Judge Michael B. Kaplan
Hearing Date: 7/28/2020
Hearing Count: 161
Last Updated: 09-21-2020 07:52 PM

Type an attorney name, case number, or disposition in the box below to filter results.
Example: type the last name of the debtor's attorney to show only records for that attorney;
type a case number to see only that case

Back to Hearings List
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
17/28/2020 9:00 am11-21277 / MBKSCOTT E KAPLAN ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $24,319.00
MTN TO EXPUNGE WELLS FARGO
Matter ResolvedRequest
Adjourment
27/28/2020 9:00 am11-46905 / KCFJOAN S. WARREN, ESQ.Motion Requesting RedactionGranted
PNC MTN REQUESTING REDACTIN
Matter ResolvedRequest
Adjourment
37/28/2020 9:00 am12-10153 / MBKDAVID A ASTMotion Requesting RedactionGranted
PNC REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
47/28/2020 9:00 am12-12603 / MBKGARY L MASON ESQMotion Requesting RedactionGrantedTotal Paid In: $19,233.00
PNC REQUESTING REDATION
Matter ResolvedRequest
Adjourment
57/28/2020 9:00 am12-16715 / MBKEUGENE ROTH, ESQMotion Requesting RedactionGranted
PNC REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
67/28/2020 9:00 am12-17962 / MBKM. DANIEL CANTOR, ESQ.Motion Requesting RedactionGranted
PNC MTN REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
77/28/2020 9:00 am12-18404 / MBKWILLIAM B SANDERSON, JR, ESQMotion Requesting RedactionGranted
PNC REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
87/28/2020 9:00 am12-18903 / MBKRUSSELL L LOW, ESQMotion Requesting RedactionGranted
PNC REQUESTINREDACTION
Matter ResolvedRequest
Adjourment
107/28/2020 9:00 am12-34322 / MBKEric ClaymanMotion Requesting RedactionGranted
PNC REQUESTING REDACTION
Matter ResolvedRequest
Adjourment
117/28/2020 9:00 am14-28616 / CMGRONALD E NORMAN, ESQOrder Shorten TimeGranted
OST - Motion to Sell (COMPLETED 100% CASE)
Matter ResolvedRequest
Adjourment
127/28/2020 9:00 am15-10153 / MBKEUGENE ROTH, ESQMotion Reopen Ch. 13 Case (fee)Granted
CERT OF COMPLETION OF INSTRUCTIONAL COURSE CONCERNING FINC MGMT AND CRT OF SUPPORT OF DISCHARGE
Matter ResolvedRequest
Adjourment
137/28/2020 9:00 am15-26875 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $34,214.00
***MP filed by 6/15/20 - adj to 7/28/20 (nothing done since 6/2/20 Hearing Date)***


AR OPPOSITION DOES NOT ADDRESS STAY VACATE
Debtor obj<>SV/ALFRED VAIL; ARREARS
Matter ResolvedRequest
Adjourment
147/28/2020 9:00 am16-15612 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
8/12/2020 9:00 am
Total Paid In: $23,052.00
8/12 Peremptory
Debtor obj<>WELLS FARGO BANK (SHAPIRO)
Matter ResolvedRequest
Adjourment
157/28/2020 9:00 am16-24171 / MBKDavid L. Stevens Trustee Certification of DefaultContinued
8/18/2020 9:00 am
Total Paid In: $71,089.00
AMT; MP 7/28***NEEDS RESOLUTION***<<<>>>

PYMT POSTED ATTY TO ADVISE HOW TO RESOLVE
***adj to 6/24/20 for payment to post - atty to file a COVID MP extension per last time (NOT DONE as of 6/22)
AR EMAIL TO FORM - NOT CURRENT AS ALLEGED
Debtor obj, will be current before hearing
Matter ResolvedRequest
Adjourment
167/28/2020 9:00 am16-26911 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot
Hardship Discharge granted 6/26/2020

Debtor obj<>FAILED TO SELL KEYSTONE OUTBACK 328 TRAILER BY 10/31/19
Matter ResolvedRequest
Adjourment
177/28/2020 9:00 am16-29338 / MBKEdward Hanratty, Esq.Motion CompelWithdrawnTotal Paid In: $9,692.00
***Adj request denied***
Nationstar obj (RAS)--MTN TO VACATE DISMISSAL AND DISGORGE FEES FROM NATIONSTAR
Matter ResolvedRequest
Adjourment
187/28/2020 9:00 am17-12179 / MBKJACQUELINE R ROCCI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,800.00
ARREARS
Matter ResolvedRequest
Adjourment
197/28/2020 9:00 am17-13043 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $61,378.00
7/22 AMT: $56,133 PTD (41); $1747 X 23 BEG 8/1/20, EXT PLAN TO 64 MO (atty ok)<<>>

Debtor obj, made pymt, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
207/28/2020 9:00 am17-13509 / MBKWILLIAM S WOLFSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $33,122.00
***Adjournment Request Denied - Last Payment Received in February***
ARREARS
Matter ResolvedRequest
Adjourment
217/28/2020 9:00 am17-14794 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,744.00
AMT: MP 7/22<<<>>

MP by 6/15/20 - adj to 7/28/20
Debtor obj, filing MP<>SV/VW CREDIT #3-1
Matter ResolvedRequest
Adjourment
227/28/2020 9:00 am17-16592 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $24,375.00
ARREARS
Matter ResolvedRequest
Adjourment
237/28/2020 9:00 am17-17905 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
ARREARS
Matter ResolvedRequest
Adjourment
247/28/2020 9:00 am17-20627 / MBKDavid Jerome WitherspoonMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
6/15 AMT: PIF/PENDING CLOSING AUDIT<<<<>>>>

ARREARS
Matter ResolvedRequest
Adjourment
257/28/2020 9:00 am17-21626 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $25,224.00
DISMISSED BY MBK

AR NO OPPOSITION FILED
ARREARS
Matter ResolvedRequest
Adjourment
267/28/2020 9:00 am17-25939 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
***ADJ to 7/28/20 for motion to approve sale and/or confirmation date on a MP (nothing done since 6/2/20 Hearing Date)***


Debtor obj<>SV/WILMINGTON #1-1; FAILED TO LM BY 10/23/19
Matter ResolvedRequest
Adjourment
277/28/2020 9:00 am17-27539 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $25,340.00
Debtor obj<>FORD MOTOR (MORTON)
Matter ResolvedRequest
Adjourment
287/28/2020 9:00 am17-28581 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $44,026.00
7/28 AMT: SETTLED, Doc #44<<<>>>

Debtor obj<>NEWREZ/SHELLPOINT (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
297/28/2020 9:00 am17-28820 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
8/12/2020 9:00 am
Total Paid In: $26,958.00
NATIONSTAR (Shapiro)
Matter ResolvedRequest
Adjourment
307/28/2020 9:00 am17-30265 / MBKPHILLIP L LUCAS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $24,678.00
AMT: Arrears cured/100% plan will complete early<<<<>>>>
ARREARS
Matter ResolvedRequest
Adjourment
317/28/2020 9:00 am17-30452 / MBKDANIEL L. REINGANUMCreditor Certification of DefaultGrantedTotal Paid In: $5,043.00
Nationstar (RAS) Cert of Default ( TR ARREARS )
Matter ResolvedRequest
Adjourment
327/28/2020 9:00 am17-30614 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,136.00
7/27 AMT: PER ATTY, JULY SENT<<>>
7/22 AMT: MADE PYMTS/OWES JULY<<<>>>

Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
337/28/2020 9:00 am17-35573 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE CERT IN SUPPORT
Matter ResolvedRequest
Adjourment
347/28/2020 9:00 am18-10141 / MBKALEXANDER J RINALDI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,800.00
Adj request denied-no payments since January and no response to motion EDC

SV/WILMINGTON #2-1; ARREARS
Matter ResolvedRequest
Adjourment
357/28/2020 9:00 am18-10171 / MBKNICHOLAS FITZGERALD, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/4/2020 9:00 am
Total Paid In: $17,899.00
-filing consent order-will adjourn until 8/4/20

Debtor obj<>Failed to file consent order with CitiMortgage providing for conduit payments by Trustee pending sale of real estate.
Matter ResolvedRequest
Adjourment
367/28/2020 9:00 am18-11054 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $60,074.00
--It looks like this is just a recap at this point. He made small payments from April through June and now has resumed regular payments. Should he add recap language to order? Terms would be $2211 x 30 beginning in August. EDC

MTN TO SUSPEND TRUSTEE PAYMENTS
Matter ResolvedRequest
Adjourment
377/28/2020 9:00 am18-14807 / MBKSCOTT C PYFERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/12/2020 9:00 am
Total Paid In: $5,675.00
Debtor obj<>FAILED TO LM BY 10/23/18; LOSS MIT EXPIRED
Matter ResolvedRequest
Adjourment
387/28/2020 9:00 am18-15605 / MBKJoseph Casello, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $15,500.00
>>Debtor atty email says RESOLVED-terms=paymt 8/4/20, next payment by 8/31/20, All arrears cured
by 9/15/20 or debtor will list RE for sale, 21 dat def clause


US BANK (Friedman Vartolo) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
397/28/2020 9:00 am18-17294 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/4/2020 9:00 am
Total Paid In: $5,016.00
ADJ BY MBK TO 8/4/20

AR WAITING FOR PROOF OF PYMT
Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
407/28/2020 9:00 am18-19016 / MBKPATRICK MOSCATELLO, ESQCreditor Certification of DefaultContinued
8/12/2020 9:00 am
Total Paid In: $15,298.00
NATIONSTAR (RAS)
Matter ResolvedRequest
Adjourment
417/28/2020 9:00 am18-23021 / MBKFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/18/2020 9:00 am

Sale Motion approved 7/14/20 and debtor is days away from closing (dm)

Debtor obj, made pymt & sale pending 7/22 which will satisfy plan<>ARREARS
Matter ResolvedRequest
Adjourment
427/28/2020 9:00 am18-25487 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
8/12/2020 9:00 am
Total Paid In: $16,208.00
Debtor obj<>FIFTH THIRD BANK (McCABE WEISBERG & CONWAY)
Matter ResolvedRequest
Adjourment
437/28/2020 9:00 am18-27053 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/26/2020 9:00 am
Total Paid In: $13,944.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
447/28/2020 9:00 am18-28879 / MBKROBERT H JOHNSONMotion Relief from Co-Debtor StayContinued
8/12/2020 9:00 am
Total Paid In: $47,288.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
457/28/2020 9:00 am18-29750 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/15/2020 9:00 am
Total Paid In: $10,519.00
***7/28/20 - Atty advises she is holding funds ($1,800)***
7/22 AMT: SUPP CERT/FAILED TO FILE MP WITHIN 15 DAYS OF 6/1/20 ORDER RESOLVING CREDITOR DEF CERT WHICH ADDED > $15,000 TO BE PD IN THE PLAN<<<>>>


Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
467/28/2020 9:00 am18-34389 / MBKKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,050.00
SV/WELLS FARGO#2-1; ARREARS
Matter ResolvedRequest
Adjourment
477/28/2020 9:00 am18-35278 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,511.00
ARREARS
Matter ResolvedRequest
Adjourment
487/28/2020 9:00 am18-35333 / MBKSTEPHEN M GOLDBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,150.00
ARREARS
Matter ResolvedRequest
Adjourment
497/28/2020 9:00 am19-10467 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,643.00
Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
507/28/2020 9:00 am19-11248 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/26/2020 9:00 am
Total Paid In: $3,041.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
517/28/2020 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/15/2020 9:00 am
Total Paid In: $90,992.00
***7/28/20 - atty to send $2,000 and file a COVID-19 Plan - adj to 9/15/20***
Debtor obj<>FAILED TO FILE FEASIBLE PLAN; PI PROCEEDS WER INSUFFICIENT TO COMPLETE 100% PLAN; FAILED TO ADDRESS NJ DIV TAX PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
527/28/2020 9:00 am19-12462 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,873.00
AMT: MP 7/28(confirmed)

Debtor obj<>FAILED TO LM BY 10/31/19; FAILED TO FILE ORDER RESOLVING PENNYMAC OBJ TO CONF WITHIN 30 DAYS OF 9/17/19 CONF
Matter ResolvedRequest
Adjourment
537/28/2020 9:00 am19-12603 / MBKLAURENCE R SHELLER, ESQMotion Reinstate StayContinued
8/18/2020 9:00 am
Total Paid In: $5,438.00
MTN TO REINSTATE /BANK OF NEW YORK MELLON #4-1 (RAS Citron)
Matter ResolvedRequest
Adjourment
547/28/2020 9:00 am19-12880 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/15/2020 9:00 am
Total Paid In: $8,737.00
***case is paid off, so atty wants to MP to surrender - adj to 9/15/20***
FAILED TO LM BY 3/31/20; SV/WELLS FARGO # 2-3
Matter ResolvedRequest
Adjourment
557/28/2020 9:00 am19-13081 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,000.00
TRUE TOUCH PROPERTY MTMG (SCOTT KAPLAN)
Matter ResolvedRequest
Adjourment
567/28/2020 9:00 am19-15193 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $8,730.00
AR 4th listing WITH payment reconciliation issues , if not resolved by 2pm recommend deny motion
Adj 7/28/20 Peremptory
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
577/28/2020 9:00 am19-15219 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/23/2020 9:00 am
Total Paid In: $6,279.00
***Adj to 9/23/20 peremptory***
7/22 AMT: ARREARS CURED/OWED JULY<<>>

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
587/28/2020 9:00 am19-15291 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/4/2020 9:00 am
Total Paid In: $5,264.00
***Adj to 8/4/20 to verify $1,096 atty is holding and 2nd $1,096 that debtor mailed out***
Debtor obj, making pymts<>ARREARS
AR AS OF 7-23 LAST TR PTMT 2-11-20
Matter ResolvedRequest
Adjourment
597/28/2020 9:00 am19-16845 / MBKFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,400.00
filed motion to approve loan mod EDC (MOTION APPROVED)

Debtor obj, in trial period ending 5/1/20<>FAILED TO LM BY 9/8/19
Matter ResolvedRequest
Adjourment
607/28/2020 9:00 am19-19230 / MBKSTEPHEN M GOLDBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,738.00
(amt: also needs to address per plan clm)<<<>>>

SV/HOME POINT #6-2; ARREARS
Matter ResolvedRequest
Adjourment
617/28/2020 9:00 am19-19391 / MBKGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $8,029.00
Matter ResolvedRequest
Adjourment
627/28/2020 9:00 am19-19391 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/15/2020 9:00 am
Total Paid In: $8,029.00
ADJ FOR MOTION RE SLOMINS WI 14DAYS AND REC LOAN MOD OS IF NOT RESOLVED BY RETURN DATE
AR EMAILED ATTY WAITING FOR RESPONSE
Debtor obj, filed loss mit ext, requesting adj<(DEBTOR WILL GET 90 DAYS ONCE LOSS MIT ORDER IS ENTERED TODAY)>


FAILED TO FILE PRE CONF CERT BY 10/11/19 (filed); FAILED TO LM BY 3/1/20
Matter ResolvedRequest
Adjourment
637/28/2020 9:00 am19-19722 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/18/2020 9:00 am
Total Paid In: $5,500.00
7/20 AMT: Filed sup cert/failed to LM by 2/1/20; extended loss mit terminated 7/8<<<>>>

Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
647/28/2020 9:00 am19-20344 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/18/2020 9:00 am
Total Paid In: $9,572.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
657/28/2020 9:00 am19-20685 / MBKROBERT BRAVERMANCreditor Certification of DefaultContinued
8/18/2020 9:00 am
Total Paid In: $5,220.00
NATIONSTAR (ras)
Matter ResolvedRequest
Adjourment
667/28/2020 9:00 am19-21114 / MBKBENJAMIN JAMIE GINTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,648.00
ARREARS
Matter ResolvedRequest
Adjourment
677/28/2020 9:00 am19-21155 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,000.00
FAILED TO LM BY 1/1/20
Matter ResolvedRequest
Adjourment
687/28/2020 9:00 am19-23085 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $11,888.00
MTN TO SUSPEND TRUSTEE PAYMENTS - Trustee limited obj to proposed order
Matter ResolvedRequest
Adjourment
697/28/2020 9:00 am19-24177 / MBKAllen I. Gorski, Esq.Motion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $8,450.00
Debtor obj<>SHELLPOINT MTG (RAS)
Matter ResolvedRequest
Adjourment
707/28/2020 9:00 am19-26922 / MBKDAVID H LIPOWMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/12/2020 9:00 am
Total Paid In: $3,838.00
ARREARS
Matter ResolvedRequest
Adjourment
717/28/2020 9:00 am19-27044 / MBKJustin M. Gillman, Esq.Motion EnforceOrder to be SubmittedTotal Paid In: $10,800.00
MBK GRANTS LIMITED RELIEF - OTBS


Debtor obj<>EX-SPOUSE, ADA GREEN, MTN TO ENFORCE ORDER RESOLVING MFR TO PROVIDE PROOF OF SALES LISTING BY 5/1/20 (Abelson)
Matter ResolvedRequest
Adjourment
727/28/2020 9:00 am19-27257 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,400.00
KEYBANK (GELLERT SCALI BUSENKELL)
Matter ResolvedRequest
Adjourment
737/28/2020 9:00 am19-29096 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Settled / ResolvedTotal Paid In: $6,403.00
AFFINITY FEDERAL CREDIT (PETER LISKA)
Matter ResolvedRequest
Adjourment
747/28/2020 9:00 am19-29995 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/26/2020 9:00 am
Total Paid In: $7,966.00
AMT: MP 8/26<<<>>>

Debtor obj, filing MP<>DEBTOR'S PLAN DOC #15 WAS W/D 6/24/20; FAILED TO FILE MP BY 7/1/20
Matter ResolvedRequest
Adjourment
757/28/2020 9:00 am19-30353 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/26/2020 9:00 am
Total Paid In: $5,500.00
MP scheduled for 8/26/20<>

DEBTOR'S PLAN DOC #36 WAS W/D 6/10/20; FAILED TO FILE MP BY 6/24/20
Matter ResolvedRequest
Adjourment
767/28/2020 9:00 am19-32909 / MBKBRANDON L MARTIN, ESQMotion Relief from Co-Debtor StayContinued
8/26/2020 9:00 am
Total Paid In: $4,926.00
THE BANK OF NEW YORK MELLON (MCCALLA)
Matter ResolvedRequest
Adjourment
777/28/2020 9:00 am19-33262 / MBKSTEVEN J ABELSON, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $8,430.00
MTN TO RECLASSIFY 1ST MERCHANT FUNDING #13-1 FROM SECURED TO GUC
Matter ResolvedRequest
Adjourment
07/28/2020 9:00 am20-10332 / MBKJOHN J HOPKINS, IIIMotion Motion (Generic) - Only use if no other event is applicableMoot
AMT: MOOT/SEE DOC #34

Motion to Convert to Ch 11
Matter ResolvedRequest
Adjourment
787/28/2020 9:00 am20-10395 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToDenied
DENIED BY MBK

***Late reply by debtor's counsel on 7/27/20***

AMT: PPSD ORDER NEEDS CLARIFICATION<<>>

RoundPoint Obj (KML)<>MTN TO REDUCE ROUNDPOINT CLM #7
Matter ResolvedRequest
Adjourment
797/28/2020 9:00 am20-10785 / MBKLawrence Friscia Motion Motion (Generic) - Only use if no other event is applicableDenied
DENIED BY MBK
Trustee Obj<>MTN TO VACATE ORDER DISMISSING CASE AND RE-INSTATING THE PROCEEDING TO THE CALENDAR

AR $25 PER MO CASE
NOTES AT DISMISSAL
As OF 5/29/20(mk):


1.Case was rec dismiss back in March hearing due to issues & no Home insurance for 268 Hamilton Ave. Insurance uploaded 3/25/20 day of Ct and was given adj to 6/10/20. BUT THAT HOME INSURANCE EXPIRED 5/7/20.

2. 1/4 payments. NOTHING DONE SINCE LAST HEARING 3/25/20.ALL ISSUES ARE UNRESOLVED.

3. Same issues:Plan is 25 x 36 , base w/ LM on residence (175 King). Also has investment prop(268 Hamilton)- Income verified way less and None of Trustee's docs/objections resolved nor is creditor obj. NEED PROOF OF CURRENT INSURANCE ON HAMILTON RE( Expired 5/20/20)& both properties way under water; PLAN NOT FEASIBLE.

4.Objection by Select Portfolio((Fein): (Says Holds MTG on 175 King- Looks like that is mistake & their Mtg is on Hamilton RE)
-plan has 0 arrears.Amended POC arrears for Hamilton RE $11,145.12).

5 .Obj. by JP Morgan(McCalla):Says it hold Mtg on King Ave.(residence)
- plan no pay arrears. LM not feasible.

6. Loss Mit.Order entered on 2/3/20 for 175 King Ave.- WAS BANK EVER SERVED with the Request (#4)??

7. Trustee Objection:
-need Proof of 2 month's income - (The proof of income provided is lower than scheduled. The debtor needs to supply updated stubs)
-need 2019 return by 5/31/20.
- Need updated proof of current home insurance for the Hamilton Ave. property-EXPIRED 10/20/19.
-Amendments to Schedules B & C to include potential car accident.
- As of now,there is $76,080 equity in debtor's vehicles. Debtor claimed NJ exemptions.
- Order of distribution is contrary to T'ee std order.


Plan:$25 X 36 BEG 2/2020; LM BY 4/30/2020 (175 KING ST); BASE.
Payments:1/4
Last claim:3-2, Bar date:3/27/20
Matter ResolvedRequest
Adjourment
807/28/2020 9:00 am20-10901 / MBKDaniel Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $1,400.00
Debtor obj<>CARRINGTON MTG/WILMINGTON SAVINGS (PHELAN)
Matter ResolvedRequest
Adjourment
817/28/2020 9:00 am20-11413 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
8/4/2020 9:00 am

ADJ BY MBK TO 8/4/20 FOR INSURANCE AND FUNDS
PREVIOUSLY HEARD

***NEW REZ OBJ (Hill Wallack) CONTINUES***
***COPY OF $600 MONEY ORDER, DATED 7/23/20 WAS UPLOADED BUT NOT YET RECEIVED***

PROPERTIES
1) School House Rd - property sold at sheriff's sale - no insurance needed.
2) Harding Hwy - bus insurance renewal does not show address on dec page.
3) Maria Street - we have Allstate policy good thru next year 6/21/21

***Get current and proof of insurance by 7/28- if done judge will reinstate and put conf on for 8/12/20 and look at merits of objection***

- NEW REZ (Hill) - NO POST PETITION PYMTS & NOT PROVIDED IN PLAN.
- DEBTOR HAS OPPOSITION TO POC NOT A VALID CLAIM.
- JUDGEMENT ENTERED ROOKER FELDMAN
- Trustee obj ($450 arrears as of 7/28/20)
Matter ResolvedRequest
Adjourment
827/28/2020 9:00 am20-12828 / MBKPRO SETrustee Certification of DefaultContinued
8/18/2020 9:00 am

***ADJ to 8/18/20 - debtor to send in $500 and get an attorney***

Debtor obj<>

PLAN WAS DENIED ON 4/14/20 AND DEBTOR FAILED TO FILED TO FILE A MODIFIED PLAN; ARREARS
Matter ResolvedRequest
Adjourment
837/28/2020 9:00 am20-13722 / MBKMOSHE ROTHENBERG, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO RECLASSIFY NEW CENTURY (HOME DEPOT) #5-1 TO UNSECURED
Matter ResolvedRequest
Adjourment
847/28/2020 9:00 am20-13722 / MBKMOSHE ROTHENBERG, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO RECLASSIFY NEW CENTURY (GE CAPITAL/JC PENNY) #6-1 TO UNSECURED
Matter ResolvedRequest
Adjourment
857/28/2020 9:00 am20-13722 / MBKMOSHE ROTHENBERG, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO RECLASSIFY NEW CENTURY (CITIBANK( #7 TO UNSECURED
Matter ResolvedRequest
Adjourment
867/28/2020 9:00 am20-14254 / MBKEUGENE SONGMotion Relief from Stay (Fee)Order to be Submitted
LIMITED STAY RELIEF BY MBK - OTBS
MOTION RELIEF OF STAY PI
Debtor obj<>VALLIAMAI RAMANATHAN AND RAMANATHAN DHALAVOI (DILWORTH PAXSON)
Matter ResolvedRequest
Adjourment
877/28/2020 9:00 am20-14433 / MBKROBERT C NISENSON ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $800.00
Debtor obj<>BSI FINC/US BANK TRUST (FRIEDMAN VARTOLO)

fyi: debtor atty says is resolved- told them to email thru dispo list and set forth the terms of resolution
Matter ResolvedRequest
Adjourment
887/28/2020 9:00 am20-17878 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO RESCIND LICENSE SUSPENSION
Matter ResolvedRequest
Adjourment
897/28/2020 9:00 am20-18167 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGrantedTotal Paid In: $220.00
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
907/28/2020 9:00 am20-18167 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $220.00
MTN TO RESCIND LICENSE SUSPENSION
Matter ResolvedRequest
Adjourment
927/28/2020 10:00 am16-15612 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanDeniedDebtor has made 12 of 54 required payments   Arrears: $13,647.00  Total Paid In: $23,052.00
MP BY 8-28 TO ROLL IN POST PETITION AND CARES ACT EXT
7/16 workup for the 7/28 calendar EDC

$10,572 in arrears-no gucs filed
-MFR Wells Fargo on for 7/28 and filed objection to MP
-plan includes $27k to post petition per order plus adds another $7k? Is this feasible? Not making mortgage payment or the trustee payments.
-need an order adding the new post petition arrears
-needs $22,452 paid then 859 x 32 beg. 8/1/20-100%--OTBS with Wells within 30 days to add post pet amount

proposes paid then 823 x 35 beg. 7/1/20
Matter ResolvedRequest
Adjourment
937/28/2020 10:00 am16-24171 / MBKDavid L. Stevens Confirmation Hearing on Modified PlanContinued
8/18/2020 10:00 am
Debtor has made 45 of 50 required payments   Arrears: $0  
Total Paid In: $71,089.00
***Cert filed 7/27/20 - adj to 8/18/20 peremptory***
AR CERT IN SUPPORT OF PLAN DOES NOT ASSERT COVID IMPACT
As of 7/15/20 (DS): 1. Debtor in arrears $8,488, Trustee default due to arrears $8,488. Debtor has not made a payment for the month of July.

MP Prop $66,172 paid, $1,586 x 30 Base - Rolls plan arrears $8,488 into the plan and extends the plan to 30 months.
Matter ResolvedRequest
Adjourment
957/28/2020 10:00 am17-33520 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
9/23/2020 10:00 am
Debtor has made 37 of 34 required payments   Arrears: $0  
Total Paid In: $18,335.00
As of 7/27/20 (DS): Debtor attorney requested adjournment to allow time to file proper fees apps for sale of property

As of 7/15/20 (DS): 1. Per audit review of HUD, need fee app for fees disclosed on HUD of $725, which has not yet been done.

MP Prop $822 x 18 Base - Removes sale of property located at Chelsea Ave.
Matter ResolvedRequest
Adjourment
967/28/2020 10:00 am18-22936 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 23 of 27 required payments   Arrears: $0  
Total Paid In: $4,317.00
MP says payments to beg 7/1/19 for 24 months. Did he mean 2020?
Based on claims we can CONF at: $3943 paid then $187 x 26 beg 8/1/20 pro rata

-use trustee order of distribution
Matter ResolvedRequest
Adjourment
977/28/2020 10:00 am19-11387 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 20 required payments   Arrears: $0  
Total Paid In: $8,039.00
AS OF 7/24/20 (SF) updated

RECOMMEND $6485 PTD, $613 X 66 (BEGIN 8/1/20) BASE PLAN
- COTBS WITHIN 30 DAYS RESOLVING OBJ BY WELLS FARGO
- PLAN IS EXTENDED TO 84 MONTHS
- EWING TWP IS STRICKEN FROM PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


1. Objection filed by Wells Fargo (Shapiro) - MP does not provide for the Secured Creditor to receive distributions with a value equal to the allowed amount of its claims required by 11 U.S.C.1325(a)(5)(B)(ii). Plan provides for an ongoing monthly post-petition payment of $2,054.00 but the current monthly obligation is $2,307.84, in violation of 11 U.S.C. 1322(b)(5). (COTBS)

2. I and J amended. What happened to the social security income of $1036? (Per atty, daughter no longer receives ss)

3. Ewing Township Tax office was stricken from previous plan as no claim was filed

4. Need copy of 2019 Tax Return (Received)


MP proposes $355 x 17, $610 x 67, Student Loans outside, extends plan to 84 months
Plan has run 18 months and proposes to extend to 84 months
Matter ResolvedRequest
Adjourment
987/28/2020 10:00 am19-12462 / MBKEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 19 required payments   Arrears: $418.00  Total Paid In: $6,873.00
Confirm at $6,455 paid, $418 x 43 begin 8/1/20 pro rata dividend to gucs and Loan mod by 10/31/20 (arrears not to be paid or reserved)

Updated 7/27/20 - email for $836 ePayment effective 7/28/20

ISSUES AS OF 7/21/2020 (DM):

***Last payment received in May - RECOMMEND DISMISSAL***

1) Powers Kirn filed a 2nd COVID-19 Notice of Forbearance (Doc #41) which is set to end 9/30/20 (SEE OTBS BELOW).

2) PennyMac (POWERS) OBJs - $58,315.53 arrears (OTBS - LOAN MOD BY 10/31/20).

3) MP proposes $14,203.23 treatment to Washington Square HOA - secured POC filed for $11,686.44 and case was confirmed using secured POC number (TRUSTEE TO SET UP PER CONFIRMED PLAN).

4) Non-exempt proceeds from Personal Injury case are to be turned over to the Trustee.

5) Debtor failed to serve SYNCB/Lowes judgment at the address provided in the filed POC (TRUSTEE TO STRIKE FROM MP).

6) Trustee OBJ:
- The case was confirmed with a base dividend. The Modified Plan proposes a $0 dividend without explanation (PER ATTY, OKAY TO CONFIRM AS BASE).
- The Order of Distribution departs from standard Order of Distribution.


Confirmed Case: $1,950 Ptd, $418 x 53 start 10/1/19, Base Plan
Prop. MP: Ptd, $418 x 53 start 10/1/19, 0% Plan, Loan Mod 10/31/20
PTD = $5,619
Last Claim (6-1) dated 4/10/19
Matter ResolvedRequest
Adjourment
997/28/2020 10:00 am19-19651 / MBKJohn J. Hopkins IIIConfirmation Hearing ScheduledDismissedDebtor has made 6 of 16 required payments   Arrears: $0  


DISMISSED
AR CASE MARKED REC DISMISSAL


AR JUDGE HAS HEARD CASE PREVIOUSLY , MULTIPLE ISSUES , ADV SEEKS RECOVERY OF PTY TO SELL ( 548 ?) MUNICIPAL ISSUES 14 MO OLD
AS OF 7/23/20(SF)

6/2/20 - DENIED MP AND CO ON AD PROTECTION BY 6-12-20 TO FILE FEASIBLE PLAN WITH CONTINGENCY IF AD PRO NOT SUCCESSFUL - (MP FILED BUT NO ADEQUATE PROTECTION PAYMENTS PROPOSED IN PLAN)


1. Objection filed by American Credit Acceptance (Morton) - to cram and 910 claim. (STAY VACATED)
(The stay is vacated. Language in 4g and 7b should be stricken from plan. This creditor is outside per stay relief.) - CAR WAS SURRENDERED BEFORE CAS WAS FILED

2. Supp Objection to modified plan filed by Arianna Holding Company (Keith Bonchi) - 237 Joline Ave is not property of debtors' estate. There was a tax sale on 8/8/18. Proposed amount to pay Ariianna in plan is incorrect and creditor requests adequate protection payments until Adv. is concluded.

3. Adv. proceeding scheduled for 8/12/20 at 10. Basile v. Arianna Holding - Judge to reserve decision

4. Motion to Reclassify American Credit Acceptance claim to guc 5/5/20 (Stay Vacated) - OTBS (NEED ORDER)

5. Bob's Discount Furniture filed bifurcated claim 7-1, $428.35 is secured and $596.27 is unsecured. Arrears are $1024.62. (How should claim be paid?).

6. Trustee objection:
- Proof of 2 month's income - only provided 2 paystubs, does not equal scheduled income. NEED stubs for June & July 2019 - 3 more pay stubs provided. Income is negative ($376.30) (DEBTOR IS NOW UNEMPLOYED. NEED PROOF OF UNEMPLOYMENT INCOME AND AMENDED SCHEDULE I)
-There is non-exempt equity in real estate of $51,168.37. (PLAN WILL REQUIRE 100%)

Plan proposes $115.38 bi-weekly x 60 Sale by 2/28/21
Payments: 13/14 Arrears: $156.91

RESOLVED ISSUES:
- A copy of the last filed tax return - 2018 (RECEIVED)
- Amendments to Schedules Schedule C to use proper exemption for real property
- The debtor has undertaken an improper use of exemption. Specifica
Matter ResolvedRequest
Adjourment
1007/28/2020 10:00 am19-21174 / MBKDaniel Straffi, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 15 required payments   Arrears: $296.00  Total Paid In: $23,853.00
AS of 7/22/20(mk): - Atty ok with terms.sf


**NEED TO CONFIRM AT $19,357 PTD ,THEN $2,396 X 47 ,BEGIN 8/1/20;100%; Studentt Loans to be paid outside plan; must file fee application for supplemental fee w/in 7 days of confirming order; Trustee Std. Order of Distribution**


1.American Honda Finance filed Late claim- TR NOT authorized to pay late claims.
2. Needs fee appl for 1600 suppl fees.
3. There are secured & priority claims filed by IRS & St OF NJ. MP has amts only in part3a so the amts are incorrect vs what has been set up to be paid thru the plan. In addition MP has Carrington as unaffected. There is a balance due to them of $4229.80

MP proposes PTD, then $2100 x 48 beg 7/1/20:100% reduces payments due to reduction of claim #16-1 NJ T'Pike.
PLan was confirmed at 60 mos. It has run 13 and 47 remain.
Matter ResolvedRequest
Adjourment
1017/28/2020 10:00 am19-25798 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
8/18/2020 10:00 am
Debtor has made 8 of 13 required payments   Arrears: $0  
Total Paid In: $3,271.00
AS OF 7/23/2020 (at):

1. Need outcome of motion for stay relief filed by Toyota Motor credit (Stewart Legal) - which is returnable on 8/4/2020. (MP proposes to assume the lease, but doesn't pay post petition arrears)

2. Objection filed by HSBC Bank (Phelan) - modified plan does not propose to pay correct post petition payment amount.

MP proposes: $2,465 paid to date, $416 x 51 beginning 6/1/2020, $0 to guc's
Payments: 6/11, arrears $1,138
Matter ResolvedRequest
Adjourment
1027/28/2020 10:00 am19-27394 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 17 of 12 required payments   Arrears: $0  
Total Paid In: $8,300.00
AR RESOLVE OR HOLD
ISSUES AS OF 7/22/2020 (DM):

***If Trustee receives Cert regarding 2018 inheritance, THEN TRUSTEE WILL RECOMMEND CONFIRMATION AT $7,326 PTD, THEN $487 x 50 STARTING 8/1/20, 100% PLAN, STRIKE PART 4a FROM THE PLAN, SPENCER SAVINGS POC (3-2) SHALL BE TREATED OUTSIDE THE PLAN PER STAY RELIEF AND DEBTOR IS FREE TO SEEK A LOAN MOD OUTSIDE THE PLAN WITH NO DEADLINE***

 6/16/20 - Spencer Savings Bank obtained stay relief.

1) State of NJ filed $26,647.76 priority claim that includes estimated taxes for 2016 - 2018 (AMENDED TO $0).

2) State of NJ filed $4,719.96 secured claim not treated in plan (MP PAYS).

3) IRS filed a higher priority claim at $4,883.44 and higher secured claim at $12,016.44 (MP PAYS).

4) MP provides $37,545.56 arrears treatment in Part 4a and Loan Mod treatment in Part 1c to Spencer Savings Bank - creditor has stay relief (STRIKE PART 4a??)

5) Plan provides $15,111 secured treatment to US Bank Cust - no POC filed (MP REMOVES).

6) Trustee OBJ:
- Debtor has insufficient income.
- IRS, State and Mtg claims are substantially higher than proposed plan (SEE ABOVE).
- Need certification regarding 2018 inheritance (UNRESOLVED).
- Need a MP that increases trustee payment to cure mtg arrears of $57,002 (MOOT).
- Need to resolve ESTIMATED CLAIM by NJ Division of Taxation (AMENDED).


Prop. Plan $814 x 9, $487 x 51, 100% Plan, Loan Mod by 12/31/20
PTD 9/10 = $7,326
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1037/28/2020 10:00 am19-28123 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanWithdrawnDebtor has made 7 of 12 required payments   Arrears: $2,901.00  Total Paid In: $8,253.00
AS OF 7/23/20 (SF)

1. Modified plan proposes to reduce payment. Need amended I and J and current proof of income for 60 days prior to filing of modified plan.


MP proposes $4753 PTD, $700 X 53 BASE PLAN
Plan has run 10 months with 40 months remaining
Arrears: $1503

Matter ResolvedRequest
Adjourment
1047/28/2020 10:00 am19-28770 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 11 required payments   Arrears: $900.00  Total Paid In: $5,700.00
AS OF 7/27/20 (SF) UPDATED

RECOMMEND $300 X 1 (BEGIN 7/1/20), $600 X 51 (BEGIN 8/1/20) 100% PLAN, LOAN MOD BY 9/28/20
- DO NOT PAY ARREARS TO US BANK - OTBS IN 30 DAYS RESOLVING OBJ.

1. Objection filed by SN Servicing (Jonathan Schwalb) - failure to pay arrears and speculative loan mod. Debtor has not submitted a complete application for some time and therefore additional time to obtain loan mod should not be allowed. (OTBS)

MP proposes $600 x 60 Base, Loan Mod by 11/30/20
Plan has run 9 months with 51 months remaining
Arrears: $300


Matter ResolvedRequest
Adjourment
1057/28/2020 10:00 am19-29020 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 11 required payments   Arrears: $60.00  Total Paid In: $4,031.00
5/21 workup for the 6/2 calendar EDC

-plan adds post pet debt--no claim filed--$4414--cannot confirm or pay until claim filed(RESOLVED BY ORDER)

CONF AT 3171 paid then 460 x 29 beg 8/1/20 0%

---------------------------------
proposed
$460 x 31 remaining beg 5/1/20 0%
Matter ResolvedRequest
Adjourment
1067/28/2020 10:00 am19-29716 / MBKCarlos D Martinez Confirmation Hearing on Modified PlanContinued
8/12/2020 10:00 am
Debtor has made 12 of 11 required payments   Arrears: $0  
Total Paid In: $15,188.00
ADJ to 8/12/20 Peremptory
**Debtor sent in amended POI and Covid cert a few days ago-needs review-can adjourn to 8/12 for EDC review

7/28 calendar EDC
STILL UNRESOLVED SINCE THE 4/22 calendar EDC-either confirm or D

*****Per objections below and the $2133 in arrears the trustee can compromise at $11,255 paid then $1800 x 51 min of $42090 to unsecured-pre conf cert in 10 days--trustee to not pay secured claims of Discover, NJ and Portfolio pending refinance--beg 8/1/20

* 2 secured claims filed by Disney Vacation(OK surrender per MP)
*part 4g says Portfolio, NJ and Discover getting paid through plan but also says pay via refinance. Is this just getting paid at closing?
* Trustee Objection:
-need Modified Plan that surrenders time shares. Two arrearage claims filed(DONE)
-plan has excessive expenses:
--$1,400/month for childcare/education(print out provided- does not match up to 1200 per month---sent updated proof shows $914 tuition plus other bill for $2400, not sure if that is monthly?- in any event per 22C only a small portion is allowable);
--$1,950/month mortgage payment (per statement it is $1,402);$400/month for home maintenance
--Verified income leaves a monthly net balance of $2,507.80 per schedules I & J
--Reviewed the 122C, Line 16 (Taxes) should be $3,178, Line 20 (education) requires
proof/documentation, Line 25 (Health insurance) should be $454, Line 30 (additional
food/clothing expense) requires documentation. Per the 122C, monthly dispos. income is $2,469 which requires min. dividend of
$148,142 to general unsecured creditors.
-Schedules fail to account for the debtor's tax refund of $6,531.00 when determining disposable income.
-Need to file Pre-Confirmation Certification.
-No claim filed by the 2nd Discover Bank judgment. Cannot pay if no claim.

MP $8455 PTD; $500 X 24; $1573 X 28 BEG 7/20; REFI W/IN 12 MO AFTER CONF (72 LOCUST AV); MIN $42,090.83
-------------------------------------------------------------
- expense of $500/month for
Matter ResolvedRequest
Adjourment
1077/28/2020 10:00 am19-29815 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanContinued
8/18/2020 10:00 am
Debtor has made 8 of 11 required payments   Arrears: $152.00  Total Paid In: $1,190.00
Adj to 8/18/20 Peremptory
AR DISC WITH ATTY PLAN CONTRARY TO SALE DATE IN CONSENT ORDER
AS OF 7/22/20 (SF) - Peremptory

1. Modified plan does not propose to pay fees through plan, will need fee application due to hourly fees.

2. Schedules A,B and C were amended. Debtor is replacing CMA with Listing Agreement to wipe out equity but the listing agreement is not signed. (NEED SIGNED LISTING AGREEMENT)

3. Objection filed by The Bank of NY Mellon (RAS Crane) - speculative sale and appraisal is needed to demonstrate feasibility. (THERE IS NO OBJECTION TO MODIFIED PLAN)

4. The plan proposes to pay mortgage in full thru the plan in the amount of $986,624 which is not feasible (Claim amount is actually $737,560.88) Most likely this will be paid at sale

5. Trustee objection:
- There is $78,211.11 in non-exempt equity in the residence. (REQUIRES 100% PLAN)
- There is $2,523 in non-exempt equity in his bank accounts.


MP proposes $76 x 60 Base, Sale in 12 months of subdivided lot
Payments: 7/9 Arrears: $198

RESOLVED ISSUES:
- correction of social security number on petition. The first 3 numbers do not match the card. (SCHEDULE AMENDED BUT NEED CERTIFICATION FROM ATTORNEY THAT THE NUMBER IS CORRECT) RECEIVED
Matter ResolvedRequest
Adjourment
1087/28/2020 10:00 am19-29816 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
8/26/2020 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $0  

Sale fell through - MP filed going back to Loan Mod scheduled for 8/26/20 - Adj Peremptory

ISSUES AS OF 7/22/2020 (DM):

***Need to know if we are paying NewRez pending the sale and if objection is resolved by pending sale***

 6/15/20: Atty advises that he had to file a MP to sell - found out house was under contract after last Confirmation date. No Motion to Sell yet. Waiting on Title work.

1) Bank of NY Mellon (POWERS) - claim was transferred to New Rez 2/21/20 - plan fails to cure arrears (UNRESOLVED).

2) Trustee OBJ:
- Form 122c, Line #45 has $2,600 monthly disposable income which requires $156,000 min div (100% PLAN).
- There is $18,183 non-exempt equity in Kearny Bank & 1st Constitution Bank accts (100% PLAN).
- There is $400,476 non-exempt equity in real estate (100% PLAN).
- Need copy of the homeowner's insurance renewal declaration (RECEIVED).


Prop. Plan $1,544 x 60, 100% Plan, Sale by 12/1/20
PTD 9/9 = $13,896
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1097/28/2020 10:00 am19-30218 / MBKTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 10 of 11 required payments   Arrears: $0  
Total Paid In: $34,021.00
7/20 Workup for the 7/28 calendar

PER BELOW CONF AT $27,021.15 PAID THEN $3500 X 51 BEG. 8/1/20 MIN OF $78,440 TO UNSECURED-LM BY 9/15/20-pre conf cert in 15 days

(low base pending mod)

AR RESOLVE OR HOLD --same as last time 4/22
*gotta get loan mod-filed motion to extend on 6/12/20-why did they wait almost 2 months to file? EXTENDED TO 9/15/20
* submitted new P&L w---Was $27,642 in monthly income but now the P&L shows only $4000 a month in income $16068/4 which is much less than the $9988 on the petition.--The huge differences looks like bad faith. Would be negative $2500 in income. (WILL COMPROMISE AT $3500 X 51 REMAINING)


LM extended to 5/20/20-
-minimum of $78,440 to gucs due in equity in house
>>trustee objection:
-Need bank statements for August and September for Bank of America account #8101.(ok)
-The Schedules fail to account for the debtor(s) tax refund in the amount of $5,434.00
when determining disposable income.
-The Plan fails to provide for a prompt loan modification completion date.
-Need to file Pre-Confirmation Certification.
-Updated profit and loss statements showing year to date income and expenses for RNC
Farms LLC.
The profit and loss shows $27,642 in monthly income (not $9988 per the schedules) which would require 100% to unsecured creditors. Plan would need to pay over $11,000 monthly.


3,002.35/60, LM: 4 WILLARD CT BY 10/25/20, BASE
Matter ResolvedRequest
Adjourment
1107/28/2020 10:00 am19-30542 / MBKSCOTT D SHERMAN ESQConfirmation Hearing on Modified PlanContinued
8/26/2020 10:00 am
Debtor has made 7 of 11 required payments   Arrears: $0  

NFA-MP on for 8/26 NFA

7/20 workup for the 728 calendar EDC

No equity because of mortgage and $160k child support judgment. Debtor is not taking exemption. Still lots of outstanding objections from creditors and trustee not resolved and estimated IRS 2019 EDC
AS OF 6/25/2020 (at):

RECEIVED HUD FROM SALE OF LODI PROPERTY. DEBTOR RECEIVED $0. IRS RECEIVED $14,745.90 AND KATHIE BABICH RECEIVED $71,282.75.

1. Claims will be paid according to the trustee's order of distribution.

2. Objection filed by Santander Bank (Phelan) - failure to cure full arrears of $18,217.04 (Per POC) and failure to provide proof of efforts to sell the property.

3. Objection filed by Bank of America (Frenkel) - failure to cure full arrears of $30,583.56 (Per POC).

4. Objection filed by Kathie Babich (Ast & Schmidt) - debtor has not made required post petition support payments, debtor has insufficient income and plan does not provide for payment in full of this priority claim.

5. Motion for Stay Relief as to Kathie Babich filed by Santander Bank. Hearing is scheduled for 2/26/2020.

6. Need to resolve estimated claim #1 filed by the IRS.

7. Trustee's objection:
- The debtor has insufficient income -The income from the profit and loss statements is approximately $4000 a month less than scheduled in the petition. The plan is not
feasible.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -
- No exemptions taken on the houses. There is approximately $235,000 in equity. ($236,012 IN NON EXEMPT EQUITY IN REAL ESTATE)
-The debtor must resolve the objection by Kathie Babich ($161,216 Support claim) and Bank of America (BOTH UNRESOLVED)
-Debtor has life estate with mother on Belvidere property. Counsel needs to supply proof of the
Matter ResolvedRequest
Adjourment
1117/28/2020 10:00 am19-31754 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanDismissedDebtor has made 1 of 10 required payments   Arrears: $0  
Total Paid In: $1,350.00
AS OF 7/27/2020 (at):

1. Need proof of unemployment income. (RECEIVED)

2. Need amended I and J. (FILED)

3. Confirmation order should require updated proof of income within 60 days. (LANGUAGE ADDED)

4. Need Covid Certification. (RECEIVED)

MP proposes: $1,200 paid to date, $150 x 28 beginning 8/1/2020, base
Payments: 4/8, arrears $4,200
Matter ResolvedRequest
Adjourment
1127/28/2020 10:00 am19-32126 / MBKDONALD F CAMPBELL, JRConfirmation Hearing ScheduledContinued
9/9/2020 10:00 am
Debtor has made 3 of 10 required payments   Arrears: $17,819.00  Total Paid In: $9,253.00
7/27/20 (SF) - PER AR, THIS PLAN SHOULD BE ADJOURNED, NOT WITHDRAWN. ATTY TO FILE MP


6/22/20 - The current proof of income provided by debtors show bonuses of $5957 for debtor and $139,271 for co-debtor which were received in 2020. The Trustee is requesting proof of those pay stubs. Atty filed a Response to objection yesterday.


AS OF 6/18/20 (SF)

1. Trustee objection:
- Modified plan reduces payment and proposes to make $15,000 lump sum payment to mortgage company outside the plan instead of thru the plan.
- Need 60 days updated proof of income for period prior to filing of the modified plan (RECEIVED) Need proof of bonus income.
- Need copy of 2019 Tax Return. (RECEIVED)
- Excessive expenses on Schedule J: $350 home maintenance; $648.49 telephone; and $860 auto insurance. The expenses on Schedule J were objected to and reduced by $728 per the original Schedule J.
- The Trustee previously entered into a compromise of $2800 x 60 months for a total base of $168,000.

2. Sun National Bank was stricken from previous plan and a separate motion was to be filed by 6/13/20.

MP proposes $1614.19 x 60 $15,000 Base plan, to be paid outside plan
Plan has run 7 months with 53 months remaining
Matter ResolvedRequest
Adjourment
1137/28/2020 10:00 am19-32461 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 9 required payments   Arrears: $852.00  Total Paid In: $3,813.00
As of 7/27/20(mk): Updated:(atty ok to terms)


***CAN REC CONFIRM AT $2,961 PTD, THEN $852 X 53, BEGIN 8/1/20; BASE W/ MIN DIV TO GUCS $9950 DUE TO NE EQUITY IN REAL PROPERTY;Trustee Std Order of Distribution***



1. St. Of NJ-Div. Of Tax filed POC for secured $30,645.71 & Priority $2,668.99.- OK to Pay?(PER ATTY-YES PAY)

2. Trustee objection:
-Order of distribution is contrary to TR Std Order.
-need Modified Plan that completes part 5. NOT DONE- add lang it's a base plan.w/ min dvi due to NE equirty
-there is $9,950 in NE Equity (per new appraisal)in residence.(Protect T/H).
-Verified income leaves a monthly net balance of $998.08.
-------------------------------------------
plan has excessive expenses:
$850/month mortgage payment ($759 per statement)
$578/month for life insurance ($540 per stment).
-Schedules fail to account for tax refund of $3,991.00 in dispos income.(Added In)
--order of distribution not standard TR Order.
-need statement(s)from life insurance to verify if term or whole life and monthly payment
for premium.(Provided)
-Need October and November bank statements for PNC accounts #3609 and #4707.
(full statements)Provided.

Plan:$329 X 60 BEG 1/2020; no gucs-Needs Base
payments:8/7
last claim:34-1,bar date:2/9/20
Matter ResolvedRequest
Adjourment
1147/28/2020 10:00 am19-33054 / MBKDONALD F CAMPBELL, JRConfirmation Hearing ScheduledConfirmedDebtor has made 10 of 9 required payments   Arrears: $0  
Total Paid In: $1,013.00
Per AR OK to confirm at 813.22 paid then $100 x 53 beg 8/1/20 -sale of RE by 1/28/2020-pro rata with min. of $35,277 due to equity
(low base)

AR RESOLVE OR HOLD
7/20 Workup for the 7/28 calendar EDC
REMAINING ISSUES--Sale plan, broker retained. Need to resolve obj by TD Bank. Need a sale date. Equity of $35,277 in real estate. EDC

-Needs all non-exempt from sale-over $35,000 in equity in house
* objection by TD Bank-not paying pre-pet mortgage arrears/sale plan--- trustee not paying pending sale right??---(not paying per att)
* Trustee Obj.:
-The debtor has insufficient income Debtor has no income..(OK current)
-Support /proof for debtor's distribution to employees per compliance regulations.(from 401k)
-Amendments to Schedules I for unemployment income and distribution form 401(k).(Done per att)
-The Schedules fail to account for the debtor(s) tax refund in the amount of $5,349.00(OK ADDED BACK)
when determining disposable income.
-There is $35,277 in non-exempt equity in the residence and in non exempt equity in his personal property.(Still even after amended C-improper 522(n) exemption for Ameritrade account)
- Trustee recommends case be dismissed pursuant to section 109(e) as the debtor is not
an individual with regular income.(OK get UC)
- proof of unemployment income & proof of distribution income from 401(k).(RECEIVED)

-Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
-must file pre conf cert.


DEBTOR NOW ON UNEMPLOYMENT NEED MP MIN 100 PER MO
NEED BY 341 DATE
ns
As of 2/25/20 Debtor attorney requested adjournment, request denied, no payments and does not get the consent of objecting creditor

TR OBJ 109E
NO 341
NO TR PYMTS ( LAN PROVIDES FOR NO PLAN PYMTS PENDING SALE--open sale date)
-no employment or income
Matter ResolvedRequest
Adjourment
1157/28/2020 10:00 am20-10270 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledContinued
8/18/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $0  

Adj 8/18/20 Peremptory
ISSUES AS OF 7/22/2020 (DM):

***Proof of Disability income verifies higher ($667 x 4.33 = $2,888) than scheduled ($2,516) and co-debtor income verifies higher ($30,859 Ytd/12 = $2,571) than scheduled ($2,287) resulting in $900 in disposable income when adding $68 for prorated 2019 tax refund. Also, date to complete a Loan Mod per plan has expired***

1) Carrington Mtg (STERN LAV) - $47,641.98 arrears (UNRESOLVED).

2) Trustee OBJ:
- Need a full copy of 2018 tax return and 2019 by 5/30/20 (RECEIVED).
- Need updated auto insurance - insurance expired 2/25/20 (RECEIVED).
- Need auto insurance for 2003 Mitsubishi Eclipse (RECEIVED).
- Need amended Sch I to adjust income for debtor (AMENDED).
- Proof of income verifies higher - Debtor is now on disability so must go by I & J.
- Need proof of disability income (RECEIVED).
- Form 122c, as filed, has $832.50 disposable income which requires $49,950 min dividend (USE I&J).
- Need proof of title for Dodge Charger that son owns it (RECEIVED).


Prop. Plan $300 x 60, Base Plan, Loan Mod by 7/1/20
PTD 6/6 = $1,800
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1167/28/2020 10:00 am20-10616 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
9/1/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $1,841.00  
7/27/20:Atty requested adj --waiting for LM decision. Will be filing MP to change from cure plan & needs 30 days to see if LM accepted.

AS OF 7/17/20(mk):

If paying POC in #1 resolves obj, Then ***NEED TO CONFIRM $7,364 PTD ,Then $2,800 x 54, begin 8/1/20:Base***

Note: Claims came in much higher than scheduled & making base instead of 0% resolves TR obj on dispos income.

1. Objection by Blue Foundry Bank(Sherman Wells): Unresolved
- First Mtg.-plan fails to pay full arrears(POC $115,171.73) OK TO PAY ?

2.Trustee Objection:
-need copy of 2019 by 5/31/20.
-need 2 months bank statements from all accounts prior to filing date.
-plan has excessive expenses:122c Line 9b takes homeowner insurance $241.40,
Line 14 takes public trans $217 and Line 43 takes vehicle expenses $1,314 total $1,531,
Line 21 takes Childcare $100, Line 22 additional healthcare $30, Line 31 charitable
contributions $200 (not listed on Schedules I or J).
- There would be disposable income$188.65, which would require minimum dividend $11,319 to gucs.
-Schedule J list excess expenses such as: Homeowner insurance $226.76, Propane $300;(electric/gas/heat has $450, would be total $750) and Auto insurance $550.
-debtor is not paying all disposable income into the plan. Income verifies higher at $10,428.99 than scheduled($9,820.47). This results in monthly disposable income of $2903.23.
-----------Resolved Below---------
3. Objection by B Of A(Stern & E):
Second Mtg- FILED POC - arrears $2,599.41- NOT IN PLAN -(ORDER ENTERED-PAY POC)
4. IRS filed ESTIMATED POC- NOT IN PLAN-(7/7/20 APOC filed -0-)
5.ObjectionBy Hopewell T'ship( Parker McKay):RESOLVED-Order 3/25/20-Pays Claim
--has tax lien- plan fails to pay full amt.


Proposed plan:1,841 x 60 0%
payments:4/6
last claim:9-1, bar date:3/24/20
Matter ResolvedRequest
Adjourment
1177/28/2020 10:00 am20-11075 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 8 required payments   Arrears: $0  

issues as of 7/22/2020 - PER ATTY, OK TO DISMISS/HOLD FEES

1) New Rez LLC d/b/a Shellpoint Mortgage Servicing - objection to confirmation, need to resolve
-pre petition arrears $693,006/19
2) Trustee objection to confirmation -
-After review of profit and loss statement there is excess disposable income in the amount of $1,426.65
3) Skylands Urology Group PA - judgment claim $611.21 filed - not treated in plan, need to resolve

proposed plan $200.36 base plan with loan mod by 9/1/2020
paid to date $800
last claim 4
Matter ResolvedRequest
Adjourment
1187/28/2020 10:00 am20-11256 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanContinued
8/26/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $109.00  Total Paid In: $8,352.00
atty to upload 2019 tax returns - adj to 8/26/20
7/16 workup for the 7/28 calendar EDC

same as last time-IRS still not resolved after 9 week adjournment

* IRS Estimated POC(for 2019)- (atty wants to add lang that must be resolved by 8/15/20 but this needs to re resolved)
* DUE TO CLAIMS FILED BY MTG CO. & PLAN HAS TO BE 100% DUE TO NE EQUITY-AS OF NOW ,PLAN PAYMENT NEEDS TO BE 1,854 GOING FORWARD- BUT STILL HAS TO RESOLVE IRS EST. POC. <<<
* SB Once Bank--T'ee issue=(POC back up docs say Mtg .on Rt 36 ,Hazlet prop but OBJ. says Windcrest CT?. Plan has arrears for Rt 36,Hazlet. Attorney may need to MP.

* Trustee Objection:
-plan has excessive exp
-$550/month for cable/internet/phone
-$675/month for education costs (need proof)
-$750/month for car insurance
-$709/month car payment
-schedules fail to account for tax refund of $6,295.00 for disposable income.
-there is $48,027.97 in non exempt equity in the residence.- DUE TO T/H of NE Equity in RE & personal prop -plan has to be 100%- total claims filed =$22,774.46 & bar date has passed.
-there is $5,400 in non-exempt equity in the bank accounts.
-need 209 tax return by 8/15/20.
-Need to resolve the estimated claim filed by the IRS.
Need to resolve the objection filed by Ajax Mortgage.(DONE)




-------------------------------------------------------------------

>>>late claim filed by Ocean medical center- pay or no?(Per atty NO PAY)

>>>DUE TO CLAIMS FILED BY MTG CO. & PLAN HAS TO BE 100% DUE TO NE EQUITY-AS OF NOW ,PLAN PAYMENT NEEDS TO BE 1,854 GOING FORWARD- BUT STILL HAS TO RESOLVE IRS EST. POC. <<<

1.Objection by Ajax (1st mtg on Wiindcrest Ct.)(Pluese):Arrears POC $44,052.17-OK TO PAY?(PER ATTY -YES PAY)

2. Objection by SB One Bank( Getler):ArrearsPOC $26,391.09-OK TO PAY?(PER ATTY YES PAY)
>> T'ee issue=(POC back up docs say Mtg .on Rt 36 ,Hazlet prop but OBJ. says Windcrest CT?. Plan has arrears for Rt 36,Hazlet.<<

3. IRS Estimated POC(for 2019)- (atty wants to add lang that must be resolved by 8/1
Matter ResolvedRequest
Adjourment
1197/28/2020 10:00 am20-11287 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/18/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $494.00  Total Paid In: $1,729.00
debtor recently approved for unemployment - ADJ to 8/18/20
ISSUES AS OF 7/22/2020 (DM):

***If Debtor certifies that income status has not changed, TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,337 PTD, THEN $268 x 30 STARTING 8/1/20, 0% PLAN***

 7/14/20 - Per MBK, adj to 7/28/20 and work-up after payment to be made on Friday 7/17/20 - extend past 36 months if needed to make feasible.

 5/11/20 (MK): email from Atty - has not been able to work out issue #1 as Atty for creditor is currently unavailable (OTBS). Debtor has not found a new job yet so only income is daughter's contribution. Adj requested.

1) Credit Acceptance (MORTON) OBJs to cram of 2011 Nissan Altima (OTBS).

2) Trustee OBJ:
- Need proof of income from new job, if applicable.
- Without proof of income from new job, unable to determine if gucs will receive a dividend.


Prop. Plan $247 x 36, $0 Plan
PTD 5/6 = $1,337
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1207/28/2020 10:00 am20-12029 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
8/26/2020 10:00 am
Debtor has made 3 of 7 required payments   Arrears: $0  
Total Paid In: $3,932.00
ISSUES AS OF 7/22/2020 (DM):

 6/2/20 - AR, NEED TO DISCUSS WITH ATTYS.

1) Borough of Freehold (JOE CASELLO, ESQ) OBJs - there was a final judgment in foreclosure entered 11/7/19 and then debtor filed bankruptcy 91 days after the entry of final judgment - Adv Pro filed 6/1/20 (UNRESOLVED).

2) Plan provides $16,295.79 secured treatment to Borough of Freehold - No POC has been filed (SEE ABOVE).

3) IRS filed $2,267.28 secured claim not treated in plan (OKAY TO ADD??)

4) NewRez/Ditech filed $10,617.85 arrears POC on Mechanic St property (OKAY TO PAY??)

5) Trustee OBJ:
- The plan must remain 100% plan due to $113,869 equity in real estate.
- Must file Pre-confirmation certificate (FILED).


Prop. Plan $461 x 60, 100% Plan
PTD 5/5 = $2,305
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
1217/28/2020 10:00 am20-12155 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $200.00  Total Paid In: $500.00
7/22/20(mk):

***CAN REC. CONFIRM AT 100 X 36, BEGIN 3/1/20; 100% W/ MINIMUM OF $311,523 DUE TO NE EQUITY IN REAL AND PERSONAL
PROPERTY; SALE OF 1913 SHADOW BROOK DRIVE BY 12/31/20; ALL NON EXEMPT PROCEEDS SUFFICIENT TO PAY PLAN AT 100% TO BE PAID TO TRUSTEE; LOW BASE PENDING SALE; MUST FILE PRE CONF. CERT W/IN 10 DAYS***


1. Trustee Objection:
-There is non exempt equity in Wall Prop of $122,986.49 and in the PA property of
$106,362.72. & VA LOT 60,000. AND NE equity $5,107.89 in Wells fargo bank account.
& There is 17,068.40 of NE equity in Investment acct.( Betterment).Plan is100%. so protect T?H $311,523.
add to conf terms all non exempt proceeds form sale of Wall property to be paid to TR
must file pre conf cert.
need Amendments to Schedules A VA LOT , B AUTO(Filed).

Plan:100 x 36 BEG 3/20; SALE BY 12/31/2020 (1913 SHADOWBROOK DR); 100%
2/5 :last claim:10-1, bar date:4/20/20
Matter ResolvedRequest
Adjourment
1227/28/2020 10:00 am20-12349 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
8/18/2020 10:00 am
Debtor has made 1 of 7 required payments   Arrears: $1,264.00  Total Paid In: $1,050.00
updated 7/23/2020

to confirm will need $782x55 begin 8/1/2020 which includes minimum $36,749.44 dividend to general unsecured creditors, plus non exempt equity from lawsuit - disposable income does not support debtors ability to make the higher plan payment

issues as of 7/22/2020

1) Trustee objection to confirmation - need to resolve
-need a current market analysis for timeshare PROVIDED
-need a copy of the last filed tax return, need a copy of the 2019 tax return by 8/15/2020 PROVIDED
-the debtor is not paying all disposable income into the plan - disposable income per Schedule I verifies higher at $319.45 WITH 2019 TAX REFUND, MONTHLY DISPOSABLE NET INCOME IS $432.70
-the plan provides for payment on unsecured claims of less than that which would be distributed under Chapter 7 - non exempt equity in real estate $42,724 (REDUCED TO $36,749.44)in real estate and there is non exempt equity of $8,700 in timeshare WITH VALUE OF TIMESHARE LOWER THAN VALUE ON SCHEDULES THERE IS NO NON EXEMPT EQUITY IN THE TIMESHARE -TOTAL OF NON EXEMPT EQUITY IN HOUSE ONLY IS $36,749.44
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution ADD NOTE TO CONFIRMING ORDER
-IRS filed estimated priority claim 3-1, need amended claim AMENDED TO ZERO
-Quicken Loans filed arrears claim 1-1 for $207.25 - not addressed in plan ATTY TO PAY ARREARS THROUGH PLAN
-any non exempt proceeds from lawsuit to be paid to Trustee
-file pre Confirmation Certification FILED

proposed plan $150x36 base plan
paid in $450
last claim 10
Matter ResolvedRequest
Adjourment
1237/28/2020 10:00 am20-12424 / MBKJEFFREY B. SAPER, ESQ.Confirmation Hearing ScheduledContinued
9/1/2020 10:00 am
Debtor has made 2 of 7 required payments   Arrears: $437.00  Total Paid In: $908.00
As of 7/22/20(mk):Updated-mk reply to atty email re: issues. atty is tracking the wage order payments as we should have rec'd them. He will supply missing docs in Tr objection.


1. 1/5 payments. There is a Wage order entered 5/5/20 that deducts 227 monthly but only payment so far was money order for $227 on 5/15/20. 4 payments in arrears total $883.

2. Ally Capital filed arrears POC $395.65-plan has current- OK TO PAY?

3.Trustee Objection:
- Debtor has 49%interest in Herb & Sylvia Holdings, LLC. Not disclosed on sch B of petition. RE holding Co. (Operating agmt. was uploaded after 341)-This Holding Co owns Marleton property. Need Info)
-need proof of auto insurance.(uploaded doc will not open)
-need feb, march & April stubs for debtor & spouse.
- need Amendments to Schedules -122c-2 is blank.
-plan has excessive expenses: monthly payments and taxes on the wife's Marlton
property that is not collection rent and $1868 for childcare- need proof.
-need information on the purchase of the residence by debtors wife via LLC
including CMA & Payoff.
-Order of distrib is contrary to TR Std. Order.
-must file pre conf cert.
-Need2019 tax return-(Provided)

Plan:222 x 60 ;100%
1/5 payments
last claim:11-1,bar date:4/23/20




Matter ResolvedRequest
Adjourment
1247/28/2020 10:00 am20-12518 / MBKLAWRENCE L ABT III ESQConfirmation Hearing ScheduledContinued
9/15/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 7/22/2020 (DM):

1) IRS filed an estimated priority claim (AMENDED TO $0).

2) US Dept of HUD filed a secured claim not treated in plan (ADD SECURED UNAFFECTED??)

3) Plan provides $3,600 secured treatment to Society Hill at Lawrenceville Assn - no POC filed (STRIKE??)

4) Trustee OBJ:
- Need Feb & March stubs for Wawa (UNRESOLVED).
- Need 2019 tax return by 8/31/20. (UNRESOLVED).
- Need a statement for the whole life insurance policy (UNRESOLVED).
- Need amended Sch I to add child support (UNRESOLVED).
- Income docs verify higher ($4,455/$1,281) than scheduled ($4,298/$644) resulting in $1,968 disposable income when adding $6,573 prorated 2018 tax refund - need update income from part-time job at WAWA as hours are reduced and 2019 tax refund will likely be lower (UNRESOLVED).
--------------------
--------------------
BELOW RESOLVED
--------------------
--------------------
- Need to file Pre-Confirmation Certification (FILED).
- Fees in the Plan and the Disclosure Statement do not agree (DISCLOSURE STATEMENT AMENDED).
- Need Dec & Jan bank statements for Municipal CU savings acct (RECEIVED).
- Need a MP that treats 2nd mtg held by HUD (SEE ABOVE).


Prop. Plan $626 x 60, 0% Plan
PTD 5/5 = $3,130
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1257/28/2020 10:00 am20-12841 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
9/23/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $485.00  
Adj to 9/23/20 to file a MP to correct the cram issues below (dm)

ISSUES AS OF 7/22/2020 (DM):

1) Affinity FCU (Peter Liska, Esq) OBJs - 2017 Nissan Rogue not treated in plan - Consent Order entered to pay $385.37 pre-petition arrears through the plan - Consent Order silent with respect to bifurcated claim (ADD REMAINING SECURED/UNSECURED CLAIM TO BE TREATED OUTSIDE THE PLAN??)

2) MP proposed cram of TD Retail/Raymour Flanigan in Part 4d, however Part 7b is incorrectly populated. Once corrected, the MP will have to served again (UNRESOLVED).

3) Trustee OBJ:
- Need Jan & Feb bank statements for all bank accounts (RECEIVED).
- Plan does not specify treatment of TD Retail/Raymour & Flanigan (SEE ABOVE).
- Must file Pre-confirmation certificate (FILED).


Prop. Plan $485 x 3, $530 x 57, $15,350 min div
PTD 5/5 = $2,515
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1267/28/2020 10:00 am20-12968 / MBKKirsten B. Ennis Confirmation Hearing ScheduledContinued
9/15/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $250.00  
Atty to file Notice of Settlement for debtor and non-debtor has a separate settlement that should help fund the plan - adj to 9/15/20
AS OF 7/23/20 (SF)

1. Objection filed by Carrington Mortgage (Stern, Lavinthal) - failure to pay arrears of $78,325.60 and loan mod date of 9/2020 is unreasonable (CO ENTERED).

2. There is no claim filed for Innsbruck Corp LLC (SHOULD THIS BE STRICKEN FROM PLAN?)

3. C&C Lawncare has not filed a claim. (SHOULD THIS BE STRICKEN FROM PLAN?)

4. US Dept of HUD filed a secured claim1-1 with zero arrears. Not addressed in plan or schedules

5. Trustee objection:
- The debtor has insufficient income to fund the plan. There is negative income.
- A copy of the last filed tax return - : Need 2018 tax returns. Need 2019 tax returns by 8/15/20.
- need updated income if debtor's job status changes. (DEBTOR IS STILL UNEMPLOYED)
- The confirming order must provide for the turnover of all non-exempt proceeds from medical malpractice claim.

- Statement of Financial Affairs indicates $2,500 was received from debtor on 2/3/20, however the Atty Disclosure Statement indicates $0 was received prior to filing. AMENDED SOFA STATES ATTY RECEIVED $435 FOR COSTS AND $1641.50 WHEN CASE WAS DISMISSED ON 2/23/20. PREVIOUS CASE WAS DISMISSED. THE $435 COST ARE NOT LISTED ON DISCLOSURE STATEMENT.

- The CMA provided lists a value of $355,500 for real estate that is lower than the assessed value of $387,200. The Trustee will need a new CMA if the plan is modified to less than 100% to general unsecured creditors.

- Must file pre conf cert. (STILL NEED)

- add to confirming Order that all non exempt proceeds form the Medical Malpractice suit be paid to Trustee.
- (PER ATTY, WIFE IS TO RECEIVE LUMP SUM SETTLEMENT OF $58,000 IN JULY THE FUNDS WILL BE USED TO BECOME CURRENT POST-PETITION TO THE MORTGAGE COMPANY.) WILL ALSO FILE MOTION TO RETAIN MALPRACTICE COUNSEL- NOT FILED YET


Plan proposes $250 x 36 100% Loan Mod by 9/1/20
Payments: 4/5 Arrears: $
Matter ResolvedRequest
Adjourment
1277/28/2020 10:00 am20-13003 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $4,200.00
UPDATED 7/28/2020

OK TO CONFIRM $600X60 BEGIN 3/1/2020 BASE PLAN
-RELIANT LOAN SERVICE OBJECTION RESOLVED COTBS - NO ARREARS THROUGH PLAN
-OK TO PAY METROPOLITAN LIFE INSURANCE CO ARREARS OF $882.04 (CLAIM 14-1) THROUGH PLAN
-OK TO PAY TOYOTA MOTOR CREDIT CORP ARREARS OF $1,510 (CLAIM 15-1) THROUGH PLAN

UPDATED 7/22/2020

1) Trustee objection to confirmation - need to resolve
-need 401k loan statement DUE TO REDUCED INCOME THERE IS NO TIER
-the debtors plan consists of unnecessary or excessive expense items, such as $525 telephone/cell/internet; $659 vehicle insurance; $755 car payment; $200 entertainment; $150 pet care
-the debtor is not paying all disposable income into the plan -income documentation verifies higher $6,570.14 than scheduled amount $6,351.18 UPDATED PROOF OF INCOME LEAVES ONLY $645.34 DISPOSABLE AND THE FOSTER CARE WILL BE REDUCED 50% BEGINNING 1/1/2021 AS OLDEST CHILD TURNS 18
-Form 122c Line #16 tax deduction should be reduced by the $523.92 pro rated tax refund CHANGE IN CIRCUMSTANCE, REDUCED INCOME DUE TO COVID 19, USE INCOME FROM SCHEDULES I & J
-Form 122c Line #34 cure amount should be reduced from $100,000 to $25,000 to coincide with the Plan CHANGE IN CIRCUMSTANCE, REDUCED INCOME DUE TO COVID 19, USE INCOME FROM SCHEDULES I & J
-the Schedules fail to account for the debtors tax refund in the amount of $6,287 when determining disposable income, 2019 REFUND SMALLER AT $4,731 WHICH IS BEING INCLUDED AS DISPOSABLE INCOME
-the circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. 1325(a)(3)
-debtor is seeking a loan modification to be completed by 9/30/2020, therefore the Plan should not be proposed at 0% TRUSTEE RECOMMENDS PLAN BE CONFIRMED AS A BASE PLAN, IF ANY
-debtor's counsel needs to file a fee application within 7 days confirmation
2) Metropolitan Life Insurance Company/Shellpoint Mortgage filed secured claim 14 with arrears
Matter ResolvedRequest
Adjourment
1287/28/2020 10:00 am20-13114 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledMootDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $2,735.00
***MP FILED 6/11/20 WAS CONFIRMED ON 7/14/20 - THIS OLD PLAN IS MOOT***

As of 6/4/20(mk):Adj request uploaded , seeks 30 days to file MP.

1. Wells Fargo(Empire Today ) Filed a POC (4-1)for sec & unsecured. NEED TO KNOW TREATMENT FOR THIS BIFURCATED CLAIM?

2. Trustee objection:
- based upon the CMA provided, there is $6,479. of non exempt equity in real prop.( That is T/h for gucs)
-No proof of service for lien avoidance of Judgment lien of Deborah Lawrence.
----------------
-need copy of homeowner's insurance renewal declaration (Provided).
-need proof of insurance for 2015 Toyota Corolla.(Provided)


Confirmed Case: $1,875 Ptd, $430 x 55 start 8/1/20, $2,474 min div
Prop. MP: $375 x 60 start 3/1/20, 0% Plan
PTD = $1,875
Last Claim (6-1) dated 5/1/20
Matter ResolvedRequest
Adjourment
1297/28/2020 10:00 am20-13275 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

issues as of 7/16/2020

1) CSMC 2019-JR1 Trust (Frenkel Lambert) objection to cram - need to resolve
-plan does not proposes to pay all pre petition arrears CLAIM FILED $25,580.55
2) Trustee note, the CSMC claim is treated in plan UNDER SELECT PORTFOLIO AND TREATS AS CRAM TO ZERO, NOTING THE DEBT WAS DISCHARGED IN PRIOR CHAPTER 7
3) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income, verified income leaves monthly disposable income of $14.53
-need a copy of the 2019 tax return on ro by 8/15/2020
-need a valuation of the business
-need Amendment to Schedule B listing 2019 Big Tex; 2008 Stev Flat; 2005 Pace and 2003 Trailer
-the debtor has failed to provide proof of service with respect to plan motions RESOLVED, CERTIFICATION OF SERVICE FILED
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
4) IRS priority claim estimated for 2019 taxes - extension to file by 7/15/2020, need to provide Trustee with copy by 8/15/2020 and have claim amended accordingly


proposed plan $590x60 0% plan
paid in $2950
last claim 4
Matter ResolvedRequest
Adjourment
1307/28/2020 10:00 am20-13627 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $600.00  Total Paid In: $900.00
As of 7/27/20 (DS): - Atty ok with terms.sf

Need to confirm at $900 paid, $300 x 56 begin 8/1/20 100% with a minimum of $10,918.50 to gucs due to non-exempt equity on life insurance and mobile home and loan mod with Ditech by 10/13/20 (arrears not to be paid or reserved)

1. Trustee obj to the following:
- Debtor has undertaken an improper use of exemption. Specifically: takes D(1) on
property in Florida, only allowed to use D(5).
- 22c has disposable income $2,499.25, which would require minimum dividend $149,955 to gucs. Plan pays 100%.
- Income also verifies higher there is disposable income $11,361.79. Ok plan pays 100%.
- Life insurance provided and there is non-exempt equity in life insurance $1,316.22, there is also non-exempt equity on Florida property $10,918.50, due to over exemptions using D(1).

2. Application for extension of loss mit filed 7/15/20 to extend to 10/13/20, need order. Order filed 7/23/20 and extends to 10/13/20.

Prop Plan $300 x 60 100% and Loan mod with Ditech on Cedarwood Ln by date set forth on loss mit order
Note: Life insurance balance statement and CMA provided. Homeowner insurance on mobile home provided 7/27/20
Matter ResolvedRequest
Adjourment
07/28/2020 10:00 am20-13686 / CMGLEE M PERLMAN, ESQMotion to Convert Case to Chapter 13Moot
AMT: DUP OF DOC #10 GRANTED 7/14/20

Motion to Convert to Ch 13
Matter ResolvedRequest
Adjourment
1317/28/2020 10:00 am20-13911 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS of 7/17/20(mk):


1. Objection by Bank Of America(Milstead);
-plan fails to pay arrears
-LM speculative & debtor not applied yet.(Loss mit Order has till 8/13/20) - OTBS

2.Trustee Objection:
US DEPT HUD- filedPOC-0- but not treated in plan-Should be unaffected.
plan has treatment of student loans (New Hampshire Higher ED/ Granite State TBD??
it appears no claims filed by student loan creditors But that's atty job to determine
and address treatment in plan.
-Need 401k/pension loan statement.
-Need bank statements for Santander Sav.acct.
-Income verified form proofs higher ($4,046) than Schedule ($3,606) - 100% Plan.
-Schedules fail to account for tax refund of $7,983 in dispos. income.
- The debtors have $60,000 in liquid funds in their bank account that diminishes every
month. Plan must be confirmed at 100% with no modification below an $83,000 mini.
dividend ($60,00 bank accts & 23,000 vehicles).



Plan:400/60, LM: 7 GLADIOLA DR 6MTHS FROM FILING,(9/6/20)100%
4/4
last claim:21-1, bar date:5/15/20
Matter ResolvedRequest
Adjourment
1327/28/2020 10:00 am20-14254 / MBKEUGENE SONGConfirmation Hearing ScheduledDeniedDebtor has made 5 of 6 required payments   Arrears: $4,896.00  
PLAN DENIED BY MBK - MP TO BE FILED BY 8/14/20 ON NOTICE

AR REC DISMISSAL ARREARS $4,596
AS OF 7/23/2020 (at):

1. Need outcome of motion for stay relief filed by Ramanathans (PI case) - scheduled for 7/28/2020.

2. New Rez filed a secured arrears claim #3 in the amount of $240.76 which is not in the plan. Is it ok to pay this claim?

3. Objection filed by Ramanathans (Dilworth Paxson) - PI case. (UNRESOLVED)
OBJ PROCEEDS OF PI CAN NOT BE USED TO FUND PLAN

4. Objection filed by NewRez LLC (Robertson Anscutz) - failure to cure arrears of $240.76. (UNRESOLVED)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Updated auto insurance, insurance expires 6/29/20. (RECEIVED)
- A Modified Plan that marks off Part 8a, 8c and 8d. (MOD PLAN DOES NOT COMPLETE THESE)
The debtor has undertaken an improper use of exemption. Specifically:
- Takes D(10)(e) in stocks/bonds.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $1,885, Child care $919 (spouse not working and 2019 tax return shows no childcare expense), Medical $400, Parents living in India monthly house expenses $250 (list parents as dependent plus excess food expense) and unexpected expenses for $500.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Proof of income verifies higher, also deducting excess expenses verifies that there is disposable income $2,154.15.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,833 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real propert
Matter ResolvedRequest
Adjourment
1337/28/2020 10:00 am20-14280 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $6,512.00  
AS OF 7/22/20 (SF)

1. 341 NOT HELD RESCHEDULED TO 7/30/20
2. PAYMENTS: 2/4 ARREARS: $3256

Matter ResolvedRequest
Adjourment
1347/28/2020 10:00 am20-14427 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $0  
Total Paid In: $3,400.00
As of 7/22/18(mk):Updated-atty ok to terms

>>To resolve trustee objections and pay claims TO CONFIRM WOULD NEED ***$1,000 PTD , THEN $1,200 x 56, Begin 8/1/20; Base w/ min div to gucs of $23,249 due to non exempt equity in personal assets; OTBS resolving objection to confirmation by Home Point Financial w/in 30 days. Trustee is authorized to pay Home Point Financial arrears claim # 28-1 in the amount of 24,994.99; Trustee is authorized to pay TD Retail Services claim #8-1 in the secured amount of $2,275 and the unsecured amount of $595 shall be treated pro rata w/ other unsecured creditors pursuant to the terms of confirmation.***


1. Objection By Home Point Financial(RAS):OTBS- PAY POC ARREARS
- plan fails to pay arrears. Plan has unaffected.
- POC $24,994.

2. TD Retail Services filed Secured POC (8-1)for Furniture. $2,275-Not in plan. (Add lang.
pay secured amt of $2275 and unsecured amt $595 shall be pro rata w/ other gucs pursuant to terms of confirmation.

3.Trustee Objection: EQUITY T/H IS $23,249. This amt has to go to GUCS.
-plan has excessive expenses:$709 car payment,
$500 vehicle insurance, They have 5 Cars!
$580 tele/cell/internet/cable.
- Income documentation for the debtor verifies higher (4,401.95) than scheduled (2,490.66).
The calculation includes "Commission" and "Spiff."
-Schedules fail to account for tax refund in disposable income.(added in).
-There is $5,726 equity in 2017 Lexus IS, $1,011 equity in 2008 Mini Cooper, $15,340 equity
in Infiniti QX, and $1,172 equity in joint bank account. TOTAL= $23,249.
- Need a copy of Toyota Motor Credit statement for 2019 Lexus GX.(Lease provided-payment $709
-must file pre conf cert.
-need 401k loan statement.(provided)- as of March -balance on loan was 2,958).
-need 2019 return by 8/15/20.(Provided)

4. IRS Estimated POC. 2019 return filed.(APOC FILED - 0-)


Plan:250 x 60,Base
payments:4/4
last claim:28-1,bar date:5/25/20
Matter ResolvedRequest
Adjourment
1357/28/2020 10:00 am20-14433 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
9/15/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $400.00  Total Paid In: $800.00
7/27/20: atty email advises & proof that atyy trust ck for $800 was sent to lock box has Order (7/22/20)to allow 341 via tele.

As of 7/14/20(mk):


1. NO Payments. Last hearing in May atty said had $400
2. STILL NO 341
3. MFR (BSI Fin/US Bank- Friedman V.)on 7/28/20
Matter ResolvedRequest
Adjourment
1377/28/2020 10:00 am20-14549 / MBKJ. Todd MurphyConfirmation Hearing ScheduledDismissedDebtor has made 5 of 6 required payments   Arrears: $0  

NA
As of 7/21/20 (DS): 1. Trustee obj to the following:
- Need Business profit & loss statement, Business forms for Ogalo Grp and homeowner's insurance renewal declaration, which provides personal liability coverage.
- Excessive expenses on Amended sched J such as: School lunches and activities which was increased to $300 for 3 dependents who live w/Debtor every 2 weeks (previously $200) and auto rental now listed on amended Schedule for $1,000. Will be moot since plan propose 100%.
- There is non-exempt equity in bank account $3,910.37.
- Oak Hollow North HOA filed a bifurcated claim, secured $18,810.31 and unsecured
$2,413.10. Claim must be resolved. Plan propose 100% and propose to pay claim in full.
- Must resolve creditor objection.
- Debtor needs to supply updated proof of income on January 1, 2021.

2. Select Portfolio obj to arrears more, POC filed and mod plan propose to pay arrears.

3. State of NJ Dept of Labor filed unsecured claim $6,171.94. Plan propose to pay same amount as priority, since plan is 100% this will be stricken and paid as unsecured, unless attorney ask to pay.

Prop Plan $1,887 x 3, $1,578.56 x 57 100%
Note: 2019 Tax return provided. Water/sewer/garbage $250 (reduced in amended sched to $16) and Transportation $600 (amended to $200).
Matter ResolvedRequest
Adjourment
1387/28/2020 10:00 am20-14550 / MBKLAURENCE R SHELLER, ESQConfirmation Hearing ScheduledContinued
8/18/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $300.00  Total Paid In: $600.00
As of 7/24/20(mk):

**Debtor's atty says he he reached out several times to creditor but no response yet *

Note: application to extend Loss Mit filed. Obj.date 7/24.

>Need to know if Obj in #1 is resolved & then can work numbers<<


1. Objection By Loan Care(McCabe):
-fails to pay arrears. LM speculative.

2. Trustee Objection:
- no date for LM completion. Loss Mit. ends 7/27/20.
-rental income is higher than scheduled, disposable income is $400,
need to pay 36months of disposable income into plan which is plan base of $11,520.
-need to resolve obj byLakeview Loan Servicing, LLC (McCabe Weisberg) .
-HUD filed proof of claim, creditor not treated in plan- (Arrears -0-add lang they are outside).



Plan:100 x60:base;LM on Whitehorse by?
payments:4/4
last claim:3-1,bar date:5/27/20
Matter ResolvedRequest
Adjourment
1397/28/2020 10:00 am20-14738 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $6,540.00
ISSUES AS OF 7/22/2020 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,300 PTD, THEN $1,120 x 56 STARTING 8/1/20, 0% PLAN***

1) Wells Fargo (POWERS) OBJs - $56,696.70 arrears (MFR CONSENT ORDER PROVIDES FOR PAYMENT PER POC??)

2) Wells Fargo has cross MFR scheduled for 6/2/2020 (CONSENT ORDER ENTERED).

3) Trustee OBJ:
- Need a CMA that provides comps for residence (OKAY - VALUE CONFIRMED BY ZILLOW).
- Need valuation of timeshare (PROVIDED).
- Need Feb bank statements for Chase Bank acct (RECEIVED).
- Need amended schedules to add HUD and Capital One (FILED).
- Excessive Expense - Sch J: $608 vehicle insurance.
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,075 x 60, 0% Plan
PTD 4/4 = $4,300
Last Claim (14-1)
Matter ResolvedRequest
Adjourment
1407/28/2020 10:00 am20-15282 / MBKMICHAEL P OTTO ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $3,676.00
AS OF 7/27/20 (SF) UPDATED

RECOMMEND $1440 PTD, $808 X 1 (BEGIN 8/1/20); $894 X 32 (BEGIN 9/1/20); $1069 X 24 (BEGIN 5/1/23) BASE PLAN, LOAN MOD BY 10/3/20
- DO NOT PAY ARREARS OR RESERVE TO M&T BANK
- NEED ORDER RESOLVING M&T OBJECTION WITHIN 30 DAYS
- PAY WELLS FARGO CLAIM 6-1 AS FILED, $904.06 SECURED AND $1044.30 AS UNSECURED
- TRUSTEE STANDARD ORDER OF DISTRIBUTION

issues as of 7/16/2020

1) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan - excessive expenses of Schedule J; $910 transportation (REDUCED BY $210, DEBTOR IS UNEMPLOYED);
-the debtors plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution ADD NOTE TO CONFIRMING ORDER
-need copy of spouses 401k loan statement NOT PROVIDED (RECEIVED, 1ST LOAN EXPIRES 8/31/20- $85.48 WILL BE AVAILABLE AND THE OTHER EXPIRES 4/30/23 AND $174.80 WILL BE AVAILABLE)
3) Wells Fargo Bank filed claim 6 - the claim is not treated in plan - the full amount of the claim is $1,948.36 (secured $904.06 and unsecured $1,948.36) -need to advise how claim is to be treated (OK TO PAY AS FILED)

proposed plan $360x60 base plan loan mod by 11/1/2020
paid in $1080
last claim 16


RESOLVED ISSUES:
-M&T Bank (Parker McCay) objection to confirmation - need to resolve (OTBS)
-mortgage arrears 424,121.29
-the debtor has failed to provide proof of service with respect to plan motions - American Express RESOLVED, FILED
-need proof of current auto insurance, current policy expired 5/8/2020 RESOLVED, PROVIDED
-file pre confirmation certification NOT FILED
Matter ResolvedRequest
Adjourment
1417/28/2020 10:00 am20-15509 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 2 of 5 required payments   Arrears: $513.00  
MP to be filed by 8/14/20
AS OF 7/20/2020 (at):

1. Mr. Cooper/Nationstar filed a secured arrears claim #5 in the amount of $2,274.46 which is not in the plan. Is it ok to pay this claim? Objection filed by (Phelan) failure to cure arrears of $2,274.46. (OKAY TO PAY)

2. Objection filed by Wells Fargo (Shapiro) - failure to cure full arrears of $17,537.28 (Per POC). (RESOLVED BY CONSENT ORDER - PAY ARREARS PER POC) (NEEDS RESOLUTION - WELLS FARGO AMENDED THEIR POC TO $60,834.12. A MOTION TO VACATE THE CONSENT ORDER IS SCHEDULED FOR 8/4/2020)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019. (NOT RECEIVED YET)
- 2 months bank statements from Wells Fargo savings account prior to filing date. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Children's activities $550 and Entertainment $350.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income for Debtor verifies higher, Debtor receive approximately $6,000 monthly from severance.
- Arrears claim filed by Mr. Cooper/Nationstar.
- Must resolve creditor objection (NATIONSTAR OBJ IS RESOLVED)
- Must file Pre-confirmation certificate. (FILED)
- The trustee needs updated proof of income in November when the severance ends (LANGUAGE ADDED)

Plan proposes: $428 x 60, not less than $20,000 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1427/28/2020 10:00 am20-15654 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $3,735.00
Confirm at $745 x 60 begin 5/1/20 100% with minimum $42,709.92 to gucs due to non-exempt equity on real property and Debtor to provide (within 14 days) February and March bank statements from Wells Fargo 2 chkg (#8652 & 8667) and 1 savings (#7450) accts


100% - confirm with bank statements to be submitted within 14 days

As of 7/21/20 (DS): 1. Trustee obj to the following:
- Need February and March bank statements from Wells Fargo 2 chkg (#8652 & 8667) and 1 savings (#7450) accts.
- There is non-exempt equity on real property $42,709.92. Will be part of the confirming order.

Prop Plan $745 x 60 100%
Matter ResolvedRequest
Adjourment
1437/28/2020 10:00 am20-15841 / MBKMark K. Smith, Esq.Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 7/20/2020 (at):

1. American Honda Finance filed a secured arrears claim #1 (2017 CRV) in the amount of $575.83 which is not in the plan. Is it ok to pay this claim?

2. American Honda Finance filed a secured arrears claim #2 (2017 Accord) in the amount of $524.67 which is not in the plan. Is it ok to pay this claim?

3. Objection filed by Wilmington Savings (Parker McCay) - failure to cure arrears of $98,785.30 or to provide an appraisal. (strip off of 2nd mortgage)

4. Objection filed by JP Morgan Chase (McCalla) - failure to cure full arrears of $33,102.72. (Per POC)

5. The IRS filed an estimated priority claim #5 that needs to be resolved/amended.

6. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - . Need current CMA, the document provided is more than 1 year old. (RECEIVED)
- A copy of the last filed tax return - . Need copy of 2019 Tax Return by 8/15/20 (NOT RECEIVED YET)
The debtor has undertaken an improper use of exemption.
- Specifically: Debtor takes 100% d(5) exemption on unknown value for 4 Rachel LLC which is a defunct corporation.
Not proper.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 1. Excessive expenses on Schedule J: $800 vehicle insurance
- 2. Excessive expenses per profit and loss: $9829 Legal Fees (need explanation); $2000 vehicle insurance (Is this the same insurance on Schedule J?)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Wilmington Savings Fund Society. (OK - OBJ FILED)
- File pre-confirmation certification. (CERT OF SERVICE NOT FILED)

Plan proposes: $600 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1447/28/2020 10:00 am20-16905 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
8/26/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $12.00  
AS OF 7/17/20 - MP JUST FILED ON 7/21/20, MUST REQUEST ADJOURNMENT


1. Modified plan proposes to pay Citadel Funding $43,574.06 but the Stay was vacated on 7/10/20 and no claim was filed. (MUST RESOLVE)

2. Ally Financial filed arrears claim 2-1 for $2322.61 (OK TO PAY?) - (MP JUST FILED AND DOES NOT ADDRESS ARREARS CLAIM)

4. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- proof of current mortgage payment for Albany property. (The stay is vacated for Citadel so they are not making this payment)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: home maintenance $400; Mortgage payment for Albany property 1,650- needs proof.
- As of now income verifies much higher than scheduled and there are excess expenses & /or expenses that need verification.
- 122c is filled out with incorrect information as Rental income is understated .122c , line 9 $1600 needs proof of mtg payment. Line 20 $300 for education. needs proof. Line 23. $450 for optional telephone, needs proof. (PLAN WILL REQUIRE 100% TO GUCS)
- need domestic obligation form uploaded to 13 docs.
- must file pre conf cert.
- Trustee standard order of distribution.

Plan proposes $150 x 60 Base
Payments: 2/2

RESOLVED ISSUES:
- Domestic Support Obligation information
- need proof of $340 for DSO on sch J
- A copy of the homeowner's insurance renewal declaration - update proof for Albany property if case is not confirmed on 7/28/20. (RECEIVED)
- M&T Bank filed arrears claim 3-1 for $319.62 (OK TO PAY?) MP FILED
Amendments to Schedules I to add contribution income.
- Need Amendment to Schedule D to add M & T Bank 2nd lien on property. (MOOT)
- need proof of rent payment for Bedminster property. (RECEIVED)
Matter ResolvedRequest
Adjourment
1457/28/2020 10:00 am20-16962 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
9/1/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 7/16/2020 (at):

1. Need to request an adjournment of the confirmation hearing.
2. 341 is scheduled for 8/6/2020
3. Payments: 2/2
Matter ResolvedRequest
Adjourment
1467/28/2020 10:00 am20-16964 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 7/23/20 Debtor attorney requested adjournment, 341 sched 8/13/20
Matter ResolvedRequest
Adjourment
1477/28/2020 10:00 am20-16965 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
10/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS of 7/11/20(mk):


1. IRS Estimated claim- No return for 2019.

2. Plan has Credit Acceptance as unaffected-Filed POC $30.85- OK TO PAY?

3.Trustee Objection:
-atty disclosure balance (2750) & plan balance (2500 ) do not agree. NEEDS TO CORRECT.
-income for debtor and spouse verified higher than scheduled, disposable net income is
$588.49 ( scheduled amount was $159.62) will need higher plan payments.
-need 2019 Tax return by 8/15/20.
-need pre conf cert.
debtor/codebtor pension/401k loan statement (Provided)



Plan:150x 60, base
1/2 payments
last claim:12-1, bar date:8/7/20
Matter ResolvedRequest
Adjourment
1487/28/2020 10:00 am20-17016 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledContinued
9/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,350.00
issues as of 7/16/2020

1) 341 not held, not rescheduled, appears all documents have been provided - debtors counsel needs to contact Trustee to reschedule hearing
2) Not current with Trustee plan payments, arrears 4450
3) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve
-approximate arrears $4,418.35
Matter ResolvedRequest
Adjourment
1497/28/2020 10:00 am20-17049 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
8/26/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $137.00  Total Paid In: $132.00
AS OF 7/17/2020 (at)

1. Wells Fargo filed a bifurcated claim #9 with secured arrears of $754.63 which is not in the plan. (Value City Furniture - is it ok to pay this claim?) - OKAY TO PAY

2. Trustee's objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of -$80.00.-
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $132 x 60, $3,000 to guc's
Payments: 1/2, arrears $132
Matter ResolvedRequest
Adjourment
1507/28/2020 10:00 am20-17054 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
9/23/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 7/21/20 (DS): 1. Trustee obj to the following:
- Need Business forms, full Page 2 is missing, copy of the homeowner's insurance renewal declaration (only provides invoice, must provide declaration page with personal liability coverage), 2 months bank statements from all accounts prior to filing date and balance statement on loan for 2016 Dodge prior to filing date.
- Excessive expenses on Schedule J such as P&L for spouse income list employee, rent and utilities, business forms provided missing page for business address and active date. Business has no employees and is run from the home so the trustee needs a certification to explain those expenses.
- Plan does not specify treatment of TD Bank/Raymour & Flanigan who filed bifurcated claim, secured $633 and unsecured $2,354.97. Claim must be resolved.
- There is estimated non-exempt equity on real property $16,750, estimated on 2016 Dodge $5,134 (no claim filed, pending review of statement) and non-exempt equity on bank accts (pending review of bank statements).

Prop Plan $280 x 60 Dollar Base $4,969
Matter ResolvedRequest
Adjourment
1517/28/2020 10:00 am20-17063 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
9/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,980.00
issues as of 7/16/2020

1) 341 not held, rescheduled for 8/6/2020
2) No Trustee plan payments to date, arrears $1,320 PAID TO DATE AS OF 7/21/2020
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1527/28/2020 10:00 am20-17107 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledContinued
9/9/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 7/17/20 (SF)


1. 341 NOT HELD - RESCHEDULED TO 8/6/20
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
07/28/2020 11:00 am20-17033 / CMGBRUCE C TRUESDALE ESQOrder Show CauseVacated
**CMG***
FILliG FEE
Matter ResolvedRequest
Adjourment
07/28/2020 11:00 am20-18185 / CMGSTEPHANIE RITIGSTEINOrder Show CauseVacated
**CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/28/2020 11:00 am20-18210 / CMGYAKOV RUDIKHOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/28/2020 11:00 am20-18214 / CMGYAKOV RUDIKHOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/28/2020 11:00 am20-18232 / CMGAndrew Thomas Archer Order Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
1537/28/2020 2:00 pm18-22936 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $4,317.00
Matter ResolvedRequest
Adjourment
1547/28/2020 2:00 pm19-16636 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $11,883.00
Matter ResolvedRequest
Adjourment
1557/28/2020 2:00 pm19-24530 / MBKJames J. Cerbone, Esq.Motion CompensationGrantedTotal Paid In: $19,046.00
Matter ResolvedRequest
Adjourment
1567/28/2020 2:00 pm20-10392 / MBKEdward Hanratty, Esq.Motion CompensationContinued
8/12/2020 2:00 pm

trustee obj--Counsel needs to explain the need to file multiple amended schedules, B, C, I & J on 2/21/20, 2/28/20, 5/18/20, 6/24/20 and 6/30/20.
Matter ResolvedRequest
Adjourment
1577/28/2020 2:00 pm20-18212 / MBKMark K. Smith, Esq.Order Show CauseDismissed
FILING FEE
Matter ResolvedRequest
Adjourment
1587/28/2020 2:00 pm20-18351 / MBKDavid L. Stevens Order Show CauseWithdrawn
CREDIT COUNSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes