Judge Christine M. Gravelle
Hearing Date: 7/20/2022
Hearing Count: 111
Last Updated: 06-24-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am17-17391 / CMGEric ClaymanMotion Sell3rd Party MatterTotal Paid In: $45,252.00
20 BEECHFERN LN

K price 202,000- realto appt
atty flat fee 1,000
proceeds to pay of base plan- run 62 mos
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am17-28430 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $44,554.00
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am17-28430 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $44,554.00
NEW JERSEY HOUSING AND MTG (KML)
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am17-30021 / CMGPeter E. Zimnis, Esq.Motion to Cancel DischargeNo Opposition FiledTotal Paid In: $70,390.00
MTN TO CANCEL/DISCHARGE UNITED TELETECH FINANDCIAL FCU MTG

6/13/22:mk: 5 mos remain- plan cram second mtg- Order says upon plan completion and discharge then cancel & dischg of Mtg.
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am17-35544 / CMGDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $14,765.00
Debtor obj, submitted new LM pkg<>FAILED TO 7/1/18, EXT LOSS MIT EXPIRED 12/18/18

case is in month 53
5/14/22:Debtro submitted new loan package and its under review.
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am18-12420 / CMGCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $16,268.00
Debtor obj<> WILMINGTON/Parkway Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am18-19033 / CMGBruce C. Truesdale, Esq.Motion Dismiss CaseNo Opposition FiledTotal Paid In: $24,104.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am18-30573 / CMGDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $53,475.00
FAILED TO ADDRESS <
>>MOTION WAS FILED AND ON FOR 7/6/22- if that was granted, then can w/d this Tr Motion


car was totaled and the insurer Geico has indicated that they are holding a check for $7,134.85 for the total loss of the car. There only remains $3,360.55 to pay on the secured claim to Capital One and then the balance of the funds can go to the Chapter 13 trustee for payment to unsecured creditors.

ATTY TO FILE a motion for approval of the payoff to Capital One (with a request for them to file an amended POC) and then payment of remaining funds to the trustee.

Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am18-30935 / CMGRobert Manchel, Esq.Certification of Default3rd Party MatterTotal Paid In: $28,933.00
Debtor response,made pymt<> ARREARS

Mk: debtro to make payments and be current by July
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am18-32967 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $41,949.00
FAILED TO LM BY 2/28/21; EXTENDED LOSS MIT EXPIRED 10/18/21

>debtor has a pending application for LM- should have decision in 30 days.
.owes May TR payment.

MFR was resolved by Order --adss post pettion of $35,206.86 to plan and was to file MP w/in 15 days of Order which was entered 4/28/22

>.CONDUIT??
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am19-13417 / CMGRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $12,045.00
Debtor obj<>MTN FOR DEBTOR TO COMPLETE DIVORCE (SCOTT GOLDSTEIN)
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am19-14537 / CMGJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $21,002.00
SANTANDER (MORTON)
Matter ResolvedRequest
Adjourment
217/20/2022 9:00 am20-11058 / CMGStephanie Ritigstein, Esq.Trustee Certification of DefaultPending WorkupTotal Paid In: $8,416.00
6/144/22(mk): email to atty

Debtor obj. increased expenses, requests recap<>

ARREARS $1,680 as of 6/7/22 last pay 11/5/21

as of 6/8/22>>NO NOTICE OF SETTLEMENT OR MOTION HAS BEEN FILED FOR DOG BITE CASE<NEED STATUS


>>Per atty debtro has dog bit case- settle- needs time to file motion for approval ( sp counsel has already benn retained.

Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am20-17526 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $24,297.00
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am20-17734 / CMGStacey L. Mullen, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $14,496.00
Debtor obj<> NEW REZ/Montclair La (Hill Wallack)
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am20-18390 / CMGLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $19,196.00
MTN TO APPV SETTLEMENT


Net settlement $151,400.44. More than enough to pay off at 100% .Sp. Counsel was appointed. OK


MK: confirmed at 100% w/ NE proceeds to Tr
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am21-10296 / CMGWilliam H. Oliver, Jr., Esq.Motion SellNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,668.00
2024 2ND AV

TR Limited objection:
PPSED ORDER; pays realtors .seller's atty(1,750) & prior atty (750)??

appl for retention for open door realty filed 6/14/22 .2%- need one for next home relalty and names of atty fos closing 0 Notice of sale dose not list atty(s)

Exemption $25,150 & pays balance of plan
Matter ResolvedRequest
Adjourment
367/20/2022 9:00 am21-15420 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $5,991.00
Debtor obj<> PHH/Willow Ave (RAS)
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am21-17545 / CMGDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,488.00
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am21-18939 / CMGVera Fedoroff, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,379.00
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am21-19059 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,000.00
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am21-19470 / CMGDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,475.00
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am21-19487 / CMGPRO SEMotion Relief from Stay (Fee)3rd Party Matter
6/13/22(mk): email for G. Miller- she has been retained as debtor's counsel.- R Lebron consents to adj to 7/20/22

Debtor response<>SELECT PORTFOLIO / AmherstDr (FEIN, SUCH)

5/25/22:mk: debtor says they have submitted a modification request to Select Portfolio and have until 6/9/22 to complete the appeal
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am22-10497 / CMGMichael McLaughlin, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)3rd Party Matter
318 W. MAPLE AVE


AS of 6/12/22:
sp. counsel application filed
realtor retained

k price $330,000
fist mtg_by NJCC Fund Trust :$116,996- there will be post pet due as well-pd at sale
second Mtg Valley Bank:5869.80- MOTION SAYS THIS MTG WILL BE PAID BY cH 13 tR FROM PROCEEDS OF SALE- How is title company going to allow this?

NO GUCS IN CASE
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am22-11376 / CMGJonathan Goldsmith-Cohen, Esq.Motion File Claim After Claims Bar DateNo Opposition Filed
MTN TO FILE LATE CLM/UNITED TELETECH FEDERAL CRED UNION (McKENNA, DuPONT)
Matter ResolvedRequest
Adjourment
517/20/2022 9:00 am22-12920 / CMGEric ClaymanMotion Relief from Stay (Fee)3rd Party Matter
AR NOTE PRE PET RENT ARREARS 13, 459
DEBTOR ASSETS WILL PROVIDE $10 K RENT RELIEF , AND POTENTIAL PI -CURE 60 DAYS


Debtor obj; Creditor response<>AVALON MANGMENT/E. State St (GORSKI & KNOWLTON)


>>CONF ON 6/15/22; REC DISMISSAL<<
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am22-13109 / CMGCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
567/20/2022 9:00 am22-13397 / CMGAdrian Johnson, Esq.Motion Impose Automatic Stay3rd Party Matter
JDRMDBP-SM LLC obj (KML)<>MTN TO EXTEND STAY

MK: by next date:by next date al payments in and motion continue admin & MP
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am22-14068 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)No Opposition Filed
SELENE FINANCE /Fischer Blvd (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am22-14088 / CMGDAVID A. SEMANCHIK, ESQMotion Reinstate Stay3rd Party Matter
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
07/20/2022 9:00 am22-15047 / CMGKevin C. Fayette, EsqMotion Extend Time3rd Party Matter
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am18-22919 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 33 of 48 required payments   Arrears: $10,173.00  Total Paid In: $43,795.00
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am19-33261 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 26 of 30 required payments   Arrears: $2,972.00  Total Paid In: $65,847.00
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am20-16955 / CMGS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 20 of 25 required payments   Arrears: $2,313.00  Total Paid In: $9,015.00
Matter ResolvedRequest
Adjourment
687/20/2022 10:00 am21-13325 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 14 of 14 required payments   Arrears: $0  

AR RESOLVE OR HOLD

ISSUES AS OF 6/9/2022 (DM): If TD Bank claim is modified to a general unsecured claim, then debtor would need $7,000 Ptd, then $9,675 x 46 starting 7/1/22, 100% Plan - HOW IS THIS FEASIBLE? (dm)

 Amended I & J filed. P&L for rental income and 2020 soc sec statement uploaded. Will provide 2021 soc sec statement when rec'd form debtor(mk)

 5/4/22 - needs amended I&J and poi - NEED TFS AUTO PAY IN TERMS.

1) Reverse Mortgage Funding (MARTONE) OBJs - $17,836.96 arrears on Toms River NJ property not treated in the plan (Per Atty - pay it)>.COTBS per Martone atty email on 6/14/22(mk)

2) TD Bank filed a secured claim on Florida property not treated in the plan (MOTION TO MODIFY CLAIM PENDING)

3) Trustee OBJ:
- American Honda filed $15.91 arrears claim on 2018 Honda Civic (OKAY TO PAY??)
- Need property settlement agreement, if any.
- Need copy of Deed for Toms River NJ property (PROPERTY DEEDED FROM ROBERT C. DIORIO??? TO LEAH FISCHMAN IN 2018).
- Need homeowners' insurance for Toms River NJ property (DOESN'T LOOK LIKE DEBTOR OWNS THIS PROPERTY - DEED IN NAME OF LEAH FISCHMAN).
- Need copy of Deed for Florida property (TWO PARCELS DEEDED TO PROXIMO PROPERTIES, LLC IN 2017).
- Need homeowners' insurance for Florida property (PROPERTY OWNED BY THE BUSINESS???)
- Need amended Sch A/B to add Toms River and Florida properties (NOT SURE DEBTOR PERSONALLY OWNS PROPERTIES).


***RESOLVED ISSUES***

 Need to address 109e issue (CONSENT ORDER ENTERED - POCs 6, 7 AND 8).

A) On 10/14/21 the State of NJ filed a $4,799.42 priority claim that includes estimated taxes for 2018 thru 2020 (AMENDED TO $0).

B) NewRez dba Shellpoint Mtg/Wilmington Savings (PINCUS LAW) OBJs - the plan does not specifically treat the claim on the NC property in the plan (CONSENT ORDER ENTERED).

C) Trustee OBJ:
- Need CMA for Toms River property (RECEIVED).
- Need CMA for Florida property (RECEIVED).
- Need business P&L statements (RECEIVED).
- Need auto insurance for 2018 Honda Ci
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am21-15798 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 11 required payments   Arrears: $848.00  Total Paid In: $2,182.00
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am21-16503 / CMGRONALD S. GELLERT, ESQ.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 7 of 10 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am21-16878 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $250.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am21-19487 / CMGPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 6 required payments   Arrears: $750.00  
mk: counsel G. Miller says case si too far gone to fix- is going to file a new one- OK to Dismiss


mk: MFR was adj to 6/15/22 for debtors to obtain counsel.

5/25/22:mk: debtor says they have submitted a modification request to Select Portfolio and have until 6/9/22 to complete the appeal- UPLOADED AN ADJ REQUEST - NO CONSENT- email to debtor about case and needs to appear 6/1/22 on the motion and conf

AS of 5/24/22(mk)

>>PLAN IS NOT FEASIBLE WITH THE AMT OF MTG ARREARS and Nj tax secured claim- monthly payments would need to be over 3,000 p/m

**MFR By SELECT PORTFOLIO on 6/1/22

1. Objection by Select Portfolio (Fein Such):
-plan fails to pay arrears 143,138.29-per POC


2. Capital One(2016 Mercedes) filed an arrears claim for $841.04- NEED TO CLARIFY IF DEBTORS ARE GOING TO PAY THIS? plan has Cap.one in part 4c and has 32,332 - THIS IS NOT FEASIBLE- Is TR Just paying arrears?

4. Trustee Objection:
-need Amendments to Schedules C to correct exemptions.( Filed but did not put $amt-obj filed) & Schedule I to add broker income
- excessive expenses:
$796/month car payment
$845/month car insurance
$500/month for home maintenance
$349/month for life insurance
Need proof of excessive expenses 10 days prior to confirmation hearing.
-Need proof of service on GMAC for motion to avoid lien.(for judgment on car lease)(NOT DONE)
-need proof of income from co debtor's job as real estate broker for last 6 months.
-------------------------
IRS filed secured claim for $63,107.94 and priority claim $2,227.19- (plan had unknown so this adds to fact that plan is not feasible)estimated for priority. ST. OF NJ secured claim $21,870.53 and estimated for priority.
-need to file Pre-Conf.Cert(filed)
Trustee STD Order of distribution
- Part 8(a)Vesting to be changes to upon confirmation
Failed to add tax refund to dispos . income.
-need a statement for the Schwab account.(added in)
-need Modified Plan that begins trustee payments in January, 2022 and stepup in August whe
Matter ResolvedRequest
Adjourment
767/20/2022 10:00 am22-10054 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 6/8/22 (SF)

1. Trustee objection:
- A copy of the last filed tax return - for 2021, no later than 5/31/22. (STILL NEED)
- A Modified Plan that proposes student loans to be paid outside.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- There is non-exempt equity of $6485 on real property. (No d(1) exemption taken)
- Need 2 months bank statements for all bank accounts prior to filing date. Need November and December 2021 statements for Chase Acct ending in 4413 and Bank of America acct ending in 1220 (STILL NEED)
- Add to confirming order non-exempt proceeds from legal malpractice and contract dispute lawsuits to Trustee.

Plan proposes $250 x 36 Base, Plus Lump sum from Malpractice Suit by 12/31/22
Payments: 5/5


RESOVLED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
-Need proof of 2nd mortgage balance (CLAIM FILED)
- The Plan fails to provide for a prompt loan modification completion date. (MP FILED)
- Objection filed by Ajax Mortgage Loan Trust 2019-A - failure to pay arrears and speculative loan mod. Also post petition payment is $3240.06, not $1740 which would result in expenses being higher and making the plan infeasible. Also loan mod is partially dependent on result of speculative outcome of legal malpractice action. Creditor believes plan is not proposed in good faith. (IS THIS OBJECTION RESOLVED. DEBTOR FILED A MODIFIED PLAN AND THE CREDITOR DID NOT OBJECT)

- No claims filed for separately classified claims for Best Buy/CBNA or TD Bank USA/Target. Should these per plan claims be stricken from plan? Bar date expired on 3/15/22
- Homeowner insurance listed twice under schedule J as being paid by Debtor (AMENDED)


Plan proposes $250 x 36 Base, Plus Lump sum from Malpractice Suit
Payments: 5/5


Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-10054 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
977/20/2022 10:00 am22-10127 / CMGScott D. Sherman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $395.00  
5/11workup for the 5/18 calendar

2 payments arrears-will need TFS or ewgage to pay higher payment

If paying Foxchase and Santander confirmation needs $628 x 56 beg 6/1/2022-100%(min. of $70,393 due to equity) student loans outside--debtor to sign up for TFS/ewage in 7 days--2021 tax returns to be submitted by 5/31/2022

** Foxchase at Tinton Falls II Condo Assoc (McGovern) objection to confirmation - need to resolve--$21,231.03 secured claim is higher than proposed

** Trustee objection to confirmation - need to resolve
---need a copy of the last filed tax return - 2021 return no later than 5/31/2022
-arrears claim filed by Santander for $598 - need to either pay through plan or move against claim--WILL PAY


proposed plan $395 60 100% plan
paid in $395

---------------------
resolved
-the debtor is not paying all disposable income into plan - proof of income verifies higher, plus tax refund is not on Schedule I, disposable income is $926. May be moot since plan is proposing 100% OK 100%
---the schedules fail to account for the debtors tax refund in the amount of $2,424 when determining disposable income
---need a copy of the homeowners insurance renewal declaration DONE
---the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity on real property $70,393. Must add the threshold to 100% due to non exempt equity
---must file Pre Confirmation Certification with Court, RESOLVED, FILED
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-10257 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $0  

AS OF 5/23/2022 (at):

RECOMMEND: $1,300 PAID TO DATE, $1,450 x 56 BEGINNING 6/1/2022, BASE WITH A MINIMUM OF $14,726 TO UNSECURED CREDITORS DUE TO NON EXEMPT EQUITY
Need 2021 tax return by 5/31/2022.
Preserve non exempt equity of $14,726 in personal property.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021, if not filed, must provide no later than 5/31/22. (NOT RECEIVED - LANGUAGE ADDED)
The debtor has undertaken an improper use of exemption. Specifically:
- Schedule C over exempts d(5) because d(1) was taken fully, which leaves $1,325 available for d (5).
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,554 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity $14,726 in business assets. Bank account has $4,452 in
account, not $1,235 as of 12/31/21. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $100 x 2 beginning 2/1/2022, $1,100 x 58 beginning 4/1/2022, base
Payments: 3/4, arrears $1,100
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-10540 / CMGJohn F. Bracaglia, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 103 of 5 required payments   Arrears: $0  

AS OF 6/7/2022 (at):

1. Objection filed by Select Portfolio/US Bank (Fein Such) - failure to cure arrears of $613,752.41 (Per POC) and one year from confirmation to obtain a loan modification is too long. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - document provided fails to include comps from the area (NOT RECEIVED)
- Amendments to Schedules Form 122c fails to report income from the business the
debtor owns, only shows draw which has not been supported with proof (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- excessive expenses Schedule J $400/home maintenance (allowed $200); $525/utilities;
$495/life insurance, need to provide statement; $350/health insurance, need to provide
statement; $705/car payment. need proof of expenses 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- business income from profit and loss statement not reported on Schedule I, there is
$3,500 in rent paid from business to debtor and another month is 5,000(business operated
out of debtors home) and $21,816.34 income from December and January P &L averaged.
The disposable net income is $27,298.18. Needs explanation/clarification. This would
make case above median. (NO EXPLANATION RECEIVED)
- Schedule I states debtor receives a monthly draw of $2,000 - this is not listed on the P &L
statements or was proof provided of these payments to the debtor - need to provide proof (NO PROOF PROVIDED)
-Select Portfolio Servicing Inc/ US Bank (Fein Such) objection to confirmation - need to
resolve (UNRESOLVED)
-Part 1e of the plan states "prior to confirmation, debtor shall deposit to debtor 's
attorney's trust account $150,00
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-10619 / CMGPATRICK L FALCON ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
967/20/2022 10:00 am22-10819 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $504.00  
issues as of 5/27/2022 (JMA)

1) Current with Trustee plan payments
2) Santander Consumer USA (Morton) objection to confirmation - MK:3/17/22fyi: Order submitted resolving Santander obj- says other than arrears treat as unaffected.
But arrears of $1,747.22 are to be paid through the plan
3) Deutsche Bank (RASC) objection to confirmation - need to resolve
-pre petition arrears $165,422.15
4) Trustee objection to confirmation - need to resolve
- Provide Trustee with listing agreement
- The current Plan does not specify treatment of Santander (BMW 535 Series) under the Plan.(mk: see #2)
- Add to confirming order non-exempt proceeds from sale of real property to Trustee.
- Need valuation on 1987 Mercedes 560SL.
Mk: has knock in engine- NDA value)
- Need to file Pre Confirmation Certification with Court
5) The date in the plan for sale complete is 9/20/2020 - is this supposed to be 2022?

proposed plan $252x60 minimum dollar base $11,000 and sale of property on or by ?
paid in $504
arrears $252
last claim 15
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-11054 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS of 5/26/22(mk):

>>Tax claims need to be resolved, then case can be worked up<<

>>LATE MTG CLAIM FILED BY Wells Fargo- plan pays arrears : COTBS ON MOTION TO ALLOW(hearing 6/15/22)THAT ALLOWS LATE CLAIM AND PAYS ARREARS .

1.ST. of NJ (NOT IN PLAN) filed claim(#7-1) - looks like there is estimated liability for priority taxes- Needs to be resolved

2.IRS filed POC( NOT IN PLAN)- THIS is also estimated.

3. Hyundai Capital filed arrears POC $2687.99- NOT IN PLAN- needs to be paid

4.. Trustee Objection:
- as of now,There is $22,263.18 in non-exempt equity in the residence (100% PLAN.


Plan: 1,578 x 60 100%
payments 3/3
bar date 4/20/22
Matter ResolvedRequest
Adjourment
997/20/2022 10:00 am22-11194 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $500.00  
AS OF 5/25/22 (SF)

1. Hyundai Capital America filed claim 5-1 which is a lease with zero arrears for a 2022 Kia Forte. This lease is not assumed in the plan

2. Trustee objection:
- Need a copy of the last filed tax return - 2021 return on or by 5/31/2022
-need beginning summary of the BOA account, document provided fails to show name and address of debtor

3. Proposed payment may cover claims at 100% once issues above are resolved.

4. Confirm with Trustee Standard Order of Distribution


Plan proposes $500 x 60 Base
Payments: 2/3 Arrears: $500

RESOLVED ISSUES:
-need to file Pre Confirmation Certification with Court (FILED)
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-11194 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 4 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
877/20/2022 10:00 am22-11207 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 6/7/22 (DS): 341 still not held since 3/24/22, Debtor in arrears $800, made 2 out of 4 payments, last payment $400 made 5/10/22. Need amended Sched I & J (forms are blank), P&L for business for Feb and Mar 2022 and 2020/2021 tax returns.

5/4/22:>.Per AR: adj to 6/15/22:NEEDS 341 BY 5/27 AND BE CURRENT TO TR & LENDER & DEBTOR TO SIGN UP FOR TFS


As of 4/21/22 (DS): 341 not held 3/24/22; still missing docs

1/3 payments. payment for 400 mailed4/28/22

Creditor( INVESTORS SAV) objection- Loan has matured

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-11340 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $300.00  
AS OF 6/8/22 (SF)

1. Objection filed by US Bank Trust National Assoc. (Sherri Smith) - Creditor does not state why they are objecting

2. US BANK Trust filed a total debt claim 6-2 in the amount of $401301.95 which matured 6/1/2018.

3. IRS priority and unsecured claim 2-1 is estimated (NEED AMENDED CLAIM)

4. Trustee objection:
- The debtor has insufficient income . Verified income leaves monthly disposable income of -$2,253.42..
- The debtor has failed to file a feasible plan
- Need Proof of social security income
- Need a statement for 2022 for social security
income.
- There is $348,221 in non exempt in the real estate.
- There is $19,860 in non exempt equity in the Mini Cooper.(Plan is 100%)
- There is also non exempt equity in bank accounts.
- Need to resolve the estimated claim filed by the IRS.
-Trustee to receive all non exempt proceeds from sale of real property .

Plan proposes $300 x 60 100% Sale by 2/1/23
Payments: 2/4 Arrears: $600
Matter ResolvedRequest
Adjourment
917/20/2022 10:00 am22-11371 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

issues as of 6/9/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Proof of 2 month's income - for Debtor's consulting employment. Plus a certification explaining what this is from. DEBTOR PROVIDED BUSINESS CASE QUESTIONNAIRE STATING HER BUSINESS IS NOT OPERATING
- Business profit & loss statements
- Business forms - for spouse and 2 months profit and loss statements for Jan. & Feb 2022.
- A copy of the last filed tax return - from Debtor and spouse for 2021.
- A Modified Plan that removes adequate protection payments on Section 1e and 2a and 4f, since arrears are owed. (Mortgage arrears are already listed on Section 4a )
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies higher, may be moot since plan is proposing 100%.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $879 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity on real property $307,422.57.
- Must file Pre Confirmation certification with Court
- Non filing spouse has provided a contribution. As long as this remains at 100% Trustee will accept the contribution. Trustee reserves right to request spouse 's income proofs if there is any modification of the plan for less than 100%.
2) Wilmington Savings Fund Society motion relief from stay to be heard 7/6/2022

proposed plan $1,600x60 100% plan
paid in $6400
last claim 2
Matter ResolvedRequest
Adjourment
1017/20/2022 10:00 am22-11376 / CMGJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 5/27/22 (DS):

1.. Plan propose to pay 60% of P&I adequate protection payments $1,500 to Capital Mortgage. Need consent order to allow Trustee to pay.

2. Trustee obj to the following:
- There is disposable income $4,360 to pay off plan sooner.
- There is non-exempt equity on real property $185,535.93. Plan pays 100% to gucs.
- Must file Pre-confirmation certificate.

3. United Teletech (MCKENNA, DUPONT, STONE) - 2nd mortgage obj to plan propose adeq. prot $481.20, but not paid. Also payment is not on Sched J. Obj must be resolved.

Prop Plan $2,202 x 6 begin 3/1/22; $842.68 x 54; 100% and Sale of Everett Rd within 6 months from conf
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-11442 / CMGOtto J. Kostbar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS Of 6/7/22(mk):

NEED TO KNOW IF OBJECTION BY CARRINGTON HAS BEEN RESOLVED. Then can work up

5/14/22- per atty LM submitted to lender for review

This is work up for plan #26.

1. Objection by Carrington /Bank United (Stern Lav):
-fails to pay arrears- LM speculative and does not pay arrears pending-(MP now pays arrears pending LM -SO DOES CREDITOR AGREE THIS RESOLVES OBJ? PLAN HAS PAY ARREARS 10,838 THRU PLAN- THE POC FOR ARREARS HAS $99,311.52 FOR TOTAL ARREARS AND PLAN HAD TOTAL AT 30,000- >>SO THIS OBJECTION MUST BE RESOLVED WITH CREDITOR BEFORE I CAN GIVE TERMS FOR CONFIRMATION<<

2. Plan has ISN Corp as unaffected?? Second Mtg Is US DEPT. HUD that is unaffected.

3. Trustee Objection:
-need MP that Treats US Dept of Housing & Urban Development as unaffected.
Claim #4.(add language)
-need 2021 tax return by 5/31/22

_______________________
- need marital settlement agmt(PROVIDED)
(as to RE-wife has possession & no responsibility to pay Mtg, insurance & taxes. Husband liable for all deficiencies related to foreclosure.in event of Sale wife keeps proceeds)
--PNC acct end #6615 statement states overdraft protection from accounts ending #6623 and #6631 need statements for these accounts too,(Provided)
- improper exemptions: Amts claimed under (d)(1) & (d)(5) exceed statutory allowance- NEEDS AMENDED C as there is equity in personal assets.(AMENDED C FILED - $10,938 IN PERSONAL PROPERTY)
-need pre conf cert.(Filed)


Plan: $247 X 60 BEG 3/2022; LM BY 8/2022 (23 CYPRESS DR); BASE
3/4 payments
last claim:16-1 bar date:5/4/22
Matter ResolvedRequest
Adjourment
1027/20/2022 10:00 am22-11523 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 5/31/2022 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (NOT RECEIVED - LANGUAGE ADDED)
- Need a evaluation for the two business vehicles. (NADA) (RECEIVED)
- Need to file Pre-Confirmation Certification (NOT FILED)

RESOLVED:
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Issues
with Schedule J/Profit and Loss:
- P&L lists rent of $300/month but business is run out of residence
- Utilities are on Schedule J ($350/month) and on P&L (averaging $275/month)
- Cable/internet and phone are on J ($300/month) and on P&L ($200/month)
- Transportation on Schedule J is ($275/month) and on P&L (353/month average) (RECEIVED CERT FROM DEBTOR - EXPENSES ON P&L ARE FOR BUSINESS RUN OUT OF TAMPA - OK)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $10,104 in non exempt equity in the bank accounts. (PER CERT OF DEBTOR THESE FUNDS ARE SOCIAL SECURITY LUMP SUM PMT AND EXEMPT)

Plan proposes: $200 x 36 beginning 3/1/2022, not less than $2,891 to unsecured creditors
Payments: 2/3, arrears $200
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-11769 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/5/22 (SF)


1. ATTORNEY MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING
2. 341 NOT HELD - RESCHEDULED FOR 6/16/22
3. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-11851 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,924.00  
Matter ResolvedRequest
Adjourment
1007/20/2022 10:00 am22-11974 / CMGRoman Akopian Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 6/9/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need updated car insurance for both vehicles.
- Need a Modified Plan that addresses 2nd mortgage held by HUD.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $15,605 in non exempt equity in the vehicles.
- There is $1,400 in non exempt equity in the whole life policy.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Mariner Finance for cram of 2015 BMW.
- Need to file Pre Confirmation Certification.
- Need to resolve bifurcated claims filed by Wynnfield at Somerset Condo Association and Mariner Finance.
- Need a consent order for the trustee to make adequate protection payments to Mariner Finance.
- Need a statement for the whole life insurance policy
2) Plan and attorney disclosure do not agree, disclosure has $1,400 to be paid through plan, plan does not include attorney fees to be paid - need to resolve


proposed plan $740.50x36 base plan
paid in $1481
arrears $740.50
last claim 14
Matter ResolvedRequest
Adjourment
1017/20/2022 10:00 am22-11987 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 6/13/2022 (JMA) -AMENDED SCHEDULES FILED
issues as 6/9/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/22.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car payment $341, no auto loan listed on Sched D, G or Plan.
- The debtor(s) is not paying all disposable income into the plan - the Trustee 's calculations are higher for the following reason (s): Disposable income verifies $2,996.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): Pending all claims secured and priority tax claims amended, there is non -exempt equity on real property as of now at $29,343.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must resolve IRS estimated tax claim
- Must file Pre -confirmation certificate.
2) State of NJ Division of Taxation priority claim #17 is estimated for 2019 taxes - need to resolve
3) State of New Jersey Judgment on secured claim 11 in the amount of $19,938.32 - not in plan, need to resolve
4) NR Deed LLC filed secured claim 16 in the amount of $60,449.86 tax sale certificate - not in plan, need to resolve
5) The plan has Christiana Trust for a tax lien in the amount of $62,330.13 - is the same as the NR Deed LLC claim? - need to resolve

proposed plan $2,558x60 begin 4/1/2022 with minimum $42,120.20 dividend to gucs
paid in $7674
last claim 17

RESOLVED ISSUES:

- Updated auto insurance, insurance expired 3/25/22.UPDATED INS SUBMITTED
Also insurance for car payment listed on Schedule J. 2005 FORD FOCUS ADDED TO SCHEDULES 6/10/2022
- Amendments to Schedules B and C to add acct#5512 FILED A
Matter ResolvedRequest
Adjourment
1037/20/2022 10:00 am22-12112 / CMGJose R. Torres Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

mk: 6/15/22: current auto insurance provided.

AR HELD FOR AUTO INSURANCE
issues as of 6/10/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- the debtor has insufficient income
- failed to file a feasible plan
- the schedules fail to account for the debtor(s) tax refund in the amount of $1,864 when determining disposable income
- the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt in Chase Bank acct #9062 in the amount of $4,872.14, must pay minimum $4,872.14 dividend to general unsecured creditors
- need auto insurance renewal, policy provided expires 6/3/2022 - NOT PROVIDED TO DATE(mk: provided 6/15/22)
- need to file Pre Confirmation Certification with Court NOT FILED TO DATE
3) Fifth Third Bank filed secured claim 5 for 2018 Nissan Sentra, this claim is not treated in plan, there are no arrears - need to address claim

proposed plan $163.01x60 base plan
paid in $489.03
last claim 6
Matter ResolvedRequest
Adjourment
1047/20/2022 10:00 am22-12210 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $0  

As of 6/7/22 (DS): 341 will not be held 6/9/22, still missing all docs and no payments made, plan does not state amount to pay. Plan is completely blank and no signature from Pro-se Debtor.
Matter ResolvedRequest
Adjourment
1167/20/2022 10:00 am22-12236 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $621.00  
AS OF 5/31/2022 (at):

1. Objection filed by AmeriCredit Financial (Morton) - vehicle undervalued in the plan by $6,800. Creditor wants $13,674.75 (4.5% interest on $12,225) and adequate protection payment of $125/month beginning 4/1/2022. (UNRESOLVED)

2. NJSVS, Surcharge Violations filed a secured claim #15 in the amount of $5,307.05 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
- Need to resolve objection by AmeriCredit Financial. (UNRESOLVED)

RESOLVED:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information for both child support deductions on co-debtor pay stubs. (RECEIVED)
- A Modified Plan that pays student loans outside of the plan. (LANGUAGE ADDED - PAY OUTSIDE)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on J. Paul Homes, LLC and Razor Capital, LLC for motions to avoid
judgment liens. (CERT OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)

Plan proposes: $620.97 x 60 beginning 4/1/2022, base
Payments: 1/2, arrears $620.97
Matter ResolvedRequest
Adjourment
1177/20/2022 10:00 am22-12335 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/31/2022 (at):

1. 341 is scheduled for 6/16/2022.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12474 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

5/19/2022 (JMA)
adjournment request to allow 341 hearing to be held - granted
Matter ResolvedRequest
Adjourment
1247/20/2022 10:00 am22-12546 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $5,900.00  
As of 6/13/22 (DS): Debtor attorney requested adjournment to file remaining GIT-ER tax return and to obtain divorce docs from lawyer. Adjourned peremptory, no further adjournments


As of 6/9/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

As of 5/31/22 Debtor attorney requested adjournment to resolve estimated claims.

6/1/22 (DS): 1. Trustee obj to the following:
- 2021 Tax return filed as HOH, not married filing separately.
- Must provide divorce documents and property settlement agreement (per Debtor's cert, Debtor is in a divorce proceeding with soon to be ex-wife. Spouse has 1/2 interest on real property and currently resides at home and is not contributing to household expenses, no income provided and 2021 tax return filed . - COMPLAINT FOR DIVORCE IS NOT STAMPED FILED, HAS NO DOCKET NUMBER, IS SIGNED AND DATED 2020 (NO FULL DATE), ALSO LIT FORM IS SIGNED AND DATED 2/12/20. PER ATTORNEY EMAIL NO LANDLORD/TENANT COMPLAINT FILED.
- Must resolve State of NJ estimated tax claim.
- Must file Pre-confirmation certificate.

Prop Plan $6,800 x 60 begin 4/1/22; Base
Note: IRS estimated claim amended and 2021 tax return provided.
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12546 / CMGJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $5,900.00  
Matter ResolvedRequest
Adjourment
1267/20/2022 10:00 am22-12564 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 5/27/22 (DS): Debtor attorney requested adjournment to resolve issues with case.

As of 5/20/22 (DS): If DSO Info sheet provided, recommend confirming at $150 x 3 begin 4/1/22; $497 x 57 begin 7/1/22; Base with a minimum dividend $22,351 to gucs

1. Trustee obj to the following:
- Proof of income verifies higher, there is disposable income $1,185. 22C fails to add tax refund $536.09 to Line 45, which leaves disposable income $372.51 and would require minimum dividend $22,351 to gucs.
- Must provide DSO Information sheet.
- Updated auto insurance, if not confirmed by 6/1/22, insurance expires 5/23/22.

Prop Plan $150 x 60 begin 4/1/22; Base
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12630 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

updated 5/26/2022 (JMA)

1) Debtor is now current with Trustee plan payments
2) 341 has been rescheduled for 6/23/2022
3) Select Portfolio Servicing Inc (Fein Such) objection to confirmation - need to resolve
-arrears $28,305.03
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12647 / CMGMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $150.00  
AS OF 5/23/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING TO ALLOW 341 TO BE HELD.

1. 341 has been scheduled for 6/16/2022
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12714 / CMGEugene Roth, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12735 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $300.00  
AS OF 6/9/22 (SF)

1. 341 NOT HELD - RESCHEDULED TO 6/30/22
2. PAYMENTS: 1/2 ARREARS: $300

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12769 / CMGOtto J. Kostbar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 6/9/2022 (JMA)

1) US Bank (KML) objection to confirmation - need to resolve
-estimated pre petition arrears
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income . Verified income leaves monthly disposable income of $75.30. WITH 2021 TAX REFUND $77.31 DISPOSABLE NET INCOME
- The debtor has failed to supply the Trustee with the following document (s): Business profit & loss statements, Business forms - for container business listed on statement of financial affairs. NOT PROVIDED TO DATE
- A copy of the last filed tax return - 2021 by 5/31/2022. RESOLVED, PROVIDED 2021 RETURN
- Need February and March bank statements for PNC accounts 3776 and 3768. NOT PROVIDED TO DATE
- Need to file a Modified Plan that removes the IRS from Part 4 d - NOT FILED TO DATE
- Amendments to Schedules Statement of Financial affairs to list attorney fees paid. - NOT FILED TO DATE
- The Schedules fail to account for the debtor (s) tax refund in the amount of $1,004.00 when determining disposable income.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on the IRS for motion to avoid liens listed in part 7a of the plan. NOT FILED TO DATE
- Need to file Pre-Confirmation Certification. RESOLVED, FILED
- Need to resolve the estimated claim filed by the IRS.
- Need an updated P&L for the debtor by 7/31/2022.
- Need statements for the Venmo and Zellel accounts NOT PROVIDED TO DATE
2) Per the amended IRS claim 2 there is a secured claim in the amount of $6,363.09. The debtors plan has plan motion to cram two secured claims in the amount of $4,565.14 and $3,977.33


proposed plan $200x60 base plan with loan mod by 9/2022
paid in $400
last claim 6
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12831 / CMGVera Fedoroff, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 5/10/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/1, arrears $150
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12906 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

6/24/22(mk);


1. Trustee objection:
-debtor has failed to file a feasible plan -needs to propose a
tier plan $600, if monthly car lease not renewed will end in
month 4.
- excessive expense items, such as: Car
insurance $329 (verifies $159 per insurance).
-There is disposable income $534.
-need 2021 tax return
- need 2 months bank statements from Santander
Checking acct, prior to filing date (only
received acct#9614).
need-Amendments to Schedules amend petition for Mr Gonzales full name
--------------------
-pre conf cert(Filed)

Plan:$200 x 36 begin 5/1/22; Base
2/2 payments
bar date passed
Matter ResolvedRequest
Adjourment
1177/20/2022 10:00 am22-12920 / CMGEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $800.00  

AR
HELD WITH 51
As of 6/9/22 (DS):


1. No Trustee payments made, Debtor in arrears $800 made 0 out of 2 payments.

2. Trustee obj to the following:
- Need copies of settlement statements for both lawsuits (car accident and Walgreen's employment suit).
- Need Mod Plan that increases trustee payment to cure rent arrears in the first 18 months.
- Plan should provide for Base distribution after cure of rent arrears.
- Plan fails to provide for a prompt cure of rental arrears.
- Must file Pre-Confirmation Certification.
- Add to confirming order non-exempt proceeds from lawsuits.

3. Avalon-Landlord (GORSKI & KNOWLTON) obj to plan not proposing 12-18 month prompt cure of rental arrears. Obj must be resolved.

Prop Plan $400 x 38 begin 5/1/22; $0 and P/I
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12920 / CMGEric ClaymanConfirmation Hearing on Modified PlanPending WorkupDebtor has made 0 of 2 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-12982 / CMGDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1337/20/2022 10:00 am22-13004 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 5/19/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 MAY BE HELD.

1. 341 is scheduled for 6/23/2022.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13044 / CMGMARYBETH SCHROEDERConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/7/22 (SF)

1. Trustee objection:

- Need March and April, 2022 bank statements for Chase account #5670.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,388.00
when determining disposable income.

- There is $56,261 in non exempt equity in the residence.

- There is $9,225 in non exempt equity in the 2018 Honda Fit.

- There is $1,298 in non exempt equity in the Chase bank accounts.

- Need to file Pre-Confirmation Certification.

- Need a statement for the debtor's 401k loan.

2. The debtor has failed to provide proof of service with respect to Plan Motion(s).
Improper service to Citibank and Discover, did not serve Managing Agent or Corporate Officer

Plan proposes $300 x 60 Base
Payments: 2/2



Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13181 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/7/22 (SF)

1. Motion for Relief filed by Toyota scheduled for 7/6 at 9

2. Toyota is not assumed in the plan

3. Trustee objection:

- The debtor has insufficient income . Verified income leaves monthly disposable income
of $28.09.

- Need a current market analysis - with comparables sold within the last 6 months.

- Need a statement for the Village Supermarket stocks.

- The debtor has undertaken an improper use of exemption. Specifically: Co-debtor is the
only party on the deed. The debtor is not entitled to the D1 exemption.

- There is $2,000 in non exempt equity in the Village Supermarket stocks.

- Need to file Pre-Confirmation Certification.

- Schedule J has two mortgage payments on it. Need a statement for the second mortgage
or Amended Schedule J.


Plan proposes $200 x 60 Base
Payments: 2/2


Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13187 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/6/2022 (at):

NEED TO REQUEST AN ADJOURNMENT OF THE CONFIRMATION HEARING.

1. 341 is scheduled for 6/30/2022.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1327/20/2022 10:00 am22-13537 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/13/2022 (at):

RECEIVED PROOF OF $1,000 PAYMENT ON 6/13/2022.

IF PAYMENTS ARE MADE, NEED TO REQUEST AN ADJOURMENT TO AFTER 6/29/2022 BECAUSE SERVICE ON PNC WAS 6/1/2022.

1. Objection filed by US Bank National (Brock & Scott) - failure to cure arrears of $164,179.45 (Per obj - No POC yet)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Amendments to Schedules Schedule B and C to reflect TD Bank #9543 end balance of $17,040.15 as of 3/25/2022 (NOT AMENDED)
- need to file pre confirmation certification with Court (NOT FILED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
-non exempt equity in TD Bank acct #9543 $3,040.15 (LANGUAGE ADDED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- motion to avoid lien and reclassify PNC Bank claim to completely unsecured. (CERT OF SERVICE FILED 6/1/2022)

Plan proposes: $500 x 60 beginning 5/1/2022, loan modification within 6 months of confirmation, not less than $2,615.15 to unsecured creditors
Payments: 0/2, arrears $1,000
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13621 / CMGEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $740.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13660 / CMGTHOMAS J ORR ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13707 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13754 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13772 / CMGJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

6//9/22 - See email from atty linked.
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13854 / CMGJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13922 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $350.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13981 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13985 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-13989 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14025 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,007.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14068 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14088 / CMGDAVID A. SEMANCHIK, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,195.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14115 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $608.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14128 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,000.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14147 / CMGMonika Mazurczyk Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $1,078.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14193 / CMGEugene Roth, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,512.00  
Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14348 / CMGMARYBETH SCHROEDERConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14375 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 10:00 am22-14377 / CMGCarol L. Knowlton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/20/2022 11:00 am22-14242 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $407.00  
Matter ResolvedRequest
Adjourment
07/20/2022 11:00 am22-14937 / CMGJohn F. Bracaglia, Jr., Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/20/2022 12:00 pm18-12573 / CMGEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $24,206.00
Matter ResolvedRequest
Adjourment
07/20/2022 12:00 pm19-29587 / CMGJohn Michael McDonnell, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $17,336.00
Matter ResolvedRequest
Adjourment
07/20/2022 12:00 pm20-14235 / CMGStephanie Ritigstein, Esq.Motion CompensationRevised Order SubmittedTotal Paid In: $15,504.00
Tr Limited objection
fees ok but PPSD Order has payment too high(at 1,067) . needs 6-1 for june , then 644 begin July

>>NEEDS REVISED ORDER- submitted 6/13/22
Matter ResolvedRequest
Adjourment
07/20/2022 12:00 pm20-20746 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationNo Opposition FiledTotal Paid In: $8,302.00
Matter ResolvedRequest
Adjourment
07/20/2022 12:00 pm22-11632 / CMGCarol L. Knowlton, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $7,500.00
Matter ResolvedRequest
Adjourment
07/20/2022 12:00 pm22-12548 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $6,000.00
(amt: 6/23 ***needs to file pre conf cert**)
Matter ResolvedRequest
Adjourment
07/20/2022 12:00 pm22-13487 / CMGAndy Winchell, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $220.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes