Judge Christine M. Gravelle
Hearing Date: 8/5/2020
Hearing Count: 241
Last Updated: 09-21-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
18/5/2020 9:00 am11-26124 / CMGS DANIEL HUTCHISON ESQMotion Requesting RedactionGranted
PNC MTN REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
38/5/2020 9:00 am11-26995 / CMGJames J. Cerbone, Esq.Motion Requesting RedactionGranted
PNC MTN REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
48/5/2020 9:00 am11-29967 / CMGMICHAEL L DETZKY, ESQMotion Requesting RedactionGranted
PNC MTN REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
58/5/2020 9:00 am11-30648 / CMGROBERT C NISENSON ESQMotion Requesting RedactionGranted
PNC MTN REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
68/5/2020 9:00 am11-39414 / CMGDARIN D PINTO, ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
88/5/2020 9:00 am11-44112 / CMGDAVID G BESLOW, ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
98/5/2020 9:00 am11-45374 / CMGSTEVEN N. TAIEB, ESQ.Motion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
108/5/2020 9:00 am11-46630 / CMGHERBERT B RAYMOND ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
138/5/2020 9:00 am12-18244 / CMGJonathan Stone, Esq.Motion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
148/5/2020 9:00 am12-19879 / CMGPATRICIA COLLIGAN, ESQ.Motion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
158/5/2020 9:00 am12-19895 / CMGADAM SCHNEIDER, ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
168/5/2020 9:00 am12-20714 / CMGJOHN J SCURA, IIIMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
178/5/2020 9:00 am12-24447 / CMGSCOTT M. ZAUBER, ESQ.Motion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
208/5/2020 9:00 am12-26808 / CMGWilliam H. Oliver, Jr., Esq.Motion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
218/5/2020 9:00 am12-26833 / CMGADAM SCHNEIDER, ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
238/5/2020 9:00 am12-31845 / CMGCHRISTOPHER G CASSIEMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
248/5/2020 9:00 am12-33121 / CMGS DANIEL HUTCHISON ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
258/5/2020 9:00 am12-36303 / CMGSTEVEN J ABELSON, ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
268/5/2020 9:00 am12-37512 / CMGROBERT C NISENSON ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
278/5/2020 9:00 am15-22559 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: PIF/PENDING CLOSING AUDIT<<<>>>

Debtor obj, will make pymts<>ARREARS

Covid issues caused arrears & debtor and look to pay off case by end of July and make a partial payment in June.
Matter ResolvedRequest
Adjourment
288/5/2020 9:00 am15-26717 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $65,554.00
AMT: MP CONFIRMED 7/15<<<>>>

Debtor obj<>SV/TRENTON TAX COLL #1-1;

6/3/20: Atty to file Mp tw/in 14 dayso surrender RE - creditor has SV - treat outside
Matter ResolvedRequest
Adjourment
298/5/2020 9:00 am15-31868 / CMGPAUL N MIRABELLI ESQHearing Scheduled (Document)GrantedTotal Paid In: $24,847.00
8/4/209Mk) debtor atty email. They w/d the opposition to the Creditor cert of default. filed by Carrington.

Creditor Cert of default. RELISTED/BOA(Jones). PRIOR HEARING 6/3/20 OTBS -
Matter ResolvedRequest
Adjourment
308/5/2020 9:00 am16-13502 / CMGTHOMAS J ORR ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $33,456.00
8/4/20(MK): email creditor is W/D Cert .of Default

AR TR ARREARS
adj to 8/5/20 for posting of debtor's recent payments.

Hearing on CREDIOR'S (US Bank)Frankel,lambert)CERT OF DEFAULT
( tr arrears $2,560 as of 7/31/20)

>>debtor opp'n
Matter ResolvedRequest
Adjourment
318/5/2020 9:00 am16-20644 / CMGANDREW G. GREENBERG, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $38,885.00
SANTANDER CONSUMER (MORTON)

No opp'n
Matter ResolvedRequest
Adjourment
328/5/2020 9:00 am16-34490 / CMGDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $28,662.00
7/31/20:Order Granting Lm entered.

5/28/20(mk):Debtor has completed Trial LM payments. waiting for final agmt ,then will file motion.


Debtor obj<>FAILED TO LM ON BEEKMAN LN PPTY BY 10/31/17, EXTENDED LOSS MIT EXPIRED 12/11/18
Matter ResolvedRequest
Adjourment
338/5/2020 9:00 am17-10372 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,978.00
8/2/20: 600 posted in June. arrears as of now $1,228.50.WHAT IS CURRENT STATUS OF LM?

6/16/20: atty email says holding $600.LM package was apparently sent out on 6/19/20 but did not include 2019 tax retuns as it had not been done.She was working on that as well

6/11/20(mk): No payment made in contradiction to 4/6/20 notes. last pay was 3/16/20. Arrears $1,274. What is LM Status?(Mk Has all docs to submit to lender.

4/6/20(mk): per atty - debtor made payment- working on LM application

3/13/20(mk): arrears $693. Last pay 1/22/20. LM Status?

adj from 2/19/20 for LM status and $ to post

Debtor obj;-says in process of applying for LM.

<>FAILED TO LM BY 12/31/18, EXTENDED LOSS MIT EXPIRED 6/22/19; ARREARS are $798. last pay was $1,464 on 10/22/19.
Matter ResolvedRequest
Adjourment
348/5/2020 9:00 am17-11838 / CMGRICHARD J PEPSNY, ESQ.Motion SellContinued
8/19/2020 9:00 am
Total Paid In: $38,525.00
7 SHEMAN COURT

-TR OBJ.(#63)
-Creditor, SLS limited oj, as long as lien pd in full ok on sale
Matter ResolvedRequest
Adjourment
358/5/2020 9:00 am17-18160 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,566.00
Debtor obj<>REVERSE MTG SOLUTIONS (ROBERTSON, ANSCHUTZ)

Resolved:RMS has agreed to a Consent Order to cure the arrears in full on or before the end of August. Ongoing T&I must remain current (3Q 2020 taxes due 8/1).

Matter ResolvedRequest
Adjourment
368/5/2020 9:00 am17-21388 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $28,208.00
AMT: MP 8/5*** HONOR ROLL***<<<>>>

FAILED TO SELL EAST FIRST ST PPTY BY 1/31/20; DEBTOR'S COUNSEL FAILED TO FILE SUPPLEMENTAL FEE APPLICATION FOR $1500 FEES PROPOSED IN MP CONFIRMED ON 11/6/19
Matter ResolvedRequest
Adjourment
378/5/2020 9:00 am17-21388 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayWithdrawnTotal Paid In: $28,208.00
Debtor obj<>INVESTORS BANK (HILL WALLACK)
Matter ResolvedRequest
Adjourment
388/5/2020 9:00 am17-24567 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/2/2020 9:00 am
Total Paid In: $68,222.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
398/5/2020 9:00 am17-26319 / CMGPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $35,640.00
FAILED TO LM BY 8/31/18; ARREARS
Matter ResolvedRequest
Adjourment
408/5/2020 9:00 am17-30531 / CMGJoseph Casello, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously SubmittedTotal Paid In: $34,270.00
Mk- >>2nd Revised Order submitted to Chambers 7/29/20. That is Order that should be entered.<<

US Bank limited obj (KML)>>SALE OF DARROW ST.

TR limited obj. needs revised order: set forth debtor exemption, NE proceeds to TR & Hud w.in 7 days of closing
Matter ResolvedRequest
Adjourment
418/5/2020 9:00 am17-31351 / CMGSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,074.00
AS of 7/31/20: ARREARS $4,560. Last pay 1/31/20.
Matter ResolvedRequest
Adjourment
428/5/2020 9:00 am17-32746 / CMGJOHN ZIMNIS, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $14,411.00
MTN TO EXPUNGE PORTFOLIO RECOVERY ASSOCIATES #15-1.
Matter ResolvedRequest
Adjourment
438/5/2020 9:00 am17-32945 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $21,404.00
NATIONSTAR (Robertson) -adj 8/5/20 Peremptory - Order submitted to chambers 7/28/20.

>>MP on for 9/2/20.
Matter ResolvedRequest
Adjourment
448/5/2020 9:00 am18-10980 / CMGMICHAEL L DETZKY, ESQCreditor Certification of DefaultContinued
9/16/2020 9:00 am
Total Paid In: $29,000.00
CARRINGTON MTG (Mccalla)
>>Debtor Obj.
Matter ResolvedRequest
Adjourment
458/5/2020 9:00 am18-12573 / CMGEdward Hanratty, Esq.Application for RetentionContinued
8/19/2020 9:00 am
Total Paid In: $16,016.00
debtor atty to lay out grounds and benefit to estate and approx value of 8/19/20

Trustee obj<> APPLICATIN FOR RETENTION/SPECIAL COUNSEL
Matter ResolvedRequest
Adjourment
468/5/2020 9:00 am18-13154 / CMGSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $31,788.00
7/31/20(mk): funds posted.

7/14/20: mk : atty email w/proof of 2 separate epay of $9001.50 & $5,735.50 which will debt form acct on 7/15/20. will adj 1 more cycle to post.

6/14/20:mk.Email to atty for status. Atty reply- attached letter form executor to spouse of debtor. Law suit & release of bond concluded. spouse to receive her check form estate on 6/19/20. Atty asked do we want TR order for payment w/in 20 days or adj last time to 7/15/20 to be current?

5/5/20(mk); debtor waiting for update on May 1 hearing on estate Accounting. adj to 6/17/20 NFA

5/1/20(mk): Arrears $9,940. Atty provided update form Executor to his client explaining the delay. See PN

3/13/20(mk) emailed atty for status. Atty reply - there was delay in distribution- waiting for confirmation from Executor of Estate for est. date.

spouse getting $ from inheritance and then will be pd in full


Debtor obj<>SV/OCWEN #31-; ARREARS (STAY WAS REINSTATED by Order dated 4/9/20)
Matter ResolvedRequest
Adjourment
478/5/2020 9:00 am18-13682 / CMGJeffrey S. WaltersMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
7/27 AMT: Per 6/19/20 LM order, amd I/J & MP in 14 days. Needs MP to pay dividend to GUC's<<<>>>

Matter ResolvedRequest
Adjourment
488/5/2020 9:00 am18-14702 / CMGJOHN ZIMNIS, ESQMotion Relief from Co-Debtor StayContinued
8/19/2020 9:00 am
Total Paid In: $22,124.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
498/5/2020 9:00 am18-15215 / CMGWilliam H. Oliver, Jr., Esq.Motion File Claim After Claims Bar DateGrantedTotal Paid In: $8,645.00
MTN TO ALLOW LATE POC #11

no opp'n
Matter ResolvedRequest
Adjourment
508/5/2020 9:00 am18-15460 / CMGTAMIKA N. WYCHE, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $18,125.00
FAILED TO LM BY 12/1/19
Loss mit expired 1/18/20.
Matter ResolvedRequest
Adjourment
518/5/2020 9:00 am18-19773 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $25,200.00
7/31/20(mk): atty email -just rec'd income to support a MP under covid. will file that Mp in next 10days.

6/10/20(mk):debtor opp' n #50.atty to contact 2nd mtg re:POC. will file MP b/c COVID.

FAILED TO FILE POC ON BEHALF OF LOAN CARE (2ND MTG) AND MTN TO ALLOW LATE CLM WITHIN 30 DAYS OF CONF; PLAN NOT FEASIBLE DUE TO CIT BANK #6-1 HIGHER THAN PROPOSED IN PLAN

Matter ResolvedRequest
Adjourment
528/5/2020 9:00 am18-20979 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $26,541.00
Debtor obj<>WILMINGTON SAVINGS (RAS)
Matter ResolvedRequest
Adjourment
538/5/2020 9:00 am18-21619 / CMGWarren Levy, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $38,050.00
SN SERVICING (FRIEDMAN VARTOLO)

Order submitted to chambers 7/27/20.
Matter ResolvedRequest
Adjourment
548/5/2020 9:00 am18-21688 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,210.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<<>>>

7/15/20: debtor made a pyment to cure arrears adj for posting

as of 7/10/20: arrears $2,820. Last pay 6/18/20 for $494

Debtor obj, will cure prior to hearing<>ARREARS
Matter ResolvedRequest
Adjourment
558/5/2020 9:00 am18-22298 / CMGGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Continued
8/19/2020 9:00 am
Total Paid In: $24,536.00
PHH MTG (RAS)

>>Debtor requesting 2 week adj.
Matter ResolvedRequest
Adjourment
568/5/2020 9:00 am18-23320 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
10/21/2020 9:00 am
Total Paid In: $7,028.00
8/4/20: debtor was getting help from daughter. to pay and she was COVID affected. Needs a little time. wants to by lump sum arrears amt of $1,959 by Oct. will continue moly payments. does not want to recap.


Debtor obj<>ARREARS $1,959 as of 7/31/20.
Matter ResolvedRequest
Adjourment
578/5/2020 9:00 am18-25072 / CMGROBERT C NISENSON ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $5,000.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
588/5/2020 9:00 am18-28910 / CMGJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,300.00
FAILED TO LM BY 12/31/19

7/27/20:email from debtor atty- no defense
Matter ResolvedRequest
Adjourment
598/5/2020 9:00 am18-28910 / CMGJOAN S. WARREN, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,300.00
PHH MTG (RAS)

7/27/20:email from debtor atty- no defense
Matter ResolvedRequest
Adjourment
608/5/2020 9:00 am18-32106 / CMGROBERT C NISENSON ESQMotion Relief from Co-Debtor StayMoot - DismissedTotal Paid In: $4,000.00
AMERICAN HONDA/2017 CIVIC (VIN # ENDING 9494) (MORTON)
Matter ResolvedRequest
Adjourment
618/5/2020 9:00 am18-32106 / CMGROBERT C NISENSON ESQMotion Relief from Co-Debtor StayMoot - DismissedTotal Paid In: $4,000.00
AMERICAN HONDA/2017 CIVIC (VIN ENDING #2137) (MORTON)
Matter ResolvedRequest
Adjourment
628/5/2020 9:00 am18-33679 / CMGTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $15,199.00
8/4 AMT: $15,199 PTD (20); $860 X 40 BEG 8/1/20; $5,300 LUMP SUM 2/1/2021 ( atty OK )<<<>>>

Mk: debtor now current but case will not complete timely- see PN

Debtor obj, will cure arrears by 7/30<> ARREARS

7/10/20:ARREARS $6,827 .Last pay 2/5/20.
Matter ResolvedRequest
Adjourment
638/5/2020 9:00 am18-34447 / CMGKirsten B. Ennis Motion Reinstate StayGrantedTotal Paid In: $12,476.00
MTN TO REINSTATE STAY AS TO REVERSE MTG SOLUTIONS

Obj. By Reverse Mtg( RAS).
Matter ResolvedRequest
Adjourment
648/5/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyWithdrawnTotal Paid In: $4,410.00
7/27/20- email resolution- motion w/d

7/6/20:St Of NJ(V. Hamilton) letter to CT #77 & now #79. Matter relisted for 8/5/20.

7/1/20:OTBS granted as to motion but no sanctions

DEBTOR MTN (#66)FOR NJ DEP LABOR TO TURN OVER $5,467 TO DEBTOR, $500 TO DEBTOR'S COUNSEL, SANCTIONS/PUNITIVE DAMAGES TBD BY COURT

>> TR Obj. Service defective-adj to 7/1/20 to correct
Matter ResolvedRequest
Adjourment
658/5/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyWithdrawnTotal Paid In: $4,410.00
7/27/20- email resolution - motion w/d

7/6/20:St Of NJ(V. Hamilton) letter to CT #77 & now #79. Matter relisted for 8/5/20.

7/1/20-OTBS granted but no sanctions

DEBTOR MTN (#67)FOR NJ SURCHARGE TO TURN OVER $1,394 TO DEBTOR, $500 TO DEBTOR'S COUNSEL, SANCTIONS/PUNITIVIVE DAMAGES TBD BY COURT

TR Obj. Service defective-adj to 7/1/20 to correct- APOC filed 6/8/20.
Matter ResolvedRequest
Adjourment
668/5/2020 9:00 am19-10808 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,385.00
MP on 8/5/20. HUD Uploaded 7/8/20

AMT: Trustee has not received fully executed HUD<<>>

Debtor obj, sold home, filing MP<>FAILED TO SELL CREEK RD PPTY BY 12/19/19
Matter ResolvedRequest
Adjourment
678/5/2020 9:00 am19-10868 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,593.00
Debtor obj<>PHH MTG (RAS)

Also on 8/5/20 for Conf. - >> REC TERMS<
Matter ResolvedRequest
Adjourment
688/5/2020 9:00 am19-11349 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/2/2020 9:00 am
Total Paid In: $9,389.00
Debtor obj<>FAILED TO LM BY 12/1/19

debtor says:1st LM denied Appeal filed which is pending. Current w/ TR & Post pet. mtg payments.
Matter ResolvedRequest
Adjourment
698/5/2020 9:00 am19-11710 / CMGWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/2/2020 9:00 am
Total Paid In: $8,136.00
7/31/20(mk): MP also adj to 9/2/20 & There is MFR on for 8/19/20.

6/12/20: atty req. adj .filed MP 6/12/20.( extends plan to 84mon and now a cure plan as LM denied.

FAILED TO LM BY 12/4/19

>>Debtor opp'n. LM was denied and will be filing a MP to cure arrears.
Matter ResolvedRequest
Adjourment
708/5/2020 9:00 am19-12209 / CMGLAURENCE R SHELLER, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $2,737.00
8/1/20(MK): Revised Order submitted resolving TR obj.

Trustee limited obj<>MTN TO MODIFY CLM #4 (Wells Fargo)TO UNSECURED

TR Limited Obj> Needs revised Order that specifically states Wells Fargo claim # 4 ,in amt. of $3,663.43 ,is reclassified from secured to unsecured and will be treated with other gucs pursuant to the terms of confirmation.

There is a MP filed and on for 8/19/20.
Matter ResolvedRequest
Adjourment
718/5/2020 9:00 am19-12895 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $6,280.00
Debtor obj<>FAILED TO COMPLY WITH PROVISION OF 10/30/19 CONF TO FILE POC AND MTN TO ALLOW TR TO PAY IRS WITHIN 30 DAYS
Matter ResolvedRequest
Adjourment
728/5/2020 9:00 am19-13647 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/2/2020 9:00 am
Total Paid In: $5,825.00
8/4/20(mk): atty email co debtor has passed away. Need time to see how debtor wants to proceed

7/31/20(mk) MP also on 8/5/20.>>REC MP BE DENIED<< ARREARS $1,129.

6/23/20(mk) MP filed (#89) on for 8/5/20.
Mp says Prospect RE sold.MP extends time to sell Norwodd RE.

Mk :will adj to sort out St of NJ issues and debtor payments.

6/16/20(mk): email debtor atty office :Mailed out $2,000.00 in funds, $400.00 epayment made;
Waiting on return for modified plan to extend time to sell property; Have Consent Order for NJ Dept of Labor; Trying to work out State of NJ Claim.

6/15/20:mk: claim 14-1 -open it - It's in wrong case. Docket says St Of NJ Workers Comp - claim is New Century- for Debtor Lawrence Morgan.

-What is status of sale of Norwood Prop.?

Debtor obj<>FAILED TO SELL NORWOOD PPTY BY 4/2/20; FAILED TO FILE ORDER RESOLVING NJ DEPT OF LABOR OBJ AND MOVE AGAINST NEW CENTURY #14-1 (see note above)WITHIN 30 DAYS OF 10/2/19 CONF; FAILED TO RESOLVE NJ DIV TAX EST CLM (#11-1)WITHIN 60 DAYS OF 10/2/19 CONF; FAILED TO FILE CERT RE FILING OF TAX RETURNS BY 10/16/19; FAILED TO PAY NEPTUNE TWP #4-1 AT CLOSING OF PROSPECT AVE PPTY; ARREARS 9now 3,031 as of 6/16/20)

-debtor opp'n say will pay 2,000 by 5/22/20. There was payment of $400 on 6/3/20.last pay before that was Jan 2020in addition to all of the other issues above.
Matter ResolvedRequest
Adjourment
738/5/2020 9:00 am19-14617 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,750.00
FAILED TO LM BY 12/31/19

Matter ResolvedRequest
Adjourment
748/5/2020 9:00 am19-15420 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
11/18/2020 9:00 am
Total Paid In: $3,000.00
Debtor obj<>FAILED TO LM BY 10/26/19, EXTENDED LOSS MIT EXPIRED 1/26/20

>Debtor obj says in a 1 year Trial modification till 11/2020, no need to extend.-
Matter ResolvedRequest
Adjourment
758/5/2020 9:00 am19-16596 / CMGWarren Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/19/2020 9:00 am
Total Paid In: $5,602.00
mk: Motion to Participate in Loss Mit. was adj to 8/5/20.
Debtor only owes June & July paymt.(total $648.50) and will owe Aug. pymt ($330) by time of this hearing.

>>Debtor Opp'n- mailed ck for 1,311.50 on 2/12/20. Working on LM docs .Will get to atty & he will request to be allowed to Participate in Loss Mit again...


FAILED TO LM BY 9/2/19; ARREARS
Matter ResolvedRequest
Adjourment
768/5/2020 9:00 am19-16596 / CMGWarren Levy, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramContinued
8/19/2020 9:00 am
Total Paid In: $5,602.00
SLS obj (Steward Legal Group)<>MTN FOR LOSS MIT

adj again to 8/19 b/c counselfor SLS waiting for PP Pmt History & resolution
Matter ResolvedRequest
Adjourment
778/5/2020 9:00 am19-16747 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/19/2020 9:00 am
Total Paid In: $3,250.00
AMT: MP 8/19<<<>>>


Debtor obj<> FAILED TO LM BY 12/31/19
Matter ResolvedRequest
Adjourment
788/5/2020 9:00 am19-17565 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $111,175.00
NEW MP(#42)FILED 6/25/20. HEARING DATE 8/5/20. >ON HR<<
adjusts TR payment back up to Orig confirmed amt. of 972.

AMT: MP (#36)7/1<<>>( Plan now to sell inherited Re & use proceeds to plan plan- >>ISSUES<<



Debtor obj, filing MP<>FAILED TO LM BY 10/15/19
Matter ResolvedRequest
Adjourment
798/5/2020 9:00 am19-19093 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,750.00
BLANK PLEADING
Matter ResolvedRequest
Adjourment
808/5/2020 9:00 am19-19283 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,123.00
8/4/20(mk): per atty -ok to dismiss- Tr has no funds on hand

As of 7/31/20(mk):NO MP filed & arrears $1,001

6/29/20: atty email. Filed opp'n requests adj. wants to file MP to surrender collateral for Credit Acceptance claim.
Debtor has been COVID affected.

Debtor obj, filing MP<>SV/CREDIT ACCEPTANCE #3-1

Arrears $815. Last pay 1/14/20
Matter ResolvedRequest
Adjourment
818/5/2020 9:00 am19-19916 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)GrantedTotal Paid In: $10,681.00
CAPITAL ONE AUTO (MESTER & SCHWARTZ)

MP on for 9/2/20- surrenders this auto
Matter ResolvedRequest
Adjourment
828/5/2020 9:00 am19-21201 / CMGSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,994.00
AMT: MP 8/5<<>>HR

FAILED TO ADDRESS PER PLAN CLAIM OF MUNICIPALITY OF PRINCETON, ID #12
Matter ResolvedRequest
Adjourment
838/5/2020 9:00 am19-21637 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,051.00
AMT: MP 8/5<>>
Debtor obj, filing MP<>SV/BAYVIEW #2-1; FAILED TO REFI BY 12/1/19
Matter ResolvedRequest
Adjourment
848/5/2020 9:00 am19-22078 / CMGBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,620.00
FAILED TO SELL BENFORD DRIVE PPTY BY 2/1/20
Matter ResolvedRequest
Adjourment
858/5/2020 9:00 am19-22325 / CMGRobert Manchel, Esq.Motion Relief from Stay (Fee)Continued
8/19/2020 9:00 am
Total Paid In: $5,466.00
mk: PARTIES AGREE TO A 2 WEEK ADJ.OF THIS

AFFINITY FEDERAL CREDIT UNION (PETER LISKA)


Debtor OBJ & Creditor Reply (#52)
Matter ResolvedRequest
Adjourment
868/5/2020 9:00 am19-22616 / CMGJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Continued
9/2/2020 9:00 am
Total Paid In: $3,600.00
adj to see if Post pet of $19,000 will be pd if not Stay relief granted- Creditor will provide Order & 9/2/20 at 2:00

Debtor obj, filing MP<>INVESTORS BANK (SALDUTTI LAW GROUP)
Matter ResolvedRequest
Adjourment
878/5/2020 9:00 am19-23889 / CMGGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $4,357.00
8/4/20: A CO was submitted toady at 4:57 PM.

6/29/20: debtor atty waiting to hear about a CO to resolve.

BAYVIEW LOAN SERVICING (SCHILLER,KNAPP)
Matter ResolvedRequest
Adjourment
888/5/2020 9:00 am19-23963 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/2/2020 9:00 am
Total Paid In: $2,420.00
AMT: MP & CLMS MTN 9/2<<>>
Debtor obj<>FAILED TO ADDRESS STURWOOD LATE CLM; ARREARS
Matter ResolvedRequest
Adjourment
898/5/2020 9:00 am19-24603 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,018.00
8/4/20(mk): per atty ok to Dismiss- TR has NO FUNDS ON HAND.

As of 7/31/20:ARREARS $7395. Last pay 3/2/20.
Matter ResolvedRequest
Adjourment
908/5/2020 9:00 am19-25732 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $5,783.00
7/31 AMT: PROPOSED TRUSTEE ORDER- $4,761 ptd (11); $522 x 49 beg 8/1/20 (email to atty)<<<>>>

Debtor obj<> FAILED TO ADDRESS IRS PER PLAN CLM ID #7; ARREARS

>>Atty says- no $owed to IRS. arrears still 652 as of 7/31/20.
Matter ResolvedRequest
Adjourment
918/5/2020 9:00 am19-25976 / CMGROBERT C NISENSON ESQApplication to Extend Loss MitigationWithdrawnTotal Paid In: $6,296.00
8/3/20(mk) Debtor withdrew(#43) their request to extend loss mit (#41)

M&T obj (Parker)<> MTN TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
928/5/2020 9:00 am19-26232 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,859.00
Debtor obj<>JPMORGAN CHASE BANK (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
938/5/2020 9:00 am19-26945 / CMGAndrew Thomas Archer Creditor Certification of DefaultContinued
8/19/2020 9:00 am
Total Paid In: $3,300.00
BANK OF NY MELLON (Parker Mccay)

>>Funds sent. Creditor needs to receive it. adj to 8/19/20
Matter ResolvedRequest
Adjourment
948/5/2020 9:00 am19-27616 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $66,216.00
8/4/20: per atty -no opp'n- can dismiss it

NJ DIV TAX CLM #7-1 NOT AMENDED W/I 30 DAYS OF 4/22/20
Matter ResolvedRequest
Adjourment
958/5/2020 9:00 am19-28843 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $14,000.00
8/4/20: email form debtor atty- SETTLED


Debtor obj<>TRYSTONE CAPITAL ASSETS (ANTHONY VELASQUEZ)
Matter ResolvedRequest
Adjourment
968/5/2020 9:00 am19-29814 / CMGEdward Hanratty, Esq.Application for Retention of ProfessionalContinued
8/19/2020 9:00 am
Total Paid In: $2,400.00
atty needs to respond to AR email of 8/3/20before the 8/19/20 hearing.

AR PAYOFF LTR SENT 4-24 FOR 232.32
Trustee obj<> APP FOR RETENTION

OBJ (#74)By US Bank( Phelan)
Matter ResolvedRequest
Adjourment
978/5/2020 9:00 am19-29996 / CMGVINCENT ANSETTIOrder Shorten TimeDeniedTotal Paid In: $4,882.00
NO Appearance by atty

>>OST<<

SALE OF 907 BOND STREET- short sale- has approval.
TR obj. no realtor appt. Exemption is improper.
-case confirmed 2/2020 at 100% due to equity in several properties.
Matter ResolvedRequest
Adjourment
988/5/2020 9:00 am19-30390 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayContinued
8/19/2020 9:00 am
Total Paid In: $3,430.00
Debtor obj<>BAYVIEW (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
998/5/2020 9:00 am19-30863 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $3,000.00
8/4/20(mk) debtor atty email says will agree to creditor Stay Relief in exchange for creditor w/d their objection to confirmation.

Debtor obj<>MTN TO PROCEED WITH PENDING DIVORCE LITIGATION (KEITH, WINTERS, WENNING & HARRIS)

>>MP also on 8/5/20: ISSUES<<
Matter ResolvedRequest
Adjourment
1008/5/2020 9:00 am19-30983 / CMGADRIAN JOHNSONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/2/2020 9:00 am
Total Paid In: $15,701.00
MK: this should be adj to 9/2/20 to be on with MP.
Also a motion on for 8/19/20- to pay AP payments by TR to Lender.

Debtor obj<>DEBTOR'S PLAN WAS DENIED ON 6/17/20 AND FAILED TO FILE MP BY 7/1/20

>>MP(#38) filed 7/24/20 and on for 9/2/20. MP provides AP payments to lender directly to lender at Part 2b. and says pre petition arrears not to be paid pending LM.
Matter ResolvedRequest
Adjourment
1018/5/2020 9:00 am19-31189 / CMGGeorge E Veitengruber IIIMotion to Approve Loan ModificationContinued
8/19/2020 9:00 am
Total Paid In: $1,600.00
8/4/20- atty says need 2 weeks lender atty looking into receipt of signed LM

mk: 7/9/20 Revised Order submitted to Chambers today.

Nationstar obj ( Shapiro); Trustee limited obj<>MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
1028/5/2020 9:00 am19-31561 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,500.00
***PER DOCKET, HEARING IS ON CMG CALENDAR***
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
1038/5/2020 9:00 am19-31959 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,275.00
8/4/20: per atty - No defense to motion . Case will be dismissed.

FAILED TO ADDRESS WELLS FARGO 'PER PLAN' CLM; ARREARS $2,125 as of 7/31/20. last pay 3/9/20
Matter ResolvedRequest
Adjourment
1048/5/2020 9:00 am19-32045 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,860.00
AMERICREDIT FINC (MORTON)
Matter ResolvedRequest
Adjourment
1058/5/2020 9:00 am19-32353 / CMGDaniel Straffi, Esq.Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE)DeniedTotal Paid In: $1,000.00
RH FOR 2:00PM ON 8/5/20. This motion & Motion to Dismiss the Adversary Pro will both he heard at2.

Debtor obj<>CREDITOR,EILEEN LADLEY(ex spouse), MTN TO DISMISS CASE/VACATE 3/27/20 CONFIRMATION ORDER (Luttrell)<<<<>>>>


FYI:THIS IS ACTUALLY A CREDITOR'S MOTION TO VACATE THE CONFIRMATION ORDERDATED 3/27/20.
The motion is improperly labeled by creditor's attorney as Motion To Vacate Order Granting Stay Relief.
Matter ResolvedRequest
Adjourment
1068/5/2020 9:00 am19-32587 / CMGJOHN F. BRACAGLIA, JR, ESQ.Motion Relief from Co-Debtor StayWithdrawnTotal Paid In: $2,250.00
Debtor obj<>WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1078/5/2020 9:00 am19-32720 / CMGAndrew Thomas Archer Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
8/19/2020 9:00 am
Total Paid In: $9,478.00
MTN TO RECLASSIFY CLAIM #3 OF CREDITOR BARBARA LITA TO UNSECURED

-debtor's Brief at #31 & cert of Service at #32.
-Creditor opp'n #28 & Creditor has stay Relief motion on for 8/19/20.

>>Conf also on 8/5/20.ISSUES<
Matter ResolvedRequest
Adjourment
1088/5/2020 9:00 am19-33953 / CMGVERA MCCOYMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
7/30/20(mk): 341 docs in & Bud will give a date. Funds in so ok to grant & give a date for conf. on for 10/7/20

TR OBJ.( since obj no arrears. But still missing 341 docs .see below

email to atty from BR :**STILL NEED for 341 : DR BANK STMNTS 2 MTHS,
DR CMA((YOURS TOO OLD...6MOS OR LESS)) for 1213;DEED, and MTG STMNT FOR 1213 .
Any questions, please reply.


obj. to conf. By HSBC Bank( RAS).
Plan arrears 4,000. POC $8,331,27
Matter ResolvedRequest
Adjourment
1098/5/2020 9:00 am20-10053 / CMGDavid L. Stevens Motion Relief from Stay (Fee)Continued
8/19/2020 9:00 am
Total Paid In: $8,020.00
7/14/20(mk): creditor adj request 2 weeks for Consent Order

Debtor obj<>U.S. BANK NAT'L (RAS)
Matter ResolvedRequest
Adjourment
1108/5/2020 9:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,936.00
Debtor obj<>MFR DEBTOR-FORD MOTOR CREDIT/2015 FORD FOCUS (MORTON)
Matter ResolvedRequest
Adjourment
1118/5/2020 9:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $5,936.00
Debtor obj<>MFR/CO-DEBTOR, BEVERLY PERKINS - FORD MOTOR CREDIT /2015 Ford focus(MORTON)
Matter ResolvedRequest
Adjourment
1128/5/2020 9:00 am20-10406 / CMGSCOTT M WILHELM, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,528.00
NEWREZ/SHELLPOINT (PHELAN)
Matter ResolvedRequest
Adjourment
1138/5/2020 9:00 am20-10563 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
8/19/2020 9:00 am

Debtor obj<>ORCHARDS AT MARLBORO CONDO (GRIFFIN ALEXANDER)
Matter ResolvedRequest
Adjourment
1148/5/2020 9:00 am20-10878 / CMGBRIAN W HOFMEISTERMotion Relief from Co-Debtor StayOrder Previously Submitted
Debtor obj<>SPECIALIZED LOAN SERVICING (STEWART LEGAL)

>>Consent Order submitted to chambers 7/31/20.
Matter ResolvedRequest
Adjourment
1148/5/2020 9:00 am20-10878 / CMGBRIAN W HOFMEISTERCertificate of ConsentOrder Previously Submitted
Consent order submitted to chambers 7/31/20. This is just the filed Cert .of Consent
Matter ResolvedRequest
Adjourment
1158/5/2020 9:00 am20-11065 / CMGKevin Fayette, EsqMotion Relief from Stay (Fee)GrantedTotal Paid In: $3,395.00
SPECIALIZED LOAN SERVICING (STEWART LEGAL)

8/4/20:Per debtor atty - no defense.
Matter ResolvedRequest
Adjourment
1168/5/2020 9:00 am20-11338 / CMGCAMILLE J KASSARMotion Relief from Co-Debtor StayContinued
9/2/2020 9:00 am

BANK OF AMERICA (PARKER McCAY)

>Debtor opp'n #37

conf on orig plan on 8/5/20. MP #38 is on for 9/2/20
Matter ResolvedRequest
Adjourment
1178/5/2020 9:00 am20-11665 / CMGJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be SubmittedTotal Paid In: $1,833.00
needs revised order to $516- & atty will contact E.O'Hagan for APOC


Trustee obj<>MTN TO REDUCE IRS PRIORITY CLM #2 TO $561

>>mk: note motion was filed 6/30/20,based upon IRS est poc. Then on
7/10/20, IRS filed APOC for $1,032 based upon the
records of the debtor. Debtor's motion says they owed $1032 and
made payments totaling $516 and therefore claim should
be reduced to $516.( NEED PROOF OF PAYMENT (S)REC'D BY IRS)
Matter ResolvedRequest
Adjourment
1188/5/2020 9:00 am20-11797 / CMGWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToDenied
DEBTOR MTN TO MODIFY FIRST ATLANTIC #11-1 TO SECURED CLM $37,921.80

debtor says has settlement w/ creditor & made payments so now amt should be $37,921.80.
Creditor obj. #55
Matter ResolvedRequest
Adjourment
1198/5/2020 9:00 am20-12220 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayContinued
9/2/2020 9:00 am
Total Paid In: $3,000.00
Debtor obj<>ALLY BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1208/5/2020 9:00 am20-12672 / CMGPRO SEMotion Reinstate StayMoot - Dismissed
MTN TO REINSTATE STAY

CASE WAS DISMISSED ON 7/15/20.
Matter ResolvedRequest
Adjourment
1218/5/2020 9:00 am20-12747 / CMGPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Granted
SN SERVICING (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1228/5/2020 9:00 am20-13585 / CMGEric ClaymanMotion Relief from Stay (Fee)Continued
9/2/2020 9:00 am

Debtor obj<>WHITEHALL APARTMENTS (GIORDANO, HALLERAN & CIESLA)
Matter ResolvedRequest
Adjourment
1238/5/2020 9:00 am20-13655 / CMGMark K. Smith, Esq.Motion Relief from Stay (Fee)Granted
PHH MTG (RAS)

-Conf on 8/5/20: >ISSUES<
Matter ResolvedRequest
Adjourment
1248/5/2020 9:00 am20-13762 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Granted
CARRINGTON MTG (PHELAN)
Matter ResolvedRequest
Adjourment
1258/5/2020 9:00 am20-13909 / CMGBRUCE H. LEVITTMotion Relief from Co-Debtor StayOrder to be Submitted
NAT'L MTG/MR. COOPER (RAS)
8/3/20(mk): Resolved. OTBS- debtor to remain current

-Conf also on 8/5/20.>ISSUES<
Matter ResolvedRequest
Adjourment
1268/5/2020 9:00 am20-13984 / CMGMark K. Smith, Esq.Motion SellOrder to be Submitted

SN Servicing limited obj(Friedman)<>25 WILDHEDGE LANE

TR Limited Obj.
Matter ResolvedRequest
Adjourment
1278/5/2020 9:00 am20-14141 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
10/7/2020 9:00 am
Debtor has made 2 of 6 required payments   Arrears: $3,940.00  
As of 7/27/20 (DS): 1. Trustee obj to the following:
- Need a mod plan that marks off Part 5a.
- Amendments to Schedules "I" to include the income from the recently completed 401k loan.
- Proof of income provided is approximately $400 more than scheduled in the petition and will be even higher when adding back the recently completed 401k loan.
- Must resolve IRS estimated claim.
- Must file Pre-confirmation certificate.
- Need information on grandmother's will.

2. Quicken Loans mtg obj to arrears more, POC filed with arrears $31,659.48. Obj must be resolved.

3. Ally obj to cram of vehicle, must resolve obj.

Prop Plan $990 x 60
Matter ResolvedRequest
Adjourment
1288/5/2020 9:00 am20-14168 / CMGWilliam H. Oliver, Jr., Esq.Application to extend Loss MitWithdrawn
NO AD PRO PYMTS
DEBTOR REQUEST FORBEARANCE - ATTY TO CLARIFY HOW REQUEST WAS MADE
Nationstar obj (Robertson Anschutz)<> APPLICATION FOR EXTENSION OF LOSS MTI TO 9/27/20-MR. COOPER
Matter ResolvedRequest
Adjourment
1298/5/2020 9:00 am20-14168 / CMGWilliam H. Oliver, Jr., Esq.Request for Loss MitigationWithdrawn
doc #40/app to extend loss mit & Creditor Objection #41

NTC (#39)OF REQUEST FOR LOSS MIT/MR. COOPER
Matter ResolvedRequest
Adjourment
1308/5/2020 9:00 am20-14457 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Relief from Co-Debtor StayOrder Previously Submitted
Debtor obj<>SN SERVICING (FRIEDMAN VARTOLO)

CO submitted to chambers 8/3/20.
Matter ResolvedRequest
Adjourment
1318/5/2020 9:00 am20-15187 / CMGBRUCE C TRUESDALE ESQMotion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $5,050.00
Debtor obj<>WILMINGTON SAVINGS (ROBERTSON, ANSCHUTZ, SCHNEID)

CONF. Also on 8/5/20>>ISSUES<< Adj to 9/2/20
Matter ResolvedRequest
Adjourment
1328/5/2020 9:00 am20-15534 / CMGJONATHAN GOLDSMITH-COHEN, ESQMotion Relief from Stay (Fee)Continued
8/19/2020 9:00 am

Debtor obj<>BMO HARRIS BANK (WONG FLEMING)

CONF ALSO ON 8/5/20>>ISSUES<<
Matter ResolvedRequest
Adjourment
1338/5/2020 9:00 am20-17133 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Granted
Debtor obj (WITHDRAWN)<>ONEMAIN FINANCIAL (WEBER GALLAGHER)

-Conf on 8/5/20. Rec Dismissal- No payments made
-341 now scheduled for 8/6/20
Matter ResolvedRequest
Adjourment
1348/5/2020 9:00 am20-17977 / CMGWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableMootTotal Paid In: $1,812.00
MTN TO ALLOW DEBTORS TO HAVE TWO CASES


debtors got thier discharge on 6/5/20 and case was closed 7/16/20. So if not W/d by atty it should be denied or marked moot
Matter ResolvedRequest
Adjourment
1358/5/2020 9:00 am20-18288 / CMGKevin Fayette, EsqMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN FOR CONTINUANCE STAY
Matter ResolvedRequest
Adjourment
1368/5/2020 9:00 am20-18315 / CMGJames J. Cerbone, Esq.Motion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1378/5/2020 10:00 am16-11796 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 26 of 55 required payments   Arrears: $75.00  Total Paid In: $16,021.00
issues as of 7/29/2020

1) Debtor not current with Trustee plan payments, arrears $664 ($264 before mod plan, $400 july payment not made) in addition to $400 for remaining 7 months
2) To confirm plan need $14,878 paid to date, $609x7 begin 8/1/2020 base plan

proposed plan $14,042 paid, $400x9 0% plan
paid in $14,878
arrears $664
7 months to go
Matter ResolvedRequest
Adjourment
1388/5/2020 10:00 am16-27856 / CMGKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 111 of 48 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1398/5/2020 10:00 am16-31863 / CMGJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 21 of 46 required payments   Arrears: $1,300.00  Total Paid In: $27,717.00
As of 7/30/20 (DS): Confirm at $26,448.50 paid, $1,268 x 16 begin 8/1/20 pro rata dividend to gucs

On 7/30/20 Debtor attorney requested adjournment, case confirmed honor roll and per plan terms, no proof of income and tax return was not requested, case has 16 months remaining.

1. AMENDED SCHED I & J STILL NOT FILED. (mk: filed 7/30/20)

As of 6/29/20 Debtor attorney requested adjournment to allow time to prepare budget and file amended schedules

7/1/20 (DS): 1. Per terms on order for loss mit, must file amended Sched I & J.

MP Prop $23,912 paid, $1,268 x 19 Base - Loan mod granted, removes arrears owed to mortgage.
Matter ResolvedRequest
Adjourment
1408/5/2020 10:00 am17-21388 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 24 of 39 required payments   Arrears: $0  
Total Paid In: $28,208.00
7/27 workup for the 8/5 calendar EDC

MP can be CONFIRMED AT: ***$25846 paid then $1181 x 23 beg 8/1/20-100%-attorney to file fee app in 15 days-sale by 7/31/20

Matter ResolvedRequest
Adjourment
1418/5/2020 10:00 am17-31597 / CMGLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 35 of 35 required payments   Arrears: $186.00  Total Paid In: $8,445.00
As of 8/3/20 (DS): Ok to confirm at $8,387 paid, $244 x 1 begin 9/1/20, $58 x 1 begin 10/1/20 Base with minimum $4,468, due to non-exempt equity

1. The Debtor cannot propose $0 payments for July and August, must make some form of payment to Trustee. - EMAILED DEBTOR ATTORNEY. PER MK OK TO CONFIRM PER TERMS, DEBTOR IS CURRENT WITH TRUSTEE PAYMENTS, PLAN IS DONE IN 2 MONTHS.

2. Trustee obj that will require Debtor's to submit the following:
- Proof of Income or denial of unemployment and last available tax return 2018 or 2019. - UNEMPLOYMENT DENIAL AND 2019 TAX RETURN PROVIDED. HOW IS DEBTOR COVERING MONTHLY EXPENSES, IF NO INCOME? EMAILED DEBTOR ATTORNEY.
- Amended Schedule I has Debtor as employed, not unemployed, letter of denial of unemployment was provided, so is Debtor not receiving any type of income to cover monthly expenses?
- DEBTOR NEEDS TO MAKE A TRUSTEE PAYMENT, CANNOT SUSPEND TRUSTEE PAYMENTS.

MP Prop $244 begin 9/1/00 and $58 begin 10/1/20 Base - Income for debtor has been impacted by Covid-19. Trustee payment to be suspended effective with the July 1st, 2020 payment and to resume September 1st, 2020.
**Trustee payments for debtor to cease effective July 1, 2020 and to resume September 1, 2020.
Matter ResolvedRequest
Adjourment
1428/5/2020 10:00 am18-29433 / CMGDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 24 of 24 required payments   Arrears: $0  
Total Paid In: $6,600.00
As of 8/3/20 (DS): Debtor attorney requested adjournment to date after motion for order approving distribution of insurance proceeds

As of 7/24/20 (DS): Confirm at $6,050 Paid, $275 x 14 begin 8/1/20 pro rata distribution to gucs

1. Debtor's vehicle was involved in an auto accident and totaled on 4/24/20. Need cert from Debtor if there will be a PI lawsuit filed or not. PER MK ONLY PROPERTY DAMAGE, NO PI SUIT

MP Prop $275 x 36 Base - Surrenders 2015 Dodge Ram to creditor to ensure debtor receives discharge of any remaining debt. Addresses secured claim of Santander Consumer USA against a RAM 2015 Truck that debtor is co-owner. Vehicle was totalled in accident.
Plan modified from 0% distribution to pro rata distribution to unsecured creditors in accord with amended order confirming plan dated 3/13/2020.
Matter ResolvedRequest
Adjourment
1438/5/2020 10:00 am19-10808 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 20 required payments   Arrears: $45.00  Total Paid In: $8,385.00
7/28 workup for the 8/5 calendar EDC

$7950 paid then 435 x 42 beg 8/1/20-trustee will not pay Millbrook, or NJ Housing claims -attorney needs fee application in 10 days-pro rata
Matter ResolvedRequest
Adjourment
1448/5/2020 10:00 am19-10868 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 20 required payments   Arrears: $1,170.00  Total Paid In: $9,593.00
update 8/5/2020- ATTY OK TO TERMS

to confirm need $9,293 paid to date, $1,470x41 begin 9/1/2020 0% plan
-OTBS resolving motion post petition arrears to be paid through plan
-2019 taxes to be provided to Trustee on or by 8/15/2020

issues as of 7/29/2020

1) PHH Mortgage/HSBC (RAS Citron) motion stay relief 8/5/2020 - need outcome
2) Modified plan proposes payment of $10,681.86 in post petition arrears - need an order advising Trustee of exact amount of post petition arrears to be paid through plan
3) Need updated proof of codebtor income, debtor social security, 2019 tax return - to support the amended Schedule I and debtors ability to make higher plan payment
4) Not current with Trustee plan payments, arrears $3,093

proposed plan $!,346x45 begin 6/1/2020 0% plan
paid in $9293
arrears $3093
Matter ResolvedRequest
Adjourment
1458/5/2020 10:00 am19-11710 / CMGWarren Levy, Esq.Confirmation Hearing on Modified PlanContinued
9/2/2020 10:00 am
Debtor has made 4 of 20 required payments   Arrears: $1,826.00  Total Paid In: $8,136.00
ISSUES AS OF 7/30/2020 (DM):

***If debtor provides an adequate COVID-19 Certification, then he will need $1,567 x 66 starting 8/1/20 to adequately fund the plan at 100% for 84 total months***

1) If attorney is seeking any additional attorney fees to what has already been paid to Mr. Humphries ($4,267.34) and Mr. Levy ($482.66), then a supplemental application for compensation must be filed.

2) Trustee OBJ:
- COVID-19 impact spreadsheet filed on 6/19/20 is insufficient and debtor must file a standard COVID-19 Certification


Confirmed Case: $3,616 Ptd, $452 x 50 start 11/1/19, 100% Plan
Prop. MP: $372.24 x 17, $1,600 x 67, 100% Plan
PTD = $7,684
Last Claim (19-1) dated 9/25/19
Matter ResolvedRequest
Adjourment
1468/5/2020 10:00 am19-12120 / CMGJonathan Stone, Esq.Confirmation Hearing on Modified PlanContinued
9/2/2020 10:00 am
Debtor has made 8 of 20 required payments   Arrears: $53.00  Total Paid In: $7,590.00
ISSUES AS OF 7/30/2020 (DM):

1) Trustee OBJ:
- Need 2019 tax return.
- Need updated proof of income
- Excessive Expenses - Sch J: $400 increase in home maintenance, $240 increase in tele/cell/cable, $400 increase in food, $50 increase to vehicle #1 payment, $200 new expense for Affirm, $100 new pet expense, $230 new regional oil maintenance expense.


Confirmed Case: $1,250 Ptd, $300 x 12, $931 x 43 start 7/1/20, 100% Plan
Prop. MP: $297 x 17, $550 x 43, Base Plan
PTD = $5,875
Last Claim (2-2) dated 1/8/20
Matter ResolvedRequest
Adjourment
1478/5/2020 10:00 am19-12947 / CMGJOSEPH J ROGERS, ESQConfirmation Hearing ScheduledDismissedDebtor has made 6 of 19 required payments   Arrears: $0  
Total Paid In: $6,980.00
AR PER ATTY CLIENT LETTING CASE GET DISMISSED
As of 7/24/20 (DS): 1. Although plan is proposing 100% to gucs, Debtor has made no attempt to make payments since 2/19/20. Arrears owed $6,775.

MP Prop $837 x 68 100%
- Debtor's wages have been reduced due to COVID-19 and debtor has filed a motion to suspend plan payments for four (4) months. Thereafter debtor suffered a fall requiring surgery and putting her out of work for 16 weeks.
- Plan is extended from 60 to 84 months under the CARES Act and arrears are capitalized into the remaining months.
Matter ResolvedRequest
Adjourment
1488/5/2020 10:00 am19-13647 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 11 of 19 required payments   Arrears: $0  
Total Paid In: $5,825.00
8/4/20(Mk): co debtor passed away.

AS OF 7/30/20 (SF)

1. Trustee motion to dismiss scheduled for 8/5/20 at 9
2. Need proof of satisfaction for Township of Neptune regarding claim 4-1
3. State of NJ claim 11-1 is not listed in plan to be paid (added to confirmation order in previous plan)
4. Motion was to be filed against New Century Claim 14-1 by 11/2/10 (Moot- This claim was filed in wrong case,
It does not belong to this debtor(mk).
5. Cram of State of NJ DJ 097258-13 was stricken from previous plan to be paid at sale
6. State of NJ claim 11-1 unsecured claim is still estimated missing 2009 tax return
7. Must resolve HUD Audit Deficiencies from sale of Prospect Avenue



MP proposes $429 x 21 100% Sale of Norwood Ave by 12/21/20
Plan has run 17 months with 43 months remaining
Arrears: $1031 through June

Matter ResolvedRequest
Adjourment
1498/5/2020 10:00 am19-17565 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 120 of 17 required payments   Arrears: $0  
Total Paid In: $111,175.00
6/25/20:NEW MP(#42) FILED TODAY. On for 8/5/20. Paymt increased back to $972 & they have signed contract for sale of inherited property....

AS OF 7/29/2020 (at):

RECOMMEND: $12,565 PAID TO DATE, $927 X 21 BEGINNING 8/1/2020, 100% TO GUC'S, SALE OF MONROE PROPERTY BY 11/1/2020
Non-exempt proceeds from sale are to be turned over to the trustee

1. Plan was confirmed at $2,638 paid to date, $927 x 32 beginning 9/1/19. Why is the trustee payment being reduced? (MOD PLAN #42 RETURNS PAYMENT TO $927)

2. Need updated proof of income.

3. Need amended I and J.

4. Need listing agreement or proof that debtor is attempting to sell Monroe property. (RECEIVED CONTACT FOR SALE)

MP(#42) proposes: $927 x 32, sale of real property (Monroe Twp) by 11/1/2020, 100% to guc's
Payments: almost 14/14, arrears $270
Matter ResolvedRequest
Adjourment
1508/5/2020 10:00 am19-17954 / CMGSTEPHANIE RITIGSTEINOrder Vacate Dismissal of CaseDismissed - Hold FeesDebtor has made 14 of 17 required payments   Arrears: $0  

ISSUES AS OF 7/30/2020 (DM): okay to Dismiss Hold Fees (dm)

***Order of Dismissal was vacated on 5/20/20 - case is now 15 months old and State of NJ taxes are still estimated. Additionally, to fund the IRS priority claim and attorney fees over 60 months, the debtor would need to start paying $660 per month which exceeds the debtor's budget. RECOMMEND DISMISSAL FOR LACK OF FEASIBILITY AND LACK OF PROSECUTION WITH RESPECT TO ESTIMATED TAX CLAIMS REFERENCE BELOW***

1) New Rez/Shellpoint (STEWART LEGAL) OBJs - $323,563.23 arrears (UNRESOLVED).

2) IRS filed $24,520.31 amended priority claim not treated in plan (UNRESOLVED).

3) State of NJ filed $5,750.89 priority claim not treated in plan that includes estimated taxes for 2014 thru 2018 (UNRESOLVED).

4) State of NJ filed an unsecured claim that includes estimated taxes for 2007 thru 2013 (UNRESOLVED).

5) Trustee OBJ:
- Need updated homeowner's insurance - policy expired 9/18/19 (RECEIVED).
- Plan fails to follow Trustee standard Order of Distribution.


Prop. Plan $200 x 36, 0% Plan, Loan Mod by 12/31/19
PTD 14/15 = $2,800
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1518/5/2020 10:00 am19-18089 / CMGANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledDismissedDebtor has made 15 of 17 required payments   Arrears: $0  

Per atty, ok to dismiss.sf - Do not hold fees.

7/28 workup for the 8/5 calendar EDC
-nothing done in 3 months since trustee filed obj in May

* case is 15 months old and 341 just held in May
* what are we doing with Jenkins attorney's fees now that Greenberg represents
* trustee objection on 5/22/20:
-Need Modified Plan that pays a base to unsecured creditors. Loan mod plans cannot pay
0%.
-Verified income leaves monthly disposable income of $6,705.29.
- The Plan fails to provide for a prompt loan modification completion date.--15 months old
-Need Pre-Confirmation Certification.
-Need to resolve the estimated claim filed by the IRS guc 2014-2015
-Need to resolve objection filed by Wells Fargo (mortgage).
-UPDATED PENSION STATEMENT AND UPDATED P&l
-need to use trustee order of distribution
$250 x 36 beg 5/1/19 LM by ???
Matter ResolvedRequest
Adjourment
1528/5/2020 10:00 am19-21201 / CMGSCOTT E KAPLAN ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 36 of 15 required payments   Arrears: $220.00  Total Paid In: $7,994.00
AS OF 7/30/20 (SF)

RECOMMEND $7773.68 PTD, $220 X 47 (BEGIN 8/1/20) BASE PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN
- MUST FILE SUPPLEMENTAL FEE APPLICATION WITHIN 10 DAYS

1. Trustee motion to dismiss scheduled for 8/5/20 at 9 (Motion can be withdrawn)

MP proposes $220 x 48 Base, Student loans outside plan
Plan has run 13 months with 47 months remaining
Matter ResolvedRequest
Adjourment
1538/5/2020 10:00 am19-21637 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 13 of 15 required payments   Arrears: $29.00  Total Paid In: $7,051.00
AS of 7/27/20(MK):

***CAN REC CONFIRM AT $6,034 PTD,THEN $500 X 23, BEGIN 8/1/20; NE PROCEEDS FROM SALE OF 58 FARRAGUT AV BY 12/31/20.( TRUSTEE IS AUTHORIAZED TOPAY BAYVIEW CLAIM #2-1 PENDING SALE);100% ( MIN OF $30,275 TO GUCS DUE TO NE EQUITY.) TRUSTEE STANDARD ORDER OF DISTRIBUTION;LOW BASE PENDING SALE***


MP :500 x 36,100% ,Sale of 58 Farragut by 12/31/20. Plan has run 13 mos & 23 remain.MP
extends time to sell RE.
Matter ResolvedRequest
Adjourment
1548/5/2020 10:00 am19-23693 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 14 required payments   Arrears: $0  
Total Paid In: $7,924.00
AS OF 7/30/20 (SF)

RECOMMEND $6792 PTD, $566 X 28 (BEGIN 8/1/20) 100%
- ADD $1900 SUPPLEMENTAL FEE - NEED ORDER

I and J amended but no updated proof of income provided but plan requires 100% and will be paid in 28 months.

MP proposes $566 x 52 Base (loan mod approved)
Plan has run 12 months with 48 months remaining
Matter ResolvedRequest
Adjourment
1558/5/2020 10:00 am19-27824 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 12 required payments   Arrears: $0  
Total Paid In: $14,670.00
ISSUES AS OF 7/30/2020 (DM): - Atty ok with terms.sf

***If debtor confirms treatment of claims below, TRUSTEE WILL RECOMMEND CONFIRMATION AT $11,520 PTD, THEN $1,575 x 50 STARTING 8/1/20, MINIMUM DIVIDEND OF $34,805, ALL TERMS OF PREVIOUS CONFIRMATION APPLY, ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS AMENDED POC (5-3) AS FILED***

1) Part 9 of the MP proposes increased payments to cover the higher POC filed by IRS as the reason for the MP, however there is no actual treatment in the Plan. Therefore, notes below will provide treatment by the Trustee of confirmed claims.

2) Trustee shall pay IRS secured and priority POC (5-3) as filed - $3,906.95 unpaid balance on secured claim and $31,859.38 unpaid balance on priority claim.

3) Trustee shall pay the State of New Jersey secured and priority POC (10-1) as filed - $392.01 unpaid balance on secured claim and $660.37 unpaid balance on priority claim.

4) Trustee shall pay $173.11 unpaid balance on New Residential/PHH Mtg POC (9-1) arrears claim.

5) Trustee shall pay $364.54 unpaid balance on Raymour Flanagan/TD Retail POC (1-1) secured claim.

6) Note - TD Bank filed two late mortgage claims POC (12-1) and (13-1), however neither claim includes arrears.


Confirmed Case: $1,152 x 60 start 10/1/19, $34,805.74 min div
Prop. MP: Ptd, $1,575 x 50 start 8/1/20, Base Plan
PTD = $11,520
Last Claim (13-1) dated 5/14/20
Matter ResolvedRequest
Adjourment
1568/5/2020 10:00 am19-28946 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 11 required payments   Arrears: $0  

ISSUES AS OF 7/30/2020 (DM):

***Case is 9 months old, taxes are still estimated and last Trustee payment was received in March - RECOMMEND DISMISSAL***

 6/3/2020 MK: Atty okay with paying 100% - all tax returns filed - needs to file motion - Adj to 8/5/20 Peremptory.

1) IRS filed $105 amended priority claim that includes estimated taxes for 2016 not treated in plan (UNRESOLVED).

2) IRS filed $645.77 amended unsecured claim that includes estimated taxes for 2013 (UNRESOLVED).

3) State of NJ filed $1,788.44 priority claim that includes estimated taxes for 2016 not treated in plan (AMENDED TO $0).

4) State of NJ filed an amended unsecured claim that includes estimated taxes for 2009 and 2013 (UNRESOLVED).

5) Trustee OBJ:
- Need a copy of 2018 tax return for spouse (RECEIVED 1/31/2020).
- Need a copy of the homeowner's insurance renewal - only received (RECEIVED 1/31/2020).
- Income verified higher than scheduled resulting in $1,014 monthly disposable income.
- Form 22c has monthly disposable income of $2,350.75 which would require a 100% dividend to unsecured creditors.
- The schedules fail to account for the $581 tax refund when determining disposable income.


Prop. Plan $772 x 60, 0% Plan
PTD 5/9 = $3,860
Last Claim (12-2)
Matter ResolvedRequest
Adjourment
1578/5/2020 10:00 am19-29240 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 2 of 11 required payments   Arrears: $978.00  
AR RESOLVE OR HOLD
AS OF 7/31/20 (SF)

1. Objection filed by Newrez LLC/Shellpoint Mortgage (Elizabeth Holdren) - failure to pay arrears of $49,982.68 and speculative loan modification.

2. Trustee objection:
- Must resolve creditor objection.
- Must file Pre-confirmation certificate. (FILED)
- LOSS MIT MOTION BY 6-14 (MOTION NOT FILED. NEED STATUS OF LOAN MOD)

Plan proposes $215 X 36 Base, Loan mod by 6/1/20
Payments: 8.8 payments of 9 Arrears: $27

Matter ResolvedRequest
Adjourment
1588/5/2020 10:00 am19-29297 / CMGJEFFREY E JENKINS ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 11 required payments   Arrears: $377.00  Total Paid In: $2,921.00
mk: atty ok to terms.
Need to confirm at $2,555 paid, $365 by 8/15/20, $378 x 50 begin 9/1/20 0% to gucs
- Student loans to be treated outside
- Trustee standard order of distribution.

ADD PAYMENT OF 365 BY 8-15 THEN START 9-1
365 INCOME OK

As of 7/27/20 (DS): 1. Debtor in arrears $1,095, made 6 out of 9 payments, last payment made 5/8/20.

2. Trustee obj to the following:
- Verified income leaves a monthly net balance of $603.70 and schedules fail to add tax refund of $216 when determining disposable income.
- Must add to confirming order Trustee standard order of distribution.
ATTY OK W TR DISTR

Prop Plan $365 x 60 0%
Note: Service on motions to plan done.
Matter ResolvedRequest
Adjourment
1598/5/2020 10:00 am19-30498 / CMGDavid L. Stevens Confirmation Hearing on Modified PlanContinued
8/19/2020 10:00 am
Debtor has made 6 of 11 required payments   Arrears: $2,000.00  Total Paid In: $11,600.00
AR MUST FILE MOTION RE IRS BY 8-19
Note: IRS claim is still estimated missing 2018 return (needs motion)
RECEIVED PAYMENT

7/24 workup for the 8/5 calendar EDC

* 4 payments arrears still
* need payments and to resolve estimated claims--(mk) FYU: rec'd email from V. Hamilton( NJ Div.Of Tax). status as of now is she has "received an unsigned 2018 NJ tax return with no W-2s to support withholdings, so the NJ Division of Taxation's claim can't be amended at this time. I've reached out to Debtor's counsel about that."(St of NJ filed APOC- priority fixed amt $7371.95- OK)
*IRS STILL ESTIMATED

-MP filed 3/24/20---$3,200 paid to date, $2,000x57 BEG 3/1/2020; LM (63 DEWEY AV); 100%
-IRS estimated 2018 still
* Trustee objection:
-A copy of the homeowner's insurance renewal declaration - need declaration page
outlining coverage - need personal liability coverage
-The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): Non
exempt equity in rental property in the amount of $119,103.03 - THIS IS A 100% PLAN
must file pre conf cert.
Matter ResolvedRequest
Adjourment
1608/5/2020 10:00 am19-30863 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 10 required payments   Arrears: $1,751.00  Total Paid In: $3,000.00
AR RESOLVE OR HOLD - COTBS w/in 30 days on DSO claim- will authorize TR to pay $11,259. work up with that #

ISSUES AS OF 7/30/2020 (DM): Updated 8/5/20 MK: per atty -DSO # changed to 15,948 so pyment now 869 x 52(mk) changed DM #s below to 869 & atty agrees

***Trustee objections can be resolved by paying 100% to $8,631 unsecured claims filed. TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,000 PTD, THEN $869 x 52 STARTING 8/1/20, 100% PLAN, LOAN MOD WITH HSBC BANK BY 9/10/20, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD, COTBS WITH ALLISON FOY WITHIN 30 DAYS; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS POC (1-2) AS FILED AND STATE OF NJ POC (4-2) AS FILED, STRIKE SECURED PLAN TREATMENT OF US BANK CUST FOR PRO CAP AND BOROUGH OF NEPTUNE CITY***

 8/4/20(Mk):Debtor w/d their opp'n to DSO creditor's stay motion and in exchange creditor is w/d their objection to confirmation.

 6/3/20 MK: Atty will file MP to include DSO & Eco Systems. State of NJ taxes filed - need proof of filing or amended claim. Resolve issue HSBC Bank Loan Mod date by 7/1/20. Respond to Trustee objections w/in 10 days.

1) Allison Foy (Brian Winters, Esq) OBJs - $11,259 post-petition arrears - MP provides $11,259 priority treatment - no POC filed (COTBS AUTHORIZING TRUSTEE TO PAY).

2) IRS filed $14,370.24 amended priority claim not treated in plan (OKAY TO ADD??)

3) State of NJ filed $1,753.77 amended priority claim not treated in plan (OKAY TO ADD??)

4) Plan does not treat Ecological Systems from Sch D (MP CRAMS).

5) HSBC Bank (RAS Citron) OBJs - $366,388.40 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 6/10/20 - LOSS MIT ORDER EXTENDS DATE TO 9/10/20).

6) MP provides $712.54 secured treatment to Borough of Neptune City - no POC filed (STRIKE??)

7) MP provides $403.24 secured treatment to US Bank Cust for Pro Cap - no POC filed (STRIKE??)

8) Trustee OBJ: - Note: there are $8,631 unsecured claims filed
- Income verifies higher than scheduled (D
Matter ResolvedRequest
Adjourment
1618/5/2020 10:00 am19-31066 / CMGEric ClaymanConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 10 required payments   Arrears: $198.00  Total Paid In: $3,870.00
As of 8/4/20 (DS): Ok to confirm at $3,440 paid, $628 x 51 begin 9/1/20 0% to gucs and add to confirming order Trustee standard order of distribution

As of 6/2/20 (DS): Debtor attorney requested adjournment to resolve State of NJ estimated claim.

6/3/20 (DS): 1. Trustee obj t the following:
- Must resolve State of NJ estimated claim, 2016-2018 not filed.- amended 8/3/20
- Need Trustee standard order of distribution.

2. Wells Fargo obj arrears more, POC filed arrears $26,113.86, plan had $18,000.. Ok to pay? Must resolve obj. RESOLVED:PAY CLAIM- Order submitted to Chambers 6/1/20(mk).

Prop Plan $430 x 60 $0
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1628/5/2020 10:00 am19-31627 / CMGVeer P Patel Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 10 required payments   Arrears: $33.00  Total Paid In: $7,054.00
AR RESOLVE OR HOLD
7/23 workup for the 8/5 calendar EDC

***CAN CONFIRM AT: $5137 paid then $975 x 52 beg 8/1/20-100%(min. of $41,000 to gucs)-trustee to pay arrears claim 14-1 for Leaders Financial.

-Leaders Financial filed a proof of clai for $1487.88 arrears. Will pay if not moved against.
-341 finally held in June but no response to trustee's objection in the last 30 days-8 months old
* Trustee objection:
-need roof of 2 month's income - need 2019 income - received 2018 showing $153,619.64
income
-A copy of the homeowner's insurance renewal declaration - : Policy provided is
forced placed insurance, no personal liability coverage.
--Amendments to Schedules : Schedule C to specify exact dollar amount for all
exemptions, 100% is not sufficient and Schedule D to identify property that secures
claims.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s): -
Income verifies higher (Attorney to provide updated income and Certification if necessary
to explain current circumstances).
- Form 122C-2 Line 45 monthly disposable income $18,246.66 which requires minimum
$1,094,799.60 dividend to general unsecured creditors - need 100% plan
-There is $41,000 of non-exempt equity in real estate.
Matter ResolvedRequest
Adjourment
1638/5/2020 10:00 am19-32720 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 2 of 9 required payments   Arrears: $5,500.00  Total Paid In: $9,478.00
ISSUES AS OF 7/30/2020 (DM):

 7/24/20 - Barbara Lita (Frances Tomes, Esq) filed opposition to Motion to Reclassify Claim - creditor also filed a MFR to to pursue a State Court action for fraudulent transfer or Adv Pro.

 Note - State of NJ Workers Compensation filed a $340,172.11 unsecured judgment - debtor's counsel may want to move against the judgment.

1) New Rez/Shellpoint (HILL) OBJs - $65,788.87 amended arrears claim (CONSENT ORDER ENTERED).

2) Barbara Lita filed $21,122.00 secured judgment claim not treated in plan (MOTION TO RECLASSIFY SCHEDULED 8/5/20).

3) Plan provides $1,808.62 priority treatment to MTAG - no POC filed (STRIKE?? - Yes)

4) Plan provides $1,964.13 priority treatment to US Bank Cust for Pro Cap - no POC filed (STRIKE?? - Yes)

5) Plan provides $2,032.68 priority treatment to US Bank Cust PC$ - no POC filed (STRIKE?? - Yes)

6) Trustee OBJ:
 Need to amend Sch J to remove auto insurance & any other exp already accounted for in P&L.
 Income documentation verifies higher (proofs show income for business $4,796 and wages from business $4350) for business than scheduled ($3,698). If business income calculations are off we need more documentation/explanation (UPDATED P&Ls UPLOADED 7/29/20 AND SCREENSHOT OF BANK STATEMENT SHOWING UNEMPLOYMENT DEPOSITS).
 Need itemized list of business assets and copy of business insurance, and Balance sheet.
- Deed to property is in the name of the spouse only. Conveyed from them jointly to the spouse in 2008/2009. The mortgage is in the name of the debtor.


Prop. Plan $1,139 x 60, 0% Plan
PTD 7/7 = $8,278
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
1648/5/2020 10:00 am19-32722 / CMGEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 9 required payments   Arrears: $1,529.00  Total Paid In: $7,657.00
AS OF 7/30/20 (SF)

RECOMMEND $6127.50 PTD, $1,529 X 53 (BEGIN 8/1/20) 100%
- Calculations include $221.41 arrears for Ovation Sales Finance
- Trustee Standard Order of Distribution


AR RESOLVE OR HOLD
MK: atty need time to review numbers w/ client
AS OF 7/30/20 (SF)

RECOMMEND $6127.50 PTD, $1,529 X 53 (BEGIN 8/1/20) 100%
- Calculations include $221.41 arrears for Ovation Sales Finance
- Must file pre-confirmation Certification within 10 days (FILED)
- Trustee Standard Order of Distribution


1. Ovation Sales Finance Trust files secured UCC lien claim 14-1 for $7386.46 with arrears of $222.41. (HVAC) This claim is not addressed in the plan. How should it be treated?

2. Trustee objection: MP proposes 100%
-excessive expenses on Schedule J $250/cell service; $175/husband's time share; $275 miscellaneous household expenses
-excessive expenses on Form 122C Line #23 $100/telephone services - allowed $50; Line #22 $90/healthcare; Line #30 $25/clothing
- Form 122C-2, Line 45 monthly disposable income $1,931 which requires minimum $115,860 dividend to general unsecured creditors

Plan proposes $875 x 60 100%
Payments: 4/5 Arrears: $872.50

RESOLVED ISSUES

- Objection filed by Nationstar (Ras Citron) - RESOLVED VIA ORDER
- A copy of the last filed tax return - 2019 (RECEIVED)
- A Modified Plan that provides minimum dividend to general unsecured creditors of no less than $115,860 per Form 122C-2 (MP proposes 100%)
- House address needs to be changed from Broad Street to 3rd Street (DONE)
- Must file pre-confirmation Certification within 10 days (FILED)
Matter ResolvedRequest
Adjourment
1658/5/2020 10:00 am19-32725 / CMGDANIEL L. REINGANUMConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 9 required payments   Arrears: $0  
Total Paid In: $11,018.00
7/28 workup for the 8/5 calendar EDC

Per below we can recommend CONF AT ***$6960 paid then $2048 x 52 beg 9/1/20-0%

-MP filed 6/29 calls for AP to be paid by trustee of $100 monthly to OneMain on Toyota
-MP appears to be partially cramming down 2nd mortgage per part -Deutsche (2nd mortg) filed obj to MP that crams(OTBS -secured claim will be $85,000)
1) Deutsche Bank (RAS Citron) (1st mtg) objection to confirmation - need to resolve- Atty (will PAY)
* Trustee objection to confirmation - need to resolve
-need proof of long term disability income RESOLVED, PROVIDED ORDER FOR TOTAL DISABILITY BUT INCOME IS MUCH HIGHER AT
$5932 MONTHLY which is $1370 weekly)-$3818 IN MONTHLY DISPOSABLE NOW--***NOW HAS PROVIDED UPDATED PROOF THAT IT IS LOWER-DISPOSABLE NOW $886.
-the debtors plan consists of unnecessary or excessive expense items, such as: $655/food; $558/car payment

proposed plan $850x60 0% plan
paid in $3400
last claim 9-1


Matter ResolvedRequest
Adjourment
1668/5/2020 10:00 am19-32864 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 9 required payments   Arrears: $0  

ISSUES AS OF 7/30/2020 (DM):

***Debtor will be 4 Trustee payments behind by the Court Date - RECOMMEND DISMISSAL***

1) State of NJ filed $250 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) State of NJ filed $1,284.46 general unsecured claim that includes estimated taxes for 2015 (UNRESOLVED).

3) Nationstar/Mr. Cooper filed $4,080.32 arrears claim (OKAY TO PAY??)

4) Are we treating $20,234.73 ECMC POC (3-1) student loan outside the plan?

5) Trustee OBJ:
- Need to file Pre-Confirmation Certification (FILED).
- Need co-debtor Feb/March pay stubs for new job at Twp of East Brunswick (RECEIVED).
- Need 2019 tax returns by 8/15/20.
- There is $26,627 non-exempt equity in real estate (100% PLAN).
- Need statement for life insurance for Boston Mutual (RECEIVED).
- Need statement for miscellaneous bonds, mutual funds or stocks listed on Sch B for $250 (UNRESOLVED).


Prop. Plan $770 x 60, 100% Plan
PTD 4/7 = $3,080
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1678/5/2020 10:00 am19-33238 / CMGDavid Jerome WitherspoonConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $3,600.00
PER AR CAN CONFIRM AT: $2800 PAID THEN $400 X 3 BEG 9/1/20 THEN $1290 X 49 BEG 12/1/20-PRO RATA-surrender Ally and pay pro rata with other unsecured creditors

7/24 workup for the 8/5 calendar EDC

* objection by Specialized--MK: resolved CO in works- MK: OK TO PAY POC $56,193.79
>>MK- also--OK to pay Credit Accep POC #3-1 for $301.00.

* Trustee objection:
-needs to file 2018 and 2019 tax returns(Done $1726 refund)
- Per attorney wants to surrender Ally (Corolla)-still needs MP to surrender the Corolla(OK)
-needs to amend J to remove the Corolla payment--$202 monthly--If added back there is $759 in disposable(Yes)
-needs to file pre conf cert(still need)
-need proof of ability to step up trustee payments in 11 months
$400 X 11 then 1260 x 49; BASE
Matter ResolvedRequest
Adjourment
1688/5/2020 10:00 am19-33389 / CMGTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 9 required payments   Arrears: $0  
Total Paid In: $1,050.00
AS OF 7/29/2020 (at):

RECOMMEND: $700 PAID TO DATE, $175 x 53 BEGINNING 8/1/2020, BASE
LOAN MOD BY 1/20/2021

1. Wilmington Savings filed a secured arrears claim #4 in the amount of $167,001.91 which is not in the plan. Needs resolution. (NO OBJECTION FILED BY WILMINGTON)

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Excessive expenses on Schedule J: $550 for high school son expenses (PROOF RECEIVED)
- The current Plan does not specify treatment of New Century Financial Services. under the Plan.(NEED MODIFIED PLAN TO CORRECT - MOD PLAN FILED, PAY NEW CENTURY)
(1) File pre-confirmation certification. (FILED)
(2) The plan proposes to improperly reclassify Carrington Mortgage Services in Part 7 of the plan. (MOD PLAN FILED AND CORRECTS - LOAN MOD WITH ADEQUATE PROT PMTS OUTSIDE OF THE PLAN)

MP before confirmation proposes: $100 x 60, base, loan mod by 1/20/21
Payments: 7/7
Matter ResolvedRequest
Adjourment
1698/5/2020 10:00 am19-33419 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 9 required payments   Arrears: $1,473.00  Total Paid In: $6,603.00
7/24 workup for the 8/5 calendar EDC
CAN CONFIRM AT $5130 paid then $1473 x 53 beg 8/1/20--100%-trustee will not pay secured Hazlet Township claim unless a claim is filed

7/6 workup for the 7/15 calendar EDC
**filed motions against the big medical POCs - scheduled for July 15, 2020. These account for the vast majority of the GUCS.--adj conf to 8/4 to allow motion to be granted.
(Otherwise we need to pay MTAG secured claim in full. Trustee payment will have to increase from the current $855/month. Uploaded an additional SS award letter from April showing more monthly income and a large $16K retro payment. They can make the required payment going forward but makes more sense to workup for 7/15/20 if motions are granted.. )


6/5 workup for the 6/17 calendar EDC
same as 5/5/20: see PN re :payments. Adj to give chance to save case. 6/17/20

As of 4/28/20 (DS): 1. Debtor in arrears $2,565, made 1 out of 4 payments, last payment made $855 on 1/2/20.
6/5 workup for teh 6/17 calendar EDC
s
2. Trustee obj to the following:
- Debtor has insufficient income, income verifies at $3.88.
- Debtor has failed to file a feasible plan. Secured claims filed much higher. for MTAG $60,052.65.
- There is non-exempt equity on rea property $249,132.81.

3. MTAG Custodian filed tax claim, plan list Hazlet Twp, not MTAG.

4. Hazlet Twp Sewer has not filed claim. Can this be stricken or will claim be filed?

5. Midland Credit filed secured judgment lien claim $614.54, not in plan. Ok to pay?

6. Must file Pre-confirmation certificate.

Prop Plan $855 x 60 100%
Matter ResolvedRequest
Adjourment
1708/5/2020 10:00 am19-33649 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 11 of 9 required payments   Arrears: $0  
Total Paid In: $1,258.00
7/28 workup for the 8/5 calendar EDC

-ONE MONTH IN ARREARS
**************MP filed CAN CONF ***$978 PAID THEN then 117 x 53 beg. 8/1/20-pro rata

-------------------

*INCOME HIGHER AFTER ADDING TAX REFUND AND EXTRA MONEY FROM 401k THAT FINISHES END OF JULY GIVES $373 IN DISPOSABLE.(REMOVED CONTRIBUTION WITH AMENDED i & j)-- CAN COMPROMISE AT $815 PAID THEN $275 X 53 BEG 8/1/20 REMAINING PRO RATA
-FYI year to date through end of May is $21750 net divided by 5 months is $4235 monthly

-FILED AMENDED 22C --amended 22C lien 35 is wrong the filed claim is 2492 not $5000, no proof of optional telephone of $300 (why does he have this expense?), must show proof of involuntary deductions on line 17(I BELIEVE THIS WAS FOR 401K WHICH HAS NOW ENDED, need proof of charitable payments for 2019 ($100 month on 22c.)
-MP filed per attorney email will be 100% (BUT IT WASNT. IT IS PRO RATA)
EDC SENT EMAIL ON 5/20 TO LOW-offering $400 compromise going forward-THEN OFFERED $275 BUT ATTORNEY DOESN'T AGREE-WILL NEED JUDGE

* Need a statement for the debtor's 401k loan. (RECEIVED. BALANCE OF $443 WHICH WILL BE PAID AROUND JULY. INCOME WOULD GO
UP AROUND $120 MONTHLY BEG AUGUST)

* Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's
review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- The filed 122C has monthly disposable income of $2,570.25. (need resolution-AMENDED BUT STILL ISSUES)
- per I & J there is $430 disposable after adding back pension loan that just ended and tax refund
- must file pre conf cert. (FILED)

Plan proposes: $162.04 x 60, base
Payments: 4/5, arrears $158.20

Matter ResolvedRequest
Adjourment
1718/5/2020 10:00 am20-10667 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $335.00  
7/28/209mk) Per AR & call w/ Attys E. Clayman & F. Ballak- adj 45 days to see if Adv Pro can be resolved.


MP on 5/20/20. AND Adv Pro filed w/o TR consent- Trenton completed a foreclosure of RE
CONFIRMATION HEARING ADJOURNED TO 8/5/20 TO ALLOW TIME FOR OUTCOME OF ADVERSARY PROCEEDING.

AS OF 7/29/2020 (at):

1. The attorney's fees in the plan and disclosure statement do not agree. Debtor's attorney must amend either the plan or disclosure statement. (OK - MOD PLAN FILED - $4,087.48 FEE BALANCE)

2. Objection filed by City of Trenton (Goldenberg, Mackler) - Debtor no longer owns this property. Tax sale foreclosure completed and title vested to City of Trenton. (AP COMPLAINT FILED 4/27/20)

3. The order of distribution in the plan departs from the trustee's order of distribution. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules to take exemption on the Stuyvesant property (NOT AMENDED)

Plan proposes: $1,000 x 60, $0 to guc's
Payments: 5/6, arrears $245.48
Matter ResolvedRequest
Adjourment
1728/5/2020 10:00 am20-10727 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $3,844.00
peremptory
adj 2 weeks for 2019 retruns in hand

issues as of 7/29/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - for 2019
-the schedules fail to account for the debtors tax refund in the amount of $1,278 for 2018 when determining disposable income
-the current plan does not specify treatment of Capital One for 2014 Mercedes-Benz arrears $411.93 under the Plan
OK TO PAY PER ATTY
-the debtor has failed to provide proof of service with respect to plan motions - service does not list what documents were sent to creditor on Part 2 CERTIFICATION FILED
-need to file a modified plan that removes attorney fees $4,160, due to attorney disclosure listing attorney fees $4,610 will not be paid thru plan or amend attorney disclosure and correct amount to be paid RESOLVED, AMENDED ATTORNEY DISCLOSURE FILED $4,610 TO BE PAID THROUGH PLAN
-must resolve IRS & State of NJ estimated priority claim
2) Not current with Trustee plan payments, arrears $478

proposed plan $478x60 0%
paid in $2390
arrears $2390
last claim 8-1
Matter ResolvedRequest
Adjourment
1738/5/2020 10:00 am20-10741 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $0  
Total Paid In: $7,313.00
As of 7/27/20 (DS): Ok to confirm at $890 x 7 begin 2/1/20, $1,083 x 53 begin 9/1/20 100% with a minimum of $127,494.41 to gucs, due to non-exempt equity.
- Plus non-exempt proceeds from mother's estate by 2/5/21.
- Section 4(a) Twp of Berkeley to be stricken and not paid.
- Add to confirming order Trustee ok to pay the late filed claim of BV001 claim#4-1.
- Debtor to provide 2019 tax returns and amend or move against the IRS estimated claim no later than 8/15/20.

per AR - Mk review & talk to Diana- adj to review income

7/15/20 (DS): Need to confirm at $5,340 paid, $2,114 x 54 begin 8/1/20 100% with a minimum of $127,494.41 to gucs, due to non-exempt equity.
- Debtor to provide 2019 tax returns and amend or move against the IRS estimated claim no later than 8/15/20.
- Section 4(a) Twp of Berkeley to be stricken and not paid.
- Add to confirming order Trustee ok to pay the claim filed claim of BV001 claim#4-1.
- Plus non-exempt proceeds from mother's estate.

1. BELOW ISSUES STILL REMAIN UNRESOLVED.

As of 6/3/20 Debtor attorney requested adjournment to resolve issues

6/3/20 (DS): 1. Trustee obj to the following:
- Need proof/statements for liens on real property unless claims are filed and copy of 2019, if not filed by 8/15/20.
- There is non-exempt equity $12,722.24 in bank acct #1679, $47,471.86 in real property, $61,600 in debtor's mother's estate and there is $5,700 in stock. Plan is paying 100%.
- Attorney disclosure and plan balance of fees do not match. Need to correct whichever one is wrong.-AMENDED
- Must address estimated IRS claim $500. no return for 2019.
- Add to confirming order all non-exempt proceeds from debtor's mother's estate to be paid to trustee.

2. No claim has been filed by the Twp of Berkeley, bar date is 7/14/20. Will a claim be filed? TO BE STRICKEN PER EMAIL

Prop Plan $890 x 60 100%
Note: CMA cover letter and Surrogate Court docs and Last Will & Testament provided.
Matter ResolvedRequest
Adjourment
1748/5/2020 10:00 am20-10909 / CMGErik M. Helbing Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $1,250.00  Total Paid In: $7,743.00
7/27 workup for the 8/5 calendar EDC

-trustee objection--cannot extend over 60 months because CARES ACT provision is inapplicable to unconfirmed cases-New MP removes 84 month language

***CAN CONFIRM AT: $6443 paid then $1275 x 54 beg 8/1/20-pro rata

Matter ResolvedRequest
Adjourment
1758/5/2020 10:00 am20-11183 / CMGTIMOTHY P KANE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 8 required payments   Arrears: $1,270.00  Total Paid In: $9,312.00
ISSUES AS OF 7/30/2020 (DM):

***If striking plan treatment of creditors that did NOT file claims, referenced below, THEN TRUSTEE COULD RECOMMEND CONFIRMATION AT $7,962 PTD, THEN $1,310 x 54 STARTING 8/1/20, 100% PLAN, STRIKE PRIORITY PLAN TREATMENT TO STATE OF NY, STRIKE SECURED PLAN TREATMENT OF ERIN CAPITAL MANAGEMENT; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY NISSAN-INFINITI ARREARS POC (6-1) IN THE AMOUNT OF $428***

 6/26/20 - ADJ to 8/5/20 Peremptory to resolve issue of debtor mistakenly sending Trustee payment to mtg co.

1) Plan proposes $1,507 priority treatment to State of NY - no POC filed (STRIKE??)

2) US Dept of HUD filed a secured claim not treated in plan (MP CORRECTS).

3) Nissan filed $428 arrears claim on 2019 Nissan Rogue lease not treated in plan (OKAY TO PAY??)

4) Plan proposes $2,371.98 secured treatment to Erin Capital Management - no POC filed (STRIKE??)

5) Trustee OBJ: (ONLY $6,691 GUC CLAIMS FILED - WILL NEED 100%)
- Need copy of 2019 tax return by 8/15/20.
- Need dec page from current car insurance policy.
- Need MP that treats 2nd mtg held by HUD (MP CORRECTS).
- Need Atty Cert that verifies debtor SSN is accurate (RECEIVED).
- Excessive Expenses: $700 car insurance, $689 car payment.
- Need March pay stubs (UPLOADED 6/24/20 - need to review).
- Tax refund of $1,042 was not prorated and included in disposable income calculation.
- Verified income results in $7,169 disposable income - needs 100% plan.
- The debtor is not devoting all disposable income to the plan.
- Reviewed Form 122c, Line #33 should be $3,081 (correct monthly mortgage payment). Per Form 122c, monthly disposable income is $5,736 which requires $344,160 minimum dividend - Plan needs to be 100%.


Prop. Plan $1,301 x 5, $1,326 x 54, Base Plan
PTD 6/6 = $7,962
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
1768/5/2020 10:00 am20-11338 / CMGCAMILLE J KASSARConfirmation Hearing on Modified PlanContinued
9/2/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $111.00  
MP on 9/2/20- if no Lm case will be dismissed.

7/27 workup for the 8/5 calendar EDC
-Att said a MP was needed per last time but nothing filed

mk:6/30/20- Email from B. Caine (Bank Of America/ Carrington)STATUS ON LM IS NO LM PACKAGE HAS BEEN SUBMITTED.NOTHING GOING ON. Loss Mit expired 5/25/20.--Now there is a motion for relief filed on 8/5/20 also---Objection by Bank of America to loan mod-was to be completed by May per original and modified plan.
* Trustee objection need:
-A copy of the last filed tax return - for 2019.
- The current Plan does not specify treatment of US Dept of HUD under the Plan.(pay outside POC is 0)
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution
- Must resolve creditor objection.
- Must file Pre-confirmation certificate
Matter ResolvedRequest
Adjourment
1778/5/2020 10:00 am20-11665 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $0  
Total Paid In: $1,833.00
ATTY OK WITH TERMS

Confirm at $1,588 paid, $245 x 53 begin 9/1/20 Base with a minimum dividend $6,634, with a reserve $1,857.23 due to non-exempt equity on real property
- OTBS with IRS to pay $515 taxes owed within 30 days.
- Add to confirming order Trustee ok to pay claim 17-1 of Mill City Mortgage and claim 1-1 of Lincoln Automotive.

AS OF 7/29/20 (at):

1. Lincoln Automotive (2017 Continental) filed a secured arrears claim #1 in the amount of $550 which is not in the plan. Is it ok to pay this claim? ( Per Atty YES Pay)

2. Objection filed by Lincoln Automotive (Morton) - plan lists one lease payment as $530. Both leases are $550/month per objection.

3. Stay motion filed by Santander/Chrysler Capital (2017 300 lease) which is returnable on 4/15/20. (STAY RELIEF GRANTED)

4. Mill City Mortgage/Shellpoint filed a secured arrears claim #17 in the amount of $1,775.78 which is not in the plan. Is it ok to pay this claim? (MK- PER ATTY- PAY POC)

5. Trustee's objection:
The debtor has insufficient income Verified income leaves a monthly net balance of $93.31.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020 (RECEIVED - REFUND $1,032/12 = $86)
add otbs 516 foor 2019 set that amount
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,359.00 in non-exempt equity in the residence. (PRESERVE N/E EQUITY)- Reviewed mortgage claim equity now $1,857.23
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)

MP before confirmation (#27) proposes: $1,380 paid to date, $208 x 55 beginning 8/1/2020, $0 to guc's
Payments: 6/6
Matter ResolvedRequest
Adjourment
1788/5/2020 10:00 am20-12220 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $500.00  Total Paid In: $3,000.00
ISSUES AS OF 7/30/2020 (DM):

 6/3/20 MK: time for refi was to be 3/2021 not 3/2020. Atty will work to mtg co objection.

1) Ally Bank/Cenlar/South Shore Bank (PHELAN) - $281,367.08 arrears (UNRESOLVED). Stay Motion on 9/2/20

2) Trustee OBJ:
- Sch I indicates debtor is applying for permanent disability - need status (UNRESOLVED).
- Counsel will need to file amended Sch I disclosing additional income.


Prop. Plan $500 x 60, Base Plan, Sale/Refi by 3/1/20 or Loan Mod by 9/1/20
PTD 5/5 = $2,500
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1798/5/2020 10:00 am20-12259 / CMGMARK W FORDOrder Vacate Dismissal of CaseDismissedDebtor has made 3 of 7 required payments   Arrears: $0  

NS
AS OF 7/29/20 (at):

1. 341 has not been held or rescheduled
2. Payments: 2/5, arrears $1,200
3.creditor obj
Matter ResolvedRequest
Adjourment
1808/5/2020 10:00 am20-12433 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 7 required payments   Arrears: $500.00  Total Paid In: $1,500.00
AR REC MOTION TO SELL BE WD AND GRANT STAY RELIEF IN CONF ORDER

---case can be confirmed at $$1500 paid then $500 x 33 beg 9/1/20 - pro rata -ADD US Bank stay lift granted FOR PTY AT 2063 BENJAMIN CIRCLE TRUSTEE SHALL NOT PAY THE CLAIM T,ownship of Wall to be paid by trustee--sale provision removed from plan-UPDATED POI IN 90 DAYS,
>>plan extended to 39 months because of arrears

8/5 calendar EDC

--case can be confirmed at $500 x 36 if US Bank resolved and being paid from sale or stay granted. Income issue resolved because income is SS

3 P arrears as of 8/1 EDC

1. Objection By US Bank( McCalla): -MOTION TO SELL GRANTED BUT PER LEGG IT NEEDS TO BE HEARD AGAIN BECAUSE OF AP ISSUES
2. Trustee Objection:
-Proof of 2 month's income - (due to COVID work stoppage we need updated proof of
income for husband in 60 days)
-need to resolve objection by US Bank/PNC Mortgage.
--------------
debtor not paying the first and stripping off 2nd mortgage so payments should be removed from J (DONE)
* $2634 in disposable income now that not paying mortgages. Need to increase payment to $1250 monthly going forward plus add in arrears(ok SS INCOME)
-Amendments to Schedules J to remove mortgage payment of $750. (DONE strip off)
-plan has excessive expenses:$750 as a mortgage payment on schedule J.
-Estimated POC IRS- (AMENDED POC Filed).
-need 2019 tax return( Filed).



Plan:500/36, SALE: 2063 BENJAMIN CIRCLE 6MOS AFTR CONF,BASE.
Payments:3/6
last claim:6-2, bar date:4/23/20
Matter ResolvedRequest
Adjourment
08/5/2020 10:00 am20-13164 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledMootDebtor has made 3 of 7 required payments   Arrears: $1,080.00  Total Paid In: $3,451.00
***Internal discrepancy of when confirmation terms were entered due to processed adjournment request. The following Confirmation Terms were entered on the Court minutes on 7/14/20: CONF $2001 paid then $1242 x 56 beg 7/1/20-pro rata---Trustee to pay non-student loan unsecured claims before student loan claims--Need 2019 tax return by 8/30/2020.--Need Pre-confirmation Certification within 10 days of confirmation***(dm)

AR SHOULD NOT MARK MOOT - MBK CASE AND PROBABLY WILL NOT BE ON CMG CALENDAR
Wrong date-this will be heard on 8/4 EDC

7/1 workup for the 7/24 calendar (MP 8/5 appears to have same terms as below-check MP for terms EDC_

*Debtors plan amounts are fine. Only around $500 in non-student loans gucs so we can confirm at:

****CONF $2001 paid then $1265 x 55 beg 8/1/20-pro rata---Trustee to pay non-student loan unsecured claims before student loan claims--Need 2019 tax return by 8/30/2020.--Need Pre-confirmation Certification within 10 days of confirmation.

Need 2019 tax return by 8/30/2020.
Need Pre-confirmation Certification within 10 days of confirmation.


1. The IRS filed an estimated claim #6 which needs to be resolved/amended. (NO LONGER ESTIMATED. $0 OWED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 8/31/2020. (NOT RECEIVED)
- Need current car insurance policy. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $1,449.11.
- Per the 22c, monthly disposable income would require a minimum dividend of $98,520 to general unsecured creditors.
Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $500 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1818/5/2020 10:00 am20-13602 / CMGANDRE L KYDALA ESQConfirmation Hearing ScheduledDismissedDebtor has made 4 of 6 required payments   Arrears: $0  

8/4/20(mk): new email from atty says OK to Dismiss. No fees due

AS Of 7/24/20(mk):


1. Objection to Cram by Credit Acceptance( Morton).

2. Wells Fargo Obj resolved: Order entered LM by 7/15/20. TIME EXPIRED-WHAT IS LM STATUS?

3. Also Notice of MTG Forbearance Filed By Wells Fargo.
No mtg payments for April,May &June 2020. Payments )(1,857 p/m)begin 7/1/20 & has to Cure delinquency
created during forbearance.

4. Trustee Objection: ALL ABOVE LINE NEED TO BE RESOLVED
-need Auto insurance for 2006 Mazda Tribute.
-Amendments to Schedules A/B to add real; property and 2 bank accts w/Investor's
Bank ending#0895 and #0992 and Sched C to exempt all assets.
-Income verifies higher, there is disposable income $2,167.71.
-Schedules fail to account for tax refund $5038 in dispos .income(Added In).
-Plan fails to provide for a prompt loan modification completion date. -ORDER W/WELSS FARGO HAD 7/15/20 DEADLINE
--------------------------------------------
-NO MP FILED BUT most of plan issues/motions in TR objection below resolved by 2 orders w/ Affinity Credit & Wells Fargo
-debtor has failed to provide proof of service with respect to Plan Motion(s).
- Plan issues: Loan mod date to long 4/2021, Affinity FCU pay claim in full amount $0, but
in motions to completely unsecured, Credit Acceptance to cram, but in motions as
completely unsecured, Wells Fargo Mtg claim paid in full $0, but in motions completely
unsecured.
- Must file Pre-confirmation certificate.



Plan: $100 x 36 Base and Loan mod on Newbury Court by 4/21
3/4
last claim:7-1,bar date 5/11/20
Matter ResolvedRequest
Adjourment
1828/5/2020 10:00 am20-13655 / CMGMark K. Smith, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

ISSUES AS OF 7/30/2020 (DM): 8/5/20 - Per Atty ok to dismiss/hold fees.sf

 6/16/20 - Attorney requested adjournment to allow time to file MP.

1) IRS filed $2,409.80 priority claim not treated in plan that includes estimated taxes for 2019 - Trustee received 2019 tax return that shows debtor is entitled to a refund - POC must be amended or moved against (UNRESOLVED).

2) PHH Mtg (RAS) OBJs - $6,826.62 arrears (OKAY TO PAY HIGHER AMOUNT??)

3) American Honda filed $356.72 arrears claim on 2014 Honda CRV (OKAY TO PAY??)

4) Trustee OBJ:
- Need to amend Sch B & C to include Bank of America acct ending in 5407 (UNRESOLVED).
- Disposable income is moot - Plan needs more to cover $56,135 non-exempt equity in real estate.
- Add to confirming order must amend or move against IRS claim no later than 8/15/20.
- There is $56,135 non-exempt equity in real estate and $779 in bank acct.
- Must add to confirming order Trustee standard Order of Distribution.
- Must file Pre-confirmation certificate.


Prop. Plan $250 x 36, Base Plan
PTD 2/4 = $500
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1838/5/2020 10:00 am20-13668 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanContinued
10/7/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

asj to 10/7/ to see result on motion on 9/16/20

ISSUES AS OF 7/30/2020 (DM):

***If mtg co objection can be resolved, debtor would need $178 x 56 starting 8/1/20 to pay 100%***

1) Home Point Corp (RAS) OBJs - $23,456.71 arrears (UNRESOLVED). MK: motion to participate in Loss mit on for 9/16.

2) Trustee OBJ:
- Debtor failed to file a feasible plan (MP PROPOSES LOAN MOD).
- Need CMA - appraisal provided is more than 1 year old (RECEIVED).
- Need copy of PNC savings acct for 60 days prior to filing.
- Need amended schedules - must complete Form 122c (AMENDED).
- Plan does not specify treatment of Home Point Financial Corporation (MP PROPOSES LOAN MOD).
- There is $1,734 non-exempt equity in real estate - adjusted to $40,524 based on updated CMA (100% PLAN).
- Need to file Pre Confirmation Certification (FILED).


Prop. Plan $350 Ptd, $175 x 57, 100% Plan, Loan Mod by 9/1/20
PTD 3/4 = $350
Last Claim (8-2)
Matter ResolvedRequest
Adjourment
1848/5/2020 10:00 am20-13716 / CMGJENEE K. CICCARELLIConfirmation Hearing ScheduledContinued
10/21/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

As of 8/4/20(mk): Updated

>>Plan must be 100% due to NE equity in personal assets. Guc claims total 20,594.73. Higher Mtg arrears POC and tax claims will cause payment to go way up. Still IRS Est POC & as of now a per plan St of NJ claim for $6000. Gov Bar date is 8/31/20. Still need proper service on Cap'l One as stated in TR objection. can adj 1 more time to see if this case can be saved.

1. Objection By US Bank(Parker, McCay)
-plan fails to pay POC arrears $189,038.74-(8/4/20)PER ATTY YES PAY- Order was submitted to chambers 8/4/20)

2. IRS Estimate POC- No Returns for 2018 & 2019.

3. Trustee Objection:
NOTE:BAR DATE PASSED & GUC TOTAL $20,594.73- CAN BE100% & PROTECT T/H $88,756)as noted below.
-NE Equity in Chase account ending balance 3/17/2020 is $32,431.70 ,using exemption of $13,900
leaves non exempt equity of $18,531.70
-ORNL Federal Credit Union is not listed on Schedules (Plan has note escrowed mtg payments in here)
- there are 3 accounts with the following ending balances as of 2/29/2020 statement provided:
Membership Account $2,863/12; Plan Ahead Savings Account $50,200.36 and Spending Plus Account
$17,160.93. Total of these 3 accounts is $70,224.41 and no exemptions taken.
As result the Chase and ORNL FCU accounts have NE Equity of $88,756.11 .
- NEEDS VALID SERVICE & PROOF OF SERVICE ON LIEN STRIPP FOR CAP'L ONE: .
service on Capital One is not accepted service. They served the Attorney & atty does not represent
creditor in the bankruptcy- they did not file a notice of appearance and they did not file an
objection on behalf of the creditor
-need 2019 tax return.
-atty fee is hourly, need estimate for balance of atty fees to be put in plan calculation. Then submit feee app& get Order.
-Order of Distribution contrary to TR Std Order of Distribution.
-----------------------------------------
-need Amended Sch . A to include a description of property that
secures the Chase Mortgage secured credit line- THIS Appears to be 2nd Mtg on res
Matter ResolvedRequest
Adjourment
1858/5/2020 10:00 am20-13731 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

8/4/20 - PER ATTY OK TO DISMISS/HOLD FEES

AS OF 7/31/20 (SF) NOT CURRENT WITH PAYMENTS 2/4 ARREARS: $2286

1. Objection filed by Ford Motor Credit (Morton) - Plan rejects lease and fails to pay arrears. Also asking for prompt cure (MP filed to cure arrears and assume lease)

2. Objection to modified plan filed by M&T Bank (Schiller, Knapp) - provides an insufficient estimation of the
arrears and seeks a modification of the subject mortgage. However, the Plan fails to provide for the mortgage
arrears in the event loss mitigation is not successful

3. Loss mit order expires 7/9/20

4. IRS filed estimated priority claim 3-1 (NEED AMENDED CLAIM)

5. Trustee objection:
The debtor has insufficient income .
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2018 for spouse now, 2019 for debtor and spouse by 8/15/2020
- The debtor has failed to supply proof of Social Security Number to the Trustee.
- The Plan fails to provide for a prompt loan modification completion date.
- need to provide Trustee with documents used to calculate spouse income, documents provided are significantly lower.
6. Must file pre-confirmation certification (FILED)

Plan proposes $1143 x 60 Base, Loan Mod by 1/1/21
Payments: 2/4 Arrears: $2286
Matter ResolvedRequest
Adjourment
1868/5/2020 10:00 am20-13909 / CMGBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 8/3/20 (SF) -UPDATED

1. Objection filed by Nationstar Mortgage (RAS Citron) - failure to pay arrears of $23648.76

2. Motion for Relief by National Mortgage/Mr. Cooper scheduled for 8/5/20 (OTBS, NEED TERMS OF ORDER)

3. Ally Bank Lease Trust filed arrears claim 8-1 for $1381.50 (OK TO PAY?)

4. IRS unsecured claim is still estimated. Missing 2014 Tax Return.

5. Trustee objection:
- Income verifies higher and 22 has disposable income, however, plan is proposing 100% to gucs.
- Must file Pre-confirmation certificate.

Plan proposes $940 x 60 100%
Payments: 5/5

RESOLVED:
- IRS filed estimated priority and unsecured claim 6-2 (PRIORITY IS AMENDED)
- Need a copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20 (RECEIVED)
- Updated auto insurance, insurance expired 4/12/20. (RECEIVED)
Matter ResolvedRequest
Adjourment
1878/5/2020 10:00 am20-14296 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $400.00  
on for 10/7/20:NFA

As of 7/24/20(mk):


1. Objection By IRS(E. O'Hagan):
-unpaid liabilities for several yrs.
-EST.IMATED POC Filed.

2. Objection By SN Serv/US Bank(Freidman V):Is This Resolved?
-fails to pay arrears- (Loss Mit was extended to 12/31/20-by Order#21) .

3. Trustee Objection:
-improper use of exemption. Specifically: There is NE equity in TD bank acct. of $10,374
which was the ending balance on 3/17/20.Petition was filed 3/17/20.
Schedule B & C lists TD Bank acct. at $1.00.
-Monthly disposable income verified at $1,638.23 p/m. Requires div. to gucs of $48,362.04.
(Plan payment is only proposed at $400 p/m.) Plan needs to be 100%.
-As of now, there is $10,374 of NE equity in TD Bank acct.
-need to file pre-confirmation certification.
-IRS filed estimated priority claim .

Plan:400 X 60 BEG 4/20; LM 6MOS AFTER CONF (25 GEDNEY RD); BASE
4/4, last claim:4-1, bar date:5/21/20
Matter ResolvedRequest
Adjourment
1888/5/2020 10:00 am20-14384 / CMGANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $0  
Total Paid In: $1,206.00
As of 7/29/20 (DS): Ok to confirm at $103 x 5 begin 4/1/20, $691 x 55 begin 9/1/20 100% with a minimum of $54,060.26 to gucs due to non-exempt equity on real property.
- non-exempt proceeds from PI lawsuit to Trustee
- add to confirming order Trustee ok to pay the arrears claim of Wells Fargo claim#9-1
- must file Pre-confirmation certificate within 10 days
- student loans to be treated outside
- Standard order of distibution

1. Trustee obj to the following:
- There is non-exempt equity on real property $54,060.26.
- Must add to confirming order non-exempt proceeds from PI suit to Trustee.
- Must file Pre-confirmation certificate.

2. Lakeview obj to arrears more, POC filed with arrears $13,347.16. Obj must be resolved. Per email creditor ok to pay arrears claim $13,347.16. OTBS

3. Wells Fargo filed arrears claim for 2005 Hyundai Elantra, not in plan, arrears owed $1,141.45. Ok to pay?

Prop Plan $103 x 5; $691 x 55 100%
Matter ResolvedRequest
Adjourment
1898/5/2020 10:00 am20-14446 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

*** NEEDS ADJ TO ADDRESS ESTIMATED CLAIMS & Feasibility- will pay POC of wells Fargo & will file MP***
issues as of 7/29/2020

1) Wells Fargo Bank (Saldutti) objection to confirmation - need to resolve
2) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - proposed Trustee plan payments will not pay secured and unsecured claims at 100%
-need to provide the 2019 tax return by 8/30/2020
-schedules fail to account for tax refund $2,601 when determining disposable income
-need to file pre confirmation certification with Court
-need to resolve Wells Fargo objection
-need to resolve estimated IRS claim - 2017 and 2019 taxes are estimated

proposed plan $1829x60 100%
paid in $5487
arrears $1829
last claim 6-1
Matter ResolvedRequest
Adjourment
1908/5/2020 10:00 am20-14492 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 7/28/20 (SF) - Adj to coincide with motions

Atty wants to adj to deal with IRS and Wells Fargo #4 by filing motions

AS OF 6/16/20 (SF) UPDATED

RECOMMEND $5100 PTD, $4656 X 57 (BEGIN 7/1/20) BASE PLAN
- OK TO PAY ARREARS CLAIM FOR DEUTSCHE BANK/SPS - COTBS IN 30 DAYS RESOLVING OBJ.
- OK TO PAY IRS CLAIM 1-1
- OK TO PAY WELLS FARGO ARREARS CLAIM 7-1
- MOTION TO RECLASSIFY WELLS FARGO CLAIM 9-1 TO BE FILED WITHIN 15 DAYS, PUT HOLD ON CLAIM
- STUDENT LOANS TO BE PAID OUTSIDE PLAN




1. Objection filed by Select Portfolio (Fein, Such) - failure to pay arrears of $71,888.52 and speculative loan mod (THE PLAN DOES PROPOSE TO PAY ARREARS) (COTBS)

2. IRS filed higher priority claim 1-1 for $58,820.89 (OK TO PAY?)

3. Wells Fargo Bank filed arrears claim 7-1 for $3411.66 (OK TO PAY?)

4. Wells Fargo/AJ Perri filed bifurcated claim 9-1. $9578.22 is secured and $1377.44 is unsecured and $10,955.66 (HOW SHOULD THIS CLAIM BE PAID?) - MOTION TO RECLASSIFY TO BE FILED IN 15 DAYS

5. Trustee objection:
- Need proof of 2 month's income - March & April 2020 & April for debtor and co-debtor (RECEIVED)
- Income appears to verify much higher for co debtor . Need further proofs as requested above. (DISPOSABLE INCOME VERIFIES HIGHER AT $4556.55) TRUSTEE PAYMENT WILL NEED TO INCREASE.

Plan proposes $1700 x 6, $2593.42 X 54 Base Loan Mod by 9/2020, Student loans outside
Payments: 4/4

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (SERVICE OK)
- student loans to be paid outside plan.
- must file pre conf cert. (FILED)
- Objection filed by US Bank (Licker) - to cram of 1st mortgage (DOC#17 WITHDRAWN)
Matter ResolvedRequest
Adjourment
1918/5/2020 10:00 am20-14531 / CMGErik M. Helbing Confirmation Hearing on Modified PlanContinued
9/16/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $641.00  
AS OF 7/28/2020 (at):

1. Objection filed by Wells Fargo (Phelan) - failure to cure full arrears of $23,882.35 (Per POC) (MOD PLAN PAYS POC IN FULL. NO OBJ TO MOD PLAN)

2. Trustee's objection:
- The debtor has insufficient income to fund the plan as, expenses exceed income by 33.51.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - homeowners insurance policy provided fails to show personal liability coverage (RECEIVED)
- proof of current auto insurance. (NEED UPDATED - EXPIRED 7/17/20)
- A Modified Plan that completes Part 8 c Order of Distribution and Part 8 d Post Petition Claims and treats Creditor US Dept of Housing claim as unafffected. (MOD PLAN FILED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- must address objection by Wells Fargo bank. (MOD PLAN RESOLVES OBJECTION)
- must address IRS estimated claim for 2018 taxes- no return filed. (STILL ESTIMATED)
- per atty - Trustee Standard order of distribution. (LANGUAGE ADDED)
- must file pre conf. cert. (NOT FILED)

MP before confirmation proposes: $639 x 3, $643 x 57, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1928/5/2020 10:00 am20-14542 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $600.00
As of 8/4/20 (DS): Ok to confirm at $400 paid, $100 x 31 begin 9/1/20 pro rata dividend to gucs
- Loan mod on Passaic St by 11/15/20 (arrears to be paid pending loan mod)
- Non-exempt proceeds from PI/Malpractice lawsuit
- Within 10 days must file Pre-confirmation certificate

1. Trustee obj to add to confirming order non--exempt proceeds from PI/Malpractice lawsuit to Trustee and must file Pre-confirmation certificate

3. Cenlar obj to loan mod and arrears not paid. Must resolve creditor objection. Per matter resolution resolved loan mod by 11/15/20, Debtors will make pymts toward arrears through trustee while mod is pending, full payments while mod is pending.

Prop Plan $100 x 36 Base and Loan mod on Passaic St by 9/30/20
Matter ResolvedRequest
Adjourment
1938/5/2020 10:00 am20-14735 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 6 required payments   Arrears: $0  

As of 7/24/20(mk):

1.IRS EST POC.(No Return for 2019)

2.Objection by Wells Fargo(Phelan):
-fails to pay full arrears POC $25,621.38

3. Trustee Objection.
-need copy of 2019 tax return .
-need proof of Auto insurance for 2003 Ford Taurus.
- Must resolve IRS estimated claim.
- need 2 months prior to file bank statements for all bank accounts .(Provided).

plan:703 x 60, 0%
3/4
last claim:3-1, bar date:5/29/20
Matter ResolvedRequest
Adjourment
1948/5/2020 10:00 am20-14922 / CMGMelissa Y. Spears, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $13,680.00
ISSUES AS OF 7/29/2020 (DM): Updated 8/3/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $10,821.72 PTD, THEN $2,858 x 55 STARTING 9/1/20, 100% PLAN WITH $120,630 MINIMUM DIVIDEND (threshold), OTBS WITH BAYVIEW TO PAY POC (6-1) IN FULL WITH INTEREST ($51,909); ADD TO CONFIRMING ORDER: TRUSTEE TO PAY STATE OF NJ POC (3-1) AS FILED, TRUSTEE TO PAY IRS POC (5-1) AS FILED, TRUSTEE TO PAY NEW CENTURY FINANCIAL POC (1-1) AS FILED, TRUSTEE STANDARD ORDER OF DISTRIBUTION TO BE USED***

1) Bayview (McCalla Raymer) OBJs - loan matured and $92,189.73 claim anticipated - POC filed for $45,567.67 (OTBS TO PAY $51,909 OVER 60 MONTHS).

2) Trustee interprets Debtor's Plan to pay PNC Bank POC (2-1) in full at $56,739.75.

3) Plan proposes $8,673.61 priority treatment to State of NJ - POC filed for $5,262.82 priority and $3,410.79 secured (TRUSTEE TO PAY PER POC).

4) Plan proposes $25,707.33 priority treatment to IRS - POC filed for $23,286.51 priority and $90.87 secured (TRUSTEE TO PAY PER POC).

5) New Century filed $156.76 secured judgment not treated in plan (TRUSTEE TO PAY PER POC).

6) Trustee OBJ:
- Need 2019 tax returns by 8/30/20.
- Need copy of Bayview mortgage statement (MOOT, POC FILED).
- Disposable income per Sch I&J verifies at $6,777 per month (100% PLAN).
- Disposable income per Form 122c is $8,020 which requires $481,200 minimum dividend (100% PLAN).
- There is $113,400 non-exempt equity in real estate (100% PLAN).
- There is $7,230 non-exempt equity in TD Bank acct (100% PLAN).
- Order of Distribution departs from Trustee standard (ADD TO CONFIRMING ORDER).
- Need to file Pre-Confirmation Certification (FILED).

Note - income reflected on Sch I for debtor and co-debtor appear to be reversed (SCH I AMENDED TO CORRECT).


Prop. Plan Ptd, $3,004 x 57, 100% Plan
PTD 4/5 = $10,821.72
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1958/5/2020 10:00 am20-15185 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $198.00  Total Paid In: $1,686.00
As of 7/31/20(mk):updated-atty ok to terms


>>TO Resolve TR objections***REC CONFIRM AT $992 PTD, THEN $446 x 56, Begin 8/1/20, 100%; Trustee is authorized to pay arrears claim #3-1 to Mr. Cooper/Nationstar in the amount of $143.41;Must file pre conf Cert. w/in 10 days***

1. Nationstar/Mr Cooper filed arrears POC$143.31-OK TO PAY?(Per atty- YES pay)

2.Trustee Objection:
-need TD bank statements for debtor for Feb & March 2020.
-plan excessive expenseS: insurance $522; Spouse 403(b) loan deduction outside of pay $425;
Spouse credit cards $760; Overseas to spouse's relatives $155;
Mother dr. visits $200: Daughter lunch$100;
Sons Food allowance$400; spouse monthly college loan interest.
Combined transportation & auto maintenance for debtor & spouse equals $560;All need proof.
-122c objections ;Non filing spouse does not get 2 deductions for 2 cars. second auto at line 13 . Line 17
Involuntary deductions are over stated.Line 13:optional telephone $45 & $80 care or
elderly needs proof and conflicts with expense amounts on sch J.
must file pre conf cert.


Plan:248 x 60 Base
4/4
last claim:6-1, bar date:
Matter ResolvedRequest
Adjourment
1968/5/2020 10:00 am20-15187 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,010.00  Total Paid In: $5,050.00
AS OF 7/31/20 (SF)

1. Objection filed by Nissan Motor Acceptance (Gavin Stewart) - failure to pay arrears of $10,516.35

2. Motion for Relief filed by Wilmington Savings scheduled for 8/5/20 at 9 (NEED OUTCOME)

3. Trustee objection:
- The debtor has insufficient income to fund the plan. Income verifies at $232.98
- A copy of the homeowner's insurance renewal declaration - insurance expires 6/26/20. (RECEIVED)
- 2 months bank statements from all bank accts prior to filing date.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution - add lang to conf. order that Distribution is per plan
- Must file Pre-confirmation certificate.


Plan proposes $1010 x 60 Base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1978/5/2020 10:00 am20-15252 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 9 of 5 required payments   Arrears: $0  
Total Paid In: $8,147.00
needs to provide info. on estate case is now 100%

As of 7/28/20 (DS): 1. BELOW ISSUES NOT RESOLVED SINCE LAST HEARING.

As of 6/16/20 (DS): Debtor atty req adj to allow time to provide info on mother's estate

6/17/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, income verifies at $-68.90.
- Need Proof of 2 month's income from royalties of books prior to filing date, docs provided is from 6/2019.
- There is non-exempt equity on real property $68,966.84, which would require 100% to gucs.
- Arrears claim filed by Bank of America $129.77.
- Must provide info on debtor's mother's Estate. Need copy of will and accounting if filed or in the alternative, proof of and assets or fund received as a result of the probate of the estate.
- Add to confirming order that all non exempt proceeds from Estate of debtor's mother be provided to Trustee.

2. Bank of America obj to arrears owed, POC filed arrears $129.77.(MK-PAY)

3. Fox Chase Garden Condo Assoc filed bifurcated claim, arrears $4,846.90, secured $4,520.40 and unsecured $326.50. Claim must be resolved.( Add lang that secured amt will be piad and unsecured amt will be paid as per treatment of gucs per conf terms. ( fyi arreras is actual the total of the sec & guc amt so )

Prop Plan $889 x 60 Dollar Base $41,911.39
Matter ResolvedRequest
Adjourment
1988/5/2020 10:00 am20-15295 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $1,046.00
AS OF 8/3/2020 (at):

RECOMMEND: $534 PAID TO DATE, $334 x 56 BEGINNING 9/1/2020, BASE WITH A MINIMUM OF $13,697 TO GUC'S DUE TO NON EXEMPT EQUITY IN PERSONAL PROPERTY

6/30/20: need certification from debtor regarding the 2 questions below and what expenses were paid etc. (RECEIVED)

--Where did funds of $150,587.73 come from to purchase 53 Glenwood Road? (NO EXPLANATION RECEIVED)
--What happened to the proceeds of $70,615.96 ($45,615.96 $25,000 deposit) received from sale of 6 Brynne's Court? (CERT PROVIDED SHOWS PROOF OF $17,320 IN REPAIRS TO 53 GLENWOOD ROAD)

STILL NEED STATEMENT FOR BCG ACCOUNT FOR MARCH AND APRIL 2020.
>>mk:Amended Sch A,B & C filed 6/29/30. Takes (d)(5) for bank acct s & sch B changes amts
of Cash value of life insurance per proof provided to $9,898 in Hancock Flex Value &
$3,799 in St Farm.=13,697. BUT fails to include that on Amended C to exempt the allowed amt of $13,400
under 522 (d)(8).

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 8/30/2020 (RECEIVED)
- Need statements for both whole life insurance policies. (RECEIVED BOTH)
- Need a statement for the BCG account. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $9,027 in non exempt equity in her bank/stock accounts. (Pending review of statement for BCG account)
There is $5,300 in non exempt equity in the life insurance policies.
-Need to file Pre-Confirmation Certification. (FILED)
-Attorney fees in the plan and disclosure statement do not agree. Plan lists $3,610 is to be paid as an administrative claim and the disclosure lists $3,610 will not be paid through the plan. One of these must be amended. (DISCLOSURE AMENDED)
-Need a copy of the CMA and mortgage statement on the 59 Glenwood Road property owned by the husband and purchased in Febr
Matter ResolvedRequest
Adjourment
1998/5/2020 10:00 am20-15375 / CMGKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $3,285.00
As of 7/30/20 (DS): Ok to confirm at $657 x 32 begin 5/1/20, $1,371 x 28 begin 1/1/23 100% to gucs and Student loans to be treated outside

New MP (#38) filed 7/7/20.

FYI: MP (#35) filed 6/25/20. (amt: w/d)

As of 5/29/20 (DS): Debtor attorney requested adjournment to resolve all issues.

6/3/20 (DS): 1. Trustee obj to the following:
- 22C monthly gross income is $12,036. Line 17 (involuntary deductions) should be $691 and Line 35 (priority claims) should be $0. Per the 22C, monthly disposable income is $971 which would require a minimum dividend of $58,260 to gucs. PER MK CONFIRM PER TERMS OF PLAN
- Need mod Plan that addresses secured arrears claim of Steward Financial for 2012 Nissan Altima (claim filed) and increases trustee payment by $500 in 1/2023 when pension loan is paid off. Mod plan filed to add.
- Verified income leaves monthly disposable income of $1,200.88.
- Improper service to Capital One in plan motions, serves attorney, no notice of appearance or claim filed. Must serve creditor directly. SERVICE DONE

2. Freedom Mortgage obj arrears more, POC filed arrears $33,122.36, plan proposes $33,000. Ok to pay? Obj must be resolved. (PER ATTY- YES PAY) mk - MOD PLAN PAYS

3. Steward obj to not in plan arrears owed $2,418.09. Obj must be resolved. (PER ATTY - YES PAY) mk - MOD PLAN PAYS

Prop Plan $657 x 32; $1,157 x 28 Base
Matter ResolvedRequest
Adjourment
2008/5/2020 10:00 am20-15534 / CMGJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 7/31/20 (SF) - PLAN IS NOT FEASIBLE BASED ON CLAIMS FILED


1. IRS priority claim 2-1 is estimated. (NEED AMENDED CLAIM)

2. Objection filed by BMO Harris Bank (James Haney) - failure to pay arrears claim 6-1 for $887.38; failure to pay arrears claim 8-1 for $20,495.58; and failure to pay claim 9-1 in full in the amount of $23,992.08;

3. Motion for Relief filed by BMO Harris Bank scheduled for 8/5/20 at 9

4. Trustee objection:
- A copy of the last filed tax return - 2019 by 8/15/2020.
- A Modified Plan that removes the BMO Transportation Finance cram from Part 7b or corrects the cram terms in Part 4 and Part 7.
- Amendments to Schedules J to remove car insurance and two car payments. (both on P&L)
- The Plan fails to provide for a prompt cure of rental arrears.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on BMO Transportation Finance cram.
- Need to file Pre-Confirmation Certification.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Need to resolve the estimated claim filed by the IRS.


Plan proposes $700 x 60 Base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2018/5/2020 10:00 am20-15561 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $5,825.00
As of 8/4/20(mk):Updated

>> IF OK TO PAY POC Arrears in #1, THEN ***CAN REC CONFIRM AT $1,165 x 60, Begin 5/1/20; Base w/ min of $6,545 due to NE Equity in RE;
Strike Separate classification of STD Loans form Part 5b of plan. Student loans to be treated pro Rata w/ other GUCs;
Trustee is authorized to pay Nationstar arrears claim #7-1 through the plan.
Must file pre conf cert w/in 10 days.***


1.Objection by Nationstar(Gross Polowy):
-plan fails to address arrears POC $2,254.10- OK TO PAY?

2. Trustee Objection: Resolved
-need copy of the last will and testament and certification regarding the (RESOLVED- CERT PROVIDED)
2019 inheritance of $50,000(6/15/20 -Uploaded a TRUST AGMT FOR RITA BRENNAN LIVING TRUST.
CO DEBTOR REC'D DISTRIBUTION-ASKED FOR CERT/WILL REGARING INHERITANCE IN 2019-
LOOKS LIKE CK FOR $62,500 ISSUED 1/9/19. IS THAT AMT CO DEBTOR REC'D?
WAS THERE ALSO A WILL FOR DECEDENT,RITA BRENNAN?
-excess on Line 45 of Form 122c shows dispos. income of $1,165.94 and requires
minimum $69,956.40 dividend to general unsecured creditors(Plan payment is close on this)
-must file pre conf cert.
-car insurance renewal needed, policy provided expires 6/1/2020(Provided).
- homeowner's insurance renewal declaration (Provided).

3. Plan has Student Loans separately classified in Part 5 b and treatment as Pro rata- Are they to be pd pro rata in plan like rest of gucs or Outside plan?(PER ATTY-PAY PRO RATA W/ REST OF GUCS). STRIKE SEP. CLASSIFICATION FROM PART 5b.


Plan:1165 X 60 BEG 5/20; BASE
payments:4/4
last claim:20-1, bar date:6/23/20
Matter ResolvedRequest
Adjourment
2028/5/2020 10:00 am20-15615 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 7/27/20 (DS): Debtor attorney requested adjournment to allow time to file motion to address State of NJ estimated claim.

As of 6/16/20 (DS): Debtor attorney requested adj to resolve claim

As of 6/12/20 (DS): 1. State of NJ filed estimated claim, 2018 not filed. Claim must be resolved. Also no priority unsecured portion owed. Is this to be stricken? Emailed atty

---------------------------------------------------------------------------------------------------

1. Trustee obj tot he following:
- Need service on motions in plan. SERVICE DONE
- Must resolve IRS estimated claim, 2018 tax return not filed. AMENDED CLAIM FILED
- Must file Pre-confirmation certificate. FILED

Prop Plan $104.14 x 60 Base
Note: 2019 Tax return, bank statements and auto insurance provided.
Matter ResolvedRequest
Adjourment
2038/5/2020 10:00 am20-15878 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $1,960.00
updated 7/30/2020

ok to confirm at $660 paid to date, $650x3 begin 8/1/2020, $767x17 begin 11/1/2020, $957x5 begin 4/1/2022, $1,584x32 begin 9/1/2022 which includes minimum $35,700 to general unsecured creditors. (8/12/20 correction, min to gucs should be $35,700.sf)


issues as of 7/29/2020

1) Wells Fargo Bank (Shapiro & DeNardo) objection to confirmation - RESOLVED, CONSENT ORDER
2) Trustee objection to confirmation - need to resolve
-need a copy of 2019 tax return by 8/15/2020 PROVIDED,
-need a statement for the Mass Mutual whole life insurance policy FACE AMOUNT, WHAT IS CASH VALUE?
-need a statement for the debtor's pension loan WILL NEED TIER
-need a statement for the co debtor's (3) 401k loans PROVIDED, ALL PAID WITHIN PLAN, TIERS MAY BE NEEDED
-the debtor is not paying all disposable income into the plan - verified income leaves monthly disposable income of $500.71
-review of Form 122c, Line 23 (optional phone) requires documentation. Per the Form 122c,-2, Line 45, monthly disposable income is $595 which would require a minimum $35,700 dividend to general unsecured creditors
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
-need to resolve the estimated claim filed by the IRS - AMENDED CLAIM FILED, PRIORITY AMOUNT $881.99, PAY CLAIM THROUGH PLAN
3) South Brunswick filed secured claim $246.95 claim 39 not treated in plan - PAY CLAIM THROUGH PLAN

proposed plan $220x60 base plan
paid in $660
last claim 39
Matter ResolvedRequest
Adjourment
2048/5/2020 10:00 am20-15898 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $3,605.00
AS OF 8/4/20 (SF) - UPDATED

RECOMMEND $721 X 60 BASE (BEGIN 5/1/20) BASE PLAN, LOAN MOD BY 2/1/21
- PAY ARREARS TO SPECIALIZED LOAN SERVICING PENDING APPROVAL OF LOAN MOD
- STRIKE NFP PROPERTY AND CASUAL SERVICES INC, NO CLAIM FILED

Note: The bar date expired on 7/6/20 and there are no claims to be paid thru the plan. (PER ATTY, BECAUSE THERE ARE NO CLAIMS FILED, PAY TOWARDS MORTGAGE ARREARS PENDING APPROVAL OF LOAN MOD


1. Objection filed by Mortgage Specialized Loan Servicing (Stuart West) - failure to pay arrears of $31,056.51 and speculative loan mod and loan mod date is too long (IS THIS RESOLVED?) >>(YES (mk): CO submitted to Chambers today. Terms=debtor has 6 mos form date of Confirmation to obtain a LM. Debtor to make AP payments to Mtg co; If LM not successful, then w.in 30 days of notification of LM denial, file a MP to cure arrears. or convert to Ch 7. )

2. NFP Property and Casual Services has not filed a claim (SHOULD THIS PER PLAN CLAIM BE STRICKEN FROM PLAN?)>>PER
ATTY- YES STRIKE(mk)

3. Motion for loss mitigation scheduled for 7/1/20 at 9 (GRANTED, EXTENDED TO 10/2/20)


Plan proposes $721 x 60 Base, Loan Mod by 1/1/21
Payments: 2/2

RESOLVED:

4. Trustee objection
- A copy of the homeowner's insurance renewal declaration - , if not confirmed by 7/1/20, insurance expires 6/30/20. (RECEIVED)
A Modified Plan that surrenders 2013 Ford Focus. (FILED)
Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
2058/5/2020 10:00 am20-16483 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
10/7/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  


AS OF 7/29/2020 (at):

1. Objection filed by Nationstar Mortgage (RAS Citron) - failure to cure arrears of $124,970.56. (UNRESOLVED)

2. Objection filed by Wells Fargo Auto (Morton) - 2008 Ford Escape is undervalued. Wells Fargo wants $5,831.20 (including interest) and adequate protection payment of $116/months. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - the Branson timeshare showing 2019 purchase price of $30,000 (MOD PLAN SURRENDERS)
- A copy of the deed - for the timeshare (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$500/month for cable/internet/phone
$757/month for food for a house of two
$186 monthly for a timeshare
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $1,154.26.
- Reviewed the 22C, monthly gross income is $9,360. Line 34 (mortgage arrears) is incorrect (debtor is not paying full arrears) and Line 17 (involuntary deductions) should be $0. Should use I and J instead of the 22C.
- Need a copy of the divorce settlement agreement. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is equity in the debtor's Branson timeshare.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Wells Fargo Dealer Services. (CERT OF SERVICE FILED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED TO CONFIRM
Matter ResolvedRequest
Adjourment
2068/5/2020 10:00 am20-16607 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $790.00  Total Paid In: $1,000.00
AS OF 7/29/20 (SF)

1. Nationstar Mortgage filed arrears claim 4-1 for $1485 which is not addressed in plan (OK TO PAY?)

2. Wyndham Vacation Resorts filed bifurcated claim 7-1 with $3985.30 secured, $106.21 unsecured and $106.21 arrears (HOW SHOULD THIS CLAIM BE PAID?)

3. Trustee objection:
- Need copy of 401k/pension loan balance statement for Debtor prior to filing date.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22c has excessive expenses Line 20 takes $300 for education (not listed on Schedule I or J), Line 23 $600 for tele, Line 30 $48 for extra food and clothing, Line 31 takes $350 for charitable contributions (none listed on Schedule I & J). There would be disposable income of $1,370.23, which would require minimum dividend $82,213.80 to gucs.
- Excessive expenses on Schedule J such as: Electricity/gas/heat $500, Water/sewer/garbage $250, Tele/cell/internet/cable $500 and Car payment $626.
- Income verifies higher. There is disposable income $1,198.56.
- There is non-exempt equity on real property $9,047.76, Timeshares $693.35, $8,199.32 and $5,458.82, USAA savings acct ending#2913 $1,000.31 and Fulton Bank ckg acct $49.02 total equity $24,448.58.
- Must file Pre-confirmation certificate.


Plan proposes $250 x 60 Base
Payments: 2/2

RESOLVED:
- A copy of the homeowner's insurance renewal declaration - insurance expires 6/30/20. (RECEIVED)
Matter ResolvedRequest
Adjourment
2078/5/2020 10:00 am20-16616 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 4 required payments   Arrears: $0  

8/4/20 - PER ATTY, OK TO DISMISS/HOLD FEES
Matter ResolvedRequest
Adjourment
2088/5/2020 10:00 am20-16629 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  
AS OF 8/3/2020 (at):

341 now on for 8/27/20
Payments: 2/3, arrears $500
Matter ResolvedRequest
Adjourment
08/5/2020 10:00 am20-16722 / CMGDAVID A ASTConfirmation Hearing ScheduledConverted to 7 / 11Debtor has made 0 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2098/5/2020 10:00 am20-16908 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,500.00
AS of 7/24/20(mk):

>> Need to resolve #1 and then can work up<<



1. Objection by Quantum on cram of water treatment system( Morton):
-bad value

2. Trustee Objection:
-need 2019 tax return by 8/15/2020.
-Verified income leaves monthly disposable income of $2,647 (Need Cert and updated
income for co-debtor change in circumstances).PROVIDED
Per the 22C, monthly disposable income is $1,337 which requires a minimum dividend of
$80,220 to general unsecured creditors (Need Cert and updated income for co-debtor
change in circumstances).PROVIDED



Plan:375 X 60 BEG 6/20; BASE
2/2. last claim14-1, bar date:8/6/20
Matter ResolvedRequest
Adjourment
2108/5/2020 10:00 am20-16955 / CMGS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $0  

AS OF 7/28/2020 (at):

1. The IRS filed an estimated priority claim #1 which needs to be resolved/amended.

2. Objection filed by Wells Fargo (Phelan) - failure to cure full arrears of $36,053.47 (Per POC). (RESOLVED - PAY PER POC AND LOAN MOD BY 11/30/20)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
A copy of the last filed tax return - 2019 by 8/30/2020.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on HUD for strip off and all 7 creditors in Part 7a. (NO SERVICE ON ANY OF THESE CREDITORS)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Wells Fargo Bank. (RESOLVED)
- atty fee balance in plan($4250) and disclosure statement($4750) do not match. Need to correct. (NEITHER AMENDED)

Plan proposes: $670 x 60, loan mod by 11/30/2020, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2118/5/2020 10:00 am20-17033 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,430.00  
As of 7/31/20 Debtor attorney requested adjournment, 341 sched 8/13/20
Matter ResolvedRequest
Adjourment
2128/5/2020 10:00 am20-17051 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $39.00  Total Paid In: $1,095.00
issues as of 7/29/2020(mk)- Atty ok to terms

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2019 tax return on or by 8/15/2020 - NOTE ADDED
TO CONFIRMATION--(mk) Uploaded 8/4/20 but hard to read & is that full return- looks like no refund- Correct?
-need proof of insurance for 2004 Yamaha Roadstar - RESOLVED, PROVIDED
-need amendment to schedules to add Hyundai Venue and remove the Elantra(mk: Filed 8/4/20).
-need to file pre confirmation certification (mk: filed 7/31/20).
2) JP Morgan Chase Bank filed secured claim 3 with arrears in the amount of $600.85 - need to pay arrears through plan or move against claim
3) Mortgage claim is lower than amount scheduled - non exempt equity is higher than what is proposed to be paid to general unsecured creditors in the plan - $12,074.85 is to be paid to general unsecured creditors(Atty ok to pay this)

4) If above issues are resolved, need to**** confirm at $528 paid to date, $303x58 begin 8/1/2020 with minimum $12.074.85***


proposed plan $264x60 minimum $10/645
paid in $528
last claim 9
Matter ResolvedRequest
Adjourment
2138/5/2020 10:00 am20-17055 / CMGDAVID A SEMANCHIK ESQConfirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 7/29/20 (SF)

1. Objection filed by TD Bank (Joseph Devine) - to cram and lien matured on 2/4/20. (2nd mortgage)
2. Objection filed by TD Bank (Joseph Devine) - to cram and lien matures on 11/4/22 (3rd mortgage)
3. Objection filed by Nationstar Mortgage (RAS Citron) - failure to pay arrears of $4746.67 (1st mortgage)
4. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need copy of whole life insurance policy to determine value.
- Amendments to Schedules . Must amend Disclosure Statement to pay fees through the plan.
- Disposable income per Schedules I and J verify higher at $1,827.00
- The Schedules fail to account for the debtor(s) tax refund in the amount of $13,608.00 when determining disposable income.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
TD Bank and US SBA
- File pre-confirmation certification.

Plan proposes $100 x 36 Base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2148/5/2020 10:00 am20-17105 / CMGRobert Stephen Casagrand, Esq.Confirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $850.00  
issues as of 7/27/2020

1) 341 not held, rescheduled for August 20
2) Not current with Trustee plan payment, arrears $850
3) North Pointe Hollow Condo Associtaition (Stark & Stark) objection to confirmation - need to resolve
-post petition arrears $19,564
Matter ResolvedRequest
Adjourment
2158/5/2020 10:00 am20-17123 / CMGMonika Mazurczyk Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

7/30/20(mk)atty email. debt to IRS was pd so needs amended claim and maybe a MP-will upload adj request.

As of 7/24/20(mk):atty woring on resolving numbers

>> Debtor's income solely from commissions on insurance contracts drastically reduced due to COVID 19. There is NE Equity
in personal assets totaling $17,268.00( boat & bank accts) . The income is negative $4000. IRS claim higher than plan amt.
plan proposes $65 x8, then 145 x 52. THIS IS JUST NOT FEASIBLE<<<

1. IRS POC higher at $9,870

2. Trustee Objection:
-need value for Club Wyndham Timeshare
-need copy of Aflac Stock Statement.
Excessive expenses : $800 transport & $1087 bus expenses (need proof);
$400 estimated tax payments & $500 spouse tax payment (need proof- Provided);
-there is non-exempt equity of $13,179 in 1986 Chris Craft Boat
-there is total non-exempt equity of $4,089.77 in USAA account ending in 7128 and BOA
account ending in 4400..NE EQUITY TOTAL =17,268
- Time shares and boat are considered luxury items .
-add to confirming Order all non exempt proceeds from PI case to be paid to Trustee.
-need debtor's April & May 2020 AFLAC pay stubs for commissions.(provided but they do not
add up to the income on sch I)
-need current auto insurance for 2007 Mercedes((Provided).

Plan:65 X 8; $145 X 52; BASE
2/2 last claim:5-1, bar date:8/9/20
Matter ResolvedRequest
Adjourment
2168/5/2020 10:00 am20-17133 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $450.00  
AS OF 7/28/2020 (at):

1. 341 is scheduled for 8/6/2020-
2. Debtor has made no post petition payments.
Matter ResolvedRequest
Adjourment
2178/5/2020 10:00 am20-17188 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 7/22/20 Debtor attorney requested adjournment, 341 sched 8/13/20
Matter ResolvedRequest
Adjourment
2188/5/2020 10:00 am20-17267 / CMGROBERT H JOHNSONConfirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $550.00  
AS OF 8/3/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 8/27/20
2. PAYMENTS: 1/2 ARREARS: $550
Matter ResolvedRequest
Adjourment
2198/5/2020 10:00 am20-17468 / CMGANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 7/27/2020

1) 341 not held, rescheduled for 8/13 - need adjournment of confirmation hearing to allow 341 hearing to be held
2) Current with Trustee plan payments
3) No objecting creditors to date
Matter ResolvedRequest
Adjourment
2208/5/2020 10:00 am20-17478 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $62.00  Total Paid In: $6,363.00
AS OF 8/4/20/ (SF) - UPDATED

RECOMMEND $4242 PTD, $2183 X 58 (BEGIN 9/1/20) BASE PLAN
- OK TO PAY PINGORA ARREARS CLAIM 6-1
- ORDER OF DISTRIBUTION TO BE PAID PER PLAN

1. Objection filed by Pingora Loan Servicing (Phelan) - failure to pay arrears of $82,880 and correct post-petition payment.

2. Cram of IRS should be stricken as the proof of claim filed is for $13,983. - (LEAVE AS A CRAM)

Plan proposes $2121 X 60 Base
Payments: 2/2

RESOLVED:
- A copy of the homeowner's insurance renewal declaration - which shows personal liability coverage. (RECEIVED)
3. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $350 and Children education $350. (DISPOSABLE INCOME PER SCHEDULES I&J VERIFY AT $2266.36) PROOF PROVIDED FOR HOME MAINTENANCE

- 22c has disposable income. Line 30 takes additional food/clothing $73 and Line 43 take additional commuting cost $550, but Line 11 already takes $638. Line 45 shows disposable income $147.45. There would be disposable income $770.45, which would require a minimum dividend $46,227 to gucs. ((NEED PROOF OF ADDITIONAL EXPENSES)
CLAIMS ARE HIGHER SO DISPOSABLE PER LINE 45 IS REDUCED TO $483.53 X 60 = $29,011 TO BE PAID TO GUCS) (PROOF PROVIDED

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution

- Must file Pre-confirmation certificate. (FILED)

Matter ResolvedRequest
Adjourment
2218/5/2020 10:00 am20-17480 / CMGKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,554.00
As of 7/24/20(Mk):


>> PLAN IS 100%. BAR DATE IS 8/21/20. SHOULD ADJ. TO (9/2/20) FOR ACCURATE WORK UP<<

1. Cap. One(2010 Chevy) filed Arrears POC $311.92-OK TO PAY?
-plan has unaffected

2. Cap. One (2015 GMC)filed Arears POC $554.94-OK TO PAY?
-plan has unaffected.


3.Trustee Objection: RESOLVED
-Schedules fail to account for tax refund of $2010.00 (Added in).
-Need bank statements for Wells Fargo account ending in 8888 for April & May 2020 that
list the Debtors' names. (Provided).


Plan: 851 x 36, 100%
1/1
last claim:18-1, bar date:8/21/20
Matter ResolvedRequest
Adjourment
2228/5/2020 10:00 am20-17677 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
10/7/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 docs in - need to request 341 date & request to adj conf.
Matter ResolvedRequest
Adjourment
08/5/2020 11:00 am20-18210 / CMGYAKOV RUDIKHOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2238/5/2020 12:00 pm16-33817 / CMGLEONARD C WALCZYKMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2248/5/2020 12:00 pm19-16228 / CMGRobert Manchel, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2258/5/2020 12:00 pm19-16714 / CMGCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $14,256.00
TR limited obj. - Atty reply(#54)- objection can bw w/d.
Matter ResolvedRequest
Adjourment
2268/5/2020 12:00 pm19-22015 / CMGGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $8,799.00
Matter ResolvedRequest
Adjourment
2278/5/2020 12:00 pm19-23693 / CMGGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $7,924.00
Matter ResolvedRequest
Adjourment
2288/5/2020 12:00 pm19-24038 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $18,316.00
Matter ResolvedRequest
Adjourment
2298/5/2020 12:00 pm19-29006 / CMGGeorge E Veitengruber IIIMotion CompensationWithdrawnTotal Paid In: $4,059.00
Matter ResolvedRequest
Adjourment
2308/5/2020 12:00 pm19-29006 / CMGGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $4,059.00
Matter ResolvedRequest
Adjourment
2318/5/2020 12:00 pm19-30892 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $6,875.00
Matter ResolvedRequest
Adjourment
2328/5/2020 12:00 pm19-33263 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $2,400.00
Matter ResolvedRequest
Adjourment
2338/5/2020 12:00 pm20-10495 / CMGEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $1,071.00
Matter ResolvedRequest
Adjourment
1428/5/2020 1:00 pm17-12920 / MBKWarren Levy, Esq.Confirmation Hearing on Modified PlanOrder to be SubmittedDebtor has made 42 of 43 required payments   Arrears: $0  
Total Paid In: $19,896.00
8/5 AMT: $19,404 PTD (42); $470 X 19 BEG 9/1/20 (61 MO PL)<<<>>>

AR LETS DO TRUSTEE ORDER TO EXTEND TERM AT 470 PER MONTH ***MBK***


Debtor attorney wants case ready hold until 2pm

As of 7/30/20 (DS):

1) The new income and expenses reported on the COVID-19 Certification ($1,601 inc/$2,137 exp) do not coincide with the new income and expenses reported on amended Sch I&J ($3,162 inc/$2,904 exp).

2) Amended Sch J adds expenses not previously listed such as $200 home maintenance & $200 transportation ... increase in expenses of electricity $221, tele/cell $125, and food $560.

3) Trustee OBJ:
- Proof of income provided shows there is $880 in monthly disposable income, thus no extension beyond 60 months is necessary to complete the plan timely. If anything, the plan payments should be increased from $492 to $800 monthly. RECOMMEND MOD PLAN BE DENIED.

 INCOME CALCULATION: $7,823/5 pay stubs = $$1,564 x 2.16 = $3,378
 EVEN USING DEBTOR EXPENSES OF $2,904, THE DISPOSABLE INCOME IS $474
 DEBTOR IS CURRENT WITH PAYMENTS


Confirmed Case: $346 x 5, $454 x 1, $492 x 54 start 9/1/17, 100% Plan, student loans outside
Prop. MP: $449.27 x 41, $225 x 43, 100% Plan, student loans outside
PTD = $19,404
Last Claim (9-2) dated 12/18/19
Matter ResolvedRequest
Adjourment
568/5/2020 1:00 pm18-21354 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $26,846.00
***MBK***
8/4 AMT: PROPOSED TRUSTEE ORDER - $24,006 PTD(25); $2,840 (AUGUST); $1617 X 34 BEGINNING 9/1/20 (Atty accepts terms)<<<>>>

Debtor obj<>ARREARS; $
Matter ResolvedRequest
Adjourment
788/5/2020 1:00 pm18-33613 / MBKMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/26/2020 1:00 pm
Total Paid In: $3,860.00
***MBK adj to 8/26/20***
Debtor obj<>SV/CLAREMONT HILLS CONDO; ARREARS
Matter ResolvedRequest
Adjourment
838/5/2020 1:00 pm19-13427 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $4,610.00
***MBK***
***FUNDS POSTED ON 8/4/20 - case will be adjourned to 9/23/20 (dm)***

>>>waiting for $1,144 tfs payment to post from 7/28/20<<<

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
918/5/2020 1:00 pm19-19204 / MBKMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/26/2020 9:00 am
Total Paid In: $3,593.00
DEBTOR WILL SEND IN 1000
***MBK***
Debtor obj<>FAILED TO LM BY 1/9/20; ARREARS
Matter ResolvedRequest
Adjourment
1088/5/2020 1:00 pm19-25021 / MBKBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)GrantedTotal Paid In: $1,660.00
***MBK - granted***
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
2108/5/2020 1:00 pm20-17495 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

***MBK***
NEED HO INS (received homeowners insurance)
Matter ResolvedRequest
Adjourment
2118/5/2020 1:00 pm20-17496 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $750.00  
***MBK***
NEED INS FOR CAR (received Geico card) AND HOMEOWNERS (received homeowners insurance)
Matter ResolvedRequest
Adjourment
08/5/2020 2:00 pm19-32353 / CMGDaniel Straffi, Esq.AP Hearing Rescheduled (Document)GrantedTotal Paid In: $1,000.00
AP 20-1127 DEBTOR MTN TO DISMISS AP
Matter ResolvedRequest
Adjourment
2368/5/2020 3:00 pm19-28641 / CMGSTEPHEN M GOLDBERG, ESQAP Summons IssuedDismissedTotal Paid In: $5,500.00
AP 19-2301 Social Security vs. Bradley PRETRIAL
Matter ResolvedRequest
Adjourment
2398/5/2020 3:00 pm20-16699 / CMGAndrew Thomas Archer AP Summons IssuedOrder to be SubmittedTotal Paid In: $2,876.00
AP 20-1338 Kopec vs. Tower DBW REO VE, LLC PRETRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes