ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Eamonn J. O'Hagan

Hearing Date: 8/12/2026
Last Updated: 7/10/2026 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am19-21731 / EJOAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>ARREARS/plan expires june
Email InquiryMatter ResolvedRequest
Adjournment
28/12/2026 9:00 am19-21731 / EJOAndrew Thomas Archer, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> MIDFIRST BANK (Gross Polosy)
Email InquiryMatter ResolvedRequest
Adjournment
168/12/2026 9:00 am22-13660 / EJOThomas J. Orr, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections7/1 - Atty to file MP within 10 days - ADJ 8/12 for Conf - may need to be ADJ after scheduling (dm)

Debtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am22-14862 / EJORobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/CAPITAL; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am23-11536 / EJOBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
228/12/2026 9:00 am23-11786 / EJOJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsamt: loss mit now extended to 7/23/26<>

Debtor obj<>FAILED TO LM BY 6/30/25; EXT LOSS MIT EXPIRED 3/7/26
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am23-14807 / EJOPeter J. Broege, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Needs Resolution of Issues - ObjectionsDebtor obj<>PROPERTY #4
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am23-17810 / EJOBrad J. Sadek, Esq.Motion Relief from Stay (Fee)No Opposition FiledWESTLAKE FINC (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
238/12/2026 9:00 am23-19630 / EJORobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ROCKET MTG (Stern & E)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am23-19630 / EJORobert Cameron Legg, Esq.Motion SellNo Opposition FiledPROPERTY #590
Email InquiryMatter ResolvedRequest
Adjournment
248/12/2026 9:00 am23-20954 / EJOThomas J. Orr, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsADJ to 8/12 Peremptory

Debtor obj<>WELLS FARGO BANK (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
258/12/2026 9:00 am23-21992 / EJOJonathan Stone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsADJ to 8/12/26 for proper service on debtors and debtor's counsel and the standard Cert of Service form (dm)

Tr obj<>OAK KNOLL CONDO (RADOM & WETTER)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am24-10417 / EJOAndrew Thomas Archer, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
328/12/2026 9:00 am24-19293 / EJOJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>SV/FREEDOM MTG
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am24-19293 / EJOJoan Sirkis Warren, Esq.Motion Reinstate StayNo Opposition FiledMTN REINSTATE STAY/FREEDOM MTG
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am24-21293 / EJOLee M. Perlman, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
388/12/2026 9:00 am25-11208 / EJORichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections7/1/26 - Plan Denied - MP within 14 days to address Grassy Sprain Group
Per AR - ADJ to 6/10 - MP within 14 days (wants to MP to push increased tier out to July when debtor expects increased income that didn't happen in February when confirmed tier increased)

ADJ to 4/8 for Atty to talk to debtor about increased Trustee tier payments (dm)

Debtor obj<>FAILED TO LM BY 11/17/25

Motion to Extend Loss Mit granted - Loss Mit extended to 6/19/26 (dm)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-14612 / EJOAndy Winchell, Esq.Motion Relief from Stay (Fee)3rd Party MatterALLY BANK (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-15492 / EJOMarc C. Capone, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledNEWREZ (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-15917 / EJOAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<> SV/LAKEVIEW
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-15917 / EJOAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<> CITIZENS BANK (WELTMAN)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-18247 / EJODavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO COMPLY WITH CONF PROVISION TO FILE POC & MTNS RE BALA & MIDLAND; FAILED TO ADDRESS TREATMENT FOR CENTRAL JERSEY FCU PPSD IN PLAN AS SEC,BUT CRED FILED GUC CLMS #25,26, 27
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-18992 / EJOJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN TO MODIFY CLM 9-1
Email InquiryMatter ResolvedRequest
Adjournment
548/12/2026 9:00 am25-18992 / EJOJustin M. Gillman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTFS processing $400 for 6/30/26 and Motion to Modify POC 9 scheduled for 8/12/26 (dm)

Debtor obj<> ARREARS (amt: also NJ #9-1U is estimated)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-19070 / EJOJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: LOSS MIT EXT 8/3/26<>

AMT: LOSS MIT EXT 5/5/26<>

App to Extend Loss Mit - OBJ deadline 2/25/26 (dm)

Debtor obj, filing for loss mit extension<>FAILED TO LM BY 12/31/25

Email InquiryMatter ResolvedRequest
Adjournment
578/12/2026 9:00 am25-19855 / EJODonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>PLAN WAS DENIED ON 7/20/26 AND FAILED TO FILE A MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-20839 / EJOJohn Zimnis, Esq.Motion Relief from Stay (Fee)3rd Party MatterCAPITAL ONE AUTO (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-22662 / EJOMatthew Gross, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am25-23410 / EJOMarc C. Capone, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledMTN ALLOW LATE POC/TRYSTONE CAP, TOWER FUNS AND US BANK GLOBAL
Email InquiryMatter ResolvedRequest
Adjournment
628/12/2026 9:00 am26-10011 / EJOJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>STRUCTURED ASSET MTG (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
668/12/2026 9:00 am26-10628 / EJOKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAtty holding $4,500 and IRS amended its POC on 7/1/26 - ADJ 8/12

amt: MP 7/1***RECOMMEND DISMISSAL**<>

Debtor obj<>PLAN WAS DENIED ON 3/18/26 AND FAILED TO FILE MP
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-10679 / EJOJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
688/12/2026 9:00 am26-10999 / EJOLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: CONF 8/12*<>


Debtor obj<>PLAN WAS DENIED ON 4/29/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-11177 / EJOMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-11718 / EJOJonathan Goldsmith Cohen, Esq.Motion Sell3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-12045 / EJOLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)3rd Party MatterSANTANDER BANK (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-13119 / EJOJustin M. Gillman, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-13364 / EJOAndy Winchell, Esq.Motion Relief from Stay (Fee)No Opposition FiledNAVY FEDERAL CREDIT UNION (FEIN, SUCH)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-14348 / EJODouglas G. Mitchell, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledORDER VACATING DISMISSAL ENTERED 6/4/26 RESCHEDULED CONF FOR 7/22
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-15210 / EJODaniel E. Straffi, Esq.Motion Relief from Stay (Fee)3rd Party MatterSELENE FINC (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-15463 / EJOEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLM 3
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 9:00 am26-17781 / EJOPRO SEMotion for Waiver of Credit CounselingNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am24-16121 / EJORobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 22 of 25 required payments   Arrears: $41.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am25-13668 / EJOJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 15 required payments   Arrears: $4,293.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am25-19396 / EJOJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 10 required payments   Arrears: $3,775.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am25-19498 / EJODaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 10 required payments   Arrears: $3,575.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am25-19855 / EJODonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 10 required payments   Arrears: $1,438.00
Email InquiryMatter ResolvedRequest
Adjournment
1778/12/2026 10:00 am25-22326 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $900.00
6/23 workup EDC

SAME AS LAST TIME

**EVEN IF WE ACCEPT EXPENSES, DEBTORS DISPOSABLE INCOME AS UPDATED USING APRIL PAYSTUBS IS $1505 A MONTH --SHOULD AT LEAST $1500 X 60 PRO RATA--SOME SPOUSE EXPENSES ARE HIGH LIKE CAR PAYMENT SO COULD BE HIGHER

- FYI NEEDS $2725 TO BE 100%

* Trustee objection:
-- - The debtor has failed to file the required Pre-Confirmation Certification .
-- 22C Line 35 has Priority $22,910.90, Plan has total $16,703.87, which is less, Line 43
-- Cell phone $337.89, Car payment $767.85, Storage Unit $184.94 (sent proof but debtor car expense IS HIGH)
-spouse expenses $1,834. Must provide proof of expenses 10 days prior to confirmation.
- Line 45 has disposable income $2,480.80, which would require min. div. $148,848 or more
pending review of expenses. OK TO USE I & J


Plan $1200 x 60
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am25-23059 / EJOJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $460.00
Email InquiryMatter ResolvedRequest
Adjournment
978/12/2026 10:00 am25-23222 / EJORobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 7 required payments   Arrears: $200.00
ISSUES AS OF 6/26/2026 (DM):

***Need a copy of the Listing Agreement and need Motion to Appoint Realtor***

1) AMIP Management/Wilmington Savings (Friedman Vartolo) OBJs - failure to cure arrears of $80,993.73 and creditor wants a consent order granting stay relief if the property is not sold in an appropriate time frame. (UNRESOLVED)

2) Capital One Auto Finance (Gavin Stewart, Esq) OBJs - creditor reserves rights to amend its claim for an unsecured deficiency balance on the 2020 Dodge Challenger. (UNRESOLVED)

3) Capital One Auto filed a bifurcated claim ON 2022 Mitsubishi Outlander that needs to be addressed (MP SURRENDERS IN FULL SATISFACTION - CHECK TO SEE IF GAVIN STEWART ALSO OBJs ON THIS TREATMENT)

***RESOLVED ISSUES***

A) Trustee OBJ:
- There is $82,687 non-exempt equity in the residence. (100% PLAN)
- There is $2,160 non-exempt equity in the bank accounts. (100% PLAN)
- Need a copy of 2024 tax return. (RECEIVED)


Prop. Plan $200 x 36, 100% Plan
- sale of real estate within 6 months.
PTD 6/6 = $1,200
Last Claim (17-1)
Email InquiryMatter ResolvedRequest
Adjournment
1358/12/2026 10:00 am26-10044 / EJORobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 12 of 6 required payments   Arrears: $0
ISSUES AS OF 6/25/2026 (DM):

1) David James (CAROL KNOWLTON) OBJs - $432,012.79 secured judgment lien not treated in the plan (UNRESOLVED.)

2) Trustee OBJ:
- There is $32,475 non-exempt equity in the residence - if paying David James judgment lien there is no equity (BAR DATE EXPIRED AND ONLY $1,414 GUCs FILED.)
- Excessive Expense: 2nd mtg payment $1,700 - per POC mtg is $1,262.
- Disposable income will be $507 when deducting the difference (DISPOSABLE INCOME NO ISSUE DUE TO NEEDING MORE TO FUND THE PLAN TO PAY NON-EXEMPT EQUITY, UNLESS IT CHANGES.)


Prop. Plan $200 x 60, Base Plan
PTD 5/5 = $2,332
Last Claim (7-1)
Email InquiryMatter ResolvedRequest
Adjournment
1038/12/2026 10:00 am26-10229 / EJOEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $100.00
ISSUES AS OF 6/25/2026 (DM):

***The Plan is underfunded to pay the $64,387 amended priority claim filed by the IRS - RECOMMEND DISMISSAL***

1) Cross Country Mtg (McCalla Raymer) OBJs - $1,697.03 arrears on real estate (OTBS)

2) Trustee OBJ:
- Debtor has insufficient income.
- Need to file Pre-Confirmation Certification. (UNRESOLVED)
- Need a CMA with comparatives sold within 6 months of filing. (SAME CMA UPLOADED WITH AN EDITED PARAGRAPH TO ADDRESS NO COMPARABLE MIXED-USE SALES WITHIN 6 MONTHS)
- Need proof of income for Content Creation. (UNRESOLVED)
- Need updated insurance for 2019 Jeep and 1978 Chevy - policy provided expired.
- There is $36,377 non-exempt equity in the residence.
- There is $4,300 non-exempt equity in the 1978 Chevy.
- There is $1,205 non-exempt equity in the bank account.
- Plan proposes an order of distribution that departs from Trustee standard.
- IRS filed an estimated claim which needs to be amended. (AMENDED)
- Need 2025 tax return by 5/31/26. (RECEIVED)


Prop. Plan $100 x 60, Base Plan
PTD 6/6 = $600
Last Claim (6-2)
Email InquiryMatter ResolvedRequest
Adjournment
1058/12/2026 10:00 am26-10628 / EJOKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 6 required payments   Arrears: $6,000.00
Atty holding $4,500 and IRS amended its POC on 7/1/26 - ADJ 8/12

As of 6/26/26 (DS): 1. Debtor further in arrears $4,500, made 2 out of 5, soon 6 payments, last payment made 3/16/26.

2. IRS estimated claim still not resolved 2020-2024 not filed.

5/20/26 (DS): 1. Debtor in arrears $3,000, made 2 out of 4 payments, last payment made via ePay $1,500 on 3/16/26.

2. Must resolve IRS estimated tax claim, 2020-2024 tax returns not filed.

=====================

3/18/26 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in business $8,227, Bank acct#8358 $70, Jewelry $875, Car $1,525, Residence $244,372, Park Lane property $234,791 and Johnson property $96,466 total $586,326. PLAN PAYS 100%

2. Shellpoint (GAVIN STEWART) obj arrears owed are more, no POC filed. Must resolve obj. MOD PLAN PAYS ARREARS.

3. Rocket Mortgage (ALEISHA JENNINGS) obj to plan silent as to treatment of property Clayton Ave, not on Schedules or Plan, POC filed with arrears $1,683.66. Must resolve obj. MOD PLAN SURRENDERS PROPERTY

4. IRS filed estimated tax claim, 2020-2024 tax returns not filed. Must resolve claim.

5. Ally Capital-2018 Jeep Debtor Co-signed filed arrears claim for $963.79. Needs to be resolved. MOD PLAN PAYS ARREARS.

6. Santander-2018 Nissan filed much higher claim in the amount of $3,032.66. MOD PLAN PAYS ARREARS.

Prop Plan $1,500 x 52 begin 2/1/26; 100%
Note: Mod plan filed to surrender Clayton Ave property and add arrears owed to Shellpoint, Ally and Santander
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-10999 / EJOLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
updated 6/29/2026 (JMA) NEED TO ADJOURN TO 7/22/2026

to confirm need $285x12 begin 2/1/2026, $902x24 begin 2/1/2027 with minimum $20,718 due to non-exempt equity in house

updated 6/26/2026 (jma)
issues as of 6/22/2026 (JMA)

1) Sun West Mortgage Company, Inc (Powers Kirn, LLC) objection to confirmation - ORDER RESOLVING OBJECTION
- Per Order debtor to pay $1,980.77 through plan
2) Trustee objection to confirmation - RESOLVED
- Modified plan filed and proposes $285x12, $678x24 pro rata distribution from any remaining funds.
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis with recent comps. CMA is dated 6/9/25, 3 comps provided are from 1/10/25-3/13/25. Zillow values home to be $476,300 - PROVIDED CMA VALUE OF $440,000 (COMPS PROVIDED AVERAGED $486,666.) NEED TO RESOLVE
- Robinhood crypto acct statement, Charles Schwab and Robinhood stocks statements, prior to filing date.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There would be non-exempt equity in the residence using Zillow $36,509 (pending updated CMA and
comps) CMA IS FOR $440,000 (COMP VALUE IS $486,666) USING THE VALUE OF $440,000 NON-EXEMPT EQUITY IS $20,718. USING $486,666 NON-EXEMPT EQUITY IS $41,017.71 NEED TO RESOLVE, there is non-exempt equity in TD Bank acct#8814 $194, Navy FCU $5 RESOLVED, STATEMENTS PROVIDED.
- Still waiting for statements from Cashier's Check, Robinhood Crypto acct, Charles Schwab and Robinhood stocks.

proposed plan $285x12, $678x24 base plan
paid in $1,425
last claim 6-1

RESOLVED ISSUES:

- A copy of the last filed tax return from spouse for 2024. Per Debtor 2024 Tax return they filed separately. Also need both 2025 Tax Return. RESOLVED - PROVIDED DEBTOR 2025 TAX RETURN
- Per Certification spouse not required to file insufficient income - RESOLVED,
Email InquiryMatter ResolvedRequest
Adjournment
1088/12/2026 10:00 am26-11048 / EJOPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
341 Docs are uploaded to 341 ADJ Request
6/30/26 (sf) Debtor sent copy of TFS receipt for trustee payment in the amount of $6000. Debtor to appear tomorrow. Says he sent 341 docs but I don't see any listed.


AS OF 6/29/2026 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 0/5...ARREARS $5,000

1. 341 has not been held or rescheduled.
2. Payments: 0/5, arrears $5,000
Email InquiryMatter ResolvedRequest
Adjournment
1298/12/2026 10:00 am26-11199 / EJOKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,740.00
ADJ to 8/12 Peremptory
As of 6/5/26 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED, NOTHING DONE SINCE 4/29/26.

4/29/26 (DS): 1. Trustee obj to the following:
- Must provide PNC Bank statements from 1/21/26-2/2/26 and 2 months bank statements from CashApp prior to filing date and 2025 tax return, if no filed can add to confirming order to provide no later than 5/31/26.
- There may be non-exempt equity in the bank accts pending bank statements.
- The plan fails to mention the bifurcated claim of Credit Acceptance for 2014 Toyota with arrears $40,734, secured $9,255, unsecured $31,479 and 2 mortgage claims on the residence by US Dept of HUD and CBC Mortgage both have no arrears.
- 22c-1 Line 15b has current monthly income for the year $175,714.56 household of 2 $104,136, therefore, 22C-2 should have been filed, but was not filed. Case is above median. Must file 22C-2.
- Must resolve State of NJ estimated tax claim, 2025 not filed.
- Must file Pre-confirmation certification.
- Add to confirming order fee app within 7 days from confirming order.
- Add to confirming order Debtor to provide updated proof of income no later than 11/15/26.

Prop Plan $1,740 x 60 begin 3/1/26; Base
Note: There is no equity on the residence, due to secured mtg claims filed.
Email InquiryMatter ResolvedRequest
Adjournment
1558/12/2026 10:00 am26-11252 / EJOFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $4,100.00
ISSUES AS OF 6/24/2026 (DM):

1) IRS filed $70,013.29 amended priority claim that includes estimated taxes for 2025. (UNRESOLVED)

2) State of NJ filed $31,441.82 amended priority claim that includes estimated taxes for 2024 - 2025 (UNRESOLVED)

3) State of NJ filed $1,919.74 amended secured claim not treated in the plan (OKAY TO PAY??)

4) Capital One filed a bifurcated claim for 2015 Acura TLX that includes $713.71 arrears, $14,375 secured and $$409.43 unsecured claim. (PAY ONLY ARREARS OR ENTIRE CLAIM??)

5) Capital One filed $782.08 arrears claim on 2018 Jeep Cherokee (OKAY TO PAY??)

6) Trustee OBJ:
- Need 2025 tax Return by 5/31/26 (UNRESOLVED)
- Equity in real estate will need to be reviewed again after all tax claims are filed. (100% PLAN)
- Excessive Expenses Sch J: $338.22 cell phone; $1670 Rent/Utilities for child's college; estimated tax payment of $1414. Expenses are okay as long as plan remains at 100% to general unsecured creditors.
- Confirming order should provide for all non-exempt proceeds from debtor's claim against her doctor. Schedule A/B should be amended to add this asset. (LANGUAGE ADDED)

***RESOLVED ISSUES***

A) Bank of America (Powers Kirn) OBJs - failure to cure full arrears of $46,046.67 on real estate (CO ENTERED TO PAY PER POC)

B) Trustee OBJ:
- Disposable income per Line #45 on Form 122C is $6,350 which requires a minimum dividend to general unsecured creditors (100% PLAN)
- Need to file Pre-Confirmation Certification. (FILED)
- Need bank statements for BOA 1/13/26 thru 2/3/26. (RECEIVED)


Prop. Plan $2,050 x 18, $4,485 x 42, 100% Plan
- student loan treated outside the plan.
PTD 3/4 = $6,150
Last Claim (12-2)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-11457 / EJOPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-11488 / EJOJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1188/12/2026 10:00 am26-11787 / EJOMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $828.00
ISSUES AS OF 6/23/2026 (DM):

1) IRS objection (Doc #22) - debtors have unpaid federal tax liabilities for numerous tax years preceding the petition date totaling $168,704.54. Plan is not feasible. (UNRESOLVED)

2) Plan provides $14,000 priority treatment to the State of NJ - Gov Bar has not expired but no POC filed yet. (STRIKE OR KEEP PER PLAN??)

3) Carvana/BridgeCrest filed $455 arrears claim on 2021 BMW X5 (OKAY TO PAY??)

***RESOLVED ISSUES***

1) Citi Mortgage (Powers Kirn) OBJs - $61,591.22 arrears on real estate. (CO ENTERED - PAY PER CLAIM)

A) Trustee OBJ:
- IRS filed an estimated claim which needs to be amended. (AMENDED)
- Need 2025 tax return by 5/31/26. (RECEIVED)
- Need a statement for the debtor's save plan loan. (LOAN PAID OFF IN MONTH 8 OF PLAN. ADDITIONAL $150/MONTH IN INCOME BEGINNING MONTH 9)
- Excessive Expenses: $608 cable/internet/phone, $438 & $436 car payments (only one car lien listed on Sch D). Need proof of expenses 10 days prior to confirmation. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)


Prop. Plan $900 x 60, Base Plan
PTD 3/4 = $2,754
Last Claim (2-2)
Email InquiryMatter ResolvedRequest
Adjournment
1488/12/2026 10:00 am26-12045 / EJOLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,800.00
Amended Sch I filed - Doc #21
ADJ to 8/12 Peremptory
ISSUES AS OF 6/4/2026 (DM): $4,500 payment made 6/9/26

***Last Trustee payment made in March - RECOMMEND DISMISSAL***

1) IRS filed $133,331.42 priority claim that includes estimated taxes for 2025 (UNRESOLVED.)

2) State of NJ filed $30,122.61 amended priority claim that includes estimated taxes for 2025 (UNRESOLVED.)

3) State of NJ filed an amended general unsecured claim that includes estimated taxes for 2017 (UNRESOLVED.)

4) NJHMFA (PLUESE) OBJs - $76,177.88 arrears on real estate (OTBS TO PAY PER POC.)

5) Santander filed a bifurcated claim on 2023 Chevy Silverado consisting of $32,100 secured, $9,122.52 unsecured, and $20,006.95 in arrears (PAY ARREARS AND TREAT BIFURCATED CLAIM AS SECURED UNAFFECTED OUTSIDE THE PLAN??)

6) Trustee OBJ:
- Need amended Sch I for wife's part time job (UNRESOLVED.)

***RESOLVED ISSUES***

A) The attorney's fees in the plan ($2,758) and the disclosure statement ($2,958) do not agree. One of these must be amended. (AMENDED ATTY DISCLOSURE FILED)

B) Trustee OBJ:
- Need proof of income for wife's part time job (RECEIVED.)
- There is $73,238 non-exempt equity in house.
- There is $73,325 non-exempt equity in figurines and autographs.
- There is $3,200 non-exempt equity in bank accounts - debtor states atty holding the $3,200 as Trustee plan payment.
- There is 8,000 non-exempt equity in the 2014 Chevy Silverado.
- There is $4,975 non-exempt equity in the 2023 Chevy Silverado.
TOTAL NON-EXEMPT EQUIY $162,738 (ADJUSTED TO $159,538)


Prop. Plan $1,900 x 60, 100% Plan
PTD 2/4 = $3,200
Last Claim (20-2)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-12148 / EJOMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $789.00
issues as of 6/25/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Secured creditor filed secure claim 8-1 with arrears of $20,438.91
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return for 2025.
- Pay stubs from both jobs for the month of Feb. 2026.- A Modified Plan that adds arrears claim of Deerbrook Condo and marks off Part 8d
Post-petition claims.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $9,639 when determining disposable income.
- The current Plan does not specify treatment of US Dept of HUD and Deerbrook Condo Assoc arrears under the Plan.
- The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C.  1325(a)(3). Plan fails to propose the non-exempt equity and the $2,147 verified monthly disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $18,784 non-exempt equity in the residence, also bank accts had more money in then what was listed on Sched B Bank of America acct#1906 $526 and Bank of America acct#1275 $403, used remaining d(5).
- Must resolve the bifurcated claim of Deerbrook Condo secured $29,824.69, unsecured $13,711.59.
3) Deerbrook #1 Condo Association, Inc filed claim 3-1. This creditor is not treated in plan. NEED TO ADVISE HOW CLAIM SHOULD BE TREATED.

proposed plan $788.65x60 base plan
paid in $3,154.60
last claim 9-1
Email InquiryMatter ResolvedRequest
Adjournment
1258/12/2026 10:00 am26-12448 / EJODavid Jerome Witherspoon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 6/29/2026 (at):

1. Capital One Auto Finance filed a bifurcated claim which needs to be resolved. (arrears - $12,160.35, secured - $16,100 and unsecured - $17,310.51). (PAY ARREARS AND TREAT CLAIM AS SECURED UNAFFECTED)

2. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- M&T Bank statements pages 3 and 4 from statement dated 2/13/26-3/12/26 (NOT RECEVED)
- 2 months bank statements from Chime Bank acct prior to filing date. (NOT RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Childcare/Children's education costs $250 and after school care $340. Must provide proof of expenses 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Debtor's income verifies much higher, disposable income is $1,581.
- Debtor to provide information regarding lawsuit settlement from 2025. (RECEIVED - COPY OF $25,000 CHECK WITH NOTE THAT ATTOREYS FEES AND COSTS WERE DEDUCTED FROM THIS CK. NEED TO KNOW WHAT THE DEBTOR NETTED---netted $16,000 per email EDC)

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- A Modified Plan that corrects attorney fees or amends attorney disclosure, plan has $1,700 and attorney disclosure has $1,750. (AMENDED DISCLOSURE FILED - $1,700)
- Amendments to Schedules B and C to add M&T Bank acct has $353 in acct at time of filing. (AMENDED SCHEDULES FILED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $369 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $175 x 60 beginning 4/1/2026, base
Payments: 3/3
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-12723 / EJOJohn C. Feggeler, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1278/12/2026 10:00 am26-12741 / EJOThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0
UPDATED 5/29/2026 (JMA) - still need to resolve NJ Division of Taxation claim

1) JPMorgan Chase Bank (Powers Kirn LLC) objection to confirmation - ORDER RESOLVING CREDITOR OBJECTION
- Debtor's plan is hereby amended to provide for payment in full of the pre-petition arrears due claimed by JPMorgan Chase Bank in the amount of $37,160.04 as set forth in claim #8
- Debtor agrees to tender the post-petition mortgage payments directly to JPMorgan Chase Bank, in the amounts and in accordance with the terms of the Note, Mortgage and any Modification Agreement, if applicable.
2) Trustee objection to confirmation - RESOLVED
3) State of New Jersey Division of Taxation claim remains estimated. Need claim to be amended

proposed plan $791x60 base
paid in $2,151
last claim 8-1

RESOLVED ISSUES:

- NJ Division of Taxation - 2025 return provided. RESOLVED
- The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income; January and February pay stubs for the debtor. PROVIDED CERTIFICATION THAT DEBTOR WAS INJURED AT WORK IN SEPTEMBER 2025. DEBTOR RECEIVED WORKER'S COMPENSATION FROM SEPTEMBER 30, 2025 TO FEBRUARY 27, 2026. DEBTOR IS CURRENTLY BACK TO WORK FULL TIME. STILL NEEDS TO PROVIDE PROOF OF INCOME FOR MARCH AND APRIL 2026. RESOLVED, PROOF OF INCOME PROVIDED
- The debtor failed to provide recording information for the deed to property located at 322 Lake Avenue. RESOLVED, PROVIDED RECORDED DEED
- Need to resolve objection by JP Morgan Chase. RESOLVED, CONSENT ORDER
Email InquiryMatter ResolvedRequest
Adjournment
1288/12/2026 10:00 am26-12786 / EJODavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 6/29/26 (DSW): Debtor atty requested adj to allow time for Rocket Mtg arrears claim

As of 6/26/26 (DS): 1. Trustee obj to the following:
- Must provide 2025 Tax return, copy of recorded Deed for the residence, settlement statement from the sale of real estate sold prior to the purchase of the Anchor Ave property, the settlement statement from the purchase of Anchor Ave property and Certification regarding the transfers made from various accounts.
- There is non-exempt equity in the residence $36,989 and $9,292 in Jenius Bank acct total $46,281.
- Rocket Mtg filed arrears claim for $1,375.30. Trustee ok to pay?

2. Midland Funding, New Century and Worldwide did not file a secured claim. Recommend striking section 4g and not paying.

Prop Plan $353 x 60 begin 4/1/26; Base
Email InquiryMatter ResolvedRequest
Adjournment
1318/12/2026 10:00 am26-12848 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $925.00
issues as of 6/25/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Tele/cell/internet/cable $600. Plan propose 100%.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided.
- The Trustee's calculations are higher for the following reason(s): 22C has disposable income $3,962.36. Plan proposes 100%.
- Disposable income verifies $5,712
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence $198,721, 2016 Nissan $2,045, 2019 Chevy $19,442, Santander checking acct $1,782, Santander savings acct $1,752, TD Bank checking acct $2,133, Chase savings acct estimated $93 (pending bank statements) and Chase checking acct $310. (100% PLAN)
2) NJ Division of Taxation claim 13-1 still estimated for 2024 taxes per the proof of claim filed 5/14/2026 - NEED AMENDED CLAIM

proposed plan $1,255x60 100% plan
paid in $3,150
arrears $615
last claim 21-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2025 by 5/31/26. RESOLVED, 2025 RETURN PROVIDED
- 2 months (Feb & March) bank statements from Chase Bank savings acct #0201 prior to filing date. RESOLVED, PROVIDED RETURNS
- The debtor must provide updated proof of auto insurance for the 2019 Chevy Traverse. The policy provided expires on 5/14/26. RESOLVED, RENEWAL GOOD THROUGH 11/14/2026
Email InquiryMatter ResolvedRequest
Adjournment
1338/12/2026 10:00 am26-13073 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,022.00
deAs of 6/26/26 (DS): 1. State of NJ filed estimated tax claim, 2025 not filed. Must resolve claim.

2. Trustee issues not resolved:
- Excessive expense for rent $3,800. PER GIRLFRIEND CERT NOT SIGNED, DEBTOR PAYS HER MTG $3,503.91 (MTG STATEMENT) AND HOA $295 (NO PROOF PROVIDED) TOTAL $3,798. GF PAYS ALL HOUSEHOLD EXP FOOD, UTILITIES, INTERNET, CABLE, CAR INSURANCE FOR BOTH, CAR PAYMENT, HIS DENTAL, CELL PHONES AND ANY BILLS, BUT SCHED J HAS TELE/CELL $63, FOOD/PERSONAL CARE $950, AUTO INSURANCE $80 AND MEDICAL $75.
- Must provide 2025 Tax return.

3. Must resolve IRS estimated tax claim, 2025 not filed.

========================

As of 5/20/26 (DS): 1. Debtor has not made any Trustee payments, Debtor in arrears $1,022, made 0 out of 2 payments. ATTY PROVIDED PROOF OF TFS PYMT $1,022 MADE 5/17/26, WHICH WILL NOT CLEAR FOR 5-6 DAYS.

2. Trustee obj to the following:
- Excessive expense for rent $3,800. PER GIRLFRIEND CERT NOT SIGNED, DEBTOR PAYS HER MTG $3,503.91 (MTG STATEMENT) AND HOA $295 (NO PROOF PROVIDED) TOTAL $3,798. GF PAYS ALL HOUSEHOLD EXP FOOD, UTILITIES, INTERNET, CABLE, CAR INSURANCE FOR BOTH, CAR PAYMENT, HIS DENTAL, CELL PHONES AND ANY BILLS, BUT SCHED J HAS TELE/CELL $63, FOOD/PERSONAL CARE $950, AUTO INSURANCE $80 AND MEDICAL $75.
- Service to Capital One Auto was done 5/11/26.
- Must provide 2025 Tax return.

3. Must resolve IRS estimated tax claim, 2025 not filed.

Prop Plan $511 x 60 begin 4/1/26; $0
Note: Motorcycle insurance provided and service to Capital One Auto done 5/11.
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-13119 / EJOJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 4 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
1348/12/2026 10:00 am26-13148 / EJOGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,348.00
TFS for $1,348 - ADJ to 8/12 to be current
UPDATED 6/26/2026 (JMA)
issues as of 6/24/2026 (JMA)

1) No Trustee plan payments made to date, arrears $2,022.
2) IRS priority claim estimated for 2023 taxes - NEED TO RESOLVE
3) NJ Division of Taxation priority claim estimated for 2014 taxes - NEED TO RESOLVE
4) NJ Division of Taxation estimated for 2013-2014, 2023 taxes - NEED TO RESOLVE
5) Ford Motor Credit Company LLC (Stewart Legal) - filed secured claim 1-1 in the amount of $31,981.68 including an arrearage in the amount of $807.85.
-The plan should be modified to conform to the total amount of the Creditors Proof of Claim, namely $31,981.68
6) Nissan-Motor Acceptance Company - objection to confirmation - NEED TO RESOLVE
- Creditor filed Proof of Claim 5-1 in the amount of $2,654.36, including an arrearage in the amount of $2,828.27.
7) Ally Capital (McCalla Raymer) objection to confirmation - NEED TO RESOLVE
- Secured creditor filed proof of claim with arrears of $1,519.78 on a total claim of $15,875.
8) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- The debtor has failed to supply the Trustee with the following document(s): Need February and March bank statements for Chase account 7098 and PNC account 6058 - RESOLVED, STATEMENTS PROVIDED FOR BOTH ACCOUNTS.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,159.64.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,454.00 when determining disposable income.
- The IRS filed an estimated claim which needs to be amended. CLAIM NOT AMENDED TO DATE
- Need to resolve objection by Nissan Motor Acceptance.
- Need to resolve objecti
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-13875 / EJOAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $350.00

Email InquiryMatter ResolvedRequest
Adjournment
1898/12/2026 10:00 am26-13891 / EJORobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,500.00
As of 6/4/26 (DS):
Email InquiryMatter ResolvedRequest
Adjournment
1918/12/2026 10:00 am26-14000 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
AS OF 6/8/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $500
Email InquiryMatter ResolvedRequest
Adjournment
1428/12/2026 10:00 am26-14013 / EJOAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $937.00
341 Meeting docs uploaded 6/29/26 (dm) (to be processed & 341 rescheduled by Bud 7/6)<>

As of 6/18/26 (DS): 341 not held 5/28/26, still missing all docs.
Email InquiryMatter ResolvedRequest
Adjournment
1478/12/2026 10:00 am26-14319 / EJORussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 6/29/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-14324 / EJOJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,038.00
As of 6/26/26 (DS): Debtor atty requested adj 341 sched 7/16/26
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-14324 / EJOJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,038.00
Email InquiryMatter ResolvedRequest
Adjournment
1528/12/2026 10:00 am26-14443 / EJOMitchell Lee Chambers, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $369.00
TFS $2,780 scheduled 6/30

As of 6/26/26 (DS): 1. Debtor in arrears $2,278, only made a payment of $536 on 6/16/26, no additional payments. Trustee obj there income was insufficient. Debtor must get current, soon July payment is due. (proof of pymts linked)

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $1,145.
- There is non-exempt equity in the residence $68,158 and $6,684 in bank acct total $74,842.
- Must file Pre-confirmation Certification.

Prop Plan $1,407 x 60 begin 5/1/26; 100%
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-14447 / EJOCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,712.00
As of 6/25/26 (DS): Debtor atty requested adjournment to pass bar date 7/1/26 to allow claims to be filed.
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-14569 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $331.00
AS OF 6/23/26 (SF)

1. Must request adjournment
2. 341 scheduled for 7/16
3. Payments: 1/2 Arrears: $331


Email InquiryMatter ResolvedRequest
Adjournment
1568/12/2026 10:00 am26-14571 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
TFS $374, $374, & $372

AS OF 6/29/2026 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. Amended I and J filed 6/16/2026. Excessive expenses:
- $1,150/month for food for two
- $300/month for clothing
- $400/month for personal care
- $2,020/month for transportation
- $260/month for mother's lawn care
- $140/month for mother-in-law's housekeeper
- $140/month for mother-in-law's landscaper
- $300/month for debt expenses

2. Trustee's objection:
- A copy of the last filed tax return - for 2025 by 5/31/2026. (RECEIVED 2025 RETURN FOR DEBTOR - NEED 2025 TAX RETURN FOR NON FILING SPOUSE)
- Need statements for the Wells Fargo Brokerage account and TD account 2018. (RECEIVED TD STATEMENTS APRIL FOR TD BANK. WELLS FARGO BROKERAGE ACCOUNT STATEMENT RECEIVED)
- A Modified Plan that to address the IRS claim. (NOT FILED)
- The Plan needs to run 60 months pursuant to the B22C form.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):

RESOLVED ISSUES:
- IRS also has very large secured claim that will make the plan not feasible. (PLENTY OF DISPOSABLE INCOME TO PAY THIS CLAIM)
- Income for non filing spouse was not included so once the schedules are amended and proof of her income provided then Tr will need to review that. May be more disposable income. (PROOF OF INCOME RECEIVED - DISPOSABLE INCOME IS $5,607 BASED ON ORIGINAL SCHEDULE J)
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for non filing spouse. (RECEIVED)
- IRS estimated claim needs to be resolved. (NO LONGER ESTIMATED)
- Amendments to Schedules to sch i to add wife's income (AMENDED)

Plan proposes: $372 x 36 beginning 5/1/2026, $0 to unsecured creditors
Payments: 0/2, arrears $744
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-14654 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,175.00
As of 6/26/26 (DS): Debtor atty requested adj to resolve all issues

As of 6/25/26 (DS): 1. Trustee obj to the following:
- Amend Sched B and C to add NJR stock has $655 value.
- 22C has disposable income $4,935 which would require a min. div.
$296,100 to gucs. Plan propose 100%
- Must file fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.
- Must resolve creditor objection.

2. Santander (WILLIAM E. CRAIG) obj to cram of interest. Must resolve obj.

Prop Plan $2,175 x 60 begin 5/1/26; 100%
Note: NJR stock acct provided has $655 in acct as of 5/19/26 is not listed on Sched B. Updated auto insurance and 401(k) loan balance statement provided. 401(k) loan payment $345 ends 12/24/28.
Email InquiryMatter ResolvedRequest
Adjournment
1598/12/2026 10:00 am26-14751 / EJOKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 6/24/26 (SF)

1. Objection filed by Freedom Mortgage (Wilson) - failure to pay arrears of $1906.96

2. Quantum3 Group LLC filed secured claim for $15,905.14 which is not treated in the plan. UCC Lien for household goods

3. Trustee objection:

- The debtor has insufficient income.

- There is $6,384 non-exempt equity in the personal property.

- Need copy of settlement agreement from the sale of real estate in 2023. Debtor created an LLC to complete the transaction. (RECEIVED - Debtor received $43,068.41 from sale of property in Florida on 7/14/24. (What did debtor do with the funds?)

Plan proposes $750 x 60 Base
Payments: 3/3

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-14853 / EJOJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $4,187.00
AS OF 6/24/2026 (at):

1. Need a modified plan that checks off box 1e (joint administration). (MODIFIED PLAN NOT FILED)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$938/month for food
$247/month for roof repair
$802/month for transportation
$186/month for tolls
$56/month for additional gas
$150/month for anticipated tax payments
Need proof of expenses 10 days prior to confirmation. (RECEIVED PROOF OF TRANSPORTATION EXPENSE AND A BILL FOR $14,800 FOR ROOF REPAIR)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Per the 22C, monthly disposable income is $4,483 which requires a minimum dividend of $268,980 to general unsecured creditors.
- The IRS filed an estimated claim which needs to be amended for tax years 2021, 2022 and 2025. (STILL ESTIMATED)
- The attorneys' fees in the plan ($3,750) and the disclosure statement do not agree. The disclosure statement states that $3,750 will not be paid through the plan. One of these must be
amended. (NEITHER AMENDED)

RESOLVED ISSUES:
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- The debtor has failed to supply the Trustee with the following document(s):
- Need a statement for the debtor's 401k loan. (RECEIVED - LOAN PAID OFF IN NOVEMBER, 2029 - ADDITIONAL $195/MONTH IN INCOME)
- The debtor must provide updated proof of auto insurance for the 2017 Nissan and 2021 Nissan. The policy provided expires on 6/2/26. (RECEIVED)

Plan proposes: $4,187 x 6
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-14916 / EJOJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
MP JUST FILED ON 7/9 CHECK TO SEE IF COURT KEEPS THE SAME HEARING DATE OF 8/12


AS OF 6/23/26 (SF)

1. 341 not held rescheduled to scheduled for 7/9
2. Payments: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
1658/12/2026 10:00 am26-14933 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $594.00
Wants to ADJ past Bar Date to resolve
As of 6/25/26 (DS): 1. Debtor not current with Trustee payment for June, made a payment of $300, arrears $297.

2. Trustee obj that plan fails to propose the non-exempt equity in the residence $123,874. RECOMMEND WAITING PASS BAR DATE 7/10/26 TOTAL GUCS FILED $13,199.50.

3. Truist Bank filed arrears claim for $170.50. Trustee ok to pay?

Prop Plan $597 x 60 begin 6/1/26; Dollar Base $28,504
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Adjournment
1668/12/2026 10:00 am26-14961 / EJOJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $563.00
AS OF 6/29/2026 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING.

1. 341 is scheduled for 7/23/2026. (READY)
2. Payments: 1/1
Email InquiryMatter ResolvedRequest
Adjournment
1678/12/2026 10:00 am26-15051 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,930.00
TFS $1,930
AS OF 6/29/2026 (at):

NO TRUSTEE PAYMENTS AND NEED HOMEOWNER'S INSURANCE (received).

1. Cambridge Manor Condo Association filed a bifurcated claim which needs to be resolved. (UNRESOLVED)

2. Objection filed by LoanDepot.com (Albertelli Law) - failure to cure arrears of $32,972.70 (Per claim). Plan proposes to pay $0. (UNRESOLVED)

3. Objection filed by Rocket Mortgage (McCalla Raymer) - failure to cure arrears of $1,480.39 (Per claim). Plan proposes to pay $0. (UNRESOLVED)

4. Ford Motor Credit filed a secured arrears claim for $723.68 which is not in the plan. Is the debtor going to pay this claim?

5. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2025 (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for Buckingham Circle . Policy expires on 5/30/26. (NOT RECEIVED)
- Need a statement for the spouse's LOSP loan. (NOT RECEIVED)
- The debtor must provide updated proof of auto insurance for the 2022 Ford and 2019 Subaru. The policy provided expires on 6/12/2026. (NOT RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$850/month for home maintenance
$1,170/month for utilities
$600/month for clothing
$550/month for personal care
$1,050/month for medical and dental
$1,080/month for transportation
$750/month for entertainment
Need proof of expenses 10 days prior to confirmation. (NOT RECEIVED)
- The current Plan does not specify treatment of Ford Motor's secured arrears claim under the Plan. (LISTED ABOVE)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $600,901 non-exempt equity in the real estate. (100% PLAN) (LANGUAG ADDED)
- Cambridge Manor Condo Association filed a bif
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Adjournment
1698/12/2026 10:00 am26-15056 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 6/24/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, STILL ADDING SPOUSE 2025 TAX REFUND disposable income verifies $105, Plan proposed $307. Debtor will need to do e-Wage. Due to non-exempt equity will require a much higher Trustee payment.
- Must provide spouse full 2025 Tax return, only provided 1st page of 1040-2025 TAX RETURN PROVIDED, NOT ON SCHED I).
- There is non-exempt equity in the residence $27,578, The Atlantic FCU $1,225 and Chase $1,039 total $29,842.
- OneMain filed arrears claim which is bifurcated. Arrears owed $425.18, secured $8,425 and unsecured $2,121.71. How is Trustee to handle claim? Arrears to be paid, remainder claim to be treated outside?

2. NewRez (LAURA EGERMAN ) obj that arrears owed $5,394.85, no POC filed. Must resolve obj.

3. Chrysler - 2022 Jeep filed secured/leased claim with no arrears, not in plan. Trustee is to treat that lease is not to be assumed.

Prop Plan $307 x 36 begin 6/1/26; Dollar Base $6,000
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-15904 / EJORyan L. Gentile, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,650.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16015 / EJOWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16052 / EJOJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16100 / EJOJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16188 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $899.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16193 / EJORobert C. Nisenson, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16226 / EJOLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $650.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16236 / EJOCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16251 / EJOAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $728.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16253 / EJOLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16319 / EJORobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $780.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16331 / EJOCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $389.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16543 / EJOYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $3,000.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16545 / EJOFrancis P. Cullari, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,027.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16592 / EJOScott D. Sherman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,116.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16615 / EJOWilliam S. Wolfson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,030.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16932 / EJOThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $150.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-16937 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $537.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-17020 / EJOBrian S. Thomas, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $690.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-17056 / EJOLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-17081 / EJOAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 10:00 am26-17096 / EJOYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 2:00 pm23-14807 / EJOPeter J. Broege, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 2:00 pm25-15917 / EJOAndrew Thomas Archer, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 2:00 pm26-13522 / EJOScott J. Goldstein, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/12/2026 2:00 pm26-15251 / EJOMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes