Judge Michael B. Kaplan
Hearing Date: 8/4/2020
Hearing Count: 123
Last Updated: 07-02-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
38/4/2020 9:00 am15-29756 / MBKDAVID G BESLOW, ESQMotion for Relief From Stay3rd Party MatterTotal Paid In: $45,988.00
NFA

RELISTED-3/14/18 HEARING WAS OTBS<<>> Debtor obj<>WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am16-16575 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $10,000.00
7/2 AMT: FILED SUPP CERT/FAILED TO LM BY 5/27/17<<<>>>

Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am16-21102 / MBKAmy L Knapp Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $12,159.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am16-22887 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $26,994.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am17-15246 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $36,174.00
Debtor obj, filing MP to extend (covid)<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am17-19304 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $24,121.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am17-19498 / MBKJ. Todd MurphyMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $28,954.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am17-21126 / MBKPETER J BROEGE ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $37,300.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am17-21126 / MBKPETER J BROEGE ESQMotion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $37,300.00
BSI FINC (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am17-28166 / MBKMark Kriegel Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $11,018.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am17-32193 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $8,402.00
FAILED TO LM BY 5/30/18, EXTENDED LOSS MIT EXPIRED 4/30/20; ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-10022 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $7,491.00
Debtor obj, filing MP (COVID)<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-10453 / MBKDANIEL L. REINGANUMMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $42,525.00
Debtor obj, will be current<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-13537 / MBKJOSEPH I WINDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $19,553.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-17699 / MBKRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $38,387.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-18186 / MBKWILLIAM S WOLFSON, ESQMotion Motion (Generic) - Only use if no other event is applicable3rd Party MatterTotal Paid In: $39,110.00
MTN TO DECLARE IRS POC PIF
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-18685 / MBKPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $31,649.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-19504 / MBKWARREN BRUMEL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $25,672.00
ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-19610 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $21,492.00
ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-19778 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $16,364.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-20211 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,462.00
FAILED TO SELL KINGFISHER WAY PPTY BY 7/24/19; ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-20406 / MBKDANIEL L. REINGANUMMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $18,790.00
Debtor obj<>JPMORGAN CHASE (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-20873 / MBKWARREN BRUMEL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $12,261.00
6/17 AMT: $12,261 ptd (25); $557 x 35 beginning 7/1/20 (atty ok)<<<<>>>>

Debtor obj, can pay $1500 and requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-21209 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $6,900.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-21354 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $24,006.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-23442 / MBKSEYMOUR WASSERSTRUM, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $14,424.00
(AMT: also failure to LM by 6/1/19; loss mit expired 6/13/20)<<<>>>

SV/WILMINGTON #10-1; ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-24114 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $13,134.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-27875 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $8,207.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-27917 / MBKPaola D. Vera, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $16,300.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-28209 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $12,052.00
Debtor obj, can cure by 7/15<>ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-28474 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $27,753.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-28684 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $12,613.00
Debtor obj, will be current<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-28999 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $6,990.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-29962 / MBKRichard F. Fried, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $4,445.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-30439 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $20,748.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-30545 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $8,883.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-30545 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $8,883.00
FINANCE OF AMERICA REVERSE (GREENSPOON MARDER)
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-31567 / MBKSCOTT D SHERMAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,131.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-32613 / MBKTHOMAS G. EGNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $18,319.00
Debtor obj (COVID)<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-32779 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $5,600.00
Debtor obj, can make a pymt<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-33613 / MBKMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,922.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am18-34503 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $9,214.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-10290 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $3,423.00
Debtor obj<>FAILED TO COMPLETE LM BY 1/1/20; ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-11256 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $6,000.00
ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-13424 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $12,528.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-13427 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,716.00
ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-15410 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $19,668.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-16574 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $1,438.00
SV/SILVER PINE PARK; ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-17209 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $13,500.00
Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-17354 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $4,458.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,851.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-19204 / MBKMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,593.00
FAILED TO LM BY 1/9/20; ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-19756 / MBKADOLPH P SICHERI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $18,198.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-20029 / MBKTHEODORE SLIWINSKI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $12,412.00
Matter ResolvedRequest
Adjourment
458/4/2020 9:00 am19-21021 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,330.00
(AMT: Amd Sch C never filed per conf order provision to remove time share and protect bank account)<<<>>>

Debtor obj, filing MP<>SV/PORTFOLIO #10-1
Matter ResolvedRequest
Adjourment
438/4/2020 9:00 am19-21688 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $6,224.00
Debtor obj<>SHELLPOINT MTG (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-22877 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $10,397.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-23884 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $44,096.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-23957 / MBKVERA FEDOROFFMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,844.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-24695 / MBKREGINA L GELZER, ESQMotion Relief from Stay (Fee)3rd Party Matter
SN SERVICING/US BANK TRUST (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-25021 / MBKBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,660.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-25386 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $800.00
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-30453 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $1,020.00
Debtor obj, wants to bring current<> ARREARS
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am19-31911 / MBKWILLIAM S WOLFSON, ESQMotion File Claim After Claims Bar Date3rd Party MatterTotal Paid In: $2,695.00
MTN TO ALLOW LATE POC OF NELNET
Matter ResolvedRequest
Adjourment
628/4/2020 9:00 am19-33274 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Dismiss Case3rd Party Matter
Adj by MBK to 8/4/20 for reserved decision

***confirmation was Honor Roll***
CITY OF TRENTION MTN TO DISMISS OR FOR STAY RELIEF ( Goldenberg)
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am20-11392 / MBKCANDYCE I SMITH-SKLAR, ESQMotion File Claim After Claims Bar Date3rd Party Matter
MTN TO ALLOW LATE POC OCWEN LOAN/PHH MTG
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am20-11986 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Approval to Participate in the Court's Loss Mitigation Program3rd Party Matter
MTN TO ENGAGE IN LOSS MIT
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am20-12561 / MBKJAMES J CERBONE, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
MTN TO REDUCE IRS CLAIM
Matter ResolvedRequest
Adjourment
08/4/2020 9:00 am20-16694 / MBKSTEPHANIE RITIGSTEINMotion Motion (Generic) - Only use if no other event is applicable3rd Party Matter
MTN TO CONFIRM AUTOMATIC STAY (PETER LISKA)
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am18-20286 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 41 of 26 required payments   Arrears: $0  
Total Paid In: $8,200.00
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am18-22198 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 25 required payments   Arrears: $4,094.00  Total Paid In: $36,470.00
Matter ResolvedRequest
Adjourment
948/4/2020 10:00 am19-17917 / MBKVeer P Patel Confirmation Hearing on Modified PlanPending WorkupDebtor has made 12 of 15 required payments   Arrears: $829.00  Total Paid In: $9,576.00
AS OF 6/18/20 (SF)


1. Objection filed by Bank of America (Caine) - OTBS to pay arrears of $36,006.74
2. Need amended schedules I and J
3. Previous plan was confirmed at 100% w/min dividend of $51,361 to gucs and student loans outside.
4. Trustee objection:
It appears that debtor is seeking an extension of plan duration under the CARES Act. However,
said Act does not provide an automatic right to extend plan duration to 84 months. Debtor must
establish that he or she is experiencing a "material financial hardship" as a result of the
COVID-19 pandemic. Debtor has not provided sufficient evidence on why an extension of plan
duration is justified. Based upon the foregoing, Confirmation should be denied unless debtor files
a COVID-19 Certification in support of the Modified plan that provides sufficient evidence to
establish that debtor has suffered a material financial hardship as a result of COVID-19.



MP proposes $605 x 9, $826 x 4, $0 x 4, $68 x 571
Plan has run 14 months and proposes to extend for 70 more months
Arrears: $829
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am19-22230 / MBKLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 13 required payments   Arrears: $6,615.00  Total Paid In: $9,539.00
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am19-29079 / MBKLazaro Carvajal Order Vacate Dismissal of Case3rd Party MatterDebtor has made 7 of 9 required payments   Arrears: $1,125.00  
Matter ResolvedRequest
Adjourment
1818/4/2020 10:00 am19-29097 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 9 required payments   Arrears: $19,800.00  
As of 5/22/20 (DS): Debtor attorney requested adjournment, Debtor to return to work in June, after having surgery, allow time to provide updated income and amend Schedules.

As of 5/19/20 (DS): 1. Debtor in arrears $15,200, made 1 out of 7 payments, Plan Section 1 propose $100 x 36, but then Section 10 propose tier payments $2,300 x 59, lump sum payment $25,000.

2. Trustee obj to the following:
- Need Sept and Oct bank statements for all bank accounts and 2019 tax return, if return not filed, will need no later than 8/15/20.
- Amendments to Schedules to remove Aamco settlement and closed businesses from the petition.
- Schedules fail to account for the debtor(s) tax refund in the amount of $15,456.00
when determining disposable income.
- Must file Pre-Confirmation Certification.
- Must resolve objections by Provident Bank and Loancare.

3. Provident Bank obj to loan mod, arrears not paid and bot feasible, due to income. Obj must be resolved.

4. Loancare obj to loan mod, arrears not paid and not feasible. Obj must be resolved.

Prop Plan $100 x 36 or $2,300 x 59; $25,000 X 1 BASE AND LOAN MOD ON HUNT DR BY 11/2020 ????
Matter ResolvedRequest
Adjourment
938/4/2020 10:00 am19-29137 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 7 of 9 required payments   Arrears: $1,500.00  
Adj by MBK to 8/4/20 Peremptory to address estimated tax issues

6/4 workup for the 6/16 calendar EDC

1) Loan Mod period with PNC Bank (KML) expired on 6/1/20 - What is status?

2) IRS & NJ still have estimated general unsecured tax claims.

3) Trustee obj:
- Need copy of the last filed tax return for 2010-2013 & 2018. IRS and State of NJ filed estimated tax returns. (PRIORITY AMENDED BUT HUGE CLAIM NOW $135,000 TOTAL-NOT FEASIBLE-needs 2770 going forward).
- Debtor needs to substantiate the income and expenses listed on the profit and loss statement.
-Must file Pre-confirmation certificate.

************
************
- Form 122c has disposable income, Line #34 takes improper mortgage arrears of $6,666 monthly, but plan propose $0 arrears to be paid. There is disposable income $5,001.55, which would require minimum dividend $300,093 to gucs. Amended Form 122c filed still owes $3,072 monthly (BUT TAX CLAIMS ARE MUCH HIGHER OK PER EDC).
- PNC Bank (KML) obj to arrears not paid and loan mod speculative. (AS OF 2/18/20 OBJ SETTLED).
- Must resolve IRS and State of NJ estimated priority claims (AMENDED).


Prop. Plan $500 x 2, $1,500 x 58, Base Plan, Loan Mod by 6/30/20
PTD 8/8 = $10,000
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
808/4/2020 10:00 am19-30606 / MBKGARY L MASON ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $0  

AS OF 6/25/20 (at):

CONFIRMATION ADJOURNMENT REQUEST GRANTED. DEBTOR NEEDS TO RETAIN A NEW ATTORNEY.

1. 341 has been held
2. Payments: 3/3
Matter ResolvedRequest
Adjourment
1788/4/2020 10:00 am19-31026 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0  

NFA
5/20 workup for the 6/2 calendar EDC

* Trustee objection:
- The monthly net disposable income using schedules I & J is approximately $2520 when
adding back tax refunds and average take home pay of $3150 bi-weekly.
- The 22c as filed requires $1725 monthly be paid to unsecured creditors.
- No exemption has been taken on the residence. There is approximately $50,400 in equity.
must file pre conf cert
* Atlantic Health Systems has not file a claim and trustee cannot pay if no claim
* Marriott filed 2 claims for a timeshare-not on the petition or the plan. Need amended for both.
* Nationstar mortgage, Citizens and Hyundai all filed secured claims and none are in plan-need MP
-----------------------
-Need a copy of the homeowner's insurance renewal declaration - (RESOLVED)


$1700 X 60; BASE


Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am19-32353 / CMGDaniel Straffi, Esq.AP Hearing Rescheduled (Document)Judge to Reserve DecisionTotal Paid In: $700.00
AP 20-1127 DEBTOR MTN TO DISMISS AP
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am19-32533 / MBKMARCIA Y. PHILLIPSOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 5 of 7 required payments   Arrears: $880.00  
Matter ResolvedRequest
Adjourment
1068/4/2020 10:00 am19-32683 / MBKAmy L Knapp Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0  

AR NEED ANY REPLY TO TR OBJ 10 DAYS BEFORE HEARING DATE
AS OF 6/10/2020 (at):

RECOMMEND: $8,743 PAID TO DATE, $2,000 x 54 BEGINNING 7/1/2020, BASE
Claims #22 and 23 filed by Wells Fargo are for student loans and will be paid outside of the plan.
Claim #24 filed by Wells Fargo will be paid in full through the plan. ($4,571.08)
Student loans will be paid outside of the plan.

MP TO PUT STUDENT LOANS OS PLAN
1. Wells Fargo Bank filed a secured claim #24 in the amount of $255 which is not in the plan. Is it ok to pay this claim?
MP FILED PAY CLAIM IN FULL

2. Objection filed by Ford Motor Credit (Morton) - plan lists incorrect lease payment. (MOD PLAN CORRECTS - NO OBJ TO MODIFIED PLAN)

3. Trustee's objection:
SEE CERT 4-14
The debtor has failed to supply the Trustee with the following document(s):
- Need November bank statements for Affinity and Santander bank accounts.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for home maintenance
$568/month for miscellaneous expenses
$350/month for medical and dental (need proof)
$292/month for anticipated tax payments (need proof)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $2,565.18.
- Reviewed the 122C, monthly gross income is $17,020. (bonus is not on 122C) Per the 122C, monthly disposable income is $3,799 which requires a minimum dividend of $227,940 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Ford Motor. (MOD PLAN ASSUMES LEASE - NO OBJ TO MOD PLAN)

MP Plan proposes: $1,386 x 59, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1068/4/2020 10:00 am19-32683 / MBKAmy L Knapp Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0  

AS OF 6/10/2020 (at):

RECOMMEND: $8,743 PAID TO DATE, $2,000 x 54 BEGINNING 7/1/2020, BASE
Claims #22 and 23 filed by Wells Fargo are for student loans and will be paid outside of the plan.
Claim #24 filed by Wells Fargo will be paid in full through the plan. ($4,571.08)
Student loans will be paid outside of the plan.

MP TO PUT STUDENT LOANS OS PLAN
1. Wells Fargo Bank filed a secured claim #24 in the amount of $255 which is not in the plan. Is it ok to pay this claim?
MP FILED PAY CLAIM IN FULL

2. Objection filed by Ford Motor Credit (Morton) - plan lists incorrect lease payment. (MOD PLAN CORRECTS - NO OBJ TO MODIFIED PLAN)

3. Trustee's objection:
SEE CERT 4-14
The debtor has failed to supply the Trustee with the following document(s):
- Need November bank statements for Affinity and Santander bank accounts.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for home maintenance
$568/month for miscellaneous expenses
$350/month for medical and dental (need proof)
$292/month for anticipated tax payments (need proof)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $2,565.18.
- Reviewed the 122C, monthly gross income is $17,020. (bonus is not on 122C) Per the 122C, monthly disposable income is $3,799 which requires a minimum dividend of $227,940 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Ford Motor. (MOD PLAN ASSUMES LEASE - NO OBJ TO MOD PLAN)

MP Plan proposes: $1,386 x 59, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am19-32852 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $3,898.00  
5/15 WORKUP FOR THE 5/27 CALENDAR

*****TO RESOLVE OBJECTIONS AND PAYING ALL CLAIMS NEED TO CONFIRM AT $21592 PAID TO DATE, $6,600 X 55 BEGIN 6/1/2020 100% PLAN (MIN OF $532,142 TO GUCS)--PRE CONF CERT IN 10 DAYS***

1) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve
-arrears $2,229.33(WILL PAYo
2) Amerihome Mortgage Company LLC (Phelan) objection to confirmation - need to resolve
-arrears $904.67(WILL PAY)
3) BMW Bank of North America filed secured claim 6-1 with arrears of $10 - need to pay through plan or move against claim(WILL PAY)
4) Trustee objection to confirmation - need to resolve
-need current market analysis for Forman Property. Debtors testified it is worth more than Zillow says
-need proof of 2 months income for salaries and officers compensation for both debtors
-need proof of rental income for Forman Avenue property
-need proof of insurance for the 2017 Ford Transit 250
-need Amendments to Schedules B/C to add the 2016 BMW
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - PLAN IS 100%
there is $443,596 in non exempt equity in the bank accounts
there is $18,596 in non exempt equity in the vehicles
there is $69,950 in non exempt equity in the business
TOTAL NON EXEMPT EQUITY $532,142
-the debtors plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-need to file Pre Confirmation Certification with Court
-need to resolve creditor objections

proposed plan $5098x60 100%
paid in $16494
last claim 12-1
Matter ResolvedRequest
Adjourment
1258/4/2020 10:00 am19-33208 / MBKJames J. Cerbone Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,175.00  
As of 5/26/209mk):


>>Needs To Address Arrears in POC in #1 & 2.<<


1. Objection By US Bank(Phelan)--This claim has been transferred to UMB Bank/Rushmore (ParkerMcKay):
-plan fails to pay arrears. POC $1,545.84 (OKAY TO PAY)

2. Objection by IRS(O'Hagan):
-plan not confirmable. Secured POC $28,532.84 (not in PLan)& Priority $47,991.68

3. Trustee Objection:
-need 209 tax return by 8/15/20.
-need pension/401(k) loan statement showing balance.
-debtor( not paying all disposable income into the plan .
-22C requires minimum of $407 monthly to be paid to unsecured creditors
-POI from UPS is approximately $500 higher than scheduled .
-rental income provided is $2000 p/m which is higher than scheduled .
-of now ,there is non exempt equity of $18,396.00. No (d)(1) exemption taken on sch C.
-must file pre conf cert.


plan:1,175 x 60 not <33,015.00
payments:5/5
last claim:11-1,bar date:2/21/20.
Matter ResolvedRequest
Adjourment
1178/4/2020 10:00 am19-33274 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 7 required payments   Arrears: $0  

Adj by MBK to 8/4/20 for reserved decision on motion to dismiss

****AR NEED TO RESOLVE CITY OF TRENTON W HAVE TERMS FOR CONF ****
***CASE WAS ON THE HONOR ROLL BUT MOTION IS CONTESTED***

6/8 workup for the 6/16 calendar - Atty ok with terms.sf

** If Trenton OK then can confirm...
TO CONF IT NEEDS $10,640.76 PAID THEN 1800 X 2 BEG.7/1/20 THEN $3103 X 52 BEG. 9/1/20-MIN OF $8100 TO GUCS-TRUSTEE TO PAY ARREARAGE CLAIM OF TRENTON TAX AND WATER AND CREDIT UNION OF NJ BIFURCATED CLAIM TO BE PAID OUTSIDE

AR PER MBK -CITY OF TRENTON OBJ AND MOTION TO DISMISS
AR ATTY TO RESPOND TO TR DISPO LIST BY 6-2--sent in aff saying case will be feasible due to business increase in income
DEBTOR BRIEF REVIEWED BY COURT
5/6 workup for the 5/19 calendar EDC

MP filed *This plan is a step plan or has lumpsum payments as follows: $1,768.00 per month for 4 months, then $1,800.00 per
month for 4 months, then $2,822.68 per month for 52 months

* Trustee obj to the following:
- Trustee will require updated pay stubs when Debtor returns to work. (ok)
-The step up is based on business hopefully increasing sales down the road which is not proof of feasiblity(AFFIDAVIT PROVIDED SAYS THE SAME THING)
- There is non-exempt funds in Wells Fargo account of $20,555. (PER BANK STATEMENTS PRIOR TO FILING DATE, ON 1/7/20 THERE WAS A BALANCE OF $10,769.23 IN ACCT. TRUSTEE REQUIRES PROOF THAT FUNDS DEPOSITED INTO ACCT ARE FROM STUDENT LOANS--The new cert filed by debtor does not show a copy of the check depositing funds for student loans and at the very least there was $8100 in account that were not used for student loans)
-City of Trenton obj plan was filed in bad faith. On the eve of creditor applying for final judgment, previous owners Umar Abdul-Raheem and Jamilah Abdul-Raheem deeded the property to Debtor on 12/11/19 for $1. Obj arrears are more, plan not feasible, arrears filed for $147,477, plan has $96,364.86. - DEBTOR RESPONDS TO OBJ 4/12/20 and proposes to pay claim in full
-Do not pay on bi
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-10392 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 6 required payments   Arrears: $2,008.00  
Matter ResolvedRequest
Adjourment
1318/4/2020 10:00 am20-10525 / MBKJ. Todd MurphyConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $100.00  
As of 6/4/20(mk);


>>Need Cert re: Obj. to expenses in TR Objection. & Need to strike Part 3a of plan, Then can work up<<


1.Trustee Objection:
-plan has excess expenses on Sch.J - school exp.of $80 & Medical/dental $700 - need an explanation & proof of this expense
-objection to Part 3a of the plan - the filing fee of $226.50 paid to the District of New
Jersey, to be paid through the plan- STRIKE?
-need 2019 return(Provided).
-need proof of homeowner's insurance renewal decla.(Provided).

2.Objection BY Homebridge( KML): Resolved by Order #26)
and since then Loss mit was extended to 8/14/20.(#30).



Plan:100 X 36 BEG 2/2020; LM BY 5/30/2020 (37 OAK TAVERN CIRCLE); BASE
Payments 4/5 last claim:2-1,bar date:3/23/20
Matter ResolvedRequest
Adjourment
1638/4/2020 10:00 am20-10901 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $400.00  
AS OF 5/21/20 (SF)

1. Objection filed by Wilmington Savings Fund Society (Phelan) - failure to pay arrears of $141,801.18 and speculative loan mod

2. Trustee objection:
- The debtor has insufficient income .
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - : need 2019 tax returns by 8/15/20.



Plan proposes $200 X 36 Base, Loan mod by 8/2020
Payments: 3/4 Arrears: $200

RESOLVED ISSUES:
- need recent mortgage statement or filed POC. (POC FILED)
Matter ResolvedRequest
Adjourment
1358/4/2020 10:00 am20-11362 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

As of 6/9/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

4/8/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Income verifies $-330.53.
- Need Pension loan statement for Co-Debtor (docs provided is from 12/31/18), bank statement from December 2019 for Ocean First acct ending in 0778, certification that the debtors are not pursuing the medical malpractice claim (CERT PROVIDED IS E-SIGNATURE, NOT SIGNED BY DEBTORS) and 2019 Tax return.
- There is non-exempt equity in bank acct $4,217.

2. Nationstar obj to arrears more, POC filed with arrears $47,773.14. Obj must be resolved.

3. AmeriCredit obj to cram, must be resolved.

4. IRS filed estimated claim, 2019 not filed. Claim must be resolved.-AMENDED TO $0.

Prop Plan $970 x 60 $0
Note: AmeriCredit/GM service moot, obj filed by creditor. Homeowner and auto insurance provided.
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-11504 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $1,604.00  
Matter ResolvedRequest
Adjourment
1378/4/2020 10:00 am20-11641 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,400.00  
ISSUES AS OF 6/10/2020 (DM):

1) IRS filed $16,944.87 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) Need service on IRS for lien strip on filed secured claim (MP PROVIDES LIEN STRIP IN PART 4d, PAY IN FULL IN PART 4g AND MOTION ELIMINATED IN PART 9 - Trustee to set up Pay-In-Full at $37,967.23 per POC and strike Part 4d).

3) MP proposes $2,000 priority treatment to State of NJ - no POC filed (STRIKE??)

4) Capital One Auto filed $694.82 arrears claim on 2019 Kia Sorento (OKAY TO PAY??)

5) Wells Fargo filed $137.29 arrears claim on 2013 Kia Soul (OKAY TO PAY??)

6) Trustee OBJ:
- Need a MP that provides 100% and removes plan motions (MP FILED).
- Excessive Expenses - Sch J: $694 car payment (allowed $508).
- Line #45 of Form 122c reflects $2,329 disposable income which requires $139,751 min div (MP is 100%).
- There is $13,127 non exempt equity in real estate - no (d)(1) exemption taken.
- The debtor has failed to provide proof of service with respect to Plan Motions (MP REMOVES MOTIONS).
- Must file Pre-Confirmation Certification (FILED).


Prop. Plan $1,400 x 60, 100% Plan
PTD 4/5 = $5,600
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-12255 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $600.00  
Matter ResolvedRequest
Adjourment
1248/4/2020 10:00 am20-12386 / MBKMARCIA Y. PHILLIPSConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $292.00  

issues as of 5/29/2020

1) 341 not held, STILL not rescheduled - THE 4/8 CONFIRMATION HEARING WAS ADJOURNED AND NOTHING HAS HAPPENED SINCE
2) current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
4) Nissan Motor Credit Acceptance Corporation (Stewart Legal) objection to confirmation - need to resolve
-replacement value is $11,050
5) IRS priority claim 7 is estimated for tax years 2016, 2017 and 2019 - need to resolve
6) IRS secured claim 8 is estimated for tax years 2009, 2010, 2011, 2012 and 2013 - need to resolve

proposed plan $292.33x60 base plan
paid in $876.99
last claim 10
Matter ResolvedRequest
Adjourment
1908/4/2020 10:00 am20-12528 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $500.00  
AS OF 5/19/20 (at):

1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $83,478.56 (Per POC) (UNRESOLVED)

2. Trustee's objection:
The debtor has insufficient income to fund the plan..
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 tax return by 8/15/20. (NOT RECEIVED YET)
- must address objection by SN Servicing. (UNRESOLVED)
- Any dismissal of this case should trigger a one year bar to refiling because this is the debtor's 3rd filing in 3 years.

Plan proposes: $400 x 36, loan mod by 9/1/2020, base
Payments: 2/3, arrears $300
Matter ResolvedRequest
Adjourment
1258/4/2020 10:00 am20-12806 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

AS of 5/29/20(mk):


1. IRS filed priority POC w/ Estimated portion for 2019. NEED AMENDED POC.

2. Trustee Objection: No updated income so same issues re higher dispos income.
- debtor not paying all disposable income into the plan. Trustee's calculations higher f b/c income verified higher($5,250.66) than scheduled($4,396.00) resulting is monthly dispos. income of $1,152.66 .
-Also.,line 23 Optional telephone;line 30 additional food $24-All require proof.
-must file pre conf. cert.
Distribution is per plan.
-need 2019 tax return-( provided- no refund, owed $.)


Plan:275 x 60 BEG 3/20; BASE.
payments:4/43
last claim:23-1, bar date:4/29/20
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13164 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 5 required payments   Arrears: $1,241.00  
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13510 / MBKROBERT H JOHNSONConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $425.00  
341 now on for 5/21/20
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13646 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS of 4/24/20(mk):



1. IRS FILED ESTIMATED POC for 2019 - return not filed.

2. Trustee Objection:
- copy of 2018 retrurn& 2019 by 8/15/2020.
-need statement for the debtor's 2 401k loans and the non filing spouse's 2 401k loans.
-need January and February bank statements for Bank of America acct #2791.
-need Modified Plan that assumes the American Honda lease & lists student loans paid outside.
-need Amendments to Schedules C to use only Federal exemptions.
-debtor has undertaken an improper use of exemption. Specifically: Schedule C uses
both State and Federal exemptions. The schedules must be amended to take only one.
-Verified income leaves monthly disposable income of $5,532.58.
- Schedules fail to account for tax refund of $8,771.00- this is 2017- which is the only 1 submitted. need 2018 return &/or 2019?
-As of now,there is $74,423.92 in non exempt equity in the Linden property.
-as of now,there is $3,674 in non exempt equity in the 2012 Pilot.
-need to file Pre-Confirmation Certification.
-need to resolve the estimated claim filed by the IRS.


Plan:1719 x 60 ,Base
payments 2/1
last claim 10-1, bar date:5/11/20
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13690 / MBKRYAN L GENTILEOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 4 required payments   Arrears: $900.00  
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13904 / MBKWARREN LEVYConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,600.00  
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13940 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

341 now on 5/14/20
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13980 / MBKFRANK J FISCHER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

issues as of 6/18/2020

1) JP Morgan Chase Bank (Phelan) objection to confirmation - need to resolve
-approximate arrears $62,770.80
-RESOLUTION OF OBJECTION NEEDS TO NOTE LATE FILED CLAIM TO BE PAID
2) Global Lending Services LLC (Stewart Legal Group) objection to confirmation - need to resolve
-plan does not provide for treatment of 2018 Buick Encore
3) Trustee objection to confirmation - need to resolve
-debtor has insufficient income - verifies much lower than scheduled
-need to provide a copy of the following tax returns: 2018 for spouse, 2019 for debtor and spouse
-need proof of auto insurance
-need proof of value on 2018 Buick Encore
-need modified plan that corrects real property involved in sale, refi and/or loan mod
-excessive expenses: Homeowners $250 (proof of insurance shows $116.36/monthly); food $800 (grandson listed as dependent, not on tax return); auto insurance $263; non-debtor expenses $1,500 (requires proof of expenses); no housing expense on Schedule J - plan is 100%
-non exempt equity in real property $84,007.50 MORTGAGE POC HIGHER, REDUCES N/E EQUITY TO $74,208.70; bank account $312.06 and possibly vehicle
-must add to confirming order non exempt proceeds from malpractice lawsuit
-need status of lawsuit from attorney David Shaver
-must file Pre Confirmation Certification
4) Plan treats JP Morgan Chase as paying $36,352 in arrears in Part 4c but in Part 4g as pay in full $238,000 through plan - NEED TO CLARIFY TREATMENT OF THIS CLAIM

proposed plan $100x60 100% plan with refi/loan mod 12/31/2020 or sale by 4/1/20201
paid in $200
arrears $100
last claim 6-1
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-13980 / MBKFRANK J FISCHER, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1938/4/2020 10:00 am20-14234 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $700.00  
issues as of 5/18/2020

1) 341 not held, not rescheduled --June 18 341
2) Current with Trustee plan payments
3) IRS priority claim estimated for 2018 and 2019 tax returns
Matter ResolvedRequest
Adjourment
1778/4/2020 10:00 am20-14236 / MBKStephen M. Zullo Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $88.00  
AS OF 6/18/20 (SF)

1. Motion to Pay State of NJ $303 thru the plan as priority scheduled for 6/24/20 at 9 (No opposition filed)

2. Trustee objection:

- A Modified Plan that pays student loans outside plan. (per attorney paid off already)

- Amendments to Schedules B & C to include the 2007 Scion (SCHEDULE A/B AMENDED. THERE IS $3439 NON-EXEMPT EQUITY IN 2007 SCION)
- Need proof of separate service as to cram of interest rate for Toyota Motor Credit. In addition, the plan proposes an interest rate cram but does not propose to pay claim through the plan. (MUST RESOLVE, IS THIS A CRAM? ALSO LISTED AS UNAFFECTED. THE CLAIM WAS FILED WITH ZERO ARREARS) UNAFFECTED PER MODIFIED PLAN

- File pre-confirmation certification. (STILL NEED)


Plan proposes $693 x 2, $781 x 58 Base
Payments: 2/2

RESOLVED ISSUES:
- Need Bank Statements for 60 days prior to filing through date of filing for Bank of America Savings Account ending in 6333.


- Excessive deductions taken on 122C: MOOT
Line 17: Need breakdown of $3507 for involuntary deductions
Line 30: $42 additional food and clothing (need documentation)
- Disposable income per line 45 may be higher and will require dividend to general unsecured creditors.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-14449 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/29/20 (at):

1. Objection filed by Select Portfolio Servicing (Milstead) - failure to cure arrears of $35950.40 . (Per POC)

2. Objection filed by Citimortgage (Phelan) - failure to cure arrears of $370. (Per POC)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for spouse. (NOT RECEIVED)
- A Modified Plan that treats the mortgage arrears. (MOD PLAN NOT FILED)
- Amendments to Schedules J to add mortgage payments. and I to add spouse income. (NOT AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $9,979.91 of non exempt equity in re property. (BOTH MORTGAGE CLAIMS CAME IN MUCH HIGHER - NO EQUITY)
-must address objections by Select Portfolio & Citimortgage. (UNRESOLVED)
-trustee standard order of distribution. (LANGUAGE ADDED)
-must address IRS estimated claim. (STILL ESTIMATED)
-must file pre conf cert. (NOT FILED)

Plan proposes: $150 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-14541 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,500.00  
AS OF 7/2/20 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

2. SWBC filed a secured arrears claim #16 in the amount of $603.40 which is not in the plan. Is it ok to pay this claim?

3. PNC Bank filed a secured arrears claim # 17 in the amount of $82.18 which is not in the plan. Is it ok to pay this claim?

4. SWBC filed a secured arrears claim #18 in the amount of $161.50 which is not in the plan. Is it ok to pay this claim?

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for land in Belize and timeshare in Maryland. (NOT RECEIVED)
- Proof of 2 month's income - from unemployment. (NOT RECEIVED)
- Proof of rental income - copy of leases for both properties in Florida. (NOT RECEIVED)
- Business profit & loss statements (NOT RECEIVED)
- Business forms - from all businesses (barber shop and rental). (NOT RECEIVED)
- A copy of the last filed tax return - for 2019. (NOT RECEIVED)
- 2 months bank statements for all accounts listed on #17 of Sched B, prior to filing date. (NOT RECEIVED)
- A copy of the deed - for the Florida properties that provides the addresses, Deeds for land in Belize and Timeshare. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption.
- Specifically: need proof of each of retirement accounts listed on sch B #21 to verify that the accounts are non estate
property under section 541.Trustee reserves the right to supplement the objection to exemptions once requested documents on assets have been provided & reviewed. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250 and HOA $290, Food $900, Transportation $700, Entertainment $795(Includes time share maintenance fees), Life insurance $467.27 and Maintenance on Florida properties $565. Need proof of health insurance expense $926.67.
The debtor(s) is not paying al
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-14632 / MBKMARYBETH SCHROEDERConfirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-14827 / MBKROBERT MANCHEL ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $760.00  
As of 7/2/20 Debtor attorney requested adjournment to allow time to submit Debtor's cert

As of 6/26/20 (DS): Recommend confirming at $760 x 4 begin 4/1/20, $970 x 56 begin 8/1/20 pro rata dividend to gucs, within 10 days must file Pre-confirmation certificate and Debtor to provide updated proof of income from non-filing spouse by 1/8/2021

As of 5/21/20 (DS): Debtor attorney requested adjournment to gather info needed

5/27/20 (DS): 1. Trustee obj to the following:
- Need to provide proof of $300 for spouses monthly debt. No proof provided, there would be disposable income $1,194.
- Plan needs to provide updated proof of spousal income within 6 months
- Debtor needs to sign a certification agreeing to cease gambling during the pendency
of the case. - CERT PROVIDED.

2. Must resolve IRS estimated claim, 2015 tax return not filed. AMENDED CLAIM FILED.

3. Must file Pre-confirmation certificate.

Prop Plan $760 x 60 Base
Matter ResolvedRequest
Adjourment
1418/4/2020 10:00 am20-15372 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-15451 / MBKWarren D. Levy Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,320.00  
341 NOW ON 6/4/20. NEEDREQUEST TO ADJ.THIS CONF. HEARING.
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-15718 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $600.00  
AS OF 6/18/2020 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $600
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-16101 / MBKANDREW CARROLL, ESQ.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 6/26/20 (DS): Debtor attorney requested adjournment to allow time to file mod plan
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-16945 / MBKROBERT MANCHEL ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17139 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $50.00  
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17187 / MBKLAURENCE R SHELLER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $107.00  
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17380 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $685.00  
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17437 / MBKErik M. Helbing Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,070.00  
Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17442 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17481 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17493 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17495 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
08/4/2020 10:00 am20-17496 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $800.00  
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes