ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 8/5/2026
Last Updated: 7/16/2026 4:36 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am18-35075 / CMGCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN TO EXPUNGE SUNTRUST #1-1
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am21-17341 / CMGSteven J. Abelson, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am22-12972 / CMGMitchell Lee Chambers, Jr., Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>WELLS FARGO BANK (BROCK)

Tr wants cert as to where funds came from
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am23-14191 / CMGKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS; PYMT NEED TO BE ADJUSTED DUE TO NTC OF MTN PYMT CHANGE
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am23-14805 / CMGPeter J. Broege, Esq.Motion Motion (Generic) - Only use if no other event is applicableRecommend GrantingMTN CON'T ADMIN OF CASE
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am23-14805 / CMGPeter J. Broege, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Recommend GrantingPROPERTY #4

case confirmed at 100%
realtor retained

plan will be paid off from sale proceeds
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am23-18551 / CMGDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsadj 8/5/peremptory
MP on 8/5/26

MP filed 6/1/26- no amended sch I & J or proof of income provided and yet the reason for the MP is a substantial change of income






Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am23-18624 / CMGBrian S. Thomas, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>FAY SERVICING (KNUCKLES)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am23-21369 / CMGDarin D. Pinto, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-12388 / CMGFrancis P. Cullari, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-13206 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsLM but payments on it were rejected- servicer transfer- no payments accepted on LM 12 mos arrears creditor says 50,000 arrears - so needs to be 60 mos plan

creditor agreed to the LM debtor had in defense of motion- but need payment on LM that were returned to debtor


Debtor obj<>AMIP MGMT/WILMINGTON SAVINGS (FRIEDMAN)

MK: Debtor says made the 3 trial loan payments and there is a LM in place w/prior servicer

Conf on MP 7/15
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-13206 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> FLAGSHIP CREDIT ACCEPTANCE/Chevy Eisenberg Gold)

conf on MP 7/15

will put arrears in plan
Email InquiryMatter ResolvedRequest
Adjournment
328/5/2026 9:00 am24-13206 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP filed On 7/15/26- 100%STD Loans Outside>>ISSUES


Debtor obj<>ARREARS 1,952.10 as of 6/12/26.



Conf. on MP 7/15<
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-13922 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-14858 / CMGScott D. Sherman, Esq.Motion Approve Compromise or Settlement Under Rule 9019No Opposition FiledMotion Approve Compromise or Settlement Under Rule 9019

>>Mk sent email to atty to request payoff so only the funds needed to pay 100% should be sent to the Trustee.


MK: Plan confirmed at 100% and will be sufficient funds for proceeds to pay off plan at 100%
- Special Counsel retained
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-15636 / CMGJeanie D. Wiesner, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>ROCKET MTG (HLADIK)

adj to 8/5/26:The Debtor is listing the property for sale and needs time to hire a realtor and prepare listing agreement.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-17222 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO SELL BY 6/30/26; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-18161 / CMGMelinda D. Middlebrooks, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NISSAN (sTEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-18668 / CMGJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyMoot - Converted to 7 / 11PLAN WAS DENEID ON 6/24/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-19129 / CMGAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, applied for LM<>SV/SELENE

debtor says waiting for decision on LM then will move to reinstate stay

5/1/26:DEbtor in trial LM 3 payments due 5/,6/1 and 7/1
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-22348 / CMGLee M. Perlman, Esq.Motion Relief from Stay (Fee)WithdrawnLAKEVIEW LOAN (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am24-22348 / CMGLee M. Perlman, Esq.Motion Relief from Stay (Fee)No Opposition FiledLAKEVIEW LOAN (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
498/5/2026 9:00 am25-10167 / CMGFrederick J. Simon, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledCARRINGTON MTG (HILL WALLACK)

parties working on resolving
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-10260 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)No Opposition FiledCAPITAL ONE AUTO (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-10399 / CMGJeanie D. Wiesner, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>TRYSTONE CAPITAL/TAXES (ANTHONY VELASQUEZ)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-12256 / CMGScott E. Kaplan, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: 7/13 LTR FROM PI COUNSEL; FUNDS MAILED TO TN<>

Debtor obj<>ARREARS; FAILED TO MAKE PLAN PAYMENTS AND FAILED TO TURN OVER $24,539.56 N/E SETTLEMENT PROCEEDS WITHIN 30 DAYS OF 2/20/26 ORDER #48


mk : debtor says;Proceeds will be disbursed to TR shortly and debtor will be making payments
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-12687 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsamt: MP 8/5<>

MP on 6/24 ** plan denied**<>MP FILED AND ON FOR 8/5/26

Debtor obj<>FAILED TO SELL BY 3/1/26
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-12687 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objectionsmk home listed on MLS



adjourned to 7/15 : creditor wants more payments to post


AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> FREEDOM MTG ( Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-13866 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-13866 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>NISSAN (STEWART)

2020 Nissan

Tr motion 8/5
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-14362 / CMGPRO SEMotion Dismiss CaseNo Opposition Filedhouse should have sold on 7/15


mk adj 1 final time to 8/5 to allow sale to close

adj to 7/15/26 and mk to send debtor form of sale order and application for shortened time for new sale motion to be heard 7/15/26


as of 6/23/26(mk) - DEBTRO HAS NEW K OF SALE AT $430,000 nO ORDER FOR SALE - SHE EMAILED COURT ,TR AND CREDIOTR A COPY OF THE MOTION- NOT THE PROPER FORMAT

5/4/26(mk) Creditor letter to CT says sale fell though and will be pushing for dismissal- debtor says sale did fall though due to inspection report



MK :sale motion granted 4/22- debtor needed to submit the proper form of order which was sent to her


CREDITOR ,SRB FAMILY TRUST MTN TO DISMISS (hoenig & Greenberg)

>>SALE MOTION ON 4/22/26 . debtor needs TR payoff letter



1/28/26(mk) sent atty email about this hearing and debtor required to file a response to motion and have filed realtor retention papers

2/5/26(mk) debtor sent email and uploaded appl for retention of realtor and listing agreement and Opp'n to this motion. TOLD HER MUST BE FILED WITH CT.
She also said sent her opp'n the the motion to Dismiss to atty Greenberg

There is non exempt equity in the real property of $$230,162 and the plan is 100% - has creditor to be paid from sale and 100% GUC claim total $19,464.41
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-14488 / CMGRussell L. Low, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>WELLS FARGO BANK (LOGS)

Mk working on consent order. 8/5 peremptory
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-15260 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>LAKEVIEW LOAN (STERN LAVINTHAL)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-15950 / CMGAndre L. Kydala, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on8/5/26

Debtor obj<>ARREARS; PRE CONF CERT NOT FILED WITHIN 7 DAYS OF 2/18/26 CONF

MK arrears 3,600 last pay May
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-16369 / CMGDarren M. Baldo, Esq.Motion for waiver of credit counselingNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO SELL BY 5/15/26
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-17115 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)3rd Party MatterWESTLAKE SERVICES (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 8/5/26


MP on 4/1>was plan denied


Debtor obj<>PLAN DENIED AND FAILED TO FILE MP IN 14 DAYS

debtor in trial LM- filing a MP

debtor in a trial LM last pay due 7/1 creditor cert adj to July




Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-17329 / CMGLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objectionspayment made needs to post adj to 8/5

Debtor obj<>FIRST FINC FEDERAL CRED UNION (McKENNA)

mk debtor says working on resolving- last 2 payments on the car are due
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-17706 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>WELLS FARGO BANK (LOGS)

6/18/26(mk) working on CO
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-17716 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections6/23(mk) creditor needs to check on paymentadj 30 dyas


AMT; TRUSTEE CONDUIT REQUEST<>

Debtor obj<>THE BANK OF NEW YORK MELLON (STERN & EISENBERG)

6/22/26(mk) CREDITOR EMAIL S. KELLY- AGREES TO CONDUIT
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-17716 / CMGCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition FiledLOSS MIT
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-18540 / CMGAndrew Thomas Archer, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> CARRINGTON MTG (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-18802 / CMGMark N. Glyptis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/DEUTSCHE; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19163 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS; FEASIBILITY DUE TO ORDERS ADDING PP CLAIMS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19166 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsLoss mit granted to 7/21/26

Debtor obj<>FAILED TO LM BY 3/1/26

debtor says has completed application to Rushmore Servicing requesting a loan modification and have not received a response. As a result, my attorney is in the process of filing a motion to participate in the bankruptcy court's loss mitigation program on the court's portal to extend the deadline to obtain a loan modification.

MOTION TO PARTICIPATE IN LOSS MIT ON FOR 4/22/26
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19226 / CMGPeter E. Zimnis, Esq.Motion SellNeeds Resolution of Issues - Objections Trustee limited obj<>MOTION TO SELL #16




MK Plan confirmed at Base 6,000 NE proceeds from sale

fist sale fell thru this is second K

Trustee objection:
plan confirmed at a Base - unless paid at 100% MP has to be filed to continue payments as plan has only run 10 mos

Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19226 / CMGPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, Bank of NJ response (Padgett)<>FAILED TO SELL BITTERSWEET RD PPTY BY 6/3/26

MK: SALE MOTION ON 8/5/26
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19240 / CMGDavid G. Beslow, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19240 / CMGDavid G. Beslow, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19243 / CMGWilliam S. Wolfson, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
8/26/2026 9:00 am
MTN FOR PARTIAL DISALLOWANCE OF CITIZENS BANK
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19493 / CMGDennis M. Mahoney, Esq.Motion Relief from Stay (Fee)3rd Party MatterBRIDGECREST ACCEPTANCE (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-19575 / CMGEric J. Clayman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>HYUNDAI CAPITAL (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-20060 / CMGLee M. Perlman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-20333 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>DEUTSCHE BANK (LOGS)

late opp'n by debtor- parties working on a consent order and request adj

MK creditor neds more time - service transfer- working on CO adj to 8/5
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-20564 / CMGCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNeeds Resolution of Issues - ObjectionsInterim order to extend stay to 8/5/26


LM package is under review- debtor just wants time for lender to make a decision on the LM


order#39 extends loss mit to 6/24/26

mk 5/15/26 Interim Order for Loss mit to 6/24 was submitted

5/13:LM application by friday- thru portal next hearing 6/24- DEBTOR HAS COMPLIED W/ INTERIM ORDER AND A COMPLETED PACKAGE WAS SUBMITTED


Atty wants to adj to resolve- told her Marked Resolve or hold

U.S. Bank obj (RAS)<>DEBTOR'S REQUEST FOR LOSS MIT/

CREDITOR SAYS: 7th Lm application
Debtor has a prior loan modification agreement with Secured Creditor or its predecessor in interest. Since 2022 the debtor has failed no less than 6 loan modification applications. Debtor's prior failures to obtain a loan modification, again on 6 separate occasions, raise
substantial concerns that the debtor is attempting to abuse the court's loss mitigation program. Secured Creditor submits that this is not a good faith use of the loss mitigation program.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-21429 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-21441 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTHE BANK OF NEW YORK MELLON (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-22303 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 5/19/26; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-22407 / CMGRobert H. Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS; FAILED TO FILE PRE CONF CERT BY 4/8/26; FAILED TO PAY $25,000 LUMP SUM WITHIN 7 DAYS OF 4/1/26 CONF
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-22961 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am25-23221 / CMGSteven J. Abelson, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE POC STATE OF NJ
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-10047 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)3rd Party MatterPNC BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-10047 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-10415 / CMGEugene D. Roth, Esq.Motion Relief from Stay (Fee)No Opposition FiledEXETER FINC (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-11179 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-11227 / CMGRoger J. Yehl, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionsmk : case was dismissed for failure to make Trustee payments

atty has the payments
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-11748 / CMGStephanie Shreter, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledMTN FILE LATE POC/NJ EMERGENCY RESCUE EMERGENCY ASSIS PROGRAM


mk: Motion says debtor rec'd assistance and noting due on claim its just a lien on the real property
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-12188 / CMGPeter E. Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsLVNV response (McCalla)<>MTN EXPUNGE CLM#25 LVNV Funding- unsecured
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-12639 / CMGNicholas Fitzgerald, Esq.Motion SellNeeds Resolution of Issues - ObjectionsMOTION TO SELL#30



mk: CASE PPSED AT 100%

TR Objection: GUC CLAIMS total 30,220.33 proceeds will not pay off plan so will need a MP to continue paying till paid at 100%

MK amt of exemption in order(31,575) does not match the amended sch C
of 30,070
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-12639 / CMGNicholas Fitzgerald, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SN SERVICING (FRIEDMAN)




Mk: debtor filed application to retain realtor- debtor to sell his home
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-12701 / CMGEdward Nathan Vaisman, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLIANT CREDIT UNION (KML)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-12893 / CMGKevin C. Fayette, Esq.Motion Relief from Stay (Fee)3rd Party MatterSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-12942 / CMGGeorge E. Veitengruber, III, Esq.Motion Approval to Participate in the Court's Loss Mitigation Program3rd Party MatterLOSS MIT/NEW REZ
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-13232 / CMGDavid G. Beslow, Esq.Motion Relief from Stay (Fee)No Opposition FiledLOANDEPOT.COM (FRENKEL)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-13374 / CMGMitchell Lee Chambers, Jr., Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-13495 / CMGFilipe Pedroso, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledFREEDOM MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-13852 / CMGDonald C. Goins, Esq.Motion Relief from Stay (Fee)3rd Party MatterUMB BANK NAT'L ASSOC (ROMANO)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-13989 / CMGKirsten B. Ennis, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsTAX RETRUNS SUBMITTED

MK: this was adj from 6/24for atty to get the info below. As of 7/8/26 we do not have it.

341 dox in - needs a 341 date and need payment for May and June
2 payments due but>>> NO PLAN FILED AND NOT INCLUDED IN MOTION PAPERS. MK still don't see a plan



mk: TR obj: Certification is /s by a person other than the debtor


MK amended cert of debtor filed at #16- atty filed it a an amended motion....
ATTY FILED AN AMENDED MOTION AT #16
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-14760 / CMGLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
8/26/2026 9:00 am
MTN EXPUNGE DEPT OF TREASURY-IRS

mk check service
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-15040 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/US BANK; FAILED TO FILE PLAN & SCHEDULES; NO PYMTS MADE TO TRUSTEE
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-15921 / CMGRobert C. Nisenson, Esq.Motion Reinstate StayNo Opposition FiledMTN TO REINSTATE CASE
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-16250 / CMGPRO SEMotion Relief from Stay (Fee)No Opposition FiledSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-17660 / CMGYakov Rudikh, Esq.Order Shorten Time3rd Party MatterBridge order to 8/5


>>OST> for last hearing on 7/15/26>

MTN TO IMPOSE STAY

Plan and sch filed
some 341 dox as of 7/14/26 - Missing dox including no proof of home insurance
first payment due in August

4th Ch 13 in 5 yrs
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-17685 / CMGRobert Cameron Legg, Esq.Motion Extend TimeNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:00 am26-17726 / CMGJames J. Cerbone, Esq.Motion Impose Automatic StayNo Opposition FiledMTN IMPOSE STAY
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 9:45 am26-13938 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $775.00
341 SCHEDULED FOR 6/25
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am23-10192 / CMGPaul H. Young, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 39 of 42 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am23-18551 / CMGDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 34 required payments   Arrears: $7,568.00
updated 7/13/2026 - per MK peremptory adjourn to 8/5 - to resolve outstanding issues
issues as of 7/6/2026 (JMA)
-REVIEW AMENDED SCHEDULES

1) Trustee objection to confirmation of modified plan - NEED TO RESOLVE
- The debtors have failed to provide amended Schedules I & J.
- The debtors have failed to provide Proof of Income.
- The debtors have failed to provide Current proof of income.
- along with proof of current income uploaded to 13 docs.
2) Need proof of name change and amended vol petition
3) Debtor original plan proposed payment of $250x26, $1,200x10 begin 10/2023 base plan. Debtor never made the higher tier payments.
4) Need to provide Amended Schedules I and J and current proof of income for both debtors.
5) Need to provide 2025 tax return.
6) Payment reduced from 1,200 to 250 Obj filed 6/27/26. These debtor have never paid the higher amt of 1200 since the second tier began in 12/2025

proposed plan $6,989 paid to date, $250x7 begin 6/6/2026 base plan
paid to date $6,989
arrears $7,818



Email InquiryMatter ResolvedRequest
Adjournment
1278/5/2026 10:00 am24-13206 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 28 required payments   Arrears: $17,113.00
As of 7/8/26 (DS): 1. Plan has Flagship owed $7,017.66 post-petition arrears, need order on Cert of default to date no amount set. Creditor cert of default sched 7/15.

2. Case needs to run 36 months, plan is reducing to 6 months, must remain at 8 months left.
AR OK IF CALC AT 100 %

MP Prop $1,356 x 6 begin 6/1/26; 100%
- Adds post-petition arrears owed to Flagship and additional attorney fees.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-10052 / CMGRobert Cameron Legg, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 10 of 18 required payments   Arrears: $12,144.00
7/9 amt: conduit order to chambers/7 day<>

EMAIL FROM DEBTOR ATTY WOULD LIKE TO ACCEPT CONDUIT

6/17/26(mk) IF THE CREDITOR CERT OF DEFAULT IS TO BE RESOLVED BY CONDUIT ORDER THEN THIS CONF NEEDS TO BE ADJ TO THAT THE NUMBERS IN THE ORDEER MATCH UP WITH THE PLAN.

CASE HISTORY- IS CONDUIT EVEN FEASIBLE?

 No mtg pymt since 1/2020 = $155,000 pre pet arrearage
 Conf'd 5/2025
 Trustee Recap (plan arrearage) in 10/2025
 Mfr order 11/2025 adding $9,000 pp arrearage
 Dismissed at MP 2/2026 for plan arrears
 Dismissal vacated 4/2026
 Cred def cert filed 5/2026 - $12,000 pp arrearage
 Now 3 mo arrearage - no pymts since dismissal was vacated
 Prior BK dismissed for pymts...




6/3 AMT: TRUSTEE CONDUIT REQUEST<>

need conduit numbers on crediotr cert then work up

6/1/26(mk) email from Creditor atty- needs to confirm that mid first will consent to rolling in and making it conduit payments. debtor atty ok to Tr rec. if all agree


As of 5/27/26(mk): Updated

ON 5/26/26 A CREDITOR'S(MIDFISRT BANK)FILED A CERT OF DEFAULT 11,883.38 IN POST PETITION- CANNOT BE CONFIRMED WITHOUT RESOLUTION OF THIS ISSUE Obj deadline is 6/9

mk: before the creditor cert of default was filed these were terms:
**NEEDS TO CONFIRM AT $32,176 PTD Then $3,596 x 44 Begin 6/1/26 0%. Must file an application for supp. fees w/ in 7 days of confirmation.**



MP proposes:$3050 X 9; $3230 X 1; $3424 X 50; $0
ADDING POST-PET MTG ARRS TO BE ADDED TO PLAN

Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-10052 / CMGRobert Cameron Legg, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 10 of 18 required payments   Arrears: $12,144.00
7/8 AMT: DRAFT ORDER TO PARTIES FOR REVIEW<>

EMAIL FROM DEBTOR ATTY WOULD LIKE TO ACCEPT CONDUIT

6/17/26(mk) IF THE CREDITOR CERT OF DEFAULT IS TO BE RESOLVED BY CONDUIT ORDER THEN THIS CONF NEEDS TO BE ADJ TO THAT THE NUMBERS IN THE ORDEER MATCH UP WITH THE PLAN.

CASE HISTORY- IS CONDUIT EVEN FEASIBLE?

 No mtg pymt since 1/2020 = $155,000 pre pet arrearage
 Conf'd 5/2025
 Trustee Recap (plan arrearage) in 10/2025
 Mfr order 11/2025 adding $9,000 pp arrearage
 Dismissed at MP 2/2026 for plan arrears
 Dismissal vacated 4/2026
 Cred def cert filed 5/2026 - $12,000 pp arrearage
 Now 3 mo arrearage - no pymts since dismissal was vacated
 Prior BK dismissed for pymts...




6/3 AMT: TRUSTEE CONDUIT REQUEST<>

need conduit numbers on crediotr cert then work up

6/1/26(mk) email from Creditor atty- needs to confirm that mid first will consent to rolling in and making it conduit payments. debtor atty ok to Tr rec. if all agree


As of 5/27/26(mk): Updated

ON 5/26/26 A CREDITOR'S(MIDFISRT BANK)FILED A CERT OF DEFAULT 11,883.38 IN POST PETITION- CANNOT BE CONFIRMED WITHOUT RESOLUTION OF THIS ISSUE Obj deadline is 6/9

mk: before the creditor cert of default was filed these were terms:
**NEEDS TO CONFIRM AT $32,176 PTD Then $3,596 x 44 Begin 6/1/26 0%. Must file an application for supp. fees w/ in 7 days of confirmation.**



MP proposes:$3050 X 9; $3230 X 1; $3424 X 50; $0
ADDING POST-PET MTG ARRS TO BE ADDED TO PLAN

Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-12687 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 15 of 16 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-12687 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 15 of 16 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-15950 / CMGAndre L. Kydala, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 10 required payments   Arrears: $4,500.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-17277 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 12 required payments   Arrears: $2,572.00
AS of 6/15/26(mk)
loan mod by 8-1
no pay arrears
work up on plan #47:

Case is 11 mos old. was originally a LM when fist filed then a cure and Now a LM plan again. 2 prior plans both denied. The cram has been an issue form the beginning and still not resolved

9/11 payments ARREARS 2,460

>CREDITOR CERT OF DEFAULT ON 7/15/26- that is w/ Loan Depot and they just resolved their objection to confirmation with an order that said LM by 8/1/26

!. Objection by Santander(B. Craig:
-objects to cram


Plan: $4880 PTD; $600 X 50; LM 8/2026 (17 DEER RUN DR); BASE
9/11 payments ARREARS 2,460

-----------------------RESOLVED----------------------------
FYI Order submitted resolving Loan Depot objection to Confirmation TERMS= pay POC #8 arrears of 41,740.27 VIA A LM by 8/1/26 and pay reg mtg payments directly to creditor
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-17277 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 12 required payments   Arrears: $2,572.00
AS of 6/15/26(mk)
loan mod by 8-1
no pay arrears
work up on plan #47:

Case is 11 mos old. was originally a LM when fist filed then a cure and Now a LM plan again. 2 prior plans both denied. The cram has been an issue form the beginning and still not resolved

9/11 payments ARREARS 2,460

>CREDITOR CERT OF DEFAULT ON 7/15/26- that is w/ Loan Depot and they just resolved their objection to confirmation with an order that said LM by 8/1/26

!. Objection by Santander(B. Craig:
-objects to cram


Plan: $4880 PTD; $600 X 50; LM 8/2026 (17 DEER RUN DR); BASE
9/11 payments ARREARS 2,460

-----------------------RESOLVED----------------------------
FYI Order submitted resolving Loan Depot objection to Confirmation TERMS= pay POC #8 arrears of 41,740.27 VIA A LM by 8/1/26 and pay reg mtg payments directly to creditor
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-17716 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 12 required payments   Arrears: $2,326.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-18853 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-20564 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 9 required payments   Arrears: $1,400.00
AR RESOLVE Or HOLD

>>Case is 8 mos old


As of 6/17/26(mk): case is 8 mos old- $2,000 arrears( in may arrears were only 700. As of june the payment goes up to 1300 and that has not been paid either as of this date

>>INTERIM ORDER(#39) FOR LOSS MIT- HAS UNTIL 6/24 UNLESS FURTHER EXTENDED BY THE COURT

Work up on plan #24

Plan now LM- Motion to Participate in Loss mit on 6/24. Contested see note above on Interim order

1.Objection by US Bank(RAS):
- plan has cure by LM - no LM offered or approved and plan does not proposes monthly payments pending LM.
Debtor already modified the loan once now seeks to do it again- debtor cannot afford the property.


2.. Trustee objection:
- disposable income now is $2,192 p/m
- no Loss Mit application( Request to participate in Loss mit on 4/22/26- CONTESTED


Plan:$700 X 7; $1300 X 53; LM 5/2026; BASE
arrears 2,000( 700 form May and 1300 for June)
Email InquiryMatter ResolvedRequest
Adjournment
978/5/2026 10:00 am25-22122 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 8 required payments   Arrears: $900.00
6/25/26 updated pay stubs provided. Need to review

/peremptory 8/5- confirm or D


AR RESOLVE OR HOLD
AS OF 6/17/26 (SF)

1. Objection filed by NewRez/Shellpoint (Stewart) - failure to pay arrears of $23,406.25

2. Objection filed by Newrez/Shellpoint (Holdren) - treatment of claim is unclear. The plan proposes to pay in full and also cure arrears of $16,200 (Arrears claim filed for $771.59)

3. Westlake Services LLC filed arrears claim for $20. This creditor is not treated in the plan (OK TO PAY?)

4. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification (STILL NEED)

- Need a copy of the last filed tax return - 2025 return (RECEIVED. TAX REFUND IS $4681. NET DISPOSABLE INCOME IS NOW $882)

- 0nly provided 1 paystub for debtor dated 1/2/2026 - need additional paystubs

-There is $10,025 non exempt equity in real property
Mortgage co filed arrears claim for 23,406.25. Plan has unaffected
(NONEXEMPT EQUITY IS NOW $117. THERE IS REALLY NO EQUITY BUT ATTORNEY USED WRONG AMOUNT FOR D(1) EXEMPTION- USED $27,900 BUT DEBTOR IS ALLOWED $31,575)




Plan proposes $300 x 60 Base
Payments: 5/7 Arrears: $600

Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-22532 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 8 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-22746 / CMGMelinda D. Middlebrooks, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $920.00
B'ness forms provided- needs review


ADV PRO PRETRIAL FOR 7/7/26 MEDIATION

case is 6 mos old

>>THERE ARE 4 CLAIMS FILED IN THIS CASE: 2 secured mtg claims- only 1 has arrears and 2 unsecured claims one of which is the subject of an ADV PRO


Supp obj: filed 4/23/26Need current statement for Merrilll Edge acct and Dec and Jan BOA 6188

ADV Pro is Rec'r action

1. Mark Dattore-POC unsecure (JOSEPH ZAPATA) obj to Debtor being fraudulent. Must resolve obj. Adv proceeding also filed.

2. Trustee obj to the following:
- Must provide valuations for the (3) businesses listed on Schedule B, not Profit & Loss statements. LEMMING INVESTMENTS IS A REAL PROPERTY INVESTMENT, SCHED A HAS $0 VALUE, ZILLOW VALUES $245,300, NO DOCS PROVIDED. MUST PROVIDE, CMA, DEED, MORTGAGE AND HOMEOWNER INSURANCE WITH PERSONAL LIABILITY COVERAGE.
(debtor transferred Travis property form his own name to Lemming Investments LLC 1/16/25 for 1 dollar and then filed this petition on 12/1/25)

Prop Plan $920 x 60 begin 1/1/26; Base
6/6 payments


------------------RESOLVED---------------------------------
- There is non-exempt equity $16,095 in the residence, $9,500 in 2019 Honda.
Amended sch A/B and SOFA filed 4/23/26- Lemming Investments 51% interest in LLC
Have home insurance and car updated insurance exp 10/15/26
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-23221 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $695.00
Peremptory

atty to file a motion vs. St Of NJ- to be on 8/5/26

case is 6 mos old

AS of 6/23/26(mk):Updated

1. STILL ESTIMATED NJ TAX CLAIM- THERE IS STILL A PROTION IN THE SECURED SECTION THAT IS ESTIMATED FOR $2,500 SEE LAST PAGE OF THE SECURED LIABILITES BEFORE YOU GET TO THE PRIORITY SECTION OF THE CLAIM

2. Trustee objection:
STILL NEED AMENDED SCHEDULE C
- Need Amendments to Schedules A/B and C to add value of 2017 Ford, car is not leased, but financed per POC car is valued $32,750. arrears $1,597.94
- There is estimated to be non-exempt equity in the 2017 Ford $11,656, pending amended Sched A/B and C and there is non-exempt equity in the 2021 Honda $1,232. Total 12,888 FIE

Plan: $695 x 60 begin 1/1/26; Base
5/6 payments



------RESOLVED-------------
. Plan has Truist Bank as unaffected on Honda- ARREARS POC FOR $1,529.49- OK TO PAY? per atty yes pay per atty ok to pay
. Wells Fargo- On Ford Truck F150- filed arrears claim $1597.94- Plan has lease BUT NOT A LEASE ---but financed, per docs attached to claim.
per atty ok to pay
- Need Copy of 2025 tax return. PROVIDED
-Must file pre conf cert. FILED
- Need Proof of 2 month's income - proof of unemployment (temporary) and proof of income from new job that starts in April. PROVIDED; NOW DISPO INCOME $614 P/M
- Debtor to provide certification regarding the the closing of Lunchbox 9 and the opening of
Lunchbox LLC by his wife at the same location. CERT PROVIDED
- Need Business forms: for Lunchbox Waretown LLC. PROVIDED P & L but not questionaire CERT OF DEBTOR PROVIDED THE BUSINESS WAS CLOSED EARLY 2025-
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-23652 / CMGRichard F. Fried, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $0
As of 7/8/26(mk):

CASE IS 7 MOS> OLD AND NOT FEASIBLE

AS OF THIS DATE NO PAYMENTS FOR JUNE AND JULY-

>>>debtor must make a July payment of 703 to show feasibility and then I will work up for 7/15

Work up on plan #16 MP BEFORE CONF

There is a payment set up for Richard Obuch- prior atty for 1,500 - need something in writing from him if he is or is not to be paid thru this plan.

1. trustee objection:
PLAN IS NOT FEASIBLE AS PROPSED PLAN PAYMENT IS NOWHERE NEAR TO WHAT NEEDED TO COVER CLAIMS AND PLAN IS STILL 36 MONTHES- NOT FEASIBLE AT 60 MONTHS EITHER- NEEDS 703 X 54 BEGIN 7/1/26
- none of TR prior objections are addressed in this modified plan before confirmation
- plan fails to address IRS priority claim for $14,025.25 and secure claim for 18,595.32
- plan fails to address arrears claim #3-1 of American Credit Acceptance for $493.30
-failed to file pre conf cert.

Plan:$260.08 X 31; BASE
ptd 500 then 260.08 x31


Plan: $260.08 X 31; BASE
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-23729 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,000.00
AS of 6/17/26(mk):

>>Case is now 6 mos old

>MFR on 6/24 for 2022 Jeep and they filed a late claim
GRANTED - lease rejected
1. Trustee objection:
- Tax claims much higher

- debtors not paying all disposable income into plan. Verified income leaves monthly disposable income of $3,804.54 which is higher than scheduled.

- Need proof of service on the IRS. NOT PROPER SERVICE ON THE IRS.
failed to serve United States atty general and US Atty

-Non-exempt equity, if any, from 9/11 Victim's compensation case are to be turned over to the trustee.

2. NJ Division of Taxation priority claim estimated for 2024 and 2025 taxes -

3. NJ Division of Taxation secured claim not listed in PLAN $8,849.94 - OK TO PAY?

4. Toyota Lease Trust (2025 Toyota Prius lease) filed claim shows arrears of $453.08 -OK TO PAY?

5. Santander Consumer USA Inc- LATE FILED CLAIM, with arrears of $1,461.09 -OK TO PAY?

Plan $1,000 x 60 Base
6/6 payments

--------------------RESOLVED--------------------
- Attorney's fees in the plan ($1,250) and the disclosure statement do not agree. Disclosure states that $1,250 will not be paid through the plan. One of these must be amended. disclosure needs to be amended to say balance paid through the plan. AMENDED DISCLOSIURE FILED

pre conf cert filed
- Need December bank statement for Affinity accounts. RESOLVED, RECEIVED
- excessive expense items, PROOFS PROVIDED $1,800/month for support/alimony (need copy of order); Need proof of expenses 10 days prior to confirmation.
- Domestic Support Obligation information Form and order for payment of support. DEBTOR PAYING $207X4.33= $896.31/MONTH CHILD SUPPORT (dox provided)
The Schedules fail to account for the debtor(s) tax refund in the amount of $17,049.00 when determining disposable income. ADDED IN
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am25-23741 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 7 required payments   Arrears: $1,857.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-11096 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,418.00
2 payments pending- TFS - need to post

As of 7/14/26(mk)Updated

1. MRF was resolved w/ Order #27 that says pay all post pet arrears by 5/31/26 $7,441.88- WAS THIS PAID? per atty sent $ form his trust acct

2. Ally Capital file claim #1-1 for arrears of 89.85 on Honda. OK TO PAY? PER ATTY YES PAY

3. Trustee objection:
- The debtor has insufficient income.

plan $1,418 X 60 100%
3/5 payments as of 6/28/26 arrears 2,836

-----------RESOLVED---------------
- There is $118,859 in non exempt equity in the residence. PLAN IS 100%
failed to file the required Pre-Confirmation Certification .FILED



Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-11179 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $327.00
MFR BY SELENE on 8/5/26

AS OF 6/28/26 (mk):

1. Exeter Finance filed a bifurcated claim which needs to be resolved. Plan has as unaffected the arrears are 1,075.82-ARE YOU GOING TO PAY ARREARS??


2.Trustee's objection:
- debtor has insufficient income. Plan is 100% but needs to get current


Plan proposes: $326 x 6 beginning 3/1/2026, $1,500 x 54, 100% plan
Payments: 3/4, arrears $653

--------------------RESOLVED----------------------------
- The debtor must provide updated proof of auto insurance for the 2013 Acura . The policy provided expires on 5/20/26. (RECEIVED)
- There is $221,776 in non-exempt equity in the residence. (100% PLAN) (LANGUAGE ADDED)
- The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026. (LANGUAGE ADDED)

Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-11316 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 5 required payments   Arrears: $0
6/24/26(Mk) Judge will review debtor's email attachments about mortgages CMG will adjourn to review dox


6/22/26(mk) Sent email to debtor that hearing will be at 2:00Pm via zoom and sent her Zoon info.

MK: found out through E courts and property record search that property was foreclosed upon and sold at sheriff sale . MTG owned by Secretary of United States Dept of Housing and Urban Development. There was a writ of ejectment filed. Writ of possession filed BY KLM 2/10/26. All of debtor's efforts to vacate the action and writ of possession were denied in the superior CT. BKCY uploaded to state Ct docket 2/11/26. Another Writ of Possession submitted by case management staff on 4/2/26

KLM law group on behalf of Sec of Housing and Dev ( atty Michael Mc Keever)

HUD FORECLOSURE COMMISSIONNER DEED DATED 3///14/2025 RECORDED IN MONMOUTH COUNTY ON 4/10/2025

As of 6/18/26(mk): emailed Matt F at KLM to see if he has any knowledge on this debtor as apparently she rec'd a Writ of execution/possession in Feb. and April of this year.


1. Trustee Objection:
-doc #31 letter from US Dept of Justice as counsel to the US Dept of Housing and Urban Development- not proper service of plan.

-no payments cased filed in Feb.

-no home insurance with personal liability coverage

- The debtor has failed to file a feasible plan - the plan provides no payments and no creditors
listed.

- need- A copy of the deed - with the recording information

- Amendments to Schedules Schedule C to provide exemptions of real property

-There is $102,395.81 non-exempt equity in house

-Need to amend Plan, specifically Part 5 treatment of Unsecured claims, left blank.

-Part 8a Vesting of Property of the Estate and Part 8c Order of Distribution.

-Part 10 of the plan makes no sense.

-needs a Modified plan that sets out who the Trustee is supposed to pay in this case .

-failed to file the required Pre-Confirmation Certification .


Plan: no payments proposed or plan duration part 10 a narrativ
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-11371 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1588/5/2026 10:00 am26-11404 / CMGDavid Jerome Witherspoon, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 4 of 5 required payments   Arrears: $750.00
7/14/2026 (jma) PROVIDED VALUE OF 3 CARS: 2017 FORD FUSION $1,405 TRADE IN VALUE; 2011 HYUNDAI SONATA $600 TRADE IN VALUE; 2016 MAZDA CX-5 TRADE IN VALUE $1,685
-REVIEW AMENDED SCHEDULES

issues as of 7/8/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Creditor filed Proof of Claim with pre-petition arrears in the amount of $6,783.85
2) Capital One Auto Finance (Stewart Legal Group) objection to confirmation - NEED TO RESOLVE
- Creditor filed Proof of Claim 4-1 in the amount of $5,708.57 and arrears of $40 to be paid through plan.
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income missing from 12/1/25 - 2/6/26. Docs provided were for check dates 8/1/25 & 8/15/25, 12/19/25 & 12/26/25 and 1/23/26 & 1/30/26. RESOLVED, PROVIDED
- A copy of the last filed tax return - for 2025 from Debtor and spouse. DEBTOR 2025 NO REFUND, SPOUSE ONLY INCOME IS MONTHLY PENSION, NO RETURN PROVIDED FOR 2025
- A copy of the homeowner's insurance renewal declaration expires 6/29/26.
- Valuation on all 3 vehicles and Wells Fargo checking acct statements from 1/17/26-2/7/26.
- A Modified Plan that corrects attorney fees owed per Disclosure Statement or amended the Attorney Disclosure Statement
- Amendments to Schedules B to amend the year of 2016 Ford to 2017 Ford and add Wells Fargo Bank checking acct.
- The debtor must provide proof of auto insurance for the 2016 Hyundai Sonata. RESOLVED, PROVIDED PROOF OF INSURANCE FOR 2011 HYUNDAI AND 2016 MAZDA GOOD THROUGH 3/13/2027
- The current Plan does not specify treatment of US Dept of HUD owed $33,095.68 and Capital One Auto (2017 Ford Fusion) arrears $40 under the Plan
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-11596 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1618/5/2026 10:00 am26-11741 / CMGBruce H. Levitt, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 5 required payments   Arrears: $600.00
As of 7/15/26 (DS): 1. Debtors have not made July payment.

2. Loan mod with CRM Loan Trust granted 7/15/26 per docs attached to Motion to approve loan mod Loan mod agreement dated 4/27/26 was signed and acknowledged by bank 5/28/26.

3. Loan mod with CrossCountry Mtg per loan mod docs the agreement dated 4/29/26 was granted and signed by CrossCountry. Need to confirm loan mod was granted. Per C/O entered loan mod by 8/31/26, but if loan mod granted, we do not need to add loan mod.



1. CRM Loans (JOSHUA GOLDMAN) obj to plan silent as to treatment, arrears owed $7,660.71, POC filed arrears $8,064.95. Must resolve obj. LOAN MOD GRANTED 7/15/26. ARREARS CLAIM MUST BE AMENDED OR MUST MOVE AGAINST CLAIM WITHIN 30 DAYS FROM CONFIRMING ORDER

MP and amended J filed 6/1/26; Addresses IRS and State Of NJ claims

6/3/26 (DS): 1. IRS and State of NJ both filed claims with amounts owed IRS $10,391 and State of NJ $5,491.30, both were in plan as $0 and need to be paid. MOD PLAN PAYS

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 4/20/26 (DS): Debtor atty requested adj to allow time to file mod plan

4/22/26 (DS): 1. Trustee obj to the following:
- Must provide 2025 Tax return.
- Disposable income no issue, however, income will be insufficient to pay mortgage arrears and tax claims would need $951 for the remainder 56 months, income verifies $639.
- Must file Pre-confirmation certification.

2. AmeriCredit-2021 Chevy (WILLIAM E. CRAIG) obj to creditor not in plan, POC filed no arrears owed. Must resolve obj. MOD PLAN NOW ADDS AS OUTSIDE, NO ARREARS OWED, OBJ SHOULD BE MOOT.

3. CRM Loans (JOSHUA GOLDMAN) obj to plan silent as to treatment, arrears owed $7,660.71, POC filed arrears $8,064.95. Must resolve obj.

4. CrossCountry Mtg (MATTHEW FISSEL) obj to plan silent, arrears owed. POC filed with arrears $22,494.82. OBJ SETTLED 6/3/26

Prop Plan $200 x 3 begin 3/1/26; $400 x 57 begin 6/1/26; Base and Loan mod on Wellington Ct by 8/31/26
Note: IRS cl
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-11748 / CMGStephanie Shreter, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
atty filed claims motion on for 8/5



As of 7/7/26(mk): email to atty

**CAN REC CONFIRM AT $1,920 PTD Then 1,386 x 55 Begin 8/1/26 100%.Preserve equity T/h Of $108,071 in real property.

>>claims motion on 8/5 to allow claim of NJ Emergency Assistance- noting due on claim - it is a lien on the real property

Prop Plan $480 x 60 begin 3/1/26; 100%

-------------------------------
- Disposable income verifies $1,446, due to Schedule I failing to add tax refund. PLAN IS 100%
- There is $108,071 in non-exempt equity in the residence.
- Attorney's fees in plan $3,000 and Disclosure statement do not agree. Disclosure states that $3,000 will not be paid through plan. One of these must be amended. SEE DOC #19 at end is amended atty disclosure for fee thru the plan
- Must amend Sched C to take exemptions on personal property and Sched B to remove Chevy or must provide proof of auto insurance for the Chevy. FILED
- Must file Pre-confirmation certification. FILED
ORDER ON THIS FILED 7/7/26 PAYS ARREAS THRU PLAN
. Bar date has passed 4/28/26, no claim filed by USDA, plan propose to pay $9,500. PER SCHED D AND CREDITOR MATRIX THERE IS NO ADDRESS LISTED FOR USDA, WHICH MEANS THEY DID NOT RECEIVE PROPER SERVICE.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-12188 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $1,200.00
As of 7/8/26(mk)

>> motions to expunge claims #5,#6,#11,#23,#25( all unsecured claims) on for 7/15

>>2/5 payments


1. Trustee obj to the following:
- There is non-exempt equity in the residence $34,023, total gucs filed $20,351.86. This will be less if motions to expunge guc claims are granted

- Need a feasible plan that propose all of Debtor's disposable income $2,295, after recalculating the updated income.

3. NJ Housing & Mortgage (STUART WEST) obj to arrears owed are more, POC filed with arrears $9,765.13. Must resolve obj.

4. Plan propose to pay FIG 20 $1,000, no claim filed, bar date has passed 5/8/26. Recommend striking and not pay.

Prop Plan $200 x 1 begin 3/1/26; $500 x 59 begin 4/1/26; Dollar Base $35,131
2/5 payments
-----------------------------RESOLVED---------------------
TD Bank statements provided for Jan & Feb.
Email InquiryMatter ResolvedRequest
Adjournment
1218/5/2026 10:00 am26-12276 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
FYI: see my notes in #1 and #2 debtor will be filing a MP to add the post pet arrears per order so this plan should be denied


AS OF 6/17/26 (SF)


1. Motion for Relief filed by Citizens Bank scheduled for 7/15 at 9 MK ;OTBS adds post pet 10,575.86 to plan and MP needed

2. Motion for Relief filed by Rocket Mortgage scheduled for 7/15 at 9 MK: Order submitted 7/16- adds 22,000 post pet to plan and must file a MP

3. State of NJ filed estimated priority and unsecured claim 9-2 (NEED AMENDED CLAIM)

4. IRS filed estimated unsecured claim 5-1 (NEED AMENDED CLAIM)

5. Objection filed by Citizens Bank (Lubin) - failure to pay arrears of $98,444.97 sale plan

6. Objection filed by Rocket Mortgage (Egerman) - failure to pay arrears of $179,472.71 and speculative mortgage

7. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- Need a copy of the last filed tax return - 2025

- Amendments to Schedules I to include rental income.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$500/month for home maintenance
$1,700/month for estimated taxes
Need proof of expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $5,714.

- Reviewed the 22C, Line 5 (net income) should be $9,916 and contributions are not included
on the 22C. Use Schedules I and J which are accurate.

- There is $45,162 non-exempt equity in the Falson Lane property. (100% PLAN)
- There is $150,000 non-exempt equity in the business.
- There is $10,375 non-exempt equity in the bank accounts.



Plan proposes $500 x 60 100% Plan; Sale by 9/1/2026
Payments: 3/3

Email InquiryMatter ResolvedRequest
Adjournment
1228/5/2026 10:00 am26-12327 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
PROVIDED PROFIT AND LOSS STATMENT FROM JANUARY TO JUNE 2026 TOTAL $27,902 TOTAL NET, $4,650.33/MONTH
REVIEW BANK STATEMENTS

issues as of 6/18/2026 (JMA)

1) Deutsche Bank (RASC) objection to confirmation - NEED TO RESOLVE
- The arrears proposed in the Plan of $30,000 are insufficient to satisfy the pre-petition arrears. Secured Creditor anticipates filing a proof of claim with estimated arrears of $31,447.03. per atty pay thur plan
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Disposable income verifies negative $ 383.
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - from spouse and Anchor income from Debtor. RECEIVED $1,750 ANCHOR RELIEF; ALSO RECEIVED SENIOR FREEZE PROPERTY TAX $213.59; STAY NJ BENEFIT $2,802.76; PROPERTY TAX CREDIT $50 REDUCING PROPERTY TAX.
- Business forms: Financial Advisor.
- A copy of the last filed tax return - for 2025 from Debtor and spouse. NO REFUND FOR DEBTOR OR SPOUSE
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(5), uses full d(1) can only use remainder d(5) $1,675.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $350 (verifies $171).
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the car $975 and bank acct $1,325.
- Must resolve creditor objection.

proposed plan $600x60 base
paid in $1,800
last claim 5-1
Email InquiryMatter ResolvedRequest
Adjournment
1238/5/2026 10:00 am26-12481 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 6/18/26 (SF)


1. Moton for Relief by SunnyMeade Run, Landlord scheduled for 7/15/26 at 9

2. The plan proposes to pay $16,981.19 to Landlord, Sunnmeade Run. The bar date has expired and no claim filed. The Trustee will not pay if no claim filed.
MFR FILED (MUST RESOLVE)

3. Trustee objection:

-trustee to receive any non-exempt lawsuit proceeds from any lawsuits

-debtor to provide information on the inheritance of approximately $100,000 (2024) to trustee.

(Debtor provides Certification regarding funds Received in the amount of $142,519.70 from Estate. He was appointed Executor of the Estate on 7/8/19 but not sure when he received the funds. Our 341 notes state 2024. Funds were spent for bills. No proofs provided. Also need copy of settlement agreement as the estate was contested.



Plan proposes $300 x 6; $740 x 30 Base
Payments: 3/3

Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-12583 / CMGBrian F. O'Malley, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0
car insurance policy provided effective through 9/5/2026
UPDATED 6/22/2026 (jma)
issues as of 6/18/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- Statements from OceanFirst Bank acct#1880 from 2/1/26-3/9/26, FedEx Employee Credit Assn acct#9001 from 1/9/26-3/9/26 and Statement from 457(b) with value and loan balance prior to filing date. RESOLVED, STATEMENTS PROVIDED
- A Modified Plan that adds name of creditor for car payment on Sched J. NOT FILED TO DATE
- Amendments to Schedules A/B, C, D to add car details and creditor for car payment listed on Sched J. TO DATE SCHEDULES A/B, C AND D NOT FILED. ONLY FILED AMENDED SCHEDULE I
- The debtor must provide proof of auto insurance for the car payment listed on Sched J. DOCUMENT PROVIDED DOES NOT SHOW EFFECTIVE DATES - NOT RESOLVED, STILL NEED TO PROVIDE FULL COPY OF AUTO INSURANCE POLICY.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $900, Clothing $250, Auto insurance $200, Car payment $370 (no car listed on Sched B, D, G or in plan) and Loan $500. Must provide proof of expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Debtor's income verifies higher than Schedule I at $5,271. After deducting the difference in food and clothing there would be disposable income $1,517, pending proof of expense for auto insurance and car payment there would be more disposable income.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,198 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the bank accts pendi
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-12589 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
1698/5/2026 10:00 am26-12639 / CMGNicholas Fitzgerald, Esq.Confirmation HearingPending WorkupDebtor has made 3 of 4 required payments   Arrears: $2,417.00
can add plan is 36 month 100%


AS OF 7/9/26 (SF)

PLAN ONLY PROPOSES PAYMENTS FOR 7 MONTHS. PLAN MUST RUN AT LEAST 36 MONTHS.


1. Objection filed by SN Servicing/US Bank (Wohlrab) - failure to pay arrears of $102,259.14 and speculative sale

2. Motion for Relief by SN Servicing (Friedman)- 8/5 at 9

3. Motion to Sell scheduled for 8/5 at 9

4. Trustee objection:

- Need 2 months (Feb & March) bank statements from New Brunswick Federal Credit Union and New York Life AARP insurance policy value prior to filing date. (STILL NEED)

- There is non-exempt equity in the residence $82,170. (100% PLAN)



Plan proposes $2730 x 3; $1000 x 4; 100% Plan; Sale by 10/31/26
Payments: 3/4 Arrears: $2417

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- A copy of the last filed tax return - for 2025. (RECEIVED)
- The current Plan does not specify treatment of New Brunswick Postal FCU claim for
$9,132.02 and IRS $14,963 under the Plan. (MP FILED)
Email InquiryMatter ResolvedRequest
Adjournment
1298/5/2026 10:00 am26-12701 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 6/17/2026 (JMA)

1) 341 not held, not rescheduled
2) Rocket Mortgage - Order Resolving Plan Objection and Outlining the Treatment of Secured Creditor
- The amount to be paid to Secured Creditor for pre-petition arrears through the Chapter 13 Plan is $14,603.91 as set forth in timely filed Proof of Claim 11.

current w/ payments
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-12929 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
atty's MP in "a few Months" is NOT acceptable to TR


TR email to atty: Andy I can deny the plan with a modified plan , all required amended schedules and updated proof of income for a date certain with auto dismissal if not complied
what date date do you suggest

Atty reply is filing a MP in next few mos. as debtor losing 1 job and trying to get another.





debtor facing income change


As of 6/18/26 (DS): Recommend confirming at $2,700 paid, $4,885 x 57 begin 7/1/26; Base with a min. div. $237,431 to gucs;
- Add to confirming order Trustee ok to pay arrears claim#25-1 of Readington Commons $1,151.
- Fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.

6/3/26 (DS): 1. Trustee obj to the following:
- Case is above median, Line 45 has disposable income $3,957.18, which would require min. div. $237,431 to gucs.
- 2024 income was $107,193 and 2025 income even more at $181,230. 22C Line 30 takes additional expense for food/clothing $77 and Line 33d takes deductions for 401(k) accts $6.23 and $2.14, which should be part of Line deductions on Line 41.
- Sched J has excessive car payments $1,000 and $930 and after recalculating their income there is disposable income $2,772 as in 22C, when plan is only proposing $900. Must provide proof of expenses for cars.

2. Readington Commons (JOHN BRACAGLIA, JR) obj to pre-pet arrears owed and plan not proposing prompt cure of rental arrears, POC filed with arrears $1,151, also obj to post-pet arrears now owed $936.54 as of 5/26/26. Must resolve obj. MK: trying to work it out w/ LL OBJ W/D 6/11/26 BUT THIS STILL DOES NOT RESOLVE THE ARREARS OWED $1,151.

3. Must file Pre-confirmation certification and fee app within 7 days from confirming order.

Prop Plan $900 x 60 begin 4/1/26; Base
Email InquiryMatter ResolvedRequest
Adjournment
1738/5/2026 10:00 am26-12942 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $3,764.00
8/5: per Tr full lm aplication to lender there is no loss mit request filed
provide the LM package to lender and atty for lender.


As of 7/10/26 (DS):

1. Debtor in arrears $3,764, made 2 out of 4 payments, last payment made 6/8//26 and that was due to not making any Trustee payments.

2. BELOW ISSUES NOT RESOLVED.

As of 6/1/26 (DS): Debtor atty requested adj to allow time to resolve obj

6/3/26 (DS): 1. Debtor in arrears $3,764, made 0 out of 2 payments. DEBTOR ATTY PROVIDED PROOF OF TFS PAYMENT MADE 5/30/26 $3,764, COVERS APRIL/MAY PAYMENT, NOW MISSING JUNE/JULY.

2. Trustee obj to the following:
- Must provide 2025 Tax return.
- Excessive expenses on Sched J: Home maintenance $500 and Utilities $1,100. Must provide proof of expenses 10 days prior to confirmation. Disposable income would verify $2,579 deducting excessive expenses.
- There is estimated non-exempt equity in the residence $137,989 pending resolving the estimated tax claims.

3. US Bank (BRIAN CAINE) obj to arrears owed are much more than what is in plan POC filed with arrears $72,137.8, plan does not propose to pay the arrears and that plan was filed to stop sheriff sale. Must resolve obj.

4. Ally Capital-2017 Ford filed arrears owed $1,049.38.

5. Must resolve the estimated tax claims filed by IRS and State of NJ 2021-2023 not filed.

Prop Plan $1,882 x 60 begin 4/1/26; Base and Loan mod on Stockton Street by 10/1/26
Note: DSO info sheet provided 6/3/26.
Email InquiryMatter ResolvedRequest
Adjournment
1328/5/2026 10:00 am26-12953 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $486.00
AS OF 6/16/26 (SF)


1. Carvana filed arrears claim 6-1 in the amount of $2422 which is not addressed in plan

2. The plan proposes to pay $37,550 to US Depart of HUD claim 1-1 but the claim was filed with zero arrears (HOW SHOULD THIS CLAIM BE PAID?)

3. Apex Land did not file a claim and the bar date expired on 5/27/26. Should this claim be stricken from plan?

4. The debtor has failed to provide proof of service with respect to Plan Motion(s). (STILL NO SERVICE)

5. Trustee objection:

- Need a copy of the last filed tax return - 2025 return by 5/31/2026 (RECEIVED, TAX REFUND IS $5064

Plan proposes $504 x 60 Base; Sale by 7/1/26
Payments 2/3 Arrears: $486



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED).
- IRS filed estimated priority claim 7-1 (AMENDED)
- State of NJ filed estimated priority claim 11-1 (AMENDED)
Email InquiryMatter ResolvedRequest
Adjournment
1358/5/2026 10:00 am26-13079 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 4 required payments   Arrears: $900.00
As of 6/18/26 (DS): 1. State of NJ filed estimated tax claim, Debtor has not filed 2024 tax return. Must resolve claim.

2. Yamaha-2019 Yamaha filed secured claim no arrears owe, not mentioned in plan, no payments on Sched J and creditor not on Sched D. Need mod plan to address.

3. Hyundai-2022 Kia leased vehicle filed claim with no arrears, not mentioned in Plan or Sched G. Must be addressed.

4. BELOW ISSUES NOT RESOLVED.

As of 5/8/26 (DS): Debtor atty requested adj to allow time to resolve estimated tax claim.

5/13/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $244, after reviewing updated income.
- Must provide Co-Debtor's 2025 Tax return, Debtor provided filed as single.

2. IRS filed estimated tax claim, 2024 not filed by Debtor. Must resolve.

Prop Plan $300 x 36 begin 4/1/26; $0
Note: Debtor provided his 2025 tax return. Updated proof of income provided for Debtor.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-13125 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $200.00
sale date 7/14 - adj conf to 8/5- creditor to file a motion for relief property was transferred to PPS- for 100,000 and mtg not paid- not the sale property

As of 6/24/26 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.
- Need payoff of loan and need order for surplus amt from superior Ct and status of sale ATTY PROVIDED LETTER DATED 5/27/26 FROM CREDITOR ATTY REDEMPTION AMOUNT ON SALE OF REAL PROPERTY PROVIDED UP TO 6/15/26 WAS $452,770.70 HAS EXPIRED.
DID CLOSING HAPPEN? No w/in 30 days-
- Need cert from debtor he does not have the car. AMENDED SCHED A/B REMOVES CAR, CERT PROVIDED THAT DEBTOR HAS NOT HAD CAR FROM A YEAR PRIOR TO FILING, TRUSTEE TO REMOVE CAR PAYMENT $400 FROM SCHED J AND STRIKE CREDITOR FROM PLAN.

Atty has $600 to send in. Debtor does not have the car.

As of 6/1/26 (DS): 1. Trustee obj to the following:
- Must provide auto insurance for 2020 Hyundai (ATTY AMENDED SCHED A/B, BUT TRUSTEE ASKED FOR DEBTOR'S CERT,-CERT PROVIDED 6/24/26 MIDNIGHT, DEBTOR HAS NOT HAD CAR FOR A YEAR BEFORE FILING, THEREFORE, WE NEED TO REMOVE CAR PAYMENT AND STRIKE CREDITOR FROM PLAN.
- Must amend Debtor's petition to add the alias of "Steve Apisa" to the petition.
- Disposable income WOULD verify $1,940, since there is no car payment $400, also plan fails to add tax refund $2,645 when determining the disposable income.
- Need a tier plan when car payment $400 ends in month 14. IF THERE IS NO 2020 CAR THEN THERE IS NO CAR PAYMENT, BUT THERE IS DISPOSABLE INCOME $1,940.
- Plan fails to provide the non-exempt equity and non-exempt proceeds from sale to Trustee. Add to confirming order non-exempt proceeds from sale of residence to Trustee.
- There is non-exempt equity in the residence $108,523, PNC Bank acct $23 and Bank of America acct $494 total $109,040. BAR DATE HAS PASSED TOTAL GUCS FILED $81,493.20
- Must resolve creditor obj.

2. Order dated 4/22/26 granting sale, per sale contract to be done by 5/20/26. What is the status of sale?

3. Freedom Mtg - 6th St, Plainfield pr
Email InquiryMatter ResolvedRequest
Adjournment
1778/5/2026 10:00 am26-13232 / CMGDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 4 required payments   Arrears: $400.00

1. Must request adjournment of confirmation hearing
2. 341 not held. Rescheduled to 7/23
3. Payments: 2/4 Arrears: $400
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-13245 / CMGMitchell Lee Chambers, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 4 required payments   Arrears: $6,816.00
Email InquiryMatter ResolvedRequest
Adjournment
1818/5/2026 10:00 am26-13321 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
doc uploaded

issues as of 7/6/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): Business profit & loss statements- Business forms: General Merchandising business. RESOLVED, PROVIDED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): disposable income verified higher at $1,202-There is $53,923.60 non-exempt equity in house.
-There is $5,865 non-exempt equity in 2015 Ford Edge-There is $735 non-exempt equity in bank account TOTAL NON-EXEMPT EQUITY $60,523.60

proposed plan $800x60 base plan
paid in $3,200
last claim 14-1
Email InquiryMatter ResolvedRequest
Adjournment
1828/5/2026 10:00 am26-13384 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,500.00
AS OF 7/7/2026 (at):

RECOMMEND: $4,500 PAID TO DATE, $4,090 x 56 BEGINNING 8/1/2026, 100% PLAN
- Student loans will be paid outside of the plan.
- Need updated income for debtor and spouse by 1/15/2027.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2024 all pages from business and 2025 Tax return. (RECEIVED)
- Debtor proof of income for the month of March 2026 and bonus/commission Debtor received this current year 2026, such as May 2026 pay stub. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22C-1 has excessive expenses: Line 13 takes $2,750 spouse expenses. 22C-2 Line 21 Childcare $1,200, Line 30 Additional food/clothing $77 and Line 46 is deducting $850 on a
one time bonus spouse received and is not expected to occur (Can add to confirming order to provide updated proof of income by 1/15/27 to follow up if bonus is received). (LANGUAGE ADDED)
- Sched J has excessive expenses: Home maintenance $100 (do not own home), Renter's insurance $18, Childcare $1,200, Entertainment $400, Spouse Debt service $2,500 and
spouse personal care $250. Must provide proof of expenses 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- 22C Line 45 has disposable income $2,583.75, not deducting the excessive expenses.
- Disposable income verifies $5,900, not even deducting excessive expenses.
- Add to confirming order fee app w
Email InquiryMatter ResolvedRequest
Adjournment
1838/5/2026 10:00 am26-13457 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $700.00
AS OF 7/9/26 (SF)

1. The IRS just filed estimated priority and unsecured claim 6-1 (STILL NEED AMENDED CLAIM)

Plan is not feasible. Trustee payment needs to increase to $1272 per month. Debtor is not current with Trustee payments (I and J amended. Disposable income is now $1307)

Trustee objection:

- There is $184,620 in non exempt equity in the residence.


Plan proposes $700 x 60 100% Plan
Payments: 3/4 Arrears: $700


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

Email InquiryMatter ResolvedRequest
Adjournment
1488/5/2026 10:00 am26-13819 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $600.00
2025 tax return filed and uploaded, tax return, refund $1460

UPDATED 6/23/2026 (JMA)
issues as of 6/18/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $2,800.72.
- Per the 22C, monthly disposable income is $4,535 which requires a minimum dividend of $272,100 to general unsecured creditors. Plan is 100%
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $56,868 in non-exempt equity in the residence.
2) Synchrony Bank filed secured claim 19-1 for 2023 Polaris. This claim is not provided for under the plan. NEED TO FILE MODIFIED PLAN TO INCLUDE TREATMENT OF THIS CLAIM

proposed plan $600x6, $1,800x54 10%plan
paid in $1,200
last claim 20-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return for 2025 by 5/31/2026 - RESOLVED, PROVIDED, NO REFUND.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-13898 / CMGEugene D. Roth, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $715.00
6/24/26(mk): Order submitted resolving objection in #2 below- Sale of property by 10/15/26 TR no pay arrears pending sale full lien needs to be paid off creditor may consider- but it not compelled to agree to a short sale if that turns out to be the case



As of 6/22/26 (DS): Debtor atty requested adj to allow time to resolve obj and resolve IRS claim

As of 6/22/26 (DS): 1. Trustee obj that Debtors income is insufficient, disposable income verifies $534. DEBTORS WILL NEED E-WAGE and service was done to creditors in motion in plan on 6/10/26 & 6/17/26 and will require time for creditors to file any objections, if any. EMAILED ATTY THAT CASE IS NOT READY TO CONFIRM UNTIL ALL THESE ISSUES ARE RESOLVED

2. US Bank (CORY WOERNER) obj to plan not proposing post-pet payments and sale date being too long, should be no longer than 10/15/26. Must resolve obj.

3. IRS filed estimated tax claim, Co-Debtor has not filed 2025 tax return. Must resolve claim.

Prop Plan $754 x 60 begin 5/1/26; Base and Sale of Cypress Lane/Kissimmee Timeshare 6 months post-conf
Note: Service was done to creditors in motion on 6/10/17 & 6/17/26 and will need time to receive service. Co-debtors 2025 Tax return provided.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14057 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 6/18/26 (SF)


1. Objection filed by Capital One Auto Finance (Stewart) - objects to cram (910 claim)

2. Trustee objection:

- The debtor has insufficient income.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $811 when
determining disposable income.



Plan proposes $460.12 x 60 Base Plan
Payments: 2/2



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Need March and April bank statements for TD account 6925 or document showing that it
was closed. Note - proof of TD acct closure uploaded 5/15/26 (dm)



Email InquiryMatter ResolvedRequest
Adjournment
1548/5/2026 10:00 am26-14068 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $450.00
FYI Updated home insurance w/ per. liability coverage provided 6/23/26. (mk)
2025 TAX RETURN, REFUND $1,064


issues as of 6/18/2026 (JMA)

1) Lakeview Loan Servicing LLC (KML) objection to confirmation - NEED TO RESOLVE
- On or before the Bar Date of June 22, 2026, Secured Creditor will file a secured claim for estimated pre-petition arrears in the amount of $211,662.41.
- Debtor's Plan understates the amount for the Secured Creditors Claim and does not provide sufficient funding to pay said claim.
2) Trustee objection to confirmation - NEED TO RESOLVE
- A copy of the homeowner's insurance renewal declaration with personal liability coverage, not forced mortgage insurance, which expired 12/27/25 - RENEWAL NOT PROVIDED TO DATE
- Property settlement agreement and TD Bank statements from 2/26/26-4/13/26. NOT PROVIDED TO DATE
- Must resolve creditor objection.

proposed plan $450X60 with loan mod by 11/1/2026 minimum $27,000 to gucs
paid in $900
last claim 5-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return for 2024 and 2025 -RESOLVED, TAX RETURNS PROVIDED, NO REFUND
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14069 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 6/23/26 (DS): Debtor atty requested adj 341 sched 7/9/26
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14077 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 6/22/2026 (at):

1. Objection filed by Real Time Resolutions (Must O'Keefe) - loan has matured and they will be filing a total debt claim for $118,352.89. Plan fails to provide for movant's claim. (UNRESOLVED)

2. Trustee's objection:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
-There is $141,208.25 non-exempt equity in house.
-There is $1,429 non-exempt equity in 2022 Subaru.
-There is $900 non-exempt equity in acct#5804.
TOTAL NON-EXEMPT EQUITY $143,537.25 (100% PLAN) (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification within 7 days of confirmation. (LANGUAGE ADDED)

Plan proposes: $960 x 60 beginning 5/1/2026, 100% plan
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14349 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $146.00
AS OF 6/16/26 (SF)

1. Objection filed by Americredit Financial Services/GM Financial (Craig) - objects to cram

2. The plan proposes to pay NJ Property Liability Insurance Guaranty $2500 for total lien and also proposes to avoid lien in the amount of $2500. (NEED EXPLANATION) No claim filed

3. Unemployment provided for Peter Armstrong. Need amended Schedule I

4. Trustee objection:

- The debtor has failed to file a feasible plan - that propose a tier plan when Debtor pension loan $1,514 ends in month 15.

- The debtor has failed to file the required Pre-Confirmation Certification .

- Need pay stubs from Debtor for the month of March 2026, cannot determine income with 2 pay stubs and from Co-Debtor the month of May., since Co-Debtor started new job and only provided April.

- A Modified Plan that propose student loans to be paid outside, Schedule J list student loan payment.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,408 when determining disposable income.

- The current Plan does not specify treatment of Onemain Financial
- 2002 Cadillac Escalade under the Plan.

- There is estimated to be non-exempt equity in the residence $18,135 (pending all secured claims filed) and Credit Union of NJ accts (pending review of updated bank statements)

- Must provide Credit Union of NJ bank statements for both Debtors from 4/1/26-4/30/26.



Plan proposes $515.20 x 60 Base
Payments: 1.5/2 Arrears: $230.40


Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14398 / CMGFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
AS OF 6/22/2026 (at):

RECEIVED PROOF OF ONE TRUSTEE PAYMENT.

1. 341 is scheduled for 7/16/2026. (READY)
2. Payments: 0/2, arrears $1,000
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14424 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14446 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,653.00
AS OF 6/16/26 (SF) Adj to after bar date



RECOMMEND $1653 X 1 (BEGIN 5/1/26); $1732 X 47 (BEGIN 6/1/26) 100% PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


Trustee objection:

- Verified monthly disposable income is $5,400 per month. (Plan is 100%.) (RECOMMEND 48 MONTH PLAN)
- Student loans outside plan.



Plan proposes $1653 x 60 100% Plan
Payments: 1/2 Arrears: $1653



Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14562 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $633.00
issues as of 6/18/2026 (JMA)

1) Wells Fargo Bank (Padgett Law Group) objection to confirmation - NEED TO RESOLVE
- Debtor's Plan lists arrears in the amount of $27,613.62 for Movant, which is significantly less than the arrears of $37,526.72. The Plan fails to cure the delinquency pursuant to 11 U.S.C. 1322(b)(5).
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): Need March and April bank statements for Chase account 3136.- The Schedules fail to account for the debtor(s) tax refund in the amount of $737.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - There is $30,579 in non-exempt equity in the residence.
3) Lacey Township/Fig 25, LLC no claim filed to date.

proposed plan $1265x60, minimum $30,759.23 to gucs
paid in $1,897.50
arrears $632.50
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-14664 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
AS OF 6/22/26 (SF) TFS Receipt provided for payment of $1000

1. 341 scheduled for 7/16
2. No payments
Email InquiryMatter ResolvedRequest
Adjournment
1968/5/2026 10:00 am26-14713 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $392.00
mk:atty now knows how we came up w/ more income- debtor took out a pension loan in dec 2025 jn 2025 to by auto making pension loan essentially a car loan and a car loan can be deducted form 122 c- Mk not sure on that logic


As of 7/14/26 (DS): 1. Bar date has passed 7/7/26, late claim was filed by Citibank/Costco for $2,119.92 does Debtor want to pay the claim?

Recommend confirming at $392 x 3 begin 5/1/26, $1,836 x 57 begin 8/1/26; 100% to gucs;
- Add to confirming order Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certification.

1. Trustee obj to the following:
- 22C has disposable income on Line 45 is $6,627, deducting total $4,954.82 Schedule I payroll deductions, would leave disposable income $1,672.81-$27.95 IRS tax claim difference=$1,644.86 and require a min. div. $98,692 to gucs. BAR DATE HAS PASSED TOTAL GUCS FILED $90,042.77
- Verified income leaves monthly disposable income of $1,648.
- Amend 22C, fails to list all deductions on Line 13b, 16, 17 and 25.
- Add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certification.

Prop Plan $392 x 60 begin 5/1/26; Base
Email InquiryMatter ResolvedRequest
Adjournment
1978/5/2026 10:00 am26-14760 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $600.00
issues as of 6/18/2026 (JMA)

1) IRS unsecured claim filed in the amount of $206,280.26.
2) Proposed plan payments of $600x60 100% plan - not feasible.
3) Trustee objection to confirmation - NEED TO RESOLVE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $90 non-exempt equity in the 2013 Lexus
- Debtor removed herself form the Deed on the real property 8 months before filing at the advice of her husband. This is considered a fraudulent transfer. Trustee is asserting that any non-exempt equity should be paid to creditors.

proposed plan $600x60 100% plan
paid in $1200
arrears $600
last claim 32-1
Email InquiryMatter ResolvedRequest
Adjournment
2028/5/2026 10:00 am26-14989 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,122.00
AS OF 7/8/26 (SF) ADJ REQUEST DENIED NO PERSONAL LIABLITY COVERAGE

Per Statement of Financial Affairs attorney was paid $1313 prior to filing. Total fee was $5025 so balance should be $3712 not $4025. If this is incorrect will need to amend disclosure statement with correct amounts or file fee application for amounts above $4750. (NEED EXPLANATION)


Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- Need a copy of the homeowner's insurance renewal declaration - with personal liability coverage, which insurance provided does not have.

- There is non-exempt equity in the residence $2,002.


Plan proposes $1122 x 60 Base
Payments: 1/2 Arrears: $1122






Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15140 / CMGJoseph I. Windman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
6/18/26 (sf) Adj request denied. Need consent of objecting creditor
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15466 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
2188/5/2026 10:00 am26-15466 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15475 / CMGDavid S. Waltzer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15494 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $850.00
AS OF 7/9/26 (SF)

1. Objection filed by Freedom Mortgage (Wilson) - failure to pay arrears of $7858.03

2. Objection filed by LOGS Legal Group (Wassall) - failure to pay arrears of $13,329.77

3. Wells Fargo filed bifurcated claim 4-1 for furniture that is not addressed in plan (MUST RESOLVE)

4. Trustee objection:

- The debtor has insufficient income - Negative income (DISPOSABLE INCOME IS ACTUALLY $1395. THE UNEMPLOYMENT AND TAX REFUND WAS NOT INCLUDED) NEED EXPLANATION FOR ALL OF THE TIERS. DISPOSABLE INCOME DOES NOT SUPPORT THE HIGHER TIERS.

- The debtor has not filed the required Pre-Confirmation Certification

- There is $4,538.23 non-exempt equity in 2019 Hyundai Elantra

- There is $5,978 non-exempt equity in 2021 Hyundai Tucson

- As of now, There is 48,998 non exempt equity in real property PLAN IS 100%

- Need order for payments on 3 cars w/ interest through the plan.


Plan proposes $850 x 12; $1250 x 12; $1500 x 12; $1750; $1000 x 12 100% Plan
Payments: 1/2 Arrears: $850




341 scheduled for 7/9 - READY
Payments: 1/2 Arrears: $850
Email InquiryMatter ResolvedRequest
Adjournment
2218/5/2026 10:00 am26-15497 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,500.00
issues as of 7/8/2026 (JMA)

1) The claims bar date is 7/24/2026. If the case is confirmed before the bar date,
2) Per the plan general unsecured claims total $172,211.49. The Trustee would use this number before the bar date.
3) To date filed general unsecured claims total $38,425.24.

proposed plan $1,500x60 base plan
paid in $1,500
arrears $1,500
last claim 8-1
Email InquiryMatter ResolvedRequest
Adjournment
2228/5/2026 10:00 am26-15525 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
2238/5/2026 10:00 am26-15531 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $755.00
updated 7/13/2026 (JMA)
issues as of 7/7/2026 (JMA)

1) Lakeview Loan Servicing (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Creditor anticipates filing claim will include pre-petition arrearage totaling $26,505.46, whereas the Plan proposes to pay only $21,000
2) Bridgecrest Credit Company LLC as Servicer for Carvana, LLC (Stewart Legal) objection to confirmation - NEED TO RESOLVE
- creditor filed Proof of Claim 27 in the amount of $17,497.45
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. DEBTOR HAS MADE ONE PAYMENT USING TFS TO DATE.
- The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis with comparatives that are the same size and closed within 6 months of filing. PROVIDED.
- Need a statement for the debtor's "employee loan" NOT PROVIDED TO DATE.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as $1,782/month mortgage payment (per statement payment is $1,732); $948.50/month for car insurance Need proof of excessive payment 10 days prior to confirmation. NOT PROVIDED TO DATE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - Using Zillow, there is $47,888 in non-exempt equity in the residence. THE RECENT RECORDED DEED PROVIDED SHOWS DEBTOR OWNS PROPERTY WITH SPOUSE. THEREFORE, DEBTOR HAS A 50% INTEREST IN THE PROPERTY AND THEREFORE, THE NON-EXEMPT EQUITY IS ZERO.
- The debtor has failed to provide proof of service with respect to Plan Motion(s). RESOLVED, FILED 6/10/2026
- Need proof of service on all creditors listed in part 7a of the plan. RESOLVED, FILED 6/10/2026.
- The debtor failed to provide recording information fo
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15690 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $4,200.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15845 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
MK : per atty plan will be 100%add to confirming order the step up tier in month 20 when pension loan expires so don't need the MP just put it in terms and for treatment on the bifurcated claim of Creditor acceptance: PER ATTY: Pay secured portion of $8,125 and unsecured portion of $9,125.92 to be paid with rest of unsecured creditors per the confirmed plan. No payment on arrears.
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15928 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,180.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-15972 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,178.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16012 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $4,644.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16017 / CMGLarry Plummer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $850.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16043 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,750.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16082 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16093 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $659.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16096 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,701.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16097 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16189 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16196 / CMGMitchell Lee Chambers, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16342 / CMGRebecca Schore, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16361 / CMGDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16372 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,018.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16593 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $933.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16622 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16640 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
7/9/16:mk: atty says POC #1 is car lease and will pay arrears thru plan- it is assumed in part 6 of plan
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16691 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,456.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16692 / CMGErik Frins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $995.00
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 10:00 am26-16786 / CMGEvan N. Pickus, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 12:00 pm23-14805 / CMGPeter J. Broege, Esq.Motion CompensationRecommend Granting
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 12:00 pm24-16747 / CMGJames J. Cerbone, Esq.Motion CompensationRecommend Granting
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 12:00 pm25-12256 / CMGScott E. Kaplan, Esq.Motion CompensationRecommend Granting(AMT: PPSD ORDER DOES NOT INDICATE INSIDE OR OUTSIDE)<>

MK: the fees are paid outside form closing proceeds per motion and settlement sheet


SPECIAL COUNSEL
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 12:00 pm26-12020 / CMGRahaf Alrehaili, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 12:00 pm26-12778 / CMGCarlos D. Martinez, Esq.Motion CompensationRecommend Grantingconfirmed 7/15/ ok
Email InquiryMatter ResolvedRequest
Adjournment
08/5/2026 12:00 pm26-13383 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filedhourly fees make sure its in Mp when that is on
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes