| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
|
Matter ResolvedRequest Adjourment | 1 | 8/21/2024 9:00 am | 19-15753 / CMG | Herbert B. Raymond, Esq. | Creditor Certification of Default | Continued 9/4/2024 9:00 am | Debtor obj, selling ppty<>US Bank/N. Oaks Blvd (Friedman Vartolo) Realtor was retained back in June 2024 |
|
Matter ResolvedRequest Adjourment | 2 | 8/21/2024 9:00 am | 19-17882 / CMG | Robert Cameron Legg, Esq. | Motion to Cancel Discharge | Granted | MTN TO CANCEL DISCHARGE/AMBOY BANK |
|
Matter ResolvedRequest Adjourment | 3 | 8/21/2024 9:00 am | 19-25109 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Continued 9/4/2024 9:00 am | AMT; MP 8/21 Debtor obj, filed MP<>ARREARS cameron relies on Wisconsin case: need to see case need cite |
|
Matter ResolvedRequest Adjourment | 4 | 8/21/2024 9:00 am | 20-16699 / CMG | Andrew Thomas Archer, Esq. | Motion Dismiss Case | Granted | MTN FOR VOLUNTARY DISMISSAL |
|
Matter ResolvedRequest Adjourment | 5 | 8/21/2024 9:00 am | 20-17105 / CMG | Robert Stephen Casagrand, Esq. | Trustee Certification of Default | Withdrawn | 8/13 AMT DEBTOR OWES AUG AND WILL COMPETE TIMELY<> Debtor obj, made pymt<> ARREARS now 799 as of 8/8/24 |
|
Matter ResolvedRequest Adjourment | 6 | 8/21/2024 9:00 am | 20-19804 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Trustee Order | AMT: $20,451 PTD (47); $ 692 X 13 BEG 8/1/24 (EMAIL TO ATTY)<<>> atty ok to terms(mk) Debtor obj, requesting recap<> ARREARS |
|
Matter ResolvedRequest Adjourment | 7 | 8/21/2024 9:00 am | 20-22274 / CMG | Yakov Rudikh, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: DOCS RECEIVED/ARREARS PD<> Debtor obj<>FAILED TO PROVIDE TRUSTEE ANNUAL TAX RETURNS, BUSINESS FORMS/UPDATED P&L BY 5/31 FOR 2022 & 2023; ARREARS |
|
Matter ResolvedRequest Adjourment | 8 | 8/21/2024 9:00 am | 21-12295 / CMG | Ronald E. Norman, Esq. | Creditor Certification of Default | Granted | Atty filed obj, debtor away until 8/5<>RUSHMORE SVSG/Algonquin Trail (Pluese Becker) |
|
Matter ResolvedRequest Adjourment | 9 | 8/21/2024 9:00 am | 21-18456 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | AMT: HUD AUDITED/NEED MTN TO CLOSE EARLY (PER SALE ORDER, TO BE FILED W/I 14 DAYS OF CLOSING)<<>> 7/16: email from atty HUd will be upload - closing took place AMT: SALE ORDER 6/12/24 -NEED STATUS--------mk: sent email to atty 7/9/24- has property been sold?? motion for cont admin on 5/15- GRANTED ISSUES ARREARS 5,160 SV order entered 4/29/24 and motion to sell property at 100% ARREARS $ 5,160 last pay 11/13/23- ORDER FOR STAY RELEIF ENTERED 4/29/24 (#80) 4/9/24(mk) debtor passed away back in NOV - no notice of death filed or a motion for continued Admin 2//27/24(mk): atty writes debtor recently passed away , Daughter is Executrix and waiting for Surrogates papers then will file motion to continue admin and motion to sell real property |
|
Matter ResolvedRequest Adjourment | 10 | 8/21/2024 9:00 am | 22-11974 / CMG | Roman Akopian | Motion Relief from Stay (Fee) | Withdrawn | Debtor obj, made pymt<>WYNNEFIELD AT SOMERSET CONDO (McGOVERN LEGAL) |
|
Matter ResolvedRequest Adjourment | 11 | 8/21/2024 9:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/4/2024 9:00 am | AMT mp 8/21 ** RECOMMEND DENIED**<<>> mk: conf has feasiblilry issue due to 5,100 conduit payment to begin 7/1- conf should be add to August date to see if July and August payments are made and we need Amended I &J and updated POI Debtor obj, filed MP<>FAILURE TO COMPLETE LM BY 12/1/23; EXTENDED LOSS MIT TERMINATED 4/26/24 |
|
Matter ResolvedRequest Adjourment | 12 | 8/21/2024 9:00 am | 22-16016 / CMG | Scott J. Goldstein, Esq. | Motion Relief from Stay (Fee) | Granted | TOYOTA MOTOR / 2019 tACOMA (STEWART LEGAL) |
|
Matter ResolvedRequest Adjourment | 13 | 8/21/2024 9:00 am | 22-16310 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/4/2024 9:00 am | AR NOTE HELD FOR DEBTOR PROOF OF PYMTS adj to 8/7 for attys to review Debtor obj, will pay<>NAT'L MTG/Ellis Rd (ROBERTSON) debtor thinks he's current - will provide proof.. |
|
Matter ResolvedRequest Adjourment | 14 | 8/21/2024 9:00 am | 22-19726 / CMG | Scott D. Sherman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/2/2024 9:00 am | amt: MP 8/21<<>> Debtor obj, filing MP<>SV/FREEDOM MTG order enter 1/17/24 5/29(mk): debtor says filed opp'n just now- debtor is current but need time to work on MP or move to reinstate stay |
|
Matter ResolvedRequest Adjourment | 15 | 8/21/2024 9:00 am | 23-10933 / CMG | Kevin C. Fayette, Esq. | Trustee Certification of Default | Trustee Order | AMT $12,492 ptd (18); $ 952 x 42 beg 9/1/24 (ATTY OK)<> Debtor obj, can make pymt & requests recap<> ARREARS |
|
Matter ResolvedRequest Adjourment | 17 | 8/21/2024 9:00 am | 23-11224 / CMG | Steven J. Abelson, Esq. | Motion Sell | Granted | US Bank obj ( Friedman Vertolo)<> MTN TO SELL BARNACLE RD PPTY<> plan is 100% - order pays of plan balance at 100% realtor retained |
|
Matter ResolvedRequest Adjourment | 16 | 8/21/2024 9:00 am | 23-11224 / CMG | Steven J. Abelson, Esq. | Motion Reinstate Stay | Order to be Submitted | Fay Svs obj ( Friedman Vartolo)<>MP to sell house filed 7/18 and motion to sell home |
|
Matter ResolvedRequest Adjourment | 18 | 8/21/2024 9:00 am | 23-11224 / CMG | Steven J. Abelson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj<>SV/US BANK MP to sell house and Motion to sell on 8/21 |
|
Matter ResolvedRequest Adjourment | 19 | 8/21/2024 9:00 am | 23-11764 / CMG | James G. Aaron, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Withdrawn | Debtor response to tr obj<>MTN TO APPROVE THE LISTING AGREEMENT TR Obj:why was this filed ? realtor was retained. next motion should be for a Motion to Sell when they have a sale K This motion was not necessary at all and should be w/d |
|
Matter ResolvedRequest Adjourment | 20 | 8/21/2024 9:00 am | 23-11815 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Continued 9/4/2024 9:00 am | MUST HAVE SALE K OR DISMISS debtor obj, has a buyer<> PHH/Terrace Ave (McCalla) No realtor has been retained and no listing agmt provided conf. 9/4/24 debtor's nephew looking to by property- conf 9/4 |
|
Matter ResolvedRequest Adjourment | 21 | 8/21/2024 9:00 am | 23-11864 / CMG | Nicholas Fitzgerald, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO CORRECT FEE ORDER |
|
Matter ResolvedRequest Adjourment | 22 | 8/21/2024 9:00 am | 23-11929 / CMG | Joan Sirkis Warren, Esq. | Trustee Certification of Default | Trustee Order | AMT: $34,934 PTD (17); $3150 X 43 BEG 9/1/24 (ATTY OK)<<>> Debtor obj, requests recap<> ARREARS |
|
Matter ResolvedRequest Adjourment | 23 | 8/21/2024 9:00 am | 23-12022 / CMG | Lee M. Perlman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 8/15 AMT: PER ATTY EMAIL; SETTLEMENT NOT RECEIVED. IF NO UPDATE PRIOR TO HEARING, WILL TAKE DISMISSAL<> 8/21/24: peremptory Debtor obj, will pay w/WC settlement<>ARREARS 11,200 laSt pay was march 2024 WHAT IS STATUS OF SETTLEMENT PAYMENT? |
|
Matter ResolvedRequest Adjourment | 24 | 8/21/2024 9:00 am | 23-12470 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Withdrawn | 8/7/24:payment made on monday -needs to post was adj from June 5 hearing date to allow debtor to become current Obj, atty needs time to contact debtor<> FREEDOM MTG/Lena Ct (Brock & Scott) TR arrears 14,201 as of 8/17 |
|
Matter ResolvedRequest Adjourment | 25 | 8/21/2024 9:00 am | 23-12551 / CMG | Lee M. Perlman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO CON'T CASE UNDER ADMIN |
|
Matter ResolvedRequest Adjourment | 26 | 8/21/2024 9:00 am | 23-12597 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT: HEARING WAS ADJ FROM 8/7 FOR $7,500 LUMP SUM PYMT. IF PYMT IS RECEIVED, CAN RECAP<<>> Debtor obj, requests recap<>ARREARS as of 8/17- no payment |
|
Matter ResolvedRequest Adjourment | 27 | 8/21/2024 9:00 am | 23-12727 / CMG | Eric J. Clayman, Esq. | Creditor Certification of Default | Continued 9/4/2024 9:00 am | working on a resolution. Debtor obj, made pymts not accounted for<>MAIDEN WOODS CONDO (McGovern) |
|
Matter ResolvedRequest Adjourment | 28 | 8/21/2024 9:00 am | 23-12766 / CMG | Robert H. Johnson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 8/7 - confirmed<<>> Debtor obj, filed MP 5/30<>FAILED TO REFI BY 5/3/24 Per conf Order 7/7/23(#21) |
|
Matter ResolvedRequest Adjourment | 29 | 8/21/2024 9:00 am | 23-12768 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT: MP 8/21 Debtor obj, filing MP<>FAILED TO SELL S. CHESTNUT ST PPTY BY 6/1/24; ARREARS $600 last pay 4/22/24 |
|
Matter ResolvedRequest Adjourment | 30 | 8/21/2024 9:00 am | 23-12901 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/4/2024 9:00 am | amt: MTN TO APPROVE LM FILED 8/13 (OBJ DEADLINE 8/27)<> 6/24/24(mk):has LM trial for payments MAY JUNE /JULY then will file Motion to approve for final LM mk: 3/28/24 Debtor got approval for a LM on 3/22/24- now trial period the LM - debtor obj>FAILED TO LM BY 12/31/23 Debtor says LM package submitted waiting for lender reply- have PD TR and Mtg payments |
|
Matter ResolvedRequest Adjourment | 32 | 8/21/2024 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | as of 8/17/24(mk) arrears 31,300 and that includes the large payment that posted 7/24/24 motion to reinstate stay is on 8/21- Contested mk :payments need to post adj to 7/17 for that Debtor obj<>SV/ATCF II; ARREARS 21,621 PAYMENT OF $3000.00 WAS REVERSED DUE TO INSUFFICIENT FUNDS ON 07/11/2024-KB opp'n says debtor has made payments to cure all arrears- AS OF 7/1/24 arrears 31,300 and last pay was 6/13 must address SV for mtg and tax lien on real prop |
|
Matter ResolvedRequest Adjourment | 31 | 8/21/2024 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Reinstate Stay | Continued 9/18/2024 9:00 am | US Asset Funding obj (Hill Wallack- M. Rooney); ATCF II NJ obj (ZEitz)<>MTN REINSTATE STAY debtor says has made all payments on arrears ATCF creditor has paid all taxes due but for 3rd quarter- and POC will now be more Post pet tax funded by ATCF(Zeitz) is 22,900 8/20/24:DEBTOR ATTY EMAIL= WILL ADDRESS PROP TAX ARREARS AS FOLLOWS: mp TO ADD 22,900 IN ARREARS or DEBTOR TO REFI PROP. WHEN DEBORO HAS SOLE TITLEAND SHE HAS PRE APPROVAL FOR REFI FOR 100% PLAN |
|
Matter ResolvedRequest Adjourment | 33 | 8/21/2024 9:00 am | 23-13878 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Granted | Debtor obj, can make 2 pymts & requests recap<> ARREARS 10,409 last pay 2/28/24 |
|
Matter ResolvedRequest Adjourment | 34 | 8/21/2024 9:00 am | 23-13878 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Continued 9/4/2024 9:00 am | 8/21/24:debtor wants to MP to sell RE and pay off case-will be filed in next few days AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<> BELTWAY CAPITAL/Bryant Dr ( Dembo) TR arrears 10,409 MK; Creditor/Beltway objects to conduit |
|
Matter ResolvedRequest Adjourment | 35 | 8/21/2024 9:00 am | 23-14048 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | 4 weeks to 9/18 for payment history - PEREMPTORY Debtor obj<>JPMORGAN CHASE /2014 Malibu (ROBERTSON) debtor wants pay history |
|
Matter ResolvedRequest Adjourment | 36 | 8/21/2024 9:00 am | 23-14095 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT- $ 7,496 PTD ( 15); $ 1274 X 45 BEG 9/1/24 ( ATTY OK)<<>> 8/21 to enter CO and recap MK:CO w/ IRS to pay late claim submitted 6/27 - (AMT: FILED 8/14) Debtor obj<>FAILED TO ADDRESS IRS LATE CLM #27-1; ARREARS 4,474- debtor does not pay full TR payment and has not since 11/2023 debtor always pays less than full TR payment |
|
Matter ResolvedRequest Adjourment | 37 | 8/21/2024 9:00 am | 23-14365 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 8/21 ** HR*<> Debtor obj, filing MP<>FAILED TO REFI BY 6/1/24 |
|
Matter ResolvedRequest Adjourment | 38 | 8/21/2024 9:00 am | 23-14433 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: LOSS MIT EXTENDED 12/31/24<<>> FAILED TO LM BY 6/30/24 mk: application to extend LM filed 7/23/24- obj deadline 7/30 |
|
Matter ResolvedRequest Adjourment | 39 | 8/21/2024 9:00 am | 23-14450 / CMG | Stacey L. Mullen, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/4/2024 9:00 am | 8/17:-working to resolve Debtor obj, requests recap<>UNITED ASSET MGMT /2nd mtg Tavernier St(HLADIK, ONORATO) |
|
Matter ResolvedRequest Adjourment | 40 | 8/21/2024 9:00 am | 23-15054 / CMG | Christopher G. Cassie, Esq. | Motion Sell Free and Clear of Liens under 363(f) (FEE) | Granted | SALE OF 7 GLENSIDE AVE> mk: realtors need to be retained. Sale K is for 320,000. case was confirmed w/ value 351,971 and min to gucs 44,874 in RE and 7,000 in personal property. Order has balance of proceeds to Tr and MP to be filed. At that sale price NE equity 17,000 |
|
Matter ResolvedRequest Adjourment | 41 | 8/21/2024 9:00 am | 23-15282 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/2/2024 9:00 am | amt: adj pending filing of mtn to sell (atty ok)<> Debtor obj, new contract<>FAILED TO SELL SANDPIPER CT PPTY BY 6/30/24; SALE ORDER 3/18/24 EXPIRED AFTER 90 DAYS |
|
Matter ResolvedRequest Adjourment | 42 | 8/21/2024 9:00 am | 23-15553 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Continued 9/4/2024 9:00 am | creditor to upload an adj. request for 2 weeks and then direct hold for judge if not resolved 8/19/24(mk): creditor email- debtor made no payments and what is due now is 12,000- matter is PEREMPTORY to 8/21- creditor does not agree to another Order parties still discussing resolution - 8/21 PEREMPTORY AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<> CARRINGTON/Green Grove Place ( Hill Wallack Arrears $ 6,832 as of 4/19 debtor wants pay history |
|
Matter ResolvedRequest Adjourment | 43 | 8/21/2024 9:00 am | 23-15626 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | MK: G. Veitengruber has substituted in as atty - and and he filed late opp'n. Parties requesting 30 days NATIONSTAR MTG/Audubon Dr (GREENSPOON) |
|
Matter ResolvedRequest Adjourment | 44 | 8/21/2024 9:00 am | 23-15821 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, will attempt to pay<>DISCOVER BANK (2nd)/Roosevelt Ave (KML) |
|
Matter ResolvedRequest Adjourment | 45 | 8/21/2024 9:00 am | 23-15974 / CMG | James J. Cerbone, Esq. | Creditor Certification of Default | Order to be Submitted | BOTH PARTIES OK W/ CONDUIT. tR TO DRAFT ORDER AND CREDIOTR WILL SUBMIT 3S TO AMT Debtor obj, made pymt<>US BANK/5th ave (Friedman Vartolo) debtor says has paid |
|
Matter ResolvedRequest Adjourment | 46 | 8/21/2024 9:00 am | 23-16113 / CMG | Peter E. Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | AMT: MP 9/18 >> Debtor obj<>FAILED TO ADDRESS NJ LATE FILED CLM #11 |
|
Matter ResolvedRequest Adjourment | 47 | 8/21/2024 9:00 am | 23-16205 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 9/5 AMT: ORDER TO CHAMBERS/7 DAY<<>> parties agree to conduit - TR to do draft order creditor will send #s to AMT AMT; TR LTR REQUESTING CONDUIT<> FREEDOM MTG/ Derose Lane (BROCK) |
|
Matter ResolvedRequest Adjourment | 48 | 8/21/2024 9:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/4/2024 9:00 am | amt: MP 9/4 ***<> Debtor obj, filing MP<>FAILED TO LM/WILMINGTON BY 11/14/23, EXTENDED LOSS MIT EXPIRED 5/19/24; FAILED TO LM REAL TIME BY 12/1/23; FAILED TO FILE FEE APP FOR LM SVS FOR FEES PROPOSED IN 12/31/23 MP |
|
Matter ResolvedRequest Adjourment | 49 | 8/21/2024 9:00 am | 23-16867 / CMG | Scott M. Wilhelm, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 3,000 as of 8/20 |
|
Matter ResolvedRequest Adjourment | 50 | 8/21/2024 9:00 am | 23-17104 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Continued 9/4/2024 9:00 am | 8/21/24:adj for payment history PEREMPTORY 8/14/24: debtor pd 7,000 yesterday(funds from non filing spouse 7/2/24: atty needs to review w/ debtor - creditor ok w/ an adjournment to 8/7 ANY UPDATE? mk: per creditor - need updated pay history- adj to 7/3 Debtor obj, made pymts<>SELECT PORTFOLIO - Roberts Rd (ROBERTSON) arrears 5,216.02 as of 2/23/24 debtor says doing LM thru portal and has made payments |
|
Matter ResolvedRequest Adjourment | 51 | 8/21/2024 9:00 am | 23-17121 / CMG | Andy Winchell, Esq. | Creditor Certification of Default | Order to be Submitted | 8/20/24: per creditor ;OTBS for atty fees for COD 8/21 for $ to post Debtor obj, will pay<> SANTANDER/2019 Jeep (Eisenberg Gold) |
|
Matter ResolvedRequest Adjourment | 52 | 8/21/2024 9:00 am | 23-17121 / CMG | Andy Winchell, Esq. | Trustee Certification of Default | Dismissed | 8/15 amt: per atty, debtor advised making pymt today (no amount specified)<<>> Debtor obj, will pay<> ARREARS 13,591 Last pay 4/16/24 |
|
Matter ResolvedRequest Adjourment | 53 | 8/21/2024 9:00 am | 23-17437 / CMG | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | amt: debtor pymt made/adj to 9/18 to be current incl Sept (15,128.95)<<>> 8/7/24: TR willadj for $ to post and Tr will propose by 9/18 debtor be fully current Debtor obj, paying<>ARREARS 13,788 8/5/24: atty emails : debtor says paid 1,561 on 7/12 ( not posted yet)and scheduled another payment of 3500 for 8/1/24 - debtor wants chance to cure rest- ATTY TOLD TO APPEAR |
|
Matter ResolvedRequest Adjourment | 54 | 8/21/2024 9:00 am | 23-17985 / CMG | Peter E. Zimnis, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | MK: the motion was w/d 8/20/24( #50) 8/15/24(mk) ST OF NJ FILED APOC- secured $376,614.50 and priority $74,584.41- SO IS THIS RESOLVED? mk: 6/7/24: att Tim Kawira from St Of NJ sent email w/ attachment- Per the NJ Division of Taxation, the following returns are still missing: S&U -- 01/2019-03/2019 & 04/2019-06/2019. GIT-ER returns -- 07/2017-09/2017 & 10/2017-12/2017. NJ obj<>MTN FOR NJ TO AMEND POC #21-1 TO REFLECT 2019-2023 FILINGS NJ says Debtor must file the returns atty says tax returns filed- need APOC |
|
Matter ResolvedRequest Adjourment | 55 | 8/21/2024 9:00 am | 23-18156 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | amt: - $4,500 PTD (11); $ 1,258 X 49 BEG 9/1/24 (atty ok)<> Debtor obj, can pay $500 & requests recap<>ARREARS |
|
Matter ResolvedRequest Adjourment | 56 | 8/21/2024 9:00 am | 23-18832 / CMG | Michael Pocchio, Jr., Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Order to be Submitted | case will be reinstated and then notice to convert w/in 14 days REVISED ORDER THAT STATES THAT WILL BE CONVERTED TO CH 7 >If dismissal is vacated: Need 341 date and new conf date.and requirement for debtro to become completely current. which is $4,616 for June ,July and August =13,848 debtor cert #46 and NF spouse cert #47 >>Interim Order reinstating the stay to 8/21/24 w/ conditions filed at #48 **do not have amended I & J. **have supporting cert from spouse but does not give any info on her income or employment status - just says she owns RE in Edison and will list it for sale and proceeds go to pay case off. She says she has been assisting debtor in making TR payments. 7/17/24:Tr suggests bridge order reinstating stay til 8/21/24. Debtor cert and amended schedules and proofs supporting feasibilty . Listing agmt and motion to retain realtor by return date amended A B I & J w/in 14 days and required certifications and income proof and listing agmt and retention creditor says there are 2 properties - so rental income not disclosed. Sch B lists no personal property on sch. believes hidden assets here- wants amended A & B and I & J sheriff sale was stayed due to bkcy NOW OBJECTION TO MOTION>Creditor Makdis/Fayed obj ( Despotovich)<> PLAN IS NOT FEASIBLE. NO INCOME atty says daughter paying 6/19/24:REVISED ORDER SUBMITTED ON THIS MOTION W/ ADD'L LANGUAGE AND ATTY WILL W/D #42 MK: atty file this motion after my obj seeking a revised Order - he includes an order to reopen and adds my requested language for this BUT its the wrong form of order - 6/18: sent atty email to w/d this motion and email chambers w/ correct form of order vacating a dismissal( provided the form as an attachment TR OBJECTION; NEEDS A REVISED ORDER USING THE MANDATORY FORM OF ORDER ON THE CT'S WEBSITE AND ADD IN ON PAGE 2 :341 MUST BE COMPLETED ON OR BEFORE 8/1/24 AND CONFIRMATION DATE IS 8/21/24) |
|
Matter ResolvedRequest Adjourment | 57 | 8/21/2024 9:00 am | 23-18931 / CMG | Moshe Rothenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | mk; another payment posted so new terms: 4,100 PTD Then $667 x 50 Begin 9/1/24 AMT: $3,450 PTD (10); $ 680 X 50 BEG 9/1/24; Trustee authorized to pay IRS late clm #18-1 priority claim in full and pro rata on guc portion with other general unsecured creditors (atty OK)<>> Debtor obj, can be current<>FAILED TO ADDRESS IRS LATE CLM #18; ARREARS |
|
Matter ResolvedRequest Adjourment | 58 | 8/21/2024 9:00 am | 23-19586 / CMG | Eugene D. Roth | Motion Compel | Continued 9/4/2024 9:00 am | MTN FOR DEUTSCHE BANK TO DISCHARGE MTG |
|
Matter ResolvedRequest Adjourment | 59 | 8/21/2024 9:00 am | 23-19671 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | TR TO DO DRAFT CONDUIT ORDER AMT: TR LTR REQUESTING CONDUIT<> 8/19/24:Both parties agree to Conduit and Creditor has provided the numbers SN SERVICING /pearce Ave(FRIEDMAN) late filed opp'n by debtor Proposal to cure mortgage payments via conduit beginning on September 1st and request that the post-petition arrears be capitalized into his Chapter 13 Plan. Also, he is delinquent on his trustee payments. If possible, it would be great if his plan payment arrears can be recapitalized at the same time. |
|
Matter ResolvedRequest Adjourment | 60 | 8/21/2024 9:00 am | 23-20608 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT MK: plan confirmed in April w/ LM by 6/30/24 Debtor was doing LM on her own - now wants to go thru portal |
|
Matter ResolvedRequest Adjourment | 61 | 8/21/2024 9:00 am | 23-20797 / CMG | Yakov Rudikh, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/WELLS; ARREARS 8,989 last pay March |
|
Matter ResolvedRequest Adjourment | 62 | 8/21/2024 9:00 am | 23-20907 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | Debtor obj, making pymts<>LAKEVIEW LOAN/Shawnee Trail (BROCK) |
|
Matter ResolvedRequest Adjourment | 63 | 8/21/2024 9:00 am | 23-20955 / CMG | Steven J. Abelson, Esq. | Motion Relief from Co-Debtor Stay | Denied | Denied w/o prej. 8/21/24: dispute as to payments made and credited Debtor support Cert. #30 PER TR :adj 8/21- to resolve- debtor supp cert- TR may rec motion be denied if its an accounting error 8/7/24:atty - accounting error= debtor was not behind Creditor can't confirm that but offered OTBS =give debtor credit for $ paid- transfer of servicer 7/3/24 : adj 8/7/ peremptory AMT: TR LTR REQUESTING CONDUIT<> debtor does not want conduit 5/1/24 for proof of payment Debtor obj, made pymt<>SELENE FINC / Parkside Lane (ROBERTSON, ANSCHUTZ) |
|
Matter ResolvedRequest Adjourment | 64 | 8/21/2024 9:00 am | 23-21336 / CMG | Kevin C. Fayette, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 8/21 - HR<<>> Mp filed 7/20 surrenders car Debtor obj, filing MP<>SV/ALLY BANK |
|
Matter ResolvedRequest Adjourment | 65 | 8/21/2024 9:00 am | 23-21366 / CMG | Laurence R. Sheller, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | mk: 7/22/24 FULL cure of 1,070 by 7/31- NO CONDUIT THIS TIME- made note for next default needs more time - creditro adj request 6/25/24(mk) email from L Egerman- debtor has cured arrears thru May- waiting for June payment - no need for conduit and debtor says no to conduit and June payment being made AMT: TR LTR REQUESGING CONDUIT<> Debtor obj<>CSMC 2021-RPL7 TRUST (McCALLA RAYMER) post petition $2,140.97 debtor says paid |
|
Matter ResolvedRequest Adjourment | 66 | 8/21/2024 9:00 am | 24-10306 / CMG | Kevin C. Fayette, Esq. | Motion Relief from Stay (Fee) | Granted | CITADEL FEDERAL CREDIT UNION (2019 NISSAN ALTIMA ) |
|
Matter ResolvedRequest Adjourment | 67 | 8/21/2024 9:00 am | 24-10636 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 9/5 AMT: CONDUIT ORDER TO CHAMBERS/7 DAY<<>> 8/26 AMT: DRAFT CONDUIT ORDER TO PARTIES<<>> PARTIES AGREE TO CONDUIT AND sEND 3S TO AMT Debtor obj, made pymts & requests recap<>LOANDEPOT.COM/ Deer Run Drive (BROCK & SCOTT) arrears 6,774.71 |
|
Matter ResolvedRequest Adjourment | 68 | 8/21/2024 9:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/18/2024 9:00 am | AMT: MP 8/21** NEEDS RESOLUTION** <<>> MP filed and on for 8/21 Debtor obj<>PLAN DENIED ON 5/15/24 AND FAILED TO FILE MP WITHIN 14 DAYS |
|
Matter ResolvedRequest Adjourment | 70 | 8/21/2024 9:00 am | 24-10975 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | BMW BANK / 2022 BMW X 5 (LAVIN CEDRONE) |
|
Matter ResolvedRequest Adjourment | 69 | 8/21/2024 9:00 am | 24-10975 / CMG | Yakov Rudikh, Esq. | Motion Relief from Co-Debtor Stay | Granted | Debtor obj, will pay<>NEWREZ/SHELLPOINT / Biesiada Ct (ROBERTSON) |
|
Matter ResolvedRequest Adjourment | 71 | 8/21/2024 9:00 am | 24-11017 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Continued 9/4/2024 9:00 am | mk: parties working on resolving. ROCKET MTG /Vicky Ct (KML) |
|
Matter ResolvedRequest Adjourment | 72 | 8/21/2024 9:00 am | 24-11308 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | ADJ TO 9/18 TO RESOLVE & DEBTRO HAS 6,000 TO CURE OVER 6 MOS AND NO CONDUIT NOW BUT IF A DEFAULT TR WIL REQUIRE CONDUIT AMT: TR LTR REQUESTING CONDUIT<> PENNYMAC / Dover Court (FEIN SUCH) debtor opp'n- creditor adj request for time to resolve |
|
Matter ResolvedRequest Adjourment | 73 | 8/21/2024 9:00 am | 24-11377 / CMG | Steven J. Abelson, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Order to be Submitted | Valley Nat' response requesting adj (Thompson)<>MTN EXPUNGE VALLEY NAT'L BANK #7/1 AND MODIFY VALLEY NAT'L BANK #2-1 TO $ 58,971.65 revised order to says expunge 7/1 and 2-1 modified to 57,419.04 |
|
Matter ResolvedRequest Adjourment | 74 | 8/21/2024 9:00 am | 24-11418 / CMG | Paul N. Mirabelli, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | MK: outside cure- Order submitted- conduit if future default AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, making pymt & requests recap<>PENNYMAC LOAN / Compton Ave (POWERS) |
|
Matter ResolvedRequest Adjourment | 75 | 8/21/2024 9:00 am | 24-11556 / CMG | Justin M. Gillman, Esq. | Order Shorten Time | Continued 9/4/2024 9:00 am | 8/6/24: suppl cert #26 filed by debtor atty: title binder revealed more judgments- wants to amend motion to sell free and clear Note: conf is REC Dismissal ct will grant motion to sell if adv pro and MP filed by then 8/21/24:atty to file adv pro to avoid liens and MP >>OST>> MOTION TO SELL HARRIS RD Free and Clear of Liens Prop was listed for 1,600,000- SALE K is for $1,496,000 liens: mortgage:1,050,392.79 Federal Gov Consent J'ment 530,397,62( POC 7-1) AR NEED APOC OR ORDER POST CLOSING IRS secured:66,383.68 (priority =29,625.69) NJ Div of Tax Secured:15,355.28(priority $48,766.64) Priority tax claims for St of NJ and IRS are estimated. There are also other judgment liens - that impair debtor's exemptions' -Lisa Amabile:2,440 costs -Lisa Amabile: 1,016 costs -MVC 250 -JP Morgan Chase: 23,416.35 -USP Captial Corp:125,728.22 costs 2,556 |
|
Matter ResolvedRequest Adjourment | 77 | 8/21/2024 9:00 am | 24-11592 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | per atty - dismiss/ hold fees-need fee app AMT: MP 8/21 MP filed- debtor vacated rental premises so that now unsecured debt PLAN DENIED ON 5/15/24 AND FAILED TO FILE MP m; email to atty for status - he says he's filing a MP |
|
Matter ResolvedRequest Adjourment | 78 | 8/21/2024 9:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | 8/21/24: creditor 6 mo cure- crediotr order Debtor obj, will pay<>SANTANDER /Hillside Dr (BROCK) debtor says can pay back by end of august arrears 5,276.79 as of 6/14/24 conf on 8/21- Issues |
|
Matter ResolvedRequest Adjourment | 79 | 8/21/2024 9:00 am | 24-12659 / CMG | Andrew Thomas Archer, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 8/20/24: atty email resolved OTBS- NEED THE TERMS Debtor obj, selling ppty<>FREEDOM MTG/Daniel Webster Ave (BROCK) conf was adj to 8/21/24 |
|
Matter ResolvedRequest Adjourment | 80 | 8/21/2024 9:00 am | 24-12791 / CMG | Barbara J. Snavely, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | working on resolving Debtor obj, cert funds sent to lender to pay arrears<>WELLS FARGO / Elizabeth Court (LOGS) |
|
Matter ResolvedRequest Adjourment | 81 | 8/21/2024 9:00 am | 24-14041 / CMG | Andrew G. Greenberg, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/18/2024 9:00 am | conf 10/2 and atty must have full report on sale of RE showings- offers etc 8/21/24: listing agmt 1,300,000 filed on docket Debtor obj, listing home for sale<>MEB LOAN TRUST(Jr. Lien holder) / Allaire Ave (ROBERTSON K. Borger) creditor says: plan is sale plan- case is 4 mos old- nothing done 7th bkcy case debtor says been making Mtg payments and hope to get signed listing agmt today |
|
Matter ResolvedRequest Adjourment | 82 | 8/21/2024 9:00 am | 24-14047 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 9/18/2024 9:00 am | Atty filed obj, contacting debtor<<>>US BANK NAT'L ASSOC /Kennedy Court (STERN LAVINTHAL) creditor: no post petition payments |
|
Matter ResolvedRequest Adjourment | 83 | 8/21/2024 9:00 am | 24-14047 / CMG | Robert Cameron Legg, Esq. | Motion Sell | Order to be Submitted | 8/321/24;REVISED ORDER TO BE SUBMITTED US Bank obj ( Stern & L)<>MTN TO SELL KENNEDY CT PPTY Debtor has a secured restitution J'ment and that will eat up all equity in RE 'NEEDS A MP K will pay off all liens w/ 1 exception - need to resolve restitution j'ment TR OBJECTION Filed 7/19/24 Sale K $490,000- plan is 100% Huge claim filed by Condo assos $302,157.26 plan is 100%- NOT SURE THIS IS FEASIBLE GIVEN FILED CLAIMS TR objected to parag 12 of the PPSD Order that states the sale order deemed a modification- SO HAS TO FILE A MP after sale( Parg #8 needs to be checked flat atty fee for atty for seller(Legg) is 3500 - JUDGE GRAVELLE ALLOWS FLAT FEE MAX 2500-will need a fee app if going over flat fee Kings Condo assoc( Casello) also has issues w/ case |
|
Matter ResolvedRequest Adjourment | 84 | 8/21/2024 9:00 am | 24-14110 / CMG | Judith G. Amorski, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/18/2024 9:00 am | CITIZENS BANK/ Knight Drive (McCABE WEISBERG) |
|
Matter ResolvedRequest Adjourment | 85 | 8/21/2024 9:00 am | 24-14146 / CMG | Andrew M. Carroll, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | 7/17: atty upload revised order to 13 docs told him to email chambers and cc orders email case was dismissed 7/3 for no TR payments(0/3) and no resolution of Tr objection debtor has made 1 payment since dismissal LL never filed claim in case for rent arrears need $1,005 to be current thru August needs to add lang to a revised order that upon entry of Order vacating dismissal debtor will immediately pay pay to TR 1,005. set conf date as 9/18 |
|
Matter ResolvedRequest Adjourment | 86 | 8/21/2024 9:00 am | 24-14378 / CMG | Vera Fedoroff, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | email from creditor- OTBS- TERMS claim allowed at $211,195.91. Debtor to pay AP pending sale directly to creditor. The claim will be satisfied at time of sale .Sale by 3/31/25 Debtor obj<>INVESTORS COMMERCIAL CAPITAL/ South Broad St (EDWARD PAUL) MP on for 8/21/24>>HAS TERMS> |
|
Matter ResolvedRequest Adjourment | 87 | 8/21/2024 9:00 am | 24-14485 / CMG | Jeremias E Batista, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Denied | ns case was dismissed on 7/3 for no 341 due to missing dox and not current and no appearance at conf. 341 dox in and 2/3 payments pd as of July Motion is incomplete . No certification in support just doc meant to be in form of motion. No PPSD form of Order- needs to submit and add 341 to be held on or before 9/12/24 and confirmation 10/2/24. Debtor to be current at confirmation. cert of service and not CT form of Cert of service- will Ct accept this? |
|
Matter ResolvedRequest Adjourment | 88 | 8/21/2024 9:00 am | 24-15004 / CMG | MaryBeth Schroeder, Esq. | Motion Sell Free and Clear of Liens under 363(f) (FEE) | Revised Order Submitted | 8/19/24(mk) :atty submitted an amendment to the sale order on docket that says debtor exemption is $7256. STILL NEEDS TO FILE AN AMENDED SCH C M&T Bank response- no objection as long as lien is paid off ( McCalla)<>MTN TO SELL THORNBURY CT PPTY fyi: PPSD ORDER filed on docket at #25 >> provides bal of proceeds to TR order claims exemption of 7256 and sch C claims 13,950- NEEDS CLARIFICATION -------------- Realtor is retained BUT NEEDS APPLICATION TO APPT REAL ESTATE ATTY ALLEN THOMPSON- mk: this was filed 8/6/24 |
|
Matter ResolvedRequest Adjourment | 89 | 8/21/2024 9:00 am | 24-15240 / CMG | Jeffrey E. Jenkins, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | 8/8 AMT: MTN MAY BE MOOT - #5-2 FILED 8/5 ($3,926.91 PRIOR/$1,136.32 GUC)<<>> MTN MODIFY IRS CLM #5 TO $3,257 SECURED/$2,049.91 UNSECURED |
|
Matter ResolvedRequest Adjourment | 91 | 8/21/2024 9:00 am | 24-16062 / CMG | Candyce I. Smith-Sklar, Esq. | Request for Loss Mitigation | Granted | |
|
Matter ResolvedRequest Adjourment | 90 | 8/21/2024 9:00 am | 24-16062 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO APPROVE APPLYING FOR ERMA FUNDING |
|
Matter ResolvedRequest Adjourment | 92 | 8/21/2024 9:00 am | 24-17157 / CMG | Warren S. Jones, Jr., Esq. | Motion Extend Time | Granted | MTN TO EXTEND STAY mk:says substantial change is has help of a family member now. as of 7/22- Mo plan filed or missing sch. OSC on 8/13 |
|
Matter ResolvedRequest Adjourment | 93 | 8/21/2024 9:00 am | 24-17301 / CMG | James J. Cerbone, Esq. | Motion Impose Automatic Stay | Granted | MTN IMPOSE STAY Timely filed |
|
Matter ResolvedRequest Adjourment | 94 | 8/21/2024 10:00 am | 19-25109 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Continued 9/4/2024 10:00 am | Needs TR review-will agree to $4400 divided over 6 months 8/6/24:debtro atty position= mtg will be treated outside as arrears uncureable in plan and Mtg co agrees. and 2 mos of dispo income to pay and will go to plan. 7/31 workup for the 8/7 calendar EDC Trustee obj: *$6227 arrears through July. MP cannot remove arrears. *MP removes cure due to ERMA assistance. Plan is in 59th month. Did they already get assistance. We can't confirm a plan that is going to delay closing waiting to see if they get ERMA. *Filed amended I & J, updated income OK-partial SS income MP proposes $993 x 2 beg. 6/1/24 with completed Erma |
|
Matter ResolvedRequest Adjourment | 95 | 8/21/2024 10:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Continued 9/4/2024 10:00 am | needs to make a payment for feasibility OR Dismiss on 9/4 AS OF 8/8/24 (SF) Debtor has not stepped up to higher payment and I and J have not been amended. 1. Per MK case should be adjourned to August to allow for the amended I and J and see if debtor can make the payments. 2. Trustee motion to dismiss scheduled for 8/21/24 at 9 a.m. 3. Trustee objection: The debtor proposes to increase plan payments to $5100 per month per order resolving Cert of Default. Need amended I and J. Current disposable income is $396. The plan does not appear to be feasible. MP proposes $7100 PTD, $1000 X 6; $3000 X 29 BASE Removes loan mod and proposes a cure |
|
Matter ResolvedRequest Adjourment | 96 | 8/21/2024 10:00 am | 22-17468 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/8/24 (SF) RECOMMEND $6655 PTD, $265 X 14 (BEGIN 8/1/24) BASE PLAN MP proposes $6390 PTD, $265 X 14 BASE Plan has run 23 months with 13 months remaining |
|
Matter ResolvedRequest Adjourment | 97 | 8/21/2024 10:00 am | 22-19726 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing on Modified Plan | Continued 10/2/2024 10:00 am | MP filed docket #59--debtor was offered LM per attorney |
|
Matter ResolvedRequest Adjourment | 98 | 8/21/2024 10:00 am | 23-11224 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/19/2024 (at): RECOMMEND: $15,312.99 PAID TO DATE, $250 x 19 BEGINNING 9/1/2024, SALE BY 12/31/2024, 100% PLAN Preserve non exempt equity of $119,047. Low base pending sale of residence. 1. Objection filed by Fay Servicing/US Bank (Friedman Vartolo) - failure to cure pre-petition arrears of $36,962.95 and creditor wants a consent order granting stay relief if the property is not Sold with an appropriate time frame. (UNRESOLVED) MP proposes: $15,312 paid to date, $250 x 19, sale of residence by 12/31/2024, 100% to unsecured creditors Arrears $2,899 (Debtor has been unable to maintain mortgage payments and will sell the house to satisfy mortgage arrears and plan obligations.) |
|
Matter ResolvedRequest Adjourment | 99 | 8/21/2024 10:00 am | 23-12768 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | AS OF 8/8/24 (SF) 1. Debtor has not made a payment since April Arrears: $800 2. Trustee Motion to Dismiss scheduled for 8/21/24 at 9 MP proposes $200 x 60 Base w/min $51,328 to gucs; Sale by 12/1/24 Extends sale date Plan has run 16 months with 44 months remaining Arrears: $400 |
|
Matter ResolvedRequest Adjourment | 100 | 8/21/2024 10:00 am | 23-14365 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/19/2024 (at): ATTY OK WITH TERMS. RECOMMEND: $2,800 PAID TO DATE, $200 X 45 BEGINNING 9/1/2024, 100% PLAN Refinance by 10/1/2024. Preserve nonexempt equity of $116,254 in real estate. Low base pending refinance. 1. Objection filed by Wells Fargo Bank (Brock & Scott) - refinance is speculative and plan contemplates curing arrears through a refinance that has neither been offered nor accepted yet. (RESOLVED - PAY ARREARS PER POC) MP proposes: $200 x 60, refinance by 10/1/2024, 100% plan Arrears: $200 (Plan is being modified to extend the time to obtain refinancing.) |
|
Matter ResolvedRequest Adjourment | 0 | 8/21/2024 10:00 am | 23-16038 / RG | Jonathan Stone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/4/2024 10:00 am | 7/17 AMT: DEBTORS HAVE FUNDS TO BRING PLAN PYMTS CURRENT AND MTN TO REINSTATE STAY PENDING 8/21 6/3/24 (sf) - Per attorney, ok to dismiss Debtor obj, atty has $11,0000<> SV/US BANK |
|
Matter ResolvedRequest Adjourment | 0 | 8/21/2024 10:00 am | 23-16038 / RG | Jonathan Stone, Esq. | Motion Impose Automatic Stay | Continued 9/4/2024 10:00 am | US Bank limited obj ( Friedman Vartolo)<>MTN REIMPOSE STAY |
|
Matter ResolvedRequest Adjourment | 101 | 8/21/2024 10:00 am | 23-17985 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | 9/4:PEREMPTORY to work out deal on priority to show its feasible 8/20/24(mk) Updated CASE IS IN MONTH 11 ST of NJ will appear at conf(H. Anderson) APOC BY NJ FILED NO LONGER ESTIMATED. SECURED:376,614.50 AND PRIORITY $74,584.41-NO EQUITY IN HOME DUE TO TAXES AND NOT FEASIBLE(MK). ARREARS $5,000 8/14 Workup edc AR MUST HAVE ALL RETURNS FILED - INterim scheduling order - all returns filed by 8/14 - EDC SENT EMAIL ON 8/14 -- ZIMNIS REPLY THAT TAXES FILE AND ACCT IN COMMUNICATION WITH NJ MP(#39) filed 6/13/24 -atty says non traditional plan and wants to discuss before Ct date debtor wants to pay priority tax claims pro rata-Does that mean he doesn't want to pay in full? EDC 1. Trustee objection to confirmation - There is $8,443 in non exempt equity in the 2015 Chevy. - Need to file Pre-Confirmation Certification. proposed plan $1000x60 base plan paid in $3,000 arrears $1,000 last claim 20 ----------------RESOLVED ISSUES------------ -atty has filed the NJ tax returns - needs APOC--ST of NJ opp'n to motion to expunge says : debtor has to file returns------St of NJ email to debtor : Per the NJ Div. of Taxation, Debtor needs to file "zero returns" for the periods that it was not operating. Also, outstanding TGI-EE need to be filed as well--CAN CONF AT 100% IF CLAIM EXPUNGED EDC mk; motion to expunge was w/d and st of NJ filed APOC - copy of the last filed tax return - 2022 prior to confirmation. - here is $124,392 in non exempt equity in the residence. NO LONGER DUE TO TAX CLAIMS. - IRS claim #1 estimated for 2019-2021 taxes - resolved - Need proof of insurance for the 2015 Chevy. PROVIDED, RESOLVED ST Of NJ APOC - NO LONGER ESTIMATED |
|
Matter ResolvedRequest Adjourment | 102 | 8/21/2024 10:00 am | 23-19388 / CMG | Robert B Davis | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | 8/21 atty needs to review w/ client ISSUES AS OF 8/13/2024 (DM): updated 8/21/24 ***TO CONFIRM AT 100%, THE DEBTOR NEEDS $8,799.76 PTD, THEN $2,493 x 50 STARTING 9/1/24, 100% PLAN WITH $142,743 THRESHOLD PRESERVED, DEBTOR SHALL MOVE AGAINST BERSHIRE BANK POC (4-1) IF CLAIM IS NOT AMENDED WITHIN 30 DAYS, 522(d)(5) EXEMPTION IS LIMITED TO $1,475, DEBTOR SHALL MOVE TO REINSTATE THE AUTOMATIC STAY WITHIN 14 DAYS, $3,750 IN ATTORNEY FEE BALANCE SHALL BE PLACED ON HOLD UNTIL ATTORNEY DISCLOSURE STATEMENT IS AMENDED, PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS*** ***Has the debtor obtained a buyer or secured refinancing yet? There is no stay in effect, and it does not appear that any of the issues raised in the trustee objection have been addressed - RECOMMEND DISMISSAL*** 8/21 - Peremptory 3/28/24 - Notice of Settlement: Berkshire Bank to grant 6-month forbearance staying foreclosure in exchange for payment of debt in full or Refi at the end of 6-month forbearance. Did debtor provide lender with a bona fide signed contract for sale or bona fide loan commitment from a lender within 90 days as referenced in Par 6d of the Agreement? 1/17/24 - Order Denying Motion to Extend Stay. 1) Berkshire Bank (Caitlin Conklin, Esq) OBJs - plan fails to cure obligation (SETTLEMENT ENTERED ON THE DOCKET AS DOC #29.) 2) Citizens Bank filed $57.74 arrears claim on Homestead Ave property for the 2nd mortgage (OKAY TO PAY??) 3) Trustee OBJ: - Need P&L statements for March through June (UNRESOLVED.) - Atty Fees in the Plan and Disclosure Statement do not agree - one needs to be amended (UNRESOLVED.) - Schedule C exceeds 522(d)(5) exemption by $13,950 based upon full use of 522(d)(1) exemption (UNRESOLVED.) - Disposable income verifies at $2,974 per month. - Tax refund was not prorated and included in disposable income calculation. - There is $50,902 non-exempt equity in real estate, $13,000 in BMW, $1,525 cash, $1,836 in Citizens Bank account, $1,575 in Wells Farg |
|
Matter ResolvedRequest Adjourment | 103 | 8/21/2024 10:00 am | 23-20599 / CMG | Marcia Y. Phillips, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | As of 8/9/24 (DS): Debtor atty requested adj, 341 was rescheduled to 8/29/24, request denied still missing auto insurance, plus Debtor has only made 1 payment out of 4. NOW CURRENT |
|
Matter ResolvedRequest Adjourment | 104 | 8/21/2024 10:00 am | 23-20961 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AR RESOLVE OR HOLD As of 8/13/24 (DS): 1. Debtor in arrears $4,050, made 3 out of 9 payments. 2. Trustee obj for Debtor to provide 2023 tax return and file Pre-confirmation certification with the Court. 3. Specialized Loan (LAURA EGERMAN) obj to arrears owed POC filed $51,330.29, mod plan propose to pay $51,000. Obj must be resolved. 4. Mount Holly MUA filed arrears claim $861.47, not in plan. Prop Plan $1,090 x 60 begin 12/1/23; Base |
|
Matter ResolvedRequest Adjourment | 105 | 8/21/2024 10:00 am | 23-21336 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/15/2024 (at): RECOMMEND: $300 x 24, $800 X 12, BASE MP proposes: $300 x 24, $800 x 12, base Arrears: $300 (Vehicle company (Ally Bank) were granted relief from the automatic stay in April, 2024) |
|
Matter ResolvedRequest Adjourment | 106 | 8/21/2024 10:00 am | 23-21365 / CMG | PRO SE | Order Vacate Dismissal of Case | Continued 9/18/2024 10:00 am | 8/19/24: mk: insurance for both autos provided AS OF 8/15/2024 (at): NEED PROOF OF INSURANCE FOR THE 2017 TOYOTA AND THE 2022 MITSUBISHI. (insurance expired on Mitsubishi and none for toyta 1. Need Service on Capital One Auto for cram of 2017 Toyota. 2 IRS priority claim is estimated for 2022 taxes. Not treated in plan. (STILL ESTIMATED) 3. Trustee's objection: - The debtor has insufficient income negative $2,798.81. - The debtor has failed to file a feasible plan - The debtor has failed to supply the Trustee with the following document (s): car insurance policy expires 4/13/2024 (NEED PROOF OF INSURANCE FOR BOTH CARS) - A Modified Plan that proposes as 60 month plan - Per SNAP statement debtor must reapply by 4/15/2024 or benefits will end 4/30/2024. - IRS priority claim is estimated for 2022 taxes. Not treated in plan. (STILL ESTIMATED) - must file pre conf cert. (NOT FILED) Plan proposes: $200 x 60 beginning 1/1/2024, ? to unsecured creditors Payments: 7/8, arrears $166.80 |
|
Matter ResolvedRequest Adjourment | 107 | 8/21/2024 10:00 am | 23-21505 / CMG | Michelle Lee, Esq. | Confirmation Hearing Scheduled | Dismissed | 8/21: ATTY EMAIL NO OBJ TO d ISSUES AS OF 8/13/2024 (DM): Recommend Dismissal unless $780 August Trustee payment is made before Confirmation Hearing Date - no payment in July or Aug. If paid, then adjust the PTD and first payment to September in the recommendation is below. ***Atty needs to address attorney fee balance issues below. TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,725 PTD, THEN $780 x 49 STARTING 8/1/24, THEN $3,098 x 4 STARTING 9/1/28, 100% PLAN WITH $20,017 THRESHOLD PRESERVED. DEBTOR SHALL SIGN-UP FOR TFS AUTO PAY AND PROVIDE PROOF OF ENROLLMENT WITHIN 14 DAYS. ALL ATTORNEY FEES SHALL BE PLACED ON HOLD UNTIL FURTHER ORDER OF THE COURT RESOLVES FORMER ATTORNEY FEE BALANCE*** 7/16/24: Confirmation should be adjourned for one 30-day cycle. Two plans were recently filed in July. Debtor needs the $780 payment for as long as possible (dm) 5/1/24: bank will accept the mtg payments so we will ADJ to resolve Obj and for work up. 1) Need amended Attorney Disclosure for atty fees for new counsel (FILED) - what are we doing with Georgette Miller's $3,750 attorney fee balance? (Per AR, WE NEED AN ORDER.) 2) Trustee OBJ: - Auto insurance for 1979 Cadillac Seville and valuation of vehicle, classic car (CAR IS NOT RUNNING - NEED CERTIFICATION OF DEBTOR.) - There is $20,017 non-exempt equity in real property (MK: this may decrease as Estate that owns the property has debts) and valuation on Cadillac pending valuation. ***RESOLVED ISSUES*** A) M&T Bank (McCalla Raymer) OBJs - plan does not propose cure of all $40,018.57 arrears through the plan (MP PAYS BUT MORTGAGE AND DEED ARE IN THE ESTATE OF CAROL JACKSON - CLAIM ALSO AMENDED DOWN TO $38,239.38 - Consent Order entered.) B) Trustee OBJ: - Debtor has insufficient income. - Excessive Expense: Home maintenance $250, Food $500 and Transportation $600 (MOOT.) - Tax refund of $409 was not prorated and included in disposable income calculation (MOOT.) - Need to file Pre-Confirmation Certificate (FILED.) - Need ho |
|
Matter ResolvedRequest Adjourment | 108 | 8/21/2024 10:00 am | 23-21595 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AMT: ORDER VACATING DISMISSAL AND RESCHEDULING CONF RO 9/18 TO COURT (IRS CLM RESOLVED)<<>> motion objecting to IRS claim on 10/2/24 peremptory for 8/21 8/13 workup for the 8/21 calendar EDC Case is 8 mos.--IRS STILL ESTIMATED MP $916 X 60; BASE ** Trustee objection to confirmation - IRS priority claim is estimated for 2021 and 2022 taxes, GUC claim estimated for 2017 taxes CLAIMS ARE STILL ESTIMATED, NEED TO RESOLVE proposed plan $916x60 0% plan paid in $1,850 arrears $1814 last claim 18 -------------------- RESOLVED ISSUES: FYI: amended C filed which now takes the full (d)(1) exemption of 55,800(mk) peremptory for 8/21 - Kia Finance claim #9 is cosigned by mother and daughter. The plan in this case indicates the car is being paid in the daughters Chapter 13 case #23 -14135.*Did not serve Santander on the Kia cramdown. Needs service certified mail DONE **STILL NEEDS TO FILE AMENDED SCHEDULE C TO TAKE REAL ESTATE EXEMPTION - there is non-exempt equity in the amount of $30,874 in real estate. - -Excessive expense on Schedule J $760/car payment OK - A Modified Plan that treats mortgage arrears The Bank of NY Mellon, Amendments to Schedules Schedule D to include The Bank of NY Mellon (mortgage on house); identify OneMain as loan for 2008 Chevy Impala NOT FILED, ISSUES NOT RESOLVED 1) The Bank of New York Mellon (RASC) objection to confirmation - -arrears $15,248.79 not provided for in the debtor's plan--MP pays claim OK 2) One Main (2008 Chevy Impala) claim #9 has secured claim of $7,200 and unsecured claim of $14,305.92, not treated in plan -SURRENDER MP - Need to file Pre-Confirmation Certification with Court FILED, RESOLVED - A copy of the homeowner's insurance renewal declaration - policy provided is for condo association, need personal liability coverage RESOLVED, PROVIDED POLICY WITH PERSONAL LIABILITY COVERAGE |
|
Matter ResolvedRequest Adjourment | 109 | 8/21/2024 10:00 am | 24-10120 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 8/21/24: adj to 9/18 for payment to post and resolve IRS POC estimated ISSUES AS OF 8/13/2024 (DM): Updated 8/15/24. ***Debtor is 3 Trustee payments behind with the last payment made in June - RECOMMEND DISMISSAL*** 1) IRS filed $1,150.60 priority claim that includes estimated taxes for 2023 (UNRESOLVED.) 2) Trustee OBJ: - Income verifies higher ($4,743) than scheduled ($4,570) resulting in $749 monthly disposable income (AMENDED SCH J FILED - NET DISPOSABLE INCOME NOW $689.) ***RESOLVED ISSUES*** A) Global Lending (STEWART LEGAL) OBJ - $1,686.13 arrears on 2021 Nissan Rogue (MP PAYS ARREARS.) B) Brookwood Garden Apts/Kriegman & Smith Inc (Anthony Landolfi, Es) OBJs - debtor is not providing prompt cure of $5,524.07 lease arrears (OBJ WITHDRAWN AND MP PAYS ARREARS.) C) The Atty Fees in the Modified Plan and Atty Disclosure Statement do not agree - one of these documents must be amended (AMENDED DISCLOSURE STATEMENT FILED.) D) Trustee OBJ: - Need a copy of 2023 tax return (RECEIVED.) - Tax refund was not prorated and included in disposable income calculation (AMENDED.) - Need DSO Form (RECEIVED.) - Plan needs to run 60 months pursuant to the B22C form (MP IS 60 MONTHS.) - Need balance statements for two loan repayments listed on pay stub (RECEIVED.) - Need certification from debtor regarding $650 support payment listed on Sch J (RECEIVED.) - Need Trustee Standard Order of Distribution (MP CORRECTS.) - Need to file Pre-Confirmation Certificate (FILED.) Prop. Plan $590 x 60, Base Plan. - student loans outside the plan. PTD 4/7 = $2,436 Last Claim (14-1) |
|
Matter ResolvedRequest Adjourment | 110 | 8/21/2024 10:00 am | 24-10540 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/12 WORKUP EDC : new CMA submitted and tax return 315,150- higher price- Needs review- CAN IT BE WORKED---THE CHEAPEST SIMILAR FIXER UPPER HOUSE THAT HAS SOLD IS FOR $345,000 AND THE DEBTORS HOUSE HAS A POOL. TRUSTEE WILL USE DEBTORS MIN. OF $38,000 **CAN CONFIRM AT $4692 PAID THEN $854 X 53 BEG 9/1/24 PRO RATA WITH $38,000 MIN. TO GUCS DUE TO EQUITY 5/15/24: atty working on New CMA - show repairs and that's why its lower - adj to get appraisal or more in --STILL NEED THIS As of 5/10/24 (DS): 1. ISSUES THAT REMAIN UNRESOLVED: - Need 2023 tax return and updated CMA on real property . - There is non-exempt equity in real property and 2019 GMC $715. - CMA provided shows property valued between $370k -$452, but only gives a value of $300,909. There is one item (bathroom) reflected in the CMA that requires remediation without an estimate for repair. The value provided for in the CMA is not reflective of the comparable homes in the area. Thus, there is additional non-exempt equity in the real estate than scheduled for $94,292. MUST PROVIDE UPDATED CMA. - AmeriCredit (EISENBERG GOLD & AGRAWAL) obj to not on plan. Must resolve obj. COTBS TO BE TREATED OUTSIDE, NO ARREARS OWED. ============================ 4/3/24 (DS) 1. 1 PYMT MADE 4/2/24, ARREARS $1,564, MADE 1 OUT OF 3 PYMTS ATTY PLACING DEBTOR ON TFS. DEBTOR ON EPAY 2. Trustee to obj to the following: - Need 2023 tax return and updated CMA on real property (Zillow value is much higher, ranges from $370k-$452k, but only gives $300,909. - Plan does not specify treatment of AmeriCredit (2018 Ram), no arrears owed. - There is non-exempt equity in real property and 2019 GMC $715. - CMA provided shows property valued between $370k -$452, but only gives a value of $300,909. There is one item (bathroom) reflected in the CMA that requires remediation without an estimate for repair. The value provided for in the CMA is not reflective of the comparable homes in the area. Thus, there is additional non-exempt equity in |
|
Matter ResolvedRequest Adjourment | 0 | 8/21/2024 10:00 am | 24-10652 / RG | Jonathan Stone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/4/2024 10:00 am | AMT: CREDITOR IN PLAN AS DSO (PRIORITY CLM); LATE FILED POC #15-1 FILED AS UNSECURED. NEED PROPER CLM FILED/AMENDED AND AUTHO TO PAY THE LATE CLM<> Atty filed obj<>FAILED TO ADDRESS AMANDA KISE PER PLAN CLM (late filed unsecured POC #15-1) |
|
Matter ResolvedRequest Adjourment | 111 | 8/21/2024 10:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | -BK STATEMENTS uploaded 8/21/24 - WHOLE LIFE INSURANCE POLICIES UPLOADED8/19/24 -COINBASE STATMENT SHOWS NOTING AND THAT WAS UPLOADED IN MAY 2024 INTERIM SCH ORDER- SAY WHAT'S MISSING (WILL REVIEW WHAT WAS SUBMITTED 8/21) AND THEN SAY IF DOX NOT SUBMITTED 10 DAYS BEFORE 9/18 HEARING DATE AND MATTER IS NOT RESOLVED ON 18TH CASE WILL BE DISMISSED -BK STATEMENTS uploaded 8/21/24 Motion Objecting to Bk Petition Due to Consumer Fraud filed - on for 9/18/24 (dm) AR RESOLVE OR HOLD ISSUES AS OF 8/15/2024 (DM): updated 8/20/24. ***In addition to unresolved issues below, we will need updated bank statements to determine whether debtor's significant gambling activity has ceased*** 1) Trustee OBJ: - There is non-exempt equity in bank accounts pending receipt of bank statements requested (ACCT #6894 HAD $30,500 PRIOR TO FILING - $17,484 IS NON-EXEMPT AFTER AMENDED SCH C FILED 8/19/24.) - Need Dec & Jan bank statements for USAA Fed Sav acct #6494 (RECEIVED), #6894 (RECEIVED - $30,500 BALANCE AS OF 1/28/24) and #6886 (RECEIVED - MAJORITY GAMBLING TRANSACTIONSAS OF 4/9/24.) - Need to file Fee App within 7 days of confirmation. - Debtor has insufficient income. - Excessive Expenses: $417 car payment when P&L statement has $500 car payment. Life insurance for $261. Need proof of expenses 10 days prior to confirmation. - Need Dec & Jan bank statements for CoinBase acct (RECEIVED 12/1/23 STATEMENT - THERE APPEARS TO BE NO TRANSACTION HISTORY.) - Need amended Sch B to add CoinBase acct (UNRESOLVED.) ***RESOLVED ISSUES*** A) IRS filed $1,428.90 priority claim that includes estimated taxes for 2023 not treated in the plan (AMENDED TO $0.) B) State of NJ filed $1,500 priority claim that includes estimated taxes for 2023 not treated in the plan (AMENDED TO $0.) C) USAA Fed Sav Bank (RAS) OBJs - $417.65 arrears on 2018 Dodge RAM not treated in the plan (MP PAYS.) D) Trustee OBJ: - Need 2023 tax returns (RECEIVED.) - Tax refund of $1,216 was not prorated and included in d |
|
Matter ResolvedRequest Adjourment | 112 | 8/21/2024 10:00 am | 24-11315 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 8/16 Workup for the 8/21 calendar EDC **to conf it needs $6945 paid then $2127 x 54 beg 9/1/24- pro rata- OTBS South River in 10 days to pay claim with interest 2P arrears--needs tfs auto deductions 8/6/24: atty does not understand notes. debtor is under median- filed a cert- says no need for 100% no equity in RE- will get order on claim amt interest per objection below. NEEDS TO PAY ALL DISPOSABLE INCOME HOWEVER. HAS $400 MORE IN DISPOSABLE SINCE HAS NOT BEEN PAYING ESTIMATED TAXES OF $400 A MONTH. DEBTOR FILED CERT THAT SAYS ALTHOUGH HE HAS NOT MADE THESE PAYMENTS IT SHOULD NOT BE USED AGAINST HIM SINCE HE WILL NEED TO PAY DOWN THE ROAD. NEEDS JUDGE. *PROPOSED MP filed on for 8/7--$1675 X 4; $1920 X 56; BASE * MP includes interest on the $9314.78 claim-we need an order to pay the $15,239.04-STILL NEED THIS * Trustee objection to confirmation - Schedule J includes $400/estimated taxes. Is debtor paying this monthly? Need supporting documentation. PER SUPPORT HE HAS NOT BEEN MAKING THIS PAYMENT. THE AMOUNT SHOULD BE ADDED BACK TO INCOME. THERE ARE ONLY AROUND $9,000 IN GUCS (ONCE ADD BACK CRAM) SO AN INCREASE OF AROUND $200 WILL END UP PAYING 100% -------------------- resolved: * Marina Associates t/a Harrah's Casino filed claim #2 for judgment. The claim is bifurcated, need to advise Trustee of treatment of this claim. MP has CRAM - A copy of the last filed tax return - 2022 and 2023 or Tax Declaration. done -- Schedule J also lists $600/contribution for current residence. What is this expense? There is already a mortgage deduction. Need to explain. OK RENT REDUCTION |
|
Matter ResolvedRequest Adjourment | 113 | 8/21/2024 10:00 am | 24-11377 / CMG | Steven J. Abelson, Esq. | Order Vacate Dismissal of Case | Plan Denied | MP (#36) filed- on for 9/4/24. This plan should be denied BUT NO PAYMENT SINCE APRIL TR ARREARS 9,247- LAST PAY APRIL AS OF 8/15/2024 (at): 341 HAS NOT BEEN HELD. PAYMENTS 3/6, ARREARS $9,247. NO PAYMENTS SINCE APRIL. 1. Objection filed by USAA Federal Savings Bank (Robertson Anschutz) - plan does not provide for treatment of claim. (MOD PLAN PAYS CLAIM AND NO OBJECTION TO MOD PLAN) 2. Objection filed by Wilmington Trust (KML) - failure to cure full arrears of $45,640.03 (Per POC) (MOD PLAN PAYS FULL ARREARS THROUGH ERMA MODIFICATION. NO OBJECTION TO MODIFIED PLAN) 3. Objection filed by Valley National Bank (Donna Thompson) - failure to cure charge-off status amount of $59,757.58. Mod plan does not list this creditor/debt (UNRESOLVED) 4. Objection filed by Real Time Resolutions (Stern & Eisenberg) - failure to cure arrears of $120,538.60. (MOD PLAN DISPUTES THIS CLAIM - NEEDS RESOLUTION) Modified plan before confirmation proposes: $2,469 x 5, $1,840 x 55 beginning 3/1/2024, loan modification by 10/31/2024, base Payments: 2/6, arrears $9,247 |
|
Matter ResolvedRequest Adjourment | 114 | 8/21/2024 10:00 am | 24-11468 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | ISSUES AS OF 8/15/2024 (DM): ***Debtor has made 2 of 6 payments with the last payment received in June - RECOMMEND DISMISSAL*** 1) IRS filed $5,597.30 amended priority claim that includes estimated taxes for 2020, 2022 & 2023 not treated in the plan (UNRESOLVED.) 2) IRS filed an amended general unsecured claim that includes estimated taxes for 2019 (UNRESOLVED.) 3) Santander Consumer filed $693.44 arrears claim on 2013 Ford C Max (OKAY TO PAY??) 4) Plan provides $360.84 secured treatment to Berkely Twp - no POC filed (STRIKE??) 5) Trustee OBJ: - debtors income verified lower than scheduled amount using all paystubs provided. Missing 6 paystubs. ***RESOLVED ISSUES*** A) State of NJ filed $2,434.39 priority claim that includes estimated taxes for 2020 - 2021 not treated in the plan (AMENDED TO $0.) B) State of NJ filed a general unsecured claim that includes estimated taxes for 2014 - 2019 (AMENDED TO $0.) C) MidFirst Bank (KML) OBJs - failure to cure full arrears of $129,903.22 (CONSENT ORDER ENTERED TO PAY.) D) Trustee OBJ: - Need a copy of homeowner's insurance renewal declaration - need to include declaration page showing personal liability coverage (RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $2,432 x 60, $0 Plan. PTD 2/6 = $4,864 Last Claim (2-2) |
|
Matter ResolvedRequest Adjourment | 115 | 8/21/2024 10:00 am | 24-11556 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Withdrawn | mp filed in 7 days8 /21/24:atty to file adv pro to Avoid liens and MP 8/14 Workup for the 8/21 calendar SALE MOTION 8/7 for 1,496,000: --was house sold? Need status of sale and estimated taxes * United State of America filed secured judgment claim owed $530,397.63. Claim needs to be paid or move against claim.-THE 8/7 ORDER SEEMS TO IMPLY THAT THE REMAINDER OF THE SECURED CLAIM WILL NOT BE PAID ONCE HOUSE SOLD BUT IT ALSO SAYS IT SHALL RECEIVE TREATMENT REQUIRED UNDER 1325(a)(5)--IF CLAIM IS NOT BEING PAID WE NEED THE ORDER TO BE MORE SPECIIFIC EDC *Supplemental objection: debtor list $7,075 mortgage expense in petition but is not paying this. The plan should have proposed $8075 monthly not $1000 per filed schedules. Bad faith. 5/1/24 (DS): 1. Trustee obj to the following: - Income is insufficient, disposable income verifies $-5,444. Debtor must sign up for e-wage within 10 days of confirmation. - Must provide 2 months proof of income from spouse employment with E-commerce and income affidavit from family members contributing toward expenses. - Must amend Sched I to add family contribution and amend Sched B and C to add TD America acct has $663. - Must resolve Berkshire Bank obj.-THIS WOULD BE RESOLVED IF HOUSE SOLD - Must resolve IRS and State of NJ estimated tax claims. - Debtor's attorney must file a fee app within 7 days prior to confirming. - Must file Pre-Confirmation Certification. Prop Plan $1,000 x 60 begin 3/1/24; Base and Sale of Harris Rd by 9/30/24 Note: 2023 tax return provided. 4/6 payments- arrears 2,000 --------------------- RESOLVED As of 6/25/24 (DS): 1. MFR by Berkshire Bank sched 7/17/24. No post-pet payments made since 3/1/24 total owed $26,423.52. Sched J has mortgage expense $7,075. 2. Berkshire Bank (BROCK & SCOTT) obj to sale and arrears are more. Obj must be resolved. RESOLVED |
|
Matter ResolvedRequest Adjourment | 116 | 8/21/2024 10:00 am | 24-11592 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | 8/20/24(mk): per atty Dismiss/hold fees- will be dismissed on TR motion issues as of 8/16/2024 (JMA) 1) Carlton Club Apartments (Giordano Halleran) objection to confirmation - need to resolve -arrears $5,478, must provide prompt cure of arrears -post petition arrears in the amount of $4556 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income (with excessive expenses) leaves monthly disposable income of -$67.43. Debtor must sign up for e-wage for trustee payments. - The debtor has failed to supply the Trustee with the following document (s):Need pay stub for bonus of $7,706 to determine monthly average. - A Modified Plan that removes step down in trustee payment in month 7. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Reviewed the 22C, Line 21 (Childcare) requires proof and Line 23 (optional phone) requires documentation. Per the 22C, monthly disposable income is $677 which requires a minimum dividend of $40,620 to general unsecured creditors. - The Schedules fail to account for the debtor(s) tax refund in the amount of $575.00 when determining disposable income. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification proposed plan $150x60 base plan paid in $1,900 last claim 17-1 |
|
Matter ResolvedRequest Adjourment | 117 | 8/21/2024 10:00 am | 24-11679 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 8/15/24 (at):atty ok to terms(mk) RECOMMEND: $7,375 PAID TO DATE, $1,700 x 54 BEGINNING 9/1/2024, BASE Solar panel lease is rejected. lease for solar panels is NOT in plan - so it will be deemed rejected - no claim filed 1. Trustee objection Verified income leaves monthly disposable income of $1,804. Reviewed the 22C, monthly gross income is $14,147. (2022 gross $169,764/12.) Per the 22C, monthly disposable income is $2,175 which requires a minimum dividend of $130,500 to gucs. - Excess expenses: $115/month for solar (debtor rents) >> lease for solar panels is NOT in plan - IS IT ASSUMED? as of now since you failed to list it it will be deemed rejected on conf<< --------------RESOLVED----------- $1,600/month for childcare, $900/month for food $200/month for pet supplies, Need proof of excessive expenses 10 days prior to confirmation. 1 YR OLD ON SCH J- DOES DEBTOR HAVE SOLE CUSTODY? (RECEIVED PROOF OF EXPENSES) Need 2023 tax return(Provided- gross income 160,941) Need to file Pre-Confirmation Certification. Plan:$1475 X 60; BASE 5/6 payments, arrears $1,475 |
|
Matter ResolvedRequest Adjourment | 118 | 8/21/2024 10:00 am | 24-11804 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | 8/21/24: ATTY WANTS 1 FINAL ADJ. PEREMPTORY FOR 10/16/24 TR NEEDS SCH ORDER WHICH WILL INDICATE CASE BE DISMISSED ON 10/16 IF NOT ALL ISSUES RESOLVED. TR CIRCULATE ORDER AND CREDITOR CAN COMMENT ON FYI:consent order submitted on Wells Fargo objection. Terms= Pay POC(#5) arrears 3,276.97 thru plan(mk) 8/13 workup for the 8/21 calendar EDC * objection by Bancorp--1.5 million claim for business loan--plan proposes to pay outside of the plan but also proposes a cramdown in part 4? * Need proof of service for the cramdowns to Fourteenth Venture and Fundation * Trustee objection: -- The debtor has insufficient income Verified leaves monthly disposable income of negative $8,032.59 -- Need domestic Support Obligation information -- Need copy of the last filed tax return - 2023 tax returns -- Need Amendments to Schedules C to exempt personal property. -- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for home maintenance $1,200/month for food for one $1,000/month for childcare/education (no dependents listed) $1,300/month for transportation $400/month for entertainment $800/month for life insurance $700/month for car insurance $7,500/month for estimated taxes $11,372/month to BankCorp $1,600/month for alimony/support (need proof/order) -- There is $18,000 in non exempt equity in the businesses pending the review of the certification. -- Need proof of service on Fourteenth Venture LLC and Fundation Group, LLC. -- Need valuations for all 4 businesses on Schedule B. -- Need to resolve objection by M&T Bank. -- Need to resolve objection by Wells Fargo Bank. RESOLVED -- Need to resolve objection by Bankcorp Bank. -- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. -- The debtor is to provide a certification regarding all of the assets/equipment owned by his Imaging Centers. plan $4000 X 60; BASE __________ resolved: -- Need a mortgage statement for 10 Tree Top Te |
|
Matter ResolvedRequest Adjourment | 119 | 8/21/2024 10:00 am | 24-12254 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | mediation failed . atty has 4th payment interim sch order adv pro needs summary j'ment motion to be filed in sept adj 9/18 : DEBTOR SHALL BE CURRENT by 9/18 or D. date for motions for S/J in adv pro by 9/11/24 AS OF 8/15/24 (SF) NEED STATUS OF ADVERSARY adj to 8/21 for mediation and motions 1. Objection filed by Trenton Master LLC (Anthony Giannascoli) - Trenton Master objects to any Plan that contains or attempts to include 320 North Willow Street as property within the scope of the Plan because that property is not an asset of the bankruptcy estate, as title to that property now rests with Trenton Master pursuant to the Final Judgment in Foreclosure. (NO CLAIM FILED) 2. Trenton Water Works filed secured claim 3-1 in the amount of $401.77 for Willow Street property which is not addressed in plan. (OK TO PAY?) 3. Trenton Water Works filed secured claim 4-1 in the amount of $3830.97 for N. Willow Street property which is not addressed in plan (OK TO PAY?) 4. Adv. Pro Trial scheduled for 11/15/24 at 3 Debtor v. Trenton Master LLC (Need ratification) 5. Trustee objection: The Schedules fail to account for the debtor(s) tax refund in the amount of $3,151 when determining disposable income. - There is $15,293 in non-exempt equity in the Pennington property (100% PLAN.) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, - Need to file Pre-Confirmation Certification. - Need result of Adversary complaint filed against Trenton Master, LLC. - Need Amend Sch. B to add accounts receivable and Certification regarding collectability Plan proposes $1977 x 60 100% Plan Payments: 3/5 Arrears $3954 Repeat Filer |
|
Matter ResolvedRequest Adjourment | 120 | 8/21/2024 10:00 am | 24-12318 / CMG | Paul H. Young, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | AS OF 8/21/24 (SF) updated. MP JUST FILED AND SCHEDULED FOR 10/2/24. 1. Proposed payment does not pay unsecured creditors at 100%. Unsecured claims total $120,588.91 2. Trustee objection: Need a current market analysis - for Old Post Rd. Need a copy of the deed - for Old Post Rd. (STILL NEED) Need Amendments to Schedules A/B, C and D to add real property and mortgage. - 22c has disposable income $4,437, which would require min. dividend $266,220 to unsecured creditors. - Proof of income verifies higher, there is disposable income $11,004 per schedules I & J. - There may be non-exempt equity in Debtor's residence based upon recent online estimates. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Must file Pre-confirmation certification. Plan proposes $1090 x 4; $2020 x 32 100% Plan Payments: 4/5 Arrears: $2020 RESOLVED ISSUES: - Objection filed by Lakeview Loan Servicing (Fissel) - failure to provide for payment of arrears in the amount of $6181.63 (MP FILED) Need a copy of the homeowner's insurance renewal declaration - for debtor's residence. (RECEIVED) The current Plan does not specify treatment of Lakeview Loan arrears $6,181.63 under the Plan. (MP FILED) |
|
Matter ResolvedRequest Adjourment | 121 | 8/21/2024 10:00 am | 24-12352 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Plan Denied | 8/21: ATTY HAS PROOF OF tfs PAYMENTS DEBTRO WANTS TO DENY PLAN AND mp IN 14 DAYS TO REMOVE LM 8/13 workup for the 8/21 calendar EDC 6/17/24(mk) debtor denied unemployment and req adj of 341 on 6/20 3 payments in arrears * Wilmington Savings Fund Society (RASC) objection to confirmation - need to resolve -plan proposes to cure arrears through loan mod--ORDER GIVES UNTIL 9/4 TO GET LOAN MOD * Trustee objection: The debtor has insufficient income as of now there is no income provided for the debtor. The debtor has failed to file a feasible plan - debtor does not have income, plan is not feasible The debtor has failed to supply the Trustee with the following document (s): Car insurance expired June 2024, need to provide renewal -Wilmington Savings Fund Society (RASC) objection to confirmation - plan proposes to cure arrears through loan mod. Arrears per claim $127,257.62. proposed plan $400x12, $1750x48 100% loan mod by 10/2024 |
|
Matter ResolvedRequest Adjourment | 122 | 8/21/2024 10:00 am | 24-12483 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days AS OF 8/16/24 (SF) 1. The plan proposes to cram Wells Fargo but no claim has been filed and the bar date expired on 5/16/24. (MUST RESOLVE) - Verified income leaves monthly disposable income of $1,976. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution. Note: Wage order entered Plan proposes $450 x 60 0% Payments: 2/3 Arrears: $450 RESOLVED: - The IRS filed an estimated claim which needs to be amended.(AMENDED) -$1,800/month for rent (need copy of lease - Received and ok) -Need January and February bank statements for account 4824 and 1329 based upon direct deposits on pay stubs. (RECEIVED FOR ACCT 1329) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Wells Fargo for cram of 2015 Honda Accord. (RECEIVED) - Need a copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) - Need January and February bank statements for account 4824 based upon direct deposits on pay stubs. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,610 when determining disposable income. - Need to file Pre-Confirmation Certification (FILED) Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800/month for childcare - Need proof of expenses 10 days prior to confirmation. (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 123 | 8/21/2024 10:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | ISSUES AS OF 8/15/2024 (DM): updated 8/20/24 - payment made in August. Add to confirming order - 2023 tax return by 10/31, debtor to submit updated P&L annually on Jan 31st of each year. 1) State of NJ filed $700 priority claim that includes estimated taxes for 2023 not treated in the plan (UNRESOLVED.) 2) Trustee OBJ: - Need 2023 tax return (UNRESOLVED.) - Need to add $296,931 threshold to confirmation terms. ***RESOLVED ISSUES*** A) Billows Electric Supply Company (Gary Perkiss, Esq) OBJs - creditor owed $54,108.49. Plan payments are insufficient to pay claims at 100%. (RESOLVED - CLAIM WILL BE REDUCED TO $30,000 - CONSENT ORDER ENTERED TO REDUCE CLAIM.) B) Trustee OBJ: - Need Business profit & loss statements (RECEIVED.) - Need Business forms - from Eventide, only received business form and P&L from Mid-Atlantic which stated that this business was dissolve (RECEIVED.) - Need amended Sch C to take 522(d)(1) exemptions (AMENDED.) - Need to file Pre-Confirmation Certificate (FILED.) Prop. Plan $1,119 x 60, 100% Plan. PTD 4/5 = $4,476 Last Claim (10-1) |
|
Matter ResolvedRequest Adjourment | 124 | 8/21/2024 10:00 am | 24-12596 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP filed 8/19/24 on notice so this plan can be marked as plan denied and the new MP will get a hearing date from CT. AS OF 8/19/24 (SF) Updated Attorney will be filing modified plan to surrender all vehicles and rejecting the click leases. Debtor now has a new part-time job and I an J will also be amended. 1. The plan does not address Ally Capital claim 2-1 for 2021 RAM 1500 Crew Cab (STAY VACATED ON 5/15/24) 2. There are two Click lease claims, 7-1 and 8-1. These leases are not assumed in the plan. Are we paying both arrears claims? Click lease 7-1 has arrears of $0182.16 and 8-1 has arrears of $753.94 3. Trustee objection: - Need Proof of 2 month's income - for Lyft per bank statements - Need Business profit & loss statements - Need Business forms - for tow truck business. (Cert provided. Business has not started yet and no income yet) IT'S NOW AUGUST, IS THERE INCOME FROM THIS BUSINESS? - Need Amendments to Schedules G to add click lease. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $850/month for transportation; $251 & $1,250/month car payments (cannot have two car payments); $571/month for "click lease" Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $1,177.97. (WITHOUT PROOF OF TOW TRUCK INCOME DEBTOR INCOME IS NEGATIVE) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,150.00 when determining disposable income. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). Need to file Pre-Confirmation Certification. Plan proposes $300 x 60 0% Payments: 5/5 RESOLVED ISSUES: - Objection filed by Ally Capital (Regina Cohen) - failure to pay amount due of $73,051.13 which includes interest over life of plan (WITHDRAWN) - Objection filed by Lakeview Loan |
|
Matter ResolvedRequest Adjourment | 125 | 8/21/2024 10:00 am | 24-12659 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS of 8/20/24 (mk): Updated x 2- email to atty **CAN REC CONFIRM AT $1,696 PTD THEN $150 x 31 BEGIN 9/1/24 100%. Sale of Real Property by 9/15/24 TR to pay arrears to Freedom Mortgage pending sale. All non exemption proceeds need to fund plan at 100% to be paid to Trustee. preserve equity T/H of $94,234. low base pending sale** >>Appl to retain realtor filed. 1. MRF on 8/21 Freedom MTG (Brook & Scott) NEEDS RESOLUTION-OTBS- ASKED FOR TERMS . Trustee Obj: - as of now NE Equity 112,504- PLAN IS 100% Plan:$698 X 2; $150 X 34; SALE 12/2024 (12 DANIEL WEBSTER); 100% PTD $1,696 -------RESOLVED------------------ - MP pays Mtg arrears pending sale BUT appears not to pay condo assoc secured claim pending sale - that is unequal treatment of creditors in the same class- order w/ condo assoc. say s all paid at closing on or before 9/15 - Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure arrears of $1,635.23. (Per POC) (UNRESOLVED)MK: debtor atty email says creditor is w/d their objection- Objection filed by Concordia Homeowners Association (Ansell Grimm) - failure to cure full claim of $32,572.48. mk:RESOLVED:ALL PRE AND POST PETITION ARREARS ARE DUE TO BE PAID AT CLOSING 45,657.07ON OR BEFORE 9/15/24 IN ACCORDANCE W/ A PAYOFF TO BE PROVIDED BY THE CONDO ASSOCIATION . NJ DIV OF TAX - ESTIMATED CLAIM- needs resolution (AMENDED TO ZERO) |
|
Matter ResolvedRequest Adjourment | 126 | 8/21/2024 10:00 am | 24-12791 / CMG | Barbara J. Snavely, Esq. | Confirmation Hearing on Modified Plan | Continued 9/18/2024 10:00 am | ADJ TO 9/18 TO RESOLVE 8/13 workup for the 8/21 calendar EDC 2 payments arrears * Trustee objection to confirmation - need to resolve - -there is $57,617 non-exempt equity in house. * Wells Fargo motion relief from stay 9/18/24 * ST OF NJ unsecured claim #22 is estimated for 2018 and 2019 taxes. need to resolve proposed plan $1,950x60 base ------------------- resolved: - Need to provide a copy of the auto insurance renewal, the policy provided expires 4/20/2024. - bank statements for Jan and Feb 2024 - provided 112 pages of statements for 2023. - The Schedules fail to account for the debtor(s) tax refund in the amount of $851 when determining disposable income. RES0LVED, 2023 RETURN, NO REFUND 1) VW Credit Inc (Stewart Legal) objection to confirmation - RESOLVED, CONSENT ORDER, ARREARS $5,728.16 PAID THROUGH PLAN -arrears $5,728.16 |
|
Matter ResolvedRequest Adjourment | 127 | 8/21/2024 10:00 am | 24-12792 / CMG | Frances A. Tomes, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 8/21: TR NEEDS A CERT W/ DATE PAYMENTS WERE MADE AND COPIES OF THE DISBURSEMENTS MADE. NEED NAMES AND ADDRESSES OF FAMILY RECIPIENTS AND A WAIVER OF ST OF LIMITATIONS DEPENDING UPON WHAT CERT SAYS AND ANY OTHER ISSUES AS OF 8/16/24 (SF) Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $4,000/month for rent (need copy of lease) $400/month for clothing Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $2,787. (100% Plan ) - Per the 22C, monthly disposable income is $5,441 which requires a minimum dividend of $326,460 to general unsecured creditors. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Need to file Pre-Confirmation Certification. (STILL NEED) - Need a copy of the HUD-1 Settlement Statement from the sale of real estate about 1 year ago (STILL NEED) RECEIVED. DEBTOR RECEIVED $170,000 FROM SALE ON 10/14/22. NEED EXPLANATION AS TO WHAT HAPPENED TO THE PROCEEDS? Plan proposes $1536 x 60 100% Payments: 5/5 |
|
Matter ResolvedRequest Adjourment | 128 | 8/21/2024 10:00 am | 24-13113 / CMG | Melinda D. Middlebrooks, Esq. | Confirmation Hearing on Modified Plan | Confirmed | updated 8/21/2024 (JMA) ok to confirm at $13,030 paid to date, $2,777x55 begin 9/1/2023 with minimum $125,421.61 to gucs work up see MK notes issues as of 8/16/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Auto insurance for 2019 VW Tiguan, listed on the Plan.(UPLOADEDmk ) - The current Plan does not specify treatment of State of NJ priority claim $5,728.33 under the Plan. mk:DOC #47 SAYS PAY IN FULL - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in real property $102,224 . Plan provides for min to gucs of $124,981.12. proposed plan $2492x3, $2777x57 with minimum $124,981.12 to gucs paid in $13,030 last claim 19-1 |
|
Matter ResolvedRequest Adjourment | 129 | 8/21/2024 10:00 am | 24-13304 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/20/24 (SF) Updated RECOMMEND $4090 PTD, $824 X 55 (BEGIN 9/1/24) BASE PLAN - DEBTOR TO SIGN UP FOR TFS EWAGE WITHIN 7 DAYS 1. Debtors income has changed. Need amended Schedules I and J to reflect all of the changes. AMENDED AND DISPOSBLE INCOME IS STILL NEGATIVE $748.08. 2. Trustee objection: - Proof of 2 month's income - debtors landscaping job (RECEIVED) - Proof of rental income - contribution from daughter (CERT PROVIDED THAT DAUGHTER NO LONGER CONTRIBUTES) 3. Must file pre-confirmation certification (FILED) Plan proposes $818 x 60 Base Payments: 5/5 RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - policy provided is forced placed insurance, need to provide coverage with personal liability coverage (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 130 | 8/21/2024 10:00 am | 24-13371 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/15/24 (SF) ATTY ACCEPTS TERMS. RECOMMEND $2250 PTD,$1561 X 44 (BEGIN 9/1/24) BASE PLAN W/MIN $5,000 TO GUCS 1. Trustee objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: $350/month for home maintenance ($200 allowed) $500/month for utilities ($450 allowed) Need proof of excessive expenses 10 days prior to confirmation. (Reduce expenses by $200) - Verified income leaves monthly disposable income of $2,263. Disposable income is $2463. Need Base of $70,934 - The Schedules fail to account for the debtor(s) tax refund in the amount of $4,230 when determining disposable income. Plan proposes $500 x 36 Base w/min $5000 to gucs Payments: Current $2250 Received RESOLVED ISSUES: - Objection filed by Freedom Mortgage (Fissel) - failure to pay arrears of $629.36 (RESOLVED VIA ORDER) - Need updated car insurance. Policy expired 5/15/2024. (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 131 | 8/21/2024 10:00 am | 24-13384 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | ISSUES AS OF 8/15/2024 (DM): 1) Axos Bank (HLADIK, ONORATO & FEDERMAN) OBJs to cram of 2017 Chevy Cruze - the loan amount to NADA value of car is $7,075 and interest rate of 9.5% should be $10.5% (UNRESOLVED.) 2) Trustee OBJ: - There is $4,419 non-exempt equity in real estate. - Need 2023 tax return (RECEIVED.) - Need to serve plan motions (CREDITOR OBJECTED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $323 x 60, Min Div $6,469 PTD 3/4 = $969 Last Claim (8-1) |
|
Matter ResolvedRequest Adjourment | 132 | 8/21/2024 10:00 am | 24-13821 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/21/2024 (JMA) TR confirm as proposed $200x60 begin 5/1/2024 with sale by 4/1/25 100% plan - Allow 60 days for a certification in further support of confirmation regarding the status of sale of property debtor is current sale by april 2025- prop needs to be listed or x spouse or debtor can refi it - not resolved yet issues as of 8/16/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income negative $1,016.70. - The debtor has failed to file a feasible plan proposed plan $200x60 100% plan with sale of property by 4/1/2024 due to divorce agreement paid in $800 last claim 20-1 |
|
Matter ResolvedRequest Adjourment | 133 | 8/21/2024 10:00 am | 24-13830 / CMG | Avram D. White, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 341 8/29/24 3/4 payments as of 8/7/24 NEEDS REQUEST TO ADJ TO AFTER THE 341- sent email to atty |
|
Matter ResolvedRequest Adjourment | 134 | 8/21/2024 10:00 am | 24-13993 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | adj to 10/26 peremptory AS OF 8/15/24 (SF) 1. IRS filed estimated priority and unsecured claim 3-1 (NEED AMENDED CLAIM) 2. State of NJ filed estimated priority and unsecured claim 8-1 (NEED AMENDED CLAIM) 3. Objection filed by Deutsche Bank (RAS) - failure to pay arrears and speculative loan mod 4. Plan will require a base due to loan mod 5. $2500 Attorney fee listed in plan for loan modification requires a fee application 6. Trustee objection: - Need to provide current car insurance policy, policy provided expired June 17, 2024 - Debtor to add Wellness business income to schedules and provide proof of income of approximately $150 monthly. Plan proposes $553 x 48 0% Plan Loan Mod in 6 months Payments: 4/4 |
|
Matter ResolvedRequest Adjourment | 135 | 8/21/2024 10:00 am | 24-14041 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/20/2024 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING. 1. 341 is scheduled for 9/5/2024. 2. Payments: 3/4, arrears $1,323 |
|
Matter ResolvedRequest Adjourment | 136 | 8/21/2024 10:00 am | 24-14065 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | As of 8/13/24 (DS): 1. Debtor in arrears $400, made 2 out of 4 payments. NOW CURRENT 2. Trustee obj to the following: - Debtor has insufficient income to fund ther Plan. - Must provide 2 months proof of income prior to filing date, proof of social security income, disability or unemployment income, if Debtor is not employed and 2021 and 2022 tax returns. - Amendments to Schedules A/B and C to change the value of the Kawasaki Waverunner to $2,600 based on the 341 testimony. - There is non-exempt equity in real property $11,264.14 (pending estimated tax claims) and in 2016 Audi $9,219. - Add to confirming order non-exempt proceeds from sale of residence to Trustee. - Must resolve the objection of Harbor Pointe Condo Assoc. and the bifurcated claim filed as secured $51,865.19 and unsecured $7,634.76. - Must resolve the estimated tax claims of IRS (2021 and 2022 tax return not filed) and State of NJ (2021-2023 tax return not filed). - Must resolve both creditors objections. - Must file Pre-confirmation certification. 3. Shellpoint (FRIEDMAN VARTOLO) obj not to sale, but to confirmation unless a consent order is entered giving stay relief should property not be sold, plus plan fails to provide any supporting docs regarding sale. 4. Harbor Pointe Condo Assoc. (DEAN SEMER) obj to incorrect arrears owed, plus owed post-pet arrears. 5. State of NJ filed secured tax claim $8,276.32, not in plan. Prop Plan $200 x 36 begin 5/1/24; Base and Sale of Bridgewater Dr 6 months after conf |
|
Matter ResolvedRequest Adjourment | 137 | 8/21/2024 10:00 am | 24-14089 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP (#18) filed 8/16 so this plan is denied As of 8/8/24(mk): 1.- Arrears claim filed by Freedom Mortgage for $290.31.OK TO PAY? 2. Trustee Objection: - The case is a Joint case and the plan filed at #2 fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. -There is non-exempt equity in real property $18,480.39 and PNC Bank acct#2713 $125.62 - schedules fail to acount for tax refund $8841- ADDED IN -Amendments to Schedules A/B and C to add PNC Bank checking acct#2713, per statements provided. Plan:$650 x 60 begin 5/1/24; Dollar Base $29,000 3/4 payments --------RESOLVED--------------------- - Need home insurance w/ personal liability coverage: PROVIDED - Need auto insurance for 2017 Tiguan:PROVIDED |
|
Matter ResolvedRequest Adjourment | 138 | 8/21/2024 10:00 am | 24-14280 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | 8/21: atty says debtor app'd for trial LM and needs time to rectify IRS claims- AS OF 8/15/24 (SF) PLAN IS NOT FEASIBLE 109(e) issue. Unsecured debt alone is over $17 million 1. Objection filed by Wells Fargo Bank (Fissel) failure to pay arrears of $57,048.64 and speculative loan mod. 2. Loss mit order expires on 10/1/24. 3. IRS filed secured claim 1-2 in the amount of $260,776.30 which is not addressed in the plan 4. IRS filed estimated priority claim 1-2 (NEED AMENDED CLAIM) 5. State of NJ filed estimated priority and secured claim 11-1 (NEED AMENDED CLAIM) 6. Trustee objection: - The debtor has insufficient income to pay all priority and secured claims, disposable income verifies $1,027. - Need a copy of the last filed tax return - for 2023. (STILL NEED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,205 when determining disposable income. - The current Plan does not specify treatment of IRS secured claim $260,776.30 and priority $618,759.18 under the Plan. - The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). IRS claim total debt is $18,696,571.71, not including State of NJ estimated tax claim, mortgage and unsecured claims. Plan proposes $1000 x 6; $2000 x 54 Base w/min div of $53,000 to gucs; loan mod by 11/1/24 Payments: 4/4 |
|
Matter ResolvedRequest Adjourment | 139 | 8/21/2024 10:00 am | 24-14325 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | As of 8/7/24 (DS): PER DEBTOR ATTY NO OBJECTION TO DISMISSAL, PRESERVE FEES. DEBTOR MADE A PAYMENT $600 8/14/24. 341 has not been held since 6/13/24, still missing docs, Trustee payments made by ePay were bad accts, no payments made out of 4, arrears $1,400. mk: sent proof of payment, insufficient funds 7/12/24 As of 6/18/24 (DS): 341 not held 6/13/24, due to missing all docs, also no Trustee payments made, Debtor in arrears $700, made 0 out of 2 payments. 0/3 payments |
|
Matter ResolvedRequest Adjourment | 140 | 8/21/2024 10:00 am | 24-14378 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/20/2024 (MK):UPDATED-atty ok to terms **CAN REC CONFIRM AT $10,725 PTD THEN $1,615 x 32 Begin 9/1/24 100% SALE OF REAL PROPERTY BY 3/31/2025. TR to pay arrears pending sale. Preserve equity T/H Of $108,390. Hamilton T'ship tax collector will only be paid if a timely proof of claim is filed. low base pending Sale** ---------------------------------- RESOLVED ISSUES: 1. Objection filed by Investors Commercial Capital LLC (Edward Paul) - failure to cure $270,004.84. (PER POC) MK:THERE WILL BE A CO ENTERED ON THE MRF WHICH ALSO DEALS WITH TREATMENT OF THE CLAIM AS FOLLOWS: claim allowed at $211,195.91. Debtor to pay AP pending sale directly to creditor. The claim will be satisfied at time of sale .Sale by 3/31/25 PLAN IS 100% SO EXPENSES OK AS LONG AS 100% guc claim total only 6,640.62. - Need April and May bank statements for Santander checking account 4933. (NOT RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,683/month for IRS and State taxes (need proof this is being paid) - Need proof of expenses 10 days prior to confirmation. (NOT RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $46,581 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Modified plan before confirmation proposes: $1,615 x 36 beginning 5/1/2024, sale of residence by 3/15/2025, 100% plan Payments: 4/4, $4,265 credit |
|
Matter ResolvedRequest Adjourment | 141 | 8/21/2024 10:00 am | 24-14429 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/21/see mk note on #1 AS OF 8/20/2024 (at): RECOMMEND: $8,000 PAID TO DATE, $2,179 x 56 BEGINNING 9/1/2024, 100% PLAN Preserve non exempt equity of $308,608.00 in real estate. Preserve non exempt equity of $29,086.00 in personal property. 1. Objection filed by Citizens Bank (McCabe Weisberg) - objecting to interest rate of 5% and wants to be paid $117,013.16. MK; resolved CO - total 116,995.92 2. Trustee's objection: - Need to resolve objection by Citizens Bank. (RESOLVED) RESOLVED ISSUES: - The attorney's fees in the plan $0 and the disclosure statement $4,650 do not agree. One of these must be amended. (AMENDED DISCLOSURE FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $308,608 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $29,086 in non exempt equity in the bank account. (LANGUAGE ADDED) Plan proposes: $2,000 x 60 beginning 5/1/2024, 100% plan Payments: 4/4 |
|
Matter ResolvedRequest Adjourment | 142 | 8/21/2024 10:00 am | 24-14538 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP #18 filed 8/15/24- hearing date 9/18/24 increases TR payment and addresses LL. This plan is denied 8/13 Workup for the 8/21 calendar EDC Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of pension income (NOT RECEIVED) - Amendments to Schedules I to include pension income. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan -Verified income leaves monthly disposable income of $1,083 (this may change with debtor's new jobs.) - The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD) - Need Amended Sch I and proof of income when debtor starts new 2nd job at Parts Authority. (NOT AMENDED) - Need Amended Sch I for new 1st job at Lupin Somerset that debtor started in February 2024 and proof of income (no longer forklift operator at USA Containers.) (NOT AMENDED) Plan proposes: $943 x 36 beginning 6/1/2024, base ---------------------------- RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (NOT FILED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED) Plan proposes: $943 x 36 beginning 6/1/2024, base |
|
Matter ResolvedRequest Adjourment | 143 | 8/21/2024 10:00 am | 24-14556 / CMG | Robert L. Schmidt, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | atty to reach out to DM to resolve ISSUES AS OF 8/15/2024 (DM): 1) JPMorgan Chase (RAS) OBJs - $3,535.89 arrears on 1st mortgage not treated in the plan (UNRESOLVED.)mk working on resolving 2) Affinity FCU filed $793.73 arrears claim on 2nd mortgage (OKAY TO PAY??) 3) SBA Financial Grp POC (7-1) for 2022 Com Trailer and POC (8-1) for 2017 Freightliner. None of these assets or creditors are provided for on schedules or plan. THESE CLAIMS ARE LEASED BY DEBTOR BUSINESS A&S TRANSPORTATION - BUSINESS IS NOW CLOSED AND DEBTOR HAS A 1099 JOB. - Claim#7 is bifurcated - $23,195.11 owed, $10,000 secured, $13,196.11 unsecured with $1,304 arrears (UNRESOLVED.) - Claim#8 is also bifurcated - $45,615 owed, secured $10,000, unsecured $35,615 with $2,047 arrears (UNRESOLVED.) 4) Must add to confirming order - Debtor to provide 2023 tax returns no later than 10/31/24. 5) Trustee OBJ: - Need 2 months proof of income from current employer. Debtor provided a check dated 6/14/24 in the amount of $1,600, no further income (RECEIVED CHECKS FOR JUNE & JULY - DISPOSABLE INCOME VERIFIES AT $18, WHICH IS NOT FEASIBLE TO MAKE TRUSTEE PAYMENTS OF $450.)mk atty will adjust I& J - Sch J excessive expense: $1,500 for estimated tax payment for 1099 employment. Must provide proof of payments 10 days prior to confirmation>>.mk; atty says it is a quarterly payment not monthly- needs proof it is being paid - There is $16,653.29 non-exempt equity in real estate. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need to file Pre-Confirmation Certification (FILED.) - Need updated homeowner insurance (RECEIVED.) Prop. Plan $450 x 60, Base Plan PTD 3/3 = $1,350 Last Claim (12-1) |
|
Matter ResolvedRequest Adjourment | 144 | 8/21/2024 10:00 am | 24-14652 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | As of 8/16/24 (DS): Debtor atty requested adj to allow time to file mod plan to remove sale and pay arrears. As of 8/13/241 (DS): 1. Wells Fargo obj still not resolved. 2. Twp of Woodbridge never filed claim. Recommend striking and not paying. 7/3/24 (DS): 1. Trustee obj to the following: - There is non-exempt equity in real property $36,393. Add to confirming order non-exempt proceeds from sale to Trustee. - Must file Pre-confirmation certification. 2. Wells Fargo (BROCK & SCOTT) obj to arrears more and sale being speculative. Obj must be resolved. 2ND OBJ FILED AS TO MOD PLAN WITH SAME OBJ Prop Plan $1,659 x 1 begin 6/1/24; $1,726 x 59 begin 7/1/24; 100% and Sale of S. Louis St by 6/1/25 Note: Amended Sched I & J filed and POI provided shows Debtor income has increased. |
|
Matter ResolvedRequest Adjourment | 145 | 8/21/2024 10:00 am | 24-14806 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/20/2024 (at): RECEIVED PROOF OF ONE PAYMENT OF $2,042 ON 8/19/2024. DEBTORS HAVE MADE ONE OF THREE TRUSTEE PAYMENTS. PLAN IS NOT FEASIBLE. DEBTORS HAVE INSUFFICIENT INCOME AND MORTGAGE CLAIM IS $104,074. PLAN PROPOSES TO PAY $70,000. 1. NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)mk - sent in need POC 2. Trustee's objection: - Need statements for the debtor's 2 401k loans and NYCERS loan. (RECEIVED - NEEDS REVIEW) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $545/month for cable/internet/phone $1,025/month for transportation Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) - The debtor has insufficient income. The debtors must sign up for e-wage within 7 days of confirmation. (LANGUAGE ADDED) - A copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 6/30/2024. (RECEIVED) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to confirmation. (RECEIVED) Plan proposes: $2,042 x 60 beginning 6/1/2024, $0 to unsecured creditors Payments: 1/3, arrears $4,084 |
|
Matter ResolvedRequest Adjourment | 146 | 8/21/2024 10:00 am | 24-14829 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/19/2024 (at): 1. Hyundai Capital filed a secured arrears claim #14 in the amount of $569.72 which is not in the plan. Is the debtor going to pay this claim? 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comps within the last 6 months from filing date. (NOT RECEIVED) - A copy of the last filed tax return - for 2023. (NOT RECEIVED) - Home equity loan balance statement prior to filing date (NOT RECEIVED) - 2 months bank statements from Bank of America checking acct#3735 prior to filing date. (NOT RECEIVED) - Amendments to Schedules B and C to add additional Bank of America checking acct#3735 (NOT AMENDED) - The debtor has undertaken an improper use of exemption. Specifically: - Improper exemptions 522(d)(1) taken on real property for Co-Debtor, who is not on Deed. Must amend Sched C. (SCHEDULE C NOT AMENDED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Proof of income verifies higher. There is disposable income $2,447. - The current Plan does not specify treatment of Hilton Grand Vacation (Timeshare) under the Plan. (MOD PLAN NOT FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is estimated non-exempt equity in real property $56,024 to $94,348. Pending updated CMA with comps, amended IRS claim and balance owed on home equity loan. (STILL NEED CMA, IRS STILL ESTIMATED AND NO STATEMENT FOR HOME EQUITY LOAN) - The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE NOT FILED) - Debtors plan does not elect to jointly administer the case. (MOD PLAN NOT FILED) - Must amend Statement of F |
|
Matter ResolvedRequest Adjourment | 147 | 8/21/2024 10:00 am | 24-14858 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | As of 8/20/24 (DS): Debtor atty requested adj to allow Debtor time to file tax return and resolve obj. As of 8/19/24 (DS): 1. Trustee obj to the following: - Debtor has insufficient income disposable income verifies $621. Bar date has passed will require a Trustee payment of $777. - Must provide 2023 tax return or cert of non-filing of tax returns, 2 months bank statements from Navy FCU prior to filing date and value statement from State Farm Insurance prior to filing date. - There is non-exempt equity in real property $226,649, 1979 Lincoln $1,000, 2008 Ford $1,549, 2008 Chevy 43,916, Cash $300, TD Bank $300, Wells Fargo $700 and State Farm Life insurance $10,978 total $245,392. - Need Trustee standard order of distribution. - Add to confirming order non-exempt proceeds from auto accident to Trustee. OTBS PAY ARREARS. - Must file Pre-confirmation certification. 2. Freedom Mortgage (BROCK&SCOTT) obj to arrears more, POC filed with arrears $11,885.24. OTBS TO PAY ARREARS $11,885.24. Prop Plan $740 x 60 begin 6/1/24; 100% Note: Atty provided Debtor's cert that 2008 Chevy is not operable therefore there is no auto insurance.3 |
|
Matter ResolvedRequest Adjourment | 148 | 8/21/2024 10:00 am | 24-14903 / CMG | Eugene D. Roth | Confirmation Hearing Scheduled | Confirmed | AS OF 8/15/24 (SF) RECOMMEND $32,670 PTD, $11109 X 57 (BEGIN 9/1/24) 100% PLAN W/MIN DIV OF $482,960 TO GUCS PER NONEXEMPT EQUITY - OK TO PAY ARREARS CLAIM 9-1 TO ROCKET MORTGAGE - OTBS WITHIN 30 DAYS Trustee objection: The debtor has insufficient income. Verified income leaves monthly disposable income of $5,743.08. Debtor must sign up for e-wage within 7 days of confirmation. The debtor's plan consists of unnecessary or excessive expense items, such as: Five car payments totaling $3,258/month . PLAN IS 100% $3,000/month to the IRS. As log as plan remains at 100% expenses will be allowed. - There is $236,620 in non exempt equity in the real estate. - There is $42,100 in non exempt equity in the clothing. - There is $200,276 in non exempt equity in the jewelry. - There is $3,963 in non exempt equity in the bank account. Plan proposes $10,890 x 60 100% Plan Payments: 2/2 RESOLVED ISSUES: - Objection filed by Rocket Mortgage (Fissel) - failure to pay arrears of $3376.66 (Withdrawn) - Need to file Pre-Confirmation Certification. (FILED) - atty disclosure statement has balance not in plan -needs to be amended to check fees thru plan. (AMENDED) |
|
Matter ResolvedRequest Adjourment | 149 | 8/21/2024 10:00 am | 24-14917 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/14/2024 (at): 1. Objection filed by Santander (Eisenberg Gold) - creditor wants $37,585.32 at the contract rate of 9.99% and adequate protection payments. (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income. - Zillow values he property at $235,700. CMA is for $100,000. Need explanation. (RECEIVED - APPRAISAL FOR $115,000) RESOLVED ISSUES: - Need April and May bank statements for account ending in 233 (per direct deposits). (RECEIVED) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - prior to confirmation. (RECEIVED) Plan proposes: $772.46 x 60 beginning 6/1/2024, base Payments: 3/3 |
|
Matter ResolvedRequest Adjourment | 150 | 8/21/2024 10:00 am | 24-14951 / CMG | Carrie J. Boyle, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 8/13/24 (DS): Ok to confirm at $600 x 36 begin 6/1/24; Base and fee app within 7 days from confirming order Prop Plan $600 x 36 begin 6/1/24; Base Note: Debtors provided certification stating the Santander Bank acct#1536 has been closed since 11/2023 and do not have any statements. Obj with Rocket resolved C/O to pay arrears $3,563.12. |
|
Matter ResolvedRequest Adjourment | 151 | 8/21/2024 10:00 am | 24-15004 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | sale motion on 8/21 AS OF 8/12/2024 (at): 1. Need proof of service on MS Services which is to the attention of a partner or managing agent. (AMENDED CERT OF SERVICE NOT FILED) 2. Claims will be paid according to the trustee's order of distribution. (LANGUAGE ADDED) 3. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Excess expenses on Amended Schedule J $526.61/telephone, cell, cable; $950/transportation 2 people; $1,400/food 2 adults; $150/contributions to other family; $542/carrying costs on Thornberry; $2,239 non-debtor spouses personal expenses and savings - need supporting documentation for all excess expenses above (NOT RECEIVED) RESOLVED ISSUES: - Need to provide May 2023 bank statement for Wells Fargo Acct 3504 (RECEIVED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - both documents provided do not show the dates of coverage (RECEIVED) - A copy of the last filed tax return - 2023 (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -There is $6,694 non-exempt equity in the 2017 Jeep (LANGUAGE ADDED) -There is $993 non-exempt equity in the 2019 Nissan (LANGUAGE ADDED) -There is $14,775.50 non-exempt equity in the debtor's home --The listing price per the MLS agreement is $117,000. As a result, non-exempt equity would be $17,820.50 (LANGUAGE ADDED) - TOTAL NON-EXEMPT EQUITY $25,507.50 (may increase based on actual sale price) -The listing price per the MLS agreement is $117,000. As a result, non-exempt equity would be $17,820.50 Plan proposes: $300 x 36 beginning 6/1/2024, sale of Thornbury Court by 6/1/2025, ba |
|
Matter ResolvedRequest Adjourment | 152 | 8/21/2024 10:00 am | 24-15005 / CMG | Timothy P. Neumann, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/14/2024 (at): 1. Objection filed by PennyMac Loan Services (Powers Kirn) - failure to cure full arrears of $61,366.14. (Per POC) (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to confirmation. (NOT RECEIVED) - A Modified Plan that completes part 5 (100% plan) (MOD PLAN NOT FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $400/month for home maintenance $1,100/month for food for two Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $352,678 in non exempt equity in the residence. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $1,101.83 x 60 beginning 6/1/2024, ? to unsecured Payments: 2/3, arrears $1,097.83 |
|
Matter ResolvedRequest Adjourment | 153 | 8/21/2024 10:00 am | 24-15011 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | As of 7/24/24 (DS): Debtor atty req. adj 341 rescheduled to 8/29/24 7/9/24 (DS): Debtor atty req adj, 341 resched to 7/25/24 |
|
Matter ResolvedRequest Adjourment | 154 | 8/21/2024 10:00 am | 24-15012 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/15/24 (SF) If creditor objection is resolved ok to confirm with terms below: RECOMMEND $2588.99 PTD, $989 X 57 (BEGIN 9/1/24) 100% PLAN - PRESERVE NONEXEMPT EQUITY IN REAL ESTATE OF $327,256 IN CONF ORDER credit agrees to adj to after bar date- 1. Objection filed by JPMorgan Chase (Powers) - failure to provide for payment of arrears in the amount of $50,457. The case and plan are filed in bad faith where the budget is proposed to be predominately funded by individuals other than the debtor and a spouse because the debtor fails to qualify for Chapter 13 for lacking regular income as required by 11 U.S.C. ?109(e). See In re Porter, 276 B.R. 32, 38 (Bankr. D.Mass. 2002) (family member's gratuitous payment to a debtor did not constitute "regular income for Chapter 13 purposes) (RESOLVED VIA ORDER) 2. Trustee objection: - Verified income leaves monthly disposable income of $2,128. (100% PLAN ) - There is $328,151 in non-exempt equity in the residence (100% PLAN.) Plan proposes $858 x 60 100% Plan Payments: 2/2 RESOLVED: Need to file Pre-Confirmation Certification. (FILED) |
|
Matter ResolvedRequest Adjourment | 155 | 8/21/2024 10:00 am | 24-15037 / CMG | Eugene D. Roth | Confirmation Hearing Scheduled | Confirmed | As of 8/19/24 (DS): Ok to confirm at $2,067 paid, $1,032 x 57 begin 9/1/24; 100% with a min. div. $75,386 to gucs due to non-exempt equity and add to confirming order Trustee ok to pay the arrears claim#15-1 Servis One/BSI $498.11. 1. Trustee obj to the following: - Debtors have insufficient income disposable income verifies $380. Must apply for E-wage or TFS. - CMA provided did not give a value of the residence and some of the comps were from 5/2023 & 6/2023. Some of the comps are properties not sold as well. Recalculated all the past 6 months comps and estimated a value of $485,053, which would be non-exempt equity $47,853. Also Zillow values $516,700. Must provide updated CMA with recent comps from the last 6 months from filing. There would be non-exempt equity $75,386. PER EMAIL FROM DEBTOR ATTY OK TO CONFIRM AT 100%. REPLIED TO EMAIL TO ASK HOW DEBTORS ARE TO FUND THE INCREASE, WHEN DISPOSABLE INCOME VERIFIES $380. PER ATTY RESPONSE DEBTOR TO WORK ADDITIONAL SIDE JOBS. - Must file Pre-confirmation certification. 2. BSI Financial filed arrears claim $498.11. ATTY OK TO PAY. Prop Plan $689 x 60 begin 6/1/24; Dollar Base $35,156.63 Note: No amended Sched A/B and C needed, updated auto insurance shows amended info on car. 2023 tax refund on page 3. |
|
Matter ResolvedRequest Adjourment | 156 | 8/21/2024 10:00 am | 24-15086 / CMG | PRO SE | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/15/2024 (at): Sent email to debtor advising that issues below must be resolved and that this hearing is adjourned to 9/18.sf Trustee's objection: The debtor has failed to file a feasible plan. The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from all employment (Amazon Flex and Axelhire) prior to filing date. (NOT RECEIVED) - A Modified Plan that corrects all issues in objection. (MOD PLAN NOT FILED) - A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan (MOD PLAN NOT FILED) - Amendments to Schedules B to remove Line 34 duplicate 2016 BMW and amends Sched C to take proper federal exemptions on all assets and removes 100% of fair market value. (NOT AMENDED) - The debtor has undertaken an improper use of exemption. Specifically: Marks off 100% fair market value on 2016 BMW and fails to take exemptions on all other personal assets such as: Electronics $2,000, E-Bike $899, Clothes/shoes $3,000, Affinity FCU checking $1,800 and savings $115. Also must remove #34 duplicated 2016 BMW. (AMENDED C NOT FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Service to Santander, after mod plan filed to correct all issues. (CERT OF SERVICE NOT FILED) Plan proposes: $212.99 x 36 beginning 6/1/2024, ? to unsecured creditors Payments: 2/3, arrears $214.97 |
|
Matter ResolvedRequest Adjourment | 157 | 8/21/2024 10:00 am | 24-15091 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | As of 8/16/24 (DS): Debtor atty requested adj due to Debtor applying for loan mod outside of Plan, mod plan will be needed to remove arrears and surrender solar panels As of 8/16/24 (DS): 1. Secured claim filed by Quantum3 Grp for solar panels. Creditor was not listed on the Plan or Sched J expenses, but listed on Sched D. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 7/11/24 (DS): Debtor atty req adj to allow time for service 7/17/24 (DS): 1. Trustee obj to the following: - Debtor over exempts $2,683.72 on Schedule C using d(5), d(1) exemption was fully used, which means debtor is only allowed $1,475 of d(5). There would be non-exempt equity in Chase checking acct 1/2 interest $1,516.43, not $2,625. - Must provide balance mortgage statements from NJ ERMA, claim was not filed. There would be may also be non-exempt equity in real property $3,704. There are 7 mortgages/liens on property, 6 claims filed. - Trustee needs claims (proof of ERMA Grant that is a lien) for other liens before they can be included in a liquidation analysis. Should be adjourned till after the bar date of 7/29/24. Prop Plan $1,200 x 60 begin 6/1/24; Base Note: Chase svings acct statemeents provided and acct is non-filing spouse. Service to creditors in motion done. Recalculated income and disposable income verifies $1,483.89, income is no issue. Debtor's certification as to Benefit Redirection defined as deductions for medical, dental, vision, Ad&D, dependent life insurance, etc. |
|
Matter ResolvedRequest Adjourment | 158 | 8/21/2024 10:00 am | 24-15102 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/19/2024 (at): RECOMMEND: $1,155 x 36 BEGINNING 6/1/2024, BASE Trustee's objection: - The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD) - The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) RESOLVED ISSUES: - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to confirmation. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $1,155 x 36 beginning 6/1/2024, base Payments: 2/3, arrears $1,332.68 |
|
Matter ResolvedRequest Adjourment | 159 | 8/21/2024 10:00 am | 24-15198 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/16/2024 (JMA) TO RESOLVE TRUSTEE OBJECTION NEED TO CONFIRM AT $1,000 PAID TO DATE, $598X57 BEGIN 9/1/2024 BASE WITH MINIMUM $130,165.47 DUE TO NON-EXEMPT EQUITY IN HOUSE 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $ 675.99. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $130,165 in non exempt equity in the residence. - Need to file Pre-Confirmation Certification RESOLVED, FILED proposed plan $500x60 base plan paid in $1000 arrears $500 last claim 3-1 |
|
Matter ResolvedRequest Adjourment | 160 | 8/21/2024 10:00 am | 24-15219 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/19/2024 (at): RECOMMEND: $1,002.89 PAID TO DATE, $1,301 x 57 BEGINNING 9/1/2024, BASE - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Student loans will be paid outside of the plan. - Preserve non exempt equity of $31,147 in real estate. 1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) 2. Objection filed by Wells Fargo Bank (LOGS) - failure to cure arrears of $1,188.67. (RESOLVED - PAY PER POC) 3. Trustee's objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $501.45. Debtor must sign up for e-wage within 7 days of confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $31,147 in non exempt equity in the residence. (LANGUAGE ADDED) - The plan is not feasible. IRS secured claim in the amount of $28,427.73 and minimum due to unsecured creditors is $31,147. Plan proposes: $500 x 60 beginning 6/1/2024, not less than $25,000 to unsecured creditors Payments: 2/3, arrears $497.11 |
|
Matter ResolvedRequest Adjourment | 161 | 8/21/2024 10:00 am | 24-15281 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED AS OF 8/20/2024 (JMA) issues as of 8/12/2024 (JMA) OK TO CONFIRM AT $3,213 PAID TO DATE, $2,200x57 begin 9/1/2024 BASE PLAN WHICH INCLUDES MINIMUM $112,435 DIVIDEND TO GUCS DUE TO NON-EXEMPT EQUITY IN HOUSE. 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,883.56. DUE TO CLAIMS AND NON-EXEMPT EQUITY NEED HIGHER PAYMENT FOR SECOND TIER THE BALANCE AS OF 5/31/2024 WAS $1,246.48 AND SCHEDULE C EXEMPTED $1,434 - NO EQUITY IN ACCOUNT 2) Not current with Trustee plan payments, arrears $1,437 proposed plan $1,550x38, $2,150x22 base plan paid in $3,215 arrears $1,437 last claim 5-1 RESOLVED ISSUES: - Need April and May statements for Chime account 1120, Robinhood crypto and Robinhood stock accounts. RESOLVED, PROVIDED - Need to file Pre-Confirmation Certification. RESOLVED, FILED - A current market analysis - with comparatives sold within 6 months of filing. CMA provided has 3 comps from 2022. RESOLVED, PROVIDED NEW CMA WITH CURRENT COMPS SHOWING VALUE OF $370,000. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month annuity repayment-RESOLVED, PROOF PROVIDED SHOWING MONTHLY ANNUITY PAYMENT OF $566.14 - Reviewed the 22C, monthly gross income is $10,099.30 ($2,332.40 x 4.33). Per the 22C, monthly disposable income is $1,749 which requires a minimum dividend of $104,979 to general unsecured creditors. There is $1,289 in non exempt equity in the Robinhood stock account. (pending review of statements) RESOLVED, STATEMENT PROVIDED, THE BALANCE AS OF 5/31/2024 WAS $1,246.48 AND SCHEDULE C EXEMPTED $1,434 - NO EQUITY IN ACCOUNT |
|
Matter ResolvedRequest Adjourment | 162 | 8/21/2024 10:00 am | 24-15346 / CMG | David Reinherz, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/19/24 (SF) RECOMMEND $2250 PTD; $1500 X 1 (BEGIN 8/1/24); $1519 X 57 (BEGIN 9/1/24) BASE PLAN - STRIKE CRAM OF SMARTPAY RENTALS AND PAY ARREARS CLAIM 7-1 - OK TO PAY WILLINGBORO MUA CLAIM 19-1 - OK TO ALLY CAPITAL ARREARS CLAIM 10-1 - US DEPT OF HUD CLAIM 5-1 TO BE PAID OUTSIDE PLAN DEBTOR IS NOT CURRENT WITH PAYMENTS ARREARS $2265 (Per atty debtor just submitted $1500 via TFS which has not posted yet) 3. Trustee objection: - The current Plan does not specify treatment of Navy FCU secured claim under the Plan. - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Smart Pay Rentals LLC. (MUST SERVE MANAGING AGENT OR COPORATE OFFICER) ALSO CLAIM FILED AS A LEASE, CANNOT CRAM (MUST RESOLVE) STRIKE AND PAY PER POC Plan proposes $1505 x 60 Base No Payments: 1.5/3 Arrears $2265 RESOLVED ISSUES: - Ally Financial filed a bifurcated claim #10 which needs to be resolved. (PER PLAN, PAY ARREARS) - A current market analysis - with comparatives sold within 6 months of filing. (RECEIVED) - Proof of social security income - for co-debtor and son. (RECEIVED) - Need a copy of the marriage certificate. (RECEIVED) - There is $15,890 in non exempt equity in the residence. Pending review of updated CMA. (MOOT) - Need April and May bank statements for account #5066 (per direct deposits) (RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $487, $592 and $401/month car payments (cannot have 3 car payments) $900/month for childcare/education Need proof of excessive expenses 10 days prior to confirmation. (3RD CAR BELONGS TO SON BUT DUE TO SS INCOME THERE IS NO EXCESS INCOME. SONS'S SS PAYS FOR CHILD'S TUITION) - The debtor has insufficient income Verified income leaves monthly disposable income of $830.30. Debtor must sign up for e-wage within 7 days of confirmation. (INCOME UPDATED AN OK) - Navy Federal filed seccured claim 9-1 in the amount of $74.55 which is not |
|
Matter ResolvedRequest Adjourment | 163 | 8/21/2024 10:00 am | 24-15397 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 8/14/24 (SF) 1e not checked for joint administration in plan. 1. Ally Bank filed arrears claim 5-1 in the amount of $1719.80 which is not addressed in plan 2. Ford Motor Credit filed arrears claim 14-1 in the amount of $1050 which is not addressed in plan 3. IRS filed estimated priority claim 4-1 (NEED AMENDED CLAIM 4. State of NJ filed estimated priority claim 25-1 (NEED AMENDED CLAIM) 5. Trustee objection: - Need Proof of 2 month's income - for co-debtor once she finds employment. - Need a copy of the last filed tax return - 2023 prior to confirmation. - Need a Modified Plan that checks off 1e (joint administration) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $5,600/month for rent $1,113 & $850/month car payments Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $1,154.62. - There is $172,115 in non exempt equity in the business equipment. - Due to transfer of real property in the last year- need all information related to that transfer to determine if it was a fraudulent transfer and case may need to be 100% - Trustee required all paper work relating to the transfer of the home and the amount of proceeds and what happened to the proceeds Plan proposes $500 x 60 Base Payments: 1/3 Arrears: $1000 |
|
Matter ResolvedRequest Adjourment | 164 | 8/21/2024 10:00 am | 24-15604 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | issues as of 8/16/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has failed to file a feasible plan - that propose a tier plan when car payment $425 ends in month 13. - The debtor has failed to supply the Trustee with the following document (s):Updated auto insurance for 2018 Kia and 2024 Kia expired 5/9/24. - A Modified Plan that surrenders the 2005 Camry. - The current Plan does not specify treatment of Santander Consumer (2024 Kia) and OneMain Financial (2005 Toyota) under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is estimated non-exempt equity in real property $284,758.32 (pending all secured claims filed), 2005 Toyota Camry (pending amended Schedules A/B and C), Cash $20, Bank of America acct#6177 (pending bank statements), Wells Fargo checking acct#6200 $534.04, TD Bank checking acct#7038 $758.28 and TD Bank savings acct#8660 (pending statements). - Must amend Schedule I to add income received on behalf of spouse $1,750.45 and $1,954 social security. - Must provide 2 months bank statements from TD Bank savings acct#8660, prior to filing date, Bank of America acct#6177 from 4/20/24 - 6/2/24 and - Add to confirming order non-exempt proceeds from auto accident to Trustee. - Arrears claim filed by Ally Capital for $32.80. - Must file Pre-confirmation certification. - Trustee to receive any lawsuit proceeds that are non-exempt 2) Ally Capital filed arrears claim in the amount of $32.80 - not provided for in plan - need to resolve proposed plan $450x13. $1,100x47 100% paid in $900 last claim 15-1 |
|
Matter ResolvedRequest Adjourment | 165 | 8/21/2024 10:00 am | 24-15623 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/8/2024 (at): RECOMMEND: $200 x 36 BEGINNING 7/1/2024, BASE Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need updated car insurance for the 2003 Honda. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $200 x 36 beginning 7/1/2024, base Payments: 1/1 |
|
Matter ResolvedRequest Adjourment | 166 | 8/21/2024 10:00 am | 24-15647 / CMG | Andrew Micklin, Esq. | Confirmation Hearing Scheduled | Dismissed | NS As of 8/16/24 (DS): 341 not held 8/15/24, still missing pension statement, no Trustee payments made 0 out of 2, arrears $1,316. |
|
Matter ResolvedRequest Adjourment | 167 | 8/21/2024 10:00 am | 24-15668 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/9/24 (SF) 1. 341 not held - Rescheduled to 8/29/24 2. Payments: 1/2 Arrears: $1000 |
|
Matter ResolvedRequest Adjourment | 168 | 8/21/2024 10:00 am | 24-15669 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/15/2024 (at): 1. NJ Division of Taxation filed an estimated claim #8 which needs to be amended. (STILL ESTIMATED) Debtor has failed to provide: - business forms and 6 months of profit and loss statements for his job as a handyman. (NOT RECEIVED) - Plan does not specify treatment of claim #4-1 of NJMVCS for $2,146.58 under the plan. Is the debtor going to pay this claim? - Must file Pre-confirmation certification. (NOT FILED) - The debtor to provide a copy of the deed showing that he doesn't own the house. (NOT RECEIVED) - The debtor to amend plan to surrender the mortgage that he co-signed with ex-wife. (MOD PLAN NOT FILED) RESOLVED ISSUES: - Claims will be paid according to the trustee's order of distribution. (LANGUAGE ADDED) Plan proposes: $100 x 60 beginning 7/1/2024, base Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 169 | 8/21/2024 10:00 am | 24-15681 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/20/2024 (at): 1. Capital One filed a bifurcated claim #6 which needs to be resolved. (2018 Nissan Sentra) 2. Objection filed by US Bank (McCalla Raymer) - failure to cure full arrears of $90,455.65. (Per POC) (UNRESOLVED) 3. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Must provide 2 months bank statements from all accounts listed on Sched B prior to filing date. (NOT RECEIVED) - Must resolve creditor objection. (UNRESOLVED) - Must file Pre-confirmation certification. (NOT FILED) RESOLVED ISSUES: - Updated auto insurance, insurance expires 7/22/24. (RECEIVED) - Must file fee app 7 days prior to confirming order. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $20,842.50. (LANGUAGE ADDED) - The debtor has failed to file a feasible plan - when car payment $460 ends in month 15. Plan does propose a tier plan increase. (OK) Plan proposes: $1,000 x 5 beginning 7/1/2024, $1,400 x 55, 0% to unsecured creditors Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 170 | 8/21/2024 10:00 am | 24-15684 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 8/16/24 (DS): Ok to confirm at $3,238 paid, $2,138 x 46 begin 9/1/24; 100% to gucs with a min. div. $27,002 to gucs due to non-exempt equity; - Add to confirming order Trustee ok to pay the arrears claim#7-1 of Wells Fargo $61.83. - Student loans to be treated outside and not paid. 1. Trustee obj to the following: - 22C has disposable income $2,384, which would require min. div. $143,040 to gucs. - The annual bonus of $8,000 needs to be added to the Debtors income. - There is non-exempt equity in real property $27,002. 2. Wells Fargo 1st mtg filed arrears claim $61.83. Needs to be paid. Prop Plan $2,138 x 48 begin 7/1/24; 100% Note: TD and Capital One Bank acct statements provided. |
|
Matter ResolvedRequest Adjourment | 171 | 8/21/2024 10:00 am | 24-15744 / CMG | PRO SE | Confirmation Hearing | Moot - Dismissed | |
|
Matter ResolvedRequest Adjourment | 172 | 8/21/2024 10:00 am | 24-15756 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/9/24 (SF) RECOMMEND $190 X 1 (BEGIN 7/1/24); $476 X 47 (BEGIN 8/1/24) BASE PLAN - MUST FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS - MUST FILE FEE APPLICATION FOR HOURLY FEES WITHIN 7 DAYS OF ENTERED CONFIRMATION ORDER 1. Trustee objection: - The debtor is not paying all disposable income into the plan pursuant to Schedules I and J. Disposable income verifies at $784 (RECOMMEND BASE OF $22,562) -Excessive expense $605/telephone, cable, internet - need to provide supporting documentation 10 days before confirmation hearing (REDUCED EXPENSES BY $100) 2. Must file pre-confirmation certification. 3. Attorney must file fee application for hourly fees Plan proposes $190 x 36 Base Payments: 1/2 Arrears: $190 RESOLVED ISSUES: -TD Bank acct #5084 need April and May 2024 statements (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 173 | 8/21/2024 10:00 am | 24-15762 / CMG | Edward Nathan Vaisman, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | NEED TO REQUEST AN ADJOURMENT OF THIS CONFIRMATION HEARING. 341 IS SCHEDULED FOR 9/19/2024. (READY) |
|
Matter ResolvedRequest Adjourment | 174 | 8/21/2024 10:00 am | 24-15769 / CMG | Rodney Nelson, Esq. | Confirmation Hearing Scheduled | Dismissed | 8/14/24(mk):Atty filed Motion To Vol. Dismissal on 9/4/24 As of 8/16/24 (DS): 341 not held 8/15/24, still missing lots of docs, also no Trustee payments made 0 out of 2, arrears $5,011.26. NO HOME OR AUTO INSURANCE PROVIDED 2pieces of real property and 7 cars |
|
Matter ResolvedRequest Adjourment | 175 | 8/21/2024 10:00 am | 24-15770 / CMG | David E. Shaver, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | issues as of 8/16/2024 (JMA) - DEBTOR'S ATTY REQUESTED ADJOURNMENT, NEEDS CONSENT OF OBJECTING CREDITOR 1) The IRS and State of NJ priority claims wipe out the non-exempt equity in the property. Both claims are estimated for 2023 taxes, however the other taxes in the claim exceed the non-exempt equity 2) PHH Mortgage Corporation (RASC) objection to confirmation - need to resolve -debtor will not satisfy admitted arrears during the life of the plan -IRS lien may usurp secured creditors claim of distribution 3) IRS priority claim #1 is estimated for 2023 taxes - need to resolve 4) State of NJ/Division of Taxation claim #7 is estimated for 2023 taxes - need to resolve 5) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2023 prior to confirmation. - Need May and June bank statements for PNC accounts 7963 and 2546. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $4,304. - Per the 22C, monthly disposable income is $4,077 which requires a minimum dividend of $244,620 to general unsecured creditors. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $3,752 in non exempt equity in the residence. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - The IRS filed an estimated claim which needs to be amended. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification proposed |
|
Matter ResolvedRequest Adjourment | 176 | 8/21/2024 10:00 am | 24-15772 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/19/2024 (mk): 1. 341 has now been scheduled for 9/5/24 2 Payments: 2/2 NEEDS REQUEST TO ADJ. THIS HEARING TO AFTER 341 |
|
Matter ResolvedRequest Adjourment | 177 | 8/21/2024 10:00 am | 24-15782 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | atty needs to review w/ client- has not heard back adj 2 weeks for response AS OF 8/19/2024 (at): RECOMMEND: $750 PAID TO DATE, $1,200 X 58 BEGINNING 9/1/2024, BASE - Need order resolving objection by Americredit within 30 days of confirmation. - Need to file Pre-Confirmation Certification within 7 days of confirmation. 1. Objection filed by AmeriCredit/GM Financial (Eisenberg, Gold) - interest rate in the plan is too low. Creditor wans 10.5% interest. Creditor wants adequate protection payments. (RESOLVED - CREDITOR TO BE PAID $42,316.97 THROUGH THE PLAN) 2. The order of distribution in the plan departs from the trustee's order of distribution. (LANGUAGE ADDED - PAY PER TRUSTEE'S ORDER) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - car insurance (RECEIVED) Plan proposes: $750 x 60 beginning 7/1/2024, base Payments: 1/2, arrears $750 |
|
Matter ResolvedRequest Adjourment | 178 | 8/21/2024 10:00 am | 24-15806 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | 2/2/ payments 341 now on 9/19/24 |
|
Matter ResolvedRequest Adjourment | 179 | 8/21/2024 10:00 am | 24-15833 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | As of 8/12/24 (DS): Debtor atty requested adj, 341 sched 8/29/24. |
|
Matter ResolvedRequest Adjourment | 180 | 8/21/2024 10:00 am | 24-15878 / CMG | PRO SE | Confirmation Hearing Scheduled | Moot - Dismissed | |
|
Matter ResolvedRequest Adjourment | 181 | 8/21/2024 10:00 am | 24-15880 / CMG | Lawrence W. Luttrell, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | issues as of 8/16/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - for ETeam job for April and May. Debtor only provided 1 stub pay date 4/12/24. - Two months bank statements from Bank of America acct#3885 prior to filing date. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $1,500 (Sched J and 2023 tax return list no dependents), Clothing $300, Tele/cell/internet/cable $725, Transportation $860, Life insurance $426, Auto insurance $600 (1 car verifies $170), 2023 taxes for federal and State $322, Storage Space $402, Subscriptions for children $100 and Mohela Student loan for children $200. Must provide proof of expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Pending additional pay stubs for ETeam employment and proof of excessive expenses proof of income verifies $10,536. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - Bank statements from Bank of America acct#2934 from 5/15/24 to 6/11/24 prior to filing date. - Must file Pre-confirmation certification. - The debtor to provide a certification regarding the vehicles listed on the auto insurance-The debtor to provide the year to date income from his spouse. 2) Debtor response to Trustee objection states the 2002 Jaguar was a gift to the debtors wife as they could not afford a car. Debtor pays his brother for the cost of insurance. Other cars listed on the insurance policy are owned by the brother, brothers wife and children, not the debtor. |
|
Matter ResolvedRequest Adjourment | 182 | 8/21/2024 10:00 am | 24-15941 / CMG | David G. Esposito, Esq. | Confirmation Hearing Scheduled | Dismissed | dismiss and motion to vacate if proof of insurance Attorney has requested adjournment but we do not have homeowner's insurance for the Philippine properties (PER ATTY, DEBTOR DOES NOT HAVE INSURANCE AND WAS TOLD INSURANCE IS NOT REQUIRED IN THE PHILIPPINES) PER AR, ATTY MUST APPEAR AS OF 8/16/24 (SF) 1. IRS filed secured clam in the amount of $94,591.45 which is not addressed in plan. 2. Trustee objection: - The debtor has insufficient income disposable income verifies $274, plan propose a tier plan starting at $1,132.84. - Need a current market analysis - for the 3 properties in the Phillipines. - Need a copy of the homeowner's insurance renewal declaration - for the 3 properties in the Phillipines. - Need a copy of the deed - translated in English for Lot 41144 and Lot 2036. - Need a Modified Plan that removes Fay Servicing and unsecured creditor on Part 3a, removes Fay Servicing from Part 4g to pay claim in full and adds Trustee standard order of distribution on 8c. - The debtor has undertaken an improper use of exemption. Specifically: Schedule C uses d(1) joint exemption $55,800, Deed only in Debtor name, not in the Co -Debtor's name. - There is non-exempt equity in real property $293,607, Phillipine properties estimated $289,710 (pending CMAs) and 2012 Ford $12,600. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution. - Must file Pre-confirmation certification. Plan proposes $1132.84 x 24; $1632.84 x 12; $2132.84 x 24; 100% plan; Sale of real estate in Phillipines by 6/13/25 |
|
Matter ResolvedRequest Adjourment | 183 | 8/21/2024 10:00 am | 24-15969 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | issues as of 8/16/2024 (JMA) 1) Cardinal Financial Company (Brock & Scott) objection to confirmation - need to resolve -arrears $691.90, plan does not propose to pay arrears through plan 2) Ally Capital (Lavin Cedrone) objection to confirmation (2015 Ford Explorer)- need to resolve -creditor request plan be modified to provide for petition balance of $9,371.19 with interest rate of 10.50% for total $12,085.41 to be paid over 60 months . The creditor lien not released until the completion of the plan 3) Ally Capital (Levin Cedrone) objection to confirmaiton (2016 Lexus ES Hybrid) - need to resolve - Creditor hereby requests that the Plan be modified to provide for the petition balance of $13,359.63 with an interest rate of 10.50% for a total of $17,229.03 to be paid over 60 months of the Plan and that the Creditor's lien shall not be released until the completion of the Plan and the entry of the Debtor's discharge order. 4) Trustee objection to confirmation - need to resolve - A current market analysis - with comparatives sold within 6 months of filing. Zillow values the property at $619,600. - Domestic Support Obligation information for Karen Campoverde. - A copy of the homeowner's insurance renewal declaration - Policy provided expires on 7/10/24. - Need to provide updated proof of income along with a certification and explanation for all additional Zelle income. - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Ally Financial. - Need to file Pre-Confirmation Certification. proposed plan $289x60 base plan paid in $289 arrears $289 last claim 15-1 |
|
Matter ResolvedRequest Adjourment | 184 | 8/21/2024 10:00 am | 24-16031 / CMG | Mark S. Cherry, Esq. | Confirmation Hearing Scheduled | Dismissed | issues as of 8/16/2024 (JMA) 1) Previous request for adjournment was denied, no Trustee payments to date, arrears $9147 2) 341 rescheduled for 8/29/2024 3) The Bank of New York (Padgett Law Group) objection to confirmation - need to resolve -anticipated arrears $275,543.53 |
|
Matter ResolvedRequest Adjourment | 185 | 8/21/2024 10:00 am | 24-16037 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | 341 9/5/24 NEEDS REQUEST TO ADJ THIS CONF TO AFTER 341 DATE |
|
Matter ResolvedRequest Adjourment | 186 | 8/21/2024 10:00 am | 24-16062 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 341 IS SCHEDULED FOR 8/15/2024 (READY) |
|
Matter ResolvedRequest Adjourment | 187 | 8/21/2024 10:00 am | 24-16065 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 10/16/2024 10:00 am | As of 8/16/24 (DS): Debtor atty requested adj, 341 resched 9/12/24 |
|
Matter ResolvedRequest Adjourment | 188 | 8/21/2024 10:00 am | 24-16085 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Plan Denied | upated 8/20/2024 (JMA) issues as of 8/16/2024 (jma) 1) Carrington Mortgage Services (Hill Wallack) objection confirmation - need to resolve -there are pre-petition arrears in the amount of $11,374.94>>mk: Order submitted Terms= PAY ARREARS 11,374.94 per POC<< 2) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - updated homeowner insurance, if not confirmed by 8/21/24, insurance expires 8/23/24. RESOLVED, RENEWAL PROVOCED - Need to file a Modified Plan that marks off 1e, 5a and 8c Trustee standard order of distribution, plus adds arrears owed to AmeriCredit and Mercedes-Benz and adds solar panels outside. NOT FILED - Amendments to Schedules D or G to add solar panel company, listed on Sched J. NOT FILED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Childcare/education cost $1,200, solar panels $72 (not in plan or schedules), car payments $385, $848 and $723. NOT PROVIDED - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Proor of income also verifies higher for Debtor $9,214, Sched I has $8,751. - The current Plan does not specify treatment of Solar Panel company under the Plan. NOT RESOLVED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in 2021 Hyundai $3,085, Bank of America acct#8936 $1,096, Bank of America acct#1020 $4,515, Bank of America acct#8986 $79 and Wells Fargo acct#4724 $242 total $9,017 - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a) |
|
Matter ResolvedRequest Adjourment | 189 | 8/21/2024 10:00 am | 24-16087 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | 341 on 8/29 |
|
Matter ResolvedRequest Adjourment | 190 | 8/21/2024 10:00 am | 24-16090 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | 341 IS SCHEDULED FOR 9/5/2024. (ready) |
|
Matter ResolvedRequest Adjourment | 191 | 8/21/2024 10:00 am | 24-16109 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | as of 8/16/2024 (JMA) ok to confirm at $400 paid to date, $200x33 begin 9/1/2024, $550x20 begin 6/1/2027 which includes minimum $10,953.19 to gucs 1) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $9,617 in non-exempt equity in the vehicles. RESOLVED, PLAN PAYS MINIMUM $10,953.19 TO GUCS - There is $766 in non-exempt equity in the bank accounts - RESOLVED, PLAN PAYS MINIMUM $10,953.19 TO GUCS proposed plan $200x33, $550x20 base with minimum $10,953.19 to general unsecured creditors paid in $400 last claim 6-1 |
|
Matter ResolvedRequest Adjourment | 192 | 8/21/2024 10:00 am | 24-16112 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | issues as of 8/15/2024 (JMA) TO RESOLVE TRUSTEE OBJECTION, NEED TO CONFIRM AT $268 PAID TO DATE, $521X34 BEGIN 9/1/2024 BASE PLAN 1) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Excess expense on Schedule J: $717 car payment. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Income verifies higher than scheduled. DISPOSABLE NET INCOME IS $623.95 proposed plan $268x36 base paid in $268 arrears $268 last claim 8-1 |
|
Matter ResolvedRequest Adjourment | 193 | 8/21/2024 10:00 am | 24-16121 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | AS OF 8/19/2024 (at): 1. Objection filed by Compu-Link/Celink (Robertson Anshutz) - sale plan is speculative and silent as to efforts to sell the property. (UNRESOLVED) 2. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Electricity $600 and Tele/cell/internet $692. - Plan fails to provide for a prompt sale/refinance of the debtor's real property. - Case needs to be a Base due to possible non-exempt equity in real property and non-exempt proceeds from the Estate of Gwendolyn V. Jones. (MOD PLAN NOT FILED) RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s). Edison automotive not served. (CERT OF SERVICE FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $994 non-exempt equity in Motion Federal Credit Union checking acct. (LANGUAGE ADDED) - Add to confirming order non-exempt proceeds from sale of residence and Estate of Gwendolyn Jones to Trustee. (LANGUAGE ADDED) Plan proposes: $370 x 36 beginning 7/1/2024, sale of residence by ?, $0 to unsecured creditors Payments: 1/2, arrears $360 |
|
Matter ResolvedRequest Adjourment | 194 | 8/21/2024 10:00 am | 24-16122 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | mk:atty has LM want s adj to file motion to approve AS OF 8/15/2024 (at): 1. Objection filed by Capital One Auto (Lavin, Cedrone) - creditor wants $10,180.29 at 9.5% for a total of $12,828.30. Sufficient value for the car to be paid in full. (UNRESOLVED) 2. Objection filed by PennyMac (Powers Kirn) - failure to cure full arrears of $46,980.51 (Per POC) (RESOLVED - PAY PER CLAIM) 3. Trustee's objection: - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following: - proof of 2 month's income for the debtor which include pay dates on them. (NOT RECEIVED) - DSO information (NOT RECEIVED) - TD Bank filed a bifurcated claim which needs to be resolved. (UNRESOLVED) - The attorney's fees in the plan ($0) and the disclosure statement ($1,250) do not agree. One of these must be amended. (NEITHER AMENDED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The schedules fail to account for the tax refund of $11,066 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Claims will be paid according to the trustee's order of distribution. (LANGUAGE ADDED) Plan proposes: $950 x 60 beginning 7/1/2024, Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 195 | 8/21/2024 10:00 am | 24-16136 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | issues as of 8/15/2024 (JMA) 1) Santander Consumer USA Inc (Eisenberg, Gold & Agrawal) objection to confirmation -need to resolve -plan fails to pay Santander interest on its claim 2) Trustee objection to confirmation - need to resolve - The debtor has failed to file a feasible plan - propose a tier plan, when car payment $600 ends in month 18. PLAN PROPOSES TO PAY CLAIM IN FULL $29,997.85 WILL NEED MORE THAN 18 MONTHS TO PAY - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Electricity/heat/gas $575 and Tele/cell/internet/cable $700. THIS IS A 100% PLAN - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c has disposable income $5,411.20, PLAN PAYS 100%. - Disposable income verifies $5,250. - The current Plan does not specify treatment of US Dept of Housing and Pennsylvania Dept of Revenue under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in residence $23,449, One Bank acct#332 $1,218.15 and One Bank savings acct#3322 $1,366.25 total $26,033. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - CarMax Auto filed arrears claim $660.71. - Must file Pre-confirmation certification. - The debtor has a $840 monthly car payment that is not disclosed in schedule J. proposed plan $1,360x60 begin 7/1/2024 100% plan paid in $1,360 arrears $1,360 last claim 19-1 |
|
Matter ResolvedRequest Adjourment | 196 | 8/21/2024 10:00 am | 24-16149 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | As of 8/19/24 (DS): Debtor atty requested adj 341 sched 9/5/24 |
|
Matter ResolvedRequest Adjourment | 197 | 8/21/2024 10:00 am | 24-16171 / CMG | Evan N. Pickus, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | |
|
Matter ResolvedRequest Adjourment | 198 | 8/21/2024 10:00 am | 24-16174 / CMG | Thomas J. Orr, Esq. | Confirmation Hearing Scheduled | Dismissed | NS AS OF 8/20/2024 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $15,870 |
|
Matter ResolvedRequest Adjourment | 199 | 8/21/2024 10:00 am | 24-16220 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | AS OF 8/15/2024 (at): 1. John Mwangi filed a bifurcated claim #5 which needs to be resolved. Plan proposes: $320 x 48 beginning 7/1/2024, $0 to unsecured creditors Payments: 1/2, arrears $320 |
|
Matter ResolvedRequest Adjourment | 200 | 8/21/2024 10:00 am | 24-16232 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | As of 8/19/24 (DS): Debtor atty requested adj 341 sched 9/5/24. |
|
Matter ResolvedRequest Adjourment | 201 | 8/21/2024 10:00 am | 24-16248 / CMG | Andy Winchell, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP filed 8/20/24 -needs a date file MP in 14 days w/ notice and will w/d #22 AS OF 8/16/24 (SF) 1. Objection filed by Bank of America (McDonough) - The plan does not provide for treatment of creditor's claim. 2. Bank of America filed arrears claim 5-1 in the amount of $379.48 which is not addressed in plan 3. Objection filed by PHH Mortgage (RAS) - Secured Creditor objects to the added verbiage in the Plan stating "Senior mortgage on debtor's residence; debtors dispute claim as to total amount of debt as of petition date and as to alleged arrears & dispute that scheduled party is lawful owner & holder of original note." The Plan is unclear and creates confusion and should not be confirmed. 4. Trustee objection: - Need a copy of the homeowner's insurance renewal declaration - updated homeowner insurance, if not confirmed by 8/21/24, insurance expires 8/23/24. - Need Auto insurance for 2018 Ford Explorer and updated motorcycle insurance for 1999 Victory V92C if not confirmed by 8/29/24 (expires 8/21/24). - Need a Modified Plan that marks off 8a upon confirmation. - Need Amendments to Schedules A/B and C to add 2018 Ford Explorer. - The debtor has undertaken an improper use of exemption. Specifically: Marking off 100% of fair market value on Schedule C. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Sched J has excessive expenses: $500 home maintenance, $545 elect/gas/heat, $525 water/sewer/garbage, Food has $3,200, clothing $350, medical $500, transportation $800, entertainment $400, spouse lease car payment $689, pet expenses $375, spouse credit cards $2,500 and child related expenses $400. - 22c-1 takes improper deduction for a household of 6 which includes adult child and spouse and 2 grandchildren listed as dependents, whereas there is no income from the 2 adults listed as dependents. These dependents are not on 2023 tax returns. - 22c-1 Line 13 has spouse credit card payments $2,500 (Must provide proof of thes |
|
Matter ResolvedRequest Adjourment | 0 | 8/21/2024 10:00 am | 24-16258 / CMG | Jeanie D. Wiesner, Esq. | Order Show Cause | Withdrawn | MISSING DOCS |
|
Matter ResolvedRequest Adjourment | 202 | 8/21/2024 10:00 am | 24-16258 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | As of 8/16/24 (ds): Debtor atty requested adj to allow time for mortgage claim to be filed and resolve all issues. P&L provided and will be reviewed at next hearing. As of 8/16/24 (DS): 1. Trustee obj to the following: - Excessive expenses on Schedule J: Double dipping expenses on P&L and Sched J, also homeowner insurance expense: Homeowners insurance $250 on P&L (Not sure if insurance is paid by mortgage, also insurance is $192 monthly per statement provided $2,300 yrly ), Electricity/gas $673 ($300 Sched J and P&L $373), cellphone $518 ($360 Sched J and $158 P&L) and auto insurance $451 ($284 Sched J and $167 P&L, $253 per auto insurance for all 3 cars, no insurance provided for 2018 Ram Van. Must provide proof of expenses 10 days prior to confirmation. - Proof of income verifies higher, there is disposable income. - There is non-exempt equity in real property $170,639, TD Bank acct#4799 $3,971, TD Bank acct#1,856 and TD Bank acct#5225 $438. - Must file Pre-confirmation certification. 2. The Bank of NY Mellon (POWERS KIRNS) obj arrears $3,442 owed, no POC filed. Must resolve obj. Prop Plan $1,300 x 60 begin 7/1/24; Base Note: Auto insurance for 2018 Ram 2500 and life insurance value statement provided. |
|
Matter ResolvedRequest Adjourment | 203 | 8/21/2024 10:00 am | 24-16263 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 10/2/2024 10:00 am | issues as of 8/15/2024 (JMA) 1) 341 not held, rescheduled for 9/19/2024 2) Not current with Trustee plan payments, arrears $1,000 |
|
Matter ResolvedRequest Adjourment | 204 | 8/21/2024 10:00 am | 24-16266 / CMG | Jose R. Torres, Esq. | Confirmation Hearing Scheduled | Dismissed | NS issues as of 8/15/2024 (JMA) 1) 341 not held - still missing documents 2) Current with Trustee plan payments |
|
Matter ResolvedRequest Adjourment | 205 | 8/21/2024 10:00 am | 24-16290 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 9/4/2024 10:00 am | mk: work up and reach out to atty mk; son is paying 2 mtgs for parents no rent debtor supports both parents. mk reach ouot to atty AS OF 8/20/2024 (MK):updated 1. Objection filed by Bhailalbhai Patel and Heena Patel (Gillman, Bruton) - creditor wants proof that debtor's household size is 3 and believes that the debtor manipulated the 122C-1 to be below median when he's actually above median. Objecting to debtor's expenses. (UNRESOLVED) Debtor atty reply #18 2. Trustee's objection :DEBTOR/ATTY CERT REPLY #17- debtor supports elderly parents - contributes to their Bkcy cases...but his parents appear to live w/ him so it is a HH of 3 DEBTOR'SPARENTS OWN THE HOME THEY ALL LIVE IN-LOOOKS LIKE HE PAYS MTG AND RENT TO THEM?? - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,389/month for rent and $813/month for additional mortgage payments (debtor rents) $205/month for clothing $265/month for life insurance $170/month for financed roof and solar panels $375/month for miscellaneous - Needs certification as to the rent to parents and all that he pays and as to other expenses (NOT RECEIVED) - Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED) --------RESOLVED ISSUES--------------- . Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $14,492.61 (Per obj) RESOLVED- STATUS CHANGE- OBJ. WAS W/D The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the profit-sharing account with Proskauer Rose. (RECEIVED) - Need a statement for the Robinhood account. Deposits of $2,500k on 4/26 and $4,000 on 5/7 to this account. (NOT RECEIVED) - Need a statement for the Zelle account. $2,300 deposited in there on 5/3. (NOT RECEIVED) Plan proposes: $200 x 36 beginning 7/1/2024, base Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 206 | 8/21/2024 10:00 am | 24-16345 / CMG | Michael Schwartzberg, Esq. | Confirmation Hearing Scheduled | Dismissed | NS issues as of 8/15/2024 (JMA) 1) 341 not held, not rescheduled - no 341 documents provided 2) No Trustee payments to date, arrears $800 3) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - need to resolve -anticipated pre-petition arrears $207,125.34 |
|
Matter ResolvedRequest Adjourment | 207 | 8/21/2024 10:00 am | 24-16431 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/15/2024 (at): RECOMMEND: $1,000 PAID TO DATE, $1,150 x 58 BEGINNING 9/1/2024, BASE Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $3,022/month for rent (need copy of lease) $225/month for home maintenance(have rental) $925/month for transportation (NEED PROOF OF EXCESSIVE EXPENSES) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Updated verified income leaves monthly disposable income of $1,335.70. - Per the 22C, monthly disposable income is $2,380 which requires a minimum dividend of $142,800 to general unsecured creditors. - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $1,000 x 60 beginning 7/1/2024, base Payments: 1/2, arrears $1,000 |
|
Matter ResolvedRequest Adjourment | 208 | 8/21/2024 10:00 am | 24-16432 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 9/18/2024 10:00 am | |
|
Matter ResolvedRequest Adjourment | 209 | 8/21/2024 12:00 pm | 22-16232 / CMG | Yakov Rudikh, Esq. | Motion Compensation | Granted | (FEES PD AT CLOSING) |
|
Matter ResolvedRequest Adjourment | 210 | 8/21/2024 12:00 pm | 22-18410 / CMG | Joseph Albanese, Esq. | Motion Compensation | Judge to Reserve Decision | ct gave debtors till Friday if they have any objection by Monday 8/26/24 was marked as granted - debtors appeared- had questions |
|
Matter ResolvedRequest Adjourment | 211 | 8/21/2024 12:00 pm | 23-18210 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 212 | 8/21/2024 12:00 pm | 24-13403 / CMG | PRO SE | Objection to Interim Scheduling Order | Revised Order Submitted | DEBTOR ATTY TO SUBMIT AN REVISED SCH ORDER Debtor objection to TR PPSD Interim scheduling order >DEBTOR HAS MADE NO PAYMENTS TO TR AT ALL >Case filed in April 2024. Dismissed May 28. Dismissal vacated June 11,2024. Now we are in the later part of August and still major deficiencies in case. Missing amended schedules for I & J and MP and 341 dox are incomplete. >>no realtor has been retained .Listing agreement unsigned and not dated-internet shows properties in NJ and TX not for sale >According to sch A :debtor owns 2 pieces of real property :we have home insurance for NJ property but not the condo in Houston, TX -no Proof of income provided bank statements show minimal balances NO MP PLAN filed - Original plan filed by Debtor #38 is incomplete and makes no sense. >MFR by US BANK on 9/4/24- Post pat arrears 9,599.96 and pre petition arrears 135,050.44 (Claim #12-1) THERE WAS A SHERIFF SALE SCHEDULED FOR 6/12/24 BUT WAS CANCELLED DUE TO BKCY FILING. NO MOTION TO VACATE THAT J'MENT HAS BEEN FILED IN THE SUPERIOR COURT OF NJ |
|
Matter ResolvedRequest Adjourment | 212 | 8/21/2024 12:00 pm | 24-13403 / CMG | PRO SE | Hearing Scheduled (Document) | Revised Order Submitted | MK: see notes on Interim order |
|
Matter ResolvedRequest Adjourment | 213 | 8/21/2024 12:00 pm | 24-14208 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | 7/24 amt PRE CONF CERT HAS NOT BEEN FILED TO DATE |
|
Matter ResolvedRequest Adjourment | 214 | 8/21/2024 12:00 pm | 24-15878 / CMG | PRO SE | Motion Prospective Relief | Granted | MK:PER CHAMBERS - THIS IS ADJ TO 8/21/24 AT NOON FOR JUDGE TO HEAR mk: atty for creditor has requested the Ct keep case open till after 8/7 as he wants the order for in rem relief entered BEFORE case gets closed. Debtor's 6th bankruptcy case MANUFACTURERS AND TRADERS TRUST /Constitution Drive (PARKER) |
|
Matter ResolvedRequest Adjourment | 220 | 8/21/2024 3:00 pm | 24-10783 / CMG | John Zimnis, Esq. | AP Summons Issued | Order Previously Submitted | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |