Judge Michael B. Kaplan
Hearing Date: 8/10/2022
Hearing Count: 267
Last Updated: 08-15-2022 03:52 PM

Type an attorney name, case number, or disposition in the box below to filter results.
Example: type the last name of the debtor's attorney to show only records for that attorney;
type a case number to see only that case

Back to Hearings List
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
18/10/2022 9:00 am12-26769 / MBKKirsten B. Ennis, Esq.Motion Motion (Generic) - Only use if no other event is applicableOn the Papers
MTN TO REQUEST REFUND OF FILING FEE
Matter ResolvedRequest
Adjourment
38/10/2022 9:00 am16-34017 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel and DischargeContinued
8/15/2022 10:30 am

***8/15 @ 10:30 AM***


ADJ by MBK to 5/25 @ 1:30 to conference with the Judge regarding whether the briefing schedule below is still needed.

Brief Schedule
- Briefs due by 6/30/22
- Reply Brief due by 7/13/22
- Hearing scheduled for 7/27/22


DEBTOR BRIEF FILED - #101
LENDER BRIEF #103
Wells Fargo obj (Powers);Debtor response<>MTN TO CANCEL DISCHARGE/WELLS FARGO BANK MTG
Matter ResolvedRequest
Adjourment
28/10/2022 9:00 am16-34017 / MBKWilliam H. Oliver, Jr., Esq.Motion Dismiss CaseContinued
8/15/2022 10:30 am

***8/15 @ 10:30 AM***

Debtor obj; creditor brief<>WELLS FARGO MTN TO DISMISS (Powers)
Matter ResolvedRequest
Adjourment
48/10/2022 9:00 am17-18982 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Order Previously SubmittedTotal Paid In: $27,324.00
AMT: Balance was pd, but order resolving mfr added creditor atty fees to plan<<>>


ADJ to 8/10/22 Peremptory
Debtor obj, will pay by Aug<>FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
58/10/2022 9:00 am17-24654 / MBKWarren Brumel, Esq.Creditor Certification of DefaultContinued
8/24/2022 9:00 am
Total Paid In: $123,799.00
Debtor obj<> WILMINGTON SVS/Main St (Powers Kirn)
Matter ResolvedRequest
Adjourment
68/10/2022 9:00 am17-24834 / MBKJohn Michael McDonnell, Esq.Motion Relief from Co-Debtor StayContinued
8/24/2022 9:00 am
Total Paid In: $8,697.00
Debtor obj<>JPMORGAN CHASE (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
78/10/2022 9:00 am17-29765 / MBKJENKINS & CLAYMANMotion Reopen Ch. 13 Case (fee)Granted
CERT IN SUPPORT OF DISCHARGE
Matter ResolvedRequest
Adjourment
88/10/2022 9:00 am17-30241 / MBKKirsten B. Ennis, Esq.Objection to Proof of ClaimContinued
9/13/2022 9:00 am
Total Paid In: $15,700.00
Fay Svs obj (Friedman Vartolo)<>DEBTOR OBJ TO US BANK POC #10-1
Matter ResolvedRequest
Adjourment
98/10/2022 9:00 am18-10022 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2022 9:00 am
Total Paid In: $13,625.00
Debtor obj, proposes to pay w/i 60 days<>ARREARS
Matter ResolvedRequest
Adjourment
108/10/2022 9:00 am18-10035 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
9/13/2022 9:00 am
Total Paid In: $47,135.00
Debtor obj<>TOWD POINT MASTER FUNDING TRUST / Maplecrest Drive (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
118/10/2022 9:00 am18-12660 / MBKSteven J. Abelson, Esq.Motion CompelContinued
9/28/2022 9:00 am

MTN TO COMPEL COMPLIANCE WITH PLAN AND ISSUANCE OF MTG DISCHARGE
Matter ResolvedRequest
Adjourment
128/10/2022 9:00 am18-13048 / MBKYakov Rudikh, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $9,180.00
OST - MTN TO APPV MTG REFINANCE
Matter ResolvedRequest
Adjourment
138/10/2022 9:00 am18-15605 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2022 9:00 am
Total Paid In: $29,000.00
Closing should take place before the end of Aug

FAILED TO SELL OAKWOOD LN PPTY BY 6/30/21; FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
148/10/2022 9:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2022 9:00 am
Total Paid In: $27,897.00
AMT: MP


Debtor obj, filing MP<>FAILED TO FILE MP PER 7/16/20 ORDER RESOLVING CREDITOR DEF CERT TO ADDRESS FEASIBILITY
Matter ResolvedRequest
Adjourment
158/10/2022 9:00 am18-22487 / MBKWARREN S JONES, JR ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $47,032.00
8/5 - Atty mailing trust acct check for Aug $2,223

AMT: OWES AUG/WILL COMPLETE TIMELY<<>>
Debtor obj, resolving issues with TFS<> ARREARS
Matter ResolvedRequest
Adjourment
168/10/2022 9:00 am18-26130 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2022 9:00 am
Total Paid In: $20,750.00
FAILED TO REFi/SALE 12/31/21
Matter ResolvedRequest
Adjourment
178/10/2022 9:00 am18-27739 / MBKKevin C. Fayette, EsqMotion SellGrantedTotal Paid In: $18,800.00
427 INDEPENDENCE DR
Matter ResolvedRequest
Adjourment
188/10/2022 9:00 am18-27903 / MBKStephanie Ritigstein, Esq.Motion SellOrder to be SubmittedTotal Paid In: $51,032.00
Why is MP filed as Base instead of 100%? (dm)

Wells Fargo response (LOGS)<>CARLISA DR
Matter ResolvedRequest
Adjourment
198/10/2022 9:00 am18-27903 / MBKStephanie Ritigstein, Esq.Order Shorten TimeGrantedTotal Paid In: $51,032.00
Why is MP filed as Base instead of 100%?

Per atty, this is a typo and should be for the purchase of real estate
OST - MTN TO PURCHASE VEHICLE
Matter ResolvedRequest
Adjourment
208/10/2022 9:00 am18-29979 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $26,316.00
ADJ to 8/10 for possible recap - Atty to email AR & DM

Debtor obj, requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
218/10/2022 9:00 am18-31078 / MBKJAY A WEINBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $45,021.00
SV/US BANK
Matter ResolvedRequest
Adjourment
228/10/2022 9:00 am18-31889 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $12,970.00
***Trustee Order: $11,330 Ptd, $1,000 by 8/15/22, then $319 x 15 starting 9/1/22, debtor shall sign up for TFS auto pay within 10 days***

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
238/10/2022 9:00 am18-32703 / MBKKevin C. Fayette, EsqMotion Relief from Co-Debtor StayContinued
9/13/2022 9:00 am
Total Paid In: $42,000.00
Debtor obj<>WELLS FARGO BANK/Ewingville Rd (LOGS)
Matter ResolvedRequest
Adjourment
248/10/2022 9:00 am19-10290 / MBKPRO SECreditor Certification of DefaultContinued
8/24/2022 9:00 am
Total Paid In: $11,410.00
Debtor obj<> PHH/Banta Road (RAS)
Matter ResolvedRequest
Adjourment
258/10/2022 9:00 am19-11275 / MBKStephanie Ritigstein, Esq.Motion Reopen Ch. 13 Case (fee)Granted
Motion to Reopen to File Debtor Education Cert
Matter ResolvedRequest
Adjourment
268/10/2022 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultContinued
9/13/2022 9:00 am
Total Paid In: $123,987.00
Debtor obj<> US BANK/S. Clinton Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
278/10/2022 9:00 am19-11916 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $6,350.00
numbers for the proposed order: $6,350 Ptd, then $180 x 17 starting 9/1/22 (dm)

MTNT O SUSPEND TRUSTEE PAYMENT FOR TWO MONTHS
Matter ResolvedRequest
Adjourment
288/10/2022 9:00 am19-12879 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
9/13/2022 9:00 am
Total Paid In: $47,890.00
7/26 amt: DRAFT CONDUIT TO PARTIES<>>

Debtor obj<> PNC/Knox blvd (KML)
Matter ResolvedRequest
Adjourment
298/10/2022 9:00 am19-15020 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $13,454.00
Debtor obj<>TOWNE MTG CO (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
308/10/2022 9:00 am19-15327 / MBKRONALDO C GEORGEAP 22-1126 MOtion to Dismiss AdversaryJudge to Reserve DecisionTotal Paid In: $92,380.00
AP22-1126 CARRANO VS. NVE BANK NVE Bank Mtn to dismiss AP
Matter ResolvedRequest
Adjourment
318/10/2022 9:00 am19-15449 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $35,388.00
Debtor obj<> WILMINGTON SVS/Trimmer Ave (Powers)
Matter ResolvedRequest
Adjourment
328/10/2022 9:00 am19-17428 / MBKPaul N. Mirabelli, Esq.Motion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $61,768.00
Debtor obj<>NEWREZ/SHELLPOINT - Limerick Place(PINCUS LAW)
Matter ResolvedRequest
Adjourment
338/10/2022 9:00 am19-19004 / MBKStephanie Ritigstein, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/24/2022 9:00 am
Total Paid In: $16,105.00
ADJ to 8/24 to find out what happened to wage deduction - debtor should make a good faith ePayment by 8/24 (dm)

Debtor obj, proposing pymts in Aug & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
348/10/2022 9:00 am19-19979 / MBKSteven N. Taieb, Esq.Motion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $23,236.00
Debtor obj; Nationstar response<>NATIONSTAR/ Purdue Ave (GROSS POLOWY)
Matter ResolvedRequest
Adjourment
358/10/2022 9:00 am19-20803 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
8/24/2022 9:00 am
Total Paid In: $36,737.00
Debtor response<>

Trustee objection:
-Case was dismissed with pending creditor cert of default
-Case was to sell by 6/2020 then modified to sell by May 2021 then attempted to modify the plan for a loan modification by 12/2021 (plan denied). The debtors last modified requested further extension of the loan modification period. Debtor did not pay fee leading to dismissal of his case.
-Debtor is not prejudiced by filing a new case. The debtor has had 3 years to either sell or obtain a loan modification.
Matter ResolvedRequest
Adjourment
368/10/2022 9:00 am19-21217 / MBKRobert C. Nisenson, Esq.Motion Relief from Co-Debtor StayWithdrawnTotal Paid In: $8,206.00
Debtor obj<>JPMORGAN CHASE/2018 CRV (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
378/10/2022 9:00 am19-23035 / MBKGeorge E Veitengruber IIIMotion SellOrder to be SubmittedTotal Paid In: $5,346.00
US Bank response(Hladik)<> KENTON DR
Matter ResolvedRequest
Adjourment
388/10/2022 9:00 am19-25111 / MBKMarc C. Capone, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order Previously SubmittedTotal Paid In: $28,679.00
OTBS - $28,679.43 Ptd, $3,884 by 8/20/22, then $1,794 x 24 starting 9/1/22, debtor shall sign up for TFS eWage within 10 days. Chapter 13 Trustee payment is modified to an amount necessary to appropriately fund the plan in accordance with the 5/7/21 consent order that added $9,239.40 post-petition arrears to the plan.

arrears are $6,650 as of 8/3/22 & sheriff's sale scheduled for 8/11/22 (dm)

AR NOTE $ 5,478 IS DUE TO BE CURRENT
Want to sign up for TFS

trustee obj:

$$5478 in arrears needs to be paid before reinstating
Matter ResolvedRequest
Adjourment
398/10/2022 9:00 am19-27117 / MBKJAMES G AARON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $32,038.00
AMT: $32,038 PTD (35); $1533 X 25 BEG 9/1/22 (ATTY ok)<<>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
408/10/2022 9:00 am19-27579 / MBKPAUL PFLUMMMotion Relief from Co-Debtor StayContinued
11/9/2022 9:00 am
Total Paid In: $26,211.00
Debtor obj<>COMMUNITY LOAN SERVICING/BAYVIEW - Limewood Dr (SCHILLER, SNAPP)
Matter ResolvedRequest
Adjourment
418/10/2022 9:00 am19-28919 / MBKMARK W FORDMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/24/2022 9:00 am
Total Paid In: $20,501.00
ADJ to 8/24 for deficiency claim on POC (12-1) per Morton so DM can do the Trustee Recap (dm)

Based upon $5,000 estimated deficiency balance, proposed Trustee Order would be $19,800 Ptd, then $918 x 28 starting 7/1/22, Trustee is authorized to pay an amended unsecured deficiency claim on POC (12-1) which shall be filed by Ford Motor Credit within 30 days.

John Morton waiting to hear back from creditor regarding deficiency claim - will email DM once he is notified so a Trustee Order can be calculated at 100% - ADJ to 7/13/22 (dm)

Debtor obj<> SV/FORD
Matter ResolvedRequest
Adjourment
428/10/2022 9:00 am19-29773 / MBKJames J. Cerbone, Esq.Creditor Certification of DefaultContinued
8/24/2022 9:00 am
Total Paid In: $53,575.00
Debtor obj< BAYVIEW/ Eastwood Ave (Schiller Knapp)
Matter ResolvedRequest
Adjourment
438/10/2022 9:00 am19-29847 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $14,332.00
SV/AURORA; ARREARS
Matter ResolvedRequest
Adjourment
448/10/2022 9:00 am19-30353 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $30,369.00
Debtor obj>>NEWREZ/SHELLPOINT/Lincoln Blvd (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
458/10/2022 9:00 am19-30489 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $34,376.00
AMT: TR ORDER: -$34,375 PTD (34); $1,328 X 26 BEG 9/1/22 (covers the pending Fee App)

Debtor obj, made pymt & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
468/10/2022 9:00 am19-31701 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2022 9:00 am
Total Paid In: $28,470.00
Debtor obj<>FAILED TO LM BY 6/1/20, LOSS MIT EXPIRED 10/31/21; ARREARS
Matter ResolvedRequest
Adjourment
478/10/2022 9:00 am19-32133 / MBKDavid E. Shaver, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $23,273.00
--OK can be withdrawn EDC

7/21 AMT: ATTY FORWARDED $9,284.11 TO LOCKBOX<<>.


Debtor obj, $ in attys trust<> ARREARS
Matter ResolvedRequest
Adjourment
488/10/2022 9:00 am19-32313 / MBKJoseph Casello, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $14,550.00
AMT: MP 8/10***HR**<<>>

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
498/10/2022 9:00 am19-32537 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $15,910.00

NFA
LNV CORP/Lawrie St (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
508/10/2022 9:00 am19-32686 / MBKJOHN D DICIURCIOMotion Reopen Ch. 13 Case (fee)Continued
9/28/2022 9:00 am
Total Paid In: $38,510.00
Atty holding $11,935 (uploaded) - ADJ to 9/28 Peremptory, and if reinstated, the debtors will need to sign up for TFS auto pay since they have pension and SSI going into a bank account every month. (dm)

Trustee OBJ

MTN TO REOPEN CASE TO VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
518/10/2022 9:00 am19-32992 / MBKAndrew Thomas Archer Motion for relief from Stay - RELISTEDContinued
8/24/2022 9:00 am
Total Paid In: $21,638.00
4/13/22 HEARING WAS OTBS/NO ORDER SUBMITTED<<>>
Debtor obj; atty cert re proposed order; creditor response<> RENAISSANCE WALK CONDO/Salem Rd (mCgOVERN lEGAL)
Matter ResolvedRequest
Adjourment
528/10/2022 9:00 am19-33178 / MBKJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $42,846.00
PROVIDENT FUNDING ASSOC /Nashua Dr (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
538/10/2022 9:00 am19-33677 / MBKS DANIEL HUTCHISON ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $14,296.00
***Trustee Order: $14,046 Ptd, then $500 x 14 starting 9/1/22, debtor shall sign up for TFS eWage or TFS auto pay within 10 days***

Debtor obj, making pymt<> ARREARS
Matter ResolvedRequest
Adjourment
548/10/2022 9:00 am20-10438 / MBKJoan Sirkis Warren Motion Relief from Stay (Fee)GrantedTotal Paid In: $21,434.00
SPECIALIZED LOAN / Overlook Dr (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
558/10/2022 9:00 am20-11761 / MBKADAM SCHNEIDER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2022 9:00 am
Total Paid In: $8,594.00
attorney withdrew objection EDC

Debtor's daughter obj<>ARREARS

AR sent email 6/30 EDC
Matter ResolvedRequest
Adjourment
568/10/2022 9:00 am20-12441 / MBKStephanie Ritigstein, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $12,896.00
Debtor obj<>SELECT PORTFOLIO /Nathan Dr (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
578/10/2022 9:00 am20-12518 / MBKLAWRENCE L ABT III ESQMotion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $32,437.00
Debtor obj<>LAKEVIEW LOAN/Magnolia Court (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
598/10/2022 9:00 am20-13107 / MBKSteven N. Taieb, Esq.Motion Reinstate StayContinued
8/24/2022 9:00 am
Total Paid In: $15,199.00
NFA
MTN TO REINSTATE STAY/PHH
Matter ResolvedRequest
Adjourment
608/10/2022 9:00 am20-13107 / MBKSteven N. Taieb, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/24/2022 9:00 am
Total Paid In: $15,199.00
NFA
Debtor obj, mtn to reinstate stay pending<>SV/DEUTSCHE; ARREARS
Matter ResolvedRequest
Adjourment
588/10/2022 9:00 am20-13107 / MBKSteven N. Taieb, Esq.Motion Reinstate StayWithdrawnTotal Paid In: $15,199.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
618/10/2022 9:00 am20-13695 / MBKJUAN C VELASCO, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $17,372.00
***Trustee Order: $17,372 Ptd, then $577 x 32 starting 8/1/22, debtor shall sign up for TFS auto pay within 10 days***

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
628/10/2022 9:00 am20-17063 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $18,214.00
Debtor obj<>RUSHMORE LOAN / Second St (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
638/10/2022 9:00 am20-18107 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $33,690.00
ADJ to 9/13 Peremptory

LOANCARE/ Avenue B (RAS)
Matter ResolvedRequest
Adjourment
648/10/2022 9:00 am20-19779 / MBKRobert A. Loefflad Motion Relief from Stay (Fee)Continued
8/24/2022 9:00 am
Total Paid In: $4,347.00
Debtor obj<>TD BANK / CHAPEL LANE (DUANE MORRIS)
Matter ResolvedRequest
Adjourment
658/10/2022 9:00 am20-21589 / MBKEric ClaymanMotion Relief from Stay (Fee)Continued
9/13/2022 9:00 am
Total Paid In: $7,455.00
Debtor obj<>SN SERVICING CORP/Princeton Ave (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
668/10/2022 9:00 am20-22959 / MBKSteven N. Taieb, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $34,044.00
Debtor obj<>LAKEVIEW LOAN/Erica Lynne Way (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
678/10/2022 9:00 am21-10429 / MBKSteven N. Taieb, Esq.Motion Relief from Co-Debtor StayContinued
8/24/2022 9:00 am
Total Paid In: $3,835.00
Trustee objected to the proposed order submitted - $34k arrears being recapped in co-debtor case #20-22959 (dm)

Debtor obj<>LAKEVIEW LOAN/Erica Lynne Way (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
688/10/2022 9:00 am21-14062 / MBKWILLIAM S WOLFSON, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $56,955.00
ADJ to 8/10 - Atty to email regarding 100% to complete before 36 months

Debtor obj, proposing to pay off plan with 401K funds<> ARREARS
Matter ResolvedRequest
Adjourment
698/10/2022 9:00 am21-14434 / MBKRobert Braverman, Esq.Trustee Certification of DefaultContinued
8/15/2022 10:30 am
Total Paid In: $5,914.00
ADJ to 8/15 @ 10:30

Debtor obj, pending disability pymts<> ARREARS
Matter ResolvedRequest
Adjourment
708/10/2022 9:00 am21-14706 / MBKKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,000.00
NEWREZ/SHELLPOINT/ Monroe Drive (PINCUS LAW)
Matter ResolvedRequest
Adjourment
718/10/2022 9:00 am21-14926 / MBKEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/28/2022 9:00 am
Total Paid In: $6,336.00
ADJ to 9/28/22 Peremptory
Motion to sell pending 8/10/22 - when is closing? (dm)

Roth sent email yesterday evening (6/21) explaining inspection delays are the problem EDC

Atty working on finalizing the Loan Mod docs - ADJ to 6/22 (dm)
Debtor obj<>FAILED TO LM BY 2/1/22
Matter ResolvedRequest
Adjourment
728/10/2022 9:00 am21-14926 / MBKEugene Roth, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously SubmittedTotal Paid In: $6,336.00
amended Order submitted to Chambers on 8/2/22 (dm)

310 GREEN HOLLOW DR
Matter ResolvedRequest
Adjourment
738/10/2022 9:00 am21-16075 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $10,660.00
Debtor obj<>ACAR LEASING/ 2019 Trax (MORTON)
Matter ResolvedRequest
Adjourment
748/10/2022 9:00 am21-16561 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
9/28/2022 9:00 am
Total Paid In: $1,347.00
Atty holding $500 - okay to ADJ for MP at lower amount for 100% (dm)

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
758/10/2022 9:00 am21-17260 / MBKKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $18,080.00
Debtor obj<>NATIONSTAR MTG /Bound Brook Ave (LOGS)
Matter ResolvedRequest
Adjourment
768/10/2022 9:00 am21-17531 / MBKDAVID A. SEMANCHIK, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,454.00
6/22/22 - Mp in 15 days

Debtor obj<>SV/TOYOTA; FAILED TO FILE PRECONF CERT B 4/29/22
Matter ResolvedRequest
Adjourment
778/10/2022 9:00 am21-17551 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/13/2022 9:00 am
Total Paid In: $9,800.00
AMT: MP 9/13 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN BY 8/7 OR APPEAR***

Debtor obj, filing MP<>FAILED TO LM BY 3/31/22 ON HIGH POINT DR & JACKSON RD PPTIES
Matter ResolvedRequest
Adjourment
788/10/2022 9:00 am21-17879 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
8/24/2022 9:00 am

AR NOTE DEBTOR SEEKS REVIEW OF ATTY FEES
Alfred Vail Mut Assoc obj (Cutolo)<>MTN TO REDUCE ALFRED VAIL MUTUAL ASSOC, CLM #10 TO $17,972.52 TO CURE DEFAULT
Matter ResolvedRequest
Adjourment
798/10/2022 9:00 am21-17879 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
8/24/2022 9:00 am

ALFRED VAIL MUTUAL ASSOC/Belshaw Ave (now Cutolo Barros who substituted in for Stark)
**Debtor Cert in support of her position filed (#44)4/12/22


Mk: TR Limited Obj. : NEEDS REVISED ORDER CLASIFIYING RELEIF REQUESTED FOR VACATION AUTOMATIC STAY ( ex: to allow Superior Ct action in Probate Part to Continue etc.

2/7/22(mk): creditor has revised order if the stay is granted - BUT debtor filed an objection at #30 so need to see what the resolution will be.

Matter ResolvedRequest
Adjourment
808/10/2022 9:00 am21-18298 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultWithdrawn
Debtor obj<> EMIGRANT RESIDENTIAL/Washington Ave (Pluese Becker)
Matter ResolvedRequest
Adjourment
818/10/2022 9:00 am21-18677 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,800.00
amt: mp 8/10 ***Honor Roll

Debtor obj, filed MP<>PLAN DENIED ON 4/27; FAILED TO FILE MP WITHIN 21 DAYS
Matter ResolvedRequest
Adjourment
828/10/2022 9:00 am21-18923 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/28/2022 9:00 am
Total Paid In: $1,867.00
AMT: MP 9/28 ** ADJ REQUEST FOR TR MTN PENDING PROCESSING***

Debtor obj<>FAILED TO LM BY 5/17/22; FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
838/10/2022 9:00 am21-18992 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
9/13/2022 9:00 am
Total Paid In: $5,240.00
Debtor obj<> US BANK/Laurelton Ave ( Parker McCay)
Matter ResolvedRequest
Adjourment
848/10/2022 9:00 am21-19112 / MBKTHOMAS J ORR ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $7,220.00
Debtor obj<>NATIONSTAR MTG/MR. COOPER - Hemsing Drive (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
858/10/2022 9:00 am21-19833 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Continued
8/24/2022 9:00 am

OST - MFR -Debtor obj<> MELISSA BURTON /FORMER SPOUSE (SKLAR-AMITH)
Matter ResolvedRequest
Adjourment
868/10/2022 9:00 am21-19952 / MBKLee M. Perlman, Esq.Motion Relief from Co-Debtor StayGranted
LAKEVIEW LOAN /Retreat Lane (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
878/10/2022 9:00 am22-10329 / MBKFRANCIS P CULLARI, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $9,109.00
FREEDOM MTG /Cherie Dr (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
888/10/2022 9:00 am22-10679 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $33,375.00
MTN TO EXPUNGE CACH #1-1/DEBT DOES NOT BELONG TO DEBTOR
Matter ResolvedRequest
Adjourment
898/10/2022 9:00 am22-10733 / MBKFRANKLIN S MONTEROMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
8/24/2022 9:00 am

IF GRANTED IT NEEDS A NEW 341 DATE EDC (341 held on 6/30/22 and confirmation scheduled for 8/10/22 - debtor currently owes for July)

PER AR - OTBS by debtor's Counsel.
PER JUDGE: Case is reinstated on Interim Basis through 7/13/22.
--Loan Modification application to be completed and filed. Status??
---Trustee payments must be current (OK)
---adequate protection payments to Lender must be current. Status??
----All 341 documents must be submitted within 7 days and the 341 hearing has to be rescheduled within 14 days. (DONE-341 HAS BEEN HELD)


AR NOTE CREDITOR (Hill Wallack) OBJ TO REINSTSTEMENT
PROOF OF PYMT TO BE SUBMITTED AND ALL DOCS SUBMITTED
Carrington mtg obj (Hill Wallack); Debtor response to objs<> MTN TO REINSTATE

Trustee objection-$2024 arrears and missing 341 documents
Matter ResolvedRequest
Adjourment
908/10/2022 9:00 am22-10882 / MBKRobert Braverman, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,300.00
Debtor obj<>CARRINGTON MTG/ Evergreen Dr (HILL WALLACK)
Matter ResolvedRequest
Adjourment
918/10/2022 9:00 am22-10986 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Continued
8/24/2022 9:00 am
Total Paid In: $2,000.00
Debtor obj<>CREDIT ACCEPTANCE CORP / 2008 Navigator (MORTON)
Matter ResolvedRequest
Adjourment
928/10/2022 9:00 am22-11004 / MBKWilliam H. Oliver, Jr., Esq.Motion to Extend Loss MitigationMoot - Dismissed
US Bank obj (Romano Garubo)<> MTN TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
938/10/2022 9:00 am22-11281 / MBKArlindo B. Araujo Motion Reinstate StayGranted
MTN TO REINSTATE CASE/STAY


-needs $362 to be current --attorney missed conf date
Matter ResolvedRequest
Adjourment
948/10/2022 9:00 am22-11550 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order Previously Submitted
Debtor obj<>US BANK NAT'L ASSOC / Nixon Ave (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
958/10/2022 9:00 am22-11754 / MBKDaniel E. Straffi, Esq.Application for Extension of Loss MitigationMoot - Dismissed
US Bank obj ( Friedman Vartolo)<> APPLICATION FOR EXETNSION OF LOSS MIT TO 10/22/2022
Matter ResolvedRequest
Adjourment
968/10/2022 9:00 am22-11927 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,640.00
Debtor obj<>MIDFIRST BANK / Robin Court (KML)
Matter ResolvedRequest
Adjourment
978/10/2022 9:00 am22-12045 / MBKBRUCE H. LEVITTMotion Relief from Co-Debtor StayOrder to be Submitted
Cross Motion
HSBC BANK/ Diamond Lane (KML)
Matter ResolvedRequest
Adjourment
988/10/2022 9:00 am22-12045 / MBKBRUCE H. LEVITTMotion Cross MotionGranted
DEBTOR CROSS MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
998/10/2022 9:00 am22-12189 / MBKMarc C. Capone, Esq.Application for Extension of Loss MitigationContinued
9/13/2022 9:00 am

American Neighborhood Mtg obj(Pluese)<> APPLICATION FOR EXTENSION OF LOSS MIT
Matter ResolvedRequest
Adjourment
1008/10/2022 9:00 am22-12375 / MBKAndrew Thomas Archer Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be Submitted
need amended order to allow late claim (dm)

MTN REDUCING CLM#9 to $19,132.82
Matter ResolvedRequest
Adjourment
1018/10/2022 9:00 am22-12450 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayContinued
9/13/2022 9:00 am

Debtor obj<>NEWREZ/SHELLPOINT/South Hope Chapel Road (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1028/10/2022 9:00 am22-12454 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayContinued
8/24/2022 9:00 am
Total Paid In: $2,500.00
Debtor obj<>US BANK NAT'L ASSOC/ Cannonball Dr (KML)
Matter ResolvedRequest
Adjourment
1038/10/2022 9:00 am22-13111 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Order to be Submitted
FORD MOTOR/2020 Expedition (MORTON)
Matter ResolvedRequest
Adjourment
1048/10/2022 9:00 am22-13313 / MBKKenneth J. Rosellini Motion Confirming Automatic Stay is Not in EffectContinued
8/15/2022 10:30 am

***8/15 @ 10:30 AM***

Debtor obj<>CITIMTG/South St (Powers)
Matter ResolvedRequest
Adjourment
1058/10/2022 9:00 am22-13313 / MBKKenneth J. Rosellini Motion Dismiss CaseContinued
8/15/2022 10:30 am

***8/15 @ 10:30 AM***

CitiMortgage obj (Powers)<>DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
1068/10/2022 9:00 am22-13324 / MBKYakov Rudikh, Esq.Motion Relief from Co-Debtor StayMoot - Dismissed
WELLS FARGO BANK / South Sayreville Blvd (LOGS)
Matter ResolvedRequest
Adjourment
1078/10/2022 9:00 am22-13988 / MBKYakov Rudikh, Esq.Motion Dismiss CaseMoot - Dismissed
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
1088/10/2022 9:00 am22-14343 / MBKMarc C. Capone, Esq.Notice of Hearing (Upload)Continued
9/28/2022 9:00 am

CREDITOR, D'AGOSTINO, MTN TO DISMISS--claims debtor is committing fraud, lying about income etc.
341 held trustee awaiting lots of info but case is 100%
Matter ResolvedRequest
Adjourment
08/10/2022 9:00 am22-14390 / MBKDEAN G SUTTON ESQMotion Extend TimeJudge to Reserve Decision
EXT TIME FILE SCH
Matter ResolvedRequest
Adjourment
1098/10/2022 9:00 am22-14753 / MBKEric ClaymanMotion Relief from Stay (Fee)Granted
BRIAN ROGERS/LANDLORD- General Lane (pro se)
Matter ResolvedRequest
Adjourment
1108/10/2022 9:00 am22-14996 / MBKPRO SEMotion Relief from Stay (Fee)Granted
407 BOUND BROOK APT/Middlebrook Drive (BART KLEIN)
Matter ResolvedRequest
Adjourment
1118/10/2022 9:00 am22-15620 / MBKGeorge E Veitengruber IIIOrder Shorten TimeContinued
8/15/2022 10:30 am

***8/15 @ 10:30 AM***

OST - MFR (Hill Wallack)
Matter ResolvedRequest
Adjourment
1128/10/2022 9:00 am22-15636 / MBKYakov Rudikh, Esq.Order Shorten TimeOrder to be Submitted

AR BRIDGE ORDER
TO 8-24 NEED ALL DOCS OST - MTN TO IMPOSE STAY

Matter ResolvedRequest
Adjourment
1138/10/2022 9:00 am22-15641 / MBKRobert Cameron Legg, Esq.Order Shorten TimeGranted
OST - MTN TO EXTEND STAY-shortened time
need docs for 341
Matter ResolvedRequest
Adjourment
08/10/2022 9:00 am22-15741 / MBKJonathan Goldsmith-Cohen, Esq.Motion Extend TimeJudge to Reserve Decision
TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
1148/10/2022 9:00 am22-15809 / MBKDavid E. Shaver, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
OST - MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1158/10/2022 10:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQConfirmation Hearing on Modified PlanContinued
9/13/2022 10:00 am
Debtor has made 51 of 53 required payments   Arrears: $547.00  Total Paid In: $27,897.00
AS OF 7/26/22 (SF)

1. Trustee motion to dismiss case scheduled for 8/10/22 at 9:00

2. Creditor Certification of Default filed by Nationstar (objection deadline is 7/28/22) No date scheduled yet.

3. Plan proposes to increase payment to $1065. Need amended Schedules I and J and current proof of income. (AMENDED I AND J RECEIVED, STILL NEED CURRENT PROOF OF INCOME FOR MAY AND JUNE.)

MP proposes $26,803 PTD, $850 X 11 w/min $5435 to gucs
Plan has run 52 months with 8 months remaining
Matter ResolvedRequest
Adjourment
1168/10/2022 10:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQCreditor Certification of DefaultContinued
9/13/2022 9:00 am
Total Paid In: $27,897.00
Debtor obj<> NATIONSTAR/Overlook Drive (McCalla)
Matter ResolvedRequest
Adjourment
1178/10/2022 10:00 am18-32613 / MBKTHOMAS G. EGNERCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $45,298.00
Debtor obj<> US BANK/Equestrian Drive (RAS)
Matter ResolvedRequest
Adjourment
1188/10/2022 10:00 am19-32313 / MBKJoseph Casello, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 33 required payments   Arrears: $350.00  Total Paid In: $14,550.00
updated 8/5/2022 (JMA)

Trustee ok to confirm at $14,200 paid to date, $350x27 begin 9/1/2022 base plan
-provide Trustee with amended Schedules I&J and updated proof of income on or by 7/31/2023

issues as of 8/2/2022 (JMA)

1) Debtors amended Schedule J raises the rent expense from $1,950 to $3,500 - need to provide proof of increased expense PROVIDED SUPPORTING CERTIFICATION EXPLAINING INCREASE IN RENT DUE TO COVID AND EFFECT ON RENTAL MARKET
AR OK
2) Debtors modified plan seeks to drastically reduce plan payment - need to provide current proof of income and 2021 tax return NOT FILED
UPLOADED
3) Debtors income verifies higher than what is listed on the Amended Schedule I - Trustee objection needed.


proposed plan $350x29 begin 6/1/2022 base plan
paid in $14,200
27 months to go in 60 month plan
Matter ResolvedRequest
Adjourment
1198/10/2022 10:00 am20-11504 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 18 of 31 required payments   Arrears: $6,046.00  Total Paid In: $23,702.00
check for $1,786 TFS payment to clear - Atty should file another MP to treat State of NJ claim (dm)
ISSUES AS OF 8/1/2022 (DM):

***Debtor has $6,056 arrears with the Trustee and last payment received in June - RECOMMEND DISMISSAL***

1) Case confirmed to pay State of NJ priority POC (11-2) in the amount of $12,105.22 - this claim is not treated in the MP (NEED MP)

2) Case confirmed to pay 2011 Nissan Pathfinder a secured cram in the amount of $9,743 per a consent order reached with the creditor Wells Fargo (MORTON) - MP improperly reduces the secured amount to $8,389. (PAY PER 3/15/21 CONSENT ORDER)


Confirmed Case: $9,986 Ptd, $1,282 x 45 start 5/1/21, Base
Prop. MP: Ptd, $1,786 x 6 start 7/1/21, Base, Loan Mod complete
PTD = $23,701.90
Last Claim (11-2) dated 9/15/20
Matter ResolvedRequest
Adjourment
1208/10/2022 10:00 am20-15287 / MBKTHOMAS G. EGNERCreditor Certification of DefaultContinued
8/24/2022 9:00 am
Total Paid In: $20,565.00
Debtor obj<> SELENE/WILMINGTON/North Hill Drive ( RAS)
Matter ResolvedRequest
Adjourment
08/10/2022 10:00 am20-21306 / CMGMartin C. Latinsky AP Hearing Rescheduled (Document)Converted to 7 / 11
Matter ResolvedRequest
Adjourment
1218/10/2022 10:00 am20-22504 / MBKJOSEPH J MANIA III ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 19 of 21 required payments   Arrears: $143.00  Total Paid In: $2,838.00
issues as of 8/2/2022 (jma)

Trustee objection:

1) Amended Schedule J raises expenses $951.04
2) Income is actually higher than when case was confirmed
3) Modified plan seeks a drastic reduction in the plan payment - need to provide Trustee with updated proof of income and the 2021 tax return. The Trustee cannot determine feasibility of the plan without all supporting documentation
4) Received updated proof of income and tax returns 8/5 - income does not support a reduction in plan payments - Trustee objection to be filed

proposed plan $50x18 begin 7/1/2022 base plan
paid in $2,788
21 months in to a 36 month plan
Matter ResolvedRequest
Adjourment
1228/10/2022 10:00 am21-14014 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 15 required payments   Arrears: $316.00  Total Paid In: $15,279.00
ISSUES AS OF 8/1/2022 (DM): - Atty ok with terms.sf

***To confirm, the debtor needs $14,060 PTD, THEN $1,535 x 46 STARTING 8/1/22, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY IRS AMENDED PRIORITY POC (2-3) IN THE AMOUNT OF $21,753.34; MP IS AMENDED TO ALLOW PAYMENT OF POST-PETITION CLAIMS***

1) MP proposes $21,861.19 priority treatment to the IRS - creditor filed an amended priority claim in the amount of $21,753.34 that includes post-petition taxes - MP does not permit payment of post-petition claims (OKAY TO PAY??)


Confirmed Case: $7,080 Ptd, $1,219 x 52 start 2/1/22, Base
Prop. MP: Ptd, $1,219 x 46 start 8/1/22, Base, Loan Mod complete
PTD = $14,060
Last Claim (2-3) dated 7/14/22
Matter ResolvedRequest
Adjourment
1238/10/2022 10:00 am21-15197 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 14 required payments   Arrears: $2,000.00  Total Paid In: $12,668.00
8/8 update EDC

****TO CONFIRM: $12,667.50 PAID THEN $2000 X1 BEG 8/1/22 THEN 1703 X 46 BEG 9/1/22--PRO RATA--DEBTOR TO SIGN UP FOR EWAGE/TFS IN 10 DAYS
LM BY 10/25/22-

2 payments arrears--needs ewage to confirm

-debtor did not make the July payment-will need to add to August payment
-per order LM by 7/25/22 not 10/31/22 (per plan)--CAN CONFIRM IF WE GET STATUS AND DEBTOR MAKES PAYMENTS. WHAT IS LM STATUS?? OK to use 10/25/2022 PER ATTTORNEY

-low base pending LM

****TO CONFIRM: $12,667.50 PAID THEN $2000 X1 BEG 8/1/22 THEN 1703 X 46 BEG 9/1/22--PRO RATA--DEBTOR TO SIGN UP FOR EWAGE/TFS IN 10 DAYS
LM BY 10/25/22--debtor to sign of for ewage within 7 days



*Trustee objection
-need updated POI(DONE), 2021 tax returns(DONE) and updated I & J (DONE)-**(AMENDED J DOES NOT INCLUDE CAR INSURANCE OR PAYMENTS---POI FOR 1ST 5 MONTHS SHOWS $6517 NET MONTHLY SHOWING NEGATIVE MONTHLY INCOME--CASE WOULD NEED EWAGE BEFORE WE CONFIRM)

MP proposes $842 X 11; $1000 X 5; $1709.90 X 44; BASE with LM by 10/31/22
Matter ResolvedRequest
Adjourment
1248/10/2022 10:00 am21-17879 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 43 of 10 required payments   Arrears: $4,560.00  
8/9/22:mk: motions on this case were adj to 8/24/22 so This conf should also be adj. to that date but I never rec'd a request to adj.


As of 8/4/22(mk): waiting for CO then can work up

Should have consent order ready for 8/10/22 to work-up

7/19/22(mk): SAME AS LAST TIME AND THE TIME BEFORE THAT>> Motions for Stay relief and Modify claim also adj to 7/27/222. Can't work up till those are resolved/decided


6/16/22(SF) - KAPLAN HOLDOVERS FOR 6/22 WILL NOW BE HELD AT 12:30
PER AR this matter is adjourned to 6/22/22 at 2:00 PM

>>Motions need to be decided before case can be worked.


ADJ BY MBK TO 6/8/22 AT 2 PM
AR RESOLVE OR HOLD
As of 5/27/22(mk): Need resolution of motions on 6/8/22 before case can be worked.

ADJ to 6/8 to address estimated tax claim(APOC -0-

AS of 4/28/22(mk):

**Case cannot go forward until the motions to Expunge/modify Claim and 2 MFR(by Alfred Vail & Quicken Loans/Rocket Mtg) are resolved. There motions are on for 6/8/22**


Note: Order resolving obj to Notice of settlement submitted. Tr to get NE proceeds($59,657.43 net -debtor exemption $25,150=$34,507.43 to TR


>Motion to Expunge POC #10 Alfred Vail on 4/13/22: & MFR by Creditor Alfred Vail also adj to 4/13/22. THERES ISSUES NEED TO BE RESOLVED BEFORE CASE CAN BECONFIRMED<

>> AS OF NOW DEBTOR DOES NOT OWN ANY PART OF ALFRED VAIL MEMEBRSHIP CO OP IN SHREWSBURY BUT DEBTOR & DAUGHTER ARE LIVING THERE- debtor's name is not on the membership certificate. ( It is in name of Philip ( who died ) and Ruth Bailly- the ex spouse of Philip)nor -is debtor daughter of Phillip or 2nd spouse? The membership certificate and the transfer of it is the subject of litigation in Mon Cty. Probate Ct.

1. Stay Motion now on 4/13/22 by Alfred Vail Assoc( Stark & Stark):
membership (In co op) NOT IN Debtor's name.(owned by estate of Phillip Baily & his ex spouse who apparently has left.
Debtor & daughter residing there and not in compliance with governing d0cs for a fees & assessment, oil tank removal and
Matter ResolvedRequest
Adjourment
1258/10/2022 10:00 am21-18298 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 9 of 10 required payments   Arrears: $0  

8/9/22 (sf) - Per Atty, ok to dismiss/hold fees


To make monthly mortgage payments and sell property by 7/29 or prospective and case dismissed--NOT DONE EDC

AR RESOLVE OR HOLD
4/21 workup for the 4/27 calendar EDC

1. Objection filed by Emigrant Residential (Pluese Becker) - failure to cure full arrears of $107,102.71 (Per POC -UNRESOLVED)
---also motion to lift stay on for 4/27-no mortgage payments since case filed---needs resolution

2. NJ Motor Vehicle Commission filed a secured claim #1 in the amount of $4,497.35 which is not in the plan. Is it ok to pay this claim?

3. Trustees objection:

- income verified higher than scheduled leaving disposable net income of $906.99
- there is non exempt equity in real estate in the amount of $61,062.20
- Emigrant Residential (Pluese Becker) objection to confirmation - need to resolve, pre-petition arrears $107,102.71

Plan proposes: $200 x 60 beginning 11/1/2021, refinance of Washington Ave w/n 12 month of confirmation, base
Payments: 3/4, arrears $200
Matter ResolvedRequest
Adjourment
1268/10/2022 10:00 am21-18500 / MBKRobert Manchel, Esq.Order Vacate Dismissal of CaseDismissed - Hold FeesDebtor has made 6 of 9 required payments   Arrears: $0  

8/9/22 (sf) Per atty, ok to dismiss/hold fees

AR RESOLVE OR HOLD - CASE IS 9 MONTHS OLD

AS OF 8/3/22 (SF) - Debtor is not current with payments. Last payment received in June. Arrears are $2787


1. State of NJ filed estimated priority claim 9-1 (NEED AMENDED CLAIM) STILL EST.

2. Trustee objection:
- Need a copy of the last filed tax return - 2021 on or by 5/31/2022 - Per Atty, debtor requested extension. (NEED PROOF)

- Robinhood account balance for 2020 was $12,080.59 - amount not provided for 2021 and
no balance was listed on Schedule B or exempted on Schedule C - need 2021 statement showing balance and may need to amend Schedules. (ACCOUNT CURRENTLY SHOWS ZERO BALANCE FOR 2021. WHAT HAPPENED TO THE FUNDS?)

3. Capital One Auto Finance filed an unsecured claim for 2016 Chevrolet Silverado. (DOES DEBTOR STILL HAVE THIS CAR? WHY IS CAPITAL ONE AUTO LISTED IN THE PLAN TO BE PAID $10 FOR ARREARS BUT NO MONTHLY PAYMENT OUTSIDE AND THE PLAN DOES NOT LIST THE TYPE OF CAR.


Plan proposes $929 x 60 Base, Loan Mod in 6 mos
Payments: 6/9 Arrears: $2787


RESOLVED ISSUES:
- State of NJ filed secured claim 9-1 for $3758.67 which is not addressed in the plan (OK TO PAY?) YES
- The address on proof of claim 10-1 Filed by Elizon Master Participation Trust I is 273 Elmwood Ave, East Orange but the debtor's residence is Bellvue Ave in Trenton. Is there another property?
(Per atty, the error is in the proof of claim. Creditor needs to amend proof of claim) AMENDED
- A copy of the homeowner's insurance renewal declaration - for Bellevue Avenue showing personal liability coverage (NEED DEC PAGE, WE RECEIVED A COPY OF AN UNPAID RECEIPT) UPDATED DEC PAGE SUBMITTED
- Must file pre-confirmation certification. (FILED)
- Objection filed by Elizon Master Participation Trust I (Fissel) - failure to pay arrears of $67,497.28 and speculative loan modification (RESOLVED, OK TO PAY ARREARS - COTBS)
- There is non exempt equity in debtors business (total value is $2,750 with on
Matter ResolvedRequest
Adjourment
1278/10/2022 10:00 am21-18677 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $1,800.00
AS OF 8/3/22 (SF)

RECOMMEND $200 X 60 BASE (BEGIN 12/1/21) BASE PLAN; SALE/REFI BY 10/1/22
- DEBTOR TO TURNOVER N/E PROCEEDS FROM SALE/REFINANCE BY 10/1/22
- LOW BASE
- STRIKE PER PLAN CLAIM FOR TWP OF BRICK TAX COLLECTOR

1. Plan proposes to pay Twp of Brick Tax Collector $1852.80. No claim filed and gov bar date expired on 5/9/22/

2. Trustee objection:
- The debtor has insufficient income . Verified income leaves monthly disposable income
of -$391.00..


Plan proposes $200 x 60 Base, Sale/Refi by 10/1/22
Payments: 8/9 Arrears: $200

Matter ResolvedRequest
Adjourment
1288/10/2022 10:00 am21-18881 / MBKJoseph Casello, Esq.Confirmation Hearing on Modified PlanContinued
8/15/2022 10:30 am
Debtor has made 8 of 9 required payments   Arrears: $500.00  
***8/15 @ 10:30 AM***

8/3 workup for the 8/10 calendar EDC

9 months old-MP filed proposes $1000 x 36 beg 12/1/21 sale by 10/31/22-100%

-balance due to attorney ($3750) does not match disclosure of $2750. Needs fee app for anything more than $2750
-MP wants to pay IRS $1500 but cannot pay because no claim

-objection by Skyview (Zeitz) for tax cert. $53,173.59 (NO OBJ TO MP FILED)

* Trustee objection:

----The debtor has insufficient income. Verified income leaves monthly disposable income
of negative -$5,215.67. need updated Business profit & loss statements

----Need to file Pre-Confirmation Certification.
----The attorney's fees in the plan ($2,750) and the disclosure statement do not agree.
Disclosure states that $2,750 will be paid outside of the plan. One of these must be
amended.

-------------------------
Resolved:
----need A copy of the last filed tax return - 2020 and 2021 prior to confirmation hearing.(OK)
----The Schedules fail to account for the debtor(s) tax refund in the amount of $8,112.00
when determining disposable income.
Matter ResolvedRequest
Adjourment
1298/10/2022 10:00 am21-18923 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
9/28/2022 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $451.00  Total Paid In: $1,867.00
AS OF 7/29/2022 (at):

1. Objection filed by Bank of America (KML Law Group) - plan provides for $0 towards arrears, loan mod is speculative, and the monthly mortgage payment is $1,960.12, not $1,348.12 as listed in the modified plan.

MP proposes: $267 x 28 beginning 8/1/2022, loan mod by 12/1/2022, base
Arrears: $184
(Plan extends the time period to obtain a loan modification)
Matter ResolvedRequest
Adjourment
1308/10/2022 10:00 am21-18991 / MBKDonald C. Goins, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 9 required payments   Arrears: $572.00  Total Paid In: $4,576.00
ISSUES AS OF 8/2/2022 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $572 x 60 STARTING 12/1/21, BASE PLAN***

1) Midfirst Bank (KML) OBJs - $158,881.75 arrears (LOAN MOD COMPLETE).

2) Capital One Auto Finance (Mester Schwartz) OBJs - $19,307.03 arrears on 2018 Nissan Altima (CONSENT ORDER ENTERED TO PAY $21,691.40).


Prop. Plan $572 x 60, Base Plan
PTD 8/9 = $4,576
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1318/10/2022 10:00 am21-19031 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $450.00  
AS OF 8/3/22 (SF) Case removed from honor roll as attorney would like to amend Schedule J.


RECOMMEND $3600 PTD, $975 X 28 (BEGIN 8/1/22) BASE PLAN
- IRS PRIORITY CLAIM 1-3 WILL BE PAID THRU THE PLAN



1. IRS just filed obj on 5/31/22 - failure to file tax returns and failure to provide for full repayment of priority claim and resolve estimated claims. (IRS OBJ IS RESOLVED, CLAIM AMENDED)

2. Trustee objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of $297.00.. (Disposable income is now $1073)
- Amendments to Schedules SCH I to include Fiance Income - DISPOSABLE INCOME TO BE ADJUSTED UPON AMENDED I FOR FIANCE INCOME (DISPOSABLE INCOMEIS NOW $1073)


Plan proposes $450 x 36 Base
Payments: 67/8 Arrears: $450

RESOLVED:
- Need to file Pre-Confirmation Certification. (FILED)
- Need Domestic Support Obligation information (MARITAL SETTELEMENT AGREEMENT PROVIDED AND OK)
- Need proof of insurance for the 2016 Kia. (Moot)
- Objection filed by Iona Vasquez, debtor's ex-wife to surrender of 2016 Kia Sportage (Per debtor's atty, the plan is discharging debtor's obligation under the auto contract and surrendering his interest in vehicle. Debtor is still responsible for his portion under the Marital Settlement Agreement and per the ex-wife's response, she is ok with that so this is resolved)
- Need proof of $750/month in support listed on J.(PROVIDED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Service on Jefferson Capital and Sherwin Williams needs to be to the attention of a partner, corporate officer or managing agent. (FILED)
- Need October and November bank statements for BB&T account #6958. This acct belongs to fiance
- IRS priority and unsecured claim 1-1 is estimated (AMENDED) (Tax returns for estimated years were uploaded through 13 documents on 6/3/22. Mary Ford was sent the returns 2 weeks ago, waiting on amended POC.)
- (I and J amended and Fiance expenses total $4092.
Matter ResolvedRequest
Adjourment
1328/10/2022 10:00 am21-19578 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

ADJ to 9/28 for consent order
8/1 Workup for the 8/10 calendar EDC

1. Objection filed by Wilmington Savings (Stern & Eisenberg) - 2nd mortgage company is objecting to the strip off claiming that the property is worth approximately $270,300 and 1st mortgage claim is only $180,192.45. (UNRESOLVED-getting appraisal as of 4/27)

2. Trustee's objection:

---- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $600 x 60 beginning 1/1/2022, base
Payments: 4/4

--------------------------RESOLVED:
- Verified income leaves monthly disposable income of $773. (OK)
- Need proof of service for strip off of third mortgage. (CERT OF SERVICE FILED)
-- A current market analysis - with comps for a 4 bed and 2 bath home sold within the last 6 months. (OK NO EQUITY EVEN USING HIGHER ZILLOW EDC)
- Proof of 2 month's income - for debtor by 6/30/2022. (currently unemployed) (LANGUAGE ADDED)
- Need November and December bank statements for Santander savings account #4733. (RECEIVED)
- A copy of the deed (RECEIVED - PROPERTY IS OWNED JOINTLY BY BOTH DEBTORS)
Matter ResolvedRequest
Adjourment
1338/10/2022 10:00 am22-10211 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $380.00  
Atty uploaded $380 money order, dated 7/15/22
certification in support of confirmation linked below
issues as of 8/10/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income There is negative income of -$4.80. WITH THE 2021 TAX REFUND, THERE IS ONLY $178.29 IN DISPOSABLE INCOME, HAS NOT MADE THE JULY OR AUGUST PAYMENTS UNDER THE MODIFIED PLAN, ARREARS $760
- The debtor has failed to supply the Trustee with the following document (s): 401k loan balance statements prior to filing date. PROVIDED
- Amendments to Schedules B and C to include 2014 Honda Civic. STILL NOT FILED
- The Plan fails to provide for a prompt cure of rental arrears. MODIFIED PLAN PROPOSES TO PAY ARREARS THROUGH PLAN, NOT A PROMPT CURE
2) The plan proposes to pay $4,060 through the plan and the Attorney Disclosure Statement proposes to pay $4,065 - need to amend either the Disclosure or the Plan - need to resolve

proposed plan $1160 paid to date, $380x36 0% plan
paid in $1540
arrears $760
last claim 2


ISSUES RESOLVED:
- A Modified Plan that corrects attorney fees to be paid $4,065, per disclosure or amended attorney disclosure to correct per plan $4,060. RESOLVED, MODIFIED PLAN WAS FILED AND AGREES WITH ATTORNEY DISCLOSURE PAYING $4,060 THROUGH PLAN
- File pre-confirmation certification. RESOLVED, FILED
- Must provide copy of 2021 Tax Return by 5/31/22. RESOLVED, PROVIDED 2021 RETURN
Matter ResolvedRequest
Adjourment
1348/10/2022 10:00 am22-10337 / MBKDANIEL L. REINGANUMConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $2,779.00
8/2 workup for the 8/10 calendar EDC


***confirmation: $397 x 60 beginning 2/1/2022, 0% to guc's




-----------------------
Resolved:
attorney to get appraisal(DONE)
- Need copy of the last filed tax return - 2021 (received cert OK)
- There is $11,161 in non exempt equity in the residence. (updated CMA has value of trailer at $50,000 OK EDC)
- Need proof of service on Ally and Connexus Credit Union for cram downs in Part 4d of the plan. (CERT OF SERVICE FILED 3/24/2022)
- Need to file Pre-Confirmation Certification. (FILED)
- A Modified Plan that removes Ally from Part 4c of the plan, they are listed in 4d as a cram. (MOD PLAN FILED)
-plan adds $125 monthly for Ally adequate protection which is $139 monthly with trustee comp. so payment is higher(REMOVED IN MP)
Matter ResolvedRequest
Adjourment
1358/10/2022 10:00 am22-10362 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $16,676.00
AS OF 8/3/22 (SF)

RECOMMEND $16,675.50 PTD, $3,182 X 53 (BEGIN 9/1/22) 100% W/MIN DIV OF $1,818,288 TO GUCS PER N/E IN REAL ESTATE AND PERSONAL PROPERTY
- OK TO PAY STATE OF NJ PRIORITY AND SECURED CLAIM 4-1 THRU PLAN
- OK TO PAY IRS PRIORITY CLAIM 2-2


1. Trustee objection:

- There is non-exempt equity on residence $6,754, Bank acct has $12,720, Metlife has $9,877, and $1,788,937 in business property (100% PLAN).


Plan proposes $2681 x 60 100%
Payments: 6 of 7 Arrears: $2091


RESOLVED ISSUES:
1. Objection filed by Manasquan Bank (Broege) - failure to pay arrears of $147,299.15 (RESOLVED VIA CO) PAY ARREARS IN THE AMOUNT OF $141,265.08
- amend Schedule J-1 Debtor's expenses. Questions #1-5 are missing and not filed.
- Need a copy of the last filed tax return - for 2021 by 5/31/22. (RECEIVED)
- PROOF OF INSURANCE PROVIDED FOR RODEO CT AND SEAVIEW AVE
1. Trustee objection:
- Need a current market analysis - for Sea Renity Inn property (14 Seaview Ave) and mortgage statement. (INSURANCE PROVIDED. THERE IS NO MORTGAGE)
- Need a copy of the homeowner's insurance renewal declaration - for business property located at 32 Embury Ave, Ocean Grove. (THIS IS AN ERROR. DEBTOR DOES NOT OWN THIS PROPERTY)
- Amendments to Schedules A/B to add business and business property (FILED)
- Must file Pre-confirmation certificate. (FILED)
- The current Plan does not specify treatment of State of NJ and IRS tax claims under the Plan. (OK TO PAY CLAIMS)
- Must resolve IRS estimated tax claim 2-1 (AMENDED)


Matter ResolvedRequest
Adjourment
1368/10/2022 10:00 am22-10573 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanContinued
8/24/2022 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $81.00  
AR, ADJ TO 8/24 PEREMPTORY WITH DOCUMENTS FILED BY 8/17

ISSUES AS OF 8/5/2022 (DM): need to review calculations with Trustee

 ADJ to 8/10 for Ed's calculation on equity

***TO CONFIRM, THE DEBTOR WILL NEED $14,080.58 PTD, THEN $5,257 x 54 STARTING 8/1/22, 100% WITH $254,422 THRESHOLD PRESERVED, STRIKE ADDITIONAL $30,438 PRIORITY PLAN TREATMENT TO IRS, STUDENT LOAN POC (2-1), (3-1), (4-1) AND (6-2) SHALL BE TREATED OUTSIDE THE PLAN, PRE-CONFIRMATION CERTIFICATION TO BE FILED WITHIN 7 DAYS***


1) MP provides additional $30,438 priority treatment to IRS - no POC filed (STRIKE??)

2) Trustee OBJ:
- Form 22c has disposable income $11,526.26, which would require $691,575 minimum dividend to GUCs - still have questions about amended Form 22c.
- There is estimated non-exempt equity in real property of $228,160; 2014 Honda Odyssey $15,250, Wells Fargo checking acct# 4450 of $2,252.27 and Wells Fargo acct #6730 of $8,760.11.
- Need to file Pre-Confirmation Certificate (UNRESOLVED).

***RESOLVED ISSUES***

 Need to treat student loan outside for plan to work - ADJ to 7/27/22 (MP TREATS OUTSIDE IN PART 10)

A) IRS filed $21,817.49 priority claim not treated in the plan (MP PAYS)

B) State of NJ filed $47,149.55 secured claim not treated in the plan (MP PAYS)

C) Rocket Mtg/Quicken Loans (KML) OBJs to confirmation (CO ENTERED - MP PAY ARREARS THROUGH THE PLAN).

D) Trustee OBJ:
- Need copy of 2021 tax return by 5/31/22 (RECEIVED).
- Need to provide updated auto insurance (RECEIVED).
- Need amended Sch C to take all proper exemptions of all assets (FILED).
- Plan does not specify treatment of IRS priority claim for $21,817.49 (MP PAYS).
- Need a MP that properly adds how IRS and LVNV claims are to be paid and add student loans to be paid outside (MP FILED).
- Schedules fail to account for the debtor's tax refund in the amount of $16,758 when determining disposable income (DEBTOR OWES FOR 2021 TAX YEAR).
- Excessive Expense: electricity/heat/gas $500; clothing $600; entertain
Matter ResolvedRequest
Adjourment
1378/10/2022 10:00 am22-10605 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ADJ to 9/28/22 Peremptory (8/3 written adjournment request)
ISSUES AS OF 8/2/2022 (DM):

***State of NJ claim is still estimated and mortgage company obtained stay relief***

1) State of NJ filed $6,690.51 priority claim that includes estimated taxes for 2018 through 2020 (UNRESOLVED).

2) State of NJ filed $25,220.39 secured claim not treated in the plan (OKAY TO PAY??)

3) Plan provides $15,000 priority treatment to the IRS - claim amended to $0 (STRIKE PLAN TREATMENT??)

4) West Coast Servicing/Nationstar (Hladik, Onorato) OBJs - failure to cure arrears of $76,311.72 and failure to propose to make post petition payments pending sale of property. (CREDITOR OBTAINED STAY RELIEF - PLAN NOT FEASIBLE).

5) Plan provides $20,000 secured treatment to Kenneth Dickson - no claim filed (STRIKE??)

6) Trustee OBJ:
- Need amended Sch C - amended Sch C filed on 3/18/22 still does not exempt all assets on Schedule A/B (100% PLAN).

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need to resolve estimated claim filed by the IRS (AMENDED TO $0).
- Need 2021 tax return (RECEIVED).
- Need homeowner's insurance that includes liability coverage (RECEIVED).
- Verified income leaves monthly disposable income of $3,696 (100% PLAN).
- Tax refund in the amount of $4,200 was not prorated and included in disposable income calculation (AVEREAGED/ADDED TO INCOME).
- There is $110,600 non-exempt equity in the residence (100% PLAN - LANGUAGE ADDED: PROOF OF CLAIM FILED WITH PAYOFF OF $113,090.52 LEAVING $32,509.48 IN NON EXEMPT EQUITY).


Prop. Plan $1,700 x 60, 100% Plan
- sale of residence by 2/1/23
PTD 6/7 = $10,200
Last Claim (1-5)
Matter ResolvedRequest
Adjourment
1388/10/2022 10:00 am22-10679 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 334 of 7 required payments   Arrears: $0  
Total Paid In: $33,375.00
ISSUES AS OF 8/2/2022 (DM): debtor will receive a refund. - Atty ok with terms

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $33,374.82 PTD, 100% PLAN***

 6/25/22 - Order Authorizing Sale was entered - what is status of closing? (The home was sold on July 8. We uploaded a copy of the closing statement to 13 Docs and sent out a check for $32,974.82, representing the balance of the proceeds since the case has not yet been confirmed).

 5/11/22 - debtor has a contract for the sale ($553,000) of the house and needs to clear title for the sale/closing - ADJ to 7/13/22.

1) US Bank/Rushmore (Romano Garubo) OBJs - 90 to 120 days is enough for sale (plan proposes 6 months) and creditor wants adequate protection payments (OBJ WITHDRAWN - CREDITOR PAID AT SALE).

2) Trustee OBJ:
- Need a copy of homeowner's insurance renewal declaration (RECEIVED).
- There is $6,856 non-exempt equity in real estate.
- Schedule J does not include a mortgage payment.


Prop. Plan $100 x 36, Base Plan
- sale of real estate within 6 months
PTD 5/7 = $33,374.82
Last Claim (2-4)
Matter ResolvedRequest
Adjourment
1398/10/2022 10:00 am22-10733 / MBKFRANKLIN S MONTEROConfirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $541.00  
AS OF 8/2/22 (SF)


Interim Order on Motion to Vacate Dismissal of Case. The Automatic stay is reinstated until 7/27/22. Sheriff sale was adjourned until 7/27/22. Hearing date was adjourned to 7/27/22 and then continued to 8/10/22 at 9.

Note: only 2 claims filed. The mortgage claim and 1 unsecured claim.

1. Objection filed by Carrington Mortgage (Holdren) - failure to pay arrears of $90,744.67 and speculative loan mod.

2. Trustee objection:

- Need proof of insurance for the 2003 Honda.
- A Modified Plan that lists Carrington Mortgage in Part 4a.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for food for one $130/month for "other" insurance
Need proof of excessive expenses 10 days prior to confirmation.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,429.00 when determining disposable income.
- The Plan fails to provide for a prompt loan modification completion date.
- There is $386 in non exempt equity in the bank account.
- Need to file Pre-Confirmation Certification.


Plan proposes $511.01 x 60 Base, Loan Mod in 1 year
Payments: 5 of 7 Arrears: $1047.07

Matter ResolvedRequest
Adjourment
1408/10/2022 10:00 am22-10823 / MBKMICHELLE LABAYENConfirmation Hearing on Modified PlanContinued
9/28/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

MP no later than 8/25 - ADJ to 9/28
8/2 workup for the 8/10 calendar EDC

GLEN SECTION objected to MP and failure to pay the $25811.23 claim. (OTBS-STILL NEED ORDER)

-MP has $3750 to attorney but disclosure has $0. Need to resolve.(AMENDED BUT THIS IS A SUBSTITUTION OF ATTORNEY CASE SO A FEE APP IS ALSO NEEDED WITHIN 7 DAYS OF CONF, WILL ADD TO PLAN LANGUAGE EDC)

* Trustee's objections resolved

Proposed Modified Plan before confirmation proposes: $470 x 60 beginning 3/1/2022, loan modification by 6/30/2022, 100% to unsecured creditors

-----------------------
RESOLVED
---The plan must remain a 100% plan due to equity in Real Estate. (LANGUAGE ADDED)
100% case--.--Preserve non exempt equity of $26,117 in real and personal property.
- A copy of the last filed tax return - 2021 on or before 5/31/2022 (RECEIVED)
--- excessive expense Schedule J $660/car payment (OK 100%)
---- The Schedules fail to account for the debtor(s) tax refund in the amount of $5146 when determining disposable income. (2021 TAX REFUND AVERAGED/ADDED TO INCOME)
Matter ResolvedRequest
Adjourment
1428/10/2022 10:00 am22-10915 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 6 required payments   Arrears: $0  

AS of 7/30/222(mk):

**CAN REC CONFIRM AT $3,310.11 PTD , Then $588 x 55 Begin 8/1/22;Base w/min to GUCS $28,437. Preserve equity T/H Of $26,937**


1.Equity in RE is now a bit lees than at 341 as we did not have a POC form mtg compnay. Now we do and we will preserve the equity T/H of $26,937. MP has min div to gucs 28,437 and that is what is used for plan calculation.


Plan:$2710.11 PTD; $588 X 55 BEG 8/2022; MIN $28,437.02
4/5 payments
car date:4/14/22



Matter ResolvedRequest
Adjourment
1438/10/2022 10:00 am22-10988 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/12/2022 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $800.00  
Atty mailed $800 and to get debtors on TFS - ADJ to 10/12
8/2 workup for the 8/10 calendar
* no payments in 4 months

same issues as of 6/1/2022 (JMA)

1) IRS priority claim estimated for 2019, 2020 and 2021 taxes
2) Provident Bank (Saldutti Law Group) objection to confirmation - need to resolve
-judgment in the amount of $62,283.94, docketed as a lien, not provided for in the plan
3) US Bank (Romano Garubo) objection to confirmation - need to resolve
-debtor seeks to modify rights for secured creditor
-bad faith filing
4) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income . Verified income leaves monthly disposable income of -$8,884..
- The debtor has failed to file a feasible plan - . Debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document (s): A copy of the homeowner's insurance renewal declaration - that includes liability coverage.
- Need December and January bank statements for TD account #2868.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $9,276/month mortgage payment
- Need to resolve the estimated claim filed by the IRS.
- Need to resolve objections by Provident Bank and US Bank.
- Trustee disputes debtor's value for real property. Trustee investigation has value at 1,800,000. Need updated CMA and comparable sales w/in the last 6 -8 months.( if gets a sale contract -that will determine value).
- all non exempt proceeds from sale of real property to Trustee.
5) Not current with Trustee plan payments, arrears $400

proposed plan $200x36 100% plan with sale property by 3/1/2023
paid in $400
arrears $400
last claim 16
Matter ResolvedRequest
Adjourment
1448/10/2022 10:00 am22-11004 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 6 required payments   Arrears: $0  

As of 8/4/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED SINCE LAST HEARING.

6/8/22 (DS): 1. Trustee obj to the following:
- Need Business profit & loss statements for Jan. 2022 - Feb. 2022, Certification/explanation for the realtor income received within the 6 months prior to filing and 2021 tax return.
- Tax refund $1,568 not calculated onto Sched I income. Disposable income verifies $1,856.50.
- Must resolve IRS and State of NJ estimated tax claims.
- Must file Pre-confirmation certificate.

2. 2 secured judgment lien claims filed by Peng Consulting for $1,036.28 and Ambulatory Surgery for $5,495.15. Both not in plan and must be paid or must move against the claims.

3. Exeter filed arrears claim $516.50. Trustee ok to pay?

4. Twp of Woodbridge (GOLDENBERG, MACKLER, SAYEGH, ET ALS) obj arrears owed and post-petition payments not made. Obj must be resolved. POC filed arrears $250.91.

Prop Plan $1,590 x 45 begin 3/1/22; Base and Loan mod on E. New St 6 months after conf
Note: Proof of auto insurance for 2016 GMC provided 6/6/22.
Matter ResolvedRequest
Adjourment
1458/10/2022 10:00 am22-11026 / MBKEric ClaymanConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 6 required payments   Arrears: $0  
Total Paid In: $1,902.00
As of 8/9/22 (DS): Confirm at $1,585 paid, $250 x 30 begin 9/1/22; Base
- Loan mod on Hollywood Dr by 1/31/23 (arrears not to be paid).
- Within 7 days must file Pre-confirmation cert.

1. Trustee obj to the following:
- Must resolve creditor objections. C/O entered 7/28/22 dkt#34 MFR
- Must file Pre-confirmation certificate.

2. SLS (STEWART LEGAL GRP) obj to arrears not paid and loan mod. Obj must be resolved. Per C/O dkt#34 resolves motion to vacate. loan mod by 1/31/23.

Prop Plan $250 x 36 begin 3/1/22; Base and Loan mod on Hollywood Rd by 3/30/22
Note: Mod plan filed and crams the 2nd mtg with notice served 6/17/22.
Matter ResolvedRequest
Adjourment
1468/10/2022 10:00 am22-11161 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
10/26/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

NFA
8/2 Workup for the 8/10 calendar

* Due to higher tax claims, plan payments would be more than double the amount $2420 x 54 remaining-on top of that debtor is 2 payments in arrears at the lower number NOT FEASIBLE

**Would NEED $3330.27 paid then $2420 x 54 beg 9/1/22 pr0 rata---Pay Secured claim 7-1 M&T Bank in full and reclassify the unsecured portion to $1
Pay Secured IRS clam 5-5S in the amount of $18,490
Trustee to pay NJ priority claim

1. Trustee obj to the following:
--- Profit and loss deducts $6,226.16 as "other miscellaneous expense". Need a detailed itemization of this deduction as it reduces net income from $7,762.36 to $1,536.20 for the 3 month period.
---- P&L statement list car & truck expense of $5,086.03 which is $1,698.67. P&L does not list these vehicles, they are in Schedules B/C 2013 Ford Transit, 2014 Ford Transit and 2017 Dodge Pickup. 2013 Ford Transit (claim#7) has loan balance $2,110.53, monthly payment $429.94; 2014 Ford Transit has loan balance of $1,600 per schedule B, no claim filed to date. 2017 Dodge Pickup (claim#1) has loan balance $27,600.93 and monthly payment $789.95. Does not add up to P&L expense $1,698.67. There is no auto expense for $391, unless it is for 2014 Ford Transit - business expenses should be on the P&L and household expenses on Schedule J. It would be double dipping.
--- Schedule J lists car insurance of $391. Why is this not listed on P&L? The business policy expense is only $283.66 month. The personal policy is $188.40 month.
--- There is also a 2006 Dodge Ram without a loan valued at $1,500. Is this a work vehicle?
--- Business bank acct shows debtor uses acct for business expenses, personal expenses and cash withdrawals.


2. IRS (US ATTORNEYS OFFICE PHILIP SELLINGER) obj to cram and 2020 and 2021 tax returns not filed. Obj must be resolved. THE AMENDED SECURED CLAIM IS $18,490 WITH the rest RECLASSIFIED AS GUC. IS THIS WHAT WE ARE PAYING?


Prop Plan $830.09 x 60; Base
Note: Proper service issued to San
Matter ResolvedRequest
Adjourment
1478/10/2022 10:00 am22-11354 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 0 of 6 required payments   Arrears: $22,109.00  Total Paid In: $5,212.00
8/2 workup for the 8/10 calendar EDC

**2 payments arrears-needs TFS in 7 dyas

CONF at $5212 paid then $20,745.79 lump sum by 8/31/22 then $1363 x 55 beg 8/1/22--min of $22,465.79 to gucs---debtor to sign up for TFS deduction within 7 days--Debtor to pay NJ secured claim outside and file a motion to amend claim to zero per the order granted on 7/27/22

per email Detzky is withdrawing his objection

-order entered to disburse money from sale--no order filed yet. Should say ADD TO ORDER DEBTOR TO FILE MOTION TO MODIFY NJ SECURED CLAIM WI 60 DAYS IF CLAIM IS NOT AMENDED

-Trustee to receive f $20,745.79 from the sale any day now

-NJ Dept of Labor has filed a $45,000 claim that is not is plan. Are we paying?

1) Trustee objection to confirmation - need to resolve:

---- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -non exempt equity of $1,740.00 in the Wyoming property, plus $20,745 .79 non-exempt from sale of Tinton Falls property equals $22,465.79 total to guc



proposed plan $1303x60 begin 3/1/2022 with sale 6 months after confirmation base plan
paid in $2606
arrears $1303
last claim 14
------------------
RESOLVED:
--- plan proposes a cram to zero of mortgage - THE CLAIMS FOR BOTH ARE JUDGMENTS ASSIGNED TO FRANK ALARIO AS ASSIGNEE FOR SUSSEX BANK AND ASSIGNEE FOR MANUFACTURERS AND TRADERS TRUST COMPANY - OBJECTION FILED(Detzky withdrawn)
3) Dr. Frank Alario (Detzky Hunter) objection to confirmation - need to resolve
-the plan has not been proposed in good faith(withdrawn)
4) NJ Division of Taxation secured claim $19,915.53 not treated in plan
--- estimated tax claims need to be resolved IRS UNSECURED 2016 AND 2018; NJ DIVISION OF TAXATION PRIORITY AND GUC
--- US Bank (Friedman Vartolo) objection to confirmation - need to resolve(claim adj to 0)
--- The debtor has failed to file a feasible plan
---- The debtor has failed to suppl
Matter ResolvedRequest
Adjourment
1488/10/2022 10:00 am22-11432 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledWithdrawnDebtor has made 5 of 6 required payments   Arrears: $694.00  
(AMT: MP DOC #23 FILED 8/3 WITH NOTICE)<<>>


ISSUES AS OF 8/2/2022 (DM):

1) IRS filed $20,791.45 priority claim not treated in the plan that includes estimated taxes for 2019 (UNRESOLVED).

2) PennyMac (FRENKEL) OBJs - $48,305.25 arrears (CONSENT ORDER ENTERED TO PAY).

3) Trustee OBJ:
- Debtor's plan needs a tier when pension loan payment $1,544 ends in month 21.
- There is $74,295 non-exempt equity in real property and estimated non-exempt equity in PNC Bank savings & TD Bank savings accts pending bank statements (WITH NON-EXEMPT EQUITY THIS CANNOT BE A 0% PLAN).
- Need 2 months bank statements from PNC Bank savings acct & TD Bank savings acct prior to filing date (UNRESOLVED).
- Need updated proof of income for new job (2nd job) at Burlington County School System (PROVIDED LETTER SHOWING AMOUNT BEING PAID AND HOURS TO BE WORKED - THIS POSITION WAS TO BEGIN 3/28/2022, THERE SHOULD BE PAYSTUBS AVAILABLE FOR TRUSTEE REVIEW).
- Must file Pre-Confirmation Certificate (FILED).


Prop. Plan $699 x 60, 0% Plan
PTD 5/6 = $3,500
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1498/10/2022 10:00 am22-11751 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $25.00  Total Paid In: $100.00
AR PER ATTY AND M HOLT OK TO CONFIRM
AS OF 8/9/22 (SF)

RECOMMEND $25 X 36 (BEGIN 4/1/22) 100% PLAN
- DISTRIBUTION FROM ESTATE OF V RACCUIA THE EARLIER OF 90 DAYS AFTER SHERIFF SALE BECOMES COMPLETE OR 2-1-23, whichever comes first.
- OK TO PAY WELLS FARGO ARREARS CLAIM 2-1.
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS.
- LOW BASE.


AS OF 08/03/22 (SF) - The plan does not appear to be feasible.

1. Objection filed by Irene Kominsky, Executrix for the Estate of Vincent Raccuia - The debtor has no ownership interest in real property (2580 Crestview Road). Property is to be foreclosed. At best, the Debtor has a contingent interest in proceeds remaining in the Decedent's Estate after the Real Property is liquidated and all the Decedent's Estate's debts are paid, including the costs of administration.


2. Wells Fargo Filed Arrears claim 2-1 for $1512.28 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:
- Need Proof of 2 month's income - need paystubs from job with County Treasurer, Monmouth County, only provided W2
- Need Income contribution affidavit
- need to provide Profit and Loss for the Ebay income
- the plan lists property debtor resides in as surrender, states debtor has 25% interest in Estate of Vincent Raccuia - need inheritance documents, will
- need copy of Will of Vincent Raccuia and some idea of status of Probate. is there any accounting?

4. Must file pre-confirmation certification

Plan proposes $25 x 36 100% Plan
Payments: 4/5 Arrears: $25

RESOLVED ISSUES:
- IRS priority and unsecured claim 1-2 is estimated (AMENDED)
- State of NJ priority claim 5-1 is estimated (AMENDED)

Matter ResolvedRequest
Adjourment
1508/10/2022 10:00 am22-11906 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $163.00  Total Paid In: $652.00
8/3 workup for the 8/12 calendar EDC

CONFIRM AT: 163 x 60 beg. 4/1/22 ,SALE OF 49 N LAKESIDE DR by 11/13/22-pro rata-trustee to receive non-exempt sale proceeds

1) SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-arrears approximately $262,369.81. Plan calls for payment at sale. Sale status? Per ORDER sale by 11/13/22

2) Trustee objection to confirmation resolved

3) Before the last scheduled hearing, the Trustee was made aware that the debtor may have a contract of sale. What is the status of the sale? Kindly provide Trustee with the fully executed contract of sale. PER ATTY CONTRACT FELL THROUGH, BUYER BACKED OUT- HOUSE STILL ON THE MARKET

proposed plan $163x60 base plan with sale of real estate within 5 months of filing date (August 10, 2022)

----------------------
RESOLVED:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $52,150 in non exempt equity in the residence. Plan needs to be 100% MORTGAGE BALANCE IS HIGHER THAN THE AMOUNT SCHEDULED, THERE IS NO LONGER NON EXEMPT EQUITY IN THIS RESIDENTIAL PROPERTY, MAY REMAIN A BASE PLAN

- The Schedules fail to account for the debtor (s) tax refund in the amount of $564.00 when determining disposable income. OK DE MINIMUS
- Need to provide Trustee with a copy of the last filed tax return - 2021 by 5/31/2022. TAX DECLARATION PROVIDED, NO 2021 FILING
Matter ResolvedRequest
Adjourment
1518/10/2022 10:00 am22-12070 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $990.00  
As of 8/4/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

5/25/22 (DS): 1. Trustee obj to the following:
- Need balance statement for co-debtor's TSP loan prior to filing date and Feb and March bank statement for PNC accts #8506 and #0307 prior to filing date.
- Need service to Ocean County Jail, listed in motions in plan to avoid judgment lien. Recommend to be stricken.
- Must file Pre-confirmation certificate.

2. Rushmore Loan (FRIEDMAN VARTOLO) obj Plan improperly list creditor name as Wells Fargo, not Rushmore and post-petition payments $1,937.89, not $1,931.43. No POC filed. Obj must be resolved. (PAY PER POC)

3. Global Lending (STEWART LEGAL GRP) obj to cram. Obj must be resolved.

4. IRS $229.62 and State of NJ filed $987.26 both filed tax claims not in plan. (OKAY TO ADD)

5. Bar date has passed and no claim has been filed by Lacey MUA. Must be stricken and not paid or will claim be filed? (OKAY TO STRIKE)

Prop Plan $992 x 60 begin 4/1/22; $0
Note: Calculated income and income is fine. Service to Office of Attorney General done 5/20/22. Updated homeowner insurance and auto insurance provided 5/24/22.
Matter ResolvedRequest
Adjourment
1528/10/2022 10:00 am22-12190 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 12 of 5 required payments   Arrears: $1,008.00  
MP filed 8/4 and payment made under MP - okay to deny this plan
ISSUES AS OF 8/2/2022 (DM):

***Debtor has only made 2 of 5 payments with the last payment received in May - RECOMMEND DISMISSAL***

1) IRS filed $17,992.97 priority claim that includes estimated taxes for 2021 (UNRESOLVED).

2) Lakeview Loan Servicing (McCabe) OBJs - $15,987.72 arrears (UNRESOLVED).

3) Need to verify from attorney that lease for 2020 Chevy Silverado with ACAR Leasing is rejected (LEASE REJECTED??)

4) Trustee OBJ:
- Trustee's investigation reveals the value of the real property appears to be higher than the March appraisal indicates and no sales were submitted with that appraisal as it indicates there were not any within the last year before this appraisal. There have been sales of comparable properties and Trustee requests debtor to respond to this objection on the value (UNRESOLVED).
- Need proof of income for new job (UNRESOLVED).
- Need 2021 tax return (UNRESOLVED).
- Need amended Sch I&J - debtor no longer works for Lucas Chrysler (UNRESOLVED).
- Excessive Expenses - Sch J: $650 transportation for 1 person. Need supporting documentation. Mortgage on other property - the petition has 3 addresses - 168 Stevens Road which was on the petition as debtors residence.
- Form 122c-2, Line #45 has monthly disposable income of $3,292 which requires a minimum $197,568 dividend to general unsecured creditors.
- Need DSO information - court order for alimony, DSO form & property settlement agreement (PROVIDED FINAL JUDGMENT OF DIVORCE AND ORDER ENFORCING DEFENDANTS RIGHTS).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $858 x 60, $22,058 Min Div
PTD 2/5 = $1,716
Last Claim (22-1)
Matter ResolvedRequest
Adjourment
1538/10/2022 10:00 am22-12225 / MBKMICHAEL L DETZKY, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 5 required payments   Arrears: $0  

debtor filed Motion for Voluntary Dismissal ON FOR 8/24

issues as of 7/7/2022 (JMA)

1) Debtors disposable income is $810.14. Debtor is to make 36 months of payments of disposable income into the plan. To resolve the Trustee objection, Trustee recommends confirmation at $1,200 paid to date, $691x32 begin 8/1/2022 base plan
2) Trustee objection to confirmation - need to resolve
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $662/month car payment ALLOWED CAR EXPENSE IS $533, SCHEDULE J TO BE REDUCED BY $129
- The Schedules fail to account for the debtor (s) tax refund in the amount of $7,262 when determining disposable income. DEBTOR STATES THE REFUND HAS BEEN SPENT, TRUSTEE INCLUDES THIS AS INCOME
- Need to file Pre-Confirmation Certification with Court RESOLVED, FILED

proposed plan $300x36 base plan
paid in $1200
last claim 18-1

RESOLVED ISSUES:
1) Ford Motor Credit Company (Morton) objection to confirmation - need to resolve RESOLVED, MODIFIED PLAN TREATS CAR AS OUTSIDE PLAN, UNAFFECTED BY PLAN AND WILL NOT BE DISCHARGED UPON COMPLETION OF PLAN
2) Ally Financial for a 2019 Ford Escape is surrendered in the modified plan
TRUSTEE OBJECTION:
- Need proof of insurance for the 2019 Ford Explorer with policy period listed. RESOLVED, PROVIDED POLICY FOR THIS VEHICLE
- Need Amendments to Schedules Statement of Financial Affairs to list attorney 's fees paid. RESOLVED, FILED AMENDED SOFA
- Need to file Pre-Confirmation Certification with Court RESOLVED, FILED
Matter ResolvedRequest
Adjourment
1548/10/2022 10:00 am22-12269 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
10/12/2022 10:00 am
Debtor has made 87 of 5 required payments   Arrears: $150.00  
ADJ TO 10/12 PEREMPTORY
As of 8/4/22 (DS): 1. State of NJ filed estimated tax claim, 2021 tax return not filed. Must resolve claim.

2. Nationstar (GROSS POLOWY) "431 Carranza Rd obj arrears, late POC filed $270.78. Need motion to allow Trustee to pay late filed claim. (CLAIM 6-1 WAS FILED ON TIME SO THE AMENDED CLAIM 6-1 IS TIMELY)

3. Non-exempt equity on all 3 properties remaining. Plan pays 100%, bar date has passed, pending is State of NJ estimated tax claim.

5/25/22 (DS): 1. Trustee obj to the following:
- There is non-exempt equity on 3 properties total $368,561.66. Plan is proposing sale and 100% to gucs.
- The majority of properties on CMAs for all 3 properties are more than 6 months old. The Trustee only used comps that were 6 months from filing date. CMA values are different than the averages on the CMA 's provided. (100% PLAN)

2. Nationstar Mtg (GROSS POLOWY) "431 Carranza Rd" obj that there are pre-petition arrears owed, late POC filed with arrears $270.78. Obj must be resolved.

3. Rocket Mtg (DENISE CARLON) "8 Mill St" obj to sale and arrears not paid. Obj must be resolved. OBJ WITHDRAWN, MOTION FOR SALE GRANTED 6/25/22, SALE OCCURRED 7/19/22, FUNDS FORWARDED TO TRUSTEE 7/26/22 $12,505.57.

Prop Plan $150 x 36 begin 4/1/22; 100% and Sale on Mill St & Main St 9 months from filing date (12/22/22)
Note: Do not need CMA for 445 Carranza 8 acres of land, comps used are all vacant lands. 2021 TAX RETURN PROVIDED 7/22/22.
Matter ResolvedRequest
Adjourment
1558/10/2022 10:00 am22-12347 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
10/12/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $338.00  
MP to sell by 9/5 - ADJ to 10/12
As of 8/4/22(mk):3/5 payments & need to resolve #1 &2

1. Objection by US Bank (RAS):
-plan fails to pay arrears -LM speculative

2.Objection by Credit Acceptance(Morton):
-creditor has liens on 2 cars owned by debtor that were discharged in a Ch 7. Objects on risk that debtor will take position that liens will be discharged under 1325. (OTBS)

3. Trustee objection:
- need Amendments to Schedules J to add a mortgage payment.
-not paying all dispos. income into plan. Verified income leaves monthly disposable income of $635.57.
Per 341 - Tr will pay arrears pending LM
-----------
-Need updated car insurance for all 3 vehicles.(Provided)


Plan: $169 X 60; LM BY 11/30/2022 (15 PARTRIDGE DR); 100%
3/5 payments
bar date:3/24/22
Matter ResolvedRequest
Adjourment
1568/10/2022 10:00 am22-12367 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $750.00
UPDATED8/9/2022 (JMA)

Ok to confirm at $750 paid to date, $396x33 begin 9/1/2022 base plan
-Credit Acceptance Corporation (Morton) 2017 Nissan Maxima to be surrendered to resolve creditor objection, consent order to be filed
-need to file Pre Confirmation Certification within 10 days of confirmation

issues as of 8/3/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has undertaken an improper use of exemption. Specifically: Trustee objects to exemptions for funds in bank account for worker 's compensation unless and until it can be determined that there is a direct link to worker 's compensation award and if trustee is entitled to any proceeds from the bank account funds if determined to be non-exempt. TRUSTEE TO REVIEW RESOLVED
- The Schedules fail to account for the debtor (s) tax refund in the amount of $5,802 when determining disposable income.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Trustee requires proof of funds in bank account are the worker 's comp funds and what proof of what was paid form those funds. CERTIFICATION PROVIDED STATING FUNDS FROM THE COMPENSATION AWARD - TRUSTEE TO REVIEW - RESOLVED
- Must file Pre-confirmation certificate. NOT FILED TO DATE
2) Credit Acceptance Corporation (MORTON) objection to confirmation, need to resolve(OTBS - CAR WILL BE SURRENDERED)
-objection to the treatment of claim in plan


proposed plan $250x36 begin 6/1/2022 base plan and any non exempt equity from pre petition workers comp award in BOA account
paid in $750
last claim 14

RESOLVED ISSUES:

- The debtor has insufficient income after deducting excessive expenses income verifies $-857.57 RESOLVED, PENSION INCOME NOW SHOWING $439.11
- The debtor has failed to supply the Trustee with the following document (s): Proof of 2 m
Matter ResolvedRequest
Adjourment
1578/10/2022 10:00 am22-12492 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,000.00
updated 8/5/2022 (JMA)

ok to confirm at $1,000 paid to date, $200x31 begin 9/1/2022 base plan with loan modification of 2nd mortgage on or by 10/31/2022
-Pre Confirmation Certification to be filed within 10 days of confirmation
-Provide Trustee proof of updated proof of income within 6 months of confirmation

issues as of 8/3/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor needs to provide proof of unemployment PER ATTY DEBTOR HAS NOT RECEIVED UNEMPLOYMENT INCOME TO DATE DESPITE APPLICATION FILED - NOTHING TO PRODUCE AT THIS TIME, ADD FOLLOW UP IN 6 MONTHS TO CONFIRMING ORDER
- A copy of the last filed tax return - 2020 and 2021 tax returns on or by 5/31/2022 RESOLVED, PROVIDED RETURNS
- Schedule B references a savings account with Provident Bank, the Trustee has not received statements for this account. The debtor should provide statements from February and March 2022 PROVIDED A FORM FROM THE STATE OF NJ, UNCLAIMED PROPERTY ADMINISTRATION DATED 5/26/2022 STATING THE SUM OF $253.07 IN ACCOUNT LAST ACTIVITY DATE 8/17/2017 - SHOULD AMEND SCHEDULES TO INCLUDE THIS ACCOUNT IF NOW RECOVERED BY DEBTOR
- The debtor needs to file Pre Confirmation Certification with Court NOT FILED TO DATE
2) Claim filed by Nationstar Mortgage LLC d/b/a Mr Cooper - claim not treated in plan
3) Nationstar Mortgage LLC filed motion for relief to be heard on 8/24/2022


proposed plan $200x36 base plan with loan mod by 10/31/2022
paid in $1000
last claim 4

RESOLVED ISSUES:
- A copy of the last filed tax return - 2020 and 2021 tax returns on or by 5/31/2022 RESOLVED, PROVIDED RETURNS
Matter ResolvedRequest
Adjourment
08/10/2022 10:00 am22-12526 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
9/13/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,800.00  
adj to 9/13/22: PEREMPTORY
As of 8/3/22(mk):3/5 payments

1. MFR by US Bank on 7/27/22: OTBS- need terms to see if it affects plan. & OBJECTION TO CONFIRMATION (RAS)> Plan fails to pay arrears. LM speculative.

2.Trustee objection:
-need 2021 tax return( only return provided was for 2019...)
-need pre conf cert.
---------------------
-plan consists of unnecessary or excessive expense items, such as:
Duplicate expenses on P&L and Schedule J (utilities and transportation)- (Response provided)

plan:900/36, LM: BY 10/31/22, BASE
3/5payments
bar date: passed
Matter ResolvedRequest
Adjourment
1598/10/2022 10:00 am22-12547 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $3,750.00
AMT: FILED STATUS CHANGE TO AMEND MINUTES FROM CONFIRMED TO ADJ TO 8/10<<>>

8/1/2022 (at):

RECOMMEND: $750 x 36 BEGINNING 4/1/2022, BASE WITH A MINIMUM OF $2,823 TO UNSECURED CREDITORS DUE TO NON EXEMPT EQUITY
Low base pending sale of residence.
Sale of residence by 12/31/2022.
Non exempt proceeds from sale of property are to be turned over to the trustee.
Claim #1 filed by Township of Florence will be paid through the plan.
Need order resolving objection by Lynx Asset within 30 days of confirmation.
Debtor will file an amended I and J once she begins receiving child support.
Preserve non exempt equity of $2,823 in real and personal property.


7/26/22 - Consent Order by Lynx Asset submitted to Chambers
AS OF 7/18/2022 (at):

1. Objection filed by Lynx Asset (Michael Alfieri) - Plan does not pay towards pre-petition arrears and correct post petition payment is $2,121.80, not $1,994 as listed on Schedule J. Not enough equity to pay in full through sale. (UNRESOLVED)

2. Township of Florence filed a secured claim #1 in the amount of $6,128.54 which is not in the plan. Is it ok to pay this claim? (PER ATTY PAY CLAIM)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that steps up trustee payment by $500/month beginning 5/1/2024 when pension loan is paid off. (MOD PLAN NOT FILED)
- A copy of the divorce decree and property settlement agreement. (ADD LANGUAGE - WILL NEED ONCE FINALIZED)

RESOLVED:
- A copy of the last filed tax return - 2021 by 5/31/2022. (RECEIVED - REFUND OF $10,285)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $967.91. ($1,408 ONCE 2021 TAX RETURN IS AVERAGED)
The Plan provides for payment on unsecured claims of les
Matter ResolvedRequest
Adjourment
1608/10/2022 10:00 am22-12551 / MBKPAUL H YOUNGConfirmation Hearing ScheduledDismissedDebtor has made 5 of 5 required payments   Arrears: $0  

NA
Jonathan Schwalb is present
AS OF 7/29/2022 (at):

1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $66,929.21 and correct monthly payment is $1,255.48.

2. Trustee's objection:
- SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
- Need to file Pre-Confirmation Certification

Plan proposes: $200 x 60 beginning 4/1/2022, loan mod by 7/30/2022, 100% to unsecured creditors
Payments: 4/4
Matter ResolvedRequest
Adjourment
1618/10/2022 10:00 am22-12621 / MBKMAUREEN VELLAConfirmation Hearing ScheduledContinued
10/12/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 8/5/22 Debtor attorney requested adjournment to allow time to revise Plan to recent settlements with Twp of Woodbridge and JPMorgan Chase. Request denied, does not get consent of objecting creditors.

As of 8/4/22 (DS): 1. Trustee obj to the following:
- Form 122c Line 45 has monthly disposable income $3,300.75 which requires minimum $198,045 dividend to general unsecured creditors.
- Attorney fee is hourly so need an estimate of fees as a place holder in Plan and a fee application with in 7 days of confirming order.
- Must file Pre-confirmation certificate.

2. JPMorgan Chase (ROMANO GARUBO & ARGENTIERI) obj that plan not feasible. POC filed with arrears $52,661.92, not $28,906.70.

3. Twp of Woodbridge (GOLDENBERG, MACKLER, SAYEGH) obj pre-petition arrears $18,800.06, no claim filed, bar date has passed 6/9/22. Per dkt#21 letter states obj withdrawn. Mortgage company paid arrears in full. Recommend Twp of Woodbridge be stricken and not paid.

4. Wells Fargo did not file a claim, bar date has passed 6/9/22. Recommend this be stricken.

Prop Plan $1,437 x 60 begin 5/1/2; Base


Note: 7/22/22 Per email from creditor the objection was withdrawn, informed attorney that withdrawal has to be filed via PACER and if there is a consent order this also needs to be filed as well.


Matter ResolvedRequest
Adjourment
1628/10/2022 10:00 am22-12681 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $400.00  
AS OF 8/2/22 (SF)

1. Improper service to Virtual Health. Did not serve Managing Agent or Corporate Officer - supplemental trustee obj filed EDC

2. Loss mit order expires on 7/25/22 (NEED STATUS)

3. Trustee objection:
- Income for new job at Cooper Health verifies higher ($2,853.55) than scheduled ($2,560.35).
-need bank statement showing name of bank (received printout). Information in schedules on ending balance does not match statements provided.


Plan proposes $400 x 36 Base, Loan Mod in 6 months
Payments: 3/4 Arrears: $400


RESOLVED ISSUES:
-need to file Pre-Confirmation Certification with Court (FILED)
- IRS filed estimated priority claim 1-1 (AMENDED)
Matter ResolvedRequest
Adjourment
1638/10/2022 10:00 am22-12692 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
10/26/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $400.00  
Atty mailing $400
AS OF 7/29/2022 (at):

1. Credit Acceptance filed a secured arrears claim #2 in the amount of $988.90 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by US Bank (Romano Garubo) - blanket objection.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- proof of insurance for 2019 Chevy and Nissan (doc provided marks off info on
insurance, not readable). (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Car payments for 2 cars $678 and $683.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Disposable income verifies $312.

Plan proposes: $200 x 36 beginning 5/1/2022, loan mod by 10/1/2022, base
Payments: 2/3, arrears $200
Matter ResolvedRequest
Adjourment
1648/10/2022 10:00 am22-12729 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/12/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $480.00  
As of 8/5/22 (DS): 1. Must resolve IRS and State of NJ estimated tax claim, 2021 tax returns not filed.

2. BELOW ISSUES NOT RESOLVED.

6/8/22 (DS): 1. Trustee obj to the following:
- Need 2021 Tax return.
- Plan fails to provide for a prompt cure of rental arrears to landlord.
- Must resolve IRS estimated tax claim, 2020 tax return not filed.
- Add to confirming order non-exempt proceeds from disputed claim from mother's estate to Trustee.
- Must file Pre-confirmation certificate.

2. Santander (MORTON) obj to cram, 910 claim, proof of insurance and adequate protection payments not proposed.

3. Affiliated Management (BRACH EICHLER) obj to post-pet payments $491, not $400 and Debtor has failed to execute renewal of rental leased. (ORDER ENTERED)

Prop Plan $244 x 60 begin 5/1/22; $0
Matter ResolvedRequest
Adjourment
1658/10/2022 10:00 am22-12734 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
10/26/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $5,700.00  
As of 8/8/22 Debtor attorney requested adjournment, request denied, does not get the consent of objecting creditors. Also 341 was held 6/30/22. Per adjournment request adjourned to hold 341 and additional time to amend tax claim .

As of 8/3/22 (DS): 1. Trustee obj to the following:
- Need DSO information sheet and proof of support, such as order.
- There are excessive expenses on Sched J: $1,250 for state and federal taxes (requires proof of payments being made monthly) and $900 for support payments. Must provide proof 10 days prior to confirmation.
- There is disposable income at this time pending proof of excessive expenses of $5,829.95.
- Must resolve State of NJ estimated tax claim, 2018, 2020 and 2021 tax returns not filed.
- IRS amended their tax claim per records return received that is not yet assessed priority claim $177,846.23 will be paid.
- Must file Pre-confirmation certificate.
- Must resolve creditor objections.

2. Need service on motions in plan to IRS and State of NJMVC.

3. State of NJ-Division of Taxation (MATTHEW PLATKIN) obj on plan proposing to avoid lien.

4. USAA FCU-2014 Toyota Camry (ROBERTSON, ANSCHUTZ) obj to plan silent and does not provide for creditor. Arrears claim filed $2,335.50. (OKAY TO ADD TO CONF ORDER TO PAY ARREARS)

5. Sachin Mandrekar (HOWARD REDNOR) obj Debtor not current with post-petition payments and plan improperly list arrears. POC filed as unsecured owed $41,282.09.

Prop Plan $3,000 x 3 begin 5/1/22; $5,700 x 57; 0%
Note: 2021 tax return provided 7/7/22.
Matter ResolvedRequest
Adjourment
1668/10/2022 10:00 am22-12768 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/12/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 8/2/22 (SF)

1. The plan proposes to pay Patrick Moeller $4000 thru plan. No claim has been filed should this claim be stricken? (NO, ATTY IS STILL WORKING ON THIS)

2. Trustee objection
- Need February and March bank statements for TD account 1438. Need a statement for the Venmo account.

- Need to file Pre-Confirmation Certification.

- Need a valuation (Balance Sheet) for the business. (SEE CERT THAT WAS UPLOADED)

- Need an updated P&L and amended I and J by 8/1/2022.

Plan proposes $2082 x 60 0%
Payments: 4/4

RESOLVED ISSUES:
- The plan proposes to separately classify the IRS unsecured claim. (Ok, per AR)
- A copy of the homeowner's insurance renewal declaration - prior to confirmation hearing - expires 5/14/22. (RECEIVED)
- Need service on Santander for cram of 2021 Chevy Traverse. (FILED)
- Service to Sovereign Distributors ok
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service on State of NJ for motions to avoid liens. (STILL NEED SERVICE TO NJ ATTORNEY GENERAL) (FILED)
- Objection filed by NewRez LLC (Holdren) - failure to pay arrears of $2566.41 (RESOLVED, OTBS, PAY CLAIM)
- IRS filed estimated priority claim 1-1 (AMENDED)
- A copy of the last filed tax return - 2021 by 5/31/2022 (RECEIVED)
- The plan proposes to separately classify the IRS unsecured claim but does not state Treatment. Does this mean to pay in full? The unsecured claim is $51,762.62 (NEED EXPLANATION) Per atty, treat as pro rata, strike separately classifed

- State of NJ filed priority claim 16-1 for $1586.97 (OK TO PAY?) YES

- State of NJ filed secured claim 16-1 for $1859.20 (OK TO PAY?)YES

- Ally Capital filed arrears claim 15-1 for $1634.62 (OK TO PAY?)YES


Matter ResolvedRequest
Adjourment
1678/10/2022 10:00 am22-12770 / MBKPAUL H YOUNGConfirmation Hearing ScheduledContinued
9/13/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 8/4/22(mk):

>>Creditor obj in #2 belwo was w/d by Status change filed .NEED TO CLARIFY TR IS TO PAY THE CLAIM ARREARS?

1. Loss mt application was w/d so this is now a cure plan-yes? POC Arrears $57,882.95

2. Objection by US Bank(KML)- Arrears (THIS OBJECTION WAS W/D BY FILING STAtUS CHANGE ON 8/4/22- SO HOW IS THIS CLAIM TO BE TREATED? (MK) $57,882.95-plan not feasible

3. IRS ESTIMATED POC- No returns for 2018,2019 & 2021.

4.Trustee Objection:
-need Proof of 2 month's income - for the debtor showing all deductions.
-need A Modified Plan that increases trustee payment by $300/month beginning 4/2023 when
pension loan is paid off AND plan is now a cure plan- no LM
-debtor not paying all dispos income into plan-Verified income leaves monthly disposable
income of $1,578.
-need pre conf cert

Plan$400 X 60 BEG 5/2022; LM BY 7/30/2022 (14 HOLT CIR); 100%
4/4 payments
Matter ResolvedRequest
Adjourment
1688/10/2022 10:00 am22-12782 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

adj to 9/28/22 PEREMPTORY

As of 8/3/22(mk):same as last time in May.

>>Once IRS Estimated POC(guc) is resolved, case can be worked<<

1. IRS Estimated GUC claim- no return for 2017

2. Trustee objection:
need pre conf cert

Plan:$300 X 60 BEG 5/2022; BASE
4/4
bar date 6/15/22
Matter ResolvedRequest
Adjourment
1698/10/2022 10:00 am22-12794 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
9/6/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,345.00  
As of 7/18/22 (DS): Debtor attorney requested adjournment, needs to amend Schedules due to Debtor change of employment
Matter ResolvedRequest
Adjourment
1708/10/2022 10:00 am22-12833 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $383.00  
As of 8/3/22(mk):

>>Plan has cram of auto in part 4 of plan to 16,6000 and in part 7 to 16,100. WHICH IS IT? The transmittal letter attached to the POS was blank as to the information on the car....

1. Trustee objection:
-need statement for Amazon stock.
-need proof of service with respect to Plan Motion (s).FILED7/21/22- transmittal letter attached was blank BUT NEED TIME FOR CREDITOR TO REVIEW)
Chrysler Capital needs to be served at a physical address, not
just a PO Box.and you named the Camden Tr in cert of service
- debtor has insufficient income Verified income leaves monthly disposable income of $174.83(Debtor is current)
-need March and April bank statements for account #6792.(atty says no bank acct -but his pay ck does go into a checking Acct2 - so asked for explanation)
-Use Tr standard order of Distribution
-Pre conf cert
----------------
-need 2021 tax return(Provided)

Plan $383 X 60 BEG 5/2022; $0
3/4 payments
bar datepassed6/16/22
Matter ResolvedRequest
Adjourment
1718/10/2022 10:00 am22-12836 / MBKPRO SEConfirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $175.00  
ADJ 9/28 - Pro Se debtor will get an attorney and attorney to communicate with Trustee's Office and Deutsche Bank's counsel before 9/28 (dm)

As of 8/4/22(mk);Updated

1.Objection by Deutsche Bank(RAS):PROPERTY WAS SOLD AT SHERIFF'S SALE ON 3/27/18(SHERIFF' S DEED RECORDED)Debtor No longer in title

2. IRS ESTIMATED CLAIM-No returns for 2018 for priority .

3. Trustee Objection:
-need Proof of social security income for non-debtor spouse
-need A Modified Plan that completes part 5 (treatment of unsecured creditors) and part 8.
-need pre conf cert to be filed
-NEED A CHANGE OF ADDRESS FORM


----------MK:prop. records search show it was sold at sheriff's sale back to bank-----------
- need copy of the homeowner's insurance renewal declaration - that includes liability
coverage if debtor is still on title to the property.
- Need CMA if debtor is still in title on property.
-need Amendments to Schedules C to exempt real/personal property.
--Need copy of proof that Hope Road property went to sheriff 's sale.

plan: 275/60, REFI: 127 HOPE RD BY: ?????,NO UNSEC
3/4 payments
Bar daet passed
Matter ResolvedRequest
Adjourment
1728/10/2022 10:00 am22-12876 / MBKEric ClaymanConfirmation Hearing ScheduledDeniedDebtor has made 4 of 4 required payments   Arrears: $0  

MP to be filed within 14 days
AS OF 8/10/2022 (at):

RECEIVED PROOF THAT THE PROPERTY HAS GONE TO SHERIFF'S SALE ALREADY.

1. One Main Mortgage (2nd mortgage) filed a secured arrears claim #4 in the amount of $23,867.03 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021. (NOT RECEIVED - NEED PRIOR TO CONFIRMATION)
- A copy of the homeowner's insurance renewal declaration - , if not confirmed by
8/10/22 - insurance expires 8/13/22. (NOT RECEIVED)
- Need to amend Schedule J when a decision is made with respect to the car lease. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Tele/Internet/Cable $300 and Cell $300 (P&L also has charges for phone fax).
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Due to excessive expenses there would be disposable income $778.
- Must file Pre-confirmation certificate. (NOT FILED)
- Amend Petition for Debtor to include III as a designation for his name. (NOT AMENDED)

Plan proposes: $200 x 36 beginning 5/1/2022, sale or refinance by 6/8/2022, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1738/10/2022 10:00 am22-12930 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $93.00  
AS OF 8/9/22 (SF) Updated - PER AR ok to adj. Debtor must be set up for ewage within 10 days and provide proof.



Debtor is not making payments. Made 1 of 4 payments. If case is dismissed per obj need 1 year bar as this is debtor's 5th filing in 4 years.

6/8/22 - Atty holding $500 & we have proof of insurance (ONLY RECEIVED $250)


1. Objection filed by Santander (Loren Speziale) - failure to pay arrears and speculative loan mod (Home Equity Line of Credit)

2. Trustee objection:
- A copy of the last filed tax return - for 2021. (Should have received by 5/31/22)

- 2 months bank statements from Fulton Bank acct# 9762, prior to filing date.

- Proof of income verifies higher, there is disposable income $592. Will be moot if plan pays 100%.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,315 when
determining disposable income.

- There is non-exempt equity in Fulton Bank checking acct# 2021 $3,014.24 and other bank acct pending statements.

- Need auto insurance for 2008 Mazda (expired 4/24/22) and auto insurance for 2004 Chevy
Express 3500. (AUTO INSURANCE EXPIRED)

- Must file Pre-confirmation certificate.

- The dismissal of this case should trigger a one year bar to re -filing. This is the debtor's 5th bankruptcy in 4 years.


Plan proposes $250 x 36 100%, Loan Mod by 12/31/22
Payments: 1/4 Arrears $750

RESOLVED ISSUES:
- Objection filed by Santader (Fissel) - failure to pay arrears and speculative loan mod (COS)
Matter ResolvedRequest
Adjourment
1748/10/2022 10:00 am22-12939 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
ADJ to 8/24 FOR PROOF OF PAYMENT ONLY - IF RECEIVED, THEN ADJ TO 9/28 - ATTY TO GET DEBTOR ON eWAGE (dm)

8/13/22(mk):1/4 payments


- NEEDS TO BE CURRET TO SHOW FEASIBLITY DUE TO TR OBJ ON INSUFFICIENT INCOME

1. Trustee objection:
-debtor has insufficient income Verified income leaves moly dispos. income of -$1,013.52.
-Schedules fail to account for tax refund $1,472.00 for dispos income- ADDED IN BUT STILL INSUFFICIENT INCOME
-need MP that pays a dividend to gus- LM plan
-Need March and April bank statements for account #4264. (per direct deposit on pay
stubs)
-----------------------

> order resolving objection US Bank submitted 7/26/22;Terms=LM by 9/9/22 TR is to pay arrears pending

Plan: $300 X 36 BEG 5/2022; LM BY 11/1/2022 (32 CAMBRIDGE CT); 0%
1/3 payments
Matter ResolvedRequest
Adjourment
1758/10/2022 10:00 am22-12949 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 4 required payments   Arrears: $0  

8/8 - amended Sch A/B/C filed adding PI claim (dm)
AS OF 7/29/2022 (at):

NEED HOMEOWNER'S INSURANCE.

Trustee's objection:
- The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - that includes liability
insurance. (NOT RECEIVED)
- Debtor needs to file a motion to approve disbursement of motor vehicle insurance
proceeds. (MOTION NOT FILED)
- Need documentation regarding sale of two parcels of raw land to her brother. (NOT RECEIVED)
- Debtor's counsel needs to amend the Petition to add this new asset. (NOT AMENDED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $129,437.00 in non-exempt equity in the residence. (100% plan) (LANGUAGE ADDED)
- There is $35,725 in non-exempt equity in the TD Bank account. (100% plan) (LANGUAGE ADDED)
- Need to add to confirming order non-exempt proceeds from personal injury claim. (LANGUAGE ADDED)

Plan proposes: $300 x 36 beginning 5/1/2022, sale of residence by 4/1/2023, 100% to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
1768/10/2022 10:00 am22-12962 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $600.00  
As of 8/29/22 (DS): Debtor attorney requested adj, 341 sched 8/25/22

Matter ResolvedRequest
Adjourment
1778/10/2022 10:00 am22-13002 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $567.00  
As of 8/5/22 (DS): 1. Westlake filed arrears claim $10. Ok to pay?

2. Loan mod has expired 8/3/22 per consent order with US Bank/NewRez. What is the status of loan mod? (MOTION TO EXTEND LOSS MIT FILED - DEBTOR HAS TRIAL MOD)

3. BELOW ISSUES REMAIN UNRESOLVED.

6/8/22 (DS): 1. Trustee obj to the following:
- Need updated auto insurance, insurance expired 4/25/22.
- Excessive expenses on Sched J such as: $650 cable/internet/phone (proof provided from cable/internet bill is $247, Debtor is in arrears $676.36, bill has $50 one time activities charge to restore services 3/31/22. Cell phone bill also has arrears, monthly payment is $227.74 total expense $475) and transportation $1,155 (allowed $710 per 122c). PLAN NEEDS TO BE 100% DUE TO NON-EXEMPT EQUITY.
- There is non-exempt equity on real property $57,286.71. Plan needs to be 100% total gucs filed $10,851.74 gucs filed.
- Must file Pre-confirmation certificate.
- Must resolve all creditor objections.

2. Americredit (MORTON) obj to plan surrendering in full satisfaction.

3. US Bank-1st mtg (ROBERTSON, ANSCHUTZ, CRANE) obj to loan mod. C/O entered 7/18/22 with loan mod by 8/3/22. What is the status of loan mod?

Prop Plan $567 x 60 begin 5/1/22; Dollar Base $7,339.03 and Loan mod on Seward Ave 6 months after conf
Note: Service to Kia done 5/17/22. C/O entered with Real Time to pay arrears. - Debtor has insufficient income. Disposable income verifies $149.43. Based on excessive expenses, Debtor would have disposable income $769.
Matter ResolvedRequest
Adjourment
1788/10/2022 10:00 am22-13018 / MBKSteven N. Taieb, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $460.00  
AS of 7/30/22(mk):

1. Objection by Country Estaes(T. Orr):
-plan lists incorrect amt. due.

2. Objection By US Bank (Powers):
-plan fails to pay arrears. Lm date too long

3. Objection by Planet Hom lending( J. Schwalb):
-plan fails to pay POC

4. Plan has cram to Marnier Finance on 2006 Envpy- NO SEcured claim was filed by this creditro - Only POC #23-1 which was filed as unsecured personal loan- STRIKE PER PLAN TREATMENT????

5. Trustee Objection:
-need Proof of 2 month's income - need additional pay stubs for Allies job (April - May 2022
stubs)(Provided- still negative income and there are TR ARREARS).
-------------------------------
- failed to provide proof of service with respect to Plan Motion.Mariner Finance (2006 Envoy)
motion to cram(Filed)
-there is $530 equity in real property.(no longer as POCs filed)
- need 2021 tax return(Provided)

Plan:$460 X 60 BEG 5/2022; LM BY 10/17/2022; BASE
Matter ResolvedRequest
Adjourment
1798/10/2022 10:00 am22-13047 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 8/5/2022 (at):

RECOMMEND: $1,500 PAID TO DATE, $750 x 32 BEGINNING 9/1/2022, LOW BASE PENDING SALE OF RESIDENCE, 100% PLAN
Non exempt proceeds from the sale are to be turned over to the Trustee.
Need amended claims filed by the IRS and State of NJ by 12/31/2022.
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Need order resolving objection by Bank of New York Mellon within 30 days of confirmation.
Need 2021 tax return by 10/31/2022.

1. The State of NJ Division of Taxation filed a secured claim #5 in the amount of $20,325.35 which is not in the plan. Is it ok to pay this claim?
OK TO PAY SUBJECT TO MOTION

2. Objection filed by Bank of New York Mellon (McCalla Raymer) - plan fails to address arrears of $380,532.87. (Per POC)
SALE PLAN NEED OTBS
AR OK AT 100%
3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Business profit & loss statements (NOT RECEIVED FOR BETHANY LAND & DEVELOPMENT)- WE do have this (mk)
- Business forms - for Bethany Land & Development. ( RECEIVED)
- A copy of the last filed tax return - for 2021. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Homeowner insurance listed twice $280 and $200.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- There is disposable income $1,248 and 22c has disposable income $5,413.95. May be moot since plan is proposing 100%.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in business assets.
- Must resolve IRS and State of NJ estimated tax claims. (BOTH STILL ESTIMATED)
AR ON EXT ADD APOC BY 12 31 22
- Must resolve creditor
Matter ResolvedRequest
Adjourment
1808/10/2022 10:00 am22-13058 / MBKMonica Mazurczyk, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $50.00  Total Paid In: $150.00
AS OF 08/02/22 (SF)

RECOMMEND $50 X 36 100% PLAN, W/MIN $24,929 TO GUCS PER EQUITY IN REAL ESTATE AND PERSONAL PROPERTY; SALE OF REAL ESTATE BY 12/31/22, N/E PROCEEDS TO BE TURNED OVER TO TRUSTEE
- DO NOT PAY ARREARS TO MORTGAGE ASSETS MANAGEMENT LLC
- LOW BASE


1. Objection filed by Mortgage Asset Management, LLC (Aleisha Jennings) - failure to pay arrears of $189,224.26 and speculative sale.

2. Trustee objection:
-Direct Express Bank balance as of 2/2022 is $3,602.24, Schedule A/B lists only $800 - need
to provide March 2022 statement (NOT PROVIDED. THERE IS N/E OF $2802 IN THIS ACCOUNT)

-There is non exempt equity in the amount of $22,127 in debtors residence (100% PLAN). The equity is lower due to higher proof of claim.

-All non exempt proceeds from sale of real property to fund plan at 100% be paid to trustee.

-this is a below median case, so conf terms must confirm for 36 mos - even though it will
likely pay out at 100% before the 36 months.


MP proposes $50 x 6 100%, Sale by 12/31/22
Payments: 2/4 Arrears: $100

RESOLVED ISSUES:
- Must file pre-confirmation certification (FILED)
Matter ResolvedRequest
Adjourment
1818/10/2022 10:00 am22-13095 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
8/15/2022 10:30 am
Debtor has made 2 of 4 required payments   Arrears: $3,009.00  
***8/15 @ 10:30 AM FOR PROOF OF PAYMENT***

341 is rescheduled for 9/1 but debtor is only 1 of 4 payments

As of 7/29/22 (DS): 341 not held 7/7/22, Debtor no ID's provided for Debtor. Must reschedule 341 meeting, also Debtor in arrears $3,009, made 1 payment out of 3, soon to be out of 4.
Matter ResolvedRequest
Adjourment
1828/10/2022 10:00 am22-13313 / MBKKenneth J. Rosellini Confirmation Hearing ScheduledWithdrawnDebtor has made 0 of 4 required payments   Arrears: $400.00  
As of 7/29/22 (DS): 341 not held 5/26/22; Still missing all docs and no Trustee payments made. Also Debtor attorney withdrew plan and filed motion for order to dismiss sched 8/10/22.
Matter ResolvedRequest
Adjourment
1838/10/2022 10:00 am22-13517 / MBKJOSEPH ALBANESE, ESQConfirmation Hearing on Modified PlanContinued
9/13/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 7/29/22(mk):

1.Objection By LSF9 Master Participation(McCalla):
-Objects to stripp of second Mtg. & valuation od RE

2. Trustee Objection:
- IRS still has an estimated unsecured claim, and the plan is a base so it must be resolved.(No returns for 2018)
Need to add to confirming order all non-exempt proceeds from potential claims
stemming from RESPA violations or violations of fed/state consumer protection law.


plan:$100 X 36 BEG 5/2022; LM BY 12/1/2022 (630 CHELSEA ST); BASE
3/3 payments
bar date:7/8/22
Matter ResolvedRequest
Adjourment
1848/10/2022 10:00 am22-13533 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $2,100.00  
AR NEED MP FOR HUD
AS OF 7/28/2022 (at):

1. The attorney's fees in the plan and disclosure statement do not agree. One of these must be amended.

2. Objection filed by Selene Finance (Robertson Anschutz) - failure to cure full arrears of $80,663.91. (Per POC)PER ATTY PAY

AR ATTY OK AT 100%
3. Trustee's objection:
- PNC Bank account statements for April, March and February 2022; Wells Fargo
statements for April, March and February 2022 statements (NOT RECEIVED)
-need to file Pre Confirmation Certification with Court (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 (RECEIVED)

Plan proposes: $1,200 x 60 beginning 5/1/2022, 100% plan
Payments: almost 2/3, arrears $1,500
Matter ResolvedRequest
Adjourment
1858/10/2022 10:00 am22-13585 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledContinued
9/13/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,752.00  
PER AR, ADJ TO 9/13 PEREMPTORY
AS OF 8/10/2022 (at):

1. Objection filed by Beltway Capital/BSI (Dembo, Brown) - failure to cure arrears of $101,966.02 (Per POC). - ATTY WANTS TO PAY, BUT CREDITOR NOT SURE DEBTOR CAN AFFORD - AR TOLD CHRIS CASSIE TO SUBMIT A CERT IF NECESSARY

2. The IRS filed a secured claim #2 in the amount of $3,253.84 which is not in the plan. Is it ok to pay this claim? (PER ATTY - OK TO PAY)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
A copy of the last filed tax return - for 2021 tax return for Debtor and spouse. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - ; insurance expired
6/2/22. (RECEIVED)
- Need mortgage balance statement prior to filing date. Document provided is dated 2018. (RECEIVED AND POC FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity on real property pending mortgage balance statement or mortgage claim filed by mortgage. Document provided is dated 2018. (NO EQUITY - POC FILED)
- Must file Pre-confirmation certificate. (FILED)
- Amendments to Schedules B and C to add bank acct UMB, NA ending#6351, per pay stubs with Cigna automatic deposits. (RECEIVED)
- Need bank statements for Wells Fargo checking acct for April and May 2022, prior to filing date and 2 months bank statements from UMB, NA prior to filing date. (RECEIVED)

Plan proposes: $1,752.25 x 60 beginning 6/1/2022, not less than 0% to unsecured creditors
Payments: 2/3, arrears $1,752.25
Matter ResolvedRequest
Adjourment
1868/10/2022 10:00 am22-13604 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledWithdrawnDebtor has made 5 of 3 required payments   Arrears: $0  

issues as of 8/3/2022 (JMA)

1) Penny Layne Condominium Association Inc (McGovern Legal) objection to confirmation - need to resolve
-plan does not treat secured claim $47,144.06
2) Penny Lane Condominium Association Inc filed motion for relief from stay scheduled to be heard 8/24/2022
3) Wells Fargo Bank (RASC) objection to confirmation - need to resolve
-pre petition arrears $341,280.23
4) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income ; disposable income verifies $ -560.53..
- The debtor has failed to supply the Trustee with the following document (s): A copy of the homeowner's insurance renewal declaration - with personal liability coverage, only received application, need declaration page.
- Updated auto insurance, insurance expired 5/10/22.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in Metabank acct $3,252.
- Must resolve creditor( Penny lane and Wells Fargo) objections.
- creditor Penny Lane Condo Assoc. has filed a bifurcated claim #1 -2. Secured $47,144.06 and unsecured $1,194.66. Debtor needs to clarify
treatment.
- Must file Pre-confirmation certificate

proposed plan $200x60 begin 6/1/2022 100% plan sale of property by 11/30/2022
paid in $1006
last claim 4
Matter ResolvedRequest
Adjourment
1878/10/2022 10:00 am22-13651 / MBKJose R. Torres Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

As of 8/8/22(mk):Atty ok to terms

**Can Rec Confirm at $1,311 PTD, Then $803 x 57, Begin 9/1/22.100%. Student loans to be paid outside plan**


as of 7/25/22(mk): Updated: email to atty- needs to review w/ client -2 week adj to resolve or w/d plan.

>>Need to resolve excess dispos income issue- pay stubs were updated and provided thru 7/21/22. Still lots of dispos income. If std loan is paid outside ,plan can be 100%

1. Objection by Wells Fargo (LOGSLegal)RESOLVED- PAY POC Consent Order submitted
treatment unclear listed in 4a for arrears and 4f for unaffected Part 9 says plan modified for pay mtg arrears so Tr will pay this)- need to know this resolves the objection

2. Trustee Objection:
-not paying all dispos income to plan.
Proof of income verifies higher ($3,670) than
scheduled ($3,373)plus tax refund results in moly dispos income of $1,176..-SHOULD PROVIDE ALL PAY STUBS AFTER 5/12/22.
-Schedules fail to account for tax refund of
$5,315 when determining disposable income.(ADDED IN)

Plan(#21): $437 X 60 BEG 6/2022; BASE
bar date 7/12/22
3/3 payments
Matter ResolvedRequest
Adjourment
1888/10/2022 10:00 am22-13732 / MBKPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $0  

NA
AS OF 7/29/22 (SF)




1. 341 scheduled for 7/28/22 - No Show
2. Payments: 2/2


Matter ResolvedRequest
Adjourment
1898/10/2022 10:00 am22-13757 / MBKPeter J. Broege, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $450.00  
8/2/22(mk) email from atty - will request adj. going to MP see PN for 8/10/22 calendar


AS of 7/29/22(mk): (workup for plan #2) Need answer to #1 then can work up -email to atty
no july payment yet

1. Plan has the following creditors as Unaffected BUT there have been small arrears claims filed:
-Arvest Central Mtg: $402.83; Toyota Motor Credit (On Hylander): $665.25; Toyota Motor Credit (On Rav4) $503.90. >OK TO PAY THESE?

2.Also, now that bar date has passed, The Tr payment needs to incease for PPSED 450 as there is excess dispos income(mk: due to 401(k).debtro needs to start at the 450 then next tier is higher
--------------------------
3. Trustee objection: ALL RESOLVED
-NE Equtiy in RE is $87,171- will preserve T/H in terms
- need updated home insurance Expired 6/14/22(Provided)
-need 2 months bank statements from Co-Debtor's (Provided)
Columbia Bank savings acct#9243 prior to filing date.
- not paying all dispos income:Trustee's calculations are higher for the following reason (s): - 22c has disposable income $1,393.53, which would require minimum divided $83,611 to gucs. May be moot since PLAN IS 100% to gucs.
- There is disposable income $2,169. Proof of income verifies much higher.
There is non-exempt equity on real property,(87,171)
Co-Debtor's Columbia checking acct#3582 (mk: no as we rec'd bk statements
$2,689.92 and pending statements from Columbia savings acct there may be non -exempt
equity. PLAN IS 100%
pre conf cert (filed)

Plan:$450 X 12 begin 6/1/22; ? x 48 to be determined by claims filed after bar date; 100%
1/2 payments
Matter ResolvedRequest
Adjourment
1908/10/2022 10:00 am22-13936 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledWithdrawnDebtor has made 3 of 3 required payments   Arrears: $204.00  
8/1/22(mk): MP (#21) FILED AND HEARING DATE 8/24/22. THIS PLAN (#2) IS NOW W/D

As of 6/29/22(mk):atty says he's filing MP

1. Objection by TD Bank( ShillerKnapp);
Plan fails to treat claim for car( plan has unaffected- POC for $504.91.

2 Trustee Objection:
- need updated CMA
- need statement for Robinhood acct.
-There is $8,623 in non exempt equity in bank
accounts.
-There is $1,003 in non exempt equity in personal
property.
-The debtor has failed to provide proof of service with
respect to Calvary/Portfolio lien avoidance.
-need A Modified Plan that steps up trustee payment in
September, 2023. (when 401k loan
is paid off)
------------------------
- failed to account for tax refund of 1,919( ADDED IN)

plan: $710 X 36 BEG 6/2022; BASE
1/1 payments
bar date;7/22/22
Matter ResolvedRequest
Adjourment
1918/10/2022 10:00 am22-14069 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

AS of 8/3/22(mk): Atty ok with terms

Debtor does not apprae to have the income needed for terms below

**NEEDS TO CONFIRM AT $392.52 PTD, Then $316 x 57, Begin 9/1/22; 100%. Preserve equity T/h of $278,366 in real property**


1. Trustee objection: PLAN IS NOW 100%
- debtor is not paying all dispos income into the plan-excessive
expense of $1,000 to support 2 sons who do not reside with the
debtor
--there is non exempt equity in debtors residential property in the
amount of $278,429.85 -requires 100%


Plan:196.26/60, BASE
2/2 payments
bar date :7/28/22
Matter ResolvedRequest
Adjourment
1928/10/2022 10:00 am22-14104 / MBKMICHELLE LABAYENConfirmation Hearing ScheduledWithdrawnDebtor has made 2 of 3 required payments   Arrears: $125.00  
AR PYMT POSTED
ADJ to 8/10 for payment to post - if posted, then just mark plan as withdrawn since MP is scheduled for 8/24

AS OF 8/5/2022 (at): -

1. The IRS filed a priority claim #2 in the amount of $1,412.42 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by New Rez/Shellpoint (Stewart Legal) - plan does not propose to make payments towards pre-petition arrears of $55,852.24. (Per obj - no POC filed yet)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the debtor's 401k loan. (NOT RECEIVED)
- Need to resolve objection by New Rez/Shellpoint.
- Need updated car insurance for 2014 Hyundai if case is not confirmed on 7/27/2022 and for 2018 Nissan if debtor is keeping this vehicle. (2018 NISSAN WAS REPOSSESSED - INSURANCE FOR HYUNDAI NOT RECEIVED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,105 in non exempt equity in the 2014 Hyundai and bank accounts. (LANGUAGE ADDED)

Plan proposes: $125 x 60 beginning 6/1/2022, refinance by 10/30/2022, base
Payments: 2/3, arrears $125
Matter ResolvedRequest
Adjourment
1938/10/2022 10:00 am22-14312 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $1,110.00  
PER AR, ADJ TO 8/24 FOR MONEY TO POST ONLY - IF RECEIVED, THEN ADJ TO AFTER THE 341 HEARING

8/9/22 (SF)


1. 341 NOT HELD - MISSING DOCUMENTS -
2. PAYMENTS 0/3 ARREARS: $1110 (Copies of two money orders provided in the amount of $370 each.)

Matter ResolvedRequest
Adjourment
1948/10/2022 10:00 am22-14360 / MBKBENJAMIN JAMIE GINTERConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NA
issues 7/28/2022 (JMA)

1) 341 hearing not held, not rescheduled - missing documents required for 341 hearing
2) No Trustee payments to date, arrears $60
3) Need to file Pre Confirmation Certification
4) US Bank (McCalla Raymer) objection to confirmation - need to resolve
-loan matured 2018, total debt claim is $458,153.63
-debtor is not paying all disposable income into plan
Matter ResolvedRequest
Adjourment
1958/10/2022 10:00 am22-14372 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $500.00  
AS OF 8/4/2022 (at):

1. 341 is scheduled for 8/18/2022.
2. Payments: 1/2, arrears $500
Matter ResolvedRequest
Adjourment
1968/10/2022 10:00 am22-14373 / MBKMark Kriegel Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 0 of 2 required payments   Arrears: $0  

As of 8/5/22 Debtor attorney ok with dismissing case. He has reached out to Debtor and Debtor has not responded to his inquiries.

As of 8/3/22 (DS): 1. No Trustee payments made, Debtor in arrears $800, made 0 out of 2 payments. Debtor must get current.

2. Trustee obj to the following:
- Need a mod plan that propose a tier plan when pension loan $700 ends in Oct. 2022. Plan may be 100%, total gucs filed to date $3,447.85.
- Tax refund $596 was not listed on Schedules.
- Must file Pre-confirmation certificate.

Prop Plan $400 x 36 begin 7/1/22; Base
Matter ResolvedRequest
Adjourment
1978/10/2022 10:00 am22-14391 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
10/26/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 8/6/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1988/10/2022 10:00 am22-14417 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $400.00
AS OF 8/10/2022 (at)

RECOMMEND $200 x 42 BEGINNING 7/1/2022, BASE
Loan modification by 12/15/2022 - ADD TO CONF ORDER, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD

1) Towd Point Mortgage (Frenkel Lambert) objection to confirmation
-plan does not cure all pre-petition arrears due and owing (PER DOUG, WE CAN ADD TO CONF ORDER THAT LOAN MOD BY 12/15/22 - NO PAYMENT BY TRUSTEE PENDING THE LOAN MOD)
2) Trustee objection to confirmation - need to resolve
-resolve Towd Point Mortgage objection to confirmation

proposed plan $200x42 begin 7/1/2022 loan mod by 1/1/2023 base plan
paid in $400
last claim 4
Matter ResolvedRequest
Adjourment
1998/10/2022 10:00 am22-14423 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $710.00  
AS OF 8/1/22 (SF)

Trustee objection:
- There is non-exempt equity in real property $99,954 (100% PLAN). (Atty wishes to adj to after bar date)

- Must file Pre-confirmation certificate. (FILED)


Plan proposes $710 x 60 100%
Payments: 1 of 2 Arrears: $710
Matter ResolvedRequest
Adjourment
2008/10/2022 10:00 am22-14451 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
8/15/2022 10:30 am
Debtor has made 2 of 2 required payments   Arrears: $0  

***8/15 @ 10:30 AM FOR INSURANCE AND 341 DOCS***

As of 7/29/22 (DS): 341 not held 6/30/22, still missing docs, also no Trustee payments made.
Matter ResolvedRequest
Adjourment
2018/10/2022 10:00 am22-14458 / MBKEric ClaymanConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NA
issue as of 7/28/2022 (JMA)

1) 341 not held, not rescheduled - missing documents required for 341 hearing
2) No Trustee plan payments, arrears $400
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2028/10/2022 10:00 am22-14467 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
9/13/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 7/29/22(mk):

>>Bar date is 8/12/22. Due to NE equity, this looks to be a 100% plan- Should adj. 1 cycle to after bar date<<

1. Trustee Objection:
-There is nonexempt equity in real property of $59,172 and Wells Fargo savings $6,208.81, Wells Fargo checking $2,000 and TD Bank $60.

-need update auto insurance dec page if not confirmed on 8/10/22
- need 2021 tax return for non -filing spouse.

---------------------RESOLVED---------------
-Obj. by Freedom Mtg(Brock); RESOLVED: Order submitted 7/25/22 -Pay POC
-need home insurance renewal dec with personal liability coverage.(Provided)
-schedules fail to provide tax refund $3,996 for dispos income- ADDED IN)
excessive expense items, such as:
Tell/Internet/Cable $303, Cell $160 and $751 car payment(mk: these are OK)
-Need updated CMA- with recent comps. CMA provided has no date & comps used are from
7/2021- (don't need anymore - more than enough nE equity under current value).
-Credit Union of NJ filed a bifurcated claim: There are no arrears and plan has unaffected so TR will add the following lang to terms:Creditor, ,Credit Union of NJ, POC #1-3 shall be treated per the plan provision as current/outside and will not receive distribution on the secured or unsecured portions of the Proof of claim



Plan:$842 x 60 begin 7/1/22; Dollar Base $10,098.83
2/1 payment
bar date8/12/22
Matter ResolvedRequest
Adjourment
2038/10/2022 10:00 am22-14481 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 8/1/2022 (at):

RECOMMEND: $353 x 60 BEGINNING 7/1/2022, BASE
Claims will be paid per the plan.

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,361 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on the IRS for motion to modify lien. (CERT OF SERVICE FILED)
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (PAY PER PLAN)
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (RECEIVED)
- Need a statement for the stock account on Schedule B. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need April and May bank statements for account #2088. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$750/month for transportation
$650/month car payment
Need proof of excessive expenses 10 days prior to confirmation.
(RECEIVED CERTIFICATION REGARDING TRANSPORTATION - OK COMMUTES TO THE CITY EVERY DAY)

Plan proposes: $353 x 60 beginning 7/1/2022, base
Payments: 1/2, arrears $353
Matter ResolvedRequest
Adjourment
2048/10/2022 10:00 am22-14486 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Debtor attorney requested adjournment 8/5/22 to resolve objection

As of 8/3/22 (DS): 1. No Trustee payments made, arrears $102, made 0 out of 2 payments. Debtor atty provided proof of TFS payment $102 8/5/22.

2. Trustee obj to the following:
- Need current market with comps from last 6 months. CMA provided is the same provided previously. Debtor purchased home 2020 $425,000, Zillow values $512,200. There may be non-exempt equity $15,258.74 and 2021 tax return from non-filing spouse or cert of non-filing.
- Debtor attempts to exempt an annuity under 522d(10)(e). Debtor seems to be withdrawing from the funds as of 5/24/22, Debtor must demonstrate the factors of the statutory language: that the payment under the annuity is "on account of illness, disability, death, age or length of service, to the extend reasonably necessary for the support of the Debtor and dependent of the Debtor. Debtor recently withdrew $10,000 on 5/24/22.
- There is non-exempt equity in TD Bank acct $2,148.92, possibly annuity and estimated in real property pending updated CMA.
- Proof of income verifies that there is disposable income $202.85. Plan only pays $51.
- Add to confirming order Debtor to provide updated proof of income 6 months from conf. Per attorney no update, spouse has not yet received unemployment.
- Need proper service to motions in plan. Creditors were not served directly, service to attorneys does not count if no claim or notice of appearance was filed. Must address each creditor as: Attn: Managing Agent.
- Must file Pre-confirmation certificate.
- Amended Schedule B dkt#13 lists a 2022 Mercedes-Benz GLE53C4 leased car with monthly payment $1,567 (per POC), which Debtor co-signed with spouse. Car payment is not listed on Sched J with a note on bottom that car payment is for vehicle in spouse name and she pays the car payment. Spouse is unemployed. Therefore, this plan does not appear to be proposed in good faith.


Prop Plan $51 x 36 begin 7/1/22; Base
Matter ResolvedRequest
Adjourment
2058/10/2022 10:00 am22-14488 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 8/3/2022 (JMA)

1) ABS Loan Trust V (Frenkel Lambert) objection to confirmation - need to resolve
-pre petition arrears are estimated at $967,603.50
2) US Bank (RASC) objection to confirmation - need to resolve
-loan modification has not been offered or approved by secured creditor
-pre petition arrears $204,970.02
3) Debtors counsel filed a motion to reduce ABS Loan and Trust pre petition arrearage claim from $967,603.50 to $190,003.50
-motion to be heard by the Court on 9/13/2022 - need outcome
4) Trustee objection to confirmation - need to resolve
-ABS Loan Trust V (Frenkel Lambert) objection to confirmation - need to resolve
-need to file Pre Confirmation Certification with Court

proposed plan $500x12 begin 7/1/2022, $5,000x48 begin 7/1/2023 with loan mod by 6/1/2023 base plan
paid in $1,000
last claim 4
Matter ResolvedRequest
Adjourment
2068/10/2022 10:00 am22-14675 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $850.00  
Matter ResolvedRequest
Adjourment
2078/10/2022 10:00 am22-14687 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 1 of 2 required payments   Arrears: $0  

NA
AS OF 8/2/22 (SF)



341 not held: Rescheduled to 8/18/22
NO Payments: 0/2 Arrears: $2214
Matter ResolvedRequest
Adjourment
2088/10/2022 10:00 am22-14690 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $818.00
issues as of 8/3/2022 (JMA)

To resolve the Trustee objection need to confirm at $409x60 begin 7/1/2022 which includes minimum $8,110.19 due to non exempt equity in house as filed mortgage claim is lower than the amount on debtors Schedules and plan

1) Trustee objection to confirmation - need to resolve
- copy of the homeowner's insurance renewal declaration - policy expires 8/1/2022,need renewal before confirmation hearing 8/10/2022 RESOLVED, RENEWAL POLICY PROVIDED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -excess expenses on Schedule J $613 and $710 car payments
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- need to file Pre Confirmation Certification with Court RESOLVED

proposed plan $409x60 base plan
paid in $818
last claim 8
Matter ResolvedRequest
Adjourment
2098/10/2022 10:00 am22-14725 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
10/26/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

341 is scheduled and payments made
issues as of 7/28/2022 (JMA)

1) 341 not held, not rescheduled - still missing required documents for 341 hearing
2) Current with Trustee plan payments
3) IRS priority claim estimated for 2021 taxes - need to resolve
Matter ResolvedRequest
Adjourment
2108/10/2022 10:00 am22-14739 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
9/14/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2118/10/2022 10:00 am22-14744 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 7/28/2022 (at):

1. Objection filed by Select Portfolio Servicing (Fein Such) - second mortgage objecting to cram.

2. Objection filed by Select Portfolio Servicing (Fein Such) - first mortgage - failure to cure arrears of $28,929.52 (Per obj - no POC yet) and loan mod is speculative.

3. Objection filed by Credit Union of New Jersey (Liska) - Objecting to cram of 2007 BMW 5. Undervalued, per NADA value is $4,525, not $2,213.28 as per the cram in the plan.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Bank statements from Wells Fargo checking and savings acct for May and June prior to filing date. (NOT RECEIVED)

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE FILED)
- Must resolve creditor objections. (UNRESOLVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $503.75 x 60 beginning 7/1/2022, loan mod by 11/2022, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
2128/10/2022 10:00 am22-14746 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 8/8/22 Debtor attorney requested adjournment to review schedules

As of 8/5/22 (DS): Recommend confirming at $500 paid, $1,278 x 58 begin 9/1/22; 100% to gucs and add to confirming order Trustee ok to pay the arrears claim #3-1 of Rocket Mtg/Quicken Loans or wait pass bar date 8/18/22

1. Trustee obj to the following:
- Need auto insurance renewal needed, policy provided expired 5/25/2022. - AUTO INSURANCE PROVIDED 8/8/22
- Excessive expenses on Sched J: Home maintenance $400, Transportation $830 and Medical $450.
- Debtor's income (total form his 2 jobs) verifies higher than scheduled resulting in disposable income over $2,000 per month, not deducting the excessive expenses. There would be disposable income $2,704. RECOMMEND WAITING PASS BAR DATE.

2. Rocket Mtg/Quickens (DENISE CARLON) obj to arrears owed, POC filed $1,213.65. C/O entered 8/3/22 dkt#15 - Trustee ok to pay arrears claim.

Prop Plan $500 x 60 begin 7/1/22; Base
Matter ResolvedRequest
Adjourment
2138/10/2022 10:00 am22-14762 / MBKSteven N. Taieb, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $330.00  
issues as of 7/28/2022 (JMA)

1) Modified plan filed and scheduled for confirmation on 8/24/2022 - no objections filed to date - need to adjourn confirmation to modified plan date
2) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
2148/10/2022 10:00 am22-14849 / MBKLEONARD R BOYERConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NA
AS OF 8/1/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $100
Matter ResolvedRequest
Adjourment
2158/10/2022 10:00 am22-14889 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 7/28/22 (SF)

1. JPMorgan Chase filed arrears claim 7-1 in the amount of $99.25 (OK TO PAY?)

2. Need copy of 401k loan Statement

3. Plan does not appear to be feasible. Income verifies as negative $-544.75

4. Trustee objection:

- Nee a copy of the homeowner's insurance renewal declaration - policy expires 7/21/2022

- The debtor has undertaken an improper use of exemption. Specifically: Trustee objects to debtor's exemption of liquidated retirement annuity under (d)(10(E). Once converted, those funds are now considered disposable income so elements of statute must be proved. need debtor certification as to this.

- As of now, and pending receipt of requested bank statements, there is nonexempt equity in savings bank accts of $4,933 and unless resolved, checking $9,751-which is the converted retirement funds the trustee has objected to debtor's exemption.

-need valuation of timeshare

-Need Statements for April and May 2022 for the following accounts Chase #2038; Chase #5401; TD #6678; Citizens #1218

-Trustee requests explanation of how debtor 's income was calculated on schedule I as income was verified at less than scheduled on I.

-must file a fee application w/in 7 days of confirming order.

-need to file Pre Confirmation Certification with Court

5. Auto loan expires in 10/2025. Additional $369.70 will be available.


Plan proposes $1800 x 36, $2150 x 6, $3100 x 18 Base
Payments: 2/2


Matter ResolvedRequest
Adjourment
2168/10/2022 10:00 am22-14891 / MBKEric ClaymanConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NA
As of 7/29/22 (DS): 341 not held 7/14/22, still missing docs. Also no Trustee payments made.
Matter ResolvedRequest
Adjourment
2178/10/2022 10:00 am22-14919 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 7/28/2022 (JMA)

1) 341 not held, not rescheduled
2) Not current with Trustee plan payments $126
3) Need to request adjournment of confirmation hearing and reschedule 341
Matter ResolvedRequest
Adjourment
2188/10/2022 10:00 am22-14925 / MBKJOSEPH I WINDMAN, ESQConfirmation Hearing ScheduledContinued
9/13/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 8/3/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need a statement for the debtor's Robinhood account and coin base account showing balance at the time of filing.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,894.89.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $3,273 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $22,933.03 in non exempt equity in the residence.
- Need to file Pre-Confirmation Certification RESOLVED

proposed plan $2,894.89x47 begin 7/1/2022 100% plan
paid in $4462
last claim 6
Matter ResolvedRequest
Adjourment
2198/10/2022 10:00 am22-14935 / MBKKirsten B. Ennis, Esq.Confirmation Hearing ScheduledContinued
10/26/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 7/28/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 8/18/2022.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
2208/10/2022 10:00 am22-14973 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
10/12/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 7/28/2022 (JMA)

1) 341 not held, rescheduled for 9/22/2022 - need to submit adjournment request
2) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
2218/10/2022 10:00 am22-14999 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 2 of 2 required payments   Arrears: $0  

Per AR, Plan Denied - AR wants Cert from Atty addressing feasibility - MP to be filed within 14 days

8/9/22 - Adj request denied. Appearance is required.

AS OF 7/28/22 (SF) - PLAN IS NOT FEASIBLE

1. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM)

2. US Bank filed arrears claim 2-1 for $181,337.37 but the plan only proposes to pay $21,000. (PLAN IS NOT FEASIBLE)

3. Trustee objection:

- The debtor has insufficient income .
- amend petition to add alias first name.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Cell/Tele/Internet/Cable $450 and Life insurance $200.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution
- Must resolve IRS estimated tax claim.
- Must file Pre-confirmation certificate


Plan proposes $420 x 60 Base (No Discharge Case)
Payments: 1/1
Matter ResolvedRequest
Adjourment
2228/10/2022 10:00 am22-15019 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
9/28/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

MP BY 8/25 - ADJ TO 9/28
issues as of 8/2/2022 (JMA)

1) Wells Fargo Bank (RASC) objection to confirmation - need to resolve
-loan mod has not been offered or approved by Secured Creditor (MP TO SELL THE HOUSE)
2) Nancy Kennedy (Epstein Becker) objection to confirmation - need to resolve
-plan fails to treat debtors claims in plan (MP TO SELL THE HOUSE)
3) Trustee objection to confirmation - need to resolve
-Wells Fargo objection needs to be resolved
Matter ResolvedRequest
Adjourment
2238/10/2022 10:00 am22-15039 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/26/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Payment made & 341 is scheduled
Matter ResolvedRequest
Adjourment
2248/10/2022 10:00 am22-15267 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 1 of 2 required payments   Arrears: $0  

NA
AS OF 8/1/2022 (at)

341 is 7/28/2022 - DEBTOR WAS A NO SHOW AT 341 HEARING

Plan proposes: $450 x 60 beginning 7/1/2022, base
Payments: 1/2, arrears $450
Matter ResolvedRequest
Adjourment
2258/10/2022 2:00 pm18-20406 / MBKDANIEL L. REINGANUMMotion CompensationGrantedTotal Paid In: $37,152.00
Matter ResolvedRequest
Adjourment
2268/10/2022 2:00 pm19-19301 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $186,000.00
(amt: seeking$6,964.41 - only $6,412 FOH)
Matter ResolvedRequest
Adjourment
2278/10/2022 2:00 pm20-19475 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $80,412.00
Matter ResolvedRequest
Adjourment
2288/10/2022 2:00 pm21-17260 / MBKKarina Pia Lucid, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $18,080.00
Trustee objection:

The proposed order needs to remove the language changing the new payment to $1834.82. The current plan is paying $1900 monthly which is enough to pay the attorney fee.
Matter ResolvedRequest
Adjourment
2298/10/2022 2:00 pm21-17551 / MBKRobert Manchel, Esq.Motion CompensationGrantedTotal Paid In: $9,800.00
8/8-Atty response; OK filed 3 loan mods EDC-we will withdraw objection.

Trustee objection:

1. The attorney is requesting $5925 for work done in obtaining a loan modification. This amount is much higher than the usual fees charged for such services, especially in light of the fact that no loan modification was ever obtained.
Matter ResolvedRequest
Adjourment
2308/10/2022 2:00 pm22-10206 / MBKAllen I. Gorski, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
08/10/2022 2:00 pm22-10206 / MBKAllen I. Gorski, Esq.Motion CompensationWithdrawn
Matter ResolvedRequest
Adjourment
2318/10/2022 2:00 pm22-10298 / MBKDavid G. Beslow, Esq.Motion CompensationGrantedTotal Paid In: $1,226.00
Matter ResolvedRequest
Adjourment
2328/10/2022 2:00 pm22-10299 / MBKDavid G. Beslow, Esq.Motion CompensationGrantedTotal Paid In: $3,000.00
Matter ResolvedRequest
Adjourment
2338/10/2022 2:00 pm22-12908 / MBKPeter E. Zimnis, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2348/10/2022 2:00 pm22-13684 / MBKAllen I. Gorski, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2358/10/2022 2:00 pm22-14021 / MBKPeter E. Zimnis, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2368/10/2022 2:00 pm22-14390 / MBKDEAN G SUTTON ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2378/10/2022 2:00 pm22-14684 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2388/10/2022 2:00 pm22-14765 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2398/10/2022 2:00 pm22-14860 / MBKTAMIKA N. WYCHE, ESQ.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2408/10/2022 2:00 pm22-14960 / MBKJoseph Casello, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2418/10/2022 2:00 pm22-15429 / MBKEdward Hanratty, Esq.Order Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2428/10/2022 2:00 pm22-15454 / MBKAndrew B. Finberg, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2438/10/2022 2:00 pm22-15460 / MBKBrad J. Sadek, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2448/10/2022 2:00 pm22-15495 / MBKAdrian Johnson, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2458/10/2022 2:00 pm22-15506 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2468/10/2022 2:00 pm22-15517 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2478/10/2022 2:00 pm22-15520 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2488/10/2022 2:00 pm22-15528 / MBKPRO SEOrder Show CauseOn the Papers
US Bank (RAS) response<>CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2498/10/2022 2:00 pm22-15551 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2508/10/2022 2:00 pm22-15551 / MBKPRO SEMotion Extend TimeJudge to Reserve Decision
MTN TO EXTEND TIME TO FILE SCHS
Matter ResolvedRequest
Adjourment
2518/10/2022 2:00 pm22-15572 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2528/10/2022 2:00 pm22-15601 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2538/10/2022 2:00 pm22-15613 / MBKJeffrey E. Jenkins, Esq.Order Show CauseContinued
8/24/2022 9:00 am

FILING FEES
Matter ResolvedRequest
Adjourment
2548/10/2022 2:00 pm22-15620 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2558/10/2022 2:00 pm22-15624 / MBKEugene Roth, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2568/10/2022 2:00 pm22-15636 / MBKYakov Rudikh, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2578/10/2022 2:00 pm22-15661 / MBKAndre L. Kydala, Esq.Order Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2588/10/2022 2:00 pm22-15664 / MBKKirsten B. Ennis, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2598/10/2022 2:00 pm22-15671 / MBKMoshe Rothenberg, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2608/10/2022 2:00 pm22-15699 / MBKAdrian J Johnson Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
08/10/2022 2:00 pm22-15699 / MBKAdrian J Johnson Motion Extend TimeJudge to Reserve Decision
TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
2618/10/2022 2:00 pm22-15727 / MBKDaniel E. Straffi, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2628/10/2022 2:00 pm22-15741 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2638/10/2022 2:00 pm22-15757 / MBKJohn Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes