| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 8/2/2023 9:00 am | 17-21572 / CMG | Warren Levy, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, will pay $21,455<>PHH MTG/Yorkshire Village Rd (ROBERTSON, ANSCHUTZ) OTBS:Resolution Details: $21,455.00 immediately with balance of default through August 2023 to be paid via 6 month cure; regular payments and cure payments to resume September 1st; fees; standard default clauses. Mk: Post pet arrears $22,544.82 as of 6/13/23 debtor say will pay 21,455 prior to hearing reg payments begin 9/1/23 and cure remaining arrears over 6 mo period also says $ in suspense acct has not been applied |
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Matter ResolvedRequest Adjourment | 2 | 8/2/2023 9:00 am | 17-24681 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj, will pay<>ARREARS 1 month left. Recap is PTD 37,072.50 then 1,225 x 1 begin 8/1/23- ok to terms |
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Matter ResolvedRequest Adjourment | 3 | 8/2/2023 9:00 am | 17-28305 / CMG | Andrew Thomas Archer | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | 7/27 AMT: ATTY PROVIDED PROOF OF $1,910 PYMT FOR PL BAL/ADJ TO ALLOW TIME FOR FUNDS TOPOST<> 7/24 AMT: FINAL TRUSTEE CONDUIT TO BE MADE FOR JULY/NTC OF TERMATION DOCKETED. PAYOFF LETTER ISSUED FOR REMAINING SMALL BAL TO COMPLETE PLAN (APPX $1,900) <<>> 7/18 /23: atty sent proof of payment so adj 8/2 for posting Debtor obj, will pay<>ARREARS .last pay 4/10/23. plan expired |
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Matter ResolvedRequest Adjourment | 4 | 8/2/2023 9:00 am | 17-34307 / CMG | Kirsten B. Ennis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | ARREARS cured |
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Matter ResolvedRequest Adjourment | 5 | 8/2/2023 9:00 am | 18-10331 / CMG | David C. Russo | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: PIF/PENDING CLOSING<<>> PLAN BAL; NEEDS TO ADDRESS ACAR DEFICIENCY CLM |
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Matter ResolvedRequest Adjourment | 6 | 8/2/2023 9:00 am | 18-12542 / CMG | Eugene Roth, Esq. | Creditor Certification of Default | Withdrawn | Need Update on this 7/18/23(mk):sent email to parties- debtor has funds to cure need 2 weeks to get it ironed out Debtor obj, making pymt will be current by 6/22<>US Bank/Park Ave (Friedman Vartolo) Plan completed. and now expired in mo 65 |
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Matter ResolvedRequest Adjourment | 8 | 8/2/2023 9:00 am | 18-17695 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Withdrawn | AMT: MP 8/2<>>Honor Roll MFR on 7/5/23 and Crediitor cert filed 6/14 by Santader on RE 6,477 in default AR MOTION WD MP on 6/7/23 - ANOTHER MP WAS JUST FILE AND ON FOR 6/21/23. atty says debtor made 2200 payment- not posted yet Please address stay relief from Midfirst Bank with Trustee's Certification of Default -KB ADD 1428 OS PLAN MFR 7 5 23 Debtor obj, made pymt<> ARREARS $3,400 as of 5/1/ Last pay 1/19/23 aty email says debtro made payment 4/22 and not posted wants 2 weeks and will make another payment 5/7 |
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Matter ResolvedRequest Adjourment | 7 | 8/2/2023 9:00 am | 18-17695 / CMG | Candyce I. Smith-Sklar, Esq. | Creditor Certification of Default | Order Previously Submitted | Debtor obj, will pay4769.04 in arrears <> SANTANDER/Penwood Dr (Brock & Scott) 7/31/23(mk): CO submitted: Post pet $3,608.40( 3 mos) rolled into plan |
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Matter ResolvedRequest Adjourment | 9 | 8/2/2023 9:00 am | 18-18267 / CMG | THEODORE M COSTA, ESQ | Motion Motion (Generic) - Only use if no other event is applicable | Denied | NS on 2nd call Fay Servicing obj (friedman Vartolo)<>MTN TO VACATE 7/13/2022 SV ORDER creditor obj: multiple SV and reinstatements- debtor not current as of now |
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Matter ResolvedRequest Adjourment | 10 | 8/2/2023 9:00 am | 18-18267 / CMG | THEODORE M COSTA, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Order to be Submitted | MK: says SV and strike willimington SV/WILMINGTON Plan has expired .Looks like plan is paid in full Atty reaching out to get CO- was adj from 6/21 to 7/19 PLAN EXPIRED - in mo 63 >>THERE IS MOTION TO vACATE ORDER VACATING STAY RELIEF ORDER ON 8/2/23 |
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Matter ResolvedRequest Adjourment | 11 | 8/2/2023 9:00 am | 18-18314 / CMG | PRO SE | Motion Relief from Co-Debtor Stay | Withdrawn | 6/13/23: debtor needs adj. waiitng for creditor to respond 6/5 AMT: Debtor called; states now current. will file opp<<> SELECT PORTFOLIO /Fountayne Lane (FEIN SUCH) |
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Matter ResolvedRequest Adjourment | 12 | 8/2/2023 9:00 am | 18-19788 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 7/5/:mk: adj to 8/2 to resolve amt debtro owes so we are al on same page 6/21/: Per AR debtor to pay 2500 - that is what he thinks he owes and Tr needs to review we also need to know what the Order says that will resolve Creditor Cert of default on 6/21- atty E. Argentieri replied- will make sure it gets submitted Monday. AMT: APOC #4-2 FILED RESOLVING ORDER #48, BUT CERT OF D ON FOR 6-21 <<>> Debtor obj, made pymts-mtg never reduced poc by $2,235.39 per order #48; guc's should not be paid<>ARREARS (AMT: PD $10,700-BAL AS OF 6/2 IS $4550 ) Plan is in month 61 |
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Matter ResolvedRequest Adjourment | 13 | 8/2/2023 9:00 am | 18-20431 / CMG | JOSEPH I WINDMAN, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 7/19 amt: pif/pending closing<<>> 7/18: mk email to atty 7/3 AMT: DEBTOR CALLED/MAKING FINAL PAYMENT THIS WEEK<<>> in mo 62 . Plan balance 858.06 7/3/23(mk): waiting for balance to post . if not by 7/6/ adj to 6/19 as of 6/28/23: Plan balance now $858.06. Pay off letter sent to atty and debtor. Plan has expired 6/2/23 AMT: DEBTOR MAKING FINAL PYMT/ADJ FOR FUNDS TO POST<> 5/23 AMT: PAYOFF LETTER ISSUED<> --------------- 4/5 amt: per co-debtor, making another pymt this week and will complete plan beginning of June.<<>> |
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Matter ResolvedRequest Adjourment | 14 | 8/2/2023 9:00 am | 18-21281 / CMG | SCOTT E KAPLAN ESQ | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Granted | MTN TO EXPUNGE VERIZON #8-1 (DUP #1-1) Tr Obj resolved- cert filed and proper Cert of service filed ------------ MK: Tr Objection: NO supporting cert. cert of service is not on Ct mandatory form and fails to service managing agent or person authorized to accept service |
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Matter ResolvedRequest Adjourment | 15 | 8/2/2023 9:00 am | 18-21281 / CMG | SCOTT E KAPLAN ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 7/25/23:WHEN MOTION TO EXPUNGE IS GRANTED, THIS CAN BE W/D mk: atty says his office is filing a motion to expunge duplicate claims and is getting an update pay off letter- Motion on 8/2/23 NEEDS TO ADDRESS POSSIBLE DUP CLAIMS JEFFERSON CAP #1-1 & VERIZON #8-1; ADDRESS FEASIBILITY DUE TO ORDER ADDING PP MTG ARREARS; ARREARS plan in mo 61 . arrears cured. |
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Matter ResolvedRequest Adjourment | 16 | 8/2/2023 9:00 am | 18-22919 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | - debtor needs time to pay plan balance off. if fails to complete plan balance , case will be converted back to a Ch 7-email to atty mk: Per AR- email to ATTY to see when debtor can complete plan and if possible to do a TR Order. Cameron rely- says debtor made 1,500 payment today and will have balance(5,441.76) paid by NOV Debtor obj, trying to pay (medical)<> ARREARS 5,441.76(WHICH IS PLAN BALANCE) made recent july payment but aal TR payments dating back to 10/2022 have not been near the full payment IN MONTH 62 AS OF AUGUST |
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Matter ResolvedRequest Adjourment | 17 | 8/2/2023 9:00 am | 18-25371 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Dismissed | as of 7/31 no $ has posted. nothing pd since march 8/2 for $ to post TR CERT OF DEFAULT was adj from 7/5 to 7/19 for $ to post as of 7/12: arrears 2,076. Last pay 3/22/23 debtor offer repayment of the $1,557 in arrears through a series of three payments of $519 no later than (1) July 5, (2) July 29, and (3) August 2. Regular monthly payments as well to resume on July 1. |
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Matter ResolvedRequest Adjourment | 18 | 8/2/2023 9:00 am | 18-30069 / CMG | Candyce I. Smith-Sklar, Esq. | Motion to Approve Loan Modification | Revised Order Submitted | 2nd Revised order is correct and was submitted Trustee obj<>MTN TO APPROVE LM |
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Matter ResolvedRequest Adjourment | 19 | 8/2/2023 9:00 am | 18-33317 / CMG | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj, requests recap<>ARREARS 1,889 as of 7/26/23 Recap is $34,804 PTD Then $710 x28 Begin 8/1/23 |
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Matter ResolvedRequest Adjourment | 20 | 8/2/2023 9:00 am | 18-34500 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 8/2/23(mk): debtor made payment 7/31/ so now plan can continue at $19,036 PTD ( confirmed payment) $425 x 4 begin 9/1/23- email to atty Debtor obj, will pay<>ARREARS $850 as of 7/28/23 Recap is 18,186.30 PTD Then $500 x 5 begin 8/1/23- ok to terms |
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Matter ResolvedRequest Adjourment | 21 | 8/2/2023 9:00 am | 19-10341 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | ARREARS |
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Matter ResolvedRequest Adjourment | 22 | 8/2/2023 9:00 am | 19-10868 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | to be current or ewage 8/2/23 (sf) Copy of money orders totaling $1600 provided today. See attached. Debtor obj, will make pymt & request adj to cure<>ARREARS 6,727 as of 8/1 :last pay 3/14/23 |
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Matter ResolvedRequest Adjourment | 23 | 8/2/2023 9:00 am | 19-11108 / CMG | Kirsten B. Ennis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 7/18 AMT; ARREARS CURED/WILL COMPLETE TIMELY<<>> ARREARS |
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Matter ResolvedRequest Adjourment | 24 | 8/2/2023 9:00 am | 19-12380 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 7/28/23(mk):OTBS Resolution Details: Debtor to cure remaining post-petition within 8 months; regular monthly payments ongoing starting in August 2023; 30 day default clause; attorney fees/costs through Plan mtg atty ways - jt request to adj to 8/2. debtro to make add'l payment Debtor obj<>ROCKET MTG /Wayne Ave (STERN & EISENBERG) (mk):Creditor: Post pet due $6,019.26 as of 6/15/23(3 missed payments).default was post LM that began 6/1/22 Debtor says :summer is slow season and trying to catch up - 7 mos left in bkcy case. will make immed. payment now and make reg July and August regular payments and make add'l payments to cure the remaining arrears. |
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Matter ResolvedRequest Adjourment | 25 | 8/2/2023 9:00 am | 19-14118 / CMG | FRANCIS P CULLARI, ESQ | Motion Relief from Stay (Fee) | Withdrawn | Debtor obj, made pymt<>SELECT PORTFOLIO/Asbury Ave (MILSTEAD & ASSOC) |
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Matter ResolvedRequest Adjourment | 26 | 8/2/2023 9:00 am | 19-18582 / CMG | Yakov Rudikh, Esq. | Motion to Vacate Stay | Order to be Submitted | 8/2/23: creditro order to be submitted under 7 day rule- Rudik NS on 8/2 mk: order circulating- 7/28/23 sent email for update- debtor atty says : waiting for payment leger from debtor. she is trying to get proof of payment for 2029- 2020 Debtor obj, requested proof of pymt made<>WILMINGTON SAVINGS/Kingsberry Drive (POWERS) (mk: Creditro says:4,581 as of 6/2/23 (4 mos post pet) moly payment is 1,526.64 |
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Matter ResolvedRequest Adjourment | 27 | 8/2/2023 9:00 am | 19-25094 / CMG | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | adj to 8/16/ to allow atty to review w/ client mk TR order by atty for debtor w/ recap and any default automatic dismissal Debtor obj, will pay<>ARREARS 2,733.50 as of 8/1/23 made recent payments. Bad pay History |
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Matter ResolvedRequest Adjourment | 28 | 8/2/2023 9:00 am | 19-31620 / CMG | Nicholas Fitzgerald, Esq. | Trustee Certification of Default | Dismissed | NFA Debtor obj (**WITHDRAWN**)<>TR CERT OF DEFAULT Mk: arrears 13,304 as of 8/1/23 Bad pay history |
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Matter ResolvedRequest Adjourment | 29 | 8/2/2023 9:00 am | 19-31793 / CMG | Karina Pia Lucid, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | per atty - letting case go ARREARS 6,262.50 last pay 4/3/23 |
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Matter ResolvedRequest Adjourment | 30 | 8/2/2023 9:00 am | 19-31889 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT: $16,707 PTD (44); $500 X 16 BEG 8/1/23 (ATTY OK)<<> (AMT: RECAP SENT IN APRIL WAS NEVER FILED. SUBMITTED AFTER TR MTN WAS FILED. TR MTN CAN BE W/D IF ORDER WAS FILED AND DEBTOR CURRENT) Debtor obj, will make pymts<>ARREARS |
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Matter ResolvedRequest Adjourment | 31 | 8/2/2023 9:00 am | 19-33645 / CMG | Stacey L. Mullen, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymt and requests cure<>PHH MTG / Olden Ave(ROBERTSON, ANSCHUTZ) OTBS: cure w/ std default clause and fees |
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Matter ResolvedRequest Adjourment | 33 | 8/2/2023 9:00 am | 20-11058 / CMG | Jeffrey E. Jenkins, Esq. | Order Shorten Time | Granted | >>OST<<< Tr obj<>MTN TO SELL PROSPECT ST PPTY --Revised order submitted that adds debtor's exemption to be paid but must amended sch C as original C took no exemption ---------------------------- 8/1/23: another amended C now correct and matches the Order amount >>AMENDED C HAS 23,675 AND ORDER HAS 24,675- email to atty - realtor retained K sale price 187,000 TR Obj: - cert signed by atty- DEBTOR CERT filed #91 -debtor not certified arms length transaction and motion falis to meet Abbott's test - revised order has all proceeds to TR and adds 2,000 legal fee for jenkins- needs fee app -debtor exemption 24,675 in order - NEEDS AMENDED C for this |
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Matter ResolvedRequest Adjourment | 32 | 8/2/2023 9:00 am | 20-11058 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, selling home<<>>ARREARS IF sale motion is granted this can be w/d |
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Matter ResolvedRequest Adjourment | 34 | 8/2/2023 9:00 am | 20-13909 / CMG | BRUCE H. LEVITT | Motion Relief from Stay (Fee) | Granted | ALLY BANK TRUST/2017 Jeep Wrangler (LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 35 | 8/2/2023 9:00 am | 20-14492 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Continued 9/6/2023 9:00 am | 7/28/23:creditor adj request for resolution debtor obj:SELECT PORTFOLIO/Jacobs Creek Road (FEIN SUCh) Mk: post pet $19,827.67 as of5/1/23 debtor says will pay 9,914 and cure remaining arrears over 6 mos TR arrears 12,243 |
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Matter ResolvedRequest Adjourment | 36 | 8/2/2023 9:00 am | 20-16345 / CMG | Warren Brumel, Esq. | Creditor Certification of Default | Withdrawn | 7/3/23(mk: debtor atty says creditor (Brock & Scott)to request another 30 days b/c debtor still 1 mo behind Debtor obj, made pymt<> TOWD POINT-CARRINGTON/Dakota Avenue Creditor says:1,863 due debtro says paid |
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Matter ResolvedRequest Adjourment | 37 | 8/2/2023 9:00 am | 20-18578 / CMG | Karina Pia Lucid, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | per atty ok to D SV/LAKEVIEW; ARREARS as of 7/28/23 1,820 last pay 3/10/23 |
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Matter ResolvedRequest Adjourment | 38 | 8/2/2023 9:00 am | 20-20329 / CMG | James J. Cerbone, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Revised Order Submitted | 6/27/23(mk): atty will file amended cert and order = $ to be used for post pet arrears mtg Trustee limited obj<>MTN TO APPV FUNDING FROM NJ HOUSING AND MTG FINC (CERBONE) mk: debtor applied for assistance w/ ERMA program' 12,433.11 x 3 years o% interest CERT DOES NOT SAY HOW THEY INTEND TO USE THE FUNDS- Tr limited obj |
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Matter ResolvedRequest Adjourment | 39 | 8/2/2023 9:00 am | 20-20493 / CMG | Andrew B. Finberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | AMT: FINAL PYMT MADE/ADJ TO ALLOW TIME FOR FUNDS TO POST<<>> 7/8 AMT: EMAIL TO ATTY W/PAYOFF LETTER<<>> ARREARS (plan bal) $714.62 Last pay 3/8/23 |
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Matter ResolvedRequest Adjourment | 40 | 8/2/2023 9:00 am | 20-20618 / CMG | John Michael McDonnell, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | 8/2/23(mk) MP #46 filed - On for 9/6/23 This was adj from 6/21/23 to 7/19 to 8/2. No MP filed as of 7/28 and debtor is now just a little over 1 payment in arrears. ARREARS 2,580 as of 7/18/23 Debtor obj, filing MO<>FAILED TO ADDRESS IRS #4-3 MK; debtor says will file MP to address IRS claim and have made payments |
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Matter ResolvedRequest Adjourment | 41 | 8/2/2023 9:00 am | 21-17313 / CMG | Bruce C. Truesdale, Esq. | Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE) | Order Previously Submitted | MOTION TO VACATE ORDER GRANTING MOTION TO IMPOSE STAY(Planet N Home Lending(Friedman V) 7/21/23(mk): Order resolving and stating Stay is in effect submitted today. terms:immediate and direct cure to lender no later than 10 days form date of Order . reg payments begin 8/1/23 |
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Matter ResolvedRequest Adjourment | 42 | 8/2/2023 9:00 am | 21-17845 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 7/26/23 ARREARS $2,072. very bad pay history Recap is 7,125 PTD Then 511 x39 Begin 8/1/23 debtor to sign up for TFS w/in 10 days- email reply to atty- ok to terms |
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Matter ResolvedRequest Adjourment | 43 | 8/2/2023 9:00 am | 21-18412 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | mk:8/2/23: per atty for debtor- will not oppose dismissal- but asked for hold on disbursements. his email came in 8/1/23 at 4:01 and we were out of system at 4:00PM for disbursements. his order has to be for fees outside- emailed atty MFR filed on for 8/16/23- Post Pet arrears $85,412... MFR filed and on for 8/16/23 mk: email to atty- filing MP Debtor obj, can pay<> ARREARS - $749 AS OF 7/26/23. LM PAST DUE 8/5/22; LOSS MIT EXPIRED 5/31/23 (AFTER TR MTN WAS FILED) |
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Matter ResolvedRequest Adjourment | 44 | 8/2/2023 9:00 am | 21-18844 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 7/31/23: atty says strike trenton water works per pan claim **TR Oder: 11,589 Ptd, Then $622 x 40 Begin 8/1/23. Strike Trenton Water works per plan claim atty neds to let us know if they want to strike it or pay this which requires claim to be filed and Motion to allow late claim- mk: Arrears cured But > need to address Trenton Water Works per plan claim Debtor obj, made pymt & requests recap<>ARREARS > need to address Trenton Water Works per plan claim |
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Matter ResolvedRequest Adjourment | 45 | 8/2/2023 9:00 am | 21-19215 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Order to be Submitted | 8/1/23(mk); status Change- SETTLED MK; debtor requested payment history- uploaded adj request for 30 days so 8/2/ NFA- PEREMPTORY Debtor obj, can cure arrears<> FREEDOM MTG/Sharon Gardent Ct (Brock & Scott) mk:Creditor says $1,938.64: Debtor says: we paid it |
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Matter ResolvedRequest Adjourment | 46 | 8/2/2023 9:00 am | 22-10054 / CMG | Jeffrey E. Jenkins, Esq. | Motion Convert Chapter 13 to Chapter 7 (fee) | Continued 8/16/2023 9:00 am | 8/2/23: Ct will adj 2 weeks to allow MP file by 8/15/23 to sell RE motion will be granted unless MP plan filed - if File- then motion adj to MP date 7/25/23(mk) doc #86 Cert of debtor: complains about creditor characterization of lawsuit etc. 7/14/23:Per S. West - 1 more adj to 8/2/23 as there has been an offer of a permanent LM with deadline to accept 8/1. The offer does involve a significant down payment so acceptance of the LM is not certain. 7/3/23(mk) :Lender uploaded adj Request to 7/19 as servicers is requesting add'l time for loss mit. review. mk: SINCE CERT. WAS FILED - JUDGE WILL DO THIS ON PAPERS PER HER RULING ON6/21/23 6/30/23(mk) Debtor cert filed(#83)- Nothing offered by Sp. Counsel for debtor in the legal mal practice case) debtor blames Mtg co for ignoring Lm requests.. debtor gives summary of lawsuit- but we have no update form Sp counsel on likelihood of success or status of any possible settlement discussions etc. >>Supp Cert by Stuart West in support of converting case to Ch 7 (#84). On 6/21 . law firm 's motion ( that debtor has a counterclaim against) to bar debtor' expert witness was barred and debtor's motion to amended complaint and bar law firm's expert was Denied. so debtro has to proceed to trail w/out an expert witness while Planitff law firm has an expert witness. mk: therefore debtor's likelihood of success is slim and none.. 6/21/23:PER JUDGE NEED CERT ON ST CT LAWSUIT ON STATUS AND LIKELIHOOD OF SUCCESSS If no cert then case converted - if cert than Judge will do on papers Mk: WILL NEED JUDGE MK: st ct case pending for 3 yrs and motions inst ct are all regarding barring expert witnesses- nothing substantive TR position ; while relief requested has merit, TR prefers to have case converted to Ch 7 under 1307(c) best interests test and have a Ch 7 Tr evaluate lawsuit Debtor obj; Ajaz response<>AJAX MTG MTN TO CONVERT OR DISMISS (Pluese Becker) MK: plan confirmed in July 2022.$250 X 36 (BEGIN 2/1/22) BASE PLUS N |
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Matter ResolvedRequest Adjourment | 47 | 8/2/2023 9:00 am | 22-10812 / CMG | Camille J. Kassar, Esq. | Motion Relief from Co-Debtor Stay | Granted | WELLS FARGO / 2016 Civic (LOGS) |
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Matter ResolvedRequest Adjourment | 48 | 8/2/2023 9:00 am | 22-10941 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | plan will complete timely at reg payment 5,850 PTD Then $450 x 43 begin 8/1/23 Debtor obj, made pymts<> ARREARS 450 as of 7/26/23 which is 1 payment( missed the April payment) |
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Matter ResolvedRequest Adjourment | 49 | 8/2/2023 9:00 am | 22-11054 / CMG | Lee M. Perlman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO RETITLE REAL ESTATE MK: owes RE that was inherited from late spouse despite probate was never able to transfer Deed case confirmed at 100% and wants BkcY CT permission to transfer Deed form late wife to him and his current wife. |
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Matter ResolvedRequest Adjourment | 50 | 8/2/2023 9:00 am | 22-11147 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 8/2< HR<>> Debtor obj, filed MP to remove refi<>FAILED TO REFI BY 5/1/23 |
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Matter ResolvedRequest Adjourment | 51 | 8/2/2023 9:00 am | 22-11952 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | Debtor obj, anticipates sale within 30 days<>FAILED TO SELL SYNDEY AVE PPTY BY 3/1/23; ORDER AUTHORIZING SALE ENTERED 3/15/23 REQUIRED HUD & N/E PROCEEDS TO BE TURNED OVER |
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Matter ResolvedRequest Adjourment | 52 | 8/2/2023 9:00 am | 22-11987 / CMG | Robert Cameron Legg, Esq. | Motion Sell | Granted | 1476 SILVERTON RD MK: sale K 400,000. at time of conf 15,000 equity Order pays plan balance and Tr Payoff issued 5/18/23 for 137,428 realtor app to be retained - filed |
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Matter ResolvedRequest Adjourment | 53 | 8/2/2023 9:00 am | 22-12011 / CMG | David E. Shaver, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | mk: aty says in active negotiations w/ lender Debtor obj, pending decision from mtg co<>Failed to complete loan modification by 1/17/23; extended loss mitigation expired 5/17/23 |
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Matter ResolvedRequest Adjourment | 54 | 8/2/2023 9:00 am | 22-12686 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | POC WAS W/D SO MOTION SHOULD BE W/D MTN TO STRIKE CLM#12/Reim Nour ( MK): creditor was paid directly from probation >>ACCORDING TO MOTION $ CAME FROM ATTY HANDLING WORKER'S COMP AND 2RD PARTY LAWSUIT THAT WAS SENT TO PROBATION. NO MOTION APPROVING SETTLEMENT WAS FILED NOR WAS COUNSEL RETAINED) |
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Matter ResolvedRequest Adjourment | 55 | 8/2/2023 9:00 am | 22-12831 / CMG | Vera Fedoroff, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, request 6 mo cure<>SELENE / Hendrickson Rd (ROBERTSON, ANSCHUTZ) OTBS: cure default , atty fees and std default clauses |
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Matter ResolvedRequest Adjourment | 56 | 8/2/2023 9:00 am | 22-13066 / CMG | Adrian Johnson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/20/2023 9:00 am | 7/21/23(mk) Atty email : had to submit an entirely new LM Package w/ Updated Docs and Lender's counsel confirms it is now under review. MK inquired as to how long review of LM will take- reply is LM package complete now under review ------------------------ 4/28/23 (sf) Per Atty, loan mod is still under review by Lender. Need more time FAILED TO LM BY 1/30/23 3/2/23: debtor current w/ TR and Lender. LM procees held up by lender.LM package was complete in Dec and under review then lender stopped responing. debtro atty has followed up and lastest portal inquiry said file complete and under review |
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Matter ResolvedRequest Adjourment | 57 | 8/2/2023 9:00 am | 22-15195 / CMG | Andrew G. Greenberg, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 8/2 amt: ORDER TO CHAMBERS/7 DAY<<>> 7/28 AMT: DRAFT ORDER RESOLVING MFR/CONDUIT TO PARTIES<<>>creditro accepts order- waiting for debtor reply 7/27/239mk): email from creditor atty: attached pay history.showing account due for March 2023 through July 2023, payments of $1,985.60. Total due post: $8,251.37. They typically seek $1,050.00 in fees and $188.00 in costs to resolve these motions (Debtor's counsel and I have not resolved this motion yet) 7/18/23(mk) lender needs to see to if debtor's payments have been credited mk; adj to 7/19 for circulate draft conduit order- will need info. from creditor on that 7/14/23:Mk: creditro says amenable to conduit order but may not have figures by Wed. 6/30AMT: TR LTR REQUESTING CONDUIT Debtor obj, can resume/requests recap<>DEUTSCHE/Bell Lane (Frenkel Lambert) Mk: Post Pet arrears $5,540.75 debtor says can resume payments in August- wants to put post pet into plan |
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Matter ResolvedRequest Adjourment | 58 | 8/2/2023 9:00 am | 22-15391 / CMG | Robert C. Nisenson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | Debtor obj<>SV/US BANK; ARREARS $8,564 as of 7/28/23. Last pay 4/3/23 opp'n only addresses paying arrears over time and does not address the SV by order entered in April 2023 |
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Matter ResolvedRequest Adjourment | 59 | 8/2/2023 9:00 am | 22-15422 / CMG | George E Veitengruber III | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, approved, waiting for docs<>FAILED TO LM BY 5/1/23 MK: Motion to Approve the LM filed and Revised order submitted 7/ |
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Matter ResolvedRequest Adjourment | 60 | 8/2/2023 9:00 am | 22-15796 / CMG | Steven J. Abelson, Esq. | Motion Compel | Continued 8/16/2023 9:00 am | NFA US Bank response (Barnes)<>MTN TO ENFORCE STAY OF 3/28/2023 ORDER AND COMPEL REMOVAL OF ADD'L FEES AND LATE CHARGES |
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Matter ResolvedRequest Adjourment | 61 | 8/2/2023 9:00 am | 22-16061 / CMG | Brad J. Sadek, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | mk: arrears cured Debtor obj, made pymts<<>>ARREARS $517 as of 7/26/23 |
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Matter ResolvedRequest Adjourment | 62 | 8/2/2023 9:00 am | 22-16850 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/WESTERN FUNDING; ARREARS 2,855 last pay 2/7/23 |
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Matter ResolvedRequest Adjourment | 63 | 8/2/2023 9:00 am | 22-17041 / CMG | George E Veitengruber III | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | 7/27/23(mk); email form atty : loss mit denied. meeting w/ client 7/31/23 to discuss MP to cure or sell - filing Mp to sell MK: Order extending Loss Mit to 9/15/23. Arrears only $315 as of 7/26/23 ARREARS; failed to obtain a loan modification by 5/15/23; Failed to file an order resolving US Bank objection to confirmation within 30 days of 2 2/15/23 confirmation |
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Matter ResolvedRequest Adjourment | 65 | 8/2/2023 9:00 am | 22-17489 / CMG | Andrew G. Greenberg, Esq. | Motion Extend Time | Granted | MTN TO EXTEND TIME TO COMPLETE LM to oct 5 2023 8/2/223:Debtor waiting on Lender's response to the Appeal. mod on 1st mtg was denied but still waitng for decision on 2nd Mtg |
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Matter ResolvedRequest Adjourment | 64 | 8/2/2023 9:00 am | 22-17489 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 9/6/2023 9:00 am | Debtor, filing mtn to extend<>FAILED TO LM BY 5/5/23 extend to 10/5/23 atty says 2 lm- filing motion on 1(Filed hearing date 8/2/23) and mp to extend time |
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Matter ResolvedRequest Adjourment | 66 | 8/2/2023 9:00 am | 22-18277 / CMG | Kirsten B. Ennis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | MP filed and on for 8/16/23- removes LM Debtor obj, filed MP<>ORDER VACATING DISMISSAL PROVIDED FOR MP TO BE FILED WITHIN 14 DAYS |
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Matter ResolvedRequest Adjourment | 67 | 8/2/2023 9:00 am | 22-18827 / CMG | Lee M. Perlman, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 8/2 AMT: ORDER TO CHAMBERS/7 DAY<<>> 7/31/23(mk): lender ok w/ order w/ just revision on creditor zip code 7/18/23(mk) lender still waiting for client answer - 2 weeks to 8/2 7/14/23(mk) email from Creditor - still waiting on approval df conduit Order- may need short adj. - told her to let me know status by Tuesday. 7/11 AMT: DRAFT ORDER RESOLVING MFR W/CONDUIT TO PARTIES<<>> Debtor obj, made pymts<>FEDERAL HOME LOAN/ Rocky Brook Court (McCALLA RAYMER) Creditor says: post pet $4,133.19 as of 2/15/23 debtor says made the payments 6/29/23(mk): creditor email: provided payment History which reflects what is currently due post petition. Debtor due 3/1/23-6/1/23 @ $2,054.48 each Suspense $2,041.81 Total $6,176.11 We will also have fees/costs of $688.00 to be added. Regular monthly payment is $2,054.48. Post-petition arrears and regular monthly payment to be paid through the plan. Our client will need to review the order once it's prepared. |
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Matter ResolvedRequest Adjourment | 68 | 8/2/2023 9:00 am | 22-19124 / CMG | George E Veitengruber III | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Moot - Dismissed | amt: MP 8/2< REC DISMISSAL>> arrears 15,807 PLAN WAS W/D ON 4/19/23 AND FAILED TO FILE MP |
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Matter ResolvedRequest Adjourment | 69 | 8/2/2023 9:00 am | 22-19321 / CMG | Robert Cameron Legg, Esq. | Motion Sell | Order to be Submitted | Tr obj; Wilmington Svs response<> MTN TO SELL DURAND RD PPTY<<>> >> Order claims exemption $25,800.34. filed sch C has 24,325.34 100%PLan confirmed w/ sale of property Notice of Sale price $400,000. realtors retained --------Resolved----------- mk: WRONG K OF SALE ATTACHED TO THIS MOTIO(CORRECTED W/ SUPPORT DOC #38) tr OBJ CAN BE W/D |
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Matter ResolvedRequest Adjourment | 70 | 8/2/2023 9:00 am | 23-10375 / CMG | Richard F. Fried, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT/FREEDOM MTG Mk: M.Fissel sent Co for LM by 8/31/23 or as extended by CT |
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Matter ResolvedRequest Adjourment | 71 | 8/2/2023 9:00 am | 23-10383 / CMG | Brian F. O'Malley | Order Shorten Time | Consent Order to be Submitted | 8/2/23(mk): email form B.O'Malley: Debtor has brought her account current with the landlord, and this morning Mr. Rapciewicz and I agreed to submit a consent order resolving the issues between the parties, and permitting the case to continue if that is acceptable to the Court. 7/31/239mk): creditor reply debtor owes 889.49 under lease and the will be due for August rent of 1,300 7/27/23(mk):Chambers email parties- Is debtor current w/ the landlord? need update as to what factual dispute remails. Filed Proofs by Monday7/31/23. parties to advise why they need Judge or if its resolved 7/24(mk): creditor, Landord's atty requesting this be held for noon for Judge and be heard as late as possible- atty has personal conflict in the AM this was adj from 6/1 to 8/2 creditor (ll) atty appeared. debtor payments chronically late and has not pd June rent. and LL has pd the municipal chgs NOT the debtor MTN TO REIMPOSE STAY as to LL Conf 8/2>ISSUES<< |
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Matter ResolvedRequest Adjourment | 72 | 8/2/2023 9:00 am | 23-10884 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 8/7 AMT: ORDER RESOLVING MFR W/CONDUIT TO CHAMBERS/7 DAY<<>> 8/2: jeanette waiting for clients approval then Tr can submit conduit order 8/1 AMT: PER CREDITOR REQUEST, DRAFT CONDUIT TO PARTIES FOR REVIEW<<>> 7/19:adj: creditor concerned about feasibility. and does not have approval for conduit yet- debtor ok to conduit AMT; TR LTR REQUESTING CONDUIT<<>> Debtor will pay & requests recap<>CITIMORTGAGE /Frontage Rd (POWERS) post pet arrears $5,328.25 Debtor says; will pay 1,000 toward arrears and the wants to add remaining arrears into plan TR arrears: 1,360. Last pay 5/24/23 1 Prior case dismissed after conf in 8/4/22 MFR and creditor cert of default in that case |
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Matter ResolvedRequest Adjourment | 73 | 8/2/2023 9:00 am | 23-10910 / CMG | Steven J. Abelson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, MP on 8/2 **HR**<<>> Motion to Sell on 8/16( short sale on NWK prop) <>DEBTOR'S PLAN WAS WITHDRAWN ON 6/7/23 AND FAILED TO FILE MODIFIED PLAN IWHTIN 14 DAYS |
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Matter ResolvedRequest Adjourment | 74 | 8/2/2023 9:00 am | 23-11224 / CMG | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | Continued 8/16/2023 9:00 am | Debtor obj, made pymt<>FAY SERVICING/ Barnacle Rd (FRIEDMAN VARTOLO) Post pet 3,770.18 as of 6/18/23 |
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Matter ResolvedRequest Adjourment | 75 | 8/2/2023 9:00 am | 23-11823 / CMG | DAVID A. SEMANCHIK, ESQ | Motion Relief from Co-Debtor Stay | Granted | FAY SERVICING /Lakewood Ave (FRIEDMAN VARTOLO) mk: Post pet 8,525.15 as of 6/8/23 Conf: adj 9/20- 341 on for 8/10/23 |
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Matter ResolvedRequest Adjourment | 76 | 8/2/2023 9:00 am | 23-11881 / CMG | John H. Anlian, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | 8/1/23; Consent Order submitted- debtor current - resume reg payments 8/1/23 mk adj 8/2 for proof of payment Debtor obj,>NATIONSTAR MTG/Sliker Rd (McCALLA RAYMER) Debtor says he's current |
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Matter ResolvedRequest Adjourment | 77 | 8/2/2023 9:00 am | 23-11933 / CMG | WARREN S JONES, JR ESQ | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | MTN TO EXPUNGE STATE OF NJ CLM 6/23/23(mk: A{POC FILED BY ST OF NJ- zero liablity- >>THIS MOITN SHOULD BE W/D OR DENIED |
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Matter ResolvedRequest Adjourment | 78 | 8/2/2023 9:00 am | 23-12135 / CMG | Andrew M. Carroll, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | MOTION TO VACATE DISMISSAL Mk: case was dismissed for no 341 and lack of payments. debtor have submitted missing dos and say will file a MP and now 100% TR LIMITED OBJ:Needs revised order that adds in last ORDERED Section : MP 14 days for date of Order and debtro to be current w/ payments no later than 5 days before hearing date on MP 7/21/23- REVISED ORDER SUBMITTED |
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Matter ResolvedRequest Adjourment | 79 | 8/2/2023 9:00 am | 23-12456 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Continued 9/20/2023 9:00 am | working on resolution Lucid cert re: signatures #23 Debtor obj, will pay<>LAKEVIEW LOAN / Central Ave (McCALLA RAYMER) Mk post pet 4,042.54 debtor says can be current by hearing date |
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Matter ResolvedRequest Adjourment | 80 | 8/2/2023 9:00 am | 23-12834 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Consent Order to be Submitted | 7/31/32(mk): atty says COTBS- asked for terms agreed that the debtor is in arrears $5,833.34. (exclusive of regular August rent due) Debtor will pay $2,000 towards those arrears no later than August 10, 2023. The remaining arrears, including the august rent will be due in full by August 31, 2023. If the debtor does not comply with the terms of the agreement, the creditor will get their MFR. I will prepare the COTBS debtor obj>>RIVER LINKS / LANDLORD (HABER SILVER) post pet rent arrears 14,994.49 debtor says has 1,200 and wants to cap rest into plan |
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Matter ResolvedRequest Adjourment | 81 | 8/2/2023 9:00 am | 23-12966 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Granted | MTN TO EXPUNGE ONEMAIN FIN MK: atty cert for this motion and there is another cert also attached for another case - error.( now corrrected) seeks to cram Toyota to 14,173.20 Conf 8/2: Issues |
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Matter ResolvedRequest Adjourment | 82 | 8/2/2023 9:00 am | 23-13096 / CMG | Michael McLaughlin, Esq. | Motion Relief from Stay (Fee) | Continued 9/6/2023 9:00 am | 7/28/23(mk): credtior adj request to 9/6/23 for add'l time to resolve Debtor obj<>EMIGRANT BANK /South Filey ave (PLUESE, BECKER) CT adj for 30 days : debtor must have personal liab coverage and a realtor retained 7/24/23: Home insurance w/ per. liab insurance provided appl. to retain realtor filed 7/21/23. |
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Matter ResolvedRequest Adjourment | 83 | 8/2/2023 9:00 am | 23-13654 / CMG | Marc C. Capone, Esq. | Objection to Debtor's Claim of Exemptions | Order to be Submitted | TR OBJ TO (d)(1) ON REAL PPTY/DEBTOR IS NOT ON DEED conf 8/16 |
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Matter ResolvedRequest Adjourment | 84 | 8/2/2023 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Cross Motion | Continued 8/16/2023 9:00 am | mk: email parties - NS today and suggest a bridge order- mk sent email to debtor atty and M Ronny- creditor atty conf now 8/16/23 7/28/23: Current w/ TR 6/21/23: Per Judge debtor to be current w/ plan and POI (DONE) 6/20/23(mk): atty email :Favorable IRS Innocent Spousal Decision was uploaded earlier today. ________________________________________ CROSS MOTION BY US ASSET FUNDING(Hill Wallack) FOR ORDER GRANTING RELIEF FORM THE STAY --CREDITOR SAYS DEBTOR CANNOT REBUT THE PRESUMPTION THAT CASE WAS FILED IN GOOD FAITH BY CLEAR AND CONVINCING EVIDENCE creditor says:plan is not feasible and prop has no equity 341 is now on 7/20/23 |
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Matter ResolvedRequest Adjourment | 86 | 8/2/2023 9:00 am | 23-14433 / CMG | Marc C. Capone, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT/RUSHMORE LOAN (GILLMAN BRUTON) |
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Matter ResolvedRequest Adjourment | 87 | 8/2/2023 9:00 am | 23-15724 / CMG | Daniel E. Straffi, Esq. | Notice of Request for Loss Mitigation | Continued 8/16/2023 9:00 am | US Bank ofj (RAS)<>REQUEST FOR LOSS MITIGATION |
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Matter ResolvedRequest Adjourment | 88 | 8/2/2023 9:00 am | 23-15882 / CMG | John Zimnis, Esq. | Motion Extend Time | Granted | MTN TO EXTEND STAY As of 7/12/23:MK: timely filed plan filed 341 docs uploaded- 341 8/10/23 debtor says got pay raise and circumstances that made other case difficult are now resolved |
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Matter ResolvedRequest Adjourment | 89 | 8/2/2023 9:00 am | 23-16123 / CMG | Karina Pia Lucid, Esq. | Order Shorten Time | Granted | 7/31/32(mk: atty send signed package w/ supporting docs- let's see what creditor says LM package sent to creditor and TR via email L. Egerman response:The Bridge Order provided for a completed loss mit package. This package is not even close to being complete. It is not signed. It is missing all of the supplemental documents. Nothing in the order gives the Debtor until 08/11/2023 to provide the documents. Given that this is the debtor's 3rd case in the last 12 months, and his 4th since 2018, Debtor needs to act with some semblance of good faith - and this isn't it. 7/28/23(mk) atty says file request for Loss mit 7/19- have not gotten the Order approving and cant' upload complete package- told her to sent copay of package to creditor as gesture of good faith and follow up w/ CT on obj deadline for request for Los mit for timing of the entry of the Order . will need to know if Complete Loss mit package was submitted by 8/1/23. Bridge Order to 8/2 the provision that the debtor must file all missing documents and submit a completed loss mitigation packet no later than 8/1. and all 341 docs in 10 days beg fore 8/24/23 341 hearing >>OST<< MTN TO REINSTATE STAY/M&T BANK |
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Matter ResolvedRequest Adjourment | 90 | 8/2/2023 10:00 am | 18-17695 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 7/25/2023 (DM): Updated 8/1/23 ***Debtor continues with poor payment history. TO CONFIRM, THE TRUSTEE WILL RECOMMEND CONIRMATION ONLY UNDER THE PROPOSED TERMS: $32,466 PTD, THEN $640 x 21 STARTING 8/1/23, BASE PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN, STRIKE SECURED PLAN TREATMENT TO US BANK CUST FOR PRO CAPITAL; TRUSTEE SHALL PAY $200 ADMIN CLAIM TO MIDFIRST BANK ON 12/7/22 ORDER BUT MAKE NO FURTHER PAYMENT TO MIDFIRST BANK POC (12-3) ON STUYVESANT AVE PROPERTY AND DEBTOR IS FREE TO SEEK A LOAN MOD OUTSIDE THE PLAN; COTBS WITH SANTANDER ON PENNWOOD DR PROPERTY WITHIN 30 DAYS; DEBTOR SHALL SIGN-UP FOR TFS eWAGE AND PROVIDE TRUSTEE WITH PROOF OF eWAGE SIGN-UP WITHIN 14 DAYS*** Santander (Brock & Scott) OBJs and has a pending Cert of Default (CONSENT ORDER SUBMITTED). 1) MP provides for $2,481.89 in additional post-petition arrears to Santander/Sovereign on 66 Pennwood Dr - Need a Consent Order with Brock & Scott (CONSENT ORDER SUBMITTED FOR $3,208.40 PLUS FEES). ***RESOLVED ISSUES*** A) US Bank CUST for Pro Capital (ZEITZ) OBJs - Plan does not proposed full payment on tax sale certificates - MP provides for $5,200 in post-petition real estate taxes on 66 Pennwood Dr - Need a Consent Order (MFR HAS BEEN WITHDRAWN & NO POC FILED BY ZEITZ - TRUSTEE TO STRIKE PLAN PROVISION TO US BANK CUST FOR PRO CAPITAL B/C SANTANDER MAY HAVE PAID THE TAXES). B) MP proposes secured unaffected treatment to Midfirst Bank on 1428 Stuyvesant Ave and a Loan Mod outside the Plan to retain the property - creditor has stay relief (TRUSTEE TO ADD TO CONFIRMING ORDER, NO FURTHER PAYMENT ON POC 12-3 ARREARS, DEBTOR FREE TO SEEK A LOAN MOD OUTSIDE) Note - Trustee will pay $200 Midfirst attorney fee balance from 12/7/22 consent order. C) Debtor needs $817 x 22 to complete this proposed Plan if proposed real estate tax sale number above is correct - need documentation to support feasibility based upon the numerous defaults by the debtors (ADD eWAGE TO RESOLVE PER AR). |
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Matter ResolvedRequest Adjourment | 91 | 8/2/2023 10:00 am | 20-19804 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ISSUES AS OF 7/24/2023 (DM): Updated 8/1/23 ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $15,394 PTD, THEN $562 x 25 STARTING 8/1/23, BASE PLAN WITH $6,485 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, OTBS OR AMENDED POC BY THE IRS WITHIN 30 DAYS TO PAY $2,222 POST-PETITION PRIORITY TAXES, $400 SUPPLEMENTAL FEE APP TO BE FILED WITHIN 7 DAYS*** 1) MP provides for $2,222 additional post-petition taxes - need amended POC or consent order (UNRESOLVED). 2) Need to know if any additional fees associated with this Plan. Confirmed Case: $6,186 Ptd, $372 x 47 start 10/1/21, $6,485 Min Div Prop. MP: Ptd, $562 x 26, $6,485 Min Div PTD = $15,394 Last Claim (2-4) dated 8/18/21 |
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Matter ResolvedRequest Adjourment | 92 | 8/2/2023 10:00 am | 20-21659 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 8/16/2023 10:00 am | issues as of 7/27/2023 (JMA) 1) Nationstar Mortgage LLC (LOGS Legal) objection to confirmation -need to resolve -modified plan adds $8,349.84 post-petition arrears without specifying where the amount came from 2) Trustee objection to modified plan after confirmation - need to resolve - The debtors have failed to provide Modified Plan proposes to pay post-petition Mortgage arrears. Trustee will not pay those without an Order. 3) This modified plan also adds $10,663.82 arrears per Order dated 5/27/2022 4) The debtor is not current with payments under the new modified plan after confirmation, arrears $5,356. Will require higher plan payment going forward proposed plan $14,146 paid to date, $2,190x30 begin 5/1/2023 100% plan paid in $15,360 arrears under terms of modified plan $5,356 27 months to go in 60 month plan |
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Matter ResolvedRequest Adjourment | 93 | 8/2/2023 10:00 am | 21-15049 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 8/16/2023 10:00 am | AR RESOLVE OR HOLD AS OF 7/24/23 (SF) BELOW ISSUES STILL APPLY Adv Pro adj to 9/13/23 mk: may need to adj to after adv trial 6/22/23- been exchanging emails with debtors counsel 5/23/23(mk): need to review atty Hanratty email w/ AR and Need clarification on amt to be paid on Std loan 5/3/23:mk: debtor to brief special classification of ST loan AS OF 5/23/23 (SF) BELOW ISSUE STILL APPLY The plan proposes to pay $64,000 to Student loan but the order which was entered on 12/16/22 which allows late proof of claim is in the amount of $78,977.31. Need clarity as to which amount is to be paid and the proposed payment is not high enough to pay either amount. Note: $30,130 received from Motion to Use Inherited Funds MP proposes $629 x 40 Base Plan has run 25 months RESOLVED ISSUES: - Objection filed by Allen Gorsk that administrative claim 12-1 for $780 is not provided for in plan (Order resolving mediator's objection to conf submitted to chambers 3/15/2. Terms = claim #12 timely filed and to be paid as admin claim thru MP(mk) |
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Matter ResolvedRequest Adjourment | 94 | 8/2/2023 10:00 am | 22-11147 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 7/26/23 (DS): Ok to confirm at $7,450 paid, $1,250 x 1 begin 8/1/23; $2,446 x 42 begin 9/1/23; Base with a minimum dividend $28,870.64 due to non-exempt equity in real property MP Prop $6,200 PTD; $1,250 x 48 begin 3/1/23; Base - Removes refinance of real property and proposes to cure all arrears owed to mortgage. |
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Matter ResolvedRequest Adjourment | 95 | 8/2/2023 10:00 am | 22-12686 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Confirmed | 7/28/23(mk):UPDATED- email to atty-ok to terms **TO CONFRIM NEEDS $11,840.18 PTD, Then $959 x 45 Begin 8/1/23 Base. Need order approving supplemental atty fees for settlement motion of $700** ------------ settlement(Nunc Pro Tunc) motion filed on for 8/16/23 - Mk: settlement of PI case for 100,000 atty fee 33,121.41 minus workers comp liens and child support liens etc leaves net, 6,271.12(amended C filed0 which claims as exempt and 700 fee to debtor's atty for motion upon a suppl fee app retention appl for sp counsel filed - OK ----------------------------- AS of 7/26/23(mk):Updated - Filed another amended J and put 3 kids on it- Boxes checked that they all live with him- is the 11 yr old daughter of R.Nour? or different kid.. >> can't confirm until have info. on settlement of 3rd party law suit. TR Objection: 1. 7/1/23(mk): Amended sch B & C- debtor had a 3rd party suit- settled as part of workers Comp case( that is still on going). Law firm in that 3rd party case sent the $ to probation that takes care of #12-1- No notice of settlement or retention of sp counsel or motion to approve has been filed. 2.REVIEWED UPDATED INCOME WHICH IS HIGHER THAN ORIGINAL INCOME.(Need updated pay stubs for may and June 2023 SCHEDULE J LISTED EXPENSES OF $1,070 AND NO DEPENDENTS...AMENDED J LISTS EXPENSES OF $2,430 AND 3 DEPENDENTS?Needs clarification- they do or don't live with him? MP proposes: $755 x 11 beginning 5/1/2022, $532.24 x 49 beginning 4/1/2023, base Arrears: $267.41 (Plan modified to remove Trenton Water works per plan claim since no POC filed.) prev conf 6/1/22: at:$615.59 PTD (2 MOS) $884 X 58 BEG 7/1/22 ; BASE $51,887.59 ; -------Resolved---------- 6/30/23(m): debtor filed motion to strike POC #12-1 as creditor has not w/d. On 8/2. Debtor paid the $ to probation and TR wants to know where debtor got 29,000 to pay probation( Answered- $ from settled law suit) 6/23/ 23(mk) creditor still not w/d claim #12-1 as she is to be paid outside |
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Matter ResolvedRequest Adjourment | 96 | 8/2/2023 10:00 am | 22-15538 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | |
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Matter ResolvedRequest Adjourment | 97 | 8/2/2023 10:00 am | 22-16588 / CMG | Camille J. Kassar, Esq. | Confirmation Hearing on Modified Plan | Moot - Dismissed | |
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Matter ResolvedRequest Adjourment | 98 | 8/2/2023 10:00 am | 22-17012 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 7/19/2023 (at): RECOMMEND: $3,290 PAID TO DATE, $50 x 3 BEGINNING 8/1/2023, $360 x 16 BEGINNING 11/1/2023, $760 x 18 BEGINNING 3/1/2025, BASE NE PROCEEDS FROM SMALL CLAIMS LAWSUIT ARE TO BE TURNED OVER TO THE TRUSTEE. MP proposes: $3,240 paid to date, $50 x 4 beginning 7/1/2023, $360 x 16 beginning 11/1/2023, $760 x 18 beginning 12/1/2024, base Arrears $310 (Part 1A adjusts the Trustee payment. Part 6 states that the lease ended.) |
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Matter ResolvedRequest Adjourment | 99 | 8/2/2023 10:00 am | 22-17543 / CMG | David E. Shaver, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 8/1/23(mk): sent email to atty yesterday setting forth TR concerns and agin demand for documents- ATTY REPLY - DEBTOR WILL DISMISS- HOLD FEES Update regarding insurance just provided. See attached AS OF 7/24/23 (SF) STILL NEED DOCS REQUESTED BY MARY BELOW Per Mr. West, the debtor received an 8 month trial loan mod (8/1/23-3/1/24). (OTBS) TERMS= debtor to pay $13,919.75 p/m for 8 mos form 8/1/23- March 1/2024 MK:>>WHAT FINANCIAL INFO WAS SUPPLIED TO MTG COMAPNY ABOUT THE FEASIBILTIY TO PAY 13,919 P/M TO MYG CO?? 6/15/23(mk) adj request - to 8/2/23-PEREMPTORY - NFA- debtor has not provided doc as to amount of life insurance proceeds rec'd from mother's estate or answered other questions asked by the TR. Case is 100% and debtor has made substantial payment thus far so I adj to 8/2/23 (STILL NEED) Note: - Debtor's attorney sent over copy of Trust Account check for $36,000. Need to know where the funds came from?? Insurance - No updated info provided regarding insurance settlement.(STILL NEED) - This plan is not feasible. Proposes total base of $168,000 but need approximately $447,697. 1. Objection filed by US Bank/Chevy Chase Funding (West) - Plan is not feasible; failure to pay arrears of $554,185.41; filed in bad faith; debtor's 4th filing (OTBS) 2. Trustee objection: - Need copy of Will & Final Testament for deceased mother who passed away 12/2/22. (RECEIVED. ADD TO CONF N/E PROCEEDS FROM INHERTIANCE. NEED ACCOUNTING FOR THE ESTATE.) ACCORDING TO WILL, DEBTOR WAS INDEBTED TO MOTHER FOR A LOAN IN THE AMOUNT OF $90,600 WHICH WILL BE ADDED TO THE VALUE OF THE ESTATE. (Letter received from Executor that debtor will receive an initial estimate of approx $150,000. Still waiting for retirement Acct with TD Financial to be released. There is also a checking with $40,000 that has to be divided equally. - Need a Modified Plan that propose student loans to be treated outside. The debtor(s) plan consists of unnecessary or excessive expense ite |
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Matter ResolvedRequest Adjourment | 100 | 8/2/2023 10:00 am | 22-18267 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 8/16/2023 10:00 am | AR RESOLVE OR HOLD mk: need to review Cert filed 7/20 at #25 in opposition to obj . to confirmation by JGC case can't be confirmed till obj is resolved 7/6/23(mk): Jonathan Cohen is on vacation 7/30-8/4 has requested consent to adj to 8/16/23 6/21/23: filed amended SOFA. 6/13/23(mk); Need update on Status of creditor/debtor issues.mk: sent email to attys for update Per M. Capone:. We have agreed to the Trustee's 122C determination of disposable income, which would increase the unsecured base to $33,562. 4/4/23(mk) email from dispo list from Jonathan Goldsmith Cohen :Please note for the Disposition List that Mr. Capone has not provided the documents I requested. I asked for all of the Debtor's pay statements and bank statements for 2022 along with a copy of filed 2022 tax returns. Debtor did a cash out refi in August of 2022 and received $120,000.00. This is not listed on the petition, or on the bank statements. In addition, in the run-up to the bankruptcy case, in August of 2022 Debtor only had $1,600.00 in outstanding unsecured debt. His debts were paid down prior to the refinance and he received money from family and my client to do so. As of May of 2022 he had $68,000-$70,000.00 in his bank accounts. 3/16/23(mk): >>NEED UPDATE ON ISSUES BELOW 2/14/23(mk) debtor atty has provided the docs to creditor atty J. Goldsmith-Cohen and needs time to review. Debtor atty to file motion to reclassify Wells Fargo Claim As OF 2/6/23(MK):email to atty >>Needs to resolve #1 and 2 below and then TR will resolve the the dispos. income issue at requiring the means test amt of 33,562. Need answer to #1 status on creditor obj in #2 1. Wells Fargo Bank filed Bifurcated claim : secured/unsecured claim for furniture purchased from Value City - this claim is not in the plan - need to advise Trustee of treatment of the claim or move against the claim 2. REE Advisors, LCC/BFF Lending Inc (Goldsmith Cohen) objection to confirmation - need to resolve -fail to adeq |
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Matter ResolvedRequest Adjourment | 101 | 8/2/2023 10:00 am | 22-19124 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 7/25 Workup for the 8/2 calendar mk; adj 8/2 for june and July payment and add terms TFS for debtor--NOT DONE. RECOMMEND DISMISSAL IF NOT CURRENT AND ON TFS BAD PAY HISTORY **) Trustee objection to confirmation - need to resolve - Need to provide a copy of the Deed - Deed provided is not recorded proposed plan $5,269x54 begin 6/1/2023 base plan paid in $10,578 arrears $5,269 last claim 7 -------------------- RESOLVED Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Form 122c Line 45 shows monthly disposable income $2,739.67 which requires minimum $164,380.20 dividend to general unsecured creditors - OK USE I & J - Daycare tuition $1,016, need additional information on this expense - There is another Schedule J for Separate Household, need explanation who are these expenses for? Only list $100 personal products/services; $220/car insurance and $570/car payment - Greene Street Funding Trust (McCalla Raymer) objection to confirmation - need to resolve - need to provide the Trustee with a copy of the 2022 tax return no later than 5/31/2023 - IRS unsecured claim estimated for 2017 taxes 1) Greene Street Funding Trust (McCalla Raymer) objection to confirmation - need to resolve - arrears $263,494.29-Mk:PAY Claim MK:ALSO on 7/7/ Order submitted resolving obj in #1_ Terms= pay POC arrears thru plan.. |
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Matter ResolvedRequest Adjourment | 102 | 8/2/2023 10:00 am | 22-19732 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Order to be Submitted | OTBS under 7-Day Rule if terms below accepted (dm) ISSUES AS OF 7/25/2023 (DM): Updated 8/1/23 ***TRUSTEE PROPOSES CONFIRMATION AT $168,762.28 PTD, THEN $500 x 53 STARTING 8/1/23, BASE PLAN, STRIKE SECURED PLAN TREATMENT TO WALDEN SAVINGS BANK AND MCGOVERN LEGAL; ORDER OF DISTRIBUTION IS AMENDED TO PROVIDE FOR THE FOLLOWING DISBURSEMENT FROM TOTAL PLAN PAYMENTS PAID TO DATE: TRUSTEE COMMISSIONS, IRS SECURED POC (1-4) IN THE AMOUNT OF $123,866.51, FARRINGTON RIDGE SECURED POC (4-1) IN THE AMOUNT OF $15,537 WITH $9,217.36 OF THE BIFURCATED CLAIM TREATED AS A GENERAL UNSECURED CLAIM, OTBS ON FARRINGTON RIDGE ADMIN CLAIM IN THE AMOUNT OF $590 WITHIN 14 DAYS, AND $16,617 SHALL BE DISBURSED TOWARD AGOSTINO & ASSOCIATES SECURED POC (9-1) IN THE AMOUNT OF $27,900. THE BALANCE OF THE DEBTOR'S PLAN PAYMENTS SHALL SATISFY THE $2,250 DEBTOR ATTORNEY FEES, $11,283 SECURED BALANCE ON AGOSTINO & ASSOCIATES POC (9-1), AND $5,522.05 ON IRS PRIORITY POC (1-4). ANY REMAINING FUNDS FROM THE PLAN SHALL BE PAID TO GENERAL UNSECURED CREDITORS*** 7/5/23: Adj 8/2 PEREMPTORY for Jim to get answer he needs from Ms Yrekil. Motion to Authorize Trustee Distribution granted - see Doc #52. Need verification that IRS agrees to Pro Rata distribution with Farrington Homeowners Assn and Agostino secured claims from $165,406 funds on hand net of admin claims. Also need resolution of IRS issue with Trustee fees on net sale proceeds. ***6/30/2023 (DM): Order on Motion to Authorize Trustee Distribution (Doc #52) is silent with respect to the IRS priority claim. If paying amended claims as filed, debtor would need $168,562.28 Ptd, then $1,339 x 54 starting 7/1/23, Base Plan, Trustee shall pay Farrington Ridge Homeowners Assn a $590 administrative claim; Trustee is authorized to pay IRS priority POC (1-4) and IRS priority POC (3-1); Strike secured plan treatment to Walden Savings Bank and McGovern Legal*** Trustee received $167,303.66 from the sale on 2/27/2023. 1) IRS (Eamonn O'Hagan, Esq) OBJs |
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Matter ResolvedRequest Adjourment | 103 | 8/2/2023 10:00 am | 22-19768 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 7/25/2023 (DM): Updated 8/1/23- Atty ok to terms(mk) ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $11,350 PTD, THEN $2,200 x 53 STARTING 8/1/23, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY IRS AMENDED PRIORITY POC (4-3) AND STATE OF NJ AMENDED PRIORITY POC (5-2), HSBC POC (11-1) SHALL BE TREATED OUTSIDE THE PLAN IN ACCORDANCE WITH STAY RELIEF ORDER DATED 6/7/23, DEBTOR IS FREE TO SEEK A LOAN MODIFICATION OUTSIDE THE PLAN*** 7/5/23: Adj 8/2/23 PEREMPTORY - to be current thru July and get stay reinstated by motion - TFS or EWAGE added to terms. 6/7/23: HSBC obtained stay relief - On 6/29/23, Atty checking to see if debtor can bring current before filing a Motion to Reinstate Stay. Atty asserts that case is 100% case. 1) HSBC Bank (RAS) OBJs - $476,624.05 arrears per filed POC and stay was vacated on 6/7/23 (UNRESOLVED). 2) Trustee OBJ: - Proof of income provided verifies higher ($6,664) than scheduled ($4,590) resulting in $4,073 of monthly disposable income. - The dismissal of this case should trigger a 1-year bar to re-filing. ***RESOLVED ISSUES*** A) IRS filed $25,003.25 amended priority claim not treated in the Plan (OKAY TO PAY?? - Yes) B) State of NJ filed $2,190.28 amended priority claim not treated in the Plan (OKAY TO PAY?? - Yes) C) Trustee OBJ: - Need DSO information for Allison Foy (RECEIVED). - Need to provide proof of insurance for his construction LLC (RECEIVED). - Need proof of insurance for 1995 Chevy and 2000 Ford (RECEIVED). - Need to file Pre-Confirmation Certification (FILED). - Need 2022 tax return by 5/31/23 (RECEIVED). Prop. Plan $250 x 2, $2,200 x 58, Base Plan - Loan Mod by 7/1/23 PTD 6/7 = $11,350 Last Claim (4-3) |
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Matter ResolvedRequest Adjourment | 104 | 8/2/2023 10:00 am | 22-19812 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 7/20/23 (SF) RECOMMEND $3375.50 PTD, $1017.00 X 53 (BEGIN 8/1/23) BASE PLAN W/MIN $9062 TO GUCS PER N/E IN PERSONAL PROPERTY - DO NOT PAY ARREARS TO ROCKET MORTGAGE CLAIM 7-1. MUST BE AMENDED OR WITHDRAWN WITHIN 60 DAYS - MUST FILE MOTION TO APPROVE LOAN MOD WITHIN 14 DAYS - MUST AMEND SCHEDULE J TO INCLUDE NEW MORTGAGE PAYMENT - OK TO PAY JPMORGAN CHASE ARREARS CLAIM 5-1 - PROVIDE ORDER RESOLVING FIRST HORIZON OBJECTION WITHIN 30 DAYS mk_ per AR adj 90 days for feasibility of balloon refi (Loan Mod approved) 1. Objection by First Horizon Bank (Powers Kirn) - to modified plan. failure to pay total debt claim of $30,373.42; speculative loan mod and feasibility (MUST RESOLVE) (Note: Claim was amended from total debt claim to arrears claim of $4717.74) mk: creditor says: loan matured in Jan 2023. no dispos income plan not feasible. debtor says applied for a LM 3. JPMorgan Chase filed arrears claim 5-1 for $349.18 which is not addressed in plan (OK TO PAY?) 4. Trustee objection: - Need November and December bank statements for Bank of America account #3690. (SCHEDULE A/B LISTS CHECKING ACCOUNT. IF THIS IS INCORRECT, NEED TO AMEND) Doc provided is for account no. 3699. We need 3690 per Schedule B - A Modified Plan that states mortgage arrears. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $565/month for utilities Need proof of excessive expenses 10 days prior to confirmation. (REDUCED EXPENSES BY $115 FOR UTILITIES) - Verified income leaves monthly disposable income of $1,208.33. (INCOME RECALCULATED AND NOW VERIFIES AT $537) - There is $35,997 in non exempt equity in the vehicles.(REDUCED TO $5182 BASED ON CLAIMS FILED AND ONE OF THE VEHICLES BELONG TO SON) - There is $3,880 in non exempt equity in the bank accounts. Total nonexempt equity to be paid to gucs is now $9,062 Plan proposes $305 x 5, $705 X 55 Base Loan mod by 6/1/23 Payments: 7/7 RESOLVED ISSUES: - Need amended Disclosure Statement. |
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Matter ResolvedRequest Adjourment | 105 | 8/2/2023 10:00 am | 23-10255 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Confirmed | 7/28/23_ OK TO TERMS(mk) AS OF 7/25/23 (SF) Confirm with conduit payments RECOMMEND $3710 PTD, $2100 X 54 (BEGIN 8/1/23) 100% PLAN - PAYMENT INCLUDES CONDUIT PAYMENTS. ORDER TO BE SUBMITTED 1. NEED ORDER RESOLVING MOTION FOR RELIEF WITH POST PETITION ARREARS AND CONDUIT MP proposes $1220 x 60 100% Plan has run 6 months with 54 months remaining Arrears: $3610 through July |
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Matter ResolvedRequest Adjourment | 106 | 8/2/2023 10:00 am | 23-10339 / CMG | JAMAL J ROMERO | Confirmation Hearing Scheduled | Continued 8/16/2023 10:00 am | AS OF 7/31/2023 (at): CASE HAS BEEN PENDING SINCE 1/14/2023. 1. Objection filed by CitiMortgage (Powers Kirn) - sale plan is speculative and plan does not demonstrate a sales price exceeding the liens encumbering the property. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2022 (NOT RECEIVED) -Estimated tax claims for IRS and St Of NJ needs resolution. (BOTH STILL ESTIMATED) - Claim #1-1 and claim 14-2( Both for American Express) appear to be duplicate claims. Needs resolution. (UNRESOLVED) - Plan has priority debt to NYS Dept of Tax & Finance for $85,396.55- NO CLAIM FILED and Gov. Bar date has passed. (NEEDS RESOLUTION) - must address creditor( Citi Mtg) objection (UNRESOLVED) - Scura firm substituted in for prior counsel , Ava Murray- prior disclosure says she is owed 3,900 and Scura file estimate for hourly fees 5,00 - --TR requires something in writing from Ms. Murray if we are to pay or not to pay this prior atty. (NOT RECEIVED) - must file pre conf cert. (NOT FILED) RESOLVED ISSUES: - Attorney fee hourly so needs fee application 7 days from confirming order (LANGUAGE ADDED) - all non exempt proceeds form sale Crine Rd property to be paid to the trustee for plan funding at 100% (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - Non exempt equity in 2 pieces of real property totaling $1,034,534 Plan is 100% (LANGUAGE ADDED) Plan proposes: $200 x 60 beginning 2/1/2023, sale of Crine Road within 6 months of confirmation, 100% plan Payments: 5/6, arrears $200 |
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Matter ResolvedRequest Adjourment | 107 | 8/2/2023 10:00 am | 23-10375 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Withdrawn | This should be marked Plan denied or w/d- and MP to be filed by 8/4- email to atty- This hearing date is for MP #38- creditor R.McDowell objected as her client's( Affinity Credit) not treated in plan(POC #3-1). ORDER VACATING THE DISMISSAL ENTERED 7/19/23 PROVIDES THAT AMP WILL BE FILED IN 14 DAYS TO ADDRESS AFFINITY OBJ. AS OF 7/25/23 MP not filed Mk: There was an mail in June-saying there would be OTBS on objection treating Affinitty FCU as secured creditor w/ interest. BUT NO CO WAS EVER SUBMITTED |
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Matter ResolvedRequest Adjourment | 108 | 8/2/2023 10:00 am | 23-10383 / CMG | Brian F. O'Malley | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | 8/2/23 adj 9/6 to resolve all Tr obj PEREMPTORY 7/25 workup for the 8/2 calendar EDC motion to reimpose stay on for 8/2- OTBS same issues as of 6/14/2023 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of -$78.49. - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2022 by 5/31/2023. - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,339.00 when determining disposable income. - Need to file Pre-Confirmation Certification. - The attorney's fees in the plan and the disclosure statement do not agree. One of these must be amended. 2) Landlord obtained stay vacate order 6/7/2023-OTBS proposed plan $993x18 begin 2/2023, $954x18, $258x18 100% plan paid in $3972 arrears $993 last claim 5 |
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Matter ResolvedRequest Adjourment | 109 | 8/2/2023 10:00 am | 23-10605 / CMG | Georgette Miller, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | 7/19/23 (sf) Per atty debtor received a loan mod. Atty will be filing modified plan. This plan is marked withdrawn 7/19/23(mk) Atty NS - mk email to atty let us know if accepted or show up . 7/13/23 (SF) RECOMMEND $5067.50 PTD, $3134 X 54 (BEGIN 8/1/23) 100% PLAN W/ MIN DIV OF $172,500 TO GUCS PER 122C - OK TO PAY IRS PRIORITY CLAIM 7-6 - STUDENT LOANS TO BE PAID OUTSIDE PLAN 1. Trustee objection: - Need Proof of 2 month's income - all of November and December pay stubs. (RECEIVED AND INCOME IS HIGHER $119,337/12 MONTHS = $9944.75) Disposable income is currently $3337.82 before reducing excessive expenses. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $300/month for home maintenance $877/month and $804/month car payments $2,000 anticipated taxes - Per the 22C, monthly disposable income is $2,876 which requires a minimum dividend of $172,560 to general unsecured creditors. - Verified income leaves monthly disposable income of $3337.82 - Need a statement for the debtor's 401k loan. (RECEIVED AND EXPIRES IN 21 MONTHS. THERE WILL BE ADDITIONAL $123.58 AVAILABLE) Plan proposes $1125 x 60 Base, Student Loans outside Payments: 2.5/5 Arrears: $2808.580 RESOLVED ISSUES: - Objection filed by Systems & Services Technologies/Medallion Bank (Stewart) - The plan does not provide for treatment of creditor. The creditor filed a bifurcated claim 14-1 for $12,015.74 secured, $618.51 unsecured and $546.80 arrears (MP PAY ARREARS) - Newrez Mortgage filed arrears claim 21-1 for $17,072.39 which is higher than proposed amount of $12,000 (OK TO PAY?) MP PAYS ARREARS - Capital One Auto Finance filed arears claim 12-1 for $1753.15 which is not addressed in the plan (OK TO PAY?) MP FILED - There is $28,238 in non exempt equity in the residence. (MOOT BECAUSE OF IRS CLAIM) - Need December and January bank statements for Wells Fargo accounts: 3363, 3666, 1836 and 8516. 6/13/23 (SF) Note: The payment received on 6/6/23 was |
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Matter ResolvedRequest Adjourment | 110 | 8/2/2023 10:00 am | 23-10607 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 7/31/2023 (at): CASE HAS BEEN PENDING SINCE 1/24/2023. 1. The IRS filed an estimated priority claim #4 which needs to be amended. (STILL ESTIMATED FOR 2021 - MOTION TO REDUCE IRS CLAIM FILED) 2. The NJ Division of Taxation filed an estimated claim #9 for 2016 - 2018 which needs to be amended. (STILL ESTIMATED) RESOLVED ISSUES: - Need auto insurance for 2003 Ford Expedition. (RECEIVED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - for 2022. (RECEIVED) - Value statements from Mass Mutual Life Insurance policy prior to filing date. (PER CERTIFICATION FROM DEBTOR, NO LONGER HAS THIS POLICY) - The current Plan does not specify treatment of Regional Acceptance arrears claim $9,217.14 under the Plan. (MOD PLAN SURRENDERS VEHICLE.) The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need service to creditors in motions. (CERT OF SERVICE FILED) - Must file Pre-confirmation certificate. (FILED) Modified plan before confirmation proposes: $135.51 x 4 beginning 2/1/2023, $160.67 x 56 beginning 6/1/2023, base Payments: 6/6 |
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Matter ResolvedRequest Adjourment | 111 | 8/2/2023 10:00 am | 23-10910 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 7/31/2023 (JMA) updated 7/28/2023 (JMA) To resolve Trustee objection, need to confirm at $4,470 paid to date, $886x54 begin 9/1/2023 base plan which includes minimum $9,878 dividend to gucs due to non-exempt equity. -Distribution per plan -Trustee strikes the plan provision to surrender the Newark property (claims #1, 2 and 17), there is a short sale motion pending -Newark property to be sold within 60 days of confirmation issues as of 7/26/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for estimated taxes. Need proof of expense 10 days prior to confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $45,424 in non-exempt equity in real estate UPDATE, THERE IS ONLY $19,984 NON EXEMPT EQUITY IN THE DOWNSVILLE, NY PROPERTY; There is $23,294 in non-exempt equity in the Merck bank account THE NON-EXEMPT EQUITY IN THE MERCK ACCOUNT IS $22,268.23. TOTAL NON-EXEMPT EQUITY $42,252.21 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification - RESOLVED, FILED - Need to resolve the estimated claim filed by the IRS - RESOLVED, PRIORITY CLAIM AMENDED TO ZERO - Need proof of insurance for the 1983 Chevy. RESOLVED, PROVIDED - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - RESOVLED, PROVIDED - Need to provide a copy of the homeowner's insurance renewal declaration - for Newark property. RESOLVED, PROVIDED - Need January bank statements for the Merck FCU account - THE TOTAL BALANCE OF THE MERCK FCU ACCOUNT ENDING BALANCE AS OF 1/31/2023 IS $22,268.23 ( ACCT#00 $453.58 SHARE ACCOUNT; ACCT#02 $15,169.26 SHARE ACCOUNT; ACCT #75 $1,999.05; ACCT#$4,646.34) - Need Certification reg |
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Matter ResolvedRequest Adjourment | 112 | 8/2/2023 10:00 am | 23-11176 / CMG | Avram D White | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | let atty know PEREPTORY 9/20 NS on 8/2- mk sent email to debtor atty 8/2/23 1:58 mk: debtor has to 8/18 to submit missing docs and then lender review- ISSUES AS OF 7/25/2023 (DM): Email from S. West - Debtor atty provided proof that all supporting docs were sent so parties agree to Adj to 8/2. 6/7/23 (mk): debtor to submit complete Loan Mod package in 2 weeks (6/21/23) and a review within 10 -14 days. 1) Ajax Mortgage/US Bank (PLUESE BECKER) OBJ - failure to cure full arrears of $106,508.80 per POC. Plan proposes to pay $20,000 towards arrears and balance through a Loan Mod, and debtor was offered a forbearance agreement in the Fall of 2022 and did not accept it (UNRESOLVED). 2) Trustee OBJ: - Need 2022 tax return by 5/31/23 (RECEIVED - SHOWS NON-DEBTOR SPOUSE IS EMPLOYED IN AN ADMINISTRATIVE POSITION - need Amended Sch I). - Need amended 22C - filed blank (UNRESOLVED). ***RESOLVED ISSUES*** A) Trustee OBJ: - Excessive Expense: $530 cable/internet/cell, $1,100 food, $400 childcare (no dependents listed), $950 transportation (only debtor works), $525 car insurance. As long as plan remains at 100%, Trustee will allow expenses. If there is a modification at a later date, then the Trustee reserves right to renew an objection to excessive expenses. - Verified income leaves monthly disposable income of $873. - There is $52,979 non-exempt equity in the real estate (100% Plan). - Plan proposes an order of distribution that departs from Trustee standard order of distribution (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION). - Need to file Pre-Confirmation Certification (FILED). - Attorney fees in the Plan ($1,000) and Disclosure Statement ($0) do not agree. One of these must be amended (AMENDED). Prop. Plan $550 x 60, 100% Plan - Loan Mod by 9/30/23 PTD 5/5 = $2,750 Last Claim (12-1) |
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Matter ResolvedRequest Adjourment | 113 | 8/2/2023 10:00 am | 23-11205 / CMG | JAMAL J ROMERO | Confirmation Hearing Scheduled | Confirmed | 7/27 WORKUP edc MP filed **CAN CONF AT: $7875 PAID THEN 2061 X 55 BEG 8/1/23 100% (MIN OF $24,648 IN EQUITY) 1) Trustee objection to confirmation: - Need a statement for the savings plan loan deducted from pay check. PROVIDED DOCUMENT THAT DOES NOT REFLECT THE NAME OF THE HOLDER OF THE LOAN - Amendments to Schedules 22C. Debtor's monthly gross is $11,421 and she is above median. FORM 122C HAS NOT BEEN COMPLETED, BASED ON INCOME THIS IS AN ABOVE MEDIAN CASE. TRUSTEE CANNOT PROPOSE TERMS FOR CONFIRMATION WITHOUT THE COMPLETED FORM 122C-2 - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $652/month for dental and medical OK, PROVIDED A LIST OF EXPENSES WITH DATES; $150/month for clothing PROVIDED PROOF OF $31.71 SPENT ON CLOTHING; $248/month for home maintenance PROVIDED LIST OF HOME MAINTENANCE, ELECTRICITY AND WATER ARE UNDER UTILITIES, NOT HOME MAINTENANCE, THE ONLY ALLOWED EXPENSE IS THE ASSOCIATION FEE OF $48; $88/month for wine storage PURCHASE $816.18 ON 2/21/2023, THIS IS A LUXURY EXPENSE. Need proof of excessive expenses 10 days prior to confirmation. REDUCED SCHEDULE J BY $288 ,DISPOSABLE INCOME IS NOW $2,815.46 - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,527.46. AFTER REDUCING SCHEDULE J FOR EXCESSIVE EXPENSES, DISPOSABLE INCOME IS NOW $2,815.46 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $13,162 in non-exempt equity in the PR property - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - DISCLOSE FAMILY SUPPORT AND HOUSEHOLD SIZE FOR MEANS |
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Matter ResolvedRequest Adjourment | 114 | 8/2/2023 10:00 am | 23-11531 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | mk Orders on 1 & 2 and APOC on Est. taxes AS OF 7/23/23 (mk): *CASE IS 5 MOS OLD* >>IRS STILL ESTIMATED & NEED TO RESOLVE #1 & #2 1. Objection filed by M&T Bank (Gerbino- now Phill Raymond is counsel) - failure to provide for arrears of $68,313.65 and propose ongoing post petition payments of $433.97 (ARREARS CLAIM 3-1 SHOWS $39,553.74 DUE) Plan proposes to pay at sale 2. Objection filed by M&T Bank(#6-1) (Egerman) - failure to provide for amount due of $3330.81 (TOTAL DEBT CLAIM WHICH MATURES IN 2024) Plan proposes to pay at sale 3. Trustee objection: -IRS claim #2 priority claim estimated for 2019 and 2020 taxes, unsecured claim estimated for 2018 taxes - need to resolve -all non-exempt proceeds from sale of house to be paid to Trustee.. ----RESOLVED------------- NJMVC filed bifurcated claim 4-1 in the amount of $1770.97 secured and $1000 unsecured. This claim was not addressed in plan (MUST RESOLVE) mk: per atty pay secured part per claim amt and treat gucs pro rata per treatment w/ other gucs Fox chase at Tinton Falls Condo Assoc filed bifurcated claim 5-1 in the amount of $9097.97 secured and $10,812.22 unsecured. (HOW SHOULD THIS CLAIM BE PAID?)mk: per atty pay secured part per claim amt and guc treated pro rata w/ other guc per confirmed plan - there is non-exempt equity $1,303 in real property. (DEBTOR DOES NOT TAKE D(1) EXEMPTION ON SCHEDULE C)AMENDED C FILED Plan proposes $250 X 60 Base Sale of Fennec Court by 10/1/23 Payments: 5/5 |
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Matter ResolvedRequest Adjourment | 115 | 8/2/2023 10:00 am | 23-11823 / CMG | DAVID A. SEMANCHIK, ESQ | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 7/24/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 8/10/2023. 2. Payments: 3/4, arrears $1,350 |
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Matter ResolvedRequest Adjourment | 116 | 8/2/2023 10:00 am | 23-11836 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 8/2/2023 (at):atty ok to terms RECOMMEND: $3,000 PAID TO DATE, $750 x 35 BEGINNING 9/1/2023, LOAN MODIFICATION BY 10/31/2023, BASE Low base pending loan modification. 1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - plan proposes no cure for prepetition arrears unless or until a loan modification is achieved. Pre-petition arrears are $73,223.18. (UNRESOLVED)- mk: rec'd loss mit package - not sure if complete but will go w/ 10/31/23 deadline 2. Objection filed by Real Time Resolutions (Stern Kelly) - failure to cure arrears of $15,144.84. (MOD PLAN CURES ARREARS AND NO OBJ TO MOD PLAN) RESOLVED ISSUES: Trustee's objection: - Must resolve IRS estimated tax claim. (NO LONGER ESTIMATED) - Must file Pre-confirmation certificate. (FILED) Modified plan before confirmation proposes: $750 x 36 beginning 4/1/2023, loan modification by 10/31/2023, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 117 | 8/2/2023 10:00 am | 23-11894 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 7/24/23(SF) Debtor applied for loan mod and should hear results shorlty. 1. Objection filed by Lakewview Loan Servicing (Egerman) - failure to pay arrears and speculative loan mod (MUST RESOLVE) 2. Trustee objection:: The Plan needs to run for a minimum of 36 months. Form 122c-2 Line 45 monthly disposable income $2,457 and requires minimum $147,420 dividend to general unsecured creditors (100% Plan) (WILL RUN A MINIMUM OF 36 MONTHS AND WILL BE 100% PLAN) 3. Must file pre-confirmation certification Plan proposes $250 x 30 100%; Loan Mod by 3/1/24 Payments: 4/4 6/16/23(mk): email from atty says:Debtor consents to a 100% plan. Your objection states that you want an increased Trustee payment and that you want to extend the Plan to at least 36 months. We would consent to 36 months however, based on claims filed, the Plan will payoff in less than 36 months at the present $250/ month. Kindly advise if the present 100% plan at $250/month is acceptable |
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Matter ResolvedRequest Adjourment | 118 | 8/2/2023 10:00 am | 23-11914 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | adj 9/20 Peremptory MK: debtor make 3,500 payment and wage order pending for future payments and we need info on new job As of 7/28/23 (DS): 1. Debtor in arrears $5,250, made 1 out of 4, soon to be 4, last payment made 4/10/23. Wage order was entered 6/5/23, yet no payments have been made. DEBTOR ATTY EMAILED TO INFORM THAT DEBTOR BEGAN NEW JOB AND IS NO LONGER EMPLOYED AT PREVIOUS EMPLOYMENT HE BEGAN 3/2023 AND NOW EMPLOYED AT ANOTHER AND HAS FILED ANOTHER MOTION FOR WAGE ORDER 7/27/23. 2. Must provide 2 months recent proof of income from LabCorp. PER SCHED I DEBTOR STARTED WORKING 2 WEEKS AGO. WILL NEED AS MUCH AS UPDATED INCOME AS CAN BE PROVIDED. 3. MFR heard 7/19/23, need order on terms of post-petition arrears.- OTBS $8,000 TO BE PAID OUTSIDE BY DEBTOR AND $8,250.16 POST-PET AND $713 ATTY FEES TO BE PAID THROUGH PLAN. 4. BELOW ISSUES HAVE NOT BEEN RESOLVED. As of 6/5/23 (DS): Debtor attorney requested adjournment to resolve outstanding tax returns, application for wage order granted 6/13/23. 6/7/23 (DS): 1. Debtor in arrears $3,500, made 1 out of 3 payments, last payment made 4/10/23. App for wage order entered and Debtor to make payent by 6/9/23 2. Trustee obj to the following: - Need 2021/2022 tax returns and Metabank online bank acct, prior to filing date (PER ATTY METABANK CLOSED 2019, NEED PROOF THAT ACCT WAS CLOSED IN 2019, SUCH AS LETTER FROM BANK). - Must resolve IRS estimated tax claim, 2019-2022 tax returns not filed. - There is disposable income $2,497, plan pays 100%. - Must file Pre-confirmation certificate. - Need Trustee standard order of distribution. ATTY OK WITH ADDING TO CONFIRMING ORDER Prop Plan $1,750 x 60 begin 4/1/23; 100% Note: Updated auto insurance and PNC Bank statements provided. Amended Sched I filed 7/28/23. |
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Matter ResolvedRequest Adjourment | 119 | 8/2/2023 10:00 am | 23-11933 / CMG | WARREN S JONES, JR ESQ | Confirmation Hearing Scheduled | Confirmed | as of 7/26/2023 (JMA) to resolve Trustee objection, ok to confirm at $2,419 paid to date, $868x56 begin 8/1/2023 100% plan with a minimum of $149.492.18 to gucs due to non-exempt equity in real estate 1) Trustee objection to confirmation - - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - RESOLVED, PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $153,114 in non-exempt equity in the residence. (100% plan) proposed plan $605x5 begin 4/1/2023, $871.77x55 begin 9/1/2023 100% plan paid in $2419.56 arrears $0.44 last claim 7 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification - RESOLVED, FILED - The debtor has insufficient income. Debtor needs to sign up for TFS eWage to address feasibility - RESOLVED, TFS PAYMENTS IN PLACE |
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Matter ResolvedRequest Adjourment | 120 | 8/2/2023 10:00 am | 23-12036 / CMG | FRANKLIN S MONTERO | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | mk: correct proper insurance was provided 8/1/23: email with incorrect insurance attached and tax returns( which are ok) mk: home insurance enrollment package sent to get original adj - not in place- declaration page not supplied and case cannot go forward w/o insurance- the cert of insurance provided shows Freedom Mtg as policy holder- no good- email to atty and his staff AS OF 7/31/2023 (at): 1. 341 has not been held or rescheduled 2. Payments: 4/4 6/5/23(mk) FYI Co submitted resolving objection of Freedom Mtg: Terms= Pay arrears in POC of $2,280.10 |
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Matter ResolvedRequest Adjourment | 121 | 8/2/2023 10:00 am | 23-12078 / CMG | Robert Manchel, Esq. | Confirmation Hearing on Modified Plan | Continued 9/20/2023 10:00 am | AS OF 7/31/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 has been scheduled for 8/17/23. 2. Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 122 | 8/2/2023 10:00 am | 23-12284 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 8/16/2023 10:00 am | AS OF 7/31/2023 (at): 1. Objection filed by Nationstar Mortgage (Robertson Anschultz) - 9 months is too long to review for a loan modification, correct monthly mortgage payment is $4,872.57 and plan is not feasible. (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income pending all income information, disposable income verifies at -$4,307. The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - recent proof of income for Debtor who began new job as a teacher for the Board of Education and who also works for Uber Eats and recent proof of income for spouse from ReMax. (NOT RECEIVED) - A copy of the last filed tax return - for 2022. (NOT RECEIVED) - Valuation for cars on Sched B. (NOT RECEIVED) - Amendments to Schedules B and C to correct 2005 GMC, listed on Sched B as 2003 and jewelry amount per homeowner insurance $2,500 limit. (NOT AMENDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: estimated taxes $1,300 (requires proof that taxes are being paid 10 days before confirmation). (NOT RECEIVED) - Must resolve IRS estimated tax claim. (STILL ESTIMATED) - Must resolve creditor objection. (UNRESOLVED) - Must file Pre-confirmation certificate. (NOT FILED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $948 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $500 x 60 beginning 4/1/2023, loan modification by 11/2023, 100% to unsecured creditors Payments: 3/4, arrears $500 |
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Matter ResolvedRequest Adjourment | 123 | 8/2/2023 10:00 am | 23-12340 / CMG | Andrew B. Finberg, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/1/2023 (JMA) ok to confirm at $5,550 paid to date, $1,864x55 begin 9/1/2023 100% plan -student loans to be paid outside plan issues as of 7/26/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to provide Trustee with a copy of the last filed tax return - 2022 prior to confirmation - RESOLVED, RETURN PROVIDED - A copy of the homeowner's insurance renewal declaration. Policy provided expired 6/24/2023 - RESOLVED, PROVIDED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $515/month for utilities $600/month car payment $200/month pet care $1,197/month for student loans $1,785/month for non-filing spouse personal loans - Need proof of excessive expenses 10 days prior to confirmation. Trustee will allow as long as plan remains 100%. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,089.01. - Per the 22C, monthly disposable income is $2,206 which requires a minimum dividend of $132,360 to unsecured creditors. (100% plan) - The current Plan does not specify treatment of Cross Country Mortgage arrears claim under the Plan - PER ATTY OK TO PAY THROUGH PLAN - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $40,000 in non-exempt equity in the firearms. - There is $4,865 in non-exempt equity in the Bank of America account. - Need to file Pre-Confirmation Certification. Need February and March bank statements for Bank of America accounts 9427, 1265 and 1252. - Student loans to be paid outside plan proposed plan $1,850x60 begin 4/1/2023 100% plan paid in $5,550 |
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Matter ResolvedRequest Adjourment | 124 | 8/2/2023 10:00 am | 23-12441 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 8/16/2023 10:00 am | issues as of 7/19/2023 (JMA) - adjournment request to allow motion to modify claim #15 JP Morgan Mortgage Acquisition Corp to be heard 1) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -there is $5,685 non-exempt equity in the Columbia Bank account - there is no non-exempt equity in the TDBank accounts -there is $6100 non-exempt equity in the debtors home NEW CLAIM FILED, NON-EXEMPT EQUITY IN HOUSE IS HIGHER AT $14,576.47 - Since the debtor is contributing to the wife's bankrutptcy he needs to increase payments when the wife's bankruptcy ends. 2) JPMorgan Chase (Pluese) objection to confirmation - need to resolve -pre petition arrears $14,492.61 proposed plan $350X60 base plan paid in $1,460 last claim 17 RESOLVED ISSUES: - Need to provide Trustee with 2022 tax return on or by 5/31/2023 RESOLVED, PROVIDED RETURN, NO REFUND - TD Bank acct# 2892 end balance 2/5/2023 $156.85, RESOLVED, JOINT ACCOUNT DEBTORS SHARE $78.50 - NO N/E EQUITY - TD Bank acct# 2888 end balance 2/20/2023 $1,216.34 RESOLVED JOINT ACCOUNT DEBTORS SHARE $608.17 NO N/E EQUITY - Need to provide Trustee with Columbia Bank account #2521 statements for 1/2023 and 2/2023 - RESOLVED, PROVIDED 3/31/2023 WITH BALANCE OF $12,802.62, JOINT ACCOUNT $6,401.31 IS DEBTORS SHARE, N/E EQUITY $5,685 - Need to provide Trustee with TDBank account #9041 statements for 1/2023 and 2/2023 - ONLY PROVIDED 3/31/2023 STATEMENT - Service for the plan motions is in care of attorneys that have not filed a Notice of Appearance or a Proof of Claim on behalf of the creditors. Need to serve the creditors directly. RESOLVED, BOTH CREDITORS SERVED |
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Matter ResolvedRequest Adjourment | 125 | 8/2/2023 10:00 am | 23-12494 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 8/2(mk): car insurance uploaded. atty has $600 will upload tax retruns As of 7/20/23 (DS): 1. Debtor in arrears $750, made 2 out of 4 payments, soon will be 5 payments, last payment made 6/13/23. 2. Trustee obj to the following: - Need 2021/2022 tax returns and updated auto insurance (insurance expires 8/12/23. - Need service to motions in plan. - Must file Pre-confirmation certificate. 3. Capital One filed arrears claim $477.92. Prop Plan $300 x 2; $375 x 58; Base |
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Matter ResolvedRequest Adjourment | 126 | 8/2/2023 10:00 am | 23-12530 / CMG | Paul Evangelista, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/10/23(mk) needs amended conf Order that correctly sets forth treatment of TD Retail POC #16. Language is : Tr is authorized to pay TD Retail,Claim #16-1 a secured claim in the amount of $789. The unsecured portion in the amount of $642.88 will be treated pro rata with other gucs pursuant to the terms of confirmation. As of 8/1/23 (DS): Ok to confirm at $22,180 paid; $6,141 x 55 begin 9/1/23; Base with a minimum dividend $305,179 to gucs and Section 4(g) of the Plan to be stricken and that the claim#16-1 of TD Retail can be treated outside (secured and unsecured). MP in 21 days and amended J if needed 6/7/23 (DS): 1. Trustee obj to the following: - 22c has disposable income $5,086.31, which requires min. dividend $305,179 to gucs. MOD PLAN REMOVES STUDENT LOANS TO BE TREATED OUTSIDE. TRUSTEE WILL REQUIRE MINIMUM DIVIDEND $305,179 TO UNSECURED CREDITORS. 2. TD Bank/Berks Furniture filed bifurcated claim $1,1431.88, secured $789, unsecured $642.88 with no arrears. Not in plan, claim needs to be resolved. MOD PLAN LIST TO PAY CLAIM IN FULL $789, BUT ENTIRE CLAIM WOULD BE $1,431.88. NO ARREARS OWED, WILL RECOMMEND STRIKING AND TREATING THE CLAIM OUTSIDE, SINCE NO ARREARS OWED. Prop Plan $12,000 PAID; $5,090 x 57 begin 7/1/23; Dollar Base $236,031.60 |
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Matter ResolvedRequest Adjourment | 127 | 8/2/2023 10:00 am | 23-12597 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Continued 8/16/2023 10:00 am | 5 mos old and no 341 MFR (Prospective relief Motion RELISTED)For 8/16 (Carrington-McCalla) issues as of 7/26/2023 (JMA) 1) 341 still not held, not rescheduled 2) JPMorgan Chase Bank (McCalla Raymer) objection to confirmation - need to resolve -anticipates proof of claim with pre-petition arrears in the amount of $100,814.71 FILED CLAIM ARREARS $99,090.05 3) Current with Trustee plan payments 4) Need to file Pre-Confirmation Certification with Court |
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Matter ResolvedRequest Adjourment | 128 | 8/2/2023 10:00 am | 23-12624 / CMG | Scott J. Goldstein | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 7/24/23 (SF) - STILL NO PROOF OF SERVICE PROVIDED FOR PLAN MOTIONS Trustee objection: The debtor has failed to supply the Trustee with the following document (s): - The Schedules fail to account for the debtor(s) tax refund in the amount of $1686 when determining disposable income. -Bank of America acct #8859 has 2 large deposits on 2/22/2023 $6,500 wire transfer from Chase Bank and 3/13/2023 $2,023 wire transfer from Chase Bank. Did not provide statement for Chase Bank.( need debtors' certification as to what those were ) - no proof of service on plan motions. (Capital One Auto; Ohio Treasurer and PFSC Inc.) Plan proposes $712 x 60 Base Payments: 3.5/4 Arrears: $356 RESOLVED ISSUES: - Domestic Support Obligation information need DSO form (RECEIVED) |
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Matter ResolvedRequest Adjourment | 129 | 8/2/2023 10:00 am | 23-12769 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 8/2/23 (SF) UPDATED Debtor is not current with payments. Arrears: $1123.50 thru July RECOMMEND $820.50 PTD, $668 X 57 (BEGIN 8/1/23) 0% PLAN - TRUSTEE STANDARD ORDER OF DISTRIBUTION 1. Trustee objection - The debtor has insufficient income Verified income leaves monthly disposable income of $184.21. (Updated proof of income just provided and income now verifies at $916.92) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution. MP proposes $$648 x 60 0% Payments: 1.2/3 Arrears: $1123.50 thru July RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,951.00 when determining disposable income. - Need to file Pre-Confirmation Certification. (FILED) - Objection filed by Carrington Mortgage Services LLC (Holdren) - failure to pay arrears of $31,451.52 and fails to state the name of the creditor. (OTBS. OK TO PAY ARREARS) - Proof of 2 month's income - . Need March pay stubs.(Attorney says more pay stubs were uploaded- not received. Debtor was on medical leave in February through middle of March. Need to resend. Need June and July pay stubs) (RECEIVED) - Need a statement for the debtor's "loan deduction".( MOOT, PAID IN FULL) |
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Matter ResolvedRequest Adjourment | 130 | 8/2/2023 10:00 am | 23-12916 / CMG | THOMAS G. EGNER | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 7/24/2023 (at): 1. The attorney's fees in the plan ($4,130) and the disclosure statement ($4,750) do not agree. One of these must be amended. 2. Objection filed by New Jersey Housing and Mortgage Finance (Pluese Becker) - Debtor has sufficient income to file a cure plan rather than a loan modification plan. Disposable income is $8,354.92 per month. (UNRESOLVED) 3. Regional Acceptance filed a secured arrears claim #3 in the amount of $1,026.24 which is not in the plan. (100% plan) 4. Ally Bank filed a secured arrears claim #23 in the amount of $1,239.23 which is not in the plan. (100% plan) 5. Trustee's objection: The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - debtor's disposable income per sch I & J is over $8,000 . Plan proposes to only pay $500 per month. Trustee objects to this. - New Jersey Housing and Mortgage Finance Agency (Pluese Becker) objection to confirmation - need to resolve (UNRESOLVED) - needs to address estimated tax claims for State of NJ and IRS. (IRS IS NO LONGER ESTIMATED. NJ DIVISION OF TAXATION IS STILL ESTIMATED.) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - as of now there is $7,758 in equity in real property. (NO EQUITY NOW THAT CLAIMS HAVE BEEN FILED) -Need to file Pre Confirmation Certification with Court (FILED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2022 (RECEIVED) - A copy of the homeowner's insurance renewal declaration - policy provided is forced placed by mortgage company, need policy with personal liability coverage (RECEIVED) Plan proposes: $650 x 60 beginning 5/1/2023, loan modificat |
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Matter ResolvedRequest Adjourment | 131 | 8/2/2023 10:00 am | 23-12944 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 2021 tax retrun done and made payment- as to Ch 7 $ freeze on that $ but will have it 2 weeks AS of 8/1/23(mk):update 1. IRS ESTIMATED CLAIM( no return for 2020-2022) 2. Trustee Objection: - Need to provide Trustee with 2021 and 2022 tax returns. - Non-exempt proceeds from sale of property should be turned over to the Trustee. - Need status of Chapter 7 Trustee disbursement to creditors. Debtor needs to file a claims motion post Chapter 7 distribution Plan:$300 X 60 BEG 5/2023; SALE BY 12/1/2023 (15 PHEASANT RUN); 100% 2/4 payments |
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Matter ResolvedRequest Adjourment | 132 | 8/2/2023 10:00 am | 23-12959 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | As of 7/27/23 (DS): Debtor attorney requested adjournment to resolve all issues. 1. Debtor has not made July and soon to be August payments. 2. Need to clarify situation with auto loss of 2015 BMW 3 Series with Claim#5-1 Santander per letter from Geico settlement is $12,586.02, payoff on lien is $21,982.02. Need to know what was done with funds. 3. Trustee obj to the following: - Excessive expenses on Sched J: Annuity Payments $900 for non-filing spouse, $2,000 children expenses and $440 Auto insurance (verifies $286 monthly, deducting the 2 vehicles (Santander-loss 2015 BMW and GM Financial-SV 6/21/23 2020 Cadillac). THIS IS AN ABOVE MEDIAN CASE. IN REVIEWING 22C THERE ARE EXCESSIVE EXPENSES AS WELL. Line 13 $2,000 Children expenses, Line 13b $48 Santander car is auto loss, Line 41 $900 retirement deductions and Line 43 $380 additional transportation expense already taken on Line 11 total transportation $1,022 (will require proof). There would be lots of disposable income. - Debtor to supply updated pay information and Certification explaining his position that his income is lower now as no overtime. 2022 TAX RETURN GROSS INCOME FOR BOTH DEBTOR AND NON-FILING SPOUSE WAS $175,825 AND IN 2021 GROSS INCOME WAS $194,348. - There is non-exempt equity in real property $12,242.43. - Must resolve creditor objection. - IRS and State of NJ filed priority claims, not in plan. PER ATTY OK TO PAY THE CLAIMS. - Santander (2016 BMW) filed arrears $620.91, car was in accident. Needs resolution to claim, due to letter from Geico. 4. AmeriHome (DENISE CARLON) obj to arrears more, POC filed $12,829.81. Prop Plan $400 x 60 begin 5/1/23; Base Note: Updated CMA provided there is non-exempt equity $12,242.43. Transportation expense $500 is fine for 2 adults and Life insurance $248 as well. Updated homeowner insurance provided 7/21/23 and updated auto insurance provided 7/25/23. |
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Matter ResolvedRequest Adjourment | 133 | 8/2/2023 10:00 am | 23-12966 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Confirmed | 8/1 workup for the 8/2 calendar EDC- atty agres to terms *NEED RESULTS OF 8/2 CRAM HEARING TO WORKUP CONF. IF GRANTED WE CAN CONFIRM AT: $686 PAID THEN $342 X 57 BEG 8/1/23 PRO RATA As of 6/29/23 (DS): Debtor attorney requested adjournment to allow motion to cram car sched 8/2/23. As of 6/20/23 (DS): 1. Trustee obj to the following: - Plan propose OneMain (2011 Toyota Camry) to be paid in full. A Bifurcated claim was filed as Secured $11,650, unsecured $6,766.28 and arrears $570.46 If paying claim in full amount plus interest $18,416.28, Trustee requires an order so please advise how claim should be treated. Prop Plan $342.83 x 60; Base Note: DSO Info sheet provided. |
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Matter ResolvedRequest Adjourment | 134 | 8/2/2023 10:00 am | 23-13096 / CMG | Michael McLaughlin, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | MFR adj to 9/6 AS of 7/24/23(mk): >>WHAT IS THE STATUS OF SALE? -Application to retain realtor filed 7/21/23 1. MFR ADJ TO 8/2/23. 2. ESTIMATED PRIORITY TAX CLAIMS FOR IRS AND ST. OF NJ. there is a fixed secure claim of 97,641.09 for the IRS 3. Objection by Emigrant Sav bank(Pluese): -plan not in good faith. requesting 9 mos to sell. prop is in terrible condition. No evidence of sale efforts ot value of land alone. 4.TRUSTEE OBJECTION: -not paying all dispos income -income from Jan to March $14,186.39, there would be $4,728.80 in dispos. income. -There is estimated non-exempt equity in real property $138,822. (pending claims filed), non-exempt equity in 2000 BMW $3,050, Jewelry $625, Cash $200 and Affinity FCU acct#7502 $5,697.19. - need some valuation for business Viron Consulting LLC - Add to confirming order non-exempt proceeds from sale of real property to Trustee. - MP to treat unsecured creditors in apart 5 - Must file Pre-confirmation certificate. ------------- -NEED homeowner's insurance renewal declaration - with personal liability coverage.(Provided) Plan:$250 x 36 begin 5/1/23; ? and Sale of South Finley Ave by 1/31/24 2/2 payments |
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Matter ResolvedRequest Adjourment | 135 | 8/2/2023 10:00 am | 23-13120 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | 7/25 workup for the 8/2 calendar EDC ****CONF AT: $1400 paid then $355 x 57 beginning 8/1/23 pro rata with min of $15,400-trustee will not pay Driven consulting unless timely valid claim filed 8/7/23(sf) Corrected terms to 57 months remaining instead of 52 because the payments were not enough to pay base As of 6/29/23 (DS): Debtor attorney requested adjournment to resolve estimated tax claim(per attorney claim is resolved) As of 6/28/23 (DS): 1. Trustee obj there is non-exempt equity in Noerth Carolina property $15,412.50. 2. State of NJ filed estimated tax claim, 2022 tax returns not filed. Must resolve claim. (per att claim amended) Prop Plan $350 x 60 begin 5/2023; Dollar Base $15,053.69 Note: 2022 tax return and auto insurnace for 2015 Honda Fit provided. |
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Matter ResolvedRequest Adjourment | 136 | 8/2/2023 10:00 am | 23-13168 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | As of 7/26/23 (DS): Debtor attorney requested another adjournment, per MK ok to adjourn, email from atty Debtor and spouse have not yet filed 2021/2022 tax returns. As of 7/19/23 (DS): 341 not held 5/18/23 - Motion for POA granted 7/7/23, still missing spouse 2021/2022 tax return or cert of non-filing mk: case has POA - needs motion to allow if debtro is not going to testify at 341 As of 5/24/23 (DS): 341 not held 5/18/23, still missing all docs, also no Trustee payment made |
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Matter ResolvedRequest Adjourment | 137 | 8/2/2023 10:00 am | 23-13499 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | Tr requires TFS Ewage for debtro MOTION TO APPROVE FINAL LOAN MOD FILED 7/12/2023. AS OF 8/1/2023 (at): RECEIVED PROOF OF TFS PAYMENT OF $1,170 DATED 7/31/2023. 1. The NJ Division of Taxation filed an estimated priority and unsecured claim #12 which needs to be resolved/amended. (STILL ESTIMATED) 2. Tanglewood Homeowner's Association filed a bifurcated claim #4 which needs to be resolved. Objection file by McGovern Legal - plan is silent as to secured claim. (UNRESOLVED) 3. Toyota Lease Trust filed a secured arrears claim # 10 in the amount of $356.12 which is not in the plan. Is it ok to pay this claim? (NEED REPLY) 4. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $174,048.83 (Per obj). (UNRESOLVED) 5. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Excessive expenses on Schedule J $514/utilities (RECEIVED PROOF OF $450/MONTH FOR GAS & ELECTRIC); $611/telephone etc; (RECEIVED PROOF OF $140/MONTH FOR CABLE) $500/childcare provide proof; $812/transportation The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verifies higher ($8,359.70) than scheduled ($7,962.90). -Need to file Pre-Confirmation Certification with Court (NOT FILED) -IRS priority claim estimated for 2020, 2021 and 2022 taxes (STILL ESTIMATED) -IRS guc claim estimated for 2017, 2018 and 2019 taxes (STILL ESTIMATED) -Form 122c Line #16b lists household of 6 - there are 3 children, debtor and spouse - need to amend to household of 5 (NOT AMENDED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information (RECEIVED) - Need to provide Trustee with a copy of the 2022 tax return (RECEIVED) Plan proposes: $1,170 x 36 beginning 5 |
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Matter ResolvedRequest Adjourment | 138 | 8/2/2023 10:00 am | 23-13539 / CMG | DAVID A. SEMANCHIK, ESQ | Confirmation Hearing on Modified Plan | Confirmed | As of 8/1/23 (DS): Ok to confirm at $2,005 paid, $503 x 56 begin 9/1/23; 100% with a minimum dividend $105,898.34 due to non-exempt equity As of 7/3/23 (DS): Debtor attorney requested adjournment, mod plan filed 6/30/23. 7/5/23 (DS): 1. Trustee obj to the following: - Amended attorney disclosure states that attorney fess owed $1,687 will not be paid through the plan, but plan propose attorney fees to be paid $1,687. One of these must be amended. AMENDED ATTY DISCLOSURE FILED 6/30/23. - Need a modified plan properly treats JPMorgan Chase (arrears claim filed $20), Discover and Guy Zarrilli. Creditors must be on Part 4f or 4g. MOD PLAN FILED - Debtor has insufficient income, disposable income verifies $370. - Plan does not propose to pay the IRS priority claim $8,559.69. MOD PLAN PAYS - There is non-exempt equity in real property $105,898.34. MOD PLAN PAYS 100%. 2. JPMorgan Chase filed arrears claim $20. MOD PLAN PAYS Prop Plan $500 x 60 begin 5/1/23; 100% |
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Matter ResolvedRequest Adjourment | 139 | 8/2/2023 10:00 am | 23-13542 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | issues as of 7/26/2023 (JMA) 1) Ally Bank (Lavin Cedrone) objection to confirmation - need to resolve - requests modified plan to provide for $63,875.90 2) Trustee objection to confirmation - need to resolve - The Schedules fail to account for the debtor(s) tax refund in the amount of $410 when determining disposable income. - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED - Trustee standard order of distribution - ADD NOTE TO CONFIRMING ORDER proposed plan $150x60 begin 5/1/2023 base plan paid in $450 last claim 17 |
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Matter ResolvedRequest Adjourment | 140 | 8/2/2023 10:00 am | 23-13626 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | issues as of 7/26/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to provide Trustee with a copy of the last filed tax return - for non-filing spouse for 2022. - Need to provide Trustee with 2 months bank statements from Bank of America business checking acct prior to filing date. - Need to file Amendments to Schedules B and C to add the 3 Affinity FCU bank accounts, per statements provided. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Tele/cell $500, education cost $500 and spouse student loans $500, Medical $350, Life insurance $204 plus spouse life insurance $50, Storage Unit $244.58 and Spouse expenses: Student loans $500, credit cards $500 and Life insurance $50. Must provide proof of expenses 10 days before confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Proof of income verifies higher, the excessive expenses would increase disposable income. - Must file pre-confirmation certificate - RESOLVED, FILED - Form 22c was not done properly? Sched I/22c gross income for Debtor is same, but non -filing spouse on Sched I is $7,972.14 and 22C has $2,657.38. Reviewed POI provided for spouse as of 5/19/23 gross income $36,794.50 / 5 months is $7,358.90 gross, which should be $7,358.90 total gross income for both is $160,333.76 yearly, so case should be above median. proposed plan $200x60 begin 5/1/2023 base plan paid in $600 last claim 12 |
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Matter ResolvedRequest Adjourment | 141 | 8/2/2023 10:00 am | 23-13788 / CMG | Robert B Davis | Confirmation Hearing on Modified Plan | Withdrawn | AS OF 7/24/23 (SF) - PLAN IS NOT FEASIBLE. - ATTY FILED A NEW PLAN ON 8/1/23. THIS PLAN CAN BE WITHDRAWN 1. Objection filed by Berkshire Bank (Caitlin Conklin) - failure to pay secured claim of $114,189.65 and failure to provide for adequate protection payments outside plan Debtor filed another modified plan on 6/27/23 Scheduled for 8/2/23 which does not propose arrears to Berkshire Bank but does propose adequate protection payments to Berkshire. The plan also proposes pro rate, not 100% (MUST RESOLVE) Disposable income is negative and plan only proposes a base of $18,000. Unsecured creditors total $101,435.73. How can this be a 100% plan? 2. Trustee objection: - The debtor has insufficient income income verifies lower than amount scheduled. negative dispo income $ -1,846.51. - Need a copy of the last filed tax return - 2022 taxes - Need amended atty disclosure for flat fee of $4750 - -Non-exempt equity $46,992.88 in house -PLAN PROPOSES 100% (PART 5 OF THE PLAN PROPOSES PRO RATA BASE) - Need to file Pre Confirmation Certification with Court Plan proposes $300 x 60 Base, Loan Mod by 10/31/23 Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 142 | 8/2/2023 10:00 am | 23-13938 / CMG | MICHAEL SCHWARTZBERG ESQ | Confirmation Hearing Scheduled | Confirmed | AS OF 7/20/23 (SF) RECOMMEND $630 X 60 100% PLAN - OK TO PAY CAPITAL ONE AUTO ARREARS CLAIM 5-1 - TRUSTEE STANDARD ORDER OF DISTRIBUTION 1. Capital One Auto Finance filed arrears claim 5-1 in the amount of $617.78 which is not addressed in plan (OK TO PAY?) 2. Trustee objection: -Need to file Pre-Confirmation Certification with Court (FILED) 3. Add to confirmation order Trustee Standard Order of Distribution Plan proposes $630 x 60 100% Plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 143 | 8/2/2023 10:00 am | 23-14048 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 8/1/2023 (JMA) ok to confirm at $400x60 begin 6/1/2023 base plan with minimum $1,648.24 dividend to general unsecured creditors. -loan mod within 6 months from confirmation -Township of Neptune claim #5 in the amount of $734.20 to be paid through plan -Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan (this will be a low base case until loan mod complete) issues as of 7/26/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $400/month for utilities - RESOLVED, SUPPORTING DOCUMENTS PROVIDED ; $558/month for cable/internet/phone - RESOLVED, SUPPORTING DOCUMENTS PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $1,648 in non- exempt equity in the residence. - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. 2) Township of Neptune filed secured claim 5 for taxes/sewer in the amount of $734.20 - claim not treated in plan ATTY OK TO PAY CLAIM THROUGH PLAN proposed plan $400x60 begin 6/1/2023 minimum $1,648.24 dividend to gucs and loan mod 6 months after confirmation paid in $1.200 last claim 16 RESOLVED ISSUES: - Need to provide Trustee with a copy of the last filed tax return - 2022 prior to confirmation - RESOLVED, FILED - Need April and May bank statements for Bank of America account #2393 - RESOLVED, STATEMENTS PROVIDED - Need to file Pre-Confirmation Certification - RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 144 | 8/2/2023 10:00 am | 23-14240 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 8/1/2023 (at): MODIFIED PLAN IS SCHEDULED FOR 9/6/2023. 1. The IRS filed a priority claim #4 in the amount of $6,729.57 which is not in the plan. (PER ATTORNEY, OK TO PAY) 2. Trustee's objection: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): - AS of now there is 45,960 equity in real property. (THERE IS $75,881 IN NON EXEMPT EQUITY IN THE PROPERTY - SECURED LIENHOLDER IN PLAN (RAHMANI BACHA) FILED AN UNSECURED PROOF OF CLAIM) -Need cert from debtor as to the two liens on real property by Burlington City. (NOT RECEIVED) Modified plan before confirmation proposes: $600 x 36 beginning 6/1/2023, sale of residence by 4/30/2024, part 5 needs to be amended (DEBTOR NEEDS TO PAY NON EXEMPT EQUITY TO GUC'S) Payments: arrears $2,400 |
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Matter ResolvedRequest Adjourment | 145 | 8/2/2023 10:00 am | 23-14243 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | As of 7/26/23 (DS): Debtor attorney requested adjournment to resolve obj As of 7/20/23 (DS): 1. Trustee obj to the following: - Plan is not feasible at $300 monthly Trustee payments. - There is non-exempt equity in real property $119,249.92. The case must remain 100% to unsecured creditors. - Add to confirming order non-exempt proceeds from auto accident to Trustee. - Must resolve creditor objection. - Must file Pre-confirmation certificate. 2. PNC Bank (FEIN SUCH KAHN & SHEPARD) obj to arrears $104,196.89, not $50,000, no POC filed. Prop Plan $300 x 60 begin 6/1/23; 100% |
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Matter ResolvedRequest Adjourment | 146 | 8/2/2023 10:00 am | 23-14249 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Dismissed | AS OF 7/31/2023 (at): 1. 341 has not been held or rescheduled. NO DOCS 2. Payments: 0/2, arrears $898 |
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Matter ResolvedRequest Adjourment | 147 | 8/2/2023 10:00 am | 23-14312 / CMG | Stacey L. Mullen, Esq. | Confirmation Hearing Scheduled | Confirmed | as of 7/26/2023 (JMA) OK TO CONFIRM AT $410X60 BEGIN 6/1/2023 BASE PLAN 1) Trustee objection to confirmation - RESOLVED - Need to provide Trustee with Domestic Support Obligation information - RESOLVED, PROVIDED - Need to provide Trustee with a statement for the debtor's 401k loan - RESOLVED, PROVIDED - Need to file Amendments to Schedules C to complete exemptions -RESOLVED, FILED SCHEDULES - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $686 - RESOLVED, DEBTOR PROPOSES TO PAY MORE INTO THE PLAN THAN DISPOSABLE INCOME TO PAY ALL CLAIMS proposed plan $410x60 begin 6/1/2023 base plan paid in $820 last claim 3 |
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Matter ResolvedRequest Adjourment | 148 | 8/2/2023 10:00 am | 23-14359 / CMG | ADAM SCHNEIDER, ESQ | Confirmation Hearing Scheduled | Continued 10/18/2023 10:00 am | 341 is on 8/17/23 1/2 payments >>NEEDS REQUEST TO ADJ. THIS TO AFTER 341 HEARING |
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Matter ResolvedRequest Adjourment | 149 | 8/2/2023 10:00 am | 23-14531 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 7/31/2023 (at): IF OK TO PAY CLAIM #9, RECOMMEND: $244 PAID TO DATE, $134 x 58 BEGINNING 8/1/2023, BASE WITH A MINIMUM OF $3,500 TO UNSECURED CREDITORS 1. Planet Home Lending filed a secured arrears claim #9 in the amount of $559.41 which is not in the plan. Is it ok to pay this claim? Plan proposes: $122 x 60 beginning 6/1/2023, not less than $3,500 to unsecured creditors Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 150 | 8/2/2023 10:00 am | 23-14553 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Withdrawn | AS OF 7/31/23 (SF) UPDATED - MP FILED AND SCHEDULED FOR 10/4/23. CURRENT PLAN IS MARKED WITHDRAWN 1. THE $1200 DEDUCTION ON SCHEDULE J FOR CHILD SUPPORT TO SHERRI RICHARDSON IS NOT COURT ORDERED. NEED PROOF OF THESE PAYMENTS VIA CANCELLED CHECKS) 2. PAYMENT OF $268 ADDED UNDER INSTALLMENT PAYMENTS. WHAT IS THIS FOR? DEBTOR ALREADY HAS TWO CAR PAYMENTS LISTED. IT APPEARS THAT THIS IS A 3RD CAR WHICH TRUSTEE OBJECTS TO. 3. Objection filed by Toyota Motor Credit Corp (Stewart) - failure to provide for arrears of $268.43 to be paid through the plan (OTBS) 4. Trustee objection: - Need a copy of the last filed tax return - 2022 (RECEIVED. REFUND IS $7638 WHICH WAS NOT INCLUDED ON SCHEDULE I. DISPOSABLE INCOME IS HIGHER) - debtor deducted support payments on Schedule J and they are deducted from the paycheck for State of NJ job. Added them back in and as a result disposable income is significantly higher than scheduled. Disposable net is $1,499.25. (NOW $2113.25) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): As of now, there is $9,512 equity in real property. (NON EXEMPT EQUITY IS NOW 2559) 5. Add to confirmation order Trustee Standard Order of Distribution' Plan proposes $200 X 1; $291 X 59 Base w/min $11,000 TO gucs Payments: 2/2 RESOLVED ISSUES: - Need Amendments to Schedules Voluntary Petition and A to correct county and town of debtor's residence (RECEIVED) - Must file pre conf cert. (FILED) - TD Retail card filed bifurcated claim #2-1 for secured $478(good sold) and 1,724.36 unsecured. Not treated in plan. (MP PAYS SECURED CLAIM) |
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Matter ResolvedRequest Adjourment | 151 | 8/2/2023 10:00 am | 23-14599 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 8/2/23: has home insurance- 341 8/10 As of 7/31/23 (DS): Debtor attorney requested adjournment, 341 sched 8/10/23, request denied, still missing homeowner insurance with personal liability coverage for Atlanta Ct property. |
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Matter ResolvedRequest Adjourment | 152 | 8/2/2023 10:00 am | 23-14613 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | as of 8/1/2023 (JMA) - provided proof of $1,000 payment made online 7/28/2023 - ok to adjourn ssues as of 7/25/2023 (JMA) 1) 341 not held, not rescheduled 2) US Bank (Parker McCay) objection to confirmation - need to resolve -arrears approximately $178,754.31 3) No Trustee plan payments to date, arrears $1,000 proposed plan $500x60 begin 6/1/2023 with loan mod by 12/1/2023 100% plan paid in $0 arrears $1,000 last claim 3 |
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Matter ResolvedRequest Adjourment | 153 | 8/2/2023 10:00 am | 23-14626 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | 341 now on 8/10 and 1 payment has posted- As of 7/23/23(mk): SV for Landlord was granted 7/5/23 341 docs in . needs request for 341 date NO PAYMENTS(0/2) |
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Matter ResolvedRequest Adjourment | 154 | 8/2/2023 10:00 am | 23-14645 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 7/24/2023 (at): 1. 341 is scheduled for 8/24/2023. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 155 | 8/2/2023 10:00 am | 23-14650 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | As of 7/28/23 (DS): Debtor attorney requestd adjournment to pass bar date. As of 7/19/23 (DS): 1. Trustee obj to the following: - 22c Line 45 has disposable income $4,199.49-$1,014.25 IRS claim difference total $3,185.24, which require minimum dividend $191,114.40 to gucs or 100%, RECOMMEND WAITING PASS BAR DATE 8/8/23 TOTAL GUCS FILED $97,158.92 - Disposable income verifies $5,607. - Current plan does not propose to pay IRS secured portion of claim $53,370.85. - Debtor has taken improper exemptions D(2) taking $8,400 for 2 cars, only allowed $4,450, over exempts by $3,950, which leaves non-exempt equity $3,950, D(4) taking $2,700, but only allowed $1,875. There is non-exempt equity $825, D(5) by $26,125, used full D(1), so only allowed $1,475. Uses d(5) on non-filing spouse 401(k), plus Debtor's 401(k) as well. - Circumstances and contents of the debtor's Plan, when taken in their totality, indicates that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a) (3). Improper exemptions and non-exempt equity. - Must file Pre-confirmation certificate. Prop Plan $3,150 x 60 begin 6/1/23; Base and Loan mod on Wendover Rd by 11/15/23 Note: There is no equity on assets due to IRS claim. |
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Matter ResolvedRequest Adjourment | 156 | 8/2/2023 10:00 am | 23-14651 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | issues as of 7/26/2023 (JMA) 1) Princeton Federal Credit Union (Saldutti Law) objection to confirmation - need to resolve -plan does not provide for repayment of arrears 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22c has disposable income, plan pays 100%. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is estimated non-exempt equity in real property $2,177.28 and non-exempt equity in Bank of America acct $1,260.97. - Princeton filed arrears claim $40,501.27, listed in Plan as outside and unaffected. - Must resolve creditor objection. - Must file Pre-confirmation certificate - RESOLVED, FILED proposed plan $2175x36 begin 6/1/2023 100% plan paid in $4350 last claim 1 |
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Matter ResolvedRequest Adjourment | 157 | 8/2/2023 10:00 am | 23-14656 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 7/31/23(mk); atty ok to terms **CAN REC CONFIRM AT $600 PTD, THEN $450 X 34 BEGIN 8/1/23. BASE. Trustee is authorized to pay IRS arrears claim #2-1 in the amount of $125.07 through the plan. Trustee standard order of distribution** 1. Trustee objection: -Income verifies higher there is disposable income $727.(mk: discussions w/ atty will compromise 450 going forwardMtG is unaffected and no claim filed yet - Plan does not specify treatment of IRS claim for $125.07- OK To Pay? Per atty yes pay -Trustee standard order of distribution PLAN: $300 x 36 begin 6/1/23; Base 2/2 payments |
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Matter ResolvedRequest Adjourment | 158 | 8/2/2023 10:00 am | 23-14785 / CMG | Joel R. Spivack, Esq. | Confirmation Hearing Scheduled | Continued 10/4/2023 10:00 am | 7/10/23 Debtor lost job. Waiting for approval of unemployment and looking for work. |
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Matter ResolvedRequest Adjourment | 159 | 8/2/2023 10:00 am | 23-14805 / CMG | Peter J. Broege, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | 7/19/23 (SF) 1. 341 NOT HELD - RESCHEDULED TO 7/27/23 2. PAYMENTS: 1/1 |
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Matter ResolvedRequest Adjourment | 160 | 8/2/2023 10:00 am | 23-14816 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Dismissed | AS OF 7/31/2023 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/1, arrears $850 |
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Matter ResolvedRequest Adjourment | 161 | 8/2/2023 10:00 am | 23-14820 / CMG | PRO SE | Confirmation Hearing Scheduled | Dismissed | NS AS OF 7/24/2023 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/1, arrears $250 |
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Matter ResolvedRequest Adjourment | 162 | 8/2/2023 10:00 am | 23-14836 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS OF 7/20/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 8/10/2023. 2. Payments: less than 1/2, arrears $432 |
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Matter ResolvedRequest Adjourment | 163 | 8/2/2023 10:00 am | 23-14870 / CMG | Kevin C. Fayette, Esq | Confirmation Hearing Scheduled | Confirmed | As of 7/27/23 (DS): Ok to confirm at $550 paid, $540 x 35 begin 8/1/23; Base - 18 month prompt cure to 640 West State NJ Equities (landlord). - Add to confirming order Debtor and non-filing spouse to provide 2 months updated proof of income by 2/2/24. 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $31.94. - Add to confirming Debtor to provide 2 months updated proof of income by 2/2/24 Prop Plan $540 x 36 begin 7/1/23; Base |
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Matter ResolvedRequest Adjourment | 164 | 8/2/2023 10:00 am | 23-14877 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 7/26/2023 (JMA) ok to confirm at $1,200x24 begin 7/1/2023, $1,625x24 begin 7/1/2025 100% plan with minimum $111,001 dividend to general unsecured creditors due to non exempt equity in debtors real estate issues as of 7/25/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in real property $111,001 and $350.62 in PNC Bank acct. Plan is 100% proposed plan $1,200x24 begin 8/12/23. $1,625x24 100% plan paid in $1,200 last claim 6 RESOLVED ISSUES: - Must file Pre-confirmation certificate RESOLVED - FILED - A copy of the homeowner's insurance renewal declaration - insurance expires 7/12/23 - RESOLVED, PROVIDED RENEWAL |
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Matter ResolvedRequest Adjourment | 165 | 8/2/2023 10:00 am | 23-14885 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | AS of 7/23/23(mk): >>100% case and bar date is 8/14/23.SHOULD ADJ TO AFTER BAR DATE<< 1. Objection by Freedom Mtg( Brock & Scott): -plan fails to tpay correct arrears 2. Trustee Objection: -There is $16,193.98 non-exempt equity in debtors residential property, OK PLAN PROPOSES 100% PLAN Plan:$1086 X 60 BEG 7/2023; 100%STUDENT LOANS OUTSIDE 1/1 payments |
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Matter ResolvedRequest Adjourment | 166 | 8/2/2023 10:00 am | 23-14892 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 7/20/23 (SF) RECOMMEND $713 X 2 (BEGIN 7/1/23); $904 X 58 (BEGIN 91/1/23) BASE W/MIN $38,851 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS - PROVIDE COPIES OF CHASE BANK STATEMENTS FOR APRIL AND MAY 2023 WITHIN 30 DAYS Trustee objection: -The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. (Disposable income verifies at $1869. Added back employee salary. Debtor is only employee) (NEED BASE OF $53,828) - Excessive Expense Sch J: $650 car payment. (OK) - PNC Bank #1443 need to provide May 2023 statement. (Nonexempt equity in account is $3453) - Schedule A/B lists checking account for Chase with ending balance of $51. Only provided one statement for PNC account. Need to provide statements for the Chase account. (STILL NEED) - There is $33,422 non-exempt equity in real estate and $1,976 non-exempt equity in miscellaneous stocks. - Need to file Pre-Confirmation Certification. Plan proposes $713 x 60 Base w/min $35,398 to gucs Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 167 | 8/2/2023 10:00 am | 23-14977 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | 341 now on 8/24/23. 1/2 payments As of 7/19/23 (DS): 341 not held 7/13/23 missing docs and no Trustee payment made arrears $200, made 0 out of 1 soon 2 payments. |
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Matter ResolvedRequest Adjourment | 168 | 8/2/2023 10:00 am | 23-15036 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/6/2023 10:00 am | issues as of 7/25/2023 (JMA) 1) 341 not held, not rescheduled - did not provide documents needed for 341 hearing to be held 2) Current with Trustee plan payments proposed plan $500x60 begin 7/1/2023 100% plan paid in $500 last claim 1 |
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Matter ResolvedRequest Adjourment | 169 | 8/2/2023 10:00 am | 23-15038 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | As of 7/26/23(mk): atty uploaded proof of payment home insurance expired 7/2/23- NEED CURRENT ONe 341 docs uploaded |
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Matter ResolvedRequest Adjourment | 170 | 8/2/2023 10:00 am | 23-15039 / CMG | Jennifer L. Kearney, Esq. | Confirmation Hearing Scheduled | Continued 9/20/2023 10:00 am | AS OF 7/20/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 8/17/2023. 2. Payments: 1/1 |
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Matter ResolvedRequest Adjourment | 171 | 8/2/2023 12:00 pm | 18-27988 / CMG | Lee M. Perlman, Esq. | Motion compenstaion | Order to be Submitted | Trustee obj<> FEE APPLICATION needs revised order: jsut approving fees - Tr motion on 9/20 |
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Matter ResolvedRequest Adjourment | 172 | 8/2/2023 12:00 pm | 20-11160 / CMG | James J. Cerbone, Esq. | Motion Compensation | Revised Order Submitted | PPSD ORDER FOR SUPP FEES REDUCES PL PYMT; SB $5,500 PER CONDUIT ORDER) fees requested $,1375 TR objection: 1.This is a Conduit case and the confirmed plan payments are $5,500. While the trustee does not object to the requested fees of $1375, the last paragraph of the order reduces the plan payment to $2,1,30 . 2. Needs a revised order and that last paragraph left blank. |
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Matter ResolvedRequest Adjourment | 173 | 8/2/2023 12:00 pm | 22-10363 / CMG | Daniel E. Straffi, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 174 | 8/2/2023 12:00 pm | 22-14943 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 175 | 8/2/2023 12:00 pm | 23-11648 / CMG | Carrie J. Boyle, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 176 | 8/2/2023 12:00 pm | 23-12564 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 177 | 8/2/2023 12:00 pm | 23-12926 / CMG | Karina Pia Lucid, Esq. | Motion Reinstate Stay | Granted | MK: this was adj from 7/5 to 8/2 and to be held for Judge- parties resolved the MFR( debtor current ) on 7/19 and this motion can now be granted Wilmington Svs obj (RAS)<>MOTION TO CONTINUE/REINSTATE STAY (MK: this was w/d) CASE WAS FILED IN APRIL.. NOT TIMELY FILED STAY EXPIRED ON 5/7/23 Debtor says let prior case be dismissed . now has new company and sufficient income to fund Ch 13 plan THERE IS AN MFR W/PROSPECTIVE RELIEF ON 7/19/23 FILED BY WILLMINGTON/CHRISTINA TRUST ( RAS) 4th bkcy filing Debtor had several LM and defaulted on all of them. NOW BK HAS A FORECLOSURE J'MENT for $209,995.77 * note creditor says no equity in RE but we are showing equity on Worksheet. >>>Conf was adj from 7/5 to 8/16/23 BELOW ARE CONF NOTES AS OF 6/28/23: 1. Due to non-exempt equity in real estate the plan requires 100% 2. IRS filed amended claim 2-2 for $5645.11 (OK TO PAY?) 3. State of NJ filed amended claim 10-2 for $163 (OK TO PAY?) 4. Wilmington Savings Fund Society filed arrears claim 16-1 for $77,234.19 which is more than the amount proposed in plan (OK TO PAY?) 5. Trustee objection: - Need a copy of the last filed tax return - 2022 by 5/31/2023. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,000/month SBA loan (need proof/statement) Need proof of expense 10 days prior to confirmation. - Verified income leaves monthly disposable income of $5,277.37. - There is between $105,000 and $250,000 in non exempt equity in the residence. The recent price comparisons show a value of approximately $665,000. - The attorney's fees in the plan ($2,849) and the disclosure statement ($4,750) do not agree. One of these must be amended. (STILL NEED) - The debtors need to add the Curacao timeshare and provide value Plan proposes $2850 x 60 Base Payments: 2/2 RESOLVED ISSUES: - Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires 5/23/2023. (RECEIVED) - Need to resol |
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Matter ResolvedRequest Adjourment | 178 | 8/2/2023 12:00 pm | 23-13142 / CMG | Karina Pia Lucid, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 179 | 8/2/2023 12:00 pm | 23-13262 / CMG | Carrie J. Boyle, Esq. | Motion Compensation | Granted | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |