| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 8/16/2023 9:00 am | 17-17285 / CMG | Kirsten B. Ennis, Esq. | Creditor Certification of Default | Granted | Debtor obj, made pymt<>CARRINGTON/Pleasant ave (LOGS) 8/15/23(mk) Update; email from E. Wassel: default over 11,000. all payments debtor claims were unaccounted for were credited .THIS IS DEBTOR'S 3RD POST PET DEFAULT- CREDITOR WILL NOT AGREE TO ANOTHER CO- WANTS IT HELD FOR JUDGE UNLESS DEBTRO W/D OPPOSITION. MK: Total due as of 7/6/23 is $10,175.49. Debtor says pd $5874.70 not accounted for and debtor searching records... and deal with the rest |
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Matter ResolvedRequest Adjourment | 2 | 8/16/2023 9:00 am | 17-28305 / CMG | Andrew Thomas Archer | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 8/1 AMT: PIF/PENDING CLOSING<<>> 7/27 AMT: ATTY PROVIDED PROOF OF $1,910 PYMT FOR PL BAL/ADJ TO ALLOW TIME FOR FUNDS TO POST<> 7/24 AMT: FINAL TRUSTEE CONDUIT TO BE MADE FOR JULY/NTC OF TERMATION DOCKETED. PAYOFF LETTER ISSUED FOR REMAINING SMALL BAL TO COMPLETE PLAN (APPX $1,900) <<>> 7/18 /23: atty sent proof of payment so adj 8/2 for posting Debtor obj, will pay<>ARREARS .last pay 4/10/23. plan expired |
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Matter ResolvedRequest Adjourment | 3 | 8/16/2023 9:00 am | 18-14201 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 8/16/23:funds posted today- can w/d motion- 8/11/23: atty says told client needs to pay or Dismiss and debtor said he would make payment atty says debtor gets paid 8/17 and will pay it off told him needed to run by AR as in mo 65 and this has been on since march- paid in full or dismiss (8/4 AMT: UNAUDITED PLAN BAL - $489)<<>> Debtor obj<>ARREARS as of 5/10/23 and we are in month 62 PLAN HAS EXPIRED. BALANCE DUE $1,689 ANY UPDATE? MOTION WAS CARRIED FROM 4/19 23 FOR PLAN PAYOFF >debtor says going to take a pension loan to pay it off |
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Matter ResolvedRequest Adjourment | 4 | 8/16/2023 9:00 am | 18-18041 / CMG | Stacey L. Mullen, Esq. | Creditor Certification of Default | Continued 9/20/2023 9:00 am | creditor adj request to allow debtor to cure 8/10/23:mk: waiting for update from attys Debtor obj, made pymts<> ALLIED BANK/Hampshire Way (Stewart Legal) |
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Matter ResolvedRequest Adjourment | 5 | 8/16/2023 9:00 am | 18-18882 / CMG | Jacqueline R. Rocci, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO PAY PLAN BALANCE $3,168 PLAN IN MO 63- EXPIRED last pay was in April |
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Matter ResolvedRequest Adjourment | 6 | 8/16/2023 9:00 am | 18-24958 / CMG | Joseph Casello, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 8/11/23: atty sent screen shot of payment should post before hearing date making payment 8/10/23 ARREARS mk: Plan in Mo 61 Plan balance is 714 |
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Matter ResolvedRequest Adjourment | 7 | 8/16/2023 9:00 am | 18-27689 / CMG | Piotr Rapeiewicz Esquire | Trustee Certification of Default | Continued 9/20/2023 9:00 am | 8/9/23(mk) atty sent proof of cashiers check for /12 plan balance 1,209- needs to post then will make last payment due on plan is mo 60 which is Sept. 8/7/23(mk): arrears now 1,657. Plan in month 59 and plan balance $2,418 7/14/23(mk): atty provided proof of bank check for $6,153 to Tr and mailed today. debtor said will send add'l ck $781 to be mailed on 7/20. AS of 6/30/23: Atty advises debtor refund for support arrears will be 6,153.18. probation case worker mailed ck to debtor today. adj to 7/19 for posting of $.also told atty debtor needs to make a payment 5/17/23(mk): atty for debtor submitted child support payment history for debtor. Ocn Cty probation was double garnishing and a refund check will be issued but don't know how much. ADJ 30 days 6/21/23 to see if resolved. Debtor obj<> ARREARS as of 5/10/23 $6,248. Last pay 9/29/23 Debtor says Probation holding $(5,396.93) belonging to debtor due to incorrect w/holding for child support. ------------------- In MO 56. what is status of lawsuit per conf order? (amt: see attached atty email)- mk: appeal for pension benefits- DENIED |
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Matter ResolvedRequest Adjourment | 8 | 8/16/2023 9:00 am | 18-34987 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | PLAN WILL NOT COMPLETE TIMELY DUE TO PP MTG ARREARS & SUPP ATTY FEES ADDED TO PLAN; |
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Matter ResolvedRequest Adjourment | 9 | 8/16/2023 9:00 am | 19-10341 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | Debtor obj, can pay $500 & requests recap<>ARREARS 4,672 as of 8/7 Bad Pay history for payment and recap to finish case |
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Matter ResolvedRequest Adjourment | 10 | 8/16/2023 9:00 am | 19-13047 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | order submitted 8/16- minutes changed so no hearing on 9/6 Debtor obj, request recap<>WILMINGTON SAVINGS/110 Tattersall Dr (BROCK & SCOTT) MK: Post pet 7,693.94 as of 7/10/23 Debtor says made good faith payments but request 8-12 mo payment plan to pay it back co debtor returns to work 8/14/23 |
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Matter ResolvedRequest Adjourment | 11 | 8/16/2023 9:00 am | 19-13780 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj, can pay<>ARREARS 481 as of 8/9/23 owes for August email to atty: PTD, 24,024 (54 Mos) then 481 x 5 begin 9/1/23 |
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Matter ResolvedRequest Adjourment | 12 | 8/16/2023 9:00 am | 19-15753 / CMG | Herbert B. Raymond, Esq. | Motion Compel | Continued 9/6/2023 9:00 am | Debtor obj<>MTN TO COMPEL PAYMENT OF POST-PET FEES/THE OAKS AT NORTH BRUNSWICK CONDO (HUESTON MCNULTY) |
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Matter ResolvedRequest Adjourment | 13 | 8/16/2023 9:00 am | 19-18582 / CMG | Yakov Rudikh, Esq. | Motion for Relief from Stay | Order to be Submitted | RELISTED - 8/2/23 MTN TO VACATE STAY WAS OTBS<<>> Debtor obj, requested proof of pymt made<>WILMINGTON SAVINGS/Kingsberry Drive (Powers) |
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Matter ResolvedRequest Adjourment | 15 | 8/16/2023 9:00 am | 19-19102 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Continued 9/6/2023 9:00 am | mk; motion may be w/d needs to verify current 8/10/23(mk): NEED UPDATE ON THIS. Cert was filed in May and adj several times. ATTY SAYS SHOULD BE RESOLVED...asked to notice when it is actually resolved 5/3/23: creditor sent payment history but needs to be updated Motion was adj. from MAY to 6/7 NEED STATUS Debtor obj<> US BANK/Stony Brook Way (Friedman Vartolo) Mk: post pet arrears is cure payment of $658.39 as of 2/6/23 debtor says made the cure payment. TR motion 7/19/23 (arrears) |
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Matter ResolvedRequest Adjourment | 14 | 8/16/2023 9:00 am | 19-19102 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | 8/10/23(mk): arrears now $970- need update on creditor cert of default- atty says should be resolved- waitiing for the IT IS RESOLVED then can give a recap 7/17/23(mk) atty email - say filed opp'n . and has payment of 1,635. asked for status on creditor cert of default Debtor obj, made pymt<>ARREARS 2,120 as of 7/17/23. Last pay 1/26/23 |
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Matter ResolvedRequest Adjourment | 16 | 8/16/2023 9:00 am | 19-21386 / CMG | George E Veitengruber III | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | 9/20/23 to be current - NFA fee app on 8/16 1550- asked atty for revised order for fees outside as if added to base will make her payments much higher for a recap ARREARS $ 1,794 as of 8/11 23 |
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Matter ResolvedRequest Adjourment | 17 | 8/16/2023 9:00 am | 19-25044 / CMG | Melinda D Middlebrooks, Esq | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | mk: debtro self employed- waitng for funds to clear to make payment to cure - needs 30 days- 9/20 PEREMPTOTY Debtor obj, will pay end of month<>ARREARS 14,113 made a July payment but payment before then was in April. |
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Matter ResolvedRequest Adjourment | 18 | 8/16/2023 9:00 am | 19-25094 / CMG | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | adj to 9/6 to make payment of D adj to 8/16/ to allow atty to review w/ client mk TR order by atty for debtor w/ recap and any default automatic dismissal Debtor obj, will pay<>ARREARS 2,733.50 as of 8/9/23 made recent payments. Bad pay History |
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Matter ResolvedRequest Adjourment | 19 | 8/16/2023 9:00 am | 19-25109 / CMG | Robert Cameron Legg, Esq. | Motion for Relief from Stay | Denied | 8/16: creditor di not show- Mp was confirmed RELISTED - 11/16/22 was OTBS/no order<<>> Debtor obj<> WATERFALL VICTORIA GRANTOR TRUST (Stevens Lee) Post pet 13,729.12 as of 6/1/23 debtor believes they are current |
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Matter ResolvedRequest Adjourment | 20 | 8/16/2023 9:00 am | 19-30936 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/20/2023 9:00 am | adj nfa Debtor obj, <>SANTANDER /State St (BROCK & SCOTT) Mk: creditor says $4,041.80 as of 6/2/23 debtor obj - says "believes he is current" creditor adj request uploaded 7/13; working on settlement |
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Matter ResolvedRequest Adjourment | 21 | 8/16/2023 9:00 am | 19-32922 / CMG | Melinda D Middlebrooks, Esq | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | 8/15/23: adj 30 days to be current Debtor obj, will pay by 9/15<>ARREARS 5,753 as of 8/10. last pay in May |
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Matter ResolvedRequest Adjourment | 22 | 8/16/2023 9:00 am | 20-13570 / CMG | TAMIKA N. WYCHE, ESQ. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 7,732. last pay 4/13/23 |
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Matter ResolvedRequest Adjourment | 23 | 8/16/2023 9:00 am | 20-13821 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | FAILED TO ADDRESS LATE, ESTIMATED PARTIAL PP NJ DIV TAX CLM #21-1 Motion to reduce claim on for 9/20/23 |
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Matter ResolvedRequest Adjourment | 24 | 8/16/2023 9:00 am | 20-15365 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 8/16 AMT: ORDER ON MFR/CONDUIT TO CHAMBERS - 7 DAY<<>> 8/15/23:Both debtor and creditor agree to TR conduit order 8/16/23 PEREMPTORY >>>8/7/23: Conduit order sent to parties ------- 7/31/23(mk): creditor agrees to conduit 7/18 AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, can pay in 6 mo cure<>NEWREZ/SHELLPOINT/gilman La (McCALLA RAYMER) MK: creditor: 12,726.19 as of 6/1/23 |
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Matter ResolvedRequest Adjourment | 25 | 8/16/2023 9:00 am | 20-16539 / CMG | Kevin C. Fayette, Esq | Trustee Certification of Default | Trustee Order | 8/15/23: atty has 2 money orders total 2500. TR Order : 20,954.50 PTD, Then $2,500 by 8/25/23 The plan to continue at $750 x 21 begin 9/1/23 Debtor obj, can make pymt & request recap<> ARREARS 2,445 as of 8/9/23. last pay 5/2/23- NEEDS RECENT PAYMENT THEN DO A RECAP |
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Matter ResolvedRequest Adjourment | 26 | 8/16/2023 9:00 am | 20-16741 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 8/16 PEREMPTORY NFA Debtor obj, making pymts to tax collector; requesting tax info<>PHH MTG/Borghaus Rd (McCALLA RAYMER) MK:post petition escrow advances by creditor as of 3/1/23 $3,556.64 debtor says:has home insurance and has been making prop tax payments directly to tax collector |
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Matter ResolvedRequest Adjourment | 27 | 8/16/2023 9:00 am | 20-17312 / CMG | John Zimnis, Esq. | Creditor Certification of Default | Continued 9/6/2023 9:00 am | creditor to request adj. Debtor obj, will pay<> PHH/Keswick Ave (RAS) 8/9/23:(mk):Debtor atty email : good case for conduit- need Aleisha's response and added AMT to email chain and red flagged case for Conduit |
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Matter ResolvedRequest Adjourment | 28 | 8/16/2023 9:00 am | 20-18214 / CMG | Yakov Rudikh, Esq. | Motion Relief from Co-Debtor Stay | Granted | SELECT PORTFOLIO/Forrestal Rd (FEIN, SUCH) Post pet :$47,482.97(mised payments in 2021, 2022 and 2023) |
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Matter ResolvedRequest Adjourment | 29 | 8/16/2023 9:00 am | 20-18589 / CMG | Robert C. Nisenson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | 8/15/23 :Motion to Reduce claim 2-2 of Mellon bank to -0- filed- Hearing date 9/6 Debtor obj, filed mtn <>FAILED TO ADDRESS BANK OF NY MELLON POC #2-1 |
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Matter ResolvedRequest Adjourment | 30 | 8/16/2023 9:00 am | 20-20493 / CMG | Andrew B. Finberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Payment posted 8/7 AMT: FINAL PYMT MADE/ADJ TO ALLOW TIME FOR FUNDS TO POST<<>> 7/8 AMT: EMAIL TO ATTY W/PAYOFF LETTER<<>> Debtor obj<>ARREARS (plan bal) $714.62 Last pay 3/8/23 |
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Matter ResolvedRequest Adjourment | 31 | 8/16/2023 9:00 am | 21-12295 / CMG | RONALD E NORMAN, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj, will pay<>ARREARS 1,800(2 mos) as of 8/10/23. made recent payment 8/15/23: atty asked for Recap:21,800 PTD Then 1,317 x 31 begin 9//1/23 |
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Matter ResolvedRequest Adjourment | 32 | 8/16/2023 9:00 am | 21-12507 / CMG | Andrew Thomas Archer | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | 8/15/23: debtor made payment - needs to post and get current 6/26/23: email from atty debtor's bank acct was hacked- she closed acct and filed claim w/ bank could take 30 days to get $ back Debtor obj, missed work/covid sick, requests recap<> ARREARS3,225 as of 8/9/23 last pay 10/21/23- |
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Matter ResolvedRequest Adjourment | 33 | 8/16/2023 9:00 am | 21-14290 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | mk: atty had proof of cashiers ck for $ 837 sent 8/11 Debtor obj, will pay<>ARREARS 837 as of 8/10/23 |
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Matter ResolvedRequest Adjourment | 34 | 8/16/2023 9:00 am | 21-14940 / CMG | Carrie J. Boyle, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 1,051 as of 8/15/23. last pay 3/13/23 |
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Matter ResolvedRequest Adjourment | 35 | 8/16/2023 9:00 am | 21-17865 / CMG | FRANCIS P CULLARI, ESQ | Motion Enforce | Continued 9/6/2023 9:00 am | mk: creditor opp'n says working on resolving Fox Chase IV obj (Cutolo Barros)<>DEBTOR MTN TO ENFORCE STAY RE FOX CHASE IV TO CEASE COLLECTION OF PP FEES BEING PD IN THE PLAN |
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Matter ResolvedRequest Adjourment | 36 | 8/16/2023 9:00 am | 21-18412 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | PHH MTG/Serand Ave (ROBERTSON ANSCHUTZ) |
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Matter ResolvedRequest Adjourment | 37 | 8/16/2023 9:00 am | 21-18939 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 8/9/23(mk) no payments made since 3/15/23; arrears now 15,200 . This is 3rd hearing date 7/17: debtor made payment by TFS pending will make another by 7/28 or 7/31- adj to 8/16 for posting Debtor obj will make pymt<>ARREARS - $12,150 AS OF 7/14. Last pay 3/15/23 |
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Matter ResolvedRequest Adjourment | 38 | 8/16/2023 9:00 am | 21-19417 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, will pay<>TOYOTA/2017 Lexus (STEWART LEGAL) 8/15/23: Resolution: Order to be Submitted Explanation of 'Other Resolution' [if applicable]: Resolution Details: Motion withdrawn. Debtor is current. |
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Matter ResolvedRequest Adjourment | 39 | 8/16/2023 9:00 am | 21-19933 / CMG | Kevin C. Fayette, Esq | Motion Sell | Granted | debtor says opp'n resolved- creditor to file status ch- settled so this is now ok to G US Bank obj ( RAS)<> MTN TO SELL FIRESIDE CT PPTY<<>> mk :Short Sale on this prop. Order provides PHH paid in accord w/ Approval of Short sale payoff Case confirmed at 100%. debtor owns multiple properties and we have an equity T/h in place |
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Matter ResolvedRequest Adjourment | 40 | 8/16/2023 9:00 am | 22-10054 / CMG | Jeffrey E. Jenkins, Esq. | Motion Convert Chapter 13 to Chapter 7 (fee) | Continued 9/20/2023 9:00 am | MP filed 8/11/23. Sale by 2/16/23 and uploaded a listing agmt listing 850,000- at that price about $58,000 equity 8/2/23: Ct will adj 2 weeks to allow MP file by 8/15/23 to sell RE 7/25/23(mk) doc #86 Cert of debtor: complains about creditor characterization of lawsuit etc. 7/14/23:Per S. West - 1 more adj to 8/2/23 as there has been an offer of a permanent LM with deadline to accept 8/1. The offer does involve a significant down payment so acceptance of the LM is not certain. 7/3/23(mk) :Lender uploaded adj Request to 7/19 as servicers is requesting add'l time for loss mit. review. mk: SINCE CERT. WAS FILED - JUDGE WILL DO THIS ON PAPERS PER HER RULING ON6/21/23 6/30/23(mk) Debtor cert filed(#83)- Nothing offered by Sp. Counsel for debtor in the legal mal practice case) debtor blames Mtg co for ignoring Lm requests.. debtor gives summary of lawsuit- but we have no update form Sp counsel on likelihood of success or status of any possible settlement discussions etc. >>Supp Cert by Stuart West in support of converting case to Ch 7 (#84). On 6/21 . law firm 's motion ( that debtor has a counterclaim against) to bar debtor' expert witness was barred and debtor's motion to amended complaint and bar law firm's expert was Denied. so debtro has to proceed to trail w/out an expert witness while Planitff law firm has an expert witness. mk: therefore debtor's likelihood of success is slim and none.. 6/21/23:PER JUDGE NEED CERT ON ST CT LAWSUIT ON STATUS AND LIKELIHOOD OF SUCCESSS If no cert then case converted - if cert than Judge will do on papers Mk: WILL NEED JUDGE MK: st ct case pending for 3 yrs and motions inst ct are all regarding barring expert witnesses- nothing substantive TR position ; while relief requested has merit, TR prefers to have case converted to Ch 7 under 1307(c) best interests test and have a Ch 7 Tr evaluate lawsuit Debtor obj; Ajaz response<>AJAX MTG MTN TO CONVERT OR DISMISS (Pluese Becker) MK: plan confirmed in July 2022.$ |
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Matter ResolvedRequest Adjourment | 41 | 8/16/2023 9:00 am | 22-10127 / CMG | Scott D. Sherman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 8/8/23(mk) payment posted so Recap $9,285 PTD, Then $655 x 41 begin 9/1/23- email to atty- ok to terms adj to 8/16 to be current 6/15/23(mk) atty email = filed opp'n debtor made a 200 payment this Am ARREARS 1,538 as of 7/11/23. Made recent July payment inconsistent pay history |
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Matter ResolvedRequest Adjourment | 42 | 8/16/2023 9:00 am | 22-11101 / CMG | Andrew Thomas Archer | Trustee Certification of Default | Continued 9/6/2023 9:00 am | 9/6 for payments and recap Debtor obj, will pay<> ARREARS 5,513 as of 8/15 23 . last pay 4/10/23 |
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Matter ResolvedRequest Adjourment | 43 | 8/16/2023 9:00 am | 22-11561 / CMG | Bruce C. Truesdale, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 8/14/23(mk): OTBS:Resolution Details: an Order will be entered providing for full cure of post petition default by 8/26; fees; standard default clauses. Debtor obj, will pay<>LAKEVIEW LOAN / North 7th Ave (ROBERTSON, ANSCHUTZ) Post pet: 2608.83 debtor says was ill and fell behind will have $ by 8/11 |
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Matter ResolvedRequest Adjourment | 44 | 8/16/2023 9:00 am | 22-11952 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | NEED HUD IS THERE A K for Sale? yes in july Debtor obj, anticipates sale within 30 days<>FAILED TO SELL SYNDEY AVE PPTY BY 3/1/23; ORDER AUTHORIZING SALE ENTERED 3/15/23 REQUIRED HUD & N/E PROCEEDS TO BE TURNED OVER |
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Matter ResolvedRequest Adjourment | 45 | 8/16/2023 9:00 am | 22-12010 / CMG | Daniel E. Straffi, Esq. | Application to Terminate Loss Mitigation | Continued 9/6/2023 9:00 am | Debtor obj<>SELENE FINANCE(RAS) APP TO TERMINATE LOSS MIT TR motion to Dismiss 9/6 |
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Matter ResolvedRequest Adjourment | 46 | 8/16/2023 9:00 am | 22-12546 / CMG | John Zimnis, Esq. | Trustee Certification of Default | Continued 9/20/2023 9:00 am | Debtor obj, will pay<> ARREARS 13,682( 2 payments) mk: 8/14: atty says has 1 payment- needs to post and will make another- adj 30 days to be completely current |
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Matter ResolvedRequest Adjourment | 47 | 8/16/2023 9:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | MP filed - removes sale and goes for LM Debtor obj, filed MP<>FAILED TO SELL EAST HAINES ST BY 7/1/23 |
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Matter ResolvedRequest Adjourment | 48 | 8/16/2023 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 10/4/2023 9:00 am | ARREARS debtor made recent payment - needs time to make up arrears |
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Matter ResolvedRequest Adjourment | 49 | 8/16/2023 9:00 am | 22-13749 / CMG | Richard F. Fried, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj, filing MP<>FAILED TO LM BY 6/30/23 |
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Matter ResolvedRequest Adjourment | 50 | 8/16/2023 9:00 am | 22-14193 / CMG | Eugene Roth, Esq. | Creditor Certification of Default | Continued 9/6/2023 9:00 am | 9/6/ to verify payments for settlement Debtor obj, made pymt<>SPS for MEB Loan/Mimi Dr (Fein, Such) Post pet:3,047.92 debtor says Paid - awaiting confirmation of that |
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Matter ResolvedRequest Adjourment | 51 | 8/16/2023 9:00 am | 22-15391 / CMG | Robert C. Nisenson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | was adj from 8/2 for atty to discuss w/ Debtor about SV Debtor obj<>SV/US BANK; ARREARS $8,564 as of 7/28/23. Last pay 4/3/23 opp'n only addresses paying arrears over time and does not address the SV by order entered in April 2023 |
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Matter ResolvedRequest Adjourment | 52 | 8/16/2023 9:00 am | 22-15796 / CMG | Steven J. Abelson, Esq. | Motion Compel | Consent Order to be Submitted | US Bank response (Barnes)<>MTN TO ENFORCE STAY OF 3/28/2023 ORDER AND COMPEL REMOVAL OF ADD'L FEES AND LATE CHARGES debtor response: not resolved - creditor has not taken care of the issue suppl debtor cert #55 |
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Matter ResolvedRequest Adjourment | 53 | 8/16/2023 9:00 am | 22-16253 / CMG | Georgette Miller, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 8/7/23(mk): creditor filed a status change - SETTLED- TR WILL SUBMIT CONDUIT ORDER 7/21 AMT; CREDITOR OK/NEED DEBTOR OK<<>> amended order sent to R Lebron adj to 8/16 to lender to get approval- AR ok w/ add'l language to C.2- Ray wants revised draft order to present to his client 7/13/23 AMT: DRAFT ORDER TO PARTIES<> 7/12/23(mk): Ray Lebron submitted #s for conduit and requests draft Order so he can review it w/ his client 6/17(mk); email to atty reminding of TR conduit request and asking positions (mk);6/19/23: Ray Lebron reply- updated 7/12 : providing figures for conduit. AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, requesting 6 mo recap<>PORTFOLIO SERVICING /Amherst Drive (FEIN SUCH) arrears near 14,000( per creditor) debtro agrees to conduit abut creditor needs his client ot opprove conduit- needs to adj and get lender's position on conduit |
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Matter ResolvedRequest Adjourment | 54 | 8/16/2023 9:00 am | 22-16648 / CMG | Kevin C. Fayette, Esq | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 4,700 as of 8/10/23. last pay 3/17/23 |
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Matter ResolvedRequest Adjourment | 55 | 8/16/2023 9:00 am | 22-16687 / CMG | Robert C. Nisenson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Converted to 7 / 11 | Debtor obj, converting to ch 7<<>>ARREARS |
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Matter ResolvedRequest Adjourment | 56 | 8/16/2023 9:00 am | 22-17390 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Continued 9/6/2023 9:00 am | 8/16: debtor does not dispute the arrears - proposes to cure by 8/31 to cure 8/11/23(mk) debtor atty email to TR conduit request-- This is a COD on a Mortgage and responding re: Trustee request for Conduit. Per discussions with Debtor, expect to resolve post-petition delinquency without a cure proposal. Debtor had his payroll deductions reduced due to error by employer. This has finally been resolved but it did result in Debtor receiving very low net pay for several months due to over withholdings. Debtor is likely to get a gift from family to cure post-petition arrears in full. Do not believe this is a conduit situation and assuming debtor can cure, would oppose conduit. AMT; TR LTR REQUESTING CONDUIT<> Debtor obj<> US BANK/Longfello Drive (Friedman Vartolo) Creditor says: $5,943.10 as 6/8/23 Debtor says :had unexpected tax liability for 2022- trying to change with holdings |
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Matter ResolvedRequest Adjourment | 57 | 8/16/2023 9:00 am | 22-17537 / CMG | Robert C. Nisenson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj, received LM; filing mp<>FAILED TO LM BY 6/28/23; ARREARS 2,036 as of 8/10/23last pay 5/31/23 |
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Matter ResolvedRequest Adjourment | 58 | 8/16/2023 9:00 am | 22-17709 / CMG | FRANCIS P CULLARI, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 5,001 as of 8/15/23 last pay 4/18/23 |
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Matter ResolvedRequest Adjourment | 59 | 8/16/2023 9:00 am | 22-18104 / CMG | Mark Kriegel | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | 8/15/23: LL filed a cliam today- late so needs a motion of CO to pay. adj for atty to resolve Recap: 2,792 PTD, Then $396 x 50 Begin 9/1/23. Strike per plan claim to Brian Brown- EMAIL TO aTTY FAILED TO ADDRESS PER PLAN CLAIM OF BRIAN BROWN >>atty wants to strike the per plan LL claim debtor filed opp'n(#48) mk emailed him about that on 8/11/23- either file claim and motion to allow late claim or TR order to strike per plan claim |
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Matter ResolvedRequest Adjourment | 60 | 8/16/2023 9:00 am | 22-18277 / CMG | Kirsten B. Ennis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MP filed and on for 8/16/23- removes LM Debtor obj, filed MP<>ORDER VACATING DISMISSAL PROVIDED FOR MP TO BE FILED WITHIN 14 DAYS |
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Matter ResolvedRequest Adjourment | 61 | 8/16/2023 9:00 am | 22-18639 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Continued 9/6/2023 9:00 am | creditor adj request- need time to resolve/see if client agrees to conduit AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt & requests recap<>NEW JERSEY HOUSING AND MTG/Second Ave (KML) |
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Matter ResolvedRequest Adjourment | 62 | 8/16/2023 9:00 am | 22-19020 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 8/11/23(mk) : email from atty:We are waiting for Debtor to return signed opposition but he advises that companion/co-owner has left the property and is no longer contributing. Property is listed for sale - we can provide a copy of listing agreement(UPLOADED). Offers are being received but they are much lower than appraisal of property due to property condition. Is there something we can do to give a little time to see how listing goes? Debtor advised he cannot cure the conduit arrears but can make some payment. ________ AMT: CAN BE W/D IF DEBTOR CURRENT PER TERMS OF ORDER RESOLVING MFR/CONDUIT<<>> Debtor obj<>ARREARS |
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Matter ResolvedRequest Adjourment | 63 | 8/16/2023 9:00 am | 22-19552 / CMG | Andrew B. Finberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Converted to 7 / 11 | Notice of Conversion to CH 7 filed 7/26/23 FAILED TO LM BY 6/30/23; FAILED TO FILE PRECONF CERT BY 5/2/23 |
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Matter ResolvedRequest Adjourment | 64 | 8/16/2023 9:00 am | 22-19572 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Continued 9/20/2023 9:00 am | 9/20/23 for resolution Debtor obj, making pymts<>NEWREZ/SHELLPOINT /Stone Rd (McCALLA RAYMER) post pet:3,120.18 as of 7/7/23 opp'n says debtor made payment of 3730 on 8/9 and will pay 1240.25 by 8/23/23 |
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Matter ResolvedRequest Adjourment | 65 | 8/16/2023 9:00 am | 22-19812 / CMG | Joan Sirkis Warren, Esq. | Motion to Approve Loan Modification | Revised Order Submitted | Trustee limited obj<>MTN TO APPROVE LM Atty submit corrected form of order w/ 1st box of parag 4 checked off. |
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Matter ResolvedRequest Adjourment | 66 | 8/16/2023 9:00 am | 22-20142 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Continued 9/20/2023 9:00 am | PNC BANK/ Mcadoo (FEIN SUCH) post pet 3,715.18 as of 7/7/23 debtor says applying for NJ ERMA need 30 days |
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Matter ResolvedRequest Adjourment | 67 | 8/16/2023 9:00 am | 23-10302 / CMG | Brad J. Sadek, Esq. | Motion to Approve Loan Modification | Granted | mk: cert of debtor filed - ok to G Trustee limited obj<> MTN TO APPROVE LM |
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Matter ResolvedRequest Adjourment | 69 | 8/16/2023 9:00 am | 23-10339 / CMG | JAMAL J ROMERO | Motion Relief from Co-Debtor Stay | Continued 9/6/2023 9:00 am | AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj<>CITIMORTGAGE/ Crine Rd, Morganville, NJ (POWERS) |
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Matter ResolvedRequest Adjourment | 68 | 8/16/2023 9:00 am | 23-10339 / CMG | JAMAL J ROMERO | Motion for Relief from Stay | Continued 9/20/2023 9:00 am | RELISTED - 7/5/23 WAS OTBS<<>> Debtor obj<> WILMINGTON/Myrtle Ave, Brooklyn (Stern & E) |
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Matter ResolvedRequest Adjourment | 70 | 8/16/2023 9:00 am | 23-10571 / CMG | John Zimnis, Esq. | Notice of Proposed Settlement | Order Previously Submitted | mk: amended B & C filed and Tr can w/d objection. NEED AN ORDER SUBMITTED APPROVING THE SETTLEMENT IN THE AMOUNT OF $3,813.44 Trustee limited obj, amd B/C to correct settlement amount; need order approving settlement<> NTC OF SETTLEMENT OF CLASS ACTION SUIT |
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Matter ResolvedRequest Adjourment | 71 | 8/16/2023 9:00 am | 23-10582 / CMG | Stacey L. Mullen, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | creditor request to adj- working on CO Debtor obj, can cure<>WELLS FARGO/ 2013 Outback (LOGS) 7/24/23: Order submitted- direct cure |
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Matter ResolvedRequest Adjourment | 72 | 8/16/2023 9:00 am | 23-10698 / CMG | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | Debtor obj, made pymts<>FAILED TO FILE CONS ORDER WITHIN 30 DAYS OF 4/19/23 CONF ALLOWING CARRINGTON MTG LATE CLM; FAILED TO FILE PRE CONF CERT; ARREARS 1,390 as of 8/9/23 |
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Matter ResolvedRequest Adjourment | 73 | 8/16/2023 9:00 am | 23-10910 / CMG | Steven J. Abelson, Esq. | Motion Sell | Granted | 8/14/23(mk): separate consent Order submitted resolving Creditor Objection to sale motion. STD SALE ORDER SUBMITTED WITH THE MOTION HAS TO BE ENTERED AS WELL. Wells Fargo response ( LOGS)<>MTN TO SELL 3RD ST PPTY >SHORT SALE Of NWK PROP<< WElls Fargo response- ok w/ sale as long as Wells fargo lien( est at 49,107.47 is pd in full. Abelson has to make a fee app for the 1,950-atty knows this and said:Mr. Mahlotra for $ 1500 as special counsel - which is included in both the motion and the proposed Order. I will file a supp fee app for the motion to sell and retention apps. ----------------------------- Abelson has to make a fee app for the 1,950 TR obj:- needs to retain -realtor(BOTH APPLICATIONS FILED) atty flat fee to Abelson (1,950)in Ntc Of Settlement than in PPSED SALE ORDER has atty k. Mahlotra fee of 1,500 for sale.. needs to be retained and Abelson has to make a fee app for the 1,950 MK: this is Nwk prop which we had value of 440,000(appraisal)- atty disagrees and debtor has been trying to sell and now this is all he can get..multiple liens on the prop. at K sale price 275,000. IT IS A SHORT SALE $ go to Wells fargo for 1st mtg - 2nd and 3rd mts get nothing- no proceeds |
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Matter ResolvedRequest Adjourment | 74 | 8/16/2023 9:00 am | 23-10955 / CMG | Robert Jeney, Jr., Esq. | Motion File Claim After Claims Bar Date | Revised Order Submitted | 8/9/23: mk email to atty NEEDS REVISED ORDER SETTING FORTH THE AMOUNT OPF THESE 2 UNSECURED CLAIMS AND AUTHORIZING THE TRUSTEE TO PAY THE CLAIMS PER CONFIRMED PLAN Trustee limited obj<>MTN TO FILE LATE CLMS FOR TD BANK & CITICARD 8/4/23(mk) ; TR Objection :ppsd order does not authorize trustee to pay and is not on Order form template |
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Matter ResolvedRequest Adjourment | 75 | 8/16/2023 9:00 am | 23-11094 / CMG | DAVID A. SEMANCHIK, ESQ | Motion File Claim After Claims Bar Date | Order to be Submitted | 8/17/23(mk): email to atty telling him to submit revised order and what to put in it MTN TO ALLOW LATE POC mk: Tr limited obj : needs better Order |
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Matter ResolvedRequest Adjourment | 76 | 8/16/2023 9:00 am | 23-11224 / CMG | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymt<>FAY SERVICING/ Barnacle Rd (FRIEDMAN VARTOLO) Post pet 3,770.18 as of 6/18/23 debtor says will pay and be current by 8/15/23 |
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Matter ResolvedRequest Adjourment | 77 | 8/16/2023 9:00 am | 23-11535 / CMG | Bruce C. Truesdale, Esq. | Trustee Certification of Default | Continued 9/6/2023 9:00 am | mk:PER AR - OK TO ADJ TO 9/6- TR WANTS TO KNOW SOURCE OF FUNDS 4,527? 8/15/23(mk) : email form atty office- B. Truesdale out of office and has the $4,527 in Tr arrears. wants to know if mark OTBS or adj._ SENT TO AR FOR REVIEW AS TR WAS PUSJING FOR CONDUIT TO CURE DEFAULT Debtor obj, will pay<> ARREARS 4,527 as of 8/9 Last pay 5/2/23 TR asking for conduit for cure |
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Matter ResolvedRequest Adjourment | 78 | 8/16/2023 9:00 am | 23-11657 / CMG | Laurence R. Sheller, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | FREEDOM MTG/Canal Crossing (BROCK & SCOTT) Mk order submitted direct cure to creditor |
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Matter ResolvedRequest Adjourment | 79 | 8/16/2023 9:00 am | 23-11885 / CMG | DANIEL L. REINGANUM | Motion Relief from Co-Debtor Stay | Granted | Debtor obj (**WITHDRAWN**)<>SUN WEST MTG/Brandywine Rd (FEIN SUCH) 7/19/23:mk: adj request by creditor for confirm payments and settlement mk: Creditor says:4,745.40 as of 6/19/23 Debtor says been sending checks but they have not been cashed |
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Matter ResolvedRequest Adjourment | 80 | 8/16/2023 9:00 am | 23-11975 / CMG | BRUCE H. LEVITT | Motion Relief from Stay (Fee) | Order to be Submitted | mk: OTBS:Explanation of 'Other Resolution' [if applicable]: Resolution Details: Stay current order; fees; and standard default clauses NEWREZ /Washington Ave (ROBERTSON, ANSCHUTZ) Conf on 7/19: Still estimated tax claims for IRS and NJ plan is 100% |
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Matter ResolvedRequest Adjourment | 81 | 8/16/2023 9:00 am | 23-12006 / CMG | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | Continued 9/20/2023 9:00 am | need appraisal on auto Debtor obj, filing MP<>WESTLAKE SERVICES/ 2016 Mazda (HLADIK ONORATO) Debtor says filed MP to cram car- hearing date 8/16/23 ISSUES- NEEDS RESOLUTION |
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Matter ResolvedRequest Adjourment | 82 | 8/16/2023 9:00 am | 23-12232 / CMG | Eugene Roth, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 9/6/23 AMT: ORDER ON MFR/CONDUIT TO CHAMBERS - 7 DAY<<>> MP filed on for 9/20/23 7/31/23(mk): Both parties have agreed to conduit and creidt has approved the PPSD Order 7/20 AMT: DRAFT ORDER TO PARTIES<<>> mk: debtr and creditor agree to conduit AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, can pay half and requests 6 mo cure<>NEWREZ/SHELLPOINT / Sixth Ave (McCALLA RAYMER) adj 8/16 for onn going settlement- mk emailed parties RE TR Conduit Request |
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Matter ResolvedRequest Adjourment | 83 | 8/16/2023 9:00 am | 23-12284 / CMG | Russell L. Low, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/20/2023 9:00 am | mk adj; both parties agree to allow time for debtor to be current and atty not available 8/16 Debtor obj, can cure end of aug<>NATIONSTAR MTG/Monroe Ave (ROBERTSON, ANSCHUTZ) PROSPECTIVE RELIEF 4th filing- each filing to stop foreclosure sale |
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Matter ResolvedRequest Adjourment | 84 | 8/16/2023 9:00 am | 23-12340 / CMG | Andrew B. Finberg, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, can cure by end of Aug<>DISCOVER BANK (PLUESE BECKER) Post pet arrears:3562.40 as of hearing date debtor says can cure all post pet by 8/30/23 |
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Matter ResolvedRequest Adjourment | 85 | 8/16/2023 9:00 am | 23-12342 / CMG | TAMIKA N. WYCHE, ESQ. | Motion Prospective Relief | Continued 9/6/2023 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> 8/11/23:mtg co adj request for motion for prospective relief to 9/6- PEREMPTORY Debtor obj, made pymt; atty has funds<>MTN FOR RELIEF WITH PREJUDICE / Mount Holly Rd, Unit L7(McCALLA RAYMER) 5th bankruptcy case: conf 8/16/23: ISSUES |
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Matter ResolvedRequest Adjourment | 86 | 8/16/2023 9:00 am | 23-12441 / CMG | Bruce C. Truesdale, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 9/6/2023 9:00 am | mk: adj uploaded - atty for bank needs time to get explanation form their client MTN TO MODIFY JP MORGAN POC#15/TOTAL CLM $265,743.67; $ 4,625.18 ARREARAGE >>atty cert says claim transferred to Mr. Cooper. last mtg stment showed total claim 265,743.67(debtor's spouse has own case (#19-29342) and in her case arrears are 4,625.18 MTG POC-has total $276,381.55 and arrears 14,492.61 Order relief says: total amount of the claim is modified to $265,743.67. The "Amount Necessary to cure any default as of the petition date in part 9 is 4,625.18 |
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Matter ResolvedRequest Adjourment | 87 | 8/16/2023 9:00 am | 23-12470 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | Atty obj, debtor out of country, requests adj to pay<>FREEDOM MTG /Lena Ct (BROCK & SCOTT) MK: order submitted- total cure direct to d creditor by 7/31 |
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Matter ResolvedRequest Adjourment | 88 | 8/16/2023 9:00 am | 23-12597 / CMG | Andrew G. Greenberg, Esq. | Motion for Relief from Stay | Order to be Submitted | per judge no propspective relief AMT: TR LTR REQUESTING CONDUIT<> RELISTED - 6/7/23 HEARING WAS otbs<<>> MOTION FOR PROSPECTIVE RELIEF Debtor obj<> CARRINGTON/Bella Coola Trail (Mccalla Raymer) 3 PRIOR CASES- ALL DISMISSED 341 hearing finally on for 9/7/23 creditor says bad faith |
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Matter ResolvedRequest Adjourment | 89 | 8/16/2023 9:00 am | 23-12673 / CMG | Steven J. Abelson, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | APOC Filed by Creditor as unsecured claim- Should this motion be w/d?- email to atty- yes ok to w/d MTN TO RECLASSIFY DEPT OF HUD #1-1 TO UNSECURED mk: property in question lost to foreclosure many yrs ago -debtor not lived there in 5 yrs. claim ,if any is guc claim |
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Matter ResolvedRequest Adjourment | 90 | 8/16/2023 9:00 am | 23-12727 / CMG | Eric J. Clayman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, can pay<>SELENE/Darlington Dr (ROBERTSON, ANSCHUTZ) OTBS:Resolution Details: Order will be entered providing for regular payments to regular payments to resume August 1st; 3 cure payments for 8/15, 9/15 and 10/15; fees; standard default clauses |
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Matter ResolvedRequest Adjourment | 91 | 8/16/2023 9:00 am | 23-12727 / CMG | Eric J. Clayman, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj, can pay<>GLOBAL LENDING / 2021 Camry (STEWART LEGAL) 8/15/23: order submitted |
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Matter ResolvedRequest Adjourment | 92 | 8/16/2023 9:00 am | 23-12999 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>TRUMAN 2021 SC9 / Edlys Lane(ROMANO GARUBO) |
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Matter ResolvedRequest Adjourment | 93 | 8/16/2023 9:00 am | 23-13032 / CMG | Otto J. Kostbar, Esq. | Motion Relief from Stay (Fee) | Revised Order Submitted | Debtor obj<>HOMETOWN CLEARWATER VILLAGE (GREENBERG & ASSOC) MK: PPSED Order not proper form ; REVISED correct Order submitted to chambers email on 7/18/23 |
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Matter ResolvedRequest Adjourment | 94 | 8/16/2023 9:00 am | 23-13123 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 8/15/23: OTBS: Resolution: Order to be Submitted Explanation of 'Other Resolution' [if applicable]: Resolution Details: -Beginning on September 1, 2023, regular monthly mortgage payments shall continue to be made in the amount $2,218.48 (subject to change). -Post-petition arrears in the amount of $6,556.86 shall be capitalized into debtor's Chapter 13 Plan. Chapter 13 Standing Trustee shall adjust debtor's monthly trustee payments accordingly. -Award of Attorneys' Fees: The Applicant is awarded attorney's fees of $500.00 expended in relation to the Motion for Relief and the filing cost of $188.00. The fees and costs are payable through the Chapter 13 plan. CARRINGTON MTG/Johnson terrace (HILL WALLACK) Post pet :6,458.28 |
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Matter ResolvedRequest Adjourment | 95 | 8/16/2023 9:00 am | 23-13159 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Continued 9/20/2023 9:00 am | Debtor obj, making pymts<>SN SERVICING/Aldo Drive (FRIEDMAN VARTOLO) post pet:8,416.36 plus atty fees 1,238 debtor says attempted to make payments - not cashed now on bi weekly payment schedule |
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Matter ResolvedRequest Adjourment | 96 | 8/16/2023 9:00 am | 23-13339 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | PLAN WAS DENIED ON 6/21/23 AND FAILED TO FILE MP WITHIN 14 DAYS |
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Matter ResolvedRequest Adjourment | 97 | 8/16/2023 9:00 am | 23-13462 / CMG | Brad J. Sadek, Esq. | Motion File Claim After Claims Bar Date | Granted | MTN TO FILE POC AFTER BAR DATE/SALT AND LIGHT CO (GREENBLATT LIEBERMAN) $4,035.98 POC |
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Matter ResolvedRequest Adjourment | 98 | 8/16/2023 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Cross Motion | Denied | motion to be carried to date of MP when CT fixes it MP filed 8/11/23- No Notice was checked - Needs a hearing date. emailed atty on that and both attys to see of any resolution to the motions. reply from M. Roney- no resolution and says no equity in prop.(TR show equity as value is 1,240,000- zillow currently has value at 1,193,300- at that value equity is188,503.40 unless any of spouse's IRS liability attaches to the real property... debtor is current w/ TR debtor motion to reinstate the Stay and creditor cross motion to vacate stay mk: email parties - NS today and suggest a bridge order- mk sent email to debtor atty and M Ronny- creditor atty conf now 8/16/23 7/28/23: Current w/ TR 6/21/23: Per Judge debtor to be current w/ plan and POI (DONE) 6/20/23(mk): atty email :Favorable IRS Innocent Spousal Decision was uploaded earlier today. _________________ CROSS MOTION BY US ASSET FUNDING(Hill Wallack) FOR ORDER GRANTING RELIEF FORM THE STAY --CREDITOR SAYS DEBTOR CANNOT REBUT THE PRESUMPTION THAT CASE WAS FILED IN GOOD FAITH BY CLEAR AND CONVINCING EVIDENCE creditor says:plan is not feasible and prop has no equity 341 is now on 7/20/23 |
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Matter ResolvedRequest Adjourment | 99 | 8/16/2023 9:00 am | 23-13978 / CMG | Jennifer L. Kearney, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | needs new conf date in order- 10/4/23 8/3/23(mk): -Atty holding 3500 in trustee acct and all docs uploaded for 341- needs date but Tr objection can be W/D --------------- case was dismissed on 7/5/23. NS and no 341 NO HOME INSURANCE AND AUTO INSURANCE NO PAYMENTS |
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Matter ResolvedRequest Adjourment | 100 | 8/16/2023 9:00 am | 23-14181 / CMG | Peter E. Zimnis, Esq. | Order Shorten Time | Order to be Submitted | extend stay to 8/16/23 to be on with confirmation- to be current w/ LL and TR AR suggested :need CO stating amt of pre petition arrears to LL part of that claim includes a j'ment for covid rent that LL can't use for an eviction proceeding- but the $ is still owed - we need to clarify the amt of the pre pet arrears thru the plan. mk: 8/2 will be 4th hearing date for this motion debtor says paid rent for June and July Creditor says no change of circumstances -same position as she was when prior case was dismissed. creditor to address parg 5 of debtor's papers debtor made rent payment requested 8/2 CT: Bridge Order extend stay >>OST<< MTN TO EXTEND STAY LL Objection- no payment Mk; debtor says looking for 2nd job to make this plan work Plan now filed) 341 on 8/3 debtor was pro se before now has atty |
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Matter ResolvedRequest Adjourment | 101 | 8/16/2023 9:00 am | 23-14373 / CMG | Nicholas Fitzgerald, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | PPSED ORDER has conf date 9/20/23- OK mk: dismissed for no Tr payments and NS at confirmation. as of 7/25 we have 1 payment. 341 had a date before case was dismissed. Cert says debtor has the missing payment as well as August payment but could not make then electronically as he case was dismissed. has proof of Bank Ck for 1,012 |
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Matter ResolvedRequest Adjourment | 103 | 8/16/2023 9:00 am | 23-15701 / CMG | Melinda D Middlebrooks, Esq | Request for Loss Mitigation | Consent Order to be Submitted | Home Point Financial obj (RAS)<> REQUEST FOR LOSS MIT FOR HOME POINT FINANCIAl<<> 8/15/23(m); OTBS: Resolution Details: 1. The Debtor acknowledges the pre-petition arrearage owed to Secured Creditor is approximately $15,581.82 subject to the final figures in Secured Creditor's anticipated Proof of Claim. 2. Debtor shall complete the loss mitigation process by November 14, 2023, or as extended by court order. 3. While loss mitigation is pending, Debtor shall remit monthly adequate protection payments to Secured Creditor in the amount of $1,400.00. 4. Secured Creditor shall retain its first mortgage lien on the Property and none of its rights are being modified. 5. The Chapter 13 Trustee shall make payments to Secured Creditor toward the pre-petition arrears while loss mitigation is pending. 6. In the event loss mitigation is denied, the Debtor shall have 15 days from the date decision is rendered to: 1) file an amended Chapter 13 Plan to cure the pre-petition arrears as stated in paragraph 2 above, or 2) to convert the Chapter 13 petition to a Chapter 7 petition, 3) surrender the property, and/or 4) proceed with this bankruptcy case as deemed appropriate by the court. ---------------------------- LENDER OBJ SAYS: DEBTOR WAS OFFERED OPTIONS BY LETER DATED 4/7/23. DEADLINE TO SUBMIT COMPLETED MTG ASSISTANCE PACKAGE WAS 5/7/23. As of now, debtor has not submitted a Los mit package. time has run out and Lender does not wish to participate in the process. |
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Matter ResolvedRequest Adjourment | 104 | 8/16/2023 9:00 am | 23-15724 / CMG | Daniel E. Straffi, Esq. | Notice of Request for Loss Mitigation | Order to be Submitted | change in income for debtor US Bank ofj (RAS)<>REQUEST FOR LOSS MITIGATION creditor says debtors were denied Loss Mit 11/9/22 due to insufficient income Appeal denied 12/8/23. creditor says loan can't be modified and does not wish to participate in Loss Mit program |
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Matter ResolvedRequest Adjourment | 105 | 8/16/2023 9:00 am | 23-16151 / CMG | Warren Brumel, Esq. | Order Shorten Time | Granted | >>OST<< -creditor(landlord) motion to vacate stay. |
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Matter ResolvedRequest Adjourment | 106 | 8/16/2023 9:00 am | 23-16342 / CMG | Brian F. O'Malley | Order Shorten Time | Granted | >>OST<< MTN TO EXTEND STAY Timely filed Cert in support of motion is by the Atty- should be from debtor- seems same issues as occurred in last filing prior case dismissed on OSC - missing credit counseling . 341 on8/24/23 1/1 payment |
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Matter ResolvedRequest Adjourment | 107 | 8/16/2023 9:00 am | 23-16386 / CMG | Laurence R. Sheller, Esq. | Motion Extend Time | Continued 9/6/2023 9:00 am | MTN TO EXTEND STAY >timely filed and 341 meeting 8/24/23 creditor want adj to have more time to respond. NEEDS BRIDGE ORDER- mk sent email to attys |
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Matter ResolvedRequest Adjourment | 108 | 8/16/2023 9:00 am | 23-16386 / CMG | Laurence R. Sheller, Esq. | Motion Cross Motion | Continued 9/6/2023 9:00 am | US BANK CROSS MTN FOR STAY RELIEF/Hillcrest Ave (Powers) Prospective relief Motion to extend stay was aj to 9/6 at creditor request then they filed this cross motion. |
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Matter ResolvedRequest Adjourment | 109 | 8/16/2023 10:00 am | 20-17236 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ISSUES AS OF 8/10/2023 (DM): - Atty ok with terms ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $28,917 PTD, THEN $893 x 2 STARTING 8/1/23, BASE PLAN, $700 FEE APP TO BE FILED WITHIN 7 DAYS*** Confirmed Case: $2,200 Ptd, $882 x 54, 100% Plan Prop. MP: Pt, $893 x 2 start 8/1/23, Base PTD = $28,917 Last Claim (8-1) dated 11/19/20 |
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Matter ResolvedRequest Adjourment | 110 | 8/16/2023 10:00 am | 20-21659 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Plan Denied | mk: MP (#97 )filed 8/14 23. as was a Motion To Approve LM that addresses pre and post pet arrears. 8/7 workup for the 8/16 calendar EDC 1) Nationstar Mortgage LLC (LOGS Legal) objection to confirmation -need to resolve -modified plan adds $8,349.84 post-petition arrears without specifying where the amount came from and without an order-this needs an order specifying arrears EDC 2) The debtor is not current with payments under the new modified plan after confirmation, arrears $5774. Debtor is was supposed to start making the higher proposed payment of $2190 in June and has not done so. proposed plan $14,146 paid to date, $2,190x30 begin 5/1/2023 100% plan paid in $15,360 arrears under terms of modified plan $5,356 27 months to go in 60 month plan ---------------- Resolved 3) This modified plan also adds $10,663.82 arrears per Order dated 5/27/2022 OK EDC |
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Matter ResolvedRequest Adjourment | 111 | 8/16/2023 10:00 am | 21-15049 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 8/10/23 (sf) Adj to after adv trial. Peremptory AR RESOLVE OR HOLD AS OF 8/3/23 (SF) BELOW ISSUES STILL APPLY Adv Pro adj to 9/13/23 mk: may need to adj to after adv trial 6/22/23- been exchanging emails with debtors counsel 5/23/23(mk): need to review atty Hanratty email w/ AR and Need clarification on amt to be paid on Std loan 5/3/23:mk: debtor to brief special classification of ST loan AS OF 5/23/23 (SF) BELOW ISSUE STILL APPLY The plan proposes to pay $64,000 to Student loan but the order which was entered on 12/16/22 which allows late proof of claim is in the amount of $78,977.31. Need clarity as to which amount is to be paid and the proposed payment is not high enough to pay either amount. Note: $30,130 received from Motion to Use Inherited Funds MP proposes $629 x 40 Base Plan has run 25 months RESOLVED ISSUES: - Objection filed by Allen Gorsk that administrative claim 12-1 for $780 is not provided for in plan (Order resolving mediator's objection to conf submitted to chambers 3/15/2. Terms = claim #12 timely filed and to be paid as admin claim thru MP(mk) |
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Matter ResolvedRequest Adjourment | 0 | 8/16/2023 10:00 am | 22-11147 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Moot | mk: MOOT -CASE WAS CONFIRMED ON 8/2/23 terms=at $7,450 paid, $1,250 x 1 begin 8/1/23; $2,446 x 42 begin 9/1/23; Base with a minimum dividend $28,870.64 due to non-exempt equity in real property As of 7/26/23 (DS): Debtor attorney requested adjournment, will be away on vacay As of 7/19/23 (DS): Need to confirm at $7,450 paid, $1,250 x 1 begin 8/1/23; $2,446 x 42 begin 9/1/23; Base with a minimum dividend $28,870.64 due to non-exempt equity in real property MP Prop $6,200 PTD; $1,250 x 48 begin 3/1/23; Base - Removes refinance of real property and proposes to cure all arrears owed to mortgage. |
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Matter ResolvedRequest Adjourment | 112 | 8/16/2023 10:00 am | 22-18267 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | adj 2 weeks to see if resolve and Tr proposal- response 7 days before 8/15/23(mk):supplemental cert filed by J. Cohen- references preference payments- MK email to parties; In order to confirm TR needs the 33,562 for 122c preference payments of 40,000 and 10,000 for total to gucs of 83,562 and we can agree to extend St of Limitations on preference actions vs. R. Gazire and McCombs Jr. and updated income through and by 6/30/24. >>Need to know treatment for claims #10-1 Wells Fargo and 16-1 Manfactures Traders- Bifurcated claims AR RESOLVE OR HOLD As of 8/10/23(mk): CASE IS NOW 10 MOS OLD SAME ISSUES AS BEFORE NEED RESOLUTION OF CREDITOR OBJECTION AND NEED TO KNOW TREATMENT FOR Wells Fargo Bank filed Bifurcated claim : secured/unsecured claim for furniture purchased from Value City - this claim is not in the plan - need to advise Trustee of treatment of the claim or move against the claim case can't be confirmed till obj is resolved debtor Cert filed at #25 in opposition to obj . to confirmation by JGC 6/13/23(mk); Need update on Status of creditor/debtor issues.mk: sent email to attys for update Per M. Capone:. We have agreed to the Trustee's 122C determination of disposable income, which would increase the unsecured base to $33,562. 4/4/23(mk) email from dispo list from Jonathan Goldsmith Cohen :Please note for the Disposition List that Mr. Capone has not provided the documents I requested. I asked for all of the Debtor's pay statements and bank statements for 2022 along with a copy of filed 2022 tax returns. Debtor did a cash out refi in August of 2022 and received $120,000.00. This is not listed on the petition, or on the bank statements. In addition, in the run-up to the bankruptcy case, in August of 2022 Debtor only had $1,600.00 in outstanding unsecured debt. His debts were paid down prior to the refinance and he received money from family and my client to do so. As of May of 2022 he had $68,000-$70,000.00 in his bank accounts. 3/16/23(mk) |
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Matter ResolvedRequest Adjourment | 113 | 8/16/2023 10:00 am | 22-18277 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 8/4/23(mk): **REC CONFIRM AT $12,400 PTD, Then $1,550 x 50 Begin 9/1/23 100% w/ min to gucs $17,300 Due to NE Equity*** work up on MP #39. Plan removes LM Mp proposes PTD Then 1550 x 51 begin 8/1/23 Base- HAS TO REMAIN 1000% due to NE equity of 17,300. Guc total is 8,202.61 Prior plan has equity T/H of $17,300 |
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Matter ResolvedRequest Adjourment | 114 | 8/16/2023 10:00 am | 22-18798 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing on Modified Plan | Continued 10/4/2023 10:00 am | AS of 8/7/23(mk): atty needs time -debtor put of work - out on workers comp evaluating her disability status and how to proceed >TR Objection: need amended I & J and updated POI need to research if the separate classification in allowed MP proposes $2527 PTD; $1184 X 52 BEG 8/2023; 0% separately classifies NJ dept labor claim(4-1 plan 100% but pays this in full AP money Judgement- declaring it non dischargeable for $18,729.75 Plan has run 9 mos and 51 remain |
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Matter ResolvedRequest Adjourment | 115 | 8/16/2023 10:00 am | 22-19575 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 8/15/23 (SF) 1. 341 NOT HELD - RESCHEDULED TO 9/14/23 2. PAYMENTS: 7/8 ARREARS: $300 mk: pay info all from 2022 as this case is now 6 mos old- need income for 2023 if this gets adj so we have updated income for 341- jan - May 2023 stubs MK: 341 now on 8/3/23 ----------------- |
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Matter ResolvedRequest Adjourment | 116 | 8/16/2023 10:00 am | 22-19894 / CMG | Jonathan Singer, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 8/7/23 (SF) NFA - Peremptory This case has been adjourned 5 times. 8/7/23 Sent email to attorney as to the status: Attorney Response: (HE IS WAITING FOR A CONSENT ORDER WITH THE STATE OF NJ DEPT OF LABOR TO RESOLVE A NEW LIEN AGAINST DEBTORS. ORDER WILL ALLOW THE STATE TO FILE A LATE CLAIM AND THEN HE WILL FILE A MODIFY PLAN TO INCLUDE CLAIM AND FIX OTHER ISSUES AND WILL ALSO PROVIDE TAX RETURN) Note: Debtor has not filed 2020, 2021 or 2022 Returns 1. Trustee objection: - Need a copy of the last filed tax return - 2021 and 2022 prior to confirmation. (STILL NEED) Filed petition on 12/15/22 - Need a Modified Plan that completes parts 5, 6, 7 and 8 which are blank and removes leased vehicle from part 7b. (MP to be filed) (NOT FILED) - Amendments to Schedules C which was filed blank. (SCHEDULE C AMENDED BUT TAKES IMPROPER D(10) ON BANK ACCOUNTS - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $643.74/month for cable/internet/phone; $900/month for food; $2,000/month for medical and dental; $698/month car payment; $350/month for home maintenance Need proof of excessive expenses 10 days prior to confirmation. - There is $190,594.47 in non exempt equity in the residence. (PLAN WILL REQUIRE 100% ) - There is $4,739 in non exempt equity in the bank accounts. - Need to file Pre-Confirmation Certification. - Need documents regarding the liquidation of the business. Plan proposes $2103 x 60 Payments: Current, $18,927 Received RESOLVED: - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Capital One Auto. - Objection filed by Freedom Mortgage (Fissel) - failure to provide for arrears of $585.94 thru the plan. (RESOLVED VIA CONSENT ORDER) OK TO PAY ARREARS - Objection filed by Capital One Auto Finance (Regina Cohen) - to cram (RESOLVED VIA CONSENT ORDER) - Amend Sch I for new part -time job at Home Depot and proof of income. - Need Proof of 2 month's inco |
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Matter ResolvedRequest Adjourment | 117 | 8/16/2023 10:00 am | 22-20136 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | ADJ to 9/20 Peremptory NFA (dm) ISSUES AS OF 8/10/2023 (DM): taxes are still estimated. 7/19/23 mk: atty says all tax returns have been fled 1) IRS filed $56,635.99 priority claim that includes estimated taxes for 2019 - 2021 (UNRESOLVED). ***RESOLVED ISSUES*** A) IRS filed $7,950 secured claim not treated in the plan (OKAY TO ADD?? - mk: yes pay) B) US Dept. of HUD filed a second lien on McCormick Dr property that is not treated in the plan (TREAT AS SECURED UNAFFECTED?? - mk: yes unaffected) C) Amerihome Mortgage Co (Brock & Scott) OBJs - plan is silent as to pre-petition arrears of $13,691.50 - POC filed with $12,986.72 arrears (BROCK & SCOTT FILED A MOTION TO APPROVE A PARTIAL CLAIM LOAN MOD - ORDER ENTERED). D) Trustee OBJ: - Need a copy of homeowner's insurance renewal declaration which provides name of the Debtor (RECEIVED). - Need to file Pre-Confirmation Certificate (FILED). - Need DSO information for Lisa Vega (RECEIVED). - Need last two checking account statements for account that checks are deposited into (RECEIVED). Prop. Plan $926 x 60, Base PTD 7/8 = $6,482 Last Claim (25-2) |
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Matter ResolvedRequest Adjourment | 118 | 8/16/2023 10:00 am | 22-20146 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing on Modified Plan | Dismissed - Hold Fees | 8/14/23(mk); email sent to Raman and Kirsten as to conflict b/w APOC #12-3 and the CO at #56 for treatment of St Of NJ- (SHE WILL AMEND POC TO MATCH CO) AND feasibility question to Kirsten for plan. ISSUES AS OF 8/11/2023 (DM): ***Debtor needs to address Plan feasibility post sale based upon current secured/priority claims filed by the IRS & State of NJ*** MK: sale closed Friday 7/14/23 - will provide closing statement and follow up with taxing authorities as to claims as there is a conflict in numbers. 1) Trustee OBJ: - Need amended Form 22C to reflect an above median household of one. Plan need to run 60 months (UNRESOLVED). - Excessive Expenses: $338 health insurance (deducted from paycheck). - Verified income leaves monthly disposable income of $742. ***RESOLVED ISSUES*** A) IRS filed $117,665.76 secured claim not treated in the Plan (PAID AT CLOSING). B) State of NJ filed an estimated priority claim (AMENDED & CLAIM RECLASSIFIED PER 6/20/23 CONSENT ORDER). C) State of NJ filed a secured claim not treated in the Plan (6/20/23 CONSENT ORDER PROVIDES FOR RECLASIFICATION AND PAYMENT). D) Truman/Rushmore (Romano Garubo) OBJs - blanket objection on Timberhill Dr property - MP provides for payment at sale - stay vacated 5/23/23 (PAID AT SALE). E) Ten Mile Run Homeowner's Assn (McGovern) OBJs - plan fails to identify and treat Association's entire secured claim of $4,036.91 on Timberhill Dr property - MP proposes a cram to $0, however the cram is not listed the MP properly (PAID AT SALE). F) Specialized Loan Servicing (Pluese Becker) OBJs - plan fails to address loan encumbering property located at 532 Gambocz Court (OBJECTION WITHDRAWN & MP SURRENDERS PROPERTY). G) American Honda Finance filed $268.26 arrears claim on 2014 Honda CRV (OKAY TO PAY?? - Mk: okay to pay per atty) H) Trustee OBJ: - Need DSO form (RECEIVED). - Need proof of insurance for the 2001 Dodge (RECEIVED). - Need any non-exempt proceeds from sale of property to be paid to Trustee (L |
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Matter ResolvedRequest Adjourment | 119 | 8/16/2023 10:00 am | 22-20214 / CMG | Andrew B. Finberg, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/16/23(mk) Updated REVISED and ok w/ atty **NEEDS TO CONFIRM AT $12,000 PTD, Then $2,161 x 52 Begin 9/1/23 Base w/ min 4,210 to GUCS Trustee is authorized to pay Movement Mortgage claim #15-1 in the amount of $429.91. must file pre conf cert in 7 days** see new appraisal As of 8/3/23(mk): >>ISSUES REMAIN ON HOME VALUE AND AS OF NOW TR SHOWS $72,523 of NE EQUITY IN THE PROPERTY- NEEDS 100% 1. Movement Mtg in plan as unaffected- Filed small arrears POC $429.9--OK TO PAY? ( MK PAY) 2. Trustee Objection: -Verified income leaves monthly disposable income of $3,951.29. -Need update CMA with comparables in last 6-8 mos. Internet show value over $500,000 - at 500,000 (and deducting tax claims),There is $72,523.83 in non exempt equity in the residence. So this remains Tr position - NEED appraisal or updated detailed CMA on value if debtor disputes value - must file pre conf cert --------- - need 2022 tax return(Provided) NJ Div of Tax- STILL ESTIMATED CLAIM for priority- No returns for 2019-2021 mk; says all returns filed APOC IRS filed secured claim $1,814.50 and priority $85,570.54 - need current car insurance- what was provided has expired. UPLOADEd APOC Plan:2,000 x 60 base 5/8 payments |
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Matter ResolvedRequest Adjourment | 120 | 8/16/2023 10:00 am | 23-10302 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 8/3/23(SF) Motion to Approve Loan Mod scheduled for 8/16/23 at 9 Per atty, Debtor was just approved for loan mod. Motion to approve to be filed and MP or conversion may be filed once order is entered. NEED PROOF OF HOW NON EXEMPT FUNDS FROM SALE OF PROPERTY WERE SPENT. Trustee objection: - Need Modified Plan that increases trustee payment when thrift savings plan loans end. - Need February and March bank statements for Chase accounts 1229 and 2572 and TD Bank account 5463. (TD Bank Statement receieved for Acct 5463 which has a balance of $5228) STILL NEED CHASE STATEMENTS - Need the HUD/ALTA closing statement for the Jersey City home sold in 2022 per the divorce decree. (RECEIVED) SELLER RECEIVED $83,877. DEBTOR RECEIVED 50% $83,877 (At 341 hearing debtor testified that money was spent on paying off student loans and credit cards) Plan proposes $232 x 60 Base Payments: 5/5 RESOLVED ISSUES: - Need a current market analysis - that is updated with comparatives from last 6 months. (CMA OK) - The debtor has insufficient income Verified income leaves monthly disposable income of -$299.60. (DEBTOR RECEIVES OVERTIME SO THIS NUMBER WILL FLUCTUATE THROUGH THE YEAR) - Need Proof of social security income - for the debtor per TD Bank statements. (MOOT. DEBTOR WORKS FOR SOCIAL SECURITY) - Need proof of insurance for the 2018 Honda CRV. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 121 | 8/16/2023 10:00 am | 23-10339 / CMG | JAMAL J ROMERO | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | ISSUES AS OF 8/10/2023 (DM): 1) State of NJ filed $2,178.34 priority claim that includes estimated taxes for 2019 - 2022 not treated in the plan (UNRESOLVED). 2) Plan provides $85,396.55 priority treatment to NYS Dept. of Taxation - New York State filed POC (11-1) as a general unsecured claim (STRIKE PRIORITY PLAN TREATMENT??) 3) Are $3,900 balance of attorney fees to be paid by the Trustee to former attorney V. Ava Murray, Esquire? Trustee requires something in writing from Ms. Murray if we are to pay or not to pay this prior attorney (UNRESOLVED). 4) CitiMortgage (Powers Kirn) OBJs - sale plan is speculative, and plan does not demonstrate a sales price exceeding the liens encumbering the property (UNRESOLVED). 5) Plan provides $37,205.39 secured treatment to JP Morgan Chase 2nd Mtg on Myrtle Ave property - POC filed with $278 arrears - is Trustee paying full claim or just arrears? ***RESOLVED ISSUES*** A) IRS filed $14,746.32 priority claim that includes estimated taxes for 2019 - 2022 (AMENDED TO $0) B) Trustee OBJ: - Need 2022 tax return (RECEIVED). - Need Fee Application 7 days from confirming order (LANGUAGE ADDED). - POC (1-1) and POC (14-2) appear to be duplicate claims (POC 1 WITHDRAWN). - Need non-exempt proceeds from sale of Crine Rd property to be paid to the trustee for plan funding at 100% (LANGUAGE ADDED). - There is $1,034,534 total non-exempt equity in 2 pieces of real property (LANGUAGE ADDED). - Need to file Pre-Confirmation Certification (FILED). Prop. Plan $200 x 60, 100% Plan - sale of Crine Road within 6 months PTD 5/7 = $1,000 Last Claim (12-1) |
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Matter ResolvedRequest Adjourment | 122 | 8/16/2023 10:00 am | 23-10349 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Withdrawn | mk: PLAN WITH DRAWN- MP IN 14 DAYS i set a reminder mk: said i can w/d this plan and they file MP for base in 14 days 8/1/23(mk): atty reply:case was based 100% on correct disposable income and scheduled F filed. We were not aware that the total amount of claims will be higher. Debtor's disposable income as $816 is not correct . Her spouse also has a car payment for $500 that is not counted on schedules. $1181 is just Debtor's monthly car payment and 2020 Hyundai was not counted on Schedule J since we know that he will surrender it. AS OF 7/28/23(mk):email to atty Plan pays 100%..santander on Hyundai is surrendered so may be a deficiency claim later on.. so need to confirm at **1,240 PTD < then $1,055 x56 begin 8/1/23 100%. -TR is authorized to pay IRS claim #6 in the amount of $15,957.93 through the plan. -TR is authorized to pay St Of NJ claim #7 in the amount of $2,378.30 through the plan. -Distribution is per plan. -Must file pre conf cert in 7 days -Amended schedule 122c to be filed w/in 14 days** 1. Trustee Objection: - need Amendments to Schedules 22c as debtor is above median. 22c filed does not include spouse's income - excess dispo income $816 that is w/ 2 car payments when 1 car is surrendered- PLAN PAYMENT HAS TO INCREASE- PPSED ONLY $310 - must file pre conf cert. -tax claims not in plan - add lang to pay ------------RESOLVED------------ 1. IRS ESTIMATED (2022)PRIORITY POC- APOC FILED -TR std order of distribution excessive expense items, such as: $600/month for utilities $550/month for cable/internet/phone $1,100/month for food for two people $1,181/month car payment $300/month for entertainment $550/month car payment (2020 Hyundai is being surrendered)>>AS LONG AS PLAN REMAINS 100% TR WILL ALOOW EXPENSES>> Plan: $310 X 60 BEG 4/2023; 100% 4/4 payments |
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Matter ResolvedRequest Adjourment | 123 | 8/16/2023 10:00 am | 23-10760 / CMG | PRO SE | Confirmation Hearing Scheduled | Plan Denied | 8/13/23(mk)- another adj. request from debtor- same circumstances email to debtor that this plan is denied and hearing date on MP is 9/6/23 Mp filed- needs objection but hearing date 9/6 7/5/23: creditor going to file MFR and Ct adj. conf for feasible plan debtor she needs to file a MP **PER CHAMBERS WILL HOLD FOR NOON ON 7/5/23. Mk to email and call debtor and notify creditor. IN EMAIL I GAVE DEBTOR INSTRUCTIONS FOR CT. SOLUTIONS AND COPIED AND PASTED THE CASE NOTES. Mk: debtor faxed docs- including 4 pages of her feb plan and now she has circled a LM... 6/26/23(mk): another fax about adjournment and family emergency. sent email to chambers and cc AR. ALSO LEFT HER A VOICE MAIL >>CASE IS RECOMENDED FOR DISMISSAL 5th filing- mtg arrears 126,653.87 As of 6/23/23(mk): 4th hearing date on this case. ALL ISSUES UNRESOLVED 3/5 payments made $1,500 arrears 6/6/23:Mk: debtor requesting another adj- continued family emergency- email to creditor for consent-(mk: adj to 7/5 PEREMPTOTY 5/1/23: debtor requests another adj- family emergency AS OF 4/25/2023 (at): 4/3/23 (sf) Debtor left voicemail that she needs an adjournment. Called her back but no answer. 1. Objection filed by US Bank (Robertson Anschultz) - fifth bankruptcy filing. Plan does not address pre-petition arrears of $126,653.87. Plan is not feasible. BANK HAS A FORECLOSURE JUDGEMENT 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A Modified Plan that add cramdown on Section 7 or removes cram from Section 4 (d), marks Section 5, marks Section 8a upon confirmation, Section 8c Trustee standard order and marks Section 8d. - A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan (MOD PLAN NOT FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Service to PHH listed on Part 4(d) of plan, unless mod plan removes. - Must file Pre-confirmation certificate with the Court. (NOT FILED) |
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Matter ResolvedRequest Adjourment | 124 | 8/16/2023 10:00 am | 23-10955 / CMG | Robert Jeney, Jr., Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | MK: 8/10: Revised order submitted on the motion so terms below are correct. email to atty: 8/9/23(mk): if a revised order (mk; advised atty what was needed) submitted on motion to allow late claims of TD bank and Citi Bank the below terms are consistent with that **CAN REC CONFIRM AT $1,000 PTD Then $346 x 54 Begin 9/1/23 100%. preserve non exempt equity threshold of $54,047 in real and personal property. Strike per plan domestic support obligation. Part 8(a) of the plan shall be modified to provide that the Debtor's property shall be vested upon confirmation. Must file pre conf cert w/in 7 days** Plan has to be 100% dues to NE equity in real and personal property NO Claim was filed for the Domestic support obligation in plan- Cert uploaded says does nor owe support - SO That has to be stricken- Suppl atty certs says : claim for Citi Bank is in the amount of $5,540.00. claim for TD Bank is in the amount of $12,148.00. STILL NEED A REVISED ORDER SUBMITTED THAT SETS FORTH THE CLAIM AMOUNTSFOR THE POCs AND AURTHORIZES THE TR TO PLAY THOSE UNSECURED CLAIMS THROUGH THE PLAN AS of 8/4/23(mk): EMAIL TO ATTY **MOTION TO FILE LATE CLAIMS ON 8/16- NO AMOUNTS OF THE CLAIMS ARE IN THE PAPERS( SO I CAN'T WORK THIS UP) AND NEEDS A REVISED ORDER TO AUTHORIZE TR TO PAY THE CLAIMS THRU PLAN >>the bar date was 4/17/23 and NO CLAIMS AT ALL have been filed in this case<< ------------------------------- 1. Trustee objection- 100% resolves issues -need update home insurance. what was provided expires 6/28/23 which is pre conf regarding DSO obligations says he has none) -There is non-exempt equity in real property $45,876, 2019 Chevy Malibu $8,550 and TD Bank savings acct $1,621.55. Listed in obj. -Sched C over exempts d(5).. -22c has disposable income $2,007 and would require 100% to gucs. . - Income verifies higher, due to tax refund (7,336) and excessive medical expense on Sched J, pending proof of additional medical expense $290. -Need proof of |
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Matter ResolvedRequest Adjourment | 125 | 8/16/2023 10:00 am | 23-11592 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | As OF 8/15/23(MK):Updated **CAN REC CONFIRM AT $7,600 PTD, Then $1,000 x 54 Begin 9/1/23 Base. need motion and order for Supplemental fees of 1,250** ---------------------- TR ObJ.: NEED PROOD OF INCREASED CHILD EXPENSES(2,600) TO SUPPORT AMENDED j( Provided_ and Tr will compromise on payment going forward at 1,000- debtro accepts CORRECTED: amended I & J filed 8/8 #37 amended I and J were improperly filed as attached to Plan at doc #32. THEN FILED PLAN #33- just the plan MP proposes:$1050 X 3; $1800 X 2; $850 X 55 BEG 3/2023; BASE plan has run 6 mos and 54 remain |
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Matter ResolvedRequest Adjourment | 126 | 8/16/2023 10:00 am | 23-11705 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | 8/16/23:any add'l submissions on pre and post pet amts owed to LL. motion to extend stay on 9/6 and the amts due to be submitted 7 days in advance 8/7 workup for the 8/16 calendar EDC *2 payments arrears and same issues as last time MFR from Nissan though Global Lending on for 9/6-needs resolution * Objection filed by Howell Verdana, LLC (Cohen, Seglias) - debtor listed as assuming rental lease but creditor filed a guc claim for failure to cure rent arrears of $45,370.26 and claims lease was terminated prior to filing so it cannot be assumed. (UNRESOLVED) * Trustee's objection: - The debtor has insufficient income income verifies significantly lower than the scheduled amount(-90.87). -Need to file Pre-Confirmation Certification with the Court (NOT FILED) - Need proof of service on Eastern Auto Motor Corp, Bob Scerrato, Diegnan & Brophy, LLC and Fox & Molofchik, LLC. (CERT OF SERVICE NOT FILED) ----------------------------- RESOLVED ISSUES:*now that NJ has been amended is he withdrawing his motion? YES student loans outside? (mk: YES) - The Plan fails to provide for a prompt cure of rental arrears. (NO RENT ARREARS IN PLAN) - State of NJ estimated taxes. (resolved) -Need to provide Trustee with a copy of the 2022 tax return on or by 5/31/2023 (RECEIVED) - IRS priority claim estimated for 2019 and 2022 taxes (NO LONGER ESTIMATED) 1. Objection filed by Global Lending Services (Stewart Legal) - failure to cure full arrears of $7,051.85. (RESOLVED - PAY ARREARS PER PROOF OF CLAIM) 3. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $900 x 36 beginning 4/1/2023, base Payments: 1/2, arrears $900 |
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Matter ResolvedRequest Adjourment | 127 | 8/16/2023 10:00 am | 23-11773 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | ADJ to 9/20 Peremptory (dm) ISSUES AS OF 8/10/2023 (DM): 1) Trustee OBJ: - Debtor has insufficient income. - Debtor has failed to file a feasible plan - debtor has insufficient income. - Need 2022 tax return (RECEIVED). Prop. Plan $300 x 36, Base Plan PTD 5/5 = $1,500 Last Claim (29-2) |
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Matter ResolvedRequest Adjourment | 128 | 8/16/2023 10:00 am | 23-11815 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | MRF 9/6- straffi wants more time for taxes and refi.. but AT short leash ISSUES AS OF 8/10/2023 (DM): 1) Mortgage Assets Management (McCalla) OBJs - refinance is speculative and circumstantial (UNRESOLVED). 2) Trustee OBJ: - Need 2021 and 2022 tax returns (UNRESOLVED). - Need amended Sch A/B and C to add real property (UNRESOLVED). inherited prop and deed has not been transferred ***RESOLVED ISSUES*** A) Trustee OBJ: - There is $16,985 non-exempt equity in real property and $13,550 non-exempt equity in 2017 Nissan EV Van for a $30,535 total (LANGUAGE ADDED). Prop. Plan $350 x 60, 100% Plan - refinance of Terrace Ave by 9/1/23 PTD 4/5 = $1,400 Last Claim (1-1) |
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Matter ResolvedRequest Adjourment | 129 | 8/16/2023 10:00 am | 23-11826 / CMG | Paul H. Young, Esq. | Confirmation Hearing on Modified Plan | Continued 9/20/2023 10:00 am | motion to Modify IRS claim 8/9 workup for the 8/16 calendar EDC MP filed on for 8/9 proposes : $350 X 5; $1421 X 55 BEG 4/2023; 100 -- IRS claim #7 is estimated for 2019 priority taxes and for 2018 unsecured taxes is last remaining issue. Have they been filed? If not it needs to be dismissed. If yes attorney needs to move against claim now. -------------- RESOLVED: *Objection by Rushmore-not paying full arrears-(MP filed pays arrears OK) -- US HUD claim 1 filed, no arrears but not treated in plan.(OK IN MP) -- Need to file Pre-Confirmation Certification. (DONE) --There is $134,082 non-exempt equity in NY property owned by debtor, must pay minimum $134,082 dividend to general unsecured creditors (100% Plan). --The Schedules fail to account for the debtor(s) tax refund in the amount of $992 when determining disposable income. OK --Income verifies higher ($5,702) than scheduled ($5,312) resulting in $825 of monthly disposable income. (OK 100%) |
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Matter ResolvedRequest Adjourment | 130 | 8/16/2023 10:00 am | 23-11881 / CMG | John H. Anlian, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | ar held for proof of auto ins - Provided(mk) per AR adj to 9/20 : need in 15 days: move vs Harely claim, tax return 15 days amended I& J and proof of expenses 15 days pre conf cert and blue book value on Harley- NEED PROOf OF INSURANCE -2015 Nissan to get adj 8/9 workup for the 8/16 calendar EDC PEREMPTORY. CASE HAS BEEN PENDING SINCE 3/8/2023 WITH SEVERAL DOCUMENTS OUTSTANDING AND AN UNRESOLVED OBJECTION. 1. Objection filed by Nationstar Mortgage (Frenkel Lambert) - failure to cure full arrears of $131,272.11 (Per POC) (UNRESOLVED) 2. Harley Davidson filed a secured arrears claim #2 in the amount of $910.16 which is not in the plan. Is it ok to pay this claim? ( says 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information for Amy Geczi (NOT RECEIVED) - A copy of the last filed tax return - 2022 prior to confirmation. (NOT RECEIVED) - Need proof of insurance for the 2015 Nissan. (NOT RECEIVED) --The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,000/month for utilities $509/month for cable/internet/phone $570/month car payment Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED) --- Verified income leaves monthly disposable income of $2,950.98. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): --- Need to file Pre-Confirmation Certification. (NOT FILED) --- Need to resolve objection by Nationstar Mortgage. (UNRESOLVED) --- Need model and mileage for the 2017 Harley along with proof of current value (NOT RECEIVED) --------------------------------- RESOLVED ISSUES: - There is $6,850 in non exempt equity in the 2015 Nissan. (LANGUAGE ADDED) - A current market analysis - with comparables sold within the last 6 months. (updated OK EDC) Plan proposes: $1,200 x 60 beginning 4/1/2023, base |
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Matter ResolvedRequest Adjourment | 131 | 8/16/2023 10:00 am | 23-12006 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | need appraisal on auto issues as of 8/9/2023 (JMA) 1) Motion for relief Westlake Services/2016 Mazda on 8/16/2023, need outcome 2) Westlake Services, Inc (Hladik, Onorato) objection to confirmation of the modified plan - need to resolve -modified plan does not provide for full repayment of Movant's secured claim value of $11,647 -Part 9 of the plan states the value of the vehicle is lower and they are cramming to Fair Market Value 3) Trustee objection to confirmation - need to resolve - PNC Virtual Wallet includes 3 accounts: Spend, Reserve and Growth - need the statements for the Spend and Reserve accounts - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verified higher than scheduled and Disposable net income $489.31, need to pay base of $14,092.20 which would require raising monthly payment to $415x35 - Need to provide Trustee with a copy of the 2022 tax return - Need to file Pre-Confirmation Certification with Court - Westlake Services LLC (2016 Mazda) (Hladik Onorato & Federman) objection to confirmation - need to resolve - Need to provide 2021 and 2022 tax returns for non-filing spouse proposed plan $695 paid to date, $370x56 begin 8/1/2023 paid in $695 43 months to go |
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Matter ResolvedRequest Adjourment | 132 | 8/16/2023 10:00 am | 23-12284 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | ISSUES AS OF 8/10/2023 (DM): 1) IRS filed $8,888.98 priority claim not treated in the plan that includes estimated taxes for 2022 (UNRESOLVED). 2) Nationstar/Pacific Union (RAS) OBJs - 9 months is too long to review for a Loan Mod, correct monthly mortgage payment is $4,872.57, and plan is not feasible (UNRESOLVED). 3) Trustee OBJ: - Debtor has insufficient income. - Need recent proof of income for Debtor who began new job as a teacher for the Board of Education (UNRESOLVED). - Need recent proof of income for spouse from ReMax (UNRESOLVED). - Need valuation for cars on Sch B (UNRESOLVED). - Need amended Sch B/C to correct 2005 GMC, listed on Sched B as 2003, and jewelry amount per homeowner insurance $2,500 limit (UNRESOLVED). - Excessive Expenses: $1,300 estimated taxes - requires proof that taxes are being paid 10 days before confirmation (UNRESOLVED). ***RESOLVED ISSUES*** A) Trustee OBJ: - Need 2022 tax return (RECEIVED). - Need to file Pre-Confirmation Certificate (FILED). - Tax refund of $948 net was not prorated and included in disposable income calculation (MOOT BASED UPON 2022 TAX RETURN). Prop. Plan $500 x 60, 100% Plan - Loan Mod by 11/2023 PTD 3/5 = $1,500 Last Claim (5-1) |
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Matter ResolvedRequest Adjourment | 133 | 8/16/2023 10:00 am | 23-12342 / CMG | TAMIKA N. WYCHE, ESQ. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | see if MFR resolved on 9/6 8/11/23:mtg co adj request for motion for prospective relief to 9/6 8/7/23(mk): >> as of today needs to make August payment and need update on #1 and #2? can it be resolved? 7/19/23:requested adj 30 days to 8/16/23 to get current and resolve prospective relief motion- has consent from mtg co. 1. Motion for prospective Relief on 8/16/23 .NEED RESULT 2.Objection By Wells Fargo/Select (McCalla): plan fails to pay full arrears -----------RESOLVED------------------- Order resolving objection by Cooper valley Condo Assoc submitted 4/17/23. TERMS= Pay secured portion of the claim in full at $8,752.18. Post pet payments due to creditor continue outside plan. Plan: $1366 X 60 BEG 4/2023; 100% 2/4 payments |
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Matter ResolvedRequest Adjourment | 134 | 8/16/2023 10:00 am | 23-12441 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | ISSUES AS OF 8/11/2023 (DM): 1) JPMorgan Chase (Pluese) OBJs - $14,492.61 arrears (MOTION TO MODIFY THIS CLAIM ADJOURNED TO 9/6/23). 2) Trustee OBJ: - There is $5,685 non-exempt equity in Columbia Bank account. - There is $6,100 non-exempt equity in the debtor's home (NEW CLAIM FILED, SO NON-EXEMPT EQUITY IN HOUSE IS HIGHER AT $14,576). - Since the debtor is contributing to the wife's bankruptcy, he needs to increase payments when the wife's bankruptcy ends. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need 2022 tax return (RECEIVED - NO REFUND). - TD Bank acct# 2892 end balance 2/5/23 is $156.85 (RESOLVED - JOINT ACCOUNT DEBTORS SHARE $78.50 - NO N/E EQUITY). - TD Bank acct# 2888 end balance 2/20/23 is $1,216.34 (RESOLVED - JOINT ACCOUNT DEBTORS SHARE $608.17 - NO N/E EQUITY). - Need TD Bank account #9041 statements for 1/2023 and 2/2023 (ONLY PROVIDED 3/31/23 STATEMENT). - Need Columbia Bank account #2521 statements for 1/2023 and 2/2023 (RESOLVED - PROVIDED 3/31/23 WITH BALANCE OF $12,802.62 - JOINT ACCOUNT $6,401.31 IS DEBTORS SHARE, N/E EQUITY $5,685). - Service for the plan motions is in care of attorneys that have not filed a Notice of Appearance or a Proof of Claim on behalf of the creditors. Need to serve the creditors directly (RESOLVED - BOTH CREDITORS SERVED). Prop. Plan $365 x 60, Base Plan PTD 5/5 = $1,825 Last Claim (15-2) |
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Matter ResolvedRequest Adjourment | 135 | 8/16/2023 10:00 am | 23-12545 / CMG | TIMOTHY P NEUMANN, ESQ | Confirmation Hearing Scheduled | Dismissed | 8/9 workup for the 8/16 calendar EDC --NOTHING DONE SINCE THIS WAS LAST ADJOURNED IN MAY 1) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2022 by 5/31/2023 NOT PROVIDED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $216/month for life insurance; $126/month for pet insurance; $215/month for student loans (plan does not state these will be paid outside). Need proof of excessive expenses 10 days prior to confirmation. NOT PROVIDED TO DATE - income verifies higher ($6,046/$4,592) than scheduled ($3,536/$3,887) resulting in $4,272 monthly disposable income. - The Schedules fail to account for the debtor(s) tax refund in the amount of $16,645 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $171,713 in non-exempt equity in the residence. ADDITIONAL SECURED CLAIMS M&T BANK REDUCES NON-EXEMPT EQUITY TO $35,150.49 THERE IS TOTAL NON-EXEMPT EQUITY $49,406.49 - There is $14,256 in non-exempt equity in the 2019 Chevy. - Need to file Pre-Confirmation Certification. NOT FILED 2) M&T Bank claim 2 has $280,156.93 secured and $1 unsecured. The the loan was to mature in 7 years 6/6/2023. Claim seeks payment of secured loan balance. Need to address treatment of the unsecured portion of claim. 3) It is noted that Schedule A/B states "NJSA 46-3-17.4 Not Property of the Estate". All other documents on this property clearly reflect ownership by debtor. Trustee believes this is an error on Schedule A/B proposed plan $609.40x60 base plan with minimum $33,000 dividend to gucs paid in $1218.80 last claim 5 ----------------------------- RESOLVED ISSUES: Certification with respect to his business TECHNOLOGY RESOURSES RENTAL CORP - PROVIDED, PER ATTY BUSINESS HAS NOT OPERATED IN LAST 2 YEARS, NO INCOME. - Need February b |
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Matter ResolvedRequest Adjourment | 136 | 8/16/2023 10:00 am | 23-12597 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | ISSUES AS OF 8/11/2023 (DM): Trustee is requesting Conduit for case to continue. MFR - Prospective Relief requested scheduled for 8/16/23. 1) JPMorgan Chase (McCalla Raymer) OBJs - three previous Bk filing failed - creditor asserts bad faith (UNRESOLVED). 2) 341 Now on 9/7/23 Prop. Plan $1,835 x 60, 100% Plan PTD 4/5 = $7,340 Last Claim (2-2) |
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Matter ResolvedRequest Adjourment | 137 | 8/16/2023 10:00 am | 23-12781 / CMG | David G. Beslow, Esq. | Confirmation Hearing on Modified Plan | Continued 9/6/2023 10:00 am | MK: also has estimated Priority IRS( NO returns for 2021 and 2022) and St Of NJ tax claims- Priority for a deficiency claim for 312,983.29 not feasible at all AS OF 8/11/2023 (at): 1. Objection filed by Pro-Cap 8 LLC (Shannon Burrini) - plan does not provide for payment for priority post petition taxes and is not feasible. (UNRESOLVED) 2. Trustee's objection: - A copy of the last filed tax return - 2022 . (NOT RECEIVED) - Amended J has excess expenses:$750/month for home maintenance (modified plan surrenders property) $2,250/month for utilities $1,000/month for food for two $400/month for personal care $850/month for transportation (both debtor and spouse are retired) $2,000/month for non filing spouse expenses - need proof 10 days before confirmation (PROOF OF EXPENSES NOT RECEIVED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Proof of pension income - . Proof provided does not have pay dates. (RECEIVED) - Amendments to Schedules J which is blank. (AMENDED 7/14/23) - Need to file Pre-Confirmation Certification. (FILED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Modified plan before confirmation proposes: $500 x 60 beginning 5/1/2023, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 138 | 8/16/2023 10:00 am | 23-12798 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | PEREMPTORY lender requests conf be adj to 9/6 - told debtor atty to upload the request 8/7/23(mk): Update-email from creditor/ lender atty( hill Wallack) Motion for loss Mit on 9/6- lender not objecting to it so when that order is entered LM process will begin- asked if there will be an order resolving the objection to conf? 8/4/23(mk):email to attys WHAT'S STAUS OF LM- WERE DOCS SUBMITTED TO LENDER FOR LM REVIEW? adj to 8/16 LM by 8/31 so we will see where we are AS of 7/18/23(mk): UPDATED >>Plan proposes a LM - No pay arrears thru plan and bar date has passed. There are 3 claims filed in this case. 1 for mtg co, and 2 unsecured creditors for total guc $850.17 so needs to pay arrears thru plan for LM IF creditor obj is resolved plan has to be 100% and TR payments needs to be way higher based upon dispos income- unless some resolution on LNM .plan has deadline for 8/31/23- What is status of LM? No application for LM thru plan.... 1. Objection By New Rez( HilllWallack): - plan fails to cure arrears- LM speculative - pre pet arrears 124,725.21 2. Trustee Objection: Verifieied income leaves monthly disposable income of $2,792.75. Plan payments proposed are $250 Must file pre conf cert. --------resolved----------------- There is $34,765 in non exempt equity in the residence. BAR DATE PASSED GUC CLAIM TOTAL 850.17 - NEEDS 100% Needs TR std order of Distribution. -need Amendments to Schedules Need to amend the 22C to correct monthly gross income. (DONE) Plan: $250 X 36 BEG 5/2023; LM 8/31/2023 (123 WEST WARREN); BASE 4/4 payments |
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Matter ResolvedRequest Adjourment | 139 | 8/16/2023 10:00 am | 23-12834 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 8/9 workup for the 8/16 calendar EDC Plan would need $838 x 14 for the prompt cure then $283 x 42. This is not feasible based on the income * Trustee obj to the following: - Again the updated proof of income on child support is the same info and income still does not match income on Schedule I. Income verifies $500.79, not $1,028. AMENDED SCHED I CHANGES THE AMOUNT OF CHILD SUPPORT TO $228 PREVIOUSLY LISTED AS $1,028. -- Income is insufficient, disposable income verifies $-403. AMENDED SCHED J REDUCES EXPENSES TO BARELY NONE. DISPOSABLE INCOME STILL INSUFFICIENT, NOW $-150. 2. MFR filed by River Links, landlord and sched 8/2/23. Debtor has not made any post-petition payments, arrears $5,833.34. (marked otbs but no order as of 8/9) Prop Plan $368.62 x 18; $283.06 x 42; Base ------------------------ RESOLVED: -- Need service to motions in Plan. SERVICE FILED 6/29/23, BUT SERVED 6/9/23. OK |
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Matter ResolvedRequest Adjourment | 140 | 8/16/2023 10:00 am | 23-12926 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 8/7/23 (SF) RECOMMEND $8550 PTD, $4050 X 57 (BEGIN 8/1/23) 100% PLAN W/MIN $119,138 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE The plan requires 100% Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,000/month SBA loan (need proof/statement) Need proof of expense 10 days prior to confirmation. (NONE PROVIDED AND NO CLAIM FILED YET) - Verified income leaves monthly disposable income of $5,277.37. - There is between $105,000 and $250,000 in non exempt equity in the residence. The recent price comparisons show a value of approximately $665,000. (THERE IN NONEXEMPT EQUITY OF $96,627.47 RESIDENCE AND $22,511.41 IN TIME SHARE FOR TOTAL OF $119,138 - The debtors need to add the Curacao timeshare and provide value (SCHEDULES AMENDED BUT NO CMA PROVIDED) Plan proposes $2850 x 60 Base Payments: 3/4 ARREARS: $2850 RESOLVED ISSUES: - Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 5/23/2023. (RECEIVED) - Need to resolve the estimated claim filed by the IRS. (AMENDED) - The attorney's fees in the plan ($2,849) and the disclosure statement ($4,750) do not agree. One of these must be amended. (STILL NEED) - Need a copy of the last filed tax return - 2022 by 5/31/2023. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 141 | 8/16/2023 10:00 am | 23-12963 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/15/2023 (JMA) to confirm need $1,500 paid to date, $636x56 begin 9/1/2023 base plan which includes minimum $58,710.89 dividend to general unsecured creditors. -Consent Order to be submitted. The debtor acknowledges the pre-petition arrearage owed to Secured Creditor is $85,269.63 pursuant to Secured Creditors proof of claim 10-1 filed on June 20, 2023 -Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan -Need to file Pre-Confirmation Certification within 7 days of the entry of the order confirming the plan -Need to provide Trustee with a copy of the debtor's 2021 and 2022 tax returns within 30 days of confirmation of the debtor's plan issues as of 8/9/2023 (JMA) 1) Select Portfolio Servicing Inc (RASC) objection to confirmation - need to resolve -loan modification has not been offered or approved -the proof of claim shows arrears of $82,102.36 2) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2022 prior to confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $42,735 in non-exempt equity in the residence. There is $13,550 in non-exempt equity in the 2018 Chevy Colorado. There is $2,425 in non-exempt equity in the debtor's guns. - Need to file Pre-Confirmation Certification. - STILL NOT FILED - Need to resolve objection by Select Portfolio. - CONSENT ORDER TO BE FILED, RESOLVED OBJECTION - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. 3) Debtor is not current with Trustee plan payments, arrears $500 proposed plan $500x60 begin 5/1/2023 with loan mod by 10/31/2023 base plan paid in $1,500 arrears $500 last claim 10 |
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Matter ResolvedRequest Adjourment | 142 | 8/16/2023 10:00 am | 23-12999 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 341 now on 9/7/23 and 4/4 payments AS of 8/3/23(mk): >as of today ; NO 341 hearing date. Objection By Mtg -Truman Title Trust( Argentieri) MFR ON 8/16. 6/20/23:mk: atty says :all documents requested were uploaded, except for Cert from Debtor re: increased income. Need to discuss this with client. Adjournment request for 341a was submitted. First Trustee payment was made via TFS on 6/13. TFS says it's complete, but I don't see it yet in NDC. Debtor has the second payment, but TFS wouldn't let him make two payments at once, so we advised him to put the payment through today. We will supply proof once it's done. Need to adjourn to allow 341a to proceed as of 6/8/23: NO 341 3/4 payment SV granted 6/7/23 om 2019 Lexis |
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Matter ResolvedRequest Adjourment | 143 | 8/16/2023 10:00 am | 23-13013 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Withdrawn | NEED MP WI 14 DAYS issues as of 8/16/2023 (JMA) 1) Crestwood Village Six Community Association Inc (Collins Vella & Casello) objection to confirmation - need to resolve -arrears $35,449.06 2) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): there is non-exempt equity in home $64,830.20, plan fails to provide minimum dividend to gucs in the amount of $64,830.20 - HOA CLAIM HIGHER, REDUCED NON-EXEMPT EQUITY TO $56,355.67 - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED 3) Not current with Trustee payments, arrears $810 proposed plan $405x60 begin 5/1/2023 base plan with loan mod by 12/15/2023 paid to date $810 arrears $810 last claim 5 |
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Matter ResolvedRequest Adjourment | 144 | 8/16/2023 10:00 am | 23-13032 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 8/11/2023 (at): 1. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from son who is contributing $4,400. (NOT RECEIVED) - Must file Pre-confirmation certificate. (NOT FILED) RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - for Beth Ct with personal liability coverage and homeowner insurance for Sheryl Ct. (RECEIVED) - Update auto insurance if not confirmed by 8/16/23, insurance expires 8/26/23. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,570 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in Sheryl Ct mobile home $120,129.39 (LANGUAGE ADDED) Plan proposes: $2,533 x 60 beginning 5/1/2023, loan modification by 8/30/2023, base Payments: 2/4, arrears $5,066 |
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Matter ResolvedRequest Adjourment | 145 | 8/16/2023 10:00 am | 23-13116 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 7/20/2023 (at): 1. NJ Division of Taxation filed an estimated priority claim #7 that needs to be amended. (NO LONGER ESTIMATED) 2. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Food $895, Clothing $300, Transportation $710 and auto insurance for 2 cars $137 (Debtor has 1 car and per insurance should be $66). (30 YEAR OLD SON LIVES WITH DEBTOR AND DOES NOT CONTRIBUTE TO THE HOUSEHOLD. REDUCED EXPENSES BY $795 ACCORDINGLY) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c has disposable income $3,320.63, which would require $199,237 minimum dividend to gucs. Case needs to be 100% to gucs. - Amend Bankruptcy Petition to correct the debtor's social security number and contact all three credit reporting agencies. (NOT AMENDED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - for 2022. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $31,809. (LANGUAGE ADDED) Modified plan proposes: $1,375 x 60 beginning 5/1/2023, not less than $65,566.37 to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 146 | 8/16/2023 10:00 am | 23-13119 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 8/11/2023 (at): 1. Objection filed by Athene Annuity & Life Assurance Company (Robertson Anschutz) - failure to cure arrears of $2,262.68 (Per POC). 2. Objection filed by West Coast Servicing (Hladik, Onorato) - loan matured on 8/1/2021 and creditor has filed a total debt claim in the amount of $117,897.44. Plan proposes a loan modification on this mortgage. 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need statements for the debtor and non filing spouse 's 401k loans and 457 loan. (NOT RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for utilities $700/month for cable/internet/phone $500/month for medical and dental $500/month for car insurance (verifies at $426 and will be reduced once surrendered 2021 Chevy is removed) $703/month car payment Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,044.19. - Need to resolve objection by Athene Annuity and Life. (UNRESOLVED) - Need to resolve objection by West Coast Servicing. (UNRESOLVED) - Need a statement for the second mortgage. (NOT RECEIVED) RESOLVE ISSUES: - A copy of the homeowner's insurance renewal declaration (RECEIVED) - Need proof of insurance for the 2019 GMC prior to confirmation. Policy expires 7/20/23. (RECEIVED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANUGAGE ADDED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $7,913 in non exempt equity in the res |
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Matter ResolvedRequest Adjourment | 147 | 8/16/2023 10:00 am | 23-13123 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/15/23 (SF) UPDATED - Atty ok with terms. Ok to read into the record Currently need: $1100 PTD, $862 X 57 (BEGIN 8/1/23) BASE PLAN - OTBS RESOLVING MOTION FOR RELIEF WITHIN 30 DAYS - MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 14 DAYS - NONEXEMPT PROCEEDS FROM LAWSUIT TO BE TURNED OVER TO TRUSTEE - MUST FILE APPLICATION TO APPOINT SPECIAL COUNSEL FOR LAWSUIT WITHIN 30 DAYS - TRUSTEE STANDARD ORDER OF DISTRIBUTION - OK TO PAY STATE OF NJ PRIORTY CLAIM 6-2 - CONFIRM WITH TFS EWAGE Note: The debtor is not current with payments. Arrears are $1100. The plan payment needs to increase to $862 going forward. Recommend TFS ewage Note: The debtor is not current with payments. Arrears are $1100. The plan payment needs to increase to $862 going forward. Recommend TFS ewage 1. Motion for Relief filed by Bank United scheduled for 8/16/23 at 9 (OTBS) 2. US Department of HUD filed secured claim 1-1 with zero arrears. Not addressed in plan. 4. Trustee objection: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Add to confirming order non-exempt proceeds from 911 lawsuit. - Must file motion to employ law firm handling lawsuit. - Must file Pre-confirmation certificate. Plan proposes $550 x 60 Base Payments: 2/4 Arrears: $1100 RESOLVED ISSUES: - Objection filed by Carrington Mortgage Services (Holdren) - failure to pay arrears of $34,160.69 and failure to propose to pay the correct post petition payment of $2119.90. (Order submitted resolving obj. Pay arrears) - IRS filed estimated priority claim 2-1 (AMENDED) - State of NJ filed estimated priority claim 6-1 (AMENDED) - Need a copy of the homeowner's insurance renewal declaration - ; insurance expires 6/23/23 (RECEIVED) - Need Updated auto insurance, insurance expires 6/22/23.( expires 12/22/23) - State of NJ filed priority claim 6-2 in the amount of $235 which is not addressed in plan (OK TO PAY?) YES |
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Matter ResolvedRequest Adjourment | 148 | 8/16/2023 10:00 am | 23-13159 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 8/9 workup for the 8/16 calendar EDC MFR SN Servicing Wohlrab on for 8/16 needs to be resolved * Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $66,984.79 and correct post petition payment amount is $2,368.16. (UNRESOLVED) ** Trustee's objection: ---The debtor(s) plan consists of unnecessary or excessive expense items, such as: expenses for boat on Schedule J $502.08 boat insurance, $167 boat loan and $317 marina fees. Total of $986.08. Boat is a luxury so as long as case remains at 100% trustee will allow . -- Monthly disposable income is over 5,000 per month and debtor proposes to only pay a fraction of that into the plan. --$23,856 in equity in residence ---------------------- RESOLVED ISSUES: 1. Capital One Auto Finance filed a secured arrears claim #4 in the amount of $246.73 which is not in the plan. Is it ok to pay this claim? (mk: PER ATTY OK TO PAY) - Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023 (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - As of now, there is $24,578 non exempt equity in real property (LANGUAGE ADDED - $23,856 NOW THAT THE IRS AMD IT'S CLAIM) Plan proposes: $500 x 6 beginning 4/2023, $1,750 x 54, loan modification on Aldo Drive by 11/1/2023, 100% to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 149 | 8/16/2023 10:00 am | 23-13356 / CMG | Scott J. Goldstein | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | LL claim filed and DSO out for signature AS OF 8/7/23 (SF) 1. No claim filed by Rational Real Estate (Landlord). Should this claim be stricken? 2. Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of -$561.34.. - Need Domestic Support Obligation information for Alina Livas. (STILL NEED FORM) - Need A copy of the last filed tax return - 2022 prior to confirmation. (STILL NEED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $797.00 when determining disposable income. - There is $4,988 in non exempt equity in the DJ equipment. - Need to file Pre-Confirmation Certification. - need copy of divorce decree/ order. Plan proposes $375 x 60 Base w/min $5000 to gucs Payments: 3/4 Arrears: $375 RESOLVED: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $312/month for support (need court order) (RECEIVED) Need proof of excessive expenses 10 days prior to confirmation. |
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Matter ResolvedRequest Adjourment | 150 | 8/16/2023 10:00 am | 23-13462 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/17/23:mk amended to correct PTD $672 and amended order(w/in 30 days) on Motion for late LL claim to add lang that TR is authorized to pay late claim and language that Prompt cure of 24 mos to LL Salt & Light. AS of 8/9/23(mk):atty ok to terms Tr will compromise and Offer ** CAN REC CONFIRM AT $627 PTD, Then $300 x 32 Begin 9/1/23 Base** -- THE BAR DATE HAS PASSED AND ONLY 1 UNSECURED CREDITOR HAS FILED A CLAIM. MOTION FOR LATE CLAIM( BY landlord ,SALT &LIGHT FOR $4,035.98) ON 8/16/23 -INCOME STILL VERIFIES HIGHER- payment needs to increase. --------------------------------------------------------------- >last pay stub was 7/10/23- need all stubs after that date through 8/11/23 to better calculate income as of now we dispos income over $600. >3 pay stubs uploaded for new job- income appears to be higher - but need more stubs . REC adj to 8/16 to date of LL motion for better income calculation and Amended sch I for new job Motion to File Late Claim by LL (4,035.98) on for 8/16/23- motion papers say plan provides cure (24 mos)and fine w/ that. 1. Trustee Objection: -need amended I for new job must file pre conf cert. - NO Claim filed by LL- Strike OR file claim amd Motion to allow later claim( Motion filed on for 8/16/23) ------------------------- -Proof of 2 month's income - from new job(Provided). -The balance due for atty fees in plan and disclosure statement do not match. ( Amended Disclosure Filed) Plan:$224 X 36; BASE 3/4 payments |
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Matter ResolvedRequest Adjourment | 151 | 8/16/2023 10:00 am | 23-13524 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Withdrawn | MP FILED 8/11/23(mk) atty says filing a MP to include IRS and Strip New Rez and reclassify as unsecured- THIS SHOULD BE MARKED WITDRAWN AN MP IN 14 DAYS -email to atty AS OF 8/8/2023 (at): 1. New Rez filed a secured arrears claim #8 in the amount of $50,739.06 which is not in the plan. Is the debtor going to pay this claim? 2. Objection filed by Deutsche Bank (McCalla) - failure to cure arrears of $132,862.83. (Per POC). 3. Trustee's objection: - The current Plan does not specify treatment of IRS under the Plan. IRS priority claim is for $4,509.82. - Deutsche Bank (McCalla Raymer) objection to confirmation, approximate arrears $132,862.83 - need to resolve (UNRESOLVED) RESOLVED ISSUES: - must file pre conf cert. (FILED) - need update proof of income/employment status for debtor 6 mos form confirmation (LANGUAGE ADDED) Plan proposes: $850 x 60 beginning 5/1/2023, loan modification by 12/1/2023, base Payments: 2/4, arrears $1,690 |
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Matter ResolvedRequest Adjourment | 152 | 8/16/2023 10:00 am | 23-13607 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 8/3/23 (DS): Recommend confirming at $1,500 paid, $1,095 x 56 begin 9/1/23; 100% with a minimum dividend $113,674 and Student loans to be treated outside 1. Trustee obj to the following: - Case is above median and the Plan needs to run 60 months. - 122c Line 45 has disposable income $1,894.56, which would require minimum dividend $113,674 to gucs. - Plan proposes only $500 x 56 when disposable income verifies $1,308. Prop Plan $500 x 56 begin 5/1/23; Base |
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Matter ResolvedRequest Adjourment | 153 | 8/16/2023 10:00 am | 23-13654 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Withdrawn | Per AR Mark as W/D MP in 14 days(mk)- sent email to atty o 8/14/23 AS OF 08/08/23 (SF) 1. Objection filed by Lakeview Loan Servicing (Stern, Lavinthal) - Debtor(s) Plan does not provide any provision for post-petition payments on Creditor's Mortgage. The Plan is silent as to the mortgage held against the real property known as 27 North Westfield Road (Claim filed has arrears of $77.55) (MUST RESOLVE) Note: Debtor is on the mortgage, not the deed 2. TD Bank filed bifurcated claim 5-1 for furniture which is not addressed in plan. (HOW SHOULD CLAIM BE PAID?) 3. Per Tax return debtor receives rent (NEED EXPLANATION) 4. Trustee objection: - Need statements for the debtor's and the spouse's 401k loans. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $250/month for home maintenance $662/month for cable/internet/phone Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED) - Verified income leaves monthly disposable income of $3,282.20. (PLAN WILL REQUIRE 100% TO GUCS) (CAN COMPROMISE TO CONFIRM AT 48 MONTHS) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Plan proposes $450 x 36 Base Payments: 4/4 RESOLVED ISSUES: - A copy of the last filed tax return - 2022 by 5/31/2023. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) - Amendments to Schedules C which was filed blank. (AMENDED) |
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Matter ResolvedRequest Adjourment | 154 | 8/16/2023 10:00 am | 23-13740 / CMG | Carrie J. Boyle, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 8/11/2023 (at): 1. The NJ Division of Taxation filed an estimated claim #2 which needs to be resolved/amended. (STILL ESTIMATED) 2. Objection filed by American Neighborhood Acceptance Company (Pluese Becker) - failure to cure full arrears of $43,369.36 (Per POC) and plan is not feasible. (UNRESOLVED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2022 (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,319.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $82,258 in non exempt equity in the residence. (LANUGAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $700 x 60 beginning 6/1/2023, base Payments: 2/3, arrears $700 |
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Matter ResolvedRequest Adjourment | 155 | 8/16/2023 10:00 am | 23-13758 / CMG | Andrew Thomas Archer | Confirmation Hearing Scheduled | Confirmed | As of 8/2/23 (DS): atty ok to terms(mk) Need to confirm at $856 x 60 begin 6/1/23; 100% with a minimum of $111,678.25 due to non-exempt equity; - Section 4(g) to be stricken and not pay, no POC filed. - Add to confirming order Trustee ok to pay claim#3-1 of WSFS C/F Actlien $22,383.58. 1. Trustee obj to the following: - There is non-exempt equity in real property $111,678.25. - If not confirmed will need updated auto insurance, insurance expires 8/28/23. 2. Pro Cap II did not file claim, recommend striking Section 4(g). 3. WSFS C/F Actlien filed claim $22,383.58. Trustee ok to pay? Prop Plan $856 x 60 begin 6/1/23; 100% |
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Matter ResolvedRequest Adjourment | 156 | 8/16/2023 10:00 am | 23-13778 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Confirmed | AS OF 8/15/23 (SF) UPDATED - Atty ok with terms. Ok to read into record RECOMMEND $400 X 60 (BEGIN 6/1/23) BASE PLAN; LOAN MOD BY 10/3/23 OR AS EXTENDED BY COURT ORDER - PAY ARREARS TO NATIONSTAR MORTGAGE PENDING APPROVAL OF LOAN MOD - NON EXEMPT PROCEEDS FROM PERSONAL INJURY CLAIM TO BE TURNED OVER TO TRUSTEE - OK TO PAY IRS PRIORITY CLAIM 1-2 - LOW BASE 1. Objection filed by Nationstar Mortgage (RAS) - failure to cure arrears and speculative loan mod (OTBS Complete loss mit process by 10/3/23 or as extended by court order) 2. IRS filed priority claim 1-2 in the amount of $129.42 which is not addressed in plan (OK TO PAY?)YES 3. Trustee objection: -income verified higher than scheduled, disposable net income $643. -Need to add all non-exempt proceeds from personal injury claim to confirming order Plan proposes $400 x 60 Base, Loan Mod by 11/1/23 Payments: 2/3 Arrears: $400 RESOLVED ISSUES: -Need to file Pre-Confirmation Certification with Court. (FILED) 8/11/23(mk); per atty - still trying to settle objection in #1. OK to Pay IRS in #2 and ok to add PI Proceeds to TR in confirming Order |
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Matter ResolvedRequest Adjourment | 157 | 8/16/2023 10:00 am | 23-13788 / CMG | Robert B Davis | Confirmation Hearing Scheduled | Withdrawn | mk: work up plan #21 for 8/16 AS OF 6/26/23 (SF) Per debtor attorney, Debtor cannot locate Deed to property. Recommended that they request a copy from the County Clerk. 1. 341 NOT HELD - NOT RESCHEDULED:ADJ DENIED.........STILL NEED: DR PENSION STMNT, DR DEED FOR 145, 2. PAYMENTS: 1/1 |
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Matter ResolvedRequest Adjourment | 158 | 8/16/2023 10:00 am | 23-13810 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/18/2023 (at): RECOMMEND: $360 x 21 BEGINNING 6/1/2023, $560 x 18 BEGINNING 3/1/2025, BASE 1. Objection filed by Specialized Loan Servicing (Stewart Legal) - failure to cure arrears of $4,097.61. (RESOLVED - PAY PER POC) Trustee's objection: -The debtor has failed to file a feasible plan - that proposes a tier plan $200 car payment ends in month 21. (TIER ADDED) The debtor has failed to supply the Trustee with the following document (s): - 2 months bank statements (March & April) from Wells Fargo acct#6786. (RECEIVED) - The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(5) by $2,473. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity $2,473 (Firearms $639, Cash $10, Citizens Bank $1,600, AMEX $1, Capital One $1 and Robinhood $222). There may be non -exempt equity in Wells Fargo acct#6786 (pending statements). (AMENDED C FILED - THERE IS $0 IN NON EXEMPT EQUITY IN THE RESIDENCE) - Arrears claim filed by SLS $4,097.61. (PAY ARREARS) - Must file Pre-confirmation certificate. (FILED) Modified plan before confirmation proposes: $360 x 21 beginning 6/1/2023, $560 x 18 beginning 3/1/2025, base Payments: 2/3, arrears $360 |
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Matter ResolvedRequest Adjourment | 159 | 8/16/2023 10:00 am | 23-13866 / CMG | DARIN D PINTO, ESQ | Confirmation Hearing Scheduled | Confirmed | AS OF 8/4/2023 (at): RECOMMEND: $950 x 7 BEGINNING 6/1/2023, $1,344 x 53 BEGINNING 1/1/2024, 100% PLAN Preserve non exempt equity of $410,855 in real and personal property. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need proof of insurance for the 2021 Honda. The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,457. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $22,050 in non-exempt equity in the 2021 Honda. - There is $367,080 in non-exempt equity in the residence. (LANGUAGE ADDED) - There is $21,725 in non-exempt equity in the Art. Case Must be 100% due to equity. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $950 x 7 beginning 6/1/2023, $1,327 x 53, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 160 | 8/16/2023 10:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Confirmation Hearing Scheduled | Withdrawn | mk: MP filed- emailed atty - needs to contact chambers to get a hearing date for MP #30. As of 8/14/23 (DS): 1. MOD PLAN FILED 8/11/23 WITH NO NOTICE TO CREDITORS, PROPOSES TO PAY ALL SECURED CLAIMS FILED. 2. MFR filed by US Asset Funding, Sched 8/16/23. Need outcome. 3. Trustee obj to the following: - Debtor has undertaken improper use of exemption. Specifically: Sched C over-exempts d(5) by $1,475 based upon the full d(1) exemption taken. - There is non-exempt equity in real property $208,817.90, 2014 Mercedes $45,550, Bank of America ckg accts#3971 $4,871.34 and acct#2408 $5.93 and Bank of America savings acct#4134 $37.32 total $259,282.49. 100% Plan - Excessive expenses on Sched J: Utilities $1,000 and car payment $775. (100% Plan) - 22c has disposable income $24,815.67. Plan is 100% - Schedule I fails to add tax refund $355 when determining disposable income. - Arrears claim filed by JPMorgan Chase $1,561.84. Trustee ok to pay? MOD PLAN PAYS ARREARS 4. ATCF II NJ (GARY ZEITZ) obj to not in plan, POC filed $168,911.52. Obj must be resolved. MOD PLAN ADDS TO PAY CLAIM. 5. Millstone Twp did not file POC, bar date 7/14/23 has passed. Recommend striking and not pay. MOD PLAN REMOVES. Mod Plan Prop $8,920 x 3 begin 6/1/23; $11,700 x 57 begin 9/1/23; 100% Note: AMENDED SCHED I FILED INCREASE CONTRIBUTIONS, FROM SON FROM $2,800 TO $4,000, HIS DISPOSABLE INCOME VERIFIES AND DAUGHTER CONTRIBUTION ALSO INCREASED FROM $750 TO $1,375 AND IS VERIFIED TO PAY. Estimated tax claim resolved, amended claim $0 owed. |
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Matter ResolvedRequest Adjourment | 161 | 8/16/2023 10:00 am | 23-13878 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 9/20/23:Per AR: Cameron to research sewer lien issue - municipal charges and how to pay Update 10 days before 9/20 needs another bridge order to 9/20 AMT: TR LTR REQUESTING CONDUIT<<>> issues as of 8/9/2023 (JMA) 1) Beltway Capital, LLC (Dembo Brown) objection to confirmation - need to resolve -there is pre-petition arrears in the amount of $62,041.48 -plan is not feasible- 2) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity on real property $134,950.55 - NON-EXEMPT EQUITY IS $87,744.94 - Must resolve State of NJ and IRS estimated tax claims - RESOLVED, AMENDED CLAIMS FILED - Must file Pre-confirmation certificate. RESOLVED, FILED - Trustee is to receive any non-exempt lawsuit proceeds 3) Debtor is not current with Trustee plan payments, arrears $1,714 proposed plan $1,798x60 begin 6/1/2023 100% plan paid in $3,680 arrears $1,714 last claim 8 |
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Matter ResolvedRequest Adjourment | 162 | 8/16/2023 10:00 am | 23-13989 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 8/8/2023 (at): RECOMMEND $791 x 60 BEGINNING 6/1/2023, BASE Claim #2 filed by Credit Acceptance will be paid through the plan. Debtor's attorney must file a claim on behalf of One Main and a motion to allow late claim within 30 days of confirmation. Need to file Pre-Confirmation Certification within 10 days of confirmation. 1. Credit Acceptance filed a secured arrears claim #2 in the amount of $2,552.73 which is not in the plan. Is the debtor going to pay this claim? 2. Trustee's objection: - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Need updated car insurance prior to confirmation hearing. (RECEIVED) The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Unifund. (CERT OF SERVICE ON UNIFUND FILED) Plan proposes: $790 x 60 beginning 6/1/2023, base Payments: 2/3, arrears $783 |
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Matter ResolvedRequest Adjourment | 163 | 8/16/2023 10:00 am | 23-14067 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 8/3/23 (DS): see mk notes RECOMMEND: $2,502 x 60 BEGINNING 6/1/2023, BASE 1. Bar date has passed, no claim filed by Berkeley MUA. Needs to be stricken since no claim was filed. MK: this would be by gov bar date so include in work up) 2. BELOW ISSUES REMAIN UNRESOLVED. As of 7/14/23 (DS): Debtor attorney requested adjournment to resolve estimated claim As of 7/11/23 (DS): 1. State of NJ filed estimated tax claim, 2021 tax returns not filed. Must resolve claim. MK: APOC FILED 2. State of NJ - Dept of Labor filed unsecured claim, not priority. If claim is to be paid, need consent order. ( MK : pay as guc) Prop Plan $2,502 x 60; $0 |
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Matter ResolvedRequest Adjourment | 164 | 8/16/2023 10:00 am | 23-14080 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 8/11/2023 (at): 1. Objection filed by Bridgecrest Credit (Fontana & Napolitano) - Plan proposes to pay $5,940. Value of the 2018 Nissan Sentra is $15,925. Creditor wants $10,375.41 to be paid in full. (UNRESOLVED) 2. Objection filed by Bridgecrest Credit (Fontana & Napolitano) - Plan proposes to pay $10,099. Value of the 2017 Kia Sorrento is $19,875. Creditor wants $21,407.82 to be paid in full. (UNRESOLVED) 3. Objection filed by New Residential Mortgage (Robertson Anschutz) - failure to cure arrears of $957.85. (UNRESOLVED) 4. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - 2 months bank statements from PNC Bank accts ending #2635 and #2643 prior to filing date. (NOT RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $158,809.96 (LANGUAGE ADDED), PNC Bank acct#2627 has $558.12, M&T Bank acct#2296 has $50.39, Santander checking/savings has $127.38 and pending 2 bank accts with PNC Bank ending#2635 and #2643 (pending bank statements). - New Residential Mortgage filed arrears claim $957.85. (OBJECTION FILED) - Must resolve 3 creditor objections. (ALL UNRESOLVED) - Must file Pre-confirmation certificate. (NOT FILED) RESOLVED ISSUES: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE PLAN) Plan proposes: $650 x 60 beginning 6/1/2023, refinance by 12/31/2024, not less than $168,834 to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 165 | 8/16/2023 10:00 am | 23-14095 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | issues as of 8/3/2023 (JMA) 1) 341 hearing not held, rescheduled for 8/24/2023 2) Not current with Trustee plan payments to date, arrears $1,000 3) Deutsche Bank (RASC) objection to confirmation - need to resolve -pre-petition arrears in the amount of $3,787.09 4) Ally Capital (Lavin Cedrone) objection to confirmation - need to resolve -creditor objection to the cram of the 2020 Kia Telluride proposed plan $500x60 begin 6/1/2023 base plan paid in $500 arrears $1,000 last claim 26 |
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Matter ResolvedRequest Adjourment | 166 | 8/16/2023 10:00 am | 23-14111 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | issues as of 8/9/2023 (JMA) same issues as last hearing 1) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,100 Health insurance, Car insurance $265 and car payment $650 (amended Sched B removes car) and Special Needs $600. Must provide proof of expenses 10 days before confirmation. - The current Plan does not specify treatment of IRS secured claim $5,670 under the Plan. - The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. 1325(a)(3). - Plan does not propose the non-exempt equity in real property. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in real property $8,487.50. - Must file Pre-confirmation certification with Court 2) NJ Division of Taxation priority claim #3 is estimated for 2020 taxes - need to resolve 3) IRS secured claim #2 in the amount of $5,670, not treated in plan - need to resolve proposed plan $600x60 begin 6/1/2023 base plan paid in $1,200 arrears $600 last claim 3 |
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Matter ResolvedRequest Adjourment | 167 | 8/16/2023 10:00 am | 23-14128 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 8/3/23(mk): Atty ok with terms >>CAN RESOLVE BY PAYING 100% **CAN REC CONFIRM AT $1,106 PTD, Then $626 x 57 Begin 9/1/23 100%. TR authorized to pay IRS and St Of NJ claims through plan** ------------- 1. IRS POC AND ST OF NJ POC NOT IN PLAN- OK TO PAY? 2. Trustee Objection: - not paying all dispos income into plan:-Child Income verified higher (6,744)than scheduled(5,774) for debtor --------------------------- -need 2022 Tax return(Provided) - pre conf cert.(Filed) Plan: $553 X 60 BEG 6/2023; BASE 2/3 payments |
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Matter ResolvedRequest Adjourment | 168 | 8/16/2023 10:00 am | 23-14147 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | issues as of 8/3/2023 (JMA) 1) 341 hearing not held, rescheduled for 8/24/2023 2) Not current with Trustee plan payments to date, arrears $10,000 3) IRS priority claim #2 is estimated for 2021 and 2022 taxes - need to resolve 4) NJ Division of Taxation priority claim #7 is estimated for 2021-2022 taxes - need to resolve proposed plan $5,000x60 begin 6/1/2023 base plan paidin $5,000 arrears $10,000 last claim 12 7/17/2:341 ADJ DENIED STILL NEED: ANY POI WOULD BE NICE, DR BANK STATEMENTS INDICIATING LIVING OFF OF 2 MTHS FROM MAY/JUNE 2023 NO TR PAYMENTS |
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Matter ResolvedRequest Adjourment | 169 | 8/16/2023 10:00 am | 23-14181 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | As of 8/3/23 (DS): 1. Debtor has only made 1 payment of $100 and is $2,000 in arrears for July and August. Last payment made was 6/12/23. 2. Trustee obj to the following: - Debtor has insufficient income to fund the plan, disposable income verifies $371.24. - Need business forms & 2 months profit and loss statements for C Charisse Beauty and Generation of New Era, 2022 tax return and 2 months updated income from Debtor by 9/30/23. - Debtor must sign up for e-wage or TFS for trustee payments. - Must file Pre-Confirmation Certification. - Add to confirming order non-exempt proceeds from lawsuit to Trustee. - Must resolve creditor objection. 3. Greenwood Village Management (ANDREW SKLAR) obj to 18 month prompt cure, that Debtor expenses are below minimum and cannot afford to cure the arrears. OBJ MUST BE RESOLVED 4. Greenwood filed an unsecured claim with judgments owed for 2021 and 2022 plus adds the recent arrears. Trustee will require a consent order with creditor on how to pay the claim or an amended claim to propose secured rental arrears. If claim is to be treated through plan. Prop Plan $100 x 1 begin 6/2023; $1,000 x 35; Base and non-exempt proceeds from lawsuit |
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Matter ResolvedRequest Adjourment | 170 | 8/16/2023 10:00 am | 23-14222 / CMG | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS of 8/7/23mk): *NEEDS Higher plan payment to cover NE equity and income won't cover it 1. Trustee objection: as of now: -House $79,288 non-exempt equity -Lincoln MKZ $1,116 non-exempt equity -Affinity FCU $285 non-exempt equity TOTAL NON-EXEMPT EQUITY $80,689 Plan: $1000 X 60 BEG 6/2023; BASE ---------- - Objection By Wells Fargo(Brock & Scott): CONSENT ORDER SUBMITTED 7/24- PAYS ARREARS - fails to pay arrears $282.99--OK TO PAY? 2/3 payments |
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Matter ResolvedRequest Adjourment | 171 | 8/16/2023 10:00 am | 23-14278 / CMG | Jonathan Goldsmith-Cohen, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | As of 8/3/23 (DS): 1. CrossCountry Mortgage filed arrears claim $179.09. Trustee ok to pay? MK YES PAY 2. BELOW ISSUES STILL REMAIN UNRESOLVED, PLAN PROPOSE 100%. Bar date 7/28 100% 7/19/23 (DS): 1. Trustee obj to the following: - Need 2 months proof of income from non-filing spouse for April and May (only received 6/9/23 date paid) (only received pay stub for 3/31/23 and now 6/9/23) and homeowner insurance for Colombia property (is in Spanish and needs to be translated). - Amendment to Schedules B and C to add Chase Bank checking acct#5526 and Charles Schwab acct#0696. - Amend Bankruptcy Petition to add Ramirez as an alias last name. - Amend Schedule I for Debtor's new job at SESI Consulting Engineers and add rental income generated from South American property and provide proof of rental income and pay stubs from new job. RENTAL LEASE FOR COLOMBIA IS IN SPANISH WAS NOT TRANSLATED - 22c has disposable income, plan pays 100%. - There is non-exempt equity $16,411.25 in Colombia property, $1,342.45 in Chase checking acct#5526, and $486.29 in Charles Schwab checking acct. (100% Plan) - Must file Fee App within 7 days of confirmation. - Must file Pre-confirmation certificate. Prop Plan $2,100 x 60 begin 6/1/23; 100% Note: Update auto insurance provided 7/12/23. |
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Matter ResolvedRequest Adjourment | 172 | 8/16/2023 10:00 am | 23-14354 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 8/14/23/23(mk):Updated **CAN REC CONFIRM AT $,1470 PTD, THEN $735 x 57 Begin 9/1/23. 100%. Preserve Equity T/H of $56,648 in real property. Must file motion to Expunge LVNV Claim #1-1 within 14 days. Trustee is not authorized to pay claim pending motion to Expunge. Must file fee application w/in 7 days of confirming Order. Must file pre conf cert in 7 days** 1. Trustee Objection: - fee app 7 days form conf order. -----RESLOVED--------- -There is $56,648 NE equity in real property.(Preserve T/H) PLAN 100%- as long as remains that way Tr will allow excessive expense items, such as: $418/month for utilities and oil $385/month for cable/internet/phone $900/month for food $1,280/month for health insurance Plan: $735 X 60 BEG 6/2023; 100% 2/3 payments |
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Matter ResolvedRequest Adjourment | 173 | 8/16/2023 10:00 am | 23-14424 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | issues as of 8/9/2023 (JMA) 1) SN Servicing/USBank (Friedman Vartolo) objection to confirmation - need to resolve -pre-petition arrears $34,831.56 2) Trustee objection to confirmation - need to resolve -auto insurance renewal, policy provided expires 8/6/2023, confirmation hearing is 8/16/2023 NEED RENEWAL -SN Servicing Corporation/US Bank Trust (Friedman Vartolo) objection to confirmation - need to resolve -Need to file Pre-Confirmation Certification with Court RESOLVED, FILED 3) American First Finance LLC filed claim 15 for $553.27 - not treated in plan, either pay claim or move against it proposed plan $400x6 begin 6/1/2023 $529.41x54 begin 12/1/2023 base plan paid in $400 arrears $800 last claim 21 |
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Matter ResolvedRequest Adjourment | 174 | 8/16/2023 10:00 am | 23-14433 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 8/2/23(mk): **CAN REC CONFIRM AT $466 PTD, Then $233 x 57 Begin 9/1/23. 100%. PRESERVE EQUITY T/H OF $104,086 IN REAL PROPERTY. LM BY 11/30/2023 (6 LAKE ST). TR NOT AUHORIZED TO PAYLENDER PENDING LM. Fee application within 7 days of confirming Order** -------------------- 1. Motion for Loss Mit 8/2/23- granted - 2. Trustee Objection: PLAN IS 100% -On Schedule A/B debtor lists autographed football memorabilia with current value of $5,000. Is there an appraisal of the memorabilia? SUBMIT A COMPLETE LOAN PACKAGE JULY 22 -------------Resolved---------------- -There is $125 non-exempt equity for autographed football memorabilia -There is $104,086.15 non-exempt equity in the debtor's home -TOTAL NON-EXEMPT EQUITY $104,211.15>PLAN IS 100% SO PRESERVE EQUITY Plan:$233 X 60 BEG 6/2023; LM BY 11/30/2023 (6 LAKE ST); 100% 2/3 payments |
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Matter ResolvedRequest Adjourment | 175 | 8/16/2023 10:00 am | 23-14436 / CMG | Marc C. Capone, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/8/2023 (at): RECOMMEND: $1,350 PAID TO DATE, $516 x 33 BEGINNING 9/1/2023, BASE WITH A MINIMUM OF $13,520 TO UNSECURED CREDITORS Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Preserve non exempt equity of $12,555 in real property. Student loans will be paid outside of the plan. Trustee's objection: - The debtor has insufficient income ; disposable income verifies $ -28.. The debtor has failed to supply the Trustee with the following document (s): RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - ; insurance expired 6/20/23. (RECEIVED) - Need fee app 10 days after confirming. (LANGUAGE ADDED) - Must file Pre-confirmation certificate. (FILED) Modified plan before confirmation proposes: $450 x 36 beginning 6/1/2023, not less than $13,520 to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 176 | 8/16/2023 10:00 am | 23-14593 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/9/2023 (JMA) ok to confirm at $500x18 begin 6/1/2023, $800x42 begin 12/1/2024 base plan which includes minimum $4,390.30 due to non-exempt equity -US Department of HUD claim #1 to be treated as current and outside the plan -PennyMac Loan Services Inc objection resolved with Consent Order to be submitted issues as of 8/8/2023 (JMA) 1) Trustee objection to confirmation - need to resolve -Need Amendment to Schedules B and C to add Elizabeth Fire Credit Union acct listed on pay stubs. NOT ADDED ON AMENDED SCHEDULE B OR C -The current Plan does not specify treatment of US Dept of HUD under the Plan. ADD TO CONFIRMING ORDER THAT US DEPT OF HUD IS CURRENT AND OUTSIDE PLAN -The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is estimated $4,390.30 non-exempt equity in Debtors bank accounts pending updated statements. Must provide 10 days before confirmation. -Pension loan balance statement from City of Elizabeth, shows a monthly loan deduction $1,966 on pay stubs. TIER NEEDS TO BE HIGHER proposed plan $500x18 begin 5/1/2023, $800x42 begin 12/1/2024 base plan paid in $1,500 last claim 25 RESOLVED ISSUES --------------------- -Proof of 2 month's income - from Debtor's employments with Acosta for the last pay period in April and the month of May and from City of Elizabeth for April and May. Only received income up to March RESOLVED, PROVIDED -Need to provide a copy of the homeowner's insurance renewal declaration - with personal liability coverage. RESOLVED, PROVIDED -Need 2 months bank statements from all accounts prior to filing date, including Elizabeth Fire Credit Union. RESOLVED PROVIDED STATEMENTS FROM MARCH, FEBRUARY AND JANUARY -The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns |
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Matter ResolvedRequest Adjourment | 177 | 8/16/2023 10:00 am | 23-14792 / CMG | FRANCIS P CULLARI, ESQ | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | mk; atty need adj for large ezpass claim - needs to discuss w/ client AS OF 8/14/2023 (at): RECOMMEND: $994 PAID TO DATE, $819 x 58 BEGINNING 9/1/2023, 100% PLAN Preserve non exempt equity of $13,875 in personal property. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Wells Fargo checking/savings bank statements for the month of May 2023 prior to filing date. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c Line 45 shows disposable income $908.31, which would require minimum dividend $54,498.60 to gucs. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in 2019 Honda $13,503 and estimated in Wells Fargo acct $371.95 (pending May statement). (LANGUAGE ADDED - AWAITING BANK STATEMENTS) RESOLVED ISSUES: - Need PERS loan balance statement prior to filing date, there is a monthly loan payment $730. (RECEIVED - LOAN PAID OFF IN JUNE 2026.) - Must file Pre-confirmation certificate. (FILED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $6,075 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Auto insurance for 2019 Honda Civic (RECEIVED) Plan proposes: $497 x 60 beginning 7/1/2023, 100% plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 178 | 8/16/2023 10:00 am | 23-14890 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | As of 8/14/23 (DS): Debtor attorney requested adjournment to resolve estimated claim all remaining issues As of 8/3/23 (DS): 1. Trustee obj to the following: - Need 401(k) loan balance statement prior to filing date and 2022 tax return. - 22c disposable income is $1,800, which would require minimum dividend $108,000 to gucs. - Proof of income verifies much higher, disposable income is $4,574. - There is estimated non-exempt equity in real property $40,613.45, deducting the Castle Credit claim and pending estimated tax claim. - Castle Credit filed UCC claim#8-1, which is bifurcated, arrears $3,385.15, secured $10,000 and unsecured $5,181.50, creditor is not in the plan. - Must file Pre-confirmation certificate. - Must file fee app within 7 days prior to confirming. 2. Must resolve the IRS estimated tax claim, 2022 tax returns not filed and not provided to the Trustee. Prop Plan $600 x 60 begin 7/1/23; Base |
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Matter ResolvedRequest Adjourment | 179 | 8/16/2023 10:00 am | 23-14917 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | As of 8/11/23 (DS): Debtor attorney requested adjournment 341 sched 8/24/23 |
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Matter ResolvedRequest Adjourment | 180 | 8/16/2023 10:00 am | 23-14948 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED 8/14/2023 (JMA) ok to confirm at $1,320 paid to date, $755X58 begin 9/1/2023 100% to general unsecured creditors. issues as of 8/9/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - updated income for non-filing spouse's band income (singer in a band) & part-time lumber delivery job RESOLVED, RECEIVED INCOME FOR LUMBER YARD. ONLY RECEIVED PROOF OF 1 $1,000 PAYMENT IN ARIL - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $556/month for timeshare; $292/month for maintenance; $300/month for clothing 2) Schedule G lists monthly rental expense of $2,155 per month - not listed on Schedule J, need to amend RESOLVED - PER ATTY THE RENT IS PERK OF THE DEBTORS EMPLOYMENT. 3) Need to file amended Schedules I to show income from spouse job at Huston Supply RESOLVED - FILED AMENDED SCHEDULE 4) Provided a certification about being in a band, did not provide proof of income from this job RESOLVED - PROVIDED PROOF OF PAYMENT IN APRIL $1,000 AVERAGED OVER 4 MONTHS FOR $250/MONTH proposed plan $660x60 begin 7/1/2023 100% plan paid in $1,320 last claim 8 |
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Matter ResolvedRequest Adjourment | 181 | 8/16/2023 10:00 am | 23-14949 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 341 not held due to missing documents Payments: 1/2 Arrears: $2732 |
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Matter ResolvedRequest Adjourment | 182 | 8/16/2023 10:00 am | 23-14980 / CMG | FRANCIS P CULLARI, ESQ | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS of 8/7/23(mk); AR 1 PYMT POSTED >>As of this date No Payments Made< 1. Objection By BayFirst Nat'l Bk(Saldutti): - has docketed J'ment( based on defaulted B'ness Loan)lien secured by RE and personal prop 3 vehicles. Plan underestimates J'ment amt. 2. Objection by Kubota Credit( Stewart Legal): -plan does not treat claim - if unaffected- should be in part 4(a). 3. Trustee Objection: -Need proof of insurance for the 2006 Ford, 2018 Chevy, 2005 GMC, 2007 Chevy, 1996 Dump truck(plan surrenders this) and 2019 Kubota. - need Amendments to Schedules Statement of Financial Affairs to list business information. -schedules fail to acct for tax refund $6,967. -There is $10,261 in non exempt equity in the 2019 Kubota. - There is $3,500 in non exempt equity in the business equipment. -There is $16,556 in non exempt equity in Santander account #9692. -Need to file Pre-Confirmation Certification. Plan:$3362 X 60 BEG 7/2023; BASE 0/2 |
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Matter ResolvedRequest Adjourment | 183 | 8/16/2023 10:00 am | 23-14992 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 341 now on 9/14/23 AS OF 8/8/2023 (at): 1. 341 has not been held or rescheduled. 2. Payments: 1/2, arrears $1,000 |
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Matter ResolvedRequest Adjourment | 184 | 8/16/2023 10:00 am | 23-15032 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 8/7/23 (SF) 1. Must request adjournment 2. 341 not held - Rescheduled for 8/24/23 3. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 185 | 8/16/2023 10:00 am | 23-15035 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 8/3/2023 (at): RECOMMEND: $150 PAID TO DATE, $1095 x 58 BEGINNING 9/1/2023, BASE WITH A MINIMUM OF $4,060 TO UNSECURED CREDITORS Preserve non exempt equity of $4,060 in real estate. Trustee's objection: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $4,060 in non exempt equity in the residence. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $300 x 2 beginning 7/1/2023, $1,000 x 58 beginning 9/1/2023, base Payments: .5/2, arrears $450 |
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Matter ResolvedRequest Adjourment | 186 | 8/16/2023 10:00 am | 23-15054 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | As of 8/11/23 (DS): Debtor atty requested adjournment, 341 sched 9/21/23 |
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Matter ResolvedRequest Adjourment | 187 | 8/16/2023 10:00 am | 23-15094 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | As of 8/10/23 (DS): Attorney submitted adjournment, no homeowner insurance was provided, emailed atty on 8/8/23 to provide, no response to email, therefore adjournment request has been denied. As of 8/3/23 (DS): 1. Trustee obj to the following: - Need updated homeowner insurance, if not confirmed by 8/16/23 (insurance expires 8/22/23), May and June bank statements from TD Bank and M&T Bank prior to filing date and statement from Mutual Funds prior to filing date.. - There is non-exempt equity in real property $199,906.49, $20,500 2016 Ford F250; $8,916 2021 Godfrey Boat; $2,950 2005 Chevy, $25,000 1992 Ford Dumpster Truck, Jewelry $1,650, Santander acct $44,971.77 and TD Bank and M&T Bank accts (pending statements). - 22c Line 45 shows disposable income $4,977.36 and disposable income verifies $4,477. - Sched J has excessive expenses, but plan has proposed 100%. - Must file Pre-confirmation certificate. 2. IRS filed estimated tax claim, which needs to be resolved, 2018-2021 tax returns not filed. Prop Plan $1,318 x 60 begin 7/1/23; 100% |
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Matter ResolvedRequest Adjourment | 188 | 8/16/2023 10:00 am | 23-15097 / CMG | Andrew B. Finberg, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/22/2023 (JMA) corrected terms: to confirm need $2,200 paid to date, $1,261x58 begin 9/1/2023 100% plan -Debtor agrees to pay Planet Home Lending secured claim #7 arrears in the amount of $5,373.94 through plan. Consent order resolving objection to be filed with Court -Debtor also agrees to pay Freedom Credit Union $16,867 through the plan. updated 8/15/2023 (JMA) $1,100x60 begin 7/1/2023 100% plan which includes minimum $89,712.37 dividend to general unsecured creditors due to non-exempt equity in debtor's home. -Debtor agrees to pay Planet Home Lending secured claim #7 arrears in the amount of $5,373.94 through plan. Consent order resolving objection to be filed with Court. -Debtor also agrees to pay Freedom Credit Union $16,867 in full as part of the unsecured creditor pool. issues as of 8/9/2023 (JMA) 1) Planet Home Lending LLC (Pincus Law Group) objection to confirmation - need to resolve - DEBTOR TO PAY ARREARS THROUGH PLAN, CONSENT ORDER TO BE FILED WITH COURT -pre-petition arrears $5,373.94 2) Trustee objection to confirmation - need to resolve -The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): there is $89,712.37 non-exempt equity in debtors' residence, need to pay minimum $89,712.37 dividend to general unsecured creditors. -Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED -Planet Home Lending LLC (Pincus Law Group) objection to confirmation - need to resolve - Schedule J has deduction of $642 credit union loan repayment. The debtors plan lists this to be separately classified unsecured paid by automatic deduction through Credit Union account. The amount of $16,867 is being paid outside plan. Creditor filed unsecured claim 4 in the amount of $16,359.95. proposed plan $1,100x60 begin 7/1/2023 100% plan paid in $2,200 last claim 9 |
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Matter ResolvedRequest Adjourment | 189 | 8/16/2023 10:00 am | 23-15116 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | updated 8/11/2023 (JMA) issues as of 8/3/2023 (JMA) 1) 341 not held, rescheduled for 8/17/2023 2) Current with Trustee plan payments 3) Need to file Pre-Confirmation Certification with Court propsoed plan $790x36, $1,000x24 100% plan paid in $1,600 last claim 10 |
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Matter ResolvedRequest Adjourment | 190 | 8/16/2023 10:00 am | 23-15135 / CMG | Jeffrey S. Walters | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | As of 8/14/23 (DS): Debtor attorney requested adjournment, 341 scheduled 9/21/23. Debtor current with Trustee payments. |
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Matter ResolvedRequest Adjourment | 191 | 8/16/2023 10:00 am | 23-15140 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | Adj to after bar date |
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Matter ResolvedRequest Adjourment | 192 | 8/16/2023 10:00 am | 23-15144 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS of 8/4/23(mk): debtor getting new appraisal >>prob should adj to after bar date (8/23/23)as it appears this case needs to be 100% 1. Trustee Objection: - need A current market analysis - Appraisal provided is over a year old and comps used are from 2021 and only one from 2022. - need Domestic Support Obligation information. -Plan does not propose the non-exempt equity and incorrect deductions were made on 22c and Schedule I. - even at debtor value ,There is $148,987 estimated non-exempt equity in real property ---------------------------- -excessive expense items, such as: - Sch J excessive expenses: car insurance $235 (verifies $196).(adjusted for the $39) - 22c also has excessive expenses:USE I & J Line 17 deductions $374.33 (per pay stubs verifies $186.73 which is $86.45 bi-weekly). Line 19 Court order $1,662.72 (per pay stubs is $829.44 monthly which is $384 bi-weekly). Line 25 Medical $806.38 (per pay stubs is $402.25 which is $186.26 bi-weekly). Line 30 additional food/clothing $28. There would be disposable income $1,500.45, which would require minimum dividend $90,027 minimum dividend to gucs Plan:$1,027 x 60 begin 7/1/23; Base 1/2 payments |
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Matter ResolvedRequest Adjourment | 193 | 8/16/2023 10:00 am | 23-15148 / CMG | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Withdrawn | AS OF 8/14/23 (SF) MP JUST FILED ON 8/11 BUT STILL DOES NOT ADDRESS CAPITAL ONE ARREARS OR US DEPT OF HUD CLAIM. THERE IS NO DATE 1. Objection filed by Bank of America (Stern, Lavinthal) - failure to provide for post petition payments and plan is silent as to creditor 2. Capital One Auto Finance filed secured arrears claim 4-1 in the amount of $492.28 which is not addressed in plan. (OK TO PAY?) 3. US Department of HUD filed secured claim 1-1 which zero arrears. This creditor is not addressed in plan 4. Trustee objection: - Need to provide Santander statement for April 2023 - -Income verified higher than scheduled amount, disposable net income is $1,339.32. Must pay all disposable income into the plan. -Santander end balance as of 5/31/2023 is $714.78, need to amend Schedules A/B and C Note: Per Disclosure Statement and plan, fees will be paid outside Plan proposes $715 x 60 Base Payments: 1/2 Arrears: $715 RESOLVED ISSUES: -Need to file Pre-Confirmation Certification with Court (FILED) |
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Matter ResolvedRequest Adjourment | 194 | 8/16/2023 10:00 am | 23-15161 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 8/3/2023 (at): RECOMMEND: $5,978.06 PAID TO DATE, $6,835 x 58 BEGINNING 9/1/2023, 100% PLAN Preserve non exempt equity of $28,710 in the time shares. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $225/month for home maintenance $600/month for utilities $631/month for cable/internet/phone $741 & $708/month car payments $242/month timeshare maintenance Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $10,247.60. - Per the 22C, monthly disposable income is $14,846 which requires a minimum dividend of $890,760 to general unsecured creditors. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Need valuations for the disney timeshares. (RECEIVED - $33,000) - A copy of the deed (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $43,500 in non exempt equity in the timeshares. ($28,710 NOW THAT VALUATION RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) - Need a statement for the co-debtor's PERS Loan. (RECEIVED - LOAN IS PAID OFF IN NOVEMBER, 2024. ADDITIONAL $1,900/MONTH BEGINNING 12/2024) Plan proposes: $5,978.06 x 60 beginning 7/1/2023, base Payments: 1/2, arrears $5,978.06 |
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Matter ResolvedRequest Adjourment | 195 | 8/16/2023 10:00 am | 23-15192 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 8/3/23 (DS): Ok to confirm at $350 x 36 begin 7/1/23; Base with a minimum dividend $7,715 and reserved $2,602.22 due to non-exempt equity in real property $2,154.36 and bank acct $447.86 Prop Plan $350 x 36 begin 7/1/23; Dollar Base $7,715 |
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Matter ResolvedRequest Adjourment | 196 | 8/16/2023 10:00 am | 23-15215 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | UPDATED 8/11/2023 (JMA) issues as of 8/3/2023 (JMA) 1) M&T Bank (Parker McCay) objection to confirmation - need to resolve -mortgage arrears of approximately $152,508.15 2) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2022 prior to confirmation. - Need a valuation for the business. Gas station/convenience store cannot be worth $0. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $251790 in non exempt equity in the residence. (100% plan ) - There is $3,656 in non exempt equity in the 2013 Camry. - There is $2,577 in non exempt equity in the Santander bank accounts. - Need to resolve objection by M&T Bank. - Need to file Pre-Confirmation Certification. - Need to provide Partnership documents - Need to provide Acquisition document proposed plan $3,000x60 100% plan paid in $3,000 arrears $3,000 last claim 12 |
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Matter ResolvedRequest Adjourment | 197 | 8/16/2023 10:00 am | 23-15226 / CMG | RONALD E NORMAN, ESQ | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 8/8/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 8/17/2023 2. Payments: 1/2, arrears $600 |
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Matter ResolvedRequest Adjourment | 198 | 8/16/2023 10:00 am | 23-15230 / CMG | Jonathan Goldsmith-Cohen, Esq. | Confirmation Hearing Scheduled | Plan Denied | needs MP in 14 days to HUD and surrender ATV AS OF 8/3/23 (SF) 1. US Department of HUD filed secured claim 1-1 with zero arrears. Not addressed in plan 2. Pennymac Loan Services filed secured arrears claim 5-1 in the amount of $484.91 which is not addressed in plan (OK TO PAY?) 3. Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of -$156.22.. - A Modified Plan that surrenders the 2021 Kayo. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $350/month for childcare $555/month for transportation Need proof of excessive expenses 10 days prior to confirmation. - Need to file Pre-Confirmation Certification. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Plan proposes $367 x 36 Base w/min $9690 to gucs Payments: Current $800 Received RESOLVED ISSUES: Plan proposes $9691 to gucs - There is $1,159 in non exempt equity in the residence. (Moot, secured claims are higher) - There is $700 in non exempt equity in the 2012 Honda. - There is $456 in non exempt equity in the Bank of America account. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): |
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Matter ResolvedRequest Adjourment | 199 | 8/16/2023 10:00 am | 23-15282 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 8/15/2023 (at): RECEIVED PROOF OF A CASHIER'S CHECK FOR $360 ON 8/15/2023. that is 2 Tr payments so will be current thru Aug when post 1. Objection filed by US Bank/Selene Finance (Robertson Anschutz) - failure to cure pre-petition arrears of $102,205.04 (Per Obj - No POC yet). Creditor wants proof of efforts to sell and an appraisal to demonstrate sale price will pay off lien in full. >> MK : Resolved :SALE IN 3 MOS TR pay arrears pending sale OTBS BY RAS 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Certification from atty as to social security number. (NOT RECEIVED) - The debtor has failed to supply proof of Social Security Number to the Trustee. (NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED) - A copy of the last filed tax return - 2022 prior to confirmation or cert of non filing (CERT OF NON FILING RECEIVED) The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Ocean Medical Center. (CERT OF SERVICE FILED 8/2/2023) - Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED) Plan proposes: $180 x 36 beginning 7/1/2023, sale of residence within 6 months of confirmation, base Payments: 0/2, arrears $360 |
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Matter ResolvedRequest Adjourment | 200 | 8/16/2023 10:00 am | 23-15330 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Withdrawn | MP FILED 8/11/23(MK) :PER ATTY FILING A MP TO ADDRESSS ISSUES. SO THIS SHOULD BE MARKED W/D AND MP IN 14 DAYS- email to atty As of 8/3/23 (DS): 1. Trustee obj to disposable income $333, due to 2022 tax refund and will need a modified plan to properly address the cram of the 2nd mortgage SLS which is properly listed on Section 4d, but must be added to Section 7b, not 7a, then will need service of the mod plan to 2nd mortgage as per mortgage statement address-6200 S. Quebec St, Ste. 300, Greenwood Village, CO 80111. 2. Deutsche Bank (FRENKEL LAMBERT WEISS WEISSMAN & GORDON) obj to not in plan, POC filed arrears $2,174.12. Must resolve objections. Prop Plan $260 x 36 begin 7/1/23; Base Note: TD Bank statements provided 7/21/23. |
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Matter ResolvedRequest Adjourment | 201 | 8/16/2023 10:00 am | 23-15333 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | Atty says TFS payment on 8/10- 341 on for 8/31/23 NO PAYMENTS issues as of 8/3/2023 (JMA) - cannot grant adjournment without Trustee plan payments 1) 341 hearing not held, rescheduled for 8/31/2023 2) No Trustee plan payments to date, arrears $1,062 |
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Matter ResolvedRequest Adjourment | 202 | 8/16/2023 10:00 am | 23-15397 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 8/8/2023 (at): Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - June and July 2023. (NOT RECEIVED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies $422. - Must file Pre-confirmation certificate. (NOT FILED) Plan proposes: $159 x 60 beginning 7/1/2023, not less than $5,000 to unsecured creditors Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 203 | 8/16/2023 10:00 am | 23-15428 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Confirmed | AS OF 8/8/2023 (at): RECOMMEND: $4,535 X 60 BEGINNING 7/1/2023, 100% PLAN Need to file Pre-Confirmation Certification within 10 days of confirmation. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need May and June bank statements for Bank of America account #6327. (NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,522.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) The debtor has undertaken an improper use of exemption. Specifically: - Debtor is not on the deed so she cannot take the D1 exemption. The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Per the 22C, monthly disposable income is $4,865 which requires a minimum dividend of $291,900 to unsecured creditors. Plan proposes: $4,535 x 60 beginning 7/1/2023, base Payments: 1/1 |
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Matter ResolvedRequest Adjourment | 204 | 8/16/2023 10:00 am | 23-15594 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | AS OF 8/8/23 1. 341 not held - Rescheduled to 9/14/23 2. Payments: 2/2 Arrears: |
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Matter ResolvedRequest Adjourment | 205 | 8/16/2023 12:00 pm | 18-22246 / CMG | MICHAEL P OTTO ESQ | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 206 | 8/16/2023 12:00 pm | 18-27154 / CMG | James J. Cerbone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 207 | 8/16/2023 12:00 pm | 19-21386 / CMG | George E Veitengruber III | Motion Compensation | Withdrawn | fees will increase the base so suggested that revised order for fees outside |
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Matter ResolvedRequest Adjourment | 208 | 8/16/2023 12:00 pm | 19-24956 / CMG | George E Veitengruber III | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 209 | 8/16/2023 12:00 pm | 20-11298 / CMG | George E Veitengruber III | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 210 | 8/16/2023 12:00 pm | 22-13096 / CMG | George E Veitengruber III | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 211 | 8/16/2023 12:00 pm | 23-11205 / CMG | JAMAL J ROMERO | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 212 | 8/16/2023 12:00 pm | 23-11719 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 213 | 8/16/2023 12:00 pm | 23-12139 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 214 | 8/16/2023 12:00 pm | 23-13118 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 218 | 8/16/2023 3:00 pm | 23-14214 / CMG | Moshe Rothenberg, Esq. | AP Summons Issued | Vacated | pre trial order submitted AP 23-1156 WRIGHT-SIMMONS VS. TRENTON MASTER LLC Pre-trial |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |