 (BEGIN 9/1/23) BASE W/MIN $27,300 TO GUCS PER NON EXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- STUDENT LOANS TO BE PAID OUTSIDE PLAN



As of 8/8/23 (DS): 1. No Trustee payments made, Debtor in arrears $800, made 0 out 2 payments.
AR 800 POSTED 8-15

2. Trustee obj to the following:
- Need proof of insurance for 2016 Honda Civic.
- There is estimated non-exempt equity in real property $25,329 and $5,645 in bank accts. (OK TO INCLUDE--AGREES TO $600 PAYMENTS) (PER AR EQUITY IS COMPROMISED)
- Disposable income verifies $993.

Prop Plan $400 x 60 begin 7/1/23; Base

RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
2308/23/2023 10:00 am23-15675 / MBKDouglas J. McGill, Esq.Confirmation Hearing ScheduledContinued
10/25/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $3,200.00  
AS OF 8/18/2023 (at):

ADJOURNMENT REQUEST DENIED. NO PAYMENTS.

1. 341 is scheduled for 8/31/2023.
2. Payments: 0/2, arrears $3,200
Matter ResolvedRequest
Adjourment
08/23/2023 10:00 am23-15678 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $250.00  Total Paid In: $750.00
UPDATED AS OF 8/22/2023 (JMA)

ok to confirm at $250x36 begin 7/1/2023 base plan

issues as of 8/9/2023 (JMA)

1) US Bank/Structured Asset Investment Loan Trust (Brock & Scott) objection to confirmation - RESOLVED, CONSENT ORDER ARREARS TO BE PAID BY LOAN MOD ON OR BY 12/1/2023
-arrears per the claim filed $118,282.27
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income disposable income verifies $ -1,645.14. WHEN INCLUDING THE $1,900 INCOME DISPOSABLE INCOME IS $254, SUFFICIENT FOR PLAY PAYMENTS OF $250X36
- The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - recent proof of income for Debtor. NO LONGER WORKING, PLACE HE WORKED CLOSED
- Business profit & loss statements NO BUSINESS, RENTAL PROPERTY $1,900/MONTH
- Business forms NOT NEEDED THERE IS NO BUSINESS
- Schedule I has $1,900 rental/business income, but no info provided on business or rental leases. PROVIDED A RENT RECEIPT
- Must resolve creditor objection. RESOLVED
- Must file Pre-confirmation certificate - RESOLVED
- Need updated budget and proof of income 6 months
- Debtor testified rent of $1,900 from tenants and $600 from family rent
- Proof of rental income and Amended Schedule J

proposed plan $250x36 begin 7/1/2023 base plan with loan mod by 2/2024
paid in $500
last claim 4
Matter ResolvedRequest
Adjourment
2328/23/2023 10:00 am23-15722 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 8/18/23 (DS): Debtor attorney requested adjournment, all docs provided. 341 needs to be rescheduled, docs provided.
Matter ResolvedRequest
Adjourment
2338/23/2023 10:00 am23-15808 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
10/11/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

updated 8/17/2023 (JMA)
issues as of 8/9/2023 (JMA)

1) 341 not held, not rescheduled RESCHEDULED FOR 9/21/2023
2) Current with Trustee plan payments
3) Need to file Pre-Confirmation Certification with Court
4) New Rez/Shellpoint Mortgage (Hill Wallack) objection to confirmation - need to resolve
-approximate arrears $2,068.11
Matter ResolvedRequest
Adjourment
2348/23/2023 10:00 am23-15833 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $1,000.00  Total Paid In: $1,600.00
AS OF 8/15/2023 (at):

RECOMMEND: $600 PAID TO DATE, $1,000 x 59 BEGINNING 9/1/2023, BASE
Need an amended attorney disclosure statement within 10 days of confirmation.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. The attorney's fees in the plan ($0) and the disclosure statement ($1,500) do not agree. One of these must be amended. (PAY $0 THROUGH THE PLAN)

2. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $300, Tele/Cell/internet/cable $650, Food $950
NEED PROOF OF EXCESSIVE EXPENSES
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c Line 41 takes deduction $369.17 for 4019(k) loan, verifies $77 monthly, also tax refund not on 22c, Line 45 has disposable income $320.95, add back $292.17 and tax refund $139.09, which would have disposable income $752.21 and require minimum dividend $45,132.60 to gucs.
- Income also verifies that there is disposable income $1,207.
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,669 when
determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $600 x 60 beginning 8/1/2023, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
2358/23/2023 2:00 pm18-23437 / MBKJOSEPH L. YOUNGBLOOD, JR., ESQ.Motion for Determination of Final Cure PaymentContinued
9/13/2023 2:00 pm

AR NOTE PRO SE DEBTOR DOC 69
NEED RESPONSE FROM LENDER AT 2
Any additional submissions by either the creditor or the Pro Se debtors to be submitted to the Court no later than 8/16/23 - ADJ to 8/23/23 at 2 PM (dm)

Loan Care obj (McCabe Weisbert)<>DEBTOR FILED MTN TO DEEM MTG LOAN CURRENT
Matter ResolvedRequest
Adjourment
2368/23/2023 2:00 pm19-21688 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $32,786.00
Matter ResolvedRequest
Adjourment
2378/23/2023 2:00 pm19-32940 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $12,195.00
There should not be any reduction to gucs due to attorney fees. There is a min of $42,090 through the plan EDC
Matter ResolvedRequest
Adjourment
2388/23/2023 2:00 pm20-12673 / MBKBarry Scott Miller, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2398/23/2023 2:00 pm20-20554 / MBKKarina Pia Lucid, Esq.Application for RetentionGrantedTotal Paid In: $46,348.00
Ch 7 Trustee obj<>APPLICATION FOR REALTOR RETENTION
Matter ResolvedRequest
Adjourment
2408/23/2023 2:00 pm20-21714 / MBKRobert C. Nisenson, Esq.Order Shorten TimeOrder to be SubmittedTotal Paid In: $11,916.00
OTBS -trustee to get all funds to payoff case from debtors share, provide HUD and estate accounting to trustee

MTN TO SELL GLENDALE AV PPTY

$9468 to payoff plan in full. Are we getting amount at closing to payoff? Order does not specify and needs to be amended EDC

1/3 interest/estate
Matter ResolvedRequest
Adjourment
2418/23/2023 2:00 pm21-19546 / MBKJohn Zimnis, Esq.Motion SanctionsContinued
9/27/2023 2:00 pm
Total Paid In: $5,785.00
SETTLE OR MBK WILL RULE
AR NOTE ATTYS REPORTED CLOSE TO SETTELMENT ( 3 X LISTED )
ADJ to 6/28 Peremptory

Shellpoint response (Pincus)<>DEBTOR MTN SANCTIONING SHELLPOINT MTG
Matter ResolvedRequest
Adjourment
2428/23/2023 2:00 pm22-10963 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $22,572.00
Matter ResolvedRequest
Adjourment
2438/23/2023 2:00 pm22-12785 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $3,121.00
Matter ResolvedRequest
Adjourment
2448/23/2023 2:00 pm22-13412 / MBKTHOMAS G. EGNERMotion CompensationGrantedTotal Paid In: $5,100.00
Matter ResolvedRequest
Adjourment
2458/23/2023 2:00 pm22-15429 / MBKEdward Hanratty, Esq.Motion CompensationContinued
9/27/2023 9:00 am

Trustee OBJ
Matter ResolvedRequest
Adjourment
2468/23/2023 2:00 pm22-16292 / MBKJohn Zimnis, Esq.Motion CompensationGrantedTotal Paid In: $10,900.00
Matter ResolvedRequest
Adjourment
2478/23/2023 2:00 pm22-17138 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $17,760.00
(7/26 amt: pre-conf cert never filed per conf provision)
Matter ResolvedRequest
Adjourment
2488/23/2023 2:00 pm22-18855 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $8,560.00
Matter ResolvedRequest
Adjourment
2498/23/2023 2:00 pm22-20016 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $8,781.00
Matter ResolvedRequest
Adjourment
2508/23/2023 2:00 pm23-10293 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $1,965.00
Matter ResolvedRequest
Adjourment
2518/23/2023 2:00 pm23-11906 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $7,746.00
Matter ResolvedRequest
Adjourment
2528/23/2023 2:00 pm23-12240 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $2,280.00
Matter ResolvedRequest
Adjourment
2538/23/2023 2:00 pm23-14237 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $1,900.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes